# EDGAR Filing Document

**Accession Number:** 0001665097
**File Stem:** 0001665097-25-000007
**Filing Date:** 2025-7
**Character Count:** 18253
**Document Hash:** f1028f0a8229c7ab8146331365c47a3f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001665097-25-000007.hdr.sgml**: 20250725

**ACCESSION NUMBER**: 0001665097-25-000007

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250725

**DATE AS OF CHANGE**: 20250725

**EFFECTIVENESS DATE**: 20250725

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Index Fund Advisors, Inc.
- **CENTRAL INDEX KEY:** 0001665097

**ORGANIZATION NAME:**
- **EIN:** 463096907
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21495
- **FILM NUMBER:** 251151161

**BUSINESS ADDRESS:**
- **STREET 1:** 19200 VON KARMAN AVE.
- **STREET 2:** SUITE 150
- **CITY:** IRVINE
- **STATE:** CA
- **ZIP:** 92612
- **BUSINESS PHONE:** 949-502-0050

**MAIL ADDRESS:**
- **STREET 1:** 19200 VON KARMAN AVE.
- **STREET 2:** SUITE 150
- **CITY:** IRVINE
- **STATE:** CA
- **ZIP:** 92612

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Index Fund Advisors Inc.<br>**Address:** 19200 VON KARMAN AVE.<br>SUITE 150<br>IRVINE, CA 92612

**Form 13F File Number:** 028-21495

**CRD Number (if applicable):** 000109143

**SEC File Number (if applicable):** 801-57978

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michelle Ojeda<br>**Title:** Co-Chief Compliance Officer<br>**Phone:** 949-428-0442

**Signature, Place, and Date of Signing:**

Michelle Ojeda  Irvine, CA  07-25-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 144

**Form 13F Information Table Value Total:** $1781007655

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 371171895 | 5825960 | SH |  | SOLE |  | 0 | 0 | 5825960 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 338623988 | 5052581 | SH |  | SOLE |  | 0 | 0 | 5052581 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 333009752 | 6171419 | SH |  | SOLE |  | 0 | 0 | 6171419 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 222697168 | 5267199 | SH |  | SOLE |  | 0 | 0 | 5267199 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 135462212 | 3162788 | SH |  | SOLE |  | 0 | 0 | 3162788 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 64321492 | 2185576 | SH |  | SOLE |  | 0 | 0 | 2185576 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 33145809 | 1068530 | SH |  | SOLE |  | 0 | 0 | 1068530 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 32816318 | 445692 | SH |  | SOLE |  | 0 | 0 | 445692 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 20874376 | 778024 | SH |  | SOLE |  | 0 | 0 | 778024 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 17784141 | 595983 | SH |  | SOLE |  | 0 | 0 | 595983 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 16786678 | 242968 | SH |  | SOLE |  | 0 | 0 | 242968 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 16605943 | 504587 | SH |  | SOLE |  | 0 | 0 | 504587 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 15253909 | 526905 | SH |  | SOLE |  | 0 | 0 | 526905 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 10954494 | 365272 | SH |  | SOLE |  | 0 | 0 | 365272 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 10705532 | 10814 | SH |  | SOLE |  | 0 | 0 | 10814 |
| ISHARES TR | CORE S ETF | 464287200 |  | 7645418 | 12313 | SH |  | SOLE |  | 0 | 0 | 12313 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 |  | 5281466 | 68166 | SH |  | SOLE |  | 0 | 0 | 68166 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 5050537 | 21312 | SH |  | SOLE |  | 0 | 0 | 21312 |
| AMAZON COM INC | COM | 023135106 |  | 4999237 | 22787 | SH |  | SOLE |  | 0 | 0 | 22787 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4670778 | 29564 | SH |  | SOLE |  | 0 | 0 | 29564 |
| AMERICAN CENTY ETF TR | AVANTIS EMERGING | 025072141 |  | 4338380 | 72006 | SH |  | SOLE |  | 0 | 0 | 72006 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 4292485 | 6472 | SH |  | SOLE |  | 0 | 0 | 6472 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3830403 | 12603 | SH |  | SOLE |  | 0 | 0 | 12603 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 3793409 | 105843 | SH |  | SOLE |  | 0 | 0 | 105843 |
| MICROSOFT CORP | COM | 594918104 |  | 3480241 | 6997 | SH |  | SOLE |  | 0 | 0 | 6997 |
| META PLATFORMS INC | CL A | 30303M102 |  | 3407683 | 4617 | SH |  | SOLE |  | 0 | 0 | 4617 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 3401137 | 17441 | SH |  | SOLE |  | 0 | 0 | 17441 |
| APPLE INC | COM | 037833100 |  | 3150286 | 15355 | SH |  | SOLE |  | 0 | 0 | 15355 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 2482606 | 8872 | SH |  | SOLE |  | 0 | 0 | 8872 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 |  | 2424456 | 58252 | SH |  | SOLE |  | 0 | 0 | 58252 |
| DIMENSIONAL ETF TRUST | ULTRASHORT FIXED | 25434V591 |  | 2290082 | 45125 | SH |  | SOLE |  | 0 | 0 | 45125 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2230645 | 3927 | SH |  | SOLE |  | 0 | 0 | 3927 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 2101060 | 10729 | SH |  | SOLE |  | 0 | 0 | 10729 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 2091920 | 21184 | SH |  | SOLE |  | 0 | 0 | 21184 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 1894562 | 11520 | SH |  | SOLE |  | 0 | 0 | 11520 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 1803360 | 50713 | SH |  | SOLE |  | 0 | 0 | 50713 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1716177 | 2778 | SH |  | SOLE |  | 0 | 0 | 2778 |
| VISA INC | COM CL A | 92826C839 |  | 1668380 | 4699 | SH |  | SOLE |  | 0 | 0 | 4699 |
| GOOSEHEAD INS INC | COM CL A | 38267D109 |  | 1509743 | 14309 | SH |  | SOLE |  | 0 | 0 | 14309 |
| FAIR ISAAC CORP | COM | 303250104 |  | 1469680 | 804 | SH |  | SOLE |  | 0 | 0 | 804 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 1459407 | 10752 | SH |  | SOLE |  | 0 | 0 | 10752 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 1445398 | 27616 | SH |  | SOLE |  | 0 | 0 | 27616 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1365119 | 10109 | SH |  | SOLE |  | 0 | 0 | 10109 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1359588 | 7693 | SH |  | SOLE |  | 0 | 0 | 7693 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 1322155 | 27539 | SH |  | SOLE |  | 0 | 0 | 27539 |
| DIMENSIONAL ETF TRUST | EMERGING MRKTETS | 25434V534 |  | 1297740 | 23782 | SH |  | SOLE |  | 0 | 0 | 23782 |
| MORNINGSTAR INC | COM | 617700109 |  | 1228408 | 3913 | SH |  | SOLE |  | 0 | 0 | 3913 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1142976 | 17004 | SH |  | SOLE |  | 0 | 0 | 17004 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 1134315 | 434 | SH |  | SOLE |  | 0 | 0 | 434 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1127308 | 10315 | SH |  | SOLE |  | 0 | 0 | 10315 |
| SPDR SERIES TRUST | PORTFLI HIGH YLD | 78468R606 |  | 1114353 | 46822 | SH |  | SOLE |  | 0 | 0 | 46822 |
| TESLA INC | COM | 88160R101 |  | 1096013 | 3450 | SH |  | SOLE |  | 0 | 0 | 3450 |
| NETFLIX INC | COM | 64110L106 |  | 1068626 | 798 | SH |  | SOLE |  | 0 | 0 | 798 |
| RYAN SPECIALTY HOLDINGS INC | CL A | 78351F107 |  | 1037323 | 15257 | SH |  | SOLE |  | 0 | 0 | 15257 |
| SERVICENOW INC | COM | 81762P102 |  | 980788 | 954 | SH |  | SOLE |  | 0 | 0 | 954 |
| PROGRESSIVE CORP | COM | 743315103 |  | 967368 | 3625 | SH |  | SOLE |  | 0 | 0 | 3625 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 952193 | 1726 | SH |  | SOLE |  | 0 | 0 | 1726 |
| ELI LILLY  CO | COM | 532457108 |  | 949716 | 1218 | SH |  | SOLE |  | 0 | 0 | 1218 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 908390 | 1870 | SH |  | SOLE |  | 0 | 0 | 1870 |
| SERVISFIRST BANCSHARES INC | COM | 81768T108 |  | 891753 | 11505 | SH |  | SOLE |  | 0 | 0 | 11505 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 867421 | 34285 | SH |  | SOLE |  | 0 | 0 | 34285 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 836005 | 19629 | SH |  | SOLE |  | 0 | 0 | 19629 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 823466 | 8826 | SH |  | SOLE |  | 0 | 0 | 8826 |
| OLLIES BARGAIN OUTLET HLDGS | COM | 681116109 |  | 821517 | 6234 | SH |  | SOLE |  | 0 | 0 | 6234 |
| SNOWFLAKE INC | CL A | 833445109 |  | 792593 | 3542 | SH |  | SOLE |  | 0 | 0 | 3542 |
| MANAGER DIRECTED PORTFOLIOS | VERT GLB SUST RE | 56170L695 |  | 784639 | 75013 | SH |  | SOLE |  | 0 | 0 | 75013 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 784130 | 8805 | SH |  | SOLE |  | 0 | 0 | 8805 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 782346 | 4439 | SH |  | SOLE |  | 0 | 0 | 4439 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 777961 | 23653 | SH |  | SOLE |  | 0 | 0 | 23653 |
| APPFOLIO INC | COM CL A | 03783C100 |  | 776734 | 3373 | SH |  | SOLE |  | 0 | 0 | 3373 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 775738 | 13197 | SH |  | SOLE |  | 0 | 0 | 13197 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 746276 | 8280 | SH |  | SOLE |  | 0 | 0 | 8280 |
| ISHARES TR | INTERNATIONAL SL | 46434V266 |  | 698484 | 18016 | SH |  | SOLE |  | 0 | 0 | 18016 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 665540 | 2436 | SH |  | SOLE |  | 0 | 0 | 2436 |
| CELSIUS HLDGS INC | COM NEW | 15118V207 |  | 652615 | 14068 | SH |  | SOLE |  | 0 | 0 | 14068 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 625543 | 5423 | SH |  | SOLE |  | 0 | 0 | 5423 |
| ZOETIS INC | CL A | 98978V103 |  | 620681 | 3980 | SH |  | SOLE |  | 0 | 0 | 3980 |
| EQUIFAX INC | COM | 294429105 |  | 620154 | 2391 | SH |  | SOLE |  | 0 | 0 | 2391 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 606595 | 10105 | SH |  | SOLE |  | 0 | 0 | 10105 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 604251 | 1066 | SH |  | SOLE |  | 0 | 0 | 1066 |
| STATE STR CORP | COM | 857477103 |  | 599864 | 5641 | SH |  | SOLE |  | 0 | 0 | 5641 |
| TRIUMPH FINANCIAL INC | COM | 89679E300 |  | 597558 | 10843 | SH |  | SOLE |  | 0 | 0 | 10843 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 577732 | 17502 | SH |  | SOLE |  | 0 | 0 | 17502 |
| DREAM FINDERS HOMES INC | COM CL A | 26154D100 |  | 572386 | 22777 | SH |  | SOLE |  | 0 | 0 | 22777 |
| REVOLVE GROUP INC | CL A | 76156B107 |  | 547084 | 27286 | SH |  | SOLE |  | 0 | 0 | 27286 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 535889 | 7373 | SH |  | SOLE |  | 0 | 0 | 7373 |
| SPDR INDEX SHS FDS | S EMKTSC ETF | 78463X756 |  | 528354 | 8518 | SH |  | SOLE |  | 0 | 0 | 8518 |
| ONESTREAM INC | CL A | 68278B107 |  | 525531 | 18570 | SH |  | SOLE |  | 0 | 0 | 18570 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 482548 | 888 | SH |  | SOLE |  | 0 | 0 | 888 |
| ISHARES INC | EM MKT SM-CP ETF | 464286475 |  | 466337 | 7191 | SH |  | SOLE |  | 0 | 0 | 7191 |
| ECOLAB INC | COM | 278865100 |  | 456431 | 1694 | SH |  | SOLE |  | 0 | 0 | 1694 |
| DANAHER CORPORATION | COM | 235851102 |  | 453354 | 2295 | SH |  | SOLE |  | 0 | 0 | 2295 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 446841 | 4999 | SH |  | SOLE |  | 0 | 0 | 4999 |
| NCINO INC | COM | 63947X101 |  | 436052 | 15590 | SH |  | SOLE |  | 0 | 0 | 15590 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 413491 | 4156 | SH |  | SOLE |  | 0 | 0 | 4156 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 411588 | 13957 | SH |  | SOLE |  | 0 | 0 | 13957 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 410245 | 1415 | SH |  | SOLE |  | 0 | 0 | 1415 |
| BROADCOM INC | COM | 11135F101 |  | 403276 | 1463 | SH |  | SOLE |  | 0 | 0 | 1463 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 402791 | 1968 | SH |  | SOLE |  | 0 | 0 | 1968 |
| ENERPAC TOOL GROUP CORP | CL A COM | 292765104 |  | 402355 | 9920 | SH |  | SOLE |  | 0 | 0 | 9920 |
| HAWKINS INC | COM | 420261109 |  | 400580 | 2819 | SH |  | SOLE |  | 0 | 0 | 2819 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 393743 | 1380 | SH |  | SOLE |  | 0 | 0 | 1380 |
| ROSS STORES INC | COM | 778296103 |  | 391798 | 3071 | SH |  | SOLE |  | 0 | 0 | 3071 |
| WINGSTOP INC | COM | 974155103 |  | 376139 | 1117 | SH |  | SOLE |  | 0 | 0 | 1117 |
| GARTNER INC | COM | 366651107 |  | 373499 | 924 | SH |  | SOLE |  | 0 | 0 | 924 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E735 |  | 369946 | 9506 | SH |  | SOLE |  | 0 | 0 | 9506 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 361318 | 5019 | SH |  | SOLE |  | 0 | 0 | 5019 |
| U S PHYSICAL THERAPY | COM | 90337L108 |  | 352291 | 4505 | SH |  | SOLE |  | 0 | 0 | 4505 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 346075 | 6997 | SH |  | SOLE |  | 0 | 0 | 6997 |
| S GLOBAL INC | COM | 78409V104 |  | 341157 | 647 | SH |  | SOLE |  | 0 | 0 | 647 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 335577 | 3280 | SH |  | SOLE |  | 0 | 0 | 3280 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 327114 | 5153 | SH |  | SOLE |  | 0 | 0 | 5153 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 325293 | 2440 | SH |  | SOLE |  | 0 | 0 | 2440 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 311626 | 13077 | SH |  | SOLE |  | 0 | 0 | 13077 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 307277 | 635 | SH |  | SOLE |  | 0 | 0 | 635 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 306082 | 1725 | SH |  | SOLE |  | 0 | 0 | 1725 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 302355 | 7138 | SH |  | SOLE |  | 0 | 0 | 7138 |
| ON HLDG AG | NAMEN AKT A | H5919C104 |  | 300485 | 5773 | SH |  | SOLE |  | 0 | 0 | 5773 |
| BJS WHSL CLUB HLDGS INC | COM | 05550J101 |  | 292974 | 2717 | SH |  | SOLE |  | 0 | 0 | 2717 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 281522 | 3551 | SH |  | SOLE |  | 0 | 0 | 3551 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 277561 | 3581 | SH |  | SOLE |  | 0 | 0 | 3581 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 275178 | 893 | SH |  | SOLE |  | 0 | 0 | 893 |
| AAON INC | COM PAR $0.004 | 000360206 |  | 271179 | 3677 | SH |  | SOLE |  | 0 | 0 | 3677 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 267447 | 10943 | SH |  | SOLE |  | 0 | 0 | 10943 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 266063 | 10842 | SH |  | SOLE |  | 0 | 0 | 10842 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 265679 | 469 | SH |  | SOLE |  | 0 | 0 | 469 |
| COSTAR GROUP INC | COM | 22160N109 |  | 263551 | 3278 | SH |  | SOLE |  | 0 | 0 | 3278 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 254549 | 2528 | SH |  | SOLE |  | 0 | 0 | 2528 |
| WORKDAY INC | CL A | 98138H101 |  | 253200 | 1055 | SH |  | SOLE |  | 0 | 0 | 1055 |
| AMERICAN CENTY ETF TR | AVANTIS SHFXDINC | 025072687 |  | 248109 | 5276 | SH |  | SOLE |  | 0 | 0 | 5276 |
| HEALTHEQUITY INC | COM | 42226A107 |  | 245557 | 2344 | SH |  | SOLE |  | 0 | 0 | 2344 |
| BLOCK INC | CL A | 852234103 |  | 244412 | 3598 | SH |  | SOLE |  | 0 | 0 | 3598 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 242233 | 3047 | SH |  | SOLE |  | 0 | 0 | 3047 |
| ISHARES TR | MORNINGSTR US EQ | 464287127 |  | 240184 | 2800 | SH |  | SOLE |  | 0 | 0 | 2800 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 238590 | 10796 | SH |  | SOLE |  | 0 | 0 | 10796 |
| EATON CORP PLC | SHS | G29183103 |  | 235613 | 660 | SH |  | SOLE |  | 0 | 0 | 660 |
| TOAST INC | CL A | 888787108 |  | 227783 | 5143 | SH |  | SOLE |  | 0 | 0 | 5143 |
| HONEYWELL INTL INC | COM | 438516106 |  | 227524 | 977 | SH |  | SOLE |  | 0 | 0 | 977 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 219698 | 4032 | SH |  | SOLE |  | 0 | 0 | 4032 |
| DOMINOS PIZZA INC | COM | 25754A201 |  | 208628 | 463 | SH |  | SOLE |  | 0 | 0 | 463 |
| CARNIVAL CORP | UNIT 99/99/9999 | 143658300 |  | 206935 | 7359 | SH |  | SOLE |  | 0 | 0 | 7359 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 205264 | 8832 | SH |  | SOLE |  | 0 | 0 | 8832 |
| HOME DEPOT INC | COM | 437076102 |  | 203469 | 555 | SH |  | SOLE |  | 0 | 0 | 555 |
| METTLER TOLEDO INTERNATIONAL | COM | 592688105 |  | 203227 | 173 | SH |  | SOLE |  | 0 | 0 | 173 |

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