# EDGAR Filing Document

**Accession Number:** 0001599342
**File Stem:** 0001193125-26-260979
**Filing Date:** 2026-6
**Character Count:** 1067018
**Document Hash:** 15adf7b94f3dc85426259918b553204f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-260979.hdr.sgml**: 20260608

**ACCESSION NUMBER**: 0001193125-26-260979

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20260608

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260608

**DATE AS OF CHANGE**: 20260608

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01521
- **FILM NUMBER:** 261071523

**BUSINESS ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
- **BUSINESS PHONE:** (818) 224-7442

**MAIL ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
- **BUSINESS PHONE:** (818) 224-7442

**MAIL ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PennyMac Corp.
- **CENTRAL INDEX KEY:** 0001599342

**ORGANIZATION NAME:**
- **EIN:** 800463416
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01521

**BUSINESS ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361
- **BUSINESS PHONE:** (818) 224-7442

**MAIL ADDRESS:**
- **STREET 1:** 3043 TOWNSGATE ROAD
- **CITY:** WESTLAKE VILLAGE
- **STATE:** CA
- **ZIP:** 91361

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**FORM ABS-15G** 

**ASSET-BACKED SECURITIZER** 

**REPORT PURSUANT TO SECTION 15G OF** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:** 

**Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period<u> </u> to<u> </u>** <br>

**Date of Report (Date of earliest event reported)** 

**Commission File Number of securitizer:<u> </u>** 

**Central Index Key Number of securitizer:** 

**Name and telephone number, including area code, of the person to** 

**contact in connection with this filing.** 

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of securitizer: 0001599342

## PMT Loan Trust 2026-INV6
**(Exact name of issuing entity as specified in its charter)** 

Central Index Key Number of issuing entity (if applicable): Not applicable

Central Index Key Number of underwriter (if applicable): Not applicable

**Chris White** 

**(805) 530-5829** 

**Name and telephone number, including area code, of the person to** 

**contact in connection with this filing** 

------

**PART I: REPRESENTATION AND WARRANTY INFORMATION** 

**Item 1.01 Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

N/A

**Item 1.02 Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

N/A

**Item 1.03 Notice of Termination of Duty to File Reports under Rule 15Ga-1** 

N/A

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS** 

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Sponsor** 

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**Item 2.02 Findings and Conclusions of a Third-Party Due Diligence Report Obtained by the Underwriter** 

N/A

------

**EXHIBIT INDEX** 

---

| | |
|:---|:---|
| 99.1 | [Clayton Services LLC ("Clayton") Due Diligence Narrative Report](d98907dex991.htm) |
| 99.2 | [Clayton Conditions Report](d98907dex992.htm) |
| 99.3 | [Clayton Rating Agency ATR QM Data Fields](d98907dex993.htm) |
| 99.4 | [Clayton Loan Level Tape Compare Upload](d98907dex994.htm) |
| 99.5 | [Clayton Valuations Summary](d98907dex995.htm) |

---

------

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| PennyMac Corp. | PennyMac Corp.<br>(Securitizer) |
| Date | June 8, 2026 |
| /s/ Daniel S. Perotti | /s/ Daniel S. Perotti<br> (Signature) |
| By: | Daniel S. Perotti |
| Title: | Senior Managing Director and Chief Financial Officer |

---

## Exhibit 99.1

**EXHIBIT 99.1** 

**CLAYTON SERVICES LLC ("CLAYTON") DUE DILIGENCE NARRATIVE REPORT** 

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![LOGO](g98907dsp1.jpg)

![LOGO](g98907dsp1a.jpg)

![LOGO](g98907dsp1b.jpg)

**June 4, 2026**<br>**Due Diligence Narrative Report**<br>

------

![LOGO](g98907dsp2.jpg)

**TABLE OF CONTENTS**

---

| | | | |
|:---|:---|:---|:---|
|  **Clayton Contact Information** |  | **2** |  |
|  **Overview** |  | **2** |  |
|  **Originators** |  | **2** |  |
|  **Clayton's Third Party Review ("TPR") Scope of Work** |  | **2** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Sampling* | | *2* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Sponsor Acquisition Criteria* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Loan Grading* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *TPR Component Review Scope* | | *3* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Property Valuation Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Regulatory Compliance Review |  | 4 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Integrity* | | *6* | |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Data Capture* | | *6* | |
|  **Data Compare Results** |  | **7** |  |
|  **Clayton Due Diligence Results** |  | **8** |  |
|  **Clayton Third Party Reports Delivered** |  | **9** |  |
|  **Appendix A: Credit Review Scope** |  | **10** |  |
|  **Appendix B: Origination Appraisal Assessment** |  | **13** |  |
|  **Appendix C: Regulatory Compliance Review Scope** |  | **16** |  |

---

PMT Loan Trust 2026-INV6 Page \| 1 June 4, 2026

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![LOGO](g98907dsp2.jpg)

**CLAYTON CONTACT INFORMATION** 

Client Service Management:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Chris Turk** Senior Client Service Manager

Phone: (813) 472-6509/E-mail: <u>Cturk@clayton.com</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Joe Ozment** Vice President – Client Services & Securitization

Phone: (813) 261-0733/E-mail: <u>jozment@clayton.com</u>

**OVERVIEW** 

On behalf of PennyMac Corp. ("PennyMac"), Clayton conducted an independent third-party pre-securitization due diligence review of 422 residential loans selected for the PMT Loan Trust 2026-INV6 transaction. The loans referenced in this narrative report were reviewed on a bulk basis between June 2025 and April 2026. This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton's review.

**ORIGINATORS** 

Origination channels for the loans in this review:

---

| | | |
|:---|:---|:---|
| **Origination Channel** | **Loan Count** | **Percentage** |
|  Broker | 90 | 21.33% |
|  Correspondent Bulk | 313 | 74.17% |
|  Retail | 19 | 4.50% |
|  **Total** | **422** | **100.00%** |

---

**CLAYTON'S THIRD PARTY REVIEW ("TPR") SCOPE OF WORK** 

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, were performed in accordance with rating agency<sup>1</sup> loan level review standards in place as of the date of the review. This is referred to as a "Full Review."

**SAMPLING** 

Upon receipt of Asset Tape, Diligence provider randomly selected 422 Purchased Mortgage loans listed thereon, excluding Wet Loans. 100% of the loans received a Full Review as described below.

<sup>1</sup> Standard and Poor's, Moody's, Fitch, Kroll, DBRS & Morningstar

PMT Loan Trust 2026-INV6 Page \| 2 June 4, 2026

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![LOGO](g98907dsp2.jpg)

Review Type Loan Counts:

---

| | | |
|:---|:---|:---|
| *Review Type* | *Loan Count*<br> *Reviewed by Clayton* | *Scope Applied* |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Full Review** | 422 | Clayton performed a Full Review based on the scope described below in the section titled "TPR Component Review Scope". |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total Loan Population** | 422 |  |

---

**SPONSOR ACQUISITION CRITERIA** 

The loans were originated to each Seller's Guidelines and Clayton reviewed the loans to the Agency Seller Guide Loan Eligibility Requirements, ("Sponsor Acquisition Criteria"). Clayton was supplied with all of the changes to the guidelines with advance notice.

**LOAN GRADING** 

Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth waivers. The compliance exception report lists all exceptions within a loan.

Clayton's loan grading complied with the following rating agency grading definitions published by Moody's, Standard and Poor's, Fitch, Kroll and DBRS:

![LOGO](g98907dsp4.jpg)

**TPR COMPONENT REVIEW SCOPE** 

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in loan documentation provided to Clayton.

PMT Loan Trust 2026-INV6 Page \| 3 June 4, 2026

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![LOGO](g98907dsp2.jpg)

CREDIT REVIEW

Clayton's Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to <u>Appendix A</u> and to the guidelines cited above):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor Acquisition
Criteria cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Analyzed asset statements in order to determine whether funds to close and reserves were within Sponsor
Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that credit scores (FICO) and credit histories were within Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Evaluated evidence of borrower's willingness and ability to repay the obligation;

PROPERTY VALUATION REVIEW

Clayton's Property Valuation scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Original Appraisal Assessment (422 loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete,
thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• For more detail on the original appraisal review scope and desk review definitions, please refer to <u>Appendix B</u> and to the guidelines cited above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Value Supported Analysis (422 loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when
compared to an independent third party valuation product. Loans were held to a -10% tolerance utilizing the following waterfall;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• CU/LCA Score of 2.5 or below

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Desk Review/BPO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Field Review/2055 Drive-by

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Second Full Appraisal

For further detail please refer to the PMTLT 2026-INV6 Valuations Summary Report

REGULATORY COMPLIANCE REVIEW

Clayton's Regulatory Compliance scope of review conducted on this transaction included the elements summarized below. (For more detail, please refer to <u>Appendix C</u> and to the guidelines cited above.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed compliance with state specific consumer protection laws by testing late charge and prepayment penalty
provisions;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Truth-in-lending/regulation Z
(TILA) testing included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Notice of Right to Cancel (Right of Rescission) adherence if applicable;

PMT Loan Trust 2026-INV6 Page \| 4 June 4, 2026

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![LOGO](g98907dsp2.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL Disclosure Timing (3/7/3) and disclosure content;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL APR and Finance charge tolerances;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Timeliness of ARM Disclosures (if applicable);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Section 32 APR and Points and Fees Thresholds and prohibited practices;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing
Credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed ATR/QM Ability to Repay (a/k/a Minimum Standards for Transactions): for applications on or after
1/10/2014. Clayton confirmed the loan files contain documentation to evidence the lender considered and verified the borrower's ability to Repay. This included identifying whether QM loans met agency exemptions or were underwritten in
accordance with Appendix Q. Non-QM loans were reviewed to ensure the lender documented that they considered and verified the eight (8) underwriting factors required for ATR compliance in accordance with
either their guidelines or the Sponsor Acquisition Criteria;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The ATR/QM Rules allow the lender to exclude up to two discount points from the 3% points and fees evaluation
depending on the loan's undiscounted interest rate in relation to the APOR index rate. The ATR/QM Rule does not set the required rate reduction per discount point.

Clayton evaluated the lender's exclusion of discount points from the 3% points and fees calculation for all loans in this transaction using a [0.2%] rate reduction threshold per discount point.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prepayment Penalty restrictions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate
Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE initial disclosure timing and content;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed the file contains the final HUD1 Settlement Statement;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE to HUD1 evaluation for 0% and 10% fee tolerances;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Homeownership Counseling Notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Affiliated Business Disclosure if applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable
loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it
relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID
Scope was created with guidance from outside counsel.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• On, June 15th, SFIG published its RMBS 3.0 TRID Compliance Review Scope <sup>©</sup> documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure
Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You
Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by
the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton applied the enhanced RMBS 3.0 TRID Compliance Review Scope to all the loans in this transaction.

<u>Compliance Review (Business Purpose, Non-Owner Occupied)</u>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Non-Owner Occupied Scope: Most consumer protection laws are designed to
afford protection to borrowers who are entering into a loan that will be secured by their residence. For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the
borrower's (or in the case of rescission a title holder's) principal residence. Most other consumer protection laws extend to a borrower's secondary

PMT Loan Trust 2026-INV6 Page \| 5 June 4, 2026

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![LOGO](g98907dsp2.jpg)

residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered).<br>

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Cook County High Cost Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton's audit law firm determined that only principal residences should be tested for IL high cost.

Anti-predatory lending laws

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Virginia Lender and Broker Act after 6/1/2008

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Sufficiency of coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Escrow of insurance payments

**DATA INTEGRITY** 

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data received from lender/client is stored in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Reviewer collects validated loan data in eCLAS;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each received data point is compared to its counterpart collected data point;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies found during comparison are stored.

**DATA CAPTURE** 

Clayton collected data fields required to create American Securitization Forum ("ASF") data tape. The file format was provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

PMT Loan Trust 2026-INV6 Page \| 6 June 4, 2026

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![LOGO](g98907dsp2.jpg)

**DATA COMPARE RESULTS** 

Clayton provided PennyMac with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received by the sellers versus the data captured by Clayton during the loan review.

Summary of data compare results:

---

| | | |
|:---|:---|:---|
| **Field Name** | **#** | **Accuracy%** |
|  Appraised Value | 2 | 99.53% |
|  Cash Reserves | 186 | 55.92% |
|  Combined Loan to Value | 3 | 99.29% |
|  DTI (Back) | 56 | 86.73% |
|  Income (Calculated) | 116 | 72.51% |
|  Loan Purpose | 2 | 99.53% |
|  Loan to Value | 3 | 99.29% |
|  Note Date | 2 | 99.53% |
|  Product Type | 1 | 99.76% |
|  Property Type | 33 | 92.18% |
|  Property Zip | 2 | 99.53% |
|  Sales Price | 2 | 99.53% |

---

PMT Loan Trust 2026-INV6 Page \| 7 June 4, 2026

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![LOGO](g98907dsp2.jpg)

**CLAYTON DUE DILIGENCE RESULTS** 

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Initial and Final Overall Loan Grade Results** 

<u>Loan Pool (422 loans)</u>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** | **Overall Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 156 | 1 | 28 | 159 | **344** |
| **Final** | **B** |  | 12 | 4 | 46 | **62** |
| **Final** | **C** |  |  | 2 | 9 | **11** |
| **Final** | **D** |  |  |  | 5 | **5** |
| **Final** | **Total** | **156** | **13** | **34** | **219** | **422** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Initial and Final Credit Component Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** | **Credit Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 337 |  | 31 | 41 | **409** |
| **Final** | **B** |  | 2 | 3 | 2 | **7** |
| **Final** | **C** |  |  | 1 |  | **1** |
| **Final** | **D** |  |  |  | 5 | **5** |
| **Final** | **Total** | **337** | **2** | **35** | **48** | **422** |

---

**Initial and Final Property Valuation Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** | **Property Valuation Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 227 |  | 3 | 150 | **380** |
| **Final** | **B** |  | 1 |  | 34 | **35** |
| **Final** | **C** |  |  | 1 | 6 | **7** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **227** | **1** | **4** | **190** | **422** |

---

**Initial and Final Regulatory Compliance Grade Results** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** | **Compliance Grade Migration** |
|  | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** | **Initial** |
| **Final** |  | **A** | **B** | **C** | **D** | **Total** |
| **Final** | **A** | 366 | 1 | 15 | 8 | **390** |
| **Final** | **B** |  | 20 | 5 |  | **25** |
| **Final** | **C** |  |  | 5 | 1 | **6** |
| **Final** | **D** |  |  |  |  | **0** |
| **Final** | **Total** | **366** | **21** | **25** | **9** | **421** |

---

**The total count of loans that received a compliance review (421 loans) varies from the overall pool count (422 loans) due to one loan not having applicability for compliance results that was closed in the name of a trust and has a guarantor.** 

PMT Loan Trust 2026-INV6 Page \| 8 June 4, 2026

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**CLAYTON THIRD PARTY REPORTS DELIVERED** 

Clayton furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Non-ATR QM Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. RA ATR QM Data Fields

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Standard Upload

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Tape Compare

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Valuations Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Waived Conditions Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Narrative Report

PMT Loan Trust 2026-INV6 Page \| 9 June 4, 2026

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**APPENDIX A: CREDIT REVIEW SCOPE** 

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition
Criteria requirements including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• LTV/TLTV/HLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Credit score

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income and employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assets and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project
adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower eligibility, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Citizenship status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Non- occupant co-borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Transaction eligibility, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Maximum loan amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan purpose

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that
approved exceptions included required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during which various documents were
examined, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Uniform Residential Loan Application reviewed to determine:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial loan application was in the loan file and was signed by all borrowers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final loan application was in the loan file and was complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Information and debts disclosed on loan application aligned with related documentation in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Employment analyzed and verified through use of various documents, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verbal and/or written verifications of employments (VVOE, VOE)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• CPA letter

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Business licenses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tax transcripts (IRS Form 4506-T)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Required income documentation for all borrowers was present and within required time period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Documents did not appear to have been altered or inconsistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• IRS Form 4506-T

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Signed by all borrowers and processed by the originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Compared IRS tax transcripts to income documentation and noted any inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income was recalculated and was documented with applicable documentation, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Paystubs

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• W-2s

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 1099

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• IRS documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Bank statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Lease agreements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Award letters

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and
within required timeframe, including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verification of deposits (VOD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Settlements statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other evidence of conveyance and transfer of funds, if a sale of assets was involved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Credit Report review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Complete copy of report was in loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Report was dated within required timeframe

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• All borrowers were included in the report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Checked any fraud alerts against related loan file documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real
estate owned) for accurate debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured and utilized appropriate credit score for guideline review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title policy review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title interest – determined if

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fee simple

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Leasehold estate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appropriate vestee(s) were listed on title policy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Amount of coverage was greater than or equal to the original principal amount of the mortgage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Applicable title endorsements were present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the
title search; verified that each issues was addressed in the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured monthly tax payments in debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• HUD1 (Settlement Statement) review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Funds to close identified and analyzed against borrower's assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Seller contributions did not exceed maximum allowed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject property, seller and borrower aligned with other loan documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Disbursements and pay-offs included in debt ratio calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan purpose confirmed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Hazard/Flood insurance review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Verified presence of required hazard insurance and flood insurance (if required)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that any required insurance was for the:

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Correct loan number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Life of loan, if flood insurance required

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that any required insurance minimum coverage amount and policy period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed for evidence that any required insurance policy premium was paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the mortgagee clause listed the lender's name and "its successors and assigns"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage Insurance review included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Determined if mortgage insurance is required

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of
a copy of the mortgage or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped "true and certified copy" by the escrow/settlement agent plus recording directions on closing instruction
documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with
information in the loan file to identify and address any potential misrepresentations including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower name variations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject property ownership history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Licensing – reviewed NMLS data for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan officer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• OFAC

PMT Loan Trust 2026-INV6 Page \| 12 June 4, 2026

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**APPENDIX B: ORIGINATION APPRAISAL ASSESSMENT** 

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report used standard GSE forms, appropriate to the property type:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a
condominium unit in a PUD (attached PUD)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report was reasonably complete and included:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal report form, certification, statement of limiting conditions and scope of work

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the subject loan transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Accurate identification of the property type, in both land and improvements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• All required attachments including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject front, rear and street photos and valued features

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Photos of all comparable sales and listings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Location map

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Exterior sketch of property with dimensions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 1004MC Market Conditions Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Evidence that appraisal report was made "As Is" or provided satisfactory evidence of completion for
all material conditions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal date met supplied Sponsor Acquisition Criteria

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor
Acquisition Criteria

B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and USPAP
based on the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Title XI of FIRREA:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report,
an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

PMT Loan Trust 2026-INV6 Page \| 13 June 4, 2026

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the
appraiser's license included in the appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reviewed for the presence of any "red flags" related to the mortgaged property that may have posed a
risk to the property or occupants

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• USPAP

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users
of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed and graded the appraisal valuation to the following criteria:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraised value was reasonably supported. Utilized the following review in making value supported determination:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were located reasonably close to the subject property and if not the reason was satisfactorily
explained

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were reasonably recent in transaction date and if not the reason was furnished

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Comps used were reasonably similar to the subject property and if not an explanation was supplied

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property was complete. However, if the property was not 100% complete, then any unfinished portion had no
material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points
in making determination:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Appraisal was made on an "As Is" basis or provides satisfactory evidence of completion of all
material conditions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property usage was reviewed for zoning compliance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Property utilization was reviewed to determine it was "highest and best use"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Neighborhood values were reviewed to determine if declining

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Market conditions were reviewed to determine indication of possible marketability issues:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• % built up

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Growth rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Demand/supply

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Marketing time

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Predominant occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Physical condition of the property was reviewed to determine that the property condition was average or better

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Style of property was reviewed to determine if unique property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Any health and safety issues were noted and/or remediated

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Locational and/or environmental concerns adequately addressed if present

D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met the
client supplied eligibility requirements. Examples of ineligible property types may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 3 to 4 unit owner occupied properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• 2 to 4 unit second homes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Unwarrantable or limited review condominiums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Manufactured or mobile homes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Condotel units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Unique properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Working farms, ranches or orchards

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mixed-use properties

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties subject to existing oil or gas leases

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties located in Hawaii Lava Zones 1 and 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

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E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA Declared
Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify
whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

F. Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The individuals performing the aforementioned original appraisal assessment are not persons providing valuations
for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal
reviews" for purposes of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that
Clayton may have reviewed valuation information for reasonableness

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton is not an 'AMC' (appraisal management company) and therefore Clayton does not opine on the
actual value of the underlying property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and
therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

G. Desk Review definitions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Clear Capital "CDA" means a written retrospective analysis of an appraisal of residential real
property relating to completeness, reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by Customer. The CDA will offer an alternative value, if deemed appropriate, based on the analysis of the competitive market
as of the effective date of the appraisal provided. The CDA will also provide an analysis of the appraisal provided, including supporting narrative and data to fully support the CDA value and outline
deficiencies within the appraisal. The CDA will also contain a Risk Score and Risk Indicators based upon the findings of the analysis for the appraisal provided to Clear
Capital by Customer.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ProTeck's Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the file
completed by a licensed appraiser. The ARR validates subject and comparable data and characteristics, confirms the original appraiser's methodologies, credentials, and commentary to insure compliance with regulatory requirements and industry
accepted best practices, and flags all risk factors while also providing a final value reconciliation used to grade the loan.

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**APPENDIX C: REGULATORY COMPLIANCE REVIEW SCOPE** 

This appendix provides an overview of Clayton's proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton's state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton's proprietary due diligence platform, eCLAS.

**<u>Federal Law</u>**

**A.** **RESPA and Regulation X:** Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• GFE/HUD1: confirm the correct version of the GFE and HUD1 were properly completed under the Regulation X Final
Rule that became mandatory on January 1, 2010

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Initial Good Faith Estimate, (GFE): timing and content of the initial disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final GFE: Verification that increases to fees from the initial GFE were disclosed within 3 days of valid changed
circumstance documentation within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final HUD1 Settlement Statement: verify the loan file contains the final HUD1 and the loan terms on the HUD1
correspond to the actual loan terms from the Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Final GFE to HUD1 tolerance fee evaluation: confirm the fees charged on the HUD1 do not exceed the Final GFE in
the 0% or 10% fee tolerance categories, including a review for a Settlement Service Provider List if the lender excludes fees that the borrower can shop for.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known
affiliate, confirm the disclosure was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to
the borrower within 3 days of application

**B.** **Truth in Lending Act and Regulation Z** - Loan level analysis on the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and
APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional
disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days
of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower
discussing ARM programs identified within the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material
disclosures, and the loan disbursement (Section 23)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• High Cost mortgage thresholds for points and fees (Section 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• High Cost Prohibited Acts and Practices upon request (Section 33)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal
requirements (Section 35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents,
financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm
the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten
in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA
prepayment penalty restrictions (Section 43)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate
Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

OF NOTE: As of October 3, 2015 ("TRID Effective Date"), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel's interpretations of the published regulations as of the TRID Effective Date. Clayton's scope was commercially reasonable as it relates to a Third Party Review ("TPR") firm's role as TPR conducting an independent third-party pre-securitization due diligence review ("Initial TRID Scope"). The Initial TRID Scope was created with guidance from outside counsel.

On, June 15th, SFIG published its RMBS 3.0 TRID Compliance Review Scope <sup>©</sup> documentation, developed under the leadership of members from Third Party Review ("TPR") firms across the industry and SFIG's RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act ("TILA) – Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure ("TRID") Rule (78 FR 79730, as amended). RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

**C.** **FACTA** - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures

**D.** **HMDA** – Whether the loans is Rate Spread threshold reportable.

**<u>STATE, COUNTY and MUNICIPAL LAW</u>**

**A.** **Higher-Priced** 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;&nbsp;**Higher-Priced** | &nbsp;&nbsp;&nbsp;**Higher-Priced** |
| &nbsp;&nbsp;&nbsp;California | Maryland | New York |
| &nbsp;&nbsp;&nbsp;Connecticut | Massachusetts (subprime ARMS to first time homebuyers) | North Carolina |
| &nbsp;&nbsp;&nbsp;Maine | Minnesota | |

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**B.** **State/Local High Cost** 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;&nbsp;**State/Local High Cost** | &nbsp;&nbsp;&nbsp;**State/Local High Cost** |
| &nbsp;&nbsp;&nbsp;Arkansas | Maine | Pennsylvania |
| &nbsp;&nbsp;&nbsp;California | Maryland | Rhode Island, including the Providence ordinance |
| &nbsp;&nbsp;&nbsp;Colorado | Massachusetts | South Carolina |
| &nbsp;&nbsp;&nbsp;Connecticut | Nevada | Tennessee |
| &nbsp;&nbsp;&nbsp;District of Columbia | New Jersey | Texas |
| &nbsp;&nbsp;&nbsp;Florida | New Mexico | Utah |
| &nbsp;&nbsp;&nbsp;Georgia | New York | Vermont<br> (High Rate, High Point law) |
| &nbsp;&nbsp;&nbsp;Illinois, including the Cook County and Chicago ordinances | North Carolina | Wisconsin |
| &nbsp;&nbsp;&nbsp;Indiana | Ohio, including<br> Cleveland Heights ordinance | |
| &nbsp;&nbsp;&nbsp;Kentucky | Oklahoma | |

---

**C.** **Anti-Predatory** 

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Minnesota (Mortgage Originator and Service Licensing Act)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Puerto Rico (Office Regulation 5722)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Texas (Texas Finance Code)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

**D.** **Borrower's Interest** 

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower's interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;&nbsp;**Borrower's Interest** | &nbsp;&nbsp;&nbsp;**Borrower's Interest** |
| &nbsp;&nbsp;&nbsp;Maine | Ohio | South Carolina |
| &nbsp;&nbsp;&nbsp;Massachusetts | Rhode Island | |

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**E.** **Consumer Protection** 

Several states have laws that neither create a separate class of high cost or higher-priced mortgage loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;**Consumer Protection** | &nbsp;&nbsp;&nbsp;**Consumer Protection** |
| &nbsp;&nbsp;&nbsp;Alabama (the "Mini-code") | Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act) |
| &nbsp;&nbsp;&nbsp;Hawaii (Financial Services Loan Company Act) | Nevada (AB 440 |
| &nbsp;&nbsp;&nbsp;Idaho (Residential Mortgage Practices Act) | Ohio (Consumer Sales Practices Act; whether the loan is in Summit County) |
| &nbsp;&nbsp;&nbsp;Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) | Texas (Article XVI, Section 50(a)(6) of the Texas Constitution) |
| &nbsp;&nbsp;&nbsp;Iowa (Consumer Credit Code) | Utah (Consumer Credit Code) |
| &nbsp;&nbsp;&nbsp;Kansas (Consumer Credit Code) | Virginia (Mortgage Lender and Broker Act) |
| &nbsp;&nbsp;&nbsp;Kentucky (HB 552) | Washington (Consumer Loan Act and Responsible Mortgage Lending Act) |
| &nbsp;&nbsp;&nbsp;Maryland (DLLR Regulations, Commercial Law) | West Virginia (Consumer Credit Protection Act) |
| &nbsp;&nbsp;&nbsp;Massachusetts (Attorney General regulations) | Wyoming (Residential Mortgage Practices Act) |
| &nbsp;&nbsp;&nbsp;Michigan (Consumer Mortgage Protection Act) |  |

---

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

**F.** **Texas Equity** 

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

**<u>GSE Testing</u>**

Clayton can review loans to determine whether they comply with Fannie Mae's and Freddie Mac's Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

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**<u>Disclaimer</u>**

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.

<sup>©</sup> 2026 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC.

PMT Loan Trust 2026-INV6 Page \| 20 June 4, 2026

## Exhibit 99.2

**EXHIBIT 99.2** 

**CLAYTON CONDITIONS REPORT** 

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---

| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2026-INV6_J16909** |
| **Conditions Report 2.0** |  |
| ***Loans in Report:*** | *422* |
| ***Loans with Conditions:*** | *266* |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;**51 - Total Active Conditions** | |
| **21 - Material Conditions** | **21 - Material Conditions** |
| 7 - Credit Review Scope | 7 - Credit Review Scope |
|  | 1 - Category: DTI |
|  | 1 - Category: Insurance |
|  | 2 - Category: Legal Documents |
|  | 3 - Category: Terms/Guidelines |
| 7 - Property Valuations Review Scope | 7 - Property Valuations Review Scope |
|  | 1 - Category: Appraisal |
|  | 6 - Category: Value |
| 7 - Compliance Review Scope | 7 - Compliance Review Scope |
|  | 1 - Category: Ability to Repay/Qualified Mortgage |
|  | 1 - Category: Federal Consumer Protection |
|  | 5 - Category: TILA/RESPA Integrated Disclosure |
| **30 - Non-Material Conditions** | **30 - Non-Material Conditions** |
| 9 - Credit Review Scope | 9 - Credit Review Scope |
|  | 4 - Category: Credit/Mtg History |
|  | 1 - Category: DTI |
|  | 2 - Category: Income/Employment |
|  | 1 - Category: LTV/CLTV |
|  | 1 - Category: Terms/Guidelines |
| 21 - Compliance Review Scope | 21 - Compliance Review Scope |
|  | 2 - Category: Repayment Ability |
|  | 18 - Category: RESPA |
|  | 1 - Category: State Consumer Protection |
| &nbsp;&nbsp;&nbsp;**438 - Total Satisfied Conditions** |  |
| 97 - Credit Review Scope | 97 - Credit Review Scope |
|  | 9 - Category: Ability to Repay/Qualified Mortgage |
|  | 5 - Category: Application |
|  | 14 - Category: Assets |
|  | 6 - Category: Credit/Mtg History |
|  | 18 - Category: DTI |
|  | 16 - Category: Income/Employment |
|  | 6 - Category: Insurance |
|  | 6 - Category: Legal Documents |
|  | 2 - Category: Re-Verifications |
|  | 10 - Category: Terms/Guidelines |
|  | 5 - Category: Title |
| 301 - Property Valuations Review Scope | 301 - Property Valuations Review Scope |
|  | 296 - Category: Appraisal |
|  | 1 - Category: FEMA |
|  | 1 - Category: Property |
|  | 3 - Category: Value |
| 40 - Compliance Review Scope | 40 - Compliance Review Scope |
|  | 23 - Category: Ability to Repay/Qualified Mortgage |
|  | 2 - Category: Documentation |
|  | 2 - Category: RESPA |
|  | 13 - Category: TILA/RESPA Integrated Disclosure |
| &nbsp;&nbsp;&nbsp;**4 - Total Waived Conditions** |  |
| 4 - Property Valuations Review Scope | 4 - Property Valuations Review Scope |
|  | 4 - Category: FEMA |

---

<sup>©</sup>2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

------

---

| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2026-INV6_J16909** |
| **Conditions Report 2.0** |  |
| ***Loans in Report:*** | *422* |
| ***Loans with Conditions:*** | *266* |

---

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **Condition**<br> **Sub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/**<br> **Seller**<br> **Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1126 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B C A | Credit | Terms/<br>Guidelines | Active C B | CRDTER3122 | Loan<br>documents do<br>not meet<br>guideline<br>requirements | No | Provide<br>verification<br>of correct<br>subject<br>address.<br>Note,<br>Mortgage,<br>Title,<br>Appraisal<br>and Flood<br>Cert do not<br>match.<br>Client<br>advised<br>borrower to<br>re-execute<br>note and<br>mtg to<br>correct<br>property<br>address. | 3/11/2026:<br>Received<br>Mortgage sent for<br>re-recordation<br>with subject<br>address:<br>XXXXXX. All<br>other docs need<br>corrected. | 3/11/2026:<br>Exception<br>remains, Level 2. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves 37.38 PITI reserves not required<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min 620; Fico 768<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 33%, max 50% | Complete |
| &nbsp;&nbsp;&nbsp;1126 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA score<br>3.7, score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 4.25.26 Desk<br>Review received<br>value supported. | 4.25.26<br>Exception<br>Satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves 37.38 PITI reserves not required<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min 620; Fico 768<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 33%, max 50% | Complete |
| &nbsp;&nbsp;&nbsp;368 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 724 Credit score exceeds guidelines minimum of 620.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 14 years, 9 months.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the past two years.Canceled<br>CFCFS2860: Good credit history<br> - Clayton Comments: =Good credit history.Canceled | Complete |
| &nbsp;&nbsp;&nbsp;878 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver (PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO | 5/15/2026:<br>Received BPO<br>supporting value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 71.16%; guidelines allow 75%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 37.68% is below guideline maximum 45%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower 1 has significant time in profession of 20 years. Borrower 2 has significant time in profession of 23 years. | Complete |
| &nbsp;&nbsp;&nbsp;878 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received BPO<br>supporting value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 71.16%; guidelines allow 75%.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 37.68% is below guideline maximum 45%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower 1 has significant time in profession of 20 years. Borrower 2 has significant time in profession of 23 years. | Complete |
| &nbsp;&nbsp;&nbsp;1133 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Assets | Satisfied C A | CRDAST206 | Asset Amounts<br>Are<br>Unsupported<br>by<br>Documentation<br>in File | No | Missing<br>evidence of<br>receipt of<br>HELOC<br>Funds used<br>in<br>qualifying.<br>XXXXXX<br>HELOC<br>Agreement<br>is on page<br>953. | 3/12/2026:<br>Lender rebuttal<br>stating proof of<br>transfer is not<br>required, like a<br>depository<br>account. Clayton<br>disagrees. Per<br>FNMA B3-4.3-<br>15, proof of<br>transfer to<br>borrower is<br>required.5/4/2026:<br>Received wire<br>receipt verifying<br>transfer. | 3/12/2026:<br>Exception<br>remains.5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $104,641.43 or 37.64 months of PITIRequired PITI Reserves are $2779.79 x 2 = $5559.58<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The Borrower has over 13 years with current employer. | Complete |
| &nbsp;&nbsp;&nbsp;129 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Property<br>Valuations | Property | Satisfied C A | PRVAPROP243 | Property<br>Shows<br>Significant<br>Deferred<br>Maint. or<br>Repairs<br>Needed | No | Missing<br>Evidence<br>black<br>substance<br>professional<br>Inspection<br>was<br>completed<br>by a<br>professional | 5/12/2026:<br>Received<br>completed<br>inspection. No<br>fungus present. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 729 mid score > min required of 620<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have43 months mortgage payment history 0x30.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 7.96% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;25 | XXXXXX | XXXXXX | OH | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 781 mid score > min required of 620<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 183 months.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 0.61% | Complete |
| &nbsp;&nbsp;&nbsp;1127 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage rule;<br>the loan file is<br>missing<br>documents to<br>complete the<br>ATR/QM<br>review and<br>render an<br>accurate ATR/<br>QM status. | No | Missing<br>documents to<br>support back<br>ratio of 43% | 4/22/2026:<br>Received<br>payment<br>history to<br>show rent<br>payment<br>is split.<br>DTI is<br>43.56%. | 4/22/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $24,006.66 or 11.19 months PITI reserves. No reserves required<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 62.04%. Max 75%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 752. Minimum score required 620 | Complete |
| &nbsp;&nbsp;&nbsp;1127 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3676 | TRID - CD:<br>Ten percent<br>tolerance fee<br>or fees<br>increased at or<br>prior to closing<br>without a valid<br>reason or not<br>timely<br>disclosed;<br>refund<br>required within<br>60 days of<br>consummation. | No | Ten percent<br>tolerance fail<br>of $133.00 for<br>Title Abstract<br>Fee -$12.50,<br>Title<br>Examination<br>Fee -$10.00,<br>Lender's Title<br>Insurance<br>$93.00,<br>Recording<br>Fees and<br>Other -$20.00,<br>Title Closing<br>Fee -$42.50,<br>Document<br>Prep Fee<br>$25.00 and<br>Document<br>Prep Fee (2)<br>$100.00 with<br>no internal<br>COC in file.<br>Provide<br>Internal COCs<br>reflecting<br>valid reason<br>for the fee<br>changes<br>within 3<br>business days<br>of change -<br>OR- PCCD<br>with cure,<br>copy of cure<br>check, LOE to<br>Borrower and<br>Evidence of<br>delivery via<br>method<br>including<br>tracking,<br>within 60<br>days of<br>consummation | 3.6.2026 -<br>COC<br>provided | 3.6.2026 -<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $24,006.66 or 11.19 months PITI reserves. No reserves required<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 62.04%. Max 75%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 752. Minimum score required 620 | Complete |
| &nbsp;&nbsp;&nbsp;1127 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | DTI | Satisfied C A | CRDDTI187 | Debt Ratio ><br>50% | No | Missing proof<br>the borrower<br>has only paid<br>half of the<br>rent for the<br>last 12<br>months. Only<br>received 4<br>months and<br>the borrower<br>has paid more<br>than half.<br>Using the full<br>payment back<br>ratio 62.26 | 4/22/2026:<br>Received<br>payment<br>history to<br>show rent<br>payment<br>is split.<br>DTI is<br>43.56%. | 4/22/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $24,006.66 or 11.19 months PITI reserves. No reserves required<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 62.04%. Max 75%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 752. Minimum score required 620 | Complete |
| &nbsp;&nbsp;&nbsp;1127 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is<br>>2.5. Clayton<br>to order desk<br>review | 2/26/2026:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 2/26/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $24,006.66 or 11.19 months PITI reserves. No reserves required<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 62.04%. Max 75%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 752. Minimum score required 620 | Complete |
| &nbsp;&nbsp;&nbsp;176 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/CU<br>score due to<br>property type.<br>Clayton to<br>order Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has been in her position over 20 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: credit score of 811 exceeds program minimum of 640<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been self employed over 20 years as CPA | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;24 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | Provide a<br>clear copy<br>of the<br>XXXXXX<br>payment<br>info for<br>XXXXXX.<br>Doc on<br>page 1079<br>of PDF is<br>blurry. | 5/12/2026:<br>Received<br>clear Mtg<br>stmnt. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $47,198.48 or 11.80 months of P&I. Reserves required $36,172.03<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO is 784, minimum required by G/L is 620<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower has a 14 year credit history with 10 open and active tradelines 0X30 | Complete |
| &nbsp;&nbsp;&nbsp;33 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>third party<br>valuation.<br>Clayton to<br>order desk<br>Review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 820 mid score > min required of 620<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: 14% decrease in housing payment<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 14 years at primary residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $859,656.84 or 239.21 months PITIA > min required of $21,562. | Complete |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 756 credit score; minimum required fico 620<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 19.67 years with current employer<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 20 years in the same profession | Complete |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 60% LTV below guideline requirements<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 25.57% DTI Below guidelines requirement of 50%<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal use of credit | Complete |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 have worked in the same profession for 27 years<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have resided at current residence for 10 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 719 credit score exceed guideline minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;51 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No UCDP.<br>Clayton to<br>order Desk<br>Review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: The Reserve Requirement for this file is 6 Month. The Borrower has documented 14 Months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current employer for over 11 years. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;423 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score not<br>established.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal use of consumer credit. Credit line usage 0.92%.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 4 years in same line of work.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history reports 25 mos. 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;27 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>not<br>established.<br>Clayton to<br>order desk<br>review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid score of 802 > min required score of 620.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer debt 0 x 30 X 148 months > max permitted of 0 X 30 X 12 months.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 X over 60 months > max permitted of 0 X 30 X 12 months. | Complete |
| &nbsp;&nbsp;&nbsp;378 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 781 is 161 points above minimum program requirement of 620.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has maintained current job for 179 months.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 288 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $51,052.38/26.02 PITIA which is > guideline minimum. | Complete |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied D A | CMPTRID5107 | TRID -<br>Seller CD<br>not in file;<br>need in<br>order to<br>complete<br>fee entry | No | File does not<br>contain a<br>copy of the<br>Seller CD or<br>HUD-1<br>Settlement<br>Statement.<br>Conformation<br>all Seller<br>Fees are<br>disclosed on<br>final CD is<br>not possible. | 05.15.2026<br>- Client<br>provided<br>copy of<br>Seller<br>HUD-1<br>certified<br>copy | 05.15.2026<br>-<br>Exception<br>satisfied | Not<br>Applicable | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: 17 years and 9 months in current profession.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 4 years and 9 months in current residence. | Complete |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: 17 years and 9 months in current profession.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 4 years and 9 months in current residence. | Complete |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW. Clayton<br>to order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: 17 years and 9 months in current profession.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 4 years and 9 months in current residence. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;85 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $18,324.94 exceeds LP requirement of $11,293.50.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Previous Mortgage payment history 0 X 30 over 89 months<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 42.68% is below maximum allowed of 45%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 5 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 740 Credit score exceeds minimum required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;17 | XXXXXX | XXXXXX | CT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Assets | Satisfied D A | CRDAST2304 | Unverified<br>Assets | No | Missing<br>documentation<br>for assets in<br>the amount of<br>$18,316.62<br>per LP | 5/12/2026:<br>Received<br>XXXXXX<br>bk stmnt.<br>Assets/<br>reserves<br>verified. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x324<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: : Borrower DTI is >35.47points below guideline maximum<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x96 | Complete |
| &nbsp;&nbsp;&nbsp;403 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU/LCA<br>score due to<br>property type.<br>Clayton to<br>order Desk<br>Review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 791 mid score > min required of 620<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession of 26 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $652,574.30 / 257.66 months PI > min required of $20,189.68 | Complete |
| &nbsp;&nbsp;&nbsp;46 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA (or CU)<br>score is >2.5.<br>Clayton to<br>order desk<br>review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 757 Credit score exceeds guidelines of 620.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 12 years, 3 months.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 11 years, 11 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $154,704.76 or 56.87 months PITIA exceed the LP required amount of $35,459.92. | Complete |
| &nbsp;&nbsp;&nbsp;34 | XXXXXX | XXXXXX | MA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score not<br>provided.<br>Clayton to<br>order desk<br>review | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $598,301.12 or 74.82 months of P&I. Reserves required $225,977.94, 8 months' reserves based on 9 total financed properties<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 45%, max allowed by G/L is 45%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO is 794, minimum required by G/L is 620 | Complete |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | XXXXXX | ME | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5/18/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/18/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $215,189.11/81.28 PITIA which is > guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 90%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has maintained the current job for 218 months.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit line usage ratio of 7.90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 788 is 168 points above minimum program requirement of 620. | Complete |

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| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | XXXXXX | ME | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5/18/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/18/2026:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $215,189.11/81.28 PITIA which is > guideline minimum.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 90%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has maintained the current job for 218 months.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit line usage ratio of 7.90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 788 is 168 points above minimum program requirement of 620. | Complete |
| &nbsp;&nbsp;&nbsp;101 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3670 | TRID - Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | Zero<br>Tolerance Fee<br>of $119.08<br>due to Pest<br>Inspection<br>increased<br>from LE to<br>CD. Missing<br>a valid<br>Change of<br>Circumstance,<br>or Post Close<br>CD, LOX and<br>copy of<br>refund check<br>to borrower. | 05.15.2026<br>- client<br>provided<br>rebuttal that<br>neither the<br>appraiser<br>nor the<br>lender<br>required a<br>Pest<br>Inspection<br>$119.08-<br>Borrower<br>obtained<br>through<br>their chosen<br>title<br>company<br>(XXXXXX)<br>therefore is<br>not subject<br>to tolerance | 05.15.2026<br>-<br>Exception<br>satisfied | (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers has $258,750.70/130.70 PITIA which is > guideline minimum.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 24.38% is below the guideline maximum of 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 791 is 171 points above minimum program requirement of 620.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrowers has 0x30 for 470 months.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit line usage ratio of 5.14%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 80%; guidelines allow 90%.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers has resided at current primary residence for 289 months. | Complete |
| &nbsp;&nbsp;&nbsp;86 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO | 5/14/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI is 36.72%. Guidelines maximum allows 45%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $151,995.84 or 32.79 months of PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 809 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;86 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5/14/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI is 36.72%. Guidelines maximum allows 45%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $151,995.84 or 32.79 months of PITIA.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 809 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;48 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 778 mid score is > minimum required score of 620<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified Post Closed Assets of $653959.52 > minimum required of $24,521.64<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower(s) have 0/30 for 99 months<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower(s) have 77 months mortgage payment history of 0/30<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 24.51% and is < maximum allowed of 45.00% | Complete |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3640 | TRID - CD:<br>Zero tolerance<br>fee or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or the revised<br>LE/CD was<br>not timely<br>disclosed;<br>insufficient<br>credit or<br>refund<br>provided | No | Missing<br>evidence of<br>change of<br>circumstances<br>letter for the<br>Broker Fee of<br>$5872.50<br>between the<br>LE<br>XXXXXX<br>and the<br>PCCD<br>XXXXXX or<br>a copy of the<br>refundable<br>check for zero<br>tolerance fee. | 5/11/26 -<br>COC<br>provided<br>showing<br>borrower<br>paid broker<br>fee. | 5/11/26 -<br>Exception<br>satisfied. | Numeric | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified 27.39% DTI. Max allowed 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 802 median FICO. Min required 620. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified 27.39% DTI. Max allowed 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 802 median FICO. Min required 620. | Complete |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified 27.39% DTI. Max allowed 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 802 median FICO. Min required 620. | Complete |
| &nbsp;&nbsp;&nbsp;1135 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history is good with no derogatory events.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 745 > is above guideline minimum credit score 620.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV: 75.00% is 10 points below the program guideline maximum 85%. | Complete |
| &nbsp;&nbsp;&nbsp;121 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Assets | Satisfied C A | CRDAST3078 | Insufficient

# of months<br>cash<br>reserves for<br>PITI per<br>guideline<br>requirements | No | Post<br>closing<br>reserves<br>$25,733.43<br>or 6.95<br>months<br>PITIA.<br>Reserves<br>required<br>per LP<br>approval<br>$29.728.56.<br>Short<br>$3,995.13<br>to meet<br>guidelines. | 5/26/2026:<br>Received<br>additional<br>assets.<br>Reserves<br>are now<br>met,<br>$139,030.77<br>verified. | 5/26/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Borrowers have another S/E business with positive income, not using due to less than 2 year history<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3.00%<br>CFCFS2860: Good credit history<br> - Clayton Comments: 811 mid score > min required of 620. | Complete |
| &nbsp;&nbsp;&nbsp;121 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA<br>score due<br>to property<br>type.<br>Clayton to<br>order Desk<br>Review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Borrowers have another S/E business with positive income, not using due to less than 2 year history<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3.00%<br>CFCFS2860: Good credit history<br> - Clayton Comments: 811 mid score > min required of 620. | Complete |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | XXXXXX | IL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>3.5.<br>Clayton to<br>order desk<br>review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the past two years<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job 8 years<br>CFCFS1750: High potential for increased earnings<br> - Clayton Comments: High potential for increased earnings- Rental Income subject | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;62 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves post close $172,853.03 AUS required $15,987.57.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has only a few open accounts with small balances.<br> CFCFS1750: High potential for increased earnings<br> - Clayton Comments: Given the industry borrower works in, and current earnings she has the potential to increase XXXXXX salary. | Complete |
| &nbsp;&nbsp;&nbsp;82 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 750 credit score exceeds program minimum of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0 x 30 in 58 months<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrowers have more than 30 months reservesAssets: $70,627.33 verified, matches lender. Less cash to close $352.18 = $70,275.15 reserves. DU required reserves $19,371.59 = $50,627.14 total reserves = 31 months | Complete |
| &nbsp;&nbsp;&nbsp;390 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Missing<br>the lease<br>for<br>XXXXXX | 5/21/2026:<br>Received<br>Lease Agr<br>for<br>XXXXXX<br>and rental<br>income<br>calcs for<br>XXXXXX<br>REO.<br>XXXXXX<br>REO PITI<br>is fully in<br>DTI.<br>XXXXXX<br>is two unit<br>borrower<br>primary.<br>Added net<br>rent, DTI<br>is 49.04%,<br>within<br>tolerance<br>of lender. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been self employed over 11 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 774. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Closing assets $368,004.24 or 100.33 months PITI reserves. Required reserves $32,891.54 | Complete |
| &nbsp;&nbsp;&nbsp;28 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 85%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $423,929 > required $21,707.40<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 30.36% is below guideline maximum 50%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 806 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;40 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has been at current job for 22 years.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 29.63% is below guideline requirement.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 12 years. Coi-borrower has been at current address for 8 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves in the amount of $143,463.26 exceed the required reserves amount of $84,776.59.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job 8 years 3 months. | Complete |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | (No Data) | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 35% DTI max DTI 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 779 fico score exceeds guidelines 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $236219.83 or 63.85 months of P&I | Complete |
| &nbsp;&nbsp;&nbsp;166 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3658 | TRID —<br>Corrected CD<br>should have<br>been<br>provided;<br>APR is greater<br>than APR 3<br>business days<br>prior to<br>closing by<br>more than<br>allowable<br>tolerance | No | APR<br>increased<br>over<br>tolerance,<br>however the<br>CD's prior<br>to closing<br>have no<br>confirmed<br>receipt<br>dates. For<br>further<br>testing,<br>provide the<br>confirmed<br>receipt dates<br>for the<br>Initial and<br>Interim<br>CD's.<br>Additional<br>conditions<br>may apply | 5/11/26 —<br>Lender<br>provided<br>confirmation<br>for CD<br>dated<br>XXXXXX. | 5/11/26 —<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 277 months.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 14.13%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 755 mid score > min required of 620<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 18+ years at present job<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have59 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;102 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 796 exceeds minimum fico requirement of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit utilization is only 17.09%<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Over 27 years at the same address | Complete |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have59 months mortgage payment history 0x30.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrowers have277 months mortgage payment history 0x30.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 755 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $179,545.92 > Required Reserves of $78,098.26<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 18+ years at present job<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 14.13% | Complete |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Assets | Satisfied D A | CRDAST2304 | Unverified<br>Assets | No | Missing all<br>asset<br>statements<br>— LP<br>findings<br>requires<br>$18732.30<br>in reserves. | 5/12/2026:<br>Received<br>XXXXXX<br>statement<br>meeting<br>reserves<br>requirement. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Current company 19 years<br> CFCFS2860: Good credit history<br> - Clayton Comments: 0x30 no derogatory marks<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 745 fico exceeds 620 minimum | Complete |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | 5/12/2026:<br>Exception<br>added after<br>review of<br>trailing<br>docs:<br>Received<br>XXXXXX<br>to meet<br>reserves<br>requirement.<br>Account is<br>owned by<br>XXXXXX.<br>Provide the<br>Trust<br>Agreement<br>or<br>Certification<br>of Trust<br>verifying<br>B2 has full<br>access to<br>funds. | 5/26/2026:<br>Received<br>verification<br>B2 has<br>access to<br>Trust funds. | 5/26/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Current company 19 years<br> CFCFS2860: Good credit history<br> - Clayton Comments: 0x30 no derogatory marks<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 745 fico exceeds 620 minimum | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>exceeds 2.5.<br>Clayton to<br>order desk<br>review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Current company 19 years<br> CFCFS2860: Good credit history<br> - Clayton Comments: 0x30 no derogatory marks<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 745 fico exceeds 620 minimum | Complete |
| &nbsp;&nbsp;&nbsp;433 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 12 +years.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 260 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 798 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;433 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 12 +years.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 260 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 798 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;654 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation to<br>support<br>original<br>appraised<br>value | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrowers have a minimal use of credit utilization of 4.48%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying credit score of 732 exceeds the minimum credit score of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrowers have maintained a positive credit history with no historical delinquencies. | Complete |
| &nbsp;&nbsp;&nbsp;397 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Insurance | Satisfied C A | CRDINSR289 | Insufficient<br>Hazard<br>Insurance<br>Coverage | No | Hazard<br>coverage is<br>insufficient<br>to cover<br>loan amount<br>of<br>$XXXXXX. | 5/14/2026:<br>Received<br>Condo<br>Master<br>dec page.<br>GRC. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3.69%.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 13+ years. | Complete |
| &nbsp;&nbsp;&nbsp;397 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Title | Satisfied D A | CRDTIL796 | Missing<br>Title | No | Missing<br>Title. | 5/14/2026:<br>Received<br>Final<br>Title. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3.69%.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 13+ years. | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;398 | XXXXXX | XXXXXX | KY | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3.64%<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 17 years at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;430 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP score<br>3.6 >2.5 —<br>Clayton to<br>order desk<br>review | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 815 mid score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 23 years at primary residence<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 2.23% | Complete |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D B C A | Credit | Credit/Mtg<br>History | Active B | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Credit<br>Report<br>dated<br>2/23/2026<br>reflects a<br>XXXXXX<br>inquiry<br>dated<br>1/21/2026.<br>Loan file<br>does not<br>contain a<br>Letter of<br>Explanation.<br>Unknown if<br>new account<br>was opened. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 15.46%<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 300 months.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 300 months.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 72.9%; guidelines allow 85% | Complete |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D B C A | Credit | Income/<br>Employment | Active B | CRDINC2340 | Employment<br>verification<br>does not<br>meet<br>guidelines | No | Per DU<br>AUS final<br>approval<br>dated<br>XXXXXX<br>Cash Flow<br>Analysis<br>(Form 1084)<br>is required;<br>however, is<br>not located<br>in loan file. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 15.46%<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 300 months.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 300 months.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 72.9%; guidelines allow 85% | Complete |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D B C A | Credit | Re-Verifications | Satisfied C A | CRDRVRFC1803 | Debts/<br>Obligations<br>that were<br>not discl at<br>origination<br>revealed<br>through<br>independent<br>re-<br>verification | No | Provide<br>proof<br>XXXXXX.<br>Mortgage is<br>not on credit<br>report but<br>borrower's<br>name is on<br>the<br>mortgage<br>statement. | 6/3/2026:<br>Received<br>updated<br>DU #21,<br>1008 and<br>Final<br>1003. The<br>PITI used<br>is $2,982.<br>The<br>mortgage<br>stmnt in<br>the file<br>$3,764.59.<br>Lender<br>included<br>$2,982 in<br>DTI,<br>verifying<br>19.54%.<br>Clayton<br>updated<br>DTI is<br>20.04%<br>and within<br>tolerance. | 6/3/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 15.46%<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 300 months.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 300 months.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 72.9%; guidelines allow 85% | Complete |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D B C A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 15.46%<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 300 months.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 300 months.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 72.9%; guidelines allow 85% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D B C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 15.46%<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 300 months.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 300 months.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 72.9%; guidelines allow 85% | Complete |
| &nbsp;&nbsp;&nbsp;434 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been in the same profession for 20 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $230,732.06 or 50.81 months PITI reserves. Required reserves $24,146.17<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 754. Minimum required 620 | Complete |
| &nbsp;&nbsp;&nbsp;434 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been in the same profession for 20 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $230,732.06 or 50.81 months PITI reserves. Required reserves $24,146.17<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 754. Minimum required 620 | Complete |
| &nbsp;&nbsp;&nbsp;439 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 8.31%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 782mid score > min required of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 227 months. | Complete |
| &nbsp;&nbsp;&nbsp;387 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 20.42 is significantly below maximum DTI allowed<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves of over $111,000 well exceed required reserves per guidelines<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 789 exceeds guideline minimum | Complete |
| &nbsp;&nbsp;&nbsp;859 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is<br>insufficient<br>per<br>guideline<br>requirements | No | Provide<br>most recent<br>month asset<br>account<br>statement<br>for<br>XXXXXX<br>noted on<br>Final 1003. | 5/13/2026:<br>Received<br>2/28/2026<br>XXXXXX<br>stmnt with<br>$628,536.29<br>balance<br>used. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 mid score > min required of 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 13+ years at present job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 5.61% is below guideline maximum 45%. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;859 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>4.2. Clayton<br>to order<br>desk review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 mid score > min required of 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 13+ years at present job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 5.61% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;648 | XXXXXX | XXXXXX | IN (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 754 median FICO. Min required 620. | Complete |
| &nbsp;&nbsp;&nbsp;541 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence- B2 - over 19 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 754 median FICO. Min required 620.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 3 Mortgaged Properties - Positive mortgage payment history | Complete |
| &nbsp;&nbsp;&nbsp;541 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence- B2 - over 19 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 754 median FICO. Min required 620.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 3 Mortgaged Properties - Positive mortgage payment history | Complete |
| &nbsp;&nbsp;&nbsp;867 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 31.89% is below guideline maximum 50%.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence of 32 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 804 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;868 | XXXXXX | XXXXXX | WA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | Credit/Mtg<br>History | Active B | CRDCRMH193 | Length of<br>mortgage/<br>rental<br>history in<br>file does not<br>meet<br>guideline<br>requirement | No | Missing<br>mortgage<br>payment<br>history for<br>investment<br>property<br>located<br>XXXXXX<br>financed<br>with<br>XXXXXX.<br>Savings<br>Bank<br>reflecting<br>not<br>currently<br>delinquent<br>and max<br>permitted<br>1x30 x12.<br>Anticipated<br>PITIA<br>payment is<br>$1,495.00. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 759 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets: $3,534,532.83 (1,322.21 months PITIA reserves) > min required reserves of $69,505.09 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;868 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | Insurance | Satisfied D A | CRDINSR848 | Missing<br>Hazard<br>Insurance | No | Missing<br>homeowners'<br>policy for subject<br>property located<br>XXXXXX.<br>Coverage to be at<br>least $XXXXXX<br>and anticipated<br>annual premium<br>to be approx<br>$1,000/year. | 5/14/2026:<br>Received HOI<br>dec page and<br>RCE. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 759 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets: $3,534,532.83 (1,322.21 months PITIA reserves) > min required reserves of $69,505.09 | Complete |
| &nbsp;&nbsp;&nbsp;868 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing updated<br>valuation. CU<br>score not<br>provided due to<br>property type.<br>Clayton to order<br>Desk Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 759 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets: $3,534,532.83 (1,322.21 months PITIA reserves) > min required reserves of $69,505.09 | Complete |
| &nbsp;&nbsp;&nbsp;650 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | Lender verified<br>43.74% DTI per<br>DU #13 run<br>XXXXXX.<br>Clayton verified<br>46.69% DTI due<br>to lower verified<br>Retirement<br>income. Final<br>1003 shows<br>$12,958/month<br>for Retirement.<br>Clayton verified<br>$12,022.08/month<br>based on 2024<br>1099R and 2024<br>1040SRs. Provide<br>documentation to<br>show the higher<br>income or re-run<br>DU with<br>Approve/Eligible<br>with higher DTI. | 6/2/2026:<br>Received two<br>Retirement<br>Award Letters:<br>$1,560.83/mo<br>&<br>$11,397.28/mo<br>— both for<br>lifetime. DTI<br>is now<br>43.83%. | 6/2/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Overall cood credit hitory and score. Fico 768, no recent late payments or delinquencies.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has a positive mortgage payment history for the primary and subject. There are no late payments reported for either. | Complete |
| &nbsp;&nbsp;&nbsp;650 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is approved<br>PIW. Clayton to<br>order BPO. | 5/15/2026:<br>Received BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Overall cood credit hitory and score. Fico 768, no recent late payments or delinquencies.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has a positive mortgage payment history for the primary and subject. There are no late payments reported for either. | Complete |
| &nbsp;&nbsp;&nbsp;650 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is approved<br>PIW. Clayton to<br>order BPO. | 5/15/2026:<br>Received BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Overall cood credit hitory and score. Fico 768, no recent late payments or delinquencies.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has a positive mortgage payment history for the primary and subject. There are no late payments reported for either. | Complete |
| &nbsp;&nbsp;&nbsp;428 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Zero consumer debt obligations<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 30 years self employed verified using business filing date. | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;621 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 11.37%.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 25+ years at present job.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have542 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;657 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Fannie Mae<br>UCDP CU 2.6<br>score is >2.5.<br>Clayton to order<br>desk review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid score of 791 > min required score of 620<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 X 64 months<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer debt 0 x 30 X 138 months > max permitted of 0 X 30 X 12 months. | Complete |
| &nbsp;&nbsp;&nbsp;656 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 8.5yrs tenure with current self-employed business<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 75% LTV below maximum allowed guideline maximum of 85%<br> CFCFS2860: Good credit history<br> - Clayton Comments: Excellent credit history with no late pay/derog line items. 792 Median Credit Score, Oldest Trade 11/1993, 2% Revolving Usage | Complete |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | XXXXXX | WY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA —<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places<br>loan in a<br>riskier<br>status<br>than the<br>Lender's<br>status<br>determination. | No | 5/18/2026:<br>Exception added<br>after review of<br>trailing docs:<br>Clayton verified<br>fees exceed 3%<br>allowed even<br>after bonafide fee<br>applied. Fees total<br>4%. | 5/21/2026:<br>Received<br>proof of<br>business use.<br>Fees no longer<br>apply. | 5/21/2026:<br>Exception<br>satisfied, (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 4.75yrs tenure with primary income employer<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history with no late pay/derog line items. 771 median credit score, 3% usage, oldest trade 6/2002<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 20.08% below maximum allowed guidelines of 45% | Complete |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | XXXXXX | WY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA —<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is<br>not a<br>Qualified<br>Mortgage. | No | 5/18/2026:<br>Exception added<br>after review of<br>trailing docs:<br>Clayton verified<br>fees exceed 3%<br>allowed even<br>after bonafide fee<br>applied. Fees total<br>4%. | 5/21/2026:<br>Received<br>proof of<br>business use.<br>Fees no longer<br>apply. | 5/21/2026:<br>Exception<br>satisfied, (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 4.75yrs tenure with primary income employer<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history with no late pay/derog line items. 771 median credit score, 3% usage, oldest trade 6/2002<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 20.08% below maximum allowed guidelines of 45% | Complete |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | XXXXXX | WY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA —<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file<br>is missing<br>documents<br>to<br>complete<br>the ATR/<br>QM<br>review<br>and<br>render an<br>accurate<br>ATR/QM<br>status. | No | -Missing<br>verification of<br>PITI and<br>association dues<br>(noted on the<br>1040) for<br>XXXXXX.<br>Unknown if the<br>credit report<br>payment is full<br>PITI. Statement<br>not provided-<br>Missing<br>verification of<br>PITI payment for<br>XXXXXX in the<br>amount of<br>1419.21/XXXXXX.<br>Current statement<br>provided<br>XXXXXX<br>$631.81. | 5/18/2026:<br>Received 1st<br>Payment<br>Letter and<br>HOA info for<br>both REOs. | 5/18/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 4.75yrs tenure with primary income employer<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history with no late pay/derog line items. 771 median credit score, 3% usage, oldest trade 6/2002<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 20.08% below maximum allowed guidelines of 45% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | XXXXXX | WY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some<br>or all<br>components<br>of non-<br>subject<br>PITI | No | -Missing<br>verification of<br>PITI and<br>association dues<br>(noted on the<br>1040) for<br>XXXXXX.<br>Unknown if the<br>credit report<br>payment is full<br>PITI. Statement<br>not provided-<br>Missing<br>verification of<br>PITI payment for<br>XXXXXX in the<br>amount of<br>1419.21/XXXXXX.<br>Current statement<br>provided<br>XXXXXX<br>$631.81. | 5/18/2026:<br>Received 1st<br>Payment<br>Letter and<br>HOA info for<br>both REOs. | 5/18/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 4.75yrs tenure with primary income employer<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history with no late pay/derog line items. 771 median credit score, 3% usage, oldest trade 6/2002<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 20.08% below maximum allowed guidelines of 45% | Complete |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | XXXXXX | WY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER146 | Missing<br>lender's<br>loan<br>approval/<br>underwriting<br>form | No | Missing updated<br>loan approval<br>from LP/Lender<br>excluding<br>XXXXXX<br>income and<br>corrected rental<br>debt/income. LP<br>approval at 9%.<br>Actual 20.08%<br>Lender rent<br>income<br>XXXXXX<br>$2303, actual<br>$846.41 Lender<br>rent income<br>XXXXXX<br>$2304, actual<br>$95.58 PITIA to<br>be verified on<br>XXXXXX —<br>open conditions | 5/18/2026:<br>Income<br>updated. DTI<br>verified is<br>21.09%. LP is<br>9% on latest<br>submission.<br>Provided<br>updated LP<br>Accept within<br>3%<br>tolerance.5/29/2026:<br>Received<br>updated LP to<br>show 15%<br>DTI, updated<br>1008 and<br>1003. Clayton<br>DTI is now<br>11.98% after<br>re-reviewing<br>rental income.<br>Lender DTI is<br>within<br>tolerance. | 5/18/2026:<br>Exception<br>remains.5/29/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 4.75yrs tenure with primary income employer<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history with no late pay/derog line items. 771 median credit score, 3% usage, oldest trade 6/2002<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 20.08% below maximum allowed guidelines of 45% | Complete |
| &nbsp;&nbsp;&nbsp;647 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Missing evidence<br>property<br>XXXXXX listed<br>on 2024 1040<br>schedule E and<br>not on application<br>REO, has been<br>sold. | 5/21/2026:<br>Received docs<br>to shows REO<br>sold 11/2025. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $1,450,413 post closing assets verified. Min $54,296.22 required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max 45%. DTI 37.54 | Complete |
| &nbsp;&nbsp;&nbsp;647 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | DU CU Score =<br>2.6. Clayton to<br>order Desk<br>Review. | 5/12/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $1,450,413 post closing assets verified. Min $54,296.22 required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max 45%. DTI 37.54 | Complete |
| &nbsp;&nbsp;&nbsp;485 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO of 727 exceeds required FICO of 620.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Qualifying DTI of 38.51 is lower than max DTI allowed 45%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Per VVOE, B1 has been with current employer since 12/19/2008. | Complete |
| &nbsp;&nbsp;&nbsp;864 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>unavailable,<br>Missing updated<br>valuation,<br>Clayton to order<br>Desk Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Over 7 years at current residence.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 33.62% is below DTI 45%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $323,240.66 or 153.05 months PITIA. Required Reserves by AUS $4,223.96 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;618 | XXXXXX | XXXXXX | UT (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not meet<br>guidelines | No | Missing<br>pay stub<br>with YTD<br>income or<br>VOE<br>required<br>per LP<br>approval<br>condition

#FEI0069. | 5/4/2026:<br>Received<br>2/4/2026,<br>1/6/2026<br>paystubs<br>and W2s. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 124 months with 0x30 mortgage payment history exceeds guideline required 12 months.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has significant time at current job, 5 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 781 Credit score exceeds guidelines of 620. | Complete |
| &nbsp;&nbsp;&nbsp;9 | XXXXXX | XXXXXX | TN (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Provide<br>2024 W2s<br>for both<br>borrowers<br>for W2<br>income<br>claimed<br>on 1120-S<br>and 1040s. | 5/28/2026:<br>Received<br>2024 W2s<br>for both<br>borrowers. | 5/28/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #36 months,<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower and Co-Borrower have been self-employed > #7 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 708 / 705 exceeds minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;855 | XXXXXX | XXXXXX | WI (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA — Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's status<br>determination. | No | Clayton<br>verified<br>non-QM<br>due to fees<br>exceeding<br>3%. total<br>charged<br>4.574%. | 5/26/2026:<br>Received<br>ATR<br>Exempt<br>status and<br>proof<br>Business<br>Purpose.<br>Fees are<br>acceptable. | 5/26/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70.43 LTV below guideline minimum 80%<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 59+ months of positive payment history with 0x30 lates<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 725 FICO exceeds guideline minimum 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 46.53% DTI below guideline maximum 50% | Complete |
| &nbsp;&nbsp;&nbsp;855 | XXXXXX | XXXXXX | WI (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA — Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage rule;<br>is not a<br>Qualified<br>Mortgage. | No | Clayton<br>verified<br>non-QM<br>due to fees<br>exceeding<br>3%. total<br>charged<br>4.574%. | 5/26/2026:<br>Received<br>ATR<br>Exempt<br>status and<br>proof<br>Business<br>Purpose.<br>Fees are<br>acceptable. | 5/26/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70.43 LTV below guideline minimum 80%<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 59+ months of positive payment history with 0x30 lates<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 725 FICO exceeds guideline minimum 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 46.53% DTI below guideline maximum 50% | Complete |
| &nbsp;&nbsp;&nbsp;855 | XXXXXX | XXXXXX | WI (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | RESPA | Satisfied B A | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | 5/26/2026:<br>Received<br>ATR<br>Exempt<br>status and<br>proof<br>Business<br>Purpose.<br>Fees are<br>acceptable. | 5/26/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70.43 LTV below guideline minimum 80%<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 59+ months of positive payment history with 0x30 lates<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 725 FICO exceeds guideline minimum 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 46.53% DTI below guideline maximum 50% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;855 | XXXXXX | XXXXXX | WI (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Assets | Satisfied C A | CRDAST3078 | Insufficient

# of months<br>cash<br>reserves for<br>PITI per<br>guideline<br>requirements | No | Final AUS<br>run requires<br>$27899.02<br>for verified<br>reserves,<br>only<br>$22191.20<br>documented.<br>Provide<br>additional<br>assets | 5/18/2026:<br>Received<br>updated<br>LP #15<br>showing<br>$14,750.32<br>reserves<br>required. | 5/18/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70.43 LTV below guideline minimum 80%<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 59+ months of positive payment history with 0x30 lates<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 725 FICO exceeds guideline minimum 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 46.53% DTI below guideline maximum 50% | Complete |
| &nbsp;&nbsp;&nbsp;855 | XXXXXX | XXXXXX | WI (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA Score<br>3.5 greater<br>than 2.5.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70.43 LTV below guideline minimum 80%<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 59+ months of positive payment history with 0x30 lates<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 725 FICO exceeds guideline minimum 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 46.53% DTI below guideline maximum 50% | Complete |
| &nbsp;&nbsp;&nbsp;914 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification<br>of<br>employment<br>missing | No | File missing<br>borrower<br>VVOE doc. | 5/12/2026:<br>Received<br>XXXXXX<br>VVOE. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x56<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 140 points above guideline minimum of 620<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 8 years & 7 months at current job<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 7 points below guideline maximum. | Complete |
| &nbsp;&nbsp;&nbsp;914 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation<br>CU score is<br>> 2.5.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x56<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 140 points above guideline minimum of 620<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 8 years & 7 months at current job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 7 points below guideline maximum. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1070 | XXXXXX | XXXXXX | MO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Score 4 ><br>2.5.<br>Clayton<br>to order<br>desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 75% LTV below guideline requirement 90%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 45% DTI below guideline requirement 50%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $1,376,569.12 verified cash reserves exceed guideline 3 month requirement $14332.38<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 765 FICO exceeds 620 guideline minimum<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 50+ months of positive payment history with 0x30 lates | Complete |
| &nbsp;&nbsp;&nbsp;1071 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has 13+ years at current job<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 75% LTV below guideline maximum 90%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $140974.30 in verified cash reserves exceed guideline requirement $6062.14 (3months)<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 790 FICO exceeds guideline minimum 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower 1 has 19+ years at current job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 28.78 DTI below guideline maximum 45%<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: B1 has 9+ years at current residence | Complete |
| &nbsp;&nbsp;&nbsp;1071 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton<br>to order<br>BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has 13+ years at current job<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 75% LTV below guideline maximum 90%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $140974.30 in verified cash reserves exceed guideline requirement $6062.14 (3months)<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 790 FICO exceeds guideline minimum 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower 1 has 19+ years at current job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 28.78 DTI below guideline maximum 45%<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: B1 has 9+ years at current residence | Complete |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;860 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3662 | TRID —<br>Corrected CD<br>should have<br>been provided;<br>APR is less<br>than APR<br>three business<br>days prior to<br>closing by<br>more than<br>allowable<br>tolerance | No | APR<br>Paystream<br>violation<br>due to<br>difference of<br>0.1975 %<br>exceeding<br>the max<br>allowed of<br>0.1250%. | 05.15.2026<br>— Client<br>provided<br>Disclosure<br>Tracking<br>that<br>verifies<br>CD<br>XXXXXX<br>was<br>received<br>by both<br>borrower 4<br>business<br>days prior<br>to close | 05.15.2026<br>—<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $3,038,035 in post closing reserves. $15,086 required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 12.62% DTI. Max 45% | Complete |
| &nbsp;&nbsp;&nbsp;860 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification of<br>employment<br>missing | No | Missing<br>XXXXXX<br>business<br>verification<br>verifying<br>businesses<br>active. | 5/12/2026:<br>Received<br>XXXXXX<br>VVOE —<br>business is<br>active. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $3,038,035 in post closing reserves. $15,086 required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 12.62% DTI. Max 45% | Complete |
| &nbsp;&nbsp;&nbsp;458 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver (PIW)/<br>AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 5.30%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $39,983.30 / 12.87 months PITIA > min required of $0<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75; guidelines allow 90%. | Complete |
| &nbsp;&nbsp;&nbsp;458 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 5.30%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $39,983.30 / 12.87 months PITIA > min required of $0<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75; guidelines allow 90%. | Complete |
| &nbsp;&nbsp;&nbsp;610 | XXXXXX | XXXXXX GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>3.2. Clayton<br>to order<br>desk review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 6 years at current job.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 70%; guidelines allow 80%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets $162,054.18 or 70 months PITIA reserves > min required $92,428.50.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 759 middle fico score > min required 620.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit line usage ratio 23.07%. | Complete |
| &nbsp;&nbsp;&nbsp;861 | XXXXXX | XXXXXX AL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been at current residence for 10 years<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 19.60% is below maximum allowed of 45%<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: CO-Borrower has been at current employer for 7 years<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 66 months | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;653 | XXXXXX | XXXXXX | NJ | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D C A | Compliance | Federal<br>Consumer<br>Protection | Active C | CMPFDCP3208 | NMLS<br>License<br>verification<br>found<br>Loan<br>Originator<br>was<br>inactive at<br>time of<br>origination | Yes | NMLS search<br>shows the<br>Lender<br>XXXXXX<br>and LO<br>licenses were<br>not active at<br>time of<br>disbursement<br>on XXXXXX.<br>Renewed<br>through date is<br>2025. Provide<br>documentation<br>that shows<br>Lender and<br>LO have<br>active licenses<br>as of app date<br>XXXXXX. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned Primary home for 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 70% is below the maximum allowable of 75%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has over 7 years at current job.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 0x30x40 months exceeds the required 0x30x12 months. | Complete |
| &nbsp;&nbsp;&nbsp;653 | XXXXXX | XXXXXX | NJ | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation: No<br>CU score<br>established.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned Primary home for 7 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 70% is below the maximum allowable of 75%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has over 7 years at current job.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history of 0x30x40 months exceeds the required 0x30x12 months. | Complete |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | XXXXXX | SD | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 804 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;850 | XXXXXX | XXXXXX | CA | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 720 mid score > min required of 620<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $97,305.71 / 44.14 months PITIA > min required of $33,822.80.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 11 years at current job | Complete |
| &nbsp;&nbsp;&nbsp;851 | XXXXXX | XXXXXX | AZ | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 34% is below guideline maximum 45%.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 69%; guidelines allow 80%.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 782 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;725 | XXXXXX | XXXXXX | MI | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 769 fico exceeds minimum 620<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 30 years in current home<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 9 years with current company | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1076 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been at their current job over 15 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 770. Minimum required score 620<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $33,247.78 or 14.84 months PITI reserves. Required reserves $20,219.45 | Complete |
| &nbsp;&nbsp;&nbsp;1078 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>2.6 >2.5.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 25.17 years in the same profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $43,812.73 or 13.67 months of PITI.Required Reserves are $19,224.31.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Credit reflects oldest tradeline date 12/9/2011, reporting 0x30 | Complete |
| &nbsp;&nbsp;&nbsp;1079 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | DTI | Satisfied C A | CRDDTI187 | Debt Ratio ><br>50% | No | Lender<br>used PITIA<br>of $4154.78<br>for primary<br>residence,<br>this amount<br>does not<br>include<br>$415 for the<br>HOA dues. | 5/18/2026:<br>Received<br>updated<br>AUS,<br>1008m<br>1003.<br>Primary<br>PITIA is<br>$4,154.78<br>PITI +<br>$34.58/mo<br>HOAQ.<br>DTI is now<br>48.01%.<br>Lender<br>verified<br>48.18%. | 5/18/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.54%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has99 months mortgage payment history 0x30.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 766 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;1079 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>2.6.<br>Clayton to<br>order Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.54%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has99 months mortgage payment history 0x30.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 766 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;873 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Purchase<br>date/<br>conversion<br>date on<br>investment<br>properties<br>not clearly<br>documented<br>while lease<br>agreement/<br>most recent<br>months'<br>receipt used<br>to<br>determine.<br>Missing tax<br>returns/<br>schedule E<br>for any<br>property<br>not<br>purchased<br>or placed<br>into service<br>in the<br>previous<br>calendar<br>year.<br>Regarding:<br>XXXXXX.<br>Subject<br>property<br>appraisal is<br>also<br>missing<br>rent<br>schedule. | 5/14/2026:<br>Received<br>Lease<br>Agreements<br>for both<br>REOs.<br>XXXXXX<br>has two<br>tenants.<br>Used 75%<br>of all gross<br>rent. DTI is<br>now<br>37.56%.<br>Lender also<br>verified full<br>PITI of<br>subject was<br>used. No<br>offset rent. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 761 fico exceeds 620 minimum<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 4 years in current roles<br>CFCFS2860: Good credit history<br> - Clayton Comments: 0x30 no derogatory marks | Complete |
| &nbsp;&nbsp;&nbsp;1080 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5.<br>Clayton to<br>order<br>deskreview. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 38.69% is below guideline maximum 50%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 771 mid score > min required of 620<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 85%; guidelines allow 90%. | Complete |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;913 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30 X 50 months > max permitted of 0 X 30 X 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid score of 807 > min required score of 620.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer debt 0 x 30 X 328 months > max permitted of 0 X 30 X 12 months. | Complete |
| &nbsp;&nbsp;&nbsp;875 | XXXXXX | XXXXXX FL | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Re-Verifications | Satisfied C A | CRDRVRFC1803 | Debts/<br>Obligations<br>that were<br>not discl at<br>origination<br>revealed<br>through<br>independent<br>re-<br>verification | No | XXXXXX<br>loan<br>payment<br>reflecting<br>on<br>XXXXXX<br>for 1316,<br>letter of<br>explanation<br>is required | 5/4/2026:<br>Lender<br>verified<br>account<br>on bk<br>stmnt is<br>same as<br>one noted<br>on credit<br>report. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 796 fico score exceeds guidelines 620<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 8 years at current residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $147793.59 or 75.26 months of P&I | Complete |
| &nbsp;&nbsp;&nbsp;920 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves $3,311,260.99 exceeds required reserves $6,159.00.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrower has minimal use of consumer credit. Credit line usage 11.14%.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: No derogatory mortgage related items reported on CBR. All prior mortgage history reports 0x30 with 9 mos. and 52 mos. history reporting. | Complete |
| &nbsp;&nbsp;&nbsp;920 | XXXXXX | XXXXXX CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves $3,311,260.99 exceeds required reserves $6,159.00.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrower has minimal use of consumer credit. Credit line usage 11.14%.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: No derogatory mortgage related items reported on CBR. All prior mortgage history reports 0x30 with 9 mos. and 52 mos. history reporting. | Complete |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is > 2.5.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: 0 x 30 in 99 months<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current job for 8 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 18 years and 1 month. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1128 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | No | Lender<br>verified 22%<br>DTI per LP

#9 in the file.<br>Clayton<br>verified<br>29.59%,<br>exceeding 3%<br>tolerance.<br>Lender<br>grossed up<br>XXXXXX<br>Retirement<br>income. The<br>1040s and<br>XXXXXX<br>Retirement<br>statements<br>show income<br>is taxed.<br>Verified<br>$4,337.41 per<br>statement on<br>page 357 of<br>PDF. Lender<br>used $5,573<br>after grossing<br>up income.<br>Provide<br>updated LP<br>Findings with<br>DTI within<br>tolerance of<br>29.59%<br>verified. | 3/12/2026: Lender<br>rebuttal states<br>XXXXXX<br>Retirement is non-<br>taxable. Clayton<br>disagrees. Per<br>Retirement<br>Statement, $4,553 is<br>monthly gross =<br>$54,636 annual<br>Statement also<br>shows $46,825.24 is<br>taxable =<br>$3,901.10/month +<br>$650.90 for non-<br>taxable portion =<br>$4,714.72/month.<br>DTI is now 28.92%.<br>Still >3%<br>tolerance.4/22/2026:<br>Received LP #10<br>showing 22% DTI<br>along with<br>XXXXXX Annuity<br>statement and<br>XXXXXX COE<br>showing $4,459<br>monthly disability,<br>which is non-<br>taxable income.<br>Updated income<br>and DTI is now<br>21.87%. | 3/12/2026:<br>Exception<br>remains.4/22/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $34,778.65 with $15,355.80 required.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 29.59% DTI with a 45% max DTI allowed.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 782 score with a min 620 required | Complete |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA (or CU)<br>score is >2.5.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received CDA<br>supporting value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min credit score required 620. File credit score 784.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $66,608.31 or 25.13 PITIA.Reserves required per DU approval $37,240.54.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Max DTI 50% File 18.43%<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 12 years and 5 months in current residence. | Complete |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $765,726.81 or 600.62 months PITI reserves. Required $15,283.12<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 794. Minimum required 620 | Complete |
| &nbsp;&nbsp;&nbsp;181 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | Missing<br>borrower<br>letter of<br>explanation or<br>other<br>satisfactory<br>documentation<br>to support no<br>HOA expense<br>for primary<br>residence as<br>qualified with.<br>Zillow print<br>out provided<br>does not<br>support if<br>there is an<br>HOA or not. | 5/13/2026:<br>Received<br>verification, no<br>HOA. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Qualifying ltv 66%Max allowed for investor loans 80%.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has been at current employer for more than 30 years.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been at current residence for more than 10 years.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrowers do not have any derogatory items listed on the credit report. | Complete |
| &nbsp;&nbsp;&nbsp;181 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>3.8>2.5<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received CDA<br>supporting value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Qualifying ltv 66%Max allowed for investor loans 80%.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has been at current employer for more than 30 years.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been at current residence for more than 10 years.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrowers do not have any derogatory items listed on the credit report. | Complete |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been with the employer for 16 years<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been with the same employer for 16 Years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower's credit score of 788 exceeds minimum requirement | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;488 | XXXXXX | XXXXXX | CT | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score ><br>2.5. Clayton<br>to order<br>desk review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history reports 34 mos. 0x30.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 12 years at current residence.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 30 years in same line of work. | Complete |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER146 | Missing<br>lender's<br>loan<br>approval/<br>underwriting<br>form | No | Provide the<br>final 1008<br>loan<br>approval/<br>underwriting<br>form. | 5/12/2026:<br>Received<br>1008. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower score is 782. Minimum score per program is 620.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 37.56% is below guideline maximum 50%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3.08% | Complete |
| &nbsp;&nbsp;&nbsp;960 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 13 years at primary residence<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.34%<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 16.65% is below guideline maximum 50%. | Complete |
| &nbsp;&nbsp;&nbsp;916 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 99 months.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 27.18% is below guideline maximum 45%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 763 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;1096 | XXXXXX | XXXXXX | MD | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 814 mid score > min required of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 164 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $328544.91 / 114 months PITIA > min required of $113739.12.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 4.95% | Complete |
| &nbsp;&nbsp;&nbsp;545 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | No | Lender to<br>provide<br>LOX and<br>verification<br>for which<br>DU<br>Findings<br>were used.<br>File has<br>three set of<br>DU<br>Findings:<br>Casefile

#XXXXXX,

#XXXXXX,

#XXXXXX.<br>Additional<br>conditions<br>may apply. | 5/4/2026:<br>Received<br>DU #4<br>casefile

#XXXXXX,<br>with 1008<br>matching<br>this info. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified $528,458.17 in post-closing reserves or 243.88 months PITI.DU requires $17,229.35 reserves.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 769 FICO score. Minimum required 620. | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;545 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU<br>score<br>returned<br>due to<br>property<br>type.<br>Clayton to<br>order Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified $528,458.17 in post-closing reserves or 243.88 months PITI.DU requires $17,229.35 reserves.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 769 FICO score. Minimum required 620. | Complete |
| &nbsp;&nbsp;&nbsp;865 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Credit/Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Missing<br>evidence of<br>primary<br>residence is<br>free and<br>clear, and<br>provide<br>proof of<br>taxes,<br>insurance,<br>and HOA<br>(if<br>applicable). | 5/14/2026:<br>Received<br>HOI, taxes<br>and proof<br>owned<br>F&C. No<br>HOA. | 5/14/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have137 months mortgage payment history 0x30.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 814 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 4.00% | Complete |
| &nbsp;&nbsp;&nbsp;865 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation<br>CU score in<br>file is >2.5,<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have137 months mortgage payment history 0x30.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 814 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 4.00% | Complete |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX | MD (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Compliance | Documentation | Satisfied C A | CMPDOC2516 | MI<br>coverage<br>does not<br>meet<br>guidelines | No | 5/4/2026:<br>Exception<br>added after<br>review of<br>trailing<br>docs: Loan<br>closed with<br>$XXXXXX<br>loan<br>amount.<br>The MI cert<br>is for<br>$XXXXXX<br>loan<br>amount and<br>therefore<br>showing<br>higher MI<br>monthly.<br>Provide<br>corrected<br>MI cert. | 5/28/2026:<br>Received<br>corrected<br>MI Cert. | 5/28/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $326394.59 or 110.80 months of P&I<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 795 fico score exceeds guidelines 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 8 years at current residence | Complete |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX | MD (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Compliance | Documentation | Satisfied C A | CMPDOC5455 | Mortgage<br>Insurance<br>required<br>but MI<br>Certificate<br>is missing | No | Missing MI<br>Certificate | 5/4/2026:<br>Received<br>MI cert. | 5/4/2026:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $326394.59 or 110.80 months of P&I<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 795 fico score exceeds guidelines 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 8 years at current residence | Complete |
| &nbsp;&nbsp;&nbsp;1 | XXXXXX | XXXXXX | GA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 746 is 126 points above minimum program requirement of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has maintained current job for 136 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $100,765.95/47.20 PITIA which is > guideline minimum. | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;684 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 29+ years with present employer<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 779 FICO exceeds minimum 620 | Complete |
| &nbsp;&nbsp;&nbsp;229 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>>2.5,<br>Clayton<br>to order<br>Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 20% DTI below guideline max DTI 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 786 fico score exceeds guidelines 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 9 years at current residence | Complete |
| &nbsp;&nbsp;&nbsp;686 | XXXXXX | XXXXXX | IL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 36 years at primary residence.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Co-borrower has 10 years at line of profession.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI OF 36.59 is below max of 50%. | Complete |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: 0 x 30 in 97 months<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrowers have 0 x 30 on all accounts and no derogatory credit<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has excess available assets in the amount of $13,754.31 | Complete |
| &nbsp;&nbsp;&nbsp;687 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 756 mid score > min required of 620<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have57 months of current mortgage payment history 0x30.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $115,414.34 / 17.71 months PITI > min required of $39,108.60.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 25 years. | Complete |
| &nbsp;&nbsp;&nbsp;180 | XXXXXX | XXXXXX | NV | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 73%; guidelines allow 85%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 763 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $147,798.77 > required $18,997.56<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 43.9% is below guideline maximum 50%. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;180 | XXXXXX | XXXXXX | NV (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 73%; guidelines allow 85%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 763 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $147,798.77 > required $18,997.56<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 43.9% is below guideline maximum 50%. | Complete |
| &nbsp;&nbsp;&nbsp;5 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The co borrower has been at their same employer for 5 years<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower's middle fico score of 770 exceeds guideline minimum | Complete |
| &nbsp;&nbsp;&nbsp;5 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The co borrower has been at their same employer for 5 years<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: The borrower's middle fico score of 770 exceeds guideline minimum | Complete |
| &nbsp;&nbsp;&nbsp;866 | XXXXXX | XXXXXX | IL (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 27% DTI below guideline requirement max DTI 45%<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 7 years at current job<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 800 fico score exceeds guidelines 620 | Complete |
| &nbsp;&nbsp;&nbsp;866 | XXXXXX | XXXXXX | IL (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 27% DTI below guideline requirement max DTI 45%<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 7 years at current job<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 800 fico score exceeds guidelines 620 | Complete |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Assets | Satisfied C A | CRDAST115 | Cash<br>reserves<br>do not<br>meet<br>guidelines | No | Cash<br>reserves of<br>($1,557.02)<br>does not<br>meet<br>guidelines. | 5/13/2026:<br>Received<br>additional<br>assets.<br>Verified<br>$61,189.28<br>in reserves,<br>exceeding<br>AUS<br>requirement. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 809 is 189 points above program minimum requirement of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guideline allows 80%. | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Assets | Satisfied C A | CRDAST205 | Insufficient<br>Funds to Close | No | Provide<br>acceptable<br>Bank<br>statements<br>for<br>XXXXXX.<br>Was not<br>provided in<br>file. | 5/13/2026:<br>Received<br>additional<br>assets. Loan<br>now meets<br>FTC and<br>reserves. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 809 is 189 points above program minimum requirement of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guideline allows 80%. | Complete |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Assets | Satisfied C A | CRDAST3078 | Insufficient #<br>of months cash<br>reserves for<br>PITI per<br>guideline<br>requirements | No | Provide<br>acceptable<br>Bank<br>statements<br>for<br>XXXXXX.<br>Was not<br>provided in<br>file. | 5/13/2026:<br>Received<br>additional<br>assets.<br>Verified<br>$61,189.28<br>in reserves,<br>exceeding<br>AUS<br>requirement. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 809 is 189 points above program minimum requirement of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guideline allows 80%. | Complete |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA — Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage rule;<br>the loan file is<br>missing<br>documents to<br>complete the<br>ATR/QM<br>review and<br>render an<br>accurate ATR/<br>QM status. | No | Missing<br>most recent<br>1040's<br>including<br>Schedule E<br>for rental<br>income<br>verification. | 5/13/2026:<br>Received<br>2024 1040s.<br>Verified<br>rental<br>income.<br>DTI is now<br>44.23%. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 772 median FICO. Min required 620. | Complete |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Assets | Satisfied C A | CRDAST3078 | Insufficient #<br>of months cash<br>reserves for<br>PITI per<br>guideline<br>requirements | No | Missing<br>XXXXXX<br>403B<br>statement<br>for<br>$14,332.19. | 5/13/2026:<br>Received<br>12/31/2025<br>qtrly stmnt.<br>Borr2 is<br>XXXXXX,<br>100% value<br>is allowed.<br>Reserves<br>requirement<br>now met. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 772 median FICO. Min required 620. | Complete |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2302 | Missing<br>Required<br>Income<br>Documentation | No | Missing<br>most recent<br>1040's<br>including<br>Schedule E<br>for rental<br>income<br>verification. | 5/13/2026:<br>Received<br>2024 1040s.<br>Verified<br>rental<br>income.<br>DTI is now<br>44.23%. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 772 median FICO. Min required 620. | Complete |
| &nbsp;&nbsp;&nbsp;690 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Insurance | Satisfied C A | CRDINSR289 | Insufficient<br>Hazard<br>Insurance<br>Coverage | No | Hazard<br>must reflect<br>guaranteed<br>replacement<br>cost or<br>additional<br>coverage is<br>required. | 6/2/2026:<br>Received<br>PUD HOA<br>Master.<br>Coverage<br>requirement<br>is met. | 6/2/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Fico 772 exceeds minimum fico of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit utilization is only 3.39% | Complete |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 6 years and 2 months<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 10 years and 6 months<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 68.28% LTV below guideline requirements of 75.00% per program. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL1817 | Final HUD-<br>1 is<br>incomplete<br>or illegible | No | Final CD<br>XXXXXX,<br>hand signed<br>XXXXXX,<br>was<br>incomplete;<br>missing<br>pages. | 05.15.2026<br>- Client<br>provided<br>full copy<br>of final<br>CD<br>XXXXXX | 05.15.2026<br>-<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 788 mid score > min required of 620.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 125 months.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 17.31%. | Complete |
| &nbsp;&nbsp;&nbsp;872 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 801 mid score > min required of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 208 months.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have25 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;623 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Terms/<br>Guidelines | Active C | CRDTER3256 | Seller<br>contributions<br>exceed<br>guideline<br>requirements | Yes | Investor<br>purchase,<br>$XXXXXX<br>sales price.<br>Max seller<br>credit<br>allowed is<br>2% of Sales<br>Price or<br>$6,800. Per<br>page three<br>of Final<br>CD, seller<br>credited a<br>total of<br>$8,000. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x84<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 7 years at current residence<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 4 years at current job<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 193 points above guideline minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;10 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/13/2026:<br>received<br>BPO<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer credit show 0x30x84.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 793 exceeds min score requirement of 620.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for the past: 7 years.<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 72 months. | Complete |
| &nbsp;&nbsp;&nbsp;10 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/13/2026:<br>received<br>BPO<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer credit show 0x30x84.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 793 exceeds min score requirement of 620.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for the past: 7 years.<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 72 months. | Complete |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;456 | XXXXXX | XXXXXX | TN (No<br>Data) | ATR/<br>QM:<br>Exempt B A | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Public) | No | FEMA<br>Declaration<br>for<br>XXXXXX<br>and<br>appraisal<br>date<br>XXXXXX | 4/29/2026:<br>Client<br>acknowledges<br>Level 2<br>exception,<br>public only. | 4/29/2026:<br>Waived<br>non-<br>material. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Credit reflects oldest tradeline date 8/2001, reporting 0x30<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $186,311.29 or 34.77 months PITI; $121,353.58 Required Reserves.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X30X46 mortgage payment history | Complete |
| &nbsp;&nbsp;&nbsp;273 | XXXXXX | XXXXXX | OR (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 790 mid FICO score. Minimum required is 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves verified at $111,681.19, required reserves per AUS are $28,779.84.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 26.69% is below guideline max DTI of 45.0%. | Complete |
| &nbsp;&nbsp;&nbsp;273 | XXXXXX | XXXXXX | OR (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 790 mid FICO score. Minimum required is 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves verified at $111,681.19, required reserves per AUS are $28,779.84.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 26.69% is below guideline max DTI of 45.0%. | Complete |
| &nbsp;&nbsp;&nbsp;273 | XXXXXX | XXXXXX | OR (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster<br>Area, no<br>subsequent<br>inspection<br>(Public) | No | No<br>inspection<br>for FEMA<br>disaster

#XXXXXX<br>declared<br>XXXXXX.<br>Latest AUS<br>run<br>XXXXXX.<br>PDI report<br>required to<br>verify no<br>damage. | 4/30/2026:<br>Client<br>acknowledges<br>Level 2<br>exception,<br>Public<br>assistance<br>only. | 4/30/2026:<br>Waived<br>non-<br>material. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 790 mid FICO score. Minimum required is 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves verified at $111,681.19, required reserves per AUS are $28,779.84.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 26.69% is below guideline max DTI of 45.0%. | Complete |
| &nbsp;&nbsp;&nbsp;1136 | XXXXXX | XXXXXX | AL (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 76.72% LTV below guideline requirements of 85.00% per program.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 9 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 805 is 185 points above program guideline minimum of 620.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 24.77% DTI is below guideline requirement of 50.00%.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 16 years and 9 months | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | XXXXXX | AZ (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Income/<br>Employment | Satisfied C A | CRDINC888 | Income<br>Amount is<br>Unsupported<br>by<br>Documentation<br>in File | No | Missing<br>verification<br>of 200 day<br>moving<br>average of<br>stock to<br>accurately<br>calculate B1<br>RSU<br>earnings. | 5/13/2026:<br>Received doc<br>showing $159.94<br>200 day avg. X<br>760 shares /24 =<br>$5,064.77/month<br>income as lender<br>shows. | 5/13/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history reports 14 mos. 0x30, 61 mos. 0x30, 25 mos. 0x30 and 22 mos. 0x30.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 15 years in same line of work. B2 has 10 years in same line of work.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves $692,863.72 exceed required reserves $22,702.44. | Complete |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver (PIW)/<br>AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received BPO<br>not supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 2% consumer credit utilization in file.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 8 years. | Complete |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received BPO<br>not supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 2% consumer credit utilization in file.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 8 years. | Complete |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Value | Active C | PRVAVALU5249 | Property Value<br>Not Supported | Yes | 5/15/2026:<br>Exception<br>added after<br>review of<br>trailing<br>docs:<br>Received<br>BPO not<br>supporting<br>value.<br>Clayton to<br>order next<br>level review. | 5/26/2026:<br>Received 2055<br>Report not<br>supporting value.<br>Lender to order a<br>full appraisal. | 5/26/2026:<br>Exception<br>remains. | Not<br>Applicable | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: 2% consumer credit utilization in file.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 8 years. | Complete |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2302 | Missing<br>Required<br>Income<br>Documentation | No | Borrower 1<br>income not<br>documented<br>in the file,<br>provide one<br>of the<br>following:-<br>Most recent<br>paystub and<br>prior year<br>W2 (or)-A<br>Written<br>Verification<br>of<br>Employment<br>verifying<br>employment<br>history and<br>YTD and<br>previous<br>years<br>income<br>sufficient to<br>support<br>qualifying<br>monthly<br>income of<br>$10,340. | 5/6/2026:<br>Received WVOE<br>for B1.<br>$10,340.07/month<br>income verified. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 41.00% and is < maximum allowed of 45.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower(s) have 22 years at current primary residence<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower has 27 years at current employment<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 744 mid score is > minimum required score of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower(s) have 99 months mortgage payment history of 0/30 | Complete |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC2408 | Income<br>verification<br>does not meet<br>guidelines | No | Borrower 1<br>income not<br>documented<br>in the file,<br>provide one<br>of the<br>following:-<br>Most recent<br>paystub and<br>prior year<br>W2 (or)-A<br>Written<br>Verification<br>of<br>Employment<br>verifying<br>employment<br>history and<br>YTD and<br>previous<br>years<br>income<br>sufficient to<br>support<br>qualifying<br>monthly<br>income of<br>$10,340. | 5/6/2026:<br>Received WVOE<br>for B1.<br>$10,340.07/month<br>income verified. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 41.00% and is < maximum allowed of 45.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower(s) have 22 years at current primary residence<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower has 27 years at current employment<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 744 mid score is > minimum required score of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower(s) have 99 months mortgage payment history of 0/30 | Complete |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is not<br>reported.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 41.00% and is < maximum allowed of 45.00%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower(s) have 22 years at current primary residence<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower has 27 years at current employment<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 744 mid score is > minimum required score of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower(s) have 99 months mortgage payment history of 0/30 | Complete |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | Freddie Mac<br>LPA<br>XXXXXX<br>— ID

#XXXXXX<br>or ID

#XXXXXX,<br>complete<br>document<br>for<br>Submission

#10 | 5/6/2026:<br>Received all<br>pages for LP

#10, ID

#XXXXXX. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 750 FICO score. Minimum required 620.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower with employer > 17 Years<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #193 months, Credit ratio 57.76% | Complete |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | XXXXXX | FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CDA in file<br>does not<br>support<br>appraised<br>value.<br>Clayton to<br>order<br>Exterior<br>Only 2055. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 750 FICO score. Minimum required 620.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower with employer > 17 Years<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #193 months, Credit ratio 57.76% | Complete |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX | WA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 15 years.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $150,149.96 / 21.91months PITIA for all REO > min required of $18,516.12.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 2.00%<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have 96 months mortgage payment history 0x30.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 85%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 771 mid score > min required of 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.16% is below guideline maximum 50%. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $1,858,300.80 or 463.73 months of PITIAReserves Required per AUS = $35,941.68<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 28 Years at Current Residence<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 28 Years at Current Residence | Complete |
| &nbsp;&nbsp;&nbsp;282 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | Regarding<br>Schedule E<br>(pg 184<br>and 185)<br>verify the<br>following:<br>Letter A -<br>XXXXXX<br>— Letter C<br>—<br>XXXXXX<br>Verify<br>these are<br>no longer<br>owned,<br>was not<br>listed on<br>REO of<br>1003 and<br>not<br>included in<br>DTI (if<br>applicable),<br>not on<br>Fraud<br>Report | 5/14/2026:<br>Received<br>highlighted<br>Sch E and<br>LOX.<br>XXXXXX<br>is all<br>overhead<br>expenses<br>and<br>XXXXXX<br>was a<br>property<br>exchange<br>— no<br>longer<br>owned. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 24 years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 772 exceeds guidelines<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B2 have significant time in profession, 25 years | Complete |
| &nbsp;&nbsp;&nbsp;286 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/<br>CU score<br>due to<br>property<br>type.<br>Clayton to<br>order Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: credit score of 787 exceeds program 640 minimum<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been on job nearly 7 years<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been at primary residence over 9 years<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0 x 30 on mortgage history | Complete |
| &nbsp;&nbsp;&nbsp;366 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>Required<br>Affiliate<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 774 mid score > min required of 620<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $1,202,777.63/ 217.71 months PITIA > min required of $68,415.56.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower's company in business for 23 years | Complete |
| &nbsp;&nbsp;&nbsp;422 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 757 Guidelines allow 620<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 10 Years in Current Profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $387,906.54 or 141.57 months of PITIAReserves Required per AUS = $22,480.20 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;267 | XXXXXX | XXXXXX | WV (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Income/<br>Employment | Satisfied C A | CRDINC150 | Income<br>docs do<br>not meet<br>guidelines | No | Missing all<br>pages of<br>1040<br>schedule E<br>used to<br>calculate<br>rental<br>income for<br>property<br>located at<br>XXXXXX,<br>or current<br>Lease. | 5/21/2026:<br>Received<br>2024 Sch<br>E. Rental<br>income re-<br>evaluated.<br>DTI is<br>now<br>44.53%.<br>LP is at<br>50%.<br>Tolerance<br>met. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 810 mid score > min required of 680<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 69.99%; guidelines allow 85%.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 0.00%<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 297 months.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have 124 months mortgage payment history 0x30.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $101,451.31 or 7.69 months of PITIA of all OREO > minimum required $45,608.58 | Complete |
| &nbsp;&nbsp;&nbsp;300 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 106 months.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 4.00%<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; guidelines allow 85%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 779 mid score > min required of 620<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have 42 months mortgage payment history 0x30.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $152,320.00 / 14.15 months PITIA > min required of $13,,989.48<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 43.05% is below guideline maximum 50%. | Complete |
| &nbsp;&nbsp;&nbsp;450 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Credit/Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Missing<br>monthly<br>billing<br>statement,<br>credit<br>supplement<br>or other<br>applicable<br>evidence to<br>verify<br>Imprint<br>revolving<br>account<br>with<br>$99/month<br>used to<br>qualify.<br>Bank<br>statement<br>in file<br>reflects<br>higher and<br>irregular<br>payments<br>of $300<br>and<br>$1,000. | 5/21/2026:<br>Received<br>billing<br>stmnt for<br>4/2026<br>showing<br>$67.97<br>min due<br>and<br>payment<br>history<br>where<br>more than<br>minimum<br>has been<br>paid. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $33,086.61 exceed required of $24,065.00.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% is below Guidelines 85% maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 747 exceeds minimum required of 620. | Complete |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | XXXXXX | NJ (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower Has history of good credit with 0 Late Payments > 24 Months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $193,533.66 or 48.28 months of PITIAReserves Required per AUS = $24,409.24<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 797 Guidelines allow 620 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 26% DTI below guideline requirement of 43%<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the past two years<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: REO investor - Borrower has significant time at current job | Complete |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | XXXXXX | OK | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned no<br>score due<br>to property<br>type.<br>Clayton to<br>order Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $28723.24 or 11.43 months of P&I<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 774 fico score exceeds guidelines 620 | Complete |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA Risk<br>could not<br>be<br>assessed.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 12.45%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 777 mid score > min required of 620<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $52,178.04 > required $33,924.24 | Complete |
| &nbsp;&nbsp;&nbsp;589 | XXXXXX | XXXXXX | WI | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Active D | CRDLGL100 | Legal<br>document<br>incorrect<br>or<br>incomplete | Yes | The<br>security<br>instrument/<br>Mortgage,<br>which is<br>provided<br>on an IL<br>form,<br>displays<br>this<br>purchased<br>WI<br>property as<br>an IL<br>property in<br>the<br>Transfer of<br>Rights in<br>the<br>Property<br>section on<br>page 4 of<br>20. The<br>attached<br>Legal<br>Description/Exhibit<br>A and the<br>Note<br>reflects this<br>correctly as<br>a WI<br>property | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in current profession for 45 years.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 825 exceeds the min requirement of 620.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrowers LTV of 80% is below the max allowed of 85%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $1,407,477.01 or 512.79 months of PITI.Required reserves are $16,468.32. | Complete |
| &nbsp;&nbsp;&nbsp;299 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $34,325.81 exceed required of $16,277.16.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 75% is below guidelines 85% maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 774 exceeds minimum required of 620. | Complete |
| &nbsp;&nbsp;&nbsp;1005 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for the past: 21 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Actual LTV 72.95% / Max LTV 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 818 exceeds min score requirement of 620. | Complete |
| &nbsp;&nbsp;&nbsp;120 | XXXXXX | XXXXXX | OH | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 45.40%/maximum 50<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 783/minimum 680<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 12 years at current residence | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;117 | XXXXXX | XXXXXX | IL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 9 years & 6 months at current residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 100 points above guideline minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;991 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer debt 0 x 30 X 346 months > max permitted of 0 X 30 X 12 months.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Mid score of 799 > min required score of 620. | Complete |
| &nbsp;&nbsp;&nbsp;14 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Provide<br>lender QM<br>determination. | 5/13/2026:<br>Received<br>Safe<br>Harbor<br>status. | 5/13/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 745 exceeds minimum of 620<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer > 19 Years<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #401 months, Credit ratio 33.37% | Complete |
| &nbsp;&nbsp;&nbsp;14 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Property<br>Valuations | Value | Active C | PRVAVALU5249 | Property<br>Value Not<br>Supported | Yes | CDA in file<br>does not<br>support<br>appraised<br>value.<br>Clayton to<br>order Exterior<br>Only 2055. | 5/14/2026:<br>Received<br>Field<br>Review.<br>Does not<br>support<br>value.<br>Lender<br>will need<br>to order<br>full<br>appraisal. | 5/14/2026:<br>Exception<br>remains. | Not<br>Applicable | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 745 exceeds minimum of 620<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer > 19 Years<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #401 months, Credit ratio 33.37% | Complete |
| &nbsp;&nbsp;&nbsp;1004 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Application | Satisfied D A | CRDAPP4625 | The orig file<br>does not<br>contain a third<br>party fraud<br>report | No | Missing the<br>Fraud guard<br>or like<br>product<br>required to<br>verify Clear<br>OFAC. | 5/15/2026:<br>Received<br>DRIVE<br>report,<br>clear<br>OFAC. | 5/15/2026:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 743 exceeds the guideline program minimum of 620.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 38.58% is below the guidelines 45%<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 17 years.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 72.80 %is below the guidelines 75% | Complete |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt B A | Compliance | RESPA | Satisfied B A | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | As no ABA<br>was located, it<br>was not<br>possible to<br>determine if<br>any fees were<br>paid to an<br>affiliate. | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 783 mid score > minimum required of 620<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available credit lines @ 0.10%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower`s DTI 22.91% is below guideline maximum 50%<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 75% | Complete |

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| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;443 | XXXXXX | XXXXXX | IL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 797 FICO exceeds guideline minimum 620<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 89+ months of positive payment history with 0x30 lates<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 11+ years at current residence<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $24404.74 verified cash reserves exceed guideline 6 month requirement $18850.86<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 64.94 LTV below guideline maximum 80%<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 38.68% DTI below guideline maximum 45% | Complete |
| &nbsp;&nbsp;&nbsp;345 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>Affiliate<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 706 | Complete |
| &nbsp;&nbsp;&nbsp;345 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Provide<br>lender QM<br>determination. | 5/13/2026:<br>Received<br>Safe<br>Harbor<br>status. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 706 | Complete |
| &nbsp;&nbsp;&nbsp;424 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU returned<br>no score due<br>to property<br>type. Clayton<br>to order Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisifed. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #170 months, Credit ratio 1.12%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 789 / 808 exceeds minimum of 620<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has > #12 years with current employer | Complete |
| &nbsp;&nbsp;&nbsp;352 | XXXXXX | XXXXXX | WI | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or CU)<br>score is >2.5.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 811 exceeds the guideline program minimum of 620.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower Has history of good credit with 0 Late Payments > 24 Months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $69,812.87 or 35.83 months of PITIA Reserves Required per AUS = $11,690.89<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided at current residence for 5 years. | Complete |
| &nbsp;&nbsp;&nbsp;1091 | XXXXXX | XXXXXX | ID | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years at primary residence<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 743 mid score > min required of 620<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 8+ years at current employer | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;517 | XXXXXX | XXXXXX | SC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Application | Satisfied D A | CRDAPP4625 | The orig file<br>does not<br>contain a<br>third party<br>fraud report | No | Missing a<br>Fraud Report<br>for both<br>applicants | 5/13/2026:<br>Received<br>DRIVE<br>report. | 5/13/2026:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit utilization is only less than 7%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 5/14% is well below guidelines of 45/45%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 792 exceeds minimum score of 620 | Complete |
| &nbsp;&nbsp;&nbsp;517 | XXXXXX | XXXXXX | SC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Insurance | Satisfied C A | CRDINSR289 | Insufficient<br>Hazard<br>Insurance<br>Coverage | No | Hazzard must<br>reflect<br>guaranteed<br>replacement<br>costs or<br>additional<br>coverage is<br>required. | 5/13/2026:<br>Received<br>RCE<br>showing<br>$XXXXXX<br>cost to<br>rebuild. | 5/13/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit utilization is only less than 7%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 5/14% is well below guidelines of 45/45%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 792 exceeds minimum score of 620 | Complete |
| &nbsp;&nbsp;&nbsp;1131 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B C A | Credit | LTV/<br>CLTV | Active B | CRDLTV5736 | LTV<br>Exceeds<br>Guideline<br>Requirement<br>by less than<br>5% | No | Property<br>purchased<br>XXXXXX,<br>$XXXXXX.<br>LTV 77.88%.<br>Lender LTV<br>based on<br>Appraised<br>Value<br>$XXXXXX at<br>70.21%. | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history with no late pay/derog line items. 781 Median Credit Score, Oldest Trade 3/1993<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves of $73,488.23 exceed guideline requirement of $13,720.56<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 5.167yrs tenure with current self employed business | Complete |
| &nbsp;&nbsp;&nbsp;1131 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B C A | Credit | Title | Satisfied C A | CRDTIL875 | Title Does<br>Not Agree<br>With<br>Mortgage | No | Title Vesting<br>XXXXXX.<br>Loan deed/mtg<br>closed<br>XXXXXX, an<br>unmarried<br>XXXXXX,<br>and<br>XXXXXX, an<br>unmarried<br>XXXXXX.<br>Missing QCD<br>documentation. | 4/28/2026:<br>Received<br>Final Title,<br>vesting<br>matches<br>Mortgage. | 4/28/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history with no late pay/derog line items. 781 Median Credit Score, Oldest Trade 3/1993<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves of $73,488.23 exceed guideline requirement of $13,720.56<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 5.167yrs tenure with current self employed business | Complete |
| &nbsp;&nbsp;&nbsp;1131 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA (or CU)<br>score was not<br>provided.<br>Clayton to<br>order<br>deskreview | 4/07/2026:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 4/07/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history with no late pay/derog line items. 781 Median Credit Score, Oldest Trade 3/1993<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves of $73,488.23 exceed guideline requirement of $13,720.56<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 5.167yrs tenure with current self employed business | Complete |
| &nbsp;&nbsp;&nbsp;999 | XXXXXX | XXXXXX | PA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/CU<br>score due to<br>property type.<br>Clayton to<br>order Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 31.65% is below guideline maximum 45%.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have208 months mortgage payment history 0x30.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 796 mid score > min required of 640 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1132 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA -<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | 1. Missing a<br>mortgage statement<br>or documentation to<br>support $4111.00<br>PITI for XXXXXX.<br>Missing borrower<br>letter of explanation<br>or other satisfactory<br>documentation to<br>support no HOA<br>expense on<br>XXXXXX as<br>qualified with. | 4/27/2026:<br>Received<br>HOA info<br>$200/mo<br>and<br>XXXXXX<br>statement<br>$4,111.07<br>PITI. | 4/27/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 765 exceeds min 620.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: 18 years in current profession.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $48,997.72 exceed required reserves $6,496.98. | Complete |
| &nbsp;&nbsp;&nbsp;1132 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | 1. Missing a<br>mortgage statement<br>or documentation to<br>support $4111.00<br>PITI for XXXXXX.<br>Missing borrower<br>letter of explanation<br>or other satisfactory<br>documentation to<br>support no HOA<br>expense on<br>XXXXXX as<br>qualified with. | 4/27/2026:<br>Received<br>HOA info<br>$200/mo<br>and<br>XXXXXX<br>statement<br>$4,111.07<br>PITI. | 4/27/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 765 exceeds min 620.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: 18 years in current profession.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $48,997.72 exceed required reserves $6,496.98. | Complete |
| &nbsp;&nbsp;&nbsp;1001 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved, Clayton<br>to order BPO | 5/14/2026:<br>Received<br>BPO. | 5/14/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $384,624.68 or 150.39 months PITI reserves. Required reserves $24,263.60<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 803. Minimum score required 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have lived at their current home over 11 years | Complete |
| &nbsp;&nbsp;&nbsp;1001 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is PIW<br>approved, Clayton<br>to order BPO. | 5/14/2026:<br>Received<br>BPO. | 5/14/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $384,624.68 or 150.39 months PITI reserves. Required reserves $24,263.60<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 803. Minimum score required 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have lived at their current home over 11 years | Complete |
| &nbsp;&nbsp;&nbsp;1001 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Value | Active C | PRVAVALU5249 | Property<br>Value Not<br>Supported | Yes | 5/14/2026:Exception<br>added after review<br>of trailing docs:<br>Received BPO not<br>supporting value.<br>Clayton to order<br>next level review. | 6/2/2026:<br>2055<br>received<br>did not<br>support<br>value. | 6/2/2026:<br>Exception<br>remains. | Not<br>Applicable | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $384,624.68 or 150.39 months PITI reserves. Required reserves $24,263.60<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 803. Minimum score required 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have lived at their current home over 11 years | Complete |
| &nbsp;&nbsp;&nbsp;624 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA returned no<br>score. Clayton to<br>order Desk Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 754 exceeds min score requirement of 620.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for the past: 10 years.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Co-Borrower has been in this line of work in the past: 21 years. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;834 | XXXXXX | XXXXXX | WI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU shows no<br>score due to<br>Non UAD<br>form,<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 753 mid score > min required of 620<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; guidelines allow 75%.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrowers have been self employed with the same business for 22 years. | Complete |
| &nbsp;&nbsp;&nbsp;1120 | XXXXXX | XXXXXX | SC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA score is<br>>2.5. Clayton<br>to order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 747 FICO score. Minimum required 620.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Co borrower has been in the same profession for 18 years and 2 months.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current residence for 11 years and 3 months. | Complete |
| &nbsp;&nbsp;&nbsp;253 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID - Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | $215 zero<br>tolerance due<br>to added<br>Appraisal<br>recertification<br>fee without a<br>valid CoC.<br>Requires<br>CoC, or<br>corrected<br>PCCD, copy<br>of refund<br>check, LOX<br>and<br>verification<br>of shipping. | 05.18.2026<br>- Missing<br>COC and<br>LE<br>provided | 05.18.2026<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in current profession for 20 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 620, borrower's credit score is 788.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Maximum DTI is 50%, borrower's DTI is 28.35%. | Complete |
| &nbsp;&nbsp;&nbsp;567 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA returned<br>no score.<br>Clayton to<br>order Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 793 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $28,957.47 / 1624.86 = 17.82 months PITIA > min required reserves $9,749.16.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Credit line usage 9.72%. | Complete |
| &nbsp;&nbsp;&nbsp;582 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 802 exceeds 620 minimum required.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $105,563.37 exceed DU required of $18,942.79.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0x30,0x60,0x90 with 28 months reviewed. | Complete |
| &nbsp;&nbsp;&nbsp;582 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 802 exceeds 620 minimum required.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $105,563.37 exceed DU required of $18,942.79.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 0x30,0x60,0x90 with 28 months reviewed. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;828 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3640 | TRID -<br>CD: Zero<br>tolerance<br>fee or fees<br>increased<br>at or prior<br>to closing<br>without a<br>valid<br>reason or<br>the revised<br>LE/CD<br>was not<br>timely<br>disclosed;<br>insufficient<br>credit or<br>refund<br>provided | Yes | Zero<br>tolerance<br>fee or fees<br>increased<br>at or prior<br>to closing<br>without a<br>valid<br>reason or<br>the revised<br>LE/CD<br>was not<br>timely<br>disclosed;<br>insufficient<br>credit or<br>refund<br>provided<br>$474.70,<br>due to<br>amount<br>went over<br>$388.70 | (No Data) | (No Data) | Numeric | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 12 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 756 is 136 points above program guideline minimum of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 22 years and 6 months<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 37.41% DTI is below guideline requirement of 49.99%. | Complete |
| &nbsp;&nbsp;&nbsp;828 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP-<br>SSR in file<br>returned<br>no CU<br>Score to<br>support<br>appraised<br>value.<br>Clayton to<br>order desk<br>review | 5/15/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 12 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 756 is 136 points above program guideline minimum of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 22 years and 6 months<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 37.41% DTI is below guideline requirement of 49.99%. | Complete |
| &nbsp;&nbsp;&nbsp;993 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: 2 years and 4 months in current profession.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min credit score required 620. File credit score 801. | Complete |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $163,241.42 or 74.25 months of PITIA.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work in the past: 22 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 799 exceeds min score requirement of 620. | Complete |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order<br>BPO. | 5/26/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/26/2026:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80% LTV is below the 90% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $51243.83 in reserves are above the required $10519.45<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 764 FICO score is above the 620 min. | Complete |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order<br>BPO. | 5/26/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/26/2026:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80% LTV is below the 90% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $51243.83 in reserves are above the required $10519.45<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 764 FICO score is above the 620 min. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster Area,<br>no subsequent<br>inspection<br>(Public) | No | FEMA<br>Declaration<br>date<br>XXXXXX<br>and AUS<br>approval<br>XXXXXX.<br>PDI to be<br>ordered by<br>Clayton. | 4/30/2026:<br>Client<br>acknowledges<br>Level 2<br>exception,<br>public<br>assistance<br>only. | 4/30/2026:<br>Waived<br>non-<br>material. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80% LTV is below the 90% max.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $51243.83 in reserves are above the required $10519.45<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 764 FICO score is above the 620 min. | Complete |
| &nbsp;&nbsp;&nbsp;570 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR255 | Appraisal<br>form does not<br>match<br>property<br>type(Multi-<br>Fam) | No | 1st appraisal<br>under<br>property is for<br>a new<br>property<br>bought by<br>borrower<br>XXXXXX,<br>not subject<br>property | 5/6/2026:<br>Received<br>correct<br>appraisal.<br>SFR,<br>$XXXXXX<br>value. SSRs<br>match. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified credit score 791 exceeds guideline min of 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI 40 is below guideline max of 45% or AUS approved<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $32333.76 AUS requirement of $40356.68 | Complete |
| &nbsp;&nbsp;&nbsp;92 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 772 is 152 points above program requirements of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets of $332,347.72 or 141.77 PITIA<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 73.03%; guideline allow 80%. | Complete |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #300 months, Credit ratio 59.96%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 769 / 780 exceeds minimum of 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower self employed > 9 years | Complete |
| &nbsp;&nbsp;&nbsp;413 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>not available.<br>Clayton to<br>order Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 13 years on job.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $973,564.55 post closing reserves verified. $24,649.10 required per LP AUS. | Complete |
| &nbsp;&nbsp;&nbsp;573 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | DU returned 3<br>score. Clayton<br>to order Desk<br>Review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 85%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 19.50%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 778 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $957,892.96 / 198.48 months PITIA > min required of $39,459.60. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;109 | XXXXXX | XXXXXX | NY | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA<br>score, Clayton<br>to order Desk<br>Review | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 14.97%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 750 mid score > min required of 620<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; guidelines allow 80%. | Complete |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $20,039.70 required, $153,154.76 post closing verified.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: 3% Utilization | Complete |
| &nbsp;&nbsp;&nbsp;187 | XXXXXX | XXXXXX | CT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>verified ATR<br>Exempt.<br>Clayton<br>verified Safe<br>Harbor. This<br>is not a<br>business<br>purpose cash<br>out. Lender to<br>update QM<br>determination. | 6/4/2026:<br>Received<br>Safe Harbor<br>status. | 6/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 32.52% DTI is below the 50% max.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrowers have no late payments on credit report.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 723 FICO score is above the 620 min. | Complete |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | XXXXXX | MI | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or CU)<br>score is >2.5.<br>Clayton to<br>order desk<br>review. | 5/13/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/13/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.0%<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 85%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $32,706.82 or 14.45 months of PITI, Required reserves per AUS are $13,579.50.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 46.92% is below guideline maximum 50%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 805 mid score > min required of 620<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 245 months. | Complete |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | XXXXXX | MN | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Compliance | Repayment<br>Ability | Active B | CMPSTRA1497 | File does not<br>contain a<br>repayment<br>ability<br>worksheet | No | Located UW<br>comment<br>sheet in file<br>identifying<br>NTB, Interest<br>rate reduction.<br>no documents<br>in file signed<br>by Borrower<br>for Net<br>Tangible<br>Benefit | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer > #12 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 759 exceeds minimum of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #49 months, Credit ratio 17.10% | Complete |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | XXXXXX | MN | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer > #12 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 759 exceeds minimum of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #49 months, Credit ratio 17.10% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | XXXXXX MN | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer > #12 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 759 exceeds minimum of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #49 months, Credit ratio 17.10% | Complete |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $532,456.42, DU required $46,914.38 in verified reserves.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 734 mid score > min required of 620<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been with current employer 18 years and in the same profession for 30 years. | Complete |
| &nbsp;&nbsp;&nbsp;1154 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Missing<br>evidence<br>of property<br>taxes and<br>insurance<br>for<br>XXXXXX.<br>The<br>monthly<br>payment of<br>$4,814<br>shown on<br>the credit<br>report<br>doesn't<br>specify<br>whether<br>taxes and<br>insurance<br>are<br>included in<br>the<br>payment. | 5/14/2026:<br>Received<br>XXXXXX<br>Mtg<br>stmnt. Full<br>PITI is<br>$4,811.94.<br>B1<br>verifies no<br>HOA. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 12 years at present job<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 776 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 12.47%<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 23.27% is below guideline maximum 50%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $37,158.80 /16.66 months PITIA > min required of $37,158.80. | Complete |
| &nbsp;&nbsp;&nbsp;1154 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | DU<br>returned<br>3.3 score.<br>Clayton to<br>order Desk<br>Review. | 4/07/2026:<br>CDA<br>provided<br>supports<br>appraised<br>value. | 4/07/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 12 years at present job<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 776 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 12.47%<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 23.27% is below guideline maximum 50%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $37,158.80 /16.66 months PITIA > min required of $37,158.80. | Complete |
| &nbsp;&nbsp;&nbsp;540 | XXXXXX | XXXXXX IA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Credit | Credit/<br>Mtg<br>History | Active B | CRDCRMH123 | No<br>evidence<br>of required<br>debt<br>payoff | No | Missing<br>payoff<br>from<br>XXXXXX. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $503,348.73 or 261,66 months of PITI.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 794 mid score > min required of 660.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 35% is below guideline maximum 45%. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;73 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 810 Guidelines allow 620<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 16 Years in Current Profession<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $21,978.45 or 8.67 months of PITIAReserves Required per AUS = $18,877. | Complete |
| &nbsp;&nbsp;&nbsp;576 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Current history for payment on primary residence 53 months reviewedno derogatory payments.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Credit report reflects zero collections, zero chargeoffs and no bankruptcies. Qualifying score 713.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves post close $35,417.25 or 21.60 months PITIA. LP required reserves $9,459.18. | Complete |
| &nbsp;&nbsp;&nbsp;577 | XXXXXX | XXXXXX | KY | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 788 exceeds required of 620.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 35.38% is below guidelines 45% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $34,120.84 exceed required of $11,812.72. | Complete |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence 8 years and 3 months.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrowers 68.12% LTV is below guideline requirements.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrowers 772 credit score exceeds guidelines. | Complete |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO | 5/12/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower Has history of good credit with 0 Late Payments > 24 Months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 795 Guidelines allow 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $24,888.63 or 11.34 months of PITIAReserves Required per AUS = $4,389.84 | Complete |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton<br>to order<br>BPO. | 5/12/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/12/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower Has history of good credit with 0 Late Payments > 24 Months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 795 Guidelines allow 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $24,888.63 or 11.34 months of PITIAReserves Required per AUS = $4,389.84 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | XXXXXX | OR | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | FEMA | Waived B | PRVAFEMA856 | Natural<br>Disaster Area,<br>no subsequent<br>inspection<br>(Public) | No | FEMA<br>Declaration<br>date<br>XXXXXX<br>and AUS<br>Approval<br>XXXXXX.<br>PDI to be<br>ordered by<br>Clayton. | 4/29/2026:<br>Client<br>acknowledges<br>Level 2<br>exception. | 4/29/2026:<br>Waived<br>non-<br>material. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower Has history of good credit with 0 Late Payments > 24 Months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 795 Guidelines allow 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $24,888.63 or 11.34 months of PITIAReserves Required per AUS = $4,389.84 | Complete |
| &nbsp;&nbsp;&nbsp;580 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been at their current job over 10 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $2,957,123.03 or 1057.01 months PITI reserves. Required 33,811.08<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 763. Minimum score required 620. | Complete |
| &nbsp;&nbsp;&nbsp;581 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | The<br>required<br>Affiliate<br>Business<br>Disclosure<br>is missing. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.49%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower score is 786. Minimum score per program is 620.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 82 months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have resided at current residence for 27 years. | Complete |
| &nbsp;&nbsp;&nbsp;145 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 32.27% is below maximum allowed of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 776 Credit score exceeds minimum required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been at current residence for 15 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $417,159.01 exceeds LP requirement of $18,026.56.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: All mortgages on Credit Report have 0 X 30 Payment history<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: CO-Borrower has been with current Employer for 9 years | Complete |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>verified<br>ATR<br>Exempt.<br>Clayton<br>verified<br>Safe<br>Harbor.<br>Lender to<br>up QM<br>status or<br>verify loan<br>is Business<br>Purpose<br>only. | 6/4/2026:<br>Received<br>Safe Harbor<br>status. | 6/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 361 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 782 is 162 points above minimum program requirement of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $53,547.34/22.56 PITIA which is > guideline minimum. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;78 | XXXXXX | XXXXXX | ID (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: B3 has significant time at current job, 9.08 years.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x61 mortgage payment history exceeds guidelines.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 18 years in the same profession. | Complete |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | XXXXXX | WA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 2.12%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 809 mid score > min required of 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 32.70% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | Assets | Satisfied D A | CRDAST2670 | Asset<br>documentation<br>is insufficient<br>per guideline<br>requirements | No | Missing proof<br>of 1031<br>Exchange<br>funds of<br>$270,000 used<br>to qualify. | 5/14/2026:<br>Received<br>receipt from<br>XXXXXX.<br>Received<br>$295,577.27<br>on<br>1/12/2026. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 13 years 3 months at current residence.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: B1 has 12 years 10 months at wage earner position, 17 years with secondary self-employment.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history 99 mos. 0x30 and 7 mos. 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification of<br>some or all<br>components of<br>non-subject<br>PITI | No | Missing<br>documentation<br>to support<br>HOA expense<br>for<br>XXXXXX. | 5/6/2026:<br>Received<br>HOA info. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 13 years 3 months at current residence.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: B1 has 12 years 10 months at wage earner position, 17 years with secondary self-employment.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history 99 mos. 0x30 and 7 mos. 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | Income/<br>Employment | Active B | CRDINC2496 | Verbal<br>verification of<br>employment<br>completed<br>outside the<br>stated<br>requirements<br>and/or after<br>closing/<br>funding | No | Missing<br>Verbal<br>Verification of<br>employment<br>for B1 wage<br>position. Only<br>VVOE in file<br>is for<br>secondary<br>self-<br>employment. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 13 years 3 months at current residence.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: B1 has 12 years 10 months at wage earner position, 17 years with secondary self-employment.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history 99 mos. 0x30 and 7 mos. 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL2550 | Missing<br>HUD-1 from<br>sale of<br>property | No | Missing Final<br>executed CDs<br>to support no<br>longer own<br>XXXXXX<br>reflected on<br>2024 Schedule<br>E. Properties<br>not disclosed<br>as currently<br>owned on<br>1003. | 5/6/2026:<br>Received<br>verification<br>both REOs<br>are owned<br>by other<br>individuals. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 13 years 3 months at current residence.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: B1 has 12 years 10 months at wage earner position, 17 years with secondary self-employment.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history 99 mos. 0x30 and 7 mos. 0x30. | Complete |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | XXXXXX CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score ><br>2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 13 years 3 months at current residence.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: B1 has 12 years 10 months at wage earner position, 17 years with secondary self-employment.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history 99 mos. 0x30 and 7 mos. 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | XXXXXX ID | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA —<br>Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | Missing<br>mortgage<br>statement<br>for<br>XXXXXX<br>to verify<br>mortgage<br>payment<br>and that it<br>is linked to<br>primary<br>residence<br>at<br>XXXXXX. | 5/4/2026:<br>Received<br>PITI info<br>for<br>primary. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 815 exceeds minimum of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% is below 90% guidelines maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of 81,598.48 exceed $0 required. | Complete |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | XXXXXX ID | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | Missing<br>mortgage<br>statement<br>for<br>XXXXXX<br>to verify<br>mortgage<br>payment<br>and that it<br>is linked to<br>primary<br>residence<br>at<br>XXXXXX. | 5/4/2026:<br>Received<br>PITI info<br>for<br>primary. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 815 exceeds minimum of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% is below 90% guidelines maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of 81,598.48 exceed $0 required. | Complete |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | XXXXXX ID | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO | 5/14/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 815 exceeds minimum of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% is below 90% guidelines maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of 81,598.48 exceed $0 required. | Complete |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | XXXXXX ID | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO | 5/14/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 815 exceeds minimum of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% is below 90% guidelines maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of 81,598.48 exceed $0 required. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | XXXXXX | UT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>the<br>Affiliate<br>the<br>Business<br>Disclosure | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 8 points below guideline maximum.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 168 points above guideline minimum of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 5 years & 6 months at current residence<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $30,863.98 or 9.88 months PITIA exceeds the LP required amount of $20,484.74.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99 months. | Complete |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | XXXXXX | UT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA<br>score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower DTI is 8 points below guideline maximum.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 168 points above guideline minimum of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 5 years & 6 months at current residence<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $30,863.98 or 9.88 months PITIA exceeds the LP required amount of $20,484.74.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x99 months. | Complete |
| &nbsp;&nbsp;&nbsp;449 | XXXXXX | XXXXXX | WY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/<br>CU score<br>due to<br>property<br>type.<br>Clayton to<br>order<br>Desk<br>Review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at current residence for 11.9 years<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: 0% consumer credit utilization in file | Complete |
| &nbsp;&nbsp;&nbsp;789 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 769 FICO exceeds 620 guideline requirement<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 26+ months of on time payments with 0x30 lates<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: 26 months reported no major mortgage related occurrences in past two years<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 67.31% LTV below guideline maximum 80% | Complete |
| &nbsp;&nbsp;&nbsp;1147 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower does not have any derogatory credit and little monthly consumer debt.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has more than AUS required amount of reserves. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;189 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | No | Provide<br>updated<br>AUS<br>reflecting<br>45.70% DTI<br>due to<br>incorrect<br>grossing-up<br>of<br>borrower's<br>income.<br>AUS to<br>remain<br>accept. | 5/14/2026:<br>Received<br>LP #3 LP<br>Key

#XXXXXX<br>run<br>XXXXXX<br>with 13/46<br>ratios. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 9.01%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $48,202.60 reserves exceed required reserves $11,228.98.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 12+ years at primary residence<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 800 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Title | Satisfied D A | CRDTIL865 | Title<br>incomplete | No | Title<br>reflecting a<br>financing<br>statement<br>(pg 547)<br>which<br>indicates a<br>lien on<br>equipment,<br>copy of<br>XXXXXX<br>Agreement<br>in file<br>transferring<br>from Prior<br>owner to<br>Borrower<br>(pg 94), a<br>copy of the<br>Solar<br>Transfer<br>also in file<br>(pg 97) File<br>have a<br>Performance<br>Guarantee<br>and Limited<br>Warranty<br>(pg 111) | 6/3/2026:<br>Received<br>Final Title.<br>All liens/<br>agreements<br>have been<br>removed. | 6/3/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 819 exceeds guidelines<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $355,283.66 exceed guidelines | Complete |
| &nbsp;&nbsp;&nbsp;136 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has lived at current residence for the past: 30 years.<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 99 months.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work in the past: 20 years.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been with employer in the past: 16 years. | Complete |
| &nbsp;&nbsp;&nbsp;601 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 38.82% is below guideline maximum 45%.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 72.39%; guidelines allow 80%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 775 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 786. Minimum score required 620.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have been at their current residence for 15 years.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been at their current job for 25 years.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: B2 has been at their current job over 22 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $357,433.08 or 84.66 months PITI reserves. No reserves required. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1086 | XXXXXX | XXXXXX NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA score<br>is >n/a.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 35.63% is below guideline maximum of 45%<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: 22 years in profession<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $163,264.00. Required Reserves by AUS are $17,710.76 | Complete |
| &nbsp;&nbsp;&nbsp;1027 | XXXXXX | XXXXXX IL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA — Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage rule;<br>the loan file is<br>missing<br>documents to<br>complete the<br>ATR/QM<br>review and<br>render an<br>accurate ATR/<br>QM status. | No | 1.) Missing<br>verification<br>of HOI for<br>XXXXXX<br>2.)<br>Borrower 1<br>V VOE<br>states on<br>leave;<br>Missing<br>Employer<br>and<br>Employee<br>return to<br>work date | 5/6/2026:<br>Received<br>current HOI<br>for<br>REO.5/6/2026:<br>Received<br>XXXXXX<br>VVOE, active<br>employee. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $225,750 exceeds LP requirement of $50,228.52.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Primary Borrower has been in the same line of work for 5 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 755 Credit Score exceeds minimum required of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Both borrower's mortgages have 0 X 30 Payment histories | Complete |
| &nbsp;&nbsp;&nbsp;1027 | XXXXXX | XXXXXX IL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification of<br>some or all<br>components of<br>non-subject<br>PITI | No | Missing<br>verification<br>of HOI for<br>XXXXXX. | 5/6/2026:<br>Received<br>current HOI<br>for REO. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $225,750 exceeds LP requirement of $50,228.52.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Primary Borrower has been in the same line of work for 5 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 755 Credit Score exceeds minimum required of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Both borrower's mortgages have 0 X 30 Payment histories | Complete |
| &nbsp;&nbsp;&nbsp;1027 | XXXXXX | XXXXXX IL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC888 | Income<br>Amount is<br>Unsupported<br>by<br>Documentation<br>in File | No | Borrower 1<br>V VOE<br>states on<br>leave;<br>Missing<br>Employer<br>and<br>Employee<br>return to<br>work date | 5/6/2026:<br>Received<br>XXXXXX<br>VVOE, active<br>employee. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $225,750 exceeds LP requirement of $50,228.52.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Primary Borrower has been in the same line of work for 5 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 755 Credit Score exceeds minimum required of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Both borrower's mortgages have 0 X 30 Payment histories | Complete |
| &nbsp;&nbsp;&nbsp;1027 | XXXXXX | XXXXXX IL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>>2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $225,750 exceeds LP requirement of $50,228.52.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Primary Borrower has been in the same line of work for 5 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 755 Credit Score exceeds minimum required of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Both borrower's mortgages have 0 X 30 Payment histories | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1032 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC2488 | Verbal<br>verification of<br>employment<br>missing | No | Missing<br>verification<br>of existence<br>of self<br>employment<br>business<br>within 120<br>days days<br>of closing<br>for<br>XXXXXX | 5/6/2026:<br>Received<br>verification<br>business is<br>in<br>existence<br>as of<br>3/24/2026. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $121,242.72/ 48.30 months PITIA > min required of $22,738.24.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 mid score > min required of 620<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 10+ years at present job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.63% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;1032 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied D A | CRDINC3204 | Income<br>Documentation<br>Missing | No | Missing<br>verification<br>of existence<br>of self<br>employment<br>business<br>within 120<br>days days<br>of closing<br>for<br>XXXXXX | 5/6/2026:<br>Received<br>verification<br>business is<br>in<br>existence<br>as of<br>3/24/2026. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $121,242.72/ 48.30 months PITIA > min required of $22,738.24.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 mid score > min required of 620<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 10+ years at present job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.63% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;1032 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL225 | Missing Rider | No | Missing the<br>Renewal<br>and<br>Extension<br>Rider<br>attached to<br>the subject<br>Mortgage/<br>DOT. | 5/14/2026:<br>Received<br>Rider. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $121,242.72/ 48.30 months PITIA > min required of $22,738.24.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 mid score > min required of 620<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 10+ years at present job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.63% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;1032 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject Photos<br>Unacceptable | No | The<br>appraisal is<br>missing<br>photos of<br>the subject<br>property. | 5/6/2026:<br>Received<br>complete<br>copy of<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $121,242.72/ 48.30 months PITIA > min required of $22,738.24.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 mid score > min required of 620<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 10+ years at present job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.63% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;1032 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | The<br>appraisal is<br>missing the<br>signature<br>from the<br>Appraiser. | 5/6/2026:<br>Received<br>complete<br>copy of<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $121,242.72/ 48.30 months PITIA > min required of $22,738.24.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 mid score > min required of 620<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 10+ years at present job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.63% is below guideline maximum 45%. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1032 | XXXXXX | XXXXXX | TX (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | The<br>appraisal is<br>missing<br>photos of<br>the<br>comparable<br>homes<br>used in the<br>report. | 5/6/2026: Received<br>complete copy of<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $121,242.72/ 48.30 months PITIA > min required of $22,738.24.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 mid score > min required of 620<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 10+ years at present job<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.63% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A B | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation.<br>LCA score<br>not<br>provided.<br>Clayton to<br>order desk<br>review | 5/14/2026:<br>5/14/2026:<br>Received CDA. | 5/14/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have lived at their current home over 15 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $83,140.66 or 17.19 month PITI reserves. Required 37,592.66 per month<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been self employed over 21 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 760. Minimum score required 620 | Complete |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A B | Property<br>Valuations | Value | Satisfied C A B | PRVAVALU5249 | Property<br>Value Not<br>Supported | No | 5/14/2026:<br>Exception<br>added after<br>review of<br>trailing<br>docs:<br>5/14/2026:<br>Received<br>CDA not<br>supporting<br>value.<br>Clayton to<br>order next<br>level<br>review. | 5/27/2026:<br>Received a Report<br>2055 for a CDA not<br>supporting value.<br>Subject is noted as<br>a Duplex with an<br>ADU. The 2055<br>Report shows the<br>subject a SFR with<br>an ADU. The<br>subject address is<br>XXXXXX and<br>there are two units<br>on main dwelling.<br>There is an ADU<br>with XXXXXX.<br>The 2055 Report is<br>incorrect.5/28/2026:<br>Received Field<br>Review supporting<br>value. | 5/27/2026:<br>Exception<br>remains.5/28/2026:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have lived at their current home over 15 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $83,140.66 or 17.19 month PITI reserves. Required 37,592.66 per month<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been self employed over 21 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 760. Minimum score required 620 | Complete |
| &nbsp;&nbsp;&nbsp;596 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR169 | Appraisal<br>includes one<br>or more<br>issue(s) | No | Missing all<br>maps,<br>sketches,<br>Appraiser<br>license<br>cert, E&O. | 5/6/2026: Received<br>complete appraisal. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $82,922.83 or 17.41 months of P&I. Required reserves $37,143.92<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO is 760, minimum required by G/L is 760<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been self employed for 21.4 years | Complete |
| &nbsp;&nbsp;&nbsp;596 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Missing all<br>Interior<br>and<br>Exterior<br>subject<br>photos. | 5/6/2026: Received<br>complete appraisal. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $82,922.83 or 17.41 months of P&I. Required reserves $37,143.92<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO is 760, minimum required by G/L is 760<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been self employed for 21.4 years | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;596 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Missing<br>Appraiser<br>signature<br>on<br>appraisal | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $82,922.83 or 17.41 months of P&I. Required reserves $37,143.92<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO is 760, minimum required by G/L is 760<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been self employed for 21.4 years | Complete |
| &nbsp;&nbsp;&nbsp;596 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Missing<br>all comp<br>photos. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $82,922.83 or 17.41 months of P&I. Required reserves $37,143.92<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO is 760, minimum required by G/L is 760<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been self employed for 21.4 years | Complete |
| &nbsp;&nbsp;&nbsp;596 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>Score not<br>provided.<br>Clayton<br>to order<br>desk<br>review | 5/21/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $82,922.83 or 17.41 months of P&I. Required reserves $37,143.92<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO is 760, minimum required by G/L is 760<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been self employed for 21.4 years | Complete |
| &nbsp;&nbsp;&nbsp;1082 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR169 | Appraisal<br>includes one<br>or more<br>issue(s) | No | Missing<br>Aerial &<br>Flood<br>map,<br>Location<br>Map,<br>Appraiser<br>license,<br>Rental<br>MLS<br>Photos. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 11.67yrs tenure with current employer<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 73.03% LTV below maximum allowed guideline of 85%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $22,582.77 exceed guideline requirement of $18,054.06 | Complete |
| &nbsp;&nbsp;&nbsp;1082 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Missing<br>all<br>appraisal<br>photos of<br>the<br>subject<br>property | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 11.67yrs tenure with current employer<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 73.03% LTV below maximum allowed guideline of 85%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $22,582.77 exceed guideline requirement of $18,054.06 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1082 | XXXXXX | XXXXXX | VA | (No Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Missing all<br>appraisal<br>photos of<br>the<br>comparable<br>sales<br>properties | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 11.67yrs tenure with current employer<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 73.03% LTV below maximum allowed guideline of 85%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $22,582.77 exceed guideline requirement of $18,054.06 | Complete |
| &nbsp;&nbsp;&nbsp;140 | XXXXXX | XXXXXX | TX | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | (No Data) | Complete |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | XXXXXX | NC | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 110 points above guideline minimum of 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 11 years & 10 months at current job<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has post close assets of $110,212.29. Required reserves are $12,264.39. | Complete |
| &nbsp;&nbsp;&nbsp;1009 | XXXXXX | XXXXXX | TX | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 795 Credit score exceeds guidelines of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $125,097.19 or 53.63 months PITI.Required reserves $18,914.54.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 86 months with 0x30 mortgage payment history exceeds guideline required 12 months. | Complete |
| &nbsp;&nbsp;&nbsp;961 | XXXXXX | XXXXXX | FL | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing Assets: $10,835.94 reserves required $5,660.00<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 690 rep score, Minimum required 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 40% DTI-maximum 50% | Complete |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | XXXXXX | VA | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A C | Credit | Insurance | Satisfied C A | CRDINSR289 | Insufficient<br>Hazard<br>Insurance<br>Coverage | No | Missing<br>Hazard<br>insurance<br>with<br>coverage of<br>at least<br>$XXXXXX.<br>Policy<br>provided<br>shows<br>$XXXXXX | 5/14/2026:<br>Received<br>RCE,<br>$XXXXXX<br>rebuild<br>cost. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 794. Minimum required 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrower has lived at their current residence over 19 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $389,809.21 or 65.61 months PITI reserves. Required $201,895.50<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been in the same profession for 20 years | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 794. Minimum required 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrower has lived at their current residence over 19 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $389,809.21 or 65.61 months PITI reserves. Required $201,895.50<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been in the same profession for 20 years | Complete |
| &nbsp;&nbsp;&nbsp;1014 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5.<br>Clayton to<br>order<br>deskreview. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 788 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has 48.10 reserves or $126897.78 PITI post assets reserves only 11.93 months required and 30930.12 PITI<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 0x30 for 54 months. | Complete |
| &nbsp;&nbsp;&nbsp;785 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation:<br>LCA score<br>no present.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 19+ years at current job<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any derogatory mortgage related occurrences during past two years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 718 FICO exceeds guideline minimum 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $141799.18 verified cash reserves exceed guidelines required $10,782.84<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 31.61% DTI below guideline maximum 45%<br> CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Bonus and Other income received and not used for qualifying<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: 63+ months of positive mortgage payment history with 0x30 lates<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have resided at current residence for 5 years.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 62.57% LTV below guideline maximum 85% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves of $563,640.02 exceed guideline requirement of $28,191.02<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 6.58yrs experience with current employer<br> CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Additional documented co-borrower base income not used in qualifying in amount of $1141.03 per month.paystub income $14,833.35, lender income $13,692.32<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 29.85%/Lender DTI 27.469% below maximum allowed guidelines of 45% | Complete |
| &nbsp;&nbsp;&nbsp;1098 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $101,868.48 or 22.85 PITIA<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 781 is 161 points above program requirement of 620.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 73.46%; guideline allows 80%. | Complete |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 788. Minimum score required 620<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been in the same profession for 15 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $74,060.98 or 41.66 months PITI reserves. Required reserves $13,532.39 | Complete |
| &nbsp;&nbsp;&nbsp;171 | XXXXXX | XXXXXX | DE | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO | 5/19/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/19/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 26 years.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 1X30, 0X60, 0X90, in #215 months,<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 711 / 705 exceeds minimum of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have resided at current residence for 20 years.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer > #6 years | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;171 | XXXXXX | XXXXXX | DE | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order<br>BPO. | 5/19/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/19/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 26 years.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 1X30, 0X60, 0X90, in #215 months,<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 711 / 705 exceeds minimum of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have resided at current residence for 20 years.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer > #6 years | Complete |
| &nbsp;&nbsp;&nbsp;426 | XXXXXX | XXXXXX | IL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years at primary residence<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower`s DTI 49.95% is below guideline maximum 50%<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 20 years<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 80%; guidelines allow 85% | Complete |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>Affiliate<br>Business<br>Disclosure. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Both Mortgages have 0 X 30 Payment history<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 21.19% is below maximum allowed of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 780 Credit score exceeds minimum required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower have been at current residence for 25 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $18,258.04 exceeds DU requirement of $6,899.57.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: CO-Borrower has been at current employer for 21 years | Complete |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Both Mortgages have 0 X 30 Payment history<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 21.19% is below maximum allowed of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 780 Credit score exceeds minimum required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower have been at current residence for 25 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $18,258.04 exceeds DU requirement of $6,899.57.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: CO-Borrower has been at current employer for 21 years | Complete |
| &nbsp;&nbsp;&nbsp;220 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #33 months, Credit ratio 21.44%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 757 / 787 exceeds minimum of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $74,991.42Required Reserves are $15,032.28 | Complete |
| &nbsp;&nbsp;&nbsp;164 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>3.0 score.<br>Clayton to<br>order Desk<br>Review. | 5/15/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 809 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.45%<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 74.32%; guidelines allow 85% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 15 years in the same profession<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has owned the primary residence 5.75 years<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0x30x57 mortgage payment history | Complete |
| &nbsp;&nbsp;&nbsp;746 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has satisfactory 47 month mortgage payment history<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 620, borrower's credit score is 773 | Complete |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>.BPO | 5/14/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 809 fico score exceeds guidelines 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 31 % dti max dti 45 | Complete |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO. | 5/14/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 809 fico score exceeds guidelines 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 31 % dti max dti 45 | Complete |
| &nbsp;&nbsp;&nbsp;197 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 777 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $44,263.78 or 6.58 months PITI for all REO > min required of $27,332.38.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 219 months.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 5.00%<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have 117 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;474 | XXXXXX | XXXXXX | MD | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 16 years at primary residence<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 12+ years at present job<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 24 months. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;437 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 4.45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 773 mid score > min required of 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 14+ year at current employer | Complete |
| &nbsp;&nbsp;&nbsp;199 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is<br>not available.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% is below 90% guidelines maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $437,002.12 exceed $0 required.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 794 exceeds 620 minimum. | Complete |
| &nbsp;&nbsp;&nbsp;419 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>CU score is n/<br>a. Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $34,958.34 or 16.97 months of PITI.Required Reserves are $12,631.52.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 795 exceeds the min requirement of 620.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower 1 has been at current job for 21 years. | Complete |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>verified ATR<br>Exempt. Once<br>fees are<br>updated and<br>QM is met,<br>loan must be<br>Safe Harbor<br>or Rebuttable<br>Presumption<br>OR lender<br>must provide<br>verification<br>loan is<br>Business<br>Purpose use<br>only. | 5/28/2026:<br>Received<br>Business<br>Purpose<br>Affidavit. | 5/28/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has an excellent credit payment history with 99 months reviewed reporting 0 late payments.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 781 FICO score. Minimum required 620. | Complete |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2904 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; is not a<br>Qualified<br>Mortgage. | No | Lender status<br>Safe Harbor<br>but Clayton<br>status<br>Rebuttable<br>Presumption<br>due to<br>violation of<br>Higher Priced<br>Threshold<br>with Test<br>APR of<br>6.492,<br>Benchmark<br>Rate 6.170<br>Benchmark/<br>APR<br>Variance<br>0.322 and<br>Rate Spread<br>Trigger<br>1.50%. | 5/28/2026:<br>Received<br>Business<br>Purpose<br>Affidavit. | 5/28/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has an excellent credit payment history with 99 months reviewed reporting 0 late payments.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 781 FICO score. Minimum required 620. | Complete |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3670 | TRID - Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | $562 Zero<br>Percent<br>Tolerance<br>Violation due<br>to increase in<br>Loan points<br>from $14063<br>to $14625 on<br>Final CD<br>without a<br>valid Change<br>in<br>Circumstance.<br>Requires CIC,<br>or corrected<br>PCCD, copy<br>of refund<br>check, LOX<br>and<br>verification of<br>shipping. | 05.15.2026<br>- Client<br>provided<br>Disclosure<br>Tracking<br>document<br>along with<br>final CD<br>verifying<br>the fee<br>increase<br>was valid | 05.15.2026<br>-<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has an excellent credit payment history with 99 months reviewed reporting 0 late payments.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 781 FICO score. Minimum required 620. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score 3.2.<br>Clayton to<br>order Desk<br>Review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has an excellent credit payment history with 99 months reviewed reporting 0 late payments.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 781 FICO score. Minimum required 620. | Complete |
| &nbsp;&nbsp;&nbsp;603 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 767 mid score > min required of 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 33.83% is below guideline maximum 45%.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 10+ years at present job | Complete |
| &nbsp;&nbsp;&nbsp;716 | XXXXXX | XXXXXX | MO (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Assets | Satisfied D A | CRDAST2354 | Asset<br>Verification<br>In File is<br>Incomplete<br>Per<br>Requirements | No | Borrower<br>Letter of<br>Explanation<br>regarding large<br>deposits into<br>XXXXXX<br>referencing<br>deposits on<br>1/5/2026<br>$105,000;<br>1/29/2026<br>$300,000; and<br>2/6/2026<br>$45,000 is not<br>signed and<br>dated. | 5/14/2026:<br>Received<br>docs for<br>$300K and<br>$105K<br>deposits.<br>$45K can<br>be<br>deducted<br>from<br>assets. Not<br>needed. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 25+ years at present job<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: B2 has 26 years at primary residence<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 156 months mortgage payment history 0x30<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 300 months<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $155,154.41 / 72.98 months PITIA > min required of $16,535.42<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 39.28% is below guideline maximum 45%<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 300 months | Complete |
| &nbsp;&nbsp;&nbsp;716 | XXXXXX | XXXXXX | MO (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or all<br>components<br>of non-<br>subject PITI | No | Co-Borrower<br>provided a<br>LOX dated<br>2/5/2026<br>addressing a<br>credit inquiry<br>from<br>XXXXXX on<br>2/5/2026<br>indicating<br>applied as a<br>cosigner for<br>Mother's<br>HELOC/<br>processing has<br>just begun,<br>loan has not<br>been approved.<br>The loan file<br>contains<br>aXXXXXX<br>Open-End<br>Equity Credit<br>Agreement &<br>TIL Disclosure<br>signed on<br>XXXXXX<br>indicating the<br>HELOC was<br>opened prior to<br>subject<br>transaction<br>(Note date<br>3/23/26). The<br>Co-Borrower's<br>final 1003<br>reflects a<br>XXXXXX<br>installment<br>account for<br>$400/month.<br>The account<br>number of<br>XXXXXX<br>flisted on the<br>1003 matches<br>the XXXXXX<br>account<br>number on the<br>XXXXXX<br>Open-End<br>Equity Credit<br>Agreement &<br>TIL<br>Disclosure.<br>The loan file<br>does not<br>contain a final<br>HUD<br>statement<br>identifying the<br>initial<br>disbursement<br>amount to the<br>Borrowers;<br>therefore, the<br>$400/monthly<br>payment isn't<br>substantiated<br>with<br>supporting<br>documentation.<br>As well, the<br>1003 should<br>have reflected<br>this HELOC as<br>a mortgage<br>account. | 5/19/2026:<br>Received<br>HELOC<br>Agreement<br>showing<br>mother<br>and B2 as<br>borrowers<br>with<br>$400/mo<br>payment<br>secured to<br>XXXXXX<br>REO. | 5/19/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 25+ years at present job<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: B2 has 26 years at primary residence<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 156 months mortgage payment history 0x30<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 300 months<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $155,154.41 / 72.98 months PITIA > min required of $16,535.42<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 39.28% is below guideline maximum 45%<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 300 months | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;716 | XXXXXX | XXXXXX | MO (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Title | Satisfied C A | CRDTIL875 | Title Does<br>Not Agree<br>With<br>Mortgage | No | Commitment<br>for Title<br>Insurance in<br>file dated<br>XXXXXX<br>reflects<br>vesting as<br>XXXXXX<br>with subject<br>transaction<br>Deed of<br>Trust<br>reflecting<br>vesting as<br>XXXXXX,<br>Tenancy in<br>Common. | 5/28/2026:<br>Received<br>Final Title<br>showing<br>updated<br>vesting. | 5/28/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 25+ years at present job<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: B2 has 26 years at primary residence<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower has 156 months mortgage payment history 0x30<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 300 months<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $155,154.41 / 72.98 months PITIA > min required of $16,535.42<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 39.28% is below guideline maximum 45%<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 300 months | Complete |
| &nbsp;&nbsp;&nbsp;717 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Photos of the<br>Subject<br>Property are<br>not visible<br>on the PDF<br>found in the<br>loan file,<br>provide a<br>copy of the<br>PDF file that<br>includes<br>legible<br>photos. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower(s) have minimal usage of available revolving credit of 6.81%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 756 mid score is > minimum required score of 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 37.88% and is < maximum allowed of 45%<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower(s) have 54 months mortgage payment history of 0/30<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified funds $192,471.40.Cash to close $153,522.16 Required reserves $17,762.26, excess reserves $38,949.24. | Complete |
| &nbsp;&nbsp;&nbsp;717 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Photos of the<br>Comparables<br>are not<br>visible on<br>the PDF<br>found in the<br>loan file,<br>provide a<br>copy of the<br>PDF file that<br>includes<br>legible<br>photos. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower(s) have minimal usage of available revolving credit of 6.81%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 756 mid score is > minimum required score of 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 37.88% and is < maximum allowed of 45%<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower(s) have 54 months mortgage payment history of 0/30<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified funds $192,471.40.Cash to close $153,522.16 Required reserves $17,762.26, excess reserves $38,949.24. | Complete |
| &nbsp;&nbsp;&nbsp;717 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower(s) have minimal usage of available revolving credit of 6.81%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 756 mid score is > minimum required score of 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI is 37.88% and is < maximum allowed of 45%<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower(s) have 54 months mortgage payment history of 0/30<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified funds $192,471.40.Cash to close $153,522.16 Required reserves $17,762.26, excess reserves $38,949.24. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;594 | XXXXXX | XXXXXX | ID (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.98%<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 22.732% is below guideline maximum 50%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower score is 791. Minimum score per program is 620. | Complete |
| &nbsp;&nbsp;&nbsp;550 | XXXXXX | XXXXXX | CA (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Credit/<br>Mtg<br>History | Satisfied C A | CRDCRMH1805 | Debts/<br>obligations<br>not<br>disclosed/<br>accounted<br>for at<br>origination | No | Missing<br>evidence<br>of hazard<br>insurance<br>payment<br>for REO<br>located at<br>XXXXXX. | 5/21/2026:<br>Received<br>XXXXXX<br>letter<br>showing<br>forced-<br>placed<br>H06 for<br>$563.47<br>annual. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 72.22% guidelines allow 85%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 728 mid score > min required of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrowers have54 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;1057 | XXXXXX | XXXXXX | DE (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI of 19% is below guideline max of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified credit Score 780 exceeds guideline min of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified reserves calculated at $78985.52 exceeds AUS requirement of $25291.44 | Complete |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 32 Years at Current Residence<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $159,759.65 or 77.61 months of PITIAReserves Required per AUS = $12,351.44<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 40 Years in Current Profession | Complete |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order BPO. | 5/15/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 32 Years at Current Residence<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $159,759.65 or 77.61 months of PITIAReserves Required per AUS = $12,351.44<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 40 Years in Current Profession | Complete |
| &nbsp;&nbsp;&nbsp;1026 | XXXXXX | XXXXXX | MN (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned no<br>score.<br>Clayton to<br>order Desk<br>Review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #201 months, Credit ratio 34.29%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 789 exceeds minimum of 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower with current employer > 10 years | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | XXXXXX | OH | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3640 | TRID - CD:<br>Zero<br>tolerance fee<br>or fees<br>increased at<br>or prior to<br>closing<br>without a<br>valid reason<br>or the revised<br>LE/CD was<br>not timely<br>disclosed;<br>insufficient<br>credit or<br>refund<br>provided | No | Need<br>evidence of<br>change of<br>circumstance<br>letter or a<br>copy of a<br>refundable<br>check in the<br>amount of<br>$204.69 for<br>zero tolerance<br>fees.Credit<br>report<br>increased $1<br>from $200 to<br>$201 on the<br>CD dated<br>XXXXXX<br>Title Lenders<br>Insurance<br>increased<br>$45.69 from<br>$1088 to<br>$1133.69 on<br>the CD dated<br>XXXXXX<br>Title<br>Mechanics<br>Lien<br>Endorsement<br>fee increased<br>$150 from $0<br>to $150 on the<br>CD dated<br>XXXXXX<br>Title E-<br>Recording fee<br>increased<br>$9.50 from $0<br>to $9.50 on<br>the CD dated<br>XXXXXX<br>The title fees<br>were paid to<br>Win Title<br>Agency, an<br>Affiliate, and<br>were tested at<br>a 0%<br>tolerance.<br>Total<br>tolerance<br>amount is<br>$206.19. A<br>$1.50<br>tolerance cure<br>was provided<br>on the Final<br>CD.<br>Tolerance in<br>the amount of<br>$204.69<br>remains. | 05.18.2026<br>-Cure<br>provided<br>via refund. | 05.18.2026<br>-Exception<br>satisfied | Numeric | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current Employer for 15 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $637,210.69 exceeds DU requirement of $55,645.08<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 38.23% is below maximum allowed of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 770 Credit score exceeds minimum required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | XXXXXX | OH | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>>2.5. Clayton<br>to order desk<br>review | 5/14/2026:<br>Received<br>CDA not<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current Employer for 15 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $637,210.69 exceeds DU requirement of $55,645.08<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 38.23% is below maximum allowed of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 770 Credit score exceeds minimum required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | XXXXXX | OH | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Value | Satisfied C A B | PRVAVALU5249 | Property<br>Value Not<br>Supported | No | 5/14/2026:<br>Exception<br>added after<br>review of<br>trailing docs:<br>5/14/2026:<br>Received<br>CDA not<br>supporting<br>value. Clayton<br>to order next<br>level review. | 6/1/2026:<br>Received<br>Field<br>Review<br>supporting<br>value. | 6/1/2026:<br>Exception<br>satisfied. | Not<br>Applicable | (No Data) | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current Employer for 15 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $637,210.69 exceeds DU requirement of $55,645.08<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 38.23% is below maximum allowed of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 770 Credit score exceeds minimum required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;588 | XXXXXX | XXXXXX | KS | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>verified ATR<br>Exempt.<br>Clayton<br>verified Safe<br>Harbor.<br>Lender to<br>update QM<br>determination<br>or verify<br>business<br>purpose use. | 5/26/2026:<br>Received<br>Affidavit<br>from<br>Borrower,<br>Business<br>purpose. | 5/26/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $47,134.72 or 27 months reserves, required reserves $10,458.54 or 6 months reserves<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 774 mid score > min required of 620<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving lines @4.56% | Complete |
| &nbsp;&nbsp;&nbsp;588 | XXXXXX | XXXXXX | KS | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3626 | TRID — CD:<br>Loan<br>consummated<br>before end of<br>waiting<br>period | No | Need proof<br>initial CD was<br>received by<br>borrower 3<br>days before<br>consummation<br>date of<br>XXXXXX | 05.21.2026<br>— ICD<br>tracking<br>received | 05.21.2026<br>-Exception<br>satisfied | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $47,134.72 or 27 months reserves, required reserves $10,458.54 or 6 months reserves<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 774 mid score > min required of 620<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving lines @4.56% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;588 | XXXXXX | XXXXXX | KS | (No<br>Data) | ATR/<br>QM:<br>Exempt D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA/CU<br>— no<br>value<br>reporting.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $47,134.72 or 27 months reserves, required reserves $10,458.54 or 6 months reserves<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 774 mid score > min required of 620<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving lines @4.56% | Complete |
| &nbsp;&nbsp;&nbsp;213 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Has 15 years at current profession.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good history on credit report.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Score 769 exceeds min 620 | Complete |
| &nbsp;&nbsp;&nbsp;201 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves $429,318.48 exceed required reserves $14,535.72.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have 17 years 6 months at current residence.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: B1 has 20 years 4 months in same line of work. B2 has 27 years 4 months in same line of work.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history reports 50 mos. 0x30 and 66 mos. 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $265,951.77 or 47.45 months PITI , No reserves required per AUS.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession for the co-borrower, 37 years.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time in profession, 11 years.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 75% LTV below guideline requirements of 90% per program. | Complete |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | UCDP-<br>SSR in<br>file<br>returned<br>no LCA<br>Score to<br>support<br>appraised<br>value.<br>Clayton to<br>order desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets: $432,598.42Required Reserves: $17,789.86<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 12 years and 10 months<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 723 is 103 points above program guideline minimum of 620. | Complete |
| &nbsp;&nbsp;&nbsp;819 | XXXXXX | XXXXXX | NE | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 819 fico score exceeds guidelines 620<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 32% DTI below max dti 45%<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have resided at current residence for 7 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 14 years. | Complete |
| &nbsp;&nbsp;&nbsp;203 | XXXXXX | XXXXXX | OK | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 18.59% is below Guidelines 45% maximum.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 787 exceeds minimum required of 620.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 27 years at current job. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;276 | XXXXXX | XXXXXX | IL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA score<br>not<br>established.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves $168,854.89 exceed required reserves $35,708.30.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrower has low use of consumer credit. Credit line usage 4.72%.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage history reports 51 mos. 0x30, 8 mos. 0x30, 15 mos. 0x30 and 54 mos. 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;1025 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA score of<br>3 is above the<br>acceptable<br>>2.5. Clayton<br>to order desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 783 Guidelines allow 620<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 20 Years at Current Residence<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 24 Years in Current Profession | Complete |
| &nbsp;&nbsp;&nbsp;105 | XXXXXX | XXXXXX | NV | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Terms/<br>Guidelines | Satisfied C A | CRDTER3122 | Loan<br>documents<br>do not meet<br>guideline<br>requirements | No | Per Final CD<br>page 3 of<br>final CD,<br>America First<br>CU is to be<br>PIF and<br>subordinated.<br>The 1008 and<br>LP Findings<br>do not<br>include an<br>HCLTV for<br>the<br>subordinate<br>lien. There is<br>a<br>Subordination<br>Agreement<br>on page 502<br>of the PDF<br>signed and<br>notarized.<br>Provide<br>updated docs<br>with<br>subordinate<br>lien approved<br>or proof 2nd<br>lien is closed. | 5/21/2026:<br>Received<br>updated<br>AUS and<br>credit supp<br>for open<br>2nd lien $0<br>balance.<br>Still App/<br>Eli. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Score of 791 exceeds min 620.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 5.2 years at current primary.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 15 years at current job. | Complete |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL225 | Missing<br>Rider | No | The 1-4<br>Family Rider<br>is missing. | 5/4/2026:<br>Received<br>Family<br>Rider. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower 2 has been in her profession for almost 20 years.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrowers LTV of 72.10% is less than the max allowed of 85%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrowers credit score of 770 exceeds the min requirement of 620. | Complete |
| &nbsp;&nbsp;&nbsp;251 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject PITI | No | Missing LOX<br>confirm no<br>non subject<br>properties are<br>subject to<br>HOA dues.<br>Property<br>reports<br>provided do<br>not confirm.<br>XXXXXX<br>pulls up as<br>vacant land<br>on zillow and<br>realtor.com. | 5/8/2026:<br>Received<br>verification,<br>no HOA. | 5/8/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 34.96% is below guideline maximum 45%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $610,564.68 or 235.87 months PITIA. Required reserves per DU approval $104,749.93.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have104 months mortgage payment history 0x30.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: 24 years at present job. | Complete |
| &nbsp;&nbsp;&nbsp;447 | XXXXXX | XXXXXX | MD | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 36.244% is below max 50%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 796 exceeds min of 620.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 7.2 years at primary residence | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1028 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 11.92 years in the same profession<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have owned the primary residence 7.83 years<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $27,474.30 or 12.03 months of PITI.$13,708.26 required reserves. | Complete |
| &nbsp;&nbsp;&nbsp;1067 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Active A B | CRDDTI106 | Debt<br>Ratio<br>Exception<br>>5% and<br><10% | No | Lender<br>approved at<br>38.95%.<br>Clayton<br>calculated<br>income for<br>B1<br>$15,666.68.<br>Primary<br>$5,095.00<br>+ other<br>debt $1,517<br>+ Subject<br>Net rental<br>Loss<br>$577.75 =<br>$7,189.75<br>resulting in<br>DTI of<br>45.89%.<br>Difference<br>is due to<br>primary<br>residence<br>PITI of<br>$5,095,<br>lender used<br>$3,807.00. | (No Data) | 0428/2026;<br>Exception<br>cancelled,<br>added in<br>error. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 787 is 167 points above program minimum requirements of 620.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 69 months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $35,302.34 or 13.59 months PITI, Required PITI Reserves per AUS are $15,588.96. | Complete |
| &nbsp;&nbsp;&nbsp;1067 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Terms/<br>Guidelines | Active D | CRDTER2548 | Missing<br>AUS or<br>AUS<br>errors<br>present | Yes | Lender<br>approved at<br>38.95%.<br>Clayton<br>calculated<br>income for<br>B1<br>$15,666.68.<br>Primary<br>$5,095.00<br>+ other<br>debt $1,517<br>+ Subject<br>Net rental<br>Loss<br>$577.75 =<br>$7,189.75<br>resulting in<br>DTI of<br>45.89%.<br>Difference<br>is due to<br>primary<br>residence<br>PITI of<br>$5,095,<br>lender used<br>$3,807.00 | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 787 is 167 points above program minimum requirements of 620.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 69 months with 0x30 Mortgage payment history exceeds guidelines of 12 months.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $35,302.34 or 13.59 months PITI, Required PITI Reserves per AUS are $15,588.96. | Complete |
| &nbsp;&nbsp;&nbsp;295 | XXXXXX | XXXXXX | DC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 811 mid score > min required of 620<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 64.63%; guidelines allow 75%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $442,035.15 > required $18,487.56. | Complete |
| &nbsp;&nbsp;&nbsp;1048 | XXXXXX | XXXXXX | KY | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No CU<br>score.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Credit line usage 1.95%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 758 mid score > min required of 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets $8,846.82 or 6.8 months PITIA reserves. Minimum required reserves $0.00.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 80%. | Complete |
| &nbsp;&nbsp;&nbsp;837 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA (or<br>CU) score<br>is n/a.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets $162,837.35 or 87.61 months PITI meeting DU Reserve requirement of $59,916.30.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified FICO 775 score. Minimum required 620.<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x51 months positive mortgage payment history. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;569 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Appraisal<br>Unit 1 is<br>identified<br>as a 2<br>bedroom.<br>Unit 1<br>bedroom<br>photos<br>contain<br>only 1<br>bedroom<br>photo.<br>Appraisal<br>is missing<br>a second<br>bedroom<br>photo. | 5/26/2026:<br>Received<br>corrected<br>appraisal. | 5/26/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 45.03% is below guideline maximum 50%.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 254 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $167,424.58 / 59.72 months PITIA > min required of $68,187.81<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 775 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3.26%<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 69.60%; guidelines allow 75% | Complete |
| &nbsp;&nbsp;&nbsp;569 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/<br>CU score<br>due to<br>property<br>type.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 45.03% is below guideline maximum 50%.<br>CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 254 months<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $167,424.58 / 59.72 months PITIA > min required of $68,187.81<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 775 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3.26%<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 69.60%; guidelines allow 75% | Complete |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score is 777. The Minimum Score Requirement is 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $197,521 or 50.88 months of PITI. Reserves are not required on this Loan. | Complete |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order<br>BPO. | 5/21/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score is 777. The Minimum Score Requirement is 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $197,521 or 50.88 months of PITI. Reserves are not required on this Loan. | Complete |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order<br>BPO. | 5/21/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score is 777. The Minimum Score Requirement is 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $197,521 or 50.88 months of PITI. Reserves are not required on this Loan. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;217 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score<br>>2.5.<br>Clayton<br>to order<br>Desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 39.33% is below maximum allowed of 45%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 768 Credit score exceeds minimum required of 620<br>CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Both Mortgages have Payment history of 0 X 30 over 26+ months<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 60.58% is below maximum allowed | Complete |
| &nbsp;&nbsp;&nbsp;343 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 683 exceeds the guideline program minimum of 620.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided at current residence for 5 years.<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 38 Years in Current Profession<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $120,919.37 or 37.26 months of PITIA. Reserves Required per AUS = $19,469.28 | Complete |
| &nbsp;&nbsp;&nbsp;425 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>verified<br>ATR<br>Exempt.<br>Clayton<br>verified<br>Safe<br>Harbor.<br>Lender<br>to<br>update<br>QM<br>status or<br>verify<br>loan is<br>business<br>purpose. | 6/3/2026:<br>Received<br>Safe<br>Harbor<br>status. | 6/3/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $30,751.11 / 22.82 months PITIA > min required of $2,695.08.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 90%.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 6.32%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 802 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;425 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $30,751.11 / 22.82 months PITIA > min required of $2,695.08.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 90%.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 6.32%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 802 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;1060 | XXXXXX | XXXXXX | MD | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 793 Guidelines allow 620<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 17 Years at Current Residence<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $930,476.39 or 355.39 months of PITIAReserves Required per AUS = $20,988.96 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Initial<br>Securitization<br>Compliance<br>Loan Grade** | **Final<br>Securitization<br>Compliance<br>Loan Grade** | **Initial S&P<br>Compliance<br>Loan<br>Grade** | **Final S&P<br>Compliance<br>Loan<br>Grade** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | XXXXXX | TN | (No Data) | ATR/QM:<br>Exempt C A | A | A C | A | A | Property<br>Valuations | FEMA | Satisfied C A | PRVAFEMA858 | Natural<br>Disaster Area,<br>no subsequent<br>inspection<br>(Individual &<br>Public) | No | FEMA<br>Declaration<br>date<br>XXXXXX<br>and Appraisal<br>completed<br>XXXXXX.<br>PDI to be<br>ordered by<br>Clayton to<br>verify no<br>damage. | 6/2/2026:<br>Received<br>PDI dated<br>4/30/2026,<br>no<br>damage, | 6/2/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 784 fico score exceeds guidelines 620<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $173811.02 or 86.78 months of P&I | Complete |
| &nbsp;&nbsp;&nbsp;308 | XXXXXX | XXXXXX | UT | (No Data) | ATR/QM:<br>Exempt A | A | A | A | A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 15 years 3 months at current job.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO of 800 is 180 points above the 620 required.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Reserves of $117,395.90 is $99,452.36 greater than the $17,943.54 reserves required. | Complete |
| &nbsp;&nbsp;&nbsp;309 | XXXXXX | XXXXXX | CA | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) C A | C | A C | C | A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C A | CMPTRID3670 | TRID — Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | $1301.93<br>Zero Percent<br>Tolerance<br>Violation due<br>to increase in<br>Broker fees<br>from $12038<br>to $12823.29<br>and Decrease<br>in lender<br>credits from<br>$6062 to<br>$5545.36 at<br>or prior to<br>closing<br>without a<br>valid Change<br>in<br>Circumstance.<br>Requires CIC,<br>or corrected<br>PCCD, copy<br>of refund<br>check, LOX<br>and<br>verification of<br>shipping. | 05.19.2026<br>-COC<br>provided | 05.19.2026<br>-Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 23 Years in Current Profession<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $28,056.51 or 6.36 months of PITIAReserves Required per AUS = $26,475.02<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 713 Guidelines allow 620 | Complete |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | XXXXXX | CA | (No Data) | ATR/QM:<br>Exempt D A | A | A D | A | A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score not<br>provided.<br>UAD not<br>preformed.<br>Clayton to<br>order desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $103640.36 verified cash reserves exceed guideline requirement $48332.40<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 780 FICO exceeds guideline minimum 620<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 6.73%<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 41.75% DTI below guideline maximum 45%<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 7 years at current residence with no housing expense | Complete |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | XXXXXX | NV | (No Data) | ATR/QM:<br>Exempt A | N/A | N/A | N/A | N/A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 804 qual score; min 620.<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 55mo. 0x30 mortgage payment history; 0x30x12 required. | Complete |
| &nbsp;&nbsp;&nbsp;1049 | XXXXXX | XXXXXX | VA | (No Data) | ATR/QM:<br>Exempt D C A | A | A D C | A | A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO | 5/29/2026:<br>Received<br>BPO | 5/29/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min credit score required 620. File credit score 813.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years and 0 months in current residence. | Complete |
| &nbsp;&nbsp;&nbsp;1049 | XXXXXX | XXXXXX | VA | (No Data) | ATR/QM:<br>Exempt D C A | A | A D C | A | A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5/29/2026:<br>Received<br>BPO | 5/29/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min credit score required 620. File credit score 813.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years and 0 months in current residence. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1049 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Value | Active C | PRVAVALU5249 | Property<br>Value<br>Not<br>Supported | Yes | 5/29/2026:<br>Exception<br>added after<br>review of<br>trailing<br>docs:<br>Received<br>BPO not<br>supporting<br>value.<br>Clayton to<br>order next<br>level<br>review. | (No Data) | (No Data) | Not<br>Applicable | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min credit score required 620. File credit score 813.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years and 0 months in current residence. | Complete |
| &nbsp;&nbsp;&nbsp;820 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | (No Data) | Complete |
| &nbsp;&nbsp;&nbsp;737 | XXXXXX | XXXXXX | NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is<br>unavailable.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 702 exceeds guidelines 620 minimum.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 55.76% is below guidelines 70% maximum.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $150,337.33 exceed $46,365 required | Complete |
| &nbsp;&nbsp;&nbsp;1023 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 6 years at current job<br>CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Another income and bonus income not used to qualify<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 797 fico score exceeds guidelines 620 | Complete |
| &nbsp;&nbsp;&nbsp;1100 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 90%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 774 is 154 points above minimum program requirement of 620.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $76,093.16/41.23 PITIA which is > guideline minimum.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.56% is below the guideline maximum of 50%.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 296 months. | Complete |
| &nbsp;&nbsp;&nbsp;882 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been with the same employer for five years<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 798 is 178 points above program minimum requirement of 620.<br>CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: The borrower has been at the same residence for seven years | Complete |
| &nbsp;&nbsp;&nbsp;981 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 36.20% is below Guidelines 45%.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 14 years at current employer<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 790 mid score > min required of 620 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;896 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation<br>CU<br>score is<br>> 2.5,<br>and<br>Updated<br>valuation<br>is<br>required. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Primary has maintained successful employment in the Oil industry for 40 years.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower's have an excellent mortgage payment history with 99 months reviewed reporting 0 late payments. | Complete |
| &nbsp;&nbsp;&nbsp;511 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 26 years and 1 month<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80.00% LTV below guideline requirements of 85.00% per program.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence; 23 years and 6 months<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 784 is 164 points above program guideline minimum of 620. | Complete |
| &nbsp;&nbsp;&nbsp;832 | XXXXXX | XXXXXX | VA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 18.26% is below maximum allowed 50%<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 80% is below the maximum allowed 90%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 802 exceeds guidelines. | Complete |
| &nbsp;&nbsp;&nbsp;1114 | XXXXXX | XXXXXX | MD | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 812 exceeds minimum required of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 20 years with current employer.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of 75,377.72 exceed required of $19,385.94. | Complete |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 10.5yrs tenure with current self-employed business<br> CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Additional documented $39,932.11 per month income not used in qualifying. Compensating factor only.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 70% LTV below maximum allowed 85% LTV<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 49 consecutive months current mortgage history exceeds 24 month guideine | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;411 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has over 71 months PITI in reserves post close<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: credit score of 785 exceeds 640 program minimum<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower appears to be career XXXXXX, with over 12 years with the employer | Complete |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 10 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $56,331.36 or 32.54 months PITI. Required reserves per AUS are $9,784.14<br> CFCFS1750: High potential for increased earnings<br> - Clayton Comments: Borrower's position as XXXXXX at well know firm warrants upward future earnings.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrowers have resided at current residence for 5 years.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrower does not overly utilize credit. Only 2 accounts included in credit usage.<br> CFCFS2860: Good credit history<br> - Clayton Comments: No derogatories reflected on credit report. | Complete |
| &nbsp;&nbsp;&nbsp;1095 | XXXXXX | XXXXXX | GA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have lived at current primary residence for 10 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrowers credit score of 732 exceeds the min requirement of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Borrower LTV of 75% is less than the max allowed of 90%. | Complete |
| &nbsp;&nbsp;&nbsp;1036 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to<br>orderBPO | 5/15/2026:P BPO<br>received has the<br>incorrect subject<br>address photo for<br>house XXXXXX.<br>Subject is<br>XXXXXX.6/3/2026:<br>BPO received<br>supports appraised<br>value with correct<br>photos. | 5/15/2026:<br>Exception<br>remains.6/3/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 30 years at residence<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 38 years at current job<br> CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Bonus income not used to qualify | Complete |
| &nbsp;&nbsp;&nbsp;1036 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO. | 5/15/2026:P BPO<br>received has the<br>incorrect subject<br>address photo for<br>house XXXXXX.<br>Subject is<br>XXXXXX.6/3/2026:<br>BPO received<br>supports appraised<br>value with correct<br>photos. | 5/15/2026:<br>Exception<br>remains.6/3/2026:<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 30 years at residence<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 38 years at current job<br> CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Bonus income not used to qualify | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1017 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score is<br>not<br>available.<br>Clayton to<br>order desk<br>review | 5/21/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 11 years at primary residence<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 796 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $307,971.47 post close reserves Required reserves $23,572.78<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 20 years. | Complete |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender's<br>MAVENT<br>findings<br>indicate<br>QM status<br>is ATR/<br>QM<br>Exempt. | 5/21/2026:<br>Received<br>Safe<br>Harbor<br>status. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 17.34%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 782 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $566,969.09 / 115.76 months PITIA > min required of $56,936.17. | Complete |
| &nbsp;&nbsp;&nbsp;418 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 777 mid score > min required of 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: B1 has 9.5 years at current employer<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 2.02% | Complete |
| &nbsp;&nbsp;&nbsp;537 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Actual bonus earnings not included in analysis, 24 month avg of $1304 per month used. Annual $31,296/12=$2608 actual earnings. Prior employment bonus history supports $70,446.43 conservative bonus history. Would have been comfortable using 12 mth average.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 55 consecutive months current mortgage payment history exceeds 24 month guideline review<br> CFCFS2860: Good credit history<br> - Clayton Comments: Excellent credit history with no late pay items. 793 Median Credit Score, 2% revolving credit usage, 55 months current mortgage history<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $17,392.72 exceed guideline requirement of $3874.74 | Complete |
| &nbsp;&nbsp;&nbsp;538 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum FICO is 620; Verified FICO was 752<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has maintained significant time in profession over a 10 year period<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has maintained a positve 0 x 30 lifetime mortgage payment history | Complete |
| &nbsp;&nbsp;&nbsp;466 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $16.693.20 or 6.62 months PITI. Required PITI Reserves per AUS is $14,987.52<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 10 Years in Current Profession<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 750 Guidelines allow 620 | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;630 | XXXXXX | XXXXXX | SC | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 25 Years at Current Residence<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 817 Guidelines allow 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $75,625.67 or 52.76 months of PITIAReserves Required per AUS = $9,768.68 | Complete |
| &nbsp;&nbsp;&nbsp;539 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 4.87%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 749 mid score > min required of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 0x30 for 25 months. | Complete |
| &nbsp;&nbsp;&nbsp;12 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification of<br>some or all<br>components<br>of non-subject<br>PITI | No | Missing<br>evidence of<br>HOA dues for<br>primary<br>residence. | 5/4/2026:<br>Received<br>verification<br>$145/semi-<br>annual<br>HOA. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 28 years.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 28 years at primary residence.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 36.54% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;12 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL4033 | Missing Legal<br>Document(s) | No | Missing<br>executed<br>contract<br>addendum for<br>the final<br>purchase<br>price. | 5/4/2026:<br>Received<br>addendum<br>showing<br>$XXXXXX<br>SP. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 28 years.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 28 years at primary residence.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 36.54% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;525 | XXXXXX | XXXXXX | OH | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score 2.6.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 72 months.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.99%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 765 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;476 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 18.01% DTI is below guideline maximum 45%.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $109,239.05 or 31.32 months of P&I$29,841.30 Required reserves<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 810 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;468 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Provide<br>lender QM<br>determination. | 5/15/2026:<br>Received<br>Safe<br>Harbor<br>status. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $38827.96 months of reserves are above the required $30613.16<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 68.83% LTV is below the 75% max.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 800 FICO score is above the 620 min. | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;504 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has significant time in profession, 30 years.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Significant time at current residence, 27 years. | Complete |
| &nbsp;&nbsp;&nbsp;469 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Terms/<br>Guidelines | Satisfied D A | CRDTER2548 | Missing AUS<br>or AUS errors<br>present | No | Provide latest<br>DU findings<br>casefile

#XXXXXX<br>as noted on<br>1008. | 5/6/2026:<br>Received<br>DU #3<br>XXXXXX<br>casefile

#XXXXXX. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified $114,334.13 in post closing reserves.DU requires $60,066.19 reserves.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 728/minimum 620 | Complete |
| &nbsp;&nbsp;&nbsp;469 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is ><br>2.5 Clayton to<br>order desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified $114,334.13 in post closing reserves.DU requires $60,066.19 reserves.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score is 728/minimum 620 | Complete |
| &nbsp;&nbsp;&nbsp;464 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been at current place of employment for 13 years<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: 5% consumer credit utilization in file | Complete |
| &nbsp;&nbsp;&nbsp;1012 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing the<br>Affiliate<br>Business<br>Disclosure. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: ASSETS: $15,953.32 reserves required.Total assets: $2,098,561.62 verified.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: 10 years 7 months time in profession.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 767 score exceeds 620 minimum. | Complete |
| &nbsp;&nbsp;&nbsp;1012 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Provide<br>lender QM<br>determination. | 5/15/2026:<br>Received<br>Safe Harbor<br>status. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: ASSETS: $15,953.32 reserves required.Total assets: $2,098,561.62 verified.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: 10 years 7 months time in profession.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 767 score exceeds 620 minimum. | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;513 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Provide<br>missing<br>Affiliated<br>Business<br>Disclosure. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 17+ years at current employer<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $1,491,164.80 or 235 months reserves , Reserves required $12,670.08 or two months reserves<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 791 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;513 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C B A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Provide<br>lender QM<br>determination. | 5/15/2026:<br>Received<br>Safe<br>Harbor<br>status. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 17+ years at current employer<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $1,491,164.80 or 235 months reserves , Reserves required $12,670.08 or two months reserves<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 791 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;514 | XXXXXX | XXXXXX | OR | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work in the past: 9 years.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been with employer in the past: 9 years.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 801 exceeds min score requirement of 620. | Complete |
| &nbsp;&nbsp;&nbsp;515 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA (or CU)<br>score is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Borrower Has history of good credit with 0 Late Payments > 24 Months<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 761 Guidelines allow 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $26,171.57 or 6.30 months of PITIAReserves Required per AUS = $24,913.56 | Complete |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 17.85%<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: 696 mid score > min required of 620. | Complete |
| &nbsp;&nbsp;&nbsp;471 | XXXXXX | XXXXXX | LA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 8 years and 9 months in current residence<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: 27 years and 8 months in current profession. | Complete |
| &nbsp;&nbsp;&nbsp;958 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>approved<br>PIW. Clayton<br>to order BPO. | 5/15/2026:<br>received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 188 points above guideline minimum of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 6 years & 3 months at current residence<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x75<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 5 years & 8 months at current job | Complete |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;958 | XXXXXX | XXXXXX | VA (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton<br>to order<br>BPO. | 5/15/2026:<br>received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 188 points above guideline minimum of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 6 years & 3 months at current residence<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x75<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 5 years & 8 months at current job | Complete |
| &nbsp;&nbsp;&nbsp;498 | XXXXXX | XXXXXX | NC (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>returned<br>no score<br>due to<br>property<br>type.<br>Clayton<br>to order<br>desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 15 years.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 16.30% is below guideline maximum 45%.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have 106 months mortgage payment history 0x30.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 209 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $405,902.82 or 63.58 > min required $14,300.60<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3.00%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 803mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;520 | XXXXXX | XXXXXX | NM (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO. | 5/21/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/21/2026:<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 98 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 797 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $120,778.02 / 50.22 months PITI > min required of $14,431.16. | Complete |
| &nbsp;&nbsp;&nbsp;520 | XXXXXX | XXXXXX | NM (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO. | 5/21/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/21/2026:<br>Exception<br>satisfied (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 98 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 797 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $120,778.02 / 50.22 months PITI > min required of $14,431.16. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;503 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 80%; guidelines allow 90%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 809 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $859,444.80 > Reserves required $21,585.79<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have24 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;531 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 788 mid score > min required of 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 35.17% is below guideline maximum 50%.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 64.53%; guidelines allow 80%. | Complete |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | XXXXXX | AK | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal<br>not<br>Signed | No | Missing<br>appraiser's<br>signature<br>and<br>license. | 5/4/2026:<br>Received<br>copy of<br>complete<br>appraisal. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 qual score; min 620.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 20 years.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been in the same residence for 27 years. | Complete |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | XXXXXX | AK | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR271 | Comp<br>photos<br>are<br>missing | No | Missing all<br>comparable<br>and rental<br>appraisal<br>photos. | 5/4/2026:<br>Received<br>copy of<br>complete<br>appraisal. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 qual score; min 620.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 20 years.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been in the same residence for 27 years. | Complete |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | XXXXXX | AK | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR281 | Subject<br>Photos<br>are<br>missing | No | Missing all<br>subject<br>appraisal<br>photos<br>including<br>1004D<br>completion<br>photos and<br>all<br>applicable<br>appraisal<br>maps. | 5/4/2026:<br>Received<br>copy of<br>complete<br>1004D. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 qual score; min 620.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 20 years.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been in the same residence for 27 years. | Complete |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | XXXXXX | AK | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA Risk<br>resulted in<br>no<br>findings;<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 qual score; min 620.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 20 years.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been in the same residence for 27 years. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;578 | XXXXXX | XXXXXX | GA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job; 10 years and 9 months<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 795 is 175 points above program guideline minimum of 620.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 32.69% DTI is below guideline requirement of 49.99%. | Complete |
| &nbsp;&nbsp;&nbsp;529 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 45.43% is below guideline maximum 50%.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 65.13%; guidelines allow 90%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 730 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;534 | XXXXXX | XXXXXX | RI | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 85%<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 16+ years at present job<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 22 years at primary residence<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower`s DTI 19.02% is below guideline maximum 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 765 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 4.28% | Complete |
| &nbsp;&nbsp;&nbsp;971 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Credit | Title | Satisfied D A | CRDTIL4871 | Missing<br>Title<br>Certification | No | Missing<br>tax<br>certificate<br>for the<br>subject<br>property.<br>Page 625<br>shows<br>nothing<br>due and<br>payable<br>yet and<br>tax<br>estimate is<br>based on<br>purchase<br>price.<br>Provide<br>the annual<br>estimated<br>tax used. | 6/2/2026:<br>Received Tax<br>estimate for<br>$3,746.80<br>annual.<br>Original file<br>had $4,140<br>annual, which<br>is escrowed.<br>So lender used<br>a higher<br>amount.<br>Clayton made<br>no changes.<br>New<br>Construction<br>so taxes are<br>not available<br>with<br>improvements. | 6/2/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 801 mid score > min required of 620.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 18 years.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 8 years at primary residence. | Complete |
| &nbsp;&nbsp;&nbsp;642 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject PITI | No | Missing<br>fully<br>executed<br>CD from<br>purchase<br>of<br>XXXXXX<br>property.<br>Contract<br>and LE<br>were<br>provided<br>in file. | 5/14/2026:<br>Lender LOX -<br>the REO has<br>not closed yet.<br>Contract and<br>LE are all that<br>is available for<br>estimated<br>PITI. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 727 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $709,993.90 / 293.58 months PITIA > min required of $14,190.57. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;642 | XXXXXX | XXXXXX NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score is<br>>2.5. Clayton<br>to order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 727 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $709,993.90 / 293.58 months PITIA > min required of $14,190.57. | Complete |
| &nbsp;&nbsp;&nbsp;833 | XXXXXX | XXXXXX LA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination.<br>Lender<br>verified ATR<br>Exempt.<br>Clayton<br>verified<br>Rebuttable<br>Presumption. | 5/29/2026:<br>Received<br>Mavent<br>showing<br>Safe<br>Harbor.<br>After<br>further<br>review,<br>Lock Date<br>was<br>corrected<br>from<br>3/3/2026,<br>Other<br>Doc, to<br>XXXXXX<br>Lock Date<br>per LE.<br>Clayton<br>now<br>verifies<br>Safe<br>Harbor. | 5/29/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $117,395.41 > Reserve Requirement of $20,369.04<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have24 months mortgage payment history 0x30.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 776 mid score > min required of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; guidelines allow 75%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 17%<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 43 years. | Complete |
| &nbsp;&nbsp;&nbsp;833 | XXXXXX | XXXXXX LA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Appraisal is<br>missing<br>subject<br>photos. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $117,395.41 > Reserve Requirement of $20,369.04<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have24 months mortgage payment history 0x30.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 776 mid score > min required of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; guidelines allow 75%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 17%<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 43 years. | Complete |
| &nbsp;&nbsp;&nbsp;833 | XXXXXX | XXXXXX LA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Appraisal is<br>missing<br>signature. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $117,395.41 > Reserve Requirement of $20,369.04<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have24 months mortgage payment history 0x30.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 776 mid score > min required of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; guidelines allow 75%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 17%<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 43 years. | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;833 | XXXXXX | XXXXXX | LA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Appraisal<br>is missing<br>comp<br>photos. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $117,395.41 > Reserve Requirement of $20,369.04<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have24 months mortgage payment history 0x30.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 776 mid score > min required of 620.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; guidelines allow 75%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 17%<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 43 years. | Complete |
| &nbsp;&nbsp;&nbsp;800 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Missing<br>photos of<br>subject. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.21% DTI below guideline requirement 45%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $35716.27 (8months PITI) Verified cash reserves exceed guideline requirement of 6 months $29160.62<br> CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: B2 Has bonus income not being used in qualifying<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 803 FICO exceeds guideline minimum 620 | Complete |
| &nbsp;&nbsp;&nbsp;800 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR4789 | Appraisal<br>Deficiency | No | Missing<br>Appraisers<br>License<br>and E&O<br>insurance | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.21% DTI below guideline requirement 45%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $35716.27 (8months PITI) Verified cash reserves exceed guideline requirement of 6 months $29160.62<br> CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: B2 Has bonus income not being used in qualifying<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 803 FICO exceeds guideline minimum 620 | Complete |
| &nbsp;&nbsp;&nbsp;800 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | 1073<br>missing<br>appraiser<br>signature<br>on main<br>page and<br>throughout | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.21% DTI below guideline requirement 45%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $35716.27 (8months PITI) Verified cash reserves exceed guideline requirement of 6 months $29160.62<br> CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: B2 Has bonus income not being used in qualifying<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 803 FICO exceeds guideline minimum 620 | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller<br>Response<br>Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;800 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Missing<br>comp<br>photos | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 39.21% DTI below guideline requirement 45%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $35716.27 (8months PITI) Verified cash reserves exceed guideline requirement of 6 months $29160.62<br> CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: B2 Has bonus income not being used in qualifying<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 803 FICO exceeds guideline minimum 620 | Complete |
| &nbsp;&nbsp;&nbsp;973 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>3.0 score.<br>Clayton to<br>order Desk<br>Review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 60.41%; guidelines allow 90%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3.54%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $1,337,906.17 / 597.46 months PITIA > min required of $4,969.56. | Complete |
| &nbsp;&nbsp;&nbsp;679 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR101 | Appraisal<br>incomplete<br>(missing<br>map, layout,<br>pages, etc) | No | Missing the<br>following<br>from<br>Appraisal:<br>Sketch<br>Addendum,<br>Location<br>addendum,<br>Plat Map,<br>License<br>and E&O | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 25 years on job<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 766 score exceeds 620 min<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 25 years at current home | Complete |
| &nbsp;&nbsp;&nbsp;679 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Missing<br>Appraiser<br>signature | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 25 years on job<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 766 score exceeds 620 min<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 25 years at current home | Complete |
| &nbsp;&nbsp;&nbsp;679 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR271 | Comp photos<br>are missing | No | Missing<br>Comp and<br>Rental<br>Comp<br>Photos. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 25 years on job<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 766 score exceeds 620 min<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 25 years at current home | Complete |
| &nbsp;&nbsp;&nbsp;679 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR281 | Subject<br>Photos are<br>missing | No | Missing all<br>of subject<br>photos | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 25 years on job<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 766 score exceeds 620 min<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 25 years at current home | Complete |
| &nbsp;&nbsp;&nbsp;721 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO 197 points above guideline minimum of 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 13 years & 9 months at current job<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrower mortgage payment 0x30x65 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;549 | XXXXXX | XXXXXX | SD | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/<br>CU Score<br>due to<br>property<br>type.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 786 qualifying score exceeds minimum 620.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 0X51 months mortgage payment history exceeds guide lines.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $922,900.74 exceeds guide lines. | Complete |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing Assets: $63,155.29 reserves required $6,026.00 | Complete |
| &nbsp;&nbsp;&nbsp;780 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) has<br>no score.<br>Clayton to<br>order desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI 35.43 is below guideline max of 45%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $72071.31 exceeds AUS requirement of $24886.36<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified credit score 745 exceeds guideline minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;738 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>updated<br>valuation,<br>CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x137 Consumer credit history exceeds guidelines of 12 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO > 81 points above guideline minimum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $59,074.15 or 16.01 months PITIA. Required reserves per DU approval are $34,345.07. | Complete |
| &nbsp;&nbsp;&nbsp;637 | XXXXXX | XXXXXX | NY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | Provide<br>updated<br>AUS run<br>showing<br>the<br>number of<br>financed<br>properties<br>as 2.<br>Primary<br>home has<br>open<br>HELOC.<br>Current<br>AUS run<br>dated<br>XXXXXX<br>shows<br>reserves<br>calculated<br>using total<br>of 1<br>financed<br>property. | 5/15/2026:<br>Received<br>updated<br>DU #10<br>23.25%<br>DTI. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80% LTV is below the 85% max.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 742 FICO score is above the 620 min.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 23.25% DTI is below the 45% max. | Complete |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | XXXXXX | UT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $35,267.33 or 10.37 months of PITIA. Required reserves per DU approval $20,410.24.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 751 fico score exceeds guidelines 620 | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;709 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Credit | Assets | Satisfied C A | CRDAST3078 | Insufficient

# of months<br>cash<br>reserves for<br>PITI per<br>guideline<br>requirements | No | Post Close<br>Assets are<br>$10,744.02 or<br>5.26 months<br>reserves ,<br>$12,263.26<br>reserves<br>required (6<br>months).<br>Borrower is<br>short reserves<br>of $1,519.24.<br>Missing<br>documentation<br>supporting the<br>$60,000 EMD<br>source and<br>proof funds<br>cleared. | 5/11/2026:<br>Received<br>XXXXXX -<br>already in the<br>original<br>PDF.5/18/2026:<br>Received doc to<br>show $60K Lot<br>Credit. Verified<br>$70,744.02<br>reserves. | 5/11/2026:<br>Exception<br>remains.5/18/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: B2 40+ years at current employer<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 765 mind score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 35 years at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;709 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Credit | Terms/<br>Guidelines | Active D | CRDTER2548 | Missing<br>AUS or<br>AUS errors<br>present | Yes | 5/18/2026:<br>Exception<br>added after<br>review of<br>trailing docs:<br>Received<br>Welcome<br>Home Sales<br>Worksheet to<br>show source of<br>funds for $60K<br>EMD. The<br>Worksheet,<br>shows a Lot<br>Credit and<br>based on<br>description,<br>subject is a<br>manufactured<br>home. This<br>requires AUS to<br>be re-run and<br>update property<br>type to<br>Manufactured<br>home. DU must<br>remain<br>Approve/<br>Eligible.<br>Additional<br>conditions may<br>apply. | 5/29/2026:<br>Response from<br>Lender, subject is<br>a Modular Home.<br>Clayton disagrees.<br>Exception is still<br>valid. Both<br>Manufactured<br>homes and<br>Modular homes<br>are not stick built,<br>they are built in<br>factories and<br>transported. The<br>Lot Credit<br>Worksheet, at<br>bottom of page<br>indicates<br>Manufactured<br>Home. Further<br>review verifies<br>Model<br>XXXXXX" is a<br>manufactured<br>Home sold by<br>XXXXXX, who<br>is also the seller.<br>Sales Contract<br>also notes subject<br>is a Manufactured<br>Home, new. | 5/29/2026:<br>Exception remains. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: B2 40+ years at current employer<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 765 mind score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 35 years at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;709 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Appraisal | Active C | PRVAAPPR4789 | Appraisal<br>Deficiency | Yes | 5/18/2026:<br>Exception<br>added after<br>review of<br>trailing docs:<br>Received<br>Welcome<br>Home Sales<br>Worksheet to<br>show source of<br>funds for $60K<br>EMD. The<br>Worksheet,<br>shows a Lot<br>Credit and<br>based on<br>description,<br>subject is a<br>manufactured<br>home. This<br>requires<br>appraisal done<br>on report<br>1004C. | 5/29/2026:<br>Response from<br>Lender, subject is<br>a Modular Home.<br>Clayton disagrees.<br>Exception is still<br>valid. Both<br>Manufactured<br>homes and<br>Modular homes<br>are not stick built,<br>they are built in<br>factories and<br>transported. The<br>Lot Credit<br>Worksheet, at<br>bottom of page<br>indicates<br>Manufactured<br>Home. Further<br>review verifies<br>Model<br>"XXXXXX" is a<br>manufactured<br>Home sold by<br>XXXXXX, who<br>is also the seller.<br>Sales Contract<br>also notes subject<br>is a Manufactured<br>Home, new. | 5/29/2026:<br>Exception remains. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: B2 40+ years at current employer<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 765 mind score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 35 years at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;709 | XXXXXX | XXXXXX | VA | (No<br>Data) | ATR/<br>QM:<br>Exempt D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or CU)<br>score is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received CDA<br>supporting value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: B2 40+ years at current employer<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 765 mind score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 35 years at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;767 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 777 FICO score is above the 620 min.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: $156410.36 in reserves is above the required $13683.20<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80% LTV is below the 85% max | Complete |
| &nbsp;&nbsp;&nbsp;831 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; the<br>loan file is<br>missing<br>documents<br>to complete<br>the ATR/<br>QM review<br>and render<br>an accurate<br>ATR/QM<br>status. | No | 1. Missing Real<br>estate Tax<br>validation<br>forXXXXXX.2.<br>Provide lender<br>QM<br>determination. | 5/6/2026:<br>Received tax cert<br>for REO. Item #1<br>cleared.5/14/2026:<br>Received Safe<br>Harbor status. | 5/6/2026:<br>Exception remains<br>for Item

#2.5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 796 exceeds minimum of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #104 months, Credit ratio 17.26%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $540,559.35Required Reserves are $75,611.71 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;831 | XXXXXX | XXXXXX | TX | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification of<br>some or all<br>components of<br>non-subject<br>PITI | No | Missing Real<br>estate Tax<br>validation for<br>XXXXXX, | 5/6/2026:<br>Received<br>tax cert<br>for REO. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 796 exceeds minimum of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #104 months, Credit ratio 17.26%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $540,559.35Required Reserves are $75,611.71 | Complete |
| &nbsp;&nbsp;&nbsp;831 | XXXXXX | XXXXXX | TX | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject Photos<br>Unacceptable | No | Photos of<br>subject<br>missing from<br>appraisal in<br>file | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 796 exceeds minimum of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #104 months, Credit ratio 17.26%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $540,559.35Required Reserves are $75,611.71 | Complete |
| &nbsp;&nbsp;&nbsp;831 | XXXXXX | XXXXXX | TX | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Photos of<br>comps<br>missing from<br>appraisal in<br>file | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 796 exceeds minimum of 620<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #104 months, Credit ratio 17.26%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $540,559.35Required Reserves are $75,611.71 | Complete |
| &nbsp;&nbsp;&nbsp;670 | XXXXXX | XXXXXX | TX | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Maximum DTI is 50%, borrower's DTI is 44.61%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Minimum credit score required is 620, borrower's credit score is 764. | Complete |
| &nbsp;&nbsp;&nbsp;760 | XXXXXX | XXXXXX | CO | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied D A | CMPATRQM3220 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage rule;<br>the loan file is<br>missing<br>documents to<br>complete the<br>ATR/QM<br>review and<br>render an<br>accurate ATR/<br>QM status. | No | Clayton ATR/<br>QM status<br>pending,<br>missing proof<br>of PITIA for<br>the following<br>properties:<br>XXXXXX | 5/19/2026:<br>Received<br>HOI and<br>taxes for<br>all REOs. | 5/19/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 799 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $64,540.61/ 17.65 months PITIA > min required of 8.08 months.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 53 years. | Complete |
| &nbsp;&nbsp;&nbsp;760 | XXXXXX | XXXXXX | CO | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3676 | TRID - CD:<br>Ten percent<br>tolerance fee<br>or fees<br>increased at or<br>prior to closing<br>without a valid<br>reason or not<br>timely<br>disclosed;<br>refund<br>required within<br>60 days of<br>consummation. | Yes | $147.90 Ten<br>Percent<br>Tolerance<br>Violation due<br>to Title<br>Endorsement<br>fee added on<br>Final CD<br>XXXXXX,<br>without a<br>valid Change<br>in<br>Circumstance.<br>Requires CIC,<br>or corrected<br>PCCD, copy<br>of refund<br>check, LOX<br>and<br>verification of<br>shipping. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 799 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $64,540.61/ 17.65 months PITIA > min required of 8.08 months.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 53 years. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;762 | XXXXXX | XXXXXX | KY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Appraisal<br>doesn't<br>include<br>photographs<br>of the subject | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower mortgage history is 0 x 30<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 787 Credit score exceeds program minimum of 640<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrowers utilize revolving credit minimally; 14.97% credit line usage ratio | Complete |
| &nbsp;&nbsp;&nbsp;762 | XXXXXX | XXXXXX | KY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR4789 | Appraisal<br>Deficiency | No | Appraisal is<br>missing copy<br>of appraiser<br>license | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower mortgage history is 0 x 30<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 787 Credit score exceeds program minimum of 640<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrowers utilize revolving credit minimally; 14.97% credit line usage ratio | Complete |
| &nbsp;&nbsp;&nbsp;762 | XXXXXX | XXXXXX | KY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR4791 | Appraisal<br>Deficiency #2 | No | Appraisal is<br>missing<br>location map | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower mortgage history is 0 x 30<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 787 Credit score exceeds program minimum of 640<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrowers utilize revolving credit minimally; 14.97% credit line usage ratio | Complete |
| &nbsp;&nbsp;&nbsp;762 | XXXXXX | XXXXXX | KY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Appraisal<br>hasn't been<br>signed by<br>appraiser | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower mortgage history is 0 x 30<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 787 Credit score exceeds program minimum of 640<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrowers utilize revolving credit minimally; 14.97% credit line usage ratio | Complete |
| &nbsp;&nbsp;&nbsp;762 | XXXXXX | XXXXXX | KY | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Appraisal is<br>missing the<br>comp photos | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower mortgage history is 0 x 30<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 787 Credit score exceeds program minimum of 640<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Borrowers utilize revolving credit minimally; 14.97% credit line usage ratio | Complete |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3670 | TRID - Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | Yes | Zero<br>Tolerance Fee<br>of $4575.34<br>due to<br>Discount<br>points and<br>Transfer taxes<br>increased<br>from LE to<br>CD. Missing<br>a valid<br>Change of<br>Circumstance,<br>or Post Close<br>CD, LOX and<br>copy of<br>refund check<br>to borrower. | (No<br>Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $251,892.98 or 71.03 months of PITI.Reserves required per DU $7,092.73.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 31.11% is below guideline maximum 45%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 9.69% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **TRID Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3966 | TRID —<br>CD: The<br>Will Not<br>Have an<br>Escrow<br>Account in<br>the CD Loan<br>Disclosures<br>section is<br>selected and<br>both or<br>neither of<br>You declined<br>it and/or<br>Your lender<br>does not<br>offer one are<br>selected | Yes | Selection<br>not made<br>on Final<br>Closing<br>Disclosures<br>The Will<br>Not Have<br>an Escrow<br>Account in<br>the CD<br>Loan<br>Disclosures<br>section is<br>selected<br>and both or<br>neither of<br>You<br>declined it<br>and/or Your<br>lender does<br>not offer<br>one | (No Data) | (No Data) | Non-Numeric | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $251,892.98 or 71.03 months of PITI.Reserves required per DU $7,092.73.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 31.11% is below guideline maximum 45%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 9.69% | Complete |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | DTI | Active D | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject PITI | Yes | Missing<br>mortgage<br>statement(s)<br>for the<br>primary<br>residence<br>located at<br>XXXXXX.<br>To support<br>PITIA. | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $251,892.98 or 71.03 months of PITI.Reserves required per DU $7,092.73.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 31.11% is below guideline maximum 45%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 9.69% | Complete |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Insurance | Active D | CRDINSR5081 | Insurance<br>Policy<br>missing<br>required<br>endorsements | Yes | Missing<br>supplement<br>property<br>insurance<br>listed on<br>the DU. | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $251,892.98 or 71.03 months of PITI.Reserves required per DU $7,092.73.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 31.11% is below guideline maximum 45%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 9.69% | Complete |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Photos are<br>not listed<br>on the<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $251,892.98 or 71.03 months of PITI.Reserves required per DU $7,092.73.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 31.11% is below guideline maximum 45%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 9.69% | Complete |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR101 | Appraisal<br>incomplete<br>(missing<br>map, layout,<br>pages, etc) | No | Appraisal is<br>missing<br>photos and<br>appraiser<br>signature. | 5/6/2026:<br>Exception<br>satisfied. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $251,892.98 or 71.03 months of PITI.Reserves required per DU $7,092.73.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 31.11% is below guideline maximum 45%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 9.69% | Complete |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Appraiser<br>signature is<br>missing. | 5/6/2026:<br>Exception<br>satisfied. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $251,892.98 or 71.03 months of PITI.Reserves required per DU $7,092.73.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 31.11% is below guideline maximum 45%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 9.69% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Photos are not<br>listed on the<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $251,892.98 or 71.03 months of PITI.Reserves required per DU $7,092.73.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 31.11% is below guideline maximum 45%.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 9.69% | Complete |
| &nbsp;&nbsp;&nbsp;672 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Missing the<br>subject photos | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 713. Minimum required 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been at their current job over 13 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $84,327.39 or 41.43 months PITI reserves. Required reserves $17,980.84 | Complete |
| &nbsp;&nbsp;&nbsp;672 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Missing the<br>signature on<br>the appraisal | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 713. Minimum required 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been at their current job over 13 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $84,327.39 or 41.43 months PITI reserves. Required reserves $17,980.84 | Complete |
| &nbsp;&nbsp;&nbsp;672 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Missing the<br>Comp photos | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 713. Minimum required 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been at their current job over 13 years<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $84,327.39 or 41.43 months PITI reserves. Required reserves $17,980.84 | Complete |
| &nbsp;&nbsp;&nbsp;770 | XXXXXX | XXXXXX | IL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Missing<br>Initial Lender<br>ATR/QM<br>status<br>determination. | 5/15/2026:<br>Received<br>Safe<br>Harbor<br>status. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 764 mid score > min required of 620<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 70% is below Guidelines 75% maximum.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $76,402.86 exceed required reserves $15,585.66.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 41.84% is below Guidelines 45% maximum.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 0.08% | Complete |
| &nbsp;&nbsp;&nbsp;718 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR169 | Appraisal<br>includes one<br>or more<br>issue(s) | No | Provide<br>complete<br>copy of<br>appraisal.<br>Subject<br>Interior/<br>Exterior<br>photos, comp<br>photos,<br>Sketches,<br>Maps<br>Appraiser lice<br>and E&O<br>Insurance are<br>missing. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 697 exceeds minimum fico of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No lates on any mortgages within the last 5 years<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit Utilization is only 36.90% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;718 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Missing<br>subject<br>Interior/<br>Exterior<br>photos on<br>report. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 697 exceeds minimum fico of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No lates on any mortgages within the last 5 years<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit Utilization is only 36.90% | Complete |
| &nbsp;&nbsp;&nbsp;718 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Missing<br>Appraiser<br>signature on<br>report. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 697 exceeds minimum fico of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No lates on any mortgages within the last 5 years<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit Utilization is only 36.90% | Complete |
| &nbsp;&nbsp;&nbsp;718 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Missing<br>Comp photos<br>on report. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 697 exceeds minimum fico of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No lates on any mortgages within the last 5 years<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit Utilization is only 36.90% | Complete |
| &nbsp;&nbsp;&nbsp;718 | XXXXXX | XXXXXX | NJ | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/CU<br>Score due to<br>property type.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 697 exceeds minimum fico of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: No lates on any mortgages within the last 5 years<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit Utilization is only 36.90% | Complete |
| &nbsp;&nbsp;&nbsp;754 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied C B | CMPTRID3670 | TRID — Zero<br>tolerance fee<br>or fees<br>increased at or<br>prior to<br>closing<br>without a<br>valid reason<br>or not timely<br>disclosed;<br>refund<br>required<br>within 60<br>days of<br>consummation | No | Zero<br>Tolerance Fee<br>of $50 due to<br>Appraisal —<br>1 Family<br>increased<br>from LE to<br>CD. Missing<br>a valid<br>Change of<br>Circumstance,<br>or Post Close<br>CD, LOX and<br>copy of<br>refund check<br>to borrower. | 5/21/2026:<br>Received<br>XXXXXX<br>PCCD,<br>$50<br>Cashier<br>check,<br>LOX and<br>proof sent<br>to<br>borrower. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 790 mid score > min required of 640<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrowers have123 months mortgage payment history 0x30.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.22% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;754 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR169 | Appraisal<br>includes one<br>or more<br>issue(s) | No | Provide a<br>complete<br>copy of<br>appraisal<br>report. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 790 mid score > min required of 640<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrowers have123 months mortgage payment history 0x30.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.22% is below guideline maximum 45%. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;754 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Appraisal<br>missing<br>legible<br>photos of<br>subject<br>property. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 790 mid score > min required of 640<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrowers have123 months mortgage payment history 0x30.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.22% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;754 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Appraisal is<br>missing<br>signature. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 790 mid score > min required of 640<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrowers have123 months mortgage payment history 0x30.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.22% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;754 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Appraisal<br>missing<br>legible<br>photos of<br>all comps. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 790 mid score > min required of 640<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrowers have123 months mortgage payment history 0x30.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.22% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;754 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/<br>CU Score<br>due to<br>property<br>type.<br>Clayton to<br>order Desk<br>Review. | 5/21/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 790 mid score > min required of 640<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrowers have123 months mortgage payment history 0x30.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.22% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;660 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Credit | Credit/<br>Mtg<br>History | Active B | CRDCRMH123 | No evidence<br>of required<br>debt payoff | No | Missing<br>payoffs<br>from<br>XXXXXX. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 744 mid score > min required of 660.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 5 years at primary residence.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $69.204.18 or 14.72 months of PITI | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;691 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>Affiliate<br>Business<br>Disclosure. | (No<br>Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 788 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 15.41%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $122,515.25 or 19.18 months PITI reserves, LP required $76,665.12 in reserves be verified. | Complete |
| &nbsp;&nbsp;&nbsp;691 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Active C | CMPTRID3658 | TRID —<br>Corrected<br>CD should<br>have been<br>provided;<br>APR is<br>greater than<br>APR 3<br>business<br>days prior to<br>closing by<br>more than<br>allowable<br>tolerance | Yes | CD<br>XXXXXX:<br>6.113% —<br>CD<br>XXXXXX:<br>6.162% =<br>+0.049%<br>(exceeded<br>0.125%<br>however<br>was 3 day<br>timing was<br>met)CD<br>XXXXXX;<br>6.162%<br>(APR) CD<br>XXXXXX;<br>6.64%<br>(APR) =<br>+0.47%,<br>which<br>exceeds the<br>allowable<br>threshold of<br>0.125%).No<br>confirmed<br>receipt 3<br>days prior<br>to close. | (No<br>Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 788 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 15.41%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $122,515.25 or 19.18 months PITI reserves, LP required $76,665.12 in reserves be verified. | Complete |
| &nbsp;&nbsp;&nbsp;691 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR169 | Appraisal<br>includes one<br>or more<br>issue(s) | No | Provide<br>complete<br>copy of<br>appraisal<br>with all<br>photos,<br>maps,<br>sketches,<br>appraiser<br>license &<br>E&O. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 788 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 15.41%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $122,515.25 or 19.18 months PITI reserves, LP required $76,665.12 in reserves be verified. | Complete |
| &nbsp;&nbsp;&nbsp;691 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | The subject<br>photos are<br>not<br>viewable on<br>the PDF | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 788 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 15.41%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $122,515.25 or 19.18 months PITI reserves, LP required $76,665.12 in reserves be verified. | Complete |
| &nbsp;&nbsp;&nbsp;691 | XXXXXX | XXXXXX FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | The comp<br>photos are<br>not<br>viewable on<br>the PDF | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 788 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 15.41%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $122,515.25 or 19.18 months PITI reserves, LP required $76,665.12 in reserves be verified. | Complete |
| &nbsp;&nbsp;&nbsp;692 | XXXXXX | XXXXXX FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR4789 | Appraisal<br>Deficiency | No | Provide<br>updated<br>appraisal<br>with all<br>sketches<br>and maps &<br>subject and<br>comp<br>photos, as<br>well as<br>copy of<br>appraiser<br>license. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 2.19%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 800 mid score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 37 years at primary residence. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;692 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Appraisal<br>is missing<br>the<br>signature<br>of the<br>appraiser<br>XXXXXX.<br>Images<br>within<br>appraisal<br>are not<br>legible and<br>appear to<br>be<br>corrupted.<br>Provide<br>appraisal<br>with<br>legible<br>signature. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 2.19%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 800 mid score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 37 years at primary residence. | Complete |
| &nbsp;&nbsp;&nbsp;692 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>returned<br>score of 4.<br>Clayton to<br>order Desk<br>Review. | 5/19/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/19/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 2.19%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 800 mid score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 37 years at primary residence. | Complete |
| &nbsp;&nbsp;&nbsp;693 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | The<br>appraisal<br>of the<br>subject<br>property<br>does not<br>include<br>photos of<br>the subject<br>property. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 99+ months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 806 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;693 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | The<br>appraisal<br>of the<br>subject<br>property<br>does not<br>include<br>photos of<br>the<br>comparable<br>homes<br>used on the<br>evaluation. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 99+ months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 806 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;902 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: 136.51 months piti reserves<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: 5% consumer credit utilization in file | Complete |
| &nbsp;&nbsp;&nbsp;662 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Appraisal<br>report<br>missing<br>appraiser's<br>signature. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2860: Good credit history<br> - Clayton Comments: Credit line usage ratio .31%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets $316,723.51 or 87 months reserves PITIA. Required reserves $38,598.34.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV 68% < 80% minimum required.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 797 middle fico score > minimum required 620. | Complete |
| &nbsp;&nbsp;&nbsp;658 | XXXXXX | XXXXXX | MN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Missing<br>the subject<br>photos | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 686. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Closing assets $25,413.91 or 10.74 months PITI reserves. Require reserves $18,051.08<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrower has been at their current residence for 15 years | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;658 | XXXXXX | XXXXXX | MN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Missing<br>the signed<br>appraisal | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 686. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Closing assets $25,413.91 or 10.74 months PITI reserves. Require reserves $18,051.08<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrower has been at their current residence for 15 years | Complete |
| &nbsp;&nbsp;&nbsp;658 | XXXXXX | XXXXXX | MN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Missing<br>the Comp<br>photos | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 686. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Closing assets $25,413.91 or 10.74 months PITI reserves. Require reserves $18,051.08<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrower has been at their current residence for 15 years | Complete |
| &nbsp;&nbsp;&nbsp;658 | XXXXXX | XXXXXX | MN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit Score 686. Minimum required 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Closing assets $25,413.91 or 10.74 months PITI reserves. Require reserves $18,051.08<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: The borrower has been at their current residence for 15 years | Complete |
| &nbsp;&nbsp;&nbsp;722 | XXXXXX | XXXXXX | MD | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/<br>CU Score.<br>Clayton to<br>order third<br>party<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 766 rep score; minimum score is 640<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing Assets: $124,565.84 reserves required $18,479.52 | Complete |
| &nbsp;&nbsp;&nbsp;1003 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 763 exceeds min score requirement of 620.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer credit show 0x30x73.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $50,017.29 or 15.44 months of PITI. | Complete |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Subject<br>photos are<br>not legible<br>on<br>appraisal. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 778 mid score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years, 5 months at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Appraisal<br>is missing<br>appraiser's<br>signature<br>on page 6<br>of<br>document. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 778 mid score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years, 5 months at primary residence | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Comp<br>photos are<br>not legible<br>on<br>appraisal. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 778 mid score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years, 5 months at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 778 mid score > min required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 10 years, 5 months at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;907 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | Terms/<br>Guidelines | Satisfied C A | CRDTER3122 | Loan<br>documents<br>do not meet<br>guideline<br>requirements | No | B1 is S/E<br>sched C.<br>100%<br>ownership.<br>Final<br>signed<br>1003<br>reflects <<br>25%<br>ownership.<br>Final AUS<br>run #09<br>dated<br>XXXXXX<br>was run as<br>B1 wage<br>earner.<br>Provide<br>corrected<br>final<br>signed<br>1003<br>reflecting<br>100%<br>ownership<br>of<br>business<br>and<br>updated<br>AUS run<br>showing<br>B1 as S/E<br>sched C.<br>With<br>Approve/<br>Eligible<br>finding, | 5/11/2026:<br>Received<br>updated<br>DU and<br>1003. Still<br>App/Eli. | 5/11/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 12 months payment history required, credit shows over 27 months with no lates<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: Maximum LTV 85%, Current LTV 80%<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has no history of late payments | Complete |
| &nbsp;&nbsp;&nbsp;793 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $1,097,370.81 exceeds DU requirement<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Min credit score required 620. File credit score 784<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 6 years and 5 months in current residence. | Complete |
| &nbsp;&nbsp;&nbsp;1046 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>is >2.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit line usage ratio of 0.00%.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 800 is 180 points above minimum program requirement of 620.<br> CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-borrower has maintained current job for 260 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has $361,611.43/110.57 PITIA which is > guideline minimum.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower has 0x30 for 353 months.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 80%; guidelines allow 90%.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 32.83% is below the guideline maximum of 50%.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers has resided at current primary residence for 396 months. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;758 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 699 Credit score exceeds guidelines of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $224,810.08 or 146.27 months PITIA.Required reserves per LP approval $23,967.24.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 208 months of mortgage history with 0x30 exceeds the 12 months required.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 11 years.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal use of credit, 5%. | Complete |
| &nbsp;&nbsp;&nbsp;758 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR169 | Appraisal<br>includes<br>one or<br>more<br>issue(s) | No | Appraisal<br>is missing<br>all photos. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 699 Credit score exceeds guidelines of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $224,810.08 or 146.27 months PITIA.Required reserves per LP approval $23,967.24.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 208 months of mortgage history with 0x30 exceeds the 12 months required.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 11 years.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal use of credit, 5%. | Complete |
| &nbsp;&nbsp;&nbsp;758 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal<br>not<br>Signed | No | Appraisal<br>is not<br>signed by<br>Appraiser. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 699 Credit score exceeds guidelines of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing reserves $224,810.08 or 146.27 months PITIA.Required reserves per LP approval $23,967.24.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 208 months of mortgage history with 0x30 exceeds the 12 months required.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 11 years.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal use of credit, 5%. | Complete |
| &nbsp;&nbsp;&nbsp;812 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 11 years with current employer<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 699 exceeds 620 minimum<br> CFCFS2860: Good credit history<br> - Clayton Comments: 0x30 derogatory marks | Complete |
| &nbsp;&nbsp;&nbsp;849 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score 3.5.<br>Clayton to<br>order<br>Desk<br>Review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Mortgage payment history exceeds guidelines<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good credit history<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job- owned business over 11 years | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;697 | XXXXXX | XXXXXX | NJ (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 20 years at primary residence<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: 25 years at present job<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 85%. | Complete |
| &nbsp;&nbsp;&nbsp;759 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Missing<br>photographs<br>for the<br>subject<br>appraisal. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has over 60 months piti as reserves<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower 2 has more than 20 years at the employer<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 749 credit score exceeds 640 program minimum | Complete |
| &nbsp;&nbsp;&nbsp;759 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR4789 | Appraisal<br>Deficiency | No | Missing<br>Appraiser<br>license. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has over 60 months piti as reserves<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower 2 has more than 20 years at the employer<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 749 credit score exceeds 640 program minimum | Complete |
| &nbsp;&nbsp;&nbsp;759 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR4791 | Appraisal<br>Deficiency

#2 | No | Missing<br>Location<br>map. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has over 60 months piti as reserves<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower 2 has more than 20 years at the employer<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 749 credit score exceeds 640 program minimum | Complete |
| &nbsp;&nbsp;&nbsp;759 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Missing<br>Appraisers<br>signature. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has over 60 months piti as reserves<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower 2 has more than 20 years at the employer<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 749 credit score exceeds 640 program minimum | Complete |
| &nbsp;&nbsp;&nbsp;759 | XXXXXX | XXXXXX | PA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Missing<br>comp<br>photographs<br>included<br>with the<br>appraisal<br>report | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Borrower has over 60 months piti as reserves<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Borrower 2 has more than 20 years at the employer<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 749 credit score exceeds 640 program minimum | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;908 | XXXXXX | XXXXXX CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR169 | Appraisal<br>includes one<br>or more<br>issue(s) | No | 5/13/2026<br>Exception<br>added:<br>Provide<br>complete<br>appraisal.<br>Missing all<br>subject and<br>comp<br>photos,<br>maps and<br>sketches<br>and<br>appraiser<br>signature. | 5/14/2026:<br>Received<br>complete<br>appraisal<br>report. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 778 exceeds min score requirement of 620.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 46 months. | Complete |
| &nbsp;&nbsp;&nbsp;908 | XXXXXX | XXXXXX CA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (no<br>score<br>available)<br>score is<br>>2.5.<br>Clayton to<br>order desk<br>review. | 5/18/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/18/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 778 exceeds min score requirement of 620.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 46 months. | Complete |
| &nbsp;&nbsp;&nbsp;699 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Appraisal<br>Subject<br>Photos are<br>blank | 5/4/2026:<br>Received<br>copy of<br>complete<br>appraisal. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 23 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at the current residence for 25 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 6 years<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 41.39% is below maximum allowed of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 783 Credit score exceeds minimum required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;699 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | Missing<br>Appraiser's<br>signature<br>on the<br>Appraisal | 5/4/2026:<br>Received<br>copy of<br>complete<br>appraisal. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 23 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at the current residence for 25 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 6 years<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 41.39% is below maximum allowed of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 783 Credit score exceeds minimum required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;699 | XXXXXX | XXXXXX FL (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Appraisal<br>Comp<br>photos are<br>blank | 5/4/2026:<br>Received<br>copy of<br>complete<br>appraisal. | 5/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 23 months<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has been at the current residence for 25 years<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 6 years<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 41.39% is below maximum allowed of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 783 Credit score exceeds minimum required of 620 | Complete |

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| | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;748 | XXXXXX | XXXXXX NJ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/CU<br>score.<br>Clayton to<br>order Desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 782 / 806 exceeds minimum of 620<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #139 months, Credit ratio 30.12%<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: Co-Borrower has been with employer > #12 years<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer > #8 years | Complete |
| &nbsp;&nbsp;&nbsp;735 | XXXXXX | XXXXXX MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5/18/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/18/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 69.33% LTV below guideline requirements of 90% per program.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 12 years and 7 months. | Complete |
| &nbsp;&nbsp;&nbsp;735 | XXXXXX | XXXXXX MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is PIW<br>approved,<br>Clayton to<br>order BPO. | 5/18/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/18/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 69.33% LTV below guideline requirements of 90% per program.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has resided at current residence for 8 years.<br>CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 12 years and 7 months. | Complete |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>verified ATR<br>Exempt.<br>Clayton<br>verified Safe<br>Harbor.<br>Lender to<br>update QM<br>determination<br>or provide<br>proof<br>business use. | 5/26/2026:<br>Received<br>Safe<br>Harbor<br>status. | 5/26/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $21,850.23 or 8.77 months PITI, LP required $14,949.42 in reserves to be verified.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 35.60% is below guideline maximum 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 686 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | XXXXXX NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Unable to<br>view the<br>subject<br>photos in the<br>PDF,<br>possibly<br>corrupted<br>file. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $21,850.23 or 8.77 months PITI, LP required $14,949.42 in reserves to be verified.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 35.60% is below guideline maximum 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 686 mid score > min required of 620 | Complete |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Unable to<br>view the<br>comp photos<br>in the PDF,<br>possibly<br>corrupted<br>file. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $21,850.23 or 8.77 months PITI, LP required $14,949.42 in reserves to be verified.<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 35.60% is below guideline maximum 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 686 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;807 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Subject<br>photos<br>missing on<br>document in<br>file | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit ratio 10.82%<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #109 months, Credit ratio 10.82%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 804 exceeds minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;807 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Comparable<br>photos<br>missing on<br>document in<br>file. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit ratio 10.82%<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #109 months, Credit ratio 10.82%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 804 exceeds minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;807 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/CU<br>Score.<br>Clayton to<br>order Desk<br>Review. | 5/21/2026:<br>CDA<br>received. | 5/21/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit ratio 10.82%<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #109 months, Credit ratio 10.82%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 804 exceeds minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;807 | XXXXXX | XXXXXX | WA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Value | Active C | PRVAVALU5249 | Property<br>Value Not<br>Supported | Yes | 5/21/2026:<br>Exception<br>added after<br>review of<br>trailing docs:<br>CDA<br>returned<br>Indeterminate<br>value.<br>Clayton to<br>order next<br>level review. | (No Data) | (No Data) | Not<br>Applicable | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Credit ratio 10.82%<br>CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #109 months, Credit ratio 10.82%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 804 exceeds minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;706 | XXXXXX | XXXXXX | CO | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Missing<br>Affiliate<br>Business<br>Disclosure. | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 40.44% DTI below guideline requirement- max 45%<br>CFCFS2860: Good credit history<br> - Clayton Comments: 0 x 30 in 40 months | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;753 | XXXXXX | XXXXXX | TN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 723 mid score > min required of 620<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $32,596.30 or 23.50 months PITI, DU required $8,320.93 in reserves to be verified.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 22.66% | Complete |
| &nbsp;&nbsp;&nbsp;809 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order<br>BPO. | 5/15/2026:<br>received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $8,020.34 or 3 months of PITIA.Reserves Required per AUS = $5,354.23.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 817 Guidelines allow 620<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 11 Years in Current Profession | Complete |
| &nbsp;&nbsp;&nbsp;809 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order<br>BPO. | 5/15/2026:<br>received<br>BPO<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $8,020.34 or 3 months of PITIA.Reserves Required per AUS = $5,354.23.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 817 Guidelines allow 620<br>CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 11 Years in Current Profession | Complete |
| &nbsp;&nbsp;&nbsp;901 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order<br>BPO | 5/14/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.08%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $112,199.37 or 57.60 months PITI, the LP approval required no reserves to be verified.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 794 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;901 | XXXXXX | XXXXXX | AZ | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>approved<br>PIW.<br>Clayton to<br>order<br>BPO. | 5/14/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 1.08%<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $112,199.37 or 57.60 months PITI, the LP approval required no reserves to be verified.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 794 mid score > min required of 620 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;707 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | Missing<br>photos for<br>Subject | 5/6/2026:<br>Received<br>Complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $344,123.68 or 55.89 months PITI. Required reserves per AUS are $36,950.10.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 65.99% LTV below guideline requirements of 75% per program.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 276 months, no derogs<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 770 exceeds the guideline program minimum of 620.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 45 months with 0x30 Mortgage payment history exceeds guidelines of 12 months. | Complete |
| &nbsp;&nbsp;&nbsp;707 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | Missing<br>photos for<br>Comparables | 5/6/2026:<br>Received<br>complete<br>Appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $344,123.68 or 55.89 months PITI. Required reserves per AUS are $36,950.10.<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 65.99% LTV below guideline requirements of 75% per program.<br>CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 276 months, no derogs<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median FICO of 770 exceeds the guideline program minimum of 620.<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: 45 months with 0x30 Mortgage payment history exceeds guidelines of 12 months. | Complete |
| &nbsp;&nbsp;&nbsp;974 | XXXXXX | XXXXXX | NY | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 7 years 10 months at current residence.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Qualifying FICO of 807 is 187 points above the 620 required.<br>CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Borrower does not have any major mortgage related occurrences during the past two years. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;773 | XXXXXX | XXXXXX | NJ (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 761 mid score > min required of 620<br>CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 29.55% is below guideline maximum 45%.<br>CFCFS1749: Additional documented income not used in qualifying<br> - Clayton Comments: Both borrowers receive overtime and bonus income not used or needed for qualification.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $30,867.8/ 17 months PITI > min required of $10,895.77. | Complete |
| &nbsp;&nbsp;&nbsp;776 | XXXXXX | XXXXXX | WA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR171 | Subject<br>Photos<br>Unacceptable | No | The<br>appraisal<br>of the<br>subject<br>property is<br>missing all<br>pictures of<br>the subject<br>property. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have64 months of current mortgage payment history 0x30.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 15+ years at present job<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets of 135,186.50 / 25.25 months PITII > min required of $42,810.42.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 795 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;776 | XXXXXX | XXXXXX | WA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR167 | Appraisal not<br>Signed | No | The<br>appraisal<br>for the<br>subject<br>property is<br>missing the<br>signature<br>of the<br>appraiser. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have64 months of current mortgage payment history 0x30.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 15+ years at present job<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets of 135,186.50 / 25.25 months PITII > min required of $42,810.42.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 795 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;776 | XXXXXX | XXXXXX | WA (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR173 | Comp Photos<br>Unacceptable | No | The<br>appraisal<br>of the<br>subject<br>property is<br>missing<br>pictures of<br>all the<br>comparable<br>properties. | 5/6/2026:<br>Received<br>complete<br>appraisal. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have64 months of current mortgage payment history 0x30.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 15+ years at present job<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets of 135,186.50 / 25.25 months PITII > min required of $42,810.42.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 795 mid score > min required of 620 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;776 | XXXXXX | XXXXXX | WA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score is<br>>2.5. Clayton<br>to order desk<br>review. | 5/21/2026: Received<br>CDA supporting<br>value. | 5/21/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have64 months of current mortgage payment history 0x30.<br>CFCFS1735: Co-Borrower has significant time at current job<br> - Clayton Comments: 15+ years at present job<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets of 135,186.50 / 25.25 months PITII > min required of $42,810.42.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 795 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;1042 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Provide<br>lender QM<br>determination. | 5/11/2026: Received<br>Safe Harbor status. | 5/11/2026:<br>Exception<br>satisfied.l (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 12 years with current employer.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 13.66%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 777 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | XXXXXX | NV | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CRDATRQM3124 | TILA —<br>Loan subject<br>to Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule; Lender<br>did not<br>provide an<br>ATR/QM<br>status<br>determination. | No | Provide<br>lender QM<br>determination. | 5/18/2026: Received<br>Safe Harbor status. | 5/18/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 5%<br>CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have128 months mortgage payment history 0x30.<br>CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 40 years at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | XXXXXX | NV | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Credit | Application | Satisfied C A | CRDAPP2418 | Ownership<br>history<br>inaccurate /<br>incomplete | No | Loan<br>submitted as<br>an investment<br>cash out<br>refinance, per<br>appraisal<br>property is<br>owner<br>occupied.<br>Appraiser to<br>address<br>occupancy. | 5/18/2026: Received<br>doc showing Sales<br>Worksheet for what<br>looks like a mobile<br>home or<br>manufactured home.<br>Cannot tie to this<br>exception.5/28/2026:<br>Received corrected<br>appraisal to Tenant<br>and subject photos<br>support a stick built<br>home, not a<br>manufactured home. | 5/18/2026:<br>Exception<br>remains.5/28/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 5%<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have128 months mortgage payment history 0x30.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 40 years at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;779 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 3%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $535,828.29 or 382 months reserves. Required reserves are $8,397.36 or 6 months reserves.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 809 mid score > min required of 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 34.81% is below maximum allowed of 45% | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;880 | XXXXXX | XXXXXX | MN | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) B A | Compliance | State<br>Consumer<br>Protection | Active B | CMPSTCP1537 | MN Home Loan -<br>No<br>acknowledgement<br>of Oral Tax/<br>Insurance<br>Disclosure in file. | No | Missing the<br>Acknowledgment<br>of the MN Oral<br>Tax Disclosure. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 798 Guidelines allow 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $24,350.55 or 7.72 months of PITIAReserves Required per AUS = $18,931.68<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower Has history of good credit with 0 Late Payments > 24 Months. | Complete |
| &nbsp;&nbsp;&nbsp;782 | XXXXXX | XXXXXX | SC | (No Data) | ATR/QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 723 exceeds 620 minimum required FICO<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves 191 months exceed the minimum required $16,800.08<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 25.14% is below 45% maximum DTI | Complete |
| &nbsp;&nbsp;&nbsp;783 | XXXXXX | XXXXXX | NC | (No Data) | ATR/QM:<br>Exempt D A | Credit | Application | Satisfied D A | CRDAPP130 | Application is<br>incomplete | No | Per DU Findings

#26 - XXXXXX<br>mortgage/Heloc<br>is not disclosed<br>on the loan<br>application. | 5/14/2026:<br>Received<br>credit<br>report and<br>updated<br>1003<br>showing<br>XXXXXX<br>as<br>required. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% below min. of 85%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 693 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $141,881.74 , required reserves $58,533.14 | Complete |
| &nbsp;&nbsp;&nbsp;783 | XXXXXX | XXXXXX | NC | (No Data) | ATR/QM:<br>Exempt D A | Credit | Credit/Mtg<br>History | Satisfied D A | CRDCRMH183 | Credit report<br>incomplete | No | Credit Report<br>received is not<br>legible | 5/6/2026:<br>Received<br>full credit<br>report. | 5/6/2026:<br>Exception<br>satidfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% below min. of 85%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 693 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $141,881.74 , required reserves $58,533.14 | Complete |
| &nbsp;&nbsp;&nbsp;783 | XXXXXX | XXXXXX | NC | (No Data) | ATR/QM:<br>Exempt D A | Credit | Income/<br>Employment | Satisfied C A | CRDINC888 | Income Amount<br>is Unsupported<br>by<br>Documentation in<br>File | No | B1 income is<br>variable, need<br>two years history<br>to average<br>income, only<br>have 6.12 months<br>documented | 5/14/2026:<br>Received<br>2025 &<br>2024 year<br>end<br>paystubs. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% below min. of 85%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 693 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $141,881.74 , required reserves $58,533.14 | Complete |
| &nbsp;&nbsp;&nbsp;783 | XXXXXX | XXXXXX | NC | (No Data) | ATR/QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing updated<br>valuation | No | LCA/CU score<br>of 2.6 is > than<br>2.5 - Clayton to<br>order desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 80% below min. of 85%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 693 mid score > min required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $141,881.74 , required reserves $58,533.14 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;952 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Provide<br>Affiliate<br>Business<br>Disclosure. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 28%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 761 mid score > min required of 620<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 211 months.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 38+ years at present job<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 15+ years at current residence<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have68 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;952 | XXXXXX | XXXXXX | PA | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score is<br>>2.5 Clayton<br>To order Desk<br>Review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 28%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 761 mid score > min required of 620<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 211 months.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 38+ years at present job<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 15+ years at current residence<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have68 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;876 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt C A | Credit | DTI | Satisfied C A | CRDDTI187 | Debt<br>Ratio ><br>50% | No | Documentation<br>in the loan file<br>supports a<br>primary<br>housing<br>obligation of<br>$10,402.03 per<br>month. Loan<br>submitted to<br>AUS with a<br>housing<br>payment of<br>$6,413. Using<br>the higher<br>payment, the<br>DTI is<br>56.74%.<br>Obligations =<br>$18,139.90/<br>Monthly<br>income =<br>$31,970.91 | 5/6/2026:<br>Received<br>credit<br>report to<br>show<br>$6,413<br>PITI. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 739 mid score > min required of 620<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have61 months mortgage payment history 0x30.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $328,407.59 / 54.27 months PITIA > min required of $42,826.587. | Complete |
| &nbsp;&nbsp;&nbsp;1092 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 33% dti below max DTI 45%<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 16 years at current residence<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 722 credit score exceeds guidelines 620 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1045 | XXXXXX | XXXXXX | OH | (No Data) | ATR/QM:<br>Exempt D A B | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No LCA/<br>CU score<br>due to<br>property<br>type.<br>Clayton to<br>order<br>Desk<br>Review. | 5/14/2026:<br>Received CDA. | 5/14/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 99 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 751 mid score > min required of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrowers have42 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;1045 | XXXXXX | XXXXXX | OH | (No Data) | ATR/QM:<br>Exempt D A B | Property<br>Valuations | Value | Satisfied C A B | PRVAVALU5249 | Property<br>Value Not<br>Supported | No | 5/14/2026:<br>Exception<br>added<br>after<br>review of<br>trailing<br>docs:<br>Received<br>CDA not<br>supporting<br>value.<br>Clayton to<br>order next<br>level<br>review. | 5/18/2026:<br>Received Report<br>2055, not<br>supporting value.<br>Lender to order full<br>appraisal.5/29/2026:<br>Received Field<br>Review supporting<br>value. | 5/18/2026:<br>Exception<br>remains.5/29/2026:<br>Exception<br>satisfied. | Not<br>Applicable | Not<br>Applicable | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 99 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 751 mid score > min required of 620<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrowers have42 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;953 | XXXXXX | XXXXXX | MI | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 20.04% is below Guidelines 45% maximum.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 798 exceeds program minimum requirements of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets of $53,883.83 exceed $0 reserves required per LP findings. | Complete |
| &nbsp;&nbsp;&nbsp;953 | XXXXXX | XXXXXX | MI | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied C A | PRVAAPPR169 | Appraisal<br>includes<br>one or<br>more<br>issue(s) | No | 5/13/2026:<br>Exception<br>added:<br>Provide a<br>complete<br>copy of<br>the<br>appraisal<br>report.<br>Missing<br>all subject<br>and comp<br>photos,<br>maps and<br>sketches,<br>missing<br>appraiser<br>signature. | 5/14/2026:<br>Received complete<br>appraisal. | 5/14/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 20.04% is below Guidelines 45% maximum.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 798 exceeds program minimum requirements of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets of $53,883.83 exceed $0 reserves required per LP findings. | Complete |
| &nbsp;&nbsp;&nbsp;953 | XXXXXX | XXXXXX | MI | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>score ><br>2.5.<br>Clayton to<br>order desk<br>review. | 5/18/2026:<br>Received CDA<br>supporting value. | 5/18/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 20.04% is below Guidelines 45% maximum.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score 798 exceeds program minimum requirements of 620.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets of $53,883.83 exceed $0 reserves required per LP findings. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;803 | XXXXXX | XXXXXX | WI | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower with employer > 7 years<br> CFCFS2860: Good credit history<br> - Clayton Comments: Good payment history use: 0X30, 0X60, 0X90, in #225 months, Credit ratio 21.20%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Median credit scores 787 exceeds minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;892 | XXXXXX | XXXXXX | MD | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>is 5 >2.5.<br>Clayton to<br>order<br>deskreview | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 769 mid score > min required of 620<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 70%; guidelines allow 75%.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrowers have234 months mortgage payment history 0x30.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ .68%<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have92 months mortgage payment history 0x30.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $197,531.02 > min required of $26,861.32<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 24+ years at current residence | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;840 | XXXXXX | XXXXXX | NC | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>update<br>valuation:<br>CU score<br>is >2.5.<br>Clayton<br>to order a<br>desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1746: Significant housing expense reduction<br> - Clayton Comments: Housing expense reduction from $2510.18 to $2275.86 per month. 9.34% reduction<br> CFCFS2860: Good credit history<br> - Clayton Comments: Excellent credit history with no late pay/derog line items. 793 Median Credit score.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 71.61% LTV below 75% maximum allowed guideline LTV<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $70,894.71 or 31.15 moths of PITIA, Required Reserves per AUS are $13,301.17 | Complete |
| &nbsp;&nbsp;&nbsp;889 | XXXXXX | XXXXXX | CT | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $608,023.63Required Reserves are $20,339.02<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 767 mid score > min required of 620<br> CFCFS1740: Mortgage payment history exceeds guidelines<br> - Clayton Comments: Borrowers have114 months mortgage payment history 0x30. | Complete |
| &nbsp;&nbsp;&nbsp;842 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU Score<br>exceeds<br>2.5.<br>Clayton<br>to order<br>Desk<br>Review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: The borrower has been in his profession for 16 years 5 months.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: The borrower has been self-employed for 10 years 3 months.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post-Closing Assets: $5,410,374.42 - $26,271.47 required reserves = $5,384,102.95/$6,752.58 PITI = 797.34 months reserves. | Complete |
| &nbsp;&nbsp;&nbsp;843 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Credit | Legal<br>Documents | Active D | CRDLGL225 | Missing<br>Rider | Yes | Missing<br>the<br>executed<br>PUD<br>Rider. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 11 years and 6 months.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI of 38% is below the guideline of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified Credit score 781 exceeds guideline requirement of 620<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 40 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $161,212.36 or 66.99 moths of PITIA, Required Reserves per AUS are $20,609.03 | Complete |
| &nbsp;&nbsp;&nbsp;843 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/<br>AW | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO | 5/14/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 11 years and 6 months.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI of 38% is below the guideline of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified Credit score 781 exceeds guideline requirement of 620<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 40 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $161,212.36 or 66.99 moths of PITIA, Required Reserves per AUS are $20,609.03 | Complete |
| &nbsp;&nbsp;&nbsp;843 | XXXXXX | XXXXXX | TN | (No<br>Data) | ATR/<br>QM:<br>Exempt D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton<br>to order<br>BPO. | 5/14/2026:<br>Received<br>BPO<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has significant time at current job, 11 years and 6 months.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI of 38% is below the guideline of 45%<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified Credit score 781 exceeds guideline requirement of 620<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Significant time in profession, 40 years.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $161,212.36 or 66.99 moths of PITIA, Required Reserves per AUS are $20,609.03 | Complete |
| &nbsp;&nbsp;&nbsp;891 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU)<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: 43 years at present job<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 99 months.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 805 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ .88%<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80% LTV below guideline requirements of 90% per program. | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | XXXXXX | SC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI-31.21% IS BELOW MAX 45%<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 34 years at current residence.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Credit score of 775 exceeds min of 620. | Complete |
| &nbsp;&nbsp;&nbsp;1108 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA/<br>SSR<br>has no<br>value,<br>Clayton<br>to order<br>desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 15+ years at current employer<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 781 mid score > min. required of 620<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 17+ years at primary residence | Complete |
| &nbsp;&nbsp;&nbsp;886 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI 17% is less than max 45%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $762050.09 exceeds AUS requirement of $14380.20<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified Credit score 783 exceed guideline minimum of 620 | Complete |
| &nbsp;&nbsp;&nbsp;898 | XXXXXX | XXXXXX | AZ | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: 43.79% DTI is below the 45% max<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 794 FICO score is above the 620 min.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: 80% LTV is below the 85% max | Complete |
| &nbsp;&nbsp;&nbsp;939 | XXXXXX | XXXXXX | FL | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 25.57% is below Guideline 45% maximum.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower 1 has 29 years on current job and borrower 2 has 33 years on current job<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 792 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;966 | XXXXXX | XXXXXX | CA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA<br>(or CU)<br>score is<br>>2.5.<br>Clayton<br>to order<br>desk<br>review | 5/15/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/15/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI 35.3 is below guideline maximum of 45%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Verified cash reserves $42091.80 exceeds AUS requirement of $41781.54<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified Credit Score 704 exceeds guideline minimum of 620 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;884 | XXXXXX | XXXXXX MN | ATR/QM:<br>Not<br>Applicable | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Active C | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | Yes | Lender<br>show QM<br>N/A.<br>Clayton<br>verified<br>Safe<br>Harbor. | (No Data) | (No Data) | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $47,903.17 exceed $11,820.91 required.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 39.68% is below 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 73.71% is below 90% maximum. | Complete |
| &nbsp;&nbsp;&nbsp;884 | XXXXXX | XXXXXX MN | ATR/QM:<br>Not<br>Applicable | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied C B A | PRVAAPPR5454 | Loan File<br>contains<br>Property<br>Inspection<br>Waiver<br>(PIW)/AW | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order<br>BPO. | 5/15/2026:<br>Received<br>BPO. | 5/15/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $47,903.17 exceed $11,820.91 required.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 39.68% is below 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 73.71% is below 90% maximum. | Complete |
| &nbsp;&nbsp;&nbsp;884 | XXXXXX | XXXXXX MN | ATR/QM:<br>Not<br>Applicable | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Loan is<br>PIW<br>approved,<br>Clayton to<br>order<br>BPO. | 5/15/2026:<br>Received<br>BPO. | 5/15/2026:<br>Exception<br>satisfied. | (No Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $47,903.17 exceed $11,820.91 required.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 39.68% is below 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 73.71% is below 90% maximum. | Complete |
| &nbsp;&nbsp;&nbsp;884 | XXXXXX | XXXXXX MN | ATR/QM:<br>Not<br>Applicable | QM:<br>Safe<br>Harbor<br>(APOR) D C A | Property<br>Valuations | Value | Active C | PRVAVALU5249 | Property<br>Value Not<br>Supported | Yes | 5/15/2026:<br>Exception<br>added<br>after<br>review of<br>trailing<br>docs:<br>Received<br>BPO not<br>supporting<br>value. (-<br>15.85%).<br>Clayton to<br>order next<br>level<br>review. | 5/26/2026:<br>Received<br>2055<br>Report not<br>supporting<br>value.<br>Lender to<br>order full<br>appraisal. | 5/26/2026:<br>Exception<br>remains. | Not<br>Applicable | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Cash reserves of $47,903.17 exceed $11,820.91 required.<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI of 39.68% is below 45% maximum.<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV of 73.71% is below 90% maximum. | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;957 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA (or<br>CU) score<br>is n/a.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified 786 FICO score. Minimum required 620.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30x288 months positive consumer payment history meeting 12 month guideline requirement.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with current employer for 11 years and 11 months.<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 0x30x64 months positive mortgage payment history.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets $372,182.96 or 73.98 months PITIA meeting DU reserve requirement of $93,383.33.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same profession for 20 years. | Complete |
| &nbsp;&nbsp;&nbsp;885 | XXXXXX | XXXXXX | UT | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) C A | Compliance | Ability to<br>Repay/<br>Qualified<br>Mortgage | Satisfied C A | CMPATRQM2900 | TILA - Loan<br>subject to<br>Ability to<br>Repay/<br>Qualified<br>Mortgage<br>rule;<br>Clayton's<br>status<br>determination<br>places loan in<br>a riskier status<br>than the<br>Lender's<br>status<br>determination. | No | Lender<br>verified<br>ATR<br>Exempt.<br>Clayton<br>verified<br>Safe<br>Harbor. | 6/4/2026:<br>Received<br>Safe<br>Harbor<br>status. | 6/4/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrowers have99 months mortgage payment history 0x30.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 0%<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrower score is 785. Minimum score per program is 620. | Complete |
| &nbsp;&nbsp;&nbsp;959 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Consumer credit show 0x30x99.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 766 exceeds min score requirement of 620.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in this line of work in the past: 25 years. | Complete |
| &nbsp;&nbsp;&nbsp;888 | XXXXXX | XXXXXX | CA | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA (or<br>CU) score<br>is >2.5.<br>Clayton to<br>order desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Verified DTI 33% is below guideline of 45%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $167922.63 AUS Requirement : $30552.12<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Verified credit score 795 exceeds guideline minimum of 700 | Complete |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1065 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | DTI | Satisfied D A | CRDDTI2540 | Missing<br>verification<br>of some or<br>all<br>components<br>of non-<br>subject<br>PITI | No | 1. Missing<br>verification<br>of HOA<br>expense for<br>primary<br>residence of<br>$579.12<br>used to<br>qualify.2.<br>Missing<br>proof of no<br>hazard<br>coverage or<br>HOA<br>expense for<br>XXXXXX<br>as qualified<br>with. 3.<br>Missing<br>proof of no<br>hazard<br>coverage or<br>HOA<br>expense for<br>XXXXXX<br>as qualified<br>with. 4.<br>Missing<br>proof of no<br>hazard<br>coverage or<br>HOA<br>expense for<br>XXXXXX<br>as qualified<br>with.5.<br>Missing<br>proof of no<br>lien on<br>XXXXXX. | 5/6/2026:<br>Received<br>verification<br>of no HOA<br>or HOI on<br>the REOs. | 5/6/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 30 years 6 months at current residence.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 40 years 1 month in same line of work. | Complete |
| &nbsp;&nbsp;&nbsp;1065 | XXXXXX | XXXXXX | MO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA score<br>not<br>established.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrower has 30 years 6 months at current residence.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has 40 years 1 month in same line of work. | Complete |
| &nbsp;&nbsp;&nbsp;969 | XXXXXX | XXXXXX | IL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA/CU<br>score >2.5 -<br>Clayton to<br>order desk<br>review | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1736: Significant time at current residence<br> - Clayton Comments: 31 years at primary residence<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 749 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @6.39% | Complete |
| &nbsp;&nbsp;&nbsp;1107 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | No FNMA<br>UCDP<br>provided.<br>Clayton to<br>order Desk<br>Review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS2854: Significant time in profession<br> - Clayton Comments: 29 years and 8 months in current profession.<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: 6 years and 10 months in current residence. | Complete |
| &nbsp;&nbsp;&nbsp;962 | XXXXXX | XXXXXX | MI | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Credit | Legal<br>Documents | Satisfied D A | CRDLGL100 | Legal<br>document<br>incorrect or<br>incomplete | No | Credit<br>report has a<br>Fraud ID<br>victim alert.<br>Provide<br>verification<br>borrower<br>authorizes<br>this<br>transaction. | 5/17/2026:<br>Received<br>verification<br>borrower<br>authorized<br>transaction. | 5/17/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: High Credit 790 Guidelines allow 620.<br> CFCFS2860: Good credit history<br> - Clayton Comments: Borrower Has history of good credit with 0 Late Payments > 24 Months | Complete |
| &nbsp;&nbsp;&nbsp;943 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Credit | Insurance | Satisfied C A | CRDINSR289 | Insufficient<br>Hazard<br>Insurance<br>Coverage | No | Insufficient<br>Hazard<br>Insurance<br>Coverage-<br>Note<br>amount is<br>$XXXXXX<br>verse<br>current<br>insurance<br>coverage<br>amount<br>$XXXXXX. | 5/19/2026:<br>Received<br>RCE,<br>$XXXXXX<br>to rebuild. | 5/19/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $262,330.29 or 52.97 months of PITI.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 761 exceeds min score requirement of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer in the past: 10 years<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 48 months. | Complete |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **TRID<br>Error<br>Type** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;943 | XXXXXX | XXXXXX | TX | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D A C | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | Missing<br>Updated<br>Valuation:<br>LCA<br>score is 0<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. | (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $262,330.29 or 52.97 months of PITI.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower credit score of 761 exceeds min score requirement of 620.<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has been with employer in the past: 10 years<br> CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years<br> - Clayton Comments: Mortgage history reflects 0 x 30 for the past 48 months. | Complete |
| &nbsp;&nbsp;&nbsp;933 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | RESPA | Active B | CMPRESPA863 | RESPA:<br>Required<br>Affiliate<br>Business<br>Disclosure<br>missing | No | Affiliate<br>Business<br>Disclosure<br>missing | (No Data) | (No Data) | (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 19.84 is below maximum allowed of 45%<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 94 months<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 24 years<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been at current residence for 25 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 786 Credit score exceeds minimum required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $313,630.55 exceeds DU requirement of $5,020.67 | Complete |
| &nbsp;&nbsp;&nbsp;933 | XXXXXX | XXXXXX | NC | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) D B A | Compliance | TILA/<br>RESPA<br>Integrated<br>Disclosure | Satisfied A | CMPTRID5293 | TRID Not<br>all<br>required<br>seller-paid<br>fees were<br>disclosed<br>on the CD | No | The Seller<br>Fees on<br>the Final<br>CD do not<br>match the<br>Seller<br>Fees from<br>the Seller<br>CD. | (No Data) | Condition<br>Satisfied.<br>All Seller<br>fees have<br>been<br>sourced<br>from the<br>Seller CD<br>. | Numeric | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 19.84 is below maximum allowed of 45%<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 94 months<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 24 years<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been at current residence for 25 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 786 Credit score exceeds minimum required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $313,630.55 exceeds DU requirement of $5,020.67 | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/QM<br>Status** | **Loan Level<br>ATR/QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;933 | XXXXXX | XXXXXX | NC | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) D B A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU<br>Score<br>>2.5.<br>Clayton<br>to order<br>desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Review DTI of 19.84 is below maximum allowed of 45%<br> CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Mortgage Payment history 0 X 30 over 94 months<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in the same line of work for 24 years<br> CFCFS1736: Significant time at current residence<br> - Clayton Comments: Borrowers have been at current residence for 25 years<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 786 Credit score exceeds minimum required of 620<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close reserves of $313,630.55 exceeds DU requirement of $5,020.67 | Complete |
| &nbsp;&nbsp;&nbsp;1101 | XXXXXX | XXXXXX | NE | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 788 mid score > min required of 660.<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $339,490.55 or 167.46 months of PITI.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 9.80% | Complete |
| &nbsp;&nbsp;&nbsp;1123 | XXXXXX | XXXXXX | SC | QM:<br>Rebuttable<br>Presumption<br>(APOR) | QM:<br>Rebuttable<br>Presumption<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: 29+ years at current employer<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 764 mid score > min required of 620<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 5.21% | Complete |
| &nbsp;&nbsp;&nbsp;948 | XXXXXX | XXXXXX | FL | QM: Safe<br>Harbor<br>(APOR) | QM: Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 7.62%<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $167,458.89 or 47.74 months PITI, DU required $10,410.29 in reserves to be verified.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 795 mid score > min required of 620<br> CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 69.57%; guidelines allow 80%. | Complete |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Original<br>Principal<br>Balance** | **State** | **Initial<br>Lender<br>ATR/<br>QM<br>Status** | **Loan<br>Level<br>ATR/<br>QM<br>Status** | **Condition<br>Category** | **ConditionSub<br>Category** | **Condition<br>Status** | **Condition**<br> **Code** | **Condition<br>Description** | **Condition<br>Material<br>Indicator** | **Initial<br>Comments** | **Client/<br>Seller**<br> **Response**<br> **Comments** | **Conclusion<br>Comments** | **Cure<br>Method** | **Compensating<br>Factors** | **Loan<br>Status** |
| &nbsp;&nbsp;&nbsp;1121 | XXXXXX | XXXXXX | FL | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | CU score<br>2.6.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 80%; guidelines allow 85%.<br> CFCFS2854: Significant time in profession<br> - Clayton Comments: Borrower has been in same profession for 22years.<br> CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 771 mid score > min required of 620<br> CFCFS1734: Borrower has significant time at current job<br> - Clayton Comments: Borrower has 21 years at present job<br> CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post closing assets $133,856.64 / 19.87 months PITIA (REO) > min required of $13,387.65.<br> CFCFS1742: Consumer credit history exceeds guidelines<br> - Clayton Comments: Borrower has 0x30 for 453 months.<br> CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 2.0% | Complete |
| &nbsp;&nbsp;&nbsp;1084 | XXXXXX | XXXXXX | MA | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1739: Positive mortgage payment history<br> - Clayton Comments: Borrower has 0x30 mortgage lates<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: Borrower score is 781 minimum requirement is 620 | Complete |
| &nbsp;&nbsp;&nbsp;1111 | XXXXXX | XXXXXX | TX | (No<br>Data) | ATR/<br>QM:<br>Exempt A |  |  |  |  |  |  |  |  |  |  | CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: DTI 38.60% is below the guideline maximum of 45%.<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 771 mid score > min required of 620<br>CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 75%; guidelines allow 85%. | Complete |
| &nbsp;&nbsp;&nbsp;1047 | XXXXXX | XXXXXX | MN | QM:<br>Safe<br>Harbor<br>(APOR) | QM:<br>Safe<br>Harbor<br>(APOR) B A | Compliance | Repayment<br>Ability | Active B | CMPSTRA1497 | File does<br>not<br>contain a<br>repayment<br>ability<br>worksheet | No | Repayment<br>ability<br>worksheet<br>is missing<br>from the<br>loan file. | (No Data) | (No Data) (No<br>Data) | Not<br>Applicable | CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post close assets are $230,457.39 or 82.59 months PITI, DU required $16,741.44 reserves to be verified.<br>CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 7.36%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 796 mid score > min required of 620<br> CFCFS1744: DTI below guideline requirement<br> - Clayton Comments: Borrowers DTI 27.45% is below guideline maximum 45%. | Complete |
| &nbsp;&nbsp;&nbsp;1055 | XXXXXX | XXXXXX | CO | (No<br>Data) | ATR/<br>QM:<br>Exempt D A | Property<br>Valuations | Appraisal | Satisfied D A | PRVAAPPR3116 | Missing<br>updated<br>valuation | No | LCA score<br>3.5.<br>Clayton to<br>order desk<br>review. | 5/14/2026:<br>Received<br>CDA<br>supporting<br>value. | 5/14/2026:<br>Exception<br>satisfied. (No<br>Data) | Not<br>Applicable | CFCFS5269: Minimal use of credit<br> - Clayton Comments: Minimal usage of available revolving credit lines @ 0.36%<br>CFCFS1741: Credit score exceeds guidelines<br> - Clayton Comments: 780 mid score > min required of 620 | Complete |
| &nbsp;&nbsp;&nbsp;1105 | XXXXXX | XXXXXX | MI | QM:<br>Safe<br>Harbor | QM:<br>Safe<br>Harbor<br>(APOR) A |  |  |  |  |  |  |  |  |  |  | CFCFS1737: LTV below guideline requirements<br> - Clayton Comments: LTV is 69%; guidelines allow 75%.<br>CFCFS1731: Verified cash reserves exceed guidelines<br> - Clayton Comments: Post Close Assets are $257,463.28 or 250.82 months of PITI. Required reserves $10,798.92 per DU approval. | Complete |

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| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2026-INV6_J16909** |
| **Conditions Report 2.0** |  |
| ***Loans in Report:*** | *422* |
| ***Loans with Conditions:*** | *266* |

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;1126 | XXXXXX | XXXXXX | XXXXXX D B C A | No |
| &nbsp;&nbsp;&nbsp;368 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;878 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1133 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;129 | XXXXXX | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;25 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1127 | XXXXXX | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;176 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;24 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;33 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;51 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;423 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;27 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;378 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;85 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;17 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;403 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;46 | XXXXXX | XXXXXX | XXXXXX D A | Yes |
| &nbsp;&nbsp;&nbsp;34 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;101 | XXXXXX | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;86 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;48 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;1135 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;121 | XXXXXX | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;62 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;82 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;390 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;28 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;40 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;166 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;102 | XXXXXX | XXXXXX | XXXXXX D A | No |

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;433 | XXXXXX | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;654 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;397 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;398 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;430 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | XXXXXX | XXXXXX D B C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;434 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;439 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;387 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;859 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;648 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;541 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;867 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;868 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;650 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;428 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;621 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;657 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;656 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;647 | XXXXXX | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;485 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;864 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;618 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;9 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;855 | XXXXXX | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;914 | XXXXXX | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1070 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1071 | XXXXXX | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;860 | XXXXXX | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;458 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;610 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;861 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;653 | XXXXXX | XXXXXX | XXXXXX D C A | No |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;850 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;851 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;725 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1076 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;1078 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1079 | XXXXXX | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;873 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1080 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;913 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;875 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;920 | XXXXXX | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1128 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;181 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;488 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;960 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;916 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1096 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;545 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;865 | XXXXXX | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;684 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;229 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;686 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;687 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;180 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;5 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;866 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;690 | XXXXXX | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;872 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;623 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;10 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;456 | XXXXXX | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;273 | XXXXXX | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;1136 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | XXXXXX | XXXXXX C A | No |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1130 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1129 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;282 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;286 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;366 | XXXXXX | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;422 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;267 | XXXXXX | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;300 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;450 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1140 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | XXXXXX | XXXXXX D A | Yes |
| &nbsp;&nbsp;&nbsp;589 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;299 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1005 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;120 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;117 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;991 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;14 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1004 | XXXXXX | XXXXXX | XXXXXX D A | Yes |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;443 | XXXXXX | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;345 | XXXXXX | XXXXXX | XXXXXX C B A | No |
| &nbsp;&nbsp;&nbsp;424 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;352 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1091 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;517 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1131 | XXXXXX | XXXXXX | XXXXXX D B C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;999 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1132 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1001 | XXXXXX | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;624 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1146 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;834 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1120 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;253 | XXXXXX | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;567 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;582 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;828 | XXXXXX | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;993 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;570 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;92 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;413 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;573 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;109 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;187 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1154 | XXXXXX | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;540 | XXXXXX | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;73 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;576 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;577 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;580 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;581 | XXXXXX | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;145 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;78 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;449 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;789 | XXXXXX | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;1147 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;189 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;136 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;601 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1086 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1027 | XXXXXX | XXXXXX | XXXXXX D A | No |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;1032 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | XXXXXX | XXXXXX D A B | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;596 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1082 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;140 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1009 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;961 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1014 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;785 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1098 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;171 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;426 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;220 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;164 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;746 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;197 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;474 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;437 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;199 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;419 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | XXXXXX | XXXXXX D B A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;603 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;716 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;717 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;594 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;550 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1057 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1026 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | XXXXXX | XXXXXX D B A C | No |
| &nbsp;&nbsp;&nbsp;588 | XXXXXX | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;213 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;201 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;819 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;203 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;276 | XXXXXX | XXXXXX | XXXXXX D A | No |

---

------

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Initial<br>Securitization<br>Loan<br>Compliance<br>Grade** | **Final Securitization<br>Loan Compliance<br>Grade** | **Initial S&P Loan<br>Compliance<br>Grade** | **Final S&P Loan<br>Compliance<br>Grade** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;1025 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;105 | XXXXXX | XXXXXX | XXXXXX C A | A | A C | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;251 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;447 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1028 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | No |
| &nbsp;&nbsp;&nbsp;1067 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;295 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1048 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;837 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;569 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | XXXXXX | XXXXXX D B A | B | B D A | B | B | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;217 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | No |
| &nbsp;&nbsp;&nbsp;343 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;425 | XXXXXX | XXXXXX | XXXXXX D A | C | A D | C | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1060 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | XXXXXX | XXXXXX C A | A | A C | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;308 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;309 | XXXXXX | XXXXXX | XXXXXX C A | C | A C | C | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | No |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | XXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1049 | XXXXXX | XXXXXX | XXXXXX D C A | A | A D C | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;820 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | No |
| &nbsp;&nbsp;&nbsp;737 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1023 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | No |
| &nbsp;&nbsp;&nbsp;1100 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;882 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;981 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;896 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | No |
| &nbsp;&nbsp;&nbsp;511 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;832 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Yes |
| &nbsp;&nbsp;&nbsp;1114 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;411 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | No |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1095 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1036 | XXXXXX | XXXXXX | XXXXXX D B A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1017 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | XXXXXX | XXXXXX C A | C | A C | C | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;418 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;537 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;538 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | No |
| &nbsp;&nbsp;&nbsp;466 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;630 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;539 | XXXXXX | XXXXXX | XXXXXX A | A | A | A | A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;12 | XXXXXX | XXXXXX | XXXXXX D A | A | A D | A | A | Not<br>Applicable |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;525 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;476 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;468 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;504 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;469 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;464 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1012 | XXXXXX | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;513 | XXXXXX | XXXXXX | XXXXXX C B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;514 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;515 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | XXXXXX | XXXXXX A | Yes |
| &nbsp;&nbsp;&nbsp;471 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;958 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;498 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;520 | XXXXXX | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;503 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;531 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;578 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;529 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;534 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;971 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;642 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;833 | XXXXXX | XXXXXX | XXXXXX D A C | No |
| &nbsp;&nbsp;&nbsp;800 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;973 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;679 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;721 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;549 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;780 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;738 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;637 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;709 | XXXXXX | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;767 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;831 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;670 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;760 | XXXXXX | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;762 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;672 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;770 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;718 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;754 | XXXXXX | XXXXXX | XXXXXX D B A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;660 | XXXXXX | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;691 | XXXXXX | XXXXXX | XXXXXX D C A | Not<br>Applicable |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;692 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;693 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;902 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;662 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;658 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;722 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1003 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;907 | XXXXXX | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;793 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1046 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;758 | XXXXXX | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;812 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;849 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;697 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;759 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;908 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;699 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;748 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;735 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;807 | XXXXXX | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;706 | XXXXXX | XXXXXX | XXXXXX B A | No |
| &nbsp;&nbsp;&nbsp;753 | XXXXXX | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;809 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;901 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;707 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;974 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;773 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;776 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1042 | XXXXXX | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | XXXXXX | XXXXXX C A | No |
| &nbsp;&nbsp;&nbsp;779 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;880 | XXXXXX | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;782 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;783 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;952 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;876 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1092 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1045 | XXXXXX | XXXXXX | XXXXXX D A B | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;953 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;803 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;892 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;840 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;889 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;842 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;843 | XXXXXX | XXXXXX | XXXXXX D B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;891 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **Did Lender<br>Acknowledge<br>Exception at<br>Origination** |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | XXXXXX | XXXXXX A | Yes |
| &nbsp;&nbsp;&nbsp;1108 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;886 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;898 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;939 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;966 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;884 | XXXXXX | XXXXXX | XXXXXX D C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;957 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;885 | XXXXXX | XXXXXX | XXXXXX C A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;959 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;888 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1065 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;969 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1107 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;962 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;943 | XXXXXX | XXXXXX | XXXXXX D A C | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;933 | XXXXXX | XXXXXX | XXXXXX D B A | No |
| &nbsp;&nbsp;&nbsp;1101 | XXXXXX | XXXXXX | XXXXXX A | No |
| &nbsp;&nbsp;&nbsp;1123 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;948 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1121 | XXXXXX | XXXXXX | XXXXXX D A | No |
| &nbsp;&nbsp;&nbsp;1084 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1111 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1047 | XXXXXX | XXXXXX | XXXXXX B A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1055 | XXXXXX | XXXXXX | XXXXXX D A | Not<br>Applicable |
| &nbsp;&nbsp;&nbsp;1105 | XXXXXX | XXXXXX | XXXXXX A | Not<br>Applicable |

---

## Exhibit 99.3

**EXHIBIT 99.3** 

**CLAYTON RATING AGENCY ATR QM DATA FIELDS** 

------

---

| | |
|:---|:---|
| **Client Name:** | **PennyMac** |
| **Client Project Name:** | **PNMAC PMTLT 2026-INV6_J16909** |
| **Rating Agency ATR QM Data Fields** | **Rating Agency ATR QM Data Fields** |
| *Loans in Report:* | *422* |

---

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1<br>Foreign National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis in<br>File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;1126 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3282.2 | XXXXXX | 7.067 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;368 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7788.33 | XXXXXX | 7.1939 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;878 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1133 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7895 | XXXXXX | 7.1074 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;129 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;25 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1127 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5783.2 | XXXXXX | 6.1423 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;176 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9989 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;24 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9989 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;33 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;31 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | Employed | Permanent Resident Alien | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6248 | XXXXXX | 6.1213 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7667.51 | XXXXXX | 6.4656 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;51 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.6251 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;423 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;27 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.1803 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;378 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6747.35 | XXXXXX | 6.2735 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6512.98 | XXXXXX | 6.2373 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;85 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;17 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7213 | XXXXXX | 6.563 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;403 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9092 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;46 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;34 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5645.25 | XXXXXX | 6.1875 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;101 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 4472 | XXXXXX | 6.3354 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;86 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 16053.48 | XXXXXX | 7.1585 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;48 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6960.5 | XXXXXX | 6.3004 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1135 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;121 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.3751 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;50 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;62 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;82 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;390 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7770.5 | XXXXXX | 6.3254 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;28 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9989 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;40 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 8185.5 | XXXXXX | 6.2991 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;166 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7389.15 | XXXXXX | 6.6815 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;102 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5194.25 | XXXXXX | 6.7901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3938.55 | XXXXXX | 5.9445 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;433 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.1241 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;654 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 16050.14 | XXXXXX | 7.5713 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;397 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;398 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 7192 | XXXXXX | 6.5458 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | Yes | 0 |
| &nbsp;&nbsp;&nbsp;430 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;434 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 5.5884 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;439 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6408 | XXXXXX | 6.1438 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;387 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6918.75 | XXXXXX | 6.3983 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;859 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.0261 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;648 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.999 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;541 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9989 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;867 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 8.0577 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;868 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9989 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;650 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.124 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;428 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 13674 | XXXXXX | 6.3266 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;621 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;657 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5435 | XXXXXX | 6.1568 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;656 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 5.6251 | Employed | Employed | U.S. Citizen | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.9806 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;647 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;485 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2928 | XXXXXX | 7.1336 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;864 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7399 | XXXXXX | 6.8904 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;618 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;9 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.7499 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;855 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.4573 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;914 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.499 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1070 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1741.5 | XXXXXX | 5.6834 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1071 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5513.3 | XXXXXX | 6.4911 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;860 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 14562.05 | XXXXXX | 6.9135 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;458 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1088 | XXXXXX | 7.2131 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;610 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;861 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;653 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5012.4 | XXXXXX | 6.5977 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 9107.75 | XXXXXX | 7.482 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;850 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 8025.5 | XXXXXX | 6.7319 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;851 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.299 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;725 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1076 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1078 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1079 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;873 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 4199.81 | XXXXXX | 6.6516 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1080 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.308 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;913 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;875 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.874 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;920 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 8950.68 | XXXXXX | 5.7259 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 13143 | XXXXXX | 7.7116 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1128 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1395 | XXXXXX | 6.3569 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1395 | XXXXXX | 6.602 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |

---

------

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1<br>Foreign National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis in<br>File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;181 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9989 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 1014 | XXXXXX | 6.6551 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;488 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;960 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 5.9489 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;916 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1544.15 | XXXXXX | 6.4415 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1096 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Unemployed | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;545 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;865 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.25 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.3104 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;684 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1809.25 | XXXXXX | 6.0657 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;229 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2739 | XXXXXX | 6.1174 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;686 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;687 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;180 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1241 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;5 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.6777 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;866 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3182.6 | XXXXXX | 6.9688 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;690 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;3 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.5001 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;872 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;623 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;10 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 8857.3 | XXXXXX | 6.3264 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;456 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.5 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;273 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1136 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | Employed | Non-Permanent Resident Alien | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.49 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1130 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.1628 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1129 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.1935 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;282 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2047.5 | XXXXXX | 6.5719 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;286 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;366 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 11290 | XXXXXX | 6.6458 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;422 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.0328 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;267 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;300 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5022.5 | XXXXXX | 6.6448 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | Yes | 12555.13 |
| &nbsp;&nbsp;&nbsp;450 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;365 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1140 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Retired | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;59 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;589 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;299 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1005 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1640 | XXXXXX | 6.6753 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;120 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;117 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.4918 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;991 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;14 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6308.4 | XXXXXX | 6.3782 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1004 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5412 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;13 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.651 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;443 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1500 | XXXXXX | 6.3218 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;345 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 4130 | XXXXXX | 7.0621 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;424 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1835 | XXXXXX | 6.523 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;352 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1091 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;517 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1131 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 1390 | XXXXXX | 6.5322 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;999 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.5 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1132 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 7.5504 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1001 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;624 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3248 | XXXXXX | 6.7038 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1146 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1485 | XXXXXX | 7.309 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;834 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1000 | XXXXXX | 7.1911 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1120 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.49 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;253 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 695 | XXXXXX | 6.4518 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 19203.8 |
| &nbsp;&nbsp;&nbsp;567 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;582 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;828 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1348 | XXXXXX | 6.6288 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;993 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;67 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2241.5 | XXXXXX | 7.1499 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;570 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;92 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;413 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.49 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;573 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.49 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;109 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1905 | XXXXXX | 6.3136 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;81 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;187 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1645 | XXXXXX | 7.6001 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.49 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |

---

------

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1<br>Foreign National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis in<br>File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1154 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;540 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1209.95 | XXXXXX | 6.04 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;73 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;576 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;577 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.49 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7650 | XXXXXX | 6.9132 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;580 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;581 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1555 | XXXXXX | 6.7169 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;145 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1495 | XXXXXX | 6.7276 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5624.29 | XXXXXX | 6.347 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;78 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6075 | XXXXXX | 6.6248 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1395 | XXXXXX | 6.2951 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;449 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;789 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2290 | XXXXXX | 6.5782 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1147 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;189 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;136 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 4745 | XXXXXX | 6.7332 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;601 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.449 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 1553 | XXXXXX | 7.5398 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1086 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1027 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2145 | XXXXXX | 6.4353 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1032 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;595 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;596 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1082 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;140 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | Non-Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1009 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;961 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 4557.72 | XXXXXX | 8.1061 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1002 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 4751.71 | XXXXXX | 6.1908 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1014 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;785 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.125 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1098 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;171 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1843 | XXXXXX | 6.6188 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;426 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7665.5 | XXXXXX | 6.4628 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;220 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;164 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;746 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;210 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;197 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5496 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;474 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 11100 | XXXXXX | 6.3553 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;437 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;199 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 4901.44 | XXXXXX | 6.8529 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;419 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.4921 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;603 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;716 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.8167 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;717 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;594 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;550 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1057 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1026 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3113.19 | XXXXXX | 6.4117 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;588 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.7243 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;213 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1295 | XXXXXX | 6.5985 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;201 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1090 | XXXXXX | 6.9069 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;280 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;819 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;203 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3329.33 | XXXXXX | 7.3642 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;276 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1025 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1640 | XXXXXX | 6.7329 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;105 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 499 | XXXXXX | 6.1807 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;251 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 4133.47 | XXXXXX | 6.506 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;447 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1028 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1067 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1195 | XXXXXX | 6.685 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;295 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6295 | XXXXXX | 6.4963 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1048 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 895 | XXXXXX | 6.6018 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;837 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;569 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.624 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1350 | XXXXXX | 6.8675 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;217 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2065 | XXXXXX | 6.3665 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;343 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 795 | XXXXXX | 7.1567 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;425 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 4387 | XXXXXX | 6.3471 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1060 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1640 | XXXXXX | 6.5815 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;308 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;309 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 15313.29 | XXXXXX | 7.5608 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;246 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |

---

------

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1<br>Foreign National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis in<br>File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Unemployed | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1049 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.49 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;820 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;737 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2090.73 | XXXXXX | 7.0906 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1023 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1100 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1257 | XXXXXX | 6.4354 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;882 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1490 | XXXXXX | 6.6625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;981 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;896 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;511 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;832 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1935 | XXXXXX | 7.139 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1114 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;411 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1095 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6104 | XXXXXX | 7.1497 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1036 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1590 | XXXXXX | 6.2263 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1017 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 12369.7 | XXXXXX | 6.3 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;418 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;537 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 1230 | XXXXXX | 6.2596 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;538 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;466 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.49 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;630 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;539 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6111.64 | XXXXXX | 6.5064 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;12 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1072 | XXXXXX | 6.9082 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;525 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3785 | XXXXXX | 6.3411 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;476 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.6701 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;468 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2543.68 | XXXXXX | 6.0355 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;504 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;469 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;464 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.918 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1012 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1595 | XXXXXX | 6.9585 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;513 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1295 | XXXXXX | 6.0066 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;514 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;515 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 1295 | XXXXXX | 6.6572 | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;471 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Unemployed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;958 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;498 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;520 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;503 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;531 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2245 | XXXXXX | 6.6326 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | Unemployed | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;578 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;529 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7282.18 | XXXXXX | 7.0352 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;534 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;971 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1200 | XXXXXX | 6.6656 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;642 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;833 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2297 | XXXXXX | 7.4913 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;800 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | Employed | Permanent Resident Alien | Non-Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;973 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2080.4 | XXXXXX | 6.0041 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;679 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;721 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;549 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1245 | XXXXXX | 7.1619 | Unemployed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;780 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;738 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;637 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;709 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.9802 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;767 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;831 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3420 | XXXXXX | 6.7969 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;670 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.125 | Employed | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;760 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5.37 | XXXXXX | 7.5079 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;762 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.125 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5100.84 | XXXXXX | 6.1765 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;672 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;770 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 4550 | XXXXXX | 6.0301 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;718 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.25 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;754 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1270 | XXXXXX | 6.5546 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;660 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 12848.3 | XXXXXX | 6.712 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;691 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 9318.48 | XXXXXX | 6.5206 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;692 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.875 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;693 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;902 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;662 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6 | Employed | (No Data) | Non-Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;658 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6533.8 | XXXXXX | 6.6821 | Unemployed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;722 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1003 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 950 | XXXXXX | 6.9347 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;907 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.49 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;793 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1046 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 5725 | XXXXXX | 6.8849 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;758 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1936.31 | XXXXXX | 7.142 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;812 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1698 | XXXXXX | 7.2081 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;849 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1698 | XXXXXX | 7.1903 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;697 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;759 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;908 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;699 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.1251 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;748 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 11896.33 | XXXXXX | 6.4776 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |

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------

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal<br>ID** | **Loan<br>Number** | **Loan Level<br>ATR/QM<br>Status** | **Application<br>Date Prior<br>to 1/10/2014** | **Lender<br>Application<br>Date** | **Broker<br>Application<br>Date** | **GSE<br>Eligible** | **QRM<br>Flag** | **ATR/QM<br>Total<br>Points<br>and Fees** | **Rate<br>Lock<br>Date** | **APR** | **Bwr 1<br>Employment<br>Indicator** | **Bwr 2<br>Employment<br>Indicator** | **Bwr 1<br>Foreign National<br>Indicator** | **Bwr 2 Foreign<br>National<br>Indicator** | **Borrowers<br>Qualified<br>Through a<br>Non-Resident<br>Alien<br>Program** | **Residual<br>Income<br>Analysis in<br>File** | **ATR/<br>QM<br>Residual<br>Income** |
| &nbsp;&nbsp;&nbsp;735 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5592.6 | XXXXXX | 6.0063 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1751.4 | XXXXXX | 6.8121 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;807 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3243.03 | XXXXXX | 6.5528 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;706 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2330 | XXXXXX | 7.1473 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;753 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 88 | XXXXXX | 7.1664 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;809 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6974 | XXXXXX | 7.1103 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;901 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1190 | XXXXXX | 6.5598 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;707 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;974 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1865 | XXXXXX | 7.3358 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;773 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;776 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.9901 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1042 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1395 | XXXXXX | 6.7905 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1645 | XXXXXX | 7.2773 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;779 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;880 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1680 | XXXXXX | 7.6975 | Retired | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;782 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.625 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;783 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.99 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;952 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 1795 | XXXXXX | 6.8282 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;876 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.2567 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1092 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1045 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.595 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;953 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1445 | XXXXXX | 7.6451 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;803 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.07 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;892 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3415 | XXXXXX | 6.2214 | Retired | Retired | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;840 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 5.9901 | Retired | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;889 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;842 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 9525 | XXXXXX | 7.4513 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | Yes | 7700.7 |
| &nbsp;&nbsp;&nbsp;843 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.124 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;891 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1590 | XXXXXX | 6.7451 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1270 | XXXXXX | 6.5647 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1108 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.7572 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;886 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.415 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;898 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.875 | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;939 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 6.6413 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;966 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 7202.5 | XXXXXX | 7.2615 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;884 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 0 | XXXXXX | 5.9978 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;957 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 5.9901 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;885 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1745 | XXXXXX | 6.4887 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;959 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;888 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.375 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1065 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.3277 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;969 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1107 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | No | No | 0 | XXXXXX | 7.5 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;962 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.37 | Employed | (No Data) | Permanent Resident Alien | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;943 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | No | Yes | 8598.71 | XXXXXX | 6.7054 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;933 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 5458.6 | XXXXXX | 6.3038 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1101 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 1330 | XXXXXX | 6.9436 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1123 | XXXXXX | QM: Rebuttable Presumption (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 650.04 | XXXXXX | 7.6495 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;948 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2486.5 | XXXXXX | 6.1984 | Employed | Unemployed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1121 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 7.4702 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1084 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 6682.5 | XXXXXX | 6.5726 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1111 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 5.75 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1047 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 2262.5 | XXXXXX | 6.7191 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |
| &nbsp;&nbsp;&nbsp;1055 | XXXXXX | ATR/QM: Exempt | No | XXXXXX | XXXXXX | Yes | No | 0 | XXXXXX | 6.5 | Employed | (No Data) | U.S. Citizen | (No Data) | (No Data) | (No Data) | 0 |
| &nbsp;&nbsp;&nbsp;1105 | XXXXXX | QM: Safe Harbor (APOR) | No | XXXXXX | XXXXXX | Yes | Yes | 3652 | XXXXXX | 7.0263 | Employed | Employed | U.S. Citizen | U.S. Citizen | (No Data) | No | 0 |

---

<sup>©</sup>2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

## Exhibit 99.4

**EXHIBIT 99.4** 

**CLAYTON LOAN LEVEL TAPE COMPARE UPLOAD** 

------

![LOGO](g98907g0606064231283.jpg)

**Loan Level Tape Compare Upload** 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower**<br> **Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;1126 | XXXXXX | XXXXXX | Cash Reserves | 369213.1100 | 194195.09 |
| &nbsp;&nbsp;&nbsp;1126 | XXXXXX | XXXXXX | Property Zip | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;368 | XXXXXX | XXXXXX | Cash Reserves | 27073.7300 | 19380.18 |
| &nbsp;&nbsp;&nbsp;368 | XXXXXX | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;368 | XXXXXX | XXXXXX | Income (Calculated) | 7239.7200 | 10232.87 |
| &nbsp;&nbsp;&nbsp;1133 | XXXXXX | XXXXXX | Cash Reserves | 173969.8400 | 104641.43 |
| &nbsp;&nbsp;&nbsp;25 | XXXXXX | XXXXXX | Cash Reserves | 207053.9200 | 91799.01 |
| &nbsp;&nbsp;&nbsp;25 | XXXXXX | XXXXXX | DTI (Back) | 13.2410 | 42.5788 |
| &nbsp;&nbsp;&nbsp;1127 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;24 | XXXXXX | XXXXXX | Income (Calculated) | 11129.6700 | 14634.28 |
| &nbsp;&nbsp;&nbsp;96 | XXXXXX | XXXXXX | Cash Reserves | 51640.2400 | 90157.78 |
| &nbsp;&nbsp;&nbsp;134 | XXXXXX | XXXXXX | Cash Reserves | 97772.4000 | 62008.86 |
| &nbsp;&nbsp;&nbsp;51 | XXXXXX | XXXXXX | Cash Reserves | 128879.5300 | 75696.87 |
| &nbsp;&nbsp;&nbsp;423 | XXXXXX | XXXXXX | Cash Reserves | 1518208.4400 | 682891.66 |
| &nbsp;&nbsp;&nbsp;27 | XXXXXX | XXXXXX | Appraised Value | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;378 | XXXXXX | XXXXXX | Income (Calculated) | 10509.9000 | 13712.13 |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | XXXXXX | Appraised Value | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;175 | XXXXXX | XXXXXX | Cash Reserves | 562458.2500 | 415222.55 |
| &nbsp;&nbsp;&nbsp;85 | XXXXXX | XXXXXX | Cash Reserves | 100454.3500 | 18324.94 |
| &nbsp;&nbsp;&nbsp;17 | XXXXXX | XXXXXX | Cash Reserves | 32574.3100 | 0 |
| &nbsp;&nbsp;&nbsp;17 | XXXXXX | XXXXXX | DTI (Back) | 10.0420 | 13.6261 |
| &nbsp;&nbsp;&nbsp;403 | XXXXXX | XXXXXX | DTI (Back) | 44.4620 | 39.8757 |
| &nbsp;&nbsp;&nbsp;46 | XXXXXX | XXXXXX | Cash Reserves | 284998.0200 | 154704.76 |
| &nbsp;&nbsp;&nbsp;34 | XXXXXX | XXXXXX | Income (Calculated) | 28993.6800 | 37540.75 |
| &nbsp;&nbsp;&nbsp;259 | XXXXXX | XXXXXX | Cash Reserves | 319747.8700 | 215189.11 |
| &nbsp;&nbsp;&nbsp;101 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 5499.07 |
| &nbsp;&nbsp;&nbsp;86 | XXXXXX | XXXXXX | Cash Reserves | 218928.1600 | 151995.84 |
| &nbsp;&nbsp;&nbsp;60 | XXXXXX | XXXXXX | Cash Reserves | 110670.9300 | 18380.34 |
| &nbsp;&nbsp;&nbsp;1135 | XXXXXX | XXXXXX | Cash Reserves | 438186.9900 | 271516.71 |
| &nbsp;&nbsp;&nbsp;121 | XXXXXX | XXXXXX | Cash Reserves | 45986.2800 | 139030.77 |
| &nbsp;&nbsp;&nbsp;62 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;28 | XXXXXX | XXXXXX | Cash Reserves | 587333.8400 | 423989.47 |
| &nbsp;&nbsp;&nbsp;28 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;40 | XXXXXX | XXXXXX | Cash Reserves | 249915.8300 | 143463.26 |
| &nbsp;&nbsp;&nbsp;40 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | XXXXXX | Cash Reserves | 25846.9900 | 15996.53 |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | XXXXXX | DTI (Back) | 41.4670 | 36.8643 |
| &nbsp;&nbsp;&nbsp;375 | XXXXXX | XXXXXX | Income (Calculated) | 5971.1800 | 8666.67 |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | Cash Reserves | 460548.3100 | 236219.83 |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | DTI (Back) | 46.0340 | 35.131 |
| &nbsp;&nbsp;&nbsp;44 | XXXXXX | XXXXXX | Income (Calculated) | 66666.6700 | 151342.79 |
| &nbsp;&nbsp;&nbsp;166 | XXXXXX | XXXXXX | DTI (Back) | 44.3170 | 25.4056 |
| &nbsp;&nbsp;&nbsp;166 | XXXXXX | XXXXXX | Income (Calculated) | 20347.7400 | 12865.87 |
| &nbsp;&nbsp;&nbsp;102 | XXXXXX | XXXXXX | Cash Reserves | 1281429.2600 | 2197791.56 |
| &nbsp;&nbsp;&nbsp;102 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 8500 |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | XXXXXX | Cash Reserves | 359091.8500 | 179545.92 |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower**<br> **Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;149 | XXXXXX | XXXXXX | DTI (Back) | 44.3260 | 39.5624 |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | XXXXXX | Cash Reserves | 270194.2000 | 0 |
| &nbsp;&nbsp;&nbsp;132 | XXXXXX | XXXXXX | Income (Calculated) | 5000.0000 | 10308.21 |
| &nbsp;&nbsp;&nbsp;433 | XXXXXX | XXXXXX | Product Type | 30 Yr Fixed | 25 Yr Fixed |
| &nbsp;&nbsp;&nbsp;397 | XXXXXX | XXXXXX | Cash Reserves | 175633.6200 | 41685.85 |
| &nbsp;&nbsp;&nbsp;397 | XXXXXX | XXXXXX | DTI (Back) | 29.7310 | 38.9076 |
| &nbsp;&nbsp;&nbsp;430 | XXXXXX | XXXXXX | Cash Reserves | 84020.2700 | 402882.06 |
| &nbsp;&nbsp;&nbsp;430 | XXXXXX | XXXXXX | DTI (Back) | 21.9100 | 18.7487 |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | XXXXXX | Cash Reserves | 169342.2200 | 228448.95 |
| &nbsp;&nbsp;&nbsp;371 | XXXXXX | XXXXXX | DTI (Back) | 21.2850 | 17.9788 |
| &nbsp;&nbsp;&nbsp;434 | XXXXXX | XXXXXX | Cash Reserves | 450593.0600 | 230732.06 |
| &nbsp;&nbsp;&nbsp;434 | XXXXXX | XXXXXX | DTI (Back) | 35.1830 | 19.5934 |
| &nbsp;&nbsp;&nbsp;434 | XXXXXX | XXXXXX | Income (Calculated) | 24177.6200 | 72205.84 |
| &nbsp;&nbsp;&nbsp;387 | XXXXXX | XXXXXX | Cash Reserves | 242486.1700 | 111512.1 |
| &nbsp;&nbsp;&nbsp;387 | XXXXXX | XXXXXX | DTI (Back) | 34.6200 | 20.2492 |
| &nbsp;&nbsp;&nbsp;648 | XXXXXX | XXXXXX | Income (Calculated) | 14.3600 | 0 |
| &nbsp;&nbsp;&nbsp;541 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 7758.88 |
| &nbsp;&nbsp;&nbsp;867 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 6340.34 |
| &nbsp;&nbsp;&nbsp;650 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 14337.47 |
| &nbsp;&nbsp;&nbsp;428 | XXXXXX | XXXXXX | DTI (Back) | 47.4040 | 30.4541 |
| &nbsp;&nbsp;&nbsp;621 | XXXXXX | XXXXXX | Income (Calculated) | 7500.0000 | 35000 |
| &nbsp;&nbsp;&nbsp;656 | XXXXXX | XXXXXX | Income (Calculated) | 11653.4700 | 14701.24 |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | XXXXXX | DTI (Back) | 9.2490 | 21.0917 |
| &nbsp;&nbsp;&nbsp;645 | XXXXXX | XXXXXX | Property Type | SFR | SFR-Attached |
| &nbsp;&nbsp;&nbsp;485 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;864 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 1591.68 |
| &nbsp;&nbsp;&nbsp;618 | XXXXXX | XXXXXX | Cash Reserves | 132177.3400 | 35698.28 |
| &nbsp;&nbsp;&nbsp;9 | XXXXXX | XXXXXX | Cash Reserves | 251237.1300 | 80684.12 |
| &nbsp;&nbsp;&nbsp;855 | XXXXXX | XXXXXX | Income (Calculated) | 6583.3300 | 16978.33 |
| &nbsp;&nbsp;&nbsp;1070 | XXXXXX | XXXXXX | Property Type | SFR | Detached PUD |
| &nbsp;&nbsp;&nbsp;860 | XXXXXX | XXXXXX | Income (Calculated) | 102690.1900 | 57193 |
| &nbsp;&nbsp;&nbsp;860 | XXXXXX | XXXXXX | Property Type | Low Rise Condo (1-4) | Mid Rise Condo (5-8) |
| &nbsp;&nbsp;&nbsp;458 | XXXXXX | XXXXXX | Cash Reserves | 253596.4300 | 24374.05 |
| &nbsp;&nbsp;&nbsp;458 | XXXXXX | XXXXXX | Income (Calculated) | 18178.8100 | 23713.94 |
| &nbsp;&nbsp;&nbsp;861 | XXXXXX | XXXXXX | Cash Reserves | 440258.3600 | 242389.15 |
| &nbsp;&nbsp;&nbsp;653 | XXXXXX | XXXXXX | DTI (Back) | 49.4700 | 46.1016 |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | XXXXXX | Cash Reserves | 81031.2300 | 4938.13 |
| &nbsp;&nbsp;&nbsp;739 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 2112.07 |
| &nbsp;&nbsp;&nbsp;1076 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;1078 | XXXXXX | XXXXXX | Cash Reserves | 192792.8400 | 43812.73 |
| &nbsp;&nbsp;&nbsp;1079 | XXXXXX | XXXXXX | Cash Reserves | 42145.2600 | 164848.09 |
| &nbsp;&nbsp;&nbsp;873 | XXXXXX | XXXXXX | DTI (Back) | 44.7320 | 37.5557 |
| &nbsp;&nbsp;&nbsp;1080 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 5742.7 |
| &nbsp;&nbsp;&nbsp;1080 | XXXXXX | XXXXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| &nbsp;&nbsp;&nbsp;913 | XXXXXX | XXXXXX | Cash Reserves | 212716.2300 | 126732.09 |
| &nbsp;&nbsp;&nbsp;875 | XXXXXX | XXXXXX | Cash Reserves | 220246.6400 | 147793.59 |
| &nbsp;&nbsp;&nbsp;875 | XXXXXX | XXXXXX | DTI (Back) | 33.4340 | 29.0153 |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower**<br> **Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;920 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 11295 |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | XXXXXX | DTI (Back) | 39.0820 | 32.0141 |
| &nbsp;&nbsp;&nbsp;723 | XXXXXX | XXXXXX | Income (Calculated) | 22566.6800 | 34309.73 |
| &nbsp;&nbsp;&nbsp;1128 | XXXXXX | XXXXXX | Income (Calculated) | 12069.6600 | 22270.44 |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | XXXXXX | Cash Reserves | 159911.3600 | 66608.31 |
| &nbsp;&nbsp;&nbsp;209 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 5432.05 |
| &nbsp;&nbsp;&nbsp;174 | XXXXXX | XXXXXX | Note Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;181 | XXXXXX | XXXXXX | Cash Reserves | 351613.4600 | 208808.35 |
| &nbsp;&nbsp;&nbsp;181 | XXXXXX | XXXXXX | Income (Calculated) | 15968.7500 | 20768.41 |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | XXXXXX | Cash Reserves | 757103.5200 | 537375.22 |
| &nbsp;&nbsp;&nbsp;227 | XXXXXX | XXXXXX | Income (Calculated) | 40770.8400 | 74864.59 |
| &nbsp;&nbsp;&nbsp;488 | XXXXXX | XXXXXX | Cash Reserves | 226822.8900 | 54440.29 |
| &nbsp;&nbsp;&nbsp;167 | XXXXXX | XXXXXX | Cash Reserves | 163791.5500 | 61220.84 |
| &nbsp;&nbsp;&nbsp;916 | XXXXXX | XXXXXX | Income (Calculated) | 4621.5000 | 12090.71 |
| &nbsp;&nbsp;&nbsp;1096 | XXXXXX | XXXXXX | Income (Calculated) | 19145.9900 | 35684.48 |
| &nbsp;&nbsp;&nbsp;545 | XXXXXX | XXXXXX | Cash Reserves | 221256.9000 | 528458.17 |
| &nbsp;&nbsp;&nbsp;545 | XXXXXX | XXXXXX | DTI (Back) | 41.6080 | 37.4616 |
| &nbsp;&nbsp;&nbsp;545 | XXXXXX | XXXXXX | Income (Calculated) | 15680.6600 | 21023.71 |
| &nbsp;&nbsp;&nbsp;865 | XXXXXX | XXXXXX | Cash Reserves | 434902.3000 | 300351.76 |
| &nbsp;&nbsp;&nbsp;865 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 5770.52 |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX | Cash Reserves | 514533.3700 | 326394.59 |
| &nbsp;&nbsp;&nbsp;184 | XXXXXX | XXXXXX | Income (Calculated) | 13149.0700 | 23222.56 |
| &nbsp;&nbsp;&nbsp;1 | XXXXXX | XXXXXX | DTI (Back) | 42.0400 | 45.1301 |
| &nbsp;&nbsp;&nbsp;684 | XXXXXX | XXXXXX | DTI (Back) | 33.2460 | 11.1119 |
| &nbsp;&nbsp;&nbsp;684 | XXXXXX | XXXXXX | Income (Calculated) | 10391.6600 | 15212.61 |
| &nbsp;&nbsp;&nbsp;684 | XXXXXX | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| &nbsp;&nbsp;&nbsp;686 | XXXXXX | XXXXXX | Cash Reserves | 64488.5700 | 175912.18 |
| &nbsp;&nbsp;&nbsp;686 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 8817.37 |
| &nbsp;&nbsp;&nbsp;8 | XXXXXX | XXXXXX | Income (Calculated) | 4080.6500 | 5293.77 |
| &nbsp;&nbsp;&nbsp;5 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 7033.28 |
| &nbsp;&nbsp;&nbsp;866 | XXXXXX | XXXXXX | Note Date | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | XXXXXX | Cash Reserves | 75822.3000 | '-1557.02 |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | XXXXXX | DTI (Back) | 49.8158 | 44.4325 |
| &nbsp;&nbsp;&nbsp;688 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | XXXXXX | Cash Reserves | 16705.4600 | 22528.82 |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | XXXXXX | DTI (Back) | 49.2839 | 44.2322 |
| &nbsp;&nbsp;&nbsp;689 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 922.03 |
| &nbsp;&nbsp;&nbsp;690 | XXXXXX | XXXXXX | Cash Reserves | 76632.6500 | 53488.94 |
| &nbsp;&nbsp;&nbsp;690 | XXXXXX | XXXXXX | DTI (Back) | 41.3886 | 37.6608 |
| &nbsp;&nbsp;&nbsp;690 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;11 | XXXXXX | XXXXXX | DTI (Back) | 44.9261 | 38.0376 |
| &nbsp;&nbsp;&nbsp;623 | XXXXXX | XXXXXX | Cash Reserves | 114133.5400 | 13675.47 |
| &nbsp;&nbsp;&nbsp;623 | XXXXXX | XXXXXX | Income (Calculated) | 1375.6000 | 4307.43 |
| &nbsp;&nbsp;&nbsp;456 | XXXXXX | XXXXXX | Cash Reserves | 348820.6700 | 186311.29 |
| &nbsp;&nbsp;&nbsp;456 | XXXXXX | XXXXXX | Income (Calculated) | 24379.0400 | 31622.85 |
| &nbsp;&nbsp;&nbsp;1136 | XXXXXX | XXXXXX | Cash Reserves | 203056.9700 | 119298.76 |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower**<br> **Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;292 | XXXXXX | XXXXXX | Cash Reserves | 516825.5000 | 692863.72 |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | XXXXXX | Cash Reserves | 120487.4300 | 160305.72 |
| &nbsp;&nbsp;&nbsp;80 | XXXXXX | XXXXXX | Income (Calculated) | 8607.0800 | 24015.15 |
| &nbsp;&nbsp;&nbsp;311 | XXXXXX | XXXXXX | Cash Reserves | 88952.0000 | 24762.09 |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | XXXXXX | Cash Reserves | 400283.0700 | 290929.45 |
| &nbsp;&nbsp;&nbsp;335 | XXXXXX | XXXXXX | Income (Calculated) | 10974.3000 | 15394.28 |
| &nbsp;&nbsp;&nbsp;1130 | XXXXXX | XXXXXX | Cash Reserves | 152771.1600 | 64081.54 |
| &nbsp;&nbsp;&nbsp;72 | XXXXXX | XXXXXX | Cash Reserves | 294085.0800 | 150149.96 |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | XXXXXX | DTI (Back) | 42.9670 | 33.1026 |
| &nbsp;&nbsp;&nbsp;224 | XXXXXX | XXXXXX | Income (Calculated) | 11780.9900 | 15970.48 |
| &nbsp;&nbsp;&nbsp;282 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 1177.15 |
| &nbsp;&nbsp;&nbsp;422 | XXXXXX | XXXXXX | Income (Calculated) | 6666.6600 | 16923.66 |
| &nbsp;&nbsp;&nbsp;267 | XXXXXX | XXXXXX | Cash Reserves | 230750.5100 | 101451.31 |
| &nbsp;&nbsp;&nbsp;267 | XXXXXX | XXXXXX | DTI (Back) | 49.9250 | 45.1967 |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | XXXXXX | Cash Reserves | 409912.4600 | 525865.3 |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | XXXXXX | DTI (Back) | 30.7030 | 36.9438 |
| &nbsp;&nbsp;&nbsp;303 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 9214.29 |
| &nbsp;&nbsp;&nbsp;450 | XXXXXX | XXXXXX | Cash Reserves | 128308.7300 | 33086.61 |
| &nbsp;&nbsp;&nbsp;1140 | XXXXXX | XXXXXX | Income (Calculated) | 9485.0000 | 13210.33 |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | XXXXXX | Cash Reserves | 113233.9800 | 15432.88 |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | XXXXXX | DTI (Back) | 33.6430 | 26.5785 |
| &nbsp;&nbsp;&nbsp;359 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 875 |
| &nbsp;&nbsp;&nbsp;301 | XXXXXX | XXXXXX | Cash Reserves | 215767.4700 | 110652.27 |
| &nbsp;&nbsp;&nbsp;299 | XXXXXX | XXXXXX | Cash Reserves | 335786.2800 | 34325.81 |
| &nbsp;&nbsp;&nbsp;1005 | XXXXXX | XXXXXX | Cash Reserves | 159439.1800 | 62328.81 |
| &nbsp;&nbsp;&nbsp;1005 | XXXXXX | XXXXXX | Income (Calculated) | 12088.6600 | 15504.26 |
| &nbsp;&nbsp;&nbsp;120 | XXXXXX | XXXXXX | Income (Calculated) | 17206.2100 | 29803.62 |
| &nbsp;&nbsp;&nbsp;14 | XXXXXX | XXXXXX | Combined Loan to Value | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;14 | XXXXXX | XXXXXX | Loan to Value | 60.2270 | 70.6667 |
| &nbsp;&nbsp;&nbsp;1004 | XXXXXX | XXXXXX | DTI (Back) | 43.5120 | 38.5787 |
| &nbsp;&nbsp;&nbsp;345 | XXXXXX | XXXXXX | Income (Calculated) | 12129.0800 | 15581.21 |
| &nbsp;&nbsp;&nbsp;424 | XXXXXX | XXXXXX | Cash Reserves | 232287.0000 | 139372.61 |
| &nbsp;&nbsp;&nbsp;424 | XXXXXX | XXXXXX | Income (Calculated) | 6380.0000 | 12336.34 |
| &nbsp;&nbsp;&nbsp;352 | XXXXXX | XXXXXX | Cash Reserves | 93891.4400 | 69812.87 |
| &nbsp;&nbsp;&nbsp;352 | XXXXXX | XXXXXX | Income (Calculated) | 4429.1600 | 6960.77 |
| &nbsp;&nbsp;&nbsp;1091 | XXXXXX | XXXXXX | DTI (Back) | 34.6320 | 31.0139 |
| &nbsp;&nbsp;&nbsp;1091 | XXXXXX | XXXXXX | Income (Calculated) | 16358.9100 | 33444.42 |
| &nbsp;&nbsp;&nbsp;1091 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;517 | XXXXXX | XXXXXX | Cash Reserves | 504673.0000 | 318644.65 |
| &nbsp;&nbsp;&nbsp;1131 | XXXXXX | XXXXXX | Combined Loan to Value | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;1131 | XXXXXX | XXXXXX | Loan to Value | 70.2130 | 77.8761 |
| &nbsp;&nbsp;&nbsp;1132 | XXXXXX | XXXXXX | Cash Reserves | 92268.0000 | 48997.72 |
| &nbsp;&nbsp;&nbsp;1001 | XXXXXX | XXXXXX | Cash Reserves | 151810.0000 | 384624.68 |
| &nbsp;&nbsp;&nbsp;1146 | XXXXXX | XXXXXX | DTI (Back) | 47.3740 | 34.8566 |
| &nbsp;&nbsp;&nbsp;1146 | XXXXXX | XXXXXX | Income (Calculated) | 22696.5800 | 32260.17 |
| &nbsp;&nbsp;&nbsp;1120 | XXXXXX | XXXXXX | Income (Calculated) | '-241.3300 | 14831.83 |
| &nbsp;&nbsp;&nbsp;253 | XXXXXX | XXXXXX | DTI (Back) | 35.3390 | 28.3515 |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower**<br> **Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;253 | XXXXXX | XXXXXX | Income (Calculated) | 11001.7500 | 14475.42 |
| &nbsp;&nbsp;&nbsp;74 | XXXXXX | XXXXXX | Cash Reserves | 198678.1700 | 51243.83 |
| &nbsp;&nbsp;&nbsp;570 | XXXXXX | XXXXXX | DTI (Back) | 44.9060 | 40.6713 |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | XXXXXX | Cash Reserves | 622000.0000 | 388870.67 |
| &nbsp;&nbsp;&nbsp;106 | XXXXXX | XXXXXX | Income (Calculated) | 3500.0000 | '-654.83 |
| &nbsp;&nbsp;&nbsp;109 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 15654.27 |
| &nbsp;&nbsp;&nbsp;187 | XXXXXX | XXXXXX | DTI (Back) | 49.8800 | 32.5227 |
| &nbsp;&nbsp;&nbsp;187 | XXXXXX | XXXXXX | Income (Calculated) | 4091.8000 | 6274.64 |
| &nbsp;&nbsp;&nbsp;94 | XXXXXX | XXXXXX | Cash Reserves | 128208.7300 | 32706.82 |
| &nbsp;&nbsp;&nbsp;264 | XXXXXX | XXXXXX | Cash Reserves | 836553.9500 | 509615.1 |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | XXXXXX | Cash Reserves | 770855.8100 | 532456.42 |
| &nbsp;&nbsp;&nbsp;146 | XXXXXX | XXXXXX | Income (Calculated) | 6916.6200 | 10389.32 |
| &nbsp;&nbsp;&nbsp;540 | XXXXXX | XXXXXX | Cash Reserves | 719069.6100 | 503348.73 |
| &nbsp;&nbsp;&nbsp;576 | XXXXXX | XXXXXX | Cash Reserves | 97760.5800 | 35417.25 |
| &nbsp;&nbsp;&nbsp;577 | XXXXXX | XXXXXX | Cash Reserves | 91199.2700 | 34120.84 |
| &nbsp;&nbsp;&nbsp;254 | XXXXXX | XXXXXX | DTI (Back) | 34.5090 | 40.8897 |
| &nbsp;&nbsp;&nbsp;463 | XXXXXX | XXXXXX | Cash Reserves | 93943.6600 | 24888.63 |
| &nbsp;&nbsp;&nbsp;581 | XXXXXX | XXXXXX | Cash Reserves | 269223.8700 | 184860.13 |
| &nbsp;&nbsp;&nbsp;65 | XXXXXX | XXXXXX | Cash Reserves | 41150.7200 | 53547.34 |
| &nbsp;&nbsp;&nbsp;78 | XXXXXX | XXXXXX | DTI (Back) | 28.4590 | 24.986 |
| &nbsp;&nbsp;&nbsp;71 | XXXXXX | XXXXXX | Cash Reserves | 1210025.7000 | 606858.14 |
| &nbsp;&nbsp;&nbsp;247 | XXXXXX | XXXXXX | Cash Reserves | 318724.8400 | 127356.29 |
| &nbsp;&nbsp;&nbsp;161 | XXXXXX | XXXXXX | Cash Reserves | 227855.2000 | 81598.48 |
| &nbsp;&nbsp;&nbsp;194 | XXXXXX | XXXXXX | DTI (Back) | 33.3650 | 36.951 |
| &nbsp;&nbsp;&nbsp;449 | XXXXXX | XXXXXX | Cash Reserves | 142771.8200 | 41052.97 |
| &nbsp;&nbsp;&nbsp;189 | XXXXXX | XXXXXX | Cash Reserves | 92550.9300 | 48202.6 |
| &nbsp;&nbsp;&nbsp;189 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 6609.34 |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | XXXXXX | Cash Reserves | 549096.1700 | 355283.66 |
| &nbsp;&nbsp;&nbsp;153 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 15625 |
| &nbsp;&nbsp;&nbsp;601 | XXXXXX | XXXXXX | Property Type | SFR | Detached PUD |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | XXXXXX | Cash Reserves | 243443.8500 | 366157.08 |
| &nbsp;&nbsp;&nbsp;640 | XXXXXX | XXXXXX | Property Type | SFR | Detached PUD |
| &nbsp;&nbsp;&nbsp;1086 | XXXXXX | XXXXXX | Cash Reserves | 258202.9800 | 163264 |
| &nbsp;&nbsp;&nbsp;1027 | XXXXXX | XXXXXX | Income (Calculated) | 11041.6800 | 23434.6 |
| &nbsp;&nbsp;&nbsp;1032 | XXXXXX | XXXXXX | DTI (Back) | 24.9920 | 29.6345 |
| &nbsp;&nbsp;&nbsp;1032 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 5416.67 |
| &nbsp;&nbsp;&nbsp;1082 | XXXXXX | XXXXXX | Cash Reserves | 158368.5400 | 22582.77 |
| &nbsp;&nbsp;&nbsp;1082 | XXXXXX | XXXXXX | Property Type | Rowhouse | Low Rise Condo (1-4) |
| &nbsp;&nbsp;&nbsp;140 | XXXXXX | XXXXXX | Cash Reserves | 244273.8000 | 174649.05 |
| &nbsp;&nbsp;&nbsp;324 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;1009 | XXXXXX | XXXXXX | Cash Reserves | 204541.3500 | 125097.19 |
| &nbsp;&nbsp;&nbsp;961 | XXXXXX | XXXXXX | Income (Calculated) | 15618.4800 | 22127.54 |
| &nbsp;&nbsp;&nbsp;1014 | XXXXXX | XXXXXX | Cash Reserves | 90797.5700 | 126897.78 |
| &nbsp;&nbsp;&nbsp;785 | XXXXXX | XXXXXX | Cash Reserves | 260500.2700 | 151799.18 |
| &nbsp;&nbsp;&nbsp;785 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;262 | XXXXXX | XXXXXX | Cash Reserves | 200675.0300 | 563640.02 |
| &nbsp;&nbsp;&nbsp;1098 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 13879.56 |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower**<br> **Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;169 | XXXXXX | XXXXXX | Cash Reserves | 104189.5000 | 74060.98 |
| &nbsp;&nbsp;&nbsp;266 | XXXXXX | XXXXXX | Cash Reserves | 10614.2300 | 18528.04 |
| &nbsp;&nbsp;&nbsp;164 | XXXXXX | XXXXXX | Cash Reserves | 167033.4900 | 88675.29 |
| &nbsp;&nbsp;&nbsp;159 | XXXXXX | XXXXXX | Cash Reserves | 185320.9500 | 39821.82 |
| &nbsp;&nbsp;&nbsp;746 | XXXXXX | XXXXXX | Cash Reserves | 456057.0000 | 56594.82 |
| &nbsp;&nbsp;&nbsp;197 | XXXXXX | XXXXXX | DTI (Back) | 42.5920 | 33.1758 |
| &nbsp;&nbsp;&nbsp;474 | XXXXXX | XXXXXX | Cash Reserves | 679578.0100 | 1391192.72 |
| &nbsp;&nbsp;&nbsp;437 | XXXXXX | XXXXXX | Cash Reserves | 323705.6800 | 116265.67 |
| &nbsp;&nbsp;&nbsp;437 | XXXXXX | XXXXXX | DTI (Back) | 25.6100 | 30.3056 |
| &nbsp;&nbsp;&nbsp;211 | XXXXXX | XXXXXX | Cash Reserves | 300007.3000 | 550014.73 |
| &nbsp;&nbsp;&nbsp;603 | XXXXXX | XXXXXX | Cash Reserves | 143371.4400 | 49997.74 |
| &nbsp;&nbsp;&nbsp;716 | XXXXXX | XXXXXX | Loan Purpose | Cashout Refi | Rate and Term Refi |
| &nbsp;&nbsp;&nbsp;716 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;717 | XXXXXX | XXXXXX | Cash Reserves | 180883.8600 | 38949.24 |
| &nbsp;&nbsp;&nbsp;594 | XXXXXX | XXXXXX | Cash Reserves | 191256.9700 | 78748.55 |
| &nbsp;&nbsp;&nbsp;550 | XXXXXX | XXXXXX | Cash Reserves | 301097.9700 | 95621 |
| &nbsp;&nbsp;&nbsp;1057 | XXXXXX | XXXXXX | Income (Calculated) | 3750.0000 | 39216.9 |
| &nbsp;&nbsp;&nbsp;214 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 2915 |
| &nbsp;&nbsp;&nbsp;248 | XXXXXX | XXXXXX | Cash Reserves | 60017.0100 | 637210.69 |
| &nbsp;&nbsp;&nbsp;588 | XXXXXX | XXXXXX | Income (Calculated) | 1256.6700 | 14850.9 |
| &nbsp;&nbsp;&nbsp;213 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 2914 |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | XXXXXX | Cash Reserves | 762704.3100 | 265951.77 |
| &nbsp;&nbsp;&nbsp;278 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 6990 |
| &nbsp;&nbsp;&nbsp;819 | XXXXXX | XXXXXX | Cash Reserves | 123034.1800 | 27260.47 |
| &nbsp;&nbsp;&nbsp;203 | XXXXXX | XXXXXX | Cash Reserves | 93134.1700 | 33050.21 |
| &nbsp;&nbsp;&nbsp;105 | XXXXXX | XXXXXX | Cash Reserves | 19573.0300 | 29837.88 |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | XXXXXX | Cash Reserves | 461000.0000 | 175124.27 |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | XXXXXX | Combined Loan to Value | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | XXXXXX | Sales Price | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;268 | XXXXXX | XXXXXX | Loan to Value | 75.0000 | 72.1607 |
| &nbsp;&nbsp;&nbsp;251 | XXXXXX | XXXXXX | Income (Calculated) | 28167.0000 | 81317.79 |
| &nbsp;&nbsp;&nbsp;447 | XXXXXX | XXXXXX | Cash Reserves | 303277.0900 | 656942.23 |
| &nbsp;&nbsp;&nbsp;1028 | XXXXXX | XXXXXX | Cash Reserves | 87527.1200 | 27474.3 |
| &nbsp;&nbsp;&nbsp;1067 | XXXXXX | XXXXXX | DTI (Back) | 38.9460 | 45.892 |
| &nbsp;&nbsp;&nbsp;1048 | XXXXXX | XXXXXX | Cash Reserves | 66607.4600 | 8846.82 |
| &nbsp;&nbsp;&nbsp;1048 | XXXXXX | XXXXXX | Property Type | SFR | Manufactured (Dbl) |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | XXXXXX | Cash Reserves | 322905.0000 | 197521.28 |
| &nbsp;&nbsp;&nbsp;361 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;217 | XXXXXX | XXXXXX | Income (Calculated) | 10209.3300 | 12947.67 |
| &nbsp;&nbsp;&nbsp;1060 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 19655.74 |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | XXXXXX | Cash Reserves | 338433.1300 | 173811.02 |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | XXXXXX | Income (Calculated) | 18500.0000 | 32630.38 |
| &nbsp;&nbsp;&nbsp;307 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;308 | XXXXXX | XXXXXX | Cash Reserves | 70691.0800 | 117395.9 |
| &nbsp;&nbsp;&nbsp;308 | XXXXXX | XXXXXX | Income (Calculated) | 10000.0000 | 17218.6 |
| &nbsp;&nbsp;&nbsp;317 | XXXXXX | XXXXXX | Cash Reserves | 31767.1900 | 20078.12 |
| &nbsp;&nbsp;&nbsp;820 | XXXXXX | XXXXXX | Cash Reserves | 215848.8500 | 111964.18 |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower**<br> **Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;1023 | XXXXXX | XXXXXX | Cash Reserves | 570394.5900 | 833932.76 |
| &nbsp;&nbsp;&nbsp;1100 | XXXXXX | XXXXXX | Cash Reserves | 172260.2400 | 76093.16 |
| &nbsp;&nbsp;&nbsp;896 | XXXXXX | XXXXXX | Cash Reserves | 140836.6400 | 760352.52 |
| &nbsp;&nbsp;&nbsp;896 | XXXXXX | XXXXXX | Income (Calculated) | 7986.1600 | 23986.16 |
| &nbsp;&nbsp;&nbsp;511 | XXXXXX | XXXXXX | Cash Reserves | 141811.5800 | 38811.58 |
| &nbsp;&nbsp;&nbsp;1114 | XXXXXX | XXXXXX | Cash Reserves | 202060.3500 | 76642.61 |
| &nbsp;&nbsp;&nbsp;1114 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;356 | XXXXXX | XXXXXX | Cash Reserves | 220567.5500 | 71966.33 |
| &nbsp;&nbsp;&nbsp;411 | XXXXXX | XXXXXX | Cash Reserves | 354314.0000 | 246787.88 |
| &nbsp;&nbsp;&nbsp;272 | XXXXXX | XXXXXX | Cash Reserves | 116545.7300 | 56331.36 |
| &nbsp;&nbsp;&nbsp;1036 | XXXXXX | XXXXXX | Cash Reserves | 115743.0700 | 29258 |
| &nbsp;&nbsp;&nbsp;1036 | XXXXXX | XXXXXX | Property Type | SFR | Detached PUD |
| &nbsp;&nbsp;&nbsp;1017 | XXXXXX | XXXXXX | Cash Reserves | 460435.5700 | 307971.47 |
| &nbsp;&nbsp;&nbsp;321 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 14000 |
| &nbsp;&nbsp;&nbsp;418 | XXXXXX | XXXXXX | Cash Reserves | 141358.0600 | 40228.19 |
| &nbsp;&nbsp;&nbsp;537 | XXXXXX | XXXXXX | Cash Reserves | 65054.7300 | 17392.72 |
| &nbsp;&nbsp;&nbsp;537 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;466 | XXXXXX | XXXXXX | Cash Reserves | 22415.7000 | 16693.2 |
| &nbsp;&nbsp;&nbsp;466 | XXXXXX | XXXXXX | Income (Calculated) | 12000.0000 | 29266.16 |
| &nbsp;&nbsp;&nbsp;630 | XXXXXX | XXXXXX | Cash Reserves | 106790.2000 | 75625.67 |
| &nbsp;&nbsp;&nbsp;630 | XXXXXX | XXXXXX | DTI (Back) | 34.8090 | 30.8248 |
| &nbsp;&nbsp;&nbsp;539 | XXXXXX | XXXXXX | Cash Reserves | 182499.0000 | 39092.67 |
| &nbsp;&nbsp;&nbsp;12 | XXXXXX | XXXXXX | Cash Reserves | 375513.9500 | 127814.35 |
| &nbsp;&nbsp;&nbsp;12 | XXXXXX | XXXXXX | Income (Calculated) | 18000.0000 | 23023.33 |
| &nbsp;&nbsp;&nbsp;525 | XXXXXX | XXXXXX | DTI (Back) | 37.0000 | 32.9995 |
| &nbsp;&nbsp;&nbsp;525 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 8456.22 |
| &nbsp;&nbsp;&nbsp;476 | XXXXXX | XXXXXX | Cash Reserves | 236581.9600 | 109239.05 |
| &nbsp;&nbsp;&nbsp;476 | XXXXXX | XXXXXX | Income (Calculated) | 19861.0000 | 42329 |
| &nbsp;&nbsp;&nbsp;468 | XXXXXX | XXXXXX | DTI (Back) | 49.9910 | 46.7578 |
| &nbsp;&nbsp;&nbsp;468 | XXXXXX | XXXXXX | Income (Calculated) | 12500.0000 | 25000 |
| &nbsp;&nbsp;&nbsp;464 | XXXXXX | XXXXXX | Cash Reserves | 50041.3600 | 30024.82 |
| &nbsp;&nbsp;&nbsp;464 | XXXXXX | XXXXXX | DTI (Back) | 33.4300 | 40.5947 |
| &nbsp;&nbsp;&nbsp;464 | XXXXXX | XXXXXX | Property Type | Rowhouse | SFR-Attached |
| &nbsp;&nbsp;&nbsp;1012 | XXXXXX | XXXXXX | Income (Calculated) | 17789.2500 | 23234.66 |
| &nbsp;&nbsp;&nbsp;533 | XXXXXX | XXXXXX | Cash Reserves | 143278.8300 | 38413.47 |
| &nbsp;&nbsp;&nbsp;471 | XXXXXX | XXXXXX | Cash Reserves | 261862.4600 | 77809.77 |
| &nbsp;&nbsp;&nbsp;471 | XXXXXX | XXXXXX | Property Type | Rowhouse | Mid Rise Condo (5-8) |
| &nbsp;&nbsp;&nbsp;958 | XXXXXX | XXXXXX | DTI (Back) | 43.6330 | 36.484 |
| &nbsp;&nbsp;&nbsp;958 | XXXXXX | XXXXXX | Income (Calculated) | 21000.0000 | 26569.44 |
| &nbsp;&nbsp;&nbsp;520 | XXXXXX | XXXXXX | Income (Calculated) | 14591.6700 | 26258.33 |
| &nbsp;&nbsp;&nbsp;503 | XXXXXX | XXXXXX | Cash Reserves | 180283.1200 | 859444.8 |
| &nbsp;&nbsp;&nbsp;531 | XXXXXX | XXXXXX | Income (Calculated) | 22050.0000 | 39833 |
| &nbsp;&nbsp;&nbsp;944 | XXXXXX | XXXXXX | Cash Reserves | 134523.7800 | 2495.91 |
| &nbsp;&nbsp;&nbsp;534 | XXXXXX | XXXXXX | Cash Reserves | 125381.4500 | 232829.28 |
| &nbsp;&nbsp;&nbsp;971 | XXXXXX | XXXXXX | Cash Reserves | 193207.7700 | 57616.17 |
| &nbsp;&nbsp;&nbsp;642 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 17622.13 |
| &nbsp;&nbsp;&nbsp;679 | XXXXXX | XXXXXX | Cash Reserves | 670146.7100 | 898515.09 |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower**<br> **Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;721 | XXXXXX | XXXXXX | Cash Reserves | 259544.5900 | 185994.51 |
| &nbsp;&nbsp;&nbsp;721 | XXXXXX | XXXXXX | Income (Calculated) | 16333.3400 | 22955.76 |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | XXXXXX | Cash Reserves | 144334.5400 | 63155.29 |
| &nbsp;&nbsp;&nbsp;674 | XXXXXX | XXXXXX | DTI (Back) | 48.3390 | 32.8964 |
| &nbsp;&nbsp;&nbsp;780 | XXXXXX | XXXXXX | Cash Reserves | 139767.3400 | 72071.31 |
| &nbsp;&nbsp;&nbsp;738 | XXXXXX | XXXXXX | Cash Reserves | 165109.4500 | 59074.15 |
| &nbsp;&nbsp;&nbsp;738 | XXXXXX | XXXXXX | DTI (Back) | 44.4550 | 39.6145 |
| &nbsp;&nbsp;&nbsp;738 | XXXXXX | XXXXXX | Property Type | Low Rise Condo (1-4) | High Rise Condo (9+) |
| &nbsp;&nbsp;&nbsp;637 | XXXXXX | XXXXXX | Income (Calculated) | 11587.3300 | 22722.56 |
| &nbsp;&nbsp;&nbsp;708 | XXXXXX | XXXXXX | Cash Reserves | 152454.4400 | 35267.33 |
| &nbsp;&nbsp;&nbsp;709 | XXXXXX | XXXXXX | Income (Calculated) | 1554.1900 | 4543.09 |
| &nbsp;&nbsp;&nbsp;767 | XXXXXX | XXXXXX | Income (Calculated) | 12500.0000 | 22864.4 |
| &nbsp;&nbsp;&nbsp;831 | XXXXXX | XXXXXX | Cash Reserves | 841486.6200 | 520219.36 |
| &nbsp;&nbsp;&nbsp;670 | XXXXXX | XXXXXX | Cash Reserves | 122674.1200 | 40280.02 |
| &nbsp;&nbsp;&nbsp;670 | XXXXXX | XXXXXX | DTI (Back) | 44.7390 | 41.6563 |
| &nbsp;&nbsp;&nbsp;670 | XXXXXX | XXXXXX | Income (Calculated) | 7553.3500 | 12155.34 |
| &nbsp;&nbsp;&nbsp;760 | XXXXXX | XXXXXX | Income (Calculated) | 9140.9000 | 13585.9 |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX | Cash Reserves | 611636.2800 | 251892.98 |
| &nbsp;&nbsp;&nbsp;671 | XXXXXX | XXXXXX | Property Type | Rowhouse | SFR-Attached |
| &nbsp;&nbsp;&nbsp;718 | XXXXXX | XXXXXX | DTI (Back) | 46.1670 | 42.1216 |
| &nbsp;&nbsp;&nbsp;660 | XXXXXX | XXXXXX | Cash Reserves | 116348.0000 | 69204.18 |
| &nbsp;&nbsp;&nbsp;691 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 25065 |
| &nbsp;&nbsp;&nbsp;692 | XXXXXX | XXXXXX | Cash Reserves | 143450.5700 | 95048.9 |
| &nbsp;&nbsp;&nbsp;692 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 18562 |
| &nbsp;&nbsp;&nbsp;693 | XXXXXX | XXXXXX | Income (Calculated) | '-552.5800 | 3087.02 |
| &nbsp;&nbsp;&nbsp;902 | XXXXXX | XXXXXX | Income (Calculated) | 25162.0000 | 32935.3 |
| &nbsp;&nbsp;&nbsp;662 | XXXXXX | XXXXXX | Income (Calculated) | 17774.7700 | 26264.62 |
| &nbsp;&nbsp;&nbsp;694 | XXXXXX | XXXXXX | Cash Reserves | 250926.4400 | 185624.81 |
| &nbsp;&nbsp;&nbsp;907 | XXXXXX | XXXXXX | Cash Reserves | 228268.6200 | 38045.73 |
| &nbsp;&nbsp;&nbsp;1046 | XXXXXX | XXXXXX | Cash Reserves | 188420.4100 | 361611.43 |
| &nbsp;&nbsp;&nbsp;812 | XXXXXX | XXXXXX | DTI (Back) | 44.3640 | 37.5623 |
| &nbsp;&nbsp;&nbsp;697 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;759 | XXXXXX | XXXXXX | Cash Reserves | 294806.2000 | 191632.14 |
| &nbsp;&nbsp;&nbsp;699 | XXXXXX | XXXXXX | Cash Reserves | 138952.3500 | 28383.27 |
| &nbsp;&nbsp;&nbsp;704 | XXXXXX | XXXXXX | Cash Reserves | 36152.8700 | 21850.23 |
| &nbsp;&nbsp;&nbsp;807 | XXXXXX | XXXXXX | Income (Calculated) | 387.4300 | 2920.25 |
| &nbsp;&nbsp;&nbsp;753 | XXXXXX | XXXXXX | Cash Reserves | 50658.8300 | 32596.3 |
| &nbsp;&nbsp;&nbsp;809 | XXXXXX | XXXXXX | Cash Reserves | 75719.3200 | 8020.34 |
| &nbsp;&nbsp;&nbsp;901 | XXXXXX | XXXXXX | Income (Calculated) | 5055.8300 | 11267.36 |
| &nbsp;&nbsp;&nbsp;974 | XXXXXX | XXXXXX | Cash Reserves | 66010.9400 | 14427.72 |
| &nbsp;&nbsp;&nbsp;974 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 2708.8 |
| &nbsp;&nbsp;&nbsp;773 | XXXXXX | XXXXXX | Cash Reserves | 94591.5100 | 30867.8 |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | XXXXXX | Cash Reserves | 221551.8200 | 164712.66 |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | XXXXXX | DTI (Back) | 14.9430 | 9.3546 |
| &nbsp;&nbsp;&nbsp;777 | XXXXXX | XXXXXX | Income (Calculated) | 239147.8500 | 347942.37 |
| &nbsp;&nbsp;&nbsp;779 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 5019.84 |
| &nbsp;&nbsp;&nbsp;880 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 7560.41 |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Deal ID** | **Loan<br>Number** | **Borrower**<br> **Last Name** | **Field Name** | **Tape Data** | **Reviewer Data** |
| &nbsp;&nbsp;&nbsp;783 | XXXXXX | XXXXXX | DTI (Back) | 49.1710 | 44.1658 |
| &nbsp;&nbsp;&nbsp;952 | XXXXXX | XXXXXX | Cash Reserves | 332812.0300 | 493162.85 |
| &nbsp;&nbsp;&nbsp;952 | XXXXXX | XXXXXX | DTI (Back) | 43.1460 | 32.9726 |
| &nbsp;&nbsp;&nbsp;952 | XXXXXX | XXXXXX | Income (Calculated) | 3333.3300 | 18280.69 |
| &nbsp;&nbsp;&nbsp;876 | XXXXXX | XXXXXX | Cash Reserves | 530701.0500 | 328407.59 |
| &nbsp;&nbsp;&nbsp;1092 | XXXXXX | XXXXXX | Cash Reserves | 873451.6400 | 481248.36 |
| &nbsp;&nbsp;&nbsp;1045 | XXXXXX | XXXXXX | Property Zip | XXXXXX | XXXXXX |
| &nbsp;&nbsp;&nbsp;953 | XXXXXX | XXXXXX | Cash Reserves | 94154.0400 | 53883.83 |
| &nbsp;&nbsp;&nbsp;803 | XXXXXX | XXXXXX | Cash Reserves | 224159.7000 | 95262.85 |
| &nbsp;&nbsp;&nbsp;892 | XXXXXX | XXXXXX | DTI (Back) | 33.9060 | 26.6026 |
| &nbsp;&nbsp;&nbsp;892 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 7538 |
| &nbsp;&nbsp;&nbsp;840 | XXXXXX | XXXXXX | Income (Calculated) | 0.0000 | 3448.65 |
| &nbsp;&nbsp;&nbsp;840 | XXXXXX | XXXXXX | Property Type | Detached PUD | Attached PUD |
| &nbsp;&nbsp;&nbsp;843 | XXXXXX | XXXXXX | Cash Reserves | 116040.9600 | 161212.36 |
| &nbsp;&nbsp;&nbsp;891 | XXXXXX | XXXXXX | Cash Reserves | 169994.0000 | 116410.69 |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | XXXXXX | Cash Reserves | 159648.7800 | 76396.76 |
| &nbsp;&nbsp;&nbsp;967 | XXXXXX | XXXXXX | Income (Calculated) | 5426.6800 | 8982.27 |
| &nbsp;&nbsp;&nbsp;898 | XXXXXX | XXXXXX | Cash Reserves | 90000.1500 | 39168.86 |
| &nbsp;&nbsp;&nbsp;966 | XXXXXX | XXXXXX | Cash Reserves | 143919.8300 | 42242.8 |
| &nbsp;&nbsp;&nbsp;884 | XXXXXX | XXXXXX | Cash Reserves | 69759.6900 | 47903.17 |
| &nbsp;&nbsp;&nbsp;885 | XXXXXX | XXXXXX | Income (Calculated) | 5115.5500 | 7355.52 |
| &nbsp;&nbsp;&nbsp;959 | XXXXXX | XXXXXX | Income (Calculated) | 27083.3400 | 86148.66 |
| &nbsp;&nbsp;&nbsp;1065 | XXXXXX | XXXXXX | Cash Reserves | 64507.0000 | 105733.81 |
| &nbsp;&nbsp;&nbsp;1065 | XXXXXX | XXXXXX | Income (Calculated) | 12666.6800 | 15957.48 |
| &nbsp;&nbsp;&nbsp;969 | XXXXXX | XXXXXX | Cash Reserves | 120770.1500 | 35413.44 |
| &nbsp;&nbsp;&nbsp;969 | XXXXXX | XXXXXX | Income (Calculated) | 6403.2200 | 12633.78 |
| &nbsp;&nbsp;&nbsp;1107 | XXXXXX | XXXXXX | Cash Reserves | 111736.8700 | 440482.28 |
| &nbsp;&nbsp;&nbsp;962 | XXXXXX | XXXXXX | Property Type | Low Rise Condo (1-4) | Site Condo |
| &nbsp;&nbsp;&nbsp;933 | XXXXXX | XXXXXX | Cash Reserves | 464230.1300 | 313630.55 |
| &nbsp;&nbsp;&nbsp;1101 | XXXXXX | XXXXXX | Cash Reserves | 251097.4200 | 339490.55 |
| &nbsp;&nbsp;&nbsp;1084 | XXXXXX | XXXXXX | Income (Calculated) | 8805.3300 | 11228.17 |
| &nbsp;&nbsp;&nbsp;1111 | XXXXXX | XXXXXX | Cash Reserves | 142319.9500 | 766293.98 |
| &nbsp;&nbsp;&nbsp;1105 | XXXXXX | XXXXXX | Cash Reserves | 367804.6900 | 257463.28 |

---

## Exhibit 99.5

**EXHIBIT 99.5** 

**CLAYTON VALUATIONS SUMMARY** 

------

Client Name: PennyMac

Client Project Name: PNMAC PMTLT 2026-INV6_J16909

**Valuations Summary** 

*Loans In Report: 422* 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 1126 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 368 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 878 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -6.81% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1133 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 129 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 25 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1127 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | -9.15% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 176 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 24 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 33 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 31 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 96 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 134 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 51 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 423 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 27 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |
| &nbsp;&nbsp;&nbsp;&nbsp; 378 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| &nbsp;&nbsp;&nbsp;&nbsp; 175 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 1.30% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 85 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 17 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 403 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 46 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 34 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 259 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 101 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 86 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 48 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 60 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 20.69% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1135 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 121 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 50 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |

---

------

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 62 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 82 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 390 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 28 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 40 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 375 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 44 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 166 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 102 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 149 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 132 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 433 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.96% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 654 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 397 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 398 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 430 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 371 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 12.67% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 434 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 2.80% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 439 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 387 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 859 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 648 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 541 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 6.67% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 867 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 868 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 650 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 428 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 621 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 657 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 656 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 645 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |

---

------

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 647 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 485 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 864 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 618 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 9 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 855 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 914 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1070 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1071 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 860 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 458 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 610 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 861 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 653 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 739 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 850 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 851 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 725 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1076 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1078 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1079 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 873 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1080 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 913 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 875 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 920 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 26.36% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 723 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1128 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 209 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 174 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 181 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.8 |

---

------

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 227 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 488 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 167 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 960 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 916 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1096 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 545 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 865 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 184 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 684 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 229 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 686 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 8 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 687 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 180 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -0.64% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 5 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 14.61% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 866 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.47% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 688 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 689 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 690 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 11 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 3 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 872 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 623 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 10 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 18.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 456 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 273 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 1.61% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1136 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 292 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 80 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -19.62% | XXXXXX | XXXXXX | XXXXXX | -12.41% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |

---

------

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 311 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 335 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1130 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 72 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 224 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1129 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 282 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 286 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | -5.60% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 366 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 422 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 267 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 300 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 303 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 450 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 365 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1140 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 359 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 301 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 59 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 589 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 299 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1005 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 120 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 117 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 991 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 14 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | -14.77% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -12.73% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1004 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 13 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 443 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 345 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 424 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 352 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1091 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 517 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1131 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 999 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1132 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1001 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -25.20% | XXXXXX | XXXXXX | XXXXXX | -25.73% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 624 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1146 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 834 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 999 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1120 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 253 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 567 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 582 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -3.02% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 828 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 993 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 67 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 74 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 18.03% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 570 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 92 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 106 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 413 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 573 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 109 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 999 |
| &nbsp;&nbsp;&nbsp;&nbsp; 81 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 187 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 94 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 264 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -2.37% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 146 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1154 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 540 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 73 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 576 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 577 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 254 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 463 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -4.91% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 580 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 581 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 145 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 65 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| &nbsp;&nbsp;&nbsp;&nbsp; 78 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 71 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 247 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 161 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 8.88% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 194 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 449 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 789 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1147 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 189 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 153 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 136 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 601 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 640 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1086 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1027 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1032 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 595 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | -10.73% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -2.50% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 596 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1082 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 140 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 324 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1009 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 961 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1002 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1014 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 785 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 262 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1098 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 169 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 171 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -9.78% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 426 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 266 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 220 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 164 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 159 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 746 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 210 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -2.35% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 197 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 474 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 437 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 199 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 419 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 211 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 603 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 716 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 717 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 594 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 550 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1057 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 214 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 5.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1026 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 248 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | -12.28% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 588 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 213 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 201 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 278 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 280 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 819 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 203 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 276 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1025 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 105 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 268 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 251 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 447 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1028 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1067 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 295 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1048 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004C<br>Manuf<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 999 |
| &nbsp;&nbsp;&nbsp;&nbsp; 837 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 569 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 361 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 21.09% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 217 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 343 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 425 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1060 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 307 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 308 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 309 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 246 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 317 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1049 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -14.57% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 820 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 737 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |

---

------

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 1023 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1100 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 882 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | -4.27% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 981 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 896 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.9 |
| &nbsp;&nbsp;&nbsp;&nbsp; 511 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 832 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1114 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 356 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 411 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 272 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1095 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.9 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1036 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -4.46% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1017 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 321 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 418 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 537 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 538 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 466 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 630 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 539 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 12 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 525 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 476 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 468 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.8 |
| &nbsp;&nbsp;&nbsp;&nbsp; 504 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 469 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | -8.80% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 464 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1012 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 513 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 514 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |

---

------

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 515 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 533 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 471 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 958 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.12% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 498 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 520 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 16.55% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 503 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 531 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 944 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 578 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 529 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 534 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 971 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 642 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 833 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 800 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 973 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 679 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 721 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 549 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 674 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 780 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 738 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.9 |
| &nbsp;&nbsp;&nbsp;&nbsp; 637 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 708 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 709 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 767 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 831 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 670 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 760 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 762 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |

---

------

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 671 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 672 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 770 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 718 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 754 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 660 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 691 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 692 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 693 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 902 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 662 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 658 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 722 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 1003 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 694 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 907 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 793 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1046 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 758 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 812 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 849 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 697 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 759 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 908 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 699 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 748 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 735 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 8.67% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 704 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 807 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | -100.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 706 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 753 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |

---

------

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 809 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.95% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 901 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 13.43% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 707 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 974 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 773 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 776 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1042 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 777 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 779 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 880 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 782 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 783 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 952 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 876 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1092 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1045 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | -16.39% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 953 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 803 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 892 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 840 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; 889 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 842 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 4.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 843 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | 1.16% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 891 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 967 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1108 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 886 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 898 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 939 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 966 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 884 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Property<br>Inspection<br>Waiver |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% | XXXXXX | XXXXXX | XXXXXX | -15.49% | XXXXXX | XXXXXX | XXXXXX | -15.85% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |

---

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| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **1004 SFR** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **2055 Ext Only** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **BPO (Broker Price Opinion)** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS<br>Information** |
| &nbsp;&nbsp;&nbsp;&nbsp; **Deal**<br> **ID** | **Loan**<br> **Number** | **Seller**<br> **Loan**<br> **Number** | **Original<br>Balance** | **Sales**<br> **Price** | **Value For**<br> **LTV** | **Appraised**<br> **Date** | **Appraised**<br> **Value** | **Appraisal**<br> **Form** | **AVM**<br> **Vendor**<br> **Name** | **Confidence**<br> **Score** | **Review Date** | **Review**<br> **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Review<br>Type** | **Report<br>Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **AVM**<br> **Vendor**<br> **Name** | **AVM FSD** | **Confidence**<br> **Score** | **Report**<br> **Date** | **Value** | **Variance**<br> **Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report<br>Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Report**<br> **Date** | **Value** | **Variance<br>Amount** | **Variance<br>(%)** | **Other - Valuation<br>Type** | **Report Date -<br>Other** | **Value -<br> Other** | **Variance Amount -<br>Other** | **Variance (%) -<br>Other** | **CU /LCA Score** |
| &nbsp;&nbsp;&nbsp;&nbsp; 957 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1025<br>Multi-Fam<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 885 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 959 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 888 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1065 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 969 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1107 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 962 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073<br>Condo<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 943 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | (No<br>Data) |
| &nbsp;&nbsp;&nbsp;&nbsp; 933 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1101 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1123 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 948 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1121 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 2.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1084 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1.4 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1111 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1047 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 999 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1055 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  | XXXXXX | XXXXXX | XXXXXX | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 3.5 |
| &nbsp;&nbsp;&nbsp;&nbsp; 1105 | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 SFR<br>(Mar 05) |  |  |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% |  |  |  |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  | $0.00 | $0.00 | 0.00% |  |  | $0.00 | $0.00 | 0.00% | 1 |

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