# EDGAR Filing Document

**Accession Number:** 0001726609
**File Stem:** 0001726609-26-000002
**Filing Date:** 2026-5
**Character Count:** 10909
**Document Hash:** 02dfeb5b39d1c8edc2b1fadf5ce28036
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001726609-26-000002.hdr.sgml**: 20260508

**ACCESSION NUMBER**: 0001726609-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260508

**DATE AS OF CHANGE**: 20260508

**EFFECTIVENESS DATE**: 20260508

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AAF Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0001726609

**ORGANIZATION NAME:**
- **EIN:** 043556595
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20666
- **FILM NUMBER:** 26959171

**BUSINESS ADDRESS:**
- **STREET 1:** 50 WASHINGTON STREET
- **CITY:** WESTBOROUGH
- **STATE:** MA
- **ZIP:** 01581
- **BUSINESS PHONE:** 508-366-9100

**MAIL ADDRESS:**
- **STREET 1:** 50 WASHINGTON STREET
- **CITY:** WESTBOROUGH
- **STATE:** MA
- **ZIP:** 01581

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AAFCPAs Wealth Management, LLC
- **DATE OF NAME CHANGE:** 20210209

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Highsight, LLC
- **DATE OF NAME CHANGE:** 20171228

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** AAF Wealth Management LLC<br>**Address:** 50 WASHINGTON STREET<br>WESTBOROUGH, MA 01581

**Form 13F File Number:** 028-20666

**CRD Number (if applicable):** 000164646

**SEC File Number (if applicable):** 801-76885

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Andrew Hammond<br>**Title:** Chief Compliance Officer<br>**Phone:** 617-957-7500

**Signature, Place, and Date of Signing:**

/s/Andrew Hammond  Westborough, MA  05-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 4

**Form 13F Information Table Entry Total:** 59

**Form 13F Information Table Value Total:** $243796611

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name                                  | Form 13F File Number   |
|:---|:---|:---|
|  | Madison Asset Management LLC          | 028-10986              |
|  | POLEN CAPITAL MANAGEMENT LLC          | 028-03687              |
|  | SCHAFER CULLEN CAPITAL MANAGEMENT INC | 028-04691              |
|  | 55I LLC                               | 028-19649              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ACRIVON THERAPEUTICS INC | COMMON STOCK | 004890109 | BBG011RWR2R3 | 14843 | 10678 | SH |  | SOLE |  | 0 | 0 | 10678 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 1379404 | 4797 | SH |  | DFND | 4 | 0 | 0 | 4797 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 3817492 | 13308 | SH |  | DFND | 4 | 0 | 0 | 13308 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 282097 | 983 | SH |  | DFND | 1 2 4 | 0 | 0 | 983 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 749981 | 3601 | SH |  | DFND | 4 | 0 | 0 | 3601 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 265336 | 1274 | SH |  | DFND | 1 2 4 | 0 | 0 | 1274 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 5185630 | 20432 | SH |  | DFND | 4 | 0 | 0 | 20432 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | BBG001S902J2 | 718140 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 897063 | 1872 | SH |  | DFND | 4 | 0 | 0 | 1872 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 222897 | 720 | SH |  | DFND | 2 3 4 | 0 | 0 | 720 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 229542 | 742 | SH |  | DFND | 4 | 0 | 0 | 742 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 | BBG015DMY5P8 | 322847 | 8033 | SH |  | SOLE |  | 0 | 0 | 8033 |
| CORNING INC | COM | 219350105 | BBG001S5RLH1 | 288107 | 2119 | SH |  | DFND | 4 | 0 | 0 | 2119 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 253673 | 1495 | SH |  | DFND | 3 4 | 0 | 0 | 1495 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 316092113 | BBG01K4JD281 | 1936540 | 53392 | SH |  | SOLE |  | 0 | 0 | 53392 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 | BBG00XS6PBW6 | 25336581 | 106626 | SH |  | SOLE |  | 0 | 0 | 106626 |
| INVESCO EXCHANGE TRADED FD T | INTL DIVI ACHI | 46137V548 | BBG001SLKDX3 | 1506757 | 67731 | SH |  | SOLE |  | 0 | 0 | 67731 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 714515 | 1238 | SH |  | SOLE |  | 0 | 0 | 1238 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 379544 | 5441 | SH |  | SOLE |  | 0 | 0 | 5441 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 4741990 | 52380 | SH |  | SOLE |  | 0 | 0 | 52380 |
| ISHARES TR | CORE MSCI INTL | 46435G326 | BBG00G9DM0M7 | 34273855 | 410122 | SH |  | SOLE |  | 0 | 0 | 410122 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TMV7 | 455982 | 5263 | SH |  | SOLE |  | 0 | 0 | 5263 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 13000829 | 192519 | SH |  | SOLE |  | 0 | 0 | 192519 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 1382339 | 11120 | SH |  | SOLE |  | 0 | 0 | 11120 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 56432149 | 86392 | SH |  | SOLE |  | 0 | 0 | 86392 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 | BBG00KK87757 | 273613 | 5819 | SH |  | SOLE |  | 0 | 0 | 5819 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 600388 | 1684 | SH |  | SOLE |  | 0 | 0 | 1684 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 1515163 | 3553 | SH |  | SOLE |  | 0 | 0 | 3553 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 669488 | 3133 | SH |  | SOLE |  | 0 | 0 | 3133 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 586028 | 6027 | SH |  | SOLE |  | 0 | 0 | 6027 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 655645 | 2644 | SH |  | SOLE |  | 0 | 0 | 2644 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE GROWTH | 46654Q609 | BBG018R2GN27 | 211723 | 2505 | SH |  | SOLE |  | 0 | 0 | 2505 |
| J P MORGAN EXCHANGE TRADED F | MORTGAGE BACKED | 46654Q575 | BBG01VGCNZQ5 | 664132 | 13022 | SH |  | SOLE |  | 0 | 0 | 13022 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 447962 | 1833 | SH |  | DFND | 4 | 0 | 0 | 1833 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 204000 | 693 | SH |  | DFND | 4 | 0 | 0 | 693 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 1479175 | 2585 | SH |  | DFND | 4 | 0 | 0 | 2585 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 391961 | 1059 | SH |  | DFND | 2 3 4 | 0 | 0 | 1059 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 987849 | 2669 | SH |  | DFND | 4 | 0 | 0 | 2669 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 577265 | 3310 | SH |  | DFND | 2 4 | 0 | 0 | 3310 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 429559 | 2463 | SH |  | DFND | 4 | 0 | 0 | 2463 |
| PROCTER  GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 215130 | 1489 | SH |  | DFND | 4 | 0 | 0 | 1489 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 359525 | 1864 | SH |  | DFND | 4 | 0 | 0 | 1864 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 662553 | 26770 | SH |  | SOLE |  | 0 | 0 | 26770 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 10164311 | 23622 | SH |  | SOLE |  | 0 | 0 | 23622 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 | BBG001S72SM3 | 1601751 | 2463 | SH |  | SOLE |  | 0 | 0 | 2463 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 807393 | 2389 | SH |  | DFND | 4 | 0 | 0 | 2389 |
| TJX COS INC NEW | COM | 872540109 | BBG001S5WQ93 | 245844 | 1539 | SH |  | DFND | 4 | 0 | 0 | 1539 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 233564 | 963 | SH |  | DFND | 4 | 0 | 0 | 963 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 952260 | 2180 | SH |  | SOLE |  | 0 | 0 | 2180 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 235887 | 789 | SH |  | SOLE |  | 0 | 0 | 789 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 2532735 | 8819 | SH |  | SOLE |  | 0 | 0 | 8819 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 508084 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 238500 | 911 | SH |  | SOLE |  | 0 | 0 | 911 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 387234 | 1207 | SH |  | SOLE |  | 0 | 0 | 1207 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 36135219 | 184175 | SH |  | SOLE |  | 0 | 0 | 184175 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 261590 | 4840 | SH |  | SOLE |  | 0 | 0 | 4840 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 247009 | 3203 | SH |  | SOLE |  | 0 | 0 | 3203 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | BBG00C868SD7 | 22762782 | 241541 | SH |  | SOLE |  | 0 | 0 | 241541 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | BBG00M0P2SP4 | 763156 | 6797 | SH |  | SOLE |  | 0 | 0 | 6797 |

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