# EDGAR Filing Document

**Accession Number:** 0002123943
**File Stem:** 0001214659-26-003829
**Filing Date:** 2026-3
**Character Count:** 43046
**Document Hash:** fcb6312577b97fbf832a1913afe0a0f0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001214659-26-003829.hdr.sgml**: 20260326

**ACCESSION NUMBER**: 0001214659-26-003829

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260326

**DATE AS OF CHANGE**: 20260326

**EFFECTIVENESS DATE**: 20260326

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Merited Wealth, LLC
- **CENTRAL INDEX KEY:** 0002123943

**ORGANIZATION NAME:**
- **EIN:** 200891690
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1225

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26782
- **FILM NUMBER:** 26797674

**BUSINESS ADDRESS:**
- **STREET 1:** 1666 79TH STREET CAUSEWAY, SUITE 501
- **CITY:** NORTH BAY VILLAGE
- **STATE:** FL
- **ZIP:** 33141
- **BUSINESS PHONE:** 305-722-0091

**MAIL ADDRESS:**
- **STREET 1:** 1666 79TH STREET CAUSEWAY, SUITE 501
- **CITY:** NORTH BAY VILLAGE
- **STATE:** FL
- **ZIP:** 33141

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Merited Wealth LLC<br>**Address:** 1666 79TH STREET CAUSEWAY SUITE 501<br>NORTH BAY VILLAGE, FL 33141

**Form 13F File Number:** 028-26782

**CRD Number (if applicable):** 000299549

**SEC File Number (if applicable):** 801-129613

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Stephen A. Taylor<br>**Title:** Owner/ CEO<br>**Phone:** 305-722-0091

**Signature, Place, and Date of Signing:**

Stephen A. Taylor  North Bay Village, FL  03-25-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 375

**Form 13F Information Table Value Total:** $107850694

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| COMCAST CORP A NEW | COMMON STOCKS | 20030N101 |  | 8668 | 290 | SH |  | SOLE |  | 0 | 0 | 290 |
| SHELL PLC SA | FOREIGN COMMON STOCKS | 780259305 |  | 22338 | 304 | SH |  | SOLE |  | 0 | 0 | 304 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF - EQUITY | 921908844 |  | 26813 | 122 | SH |  | SOLE |  | 0 | 0 | 122 |
| VANGUARD S 500 | ETF - EQUITY | 922908363 |  | 575081 | 917 | SH |  | SOLE |  | 0 | 0 | 917 |
| ISHS 1-5 INVT GR CRP ETF | ETF - FIXED INCOME | 464288646 |  | 66629 | 1260 | SH |  | SOLE |  | 0 | 0 | 1260 |
| THE TRAVELERS COMPANIES INC. | COMMON STOCKS | 89417E109 |  | 43219 | 149 | SH |  | SOLE |  | 0 | 0 | 149 |
| SHELL PLC SA | FOREIGN COMMON STOCKS | 780259305 |  | 37181 | 506 | SH |  | SOLE |  | 0 | 0 | 506 |
| ISHARES TR MSCI USA MMENTM | ETF - EQUITY | 46432F396 |  | 2503 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| JPMORGAN BETABUILDERS US EQY ETF | ETF - EQUITY | 46641Q399 |  | 2859929 | 23193 | SH |  | SOLE |  | 0 | 0 | 23193 |
| ISHARES JP MRGN EM HIGH YLD BD ETF | ETF - FIXED INCOME | 464286285 |  | 16309 | 404 | SH |  | SOLE |  | 0 | 0 | 404 |
| MILLROSE PROPERTIES CL A INC | COMMON STOCKS | 601137102 |  | 2987 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| FERROVIAL INTL SE | FOREIGN COMMON STOCKS | N3168P101 |  | 24939 | 386 | SH |  | SOLE |  | 0 | 0 | 386 |
| ISHS USA MIN VOL FCT ETF | ETF - EQUITY | 46429B697 |  | 1224 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| CATERPILLAR INC | COMMON STOCKS | 149123101 |  | 9166 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| VANGUARD SHORT TERM TREAS | ETF - FIXED INCOME | 92206C102 |  | 668172 | 11377 | SH |  | SOLE |  | 0 | 0 | 11377 |
| UBER TECHNOLOGIES INC | COMMON STOCKS | 90353T100 |  | 4086 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| VANGUARD S 500 | ETF - EQUITY | 922908363 |  | 294124 | 469 | SH |  | SOLE |  | 0 | 0 | 469 |
| ONEOK INC | COMMON STOCKS | 682680103 |  | 7130 | 97 | SH |  | SOLE |  | 0 | 0 | 97 |
| IMPERIAL PETROLEUM NEW | FOREIGN COMMON STOCKS | Y3894J187 |  | 7074 | 1954 | SH |  | SOLE |  | 0 | 0 | 1954 |
| VNGRD FTSE ALL WORLD ETF | ETF - EQUITY | 922042775 |  | 1324 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| ST STR BLMBRG 1-3M   ETF | ETF - FIXED INCOME | 78468R663 |  | 11971 | 131 | SH |  | SOLE |  | 0 | 0 | 131 |
| S GLOBAL INC | COMMON STOCKS | 78409V104 |  | 70026 | 134 | SH |  | SOLE |  | 0 | 0 | 134 |
| EMERSON ELECTRIC CO | COMMON STOCKS | 291011104 |  | 35834 | 270 | SH |  | SOLE |  | 0 | 0 | 270 |
| ISHARES TR MSCI USA MMENTM | ETF - EQUITY | 46432F396 |  | 360945 | 1442 | SH |  | SOLE |  | 0 | 0 | 1442 |
| ISHARES 0-5 YEAR HIGH YIELD CORP ETF | ETF - FIXED INCOME | 46434V407 |  | 371682 | 8670 | SH |  | SOLE |  | 0 | 0 | 8670 |
| ISHS US EQTY FACTR ROTATN ACT ETF | ETF - EQUITY | 09290C103 |  | 139255 | 2290 | SH |  | SOLE |  | 0 | 0 | 2290 |
| MILLROSE PROPERTIES CL A INC | COMMON STOCKS | 601137102 |  | 586109 | 19622 | SH |  | SOLE |  | 0 | 0 | 19622 |
| TAIWAN SEMICON MFG CO | FOREIGN COMMON STOCKS | 874039100 |  | 86000 | 283 | SH |  | SOLE |  | 0 | 0 | 283 |
| ISHARES TR MSCI USA MMENTM | ETF - EQUITY | 46432F396 |  | 6759 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| ISHS US EQTY FACTR ROTATN ACT ETF | ETF - EQUITY | 09290C103 |  | 97176 | 1598 | SH |  | SOLE |  | 0 | 0 | 1598 |
| ISHS USA MIN VOL FCT ETF | ETF - EQUITY | 46429B697 |  | 88131 | 936 | SH |  | SOLE |  | 0 | 0 | 936 |
| AERCAP HOLDINGS N V | FOREIGN COMMON STOCKS | N00985106 |  | 3019 | 21 | SH |  | SOLE |  | 0 | 0 | 21 |
| ISHARES 0-5 YEAR HIGH YIELD CORP ETF | ETF - FIXED INCOME | 46434V407 |  | 7631 | 178 | SH |  | SOLE |  | 0 | 0 | 178 |
| ELI LILLY  CO | COMMON STOCKS | 532457108 |  | 163352 | 152 | SH |  | SOLE |  | 0 | 0 | 152 |
| JPMORGAN CHASE  CO | COMMON STOCKS | 46625H100 |  | 190109 | 590 | SH |  | SOLE |  | 0 | 0 | 590 |
| ELI LILLY  CO | COMMON STOCKS | 532457108 |  | 809233 | 753 | SH |  | SOLE |  | 0 | 0 | 753 |
| PFIZER INC | COMMON STOCKS | 717081103 |  | 47933 | 1925 | SH |  | SOLE |  | 0 | 0 | 1925 |
| AVANTIS INTERNATIONAL EQUITY ETF | ETF - EQUITY | 025072703 |  | 1807664 | 21959 | SH |  | SOLE |  | 0 | 0 | 21959 |
| INGLES MARKETS INC A | COMMON STOCKS | 457030104 |  | 137100 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| ENERGY TRANSFER | COMMON STOCKS | 29273V100 |  | 58540 | 3550 | SH |  | SOLE |  | 0 | 0 | 3550 |
| ISHARES MSCI EUROPE FINANCIALS ETF | ETF - EQUITY | 464289180 |  | 39872 | 1075 | SH |  | SOLE |  | 0 | 0 | 1075 |
| INTUIT INC | COMMON STOCKS | 461202103 |  | 1325 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| BOOKING HOLDINGS INC | COMMON STOCKS | 09857L108 |  | 32131 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| PFIZER INC | COMMON STOCKS | 717081103 |  | 4980 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| MICROSOFT CORPORATION | COMMON STOCKS | 594918104 |  | 112200 | 232 | SH |  | SOLE |  | 0 | 0 | 232 |
| ISHS 0-1YR TREASURY  ETF | ETF - FIXED INCOME | 464288679 |  | 220301 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| AON PLC | FOREIGN COMMON STOCKS | G0403H108 |  | 3882 | 11 | SH |  | SOLE |  | 0 | 0 | 11 |
| HOWMET AEROSPACE INC | COMMON STOCKS | 443201108 |  | 3485 | 17 | SH |  | SOLE |  | 0 | 0 | 17 |
| ISHARES FLEXIBLE INCME ACTIVE ETF | ETF - FIXED INCOME | 092528603 |  | 363427 | 6887 | SH |  | SOLE |  | 0 | 0 | 6887 |
| EXPAND ENERGY CORP | COMMON STOCKS | 165167735 |  | 2097 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| KKR  CO INC. COM | COMMON STOCKS | 48251W104 |  | 1402 | 11 | SH |  | SOLE |  | 0 | 0 | 11 |
| COCA COLA COMPANY | COMMON STOCKS | 191216100 |  | 68023 | 973 | SH |  | SOLE |  | 0 | 0 | 973 |
| GSK PLC NEW | FOREIGN COMMON STOCKS | 37733W204 |  | 2550 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| ISHS 0-1YR TREASURY  ETF | ETF - FIXED INCOME | 464288679 |  | 7490 | 68 | SH |  | SOLE |  | 0 | 0 | 68 |
| PAYPAL HOLDINGS INC. | COMMON STOCKS | 70450Y103 |  | 2335 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| MICROSOFT CORPORATION | COMMON STOCKS | 594918104 |  | 1027693 | 2125 | SH |  | SOLE |  | 0 | 0 | 2125 |
| CHUBB LTD | FOREIGN COMMON STOCKS | H1467J104 |  | 3121 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| INTEL CORP | COMMON STOCKS | 458140100 |  | 16753 | 454 | SH |  | SOLE |  | 0 | 0 | 454 |
| BERKSHIRE HATHAWAY INC. CL B | COMMON STOCKS | 084670702 |  | 55292 | 110 | SH |  | SOLE |  | 0 | 0 | 110 |
| CAPITAL GROUP INTRTNL FOC EQY ETF | ETF - EQUITY | 14019W109 |  | 2039 | 69 | SH |  | SOLE |  | 0 | 0 | 69 |
| MCDONALDS CORP | COMMON STOCKS | 580135101 |  | 9780 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| MCDONALDS CORP | COMMON STOCKS | 580135101 |  | 11003 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| DIMENSIONAL INTRNL VCTR EQT ETF | ETF - EQUITY | 25434V542 |  | 651 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| LENNAR CORP CL B | COMMON STOCKS | 526057302 |  | 5517 | 58 | SH |  | SOLE |  | 0 | 0 | 58 |
| STARBUCKS CORP | COMMON STOCKS | 855244109 |  | 16337 | 194 | SH |  | SOLE |  | 0 | 0 | 194 |
| MARVELL TECHNOLOGY INC | COMMON STOCKS | 573874104 |  | 10962 | 129 | SH |  | SOLE |  | 0 | 0 | 129 |
| ISHARES EXPANDED TECH STW SCTR ETF | ETF - EQUITY | 464287515 |  | 168576 | 1595 | SH |  | SOLE |  | 0 | 0 | 1595 |
| ILLINOIS TOOL WORKS INC | COMMON STOCKS | 452308109 |  | 985 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| BLACKSTONE INC A | COMMON STOCKS | 09260D107 |  | 143966 | 934 | SH |  | SOLE |  | 0 | 0 | 934 |
| ORGANON  CO | COMMON STOCKS | 68622V106 |  | 172 | 24 | SH |  | SOLE |  | 0 | 0 | 24 |
| AMERN EXPRESS CO | COMMON STOCKS | 025816109 |  | 62892 | 170 | SH |  | SOLE |  | 0 | 0 | 170 |
| CIGNA CORP | COMMON STOCKS | 125523100 |  | 1651 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| WALMART INC | COMMON STOCKS | 931142103 |  | 526413 | 4725 | SH |  | SOLE |  | 0 | 0 | 4725 |
| SONY GROUP CORP ADR NEW | FOREIGN COMMON STOCKS | 835699307 |  | 2151 | 84 | SH |  | SOLE |  | 0 | 0 | 84 |
| COPART INC | COMMON STOCKS | 217204106 |  | 1135 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| BLACKROCK FDG INC | COMMON STOCKS | 09290D101 |  | 50305 | 47 | SH |  | SOLE |  | 0 | 0 | 47 |
| HONDA MTR LTD ADR | FOREIGN COMMON STOCKS | 438128308 |  | 4098 | 139 | SH |  | SOLE |  | 0 | 0 | 139 |
| DRAFTKINGS INC NEW A | COMMON STOCKS | 26142V105 |  | 1206 | 35 | SH |  | SOLE |  | 0 | 0 | 35 |
| SMITH MIDLAND CORP | COMMON STOCKS | 832156103 |  | 11373 | 313 | SH |  | SOLE |  | 0 | 0 | 313 |
| ARMSTRONG WORLD INDS NEW | COMMON STOCKS | 04247X102 |  | 3058 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| SAP SE SPON ADR | FOREIGN COMMON STOCKS | 803054204 |  | 972 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| DIMENSN WRLD C/EQ 2  ETF | ETF - EQUITY | 25434V880 |  | 13223 | 404 | SH |  | SOLE |  | 0 | 0 | 404 |
| NEXTERA ENERGY INC | COMMON STOCKS | 65339F101 |  | 32112 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| LENNAR CORP | COMMON STOCKS | 526057104 |  | 3568188 | 34710 | SH |  | SOLE |  | 0 | 0 | 34710 |
| VNGRD FTSE DEV MKTS  ETF | ETF - EQUITY | 921943858 |  | 5435 | 87 | SH |  | SOLE |  | 0 | 0 | 87 |
| CAPITAL GROUP GLOBAL GRWT EQY ETF | ETF - EQUITY | 14020X104 |  | 59317 | 1712 | SH |  | SOLE |  | 0 | 0 | 1712 |
| DIMENSN WRLD C/EQ 2  ETF | ETF - EQUITY | 25434V880 |  | 3096390 | 94604 | SH |  | SOLE |  | 0 | 0 | 94604 |
| GENERAL ELECTRIC COMPANY | COMMON STOCKS | 369604301 |  | 73619 | 239 | SH |  | SOLE |  | 0 | 0 | 239 |
| NEXTERA ENERGY INC | COMMON STOCKS | 65339F101 |  | 8028 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| VANGUARD MORTGAGE BACKED SEC IDX ETF | ETF - FIXED INCOME | 92206C771 |  | 4614 | 98 | SH |  | SOLE |  | 0 | 0 | 98 |
| O REILLY AUTOMOTIVE INC | COMMON STOCKS | 67103H107 |  | 1368 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| NVIDIA CORP | COMMON STOCKS | 67066G104 |  | 249910 | 1340 | SH |  | SOLE |  | 0 | 0 | 1340 |
| VANGUARD MORTGAGE BACKED SEC IDX ETF | ETF - FIXED INCOME | 92206C771 |  | 233612 | 4962 | SH |  | SOLE |  | 0 | 0 | 4962 |
| ANHEUSER BUSCH INBEV | FOREIGN COMMON STOCKS | 03524A108 |  | 1409 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| NUTEX HEALTH INC NO PAR | COMMON STOCKS | 67079U306 |  | 13005 | 79 | SH |  | SOLE |  | 0 | 0 | 79 |
| AMETEK INC NEW | COMMON STOCKS | 031100100 |  | 28128 | 137 | SH |  | SOLE |  | 0 | 0 | 137 |
| NVIDIA CORP | COMMON STOCKS | 67066G104 |  | 58004 | 311 | SH |  | SOLE |  | 0 | 0 | 311 |
| LENNAR CORP | COMMON STOCKS | 526057104 |  | 19532 | 190 | SH |  | SOLE |  | 0 | 0 | 190 |
| RELX PLC | FOREIGN COMMON STOCKS | 759530108 |  | 2061 | 51 | SH |  | SOLE |  | 0 | 0 | 51 |
| VITA COCO CO INC | COMMON STOCKS | 92846Q107 |  | 4135 | 78 | SH |  | SOLE |  | 0 | 0 | 78 |
| PALO ALTO NETWORKS INC | COMMON STOCKS | 697435105 |  | 1105 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| CAPITAL GROUP GLOBAL GRWT EQY ETF | ETF - EQUITY | 14020X104 |  | 2543001 | 73391 | SH |  | SOLE |  | 0 | 0 | 73391 |
| JPMORGAN U.S. QUALITY FACTOR ETF | ETF - EQUITY | 46641Q761 |  | 307623 | 4869 | SH |  | SOLE |  | 0 | 0 | 4869 |
| CSX CORP | COMMON STOCKS | 126408103 |  | 3770 | 104 | SH |  | SOLE |  | 0 | 0 | 104 |
| BOEING COMPANY | COMMON STOCKS | 097023105 |  | 7816 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| DEERE  CO | COMMON STOCKS | 244199105 |  | 1862 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| MERCK  COMPANY INC | COMMON STOCKS | 58933Y105 |  | 51472 | 489 | SH |  | SOLE |  | 0 | 0 | 489 |
| CAPITAL GROUP GROWTH ETF | ETF - EQUITY | 14020G101 |  | 81348 | 1829 | SH |  | SOLE |  | 0 | 0 | 1829 |
| META PLATFORMS INC A | COMMON STOCKS | 30303M102 |  | 55448 | 84 | SH |  | SOLE |  | 0 | 0 | 84 |
| ABBVIE INC | COMMON STOCKS | 00287Y109 |  | 1599 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| PACCAR INC | COMMON STOCKS | 693718108 |  | 41613 | 380 | SH |  | SOLE |  | 0 | 0 | 380 |
| VANGUARD SMALL CAP VALUE ETF | ETF - EQUITY | 922908611 |  | 4659 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| WASTE CONNECTIONS INC | FOREIGN COMMON STOCKS | 94106B101 |  | 63130 | 360 | SH |  | SOLE |  | 0 | 0 | 360 |
| JPM BETABLDR US MDCP ETF | ETF - EQUITY | 46641Q340 |  | 353872 | 3319 | SH |  | SOLE |  | 0 | 0 | 3319 |
| MPLX COM | COMMON STOCKS | 55336V100 |  | 29087 | 545 | SH |  | SOLE |  | 0 | 0 | 545 |
| BLEND LABS INC A | COMMON STOCKS | 09352U108 |  | 4089 | 1345 | SH |  | SOLE |  | 0 | 0 | 1345 |
| ISHS CORE MSCI E/MKT ETF | ETF - EQUITY | 46434G103 |  | 115418 | 1717 | SH |  | SOLE |  | 0 | 0 | 1717 |
| META PLATFORMS INC A | COMMON STOCKS | 30303M102 |  | 189445 | 287 | SH |  | SOLE |  | 0 | 0 | 287 |
| BOSTON SCIENTIFIC CORP | COMMON STOCKS | 101137107 |  | 49868 | 523 | SH |  | SOLE |  | 0 | 0 | 523 |
| ISHS CORE MSCI E/MKT ETF | ETF - EQUITY | 46434G103 |  | 63454 | 944 | SH |  | SOLE |  | 0 | 0 | 944 |
| JPMORGAN CORE PLUS BOND ETF | ETF - FIXED INCOME | 46641Q670 |  | 1776102 | 37510 | SH |  | SOLE |  | 0 | 0 | 37510 |
| ALLISON TRANSMISSION HOLDINGS | COMMON STOCKS | 01973R101 |  | 1958 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| CAPITAL GROUP GROWTH ETF | ETF - EQUITY | 14020G101 |  | 3573603 | 80360 | SH |  | SOLE |  | 0 | 0 | 80360 |
| NASDAQ INC | COMMON STOCKS | 631103108 |  | 1748 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| TOTALENERGIES SE | FOREIGN COMMON STOCKS | F92124100 |  | 3009 | 46 | SH |  | SOLE |  | 0 | 0 | 46 |
| VANGUARD SMALL CAP VALUE ETF | ETF - EQUITY | 922908611 |  | 711402 | 3359 | SH |  | SOLE |  | 0 | 0 | 3359 |
| VANGUARD SMALL CAP VALUE ETF | ETF - EQUITY | 922908611 |  | 16943 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| COSTCO WHOLESALE CORP | COMMON STOCKS | 22160K105 |  | 115555 | 134 | SH |  | SOLE |  | 0 | 0 | 134 |
| APPLE INC | COMMON STOCKS | 037833100 |  | 168009 | 618 | SH |  | SOLE |  | 0 | 0 | 618 |
| SOUTHERN COMPANY | COMMON STOCKS | 842587107 |  | 84497 | 969 | SH |  | SOLE |  | 0 | 0 | 969 |
| KLA CORP | COMMON STOCKS | 482480100 |  | 13366 | 11 | SH |  | SOLE |  | 0 | 0 | 11 |
| VNGRD EXTND MARKET   ETF | ETF - EQUITY | 922908652 |  | 315351 | 1508 | SH |  | SOLE |  | 0 | 0 | 1508 |
| APPLE INC | COMMON STOCKS | 037833100 |  | 1529483 | 5626 | SH |  | SOLE |  | 0 | 0 | 5626 |
| COSTCO WHOLESALE CORP | COMMON STOCKS | 22160K105 |  | 59501 | 69 | SH |  | SOLE |  | 0 | 0 | 69 |
| ST STR SPDR 1500 COM ETF | ETF - EQUITY | 78464A805 |  | 4126 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| CAPITAL GROUP DIVIDEND GROWER ETF | ETF - EQUITY | 14021L109 |  | 2936341 | 82389 | SH |  | SOLE |  | 0 | 0 | 82389 |
| CAPITAL ONE FINL CORP | COMMON STOCKS | 14040H105 |  | 31749 | 131 | SH |  | SOLE |  | 0 | 0 | 131 |
| CINTAS CORP | COMMON STOCKS | 172908105 |  | 1505 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| ABBOTT LABORATORIES | COMMON STOCKS | 002824100 |  | 14909 | 119 | SH |  | SOLE |  | 0 | 0 | 119 |
| BP PLC SPON ADR | FOREIGN COMMON STOCKS | 055622104 |  | 2292 | 66 | SH |  | SOLE |  | 0 | 0 | 66 |
| ADVANCED MICRO DEVICES | COMMON STOCKS | 007903107 |  | 23772 | 111 | SH |  | SOLE |  | 0 | 0 | 111 |
| CME GROUP INC CL A | COMMON STOCKS | 12572Q105 |  | 60898 | 223 | SH |  | SOLE |  | 0 | 0 | 223 |
| VNGRD EXTND MARKET   ETF | ETF - EQUITY | 922908652 |  | 39313 | 188 | SH |  | SOLE |  | 0 | 0 | 188 |
| ST STR BLOOMBERG CV  ETF | ETF - FIXED INCOME | 78464A359 |  | 162879 | 1826 | SH |  | SOLE |  | 0 | 0 | 1826 |
| ARISTA NETWORKS INC | COMMON STOCKS | 040413205 |  | 2621 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| CAPITAL GROUP DIVIDEND GROWER ETF | ETF - EQUITY | 14021L109 |  | 13023 | 365 | SH |  | SOLE |  | 0 | 0 | 365 |
| ISHARES US TREASURY BOND | ETF - FIXED INCOME | 46429B267 |  | 330339 | 14347 | SH |  | SOLE |  | 0 | 0 | 14347 |
| PROCTER  GAMBLE CO | COMMON STOCKS | 742718109 |  | 29522 | 206 | SH |  | SOLE |  | 0 | 0 | 206 |
| INTERCONTINENTAL EXCHANGE GROUP INC. | COMMON STOCKS | 45866F104 |  | 28346 | 175 | SH |  | SOLE |  | 0 | 0 | 175 |
| ARK INNOVATION       ETF | ETF - EQUITY | 00214Q104 |  | 4154 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| VANGUARD INFORMATION TECHNOLOGY ETF | ETF - EQUITY | 92204A702 |  | 32413 | 43 | SH |  | SOLE |  | 0 | 0 | 43 |
| DIMENSN US EQ MKT    ETF | ETF - EQUITY | 25434V401 |  | 2324636 | 31342 | SH |  | SOLE |  | 0 | 0 | 31342 |
| DIMENSN US TGT VAL   ETF | ETF - EQUITY | 25434V609 |  | 1310 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| ISHARES CORE DIV GROWTH | ETF - EQUITY | 46434V621 |  | 690174 | 9942 | SH |  | SOLE |  | 0 | 0 | 9942 |
| VNGRD HIGH DIV YLD   ETF | ETF - EQUITY | 921946406 |  | 4215 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| ISHARES CORE DIV GROWTH | ETF - EQUITY | 46434V621 |  | 4285 | 62 | SH |  | SOLE |  | 0 | 0 | 62 |
| ISHARES US TREASURY BOND | ETF - FIXED INCOME | 46429B267 |  | 7115 | 309 | SH |  | SOLE |  | 0 | 0 | 309 |
| VNGRD HIGH DIV YLD   ETF | ETF - EQUITY | 921946406 |  | 614558 | 4282 | SH |  | SOLE |  | 0 | 0 | 4282 |
| DIMENSIONAL NATIONL MUNPL BND ETF | ETF - FIXED INCOME | 25434V849 |  | 493262 | 10240 | SH |  | SOLE |  | 0 | 0 | 10240 |
| GE VERNOVA LLC | COMMON STOCKS | 36828A101 |  | 20261 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| DIMENSN US TGT VAL   ETF | ETF - EQUITY | 25434V609 |  | 18934 | 318 | SH |  | SOLE |  | 0 | 0 | 318 |
| DIMENSN US EQ MKT    ETF | ETF - EQUITY | 25434V401 |  | 5934 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| JPMORGAN INTERN RESRCH ENH EQT ETF | ETF - EQUITY | 46641Q134 |  | 1106802 | 14781 | SH |  | SOLE |  | 0 | 0 | 14781 |
| Raytheon Technologies Corp | COMMON STOCKS | 075513E10 |  | 18340 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| PERMA PIPE INTERNATIONAL HOLDNGS | COMMON STOCKS | 714167103 |  | 13055 | 430 | SH |  | SOLE |  | 0 | 0 | 430 |
| DIMENSIONAL NATIONL MUNPL BND ETF | ETF - FIXED INCOME | 25434V849 |  | 11464 | 238 | SH |  | SOLE |  | 0 | 0 | 238 |
| INGERSOLL RAND INC | COMMON STOCKS | 45687V106 |  | 14339 | 181 | SH |  | SOLE |  | 0 | 0 | 181 |
| ROBINHOOD MKTS INC A | COMMON STOCKS | 770700102 |  | 2828 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| ACCENTURE PLC IRELD CL A | FOREIGN COMMON STOCKS | G1151C101 |  | 34074 | 127 | SH |  | SOLE |  | 0 | 0 | 127 |
| COCA-COLA EUROPAC PRTNRS | FOREIGN COMMON STOCKS | G25839104 |  | 907 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| SERVICENOW INC | COMMON STOCKS | 81762P102 |  | 1532 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| CISCO SYSTEMS INC | COMMON STOCKS | 17275R102 |  | 43907 | 570 | SH |  | SOLE |  | 0 | 0 | 570 |
| CHEVRON CORP | COMMON STOCKS | 166764100 |  | 31244 | 205 | SH |  | SOLE |  | 0 | 0 | 205 |
| KRAFT HEINZ CO | COMMON STOCKS | 500754106 |  | 2522 | 104 | SH |  | SOLE |  | 0 | 0 | 104 |
| DIMENSN US TGT VAL   ETF | ETF - EQUITY | 25434V609 |  | 463400 | 7783 | SH |  | SOLE |  | 0 | 0 | 7783 |
| APPLIED MATERIALS INC | COMMON STOCKS | 038222105 |  | 6425 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| MARATHON PETROLEUM CORP | COMMON STOCKS | 56585A102 |  | 19516 | 120 | SH |  | SOLE |  | 0 | 0 | 120 |
| ISHS S MDCP400 VAL ETF | ETF - EQUITY | 464287705 |  | 54215 | 412 | SH |  | SOLE |  | 0 | 0 | 412 |
| ASML HOLDING NV | FOREIGN COMMON STOCKS | N07059210 |  | 7489 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| GOLDMAN SACHS GROUP INC | COMMON STOCKS | 38141G104 |  | 77352 | 88 | SH |  | SOLE |  | 0 | 0 | 88 |
| UNION PACIFIC CORP | COMMON STOCKS | 907818108 |  | 3933 | 17 | SH |  | SOLE |  | 0 | 0 | 17 |
| SCHWAB US DIV EQ     ETF | ETF - EQUITY | 808524797 |  | 4140 | 151 | SH |  | SOLE |  | 0 | 0 | 151 |
| USCB FINANCIAL HOLDINGS CL A INC | COMMON STOCKS | 90355N101 |  | 1842 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| CAPITAL GROUP CORE EQUITY ETF | ETF - EQUITY | 14020V108 |  | 82505 | 2051 | SH |  | SOLE |  | 0 | 0 | 2051 |
| BROADCOM INC | COMMON STOCKS | 11135F101 |  | 42571 | 123 | SH |  | SOLE |  | 0 | 0 | 123 |
| QUALCOMM INC | COMMON STOCKS | 747525103 |  | 16934 | 99 | SH |  | SOLE |  | 0 | 0 | 99 |
| JPMORGAN U.S. VALUE FACTOR ETF | ETF - EQUITY | 46641Q753 |  | 277449 | 5653 | SH |  | SOLE |  | 0 | 0 | 5653 |
| ISHS 1-3YR TRSRY     ETF | ETF - FIXED INCOME | 464287457 |  | 20788 | 251 | SH |  | SOLE |  | 0 | 0 | 251 |
| CAPITAL GROUP DIVIDEND VALUE ETF | ETF - EQUITY | 14020W106 |  | 10949 | 251 | SH |  | SOLE |  | 0 | 0 | 251 |
| ISHS 1-3YR TRSRY     ETF | ETF - FIXED INCOME | 464287457 |  | 808158 | 9758 | SH |  | SOLE |  | 0 | 0 | 9758 |
| ADOBE INC | COMMON STOCKS | 00724F101 |  | 2800 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| CAPITAL GROUP DIVIDEND VALUE ETF | ETF - EQUITY | 14020W106 |  | 2059062 | 47183 | SH |  | SOLE |  | 0 | 0 | 47183 |
| CONOCOPHILLIPS | COMMON STOCKS | 20825C104 |  | 1404 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| SCHWAB US DIV EQ     ETF | ETF - EQUITY | 808524797 |  | 596248 | 21737 | SH |  | SOLE |  | 0 | 0 | 21737 |
| CAPITAL GROUP CORE EQUITY ETF | ETF - EQUITY | 14020V108 |  | 2628636 | 65340 | SH |  | SOLE |  | 0 | 0 | 65340 |
| CREDO TECH GRP HLDG LTD | FOREIGN COMMON STOCKS | G25457105 |  | 14101 | 98 | SH |  | SOLE |  | 0 | 0 | 98 |
| RIO TINTO PLC SPONS ADR | FOREIGN COMMON STOCKS | 767204100 |  | 3121 | 39 | SH |  | SOLE |  | 0 | 0 | 39 |
| SYNCHRONY FINANCIAL | COMMON STOCKS | 87165B103 |  | 4505 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| AMAZON.COM INC | COMMON STOCKS | 023135106 |  | 127412 | 552 | SH |  | SOLE |  | 0 | 0 | 552 |
| BANCO SANTANDER S A ADR | FOREIGN COMMON STOCKS | 05964H105 |  | 7965 | 679 | SH |  | SOLE |  | 0 | 0 | 679 |
| LINDE PLC NEW | FOREIGN COMMON STOCKS | G54950103 |  | 5543 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| DIMENSN US COR EQ 2  ETF | ETF - EQUITY | 25434V708 |  | 10412 | 263 | SH |  | SOLE |  | 0 | 0 | 263 |
| ISHARES MSCI EAFE SMALL CAP ETF | ETF - EQUITY | 464288273 |  | 18064 | 233 | SH |  | SOLE |  | 0 | 0 | 233 |
| VNGRD MDCP GRW       ETF | ETF - EQUITY | 922908538 |  | 3629 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| ISHARES CORE S 500 ETF | ETF - EQUITY | 464287200 |  | 27483 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| DOLLAR GENL CORP NEW | COMMON STOCKS | 256677105 |  | 13277 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| MAGNUM ICE CREAM CO NV | FOREIGN COMMON STOCKS | N5505D105 |  | 1570 | 99 | SH |  | SOLE |  | 0 | 0 | 99 |
| TARGET CORP | COMMON STOCKS | 87612E106 |  | 12219 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| NIKE INC B | COMMON STOCKS | 654106103 |  | 10831 | 170 | SH |  | SOLE |  | 0 | 0 | 170 |
| WALT DISNEY CO | COMMON STOCKS | 254687106 |  | 25371 | 223 | SH |  | SOLE |  | 0 | 0 | 223 |
| COINBASE GLOBAL INC. | COMMON STOCKS | 19260Q107 |  | 7462 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| CARRIER GLOBAL CORP | COMMON STOCKS | 14448C104 |  | 48349 | 915 | SH |  | SOLE |  | 0 | 0 | 915 |
| AMAZON.COM INC | COMMON STOCKS | 023135106 |  | 168500 | 730 | SH |  | SOLE |  | 0 | 0 | 730 |
| NOVO NORDISK AS ADR | FOREIGN COMMON STOCKS | 670100205 |  | 21674 | 426 | SH |  | SOLE |  | 0 | 0 | 426 |
| VNGRD MDCP GRW       ETF | ETF - EQUITY | 922908538 |  | 568608 | 2037 | SH |  | SOLE |  | 0 | 0 | 2037 |
| VANGUARD TOTAL INT'L BOND ETF | ETF - FIXED INCOME | 92203J407 |  | 4127 | 85 | SH |  | SOLE |  | 0 | 0 | 85 |
| COINBASE GLOBAL INC. | COMMON STOCKS | 19260Q107 |  | 2714 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| ISHARES CORE S 500 ETF | ETF - EQUITY | 464287200 |  | 6454201 | 9423 | SH |  | SOLE |  | 0 | 0 | 9423 |
| ISHS MBS             ETF | ETF - FIXED INCOME | 464288588 |  | 63130 | 663 | SH |  | SOLE |  | 0 | 0 | 663 |
| NOVO NORDISK AS ADR | FOREIGN COMMON STOCKS | 670100205 |  | 3816 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| MORGAN STANLEY | COMMON STOCKS | 617446448 |  | 8876 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| PHILIP MORRIS INTERNATIONAL INC | COMMON STOCKS | 718172109 |  | 28872 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| ORACLE CORP | COMMON STOCKS | 68389X105 |  | 116166 | 596 | SH |  | SOLE |  | 0 | 0 | 596 |
| SHERWIN WILLIAMS CO | COMMON STOCKS | 824348106 |  | 1296 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| VNGRD MDCP GRW       ETF | ETF - EQUITY | 922908538 |  | 12003 | 43 | SH |  | SOLE |  | 0 | 0 | 43 |
| VANGUARD TOTAL INT'L BOND ETF | ETF - FIXED INCOME | 92203J407 |  | 71224 | 1474 | SH |  | SOLE |  | 0 | 0 | 1474 |
| DIMENSN US COR EQ 2  ETF | ETF - EQUITY | 25434V708 |  | 2734166 | 69062 | SH |  | SOLE |  | 0 | 0 | 69062 |
| UNITEDHEALTH GROUP INC | COMMON STOCKS | 91324P102 |  | 23108 | 70 | SH |  | SOLE |  | 0 | 0 | 70 |
| AST SPACEMOBILE INC A | COMMON STOCKS | 00217D100 |  | 21500 | 296 | SH |  | SOLE |  | 0 | 0 | 296 |
| UNITEDHEALTH GROUP INC | COMMON STOCKS | 91324P102 |  | 407356 | 1234 | SH |  | SOLE |  | 0 | 0 | 1234 |
| VANGUARD TOTAL INT'L BOND ETF | ETF - FIXED INCOME | 92203J407 |  | 1004427 | 20787 | SH |  | SOLE |  | 0 | 0 | 20787 |
| AMNEAL PHARMACEUTICALS CL A INC | COMMON STOCKS | 03168L105 |  | 6426 | 510 | SH |  | SOLE |  | 0 | 0 | 510 |
| ST STR SPDR S DIV  ETF | ETF - EQUITY | 78464A763 |  | 22544 | 162 | SH |  | SOLE |  | 0 | 0 | 162 |
| AMPHENOL CORP CL A NEW | COMMON STOCKS | 032095101 |  | 32839 | 243 | SH |  | SOLE |  | 0 | 0 | 243 |
| MCKESSON CORP | COMMON STOCKS | 58155Q103 |  | 3281 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| ISHS 5-10 I/GRD CORP ETF | ETF - FIXED INCOME | 464288638 |  | 568812 | 10557 | SH |  | SOLE |  | 0 | 0 | 10557 |
| UPS INC B | COMMON STOCKS | 911312106 |  | 25095 | 253 | SH |  | SOLE |  | 0 | 0 | 253 |
| CAPITAL GROUP CORE BOND ETF | ETF - FIXED INCOME | 14020Y508 |  | 2660299 | 100313 | SH |  | SOLE |  | 0 | 0 | 100313 |
| VNGRD MEGA CAP VAL   ETF | ETF - EQUITY | 921910840 |  | 42489 | 301 | SH |  | SOLE |  | 0 | 0 | 301 |
| EATON CORP PLC | FOREIGN COMMON STOCKS | G29183103 |  | 63383 | 199 | SH |  | SOLE |  | 0 | 0 | 199 |
| NEBIUS GROUP N V CL A | FOREIGN COMMON STOCKS | N97284108 |  | 50376 | 532 | SH |  | SOLE |  | 0 | 0 | 532 |
| VNGRD MEGA CAP VAL   ETF | ETF - EQUITY | 921910840 |  | 11857 | 84 | SH |  | SOLE |  | 0 | 0 | 84 |
| CAPITAL GRP SHRT DURATION INC ETF | ETF - FIXED INCOME | 14020Y409 |  | 765811 | 29443 | SH |  | SOLE |  | 0 | 0 | 29443 |
| LULULEMON ATHLETICA INC | COMMON STOCKS | 550021109 |  | 1455 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| MARRIOTT INTL INC NEW A | COMMON STOCKS | 571903202 |  | 1551 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| DUKE ENERGY CORP | COMMON STOCKS | 26441C204 |  | 1758 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| ZOETIS INC. | COMMON STOCKS | 98978V103 |  | 1258 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| ISHS 5-10 I/GRD CORP ETF | ETF - FIXED INCOME | 464288638 |  | 14763 | 274 | SH |  | SOLE |  | 0 | 0 | 274 |
| VNGRD MEGA CAP VAL   ETF | ETF - EQUITY | 921910840 |  | 1714530 | 12146 | SH |  | SOLE |  | 0 | 0 | 12146 |
| UPS INC B | COMMON STOCKS | 911312106 |  | 21822 | 220 | SH |  | SOLE |  | 0 | 0 | 220 |
| VERIZON COMMUNICATIONS INC. | COMMON STOCKS | 92343V104 |  | 8350 | 205 | SH |  | SOLE |  | 0 | 0 | 205 |
| CAPITAL GROUP CORE BOND ETF | ETF - FIXED INCOME | 14020Y508 |  | 10565 | 398 | SH |  | SOLE |  | 0 | 0 | 398 |
| VIRTU FINANCIAL INC A | COMMON STOCKS | 928254101 |  | 36652 | 1100 | SH |  | SOLE |  | 0 | 0 | 1100 |
| MARSH  MCLENNAN COS INC | COMMON STOCKS | 571748102 |  | 1855 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| ALPHABET INC C | COMMON STOCKS | 02079K107 |  | 605634 | 1930 | SH |  | SOLE |  | 0 | 0 | 1930 |
| CAPITAL GROUP GLOBAL EQUITY ETF | ETF - EQUITY | 14020R107 |  | 4068790 | 128637 | SH |  | SOLE |  | 0 | 0 | 128637 |
| ROPER TECHNOLOGIES INC | COMMON STOCKS | 776696106 |  | 93477 | 210 | SH |  | SOLE |  | 0 | 0 | 210 |
| HEICO CORP NEW CL A | COMMON STOCKS | 422806208 |  | 157769 | 625 | SH |  | SOLE |  | 0 | 0 | 625 |
| ING GROEP NV SPONS ADR | FOREIGN COMMON STOCKS | 456837103 |  | 7868 | 281 | SH |  | SOLE |  | 0 | 0 | 281 |
| ISHS COR INTL D/MKT  ETF | ETF - EQUITY | 46435G326 |  | 270948 | 3285 | SH |  | SOLE |  | 0 | 0 | 3285 |
| CAPITAL GROUP GLOBAL EQUITY ETF | ETF - EQUITY | 14020R107 |  | 50216 | 1588 | SH |  | SOLE |  | 0 | 0 | 1588 |
| VANGUARD TOTAL WORLD STOCK ETF | ETF - EQUITY | 922042742 |  | 80229 | 569 | SH |  | SOLE |  | 0 | 0 | 569 |
| VNGRD MEGA CAP GRWTH ETF | ETF - EQUITY | 921910816 |  | 2622332 | 6353 | SH |  | SOLE |  | 0 | 0 | 6353 |
| ISHS COR INTL D/MKT  ETF | ETF - EQUITY | 46435G326 |  | 149618 | 1814 | SH |  | SOLE |  | 0 | 0 | 1814 |
| CBRE GROUP INC CL A | COMMON STOCKS | 12504L109 |  | 2573 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| TESLA INC | COMMON STOCKS | 88160R101 |  | 13492 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| ISHARES 0 TO 3 MNTH TREASURY BND ETF | ETF - FIXED INCOME | 46436E718 |  | 1863755 | 18567 | SH |  | SOLE |  | 0 | 0 | 18567 |
| LOCKHEED MARTIN CORP | COMMON STOCKS | 539830109 |  | 5320 | 11 | SH |  | SOLE |  | 0 | 0 | 11 |
| GENERAL DYNAMICS CORP | COMMON STOCKS | 369550108 |  | 39389 | 117 | SH |  | SOLE |  | 0 | 0 | 117 |
| VNGRD MEGA CAP GRWTH ETF | ETF - EQUITY | 921910816 |  | 68519 | 166 | SH |  | SOLE |  | 0 | 0 | 166 |
| GENERAL MOTORS CO | COMMON STOCKS | 37045V100 |  | 10978 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| CAPITAL GROUP NEW GEOGRP EQT ETF | ETF - EQUITY | 14021N105 |  | 19539 | 612 | SH |  | SOLE |  | 0 | 0 | 612 |
| TJX COS INC NEW | COMMON STOCKS | 872540109 |  | 4608 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| VNGRD MEGA CAP GRWTH ETF | ETF - EQUITY | 921910816 |  | 18987 | 46 | SH |  | SOLE |  | 0 | 0 | 46 |
| JPMORGAN ACTIVE VALUE ETF | ETF - EQUITY | 46641Q167 |  | 1041805 | 14526 | SH |  | SOLE |  | 0 | 0 | 14526 |
| ISHS CORE US AGGR BD ETF | ETF - FIXED INCOME | 464287226 |  | 6295 | 63 | SH |  | SOLE |  | 0 | 0 | 63 |
| INTUITIVE SURGICAL NEW | COMMON STOCKS | 46120E602 |  | 3398 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| JOHNSON  JOHNSON | COMMON STOCKS | 478160104 |  | 104303 | 504 | SH |  | SOLE |  | 0 | 0 | 504 |
| HOME DEPOT INC | COMMON STOCKS | 437076102 |  | 110113 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| FREEPORT MCMORAN INC | COMMON STOCKS | 35671D857 |  | 6146 | 121 | SH |  | SOLE |  | 0 | 0 | 121 |
| TESLA INC | COMMON STOCKS | 88160R101 |  | 6296 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| CAPITAL GROUP NEW GEOGRP EQT ETF | ETF - EQUITY | 14021N105 |  | 995071 | 31164 | SH |  | SOLE |  | 0 | 0 | 31164 |
| INTUITIVE SURGICAL NEW | COMMON STOCKS | 46120E602 |  | 47574 | 84 | SH |  | SOLE |  | 0 | 0 | 84 |
| SCHWAB CHARLES CORP NEW | COMMON STOCKS | 808513105 |  | 3697 | 37 | SH |  | SOLE |  | 0 | 0 | 37 |
| VANGUARD TOTAL WORLD STOCK ETF | ETF - EQUITY | 922042742 |  | 4947401 | 35073 | SH |  | SOLE |  | 0 | 0 | 35073 |
| MASTERCARD INC A | COMMON STOCKS | 57636Q104 |  | 42816 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| ISHS CORE US AGGR BD ETF | ETF - FIXED INCOME | 464287226 |  | 2953652 | 29572 | SH |  | SOLE |  | 0 | 0 | 29572 |
| SPDR S 500         ETF | ETF - EQUITY | 78462F103 |  | 79785 | 117 | SH |  | SOLE |  | 0 | 0 | 117 |
| TRANE TECHNOLOGIES PLC | FOREIGN COMMON STOCKS | G8994E103 |  | 12843 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| CAPITAL GROUP U S MULTI SEC ETF | ETF - FIXED INCOME | 14020Y300 |  | 10519 | 381 | SH |  | SOLE |  | 0 | 0 | 381 |
| SCHWAB US TIPS       ETF | ETF - FIXED INCOME | 808524870 |  | 4610 | 174 | SH |  | SOLE |  | 0 | 0 | 174 |
| TUTOR PERINI CORP | COMMON STOCKS | 901109108 |  | 8042 | 120 | SH |  | SOLE |  | 0 | 0 | 120 |
| WABTEC | COMMON STOCKS | 929740108 |  | 1067 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| NETFLIX INC | COMMON STOCKS | 64110L106 |  | 25315 | 270 | SH |  | SOLE |  | 0 | 0 | 270 |
| SALESFORCE INC | COMMON STOCKS | 79466L302 |  | 21193 | 80 | SH |  | SOLE |  | 0 | 0 | 80 |
| THERMO FISHER SCIENTIFIC | COMMON STOCKS | 883556102 |  | 20281 | 35 | SH |  | SOLE |  | 0 | 0 | 35 |
| ST STR SPDR LNG TERM ETF | ETF - FIXED INCOME | 78464A664 |  | 953 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| VNGRD S/T INFL PRO   ETF | ETF - FIXED INCOME | 922020805 |  | 316098 | 6391 | SH |  | SOLE |  | 0 | 0 | 6391 |
| AUTOMATIC DATA PROCESSING INC | COMMON STOCKS | 053015103 |  | 33440 | 130 | SH |  | SOLE |  | 0 | 0 | 130 |
| CAPITAL GROUP CORE BALANCED ETF | ETF - EQUITY | 14021D107 |  | 26021 | 737 | SH |  | SOLE |  | 0 | 0 | 737 |
| GILEAD SCIENCES INC | COMMON STOCKS | 375558103 |  | 8592 | 70 | SH |  | SOLE |  | 0 | 0 | 70 |
| ISHS INVSTMNT BD     ETF | ETF - FIXED INCOME | 464287242 |  | 54874 | 498 | SH |  | SOLE |  | 0 | 0 | 498 |
| MEDTRONIC PLC | FOREIGN COMMON STOCKS | G5960L103 |  | 29298 | 305 | SH |  | SOLE |  | 0 | 0 | 305 |
| ST STR SPDR LNG TERM ETF | ETF - FIXED INCOME | 78464A664 |  | 53233 | 2011 | SH |  | SOLE |  | 0 | 0 | 2011 |
| VNGRD S/T INFL PRO   ETF | ETF - FIXED INCOME | 922020805 |  | 989 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| CAPITAL GROUP U S MULTI SEC ETF | ETF - FIXED INCOME | 14020Y300 |  | 1894510 | 68592 | SH |  | SOLE |  | 0 | 0 | 68592 |
| GE HEALTHCARE TECHNOLOGIES INC | COMMON STOCKS | 36266G107 |  | 3363 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| CAPITAL GROUP CORE BALANCED ETF | ETF - EQUITY | 14021D107 |  | 5300107 | 150017 | SH |  | SOLE |  | 0 | 0 | 150017 |
| PIMCO ENH SHRT MATY  ETF | ETF - FIXED INCOME | 72201R833 |  | 1272111 | 12678 | SH |  | SOLE |  | 0 | 0 | 12678 |
| PIMCO ENH SHRT MATY  ETF | ETF - FIXED INCOME | 72201R833 |  | 25688 | 256 | SH |  | SOLE |  | 0 | 0 | 256 |
| CITIGROUP INC NEW | COMMON STOCKS | 172967424 |  | 11319 | 97 | SH |  | SOLE |  | 0 | 0 | 97 |
| IDAHO STRATEGIC RESOURCES INC | COMMON STOCKS | 645827205 |  | 12896 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| GORILLA TECH GRP INC NEW | FOREIGN COMMON STOCKS | G4000K175 |  | 11215 | 1027 | SH |  | SOLE |  | 0 | 0 | 1027 |
| VANGUARD GROWTH ETF | ETF - EQUITY | 922908736 |  | 28784 | 59 | SH |  | SOLE |  | 0 | 0 | 59 |
| CAPITAL GROUP CORE PLUS INCM ETF | ETF - FIXED INCOME | 14020Y102 |  | 6317 | 279 | SH |  | SOLE |  | 0 | 0 | 279 |
| ISHS 10-20 TRSRY     ETF | ETF - FIXED INCOME | 464288653 |  | 95875 | 943 | SH |  | SOLE |  | 0 | 0 | 943 |
| MICRON TECHNOLOGY INC | COMMON STOCKS | 595112103 |  | 367037 | 1286 | SH |  | SOLE |  | 0 | 0 | 1286 |
| WILLIAMS COS INC DEL | COMMON STOCKS | 969457100 |  | 19836 | 330 | SH |  | SOLE |  | 0 | 0 | 330 |
| ISHS S MDCP400 GRW ETF | ETF - EQUITY | 464287606 |  | 57740 | 596 | SH |  | SOLE |  | 0 | 0 | 596 |
| CROWN CASTLE INC | REAL ESTATE INVESTMENT | 22822V101 |  | 1155 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| T-MOBILE US INC. | COMMON STOCKS | 872590104 |  | 17462 | 86 | SH |  | SOLE |  | 0 | 0 | 86 |
| VANGUARD INDUSTRIALS ETF | ETF - EQUITY | 92204A603 |  | 44459 | 149 | SH |  | SOLE |  | 0 | 0 | 149 |
| RIVIAN AUTOMOTIVE INC A | COMMON STOCKS | 76954A103 |  | 1971 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| VANGUARD GROWTH ETF | ETF - EQUITY | 922908736 |  | 891323 | 1827 | SH |  | SOLE |  | 0 | 0 | 1827 |
| AUTODESK INC | COMMON STOCKS | 052769106 |  | 88803 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| BELLRING BRANDS INC NEW | COMMON STOCKS | 07831C103 |  | 267 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| CAPITAL GROUP CORE PLUS INCM ETF | ETF - FIXED INCOME | 14020Y102 |  | 1478870 | 65321 | SH |  | SOLE |  | 0 | 0 | 65321 |
| ST STR SPDR INTERMED ETF | ETF - FIXED INCOME | 78464A375 |  | 104810 | 3100 | SH |  | SOLE |  | 0 | 0 | 3100 |
| ISHS 3-7Y TRSY BD    ETF | ETF - FIXED INCOME | 464288661 |  | 153842 | 1289 | SH |  | SOLE |  | 0 | 0 | 1289 |
| HCA HEALTHCARE INC | COMMON STOCKS | 40412C101 |  | 5602 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| ALPHABET INC A | COMMON STOCKS | 02079K305 |  | 224421 | 717 | SH |  | SOLE |  | 0 | 0 | 717 |
| UNILEVER PLC ADR | FOREIGN COMMON STOCKS | 904767803 |  | 29038 | 444 | SH |  | SOLE |  | 0 | 0 | 444 |
| VNGRD MDCP VAL       ETF | ETF - EQUITY | 922908512 |  | 15786 | 89 | SH |  | SOLE |  | 0 | 0 | 89 |
| MONDELEZ INTERNATIONAL INC. | COMMON STOCKS | 609207105 |  | 38865 | 722 | SH |  | SOLE |  | 0 | 0 | 722 |
| VNGRD MDCP VAL       ETF | ETF - EQUITY | 922908512 |  | 609087 | 3434 | SH |  | SOLE |  | 0 | 0 | 3434 |
| VANGUARD SMALL CAP GROWTH ETF | ETF - EQUITY | 922908595 |  | 7553 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| ISHS USD INVT GRD BD ETF | ETF - FIXED INCOME | 464288620 |  | 252485 | 4877 | SH |  | SOLE |  | 0 | 0 | 4877 |
| ICICI BANK LTD ADR | FOREIGN COMMON STOCKS | 45104G104 |  | 1371 | 46 | SH |  | SOLE |  | 0 | 0 | 46 |
| CAPITAL GROUP US SM AND MD CP ETF | ETF - EQUITY | 14022A102 |  | 34136 | 1184 | SH |  | SOLE |  | 0 | 0 | 1184 |
| AMERICAN TOWER CORPORATION | REAL ESTATE INVESTMENT | 03027X100 |  | 43893 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| ALPHABET INC A | COMMON STOCKS | 02079K305 |  | 134277 | 429 | SH |  | SOLE |  | 0 | 0 | 429 |
| EXXON MOBIL CORP | COMMON STOCKS | 30231G102 |  | 51144 | 425 | SH |  | SOLE |  | 0 | 0 | 425 |
| PROGRESSIVE CORP OH | COMMON STOCKS | 743315103 |  | 2505 | 11 | SH |  | SOLE |  | 0 | 0 | 11 |
| CANADIAN PACIFIC KANSAS CITY | FOREIGN COMMON STOCKS | 13646K108 |  | 1693 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| ST STR SPDR INTERMED ETF | ETF - FIXED INCOME | 78464A375 |  | 2198 | 65 | SH |  | SOLE |  | 0 | 0 | 65 |
| COGNIZANT TECH SLTNS A | COMMON STOCKS | 192446102 |  | 18592 | 224 | SH |  | SOLE |  | 0 | 0 | 224 |
| ISHS USD INVT GRD BD ETF | ETF - FIXED INCOME | 464288620 |  | 6368 | 123 | SH |  | SOLE |  | 0 | 0 | 123 |
| DANAHER CORP | COMMON STOCKS | 235851102 |  | 37314 | 163 | SH |  | SOLE |  | 0 | 0 | 163 |
| CAPITAL GROUP US SM AND MD CP ETF | ETF - EQUITY | 14022A102 |  | 1444793 | 50097 | SH |  | SOLE |  | 0 | 0 | 50097 |
| ISHS MSCI EAFE INDX  ETF | ETF - EQUITY | 464287465 |  | 284729 | 2965 | SH |  | SOLE |  | 0 | 0 | 2965 |
| JPM BETABLDR INTL EQ ETF | ETF - EQUITY | 46641Q373 |  | 1254897 | 17352 | SH |  | SOLE |  | 0 | 0 | 17352 |
| ST STR BLMBRG H/Y    ETF | ETF - FIXED INCOME | 78468R622 |  | 102168 | 1051 | SH |  | SOLE |  | 0 | 0 | 1051 |
| VANGUARD SMALL CAP GROWTH ETF | ETF - EQUITY | 922908595 |  | 319938 | 1059 | SH |  | SOLE |  | 0 | 0 | 1059 |
| DIMENSIONAL US VECTOR EQUITY ETF | ETF - EQUITY | 25434V559 |  | 538 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| CARECLOUD INC | COMMON STOCKS | 14167R100 |  | 10347 | 3543 | SH |  | SOLE |  | 0 | 0 | 3543 |
| BROWN  BROWN INC | COMMON STOCKS | 115236101 |  | 189447 | 2377 | SH |  | SOLE |  | 0 | 0 | 2377 |
| NXP SEMICONDUCTORS NV | FOREIGN COMMON STOCKS | N6596X109 |  | 4342 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| JPMORGAN ACTIVE GROWTH ETF | ETF - EQUITY | 46654Q609 |  | 1376316 | 14831 | SH |  | SOLE |  | 0 | 0 | 14831 |
| VANGUARD INTERM-TM CORP BD IDX | ETF - FIXED INCOME | 92206C870 |  | 22949 | 274 | SH |  | SOLE |  | 0 | 0 | 274 |
| HEICO CORP NEW | COMMON STOCKS | 422806109 |  | 26859 | 83 | SH |  | SOLE |  | 0 | 0 | 83 |
| ISHS CORE UNVL USD   ETF | ETF - FIXED INCOME | 46434V613 |  | 106205 | 2282 | SH |  | SOLE |  | 0 | 0 | 2282 |
| BANK AMERICA CORP | COMMON STOCKS | 060505104 |  | 5170 | 94 | SH |  | SOLE |  | 0 | 0 | 94 |
| SUNCOR ENERGY INC NEW | FOREIGN COMMON STOCKS | 867224107 |  | 1863 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| RYANAIR HLDG PLC ADR NEW | FOREIGN COMMON STOCKS | 783513203 |  | 1949 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| JPMORGAN ACTIVEBLD EMRG MRKT EQY ETF | ETF - EQUITY | 46641Q266 |  | 577955 | 11795 | SH |  | SOLE |  | 0 | 0 | 11795 |
| STRYKER CORP | COMMON STOCKS | 863667101 |  | 10544 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| VISA INC CL A | COMMON STOCKS | 92826C839 |  | 153260 | 437 | SH |  | SOLE |  | 0 | 0 | 437 |
| ENTERPRISE PRODUCTS PARTNERS | COMMON STOCKS | 293792107 |  | 48346 | 1508 | SH |  | SOLE |  | 0 | 0 | 1508 |
| NIAGEN BIOSCIENCE INC | COMMON STOCKS | 171077407 |  | 6360 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| DATADOG INC. | COMMON STOCKS | 23804L103 |  | 2448 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| CAPITAL GROUP CONSERTVE EQT ETF | ETF - EQUITY | 14020U100 |  | 178854 | 5866 | SH |  | SOLE |  | 0 | 0 | 5866 |
| VANGUARD INTERM-TM CORP BD IDX | ETF - FIXED INCOME | 92206C870 |  | 31492 | 376 | SH |  | SOLE |  | 0 | 0 | 376 |
| ISHS CORE UNVL USD   ETF | ETF - FIXED INCOME | 46434V613 |  | 76559 | 1645 | SH |  | SOLE |  | 0 | 0 | 1645 |
| DAKTRONICS USD $0.00001 | COMMON STOCKS | 234264109 |  | 7137 | 361 | SH |  | SOLE |  | 0 | 0 | 361 |
| ARTHUR J GALLAGHER | COMMON STOCKS | 363576109 |  | 1553 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |

---