# EDGAR Filing Document

**Accession Number:** 0002016051
**File Stem:** 0001172661-25-004751
**Filing Date:** 2025-11
**Character Count:** 14467
**Document Hash:** 7df36c27f3aca07a79fed7a1c372cafa
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-25-004751.hdr.sgml**: 20251113

**ACCESSION NUMBER**: 0001172661-25-004751

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251113

**DATE AS OF CHANGE**: 20251113

**EFFECTIVENESS DATE**: 20251113

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Pine Harbor Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0002016051

**ORGANIZATION NAME:**
- **EIN:** 843571474
- **STATE OF INCORPORATION:** DC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24046
- **FILM NUMBER:** 251476874

**BUSINESS ADDRESS:**
- **STREET 1:** 8280 WILLOW OAKS CORPORATE DRIVE
- **STREET 2:** SUITE 600
- **CITY:** FAIRFAX
- **STATE:** VA
- **ZIP:** 22046
- **BUSINESS PHONE:** 703-589-9100

**MAIL ADDRESS:**
- **STREET 1:** 8280 WILLOW OAKS CORPORATE DRIVE
- **STREET 2:** SUITE 600
- **CITY:** FAIRFAX
- **STATE:** VA
- **ZIP:** 22046

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Pine Harbor Wealth Management LLC<br>**Address:** 8280 Willow Oaks Corporate Drive<br>Suite 600<br>Fairfax, VA 22046

**Form 13F File Number:** 028-24046

**CRD Number (if applicable):** 000317352

**SEC File Number (if applicable):** 801-129354

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** David Quinn<br>**Title:** CEO/CCO<br>**Phone:** 703-589-9100

**Signature, Place, and Date of Signing:**

\s\ David Quinn  Fairfax, VA  11-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 108

**Form 13F Information Table Value Total:** $311735815

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 470909 | 3515 | SH |  | SOLE |  | 3515 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 344158 | 1486 | SH |  | SOLE |  | 1486 | 0 | 0 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 274208 | 1005 | SH |  | SOLE |  | 1005 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1934031 | 7955 | SH |  | SOLE |  | 7955 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 943700 | 3874 | SH |  | SOLE |  | 3874 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 366542 | 5548 | SH |  | SOLE |  | 5548 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 1282728 | 5842 | SH |  | SOLE |  | 5842 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 10582362 | 146448 | SH |  | SOLE |  | 146448 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 960473 | 8836 | SH |  | SOLE |  | 8836 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 14057105 | 141234 | SH |  | SOLE |  | 141234 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 239155 | 720 | SH |  | SOLE |  | 720 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 5020612 | 19717 | SH |  | SOLE |  | 19717 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 244454 | 832 | SH |  | SOLE |  | 832 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 224365 | 4349 | SH |  | SOLE |  | 4349 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2973952 | 5915 | SH |  | SOLE |  | 5915 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 4525200 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| BLAIZE HLDGS INC | COM | 092915107 |  | 62724 | 18181 | SH |  | SOLE |  | 18181 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 317739 | 963 | SH |  | SOLE |  | 963 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 207650 | 435 | SH |  | SOLE |  | 435 | 0 | 0 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 330576 | 1406 | SH |  | SOLE |  | 1406 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 269844 | 3943 | SH |  | SOLE |  | 3943 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 444711 | 6705 | SH |  | SOLE |  | 6705 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 233556 | 709 | SH |  | SOLE |  | 709 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 662298 | 715 | SH |  | SOLE |  | 715 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 481994 | 1054 | SH |  | SOLE |  | 1054 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 260606 | 6364 | SH |  | SOLE |  | 6364 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 200341 | 6247 | SH |  | SOLE |  | 6247 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 12825350 | 266141 | SH |  | SOLE |  | 266141 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 299499 | 6545 | SH |  | SOLE |  | 6545 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 670940 | 15797 | SH |  | SOLE |  | 15797 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 2862234 | 86998 | SH |  | SOLE |  | 86998 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 770974 | 24214 | SH |  | SOLE |  | 24214 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 37855538 | 522577 | SH |  | SOLE |  | 522577 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 26334106 | 803113 | SH |  | SOLE |  | 803113 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 400843 | 3239 | SH |  | SOLE |  | 3239 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 1143021 | 1498 | SH |  | SOLE |  | 1498 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 467457 | 587 | SH |  | SOLE |  | 587 | 0 | 0 |
| GOLDMAN SACHS PHYSICAL GOLD | UNIT | 38150K103 |  | 400794 | 10514 | SH |  | SOLE |  | 10514 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1144332 | 2824 | SH |  | SOLE |  | 2824 | 0 | 0 |
| INNOVATOR ETFS TRUST | EQUITY DEF PROTN | 45783Y541 |  | 282512 | 9647 | SH |  | SOLE |  | 9647 | 0 | 0 |
| INNOVATOR ETFS TRUST | DEFINED WLT SHLD | 45783Y855 |  | 388171 | 11827 | SH |  | SOLE |  | 11827 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 276174 | 404 | SH |  | SOLE |  | 404 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S SMALLCAP 600 | 46138G664 |  | 333705 | 6909 | SH |  | SOLE |  | 6909 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | VAR RATE PFD | 46138G870 |  | 438400 | 17749 | SH |  | SOLE |  | 17749 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 |  | 5152686 | 45350 | SH |  | SOLE |  | 45350 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S MDCP MOMNTUM | 46137V464 |  | 521176 | 3854 | SH |  | SOLE |  | 3854 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 20268186 | 33759 | SH |  | SOLE |  | 33759 | 0 | 0 |
| IONQ INC | COM | 46222L108 |  | 688247 | 11191 | SH |  | SOLE |  | 11191 | 0 | 0 |
| ISHARES TR | INTL DIV GRWTH | 46435G524 |  | 1016669 | 12761 | SH |  | SOLE |  | 12761 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 200287 | 781 | SH |  | SOLE |  | 781 | 0 | 0 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 860395 | 15013 | SH |  | SOLE |  | 15013 | 0 | 0 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 262060 | 3460 | SH |  | SOLE |  | 3460 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 5425631 | 50811 | SH |  | SOLE |  | 50811 | 0 | 0 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 489476 | 1805 | SH |  | SOLE |  | 1805 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1548548 | 22746 | SH |  | SOLE |  | 22746 | 0 | 0 |
| ISHARES U S ETF TR | SHORT MATURITY M | 46431W838 |  | 9483403 | 187752 | SH |  | SOLE |  | 187752 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | INTL BD OPP ETF | 46641Q852 |  | 1808275 | 36881 | SH |  | SOLE |  | 36881 | 0 | 0 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 649324 | 12787 | SH |  | SOLE |  | 12787 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 465775 | 2512 | SH |  | SOLE |  | 2512 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 903485 | 2864 | SH |  | SOLE |  | 2864 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 216984 | 456 | SH |  | SOLE |  | 456 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 317413 | 1263 | SH |  | SOLE |  | 1263 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 750351 | 1319 | SH |  | SOLE |  | 1319 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 358510 | 1179 | SH |  | SOLE |  | 1179 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 206887 | 2464 | SH |  | SOLE |  | 2464 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 6437646 | 12429 | SH |  | SOLE |  | 12429 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 660912 | 2200 | SH |  | SOLE |  | 2200 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4694940 | 25163 | SH |  | SOLE |  | 25163 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 620134 | 2205 | SH |  | SOLE |  | 2205 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 252386 | 1797 | SH |  | SOLE |  | 1797 | 0 | 0 |
| PGIM ETF TR | AAA CLO ETF | 69344A834 |  | 30506807 | 592365 | SH |  | SOLE |  | 592365 | 0 | 0 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 28914064 | 580254 | SH |  | SOLE |  | 580254 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 435924 | 2687 | SH |  | SOLE |  | 2687 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 345591 | 1719 | SH |  | SOLE |  | 1719 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 479286 | 3119 | SH |  | SOLE |  | 3119 | 0 | 0 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 586728 | 5692 | SH |  | SOLE |  | 5692 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 254609 | 1530 | SH |  | SOLE |  | 1530 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 314577 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 263784 | 2763 | SH |  | SOLE |  | 2763 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 217389 | 2433 | SH |  | SOLE |  | 2433 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 256925 | 742 | SH |  | SOLE |  | 742 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 427021 | 640 | SH |  | SOLE |  | 640 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 1360888 | 3681 | SH |  | SOLE |  | 3681 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 290381 | 3526 | SH |  | SOLE |  | 3526 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 284964 | 1550 | SH |  | SOLE |  | 1550 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 348034 | 2407 | SH |  | SOLE |  | 2407 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 466710 | 10208 | SH |  | SOLE |  | 10208 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 246964 | 715 | SH |  | SOLE |  | 715 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 238541 | 1401 | SH |  | SOLE |  | 1401 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 5202275 | 104055 | SH |  | SOLE |  | 104055 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1962632 | 24871 | SH |  | SOLE |  | 24871 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 17403552 | 53032 | SH |  | SOLE |  | 53032 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1480249 | 7937 | SH |  | SOLE |  | 7937 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 652047 | 2118 | SH |  | SOLE |  | 2118 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 660143 | 1077 | SH |  | SOLE |  | 1077 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 8112203 | 16914 | SH |  | SOLE |  | 16914 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 408881 | 5729 | SH |  | SOLE |  | 5729 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1146496 | 8320 | SH |  | SOLE |  | 8320 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 255530 | 5047 | SH |  | SOLE |  | 5047 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 783140 | 3629 | SH |  | SOLE |  | 3629 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2865219 | 47817 | SH |  | SOLE |  | 47817 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 1182439 | 13201 | SH |  | SOLE |  | 13201 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 1467116 | 12387 | SH |  | SOLE |  | 12387 | 0 | 0 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 257363 | 3710 | SH |  | SOLE |  | 3710 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 678193 | 1986 | SH |  | SOLE |  | 1986 | 0 | 0 |
| VULCAN MATLS CO | COM | 929160109 |  | 1247707 | 4056 | SH |  | SOLE |  | 4056 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 409973 | 3978 | SH |  | SOLE |  | 3978 | 0 | 0 |
| XYLEM INC | COM | 98419M100 |  | 251641 | 1706 | SH |  | SOLE |  | 1706 | 0 | 0 |

---