# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-25-108136
**Filing Date:** 2025-11
**Character Count:** 6331841
**Document Hash:** 33897ba05dad8baf8e90e843eab5cb2c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-25-108136.hdr.sgml**: 20251110

**ACCESSION NUMBER**: 0001213900-25-108136

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 49

**CONFORMED PERIOD OF REPORT**: 20251110

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251110

**DATE AS OF CHANGE**: 20251110

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 251465678

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2025-NQM21 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

 **Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure**

Not Applicable

 **Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure**

Not Applicable

 **Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1**

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE**

**REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

99.01 [AMC Diligence, LLC ()"**AMC**") Narrative](ea026472701_ex99-01.htm)

99.02 [AMC Rating Agency Grades Report](ea026472701_ex99-02.htm)

99.03 [AMC Exception Grades Report](ea026472701_ex99-03.htm)

99.04 [AMC Valuation Summary Report](ea026472701_ex99-04.htm)

99.05 [AMC Supplemental Data Report](ea026472701_ex99-05.htm)

99.06 [AMC Business Purpose Report](ea026472701_ex99-06.htm)

99.07 [AMC Data Compare Report](ea026472701_ex99-07.htm)

99.08 [AMC Valuation Data Report](ea026472701_ex99-08.htm)

99.09 [AMC Multi Property Report](ea026472701_ex99-09.htm)

99.10 [AMC Multi Property Units Report](ea026472701_ex99-10.htm)

99.11 [AMC Multi Property Valuation Report](ea026472701_ex99-11.htm)

99.12 [Canopy Financial Technology Partners LLC ()"**Canopy**") Narrative](ea026472701_ex99-12.htm)

99.13 [Canopy Supplemental Data Report](ea026472701_ex99-13.htm)

99.14 [Canopy Business Purpose Report](ea026472701_ex99-14.htm)

99.15 [Canopy Rating Agency Grades Summary Report](ea026472701_ex99-15.htm)

99.16 [Canopy Rating Agency Grades Detail Report](ea026472701_ex99-16.htm)

99.17 [Canopy Valuation Report](ea026472701_ex99-17.htm)

99.18 [Canopy ATR or QM Report](ea026472701_ex99-18.htm)

99.19 [Canopy Data Compare Report](ea026472701_ex99-19.htm)

99.20 [Clarifii LLC ()"**Clarifii**") Narrative](ea026472701_ex99-20.htm)

99.21 [Clarifii Valuation Report](ea026472701_ex99-21.htm)

99.22 [Clarifii Supplemental Data Report](ea026472701_ex99-22.htm)

99.23 [Clarifii Rating Agency Grades Summary Report](ea026472701_ex99-23.htm)

99.24 [Clarifii Rating Agency Grades Detail Report](ea026472701_ex99-24.htm)

99.25 [Clarifii Data Compare Report](ea026472701_ex99-25.htm)

99.26 [Clarifii Business Purpose Report](ea026472701_ex99-26.htm)

99.27 [Clarifii ATR or QM Report](ea026472701_ex99-27.htm)

99.28 [Evolve Mortgage Services ()"**Evolve**") Narrative](ea026472701_ex99-28.htm)

99.29 [Evolve Rating Agency Grades Report](ea026472701_ex99-29.htm)

99.30 [Evolve Exception Details Report](ea026472701_ex99-30.htm)

99.31 [Evolve Valuation Report](ea026472701_ex99-31.htm)

99.32 [Evolve Data Compare Report](ea026472701_ex99-32.htm)

99.33 [Evolve QM ATR Data Report](ea026472701_ex99-33.htm)

99.34 [Evolve Additional Data Report](ea026472701_ex99-34.htm)

99.35 [Evolve Business Purpose Report](ea026472701_ex99-35.htm)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** | **ONSLOW BAY FUNDING LLC** |
| Date: November 10, 2025 | /s/ Michael Fania | /s/ Michael Fania |
|  | Name: | Michael Fania |
|  | Title: | Authorized Signatory |

---

## Exhibit 99.01

**Exhibit 99.01**

![](ex99-01_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans originated by multiple correspondent lenders and acquired directly on a mini-bulk basis by Onslow Bay Financial LLC (the "Client"). AMC performed the Review either (i) directly for Client on mortgage loan files provided by Client to AMC, or (ii) for third parties on mortgage loan files provided by such parties to AMC with results of such Review conveyed to the Client via reliance letter. The Review (including the Review related to reliance letter loans) was conducted from February 2025 through October 2025 on mortgage loans with origination dates from November 2024 through September 2025.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered 830 mortgage loans totaling an aggregate original principal balance of approximately $426.590 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;PMI Coverage % |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Subject Debt Service Coverage Ratio |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original Term |  |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Originator Application Date |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE (455 Mortgage Loans):</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

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![](ex99-01_001.jpg)

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

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![](ex99-01_001.jpg)

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE (455 Mortgage Loans):</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

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![](ex99-01_001.jpg)

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

AMC reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission
notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business
day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial
and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR)
outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current
GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement
service provider list, as applicable.

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![](ex99-01_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form
was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last
GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing
Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated
Business Arrangement Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

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**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine
if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed
the relevant documents in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing
policies and procedures of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies
and procedures, AMC's review was limited to formal general statements of entity compliance provided by the loan originator, if any.
These statements, for example, were in the form of a letter signed by the seller correspondent/loan originator or representations in the
mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained
proof of homeownership counseling in connection with a loan to a first time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan
require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed,
directly or indirectly, any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator
organization and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security
instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided
the borrower a list of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR)
underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages
(12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R.
1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and
203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages
made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, AMC notes if an originator loan designation was not provided.

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*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, AMC reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, AMC then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, AMC will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

AMC reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. AMC's review is based on information contained in the loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to
receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

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iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10. 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications
on or after October 3, 2015;

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ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of
terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications
on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based
on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan
Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the
borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(XIII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

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**<u>DEBT SERVICE COVERAGE RATIO (DSCR) REVIEW (375 Mortgage Loans)</u>**

**DOCUMENT REVIEW**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**CREDIT REVIEW**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

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**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**DATA COLLECTION**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**(8) Other: review and methodology.**

**Data Integrity Review:** AMC compared data fields on the securitization tape provided by the Client to the data found in the actual file as captured by AMC.

**Standard Value Analysis:** AMC shall review Client-provided BPOs, appraisals or other valuation products as submitted to AMC by Client. AMC shall gather and analyze additional comparables utilizing online sources to assist in determining a reconciled value. A reconciliation report shall be provided for each property with documented comparables and the AMC reviewer's commentary. AMC will provide results via FTP, email, via Client access to AMC' s loan level website – Clarity or via other means as mutually agreed between Client and AMC. Data will be provided in both data file format and loan level PDF.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

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Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**OVERALL REVIEW RESULTS SUMMARY**

After giving consideration to the grading criteria of the relevant NRSROs, the grading results are as follows:

(Please note there are "Leases" loans that did not receive a compliance review or grade.)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** |
| &nbsp;&nbsp;**Final Loan<br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;698 | &nbsp;&nbsp;249 | &nbsp;&nbsp;824 | &nbsp;&nbsp;527 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;132 | &nbsp;&nbsp;206 | &nbsp;&nbsp;6 | &nbsp;&nbsp;303 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**830** | &nbsp;&nbsp;**455** | &nbsp;&nbsp;**830** | &nbsp;&nbsp;**830** |
| &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** |
| &nbsp;&nbsp;**Final Loan <br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;84.10% | &nbsp;&nbsp;54.73% | &nbsp;&nbsp;99.28% | &nbsp;&nbsp;63.49% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;15.90% | &nbsp;&nbsp;45.27% | &nbsp;&nbsp;0.72% | &nbsp;&nbsp;36.51% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |

---

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![](ex99-01_001.jpg)

**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Fitch Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;171 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;28 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;FACTA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***263*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**263** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;74 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;53 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Business Purpose | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***149*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**149** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***6*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**6** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**418** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Kroll Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;171 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;28 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;FACTA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***263*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**263** |

---

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![](ex99-01_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;74 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;53 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Business Purpose | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***149*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**149** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***6*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**6** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**418** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the 830 mortgage loans reviewed, 674 mortgage loans had 1,500 different tape discrepancies across 26 data fields (some mortgage loans had more than one data delta). The largest variances were found on Mortgage Type, Subject Debt Service Coverage Ratio and Investor: Qualifying Total Debt Ratio.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**%<br> Variance** | &nbsp;&nbsp;**# Of<br> Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;3 | &nbsp;&nbsp;830 | &nbsp;&nbsp;0.36% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;830 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;22 | &nbsp;&nbsp;818 | &nbsp;&nbsp;2.69% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;120 | &nbsp;&nbsp;818 | &nbsp;&nbsp;14.67% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;14 | &nbsp;&nbsp;683 | &nbsp;&nbsp;2.05% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;16 | &nbsp;&nbsp;816 | &nbsp;&nbsp;1.96% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;25 | &nbsp;&nbsp;239 | &nbsp;&nbsp;10.46% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;11 | &nbsp;&nbsp;239 | &nbsp;&nbsp;4.60% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;19 | &nbsp;&nbsp;210 | &nbsp;&nbsp;9.05% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;29 | &nbsp;&nbsp;596 | &nbsp;&nbsp;4.87% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;60 | &nbsp;&nbsp;830 | &nbsp;&nbsp;7.23% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;182 | &nbsp;&nbsp;661 | &nbsp;&nbsp;27.53% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;830 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;145 | &nbsp;&nbsp;830 | &nbsp;&nbsp;17.47% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;196 | &nbsp;&nbsp;830 | &nbsp;&nbsp;23.61% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;830 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;28 | &nbsp;&nbsp;830 | &nbsp;&nbsp;3.37% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;16 | &nbsp;&nbsp;830 | &nbsp;&nbsp;1.93% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;33 | &nbsp;&nbsp;830 | &nbsp;&nbsp;3.98% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;27 | &nbsp;&nbsp;830 | &nbsp;&nbsp;3.25% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;2 | &nbsp;&nbsp;830 | &nbsp;&nbsp;0.24% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;14 | &nbsp;&nbsp;7.14% | &nbsp;&nbsp;830 |

---

14 \| P a g e

![](ex99-01_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;18 | &nbsp;&nbsp;381 | &nbsp;&nbsp;4.72% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;102 | &nbsp;&nbsp;830 | &nbsp;&nbsp;12.29% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;830 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;34 | &nbsp;&nbsp;237 | &nbsp;&nbsp;14.35% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;91 | &nbsp;&nbsp;830 | &nbsp;&nbsp;10.96% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;830 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;79 | &nbsp;&nbsp;821 | &nbsp;&nbsp;9.62% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;193 | &nbsp;&nbsp;374 | &nbsp;&nbsp;51.60% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;34 | &nbsp;&nbsp;830 | &nbsp;&nbsp;4.10% | &nbsp;&nbsp;830 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1500** | &nbsp;&nbsp;**21017** | &nbsp;&nbsp;**7.14%** | &nbsp;&nbsp;**830** |

---

**VALUE ANALYSIS SUMMARY**

Of the 131 mortgage loans reviewed, 131 mortgage loans had no variances greater than 10% from the origination appraisal.

A**DDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;793 | &nbsp;&nbsp;95.54% | &nbsp;&nbsp;$396014866.00 | &nbsp;&nbsp;92.83% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;37 | &nbsp;&nbsp;4.46% | &nbsp;&nbsp;$30575394.00 | &nbsp;&nbsp;7.17% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**830** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$426590260.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;830 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$426590260.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**830** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$426590260.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;160 | &nbsp;&nbsp;19.28% | &nbsp;&nbsp;$72494835.00 | &nbsp;&nbsp;16.99% |
| &nbsp;&nbsp;Limited Cash-Out | &nbsp;&nbsp;15 | &nbsp;&nbsp;1.81% | &nbsp;&nbsp;$6618249.00 | &nbsp;&nbsp;1.55% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;79 | &nbsp;&nbsp;9.52% | &nbsp;&nbsp;$47438583.00 | &nbsp;&nbsp;11.12% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;514 | &nbsp;&nbsp;61.93% | &nbsp;&nbsp;$264700872.00 | &nbsp;&nbsp;62.05% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;62 | &nbsp;&nbsp;7.47% | &nbsp;&nbsp;$35337721.00 | &nbsp;&nbsp;8.28% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**830** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$426590260.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.24% | &nbsp;&nbsp;$1377000.00 | &nbsp;&nbsp;0.32% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;821 | &nbsp;&nbsp;98.92% | &nbsp;&nbsp;$418613672.00 | &nbsp;&nbsp;98.13% |
| &nbsp;&nbsp;361+ Months | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.84% | &nbsp;&nbsp;$6599588.00 | &nbsp;&nbsp;1.55% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**830** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$426590260.00** | &nbsp;&nbsp;**100.00%** |

---

15 \| P a g e

![](ex99-01_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;421 | &nbsp;&nbsp;50.72% | &nbsp;&nbsp;$223629516.00 | &nbsp;&nbsp;52.42% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$176000.00 | &nbsp;&nbsp;0.04% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;75 | &nbsp;&nbsp;9.04% | &nbsp;&nbsp;$35812393.00 | &nbsp;&nbsp;8.40% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.96% | &nbsp;&nbsp;$3991497.00 | &nbsp;&nbsp;0.94% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;204 | &nbsp;&nbsp;24.58% | &nbsp;&nbsp;$101787611.00 | &nbsp;&nbsp;23.86% |
| &nbsp;&nbsp;Townhouse | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$168935.00 | &nbsp;&nbsp;0.04% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;11 | &nbsp;&nbsp;1.33% | &nbsp;&nbsp;$3012350.00 | &nbsp;&nbsp;0.71% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;69 | &nbsp;&nbsp;8.31% | &nbsp;&nbsp;$32568640.00 | &nbsp;&nbsp;7.63% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;20 | &nbsp;&nbsp;2.41% | &nbsp;&nbsp;$11968940.00 | &nbsp;&nbsp;2.81% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;19 | &nbsp;&nbsp;2.29% | &nbsp;&nbsp;$12972578.00 | &nbsp;&nbsp;3.04% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$501800.00 | &nbsp;&nbsp;0.12% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**830** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$426590260.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;252 | &nbsp;&nbsp;30.36% | &nbsp;&nbsp;$197545777.00 | &nbsp;&nbsp;46.31% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;496 | &nbsp;&nbsp;59.76% | &nbsp;&nbsp;$185739108.00 | &nbsp;&nbsp;43.54% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;82 | &nbsp;&nbsp;9.88% | &nbsp;&nbsp;$43305375.00 | &nbsp;&nbsp;10.15% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**830** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$426590260.00** | &nbsp;&nbsp;**100.00%** |

---

16 \| P a g e

## Exhibit 99.02

**Exhibit 99.02**

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| XXXXX | 4000063976 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000072699 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000077878 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000075915 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000076001 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000079532 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000079504 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000076599 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000072800 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000080604 | XXXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXXX | 4000078472 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000079447 | XXXXX |  |  | B |  | D | D | B |  | A | B |  |
| XXXXX | 4000081829 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000080908 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000079255 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000080858 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000079448 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000079546 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000081732 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000077508 | XXXXX |  |  | C D | B | A | C D | A | B | A | B |  |
| XXXXX | 4000081563 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000080913 | XXXXX |  |  | B |  | C | C | B |  | A | B |  |
| XXXXX | 4000082517 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083763 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000084291 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000082335 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000082835 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000082730 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000083962 | XXXXX |  |  | D | B | A | D | A | B | A | B |  |
| XXXXX | 4000081470 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000085541 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000083072 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000067536 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000082507 | XXXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXXX | 4000082755 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083073 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000082856 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000082630 | XXXXX |  |  | C | B | B | C | A | B | B | B |  |
| XXXXX | 4000083089 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000082567 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000082736 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000083332 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000083533 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000084038 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084065 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000083119 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000083301 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083585 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000079441 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083920 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000083132 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000084033 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000083329 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000083494 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000080394 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000085372 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000085122 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000082709 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083037 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000084885 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000084172 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000083501 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000082839 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083741 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000083932 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085579 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000082480 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000084798 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085346 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000084240 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000084412 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000084729 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000082873 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000082737 | XXXXX |  |  | B | C | A | C | B | A | A | B |  |
| XXXXX | 4000084101 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000083698 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000079021 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000083659 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000085304 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000081706 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000083231 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000080749 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000083912 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085330 | XXXXX |  |  | B | C | A | C | B | B | A | B |  |
| XXXXX | 4000085440 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000084076 | XXXXX |  |  | C |  | D | D | B |  | A | B |  |
| XXXXX | 4000084615 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000080856 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000085658 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000083721 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083738 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000084941 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000082448 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000082340 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085783 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000083161 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083806 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084698 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085225 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000084032 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000084656 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000083827 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084637 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000084438 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000082757 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084425 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000080548 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000080792 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000086581 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084624 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000084641 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000083683 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000083718 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000088493 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000083714 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000083035 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000086068 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085054 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000081976 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000084420 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000085390 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000081911 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000084622 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000084631 | XXXXX |  |  | A | A | C | C | A | A | A | A |  |
| XXXXX | 4000086376 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000084223 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085295 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000082832 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000084671 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000082600 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000085074 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083880 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000083019 | XXXXX |  |  | B | A | D | D | B | A | A | B |  |
| XXXXX | 4000085418 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000085683 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000085383 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000083440 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000080930 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000084048 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000083706 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000085144 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000085038 | XXXXX |  |  | D |  | A | D | B |  | A | B |  |
| XXXXX | 4000085096 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000085180 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000085510 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085426 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089132 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000085446 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000085112 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085040 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000085391 | XXXXX |  |  | C | A | D | D | A | A | A | A |  |
| XXXXX | 4000084849 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000082701 | XXXXX |  |  | A | A | D B C | D B C | A | B | B | B |  |
| XXXXX | 4000085135 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085301 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000084502 | XXXXX |  |  | C | A | C | C | A | A | A | A |  |
| XXXXX | 4000081516 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084982 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000085720 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000086972 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085863 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000084202 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000084597 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000084984 | XXXXX |  |  | A |  | A | A | B |  | A | B |  |
| XXXXX | 4000083295 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085308 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085262 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000082639 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000085775 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000088846 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000084934 | XXXXX |  |  | C |  | D | D | A |  | A | A |  |
| XXXXX | 4000084789 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000085934 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000087677 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000088875 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000083725 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000085576 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000082967 | XXXXX |  |  | A | C | A D | C D | A | A | A | A |  |
| XXXXX | 4000081418 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090348 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084557 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085774 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000087768 | XXXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXXX | 4000089794 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000082941 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000085241 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090191 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000083117 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084585 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000084111 | XXXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXXX | 4000084614 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000082931 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000089238 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000090521 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000080440 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085338 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000086493 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000088547 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000082749 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000088715 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088559 | XXXXX |  |  | C | C | A | C | B | A | A | B |  |
| XXXXX | 4000089904 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090512 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000085300 | XXXXX |  |  | A | B | A | B | A | B | B | B |  |
| XXXXX | 4000085077 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000086409 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000086379 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000087937 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000087557 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000089130 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090523 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000083915 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000087861 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000088823 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000080084 | XXXXX |  |  | C | C | A | C | B | B | A | B |  |
| XXXXX | 4000088520 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000085531 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089700 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089116 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085764 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000087683 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000088181 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000084777 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085142 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000087479 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000086846 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083014 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091176 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000084014 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000089906 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089430 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000084786 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085103 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089917 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000087922 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000075610 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085891 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000090994 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088723 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000089204 | XXXXX |  |  | D |  | A | D | A |  | A | A |  |
| XXXXX | 4000082985 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088247 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000090616 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085324 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089026 | XXXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXXX | 4000090611 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000085048 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085365 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000090606 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085608 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083248 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083244 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000083162 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084634 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000085438 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089703 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000089644 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000084225 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085620 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000088251 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000088985 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085840 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000089449 | XXXXX |  |  | D |  | A | D | A |  | A | A |  |
| XXXXX | 4000082004 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091295 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000084462 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000083980 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000088906 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085247 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000088655 | XXXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXXX | 4000084970 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000090513 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000088540 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085240 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090248 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088396 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000089015 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000089582 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000084180 | XXXXX |  |  | C | C | C | C | B | A | A | B |  |
| XXXXX | 4000089254 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000089628 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000089669 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000089197 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000091079 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000089391 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090529 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000090400 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090396 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000088907 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089265 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000088824 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000087325 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000089423 | XXXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXXX | 4000091072 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090407 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000084626 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000087961 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000088996 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000090726 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000085748 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000088133 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090464 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000091506 | XXXXX |  |  | C | C | D | D | A | B | A | B |  |
| XXXXX | 4000085601 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000089864 | XXXXX |  |  | A | A | D | D | A | A | A | A |  |
| XXXXX | 4000085757 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085318 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000088926 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090711 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000082371 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000085600 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090528 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090849 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085503 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000083909 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000087958 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090071 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090846 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090319 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089295 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000076952 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000090712 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000088299 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000089897 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091488 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085616 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089422 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000084925 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000085158 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000088157 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000090109 | XXXXX |  |  | D |  | A | D | A |  | A | A |  |
| XXXXX | 4000088898 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090643 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000085939 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000084937 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000087844 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090576 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000092039 | XXXXX |  |  | C | A | A D | C D | A | A | A | A |  |
| XXXXX | 4000089821 | XXXXX |  |  | D | B | A | D | A | B | A | B |  |
| XXXXX | 4000088621 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091434 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000090385 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000088992 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090188 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000089155 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000085797 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000090185 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000090618 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090067 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089583 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000085865 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000082319 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000089226 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089537 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090577 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090233 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000088539 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090971 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090269 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000089948 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090210 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000083298 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089000 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091320 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090415 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090549 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085294 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090699 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000088810 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000090262 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090656 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089001 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085906 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085568 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090436 | XXXXX |  |  | D |  | A | D | B |  | A | B |  |
| XXXXX | 4000084784 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084460 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089773 | XXXXX |  |  | B | C | A | C | B | A | A | B |  |
| XXXXX | 4000083408 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000085607 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090492 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089401 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090249 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090277 | XXXXX |  |  | D |  | A | D | A |  | A | A |  |
| XXXXX | 4000091875 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090801 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088721 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000089493 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000090807 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089610 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089375 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090946 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000088618 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089817 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000090074 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000088393 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000090987 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091529 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000087876 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091816 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091732 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090402 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090421 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090659 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000088372 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000085188 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000088676 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000088857 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091757 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089378 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089764 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000084224 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000089303 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091599 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000090781 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091702 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000090740 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089481 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088080 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000089657 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000090837 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091211 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000089367 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090333 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000084672 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090819 | XXXXX |  |  | D | C | D | D | A | B | A | B |  |
| XXXXX | 4000091069 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000090958 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090486 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089390 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090538 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000090113 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000088371 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000083081 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088458 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000088273 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091920 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000087880 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000087847 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000089715 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000090199 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000091926 | XXXXX |  |  | D | C | A | D | A | B | A | B |  |
| XXXXX | 4000089945 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091417 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000088693 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000088596 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091740 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000091601 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089067 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000090061 | XXXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXXX | 4000090904 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089297 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090443 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090590 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090584 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091152 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000092023 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089023 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089202 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091839 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089626 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090834 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000083175 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089747 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089076 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090304 | XXXXX |  |  | D | C | A | D | A | B | A | B |  |
| XXXXX | 4000091762 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091188 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000090664 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000088258 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090975 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089494 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090371 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090962 | XXXXX |  |  | C | A | D B C | D C | A | B | B | B |  |
| XXXXX | 4000089896 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091105 | XXXXX |  |  | A | B | D | D | A | B | A | B |  |
| XXXXX | 4000090025 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090931 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090055 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090410 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090370 | XXXXX |  |  | D |  | A | D | A |  | A | A |  |
| XXXXX | 4000090939 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090775 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090683 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091391 | XXXXX |  |  | C | C | A | C | B | A | A | B |  |
| XXXXX | 4000090634 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000089473 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085591 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090068 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000091102 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000090782 | XXXXX |  |  | B | C | A | C | B | B | A | B |  |
| XXXXX | 4000091197 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000090581 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088338 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089440 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000090162 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090202 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000090739 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000088606 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000091241 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091475 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000090883 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091121 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000084979 | XXXXX |  |  | B |  | C | C | B |  | A | B |  |
| XXXXX | 4000091323 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091314 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000089380 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000090950 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000089543 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000091109 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000091118 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000088847 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090252 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091625 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000091100 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000091353 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090990 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090255 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090972 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091153 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000091341 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090813 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091154 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090678 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090497 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089803 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091339 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090245 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090989 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090130 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091187 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000090947 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089269 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090256 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090452 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000084646 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091991 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090405 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089414 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000087909 | XXXXX |  |  | C | C | B | C | A | B | B | B |  |
| XXXXX | 4000091731 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090609 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090976 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091291 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089908 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090511 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000084444 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090565 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000088993 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000090301 | XXXXX |  |  | C | C | A | C | B | A | A | B |  |
| XXXXX | 4000090070 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000090669 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000089738 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090278 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000091728 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091311 | XXXXX |  |  | D | A | D | D | A | A | A | A |  |
| XXXXX | 4000091876 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000090662 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089412 | XXXXX |  |  | C | B | B | C | A | B | B | B |  |
| XXXXX | 4000092067 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089277 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089591 | XXXXX |  |  | C | C | A | C | B | A | A | B |  |
| XXXXX | 4000090495 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089149 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091021 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090235 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000088831 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091651 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000091562 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090677 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089663 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090466 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089695 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088994 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000087115 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090938 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000091482 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090900 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000088270 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090798 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090105 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090694 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091076 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000088782 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000087859 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000088714 | XXXXX |  |  | D | B | D | D | A | B | A | B |  |
| XXXXX | 4000090491 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000089637 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000091902 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088653 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091052 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090780 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090058 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090153 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000088398 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000091140 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091847 | XXXXX |  |  | C | C | A | C | B | B | A | B |  |
| XXXXX | 4000090051 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090661 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000091286 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000091436 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000090573 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085290 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090981 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000090108 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091643 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000090567 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000089313 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000092014 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090587 | XXXXX |  |  | A |  | A B | A B | A |  | A B | A B |  |
| XXXXX | 4000091229 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000084233 | XXXXX |  |  | B | C | A | C | B | A | A | B |  |
| XXXXX | 4000090330 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000091244 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090389 | XXXXX |  |  | B | C | A | C | B | B | A | B |  |
| XXXXX | 4000091376 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000089697 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089302 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090665 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091373 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091597 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091068 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091149 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089234 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090850 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089622 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091080 | XXXXX |  |  | D |  | D | D | A |  | A | A |  |
| XXXXX | 4000089579 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091382 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091423 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089128 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000089314 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089653 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000091610 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091726 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091318 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091970 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090134 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091824 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000091441 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000091017 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000091990 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090056 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000090057 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091863 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091322 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091380 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000091331 | XXXXX |  |  | A | B | D | D | A | B | A | B |  |
| XXXXX | 4000089689 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000088043 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091570 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090412 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000090902 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089822 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090599 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000088799 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000092068 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091370 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090589 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091817 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000082013 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091705 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088881 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000091174 | XXXXX |  |  | C | A | D | D | A | B | A | B |  |
| XXXXX | 4000090550 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090561 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090082 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088905 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091680 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091900 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000090624 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091699 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000091227 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091845 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091842 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090539 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090585 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000089199 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000090332 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000091374 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000092051 | XXXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXXX | 4000091275 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000089645 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090625 | XXXXX |  |  | D |  | A | D | A |  | A | A |  |
| XXXXX | 4000090774 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091279 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091978 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090983 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090514 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085665 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089650 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090619 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000092053 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000091645 | XXXXX |  |  | C | C D | A | C D | A | B | A | B |  |
| XXXXX | 4000090722 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088244 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000084179 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000088446 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091385 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000090676 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000088526 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090635 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090977 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085309 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000091759 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000092088 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089936 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090254 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091776 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091567 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000091476 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089467 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089603 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000092076 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090631 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000092057 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000091714 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090603 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000084723 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000089427 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090702 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090049 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000091120 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091828 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000088939 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091905 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091981 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000092232 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090308 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000090487 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090998 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090650 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090296 | XXXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXXX | 4000091832 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091897 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090882 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000089699 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089227 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091840 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000090790 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091324 | XXXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXXX | 4000090334 | XXXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXXX | 4000092032 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091857 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000089858 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000088259 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091591 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090551 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091489 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000092041 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089527 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090854 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000091669 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091439 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000092020 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090922 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091922 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090433 | XXXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXXX | 4000088711 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090673 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090542 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090812 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090858 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000091848 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091769 | XXXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXXX | 4000089363 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000088285 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000084439 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000092006 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091928 | XXXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXXX | 4000091864 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000091337 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090257 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091375 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000091650 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090558 | XXXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXXX | 4000088730 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000089433 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000091644 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000089924 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090645 | XXXXX |  |  | D | B | A | D | A | B | A | B |  |
| XXXXX | 4000091642 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000091010 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000090279 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000092077 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091652 | XXXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXXX | 4000091790 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090127 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091142 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000089014 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090450 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090556 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090733 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000092021 | XXXXX |  |  | D |  | A | D | B |  | A | B |  |
| XXXXX | 4000089696 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000093011 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000091011 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000088840 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000090926 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000091467 | XXXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXXX | 4000089575 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090871 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000092011 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000089753 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000091220 | XXXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXXX | 4000092584 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091766 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090342 | XXXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXXX | 4000090592 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090126 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090508 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091165 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089687 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091563 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000092073 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090295 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000092017 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000091753 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000090808 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091886 | XXXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXXX | 4000091022 | XXXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXXX | 4000090697 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000085378 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000092460 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091218 | XXXXX |  |  | B | B | A | B | B | B | A | B |  |
| XXXXX | 4000090957 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091749 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000089977 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXXX | 4000091750 | XXXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXXX | 4000090580 | XXXXX |  |  | A |  | A | A | A |  | A | A |  |

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## Exhibit 99.03

**Exhibit 99.03** 

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXXX | 4000063976 | XXXXX |  | XXXXX |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | The address of [REDACTED], does not matches the note or security agreement address | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2025-04-22): Client elects to waive with compensating factors<br>Reviewer Comment (2025-04-08): Received address affidavit. The corrected executed note and security agreement is required to clear this exception.<br>Seller Comment (2025-04-08): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: Recorded address affidavit.<br>Reviewer Comment (2025-03-01): Note shows [REDACTED] while appraisal shows [REDACTED].<br>Seller Comment (2025-02-28): Comment from [REDACTED]: [REDACTED]: The appraisal does show the address of [REDACTED].<br>Reviewer Comment (2025-02-26): As stated the appraisal would need updated if the address is listed wrong on an exception from the buyer of the loan.<br>Buyer Comment (2025-02-26): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: The document does show the new address of [REDACTED].<br>Reviewer Comment (2025-02-24): The appraisal would need updated if the address is listed wrong.<br>Seller Comment (2025-02-24): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: Please see attached document |  |  | 04/22/2025 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000072699 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The certificate of good standing was not provided for [REDACTED] |  |  |  | Reviewer Comment (2025-05-29): Certificate of good standing Provided in file. Exception Cleared.<br>Seller Comment (2025-05-29): Comment from [REDACTED] ([REDACTED]): Franchise Tax Account<br>Reviewer Comment (2025-05-28): Need the certificate of good standing cannot accept what was provided.<br>Seller Comment (2025-05-28): Comment from [REDACTED] ([REDACTED]): The LLC was formed [REDACTED]([REDACTED]) Can this please be reviewed and cleared | 05/29/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000072699 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report. |  |  |  | Reviewer Comment (2025-05-27): Received Fraud Report. Exception Cleared.<br>Seller Comment (2025-05-27): Comment from [REDACTED]([REDACTED]): Fraud Report | 05/27/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000072699 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | The file was missing a copy of Note Addendum - Prepayment. |  |  |  | Reviewer Comment (2025-05-27): Received Note Addendum - Prepayment. Exception Cleared.<br>Seller Comment (2025-05-27): Comment from [REDACTED] [REDACTED]): Note Addendum | 05/27/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | Yes |
| XXXXX | 4000072699 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The articles of formation for[REDACTED] were not provided. Only the certificate of filing receipt was provided. |  |  |  | Reviewer Comment (2025-05-28): Certificate of Formation was received, exception cleared.<br>Seller Comment (2025-05-28): Comment from [REDACTED] ([REDACTED]): The Articles were in the initial package uploaded | 05/28/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000076001 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Evidence of access to funds document is missing from file for account #[REDACTED] . In order to use business assets, - Ownership percentage must be documented via CPA letter, Operating Agreement, or equivalent, All non-borrowing owners of the business must provide a signed and dated letter acknowledging the<br> transaction and confirming the borrower's access to funds in the account and the balance of the business assets must be multiplied by the ownership percentage to determine the owner's portion of business assets allowed for the transaction |  |  |  | Reviewer Comment (2025-06-05): After further review, exception has been cleared.<br>Buyer Comment (2025-06-05): Comment from [REDACTED] ([REDACTED]): Please see pg 102 of full credit package under section 8. Representations and Warranties of Seller. (b) Authority to enter into this agreement seller (our borrower) is sole owner of the business. | 06/05/2025 |  |  | 1 C A |  | MO | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000076001 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is a first time investor and the DSCR is less than 1 | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-06-06): Client exception received.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED].): Approved Exception<br>Reviewer Comment (2025-06-05): [REDACTED] exception provided is not executed. Exception remains.<br>Buyer Comment (2025-06-05): Comment from [REDACTED] ([REDACTED].): Please see pg 656 of full credit pkg, approved exception request for DSCR < [REDACTED] w prior landlord history > [REDACTED] months ago. |  |  | 06/06/2025 | 2 C B |  | MO | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000079532 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED] % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED] |  |  |  | Reviewer Comment (2025-07-17): Received, Clearing.<br>Seller Comment (2025-07-17): Comment from [REDACTED] ([REDACTED].): RCE<br>Reviewer Comment (2025-07-02): Calculations are based on [REDACTED]% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED]. This is based on the FNMA requirements. Exceptions must go to buyers portal.<br>Buyer Comment (2025-07-02): Comment from [REDACTED] ([REDACTED].): Loan amount is $[REDACTED] and the Dwelling amount on t policy is $[REDACTED]. Please advise why this is not acceptable.<br>Reviewer Comment (2025-06-27): Guidelines defaults to FNMA which doesn't base on loan amount being covered. Calculations are based on [REDACTED]% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods.<br>Buyer Comment (2025-06-27): Comment from [REDACTED] ([REDACTED]): [REDACTED], [REDACTED] am<br>Please provide your calculation for shortage. It appears the policy covers loan amount.<br>Reviewer Comment (2025-06-26): Received updated policy. Coverage is short by $[REDACTED] based on new policy. Please provided RCE.<br>Seller Comment (2025-06-26): Comment from [REDACTED] ([REDACTED].): EOI | 07/17/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000079504 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The file was missing a copy of Articles of Organization/Formation for [REDACTED] |  |  |  | Reviewer Comment (2025-06-08): Received Articles of Organization. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): Articles attached | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000079504 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The file was missing a copy of Certificate of Good Standing for [REDACTED]. |  |  |  | Reviewer Comment (2025-06-08): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): Good Standing | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000079504 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The file was missing a copy of Corporate Resolution/ Operating agreement for [REDACTED] |  |  |  | Reviewer Comment (2025-06-08): Received Operating Agreement. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): Operating agreement attached | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000079504 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | the file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-06-08): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): Fraud attached | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000079504 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | The file was missing a copy of Flood Certificate |  |  |  | Reviewer Comment (2025-06-08): Received Flood Certificate. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): Flood cert attached | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000079504 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | The file was missing a copy of Employer Identification Number (EIN) for [REDACTED] |  |  |  | Reviewer Comment (2025-06-08): Received Employer Identification Number. Exception cleared.<br>Seller Comment (2025-06-06): Comment from [REDACTED] ([REDACTED]): EIN | 06/08/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000079504 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  |  |  |  |  | Reviewer Comment (2025-06-10): Received, Clearing.<br>Seller Comment (2025-06-09): Comment from [REDACTED] ([REDACTED]): Credit Report attached | 06/10/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000076599 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED] % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED] |  |  |  | Reviewer Comment (2025-07-10): Received, Clearing.<br>Seller Comment (2025-07-10): Comment from [REDACTED] ([REDACTED]): Policy | 07/10/2025 |  |  | 1 C A |  | MS | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000072800 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for borrower provided letter of explanation regarding his residence history. His brother owns the home since his mother's passing, but the borrower and brother only speak through attorneys. Compensating factors are [REDACTED] % LTV and [REDACTED] FICO. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-06-25): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 06/25/2025 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000072800 | XXXXX |  | XXXXX |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | The note, mortgage have the wrong spelling, the city name is xxxxxxx however, the documents reflect xxxxxx. |  |  |  | Reviewer Comment (2025-07-16): Updated Note and SI provided. Cleared.<br>Seller Comment (2025-07-16): Comment from [REDACTED] ([REDACTED]): Corrected Note and MTG with LOI to Re-Record<br>Reviewer Comment (2025-07-02): Received CDA and flood cert, pending note and SI.<br>Seller Comment (2025-07-02): Comment from [REDACTED] ([REDACTED]): Updated address on Flood Cert & CDA. Pending correction of Note and MTG still. | 07/16/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000080604 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for REO Property. |  |  |  | Reviewer Comment (2025-06-27): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-06-27): Comment from[REDACTED] ([REDACTED].): Please see attached insurance | 06/27/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000080604 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list policy coverage amount. |  |  |  | Reviewer Comment (2025-06-27): Accepted as is. |  |  | 06/27/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000078472 | XXXXX |  | XXXXX |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___ | Program guidelines states all business entity owners with at least [REDACTED] % ownership must be borrowers on the transaction, the borrower has [REDACTED] % ownership of their LLC. Asking to close in an LLC and not having ALL owners be borrowers on this transaction. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-06-30): Client elects to waive with compensating factors |  |  | 06/30/2025 | 2 B |  | MI | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000079447 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Loan is to be securitized. Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-16): Received CDA. Exception cleared.<br>Seller Comment (2025-07-16): Comment from [REDACTED] ([REDACTED]): CDA | 07/16/2025 |  |  | 1 D A |  | MA | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| XXXXX | 4000079447 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for LTV of [REDACTED] % DSCR IO. Comp factors FICO [REDACTED] , DSCR .[REDACTED] Reserves [REDACTED] months. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-09): Client elects to waive/regrade with compensating factors. |  |  | 07/09/2025 | 2 B |  | MA | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| XXXXX | 4000081829 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED] % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED] |  |  |  | Reviewer Comment (2025-07-15): Received, Clearing.<br>Seller Comment (2025-07-15): Comment from [REDACTED] ([REDACTED]): Please see attached RCE - thank you | 07/15/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000080908 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-07-11): Clearing based on review coming back within tolerances. | 07/11/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000080908 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | The file was missing a copy Spousal Consent Form. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-06): Client elects to waive - Final title insures against any potential issue<br>Reviewer Comment (2025-07-30): Still require the spousal consent form. The final title showing the vesting as "a married woman, as her sole and separate property" is based off of a deed from [REDACTED]. The spouse would have needed to consent for the current transaction. Even with the deed, the borrower could foreclose on the property and the spouse be liable because [REDACTED] is a community property state.<br>Seller Comment (2025-07-30): Comment from [REDACTED] ([REDACTED]): Final Title Policy<br>Reviewer Comment (2025-07-21): Please provide spousal consent form, or updated deed.<br>Seller Comment (2025-07-21): Comment from [REDACTED] ([REDACTED]): Per Title, It is an interspousal deed from the spouse of [REDACTED] [REDACTED] to establish the sole and separate property of [REDACTED]. There was no requirement for a new deed be recorded. Once a spouse divests their interest, that's it, unless the spouse is added back on to title. Please review and clear.<br>Reviewer Comment (2025-07-17): This deed was from [REDACTED]. This doesn't show consent to loan in [REDACTED].<br>Seller Comment (2025-07-17): Comment from [REDACTED] ([REDACTED]): Quit claim deed showing [REDACTED] Transferring all rights/Claims to [REDACTED] which shows consent. |  |  | 08/06/2025 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000080908 | XXXXX |  | XXXXX |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  | Borrower's marital status is married, but Spousal Consent form is missing and is required by statute. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-06): Client elects to waive - Final title insures against any potential issue<br>Reviewer Comment (2025-07-30): Still require the spousal consent form. The final title showing the vesting as "a married woman, as her sole and separate property" is based off of a deed from [REDACTED]. The spouse would have needed to consent for the current transaction. Even with the deed, the borrower could foreclose on the property and the spouse be liable because [REDACTED] is a community property state. Exception remains<br>Seller Comment (2025-07-30): Comment from [REDACTED] ([REDACTED]): Title Policy<br>Reviewer Comment (2025-07-24): Spousal consent is required since new debt is being taken out on the property and [REDACTED] is a community property state.<br>Buyer Comment (2025-07-24): Comment from [REDACTED] ([REDACTED]): The previouslky-provided Deed was an interspousal deed from the spouse of [REDACTED] to establish the sole and separate property of [REDACTED]. There is no requirement for a new deed to be recorded, or spousal consent. Once a spouse divests their interest, that's it, unless the spouse is added back on to title. The spouses already conseted and divested their interest back in [REDACTED].<br>Reviewer Comment (2025-07-17): This deed was from [REDACTED]. This doesn't show consent to loan in [REDACTED].<br>Seller Comment (2025-07-17): Comment from [REDACTED] ([REDACTED]): Quit claim deed showing [REDACTED] Transferring all rights/Claims to [REDACTED] which shows consent.<br>Reviewer Comment (2025-07-12): Remains open. Was originally cleared in error.<br>Buyer Comment (2025-07-11): Comment from [REDACTED] ([REDACTED]): Cleared - Clearing based on review coming back within tolerances.<br>Reviewer Comment (2025-07-11): Closed in error.<br>Reviewer Comment (2025-07-11): Clearing based on review coming back within tolerances. |  |  | 08/06/2025 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000080908 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [REDACTED] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-07-11): Accepted as is. |  |  | 07/11/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000079255 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-07-11): Finding reported in new exception. | 07/11/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000079255 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The file was missing a copy of Articles of Organization/Formation. |  |  |  | Reviewer Comment (2025-07-14): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2025-07-14): Comment from [REDACTED] ([REDACTED]): Articles of Organization | 07/14/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000079255 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The file was missing a copy of Certificate of Good Standing. |  |  |  | Reviewer Comment (2025-07-14): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-07-14): Comment from [REDACTED] ([REDACTED]): Cert of good standing | 07/14/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000079255 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | The file was missing a copy of Employer Identification Number (EIN). |  |  |  | Reviewer Comment (2025-07-14): Received Employer Identification Number (EIN). Exception cleared.<br>Seller Comment (2025-07-14): Comment from [REDACTED] ([REDACTED]): Evidence of EIN | 07/14/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000079255 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | The file was missing a copy Corporate Resolution. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-23): The client elects to waive with compensating factors<br>Seller Comment (2025-07-23): Comment from [REDACTED] ([REDACTED]): exception<br>Reviewer Comment (2025-07-16): Operating agreement can be used to clear.<br>Buyer Comment (2025-07-16): Comment from [REDACTED] ([REDACTED]): Corporate Resolution, can you please clarify what document is needed to clear this condition? Thank you |  |  | 07/23/2025 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000079255 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The file was missing a copy of Operating Agreement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-23): The client elects to waive with compensating factors<br>Seller Comment (2025-07-23): Comment from [REDACTED] ([REDACTED]): approved exception<br>Reviewer Comment (2025-07-16): The operating agreement is a required document, please provide.<br>Buyer Comment (2025-07-16): Comment from [REDACTED] ([REDACTED]): For the Operating Agreement - There is a google search that states [REDACTED] is not legally required to have one. What other documentation is needed? Thanks |  |  | 07/23/2025 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000079255 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Enhanced Valuation Review Finding |  | The appraisal shows an estimated market rent of $[REDACTED] for both units. The report lists [REDACTED] rental comps ranging from [REDACTED] to [REDACTED]. Comps are within [REDACTED] miles of subject. All have the same room count with superior GLA. Rent Range was not able to generate report for this area due to being in a more rural-like area with no comparables. Additional research showed no multi-family homes on rental market. Due to being in a more rural area away from community amenities would require adjustment. Rental of [REDACTED] to [REDACTED] each side/mo. would be more supported. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-21): Waive per client per email.<br>Reviewer Comment (2025-07-16): Exception would need to be requested from the buyer via there portal.<br>Buyer Comment (2025-07-16): Comment from [REDACTED] ([REDACTED]): Rental Income - can you please advise on how to cure? We can update the 1008/1003 to show the $[REDACTED] a month for each side and we still would have a DSCR of [REDACTED]. |  |  | 07/21/2025 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000080858 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-07-11): Accepted as is. |  |  | 07/11/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000080858 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated[REDACTED]). | Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] |  |  |  | Reviewer Comment (2025-08-15): [REDACTED] received Letter of Explanation, Proof of Delivery, Corrected CD.<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): Proof of mailing attached.<br>Reviewer Comment (2025-08-14): Please provide proof of mailing to complete cure.<br>Buyer Comment (2025-08-13): Comment from [REDACTED] ([REDACTED]): The APR fees appear correct and the escrow pad was removed on the PCCD.<br>Reviewer Comment (2025-08-11): $[REDACTED] x [REDACTED] + final payment of $[REDACTED] - Loan amount of $[REDACTED] = $[REDACTED]. APR fees coincide. Please review Finance charge calculation and document removal and redistribution of PAD fee noted at closing on [REDACTED] and [REDACTED] will re-review transaction.<br>Seller Comment (2025-08-08): Comment from [REDACTED] ([REDACTED]): Final Settlement Statement uploaded. Cure is not required per disbursement CD.<br>Reviewer Comment (2025-08-07): Received [REDACTED] PCCD & LOE to borrower. As previously stated, the finance charges were underdisclosed at closing which requires cure to borrower. Provide the Borrower's certified Final Settlement statement to match to the change in fees on the [REDACTED]. Based on the PCCD and change in fees and removal of PAD fee, it appears finance charge was still underdisclosed to borrower of $[REDACTED] Compliance report reflected that Finance Charge amount should have been $[REDACTED], but Final CD disclosed at $[REDACTED]. In addition to the Final Settlement statement for borrower, provide cure of the underdisclosure of $[REDACTED] copy of cure refund to borrower, proof of mailing, Corrected CD & LOE to borrower.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): Disbursement CD uploaded.<br>Reviewer Comment (2025-07-31): [REDACTED] received Corrected CD. However, missing copy of Final Borrower Settlement Statement matching fee changes & LOE to borrower which accompanied the PCCD. In addition, even with the change in fees, the Finance Charge is still underdisclosed by $[REDACTED]. Calculated is $[REDACTED]. The fee changes from Final CD to the PCCD are the PAD fee removed $[REDACTED], Title-recording service from $[REDACTED] to $[REDACTED] ([REDACTED] diff), Title-sub-escrow $[REDACTED] to $[REDACTED] ([REDACTED] diff) and Title Courier $[REDACTED] to $[REDACTED]([REDACTED] diff). which only totals $[REDACTED], but underdisclosure totaled $[REDACTED] and less those changes would still be the $[REDACTED] underdisclosed. Compliance report fee match except for the $[REDACTED] credit technology which [REDACTED] did not include. Unable to see any other differences in calculations and amortization schedules match. Would appear the at close finance charge amount was incorrectly disclosed and the $[REDACTED] cure would also be due once the LOE & Borrower Final Settlement Statement is received. Cure would be Corrected CD, LOE to borrower, copy of cure refund for $[REDACTED] and proof of mailing.<br>Seller Comment (2025-07-30): Comment from [REDACTED] ([REDACTED]): PCCD uploaded.<br>Reviewer Comment (2025-07-25): Finance charges match the provided compliance report with the following exceptions: No credit tech fee, PAD Fee $[REDACTED]0, Courier fee is $[REDACTED] not $[REDACTED], Sub escrow is $[REDACTED] not $[REDACTED], Title - recording service is $[REDACTED] not $[REDACTED]. As stated, the presence of a PAD fee would indicate the [REDACTED] CD is not the final CD. Please provide final CD for review or cure in the amount of $[REDACTED].<br>Buyer Comment (2025-07-24): Comment from [REDACTED] ([REDACTED]): Please provide finance charge calculations totaling $[REDACTED].<br>Reviewer Comment (2025-07-23): [REDACTED] is calculating finance charges of $[REDACTED] and compliance report shows $[REDACTED] in fees. The final CD still shows a $[REDACTED] pad fee as does the final settlement statement. There seems to be a mathematical error on page 5 of the final CD. Current cure required is $[REDACTED].<br>Seller Comment (2025-07-22): Comment from [REDACTED] ([REDACTED]): [REDACTED] Report uploaded. There are no disclosed finance issues. Please advise. |  | 08/15/2025 |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000080858 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED] . | The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] .00 |  |  |  | Reviewer Comment (2025-08-15): [REDACTED] received Letter of Explanation, Proof of Delivery, Corrected CD.<br>Reviewer Comment (2025-07-23): [REDACTED] is calculating finance charges of $[REDACTED] and compliance report shows $[REDACTED] in fees. The final CD still shows a $[REDACTED] pad fee as does the final settlement statement. There seems to be a mathematical error on page 5 of the final CD. Current cure required is $[REDACTED].<br>Seller Comment (2025-07-22): Comment from [REDACTED] ([REDACTED]): [REDACTED] Report uploaded. There are no disclosed finance issues. Please advise. |  | 08/15/2025 |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000080858 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-07-18): [REDACTED] received [REDACTED] CD, received 3 business days prior to consummation.<br>Seller Comment (2025-07-17): Comment from [REDACTED] ([REDACTED]): Initial CD dated [REDACTED] uploaded. | 07/18/2025 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000080858 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure PAD Fee | TILA-RESPA Integrated Disclosure - Loan Costs: Final Closing Disclosure provided on [REDACTED] disclosed a Pad fee that was not allocated to a specific cost or service performed. | PAD fee still present on final CD. |  |  |  | Reviewer Comment (2025-08-15): [REDACTED] received PCCD and LOE.<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): PAD fee was removed from PCCD and LOE to borrower was disclosed. |  | 08/15/2025 |  | 2 B |  | CA | Primary | Purchase | Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Pad Refund Check if applicable, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000080858 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for PAD. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | PAD fee. LOE to borrower to accompany [REDACTED] PCCD along with the borrower's Final ALTA Settlement Statement with matching fees. |  |  |  | Reviewer Comment (2025-08-14): [REDACTED] received PCCD, LOE and FSS.<br>Seller Comment (2025-08-13): Comment from [REDACTED] ([REDACTED]): PAD fee was removed from PCCD and LOE to borrower was disclosed. |  | 08/14/2025 |  | 2 B |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000079448 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Investor Qualifying Residual income discrepancy. | Calculated investor qualifying disposable income of ___ is less than AUS required disposable income of ___. | Calculated investor qualifying disposable income of $[REDACTED] is less than AUS required disposable income of $[REDACTED] | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-05): Client exception received.<br>Seller Comment (2025-08-05): Comment from [REDACTED] ([REDACTED]): Investor Exception Approval<br>Reviewer Comment (2025-07-17): Qualifying DTI is $[REDACTED]%. As per [REDACTED] [REDACTED]guidelines, if the DTI exceeds [REDACTED]%, Borrowers must have a minimum monthly residual income of $[REDACTED] for a Household of [REDACTED] members and $[REDACTED] each for additional family members. Hence $[REDACTED] Residual Income is required. Exception remains.<br>Buyer Comment (2025-07-16): Comment from [REDACTED] ([REDACTED]): We do not use AUS for [REDACTED] loans. Please advise why would we be looking at disposable income from a document we don't use with this investor<br>Reviewer Comment (2025-07-15): Income [REDACTED]<br> Expenses [REDACTED]<br> Qualifying PITIA [REDACTED]<br> Qualifying Residual income [REDACTED]<br>Buyer Comment (2025-07-15): Comment from [REDACTED] ([REDACTED]): Please provide investor calculations for this figure or waive this condition as the difference is $[REDACTED] and will not change the DTI by more than [REDACTED]% or above [REDACTED]%. |  |  | 08/05/2025 | 2 C B |  | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000079448 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-07-11): Client elects to waive |  |  | 07/11/2025 | 2 B |  | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000079448 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Requesting to proceed with property zoned as agricultural - conservation have appraisal noting area is residential area for agricultural. Lender exception approved, comp factors LTV [REDACTED] %, FICO [REDACTED] , DTI below [REDACTED] , Self employed [REDACTED] years. | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-11): Client elects to waive/regrade with compensating factors. |  |  | 07/11/2025 | 2 B |  | PA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000079546 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing signed letter of intent from Borrower indicating they intend to list the departure residence for <br> sale within ninety ([REDACTED]) days of closing on subject transaction |  |  |  | Reviewer Comment (2025-07-16): Received, Clearing.<br>Seller Comment (2025-07-15): Comment from [REDACTED] ([REDACTED]): [REDACTED] reflects departure residence for sale | 07/16/2025 |  |  | 1 C A |  | MT | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000077508 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-07-21): Accepted as is. |  |  | 07/21/2025 | 2 B |  | CT | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXX | 4000077508 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | The file was missing a copy of Article of Organization for [REDACTED]. |  |  |  | Reviewer Comment (2025-07-28): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2025-07-28): Comment from [REDACTED] ([REDACTED]): Art of org | 07/28/2025 |  |  | 1 C A D |  | CT | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXX | 4000081563 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2025-07-23): [REDACTED] received valid changed circumstance.<br>Seller Comment (2025-07-22): Comment from [REDACTED] ([REDACTED]): COC attached | 07/23/2025 |  |  | 1 C A |  | IL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000081563 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-07-22): Received E-sign Consent Agreement. Exception cleared.<br>Seller Comment (2025-07-22): Comment from [REDACTED] ([REDACTED]): Attached | 07/22/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000081563 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing appraisal for departing residence. |  |  |  | Reviewer Comment (2025-08-02): Received, Clearing.<br>Buyer Comment (2025-08-01): Comment from [REDACTED] ([REDACTED]): Datatree lien history report shows all liens satisfied on the property. Borrower would have [REDACTED]% equity in the property.<br>Reviewer Comment (2025-07-30): As per Final 1003 and 1008, departing residence is pending for sale and taxes and insurance on the property are excluded from DTI. Hence, please provide Form [REDACTED] or full appraisal to document the equity in departing residence and also to verify that the property is listed for sale. Exception remains.<br>Seller Comment (2025-07-30): Comment from [REDACTED] ([REDACTED]): No open liens exist prior to sale.<br>Reviewer Comment (2025-07-24): Taxes and HOI on departing residence at [REDACTED] xxxxx xxxxx are excluded from DTI as per 1008. As per [REDACTED] [REDACTED] guidelines, Departing Residence Obligation Can Be Excluded (If No Contract in Place), the property should be currently listed or signed letter of intent from Borrower indicating they intend to list the departure residence for sale within ninety ([REDACTED]) days of closing on subject transaction. Equity in the departure residence must be documented with a [REDACTED] exterior appraisal or full appraisal. Hence, please provide Form [REDACTED] or full appraisal. Exception remains.<br>Buyer Comment (2025-07-24): Comment from [REDACTED] ([REDACTED]): Assets from sale of home are not included in qualifying ratios. No mortgage exists on the property, as confirmed by the credit report. Property tax and homeowner insurance verification docs were provided to validate PITI. <br>Is equity still needing to be confirmed if assets from sale are not being utilized?<br>Reviewer Comment (2025-07-22): Equity in the departure residence must be documented with a [REDACTED] exterior appraisal or full appraisal as per [REDACTED] guidelines. Exception remains.<br>Buyer Comment (2025-07-22): Comment from [REDACTED] ([REDACTED]): Why is an appraisal for a departing residence required? | 08/02/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000080913 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception is for Insufficient Tradelines. Borrower 1 has [REDACTED] ([REDACTED])recent trade rated [REDACTED] ([REDACTED]) months. Borrower 2 has [REDACTED] ([REDACTED]) recent trade rated [REDACTED] ([REDACTED]) months. Comp factors LTV below [REDACTED]% DSCR above 2, reserves [REDACTED] months. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-21): Client elects to waive/regrade with compensating factors. |  |  | 07/21/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000080913 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | 442 not in file. Appraisal is subject to completions. |  |  |  | Reviewer Comment (2025-08-06): Received from [REDACTED] Certification of Completion. Exception cleared.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): 1004D<br>Reviewer Comment (2025-07-30): The photos must be from the appraiser along with the [REDACTED] final inspection.<br>Seller Comment (2025-07-30): Comment from [REDACTED] ([REDACTED]): Detectors are installed | 08/06/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000083763 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Occupancy is second home however, there is LOE in file stating borrower may occasionally Airbnb and/or VRBO the property. |  |  |  | Reviewer Comment (2025-08-19): Clearing based on still meeting guidelines.<br>Seller Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): Attached. | 08/19/2025 |  |  | 1 C A |  | IN | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084291 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Note is signed by xxxx x xxxxxxx as and individual borrower only. However, Security Instrument reflects [REDACTED] as the borrower. Corrected Note or Security Instrument is required. |  |  |  | Reviewer Comment (2025-09-09): Received, Clearing.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Note Addendum<br>Reviewer Comment (2025-08-25): PPP still needs corrected.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): See attached<br>Reviewer Comment (2025-08-19): PPP still needs updated.<br>Seller Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): Note and Guarantee | 09/09/2025 |  |  | 1 C A |  | MA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000084291 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Missing LLC Rider. |  |  |  | Reviewer Comment (2025-09-09): Received Rider - Other. Exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Corrective Mortgage<br>Reviewer Comment (2025-08-25): We need a copy for our review.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): See attached. Pending confirmation on where to send the original to clear this loan for purchase. | 09/09/2025 |  |  | 1 C A |  | MA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000084291 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property private mortgage has inconsistent payment history is considered on time and paid as agreed per private lender. Payment history is due to the private lender requesting payment be made in lump amount. - A client exception approval form was provided, but not signed. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-19): .<br>Reviewer Comment (2025-08-19): Client exception received.<br>Seller Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): Exception Approval<br>Reviewer Comment (2025-08-18): The provided approval has none of the borrower information at the top half of the form completed on the Onlsow Exception form.<br>Seller Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): Approval<br>Reviewer Comment (2025-07-28): The provided approval has none of the borrower information at the top half of the form completed.<br>Seller Comment (2025-07-28): Comment from [REDACTED] ([REDACTED]): Signed Exception Approval |  |  | 08/19/2025 | 2 C B |  | MA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000082335 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2025-09-05): Received Replacement Cost Estimator and the shortfall is covered. Exception cleared.<br>Seller Comment (2025-09-05): Comment from Post Closing ([REDACTED]): HOI Replacement Cost estimate Cert<br>Reviewer Comment (2025-07-30): Without RCE or cost new listed on the appraisal. [REDACTED]% of the appraised value is used, which results in a shortage of $[REDACTED].<br>Seller Comment (2025-07-30): Comment from Post Closing ([REDACTED]): Hazard insurance policy is sufficient, dwelling coverage is $[REDACTED]- please re-review and advise. | 09/05/2025 |  |  | 1 C A |  | MT | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000082335 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-07-24): Sufficient Cure Provided At Closing |  | 07/24/2025 |  | 1 A |  | MT | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000082835 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of[REDACTED] plus [REDACTED] or [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-07-24): Sufficient Cure Provided At Closing |  | 07/24/2025 |  | 1 A |  | NJ | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000082835 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Irregular Transactions Test | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure provided on or after[REDACTED]contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation |  |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] received proof of receipt.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]s): CD issued [REDACTED] - Signed [REDACTED]<br>Reviewer Comment (2025-08-20): [REDACTED] received copy of the final CD issued [REDACTED] and signed on [REDACTED]. Consummation date [REDACTED]. The [REDACTED] CD, Doc ID [REDACTED], reflects an APR of [REDACTED]% and the subsequent CD in file is the Final CD issued [REDACTED], Doc ID [REDACTED], which had an increasing APR of [REDACTED]% and changed over .[REDACTED]% which required a 3 business day waiting period prior to closing. Timing has not been met with the change in APR. If missing any CD's that meet timing, please provide<br>Seller Comment (2025-08-19): Comment from [REDACTED] ([REDACTED]): See attached Final Closing Disclosure Issued [REDACTED] signed [REDACTED]. | 09/17/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | TRID timing exception, no remediation available. C A | Non QM | Non QM | No |
| XXXXX | 4000082730 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-27): Cleared based on review coming back within tolerance<br>Reviewer Comment (2025-08-27): re-opened<br>Reviewer Comment (2025-07-25): Clearing based on review coming back within tolerances. | 08/27/2025 |  |  | 1 A |  | NJ | Investment | Purchase | A |  | N/A | No |
| XXXXX | 4000083962 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Agreement / Sales Contract is missing. |  |  |  | Reviewer Comment (2025-07-28): Purchase agreement received<br>Seller Comment (2025-07-28): Comment from [REDACTED] ([REDACTED]): cos | 07/28/2025 |  |  | 1 D A |  | FL | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000083962 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | The appraisal was not provided to the borrower within 3 business days of the note date. |  |  |  | Reviewer Comment (2025-07-28): Accepted as is.<br>Seller Comment (2025-07-28): Comment from [REDACTED] ([REDACTED]): delivery confiration |  |  | 07/28/2025 | 2 B |  | FL | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000081470 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification, Tax Verification Document associated for [REDACTED]. |  |  |  | Reviewer Comment (2025-08-04): Received, Clearing.<br>Seller Comment (2025-08-04): Comment from [REDACTED] ([REDACTED]): Here is the mortgage for [REDACTED] Road showing PITI included. . HOA is reflected on the departing appraisal- | 08/04/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000081470 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing evidence of $[REDACTED] gift wire to title company |  |  |  | Reviewer Comment (2025-08-04): Received, Clearing.<br>Seller Comment (2025-08-04): Comment from [REDACTED] ([REDACTED]): Gift in the amt of $[REDACTED] | 08/04/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000081470 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Missing evidence borrower received the initial CD 3 days prior to closing |  |  |  | Reviewer Comment (2025-07-29): [REDACTED] received [REDACTED] CD, received [REDACTED] business days prior to consummation.<br>Seller Comment (2025-07-28): Comment from [REDACTED] ([REDACTED]): ICD | 07/29/2025 |  |  | 1 C A |  | TX | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000085541 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-07-28): Accepted as is per client.<br>Buyer Comment (2025-07-28): Comment from [REDACTED] ([REDACTED]): please waive this condition, the revised appraisal was clerical only, no value change. |  |  | 07/28/2025 | 2 B |  | ME | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000083072 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The property is zoned agricultural which does not meet guidelines | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-25): Client elects to waive with compensating factors |  |  | 07/25/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000083072 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-08-08): Received, Clearing.<br>Seller Comment (2025-08-07): Comment from [REDACTED] ([REDACTED]): Insurance LOE<br>Reviewer Comment (2025-08-02): We need to know the amount of rent loss coverage.<br>Seller Comment (2025-08-02): Comment from [REDACTED] ([REDACTED]): UW Manager LOE<br>Reviewer Comment (2025-07-29): Policy doesn't list rent loss coverage.<br>Seller Comment (2025-07-29): Comment from [REDACTED] ([REDACTED]): HOI | 08/08/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000067536 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-07-30): Clearing based on review coming back within tolerances. | 07/30/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000067536 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-07-28): Sufficient Cure Provided At Closing |  | 07/28/2025 |  | 1 A |  | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000067536 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of[REDACTED] exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-07-28): Sufficient Cure Provided At Closing |  | 07/28/2025 |  | 1 A |  | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000067536 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Fee. Fee Amount of [REDACTED]exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-07-28): Sufficient Cure Provided At Closing |  | 07/28/2025 |  | 1 A |  | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000082507 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-07-30): Clearing based on review coming back within tolerances. | 07/30/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000082507 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Policy does not list policy amount. |  |  |  | Reviewer Comment (2025-07-28): Accepted as is. |  |  | 07/28/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000082755 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of [REDACTED] exceeds tolerance of[REDACTED] Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-07-29): Sufficient Cure Provided At Closing |  | 07/29/2025 |  | 1 A |  | OH | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000083073 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Loan Tie-In Fee. Fee Amount of [REDACTED] exceeds tolerance of[REDACTED]. Insufficient or no cure was provided to the borrower. | Title Loan Tie- In - Fee increased from[REDACTED] to [REDACTED] a [REDACTED] increase, without a valid Changed Circumstance form in file. No cure provided. |  |  |  | Reviewer Comment (2025-08-01): [REDACTED] received PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2025-07-31): Comment from [REDACTED] ([REDACTED]): cure check<br>Reviewer Comment (2025-07-31): [REDACTED] received PCCD, LOE and proof of mailing. Missing copy of refund check. Please provide copy of refund check to cure the exception.<br>Seller Comment (2025-07-30): Comment from [REDACTED] ([REDACTED]): cure docs |  | 08/01/2025 |  | 2 C B |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000082856 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED] | The business or personal tax returns provided are not the most recent. |  |  |  | Reviewer Comment (2025-07-29): Accepted as is. |  |  | 07/29/2025 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000082856 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of[REDACTED] is over disclosed by [REDACTED]compared to the calculated Amount Financed of [REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | No Cure was provided. |  |  |  | Reviewer Comment (2025-08-12): Based on the PCCD and final closing statement, exception cleared<br>Reviewer Comment (2025-08-07): The refundable pad should be included in the finance charges. If the Pad fee was refunded to the consumer, then the lender should provide the post close CD indicating the actual fees on the loan. If the Pad fee was allocated to other charges, then the lender should provide a CD reflecting the other charges the pad fee was allocated to. A PAD fee is not excluded from finance charge considerations as the actual service the fee will cover is unknown. (If the Pad fee covers an additional title endorsement, that would not be a finance charge. If it covers a recording service fee or a post-closing inspection fee, then it would be a finance charge). Please provide documentation of the distribution of the PAD fee for review and verification.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): Escrow State - post consummation review and final settlement stmt | 08/12/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000082856 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of [REDACTED] is under disclosed by [REDACTED] compared to the calculated Finance Charge of [REDACTED] which exceeds the [REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | No Cure was provided. |  |  |  | Reviewer Comment (2025-08-12): Based on the PCCD and final closing statement, exception cleared<br>Reviewer Comment (2025-08-07): The refundable pad should be included in the finance charges. If the Pad fee was refunded to the consumer, then the lender should provide the post close CD indicating the actual fees on the loan. If the Pad fee was allocated to other charges, then the lender should provide a CD reflecting the other charges the pad fee was allocated to. A PAD fee is not excluded from finance charge considerations as the actual service the fee will cover is unknown. (If the Pad fee covers an additional title endorsement, that would not be a finance charge. If it covers a recording service fee or a post-closing inspection fee, then it would be a finance charge). Please provide documentation of the distribution of the PAD fee for review and verification.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): Escrow State - post consummation review & final settlement stmt | 08/12/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000082630 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Coverage shortfall of [REDACTED]. Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): RCE<br>Reviewer Comment (2025-08-13): File did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED]% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED]. Exception remains.<br>Buyer Comment (2025-08-13): Comment from xxxxx xxxxxx ([REDACTED]): Policy states [REDACTED]% extended replacement cost | 09/12/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000082630 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ | Secondary Valuation supports value. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000082630 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000083089 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-07-31): Clearing based on review coming back within tolerances. | 07/31/2025 |  |  | 1 C A |  | DC | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000082567 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000082736 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED] Tax Return Due Date [REDACTED]. | Most Recent Business or Personal Tax Returns is Missing. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 B |  | CA | Second Home | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000082736 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED] Tax Return Due Date [REDACTED] | Most Recent Business or Personal Tax Returns is Missing. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 B |  | CA | Second Home | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000083332 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[REDACTED] Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED] | Tax Extension in file for 2024 Tax Returns. Borrower owns less than [REDACTED] |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 B |  | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000083332 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED] | Tax Extension in file for 2024 Tax Returns. Borrower owns less than [REDACTED] in business. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 B |  | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000083332 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on[REDACTED] of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by [REDACTED]. |  |  |  | Reviewer Comment (2025-08-01): Received Replacement Cost Coverage. Exception cleared.<br>Seller Comment (2025-08-01): Comment from [REDACTED] ([REDACTED]): see attached | 08/01/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000083533 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower self-employed, less then 2 years. He was Sch C until [REDACTED] when he formed LLC. | Borrower has verified disposable income of at least $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-30): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 07/30/2025 | 2 B |  | NV | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000084065 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Verification of Identification is missing. |  |  |  | Reviewer Comment (2025-08-01): Received, Clearing.<br>Seller Comment (2025-07-31): Comment from [REDACTED] ([REDACTED]): attached | 08/01/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000083119 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient Cure was provided |  |  |  | Reviewer Comment (2025-07-30): Sufficient Cure Provided At Closing |  | 07/30/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000083119 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | TRID Final Closing Disclosure[REDACTED] on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. | Final Closing Disclosure [REDACTED] on a first lien purchase transaction did not disclose any Seller paid fees/charges. |  |  |  | Reviewer Comment (2025-08-01): [REDACTED] received final settlement statement<br>Seller Comment (2025-07-31): Comment from [REDACTED] ([REDACTED]): PCCD and FSS attached | 08/01/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXXX | 4000079441 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-07-31): Sufficient Cure Provided At Closing |  | 07/31/2025 |  | 1 A |  | MA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000083920 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. | Initial Escrow Account Disclosure are missing. |  |  |  | Reviewer Comment (2025-07-30): Accepted as is. |  |  | 07/30/2025 | 2 B |  | NJ | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000083132 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated[REDACTED] missing evidence of receipt. |  |  |  | Reviewer Comment (2025-07-31): Accepted as is. |  |  | 07/31/2025 | 2 B |  | MN | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000084033 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | The file was missing a copy of Approval/1008. |  |  |  | Reviewer Comment (2025-08-04): Received Loan Underwriting and Transmittal Summary (1008) / MCAW. Exception cleared.<br>Seller Comment (2025-08-04): Comment from [REDACTED] ([REDACTED].): 1008 | 08/04/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000083329 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-04): Clearing based on review coming back within tolerances.<br>Reviewer Comment (2025-08-04): Buyer ordered review. Nothing to do at this time.<br>Buyer Comment (2025-08-04): Comment from [REDACTED] ([REDACTED]): Please provide details on what we need to provide to clear this loan for purchase please? | 08/04/2025 |  |  | 1 C A |  | MO | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000083329 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Most recent Business or Personal Tax returns not provided. |  |  |  | Reviewer Comment (2025-08-01): Client elects to waive |  |  | 08/01/2025 | 2 B |  | MO | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000083329 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Most recent Business or Personal Tax returns not provided. |  |  |  | Reviewer Comment (2025-08-01): Client elects to waive |  |  | 08/01/2025 | 2 B |  | MO | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000083494 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | No cure was provided to the borrower . |  |  |  | Reviewer Comment (2025-07-31): Sufficient Cure Provided At Closing |  | 07/31/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000083494 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2025-08-13): Sufficient funds verified with cash back surplus<br>Buyer Comment (2025-08-13): Comment from [REDACTED] ([REDACTED]): Can you confirm from your comments below here what are you missing specifically? Is it the gift documentation? We need more details as to why you are saying we are short funds in order to have the underwriter address this suspense??<br>Needed for closing including EMD, POCs $[REDACTED]. Assets being used. "[REDACTED] $[REDACTED] YES Savings [REDACTED] Checking $[REDACTED] YES Checking [REDACTED] Savings $[REDACTED] [REDACTED] Savings [REDACTED] Funds from Business Account $[REDACTED] NO Funds from Business Account [REDACTED] Checking $[REDACTED] [REDACTED] Checking [REDACTED] Checking $[REDACTED] [REDACTED] Checking [REDACTED] Checking $[REDACTED] NO Checking [REDACTED] Savings $[REDACTED] NO Savings [REDACTED] Stocks $[REDACTED] YES Stocks Earnest Money Deposit Earnest Money Deposit - Sourced $[REDACTED] NO Earnest Money Deposit - Sourced Gift Funds Gift Funds $[REDACTED] NO Gift Funds Gift Funds Gift Funds $[REDACTED] NO Gift Funds Gift Funds Gift Funds $[REDACTED] NO Gift Funds Gift Funds Gift Funds $[REDACTED] NO Gift Funds Gift Funds Gift Funds $[REDACTED] NO Gift Funds Gift Funds Gift Funds $[REDACTED] NO Gift Funds"<br>Reviewer Comment (2025-08-11): Reviewed documentation provided- the stock is taken at [REDACTED]% per guidelines. The loan is still short reserves.<br>Seller Comment (2025-08-11): Comment from [REDACTED] ([REDACTED]): see attached<br>Reviewer Comment (2025-08-07): $[REDACTED] is needed as [REDACTED] months reserves plus [REDACTED] months of reserves for the departing residence.<br>Seller Comment (2025-08-07): Comment from [REDACTED] ([REDACTED]): see attached<br>Reviewer Comment (2025-08-06): Needed for closing including EMD, POCs $[REDACTED]. Assets being used. "[REDACTED] Savings $[REDACTED] YES Savings<br> [REDACTED] Checking $[REDACTED] YES Checking<br> [REDACTED] $[REDACTED] YES Savings<br> [REDACTED] Funds from Business Account $[REDACTED] NO Funds from Business Account<br> [REDACTED] Checking $[REDACTED] YES Checking<br> [REDACTED] Checking $[REDACTED] YES Checking<br> [REDACTED] Checking $[REDACTED] NO Checking<br> [REDACTED] Savings $[REDACTED] NO Savings<br> [REDACTED] Stocks $[REDACTED] YES Stocks<br> Earnest Money Deposit Earnest Money Deposit - Sourced $[REDACTED] NO Earnest Money Deposit - Sourced<br> Gift Funds Gift Funds $[REDACTED] NO Gift Funds<br> Gift Funds Gift Funds $[REDACTED] NO Gift Funds<br> Gift Funds Gift Funds $[REDACTED] NO Gift Funds<br> Gift Funds Gift Funds $[REDACTED] NO Gift Funds<br> Gift Funds Gift Funds $[REDACTED] NO Gift Funds<br> Gift Funds Gift Funds $[REDACTED] NO Gift Funds"<br>Buyer Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): Please provide your detailed calculations of assets so I can get this back in front of our underwriter.<br>Reviewer Comment (2025-08-04): Received Assets Verification and business bank statement #[REDACTED] are already available in the file and are included in Assets Available for Closing and Reserves. Please provide additional assets. Exception remains.<br>Seller Comment (2025-08-04): Comment from [REDACTED] ([REDACTED]): see attached from underwriter. | 08/13/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000080394 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-08-01): Accepted as is. |  |  | 08/01/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000080394 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower currently sub-leases a room and has no formal lease. Lender exception approved, Comp factors FICO [REDACTED], DSCR [REDACTED], LTV below [REDACTED]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-01): Client elects to waive/regrade with compensating factors. |  |  | 08/01/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000085372 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal sent[REDACTED]. |  |  |  | Reviewer Comment (2025-08-01): Client elects to waive |  |  | 08/01/2025 | 2 B |  | WI | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000085122 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal sent [REDACTED]. |  |  |  | Reviewer Comment (2025-08-01): Client elects to waive |  |  | 08/01/2025 | 2 B |  | OR | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000083037 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-01): Sufficient Cure Provided At Closing |  | 08/01/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000083037 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. |  |  |  | Reviewer Comment (2025-08-01): Client elects to waive |  |  | 08/01/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000083037 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date[REDACTED], Tax Return Due Date [REDACTED]. |  |  |  | Reviewer Comment (2025-08-01): Client elects to waive |  |  | 08/01/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000083037 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No COC or Cure was provided to Borrower for tolerance overages |  |  |  | Reviewer Comment (2025-08-13): [REDACTED] Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-08-12): Comment from [REDACTED] ([REDACTED]): PCCD uploaded to other condition. |  | 08/13/2025 |  | 2 C B |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000083037 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No COC or Cure was provided to Borrower for tolerance overages |  |  |  | Reviewer Comment (2025-08-13): [REDACTED] Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2025-08-12): Comment from [REDACTED] ([REDACTED]): Cure docs uploaded to other condition. $[REDACTED] of this was already applied at closing. Remaining $[REDACTED] addressed in PCCD/check |  | 08/13/2025 |  | 2 C B |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000083037 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No COC or Cure was provided to Borrower for tolerance overages |  |  |  | Reviewer Comment (2025-08-13): [REDACTED] Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2025-08-12): Comment from [REDACTED] ([REDACTED]): PCCD uploaded to other condition. |  | 08/13/2025 |  | 2 C B |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000084885 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-04): Clearing based on review coming back within tolerances. | 08/04/2025 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000084172 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-08-04): Accepted as is. |  |  | 08/04/2025 | 2 B |  | MO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000084172 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-08-14): Appraisal receipt received<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): Appraisal confirmation receipt to borrower | 08/14/2025 |  |  | 1 C A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000084172 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2025-08-14): Appraisal receipt received<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): Appraisal confirmation receipt | 08/14/2025 |  |  | 1 C A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000084172 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED]is over disclosed by $[REDACTED]compared to the calculated Amount Financed of $[REDACTED]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | The AMC fee of $[REDACTED]was not included in the amount financed and finance charge calculation at origination |  |  |  | Reviewer Comment (2025-09-05): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): New Right to Cancel Disclosures with Esign certification<br>Reviewer Comment (2025-09-03): [REDACTED] received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Seller Comment (2025-09-02): Comment from [REDACTED]([REDACTED]): Please PCCD, LOX to borrower, check, and air label |  | 09/05/2025 |  | 2 C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000084172 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED]is under disclosed by $[REDACTED]compared to the calculated Finance Charge of $[REDACTED]which exceeds the $[REDACTED]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | The AMC fee of $[REDACTED]was not included in the amount financed and finance charge calculation at origination |  |  |  | Reviewer Comment (2025-09-05): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Reviewer Comment (2025-09-03): [REDACTED] received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Please PCCD, LOX to borrower, check, and air label |  | 09/05/2025 |  | 2 C B |  | MO | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000084172 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Notice of Right to Cancel was not provided. |  |  |  | Reviewer Comment (2025-08-14): Received, Clearing.<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): Rt to cancel | 08/14/2025 |  |  | 1 C A |  | MO | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000084172 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing verification of new financing on REO xxxxx xxx. |  |  |  | Reviewer Comment (2025-08-14): Receive note and first payment letter<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): 1st payment letter, NOTE, Mtg | 08/14/2025 |  |  | 1 C A |  | MO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000083501 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal sent [REDACTED]. |  |  |  | Reviewer Comment (2025-08-04): Accepted as is. |  |  | 08/04/2025 | 2 B |  | CO | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000083741 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Pest Inspection Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided |  |  |  | Reviewer Comment (2025-08-08): [REDACTED] received corrected PCCD and LOE<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): attached | 08/08/2025 |  |  | 1 C A |  | SC | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000082480 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | The file was missing a copy Note Addendum - Prepayment. |  |  |  | Reviewer Comment (2025-08-29): Received Note Addendum - Prepayment. Exception cleared.<br>Seller Comment (2025-08-29): Comment from [REDACTED] ([REDACTED]): PPP Note Adden | 08/29/2025 |  |  | 1 C A |  | AL | Investment | Refinance - Rate/Term | C B A |  | N/A | Yes |
| XXXXX | 4000082480 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $[REDACTED]is less than the note amount of $[REDACTED]based on the Commitment in file. |  |  |  | Reviewer Comment (2025-08-04): Accepted as is. |  |  | 08/04/2025 | 2 B |  | AL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000082480 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Rider - Prepayment not provided |  |  |  |  |  | Reviewer Comment (2025-08-29): Received Prepayment rider. Exception cleared.<br>Seller Comment (2025-08-29): Comment from [REDACTED] ([REDACTED]): PPP Rider | 08/29/2025 |  |  | 1 C A |  | AL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000085346 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Tax Certificate Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Title - Tax Certificate Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-12): [REDACTED] Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-08-11): Comment from [REDACTED]([REDACTED]): Cure |  | 08/12/2025 |  | 2 C B |  | NJ | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000085346 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED] | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. [REDACTED] [REDACTED]) |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 B |  | NJ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000085346 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED] | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED] ([REDACTED]) |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 B |  | NJ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000085346 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Provide additional assets to meet the cash to close/reserve requirement |  |  |  | Reviewer Comment (2025-09-11): Loan re-locked as Sharp A+. Sufficient reserves verified.<br>Reviewer Comment (2025-09-11): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Calculated Available for Reserves of $[REDACTED] is less than Guideline Available for Reserves of $[REDACTED].<br>Reviewer Comment (2025-08-14): Reviewed the reserves breakdown provided, all of the assets that were listed have been verified included equity on sold property and POCBs-EMD cannot be used for reserves. AUS is requiring $[REDACTED] , please provide additional statement to meet reserve requirements.<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): Reserves Breakdown<br>Reviewer Comment (2025-08-11): [REDACTED] Checking $[REDACTED] YES Checking<br> [REDACTED] Savings $[REDACTED] YES Savings<br> [REDACTED] Savings $[REDACTED] YES Savings<br> [REDACTED] Funds from Business Account $[REDACTED] YES Funds from Business Account<br> Earnest Money Deposit Earnest Money Deposit - Sourced $[REDACTED] NO Earnest Money Deposit - Sourced<br> Equity on Sold Property Equity On Sold Property $[REDACTED] NO Equity On Sold Property<br> POCB Other: Liquid Assets $[REDACTED] NO Other: Liquid Assets<br> POCB Other: Liquid Assets $[REDACTED] NO Other: Liquid Assets<br>Buyer Comment (2025-08-11): Comment from [REDACTED]([REDACTED]): Can you kindly request a breakdown? It looks as though the funds are there.<br>Reviewer Comment (2025-08-06): [REDACTED] REO Equity on Sold Property Proceeds is $[REDACTED],EMD and POCB Including in assets total Available for Closing $[REDACTED] - Cash From Borrower $[REDACTED] = $[REDACTED] Available for Reserves. AUS Reserves Required to be verified is $[REDACTED]. Hence, please provide additional assets. Exception remains.<br>Buyer Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): There is a Seller CD in the file that was part of the original submission. Will this clear the condition. | 09/11/2025 |  |  | 1 C A |  | NJ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000085346 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[REDACTED], Most Recent Tax Return End Date [REDACTED]Tax Return Due Date[REDACTED]. | 2024 E-file confirmation of extension filed on file |  |  |  | Reviewer Comment (2025-09-11): Client elects to waive |  |  | 09/11/2025 | 2 B |  | NJ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000085346 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | 2024 E-file confirmation of extension filed on file |  |  |  | Reviewer Comment (2025-09-11): Client elects to waive |  |  | 09/11/2025 | 2 B |  | NJ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084240 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000084240 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-05): Lender exception approved for at interest/NAL transaction. |  |  | 08/05/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000084412 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | The Corporate Resolution is missing for [REDACTED] |  |  |  | Reviewer Comment (2025-09-29): Cleared operating agreement received<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): [REDACTED]: See attached operating agreement<br>Reviewer Comment (2025-09-23): Guidelines require either a Corporate Resolution or an Operating Agreement. One of these is required or an exception is needed.<br>Buyer Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): [REDACTED]: Purpose of this document is to show [REDACTED]% ownership, ownership was shown through certification of beneficial owners instead which lists the borrower as the only owner. IRS EIN also lists borrower as the sole member. Texas Secretary of state lists the borrower as the president and director. This is sufficient to show borrower was authorized to complete the transaction on behalf of the LLC. | 09/29/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000084412 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The Operating Agreement is missing for [REDACTED] |  |  |  | Reviewer Comment (2025-09-29): Cleared Operating agreement received<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): [REDACTED]: See attached operating agreement<br>Reviewer Comment (2025-09-23): Guidelines require either a Corporate Resolution or an Operating Agreement. One of these is required or an exception is needed.<br>Buyer Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): [REDACTED]: Purpose of this document is to show [REDACTED]% ownership, ownership was shown through certification of beneficial owners instead which lists the borrower as the only owner. IRS EIN also lists borrower as the sole member. Texas Secretary of state lists the borrower as the president and director. This is sufficient to show borrower was authorized to complete the transaction on behalf of the LLC. | 09/29/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000084412 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date of [REDACTED] is post consummation date of [REDACTED]. Wet State. |  |  |  | Reviewer Comment (2025-08-10): Received Hazard Insurance Policy for the period [REDACTED] to [REDACTED]. Exception cleared.<br>Seller Comment (2025-08-08): Comment from [REDACTED] ([REDACTED]): [REDACTED]: See attached policy | 08/10/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000084412 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  |  |  |  |  | Reviewer Comment (2025-08-14): Received Legal Description. Exception cleared.<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): [REDACTED] Please see attached<br>Reviewer Comment (2025-08-06): Provided document does not have legal description, Exception Remains.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): [REDACTED]: See attached policy | 08/14/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000084729 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-07): Clearing based on review coming back within tolerances. | 08/07/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084729 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-08-06): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): fraud report w supporting docs | 08/06/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084729 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084729 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Report is missing. |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084729 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Appraisal sent [REDACTED] |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000082873 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Need a letter of intent from Borrower indicating they intend to list the departure residence for sale within ninety (90) days of closing on subject transaction. |  |  |  | Reviewer Comment (2025-08-05): Received, Clearing.<br>Seller Comment (2025-08-05): Comment from [REDACTED] ([REDACTED]): Departing Residence already listed for sale | 08/05/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000082737 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000082737 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2025-08-11): [REDACTED] received a valid COC.<br>Seller Comment (2025-08-07): Comment from [REDACTED] ([REDACTED]): VALID COC | 08/11/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000084101 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-06): Clearing based on review coming back within tolerances. | 08/06/2025 |  |  | 1 C A |  | DC | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000083659 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-06): Clearing based on review coming back within tolerances. | 08/06/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000083659 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2025-09-22): Received Final 1003 Application. Exception cleared.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): [REDACTED] - Please see the attached. | 09/22/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000081706 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-08-05): Accepted as is. |  |  | 08/05/2025 | 2 B |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000081706 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-[REDACTED]exceeds tolerance of $-[REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2025-08-18): [REDACTED] received a valid COC.<br>Seller Comment (2025-08-15): Comment from [REDACTED] ([REDACTED]): updated rebuttal attached<br>Reviewer Comment (2025-08-08): [REDACTED] received COC for loan amount change, however the change was not proportionate to the loan amount change. Though an LTV may change, the information did not state that there was a pricing/product/program change. Please provide additional sufficient information or cure is required.<br>Seller Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): Rebuttal and supporting documents attached | 08/18/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000080749 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED]. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-06): Lender exception approved for lack of mortgage payment history |  |  | 08/06/2025 | 2 B |  | AK | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000085330 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000085330 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-12): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2025-08-08): Comment from [REDACTED] ([REDACTED]): This was already applied at closing. See section J of the closing disclosure. | 08/12/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000085330 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Copy/Rush Fee. Fee Amount of $[REDACTED]exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-14): [REDACTED] received PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2025-08-12): Comment from [REDACTED] ([REDACTED]): PCCD |  | 08/14/2025 |  | 2 C B |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000085440 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-07): Clearing based on review coming back within tolerances. | 08/07/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000085440 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-06): Accepted as is. |  |  | 08/06/2025 | 2 B |  | FL | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000084076 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-06): Clearing based on review coming back within tolerances. | 08/06/2025 |  |  | 1 C A |  | TX | Investment | Purchase | D B C A |  | N/A | No |
| XXXXX | 4000084076 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-08-07): Received CDA. Exception cleared.<br>Seller Comment (2025-08-07): Comment from [REDACTED] ([REDACTED]): [REDACTED]: See attached CDA | 08/07/2025 |  |  | 1 D A |  | TX | Investment | Purchase | D B C A |  | N/A | No |
| XXXXX | 4000084076 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC | Reviewer Comment (2025-08-06): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] |  |  | 08/06/2025 | 2 B |  | TX | Investment | Purchase | D B C A |  | N/A | No |
| XXXXX | 4000084076 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Condo [REDACTED]sf, less than [REDACTED]sf per guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-08): Client exception received.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): [REDACTED]: See attached exception |  |  | 09/08/2025 | 2 C B |  | TX | Investment | Purchase | D B C A |  | N/A | No |
| XXXXX | 4000084615 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-07): Sufficient Cure Provided At Closing |  | 08/07/2025 |  | 1 A |  | CA | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000084615 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-08-07): Accepted as is. |  |  | 08/07/2025 | 2 B |  | CA | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000080856 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED] of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by[REDACTED] |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): [REDACTED] Endorsement increase in dwelling, PCCD, revised payment letter and IEAD<br>Reviewer Comment (2025-08-27): Shortage is now $[REDACTED]with the received RCE.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): RCE<br>Reviewer Comment (2025-08-08): Our system is built off of FNMA coverage as follows: The lender or servicer must verify that the property insurance coverage amount for a first mortgage secured by a one- to four-unit property is at least equal to the lesser of:<br>[REDACTED]% of the replacement cost value of the improvements as of the current property insurance policy effective date, or<br> the unpaid principal balance of the loan, provided it equals no less than [REDACTED]% of the replacement cost value of the improvements as of the current property insurance policy effective date.<br> The source that the lender or servicer uses to verify the coverage amount may be the property insurer, an independent insurance risk specialist, or other professional with appropriate resources to make such a determination. This may include, but is not limited to, a statement from the insurer or other applicable professional, a replacement cost estimator, or an insurance risk appraisal.<br>If the coverage amount does not meet the minimum required, coverage that does provide the minimum required amount must be obtained.<br>The following table provides the steps to calculate the amount of required property insurance coverage.<br>Seller Comment (2025-08-08): Comment from [REDACTED] ([REDACTED]): The policy has [REDACTED]% replacement cost, the dwelling amount $[REDACTED]surpasses the loan amount $[REDACTED]. | 09/23/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000085658 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-07): Clearing based on review coming back within tolerances. | 08/07/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000085658 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Service Fee (Life Of Loan). Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Appraisal Fee was last disclosed as [REDACTED] on the Loan Estimate, but was disclosed as[REDACTED] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[REDACTED], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2025-08-07): Sufficient Cure Provided At Closing |  | 08/07/2025 |  | 1 A |  | CO | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000083738 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-08): Sufficient Cure Provided At Closing |  | 08/08/2025 |  | 1 A |  | IL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000083738 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-08-12): Received, Clearing.<br>Seller Comment (2025-08-12): Comment from [REDACTED] ([REDACTED]): see attached | 08/12/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084941 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-08): Clearing based on review coming back within tolerances. | 08/08/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall finding due to the DTI issue. |  |  |  | Reviewer Comment (2025-08-14): Received appraisal from departing residence in order to exclude PITI from liabilities. DTI now meets guidelines | 08/14/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000084941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and [REDACTED](c)(5) of [REDACTED]% significantly exceeds the guideline maximum of [REDACTED]. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | Property '[REDACTED]reflect as Pending Sale in final 1003 and the loan does not contain A copy of an executed sales contract for the property pending sale and confirmation all contingencies have been cleared / satisfied. The departure transaction must be closing within thirty (30) days of the subject transaction. |  |  |  | Reviewer Comment (2025-08-14): Received appraisal from departing residence in order to exclude PITI from liabilities. DTI now meets guidelines<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): Please review lender LOX uploaded along with supporting documentation. | 08/14/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084941 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Property '[REDACTED]' reflect as Pending Sale in final 1003 and the loan does not contain A copy of an executed sales contract for the property pending sale and confirmation all contingencies have been cleared / satisfied. The departure transaction must be closing within thirty (30) days of the subject transaction. |  |  |  | Reviewer Comment (2025-08-14): Received appraisal from departing residence in order to exclude PITI from liabilities. DTI now meets guidelines | 08/14/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to DTI issue. |  |  |  | Reviewer Comment (2025-08-14): Received appraisal from departing residence in order to exclude PITI from liabilities. DTI now meets guidelines | 08/14/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000082448 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of [REDACTED] plus [REDACTED] or [REDACTED]. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-15): [REDACTED] received COC dated [REDACTED]<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): . The foreclosure prevention fee is a new fee required per the state of WA and we need to include on all files going forward to ensure that we're complaint with state regulations. The CIC outlines that its per new state regulation. Please clear or advise further<br>Reviewer Comment (2025-08-13): [REDACTED] received Changed Circumstance dated[REDACTED] &[REDACTED], but it does not give sufficient information on what impacts and why the additional page count fee and foreclosure fee was added. In order to determine if the changed circumstance is valid more information is necessary on reason for the fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2025-08-11): Comment from [REDACTED] ([REDACTED]): NOLCs and CDs | 08/15/2025 |  |  | 1 C A |  | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000085783 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file was missing a copy of Insurance Verification, Tax Verification. |  |  |  | Reviewer Comment (2025-08-14): Received Insurance Verification & Tax Verification. Exception cleared.<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): [REDACTED] PITI | 08/14/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000085783 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2025-08-25): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception. | 08/25/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000085783 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Invoices. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED] Insufficient or no cure was provided to the borrower. | No cure was provided. |  |  |  | Reviewer Comment (2025-08-25): [REDACTED] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-08-22): Comment from [REDACTED] ([REDACTED]): PCCD and Refund |  | 08/25/2025 |  | 2 C B |  | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000085225 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-11): Clearing based on review coming back within tolerances. | 08/11/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000084032 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-08-13): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-08-13): Comment from [REDACTED] ([REDACTED]): fraud report attached | 08/13/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084032 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-08-14): Received, Clearing.<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): see attached voe<br>Reviewer Comment (2025-08-13): WVOE dated [REDACTED] is not within [REDACTED]business days of closing date [REDACTED]. Exception remains<br>Seller Comment (2025-08-13): Comment from [REDACTED] ([REDACTED]): attached | 08/14/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084032 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall findings due to the missing VVOE not in file, resulting in loan designation discrepancy |  |  |  | Reviewer Comment (2025-08-14): Received, Clearing. | 08/14/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000084032 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall findings due to the missing VVOE not in file, resulting in loan designation discrepancy |  |  |  | Reviewer Comment (2025-08-14): Received, Clearing. | 08/14/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084032 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Waterfall findings due to the missing VVOE not in file, resulting in loan designation discrepancy |  |  |  | Reviewer Comment (2025-08-14): Received, Clearing. | 08/14/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084032 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall findings due to the missing VVOE not in file, resulting in loan designation discrepancy |  |  |  | Reviewer Comment (2025-08-14): Received, Clearing. | 08/14/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084656 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-11): Clearing based on review coming back within tolerances. | 08/11/2025 |  |  | 1 C A |  | IL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000083827 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-11): Sufficient Cure Provided At Closing |  | 08/11/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000084637 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-08-12): Accepted as is. |  |  | 08/12/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000084438 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-26): Clearing based on review coming back within tolerances. | 08/26/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000084438 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-12): Accepted as is. |  |  | 08/12/2025 | 2 B |  | OH | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000084425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | Credit Report Fee increased from [REDACTED] to [REDACTED], a Changed Circumstance document is in file. A cure of [REDACTED] was provided. |  |  |  | Reviewer Comment (2025-08-15): [REDACTED]: Sufficient cure provided. Full cure amount for tolerance violation was provided at closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-08-13): Comment from [REDACTED] ([REDACTED]): final cd already cured this | 08/15/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000084425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | Verification Fee increased from[REDACTED] to[REDACTED] an increase of [REDACTED] without a valid Changed circumstance document in file. A cure of [REDACTED]was provided. |  |  |  | Reviewer Comment (2025-08-15): [REDACTED]: Sufficient cure provided. Full cure amount for tolerance violation was provided at closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-08-13): Comment from [REDACTED] ([REDACTED]): final CD already cured this | 08/15/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000084425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  | Reviewer Comment (2025-08-12): Accepted as is. |  |  | 08/12/2025 | 2 B |  | CO | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000084425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | Missing evidence the LE was provided to the borrower within 3 business days of the application |  |  |  | Reviewer Comment (2025-08-15): [REDACTED] received Initial LE dated [REDACTED]<br>Seller Comment (2025-08-13): Comment from [REDACTED] ([REDACTED]): attached | 08/15/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000084425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | ECOA Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | Missing evidence the disclosure was provided to the borrower within 3 business days of application date [REDACTED] |  |  |  | Reviewer Comment (2025-08-12): Accepted as is. |  |  | 08/12/2025 | 2 B |  | CO | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000084425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | Missing evidence the disclosure was provided to the borrower within 3 business days of application date [REDACTED] |  |  |  | Reviewer Comment (2025-08-12): Accepted as is. |  |  | 08/12/2025 | 2 B |  | CO | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000084425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of [REDACTED]exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-15): Sufficient Cure Provided At Closing |  | 08/15/2025 |  | 1 A |  | CO | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000084425 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-15): Sufficient Cure Provided At Closing |  | 08/15/2025 |  | 1 A |  | CO | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000084624 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount not provided in title preliminary document. |  |  |  | Reviewer Comment (2025-08-12): Accepted as is. |  |  | 08/12/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000084641 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. |  |  |  | Reviewer Comment (2025-08-18): [REDACTED] received e-consent dated [REDACTED]<br>Seller Comment (2025-08-15): Comment from [REDACTED] ([REDACTED]): Compliance Report | 08/18/2025 |  |  | 1 C A |  | AZ | Second Home | Refinance - Limited Cash-out GSE | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000083683 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-13): Accepted as is. |  |  | 08/13/2025 | 2 B |  | NJ | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000083683 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-08-13): Accepted as is. |  |  | 08/13/2025 | 2 B |  | NJ | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000083683 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Flood Insurance Policy expires within 90 days of the Note Date. | Flood Insurance Policy Expiration Date ___; Note Date ___ |  |  |  |  | Reviewer Comment (2025-08-13): Accepted as is. |  |  | 08/13/2025 | 2 B |  | NJ | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000083683 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of[REDACTED] is insufficient to cover the mortgage amount of [REDACTED]. Coverage is short by [REDACTED] |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please see the attached insurance policy along with confirmation from the insurance agent that the dwelling meets [REDACTED]% replacement cost. | 09/16/2025 |  |  | 1 C A |  | NJ | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000088493 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Required Certificate of Good Standing within 30 days of closing was not provided in file. |  |  |  | Reviewer Comment (2025-08-19): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-08-19): Comment from [REDACTED] ([REDACTED]): The certificate of LLC show borrower is a single member of LLC . We have that in the file since we are using the funds to close . CPA states the business it is in a good standing | 08/19/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000088493 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | CPA letter provided in file does not show borrower's ownership percentage in xxx and xxx xxx xxx. |  |  |  | Reviewer Comment (2025-08-20): Ownership documentation provided in file | 08/20/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000083714 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-08-15): [REDACTED] received a valid COC.<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): Please see attached eSigned LE COC dated [REDACTED] along with Lender Attestation regarding the lender credits updating to zero with the Lock Update and points added. Thank you. | 08/15/2025 |  |  | 1 C A |  | SC | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000083035 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization not received for the borrowing entity. |  |  |  | Reviewer Comment (2025-08-21): Received Articles of Organization for the borrowing entity. Exception cleared.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): LOE with Supp Docs<br>Reviewer Comment (2025-08-18): Received Articles of Organization for [REDACTED]. Please provide Articles of Organization for the borrowing entity [REDACTED] Exception remains.<br>Seller Comment (2025-08-15): Comment from [REDACTED] ([REDACTED]): AOO | 08/21/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000081976 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of [REDACTED] plus [REDACTED] or [REDACTED]. Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of [REDACTED] plus [REDACTED] or[REDACTED]. Insufficient or no cure was provided to the borrower. (0) |  |  |  | Reviewer Comment (2025-08-21): [REDACTED] received a valid COC.<br>Seller Comment (2025-08-20): Comment from [REDACTED] ([REDACTED]): We were never out of the 10% tolerance where none of the fees ever increased. If anything, we dropped from LE to CD. Please provide details of your calculations and timing. | 08/21/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000081976 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. (7200) |  |  |  | Reviewer Comment (2025-08-21): [REDACTED] received a valid COC.<br>Seller Comment (2025-08-20): Comment from [REDACTED] ([REDACTED]): Updated COC verbiage detailing DTI increase causing pricing increase. | 08/21/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000081976 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Hazard Insurance is missing for REO Property "[REDACTED]". |  |  |  | Reviewer Comment (2025-08-29): Received, Clearing.<br>Seller Comment (2025-08-29): Comment from [REDACTED]([REDACTED]): Insurance<br>Reviewer Comment (2025-08-21): Provide master insurance policy to verify is blanket coverage including walls in coverage.<br>Buyer Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): This property is a condo insured through a master blanket policy included in the HOA fees. | 08/29/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000081976 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (Initial/[REDACTED]) |  |  |  | Reviewer Comment (2025-08-21): [REDACTED] received initial CD.<br>Seller Comment (2025-08-20): Comment from [REDACTED] ([REDACTED]): Initial CD was missing from the package. See attached.<br>Reviewer Comment (2025-08-19): [REDACTED] received document we are unable to validate. However, as per disclosure summary present in the file is reflecting initial CD dated [REDACTED]. Kindly provide initial CD as per the disclosure tracking.<br>Seller Comment (2025-08-19): Comment from [REDACTED] ([REDACTED]): History | 08/21/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | No Defined Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000084420 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  |  |  |  |  | Reviewer Comment (2025-08-20): Received Verification of Non-US Citizen Status. Exception cleared.<br>Seller Comment (2025-08-20): Comment from [REDACTED] ([REDACTED]): VISA | 08/20/2025 |  |  | 1 C A |  | GA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000084420 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines do not allow First Time Investors who are First Time Homebuyers. Borrower is living rent free as mortgage note is in spouse name only. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED]. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-05): Client exception received.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): exception approval<br>Reviewer Comment (2025-08-22): Exceptions must come from the buyer of the loan and be on their approved form.<br>Seller Comment (2025-08-22): Comment from [REDACTED] ([REDACTED]): The attached was provided with the initial loan delivery<br>Reviewer Comment (2025-08-20): We have to have the actual buyers' exception not an email.<br>Buyer Comment (2025-08-20): Comment from [REDACTED] ([REDACTED]): Please clear this Suspense. We provided proof this was approved by you: Emailed clearly shows I have confirmed we can allow an exception for Borrower living rent free with spouse; First Time Investor and a single investor execution to [REDACTED].<br>Reviewer Comment (2025-08-19): Exceptions must come from the buyer of the loan.<br>Seller Comment (2025-08-19): Comment from [REDACTED] ([REDACTED]): Exception Approval |  |  | 09/05/2025 | 2 C B |  | GA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000085390 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | The file was missing a copy of Evidence of Access to Funds |  |  |  | Reviewer Comment (2025-08-18): Received, Clearing.<br>Seller Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): Kindly review the attached document | 08/18/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000085390 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-08-14): Accepted as is. |  |  | 08/14/2025 | 2 B |  | NJ | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000081911 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Tax and insurance documentation is missing for this property. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): HOA fee<br>Reviewer Comment (2025-08-25): Received the mortgage statement and the tax verification, please provided HOA statement<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): reo docs | 09/18/2025 |  |  | 1 C A |  | NC | Second Home | Refinance - Rate/Term | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000081911 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED] |  |  |  |  | Reviewer Comment (2025-08-15): Accepted as is per client. |  |  | 08/15/2025 | 2 B |  | NC | Second Home | Refinance - Rate/Term | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000084631 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | Appraisal was made subject to and 442 is not in images. |  |  |  | Reviewer Comment (2025-08-18): Received, Clearing.<br>Seller Comment (2025-08-15): Comment from [REDACTED] ([REDACTED]): [REDACTED] report | 08/18/2025 |  |  | 1 C A |  | IN | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000086376 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-15): Cleared based on review coming back within tolerances | 08/15/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085295 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Second home is in close proximity to primary residence. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-15): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 08/15/2025 | 2 B |  | MA | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000082832 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of [REDACTED] plus [REDACTED] or [REDACTED] Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-15): Sufficient Cure Provided At Closing |  | 08/15/2025 |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000082832 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard insurance coverage is short by [REDACTED]. |  |  |  | Reviewer Comment (2025-08-25): Received Replacement Cost Coverage. Exception cleared.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): RCE<br>Reviewer Comment (2025-08-19): Need RCE or increased coverage.<br>Seller Comment (2025-08-19): Comment from [REDACTED] ([REDACTED]): Hazard Insurance uploaded. | 08/25/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000082600 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-18): Clearing based on review coming back within tolerances. | 08/18/2025 |  |  | 1 C A |  | MN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000082600 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-18): Accepted as is. |  |  | 08/18/2025 | 2 B |  | MN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000082600 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for non amslength transaction buyer and buyer's agent are related. Comp factor credit score above 760. Conditionally approved for all parties are aware of relationship and not out of ordinary fees or commission paid. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-18): Client elects to waive/regrade with compensating factors. |  |  | 08/18/2025 | 2 B |  | MN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000083880 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file was missing a copy of Insurance Verification, Tax Verification |  |  |  | Reviewer Comment (2025-08-20): Received Insurance Verification, Tax Verification. Exception cleared.<br>Seller Comment (2025-08-19): Comment from [REDACTED] ([REDACTED]): The property address [REDACTED]is just land. There isn't any insurance because the property doesn't have a house to insure. Please see the attached Tax Verification, HOA Dues and Tract Search. | 08/20/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000083880 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Other TILA Violations | TILA NMLSR - Originator Company License Status Not Approved | Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization not in approved license status to conduct loan origination activities. | Loan Originator Organization not in approved license status to conduct loan origination activities. |  |  |  | Reviewer Comment (2025-08-21): After further review, exception has been cleared.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): Please see the attached documentation from NMLS confirming the loan originator is licensed. | 08/21/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000083019 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-08-18): Accepted as is. |  |  | 08/18/2025 | 2 B |  | OR | Investment | Refinance - Limited Cash-out GSE | D B A |  | N/A | No |
| XXXXX | 4000083019 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): CDA received, exception cleared<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): CDA | 09/05/2025 |  |  | 1 D A |  | OR | Investment | Refinance - Limited Cash-out GSE | D B A |  | N/A | No |
| XXXXX | 4000085418 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report not provided in file. |  |  |  | Reviewer Comment (2025-08-22): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): attached | 08/22/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000085683 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-18): Finding reported in new exception. | 08/18/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000085683 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Enhanced Valuation Review Finding |  | The appraisal dated [REDACTED] assigns an as-is value of [REDACTED]to the subject property, a 100-year-old Twin-style home in average condition. The property features [REDACTED] sqft, [REDACTED] bedrooms, [REDACTED] bathroom, a [REDACTED] sqft finished basement, and a 2-car detached garage on a [REDACTED]-acre lot. Additionally, it includes a [REDACTED] sqft 2/1 ADU above the garage. No comparable sales in the report include a similar detached garage with ADU; the appraiser applied a blanket [REDACTED]adjustment for this feature. The subject is located on a busy road near railroad tracks in a mixed-use area with industrial, commercial, and residential properties. Although the report classifies the neighborhood as suburban, it more accurately reflects a somewhat urban environment. Three comparable sales within 0.85 miles were used:<br> Comp 1: Sold for [REDACTED]in [REDACTED], located 0.33 miles from the subject. It is similar in size and style and also on a busy road. However, it is 49 years old and appears superior in condition, contrary to the report's classification as inferior with a [REDACTED] condition adjustment. Listing photos do not support this adjustment. It lacks a garage and ADU. With gross adjustments of [REDACTED], this comp does not support the appraised value.<br> Comp 2: Also shows gross adjustments of [REDACTED], indicating a high level of dissimilarity and reduced reliability.<br> Comp 3: Sold for [REDACTED]in [REDACTED], slightly inferior in GLA but superior in condition and location, featuring hardwood floors, updated finishes, and situated on a residential street. It lacks a garage and ADU but is overall superior to the subject.<br> An additional sale at xxx xxxxxxxx xxxx, 0.2 miles from the subject, sold for [REDACTED] on [REDACTED]. It is a similar-sized detached home in superior condition with a 1-car garage but no ADU. The most similar active listing found in the market is [REDACTED]listed at [REDACTED]. It si similar in size but superior in condition and lacks a garage/ADU. <br> Given the inferior location and condition of the subject relative to the comps, and the unsupported adjustments in the report, the appraised value appears inflated. Current market data supports a value range of [REDACTED] to [REDACTED] with [REDACTED] being a justifiable reconciled value. |  |  |  | Reviewer Comment (2025-09-04): We reviewed this one again. We did raise our recon value from [REDACTED]to [REDACTED]giving a little more credit to the adu. Very tough property as report and our research found no other attached single family homes with also a detached garage offering a 2br adu. There are very limited even multi family properties in the zip which subject may be more similar to. Research also finds a wider range from the low [REDACTED]to mid [REDACTED]for attached similar sized homes. The subject is not recently updated with interior showing dated finishes and kitchen and only some newer flooring present so it is difficult to say it would be similar in condition to superior appeal homes found in the low to mid [REDACTED]range, but it is superior with the adu. It is probably most similar to condition to sales found in the [REDACTED]to [REDACTED]when looking at the main home only and then considering an adjustment upward for the adu.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): appraisal comments<br>Reviewer Comment (2025-08-20): The appraiser needs to respond to the items addressed. There is a failing LCA score on the loan and CU score wasn't provided in our review.<br>Seller Comment (2025-08-19): Comment from [REDACTED] ([REDACTED]): CDA - per UW manager we have a FNMA 2.5 score and also a CDA that supports the value that the appraiser gave | 09/04/2025 |  |  | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000085383 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Missing evidence the borrower was provided with the closing disclosure 3 business days prior to closing |  |  |  | Reviewer Comment (2025-08-21): [REDACTED] received initial CD.<br>Seller Comment (2025-08-20): Comment from [REDACTED] ([REDACTED]): ICD and Audit Trail | 08/21/2025 |  |  | 1 C A |  | IN | Second Home | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000083440 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-08-18): Accepted as is. |  |  | 08/18/2025 | 2 B |  | FL | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000083440 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of [REDACTED] exceeds tolerance of[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-19): [REDACTED] received a valid COC.<br>Buyer Comment (2025-08-19): Comment from [REDACTED] ([REDACTED]): Loan was locked on [REDACTED] PM EDT (3rd LE) with $[REDACTED]discount points. Before a rate is locked, the interest rate is subject to change based on market conditions. Therefore, the impact of a discount point can also fluctuate until the rate is officially locked.<br>Reviewer Comment (2025-08-19): [REDACTED] received COC dated [REDACTED]stating rate locked. However, there are three sets of LEs in which 2nd LE dated [REDACTED] with time stamp [REDACTED] PM EDT the loan discount point added for $[REDACTED] whereas there is no rate lock on LE. Kindly provide a valid reason for the loan discount point added on LE dated [REDACTED] seq 2 or provide cure docs. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Seller Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): rebuttal and locked LE | 08/19/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000083440 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-19): [REDACTED] received a valid COC.<br>Seller Comment (2025-08-18): Comment from [REDACTED] ([REDACTED]): Rebuttal attached | 08/19/2025 |  |  | 1 C A |  | FL | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000080930 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-08-18): Accepted as is. |  |  | 08/18/2025 | 2 B |  | LA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000080930 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Required rent-free letter was not provided in file. |  |  |  | Reviewer Comment (2025-08-21): Received, Clearing.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): [REDACTED]: Please see attached LOX | 08/21/2025 |  |  | 1 C A |  | LA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000083706 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-20): Clearing based on review coming back within tolerances. | 08/20/2025 |  |  | 1 C A |  | MO | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000083706 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-08-21): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): Uploaded Fraud report. Thank you | 08/21/2025 |  |  | 1 C A |  | MO | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085144 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | To exclude a departing residence - A copy of an executed sales contract for the property pending sale and confirmation all contingencies have been cleared / satisfied. The departure transaction must be closing within thirty (30) days of the subject transaction. The pending sale transaction must be arm's length. The departure residence is closing [REDACTED] days from the transaction, which doesnt meet guidelines. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-20): Client elects to waive with compensating factors |  |  | 08/20/2025 | 2 B |  | NJ | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000085038 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-20): Clearing based on review coming back within tolerances. | 08/20/2025 |  |  | 1 C A |  | MD | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000085038 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2025-08-21): Received Purchase Agreement / Sales Contract. Exception cleared.<br>Seller Comment (2025-08-20): Comment from [REDACTED] ([REDACTED]): Purchase Contract | 08/21/2025 |  |  | 1 D A |  | MD | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000085038 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): HOI | 09/04/2025 |  |  | 1 C A |  | MD | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000085038 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent Loss evidence is missing. |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): HOI insurance with rent loss coverage | 09/04/2025 |  |  | 1 C A |  | MD | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000085038 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | A tri-merged in file credit report from all three repositories is required by guidelines, only 2 were ordered. |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Complete Credit Report for borrower | 09/04/2025 |  |  | 1 C A |  | MD | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000085038 | XXXXX |  | XXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | Calculated loan to value percentage of [REDACTED] exceeds Guideline loan to value percentage of [REDACTED] |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing. | 09/04/2025 |  |  | 1 C A |  | MD | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000085038 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | Calculated combined loan to value percentage of[REDACTED] exceeds Guideline combined loan to value percentage of [REDACTED] |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing. | 09/04/2025 |  |  | 1 C A |  | MD | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000085038 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Loan is in xxxxxxx and prior review is required. | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED]. |  | SitusAMC | Reviewer Comment (2025-08-19): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 08/19/2025 | 2 B |  | MD | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000085038 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is a non FTHB living rent free. Mother is tenant and borrower is not on the Lease. | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED]. |  | SitusAMC | Reviewer Comment (2025-08-19): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 08/19/2025 | 2 B |  | MD | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000085096 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED] of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by [REDACTED]. |  |  |  | Reviewer Comment (2025-08-21): Received, Clearing.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 08/21/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000085096 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception is for Refi wherein the property has been listed for sale in the past six (6) months, removed from MLS [REDACTED] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-08-21): Client exception received.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): Please advise why condition was created when there is an approved exception in file from [REDACTED]. |  |  | 08/21/2025 | 2 C B |  | OR | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000085180 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [REDACTED] disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | Projected Payments: Final Closing Disclosure provided on [REDACTED]disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2025-08-28): [REDACTED] received Letter of Explanation and Corrected CD.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-08-27): [REDACTED] received corrected PCCD dated [REDACTED] which is dated same as final CD. Please provide corrected CD dated after closing along with the LOE to borrower.<br>Seller Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): Please see attached |  | 08/28/2025 |  | 2 C B |  | UT | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| XXXXX | 4000085180 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of on Final Closing Disclosure provided on [REDACTED]are underdisclosed | Loan Disclosures: Amount of Estimated Property Costs over Year 1 of on Final Closing Disclosure provided on [REDACTED] are underdisclosed . |  |  |  | Reviewer Comment (2025-08-28): [REDACTED] received Letter of Explanation and Corrected CD.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-08-27): [REDACTED] received corrected PCCD dated [REDACTED] which is dated same as final CD. As per 1008 the property tax is $[REDACTED]/month however, the PCCD provided shows lower amount on page #1 and page #4. Please provide confirmation on tax and corrected CD dated after closing along with the LOE to borrower.<br>Seller Comment (2025-08-26): Comment from [REDACTED]([REDACTED]): Please see attached |  | 08/28/2025 |  | 2 C B |  | UT | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000085180 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [REDACTED]did not disclose Estimated Property Costs over Year 1 for loan with no escrow account established. | Final Closing Disclosure provided on [REDACTED]did not disclose Estimated Property Costs over Year 1 for loan with no escrow account established. |  |  |  | Reviewer Comment (2025-08-28): [REDACTED] received Letter of Explanation and Corrected CD.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-08-27): [REDACTED] received corrected PCCD dated [REDACTED] which is dated same as final CD. As per 1008 the property tax is $[REDACTED]/month however, the PCCD provided shows lower amount on page #1 and page #4. Please provide confirmation on tax and corrected CD dated after closing along with the LOE to borrower.<br>Seller Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): Please see attached |  | 08/28/2025 |  | 2 C B |  | UT | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000089132 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-21): Clearing based on review coming back within tolerances. | 08/21/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085446 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-08-20): Accepted as is. |  |  | 08/20/2025 | 2 B |  | TN | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000085446 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing copy of Fraud Report . |  |  |  | Reviewer Comment (2025-08-27): Received, Clearing.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): Fraud | 08/27/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000085446 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  |  |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Signed 1003<br>Reviewer Comment (2025-08-27): Borrower would need to sign the updated 1003.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): Memo w Updated 1003 | 09/04/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000085446 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Missing VOM for REO [REDACTED] as required per AUS. |  |  |  | Reviewer Comment (2025-08-27): Received, Clearing.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): Loan just closed, first payment not yet due, VOM not available. | 08/27/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000085040 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for [REDACTED]. |  |  |  | Reviewer Comment (2025-08-26): Received, Clearing.<br>Seller Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-08-22): Still missing the mortgage statement.<br>Reviewer Comment (2025-08-22): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Insurance Verification, Statement, Tax Verification<br>Seller Comment (2025-08-22): Comment from [REDACTED] ([REDACTED]): documents attached | 08/26/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085040 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement and Insurance is missing for [REDACTED]. |  |  |  | Reviewer Comment (2025-08-26): Received, Clearing.<br>Seller Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): Please see ICD and master HOI<br>Reviewer Comment (2025-08-22): Still missing the mortgage statement and insurance.<br>Reviewer Comment (2025-08-22): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Insurance Verification, Statement, Tax Verification<br>Seller Comment (2025-08-22): Comment from [REDACTED] ([REDACTED]): Attahed | 08/26/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085391 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): updated hoi | 09/16/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXXX | 4000085391 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-09-08): CDA received, exception cleared<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): CDA | 09/08/2025 |  |  | 1 D A |  | AZ | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXXX | 4000082701 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Please see report | 09/05/2025 |  |  | 1 D A B C |  | OH | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000082701 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | OH | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000082701 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | OH | Second Home | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085301 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-08-22): Accepted as is. |  |  | 08/22/2025 | 2 B |  | WI | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000084502 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | Appraisal was made subject to and 442 is not in images. |  |  |  | Reviewer Comment (2025-08-22): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from [REDACTED] ([REDACTED]): Completion cert, invoice and photos are attached | 08/22/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000084502 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Certificate is missing for REO Property "[REDACTED]". |  |  |  | Reviewer Comment (2025-08-22): Received, Clearing.<br>Seller Comment (2025-08-22): Comment from [REDACTED] ([REDACTED]): Tax cert attached | 08/22/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000084982 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for After Hours Closing Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for After Hours Closing Fee. Fee Amount of[REDACTED]exceeds tolerance of [REDACTED] Insufficient or no cure was provided to the borrower. (75100) |  |  |  | Reviewer Comment (2025-09-16): [REDACTED] received valid rebuttal comment and supporting document for a valid Changed circumstance.<br>Buyer Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): A jumbo loan is not eligible for an e-note which is why the fee did not appear until the loan was changed to a non-jumbo. This is a valid change of circumstance and would not need cured.<br>Reviewer Comment (2025-09-12): [REDACTED] received LOX with rebuttal comment for the loan type changed and the initial disclosures were sent and received. But it does not give sufficient information for the requirement of hybrid e-closing to add the fee. Provide valid reason with supporting documentation of Hybrid e-closing needed or Cure would be due to borrower.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Please see loe<br>Reviewer Comment (2025-09-10): [REDACTED] received rebuttal comment. However, we also required additional information on reason how the loan type changed to add the Hybrid e-closing fee. What information was received that required to add the fee and when was that information received and to provide information supporting lender's knowledge of when they became aware of the fee or Cure is due to borrower.<br>Buyer Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): A cure for Hybrid Eclosing fees is not applicable in this loan as loan type was changed. Loan was tagged as Jumbo and later changed to a non jumbo file. <br> The fee was added and disclosed on [REDACTED] in LE0.<br>Reviewer Comment (2025-09-04): [REDACTED]: Hybrid E-closing fee was added on revised LE dated [REDACTED] and there seems to be no valid COC in the loan for the fee was added. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Please clarify what the after hours cure is for? | 09/16/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000084982 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-08-29): Received, Clearing.<br>Buyer Comment (2025-08-29): Comment from [REDACTED] ([REDACTED]): Please find on page 788 of the shipping package | 08/29/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085720 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-08-22): Accepted as is. |  |  | 08/22/2025 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000084597 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 B |  | UT | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000084597 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Additional REOs listed on AUS were not present on 1003. Please provide corrected 1003 for accurate income calculations. |  |  |  | Reviewer Comment (2025-09-26): Updated and signed 1003 received, additional REOs entered. Exception cleared.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): SIGNED 1003<br>Reviewer Comment (2025-09-26): An E-signed 1003 is acceptable<br>Buyer Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Can the borrwer esign the updated 1003?Please advise.<br>Reviewer Comment (2025-09-05): Due to corrections made on 1003 post close, it must be executed by borrower. Exception remains.<br>Buyer Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Can you please confirm that what we need here is a signed final 1003 at post ?we have never had to have a borrower sign a post 1003<br>Reviewer Comment (2025-08-27): Corrected 1003s need to be signed by the borrower.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): 1003 | 09/26/2025 |  |  | 1 C A |  | UT | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000084984 | XXXXX |  | XXXXX |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-10): Client elects to waive, based on the final title policy insuring against any potential vesting/ownership defects with no exceptions |  |  | 09/10/2025 | 2 B |  | TX | Investment | Purchase | A B |  | N/A | No |
| XXXXX | 4000083295 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Certification Fee. Fee Amount of [REDACTED]exceeds tolerance of [REDACTED] Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-25): Sufficient Cure Provided At Closing |  | 08/25/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000083295 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of [REDACTED]exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-25): Sufficient Cure Provided At Closing |  | 08/25/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000085262 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-26): Accepted as is. |  |  | 08/26/2025 | 2 B |  | WA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000082639 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000082639 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of [REDACTED] is under disclosed by [REDACTED] compared to the calculated Finance Charge of [REDACTED]which exceeds the [REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]. | It appears a stale index of [REDACTED] dated [REDACTED]. The lowest index within the 45 day lookback period is[REDACTED]. To cure, TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for under disclosed amount, Corrected CD, and Re-open Rescission if Applicable |  |  |  | Reviewer Comment (2025-09-11): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Please see attached |  | 09/11/2025 |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000082639 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of [REDACTED]is under disclosed by [REDACTED] compared to the calculated total of payments of [REDACTED]which exceeds the [REDACTED]threshold. | It appears a stale index of [REDACTED] dated [REDACTED]. The lowest index within the 45 day lookback period is [REDACTED]. To cure, TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for under disclosed amount, Corrected CD, and Re-open Rescission if Applicable |  |  |  | Reviewer Comment (2025-09-11): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Please see attached |  | 09/11/2025 |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000085775 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-08-26): Accepted as is. |  |  | 08/26/2025 | 2 B |  | MI | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000085775 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-25): Clearing based on review coming back within tolerances. | 08/25/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000088846 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Verification of the borrower's receipt of the appraisal was missing from the file. |  |  |  | Reviewer Comment (2025-08-25): Accepted as is. |  |  | 08/25/2025 | 2 B |  | SC | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088846 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan designation failure due to QM failure. Due to missing third party verification of employment. |  |  |  | Reviewer Comment (2025-08-28): Third Party Verification provided. Cleared. | 08/28/2025 |  |  | 1 B A C |  | SC | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000088846 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current employment status using reasonably reliable third-party records. | ATR risk due to missing third party Verification of employment. |  |  |  | Reviewer Comment (2025-08-28): Third Party Verification provided. Cleared. | 08/28/2025 |  |  | 1 C A |  | SC | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088846 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared. |  |  |  | Reviewer Comment (2025-08-28): Third Party Verification provided. Cleared. | 08/28/2025 |  |  | 1 A |  | SC | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088846 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Missing verification of rent. |  |  |  | Reviewer Comment (2025-09-03): Provided. Cleared.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): VOR attached was included in the initial loan delivery. | 09/03/2025 |  |  | 1 C A |  | SC | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088846 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing third party verification of employment. |  |  |  | Reviewer Comment (2025-08-28): Provided. Cleared.<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): LPR Cert and SOS business entity search | 08/28/2025 |  |  | 1 C A |  | SC | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088846 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The loan is at ATR risk due to missing third party verification of employment. |  |  |  | Reviewer Comment (2025-08-28): Third Party Verification provided. Cleared. | 08/28/2025 |  |  | 1 C A |  | SC | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084934 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The file was missing a copy of Articles of Organization/Formation. |  |  |  | Reviewer Comment (2025-08-25): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): Attached Articles of Organization | 08/25/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXX | 4000084934 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The file was missing a copy of Certificate of Good Standing. |  |  |  | Reviewer Comment (2025-09-02): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Certificate | 09/02/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXX | 4000084934 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | The file was missing a copy of Corporate Resolution. |  |  |  | Reviewer Comment (2025-09-02): Corporate Resolution is not required per guidelines<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Attached memo | 09/02/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXX | 4000084934 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | The file was missing a copy of Employer Identification Number (EIN). |  |  |  | Reviewer Comment (2025-09-05): Received Form W-9. Exception cleared.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): EIN W9<br>Reviewer Comment (2025-09-02): EIN should be sourced from IRS confirmation letter or W-9 form<br>Buyer Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): [REDACTED] EIN | 09/05/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXX | 4000084934 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The file was missing a copy of Operating Agreement. |  |  |  | Reviewer Comment (2025-09-02): Operating agreement not required in the state of [REDACTED]<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Attached memo | 09/02/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXX | 4000084934 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-09-09): Desk review received<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): secondary valuation | 09/09/2025 |  |  | 1 D A |  | NC | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXXX | 4000084789 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing Final Signed and dated 1003. |  |  |  | Reviewer Comment (2025-09-02): Received final 1003<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): 1003 | 09/02/2025 |  |  | 1 C A |  | WI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084789 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 B |  | WI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084789 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2025-09-02): LES is good for [REDACTED]days<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): LES is good for [REDACTED] days | 09/02/2025 |  |  | 1 C A |  | WI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084789 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-09-02): LES is good for [REDACTED]days | 09/02/2025 |  |  | 1 C A |  | WI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084789 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Missing 12-month verification of mortgage for Primary Residence as required per guides. |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): LOX | 09/04/2025 |  |  | 1 C A |  | WI | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000085934 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-25): Clearing based on review coming back within tolerances. | 08/25/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000087677 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of[REDACTED]exceeds tolerance of [REDACTED] plus [REDACTED] or [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-25): Sufficient Cure Provided At Closing |  | 08/25/2025 |  | 1 A |  | DE | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000087677 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-25): Sufficient Cure Provided At Closing |  | 08/25/2025 |  | 1 A |  | DE | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000088875 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Borrowers' percentage of ownership in business entity was not verified through third party documentation |  |  |  | Reviewer Comment (2025-08-28): CPA letter received<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): CPA letter | 08/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000088875 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Required copy of Appraisal for departure residence was missing in file. |  |  |  | Reviewer Comment (2025-08-28): Received sales contract for departing residence<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): departure docs | 08/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000088875 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan Designation discrepancy due to missing borrower percentage in business entity. |  |  |  | Reviewer Comment (2025-08-28): Received CPA letter confirming borrowers' ownership in the business | 08/28/2025 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000088875 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing borrower percentage in business entity. |  |  |  | Reviewer Comment (2025-08-28): CPA letter received | 08/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000088875 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to missing borrower percentage in business entity. |  |  |  | Reviewer Comment (2025-08-28): CPA letter received | 08/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000088875 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Borrowers' percentage of ownership in business entity was not verified through third party documentation |  |  |  | Reviewer Comment (2025-08-28): CPA letter received | 08/28/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000083725 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing gift donor check in the amount of [REDACTED] |  |  |  | Reviewer Comment (2025-09-09): Received gift check<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): gift funds | 09/09/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000083725 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Reserves of [REDACTED] is less than guideline reserves of 3.0. Verified funds used at closing [REDACTED], EMD [REDACTED]. |  |  |  | Reviewer Comment (2025-09-09): Received gift check<br>Reviewer Comment (2025-09-09): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Calculated PITIA months reserves of [REDACTED] is less than Guideline PITIA months reserves of [REDACTED].<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): gift receipt | 09/09/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000082967 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. CU and LCA results are contradictory. Missing Secondary Valuation. Sec ID: 98 |  |  |  |  |  | Reviewer Comment (2025-08-27): Received, Clearing.<br>Buyer Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): Please clarify what is needed to cure this suspense. | 08/27/2025 |  |  | 1 A D |  | SC | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000082967 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED]exceeds tolerance of [REDACTED] plus [REDACTED] or [REDACTED]. Insufficient or no cure was provided to the borrower. | no cure was provided |  |  |  | Reviewer Comment (2025-09-02): [REDACTED] received COC dated [REDACTED].<br>Seller Comment (2025-08-29): Comment from [REDACTED] ([REDACTED]): see attached change of circumstance<br>Reviewer Comment (2025-08-28): [REDACTED] received rebuttal, however cure is required for recording fee increase from $[REDACTED] to $[REDACTED]. A valid Changed Circumstance or cure of $[REDACTED] is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): Please specify the fee or fees causing the tolerance violation so we can get this in front of our closer. Our compliance report ran at closing did not identify any tolerance violations. | 09/02/2025 |  |  | 1 C A |  | SC | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000087768 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000087768 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Missing VOM for current mortgage. |  |  |  | Reviewer Comment (2025-09-04): Received Mortgage statement and credit report confirms that the monthly P&I for borrower current residence is paid by non-borrower. Exception cleared.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Please see attached credit report provided previously, it is the borrowers' sister's credit report. This tradeline belongs to [REDACTED] Mortgage. Account # matched with Mortgage Statement. See attached as well. | 09/04/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000082941 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-27): Clearing based on review coming back within tolerances. | 08/27/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000082941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED] Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-27): Sufficient Cure Provided At Closing |  | 08/27/2025 |  | 1 A |  | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000082941 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date[REDACTED] Tax Return Due Date [REDACTED] ([REDACTED]) |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000085241 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on[REDACTED] of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by [REDACTED] |  |  |  | Reviewer Comment (2025-08-29): Received, Clearing.<br>Seller Comment (2025-08-29): Comment from [REDACTED] ([REDACTED]): attached | 08/29/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085241 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The file was missing a copy of Certificate of Good Standing |  |  |  | Reviewer Comment (2025-09-02): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): cog | 09/02/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090191 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification, Statement & Tax Verification is missing. |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Please see attached updated 1003. Property was listed in error. | 09/22/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| XXXXX | 4000090191 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2025-09-02): Received VVOE within 10 business days of the Note. Exception cleared.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Please see attached VVOEs | 09/02/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| XXXXX | 4000090191 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Appraisal Invoice is missing for POCB totaling [REDACTED] for Asset verification. |  |  |  | Reviewer Comment (2025-09-02): Received POCB invoice for Appraisal final inspection fee $[REDACTED] to Asset verification. Exception cleared.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): please ssee attached | 09/02/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| XXXXX | 4000090191 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Appraisal Invoice is missing for POCB totaling [REDACTED] for Asset verification. |  |  |  | Reviewer Comment (2025-09-02): Received POCB invoice for Appraisal fee $[REDACTED] to Asset verification. Exception cleared.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/02/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| XXXXX | 4000084111 | XXXXX |  | XXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | [REDACTED]max LTV for rural properties | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-04): Client elected to waive/regrade with compensating factors. Lender exception provided.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): here is the approved exception |  |  | 09/04/2025 | 2 C B |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084111 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | [REDACTED]max LTV for rural properties | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-04): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 09/04/2025 | 2 C B |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084614 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-09-03): Received AUS. Exception cleared.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): AUS | 09/03/2025 |  |  | 1 C A |  | NH | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000084614 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Insurance coverage is insufficient by [REDACTED] there was no evidence of extended coverage or insurer's estimate of replacement cost provided. |  |  |  | Reviewer Comment (2025-09-05): RCE provided. Cleared.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): RCE<br>Reviewer Comment (2025-09-04): We need the RCE as without it it uses [REDACTED]% of the appraised value for coverage amount based on FNMA.<br>Buyer Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): The coverage is [REDACTED]% replacement cost, we show dwelling coverage is $[REDACTED], the [REDACTED]% extended replacement cost coverage provides a total of $[REDACTED]in coverage<br>Reviewer Comment (2025-09-04): Hazard Insurance document reflects Dwelling Coverage of $[REDACTED]and [REDACTED]% Extended Replacement Coverage of $[REDACTED]. However, there is shortfall of $[REDACTED]. Please provide updated Hazard Insurance Policy with sufficient coverage or provide Replacement Cost Estimator. Exception remains.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Please see notation that there is [REDACTED]% replacement | 09/05/2025 |  |  | 1 C A |  | NH | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000082931 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  |  |  |  |  | Reviewer Comment (2025-09-10): AUS confirms that the Credit Report is must be within 120 days prior to the note date. Hence Exception cleared.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Credit report can be within 120 days of the Note. Please waive | 09/10/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000082931 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification |  |  |  | Reviewer Comment (2025-09-09): Received Tax Verification for [REDACTED]. Exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attched<br>Reviewer Comment (2025-09-03): Received Tax Verification for the property [REDACTED]reflects taxes of $[REDACTED]for the year [REDACTED]. However, as per Final 1003, Monthly Insurance, Taxes, Association Dues etc of $[REDACTED]is considered for this property, and monthly insurance verified is $[REDACTED]. Please provide most recent tax verification for the property. Exception remains.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Please see taxes | 09/09/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000082931 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification is missing in this file |  |  |  | Reviewer Comment (2025-09-11): Estimated property tax amount based on the borrower's other properties in that county due to parcel split. Letter of explanation of file from county explaining 2025 taxes are not yet available<br>Reviewer Comment (2025-09-10): As per Final 1003, Monthly Insurance, Taxes, Association Dues etc of $[REDACTED]is considered for this property, and monthly insurance verified is $[REDACTED]. Received tax verification document confirms that the tax is $[REDACTED]. Please provided supporting the remaining amount of $[REDACTED]. Exception remains.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-09-03): As per Final 1003, Monthly Insurance, Taxes, Association Dues etc of $[REDACTED]is considered for this property, and monthly insurance verified is $[REDACTED]. Please provide tax verification document supporting the remaining amount of $[REDACTED]. Exception remains.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): [REDACTED] and [REDACTED] now set on a parcel separate from [REDACTED]. | 09/11/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000082931 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000089238 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided to the borrower . |  |  |  | Reviewer Comment (2025-09-29): [REDACTED] Received Corrected PCCD, LOE and True and Certified Final Settlement statement.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Please see attached certified final statement, LOE and corrected PCCD for condition review and clearance. Thank you<br>Reviewer Comment (2025-09-23): [REDACTED] received PCCD, however as per PCCD fee is borrower paid and if fee is paid by lender, we require corrected PCCD updating fee as lender paid along with LOE and true & certified copy of final settlement statement.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Please see PCCD and 1004D invoice showing the lender paid the 1004D $400 for condition review/clearance and clear file for purchase. Thank you<br>Reviewer Comment (2025-09-10): [REDACTED] received compliance report, however we require valid COC document with sufficient information for increase of appraisal re-inspection fee. Please provide additional information why the fee increased, or cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached compliance report, report shows we are within compliance, and no refund is needed.<br>Reviewer Comment (2025-09-09): An increase in the invoice amount is not an actual changed circumstance and cannot be tested as such. An increase requires a change in circumstance that the lender did not or could not have known at the time of disclosure. TRID Grid 4.0, Appendix, Additional Considerations, Row 14 indicates: To illustrate, see examples of sufficient vs. insufficient COC. A valid reason or cure would be require. Cure requirements include LOE, corrected CD, proof of mailing and copy of refund check.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Change of circumstance provided shows disclosed fees changed per borrower request and/or invoice received. Attached invoice to support fee amount. please re-review and clear condition. Thank you | 09/29/2025 |  |  | 1 C A |  | IN | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000089238 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-28): Clearing based on review coming back within tolerances. | 08/28/2025 |  |  | 1 C A |  | IN | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000089238 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 calendar days of the Note. |  | Missing VVOE |  |  |  | Reviewer Comment (2025-08-29): Received, Clearing.<br>Seller Comment (2025-08-29): Comment from [REDACTED] ([REDACTED]): Please see attached for condition review | 08/29/2025 |  |  | 1 C A |  | IN | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000090521 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-27): Clearing based on review coming back within tolerances. | 08/27/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000086493 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:Secondary/[REDACTED]) |  |  |  | Reviewer Comment (2025-08-28): Accepted as is. |  |  | 08/28/2025 | 2 B |  | NV | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000086493 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of[REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. (75104)<br> Remove/Clear Exceptions |  |  |  | Reviewer Comment (2025-09-04): [REDACTED] received valid COC document<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): LE W/COC | 09/04/2025 |  |  | 1 C A |  | NV | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000082749 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | The file was missing a copy of Spousal Consent Form. |  |  |  | Reviewer Comment (2025-09-10): Received Spousal Consent Form. Exception cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Spouse<br>Reviewer Comment (2025-09-04): Spousal Consent is required for non-borrower spouse, on DSCR Loans per guides. Exception remains.<br>Buyer Comment (2025-09-04): Comment from [REDACTED]([REDACTED]): and this is needed even as an investment property?<br>Reviewer Comment (2025-09-04): This is in commonly used forms on the [REDACTED] guides.<br>Buyer Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): is this an [REDACTED] form? | 09/10/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000082749 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC | Reviewer Comment (2025-08-28): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] |  |  | 08/28/2025 | 2 B |  | TX | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000088559 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is. |  |  | 08/29/2025 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000088559 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. (8304) |  |  |  | Reviewer Comment (2025-09-04): [REDACTED] received LOE and fee bifurcation of recording and transfer tax fee on LE.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Please see attached LOX | 09/04/2025 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000088559 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Loan originated as Primary residence, yet URLA declarations indicates borrower will not occupy. |  |  |  |  |  | Reviewer Comment (2025-09-11): Acceptable documentation received, exception cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): LOX | 09/11/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000088559 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property is being treated as rural due to the distance of the comps, the acreage and the outbuilding. Max LTV required per rural is [REDACTED] and subject loan LTV is [REDACTED]. - Client elects to waive with compensating factors | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-29): Subject property is being treated as rural due to the distance of the comps, the acreage and the outbuilding. Max LTV required per rural is [REDACTED]% and subject loan LTV is [REDACTED]%. |  |  | 08/29/2025 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000088559 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of [REDACTED] plus [REDACTED]or [REDACTED]. Insufficient or no cure was provided to the borrower. | Recording fee on LE is [REDACTED] while the total recording fee on final CD is[REDACTED] (Deed) +[REDACTED] (Mortgage) +[REDACTED](Recording). |  |  |  | Reviewer Comment (2025-09-05): [REDACTED] received valid COC document<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Please see attached LOX | 09/05/2025 |  |  | 1 A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000089904 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-28): Clearing based on review coming back within tolerances. | 08/28/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089904 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  |  |  |  |  | Reviewer Comment (2025-09-02): Provided. Cleared.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): recorded deed of trust with legal | 09/02/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090512 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-28): Clearing based on review coming back within tolerances. | 08/28/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090512 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of[REDACTED] is sufficient to cover the mortgage amount of [REDACTED] however, the estimated cost new is [REDACTED] Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. Coverage Shortfall is [REDACTED] |  |  |  | Reviewer Comment (2025-09-05): Received Replacement Cost Estimator and the shortfall is covered. Exception cleared.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Attached is the RCE provided… | 09/05/2025 |  |  | 1 C A |  | MA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085300 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-08-29): Accepted as is. |  |  | 08/29/2025 | 2 B |  | NC | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085300 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-12): Client elects to waive |  |  | 09/12/2025 | 2 B |  | NC | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085077 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | The appraisal was not provided to the borrower within 3 business days of the note date. |  |  |  | Reviewer Comment (2025-09-02): Borrower appraisal receipt received<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): TRACKING SHOWING APPRAISAL PROVIDED ON [REDACTED], CLOSED ON [REDACTED] | 09/02/2025 |  |  | 1 B A |  | NC | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085077 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED]exceeds tolerance of [REDACTED] plus [REDACTED] or [REDACTED]. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED]exceeds tolerance of [REDACTED] plus[REDACTED] or[REDACTED]. Insufficient or no cure was provided to the borrower. (0) |  |  |  | Reviewer Comment (2025-09-03): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-09-02): Comment from [REDACTED]: $[REDACTED] CURED AT CLOSE : [REDACTED] + [REDACTED] = [REDACTED] - SEE SECTION J | 09/03/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000085077 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): $[REDACTED]TOLERANCE CURE<br>Reviewer Comment (2025-09-04): [REDACTED] received Changed Circumstance dated [REDACTED], but it does not give sufficient information on why the Final inspection fee was added. Appraisal report with provided disclosure completed on [REDACTED], but the Inspection fee was not added until[REDACTED]. This is outside of the required three-day timeline for notification of borrower. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2025-09-03): Comment from[REDACTED] ([REDACTED]): [REDACTED] CD WITH COC<br>Reviewer Comment (2025-09-03): [REDACTED] received COC dated [REDACTED] however the fee added on CD dated [REDACTED]. Kindly provide a valid COC within three days of the change since the COC provided is after the fee has been added. Kindly provide a valid COC for the fee added or provide cure docs. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): INITIAL CD WITH COC ADDING INSPECTION FEE |  | 09/09/2025 |  | 2 C B |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000085077 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-09-03): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-09-02): Comment from [REDACTED]: $[REDACTED] CURED AT CLOSE : [REDACTED] + [REDACTED] = [REDACTED] - SEE SECTION J | 09/03/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000086409 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for NWC due to storm deductible at [REDACTED] Comp factors LTV [REDACTED], ECOA Valuations Rule (Dodd-Frank 2014). | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-02): Clent elects to waive/regrade with compensating factors. |  |  | 09/02/2025 | 2 B |  | FL | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000087557 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing gift donor check in the amount of [REDACTED] |  |  |  | Reviewer Comment (2025-09-03): Received, cleared<br>Seller Comment (2025-09-03): Comment from[REDACTED]([REDACTED]): Donor gift wire $[REDACTED] | 09/03/2025 |  |  | 1 C A |  | CT | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000087557 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | The date the valuation was provided to the borrower was prior to the date the valuation was preformed. |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 B |  | CT | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089130 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000088823 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-08-29): Clearing based on review coming back within tolerances. | 08/29/2025 |  |  | 1 C A |  | NH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Lender utilized Schedule E income for subject. Missing 1040s and/or Lease Agreement |  |  |  | Reviewer Comment (2025-09-03): Received lease agreement<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Lease for Subject | 09/03/2025 |  |  | 1 B A C |  | CA | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of ECOA Valuations Rule (Dodd-Frank 2014) exceeds tolerance of ECOA Valuations Rule (Dodd-Frank 2014) plusECOA Valuations Rule (Dodd-Frank 2014) or ECOA Valuations Rule (Dodd-Frank 2014). Insufficient or no cure was provided to the borrower. | No cure was provided to the borrower . |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received corrected PCCD and LOE<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Final recording fees reduced no cure required |  | 09/09/2025 |  | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of ECOA Valuations Rule (Dodd-Frank 2014) exceeds tolerance of ECOA Valuations Rule (Dodd-Frank 2014). Insufficient or no cure was provided to the borrower. | No cure was provided to the borrower . |  |  |  | Reviewer Comment (2025-09-24): [REDACTED] received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Letter to borrower<br>Reviewer Comment (2025-09-23): [REDACTED] received PCCD, copy of refund check and proof of mailing. Missing LOE. Please provide LOE to cure the exception.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Borrower cure |  | 09/24/2025 |  | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | The file is missing copy of Rent comparable schedule. |  |  |  | Reviewer Comment (2025-09-08): Received Comparable Rent Schedule. Exception cleared.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): 1007 | 09/08/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of ECOA Valuations Rule (Dodd-Frank 2014) significantly exceeds the guideline maximum of ECOA Valuations Rule (Dodd-Frank 2014). (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | Lender utilized Schedule E income for subject. Missing 1040s and/or Lease Agreement |  |  |  | Reviewer Comment (2025-09-03): Received lease agreement<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Lease agreement for Subject | 09/03/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of ECOA Valuations Rule (Dodd-Frank 2014) significantly exceeds the guideline maximum ofECOA Valuations Rule (Dodd-Frank 2014). (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | Lender utilized Schedule E income for subject. Missing 1040s and/or Lease Agreement |  |  |  | Reviewer Comment (2025-09-03): Received lease agreement<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Lease | 09/03/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Lender utilized Schedule E income for subject. Missing 1040s and/or Lease Agreement |  |  |  | Reviewer Comment (2025-09-02): Received Lease Agreement. Exception cleared.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Lease | 09/02/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Lender utilized Schedule E income for subject. Missing 1040s and/or Lease Agreement |  |  |  | Reviewer Comment (2025-09-02): Received Lease Agreement. Exception cleared.<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Lease | 09/02/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2025-09-03): Received lease agreement | 09/03/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000080084 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Lender utilized Schedule E income for subject. Missing 1040s and/or Lease Agreement |  |  |  | Reviewer Comment (2025-09-03): Received lease agreement<br>Seller Comment (2025-09-02): Comment from [REDACTED] ([REDACTED]): Lease for Subject | 09/03/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000088520 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/ECOA Valuations Rule (Dodd-Frank 2014)) |  |  |  | Reviewer Comment (2025-09-02): Client elects to waive |  |  | 09/02/2025 | 2 B |  | CO | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000088520 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of ECOA Valuations Rule (Dodd-Frank 2014) exceeds tolerance of ECOA Valuations Rule (Dodd-Frank 2014) Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of ECOA Valuations Rule (Dodd-Frank 2014) exceeds tolerance of ECOA Valuations Rule (Dodd-Frank 2014). Insufficient or no cure was provided to the borrower. (7319)<br> Remove/Clear Exceptions |  |  |  | Reviewer Comment (2025-09-08): [REDACTED] received rebuttal and valid COC dated [REDACTED]<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): See attached<br>Reviewer Comment (2025-09-04): [REDACTED] received COC dated [REDACTED] for the doc redraw fee added due to closing date was changed. But we also required additional information and supporting documentation of timeline for the closing date changed and to provide information supporting lender's knowledge of when they became aware of the fee or Cure is due to borrower.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/08/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000089700 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | Missing pre payment addendum. |  |  |  | Reviewer Comment (2025-09-03): Received, Clearing.<br>Buyer Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): The prepayment rider is the addendum to the Note where the prepayment penalty terms of the loan is defined.<br>Reviewer Comment (2025-09-02): Received Prepayment rider, please provided Note Addendum - Prepayment document, Exception Remains.<br>Seller Comment (2025-09-02): Comment from[REDACTED] ([REDACTED]): Prepayment Rider attached | 09/03/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | Yes |
| XXXXX | 4000088181 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | UT | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000085142 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | PA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000087479 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of ECOA Valuations Rule (Dodd-Frank 2014)exceeds tolerance of ECOA Valuations Rule (Dodd-Frank 2014). Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-29): Sufficient Cure Provided At Closing |  | 08/29/2025 |  | 1 A |  | DC | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000091176 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-02): Cleared based on review coming back within tolerances | 09/02/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091176 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084014 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2025-09-08): Cleared business purpose cert provided<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Bus purpose cert attached | 09/08/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000084014 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-Sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-09-04): Received, Clearing.<br>Seller Comment (2025-09-04): Comment from[REDACTED] ([REDACTED]): eConsent attached | 09/04/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000084014 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-09-08): Title commitment received, exception cleared<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Because the loan just recently closed, we do not have the title policy, just the commitment, which is attached. | 09/08/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000089430 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of ECOA Valuations Rule (Dodd-Frank 2014) exceeds tolerance of ECOA Valuations Rule (Dodd-Frank 2014) Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-05): [REDACTED] as per COC dated[REDACTED] and rate lock dated [REDACTED]<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): coc form + CD attached | 09/05/2025 |  |  | 1 C A |  | WA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000089917 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-03): Clearing based on review coming back within tolerances. | 09/03/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089917 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000087922 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing evidence of donor check in the amount of ECOA Valuations Rule (Dodd-Frank 2014). |  |  |  | Reviewer Comment (2025-09-04): Received Donor Check. Exception cleared.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Please see attached. | 09/04/2025 |  |  | 1 C A |  | VA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000087922 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing evidence of receipt of donor check in the amount of ECOA Valuations Rule (Dodd-Frank 2014) |  |  |  | Reviewer Comment (2025-09-04): Received Donor Check. Exception cleared.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Please see attached. | 09/04/2025 |  |  | 1 C A |  | VA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000085891 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. | Initial escrow account statement was not provided to the borrower. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | OH | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085891 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided) | Ohio Consumer Sales Practices Act: Borrower not provided Right Not To Close Disclosure. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | OH | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085891 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 was not provided for borrower and coborrower. |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Final URLA | 09/05/2025 |  |  | 1 C A |  | OH | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085891 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Hazard Insurance Policy Effective Date of ECOA Valuations Rule (Dodd-Frank 2014) is after Note dateECOA Valuations Rule (Dodd-Frank 2014). |  |  |  | Reviewer Comment (2025-09-08): Received Prior Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Updated dec page to follow | 09/08/2025 |  |  | 1 C A |  | OH | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000088723 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower does not own primary residence (living rent-free with parents); guidelines require borrowers to own primary residence. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-03): Client elects to waive with compensating factors |  |  | 09/03/2025 | 2 B |  | NY | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000089204 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent loss insurance for the subject property is required and must equal at least 6 months' rent. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]: Please find attached the updated insurance policy. | 09/12/2025 |  |  | 1 C A |  | FL | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000089204 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | The file was missing a copy of Credit Report |  |  |  | Reviewer Comment (2025-09-03): Credit report received and reviewed. clear<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): attached requested. | 09/03/2025 |  |  | 1 D A |  | FL | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000088247 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 calendar days of the Note. |  |  |  |  |  | Reviewer Comment (2025-09-04): Received Third party Verification(s) of employment is within 10 calendar days of the Note. Exception cleared.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): emailed used for VVOE for [REDACTED] | 09/04/2025 |  |  | 1 C A |  | RI | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000089026 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of [REDACTED] is less than the note amount of [REDACTED] based on the Commitment in file. |  |  |  | Reviewer Comment (2025-09-03): Accepted as is. |  |  | 09/03/2025 | 2 B |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089026 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HELOC Agreement not provided |  | The file was missing a copy of source document for [REDACTED] for [REDACTED] property. |  |  |  | Reviewer Comment (2025-09-03): Received Closing Disclosure for bridge loan confirming the cash to close paid to borrower. Exception cleared.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): See attacheD | 09/03/2025 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090611 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | [REDACTED] : Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXXX | 4000090611 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Non-Compliant | [REDACTED] Loan: APR on subject loan of [REDACTED] is in excess of allowable threshold of [REDACTED] Market Rate [REDACTED]% + 1.75%, or [REDACTED]%. Non-Compliant [REDACTED] Loan. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | NY | Primary | Purchase | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| XXXXX | 4000085365 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank - 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Verification of the borrower's receipt of the appraisal was missing from the file. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000085365 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification of the borrower's receipt of the appraisal was missing from the file. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000085365 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-04): Lender exception approved for unique income source. |  |  | 09/04/2025 | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000084634 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification is missing for [REDACTED]. This property is listed as 'Retained-Investment' on the Final 1003. |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): tax stmt for [REDACTED] | 09/05/2025 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089703 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank - 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Creditor did not provide List of [REDACTED] Organizations to borrower. |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | DE | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089703 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Settlement Service Provider Status | TILA-RESPA Integrated Disclosure: Borrower not provided with list of service providers. | Borrower not provided with list of service providers. |  |  |  | Reviewer Comment (2025-09-10): [REDACTED] received SSPL | 09/10/2025 |  |  | 1 A |  | DE | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000089703 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of[REDACTED] plus 10% or [REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided to the borrower . |  |  |  | Reviewer Comment (2025-09-10): [REDACTED] received SSPL<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached for review<br>Reviewer Comment (2025-09-09): [REDACTED] received compliance report, however, the file does not contain a Settlement Service Providers List. The SSPL is necessary to determine the tolerance and whether the borrower shopped for services.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): please see attached for condition review. Thank you. | 09/10/2025 |  |  | 1 C A |  | DE | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000089703 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of [REDACTED] plus 10% or [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2025-09-10): Sufficient Cure Provided At Closing |  | 09/10/2025 |  | 1 A |  | DE | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000089644 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary[REDACTED]) |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000085620 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | The file was missing a copy of Employer Identification Number (EIN) |  |  |  | Reviewer Comment (2025-09-19): Completed the EIN using the SSN for the single member entity with no employees or tax liability. Exception cleared<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]):[REDACTED]: please see attached showing that single member LLC does not have a federal EIN and the name and TIN is used for federal tax purposes<br>Reviewer Comment (2025-09-08): That is for the state, we are looking for the federal EIN<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): [REDACTED]: please see attached, towards bottom of second page | 09/19/2025 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000085620 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | \*New exception\* PDI ordered [REDACTED] |  |  |  | Reviewer Comment (2025-09-24): Received, Clearing. | 09/24/2025 |  |  | 1 A |  | WI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000085620 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Post Disaster Inspection + [REDACTED] - 5 Days |  |  |  | Reviewer Comment (2025-09-24): Received, Clearing.<br>Reviewer Comment (2025-09-24): Valuation Received - [REDACTED] | 09/24/2025 |  |  | 1 A |  | WI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000088251 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-09-07): Received E-Sign Consent Agreement. Exception cleared.<br>Seller Comment (2025-09-06): Comment from [REDACTED] ([REDACTED]): Econsent | 09/07/2025 |  |  | 1 C A |  | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000085840 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing tax verification |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): tax stmt | 09/05/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000085840 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing signature page of the security instrument. |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): DOT | 09/05/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000089449 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Rent-free letter was not provided in file. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]: LOX rent free | 09/17/2025 |  |  | 1 C A |  | OH | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000089449 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing dated within 30 days of closing was not provided in file. |  |  |  | Reviewer Comment (2025-09-26): Received, cleared<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]: Cert of good standing [REDACTED]st.<br>Reviewer Comment (2025-09-17): Certificate of Good Standing provided was not dated within 30 days of closing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Cert of good standing | 09/26/2025 |  |  | 1 C A |  | OH | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000089449 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Personal Guaranty Agreement. | 09/17/2025 |  |  | 1 D A |  | OH | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000091295 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-09-04): Accepted as is. |  |  | 09/04/2025 | 2 B |  | NM | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000084462 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Secondary/[REDACTED]) |  |  |  | Reviewer Comment (2025-09-05): Accepted as is.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): see attached |  |  | 09/05/2025 | 2 B |  | AZ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084462 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/[REDACTED]) |  |  |  | Reviewer Comment (2025-09-05): Accepted as is.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): see attached |  |  | 09/05/2025 | 2 B |  | AZ | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084462 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (Final/[REDACTED]) |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received CD dated [REDACTED]<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): See attached | 09/09/2025 |  |  | 1 C A |  | AZ | Second Home | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000084462 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED] Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of[REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. (7507) |  |  |  | Reviewer Comment (2025-09-11): [REDACTED] received COC dated [REDACTED]<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see our loan approval dated [REDACTED] appraisal was required from our appraisal department and CDA was added along with 2nd appraisal once review by appraisal department. Please revisit<br>Reviewer Comment (2025-09-09): [REDACTED] received Changed Circumstance dated [REDACTED], but it does not give sufficient information on why the appraisal fee was increased. In order to determine if the changed circumstance is valid more information is necessary on reason fee increased and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): See attached | 09/11/2025 |  |  | 1 C A |  | AZ | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000083980 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is Missing |  |  |  | Reviewer Comment (2025-09-10): Provided. Cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): insurance | 09/10/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085247 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-03): Clearing based on review coming back within tolerances. | 09/03/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000088655 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on 80% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by [REDACTED]. |  |  |  | Reviewer Comment (2025-09-13): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from Post Closing ([REDACTED]): The policy we had in the file is an HO-6 policy. The subject property is not a condo, but it is an attached PUD, therefore, all the borrower was required to carry was walls-in. I am attaching the master policy, which covers walls-out. <br> The policy we had in the file is an HO-6 policy. The subject property is not a condo, but it is an attached PUD, therefore, all the borrower was required to carry was walls-in. I am attaching the master policy, which covers walls-out. | 09/13/2025 |  |  | 1 C A |  | NV | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000088655 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower purchased property through a hard money lender on [REDACTED], current appraised value used for LTV. Lender exception approved. FICO [REDACTED], 21 months of reserves. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-05): Client elects to waive/regrade with compensating factors. |  |  | 09/05/2025 | 2 B |  | NV | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000088655 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide documentation to support percentage of ownership for each member of the LLC. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from Post Closing ([REDACTED]): Please find the attached Operating Agreement and other LLC Documents. | 09/23/2025 |  |  | 1 C A |  | NV | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000084970 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank - 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | 18 months bank statements provided on a 24-month bank statement loan. |  |  |  | Reviewer Comment (2025-09-08): Received. Clearing.<br>Seller Comment (2025-09-08): Comment from Purchasing Team ([REDACTED]): Per email from [REDACTED]: It looks like we are missing [REDACTED]-[REDACTED]statements for a complete 24 months. Have a great week. I have attached bank statements for [REDACTED]-[REDACTED]. | 09/08/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000084970 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank - 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Guidelines require 24 months bank statements however, only 18 months provided. |  |  |  | Reviewer Comment (2025-09-08): Received. Clearing.<br>Seller Comment (2025-09-08): Comment from Purchasing Team ([REDACTED]): Per email from [REDACTED] It looks like we are missing [REDACTED]-[REDACTED] statements for a complete 24 months. Have a great week. I have attached bank statements for [REDACTED]-[REDACTED].<br>Buyer Comment (2025-09-08): Comment from Purchasing Team ([REDACTED]): Per email from [REDACTED]: It looks like we are missing [REDACTED]-[REDACTED] statements for a complete 24 months. I have attached bank statements for [REDACTED]-[REDACTED] to the first condition. | 09/08/2025 |  |  | 1 B A C |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000084970 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Bank Statement Guidelines Number of Bank Statements Requirement not met | Ability to Repay (Dodd-Frank - 2014): The number of bank statements provided for borrower's bank statement income was less than the number required by guidelines. | Guidelines require 24 months bank statements however, only 18 months provided. (missing [REDACTED]-[REDACTED] statements for a complete 24 months.) |  |  |  | Reviewer Comment (2025-09-08): Received. Clearing.<br>Seller Comment (2025-09-08): Comment from Purchasing Team ([REDACTED]): Per email from [REDACTED]: It looks like we are missing [REDACTED]-[REDACTED] statements for a complete 24 months. Have a great week. I have attached bank statements for [REDACTED]-[REDACTED].<br>Buyer Comment (2025-09-08): Comment from Purchasing Team ([REDACTED]): Per email from [REDACTED]: It looks like we are missing [REDACTED]-[REDACTED]statements for a complete 24 months. I have attached bank statements for [REDACTED]-[REDACTED] to the first condition. | 09/08/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000084970 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank - 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing income documents. |  |  |  | Reviewer Comment (2025-09-08): Received. Clearing.<br>Seller Comment (2025-09-08): Comment from Purchasing Team ([REDACTED]): Per email from [REDACTED]: It looks like we are missing [REDACTED]-[REDACTED] statements for a complete 24 months. Have a great week. I have attached bank statements for[REDACTED]-[REDACTED].<br>Buyer Comment (2025-09-08): Comment from Purchasing Team ([REDACTED]): Per email from [REDACTED]: It looks like we are missing [REDACTED]-[REDACTED] statements for a complete 24 months. I have attached bank statements for [REDACTED]-[REDACTED] to the first condition. | 09/08/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000084970 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank - 2014): General Ability-to-Repay requirements not satisfied. | Waterfall due to missing income documents. |  |  |  | Reviewer Comment (2025-09-08): Received. Clearing. | 09/08/2025 |  |  | 1 A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000084970 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Guidelines require 24 months bank statements and only 18 months provided. (missing [REDACTED]-[REDACTED] statements for a complete 24 months.) |  |  |  | Reviewer Comment (2025-09-08): Received. Clearing.<br>Seller Comment (2025-09-08): Comment from Purchasing Team ([REDACTED]): Per email from [REDACTED]: It looks like we are missing [REDACTED][REDACTED] statements for a complete 24 months. Have a great week. I have attached bank statements for [REDACTED]-[REDACTED]<br>Buyer Comment (2025-09-08): Comment from Purchasing Team ([REDACTED]): Per email from [REDACTED]: It looks like we are missing [REDACTED]-[REDACTED] statements for a complete 24 months. I have attached bank statements for [REDACTED]-[REDACTED] to the first condition. | 09/08/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000084970 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank - 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000090513 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Loan file is missing insurance verification , Upon receipt of the missing insurance verification , additional conditions may apply. |  |  |  | Reviewer Comment (2025-09-11): Received, Clearing.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Insurance Policy<br>Reviewer Comment (2025-09-09): Exception remains, please provide the hazard insurance policy.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]):)<br> [REDACTED], [REDACTED]<br>Property has a Mtg, see mortgage statement previously provided. Our borrower, [REDACTED] is not obligated to the loan and that is why it shows free and clear, since our borrower is on title we are adding taxes and insurance only which shows on the mortgage statement.<br>Reviewer Comment (2025-09-08): Property is listed as Free and Clear. Exception remains.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Insurance is escrowed. | 09/11/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000090513 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-09-08): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Fraud report attached. Please note that condition description shows Credit report instead of Fraud report.<br>Reviewer Comment (2025-09-05): Fraud report is not received. Exception remains.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED].): Credit Report | 09/08/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000090513 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification of the borrower's receipt of the appraisal was missing from the file. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Delivery Receipt |  |  | 09/05/2025 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000085240 | XXXXX |  | XXXXX |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Required updated flood certificate to reflect complete address with "Pl" in Street name. |  |  |  | Reviewer Comment (2025-09-05): Proper flood cert received, exception cleared<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Flood Cert | 09/05/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000088396 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Verified assets of [REDACTED] is less than cash from borrower of [REDACTED]. |  |  |  | Reviewer Comment (2025-09-11): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Hello, could you please kindly use the attached PCCD and FSS to review the Cash to Close at time of closing one more time? We are providing the Appraisal invoices as well. Thank you. | 09/11/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088396 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089015 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on 80% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by [REDACTED]. |  |  |  | Reviewer Comment (2025-09-05): RCE provided. Cleared.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): RCE | 09/05/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000089015 | XXXXX |  | XXXXX |  | Credit | Property - Appraisal | Property Eligibility - Subject and Improvements | Property - Appraisal | Guideline Issue: Property type not allowed per credit guidelines |  | Appraisal report reflects Design style as "[REDACTED]" and subject property images confirm that property is [REDACTED], however as per guides, [REDACTED] an ineligible property type. |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Revised appraisal report confirming property is not a log home | 09/19/2025 |  |  | 1 C A |  | NC | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000089582 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-04): Clearing based on review coming back within tolerances. | 09/04/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000084180 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of [REDACTED] exceeds tolerance of $[REDACTED] plus 10% or $[REDACTED]. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED]plus 10% or $[REDACTED]. No cure provided. |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received valid COC dated [REDACTED]<br>Seller Comment (2025-09-05): Comment from[REDACTED] ([REDACTED]): Please see the attached cic. Appraisal came in on[REDACTED], which caused us to change the property type to PUD, from Single Family. | 09/09/2025 |  |  | 1 C A |  | TN | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000084180 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | 442 is missing. |  |  |  | Reviewer Comment (2025-09-05): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): A final inspection is not required. An inspection by a licensed inspector with expertise in mold/foundation was required. Please see the attached inspection & conclusions. | 09/05/2025 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084180 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Provide hazard insurance policy, the insurance provided was a quote not the actual policy. |  |  |  | Reviewer Comment (2025-09-05): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-09-05): Comment from[REDACTED] ([REDACTED]): Please see the attached policy, it includes no verbiages that it is a quote and not a policy, in fact it states it is a temporary contract which is usual for new business HOI policies. | 09/05/2025 |  |  | 1 C A |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084180 | XXXXX |  | XXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Property zoned rural max CLTV 75% | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-10): Client exception received.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Please see the attached investor exception. |  |  | 09/10/2025 | 2 C B |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084180 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Property zoned rural max LTV 75% | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-10): Client exception received.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Please see the attached approved exception. |  |  | 09/10/2025 | 2 C B |  | TN | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089254 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for Cash-out amount [REDACTED] exceeds max threshold of [REDACTED]. FICO [REDACTED], DTI [REDACTED]%, [REDACTED] months of reserves. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-05): Client elects to waive/regrade with compensating factors. |  |  | 09/05/2025 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000089628 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000089628 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for disclaimer on CPA letter. Comp Factors: FICO above [REDACTED] DTI below 45%, residual income [REDACTED]per month. | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-05): Client elects to waive/regrade with compensating factors. |  |  | 09/05/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000089669 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-03): Clearing based on review coming back within tolerances. | 09/03/2025 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089669 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Total cash-out discrepancy. | HUD-1 total cash-out of ___ is greater than Guideline total cash-out of ___. |  | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-05): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 09/05/2025 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089669 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank - 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089197 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated [REDACTED] missing evidence of receipt. |  |  |  | Reviewer Comment (2025-09-05): Accepted as is. |  |  | 09/05/2025 | 2 B |  | MT | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089197 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-04): Sufficient Cure Provided At Closing |  | 09/04/2025 |  | 1 A |  | MT | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000089197 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Note date [REDACTED]. [REDACTED]state. | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-09): LOE of no claims or damage received.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): No damage or claims have been filed on subject property per email from agent.<br>Reviewer Comment (2025-09-06): Wet state would be looking for coverage from note date. We need the insurance date changed or LOS from insurer of no damage or claims filed.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Please see our final settlement statement file didn't disburse until [REDACTED]. |  |  | 09/09/2025 | 2 C B |  | MT | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089197 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  |  |  |  |  | Reviewer Comment (2025-09-06): Received, Clearing.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Please refer to page 3 of DOT it is type in | 09/06/2025 |  |  | 1 C A |  | MT | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091079 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-05): Sufficient Cure Provided At Closing |  | 09/05/2025 |  | 1 A |  | SC | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000091079 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-09-18): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]k): proof of pick up<br>Reviewer Comment (2025-09-16): [REDACTED] received proof of mailing. However, the UPS tracking only reflects the label created and has not yet been picked up by carrier. Provide proof when picked up by carrier to finalize cure.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): shipping label for lox<br>Reviewer Comment (2025-09-12): [REDACTED] received PCCD, LOE and copy of refund check. Please provide proof of mailing to complete cure.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): proof of pccd, lox and check back to borrower<br>Reviewer Comment (2025-09-09): The funding fee in the amount of $[REDACTED]should also be tested as a finance charge. Finance charge is under disclosed in the amount of $[REDACTED]. Cure requires PCCD, LOE, Copy of refund check for cure amount, and proof of mailing.<br>Seller Comment (2025-09-08): Comment from[REDACTED] [REDACTED]: if one of these fees should not be counted in the amount financed please tell me which one and why not |  | 09/18/2025 |  | 2 C B |  | SC | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000091079 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on[REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED]which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Final Closing Disclosure provided on[REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by [REDACTED] compared to the calculated Finance Charge of [REDACTED] which exceeds the [REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-09-18): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD<br>Seller Comment (2025-09-17): Comment from[REDACTED] ([REDACTED]): proof of pick up<br>Reviewer Comment (2025-09-16): [REDACTED] received proof of mailing. However, the UPS tracking only reflects the label created and has not yet been picked up by carrier. Provide proof when picked up by carrier to finalize cure.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): shipping label for lox<br>Reviewer Comment (2025-09-12): [REDACTED] received PCCD, LOE and copy of refund check. Please provide proof of mailing to complete cure.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): proof of check back to borrower lox and pccd<br>Reviewer Comment (2025-09-09): The funding fee in the amount of $[REDACTED]should also be tested as a finance charge. Finance charge is under disclosed in the amount of $[REDACTED]. Cure requires PCCD, LOE, Copy of refund check for cure amount, and proof of mailing.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): fees included in our amount financed and finance charge. if one of these fees should not be included please tell me which one and why |  | 09/18/2025 |  | 2 C B |  | SC | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000091079 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank - 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): appraisal acknowledgment on [REDACTED] appraisal was dated [REDACTED] |  |  | 09/08/2025 | 2 B |  | SC | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089391 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090529 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | [REDACTED] is requesting an Investor Exception due to subject title vesting changed from LLC to individual for cash out refinance. Existing title vesting is owned by LLC and borrower is 50% [REDACTED]. Lender exception approved, Comp Factors FICO [REDACTED], 90 months reserves. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-09-05): Client exception received.<br>Buyer Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Just to check, is anything needed on our end to clear this condition? |  |  | 09/05/2025 | 2 C B |  | SC | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000090400 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-04): Clearing based on review coming back within tolerances. | 09/04/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090396 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $[REDACTED]is less than the note amount of $[REDACTED]based on the Commitment in file. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000089265 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $[REDACTED]is less than the note amount of $[REDACTED]based on the Commitment in file. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | VA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000087325 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Compliant | [REDACTED] Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is in excess of allowable threshold of [REDACTED] Market Rate [REDACTED] + 1.75%, or [REDACTED]%. Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is.<br>Buyer Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Please review the note and mortgage for the subprime verbiage as well as the subprime disclosure provided to the borrower. |  |  | 09/08/2025 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| XXXXX | 4000087325 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | SSI Award Letter / Continuance Letter is missing. |  |  |  | Reviewer Comment (2025-09-08): Received, Clearing.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): This was a typo, it was removed | 09/08/2025 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000087325 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank - 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-09-08): Received, Clearing.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): This was a typo, it was removed.<br>Reviewer Comment (2025-09-08): This is ATR Risk due to the SSI Award Letter / Continuance Letter is missing.<br>Buyer Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): please advise as this is a non-qm subprime loan. | 09/08/2025 |  |  | 1 B A C |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000087325 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank - 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | SSI Award Letter / Continuance Letter is missing. |  |  |  | Reviewer Comment (2025-09-08): Received, Clearing.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED].): This was a typo, it was removed | 09/08/2025 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089423 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-09-09): Received E-Consent<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): attached | 09/09/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089423 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Insurance Verification, Tax Verification is missing. |  |  |  | Reviewer Comment (2025-09-10): Received, cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): For [REDACTED] - <br> Page 42 - Taxes $[REDACTED] / 12 = $[REDACTED]<br> Page 44 showing that [REDACTED] and [REDACTED] are one and the same <br> Hoi $[REDACTED] / 12 = $[REDACTED] | 09/10/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089423 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___<br> ___ | Insurance Verification, Tax Verification is missing. |  |  |  | Reviewer Comment (2025-09-10): Property expenses take from the schedule E<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): For [REDACTED]<br> Pag 49 to 57 showing part of a DST - [REDACTED]- borrower is [REDACTED]% | 09/10/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089423 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000090407 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-04): Clearing based on review coming back within tolerances. | 09/04/2025 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000088996 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | Note loan amount of $[REDACTED] is less than Guideline minimum loan amount of $[REDACTED]. Exception <br> granted. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-08): Client exception in the file. |  |  | 09/08/2025 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000090726 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-09-08): Received, Clearing.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): Report Attached | 09/08/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085748 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-09-09): Received E-Sign Consent Agreement. Exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Compliance Report | 09/09/2025 |  |  | 1 C A |  | WI | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000090464 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000091506 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | A valid UCDP score was not provided. A secondary valuation is required to support the primary value for securitization purposes |  |  |  | Reviewer Comment (2025-09-11): CDA received, exception cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): CDA | 09/11/2025 |  |  | 1 D A |  | GA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXX | 4000091506 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 Document is missing. |  |  |  | Reviewer Comment (2025-09-09): Received Final 1003 Application. Exception cleared.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Final 1003 | 09/09/2025 |  |  | 1 C A |  | GA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXX | 4000091506 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | GA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXX | 4000091506 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | GA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXX | 4000091506 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of [REDACTED] on Final Closing Disclosure provided on [REDACTED] are underdisclosed. |  |  |  |  | Reviewer Comment (2025-09-11): Exception cleared with explanation<br>Buyer Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): The costs over Year 1 are going to show 11 months because our cost basis is the Consummation Date, not the first payment date. From consummation date, the amount of $[REDACTED] is correct because they will only be making 11 payments in the 1st year. The loan closed on [REDACTED] which for cost basis purposes is going to round to Sept. First payment date is [REDACTED] so when 1st year ends from consummation date on [REDACTED], 11 payments will have been made. | 09/11/2025 |  |  | 1 C A |  | GA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000091506 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | no cure was provided |  |  |  | Reviewer Comment (2025-09-11): COC received, exception cleared<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): COC | 09/11/2025 |  |  | 1 C A |  | GA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000091506 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | no cure was provided |  |  |  | Reviewer Comment (2025-09-23): [REDACTED] Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): check delivered<br>Reviewer Comment (2025-09-18): [REDACTED] received PCCD, LOE, Refund Check and Proof of Mailing. FedEx tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): PCCD, LOX, [REDACTED], and Check |  | 09/23/2025 |  | 2 C B |  | GA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000085601 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Certified Secure Electronic Delivery reflects appraisal sent [REDACTED]. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | KY | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000089864 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | 1025 Valuation in file. A secondary valuation was not located in file. |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): CDA | 09/15/2025 |  |  | 1 D A |  | NJ | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000085318 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for [REDACTED]. |  |  |  | Reviewer Comment (2025-09-11): Received Schedule E confirms that the REO has no insurance. Hence Exception cleared.<br>Buyer Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): As per UW That prop is under business, [REDACTED], and we did not include that in reo since it is under business and you can verify that under form 8825 of business tax returns for [REDACTED] | 09/11/2025 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085318 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Overdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of [REDACTED] on Final Closing Disclosure provided on[REDACTED] are overdisclosed. |  |  |  |  | Reviewer Comment (2025-09-30): [REDACTED] received corrected PCCD and LOE<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): PCCD, LOE<br>Buyer Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Yes, there are no impounds for taxes and hazard insurance. However, since the subject property is located in a flood zone, we will need to add an impound for flood insurance. <br>Escrowed Property Costs (Year 1): $[REDACTED] (flood insurance)<br> Non-Escrowed Property Costs (Year 1): $[REDACTED](taxes and hazard insurance)<br> The total cost for Year 1 is $[REDACTED].<br>Reviewer Comment (2025-09-25): [REDACTED] received PCCD, however the amount is not updated correctly. The CD showing Non-Escrowed Property Costs over Year 1 of $[REDACTED]. Non-Escrowed Property Costs are $[REDACTED] per month which indicates Hazard, HOA and Tax amounts as $[REDACTED], $[REDACTED], $[REDACTED] respectively, which equates to calculated Non-escrowed Property Costs over Year 1 of $[REDACTED]. The acceptable amounts are 10,11, or 12 months. PCCD and LOE required in order to address the exception.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): PCCD<br>Reviewer Comment (2025-09-23): [REDACTED] received PCCD but the non-escrowed cost is still not updated. The CD showing Non-Escrowed Property Costs over Year 1 of $[REDACTED]. Non-Escrowed Property Costs are $[REDACTED] per month which indicates Hazard, HOA and Tax amounts as $[REDACTED], $[REDACTED], $[REDACTED] respectively, which equates to calculated Non-escrowed Property Costs over Year 1 of $[REDACTED]. PCCD and LOE required in order to address the exception.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): CLOSING DISCLOSURE<br>Reviewer Comment (2025-09-18): [REDACTED] received CD, however CD showing Non-Escrowed Property Costs over Year 1 of $[REDACTED]. Non-Escrowed Property Costs are $[REDACTED] per month which indicates Hazard, HOA and Tax amounts as $[REDACTED], $[REDACTED], $[REDACTED] respectively, which equates to calculated Non-escrowed Property Costs over Year 1 of $[REDACTED]. PCCD and LOE required in order to address the exception.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): REVISED CD |  | 09/30/2025 |  | 2 C B |  | TX | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000085318 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal dated [REDACTED] missing evidence of receipt. |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000088926 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Hazard Insurance Policy Effective Date[REDACTED], Disbursement Date: [REDACTED]. |  |  |  | Reviewer Comment (2025-09-08): Received Prior Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): HOI UPDATED TO CLOSING DATE | 09/08/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000082371 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank - 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000085503 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[REDACTED], Most Recent Tax Return End Date[REDACTED], Tax Return Due Date [REDACTED]. | The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. ([REDACTED],[REDACTED] [REDACTED] Institute of Continuing Legal Education/S-Corp). Missing most recent tax returns and CPA letter |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085503 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. ([REDACTED],[REDACTED] Specialized Professional Institutes/S-Corp) Missing most recent tax returns and CPA letter |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085503 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal description is missing. |  |  |  | Reviewer Comment (2025-09-15): Received Legal Description. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): LEGAL DESCRIPTION | 09/15/2025 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000090071 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-08): Accepted as is. |  |  | 09/08/2025 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000089295 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 is Missing |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000089295 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Minor repair to balcony. No repairs affect our subject unit. Balcony repair to be completed by[REDACTED], with an estimated cost of $[REDACTED]. Association has 214K in reserves. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-09): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 09/09/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000076952 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-09): Clearing based on review coming back within tolerances. | 09/09/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| XXXXX | 4000076952 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Mortgage Statement . |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): note and final cd for [REDACTED]<br>Reviewer Comment (2025-09-10): [REDACTED] [REDACTED] is secured to this property. Please provide the mortgage note.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): [REDACTED] is free and clear - attached is the taxes and insurance | 09/12/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| XXXXX | 4000076952 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on 80% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-10): Received Replacement Cost Estimator and the shortfall is covered. Exception cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): RCE | 09/10/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| XXXXX | 4000090712 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification Document is missing for property [REDACTED] |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Property is escrowed | 09/12/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000088299 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of [REDACTED]exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] received additional information for borrower rush request<br>Reviewer Comment (2025-09-16): Final CD issued [REDACTED] reflects a general lender credit in Section J of $[REDACTED], but was not reflected as a cure for costs over legal limits/cure. If the general lender credit was intended to be a lender cure credit for violations over the [REDACTED]% tolerance, then CD should be corrected to reflect the amount of the lender credit that is intended for tolerance cure for amounts over legal limits within Section J Lender Credit fee name line along with copy of Borrower final settlement statement reflecting same.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-09-10): [REDACTED] Received Final CD reflects Lender credit of $[REDACTED]; however, there is no Cure provided. Provide Valid COC or Cure Docs. Cure Docs consists of PCCD, LOE, Refund Check and Proof of Mailing.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached Final Executed CD reflecting [REDACTED] in lender credits - thank you | 09/17/2025 |  |  | 1 C A |  | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000088299 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of [REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] received additional information for borrower rush request<br>Reviewer Comment (2025-09-17): I am not able to locate the Final Settlement statement in the loan file. Please provide borrower final settlement statement for review.<br>Reviewer Comment (2025-09-16): Final CD issued [REDACTED] reflects a general lender credit in Section J of $[REDACTED], but was not reflected as a cure for costs over legal limits/cure. If the general lender credit was intended to be a lender cure credit for violations over the [REDACTED]% tolerance, then CD should be corrected to reflect the amount of the lender credit that is intended for tolerance cure for amounts over legal limits within Section J Lender Credit fee name line along with copy of Borrower final settlement statement reflecting same.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please see attached [REDACTED] previouslyshowing COC document is not required - The fee was cured by refunding the borrower on the Final CD as the lender credit. Escelate and dispute this. A PCCD is not required because they already gave the lender credit as the cure. This is cured, no other documentation is required. <br>Attorney Review Fee $[REDACTED]<br> Association Dues $[REDACTED]<br> =$[REDACTED] lender credit for increased fees above tolerance.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-09-10): [REDACTED] Received Final CD reflects Lender credit of $[REDACTED]; however, there is no Cure provided. Provide Valid COC or Cure Docs. Cure Docs consists of PCCD, LOE, Refund Check and Proof of Mailing.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached Final Executed CD reflecting [REDACTED] in lender credits, along with the [REDACTED] - thank you<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached Final Executed CD reflecting [REDACTED] in lender credits - thank you | 09/17/2025 |  |  | 1 C A |  | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000088299 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is Missing. |  |  |  | Reviewer Comment (2025-09-09): Cleared- with LOE borrower no insurance is free/clear<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached bwr LOE regarding NO HOI on the 2nd Home in [REDACTED] - property is free and clear as evidenced by the Property Details report w Dues of [REDACTED] monthly plus the tax of [REDACTED] / 12 = [REDACTED] for the total PITIA on [REDACTED] Thank you, | 09/09/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000089422 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000089422 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title report does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000084925 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2025-09-11): Received, Clearing.<br>Buyer Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Please be advised that the homeowners insurance declarations page shows "settlement type" for Dwelling A showing "RCV" which means replacement cost value. The dwelling A coverage is written to the replacement cost as determined by the insurance agent. The declarations page itself confirms the coverage is sufficient. | 09/11/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A | N/A | N/A | No |
| XXXXX | 4000084925 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 calendar days of the Note. |  | Verification(s) of employment is not within 10 calendar days of the Note. |  |  |  | Reviewer Comment (2025-09-11): VOE completed within 10 business days of closing<br>Buyer Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Please be advised that the verification of employment was completed on [REDACTED] for each borrower which is within 10 business days of closing on [REDACTED]. | 09/11/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A | N/A | N/A | No |
| XXXXX | 4000084925 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 calendar days of the Note. |  | Verification(s) of employment is not within 10 calendar days of the Note. |  |  |  | Reviewer Comment (2025-09-11): VOE completed within 10 business days of closing<br>Buyer Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): Please be advised that the verification of employment was completed on [REDACTED] for each borrower which is within 10 business days of closing on [REDACTED]. | 09/11/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A | N/A | N/A | No |
| XXXXX | 4000084925 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 calendar days of the Note. |  | Verification(s) of employment is not within 10 calendar days of the Note. |  |  |  | Reviewer Comment (2025-09-11): VOE completed within 10 business days of closing<br>Buyer Comment (2025-09-11): Comment from [REDACTED]([REDACTED]): Please be advised that the verification of employment was completed on [REDACTED] for each borrower which is within 10 business days of closing on [REDACTED]. | 09/11/2025 |  |  | 1 C A |  | NC | Investment | Purchase | C A | N/A | N/A | No |
| XXXXX | 4000088157 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-09-11): Received, Clearing.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): econsent | 09/11/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000088157 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Additional 3-Day Waiting Period Timing Test - Regular Transaction | TILA-RESPA Integrated Disclosure - Most recent Closing Disclosure received at least 3 days prior to closing dated [REDACTED] disclosed an inaccurate APR of [REDACTED]% compared to the actual APR at consummation of [REDACTED]% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation. | 1026.19(f)(1)(i) and (ii) require that the consumer receives accurate disclosures with the actual terms of the transaction at least three (3) specific/precise business days prior to consummation. If the APR disclosed on the initial CD becomes inaccurate as defined under 1026.22, revised disclosures with an accurate APR must be disclosed and a new 3-day waiting period prior to consummation provided. The APR on the most recent CD received 3 days prior to consummation ([REDACTED]%) changed more than the 0.125% threshold compared to the actual/calculated APR at consummation ([REDACTED]%) and a revised disclosure with accurate APR was not received by the consumer at least 3 business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-12): [REDACTED] received [REDACTED] CD<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): COC CD | 09/12/2025 |  |  | 1 C A |  | NY | Primary | Purchase | TRID timing exception, no remediation available. C A | Non QM | Non QM | No |
| XXXXX | 4000088157 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Test | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure provided on or after [REDACTED] contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation | 1026.19(f)(1)(i) and (ii) require that the consumer receives accurate disclosures with the actual terms of the transaction at least three (3) specific/precise business days prior to consummation. If the APR disclosed on the initial CD becomes inaccurate as defined under 1026.22, revised disclosures with an accurate APR must be disclosed and a new 3-day waiting period prior to consummation provided. The APR on the most recent CD received 3 days prior to consummation [REDACTED]%) changed more than the 0.125% threshold compared to the actual/calculated APR at consummation ([REDACTED]%) and a revised disclosure with accurate APR was not received by the consumer at least 3 business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-12): [REDACTED] received interim CD dated [REDACTED].<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): final CD | 09/12/2025 |  |  | 1 C A |  | NY | Primary | Purchase | TRID timing exception, no remediation available. C A | Non QM | Non QM | No |
| XXXXX | 4000090109 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Note and Security Instrument are missing the signature block of the borrowing business entity. Note and Security Instrument only reflect the individual signature line. |  |  |  | Reviewer Comment (2025-09-23): Corrected Note and Prepayment Addendum signatures provided. Cleared.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): note and addendum<br>Reviewer Comment (2025-09-12): Prepayment Fee Addendum to Note still need to be corrected.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): note and deed in member name/business | 09/23/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000090109 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): guaranty is included in the attachment | 09/12/2025 |  |  | 1 D A |  | IN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000090643 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank - 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | E-mail p.[REDACTED]reflects email was sent [REDACTED]. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | NJ | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000085939 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 is incomplete. |  |  |  | Reviewer Comment (2025-09-15): Received Signed Final 1003 Application. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please find the signed final 1003. Please clear. Thank you. | 09/15/2025 |  |  | 1 C A |  | RI | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085939 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see the attached USA Patriot Act Disclosure. Please clear. Thank you. | 09/15/2025 |  |  | 1 C A |  | RI | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085939 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Occupancy Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-09-15): Received Occupancy Certificate. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please find the signed occupancy certificate. Thank you. | 09/15/2025 |  |  | 1 C A |  | RI | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000087844 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank - 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000087844 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000087844 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | [REDACTED]Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A | Non QM | Non QM | No |
| XXXXX | 4000087844 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | [REDACTED] Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED] + 1.75%, or [REDACTED]%. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| XXXXX | 4000092039 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | Gift Letter and donor check not provided for the amount of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-11): Received Wire Confirmation - Fed Ref Number. Exception cleared.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): wire<br>Reviewer Comment (2025-09-11): Provided only Gift letter required donor slip also to verify the gift amount. Exception remains.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): gift letter | 09/11/2025 |  |  | 1 C A |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000092039 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | Gift Letter and donor check not provided for the amount of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-11): Received Gift Letter. Exception cleared.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): gift | 09/11/2025 |  |  | 1 C A |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000092039 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | Gift Letter and donor check not provided for the amount of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-11): Provided only Gift letter required donor slip also to verify the gift amount. Exception remains.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): gift | 09/11/2025 |  |  | 1 C A |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000092039 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM supports value. Vendor/FSD do not meet Fitch criteria. Sec ID: 10 |  |  |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): cda<br>Reviewer Comment (2025-09-11): AVM provided is not an approved vendor. Approved vendors are [REDACTED], [REDACTED], [REDACTED] [REDACTED], [REDACTED], [REDACTED] or [REDACTED].<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): attached | 09/15/2025 |  |  | 1 A D |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000092039 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-09-11): Received VVOE Exception Cleared.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): income | 09/11/2025 |  |  | 1 C A |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000089821 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2025-09-10): Received Purchase Agreement. Exception cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you. | 09/10/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXX | 4000089821 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXX | 4000091434 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 A |  | PA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000091434 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED]is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Appears the AMC of $[REDACTED] and Real Estate Processing fee of $[REDACTED] was not included in the finance charge/amount financed calculation at origination |  |  |  | Reviewer Comment (2025-09-18): [REDACTED] received lender certification that [REDACTED] fee was for verifying appraisal information.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): pl;ease see attestaion in regards to [REDACTED] fee, please advise if cure for $[REDACTED] will clear the remaining findings. | 09/18/2025 |  |  | 1 C A |  | PA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000091434 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated[REDACTED]). | Appears the [REDACTED] of $[REDACTED] and Real Estate Processing fee of $[REDACTED] was not included in the finance charge/amount financed calculation at origination |  |  |  | Reviewer Comment (2025-09-18): [REDACTED] received lender certification that [REDACTED] fee was for verifying appraisal information. | 09/18/2025 |  |  | 1 C A |  | PA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000090385 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | HOA Verification is missing for [REDACTED]. |  |  |  | Reviewer Comment (2025-09-10): Received, cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): HOA | 09/10/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090385 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | HOA Verification is missing for [REDACTED]. |  |  |  | Reviewer Comment (2025-09-10): Received, cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): HOA | 09/10/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090385 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | HOA Verification is missing for [REDACTED]. |  |  |  | Reviewer Comment (2025-09-10): Received, cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): HOA | 09/10/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090385 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Tax Verification is missing for [REDACTED]. |  |  |  | Reviewer Comment (2025-09-10): Received, cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Fees | 09/10/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090385 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Tax Verification is missing for[REDACTED] |  |  |  | Reviewer Comment (2025-09-10): Received, cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Fees | 09/10/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090385 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Tax Verification is missing for [REDACTED]. |  |  |  | Reviewer Comment (2025-09-10): Received, cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Fees | 09/10/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000088992 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD-1/ Closing Disclosure is missing. |  |  |  | Reviewer Comment (2025-09-10): Received, Clearing.<br>Seller Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/10/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090188 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Loan file is missing Insurance verification, for REO listed in the final 1003 Upon receipt of the missing insurance verification, additional conditions may apply. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): a<br>Reviewer Comment (2025-09-10): Policy provided is not for REO [REDACTED]. Exception remains.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): HOI | 09/16/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089155 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000085797 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-09-10): File did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED]% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED]. Exception remains.<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Amount of insurance is $[REDACTED] \*With Extended Replacement Cost which is over loan amount. Please waive | 09/12/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000085797 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than or equal to 70%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The qualifying DTI on the loan is less than or equal to 35%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The representative FICO score is above 680. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-13): LOE of no damage or claims.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Please see lender certification<br>Reviewer Comment (2025-09-10): Wet State. Effective date is after Note Date of [REDACTED]. Exception remains.<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Effective date is the same. plese waive |  |  | 09/13/2025 | 2 C B |  | TN | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000085797 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | TN | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090185 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 is Missing |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | WA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090185 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Tax Verification is Missing |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): a | 09/15/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090185 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification is Missing |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): a | 09/15/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090618 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | NY | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXX | 4000089583 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | [REDACTED] Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. |  |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089583 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Maryland HPML Threshold Test Non-Compliant | [REDACTED] Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR[REDACTED]% + 1.5%, or [REDACTED]%. Non-Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive |  |  | 09/09/2025 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089583 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception in file for continuity of obligation not met. Borrower not obligated on mortgage being paid off and has only been on title for 4 months after being accidentally deeded off and deeded back on. Compensating factors include [REDACTED]% LTV, Credit score [REDACTED], and DTI less than 25%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-09): Client elects to waive with compensating factors |  |  | 09/09/2025 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089583 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-09-10): Insurance Verification is not received. Exception remains.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: please see attached, showing the property is vacant land, so there is no dwelling to get HOI on | 09/10/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089583 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-09-15): Received document confirms the property is land only. Exception cleared.<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]):[REDACTED] [REDACTED]: document provided was to show that the property is vacant land, as it does not have any rooms or living area listed. My apologies for the confusion with how the appeal was written initially<br>Reviewer Comment (2025-09-10): Insurance Verification is not received. Exception remains.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: please see attached, showing the property is vacant land, so there is no dwelling to get HOI on | 09/15/2025 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000085865 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for this property |  |  |  | Reviewer Comment (2025-09-10): HOI received, exception cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): HOI - [REDACTED] | 09/10/2025 |  |  | 1 C A |  | MA | Investment | Refinance - Limited Cash-out GSE | C A |  | N/A | No |
| XXXXX | 4000082319 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | HI | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000082319 | XXXXX |  | XXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Short Term Rental property consistently used as a seasonal or vacation rental (i.e., AirBnB) and evidence of at least 12 months of Operating History is not present in the loan file. |  | AirBnB earnings report only includes [REDACTED] months of rental history. Please provide the additional [REDACTED] months of rental history. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: The 2 attachments cover [REDACTED]-[REDACTED] | 09/16/2025 |  |  | 1 C A |  | HI | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000089537 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-09-10): Received Loan Underwriting and Transmittal Summary (1008) / MCAW. Exception cleared.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): 1008 approval | 09/10/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000089537 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Lease agreements missing, and is required for a cash out refinance. |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): lease agreement | 09/22/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090577 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | [REDACTED] Loan: Counseling Disclosure not provided to borrower. | Counseling Disclosure not provided to borrower. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is |  |  | 09/10/2025 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXXX | 4000090577 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Non-Compliant | [REDACTED] Loan: APR on subject loan of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED]% + 1.75%, or [REDACTED]%. Non-Compliant SubPrime Loan. | APR on subject loan of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED]% + 1.75%, or [REDACTED]%. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is |  |  | 09/10/2025 | 2 B |  | NY | Primary | Purchase | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| XXXXX | 4000090233 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-09): Clearing based on review coming back within tolerances. | 09/09/2025 |  |  | 1 C A |  | SC | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000088539 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-09): Clearing based on review coming back within tolerances. | 09/09/2025 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000088539 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | The file was missing a copy of Employer Identification Number (EIN). |  |  |  | Reviewer Comment (2025-09-19): Used the SSN for the EIN as per documentation. Exception cleared<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: please see attached showing that single member LLC does not have a federal EIN and the name and TIN is used for federal tax purposes<br>Reviewer Comment (2025-09-10): This is a state ID. we need the federal TIN.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: please see attached on page two of the document. | 09/19/2025 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000088539 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | \*New exception\* PDI ordered [REDACTED] |  |  |  | Reviewer Comment (2025-09-23): PDI provided. Cleared.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]- PDI attached | 09/23/2025 |  |  | 1 A |  | WI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000088539 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Post Disaster Inspection + [REDACTED] - 5 Days |  |  |  | Reviewer Comment (2025-09-23): PDI provided. Cleared. | 09/23/2025 |  |  | 1 A |  | WI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090269 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard policy expiration date is [REDACTED]. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000090210 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-09): Clearing based on review coming back within tolerances. | 09/09/2025 |  |  | 1 C A |  | SC | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091320 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated [REDACTED] missing evidence of receipt. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090415 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 is not signed by Borrower |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090699 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | AZ | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000088810 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-09-12): Clearing. | 09/12/2025 |  |  | 1 A |  | NV | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088810 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-12): Received Final Title Policy. Exception cleared.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/12/2025 |  |  | 1 C A |  | NV | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088810 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  |  |  |  |  | Reviewer Comment (2025-09-11): Received, Clearing.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you. | 09/11/2025 |  |  | 1 C A |  | NV | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088810 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-10): Accepted as is. |  |  | 09/10/2025 | 2 B |  | NV | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090436 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The loan is in the name of the business entity, the note should be signed as a member of the business entity and individually. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): NOte | 09/18/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000090436 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The security entity should be signed both as a member of the business entity and individual. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): mtg | 09/18/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000090436 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Ineligible property type, zoned agriculture, with agriculture features. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-18): Client exception received.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): exception |  |  | 09/18/2025 | 2 C B |  | IN | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000090436 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Rent loss insurance is required and must equal at least 6 months of rents. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): hoi | 09/18/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000090436 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Missing guarantor agreement. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): guarantor agreement | 09/18/2025 |  |  | 1 D A |  | IN | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000089773 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Cure Provided |  |  |  | Reviewer Comment (2025-09-15): [REDACTED] Received Valid COC dated[REDACTED].<br>Buyer Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: Please see attached Rate Lock sheets and corresponding disclosure. On [REDACTED] escrows were waived, affecting the LLPA, negative pricing disclosed on the [REDACTED] CD | 09/15/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000089773 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Cure Provided |  |  |  | Reviewer Comment (2025-09-15): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: A tolerance credit in the amount of $[REDACTED] for the Credit Report fee was reflected on the final Closing Disclosure | 09/15/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000089773 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089773 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-15): Sufficient Cure Provided At Closing |  | 09/15/2025 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000089401 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-10): Clearing based on review coming back within tolerances. | 09/10/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000089401 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | Flood Insurance Policy is missing. |  |  |  | Reviewer Comment (2025-09-15): Received Flood Insurance Policy. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): FLOOD INSURANCE | 09/15/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000090277 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Need the Articles of Organization/Formation for [REDACTED]. The LLC documentation received does not reflect the borrowing entity. |  |  |  | Reviewer Comment (2025-09-18): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): articles of org | 09/18/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000090277 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Need the Corporate Resolution for[REDACTED]. The LLC documentation received does not reflect the borrowing entity. |  |  |  | Reviewer Comment (2025-09-18): Received Operating Agreement. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): corporate resolution | 09/18/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000090277 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Need the Employer Identification Number and State ID number for[REDACTED]. The LLC documentation received does not reflect the borrowing entity. |  |  |  | Reviewer Comment (2025-09-18): Received Employer Identification Number (EIN). Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): ein | 09/18/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000090277 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | Reviewer Comment (2025-09-18): Received Guarantor Agreement. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): guarantor | 09/18/2025 |  |  | 1 D A |  | IN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000090277 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Need the Operating Agreement for [REDACTED]. The LLC documentation received does not reflect the borrowing entity. |  |  |  | Reviewer Comment (2025-09-18): Received Operating Agreement. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Agreement | 09/18/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000090277 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Need a Certificate of Good Standing for [REDACTED]. The LLC documentation received does not reflect the borrowing entity. |  |  |  | Reviewer Comment (2025-09-18): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): cert of good standing | 09/18/2025 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000090277 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The note and security instrument need to be updated to include LLC signature lines. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): note and mtg | 09/18/2025 |  |  | 1 A |  | IN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000088721 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | NY | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088721 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Initial Closing Disclosure was not provided. |  |  |  | Reviewer Comment (2025-09-15): [REDACTED] received initial CD.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): INITIAL CD | 09/15/2025 |  |  | 1 C A |  | NY | Second Home | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000088721 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | NY | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089493 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | No ratio program - Exception for loss assessment gap in coverage due to insurance agent state requirements. Master ins binder states there is a $[REDACTED] per occurrence deductible specific to a common area outdated electrical panel. This does not affect our unit or any other unit as all units have their own panels which are up to code. Approved with [REDACTED] FICO, 6 months in reserves. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-11): Lender exception approved |  |  | 09/11/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000089493 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Final closing statement for loan with cash out proceeds being used toward closing costs/reserves was not received as required. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Final settlement statement, stamped and signed by title | 09/12/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090946 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Settlement Service Provider Status | TILA-RESPA Integrated Disclosure: Borrower not provided with list of service providers. | Borrower not provided with list of service providers. |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received SSPL | 09/19/2025 |  |  | 1 A |  | TN | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000090946 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus 10% or $[REDACTED]. Insufficient or no cure was provided to the borrower. | Missing the settlement service providers list |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received SSPL<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): See attached SSPL | 09/19/2025 |  |  | 1 C A |  | TN | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000089817 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Hello, please see attached | 09/12/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000089817 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090074 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-10): Clearing based on review coming back within tolerances. | 09/10/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090074 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088393 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-11): Accepted as is. |  |  | 09/11/2025 | 2 B |  | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000088393 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. | Calculated Available for Reserves of ___ is less than Guideline Available for Reserves of ___. |  |  |  |  | Reviewer Comment (2025-09-15): Reserves not required for loan amount and LTV<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Hello, this loan is under $[REDACTED] loan amount and [REDACTED]% LTV Primary residence. Therefore, there are no reserves required. May we please request a waiver on this condition? Thank you. | 09/15/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000090987 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-09-15): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-09-15): Comment from Post Closing ([REDACTED]): Fraud Report | 09/15/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090402 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000090421 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing. |  |  |  | Reviewer Comment (2025-09-12): Received Corporate Resolution. Exception Cleared.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Please see the attached LLC Borrowing Authorization | 09/12/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090659 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank - 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | MD | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000090659 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Counseling Agencies Disclosure Not in File | [REDACTED] HB1399 - No evidence of required counseling disclosure language per [REDACTED] HB 1399. | No evidence of required counseling disclosure language per [REDACTED]HB 1399. |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | MD | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000088372 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Missing condo master policy |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Condo Master Policy | 09/12/2025 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085188 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | The file was missing a copy of Legal Description |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): This is on page 3 of the DOT | 09/17/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000088676 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank - 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | WA | Investment | Refinance - Limited Cash-out GSE | B A |  | N/A | No |
| XXXXX | 4000084224 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | [REDACTED] CD indicates a total in section G for the initial escrow payment at closing of $[REDACTED]; however, the Initial Escrow Account Disclosure reflects an initial deposit of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | CA | Primary | Purchase | If the IEAD is correct and the CD/HUD is incorrect, we require a corrected PCCD/HUD with LOE to borrower to cure. Signature is not required.<br> If the CD/HUD is correct and the IEAD is incorrect, we require LOE and corrected IEAD to cure. Signature is not required. B | Non QM | Non QM | Yes |
| XXXXX | 4000084224 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank - 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Waterfall due to missing Tax Return for [REDACTED]. |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084224 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-[REDACTED]exceeds tolerance of $-[REDACTED]. Insufficient or no cure was provided to the borrower. | Lender Credits were increased on [REDACTED] Loan Estimate with no valid change evident. |  |  |  | Reviewer Comment (2025-09-17): Upon review, consumer within 0% tolerance requirement<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): The lender credit applied at closing was [REDACTED] rounded to [REDACTED] on the prior loan estimates. Please include all fees included on the final closing disclosure, as the lender credit is applied to all fees, and only moved from non-tolerance fee to other non-tolerance items that were not considered when the lender credit was initially applied. | 09/17/2025 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000091599 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-11): Clearing based on review coming back within tolerances. | 09/11/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091599 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Compliant | [REDACTED] Loan: APR on subject loan of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED]% + 1.75%, or [REDACTED]%. Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing. |  |  | 09/12/2025 | 2 B |  | NY | Primary | Purchase | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| XXXXX | 4000091599 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | [REDACTED] Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | Verified disclosure provided on [REDACTED] and application date is [REDACTED] |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing. |  |  | 09/12/2025 | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| XXXXX | 4000091702 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated [REDACTED] was not delivered to applicant three (3) business days prior to consummation. Appraisal was delivered [REDACTED] and Closing was [REDACTED]. |  |  |  | Reviewer Comment (2025-09-12): Client elects to waive |  |  | 09/12/2025 | 2 B |  | TX | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000091702 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2025-09-22): Received Source Document for deposits of $[REDACTED] and $[REDACTED] into bank account #[REDACTED] and are included in assets for closing and reserves. Hence, assets available for reserves is sufficient to meet guideline reserves requirement. Exception cleared.<br>Seller Comment (2025-09-22): Comment from[REDACTED] ([REDACTED]): See attached [REDACTED] account summary sourcing $[REDACTED] & $[REDACTED] deposits into [REDACTED] [REDACTED]. See revised 1003 & 1008. | 09/22/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000090740 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The Loan amount is $[REDACTED]. The Hazard Insurance policy amount is $[REDACTED]. Coverage shortfall is $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-30): Per documentation the insurance policy does provide replacement cost up to the insured limit. Additionally, asking for a RCE in the state of [REDACTED] is not allowed. Exception cleared<br>Seller Comment (2025-09-30): Comment from [REDACTED] ([REDACTED]): From insurance agent<br>Reviewer Comment (2025-09-26): Appraisal cost new listed on the appraisal is [REDACTED] which is where the shortage is based on.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Attached<br>Reviewer Comment (2025-09-22): Email states replacement cost up to insured limit not that property is insured for replacement cost..<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Attached<br>Reviewer Comment (2025-09-12): Letter from the insurer that coverage is at the replacement cost will cover the issue.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): [REDACTED] doesn't' provide an RCE> See attached insurance document. | 09/30/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000088080 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank - 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | CT | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088080 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval document missing in file |  |  |  | Reviewer Comment (2025-09-15): Received Approval. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): APPROVAL | 09/15/2025 |  |  | 1 C A |  | CT | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089657 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/[REDACTED]) |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089657 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Hello, please see attached RCE, thank you.<br>Reviewer Comment (2025-09-16): [REDACTED]% is based on the the Cost New from the appraisal when no RCE is provided. Based on FNMA coverage there is a $[REDACTED] shortage. We need an RCE or an exception from the buyer of the loan.<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Hello, per the FNMA guidelines, we confirmed that the property insurance coverage amount is sufficient. The property insurance coverage, which is $[REDACTED], exceeds the loan amount, which is $[REDACTED], and it equals no less than [REDACTED]% of the replacement cost value. The RCE value is $[REDACTED] and [REDACTED]% of that value would be $[REDACTED]. Since the insurance coverage exceeds that amount, we have verified sufficient coverage. May we please request a waiver on this condition? Thank you. | 09/16/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091211 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090333 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000084672 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/[REDACTED])<br> Remove/Clear Exceptions |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing. |  |  | 09/12/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | [REDACTED]Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + 1.5%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + 1.5%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing. | 09/17/2025 |  |  | 1 C A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank - 2014): Safe Harbor requirements not satisfied. | Safe Harbor requirements not satisfied. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL HPML Appraisal Not Obtained Prior to Closing Test | Unable to determine compliance with timely delivery of valuation to borrower due to missing information. | Unable to determine compliance with timely delivery of valuation to borrower due to missing information. |  |  |  | Reviewer Comment (2025-09-15): Received Appraisal delivery confirmation. Exception cleared. | 09/15/2025 |  |  | 1 C A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank - 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  | Reviewer Comment (2025-09-15): Received Appraisal delivery confirmation. Exception cleared. | 09/15/2025 |  |  | 1 C A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2025-09-15): Received Appraisal delivery confirmation. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see attached Appraisal delivery | 09/15/2025 |  |  | 1 C A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Appraisal Flipped Property Missing Information | Last Sales Price or Last Sales Date from the Primary Valuation or Contract Sales Price or Contract Sales Date are missing. Unable to determine compliance with TIL HPML Flipped Property Requirements. | Last Sales Price or Last Sales Date from the Primary Valuation or Contract Sales Price or Contract Sales Date are missing. Unable to determine compliance with TIL HPML Flipped Property Requirements. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Please review page 4 of the appraisal doc that was uploaded, indicated no prior sales of the property within 3 years. | 09/17/2025 |  |  | 1 C A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | [REDACTED] Loan: Counseling Disclosure not provided to borrower. | Counseling Disclosure not provided to borrower. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | NY | Primary | Purchase | No obvious cure D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | [REDACTED] Loan: Mortgage loan contains a provision that increases interest rate after default. | Mortgage loan contains a provision that increases interest rate after default. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. D B A C | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | [REDACTED] Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED] + 1.75%, or [REDACTED]%. Non-Compliant SubPrime Loan. | APR on subject loan of 8.86723% or Final Disclosure APR of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED] + 1.75%, or [REDACTED]%. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | NY | Primary | Purchase | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | TRID Final Closing Disclosure [REDACTED] on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. | ID Final Closing Disclosure [REDACTED] on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Final/[REDACTED]) |  |  |  | Reviewer Comment (2025-09-16): [REDACTED] received HUD-1 settlement statement with seller paid fees.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see attached Seller HUD1 that is signed by the ssllers reflecting their fees. | 09/16/2025 |  |  | 1 C A |  | NY | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED]plus 10% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus 10% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing |  |  |  | Reviewer Comment (2025-09-11): Sufficient Cure Provided At Closing |  | 09/11/2025 |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Please provide 1025 Appraisal document |  |  |  | Reviewer Comment (2025-09-17): Received Appraisal. Exception cleared.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Appraisal was provided for other condition | 09/17/2025 |  |  | 1 D A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | [REDACTED] Disaster Issue: Property is located in a [REDACTED] Disaster area and has not been inspected. |  |  |  | Reviewer Comment (2025-09-17): Received Appraisal. Exception cleared.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Please review condition as date of disaster is prior to when appraisal was completed | 09/17/2025 |  |  | 1 C A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  |  |  |  |  | Reviewer Comment (2025-09-15): Received Appraisal. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see attached Appraisal and please review other conditions regarding appraisal | 09/15/2025 |  |  | 1 D A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000090819 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 A |  | NY | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091069 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-11): Clearing based on review coming back within tolerances. | 09/11/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000091069 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 A |  | IL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000091069 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | Illinois SB 1894 | [REDACTED] Predatory Lending Database Program (SB [REDACTED]) - Certificate of Compliance or Exemption not attached to mortgage for recording. | [REDACTED] Predatory Lending Database Program (SB [REDACTED]) - Certificate of Compliance or Exemption not attached to mortgage for recording. |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/15/2025 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000090958 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 A |  | FL | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXX | 4000090538 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank - 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-12): Received, Clearing. |  |  | 09/12/2025 | 2 B |  | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090538 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank - 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-19): Acceptable documentation received, exception cleared<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): appraisal ack | 09/19/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090538 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | [REDACTED] Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + 1.5%, or [REDACTED]% Compliant Higher Priced Loan. |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | MA | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| XXXXX | 4000088371 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | The file is missing evidence of the proceeds from secured loan |  |  |  | Reviewer Comment (2025-09-22): Received [REDACTED] REO Closing Disclosure for Net Proceeds included in assets. Available for Closing is sufficient to cover Cash From Borrower. Exception cleared.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Final CD | 09/22/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000088371 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | The file is missing evidence of the proceeds from secured loan |  |  |  | Reviewer Comment (2025-09-22): Received [REDACTED] REO Closing Disclosure for Net proceeds included in assets. Available for reserves is sufficient to meet guideline reserves requirement. Exception cleared.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Final CD | 09/22/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000088458 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided |  |  |  |  |  | Reviewer Comment (2025-09-16): Received 1008. Exception cleared.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): See attached 1008. | 09/16/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088458 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-12): Accepted as is. |  |  | 09/12/2025 | 2 B |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088458 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] Received earliest E-Consent.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): See attached e-sign consent signed on [REDACTED]. | 09/17/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088458 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[REDACTED]exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[REDACTED]exceeds tolerance of $0.00. File does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] comment on the exception stating borrower selected provider required the survey.<br>Buyer Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please review Section C. Title required the Survey, borrower chose their title company and ordered the survey through them. | 09/17/2025 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000088458 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Verification of Gift Funds for $[REDACTED]was not provided in file. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): See attached proof of wired funds at closing. | 09/16/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088458 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | The file is missing verification of Gift Funds of [REDACTED], causing the loan to waterfall through the QM Testing, resulting in a Loan Designation discrepancy. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing. | 09/16/2025 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000088458 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The file is missing verification of Gift Funds of [REDACTED], causing the loan to waterfall through the QM Testing. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing. | 09/16/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088458 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | The file is missing verification of Gift Funds of [REDACTED], causing the loan to waterfall through the QM Testing. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing. | 09/16/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088273 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  |  |  |  |  | Reviewer Comment (2025-09-13): Received, Clearing.<br>Seller Comment (2025-09-12): Comment from [REDACTED] ([REDACTED]): Lease | 09/13/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091920 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | There was a FEMA Disaster Declaration dated [REDACTED]. The subject property is located in a FEMA Disaster area. A post disaster inspection report is needed reflecting there is no damage to the subject property. The post disaster inspection report must be dated after the disaster declaration end date. |  |  |  | Reviewer Comment (2025-09-22): Received. Clearing. | 09/22/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000091920 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | File reviewed as NON QM. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000091920 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Post Disaster Inspection + [REDACTED] - 5 Days |  |  |  | Reviewer Comment (2025-09-22): Received. Clearing.<br>Reviewer Comment (2025-09-21): Valuation Received - [REDACTED] | 09/22/2025 |  |  | 1 A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000087880 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. | Valuation indicates the property is owner occupied. |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): Revised Appraisal and SSR's<br>Reviewer Comment (2025-09-16): The appraisal will need to be updated.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): LOX Rebuttal & F1003 | 09/25/2025 |  |  | 1 C A |  | MA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000087880 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | MA | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000087847 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | There is not evidence in the file that the borrower received a copy of the appraisal report at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | NH | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000087847 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. | Calculated Available for Reserves of ___ is less than Guideline Available for Reserves of ___. |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-01): Client elects to waive with compensating factors<br>Seller Comment (2025-10-01): Comment from [REDACTED] ([REDACTED]): EXCEPTION APPROVAL<br>Reviewer Comment (2025-09-29): As per Updated 1003 confirms that the #[REDACTED] account funds as $[REDACTED] which is reflecting same in [REDACTED] dated bank statement, however #[REDACTED] latest bank statement confirms the funds as $[REDACTED]. hence still there is a shortfall of reserves. Please provide additional assets. Exception remains.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): LOE |  |  | 10/01/2025 | 2 C B |  | NH | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089715 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-12): Sufficient Cure Provided At Closing |  | 09/12/2025 |  | 1 A |  | AZ | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000089715 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-09-16): [REDACTED] received [REDACTED] Initial CD, 3 business days prior to the consummation.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): See attached | 09/16/2025 |  |  | 1 C A |  | AZ | Second Home | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000090199 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | AZ | Investment | Purchase | C B A | N/A | Exempt from ATR | No |
| XXXXX | 4000090199 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is Missing |  |  |  | Reviewer Comment (2025-09-15): Credit supplement file<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Credit Supplements were used in lieu of mortgage statement to provide information. | 09/15/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C B A | N/A | Exempt from ATR | No |
| XXXXX | 4000090199 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is Missing |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-09-15): Missing evidence of new [REDACTED] mortgage on property<br>Reviewer Comment (2025-09-15): Reopened<br>Reviewer Comment (2025-09-15): Credit supplement in file<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Credit Supplements were used in lieu of mortgage statement to provide information. | 09/17/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C B A | N/A | Exempt from ATR | No |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report missing |  |  |  | Reviewer Comment (2025-09-15): Received, Clearing.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/15/2025 |  |  | 1 D A |  | MD | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. | Creditor did not provide FACTA Credit Score Disclosure. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please seer attached |  |  | 09/15/2025 | 2 B |  | MD | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | ATR failed due to credit report missing in file |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 A |  | MD | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | ATR failed due to credit report missing in file |  |  |  | Reviewer Comment (2025-09-17): Received. Clearing.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Credit Report was provided for other condition. | 09/17/2025 |  |  | 1 B A C |  | MD | Primary | Purchase | Lender to provide updated ATR/QM status D B C | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Credit History | Ability to Repay (Dodd-Frank 2014): Unable to verify debt obligations using reasonably reliable third-party records. | ATR failed due to credit report missing in file |  |  |  | Reviewer Comment (2025-09-17): Received. Clearing. | 09/17/2025 |  |  | 1 C A |  | MD | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR failed due to credit report missing in file |  |  |  | Reviewer Comment (2025-09-17): Received. Clearing. | 09/17/2025 |  |  | 1 A |  | MD | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient |  |  |  | Reviewer Comment (2025-09-15): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see RCE | 09/15/2025 |  |  | 1 C A |  | MD | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of [REDACTED] is less than Cash From Borrower [REDACTED] |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Reviewer Comment (2025-09-15): Please advise what accounts you are using for funds for closing. It appears your using fathers accounts who is not on the loan.<br>Reviewer Comment (2025-09-15): EXCEPTION HISTORY - Exception Explanation was updated on[REDACTED] PRIOR Exception Explanation: Documented qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED].<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/17/2025 |  |  | 1 C A |  | MD | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated PITIA months reserves of 0.00 is less than Guideline PITIA months reserves of [REDACTED].PNC bank statement missing in file |  |  |  | Reviewer Comment (2025-09-17): Received. Clearing. | 09/17/2025 |  |  | 1 C A |  | MD | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | Representative FICO score of is less than Guideline representative FICO score of 720. |  |  |  | Reviewer Comment (2025-09-17): Received Credit Report. Exception cleared.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Credit report that was provided for other condition reflects credit score [REDACTED] | 09/17/2025 |  |  | 1 C A |  | MD | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2025-09-17): Received. Clearing. | 09/17/2025 |  |  | 1 C A |  | MD | Primary | Purchase | D B A C | Non QM | Exempt from ATR | No |
| XXXXX | 4000091417 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | The date the valuation was provided to the applicant is prior to the date when the valuation was performed. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | TX | Primary | Refinance - Rate/Term | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000091417 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-09-24): Client elects to waive |  |  | 09/24/2025 | 2 A |  | TX | Primary | Refinance - Rate/Term | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000088693 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-11): Clearing based on review coming back within tolerances. | 09/11/2025 |  |  | 1 C A |  | MD | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088693 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | MD | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088693 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of[REDACTED] exceeds tolerance of [REDACTED] plus [REDACTED]or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-12): Sufficient Cure Provided At Closing |  | 09/12/2025 |  | 1 A |  | MD | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000091740 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | WA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000091601 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-11): Clearing based on review coming back within tolerances. | 09/11/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089067 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of [REDACTED] exceeds tolerance of [REDACTED]. Insufficient or no cure was provided to the borrower. | Appraisal Review Fee disclosed was last disclosed as [REDACTED] on LE but disclosed as[REDACTED] on Final Closing Disclosure. File does not contain a valid COC for this fee; cure provided at closing. |  |  |  | Reviewer Comment (2025-09-17): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): the cure was given for $[REDACTED] on the Final CD | 09/17/2025 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000089067 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of [REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-17): Sufficient Cure Provided At Closing |  | 09/17/2025 |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000090061 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. | Recording Fee increased from $[REDACTED]to $[REDACTED]without a valid COC. Insufficient cure provided at closing. |  |  |  | Reviewer Comment (2025-09-23): [REDACTED] Received Corrected PCCD, LOE and Refund Check.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): [REDACTED] shipping label. Sch to be delivered today<br>Reviewer Comment (2025-09-22): [REDACTED] received PCCD, LOE and copy of refund check. Missing proof of mailing. Please provide proof of mailing to cure the exception.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): PCCD docs<br>Reviewer Comment (2025-09-17): [REDACTED] received rebuttal, total cure required is $[REDACTED] out of which $[REDACTED] is provided at closing. Please provide additional cure of $[REDACTED] with cure documents which consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Can you please let us know the total cure dollar amount for both cures? |  | 09/23/2025 |  | 2 C B |  | OR | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000090061 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Sufficient cure was provided for appraisal fee increase. Exception will be revisited once all other tolerance violations are addressed. |  |  |  | Reviewer Comment (2025-09-22): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception." | 09/22/2025 |  |  | 1 C A |  | OR | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000090061 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | OR | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000089202 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-11): Clearing based on review coming back within tolerances. | 09/11/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091839 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Occupancy Certificate not provided |  | Occupancy Certificate is missing in file. |  |  |  | Reviewer Comment (2025-09-18): Received Occupancy Certificate. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED].): Occupancy Cert | 09/18/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090834 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Compliant | New York Subprime Loan: APR on subject loan of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED]% + [REDACTED]%, or [REDACTED]%. Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | NY | Primary | Purchase | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| XXXXX | 4000090834 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | Not in file |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXXX | 4000090304 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Lease Agreement is missing. |  |  |  | Reviewer Comment (2025-09-15): Rental income not used in qualifying<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): updated 1003 w/ no rents updated dti [REDACTED] | 09/15/2025 |  |  | 1 C A |  | FL | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000090304 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing. |  |  |  | Reviewer Comment (2025-09-15): Received, cleared<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Credit Report Attached | 09/15/2025 |  |  | 1 D A |  | FL | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000090304 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | FL | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000090304 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail due to Credit report and Lease agreement missing in file. |  |  |  | Reviewer Comment (2025-09-15): Rental income not used in qualifying<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): updated 1003 / credit report already attached and cleared | 09/15/2025 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status D B C | Non QM | Non QM | Yes |
| XXXXX | 4000090304 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO 25% Method | Ability to Repay (Dodd-Frank 2014): Unable to verify Real Estate Owned income ([REDACTED]% Method) using reasonably reliable third-party records. | Unable to verify Real Estate Owned income ([REDACTED]% Method) using reasonably reliable third-party records. Missing lease agreements. |  |  |  | Reviewer Comment (2025-09-15): Rental income not used in qualifying<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): see other comments | 09/15/2025 |  |  | 1 C A |  | FL | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000090304 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO 25% Method | Ability to Repay (Dodd-Frank 2014): Unable to verify Real Estate Owned income ([REDACTED]% Method) using reasonably reliable third-party records. | Unable to verify Real Estate Owned income ([REDACTED]% Method) using reasonably reliable third-party records. ([REDACTED]Sw [REDACTED]Pl/[REDACTED]% Vacancy Method) |  |  |  | Reviewer Comment (2025-09-15): Rental income not used in qualifying<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): hitting borrower for mortgage / rents saved to 1003 in error | 09/15/2025 |  |  | 1 C A |  | FL | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000090304 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-09-15): Rental income not used in qualifying | 09/15/2025 |  |  | 1 A |  | FL | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000090304 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is incomplete. |  |  |  | Reviewer Comment (2025-09-15): Received, cleared<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Fraud Report Attached | 09/15/2025 |  |  | 1 C A |  | FL | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000091188 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000090664 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090664 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Available for Reserves of $[REDACTED]is less than Guideline Available for Reserves of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-16): As per [REDACTED] NonQM [REDACTED] Guidelines, for Primary property, if Loan amount is less than $[REDACTED] and LTV is lessthan [REDACTED]% than No reserves required, Hence Exception cleared.<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Hello, this is a Primary residence loan amout under $[REDACTED] and under [REDACTED]% LTV. Therefore, there are no reserves required. May we please request a waiver? Thank you. | 09/16/2025 |  |  | 1 C A |  | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000088258 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-15): Clearing based on review coming back within tolerances. | 09/15/2025 |  |  | 1 C A |  | IA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089494 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Rent loss insurance is required and must equal [REDACTED]months of rental income. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Lender Cert | 09/23/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090962 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36 |  |  |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/22/2025 |  |  | 1 D A B C |  | CA | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| XXXXX | 4000090962 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing. | 09/16/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| XXXXX | 4000090962 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Post Disaster Inspection + [REDACTED] - 5 Days |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Reviewer Comment (2025-09-16): Valuation Received - [REDACTED] | 09/16/2025 |  |  | 1 A |  | CA | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| XXXXX | 4000090962 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| XXXXX | 4000090962 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | CA | Investment | Refinance - Limited Cash-out GSE | D B C A |  | N/A | No |
| XXXXX | 4000089896 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Buyer Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): [REDACTED] IS THE BACK UNIT OF [REDACTED] . THEY ARE A DUPLEX, PER THE PROPERTY PROFILE. BOTH UNITS SHARE ONE APN SO THE [REDACTED] TAX ROLL IS THE SAME TAX ROLL AS THE [REDACTED] .<br>Reviewer Comment (2025-09-15): Received Insurance Verification. Please provide Tax verification for the property [REDACTED] [REDACTED] , [REDACTED] , [REDACTED] . Exception remains.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): please see attached. | 09/16/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000091105 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | CA | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000091105 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): CDA | 09/22/2025 |  |  | 1 D A |  | CA | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000090025 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-12): Clearing based on review coming back within tolerances. | 09/12/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000090055 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090410 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2025-09-15): Accepted as is. |  |  | 09/15/2025 | 2 B |  | NJ | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090370 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | The file was missing a copy of Credit Report |  |  |  | Reviewer Comment (2025-09-18): Received Credit Report. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Credit report | 09/18/2025 |  |  | 1 D A |  | WI | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090370 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy of HUD/CD |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Closing HUD1 | 09/18/2025 |  |  | 1 C A |  | WI | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090370 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Occupancy Certificate not provided |  | The file was missing a copy of Occupancy Certificate |  |  |  | Reviewer Comment (2025-09-19): Received Occupancy Certificate. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): This is NOT A NEW construction- if the attached is not what you need, please clarify this item, thanks | 09/19/2025 |  |  | 1 C A |  | WI | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090370 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | The file was missing a copy of HUD/CD (Asset) |  |  |  | Reviewer Comment (2025-09-19): Received Closing Statement. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): THE ONLY assets used were Fidelity account- no HUD/CD assets- please clear or clarify- thanks | 09/19/2025 |  |  | 1 C A |  | WI | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090370 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  |  |  |  |  | Reviewer Comment (2025-09-19): Received Closing Statement. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): THE ONLY assets used were Fidelity account- no HUD/CD assets- please clear or clarify- thanks | 09/19/2025 |  |  | 1 C A |  | WI | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090939 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | Comparison rent schedule not provided |  |  |  | Reviewer Comment (2025-09-24): Received 1007 Rent Comparison Schedule. Exception cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Please find the comparable rent schedule (1007). Please clear the condition. Thank you. | 09/24/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091391 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-[REDACTED]exceeds tolerance of $-[REDACTED]. Insufficient or no cure was provided to the borrower. | A valid COC for the fee increase was not provided. No cure at close |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] received valid rate lock document<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED] : Please see the attached // | 09/17/2025 |  |  | 1 C A |  | UT | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000091391 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file, according to the guidelines an ADU must be substantially smaller than primary unit. Per the appraisal the subject is difficult to account for living area while following the ANSI standard | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-17): Client exception received.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED] : Please note that the investor granted an exception for this guideline, as evidenced in the file. |  |  | 09/17/2025 | 2 C B |  | UT | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000090634 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval/1008 not provided. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): See attached 1008 | 09/16/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000090634 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): As per online research, [REDACTED] is a single family property and there are no HOAs-- see attached | 09/16/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000090068 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within [REDACTED]and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090068 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091102 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need the insurance documentation for this address. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): HOI for [REDACTED] | 09/17/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090782 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000090782 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please see attached PCCD items to clear condition. | 09/16/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000090782 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000090782 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED]was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | E-consent signed [REDACTED], however LE was e-signed[REDACTED] |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] received e-sign consent dated [REDACTED]<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please see attached econsent items to clear condition | 09/17/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000091197 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000091197 | XXXXX |  | XXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of [REDACTED]% exceeds AUS total debt ratio of [REDACTED]%. Due to the primary borrower income being verified as less than stated. Verified income $[REDACTED]as opposed to lender income of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Income is grossed up as it is non-taxable | 09/19/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000091197 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of [REDACTED]% exceeds Guideline total debt ratio of [REDACTED]%. Due to primary borrower income being verified as less than stated. Verified income $[REDACTED]as opposed to lender income of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Income is grossed up as it is non-taxable | 09/19/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000091197 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000088338 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-12): Clearing based on review coming back within tolerances. | 09/12/2025 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000089440 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000090202 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090739 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The file was missing a copy of Corporate Resolution. |  |  |  | Reviewer Comment (2025-09-18): Received Operating Agreement. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): OA | 09/18/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090739 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-09-24): POCB Appraisal receipt provided. Cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): EMD proof and POC<br>Reviewer Comment (2025-09-19): Funds required for closing-$[REDACTED] , EMD $[REDACTED] + POCB-[REDACTED] = $[REDACTED] . We have verified assets [REDACTED] #[REDACTED] -$[REDACTED] , [REDACTED] # [REDACTED] $[REDACTED] , [REDACTED] #[REDACTED] $[REDACTED] , and [REDACTED] #[REDACTED] $[REDACTED] . Exception remains<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): assets | 09/24/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000088606 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091241 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  | Reviewer Comment (2025-09-19): Rent loss evident on hazard policy<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): hoi | 09/19/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091241 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy is missing. |  |  |  | Reviewer Comment (2025-09-19): Received Hazard Insurance Policy. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): hoi | 09/19/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091241 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $[REDACTED]is sufficient to cover the loan amount however insufficient to cover the estimated cost new of $[REDACTED]. Please provide an RCE or letter from the insurer indicating the maximum insurable amount. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached RCE. The Policy includes Replacement cost coverage with the amount listed on the RCE and the replacement cost coverage the property is adequately covered. | 09/23/2025 |  |  | 1 A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091475 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception regarding the absence of an EIN for the borrowing entity. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-16): Lender exception approved |  |  | 09/16/2025 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000090883 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-15): Clearing based on review coming back within tolerances. | 09/15/2025 |  |  | 1 C A |  | DC | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091121 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Property is Tenant Occupied. |  |  |  | Reviewer Comment (2025-09-16): Clearing based on email from client.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED] .): Please see attached | 09/16/2025 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000084979 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | Appraisal was made subject to and 442 is not in images. Certificate of Completion is missing. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): 1004d | 09/16/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000084979 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Primary Residence is Rent Free. Ineligible per guides. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED]. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-16): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 09/16/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000091314 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | AZ | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000089380 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-09-16): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 09/16/2025 | 2 B |  | OR | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000090950 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception DSCR loan Borrower lacks 12 full months of landlord history. Section 9.5 Professional Investor Experience Guidelines requires. Borrower is an existing Investor of [REDACTED] months. Borrower lacks Housing history. Guidelines section 7.2 indicts Verification of Mortgage or Rent is required for primary residence, yet borrower lives rent free. Guidelines rent free letter is only for First time Homebuyer which borrower is not. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-09-16): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 09/16/2025 | 2 B |  | TX | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000089543 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000089543 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000091109 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Loan Discount Points was last disclosed as $[REDACTED]on LE but disclosed as $[REDACTED]on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $[REDACTED], a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received COC dated [REDACTED] .<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): cics | 09/19/2025 |  |  | 1 C A |  | GA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000091118 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lives Rent Free Letter is missing. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): LOE | 09/16/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000088847 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | MD | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000090252 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing. |  |  |  | Reviewer Comment (2025-09-17): Received Legal Description. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED] : Please see the attached // | 09/17/2025 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091625 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Non-us Citizen Verification Document is missing. |  |  |  | Reviewer Comment (2025-09-23): Cleared with I-797 Notice of Action, extending expiration date for 48 months<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): please see attached<br>Reviewer Comment (2025-09-22): Received Permanent Resident Card confirms that the expires date as [REDACTED] . Please provide evidence of lawful residency status Or I-797 Form (Notice of Action) with valid extension dates. Exception remains.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Please see attached Green Card | 09/23/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000091625 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [REDACTED]incorrectly disclosed whether the loan will have an escrow account. | Reason for no escrow account on CD was not disclosed. |  |  |  | Reviewer Comment (2025-09-22): [REDACTED] received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Please see attached |  | 09/22/2025 |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000091100 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000091353 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-09-19): Received Business Purpose Certificate. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/19/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090990 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-16): Clearing based on review coming back within tolerances. | 09/16/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091153 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | MD | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000090813 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-15): Clearing based on review coming back within tolerances. | 09/15/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090813 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  |  |  |  |  | Reviewer Comment (2025-09-29): Received Bylaws. Exception cleared.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: Please see the attached // | 09/29/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091154 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2025-09-18): Acceptable documentation received, exception cleared<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: The subject property is a 2-4 unit dwelling property. The rent comparison schedule is going to be on the 1025. Please see attached appraisal. | 09/18/2025 |  |  | 1 C A |  | MN | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090678 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-15): Clearing based on review coming back within tolerances. | 09/15/2025 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089803 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA Verification Document is missing. |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): See attached | 09/16/2025 |  |  | 1 C A |  | NM | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000089803 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 calendar days of the Note. |  |  |  |  |  | Reviewer Comment (2025-09-16): Received, Clearing.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/16/2025 |  |  | 1 C A |  | NM | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000091187 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Missing approval or 1008 |  |  |  | Reviewer Comment (2025-09-19): Received Loan Underwriting and Transmittal Summary (1008) / MCAW. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): 1008 | 09/19/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000091187 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-09-19): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): FRAUD REPORT | 09/19/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000090947 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-16): Clearing based on review coming back within tolerances. | 09/16/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090947 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-09-17): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): FRAUD REPORT | 09/17/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091991 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of $0.00 is less than Cash From Borrower $[REDACTED]. Asset information is missing. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): See attached CD from Cash out refi | 09/17/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091991 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated PITIA months reserves of 0.00 is less than Guideline PITIA months reserves of [REDACTED]. Asset information is missing. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): See attached CD from Cash Out | 09/17/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089414 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000087909 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-09-22): Received. Clearing.<br>Reviewer Comment (2025-09-19): PDI is still required. It was ordered [REDACTED].<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): borrower purchased property in 2024 long after end date of disaster DEclaration 15+ years ago<br>Reviewer Comment (2025-09-18): Disaster is from 2008. This is a PIW property so there has been no inspection.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Rebuttal | 09/22/2025 |  |  | 1 C A |  | WI | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000087909 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-09-18): Received, cleared<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): taxes & Insurance | 09/18/2025 |  |  | 1 C A |  | WI | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000087909 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-09-18): Received, cleared<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): taxes & Insurance | 09/18/2025 |  |  | 1 C A |  | WI | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000087909 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | WI | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000087909 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] did not disclose the Amount Financed. | Loan Calculations: Final Closing Disclosure provided on [REDACTED] did not disclose the Amount Financed. (Final/[REDACTED] |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received complete final CD.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Final signed CD with Financed amount | 09/19/2025 |  |  | 1 C A |  | WI | Second Home | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000087909 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure APR | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] did not disclose the APR. | Loan Calculations: Final Closing Disclosure provided on [REDACTED]5 did not disclose the APR. (Final/[REDACTED] |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received complete final CD.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): final signed CD with apr | 09/19/2025 |  |  | 1 C A |  | WI | Second Home | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000087909 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] did not disclose the Finance Charge. | Loan Calculations: Final Closing Disclosure provided on [REDACTED] did not disclose the Finance Charge. (Final/[REDACTED] |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received complete final CD.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): final CD with Finance charge | 09/19/2025 |  |  | 1 C A |  | WI | Second Home | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000087909 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] did not disclose the Total of Payments. | Loan Calculations: Final Closing Disclosure provided on [REDACTED]did not disclose the Total of Payments. (Final/[REDACTED] |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received complete final CD.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): final CD with total of payments | 09/19/2025 |  |  | 1 C A |  | WI | Second Home | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000087909 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized, and was originated with an Appraisal Waiver. AVM supports value. Sec ID: 26 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-16): Accepted as is. |  |  | 09/16/2025 | 2 B |  | WI | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000087909 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Post Disaster Inspection + [REDACTED] - 5 Days |  |  |  | Reviewer Comment (2025-09-22): Received. Clearing.<br>Reviewer Comment (2025-09-21): Valuation Received - [REDACTED] | 09/22/2025 |  |  | 1 A |  | WI | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000091731 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-16): Clearing based on review coming back within tolerances. | 09/16/2025 |  |  | 1 C A |  | CT | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091731 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Power of Attorney (POA) not provided |  |  |  |  |  | Reviewer Comment (2025-09-19): POA received, exception cleared<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): POA | 09/19/2025 |  |  | 1 C A |  | CT | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090511 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-16): Sufficient Cure Provided At Closing |  | 09/16/2025 |  | 1 A |  | SC | Second Home | Purchase | Final CD evidences Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000090565 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-16): Clearing based on review coming back within tolerances. | 09/16/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090565 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000088993 | XXXXX |  | XXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Title is Vested in a Trust. Required documentation is missing or does not meet the criteria per the guidelines. |  | Missing [REDACTED] revocable living trust |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Trust | 09/19/2025 |  |  | 1 C A |  | AR | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090301 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval/1008 is missing. |  |  |  | Reviewer Comment (2025-09-19): Received Loan Underwriting and Transmittal Summary (1008) / MCAW. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Please see attached 1008 | 09/19/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090301 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090301 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. A cure of $[REDACTED]was provided. |  |  |  | Reviewer Comment (2025-09-16): Sufficient Cure Provided within 60 Days of Closing |  | 09/16/2025 |  | 1 A |  | CA | Primary | Purchase | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) B A | Non QM | Non QM | Yes |
| XXXXX | 4000090301 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. | ARM Disclosure is missing. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Please see attached ARM disclosure | 09/23/2025 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000090301 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM updated from guidelines. |  |  |  | Reviewer Comment (2025-09-22): Using the PCCD, sufficient reserves have been verified. | 09/22/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000090301 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to Unsourced Earnest money deposit. |  |  |  | Reviewer Comment (2025-09-22): Using the PCCD, sufficient reserves have been verified. | 09/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090301 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Source of EMD not provided. |  |  |  | Reviewer Comment (2025-09-22): Based on PCCD, sufficient funds verified | 09/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090301 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Testing | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of the loan becoming an ARM. |  |  |  |  | Reviewer Comment (2025-09-23): Initial ARM Disclosure provided. Cleared.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached initial ARM disclosure | 09/23/2025 |  |  | 1 A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090070 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090669 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-09-17): Received Invoice for POCB of Appraisal Fee $[REDACTED] is included in assets. Available for Closing is sufficient to cover Cash From Borrower. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you. | 09/17/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000090669 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000090278 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): updated compliance |  |  | 09/17/2025 | 2 A |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000090278 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception to be reviewed to OBF Guidelines vs RBB. | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-16): Client exception in the file. |  |  | 09/16/2025 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000091311 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-09-17): Looking for the secondary valuation, not the appraisal.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Please see attached. | 09/18/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXXX | 4000091311 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/17/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXXX | 4000091311 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing in the file. |  |  |  | Reviewer Comment (2025-09-17): Received, Clearing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Please see credit report attached. | 09/17/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXXX | 4000091876 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED]is over disclosed by $[REDACTED]compared to the calculated Amount Financed of $[REDACTED]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | The disclosed Amount Financed in the amount of $[REDACTED]is over disclosed by $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-18): [REDACTED] received lender attestation confirming tax cert is one time fee & [REDACTED] received lender information confirming MI LTV cutoff<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Please see attached email from title confirming tax cert was a one time fee. | 09/18/2025 |  |  | 1 C A |  | PA | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000091876 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED]is under disclosed by $[REDACTED]compared to the calculated Finance Charge of $[REDACTED]which exceeds the $[REDACTED]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated[REDACTED] | The disclosed Finance Charge in the amount of $[REDACTED]is under disclosed by $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-18): [REDACTED] received lender attestation confirming tax cert is one time fee & [REDACTED] received lender information confirming MI LTV cutoff | 09/18/2025 |  |  | 1 C A |  | PA | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000091876 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on[REDACTED] disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. | Projected Payments: Final Closing Disclosure provided on [REDACTED]disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2025-09-18): [REDACTED] received lender information confirming MI LTV cutoff | 09/18/2025 |  |  | 1 C A |  | PA | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000091876 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on[REDACTED]disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated[REDACTED] The disclosed Total of Payments in the amount of $[REDACTED]is under disclosed by $[REDACTED]compared to the calculated total of payments of $[REDACTED] which exceeds the $[REDACTED]threshold. | Total of Payments in the amount of $[REDACTED]is under disclosed by $[REDACTED] |  |  |  | Reviewer Comment (2025-09-18): [REDACTED] received lender information confirming MI LTV cutoff | 09/18/2025 |  |  | 1 C A |  | PA | Second Home | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000089412 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-Sign Consent Agreement is missing in file. |  |  |  | Reviewer Comment (2025-09-19): Acceptable documentation received, exception cleared<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): proof accepted upld | 09/19/2025 |  |  | 1 C A |  | MO | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000089412 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing in file for REO [REDACTED] |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): upld cd and note. | 09/22/2025 |  |  | 1 C A |  | MO | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000089412 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for REO [REDACTED] |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): upld cd and note | 09/22/2025 |  |  | 1 C A |  | MO | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000089412 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized, and was originated with an Appraisal Waiver. Secondary Valuation supports value. Sec ID: 89 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | MO | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000089412 | XXXXX |  | XXXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | AUS Findings: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of [REDACTED]% exceeds AUS total debt ratio of [REDACTED]%. |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): asset docs to align dti upld | 09/25/2025 |  |  | 1 C A |  | MO | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000089412 | XXXXX |  | XXXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of [REDACTED]% exceeds Guideline total debt ratio of [REDACTED]%. |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): asset docs to align dti upld | 09/25/2025 |  |  | 1 C A |  | MO | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000089412 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | MO | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000089412 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing. | 09/22/2025 |  |  | 1 C A |  | MO | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000089412 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Post Disaster Inspection + [REDACTED] - 5 Days |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Reviewer Comment (2025-09-22): Valuation Received - [REDACTED] | 09/22/2025 |  |  | 1 A |  | MO | Investment | Refinance - Limited Cash-out GSE | C B A |  | N/A | No |
| XXXXX | 4000089591 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No cure was provided to the borrower . |  |  |  | Reviewer Comment (2025-10-02): [REDACTED] received attestation letter from the seller, and it was confirmed that the Survey fee service was shopped by the borrower and not selected the provider from the list.<br>Seller Comment (2025-09-30): Comment from [REDACTED] ([REDACTED]): Rebuttal<br>Reviewer Comment (2025-09-24): [REDACTED] received snip of title commitment section B. However, from the clause it is unable to identify if the survey was required by lender or not. Please provide confirmation for the same.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): LOX | 10/02/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000089591 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for use of 12 months bank statements with self employment history less than 2 years. The lender exception form is not completed. Please provide fully executed lender exception form. |  |  |  | Reviewer Comment (2025-09-19): Lender exception received, cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Credit Exception | 09/19/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089591 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved. Borrower's are each [REDACTED]% owner of the business and have been self employed for less than 2 years. Comp factors: FICO [REDACTED], 6 months reserves. | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-19): Client elects to waive/regrade with compensating factors. |  |  | 09/19/2025 | 2 B |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089149 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Mortgage Statement and HOI Verification. |  |  |  | Reviewer Comment (2025-09-19): Acceptable documentation received, exception cleared<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]):[REDACTED] - [REDACTED]: The property located at [REDACTED] is currently free and clear and is being refinanced via [REDACTED] Loan #[REDACTED]. There is no mortgage statement available, as the loan has not closed. Please see the attached approval letter and HOI Declarations page. | 09/19/2025 |  |  | 1 C A |  | NM | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| XXXXX | 4000089149 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Mortgage Statement and HOI Verification. |  |  |  | Reviewer Comment (2025-09-19): CD, HOI and taxes received, exception cleared<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): [REDACTED] - [REDACTED]: Please see attached closing disclosure, approval letter, HOI policy and tax bill for [REDACTED] | 09/19/2025 |  |  | 1 C A |  | NM | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| XXXXX | 4000090235 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090235 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | If the departure residence, [REDACTED], is under contract to sell we will need a copy of the sales agreement. If it is not under contract a signed letter of intent from the borrower indicating they intend to list the departure residence for sale within ninety (90) days of closing and a [REDACTED]exterior appraisal are required. |  |  |  | Reviewer Comment (2025-09-17): After further review, exception has been cleared.<br>Seller Comment (2025-09-17): Comment from Purchase Clearing ([REDACTED]): Departing residence is being leased out. See Residential Lease Agreement and Tenant First Month & Security Deposit Checks for [REDACTED]. | 09/17/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091651 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000091651 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [REDACTED]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000090677 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-16): Clearing based on review coming back within tolerances. | 09/16/2025 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000087115 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided |  | 12 months evidence of receipt via property management provider not provided. |  |  |  | Reviewer Comment (2025-09-18): Subject is a long term rental<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED].): Processor cert attached | 09/18/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000087115 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Website Listing not provided |  | A screen shot of the online listing must show the property is actively marketed as a short-term <br> rental, per guides. |  |  |  | Reviewer Comment (2025-09-18): Subject is a long term rental<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED].): Listing attached | 09/18/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090938 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | Form 1007 Rent Comparison is missing in the file. |  |  |  | Reviewer Comment (2025-09-17): Clearing.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): We did not get a 1007 Rent Comparable Schedule done on the appraisal because the PITI for the property was counted fully in his debts. | 09/17/2025 |  |  | 1 C A |  | UT | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090938 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/[REDACTED] |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | UT | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090900 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | PA | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000090900 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-16): Sufficient Cure Provided At Closing |  | 09/16/2025 |  | 1 A |  | PA | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000090105 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXX | 4000088782 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-17): Clearing based on review coming back within tolerances. | 09/17/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000088714 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[REDACTED]. Provide updated policy reflecting minimum coverage of $[REDACTED]OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Reviewer Comment (2025-09-18): It appears some of the pages of the RCE are missing including the one that lists the RCE amount.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Attached<br>Reviewer Comment (2025-09-17): Need the RCE.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Attached | 09/18/2025 |  |  | 1 C A |  | VA | Second Home | Refinance - Limited Cash-out GSE | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000088714 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Attached |  |  | 09/17/2025 | 2 B |  | VA | Second Home | Refinance - Limited Cash-out GSE | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000088714 | XXXXX |  | XXXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | 1004 appraisal is missing from the file |  |  |  | Reviewer Comment (2025-09-17): Received appraisal trailing<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Attached | 09/17/2025 |  |  | 1 D A |  | VA | Second Home | Refinance - Limited Cash-out GSE | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000088714 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-09-17): Received appraisal trailing<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Attached | 09/17/2025 |  |  | 1 C A |  | VA | Second Home | Refinance - Limited Cash-out GSE | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000088714 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  |  |  |  |  | Reviewer Comment (2025-09-17): Received appraisal trailing<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Attached | 09/17/2025 |  |  | 1 D A |  | VA | Second Home | Refinance - Limited Cash-out GSE | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000088714 | XXXXX |  | XXXXX |  | Property | Valuation | General | Valuation | Valuation Product pending |  | [REDACTED] / Post Disaster Inspection + [REDACTED] - 5 Days |  |  |  | Reviewer Comment (2025-09-25): Clearing. | 09/25/2025 |  |  | 1 A |  | VA | Second Home | Refinance - Limited Cash-out GSE | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000088714 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Overdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of [REDACTED]on Final Closing Disclosure provided on [REDACTED] are overdisclosed. |  |  |  |  | Reviewer Comment (2025-09-25): [REDACTED] received Letter of explanation and Corrected Closing disclosure.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Attached LOE<br>Reviewer Comment (2025-09-24): [REDACTED] Yes, LOE to the borrower should specify the changes made on PCCD.<br>Buyer Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Are you wanting an LOE to the borrower stating the HOA fees were not correct?<br>Reviewer Comment (2025-09-23): [REDACTED] received PCCD but missing LOE to borrower to accompanying CD. LOE required to cure.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Attached PCCD.<br>Reviewer Comment (2025-09-22): [REDACTED] received PCCD dated [REDACTED]. Property costs reflected on PCCD of $[REDACTED]. Loan file indicates Costs of $[REDACTED]. The itemized costs ($[REDACTED] HOA/$[REDACTED] Tax/ $[REDACTED] HOI) total $[REDACTED]/ month. The acceptable amounts are [REDACTED],[REDACTED], or [REDACTED] months. The allowable tolerance for the escrow account fields is $[REDACTED] for under disclosure and no penalty for over disclosure however the amount cannot exceed 12 months of calculated costs or less than 9 months. Please provide verification if using an updated amount. Letter of Explanation and Corrected CD required to cure.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Attached<br>Reviewer Comment (2025-09-19): [REDACTED] received rebuttal, however as per 1004 HOA $[REDACTED] per year. As per our calculation Hazard Insurance = $[REDACTED] \* 12 = $[REDACTED], Taxes = $[REDACTED] \* 12 = $[REDACTED], HOA dues = $[REDACTED]\* 12 = $[REDACTED]. Please provide corrected PCCD and LOE to cure or verification of updated amounts.<br>Buyer Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): The amount is correct please see calculations below. <br> Hazard Insurance = $[REDACTED] \* 12 = $[REDACTED]<br> Taxes = $[REDACTED] \* 12 = $[REDACTED]<br> HOA dues = $[REDACTED] \* 12 = $[REDACTED]<br> $[REDACTED] + $[REDACTED] + $[REDACTED]= $[REDACTED] |  | 09/25/2025 |  | 2 B |  | VA | Second Home | Refinance - Limited Cash-out GSE | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000090491 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | TX | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000089637 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090058 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): FINAL SS | 09/18/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090058 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | HUD/CD is missing. |  |  |  | Reviewer Comment (2025-09-18): Received, Clearing.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): FINAL HUD | 09/18/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090153 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The Loan amount is $[REDACTED]. Hazard Insurance Coverage amount $[REDACTED]. Hazard Insurance coverage has a shortfall of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-17): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): See attached | 09/17/2025 |  |  | 1 C A |  | UT | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000088398 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2025-09-17): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you. | 09/17/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000088398 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/[REDACTED] |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | GA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000091140 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-17): Clearing based on review coming back within tolerances. | 09/17/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091140 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is missing |  |  |  | Reviewer Comment (2025-09-21): Received Employer Identification Number (EIN). Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): EIN Letter | 09/21/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091847 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-18): Clearing based on review coming back within tolerances. | 09/18/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091847 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091847 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2025-09-22): Received prior appraisal. Exception cleared.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091847 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-22): Received prior appraisal. Exception cleared.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091847 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | POCB Invoice for Credit Report totaling $[REDACTED]not provided. |  |  |  | Reviewer Comment (2025-09-21): Received Invoice. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/21/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091847 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | POCB Invoice for Appraisal totaling $[REDACTED]not provided. |  |  |  | Reviewer Comment (2025-09-21): Received Invoice. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/21/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091847 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | The Hazard Insurance Policy Effective Date is after the later of the disbursement, note or transaction date |  |  |  | Reviewer Comment (2025-09-21): As per PCCD, disbursement date is [REDACTED]. Hazard Insurance Policy Effective date is prior to the Disbursement Date. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/21/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091847 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091847 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2025-09-22): Received. Clearing.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached and Calculations for reserves below.<br>Total assets $[REDACTED] - Cash to Close on PCCD $[REDACTED] = $[REDACTED]<br> $[REDACTED] / P&I $[REDACTED] = [REDACTED] months reserves | 09/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090051 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | GA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000090661 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091286 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091286 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. If the prelim does not state a coverage amount |  |  |  | Reviewer Comment (2025-09-17): Accepted as is. |  |  | 09/17/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091436 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000091436 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000085290 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000090981 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-18): Clearing based on review coming back within tolerances. | 09/18/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000090981 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines state that properties less than [REDACTED]square feet are ineligible. The subject property is an attached studio condo with a GLA of [REDACTED]square feet. Comparable are provided with a range of GLA from [REDACTED] square feet. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-18): Client elects to waive/regrade with compensating factors. |  |  | 09/18/2025 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000090981 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for property being listed for sale within the last [REDACTED]months. The subject is no longer listed for sale. Comp Factors: FICO [REDACTED], DSCR above [REDACTED] | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-18): Client elects to waive/regrade with compensating factors. |  |  | 09/18/2025 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000090108 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Mortgage Statement is Missing |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/22/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091643 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy does not reflect a coverage amount and the Final policy was not provided in file. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090567 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. |  |  |  | Reviewer Comment (2025-09-25): [REDACTED] received e-consent dated [REDACTED]<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Please see confirmation of eConsent date<br>Reviewer Comment (2025-09-22): [REDACTED] Received E-Consent agreement; however, it does not specify when borrower accepted the E-Consent. Provide evidence when electronic consent is accepted by borrower.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Please see eConsent | 09/25/2025 |  |  | 1 C A |  | NJ | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000089313 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on [REDACTED]% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-19): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you. | 09/19/2025 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089313 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000090587 | XXXXX |  | XXXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 A B |  | VA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000091229 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091229 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-09-24): Sufficient funds verified using FSS<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Hello, we wanted to provide documentation for the $[REDACTED] EMD one more time. It is Seller Held EMD $[REDACTED] + remaining EMD $[REDACTED], which consists of $[REDACTED], $[REDACTED], and $[REDACTED]. We have also attached the FSS. Could you please kindly review again one more time for us? Thank you.<br>Reviewer Comment (2025-09-22): After applying PCCD, documented qualifying Assets for Closing of $[REDACTED] is less than Cash from Borrower $[REDACTED]. Exception remains.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/24/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091229 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within [REDACTED]and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000084233 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Second Home | Refinance - Limited Cash-out GSE | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000084233 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED]is over disclosed by $[REDACTED]compared to the calculated Amount Financed of $[REDACTED]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated[REDACTED] | Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED]is over disclosed by $[REDACTED]compared to the calculated Amount Financed of $[REDACTED]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate. |  |  |  | Reviewer Comment (2025-09-19): BIA approval/Rush is not a finance charge | 09/19/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000084233 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED]disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED]is under disclosed by $[REDACTED]compared to the calculated Finance Charge of $[REDACTED]which exceeds the $[REDACTED]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Finance Charge disclosed is $[REDACTED]. Calculated finance charge is $[REDACTED]. Variance of $[REDACTED]. Based on review of Lender's compliance report, $[REDACTED]fee was not included in finance charge calculation. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for [REDACTED]closed amount, Corrected CD, and Re-open Rescission if Applicable |  |  |  | Reviewer Comment (2025-09-19): BIA approval/Rush is not a finance charge | 09/19/2025 |  |  | 1 C A |  | CA | Second Home | Refinance - Limited Cash-out GSE | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000090330 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090389 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | OR | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000090389 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | The appraisal was not provided to the borrower within 3 business days of the note date. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | OR | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000090389 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | No Cure Provided. |  |  |  | Reviewer Comment (2025-09-23): [REDACTED] Received Valid COC dated [REDACTED].<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): COCs | 09/23/2025 |  |  | 1 C A |  | OR | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000091376 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-18): Clearing based on review coming back within tolerances. | 09/18/2025 |  |  | 1 C A |  | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091376 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-09-22): Cleared, bank statement received.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, please see attached for the Transaction History + Bank statement for [REDACTED] #[REDACTED]. The balance showing on the Transaction History is $[REDACTED]. The amount wired to escrow $[REDACTED] added back and $[REDACTED] wire fee deducted and the balance used is $[REDACTED]. Thank you. | 09/22/2025 |  |  | 1 C A |  | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091376 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | Gift Letter is missing. |  |  |  | Reviewer Comment (2025-09-22): Received PCCD with No Gift funds. Exception cleared.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, there were no Gift Funds received and all required Cash to Close is coming from the checking account disclosed on the 1003. Please see attached PCCD showing no Gift Funds. Thank you.<br>Reviewer Comment (2025-09-22): CD dated [REDACTED] shows a gift of $[REDACTED] on page 3 of the CD.<br>Buyer Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, we were unable to locate documentation showing a $[REDACTED] gift on the 1003 as well as the bank statement/Transaction History. We were wondering which documentation the Gift was showing? Thank you.<br>Reviewer Comment (2025-09-22): Please provide gift letter in the amount of $[REDACTED].<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, please see attached for the Transaction History + Bank statement for [REDACTED] #[REDACTED]. The balance showing on the Transaction History is $[REDACTED]. The amount wired to escrow $[REDACTED] added back and $[REDACTED] wire fee deducted and the balance used is $[REDACTED]. Thank you. | 09/22/2025 |  |  | 1 C A |  | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091376 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091376 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2025-09-22): Cleared bank statement received<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, please see attached for the Transaction History + Bank statement for [REDACTED] #[REDACTED]. The balance showing on the Transaction History is $[REDACTED]. The amount wired to escrow $[REDACTED] added back and $[REDACTED] wire fee deducted and the balance used is $[REDACTED]. There should be sufficient funds left over for reserves. Thank you. | 09/22/2025 |  |  | 1 C A |  | MD | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000089302 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090665 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date is after the disbursement date. Policy effective [REDACTED] and Disbursement was [REDACTED]. |  |  |  | Reviewer Comment (2025-09-19): PCCD received with disbursement date the same as the hazard effective date, exception cleared<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): PC CD in the file shows disbursement date [REDACTED]. Please clear. | 09/19/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089234 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090850 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-17): Clearing based on review coming back within tolerances. | 09/17/2025 |  |  | 1 C A |  | OR | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089622 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-17): Clearing based on review coming back within tolerances. | 09/17/2025 |  |  | 1 C A |  | MO | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091080 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  | Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-23): Appraisal provided. Cleared.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): appraisal | 09/23/2025 |  |  | 1 D A |  | AZ | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000091080 | XXXXX |  | XXXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-22): Received Appraisal. Exception remains.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): appraisal | 09/22/2025 |  |  | 1 D A |  | AZ | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000091080 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | There was a FEMA Disaster Declaration dated [REDACTED]. The subject property is located in a FEMA Disaster area. A post disaster inspection report is needed verifying there is no damage to the subject property and the post disaster inspection report must be dated after the disaster declaration end date. |  |  |  | Reviewer Comment (2025-09-23): Appraisal provided. Cleared. | 09/23/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000091423 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-18): Clearing based on review coming back within tolerances. | 09/18/2025 |  |  | 1 C A |  | SC | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089128 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CO | Second Home | Refinance - Limited Cash-out GSE | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000089128 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided) | Colorado Consumer Credit Code: Borrower not provided First Lien Refinance Notice. |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CO | Second Home | Refinance - Limited Cash-out GSE | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000089653 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Gift of $[REDACTED]was all the assets verified. Cash to close required is $[REDACTED]+ POCs $[REDACTED]= $[REDACTED] |  |  |  | Reviewer Comment (2025-09-23): Sufficient funds verified with POC invoices<br>Reviewer Comment (2025-09-23): Reopened<br>Reviewer Comment (2025-09-22): Sufficient funds verified with invoices from POCs<br>Reviewer Comment (2025-09-22): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Documented qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED].<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, the previously uploaded packaged has page 2 (HOA questionnaire) and page 3 ([REDACTED] credit report) both show credit card payments made by the borrower. I've attached the two invoices again.<br>Reviewer Comment (2025-09-19): Please provide evidence the pocb for [REDACTED] and the lender questionnaire were paid by the borrower<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Hello, please see attached | 09/23/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000089653 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000091610 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing a VOE employment letter, dated within ten days of the note, for this borrower. |  |  |  | Reviewer Comment (2025-09-19): VOE received, exception cleared<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Closing VVOE | 09/19/2025 |  |  | 1 C A |  | VA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091318 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-18): Clearing based on review coming back within tolerances. | 09/18/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090134 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit report is more than 120 days from the note date. |  |  |  | Reviewer Comment (2025-09-23): Received. Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Credit report | 09/23/2025 |  |  | 1 C A |  | NY | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000090134 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit report is more than 120 days of the note date. |  |  |  | Reviewer Comment (2025-09-23): Received. Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Credit report | 09/23/2025 |  |  | 1 C A |  | NY | Second Home | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000091824 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list policy amount. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000091441 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000091017 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-17): Clearing based on review coming back within tolerances. | 09/17/2025 |  |  | 1 C A |  | CT | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091017 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CT | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091017 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CT | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091017 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval not provided. |  |  |  | Reviewer Comment (2025-09-18): Received Loan Underwriting and Transmittal Summary (1008) / MCAW. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): 1008 | 09/18/2025 |  |  | 1 C A |  | CT | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090056 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000090056 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $[REDACTED]is less than Guideline Available for Reserves of $[REDACTED]. Verified assets gift funds in the amount of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-23): Based on final closing statement and PCCD, sufficient reserves verified<br>Reviewer Comment (2025-09-23): EXCEPTION HISTORY - Exception Explanation was updated on[REDACTED] PRIOR Exception Explanation: Calculated Available for Reserves of $[REDACTED] is less than Guideline Available for Reserves of $[REDACTED].<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached. We calculated [REDACTED] months in reserves<br>Assets ($[REDACTED]) - Cash to close ($[REDACTED]) = $[REDACTED]<br>$[REDACTED] / $[REDACTED] = [REDACTED] months in reserves | 09/23/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000090056 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000091863 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | Hazard Insurance policy covering prior period from[REDACTED] to[REDACTED] is not provided and is required. |  |  |  | Reviewer Comment (2025-09-23): Disbursement date updated per PCCD. Cleared.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/23/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091380 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000091380 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000091331 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): CDA REPORT | 09/22/2025 |  |  | 1 D A |  | CA | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000091331 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-18): Accepted as is.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): APPRAISAL DELIVERY |  |  | 09/18/2025 | 2 B |  | CA | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000089689 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | The file was missing a copy of Renewal and Extension Rider |  |  |  | Reviewer Comment (2025-09-18): Received Rider - Other. Exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): Renewal and Extension Rider | 09/18/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000090412 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Conditioned exception: Exception for DSCR <1.00/ [REDACTED]. Conditioned upon 1004D. Exception not needed as DSCR is now [REDACTED]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-18): Lender exception was conditioned upon receipt of 1004D. The 1004D was received and is acceptable, lender exception can be waived. |  |  | 09/18/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000089822 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | TX | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000090599 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:Primary/[REDACTED]) |  |  |  | Reviewer Comment (2025-09-18): Accepted as is. |  |  | 09/18/2025 | 2 B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090599 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | 4506-C for borrower is not provided in file. |  |  |  | Reviewer Comment (2025-09-22): Received 4506-C<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): 4506C | 09/22/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000088799 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-18): Clearing based on review coming back within tolerances. | 09/18/2025 |  |  | 1 C A |  | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000091817 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see the replacement cost estimator for the property. This is sufficient to support the insurance noted on the hazard insurance policy. Please clear. Thank you. | 09/23/2025 |  |  | 1 C A |  | NY | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000088881 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | MD | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000091174 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-09-22): Appraisal received, no damage<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): See attached | 09/22/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXX | 4000091174 | XXXXX |  | XXXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  | The file is missing copy of Appraisal Report . |  |  |  | Reviewer Comment (2025-09-22): Appraisal received<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): See attached | 09/22/2025 |  |  | 1 D A |  | NJ | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXX | 4000091174 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | The file is missing copy of Approval or 1008 |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): See attached 1008 | 09/22/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXX | 4000091174 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-22): Client elects to waive |  |  | 09/22/2025 | 2 B |  | NJ | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXXX | 4000090550 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-09-19): Received fraud report<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Fraud Rpt | 09/19/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000088905 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-18): Clearing based on review coming back within tolerances. | 09/18/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091900 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091900 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for minimum tradelines not met. Comp factors: FICO [REDACTED], 6 months in reserves. | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-22): Client elects to waive/regrade with compensating factors. |  |  | 09/22/2025 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091699 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091699 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091227 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-19): Clearing based on review coming back within tolerances. | 09/19/2025 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091842 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | VA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000090539 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Fraud Rpt | 09/19/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090539 | XXXXX |  | XXXXX |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | Please provide copies of lease agreement for all 3 units of the subject property. As per guidelines a vacant property is not eligible on a refinance transaction and property has been marked as tenant as per appraisal. |  |  |  | Reviewer Comment (2025-09-19): Received, Clearing.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Lease Agreements | 09/19/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090585 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000089199 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Desk Review Fee increased from $[REDACTED]to $[REDACTED], without a valid changed circumstance form. No cure provided. |  |  |  | Reviewer Comment (2025-09-30): [REDACTED] received COC dated [REDACTED] and CDA invoice to verify the change date.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): both invoices attached. thank you!<br>Reviewer Comment (2025-09-25): [REDACTED] received COC dated [REDACTED] for increase in fee to support [REDACTED] value. However the file has only 1 CDA document please provide another copy of CDA to validate the reason.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): attached per borrower instructions ordered 2nd CDA support [REDACTED] value. thank you,<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): A second CDA was ordered to support the $[REDACTED] appraised value, per borrower's consent.<br>Reviewer Comment (2025-09-23): [REDACTED] received valid COC, however fee again increased on [REDACTED] CD. Please provide valid COC with sufficient information on why the fee again increased or cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): attached requested.<br>Reviewer Comment (2025-09-22): [REDACTED] received COC dated [REDACTED]. but it does not give sufficient information on requirements of CDA review. Please provide additional information with supporting documentation of the reason for the CDA review and what information was received that required the addition of Review fee and when was that information received. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Please see the attached Change of Circumstance for your review.<br>Let me know if you have any questions or need anything further.<br>Thank you, | 09/30/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000089199 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Insurance Verification is missing. |  |  |  | Reviewer Comment (2025-09-22): Property is land only<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): its a piece of land not a house. | 09/22/2025 |  |  | 1 C A |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000089199 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | The date the valuation was provided to the applicate is prior to the date the appraisal was performed. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CO | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000090332 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090332 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Power of Attorney (POA) not provided |  |  |  |  |  | Reviewer Comment (2025-09-24): POA received, cleared<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you. | 09/24/2025 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091374 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000092051 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000092051 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Provide evidence the appraisal was POC with paid invoice |  |  |  | Reviewer Comment (2025-09-21): Received Invoice for POCB of Appraisal Fee $[REDACTED] is included in assets. Available for reserves is sufficient to meet guideline reserves requirement. Exception cleared.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Hello, please see attached invoice | 09/21/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091275 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-19): Clearing based on review coming back within tolerances. | 09/19/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000091275 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within 90 days of the Note Date. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | WA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000091275 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | WA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000089645 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000089645 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Counseling Agencies Disclosure Not in File | [REDACTED] - No evidence of required counseling disclosure language per [REDACTED]. |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090625 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-19): Clearing based on review coming back within tolerances. | 09/19/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090625 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles of Organization/Formation is missing. |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): articles | 09/22/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090625 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): good standing | 09/22/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090625 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing. |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): corporate resolution | 09/22/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090625 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing. |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): credit | 09/22/2025 |  |  | 1 D A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090625 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | Employer Identification Number (EIN) is missing for LLC. |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): EIN | 09/22/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090625 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing. |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): operating | 09/22/2025 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000090774 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/23/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090774 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | The file was missing a copy of OFAC. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/23/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090774 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | The file was missing a copy of Background Check. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/23/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090774 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy of HUD/CD. |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached | 09/23/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085665 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Permanent Resident Alien Card is missing for co borrower. |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): Permanent Res Card [REDACTED] document | 09/25/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000085665 | XXXXX |  | XXXXX |  | Credit | Collateral | Missing/Incorrect | Collateral | Missing document: Lease on leasehold property is not in file |  | Leasehold agreement not in file. |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): Rental Agreement for [REDACTED] | 09/25/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090619 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | MD | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000092053 | XXXXX |  | XXXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $[REDACTED]is less than Guideline Available for Reserves of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-26): Using additional EMD deposit of [REDACTED], sufficient reserves have been verified<br>Reviewer Comment (2025-09-26): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Calculated Available for Reserves of $[REDACTED] is less than Guideline Available for Reserves of $[REDACTED].<br>Reviewer Comment (2025-09-25): POCB Fees paid require invoices to be counted towards closing costs. Exception remains.<br>Buyer Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): Hello, the Borrower's total verified assets while NOT counting the EMD is $[REDACTED]. If we include the EMD into the verified assets, the total amount would be $[REDACTED] + EMD $[REDACTED] = $[REDACTED] and total Cash to Close would be $[REDACTED], which would consist of Cash to Close $[REDACTED] + EMD $[REDACTED] + POCB $[REDACTED]. Total available for reserves would be $[REDACTED] - $[REDACTED] = $[REDACTED]. <br>The reason [REDACTED] is seeing a shortage is because TPR is adding the $[REDACTED] EMD to the Cash to Close needed from the Borrower, but at the same time, deducting $[REDACTED] EMD from the verified assets amount in which the EMD was not already included. Therefore, this is resulting in double the amount of the EMD being deducted from the assets amount. Rather than deducting the $[REDACTED] EMD from the verified assets amount of $[REDACTED], we believe TPR should add it to get the correct total verified assets amount which includes the EMD. Thank you.<br>Reviewer Comment (2025-09-24): Cash to Close $[REDACTED] + EMD $[REDACTED] + POCB $[REDACTED] = $[REDACTED] Cash From Borrower. Assets Available for Closing is $[REDACTED]. Hence, assets available for reserves is $[REDACTED]. Please provide additional assets. Exception remains.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Hello, total verified assets is $[REDACTED]. Cash to close per PCCD is $[REDACTED] = remaining $[REDACTED] available for reserves. This loan is Investment property under loan amount $[REDACTED]. Therefore 6 months reserves required. P&I $[REDACTED] \* 6 months = $[REDACTED] required for reserves. We are still unsure why TPR is calculating such a shortage for reserves. Could you please kindly provide some additional details for us? Thank you.<br>Reviewer Comment (2025-09-23): Shortage remains with the updated CD.<br>Reviewer Comment (2025-09-23): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Calculated Available for Reserves of $[REDACTED] is less than Guideline Available for Reserves of [REDACTED].<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/26/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000092053 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-19): Accepted as is. |  |  | 09/19/2025 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000091645 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Missing Approval/1008 |  |  |  | Reviewer Comment (2025-09-23): Received Loan Underwriting and Transmittal Summary (1008) / MCAW. Exception cleared.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached. | 09/23/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000091645 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | TX | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXXX | 4000091645 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. Although the loan file contains the T-42.1 Endorsement, there is no evidence the Title Policy includes the Texas T-42 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D B C A | Non QM | Non QM | No |
| XXXXX | 4000091645 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached. | 09/23/2025 |  |  | 1 C A D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B C | Non QM | Non QM | Yes |
| XXXXX | 4000091645 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - No Waiver) | Texas Constitution Section 50(a)(6): Final itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing without a waiver. |  |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached.There should be no issues regarding the timing. | 09/23/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D B C A | Non QM | Non QM | Yes |
| XXXXX | 4000091645 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [REDACTED] incorrectly disclosed whether the loan will have an escrow account. | Final Closing Disclosure provided on [REDACTED] incorrectly disclosed whether the loan will have an escrow account. |  |  |  | Reviewer Comment (2025-09-23): [REDACTED] received updated Final CD with will not have escrow reason.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED].): Thanks for the clarification. Please see attached.<br>Reviewer Comment (2025-09-23): On page 4 of the CD the reason there is no escrow account is not checked is the reason for this exception.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached. This loan does not have an escrow account. | 09/23/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000084179 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Requesting exception to proceed with agricultural zoning. Lender exception approved FICO [REDACTED], 12 months is reserves. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-22): Client elects to waive/regrade with compansating factors. |  |  | 09/22/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091385 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for missing 1 month housing payment confrimed by private lender VOL. Comp factors LTV below [REDACTED]%, DSCR above 2.50. | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-22): Client elects to waive/regrade with compensating factors. |  |  | 09/22/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000085309 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000085309 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Requesting to proceed with Appraisal showing property as rural. Home appears suburban in a platted subdivision with just under a 1-acre site and we are in very close proximity to amenities and linkages that support a suburban location than rural. Lender exception, comp factors FLT below [REDACTED]%, FICO above [REDACTED], residual income above $[REDACTED]. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-22): Client elects to waive/regrade with compensating factors. |  |  | 09/22/2025 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000091759 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The Loan amount is $[REDACTED]. The Hazard Insurance policy amount is $[REDACTED]. Coverage shortfall $[REDACTED]. Replacement Cost Estimator is missing. |  |  |  | Reviewer Comment (2025-09-30): Received communication of insurance agent indicating sufficient coverage<br>Seller Comment (2025-09-30): Comment from Post Closing ([REDACTED].): agent confirming 100% Replacement cost<br>Reviewer Comment (2025-09-25): The deed of trust and title commitment don't resolve this exception.<br>Seller Comment (2025-09-25): Comment from Post Closing ([REDACTED].): deed of trust and title commitment | 09/30/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091567 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000089467 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-09-24): Provided. Cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Business Purpose | 09/24/2025 |  |  | 1 C A |  | VA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090631 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $[REDACTED]is sufficient to cover the mortgage amount of $[REDACTED]however, insufficient to cover the estimated cost new is $[REDACTED]. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. Coverage Shortfall is $[REDACTED] |  |  |  | Reviewer Comment (2025-09-22): Received, Clearing.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Estimated cost new developed in the appraisal is not applicable. The insurance policy is written at 100% replacement cost coverage, as stated in the remarks section of the attached EOI. Additionally, the coverage amount of $[REDACTED] is equal to the loan amount of $[REDACTED]. | 09/22/2025 |  |  | 1 C A |  | MO | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000092057 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000092057 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is Missing |  |  |  | Reviewer Comment (2025-09-22): Insurance Verification is not required. Exception cleared<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): Hello, please see attached. | 09/22/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090603 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | FL | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000084723 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $[REDACTED]is sufficient to cover the mortgage amount of $[REDACTED]but the appraiser did not provide an estimated cost to rebuild. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. Coverage Shortfall based on [REDACTED]% of the appraised value is $[REDACTED] |  |  |  | Reviewer Comment (2025-09-23): Received, Clearing.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please see attached from the HOI provider confirming the policy is insured to replacement cost. Note that FL statute does not allow for a provider to document an actual RCE. Please review to clear this condition. | 09/23/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000089427 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy of HUD/CD |  |  |  | Reviewer Comment (2025-09-26): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): final ss | 09/26/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090702 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | ID | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000090049 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-09-24): Received Final Title Policy. Exception cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/24/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000090049 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information) | Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information. |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000091120 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing. |  |  |  | Reviewer Comment (2025-09-25): Received Title Commitment. Exception cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): title docs | 09/25/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091120 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2025-09-24): Received Final 1003. Exception cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): final cls package - attached | 09/24/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091120 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-09-25): Received Business Purpose Certificate. Exception cleared.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): provided in cls pck | 09/25/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091120 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2025-09-25): Received Business Purpose Certificate. Exception cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): attached | 09/25/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091120 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): attached in cls pck | 09/25/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091828 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091905 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing Tax Verification |  |  |  | Reviewer Comment (2025-09-24): Received, cleared<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): a | 09/24/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091905 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing Tax Verification |  |  |  | Reviewer Comment (2025-09-24): Received, cleared<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): a | 09/24/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091905 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing Tax Verification |  |  |  | Reviewer Comment (2025-09-24): Received, cleared<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): a | 09/24/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091905 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing Tax Verification |  |  |  | Reviewer Comment (2025-09-24): Received, cleared<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): a | 09/24/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091981 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing. |  |  |  | Reviewer Comment (2025-09-24): Provided. Cleared<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Final CD | 09/24/2025 |  |  | 1 C A |  | MN | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090308 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  |  |  |  | Reviewer Comment (2025-09-24): As per PCCD, disbursement date is [REDACTED]. Hazard Insurance Policy Effective date is prior to the Disbursement Date. Exception cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Hello, please see attached, thank you. | 09/24/2025 |  |  | 1 C A |  | NV | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090308 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | NV | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090487 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000090998 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-23): Clearing based on review coming back within tolerances. | 09/23/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090296 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-23): Clearing based on review coming back within tolerances.<br>Reviewer Comment (2025-09-23): Buyer ordered review. Nothing to do at this time.<br>Buyer Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please advise if anything is needed at our end. | 09/23/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | Non QM | N/A | No |
| XXXXX | 4000090296 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | CA | Investment | Purchase | C B A | Non QM | N/A | No |
| XXXXX | 4000090296 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship Source Documentation was not provided |  |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | CA | Investment | Purchase | C B A | Non QM | N/A | No |
| XXXXX | 4000090296 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  |  |  |  |  | Reviewer Comment (2025-09-23): Received Passport document. Exception cleared.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): non perm | 09/23/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | Non QM | N/A | No |
| XXXXX | 4000091897 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Affiliated Business Arrangement Disclosure to applicant not provided within three (3) business days of application. ABA is from the closing agent, not the lender. |  |  |  | Reviewer Comment (2025-09-22): Accepted as is. |  |  | 09/22/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090882 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-23): Clearing based on review coming back within tolerances. | 09/23/2025 |  |  | 1 C A |  | MI | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000089227 | XXXXX |  | XXXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | The Hazard Insurance Policy Effective Date is after the Note date. Hazard Insurance Policy Effective Date [REDACTED], Note Date:[REDACTED] |  |  |  | Reviewer Comment (2025-09-26): LOE received, exception cleared<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Please LOE see attached | 09/26/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091840 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000091324 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. ([REDACTED],[REDACTED] Family Trucking Inc/S-Corp) |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000091324 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-23): Sufficient Cure Provided At Closing |  | 09/23/2025 |  | 1 A |  | TX | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000091324 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing 2024 1040 transcripts showing no results found |  |  |  | Reviewer Comment (2025-09-24): 1040 Transcripts- No results Returned Not required for Agency Loans hence Exception Cleared.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): This is an "Agency" loan and transcripts wouldn't be required. Please re-review to remove/waive this condition. | 09/24/2025 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000091324 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Designation mismatch due to missing 2024 1040 transcripts showing no results found |  |  |  | Reviewer Comment (2025-09-25): Clearing.<br>Reviewer Comment (2025-09-24): Required per AUS. Exception remains.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): This is an "Agency" loan and transcripts wouldn't be required. Please re-review to remove/waive this condition. | 09/25/2025 |  |  | 1 B A C |  | TX | Second Home | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000091324 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Missing 2024 1040 transcripts showing no results found |  |  |  | Reviewer Comment (2025-09-25): Clearing.<br>Buyer Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): [REDACTED] Tax Returns were provided as well as the [REDACTED] Extension documentation. As stated on the 1008, the [REDACTED] tax returns were used since [REDACTED] has not yet been filed.<br>Reviewer Comment (2025-09-24): Required per AUS. Exception remains.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): This is an "Agency" loan and transcripts wouldn't be required. Please re-review to remove/waive this condition. | 09/25/2025 |  |  | 1 C A |  | TX | Second Home | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000090334 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090334 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need the insurance documentation for this property. |  |  |  | Reviewer Comment (2025-09-23): Received Insurance Verification. Exception cleared.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Hello, please see attached | 09/23/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091857 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within CA and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091857 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000089858 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-23): Clearing based on review coming back within tolerances. | 09/23/2025 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000089858 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Proposed insured amount is less than final loan amount. Final policy with coverage equal to the loan amount is required. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | MD | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090551 | XXXXX |  | XXXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): see attached collateral package including title policy | 09/25/2025 |  |  | 1 C A |  | KY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000090551 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-23): Sufficient Cure Provided At Closing |  | 09/23/2025 |  | 1 A |  | KY | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000090551 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 Final Document is missing. |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): See attached final 1003 | 09/25/2025 |  |  | 1 C A |  | KY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000091489 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower has a thirty (30) day late reported in October 2024 on a Non Primary and a Non Subject Mortgage. There are not any other credit events reported and the Borrowers show a strong payment history before and after this date. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-24): Client elects to waive with compensating factors |  |  | 09/24/2025 | 2 B |  | NV | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000091489 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | A certification, similar to the [REDACTED]<br> Condominium Project Warranty Certification must be provided with the loan package |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Condo Questionnaire | 09/25/2025 |  |  | 1 C A |  | NV | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000089527 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  | Flood Insurance Coverage Amount is insufficient by $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): Good Afternoon, Please see the attached Flood Insurance Calculator which was used to determine the amount of flood insurance needed. I believe this should be sufficient to show that the coverage amount is enough given this information. | 09/25/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000090854 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000091669 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Permanent Resident Card is missing. |  |  |  | Reviewer Comment (2025-09-24): Permanent Resident card received, exception cleared<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Greencard | 09/24/2025 |  |  | 1 C A |  | WA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091439 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The policy provided was a H06 policy for attached townhome, provide master insurance policy.. |  |  |  | Reviewer Comment (2025-09-24): Received, Clearing.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): When units located within a PUD are covered by individual property insurance policies maintained by their respective owner(s), we are not required to verify master property insurance coverage on PUD common elements (Fannie Guidelines). | 09/24/2025 |  |  | 1 C A |  | WV | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000091439 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide each valuation to the borrower within 3 business days prior to closing. |  |  |  | Reviewer Comment (2025-09-23): Accepted as is. |  |  | 09/23/2025 | 2 B |  | WV | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000090922 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-24): Clearing based on review coming back within tolerances. | 09/24/2025 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090433 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is renter and has checks as validation; except she can't find the [REDACTED] check or bank statement (see LOE). Approved with FICO [REDACTED], 190 months reserves. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED]. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-24): Lender exception approved. |  |  | 09/24/2025 | 2 C B |  | MA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000088711 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | Investment Property Submitted as QM Test | Ability-to-Repay (Dodd-Frank 2014): Improper Originator Loan Designation. Investment property not subject to TILA Ability-to-Repay requirements under 1026.43 based on deal settings. |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | N/A | No |
| XXXXX | 4000090542 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Compliant | New York Subprime Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is in excess of allowable threshold of Prime Mortgage Market Rate [REDACTED]+ [REDACTED]%, or [REDACTED]%. Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2025-09-24): Client elects to waive<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): MTG is stamped subprime |  |  | 09/24/2025 | 2 B |  | NY | Primary | Purchase | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) With no time limit for which a cure may be made, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the subprime home loan threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| XXXXX | 4000090858 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | There is not evidence in the file that the borrower received a copy of the appraisal report at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000091769 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Escrow Instructions. |  |  | 09/24/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000089363 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000088285 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Rent loss insurance requires 6 months rental coverage. |  |  |  | Reviewer Comment (2025-10-01): Provided. Cleared.<br>Seller Comment (2025-10-01): Comment from [REDACTED] ([REDACTED]): docs | 10/01/2025 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091928 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need the taxes and insurance for [REDACTED] and the taxes for [REDACTED] |  |  |  | Reviewer Comment (2025-09-25): Received, Clearing.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): All tax and HOI docs have been uploaded for both properties. | 09/25/2025 |  |  | 1 C A |  | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091928 | XXXXX |  | XXXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | MA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091928 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-24): Sufficient Cure Provided At Closing |  | 09/24/2025 |  | 1 A |  | MA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000091864 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within CA and does not reflect a coverage amount. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091864 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091864 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VVOE dated post close. |  |  |  | Reviewer Comment (2025-09-28): Received VVOE within 10 business days of the Note. Exception cleared.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Hello, Please see attached | 09/28/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090257 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Occupancy Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-09-29): Received Occupancy Certificate. Exception cleared.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): [REDACTED] [REDACTED]: please see attached | 09/29/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A | N/A | N/A | No |
| XXXXX | 4000091375 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091375 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091650 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000090558 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-26): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): COC LE | 09/26/2025 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000090558 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-26): Sufficient Cure Provided At Closing |  | 09/26/2025 |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000088730 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2025-09-24): Accepted as is. |  |  | 09/24/2025 | 2 B |  | FL | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000089433 | XXXXX |  | XXXXX |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | The file is missing copy of E-Sign Consent Agreement. |  |  |  | Reviewer Comment (2025-09-25): Received E-sign Consent Agreement. Exception cleared.<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): Consent and cert of completion | 09/25/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000089433 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-09-26): [REDACTED] received initial CD dated [REDACTED]<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): initial CD and audit trail history | 09/26/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000091644 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-25): Cleared based on review coming back within tolerances | 09/25/2025 |  |  | 1 C A |  | VA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000090645 | XXXXX |  | XXXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 application is missing. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXX | 4000090645 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing. |  |  |  | Reviewer Comment (2025-09-26): Received Loan Underwriting and Transmittal Summary (1008) / MCAW. Exception cleared.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): 1008 | 09/26/2025 |  |  | 1 C A |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXX | 4000090645 | XXXXX |  | XXXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Missing guarantor agreement. |  |  |  | Reviewer Comment (2025-09-29): Received Guarantor Agreement. Exception cleared.<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): guaranty | 09/29/2025 |  |  | 1 D A |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXX | 4000091010 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-25): Cleared based on review coming back within tolerances | 09/25/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091010 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091010 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary[REDACTED]) |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091010 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2025-09-25): Sufficient Cure Provided At Closing |  | 09/25/2025 |  | 1 A |  | CA | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000091010 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Condo is non warrantable under FNMA guidelines due to "unavailable " status in CPM. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-25): Client elects to waive with compensating factors |  |  | 09/25/2025 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091010 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | A certification, similar to the [REDACTED] Condominium Project Warranty Certification must be provided with the loan package along with the [REDACTED] Condominium Questionnaire or similar as well as any other documents used to determine eligibility. |  |  |  | Reviewer Comment (2025-09-30): Documentation received<br>Seller Comment (2025-09-30): Comment from Purchasing Team ([REDACTED]): please review document again, all information is on the [REDACTED] Financial Loan Exception Form.<br>Reviewer Comment (2025-09-29): Still need a certification, similar to the [REDACTED] Condominium Project Warranty Certification. Only received the HOA Questionnaire<br>Seller Comment (2025-09-29): Comment from Purchasing Team ([REDACTED]): CONDO DOCUMENTS<br>Reviewer Comment (2025-09-26): Please provide condo documentation used for review, to determine non-warrantable status<br>Seller Comment (2025-09-26): Comment from Purchasing Team ([REDACTED]): CONDO ITEMS | 09/30/2025 |  |  | 1 C A |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090279 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-25): Sufficient Cure Provided At Closing |  | 09/25/2025 |  | 1 A |  | AZ | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000091652 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-25): Cleared based on review coming back within tolerances | 09/25/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091652 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091652 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000090127 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-24): Clearing based on review coming back within tolerances. | 09/24/2025 |  |  | 1 C A |  | MO | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090450 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-25): Cleared based on review coming back within tolerances | 09/25/2025 |  |  | 1 C A |  | OK | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090556 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000090733 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Receipt of Appraisal Without provide a copy of each valuation to applicant three (3) business days prior. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | WI | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000092021 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing. |  |  |  | Reviewer Comment (2025-09-26): Received Credit Report. Exception cleared.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Credit Report | 09/26/2025 |  |  | 1 D A |  | CA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000092021 | XXXXX |  | XXXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC is missing. |  |  |  | Reviewer Comment (2025-09-26): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Fraud Report | 09/26/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000092021 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000093011 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $[REDACTED]is less than the note amount of $[REDACTED]based on the Commitment in file. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | VA | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000091011 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | MD | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000091011 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-09-25): Accepted as is. |  |  | 09/25/2025 | 2 B |  | MD | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000088840 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is. |  |  | 09/26/2025 | 2 B |  | DE | Second Home | Purchase | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000088840 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-26): Sufficient Cure Provided At Closing |  | 09/26/2025 |  | 1 A |  | DE | Second Home | Purchase | Final CD evidences Cure B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXXX | 4000090926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is. |  |  | 09/26/2025 | 2 A |  | NY | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000090926 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED]plus [REDACTED]% or $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Deed fee and Mortgage fee added to the final CD without a valid COC |  |  |  | Reviewer Comment (2025-09-29): [REDACTED] received itemization for fee bifurcation of section E on initial LE. No cure required for 10% tolerance.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Please see attached LOX | 09/29/2025 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000090926 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Incomplete note document in file. |  |  |  | Reviewer Comment (2025-09-26): Complete note in file | 09/26/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000091467 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Loan Estimate provided [REDACTED] was electronically signed and dated by Borrowers on [REDACTED], however earliest e-consent date on file is[REDACTED] |  |  |  | Reviewer Comment (2025-09-29): [REDACTED] received e-consent.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): PLEASE SEE ATTACHED P3 SHOWING ECONSENT AS OF [REDACTED] | 09/29/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000091467 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Appraisal Fee increased from $[REDACTED]to $[REDACTED], an increase of $[REDACTED]. A cure of $[REDACTED]was provided. |  |  |  | Reviewer Comment (2025-09-25): Sufficient Cure Provided At Closing |  | 09/25/2025 |  | 1 A |  | CO | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000091467 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-25): Cleared based on review coming back within tolerances | 09/25/2025 |  |  | 1 C A |  | CO | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000090871 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  | Reviewer Comment (2025-09-26): Accepted as is. |  |  | 09/26/2025 | 2 B |  | WA | Second Home | Refinance - Limited Cash-out GSE | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXXX | 4000092011 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines state at least one borrower must have been on title for at least 6 months prior to the note date of the new loan. The subject property has been held in the same of XXXXXXXX1 - [REDACTED] since [REDACTED], which is owned [REDACTED]% each between 3 entities. One of the 3 owners is another LLC, XXXXXXXX which our borrower owns [REDACTED]%. Parent company doesn't have majority ownership of vested LLC. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-26): Lender exception approved. |  |  | 09/26/2025 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000089753 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list policy amount. |  |  |  | Reviewer Comment (2025-09-26): Client elects to waive |  |  | 09/26/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000091220 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-26): Client elects to waive |  |  | 09/26/2025 | 2 B |  | GA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000091766 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-29): Cleared based on review coming back within tolerances | 09/29/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000090508 | XXXXX |  | XXXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing evidence of receipt of gift funds in the amount of $[REDACTED]. |  |  |  | Reviewer Comment (2025-09-29): Cleared with wire receipt<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): See attached for the Disbursement Ledger issued by the closing agent at the time of closing with the gift funds reflected. | 09/29/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091563 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-26): Accepted as is per client. |  |  | 09/26/2025 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000090295 | XXXXX |  | XXXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[REDACTED]. Provide updated policy reflecting minimum coverage of $[REDACTED]OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-09-29): Received email from agent, policy is 100% replacement cost<br>Reviewer Comment (2025-09-29): Email from insurance agent, policy is 100% replacement<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): insurance | 09/29/2025 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000092017 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-29): Cleared based on review coming back within tolerances<br>Buyer Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Cleared - After further review, exception cleared. | 09/29/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000092017 | XXXXX |  | XXXXX |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible property type. |  | Property is reflected as Rural Residential Zoning on the 1025 Appraisal. |  |  |  | Reviewer Comment (2025-09-29): After further review, exception has been cleared.<br>Buyer Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Per our [REDACTED] DSCR Guidelines, a property is considered "Rural" only if the appraisal-determined location is "Rural" in the Neighborhood Characteristics - Location section. The neighborhood location is marked as "Suburban" in the appraisal. Property type is eligible. | 09/29/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091886 | XXXXX |  | XXXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Insurance and Real Estate Tax verification are missing for REO [REDACTED], [REDACTED]. |  |  |  | Reviewer Comment (2025-09-29): Mortgage statement received showing the payment is escrowed, exception cleared<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): REO Docs | 09/29/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000091022 | XXXXX |  | XXXXX |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-09-26): Cleared based on review coming back within tolerances | 09/26/2025 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000091218 | XXXXX |  | XXXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary Title policy does not list coverage amount. |  |  |  | Reviewer Comment (2025-09-29): Client elects to waive |  |  | 09/29/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091218 | XXXXX |  | XXXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-09-29): Client elects to waive |  |  | 09/29/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000091750 | XXXXX |  | XXXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount |  |  |  | Reviewer Comment (2025-10-01): Client elects to waive |  |  | 10/01/2025 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |

---

## Exhibit 99.04

**Exhibit 99.04** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| XXXXX | 4000063976 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000072699 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000077878 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| XXXXX | 4000075915 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.10 |
| XXXXX | 4000076001 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.40 |
| XXXXX | 4000079532 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.00 |
| XXXXX | 4000079504 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000076599 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| XXXXX | 4000072800 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 14.800% |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000080604 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000078472 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000079447 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000081829 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000080908 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000079255 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000080858 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXXX | 4000079448 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.970% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.00 |
| XXXXX | 4000079546 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000081732 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| XXXXX | 4000077508 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000081563 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.50 |
| XXXXX | 4000080913 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082517 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| XXXXX | 4000083763 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.40 |
| XXXXX | 4000084291 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082335 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| XXXXX | 4000082835 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000082730 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000083962 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| XXXXX | 4000081470 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |
| XXXXX | 4000085541 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.70 |
| XXXXX | 4000083072 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| XXXXX | 4000067536 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 9.090% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 5.00 |
| XXXXX | 4000082507 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.00 |
| XXXXX | 4000082755 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 5.00 |
| XXXXX | 4000083073 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000082856 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| XXXXX | 4000082630 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 42.750% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.750% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083089 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.10 |
| XXXXX | 4000082567 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000082736 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.30 |
| XXXXX | 4000083332 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.70 |
| XXXXX | 4000083533 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000084038 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| XXXXX | 4000084065 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000083119 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |
| XXXXX | 4000083301 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXXX | 4000083585 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000079441 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000083920 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000083132 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.30 |
| XXXXX | 4000084033 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 4000083329 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000083494 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.10 |
| XXXXX | 4000080394 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.40 |
| XXXXX | 4000085372 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000085122 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.90 |
| XXXXX | 4000082709 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000083037 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.50 |
| XXXXX | 4000084885 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084172 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000083501 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.80 |
| XXXXX | 4000082839 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000083741 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| XXXXX | 4000083932 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000085579 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.40 |
| XXXXX | 4000082480 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000084798 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.60 |
| XXXXX | 4000085346 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000084240 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000084412 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000084729 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 14.550% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 999.00 |
| XXXXX | 4000082873 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000082737 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.80 |
| XXXXX | 4000084101 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000083698 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000079021 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000083659 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000085304 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000081706 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.310% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| XXXXX | 4000083231 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000080749 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.090% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000083912 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000085330 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.40 |
| XXXXX | 4000085440 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 17.960% |  |  | AVM |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000084076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084615 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000080856 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.080% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085658 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000083721 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000083738 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000084941 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXXX | 4000082448 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000082340 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.50 |
| XXXXX | 4000085783 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| XXXXX | 4000083161 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| XXXXX | 4000083806 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000084698 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| XXXXX | 4000085225 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.660% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| XXXXX | 4000084032 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| XXXXX | 4000084656 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083827 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084637 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXXX | 4000084438 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.400% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.40 |
| XXXXX | 4000082757 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000084425 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.30 |
| XXXXX | 4000080548 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000080792 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000086581 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| XXXXX | 4000084624 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000084641 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.60 |
| XXXXX | 4000083683 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.110% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000083718 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| XXXXX | 4000088493 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083714 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000083035 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000086068 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000085054 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| XXXXX | 4000081976 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| XXXXX | 4000084420 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXXX | 4000085390 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000081911 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| XXXXX | 4000084622 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000084631 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000086376 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -3.880% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000084223 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000085295 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000082832 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.180% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000084671 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000082600 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |  |
| XXXXX | 4000085074 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000083880 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.80 |
| XXXXX | 4000083019 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000085418 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000085683 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.110% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 |  |
| XXXXX | 4000085383 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.50 |
| XXXXX | 4000083440 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.50 |
| XXXXX | 4000080930 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084048 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000083706 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085144 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXXX | 4000085038 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085096 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 9.340% |  |  | Appraisal |  |  |  |  |  | 12.530% |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000085180 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| XXXXX | 4000085510 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.80 |
| XXXXX | 4000085426 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089132 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000085446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| XXXXX | 4000085112 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000085040 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000085391 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084849 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000082701 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 1.760% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085135 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXXX | 4000085301 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.30 |
| XXXXX | 4000084502 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000081516 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000084982 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000085720 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000086972 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.80 |
| XXXXX | 4000085863 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000084202 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000084597 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000084984 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| XXXXX | 4000083295 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000085308 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.80 |
| XXXXX | 4000085262 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082639 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000085775 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000088846 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| XXXXX | 4000084934 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084789 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| XXXXX | 4000085934 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000087677 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.40 |
| XXXXX | 4000088875 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| XXXXX | 4000083725 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000085576 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.30 |
| XXXXX | 4000082967 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| XXXXX | 4000081418 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090348 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.80 |
| XXXXX | 4000084557 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000085774 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000087768 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089794 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000082941 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.060% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 5.00 |
| XXXXX | 4000085241 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.390% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090191 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000083117 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000084585 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000084111 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.10 |
| XXXXX | 4000084614 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| XXXXX | 4000082931 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.230% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.80 |
| XXXXX | 4000089238 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000090521 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXXX | 4000080440 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.40 |
| XXXXX | 4000085338 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000086493 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| XXXXX | 4000088547 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.20 |
| XXXXX | 4000082749 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088715 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| XXXXX | 4000088559 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| XXXXX | 4000089904 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 4000090512 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085300 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | -0.410% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.880% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085077 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.80 |
| XXXXX | 4000086409 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000086379 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000087937 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000087557 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000089130 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090523 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083915 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.90 |
| XXXXX | 4000087861 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.20 |
| XXXXX | 4000088823 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000080084 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088520 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| XXXXX | 4000085531 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089700 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089116 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085764 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| XXXXX | 4000087683 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000088181 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000084777 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.760% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085142 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000087479 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000086846 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000083014 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000091176 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.450% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| XXXXX | 4000084014 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089906 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089430 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000084786 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.10 |
| XXXXX | 4000085103 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089917 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000087922 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000075610 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085891 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090994 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000088723 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089204 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000082985 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXXX | 4000088247 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090616 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085324 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| XXXXX | 4000089026 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090611 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085048 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000085365 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.850% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 |  |
| XXXXX | 4000090606 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| XXXXX | 4000085608 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000083248 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| XXXXX | 4000083244 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| XXXXX | 4000083162 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000084634 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000085438 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000089703 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000089644 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000084225 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000085620 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000088251 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088985 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000085840 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000089449 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000082004 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091295 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084462 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.880% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| XXXXX | 4000083980 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088906 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXXX | 4000085247 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| XXXXX | 4000088655 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000084970 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090513 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000088540 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000085240 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090248 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000088396 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089015 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089582 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.30 |
| XXXXX | 4000084180 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000089254 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089628 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.740% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.740% |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000089669 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089197 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| XXXXX | 4000091079 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000089391 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090529 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090400 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090396 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088907 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000089265 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000088824 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.10 |
| XXXXX | 4000087325 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000089423 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000091072 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090407 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -4.660% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -4.66% |  |  |  |  |  |
| XXXXX | 4000084626 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000087961 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000088996 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090726 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085748 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088133 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090464 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091506 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| XXXXX | 4000085601 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000089864 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000085757 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000085318 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000088926 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000090711 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| XXXXX | 4000082371 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000085600 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090528 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000090849 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085503 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.60 |
| XXXXX | 4000083909 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.80 |
| XXXXX | 4000087958 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000090071 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000090846 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090319 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089295 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000076952 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000090712 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088299 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089897 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091488 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000085616 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089422 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000084925 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000085158 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088157 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090109 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| XXXXX | 4000088898 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090643 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085939 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000084937 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087844 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.380% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090576 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092039 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 1.530% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.10 |
| XXXXX | 4000089821 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000088621 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000091434 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXXX | 4000090385 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.460% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000088992 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| XXXXX | 4000090188 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000089155 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000085797 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000090185 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000090618 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090067 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089583 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.10 |
| XXXXX | 4000085865 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000082319 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.60 |
| XXXXX | 4000089226 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| XXXXX | 4000089537 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090577 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090233 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000088539 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090971 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000090269 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.190% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089948 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090210 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000083298 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089000 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091320 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000090415 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090549 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000085294 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090699 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088810 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090262 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090656 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089001 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| XXXXX | 4000085906 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| XXXXX | 4000085568 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.80 |
| XXXXX | 4000090436 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000084784 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXXX | 4000084460 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089773 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000083408 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| XXXXX | 4000085607 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| XXXXX | 4000090492 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 4000089401 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090249 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090277 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.30 |
| XXXXX | 4000091875 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090801 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000088721 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.510% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089493 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090807 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089610 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.90 |
| XXXXX | 4000089375 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090946 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088618 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089817 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090074 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000088393 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090987 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.30 |
| XXXXX | 4000091529 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |
| XXXXX | 4000087876 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091816 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091732 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090402 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090421 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090659 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000088372 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000085188 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| XXXXX | 4000088676 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| XXXXX | 4000088857 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000091757 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000089378 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000089764 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| XXXXX | 4000084224 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.90 |
| XXXXX | 4000089303 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091599 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090781 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.40 |
| XXXXX | 4000091702 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090740 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| XXXXX | 4000089481 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000088080 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000089657 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000090837 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091211 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089367 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090333 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000084672 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090819 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091069 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090958 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090486 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089390 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000090538 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090113 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| XXXXX | 4000088371 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083081 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000088458 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088273 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| XXXXX | 4000091920 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000087880 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000087847 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.30 |
| XXXXX | 4000089715 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090199 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 4000091926 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.70 |
| XXXXX | 4000089945 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091417 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000088693 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000088596 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000091740 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.250% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091601 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089067 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.50 |
| XXXXX | 4000090061 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000090904 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089297 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.970% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090443 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090590 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000090584 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000091152 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.30 |
| XXXXX | 4000092023 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089023 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000089202 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000091839 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089626 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000090834 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000083175 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089747 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090304 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.790% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| XXXXX | 4000091762 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000091188 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| XXXXX | 4000090664 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088258 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.10 |
| XXXXX | 4000090975 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089494 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.870% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090371 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.860% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090962 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | -3.510% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089896 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091105 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090025 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090931 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090055 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090410 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| XXXXX | 4000090370 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| XXXXX | 4000090939 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090775 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090683 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000091391 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000090634 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000089473 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000085591 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090068 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091102 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| XXXXX | 4000090782 | XXXXX |  |  |  |  |  |  |  | 8.040% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.50 |
| XXXXX | 4000091197 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090581 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.80 |
| XXXXX | 4000088338 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089440 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090162 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| XXXXX | 4000090202 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090739 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088606 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091241 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.80 |
| XXXXX | 4000091475 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090883 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091121 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.80 |
| XXXXX | 4000084979 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091323 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| XXXXX | 4000091314 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000089380 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.20 |
| XXXXX | 4000090950 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089543 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091109 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000091118 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000088847 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| XXXXX | 4000090252 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000091625 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091100 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000091353 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090990 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000090255 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090972 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000091153 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| XXXXX | 4000091341 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXXX | 4000090813 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091154 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090678 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090497 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000089803 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 5.00 |
| XXXXX | 4000091339 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000090245 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| XXXXX | 4000090989 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000090130 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000091187 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000090947 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089269 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090256 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090452 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000084646 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| XXXXX | 4000091991 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090405 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089414 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000087909 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | 1.870% |  |  | AVM |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.870% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091731 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000090609 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000090976 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000091291 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089908 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000090511 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000084444 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.060% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090565 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.00 |
| XXXXX | 4000088993 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.50 |
| XXXXX | 4000090301 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090070 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXXX | 4000090669 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000089738 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.90 |
| XXXXX | 4000090278 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091728 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091311 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000091876 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090662 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089412 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  | -3.930% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.930% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092067 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000089277 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.70 |
| XXXXX | 4000089591 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| XXXXX | 4000090495 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089149 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000091021 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000090235 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.20 |
| XXXXX | 4000088831 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000091651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091562 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090677 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000089663 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090466 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000089695 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000088994 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.940% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000087115 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000090938 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000091482 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000090900 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.80 |
| XXXXX | 4000088270 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090798 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000090105 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090694 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000091076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000088782 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000087859 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088714 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.80 |
| XXXXX | 4000090491 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000089637 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000091902 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000088653 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| XXXXX | 4000091052 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090780 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090058 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090153 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000088398 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000091140 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091847 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090051 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000090661 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091286 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 4000091436 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 4.10 |
| XXXXX | 4000090573 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000085290 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090981 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000090108 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| XXXXX | 4000091643 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090567 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089313 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000092014 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090587 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -68.000% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.20 |
| XXXXX | 4000091229 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000084233 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 5.00 |
| XXXXX | 4000090330 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000091244 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000090389 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000091376 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000089697 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000089302 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090665 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091373 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000091597 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000091068 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.020% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 1.760% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| XXXXX | 4000091149 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089234 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090850 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000089622 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.70 |
| XXXXX | 4000091080 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089579 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091382 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000091423 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000089128 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000089314 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089653 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091610 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| XXXXX | 4000091726 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091318 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| XXXXX | 4000091970 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090134 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091824 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000091441 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091017 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.030% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| XXXXX | 4000091990 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.520% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090056 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090057 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091863 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091322 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.20 |
| XXXXX | 4000091380 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000091331 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000089689 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000088043 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091570 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090412 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090902 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089822 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090599 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000088799 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000092068 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091370 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090589 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000091817 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000082013 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091705 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000088881 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.90 |
| XXXXX | 4000091174 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090550 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000090561 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.20 |
| XXXXX | 4000090082 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000088905 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000091680 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091900 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| XXXXX | 4000090624 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| XXXXX | 4000091699 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| XXXXX | 4000091227 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000091845 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091842 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090539 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090585 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.20 |
| XXXXX | 4000089199 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.520% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 5.00 |
| XXXXX | 4000090332 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000091374 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000092051 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000091275 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089645 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090625 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090774 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091279 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000091978 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090983 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090514 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000085665 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089650 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000090619 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000092053 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091645 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090722 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| XXXXX | 4000088244 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| XXXXX | 4000084179 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000088446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091385 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000090676 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 4000088526 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.30 |
| XXXXX | 4000090635 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090977 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.70 |
| XXXXX | 4000085309 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| XXXXX | 4000091759 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000092088 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089936 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000090254 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 4000091776 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| XXXXX | 4000091567 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091476 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000089467 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000089603 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000092076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000090631 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000092057 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091714 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000090603 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| XXXXX | 4000084723 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000089427 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| XXXXX | 4000090702 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000090049 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091120 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000091828 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000088939 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.10 |
| XXXXX | 4000091905 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000091981 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000092232 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090308 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090487 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.20 |
| XXXXX | 4000090998 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| XXXXX | 4000090650 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090296 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091832 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091897 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000090882 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089699 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000089227 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091840 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXXX | 4000090790 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000091324 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.80 |
| XXXXX | 4000090334 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000092032 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091857 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000089858 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.30 |
| XXXXX | 4000088259 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| XXXXX | 4000091591 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.30 |
| XXXXX | 4000090551 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| XXXXX | 4000091489 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000092041 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089527 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.00 |
| XXXXX | 4000090854 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| XXXXX | 4000091669 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.30 |
| XXXXX | 4000091439 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000092020 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090922 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXXX | 4000091922 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090433 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000088711 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000090673 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090542 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000090812 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090858 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.090% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.10 |
| XXXXX | 4000091848 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000091769 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000089363 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000088285 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 4.40 |
| XXXXX | 4000084439 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.20 |
| XXXXX | 4000092006 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| XXXXX | 4000091928 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.00 |
| XXXXX | 4000091864 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000091337 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000090257 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| XXXXX | 4000091375 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000091650 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090558 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 4000088730 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000089433 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000091644 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 14.290% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089924 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090645 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000091642 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091010 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090279 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000092077 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000091652 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000091790 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000090127 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000091142 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000089014 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000090450 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090556 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090733 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000092021 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000089696 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.10 |
| XXXXX | 4000093011 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 4000091011 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.00 |
| XXXXX | 4000088840 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| XXXXX | 4000090926 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091467 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 13.330% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.00 |
| XXXXX | 4000089575 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090871 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.40 |
| XXXXX | 4000092011 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000089753 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000091220 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000092584 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091766 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000090342 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000090592 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000090126 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090508 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091165 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000089687 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000091563 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| XXXXX | 4000092073 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090295 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.80 |
| XXXXX | 4000092017 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000091753 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000090808 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000091886 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000091022 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000090697 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000085378 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| XXXXX | 4000092460 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000091218 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000090957 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000091749 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000089977 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.80 |
| XXXXX | 4000091750 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000090580 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 |  |

---

## Exhibit 99.05

**Exhibit 99.05** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** |
| XXXXX | 4000063976 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1614.09 | $1614.09 | 9.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2307.36 | $1259.04 | $192.28 | $104.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/24/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.8 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 34.18 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000072699 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2501.49 | $2501.49 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $10830.48 | $1625.04 | $902.54 | $135.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/26/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.63 | 1.58 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 132.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000077878 | XXXXX |  | Exempt from ATR |  | Yes |  | Yes | No | $21500.00 | $32391.56 |  | 8.289% | $7337.65 | $7337.65 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15573.80 | 1 | $15624.96 | $2070.00 | $1302.08 | $172.50 |  |  |  |  |  | 39.951% | 39.951% | 39.951% | 04/14/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $21500.00 |  | 6.700% | $5880.00 | 1.7 |  |  |  | No | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 45.820% | No | 17 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.1 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000075915 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8812.80 | $8812.80 | 10.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5370.60 | $609.00 | $447.55 | $50.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/22/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.1 |  |  |  | No | No | 10.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.55 | 1.82 |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.08 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000076001 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3103.02 | $3103.02 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5458.92 | $1428.00 | $454.91 | $119.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/02/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.4 |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.71 | 1.42 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000079532 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1110.61 | $1110.61 | 9.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1329.72 | $1360.20 | $110.81 | $113.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/30/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3 |  |  |  | No | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 93.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000079504 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1507.12 | $1507.12 | 9.124% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2007.12 | $1526.88 | $167.26 | $127.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/30/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 9.124% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 91.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000076599 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $907.69 | $907.69 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1487.40 | $2756.04 | $123.95 | $229.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/09/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 95.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000072800 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2208.32 | $2208.32 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $4598.64 | $8787.48 | $383.22 | $732.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/14/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.87 | 0.54 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 86.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000080604 | XXXXX |  | Non QM |  |  |  | Yes | No | $58626.00 | $62647.72 |  | 8.822% | $11401.08 | $11401.08 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20801.05 | 1 | $12420.24 | $4791.00 | $1035.02 | $399.25 |  |  |  |  |  | 40.074% | 40.074% | 40.074% | 05/20/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $58626.00 |  | 6.880% | $0.00 | 1.9 |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 22.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000078472 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $732.27 | $732.27 | 9.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $4320.96 | $1149.00 | $360.08 | $95.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/12/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.09 | Retail |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000079447 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6830.97 | $6830.97 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $15802.32 | $3786.00 | $1316.86 | $315.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/13/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 88.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000081829 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1802.64 | $1802.64 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2026.08 | $1491.00 | $168.84 | $124.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/16/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 360 | XXXXX | XXXXX | 8.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.79 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000080908 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2151.04 | $2151.04 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $25206.72 | $5043.00 | $2100.56 | $420.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/23/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.35 | 0.42 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 83.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000079255 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1253.64 | $1253.64 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $1455.12 | $735.48 | $121.26 | $61.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/28/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.81 | 0.55 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 112.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000080858 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $5356.22 |  | 6.945% | $4979.52 | $4979.52 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11848.33 | 1 | $12450.96 | $2996.04 | $1037.58 | $249.67 |  |  |  |  |  | 51.597% | 51.597% | 51.597% | 06/05/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1740.00 |  | 6.880% | $5000.00 | 1.5 |  |  |  | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.980% | No | 29 | 5 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 52.36 |  | Yes | No |  | $0.00 | $12728.35 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000079448 | XXXXX |  | Non QM |  |  |  | Yes | No | $5901.95 | $6708.66 |  | 7.071% | $2222.06 | $2222.06 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $3088.44 | 1 | $922.92 | $1601.04 | $76.91 | $133.42 |  |  |  |  |  | 44.650% | 44.650% | 44.650% | 06/12/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; D1C Income Verification Report - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5901.95 |  | 6.920% | $0.00 | 4 |  |  |  | No | No | 6.875% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 5.10 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.960% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000079546 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $6808.92 |  | 6.920% | $4335.73 | $4335.73 | 6.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5256.39 | 1 | $5458.20 | $3270.00 | $454.85 | $272.50 |  |  |  |  |  | 49.568% | 49.568% | 49.568% | 06/02/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.920% | $1062.00 | 1.7 |  |  |  | N/A | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 49.700% | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.18 |  | No | No |  | $0.00 | $10422.74 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000081732 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5543.85 | $5543.85 | 9.000% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $19497.00 | $10362.00 | $1624.75 | $863.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/23/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 9.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.49 | 2.06 |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 7.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000077508 | XXXXX |  | N/A |  |  |  | No | No | $18665.94 | $11982.94 |  | 7.301% | $3612.82 | $3612.82 | 7.125% | No | No | Not Employed | Not Employed | Employed | Employed | 11.28 | 5.1 |  | US Citizen | US Citizen | US Citizen |  |  |  | $19954.06 | 3 | $12531.48 | $5043.60 | $1044.29 | $420.30 |  |  |  |  |  | 25.560% | 25.560% | 25.560% | 05/16/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18665.94 |  | 6.800% | $0.00 |  |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 20.340% | No |  |  | 28 |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 34.5 |  | No | No |  | $0.00 | $26805.49 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000081563 | XXXXX |  | Non QM |  |  |  | Yes | No | $2125.00 | $5429.44 |  | 7.420% | $1773.66 | $1773.66 | 7.250% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $2836.80 | 1 | $5197.08 | $1383.96 | $433.09 | $115.33 |  |  |  |  |  | 45.299% | 45.299% | 45.299% | 06/24/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Foster Care]; Other - 2025<br> [Borrower - \| Primary Income - Foster Care]; Award Letter / Continuance Letter - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2125.00 |  | 6.890% | $0.00 | 2.5 |  |  |  | Yes | No | 7.250% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.930% | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.34 |  | No | No |  | $0.00 | $4389.97 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000080913 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1558.90 | $1558.90 | 7.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | $8570.40 | $2265.96 | $714.20 | $188.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/21/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.76 | 0.36 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  | No | 85.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082517 | XXXXX |  | Non QM |  |  |  | Yes | No | $6298.50 | $7652.20 |  | 6.818% | $2130.63 | $2130.63 | 6.625% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5340.04 | 1 | $5400.00 | $1934.64 | $450.00 | $161.22 |  |  |  |  |  | 40.241% | 40.241% | 40.241% | 06/26/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Disability]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Disability]; D1C Income Verification Report - 2025<br> [Borrower - \| Non-Primary Income - Disability]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6298.50 |  | 6.830% | $0.00 | 1.6 |  |  |  | No | No | 6.625% | 1 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 86.500% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 86.41 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083763 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $3505.44 |  | 7.556% | $2657.02 | $2657.02 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12924.13 | 1 | $3305.88 | $2931.96 | $275.49 | $244.33 |  |  |  |  |  | 46.713% | 46.713% | 46.713% | 06/29/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.670% | $5000.00 | 1.4 |  |  |  | No | No | 7.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.420% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.33 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000084291 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2476.46 | $2476.46 | 8.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $5143.08 | $1872.96 | $428.59 | $156.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/26/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.8 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.8 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000082335 | XXXXX |  | Non QM |  |  |  | Yes | No | $18124.00 | $22914.86 |  | 7.241% | $11284.79 | $11284.79 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $23903.92 | 1 | $16721.04 | $7154.04 | $1393.42 | $596.17 |  |  |  |  |  | 43.532% | 43.532% | 43.532% | 05/23/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 65.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2014 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18124.00 |  | 6.830% | $0.00 | 2.5 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 11.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082835 | XXXXX |  | Non QM |  |  |  | Yes | No | $13990.00 | $15831.83 |  | 8.111% | $3858.75 | $4872.62 | 7.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7936.35 | 1 | $11016.48 | $1014.00 | $918.04 | $84.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/03/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13990.00 |  | 6.750% | $0.00 | 2.6 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  | 240 | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 154.69 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082730 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2901.95 | $2901.95 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2000.04 | $509.04 | $166.67 | $42.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/28/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.96 | 1.04 |  |  |  |  |  |  |  | XXXXX | XXXXX | 68.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 59 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083962 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.725% | $4864.49 | $4864.49 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17404.94 | 1 | $21494.76 | $4041.00 | $1791.23 | $336.75 |  |  |  |  |  | 43.302% | 43.302% | 43.302% | 07/10/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.670% | $0.00 | 1.7 | DU |  | ApproveEligible | No | No | 6.750% | 3 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 78.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.69 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000081470 | XXXXX |  | Non QM |  |  |  | Yes | No | $1694.60 | $3555.05 |  | 7.727% | $1932.28 | $1932.28 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6781.02 | 1 | $3849.00 | $2783.16 | $320.75 | $231.93 |  |  |  |  |  | 31.283% | 31.283% | 31.283% | 06/17/2025 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1694.60 |  | 6.890% | $8500.00 | 2.9 |  |  |  | No | No | 7.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 21.680% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.78 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085541 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $6525.79 |  | 6.770% | $6701.32 | $6701.32 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $20912.82 | 1 | $13822.44 | $1971.96 | $1151.87 | $164.33 |  |  |  |  |  | 34.817% | 34.817% | 34.817% | 04/15/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1690.00 |  | 6.620% | $0.00 | 4.7 |  |  |  | No | No | 6.750% | 0 | 2 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.350% | No | 2 | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.06 |  | No | No |  | $0.00 | $12500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083072 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2677.54 | $2677.54 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5228.88 | $836.04 | $435.74 | $69.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/24/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 121.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000067536 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $6974.75 |  | 7.320% | $22992.51 | $26420.32 | 8.301% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $44598.86 | 1 | $62907.72 | $42630.84 | $5242.31 | $3552.57 |  |  |  |  |  | 44.175% | 39.885% | 44.175% | 06/26/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.530% | $0.00 | 5 |  |  |  | No | No | 8.301% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 25.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082507 | XXXXX |  | Non QM |  |  |  | Yes | No | $9175.40 | $12571.02 |  | 7.599% | $6187.50 | $7975.37 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14768.38 | 1 | $6424.92 | $3252.00 | $535.41 | $271.00 |  |  |  |  |  | 37.789% | 30.258% | 37.789% | 05/20/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9175.40 |  | 6.830% | $0.00 | 2 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 104.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082755 | XXXXX |  | Non QM |  |  |  | Yes | No | $4252.00 | $5552.46 |  | 6.584% | $3278.13 | $3278.13 | 6.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $71156.61 | 1 | $7968.84 | $3585.00 | $664.07 | $298.75 |  |  |  |  |  | 14.946% | 14.946% | 14.946% | 07/02/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4252.00 |  | 6.830% | $0.00 | 5 |  |  |  | No | No | 6.500% | 3 | 0 | 3 | 0 | 3 | 2 |  |  | 5.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 459.94 | Retail | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083073 | XXXXX |  | Non QM |  |  |  | Yes | No | $22273.00 | $17935.80 |  | 6.438% | $5184.34 | $5184.34 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9900.06 | 1 | $25262.76 | $2256.60 | $2105.23 | $188.05 |  |  |  |  |  | 54.937% | 54.937% | 54.937% | 06/30/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $22273.00 |  | 6.670% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 6.570% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.55 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000082856 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $9658.40 |  | 6.795% | $9988.41 | $9988.41 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $77904.19 | 1 | $20365.80 | $4463.04 | $1697.15 | $371.92 |  |  |  |  |  | 18.292% | 18.292% | 18.292% | 06/30/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2005 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.770% | $0.00 | 1.6 |  |  |  | Yes | No | 6.750% | 0 |  | 2 | 0 | 4 | 2 |  |  | 5.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 261.46 | Retail | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000082630 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.862% | $3665.66 | $3665.66 | 6.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16153.03 | 1 | $7383.96 | $891.00 | $615.33 | $74.25 |  |  |  |  |  | 42.792% | 42.792% | 42.792% | 07/01/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.830% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.42 |  | No | No |  | $22486.37 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083089 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $4391.30 |  | 6.791% | $4721.79 | $4721.79 | 6.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21168.46 | 1 | $9050.76 | $432.00 | $754.23 | $36.00 |  |  |  |  |  | 24.275% | 24.275% | 24.275% | 07/01/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.770% | $0.00 | 2.1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 425.62 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082567 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $6700.28 |  | 7.333% | $4666.09 | $4666.09 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $41571.96 | 1 | $10857.84 | $2116.80 | $904.82 | $176.40 |  |  |  |  |  | 21.191% | 21.191% | 21.191% | 06/27/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.830% | $50650.44 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.330% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 62.25 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000082736 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $6531.83 |  | 7.759% | $12678.73 | $14586.26 | 8.314% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $372063.05 | 1 | $31237.56 | $2889.00 | $2603.13 | $240.75 |  |  |  |  |  | 19.586% | 19.690% | 19.586% | 07/09/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.790% | $0.00 | 3.3 |  |  |  | Yes | No | 8.314% | 3 | 3 | 2 | 0 | 2 | 2 |  |  | 15.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 128.56 |  | No | No |  | $228947.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| XXXXX | 4000083332 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5322.65 |  | 6.650% | $6403.11 | $6403.11 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11033.98 | 1 | $15044.16 | $4616.04 | $1253.68 | $384.67 |  |  |  |  |  | 48.525% | 48.525% | 48.525% | 06/11/2025 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2023<br> [Borrower - \| Non-Primary Income - Interest / Dividends]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.770% | $0.00 | 1.7 |  |  |  | No | No | 6.625% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 87.320% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.67 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083533 | XXXXX |  | Non QM |  |  |  | Yes | No | $6324.96 | $8439.52 |  | 7.326% | $2587.08 | $2587.08 | 7.125% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4087.68 | 1 | $4143.72 | $582.96 | $345.31 | $48.58 |  |  |  |  |  | 44.216% | 44.216% | 44.216% | 06/16/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6324.96 |  | 6.670% | $0.00 | 2.6 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.430% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 9.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084038 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $8760.80 |  | 7.509% | $7069.72 | $8229.60 | 8.303% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15709.03 | 1 | $64082.04 | $4052.04 | $5340.17 | $337.67 |  |  |  |  |  | 50.556% | 46.905% | 50.556% | 06/16/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.640% | $10000.00 | 1.6 |  |  |  | Yes | No | 8.303% | 1 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.560% | No | 28 | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.75 |  | Yes | No |  | $0.00 | $14175.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084065 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2705.96 | $2705.96 | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $8020.92 | $1075.32 | $668.41 | $89.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/02/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 54.840% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 69.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083119 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $6341.46 |  | 6.809% | $5363.88 | $5363.88 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17151.61 | 1 | $24066.72 | $2019.12 | $2005.56 | $168.26 |  |  |  |  |  | 35.549% | 35.549% | 35.549% | 06/09/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.770% | $15000.00 | 3.5 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.820% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63.55 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083301 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5267.91 |  | 6.533% | $6636.71 | $6636.71 | 6.500% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12115.50 | 1 | $10990.56 | $1674.00 | $915.88 | $139.50 |  |  |  |  |  | 39.141% | 39.141% | 39.141% | 07/08/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.770% | $260000.00 | 1.5 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 218.16 | Retail |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083585 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $6000.79 |  | 7.221% | $3700.40 | $3700.40 | 7.125% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5502.49 | 2 | $11279.88 | $2678.04 | $939.99 | $223.17 |  |  |  |  |  | 47.015% | 47.015% | 47.015% | 07/01/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.670% | $0.00 |  |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 64.100% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 48.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000079441 | XXXXX |  | Non QM |  |  |  | Yes | No | $2340.00 | $4405.87 |  | 6.921% | $4522.95 | $4522.95 | 6.875% | No | No | Non-Employment Income | Non-Employment Income | Not Employed | Not Employed | 0 | 0 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  | $5619.39 | 1 | $10378.56 | $3843.96 | $864.88 | $320.33 |  |  |  |  |  | 50.392% | 50.392% | 50.392% | 06/03/2025 | 802 | 781 | 754 | 777 | 787 | 811 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2340.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 57.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 41.74 |  | No | No |  | $2851.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083920 | XXXXX |  | Non QM |  |  |  | Yes | No | $1848.00 | $3187.68 |  | 7.186% | $2802.67 | $2802.67 | 7.125% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6772.44 | 1 | $6461.16 | $1376.16 | $538.43 | $114.68 |  |  |  |  |  | 44.661% | 44.661% | 44.661% | 06/02/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2020 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1848.00 |  | 6.670% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 5.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 285.37 |  | No | No |  | $2014.41 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083132 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $2550.24 |  | 7.069% | $1995.91 | $1995.91 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5931.96 | 1 | $2948.04 | $2617.92 | $245.67 | $218.16 |  |  |  |  |  | 36.629% | 36.629% | 36.629% | 07/03/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1740.00 |  | 6.770% | $1000.00 | 3.3 |  |  |  | Yes | No | 7.000% | 2 |  | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 82.650% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084033 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7486.34 | $7486.34 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7384.68 | $2492.40 | $615.39 | $207.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/29/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 83.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000083329 | XXXXX |  | Non QM |  |  |  | Yes | No | $1770.00 | $4231.80 |  | 7.453% | $2486.43 | $2486.43 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $30381.12 | 1 | $1939.32 | $3740.16 | $161.61 | $311.68 |  |  |  |  |  | 30.170% | 30.170% | 30.170% | 06/12/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Transcripts - No Results Returned (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1770.00 |  | 6.770% | $0.00 | 2.2 |  |  |  | N/A | No | 7.375% | 2 |  | 1 | 0 | 3 | 1 |  |  | 17.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 72.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 136.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083494 | XXXXX |  | Non QM |  |  |  | Yes | No | $3816.00 | $8730.51 |  | 6.540% | $10113.09 | $10113.09 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $14840.41 | 1 | $41250.00 | $4149.96 | $3437.50 | $345.83 |  |  |  |  |  | 49.686% | 49.686% | 49.686% | 07/10/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3816.00 |  | 6.670% | $0.00 | 2.1 |  |  |  | No | No | 6.500% | 2 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 9.530% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.42 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000080394 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2728.71 | $2728.71 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13112.52 | $2396.04 | $1092.71 | $199.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/09/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.4 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX | 65.800% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085372 | XXXXX |  | N/A |  |  |  | No | No | $1640.00 | $3075.48 |  | 7.320% | $2529.17 | $2529.17 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6213.18 | 1 | $8808.00 | $776.04 | $734.00 | $64.67 |  |  |  |  |  | 34.643% | 34.643% | 34.643% | 07/12/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.790% | $50000.00 | 1.5 |  |  |  | N/A | No | 7.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.500% | No | 29 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 46.44 |  | No | No |  | $0.00 | $4603.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085122 | XXXXX |  | Non QM |  |  |  | Yes | No | $9640.00 | $6819.29 |  | 6.570% | $5056.54 | $5056.54 | 6.500% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $17426.54 | 1 | $12691.68 | $1173.96 | $1057.64 | $97.83 |  |  |  |  |  | 41.033% | 41.033% | 41.033% | 07/14/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9640.00 |  | 6.750% | $10765.00 | 3.9 |  |  |  | No | No | 6.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.790% | No | 25 | 29 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 23.06 |  | No | No |  | $0.00 | $6455.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000082709 | XXXXX |  | Non QM |  |  |  | Yes | No | $3273.00 | $7736.11 |  | 6.678% | $7363.58 | $7363.58 | 6.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15304.02 | 1 | $22092.00 | $2811.72 | $1841.00 | $234.31 |  |  |  |  |  | 40.080% | 40.080% | 40.080% | 06/27/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3273.00 |  | 6.830% | $474750.00 | 1 |  |  |  | Yes | No | 6.625% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 5.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 21.960% | No |  | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.81 |  | Yes | No |  | $0.00 | $13333.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083037 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $4622.12 |  | 7.025% | $7983.63 | $7983.63 | 7.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $24451.21 | 1 | $48200.76 | $5057.04 | $4016.73 | $421.42 |  |  |  |  |  | 34.064% | 34.064% | 34.064% | 06/10/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1790.00 |  | 6.770% | $0.00 | 1.5 |  |  |  | No | No | 7.000% | 3 | 3 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 96.020% | No | 29 |  |  |  | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 83.64 |  | Yes | No |  | $7675.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000084885 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1176.75 | $1176.75 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $3547.68 | $4157.76 | $295.64 | $346.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/16/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.65 |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.3 | Retail |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084172 | XXXXX |  | Non QM |  |  |  | Yes | No | $11355.00 | $12541.71 |  | 8.406% | $3474.89 | $3474.89 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $265634.31 | 1 | $6129.60 | $2948.52 | $510.80 | $245.71 |  |  |  |  |  | 4.580% | 4.580% | 4.580% | 06/19/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-T - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-T - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11355.00 |  | 6.670% | $0.00 | 1 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 45.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083501 | XXXXX |  | Non QM |  |  |  | Yes | No | $9221.12 | $9359.09 |  | 7.259% | $4284.85 | $4284.85 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $45392.89 | 1 | $5009.40 | $4707.00 | $417.45 | $392.25 |  |  |  |  |  | 21.393% | 21.393% | 21.393% | 07/07/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9221.12 |  | 6.670% | $10091.68 | 2.8 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082839 | XXXXX |  | N/A |  |  |  | No | Yes | $1690.00 | $5478.18 |  | 7.122% | $2245.40 | $2245.40 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9425.65 | 1 | $9855.24 | $2706.00 | $821.27 | $225.50 |  |  |  |  |  | 48.581% | 48.581% | 48.581% | 06/29/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1690.00 |  | 6.670% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.000% | 1 |  | 1 | 0 | 1 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 64.080% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083741 | XXXXX |  | Non QM |  |  |  | Yes | No | $1630.00 | $4097.62 |  | 6.777% | $6450.31 | $6450.31 | 6.750% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5865.25 | 1 | $10421.52 | $6390.48 | $868.46 | $532.54 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/18/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1630.00 |  | 6.670% | $0.00 | 2.5 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 383.45 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083932 | XXXXX |  | N/A |  |  |  | No | No | $2290.00 | $5280.06 |  | 8.007% | $1504.47 | $1504.47 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2804.56 | 1 | $5206.68 | $377.40 | $433.89 | $31.45 |  |  |  |  |  | 31.469% | 31.469% | 31.469% | 06/27/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2290.00 |  | 6.670% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085579 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $4360.40 |  | 7.393% | $1995.37 | $1995.37 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4276.24 | 1 | $6474.00 | $810.96 | $539.50 | $67.58 |  |  |  |  |  | 49.784% | 49.784% | 49.784% | 07/17/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1740.00 |  | 6.750% | $250.00 | 3.4 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 69.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082480 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1334.38 | $1334.38 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $862.56 | $1964.04 | $71.88 | $163.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/15/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 112.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084798 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $9188.02 | $9188.02 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $28749.96 | $3993.12 | $2395.83 | $332.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/07/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.6 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  | 360 | XXXXX | XXXXX | 30.260% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085346 | XXXXX |  | Non QM |  |  |  | Yes | No | $3983.40 | $5567.26 |  | 6.986% | $3054.72 | $3054.72 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $36479.73 | 1 | $9866.88 | $4424.88 | $822.24 | $368.74 |  |  |  |  |  | 25.457% | 25.457% | 25.457% | 06/04/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3983.40 |  | 6.790% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 1 | 0 | 5 | 1 |  |  | 15.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 61.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.09 |  | No | No |  | $23979.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| XXXXX | 4000084240 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4379.72 |  | 7.565% | $4251.22 | $4251.22 | 7.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $36220.09 | 1 | $9377.76 | $1370.04 | $781.48 | $114.17 |  |  |  |  |  | 16.391% | 16.391% | 16.391% | 07/11/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 4506-C - 2017<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 6 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.480% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.8 |  |  | No |  | $21660.48 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084412 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4009.31 | $4009.31 | 8.625% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | 4 | $15032.88 | $6195.96 | $1252.74 | $516.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/27/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 19.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084729 | XXXXX |  | Non QM |  |  |  | Yes | No | $17679.50 | $5024.56 |  | 6.884% | $14452.43 | $14452.43 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $27165.29 | 1 | $34374.96 | $2759.04 | $2864.58 | $229.92 |  |  |  |  |  | 49.348% | 49.348% | 49.348% | 07/08/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $17679.50 |  | 6.750% | $20784.60 | 999 |  |  |  | Yes | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 59.460% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63.81 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000082873 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $8214.93 |  | 6.568% | $6826.33 | $6826.33 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14732.57 | 1 | $29088.84 | $5074.20 | $2424.07 | $422.85 |  |  |  |  |  | 40.594% | 40.594% | 40.594% | 06/30/2025 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1640.00 |  | 6.770% | $57000.00 | 2.6 |  |  |  | Yes | No | 6.500% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.110% | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.26 | Retail | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082737 | XXXXX |  | Non QM |  |  |  | Yes | No | $6011.00 | $6780.19 |  | 6.936% | $2270.09 | $2270.09 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7549.59 | 1 | $10412.88 | $3126.96 | $867.74 | $260.58 |  |  |  |  |  | 31.367% | 31.367% | 31.367% | 07/02/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6011.00 |  | 6.750% | $0.00 | 2.8 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 121.61 | Retail |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084101 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3702.51 | $3702.51 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6831.84 | $380.04 | $569.32 | $31.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/26/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 110.54 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000083698 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1783.00 | $1783.00 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $8580.60 | $3176.04 | $715.05 | $264.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/17/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 125.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000079021 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1386.93 | $1386.93 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6138.84 | $4214.52 | $511.57 | $351.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/29/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000083659 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1573.40 | $1573.40 | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2419.80 | $2388.96 | $201.65 | $199.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/07/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 281.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085304 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2866.08 | $2866.08 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3187.68 | $1025.04 | $265.64 | $85.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/25/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 28.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000081706 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1978.10 | $4473.95 |  | 6.541% | $1239.71 | $1239.71 | 6.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $31791.55 | 1 | $1145.40 | $1440.96 | $95.45 | $120.08 |  |  |  |  |  | 24.610% | 24.610% | 24.610% | 06/18/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1978.10 |  | 6.890% | $0.00 | 2.6 | DU |  | ApproveEligible | No | No | 6.375% | 2 | 1 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 518.55 |  | No | No |  | $0.00 | $10455.21 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000083231 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $3480.68 |  | 6.773% | $1440.67 | $1440.67 | 6.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $13314.43 | 1 | $2097.48 | $1248.96 | $174.79 | $104.08 |  |  |  |  |  | 31.274% | 31.274% | 31.274% | 07/02/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2021<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2021<br> [Coborrower(s) - \| Non-Primary Income - Disability]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1740.00 |  | 6.770% | $3325.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 665.13 |  | No | No |  | $11638.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000080749 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2682.96 | $2682.96 | 7.750% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | 2 | $8441.52 | $2523.96 | $703.46 | $210.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/15/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083912 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1398.43 | $1398.43 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3895.92 | $899.04 | $324.66 | $74.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/09/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 110.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085330 | XXXXX |  | Non QM |  |  |  | Yes | No | $10549.20 | $18525.77 |  | 6.725% | $11013.35 | $11013.35 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $23270.98 | 1 | $24922.08 | $1562.76 | $2076.84 | $130.23 |  |  |  |  |  | 45.245% | 45.245% | 45.245% | 06/28/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10549.20 |  | 6.790% | $0.00 | 2.4 |  |  |  | No | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.400% | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.39 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085440 | XXXXX |  | N/A |  |  |  | No | No | $2747.00 | $4075.85 |  | 8.616% | $1368.13 | $1368.13 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $74431.87 | 1 | $3681.96 | $851.16 | $306.83 | $70.93 |  |  |  |  |  | 11.926% | 11.926% | 11.926% | 06/27/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2747.00 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 0 |  | 2 | 0 | 2 | 3 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000084076 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3329.43 | $3329.43 | 8.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9190.56 | $588.60 | $765.88 | $49.05 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/08/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.71 | 1.41 |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084615 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4776.62 |  | 7.340% | $3596.43 | $3596.43 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16002.95 | 1 | $8168.04 | $1499.40 | $680.67 | $124.95 |  |  |  |  |  | 43.271% | 43.271% | 43.271% | 05/28/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $5000.00 | 1.2 |  |  |  | Yes | No | 7.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.030% | No | 30 | 30 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.5 | Retail | No | No |  | $0.00 | $12447.22 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000080856 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3248.31 | $3248.31 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $10914.96 | $3587.16 | $909.58 | $298.93 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/09/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 22.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085658 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $2781.97 |  | 6.648% | $6403.11 | $6403.11 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $17031.55 | 1 | $12318.72 | $5688.96 | $1026.56 | $474.08 |  |  |  |  |  | 44.834% | 44.834% | 44.834% | 07/15/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 1 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.140% | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 53.41 |  | Yes | No |  | $0.00 | $30873.05 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083721 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3682.97 |  | 6.906% | $7226.22 | $7226.22 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13041.17 | 1 | $8235.48 | $2030.04 | $686.29 | $169.17 |  |  |  |  |  | 39.425% | 39.425% | 39.425% | 07/07/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.670% | $0.00 | 1 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.960% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083738 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4971.44 |  | 7.445% | $4834.73 | $4834.73 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $32764.00 | 1 | $18456.36 | $2222.04 | $1538.03 | $185.17 |  |  |  |  |  | 23.395% | 23.395% | 23.395% | 06/09/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.670% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.12 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000084941 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $2311.00 |  | 7.015% | $10445.25 | $10445.25 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11138.32 | 1 | $17671.92 | $2148.24 | $1472.66 | $179.02 |  |  |  |  |  | 53.290% | 53.290% | 53.290% | 07/01/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Other - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2021 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $0.00 | 2.6 |  |  |  | Yes | No | 7.000% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 21.920% | No | 4 |  |  |  | Yes | Final | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.7 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000082448 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3638.61 |  | 6.785% | $6323.83 | $6323.83 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10647.69 | 1 | $12954.12 | $2727.96 | $1079.51 | $227.33 |  |  |  |  |  | 41.998% | 41.998% | 41.998% | 06/30/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Other - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1640.00 |  | 6.830% | $0.00 | 1.1 |  |  |  | Yes | No | 6.750% | 2 |  | 3 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 78.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 74.18 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082340 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $2660.90 |  | 6.922% | $3416.03 | $3416.03 | 6.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $13272.70 | 1 | $5380.80 | $2503.08 | $448.40 | $208.59 |  |  |  |  |  | 28.879% | 28.879% | 28.879% | 06/30/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1740.00 |  | 6.830% | $0.00 | 2.5 |  |  |  | No | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.730% | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.09 |  | No | No |  | $0.00 | $18662.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085783 | XXXXX |  | Non QM |  |  |  | Yes | No | $30590.00 | $32382.01 |  | 6.964% | $9728.97 | $9728.97 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $37752.90 | 1 | $32885.28 | $9905.64 | $2740.44 | $825.47 |  |  |  |  |  | 42.824% | 42.824% | 42.824% | 07/23/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $30590.00 |  | 6.790% | $0.00 | 5 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 108.35 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083161 | XXXXX |  | Non QM |  |  |  | Yes | No | $2768.40 | $3800.40 |  | 6.871% | $2010.65 | $2010.65 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $37417.84 | 1 | $7866.36 | $3593.52 | $655.53 | $299.46 |  |  |  |  |  | 19.568% | 19.568% | 19.568% | 07/01/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2768.40 |  | 6.770% | $0.00 | 3.5 |  |  |  | N/A | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 18 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 670.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083806 | XXXXX |  | N/A |  |  |  | No | No | $30440.00 | $11119.92 |  | 6.933% | $6306.52 | $6306.52 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13952.53 | 1 | $12158.28 | $2528.04 | $1013.19 | $210.67 |  |  |  |  |  | 48.591% | 48.591% | 48.591% | 07/07/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $30440.00 |  | 6.670% | $19538.00 | 1 |  |  |  | Yes | No | 6.875% | 3 |  | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.320% | No | 13 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000084698 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $2363.68 |  | 7.569% | $2743.95 | $3153.03 | 8.301% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6397.26 | 1 | $6768.24 | $2934.96 | $564.02 | $244.58 |  |  |  |  |  | 38.998% | 35.097% | 38.998% | 07/09/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.510% | $5000.00 | 1.4 |  |  |  | Yes | No | 8.301% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.920% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.48 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085225 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1207.45 | $1207.45 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1825.56 | $2874.00 | $152.13 | $239.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/07/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 560.54 | Retail |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084032 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $15199.24 |  | 7.162% | $9490.98 | $12513.22 | 7.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $22781.86 | 1 | $24976.20 | $5150.16 | $2081.35 | $429.18 |  |  |  |  |  | 40.815% | 32.964% | 40.815% | 07/10/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - C-Corp]; Other - 2025<br> [Borrower - \| Primary Income - C-Corp]; Other - 2025<br> [Borrower - \| Primary Income - C-Corp]; Other - 2025<br> [Borrower - \| Primary Income - C-Corp]; P&L Statement - 2025<br> [Borrower - \| Primary Income - C-Corp]; Paystubs - 2025<br> [Borrower - \| Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2024<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2024<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.670% | $0.00 | 1.4 |  |  |  | Yes | No | 7.125% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 35.350% | No |  | 20 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.89 |  | Yes | No |  | $0.00 | $8533.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000084656 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1475.71 | $1475.71 | 8.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $3797.64 | $2099.04 | $316.47 | $174.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/29/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.340% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083827 | XXXXX |  | Non QM |  |  |  | Yes | No | $4022.75 | $12290.48 |  | 7.254% | $13003.64 | $13003.64 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17566.25 | 3 | $29458.68 | $4101.12 | $2454.89 | $341.76 |  |  |  |  |  | 53.824% | 53.824% | 53.824% | 07/07/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4022.75 |  | 6.670% | $34500.00 |  |  |  |  | N/A | No | 7.250% | 1 |  | 2 | 0 | 2 | 2 |  |  | 6.70 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.900% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.26 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| XXXXX | 4000084637 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7438.37 |  | 7.423% | $8161.05 | $9171.48 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9954.76 | 1 | $20132.28 | $5044.56 | $1677.69 | $420.38 |  |  |  |  |  | 54.524% | 49.909% | 54.524% | 06/23/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $5000.00 | 1.2 |  |  |  | Yes | No | 7.375% | 3 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 360 | XXXXX | XXXXX | 18.740% | No | 30 | 30 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.48 |  | Yes | No |  | $0.00 | $9852.82 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084438 | XXXXX |  | N/A |  |  |  | No | No | $11319.48 | $11060.37 |  | 6.840% | $1333.05 | $1333.05 | 6.375% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $30976.89 | 1 | $4527.60 | $1118.52 | $377.30 | $93.21 |  |  |  |  |  | 23.154% | 23.154% | 23.154% | 07/14/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11319.48 |  | 6.750% | $0.00 | 2.4 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 370.6 |  | No | No |  | $40310.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000082757 | XXXXX |  | N/A |  |  |  | No | No | $33140.00 | $2836.66 |  | 6.891% | $10346.63 | $10346.63 | 6.875% | No | No | Not Employed | Employed | Self-Employed |  | 8.64 |  |  | US Citizen | US Citizen |  |  |  |  | $34146.60 | 4 | $13712.04 | $4364.04 | $1142.67 | $363.67 |  |  |  |  |  | 41.773% | 41.773% | 41.773% | 07/15/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $33140.00 |  | 6.830% | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.470% | No |  | 31 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 62.83 | Retail | No | No |  | $45643.50 | $13000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000084425 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $0.00 |  | 6.630% | $10373.04 | $10373.04 | 6.625% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10584.86 | 1 | $17764.56 | $18450.96 | $1480.38 | $1537.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/07/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $0.00 | 3.3 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 44.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000080548 | XXXXX |  | Non QM |  |  |  | Yes | No | $2351.55 | $5541.86 |  | 7.512% | $1965.80 | $1965.80 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3683.01 | 1 | $7146.96 | $4476.00 | $595.58 | $373.00 |  |  |  |  |  | 53.919% | 53.919% | 53.919% | 06/06/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2351.55 |  | 6.880% | $39000.00 | 1.1 |  |  |  | Yes | No | 7.375% | 2 |  | 0 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.840% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.22 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000080792 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5859.38 | $5859.38 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $15385.68 | $1797.00 | $1282.14 | $149.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/20/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 46.850% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000086581 | XXXXX |  | Non QM |  |  |  | Yes | No | $7331.60 | $13855.80 |  | 7.170% | $4124.88 | $4124.88 | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6945.66 | 1 | $19168.92 | $4802.04 | $1597.41 | $400.17 |  |  |  |  |  | 49.756% | 49.756% | 49.756% | 07/02/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7331.60 |  | 6.750% | $1000.00 | 2 |  |  |  | Yes | No | 7.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.400% | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.06 |  | No | No |  | $0.00 | $11725.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084624 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3064.48 | $3064.48 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6198.24 | $1559.52 | $516.52 | $129.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/08/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 81.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084641 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2774.00 | $3154.00 |  | 7.079% | $2661.21 | $2661.21 | 7.000% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10102.95 | 1 | $2940.00 | $633.00 | $245.00 | $52.75 |  |  |  |  |  | 46.887% | 46.887% | 46.887% | 07/02/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $2774.00 |  | 6.750% | $0.00 | 3.6 | DU |  | ApproveEligible | Yes | No | 7.000% | 0 | 2 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 43.25 |  | No | No |  | $0.00 | $4900.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083683 | XXXXX |  | Non QM |  |  |  | Yes | No | $7722.12 | $9607.77 |  | 6.902% | $3110.03 | $3110.03 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6744.42 | 2 | $11571.96 | $3614.52 | $964.33 | $301.21 |  |  |  |  |  | 45.015% | 45.015% | 45.015% | 07/10/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7722.12 |  | 6.670% | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083718 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $13850.65 |  | 6.768% | $12971.96 | $12971.96 | 6.750% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $28287.34 | 1 | $7579.32 | $4637.04 | $631.61 | $386.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/02/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.670% | $0.00 | 1.6 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 473.09 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000088493 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4662.06 | $4662.06 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $872.16 | $2249.76 | $72.68 | $187.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/20/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.770% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.18 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000083714 | XXXXX |  | Non QM |  |  |  | Yes | No | $6869.00 | $2435.45 |  | 7.630% | $1398.43 | $1398.43 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10803.23 | 1 | $1523.40 | $4992.96 | $126.95 | $416.08 |  |  |  |  |  | 41.427% | 41.427% | 41.427% | 08/04/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6869.00 |  | 6.670% | $0.00 | 1.5 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 61.4 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083035 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1003.30 | $1003.30 | 8.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2208.96 | $1038.00 | $184.08 | $86.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/01/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000086068 | XXXXX |  | N/A |  |  |  | No | No | $1640.00 | $4419.48 |  | 7.827% | $2445.57 | $2445.57 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4819.95 | 1 | $9614.88 | $1250.04 | $801.24 | $104.17 |  |  |  |  |  | 49.865% | 49.865% | 49.865% | 07/10/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.080% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.56 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000085054 | XXXXX |  | Non QM |  |  |  | Yes | No | $1756.00 | $10608.31 |  | 7.155% | $9297.32 | $9297.32 | 7.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $31033.75 | 1 | $9439.80 | $1608.84 | $786.65 | $134.07 |  |  |  |  |  | 36.564% | 36.564% | 36.564% | 07/14/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1756.00 |  | 6.750% | $0.00 | 3.3 |  |  |  | N/A | No | 7.125% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 139.12 |  | Yes | No |  | $5637.00 | $14325.35 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000081976 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6397.56 | $9279.78 |  | 7.053% | $2783.74 | $2783.74 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $17317.01 | 1 | $8433.84 | $1362.96 | $702.82 | $113.58 |  |  |  |  |  | 47.464% | 47.464% | 47.464% | 07/07/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6397.56 |  | 6.830% | $2549.00 | 2.2 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX | 64.340% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 58.69 |  | Yes | No |  | $0.00 | $11780.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000084420 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1704.24 | $1704.24 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $2937.48 | $924.00 | $244.79 | $77.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/14/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085390 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.712% | $1611.77 | $1611.77 | 6.750% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $45146.30 | 1 | $5405.40 | $530.04 | $450.45 | $44.17 |  |  |  |  |  | 31.030% | 31.030% | 31.030% | 07/17/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.790% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 259.23 |  | No | No |  | $0.00 | $48916.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| XXXXX | 4000081911 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $5847.50 | $9069.58 |  | 6.874% | $3447.88 | $3447.88 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $58460.45 | 1 | $4010.40 | $1016.04 | $334.20 | $84.67 |  |  |  |  |  | 23.217% | 23.217% | 23.217% | 07/17/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5847.50 |  | 6.750% | $0.00 | 2.2 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 0 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.31 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000084622 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3915.60 | $3915.60 | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $9375.00 | $729.00 | $781.25 | $60.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.830% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 67.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084631 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.825% | $1872.25 | $1872.25 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $35894.57 | 1 | $4556.28 | $3024.00 | $379.69 | $252.00 |  |  |  |  |  | 19.564% | 19.564% | 19.564% | 07/15/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $7160.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 82.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 89.1 |  | Yes | No |  | $0.00 | $6250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000086376 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2283.97 | $2283.97 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3584.88 | $1260.00 | $298.74 | $105.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/11/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.16 |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084223 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7676.94 |  | 7.445% | $4514.25 | $4514.25 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7003.16 | 1 | $10201.44 | $2418.00 | $850.12 | $201.50 |  |  |  |  |  | 45.172% | 45.172% | 45.172% | 07/11/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Business Expense Statement Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.670% | $2000.00 | 1.1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  | Yes |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.160% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.44 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085295 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3570.60 |  | 7.192% | $2102.00 | $2102.00 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21002.34 | 1 | $4373.28 | $563.04 | $364.44 | $46.92 |  |  |  |  |  | 37.546% | 37.546% | 37.546% | 06/18/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 25 | 24 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 229.96 |  | No | No |  | $0.00 | $8127.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000082832 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7392.94 |  | 6.788% | $5513.08 | $5513.08 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10329.89 | 2 | $9315.48 | $3113.04 | $776.29 | $259.42 |  |  |  |  |  | 48.351% | 48.351% | 48.351% | 05/20/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.770% | $60000.00 |  |  |  |  | No | No | 6.750% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 87.190% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 106.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084671 | XXXXX |  | N/A |  |  |  | No | Yes | $783.35 | $2380.28 |  | 6.963% | $1215.32 | $1215.32 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  | $10135.97 | 1 | $1531.20 | $965.04 | $127.60 | $80.42 |  |  |  |  |  | 48.600% | 48.600% | 48.600% | 07/15/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $783.35 |  | 6.750% | $2000.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 76.310% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 78 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000082600 | XXXXX |  | Non QM |  |  |  | Yes | No | $6021.57 | $8061.50 |  | 7.361% | $1864.85 | $1864.85 | 7.125% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $3201.79 | 1 | $3423.96 | $2660.16 | $285.33 | $221.68 |  |  |  |  |  | 49.891% | 49.891% | 49.891% | 06/05/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6021.57 |  | 6.830% | $0.00 |  |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.26 |  | Yes | No |  | $6053.79 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000085074 | XXXXX |  | N/A |  |  |  | No | No | $1640.00 | $4368.69 |  | 7.572% | $2545.14 | $2545.14 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7495.02 | 1 | $3259.80 | $1475.04 | $271.65 | $122.92 |  |  |  |  |  | 35.977% | 35.977% | 35.977% | 07/17/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Plaid Payroll Report - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 4506-C - 2017<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 2 | 2 | 0 | 0 | 5 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 16.450% | No | 30 | 1 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.51 |  | No | No |  | $0.00 | $6154.89 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083880 | XXXXX |  | Non QM |  |  |  | Yes | No | $2283.80 | $5304.05 |  | 6.970% | $2430.64 | $2430.64 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10779.39 | 1 | $6767.76 | $3021.96 | $563.98 | $251.83 |  |  |  |  |  | 46.742% | 46.742% | 46.742% | 07/09/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2283.80 |  | 6.670% | $0.00 | 1.8 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 236.75 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083019 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.964% | $2438.67 | $2438.67 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5321.70 | 4 | $7231.68 | $1989.24 | $602.64 | $165.77 |  |  |  |  |  | 47.451% | 47.451% | 47.451% | 07/01/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.770% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.000% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 203.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085418 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $8046.11 |  | 6.906% | $7357.60 | $7357.60 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $33415.21 | 1 | $14894.64 | $4579.08 | $1241.22 | $381.59 |  |  |  |  |  | 27.528% | 27.528% | 27.528% | 06/20/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 84.210% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085683 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1768.50 | $1768.50 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6201.36 | $1332.00 | $516.78 | $111.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/08/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 48.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085383 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4701.36 |  | 6.968% | $4031.18 | $4031.18 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $25501.17 | 1 | $3540.60 | $1275.00 | $295.05 | $106.25 |  |  |  |  |  | 24.300% | 24.300% | 24.300% | 07/09/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.070% | $0.00 | 4.5 |  |  |  | No | No | 6.875% | 4 | 4 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 71.570% | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.99 |  | No | No |  | $0.00 | $23187.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083440 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1079.76 | $3567.26 |  | 6.812% | $2334.95 | $2334.95 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12806.62 | 1 | $10246.92 | $8438.28 | $853.91 | $703.19 |  |  |  |  |  | 35.426% | 35.426% | 35.426% | 06/26/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1079.76 |  | 6.770% | $14400.00 | 1.5 | DU |  | ApproveEligible | No | No | 6.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 75.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 61.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000080930 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $827.47 | $827.47 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $856.68 | $2725.80 | $71.39 | $227.15 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/04/2025 | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 82.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084048 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2387.62 | $2387.62 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6253.56 | $1080.00 | $521.13 | $90.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/18/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.33 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083706 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3237.54 | $3237.54 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $4142.64 | $5463.00 | $345.22 | $455.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/17/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 185.11 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085144 | XXXXX |  | Non QM |  |  |  | Yes | No | $2191.25 | $4073.03 |  | 6.949% | $2414.21 | $2414.21 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7599.06 | 1 | $12527.64 | $921.00 | $1043.97 | $76.75 |  |  |  |  |  | 39.208% | 39.208% | 39.208% | 07/22/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2191.25 |  | 6.750% | $0.00 | 1.4 |  |  |  | Yes | No | 6.875% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 16.000% | No | 18 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085038 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1555.36 | $1555.36 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5392.56 | $2199.96 | $449.38 | $183.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/30/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX | 20.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085096 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2296.36 | $2296.36 | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3505.80 | $1119.72 | $292.15 | $93.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/09/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 151.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085180 | XXXXX |  | Non QM |  |  |  | Yes | No | $27991.00 | $9355.89 |  | 6.422% | $7174.50 | $7174.50 | 6.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12880.76 | 1 | $6184.32 | $3417.36 | $515.36 | $284.78 |  |  |  |  |  | 41.838% | 41.838% | 41.838% | 06/30/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $27991.00 |  | 6.750% | $45000.00 | 5 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 80.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 102.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085510 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $9443.40 |  | 6.514% | $12372.73 | $12372.73 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $19180.44 | 1 | $19879.44 | $2433.72 | $1656.62 | $202.81 |  |  |  |  |  | 50.350% | 50.350% | 50.350% | 05/23/2025 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1640.00 |  | 6.790% | $0.00 | 1.8 |  |  |  | No | No | 6.500% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 57.340% | No | 29 | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 92.2 |  | Yes | No |  | $0.00 | $17797.55 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085426 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7403.30 |  | 6.784% | $6491.17 | $6491.17 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21193.71 | 1 | $10277.28 | $2253.00 | $856.44 | $187.75 |  |  |  |  |  | 35.050% | 35.050% | 35.050% | 07/22/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 89.450% | No |  | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 112.92 |  | Yes | No |  | $0.00 | $18464.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089132 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1522.65 | $1522.65 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4855.68 | $428.04 | $404.64 | $35.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/30/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.12 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.62 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085446 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.326% | $3384.47 | $3384.47 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17863.36 | 1 | $2873.04 | $1466.04 | $239.42 | $122.17 |  |  |  |  |  | 44.439% | 44.439% | 44.439% | 06/23/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.790% | $0.00 | 1.1 | DU |  | ApproveEligible | No | No | 7.375% | 2 |  | 1 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 327.97 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085112 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2275.44 | $2275.44 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5220.00 | $2182.92 | $435.00 | $181.91 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/24/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.970% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085040 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.719% | $1634.47 | $1634.47 | 6.750% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $43386.73 | 1 | $5587.80 | $542.04 | $465.65 | $45.17 |  |  |  |  |  | 33.718% | 33.718% | 33.718% | 07/17/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 176.1 |  | No | No |  | $0.00 | $48916.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| XXXXX | 4000085391 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.224% | $3103.90 | $3103.90 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8886.47 | 3 | $1552.44 | $2367.00 | $129.37 | $197.25 |  |  |  |  |  | 46.589% | 46.589% | 46.589% | 05/09/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.790% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 7.250% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.04 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000084849 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1747.85 | $1747.85 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3196.20 | $1083.36 | $266.35 | $90.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/13/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.310% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000082701 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $995.00 | $3132.97 |  | 6.814% | $2091.73 | $2091.73 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13235.29 | 1 | $8745.60 | $480.00 | $728.80 | $40.00 |  |  |  |  |  | 32.416% | 32.416% | 32.416% | 06/27/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.830% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 51.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.17 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085135 | XXXXX |  | Non QM |  |  |  | Yes | No | $7146.20 | $9950.75 |  | 6.902% | $3372.71 | $3372.71 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $19184.90 | 1 | $8465.16 | $3734.64 | $705.43 | $311.22 |  |  |  |  |  | 25.366% | 25.366% | 25.366% | 07/21/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7146.20 |  | 6.750% | $0.00 | 1.4 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.040% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085301 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4781.60 |  | 6.776% | $4851.51 | $4851.51 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $31531.82 | 1 | $7201.20 | $2481.96 | $600.10 | $206.83 |  |  |  |  |  | 30.104% | 30.104% | 30.104% | 07/22/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.790% | $100000.00 | 4.3 |  |  |  | No | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 56.710% | No | 31 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 75.94 |  | No | No |  | $0.00 | $25833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000084502 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.721% | $1432.82 | $1432.82 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10704.72 | 1 | $3125.04 | $2081.04 | $260.42 | $173.42 |  |  |  |  |  | 46.506% | 46.506% | 46.506% | 05/27/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.750% | 2 |  | 2 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000081516 | XXXXX |  | Non QM |  |  |  | Yes | No | $39342.79 | $19954.46 |  | 7.561% | $6212.62 | $6212.62 | 7.375% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $44510.42 | 1 | $9379.68 | $2111.04 | $781.64 | $175.92 |  |  |  |  |  | 15.388% | 15.388% | 15.388% | 06/04/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $39342.79 |  | 6.890% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.150% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.86 |  |  | No |  | $52605.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084982 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.12 | $2105.05 |  | 7.291% | $2080.64 | $2080.64 | 7.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10041.75 | 1 | $1411.68 | $965.04 | $117.64 | $80.42 |  |  |  |  |  | 40.519% | 40.519% | 40.519% | 07/15/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $0.12 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.250% | 2 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 68.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 78.33 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000085720 | XXXXX |  | Non QM |  |  |  | Yes | No | $6115.00 | $8166.72 |  | 7.311% | $2526.44 | $2526.44 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5348.35 | 1 | $4513.32 | $1057.20 | $376.11 | $88.10 |  |  |  |  |  | 37.078% | 37.078% | 37.078% | 07/22/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6115.00 |  | 6.790% | $5000.00 | 1.5 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.000% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.9 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000086972 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $6424.14 |  | 7.788% | $3557.23 | $3993.68 | 8.323% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6318.31 | 1 | $8692.92 | $1579.08 | $724.41 | $131.59 |  |  |  |  |  | 50.061% | 46.611% | 50.061% | 07/22/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.500% | $0.00 | 1.8 |  |  |  | No | No | 8.323% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.910% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.73 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085863 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $807.36 | $807.36 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2984.04 | $933.96 | $248.67 | $77.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/22/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.71 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084202 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2465.24 | $2465.24 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6528.84 | $2591.04 | $544.07 | $215.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/05/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 106.9 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084597 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.076% | $4800.24 | $4800.24 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $230456.86 | 1 | $6303.24 | $2031.00 | $525.27 | $169.25 |  |  |  |  |  | 15.218% | 15.218% | 15.218% | 07/14/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 7.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11830.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| XXXXX | 4000084984 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1596.15 | $1596.15 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6120.96 | $2812.08 | $510.08 | $234.34 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/16/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.18 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 305.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083295 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7416.06 |  | 6.840% | $3881.86 | $3881.86 | 6.750% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6423.16 | 1 | $10900.32 | $5219.40 | $908.36 | $434.95 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/01/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Other Documentation (O) | Asset Depletion (Residual Income) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.770% | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 402.95 | Retail | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000085308 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $8974.20 |  | 6.514% | $12514.95 | $12514.95 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $35528.05 | 1 | $26325.24 | $3780.00 | $2193.77 | $315.00 |  |  |  |  |  | 34.055% | 34.055% | 34.055% | 06/27/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.790% | $4000.00 | 3.8 |  |  |  | Yes | No | 6.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 46.750% | No |  | 1 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.41 |  | No | No |  | $0.00 | $20000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085262 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.479% | $4004.15 | $4004.15 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $30438.09 | 2 | $9443.28 | $2214.96 | $786.94 | $184.58 |  |  |  |  |  | 33.055% | 33.055% | 33.055% | 07/12/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Account Statements - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.610% | $1000.00 |  | DU |  | ApproveEligible | N/A | No | 6.500% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 415.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000082639 | XXXXX |  | Non QM |  |  |  | Yes | No | $11336.00 | $13803.22 |  | 7.882% | $5820.39 | $6703.39 | 8.326% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13207.60 | 1 | $13899.24 | $1872.48 | $1158.27 | $156.04 |  |  |  |  |  | 39.788% | 40.768% | 39.788% | 06/12/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11336.00 |  | 6.770% | $0.00 | 1 |  |  |  | N/A | No | 8.326% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.82 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085775 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $871.12 | $871.12 | 8.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1476.36 | $1510.68 | $123.03 | $125.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/27/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 50.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088846 | XXXXX |  | Non QM |  |  |  | Yes | No | $8659.61 | $33.72 |  | 6.978% | $2713.90 | $2713.90 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18079.04 | 1 | $3679.92 | $1089.96 | $306.66 | $90.83 |  |  |  |  |  | 18.959% | 18.959% | 18.959% | 08/13/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8659.61 |  | 6.630% | $15000.00 | 2.5 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 1 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084934 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1152.43 | $1152.43 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1404.24 | $3378.48 | $117.02 | $281.54 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/09/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 60.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084789 | XXXXX |  | Non QM |  |  |  | Yes | No | $1600.00 | $2380.60 |  | 7.381% | $1086.02 | $1086.02 | 7.250% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6865.89 | 1 | $921.00 | $1323.00 | $76.75 | $110.25 |  |  |  |  |  | 37.866% | 37.866% | 37.866% | 07/14/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; D1C Income Verification Report - 2025<br> [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1600.00 |  | 6.750% | $1500.00 | 1.4 |  |  |  | No | No | 7.250% | 0 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 3 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 135.92 |  | No | No |  | $0.00 | $9526.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085934 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2005.09 | $2005.09 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4310.88 | $681.96 | $359.24 | $56.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000087677 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4412.18 |  | 6.660% | $4687.08 | $4687.08 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $35767.08 | 1 | $1976.28 | $1541.16 | $164.69 | $128.43 |  |  |  |  |  | 20.059% | 20.059% | 20.059% | 07/23/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $2500.00 | 4.4 |  |  |  | No | No | 6.625% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 142.75 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088875 | XXXXX |  | Non QM |  |  |  | Yes | No | $4280.00 | $9119.10 |  | 7.042% | $8781.99 | $8781.99 | 7.000% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $27726.24 | 1 | $10794.00 | $12279.60 | $899.50 | $1023.30 |  |  |  |  |  | 39.190% | 39.190% | 39.190% | 06/11/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4280.00 |  | 6.610% | $0.00 | 1.6 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 16.040% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.83 |  | Yes | No |  | $22797.57 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083725 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1708.41 | $1708.41 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6266.76 | $1572.00 | $522.23 | $131.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/08/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085576 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $8397.62 |  | 6.705% | $4994.43 | $4994.43 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11512.49 | 1 | $14718.96 | $4571.76 | $1226.58 | $380.98 |  |  |  |  |  | 48.285% | 48.285% | 48.285% | 07/22/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2014<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2013<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.790% | $0.00 | 3.3 |  |  |  | Yes | No | 6.625% | 2 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 213.85 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082967 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4157.48 |  | 6.794% | $3891.59 | $3891.59 | 6.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4480.41 | 1 | $5829.00 | $9060.36 | $485.75 | $755.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/23/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.770% | $20000.00 | 2.2 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 299.46 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000081418 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1722.97 | $1722.97 | 7.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1776.48 | $2552.04 | $148.04 | $212.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/25/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.28 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 97.99 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090348 | XXXXX |  | Non QM |  |  |  | Yes | No | $49340.20 | $24777.19 |  | 8.015% | $10731.03 | $10731.03 | 7.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $31417.68 | 1 | $11525.64 | $3227.04 | $960.47 | $268.92 |  |  |  |  |  | 44.376% | 44.376% | 44.376% | 02/18/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $49340.20 |  | 6.740% | $0.00 | 4.8 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.7 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000084557 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.981% | $1371.95 | $1371.95 | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $28740.06 | 1 | $1944.36 | $1945.32 | $162.03 | $162.11 |  |  |  |  |  | 34.828% | 34.828% | 34.828% | 07/15/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Account Transcripts - 2022<br> [Coborrower]; Tax Return Extension - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.000% | 0 | 3 | 2 | 0 | 3 | 3 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 440.8 |  | No | No |  | $0.00 | $22245.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085774 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1045.72 | $1045.72 | 8.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2516.40 | $1378.44 | $209.70 | $114.87 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/27/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 38.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000087768 | XXXXX |  | Non QM |  |  |  | Yes | No | $5188.50 | $7296.25 |  | 7.861% | $1036.01 | $1036.01 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5796.25 | 1 | $6161.88 | $1295.28 | $513.49 | $107.94 |  |  |  |  |  | 31.340% | 31.340% | 31.340% | 07/17/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5188.50 |  | 6.750% | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089794 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3733.81 | $3733.81 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13220.04 | $1492.92 | $1101.67 | $124.41 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/12/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.13 |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.71 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000082941 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $11075.04 |  | 6.756% | $18793.13 | $25403.76 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $115108.91 | 1 | $62499.96 | $7163.04 | $5208.33 | $596.92 |  |  |  |  |  | 22.720% | 18.282% | 22.720% | 07/03/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; Employer Letter - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Other - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - K-1 (< 25%)]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.770% | $0.00 | 5 |  |  |  | Yes | No | 6.750% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No | 23 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 51.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085241 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1458.15 | $1458.15 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $4543.80 | $1449.96 | $378.65 | $120.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/18/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.93 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090191 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $41400.00 | $26330.67 |  | 9.112% | $4588.96 | $4588.96 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $32198.81 | 1 | $6364.32 | $2103.00 | $530.36 | $175.25 |  |  |  |  |  | 12.720% | 12.720% | 12.720% | 05/24/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $41400.00 |  | 6.730% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.86 |  | Yes | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000083117 | XXXXX |  | Non QM |  |  |  | Yes | No | $3370.44 | $5062.39 |  | 7.696% | $4297.72 | $4297.72 | 7.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8681.03 | 1 | $8900.04 | $1256.04 | $741.67 | $104.67 |  |  |  |  |  | 42.764% | 42.764% | 42.764% | 05/19/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3370.44 |  | 6.770% | $0.00 | 1 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  | 120 |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084585 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3131.99 | $3131.99 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $12872.04 | $1367.04 | $1072.67 | $113.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/23/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084111 | XXXXX |  | Non QM |  |  |  | Yes | No | $3715.00 | $6566.98 |  | 6.922% | $6096.30 | $6096.30 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $17264.60 | 1 | $4551.96 | $3128.04 | $379.33 | $260.67 |  |  |  |  |  | 38.210% | 38.210% | 38.210% | 07/02/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3715.00 |  | 6.670% | $0.00 | 3.1 |  |  |  | Yes | No | 6.875% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.130% | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.29 |  | Yes | No |  | $0.00 | $8804.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000084614 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $3590.20 |  | 6.896% | $5912.36 | $5912.36 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13456.21 | 1 | $7089.96 | $1098.96 | $590.83 | $91.58 |  |  |  |  |  | 47.895% | 47.895% | 47.895% | 08/11/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1790.00 |  | 6.630% | $0.00 | 2.7 |  |  |  | No | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.130% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000082931 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2826.58 | $3702.00 |  | 7.146% | $1546.83 | $1546.83 | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9805.44 | 1 | $2324.16 | $1346.04 | $193.68 | $112.17 |  |  |  |  |  | 49.439% | 49.439% | 49.439% | 05/19/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2826.58 |  | 6.770% | $0.00 | 4.8 | DU |  | ApproveEligible | N/A | No | 7.000% | 1 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 146.99 |  | No | No |  | $0.00 | $5903.24 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000089238 | XXXXX |  | Non QM |  |  |  | Yes | No | $2190.00 | $3496.31 |  | 6.858% | $1770.67 | $1770.67 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5081.81 | 1 | $4503.96 | $771.24 | $375.33 | $64.27 |  |  |  |  |  | 30.860% | 30.860% | 30.860% | 07/02/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2190.00 |  | 6.630% | $3500.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 13.830% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 13.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090521 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4482.18 | $4482.18 | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $8681.76 | $2642.64 | $723.48 | $220.22 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/10/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000080440 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $826.39 | $826.39 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4328.04 | $2888.04 | $360.67 | $240.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/03/2025 | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 73.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085338 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.737% | $2043.08 | $2043.08 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16933.20 | 2 | $5293.68 | $1214.04 | $441.14 | $101.17 |  |  |  |  |  | 15.909% | 15.909% | 15.909% | 07/21/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2017<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2017<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2017<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2017<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.790% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.750% | 0 | 0 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.19 |  | Yes | No |  | $8634.76 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000086493 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3845.46 |  | 6.935% | $3099.13 | $3099.13 | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $26420.39 | 1 | $8695.56 | $840.96 | $724.63 | $70.08 |  |  |  |  |  | 30.589% | 30.589% | 30.589% | 07/16/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $0.00 | 3.3 |  |  |  | No | No | 6.875% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 5.97 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 61.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 59.49 |  | Yes | No |  | $0.00 | $12234.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000088547 | XXXXX |  | Non QM |  |  |  | Yes | No | $8180.00 | $12012.04 |  | 6.826% | $7783.18 | $7783.18 | 6.750% | No | No | Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | India |  |  | $9831.78 | 1 | $12669.00 | $2967.00 | $1055.75 | $247.25 |  |  |  |  |  | 49.838% | 49.838% | 49.838% | 07/12/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8180.00 |  | 6.630% | $0.00 | 2.2 |  |  |  | Yes | No | 6.750% | 0 | 2 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.470% | No |  | 12 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | VISA | VISA |  |  |  | 27.02 |  | Yes | No |  | $0.00 | $5212.93 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082749 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1607.55 | $1607.55 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4605.48 | $1932.00 | $383.79 | $161.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/16/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 426.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088715 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1795.76 | $1795.76 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $5647.32 | $1394.04 | $470.61 | $116.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088559 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $18620.00 | $20098.00 |  | 7.297% | $4391.00 | $4391.00 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20597.70 | 1 | $14055.12 | $2955.96 | $1171.26 | $246.33 |  |  |  |  |  | 27.724% | 27.724% | 27.724% | 08/21/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18620.00 |  | 6.610% | $0.00 | 5 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 68.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 54.69 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089904 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1125.59 | $1125.59 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5556.48 | $1879.08 | $463.04 | $156.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/29/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090512 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5378.61 | $5378.61 | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 2 | $12668.52 | $3336.00 | $1055.71 | $278.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/31/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 13.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 30.65 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085300 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1395.00 | $3441.40 |  | 7.670% | $3618.24 | $3618.24 | 7.625% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8887.91 | 1 | $5767.08 | $1468.08 | $480.59 | $122.34 |  |  |  |  |  | 46.717% | 46.717% | 46.717% | 07/21/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1395.00 |  | 6.790% | $3300.00 |  | DU | Yes | ApproveEligible | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 139.09 |  | Yes | No |  | $3759.28 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085077 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1499.00 | $3195.88 |  | 7.032% | $4649.72 | $4649.72 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $27587.12 | 1 | $6645.12 | $1676.04 | $553.76 | $139.67 |  |  |  |  |  | 27.824% | 27.824% | 27.824% | 08/13/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1499.00 |  | 6.750% | $500.00 | 2.8 | DU |  | ApproveEligible | No | No | 7.000% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 213.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000086409 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5473.40 |  | 7.227% | $3031.73 | $3031.73 | 7.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16780.49 | 1 | $10151.04 | $2604.48 | $845.92 | $217.04 |  |  |  |  |  | 35.043% | 35.043% | 35.043% | 07/03/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 4506-C - 2017 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $745.50 | 1 |  |  |  | Yes | No | 7.125% | 2 | 0 | 0 | 0 | 5 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 68.850% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000086379 | XXXXX |  | Non QM |  |  |  | Yes | No | $7658.96 | $11681.86 |  | 6.886% | $4825.57 | $4825.57 | 6.750% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6558.46 | 1 | $17079.96 | $1619.04 | $1423.33 | $134.92 |  |  |  |  |  | 49.814% | 49.814% | 49.814% | 07/31/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7658.96 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.330% | No |  | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.08 |  | Yes | No |  | $0.00 | $8117.44 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000087937 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1304.83 | $1304.83 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3517.80 | $1444.56 | $293.15 | $120.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/17/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000087557 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $3521.40 |  | 7.072% | $2554.76 | $2554.76 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5334.74 | 1 | $4620.36 | $2909.04 | $385.03 | $242.42 |  |  |  |  |  | 47.555% | 47.555% | 47.555% | 08/11/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.75 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089130 | XXXXX |  | Non QM |  |  |  | Yes | No | $6753.00 | $8575.92 |  | 7.309% | $2956.28 | $2956.28 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5138.98 | 1 | $6299.88 | $1041.00 | $524.99 | $86.75 |  |  |  |  |  | 42.900% | 42.900% | 42.900% | 08/12/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6753.00 |  | 6.630% | $3000.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.360% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090523 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4644.90 | $4644.90 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $16056.00 | $1605.00 | $1338.00 | $133.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/25/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.87 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000083915 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4434.98 |  | 6.942% | $3284.64 | $3284.64 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15269.94 | 1 | $2629.68 | $4857.00 | $219.14 | $404.75 |  |  |  |  |  | 32.322% | 32.322% | 32.322% | 07/09/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.670% | $2000.00 | 2.9 |  |  |  | No | No | 6.875% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.080% | No | 18 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.01 |  | No | No |  | $0.00 | $11334.96 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000087861 | XXXXX |  | N/A |  |  |  | No | No | $25801.97 | $10351.11 |  | 7.307% | $2192.17 | $2192.17 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12861.48 | 1 | $2082.60 | $1629.96 | $173.55 | $135.83 |  |  |  |  |  | 46.060% | 46.060% | 46.060% | 08/18/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $25801.97 |  | 6.630% | $0.00 | 1.2 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 18.55 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000088823 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2562.40 | $2562.40 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9048.00 | $1236.96 | $754.00 | $103.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/05/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.8 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000080084 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $7234.07 | $8737.33 |  | 7.369% | $4676.30 | $4676.30 | 7.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9273.92 | 1 | $16588.08 | $842.04 | $1382.34 | $70.17 |  |  |  |  |  | 38.287% | 38.287% | 38.287% | 05/21/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7234.07 |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 0 |  | 0 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 309.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088520 | XXXXX |  | Non QM |  |  |  | Yes | No | $10000.00 | $11155.84 |  | 7.596% | $3392.94 | $3392.94 | 7.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $4733.25 | 1 | $7179.60 | $1859.76 | $598.30 | $154.98 |  |  |  |  |  | 47.253% | 47.253% | 47.253% | 07/07/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10000.00 |  | 6.630% | $0.00 | 2.3 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 6.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085531 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $578.22 | $578.22 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3284.04 | $1434.00 | $273.67 | $119.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/17/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.68 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 152.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089700 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2248.15 | $2248.15 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $828.60 | $6345.00 | $69.05 | $528.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/25/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 23.33 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089116 | XXXXX |  | Non QM |  |  |  | Yes | No | $7868.00 | $9241.00 |  | 6.902% | $2049.00 | $2049.00 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $3904.63 | 2 | $9888.96 | $2198.04 | $824.08 | $183.17 |  |  |  |  |  | 45.051% | 45.051% | 45.051% | 06/05/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7868.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 98.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085764 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $668.25 | $668.25 | 8.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1502.04 | $1031.04 | $125.17 | $85.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/18/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.02 | 0.5 |  |  |  |  |  |  |  | XXXXX | XXXXX | 76.390% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000087683 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5811.90 |  | 7.305% | $5295.39 | $5295.39 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7755.72 | 1 | $12937.56 | $1863.12 | $1078.13 | $155.26 |  |  |  |  |  | 48.900% | 48.900% | 48.900% | 08/05/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 18.310% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.27 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088181 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.739% | $2062.54 | $2062.54 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | $7570.20 | 1 | $2059.80 | $587.04 | $171.65 | $48.92 |  |  |  |  |  | 42.702% | 42.702% | 42.702% | 08/07/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 15.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000084777 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1577.66 | $1577.66 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $3109.56 | $1416.00 | $259.13 | $118.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2025 | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085142 | XXXXX |  | N/A |  |  |  | No | No | $1640.00 | $208.72 |  | 8.358% | $2249.81 | $2249.81 | 8.375% | No | No | Not Employed | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  | $17168.93 | 2 | $6775.08 | $3153.00 | $564.59 | $262.75 |  |  |  |  |  | 44.888% | 44.888% | 44.888% | 05/29/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1640.00 |  | 6.750% | $22200.00 |  |  |  |  | No | No | 8.375% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  | 30 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 104.46 |  | No | No |  | $0.00 | $31152.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000087479 | XXXXX |  | Non QM |  |  |  | Yes | No | $2761.25 | $4286.78 |  | 7.170% | $1491.94 | $1491.94 | 7.000% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $25148.92 | 1 | $2541.48 | $515.04 | $211.79 | $42.92 |  |  |  |  |  | 18.855% | 18.855% | 18.855% | 08/04/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2761.25 |  | 6.750% | $2000.00 | 2.6 |  |  |  | No | No | 7.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 75.66 |  | No | No |  | $0.00 | $13587.95 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000086846 | XXXXX |  | N/A |  |  |  | No | No | $5742.80 | $4768.46 |  | 7.169% | $1024.81 | $1024.81 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6389.41 | 1 | $2797.20 | $1226.88 | $233.10 | $102.24 |  |  |  |  |  | 46.175% | 46.175% | 46.175% | 08/11/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5742.80 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 6.875% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 91.910% | No | 21 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 100.35 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083014 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $890.97 | $890.97 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6557.76 | $2193.24 | $546.48 | $182.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/01/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1.01 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 70.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091176 | XXXXX |  | Non QM |  |  |  | Yes | No | $39825.00 | $53998.06 |  | 7.577% | $17018.24 | $17018.24 | 7.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $62000.91 | 1 | $38500.08 | $7460.04 | $3208.34 | $621.67 |  |  |  |  |  | 36.204% | 36.204% | 36.204% | 07/23/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $39825.00 |  | 6.750% | $0.00 | 2.9 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.390% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 10.09 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084014 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.487% | $2377.33 | $2377.33 | 7.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5309.83 | 1 | $2108.88 | $971.04 | $175.74 | $80.92 |  |  |  |  |  | 42.558% | 42.558% | 42.558% | 05/02/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.670% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.500% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.03 |  | No | No |  | ($104.32) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089906 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2700.69 | $2700.69 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1126.68 | $1689.00 | $93.89 | $140.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/06/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | XXXXX | XXXXX | 24.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089430 | XXXXX |  | Non QM |  |  |  | Yes | No | $14280.00 | $7005.17 |  | 7.062% | $5423.39 | $5423.39 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10683.44 | 1 | $6896.64 | $2208.96 | $574.72 | $184.08 |  |  |  |  |  | 49.129% | 49.129% | 49.129% | 07/16/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14280.00 |  | 6.630% | $218150.00 | 2.5 |  |  |  | N/A | No | 6.990% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084786 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $8648.80 | $10359.21 |  | 6.587% | $2869.80 | $2869.80 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7884.79 | 1 | $1967.52 | $486.00 | $163.96 | $40.50 |  |  |  |  |  | 48.060% | 48.060% | 48.060% | 07/12/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8648.80 |  | 6.610% | $4992.00 | 4.1 | DU |  | ApproveEligible | Yes | No | 6.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 49.750% | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.29 |  | No | No |  | $0.00 | $2066.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085103 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2097.64 | $2097.64 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3489.36 | $1953.00 | $290.78 | $162.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/17/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.02 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 96.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089917 | XXXXX |  | Non QM |  |  |  | Yes | No | $18302.50 | $17775.06 |  | 7.384% | $8288.44 | $8288.44 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12240.91 | 1 | $12436.68 | $3891.12 | $1036.39 | $324.26 |  |  |  |  |  | 44.360% | 44.360% | 44.360% | 07/31/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18302.50 |  | 6.630% | $0.00 | 2.5 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 30.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000087922 | XXXXX |  | Non QM |  |  |  | Yes | No | $10390.00 | $3658.00 |  | 6.703% | $2625.27 | $2625.27 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6011.07 | 1 | $8124.96 | $498.96 | $677.08 | $41.58 |  |  |  |  |  | 36.726% | 36.726% | 36.726% | 07/24/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10390.00 |  | 6.610% | $20000.00 | 1 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.350% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000075610 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2625.63 | $2625.63 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $6529.32 | $1827.12 | $544.11 | $152.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/23/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.33 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085891 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2400.00 | $3185.60 |  | 7.307% | $1145.32 | $1145.32 | 7.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5665.45 | 1 | $2244.48 | $1022.04 | $187.04 | $85.17 |  |  |  |  |  | 30.245% | 30.245% | 30.245% | 07/16/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2400.00 |  | 6.790% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 60.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 49.16 |  | No | No |  | $2126.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090994 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1174.34 | $1174.34 | 5.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5355.72 | $1266.00 | $446.31 | $105.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/02/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 5.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.88 | 0.53 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.29 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000088723 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1236.87 | $1236.87 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 4 | $3092.16 | $2322.96 | $257.68 | $193.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/16/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.37 | 0.42 |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089204 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2494.80 | $2494.80 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4403.28 | $4289.16 | $366.94 | $357.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/23/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 49.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082985 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1532.80 | $1532.80 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5568.12 | $407.52 | $464.01 | $33.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/13/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.09 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 88.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088247 | XXXXX |  | Non QM |  |  |  | Yes | No | $3512.00 | $5139.95 |  | 6.550% | $5309.38 | $5309.38 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $18549.39 | 1 | $4683.12 | $3891.96 | $390.26 | $324.33 |  |  |  |  |  | 38.169% | 38.169% | 38.169% | 07/29/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3512.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 6.500% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.920% | No | 27 | 19 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.3 |  | No | No |  | $0.00 | $21666.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090616 | XXXXX |  | N/A |  |  |  | No | No | $51102.50 | $62585.41 |  | 8.757% | $4776.72 | $4776.72 | 6.625% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $6716.11 | 2 | $21150.00 | $2930.04 | $1762.50 | $244.17 |  |  |  |  |  | 47.582% | 54.712% | 56.517% | 07/10/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $51102.50 |  | 7.060% | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 6.550% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.65 |  |  | Yes |  | $12812.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085324 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $13643.53 | $13643.53 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $23671.56 | $3542.04 | $1972.63 | $295.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 5 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 124.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089026 | XXXXX |  | Non QM |  |  |  | Yes | No | $13693.94 | $10143.75 |  | 7.118% | $5365.66 | $5365.66 | 7.000% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $32905.82 | 1 | $3575.04 | $7227.00 | $297.92 | $602.25 |  |  |  |  |  | 27.939% | 27.939% | 27.939% | 07/28/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13693.94 |  | 6.630% | $18000.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.65 |  | Yes | No |  | $38849.72 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090611 | XXXXX |  | Non QM |  |  |  | Yes | No | $6063.75 | $7667.30 |  | 8.082% | $2259.64 | $2837.34 | 8.847% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3923.07 | 1 | $2856.12 | $1938.96 | $238.01 | $161.58 |  |  |  |  |  | 45.513% | 43.533% | 45.513% | 05/19/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $6063.75 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.847% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.270% | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085048 | XXXXX |  | Non QM |  |  |  | Yes | No | $7432.40 | $9208.82 |  | 6.613% | $2245.93 | $2245.93 | 6.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3412.09 | 1 | $4569.72 | $1231.08 | $380.81 | $102.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/17/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7432.40 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085365 | XXXXX |  | Non QM |  |  |  | Yes | No | $21195.00 | $3349.84 |  | 7.381% | $18648.23 | $18648.23 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $70742.15 | 1 | $54102.48 | $6564.00 | $4508.54 | $547.00 |  |  |  |  |  | 40.934% | 40.934% | 40.934% | 05/27/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 87.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 87.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 87.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 87.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $21195.00 |  | 6.790% | $0.00 |  |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 71.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000090606 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2887.41 | $2887.41 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2669.04 | $5421.36 | $222.42 | $451.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/15/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.39 | 0.42 |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.7 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085608 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $807.50 | $2109.11 |  | 6.393% | $3431.28 | $3431.28 | 6.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7756.91 | 1 | $2362.44 | $2127.00 | $196.87 | $177.25 |  |  |  |  |  | 47.328% | 47.328% | 47.328% | 07/22/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $807.50 |  | 6.790% | $0.00 | 1.7 | DU |  | ApproveEligible | N/A | No | 6.375% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 35.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.59 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000083248 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.620% | $2145.04 | $2145.04 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13299.00 | 1 | $4176.96 | $918.96 | $348.08 | $76.58 |  |  |  |  |  | 39.778% | 39.778% | 39.778% | 07/02/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.770% | $10000.00 | 3.3 | DU |  | ApproveEligible | N/A | No | 6.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 14 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 246.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083244 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.620% | $2145.04 | $2145.04 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13589.65 | 1 | $4176.96 | $918.96 | $348.08 | $76.58 |  |  |  |  |  | 38.462% | 38.462% | 38.462% | 07/02/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.770% | $10000.00 | 3.1 | DU |  | ApproveEligible | N/A | No | 6.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 14 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 252.32 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083162 | XXXXX |  | Non QM |  |  |  | Yes | No | $12800.40 | $14651.50 |  | 6.745% | $2245.94 | $2245.94 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5107.01 | 1 | $3748.44 | $6120.96 | $312.37 | $510.08 |  |  |  |  |  | 43.845% | 43.844% | 43.844% | 07/07/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12800.40 |  | 6.770% | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 12.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.9 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084634 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.618% | $3041.48 | $3041.48 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $14869.00 | 1 | $3555.84 | $1386.96 | $296.32 | $115.58 |  |  |  |  |  | 47.821% | 47.821% | 47.821% | 07/15/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $8775.00 |  | DU |  | ApproveEligible | No | No | 6.625% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 45.300% | No |  | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.02 |  | No | No |  | $0.00 | $9466.25 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000085438 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2721.84 | $2721.84 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1800.00 | $2415.84 | $150.00 | $201.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/11/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2420.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089703 | XXXXX |  | Non QM |  |  |  | Yes | No | $4090.00 | $5082.29 |  | 6.755% | $1200.93 | $1200.93 | 6.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $3568.27 | 1 | $4663.68 | $870.96 | $388.64 | $72.58 |  |  |  |  |  | 40.529% | 40.529% | 40.529% | 07/27/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4090.00 |  | 6.610% | $1500.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 65.340% | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 11.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089644 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $5070.25 |  | 6.876% | $2464.67 | $2464.67 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $7371.04 | 1 | $11079.48 | $2472.00 | $923.29 | $206.00 |  |  |  |  |  | 32.991% | 32.991% | 32.991% | 08/01/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.610% | $2000.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.000% | No | 29 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 5.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084225 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.988% | $1330.60 | $1330.60 | 7.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11765.87 | 1 | $3709.68 | $1362.96 | $309.14 | $113.58 |  |  |  |  |  | 47.317% | 47.317% | 47.317% | 07/11/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.670% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.000% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 169.33 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000085620 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1213.08 | $1213.08 | 8.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $4526.04 | $2363.04 | $377.17 | $196.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/18/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1.01 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 80.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088251 | XXXXX |  | Non QM |  |  |  | Yes | No | $1904.26 | $3297.56 |  | 7.675% | $1287.37 | $1287.37 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3715.31 | 1 | $2492.04 | $680.76 | $207.67 | $56.73 |  |  |  |  |  | 29.993% | 29.993% | 29.993% | 08/08/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1904.26 |  | 6.750% | $6386.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088985 | XXXXX |  | Non QM |  |  |  | Yes | No | $17531.00 | $19672.78 |  | 7.480% | $5474.46 | $5474.46 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $13288.40 | 1 | $9240.00 | $2472.36 | $770.00 | $206.03 |  |  |  |  |  | 46.217% | 46.217% | 46.217% | 07/08/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $17531.00 |  | 6.630% | $10000.00 | 1.6 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.820% | No | 31 | 17 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.3 |  | No | No |  | $0.00 | $6167.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085840 | XXXXX |  | N/A |  |  |  | No | Yes | $4521.25 | $5355.19 |  | 7.612% | $1554.02 | $1554.02 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7679.12 | 1 | $5028.24 | $1698.00 | $419.02 | $141.50 |  |  |  |  |  | 48.946% | 48.946% | 48.946% | 07/23/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4521.25 |  | 6.790% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.375% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 14 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  | No | 38.77 |  | No | No |  | $0.00 | $8457.97 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000089449 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1406.99 | $1406.99 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3205.44 | $780.00 | $267.12 | $65.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082004 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $977.90 | $977.90 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3672.12 | $699.00 | $306.01 | $58.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/13/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 469.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091295 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1906.88 | $1906.88 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3366.84 | $1031.04 | $280.57 | $85.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/05/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 123.92 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084462 | XXXXX |  | Non QM |  |  |  | Yes | No | $2985.00 | $5479.95 |  | 7.940% | $7719.33 | $8360.58 | 8.336% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $26105.64 | 1 | $2332.32 | $1444.44 | $194.36 | $120.37 |  |  |  |  |  | 47.812% | 46.530% | 47.812% | 07/01/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2985.00 |  | 6.630% | $0.00 | 4.6 |  |  |  | N/A | No | 8.336% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.900% | No | 6 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.36 |  | No | No |  | $0.00 | $19267.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000083980 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.994% | $4366.05 | $4366.05 | 7.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $22260.18 | 1 | $10937.52 | $2047.92 | $911.46 | $170.66 |  |  |  |  |  | 44.743% | 44.743% | 44.743% | 05/19/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Deposit Receipt - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |  | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.570% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 216.77 |  | No | No |  | $5601.09 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000088906 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7640.83 | $7640.83 | 8.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $15167.64 | $1895.40 | $1263.97 | $157.95 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/25/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.46 | 2.18 |  |  |  |  |  |  |  | XXXXX | XXXXX | 72.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085247 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $792.47 | $792.47 | 8.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2677.92 | $1002.00 | $223.16 | $83.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/16/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 54.08 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000088655 | XXXXX |  | N/A |  |  |  | No | No | $1924.00 | $2804.85 |  | 8.431% | $1211.42 | $1211.42 | 8.250% | No | No | Not Employed | Employed | Non-Employment Income |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  | $7245.40 | 1 | $462.84 | $845.04 | $38.57 | $70.42 |  |  |  |  |  | 32.525% | 32.525% | 32.525% | 06/09/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - VA Service Related Disability]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Year End Summary - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Year End Summary - 2023 |  | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1924.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  | 6 |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 22 |  | No | No |  | $2488.89 | $8248.93 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000084970 | XXXXX |  | Non QM |  |  |  | Yes | No | $3365.00 | $4745.78 |  | 7.352% | $2865.14 | $2865.14 | 7.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $4732.20 | 1 | $4690.92 | $1065.00 | $390.91 | $88.75 |  |  |  |  |  | 47.168% | 47.168% | 47.168% | 06/06/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3365.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 21.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090513 | XXXXX |  | N/A |  |  |  | No | No | $19084.00 | $6930.48 |  | 8.295% | $3118.49 | $3118.49 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $239330.45 | 1 | $6267.48 | $1140.00 | $522.29 | $95.00 |  |  |  |  |  | 18.403% | 18.403% | 18.403% | 07/15/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $19084.00 |  | 6.630% | $0.00 | 1 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 208.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000088540 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $805.01 | $805.01 | 8.625% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $2177.64 | $954.96 | $181.47 | $79.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085240 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3740.63 | $3740.63 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $19941.84 | $3422.04 | $1661.82 | $285.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/18/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 109.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090248 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1898.28 | $1898.28 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2144.64 | $1148.04 | $178.72 | $95.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 54.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000088396 | XXXXX |  | Non QM |  |  |  | Yes | No | $7872.11 | $8945.55 |  | 6.981% | $2383.60 | $2383.60 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5850.25 | 1 | $7447.80 | $938.04 | $620.65 | $78.17 |  |  |  |  |  | 42.172% | 42.172% | 42.172% | 07/24/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7872.11 |  | 6.750% | $38165.13 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.720% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089015 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2095.00 | $3181.32 |  | 7.864% | $1905.66 | $1905.66 | 7.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5339.26 | 1 | $1572.96 | $1224.96 | $131.08 | $102.08 |  |  |  |  |  | 48.336% | 48.336% | 48.336% | 07/08/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2095.00 |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 247.97 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089582 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $683.13 | $683.13 | 8.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $726.60 | $850.56 | $60.55 | $70.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/21/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.3 |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 118.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084180 | XXXXX |  | Non QM |  |  |  | Yes | No | $9184.00 | $50.00 |  | 7.478% | $3210.80 | $3210.80 | 7.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5589.24 | 1 | $2854.92 | $1731.00 | $237.91 | $144.25 |  |  |  |  |  | 46.067% | 46.066% | 46.066% | 06/11/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% | 100.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9184.00 |  | 6.670% | $5000.00 | 1 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.6 |  |  | No |  | $3828.51 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089254 | XXXXX |  | Non QM |  |  |  | Yes | No | $31468.00 | $33692.37 |  | 7.094% | $9853.93 | $9853.93 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $40054.80 | 2 | $8581.80 | $4593.96 | $715.15 | $382.83 |  |  |  |  |  | 28.611% | 28.611% | 28.611% | 07/01/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $31468.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 60.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089628 | XXXXX |  | Non QM |  |  |  | Yes | No | $5895.00 | $3781.37 |  | 7.025% | $5848.75 | $5848.75 | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10514.45 | 1 | $13749.96 | $6140.64 | $1145.83 | $511.72 |  |  |  |  |  | 42.803% | 42.803% | 42.803% | 07/31/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5895.00 |  | 6.610% | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.890% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089669 | XXXXX |  | Non QM |  |  |  | Yes | No | $31368.00 | $33553.94 |  | 6.967% | $9696.54 | $9696.54 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $44868.70 | 3 | $2849.76 | $3735.00 | $237.48 | $311.25 |  |  |  |  |  | 18.589% | 18.589% | 18.589% | 06/17/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $31368.00 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 59.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089197 | XXXXX |  | Non QM |  |  |  | Yes | No | $1454.00 | $2483.70 |  | 7.463% | $1851.01 | $1851.01 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11579.90 | 1 | $2125.20 | $1395.96 | $177.10 | $116.33 |  |  |  |  |  | 16.290% | 16.290% | 16.290% | 08/15/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1454.00 |  | 6.630% | $0.00 | 2.4 |  |  |  | Yes | No | 7.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 351.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091079 | XXXXX |  | Non QM |  |  |  | Yes | No | $2585.00 | $3549.59 |  | 7.067% | $3210.08 | $3210.08 | 7.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8343.55 | 1 | $3825.00 | $1721.04 | $318.75 | $143.42 |  |  |  |  |  | 39.295% | 39.295% | 39.295% | 08/03/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2585.00 |  | 6.610% | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 322.11 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089391 | XXXXX |  | Non QM |  |  |  | Yes | No | $9168.13 | $12494.46 |  | 6.968% | $3478.11 | $3478.11 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5413.02 | 1 | $10441.32 | $1443.00 | $870.11 | $120.25 |  |  |  |  |  | 48.791% | 48.791% | 48.791% | 08/04/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9168.13 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.380% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090529 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1316.65 | $1316.65 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $6573.24 | $699.00 | $547.77 | $58.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/27/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 96.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090400 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3093.75 | $3093.75 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $12424.80 | $1641.00 | $1035.40 | $136.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  | 360 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 11.89 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090396 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2464.58 | $2464.58 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $11782.68 | $1370.04 | $981.89 | $114.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  | 360 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 19.94 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088907 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1324.90 | $1324.90 | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5541.96 | $1053.48 | $461.83 | $87.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.17 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 346.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089265 | XXXXX |  | N/A |  |  |  | No | No | $3390.00 | $4366.01 |  | 7.918% | $1061.69 | $1061.69 | 7.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8840.43 | 1 | $3393.00 | $1620.96 | $282.75 | $135.08 |  |  |  |  |  | 39.066% | 39.066% | 39.066% | 07/30/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3390.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 66.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.18 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000088824 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1568.33 | $1568.33 | 7.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2457.36 | $919.92 | $204.78 | $76.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/07/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 34.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000087325 | XXXXX |  | Non QM |  |  |  | Yes | No | $8640.00 | $11037.63 |  | 8.649% | $1670.62 | $1670.62 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5313.49 | 4 | $17566.68 | $3103.44 | $1463.89 | $258.62 |  |  |  |  |  | 42.129% | 42.129% | 42.129% | 06/23/2025 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8640.00 |  | 6.750% | $0.00 |  |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 13.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 54.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089423 | XXXXX |  | Non QM |  |  |  | Yes | No | $9370.00 | $14224.60 |  | 7.016% | $6155.42 | $6155.42 | 6.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $13332.12 | 1 | $17001.84 | $5070.00 | $1416.82 | $422.50 |  |  |  |  |  | 38.927% | 38.927% | 38.927% | 06/16/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9370.00 |  | 6.610% | $0.00 | 1.7 |  |  |  | N/A | No | 6.875% | 0 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 104.12 |  | No | No |  | $3642.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000091072 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5058.35 | $5058.35 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $14828.88 | $1283.04 | $1235.74 | $106.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/12/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 62.08 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090407 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3171.72 | $3171.72 | 6.500% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  |  | $0.00 | $2793.96 |  | $232.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/24/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  |  | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.7 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 293.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084626 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.236% | $1739.55 | $1739.55 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $61969.21 | 2 | $3494.04 | $2295.96 | $291.17 | $191.33 |  |  |  |  |  | 15.345% | 15.345% | 15.345% | 08/13/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.620% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000087961 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.439% | $4474.97 | $4474.97 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9596.80 | 1 | $11603.40 | $7136.76 | $966.95 | $594.73 |  |  |  |  |  | 49.696% | 49.696% | 49.696% | 08/29/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.010% | No | 13 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.01 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000088996 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $925.77 | $925.77 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2740.20 | $1024.08 | $228.35 | $85.34 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.3 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 73.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090726 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4455.22 | $4455.22 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $17331.36 | $4149.00 | $1444.28 | $345.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/16/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.920% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.79 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085748 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2247.68 | $2874.44 |  | 6.974% | $1701.91 | $1701.91 | 6.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6776.79 | 1 | $3513.60 | $2432.64 | $292.80 | $202.72 |  |  |  |  |  | 32.128% | 32.128% | 32.128% | 07/22/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2247.68 |  | 6.790% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 68.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 61.69 |  | No | No |  | $3185.27 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088133 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $682.18 | $682.18 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3646.92 | $2844.00 | $303.91 | $237.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/05/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.02 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 19.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090464 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2685.90 | $2685.90 | 7.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $8070.00 | $1688.16 | $672.50 | $140.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/23/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.3 |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.930% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091506 | XXXXX |  | Non QM |  |  |  | Yes | No | $6679.05 | $7849.65 |  | 7.428% | $1749.98 | $1749.98 | 7.125% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $9266.18 | 1 | $9894.00 | $2492.04 | $824.50 | $207.67 |  |  |  |  |  | 41.985% | 41.985% | 41.985% | 07/24/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6679.05 |  | 6.610% | $788266.71 | 2.6 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 9.750% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 41.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085601 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.115% | $2021.16 | $2021.16 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16265.55 | 3 | $5136.00 | $2350.80 | $428.00 | $195.90 |  |  |  |  |  | 24.554% | 24.554% | 24.554% | 08/08/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.790% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.125% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.930% | No | 31 | 2 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 42.44 |  | Yes | No |  | $0.00 | $14583.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000089864 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.743% | $3307.85 | $3307.85 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14206.63 | 4 | $12961.44 | $2816.04 | $1080.12 | $234.67 |  |  |  |  |  | 36.859% | 36.859% | 36.859% | 07/03/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.610% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.750% | 2 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.770% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000085757 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $871.71 | $871.71 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $2747.52 | $1315.20 | $228.96 | $109.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/23/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.65 |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.430% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085318 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2690.00 | $3942.49 |  | 7.697% | $3289.83 | $3289.83 | 7.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $32708.14 | 1 | $4857.00 | $3056.28 | $404.75 | $254.69 |  |  |  |  |  | 21.034% | 21.034% | 21.034% | 07/09/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2690.00 |  | 6.790% | $0.00 | 1.3 | DU |  | ApproveEligible | N/A | No | 7.625% | 0 | 2 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 216.13 | Retail | No | No |  | $0.00 | $41420.37 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000088926 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1057.96 | $1057.96 | 7.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1289.76 | $1437.96 | $107.48 | $119.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/07/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.84 |  |  |  |  |  |  |  | XXXXX | XXXXX | 71.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.33 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090711 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4599.90 | $4599.90 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $14430.48 | $2601.00 | $1202.54 | $216.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/14/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.9 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082371 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.105% | $6272.32 | $6272.32 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15693.93 | 2 | $16625.04 | $2306.04 | $1385.42 | $192.17 |  |  |  |  |  | 38.213% | 38.213% | 38.213% | 06/05/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.125% | 2 |  | 1 | 0 | 0 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 62.550% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.47 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000085600 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $852.72 | $852.72 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1163.28 | $1680.84 | $96.94 | $140.07 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090528 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2455.60 | $2455.60 | 6.875% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $4538.52 | $1504.80 | $378.21 | $125.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/11/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090849 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1927.81 | $1927.81 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $8548.44 | $639.96 | $712.37 | $53.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/01/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXXX | XXXXX | 66.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.4 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085503 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1916.95 | $3884.38 |  | 6.807% | $2814.92 | $2814.92 | 6.750% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $20781.87 | 1 | $10527.00 | $3478.80 | $877.25 | $289.90 |  |  |  |  |  | 34.935% | 34.935% | 34.935% | 07/19/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1916.95 |  | 6.790% | $0.00 | 4.6 | DU |  | ApproveEligible | No | No | 6.750% | 1 | 0 | 2 | 0 | 4 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 391.16 |  | No | No |  | $2370.49 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000083909 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2122.44 | $2122.44 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6615.00 | $1614.96 | $551.25 | $134.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/01/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.8 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXXX | XXXXX | 71.110% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000087958 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1590.00 | $4547.48 |  | 7.174% | $2930.68 | $2930.68 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $20882.40 | 1 | $2352.00 | $1197.00 | $196.00 | $99.75 |  |  |  |  |  | 37.767% | 37.767% | 37.767% | 08/14/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.750% | $0.00 |  | LP / LPA |  | Accept/Eligible | Yes | No | 7.125% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 34.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.32 |  | No | No |  | $0.00 | $21789.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000090071 | XXXXX |  | Non QM |  |  |  | Yes | No | $9610.00 | $10505.17 |  | 7.265% | $4881.09 | $4881.09 | 7.125% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Korea (Democratic People's Republic of) |  |  | $8329.95 | 1 | $10028.52 | $1794.96 | $835.71 | $149.58 |  |  |  |  |  | 44.467% | 44.467% | 44.467% | 08/14/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9610.00 |  | 6.610% | $0.00 | 1.7 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.820% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 1.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090846 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1827.53 | $1827.53 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4519.20 | $2724.72 | $376.60 | $227.06 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/09/2025 | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 103.79 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090319 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $692.02 | $692.02 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2936.76 | $2367.00 | $244.73 | $197.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/23/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 73.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089295 | XXXXX |  | Non QM |  |  |  | Yes | No | $4088.40 | $3570.87 |  | 6.832% | $2845.27 | $2845.27 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6425.16 | 1 | $8437.56 | $1251.00 | $703.13 | $104.25 |  |  |  |  |  | 45.368% | 45.368% | 45.368% | 08/13/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4088.40 |  | 6.630% | $5000.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 7.980% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000076952 | XXXXX |  | Non QM |  |  |  | Yes | No | $11072.22 | $12213.03 |  | 10.119% | $2481.12 | $2481.12 | 9.625% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $808179.52 | 1 | $6700.44 | $4445.04 | $558.37 | $370.42 |  |  |  |  |  | 4.045% | 4.045% | 4.045% | 07/21/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2011 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11072.22 |  | 6.800% | $0.00 | 1 |  |  |  | No | No | 9.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 34.99 |  | No | No |  | $842250.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 11 |
| XXXXX | 4000090712 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.320% | $2331.03 | $2331.03 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8512.06 | 1 | $9959.76 | $2626.92 | $829.98 | $218.91 |  |  |  |  |  | 40.335% | 40.335% | 40.335% | 05/07/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  | 6.630% | $3500.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 139.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000088299 | XXXXX |  | Non QM |  |  |  | Yes | No | $15545.00 | $17591.25 |  | 6.856% | $2844.31 | $2844.31 | 6.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6098.06 | 1 | $13613.88 | $2439.96 | $1134.49 | $203.33 |  |  |  |  |  | 54.384% | 54.384% | 54.384% | 06/23/2025 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $15545.00 |  | 6.750% | $18000.00 | 1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 186.54 |  | Yes | No |  | $8334.02 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089897 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6716.36 | $6716.36 | 7.750% | No | No |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | 2 | $8404.80 | $4650.96 | $700.40 | $387.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/25/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | XXXXX | XXXXX | 45.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.78 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091488 | XXXXX |  | Non QM |  |  |  | Yes | No | $7670.00 | $6960.21 |  | 7.684% | $4303.39 | $4303.39 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $34359.84 | 1 | $8674.32 | $2465.04 | $722.86 | $205.42 |  |  |  |  |  | 20.524% | 20.524% | 20.524% | 08/28/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $7670.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.71 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085616 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1468.65 | $1468.65 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6352.44 | $1669.80 | $529.37 | $139.15 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 124.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089422 | XXXXX |  | Non QM |  |  |  | Yes | No | $3365.00 | $272.04 |  | 6.883% | $3103.12 | $3103.12 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8863.45 | 1 | $13255.44 | $973.80 | $1104.62 | $81.15 |  |  |  |  |  | 40.910% | 40.910% | 40.910% | 07/17/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $3365.00 |  | 6.630% | $15000.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.510% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084925 | XXXXX |  | N/A |  |  |  | No | No | $17229.75 | $1486.83 |  | 7.377% | $5300.79 | $5957.07 | 7.375% | No | No | Employed | Employed | Employed |  | 28 |  | US Citizen | US Citizen | US Citizen |  |  |  |  | $25508.77 | 1 | $7374.84 | $8943.96 | $614.57 | $745.33 |  |  |  |  |  | 35.421% | 33.759% | 35.421% | 07/14/2025 | 797 | 786 | 804 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $17229.75 |  | 6.750% | $10000.00 | 2.6 |  |  |  | N/A | No | 7.375% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 360 | XXXXX | XXXXX | 36.020% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 21.06 |  | No | No |  | $0.00 | $23822.15 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000085158 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.369% | $2431.18 | $2431.18 | 7.375% | No | No | Employed | Employed | Not Employed | Not Employed | 0 | 0 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  | $5507.76 | 1 | $3485.28 | $2070.00 | $290.44 | $172.50 |  |  |  |  |  | 49.737% | 49.737% | 49.737% | 07/25/2025 | 748 | 748 | 740 | 760 | 770 | 773 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 2-Stated/Not Verified | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $8800.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.375% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.640% | No | 20 | 19 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 8.95 |  | No | No |  | $0.00 | $5833.36 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000088157 | XXXXX |  | Non QM |  |  |  | Yes | No | $22860.63 | $26090.07 |  | 8.010% | $13866.95 | $13866.95 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25432.61 | 1 | $28283.52 | $3801.96 | $2356.96 | $316.83 |  |  |  |  |  | 43.827% | 43.827% | 43.827% | 08/06/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $22860.63 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 15.740% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090109 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1740.50 | $1740.50 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4482.96 | $416.40 | $373.58 | $34.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.9 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.9 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 115.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088898 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1002.37 | $1002.37 | 8.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $3143.40 | $3399.00 | $261.95 | $283.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/17/2025 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.69 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 15.46 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090643 | XXXXX |  | Non QM |  |  |  | Yes | No | $9515.00 | $11250.00 |  | 8.258% | $2568.45 | $3139.60 | 8.836% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $6986.37 | 1 | $7840.32 | $752.04 | $653.36 | $62.67 |  |  |  |  |  | 39.249% | 38.525% | 39.249% | 07/15/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $9515.00 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 8.836% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.860% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.79 |  |  | No |  | $0.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085939 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2590.04 | $2590.04 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $6499.92 | $4147.32 | $541.66 | $345.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/22/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084937 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3185.07 | $3185.07 | 7.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $2819.04 | $2142.96 | $234.92 | $178.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/28/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 155.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000087844 | XXXXX |  | Non QM |  |  |  | Yes | No | $16890.00 | $19117.68 |  | 8.783% | $8625.00 | $10509.01 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $37302.15 | 2 | $7318.44 | $6979.08 | $609.87 | $581.59 |  |  |  |  |  | 24.950% | 21.159% | 24.950% | 06/30/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16890.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 22.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090576 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $9468.60 | $9468.60 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 4 | $11610.36 | $3752.04 | $967.53 | $312.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.650% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.16 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092039 | XXXXX |  | Non QM |  |  |  | Yes | No | $1395.00 | $5801.14 |  | 6.521% | $12641.36 | $12641.36 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $19335.46 | 1 | $32658.96 | $3065.88 | $2721.58 | $255.49 |  |  |  |  |  | 46.129% | 46.129% | 46.129% | 06/18/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1395.00 |  | 6.750% | $0.00 | 3.1 |  |  |  | No | No | 6.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.490% | No | 15 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089821 | XXXXX |  | Non QM |  |  |  | Yes | No | $6626.14 | $8038.25 |  | 7.030% | $3425.79 | $3425.79 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8767.44 | 1 | $12008.28 | $896.52 | $1000.69 | $74.71 |  |  |  |  |  | 46.322% | 46.322% | 46.322% | 07/15/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $6626.14 |  | 6.610% | $15000.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.730% | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088621 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1139.61 | $1139.61 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5145.72 | $1674.00 | $428.81 | $139.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXXX | XXXXX | 12.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091434 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $16813.75 | $17716.82 |  | 9.586% | $4876.41 | $4876.41 | 9.250% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Kyrgyzstan |  |  | $9458.39 | 1 | $8895.96 | $1005.96 | $741.33 | $83.83 |  |  |  |  |  | 42.443% | 42.443% | 42.443% | 07/09/2025 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16813.75 |  | 6.630% | $0.00 | 2.6 |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 13.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 14.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 24.96 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090385 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.127% | $2824.56 | $2824.56 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $61067.03 | 2 | $5472.12 | $1680.00 | $456.01 | $140.00 |  |  |  |  |  | 31.067% | 31.067% | 31.067% | 05/28/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-T - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-T - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.610% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.125% | 1 |  | 1 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.450% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000088992 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2251.18 | $2251.18 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10845.96 | $1278.96 | $903.83 | $106.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/26/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 201.46 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090188 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.994% | $5114.51 | $5114.51 | 7.000% | No | No | Not Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10078.00 | 4 | $10418.76 | $1718.04 | $868.23 | $143.17 |  |  |  |  |  | 38.842% | 38.842% | 38.842% | 07/21/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Other - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  | 6.610% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.000% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 59.59 |  | No | No |  | $5996.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000089155 | XXXXX |  | Non QM |  |  |  | Yes | No | $12275.00 | $12901.10 |  | 6.971% | $3673.66 | $3673.66 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6549.45 | 1 | $12898.92 | $3474.00 | $1074.91 | $289.50 |  |  |  |  |  | 49.620% | 49.620% | 49.620% | 08/12/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12275.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.660% | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 15.84 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000085797 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.502% | $2496.67 | $2496.67 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21738.05 | 1 | $2427.00 | $2352.00 | $202.25 | $196.00 |  |  |  |  |  | 27.629% | 27.629% | 27.629% | 07/22/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.790% | $5000.00 | 1.2 | DU |  | ApproveEligible | Yes | No | 6.500% | 0 | 1 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 279.81 |  | No | No |  | $0.00 | $14203.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090185 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.994% | $5114.51 | $5114.51 | 7.000% | No | No | Not Employed | Non-Employment Income | Employed | Employed | 2.85 | 1.37 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  | $15213.76 | 4 | $10281.60 | $1718.04 | $856.80 | $143.17 |  |  |  |  |  | 40.206% | 40.206% | 40.206% | 07/23/2025 | 749 | 749 | 758 | 745 | 798 | 814 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  | 6.610% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.000% | 0 | 0 | 0 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 65.070% | No |  |  | 20 | 4 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  | 94.56 |  | No | No |  | $6181.00 | $9839.39 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| XXXXX | 4000090618 | XXXXX |  | N/A |  |  |  | No | No | $44445.87 | $29367.68 |  | 7.014% | $4698.28 | $4698.28 | 6.625% | No | No | Not Employed | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  | $11796.13 | 2 | $9401.16 | $1874.04 | $783.43 | $156.17 |  |  |  |  |  | 33.730% | 33.730% | 33.730% | 05/29/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $44445.87 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  | 31 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  | No | 3.53 |  | No | Yes |  | $0.00 | $17800.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090067 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2415.92 | $2415.92 | 8.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3775.44 | $2820.84 | $314.62 | $235.07 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.14 |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.430% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 102.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089583 | XXXXX |  | Non QM |  |  |  | Yes | No | $23882.50 | $8267.53 |  | 8.395% | $7315.70 | $7315.70 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $43739.08 | 1 | $9684.24 | $3615.00 | $807.02 | $301.25 |  |  |  |  |  | 22.698% | 22.698% | 22.698% | 07/17/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2004 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $23882.50 |  | 6.610% | $0.00 | 4.1 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 86.41 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085865 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.006% | $2707.78 | $2707.78 | 7.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6058.45 | 1 | $4333.08 | $0.00 | $361.09 | $0.00 |  |  |  |  |  | 37.448% | 37.448% | 37.448% | 07/23/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.570% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.000% | 0 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.43 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000082319 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8847.42 | $8847.42 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $23781.24 | $927.00 | $1981.77 | $77.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/27/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.6 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089226 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1023.26 | $1023.26 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6716.64 | $2354.28 | $559.72 | $196.19 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/14/2025 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 37.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089537 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3453.38 | $3453.38 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | $10890.96 | $3659.04 | $907.58 | $304.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/07/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.78 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 100.92 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090577 | XXXXX |  | Non QM |  |  |  | Yes | No | $24595.00 | $27501.75 |  | 8.761% | $6670.64 | $7306.34 | 8.854% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13275.37 | 1 | $23117.52 | $3411.96 | $1926.46 | $284.33 |  |  |  |  |  | 47.300% | 49.505% | 47.300% | 06/02/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $24595.00 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 8.854% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.860% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090233 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $927.21 | $927.21 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1620.12 | $1607.64 | $135.01 | $133.97 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | XXXXX | XXXXX | 49.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 100.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000088539 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $595.90 | $595.90 | 8.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $3839.40 | $2755.20 | $319.95 | $229.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/18/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.73 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 53.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090971 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2283.97 | $2283.97 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3234.48 | $876.96 | $269.54 | $73.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/09/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 110.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090269 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6422.29 | $6422.29 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 3 | $11735.52 | $3992.64 | $977.96 | $332.72 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/24/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Other | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 63.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089948 | XXXXX |  | N/A |  |  |  | No | No | $1690.00 | $4362.59 |  | 8.763% | $2432.93 | $2432.93 | 8.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $14177.21 | 1 | $13131.36 | $3057.60 | $1094.28 | $254.80 |  |  |  |  |  | 46.640% | 46.640% | 46.640% | 08/07/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1690.00 |  | 6.610% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 11.08 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090210 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $927.21 | $927.21 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1650.00 | $1632.12 | $137.50 | $136.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.3 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | XXXXX | XXXXX | 49.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 100.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000083298 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $615.13 | $615.13 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1586.28 | $917.04 | $132.19 | $76.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/05/2025 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.67 | 0.37 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 75.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089000 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3120.96 | $3120.96 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4075.56 | $1179.96 | $339.63 | $98.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/12/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXXX | XXXXX | 14.330% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091320 | XXXXX |  | Non QM |  |  |  | Yes | No | $23813.00 | $12592.17 |  | 7.169% | $4657.12 | $4657.12 | 7.000% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8265.55 | 1 | $11874.96 | $3393.00 | $989.58 | $282.75 |  |  |  |  |  | 41.874% | 41.874% | 41.874% | 07/28/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 |  | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $23813.00 |  | 6.610% | $2800.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 38.9 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090415 | XXXXX |  | Non QM |  |  |  | Yes | No | $3690.00 | $5129.51 |  | 6.660% | $935.80 | $935.80 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5450.61 | 1 | $5588.40 | $2052.00 | $465.70 | $171.00 |  |  |  |  |  | 22.788% | 22.788% | 22.788% | 08/10/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3690.00 |  | 6.610% | $2000.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 78.540% | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000090549 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3676.12 | $3676.12 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $17201.88 | $3996.24 | $1433.49 | $333.02 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/08/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.590% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.66 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085294 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4164.06 | $4164.06 | 8.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $1980.84 | $2517.96 | $165.07 | $209.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/07/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 47.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090699 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1848.93 | $1848.93 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1445.52 | $1077.96 | $120.46 | $89.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/23/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.08 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 107.84 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088810 | XXXXX |  | Non QM |  |  |  | Yes | No | $7230.00 | $3159.89 |  | 7.286% | $2346.69 | $2346.69 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6178.39 | 1 | $2856.96 | $974.04 | $238.08 | $81.17 |  |  |  |  |  | 37.645% | 37.645% | 37.645% | 08/01/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7230.00 |  | 6.630% | $5430.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.750% | No | 31 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090262 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $3334.69 |  | 6.816% | $2957.61 | $2957.61 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9305.95 | 1 | $6866.52 | $1380.12 | $572.21 | $115.01 |  |  |  |  |  | 30.291% | 30.291% | 30.291% | 08/11/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1790.00 |  | 6.610% | $2500.00 | 1 |  |  |  | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 82.130% | No |  | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 94.86 |  |  | No |  | $0.00 | $8174.05 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090656 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3537.02 | $3537.02 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $18702.84 | $3065.04 | $1558.57 | $255.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/17/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089001 | XXXXX |  | Non QM |  |  |  | Yes | No | $4810.00 | $9667.09 |  | 7.466% | $4616.47 | $4616.47 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9653.08 | 1 | $6640.32 | $1277.04 | $553.36 | $106.42 |  |  |  |  |  | 44.025% | 44.025% | 44.025% | 07/03/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4810.00 |  | 6.630% | $0.00 | 1.2 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.830% | No | 31 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.5 |  |  | No |  | $0.00 | $5100.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085906 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1118.89 | $1118.89 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $1979.04 | $1002.96 | $164.92 | $83.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/20/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.7 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.61 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085568 | XXXXX |  | Non QM |  |  |  | Yes | No | $7400.00 | $6099.12 |  | 7.747% | $10096.21 | $11208.02 | 8.336% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11974.23 | 1 | $11114.40 | $0.00 | $926.20 | $0.00 |  |  |  |  |  | 50.771% | 46.200% | 50.771% | 06/10/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7400.00 |  | 6.630% | $0.00 | 4.8 |  |  |  | No | No | 8.336% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090436 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1534.90 | $1534.90 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2778.48 | $1218.84 | $231.54 | $101.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 117.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084784 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.236% | $3023.41 | $3023.41 | 7.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $14657.72 | 1 | $7110.60 | $4531.32 | $592.55 | $377.61 |  |  |  |  |  | 44.660% | 44.660% | 44.660% | 07/03/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 | 1.5 | DU |  | ApproveEligible | Yes | No | 7.250% | 0 | 1 | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.660% | No |  | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.09 |  | No | No |  | $0.00 | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000084460 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $5792.77 |  | 7.391% | $11045.28 | $11045.28 | 7.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $42199.98 | 1 | $47232.48 | $5267.04 | $3936.04 | $438.92 |  |  |  |  |  | 36.821% | 36.821% | 36.821% | 07/18/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 100.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.750% | $25000.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 43.18 |  | Yes | No |  | $25901.92 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089773 | XXXXX |  | Non QM |  |  |  | Yes | No | $19518.79 | $31993.72 |  | 7.850% | $8203.33 | $8203.33 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $178898.43 | 1 | $23973.48 | $6416.04 | $1997.79 | $534.67 |  |  |  |  |  | 7.925% | 7.925% | 7.925% | 07/24/2025 | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $19518.79 |  | 6.630% | $440270.91 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083408 | XXXXX |  | Non QM |  |  |  | Yes | No | $8135.60 | $6700.73 |  | 7.887% | $1840.26 | $1840.26 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6938.19 | 1 | $3752.16 | $3674.04 | $312.68 | $306.17 |  |  |  |  |  | 48.662% | 48.662% | 48.662% | 07/21/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8135.60 |  | 6.750% | $0.00 | 1.8 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.86 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000085607 | XXXXX |  | Non QM |  |  |  | Yes | No | $4346.68 | $5852.57 |  | 7.404% | $2507.00 | $2507.00 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $26287.30 | 1 | $9655.92 | $830.76 | $804.66 | $69.23 |  |  |  |  |  | 15.323% | 15.323% | 15.323% | 08/15/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4346.68 |  | 6.610% | $0.00 | 3.3 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.440% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090492 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $664.61 | $664.61 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2982.48 | $1002.96 | $248.54 | $83.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 141.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089401 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1625.67 | $1625.67 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 3 | $6937.32 | $3201.00 | $578.11 | $266.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/24/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.62 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 3.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090249 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1615.16 | $1615.16 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3063.24 | $2260.68 | $255.27 | $188.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/02/2025 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 126.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090277 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1454.32 | $1454.32 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3341.28 | $663.96 | $278.44 | $55.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.3 |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 109.46 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091875 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2417.36 | $2417.36 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6249.96 | $2684.04 | $520.83 | $223.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/22/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 135.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090801 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1002.66 | $1002.66 | 8.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2088.36 | $725.04 | $174.03 | $60.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/31/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.65 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088721 | XXXXX |  | Non QM |  |  |  | Yes | No | $7016.88 | $11033.84 |  | 7.466% | $2813.98 | $2813.98 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10637.18 | 1 | $4221.36 | $795.96 | $351.78 | $66.33 |  |  |  |  |  | 49.960% | 49.960% | 49.960% | 06/16/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $7016.88 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 316.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089493 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7178.53 | $7178.53 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $19987.56 | $1193.28 | $1665.63 | $99.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.58 | 1.73 |  |  |  |  |  |  |  | XXXXX | XXXXX | 70.490% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090807 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1925.20 | $1925.20 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3718.68 | $1364.04 | $309.89 | $113.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089610 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1391.44 | $1391.44 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5222.28 | $864.36 | $435.19 | $72.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/02/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.9 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 99.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 101.67 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089375 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1425.14 | $1425.14 | 8.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $1523.88 | $2501.04 | $126.99 | $208.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090946 | XXXXX |  | Non QM |  |  |  | Yes | No | $6343.00 | $8178.88 |  | 6.643% | $1572.15 | $1572.15 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3330.56 | 1 | $2546.04 | $1892.76 | $212.17 | $157.73 |  |  |  |  |  | 44.763% | 44.763% | 44.763% | 08/05/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6343.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 2 | 0 | 2 | 0 |  |  | 3.37 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 56.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088618 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3547.32 | $3547.32 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7899.60 | $1671.96 | $658.30 | $139.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/28/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 13.030% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089817 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.452% | $1905.05 | $1905.05 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11777.14 | 1 | $7426.92 | $1249.56 | $618.91 | $104.13 |  |  |  |  |  | 43.090% | 43.090% | 43.090% | 08/08/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.610% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 138.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090074 | XXXXX |  | Non QM |  |  |  | Yes | No | $10010.08 | $5846.47 |  | 7.034% | $1786.85 | $1786.85 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3577.02 | 1 | $5275.56 | $2344.32 | $439.63 | $195.36 |  |  |  |  |  | 48.159% | 48.159% | 48.159% | 07/27/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10010.08 |  | 6.610% | $500.00 | 1.2 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.230% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.85 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088393 | XXXXX |  | Non QM |  |  |  | Yes | No | $6694.25 | $6530.32 |  | 6.757% | $1611.77 | $1611.77 | 6.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $3789.95 | 1 | $7620.72 | $3354.60 | $635.06 | $279.55 |  |  |  |  |  | 41.693% | 41.693% | 41.693% | 08/08/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6694.25 |  | 6.750% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 1.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090987 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2492.38 | $2492.38 | 6.125% | No | No |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | 1 | $10045.68 | $1916.04 | $837.14 | $159.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/26/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.3 |  |  |  | No | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.08 |  |  |  |  |  |  |  | XXXXX | XXXXX | 84.290% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 144.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091529 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3958.55 | $3958.55 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7089.72 | $3408.24 | $590.81 | $284.02 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/29/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 2.9 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.31 |  |  |  |  |  |  |  | XXXXX | XXXXX | 57.230% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000087876 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2408.73 | $2408.73 | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $5775.12 | $5753.88 | $481.26 | $479.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/30/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 18.06 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091816 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1444.77 | $1444.77 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $4670.76 | $2241.00 | $389.23 | $186.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 29.46 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091732 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3801.98 | $3801.98 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $10414.68 | $1100.04 | $867.89 | $91.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/17/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 64.35 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090402 | XXXXX |  | Non QM |  |  |  | Yes | No | $2485.00 | $6708.23 |  | 7.797% | $4506.53 | $5195.07 | 8.336% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $12191.57 | 1 | $11338.56 | $5693.76 | $944.88 | $474.48 |  |  |  |  |  | 35.834% | 36.684% | 35.834% | 08/20/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2485.00 |  | 6.760% | $0.00 | 1 |  |  |  | N/A | No | 8.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 47.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090421 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1861.37 | $1861.37 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2535.48 | $1446.00 | $211.29 | $120.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2025 | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.65 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 47.24 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090659 | XXXXX |  | Non QM |  |  |  | Yes | No | $5492.50 | $8120.44 |  | 7.418% | $2626.38 | $2626.38 | 7.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4629.87 | 1 | $5463.96 | $1409.04 | $455.33 | $117.42 |  |  |  |  |  | 42.127% | 42.127% | 42.127% | 08/01/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5492.50 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 6.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088372 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1084.66 | $1084.66 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1138.92 | $531.96 | $94.91 | $44.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/10/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 115.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000085188 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $883.42 | $883.42 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5507.64 | $897.00 | $458.97 | $74.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/18/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 250.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088676 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.460% | $2583.89 | $2583.89 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16314.49 | 1 | $15005.52 | $1286.40 | $1250.46 | $107.20 |  |  |  |  |  | 39.543% | 39.543% | 39.543% | 08/12/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 | 1.6 | DU |  | ApproveEligible | Yes | No | 6.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000088857 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.198% | $1991.95 | $1991.95 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10942.94 | 1 | $5045.64 | $5116.08 | $420.47 | $426.34 |  |  |  |  |  | 38.567% | 38.567% | 38.567% | 08/13/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $5000.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.950% | No | 23 | 8 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.65 |  | No | No |  | $0.00 | $7436.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091757 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1762.02 | $1762.02 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3769.68 | $1197.00 | $314.14 | $99.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 107.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089378 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.977% | $2512.31 | $2512.31 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $19899.35 | 1 | $10262.04 | $1759.32 | $855.17 | $146.61 |  |  |  |  |  | 30.837% | 30.837% | 30.837% | 07/24/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 |  | DU |  | ApproveEligible | Yes | No | 6.990% | 1 | 2 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.210% | No | 15 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.63 |  | No | No |  | $0.00 | $13688.82 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000089764 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6900.99 | $6900.99 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9280.68 | $1325.04 | $773.39 | $110.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/19/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.5 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.26 |  |  |  |  |  |  |  | XXXXX | XXXXX | 16.230% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084224 | XXXXX |  | Non QM |  |  |  | Yes | No | $35640.63 | ($348.31) |  | 7.625% | $10449.43 | $11639.67 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $347160.27 | 1 | $36212.52 | $18729.96 | $3017.71 | $1560.83 |  |  |  |  |  | 7.879% | 7.563% | 7.879% | 07/08/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; VVOE - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $35640.63 |  | 6.670% | $3200.00 | 3.9 |  |  |  | No | No | 7.625% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  | 360 | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 259.05 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000089303 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1160.11 | $1160.11 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $7116.00 | $1775.04 | $593.00 | $147.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/18/2025 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 75.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091599 | XXXXX |  | Non QM |  |  |  | Yes | No | $13995.00 | $16492.50 |  | 8.235% | $4021.31 | $4915.53 | 8.836% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $7902.51 | 1 | $12965.52 | $1515.96 | $1080.46 | $126.33 |  |  |  |  |  | 47.564% | 46.699% | 47.564% | 06/11/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $13995.00 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 8.836% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.660% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 3.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090781 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2955.88 | $2955.88 | 6.874% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $8960.04 | $3126.96 | $746.67 | $260.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/30/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 2.4 |  |  |  | Yes | No | 6.874% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1373.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091702 | XXXXX |  | N/A |  |  |  | No | No | $11743.49 | $5306.90 |  | 7.270% | $1894.09 | $1894.09 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6011.36 | 1 | $8208.24 | $2956.68 | $684.02 | $246.39 |  |  |  |  |  | 44.206% | 44.206% | 44.206% | 08/13/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11743.49 |  | 6.540% | $7025.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.480% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090740 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2652.77 | $2652.77 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3225.60 | $2925.96 | $268.80 | $243.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/24/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 11.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089481 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1170.72 | $1170.72 | 7.374% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $1682.04 | $648.12 | $140.17 | $54.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/09/2025 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.374% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | XXXXX | XXXXX | 21.800% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 5.35 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000088080 | XXXXX |  | Non QM |  |  |  | Yes | No | $5585.00 | $8508.09 |  | 7.718% | $2307.41 | $2307.41 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20980.88 | 1 | $11004.00 | $675.00 | $917.00 | $56.25 |  |  |  |  |  | 22.093% | 22.093% | 22.093% | 07/21/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5585.00 |  | 6.750% | $2000.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 64.330% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089657 | XXXXX |  | Non QM |  |  |  | Yes | No | $5520.00 | $6736.38 |  | 6.988% | $1543.66 | $1543.66 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Korea, Republic of |  |  | $2813.80 | 1 | $7956.48 | $4247.04 | $663.04 | $353.92 |  |  |  |  |  | 49.754% | 49.754% | 49.754% | 08/13/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5520.00 |  | 6.610% | $108000.00 | 1.9 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.170% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 14.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090837 | XXXXX |  | Non QM |  |  |  | Yes | No | $12155.00 | $15849.25 |  | 8.224% | $3424.60 | $4186.13 | 8.836% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13908.29 | 1 | $7765.92 | $1181.04 | $647.16 | $98.42 |  |  |  |  |  | 26.473% | 25.886% | 26.473% | 06/11/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2022 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $12155.00 |  | 6.740% | $9400.00 |  |  |  |  | N/A | No | 8.836% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.360% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091211 | XXXXX |  | Non QM |  |  |  | Yes | No | $14752.50 | $23720.36 |  | 6.849% | $5442.64 | $5442.64 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $23108.97 | 1 | $18125.04 | $3030.96 | $1510.42 | $252.58 |  |  |  |  |  | 40.666% | 40.666% | 40.666% | 08/19/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14752.50 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.370% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089367 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1027.72 | $1027.72 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $5358.24 | $1259.04 | $446.52 | $104.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090333 | XXXXX |  | Non QM |  |  |  | Yes | No | $7070.00 | $152.68 |  | 6.883% | $4313.79 | $4313.79 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8209.62 | 1 | $14017.08 | $1350.00 | $1168.09 | $112.50 |  |  |  |  |  | 40.938% | 40.938% | 40.938% | 08/11/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7070.00 |  | 6.610% | $0.00 | 1.9 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084672 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.579% | $2400.53 | $2400.53 | 6.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21996.73 | 1 | $1809.00 | $1371.96 | $150.75 | $114.33 |  |  |  |  |  | 30.275% | 30.275% | 30.275% | 07/15/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $5000.00 |  | DU |  | ApproveEligible | N/A | No | 6.625% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 613.42 |  | Yes | No |  | $0.00 | $31547.93 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090819 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $4010.00 | $8552.67 |  | 8.867% | $4909.01 | $4909.01 | 8.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Albania |  |  | $8021.15 | 2 | $7757.04 | $1601.04 | $646.42 | $133.42 |  |  |  |  |  | 41.664% | 41.664% | 41.664% | 05/12/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4010.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.230% | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 3.51 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091069 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $16556.25 | $22776.57 |  | 9.277% | $4356.16 | $4356.16 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8148.92 | 1 | $18413.40 | $2273.64 | $1534.45 | $189.47 |  |  |  |  |  | 49.853% | 49.853% | 49.853% | 07/07/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16556.25 |  | 6.790% | $1000.00 | 1 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.410% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090958 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $9180.00 | $12596.67 |  | 8.701% | $2918.68 | $2918.68 | 8.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7053.08 | 1 | $6527.88 | $3159.00 | $543.99 | $263.25 |  |  |  |  |  | 43.575% | 43.575% | 43.575% | 06/02/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9180.00 |  | 6.670% | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.640% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 7.24 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090486 | XXXXX |  | Non QM |  |  |  | Yes | No | $2600.00 | $13048.06 |  | 7.275% | $12961.35 | $12961.35 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25470.11 | 1 | $33121.44 | $1997.04 | $2760.12 | $166.42 |  |  |  |  |  | 38.647% | 38.647% | 38.647% | 08/20/2025 | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2600.00 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 19.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 118.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089390 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2018.66 | $3860.97 |  | 7.490% | $1594.94 | $1594.94 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $29157.12 | 1 | $1197.00 | $1308.96 | $99.75 | $109.08 |  |  |  |  |  | 16.199% | 16.199% | 16.199% | 08/01/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2018.66 |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.375% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 56.760% | No | 31 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.93 |  | No | No |  | $0.00 | $8959.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090538 | XXXXX |  | Non QM |  |  |  | Yes | No | $18344.70 | $22782.62 |  | 8.888% | $4359.74 | $4359.74 | 8.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8473.04 | 1 | $7613.28 | $1443.60 | $634.44 | $120.30 |  |  |  |  |  | 40.516% | 40.516% | 40.516% | 06/12/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18344.70 |  | 6.630% | $6000.00 | 1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 13.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 6.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090113 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $17500.00 | $9961.00 |  | 9.249% | $3218.49 | $3218.49 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14284.18 | 1 | $5816.16 | $225.00 | $484.68 | $18.75 |  |  |  |  |  | 28.645% | 28.645% | 28.645% | 08/11/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $17500.00 |  | 6.790% | $0.00 | 2.5 |  |  |  | Yes | No | 9.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.830% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.5 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000088371 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2064.99 | $2064.99 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $7211.28 | $1474.56 | $600.94 | $122.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/25/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.48 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000083081 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6047.70 | $6047.70 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $9026.88 | $2745.96 | $752.24 | $228.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/26/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.23 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 21.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088458 | XXXXX |  | Non QM |  |  |  | Yes | No | $1943.40 | $5305.21 |  | 6.670% | $3937.91 | $3937.91 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6226.77 | 1 | $15588.12 | $8474.64 | $1299.01 | $706.22 |  |  |  |  |  | 51.793% | 51.793% | 51.793% | 08/08/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1943.40 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088273 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $932.41 | $932.41 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6478.32 | $1681.56 | $539.86 | $140.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/25/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.7 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 72.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091920 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $5060.00 | $6456.56 |  | 8.928% | $2769.19 | $2769.19 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7331.89 | 1 | $6090.84 | $1544.16 | $507.57 | $128.68 |  |  |  |  |  | 38.901% | 38.901% | 38.901% | 10/10/2024 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5060.00 |  | 6.780% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.170% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000087880 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.462% | $2559.88 | $2559.88 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11044.64 | 1 | $12432.00 | $2307.00 | $1036.00 | $192.25 |  |  |  |  |  | 37.216% | 37.216% | 37.216% | 08/05/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.750% | $0.00 | 1.1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000087847 | XXXXX |  | Non QM |  |  |  | Yes | No | $28097.81 | $12230.71 |  | 8.572% | $7025.95 | $7025.95 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $35741.16 | 1 | $13812.00 | $4732.08 | $1151.00 | $394.34 |  |  |  |  |  | 25.735% | 25.735% | 25.735% | 08/04/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $28097.81 |  | 6.750% | $0.00 | 3.3 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089715 | XXXXX |  | Non QM |  |  |  | Yes | No | $6732.88 | $8138.59 |  | 7.496% | $2237.54 | $2237.54 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9051.35 | 1 | $2176.68 | $886.44 | $181.39 | $73.87 |  |  |  |  |  | 48.910% | 48.910% | 48.910% | 08/06/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6732.88 |  | 6.610% | $600.00 | 1 |  |  |  | Yes | No | 7.250% | 2 | 2 | 1 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 87.820% | No | 22 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 98.06 |  | No | No |  | $1085.00 | $8767.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000090199 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $50973.63 | $25690.71 |  | 8.471% | $7824.82 | $7824.82 | 8.250% | No | No | Not Employed | Self-Employed | Self-Employed | Self-Employed | 2.87 | 2.87 |  | US Citizen | US Citizen | US Citizen |  |  |  | $257586.68 | 1 | $4878.00 | $4089.72 | $406.50 | $340.81 |  |  |  |  |  | 17.168% | 17.168% | 17.168% | 07/18/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2023<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2023<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2023<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2023 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $50973.63 |  | 6.750% | $0.00 | 2.6 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 55.86 |  | No | Yes |  | $155487.54 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| XXXXX | 4000091926 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $16575.00 | $22655.00 |  | 8.634% | $11533.70 | $11533.70 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $56790.33 | 1 | $12051.12 | $4649.04 | $1004.26 | $387.42 |  |  |  |  |  | 28.601% | 28.601% | 28.601% | 11/27/2024 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2024 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16575.00 |  | 6.690% | $25000.00 | 3.7 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.97 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000089945 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $647.51 | $647.51 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $507.96 | $2496.96 | $42.33 | $208.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.84 | 0.54 |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091417 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $10739.75 | $11659.88 |  | 8.196% | $4503.11 | $4503.11 | 8.000% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7216.06 | 1 | $5001.00 | $7259.40 | $416.75 | $604.95 |  |  |  |  |  | 49.610% | 49.610% | 49.610% | 06/02/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10739.75 |  | 6.920% | $0.00 | 1 |  |  |  | No | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 17.9 |  | No | Yes |  | $2146.18 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000088693 | XXXXX |  | Non QM |  |  |  | Yes | No | $3863.47 | $0.00 |  | 6.827% | $2039.11 | $2039.11 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4456.11 | 1 | $4670.64 | $2210.16 | $389.22 | $184.18 |  |  |  |  |  | 44.820% | 44.820% | 44.820% | 07/28/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3863.47 |  | 6.630% | $19400.00 |  |  |  |  | Yes | No | 6.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 80.010% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 85.33 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088596 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1020.85 | $1020.85 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3569.52 | $1638.00 | $297.46 | $136.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/11/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.48 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091740 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2405.18 | $2405.18 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 4 | $6596.52 | $2597.04 | $549.71 | $216.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 77.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091601 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6031.96 | $6031.96 | 6.750% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | 2 | $13369.20 | $1731.00 | $1114.10 | $144.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/25/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.96 | 1.04 |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.8 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089067 | XXXXX |  | Non QM |  |  |  | Yes | No | $5192.42 | $6616.77 |  | 8.211% | $1083.22 | $1083.22 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2656.30 | 1 | $5322.96 | $1849.08 | $443.58 | $154.09 |  |  |  |  |  | 40.068% | 40.068% | 40.068% | 07/07/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5192.42 |  | 6.630% | $0.00 | 1.5 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090061 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1790.00 | $5529.34 |  | 7.573% | $3258.34 | $3258.34 | 7.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $22810.63 | 1 | $6033.96 | $896.40 | $502.83 | $74.70 |  |  |  |  |  | 28.074% | 28.074% | 28.074% | 08/18/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1790.00 |  | 6.610% | $10000.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 66.300% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 68.85 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090904 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $687.44 | $687.44 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2674.20 | $1263.96 | $222.85 | $105.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/03/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.73 |  |  |  |  |  |  |  | XXXXX | XXXXX | 9.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089297 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1509.21 | $1509.21 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 2 | $4718.16 | $1845.00 | $393.18 | $153.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/17/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 4.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090443 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1406.74 | $1406.74 | 7.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4712.64 | $1890.96 | $392.72 | $157.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/26/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX | XXXXX | 59.500% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.29 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090590 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2097.64 | $2097.64 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $12432.96 | $2529.00 | $1036.08 | $210.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/26/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.7 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.84 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 31.6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090584 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3798.43 | $3798.43 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4059.72 | $2652.00 | $338.31 | $221.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/25/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.34 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091152 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1395.00 | $4395.90 |  | 6.790% | $3400.28 | $3400.28 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $17224.11 | 1 | $8765.40 | $4543.68 | $730.45 | $378.64 |  |  |  |  |  | 33.682% | 33.682% | 33.682% | 07/31/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1395.00 |  | 6.630% | $0.00 | 3.3 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 36.890% | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.24 |  | No | No |  | $0.00 | $8100.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000092023 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4194.08 | $4194.08 | 6.875% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | 1 | $17323.08 | $3680.16 | $1443.59 | $306.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/18/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.41 | 2.43 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 96.93 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089023 | XXXXX |  | N/A |  |  |  | No | No | $4311.50 | $6652.38 |  | 7.745% | $1651.89 | $1651.89 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $32074.05 | 1 | $2547.84 | $903.12 | $212.32 | $75.26 |  |  |  |  |  | 24.997% | 24.997% | 24.997% | 07/22/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4311.50 |  | 6.630% | $0.00 | 1.5 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 57.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089202 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1047.53 | $1047.53 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1536.36 | $1602.00 | $128.03 | $133.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/07/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.68 | 0.6 |  |  |  |  |  |  |  | XXXXX | XXXXX | 61.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.49 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091839 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2476.62 | $2476.62 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5707.44 | $1697.16 | $475.62 | $141.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/17/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.990% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089626 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.708% | $4710.12 | $4710.12 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $23430.52 | 1 | $15937.56 | $2053.32 | $1328.13 | $171.11 |  |  |  |  |  | 36.190% | 36.190% | 36.190% | 05/29/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.610% | $3650.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 | 2 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.070% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.1 |  | No | No |  | $0.00 | $19360.44 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090834 | XXXXX |  | Non QM |  |  |  | Yes | No | $27095.00 | $33717.92 |  | 8.636% | $7219.50 | $8086.84 | 8.836% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12102.19 | 1 | $12343.20 | $705.96 | $1028.60 | $58.83 |  |  |  |  |  | 46.399% | 48.347% | 46.399% | 08/26/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $27095.00 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 8.836% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.370% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000083175 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2732.78 | $2732.78 | 9.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6986.40 | $7152.96 | $582.20 | $596.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/09/2025 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 9.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 71.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089747 | XXXXX |  | N/A |  |  |  | No | Yes | $6026.56 | $7583.08 |  | 6.983% | $1736.87 | $1736.87 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4266.41 | 1 | $4200.84 | $1551.96 | $350.07 | $129.33 |  |  |  |  |  | 38.336% | 38.336% | 38.336% | 08/19/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6026.56 |  | 6.610% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 2 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.110% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089076 | XXXXX |  | Non QM |  |  |  | Yes | No | $2317.30 | $5193.64 |  | 6.815% | $3175.54 | $3175.54 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4921.29 | 1 | $6525.00 | $1629.00 | $543.75 | $135.75 |  |  |  |  |  | 48.737% | 48.737% | 48.737% | 07/31/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2317.30 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.360% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 9.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090304 | XXXXX |  | Non QM |  |  |  | Yes | No | $2915.00 | $5537.38 |  | 7.702% | $3312.47 | $3312.47 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $195111.90 | 1 | $10637.52 | $3089.40 | $886.46 | $257.45 |  |  |  |  |  | 6.172% | 6.172% | 6.172% | 08/06/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2915.00 |  | 6.610% | $94000.00 | 1.9 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.01 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000091762 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2560.55 | $2560.55 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1551.60 | $576.96 | $129.30 | $48.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/09/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 232.35 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091188 | XXXXX |  | Non QM |  |  |  | Yes | No | $2600.00 | $3430.63 |  | 6.868% | $1362.06 | $1362.06 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2747.28 | 1 | $8927.76 | $1760.16 | $743.98 | $146.68 |  |  |  |  |  | 45.054% | 45.054% | 45.054% | 08/12/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2600.00 |  | 6.630% | $0.00 | 2.2 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 91.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090664 | XXXXX |  | Non QM |  |  |  | Yes | No | $5815.00 | $7859.31 |  | 7.303% | $2324.33 | $2324.33 | 7.125% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5599.55 | 1 | $4698.48 | $1602.96 | $391.54 | $133.58 |  |  |  |  |  | 37.783% | 37.783% | 37.783% | 08/20/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5815.00 |  | 6.610% | $215000.00 |  |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088258 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1566.28 | $1566.28 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3522.00 | $1985.04 | $293.50 | $165.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 752.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090975 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1494.57 | $1494.57 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3668.28 | $1702.44 | $305.69 | $141.87 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/30/2025 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.92 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089494 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1978.31 | $1978.31 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 2 | $4476.60 | $970.68 | $373.05 | $80.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.77 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 138.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090371 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1104.76 | $1104.76 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2484.72 | $1042.32 | $207.06 | $86.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/15/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.500% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090962 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.588% | $2237.88 | $2237.88 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14703.52 | 1 | $10007.04 | $1130.28 | $833.92 | $94.19 |  |  |  |  |  | 37.329% | 37.329% | 37.329% | 08/06/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.625% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| XXXXX | 4000089896 | XXXXX |  | Non QM |  |  |  | Yes | No | $6050.01 | $10371.73 |  | 7.737% | $2195.03 | $2699.77 | 8.336% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6193.79 | 1 | $11331.24 | $1649.04 | $944.27 | $137.42 |  |  |  |  |  | 40.444% | 39.711% | 40.444% | 08/15/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6050.01 |  | 6.760% | $3800.00 |  |  |  |  | N/A | No | 8.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.180% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.14 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091105 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.712% | $1621.50 | $1621.50 | 6.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12218.77 | 2 | $15613.68 | $2696.16 | $1301.14 | $224.68 |  |  |  |  |  | 40.099% | 40.099% | 40.099% | 08/18/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 6.750% | 0 | 0 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 85.270% | No |  | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.89 |  | No | No |  | $0.00 | $20398.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090025 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1258.59 | $1258.59 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2590.80 | $1822.56 | $215.90 | $151.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/01/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 219.14 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090931 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $1873.80 |  | 6.778% | $1571.23 | $1571.23 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8759.54 | 1 | $4631.64 | $1365.00 | $385.97 | $113.75 |  |  |  |  |  | 45.504% | 45.504% | 45.504% | 08/15/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.180% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 115.47 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000090055 | XXXXX |  | Non QM |  |  |  | Yes | No | $5352.50 | $6771.53 |  | 6.770% | $1358.95 | $1358.95 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4391.18 | 1 | $5467.44 | $1287.00 | $455.62 | $107.25 |  |  |  |  |  | 37.269% | 37.269% | 37.269% | 08/07/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5352.50 |  | 6.610% | $3500.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.690% | No | 31 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090410 | XXXXX |  | Non QM |  |  |  | Yes | No | $3740.00 | $4593.17 |  | 10.006% | $3820.73 | $3820.73 | 9.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $18796.60 | 1 | $9952.44 | $1689.00 | $829.37 | $140.75 |  |  |  |  |  | 23.704% | 23.704% | 23.704% | 07/14/2025 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3740.00 |  | 6.630% | $3000.00 | 2.5 |  |  |  | Yes | No | 9.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 9.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 4.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090370 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1521.76 | $1521.76 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3892.80 | $1521.96 | $324.40 | $126.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.64 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 532.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090939 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1036.02 | $1036.02 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2419.32 | $3822.96 | $201.61 | $318.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/26/2025 | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.82 | 0.55 |  |  |  |  |  |  |  | XXXXX | XXXXX | 83.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 35.73 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090775 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2562.02 | $2562.02 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $12147.00 | $1272.96 | $1012.25 | $106.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/02/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090683 | XXXXX |  | Non QM |  |  |  | Yes | No | $20495.20 | $14182.81 |  | 7.054% | $9048.11 | $9048.11 | 7.000% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $45129.74 | 1 | $20339.52 | $2290.68 | $1694.96 | $190.89 |  |  |  |  |  | 39.523% | 39.523% | 39.523% | 08/07/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2021<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $20495.20 |  | 6.630% | $1000.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 16.460% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.15 |  | No | No |  | $37311.65 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000091391 | XXXXX |  | Non QM |  |  |  | Yes | No | $21394.38 | $6885.66 |  | 8.014% | $8469.48 | $8469.48 | 8.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $100514.12 | 1 | $6036.12 | $3928.68 | $503.01 | $327.39 |  |  |  |  |  | 8.624% | 8.624% | 8.624% | 06/18/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $21394.38 |  | 6.630% | $0.00 |  |  |  |  | Yes | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 72.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090634 | XXXXX |  | Non QM |  |  |  | Yes | No | $2325.00 | $7735.49 |  | 7.172% | $5046.88 | $6653.97 | 7.125% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  | $20419.14 | 1 | $21819.96 | $3387.00 | $1818.33 | $282.25 |  |  |  |  |  | 43.295% | 38.832% | 43.295% | 06/06/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 50.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Auto Allowance]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Auto Allowance]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Auto Allowance]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Auto Allowance]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2325.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 1 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 96.860% | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 103.69 |  | No | No |  | $17914.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089473 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1353.59 | $1353.59 | 7.374% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3116.40 | $1815.36 | $259.70 | $151.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/22/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.374% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXXX | XXXXX | 75.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.9 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085591 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $689.78 | $689.78 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $4746.84 | $1645.08 | $395.57 | $137.09 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/22/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.13 | 0.47 |  |  |  |  |  |  |  | XXXXX | XXXXX | 75.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090068 | XXXXX |  | Non QM |  |  |  | Yes | No | $13570.00 | $8938.44 |  | 6.560% | $5530.60 | $5530.60 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10572.32 | 1 | $17187.48 | $6248.04 | $1432.29 | $520.67 |  |  |  |  |  | 46.788% | 46.788% | 46.788% | 08/12/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13570.00 |  | 6.610% | $20000.00 | 1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 56.060% | No | 28 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 35.5 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091102 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.208% | $2020.95 | $2020.95 | 7.250% | No | No | Not Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $5979.04 | 1 | $3412.68 | $1043.04 | $284.39 | $86.92 |  |  |  |  |  | 39.667% | 39.667% | 39.667% | 09/09/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $7900.00 | 1.4 | LP / LPA |  | Accept/Eligible | No | No | 7.250% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 27 |  | No | No |  | $0.00 | $9910.05 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090782 | XXXXX |  | Non QM |  |  |  | Yes | No | $1720.00 | $14154.88 |  | 6.885% | $18003.13 | $18003.13 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $530977.19 | 1 | $55623.48 | $7233.12 | $4635.29 | $602.76 |  |  |  |  |  | 9.929% | 9.929% | 9.929% | 08/19/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1720.00 |  | 6.630% | $0.00 | 4.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 31.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000091197 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.960% | $1064.48 | $1064.48 | 7.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7968.61 | 1 | $2166.36 | $2277.00 | $180.53 | $189.75 |  |  |  |  |  | 46.704% | 46.704% | 46.704% | 08/08/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $3500.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.000% | 0 | 0 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.000% | No | 30 | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.32 |  | No | No |  | $0.00 | $8444.56 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090581 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2078.93 | $2078.93 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5885.76 | $2381.04 | $490.48 | $198.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/11/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.8 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | XXXXX | XXXXX | 67.610% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088338 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1274.99 | $1274.99 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5480.88 | $987.00 | $456.74 | $82.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/01/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 97.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089440 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1413.89 | $1413.89 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3249.96 | $1485.96 | $270.83 | $123.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/09/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX | 68.280% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 49.46 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090162 | XXXXX |  | Non QM |  |  |  | Yes | No | $1750.00 | $4536.32 |  | 7.306% | $2881.51 | $2881.51 | 7.250% | No | No | Not Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5804.90 | 1 | $4625.04 | $1526.04 | $385.42 | $127.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/28/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1750.00 |  | 6.610% | $0.00 | 2 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 275.56 |  | No | No |  | $11134.22 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090202 | XXXXX |  | Non QM |  |  |  | Yes | No | $2190.00 | $4445.81 |  | 6.881% | $1634.47 | $1634.47 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10796.67 | 1 | $5877.48 | $1344.00 | $489.79 | $112.00 |  |  |  |  |  | 32.214% | 32.214% | 32.214% | 08/15/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2190.00 |  | 6.610% | $1700.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.970% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.99 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090739 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1289.84 | $1289.84 | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 2 | $2649.00 | $1295.04 | $220.75 | $107.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/11/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.74 |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 3.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000088606 | XXXXX |  | Non QM |  |  |  | Yes | No | $10056.00 | $13084.20 |  | 7.005% | $2848.64 | $2848.64 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8377.15 | 1 | $12767.40 | $1875.00 | $1063.95 | $156.25 |  |  |  |  |  | 38.039% | 38.039% | 38.039% | 08/01/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10056.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.080% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 21.36 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091241 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2391.03 | $2391.03 | 7.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $4558.92 | $1311.96 | $379.91 | $109.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/05/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 125.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091475 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3362.02 | $3362.02 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $13514.88 | $10578.60 | $1126.24 | $881.55 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/19/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.97 | 1.03 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 42.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090883 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3097.63 | $3097.63 | 8.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | 1 | $5251.80 | $2246.88 | $437.65 | $187.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091121 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2762.81 | $2762.81 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6921.36 | $1724.04 | $576.78 | $143.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/08/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.8 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.24 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 726.65 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084979 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6885.40 | $6885.40 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $14821.32 | $2198.76 | $1235.11 | $183.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/17/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.360% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091323 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5302.89 | $5302.89 | 6.375% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | 1 | $17368.68 | $1635.00 | $1447.39 | $136.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/29/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 98.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091314 | XXXXX |  | Non QM |  |  |  | Yes | No | $2049.00 | $5251.46 |  | 7.298% | $4093.06 | $4093.06 | 7.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $32729.48 | 1 | $2418.60 | $813.96 | $201.55 | $67.83 |  |  |  |  |  | 19.100% | 19.100% | 19.100% | 07/22/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2049.00 |  | 6.630% | $5482.30 | 1.4 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 5 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.12 |  | No | No |  | $36575.54 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089380 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3351.50 | $3351.50 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2778.24 | $1698.00 | $231.52 | $141.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/06/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.2 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 124.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090950 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1737.91 | $1737.91 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $5247.36 | $2847.96 | $437.28 | $237.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089543 | XXXXX |  | N/A |  |  |  | No | No | $6458.56 | $5387.66 |  | 8.050% | $3786.23 | $3786.23 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9593.25 | 3 | $8062.56 | $3153.00 | $671.88 | $262.75 |  |  |  |  |  | 46.485% | 46.485% | 46.485% | 08/01/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6458.56 |  | 6.570% | $20000.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.250% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.03 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000091109 | XXXXX |  | Non QM |  |  |  | Yes | No | $8038.24 | $10747.58 |  | 6.433% | $2939.35 | $2939.35 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6618.09 | 1 | $9618.72 | $960.00 | $801.56 | $80.00 |  |  |  |  |  | 42.451% | 42.451% | 42.451% | 08/25/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8038.24 |  | 6.630% | $10000.00 | 1.5 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.550% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091118 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1769.79 | $1769.79 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5658.24 | $6168.00 | $471.52 | $514.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/22/2025 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.53 | 0.65 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088847 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2090.00 | $3614.12 |  | 6.834% | $1848.50 | $1848.50 | 6.750% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8476.65 | 1 | $4497.72 | $894.96 | $374.81 | $74.58 |  |  |  |  |  | 45.821% | 45.821% | 45.821% | 08/13/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2090.00 |  | 6.630% | $0.00 | 1.8 | LP / LPA |  | Accept/Eligible | Yes | No | 6.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 31 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 149.64 |  | No | No |  | $6003.23 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090252 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $863.34 | $863.34 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1227.24 | $1356.00 | $102.27 | $113.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/20/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.7 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.72 | 0.58 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 110.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091625 | XXXXX |  | Non QM |  |  |  | Yes | No | $5649.00 | $1057.63 |  | 7.770% | $4775.87 | $5505.56 | 8.336% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $17875.79 | 1 | $10378.80 | $801.00 | $864.90 | $66.75 |  |  |  |  |  | 28.497% | 29.182% | 28.497% | 08/06/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5649.00 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 8.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 6.13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091100 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.206% | $3694.30 | $3694.30 | 6.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16932.22 | 3 | $16845.24 | $4041.12 | $1403.77 | $336.76 |  |  |  |  |  | 27.318% | 27.318% | 27.318% | 08/06/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Transcripts - No Results Returned (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 |  | DU |  | ApproveEligible | No | No | 6.250% | 0 | 1 | 1 | 0 | 2 | 1 |  |  | 19.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  | 129.89 |  | No | No |  | $0.00 | $9165.69 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000091353 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $842.15 | $842.15 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9028.56 | $1114.08 | $752.38 | $92.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/31/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.83 | 0.55 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 45.39 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090990 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7875.82 | $7875.82 | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 4 | $23795.64 | $4751.04 | $1982.97 | $395.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/12/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.620% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090255 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3259.68 | $3259.68 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7073.28 | $2798.04 | $589.44 | $233.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.66 | 1.51 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 110.14 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090972 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $606.79 | $606.79 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1291.20 | $1355.04 | $107.60 | $112.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.79 | 0.56 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 129.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091153 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2627.50 | $2627.50 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7006.08 | $4332.84 | $583.84 | $361.07 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/05/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.5 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.84 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 82.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091341 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2408.54 | $2408.54 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $6468.24 | $1372.20 | $539.02 | $114.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/21/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.09 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 113.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090813 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2123.37 | $2123.37 | 8.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5888.40 | $4454.04 | $490.70 | $371.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/03/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 86.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091154 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2331.03 | $2331.03 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $5883.84 | $1869.12 | $490.32 | $155.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/16/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.06 |  |  |  |  |  |  |  | XXXXX | XXXXX | 62.370% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.71 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090678 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2587.09 | $2587.09 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3750.84 | $2100.00 | $312.57 | $175.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/21/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090497 | XXXXX |  | N/A |  |  |  | No | No | $4240.00 | $6321.80 |  | 9.996% | $2019.01 | $2019.01 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $520570.71 | 1 | $3020.28 | $693.00 | $251.69 | $57.75 |  |  |  |  |  | 9.328% | 9.328% | 9.328% | 08/12/2025 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4240.00 |  | 6.630% | $0.00 | 1 |  |  |  | No | No | 9.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 89.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 123.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 11 |
| XXXXX | 4000089803 | XXXXX |  | Non QM |  |  |  | Yes | No | $10304.00 | $14934.85 |  | 6.868% | $6096.82 | $6096.82 | 6.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $20565.74 | 1 | $8743.32 | $5712.96 | $728.61 | $476.08 |  |  |  |  |  | 38.885% | 38.885% | 38.885% | 07/03/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Account Transcripts - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10304.00 |  | 6.610% | $9200.00 | 5 |  |  |  | Yes | No | 6.750% | 3 | 3 | 3 | 0 | 3 | 2 |  |  | 7.83 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.37 |  | No | No |  | $0.00 | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091339 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $709.48 | $709.48 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5746.32 | $1885.20 | $478.86 | $157.10 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/31/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.86 | 0.54 |  |  |  |  |  |  |  | XXXXX | XXXXX | 83.340% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.36 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090245 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5013.37 | $5013.37 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $14609.76 | $2493.96 | $1217.48 | $207.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.9 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090989 | XXXXX |  | Non QM |  |  |  | Yes | No | $12499.00 | $14917.60 |  | 7.106% | $3613.11 | $3613.11 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $23516.93 | 1 | $11735.40 | $2834.04 | $977.95 | $236.17 |  |  |  |  |  | 24.835% | 24.835% | 24.835% | 07/23/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12499.00 |  | 6.630% | $1000.00 | 1.3 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 41.58 |  | Yes | No |  | $15643.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090130 | XXXXX |  | N/A |  |  |  | No | No | $7195.18 | $10528.36 |  | 9.504% | $3111.77 | $3111.77 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11179.51 | 1 | $4127.88 | $1889.04 | $343.99 | $157.42 |  |  |  |  |  | 42.025% | 42.025% | 42.025% | 08/18/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7195.18 |  | 6.610% | $5000.00 | 1 |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091187 | XXXXX |  | Non QM |  |  |  | Yes | No | $8805.00 | $13303.35 |  | 7.862% | $4202.92 | $4907.29 | 8.336% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $12052.86 | 1 | $8970.36 | $810.00 | $747.53 | $67.50 |  |  |  |  |  | 38.191% | 38.672% | 38.191% | 07/02/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8805.00 |  | 6.740% | $0.00 | 1 |  |  |  | No | No | 8.336% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 45.900% | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 24.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090947 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $957.09 | $957.09 | 7.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3168.96 | $1185.00 | $264.08 | $98.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/16/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.68 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 110.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089269 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1313.18 | $1313.18 | 7.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1288.56 | $1203.72 | $107.38 | $100.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/15/2025 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 101.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090256 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $829.48 | $829.48 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $870.36 | $1298.40 | $72.53 | $108.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/21/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090452 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2743.18 | $2743.18 | 6.500% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  | 1 | $13957.80 | $4424.04 | $1163.15 | $368.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/07/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.26 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.100% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 679.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084646 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3116.39 | $3116.39 | 7.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $8964.60 | $1199.04 | $747.05 | $99.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/14/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.840% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 115.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091991 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3915.91 | $3915.91 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $17616.84 | $9772.08 | $1468.07 | $814.34 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 77.140% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090405 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3788.03 | $3788.03 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $7395.36 | $1257.00 | $616.28 | $104.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/01/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 44.22 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089414 | XXXXX |  | Non QM |  |  |  | Yes | No | $8117.00 | $11154.42 |  | 7.150% | $3826.82 | $3826.82 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11621.95 | 1 | $7986.12 | $1434.36 | $665.51 | $119.53 |  |  |  |  |  | 37.062% | 37.062% | 37.062% | 09/04/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8117.00 |  | 6.630% | $150555.54 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000087909 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1295.00 | $2325.02 |  | 6.874% | $3916.94 | $3916.94 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10727.75 | 1 | $7724.16 | $1865.04 | $643.68 | $155.42 |  |  |  |  |  | 36.359% | 36.359% | 36.359% | 08/08/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 1040 - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1295.00 |  | 6.750% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.875% | 3 | 0 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 24.93 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091731 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1478.48 | $1478.48 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4600.92 | $3989.04 | $383.41 | $332.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 164.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090609 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $884.74 | $884.74 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1197.36 | $1044.00 | $99.78 | $87.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/21/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.54 | 0.65 |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090976 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2827.77 | $2827.77 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1590.00 | $747.96 | $132.50 | $62.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/22/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.71 | 1.42 |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.130% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.18 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091291 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7192.06 | $7192.06 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8910.36 | $1164.96 | $742.53 | $97.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/02/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.110% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089908 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1746.37 | $1746.37 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $1905.24 | $870.96 | $158.77 | $72.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/28/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 357.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090511 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4047.53 | $7757.54 |  | 6.720% | $3384.04 | $3384.04 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10605.48 | 1 | $10962.00 | $3042.12 | $913.50 | $253.51 |  |  |  |  |  | 44.255% | 44.255% | 44.255% | 08/05/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4047.53 |  | 6.750% | $5000.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | 360 | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 246.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000084444 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2260.21 | $2260.21 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2812.56 | $1553.04 | $234.38 | $129.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/11/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 34.7 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090565 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2721.88 | $2721.88 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7125.00 | $4303.92 | $593.75 | $358.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/20/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXXX | XXXXX | 65.600% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000088993 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.210% | $1524.66 | $1524.66 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12795.58 | 1 | $1779.96 | $1610.04 | $148.33 | $134.17 |  |  |  |  |  | 17.828% | 17.828% | 17.828% | 08/11/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 | 1.5 | DU |  | ApproveEligible | No | No | 7.250% | 2 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.270% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.23 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090301 | XXXXX |  | Non QM |  |  |  | Yes | No | $13512.25 | $8796.65 |  | 7.692% | $6162.99 | $7289.00 | 8.336% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $9265.00 | 1 | $14220.00 | $1176.00 | $1185.00 | $98.00 |  |  |  |  |  | 48.528% | 48.820% | 48.528% | 07/28/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $13512.25 |  | 6.760% | $3000.00 | 1 |  |  |  | N/A | No | 8.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.100% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 5.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090070 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $8293.23 |  | 8.748% | $4370.12 | $6165.35 | 10.347% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8804.63 | 1 | $13125.00 | $2064.00 | $1093.75 | $172.00 |  |  |  |  |  | 48.208% | 42.564% | 48.208% | 08/19/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.760% | $4000.00 |  |  |  |  | Yes | No | 10.347% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.440% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.32 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090669 | XXXXX |  | Non QM |  |  |  | Yes | No | $1570.00 | $3745.28 |  | 6.539% | $2907.51 | $2907.51 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5299.94 | 1 | $7966.56 | $615.00 | $663.88 | $51.25 |  |  |  |  |  | 45.911% | 45.911% | 45.911% | 08/11/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1570.00 |  | 6.630% | $0.00 | 1.1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089738 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1058.06 | $1058.06 | 8.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3477.60 | $1176.00 | $289.80 | $98.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/18/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | XXXXX | XXXXX | 45.130% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.66 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090278 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $1790.00 | $6991.08 |  | 8.135% | $6582.04 | $6957.68 | 8.336% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $12432.30 | 1 | $11408.52 | $2487.00 | $950.71 | $207.25 |  |  |  |  |  | 42.958% | 46.664% | 42.958% | 07/10/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1790.00 |  | 6.760% | $0.00 | 1 |  |  |  | Yes | No | 8.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 18.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 42.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091728 | XXXXX |  | Non QM |  |  |  | Yes | No | $2190.00 | $5421.51 |  | 6.938% | $3424.24 | $3424.24 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5598.17 | 1 | $6987.36 | $1743.72 | $582.28 | $145.31 |  |  |  |  |  | 42.876% | 42.876% | 42.876% | 08/05/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2190.00 |  | 6.570% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.690% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 13.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091311 | XXXXX |  | Non QM |  |  |  | Yes | No | $2490.00 | $5782.46 |  | 6.723% | $2689.31 | $2689.31 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4981.59 | 1 | $8750.04 | $1343.16 | $729.17 | $111.93 |  |  |  |  |  | 46.435% | 46.435% | 46.435% | 08/18/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2490.00 |  | 6.630% | $10536.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 80.400% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 108.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091876 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $3219.72 | $3846.32 |  | 7.675% | $727.62 | $727.62 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $1270.80 | 1 | $2256.24 | $1292.76 | $188.02 | $107.73 |  |  |  |  |  | 47.535% | 47.535% | 47.535% | 08/13/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3219.72 |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 21.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090662 | XXXXX |  | Non QM |  |  |  | Yes | No | $7315.00 | $12797.58 |  | 8.788% | $2869.80 | $4151.39 | 10.336% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $15543.80 | 1 | $10749.96 | $2122.08 | $895.83 | $176.84 |  |  |  |  |  | 28.356% | 25.014% | 28.356% | 08/14/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7315.00 |  | 6.760% | $0.00 | 1 |  |  |  | N/A | No | 10.336% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.750% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 23.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089412 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.838% | $1806.55 | $1806.55 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $23467.65 | 1 | $4918.56 | $3816.00 | $409.88 | $318.00 |  |  |  |  |  | 47.756% | 47.756% | 47.756% | 07/01/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 |  | DU | Yes | ApproveEligible | N/A | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 123.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 |
| XXXXX | 4000092067 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1164.28 | $1164.28 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3035.52 | $1945.08 | $252.96 | $162.09 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/02/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.8 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 82.95 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089277 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3593.44 | $3593.44 | 7.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2192.04 | $1424.16 | $182.67 | $118.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.7 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.63 | 1.58 |  |  |  |  |  |  |  | XXXXX | XXXXX | 81.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 86.21 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089591 | XXXXX |  | Non QM |  |  |  | Yes | No | $1890.00 | $5112.33 |  | 7.539% | $4630.20 | $4630.20 | 7.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7677.52 | 1 | $11686.56 | $1973.40 | $973.88 | $164.45 |  |  |  |  |  | 44.336% | 44.336% | 44.336% | 07/24/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1890.00 |  | 6.610% | $0.00 | 2.2 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 73.2 |  | No | No |  | $6896.34 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090495 | XXXXX |  | Non QM |  |  |  | Yes | No | $21387.76 | $0.00 |  | 6.464% | $4778.43 | $4778.43 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $27103.18 | 1 | $9922.56 | $1149.00 | $826.88 | $95.75 |  |  |  |  |  | 21.575% | 21.575% | 21.575% | 07/21/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $21387.76 |  | 6.610% | $39273.68 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 7.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089149 | XXXXX |  | Non QM |  |  |  | Yes | No | $19476.42 | $6645.86 |  | 8.041% | $5563.77 | $5563.77 | 8.000% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $67005.80 | 1 | $10539.36 | $1572.96 | $878.28 | $131.08 |  |  |  |  |  | 18.817% | 18.817% | 18.817% | 07/18/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $19476.42 |  | 6.630% | $0.00 | 2.6 |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 66.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000091021 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $957.92 | $957.92 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1211.04 | $1977.96 | $100.92 | $164.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/11/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.68 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090235 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $10292.71 |  | 7.418% | $8315.73 | $8315.73 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $22955.95 | 1 | $18812.52 | $1176.96 | $1567.71 | $98.08 |  |  |  |  |  | 36.801% | 36.801% | 36.801% | 08/14/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1790.00 |  | 6.630% | $0.00 | 2.2 |  |  |  | Yes | No | 7.375% | 0 |  | 1 | 0 | 3 | 1 |  |  | 7.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.070% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.7 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000088831 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2090.00 | $6027.59 |  | 7.050% | $4415.95 | $4415.95 | 7.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7877.83 | 1 | $7577.88 | $2597.04 | $631.49 | $216.42 |  |  |  |  |  | 49.195% | 49.195% | 49.195% | 08/09/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2090.00 |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 490.39 |  | No | No |  | $505.91 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091651 | XXXXX |  | Non QM |  |  |  | Yes | No | $7962.50 | $10747.43 |  | 7.030% | $3641.03 | $3641.03 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7530.77 | 1 | $12851.40 | $1851.00 | $1070.95 | $154.25 |  |  |  |  |  | 40.232% | 40.232% | 40.232% | 08/14/2025 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7962.50 |  | 6.570% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 11.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091562 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1380.53 | $1380.53 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2424.84 | $2946.96 | $202.07 | $245.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/17/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.09 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 237.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090677 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $549.09 | $549.09 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $449.88 | $976.32 | $37.49 | $81.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/12/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.72 | 0.58 |  |  |  |  |  |  |  | XXXXX | XXXXX | 70.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 61.46 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089663 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1060.41 | $1060.41 | 7.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4846.80 | $1743.00 | $403.90 | $145.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090466 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1762.21 | $1762.21 | 8.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4888.92 | $2883.00 | $407.41 | $240.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/29/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 39.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089695 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $709.46 | $709.46 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4766.28 | $734.04 | $397.19 | $61.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/03/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.7 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 163.49 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088994 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1860.08 | $1860.08 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $5868.36 | $1625.88 | $489.03 | $135.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/08/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000087115 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6737.19 | $6737.19 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $25547.28 | $2739.96 | $2128.94 | $228.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.09 | 0.48 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 108.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090938 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.084% | $2054.57 | $2054.57 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5598.51 | 1 | $2657.52 | $1173.00 | $221.46 | $97.75 |  |  |  |  |  | 43.007% | 43.007% | 43.007% | 08/07/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.740% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.64 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091482 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6564.58 | $6564.58 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $18812.52 | $4024.44 | $1567.71 | $335.37 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/07/2025 | 825 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.66 | 1.51 |  |  |  |  |  |  |  | XXXXX | XXXXX | 45.800% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090900 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4442.88 | $7093.04 |  | 7.452% | $1937.38 | $1937.38 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7797.70 | 1 | $3379.80 | $1698.96 | $281.65 | $141.58 |  |  |  |  |  | 48.088% | 48.088% | 48.088% | 07/28/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4442.88 |  | 6.630% | $0.00 | 3.8 | LP / LPA |  | Accept/Eligible | Yes | No | 7.250% | 1 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 32.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000088270 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1424.52 | $1424.52 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4466.04 | $1248.96 | $372.17 | $104.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/11/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090798 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3243.80 | $3243.80 | 7.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $5136.00 | $3882.96 | $428.00 | $323.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/24/2025 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 58.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090105 | XXXXX |  | N/A |  |  |  | No | Yes | $995.40 | $2660.68 |  | 6.965% | $1313.86 | $1313.86 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $17790.54 | 1 | $6621.96 | $2843.04 | $551.83 | $236.92 |  |  |  |  |  | 18.603% | 18.603% | 18.603% | 08/21/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.40 |  | 6.610% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 1 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 20.35 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090694 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.464% | $4100.54 | $4100.54 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $30797.76 | 1 | $4812.48 | $1899.96 | $401.04 | $158.33 |  |  |  |  |  | 42.024% | 42.024% | 42.024% | 08/04/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $8100.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.500% | 1 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.69 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000091076 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $7325.20 |  | 6.522% | $7584.78 | $7584.78 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13910.06 | 1 | $16671.12 | $2468.04 | $1389.26 | $205.67 |  |  |  |  |  | 39.923% | 39.923% | 39.923% | 08/15/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1790.00 |  | 6.630% | $0.00 | 1.1 |  |  |  | Yes | No | 6.500% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.35 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088782 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4314.54 | $4314.54 | 8.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10245.12 | $5494.92 | $853.76 | $457.91 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/08/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000087859 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.869% | $2463.48 | $2463.48 | 6.875% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $25641.41 | 1 | $2779.68 | $963.00 | $231.64 | $80.25 |  |  |  |  |  | 33.971% | 33.971% | 33.971% | 08/04/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.610% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 1 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 28 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 86.7 |  | No | No |  | $0.00 | $15000.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000088714 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $7255.00 | $10523.85 |  | 7.015% | $3734.64 | $3734.64 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $34098.58 | 1 | $3401.52 | $1937.88 | $283.46 | $161.49 |  |  |  |  |  | 25.326% | 25.326% | 25.326% | 08/13/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7255.00 |  | 6.630% | $0.00 | 2.8 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 41.84 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090491 | XXXXX |  | Non QM |  |  |  | Yes | No | $5011.88 | $4961.08 |  | 7.825% | $1459.82 | $1459.82 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12966.58 | 1 | $3673.68 | $1828.80 | $306.14 | $152.40 |  |  |  |  |  | 16.733% | 16.733% | 16.733% | 08/08/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5011.88 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 101.24 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089637 | XXXXX |  | Non QM |  |  |  | Yes | No | $8005.00 | $9477.96 |  | 6.520% | $1847.15 | $1847.15 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6305.03 | 1 | $13067.88 | $1686.00 | $1088.99 | $140.50 |  |  |  |  |  | 33.631% | 33.631% | 33.631% | 08/18/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8005.00 |  | 6.610% | $0.00 | 1.9 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 49.330% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 4.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091902 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1329.63 | $1329.63 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8959.92 | $4196.04 | $746.66 | $349.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/07/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088653 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1274.03 | $1274.03 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2087.16 | $819.00 | $173.93 | $68.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/07/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.480% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.29 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091052 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1845.93 | $1845.93 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2769.72 | $1610.40 | $230.81 | $134.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090780 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2627.24 | $2627.24 | 7.124% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10152.60 | $1662.00 | $846.05 | $138.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/08/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.124% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090058 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2176.47 | $2176.47 | 7.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $5124.96 | $2321.52 | $427.08 | $193.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/29/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.08 |  |  |  |  |  |  |  | XXXXX | XXXXX | 59.620% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 53.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090153 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1879.49 | $1879.49 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1479.12 | $576.24 | $123.26 | $48.02 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/20/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 22.21 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088398 | XXXXX |  | Non QM |  |  |  | Yes | No | $5260.85 | $7284.93 |  | 7.147% | $2581.37 | $2581.37 | 7.000% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5450.97 | 1 | $7350.48 | $1455.48 | $612.54 | $121.29 |  |  |  |  |  | 38.629% | 38.629% | 38.629% | 08/07/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5260.85 |  | 6.750% | $0.00 |  |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 1.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091140 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1065.23 | $1065.23 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3072.72 | $1632.12 | $256.06 | $136.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/16/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Leasehold | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No | Yes | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 21.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091847 | XXXXX |  | Non QM |  |  |  | Yes | No | $14655.00 | $23788.75 |  | 8.365% | $6684.85 | $8653.63 | 9.336% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $15565.91 | 1 | $16312.56 | $2196.96 | $1359.38 | $183.08 |  |  |  |  |  | 41.261% | 38.656% | 41.261% | 08/28/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14655.00 |  | 6.740% | $0.00 | 1 |  |  |  | N/A | No | 9.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.750% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 4.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090051 | XXXXX |  | Non QM |  |  |  | Yes | No | $5181.25 | $6283.63 |  | 7.052% | $1206.39 | $1206.39 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $4492.92 | 1 | $3387.24 | $1385.04 | $282.27 | $115.42 |  |  |  |  |  | 39.692% | 39.692% | 39.692% | 08/20/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5181.25 |  | 6.610% | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 4.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090661 | XXXXX |  | Non QM |  |  |  | Yes | No | $8272.00 | $11515.22 |  | 7.188% | $3299.90 | $3299.90 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9861.55 | 1 | $11916.60 | $1566.00 | $993.05 | $130.50 |  |  |  |  |  | 31.933% | 31.933% | 31.933% | 08/07/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8272.00 |  | 6.610% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091286 | XXXXX |  | Non QM |  |  |  | Yes | No | $1720.00 | $8335.34 |  | 6.934% | $6096.30 | $6096.30 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8932.23 | 1 | $14499.96 | $2508.00 | $1208.33 | $209.00 |  |  |  |  |  | 47.736% | 47.736% | 47.736% | 08/20/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1720.00 |  | 6.630% | $5000.00 | 1.3 |  |  |  | Yes | No | 6.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 69.380% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.41 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091436 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1720.00 | $5567.72 |  | 6.721% | $2796.88 | $2796.88 | 6.625% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12442.83 | 1 | $8748.00 | $2697.00 | $729.00 | $224.75 |  |  |  |  |  | 31.513% | 31.513% | 31.513% | 08/28/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1720.00 |  | 6.570% | $0.00 | 4.1 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 52.430% | No |  | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.24 |  | No | No |  | $0.00 | $10647.99 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090573 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3591.51 | $3591.51 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $9483.72 | $1401.96 | $790.31 | $116.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085290 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.716% | $1734.35 | $1734.35 | 6.750% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $42197.17 | 1 | $8563.80 | $1007.04 | $713.65 | $83.92 |  |  |  |  |  | 35.535% | 35.535% | 35.535% | 07/17/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.790% | $3000.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.750% | 1 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 192.3 |  | Yes | No |  | $0.00 | $48916.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 |
| XXXXX | 4000090981 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $883.40 | $883.40 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $855.72 | $522.96 | $71.31 | $43.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/29/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 103.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090108 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.597% | $992.48 | $992.48 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13710.67 | 1 | $1008.36 | $1128.00 | $84.03 | $94.00 |  |  |  |  |  | 17.736% | 17.736% | 17.736% | 08/20/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.610% | $0.00 | 2.4 | DU |  | ApproveEligible | Yes | No | 6.625% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 914.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091643 | XXXXX |  | Non QM |  |  |  | Yes | No | $18241.00 | $9540.89 |  | 7.587% | $11010.13 | $12692.32 | 8.336% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $40603.35 | 1 | $26187.48 | $2381.04 | $2182.29 | $198.42 |  |  |  |  |  | 48.838% | 46.718% | 48.838% | 08/10/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $18241.00 |  | 6.540% | $0.00 | 1 |  |  |  | N/A | No | 8.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.570% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000090567 | XXXXX |  | Non QM |  |  |  | Yes | No | $2190.00 | $4503.70 |  | 7.199% | $2736.98 | $2736.98 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11266.38 | 1 | $12229.20 | $6226.92 | $1019.10 | $518.91 |  |  |  |  |  | 37.089% | 37.089% | 37.089% | 09/09/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2190.00 |  | 6.630% | $430000.00 | 1 |  |  |  | Yes | No | 7.125% | 1 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089313 | XXXXX |  | Non QM |  |  |  | Yes | No | $5790.00 | $7054.75 |  | 6.975% | $1783.64 | $1783.64 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $3932.65 | 1 | $7984.56 | $1941.00 | $665.38 | $161.75 |  |  |  |  |  | 42.167% | 42.167% | 42.167% | 08/15/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5790.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 87.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092014 | XXXXX |  | Non QM |  |  |  | Yes | No | $7270.00 | $3496.81 |  | 7.449% | $2097.93 | $2097.93 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20851.74 | 1 | $4082.16 | $2505.96 | $340.18 | $208.83 |  |  |  |  |  | 19.455% | 19.455% | 19.455% | 08/19/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7270.00 |  | 6.610% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 0.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.37 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090587 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $764.67 | $764.67 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $650.64 | $1800.96 | $54.22 | $150.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/03/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.2 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 111.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091229 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $9139.00 |  | 6.825% | $5188.78 | $5188.78 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $10373.90 | 1 | $15624.96 | $1452.96 | $1302.08 | $121.08 |  |  |  |  |  | 44.241% | 44.241% | 44.241% | 08/12/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.630% | $0.00 | 1.2 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.700% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 1.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084233 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2755.43 | $4142.34 |  | 6.805% | $1328.65 | $1328.65 | 6.625% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12198.56 | 1 | $7358.88 | $1034.04 | $613.24 | $86.17 |  |  |  |  |  | 27.926% | 27.926% | 27.926% | 07/23/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2755.43 |  | 6.670% | $0.00 | 5 | LP / LPA |  | Accept/Eligible | Yes | No | 6.625% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 243.25 |  | No | No |  | $0.00 | $14152.02 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090330 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $6685.83 |  | 6.959% | $3468.58 | $3468.58 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9420.29 | 1 | $8250.00 | $1889.04 | $687.50 | $157.42 |  |  |  |  |  | 41.123% | 41.123% | 41.123% | 08/19/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.610% | $5000.00 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.730% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.18 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091244 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $3441.50 | $4829.78 |  | 6.788% | $948.10 | $948.10 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2411.80 | 1 | $1887.48 | $1701.36 | $157.29 | $141.78 |  |  |  |  |  | 44.579% | 44.579% | 44.579% | 08/26/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3441.50 |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.500% | 0 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 1.730% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090389 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $6272.00 | $2071.53 |  | 7.398% | $2182.53 | $2182.53 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10618.61 | 1 | $1052.52 | $782.04 | $87.71 | $65.17 |  |  |  |  |  | 45.456% | 45.456% | 45.456% | 08/12/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6272.00 |  | 6.610% | $12000.00 | 1.1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.375% | 0 | 1 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXXX | XXXXX | 47.140% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.8 |  | No | No |  | $0.00 | $7976.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091376 | XXXXX |  | Non QM |  |  |  | Yes | No | $5245.00 | $7291.50 |  | 7.340% | $1940.31 | $1940.31 | 7.125% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5627.93 | 1 | $3545.04 | $1216.08 | $295.42 | $101.34 |  |  |  |  |  | 29.651% | 29.651% | 29.651% | 09/03/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5245.00 |  | 6.630% | $48000.00 |  |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.790% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089697 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.721% | $1045.86 | $1045.86 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18266.14 | 1 | $4280.64 | $459.00 | $356.72 | $38.25 |  |  |  |  |  | 20.293% | 20.293% | 20.293% | 08/12/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.610% | $500.00 | 2.6 | DU |  | ApproveEligible | No | No | 6.750% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 42.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.17 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089302 | XXXXX |  | Non QM |  |  |  | Yes | No | $8365.00 | $13984.33 |  | 6.678% | $3792.41 | $3792.41 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6240.60 | 1 | $11591.76 | $2196.12 | $965.98 | $183.01 |  |  |  |  |  | 47.995% | 47.995% | 47.995% | 08/15/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8365.00 |  | 6.630% | $3000.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.450% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090665 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2540.90 | $2540.90 | 7.490% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $5917.56 | $1634.16 | $493.13 | $136.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/20/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.490% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.17 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1874.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091373 | XXXXX |  | N/A |  |  |  | No | No | $1590.00 | $6876.65 |  | 9.830% | $5294.54 | $5294.54 | 9.750% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11295.39 | 4 | $8192.52 | $7276.92 | $682.71 | $606.41 |  |  |  |  |  | 47.588% | 47.588% | 47.588% | 08/24/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.630% | $0.00 |  |  |  |  | No | No | 9.750% | 1 | 1 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 28.010% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.02 |  | No | No |  | $7400.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000091597 | XXXXX |  | Non QM |  |  |  | Yes | No | $2241.36 | $4064.86 |  | 6.808% | $2788.11 | $2788.11 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10268.24 | 1 | $11884.80 | $1998.00 | $990.40 | $166.50 |  |  |  |  |  | 38.412% | 38.411% | 38.411% | 08/01/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2241.36 |  | 6.570% | $0.00 | 2.2 |  |  |  | N/A | No | 6.750% | 0 |  | 2 | 0 | 3 | 2 |  |  | 8.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.86 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091068 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $965.69 | $965.69 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $7261.80 | $2943.00 | $605.15 | $245.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/21/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | XXXXX | XXXXX | 82.600% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091149 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1374.44 | $1374.44 | 7.375% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | 1 | $6476.40 | $762.00 | $539.70 | $63.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/22/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089234 | XXXXX |  | Non QM |  |  |  | Yes | No | $5902.50 | $9086.09 |  | 7.771% | $2128.96 | $2585.97 | 8.343% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6516.43 | 1 | $8402.04 | $1349.16 | $700.17 | $112.43 |  |  |  |  |  | 34.836% | 34.393% | 34.836% | 08/08/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5902.50 |  | 6.770% | $169030.06 | 1 |  |  |  | N/A | No | 8.343% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 16.170% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090850 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2674.13 | $2674.13 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4258.68 | $1053.60 | $354.89 | $87.80 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/02/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.2 |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.900% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.78 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089622 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1877.60 | $1877.60 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5369.04 | $1190.04 | $447.42 | $99.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.7 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.470% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091080 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1734.43 | $1734.43 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2110.08 | $1200.00 | $175.84 | $100.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/15/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.09 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 272.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089579 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4196.54 | $4196.54 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7034.40 | $1052.04 | $586.20 | $87.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/19/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.3 |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.020% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.08 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091382 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2827.54 | $2827.54 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | 1 | $10601.52 | $1194.96 | $883.46 | $99.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/04/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.39 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091423 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2046.53 | $2046.53 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1532.40 | $1746.00 | $127.70 | $145.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/26/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX | XXXXX | 56.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089128 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1620.00 | $4648.92 |  | 6.906% | $4171.50 | $4171.50 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16769.64 | 1 | $6315.96 | $1953.60 | $526.33 | $162.80 |  |  |  |  |  | 35.584% | 35.584% | 35.584% | 08/15/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1620.00 |  | 6.630% | $0.00 |  | DU |  | ApproveEligible | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 55.5 |  | No | No |  | $0.00 | $5200.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089314 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1787.13 | $1787.13 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $368.16 | $1937.64 | $30.68 | $161.47 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/11/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 17.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089653 | XXXXX |  | Non QM |  |  |  | Yes | No | $6180.00 | $8497.73 |  | 6.648% | $2970.72 | $2970.72 | 6.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $6210.50 | 1 | $9845.04 | $416.16 | $820.42 | $34.68 |  |  |  |  |  | 48.204% | 48.204% | 48.204% | 08/06/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6180.00 |  | 6.610% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 0.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091610 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.218% | $3001.58 | $3001.58 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10624.07 | 1 | $4866.48 | $3055.08 | $405.54 | $254.59 |  |  |  |  |  | 45.620% | 45.620% | 45.620% | 08/13/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.570% | $0.00 | 2.5 | LP / LPA |  | Accept/Eligible | Yes | No | 7.250% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.800% | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.51 |  | No | No |  | $0.00 | $1963.30 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091726 | XXXXX |  | Non QM |  |  |  | Yes | No | $4343.00 | $16856.00 |  | 6.562% | $11376.04 | $11376.04 | 6.499% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $272609.66 | 1 | $28125.00 | $2829.96 | $2343.75 | $235.83 |  |  |  |  |  | 11.103% | 11.103% | 11.103% | 09/03/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4343.00 |  | 6.320% | $0.00 |  |  |  |  | N/A | No | 6.499% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091318 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3083.72 | $3083.72 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6169.20 | $1164.12 | $514.10 | $97.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/17/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 40.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.94 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091970 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $957.69 | $957.69 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $1285.80 | $1495.08 | $107.15 | $124.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/15/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090134 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4245.00 | $6579.86 |  | 7.597% | $1200.63 | $1200.63 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5726.46 | 1 | $0.00 | $683.04 | $0.00 | $56.92 |  |  |  |  |  | 34.462% | 34.462% | 34.462% | 09/04/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4245.00 |  | 6.610% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 7.250% | 1 | 1 | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 35.150% | No | 16 | 28 |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.23 |  | No | No |  | $0.00 | $3496.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091824 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.969% | $3060.39 | $3060.39 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $169458.99 | 3 | $8750.04 | $1819.08 | $729.17 | $151.59 |  |  |  |  |  | 9.095% | 9.095% | 9.095% | 08/20/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.570% | $0.00 |  | LP / LPA |  | Accept/Eligible | No | No | 7.000% | 3 |  | 2 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 124.02 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091441 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1459.35 | $1459.35 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7158.48 | $1733.04 | $596.54 | $144.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/22/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 126.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091017 | XXXXX |  | Non QM |  |  |  | Yes | No | $2325.00 | $15683.92 |  | 6.896% | $14583.82 | $14583.82 | 6.875% | No | No | Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $41367.65 | 1 | $14386.08 | $3156.00 | $1198.84 | $263.00 |  |  |  |  |  | 29.065% | 29.065% | 29.065% | 07/24/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Capital Gains]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Capital Gains]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Capital Gains]; Other - 2023<br> [Coborrower(s) - \| Non-Primary Income - Capital Gains]; Other - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2325.00 |  | 6.630% | $0.00 | 3.3 |  |  |  | No | No | 6.875% | 2 | 0 | 3 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 25.83 |  |  | No |  | $35991.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091990 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7743.35 | $7743.35 | 5.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 3 | $7700.64 | $2505.96 | $641.72 | $208.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/31/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX | 58.020% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.1 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090056 | XXXXX |  | Non QM |  |  |  | Yes | No | $7900.00 | $10322.44 |  | 7.032% | $3599.97 | $3599.97 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7604.07 | 1 | $11577.84 | $1800.00 | $964.82 | $150.00 |  |  |  |  |  | 47.050% | 47.050% | 47.050% | 08/14/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7900.00 |  | 6.610% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090057 | XXXXX |  | Non QM |  |  |  | Yes | No | $9498.95 | $16590.39 |  | 6.935% | $11271.06 | $11271.06 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $22805.57 | 1 | $32169.72 | $1938.00 | $2680.81 | $161.50 |  |  |  |  |  | 49.708% | 49.708% | 49.708% | 07/22/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9498.95 |  | 6.610% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.450% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.88 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000091863 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5439.07 | $5439.07 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $13125.00 | $2486.04 | $1093.75 | $207.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/19/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.62 | 1.6 |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.76 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091322 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1039.06 | $1039.06 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $927.24 | $1175.64 | $77.27 | $97.97 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/11/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.21 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 121.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091380 | XXXXX |  | Non QM |  |  |  | Yes | No | $5545.00 | $7078.33 |  | 6.518% | $2495.48 | $2495.48 | 6.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8493.99 | 1 | $9999.96 | $1503.96 | $833.33 | $125.33 |  |  |  |  |  | 29.965% | 29.965% | 29.965% | 07/21/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5545.00 |  | 6.630% | $0.00 | 1.7 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 106.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091331 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.969% | $3326.51 | $3326.51 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10959.05 | 2 | $9437.52 | $428.04 | $786.46 | $35.67 |  |  |  |  |  | 40.390% | 40.390% | 40.390% | 08/26/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $18875.00 |  | LP / LPA |  | Accept/Eligible | No | No | 7.000% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 124.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000089689 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2176.68 | $2176.68 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $10814.76 | $1118.16 | $901.23 | $93.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/08/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.65 | 0.61 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088043 | XXXXX |  | N/A |  |  |  | No | Yes | $1090.00 | $2404.56 |  | 7.578% | $1454.37 | $1454.37 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18844.70 | 1 | $1383.36 | $1540.68 | $115.28 | $128.39 |  |  |  |  |  | 36.445% | 36.445% | 36.445% | 08/04/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1090.00 |  | 6.750% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 11 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 252.2 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000091570 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1308.84 | $1308.84 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4602.60 | $927.96 | $383.55 | $77.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/17/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.26 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090412 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1984.96 | $1984.96 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5824.92 | $1302.60 | $485.41 | $108.55 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/05/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 548.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090902 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.845% | $5813.82 | $5813.82 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11064.19 | 2 | $13408.92 | $2928.96 | $1117.41 | $244.08 |  |  |  |  |  | 34.260% | 34.260% | 34.260% | 06/06/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 6.875% | 2 |  | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.95 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000089822 | XXXXX |  | N/A |  |  |  | No | No | $12431.37 | $7446.58 |  | 7.053% | $1449.62 | $1449.62 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7317.15 | 1 | $9123.36 | $1895.04 | $760.28 | $157.92 |  |  |  |  |  | 42.611% | 42.611% | 42.611% | 08/19/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12431.37 |  | 6.610% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.960% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.69 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090599 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.958% | $8303.97 | $8303.97 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $41148.30 | 3 | $23437.56 | $3506.76 | $1953.13 | $292.23 |  |  |  |  |  | 8.885% | 8.885% | 8.885% | 07/09/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.000% | 1 |  | 1 | 0 | 1 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 83.940% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 90.55 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000088799 | XXXXX |  | Non QM |  |  |  | Yes | No | $7670.00 | $5203.09 |  | 7.159% | $4109.68 | $4109.68 | 7.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5838.42 | 1 | $3964.92 | $1232.04 | $330.41 | $102.67 |  |  |  |  |  | 45.798% | 45.798% | 45.798% | 07/31/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 56.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7670.00 |  | 6.630% | $12000.00 | 1 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 71.080% | No |  | 1 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 78.61 |  |  | No |  | $0.00 | $4745.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092068 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2202.53 | $2202.53 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8211.00 | $2628.96 | $684.25 | $219.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/31/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.46 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091370 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3146.54 | $3146.54 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6066.96 | $4490.88 | $505.58 | $374.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/31/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.06 |  |  |  |  |  |  |  | XXXXX | XXXXX | 35.650% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090589 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1169.93 | $1169.93 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1135.20 | $552.00 | $94.60 | $46.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  |  | XXXXX | XXXXX | 40.520% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091817 | XXXXX |  | Non QM |  |  |  | Yes | No | $25025.00 | $30428.22 |  | 7.511% | $7231.07 | $7231.07 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $69103.93 | 1 | $24204.60 | $2838.00 | $2017.05 | $236.50 |  |  |  |  |  | 28.715% | 28.715% | 28.715% | 08/05/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 80.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $25025.00 |  | 6.570% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000082013 | XXXXX |  | Non QM |  |  |  | Yes | No | $4549.00 | $7436.85 |  | 7.042% | $5987.73 | $5987.73 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10560.86 | 1 | $8018.16 | $2938.92 | $668.18 | $244.91 |  |  |  |  |  | 40.445% | 40.445% | 40.445% | 06/20/2025 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 86.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4549.00 |  | 6.830% | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 18.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091705 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1037.76 | $1037.76 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | 1 | $1046.40 | $681.00 | $87.20 | $56.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/30/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | XXXXX | XXXXX | 67.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088881 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2090.00 | $4806.69 |  | 6.918% | $3941.57 | $3941.57 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $13984.73 | 1 | $5489.40 | $1957.44 | $457.45 | $163.12 |  |  |  |  |  | 41.492% | 41.492% | 41.492% | 08/29/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2090.00 |  | 6.630% | $0.00 | 1.9 | LP / LPA |  | Accept/Eligible | Yes | No | 6.875% | 3 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 18 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 134.48 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091174 | XXXXX |  | Non QM |  |  |  | Yes | No | $14242.50 | $17823.51 |  | 7.487% | $4645.62 | $4645.62 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7323.96 | 1 | $19164.00 | $1994.52 | $1597.00 | $166.21 |  |  |  |  |  | 46.784% | 46.784% | 46.784% | 07/09/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $14242.50 |  | 6.540% | $4000.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090550 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2080.41 | $2080.41 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3998.28 | $1014.96 | $333.19 | $84.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/29/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 146 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090561 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.336% | $694.13 | $694.13 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $19590.57 | 1 | $1204.92 | $1166.04 | $100.41 | $97.17 |  |  |  |  |  | 41.311% | 41.311% | 41.311% | 06/18/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $2680.00 | 2.2 | DU |  | ApproveEligible | Yes | No | 7.375% | 1 | 0 | 2 | 0 | 5 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 54.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 111.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 9 |
| XXXXX | 4000090082 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5177.64 | $5177.64 | 9.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10379.04 | $1355.04 | $864.92 | $112.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/12/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.57 | 1.76 |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.660% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088905 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $882.01 | $882.01 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2622.36 | $697.44 | $218.53 | $58.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/29/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | XXXXX | XXXXX | 64.770% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.95 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091680 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2288.80 | $2288.80 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9196.44 | $2918.76 | $766.37 | $243.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/26/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 59.400% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 115.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091900 | XXXXX |  | Non QM |  |  |  | Yes | No | $5130.00 | $6964.69 |  | 6.579% | $1834.18 | $1834.18 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4454.82 | 1 | $5064.00 | $843.00 | $422.00 | $70.25 |  |  |  |  |  | 34.966% | 34.966% | 34.966% | 08/06/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5130.00 |  | 6.570% | $10000.00 | 999 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.490% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090624 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3138.01 | $3138.01 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4958.04 | $1298.04 | $413.17 | $108.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/11/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.7 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.14 |  |  |  |  |  |  |  | XXXXX | XXXXX | 19.820% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.54 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091699 | XXXXX |  | Non QM |  |  |  | Yes | No | $1720.00 | $6131.60 |  | 6.943% | $4138.65 | $4138.65 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $96144.07 | 1 | $11772.00 | $2394.96 | $981.00 | $199.58 |  |  |  |  |  | 6.396% | 6.396% | 6.396% | 08/29/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1720.00 |  | 6.570% | $0.00 | 2.1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 7.820% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 122.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091227 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3560.96 | $3560.96 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2371.92 | $2927.04 | $197.66 | $243.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/19/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.060% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.14 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091845 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3105.51 | $3105.51 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3153.84 | $2403.96 | $262.82 | $200.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | XXXXX | XXXXX | 51.400% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091842 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.969% | $3143.55 | $3143.55 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8387.64 | 1 | $6842.88 | $945.72 | $570.24 | $78.81 |  |  |  |  |  | 32.643% | 32.643% | 32.643% | 08/27/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.570% | $1000.00 | 1 | LP / LPA |  | Accept/Eligible | Yes | No | 7.000% | 0 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.84 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090539 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2248.70 | $2248.70 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $4732.32 | $2280.96 | $394.36 | $190.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/29/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  | 240 | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 136.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090585 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6549.75 | $6549.75 | 9.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $13209.12 | $1815.24 | $1100.76 | $151.27 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/30/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.64 | 1.56 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 46.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089199 | XXXXX |  | Non QM |  |  |  | Yes | No | $5201.45 | $9413.96 |  | 7.673% | $8780.37 | $8780.37 | 7.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $18337.36 | 1 | $6985.08 | $4455.00 | $582.09 | $371.25 |  |  |  |  |  | 45.160% | 45.160% | 45.160% | 07/31/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 89.000% | 50.000% | 50.000% |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2021<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2015<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5201.45 |  | 6.540% | $0.00 | 5 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 28.91 |  | No | No |  | $14800.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090332 | XXXXX |  | Non QM |  |  |  | Yes | No | $6085.00 | $7494.44 |  | 6.461% | $1871.78 | $1871.78 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3721.30 | 1 | $7603.20 | $2067.96 | $633.60 | $172.33 |  |  |  |  |  | 42.676% | 42.676% | 42.676% | 08/19/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6085.00 |  | 6.610% | $250.00 |  |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 12.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091374 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $5606.11 |  | 7.071% | $3659.16 | $3659.16 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7706.68 | 1 | $9038.88 | $923.04 | $753.24 | $76.92 |  |  |  |  |  | 40.718% | 40.718% | 40.718% | 08/07/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092051 | XXXXX |  | Non QM |  |  |  | Yes | No | $2370.00 | $1217.08 |  | 7.116% | $3600.35 | $3600.35 | 7.125% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6257.45 | 1 | $8349.96 | $1440.96 | $695.83 | $120.08 |  |  |  |  |  | 44.322% | 44.322% | 44.322% | 08/22/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2370.00 |  | 6.570% | $2000.00 |  |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.080% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091275 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3522.44 | $3522.44 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6323.16 | $1480.80 | $526.93 | $123.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/19/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.13 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 90.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089645 | XXXXX |  | Non QM |  |  |  | Yes | No | $5315.00 | $6400.63 |  | 7.205% | $1182.47 | $1182.47 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2868.59 | 1 | $3867.84 | $264.96 | $322.32 | $22.08 |  |  |  |  |  | 40.884% | 40.884% | 40.884% | 08/18/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5315.00 |  | 6.610% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 58.250% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090625 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10701.87 | $10701.87 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 4 | $34051.80 | $6142.32 | $2837.65 | $511.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/21/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.240% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090774 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2360.16 | $2360.16 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $4953.00 | $1719.00 | $412.75 | $143.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/18/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091279 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4183.79 | $4183.79 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10625.04 | $1509.12 | $885.42 | $125.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/19/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.710% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091978 | XXXXX |  | Non QM |  |  |  | Yes | No | $6660.00 | $10651.28 |  | 6.456% | $2752.26 | $2752.26 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5013.00 | 1 | $5049.84 | $1055.04 | $420.82 | $87.92 |  |  |  |  |  | 46.097% | 46.097% | 46.097% | 08/04/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6660.00 |  | 6.570% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.620% | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090983 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3190.92 | $3190.92 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5622.60 | $2724.00 | $468.55 | $227.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2025 | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 171.81 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090514 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1459.86 | $1459.86 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1863.72 | $1530.00 | $155.31 | $127.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/05/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085665 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1364.35 | $1364.35 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | 1 | $3045.84 | $1098.00 | $253.82 | $91.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.110% | No |  |  |  |  | Yes | Commitment | Leasehold | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.74 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089650 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2237.54 | $2237.54 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4994.76 | $1395.96 | $416.23 | $116.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.87 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10649.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090619 | XXXXX |  | N/A |  |  |  | No | Yes | $2785.00 | $4175.42 |  | 6.973% | $2118.60 | $2118.60 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12558.91 | 1 | $5311.68 | $1507.92 | $442.64 | $125.66 |  |  |  |  |  | 47.505% | 47.505% | 47.505% | 08/25/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2785.00 |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.875% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 345.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000092053 | XXXXX |  | N/A |  |  |  | No | No | $30790.00 | $17482.81 |  | 7.077% | $4926.97 | $4926.97 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20348.61 | 1 | $15624.96 | $2049.00 | $1302.08 | $170.75 |  |  |  |  |  | 32.279% | 32.279% | 32.279% | 08/01/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $30790.00 |  | 6.570% | $875.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 31.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 20.990% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.68 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091645 | XXXXX |  | Non QM |  |  |  | Yes | No | $2840.00 | $3805.08 |  | 7.810% | $1274.03 | $1274.03 | 7.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5185.30 | 1 | $8367.00 | $2183.04 | $697.25 | $181.92 |  |  |  |  |  | 35.184% | 35.184% | 35.184% | 07/24/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2840.00 |  | 6.570% | $0.00 | 1 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 79.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090722 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1807.77 | $1807.77 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6224.40 | $1389.00 | $518.70 | $115.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/25/2025 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088244 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2927.43 | $2927.43 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7917.72 | $1593.96 | $659.81 | $132.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/23/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX | 1.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084179 | XXXXX |  | Non QM |  |  |  | Yes | No | $3196.44 | $15023.82 |  | 6.927% | $9118.18 | $9118.18 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $42170.54 | 1 | $21792.72 | $8749.92 | $1816.06 | $729.16 |  |  |  |  |  | 21.783% | 21.783% | 21.783% | 07/10/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2000 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3196.44 |  | 6.670% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.640% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088446 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1523.53 | $1523.53 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $3234.00 | $2175.72 | $269.50 | $181.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/16/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | XXXXX | XXXXX | 54.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091385 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $755.47 | $755.47 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $987.12 | $1170.12 | $82.26 | $97.51 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/12/2025 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.57 | 0.39 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 115.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090676 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $809.82 | $809.82 | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $505.92 | $1940.04 | $42.16 | $161.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/08/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 104.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088526 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1446.21 | $1446.21 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $1757.52 | $914.04 | $146.46 | $76.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/07/2025 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.3 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | XXXXX | XXXXX | 44.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 35.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090635 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1510.94 | $1510.94 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6900.00 | $3496.92 | $575.00 | $291.41 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | XXXXX | XXXXX | 55.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090977 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1957.69 | $1957.69 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3504.00 | $1233.00 | $292.00 | $102.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.7 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085309 | XXXXX |  | Non QM |  |  |  | Yes | No | $2980.00 | $6844.97 |  | 7.219% | $3368.60 | $3368.60 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13766.42 | 1 | $7065.96 | $2555.16 | $588.83 | $212.93 |  |  |  |  |  | 35.462% | 35.462% | 35.462% | 07/22/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2980.00 |  | 6.750% | $0.00 | 2.1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 102.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091759 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3318.20 | $3318.20 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $15469.32 | $10283.04 | $1289.11 | $856.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000092088 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4041.71 | $4041.71 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $17365.80 | $2054.04 | $1447.15 | $171.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/14/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.23 |  |  |  |  |  |  |  | XXXXX | XXXXX | 27.200% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.65 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089936 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.847% | $2970.96 | $2970.96 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16974.41 | 2 | $5437.44 | $4390.80 | $453.12 | $365.90 |  |  |  |  |  | 48.944% | 48.944% | 48.944% | 08/21/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.610% | $3500.00 |  | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 1 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.500% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090254 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3359.25 | $3359.25 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8499.96 | $4716.00 | $708.33 | $393.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.06 |  |  |  |  |  |  |  | XXXXX | XXXXX | 49.450% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091776 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7785.73 | $7785.73 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $18038.40 | $2013.00 | $1503.20 | $167.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/10/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.59 | 1.69 |  |  |  |  |  |  |  | XXXXX | XXXXX | 47.430% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.83 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091567 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2122.41 | $2122.41 | 8.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1493.04 | $1218.00 | $124.42 | $101.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/20/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 62.29 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091476 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2507.44 | $2507.44 | 7.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 4 | $3707.16 | $2367.00 | $308.93 | $197.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/19/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.71 |  |  |  |  |  |  |  | XXXXX | XXXXX | 36.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089467 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3076.54 | $3076.54 | 7.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $6567.72 | $1199.04 | $547.31 | $99.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/22/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.610% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.72 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089603 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $945.66 | $945.66 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2695.44 | $2854.80 | $224.62 | $237.90 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/09/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX | 12.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092076 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2708.04 | $2708.04 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3488.04 | $995.04 | $290.67 | $82.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/23/2025 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.63 | 1.58 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 113.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090631 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1550.35 | $1550.35 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2853.96 | $1551.60 | $237.83 | $129.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/25/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | XXXXX | XXXXX | 56.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 105.25 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092057 | XXXXX |  | Non QM |  |  |  | Yes | No | $8370.00 | $10013.06 |  | 6.553% | $2959.48 | $2959.48 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10011.64 | 1 | $9595.08 | $1304.52 | $799.59 | $108.71 |  |  |  |  |  | 36.258% | 36.258% | 36.258% | 08/21/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8370.00 |  | 6.570% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 30.370% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.84 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000091714 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3248.16 | $3248.16 | 7.490% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7586.04 | $2403.00 | $632.17 | $200.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/12/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.490% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 38.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090603 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1745.00 | $2110.55 |  | 7.203% | $1354.17 | $1354.17 | 7.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $4892.92 | 1 | $5978.04 | $1268.16 | $498.17 | $105.68 |  |  |  |  |  | 35.107% | 35.107% | 35.107% | 08/20/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Full Doc 1yr - AUS |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1745.00 |  | 6.630% | $10000.00 | 1.8 | LP / LPA |  | Accept/Eligible | No | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 156.17 |  | No | No |  | $1162.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000084723 | XXXXX |  | Non QM |  |  |  | Yes | No | $6737.34 | $6045.40 |  | 7.291% | $985.40 | $985.40 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8927.81 | 1 | $8790.60 | $7050.96 | $732.55 | $587.58 |  |  |  |  |  | 27.893% | 27.893% | 27.893% | 07/15/2025 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6737.34 |  | 6.790% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089427 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1713.08 | $1713.08 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1094.04 | $1080.96 | $91.17 | $90.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/08/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 101.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090702 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $3338.44 | $5156.85 |  | 6.952% | $3227.16 | $3227.16 | 6.875% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $156890.98 | 1 | $1210.20 | $1875.96 | $100.85 | $156.33 |  |  |  |  |  | 9.349% | 9.349% | 9.349% | 08/06/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3338.44 |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 6.875% | 0 | 1 | 1 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 64.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 70.45 |  | No | No |  | $173071.85 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090049 | XXXXX |  | Non QM |  |  |  | Yes | No | $2320.00 | $3538.79 |  | 8.792% | $2399.81 | $3339.16 | 10.336% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8204.87 | 1 | $18655.56 | $2786.04 | $1554.63 | $232.17 |  |  |  |  |  | 39.223% | 35.642% | 39.223% | 08/12/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2320.00 |  | 6.760% | $0.00 | 1 |  |  |  | N/A | No | 10.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 0.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091120 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3292.91 | $3292.91 | 6.999% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $16762.80 | $2210.04 | $1396.90 | $184.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.08 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 96.33 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091828 | XXXXX |  | Non QM |  |  |  | Yes | No | $8775.00 | $10958.89 |  | 7.561% | $2182.96 | $2182.96 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4411.84 | 1 | $7107.12 | $1523.28 | $592.26 | $126.94 |  |  |  |  |  | 44.852% | 44.852% | 44.852% | 08/22/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8775.00 |  | 6.570% | $4000.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 81.430% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088939 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.726% | $3429.46 | $3429.46 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8032.03 | 1 | $2334.24 | $4170.96 | $194.52 | $347.58 |  |  |  |  |  | 44.207% | 44.207% | 44.207% | 08/13/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 | 2.1 | DU |  | ApproveEligible | No | No | 6.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.02 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000091905 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.088% | $3031.73 | $3031.73 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $50817.43 | 2 | $5382.00 | $1428.00 | $448.50 | $119.00 |  |  |  |  |  | 42.636% | 42.636% | 42.636% | 05/28/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  | 6.570% | $0.00 |  | DU |  | ApproveEligible | No | No | 7.125% | 1 |  | 1 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 5.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.59 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 |
| XXXXX | 4000091981 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1535.63 | $1535.63 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $4706.04 | $2138.28 | $392.17 | $178.19 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 84.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092232 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1021.29 | $1021.29 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $4695.00 | $2270.64 | $391.25 | $189.22 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.5 | 0.4 |  |  |  |  |  |  |  | XXXXX | XXXXX | 85.490% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090308 | XXXXX |  | Non QM |  |  |  | Yes | No | $11302.12 | $19337.24 |  | 6.825% | $10685.16 | $10685.16 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $22549.14 | 1 | $20592.84 | $1248.12 | $1716.07 | $104.01 |  |  |  |  |  | 42.935% | 42.935% | 42.935% | 08/08/2025 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $11302.12 |  | 6.610% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 15.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090487 | XXXXX |  | N/A |  |  |  | No | No | $27954.00 | $7189.53 |  | 7.177% | $6090.42 | $6090.42 | 7.125% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $10040.03 | 1 | $14124.96 | $2101.08 | $1177.08 | $175.09 |  |  |  |  |  | 46.948% | 46.948% | 46.948% | 07/18/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $27954.00 |  | 6.610% | $140500.00 | 3.2 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 13.390% | No | 29 | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 8.25 |  | Yes | No |  | $0.00 | $4424.95 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090998 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1151.17 | $1151.17 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5771.04 | $2160.00 | $480.92 | $180.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/20/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | XXXXX | XXXXX | 62.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090650 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $5684.00 |  | 6.771% | $7757.23 | $7757.23 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15390.55 | 1 | $27177.00 | $2873.04 | $2264.75 | $239.42 |  |  |  |  |  | 49.410% | 49.410% | 49.410% | 08/21/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1790.00 |  | 6.630% | $10000.00 | 1 |  |  |  | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 38.300% | No | 27 | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.63 |  | No | No |  | $0.00 | $16630.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090296 | XXXXX |  | N/A |  |  |  | No | No | $6571.00 | $5357.65 |  | 8.064% | $3559.00 | $3854.65 | 8.336% | No | No | Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | China |  |  | $17147.80 | 1 | $12560.28 | $2222.04 | $1046.69 | $185.17 |  |  |  |  |  | 40.870% | 42.087% | 40.870% | 07/24/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $6571.00 |  | 6.760% | $0.00 | 1 |  |  |  | N/A | No | 8.336% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 54.770% | No | 31 | 31 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Passport | Passport |  |  |  | 42.24 |  | No | No |  | $0.00 | $16500.09 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 |
| XXXXX | 4000091832 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3632.15 | $3632.15 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4758.48 | $1059.96 | $396.54 | $88.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/03/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | XXXXX | XXXXX | 90.810% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 110.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091897 | XXXXX |  | Non QM |  |  |  | Yes | No | $13548.91 | $19529.26 |  | 6.758% | $7729.26 | $7729.26 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13347.65 | 2 | $18861.12 | $3468.00 | $1571.76 | $289.00 |  |  |  |  |  | 42.780% | 42.780% | 42.780% | 08/18/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13548.91 |  | 6.570% | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 60.170% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090882 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $601.01 | $601.01 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3307.56 | $1004.04 | $275.63 | $83.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/25/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.64 |  |  |  |  |  |  |  | XXXXX | XXXXX | 43.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089699 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7673.40 | $7673.40 | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $37358.64 | $2546.40 | $3113.22 | $212.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 36.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089227 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.224% | $1279.08 | $1279.08 | 7.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12076.69 | 2 | $2464.08 | $1971.00 | $205.34 | $164.25 |  |  |  |  |  | 42.032% | 42.032% | 42.032% | 08/14/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 |  | DU |  | ApproveEligible | N/A | No | 7.250% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.6 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000091840 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1053.97 | $1053.97 | 6.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $2610.84 | $2253.96 | $217.57 | $187.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/19/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 101.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090790 | XXXXX |  | Non QM |  |  |  | Yes | No | $8246.24 | $11367.70 |  | 7.931% | $3754.00 | $3754.00 | 7.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9424.76 | 1 | $1999.44 | $1936.56 | $166.62 | $161.38 |  |  |  |  |  | 31.350% | 31.350% | 31.350% | 08/08/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8246.24 |  | 6.630% | $0.00 | 2.2 |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 124.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091324 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $4725.00 | $5924.52 |  | 7.022% | $1245.31 | $1245.31 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12766.27 | 1 | $5203.44 | $3104.04 | $433.62 | $258.67 |  |  |  |  |  | 40.041% | 40.041% | 40.041% | 08/04/2025 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4725.00 |  | 6.630% | $0.00 | 3.8 | DU |  | ApproveEligible | Yes | No | 6.750% | 2 |  | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 45.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090334 | XXXXX |  | Non QM |  |  |  | Yes | No | $9820.00 | $13834.44 |  | 8.836% | $3539.58 | $5053.87 | 10.336% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8861.92 | 1 | $8750.04 | $1806.00 | $729.17 | $150.50 |  |  |  |  |  | 42.650% | 37.262% | 42.650% | 08/20/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $9820.00 |  | 6.760% | $5000.00 | 1.7 |  |  |  | N/A | No | 10.336% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.930% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 11.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092032 | XXXXX |  | Non QM |  |  |  | Yes | No | $4710.00 | $8190.60 |  | 8.325% | $4302.91 | $4949.00 | 8.857% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $19419.63 | 1 | $11698.56 | $1647.96 | $974.88 | $137.33 |  |  |  |  |  | 23.862% | 24.425% | 23.862% | 08/07/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $4710.00 |  | 6.740% | $5000.00 |  |  |  |  | N/A | No | 8.857% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091857 | XXXXX |  | Non QM |  |  |  | Yes | No | $12065.00 | $14216.00 |  | 6.872% | $6161.68 | $6161.68 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11314.83 | 1 | $16875.00 | $0.00 | $1406.25 | $0.00 |  |  |  |  |  | 46.120% | 46.120% | 46.120% | 08/21/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $12065.00 |  | 6.570% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.290% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.69 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089858 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $623.56 | $623.56 | 7.875% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | 1 | $1085.64 | $2175.96 | $90.47 | $181.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/06/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.3 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.84 | 0.54 |  |  |  |  |  |  |  | XXXXX | XXXXX | 63.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000088259 | XXXXX |  | Non QM |  |  |  | Yes | No | $13660.80 | $17117.39 |  | 7.547% | $6077.94 | $6077.94 | 7.375% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21345.88 | 1 | $19658.04 | $2058.00 | $1638.17 | $171.50 |  |  |  |  |  | 39.012% | 39.012% | 39.012% | 08/06/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $13660.80 |  | 6.540% | $0.00 | 1.6 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 11.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.84 |  | Yes | No |  | $35000.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000091591 | XXXXX |  | Non QM |  |  |  | Yes | No | $5468.00 | $7488.83 |  | 6.534% | $2495.48 | $2495.48 | 6.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5429.50 | 1 | $11103.24 | $1497.00 | $925.27 | $124.75 |  |  |  |  |  | 39.504% | 39.504% | 39.504% | 07/15/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $5468.00 |  | 6.570% | $0.00 | 2.3 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.970% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 7.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090551 | XXXXX |  | Non QM |  |  |  | Yes | No | $6914.00 | $3746.90 |  | 7.325% | $1127.02 | $1127.02 | 7.124% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5134.79 | 1 | $1826.52 | $1505.76 | $152.21 | $125.48 |  |  |  |  |  | 29.105% | 29.105% | 29.105% | 08/12/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $6914.00 |  | 6.570% | $0.00 | 2.1 |  |  |  | Yes | No | 7.124% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.530% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091489 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $977.99 | $977.99 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1356.60 | $647.04 | $113.05 | $53.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/31/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | XXXXX | XXXXX | 69.660% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000092041 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1118.74 | $1118.74 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1440.00 | $929.64 | $120.00 | $77.47 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/11/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.8 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 417.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089527 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2175.63 | $2175.63 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6551.76 | $8013.12 | $545.98 | $667.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 46.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090854 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.350% | $4159.65 | $4159.65 | 6.375% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7688.11 | 1 | $6500.04 | $4911.96 | $541.67 | $409.33 |  |  |  |  |  | 49.954% | 49.954% | 49.954% | 08/13/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Interest / Dividends]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Interest / Dividends]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Interest / Dividends]; Other - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.540% | $0.00 | 3.1 | DU |  | ApproveEligible | N/A | No | 6.375% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 67.020% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 59.07 |  | No | No |  | $1495.42 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091669 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6974.66 | $6974.66 | 7.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $7559.16 | $1020.96 | $629.93 | $85.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/27/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.3 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.35 | 2.85 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 169.94 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091439 | XXXXX |  | N/A |  |  |  | No | Yes | $1570.00 | $4270.67 |  | 7.016% | $1650.07 | $1650.07 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12132.87 | 1 | $6295.92 | $319.80 | $524.66 | $26.65 |  |  |  |  |  | 39.336% | 39.336% | 39.336% | 08/28/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1570.00 |  | 6.570% | $6740.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 4 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 116.91 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000092020 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5486.04 | $5486.04 | 6.250% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | 2 | $11314.92 | $3621.00 | $942.91 | $301.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/24/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | XXXXX | XXXXX | 10.310% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.57 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090922 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $950.93 | $950.93 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2110.32 | $1044.48 | $175.86 | $87.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/11/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 457.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091922 | XXXXX |  | Non QM |  |  |  | Yes | No | $2190.00 | $5666.72 |  | 6.772% | $2113.03 | $2113.03 | 6.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $22322.38 | 1 | $15101.64 | $2400.00 | $1258.47 | $200.00 |  |  |  |  |  | 23.337% | 23.337% | 23.337% | 08/08/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2190.00 |  | 6.570% | $312500.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 2.030% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.47 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090433 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4305.07 | $4305.07 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $5920.68 | $2624.04 | $493.39 | $218.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/22/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.72 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 189.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088711 | XXXXX |  | N/A |  |  |  | No | Yes | $1424.55 | $2910.57 |  | 8.026% | $1245.81 | $1245.81 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6213.74 | 1 | $3597.72 | $1137.00 | $299.81 | $94.75 |  |  |  |  |  | 49.872% | 49.872% | 49.872% | 08/07/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1424.55 |  | 6.630% | $0.00 | 1 | DU |  | ApproveEligible | No | No | 7.875% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 90.19 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090673 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1242.70 | $1242.70 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7577.28 | $1161.96 | $631.44 | $96.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/25/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXXX | XXXXX | 58.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090542 | XXXXX |  | Non QM |  |  |  | Yes | No | $16190.00 | $20454.53 |  | 8.468% | $4217.38 | $4217.38 | 8.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12813.45 | 1 | $14149.68 | $3282.96 | $1179.14 | $273.58 |  |  |  |  |  | 34.726% | 34.726% | 34.726% | 08/22/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $16190.00 |  | 6.630% | $0.00 | 1 |  |  |  | No | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 31.380% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.2 |  |  | No |  | $9815.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090812 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2293.24 | $2293.24 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1671.72 | $2466.96 | $139.31 | $205.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090858 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $995.00 | $1982.63 |  | 7.435% | $1636.90 | $1636.90 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4022.97 | 1 | $1708.68 | $2007.00 | $142.39 | $167.25 |  |  |  |  |  | 47.223% | 47.223% | 47.223% | 08/26/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $995.00 |  | 6.630% | $0.00 | 3.1 | DU |  | ApproveEligible | No | No | 7.375% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091848 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2124.45 | $2124.45 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8794.20 | $1766.64 | $732.85 | $147.22 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/25/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | XXXXX | XXXXX | 22.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 106.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091769 | XXXXX |  | Non QM |  |  |  | Yes | No | $1375.00 | $3560.11 |  | 6.724% | $1760.86 | $1760.86 | 6.625% | No | No | Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $6537.81 | 1 | $13125.00 | $3079.32 | $1093.75 | $256.61 |  |  |  |  |  | 45.910% | 45.910% | 45.910% | 09/03/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 48.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1375.00 |  | 6.570% | $755000.00 | 1 |  |  |  | Yes | No | 6.625% | 1 | 0 | 0 | 0 | 1 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 19.860% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 47 |  | Yes | No |  | $5836.94 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089363 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5947.45 | $5947.45 | 8.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $12116.88 | $1528.56 | $1009.74 | $127.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/30/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.71 | 1.42 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 49.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088285 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1211.42 | $1211.42 | 8.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2609.52 | $1432.20 | $217.46 | $119.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 4.4 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000084439 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1590.00 | $2930.36 |  | 7.061% | $2295.29 | $2295.29 | 7.000% | No | No | Employed | Not Employed | Employed |  | 8.41 |  | US Citizen | US Citizen | US Citizen |  |  |  |  | $24435.55 | 1 | $3054.60 | $1338.00 | $254.55 | $111.50 |  |  |  |  |  | 22.005% | 22.005% | 22.005% | 07/28/2025 | 807 | 807 | 830 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1590.00 |  | 6.540% | $0.00 | 4.2 | DU |  | ApproveEligible | No | No | 7.000% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 374.69 |  | No | No |  | $0.00 | $13471.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092006 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $11697.77 | $11697.77 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $51345.00 | $9347.28 | $4278.75 | $778.94 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/26/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.09 |  |  |  |  |  |  |  | XXXXX | XXXXX | 8.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091928 | XXXXX |  | Non QM |  |  |  | Yes | No | $1490.00 | $5549.26 |  | 7.594% | $7324.76 | $8443.88 | 8.336% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $65418.30 | 1 | $4729.92 | $0.00 | $394.16 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/10/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1490.00 |  | 6.420% | $0.00 | 2 |  |  |  | No | No | 8.336% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | Yes |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 887.86 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091864 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $7425.88 |  | 6.747% | $2881.40 | $2881.40 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7897.86 | 1 | $11900.04 | $1905.72 | $991.67 | $158.81 |  |  |  |  |  | 38.298% | 38.298% | 38.298% | 08/04/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2715.00 |  | 6.570% | $0.00 | 1.2 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 161.41 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091337 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $822.00 | $822.00 | 6.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $4958.28 | $1287.96 | $413.19 | $107.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/17/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | XXXXX | XXXXX | 73.430% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090257 | XXXXX |  | N/A |  |  |  | No | No | $4750.00 | $7099.50 |  | 7.667% | $1768.13 | $1768.13 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17743.14 | 1 | $3999.96 | $4089.60 | $333.33 | $340.80 |  |  |  |  |  | 29.839% | 29.839% | 29.839% | 08/15/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2005 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4750.00 |  | 6.610% | $0.00 | 2.3 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 50.930% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.41 | Retail | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000091375 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $6909.25 |  | 6.605% | $3223.55 | $3223.55 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10168.08 | 1 | $15442.32 | $1578.12 | $1286.86 | $131.51 |  |  |  |  |  | 32.213% | 32.213% | 32.213% | 08/21/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.630% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 21.850% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091650 | XXXXX |  | Non QM |  |  |  | Yes | No | $7570.00 | $11873.17 |  | 6.444% | $3201.73 | $3201.73 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11433.71 | 1 | $11499.96 | $644.04 | $958.33 | $53.67 |  |  |  |  |  | 31.116% | 31.116% | 31.116% | 08/20/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2001 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7570.00 |  | 6.570% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 4.960% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.06 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090558 | XXXXX |  | Non QM |  |  |  | Yes | No | $8230.00 | $11698.56 |  | 7.794% | $4416.63 | $4416.63 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7775.08 | 1 | $5590.44 | $1229.04 | $465.87 | $102.42 |  |  |  |  |  | 40.192% | 40.192% | 40.192% | 09/08/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8230.00 |  | 6.630% | $0.00 | 1.3 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 26.170% | No | 31 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000088730 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.224% | $2715.06 | $2715.06 | 7.250% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | $17097.81 | 1 | $10332.00 | $2127.48 | $861.00 | $177.29 |  |  |  |  |  | 37.174% | 37.174% | 37.174% | 08/12/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.320% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.250% | 2 |  | 1 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Passport |  |  |  |  | 45.18 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000089433 | XXXXX |  | Non QM |  |  |  | Yes | No | $10104.00 | $9419.41 |  | 6.975% | $3867.19 | $5182.74 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $31756.73 | 1 | $10672.56 | $3805.32 | $889.38 | $317.11 |  |  |  |  |  | 36.487% | 33.855% | 36.487% | 08/05/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $10104.00 |  | 6.610% | $15000.00 | 2.5 |  |  |  | N/A | No | 6.875% | 2 | 0 | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 318.4 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000091644 | XXXXX |  | Non QM |  |  |  | Yes | No | $2976.00 | $10770.00 |  | 6.770% | $15566.35 | $15566.35 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $23776.24 | 1 | $38673.36 | $4008.96 | $3222.78 | $334.08 |  |  |  |  |  | 48.313% | 48.313% | 48.313% | 08/06/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2976.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 25.060% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.71 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000089924 | XXXXX |  | Non QM |  |  |  | Yes | No | $1500.00 | $4680.17 |  | 6.915% | $1543.66 | $1543.66 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $4597.94 | 1 | $11913.96 | $1137.96 | $992.83 | $94.83 |  |  |  |  |  | 42.441% | 42.441% | 42.441% | 08/20/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1500.00 |  | 6.610% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 53.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090645 | XXXXX |  | Non QM |  |  |  | Yes | No | $19875.00 | $24436.85 |  | 7.959% | $7737.25 | $7737.25 | 7.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $214086.71 | 1 | $28936.44 | $3333.00 | $2411.37 | $277.75 |  |  |  |  |  | 6.274% | 6.274% | 6.274% | 07/23/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $19875.00 |  | 6.630% | $50000.00 | 1 |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 23.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.58 |  | No | No |  | $228417.52 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091642 | XXXXX |  | N/A |  |  |  | No | No | $46868.50 | $22555.51 |  | 8.394% | $6942.35 | $6942.35 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $23777.60 | 4 | $15391.92 | $3585.96 | $1282.66 | $298.83 |  |  |  |  |  | 33.185% | 33.185% | 33.185% | 07/23/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $46868.50 |  | 6.610% | $37000.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 6.820% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.61 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091010 | XXXXX |  | Non QM |  |  |  | Yes | No | $1795.00 | $7342.30 |  | 6.561% | $7584.82 | $7584.82 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12922.70 | 1 | $6961.56 | $2015.52 | $580.13 | $167.96 |  |  |  |  |  | 49.537% | 49.537% | 49.537% | 08/02/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1795.00 |  | 6.630% | $7000.00 | 1 |  |  |  | Yes | No | 6.500% | 2 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 75.550% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.59 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090279 | XXXXX |  | Non QM |  |  |  | Yes | No | $8456.86 | $10221.10 |  | 7.283% | $3813.25 | $3813.25 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9260.25 | 1 | $3000.84 | $1365.60 | $250.07 | $113.80 |  |  |  |  |  | 35.090% | 35.090% | 35.090% | 07/29/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2014<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2009 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $8456.86 |  | 6.610% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 11.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092077 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $938.96 | $938.96 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3618.00 | $1278.96 | $301.50 | $106.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/04/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 95.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091652 | XXXXX |  | Non QM |  |  |  | Yes | No | $7745.46 | $10467.90 |  | 7.602% | $1916.92 | $1916.92 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12537.65 | 1 | $4693.80 | $2067.00 | $391.15 | $172.25 |  |  |  |  |  | 17.059% | 17.059% | 17.059% | 08/25/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $7745.46 |  | 6.570% | $30000.00 |  |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 77.280% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091790 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $1490.00 | $2788.26 |  | 7.994% | $2291.83 | $2291.83 | 7.625% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10395.76 | 1 | $3444.72 | $2872.68 | $287.06 | $239.39 |  |  |  |  |  | 42.000% | 42.000% | 42.000% | 09/03/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $1490.00 |  | 6.570% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 100.000% | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 119.41 |  | No | No |  | $1933.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000090127 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $571.90 | $571.90 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1331.52 | $1150.44 | $110.96 | $95.87 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/16/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.59 | 0.63 |  |  |  |  |  |  |  | XXXXX | XXXXX | 34.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091142 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 7.888% | $4190.04 | $4190.04 | 7.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7701.26 | 1 | $6468.72 | $4081.68 | $539.06 | $340.14 |  |  |  |  |  | 46.724% | 46.724% | 46.724% | 08/28/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $10000.00 | 1 | DU |  | ApproveEligible | No | No | 7.500% | 0 | 1 | 2 | 0 | 2 | 0 |  |  | 8.30 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 78.690% | No |  | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 87.7 |  |  | No |  | $0.00 | $12059.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089014 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1580.93 | $1580.93 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5857.92 | $5608.20 | $488.16 | $467.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/16/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 83.56 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090450 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1264.18 | $1264.18 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2342.04 | $1801.20 | $195.17 | $150.10 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/11/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 205.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090556 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 | $0.00 |  | 6.474% | $3255.15 | $3255.15 | 6.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $29423.38 | 1 | $11437.56 | $3363.12 | $953.13 | $280.26 |  |  |  |  |  | 43.507% | 43.507% | 43.507% | 08/20/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $6000.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.500% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 499.13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 |
| XXXXX | 4000090733 | XXXXX |  | N/A |  |  |  | No | No | $16697.80 | $9626.84 |  | 8.904% | $1900.75 | $1900.75 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6000.35 | 1 | $5002.08 | $1926.00 | $416.84 | $160.50 |  |  |  |  |  | 34.533% | 34.533% | 34.533% | 08/12/2025 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX | $16697.80 |  | 6.630% | $9000.00 | 1 |  |  |  | Yes | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.07 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000092021 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2417.36 | $2417.36 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6156.72 | $1530.00 | $513.06 | $127.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/21/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 114.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089696 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1002.98 | $1002.98 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6543.00 | $1244.88 | $545.25 | $103.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 80.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000093011 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1371.78 | $1371.78 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $10396.56 | $1088.04 | $866.38 | $90.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 18.46 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091011 | XXXXX |  | N/A |  |  |  | No | Yes | $4191.25 | $6250.63 |  | 6.608% | $2972.30 | $2972.30 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14929.50 | 1 | $7599.96 | $1805.16 | $633.33 | $150.43 |  |  |  |  |  | 34.375% | 34.375% | 34.375% | 08/11/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $4191.25 |  | 6.630% | $0.00 | 3 | DU |  | ApproveEligible | Yes | No | 6.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.62 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000088840 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $2090.00 | $3967.90 |  | 6.980% | $2029.91 | $2029.91 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10015.97 | 1 | $817.92 | $949.68 | $68.16 | $79.14 |  |  |  |  |  | 31.617% | 31.617% | 31.617% | 07/30/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2090.00 |  | 6.630% | $0.00 | 1.2 | LP / LPA |  | Accept/Eligible | No | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX | 53.770% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 39.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090926 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $36995.00 | $43533.14 |  | 7.591% | $8049.68 | $8049.68 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20700.19 | 1 | $11571.84 | $2210.04 | $964.32 | $184.17 |  |  |  |  |  | 32.868% | 32.868% | 32.868% | 06/17/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $36995.00 |  | 6.630% | $188000.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 16.950% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091467 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $1415.29 |  | 6.858% | $15761.04 | $15761.04 | 6.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $24849.94 | 1 | $15568.32 | $11309.04 | $1297.36 | $942.42 |  |  |  |  |  | 44.268% | 44.268% | 44.268% | 08/18/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.570% | $0.00 | 2 |  |  |  | No | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 63.480% | No |  | 21 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 57.27 |  | No | No |  | $0.00 | $44588.26 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089575 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2097.64 | $2097.64 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6073.68 | $7759.20 | $506.14 | $646.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/23/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.69 | 1.45 |  |  |  |  |  |  |  | XXXXX | XXXXX | 46.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090871 | XXXXX |  | Safe Harbor QM (APOR) |  |  |  | Yes | Yes | $0.00 | $809.76 |  | 6.875% | $3530.34 | $3530.34 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $20936.12 | 1 | $5375.64 | $2365.92 | $447.97 | $197.16 |  |  |  |  |  | 32.241% | 32.241% | 32.241% | 08/20/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.630% | $0.00 | 4.4 | DU |  | ApproveEligible | No | No | 6.875% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 21.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000092011 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $799.81 | $799.81 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4159.20 | $551.04 | $346.60 | $45.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/28/2025 | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 90.38 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000089753 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1569.01 | $1569.01 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $9662.40 | $6432.00 | $805.20 | $536.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 75.49 |  |  | No |  | $0.00 | $0.00 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091220 | XXXXX |  | Non QM |  |  |  | Yes | No | $3666.65 | $4497.31 |  | 7.164% | $1671.91 | $1671.91 | 7.000% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  | $4198.07 | 1 | $6570.60 | $1653.00 | $547.55 | $137.75 |  |  |  |  |  | 45.418% | 45.418% | 45.418% | 08/21/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $3666.65 |  | 6.630% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 1.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092584 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1011.31 | $1011.31 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8615.52 | $1254.84 | $717.96 | $104.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.8 | 0.56 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091766 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1872.83 | $1872.83 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4812.48 | $786.00 | $401.04 | $65.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/02/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | XXXXX | XXXXX | 39.240% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090342 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.584% | $3662.58 | $3662.58 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $9874.96 | 1 | $11651.40 | $1061.16 | $970.95 | $88.43 |  |  |  |  |  | 48.479% | 48.479% | 48.479% | 08/21/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  | 6.610% | $0.00 | 1 | DU |  | ApproveEligible | Yes | No | 6.625% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 100.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000090592 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $601.79 | $601.79 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $760.32 | $1020.96 | $63.36 | $85.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/11/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.3 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | XXXXX | XXXXX | 56.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090126 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3315.24 | $3315.24 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4675.80 | $6993.96 | $389.65 | $582.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.06 |  |  |  |  |  |  |  | XXXXX | XXXXX | 37.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.61 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090508 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1865.68 | $1865.68 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4393.08 | $5258.04 | $366.09 | $438.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/03/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX | 3.040% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.37 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000091165 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $928.09 | $928.09 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1244.76 | $1331.40 | $103.73 | $110.95 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/25/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | XXXXX | XXXXX | 41.810% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089687 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1386.88 | $1386.88 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5076.12 | $864.96 | $423.01 | $72.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/16/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 120.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091563 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2370.56 | $2370.56 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8375.04 | $1911.96 | $697.92 | $159.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/02/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 2.2 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.73 | 1.37 |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092073 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $629.29 | $629.29 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3766.80 | $1066.80 | $313.90 | $88.90 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/15/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.71 |  |  |  |  |  |  |  | XXXXX | XXXXX | 63.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |
| XXXXX | 4000090295 | XXXXX |  | Non QM |  |  |  | Yes | No | $1830.00 | $3008.34 |  | 6.567% | $2054.22 | $2054.22 | 6.500% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16072.88 | 1 | $5663.04 | $8740.08 | $471.92 | $728.34 |  |  |  |  |  | 26.757% | 26.757% | 26.757% | 09/04/2025 | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $1830.00 |  | 6.610% | $10000.00 | 3.8 |  |  |  | No | No | 6.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 192 |  | Yes | No |  | $3574.59 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 |
| XXXXX | 4000092017 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1155.21 | $1155.21 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $2925.48 | $1478.04 | $243.79 | $123.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/23/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | XXXXX | XXXXX | 90.490% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 86.03 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091753 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $908.14 | $908.14 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3209.76 | $1067.04 | $267.48 | $88.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.68 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 101.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090808 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $593.83 | $593.83 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3435.60 | $1242.72 | $286.30 | $103.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/24/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 28.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091886 | XXXXX |  | N/A |  |  |  | No | Yes | $0.00 |  |  | 7.348% | $5957.07 | $5957.07 | 7.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $41969.22 | 1 | $9997.20 | $1743.00 | $833.10 | $145.25 |  |  |  |  |  | 32.239% | 32.239% | 32.239% | 08/21/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Capital Gains]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Capital Gains]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Capital Gains]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Capital Gains]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  | 6.570% | $0.00 | 2.6 | DU |  | ApproveEligible | N/A | No | 7.375% | 0 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 421.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 |
| XXXXX | 4000091022 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $587.01 | $587.01 | 8.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2655.96 | $1339.08 | $221.33 | $111.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/27/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | XXXXX | XXXXX | 65.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090697 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2149.44 | $2149.44 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2827.68 | $1197.96 | $235.64 | $99.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/04/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  |  | XXXXX | XXXXX | 29.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.65 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000085378 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1282.50 | $1282.50 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $23088.24 | $3153.24 | $1924.02 | $262.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/20/2025 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.3 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.97 | 0.51 |  |  |  |  |  |  | 240 | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 447.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000092460 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1023.26 | $1023.26 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4529.76 | $1469.04 | $377.48 | $122.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/02/2025 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.43 | 0.41 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 96.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091218 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $5710.72 |  | 6.972% | $3364.82 | $3364.82 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5543.07 | 1 | $8003.16 | $854.16 | $666.93 | $71.18 |  |  |  |  |  | 44.569% | 44.569% | 44.569% | 08/22/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX | $2565.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX | 33.280% | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090957 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3432.45 | $3432.45 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 3 | $16092.24 | $13263.00 | $1341.02 | $1105.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/13/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.73 |  |  |  |  |  |  |  | XXXXX | XXXXX | 52.530% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 6.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091749 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1896.88 | $1896.88 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2590.80 | $905.04 | $215.90 | $75.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/23/2025 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | XXXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 36.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000089977 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $932.41 | $932.41 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $2499.96 | $1749.96 | $208.33 | $145.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/20/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 3.8 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | XXXXX | XXXXX | 32.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000091750 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2397.79 | $2397.79 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3534.48 | $1262.04 | $294.54 | $105.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/23/2025 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | XXXXX | XXXXX |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 53.74 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 |
| XXXXX | 4000090580 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1951.02 | $1951.02 | 8.750% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $5506.56 | $743.04 | $458.88 | $61.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/03/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Alternative Documentation (A) | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXXX |  |  |  | $0.00 |  |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | XXXXX | XXXXX | 48.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 |

---

## Exhibit 99.06

**Exhibit 99.06** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| XXXXX | 4000063976 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1911.29 |  | 0.000000 | 0.8 |  |  | 1.26 | 1.26 | $1911.29 |  |  | Yes | 12/22/2024 | 12/21/2025 | 12 | Long Term | $2500.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21800.00 |  |  | $192.28 | $104.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 1.98 |  |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/24/2025 | 724 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 688 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000072699 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $3943.45 |  | 0.000000 | 1.58 |  |  | 0.63 | 0.63 | $3943.45 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $902.54 | $135.42 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 03/26/2025 | 792 | Fair Isaac (VER. 2) | 764 | Beacon 5 | 799 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.194% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000075915 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5200.00 | Third Party Rental Source | $9461.10 |  | 0.000000 | 1.82 |  |  | 0.55 | 0.55 | $9461.10 |  |  | No |  |  |  | Long Term |  | $5200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33000.00 |  |  | $447.55 | $50.75 | Level 1-Not Stated/Not Verified | No | 1 | 25 | No |  |  | Experienced Investor |  |  |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 05/22/2025 | 749 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.611% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000076001 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $3685.26 |  | 0.000000 | 1.42 |  |  | 0.71 | 0.71 | $3685.26 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $454.91 | $119.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/02/2025 | 771 | Fair Isaac (VER. 2) | 783 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.643% | XXXXX |  |  | 72.222% |  |  | 72.222% |  |  |  |  |  |  |  |  |
| XXXXX | 4000079532 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1700.00 | Rent on Existing Lease | $1334.77 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $1334.77 |  |  | Yes | 05/01/2024 | 04/20/2025 | 11 | Long Term | $1700.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10500.00 |  |  | $110.81 | $113.35 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 11.65 |  |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 04/30/2025 | 718 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 1261.682% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000079504 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Rent on Existing Lease | $1801.62 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1801.62 |  |  | Yes | 04/01/2024 | 03/23/2025 | 11 | Long Term | $1900.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10800.00 |  |  | $167.26 | $127.24 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 6.03 |  |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 04/30/2025 | 718 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000076599 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1261.31 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $1261.31 |  |  | Yes | 04/01/2025 | 04/01/2026 | 12 | Long Term | $2150.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14000.00 |  |  | $123.95 | $229.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 11.82 | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/09/2025 | 738 | Fair Isaac (VER. 2) | 703 | Beacon 5 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000072800 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6200.00 | Third Party Rental Source | $3323.83 |  | 0.000000 | 0.54 |  |  | 1.87 | 1.87 | $3323.83 |  |  | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $2696.00 | $2600.00 | Yes | 01/01/2025 | 12/31/2025 | 12 | Long Term | $3777.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $78000.00 |  |  | $383.22 | $732.29 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.56 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 04/14/2025 | 782 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 49.920% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000078472 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1550.00 | Rent on Existing Lease | $1188.10 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $1188.10 |  |  | Yes | 07/01/2023 | 06/30/2024 | 12 | Long Term | $700.00 | $1000.00 | Yes | 09/13/2024 | 09/30/2025 | 12 | Long Term | $850.00 | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47800.00 |  |  | $360.08 | $95.75 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.30% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/12/2025 | 800 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 62.069% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000079447 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7100.00 | Third Party Rental Source | $8463.33 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $8463.33 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $3000.00 | $2900.00 | Yes | 10/01/2024 | 09/30/2025 | 12 | Long Term | $4200.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1316.86 | $315.50 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  |  | Experienced Investor | 0.90 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/13/2025 | 772 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 74.000% | XXXXX |  |  | 75.611% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000081829 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2095.73 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2095.73 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33000.00 |  |  | $168.84 | $124.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/16/2025 | 765 | Fair Isaac | 751 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.250% | XXXXX |  |  | 73.250% |  |  | 73.250% |  |  |  |  |  |  |  |  |
| XXXXX | 4000080908 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $11000.00 | Rent on Existing Lease | $4671.85 |  | 0.000000 | 0.42 |  |  | 2.35 | 2.35 | $4671.85 |  |  | Yes | 09/01/2024 | 08/31/2027 | 36 | Long Term | $11000.00 | $11000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $2100.56 | $420.25 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor | 12.70 | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/23/2025 | 771 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 10.130% | XXXXX |  |  | 51.852% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000079255 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on Existing Lease | $1436.19 |  | 0.000000 | 0.55 |  |  | 1.81 | 1.81 | $1436.19 |  |  | Yes | 05/10/2025 | 05/10/2026 | 12 | Long Term | $1300.00 | $1300.00 | Yes | 05/10/2025 | 05/10/2026 | 12 | Long Term | $1300.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $121.26 | $61.29 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 2.76 |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 05/28/2025 | 769 | Fair Isaac (VER. 2) | 757 | Beacon 5 | 747 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 360.208% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000081732 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $8032.10 |  | 0.000000 | 2.06 |  |  | 0.49 | 0.49 | $8032.10 |  |  | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26470.00 |  |  | $1624.75 | $863.50 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/23/2025 | 732 | FICO II | 739 | Beacon 5 | 782 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 05/23/2025 | 722 | FICO II | 706 | Beacon 5 | 741 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.174% | XXXXX |  |  | 69.949% |  |  | 69.949% |  |  |  |  |  |  |  |  |
| XXXXX | 4000077508 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5077.41 |  | 0.255598 |  |  |  |  |  | $5077.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1044.29 | $420.30 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  |  |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 05/16/2025 | 801 | Fair Isaac (VER. 2) | 810 | Beacon 5 | 788 | FICO Risk Score Classic 04 | 3 |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 05/16/2025 | 790 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 783 | FICO Risk Score Classic 04 | 3 |  |  | 33.330% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 05/15/2025 | 770 | Fair Isaac (VER. 2) | 729 | Beacon 5 | 766 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000080913 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6800.00 | Multiple Sources | $2461.93 |  | 0.000000 | 0.36 |  |  | 2.76 | 2.76 | $2461.93 |  |  | No |  |  |  | Long Term |  | $1000.00 | No |  |  |  | Long Term |  | $3000.00 | Yes | 01/01/2020 | 12/31/2020 | 12 | Long Term | $2800.00 | $3522.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $714.20 | $188.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor | 6.22 | US Citizen | US Citizen | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/21/2025 | 746 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 738 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/21/2025 | 731 | Fair Isaac (VER. 2) | 735 | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 12.392% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084291 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3850.00 | Third Party Rental Source | $3061.13 |  | 0.000000 | 0.8 |  |  | 1.26 | 1.26 | $3061.13 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $2500.00 | $1500.00 | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $2800.00 | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39300.00 |  |  | $428.59 | $156.08 | Level 1-Not Stated/Not Verified | No | 1 | 8 | No |  |  | Experienced Investor | 8.89 |  |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 03/26/2025 | 707 | Fair Isaac (VER. 2) | 681 | FICO Classic V5 Facta | 710 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000082730 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3465.00 | Third Party Rental Source | $3601.04 |  | 0.000000 | 1.04 |  |  | 0.96 | 0.96 | $3601.04 |  |  | No |  |  |  | Long Term |  | $3465.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $166.67 | $42.42 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 04/28/2025 | 814 | Fair Isaac (VER. 2) | 741 | Beacon 5 | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 68.333% | XXXXX |  |  | 69.140% |  |  | 69.140% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083962 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9073.47 |  | 0.433017 |  |  |  |  |  | $9073.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1791.23 | $336.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/10/2025 | 811 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083072 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $3182.95 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3182.95 |  |  | Yes | 01/01/2025 | 01/01/2026 | 12 | Long Term | $5700.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49200.00 |  |  | $435.74 | $69.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.63 | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 06/24/2025 | 780 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000082630 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4355.24 |  | 0.427917 |  |  |  |  |  | $4355.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $615.33 | $74.25 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.75 | US Citizen | US Citizen | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Retired |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 07/01/2025 | 820 | Fair Isaac (VER. 2) | 796 | Beacon 5 | 813 | FICO Risk Score Classic 04 | Individual | Trustee | Retired |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 07/01/2025 | 770 | Fair Isaac (VER. 2) | 779 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084065 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $3498.98 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3498.98 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $668.41 | $89.61 | Level 4-Stated/Verified as defined | No | 1 | 15 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 06/02/2025 | 815 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 734 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 06/02/2025 | 780 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.304% | XXXXX |  |  | 71.009% |  |  | 71.009% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084033 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8400.00 | Third Party Rental Source | $8309.43 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $8309.43 |  |  | No |  |  |  | Long Term |  | $8400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $185600.00 |  |  | $615.39 | $207.70 | Level 4-Stated/Verified as defined | No | 1 | 15 | No |  |  | Experienced Investor |  |  |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/29/2025 | 730 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 667 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.833% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000080394 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $4021.09 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $4021.09 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 |  |  | $1092.71 | $199.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/09/2025 | 792 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 38.132% | XXXXX |  |  | 38.132% |  |  | 38.132% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085372 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3356.09 |  | 0.346432 |  |  |  |  |  | $3356.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $734.00 | $64.67 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/12/2025 | 758 | Fair Isaac (VER. 2) | 751 | Beacon 5 | 750 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/12/2025 | 766 | Fair Isaac (VER. 2) | 736 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084885 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Multiple Sources | $1818.87 |  | 0.000000 | 0.65 |  |  | 1.54 | 1.54 | $1818.87 |  |  | No |  |  |  | Long Term |  | $1300.00 | No |  |  |  | Long Term |  | $700.00 | No |  |  |  | Long Term |  | $500.00 | Yes | 11/01/2023 | 10/31/2024 | 12 | Long Term | $300.00 | $500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $295.64 | $346.48 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/16/2025 | 793 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.875% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000082839 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3292.17 |  | 0.485813 |  |  |  |  |  | $3292.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $821.27 | $225.50 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 06/29/2025 | 769 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083932 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2266.81 |  | 0.314691 |  |  |  |  |  | $2266.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $433.89 | $31.45 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 06/27/2025 | 811 | Fair Isaac (VER. 2) | 798 | Beacon 5 | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000082480 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1569.93 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1569.93 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $71.88 | $163.67 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 0.43 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 05/15/2025 | 782 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 72.906% | XXXXX |  |  | 148.615% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084798 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $9000.00 | Third Party Rental Source | $11916.61 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $11916.61 |  |  | No |  |  |  | Long Term |  | $9000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $105000.00 |  |  | $2395.83 | $332.76 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/07/2025 | 749 | Fair Isaac (VER. 2) | 750 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.617% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084412 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6600.00 | Third Party Rental Source | $5778.38 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $5778.38 |  |  | Yes | 08/01/2023 | 07/21/2026 | 35 | Long Term | $2200.00 | $1650.00 | Yes | 08/01/2023 | 07/21/2026 | 35 | Long Term | $2200.00 | $1650.00 | Yes | 08/01/2023 | 07/21/2026 | 35 | Long Term | $2200.00 | $1650.00 | Yes | 07/01/2023 | 07/21/2026 | 36 | Long Term | $2200.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $128400.00 |  |  | $1252.74 | $516.33 | Level 1-Not Stated/Not Verified | No | 1 | 11 | No |  |  | Experienced Investor | 3.59 |  |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 91.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/27/2025 | 758 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 57.275% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084101 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $5642.50 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $5642.50 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $569.32 | $31.67 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/26/2025 | 784 | Fair Isaac (VER. 2) | 776 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.740% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083698 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3190.00 | Third Party Rental Source | $2762.72 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $2762.72 |  |  | No |  |  |  | Long Term |  | $1595.00 | No |  |  |  | Long Term |  | $1595.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28800.00 |  |  | $715.05 | $264.67 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  |  | Experienced Investor |  |  |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 06/17/2025 | 719 | Fair Isaac (VER. 2) | 734 | Beacon 5 | 721 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.833% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000079021 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2249.71 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $2249.71 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29400.00 |  |  | $511.57 | $351.21 | Level 4-Stated/Verified as defined | No | 1 | 32 | No | No |  | Experienced Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/29/2025 | 781 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.150% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083659 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1974.13 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $1974.13 |  |  | Yes | 06/09/2025 | 05/31/2026 | 11 | Long Term | $1500.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $201.65 | $199.08 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor | 0.66 | US Citizen |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/07/2025 | 743 | FICO II | 722 | Beacon 5 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.568% | XXXXX |  |  | 92.166% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085304 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $3282.14 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $3282.14 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $2850.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $85200.00 |  |  | $265.64 | $85.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 6.31 | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/25/2025 | 733 | Fair Isaac (VER. 2) | 725 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000080749 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $3596.75 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $3596.75 |  |  | Yes | 07/01/2025 | 07/01/2026 | 12 | Long Term | $2500.00 | $2100.00 | Yes | 07/01/2025 | 07/01/2026 | 12 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $703.46 | $210.33 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/15/2025 | 714 | Fair Isaac (VER. 2) | 711 | Beacon 5 | 719 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 61.901% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083912 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Rent on Existing Lease | $1851.01 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $1851.01 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $2800.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $51600.00 |  |  | $324.66 | $74.92 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 2.05 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/09/2025 | 767 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 36.364% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085440 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2281.89 |  | 0.119258 |  |  |  |  |  | $2281.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $306.83 | $70.93 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 1-Not Stated/Not Verified | 06/27/2025 | 770 | Fair Isaac (VER. 2) | 726 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084076 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $4644.36 |  | 0.000000 | 1.41 |  |  | 0.71 | 0.71 | $4644.36 |  |  | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $765.88 | $49.05 | Level 4-Stated/Verified as defined | No | 1 | 13 | No | No |  | Experienced Investor |  | US Citizen |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/08/2025 | 800 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 74.057% |  |  | 74.057% |  |  |  |  |  |  |  |  |
| XXXXX | 4000080856 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5100.00 | Third Party Rental Source | $4456.82 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $4456.82 |  |  | No |  |  |  | Long Term |  | $2200.00 | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48000.00 |  |  | $909.58 | $298.93 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 05/09/2025 | 778 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 68.923% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083806 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7782.38 |  | 0.485909 |  |  |  |  |  | $7782.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1013.19 | $210.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/07/2025 | 769 | Fair Isaac (VER. 2) | 792 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085225 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1599.08 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1599.08 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $152.13 | $239.50 | Level 3-Stated/Partially Verified | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/07/2025 | 782 | Fair Isaac (VER. 2) | 797 | Beacon 5 | 766 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/07/2025 | 780 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 73.444% |  |  | 73.444% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084656 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1967.10 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1967.10 |  |  | Yes | 03/01/2025 | 04/01/2025 | 1 | Long Term | $1100.00 | $1100.00 | Yes | 03/01/2025 | 04/01/2025 | 1 | Long Term | $1100.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44500.00 |  |  | $316.47 | $174.92 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 04/29/2025 | 740 | Fair Isaac (VER. 2) | 774 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084438 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1803.56 |  | 0.231538 |  |  |  |  |  | $1803.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $377.30 | $93.21 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 07/14/2025 | 773 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 786 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000082757 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $11852.97 |  | 0.417726 |  |  |  |  |  | $11852.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1142.67 | $363.67 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  |  |  | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 07/15/2025 | 823 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 07/15/2025 | 794 | Fair Isaac (VER. 2) | 783 | Beacon 5 | 814 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000080792 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $7291.27 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $7291.27 |  |  | No |  |  |  | Long Term |  | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49400.00 |  |  | $1282.14 | $149.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/20/2025 | 793 | Fair Isaac (VER. 2) | 778 | Beacon 5 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084624 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Rent on Existing Lease | $3710.96 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $3710.96 |  |  | Yes | 09/08/2023 | 09/07/2024 | 12 | Long Term | $3200.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $110910.00 |  |  | $516.52 | $129.96 | Level 3-Stated/Partially Verified | No | 1 | 13 | No | No |  | Experienced Investor | 5.07 | US Citizen |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 05/08/2025 | 709 | Fair Isaac | 689 | Beacon 5 | 703 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088493 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5400.00 | Third Party Rental Source | $4922.22 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $4922.22 |  |  | No |  |  |  | Long Term |  | $2700.00 | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $136050.00 |  |  | $72.68 | $187.48 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/20/2025 | 762 | Fair Isaac (VER. 2) |  |  | 769 | FICO Risk Score Classic 04 | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083035 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1400.00 | Rent on Existing Lease | $1273.88 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1273.88 |  |  | Yes | 01/15/2023 | 01/01/2024 | 11 | Long Term | $1400.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $184.08 | $86.50 | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/01/2025 | 749 | Fair Isaac (VER. 2) | 716 | Beacon 5 | 728 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.042% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000086068 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3350.98 |  | 0.498649 |  |  |  |  |  | $3350.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $801.24 | $104.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 07/10/2025 | 800 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084420 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $2111.03 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $2111.03 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $244.79 | $77.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 07/14/2025 | 722 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.657% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085390 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2421.39 |  | 0.310296 |  |  |  |  |  | $2421.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $450.45 | $44.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 07/17/2025 | 766 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 735 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 07/17/2025 | 751 | Fair Isaac (VER. 2) | 774 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084622 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4100.00 | Third Party Rental Source | $4757.60 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $4757.60 |  |  | No |  |  |  | Long Term |  | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $84000.00 |  |  | $781.25 | $60.75 | Level 3-Stated/Partially Verified | No | 1 | 14 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/15/2025 | 785 | Fair Isaac (VER. 2) | 803 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/15/2025 | 792 | Fair Isaac (VER. 2) | 772 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.879% | XXXXX |  |  | 74.667% |  |  | 74.667% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084631 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2503.94 |  | 0.195636 |  |  |  |  |  | $2503.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $379.69 | $252.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2025 | 781 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 780 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2025 | 797 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000086376 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2325.00 | Third Party Rental Source | $2687.71 |  | 0.000000 | 1.16 |  |  | 0.87 | 0.87 | $2687.71 |  |  | No |  |  |  | Long Term |  | $2325.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $298.74 | $105.00 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/11/2025 | 773 | Fair Isaac (VER. 2) | 772 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.918% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084671 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1448.34 |  | 0.486000 |  |  |  |  |  | $1448.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $127.60 | $80.42 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Non-Permanent Resident Alien | Employment Authorization | Level 4-Stated/Verified as defined | 07/15/2025 | 772 | Fair Isaac (VER. 2) | 772 | Beacon 5 | 794 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 5 | Non-Permanent Resident Alien | Employment Authorization | Level 4-Stated/Verified as defined | 07/15/2025 | 735 | Fair Isaac (VER. 2) | 698 | Beacon 5 | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085074 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2939.71 |  | 0.359770 |  |  |  |  |  | $2939.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $271.65 | $122.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/17/2025 | 758 | Fair Isaac (VER. 2) | 770 | Beacon 5 | 786 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/17/2025 | 799 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083019 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3850.20 |  | 0.474510 |  |  |  |  |  | $3850.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $602.64 | $165.77 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 8.04 | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/01/2025 |  |  | 801 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085683 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $2396.28 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $2396.28 |  |  | Yes | 07/01/2025 | 07/01/2026 | 12 | Long Term | $1800.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35560.00 |  |  | $516.78 | $111.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 10.70 | US Citizen |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/08/2025 | 694 | Fair Isaac (VER. 2) | 745 | Beacon 5 | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 62.162% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000080930 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on Existing Lease | $1126.01 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $1126.01 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $1200.00 | $1325.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14400.00 |  |  | $71.39 | $227.15 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/04/2025 | 639 | Fair Isaac (VER. 2) | 698 | FICO Classic V5 Facta | 670 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084048 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2998.75 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2998.75 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $521.13 | $90.00 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/18/2025 | 768 | Fair Isaac (VER. 2) | 765 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.429% | XXXXX |  |  | 71.429% |  |  | 71.429% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083706 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5220.00 | Third Party Rental Source | $4038.01 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $4038.01 |  |  | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $1235.00 | $1235.00 | Yes | 05/23/2024 | 05/22/2025 | 12 | Long Term | $1325.00 | $1235.00 | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $1375.00 | $1375.00 | Yes | 06/20/2025 | 06/19/2026 | 12 | Long Term | $1375.00 | $1375.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120000.00 |  |  | $345.22 | $455.25 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 06/17/2025 | 791 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.642% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085038 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2188.07 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $2188.07 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $108000.00 |  |  | $449.38 | $183.33 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/30/2025 | 746 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.698% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085096 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Rent on Existing Lease | $2681.82 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2681.82 |  |  | Yes | 02/01/2025 | 02/28/2026 | 13 | Long Term | $2800.00 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34000.00 |  |  | $292.15 | $93.31 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor | 1.25 | US Citizen | US Citizen | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/09/2025 | 756 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 756 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/09/2025 | 774 | Fair Isaac (VER. 2) | 710 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.811% | XXXXX |  |  | 103.603% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089132 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2344.96 |  | 0.000000 | 1.12 |  |  | 0.90 | 0.9 | $2344.96 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | $404.64 | $35.67 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/30/2025 | 725 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.684% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085446 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4135.06 |  | 0.444392 |  |  |  |  |  | $4135.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $239.42 | $122.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 06/23/2025 | 788 | Fair Isaac (VER. 2) | 773 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085112 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2892.35 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2892.35 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $435.00 | $181.91 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 04/24/2025 | 707 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085040 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2393.29 |  | 0.337178 |  |  |  |  |  | $2393.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $465.65 | $45.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 07/17/2025 | 766 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 735 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 07/17/2025 | 751 | Fair Isaac (VER. 2) | 774 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085391 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3430.52 |  | 0.465888 |  |  |  |  |  | $3430.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $129.37 | $197.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.15 | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 05/09/2025 | 775 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084849 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $2195.15 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2195.15 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30764.00 |  |  | $266.35 | $90.28 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/13/2025 | 768 | Fair Isaac (VER. 2) | 778 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 78.395% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084502 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1866.66 |  | 0.465057 |  |  |  |  |  | $1866.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $260.42 | $173.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 05/27/2025 | 797 | Fair Isaac (VER. 2) | 812 | Beacon 5 | 814 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085863 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1133.86 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $1133.86 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $248.67 | $77.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/22/2025 | 784 | Fair Isaac (VER. 2) | 774 | Beacon 5 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.944% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084202 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $3225.23 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $3225.23 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $3600.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $544.07 | $215.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.12 |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/05/2025 | 741 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.579% | XXXXX |  |  | 80.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084597 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5594.76 |  | 0.152178 |  |  |  |  |  | $5594.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $525.27 | $169.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | 07/14/2025 | 770 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084984 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $2364.40 |  | 0.000000 | 1.18 |  |  | 0.85 | 0.85 | $2364.40 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36400.00 |  |  | $510.08 | $234.34 | Level 4-Stated/Verified as defined | No | 1 | 13 | No | No |  | Experienced Investor |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/16/2025 | 789 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.667% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085262 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4975.67 |  | 0.330552 |  |  |  |  |  | $4975.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $786.94 | $184.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/12/2025 | 801 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085775 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1350.00 | Third Party Rental Source | $1120.04 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $1120.04 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $1400.00 | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20400.00 |  |  | $123.03 | $125.89 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.20 |  |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/27/2025 | 808 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 189.831% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084934 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1550.99 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $1550.99 |  |  | Yes | 06/19/2024 | 06/30/2025 | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41520.00 |  |  | $117.02 | $281.54 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 1.76 |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/09/2025 | 792 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.389% | XXXXX |  |  | 71.887% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085934 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $2446.16 |  | 0.000000 | 1.22 |  |  | 0.82 | 0.82 | $2446.16 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $359.24 | $56.83 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 776 | Fair Isaac (VER. 2) | 778 | Beacon 5 | 761 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 769 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 74.223% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083725 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $2361.64 |  | 0.000000 | 1.1 |  |  | 0.91 | 0.91 | $2361.64 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50579.00 |  |  | $522.23 | $131.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/08/2025 | 759 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.521% | XXXXX |  |  | 74.990% |  |  | 74.990% |  |  |  |  |  |  |  |  |
| XXXXX | 4000081418 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $2307.68 |  | 0.000000 | 1.28 |  |  | 0.78 | 0.78 | $2307.68 |  |  | Yes | 07/17/2025 | 07/16/2026 | 12 | Long Term | $1800.00 | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37300.00 |  |  | $148.04 | $212.67 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor | 1.44 | US Citizen | US Citizen | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/25/2025 | 742 | Fair Isaac (VER. 2) | 779 | Beacon 5 | 779 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/25/2025 | 769 | Fair Isaac (VER. 2) | 784 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 273.295% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084557 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2091.09 |  | 0.348283 |  |  |  |  |  | $2091.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $162.03 | $162.11 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2025 | 782 | Fair Isaac (VER. 2) | 710 | Beacon 5 | 727 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2025 | 784 | Fair Isaac (VER. 2) | 683 | Beacon 5 | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085774 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1400.00 | Rent on Existing Lease | $1370.29 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1370.29 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $1400.00 | $1475.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14400.00 |  |  | $209.70 | $114.87 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.27 |  |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/27/2025 | 808 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 201.481% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089794 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $4400.00 | Third Party Rental Source | $4959.89 |  | 0.000000 | 1.13 |  |  | 0.89 | 0.89 | $4959.89 |  |  | No |  |  |  | Long Term |  | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53300.00 |  |  | $1101.67 | $124.41 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/12/2025 | 824 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 57.112% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085241 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1957.63 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1957.63 |  |  | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $378.65 | $120.83 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  |  | Experienced Investor |  |  |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/18/2025 | 776 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.458% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090191 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5294.57 |  | 0.127203 |  |  |  |  |  | $5294.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $530.36 | $175.25 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.73 | US Citizen |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 3-Stated/Partially Verified | 05/24/2025 | 707 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084585 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3850.00 | Third Party Rental Source | $4318.58 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $4318.58 |  |  | No |  |  |  | Long Term |  | $3850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $94400.00 |  |  | $1072.67 | $113.92 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/23/2025 | 730 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.541% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000082931 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1852.68 |  | 0.494388 |  |  |  |  |  | $1852.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $193.68 | $112.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.43 | US Citizen | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 05/19/2025 | 763 | Fair Isaac (VER. 2) | 749 | Beacon 5 | 793 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 05/19/2025 | 764 | Fair Isaac (VER. 2) | 779 | Beacon 5 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090521 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $5425.88 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $5425.88 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $91400.00 |  |  | $723.48 | $220.22 | Level 4-Stated/Verified as defined | No | 0 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/10/2025 | 748 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/10/2025 | 745 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000080440 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on Existing Lease | $1427.73 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $1427.73 |  |  | Yes | 01/01/2025 | 01/01/2026 | 12 | Long Term | $1200.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $360.67 | $240.67 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 2.98 | US Citizen |  | 678 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/03/2025 | 678 | Fair Isaac (VER. 2) | 655 | FICO Classic V5 Facta | 686 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085338 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2585.39 |  | 0.159086 |  |  |  |  |  | $2585.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $441.14 | $101.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 776 | Fair Isaac (VER. 2) | 792 | Beacon 5 | 791 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 779 | Fair Isaac (VER. 2) | 790 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000082749 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2184.42 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $2184.42 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34500.00 |  |  | $383.79 | $161.00 | Level 4-Stated/Verified as defined | No | 1 | 14 | No | No |  | Experienced Investor |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/16/2025 | 789 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.695% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088715 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $2542.54 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2542.54 |  |  | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31000.00 |  |  | $470.61 | $116.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 07/15/2025 | 724 | Fair Isaac (VER. 2) | 662 | FICO Classic V5 Facta | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089904 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1745.22 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1745.22 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34206.00 |  |  | $463.04 | $156.59 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/29/2025 | 743 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.038% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090512 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6800.00 | Third Party Rental Source | $6712.32 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $6712.32 |  |  | No |  |  |  | Long Term |  | $4000.00 | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $1055.71 | $278.00 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/01/2025 | 700 | Fair Isaac (VER. 2) | 701 | FICO Classic V5 Facta | 693 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/31/2025 | 727 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 64.615% | XXXXX |  |  | 64.615% |  |  | 64.615% |  |  |  |  |  |  |  |  |
| XXXXX | 4000087937 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $1718.36 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $1718.36 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $293.15 | $120.38 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/17/2025 | 778 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.982% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090523 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5700.00 | Third Party Rental Source | $6116.65 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $6116.65 |  |  | No |  |  |  | Long Term |  | $3000.00 | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $212700.00 |  |  | $1338.00 | $133.75 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/25/2025 | 799 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000087861 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2564.55 |  | 0.460599 |  |  |  |  |  | $2564.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $173.55 | $135.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.18 | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 715 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088823 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2575.00 | Third Party Rental Source | $3419.48 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $3419.48 |  |  | No |  |  |  | Long Term |  | $2575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $754.00 | $103.08 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/05/2025 | 756 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 63.095% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000080084 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6128.81 |  | 0.382869 |  |  |  |  |  | $6128.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1382.34 | $70.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.64 | US Citizen |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/21/2025 | 809 | Fair Isaac (VER. 2) | 798 | Beacon 5 | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085531 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1425.00 | Third Party Rental Source | $971.39 |  | 0.000000 | 0.68 |  |  | 1.47 | 1.47 | $971.39 |  |  | No |  |  |  | Long Term |  | $1425.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $273.67 | $119.50 | Level 2-Stated/Not Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 07/17/2025 | 784 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.541% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089700 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $2845.95 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2845.95 |  |  | No |  |  |  | Long Term |  | $1700.00 | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42500.00 |  |  | $69.05 | $528.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 2.85 |  |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 06/25/2025 | 728 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 250.385% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085764 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1775.00 | Third Party Rental Source | $879.34 |  | 0.000000 | 0.5 |  |  | 2.02 | 2.02 | $879.34 |  |  | No |  |  |  | Long Term |  | $1775.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $125.17 | $85.92 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/18/2025 | 746 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088181 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2413.11 |  | 0.427015 |  |  |  |  |  | $2413.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $171.65 | $48.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | VISA | Level 4-Stated/Verified as defined | 08/07/2025 | 751 | Fair Isaac (VER. 2) | 750 | Beacon 5 | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084777 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2375.00 | Rent on Existing Lease | $1954.79 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $1954.79 |  |  | Yes | 06/01/2025 | 06/30/2026 | 13 | Long Term | $1575.00 | $1575.00 | Yes | 06/01/2025 | 06/30/2026 | 13 | Long Term | $800.00 | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $259.13 | $118.00 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2025 | 662 | Fair Isaac (VER. 2) | 662 | Beacon 5 | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.667% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085142 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3077.15 |  | 0.448883 |  |  |  |  |  | $3077.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $564.59 | $262.75 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 05/29/2025 | 708 | Fair Isaac (VER. 2) | 750 | Beacon 5 | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000086846 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1360.15 |  | 0.461751 |  |  |  |  |  | $1360.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $233.10 | $102.24 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/11/2025 | 742 | Fair Isaac (VER. 2) | 719 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083014 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1620.22 |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | $1620.22 |  |  | Yes | 01/21/2025 | 01/21/2026 | 12 | Long Term | $1600.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $546.48 | $182.77 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 6.09 | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/01/2025 | 798 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 47.778% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084014 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2654.82 |  | 0.425578 |  |  |  |  |  | $2654.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $175.74 | $80.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 8.35 | US Citizen | US Citizen | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 05/02/2025 | 719 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 05/02/2025 | 726 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089906 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2965.33 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $2965.33 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55900.00 |  |  | $93.89 | $140.75 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 06/06/2025 | 764 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 74.999% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085103 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2551.17 |  | 0.000000 | 1.02 |  |  | 0.98 | 0.98 | $2551.17 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48500.00 |  |  | $290.78 | $162.75 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/17/2025 | 798 | Fair Isaac (VER. 2) | 807 | Beacon 5 | 805 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.074% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000075610 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3425.00 | Multiple Sources | $3322.00 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3322.00 |  |  | Yes | 10/01/2024 | 10/01/2025 | 12 | Long Term | $1650.00 | $1675.00 | Yes | 03/01/2024 | 03/01/2025 | 12 | Long Term | $1900.00 | $1775.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $544.11 | $152.26 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 3.13 | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/23/2025 | 777 | Fair Isaac (VER. 2) | 783 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090994 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3250.00 | Rent on Existing Lease | $1726.15 |  | 0.000000 | 0.53 |  |  | 1.88 | 1.88 | $1726.15 |  |  | Yes | 08/15/2025 | 08/15/2026 | 12 | Long Term | $3250.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $446.31 | $105.50 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 1.41 |  |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/02/2025 | 790 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 823 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 39.231% | XXXXX |  |  | 72.857% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088723 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $1688.13 |  | 0.000000 | 0.42 |  |  | 2.37 | 2.37 | $1688.13 |  |  | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $900.00 | No |  |  |  | Long Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $257.68 | $193.58 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/16/2025 | 734 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089204 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3250.00 | Third Party Rental Source | $3219.17 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3219.17 |  |  | No |  |  |  | Long Term |  | $3250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19500.00 |  |  | $366.94 | $357.43 | Level 4-Stated/Verified as defined | No | 0 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/23/2025 | 767 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.289% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000082985 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2150.00 | Rent on Existing Lease | $2348.77 |  | 0.000000 | 1.09 |  |  | 0.92 | 0.92 | $2348.77 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $2150.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $464.01 | $33.96 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 3.27 | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 05/13/2025 | 778 | Fair Isaac (VER. 2) | 812 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090616 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6783.39 |  | 0.475816 |  |  |  |  |  | $6783.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1762.50 | $244.17 | Level 3-Stated/Partially Verified |  |  |  | No |  |  |  |  |  |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity | Unemployed |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 07/10/2025 | 735 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085324 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $14300.00 | Third Party Rental Source | $15911.33 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $15911.33 |  |  | Yes | 09/01/2023 | 08/31/2025 | 24 | Long Term | $14700.00 | $14300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $616000.00 |  |  | $1972.63 | $295.17 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No | No | Experienced Investor | 10.24 | US Citizen | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 784 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 823 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 40.000% | XXXXX |  |  | 500.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090606 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8700.00 | Third Party Rental Source | $3643.69 |  | 0.000000 | 0.42 |  |  | 2.39 | 2.39 | $3643.69 |  |  | No |  |  |  | Long Term |  | $8700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52500.00 |  |  | $222.42 | $451.78 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  |  | Experienced Investor |  |  |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/15/2025 | 677 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 69.163% |  |  | 69.163% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083248 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2784.70 |  | 0.397781 |  |  |  |  |  | $2784.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $348.08 | $76.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/02/2025 | 759 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083244 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2784.70 |  | 0.384620 |  |  |  |  |  | $2784.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $348.08 | $76.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/02/2025 | 759 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084634 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4382.38 |  | 0.478210 |  |  |  |  |  | $4382.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $296.32 | $115.58 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 2-Stated/Not Verified | 07/15/2025 | 796 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 794 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2025 | 803 | Fair Isaac (VER. 2) | 807 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085438 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3750.00 | Third Party Rental Source | $3109.49 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $3109.49 |  |  | No |  |  |  | Long Term |  | $3750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $150.00 | $201.32 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 06/11/2025 | 718 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 637 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.390% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084225 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1753.32 |  | 0.473170 |  |  |  |  |  | $1753.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $309.14 | $113.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.53 | US Citizen | US Citizen | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 07/11/2025 | 753 | FICO II | 769 | Beacon 5 | 730 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 07/11/2025 | 756 | FICO II | 777 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085620 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1775.00 | Rent on Existing Lease | $1787.17 |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | $1787.17 |  |  | Yes | 10/05/2024 | 10/04/2025 | 12 | Long Term | $925.00 | $1000.00 | Yes | 08/01/2023 | 09/01/2023 | 1 | Long Term | $850.00 | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68490.00 |  |  | $377.17 | $196.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 12.63 |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 06/18/2025 | 750 | Fair Isaac (VER. 2) | 687 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085840 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2114.54 |  | 0.489464 |  |  |  |  |  | $2114.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $419.02 | $141.50 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.41 | US Citizen | US Citizen | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/23/2025 | 759 | Fair Isaac (VER. 2) | 771 | Beacon 5 | 788 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/23/2025 | 802 | Fair Isaac (VER. 2) | 792 | Beacon 5 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089449 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1739.11 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $1739.11 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $267.12 | $65.00 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 7 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/21/2025 | 766 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.661% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000082004 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1342.16 |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | $1342.16 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28000.00 |  |  | $306.01 | $58.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/13/2025 | 796 | Fair Isaac (VER. 2) | 811 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091295 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on Existing Lease | $2273.37 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $2273.37 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $2400.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $280.57 | $85.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.68 | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/05/2025 | 820 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 93.333% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083980 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5448.17 |  | 0.447434 |  |  |  |  |  | $5448.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $911.46 | $170.66 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  | Level 2-Stated/Not Verified | 05/19/2025 | 832 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 783 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/19/2025 | 839 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088906 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4150.00 | Third Party Rental Source | $9062.75 |  | 0.000000 | 2.18 |  |  | 0.46 | 0.46 | $9062.75 |  |  | No |  |  |  | Long Term |  | $4150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1263.97 | $157.95 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/25/2025 | 829 | FICO II | 800 | Beacon 5 | 793 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/25/2025 | 779 | FICO II | 768 | Beacon 5 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085247 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1100.00 | Third Party Rental Source | $1099.13 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1099.13 |  |  | No |  |  |  | Long Term |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $223.16 | $83.50 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/16/2025 | 795 | FICO II | 796 | Beacon 5 | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.790% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088655 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1570.41 |  | 0.325245 |  |  |  |  |  | $1570.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $38.57 | $70.42 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 0.51 |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified | Classic | 06/09/2025 | 798 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 06/09/2025 | 764 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090513 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3735.78 |  | 0.184029 |  |  |  |  |  | $3735.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $522.29 | $95.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.25 | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2025 | 725 | Fair Isaac (VER. 2) | 715 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088540 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1480.00 | Third Party Rental Source | $1066.06 |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | $1066.06 |  |  | No |  |  |  | Long Term |  | $1480.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $181.47 | $79.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/04/2025 | 717 | FICO II | 729 | Beacon 5 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.346% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085240 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6895.00 | Rent on Existing Lease | $5923.62 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $5923.62 |  |  | Yes | 02/28/2025 | 02/28/2025 | 1 | Long Term | $6895.00 | $7000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $1661.82 | $285.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 8.62 | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/18/2025 | 765 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 42.903% | XXXXX |  |  | 77.101% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090248 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $2172.67 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $2172.67 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $178.72 | $95.67 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 816 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/14/2025 | 828 | Fair Isaac (VER. 2) | 816 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.110% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089582 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $650.00 | Rent on Existing Lease | $814.56 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $814.56 |  |  | Yes | 04/01/2025 | 05/01/2025 | 1 | Long Term | $650.00 | $950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12859.00 |  |  | $60.55 | $70.88 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 0.79 | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/21/2025 | 780 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 18620.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090529 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2150.00 | Rent on Existing Lease | $1956.00 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1956.00 |  |  | Yes | 12/01/2022 | 11/30/2023 | 12 | Long Term | $2150.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $547.77 | $58.25 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 1.87 | Permanent Resident Alien |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/27/2025 | 759 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 100000.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090400 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4500.00 | Rent on Existing Lease | $4265.90 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $4265.90 |  |  | Yes | 04/01/2025 | 03/31/2027 | 24 | Long Term | $4500.00 | $5300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $66840.00 |  |  | $1035.40 | $136.75 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 3.21 |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/06/2025 | 768 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.258% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090396 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4500.00 | Rent on Existing Lease | $3573.14 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $3573.14 |  |  | Yes | 03/01/2025 | 02/28/2027 | 24 | Long Term | $4500.00 | $4550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $62550.00 |  |  | $981.89 | $114.17 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 4.24 |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/06/2025 | 768 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.488% | XXXXX |  |  | 79.130% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088907 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $2284.52 |  | 0.000000 | 1.17 |  |  | 0.85 | 0.85 | $2284.52 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32500.00 |  |  | $461.83 | $87.79 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 772 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 67.365% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089265 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1479.52 |  | 0.390661 |  |  |  |  |  | $1479.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $282.75 | $135.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/30/2025 | 778 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/30/2025 | 744 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088824 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1849.77 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $1849.77 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29600.00 |  |  | $204.78 | $76.66 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor | 2.42 | US Citizen | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/07/2025 | 781 | FICO II | 792 | Beacon 5 | 801 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/07/2025 | 777 | FICO II | 789 | Beacon 5 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 154.500% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091072 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6700.00 | Rent on Existing Lease | $6401.01 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $6401.01 |  |  | Yes | 08/01/2025 | 07/01/2026 | 11 | Long Term | $3800.00 | $3800.00 | Yes | 08/01/2025 | 07/01/2026 | 11 | Long Term | $2900.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1235.74 | $106.92 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 0.42 |  |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 85.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/12/2025 | 703 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 693 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090407 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5158.86 | Rent on Existing Lease | $3590.11 |  | 0.000000 | 0.7 |  |  | 1.44 | 1.44 | $3590.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $185.56 | $232.83 | Level 4-Stated/Verified as defined | Yes | 3 | 2 | No |  |  | Experienced Investor |  |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/24/2025 | 764 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084626 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2222.05 |  | 0.153448 |  |  |  |  |  | $2222.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $291.17 | $191.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 782 | FICO II | 778 | Beacon 5 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000087961 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6136.65 |  | 0.496959 |  |  |  |  |  | $6136.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $966.95 | $594.73 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/29/2025 | 756 | FICO II | 712 | Beacon 5 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088996 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on Existing Lease | $1564.46 |  | 0.000000 | 1.3 |  |  | 0.77 | 0.77 | $1564.46 |  |  | Yes | 12/01/2024 | 12/01/2025 | 12 | Long Term | $1200.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10400.00 |  |  | $228.35 | $85.34 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 10.06 | US Citizen |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/04/2025 | 805 | Fair Isaac (VER. 2) | 806 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 229.333% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090726 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6500.00 | Rent on Existing Lease | $6245.25 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $6245.25 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $6500.00 | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $158000.00 |  |  | $1444.28 | $345.75 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/16/2025 | 792 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.989% | XXXXX |  |  | 74.989% |  |  | 74.989% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088133 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1523.09 |  | 0.000000 | 1.02 |  |  | 0.98 | 0.98 | $1523.09 |  |  | Yes | 12/01/2024 | 12/31/2025 | 13 | Long Term | $1500.00 | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $303.91 | $237.00 | Level 3-Stated/Partially Verified | No | 1 | 24 | No |  |  | Experienced Investor | 2.95 |  |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/05/2025 | 775 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 746 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 37.037% | XXXXX |  |  | 74.074% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090464 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $3499.08 |  | 0.000000 | 1.3 |  |  | 0.77 | 0.77 | $3499.08 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $125000.00 |  |  | $672.50 | $140.68 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/23/2025 | 809 | FICO II | 802 | Beacon 5 | 799 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/23/2025 | 804 | FICO II | 799 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.686% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085601 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2645.06 |  | 0.245536 |  |  |  |  |  | $2645.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $428.00 | $195.90 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/08/2025 | 790 | FICO II | 799 | Beacon 5 | 808 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/08/2025 | 790 | FICO II | 799 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089864 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4622.64 |  | 0.368594 |  |  |  |  |  | $4622.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1080.12 | $234.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/03/2025 | 795 | FICO II | 804 | Beacon 5 | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085757 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1870.00 | Rent on Existing Lease | $1210.27 |  | 0.000000 | 0.65 |  |  | 1.55 | 1.55 | $1210.27 |  |  | Yes | 02/18/2025 | 02/28/2026 | 12 | Long Term | $975.00 | $975.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $895.00 | $975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36700.00 |  |  | $228.96 | $109.60 | Level 4-Stated/Verified as defined | No | 1 | 17 | No | No |  | Experienced Investor |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/23/2025 | 822 | FICO II | 808 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 73.198% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088926 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1605.00 | Third Party Rental Source | $1355.27 |  | 0.000000 | 0.84 |  |  | 1.18 | 1.18 | $1355.27 |  |  | No |  |  |  | Long Term |  | $1605.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17500.00 |  |  | $107.48 | $119.83 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/07/2025 | 768 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/07/2025 | 757 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 74.962% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090711 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $6019.19 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $6019.19 |  |  | No |  |  |  | Long Term |  | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59200.00 |  |  | $1202.54 | $216.75 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 07/14/2025 | 749 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.413% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000082371 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7849.91 |  | 0.382131 |  |  |  |  |  | $7849.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1385.42 | $192.17 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 06/05/2025 | 832 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085600 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1250.00 | Third Party Rental Source | $1089.73 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1089.73 |  |  | No |  |  |  | Long Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23800.00 |  |  | $96.94 | $140.07 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/04/2025 | 749 | Fair Isaac (VER. 2) | 745 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.687% | XXXXX |  |  | 75.574% |  |  | 75.574% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090528 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3430.00 | Rent on Existing Lease | $2959.21 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2959.21 |  |  | Yes | 07/15/2025 | 06/30/2026 | 11 | Long Term | $1700.00 | $1800.00 | Yes | 09/01/2023 | 08/31/2024 | 12 | Long Term | $1730.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $378.21 | $125.40 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/11/2025 | 762 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 68.921% |  |  | 68.921% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090849 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3150.00 | Third Party Rental Source | $2693.51 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $2693.51 |  |  | No |  |  |  | Long Term |  | $3150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $103940.00 |  |  | $712.37 | $53.33 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/01/2025 | 837 | Fair Isaac (VER. 2) | 813 | Beacon 5 | 820 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/01/2025 | 808 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 61.000% | XXXXX |  |  | 61.012% |  |  | 61.012% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083909 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2808.27 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $2808.27 |  |  | Yes | 07/07/2025 | 06/30/2026 | 11 | Long Term | $2100.00 | $1500.00 | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $551.25 | $134.58 | Level 1-Not Stated/Not Verified | No | 1 | 11 | No |  |  | Experienced Investor |  |  |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 05/01/2025 | 765 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090846 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Rent on Existing Lease | $2431.19 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $2431.19 |  |  | Yes | 09/15/2025 | 08/31/2026 | 11 | Long Term | $2700.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $5220.00 |  |  | $376.60 | $227.06 | Level 4-Stated/Verified as defined | No | 1 | 0 | No |  |  | Experienced Investor | 2.24 |  |  | 678 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/09/2025 | 685 | Fair Isaac (VER. 2) | 678 | Beacon 5 | 672 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 89.838% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090319 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1250.00 | Rent on Existing Lease | $1134.00 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1134.00 |  |  | Yes | 03/01/2025 | 02/04/2025 | 1 | Long Term | $1250.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49580.00 |  |  | $244.73 | $197.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.74 | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/23/2025 | 766 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 138.462% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000076952 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3409.91 |  | 0.040452 |  |  |  |  |  | $3409.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $558.37 | $370.42 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 5.97 | US Citizen | US Citizen | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 11 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 720 | Fair Isaac (VER. 2) | 656 | Beacon 5 | 721 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 11 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 735 | Fair Isaac (VER. 2) | 646 | Beacon 5 | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090712 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3379.92 |  | 0.403347 |  |  |  |  |  | $3379.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $829.98 | $218.91 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 05/07/2025 | 770 | Fair Isaac (VER. 2) | 798 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089897 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10450.00 | Third Party Rental Source | $7804.34 |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | $7804.34 |  |  | No |  |  |  | Long Term |  | $4200.00 | No |  |  |  | Long Term |  | $6250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $84900.00 |  |  | $700.40 | $387.58 | Level 3-Stated/Partially Verified | No | 1 | 12 | No | No | No | Experienced Investor |  | US Citizen | Permanent Resident Alien | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/25/2025 | 780 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 672 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 07/25/2025 | 758 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.444% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085616 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $2175.00 | Third Party Rental Source | $2170.50 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2170.50 |  |  | No |  |  |  | Long Term |  | $2175.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30100.00 |  |  | $529.37 | $139.15 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 692 | Fair Isaac (VER. 2) | 696 | Beacon 5 | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 55.405% | XXXXX |  |  | 56.944% |  |  | 56.944% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084925 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6660.69 |  | 0.354208 |  |  |  |  |  | $6660.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $614.57 | $745.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/14/2025 | 788 | Fair Isaac | 797 | Beacon 5 | 808 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/14/2025 | 759 | Fair Isaac | 781 | Beacon 5 | 816 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/16/2025 | 804 | Fair Isaac | 786 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085158 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2894.12 |  | 0.497368 |  |  |  |  |  | $2894.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $290.44 | $172.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 1-Not Stated/Not Verified | 07/25/2025 | 787 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 1-Not Stated/Not Verified | 07/25/2025 | 785 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/25/2025 | 740 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 07/25/2025 | 773 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090109 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on Existing Lease | $2148.78 |  | 0.000000 | 0.9 |  |  | 1.12 | 1.12 | $2148.78 |  |  | Yes | 08/11/2025 | 08/10/2026 | 12 | Long Term | $2400.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $373.58 | $34.70 | Level 4-Stated/Verified as defined | No | 1 | 12 | No |  |  | Experienced Investor | 1.12 |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/21/2025 | 728 | Fair Isaac (VER. 2) | 713 | Beacon 5 | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 63.476% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088898 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2250.00 | Rent on Existing Lease | $1547.57 |  | 0.000000 | 0.69 |  |  | 1.45 | 1.45 | $1547.57 |  |  | Yes | 03/06/2025 | 03/06/2026 | 12 | Long Term | $1100.00 | $1300.00 | Yes | 04/01/2025 | 04/01/2026 | 12 | Long Term | $1150.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36353.00 |  |  | $261.95 | $283.25 | Level 1-Not Stated/Not Verified | No | 1 | 9 | No |  |  | Experienced Investor | 1.01 |  |  | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/17/2025 | 668 | Fair Isaac (VER. 2) | 712 | Beacon 5 | 688 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085939 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $3477.31 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $3477.31 |  |  | No |  |  |  | Long Term |  | $2000.00 | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $541.66 | $345.61 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/22/2025 | 750 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.093% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084937 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4200.00 | Rent on Existing Lease | $3598.57 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $3598.57 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $4200.00 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $234.92 | $178.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 7.01 |  |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/28/2025 | 721 | Fair Isaac (VER. 2) | 712 | Beacon 5 | 696 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/28/2025 | 715 | Fair Isaac (VER. 2) | 716 | Beacon 5 | 696 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 32.143% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090576 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $13000.00 | Rent on Existing Lease | $10748.80 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $10748.80 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $2000.00 | $2000.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $2000.00 | $2000.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $4500.00 | $4500.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $4500.00 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $66000.00 |  |  | $967.53 | $312.67 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/04/2025 | 766 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088621 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1737.50 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1737.50 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30503.00 |  |  | $428.81 | $139.50 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/14/2025 | 804 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.895% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090385 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3420.57 |  | 0.310665 |  |  |  |  |  | $3420.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $456.01 | $140.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 05/28/2025 | 747 | Fair Isaac (VER. 2) | 738 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088992 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4300.00 | Third Party Rental Source | $3261.59 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $3261.59 |  |  | No |  |  |  | Long Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $109000.00 |  |  | $903.83 | $106.58 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 05/26/2025 | 820 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | XXXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090188 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6125.91 |  | 0.388421 |  |  |  |  |  | $6125.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $868.23 | $143.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 825 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 809 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 842 | Fair Isaac (VER. 2) | 813 | Beacon 5 | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085797 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2933.00 |  | 0.276288 |  |  |  |  |  | $2933.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $202.25 | $196.00 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/22/2025 | 781 | Fair Isaac (VER. 2) | 766 | Beacon 5 | 792 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/22/2025 | 758 | Fair Isaac (VER. 2) | 742 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090185 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6114.48 |  | 0.402056 |  |  |  |  |  | $6114.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $856.80 | $143.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 825 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 809 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 842 | Fair Isaac (VER. 2) | 813 | Beacon 5 | 820 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 758 | Fair Isaac (VER. 2) | 749 | Beacon 5 | 745 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/23/2025 | 814 | Fair Isaac (VER. 2) | 798 | Beacon 5 | 780 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090618 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5637.88 |  | 0.337296 |  |  |  |  |  | $5637.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $783.43 | $156.17 | Level 3-Stated/Partially Verified |  |  |  | No |  |  |  | 6.75 |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 1-Not Stated/Not Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 05/29/2025 | 743 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090067 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2965.61 |  | 0.000000 | 1.14 |  |  | 0.88 | 0.88 | $2965.61 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37500.00 |  |  | $314.62 | $235.07 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/15/2025 | 718 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.330% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085865 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3068.87 |  | 0.374482 |  |  |  |  |  | $3068.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $361.09 | $0.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 36.45 | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Retired |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/23/2025 | 825 | FICO II | 810 | Beacon 5 | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000082319 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $11125.07 | Third Party Rental Source | $10906.44 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $10906.44 |  |  | No |  |  |  | Short Term |  | $11125.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $82441.00 |  |  | $1981.77 | $77.25 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/27/2025 | 777 | FICO II | 787 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 36.539% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089226 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on Existing Lease | $1826.25 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $1826.25 |  |  | Yes | 04/01/2025 | 04/30/2026 | 13 | Long Term | $2400.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $559.72 | $196.19 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 4.38 | US Citizen |  | 682 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/14/2025 | 719 | FICO II | 677 | Beacon 5 | 682 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 36.058% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089537 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6000.00 | Rent on Existing Lease | $4665.88 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $4665.88 |  |  | Yes | 03/01/2023 | 02/28/2026 | 36 | Long Term | $2000.00 | $2100.00 | Yes | 03/01/2023 | 02/28/2026 | 36 | Long Term | $2000.00 | $2200.00 | Yes | 03/01/2023 | 02/28/2026 | 36 | Long Term | $2000.00 | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $170688.00 |  |  | $907.58 | $304.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor | 1.66 | US Citizen | US Citizen | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/07/2025 | 814 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 815 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/07/2025 | 814 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 815 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 34.014% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090233 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1196.19 |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | $1196.19 |  |  | Yes | 08/01/2024 | 07/31/2026 | 24 | Long Term | $1600.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $135.01 | $133.97 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 07/21/2025 | 763 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.786% | XXXXX |  |  | 37.429% |  |  | 37.429% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088539 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1575.00 | Rent on Existing Lease | $1145.45 |  | 0.000000 | 0.73 |  |  | 1.38 | 1.38 | $1145.45 |  |  | Yes | 07/03/2025 | 07/02/2026 | 12 | Long Term | $800.00 | $850.00 | Yes | 05/29/2020 | 07/11/2025 | 61 | Long Term | $775.00 | $850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $319.95 | $229.60 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 06/18/2025 | 750 | Fair Isaac (VER. 2) | 687 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090971 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $2759.59 |  | 0.000000 | 1.1 |  |  | 0.91 | 0.91 | $2759.59 |  |  | Yes | 08/01/2024 | 07/31/2025 | 12 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29700.00 |  |  | $269.54 | $73.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.51 | US Citizen |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/09/2025 | 720 | Fair Isaac (VER. 2) | 693 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.383% | XXXXX |  |  | 99.369% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090269 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $9800.00 | Third Party Rental Source | $7732.97 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $7732.97 |  |  | No |  |  |  | Long Term |  | $2300.00 | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $117320.00 |  |  | $977.96 | $332.72 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 17.40 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/24/2025 | 798 | Fair Isaac (VER. 2) | 766 | Other | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 55.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089948 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3782.01 |  | 0.466402 |  |  |  |  |  | $3782.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1094.28 | $254.80 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 08/07/2025 | 709 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090210 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1200.72 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $1200.72 |  |  | Yes | 06/01/2024 | 05/31/2026 | 24 | Long Term | $1600.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $137.50 | $136.01 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/21/2025 | 763 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.519% | XXXXX |  |  | 37.429% |  |  | 37.429% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083298 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $823.74 |  | 0.000000 | 0.37 |  |  | 2.67 | 2.67 | $823.74 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $132.19 | $76.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 7.50 | US Citizen |  | 691 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/05/2025 | 691 | Fair Isaac (VER. 2) | 688 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 20.779% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089000 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $3558.92 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $3558.92 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $339.63 | $98.33 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/12/2025 | 768 | FICO II | 781 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.790% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090549 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6500.00 | Third Party Rental Source | $5442.63 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $5442.63 |  |  | No |  |  |  | Long Term |  | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $151000.00 |  |  | $1433.49 | $333.02 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/08/2025 | 741 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.634% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085294 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $4538.96 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $4538.96 |  |  | Yes | 10/01/2025 | 10/01/2026 | 12 | Long Term | $2500.00 | $2000.00 | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65900.00 |  |  | $165.07 | $209.83 | Level 3-Stated/Partially Verified | No | 1 | 10 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/07/2025 | 826 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 788 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/07/2025 | 828 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090699 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $2059.22 |  | 0.000000 | 1.08 |  |  | 0.92 | 0.92 | $2059.22 |  |  | Yes | 08/10/2025 | 08/10/2026 | 12 | Long Term | $2000.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25772.00 |  |  | $120.46 | $89.83 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor | 0.13 | US Citizen |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/23/2025 | 815 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 89.474% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090656 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5850.00 | Third Party Rental Source | $5351.01 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $5351.01 |  |  | Yes | 01/01/2025 | 01/01/2026 | 12 | Long Term | $5900.00 | $5850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1558.57 | $255.42 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 1.32 | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/17/2025 | 799 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.852% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000085906 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1367.39 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1367.39 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $164.92 | $83.58 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 06/20/2025 | 793 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.803% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090436 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1995.00 | Rent on Existing Lease | $1868.01 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $1868.01 |  |  | Yes | 03/15/2025 | 03/14/2026 | 12 | Long Term | $1995.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $231.54 | $101.57 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 1.12 |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/21/2025 | 728 | Fair Isaac (VER. 2) | 713 | Beacon 5 | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.012% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084784 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4100.57 |  | 0.446604 |  |  |  |  |  | $4100.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $592.55 | $377.61 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/03/2025 | 747 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/03/2025 | 752 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090492 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1350.00 | Third Party Rental Source | $996.73 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $996.73 |  |  | No |  |  |  | Long Term |  | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18450.00 |  |  | $248.54 | $83.58 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/06/2025 | 696 | Fair Isaac (VER. 2) | 701 | Beacon 5 | 703 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.942% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089401 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $2470.53 |  | 0.000000 | 0.62 |  |  | 1.62 | 1.62 | $2470.53 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1300.00 | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40100.00 |  |  | $578.11 | $266.75 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 2.58 |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/24/2025 | 778 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 100.216% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090249 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $2058.82 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $2058.82 |  |  | No |  |  |  | Long Term |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44847.00 |  |  | $255.27 | $188.39 | Level 3-Stated/Partially Verified | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/02/2025 | 696 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.759% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090277 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1975.00 | Rent on Existing Lease | $1788.09 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1788.09 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $1975.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $278.44 | $55.33 | Level 4-Stated/Verified as defined | No | 1 | 13 | No |  |  | Experienced Investor | 0.50 |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 6 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/21/2025 | 728 | Fair Isaac (VER. 2) | 713 | Beacon 5 | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091875 | XXXXX |  |  |  |  |  |  | Yes | Yes | Short Term |  |  |  | $4800.00 | Rent on Existing Lease | $3161.86 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $3161.86 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Short Term | $4800.00 | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46600.00 |  |  | $520.83 | $223.67 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 05/22/2025 | 734 | Fair Isaac (VER. 2) | 720 | FICO Classic V5 Facta | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.815% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090801 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1400.00 | Rent on Existing Lease | $1237.11 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $1237.11 |  |  | Yes | 06/01/2025 | 12/31/2026 | 19 | Long Term | $1400.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $174.03 | $60.42 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.33 |  |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/31/2025 | 800 | FICO II | 798 | Beacon 5 | 786 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 130.400% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089493 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5600.00 | Third Party Rental Source | $9703.60 |  | 0.000000 | 1.73 |  |  | 0.58 | 0.58 | $9703.60 |  |  | No |  |  |  | Long Term |  | $5600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33600.00 |  |  | $1665.63 | $99.44 | Level 2-Stated/Not Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/13/2025 | 803 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 64.959% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090807 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2510.00 | Rent on Existing Lease | $2348.76 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $2348.76 |  |  | Yes | 09/01/2025 | 08/31/2028 | 36 | Long Term | $2510.00 | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $309.89 | $113.67 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/04/2025 | 759 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089610 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1898.66 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1898.66 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33050.00 |  |  | $435.19 | $72.03 | Level 3-Stated/Partially Verified | No | 1 | 16 | No | No |  | Experienced Investor |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/02/2025 | 763 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.704% | XXXXX |  |  | 73.704% |  |  | 73.704% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089375 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1760.55 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1760.55 |  |  | No |  |  |  | Long Term |  | $900.00 | No |  |  |  | Long Term |  | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25600.00 |  |  | $126.99 | $208.42 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | 08/06/2025 | 716 | FICO II | 744 | Beacon 5 | 743 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/06/2025 | 759 | FICO II | 747 | Beacon 5 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088618 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4400.00 | Third Party Rental Source | $4344.95 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $4344.95 |  |  | No |  |  |  | Long Term |  | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $658.30 | $139.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/28/2025 | 786 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089817 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2883.09 |  | 0.430903 |  |  |  |  |  | $2883.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $618.91 | $104.13 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/08/2025 | 828 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090987 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $3667.19 |  | 0.000000 | 1.08 |  |  | 0.93 | 0.93 | $3667.19 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $115800.00 |  |  | $837.14 | $159.67 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | Permanent Resident Alien | Permanent Resident Alien | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/26/2025 | 811 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 823 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 3 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/26/2025 | 809 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 823 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 68.366% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091529 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3700.00 | Third Party Rental Source | $4833.38 |  | 0.000000 | 1.31 |  |  | 0.77 | 0.77 | $4833.38 |  |  | No |  |  |  | Long Term |  | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59500.00 |  |  | $590.81 | $284.02 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/29/2025 | 796 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.707% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000087876 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $3875.00 | Third Party Rental Source | $3369.48 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $3369.48 |  |  | No |  |  |  | Short Term |  | $3875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35800.00 |  |  | $481.26 | $479.49 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/30/2025 | 707 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 692 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/30/2025 | 724 | Fair Isaac (VER. 2) | 720 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091816 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2020.75 |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | $2020.75 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32460.00 |  |  | $389.23 | $186.75 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/04/2025 | 736 | Fair Isaac (VER. 2) | 701 | Beacon 5 | 723 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/04/2025 | 672 | Fair Isaac (VER. 2) | 710 | Beacon 5 | 678 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.945% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091732 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4850.00 | Rent on Existing Lease | $4761.54 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $4761.54 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $4850.00 | $4900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 |  |  | $867.89 | $91.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/17/2025 | 783 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090421 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Rent on Existing Lease | $2193.16 |  | 0.000000 | 0.65 |  |  | 1.55 | 1.55 | $2193.16 |  |  | Yes | 09/01/2025 | 10/01/2026 | 13 | Long Term | $3400.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $81600.00 |  |  | $211.29 | $120.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.41 |  |  | 677 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/15/2025 | 671 | Fair Isaac (VER. 2) | 687 | FICO Classic V5 Facta | 677 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 55.000% | XXXXX |  |  | 126.824% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088372 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1475.00 | Third Party Rental Source | $1474.90 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1474.90 |  |  | No |  |  |  | Long Term |  | $1475.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $94.91 | $44.33 | Level 3-Stated/Partially Verified | No | 1 | 12 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/10/2025 | 751 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/10/2025 | 773 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.889% | XXXXX |  |  | 59.328% |  |  | 59.328% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085188 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1859.00 | Third Party Rental Source | $1447.97 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1447.97 |  |  | No |  |  |  | Long Term |  | $1859.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $458.97 | $74.75 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/18/2025 | 804 | Fair Isaac (VER. 2) | 817 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.502% | XXXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088676 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4041.55 |  | 0.395429 |  |  |  |  |  | $4041.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1250.46 | $107.20 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 0.46 | US Citizen | US Citizen | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 08/12/2025 | 790 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | 08/12/2025 | 796 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088857 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2842.51 |  | 0.385665 |  |  |  |  |  | $2842.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $420.47 | $426.34 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 802 | Fair Isaac (VER. 2) | 801 | Beacon 5 | 802 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 714 | Fair Isaac (VER. 2) |  |  | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091757 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $2175.91 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $2175.91 |  |  | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $314.14 | $99.75 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor | 0.96 |  |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/21/2025 | 772 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 683 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 114.545% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089378 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3514.09 |  | 0.308366 |  |  |  |  |  | $3514.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $855.17 | $146.61 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 07/24/2025 | 796 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 07/24/2025 | 779 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089764 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6200.00 | Third Party Rental Source | $7784.80 |  | 0.000000 | 1.26 |  |  | 0.80 | 0.8 | $7784.80 |  |  | No |  |  |  | Long Term |  | $6200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $232500.00 |  |  | $773.39 | $110.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/19/2025 | 803 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089303 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1901.03 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1901.03 |  |  | Yes | 08/01/2023 | 07/31/2024 | 12 | Long Term | $1000.00 | $1300.00 | Yes | 09/01/2022 | 08/31/2023 | 12 | Long Term | $1100.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $593.00 | $147.92 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 0.92 | US Citizen |  | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/18/2025 | 696 | FICO II | 690 | Beacon 5 | 652 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.794% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090781 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3963.13 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3963.13 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28697.00 |  |  | $746.67 | $260.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/30/2025 | 787 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.313% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091702 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2824.50 |  | 0.442062 |  |  |  |  |  | $2824.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $684.02 | $246.39 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 08/13/2025 | 790 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090740 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4400.00 | Third Party Rental Source | $3165.40 |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | $3165.40 |  |  | No |  |  |  | Long Term |  | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23670.00 |  |  | $268.80 | $243.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 3.35 | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/24/2025 | 730 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.027% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089481 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1364.90 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1364.90 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $140.17 | $54.01 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 698 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/09/2025 | 698 | Fair Isaac (VER. 2) | 699 | FICO Classic V5 Facta | 667 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/09/2025 | 741 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 77.055% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089367 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1579.16 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $1579.16 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $446.52 | $104.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/14/2025 | 798 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084672 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3090.61 |  | 0.302752 |  |  |  |  |  | $3090.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $150.75 | $114.33 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 07/15/2025 | 820 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2025 | 825 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090113 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3988.92 |  | 0.286454 |  |  |  |  |  | $3988.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $484.68 | $18.75 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 2-Stated/Not Verified | 08/11/2025 | 730 | Fair Isaac (VER. 2) | 731 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088371 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3050.00 | Third Party Rental Source | $2788.81 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $2788.81 |  |  | No |  |  |  | Long Term |  | $1750.00 | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $600.94 | $122.88 | Level 2-Stated/Not Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 07/25/2025 | 780 | Fair Isaac (VER. 2) | 663 | Beacon 5 | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.938% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000083081 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5700.00 | Third Party Rental Source | $7028.77 |  | 0.000000 | 1.23 |  |  | 0.81 | 0.81 | $7028.77 |  |  | Yes | 05/15/2025 | 05/31/2026 | 12 | Long Term | $3904.00 | $3500.00 | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $74000.80 |  |  | $752.24 | $228.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.82 | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/26/2025 | 806 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088273 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1720.00 | Rent on Existing Lease | $1612.40 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $1612.40 |  |  | Yes | 03/01/2025 | 03/01/2026 | 12 | Long Term | $1720.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $539.86 | $140.13 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 4.37 | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/25/2025 | 780 | Fair Isaac (VER. 2) | 663 | Beacon 5 | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.941% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000087880 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3788.13 |  | 0.372160 |  |  |  |  |  | $3788.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1036.00 | $192.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.30 | US Citizen | US Citizen | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/05/2025 | 800 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 800 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/05/2025 | 792 | Fair Isaac (VER. 2) | 804 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090199 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8572.13 |  | 0.171681 |  |  |  |  |  | $8572.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $406.50 | $340.81 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  |  |  |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 07/18/2025 | 707 | Fair Isaac (VER. 2) | 666 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 | 3 |  |  | 25.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 07/10/2025 | 721 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 705 | FICO Risk Score Classic 04 | 3 |  |  | 25.000% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 07/16/2025 | 816 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 816 | FICO Risk Score Classic 04 | 3 |  |  | 25.000% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 07/10/2025 | 729 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089945 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $897.92 |  | 0.000000 | 0.54 |  |  | 1.84 | 1.84 | $897.92 |  |  | No |  |  |  | Long Term |  | $950.00 | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $700.00 | $700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52273.00 |  |  | $42.33 | $208.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | First-Time Investor |  | Permanent Resident Alien |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/13/2025 | 727 | FICO II | 737 | Beacon 5 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.115% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088596 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1454.81 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1454.81 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $9000.00 |  |  | $297.46 | $136.50 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/11/2025 | 813 | FICO II | 764 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.842% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091740 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4025.00 | Multiple Sources | $3171.31 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $3171.31 |  |  | Yes | 12/01/2006 | 12/01/2007 | 12 | Long Term | $625.00 | $1325.00 | Yes | 08/12/2013 | 02/12/2014 | 6 | Long Term | $675.00 | $1325.00 | Yes | 03/08/2025 | 02/08/2026 | 11 | Long Term | $1325.00 | $1325.00 | Yes | 02/02/2025 | 02/03/2025 | 1 | Long Term | $1500.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52800.00 |  |  | $549.71 | $216.42 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No | No | Experienced Investor | 22.84 | US Citizen | US Citizen | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/14/2025 | 632 | Fair Isaac (VER. 2) | 673 | FICO Classic V5 Facta | 695 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/14/2025 | 700 | Fair Isaac (VER. 2) | 675 | FICO Classic V5 Facta | 641 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 41.272% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091601 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7000.00 | Rent on Existing Lease | $7290.31 |  | 0.000000 | 1.04 |  |  | 0.96 | 0.96 | $7290.31 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $3200.00 | $3200.00 | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $3800.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $186000.00 |  |  | $1114.10 | $144.25 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/25/2025 | 811 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090904 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1015.62 |  | 0.000000 | 0.73 |  |  | 1.38 | 1.38 | $1015.62 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22800.00 |  |  | $222.85 | $105.33 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/03/2025 | 761 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.462% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089297 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3350.00 | Third Party Rental Source | $2056.14 |  | 0.000000 | 0.61 |  |  | 1.63 | 1.63 | $2056.14 |  |  | Yes | 05/01/2024 | 04/30/2025 | 12 | Long Term | $3400.00 | $1700.00 | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $3400.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $393.18 | $153.75 | Level 1-Not Stated/Not Verified | No | 1 | 38 | No |  |  | Experienced Investor | 1.93 |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/17/2025 | 760 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/17/2025 | 759 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 74.567% | XXXXX |  |  | 80.064% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090443 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $1957.04 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1957.04 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $392.72 | $157.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/26/2025 | 775 | Fair Isaac (VER. 2) | 757 | Beacon 5 | 760 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/26/2025 | 784 | Fair Isaac (VER. 2) | 796 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090590 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $3344.47 |  | 0.000000 | 0.84 |  |  | 1.20 | 1.2 | $3344.47 |  |  | Yes | 05/01/2025 | 04/30/2027 | 24 | Long Term | $4000.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $122000.00 |  |  | $1036.08 | $210.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 17.18 | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/26/2025 | 746 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090584 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3250.00 | Third Party Rental Source | $4357.74 |  | 0.000000 | 1.34 |  |  | 0.75 | 0.75 | $4357.74 |  |  | No |  |  |  | Long Term |  | $3250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $79800.00 |  |  | $338.31 | $221.00 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/25/2025 | 734 | Fair Isaac (VER. 2) | 647 | Beacon 5 | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.915% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000092023 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $5944.35 |  | 0.000000 | 2.43 |  |  | 0.41 | 0.41 | $5944.35 |  |  | Yes | 03/01/2024 | 03/01/2025 | 12 | Long Term | $4000.00 | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $1443.59 | $306.68 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 1.86 |  |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/18/2025 | 801 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 803 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.750% | XXXXX |  |  | 64.165% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089023 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2264.47 |  | 0.249971 |  |  |  |  |  | $2264.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $212.32 | $75.26 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/22/2025 | 760 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089202 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1309.06 |  | 0.000000 | 0.6 |  |  | 1.68 | 1.68 | $1309.06 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $74370.00 |  |  | $128.03 | $133.50 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/07/2025 | 804 | Fair Isaac (VER. 2) | 806 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 77.895% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091839 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $3100.00 | Third Party Rental Source | $3093.67 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3093.67 |  |  | No |  |  |  | Long Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $117663.00 |  |  | $475.62 | $141.43 | Level 3-Stated/Partially Verified | No | 1 | 14 | No | No |  | Experienced Investor |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 06/17/2025 | 759 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.286% | XXXXX |  |  | 77.000% |  |  | 77.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089626 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6209.36 |  | 0.361902 |  |  |  |  |  | $6209.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1328.13 | $171.11 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 05/29/2025 | 788 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 794 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 05/29/2025 | 808 | Fair Isaac (VER. 2) | 785 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000083175 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4200.00 | Rent on Existing Lease | $3911.06 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $3911.06 |  |  | Yes | 09/15/2025 | 09/14/2026 | 12 | Long Term | $4200.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37070.00 |  |  | $582.20 | $596.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/09/2025 | 690 | FICO II | 675 | Beacon 5 | 671 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 57.218% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089747 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2216.27 |  | 0.383357 |  |  |  |  |  | $2216.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $350.07 | $129.33 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 08/19/2025 | 777 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091762 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3050.00 | Third Party Rental Source | $2837.93 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $2837.93 |  |  | No |  |  |  | Long Term |  | $3050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 |  |  | $129.30 | $48.08 | Level 1-Not Stated/Not Verified | No | 1 | 22 | No |  |  | Experienced Investor |  |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/09/2025 | 761 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088258 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $2025.20 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $2025.20 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30400.00 |  |  | $293.50 | $165.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/06/2025 | 807 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.366% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090975 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $2205.13 |  | 0.000000 | 1.1 |  |  | 0.91 | 0.91 | $2205.13 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29259.00 |  |  | $305.69 | $141.87 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 815 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/30/2025 | 815 | FICO II | 813 | Beacon 5 | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.202% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089494 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3179.00 | Rent on Existing Lease | $2432.25 |  | 0.000000 | 0.77 |  |  | 1.31 | 1.31 | $2432.25 |  |  | Yes | 10/01/2023 | 10/01/2024 | 12 | Long Term | $1599.00 | $1600.00 | Yes | 10/01/2024 | 10/01/2025 | 12 | Long Term | $1580.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $373.05 | $80.89 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 29.50 |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/14/2025 | 784 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 800 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/14/2025 | 769 | Fair Isaac (VER. 2) | 756 | Beacon 5 | 779 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 54.206% | XXXXX |  |  | 284.314% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090371 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1398.68 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1398.68 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $207.06 | $86.86 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/15/2025 | 800 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.238% | XXXXX |  |  | 79.000% |  |  | 79.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090962 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3165.99 |  | 0.373293 |  |  |  |  |  | $3165.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $833.92 | $94.19 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 2.02 | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 3-Stated/Partially Verified | 08/06/2025 | 800 | Fair Isaac (VER. 2) | 790 | Beacon 5 | 810 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091105 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3147.32 |  | 0.400990 |  |  |  |  |  | $3147.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1301.14 | $224.68 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Unemployed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 821 | FICO II | 808 | Beacon 5 | 812 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 840 | FICO II | 816 | Beacon 5 | 810 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090025 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1750.00 | Rent on Existing Lease | $1626.37 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $1626.37 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $1750.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25400.00 |  |  | $215.90 | $151.88 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.10 |  |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/01/2025 | 771 | Fair Isaac (VER. 2) | 737 | Beacon 5 | 738 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 234.070% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090931 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2115.95 |  | 0.455041 |  |  |  |  |  | $2115.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $385.97 | $113.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 08/15/2025 | 767 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090370 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $3101.00 | Third Party Rental Source | $1972.99 |  | 0.000000 | 0.64 |  |  | 1.57 | 1.57 | $1972.99 |  |  | No |  |  |  | Long Term |  | $3101.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31700.00 |  |  | $324.40 | $126.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 811 | FICO II | 801 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.085% | XXXXX |  |  | 78.182% |  |  | 78.182% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090939 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $1863.21 |  | 0.000000 | 0.55 |  |  | 1.82 | 1.82 | $1863.21 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34270.00 |  |  | $201.61 | $318.58 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 641 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/26/2025 | 769 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/26/2025 | 641 | Fair Isaac (VER. 2) | 670 | FICO Classic V5 Facta | 637 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 40.323% | XXXXX |  |  | 40.761% |  |  | 40.761% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090775 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $3680.35 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $3680.35 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $86000.00 |  |  | $1012.25 | $106.08 | Level 3-Stated/Partially Verified | No | 1 | 22 | No | No |  | Experienced Investor |  | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/02/2025 | 760 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089473 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1784.57 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1784.57 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $259.70 | $151.28 | Level 1-Not Stated/Not Verified | No | 1 | 30 | No |  |  | Experienced Investor |  |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/22/2025 | 708 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.925% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085591 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Multiple Sources | $1222.44 |  | 0.000000 | 0.47 |  |  | 2.13 | 2.13 | $1222.44 |  |  | No |  |  |  | Long Term |  | $950.00 | Yes | 01/01/2023 | 02/01/2023 | 1 | Long Term | $825.00 | $900.00 | No |  |  |  | Long Term |  | $825.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38500.00 |  |  | $395.57 | $137.09 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 07/22/2025 | 784 | FICO II | 805 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 50.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091102 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2392.26 |  | 0.396669 |  |  |  |  |  | $2392.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $284.39 | $86.92 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | Permanent Resident Alien | US Citizen | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 1 | Permanent Resident Alien | Resident Alien Card | Level 3-Stated/Partially Verified | 09/09/2025 | 695 | FICO II | 693 | Beacon 5 | 691 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/09/2025 | 744 | FICO II | 741 | Beacon 5 | 687 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091197 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1434.76 |  | 0.467035 |  |  |  |  |  | $1434.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $180.53 | $189.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/08/2025 | 728 | Fair Isaac (VER. 2) | 676 | Beacon 5 | 714 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/08/2025 | 704 | Fair Isaac (VER. 2) | 713 | Beacon 5 | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090581 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2882.83 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $2882.83 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37000.00 |  |  | $490.48 | $198.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/11/2025 | 764 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088338 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1813.98 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $1813.98 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $456.74 | $82.25 | Level 4-Stated/Verified as defined | No | 1 | 20 | No |  |  | Experienced Investor | 0.28 |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/01/2025 | 749 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 85.860% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089440 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2043.55 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $2043.55 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41200.00 |  |  | $270.83 | $123.83 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 07/09/2025 | 789 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090739 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1618.51 |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | $1618.51 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48700.00 |  |  | $220.75 | $107.92 | Level 3-Stated/Partially Verified | No | 1 | 9 | No |  |  | Experienced Investor |  |  |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/11/2025 | 835 | Fair Isaac (VER. 2) | 817 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/11/2025 | 788 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 73.235% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091241 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $3125.00 | Third Party Rental Source | $2880.27 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $2880.27 |  |  | No |  |  |  | Short Term |  | $3125.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $379.91 | $109.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 2.76 |  |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/05/2025 | 770 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/05/2025 | 754 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 57.356% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091475 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5200.00 | Third Party Rental Source | $5369.81 |  | 0.000000 | 1.03 |  |  | 0.97 | 0.97 | $5369.81 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 | Long Term | $2700.00 | $2600.00 | Yes | 02/01/2025 | 01/31/2026 | 12 | Long Term | $2800.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41200.00 |  |  | $1126.24 | $881.55 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 0.76 |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/19/2025 | 778 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.182% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090883 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3130.00 | Third Party Rental Source | $3722.52 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $3722.52 |  |  | No |  |  |  | Long Term |  | $3130.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $437.65 | $187.24 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No | No | Experienced Investor |  | Permanent Resident Alien | Permanent Resident Alien | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 08/13/2025 | 815 | FICO II | 784 | Beacon 5 | 798 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 6 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 08/13/2025 | 810 | FICO II | 784 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.917% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091121 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $3483.26 |  | 0.000000 | 1.24 |  |  | 0.80 | 0.8 | $3483.26 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $576.78 | $143.67 | Level 3-Stated/Partially Verified | No | 1 | 9 | No | No |  | Experienced Investor | 1.99 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/08/2025 | 764 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.448% | XXXXX |  |  | 62.308% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084979 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6350.00 | Third Party Rental Source | $8303.74 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $8303.74 |  |  | No |  |  |  | Long Term |  | $6350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $67900.00 |  |  | $1235.11 | $183.23 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | First-Time Investor |  | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/17/2025 | 778 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/17/2025 | 825 | Fair Isaac (VER. 2) | 812 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 68.133% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091323 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7380.00 | Rent on Existing Lease | $8215.53 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $8215.53 |  |  | Yes | 07/21/2025 | 07/20/2026 | 12 | Long Term | $7380.00 | $9300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | $1447.39 | $136.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 15.13 |  |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/29/2025 | 761 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 702 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.500% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089380 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4845.00 | Rent on Existing Lease | $3724.52 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $3724.52 |  |  | Yes | 06/01/2025 | 07/31/2026 | 14 | Long Term | $2750.00 | $2760.00 | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $2095.00 | $2095.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33206.00 |  |  | $231.52 | $141.50 | Level 4-Stated/Verified as defined | No | 2 | 2 | No | No | No | Experienced Investor | 0.63 | US Citizen | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/06/2025 | 797 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/06/2025 | 795 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 195.665% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090950 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2950.00 | Multiple Sources | $2485.02 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2485.02 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $1650.00 | $1550.00 | Yes | 04/15/2024 | 05/31/2025 | 13 | Long Term | $1400.00 | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57950.00 |  |  | $437.28 | $237.33 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 698 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/04/2025 | 691 | Fair Isaac (VER. 2) | 700 | FICO Classic V5 Facta | 698 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.888% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089543 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4720.86 |  | 0.464850 |  |  |  |  |  | $4720.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $671.88 | $262.75 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 08/01/2025 | 736 | FICO II | 773 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091118 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5000.00 | Rent on Existing Lease | $3259.31 |  | 0.000000 | 0.65 |  |  | 1.53 | 1.53 | $3259.31 |  |  | Yes | 06/01/2024 | 05/31/2026 | 24 | Long Term | $5000.00 | $5100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43593.00 |  |  | $471.52 | $514.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 12.25 | US Citizen |  | 697 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/22/2025 | 697 | Fair Isaac (VER. 2) | 712 | FICO Classic V5 Facta | 688 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 29.787% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090252 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1078.61 |  | 0.000000 | 0.58 |  |  | 1.72 | 1.72 | $1078.61 |  |  | Yes | 07/15/2025 | 07/15/2026 | 12 | Long Term | $2000.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25320.00 |  |  | $102.27 | $113.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.62 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/20/2025 | 757 | FICO II | 803 | Beacon 5 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 41.391% | XXXXX |  |  | 47.801% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091100 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5434.83 |  | 0.273181 |  |  |  |  |  | $5434.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1403.77 | $336.76 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 2.27 | US Citizen | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 08/06/2025 | 772 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 08/06/2025 | 784 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091353 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4500.00 | Rent on Existing Lease | $2464.37 |  | 0.000000 | 0.55 |  |  | 1.83 | 1.83 | $2464.37 |  |  | Yes | 09/01/2024 | 08/31/2025 | 12 | Long Term | $4500.00 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 |  |  | $752.38 | $92.84 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 2.16 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/31/2025 | 804 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 13.158% | XXXXX |  |  | 14.706% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090990 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $11352.00 | Rent on Existing Lease | $10515.71 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $10515.71 |  |  | Yes | 06/29/2020 | 06/28/2021 | 12 | Long Term | $3031.00 | $3300.00 | Yes | 04/01/2017 | 03/30/2018 | 11 | Long Term | $2626.00 | $2800.00 | Yes | 07/23/2024 | 07/22/2025 | 12 | Long Term | $2775.00 | $2800.00 | Yes | 10/09/2021 | 09/30/2022 | 11 | Long Term | $2920.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $327900.00 |  |  | $1982.97 | $395.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/12/2025 | 839 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/12/2025 | 799 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 66.129% | XXXXX |  |  | 66.129% |  |  | 66.129% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090255 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $4082.29 |  | 0.000000 | 1.51 |  |  | 0.66 | 0.66 | $4082.29 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65340.00 |  |  | $589.44 | $233.17 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/04/2025 | 743 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090972 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1485.00 | Third Party Rental Source | $827.31 |  | 0.000000 | 0.56 |  |  | 1.79 | 1.79 | $827.31 |  |  | Yes | 05/31/2025 | 04/30/2026 | 11 | Long Term | $1750.00 | $1485.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $107.60 | $112.92 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor | 0.51 | US Citizen |  | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 08/14/2025 | 661 | Fair Isaac (VER. 2) | 661 | FICO Classic V5 Facta | 671 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 41.202% | XXXXX |  |  | 64.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091153 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $4276.78 | Third Party Rental Source | $3572.41 |  | 0.000000 | 0.84 |  |  | 1.20 | 1.2 | $3572.41 |  |  | No |  |  |  | Short Term |  | $4276.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $583.84 | $361.07 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/05/2025 | 763 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 36.620% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091341 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Rent on Existing Lease | $3061.91 |  | 0.000000 | 1.09 |  |  | 0.91 | 0.91 | $3061.91 |  |  | Yes | 08/01/2022 | 08/01/2023 | 12 | Long Term | $2800.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $62720.00 |  |  | $539.02 | $114.35 | Level 4-Stated/Verified as defined | No | 1 | 19 | No |  |  | Experienced Investor | 3.21 |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/21/2025 | 786 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/21/2025 | 805 | Fair Isaac (VER. 2) | 738 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 66.020% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090813 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $2985.24 |  | 0.000000 | 1.22 |  |  | 0.82 | 0.82 | $2985.24 |  |  | Yes | 11/01/2024 | 10/31/2026 | 24 | Long Term | $2500.00 | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $490.70 | $371.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 2.96 |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/03/2025 | 809 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091154 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Multiple Sources | $2977.11 |  | 0.000000 | 1.06 |  |  | 0.94 | 0.94 | $2977.11 |  |  | No |  |  |  | Long Term |  | $1500.00 | Yes | 03/01/2025 | 02/28/2026 | 12 | Long Term | $1300.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $490.32 | $155.76 | Level 4-Stated/Verified as defined | No | 1 | 13 | No | No |  | Experienced Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/16/2025 | 793 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 816 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090678 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $3095.66 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $3095.66 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $312.57 | $175.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/21/2025 | 694 | FICO II | 711 | Beacon 5 | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.125% | XXXXX |  |  | 68.519% |  |  | 68.519% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090497 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2625.45 |  | 0.093283 |  |  |  |  |  | $2625.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $251.69 | $57.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 11 | US Citizen |  | Level 4-Stated/Verified as defined | 08/12/2025 | 695 | Fair Isaac (VER. 2) | 697 | FICO Classic V5 Facta | 682 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091339 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1345.44 |  | 0.000000 | 0.54 |  |  | 1.86 | 1.86 | $1345.44 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $101049.00 |  |  | $478.86 | $157.10 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/31/2025 | 803 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 21.643% | XXXXX |  |  | 22.979% |  |  | 22.979% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090245 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6000.00 | Rent on Existing Lease | $6438.68 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $6438.68 |  |  | Yes | 10/01/2024 | 09/30/2026 | 24 | Long Term | $6000.00 | $7100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | $1217.48 | $207.83 | Level 3-Stated/Partially Verified | No | 1 | 11 | No | No |  | Experienced Investor | 25.24 | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/04/2025 | 737 | Fair Isaac (VER. 2) | 704 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 34.554% | XXXXX |  |  | 79.667% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090130 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3613.18 |  | 0.420247 |  |  |  |  |  | $3613.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $343.99 | $157.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 729 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090947 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1319.92 |  | 0.000000 | 0.68 |  |  | 1.48 | 1.48 | $1319.92 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65454.00 |  |  | $264.08 | $98.75 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/13/2025 | 812 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | 07/16/2025 | 790 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.429% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089269 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1680.00 | Third Party Rental Source | $1520.87 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1520.87 |  |  | Yes | 10/01/2025 | 11/01/2026 | 13 | Long Term | $1700.00 | $1680.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24450.00 |  |  | $107.38 | $100.31 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor | 3.02 | US Citizen | US Citizen | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/15/2025 | 705 | Fair Isaac (VER. 2) | 697 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/15/2025 | 687 | Fair Isaac (VER. 2) | 688 | FICO Classic V5 Facta | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090256 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1575.00 | Third Party Rental Source | $1235.21 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1235.21 |  |  | No |  |  |  | Long Term |  | $1575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26600.00 |  |  | $72.53 | $108.20 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 08/21/2025 | 792 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.806% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090452 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $4275.00 |  | 0.000000 | 1.26 |  |  | 0.80 | 0.8 | $4275.00 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $88500.00 |  |  | $1163.15 | $368.67 | Level 4-Stated/Verified as defined | No | 1 | 12 | No |  |  | Experienced Investor |  |  |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/13/2025 | 807 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 | 3 |  |  | 33.33% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/13/2025 | 832 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | 3 |  |  | 33.340% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/07/2025 | 710 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 719 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 45.926% | XXXXX |  |  | 47.745% |  |  | 47.745% |  |  |  |  |  |  |  |  |
| XXXXX | 4000084646 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3963.36 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3963.36 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $76000.00 |  |  | $747.05 | $99.92 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/14/2025 | 763 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/14/2025 | 772 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.923% | XXXXX |  |  | 68.504% |  |  | 68.504% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091991 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6200.00 | Third Party Rental Source | $6198.32 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $6198.32 |  |  | No |  |  |  | Long Term |  | $6200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80500.00 |  |  | $1468.07 | $814.34 | Level 2-Stated/Not Verified | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/06/2025 | 764 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.741% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090405 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5100.00 | Rent on Existing Lease | $4509.06 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $4509.06 |  |  | Yes | 11/01/2024 | 10/31/2025 | 12 | Long Term | $2400.00 | $2400.00 | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $2700.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $76800.00 |  |  | $616.28 | $104.75 | Level 4-Stated/Verified as defined | No | 1 | 11 | No |  |  | Experienced Investor | 1.04 |  |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/01/2025 | 717 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 120.582% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091731 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $2194.31 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $2194.31 |  |  | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $383.41 | $332.42 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor |  | US Citizen |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 704 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.667% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090609 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $1071.52 |  | 0.000000 | 0.65 |  |  | 1.54 | 1.54 | $1071.52 |  |  | No |  |  |  | Long Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $99.78 | $87.00 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/21/2025 | 801 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.444% | XXXXX |  |  | 75.758% |  |  | 75.758% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090976 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $3467.60 |  | 0.000000 | 1.42 |  |  | 0.71 | 0.71 | $3467.60 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $132.50 | $62.33 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 08/22/2025 | 766 | FICO II | 740 | Beacon 5 | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.585% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091291 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8330.00 | Third Party Rental Source | $8031.67 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $8031.67 |  |  | No |  |  |  | Long Term |  | $5500.00 | No |  |  |  | Long Term |  | $2830.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $742.53 | $97.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/02/2025 | 781 | Fair Isaac | 784 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.744% | XXXXX |  |  | 72.744% |  |  | 72.744% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089908 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $1977.72 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1977.72 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $158.77 | $72.58 | Level 1-Not Stated/Not Verified | No | 1 | 16 | No |  |  | Experienced Investor | 0.26 |  |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/28/2025 | 806 | FICO II | 802 | Beacon 5 | 806 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 11 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/28/2025 | 806 | FICO II | 796 | Beacon 5 | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 113.778% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084444 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $3489.00 | Third Party Rental Source | $2624.01 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $2624.01 |  |  | No |  |  |  | Short Term |  | $3489.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $234.38 | $129.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.13 |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/11/2025 | 732 | Fair Isaac (VER. 2) | 712 | Beacon 5 | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090565 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $3700.29 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $3700.29 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $61500.00 |  |  | $593.75 | $358.66 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/20/2025 | 842 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088993 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1920.16 |  | 0.178283 |  |  |  |  |  | $1920.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $148.33 | $134.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/11/2025 | 782 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089738 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1445.86 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $1445.86 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 |  |  | $289.80 | $98.00 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/18/2025 | 779 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.857% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089412 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2534.43 |  | 0.477555 |  |  |  |  |  | $2534.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $409.88 | $318.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.91 | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  | Level 4-Stated/Verified as defined | 07/01/2025 | 752 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092067 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $1988.33 |  | 0.000000 | 0.8 |  |  | 1.26 | 1.26 | $1988.33 |  |  | Yes | 08/01/2023 | 07/31/2024 | 12 | Long Term | $2500.00 | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $252.96 | $162.09 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor | 9.29 | US Citizen | US Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/02/2025 | 725 | Fair Isaac (VER. 2) | 721 | Beacon 5 | 714 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/04/2025 | 822 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 34.653% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089277 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $4337.79 |  | 0.000000 | 1.58 |  |  | 0.63 | 0.63 | $4337.79 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49000.00 |  |  | $182.67 | $118.68 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/04/2025 | 722 | Fair Isaac (VER. 2) | 690 | Beacon 5 | 721 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/04/2025 | 758 | Fair Isaac (VER. 2) | 742 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.803% | XXXXX |  |  | 68.929% |  |  | 68.929% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089149 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6573.13 |  | 0.188166 |  |  |  |  |  | $6573.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $878.28 | $131.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 07/18/2025 | 782 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091021 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1223.67 |  | 0.000000 | 0.68 |  |  | 1.47 | 1.47 | $1223.67 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $100.92 | $164.83 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 0.13 | US Citizen |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/11/2025 | 662 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.273% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091562 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $2012.18 |  | 0.000000 | 1.09 |  |  | 0.92 | 0.92 | $2012.18 |  |  | No |  |  |  | Long Term |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24790.00 |  |  | $202.07 | $245.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/17/2025 | 735 | FICO II | 742 | Beacon 5 | 753 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090677 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1150.00 | Third Party Rental Source | $667.94 |  | 0.000000 | 0.58 |  |  | 1.72 | 1.72 | $667.94 |  |  | No |  |  |  | Long Term |  | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $37.49 | $81.36 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/12/2025 | 733 | FICO II | 732 | Beacon 5 | 793 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.594% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089663 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1673.00 | Third Party Rental Source | $1655.39 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1655.39 |  |  | No |  |  |  | Long Term |  | $1673.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20900.00 |  |  | $403.90 | $145.25 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 1-Not Stated/Not Verified | 08/18/2025 | 720 | Fair Isaac (VER. 2) | 719 | FICO Classic V5 Facta | 690 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 753 | Fair Isaac (VER. 2) | 702 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.976% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090466 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2409.87 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2409.87 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 | Long Term | $2550.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17800.00 |  |  | $407.41 | $240.25 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor | 4.54 | US Citizen | US Citizen | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 07/29/2025 | 771 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 07/29/2025 | 730 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089695 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1167.82 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1167.82 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15401.00 |  |  | $397.19 | $61.17 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/03/2025 | 745 | Fair Isaac (VER. 2) | 764 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.727% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088994 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2484.60 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $2484.60 |  |  | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $489.03 | $135.49 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/08/2025 | 761 | Fair Isaac (VER. 2) | 744 | Beacon 5 | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 73.000% | XXXXX |  |  | 74.659% |  |  | 74.659% |  |  |  |  |  |  |  |  |
| XXXXX | 4000087115 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $19000.00 | Rent on Existing Lease | $9094.46 |  | 0.000000 | 0.48 |  |  | 2.09 | 2.09 | $9094.46 |  |  | Yes | 02/15/2025 | 05/01/2025 | 2 | Long Term | $19000.00 | $21500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $200000.00 |  |  | $2128.94 | $228.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 14.82 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2025 | 764 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 27.624% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090938 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2373.78 |  | 0.430073 |  |  |  |  |  | $2373.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $221.46 | $97.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/07/2025 | 804 | Fair Isaac (VER. 2) | 811 | Beacon 5 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091482 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5600.00 | Third Party Rental Source | $8467.66 |  | 0.000000 | 1.51 |  |  | 0.66 | 0.66 | $8467.66 |  |  | No |  |  |  | Long Term |  | $5600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59100.00 |  |  | $1567.71 | $335.37 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 825 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/07/2025 | 828 | Fair Isaac (VER. 2) | 817 | FICO Classic V5 Facta | 825 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.382% | XXXXX |  |  | 62.382% |  |  | 62.382% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088270 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1900.77 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1900.77 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $372.17 | $104.08 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | 07/11/2025 | 720 | Fair Isaac (VER. 2) | 742 | Beacon 5 | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090798 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $3995.38 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $3995.38 |  |  | No |  |  |  | Long Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46000.00 |  |  | $428.00 | $323.58 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/24/2025 | 703 | Fair Isaac (VER. 2) | 667 | FICO Classic V5 Facta | 690 | FICO Risk Score Classic 04 | 3 |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/18/2025 | 767 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 43.561% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090105 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2192.03 |  | 0.186032 |  |  |  |  |  | $2192.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $551.83 | $236.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 12.41 | US Citizen | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/21/2025 | 809 | Fair Isaac (VER. 2) | 790 | Beacon 5 | 803 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/21/2025 | 822 | Fair Isaac (VER. 2) | 808 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090694 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4659.91 |  | 0.420239 |  |  |  |  |  | $4659.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $401.04 | $158.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 08/04/2025 | 774 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088782 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5700.00 | Third Party Rental Source | $5626.21 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $5626.21 |  |  | No |  |  |  | Long Term |  | $5700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41500.00 |  |  | $853.76 | $457.91 | Level 3-Stated/Partially Verified | No | 1 | 21 | No | No |  | Experienced Investor |  | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  | Level 3-Stated/Partially Verified | 09/08/2025 | 700 | FICO II | 724 | Beacon 5 | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.962% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000087859 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2847.37 |  | 0.339706 |  |  |  |  |  | $2847.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $231.64 | $80.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.45 | Permanent Resident Alien | Permanent Resident Alien | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 08/04/2025 | 809 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 1-Not Stated/Not Verified | 08/04/2025 | 779 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091902 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2497.29 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2497.29 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17400.00 |  |  | $746.66 | $349.67 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/07/2025 |  |  | 799 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.067% | XXXXX |  |  | 50.617% |  |  | 50.617% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088653 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $1516.21 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1516.21 |  |  | No |  |  |  | Long Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $173.93 | $68.25 | Level 4-Stated/Verified as defined | No | 1 | 30 | No | No |  | Experienced Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/07/2025 | 763 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.429% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091052 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $2210.94 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $2210.94 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $230.81 | $134.20 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 768 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.429% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090780 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3611.79 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $3611.79 |  |  | Yes | 05/15/2024 | 05/15/2025 | 12 | Long Term | $4300.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80000.00 |  |  | $846.05 | $138.50 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 2.85 | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/08/2025 | 711 | Fair Isaac (VER. 2) | 701 | FICO Classic V5 Facta | 673 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.667% | XXXXX |  |  | 77.228% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090058 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2797.01 |  | 0.000000 | 1.08 |  |  | 0.93 | 0.93 | $2797.01 |  |  | No |  |  |  | Long Term |  | $1300.00 | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37500.00 |  |  | $427.08 | $193.46 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/29/2025 | 738 | Fair Isaac (VER. 2) | 712 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/29/2025 | 735 | Fair Isaac (VER. 2) | 738 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 73.214% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090153 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $2050.77 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $2050.77 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $2100.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25200.00 |  |  | $123.26 | $48.02 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No | No |  | Experienced Investor | 0.30 | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | 06/20/2025 | 761 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 107.520% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091140 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1577.30 |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | $1577.30 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $2200.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47300.00 |  |  | $256.06 | $136.01 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 1.47 |  |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/16/2025 | 732 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 192.949% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090573 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $4498.65 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $4498.65 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $156200.00 |  |  | $790.31 | $116.83 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/14/2025 | 787 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.788% | XXXXX |  |  | 78.788% |  |  | 78.788% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085290 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2696.92 |  | 0.355351 |  |  |  |  |  | $2696.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $713.65 | $83.92 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | Permanent Resident Alien | Permanent Resident Alien | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 07/17/2025 | 766 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 735 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 07/17/2025 | 751 | Fair Isaac (VER. 2) | 774 | Beacon 5 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090981 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1214.29 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1214.29 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8000.00 |  |  | $71.31 | $43.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 2.27 | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/29/2025 | 745 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 57.796% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090108 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1170.51 |  | 0.177361 |  |  |  |  |  | $1170.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $84.03 | $94.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/20/2025 | 809 | Fair Isaac (VER. 2) | 778 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090587 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $968.97 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $968.97 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $54.22 | $150.08 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 0.73 |  |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 7 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 07/03/2025 | 710 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 708 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 194.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089697 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1768.83 |  | 0.202932 |  |  |  |  |  | $1768.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $356.72 | $38.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/12/2025 | 804 | Fair Isaac (VER. 2) | 762 | Beacon 5 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090665 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2950.00 | Third Party Rental Source | $3456.21 |  | 0.000000 | 1.17 |  |  | 0.85 | 0.85 | $3456.21 |  |  | No |  |  |  | Long Term |  | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $110898.00 |  |  | $493.13 | $136.18 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/20/2025 | 780 | FICO II | 790 | Beacon 5 | 787 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/20/2025 | 780 | FICO II | 790 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091373 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6583.66 |  | 0.475884 |  |  |  |  |  | $6583.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $682.71 | $606.41 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/24/2025 | 806 | FICO II | 795 | Beacon 5 | 811 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/24/2025 | 764 | FICO II | 779 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091068 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $1832.76 |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | $1832.76 |  |  | No |  |  |  | Long Term |  | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50900.00 |  |  | $605.15 | $245.25 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/21/2025 | 814 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/21/2025 | 820 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 36.935% | XXXXX |  |  | 37.500% |  |  | 37.500% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091149 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2830.00 | Third Party Rental Source | $1977.64 |  | 0.000000 | 0.7 |  |  | 1.43 | 1.43 | $1977.64 |  |  | No |  |  |  | Long Term |  | $2830.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $539.70 | $63.50 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/22/2025 | 740 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.825% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090850 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $3116.82 |  | 0.000000 | 1.2 |  |  | 0.83 | 0.83 | $3116.82 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45006.00 |  |  | $354.89 | $87.80 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/02/2025 | 780 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/02/2025 | 785 | Fair Isaac (VER. 2) | 731 | Beacon 5 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.174% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089622 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $2440.86 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2440.86 |  |  | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37860.00 |  |  | $447.42 | $99.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 803 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 74.936% | XXXXX |  |  | 74.719% |  |  | 74.719% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091080 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $2063.27 |  | 0.000000 | 1.09 |  |  | 0.92 | 0.92 | $2063.27 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49900.00 |  |  | $175.84 | $100.00 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/15/2025 | 790 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089579 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3750.00 | Third Party Rental Source | $4870.41 |  | 0.000000 | 1.3 |  |  | 0.77 | 0.77 | $4870.41 |  |  | No |  |  |  | Long Term |  | $3750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $90000.00 |  |  | $586.20 | $87.67 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/19/2025 | 794 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.839% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091382 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5200.00 | Rent on Existing Lease | $3900.91 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $3900.91 |  |  | Yes | 08/29/2025 | 08/31/2027 | 24 | Long Term | $5200.00 | $5900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $82300.00 |  |  | $883.46 | $99.58 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No | No | Experienced Investor | 2.26 | US Citizen | Permanent Resident Alien | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/04/2025 | 779 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 09/04/2025 | 793 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 30.357% | XXXXX |  |  | 31.331% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091423 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2319.73 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $2319.73 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57900.00 |  |  | $127.70 | $145.50 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/26/2025 | 805 | Fair Isaac (VER. 2) | 797 | Beacon 5 | 693 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/26/2025 | 813 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.027% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089314 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2150.00 | Rent on Existing Lease | $1979.28 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1979.28 |  |  | Yes | 06/03/2025 | 06/30/2026 | 12 | Long Term | $2150.00 | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29000.00 |  |  | $30.68 | $161.47 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/11/2025 | 738 | Fair Isaac (VER. 2) | 756 | Beacon 5 | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091610 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3661.71 |  | 0.456195 |  |  |  |  |  | $3661.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $405.54 | $254.59 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 787 | FICO II | 782 | Beacon 5 | 793 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 785 | FICO II | 791 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091318 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3999.83 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3999.83 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $514.10 | $97.01 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/17/2025 | 738 | Fair Isaac (VER. 2) | 755 | Beacon 5 | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 71.159% | XXXXX |  |  | 74.104% |  |  | 74.104% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091970 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1189.43 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $1189.43 |  |  | Yes | 04/01/2023 | 03/31/2024 | 12 | Long Term | $1000.00 | $800.00 | Yes | 05/01/2025 | 04/30/2025 | 1 | Long Term | $920.00 | $700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22698.00 |  |  | $107.15 | $124.59 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 2.62 | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/15/2025 | 809 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 90.582% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091824 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3941.15 |  | 0.090949 |  |  |  |  |  | $3941.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $729.17 | $151.59 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/20/2025 | 778 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091441 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2200.31 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $2200.31 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41700.00 |  |  | $596.54 | $144.42 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/22/2025 | 776 | Fair Isaac (VER. 2) | 774 | Beacon 5 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.000% | XXXXX |  |  | 45.000% |  |  | 45.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091990 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $11000.00 | Rent on Existing Lease | $8593.90 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $8593.90 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $4000.00 | $4000.00 | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $3500.00 | $3500.00 | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $3500.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $641.72 | $208.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/31/2025 | 798 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 44.048% | XXXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091863 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $6739.99 |  | 0.000000 | 1.6 |  |  | 0.62 | 0.62 | $6739.99 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $90000.00 |  |  | $1093.75 | $207.17 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 08/19/2025 | 783 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.292% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091322 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1000.00 | Rent on Existing Lease | $1214.30 |  | 0.000000 | 1.21 |  |  | 0.82 | 0.82 | $1214.30 |  |  | Yes | 03/01/2023 | 04/01/2023 | 1 | Long Term | $1000.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $77.27 | $97.97 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 21.65 | US Citizen |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/11/2025 | 726 | Fair Isaac (VER. 2) | 733 | Beacon 5 | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.122% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091331 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4148.64 |  | 0.403900 |  |  |  |  |  | $4148.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $786.46 | $35.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 08/26/2025 | 787 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089689 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5400.00 | Third Party Rental Source | $3271.09 |  | 0.000000 | 0.61 |  |  | 1.65 | 1.65 | $3271.09 |  |  | No |  |  |  | Long Term |  | $1250.00 | No |  |  |  | Long Term |  | $1450.00 | No |  |  |  | Long Term |  | $1250.00 | No |  |  |  | Long Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $901.23 | $93.18 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor | 0.75 | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/08/2025 | 798 | Fair Isaac (VER. 2) | 779 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 55.590% | XXXXX |  |  | 255.585% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088043 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1723.04 |  | 0.364449 |  |  |  |  |  | $1723.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $115.28 | $128.39 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/04/2025 |  |  | 763 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091570 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1769.72 |  | 0.000000 | 1.26 |  |  | 0.79 | 0.79 | $1769.72 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $1600.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $383.55 | $77.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.87 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/17/2025 | 728 | FICO II | 746 | Beacon 5 | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 78.333% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090412 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2578.92 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2578.92 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46600.00 |  |  | $485.41 | $108.55 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/05/2025 | 804 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 64.990% | XXXXX |  |  | 66.525% |  |  | 66.525% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090902 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7175.31 |  | 0.342604 |  |  |  |  |  | $7175.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1117.41 | $244.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 06/06/2025 | 775 | Fair Isaac (VER. 2) | 773 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089822 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2471.99 |  | 0.426106 |  |  |  |  |  | $2471.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $760.28 | $157.92 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 08/19/2025 | 773 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090599 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10549.33 |  | 0.088846 |  |  |  |  |  | $10549.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1953.13 | $292.23 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 07/09/2025 | 774 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092068 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $3105.86 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $3105.86 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50570.00 |  |  | $684.25 | $219.08 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/31/2025 | 784 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091370 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $4026.36 |  | 0.000000 | 1.06 |  |  | 0.94 | 0.94 | $4026.36 |  |  | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $505.58 | $374.24 | Level 2-Stated/Not Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 07/31/2025 | 746 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.962% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090589 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1250.00 | Third Party Rental Source | $1520.53 |  | 0.000000 | 1.22 |  |  | 0.82 | 0.82 | $1520.53 |  |  | No |  |  |  | Long Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22000.00 |  |  | $94.60 | $46.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 801 | FICO II | 801 | Beacon 5 | 810 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.600% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091705 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1930.00 | Third Party Rental Source | $1268.63 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $1268.63 |  |  | No |  |  |  | Long Term |  | $1930.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $87.20 | $56.75 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | Permanent Resident Alien | Permanent Resident Alien | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/30/2025 | 725 | FICO II | 728 | Beacon 5 | 711 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/30/2025 | 731 | FICO II | 743 | Beacon 5 | 714 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.105% | XXXXX |  |  | 44.444% |  |  | 44.444% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090550 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2498.18 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $2498.18 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $95500.00 |  |  | $333.19 | $84.58 | Level 4-Stated/Verified as defined | No | 1 | 19 | No | No |  | Experienced Investor | 24.37 | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/29/2025 | 837 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 264.179% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090561 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $891.71 |  | 0.413113 |  |  |  |  |  | $891.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $100.41 | $97.17 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  | Level 3-Stated/Partially Verified | 06/18/2025 | 736 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 9 | US Citizen |  | Level 3-Stated/Partially Verified | 06/18/2025 | 732 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090082 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $6673.48 |  | 0.000000 | 1.76 |  |  | 0.57 | 0.57 | $6673.48 |  |  | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33000.00 |  |  | $864.92 | $112.92 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/12/2025 | 769 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.107% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088905 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1670.66 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $1670.66 |  |  | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8300.00 |  |  | $218.53 | $58.12 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor |  | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/29/2025 | 711 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 69.571% |  |  | 69.571% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091680 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $3893.40 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $3893.40 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $766.37 | $243.23 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/26/2025 | 779 | Fair Isaac (VER. 2) | 740 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 49.938% | XXXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090624 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $3659.35 |  | 0.000000 | 1.14 |  |  | 0.87 | 0.87 | $3659.35 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65000.00 |  |  | $413.17 | $108.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/11/2025 | 793 | Fair Isaac | 809 | Beacon 5 | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.697% | XXXXX |  |  | 69.697% |  |  | 69.697% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091227 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $4002.54 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $4002.54 |  |  | No |  |  |  | Long Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53750.00 |  |  | $197.66 | $243.92 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | 08/19/2025 | 735 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/19/2025 | 778 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.695% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091845 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2950.00 | Third Party Rental Source | $3568.66 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $3568.66 |  |  | No |  |  |  | Long Term |  | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48616.00 |  |  | $262.82 | $200.33 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 816 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/06/2025 | 822 | Fair Isaac (VER. 2) | 816 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 55.114% | XXXXX |  |  | 56.725% |  |  | 56.725% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091842 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3890.60 |  | 0.326427 |  |  |  |  |  | $3890.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $570.24 | $78.81 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/27/2025 | 789 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090539 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4575.00 | Rent on Existing Lease | $2833.14 |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | $2833.14 |  |  | Yes | 09/15/2019 | 09/30/2020 | 12 | Long Term | $1725.00 | $1795.00 | Yes | 01/20/2024 | 01/31/2025 | 12 | Long Term | $1700.00 | $1795.00 | Yes | 01/28/2024 | 01/28/2025 | 12 | Long Term | $1150.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $190500.00 |  |  | $394.36 | $190.08 | Level 4-Stated/Verified as defined | No | 1 | 18 | No | No |  | Experienced Investor | 7.89 | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/29/2025 | 837 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 50.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090585 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $7801.78 |  | 0.000000 | 1.56 |  |  | 0.64 | 0.64 | $7801.78 |  |  | Yes | 06/15/2025 | 12/15/2026 | 18 | Long Term | $5900.00 | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43900.00 |  |  | $1100.76 | $151.27 | Level 3-Stated/Partially Verified | No | 1 | 9 | No |  |  | Experienced Investor | 0.48 |  |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/30/2025 | 774 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 75.234% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091275 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3700.00 | Third Party Rental Source | $4172.77 |  | 0.000000 | 1.13 |  |  | 0.89 | 0.89 | $4172.77 |  |  | Yes | 09/20/2024 | 09/19/2025 | 12 | Long Term | $4700.00 | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $526.93 | $123.40 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor | 3.85 | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/19/2025 | 747 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.863% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090625 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $16025.00 | Multiple Sources | $14051.38 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $14051.38 |  |  | Yes | 11/15/2023 | 11/30/2024 | 12 | Long Term | $3350.00 | $3350.00 | Yes | 09/15/2024 | 10/31/2025 | 13 | Long Term | $4250.00 | $4250.00 | Yes | 10/02/2023 | 09/30/2024 | 11 | Long Term | $4225.00 | $4250.00 | Yes | 09/15/2024 | 10/31/2025 | 13 | Long Term | $4250.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $200000.00 |  |  | $2837.65 | $511.86 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/21/2025 | 738 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090774 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4350.00 | Multiple Sources | $2916.16 |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | $2916.16 |  |  | Yes | 08/01/2025 | 08/31/2025 | 1 | Long Term | $2400.00 | $2400.00 | Yes | 01/15/2024 | 02/28/2024 | 1 | Long Term | $975.00 | $1500.00 | No |  |  |  | Long Term |  | $975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $412.75 | $143.25 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 07/18/2025 | 728 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 70.950% |  |  | 70.950% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091279 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $5194.97 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $5194.97 |  |  | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $131700.00 |  |  | $885.42 | $125.76 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/19/2025 | 747 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.632% | XXXXX |  |  | 73.059% |  |  | 73.059% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090983 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4150.00 | Third Party Rental Source | $3886.47 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $3886.47 |  |  | No |  |  |  | Long Term |  | $4150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48000.00 |  |  | $468.55 | $227.00 | Level 1-Not Stated/Not Verified | No | 1 | 8 | No |  |  | Experienced Investor |  |  |  | 669 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/15/2025 | 775 | Fair Isaac (VER. 2) | 669 | FICO Classic V5 Facta | 639 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.474% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090514 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1742.67 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1742.67 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $155.31 | $127.50 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/05/2025 | 771 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.088% | XXXXX |  |  | 77.818% |  |  | 77.818% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085665 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $1709.67 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $1709.67 |  |  | Yes | 07/20/2025 | 01/01/2026 | 5 | Long Term | $2500.00 | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $253.82 | $91.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | Permanent Resident Alien | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/21/2025 | 811 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 07/21/2025 | 809 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.633% | XXXXX |  |  | 52.632% |  |  | 52.632% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089650 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2770.10 |  | 0.000000 | 0.87 |  |  | 1.16 | 1.16 | $2770.10 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47200.00 |  |  | $416.23 | $116.33 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/18/2025 | 767 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.304% | XXXXX |  |  | 71.304% |  |  | 71.304% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090619 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2686.90 |  | 0.475048 |  |  |  |  |  | $2686.90 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $442.64 | $125.66 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 3-Stated/Partially Verified | 08/25/2025 | 800 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 801 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 08/25/2025 | 802 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092053 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6399.80 |  | 0.322794 |  |  |  |  |  | $6399.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1302.08 | $170.75 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 08/01/2025 | 779 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090722 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $2455.97 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2455.97 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $518.70 | $115.75 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/25/2025 | 710 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 677 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.060% | XXXXX |  |  | 62.353% |  |  | 62.353% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088244 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3850.00 | Third Party Rental Source | $3767.82 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $3767.82 |  |  | No |  |  |  | Long Term |  | $3850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $659.81 | $132.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/23/2025 | 788 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 78.333% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088446 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $1974.34 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $1974.34 |  |  | No |  |  |  | Long Term |  | $1300.00 | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40650.00 |  |  | $269.50 | $181.31 | Level 3-Stated/Partially Verified | No | 1 | 15 | No | No |  | Experienced Investor |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 7 | US Citizen |  | Level 3-Stated/Partially Verified | 07/16/2025 | 763 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.966% | XXXXX |  |  | 72.966% |  |  | 72.966% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091385 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $935.24 |  | 0.000000 | 0.39 |  |  | 2.57 | 2.57 | $935.24 |  |  | Yes | 06/21/2025 | 06/30/2026 | 12 | Long Term | $2450.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40500.00 |  |  | $82.26 | $97.51 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 13.24 | US Citizen |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/12/2025 | 747 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 28.750% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090676 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1450.00 | Third Party Rental Source | $1013.65 |  | 0.000000 | 0.7 |  |  | 1.43 | 1.43 | $1013.65 |  |  | Yes | 07/01/2024 | 06/30/2026 | 24 | Long Term | $2050.00 | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36950.00 |  |  | $42.16 | $161.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 1.99 |  |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/08/2025 | 714 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 689 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/08/2025 | 763 | Fair Isaac (VER. 2) | 683 | FICO Classic V5 Facta | 712 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  | 335.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088526 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2025.00 | Rent on Existing Lease | $1668.84 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $1668.84 |  |  | Yes | 08/01/2025 | 07/24/2026 | 11 | Long Term | $2025.00 | $2025.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $146.46 | $76.17 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 815 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/07/2025 | 807 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/07/2025 | 829 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 815 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.091% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090635 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3750.00 | Third Party Rental Source | $2467.35 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $2467.35 |  |  | No |  |  |  | Long Term |  | $3750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19230.00 |  |  | $575.00 | $291.41 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/06/2025 | 796 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | XXXXX |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090977 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2190.00 | Third Party Rental Source | $2352.44 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $2352.44 |  |  | No |  |  |  | Long Term |  | $2190.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24900.00 |  |  | $292.00 | $102.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/06/2025 | 750 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.973% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091759 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6600.00 | Third Party Rental Source | $5464.23 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $5464.23 |  |  | No |  |  |  | Long Term |  | $1900.00 | No |  |  |  | Long Term |  | $1300.00 | No |  |  |  | Long Term |  | $1700.00 | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43930.00 |  |  | $1289.11 | $856.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/14/2025 | 809 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.853% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000092088 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $5660.03 |  | 0.000000 | 1.23 |  |  | 0.81 | 0.81 | $5660.03 |  |  | No |  |  |  | Long Term |  | $4600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $1447.15 | $171.17 | Level 1-Not Stated/Not Verified | No | 1 | 22 | No |  |  | Experienced Investor |  |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/14/2025 | 768 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.258% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089936 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3789.98 |  | 0.489441 |  |  |  |  |  | $3789.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $453.12 | $365.90 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 08/21/2025 | 792 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090254 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $4460.58 |  | 0.000000 | 1.06 |  |  | 0.94 | 0.94 | $4460.58 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64800.00 |  |  | $708.33 | $393.00 | Level 4-Stated/Verified as defined | No | 1 | 13 | No | No |  | Experienced Investor |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 754 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.145% | XXXXX |  |  | 68.132% |  |  | 68.132% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091776 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5650.00 | Third Party Rental Source | $9569.18 |  | 0.000000 | 1.69 |  |  | 0.59 | 0.59 | $9569.18 |  |  | No |  |  |  | Long Term |  | $5650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18400.00 |  |  | $1503.20 | $167.75 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/10/2025 | 796 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 59.459% | XXXXX |  |  | 59.824% |  |  | 59.824% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091567 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1782.31 | Rent on Existing Lease | $2348.33 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $2348.33 |  |  | Yes | 08/01/2020 | 07/31/2022 | 24 | Long Term | $1782.31 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38700.00 |  |  | $124.42 | $101.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 3.76 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/20/2025 | 767 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.059% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091476 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4270.00 | Multiple Sources | $3013.62 |  | 0.000000 | 0.71 |  |  | 1.42 | 1.42 | $3013.62 |  |  | Yes | 03/01/2024 | 03/01/2025 | 12 | Long Term | $985.00 | $1095.00 | Yes | 09/23/2024 | 09/23/2025 | 12 | Long Term | $1095.00 | $1095.00 | Yes | 09/13/2024 | 09/13/2025 | 12 | Long Term | $1095.00 | $1095.00 | Yes | 03/01/2025 | 04/01/2026 | 13 | Long Term | $1190.70 | $1095.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44500.00 |  |  | $308.93 | $197.25 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 08/19/2025 | 716 | Fair Isaac (VER. 2) | 698 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.307% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089467 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3050.00 | Third Party Rental Source | $3819.77 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $3819.77 |  |  | No |  |  |  | Long Term |  | $3050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48500.00 |  |  | $547.31 | $99.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/22/2025 | 708 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.197% | XXXXX |  |  | 74.576% |  |  | 74.576% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089603 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1408.18 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $1408.18 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $224.62 | $237.90 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 748 |  |  |  |  | 0 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/09/2025 | 752 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000092076 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1950.00 | Rent on Existing Lease | $3081.63 |  | 0.000000 | 1.58 |  |  | 0.63 | 0.63 | $3081.63 |  |  | Yes | 02/11/2022 | 02/11/2023 | 12 | Long Term | $1950.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $290.67 | $82.92 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 10.10 | US Citizen |  | 689 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/23/2025 | 674 | FICO II | 802 | Beacon 5 | 689 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090631 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2750.00 | Rent on Existing Lease | $1917.48 |  | 0.000000 | 0.7 |  |  | 1.43 | 1.43 | $1917.48 |  |  | Yes | 12/05/2024 | 11/30/2025 | 11 | Long Term | $2750.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23600.00 |  |  | $237.83 | $129.30 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 76.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/25/2025 | 760 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 759 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091714 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4250.00 | Third Party Rental Source | $4080.58 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $4080.58 |  |  | Yes | 07/01/2024 | 07/01/2026 | 24 | Long Term | $4500.00 | $4250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $123090.00 |  |  | $632.17 | $200.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 5.57 | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/12/2025 | 725 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089427 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1894.33 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $1894.33 |  |  | Yes | 11/01/2022 | 11/01/2023 | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41800.00 |  |  | $91.17 | $90.08 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No |  | Experienced Investor | 16.64 | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/08/2025 | 745 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091120 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $4873.98 |  | 0.000000 | 1.08 |  |  | 0.92 | 0.92 | $4873.98 |  |  | Yes | 01/01/2025 | 12/31/2025 | 12 | Long Term | $5000.00 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $117670.00 |  |  | $1396.90 | $184.17 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No | No | Experienced Investor | 2.90 | US Citizen | US Citizen | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/06/2025 | 766 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/06/2025 | 801 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.276% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088939 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4012.56 |  | 0.442071 |  |  |  |  |  | $4012.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $194.52 | $347.58 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.76 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 3-Stated/Partially Verified | 08/13/2025 | 771 | Fair Isaac (VER. 2) | 764 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091905 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3599.23 |  | 0.426364 |  |  |  |  |  | $3599.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $448.50 | $119.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  | Level 4-Stated/Verified as defined | 05/28/2025 | 747 | Fair Isaac (VER. 2) | 738 | Beacon 5 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Very Good |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091981 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2225.00 | Rent on Existing Lease | $2105.99 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $2105.99 |  |  | Yes | 11/01/2024 | 10/31/2025 | 12 | Long Term | $2225.00 | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $392.17 | $178.19 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 12.32 | Permanent Resident Alien |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/14/2025 | 769 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092232 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $1601.76 |  | 0.000000 | 0.4 |  |  | 2.50 | 2.5 | $1601.76 |  |  | No |  |  |  | Long Term |  | $1600.00 | No |  |  |  | Long Term |  | $800.00 | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40100.00 |  |  | $391.25 | $189.22 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/14/2025 | 768 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 26.595% | XXXXX |  |  | 27.815% |  |  | 27.815% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090487 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7442.59 |  | 0.469482 |  |  |  |  |  | $7442.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1177.08 | $175.09 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | Permanent Resident Alien | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 3-Stated/Partially Verified | 07/18/2025 | 785 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 07/18/2025 | 759 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090998 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1862.09 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1862.09 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $11400.00 |  |  | $480.92 | $180.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/20/2025 | 790 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.313% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090296 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4830.86 |  | 0.408698 |  |  |  |  |  | $4830.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1046.69 | $185.17 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | Non-Permanent Resident Alien | Passport China | Level 3-Stated/Partially Verified | 07/24/2025 | 769 | Fair Isaac (VER. 2) | 759 | Beacon 5 | 765 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 5 | Non-Permanent Resident Alien | Passport China | Level 4-Stated/Verified as defined | 07/24/2025 | 789 | Fair Isaac (VER. 2) | 794 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091832 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $4255.02 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $4255.02 |  |  | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64000.00 |  |  | $396.54 | $88.33 | Level 4-Stated/Verified as defined | No | 1 | 30 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 09/03/2025 | 785 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.882% | XXXXX |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090882 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $960.31 |  | 0.000000 | 0.64 |  |  | 1.56 | 1.56 | $960.31 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $275.63 | $83.67 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/25/2025 | 753 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.193% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089699 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $11000.00 | Third Party Rental Source | $10998.82 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $10998.82 |  |  | No |  |  |  | Long Term |  | $11000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80000.00 |  |  | $3113.22 | $212.20 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 1.22 |  |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/13/2025 | 811 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/13/2025 | 798 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 46.292% | XXXXX |  |  | 88.880% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089227 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1648.67 |  | 0.420319 |  |  |  |  |  | $1648.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $205.34 | $164.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/14/2025 | 799 | Fair Isaac (VER. 2) | 804 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091840 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1496.87 |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | $1496.87 |  |  | Yes | 01/01/2025 | 01/01/2026 | 12 | Long Term | $2000.00 | $2025.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13200.00 |  |  | $217.57 | $187.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 4.13 | Permanent Resident Alien |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 08/19/2025 | 734 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 82.071% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089858 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $895.36 |  | 0.000000 | 0.54 |  |  | 1.84 | 1.84 | $895.36 |  |  | No |  |  |  | Long Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31400.00 |  |  | $90.47 | $181.33 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | First-Time Investor |  |  |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/06/2025 | 735 | Fair Isaac (VER. 2) | 715 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.630% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091489 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1653.00 | Rent on Existing Lease | $1588.96 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $1588.96 |  |  | Yes | 10/30/2021 | 10/31/2022 | 12 | Long Term | $1653.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $113.05 | $53.92 | Level 3-Stated/Partially Verified | No | 1 | 17 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/31/2025 | 711 | Fair Isaac (VER. 2) | 736 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/31/2025 | 821 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 810 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.472% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000092041 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1655.00 | Third Party Rental Source | $1316.21 |  | 0.000000 | 0.8 |  |  | 1.26 | 1.26 | $1316.21 |  |  | No |  |  |  | Long Term |  | $1655.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22500.00 |  |  | $120.00 | $77.47 | Level 3-Stated/Partially Verified | No | 1 | 13 | No | No |  | Experienced Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/11/2025 | 749 | Fair Isaac (VER. 2) | 800 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.829% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089527 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2556.00 | Rent on Existing Lease | $3389.37 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $3389.37 |  |  | Yes | 06/06/2024 | 06/06/2026 | 24 | Long Term | $2556.00 | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41216.00 |  |  | $545.98 | $667.76 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 2.84 | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 783 | Fair Isaac (VER. 2) | 779 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.231% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090854 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5193.98 |  | 0.499540 |  |  |  |  |  | $5193.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $541.67 | $409.33 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 736 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/13/2025 | 777 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091669 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Rent on Existing Lease | $7689.67 |  | 0.000000 | 2.85 |  |  | 0.35 | 0.35 | $7689.67 |  |  | Yes | 12/01/2024 | 11/30/2025 | 12 | Long Term | $2700.00 | $3450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35300.00 |  |  | $629.93 | $85.08 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 07/27/2025 | 773 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 73.616% |  |  | 73.616% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091439 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2295.38 |  | 0.393357 |  |  |  |  |  | $2295.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $524.66 | $26.65 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/28/2025 | 809 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092020 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8200.00 | Rent on Existing Lease | $6730.70 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $6730.70 |  |  | Yes | 10/01/2025 | 09/30/2027 | 24 | Long Term | $4100.00 | $4100.00 | Yes | 10/01/2025 | 09/30/2028 | 36 | Long Term | $4100.00 | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42000.00 |  |  | $942.91 | $301.75 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/24/2025 | 766 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | XXXXX |  |  | 55.000% |  |  | 55.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090922 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1213.83 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $1213.83 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23060.00 |  |  | $175.86 | $87.04 | Level 3-Stated/Partially Verified | No | 1 | 13 | No | No |  | Experienced Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/11/2025 | 749 | Fair Isaac (VER. 2) | 800 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.341% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090433 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7000.00 | Third Party Rental Source | $5017.13 |  | 0.000000 | 0.72 |  |  | 1.40 | 1.4 | $5017.13 |  |  | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $77220.00 |  |  | $493.39 | $218.67 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/22/2025 | 750 | Fair Isaac (VER. 2) | 716 | Beacon 5 | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000088711 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1640.37 |  | 0.498721 |  |  |  |  |  | $1640.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $299.81 | $94.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.17 | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/07/2025 | 714 | Fair Isaac (VER. 2) | 758 | Beacon 5 | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090673 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2075.00 | Third Party Rental Source | $1970.97 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1970.97 |  |  | No |  |  |  | Long Term |  | $2075.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $631.44 | $96.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/25/2025 | 724 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.969% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090812 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $2638.13 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $2638.13 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75800.00 |  |  | $139.31 | $205.58 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 777 | Fair Isaac (VER. 2) | 694 | FICO Classic V5 Facta | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.816% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090858 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1946.54 |  | 0.472234 |  |  |  |  |  | $1946.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $142.39 | $167.25 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.18 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 08/26/2025 | 750 | Fair Isaac (VER. 2) | 776 | Beacon 5 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091848 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3125.00 | Third Party Rental Source | $3121.19 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3121.19 |  |  | No |  |  |  | Long Term |  | $3125.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $732.85 | $147.22 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/25/2025 | 756 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 65.843% | XXXXX |  |  | 73.250% |  |  | 73.250% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089363 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $7084.57 |  | 0.000000 | 1.42 |  |  | 0.71 | 0.71 | $7084.57 |  |  | Yes | 11/15/2024 | 11/14/2025 | 12 | Long Term | $6000.00 | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42700.00 |  |  | $1009.74 | $127.38 | Level 3-Stated/Partially Verified | No | 1 | 12 | No |  |  | Experienced Investor | 0.50 |  |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/30/2025 | 774 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088285 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1588.23 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1588.23 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $217.46 | $119.35 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/04/2025 | 656 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 693 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/04/2025 | 675 | Fair Isaac (VER. 2) | 683 | FICO Classic V5 Facta | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.752% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000092006 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $15500.00 | Third Party Rental Source | $16842.13 |  | 0.000000 | 1.09 |  |  | 0.92 | 0.92 | $16842.13 |  |  | No |  |  |  | Long Term |  | $15500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $4278.75 | $778.94 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/26/2025 | 778 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 64.752% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091337 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1342.52 |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | $1342.52 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25500.00 |  |  | $413.19 | $107.33 | Level 3-Stated/Partially Verified | No | 1 | 11 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 08/17/2025 | 784 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.188% | XXXXX |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090257 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2442.26 |  | 0.298385 |  |  |  |  |  | $2442.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $333.33 | $340.80 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/15/2025 | 809 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000088730 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3857.35 |  | 0.371735 |  |  |  |  |  | $3857.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $861.00 | $177.29 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.76 | Non-Permanent Resident Alien |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | Non-Permanent Resident Alien | Passport | Level 3-Stated/Partially Verified | 08/12/2025 | 763 | Fair Isaac (VER. 2) | 738 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091642 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8523.84 |  | 0.331852 |  |  |  |  |  | $8523.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1282.66 | $298.83 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/23/2025 | 768 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092077 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Rent on Existing Lease | $1347.04 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $1347.04 |  |  | Yes | 03/01/2025 | 03/01/2026 | 12 | Long Term | $1850.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $301.50 | $106.58 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 0.57 | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/04/2025 | 812 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.750% | XXXXX |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090127 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1240.00 | Third Party Rental Source | $778.73 |  | 0.000000 | 0.63 |  |  | 1.59 | 1.59 | $778.73 |  |  | No |  |  |  | Long Term |  | $1240.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $110.96 | $95.87 | Level 4-Stated/Verified as defined | No | 1 | 21 | No |  |  | Experienced Investor |  |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/16/2025 | 761 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091142 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5069.24 |  | 0.467244 |  |  |  |  |  | $5069.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $539.06 | $340.14 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/28/2025 | 769 | FICO II | 768 | Beacon 5 | 766 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/28/2025 | 787 | FICO II | 782 | Beacon 5 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089014 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2275.00 | Rent on Existing Lease | $2536.44 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $2536.44 |  |  | Yes | 02/09/2025 | 02/28/2026 | 12 | Long Term | $2275.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15317.00 |  |  | $488.16 | $467.35 | Level 4-Stated/Verified as defined | No | 1 | 15 | No | No |  | Experienced Investor | 6.13 | US Citizen |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/16/2025 | 808 | Fair Isaac (VER. 2) | 811 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.196% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090450 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1609.45 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1609.45 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $195.17 | $150.10 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/11/2025 | 816 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 810 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090556 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4658.54 |  | 0.435072 |  |  |  |  |  | $4658.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $953.13 | $280.26 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 08/20/2025 | 769 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 | Individual | Trustee | Unemployed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 08/20/2025 | 810 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090733 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2478.09 |  | 0.345326 |  |  |  |  |  | $2478.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $416.84 | $160.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/12/2025 | 713 | Fair Isaac (VER. 2) | 697 | FICO Classic V5 Facta | 708 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092021 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3250.00 | Rent on Existing Lease | $3057.92 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $3057.92 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $3250.00 | $3250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $513.06 | $127.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 3.28 | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/21/2025 | 755 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 53.846% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089696 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Rent on Existing Lease | $1651.97 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1651.97 |  |  | Yes | 11/01/2024 | 12/31/2026 | 26 | Long Term | $1900.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $545.25 | $103.74 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 2.78 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 793 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 54.902% | XXXXX |  |  | 87.500% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000093011 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3115.00 | Rent on Existing Lease | $2328.83 |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | $2328.83 |  |  | Yes | 07/01/2025 | 06/22/2026 | 11 | Long Term | $3115.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $866.38 | $90.67 | Level 1-Not Stated/Not Verified | No | 1 | 13 | No |  |  | Experienced Investor | 4.90 |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/14/2025 | 786 | FICO II | 740 | Beacon 5 | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 26.176% | XXXXX |  |  | 84.600% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091011 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3840.06 |  | 0.343748 |  |  |  |  |  | $3840.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $633.33 | $150.43 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.17 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/11/2025 | 804 | Fair Isaac (VER. 2) | 795 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089575 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2595.00 | Third Party Rental Source | $3772.38 |  | 0.000000 | 1.45 |  |  | 0.69 | 0.69 | $3772.38 |  |  | No |  |  |  | Long Term |  | $2595.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $506.14 | $646.60 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/23/2025 | 711 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.252% | XXXXX |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000092011 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1700.00 | Rent on Existing Lease | $1192.33 |  | 0.000000 | 0.7 |  |  | 1.43 | 1.43 | $1192.33 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $1700.00 | $1760.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $346.60 | $45.92 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 3.72 | US Citizen |  | 679 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/28/2025 | 625 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 679 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 53.302% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089753 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2910.21 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $2910.21 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $3000.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64600.00 |  |  | $805.20 | $536.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor | 1.70 | US Citizen | US Citizen | 721 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 747 | Fair Isaac (VER. 2) | 741 | Beacon 5 | 754 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2025 | 721 | Fair Isaac (VER. 2) | 727 | Beacon 5 | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 29.677% | XXXXX |  |  | 34.277% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092584 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3300.00 | Rent on Existing Lease | $1833.84 |  | 0.000000 | 0.56 |  |  | 1.80 | 1.8 | $1833.84 |  |  | Yes | 12/01/2024 | 01/05/2026 | 13 | Long Term | $3300.00 | $3575.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $717.96 | $104.57 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor | 18.10 | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/13/2025 | 799 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 24.133% | XXXXX |  |  | 94.118% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091766 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2339.37 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $2339.37 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $401.04 | $65.50 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/02/2025 | 762 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 73.101% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090342 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4721.96 |  | 0.484785 |  |  |  |  |  | $4721.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $970.95 | $88.43 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.91 | Permanent Resident Alien |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card | Level 4-Stated/Verified as defined | 08/21/2025 | 735 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090592 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1000.00 | Third Party Rental Source | $750.23 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $750.23 |  |  | No |  |  |  | Long Term |  | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18600.00 |  |  | $63.36 | $85.08 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/11/2025 | 767 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.778% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090126 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $4450.72 |  | 0.000000 | 1.06 |  |  | 0.94 | 0.94 | $4450.72 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | $389.65 | $582.83 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/13/2025 | 756 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.180% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090508 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2669.94 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $2669.94 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30040.00 |  |  | $366.09 | $438.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/03/2025 | 748 | Fair Isaac (VER. 2) | 742 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.687% | XXXXX |  |  | 58.557% |  |  | 58.557% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091165 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1625.00 | Third Party Rental Source | $1142.77 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1142.77 |  |  | No |  |  |  | Long Term |  | $1625.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $103.73 | $110.95 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/25/2025 | 772 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000089687 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1881.97 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1881.97 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $423.01 | $72.08 | Level 4-Stated/Verified as defined | No | 1 | 19 | No | No |  | Experienced Investor |  | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/16/2025 | 779 | Fair Isaac (VER. 2) | 757 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091563 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $3227.81 |  | 0.000000 | 1.37 |  |  | 0.73 | 0.73 | $3227.81 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45600.00 |  |  | $697.92 | $159.33 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/02/2025 | 773 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.481% | XXXXX |  |  | 51.481% |  |  | 51.481% |  |  |  |  |  |  |  |  |
| XXXXX | 4000092073 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1450.00 | Third Party Rental Source | $1032.09 |  | 0.000000 | 0.71 |  |  | 1.40 | 1.4 | $1032.09 |  |  | No |  |  |  | Long Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19200.00 |  |  | $313.90 | $88.90 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/15/2025 | 727 | Fair Isaac (VER. 2) | 693 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.556% | XXXXX |  |  | 62.069% |  |  | 62.069% |  |  |  |  |  |  |  |  |
| XXXXX | 4000092017 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1872.50 | Third Party Rental Source | $1522.17 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1522.17 |  |  | Yes | 11/01/2024 | 11/01/2025 | 12 | Long Term | $1070.00 | $1070.00 | No |  |  |  | Long Term |  | $802.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $243.79 | $123.17 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor |  |  |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/23/2025 | 700 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.816% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091753 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Rent on Existing Lease | $1264.54 |  | 0.000000 | 0.68 |  |  | 1.46 | 1.46 | $1264.54 |  |  | Yes | 01/01/2025 | 12/31/2025 | 12 | Long Term | $1850.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $267.48 | $88.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.10 | US Citizen |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2025 | 823 | Fair Isaac (VER. 2) |  |  | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXXX |  |  | 75.833% | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090808 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1110.00 | Third Party Rental Source | $983.69 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $983.69 |  |  | Yes | 08/20/2025 | 08/20/2026 | 12 | Long Term | $1250.00 | $1110.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $286.30 | $103.56 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.83 |  |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/24/2025 | 724 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 699 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091886 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6935.42 |  | 0.322394 |  |  |  |  |  | $6935.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $833.10 | $145.25 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 0.46 | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 08/21/2025 | 782 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000091022 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1050.00 | Third Party Rental Source | $919.93 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $919.93 |  |  | No |  |  |  | Long Term |  | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $221.33 | $111.59 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/27/2025 | 779 | Fair Isaac (VER. 2) | 751 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090697 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $2514.91 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $2514.91 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41000.00 |  |  | $235.64 | $99.83 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/04/2025 | 798 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.039% | XXXXX |  |  | 74.990% |  |  | 74.990% |  |  |  |  |  |  |  |  |
| XXXXX | 4000085378 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6850.00 | Rent on Existing Lease | $3469.29 |  | 0.000000 | 0.51 |  |  | 1.97 | 1.97 | $3469.29 |  |  | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $6850.00 | $6850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $153000.00 |  |  | $1924.02 | $262.77 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor | 1.60 | US Citizen |  | 820 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/20/2025 | 833 | Fair Isaac (VER. 2) | 811 | Beacon 5 | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 9.600% | XXXXX |  |  |  | XXXXX |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000092460 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3700.00 | Rent on Existing Lease | $1523.16 |  | 0.000000 | 0.41 |  |  | 2.43 | 2.43 | $1523.16 |  |  | Yes | 11/04/2024 | 12/04/2024 | 1 | Long Term | $3700.00 | $4450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $377.48 | $122.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 8.05 | US Citizen |  | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/02/2025 | 733 | FICO II | 688 | Beacon 5 | 674 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 17.857% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090957 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8100.00 | Third Party Rental Source | $5878.72 |  | 0.000000 | 0.73 |  |  | 1.38 | 1.38 | $5878.72 |  |  | No |  |  |  | Long Term |  | $2300.00 | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48920.00 |  |  | $1341.02 | $1105.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/13/2025 | 810 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 08/13/2025 | 711 | Fair Isaac (VER. 2) | 699 | FICO Classic V5 Facta | 677 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 49.762% | XXXXX |  |  | 55.000% |  |  | 55.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091749 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2450.00 | Third Party Rental Source | $2309.20 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $2309.20 |  |  | Yes | 03/19/2025 | 03/31/2026 | 12 | Long Term | $2472.00 | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $215.90 | $75.42 | Level 4-Stated/Verified as defined | No | 1 | 29 | No | No |  | Experienced Investor | 1.70 | US Citizen |  | 698 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/23/2025 | 707 | Fair Isaac (VER. 2) | 698 | Beacon 5 | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000089977 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1286.57 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $1286.57 |  |  | No |  |  |  | Long Term |  | $650.00 | No |  |  |  | Long Term |  | $650.00 | No |  |  |  | Long Term |  | $650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $208.33 | $145.83 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/20/2025 | 794 | Fair Isaac (VER. 2) | 802 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.500% | XXXXX |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000091750 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3128.50 | Rent on Existing Lease | $2973.50 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2973.50 |  |  | Yes | 08/01/2025 | 01/31/2026 | 6 | Long Term | $3128.50 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $294.54 | $105.17 | Level 3-Stated/Partially Verified | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 698 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/23/2025 | 707 | Fair Isaac (VER. 2) | 698 | Beacon 5 | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.408% | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090580 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2471.82 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $2471.82 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $458.88 | $61.92 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 09/03/2025 | 745 | Fair Isaac (VER. 2) | 713 | FICO Classic V5 Facta | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.945% | XXXXX |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |

---

## Exhibit 99.07

**Exhibit 99.07** 

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| XXXXX | 4000063976 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000063976 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000072699 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000072699 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000072699 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000072699 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.63 | $2,500.00 Income./ $3,943.45 PITIA |
| XXXXX | 4000077878 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000077878 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.76 | 39.95072 | Debt $10,361.23/ Income$25,935.03 |
| XXXXX | 4000075915 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000076001 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000076001 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000076001 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.71 | Rent income $$3,103.02/PITIA $3,685.26 |
| XXXXX | 4000079532 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000079532 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000079504 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000079504 | XXXXX |  |  | Original Interest Rate | 9.125 | 9.124 | Field Value reflects the Note value |
| XXXXX | 4000079504 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000072800 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000072800 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 2.09 | 1.87 | Income $6,200 / PITIA $3,323.83 |
| XXXXX | 4000078472 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000078472 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000079447 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000079447 | XXXXX |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000079447 | XXXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXXX | 4000081829 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000081829 | XXXXX |  |  | Original CLTV | 75 | 73.25013 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000081829 | XXXXX |  |  | Original LTV | 75 | 73.25013 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000081829 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.00 | $2,100 Income/$2,095.73 PITIA |
| XXXXX | 4000080908 | XXXXX |  |  | Representative FICO | 766 | 792 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000080908 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 2.35 | Income $11,000.00/ PITIA $4671.85 |
| XXXXX | 4000079255 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000079255 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000079255 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000079255 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.75 | 1.81 | $1,436.19 PITIA / $2,600.00 Income. |
| XXXXX | 4000079448 | XXXXX |  |  | Representative FICO | 771 | 799 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000079448 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000079448 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.56 | 44.64993 | DTI matches with Approval |
| XXXXX | 4000079546 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000081732 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000081732 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000081732 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000077508 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000077508 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000077508 | XXXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000077508 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000077508 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000077508 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.39 | 25.5598 | Field Data matches to Lender's 1008 |
| XXXXX | 4000081563 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000080913 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 2.76 | Income $6800.00/ PITIA $2461.93 |
| XXXXX | 4000082517 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000082517 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082517 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.85 | 40.24127 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000083763 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083763 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000084291 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000084291 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.26 | Rent income $3,850.<br> /PITIA $3,061.13 |
| XXXXX | 4000082835 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000082730 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000082730 | XXXXX |  |  | Borrower Last Name |  |  | Same as Note document's Business entity. |
| XXXXX | 4000082730 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000082730 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.90 | 0.96 | Income $3465.00/ PITIA $3601.04 |
| XXXXX | 4000083962 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000083962 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000081470 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000085541 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083072 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | Field value reflects source document |
| XXXXX | 4000067536 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000067536 | XXXXX |  |  | Representative FICO | 805 | 801 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000067536 | XXXXX |  |  | Original CLTV | 64.95 | 63.63636 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000067536 | XXXXX |  |  | Original LTV | 64.95 | 63.63636 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000067536 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000067536 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26 | 44.17541 | Field value matches 1008 |
| XXXXX | 4000082507 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.33 | 37.78895 | Field value matches 1008 |
| XXXXX | 4000082755 | XXXXX |  |  | Representative FICO | 757 | 775 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000082755 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000082755 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083073 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000082856 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000082856 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000082856 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000082856 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082856 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 13.24 | 18.29167 | DTI matches the lender's 1008 |
| XXXXX | 4000082630 | XXXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000083089 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083089 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083089 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083089 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 20.11 | 24.27539 | DTI matches the lender's 1008 |
| XXXXX | 4000082567 | XXXXX |  |  | Representative FICO | 785 | 787 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000082567 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000082567 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082567 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.67 | 21.1906 | Verified debt $11,178.04/ Income $52,750.00. |
| XXXXX | 4000083332 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.01 | 48.52527 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000083533 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083533 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084038 | XXXXX |  |  | Representative FICO | 781 | 802 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000084038 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.23 | 50.55571 | Debt $16,062.14/ Income $31,771.17. Lender used a lower monthly tax amount |
| XXXXX | 4000084065 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000083119 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.63 | 35.54914 | Field Data matches to Lender's 1008 |
| XXXXX | 4000083301 | XXXXX |  |  | Representative FICO | 809 | 812 |  |
| XXXXX | 4000083301 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000083301 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.1 | 39.1413 | Field value matches 1008 |
| XXXXX | 4000079441 | XXXXX |  |  | Representative FICO | 777 | 802 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000079441 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000079441 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083920 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083132 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.45 | 36.6291 | DTI matches the lender's 1008 |
| XXXXX | 4000084033 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000083329 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083329 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083494 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000083494 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.61 | 49.68643 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000080394 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.12 | $4,006.50 PITIA/$4,500.00 Income |
| XXXXX | 4000085372 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000085372 | XXXXX |  |  | Representative FICO | 744 | 751 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085122 | XXXXX |  |  | Representative FICO | 761 | 806 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085122 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085122 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083037 | XXXXX |  |  | Representative FICO | 782 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000083037 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.06 | 34.06354 | Field value matches Lender's 1008. |
| XXXXX | 4000084885 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000084885 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.54 | $2,800 Income /$1,818.87 PITIA |
| XXXXX | 4000084172 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084172 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 | 4.58013 | Field value matches 1008 |
| XXXXX | 4000083501 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083501 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083501 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083501 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.12 | 21.39286 | Field value matches 1008 |
| XXXXX | 4000082839 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 20.21 | 48.5813 | Field Data matches to Lender's 1008 |
| XXXXX | 4000083932 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083932 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.96 | 31.46906 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000085579 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085579 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082480 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.15 | $1,569.93 PITIA / & $1800 Income. |
| XXXXX | 4000084798 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.76 | Rental income $9,000.00 /PITIA $11,961.61 |
| XXXXX | 4000085346 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 | 25.45699 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000084240 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084240 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084412 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000084729 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084729 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.31 | 49.34771 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000082737 | XXXXX |  |  | Representative FICO | 791 | 792 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000082737 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 21 | 31.36736 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000084101 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000084101 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084101 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.76 | 0.80 | $5,642.50 PITIA/$4,500.00 Income |
| XXXXX | 4000083698 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000083698 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.15 | $3,190.00 Income / $2,762.72 PITIA |
| XXXXX | 4000079021 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000079021 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the HUD-1 or CD |
| XXXXX | 4000079021 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000079021 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.92 | 0.93 | $2,100.00 Income / $2,249.71 PITIA |
| XXXXX | 4000083659 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000085304 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.76 | $2500 rental income / $3,282.14 PITIA |
| XXXXX | 4000081706 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000081706 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000081706 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 14.25 | 24.61021 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000083231 | XXXXX |  |  | Representative FICO | 751 | 775 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000083231 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083231 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000080749 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000080749 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000080749 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.29 | 1.28 | Income $4,600 / PITIA $3,596.75 |
| XXXXX | 4000083912 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.51 | $2,800.00 Income / $1,851.01 PITIA |
| XXXXX | 4000085330 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085330 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.15 | 45.24475 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000085440 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 14.39 | 11.92581 | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
| XXXXX | 4000084076 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000084076 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084615 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000084615 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000080856 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000080856 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.14 | $5100 rental income / $4,456.82 PITIA |
| XXXXX | 4000085658 | XXXXX |  |  | Representative FICO | 790 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085658 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49 | 44.8336 | Field value matches 1008 |
| XXXXX | 4000083721 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083721 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.55 | 39.42468 | Field Data matches Lenders qualifying DTI |
| XXXXX | 4000083738 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083738 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 11 | 23.39494 | Field value matches 1008 |
| XXXXX | 4000084941 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 50.66 | 53.29007 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXXX | 4000082340 | XXXXX |  |  | Representative FICO | 805 | 798 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000082340 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000082340 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000082340 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082340 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33 | 28.87877 | Field value matches 1008 |
| XXXXX | 4000085783 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.12 | 42.82357 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000083161 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083161 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000083161 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.61 | 19.56756 | Verified debt $9102.99/ Income $46520.83 |
| XXXXX | 4000083806 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083806 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084698 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084032 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000084032 | XXXXX |  |  | Representative FICO | 790 | 814 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000084032 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084032 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084032 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084032 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.7 | 40.81498 | DTI matches lender's 1008 |
| XXXXX | 4000084656 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.12 | $1,967.10 PITIA/ $2,200.00 Income |
| XXXXX | 4000083827 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000083827 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000083827 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083827 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000083827 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084637 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000084438 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000084438 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082757 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000082757 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000082757 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000082757 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000082757 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082757 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.56 | 41.77257 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000080548 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 50.08 | 53.9186 | DTI matches the lender's 1008 |
| XXXXX | 4000080792 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000080792 | XXXXX |  |  | Original CLTV | 70 | 75 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000080792 | XXXXX |  |  | Original LTV | 70 | 75 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000086581 | XXXXX |  |  | Representative FICO | 707 | 795 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000086581 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084624 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.86 | Field value reflects source document |
| XXXXX | 4000084641 | XXXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXXX | 4000083683 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000083683 | XXXXX |  |  | Representative FICO | 736 | 753 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000083683 | XXXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000083718 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088493 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000088493 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.10 | $5,400.00 Income $4,922.22 PITIA |
| XXXXX | 4000083035 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000083035 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083035 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083035 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.10 | $1,400/$1,273.88 = 1.10 |
| XXXXX | 4000085054 | XXXXX |  |  | Representative FICO | 776 | 798 |  |
| XXXXX | 4000085054 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085054 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.5 | 36.56389 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000081976 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000084420 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.07 | $2,250 Income/2,111.03 PITIA |
| XXXXX | 4000085390 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085390 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085390 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000085390 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000085390 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085390 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.18 | 31.02964 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000081911 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000086376 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.86 | 0.87 | $2,325.00 Income/$2,687.71 PITIA |
| XXXXX | 4000084223 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084223 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084223 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49 | 45.17233 | Field Data matches to Lender's 1008 |
| XXXXX | 4000085295 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000085295 | XXXXX |  |  | Representative FICO | 760 | 805 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085295 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084671 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084671 | XXXXX |  |  | Original CLTV | 64.91 | 66.07143 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000084671 | XXXXX |  |  | Original LTV | 64.91 | 66.07143 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000084671 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082600 | XXXXX |  |  | Representative FICO | 761 | 800 |  |
| XXXXX | 4000082600 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000082600 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085074 | XXXXX |  |  | Representative FICO | 770 | 799 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085074 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085074 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000085074 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085074 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.7 | 35.97699 | DTI matches lender's 1008 |
| XXXXX | 4000083880 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083019 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000085418 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085418 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.64 | 27.52836 | 30 Day AMEX Accounts excluded. |
| XXXXX | 4000085683 | XXXXX |  |  | Property Type | 2 Family | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085683 | XXXXX |  |  | # of Units | 2 | 1 | Field value reflects source document |
| XXXXX | 4000085383 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083440 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000080930 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000080930 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000080930 | XXXXX |  |  | Original CLTV | 55 | 65 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000080930 | XXXXX |  |  | Original LTV | 55 | 65 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000080930 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000080930 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.38 | 1.07 | $1,200 Income/$1,126.01 PITIA |
| XXXXX | 4000084048 | XXXXX |  |  | Representative FICO | 767 | 768 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000083706 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083706 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.27 | 1.29 | $5,220 Income/$4,038.01 PITIA |
| XXXXX | 4000085144 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000085144 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085038 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085038 | XXXXX |  |  | Representative FICO | 720 | 727 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085038 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085038 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085096 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.04 | $2,681.82 PITIA/$2,800.00 Income |
| XXXXX | 4000085180 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085180 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.31 | 41.83813 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000085510 | XXXXX |  |  | Representative FICO | 814 | 815 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085510 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 54 | 50.34946 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000085426 | XXXXX |  |  | Representative FICO | 773 | 812 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085426 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085426 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.79 | 35.05004 | DTI matches the lender's 1008 |
| XXXXX | 4000089132 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000089132 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085446 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085446 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085112 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085040 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.55 | 33.71775 | Field Data matches to Lender's 1008 |
| XXXXX | 4000085391 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 16 | 46.58877 | DTI matches the lender's 1008 |
| XXXXX | 4000084849 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000084849 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084849 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084849 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084849 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | Field value reflects source document |
| XXXXX | 4000085135 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085135 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085135 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000085301 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000085301 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000085301 | XXXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085301 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085301 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085301 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.81 | 30.10418 | DTI matches the lender's 1008 |
| XXXXX | 4000084502 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000081516 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000084982 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000085720 | XXXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000086972 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000086972 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000086972 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.37 | 50.06078 |  |
| XXXXX | 4000085863 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000084202 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000084202 | XXXXX |  |  | Representative FICO | 757 | 758 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000084202 | XXXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000084202 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.09 | $3,500 Income/$3,225.23 PITIA |
| XXXXX | 4000084597 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084597 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084597 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.31 | 15.21778 | Additional REOs listed on AUS were not present on 1003. |
| XXXXX | 4000084984 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000083295 | XXXXX |  |  | Representative FICO | 785 | 801 |  |
| XXXXX | 4000083295 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083295 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085308 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000082639 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000085775 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085775 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085775 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan |
| XXXXX | 4000088846 | XXXXX |  |  | Representative FICO | 797 | 806 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000088846 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084934 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000084934 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000084934 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.29 | $2,000.00 Income/$1,550.99 PITIA |
| XXXXX | 4000084789 | XXXXX |  |  | Representative FICO | 773 | 792 |  |
| XXXXX | 4000084789 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085934 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085934 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.81 | 0.82 | $2,446.16PITIA / $2,000 Income |
| XXXXX | 4000087677 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000087677 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000087677 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088875 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088875 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083725 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000083725 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000083725 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000083725 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083725 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.90 | 0.91 | $2,150 Income/$2,361.64 PITIA |
| XXXXX | 4000085576 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082967 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000081418 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.78 | $1,800 Income/$2,307.68 PITIA |
| XXXXX | 4000090348 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084557 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000084557 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084557 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.67 | 34.82832 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000085774 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085774 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085774 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR File |
| XXXXX | 4000087768 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000087768 | XXXXX |  |  | Original Interest Rate | 7.5 | 7.375 | Field Value reflects the Note value |
| XXXXX | 4000089794 | XXXXX |  |  | Representative FICO | 789 | 792 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000082941 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000082941 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000082941 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082941 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.78 | 22.72028 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000085241 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085241 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.12 | $1,942.38 PITIA/ $2,200.00 Income |
| XXXXX | 4000090191 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.92 | 12.72027 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000083117 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000083117 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083117 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083117 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084585 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.89 | $4,318.58 PITIA / $3,850.00 Income. |
| XXXXX | 4000084111 | XXXXX |  |  | Representative FICO | 760 | 789 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000084111 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084111 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084111 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084111 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.1 | 38.21034 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000084614 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000082931 | XXXXX |  |  | Coborrower First Name |  |  | Unable to verify due to missing information |
| XXXXX | 4000089238 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000089238 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.02 | 30.85973 | DTI matches the lender's 1008 |
| XXXXX | 4000085338 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000086493 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000086493 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000088547 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000088547 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000082749 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.10 | $2,184.42 PITIA / $2,400.00 Income. |
| XXXXX | 4000088715 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088715 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088715 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.04 | $2,650.00 Income / $2,542.54 PITIA |
| XXXXX | 4000088559 | XXXXX |  |  | Representative FICO | 798 | 787 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000088559 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088559 | XXXXX |  |  | Original CLTV | 80 | 77.64706 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000088559 | XXXXX |  |  | Original LTV | 80 | 77.64706 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000088559 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090512 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090512 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000090512 | XXXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000090512 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000090512 | XXXXX |  |  | Representative FICO | 700 | 727 |  |
| XXXXX | 4000085300 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085300 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000085300 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.69 | 46.71712 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000085077 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000085077 | XXXXX |  |  | Representative FICO | 700 | 683 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085077 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085077 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000086409 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000086409 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000086379 | XXXXX |  |  | Representative FICO | 799 | 812 |  |
| XXXXX | 4000086379 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000086379 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000087937 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000087937 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.23 | 1.25 | $2,150.00 Income/$1,718.36 PITIA |
| XXXXX | 4000087557 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000087557 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089130 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089130 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090523 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090523 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.92 | 0.93 | $5,700.00 Income / $6,116.65 PITIA |
| XXXXX | 4000083915 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000087861 | XXXXX |  |  | Original Interest Rate | 7.375 | 7 | Field Value reflects the Note value |
| XXXXX | 4000088823 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088823 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.60 | 0.75 | $2,575.00 Income / $3,419.48 PITIA |
| XXXXX | 4000080084 | XXXXX |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000080084 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.9 | 38.28693 | Updated due to missing rental income verification |
| XXXXX | 4000085531 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085531 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085531 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.59 | 1.47 | $1,425.00 Income/$971.39 PITIA |
| XXXXX | 4000089700 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089700 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.95 | 1.19 | Income $3400.00/ PITIA $2845.95 |
| XXXXX | 4000089116 | XXXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000087683 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088181 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000088181 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084777 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000084777 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084777 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.21 | $2,375 Income/$1,954.79 PITIA |
| XXXXX | 4000085142 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085142 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085142 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.57 | 44.88834 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000086846 | XXXXX |  |  | Representative FICO | 751 | 742 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000086846 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000086846 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083014 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.98 | 0.99 | $1,620.22 PITIA / $1600.00 Income. |
| XXXXX | 4000091176 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084014 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000089906 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.84 | $2,500 Income/$2,965.33 PITIA |
| XXXXX | 4000089430 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084786 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000084786 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000084786 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 34 | 48.05954 | DTI matches the lender's 1008 |
| XXXXX | 4000085103 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000085103 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085103 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085103 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.97 | 0.98 | $2,500.00 Income / $2,551.17 PITIA |
| XXXXX | 4000087922 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000087922 | XXXXX |  |  | Representative FICO | 788 | 791 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000087922 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000075610 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.03 | $3,425 Income/$3,322 PITIA |
| XXXXX | 4000085891 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085891 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.61 | 30.24486 | Field value matches Lender's 1008. |
| XXXXX | 4000090994 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090994 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000088723 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000088723 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 2.43 | 2.37 | $4,000 Income/$1,688.13 PITIA |
| XXXXX | 4000089204 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089204 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.01 | $3,250.00 Income/$3,219.17 PITIA |
| XXXXX | 4000082985 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000082985 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.94 | 0.92 | Field value reflects source document |
| XXXXX | 4000088247 | XXXXX |  |  | Representative FICO | 770 | 775 |  |
| XXXXX | 4000088247 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088247 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085324 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085324 | XXXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000085048 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085608 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085608 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42 | 47.32825 | Field value matches 1008 |
| XXXXX | 4000083248 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083244 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083244 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000083244 | XXXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXXX | 4000083162 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000083162 | XXXXX |  |  | Representative FICO | 750 | 751 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000083162 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000083162 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083162 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.42 | 43.84445 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000084634 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000084634 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000084634 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085438 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085438 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.21 | Rent income $3,750.00/PITIA $3,109.49 |
| XXXXX | 4000089703 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000084225 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000085620 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000088251 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088251 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088985 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000088985 | XXXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXXX | 4000088985 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.55 | 46.21677 | DTI on final 1008 45.53% verified debt $11,418.93/ Income $24,707.33 |
| XXXXX | 4000085840 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085840 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000089449 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089449 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.21 | $2,100 Income/$1,739.11 PITIA |
| XXXXX | 4000082004 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000082004 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.34 | $1,800.00 Income / $1,342.16 PITIA |
| XXXXX | 4000091295 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.06 | Rent income $2,400.00/PITIA $2,273.37 |
| XXXXX | 4000084462 | XXXXX |  |  | Representative FICO | 787 | 793 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000084462 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088906 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000088906 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.50 | 0.46 | $4,150 Income / $9,062.75PITIA |
| XXXXX | 4000085247 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085247 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088655 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000088655 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084970 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other | Unable to verify due to missing information |
| XXXXX | 4000084970 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.61 | 47.16758 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000085240 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000085240 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000085240 | XXXXX |  |  | Original Interest Rate | 6.875 | 6.75 | Field Value reflects the Note value |
| XXXXX | 4000085240 | XXXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085240 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000085240 | XXXXX |  |  | Original CLTV | 38 | 42.90323 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000085240 | XXXXX |  |  | Original LTV | 38 | 42.90323 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000085240 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085240 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.16 | $6,895 Income/$5,923.62 PITIA |
| XXXXX | 4000089015 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089015 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000084180 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084180 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084180 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084180 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.39 | 46.06647 | DTI matches the lender's 1008 |
| XXXXX | 4000089628 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000089628 | XXXXX |  |  | Original Interest Rate | 7 | 6.99 | Field Value reflects the Note value |
| XXXXX | 4000089628 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089669 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000089197 | XXXXX |  |  | Representative FICO | 796 | 788 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000089197 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089197 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000089197 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090529 | XXXXX |  |  | Representative FICO | 763 | 766 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090529 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090529 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.10 | Income $2150.00/ PITIA $1956.00 |
| XXXXX | 4000090400 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000090400 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090396 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090396 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.26 | $3,573.14 PITIA / $4,500.00 Income. |
| XXXXX | 4000088824 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.08 | $1,849.77 PITIA/ $2,000.00 Income |
| XXXXX | 4000087325 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089423 | XXXXX |  |  | Original Interest Rate | 6.99 | 6.875 | Field Value reflects the Note value |
| XXXXX | 4000091072 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091072 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.05 | $6,401.01 PITIA/ $6,700 Income |
| XXXXX | 4000090407 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090407 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.44 | $2,510.86 Income/$3,590.11 PITIA |
| XXXXX | 4000084626 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000087961 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000087961 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000087961 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000087961 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.63 | 49.69593 | DTI matches with Approval |
| XXXXX | 4000088996 | XXXXX |  |  | Original CLTV | 66.88 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000088996 | XXXXX |  |  | Original LTV | 66.88 | 70 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000088996 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088996 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.78 | 0.77 | $1,564.46 PITIA/ $1,200.00 Income |
| XXXXX | 4000090726 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.04 | $6,500 Income / $5,703.59 PITIA |
| XXXXX | 4000088133 | XXXXX |  |  | Borrower Last Name |  |  | Same as Note document's Business entity. |
| XXXXX | 4000088133 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088133 | XXXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000091506 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000091506 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 11 | 41.98485 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000085601 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085601 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085601 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000085601 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000085601 | XXXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000085601 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000089864 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.06 | 36.85939 | DTI is lower but matches the 1008 |
| XXXXX | 4000085757 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000085757 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000085757 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000085757 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000085757 | XXXXX |  |  | LTV Valuation Value |  |  | DSCR Loan |
| XXXXX | 4000085757 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.39 | 1.55 | $1,870 Income / $1,210.27 PITIA |
| XXXXX | 4000085318 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085318 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 12.86 | 21.03368 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000088926 | XXXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000082371 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082371 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.85 | 38.21309 | DTI matches with Approval |
| XXXXX | 4000085600 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.15 | $1,089.73 PITIA / $1250.00 Income. |
| XXXXX | 4000090528 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan. |
| XXXXX | 4000090528 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.16 | $2,958.61 PITIA / $3,430.00 Income. |
| XXXXX | 4000090849 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090849 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090849 | XXXXX |  |  | Representative FICO | 820 | 808 |  |
| XXXXX | 4000085503 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085503 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085503 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085503 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 11.68 | 34.9348 | Debt $11,158.20/ Income $31,940.07 |
| XXXXX | 4000083909 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000083909 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan |
| XXXXX | 4000083909 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 1.07 | $2808.27 PITIA / $3000.00 rents |
| XXXXX | 4000087958 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000087958 | XXXXX |  |  | Representative FICO | 766 | 769 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090071 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000090846 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089295 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000089295 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000076952 | XXXXX |  |  | Representative FICO | 720 | 735 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000076952 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 1.56 | 4.04524 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000090712 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.81 | 40.33466 | Debt $5,753.83/ Income $14,266.34 |
| XXXXX | 4000088299 | XXXXX |  |  | Representative FICO | 802 | 820 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| XXXXX | 4000088299 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088299 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089897 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.34 | $7,804.34 PITIA/ $10,450 Income |
| XXXXX | 4000091488 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000091488 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091488 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 | 20.52386 | Data Updated correctly in the system. |
| XXXXX | 4000085616 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084925 | XXXXX |  |  | Original Term | 360 | 480 | Field Value reflects the Note value |
| XXXXX | 4000084925 | XXXXX |  |  | Representative FICO | 781 | 797 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000084925 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084925 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.86 | 35.42079 | Field Data matches to Lender's AUS |
| XXXXX | 4000085158 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000085158 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000085158 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088157 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088157 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000088157 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.59 | 43.82681 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000090109 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000088898 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000088898 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000088898 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.48 | 1.45 | $1,547.57PITIA / $2,600 Income |
| XXXXX | 4000090643 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084937 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000084937 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000084937 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000084937 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.17 | $4200 rental income / $3,598.57 PITIA |
| XXXXX | 4000087844 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 19 | 24.94978 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000089821 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088621 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091434 | XXXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090385 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000089155 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090185 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090185 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000090185 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000090185 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000090067 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090067 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.87 | 0.88 | Income $2600.00/ PITIA $2965.61 |
| XXXXX | 4000085865 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000085865 | XXXXX |  |  | Original CLTV | 54.26 | 50.55901 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000085865 | XXXXX |  |  | Original LTV | 54.26 | 50.55901 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000085865 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000082319 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000082319 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | $10,906.44 PITIA/$11,125.07 Income |
| XXXXX | 4000089226 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.31 | INCOME $2,400/PITIA$1,826.25 |
| XXXXX | 4000089537 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089537 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.27 | 1.29 | $4,665.88 PITIA/$7,200.00 Income |
| XXXXX | 4000090577 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090233 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090233 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000090233 | XXXXX |  |  | Original CLTV | 74.85 | 46.78571 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000090233 | XXXXX |  |  | Original LTV | 74.85 | 46.78571 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000088539 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000088539 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.37 | 1.38 | $1,575 Income / $1,345.23 PITIA |
| XXXXX | 4000090971 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090971 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan |
| XXXXX | 4000090269 | XXXXX |  |  | Borrower Last Name |  |  | Same Company Name |
| XXXXX | 4000090269 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.27 | Field value reflects source document |
| XXXXX | 4000089948 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090210 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090210 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000090210 | XXXXX |  |  | Original CLTV | 74.85 | 48.51852 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000090210 | XXXXX |  |  | Original LTV | 74.85 | 48.51852 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000090415 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.32 | 22.78802 | Field value matches 1008 |
| XXXXX | 4000090549 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090549 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.19 | $6,500 Income/$5,442.63 PITIA |
| XXXXX | 4000085294 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000085294 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000088810 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090262 | XXXXX |  |  | Representative FICO | 776 | 797 |  |
| XXXXX | 4000090262 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090656 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.09 | $5850 rental income / $5,351.01 PITIA |
| XXXXX | 4000085906 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085906 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085906 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085568 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000085568 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000085568 | XXXXX |  |  | Original CLTV | 78.3 | 80 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000085568 | XXXXX |  |  | Original LTV | 78.3 | 80 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000085568 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085568 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.35 | 50.77084 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXXX | 4000090436 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000090436 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090436 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.07 | Income $1995.00/ PITIA $1868.01 |
| XXXXX | 4000084784 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000084784 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000084784 | XXXXX |  |  | Representative FICO | 776 | 751 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000084784 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084784 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084784 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000084784 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084784 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.48 | 44.66035 | Field value matches 1008 |
| XXXXX | 4000084460 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000084460 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084460 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000084460 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084460 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.47 | 36.82062 | Field value matches 1008 |
| XXXXX | 4000083408 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000083408 | XXXXX |  |  | Original Interest Rate | 7.375 | 7.625 | Field Value reflects the Note value |
| XXXXX | 4000083408 | XXXXX |  |  | Representative FICO | 710 | 705 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000083408 | XXXXX |  |  | Original CLTV | 71.42 | 74.28571 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000083408 | XXXXX |  |  | Original LTV | 71.42 | 74.28571 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000083408 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000083408 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.46 | 48.66236 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000085607 | XXXXX |  |  | Original Interest Rate | 7.125 | 7.25 | Field Value reflects the Note value |
| XXXXX | 4000085607 | XXXXX |  |  | Representative FICO | 703 | 722 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085607 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000085607 | XXXXX |  |  | Original CLTV | 75 | 77.36842 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000085607 | XXXXX |  |  | Original LTV | 75 | 77.36842 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000085607 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089401 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089401 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.73 | 1.62 | $4000 rental income / $2,470.53 PITIA |
| XXXXX | 4000090249 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000090277 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000090277 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Security Instrument |
| XXXXX | 4000090277 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.10 | $1975 rental income / $1,788.09 PITIA |
| XXXXX | 4000091875 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000091875 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.62 | 1.52 | $4800 rents / $3161.06 PITIA |
| XXXXX | 4000090801 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090801 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088721 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000088721 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000088721 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089493 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089493 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.58 | $5,600 Income / $9,703.60 PITIA |
| XXXXX | 4000090807 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088618 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089817 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.02 | 43.09032 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000090074 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088393 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.87 | 41.69308 | Field value matches 1008 |
| XXXXX | 4000090987 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.92 | 0.93 | $3667.19 PITIA / $3400 rents |
| XXXXX | 4000091529 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.76 | 0.77 | INCOME $3,700/PITIA$4,833.38 |
| XXXXX | 4000087876 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000087876 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000087876 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000087876 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000087876 | XXXXX |  |  | Original Interest Rate | 7.5 | 7.375 | Field Value reflects the Note value |
| XXXXX | 4000087876 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000087876 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000087876 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.15 | Field value matches approval |
| XXXXX | 4000091816 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091816 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000091816 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000091816 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091732 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090402 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000090402 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.66 | 35.83384 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| XXXXX | 4000090421 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090421 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.54 | 1.55 | $3400 rental income / $2,193.16 PITIA |
| XXXXX | 4000088372 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000088372 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085188 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088676 | XXXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXXX | 4000088676 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.08 | 39.54287 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000088857 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088857 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088857 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 16.39 | 38.56654 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000091757 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091757 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091757 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000091757 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000091757 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.22 | Rent income $2,650.00 /PITIA $2,175.91 |
| XXXXX | 4000089378 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000089378 | XXXXX |  |  | Original CLTV | 62.96 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000089378 | XXXXX |  |  | Original LTV | 62.96 | 70 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000084224 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000084224 | XXXXX |  |  | Original Term | 360 | 480 | Field Value reflects the Note value |
| XXXXX | 4000084224 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084224 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 20.95 | 7.87916 | Excluded 30 Day AMEX |
| XXXXX | 4000089303 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.10 | $2,100 Income / $1,901.03PITIA |
| XXXXX | 4000091599 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090781 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091702 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091702 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 18 | 44.20618 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000090740 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.39 | 4,400.00 rental income /3165.40 PITIA=1.39 |
| XXXXX | 4000089481 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089481 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000089481 | XXXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000089481 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000089481 | XXXXX |  |  | Representative FICO | 734 | 698 |  |
| XXXXX | 4000089481 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089481 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089481 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.17 | $1600 rental income / $1,364.90 PITIA |
| XXXXX | 4000088080 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000088080 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 22.09339 | Field Value DTI is lower |
| XXXXX | 4000090837 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091211 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.31 | 40.66636 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| XXXXX | 4000090333 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.9 | 40.93799 | Matches 1008. |
| XXXXX | 4000084672 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000084672 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000084672 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000084672 | XXXXX |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000084672 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000084672 | XXXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000084672 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000084672 | XXXXX |  |  | Representative FICO | 780 | 790 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000084672 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000084672 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 17.86 | 30.2752 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| XXXXX | 4000090819 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090958 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090958 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090486 | XXXXX |  |  | Original Interest Rate | 7.5 | 7.25 | Field Value reflects the Note value |
| XXXXX | 4000090486 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.8 | 38.64694 | Field Data matches to Lender's 1008 |
| XXXXX | 4000089390 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089390 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090538 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090113 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090113 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 23.64 | 28.64539 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXXX | 4000088371 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088371 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.09 | INCOME $3,050/PITIA$2,788.81 |
| XXXXX | 4000083081 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000083081 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | dscr |
| XXXXX | 4000083081 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.81 | Rents $3500, $2200 /$7028.77 PITIA |
| XXXXX | 4000088458 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000088458 | XXXXX |  |  | Original CLTV | 50 | 47.30769 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000088458 | XXXXX |  |  | Original LTV | 50 | 47.30769 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000088458 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45 | 51.79276 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000088273 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.07 | Field value reflects source document |
| XXXXX | 4000091920 | XXXXX |  |  | Representative FICO | 707 | 722 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000091920 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000091920 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000087880 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.17 | 37.21604 | Field value matches AUS |
| XXXXX | 4000087847 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000087847 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 100 | 25.73498 | Field value is verified within 3% of Lender calculated DTI. |
| XXXXX | 4000089715 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090199 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090199 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.29 | 17.16806 | Within 1 % of 1008. |
| XXXXX | 4000089945 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000088693 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088693 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088693 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.25 | 44.82008 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000088596 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088596 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091740 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091740 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.27 | $3,171.31 PITIA/ $4,025.00 Income |
| XXXXX | 4000089067 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090061 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090904 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089297 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089297 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000089297 | XXXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000089297 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000089297 | XXXXX |  |  | Representative FICO | 759 | 776 |  |
| XXXXX | 4000089297 | XXXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000089297 | XXXXX |  |  | Original CLTV | 70 | 74.56716 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000089297 | XXXXX |  |  | Original LTV | 70 | 74.56716 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000089297 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 3.46 | 1.63 | $2,056.14 PITIA/$3,350.00 Income Field value matches approval |
| XXXXX | 4000090443 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.10 | $2150 rental income / $1,957.04 PITIA |
| XXXXX | 4000090584 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000092023 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000092023 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000092023 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.41 | $2,450.00 Income / $5,944.35 PITIA |
| XXXXX | 4000089023 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000089023 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 15 | 24.99709 | Verified Debt $10,689.69/ Income $42,763.74 |
| XXXXX | 4000089202 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089202 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089202 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.59 | 1.68 | $2,200.00 Income / $1,309.06 PITIA |
| XXXXX | 4000091839 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091839 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000089626 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000089626 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089626 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000089626 | XXXXX |  |  | Original CLTV | 63.25 | 56.95686 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000089626 | XXXXX |  |  | Original LTV | 63.25 | 56.95686 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000089626 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.94 | 36.19021 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000090834 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000083175 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000083175 | XXXXX |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000083175 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.07 | $4,200.00 Income / $3,911.06 PITIA |
| XXXXX | 4000089747 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000089747 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089747 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42 | 38.33572 | DTI matches the AUS |
| XXXXX | 4000089076 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089076 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.79 | 48.73656 | Data Updated correctly in the system. |
| XXXXX | 4000090304 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090304 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090304 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090304 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 2 | 6.17179 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000091762 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091762 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091762 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.07 | $3050 rental income / $2,837.93 PITIA |
| XXXXX | 4000090664 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090664 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.44 | 37.78278 | DTI matches the lender's 1008 |
| XXXXX | 4000088258 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088258 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.11 | $2,250 Income/$2,025.20 PITIA |
| XXXXX | 4000090975 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089494 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000089494 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089494 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000089494 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000089494 | XXXXX |  |  | Representative FICO | 769 | 793 |  |
| XXXXX | 4000089494 | XXXXX |  |  | PMI Coverage % | 0 |  | N/A. |
| XXXXX | 4000089494 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.31 | Income $3179.00/ PITIA $2432.25 |
| XXXXX | 4000090962 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.66 | 37.32934 | DTI matches with Approval |
| XXXXX | 4000091105 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000090025 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090025 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090025 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.08 | Field value reflects source document |
| XXXXX | 4000090931 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090931 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090410 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090410 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 32 | 23.70411 | DTI matches the lender's 1008 |
| XXXXX | 4000090370 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090939 | XXXXX |  |  | Representative FICO | 769 | 641 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090939 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090939 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090939 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.83 | 1.82 | Field value reflects source document |
| XXXXX | 4000090775 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.76 | $2800 rents / $3680.35 pitia |
| XXXXX | 4000090683 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091391 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091391 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000091391 | XXXXX |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000089473 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089473 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090068 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000090068 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090068 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.27 | 46.78762 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000091102 | XXXXX |  |  | Representative FICO | 701 | 693 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000091102 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.7 | 39.6669 | Field Value calculations of income and liabilities are verified as accurate with documentation provided. |
| XXXXX | 4000091197 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091197 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.95 | 46.7035 | DTI on lender's 1008 46.50%.- Debt $6982.86/ Income $13,701.11 |
| XXXXX | 4000088338 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000088338 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090162 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090202 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090739 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090739 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.35 | 1.36 | $1,618.51 PITIA/ $2,200 Income |
| XXXXX | 4000088606 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088606 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.01 | 38.03883 | DTI matches with Approval |
| XXXXX | 4000091241 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091241 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000091241 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000091241 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000091241 | XXXXX |  |  | Representative FICO | 761 | 770 |  |
| XXXXX | 4000091241 | XXXXX |  |  | Original CLTV | 59.97 | 57.35592 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000091241 | XXXXX |  |  | Original LTV | 59.97 | 57.35592 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000091241 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.08 | $2880.27 PITIA / $3125 rents |
| XXXXX | 4000091475 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091475 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.98 | 0.97 | $5200 rental income / $5,369.81 PITIA |
| XXXXX | 4000091121 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.81 | 0.80 | $3,483.26 PITIA/$2,800.00 Income |
| XXXXX | 4000084979 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000084979 | XXXXX |  |  | Original CLTV | 38.35 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000084979 | XXXXX |  |  | Original LTV | 38.35 | 70 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000084979 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084979 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 0.76 | $8,303.74 PITIA/$6,350.00 Income |
| XXXXX | 4000091323 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091323 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091323 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000091314 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091314 | XXXXX |  |  | Property Type | Townhouse | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000091314 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091314 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000091314 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.87 | 19.10042 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000089380 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000089380 | XXXXX |  |  | Property Type | 4 Family | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089380 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.36 | 1.30 | $3724.52PITIA/$4845 rents |
| XXXXX | 4000090950 | XXXXX |  |  | Property Type | PUD | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090950 | XXXXX |  |  | # of Units | 1 | 2 | Field value reflects source document |
| XXXXX | 4000090950 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.19 | $2,485.02 PITIA/ $2,950 Income |
| XXXXX | 4000089543 | XXXXX |  |  | Original Interest Rate | 8.25 | 8 | Field Value reflects the Note value |
| XXXXX | 4000089543 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089543 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.1 | 46.48496 | Debt $8333.02/ Income $17,926.27 |
| XXXXX | 4000091109 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000091109 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.91 | 42.45139 | Field value matches 1008 |
| XXXXX | 4000091118 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.53 | $5000 rental income / $3,259.31 PITIA |
| XXXXX | 4000088847 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000088847 | XXXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088847 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000088847 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.03 | 45.82045 | Field values are verified with current AUS and income and liabilities. Field DTI matches 1008 |
| XXXXX | 4000091100 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000091100 | XXXXX |  |  | Original CLTV | 45.71 | 34.28571 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000091100 | XXXXX |  |  | Original LTV | 45.71 | 34.28571 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000091353 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.85 | 1.83 | Rent income $4,500.00/PITIA$2,464.37 |
| XXXXX | 4000090990 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000090990 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000090990 | XXXXX |  |  | Representative FICO | 790 | 792 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090990 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.08 | $11352 rents / $10515.71PITIA |
| XXXXX | 4000091153 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000091341 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091341 | XXXXX |  |  | Borrower SSN |  |  | Unable to verify due to missing information |
| XXXXX | 4000091341 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000091341 | XXXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000091341 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000091341 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR |
| XXXXX | 4000090813 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089803 | XXXXX |  |  | Representative FICO | 785 | 786 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000089803 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090130 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090130 | XXXXX |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| XXXXX | 4000091187 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090947 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090947 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.48 | $1,950.00 Income / $1,319.92 PITIA |
| XXXXX | 4000089269 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000089269 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.10 | Income $1680.00/ PITIA $1520.87 |
| XXXXX | 4000090256 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090452 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090452 | XXXXX |  |  | Coborrower First Name |  |  | Guarantor - Individual |
| XXXXX | 4000090452 | XXXXX |  |  | Coborrower Last Name |  |  | Guarantor - Individual |
| XXXXX | 4000090452 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000084646 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084646 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $4,000.00 Income / $3,963.36 PITIA |
| XXXXX | 4000091991 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 | $6,198.32 PITIA/ $6,100.00 Income |
| XXXXX | 4000090405 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090405 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089414 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089414 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.27 | 37.06237 | DTI matches the lender's 1008 |
| XXXXX | 4000087909 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091731 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000091731 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.21 | $2,194.31 PITIA/$2,650.00 Income |
| XXXXX | 4000090609 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.54 | $1,071.52 PITIA/ $1,650.00 Income |
| XXXXX | 4000090976 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091291 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.04 | Income $8330.00/ P ITIA 8031.67 |
| XXXXX | 4000089908 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089908 | XXXXX |  |  | Representative FICO | 796 | 806 |  |
| XXXXX | 4000089908 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090511 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.7 | 44.25503 | DTI matches the AUS |
| XXXXX | 4000084444 | XXXXX |  |  | Borrower Last Name |  |  | Same as Note document's Business entity. |
| XXXXX | 4000084444 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000084444 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084444 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.33 | Field value matches approval |
| XXXXX | 4000090565 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.95 | 0.76 | Field value matches 1008 |
| XXXXX | 4000090070 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000089738 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000089738 | XXXXX |  |  | Representative FICO | 762 | 765 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000089738 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.29 | 1.38 | Income $2000.00/ PITIA $1445.86 |
| XXXXX | 4000091728 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.58 | 42.87582 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000090662 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 14 | 28.35592 | Data Updated correctly in the system. |
| XXXXX | 4000089412 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089412 | XXXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000092067 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000092067 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.26 | $2500 rental income / $1,988.33 PITIA |
| XXXXX | 4000089277 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000089277 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089277 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000089277 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089277 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.63 | $2,750 Income/$4,337.79 PITIA |
| XXXXX | 4000089591 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.83 | 44.33627 | DTI matches the lender's approval |
| XXXXX | 4000090495 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090495 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090235 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088831 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091562 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091562 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000091562 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000090677 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089663 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000090466 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000089695 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088994 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000088994 | XXXXX |  |  | Representative FICO | 756 | 757 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000088994 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.21 | Market rents total $3,000/PITIA $2484.60 (P&I 1,860.08, Taxes $489.03, HOI $135.49) |
| XXXXX | 4000090938 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090900 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090900 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088270 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000090798 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090798 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090798 | XXXXX |  |  | Representative FICO | 770 | 690 |  |
| XXXXX | 4000090798 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090105 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090694 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000091076 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091076 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.35 | 39.92313 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000088782 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088782 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088782 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $5700 rental income / $5,626.21 PITIA |
| XXXXX | 4000087859 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000087859 | XXXXX |  |  | Original Interest Rate | 6.625 | 6.875 | Field Value reflects the Note value |
| XXXXX | 4000087859 | XXXXX |  |  | Representative FICO | 805 | 779 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000087859 | XXXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXXX | 4000087859 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000087859 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46 | 33.97063 | Field Value DTI is lower but closer to the DTI on the 1008 |
| XXXXX | 4000088714 | XXXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000089637 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089637 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 33.63126 | Field value matches Lender's 1008. |
| XXXXX | 4000091902 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.16 | Rent income $2,900.00 / PITIA $2,497.29 |
| XXXXX | 4000088653 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088653 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 53.42 |  | DSCR |
| XXXXX | 4000088653 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.09 | $1516.21 PITIA / $1650 rents |
| XXXXX | 4000091052 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090780 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.11 | $3,611.79 PITIA/$4,000.00 Income |
| XXXXX | 4000090058 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090058 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.84 | 0.93 | $2,600 Income/$2,797.01 PTIIA |
| XXXXX | 4000090153 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090153 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | 2100.00/2050.77=1.02 |
| XXXXX | 4000088398 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.39 | 38.62902 | Data Updated correctly in the system. |
| XXXXX | 4000091140 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000091140 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091140 | XXXXX |  |  | Property Type | Townhouse | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000091140 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.60 | 1.39 | $2,200 Income / $1,577.30PITIA |
| XXXXX | 4000091847 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090661 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091286 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091436 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090573 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090573 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.00 | INCOME $4,500/PITIA$4,498.65 |
| XXXXX | 4000090981 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090981 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000091643 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090567 | XXXXX |  |  | Representative FICO | 749 | 742 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090587 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091229 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000084233 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090330 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090330 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090330 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 41.12319 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000091244 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.11 | 44.57875 | Data Updated correctly in the system. |
| XXXXX | 4000090389 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000090389 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091376 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091376 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091376 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.46 | 29.65088 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000089697 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089697 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 12.11 | 20.29318 | DTI matches the lender's 1008 |
| XXXXX | 4000089302 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090665 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.76 | 0.85 | Rent Summary $2950/ $3468.29 PITIA |
| XXXXX | 4000091373 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091373 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.39 | 47.58841 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000091373 | XXXXX |  |  | Representative FICO | 768 | 806 |  |
| XXXXX | 4000091373 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091597 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000091597 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 51.79 | 38.41149 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000091068 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091149 | XXXXX |  |  | Borrower Last Name |  |  | Same as Note document's Business entity. |
| XXXXX | 4000091149 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091149 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.43 | $2830 rental income / $1,977.64 PITIA |
| XXXXX | 4000089622 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089622 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000089622 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.09 | Income $2650.00/ PITIA $2440.86 |
| XXXXX | 4000091080 | XXXXX |  |  | Property Type | Single Family Detached | PUD | 1008 in file. |
| XXXXX | 4000091080 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.93 | 0.92 | $1900 income/$2063.27 PITIA |
| XXXXX | 4000089579 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000091423 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000091423 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000091423 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.03 | $2,400 income/$2,319.73 PITIA |
| XXXXX | 4000089128 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000089128 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000089128 | XXXXX |  |  | Representative FICO | 800 | 803 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000089128 | XXXXX |  |  | Property Type | PUD | Condo (Low Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089128 | XXXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXXX | 4000089128 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.1 | 35.58399 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000089314 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089314 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.09 | Rent income $2,150 /PITIA $1,979.28 |
| XXXXX | 4000089653 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091610 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091610 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000091610 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.7 | 45.61952 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000091726 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091726 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090134 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090134 | XXXXX |  |  | Representative FICO | 792 | 787 |  |
| XXXXX | 4000090134 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091824 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091441 | XXXXX |  |  | Original CLTV | 47.63 | 45 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000091441 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.36 | Income $3000.00/ P ITIA $2200.31 |
| XXXXX | 4000091017 | XXXXX |  |  | Representative FICO | 747 | 789 |  |
| XXXXX | 4000091017 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000091017 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.04 | 29.06454 | DTI matches with Approval |
| XXXXX | 4000091990 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091990 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.28 | $11,000.00 Income. / $8,593.90 PITIA |
| XXXXX | 4000090056 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090057 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090057 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.18 | 49.70785 | DTI matches the lender's 1008 |
| XXXXX | 4000091863 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.59 | 0.62 | INCOME $4,200/PITIA$6,739.99 |
| XXXXX | 4000091380 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000091380 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091331 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000089689 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.90 | 1.65 | $5,400.00 Income / $3,271.09 PITIA |
| XXXXX | 4000088043 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088043 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088043 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088043 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.04 | 36.44491 | DTI matches with Approval |
| XXXXX | 4000091570 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | dscr |
| XXXXX | 4000089822 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.16 | 42.61059 | Field value matches 1008 |
| XXXXX | 4000090599 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 18.5 | 8.88462 | DTI matches the lender's 1008 |
| XXXXX | 4000088799 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000088799 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088799 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.28 | 45.79757 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000090589 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090589 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091817 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000082013 | XXXXX |  |  | Original CLTV | 64.28 | 66.66667 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000082013 | XXXXX |  |  | Original LTV | 64.28 | 66.66667 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000082013 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088881 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088881 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088881 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 48.69 | 41.49194 | Field value matches 1008 |
| XXXXX | 4000090550 | XXXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090550 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.28 | $3,200 Income / $2,498.18PITIA |
| XXXXX | 4000090561 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090082 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000088905 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091680 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000091680 | XXXXX |  |  | Representative FICO | 740 | 779 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000091680 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000091680 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.90 | DSCR |
| XXXXX | 4000091900 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000091900 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.24 | 34.96613 | DTI matches the lender's 1008 |
| XXXXX | 4000090624 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090624 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000090624 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.88 | 0.87 | 3,200 Income / 3,659.35 PITIA |
| XXXXX | 4000091699 | XXXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXXX | 4000091227 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091845 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.83 | Income $2950.00/ PITIA $3568.66 |
| XXXXX | 4000091842 | XXXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000091842 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.48 | 32.64265 | DTI matches the lender's 1008 |
| XXXXX | 4000090539 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.61 | $5,250 Income / $2,833.14 PITIA |
| XXXXX | 4000090585 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089199 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.41 | 45.16012 | Income and Liabilities are matching with UW calculation. As per the calculation, DTI is correct in the system. |
| XXXXX | 4000090332 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 42.67586 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000092051 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091275 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000091275 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.79 | 0.89 | $3,700 Income/$4,172.77 PITIA |
| XXXXX | 4000089645 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000089645 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 40.8838 | Field Value DTI is lower |
| XXXXX | 4000090625 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090625 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090625 | XXXXX |  |  | Representative FICO | 757 | 740 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090625 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.14 | $14,051.38 PITIA/ $16,050=1.14 |
| XXXXX | 4000090774 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.34 | 1.49 | Income $3450.00/ PITIA $2835.85 |
| XXXXX | 4000091279 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000091279 | XXXXX |  |  | PMI Coverage % | 0 |  | NA |
| XXXXX | 4000090983 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090983 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.07 | $3,886.47 PITIA/$4,150.00 Income |
| XXXXX | 4000085665 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000085665 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085665 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000085665 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085665 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.74 | 1.46 | Income $2500.00/ PITIA $1709.67 |
| XXXXX | 4000089650 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089650 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000089650 | XXXXX |  |  | Original CLTV | 80 | 71.30435 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000089650 | XXXXX |  |  | Original LTV | 80 | 71.30435 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000090619 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000091645 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.34 | 35.18375 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| XXXXX | 4000090722 | XXXXX |  |  | PMI Coverage % | 0 |  | N/A |
| XXXXX | 4000090722 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan. |
| XXXXX | 4000090722 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.04 | INcomce $2550.00/ PITIA $2455.97 |
| XXXXX | 4000088244 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084179 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000084179 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000084179 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 19.53 | 21.7832 | DTI matches the lender's 1008 |
| XXXXX | 4000088446 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000088446 | XXXXX |  |  | Original CLTV | 75 | 72.9661 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000088446 | XXXXX |  |  | Original LTV | 75 | 72.9661 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000091385 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000091385 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 2.56 | 2.57 | Income $2400.00/ PItia $935.24 |
| XXXXX | 4000090676 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090676 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088526 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000088526 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000088526 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000088526 | XXXXX |  |  | Representative FICO | 808 | 815 |  |
| XXXXX | 4000088526 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088526 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.21 | 2025/1668.84=1.213 or 1.21 rounded down. |
| XXXXX | 4000090635 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090635 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.52 | $2,467.35 PITIA / $3,750.00 Income. |
| XXXXX | 4000085309 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000085309 | XXXXX |  |  | Original Interest Rate | 7 | 7.125 | Field Value reflects the Note value |
| XXXXX | 4000085309 | XXXXX |  |  | Representative FICO | 729 | 736 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000085309 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000085309 | XXXXX |  |  | Original CLTV | 61.35 | 68.96552 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000085309 | XXXXX |  |  | Original LTV | 61.35 | 68.96552 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000085309 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085309 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 11.66 | 35.46218 | DTI matches the lender's 1008 |
| XXXXX | 4000091759 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.21 | 6600/5464.23=1.207 or 1.21 rounded up. |
| XXXXX | 4000092088 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000092088 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000092088 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000092088 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.81 | $4,600 Income / $5,660.03 PITIA |
| XXXXX | 4000089936 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000089936 | XXXXX |  |  | Representative FICO | 786 | 775 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000089936 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089936 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 9 | 48.94412 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000091567 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000089467 | XXXXX |  |  | Representative FICO | 709 | 754 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000089467 | XXXXX |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089467 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089467 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.83 | 0.80 | $3,050/$3,819.77 = 0.80 |
| XXXXX | 4000089603 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089603 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.14 | 1600/1408.18=1.14 |
| XXXXX | 4000090631 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090631 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090631 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.34 | 1.43 | Field value matches approval |
| XXXXX | 4000091714 | XXXXX |  |  | Original Interest Rate | 7.5 | 7.49 | Field Value reflects the Note value |
| XXXXX | 4000091714 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.04 | $4,080.58 PITIA / $4,250.00 Income. |
| XXXXX | 4000090603 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090603 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000090603 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090603 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33 | 35.10716 | All Income and Liabilities are updated per document |
| XXXXX | 4000084723 | XXXXX |  |  | Original Interest Rate | 7.375 | 6.875 | Field Value reflects the Note value |
| XXXXX | 4000084723 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000084723 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.38 | 27.89302 | Field Data matches to Lender's 1008 |
| XXXXX | 4000089427 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.06 | $1,894.33 PITIA/$2,000.00 Income |
| XXXXX | 4000090702 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000090049 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.86 | 39.22319 | Field Value DTI is lower but matches the 1008 |
| XXXXX | 4000091120 | XXXXX |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000091120 | XXXXX |  |  | Representative FICO | 779 | 766 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000091120 | XXXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000091828 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091828 | XXXXX |  |  | Representative FICO | 784 | 785 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000091828 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091828 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000088939 | XXXXX |  |  | Refi Purpose | Rate/Term | Limited Cash-out GSE |  |
| XXXXX | 4000091905 | XXXXX |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| XXXXX | 4000091905 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091981 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.06 | Field value reflects source document |
| XXXXX | 4000090308 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090308 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090308 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.23 | 42.93543 | Field value matches 1008 |
| XXXXX | 4000090487 | XXXXX |  |  | Representative FICO | 759 | 785 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090487 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090487 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090487 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090998 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090998 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | $1,900.00 Income / $1,862.09 PITIA |
| XXXXX | 4000090650 | XXXXX |  |  | Representative FICO | 795 | 802 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090650 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090650 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090650 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090650 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.85 | 49.40979 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000090296 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090296 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.99 | 40.86984 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000091832 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091897 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091897 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000090882 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089699 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089699 | XXXXX |  |  | Borrower SSN |  |  | Unable to verify due to missing information |
| XXXXX | 4000089699 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000089699 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000089699 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000089699 | XXXXX |  |  | Original Interest Rate | 7.625 | 7.375 | Field Value reflects Interest Rate per the Note rider |
| XXXXX | 4000089699 | XXXXX |  |  | Representative FICO | 775 | 800 |  |
| XXXXX | 4000089699 | XXXXX |  |  | Original CLTV | 51.16 | 46.29167 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000089699 | XXXXX |  |  | Original LTV | 51.16 | 46.29167 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXXX | 4000089699 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.00 | Rent income $11,000.00/PITIA $10,998.82 |
| XXXXX | 4000091840 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.34 | $2,000/$1,496.87 = 1.34 |
| XXXXX | 4000090790 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091324 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000091324 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091324 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000091324 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091324 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.61 | 40.0407 | Field value matches AUS |
| XXXXX | 4000090334 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090334 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090334 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 42.65043 | Field Value DTI is lower but close to the 1008 |
| XXXXX | 4000091857 | XXXXX |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089858 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000089858 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000089858 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000088259 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091591 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.7 | 39.50418 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| XXXXX | 4000090551 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091489 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000092041 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000092041 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000092041 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.26 | Income $1655.00/ PITIA 1316.21 |
| XXXXX | 4000090854 | XXXXX |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090854 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091439 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000092020 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.19 | 1.22 | $6730.70 PITIA / $8200 rents |
| XXXXX | 4000090922 | XXXXX |  |  | Property Type | Townhouse | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090922 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090922 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.44 | Income $1750.00/PITIA $1213.83 |
| XXXXX | 4000091922 | XXXXX |  |  | Representative FICO | 744 | 805 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090433 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090433 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.78 | 1.40 | 7000 Income / 5,017.13 PITIA |
| XXXXX | 4000090673 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090673 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090673 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | $2075 rents / $1970.97 PITIA |
| XXXXX | 4000090542 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090542 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45 | 34.72583 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000090858 | XXXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000091769 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091769 | XXXXX |  |  | Representative FICO | 790 | 811 |  |
| XXXXX | 4000089363 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000088285 | XXXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000088285 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088285 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.01 | Income $1600.00/ PITIA $1588.23 |
| XXXXX | 4000084439 | XXXXX |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXXX | 4000084439 | XXXXX |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| XXXXX | 4000084439 | XXXXX |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| XXXXX | 4000091928 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090257 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091375 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.68 | 32.2128 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000091650 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.71 | 31.11576 | DTI matches with Approval |
| XXXXX | 4000090558 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090558 | XXXXX |  |  | Representative FICO | 795 | 791 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090558 | XXXXX |  |  | Property Type | Single Family Detached | Condo (Low Rise) | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090558 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090558 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088730 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.69 | 37.17353 | DTI matches the AUS |
| XXXXX | 4000089433 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000089433 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089433 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 13.4 | 36.48654 | Verified Debt $18,243.27/ Income $50,000.00 |
| XXXXX | 4000091644 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091644 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091644 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45.87 | 48.31252 | DTI matches the lender's 1008 |
| XXXXX | 4000089924 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000089924 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.9 | 42.44128 | Field value matches 1008 |
| XXXXX | 4000090645 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090645 | XXXXX |  |  | Borrower SSN |  |  | Unable to verify due to missing information |
| XXXXX | 4000090645 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091642 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091010 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000091010 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000091010 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091652 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.61 | 17.0589 | Field data matches Lenders qualifying DTI |
| XXXXX | 4000091790 | XXXXX |  |  | PMI Coverage % | 12 | 25 | Field value reflects source document |
| XXXXX | 4000091790 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090127 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090127 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089014 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 0.89 | 0.90 | Income $2275.00/ PITIA $2536.44 |
| XXXXX | 4000090450 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090556 | XXXXX |  |  | Representative FICO | 739 | 787 | Verified FICO as per 1008 document is matching |
| XXXXX | 4000090556 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090556 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.81 | 43.50715 | Verified from 1008 document its matching |
| XXXXX | 4000090733 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000090733 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090733 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.69 | 34.53259 | Verified debt $3165.05/ Income $9165.40 |
| XXXXX | 4000093011 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000093011 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.27 | 1.34 | $2,328.83 PITIA / $3,115.00 Income. |
| XXXXX | 4000091011 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088840 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000088840 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000088840 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000088840 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.8 | 31.61657 | Field Data matches to Lender's 1008 |
| XXXXX | 4000090926 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090926 | XXXXX |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| XXXXX | 4000090926 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 39 | 32.86757 | Field value matches 1008 |
| XXXXX | 4000091467 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090871 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000091220 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.36 | 45.4178 | Field value matches 1008 |
| XXXXX | 4000091766 | XXXXX |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090342 | XXXXX |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| XXXXX | 4000090342 | XXXXX |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000090342 | XXXXX |  |  | Original CLTV | 62.5 | 74.77124 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXXX | 4000090342 | XXXXX |  |  | Original LTV | 62.5 | 74.77124 | Unable to verify due to missing information |
| XXXXX | 4000090342 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090342 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 45 | 48.47845 | DTI matches lender's 1008 |
| XXXXX | 4000090592 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090126 | XXXXX |  |  | Representative FICO | 779 | 797 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090508 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| XXXXX | 4000090508 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090508 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.12 | Income $1.03/ PITIA $2669.94 |
| XXXXX | 4000091165 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.41 | 1.42 | Income $1625.00/ PITIA $1142.77 |
| XXXXX | 4000089687 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000089687 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000089687 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.28 | $1,881.97 PITIA/ $2,400.00 Income |
| XXXXX | 4000091563 | XXXXX |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the Approval/AUS |
| XXXXX | 4000092073 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090295 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090295 | XXXXX |  |  | Representative FICO | 782 | 823 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090295 | XXXXX |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| XXXXX | 4000092017 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000091753 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.38 | 1.46 | INCOME$1,850/PITIA$1,264.54 |
| XXXXX | 4000090808 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090808 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.12 | 1.13 | $1110 rental income / $ PITIA |
| XXXXX | 4000091886 | XXXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.87 | 32.2394 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| XXXXX | 4000091022 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000085378 | XXXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXXX | 4000085378 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000085378 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.97 | INCOME $6,850/PITIA$3,469.29 |
| XXXXX | 4000092460 | XXXXX |  |  | Zip |  |  | Field Value reflects Zip per Note |
| XXXXX | 4000091218 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000091218 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090957 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000090957 | XXXXX |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| XXXXX | 4000090957 | XXXXX |  |  | Representative FICO | 699 | 774 |  |
| XXXXX | 4000090957 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000090957 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.48 | 1.38 | $8,100.00 Income / $5,878.72 PITIA |
| XXXXX | 4000091749 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.06 | $2,450 Income / $2,309.20 PITIA |
| XXXXX | 4000089977 | XXXXX |  |  | Street |  |  | Field Value reflects Street per Note |
| XXXXX | 4000089977 | XXXXX |  |  | City |  |  | Field Value reflects City per Note |
| XXXXX | 4000089977 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |
| XXXXX | 4000089977 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.39 | 1.52 | Income $1950 / $1286.57 PITIA |
| XXXXX | 4000091750 | XXXXX |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.05 | $2,973.50 PITIA/$3,128.50 Income |
| XXXXX | 4000090580 | XXXXX |  |  | Representative FICO | 732 | 739 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXXX | 4000090580 | XXXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| XXXXX | 4000090580 | XXXXX |  |  | LTV Valuation Value |  |  | Field value reflects source document |

---

## Exhibit 99.08

**Exhibit 99.08** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC Loan ID** | **Servicer Loan ID** | **Customer Loan ID** | **Investor** | **Deal** | **Address** | **Apt #** | **City** | **State** | **Zip Code** | **Occupancy** | **Size Square Feet** | **Bedroom Count** | **Bathroom Count** | **Half Baths Count** | **Garage Carport** | **Lot Size** | **Location** | **Property Type** | **Number of Units** | **Subject Age** | **Condition Grade** | **Location View** | **Market Grade** | **Marketability Grade** | **HOA Amount Annual** | **HOA Contact** | **Currently Listed** | **List Price** | **DOM** | **List Date** | **Reviewer** | **Review Complete Date** | **Confidence Score** | **Situs AMC Estimated AS IS Quick Sale Value** | **Situs AMC Estimated AS IS Value** | **Situs AMC Estimated AS REPAIRED Value** | **Situs AMC Repaired Value To Primary Appraisal Value Variance ($)** | **Situs AMC Repaired Value To Primary Appraisal Value Variance (%)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance ($)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance (%)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance ($)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance (%)** | **Market Rent As Is Reviewer** | **Market Rent As Is Report** | **Market Rent As Is Dollar Variance** | **Market Rent As Is % Variance** | **Situs AMC Repair Analysis budget** | **Contractor Borrower Repair Budget** | **Situs AMC RA to Contractor Budget Variance ($)** | **Situs AMC RA to Contractor Budget Variance (%)** | **Value Budget Issue Flag Variance greater than 10%** | **Property Issue** | **Property Issue Comment** | **Valuation Summary** | **Order Date** | **Value Type** | **Appraisal BPO Report Primary Repaired Value** | **Appraisal BPO Report Primary As Is Value** | **Appraisal BPO Report Primary AS IS Quick Sale Value** | **Date of Agent BPO** | **Sale Comp 1 Comparable Type** | **Sale Comp 1 Address** | **Sale Comp 1 Apt #**  | **Sale Comp 1 City** | **Sale Comp 1 State** | **Sale Comp 1 Zip** | **Sale Comp 1 Location** | **Sale Comp 1 Size** | **Sale Comp 1 Bedroom Count** | **Sale Comp 1 Bathroom Count** | **Sale Comp 1 Half Baths Count** | **Sale Comp 1 Lot Size** | **Sale Comp 1 Condition** | **Sale Comp 1 Sale Type** | **Sale Comp 1 Sold List Price** | **Sale Comp 1 Sold Date** | **Sale Comp 1 Days On Market** | **Sale Comp 1 Distance From Subject** | **Sale Comp 1 Age** | **Sale Comp 2 Comparable Type** | **Sale Comp 2 Address** | **Sale Comp 2 Apt #** | **Sale Comp 2 City** | **Sale Comp 2 State** | **Sale Comp 2 Zip** | **Sale Comp 2 Location** | **Sale Comp 2 Size** | **Sale Comp 2 Bedroom Count** | **Sale Comp 2 Bathroom Count** | **Sale Comp 2 Half Baths Count** | **Sale Comp 2 Lot Size** | **Sale Comp 2 Condition** | **Sale Comp 2 Sale Type** | **Sale Comp 2 Sold List Price** | **Sale Comp 2 Sold Date** | **Sale Comp 2 Days On Market** | **Sale Comp 2 Distance From Subject** | **Sale Comp 2 Age** | **Sale Comp 3 Comparable Type** | **Sale Comp 3 Address** | **Sale Comp 3 Apt #** | **Sale Comp 3 City** | **Sale Comp 3 State** | **Sale Comp 3 Zip** | **Sale Comp 3 Location** | **Sale Comp 3 Size** | **Sale Comp 3 Bedroom Count** | **Sale Comp 3 Bathroom Count** | **Sale Comp 3 Half Baths Count** | **Sale Comp 3 Lot Size** | **Sale Comp 3 Condition** | **Sale Comp 3 Comp Type** | **Sale Comp 3 Sold List Price** | **Sale Comp 3 Sold Date** | **Sale Comp 3 Days On Market** | **Sale Comp 3 Distance From Subject** | **Sale Comp 3 Age** | **List Comp 1 Comparable Type** | **List Comp 1 Address** | **List Comp 1 Apt #** | **List Comp 1 City** | **List Comp 1 State** | **List Comp 1 Zip** | **List Comp 1 Location** | **List Comp 1 Size** | **List Comp 1 Bedroom Count** | **List Comp 1 Bathroom Count** | **List Comp 1 Half Baths Count** | **List Comp 1 Lot Size** | **List Comp 1 Condition** | **List Comp 1 Sale Type** | **List Comp 1 Sold List Price** | **List Comp 1 Sold Date** | **List Comp 1 Days On Market** | **List Comp 1 Distance From Subject** | **List Comp 1 Age** | **List Comp 2 Comparable Type** | **List Comp 2 Address** | **List Comp 2 Apt #** | **List Comp 2 City** | **List Comp 2 State** | **List Comp 2 Zip** | **List Comp 2 Location** | **List Comp 2 Size** | **List Comp 2 Bedroom Count** | **List Comp 2 Bathroom Count** | **List Comp 2 Half Baths Count** | **List Comp 2 Lot Size** | **List Comp 2 Condition** | **List Comp 2 Sale Type** | **List Comp 2 Sold List Price** | **List Comp 2 Sold Date** | **List Comp 2 Days On Market** | **List Comp 2 Distance From Subject** | **List Comp 2 Age** | **List Comp 3 Comparable Type** | **List Comp 3 Address** | **List Comp 3 Apt #** | **List Comp 3 City** | **List Comp 3 State** | **List Comp 3 Zip** | **List Comp 3 Location** | **List Comp 3 Size** | **List Comp 3 Bedroom Count** | **List Comp 3 Bathroom Count** | **List Comp 3 Half Baths Count** | **List Comp 3 Lot Size** | **List Comp 3 Condition** | **List Comp 3 Sale Type** | **List Comp 3 Sold List Price** | **List Comp 3 Sold Date** | **List Comp 3 Days On Market** | **List Comp 3 Distance From Subject** | **List Comp 3 Age** |
| XXXXXX |  | 4000079255 |  |  |  |  |  | NC |  | Tenant Occupied | XXXXXX | 4 | 2 | 0 | Carport | XXXXXX | Suburban | 2 Family | 2 | 2024 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% | $2300 | $2600 | XXXXXX | -11.54% |  | XXXXXX | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  | A |  | NC |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | NC |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NC |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | NC |  | Suburban | XXXXXX | 3 | 1 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000080908 |  |  |  |  |  | CA |  | Unknown | XXXXXX | 5 | 4 | 1 | 3 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1972 | C2 - Good | Mountains - Rural | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | D = Less Confident-Minimal Data |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% | $11000 | $11000 |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 4 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 5 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 5 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 5 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000084108 |  |  |  |  |  | AZ |  | Vacant | XXXXXX | 3 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2006 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -3.75% | XXXXXX | -3.75% | XXXXXX | 0.00% | $2100 | $2200 | XXXXXX | -4.55% |  | XXXXXX | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AZ |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | AZ |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | AZ |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | AZ |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000082354 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 4 | 4 | 1 | 3 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2005 | C3 - Average (+) | City - Low Rise Views | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 3 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000082730 |  |  |  |  |  | NJ |  | Vacant | XXXXXX | 2 | 2 | 0 |  |  | Suburban | Condo (Mid Rise) | 1 | 2023 | C2 - Good | Residential Street | B = Stable | C = Average B |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  | 207 |  | NJ |  | Suburban | XXXXXX | 2 | 2 | 0 |  | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | NJ |  | Suburban | XXXXXX | 2 | 2 | 0 |  | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NJ |  | Suburban | XXXXXX | 2 | 2 | 0 |  | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000067536 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 5 | 5 | 2 | 3 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2006 | C3 - Average (+) | Residential Street | B = Stable | A = Good Appeal D |  |  | No |  |  |  |  | 11/07/2025 | D = Less Confident-Minimal Data |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Low Confidence |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 6 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 6 | 6 | 3 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 6 | 6 | 2 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000082507 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 5 | 2 | 1 | Carport | XXXXXX | Suburban | Single Family Detached | 1 | 1954 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -2.61% | XXXXXX | -2.61% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000083089 |  |  |  |  |  | DC |  | Vacant | XXXXXX | 3 | 2 | 1 | 1 Car | XXXXXX | Urban | Townhouse | 1 | 2011 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | DC |  | Urban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | DC |  | Urban | XXXXXX | 4 | 3 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | DC |  | Urban | XXXXXX | 3 | 3 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000084885 |  |  |  |  |  | GA |  | Tenant Occupied | XXXXXX | 6 | 5 | 0 |  | XXXXXX | Suburban | 4 Family | 4 | 1913 | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -6.25% | XXXXXX | -6.25% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | GA |  | Suburban | XXXXXX | 8 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | GA |  | Suburban | XXXXXX | 4 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | GA |  | Suburban | XXXXXX | 6 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000083329 |  |  |  |  |  | MO |  | Vacant | XXXXXX | 1 | 2 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2019 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MO |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | MO |  | Suburban | XXXXXX | 1 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MO |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000084729 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 0 | 0 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1976 | C2 - Good | Mountains - Rural | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 5 | 1 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 5 | 1 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 4 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 5 | 1 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000084101 |  |  |  |  |  | DC |  | Vacant | XXXXXX | 2 | 2 | 0 | 1 Car |  | Urban | Condo (High Rise) | 1 | 1978 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | DC |  | Urban | XXXXXX | 2 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | DC |  | Urban | XXXXXX | 1 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | DC |  | Urban | XXXXXX | 2 | 2 | 1 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000083659 |  |  |  |  |  | WA |  | Tenant Occupied | XXXXXX | 2 | 1 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1948 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | WA |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | WA |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000084076 |  |  |  |  |  | TX |  | Vacant | XXXXXX | 1 | 1 | 0 |  |  | Urban | Condo (High Rise) | 1 | 2024 | C1 - Excellent | City - High Rise Views | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Urban | XXXXXX | 1 | 1 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | TX |  | Urban | XXXXXX | 1 | 1 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TX |  | Urban | XXXXXX | 1 | 1 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000085440 |  |  |  |  |  | FL |  | Vacant | XXXXXX | 3 | 2 | 0 |  |  | Suburban | Condo (Low Rise) | 1 | 1998 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  | 1417 |  | FL |  | Suburban | XXXXXX | 3 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | FL |  | Suburban | XXXXXX | 3 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | FL |  | Suburban | XXXXXX | 2 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000085658 |  |  |  |  |  | CO |  | Vacant | XXXXXX | 4 | 3 | 1 | 2 Car | XXXXXX | Urban | Single Family Detached | 1 | 2012 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CO |  | Urban | XXXXXX | 5 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CO |  | Urban | XXXXXX | 5 | 3 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CO |  | Urban | XXXXXX | 4 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000084941 |  |  |  |  |  | CA |  | Tenant Occupied | XXXXXX | 2 | 1 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1921 | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000085225 |  |  |  |  |  | OK |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1968 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OK |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | OK |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | OK |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | OK |  | Suburban | XXXXXX | 3 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000084656 |  |  |  |  |  | IL |  | Tenant Occupied | XXXXXX | 4 | 2 | 0 | 2 Car | XXXXXX | Urban | 2 Family | 2 | 1896 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -7.55% | XXXXXX | -7.55% | XXXXXX | 0.00% |  |  |  |  |  | XXXXXX | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Urban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | IL |  | Urban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IL |  | Urban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000084438 |  |  |  |  |  | OH |  | Owner Occupied | XXXXXX | 3 | 1 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1974 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -3.85% | XXXXXX | -3.85% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | OH |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | OH |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000086376 |  |  |  |  |  | WA |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1977 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -2.97% | XXXXXX | -2.97% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | WA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | WA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000085683 |  |  |  |  |  | PA |  | Tenant Occupied | XXXXXX | 3 | 1 | 0 | 2 Car | XXXXXX | Suburban | Single Family Attached | 1 | 1925 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -8.11% | XXXXXX | -8.11% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | PA |  | Suburban | XXXXXX | 3 | 3 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | PA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | PA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000082600 |  |  |  |  |  | MN |  | Owner Occupied | XXXXXX | 3 | 1 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1930 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MN |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | MN |  | Suburban | XXXXXX | 2 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MN |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089097 |  |  |  |  |  | CA |  | Vacant | XXXXXX | 3 | 1 | 0 | 2 Car | XXXXXX | Suburban | Single Family Attached | 1 | 1940 | C4 - Average (-) | Residential Street | B = Stable | D = Below Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -5.00% | XXXXXX | -5.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Deferred Maintenance Visible |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | CA |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000085038 |  |  |  |  |  | MD |  | Tenant Occupied | XXXXXX | 4 | 3 | 0 |  | XXXXXX | Urban | Townhouse | 1 | 1910 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  | XXXXXX | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban | XXXXXX | 4 | 4 | 0 | XXXXXX | Average | REO |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | MD |  | Urban | XXXXXX | 5 | 4 | 0 | XXXXXX | Average | REO |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MD |  | Urban | XXXXXX | 3 | 3 | 0 | XXXXXX | Average | REO |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000083706 |  |  |  |  |  | MO |  | Tenant Occupied | XXXXXX | 8 | 8 | 4 | 4 Car | XXXXXX | Suburban | 4 Family | 4 | 2000 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | D = Less Confident-Minimal Data |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Low Confidence |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MO |  | Suburban | XXXXXX | 10 | 8 | 4 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | MO |  | Suburban | XXXXXX | 10 | 4 | 4 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MO |  | Suburban | XXXXXX | 10 | 8 | 4 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089132 |  |  |  |  |  | NJ |  | Owner Occupied | XXXXXX | 1 | 1 | 0 |  |  | Suburban | Condo (Mid Rise) | 1 | 1969 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  | XXXXXX | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  | A |  | NJ |  | Suburban | XXXXXX | 1 | 1 | 0 |  | Average | REO |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | NJ |  | Suburban | XXXXXX | 1 | 1 | 0 |  | Average | REO |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NJ |  | Suburban | XXXXXX | 1 | 1 | 0 |  | Average | REO |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089158 |  |  |  |  |  | TX |  | Owner Occupied | XXXXXX | 3 | 1 | 1 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1958 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes | XXXXXX | 65 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 2 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Listing 1 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000087971 |  |  |  |  |  | TN |  | Owner Occupied | XXXXXX | 3 | 2 | 0 | Carport | XXXXXX | Suburban | Single Family Detached | 1 | 1977 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TN |  | Suburban | XXXXXX | 3 | 1 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | TN |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TN |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089561 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 4 | 3 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2004 | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090045 |  |  |  |  |  | TN |  | Tenant Occupied | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1965 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TN |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | TN |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TN |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | TN |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000085934 |  |  |  |  |  | NC |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2025 | C1 - Excellent | Residential Street | B = Stable | A = Good Appeal B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NC |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Excellent | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | NC |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Excellent | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NC |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Excellent | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000086852 |  |  |  |  |  | KY |  | Owner Occupied | XXXXXX | 2 | 1 | 0 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1952 | C4 - Average (-) | Residential Street | A = Increasing | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | KY |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | KY |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | KY |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000085179 |  |  |  |  |  | OH |  | Owner Occupied | XXXXXX | 2 | 1 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1934 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | OH |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | OH |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000085775 |  |  |  |  |  | MI |  | Vacant | XXXXXX | 3 | 1 | 0 |  | XXXXXX | Urban | Single Family Detached | 1 | 1949 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MI |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | MI |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MI |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090219 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1956 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 1 | 1 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 1 | 1 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000086647 |  |  |  |  |  | AZ |  | Owner Occupied | XXXXXX | 3 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1999 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AZ |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | AZ |  | Suburban | XXXXXX | 3 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | AZ |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000082941 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 4 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1948 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 6 | 5 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 5 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090521 |  |  |  |  |  | MA |  | Owner Occupied | XXXXXX | 3 | 3 | 0 | 1 Car | XXXXXX | Urban | Single Family Detached | 1 | 1952 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes | XXXXXX | 121 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Urban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | MA |  | Urban | XXXXXX | 4 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MA |  | Urban | XXXXXX | 4 | 3 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089238 |  |  |  |  |  | IN |  | Vacant | XXXXXX | 4 | 2 | 1 | 2 Car | XXXXXX | Suburban | PUD | 1 | 2025 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IN |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | IN |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IN |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089904 |  |  |  |  |  | TX |  | Vacant | XXXXXX | 3 | 2 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1972 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | Yes | XXXXXX | 71 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090512 |  |  |  |  |  | MA |  | Owner Occupied | XXXXXX | 6 | 2 | 0 | 1 Car | XXXXXX | Suburban | 2 Family | 2 | 1996 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Suburban | XXXXXX | 8 | 6 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | MA |  | Suburban | XXXXXX | 6 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MA |  | Suburban | XXXXXX | 6 | 4 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000088823 |  |  |  |  |  | NH |  | Owner Occupied | XXXXXX | 3 | 2 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1962 | C4 - Average (-) | Residential Street | D = Minor Decline | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NH |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | NH |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NH |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000086211 |  |  |  |  |  | OH |  | Tenant Occupied | XXXXXX | 4 | 2 | 0 | 3 Car | XXXXXX | Suburban | 2 Family | 2 | 1977 | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  |  | Yes | XXXXXX | 59 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban | XXXXXX | 5 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | OH |  | Suburban | XXXXXX | 4 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | OH |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089623 |  |  |  |  |  | CA |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1961 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 2 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090065 |  |  |  |  |  | TX |  | Vacant | XXXXXX | 4 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2017 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  | XXXXXX | Yes | XXXXXX | 38 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | TX |  | Suburban | XXXXXX | 4 | 3 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TX |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091176 |  |  |  |  |  | CA |  | Vacant | XXXXXX | 5 | 6 | 1 | 3 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2010 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 5 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 6 | 6 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 6 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089917 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 6 | 4 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1962 | C3 - Average (+) | Residential Street | A = Increasing | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 4 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000086502 |  |  |  |  |  | IN |  | Vacant | XXXXXX | 2 | 1 | 0 |  | XXXXXX | Urban | Single Family Detached | 1 | 1900 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IN |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | IN |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IN |  | Suburban | XXXXXX | 2 | 1 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090094 |  |  |  |  |  | IL |  | Vacant | XXXXXX | 2 | 2 | 0 |  |  | Suburban | Condo (Low Rise) | 1 | 1972 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Suburban | XXXXXX | 2 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | IL |  | Suburban | XXXXXX | 2 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IL |  | Suburban | XXXXXX | 2 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089669 |  |  |  |  |  | NY |  | Tenant Occupied | XXXXXX | 10 | 4 | 0 | 2 Car | XXXXXX | Urban | 3 Family | 3 | 1930 | C4 - Average (-) | City - Low Rise Views | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -2.17% | XXXXXX | -2.17% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban | XXXXXX | 6 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | NY |  | Urban | XXXXXX | 7 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NY |  | Urban | XXXXXX | 6 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | NY |  | Urban | XXXXXX | 6 | 3 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089582 |  |  |  |  |  | FL |  | Tenant Occupied | XXXXXX | 2 | 1 | 0 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1968 | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -6.02% | XXXXXX | -6.02% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | FL |  | Suburban | XXXXXX | 1 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | FL |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000085247 |  |  |  |  |  | OH |  | Owner Occupied | XXXXXX | 3 | 1 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1929 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | Yes | XXXXXX | 77 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | -4.46% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 2 |  |  |  | OH |  | Suburban | XXXXXX | 2 | 1 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | OH |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090407 |  |  |  |  |  | PA |  | Tenant Occupied | XXXXXX | 3 | 1 | 1 |  | XXXXXX | Urban | Townhouse | 1 | 1920 | C2 - Good | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -8.42% | XXXXXX | -8.42% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  |  | 0.39 | XXXXXX | Sale 2 |  |  |  | PA |  | Urban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Sale 3 |  |  |  | PA |  | Urban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  |  | XXXXXX | XXXXXX | Listing 1 |  |  |  | PA |  | Urban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090400 |  |  |  |  |  | NJ |  | Tenant Occupied | XXXXXX | 4 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1997 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | 85 | 0.85 | XXXXXX | Sale 2 |  |  |  | NJ |  | Suburban | XXXXXX | 5 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NJ |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000088413 |  |  |  |  |  | MD |  | Vacant | XXXXXX | 3 | 2 | 2 | 1 Car | XXXXXX | Suburban | Townhouse | 1 | 1995 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | 35 | 0.24 | XXXXXX | Sale 2 |  |  |  | MD |  | Suburban | XXXXXX | 3 | 2 | 2 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MD |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091581 |  |  |  |  |  | TX |  | Vacant | XXXXXX | 4 | 3 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2025 | C1 - Excellent | Residential Street | B = Stable | A = Good Appeal B |  | XXXXXX | No |  |  |  |  | 11/07/2025 | B = Very Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | 32 | 0.00 | XXXXXX | Sale 2 |  |  |  | TX |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TX |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091445 |  |  |  |  |  | TX |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2006 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -3.23% | XXXXXX | -3.23% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  |  | 0.18 | XXXXXX | Sale 2 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Sale 3 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Listing 1 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000076952 |  |  |  |  |  | TX |  | Tenant Occupied | XXXXXX | 5 | 3 | 0 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1999 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -4.08% | XXXXXX | -4.08% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 1 | 1.40 | XXXXXX | Sale 2 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TX |  | Suburban | XXXXXX | 5 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000086839 |  |  |  |  |  | VA |  | Tenant Occupied | XXXXXX | 2 | 1 | 0 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1955 | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | VA |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | 117 | 0.59 | XXXXXX | Sale 2 |  |  |  | VA |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | VA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090210 |  |  |  |  |  | SC |  | Tenant Occupied | XXXXXX | 2 | 1 | 0 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1955 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | SC |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | 140 | 0.88 | XXXXXX | Sale 2 |  |  |  | SC |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | SC |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090233 |  |  |  |  |  | SC |  | Tenant Occupied | XXXXXX | 3 | 1 | 0 | Carport | XXXXXX | Suburban | Single Family Detached | 1 | 1954 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | SC |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | 140 | 0.88 | XXXXXX | Sale 2 |  |  |  | SC |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | SC |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000088539 |  |  |  |  |  | WI |  | Tenant Occupied | XXXXXX | 4 | 2 | 0 | 2 Car | XXXXXX | Urban | 2 Family | 2 | 1900 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WI |  | Urban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | 1 | 0.28 | XXXXXX | Sale 2 |  |  |  | WI |  | Urban | XXXXXX | 6 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | WI |  | Urban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091444 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 3 | 1 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1957 | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 1 | 1 | XXXXXX | Good | Retail |  |  | 65 | 0.18 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089960 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2019 | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Good | Retail |  |  | 49 | 0.10 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089523 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1968 | C3 - Average (+) | Residential Street | A = Increasing | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 33 | 0.63 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090074 |  |  |  |  |  | TX |  | Vacant | XXXXXX | 5 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2006 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes | XXXXXX | 102 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 73 | 0.70 | XXXXXX | Sale 2 |  |  |  | TX |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TX |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089401 |  |  |  |  |  | NY |  | Tenant Occupied | XXXXXX | 6 | 3 | 0 | 1 Car | XXXXXX | Urban | 3 Family | 3 | 1880 | C3 - Average (+) | City - Low Rise Views | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -9.68% | XXXXXX | -9.68% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban | XXXXXX | 6 | 2 | 0 | XXXXXX | Average | Retail |  |  | 90 | 0.89 | XXXXXX | Sale 2 |  |  |  | NY |  | Urban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NY |  | Urban | XXXXXX | 6 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Listing 1 |  |  |  | NY |  | Urban | XXXXXX | 6 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089244 |  |  |  |  |  | CA |  | Vacant | XXXXXX | 3 | 1 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1962 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | 1 | 0.83 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089506 |  |  |  |  |  | TX |  | Tenant Occupied | XXXXXX | 4 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1991 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | 32 | 0.05 | XXXXXX | Sale 2 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091599 |  |  |  |  |  | NY |  | Owner Occupied | XXXXXX | 4 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1964 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban | XXXXXX | 5 | 2 | 1 | XXXXXX | Average | Retail |  |  | 131 | 0.36 | XXXXXX | Sale 2 |  |  |  | NY |  | Suburban | XXXXXX | 4 | 1 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NY |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000092224 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 3 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1989 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | 30 | 0.69 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089202 |  |  |  |  |  | MD |  | Vacant | XXXXXX | 3 | 1 | 1 |  | XXXXXX | Urban | Townhouse | 1 | 1924 | C2 - Good | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -7.89% | XXXXXX | -7.89% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban | XXXXXX | 4 | 2 | 0 | XXXXXX | Good | Retail |  |  |  | 0.21 | XXXXXX | Sale 2 |  |  |  | MD |  | Urban | XXXXXX | 3 | 2 | 1 | XXXXXX | Good | Retail |  |  |  | XXXXXX | XXXXXX | Sale 3 |  |  |  | MD |  | Urban | XXXXXX | 2 | 2 | 0 | XXXXXX | Good | Retail |  |  |  | XXXXXX | XXXXXX | Listing 1 |  |  |  | MD |  | Urban | XXXXXX | 3 | 1 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091601 |  |  |  |  |  | NY |  | Tenant Occupied | XXXXXX | 7 | 3 | 1 |  | XXXXXX | Urban | 2 Family | 2 | 2001 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban | XXXXXX | 5 | 3 | 0 | XXXXXX | Average | Retail |  |  |  | 0.66 | XXXXXX | Sale 2 |  |  |  | NY |  | Urban | XXXXXX | 6 | 2 | 2 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Sale 3 |  |  |  | NY |  | Urban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Listing 1 |  |  |  | NY |  | Urban | XXXXXX | 4 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091069 |  |  |  |  |  | IL |  | Vacant | XXXXXX | 5 | 3 | 0 | 3 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1989 | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | 42 | 0.00 | XXXXXX | Sale 2 |  |  |  | IL |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IL |  | Suburban | XXXXXX | 5 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000088693 |  |  |  |  |  | MD |  | Vacant | XXXXXX | 4 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1988 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -3.19% | XXXXXX | -3.19% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | 28 | 1.50 | XXXXXX | Sale 2 |  |  |  | MD |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MD |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090025 |  |  |  |  |  | FL |  | Vacant | XXXXXX | 3 | 2 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1956 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 299 | 0.20 | XXXXXX | Sale 2 |  |  |  | FL |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | FL |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000088258 |  |  |  |  |  | IA |  | Owner Occupied | XXXXXX | 2 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1920 | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 73 | 0.54 | XXXXXX | Sale 2 |  |  |  | IA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000088338 |  |  |  |  |  | IL |  | Vacant | XXXXXX | 3 | 1 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1962 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | 42 | 0.77 | XXXXXX | Sale 2 |  |  |  | IL |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IL |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090678 |  |  |  |  |  | NV |  | Vacant | XXXXXX | 5 | 3 | 0 | 3 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1996 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -3.81% | XXXXXX | -3.81% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NV |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | 103 | 0.17 | XXXXXX | Sale 2 |  |  |  | NV |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NV |  | Suburban | XXXXXX | 5 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090947 |  |  |  |  |  | PA |  | Owner Occupied | XXXXXX | 3 | 1 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1945 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Suburban | XXXXXX | 4 | 1 | 0 | XXXXXX | Average | Retail |  |  | 38 | 0.66 | XXXXXX | Sale 2 |  |  |  | PA |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | PA |  | Suburban | XXXXXX | 5 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090883 |  |  |  |  |  | DC |  | Vacant | XXXXXX | 3 | 1 | 0 | 1 Car | XXXXXX | Suburban | Townhouse | 1 | 1924 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | DC |  | Urban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  |  | 0.61 | XXXXXX | Sale 2 |  |  |  | DC |  | Urban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Sale 3 |  |  |  | DC |  | Urban | XXXXXX | 3 | 1 | 0 | XXXXXX | Good | Retail |  |  |  | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090813 |  |  |  |  |  | FL |  | Tenant Occupied | XXXXXX | 3 | 2 | 0 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1950 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  |  | 0.73 | XXXXXX | Sale 2 |  |  |  | FL |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Sale 3 |  |  |  | FL |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090990 |  |  |  |  |  | CA |  | Tenant Occupied | XXXXXX | 8 | 5 | 0 | 5+ Cars | XXXXXX | Suburban | 4 Family | 4 | 1967 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | Yes | XXXXXX | 44 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 8 | 8 | 0 | XXXXXX | Average | Retail |  |  | 1 | 3.94 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 8 | 6 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 6 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091731 |  |  |  |  |  | CT |  | Vacant | XXXXXX | 3 | 1 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1973 | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes | XXXXXX | 38 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CT |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | 32 | 0.57 | XXXXXX | Sale 2 |  |  |  | CT |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CT |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090677 |  |  |  |  |  | AL |  | Vacant | XXXXXX | 3 | 1 | 0 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1948 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | Yes | XXXXXX | 127 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -0.78% | XXXXXX | -0.78% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AL |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | 122 | 0.52 | XXXXXX | Sale 2 |  |  |  | AL |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | AL |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090565 |  |  |  |  |  | CA |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1985 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 3 | 0 | XXXXXX | Average | Retail |  |  | 49 | 0.27 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000080385 |  |  |  |  |  | MA |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2000 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -3.76% | XXXXXX | -3.76% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Suburban | XXXXXX | 5 | 1 | 1 | XXXXXX | Average | Retail |  |  | 20 | 1.60 | XXXXXX | Sale 2 |  |  |  | MA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000088782 |  |  |  |  |  | FL |  | Vacant | XXXXXX | 3 | 2 | 0 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1979 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban | XXXXXX | 3 | 3 | 0 | XXXXXX | Average | Retail |  |  | 120 | 3.63 | XXXXXX | Sale 2 |  |  |  | FL |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | FL |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091140 |  |  |  |  |  | MD |  | Vacant | XXXXXX | 3 | 1 | 0 |  | XXXXXX | Suburban | Townhouse | 1 | 1940 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  |  | 0.34 | XXXXXX | Sale 2 |  |  |  | MD |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Sale 3 |  |  |  | MD |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090850 |  |  |  |  |  | OR |  | Vacant | XXXXXX | 4 | 2 | 1 | 3 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2014 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -2.61% | XXXXXX | -2.61% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OR |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 50 | 1.33 | XXXXXX | Sale 2 |  |  |  | OR |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | OR |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091017 |  |  |  |  |  | CT |  | Vacant | XXXXXX | 5 | 4 | 1 | 4 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1966 | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CT |  | Suburban | XXXXXX | 4 | 4 | 1 | XXXXXX | Average | Retail |  |  | 130 | 2.08 | XXXXXX | Sale 2 |  |  |  | CT |  | Suburban | XXXXXX | 4 | 3 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CT |  | Suburban | XXXXXX | 6 | 4 | 1 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089622 |  |  |  |  |  | MO |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2025 | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MO |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Excellent | Retail |  |  | 272 | 1.19 | XXXXXX | Sale 2 |  |  |  | MO |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Excellent | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MO |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091423 |  |  |  |  |  | SC |  | Owner Occupied | XXXXXX | 4 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1958 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -3.29% | XXXXXX | -3.29% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | SC |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 0 | 0.60 | XXXXXX | Sale 2 |  |  |  | SC |  | Suburban | XXXXXX | 4 | 4 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | SC |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091318 |  |  |  |  |  | MD |  | Vacant | XXXXXX | 2 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2025 | C1 - Excellent | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  | 30 | 0.64 | XXXXXX | Sale 2 |  |  |  | MD |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Excellent | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MD |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091376 |  |  |  |  |  | MD |  | Vacant | XXXXXX | 4 | 1 | 0 |  | XXXXXX | Suburban | Single Family Attached | 1 | 1971 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban | XXXXXX | 4 | 1 | 0 | XXXXXX | Average | Retail |  |  | 30 | 0.12 | XXXXXX | Sale 2 |  |  |  | MD |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MD |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091847 |  |  |  |  |  | CA |  | Vacant | XXXXXX | 3 | 3 | 0 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1939 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  | XXXXXX | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 30 | 0.47 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090981 |  |  |  |  |  | AZ |  | Vacant | XXXXXX | 0 | 1 | 0 |  |  | Suburban | Condo (Low Rise) | 1 | 1995 | C3 - Average (+) | Community with Amenities | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  | XXXXXX | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  | 16-228 |  | AZ |  | Suburban | XXXXXX | 0 | 1 | 0 |  | Average | Retail |  |  | 15 | 0.00 | XXXXXX | Sale 2 |  |  |  | AZ |  | Suburban | XXXXXX | 1 | 1 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | AZ |  |  | XXXXXX | 1 | 1 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000088905 |  |  |  |  |  | FL |  | Tenant Occupied | XXXXXX | 3 | 2 | 0 | 1 Car |  | Suburban | Condo (Low Rise) | 1 | 1974 | C3 - Average (+) | Residential Street | D = Minor Decline | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban | XXXXXX | 3 | 2 | 0 |  | Average | Retail |  |  | 119 | 0.00 | XXXXXX | Sale 2 |  |  |  | FL |  | Suburban | XXXXXX | 3 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | FL |  | Suburban | XXXXXX | 2 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091275 |  |  |  |  |  | WA |  | Tenant Occupied | XXXXXX | 3 | 2 | 0 | 3 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2006 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 89 | 0.13 | XXXXXX | Sale 2 |  |  |  | WA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | WA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090625 |  |  |  |  |  | CA |  | Tenant Occupied | XXXXXX | 11 | 11 | 4 | 3 Car | XXXXXX | Suburban | 4 Family | 4 | 2022 | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 6 | 4 | 0 | XXXXXX | Average | Retail |  |  |  | 0.60 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 4 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 16 | 12 | 0 | XXXXXX | Good | Retail |  |  |  | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091227 |  |  |  |  |  | AZ |  | Owner Occupied | XXXXXX | 3 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1969 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AZ |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 46 | 0.81 | XXXXXX | Sale 2 |  |  |  | AZ |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | AZ |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090469 |  |  |  |  |  | TN |  | Tenant Occupied | XXXXXX | 3 | 2 | 0 | Carport | XXXXXX | Suburban | Single Family Detached | 1 | 1972 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TN |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 49 | 2.12 | XXXXXX | Sale 2 |  |  |  | TN |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TN |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000092768 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1995 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -0.83% | XXXXXX | -0.83% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 25 | 1.40 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000088799 |  |  |  |  |  | AZ |  | Vacant | XXXXXX | 4 | 2 | 0 | 3 Car | XXXXXX | Rural | Single Family Detached | 1 | 2025 | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AZ |  | Rural | XXXXXX | 4 | 3 | 0 | XXXXXX | Good | Retail |  |  | 73 | 0.00 | XXXXXX | Sale 2 |  |  |  | AZ |  | Rural | XXXXXX | 4 | 3 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | AZ |  | Rural | XXXXXX | 4 | 3 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091762 |  |  |  |  |  | NY |  | Vacant | XXXXXX | 3 | 2 | 0 |  |  | Suburban | Condo (Mid Rise) | 1 | 2024 | C1 - Excellent | Community with Amenities | A = Increasing | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | D = Less Confident-Minimal Data |  |  |  | XXXXXX | -8.70% | XXXXXX | -8.70% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Low Confidence |  |  |  | Appraisal |  |  |  |  | Sale 1 |  | 403 |  | NY |  | Suburban | XXXXXX | 4 | 2 | 0 |  | Good | Unknown |  |  |  | 1.25 | XXXXXX | Sale 2 |  |  |  | NY |  | Suburban | XXXXXX | 3 | 2 | 0 |  | Excellent | Unknown |  |  |  | XXXXXX | XXXXXX | Sale 3 |  |  |  | NY |  | Suburban | XXXXXX | 3 | 2 | 0 |  | Good | Unknown |  |  |  | XXXXXX | XXXXXX | Listing 1 |  |  |  | NY |  | Suburban | XXXXXX | 3 | 2 | 1 |  | Average | REO |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091279 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1951 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -0.58% | XXXXXX | -0.58% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | 10 | 0.36 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090254 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 3 | 3 | 1 | 2 Car | XXXXXX | Rural | Single Family Detached | 1 | 2005 | C3 - Average (+) | Waterfront - Large Lake | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Rural | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | 1 | 0.00 | XXXXXX | Sale 2 |  |  |  | CA |  | Rural | XXXXXX | 3 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Rural | XXXXXX | 3 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091120 |  |  |  |  |  | NY |  | Tenant Occupied | XXXXXX | 4 | 3 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1997 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban | XXXXXX | 3 | 1 | 1 | XXXXXX | Average | Retail |  |  | 75 | 0.54 | XXXXXX | Sale 2 |  |  |  | NY |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NY |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000094141 |  |  |  |  |  | CA |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1960 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 46 | 0.36 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000088526 |  |  |  |  |  | NC |  | Tenant Occupied | XXXXXX | 3 | 1 | 0 | Carport | XXXXXX | Urban | Single Family Detached | 1 | 1963 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -3.64% | XXXXXX | -3.64% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NC |  | Urban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 43 | 0.00 | XXXXXX | Sale 2 |  |  |  | NC |  | Urban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | NC |  | Urban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000089858 |  |  |  |  |  | MD |  | Vacant | XXXXXX | 3 | 1 | 1 |  | XXXXXX | Urban | Townhouse | 1 | 1915 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | 1 | 0.08 | XXXXXX | Sale 2 |  |  |  | MD |  | Urban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MD |  | Urban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090882 |  |  |  |  |  | MI |  | Tenant Occupied | XXXXXX | 3 | 1 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1955 | C4 - Average (-) | Residential Street | B = Stable | D = Below Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -9.64% | XXXXXX | -9.64% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Deferred Maintenance Visible |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MI |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 0 | 0.61 | XXXXXX | Sale 2 |  |  |  | MI |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MI |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000087124 |  |  |  |  |  | IL |  | Tenant Occupied | XXXXXX | 5 | 2 | 0 | 2 Car | XXXXXX | Suburban | 2 Family | 2 | 1956 | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | 149 | 0.60 | XXXXXX | Sale 2 |  |  |  | IL |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IL |  | Suburban | XXXXXX | 5 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091009 |  |  |  |  |  | IL |  | Owner Occupied | XXXXXX | 2 | 2 | 0 | 3 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1990 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -7.27% | XXXXXX | -7.27% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | 74 | 0.33 | XXXXXX | Sale 2 |  |  |  | IL |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IL |  | Suburban | XXXXXX | 2 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090998 |  |  |  |  |  | TX |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1996 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 40 | 0.12 | XXXXXX | Sale 2 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | TX |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000094070 |  |  |  |  |  | IL |  | Owner Occupied | XXXXXX | 4 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2007 | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | 70 | 0.10 | XXXXXX | Sale 2 |  |  |  | IL |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IL |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090296 |  |  |  |  |  | CA |  | Vacant | XXXXXX | 4 | 3 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2025 | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -1.24% | XXXXXX | -1.24% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 3 | 0 | XXXXXX | Excellent | Retail |  |  | 46 | 0.00 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 3 | 0 | XXXXXX | Excellent | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 5 | 3 | 0 | XXXXXX | Excellent | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090922 |  |  |  |  |  | AL |  | Owner Occupied | XXXXXX | 2 | 1 | 1 |  | XXXXXX | Suburban | Single Family Attached | 1 | 1979 | C4 - Average (-) | Residential Street | B = Stable | D = Below Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -4.88% | XXXXXX | -4.88% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Deferred Maintenance Visible |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AL |  | Suburban | XXXXXX | 2 | 1 | 1 | XXXXXX | Average | Retail |  |  | 28 | 0.05 | XXXXXX | Sale 2 |  |  |  | AL |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | AL |  | Suburban | XXXXXX | 2 | 1 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091217 |  |  |  |  |  | AZ |  | Vacant | XXXXXX | 3 | 2 | 0 | 2 Car |  | Suburban | Condo (Low Rise) | 1 | 1974 | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -0.73% | XXXXXX | -0.73% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  | 138 |  | AZ |  | Suburban | XXXXXX | 3 | 2 | 0 |  | Average | Retail |  |  | 45 | 0.22 | XXXXXX | Sale 2 |  |  |  | AZ |  | Suburban | XXXXXX | 2 | 2 | 0 |  | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | AZ |  | Suburban | XXXXXX | 2 | 2 | 0 |  | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091644 |  |  |  |  |  | VA |  | Vacant | XXXXXX | 5 | 5 | 1 | 3 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2024 | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -4.76% | XXXXXX | -4.76% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | VA |  | Suburban | XXXXXX | 7 | 7 | 0 | XXXXXX | Good | Retail |  |  | 125 | 1.12 | XXXXXX | Sale 2 |  |  |  | VA |  | Suburban | XXXXXX | 4 | 4 | 2 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | VA |  | Suburban | XXXXXX | 7 | 7 | 1 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090450 |  |  |  |  |  | OK |  | Owner Occupied | XXXXXX | 3 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2015 | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OK |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Good | Retail |  |  | 67 | 0.37 | XXXXXX | Sale 2 |  |  |  | OK |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | OK |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000090127 |  |  |  |  |  | MO |  | Vacant | XXXXXX | 3 | 1 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1956 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MO |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | 31 | 0.22 | XXXXXX | Sale 2 |  |  |  | MO |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | MO |  | Suburban | XXXXXX | 2 | 1 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091010 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 3 | 2 | 0 | 2 Car |  | Suburban | Condo (Low Rise) | 1 | 1975 | C3 - Average (+) | Ocean View | B = Stable | C = Average |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -8.43% | XXXXXX | -8.43% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 3 | 1 |  | Average | Retail |  |  | 22 | 0.02 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 3 | 1 |  | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091652 |  |  |  |  |  | CA |  | Tenant Occupied | XXXXXX | 5 | 2 | 0 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1963 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -7.28% | XXXXXX | -7.28% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 24 | 0.52 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091467 |  |  |  |  |  | CO |  | Owner Occupied | XXXXXX | 5 | 5 | 2 | 5+ Cars | XXXXXX | Suburban | Single Family Detached | 1 | 2004 | C3 - Average (+) | Residential Street | A = Increasing | B = Conforms to Area |  | XXXXXX | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CO |  | Suburban | XXXXXX | 7 | 5 | 3 | XXXXXX | Average | Retail |  |  | 83 | 4.26 | XXXXXX | Sale 2 |  |  |  | CO |  | Suburban | XXXXXX | 4 | 3 | 2 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CO |  | Suburban | XXXXXX | 4 | 3 | 2 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000092088 |  |  |  |  |  | NY |  | Tenant Occupied | XXXXXX | 3 | 2 | 0 | 1 Car | XXXXXX | Suburban | Single Family Detached | 1 | 1973 | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | -8.99% | XXXXXX | -8.99% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban | XXXXXX | 3 | 1 | 0 | XXXXXX | Average | Retail |  |  | 28 | 0.85 | XXXXXX | Sale 2 |  |  |  | NY |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Sale 3 |  |  |  | NY |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  |  | XXXXXX | XXXXXX | Listing 1 |  |  |  | NY |  | Suburban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091766 |  |  |  |  |  | CA |  | Owner Occupied | XXXXXX | 3 | 2 | 1 | 2 Car | XXXXXX | Suburban | Single Family Detached | 1 | 2022 | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes | XXXXXX | 23 | XXXXXX |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Good | Retail |  |  | 41 | 0.00 | XXXXXX | Sale 2 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | CA |  | Suburban | XXXXXX | 3 | 2 | 1 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000092017 |  |  |  |  |  | OH |  | Tenant Occupied | XXXXXX | 4 | 2 | 0 | 3 Car | XXXXXX | Suburban | 2 Family | 2 | 1973 | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban | XXXXXX | 4 | 2 | 2 | XXXXXX | Average | Retail |  |  | 38 | 11.48 | XXXXXX | Sale 2 |  |  |  | OH |  | Suburban | XXXXXX | 4 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | OH |  | Suburban | XXXXXX | 4 | 2 | 2 | XXXXXX | Good | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000091022 |  |  |  |  |  | OH |  | Vacant | XXXXXX | 2 | 1 | 0 |  | XXXXXX | Suburban | Single Family Detached | 1 | 1925 | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | 48 | 0.17 | XXXXXX | Sale 2 |  |  |  | OH |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | OH |  | Suburban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 4000094419 |  |  |  |  |  | IL |  | Vacant | XXXXXX | 3 | 2 | 1 | 2 Car | XXXXXX | Urban | Single Family Detached | 1 | 1961 | C4 - Average (-) | Residential Street | A = Increasing | B = Conforms to Area |  |  | No |  |  |  |  | 11/07/2025 | C = Confident |  |  |  | XXXXXX | 0.00% | XXXXXX | 0.00% | XXXXXX | 0.00% |  |  |  |  |  |  | XXXXXX |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Urban | XXXXXX | 3 | 2 | 1 | XXXXXX | Average | Retail |  |  | 83 | 0.14 | XXXXXX | Sale 2 |  |  |  | IL |  | Urban | XXXXXX | 4 | 2 | 1 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX | Sale 3 |  |  |  | IL |  | Urban | XXXXXX | 3 | 2 | 0 | XXXXXX | Average | Retail |  |  | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.09

**Exhibit 99.09** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Collateral ID** | **Loan Flag** | **Loan Status** | **Loan Status Date** | **Originator** | **Property Address** | **City** | **State** | **Zip Code** | **Original Balance** | **Rate Type Code** | **Loan Product** | **Lien Type** | **Original Rate** | **Qualifying Rate** | **Original Monthly PI Payment** | **Borrower FICO** | **Coborrower FICO** | **FICO Date** | **Appraisal Date** | **Owner Occupancy** | **Property Type** | **Appraisal Value** | **Purchase Price** | **Property Value for LTV** | **Originator Original LTV** | **Combined LTV** | **Debt to Income Ratio** | **ARM Index** | **Interest Only Period** | **Original Maturity Term** | **Original Amortization Term** | **Prepayment Penalty Months** | **Prepay Penalty Type** | **Note Date** | **First Payment Date** | **Maturity Date** | **Property Units** | **Loan Purpose** | **Foreign National Flag** | **Documentation Type** | **T & I & A Payment** | **Monthly Taxes** | **Monthly Insurance** | **Mortgage Type** | **ARM Margin** | **Minimum Rate Life Floor** | **Maximum Rate** | **Initial Periodic Cap** | **Life Rate Cap** | **Subsequent Periodic Cap** | **Payment Adjustment Frequency** | **Rate Adjustment Frequency** | **Property Acquisition Date** | **Property Acquisition Price** | **Borrower ID** | **Cross Default Loan Count** | **Rental Purpose** | **Rent** | **Rent in Place from Lease** | **Type of Rent to Qualify** | **Rented Flag** | **Originator Original DSCR** | **Property Improvement Flag** | **Personal Guarantor** | **Annual HOA** | **Property Condition** | **Reserve Amount** | **Origination Channel** | **Property Exception Grade** | **After Repair Value** | **After Repair Value Percent** | **Loan to Cost** | **Release Provisions** | **Release Amount** | **Property Loan Amount** | **Year Built** | **Square Foot** | **Number of Bedrooms** | **Number of Bathrooms** | **Section 8 Housing Program** |
| XXXXX | 4000090407 | XXXXX |  | XXXXX | Y | Loan Review Complete |  |  |  |  |  |  |  | Fixed | Fixed Rate | 1 | 6.500% |  | $3171.72 |  |  |  |  | Investment |  |  |  |  | 65.000% | 65.000% |  |  |  | 360 | 360 | 60 | Prepaid Balance |  |  |  |  |  | No | DSCR | $418.39 |  |  | Conventional without MI |  |  |  |  |  |  |  |  |  |  |  | 3 |  | $5158.86 |  |  |  | 1.44 |  | xxxxxx, xxxxx | $0.00 | N | XXXXX | Retail | 1 |  |  | 0.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000090407-1 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $112.38 | $38.38 | $74.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1300.00 | $1300.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXXX | XXXXX | 1920 | 1108 | 3 | 1 | No |
| XXXXX | 4000090407-2 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $124.34 | $66.01 | $58.33 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1348.00 | $1348.00 | Lease Income | Y |  |  |  | $0.00 | C2 |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXXX |  | 1920 | 1098 | 3 | 1 | No |
| XXXXX | 4000090407-3 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 2 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | Refinance |  |  | $181.67 | $81.17 | $100.50 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $2510.86 | $2510.86 | Lease Income | Y |  |  |  | $0.00 | Good |  |  |  |  |  | 0.000% | Fixed Dollar Amount | XXXXX |  | 1920 | 1716 | 4 | 2 | No |

---

## Exhibit 99.10

**Exhibit 99.10** 

---

| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan Number** | **Collateral ID** | **Property Num** | **Loan Status** | **Loan Status Date** | **Originator** | **Unit Num** | **Property Apt** | **Property Address** | **City** | **State** | **Zip Code** | **Is Lease In Place** | **Lease Start Date** | **Lease End Date** | **Original Lease Term** | **Lease Remaining Months** | **Rental Purpose** | **Gross Monthly Rental Income** | **Appraisal Average Lease Amount** | **Unit Rental Amount** |
| XXXXX | 4000090407 | XXXXX |  | XXXXX | 1 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1300.00 | $1300.00 | $1300.00 |
| XXXXX | 4000090407 | XXXXX |  |  | 1 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 10/01/2024 | 03/31/2026 | 18 | 7 | Long Term | $1300.00 | $1300.00 | $1300.00 |
| XXXXX | 4000090407 | XXXXX |  | XXXXX | 2 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1348.00 | $1400.00 | $1348.00 |
| XXXXX | 4000090407 | XXXXX |  |  | 2 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 05/01/2024 | 04/29/2026 | 23 | 8 | Long Term | $1348.00 | $1400.00 | $1348.00 |
| XXXXX | 4000090407 | XXXXX |  | XXXXX | 3 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $2510.86 | $2900.00 | $2510.86 |
| XXXXX | 4000090407 | XXXXX |  |  | 3 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 05/01/2025 | 04/29/2027 | 23 | 20 | Long Term | $1255.43 | $1450.00 | $1255.43 |
| XXXXX | 4000090407 | XXXXX |  |  | 3 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 08/01/2025 | 07/31/2027 | 24 | 23 | Long Term | $1255.43 | $1450.00 | $1255.43 |

---

## Exhibit 99.11

**Exhibit 99.11** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Property ID** | **Property Address** | **City** | **State** | **Zip Code** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXXX | 4000090407-1 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  | Appraisal |  |  |  |  | -8.42% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000090407-2 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  | Appraisal |  |  |  |  | -9.50% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000090407-3 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | XXXXX | XXXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.12

**Exhibit 99.12**

![](ex99-12_001.jpg)

**NARRATIVE**

**OBX 2025-NQM21**

**By Canopy Financial Technology Partners LLC on November 3, 2025**

Canopy Financial Technology Partners LLC

<u>chweeler@canopytpr.com</u> \| 801-792-2995 \| <u>www.canopytpr.com</u>

Address: 1 Research Court, Suite 450, Rockville, MD 20850

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

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**Description of Services**

Canopy Financial Technology Partners, LLC ("Canopy") performed certain due diligence services (the "Review) described below on Non-Agency Eligible Mortgage Loans ("Loans") backed by residential properties originated or acquired by Onslow Bay Financial LLC (the "Client") or its affiliated company. The Review was conducted from May to October 2025 via files imaged and provided by the Client for review.

The Review consisted of a population of four hundred fifty-four (454) Loans with an aggregate principal balance of $224,222,419.

**Loan Sampling**

The Client defined the sample size and the random sampling of the Loans to be included in the Review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs); Fitch Ratings and Kroll Bond Rating Agency, LLC.

**Data Integrity**

Canopy performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the actual Loan File as captured by Canopy. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Amortized Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Self Employed Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;.25% tolerance |
| &nbsp;&nbsp;Escrow Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Final Reviewed QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Higher Priced Mortgage Loan (HPML) Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Index | &nbsp;&nbsp;No tolerance |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

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---

| | |
|:---|:---|
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Margin (ARM Loan) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Interest Only Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Occupancy Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Balance | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;Origination BK Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Foreclosure Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Prepayment Penalty Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Underwriting Guideline Product Name | &nbsp;&nbsp;No tolerance |

---

**Credit Underwriting**

Canopy reviewed each Loan File to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria or other requirements provided by the Client, including, as applicable, Ability to Repay (ATR) and Qualified Mortgage (QM) requirements. The Credit Qualification review consisted of the following:

**Loan Attributes.** To determine borrower program eligibility, Canopy verified the following loan attributes and, where applicable, re-calculated based on the information provided.

· Assets and Reserves;

· DTI;

· DSCR;

· Gross Income;

· Housing history;

· Lien Position;

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· Loan Purpose;

· LTV/CLTV;

· Monthly debt service;

· Occupancy;

· Property Type;

· Qualifying PITI; and

· Residual Income.

**Credit Application:** For the Credit Application (1003), Canopy verified whether

· All known borrower-owned properties are disclosed on the REO Section;

· Borrower(s) employment history ;

· Citizenship and eligibility;

· First time home buyer status ;

· The application was signed by all borrowers; and

· The application was substantially completed.

**Credit History:** Canopy verified:

· A credit report or alternative credit history as applicable to loan type is present for each borrower;

· Bankruptcy and foreclosure seasoning;

· Capture the monthly consumer debt payments for use in the applicable DTI calculation;

· Installment and revolving payment history;

· Mortgage/rental payment history;

· Note and research the Real Estate Owned, OFAC, and Fraud alerts;

· Number of tradelines; and

· Representative Credit Score and Methodology.

**Employment and Income:** Canopy determined whether all applicable supporting documentation as required by Seller's Guidelines and Ability to Repay ("**ATR**") when applicable per above were in the file. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with Seller's Guidelines. Documentation verifying employment and income were deemed acceptable if it was a third-party document as required by the Seller's Guidelines and ATR when applicable per above and may include:

· Verbal or Written VOE's;

· Paystubs;

· W-2 forms;

· Tax returns;

· Financial statements;

· Award letters;

· IRS Tax Transcripts (compared to Tax Returns provided by Borrower(s)).

**Fraud Review:** For all Loans, the Client provided the results from a third-party anti-fraud tool to Vendor.

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In accordance with the type of fraud report provided, Canopy utilized the results provided by the Client along with information in the Loan File, to identify and address any potential misrepresentations including:

· Borrower identity:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower name variations

· Employment:

· Licensing – reviewed NMLS data for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Loan officer

· Occupancy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Subject property ownership history

· OFAC.

**Asset Review:** Canopy assessed whether the asset documentation required by the Seller's Guidelines and ATR, when applicable, was present in the Loan File. Canopy also conducted a review of the reserve calculation, if used to determine ATR or required by the Seller's Guidelines, including a review of any large deposits. Canopy re-calculated gross, net, and liquid asset balances. The Asset Review also consisted of verifying the down payment, closing costs, prepaid items and reserves. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

· Depository account statements;

· Gift funds;

· Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved;

· Stock or security account statements; and/or

· VOD's.

**Hazard/Flood insurance/Taxes:** A review of the insurance present on the loan was performed by Canopy as follows:

· Confirmed that the flood certification is for the correct borrower, property, lender and loan number and is a "Life of Loan"
certification;

· Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns;"

· Confirmed that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations;

· For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines;

· For properties in a flood zone per the flood certification, confirmed that flood insurance meets guideline requirements in the file
and met the minimum required amount of coverage in the guidelines;

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· Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and that taxes are current; and

· Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines.

**Automated Underwriting System Findings:** N/A

**Document Review**

Canopy reviewed each Loan File and verified if the following documents, as applicable, were included in the file and if the data on these documents was consistent (where applicable):

· Initial application (1003);

· Final application (1003);

· Note;

· Mortgage/Deed of Trust;

· Appraisal;

· Sales Contract;

· Title Commitment/Policy;

· Junior Lien/Subordination Agreement;

· Mortgage Insurance;

· Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section herein;

· Flood Certification;

· Initial and Final Loan Estimate (LE);

· Initial and Final and Closing Disclosure (CD);

· Post-Consummation Closing Disclosure (PC-CD) [if applicable].

**Business Purpose Validation**

For Loans originated as Business Purpose loans (as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act ("TILA") [15 U.S.C. 1601 et seq.]), Canopy assessed that the facts and circumstances of the subject loan did not trigger Consumer Purpose classification (also as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act [15 U.S.C. 1601 et seq.]).

**"Missing Document" to Cleared Exception:** In the event that there was no express statement in the Loan File, and there was no express evidence in the Loan File that the loan proceeds were used for "Business Purpose" Canopy assigned the file a "D" grade for missing said documentation. In the event that the express statement, or with clear, unequivocal documented evidence of use of loan proceeds for non-consumer, business purpose, was provided by the lender that defines and/or evidences the "primary purpose" of the loan as "business purpose" the "D" grade – "Missing Document", was cleared by Canopy.

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**"Missing Document" to "B" Grade:** In the event that there was no express statement in the Loan File, and there was no express evidence provided that the loan proceeds were used for "Business Purpose", Canopy gave the file a "D" grade, for missing documentation. In the event that there was not any express statement or evidence of business purpose use of the proceeds, then the "D" grade – "Missing Document" initial finding was re-graded after conducting a full Consumer Purpose, regulatory compliance review, as applicable to assignees for Consumer Purpose loans. In the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**"Material Compliance Violation":** In the event that no express statement existed in the Loan File, Canopy assessed any and all documentation provided to determine what the actual use of the proceeds were, to best identify that the "primary purpose" of the loan was not in fact for "business purpose" as relied upon by the lender, but is in fact for a "consumer purpose". If, in fact, evidence existed that the proceeds were used for personal, Consumer Purpose, then Canopy identified that the "primary purpose" of the loan is not "business purpose" and as "consumer purpose" subject to the full Consumer Purpose regulatory compliance obligations of an originator as it applies to an assignee, with a material compliance exception of a "C" grade.

**"Material Compliance Violation" to "B" Grade:** The above noted Material Compliance Violation was re-graded to a "B" grade by conducting a full Consumer Purpose regulatory compliance review, as applicable to assignees for Consumer Purpose loans, and in the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**Compliance Review**

Canopy reviewed each Loan File and, if applicable, verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Canopy' review included, but was not limited to, the verification and validation that each mortgage loan met the relevant provisions of:

(i) **Anti-Predatory Lending** requirements, that are imposed by federal, state and/or local statutory, regulatory or authoritative
determinations (e.g. state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or
criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including HOEPA and any state and
local high-cost home loan laws. Assignee shall have the meaning as defined in TILA;

(ii) the **Truth in Lending Act** (" <u>TILA</u> "), as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by
Regulation Z, 12 C.F.R. Part 1026;

(iii) the **Real Estate Settlement Procedures Act** (" <u>RESPA</u> "), 12 U.S.C. §2603, as implemented by Regulation
X, 12 C.F.R. Part 1024;

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(iv) the **Equal Credit Opportunity Act** ("ECOA") **, 15 U.S.C.** §1691 as implemented by Regulation B, 12 C.F.R.
§1001.1(b);

**I.** **Compliance Documentation Requirements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review of the following documents as they related to regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial and final application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Note, including all addendums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Copy of note for any junior liens (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Mortgage / Deed of Trust, including all riders

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Initial, Interim, and Final Loan Estimates ("LE")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to
consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Notice of Right to Cancel (as applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Rate Lock Date Information;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. HOEPA Disclosures (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Initial Escrow Account Disclosure

**II.** **Anti-Predatory Lending (Assignee Liability)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loans were reviewed for violations of federal, state & local high cost,
higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that
is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar
classification/definition was reported.

**III.** **Compliance Testing Elements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. **Truth-in-Lending Act (TILA) / Regulation Z**: Loans were reviewed to
determine compliance with the following requirements of TILA and Regulation Z, including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. **TILA/RESPA Integrated Disclosure Testing ("TRID")**. A review and comparison of LEs and
CDs with a report outlining any TILA violations, including a re-calculation of disclosed finance charge, principal and interest calculations,
proper completion of the Projected Payments table, total of payments, finance charge, amount financed, recalculation of disclosed APR
and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required
timeframes. Testing will be conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID
Grid 4.0");

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. **Right of Rescission**. A review of the TILA Right of Rescission, Notice of Right to Cancel, including
a verification of the transaction date and expiration date, ensuring proper execution of the Notice of Right to Cancel by all required
parties, verifying the disbursement date and determining if a full three (3) day rescission period was adequately provided to the borrower(s).
The appropriate Model Form will be tested according to applicable U.S. Court of Appeals, Circuit Court rulings;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. **Qualified Mortgage and Ability to Repay**. A review to ensure the mortgage loan meets the applicable
Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by
the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43. QM and ATR testing is detailed below.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. **Real Estate Settlement Procedures Act (RESPA)/Regulation X**: Review
to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA
disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of
Homeownership Counselling Organizations).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. **Equal Credit Opportunity Act (ECOA)/Regulation B**: Confirm compliance
with the January 18, 2014 requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business
days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable
waiver. The disclosure of the right to receive a copy of appraisals may be met by the disclosure on the Loan Estimate pursuant to 12 CFR
§ 1026.27(m)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. **Fair Credit Reporting Act (FRCA)/Regulation V**: Confirm compliance
with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant,
as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**e.** **Miscellaneous Compliance Testing:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mandatory Arbitration – Canopy will report mandatory arbitration provisions
present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Single Premium Credit Insurance – Canopy will report single premium credit insurance policies or
debt cancellation agreements present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. TPR will test for state prepayment and late charge restrictions. If a prepayment
penalty that exceeds the state permitted penalty has expired, this must be reported.

**State & Local Anti-Predatory Requirements**

The following is an itemization of the generally understood current and historical state and local anti-predatory lending requirements, as customary in secondary market due diligence compliance testing:

· Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

· California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

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· California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

· Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

· Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible
Lending and Economic Security Act, Conn. House Bill 5577 (2008).

· Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

· District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as
implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

· Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

· Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361
and as modified by Senate Bill 03-53).

· Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

· Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

· Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1
et seq. (2004).

· Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

· City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440;
2-32-455; 2-92-325; 4-4-155; 8-4-325.

· Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois
SB 1167 (2007).

· Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

· Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

· Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat.
§ 360.100 et seq.

· Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann.
§§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

· Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended
by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

· Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender
Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

· Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387
(2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

· Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

· Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

· Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et
seq.

· Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

· Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

· Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as
amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

· Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

· Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. §
598D.010 et seq.

· New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

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· New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. §
58-21A-1 et seq.

· New York High-Cost Home Loan Regulations (1A - Original Part 41), 3 NYCCR Part 41 (2001).

· New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L.
Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

· New York Subprime Home Loans, NY Bank. Law § 6-m.

· North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina
Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a) as amended.

· Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. §
1.63. · Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules
§ 109 4-3-01 et seq.

· City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

· Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§
201.01 et seq.

· Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

· Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

· Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

· City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

· Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as
implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

· South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

· South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

· Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

· Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

· The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas
Constitution

· Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

· Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

· Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

· Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§
6.1-413; 6.1-422, 6.1-428.

· Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§
6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

· Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

· West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

· Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

· Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

**QUALIFIED MORTGAGE (QM)** 

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Canopy reviews the loan to determine whether, based on available information in the Loan File: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-12_001.jpg)

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency as permitted under the QM final rule, Canopy reviews the loan to determine whether, based on available information in the Loan File the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Canopy then determines whether the loan is a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**Ability to Repay (ATR)**

Canopy reviews the loan to determine whether, based on available information in the Loan File, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Note: for loans designated as QM – Agency eligible (QM – Temporary), Canopy will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Canopy reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Canopy does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Canopy's review is based on information contained in the Loan File at the time it is provided to Canopy to review, and only reflects information as of that point in time.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-12_001.jpg)

**VALUATION REVIEW**

Canopy reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, integrity of comparable sales, completeness of data and eligibility of the appraiser, consistent with underwriting guidelines, variances, tolerances, and exception authorities established by Client. Additionally, Canopy determined that the appraised value appeared to be reasonably supported ("Value-Supported Analysis"), based on the valuation provided by the Independent Third-party Review.

· With respect to Title XI of FIRREA, Canopy checked for the presence of the appraiser's license,
and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

· With respect to USPAP, Canopy confirmed the appraiser's certification is present and executed within
the original appraisal.

***Independent third-party values, CU SCORES and FHLMC REPS and WARRANTS***

Canopy applied a cascade methodology to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

· If a Desk Review, or other acceptable review product, was provided supporting the origination appraised
value within a -10% variance and acceptable confidence score, no additional products were required.

· In the event a Desk Review yielded material exceptions or had a value exceeding a negative ten percent
(-10%) variance, a field review or second appraisal was ordered to further establish value.

**Agency Eligible Loans:**

**·** **For FNMA loans, if a CU Score was available and the CU Score was greater than 2.5, Canopy ordered an AVM or Desk Review. If the CU Score was less than or equal to 2.5, no further review product was required based on market acceptance of Agency Eligible Loans.**

**·** **For FHLMC loans, if the FHLMC Rep & Warrant Relief indicator was Not Eligible, Canopy ordered an AVM or Desk Review. If the FHLMC Rep & Warrant Relief indicator was Eligible, no further review product was required based on market acceptance of Agency Eligible Loans.**

**GRADING COMPONENTS**

**Due Diligence Grading Criteria**

Upon completion of the Loan File review, Canopy assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-12_001.jpg)

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Form ABS Due Diligence-15E.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Event Grade** | &nbsp;&nbsp;**Final Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;**D** | There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;**D** | There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-12_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grade** | &nbsp;&nbsp;**Valuation Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms |
| &nbsp;&nbsp;**D** | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

**FINDINGS SUMMARY**

**Summary Overview**

Canopy's review concluded with the grading of the Credit, Property/Valuation, and Compliance sections. 97.80% (444 loans) have an overall grade of "A" and 2.20% (10 loans) have an overall grade of "B".

Canopy's review concluded a Credit grade of "A" for 98.02%, (445 loans) of mortgage loans reviewed, and 1.98% (9 loans) have a Credit grade of "B".

Canopy's review concluded a Compliance grade of "A" for 100.00%, (454 loans) of mortgage loans reviewed, and 0.00% (0 loans) have a Compliance grade of "B".

Canopy's review concluded a Property/Valuation grade of "A" for 99.78%, (453 loans) of mortgage loans reviewed, and 0.22% (1 loan) has a Property/Valuation grade of "B".

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-12_001.jpg)

**FINDINGS TABLE**

**REVIEW TABLES**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;444 | &nbsp;&nbsp;97.80% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;10 | &nbsp;&nbsp;2.20% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**454** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;445 | &nbsp;&nbsp;98.02% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;9 | &nbsp;&nbsp;1.98% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**454** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;454 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**454** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;453 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**454** | &nbsp;&nbsp;**100.00%** |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-12_001.jpg)

**Additional Loan Summary Details**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;434 | &nbsp;&nbsp;95.59% | &nbsp;&nbsp;$207139295.00 |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;20 | &nbsp;&nbsp;4.41% | &nbsp;&nbsp;$17083124.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**454** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224222419.00** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;454 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$224222419.00 |
| &nbsp;&nbsp;Second | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**454** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224222419.00** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation—<br> Proceeds used to pay off existing loans <br> other than loans secured by real estate | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.22% | &nbsp;&nbsp;$500000.00 |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.44% | &nbsp;&nbsp;$1176500.00 |
| &nbsp;&nbsp;Cash Out: Other/Multi-Purpose/Unknown Purpose | &nbsp;&nbsp;56 | &nbsp;&nbsp;12.33% | &nbsp;&nbsp;$25253675.00 |
| &nbsp;&nbsp;Limited Cash Out (GSE Definition) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;108 | &nbsp;&nbsp;23.79% | &nbsp;&nbsp;$56419766.00 |
| &nbsp;&nbsp;Other Than First Time Home Purchase | &nbsp;&nbsp;250 | &nbsp;&nbsp;55.07% | &nbsp;&nbsp;$121817809.00 |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;37 | &nbsp;&nbsp;8.15% | &nbsp;&nbsp;$19054669.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**454** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224222419.00** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;120 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;121 - 180 Months | &nbsp;&nbsp;10 | &nbsp;&nbsp;2.20% | &nbsp;&nbsp;$3198600.00 |
| &nbsp;&nbsp;181 - 240 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;241 - 300 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;301 - 360 Months | &nbsp;&nbsp;443 | &nbsp;&nbsp;97.58% | &nbsp;&nbsp;$219623819.00 |
| &nbsp;&nbsp;421 - 480 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.22% | &nbsp;&nbsp;$1400000.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**454** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224222419.00** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Owner Occupied | &nbsp;&nbsp;208 | &nbsp;&nbsp;45.81% | &nbsp;&nbsp;$122704003.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;13 | &nbsp;&nbsp;2.86% | &nbsp;&nbsp;$6877774.00 |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;233 | &nbsp;&nbsp;51.32% | &nbsp;&nbsp;$94640642.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**454** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$224222419.00** |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

**DATA COMPARISON RESULTS**

Of the four hundred fifty-four (454) mortgage Loan Files reviewed, two hundred thirty-eight (238) unique loans (52.42% by number) had three hundred ten (310) tape comparison discrepancies across twenty-seven (27) data fields.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** | &nbsp;&nbsp;**# Loans with Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;ARM Initial Interest Rate Minimum | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;4 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.88% |
| &nbsp;&nbsp;ARM Lifetime Interest Rate Minimum | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;3 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.66% |
| &nbsp;&nbsp;ARM Subsequent Interest Rate Cap | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;ARM Subsequent Interest Rate Change Frequency | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;18 | &nbsp;&nbsp;454 | &nbsp;&nbsp;3.96% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;19 | &nbsp;&nbsp;454 | &nbsp;&nbsp;4.19% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.44% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;11 | &nbsp;&nbsp;454 | &nbsp;&nbsp;2.42% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;3 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.66% |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;171 | &nbsp;&nbsp;454 | &nbsp;&nbsp;37.67% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;3 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.66% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.44% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.44% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.44% |
| &nbsp;&nbsp;Primary Mortgage or Rent Times 30 | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Property Description | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;17 | &nbsp;&nbsp;454 | &nbsp;&nbsp;3.74% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;4 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.88% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;10 | &nbsp;&nbsp;454 | &nbsp;&nbsp;2.20% |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-12_001.jpg)

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Qualifying Interest Rate | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;10 | &nbsp;&nbsp;454 | &nbsp;&nbsp;2.20% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43 , Do not Apply Tolerance If DTI >= 43 and AUS = No | &nbsp;&nbsp;19 | &nbsp;&nbsp;454 | &nbsp;&nbsp;4.19% |
| &nbsp;&nbsp;Secondary Appraised Property Value | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;454 | &nbsp;&nbsp;0.22% |

---

**Disclaimer**

*Canopy Financial Technology Partners, LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).* 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.* 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.* 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance. Neither supplemental factual investigation nor enhanced reviews can guarantee that all information provided to the Company will be accurate. Reports are, and must be construed solely as, statements of opinion and not as statements of fact as to credit worthiness, investment, financial, or other recommendation to purchase, sell, or hold any security.* 

*Reports may contain assumptions and/or predictions regarding future events which are "forward-looking" and inherently cannot be verified as facts. Consequently, Reports may be affected by future events or conditions which were not anticipated at the time the Report was made. Such forward-looking statements necessarily involve risks and uncertainties which may result in future performance that is materially different from the Report's assumptions and/or conclusions. As such, Reports are not a guaranty of future performance nor a prospectus related to the underlying securities (if any), and under reliance should not be placed upon the Reports in the purchase, sale, or holding of any security.* 

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

## Exhibit 99.13

**Exhibit 99.13**

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **Appraiser License #** | **Appraiser First Name** | **Appraisal Last Name** |
| 4000074238 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $3146.47 | No |  | $6375.12 | $531.26 | $3218.04 | $268.17 | $0.00 | $0.00 | $0.00 | $3945.90 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.267 | 1.267 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 32.07 | xxx | 32.07 | No | 54.55 | N/A | xxx | xxx | xxx |
| 4000076530 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9395 | xxx | 6.740% |  | No AUS | No | 7.333% |  | 6.990% |  | $2459.13 | No |  | $1827.96 | $152.33 | $1139.04 | $94.92 | $0.00 | $0.00 | $0.00 | $2706.38 | $5343.28 |  |  | $0.00 |  |  | 0.00% | 48.30% | 48.30% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 131.21 | No | 33.76 | N/A | xxx | xxx | xxx |
| 4000080225 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1870 | xxx | 6.930% |  | No AUS | No | 7.935% |  | 7.625% |  | $2017.21 | No |  | $5353.08 | $446.09 | $3444.12 | $287.01 | $0.00 | $0.00 | $0.00 | $2750.31 | $48428.38 |  |  | $0.00 |  |  | 0.00% | 5.76% | 5.76% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.47 | xxx | 9.47 | No | 74.03 | N/A | xxx | xxx | xxx |
| 4000077268 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $2279.23 | No |  | $10155.84 | $846.32 | $1379.04 | $114.92 | $3444.00 | $287.00 | $0.00 | $3527.47 | $0.00 | xxx | xxx | $287.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.076 | 1.075 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 541.96 | xxx | 541.96 | No | 34.02 | Yes | xxx | xxx | xxx |
| 4000077721 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6606 | xxx | 6.160% |  | No AUS | No | 6.953% |  | 6.625% |  | $3072.98 | No |  | $2088.00 | $174.00 | $1134.96 | $94.58 | $5760.00 | $480.00 | $0.00 | $3821.56 | $26504.98 | xxx | xxx | $480.00 | xxx | Monthly | 0.00% | 20.12% | 20.12% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 11 | 15 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 82.88 | xxx | 82.88 | No | 29.29 | Yes | xxx | xxx | xxx |
| 4000075954 |  | xxx | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: CDFI Lender Exempt | Yes | No | No | N/A | Appendix Q Documentation | 13657.2 | xxx | 6.880% |  | No AUS | No | 8.916% |  | 8.625% |  | $2216.70 | No |  | $5009.88 | $417.49 | $3787.68 | $315.64 | $0.00 | $0.00 | $0.00 | $2949.83 | $36859.29 |  |  | $0.00 |  |  | 0.00% | 10.10% | 10.10% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 9.96 | No | 58.16 | N/A | xxx | xxx | xxx |
| 4000076241 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $1397.00 | No |  | $4600.08 | $383.34 | $1233.00 | $102.75 | $0.00 | $0.00 | $0.00 | $1883.09 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.168 | 1.168 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 98.91 | No | 60 | N/A | xxx | xxx | xxx |
| 4000081871 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.125% |  | $4028.65 | No |  | $6746.04 | $562.17 | $1338.48 | $111.54 | $0.00 | $0.00 | $0.00 | $4702.36 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.01 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.04 | xxx | 11.04 | No | 70 | N/A | xxx | xxx | xxx |
| 4000081595 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $2268.23 | No |  | $7186.80 | $598.90 | $1455.00 | $121.25 | $0.00 | $0.00 | $0.00 | $2988.38 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.405 | 1.4 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 38.82 | No | 70 | N/A | xxx | xxx | xxx |
| 4000078532 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.000% |  | $2751.62 | No |  | $3514.20 | $292.85 | $17314.80 | $1442.90 | $0.00 | $0.00 | $0.00 | $4487.37 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.78 | 0.784 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.92 | xxx | 13.92 | No | 75 | N/A | xxx | xxx | xxx |
| 4000083999 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1080.65 | No |  | $2587.44 | $215.62 | $1188.96 | $99.08 | $0.00 | $0.00 | $0.00 | $1395.35 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.827 | 1.872 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 273.75 | xxx | 273.75 | No | 70 | N/A | xxx | xxx | xxx |
| 4000083229 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2145 | xxx | 6.770% |  | No AUS | No | 7.279% |  | 7.250% |  | $9912.38 | No |  | $19050.84 | $1587.57 | $1215.00 | $101.25 | $0.00 | $0.00 | $0.00 | $11601.20 | $13133.13 |  |  | $0.00 |  |  | 0.00% | 54.97% | 54.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 47.50 | xxx | 47.5 | No | 74.32 | N/A | xxx | xxx | xxx |
| 4000083989 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $5292.49 | No |  | $7944.24 | $662.02 | $2202.00 | $183.50 | $0.00 | $0.00 | $0.00 | $6138.01 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.01 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.72 | xxx | 6.86 | No | 75 | N/A | xxx | xxx | xxx |
| 4000084114 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12955 | xxx | 6.670% |  | No AUS | No | 7.224% |  | 7.125% |  | $3860.40 | No |  | $9562.56 | $796.88 | $3068.40 | $255.70 | $0.00 | $0.00 | $0.00 | $4912.98 | $8694.76 |  |  | $0.00 |  |  | 0.00% | 48.28% | 48.28% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.49 | xxx | 10.49 | No | 74.9 | N/A | xxx | xxx | xxx |
| 4000083933 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2020 | xxx | 6.670% |  | No AUS | No | 7.427% |  | 7.375% |  | $3221.31 | No |  | $10937.04 | $911.42 | $1846.44 | $153.87 | $0.00 | $0.00 | $0.00 | $4286.60 | $9435.24 |  |  | $0.00 |  |  | 0.00% | 45.70% | 45.70% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.37 | xxx | 5.37 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087211 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation |  |  |  |  | No AUS | No |  |  | 6.375% |  | $12477.39 | No |  | $61875.00 | $5156.25 | $8325.00 | $693.75 | $0.00 | $0.00 | $0.00 | $18327.39 | $48143.81 |  |  | $0.00 |  |  | 0.00% | 34.94% | 34.94% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 29.03 | xxx | 29.03 | No | 40.4 | N/A | xxx | xxx | xxx |
| 4000080637 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $2130.46 | No |  | $1979.88 | $164.99 | $2361.84 | $196.82 | $0.00 | $0.00 | $0.00 | $2492.27 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.725 | 1.72 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 214.92 | xxx | 214.92 | No | 70 | N/A | xxx | xxx | xxx |
| 4000085936 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2835.1 | xxx | 6.790% |  | No AUS | No | 6.770% |  | 6.375% |  | $1216.55 | No |  | $2232.00 | $186.00 | $1794.96 | $149.58 | $0.00 | $0.00 | $0.00 | $1552.13 | $2222.87 |  |  | $0.00 |  |  | 0.00% | 49.43% | 49.43% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 28.00 | xxx | 28 | No | 30.23 | N/A | xxx | xxx | xxx |
| 4000082964 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2095.70 | No |  | $4831.32 | $402.61 | $1780.92 | $148.41 | $3948.00 | $329.00 | $0.00 | $2975.72 | $0.00 | xxx | xxx | $329.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.008 | 1.008 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 27.95 | xxx | 27.95 | No | 70 | N/A | xxx | xxx | xxx |
| 4000086965 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.499% |  | $1093.36 | Yes | 23.990% | $5514.96 | $459.58 | $908.04 | $75.67 | $3802.08 | $316.84 | $0.00 | $1945.45 | $0.00 | xxx | xxx | $316.84 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.002 | 1.002 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 5.66 | xxx | 5.66 | No | 69.2 | Yes | xxx | xxx | xxx |
| 4000085824 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $4434.14 | No |  | $13907.52 | $1158.96 | $2762.04 | $230.17 | $0.00 | $0.00 | $0.00 | $5823.27 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.859 | 0.859 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 5.15 | xxx | 5.15 | No | 55.79 | N/A | xxx | xxx | xxx |
| 4000086314 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $4289.06 | No |  | $3229.68 | $269.14 | $7291.56 | $607.63 | $24.96 | $2.08 | $0.00 | $5167.91 | $0.00 | xxx | xxx | $2.08 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.103 | 1.1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 77.98 | xxx | 77.98 | No | 69.23 | N/A | xxx | xxx | xxx |
| 4000091261 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $2097.64 | Yes | 35.000% | $6588.00 | $549.00 | $2101.44 | $175.12 | $0.00 | $0.00 | $0.00 | $2821.76 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.325 | 1.276 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.82 | xxx | 17.82 | No | 75 | N/A | xxx | xxx | xxx |
| 4000086906 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | Yes | No | N/A | N/A |  |  |  | LPA | LP Accept/Eligible | No |  |  | 6.625% |  | $3998.74 | No |  | $14298.96 | $1191.58 | $2706.96 | $225.58 | $0.00 | $0.00 | $0.00 | $5415.90 | $23997.14 |  |  | $0.00 |  |  | 0.00% | 17.66% | 17.66% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 117.99 | xxx | 117.99 | No | 49.96 | N/A | xxx | xxx | xxx |
| 4000085618 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2320 | xxx | 6.790% |  | No AUS | No | 6.832% |  | 6.750% |  | $5383.36 | No |  | $14375.04 | $1197.92 | $1912.92 | $159.41 | $0.00 | $0.00 | $0.00 | $6740.69 | $15499.31 |  |  | $0.00 |  |  | 0.00% | 30.78% | 30.78% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 59.72 | xxx | 59.82 | No | 72.17 | N/A | xxx | xxx | xxx |
| 4000086156 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2320 | xxx | 6.790% |  | No AUS | No | 7.271% |  | 7.250% |  | $16883.86 | No |  | $41464.44 | $3455.37 | $5370.96 | $447.58 | $0.00 | $0.00 | $0.00 | $20786.81 | $28728.19 |  |  | $0.00 |  |  | 0.00% | 45.13% | 45.13% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 31 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 35.25 | xxx | 35.25 | No | 75 | N/A | xxx | xxx | xxx |
| 4000085347 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6564 | xxx | 6.790% |  | No AUS | No | 7.306% |  | 7.250% |  | $9550.47 | No |  | $19530.00 | $1627.50 | $13625.28 | $1135.44 | $0.00 | $0.00 | $0.00 | $12313.41 | $23559.28 |  |  | $0.00 |  |  | 0.00% | 40.20% | 37.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 3 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 44 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.99 | xxx | 12.99 | No | 80 | N/A | xxx | xxx | xxx |
| 4000084577 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $5166.11 | No |  | $9192.12 | $766.01 | $2781.48 | $231.79 | $0.00 | $0.00 | $0.00 | $6163.91 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.819 | 0 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 18.85 | xxx | 18.85 | No | 75 | N/A | xxx | xxx | xxx |
| 4000085514 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $3066.24 | No |  | $6073.68 | $506.14 | $936.96 | $78.08 | $0.00 | $0.00 | $0.00 | $3650.46 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.37 | 1.369 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.61 | xxx | 8.09 | No | 63.41 | N/A | xxx | xxx | xxx |
| 4000089523 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9160 | xxx | 6.750% |  | No AUS | No | 7.067% |  | 6.875% |  | $4230.62 | No |  | $10062.48 | $838.54 | $2123.04 | $176.92 | $0.00 | $0.00 | $0.00 | $5246.08 | $6488.92 |  |  | $0.00 |  |  | 0.00% | 44.82% | 44.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 52 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.93 | xxx | 8.93 | No | 80 | N/A | xxx | xxx | xxx |
| 4000089502 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16375 | xxx | 6.790% |  | No AUS | No | 7.543% |  | 7.250% |  | $4775.23 | No |  | $14874.96 | $1239.58 | $3624.96 | $302.08 | $0.00 | $0.00 | $0.00 | $6316.89 | $7927.81 |  |  | $0.00 |  |  | 0.00% | 48.83% | 48.83% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.56 | xxx | 10.56 | No | 58.82 | N/A | xxx | xxx | xxx |
| 4000085857 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5290 | xxx | 6.790% |  | No AUS | No | 7.173% |  | 7.000% |  | $3725.69 | No |  | $9999.96 | $833.33 | $2450.04 | $204.17 | $0.00 | $0.00 | $0.00 | $4763.19 | $7001.81 |  |  | $0.00 |  |  | 0.00% | 46.96% | 46.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 41 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.86 | xxx | 4.27 | No | 70 | N/A | xxx | xxx | xxx |
| 4000086692 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1740 | xxx | 6.750% |  | No AUS | No | 7.155% |  | 7.000% |  | $1330.60 | No |  | $11395.32 | $949.61 | $2754.00 | $229.50 | $0.00 | $0.00 | $0.00 | $2509.71 | $38301.83 |  |  | $0.00 |  |  | 0.00% | 11.06% | 11.06% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 50.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership - 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - N/A - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 30.74 | xxx | 30.74 | No | 27.68 | N/A | xxx | xxx | xxx |
| 4000089173 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $3158.52 | No |  | $7750.44 | $645.87 | $3105.00 | $258.75 | $0.00 | $0.00 | $0.00 | $4063.14 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.837 | 0.83 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.62 | xxx | 10.62 | No | 75 | N/A | xxx | xxx | xxx |
| 4000089174 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $3259.11 | No |  | $4024.92 | $335.41 | $1389.96 | $115.83 | $0.00 | $0.00 | $0.00 | $3710.35 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.862 | 0.86 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.73 | xxx | 5.73 | No | 75 | N/A | xxx | xxx | xxx |
| 4000085802 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $1312.64 | No |  | $3325.20 | $277.10 | $1386.96 | $115.58 | $0.00 | $0.00 | $0.00 | $1705.32 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.583 | 1.552 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 115.46 | xxx | 115.81 | No | 42.27 | N/A | xxx | xxx | xxx |
| 4000089158 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $4400.04 | No |  | $17486.76 | $1457.23 | $2606.40 | $217.20 | $1040.04 | $86.67 | $0.00 | $6161.14 | $0.00 | xxx | xxx | $86.67 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.812 | 0.812 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.08 | xxx | 12.08 | No | 68.25 | N/A | xxx | xxx | xxx |
| 4000088431 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5506.25 | xxx | 6.750% |  | No AUS | No | 6.929% |  | 6.625% |  | $1888.91 | No |  | $7999.32 | $666.61 | $1950.96 | $162.58 | $0.00 | $0.00 | $0.00 | $2718.10 | $6028.56 |  |  | $0.00 |  |  | 0.00% | 45.44% | 45.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 71 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 42.26 | xxx | 42.26 | No | 66.29 | N/A | xxx | xxx | xxx |
| 4000084736 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1420 | xxx | 6.750% |  | No AUS | No | 7.163% |  | 7.125% |  | $5280.27 | No |  | $4014.00 | $334.50 | $3462.96 | $288.58 | $800.04 | $66.67 | $0.00 | $5970.02 | $11247.13 | xxx | xxx | $66.67 | xxx | Annually | 0.00% | 34.92% | 34.92% | No |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | Yes | No | 4 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | Yes | No | N/A | xxx | 61.76 | xxx | 61.76 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088585 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1243.22 | No |  | $3473.28 | $289.44 | $1497.96 | $124.83 | $0.00 | $0.00 | $0.00 | $1657.49 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.664 | 0.66 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 102.81 | No | 61.02 | N/A | xxx | xxx | xxx |
| 4000089241 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1491.78 | No |  | $4179.84 | $348.32 | $1947.72 | $162.31 | $365.04 | $30.42 | $0.00 | $2032.83 | $0.00 | xxx | xxx | $30.42 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.144 | 1.144 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 117.51 | xxx | 117.51 | No | 69.7 | N/A | xxx | xxx | xxx |
| 4000087938 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4933.75 | xxx | 6.750% |  | No AUS | No | 6.526% |  | 6.250% |  | $1446.94 | No |  | $6229.80 | $519.15 | $604.20 | $50.35 | $5280.00 | $440.00 | $0.00 | $2456.44 | $4418.56 | xxx | xxx | $440.00 | xxx | Monthly | 0.00% | 35.96% | 35.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 57 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.30 | xxx | 8.68 | No | 50 | N/A | xxx | xxx | xxx |
| 4000086932 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $2177.77 | No |  | $8515.20 | $709.60 | $2570.04 | $214.17 | $0.00 | $0.00 | $0.00 | $3101.54 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.192 | 2.19 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 28.05 | No | 30.86 | N/A | xxx | xxx | xxx |
| 4000087971 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1723.95 | No |  | $1062.96 | $88.58 | $1021.32 | $85.11 | $0.00 | $0.00 | $0.00 | $1897.64 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.054 | 1.054 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 123.60 | xxx | 123.6 | No | 75 | N/A | xxx | xxx | xxx |
| 4000089178 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $2123.38 | No |  | $2155.56 | $179.63 | $1710.00 | $142.50 | $0.00 | $0.00 | $0.00 | $2445.51 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.227 | 1.227 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 41.18 | No | 51.72 | N/A | xxx | xxx | xxx |
| 4000087739 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1933.89 | No |  | $2780.04 | $231.67 | $4692.48 | $391.04 | $0.00 | $0.00 | $0.00 | $2556.60 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 2.034 | 2.034 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 128.75 | xxx | 128.75 | No | 73.68 | N/A | xxx | xxx | xxx |
| 4000086147 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2927.33 | No |  | $3556.08 | $296.34 | $1337.04 | $111.42 | $0.00 | $0.00 | $0.00 | $3335.09 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.079 | 1.079 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 20.52 | xxx | 20.52 | No | 59.46 | N/A | xxx | xxx | xxx |
| 4000088580 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1044.52 | No |  | $4416.00 | $368.00 | $1037.04 | $86.42 | $0.00 | $0.00 | $0.00 | $1498.94 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.134 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | .00 | .00 | xxx | 70.12 | No | 53.9 | N/A | xxx | xxx | xxx |
| 4000086845 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.990% |  | $1661.58 | Yes | 35.000% | $4583.52 | $381.96 | $1017.96 | $84.83 | $3444.00 | $287.00 | $0.00 | $2415.37 | $0.00 | xxx | xxx | $287.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.615 | 1.615 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 50.77 | No | 21.74 | Yes | xxx | xxx | xxx |
| 4000090045 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.125% |  | $2700.83 | No |  | $1620.00 | $135.00 | $1772.04 | $147.67 | $0.00 | $0.00 | $0.00 | $2983.50 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.356 | 1.35 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 815.39 | xxx | 815.39 | No | 70 | N/A | xxx | xxx | xxx |
| 4000089179 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $3956.62 | No |  | $10625.04 | $885.42 | $4134.96 | $344.58 | $0.00 | $0.00 | $0.00 | $5186.62 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.945 | 0.945 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.62 | xxx | 21.62 | No | 68.24 | N/A | xxx | xxx | xxx |
| 4000089157 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $5480.09 | No |  | $11626.32 | $968.86 | $10335.96 | $861.33 | $0.00 | $0.00 | $0.00 | $7310.28 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.787 | 0.787 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 56.37 | xxx | 56.37 | No | 75 | N/A | xxx | xxx | xxx |
| 4000083547 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1336.11 | No |  | $2304.60 | $192.05 | $717.96 | $59.83 | $0.00 | $0.00 | $0.00 | $1587.99 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.008 | 1.008 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.53 | xxx | 4.53 | No | 77.74 | N/A | xxx | xxx | xxx |
| 4000089882 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1731.84 | xxx | 6.350% |  | No AUS | No | 8.264% |  | 8.250% |  | $12531.13 | No |  | $17274.24 | $1439.52 | $13702.92 | $1141.91 | $0.00 | $0.00 | $0.00 | $15112.56 | $48088.94 |  |  | $0.00 |  |  | 0.00% | 27.69% | 27.69% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 44 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.82 | xxx | 12.82 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088708 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 18525 | xxx | 6.750% |  | No AUS | No | 7.588% |  | 7.375% |  | $3301.42 | No |  | $5832.36 | $486.03 | $1152.00 | $96.00 | $0.00 | $0.00 | $0.00 | $3883.45 | $14796.55 |  |  | $0.00 |  |  | 0.00% | 40.81% | 40.81% | No | No |  |  | 1 |  | 1 |  | Self-Employed | Not Employed | Not Employed |  | .00 |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer | N/A | N/A | 0 | Yes | 187 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified \|\| Co Borrower 2 - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  | 736 | 714 | 740 | 673 |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.64 | xxx | 8.58 | No | 56.24 | N/A | xxx | xxx | xxx |
| 4000087659 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1362.27 | xxx | 6.750% |  | No AUS | No | 6.710% |  | 6.625% |  | $1712.83 | No |  | $4804.92 | $400.41 | $2312.16 | $192.68 | $0.00 | $0.00 | $0.00 | $2305.92 | $15914.62 |  |  | $0.00 |  |  | 0.00% | 17.83% | 17.83% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 360 | Work Number | Yes | 150 | 150 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.22 | xxx | 14.22 | No | 57.53 | N/A | xxx | xxx | xxx |
| 4000086922 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $4894.50 | No |  | $8261.64 | $688.47 | $1839.84 | $153.32 | $0.00 | $0.00 | $0.00 | $5736.29 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.655 | 0.92 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 42.93 | No | 58.58 | N/A | xxx | xxx | xxx |
| 4000086773 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8740 | xxx | 6.750% |  | No AUS | No | 7.271% |  | 7.000% |  | $2860.80 | No |  | $8039.76 | $669.98 | $1356.12 | $113.01 | $0.00 | $0.00 | $0.00 | $3643.79 | $4985.38 |  |  | $0.00 |  |  | 0.00% | 42.78% | 42.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 45 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Wage, Other - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.81 | xxx | 21.81 | No | 70.49 | N/A | xxx | xxx | xxx |
| 4000087577 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $3087.33 | No |  | $3536.04 | $294.67 | $4829.64 | $402.47 | $200.04 | $16.67 | $0.00 | $3801.14 | $0.00 | xxx | xxx | $16.67 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.052 | 1.05 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.07 | xxx | 10.07 | No | 70 | N/A | xxx | xxx | xxx |
| 4000085179 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1704.25 | xxx | 6.750% |  | No AUS | No | 7.606% |  | 7.500% |  | $2405.29 | No |  | $6434.52 | $536.21 | $1844.04 | $153.67 | $0.00 | $0.00 | $0.00 | $3095.17 | $17583.17 |  |  | $0.00 |  |  | 0.00% | 35.08% | 35.08% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.53 | xxx | 13.53 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088611 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $3002.32 | No |  | $16368.72 | $1364.06 | $2235.00 | $186.25 | $0.00 | $0.00 | $0.00 | $4552.63 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.923 | 0.923 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.08 | xxx | 19.08 | No | 36.27 | N/A | xxx | xxx | xxx |
| 4000087858 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $3512.77 | No |  | $1968.12 | $164.01 | $1800.24 | $150.02 | $1044.00 | $87.00 | $0.00 | $3913.80 | $0.00 | xxx | xxx | $87.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.086 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.97 | xxx | 6.97 | No | 75 | N/A | xxx | xxx | xxx |
| 4000086660 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $9531.32 | No |  | $17679.72 | $1473.31 | $1125.72 | $93.81 | $2400.00 | $200.00 | $0.00 | $11298.44 | $0.00 | xxx | xxx | $200.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.575 | 0 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.29 | xxx | 6.23 | No | 60 | N/A | xxx | xxx | xxx |
| 4000088365 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9890 | xxx | 6.770% |  | No AUS | No | 8.458% |  | 9.375% |  | $4158.75 | No |  | $6780.12 | $565.01 | $1662.84 | $138.57 | $0.00 | $0.00 | $0.00 | $4862.33 | $8151.43 |  |  | $0.00 |  |  | 0.00% | 42.57% | 35.31% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 60 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 65.05 | No | 56.82 | N/A | xxx | xxx | xxx |
| 4000086402 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1258.68 | No |  | $2207.16 | $183.93 | $864.60 | $72.05 | $0.00 | $0.00 | $0.00 | $1514.66 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.254 | 1.25 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.98 | xxx | 19.98 | No | 80 | N/A | xxx | xxx | xxx |
| 4000086771 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2390 | xxx | 6.750% |  | No AUS | No | 6.816% |  | 6.750% |  | $4099.14 | No |  | $9875.04 | $822.92 | $1899.60 | $158.30 | $0.00 | $0.00 | $0.00 | $5080.36 | $5994.97 |  |  | $0.00 |  |  | 0.00% | 46.07% | 46.07% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Primary Residence Rent Income - Written VOE Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 4.59 | No | 80 | N/A | xxx | xxx | xxx |
| 4000084932 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1046.37 | No |  | $3296.40 | $274.70 | $1165.32 | $97.11 | $0.00 | $0.00 | $0.00 | $1418.18 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.089 | 1.09 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | United State of America | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 541.69 | xxx | 541.69 | No | 75 | N/A | xxx | xxx | xxx |
| 4000086852 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $1088.95 | No |  | $2759.40 | $229.95 | $1594.08 | $132.84 | $0.00 | $0.00 | $0.00 | $1451.74 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.378 | 1.39 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.93 | xxx | 19.93 | No | 80 | N/A | xxx | xxx | xxx |
| 4000085914 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1925.25 | xxx | 6.790% |  | No AUS | No | 8.175% |  | 8.125% |  | $9800.96 | No |  | $4726.80 | $393.90 | $6519.48 | $543.29 | $660.00 | $55.00 | $0.00 | $10793.15 | $15251.15 | xxx | xxx | $55.00 | xxx | Annually | 0.00% | 43.63% | 43.63% | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 0 | 12 | 100.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 204 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A \|\| Co Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.66 | xxx | 11.66 | No | 80 | N/A | xxx | xxx | xxx |
| 4000086214 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $1794.26 | No |  | $8170.68 | $680.89 | $1803.00 | $150.25 | $0.00 | $0.00 | $0.00 | $2625.40 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.028 | 1.03 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | I-551 Stamp and Passport |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 28.49 | xxx | 28.49 | No | 75 | N/A | xxx | xxx | xxx |
| 4000085753 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7916.42 | xxx | 6.750% |  | No AUS | No | 7.080% |  | 6.750% |  | $1657.17 | No |  | $5565.24 | $463.77 | $1938.96 | $161.58 | $0.00 | $0.00 | $0.00 | $2282.52 | $2471.16 |  |  | $0.00 |  |  | 0.00% | 48.72% | 48.72% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 31 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.61 | xxx | 9.61 | No | 70 | N/A | xxx | xxx | xxx |
| 4000084803 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $958.31 | No |  | $3376.56 | $281.38 | $1095.96 | $91.33 | $0.00 | $0.00 | $0.00 | $1331.02 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.277 | 1.35 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 43.30 | xxx | 43.3 | No | 75 | N/A | xxx | xxx | xxx |
| 4000087555 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $2884.26 | No |  | $9868.68 | $822.39 | $2286.96 | $190.58 | $0.00 | $0.00 | $0.00 | $3897.23 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.078 | 1.08 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 53.97 | xxx | 53.97 | No | 75 | N/A | xxx | xxx | xxx |
| 4000086483 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $4512.19 | No |  | $20568.00 | $1714.00 | $2049.96 | $170.83 | $0.00 | $0.00 | $0.00 | $6397.02 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.75 | 0.75 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 206.43 | xxx | 206.43 | No | 75 | Yes | xxx | xxx | xxx |
| 4000086647 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1978.25 | xxx | 6.750% |  | No AUS | No | 7.425% |  | 7.375% |  | $4226.93 | No |  | $2366.52 | $197.21 | $1325.04 | $110.42 | $1328.04 | $110.67 | $0.00 | $4645.23 | $22937.78 | xxx | xxx | $110.67 | xxx | Annually | 0.00% | 32.10% | 32.10% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 259.52 | xxx | 259.52 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088609 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 28645 | xxx | 6.750% |  | No AUS | No | 6.649% |  | 6.625% |  | $11589.62 | No |  | $41375.04 | $3447.92 | $2089.20 | $174.10 | $2268.00 | $189.00 | $0.00 | $15400.64 | $66846.55 | xxx | xxx | $189.00 | xxx | Monthly | 0.00% | 38.89% | 38.89% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified \|\| Co Borrower - N/A | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 44.21 | xxx | 44.21 | No | 54.68 | N/A | xxx | xxx | xxx |
| 4000081398 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $1547.24 | No |  | $6600.00 | $550.00 | $798.96 | $66.58 | $4305.48 | $358.79 | $0.00 | $2522.61 | $0.00 | xxx | xxx | $358.79 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.001 | 1 | Yes | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 60.75 | xxx | 60.75 | No | 59.85 | N/A | xxx | xxx | xxx |
| 4000083166 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $1107.54 | No |  | $3822.72 | $318.56 | $2655.36 | $221.28 | $0.00 | $0.00 | $0.00 | $1647.38 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.789 | 0.79 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 86.13 | No | 65 | N/A | xxx | xxx | xxx |
| 4000084703 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $1101.48 | No |  | $4825.68 | $402.14 | $1529.04 | $127.42 | $0.00 | $0.00 | $0.00 | $1631.04 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.92 | 0.92 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.32 | xxx | 17.32 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090432 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $6737.19 | No |  | $8052.12 | $671.01 | $10029.96 | $835.83 | $1944.00 | $162.00 | $0.00 | $8406.03 | $0.00 | xxx | xxx | $162.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.654 | 0.654 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 78.22 | No | 33.68 | N/A | xxx | xxx | xxx |
| 4000085175 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1101.71 | No |  | $1186.20 | $98.85 | $1942.92 | $161.91 | $0.00 | $0.00 | $0.00 | $1362.47 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.64 | 1.65 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.38 | xxx | 13.38 | No | 70.22 | N/A | xxx | xxx | xxx |
| 4000088658 |  | xxx | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: CDFI Lender Exempt | Yes | No | No | N/A | Appendix Q Documentation | 10155 | xxx | 6.750% |  | No AUS | No | 7.343% |  | 6.990% |  | $2023.13 | No |  | $2760.60 | $230.05 | $713.04 | $59.42 | $0.00 | $0.00 | $0.00 | $2312.60 | $4020.80 |  |  | $0.00 |  |  | 0.00% | 37.14% | 37.14% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | Yes | No | 84 | No | Yes | Yes | 0 | 2 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 | Borrower - 2 YRS Executed 4506T Verified - 2025 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 238.21 | xxx | 238.21 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087821 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1290.69 | No |  | $1573.32 | $131.11 | $387.00 | $32.25 | $1101.00 | $91.75 | $0.00 | $1545.80 | $0.00 | xxx | xxx | $91.75 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.682 | 1.682 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 115.77 | xxx | 115.77 | No | 51.05 | N/A | xxx | xxx | xxx |
| 4000086096 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $4852.58 | No |  | $7962.72 | $663.56 | $1614.72 | $134.56 | $0.00 | $0.00 | $0.00 | $5650.70 | $93850.05 |  |  | $0.00 |  |  | 0.00% | 44.28% | 44.28% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 60.16 | xxx | 60.16 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088367 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $4860.51 | No |  | $12131.64 | $1010.97 | $3575.16 | $297.93 | $0.00 | $0.00 | $0.00 | $6169.41 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.642 | 0.642 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 5.50 | xxx | 5.5 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088417 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9150 | xxx | 6.790% |  | No AUS | No | 7.178% |  | 6.875% |  | $2200.71 | No |  | $10408.92 | $867.41 | $1857.00 | $154.75 | $849.96 | $70.83 | $0.00 | $3293.70 | $7175.28 | xxx | xxx | $70.83 | xxx | Annually | 0.00% | 37.34% | 37.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | US Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.91 | xxx | 2.91 | No | 70.53 | N/A | xxx | xxx | xxx |
| 4000088421 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1534.90 | No |  | $844.92 | $70.41 | $632.04 | $52.67 | $11364.00 | $947.00 | $0.00 | $2604.98 | $5395.74 | xxx | xxx | $947.00 | xxx | Monthly | 0.00% | 40.78% | 40.78% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 50.00% |  | Audited | 18 | CPA | Audited | CPA | 18 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | US Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx | Permanent Resident Alien | Permanent Resident Alien |  | Other | US Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.28 | xxx | 8.28 | No | 75 | Yes | xxx | xxx | xxx |
| 4000087932 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1391.71 | No |  | $7396.20 | $616.35 | $3674.28 | $306.19 | $495.00 | $41.25 | $0.00 | $2355.50 | $0.00 | xxx | xxx | $41.25 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.934 | 0.934 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 79.47 | No | 65 | N/A | xxx | xxx | xxx |
| 4000090772 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10620 | xxx | 6.630% |  | No AUS | No | 6.925% |  | 6.625% |  | $2791.75 | No |  | $7666.32 | $638.86 | $1547.04 | $128.92 | $0.00 | $0.00 | $0.00 | $3559.53 | $4185.47 |  |  | $0.00 |  |  | 0.00% | 46.34% | 46.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.03 | xxx | 9.37 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087361 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2661.21 | No |  | $14475.00 | $1206.25 | $911.04 | $75.92 | $0.00 | $0.00 | $0.00 | $3943.38 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.167 | 1.168 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 391.74 | xxx | 391.74 | No | 34.69 | N/A | xxx | xxx | xxx |
| 4000090760 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8290 | xxx | 6.750% |  | No AUS | No | 6.913% |  | 6.625% |  | $1946.55 | No |  | $6810.72 | $567.56 | $2029.56 | $169.13 | $0.00 | $0.00 | $0.00 | $2683.24 | $4904.76 |  |  | $0.00 |  |  | 0.00% | 35.46% | 35.46% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.79 | xxx | 7.79 | No | 80 | N/A | xxx | xxx | xxx |
| 4000084949 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1022.37 | No |  | $1875.36 | $156.28 | $653.04 | $54.42 | $720.00 | $60.00 | $0.00 | $1293.07 | $0.00 |  | xxx | $60.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.585 | 1.58 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.35 | xxx | 12.35 | No | 50 | N/A | xxx | xxx | xxx |
| 4000088665 |  | xxx | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: CDFI Lender Exempt | Yes | No | No | N/A | Appendix Q Documentation | 28075 | xxx | 6.750% |  | No AUS | No | 8.550% |  | 8.250% |  | $4387.39 | No |  | $11394.60 | $949.55 | $1614.12 | $134.51 | $960.00 | $80.00 | $0.00 | $5551.45 | $13758.83 | xxx | xxx | $80.00 | xxx | Monthly | 0.00% | 40.18% | 40.18% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | Audited | 12 | CPA | N/A | N/A | 0 | Yes | 120 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.23 | xxx | 14.23 | No | 80 | N/A | xxx | xxx | xxx |
| 4000084215 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $3519.38 | No |  | $12557.52 | $1046.46 | $1800.00 | $150.00 | $0.00 | $0.00 | $0.00 | $4715.84 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.763 | 0.763 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.97 | xxx | 8.97 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088638 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4294 | xxx | 6.630% |  | No AUS | No | 7.065% |  | 6.750% |  | $1008.57 | No |  | $4965.84 | $413.82 | $2238.96 | $186.58 | $800.04 | $66.67 | $0.00 | $1675.64 | $3740.20 | xxx | xxx | $66.67 | xxx | Annually | 0.00% | 31.56% | 31.56% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.06 | xxx | 18.06 | No | 56.44 | N/A | xxx | xxx | xxx |
| 4000088424 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9450 | xxx | 6.750% |  | No AUS | No | 6.996% |  | 6.750% |  | $2594.39 | No |  | $16291.08 | $1357.59 | $7755.96 | $646.33 | $3200.04 | $266.67 | $0.00 | $4864.98 | $31364.40 | xxx | xxx | $266.67 | xxx | Annually | 0.00% | 38.50% | 38.50% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 18 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 39.45 | xxx | 39.45 | No | 25 | N/A | xxx | xxx | xxx |
| 4000087726 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1758.13 | No |  | $9477.96 | $789.83 | $895.80 | $74.65 | $0.00 | $0.00 | $0.00 | $2622.61 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.001 | 1.001 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 50.68 | xxx | 50.68 | No | 69.95 | N/A | xxx | xxx | xxx |
| 4000088437 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1122.18 | No |  | $3103.32 | $258.61 | $959.04 | $79.92 | $0.00 | $0.00 | $0.00 | $1460.71 | $4560.71 |  |  | $0.00 |  |  | 0.00% | 45.05% | 45.05% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.82 | xxx | 15.82 | No | 70 | N/A | xxx | xxx | xxx |
| 4000090773 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8762.5 | xxx | 6.630% |  | No AUS | No | 6.755% |  | 6.625% |  | $4682.27 | No |  | $7366.20 | $613.85 | $1377.96 | $114.83 | $1056.00 | $88.00 | $0.00 | $5498.95 | $8951.11 | xxx | xxx | $88.00 | xxx | Monthly | 0.00% | 44.06% | 44.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.83 | xxx | 1.83 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088422 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12470 | xxx | 6.750% |  | No AUS | No | 7.310% |  | 7.125% |  | $2048.10 | No |  | $3206.88 | $267.24 | $1929.96 | $160.83 | $336.00 | $28.00 | $0.00 | $2504.17 | $3635.83 | xxx | xxx | $28.00 | xxx | Monthly | 0.00% | 41.36% | 41.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 78 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.46 | xxx | 11.46 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088434 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7885 | xxx | 6.750% |  | No AUS | No | 7.033% |  | 6.875% |  | $3573.69 | No |  | $6083.04 | $506.92 | $1241.04 | $103.42 | $1380.00 | $115.00 | $0.00 | $4299.03 | $10622.33 | xxx | xxx | $115.00 | xxx | Monthly | 0.00% | 35.62% | 35.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 37 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.73 | xxx | 21.73 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087316 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $2320.12 | No |  | $6348.84 | $529.07 | $1206.96 | $100.58 | $720.00 | $60.00 | $0.00 | $3009.77 | $0.00 | xxx | xxx | $60.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.096 | 1.1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.32 | xxx | 5.32 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088671 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 19528.13 | xxx | 6.750% |  | No AUS | No | 8.146% |  | 7.990% |  | $4123.51 | No |  | $7688.16 | $640.68 | $5718.96 | $476.58 | $0.00 | $0.00 | $0.00 | $5240.77 | $27340.23 |  |  | $0.00 |  |  | 0.00% | 27.09% | 27.09% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 84 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 102.16 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088815 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8668.75 | xxx | 6.630% |  | No AUS | No | 7.093% |  | 6.875% |  | $3724.79 | No |  | $9525.60 | $793.80 | $1296.00 | $108.00 | $0.00 | $0.00 | $0.00 | $4626.59 | $6964.41 |  |  | $0.00 |  |  | 0.00% | 41.96% | 41.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088816 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12286.88 | xxx | 6.630% |  | No AUS | No | 6.974% |  | 6.750% |  | $4621.26 | No |  | $12036.48 | $1003.04 | $1185.00 | $98.75 | $0.00 | $0.00 | $0.00 | $5723.05 | $6670.95 |  |  | $0.00 |  |  | 0.00% | 46.63% | 46.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 41 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.98 | xxx | 3.98 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088423 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5025 | xxx | 6.750% |  | No AUS | No | 6.782% |  | 6.625% |  | $2289.11 | No |  | $11519.16 | $959.93 | $1920.96 | $160.08 | $599.04 | $49.92 | $0.00 | $3459.04 | $9530.96 | xxx | xxx | $49.92 | xxx | Annually | 0.00% | 39.81% | 39.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 146 | 30 | Work Number | Yes | 146 | 30 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified \|\| Co Borrower - Wage - Written VOE Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | USA | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.06 | xxx | 11.06 | No | 55 | N/A | xxx | xxx | xxx |
| 4000090755 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5781.25 | xxx | 6.750% |  | No AUS | No | 7.236% |  | 7.125% |  | $1296.90 | No |  | $5213.16 | $434.43 | $2934.96 | $244.58 | $366.00 | $30.50 | $0.00 | $2006.41 | $3197.59 | xxx | xxx | $30.50 | xxx | Annually | 0.00% | 42.90% | 42.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.09 | xxx | 6.09 | No | 70 | N/A | xxx | xxx | xxx |
| 4000090065 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3695 | xxx | 6.610% |  | No AUS | No | 7.037% |  | 6.875% |  | $1718.53 | No |  | $10340.64 | $861.72 | $1184.04 | $98.67 | $549.96 | $45.83 | $0.00 | $2724.75 | $5122.27 | xxx | xxx | $45.83 | xxx | Annually | 0.00% | 46.33% | 46.33% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.23 | xxx | 12.23 | No | 80 | N/A | xxx | xxx | xxx |
| 4000084576 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1129.25 | No |  | $3282.96 | $273.58 | $1853.04 | $154.42 | $0.00 | $0.00 | $0.00 | $1557.25 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.991 | 2.08 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 165.01 | xxx | 165.01 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088710 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1445 | xxx | 6.630% |  | No AUS | No | 7.352% |  | 7.250% |  | $1691.80 | No |  | $2822.04 | $235.17 | $1785.00 | $148.75 | $0.00 | $0.00 | $0.00 | $2075.72 | $26926.12 |  |  | $0.00 |  |  | 0.00% | 19.73% | 19.73% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | Yes | 6 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 246 | 38 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 57.62 | xxx | 57.62 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090069 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2800.6 | xxx | 6.760% |  | No AUS | No | 8.226% |  | 9.375% |  | $5323.19 | No |  | $9999.96 | $833.33 | $642.96 | $53.58 | $0.00 | $0.00 | $0.00 | $6210.10 | $8003.86 |  |  | $0.00 |  |  | 0.00% | 48.26% | 38.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.05 | xxx | 4.05 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087100 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1710 | xxx | 6.750% |  | No AUS | No | 7.018% |  | 7.000% |  | $8648.93 | No |  | $8235.48 | $686.29 | $2889.96 | $240.83 | $0.00 | $0.00 | $0.00 | $9576.05 | $18476.66 |  |  | $0.00 |  |  | 0.00% | 38.20% | 38.20% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 32.77 | xxx | 32.77 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088082 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1957.15 | No |  | $3480.36 | $290.03 | $1959.00 | $163.25 | $0.00 | $0.00 | $0.00 | $2410.43 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.535 | 1.53 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 52.33 | No | 70 | N/A | xxx | xxx | xxx |
| 4000086211 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $1304.58 | No |  | $2859.00 | $238.25 | $1085.04 | $90.42 | $0.00 | $0.00 | $0.00 | $1633.25 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.937 | 0.94 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.39 | xxx | 8.39 | No | 75 | N/A | xxx | xxx | xxx |
| 4000089247 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 19565 | xxx | 6.630% |  | No AUS | No | 6.887% |  | 6.625% |  | $5404.22 | No |  | $15778.68 | $1314.89 | $1734.96 | $144.58 | $2700.00 | $225.00 | $0.00 | $7088.69 | $10157.52 | xxx | xxx | $225.00 | xxx | Monthly | 0.00% | 46.19% | 46.19% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Letter/Certificate | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.31 | xxx | 9.5 | No | 64.92 | Yes | xxx | xxx | xxx |
| 4000088079 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1532.71 | No |  | $3784.32 | $315.36 | $2300.52 | $191.71 | $0.00 | $0.00 | $0.00 | $2039.78 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.667 | 1.667 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | .00 | .00 | xxx | 31.01 | No | 70 | N/A | xxx | xxx | xxx |
| 4000088076 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1197.53 | No |  | $2739.96 | $228.33 | $813.00 | $67.75 | $0.00 | $0.00 | $0.00 | $1493.61 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.225 | 1.225 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 38.80 | xxx | 38.8 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091031 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 19075 | xxx | 6.880% |  | No AUS | No | 7.660% |  | 7.375% |  | $5967.43 | No |  | $13500.00 | $1125.00 | $2340.96 | $195.08 | $552.00 | $46.00 | $0.00 | $7333.51 | $39508.85 | xxx | xxx | $46.00 | xxx | Monthly | 0.00% | 23.02% | 23.02% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 108 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.59 | xxx | 13.59 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091035 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2827.53 | No |  | $14062.56 | $1171.88 | $2169.00 | $180.75 | $6840.00 | $570.00 | $0.00 | $4750.16 | $0.00 | xxx | xxx | $570.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.01 | 1.01 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 35.84 | xxx | 35.84 | No | 37.78 | Yes | xxx | xxx | xxx |
| 4000091036 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1246.52 | No |  | $5730.48 | $477.54 | $3456.00 | $288.00 | $315.00 | $26.25 | $0.00 | $2038.31 | $0.00 | xxx | xxx | $26.25 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.006 | 1.006 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 32.75 | xxx | 32.75 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091067 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1193.81 | No |  | $1558.56 | $129.88 | $1400.04 | $116.67 | $0.00 | $0.00 | $0.00 | $1440.36 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.736 | 1.736 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 33.58 | No | 42.68 | N/A | xxx | xxx | xxx |
| 4000091053 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $4579.43 | No |  | $5630.52 | $469.21 | $1158.84 | $96.57 | $0.00 | $0.00 | $0.00 | $5145.21 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.836 | 0.836 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 122.89 | No | 69.95 | N/A | xxx | xxx | xxx |
| 4000086982 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $2005.95 | No |  | $3223.68 | $268.64 | $1032.96 | $86.08 | $0.00 | $0.00 | $0.00 | $2360.67 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.015 | 1.01 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 11.94 | No | 69.31 | N/A | xxx | xxx | xxx |
| 4000091108 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11057.5 | xxx | 6.880% |  | No AUS | No | 7.337% |  | 6.875% |  | $1872.24 | No |  | $2518.32 | $209.86 | $720.96 | $60.08 | $0.00 | $0.00 | $0.00 | $2142.18 | $14572.82 |  |  | $0.00 |  |  | 0.00% | 16.89% | 16.89% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | Tax Preparer | N/A | N/A | 0 | Yes | 72 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 87.02 | No | 30 | N/A | xxx | xxx | xxx |
| 4000091128 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $2122.21 | No |  | $5634.96 | $469.58 | $1614.96 | $134.58 | $4176.00 | $348.00 | $0.00 | $3074.37 | $104255.82 | xxx | xxx | $348.00 | xxx | Monthly | 0.00% | 18.17% | 18.17% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 205 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 64.87 | xxx | 64.87 | No | 70 | N/A | xxx | xxx | xxx |
| 4000091135 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $2122.21 | No |  | $5625.00 | $468.75 | $1809.96 | $150.83 | $4176.00 | $348.00 | $0.00 | $3089.79 | $94534.27 | xxx | xxx | $348.00 | xxx | Monthly | 0.00% | 25.77% | 25.77% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 27.12 | xxx | 27.12 | No | 70 | N/A | xxx | xxx | xxx |
| 4000091178 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.125% |  | $4148.70 | No |  | $9312.48 | $776.04 | $1950.96 | $162.58 | $0.00 | $0.00 | $0.00 | $5087.32 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.688 | 0.722 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.64 | xxx | 8.64 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091191 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 26441.88 | xxx | 6.830% |  | No AUS | No | 8.512% |  | 8.125% |  | $6654.63 | No |  | $14767.56 | $1230.63 | $3183.00 | $265.25 | $0.00 | $0.00 | $0.00 | $8150.51 | $16940.49 |  |  | $0.00 |  |  | 0.00% | 35.01% | 35.01% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.97 | xxx | 6.97 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091206 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10142.5 | xxx | 6.890% |  | No AUS | No | 8.716% |  | 8.250% |  | $2366.48 | No |  | $3325.92 | $277.16 | $678.96 | $56.58 | $0.00 | $0.00 | $0.00 | $2700.22 | $9373.58 |  |  | $0.00 |  |  | 0.00% | 38.87% | 38.87% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 14 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 104.16 | No | 70 | N/A | xxx | xxx | xxx |
| 4000091199 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $4731.12 | No |  | $5517.12 | $459.76 | $2987.16 | $248.93 | $0.00 | $0.00 | $0.00 | $5439.81 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.735 | 0 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.63 | xxx | 17.63 | No | 67.82 | N/A | xxx | xxx | xxx |
| 4000090094 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $842.15 | No |  | $3419.16 | $284.93 | $498.96 | $41.58 | $5801.40 | $483.45 | $0.00 | $1652.11 | $0.00 | xxx | xxx | $483.45 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.059 | 1.059 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.47 | xxx | 18.47 | No | 71.02 | Yes | xxx | xxx | xxx |
| 4000089319 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 36857.5 | xxx | 6.630% |  | No AUS | No | 7.605% |  | 7.250% |  | $8697.74 | No |  | $21198.96 | $1766.58 | $7699.08 | $641.59 | $0.00 | $0.00 | $0.00 | $11105.91 | $17181.09 |  |  | $0.00 |  |  | 0.00% | 39.32% | 39.32% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.26 | xxx | 11.26 | No | 75 | N/A | xxx | xxx | xxx |
| 4000086502 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 9.000% |  | $1237.11 | No |  | $1124.04 | $93.67 | $2063.52 | $171.96 | $0.00 | $0.00 | $0.00 | $1502.74 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.865 | 0.87 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.18 | xxx | 4.18 | No | 75 | N/A | xxx | xxx | xxx |
| 4000085341 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $2030.19 | No |  | $3027.84 | $252.32 | $1074.72 | $89.56 | $0.00 | $0.00 | $0.00 | $2372.07 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.012 | 1.011 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 11.98 | No | 68.8 | N/A | xxx | xxx | xxx |
| 4000088206 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $5127.33 | No |  | $13937.52 | $1161.46 | $3931.20 | $327.60 | $0.00 | $0.00 | $0.00 | $6616.39 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.831 | 0.83 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 81.08 | xxx | 81.08 | No | 70 | N/A | xxx | xxx | xxx |
| 4000085033 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $5798.50 | No |  | $3052.92 | $254.41 | $1139.04 | $94.92 | $17424.00 | $1452.00 | $0.00 | $7599.83 | $24033.93 | xxx | xxx | $1452.00 | xxx | Monthly | 0.00% | 40.99% | 40.99% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 80 | 31 | Work Number | Yes | 205 | 32 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.88 | xxx | 18.88 | No | 48.85 | Yes | xxx | xxx | xxx |
| 4000088438 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $10105.77 | No |  | $20030.16 | $1669.18 | $11447.88 | $953.99 | $0.00 | $0.00 | $8.33 | $12737.27 | $11429.71 |  |  | $0.00 |  |  | 0.00% | 39.98% | 39.98% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, N/A, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Lease Hold | No | No | N/A | xxx | 181.92 | xxx | 181.92 | No | 48.39 | N/A | xxx | xxx | xxx |
| 4000084880 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1004.93 | No |  | $2642.64 | $220.22 | $447.96 | $37.33 | $3900.00 | $325.00 | $0.00 | $1587.48 | $0.00 | xxx | xxx | $325.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.26 | 1.26 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 51.08 | xxx | 51.08 | No | 75 | Yes | xxx | xxx | xxx |
| 4000090072 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $2890.72 | No |  | $10452.48 | $871.04 | $3055.92 | $254.66 | $1500.00 | $125.00 | $0.00 | $4141.42 | $0.00 | xxx | xxx | $125.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.845 | 0.845 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.35 | xxx | 14.35 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088158 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $8084.62 | No |  | $14934.12 | $1244.51 | $2433.96 | $202.83 | $0.00 | $0.00 | $0.00 | $9531.96 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.818 | 0.818 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 41.89 | No | 64.86 | N/A | xxx | xxx | xxx |
| 4000086059 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2199.75 | xxx | 6.790% |  | No AUS | No | 6.167% |  | 6.000% |  | $2170.37 | No |  | $6324.96 | $527.08 | $1459.92 | $121.66 | $0.00 | $0.00 | $0.00 | $2819.11 | $30760.48 |  |  | $0.00 |  |  | 0.00% | 22.65% | 22.65% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 2 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Audited | 7 | CPA | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 147.26 | xxx | 147.26 | No | 47.51 | N/A | xxx | xxx | xxx |
| 4000089137 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1816.07 | No |  | $1175.04 | $97.92 | $2892.96 | $241.08 | $0.00 | $0.00 | $0.00 | $2155.07 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.369 | 1.36 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 174.33 | xxx | 174.33 | No | 48.28 | N/A | xxx | xxx | xxx |
| 4000088369 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15745 | xxx | 6.770% |  | No AUS | No | 8.277% |  | 9.375% |  | $4990.49 | No |  | $13749.96 | $1145.83 | $584.04 | $48.67 | $0.00 | $0.00 | $0.00 | $6184.99 | $21104.61 |  |  | $0.00 |  |  | 0.00% | 31.06% | 26.91% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 20.73 | xxx | 20.73 | No | 54.55 | N/A | xxx | xxx | xxx |
| 4000087957 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3919 | xxx | 6.750% |  | No AUS | No | 7.149% |  | 7.125% |  | $11992.19 | No |  | $11558.88 | $963.24 | $2629.56 | $219.13 | $0.00 | $0.00 | $0.00 | $13174.56 | $20527.87 |  |  | $0.00 |  |  | 0.00% | 47.95% | 47.95% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | Yes | No | 84 | No | Yes | Yes | 3 | 0 | No |  |  |  | 100.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - 2025 | Borrower - 2025 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 69.15 | xxx | 69.15 | No | 80 | N/A | xxx | xxx | xxx |
| 4000089242 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7345 | xxx | 6.630% |  | No AUS | No | 6.852% |  | 6.750% |  | $2529.53 | No |  | $9256.56 | $771.38 | $858.00 | $71.50 | $11448.00 | $954.00 | $0.00 | $4326.41 | $6393.59 | xxx | xxx | $954.00 | xxx | Monthly | 0.00% | 40.80% | 40.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .55 | xxx | 0.55 | No | 62.9 | Yes | xxx | xxx | xxx |
| 4000086770 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $4904.67 | No |  | $20851.08 | $1737.59 | $3012.84 | $251.07 | $0.00 | $0.00 | $0.00 | $6893.33 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.653 | 0.653 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 42.66 | xxx | 42.84 | No | 48.53 | N/A | xxx | xxx | xxx |
| 4000088626 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10927.5 | xxx | 6.750% |  | No AUS | No | 6.927% |  | 6.625% |  | $2881.39 | No |  | $11251.92 | $937.66 | $1469.52 | $122.46 | $2988.00 | $249.00 | $0.00 | $4190.51 | $5716.49 | xxx | xxx | $249.00 | xxx | Monthly | 0.00% | 48.03% | 48.03% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 73.53 | xxx | 73.53 | No | 49.99 | Yes | xxx | xxx | xxx |
| 4000088684 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $1159.39 | No |  | $3293.16 | $274.43 | $2756.04 | $229.67 | $0.00 | $0.00 | $0.00 | $1663.49 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.962 | 0.962 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 93.21 | No | 65 | N/A | xxx | xxx | xxx |
| 4000090073 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6470 | xxx | 6.610% |  | No AUS | No | 6.745% |  | 6.500% |  | $1896.20 | No |  | $17987.16 | $1498.93 | $2838.00 | $236.50 | $4260.00 | $355.00 | $0.00 | $3986.63 | $5785.37 | xxx | xxx | $355.00 | xxx | Monthly | 0.00% | 46.23% | 46.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 73.53 | No | 19.48 | N/A | xxx | xxx | xxx |
| 4000090090 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $779.84 | No |  | $3640.08 | $303.34 | $499.20 | $41.60 | $6528.00 | $544.00 | $0.00 | $1668.78 | $0.00 | xxx | xxx | $544.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.109 | 1.109 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 45.11 | xxx | 45.11 | No | 59.52 | Yes | xxx | xxx | xxx |
| 4000087170 |  | xxx | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: CDFI Lender Exempt | Yes | No | No | N/A | Appendix Q Documentation | 5715 | xxx | 6.750% |  | No AUS | No | 8.603% |  | 8.250% |  | $1472.48 | No |  | $1552.56 | $129.38 | $1416.12 | $118.01 | $0.00 | $0.00 | $0.00 | $1719.87 | $10844.82 |  |  | $0.00 |  |  | 0.00% | 17.48% | 17.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.97 | xxx | 13.97 | No | 80 | N/A | xxx | xxx | xxx |
| 4000085660 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $3361.86 | No |  | $10962.72 | $913.56 | $4199.88 | $349.99 | $6684.00 | $557.00 | $0.00 | $5182.41 | $0.00 | xxx | xxx | $557.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.868 | 0.868 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 44.16 | xxx | 44.16 | No | 75 | N/A | xxx | xxx | xxx |
| 4000086507 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1840 | xxx | 6.750% |  | No AUS | No | 6.685% |  | 6.625% |  | $3174.50 | No |  | $3849.12 | $320.76 | $2417.04 | $201.42 | $420.00 | $35.00 | $0.00 | $3731.68 | $7501.69 | xxx | xxx | $35.00 | xxx | Annually | 0.00% | 44.06% | 44.06% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 1YR Full Doc | 1 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Retirement, Other - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024 \|\| Co Borrower - Other - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024 | Borrower - 2 YRS Executed 4506T Verified - 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 646.39 | xxx | 646.39 | No | 52.08 | N/A | xxx | xxx | xxx |
| 4000088511 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $5894.57 | No |  | $5163.60 | $430.30 | $2873.04 | $239.42 | $0.00 | $0.00 | $0.00 | $6564.29 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.363 | 1.363 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 50.34 | xxx | 50.34 | No | 70 | N/A | xxx | xxx | xxx |
| 4000089902 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.500% |  | $7689.13 | No |  | $9454.56 | $787.88 | $7599.60 | $633.30 | $0.00 | $0.00 | $0.00 | $9110.31 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.933 | 0.933 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 712.58 | xxx | 712.58 | No | 74.07 | N/A | xxx | xxx | xxx |
| 4000087865 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.375% |  | $1284.52 | No |  | $8387.28 | $698.94 | $3434.04 | $286.17 | $0.00 | $0.00 | $0.00 | $2269.63 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.52 | 1.52 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 22.27 | No | 57.88 | N/A | xxx | xxx | xxx |
| 4000089823 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15509.2 | xxx | 6.610% |  | No AUS | No | 7.409% |  | 7.125% |  | $4552.38 | No |  | $10624.32 | $885.36 | $1803.00 | $150.25 | $0.00 | $0.00 | $0.00 | $5587.99 | $6141.31 |  |  | $0.00 |  |  | 0.00% | 47.97% | 47.97% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 1 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | Yes | 11 | 11 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.09 | xxx | 8.09 | No | 79.5 | N/A | xxx | xxx | xxx |
| 4000090482 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11595 | xxx | 6.630% |  | No AUS | No | 9.332% |  | 8.875% |  | $3118.92 | No |  | $6125.04 | $510.42 | $498.96 | $41.58 | $4200.00 | $350.00 | $0.00 | $4020.92 | $20557.49 | xxx | xxx | $350.00 | xxx | Monthly | 0.00% | 36.61% | 36.61% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 13 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.32 | xxx | 18.32 | No | 80 | Yes | xxx | xxx | xxx |
| 4000087959 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6065 | xxx | 6.750% |  | No AUS | No | 7.116% |  | 6.875% |  | $2414.21 | No |  | $6562.56 | $546.88 | $1179.12 | $98.26 | $5568.00 | $464.00 | $0.00 | $3523.35 | $14646.65 | xxx | xxx | $464.00 | xxx | Monthly | 0.00% | 21.22% | 21.22% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.12 | xxx | 1.12 | No | 70 | Yes | xxx | xxx | xxx |
| 4000090894 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $2200.71 | No |  | $7899.72 | $658.31 | $1678.92 | $139.91 | $0.00 | $0.00 | $0.00 | $2998.93 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 4.23 | xxx | 4.23 | No | 74.44 | N/A | xxx | xxx | xxx |
| 4000085311 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $3081.25 | No |  | $16064.04 | $1338.67 | $5039.04 | $419.92 | $0.00 | $0.00 | $0.00 | $4839.84 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.052 | 1.052 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | USA | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.48 | xxx | 12.48 | No | 68 | N/A | xxx | xxx | xxx |
| 4000087929 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $1302.06 | No |  | $5910.48 | $492.54 | $1500.00 | $125.00 | $350.04 | $29.17 | $0.00 | $1948.77 | $0.00 | xxx | xxx | $29.17 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.013 | 1.013 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.61 | xxx | 3.61 | No | 69.83 | N/A | xxx | xxx | xxx |
| 4000091583 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12757.5 | xxx | 6.630% |  | No AUS | No | 8.120% |  | 7.750% |  | $2686.55 | No |  | $4859.16 | $404.93 | $1453.08 | $121.09 | $1052.04 | $87.67 | $0.00 | $3300.24 | $4199.76 | xxx | xxx | $87.67 | xxx | Annually | 0.00% | 44.00% | 44.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 1.62 | No | 72.12 | N/A | xxx | xxx | xxx |
| 4000091028 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2450 | xxx | 6.750% |  | No AUS | No | 7.574% |  | 7.500% |  | $3156.95 | No |  | $9034.32 | $752.86 | $3081.96 | $256.83 | $500.04 | $41.67 | $103.37 | $4311.68 | $7419.32 | xxx | xxx | $41.67 | xxx | Annually | 0.00% | 41.12% | 41.12% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .81 | xxx | 1.15 | No | 69.46 | N/A | xxx | xxx | xxx |
| 4000091545 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5950 | xxx | 6.750% |  | No AUS | No | 7.398% |  | 7.250% |  | $4365.93 | No |  | $9999.96 | $833.33 | $2069.04 | $172.42 | $0.00 | $0.00 | $0.00 | $5371.68 | $12622.91 |  |  | $0.00 |  |  | 0.00% | 37.07% | 37.07% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.80 | xxx | 16.8 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090770 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2750 | xxx | 6.770% |  | No AUS | No | 8.579% |  | 9.375% |  | $1247.62 | No |  | $5461.92 | $455.16 | $1824.96 | $152.08 | $699.96 | $58.33 | $0.00 | $1913.19 | $3086.48 | xxx | xxx | $58.33 | xxx | Annually | 0.00% | 40.28% | 35.02% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Yes | N/A | xxx | 38.71 | xxx | 38.71 | No | 25.64 | N/A | xxx | xxx | xxx |
| 4000091539 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 31690 | xxx | 6.750% |  | No AUS | No | 7.410% |  | 7.375% |  | $10443.00 | No |  | $23625.00 | $1968.75 | $2493.12 | $207.76 | $0.00 | $0.00 | $0.00 | $12619.51 | $32835.30 |  |  | $0.00 |  |  | 0.00% | 28.31% | 28.31% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Audited | 17 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.40 | xxx | 9.4 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091540 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7700 | xxx | 6.750% |  | No AUS | No | 7.164% |  | 7.125% |  | $3368.59 | No |  | $11994.96 | $999.58 | $2024.04 | $168.67 | $0.00 | $0.00 | $0.00 | $4536.84 | $8726.03 |  |  | $0.00 |  |  | 0.00% | 36.25% | 36.25% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 20.22 | No | 64.94 | N/A | xxx | xxx | xxx |
| 4000088433 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5200 | xxx | 6.750% |  | No AUS | No | 7.055% |  | 6.750% |  | $1945.79 | No |  | $9622.80 | $801.90 | $1787.04 | $148.92 | $0.00 | $0.00 | $0.00 | $2896.61 | $4014.39 |  |  | $0.00 |  |  | 0.00% | 42.65% | 42.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.76 | xxx | 16.76 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091620 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2350 | xxx | 5.850% |  | No AUS | No | 7.299% |  | 7.000% |  | $1348.24 | No |  | $8453.40 | $704.45 | $1125.48 | $93.79 | $1400.04 | $116.67 | $0.00 | $2263.15 | $3440.85 | xxx | xxx | $116.67 | xxx | Annually | 0.00% | 42.65% | 42.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.93 | xxx | 13.93 | No | 30 | N/A | xxx | xxx | xxx |
| 4000091631 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1336.11 | No |  | $6190.08 | $515.84 | $1397.04 | $116.42 | $125.04 | $10.42 | $0.00 | $1978.79 | $0.00 | xxx | xxx | $10.42 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.314 | 1.31 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.19 | xxx | 16.19 | No | 57.87 | N/A | xxx | xxx | xxx |
| 4000091033 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1221.89 | No |  | $2050.56 | $170.88 | $1604.52 | $133.71 | $386.40 | $32.20 | $0.00 | $1558.68 | $0.00 | xxx | xxx | $32.20 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.444 | 1.44 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 55.77 | xxx | 55.77 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090753 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9665 | xxx | 6.750% |  | No AUS | No | 6.944% |  | 6.625% |  | $2151.44 | No |  | $1080.72 | $90.06 | $878.04 | $73.17 | $768.00 | $64.00 | $0.00 | $2378.67 | $12238.82 | xxx | xxx | $64.00 | xxx | Monthly | 0.00% | 41.59% | 41.59% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.11 | xxx | 19.11 | No | 70 | N/A | xxx | xxx | xxx |
| 4000091550 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6825 | xxx | 6.630% |  | No AUS | No | 7.343% |  | 7.125% |  | $1448.49 | No |  | $9726.60 | $810.55 | $2079.96 | $173.33 | $0.00 | $0.00 | $0.00 | $2432.37 | $3879.84 |  |  | $0.00 |  |  | 0.00% | 39.26% | 39.26% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.78 | xxx | 4.78 | No | 25 | N/A | xxx | xxx | xxx |
| 4000088413 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $1839.32 | No |  | $6114.36 | $509.53 | $1060.68 | $88.39 | $1092.00 | $91.00 | $0.00 | $2528.24 | $0.00 | xxx | xxx | $91.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.187 | 1.375 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.69 | xxx | 4.69 | No | 60 | N/A | xxx | xxx | xxx |
| 4000091032 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1400.00 | No |  | $3508.80 | $292.40 | $920.04 | $76.67 | $0.00 | $0.00 | $0.00 | $1769.07 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.017 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 106.97 | xxx | 106.97 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091558 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7020 | xxx | 6.630% |  | No AUS | No | 7.132% |  | 6.750% |  | $1660.41 | No |  | $4366.92 | $363.91 | $699.00 | $58.25 | $6504.00 | $542.00 | $0.00 | $2624.57 | $4375.43 | xxx | xxx | $542.00 | xxx | Monthly | 0.00% | 37.49% | 37.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.70 | xxx | 6.7 | No | 80 | Yes | xxx | xxx | xxx |
| 4000091622 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9450 | xxx | 6.630% |  | No AUS | No | 7.056% |  | 6.875% |  | $4598.50 | No |  | $12500.04 | $1041.67 | $1467.00 | $122.25 | $0.00 | $0.00 | $0.00 | $5762.42 | $17943.90 |  |  | $0.00 |  |  | 0.00% | 24.51% | 24.51% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.16 | xxx | 3.16 | No | 70 | N/A | xxx | xxx | xxx |
| 4000091575 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 14705 | xxx | 6.630% |  | No AUS | No | 6.973% |  | 6.750% |  | $4618.02 | No |  | $9261.24 | $771.77 | $989.04 | $82.42 | $200.04 | $16.67 | $0.00 | $5488.88 | $17894.00 | xxx | xxx | $16.67 | xxx | Annually | 0.00% | 32.04% | 32.04% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 37 | 31 | FNMA 1005 | Yes | 37 | 31 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified \|\| Co Borrower - Wage - Written VOE Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.01 | xxx | 5.01 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091613 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9699.84 | xxx | 6.610% |  | No AUS | No | 6.898% |  | 6.625% |  | $2561.19 | No |  | $13999.68 | $1166.64 | $914.64 | $76.22 | $900.00 | $75.00 | $0.00 | $3879.05 | $8949.95 | xxx | xxx | $75.00 | xxx | Monthly | 0.00% | 46.73% | 46.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 40 | 30 | FNMA 1005 | Yes | 27 | 27 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified \|\| Co Borrower - Wage - Written VOE Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.57 | xxx | 8.57 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091547 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1491.78 | No |  | $4875.00 | $406.25 | $1121.88 | $93.49 | $720.00 | $60.00 | $0.00 | $2051.52 | $0.00 | xxx | xxx | $60.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.34 | 1.34 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .47 | xxx | 0.47 | No | 43.56 | N/A | xxx | xxx | xxx |
| 4000091537 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 33037 | xxx | 6.750% |  | No AUS | No | 7.501% |  | 7.375% |  | $6906.06 | No |  | $16301.16 | $1358.43 | $954.00 | $79.50 | $2880.00 | $240.00 | $0.00 | $8583.99 | $18885.52 | xxx | xxx | $240.00 | xxx | Monthly | 0.00% | 33.80% | 33.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 49 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.76 | xxx | 8.76 | No | 77.39 | N/A | xxx | xxx | xxx |
| 4000091030 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8220 | xxx | 6.750% |  | No AUS | No | 6.960% |  | 6.625% |  | $2023.38 | No |  | $5600.16 | $466.68 | $2997.00 | $249.75 | $0.00 | $0.00 | $0.00 | $2739.81 | $17494.20 |  |  | $0.00 |  |  | 0.00% | 24.14% | 24.14% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 54.49 | xxx | 54.49 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091543 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $2257.82 | No |  | $4920.84 | $410.07 | $968.04 | $80.67 | $1152.00 | $96.00 | $0.00 | $2844.56 | $0.00 | xxx | xxx | $96.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.844 | 0.84 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.36 | xxx | 13.36 | No | 70 | N/A | xxx | xxx | xxx |
| 4000088872 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1710 | xxx | 6.630% |  | No AUS | No | 6.651% |  | 6.625% |  | $5164.10 | No |  | $3183.72 | $265.31 | $6613.32 | $551.11 | $1632.00 | $136.00 | $0.00 | $6116.52 | $9859.47 | xxx | xxx | $136.00 | xxx | Monthly | 0.00% | 38.38% | 38.38% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 43 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 129.38 | No | 52.71 | N/A | xxx | xxx | xxx |
| 4000091615 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2450 | xxx | 6.630% |  | No AUS | No | 7.623% |  | 7.500% |  | $1734.05 | No |  | $3744.12 | $312.01 | $1410.72 | $117.56 | $0.00 | $0.00 | $0.00 | $2163.62 | $5229.66 |  |  | $0.00 |  |  | 0.00% | 34.63% | 34.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 67 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.88 | xxx | 14.88 | No | 80 | N/A | xxx | xxx | xxx |
| 4000089252 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12830 | xxx | 6.630% |  | No AUS | No | 7.039% |  | 6.750% |  | $3450.54 | No |  | $9500.04 | $791.67 | $252.96 | $21.08 | $4392.00 | $366.00 | $0.00 | $4629.29 | $8581.71 | xxx | xxx | $366.00 | xxx | Monthly | 0.00% | 38.27% | 38.27% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.60 | xxx | 10.6 | No | 70 | Yes | xxx | xxx | xxx |
| 4000091546 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12575 | xxx | 6.750% |  | No AUS | No | 7.180% |  | 6.875% |  | $2338.66 | No |  | $5562.48 | $463.54 | $1937.64 | $161.47 | $6372.00 | $531.00 | $0.00 | $3494.67 | $8799.51 | xxx | xxx | $531.00 | xxx | Monthly | 0.00% | 30.23% | 30.23% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 34.53 | xxx | 34.53 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091581 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8389.82 | xxx | 6.630% |  | No AUS | No | 6.966% |  | 6.625% |  | $1690.36 | No |  | $5500.92 | $458.41 | $1635.00 | $136.25 | $1250.04 | $104.17 | $0.00 | $2389.19 | $5895.81 | xxx | xxx | $104.17 | xxx | Annually | 0.00% | 37.94% | 37.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.63 | xxx | 5.63 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090213 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $2021.16 | No |  | $4809.84 | $400.82 | $1103.04 | $91.92 | $0.00 | $0.00 | $0.00 | $2513.90 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.905 | 0.905 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 94.68 | xxx | 94.68 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090762 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1663.26 | No |  | $4572.96 | $381.08 | $1004.04 | $83.67 | $2820.00 | $235.00 | $0.00 | $2363.01 | $18220.98 | xxx | xxx | $235.00 | xxx | Monthly | 0.00% | 36.73% | 36.73% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 102.91 | No | 47.17 | N/A | xxx | xxx | xxx |
| 4000089029 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1412.40 | No |  | $1557.96 | $129.83 | $867.00 | $72.25 | $3420.00 | $285.00 | $0.00 | $1899.48 | $0.00 | xxx | xxx | $285.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.527 | 1.53 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.51 | xxx | 8.51 | No | 51.81 | N/A | xxx | xxx | xxx |
| 4000090158 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $991.96 | Yes | 35.000% | $3256.32 | $271.36 | $1581.96 | $131.83 | $0.00 | $0.00 | $0.00 | $1395.15 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.577 | 1.577 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.55 | xxx | 8.55 | No | 40.81 | N/A | xxx | xxx | xxx |
| 4000089356 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.125% |  | $5234.60 | No |  | $11435.28 | $952.94 | $1031.04 | $85.92 | $0.00 | $0.00 | $0.00 | $6273.46 | $62308.59 |  |  | $0.00 |  |  | 0.00% | 26.13% | 26.13% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 108.66 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090771 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2750 | xxx | 6.020% |  | No AUS | No | 7.367% |  | 7.000% |  | $1348.24 | No |  | $5972.16 | $497.68 | $968.04 | $80.67 | $1620.00 | $135.00 | $0.00 | $2061.59 | $3738.41 | xxx | xxx | $135.00 | xxx | Monthly | 0.00% | 35.54% | 35.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.46 | xxx | 6.46 | No | 37.97 | N/A | xxx | xxx | xxx |
| 4000087966 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11070 | xxx | 6.750% |  | No AUS | No | 7.046% |  | 6.875% |  | $4913.82 | No |  | $10799.28 | $899.94 | $1263.00 | $105.25 | $1056.00 | $88.00 | $0.00 | $6007.01 | $10732.48 | xxx | xxx | $88.00 | xxx | Monthly | 0.00% | 40.25% | 40.25% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - N/A | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Us Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.04 | xxx | 18.04 | No | 80 | N/A | xxx | xxx | xxx |
| 4000086839 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $964.60 | No |  | $2578.80 | $214.90 | $1266.00 | $105.50 | $0.00 | $0.00 | $0.00 | $1285.00 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.187 | 1.186 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 314.56 | xxx | 314.56 | No | 80 | N/A | xxx | xxx | xxx |
| 4000072498 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1616.04 | No |  | $1807.44 | $150.62 | $1854.00 | $154.50 | $0.00 | $0.00 | $0.00 | $1921.16 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  | Proceeds from Sale |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.093 | 1.093 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing | USA Patriot Act | xxx | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 112.75 | xxx | 112.75 | No | 60 | N/A | xxx | xxx | xxx |
| 4000089138 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $1765.06 | No |  | $6415.32 | $534.61 | $7781.04 | $648.42 | $0.00 | $0.00 | $0.00 | $2948.09 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.764 | 1.764 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 194.37 | xxx | 194.37 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090089 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10498.5 | xxx | 6.760% |  | No AUS | No | 8.570% |  | 9.375% |  | $4574.62 | No |  | $6496.92 | $541.41 | $1955.04 | $162.92 | $0.00 | $0.00 | $0.00 | $5278.95 | $8390.51 |  |  | $0.00 |  |  | 0.00% | 45.08% | 38.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 44 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 14.42 | No | 53.4 | N/A | xxx | xxx | xxx |
| 4000090085 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $4598.13 | No |  | $12187.44 | $1015.62 | $1695.00 | $141.25 | $0.00 | $0.00 | $0.00 | $5755.00 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.643 | 0.643 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 60.31 | xxx | 60.31 | No | 70 | N/A | xxx | xxx | xxx |
| 4000090093 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8595 | xxx | 6.610% |  | No AUS | No | 6.591% |  | 6.375% |  | $3431.28 | No |  | $15624.96 | $1302.08 | $1564.08 | $130.34 | $2160.00 | $180.00 | $0.00 | $5043.70 | $9385.85 | xxx | xxx | $180.00 | xxx | Monthly | 0.00% | 40.49% | 40.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 0 | No | 44 | Yes | xxx | xxx | xxx |
| 4000090086 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4523.45 | xxx | 6.610% |  | No AUS | No | 7.178% |  | 6.875% |  | $1075.39 | No |  | $3609.36 | $300.78 | $2220.00 | $185.00 | $0.00 | $0.00 | $0.00 | $1561.17 | $3951.46 |  |  | $0.00 |  |  | 0.00% | 28.32% | 28.32% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 66.82 | N/A | xxx | xxx | xxx |
| 4000090088 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12320 | xxx | 6.760% |  | No AUS | No | 8.297% |  | 9.375% |  | $5697.48 | No |  | $13187.52 | $1098.96 | $3772.08 | $314.34 | $0.00 | $0.00 | $0.00 | $7110.78 | $9925.40 |  |  | $0.00 |  |  | 0.00% | 47.16% | 38.31% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 85 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.55 | xxx | 4.55 | No | 64.93 | N/A | xxx | xxx | xxx |
| 4000088051 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $1277.00 | No |  | $3257.04 | $271.42 | $1971.96 | $164.33 | $0.00 | $0.00 | $0.00 | $1712.75 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.051 | 1.051 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.10 | xxx | 23.1 | No | 74.27 | N/A | xxx | xxx | xxx |
| 4000089676 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2070 | xxx | 6.610% |  | No AUS | No | 7.783% |  | 7.750% |  | $7253.67 | No |  | $12992.52 | $1082.71 | $4406.04 | $367.17 | $0.00 | $0.00 | $0.00 | $8703.55 | $9684.03 |  |  | $0.00 |  |  | 0.00% | 47.85% | 47.85% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 13 | CPA |  |  |  | Yes | 287 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 43.48 | xxx | 49.61 | No | 73.1 | N/A | xxx | xxx | xxx |
| 4000089251 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 20045 | xxx | 6.630% |  | No AUS | No | 7.354% |  | 7.000% |  | $4989.76 | No |  | $13803.96 | $1150.33 | $3072.96 | $256.08 | $0.00 | $0.00 | $0.00 | $6396.17 | $9491.83 |  |  | $0.00 |  |  | 0.00% | 40.35% | 40.35% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 57.56 | xxx | 57.56 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092083 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1615 | xxx | 6.750% |  | No AUS | No | 6.710% |  | 6.625% |  | $1600.78 | No |  | $7220.52 | $601.71 | $2798.04 | $233.17 | $0.00 | $0.00 | $0.00 | $2435.66 | $26985.63 |  |  | $0.00 |  |  | 0.00% | 24.27% | 24.27% | Yes | Yes |  |  |  |  |  |  | Unknown | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 889.47 | xxx | 889.47 | No | 55.56 | N/A | xxx | xxx | xxx |
| 4000090164 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1920 | xxx | 6.610% |  | No AUS | No | 9.326% |  | 9.250% |  | $3331.84 | No |  | $7520.04 | $626.67 | $1347.00 | $112.25 | $0.00 | $0.00 | $0.00 | $4070.76 | $9386.35 |  |  | $0.00 |  |  | 0.00% | 36.83% | 36.83% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.93 | xxx | 16.93 | No | 90 | N/A | xxx | xxx | xxx |
| 4000087533 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $1033.22 | No |  | $2502.00 | $208.50 | $3193.80 | $266.15 | $0.00 | $0.00 | $0.00 | $1507.87 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.23 | 1.23 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 39.44 | xxx | 39.44 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090084 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $6602.44 | No |  | $17499.96 | $1458.33 | $1482.96 | $123.58 | $0.00 | $0.00 | $0.00 | $8184.35 | $7821.91 |  |  | $0.00 |  |  | 0.00% | 42.89% | 42.89% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 25.81 | xxx | 25.81 | No | 70 | N/A | xxx | xxx | xxx |
| 4000089206 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1573.23 | No |  | $3711.12 | $309.26 | $1731.00 | $144.25 | $0.00 | $0.00 | $0.00 | $2026.74 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.234 | 1.234 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 45.26 | No | 66.18 | N/A | xxx | xxx | xxx |
| 4000090853 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.490% |  | $2644.55 | Yes | 20.000% | $14700.00 | $1225.00 | $3867.00 | $322.25 | $0.00 | $0.00 | $0.00 | $4191.80 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.672 | 2.672 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 42.47 | xxx | 42.47 | No | 42.74 | N/A | xxx | xxx | xxx |
| 4000091490 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $4438.28 | No |  | $14038.80 | $1169.90 | $3345.96 | $278.83 | $18900.00 | $1575.00 | $0.00 | $7462.01 | $0.00 | xxx | xxx | $1575.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.005 | 1.005 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 31.11 | xxx | 31.11 | No | 65 | Yes | xxx | xxx | xxx |
| 4000089960 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12756.44 | xxx | 6.610% |  | No AUS | No | 7.577% |  | 7.125% |  | $2775.72 | No |  | $6671.28 | $555.94 | $4178.04 | $348.17 | $0.00 | $0.00 | $0.00 | $3679.83 | $4923.61 |  |  | $0.00 |  |  | 0.00% | 45.91% | 45.91% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.51 | xxx | 18.02 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090838 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1052.32 | No |  | $4125.96 | $343.83 | $2969.52 | $247.46 | $0.00 | $0.00 | $0.00 | $1643.61 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.973 | 0.973 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 591.74 | xxx | 591.74 | No | 70 | N/A | xxx | xxx | xxx |
| 4000087974 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.500% |  | $2969.54 | No |  | $8783.16 | $731.93 | $1194.96 | $99.58 | $0.00 | $0.00 | $0.00 | $3801.05 | $60257.73 |  |  | $0.00 |  |  | 0.00% | 26.15% | 26.15% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 955.63 | xxx | 1055.55 | No | 74.99 | N/A | xxx | xxx | xxx |
| 4000089219 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15891.76 | xxx | 6.630% |  | No AUS | No | 6.612% |  | 6.375% |  | $4691.50 | No |  | $12870.12 | $1072.51 | $3092.04 | $257.67 | $0.00 | $0.00 | $0.00 | $6021.68 | $9850.26 |  |  | $0.00 |  |  | 0.00% | 40.75% | 40.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 53.69 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088207 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.125% |  | $952.25 | No |  | $2301.96 | $191.83 | $1257.00 | $104.75 | $0.00 | $0.00 | $0.00 | $1248.83 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.021 | 1.004 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 85.91 | xxx | 85.91 | No | 75 | N/A | xxx | xxx | xxx |
| 4000084664 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $2147.48 | No |  | $3838.56 | $319.88 | $1296.00 | $108.00 | $0.00 | $0.00 | $0.00 | $2575.36 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.087 | 1.09 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.46 | xxx | 24.46 | No | 75 | N/A | xxx | xxx | xxx |
| 4000086618 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $2202.53 | No |  | $10374.36 | $864.53 | $4812.60 | $401.05 | $0.00 | $0.00 | $0.00 | $3468.11 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.328 | 1.33 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.15 | xxx | 50.14 | No | 31.19 | N/A | xxx | xxx | xxx |
| 4000089801 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1778.62 | No |  | $2955.72 | $246.31 | $2034.00 | $169.50 | $75.00 | $6.25 | $0.00 | $2200.68 | $0.00 | xxx | xxx | $6.25 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.136 | 1.1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.55 | xxx | 7.55 | No | 60 | N/A | xxx | xxx | xxx |
| 4000088296 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.125% |  | $1891.18 | No |  | $7243.08 | $603.59 | $1880.76 | $156.73 | $0.00 | $0.00 | $0.00 | $2651.50 | $13943.05 |  |  | $0.00 |  |  | 0.00% | 23.69% | 23.69% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien |  | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 954.01 | xxx | 954.01 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088409 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.250% |  | $1873.01 | No |  | $2570.52 | $214.21 | $999.36 | $83.28 | $1140.00 | $95.00 | $0.00 | $2265.50 | $0.00 | xxx | xxx | $95.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.095 | 1.09 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 41.27 | xxx | 41.27 | No | 60 | N/A | xxx | xxx | xxx |
| 4000089448 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10230 | xxx | 6.630% |  | No AUS | No | 7.547% |  | 7.250% |  | $2674.13 | No |  | $2330.52 | $194.21 | $852.00 | $71.00 | $3600.00 | $300.00 | $0.00 | $3239.34 | $7425.45 | xxx | xxx | $300.00 | xxx | Monthly | 0.00% | 40.60% | 40.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 37 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | No | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 72.18 | No | 70 | Yes | xxx | xxx | xxx |
| 4000089244 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 9.375% |  | $8515.03 | No |  | $17062.56 | $1421.88 | $2403.00 | $200.25 | $0.00 | $0.00 | $0.00 | $10137.16 | $29210.40 |  |  | $0.00 |  |  | 0.00% | 28.51% | 28.51% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 20.09 | xxx | 20.09 | No | 75 | N/A | xxx | xxx | xxx |
| 4000087132 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1920 | xxx | 6.750% |  | No AUS | No | 6.868% |  | 6.750% |  | $1426.91 | No |  | $2975.04 | $247.92 | $768.96 | $64.08 | $0.00 | $0.00 | $0.00 | $1738.91 | $10397.72 |  |  | $0.00 |  |  | 0.00% | 23.55% | 23.55% | Yes | Yes |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 129.83 | xxx | 129.83 | No | 34.98 | N/A | xxx | xxx | xxx |
| 4000088052 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.125% |  | $4117.02 | No |  | $6464.64 | $538.72 | $1295.04 | $107.92 | $0.00 | $0.00 | $0.00 | $4763.66 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.364 | 1.37 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.52 | xxx | 8.52 | No | 50 | N/A | xxx | xxx | xxx |
| 4000090437 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2334.95 | No |  | $4343.40 | $361.95 | $2384.04 | $198.67 | $0.00 | $0.00 | $0.00 | $2895.57 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.174 | 1.17 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 71.22 | xxx | 71.22 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088033 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $4566.73 | No |  | $15804.12 | $1317.01 | $1374.96 | $114.58 | $0.00 | $0.00 | $0.00 | $5998.32 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.967 | 0.96 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.97 | xxx | 9.97 | No | 60 | N/A | xxx | xxx | xxx |
| 4000091325 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $1056.51 | Yes | 10.000% | $3004.44 | $250.37 | $1305.24 | $108.77 | $0.00 | $0.00 | $0.00 | $1415.65 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.229 | 1.229 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 220.80 | xxx | 220.8 | No | 75 | N/A | xxx | xxx | xxx |
| 4000085950 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $2358.01 | Yes | 35.000% | $4567.92 | $380.66 | $1326.00 | $110.50 | $4392.00 | $366.00 | $0.00 | $3215.17 | $0.00 | xxx | xxx | $366.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.755 | 0.755 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 30.3 | No | 59.83 | N/A | xxx | xxx | xxx |
| 4000088951 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $3988.65 | No |  | $42660.72 | $3555.06 | $7893.00 | $657.75 | $0.00 | $0.00 | $0.00 | $8201.48 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.585 | 1.59 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 186.48 | xxx | 186.48 | No | 70 | N/A | xxx | xxx | xxx |
| 4000089804 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1778.62 | No |  | $2955.72 | $246.31 | $2034.00 | $169.50 | $900.00 | $75.00 | $0.00 | $2269.43 | $0.00 | xxx | xxx | $75.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.102 | 1.102 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 91.22 | xxx | 91.22 | No | 60 | N/A | xxx | xxx | xxx |
| 4000090945 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8120 | xxx | 6.630% |  | No AUS | No | 6.488% |  | 6.250% |  | $3017.01 | No |  | $14187.48 | $1182.29 | $2175.00 | $181.25 | $0.00 | $0.00 | $0.00 | $4380.55 | $9845.80 |  |  | $0.00 |  |  | 0.00% | 35.17% | 35.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 39 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 142.33 | xxx | 142.33 | No | 43.17 | N/A | xxx | xxx | xxx |
| 4000092377 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5945 | xxx | 6.750% | LPA | LP Accept/Eligible | No | 7.527% |  | 7.375% |  | $2928.46 | No |  | $1572.12 | $131.01 | $3918.00 | $326.50 | $50.04 | $4.17 | $0.00 | $3390.14 | $11833.09 | xxx | xxx | $4.17 | xxx | Annually | 0.00% | 46.16% | 46.16% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 1 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 217 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.55 | xxx | 22.55 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087246 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.250% |  | $905.10 | No |  | $2870.76 | $239.23 | $2077.68 | $173.14 | $0.00 | $0.00 | $0.00 | $1317.47 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.594 | 1.575 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.41 | xxx | 12.41 | No | 70 | N/A | xxx | xxx | xxx |
| 4000091499 |  | xxx | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: CDFI Lender Exempt | Yes | No | No | N/A | Appendix Q Documentation | 6595 | xxx | 6.630% |  | No AUS | No | 8.187% |  | 7.875% |  | $1740.16 | No |  | $5085.00 | $423.75 | $2492.04 | $207.67 | $0.00 | $0.00 | $0.00 | $2371.58 | $37909.82 |  |  | $0.00 |  |  | 0.00% | 5.98% | 5.98% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 44.36 | xxx | 44.36 | No | 60 | N/A | xxx | xxx | xxx |
| 4000092848 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6760 | xxx | 6.610% |  | No AUS | No | 7.345% |  | 7.250% |  | $1609.94 | No |  | $8418.00 | $701.50 | $2480.64 | $206.72 | $594.96 | $49.58 | $0.00 | $2567.74 | $3392.26 | xxx | xxx | $49.58 | xxx | Annually | 0.00% | 43.46% | 43.46% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 41 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.78 | xxx | 5.78 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092852 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1091.48 | No |  | $4179.96 | $348.33 | $3252.96 | $271.08 | $0.00 | $0.00 | $0.00 | $1710.89 | $144263.05 |  |  | $0.00 |  |  | 0.00% | 3.43% | 3.43% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 44 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 50.63 | xxx | 50.63 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091586 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3705 | xxx | 6.630% |  | No AUS | No | 7.019% |  | 6.750% |  | $1044.24 | No |  | $1603.80 | $133.65 | $1443.72 | $120.31 | $0.00 | $0.00 | $0.00 | $1298.20 | $5600.80 |  |  | $0.00 |  |  | 0.00% | 19.99% | 19.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 52 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.30 | xxx | 9.3 | No | 70 | N/A | xxx | xxx | xxx |
| 4000092831 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1699.85 | No |  | $1944.36 | $162.03 | $1122.00 | $93.50 | $1440.00 | $120.00 | $0.00 | $2075.38 | $0.00 | xxx | xxx | $120.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.928 | 0.92 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.35 | xxx | 18.35 | No | 70 | N/A | xxx | xxx | xxx |
| 4000092849 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8668.97 | xxx | 6.610% |  | No AUS | No | 6.623% |  | 6.375% |  | $2380.68 | No |  | $7814.16 | $651.18 | $600.00 | $50.00 | $1740.00 | $145.00 | $0.00 | $3226.86 | $7266.23 | xxx | xxx | $145.00 | xxx | Monthly | 0.00% | 39.07% | 39.07% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 45.82 | xxx | 45.82 | No | 60 | N/A | xxx | xxx | xxx |
| 4000092858 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $9410.51 | No |  | $24237.48 | $2019.79 | $1428.96 | $119.08 | $0.00 | $0.00 | $0.00 | $11549.38 | $40876.09 |  |  | $0.00 |  |  | 0.00% | 27.17% | 27.17% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 56 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.36 | xxx | 25.27 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091666 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15175 | xxx | 6.610% |  | No AUS | No | 7.161% |  | 7.125% |  | $4109.68 | No |  | $12227.40 | $1018.95 | $2551.44 | $212.62 | $0.00 | $0.00 | $0.00 | $5341.25 | $9491.49 |  |  | $0.00 |  |  | 0.00% | 42.96% | 42.96% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 48.44 | No | 61.93 | N/A | xxx | xxx | xxx |
| 4000092870 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1450 | xxx | 6.630% |  | No AUS | No | 6.707% |  | 6.625% |  | $1920.93 | No |  | $5377.20 | $448.10 | $1772.52 | $147.71 | $672.00 | $56.00 | $0.00 | $2572.74 | $8682.36 | xxx | xxx | $56.00 | xxx | Monthly | 0.00% | 33.26% | 33.26% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 112.96 | No | 27.27 | N/A | xxx | xxx | xxx |
| 4000092879 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5635 | xxx | 6.750% |  | No AUS | No | 7.085% |  | 6.875% |  | $1964.22 | No |  | $4817.52 | $401.46 | $1993.44 | $166.12 | $0.00 | $0.00 | $0.00 | $2531.80 | $8675.99 |  |  | $0.00 |  |  | 0.00% | 25.54% | 25.54% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.97 | xxx | 13.97 | No | 59.92 | N/A | xxx | xxx | xxx |
| 4000092872 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6394.38 | xxx | 6.630% |  | No AUS | No | 7.351% |  | 7.250% |  | $1499.08 | No |  | $5089.44 | $424.12 | $1590.96 | $132.58 | $3240.00 | $270.00 | $0.00 | $2325.78 | $2545.22 | xxx | xxx | $270.00 | xxx | Monthly | 0.00% | 49.10% | 49.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.94 | xxx | 6.94 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091303 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8165 | xxx | 6.630% |  | No AUS | No | 6.736% |  | 6.500% |  | $2433.46 | No |  | $6875.04 | $572.92 | $1676.04 | $139.67 | $0.00 | $0.00 | $0.00 | $3146.05 | $11175.62 |  |  | $0.00 |  |  | 0.00% | 22.10% | 22.10% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.27 | xxx | 10.27 | No | 70 | N/A | xxx | xxx | xxx |
| 4000091393 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1320.92 | No |  | $3187.56 | $265.63 | $573.12 | $47.76 | $4224.00 | $352.00 | $0.00 | $1986.31 | $0.00 | xxx | xxx | $352.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.969 | 0.969 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.44 | xxx | 13.44 | No | 75 | Yes | xxx | xxx | xxx |
| 4000092867 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6295 | xxx | 6.630% |  | No AUS | No | 7.190% |  | 6.875% |  | $1379.55 | No |  | $5625.84 | $468.82 | $1035.00 | $86.25 | $0.00 | $0.00 | $0.00 | $1934.62 | $4096.35 |  |  | $0.00 |  |  | 0.00% | 36.98% | 36.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.58 | xxx | 5.58 | No | 50.6 | N/A | xxx | xxx | xxx |
| 4000092840 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3160.94 | xxx | 6.630% |  | No AUS | No | 7.113% |  | 7.000% |  | $3783.90 | No |  | $10156.20 | $846.35 | $2441.04 | $203.42 | $0.00 | $0.00 | $0.00 | $4833.67 | $10778.96 |  |  | $0.00 |  |  | 0.00% | 33.29% | 33.29% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% |  | Third-Party Prepared (Unaudited) | 19 | Accountant/Bookkeeper | Third-Party Prepared (Unaudited) | Accountant/Bookkeeper | 19 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.61 | xxx | 5.61 | No | 70 | N/A | xxx | xxx | xxx |
| 4000091616 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9873.37 | xxx | 6.630% |  | No AUS | No | 7.193% |  | 7.125% |  | $2522.21 | No |  | $4749.00 | $395.75 | $1745.04 | $145.42 | $1040.04 | $86.67 | $0.00 | $3150.05 | $4424.95 | xxx | xxx | $86.67 | xxx | Annually | 0.00% | 41.78% | 41.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 55 | 55 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.68 | xxx | 4.68 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092835 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9845 | xxx | 6.630% |  | No AUS | No | 7.548% |  | 7.250% |  | $2455.83 | No |  | $4354.32 | $362.86 | $2033.40 | $169.45 | $0.00 | $0.00 | $0.00 | $2988.14 | $3811.86 |  |  | $0.00 |  |  | 0.00% | 43.94% | 43.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 33 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.06 | xxx | 4.06 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092854 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7120 | xxx | 5.900% |  | No AUS | No | 7.240% |  | 7.000% |  | $2265.04 | No |  | $6160.92 | $513.41 | $956.04 | $79.67 | $2832.00 | $236.00 | $0.00 | $3094.12 | $3365.26 | xxx | xxx | $236.00 | xxx | Monthly | 0.00% | 48.22% | 48.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.35 | xxx | 9.35 | No | 80 | N/A | xxx | xxx | xxx |
| 4000086651 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $13306.04 | No |  | $26445.24 | $2203.77 | $9700.56 | $808.38 | $0.00 | $0.00 | $0.00 | $16318.19 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.227 | 1.22 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 190.07 | xxx | 190.07 | No | 48.78 | N/A | xxx | xxx | xxx |
| 4000091639 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6996 | xxx | 6.610% |  | No AUS | No | 7.004% |  | 6.625% |  | $1631.51 | No |  | $3893.40 | $324.45 | $1610.04 | $134.17 | $0.00 | $0.00 | $0.00 | $2090.13 | $4401.87 |  |  | $0.00 |  |  | 0.00% | 42.08% | 42.08% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.61 | xxx | 7.61 | No | 70 | N/A | xxx | xxx | xxx |
| 4000089243 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 21740 | xxx | 6.630% |  | No AUS | No | 6.835% |  | 6.625% |  | $8964.35 | No |  | $31885.20 | $2657.10 | $4137.00 | $344.75 | $0.00 | $0.00 | $0.00 | $11966.20 | $30855.93 |  |  | $0.00 |  |  | 0.00% | 36.43% | 36.43% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.10 | xxx | 24.1 | No | 53.74 | N/A | xxx | xxx | xxx |
| 4000090749 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $2335.72 | No |  | $1320.48 | $110.04 | $3512.28 | $292.69 | $0.00 | $0.00 | $0.00 | $2738.45 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.913 | 0.912 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.52 | xxx | 24.52 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088410 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3546 | xxx | 6.020% |  | No AUS | No | 7.346% |  | 6.625% |  | $1383.71 | No |  | $3016.92 | $251.41 | $692.04 | $57.67 | $4200.00 | $350.00 | $0.00 | $2042.79 | $3943.88 | xxx | xxx | $350.00 | xxx | Monthly | 0.00% | 34.99% | 34.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Missing |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.59 | xxx | 6.59 | No | 80 | Yes | xxx | xxx | xxx |
| 4000088432 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5960 | xxx | 6.750% |  | No AUS | No | 7.385% |  | 7.250% |  | $1368.44 | No |  | $4071.12 | $339.26 | $861.96 | $71.83 | $3300.00 | $275.00 | $0.00 | $2054.53 | $6157.67 | xxx | xxx | $275.00 | xxx | Monthly | 0.00% | 46.46% | 46.46% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.50 | xxx | 2.5 | No | 59 | Yes | xxx | xxx | xxx |
| 4000090260 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6651.35 | xxx | 6.610% |  | No AUS | No | 7.354% |  | 7.125% |  | $2220.57 | No |  | $4419.84 | $368.32 | $2095.56 | $174.63 | $0.00 | $0.00 | $0.00 | $2763.52 | $7676.09 |  |  | $0.00 |  |  | 0.00% | 36.46% | 36.46% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 67.33 | xxx | 67.33 | No | 80 | N/A | xxx | xxx | xxx |
| 4000089304 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $2582.71 | No |  | $6230.16 | $519.18 | $1206.96 | $100.58 | $0.00 | $0.00 | $0.00 | $3202.47 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.913 | 0.913 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.11 | xxx | 4.11 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090614 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $3042.40 | No |  | $5136.48 | $428.04 | $1551.00 | $129.25 | $0.00 | $0.00 | $0.00 | $3599.69 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.28 | xxx | 5.28 | No | 79.64 | N/A | xxx | xxx | xxx |
| 4000085721 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1861.66 | No |  | $17356.32 | $1446.36 | $1761.96 | $146.83 | $0.00 | $0.00 | $0.00 | $3454.85 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.129 | 1.129 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.57 | xxx | 9.57 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090263 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1681.74 | Yes | 35.000% | $6680.04 | $556.67 | $1146.00 | $95.50 | $2400.00 | $200.00 | $0.00 | $2533.91 | $0.00 | xxx | xxx | $200.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.026 | 1.026 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 71.13 | xxx | 71.13 | No | 57.92 | Yes | xxx | xxx | xxx |
| 4000092842 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 19225 | xxx | 6.610% |  | No AUS | No | 6.948% |  | 6.875% |  | $6109.44 | No |  | $15500.04 | $1291.67 | $1775.40 | $147.95 | $0.00 | $0.00 | $0.00 | $7549.06 | $23703.45 |  |  | $0.00 |  |  | 0.00% | 41.28% | 41.28% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 44.20 | xxx | 44.2 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090889 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2070 | xxx | 6.630% |  | No AUS | No | 7.199% |  | 7.125% |  | $5281.95 | No |  | $10829.04 | $902.42 | $5987.52 | $498.96 | $0.00 | $0.00 | $0.00 | $6683.33 | $17422.67 |  |  | $0.00 |  |  | 0.00% | 30.31% | 30.31% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 104.72 | xxx | 105 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090207 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $940.29 | No |  | $3042.36 | $253.53 | $1354.56 | $112.88 | $5088.00 | $424.00 | $0.00 | $1730.70 | $0.00 | xxx | xxx | $424.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.867 | 0.82 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.95 | xxx | 21.95 | No | 75 | Yes | xxx | xxx | xxx |
| 4000092869 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5295 | xxx | 6.630% |  | No AUS | No | 7.200% |  | 7.000% |  | $2128.96 | No |  | $9758.16 | $813.18 | $2890.68 | $240.89 | $1740.00 | $145.00 | $0.00 | $3328.03 | $4046.97 | xxx | xxx | $145.00 | xxx | Annually | 0.00% | 46.04% | 46.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.64 | xxx | 12.64 | No | 34.41 | N/A | xxx | xxx | xxx |
| 4000090600 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1146.71 | No |  | $1569.60 | $130.80 | $681.96 | $56.83 | $0.00 | $0.00 | $0.00 | $1334.34 | $10829.71 |  |  | $0.00 |  |  | 0.00% | 47.98% | 47.98% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 225.02 | xxx | 225.02 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087970 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1111.64 | No |  | $9584.40 | $798.70 | $6122.76 | $510.23 | $0.00 | $0.00 | $0.00 | $2420.57 | $5244.48 |  |  | $0.00 |  |  | 0.00% | 48.11% | 48.11% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  | Stocks/Bonds | Borrower Prepared | 19 | Borrower |  |  |  | Yes | 103 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.58 | xxx | 11.58 | No | 35.48 | Yes | xxx | xxx | xxx |
| 4000091674 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2450 | xxx | 6.760% |  | No AUS | No | 8.306% |  | 9.375% |  | $9082.70 | No |  | $21000.00 | $1750.00 | $1508.04 | $125.67 | $0.00 | $0.00 | $0.00 | $10958.37 | $26498.94 |  |  | $0.00 |  |  | 0.00% | 43.59% | 39.21% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.63 | xxx | 21.63 | No | 65 | N/A | xxx | xxx | xxx |
| 4000086522 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $2797.23 | No |  | $6883.32 | $573.61 | $1500.48 | $125.04 | $0.00 | $0.00 | $0.00 | $3495.88 | $26015.97 |  |  | $0.00 |  |  | 0.00% | 36.80% | 36.80% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 130.47 | xxx | 130.47 | No | 74.31 | N/A | xxx | xxx | xxx |
| 4000090613 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1754.31 | No |  | $2802.84 | $233.57 | $1269.00 | $105.75 | $0.00 | $0.00 | $0.00 | $2093.63 | $10167.39 |  |  | $0.00 |  |  | 0.00% | 48.88% | 48.88% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 299 | 31 | Work Number | Yes | 10 | 10 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 132.30 | xxx | 132.3 | No | 80 | N/A | xxx | xxx | xxx |
| 4000088524 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $1240.31 | No |  | $3928.56 | $327.38 | $1203.12 | $100.26 | $456.00 | $38.00 | $0.00 | $1705.95 | $0.00 | xxx | xxx | $38.00 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.055 | 1.055 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 154.97 | xxx | 154.97 | No | 75 | N/A | xxx | xxx | xxx |
| 4000086844 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.250% |  | $2338.32 | No |  | $8674.80 | $722.90 | $3497.52 | $291.46 | $0.00 | $0.00 | $0.00 | $3352.68 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.85 | 0.852 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.67 | xxx | 13.67 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092847 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7800 | xxx | 6.610% |  | No AUS | No | 6.653% |  | 6.500% |  | $3286.75 | No |  | $4607.64 | $383.97 | $1910.04 | $159.17 | $780.00 | $65.00 | $0.00 | $3894.89 | $9896.23 | xxx | xxx | $65.00 | xxx | Monthly | 0.00% | 34.03% | 34.03% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 52 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 0.49 | No | 69.33 | N/A | xxx | xxx | xxx |
| 4000093173 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6000 | xxx | 6.630% |  | No AUS | No | 6.994% |  | 6.750% |  | $1816.07 | No |  | $8543.64 | $711.97 | $1281.96 | $106.83 | $750.00 | $62.50 | $0.00 | $2697.37 | $6729.63 | xxx | xxx | $62.50 | xxx | Annually | 0.00% | 44.06% | 44.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.75 | xxx | 14.75 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092830 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1064.48 | No |  | $1923.48 | $160.29 | $3359.88 | $279.99 | $0.00 | $0.00 | $0.00 | $1504.76 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.379 | 1.96 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.89 | xxx | 14.89 | No | 66.67 | N/A | xxx | xxx | xxx |
| 4000092845 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 30106.25 | xxx | 6.610% |  | No AUS | No | 6.869% |  | 6.625% |  | $5871.65 | No |  | $16374.96 | $1364.58 | $4446.96 | $370.58 | $0.00 | $0.00 | $0.00 | $7606.81 | $15469.19 |  |  | $0.00 |  |  | 0.00% | 38.12% | 38.12% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 90 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.27 | xxx | 4.27 | No | 70 | N/A | xxx | xxx | xxx |
| 4000093223 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5245 | xxx | 6.630% |  | No AUS | No | 6.937% |  | 6.750% |  | $2043.08 | No |  | $6780.48 | $565.04 | $1520.04 | $126.67 | $480.00 | $40.00 | $0.00 | $2774.79 | $4985.21 | xxx | xxx | $40.00 | xxx | Annually | 0.00% | 36.09% | 36.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.13 | xxx | 5.13 | No | 70 | N/A | xxx | xxx | xxx |
| 4000093177 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2345 | xxx | 6.610% |  | No AUS | No | 7.200% |  | 7.125% |  | $2661.18 | No |  | $7417.92 | $618.16 | $3309.00 | $275.75 | $0.00 | $0.00 | $0.00 | $3555.09 | $8962.91 |  |  | $0.00 |  |  | 0.00% | 35.98% | 35.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 194 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 42.04 | No | 52.53 | N/A | xxx | xxx | xxx |
| 4000091858 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $4583.33 | No |  | $7181.40 | $598.45 | $2352.96 | $196.08 | $0.00 | $0.00 | $0.00 | $5377.86 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.767 | 1.767 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 52.11 | No | 25.85 | N/A | xxx | xxx | xxx |
| 4000088128 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2043.08 | No |  | $12235.68 | $1019.64 | $4662.96 | $388.58 | $375.00 | $31.25 | $0.00 | $3482.55 | $0.00 | xxx | xxx | $31.25 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.89 | 0.89 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 219.53 | xxx | 219.53 | No | 63 | N/A | xxx | xxx | xxx |
| 4000090159 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $5912.35 | No |  | $23933.64 | $1994.47 | $2654.04 | $221.17 | $0.00 | $0.00 | $0.00 | $8127.99 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Proceeds from Sale |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.07 | 1.07 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 99.91 | xxx | 99.91 | No | 34.62 | N/A | xxx | xxx | xxx |
| 4000093213 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $5789.18 | No |  | $13756.20 | $1146.35 | $1226.04 | $102.17 | $0.00 | $0.00 | $0.00 | $7037.70 | $332588.84 |  |  | $0.00 |  |  | 0.00% | 30.22% | 30.22% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 51.50% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 42.23 | xxx | 42.23 | No | 75 | N/A | xxx | xxx | xxx |
| 4000093206 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 17845 | xxx | 6.630% |  | No AUS | No | 6.622% |  | 6.500% |  | $9481.02 | No |  | $25227.60 | $2102.30 | $8130.12 | $677.51 | $4704.00 | $392.00 | $0.00 | $12652.83 | $18444.80 | xxx | xxx | $392.00 | xxx | Monthly | 0.00% | 42.94% | 42.94% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 9.13 | No | 50 | N/A | xxx | xxx | xxx |
| 4000089674 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2320 | xxx | 6.610% |  | No AUS | No | 6.702% |  | 6.625% |  | $3745.81 | No |  | $17592.12 | $1466.01 | $2202.12 | $183.51 | $0.00 | $0.00 | $0.00 | $5395.33 | $8292.66 |  |  | $0.00 |  |  | 0.00% | 41.65% | 41.65% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 1 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | Third-Party Prepared (Unaudited) | Accountant/Bookkeeper | 18 | NA | 0 | No | 0 | Yes | 232 | 31 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - SESoleProprietor - YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 | Borrower - 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 213.45 | xxx | 213.51 | No | 45.53 | N/A | xxx | xxx | xxx |
| 4000092833 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7045 | xxx | 6.630% |  | No AUS | No | 6.742% |  | 6.500% |  | $2338.65 | No |  | $9662.40 | $805.20 | $3603.96 | $300.33 | $0.00 | $0.00 | $0.00 | $3444.18 | $26939.21 |  |  | $0.00 |  |  | 0.00% | 29.24% | 29.24% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% | 0.00% |  | Third-Party Prepared (Unaudited) | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.97 | xxx | 3.97 | No | 59.68 | N/A | xxx | xxx | xxx |
| 4000093182 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6700 | xxx | 6.610% |  | No AUS | No | 7.062% |  | 6.875% |  | $1379.55 | No |  | $6294.24 | $524.52 | $1856.28 | $154.69 | $4848.00 | $404.00 | $0.00 | $2462.76 | $3652.13 | xxx | xxx | $404.00 | xxx | Monthly | 0.00% | 40.52% | 40.52% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 0.19 | No | 41.18 | Yes | xxx | xxx | xxx |
| 4000093218 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7012.63 | xxx | 6.630% |  | No AUS | No | 6.883% |  | 6.750% |  | $4947.64 | No |  | $17165.28 | $1430.44 | $1380.00 | $115.00 | $0.00 | $0.00 | $0.00 | $6493.08 | $21190.03 |  |  | $0.00 |  |  | 0.00% | 24.02% | 24.02% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 72.65 | N/A | xxx | xxx | xxx |
| 4000091859 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $4583.33 | No |  | $7181.40 | $598.45 | $2414.04 | $201.17 | $0.00 | $0.00 | $0.00 | $5382.95 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.839 | 1.839 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 52.06 | No | 25.52 | N/A | xxx | xxx | xxx |
| 4000093178 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1397.14 | No |  | $7536.00 | $628.00 | $2141.52 | $178.46 | $0.00 | $0.00 | $0.00 | $2203.60 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.953 | 0.953 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 10.60 | xxx | 10.6 | No | 75 | N/A | xxx | xxx | xxx |
| 4000093215 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10690 | xxx | 6.630% |  | No AUS | No | 7.073% |  | 7.000% |  | $2458.95 | No |  | $6600.00 | $550.00 | $1310.16 | $109.18 | $0.00 | $0.00 | $0.00 | $3118.13 | $3846.87 |  |  | $0.00 |  |  | 0.00% | 45.04% | 45.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.15 | xxx | 4.15 | No | 70 | N/A | xxx | xxx | xxx |
| 4000085852 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2020 | xxx | 6.790% |  | No AUS | No | 7.535% |  | 7.500% |  | $7831.20 | No |  | $10768.20 | $897.35 | $1569.00 | $130.75 | $0.00 | $0.00 | $0.00 | $8859.30 | $16851.51 |  |  | $0.00 |  |  | 0.00% | 41.75% | 41.75% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | Yes | No | 84 | No | Yes | Yes | 3 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025 \|\| Co Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - 2025 | Borrower - 2 YRS Executed 4506T Verified - 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.08 | xxx | 15.08 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092851 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 17905 | xxx | 6.610% |  | No AUS | No | 7.002% |  | 6.875% |  | $9564.88 | No |  | $22749.96 | $1895.83 | $3291.00 | $274.25 | $0.00 | $0.00 | $0.00 | $11734.96 | $24855.51 |  |  | $0.00 |  |  | 0.00% | 37.91% | 37.91% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.54 | xxx | 6.54 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091624 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15827.63 | xxx | 6.630% |  | No AUS | No | 6.793% |  | 6.500% |  | $3614.80 | No |  | $5712.00 | $476.00 | $889.44 | $74.12 | $816.00 | $68.00 | $0.00 | $4232.92 | $10651.08 | xxx | xxx | $68.00 | xxx | Monthly | 0.00% | 31.06% | 31.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 49 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.43 | xxx | 7.43 | No | 79.99 | N/A | xxx | xxx | xxx |
| 4000089289 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3350.43 | xxx | 6.630% |  | No AUS | No | 7.488% |  | 7.375% |  | $2538.23 | No |  | $8149.20 | $679.10 | $5061.00 | $421.75 | $0.00 | $0.00 | $0.00 | $3639.08 | $31557.11 |  |  | $0.00 |  |  | 0.00% | 18.96% | 18.96% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 173 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No | Closed End | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 33.96 | xxx | 36.24 | No | 61.35 | N/A | xxx | xxx | xxx |
| 4000087851 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1920 | xxx | 6.750% |  | No AUS | No | 6.956% |  | 6.875% |  | $2317.64 | No |  | $2526.00 | $210.50 | $2361.84 | $196.82 | $0.00 | $0.00 | $0.00 | $2724.96 | $3108.86 |  |  | $0.00 |  |  | 0.00% | 47.35% | 47.35% | No | No |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Asset Depletion – Total Asset Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | Yes | No | 24 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Asset Depletion - 2025 \|\| Co Borrower | Borrower - 2025 \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 182.02 | xxx | 182.02 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090769 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1275 | xxx | 6.750% |  | No AUS | No | 6.922% |  | 6.875% |  | $3087.56 | No |  | $17691.96 | $1474.33 | $1988.16 | $165.68 | $0.00 | $0.00 | $0.00 | $4727.57 | $10829.59 |  |  | $0.00 |  |  | 0.00% | 30.39% | 30.39% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.09 | xxx | 25.09 | No | 48.45 | N/A | xxx | xxx | xxx |
| 4000093221 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $3517.85 | No |  | $10490.76 | $874.23 | $1093.08 | $91.09 | $0.00 | $0.00 | $0.00 | $4483.17 | $57160.25 |  |  | $0.00 |  |  | 0.00% | 34.27% | 34.27% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.65 | xxx | 5.65 | No | 70 | N/A | xxx | xxx | xxx |
| 4000089253 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7620 | xxx | 6.630% |  | No AUS | No | 6.660% |  | 6.500% |  | $3413.17 | No |  | $10547.40 | $878.95 | $1825.08 | $152.09 | $0.00 | $0.00 | $0.00 | $4444.21 | $6215.79 |  |  | $0.00 |  |  | 0.00% | 42.45% | 42.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 47 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.42 | xxx | 2.51 | No | 54 | N/A | xxx | xxx | xxx |
| 4000091271 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1820 | xxx | 6.630% |  | No AUS | No | 7.443% |  | 7.375% |  | $2569.31 | No |  | $4033.20 | $336.10 | $2202.96 | $183.58 | $0.00 | $0.00 | $0.00 | $3088.99 | $186035.24 |  |  | $0.00 |  |  | 0.00% | 5.42% | 5.42% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 96.92 | xxx | 96.92 | No | 80 | N/A | xxx | xxx | xxx |
| 4000089248 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5834 | xxx | 6.630% |  | No AUS | No | 6.760% |  | 6.500% |  | $1618.09 | No |  | $3150.84 | $262.57 | $1686.96 | $140.58 | $1452.00 | $121.00 | $0.00 | $2142.24 | $3099.76 | xxx | xxx | $121.00 | xxx | Monthly | 0.00% | 43.64% | 43.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.37 | xxx | 4.37 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087522 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2055.25 | xxx | 6.750% |  | No AUS | No | 6.935% |  | 6.875% |  | $2709.83 | No |  | $9209.04 | $767.42 | $2067.12 | $172.26 | $1800.00 | $150.00 | $0.00 | $3799.51 | $29619.57 | xxx | xxx | $150.00 | xxx | Annually | 0.00% | 14.67% | 14.67% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 63 | 31 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - N/A | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 100.56 | xxx | 100.56 | No | 50 | N/A | xxx | xxx | xxx |
| 4000080385 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $3425.95 | No |  | $9334.32 | $777.86 | $1839.96 | $153.33 | $0.00 | $0.00 | $0.00 | $4357.14 | $156910.05 |  |  | $0.00 |  |  | 0.00% | 5.55% | 5.55% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.69 | xxx | 12.69 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091389 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $5423.43 | No |  | $14375.04 | $1197.92 | $1353.12 | $112.76 | $0.00 | $0.00 | $0.00 | $6734.11 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.653 | 0.653 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 3.97 | xxx | 3.97 | No | 70 | N/A | xxx | xxx | xxx |
| 4000089861 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $3496.54 | No |  | $9775.44 | $814.62 | $2589.00 | $215.75 | $0.00 | $0.00 | $0.00 | $4526.91 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | No | No |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.116 | 1.12 | N/A | Borrower - N/A, N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 42.18 | xxx | 42.18 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092874 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $2391.22 | No |  | $3957.48 | $329.79 | $957.00 | $79.75 | $0.00 | $0.00 | $0.00 | $2800.76 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.013 | 1.01 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.20 | xxx | 3.2 | No | 70 | N/A | xxx | xxx | xxx |
| 4000093171 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2745 | xxx | 6.750% |  | No AUS | No | 7.484% |  | 7.250% |  | $1255.20 | No |  | $6231.24 | $519.27 | $677.52 | $56.46 | $6348.00 | $529.00 | $0.00 | $2359.93 | $19728.07 | xxx | xxx | $529.00 | xxx | Monthly | 0.00% | 12.32% | 12.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 54 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .16 | xxx | 0.16 | No | 31.19 | Yes | xxx | xxx | xxx |
| 4000090557 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1846.21 | No |  | $3723.48 | $310.29 | $1313.88 | $109.49 | $0.00 | $0.00 | $0.00 | $2265.99 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.015 | 1.015 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.44 | xxx | 17.44 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090099 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $3613.11 | No |  | $15008.04 | $1250.67 | $4467.12 | $372.26 | $0.00 | $0.00 | $0.00 | $5236.04 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.044 | 2.044 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.42 | xxx | 13.42 | No | 41.04 | N/A | xxx | xxx | xxx |
| 4000089249 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 14545 | xxx | 6.630% |  | No AUS | No | 7.434% |  | 7.125% |  | $4396.01 | No |  | $11695.68 | $974.64 | $2217.96 | $184.83 | $0.00 | $0.00 | $0.00 | $5555.48 | $8305.10 |  |  | $0.00 |  |  | 0.00% | 42.81% | 42.81% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090949 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1878.64 | No |  | $3642.48 | $303.54 | $2722.20 | $226.85 | $1188.00 | $99.00 | $0.00 | $2508.03 | $0.00 | xxx | xxx | $99.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.037 | 1.04 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.95 | xxx | 25.95 | No | 80 | N/A | xxx | xxx | xxx |
| 4000093067 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $852.72 | No |  | $6212.76 | $517.73 | $2923.56 | $243.63 | $0.00 | $0.00 | $0.00 | $1614.08 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.983 | 1.983 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 72.28 | No | 23.58 | N/A | xxx | xxx | xxx |
| 4000086613 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $9089.79 | No |  | $17212.56 | $1434.38 | $3677.04 | $306.42 | $0.00 | $0.00 | $0.00 | $10830.59 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.923 | 0.92 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.04 | xxx | 18.04 | No | 67.01 | N/A | xxx | xxx | xxx |
| 4000087737 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1695 | xxx | 6.750% |  | No AUS | No | 8.113% |  | 8.000% |  | $1430.84 | No |  | $1005.84 | $83.82 | $720.84 | $60.07 | $0.00 | $0.00 | $0.00 | $1574.73 | $5002.66 |  |  | $0.00 |  |  | 0.00% | 49.84% | 49.84% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 1 | 1 | Yes | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | Yes | Yes | 1 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - SSI and Disability, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 \|\| Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - 2025 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | USA | xxx | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | USA | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.50 | xxx | 10.69 | No | 75 | N/A | xxx | xxx | xxx |
| 4000089761 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $1018.74 | No |  | $998.52 | $83.21 | $869.04 | $72.42 | $3300.00 | $275.00 | $0.00 | $1449.37 | $0.00 | xxx | xxx | $275.00 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1 | Yes | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 57.74 | xxx | 57.74 | No | 74.84 | Yes | xxx | xxx | xxx |
| 4000090424 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $2955.20 | No |  | $12554.16 | $1046.18 | $2490.24 | $207.52 | $0.00 | $0.00 | $0.00 | $4208.90 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.76 | 0.76 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.89 | xxx | 15.89 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090909 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2070 | xxx | 6.630% |  | No AUS | No | 6.801% |  | 6.750% |  | $5448.22 | No |  | $15162.00 | $1263.50 | $2285.04 | $190.42 | $0.00 | $0.00 | $0.00 | $6902.14 | $8057.67 |  |  | $0.00 |  |  | 0.00% | 48.79% | 48.79% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | 500 | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 54.45 | xxx | 54.45 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091515 |  | xxx | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: CDFI Lender Exempt | Yes | No | No | N/A | Appendix Q Documentation | 24103.54 | xxx | 6.630% |  | No AUS | No | 8.131% |  | 7.750% |  | $3610.14 | No |  | $7196.88 | $599.74 | $4080.84 | $340.07 | $80.04 | $6.67 | $0.00 | $4556.62 | $6533.63 | xxx | xxx | $6.67 | xxx | Annually | 0.00% | 43.08% | 43.08% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 57 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.26 | xxx | 16.26 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092873 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $982.08 | No |  | $1983.00 | $165.25 | $902.04 | $75.17 | $876.00 | $73.00 | $0.00 | $1295.50 | $0.00 | xxx | xxx | $73.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.582 | 1.5 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 72.93 | xxx | 72.93 | No | 50 | N/A | xxx | xxx | xxx |
| 4000088891 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $1126.44 | No |  | $2548.56 | $212.38 | $1132.08 | $94.34 | $0.00 | $0.00 | $0.00 | $1433.16 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.221 | 1.221 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 153.47 | xxx | 153.47 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090641 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1342.49 | No |  | $1515.60 | $126.30 | $828.96 | $69.08 | $0.00 | $0.00 | $0.00 | $1537.87 | $10164.28 |  |  | $0.00 |  |  | 0.00% | 48.90% | 48.90% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 297 | 31 | Work Number | Yes | 10 | 10 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 189.17 | xxx | 189.17 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090646 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1286.55 | No |  | $1362.48 | $113.54 | $1074.96 | $89.58 | $0.00 | $0.00 | $0.00 | $1489.67 | $11023.36 |  |  | $0.00 |  |  | 0.00% | 48.39% | 48.39% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 298 | 31 | Other | Yes | 10 | 10 | Other | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 198.11 | xxx | 198.11 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090471 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $853.56 | Yes | 20.000% | $4079.76 | $339.98 | $3279.96 | $273.33 | $0.00 | $0.00 | $0.00 | $1466.87 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.125 | 1.25 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 92.04 | xxx | 92.04 | No | 70 | N/A | xxx | xxx | xxx |
| 4000088608 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $11835.76 | No |  | $9773.28 | $814.44 | $2531.52 | $210.96 | $2040.00 | $170.00 | $0.00 | $13031.16 | $0.00 | xxx | xxx | $170.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.113 | 1.11 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 227.17 | xxx | 227.17 | No | 67.38 | N/A | xxx | xxx | xxx |
| 4000092904 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $3161.91 | No |  | $8125.08 | $677.09 | $804.00 | $67.00 | $0.00 | $0.00 | $0.00 | $3906.00 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.024 | 1.024 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.87 | xxx | 4.87 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090918 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1031.69 | No |  | $3520.68 | $293.39 | $1645.44 | $137.12 | $1680.00 | $140.00 | $0.00 | $1602.20 | $0.00 | xxx | xxx | $140.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.061 | 1.05 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 80.06 | No | 65 | N/A | xxx | xxx | xxx |
| 4000091690 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15020 | xxx | 6.610% |  | No AUS | No | 7.545% |  | 7.375% |  | $8547.10 | No |  | $20625.00 | $1718.75 | $3189.12 | $265.76 | $1500.00 | $125.00 | $0.00 | $10656.61 | $19869.57 | xxx | xxx | $125.00 | xxx | Monthly | 0.00% | 45.30% | 45.30% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 34.50 | xxx | 34.5 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091638 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1450 | xxx | 6.610% |  | No AUS | No | 7.287% |  | 7.250% |  | $20465.28 | No |  | $58750.80 | $4895.90 | $19387.08 | $1615.59 | $0.00 | $0.00 | $0.00 | $26976.77 | $67183.86 |  |  | $0.00 |  |  | 0.00% | 44.64% | 44.64% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 127 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 164.78 | xxx | 164.78 | No | 71.43 | N/A | xxx | xxx | xxx |
| 4000091630 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $2826.77 | No |  | $8230.92 | $685.91 | $1533.00 | $127.75 | $600.00 | $50.00 | $0.00 | $3690.43 | $0.00 | xxx | xxx | $50.00 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.778 | 0.77 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.41 | xxx | 2.41 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090469 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1110.24 | No |  | $1499.04 | $124.92 | $1116.96 | $93.08 | $0.00 | $0.00 | $0.00 | $1328.24 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.129 | 1.129 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 57.23 | xxx | 57.23 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091557 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6357.5 | xxx | 6.630% |  | No AUS | No | 7.331% |  | 7.250% |  | $6753.54 | No |  | $13312.80 | $1109.40 | $1119.12 | $93.26 | $8160.00 | $680.00 | $0.00 | $8636.20 | $25041.80 | xxx | xxx | $680.00 | xxx | Monthly | 0.00% | 26.06% | 26.06% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 23.78 | No | 63.06 | Yes | xxx | xxx | xxx |
| 4000092768 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $7724.32 | No |  | $15125.04 | $1260.42 | $3000.48 | $250.04 | $0.00 | $0.00 | $0.00 | $9234.78 | $75962.90 |  |  | $0.00 |  |  | 0.00% | 34.33% | 34.33% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 50.00% | Stocks/Bonds | Audited | 19 | Accountant/Bookkeeper | Audited | Accountant/Bookkeeper | 19 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified \|\| Co Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.95 | xxx | 23.95 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090710 |  | xxx | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: CDFI Lender Exempt | Yes | No | No | N/A | Appendix Q Documentation | 1785 | xxx | 6.610% |  | No AUS | No | 7.370% |  | 7.250% |  | $1309.77 | No |  | $6889.68 | $574.14 | $1161.00 | $96.75 | $0.00 | $0.00 | $0.00 | $1980.66 | $3830.54 |  |  | $0.00 |  |  | 0.00% | 46.32% | 46.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | Missing |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Missing Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.54 | xxx | 11.54 | No | 80 | N/A | xxx | xxx | xxx |
| 4000089966 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $1462.29 | No |  | $3879.84 | $323.32 | $768.96 | $64.08 | $0.00 | $0.00 | $0.00 | $1849.69 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | Work Visa |  | xxx | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 89.78 | xxx | 89.78 | No | 67.06 | N/A | xxx | xxx | xxx |
| 4000091670 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1450 | xxx | 6.760% |  | No AUS | No | 8.308% |  | 9.375% |  | $9565.11 | No |  | $29237.64 | $2436.47 | $3230.04 | $269.17 | $0.00 | $0.00 | $0.00 | $12270.75 | $43136.38 |  |  | $0.00 |  |  | 0.00% | 40.01% | 37.07% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 529.65 | xxx | 529.65 | No | 50 | N/A | xxx | xxx | xxx |
| 4000080893 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.750% |  | $6161.15 | No |  | $4566.72 | $380.56 | $4967.04 | $413.92 | $0.00 | $0.00 | $0.00 | $6955.63 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.193 | 1.15 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13 | xxx | xxx | 0 |  | 65 |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 116.05 | No | 56.39 | N/A | xxx | xxx | xxx |
| 4000088796 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4607.5 | xxx | 6.750% |  | No AUS | No | 6.836% |  | 6.750% |  | $3794.30 | No |  | $7375.92 | $614.66 | $1415.04 | $117.92 | $0.00 | $0.00 | $0.00 | $4526.88 | $10621.12 |  |  | $0.00 |  |  | 0.00% | 32.95% | 32.95% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Missing Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 126.5 | No | 51.77 | N/A | xxx | xxx | xxx |
| 4000093175 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $2951.25 | No |  | $5232.96 | $436.08 | $1775.04 | $147.92 | $0.00 | $0.00 | $0.00 | $3535.25 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.963 | 0.963 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 120.40 | xxx | 120.4 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092843 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $1730.29 | Yes | 35.000% | $2644.08 | $220.34 | $1589.52 | $132.46 | $0.00 | $0.00 | $0.00 | $2083.09 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.378 | 1.378 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | US Patriot Act Form | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.86 | xxx | 25.86 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091686 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10132.25 | xxx | 6.570% |  | No AUS | No | 6.933% |  | 6.625% |  | $2301.28 | No |  | $4348.80 | $362.40 | $1239.96 | $103.33 | $663.00 | $55.25 | $0.00 | $2822.26 | $7787.32 | xxx | xxx | $55.25 | xxx | Annually | 0.00% | 30.75% | 30.75% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.73 | xxx | 11.73 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091679 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7905 | xxx | 6.570% |  | No AUS | No | 7.055% |  | 6.875% |  | $3310.92 | No |  | $9929.40 | $827.45 | $1409.04 | $117.42 | $0.00 | $0.00 | $0.00 | $4255.79 | $7487.95 |  |  | $0.00 |  |  | 0.00% | 38.49% | 38.49% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 2 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.28 | xxx | 4.51 | No | 64.62 | N/A | xxx | xxx | xxx |
| 4000091673 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11645 | xxx | 6.570% |  | No AUS | No | 7.435% |  | 7.125% |  | $2735.30 | No |  | $13752.72 | $1146.06 | $2261.04 | $188.42 | $995.04 | $82.92 | $0.00 | $4152.70 | $13248.30 | xxx | xxx | $82.92 | xxx | Annually | 0.00% | 45.47% | 45.47% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  | Proceeds from Sale | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.35 | xxx | 23.35 | No | 71.35 | N/A | xxx | xxx | xxx |
| 4000094116 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13387.5 | xxx | 6.610% |  | No AUS | No | 6.771% |  | 6.750% |  | $6194.11 | No |  | $21442.56 | $1786.88 | $1935.96 | $161.33 | $0.00 | $0.00 | $0.00 | $8142.32 | $13996.65 |  |  | $0.00 |  |  | 0.00% | 47.93% | 47.93% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | Audited | 19 | Accountant/Bookkeeper |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 51.50 | xxx | 51.54 | No | 57.53 | N/A | xxx | xxx | xxx |
| 4000094126 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $4087.61 | No |  | $10551.84 | $879.32 | $3726.12 | $310.51 | $0.00 | $0.00 | $0.00 | $5277.44 | $18934.58 |  |  | $0.00 |  |  | 0.00% | 37.08% | 37.08% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.10 | xxx | 6.1 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090527 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.125% |  | $3284.68 | No |  | $11657.28 | $971.44 | $4016.04 | $334.67 | $0.00 | $0.00 | $0.00 | $4590.79 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | No |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.089 | 1.04 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.81 | xxx | 6.81 | No | 70 | N/A | xxx | xxx | xxx |
| 4000094118 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8572.5 | xxx | 6.610% |  | No AUS | No | 7.147% |  | 7.000% |  | $1723.13 | No |  | $4625.04 | $385.42 | $1761.96 | $146.83 | $5460.00 | $455.00 | $0.00 | $2710.38 | $4424.62 | xxx | xxx | $455.00 | xxx | Monthly | 0.00% | 38.55% | 38.55% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 56.26 | xxx | 56.26 | No | 70 | Yes | xxx | xxx | xxx |
| 4000094072 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7660 | xxx | 6.630% |  | No AUS | No | 7.265% |  | 7.125% |  | $1859.46 | No |  | $3713.28 | $309.44 | $2106.96 | $175.58 | $0.00 | $0.00 | $0.00 | $2344.48 | $4019.52 |  |  | $0.00 |  |  | 0.00% | 44.94% | 44.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.51 | xxx | 5.51 | No | 80 | N/A | xxx | xxx | xxx |
| 4000090417 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1773.71 | No |  | $978.72 | $81.56 | $888.00 | $74.00 | $660.00 | $55.00 | $0.00 | $1984.27 | $0.00 | xxx | xxx | $55.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.285 | 1.26 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Form | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.36 | xxx | 10.36 | No | 56.84 | N/A | xxx | xxx | xxx |
| 4000094141 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15625 | xxx | 6.630% |  | No AUS | No | 7.260% |  | 7.000% |  | $4715.33 | No |  | $11812.56 | $984.38 | $2832.00 | $236.00 | $0.00 | $0.00 | $0.00 | $5935.71 | $27356.37 |  |  | $0.00 |  |  | 0.00% | 39.35% | 39.35% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 76.63 | xxx | 76.63 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091555 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $921.41 | No |  | $2792.28 | $232.69 | $1497.96 | $124.83 | $0.00 | $0.00 | $0.00 | $1278.93 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.002 | 2.002 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 189.28 | xxx | 189.28 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090536 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.125% |  | $995.31 | No |  | $3926.04 | $327.17 | $1542.96 | $128.58 | $456.00 | $38.00 | $0.00 | $1489.06 | $0.00 | xxx | xxx | $38.00 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.175 | 1.175 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.44 | xxx | 12.44 | No | 75 | N/A | xxx | xxx | xxx |
| 4000090944 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.000% |  | $3543.34 | No |  | $8571.72 | $714.31 | $2046.96 | $170.58 | $0.00 | $0.00 | $0.00 | $4428.23 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.219 | 1.219 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 106.13 | xxx | 106.13 | No | 64.95 | N/A | xxx | xxx | xxx |
| 4000087225 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1550.32 | No |  | $946.92 | $78.91 | $1128.00 | $94.00 | $219.96 | $18.33 | $0.00 | $1741.56 | $0.00 | xxx | xxx | $18.33 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.062 | 1.06 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 12.31 | No | 65 | N/A | xxx | xxx | xxx |
| 4000094377 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | Yes | No | N/A | N/A |  |  |  | DU | DU Approve/Eligible | No |  |  | 6.750% |  | $3437.57 | No |  | $2416.80 | $201.40 | $3775.68 | $314.64 | $1200.00 | $100.00 | $0.00 | $4053.61 | $6047.83 | xxx | xxx | $100.00 | xxx | Annually | 0.00% | 48.16% | 48.16% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 51.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 47.09 | xxx | 47.09 | No | 58.89 | N/A | xxx | xxx | xxx |
| 4000090242 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1958.06 | No |  | $1640.52 | $136.71 | $470.04 | $39.17 | $2844.00 | $237.00 | $0.00 | $2370.94 | $8856.17 | xxx | xxx | $237.00 | xxx | Monthly | 0.00% | 33.86% | 33.86% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 0 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 87.31 | xxx | 87.31 | No | 70 | N/A | xxx | xxx | xxx |
| 4000089932 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1710 | xxx | 6.610% |  | No AUS | No | 6.946% |  | 6.875% |  | $2217.79 | No |  | $2085.84 | $173.82 | $1809.12 | $150.76 | $0.00 | $0.00 | $0.00 | $2542.37 | $7422.63 |  |  | $0.00 |  |  | 0.00% | 25.77% | 25.77% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 21 | 21 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.02 | xxx | 22.02 | No | 80 | N/A | xxx | xxx | xxx |
| 4000093161 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16728.75 | xxx | 6.610% |  | No AUS | No | 7.226% |  | 7.000% |  | $5574.39 | No |  | $9701.40 | $808.45 | $1596.00 | $133.00 | $0.00 | $0.00 | $0.00 | $6515.84 | $10782.81 |  |  | $0.00 |  |  | 0.00% | 41.23% | 32.61% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 176 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 58.24 | No | 49.42 | N/A | xxx | xxx | xxx |
| 4000093155 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11725 | xxx | 6.630% |  | No AUS | No | 7.207% |  | 7.000% |  | $4460.18 | No |  | $12029.88 | $1002.49 | $1853.16 | $154.43 | $0.00 | $0.00 | $0.00 | $5617.10 | $19787.94 |  |  | $0.00 |  |  | 0.00% | 34.24% | 34.24% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified \|\| Co Borrower - N/A | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.45 | xxx | 7.45 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094087 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8810 | xxx | 6.630% |  | No AUS | No | 7.217% |  | 6.875% |  | $2417.49 | No |  | $5584.08 | $465.34 | $1295.04 | $107.92 | $0.00 | $0.00 | $0.00 | $2990.75 | $4085.24 |  |  | $0.00 |  |  | 0.00% | 43.69% | 43.69% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.38 | xxx | 4.38 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094070 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5850 | xxx | 6.610% |  | No AUS | No | 7.141% |  | 6.875% |  | $2312.38 | No |  | $8955.12 | $746.26 | $2165.40 | $180.45 | $0.00 | $0.00 | $0.00 | $3239.09 | $7472.95 |  |  | $0.00 |  |  | 0.00% | 43.39% | 43.39% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 31 | FNMA 1005 | Yes | 25 | 31 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified \|\| Co Borrower - Wage - Written VOE Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.58 | xxx | 7.58 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092811 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $2036.41 | No |  | $15299.40 | $1274.95 | $1346.04 | $112.17 | $900.00 | $75.00 | $0.00 | $3498.53 | $0.00 | xxx | xxx | $75.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.143 | 1.11 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 20.60 | xxx | 20.6 | No | 60.78 | N/A | xxx | xxx | xxx |
| 4000091009 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $2848.52 | No |  | $8606.16 | $717.18 | $2206.32 | $183.86 | $0.00 | $0.00 | $0.00 | $3749.56 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.933 | 0.93 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.59 | xxx | 18.59 | No | 75 | N/A | xxx | xxx | xxx |
| 4000093165 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6782.5 | xxx | 6.630% |  | No AUS | No | 6.933% |  | 6.750% |  | $2748.43 | No |  | $6644.64 | $553.72 | $966.00 | $80.50 | $2400.00 | $200.00 | $0.00 | $3582.65 | $4842.35 | xxx | xxx | $200.00 | xxx | Monthly | 0.00% | 43.69% | 43.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.70 | xxx | 5.7 | No | 75 | N/A | xxx | xxx | xxx |
| 4000094143 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1250 | xxx | 6.570% |  | No AUS | No | 6.796% |  | 6.750% |  | $1816.07 | No |  | $4295.64 | $357.97 | $1968.96 | $164.08 | $0.00 | $0.00 | $0.00 | $2338.12 | $7584.86 |  |  | $0.00 |  |  | 0.00% | 39.35% | 39.35% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.48 | xxx | 1.48 | No | 70 | N/A | xxx | xxx | xxx |
| 4000092358 |  | xxx | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: CDFI Lender Exempt | Yes | No | No | N/A | Appendix Q Documentation | 9033 | xxx | 6.570% |  | No AUS | No | 7.879% |  | 7.625% |  | $2927.43 | No |  | $8941.80 | $745.15 | $731.04 | $60.92 | $0.00 | $0.00 | $0.00 | $3733.50 | $6397.04 |  |  | $0.00 |  |  | 0.00% | 38.23% | 38.23% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 12 Month Bank Statement | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 12 | 0 | No | Yes | 0 | 0 | 75.62% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 44.55 | xxx | 44.55 | No | 80 | N/A | xxx | xxx | xxx |
| 4000093381 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $5801.67 | No |  | $5132.04 | $427.67 | $1088.04 | $90.67 | $0.00 | $0.00 | $0.00 | $6320.01 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.143 | 1.134 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 79.13 | No | 74.34 | N/A | xxx | xxx | xxx |
| 4000094082 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5720 | xxx | 6.630% |  | No AUS | No | 7.516% |  | 7.250% |  | $2097.69 | No |  | $5124.96 | $427.08 | $1058.64 | $88.22 | $9960.00 | $830.00 | $0.00 | $3442.99 | $11035.38 | xxx | xxx | $830.00 | xxx | Monthly | 0.00% | 28.73% | 28.73% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .98 | xxx | 0.98 | No | 75 | Yes | xxx | xxx | xxx |
| 4000091664 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1699.80 | No |  | $3024.00 | $252.00 | $1526.04 | $127.17 | $408.00 | $34.00 | $0.00 | $2112.97 | $0.00 | xxx | xxx | $34.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.183 | 1.236 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 111.96 | xxx | 111.96 | No | 75 | N/A | xxx | xxx | xxx |
| 4000094129 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10025 | xxx | 6.610% |  | No AUS | No | 6.920% |  | 6.750% |  | $1779.75 | No |  | $4008.48 | $334.04 | $633.96 | $52.83 | $3600.00 | $300.00 | $0.00 | $2466.62 | $7561.70 | xxx | xxx | $300.00 | xxx | Monthly | 0.00% | 41.07% | 41.07% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 31.11 | xxx | 31.11 | No | 70 | Yes | xxx | xxx | xxx |
| 4000094119 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2445 | xxx | 6.570% |  | No AUS | No | 7.408% |  | 7.375% |  | $6665.02 | No |  | $15249.96 | $1270.83 | $2514.96 | $209.58 | $1668.00 | $139.00 | $0.00 | $8284.43 | $26805.23 | xxx | xxx | $139.00 | xxx | Monthly | 0.00% | 24.20% | 24.20% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 44 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .07 | xxx | 0.07 | No | 68.93 | N/A | xxx | xxx | xxx |
| 4000091687 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $1305.22 | No |  | $7818.60 | $651.55 | $1722.96 | $143.58 | $0.00 | $0.00 | $0.00 | $2100.35 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.309 | 1.309 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.32 | xxx | 24.32 | No | 70 | N/A | xxx | xxx | xxx |
| 4000094063 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7642.82 | xxx | 6.630% |  | No AUS | No | 6.820% |  | 6.500% |  | $1648.12 | No |  | $8504.52 | $708.71 | $2911.80 | $242.65 | $396.00 | $33.00 | $0.00 | $2632.48 | $7650.14 | xxx | xxx | $33.00 | xxx | Annually | 0.00% | 31.32% | 31.32% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.08 | xxx | 15.08 | No | 70 | N/A | xxx | xxx | xxx |
| 4000092844 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10640 | xxx | 6.540% |  | No AUS | No | 6.959% |  | 6.875% |  | $2430.63 | No |  | $3175.56 | $264.63 | $3096.00 | $258.00 | $0.00 | $0.00 | $0.00 | $2953.26 | $12250.69 |  |  | $0.00 |  |  | 0.00% | 38.26% | 38.26% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.61 | xxx | 2.61 | No | 52.78 | N/A | xxx | xxx | xxx |
| 4000094120 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6318.75 | xxx | 6.610% |  | No AUS | No | 7.014% |  | 6.875% |  | $4723.31 | No |  | $14108.16 | $1175.68 | $653.04 | $54.42 | $6876.00 | $573.00 | $0.00 | $6526.41 | $14638.70 | xxx | xxx | $573.00 | xxx | Monthly | 0.00% | 32.53% | 32.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.70 | xxx | 4.7 | No | 79.98 | Yes | xxx | xxx | xxx |
| 4000090287 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1397.14 | No |  | $7484.76 | $623.73 | $1170.96 | $97.58 | $0.00 | $0.00 | $0.00 | $2118.45 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.227 | 1.28 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.97 | xxx | 72.67 | No | 66.67 | N/A | xxx | xxx | xxx |
| 4000094151 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15170 | xxx | 6.630% |  | No AUS | No | 7.163% |  | 7.125% |  | $3697.37 | No |  | $4637.16 | $386.43 | $2093.04 | $174.42 | $600.00 | $50.00 | $0.00 | $4308.22 | $7437.84 | xxx | xxx | $50.00 | xxx | Monthly | 0.00% | 42.79% | 42.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 42 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.15 | xxx | 6.15 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094117 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2450 | xxx | 6.740% |  | No AUS | No | 8.245% |  | 9.375% |  | $16634.97 | No |  | $50000.04 | $4166.67 | $2417.04 | $201.42 | $0.00 | $0.00 | $0.00 | $21003.06 | $34876.01 |  |  | $0.00 |  |  | 0.00% | 41.28% | 34.39% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.32 | xxx | 25.34 | No | 50 | N/A | xxx | xxx | xxx |
| 4000094160 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3945 | xxx | 6.570% |  | No AUS | No | 7.363% |  | 6.875% |  | $985.39 | No |  | $13156.56 | $1096.38 | $474.00 | $39.50 | $0.00 | $0.00 | $0.00 | $2121.27 | $5146.73 |  |  | $0.00 |  |  | 0.00% | 35.67% | 35.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 216 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 38.76 | xxx | 38.76 | No | 14.29 | N/A | xxx | xxx | xxx |
| 4000094132 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11364.5 | xxx | 6.610% |  | No AUS | No | 6.726% |  | 6.250% |  | $1968.14 | No |  | $7069.80 | $589.15 | $2421.96 | $201.83 | $0.00 | $0.00 | $0.00 | $2759.12 | $6865.71 |  |  | $0.00 |  |  | 0.00% | 47.39% | 47.39% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% |  | Third-Party Prepared (Unaudited) | 19 | CPA | Third-Party Prepared (Unaudited) | CPA | 19 | Yes | 132 | Yes | 60 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified \|\| Co Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 184.63 | xxx | 184.63 | No | 51.6 | N/A | xxx | xxx | xxx |
| 4000094145 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7075 | xxx | 6.570% |  | No AUS | No | 6.800% |  | 6.750% |  | $2918.69 | No |  | $12845.88 | $1070.49 | $430.08 | $35.84 | $6768.00 | $564.00 | $0.00 | $4589.02 | $7366.85 | xxx | xxx | $564.00 | xxx | Monthly | 0.00% | 40.99% | 40.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.89 | xxx | 8.89 | No | 47.12 | N/A | xxx | xxx | xxx |
| 4000094107 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $1517.54 | No |  | $7516.56 | $626.38 | $1382.04 | $115.17 | $3708.00 | $309.00 | $0.00 | $2568.09 | $9562.67 | xxx | xxx | $309.00 | xxx | Monthly | 0.00% | 42.01% | 42.01% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 280.92 | xxx | 280.92 | No | 37.21 | N/A | xxx | xxx | xxx |
| 4000094153 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1608.52 | No |  | $4102.08 | $341.84 | $917.04 | $76.42 | $1464.00 | $122.00 | $0.00 | $2148.78 | $0.00 | xxx | xxx | $122.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.257 | 1.25 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.47 | xxx | 25.47 | No | 66.13 | N/A | xxx | xxx | xxx |
| 4000094156 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4101.25 | xxx | 6.570% |  | No AUS | No | 7.036% |  | 7.000% |  | $8815.25 | No |  | $23690.76 | $1974.23 | $2699.16 | $224.93 | $1104.00 | $92.00 | $0.00 | $11106.41 | $49822.60 | xxx | xxx | $92.00 | xxx | Monthly | 0.00% | 41.89% | 41.89% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.81 | xxx | 17.81 | No | 58.37 | N/A | xxx | xxx | xxx |
| 4000094111 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4656.45 | xxx | 6.610% |  | No AUS | No | 7.192% |  | 7.000% |  | $1836.23 | No |  | $7295.28 | $607.94 | $1536.96 | $128.08 | $450.00 | $37.50 | $0.00 | $2609.75 | $4377.25 | xxx | xxx | $37.50 | xxx | Annually | 0.00% | 42.40% | 42.40% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 49 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .09 | xxx | 0.09 | No | 60 | N/A | xxx | xxx | xxx |
| 4000094123 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6848.2 | xxx | 6.570% |  | No AUS | No | 7.346% |  | 7.250% |  | $1636.68 | No |  | $2717.76 | $226.48 | $827.76 | $68.98 | $384.96 | $32.08 | $0.00 | $1964.22 | $3029.38 | xxx | xxx | $32.08 | xxx | Annually | 0.00% | 39.64% | 39.64% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 20 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.35 | xxx | 16.35 | No | 80 | N/A | xxx | xxx | xxx |
| 4000091982 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1330.94 | No |  | $2312.04 | $192.67 | $1128.96 | $94.08 | $300.00 | $25.00 | $0.00 | $1642.69 | $0.00 | xxx | xxx | $25.00 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.166 | 1.166 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.86 | xxx | 22.86 | No | 52.9 | N/A | xxx | xxx | xxx |
| 4000092801 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $3082.26 | No |  | $7034.88 | $586.24 | $954.00 | $79.50 | $0.00 | $0.00 | $0.00 | $3748.00 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.867 | 0.867 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 26.40 | xxx | 26.4 | No | 75 | N/A | xxx | xxx | xxx |
| 4000094121 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $3416.02 | No |  | $6486.96 | $540.58 | $1109.04 | $92.42 | $0.00 | $0.00 | $0.00 | $4049.02 | $5358.46 |  |  | $0.00 |  |  | 0.00% | 49.95% | 49.95% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.33 | xxx | 6.33 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094101 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15411.94 | xxx | 6.540% |  | No AUS | No | 6.746% |  | 6.500% |  | $2434.45 | No |  | $3395.04 | $282.92 | $3588.00 | $299.00 | $4692.00 | $391.00 | $0.00 | $3407.37 | $7403.63 | xxx | xxx | $391.00 | xxx | Monthly | 0.00% | 37.78% | 37.78% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 99 | 31 | FNMA 1005 | Yes | 43 | 31 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified \|\| Co Borrower - Wage - Written VOE Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.82 | xxx | 7.82 | No | 70 | N/A | xxx | xxx | xxx |
| 4000094103 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6845 | xxx | 6.540% |  | No AUS | No | 7.392% |  | 7.000% |  | $1330.60 | No |  | $5154.36 | $429.53 | $2555.16 | $212.93 | $335.04 | $27.92 | $0.00 | $2000.98 | $3531.85 | xxx | xxx | $27.92 | xxx | Annually | 0.00% | 37.99% | 37.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.34 | xxx | 16.34 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094150 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6763.75 | xxx | 6.630% |  | No AUS | No | 7.133% |  | 6.875% |  | $2044.69 | No |  | $6231.72 | $519.31 | $1067.04 | $88.92 | $500.04 | $41.67 | $0.00 | $2694.59 | $4805.41 | xxx | xxx | $41.67 | xxx | Annually | 0.00% | 35.93% | 35.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.20 | xxx | 7.2 | No | 74.92 | N/A | xxx | xxx | xxx |
| 4000091653 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $4057.24 | No |  | $11382.60 | $948.55 | $1421.04 | $118.42 | $0.00 | $0.00 | $0.00 | $5124.21 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.817 | 0.817 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.13 | xxx | 35.92 | No | 65 | N/A | xxx | xxx | xxx |
| 4000092834 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5050 | xxx | 6.630% |  | No AUS | No | 7.285% |  | 7.125% |  | $2560.13 | No |  | $5304.72 | $442.06 | $1863.00 | $155.25 | $1743.96 | $145.33 | $0.00 | $3302.77 | $8337.76 | xxx | xxx | $145.33 | xxx | Annually | 0.00% | 29.98% | 29.98% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.35 | xxx | 5.35 | No | 59.84 | N/A | xxx | xxx | xxx |
| 4000094162 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2945 | xxx | 6.570% |  | No AUS | No | 7.323% |  | 7.250% |  | $6085.01 | No |  | $13937.52 | $1161.46 | $1707.96 | $142.33 | $0.00 | $0.00 | $0.00 | $7388.80 | $39485.90 |  |  | $0.00 |  |  | 0.00% | 37.58% | 37.58% | Yes | Yes | 1 |  | 3 |  | 3 |  | Self-Employed | Self-Employed | Self-Employed |  | 5.70 |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% | Stocks/Bonds,Stocks/Bonds | Third-Party Prepared (Unaudited) | 19 | CPA | Third-Party Prepared (Unaudited) | CPA | 19 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified \|\| Co Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified \|\| Co Borrower 2 - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified | Borrower \|\| Co Borrower \|\| Co Borrower 2 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  | 800 | 798 | 825 | 812 |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 85.48 | xxx | 85.48 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087124 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $1925.19 | No |  | $6659.16 | $554.93 | $1526.04 | $127.17 | $0.00 | $0.00 | $0.00 | $2607.29 | $5257.54 |  |  | $0.00 |  |  | 0.00% | 32.67% | 32.67% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 72 | 72 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.55 | xxx | 7.55 | No | 80 | N/A | xxx | xxx | xxx |
| 4000089553 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7990.09 | xxx | 6.630% |  | No AUS | No | 7.210% |  | 7.125% |  | $6764.13 | No |  | $3009.36 | $250.78 | $2205.00 | $183.75 | $0.00 | $0.00 | $0.00 | $7198.66 | $21504.84 |  |  | $0.00 |  |  | 0.00% | 44.84% | 44.84% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - N/A - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 103.25 | xxx | 103.25 | No | 80 | N/A | xxx | xxx | xxx |
| 4000089760 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4006.08 | xxx | 6.610% |  | No AUS | No | 7.294% |  | 7.125% |  | $2565.52 | No |  | $8924.76 | $743.73 | $2283.48 | $190.29 | $0.00 | $0.00 | $0.00 | $3499.54 | $29345.16 |  |  | $0.00 |  |  | 0.00% | 11.43% | 11.43% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 80 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 40.51 | xxx | 40.51 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092547 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 37595 | xxx | 6.570% |  | No AUS | No | 6.961% |  | 6.875% |  | $9985.31 | No |  | $25072.56 | $2089.38 | $885.96 | $73.83 | $2004.00 | $167.00 | $0.00 | $12315.52 | $38952.87 | xxx | xxx | $167.00 | xxx | Monthly | 0.00% | 36.53% | 36.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .17 | xxx | 6.07 | No | 79.25 | N/A | xxx | xxx | xxx |
| 4000091989 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $2524.05 | No |  | $12088.68 | $1007.39 | $3177.96 | $264.83 | $0.00 | $0.00 | $0.00 | $3796.27 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | No |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.717 | 1.72 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.71 | xxx | 23.98 | No | 70.48 | N/A | xxx | xxx | xxx |
| 4000092890 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2687.82 | No |  | $10097.64 | $841.47 | $930.96 | $77.58 | $1920.00 | $160.00 | $0.00 | $3766.87 | $6819.65 | xxx | xxx | $160.00 | xxx | Monthly | 0.00% | 43.17% | 43.17% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.01 | xxx | 5.01 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087593 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.250% |  | $1893.19 | No |  | $7722.12 | $643.51 | $1959.00 | $163.25 | $0.00 | $0.00 | $0.00 | $2699.95 | $173274.33 |  |  | $0.00 |  |  | 0.00% | 7.19% | 7.19% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 43 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 62.41 | xxx | 62.41 | No | 80 | N/A | xxx | xxx | xxx |
| 4000092900 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1397.14 | No |  | $8430.24 | $702.52 | $1226.04 | $102.17 | $830.04 | $69.17 | $0.00 | $2271.00 | $0.00 | xxx | xxx | $69.17 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.079 | 1.079 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 44.33 | xxx | 44.33 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092903 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $972.90 | No |  | $6291.96 | $524.33 | $1742.04 | $145.17 | $399.96 | $33.33 | $0.00 | $1675.73 | $0.00 | xxx | xxx | $33.33 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.029 | 1.029 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 43.95 | xxx | 43.95 | No | 68.18 | N/A | xxx | xxx | xxx |
| 4000093280 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12745 | xxx | 6.540% |  | No AUS | No | 6.960% |  | 6.625% |  | $2881.39 | No |  | $10962.48 | $913.54 | $2351.04 | $195.92 | $0.00 | $0.00 | $0.00 | $3990.85 | $34200.15 |  |  | $0.00 |  |  | 0.00% | 13.73% | 13.73% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 20 | Tax Preparer |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.27 | xxx | 12.27 | No | 51.31 | N/A | xxx | xxx | xxx |
| 4000093007 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $3153.00 | Yes | 20.000% | $7145.28 | $595.44 | $2562.96 | $213.58 | $0.00 | $0.00 | $0.00 | $3962.02 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes | 4 |  | 1 |  | 1 |  | Unknown | Unknown | Unknown |  | .00 |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.136 | 1.13 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  | 730 | 799 | 784 | 792 |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.04 | xxx | 19.04 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094509 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $4979.33 | No |  | $11724.96 | $977.08 | $2037.96 | $169.83 | $0.00 | $0.00 | $0.00 | $6126.24 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.784 | 0.784 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.77 | xxx | 12.77 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091395 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13740 | xxx | 6.740% |  | No AUS | No | 8.455% |  | 9.375% |  | $8317.50 | No |  | $16479.60 | $1373.30 | $1635.96 | $136.33 | $0.00 | $0.00 | $0.00 | $9827.13 | $20807.83 |  |  | $0.00 |  |  | 0.00% | 40.56% | 35.11% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 20 | Tax Preparer |  |  |  | Yes | 56 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 38.45 | xxx | 38.45 | No | 78.74 | N/A | xxx | xxx | xxx |
| 4000092424 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4800 | xxx | 6.540% |  | No AUS | No | 6.679% |  | 6.490% |  | $2020.51 | No |  | $7359.96 | $613.33 | $2931.36 | $244.28 | $912.00 | $76.00 | $0.00 | $2954.12 | $4329.88 | xxx | xxx | $76.00 | xxx | Monthly | 0.00% | 40.88% | 40.88% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Asset Depletion – Total Asset Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | Yes | No | 84 | No | Yes | Yes | 3 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - 2025 \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 122.49 | xxx | 122.49 | No | 34.78 | N/A | xxx | xxx | xxx |
| 4000090193 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1744.93 | No |  | $1925.16 | $160.43 | $1394.04 | $116.17 | $0.00 | $0.00 | $0.00 | $2021.53 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.138 | 1.14 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 253.77 | xxx | 253.77 | No | 70 | N/A | xxx | xxx | xxx |
| 4000089549 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1553.50 | No |  | $6175.92 | $514.66 | $1380.00 | $115.00 | $300.00 | $25.00 | $0.00 | $2208.16 | $0.00 | xxx | xxx | $25.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.042 | 1.042 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 117.97 | xxx | 117.97 | No | 75 | N/A | xxx | xxx | xxx |
| 4000092474 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.000% |  | $5020.94 | No |  | $2194.92 | $182.91 | $3986.04 | $332.17 | $0.00 | $0.00 | $0.00 | $5536.02 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.969 | 1.91 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.07 | xxx | 22.07 | No | 40.34 | N/A | xxx | xxx | xxx |
| 4000091574 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2070 | xxx | 6.630% |  | No AUS | No | 6.964% |  | 6.750% |  | $1906.87 | No |  | $22451.76 | $1870.98 | $3453.96 | $287.83 | $624.00 | $52.00 | $0.00 | $4117.68 | $22659.99 | xxx | xxx | $52.00 | xxx | Monthly | 0.00% | 18.00% | 18.00% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 20 | CPA |  |  |  | Yes | 31 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 120.57 | xxx | 120.57 | No | 23.08 | N/A | xxx | xxx | xxx |
| 4000088739 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1835.44 | No |  | $3324.24 | $277.02 | $1407.96 | $117.33 | $920.04 | $76.67 | $0.00 | $2306.46 | $0.00 | xxx | xxx | $76.67 | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.91 | 0.9 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 81.35 | xxx | 81.35 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091217 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5875 | xxx | 6.630% |  | No AUS | No | 6.678% |  | 6.500% |  | $2411.33 | No |  | $1221.24 | $101.77 | $1254.96 | $104.58 | $8296.08 | $691.34 | $0.00 | $3309.02 | $7867.87 | xxx | xxx | $691.34 | xxx | Monthly | 0.00% | 46.71% | 46.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 12 | 12 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 63.13 | xxx | 63.13 | No | 70 | No | xxx | xxx | xxx |
| 4000091215 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1929.25 | xxx | 5.900% |  | No AUS | No | 7.662% |  | 7.500% |  | $2595.63 | No |  | $5239.92 | $436.66 | $512.40 | $42.70 | $7992.00 | $666.00 | $0.00 | $3740.99 | $7202.41 | xxx | xxx | $666.00 | xxx | Monthly | 0.00% | 34.73% | 34.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.13 | xxx | 14.13 | No | 80 | Yes | xxx | xxx | xxx |
| 4000092437 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1293.53 | No |  | $1133.04 | $94.42 | $1124.04 | $93.67 | $0.00 | $0.00 | $0.00 | $1481.62 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.249 | 1.249 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 99.55 | xxx | 99.55 | No | 75 | N/A | xxx | xxx | xxx |
| 4000088402 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $3735.52 | No |  | $8390.88 | $699.24 | $980.04 | $81.67 | $0.00 | $0.00 | $0.00 | $4516.43 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.93 | 0.93 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 55.17 | xxx | 55.17 | No | 60 | N/A | xxx | xxx | xxx |
| 4000091671 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11040 | xxx | 6.570% |  | No AUS | No | 6.721% |  | 6.500% |  | $3602.79 | No |  | $17618.40 | $1468.20 | $4221.00 | $351.75 | $0.00 | $0.00 | $0.00 | $5422.74 | $10117.21 |  |  | $0.00 |  |  | 0.00% | 43.93% | 43.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.66 | xxx | 25.66 | No | 28.5 | N/A | xxx | xxx | xxx |
| 4000092864 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4690 | xxx | 6.320% |  | No AUS | No | 7.018% |  | 6.750% |  | $1375.02 | No |  | $6009.00 | $500.75 | $1140.00 | $95.00 | $396.00 | $33.00 | $0.00 | $2003.77 | $4174.23 | xxx | xxx | $33.00 | xxx | Annually | 0.00% | 40.37% | 40.37% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 20.28 | xxx | 20.28 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094463 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7195 | xxx | 6.610% |  | No AUS | No | 7.169% |  | 7.000% |  | $3393.04 | No |  | $3451.56 | $287.63 | $1842.36 | $153.53 | $870.00 | $72.50 | $0.00 | $3906.70 | $7068.30 | xxx | xxx | $72.50 | xxx | Annually | 0.00% | 35.74% | 35.74% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | FNMA 1005 | Yes | 26 | 26 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified \|\| Co Borrower - Wage - Written VOE Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | US PATRIOT ACT (POA) | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.46 | xxx | 3.46 | No | 75 | N/A | xxx | xxx | xxx |
| 4000094147 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8226 | xxx | 6.630% |  | No AUS | No | 7.455% |  | 7.375% |  | $1701.82 | No |  | $3641.76 | $303.48 | $4587.36 | $382.28 | $0.00 | $0.00 | $0.00 | $2387.58 | $3060.42 |  |  | $0.00 |  |  | 0.00% | 48.99% | 48.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.55 | xxx | 7.55 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094138 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1450 | xxx | 6.610% |  | No AUS | No | 7.240% |  | 7.125% |  | $1347.43 | No |  | $8183.16 | $681.93 | $740.04 | $61.67 | $0.00 | $0.00 | $0.00 | $2091.03 | $3253.81 |  |  | $0.00 |  |  | 0.00% | 44.61% | 44.61% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 93.83 | No | 27.32 | N/A | xxx | xxx | xxx |
| 4000094163 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1450 | xxx | 6.570% |  | No AUS | No | 7.037% |  | 7.000% |  | $4450.87 | No |  | $6282.36 | $523.53 | $3487.08 | $290.59 | $0.00 | $0.00 | $0.00 | $5264.99 | $15132.30 |  |  | $0.00 |  |  | 0.00% | 38.74% | 38.74% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 80.15 | No | 60 | N/A | xxx | xxx | xxx |
| 4000094442 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $3509.79 | No |  | $8002.80 | $666.90 | $987.96 | $82.33 | $0.00 | $0.00 | $0.00 | $4259.02 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.822 | 0.822 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.98 | xxx | 2.98 | No | 70 | N/A | xxx | xxx | xxx |
| 4000094456 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $2284.47 | No |  | $6687.48 | $557.29 | $1109.04 | $92.42 | $0.00 | $0.00 | $0.00 | $2934.18 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.363 | 1.41 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 33.79 | xxx | 33.79 | No | 65 | N/A | xxx | xxx | xxx |
| 4000094109 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7356.25 | xxx | 6.630% |  | No AUS | No | 6.959% |  | 6.875% |  | $1724.44 | No |  | $5835.36 | $486.28 | $3590.04 | $299.17 | $519.96 | $43.33 | $0.00 | $2553.22 | $5271.98 | xxx | xxx | $43.33 | xxx | Annually | 0.00% | 32.97% | 32.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 41 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Conditional Permanent Resident Card w/ USCIS 1-751 |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.55 | xxx | 7.55 | No | 70 | N/A | xxx | xxx | xxx |
| 4000094454 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6507.5 | xxx | 6.570% |  | No AUS | No | 6.725% |  | 6.625% |  | $2590.69 | No |  | $8962.68 | $746.89 | $909.00 | $75.75 | $0.00 | $0.00 | $0.00 | $3413.33 | $8755.25 |  |  | $0.00 |  |  | 0.00% | 35.59% | 35.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 37.08 | xxx | 37.08 | No | 70 | N/A | xxx | xxx | xxx |
| 4000090896 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2070.75 | No |  | $5125.44 | $427.12 | $3363.96 | $280.33 | $0.00 | $0.00 | $0.00 | $2778.20 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.17 | 1.169 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 35.61 | xxx | 35.61 | No | 75 | N/A | xxx | xxx | xxx |
| 4000093508 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.250% |  | $4377.75 | No |  | $10994.40 | $916.20 | $3242.04 | $270.17 | $0.00 | $0.00 | $0.00 | $5564.12 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.357 | 1.357 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.57 | xxx | 19.57 | No | 50.68 | N/A | xxx | xxx | xxx |
| 4000094989 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1798.01 | No |  | $2344.68 | $195.39 | $1172.28 | $97.69 | $1020.00 | $85.00 | $0.00 | $2176.09 | $0.00 | xxx | xxx | $85.00 | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.057 | 1.05 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.44 | xxx | 23.44 | No | 70 | N/A | xxx | xxx | xxx |
| 4000090648 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $800.39 | No |  | $2146.08 | $178.84 | $1083.24 | $90.27 | $0.00 | $0.00 | $0.00 | $1069.50 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.346 | 1.346 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.99 | xxx | 23.99 | No | 80 | N/A | xxx | xxx | xxx |
| 4000093164 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2450 | xxx | 6.760% |  | No AUS | No | 8.409% |  | 9.375% |  | $20793.73 | No |  | $39812.52 | $3317.71 | $1244.04 | $103.67 | $0.00 | $0.00 | $0.00 | $24215.11 | $50280.16 |  |  | $0.00 |  |  | 0.00% | 43.97% | 39.19% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 19 | CPA |  |  |  | Yes | 43 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.33 | xxx | 11.33 | No | 78.49 | N/A | xxx | xxx | xxx |
| 4000090655 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1970.79 | No |  | $9940.56 | $828.38 | $2348.04 | $195.67 | $0.00 | $0.00 | $0.00 | $2994.84 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.035 | 1.035 | Yes | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.59 | xxx | 25.59 | No | 73.17 | N/A | xxx | xxx | xxx |
| 4000094140 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7750 | xxx | 6.570% |  | No AUS | No | 7.364% |  | 7.250% |  | $1637.22 | No |  | $3054.12 | $254.51 | $1374.00 | $114.50 | $336.00 | $28.00 | $0.00 | $2034.23 | $4250.77 | xxx | xxx | $28.00 | xxx | Monthly | 0.00% | 39.27% | 39.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.37 | xxx | 19.37 | No | 80 | N/A | xxx | xxx | xxx |
| 4000095006 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15325 | xxx | 6.540% |  | No AUS | No | 7.150% |  | 6.875% |  | $4230.62 | No |  | $10062.48 | $838.54 | $1317.96 | $109.83 | $0.00 | $0.00 | $0.00 | $5178.99 | $20410.88 |  |  | $0.00 |  |  | 0.00% | 38.15% | 38.15% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 46.64 | xxx | 46.64 | No | 80 | N/A | xxx | xxx | xxx |
| 4000087404 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2070 | xxx | 6.750% |  | No AUS | No | 6.896% |  | 6.875% |  | $8402.12 | No |  | $18380.28 | $1531.69 | $6096.00 | $508.00 | $0.00 | $0.00 | $0.00 | $10441.81 | $25196.97 |  |  | $0.00 |  |  | 0.00% | 34.04% | 34.04% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 12 Month Bank Statement | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | Yes | 0 | 0 | 93.49% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 60 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.10 | xxx | 14.1 | No | 65.96 | N/A | xxx | xxx | xxx |
| 4000091204 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $3067.80 | No |  | $5218.20 | $434.85 | $2966.04 | $247.17 | $0.00 | $0.00 | $0.00 | $3749.82 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes | 4 |  | 1 |  | 1 |  | Unknown | Unknown | Unknown |  | .00 |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.267 | 1.26 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  | 745 | 752 | 693 | 745 |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 165.35 | xxx | 165.35 | No | 75 | N/A | xxx | xxx | xxx |
| 4000095021 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16750 | xxx | 6.540% |  | No AUS | No | 6.936% |  | 6.875% |  | $4467.11 | No |  | $12967.92 | $1080.66 | $3381.00 | $281.75 | $315.00 | $26.25 | $0.00 | $5855.77 | $7955.23 | xxx | xxx | $26.25 | xxx | Annually | 0.00% | 49.97% | 49.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 80 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 54.41 | xxx | 54.41 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094419 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.250% |  | $818.90 | No |  | $2538.72 | $211.56 | $1283.76 | $106.98 | $0.00 | $0.00 | $0.00 | $1137.44 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.495 | 1.495 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 38.10 | xxx | 38.1 | No | 70 | N/A | xxx | xxx | xxx |
| 4000094085 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9630 | xxx | 6.540% |  | No AUS | No | 7.193% |  | 7.125% |  | $4408.81 | No |  | $12295.56 | $1024.63 | $2118.00 | $176.50 | $0.00 | $0.00 | $0.00 | $5609.94 | $6097.37 |  |  | $0.00 |  |  | 0.00% | 49.00% | 49.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.16 | xxx | 8.16 | No | 80 | N/A | xxx | xxx | xxx |
| 4000089119 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1670 | xxx | 6.630% |  | No AUS | No | 6.548% |  | 6.500% |  | $3792.40 | No |  | $13392.36 | $1116.03 | $8466.36 | $705.53 | $999.00 | $83.25 | $0.00 | $5697.21 | $15389.66 | xxx | xxx | $83.25 | xxx | Annually | 0.00% | 48.29% | 48.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 46 | 32 | FNMA 1005 | Yes | 178 | 32 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 228.07 | xxx | 228.07 | No | 28.92 | N/A | xxx | xxx | xxx |
| 4000094084 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2245 | xxx | 6.320% |  | No AUS | No | 7.057% |  | 7.000% |  | $7451.39 | No |  | $17499.96 | $1458.33 | $2381.04 | $198.42 | $0.00 | $0.00 | $0.00 | $9108.14 | $18975.49 |  |  | $0.00 |  |  | 0.00% | 47.22% | 47.22% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.23 | xxx | 9.23 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094106 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 19030.38 | xxx | 6.610% |  | No AUS | No | 7.361% |  | 7.125% |  | $5922.11 | No |  | $12831.00 | $1069.25 | $2144.04 | $178.67 | $840.00 | $70.00 | $75.00 | $7315.03 | $9432.44 | xxx | xxx | $70.00 | xxx | Monthly | 0.00% | 49.01% | 49.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 43 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.43 | xxx | 1.74 | No | 74.81 | N/A | xxx | xxx | xxx |
| 4000094094 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12671.88 | xxx | 6.540% |  | No AUS | No | 7.392% |  | 7.125% |  | $4320.22 | No |  | $12202.20 | $1016.85 | $5694.24 | $474.52 | $0.00 | $0.00 | $0.00 | $5811.59 | $10079.50 |  |  | $0.00 |  |  | 0.00% | 38.62% | 38.62% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.76 | xxx | 8.76 | No | 75 | N/A | xxx | xxx | xxx |
| 4000094503 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 25050 | xxx | 6.630% |  | No AUS | No | 7.191% |  | 7.125% |  | $7006.67 | No |  | $16250.04 | $1354.17 | $3836.04 | $319.67 | $0.00 | $0.00 | $0.00 | $8680.51 | $23024.80 |  |  | $0.00 |  |  | 0.00% | 37.75% | 37.75% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | Tax Preparer |  |  |  | Yes | 53 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 35.17 | xxx | 35.17 | No | 80 | N/A | xxx | xxx | xxx |
| 4000094455 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 24262.5 | xxx | 6.630% |  | No AUS | No | 6.935% |  | 6.875% |  | $6076.59 | No |  | $10947.00 | $912.25 | $1356.96 | $113.08 | $0.00 | $0.00 | $0.00 | $7101.92 | $8607.40 |  |  | $0.00 |  |  | 0.00% | 45.35% | 45.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 47 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.42 | xxx | 12.83 | No | 77.08 | N/A | xxx | xxx | xxx |
| 4000094430 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13770 | xxx | 6.540% |  | No AUS | No | 6.950% |  | 6.875% |  | $4624.77 | No |  | $11000.04 | $916.67 | $2303.04 | $191.92 | $0.00 | $0.00 | $0.00 | $5733.36 | $8294.78 |  |  | $0.00 |  |  | 0.00% | 45.58% | 45.58% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 78 | 33 | Work Number | Yes | 63 | 31 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified \|\| Co Borrower - Wage - Written VOE Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.66 | xxx | 11.66 | No | 80 | N/A | xxx | xxx | xxx |
| 4000089589 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $4580.53 | No |  | $10665.72 | $888.81 | $3774.96 | $314.58 | $0.00 | $0.00 | $0.00 | $5783.92 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.418 | 1.47 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.87 | xxx | 9.87 | No | 35.81 | N/A | xxx | xxx | xxx |
| 4000094081 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $8269.63 | No |  | $21249.96 | $1770.83 | $2752.56 | $229.38 | $0.00 | $0.00 | $0.00 | $10269.84 | $330871.09 |  |  | $0.00 |  |  | 0.00% | 30.58% | 30.58% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 3 | No |  |  |  | 0.00% | 51.50% |  |  | Audited | 19 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 32.07 | xxx | 32.07 | No | 75 | N/A | xxx | xxx | xxx |
| 4000091267 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $854.01 | No |  | $4796.16 | $399.68 | $716.04 | $59.67 | $0.00 | $0.00 | $0.00 | $1313.36 | $0.00 |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.58 | 1.511 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.54 | xxx | 9.54 | No | 68.42 | N/A | xxx | xxx | xxx |

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## Exhibit 99.14

**Exhibit 99.14**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| 4000074238 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1025 |  | N/A |  |  | 5000 | Appraisal - 1025 | No | 78.92 | 1.267 | 1.267 | 3945.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 5000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 32.07 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | xxx |
| 4000077268 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3795 | 4000 | Appraisal - 1007 |  | N/A |  |  | 3795 | Actual In Place Rent | No | 92.95 | 1.075 | 1.076 | 3527.47 | 3795 | 08-31-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3795 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 541.96 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000076241 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2200 | 2200 | Appraisal - 1007 |  | N/A |  |  | 2200 | Appraisal - 1007 | No | 85.59 | 1.168 | 1.168 | 1883.09 | 2200 | 11-01-2024 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 2200 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.2 | 1 | 1 | N/A | 98.91 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000081871 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4750 | Appraisal - 1007 |  | N/A |  |  | 4750 | Appraisal - 1007 | No | 99 | 1 | 1.01 | 4702.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 4750 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.6 | 1 | 1 | N/A | 11.04 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000081595 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4250 | 4200 | Appraisal - 1007 |  | N/A |  |  | 4200 | Appraisal - 1007 | No | 71.15 | 1.4 | 1.405 | 2988.38 | 2250 | 06-17-2026 | 12 | 2000 | 06-01-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 4200 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 5.6 | 1 | 1 | N/A | 38.82 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | xxx |
| 4000078532 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  | N/A |  |  | 3500 | Appraisal - 1007 | No | 128.21 | 0.784 | 0.78 | 4487.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 2 | 1 | N/A | 13.92 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000083999 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2550 | Appraisal - 1007 |  | N/A |  |  | 2550 | Appraisal - 1007 | No | 54.72 | 1.872 | 1.827 | 1395.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2550 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 273.75 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000083989 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 6200 | Appraisal - 1025 |  | N/A |  |  | 6200 | Appraisal - 1025 | No | 99 | 1 | 1.01 | 6138.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 6200 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 6.86 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000080637 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 8800 | Appraisal - 1007 | 4300 | AirDNA | 12 |  | 4300 | AirDNA | Yes | 57.96 | 1.72 | 1.725 | 2492.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4300 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 214.92 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000082964 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 99.19 | 1.008 | 1.008 | 2975.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 27.95 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086965 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1950 | Appraisal - 1007 |  | N/A |  |  | 1950 | Appraisal - 1007 | No | 99.77 | 1.002 | 1.002 | 1945.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1950 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 5.66 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000085824 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1007 |  | N/A |  |  | 5000 | Appraisal - 1007 | No | 116.47 | 0.859 | 0.859 | 5823.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 5.15 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086314 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5700 | Appraisal - 1007 |  | N/A |  |  | 5700 | Appraisal - 1007 | No | 90.67 | 1.1 | 1.103 | 5167.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5700 | 0 |  | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 77.98 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000091261 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3740 | 3740 | Appraisal - 1025 |  | N/A |  |  | 3740 | Appraisal - 1025 | No | 75.45 | 1.276 | 1.325 | 2821.76 | 1945 | 07-30-2026 | 12 | 1795 | 07-30-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3740 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 17.82 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000086906 |  | xxx | xxx | xxx | Full Documentation | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 5415.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 117.99 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000084577 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5050 | Appraisal - 1025 |  | N/A |  |  | 5050 | Appraisal - 1025 | No | 122.06 | 0.819 | 0.819 | 6163.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5050 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 18.85 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000085514 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1025 |  | N/A |  |  | 5000 | Appraisal - 1025 | No | 73.01 | 1.369 | 1.37 | 3650.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.2 | 2 | 1 | N/A | 8.09 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089173 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3400 | Appraisal - 1025 |  | N/A |  |  | 3400 | Appraisal - 1025 | No | 119.5 | 0.83 | 0.837 | 4063.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 3400 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 10.62 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000089174 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 |  | N/A |  |  | 3200 | Appraisal - 1007 | No | 115.95 | 0.86 | 0.862 | 3710.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3200 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 5.73 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000085802 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3000 | 2700 | Appraisal - 1007 |  | N/A |  |  | 2700 | Appraisal - 1007 | No | 63.16 | 1.552 | 1.583 | 1705.32 | 3000 | 01-15-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2700 |  |  |  |  |  |  | No | No | 7.4 | 1 | 1 | N/A | 115.81 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089158 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1007 |  | N/A |  |  | 5000 | Appraisal - 1007 | No | 123.22 | 0.812 | 0.812 | 6161.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 12.08 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088585 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1100 | 2000 | Appraisal - 1007 |  | N/A |  |  | 1100 | Actual In Place Rent | No | 150.68 | 0.66 | 0.664 | 1657.49 | 1100 | 04-10-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1100 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 21.8 | 1 | 1 | N/A | 102.81 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089241 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2325 | Appraisal - 1007 |  | N/A |  |  | 2325 | Appraisal - 1007 | No | 87.43 | 1.144 | 1.144 | 2032.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 2325 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 117.51 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086932 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 6800 | 7200 | Appraisal - 1025 |  | N/A |  |  | 6800 | Actual In Place Rent | No | 45.61 | 2.19 | 2.192 | 3101.54 | 3400 | 04-30-2026 | 24 | 3400 | 04-30-2025 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 6800 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 8.7 | 1 | 1 | N/A | 28.05 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000087971 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Appraisal - 1007 | No | 94.88 | 1.054 | 1.054 | 1897.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 123.6 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089178 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 81.52 | 1.227 | 1.227 | 2445.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 3000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 4.2 | 1 | 1 | N/A | 41.18 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087739 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5200 | Appraisal - 1025 |  | N/A |  |  | 5200 | Appraisal - 1025 | No | 49.17 | 2.034 | 2.034 | 2556.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5200 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 2 | 1 | N/A | 128.75 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086147 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3600 | Appraisal - 1007 |  | N/A |  |  | 3600 | Appraisal - 1007 | No | 92.64 | 1.079 | 1.079 | 3335.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3600 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 20.52 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088580 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal - 1007 |  | N/A |  |  | 1700 | Appraisal - 1007 | No | 88.17 | 1 | 1.134 | 1498.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1700 |  |  |  |  |  |  | No | No | 21.8 | 1 | 1 | N/A | 70.12 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086845 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3900 | 4150 | Appraisal - 1007 |  | N/A |  |  | 3900 | Actual In Place Rent | No | 61.93 | 1.615 | 1.615 | 2415.37 | 3900 | 11-14-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3900 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 4.2 | 1 | 1 | N/A | 50.77 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090045 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4045 | Appraisal - 1007 |  | N/A |  |  | 4045 | Appraisal - 1007 | No | 73.76 | 1.35 | 1.356 | 2983.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4045 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 815.39 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000089179 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4900 | Appraisal - 1007 |  | N/A |  |  | 4900 | Appraisal - 1007 | No | 105.85 | 0.945 | 0.945 | 5186.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 4900 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 21.62 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089157 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5750 | Appraisal - 1007 |  | N/A |  |  | 5750 | Appraisal - 1007 | No | 127.14 | 0.787 | 0.787 | 7310.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 5750 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 56.37 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000083547 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal - 1007 |  | N/A |  |  | 1600 | Appraisal - 1007 | No | 99.25 | 1.008 | 1.008 | 1587.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1600 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 4.53 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000086922 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3760 | 5250 | Appraisal - 1007 |  | N/A |  |  | 3760 | Actual In Place Rent | No | 109.26 | 0.92 | 0.655 | 5736.29 | 3760 | 07-31-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5250 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 16.4 | 1 | 1 | N/A | 42.93 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087577 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  | N/A |  |  | 4000 | Appraisal - 1007 | No | 95.03 | 1.05 | 1.052 | 3801.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 4000 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 10.07 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000088611 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  | N/A |  |  | 4200 | Appraisal - 1007 | No | 108.4 | 0.923 | 0.923 | 4552.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 4200 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 19.08 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087858 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4250 | Appraisal - 1007 |  | N/A |  |  | 4250 | Appraisal - 1007 | No | 92.09 | 1 | 1.086 | 3913.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4250 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 6.97 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086660 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 7500 | 6500 | Appraisal - 1007 |  | N/A |  |  | 6500 | Appraisal - 1007 | No | 173.82 | 0 | 0.575 | 11298.44 | 7500 | 05-01-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 6500 |  |  |  |  |  |  | No | No | 0.8 | 1 | 1 | N/A | 6.23 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086402 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1007 |  | N/A |  |  | 1900 | Appraisal - 1007 | No | 79.72 | 1.25 | 1.254 | 1514.66 | 0 |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1900 | 0 | 0 | 0 | 0 |  |  |  | No | 0 | 1 | 1 | N/A | 19.98 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000084932 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1545 | Appraisal - 1007 |  | N/A |  |  | 1545 | Appraisal - 1007 | No | 91.79 | 1.09 | 1.089 | 1418.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1545 | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 1 | 1 | N/A | 541.69 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000086852 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Appraisal - 1007 | No | 72.59 | 1.39 | 1.378 | 1451.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 19.93 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000086214 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  | N/A |  |  | 2700 | Appraisal - 1007 | No | 97.24 | 1.03 | 1.028 | 2625.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 28.49 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000084803 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1700 | 1800 | Appraisal - 1025 |  | N/A |  |  | 1700 | Actual In Place Rent | No | 73.95 | 1.35 | 1.277 | 1331.02 | 800 | 05-31-2026 | 12 | 900 | 09-01-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 43.3 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087555 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1025 |  | N/A |  |  | 4200 | Appraisal - 1025 | No | 92.79 | 1.08 | 1.078 | 3897.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 4200 |  |  |  |  |  |  | No | No | 0 | 3 | 1 | N/A | 53.97 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000086483 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4800 | Appraisal - 1007 |  | N/A |  |  | 4800 | Appraisal - 1007 | No | 133.27 | 0.75 | 0.75 | 6397.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 206.43 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000081398 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2525 | Appraisal - 1007 |  | N/A |  |  | 2525 | Appraisal - 1007 | No | 99.91 | 1 | 1.001 | 2522.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2525 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 60.75 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000083166 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1300 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1300 | Actual In Place Rent | No | 126.72 | 0.79 | 0.789 | 1647.38 | 1300 | 12-18-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1300 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 12.9 | 1 | 1 | N/A | 86.13 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000084703 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1500 | Appraisal - 1007 |  | N/A |  |  | 1500 | Appraisal - 1007 | No | 108.74 | 0.92 | 0.92 | 1631.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 17.32 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090432 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal - 1007 |  | N/A |  |  | 5500 | Appraisal - 1007 | No | 152.84 | 0.654 | 0.654 | 8406.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 5500 |  |  |  |  |  |  |  | No | 2.1 | 1 | 1 | N/A | 78.22 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000085175 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2235 | 2235 | Appraisal - 1007 |  | N/A |  |  | 2235 | Actual In Place Rent | No | 60.96 | 1.65 | 1.64 | 1362.47 | 1085 | 08-29-2025 | 4 | 1150 | 08-29-2025 | 4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2235 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.2 | 1 | 1 | N/A | 13.38 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000087821 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  | N/A |  |  | 2600 | Appraisal - 1007 | No | 59.45 | 1.682 | 1.682 | 1545.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2600 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 115.77 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086096 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 5650.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 1 | 6 | 1 | N/A | 60.16 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088367 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3959 | 3959 | Appraisal - 1025 |  | N/A |  |  | 3959 | Appraisal - 1025 | No | 155.83 | 0.642 | 0.642 | 6169.41 | 1900 | 08-22-2025 | 12 | 2059 | 08-22-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3959 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 5.5 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088421 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 2604.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.28 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087932 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2829 | 2200 | Appraisal - 1007 |  | N/A |  |  | 2200 | Appraisal - 1007 | No | 107.07 | 0.934 | 0.934 | 2355.5 | 2829 | 07-31-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2200 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 22.3 | 1 | 1 | N/A | 79.47 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000087361 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4600 | Appraisal - 1007 |  | N/A |  |  | 4600 | Appraisal - 1007 | No | 85.73 | 1.168 | 1.167 | 3943.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 391.74 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000084949 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2050 | Appraisal - 1007 |  | N/A |  |  | 2050 | Appraisal - 1007 | No | 63.08 | 1.58 | 1.585 | 1293.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2050 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 12.35 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000084215 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3600 | Appraisal - 1007 |  | N/A |  |  | 3600 | Appraisal - 1007 | No | 131 | 0.763 | 0.763 | 4715.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.97 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000087726 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2625 | Appraisal - 1007 |  | N/A |  |  | 2625 | Appraisal - 1007 | No | 99.91 | 1.001 | 1.001 | 2622.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 2625 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 50.68 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088437 |  | xxx | xxx | xxx | Written Verification of Employment | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 1460.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 15.82 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087316 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3300 | Appraisal - 1007 |  | N/A |  |  | 3300 | Appraisal - 1007 | No | 91.21 | 1.1 | 1.096 | 3009.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3300 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 5.32 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000084576 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1025 |  | N/A |  |  | 3100 | Appraisal - 1025 | No | 50.23 | 2.08 | 1.991 | 1557.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3100 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 165.01 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000088082 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3700 | 4400 | Appraisal - 1025 |  | N/A |  |  | 3700 | Actual In Place Rent | No | 65.15 | 1.53 | 1.535 | 2410.43 | 600 | 03-01-2026 | 12 | 900 | 03-01-2026 | 12 | 900 | 03-01-2026 | 12 | 1300 | 03-01-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3700 |  |  |  |  |  |  |  | No | 0.4 | 1 | 1 | N/A | 52.33 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000086211 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1530 | 1530 | Appraisal - 1025 |  | N/A |  |  | 1530 | Actual In Place Rent | No | 106.75 | 0.94 | 0.937 | 1633.25 | 810 | 08-15-2025 | 12 | 720 | 08-15-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1530 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.39 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088079 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3400 | Appraisal - 1025 |  | N/A |  |  | 3400 | Appraisal - 1025 | No | 59.99 | 1.667 | 1.667 | 2039.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3400 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.4 | 1 | 1 | N/A | 31.01 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000088076 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2050 | 1830 | Appraisal - 1007 |  | N/A |  |  | 1830 | Appraisal - 1007 | No | 81.62 | 1.225 | 1.225 | 1493.61 | 2050 | 03-31-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1830 |  |  |  |  |  |  |  | No | 0.5 | 1 | 1 | N/A | 38.8 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000091035 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4800 | Appraisal - 1007 |  | N/A |  |  | 4800 | Appraisal - 1007 | No | 98.96 | 1.01 | 1.01 | 4750.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 35.84 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091036 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2050 | Appraisal - 1007 |  | N/A |  |  | 2050 | Appraisal - 1007 | No | 99.43 | 1.006 | 1.006 | 2038.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2050 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 32.75 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091067 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2500 | Appraisal - 1007 | No | 57.61 | 1.736 | 1.736 | 1440.36 | 2500 | 02-28-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2500 |  |  |  |  |  |  |  | No | 4.4 | 1 | 1 | N/A | 33.58 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091053 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4800 | 4300 | Appraisal - 1007 |  | N/A |  |  | 4300 | Appraisal - 1007 | No | 119.66 | 0.836 | 0.836 | 5145.21 | 4800 | 03-01-2026 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4300 |  |  |  |  |  |  |  | No | 4.2 | 1 | 1 | N/A | 122.89 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086982 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2395 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2395 | Actual In Place Rent | No | 98.57 | 1.01 | 1.015 | 2360.67 | 2395 | 07-31-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2395 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.1 | 1 | 1 | N/A | 11.94 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091128 |  | xxx | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | N | 0 | 3074.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 64.87 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091135 |  | xxx | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | N | 0 | 3089.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 27.12 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091178 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  | N/A |  |  | 3500 | Appraisal - 1007 | No | 145.35 | 0.722 | 0.688 | 5087.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 8.64 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091199 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  | N/A |  |  | 4000 | Appraisal - 1007 | No | 136 | 0 | 0.735 | 5439.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 4000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.2 | 1 | 1 | N/A | 17.63 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090094 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1750 | Appraisal - 1007 |  | N/A |  |  | 1750 | Appraisal - 1007 | No | 94.41 | 1.059 | 1.059 | 1652.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1750 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 18.47 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086502 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1300 | Appraisal - 1007 |  | N/A |  |  | 1300 | Appraisal - 1007 | No | 115.6 | 0.87 | 0.865 | 1502.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1300 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 4.18 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000085341 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2414 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2400 | Appraisal - 1007 | No | 98.84 | 1.011 | 1.012 | 2372.07 | 2414 | 04-30-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2400 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.1 | 1 | 1 | N/A | 11.98 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088206 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal - 1007 |  | N/A |  |  | 5500 | Appraisal - 1007 | No | 120.3 | 0.83 | 0.831 | 6616.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 452299 | 5500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 81.08 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000085033 |  | xxx | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 7599.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 18.88 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000088438 |  | xxx | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 12737.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 181.92 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000084880 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Appraisal - 1007 | No | 79.37 | 1.26 | 1.26 | 1587.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2000 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 51.08 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090072 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  | N/A |  |  | 3500 | Appraisal - 1007 | No | 118.33 | 0.845 | 0.845 | 4141.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 3500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 14.35 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088158 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 7700 | 7800 | Appraisal - 1007 |  | N/A |  |  | 7800 | Appraisal - 1007 | No | 122.2 | 0.818 | 0.818 | 9531.96 | 7700 | 08-31-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 7800 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 6.2 | 1 | 1 | N/A | 41.89 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089137 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2950 | Appraisal - 1007 |  | N/A |  |  | 2950 | Appraisal - 1007 | No | 73.05 | 1.36 | 1.369 | 2155.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2950 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 174.33 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086770 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4500 | 6200 | Appraisal - 1007 |  | N/A |  |  | 4500 | Actual In Place Rent | No | 153.19 | 0.653 | 0.653 | 6893.33 | 4500 | 02-28-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 4500 | 0 | 0 | 0 | 0 | 0 |  | No | No | 6.7 | 1 | 1 | N/A | 42.84 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088684 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal - 1007 |  | N/A |  |  | 1600 | Appraisal - 1007 | No | 103.97 | 0.962 | 0.962 | 1663.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1600 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.1 | 1 | 1 | N/A | 93.21 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090090 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal - 1007 |  | N/A |  |  | 1850 | Appraisal - 1007 | No | 90.2 | 1.109 | 1.109 | 1668.78 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 1850 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 45.11 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000085660 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 | 4633.33 | AirDNA | 12 |  | 4500 | Appraisal - 1007 | No | 115.16 | 0.868 | 0.868 | 5182.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4500 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 44.16 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000088511 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 0 |  | 8950 | AirDNA | 12 |  | 8950 | AirDNA | Yes | 73.34 | 1.363 | 1.363 | 6564.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 8950 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 50.34 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000089902 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 6050 | 8500 | Appraisal - 1007 |  | N/A |  |  | 8500 | Appraisal - 1007 | No | 107.18 | 0.933 | 0.933 | 9110.31 | 3000 | 03-27-2023 | 12 | 3050 | 04-07-2023 | 12 | 0 | 05-31-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 8500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 712.58 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000087865 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3450 | 3700 | Appraisal - 1025 |  | N/A |  |  | 3450 | Actual In Place Rent | No | 65.79 | 1.52 | 1.52 | 2269.63 | 1600 | 08-27-2025 | 12 | 1850 | 08-27-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3450 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 3.2 | 2 | 1 | N/A | 22.27 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000090894 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 99.96 | 1 | 1 | 2998.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3000 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 4.23 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000085311 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 5090 | 5400 | Appraisal - 1007 |  | N/A |  |  | 5090 | Actual In Place Rent | No | 95.09 | 1.052 | 1.052 | 4839.84 | 5090 | 08-31-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5090 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.1 | 1 | 1 | N/A | 12.48 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087929 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1975 | Appraisal - 1007 |  | N/A |  |  | 1975 | Appraisal - 1007 | No | 98.67 | 1.013 | 1.013 | 1948.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1975 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 3.61 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091631 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  | N/A |  |  | 2600 | Appraisal - 1007 | No | 76.11 | 1.31 | 1.314 | 1978.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2600 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 16.19 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091033 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2250 | Appraisal - 1007 |  | N/A |  |  | 2250 | Appraisal - 1007 | No | 69.27 | 1.44 | 1.444 | 1558.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2250 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 55.77 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088413 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 84.27 | 1.375 | 1.187 | 2528.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 4.69 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000091032 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 98.28 | 1.01 | 1.017 | 1769.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1800 | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 1 | 1 | N/A | 106.97 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091547 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2750 | 2825 | Appraisal - 1007 |  | N/A |  |  | 2750 | Actual In Place Rent | No | 74.6 | 1.34 | 1.34 | 2051.52 | 2750 | 03-31-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2750 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.9 | 1 | 1 | N/A | 0.47 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091543 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2400 | Appraisal - 1007 | No | 118.52 | 0.84 | 0.844 | 2844.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2400 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 13.36 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090213 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2275 | Appraisal - 1007 |  | N/A |  |  | 2275 | Appraisal - 1007 | No | 110.5 | 0.905 | 0.905 | 2513.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2275 | 0 | 0 | 0 | 0 | 0 |  | No | No | 0 | 1 | 1 | N/A | 94.68 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090762 |  | xxx | xxx | xxx | 1YR Business P&L | Present | Yes | 2200 | 2700 |  |  |  |  |  |  |  | No |  |  | 0 | 2363.01 | 2200 | 03-31-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  | No | 2 | 1 | 1 | N/A | 102.91 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089029 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2900 | Appraisal - 1007 |  | N/A |  |  | 2900 | Appraisal - 1007 | No | 65.5 | 1.53 | 1.527 | 1899.48 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2900 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 8.51 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090158 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1025 |  | N/A |  |  | 2200 | Appraisal - 1025 | No | 63.42 | 1.577 | 1.577 | 1395.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2200 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 8.55 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089356 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | N | 0 | 6273.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 108.66 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086839 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1525 | Appraisal - 1007 |  | N/A |  |  | 1525 | Appraisal - 1007 | No | 84.26 | 1.186 | 1.187 | 1285 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 1525 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 314.56 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000072498 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  | N/A |  |  | 2100 | Appraisal - 1007 | No | 91.48 | 1.093 | 1.093 | 1921.16 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 2100 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 112.75 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089138 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5200 | Appraisal - 1025 |  | N/A |  |  | 5200 | Appraisal - 1025 | No | 56.69 | 1.764 | 1.764 | 2948.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5200 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 194.37 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090085 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3700 | Appraisal - 1007 |  | N/A |  |  | 3700 | Appraisal - 1007 | No | 155.54 | 0.643 | 0.643 | 5755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 60.31 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088051 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 95.15 | 1.051 | 1.051 | 1712.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1800 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 23.1 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087533 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1855 | Appraisal - 1025 |  | N/A |  |  | 1855 | Appraisal - 1025 | No | 81.29 | 1.23 | 1.23 | 1507.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1855 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 39.44 | No |  |  | Vested Individual | xxx | xxx |  | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090084 |  | xxx | xxx | xxx | Written Verification of Employment | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 8184.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 25.81 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089206 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2500 | Appraisal - 1007 | No | 81.07 | 1.234 | 1.234 | 2026.74 | 2500 | 07-31-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 20.7 | 1 | 1 | N/A | 45.26 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090853 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 11200 | Appraisal - 1007 |  | N/A |  |  | 11200 | Appraisal - 1007 | No | 37.43 | 2.672 | 2.672 | 4191.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 11200 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 42.47 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091490 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 7500 | Appraisal - 1007 |  | N/A |  |  | 7500 | Appraisal - 1007 | No | 99.49 | 1.005 | 1.005 | 7462.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 7500 | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 1 | 1 | N/A | 31.11 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090838 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal - 1007 |  | N/A |  |  | 1600 | Appraisal - 1007 | No | 102.73 | 0.973 | 0.973 | 1643.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1600 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.1 | 1 | 1 | N/A | 591.74 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087974 |  | xxx | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 3801.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 1055.55 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088207 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1275 | 1275 | Appraisal - 1007 |  | N/A |  |  | 1275 | Actual In Place Rent | No | 97.95 | 1.004 | 1.021 | 1248.83 | 1275 | 03-11-2026 | 11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1275 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.8 | 1 | 1 | N/A | 85.91 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000084664 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  | N/A |  |  | 2800 | Appraisal - 1007 | No | 91.98 | 1.09 | 1.087 | 2575.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2800 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 24.46 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086618 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4605 | 5200 | Appraisal - 1025 |  | N/A |  |  | 4605 | Actual In Place Rent | No | 75.31 | 1.33 | 1.328 | 3468.11 | 2285 | 08-31-2026 | 12 | 2320 | 03-31-2027 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4605 |  |  |  |  |  |  |  | No | 2.6 | 1 | 1 | N/A | 50.14 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000089801 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2500 | Appraisal - 1007 | No | 88.03 | 1.1 | 1.136 | 2200.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 7.55 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000088296 |  | xxx | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 2651.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 954.01 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000088409 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2480 | Appraisal - 1007 |  | N/A |  |  | 2480 | Appraisal - 1007 | No | 91.35 | 1.09 | 1.095 | 2265.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2480 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 41.27 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089244 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 10137.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 20.09 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000088052 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 6500 | Appraisal - 1025 |  | N/A |  |  | 6500 | Appraisal - 1025 | No | 73.29 | 1.37 | 1.364 | 4763.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 6500 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 8.52 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090437 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3400 | Appraisal - 1007 |  | N/A |  |  | 3400 | Appraisal - 1007 | No | 85.16 | 1.17 | 1.174 | 2895.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3400 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 71.22 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088033 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5800 | Appraisal - 1007 |  | N/A |  |  | 5800 | Appraisal - 1007 | No | 133.3 | 0.96 | 0.967 | 5998.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5800 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 9.97 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091325 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1772 | 1740 | Appraisal - 1007 |  | N/A |  |  | 1740 | Appraisal - 1007 | No | 81.36 | 1.229 | 1.229 | 1415.65 | 1772 | 08-15-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1740 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 220.8 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000085950 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 | 2426.73 | AirDNA | 12 |  | 2426.73 | AirDNA | Yes | 132.49 | 0.755 | 0.755 | 3215.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2426.73 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 30.3 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088951 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 13000 | Appraisal - 1007 |  | N/A |  |  | 13000 | Appraisal - 1007 | No | 63.09 | 1.59 | 1.585 | 8201.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 13000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 186.48 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse |  |
| 4000089804 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2500 | Appraisal - 1007 | No | 90.78 | 1.102 | 1.102 | 2269.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 91.22 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000087246 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2075 | 2100 | Appraisal - 1025 |  | N/A |  |  | 2100 | Appraisal - 1025 | No | 62.74 | 1.575 | 1.594 | 1317.47 | 1000 | 09-05-2025 | 12 | 1075 | 12-31-2025 | 18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2100 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 12.41 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092852 |  | xxx | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 1710.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 50.63 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000092831 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1925 | Appraisal - 1007 |  | N/A |  |  | 1925 | Appraisal - 1007 | No | 107.81 | 0.92 | 0.928 | 2075.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1925 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 18.35 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092858 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 11549.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 25.27 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091393 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1925 | Appraisal - 1007 |  | N/A |  |  | 1925 | Appraisal - 1007 | No | 103.18 | 0.969 | 0.969 | 1986.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1925 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 13.44 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086651 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 20029 | Appraisal - 1007 |  | N/A |  |  | 20029 | Appraisal - 1007 | No | 81.47 | 1.22 | 1.227 | 16318.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 20029 |  |  |  |  |  |  | No | No | -0.1 | 1 | 1 | N/A | 190.07 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090749 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2500 | Appraisal - 1007 | No | 109.54 | 0.912 | 0.913 | 2738.45 | 2500 | 10-30-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2500 |  |  |  |  |  |  |  | No | 1.4 | 1 | 1 | N/A | 24.52 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089304 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2925 | Appraisal - 1007 |  | N/A |  |  | 2925 | Appraisal - 1007 | No | 109.49 | 0.913 | 0.913 | 3202.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2925 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 4.11 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090614 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3600 | Appraisal - 1007 |  | N/A |  |  | 3600 | Appraisal - 1007 | No | 99.99 | 1 | 1 | 3599.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3600 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 5.28 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000085721 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3900 | Appraisal - 1025 |  | N/A |  |  | 3900 | Appraisal - 1025 | No | 88.59 | 1.129 | 1.129 | 3454.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3900 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 2 | 1 | N/A | 9.57 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090263 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3000 | 2600 | Appraisal - 1007 |  | N/A |  |  | 2600 | Appraisal - 1007 | No | 97.46 | 1.026 | 1.026 | 2533.91 | 3000 | 07-24-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 71.13 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000090207 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1500 | Appraisal - 1007 |  | N/A |  |  | 1500 | Appraisal - 1007 | No | 115.38 | 0.82 | 0.867 | 1730.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1500 |  |  |  |  |  |  |  | No | 0 | 3 | 1 | N/A | 21.95 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000090600 |  | xxx | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 1334.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 225.02 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000087970 |  | xxx | xxx | xxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 2420.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 11.58 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086522 |  | xxx | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 3495.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 130.47 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090613 |  | xxx | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 2093.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 132.3 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000088524 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 94.77 | 1.055 | 1.055 | 1705.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1800 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 154.97 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086844 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2850 | Appraisal - 1007 |  | N/A |  |  | 2850 | Appraisal - 1007 | No | 117.64 | 0.852 | 0.85 | 3352.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2850 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 13.67 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092830 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2075 | 2950 | Appraisal - 1025 |  | N/A |  |  | 2075 | Actual In Place Rent | No | 72.52 | 1.96 | 1.379 | 1504.76 | 600 | 06-01-2026 | 12 | 0 | 09-09-2025 | 12 | 750 | 08-01-2026 | 12 | 725 | 07-01-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 81141.23 | 2075 |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 14.89 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091858 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 9500 | Appraisal - 1007 |  | N/A |  |  | 9500 | Appraisal - 1007 | No | 56.61 | 1.767 | 1.767 | 5377.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 9500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.5 | 1 | 1 | N/A | 52.11 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088128 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  | N/A |  |  | 3100 | Appraisal - 1007 | No | 112.34 | 0.89 | 0.89 | 3482.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3100 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 219.53 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090159 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 8700 | Appraisal - 1025 |  | N/A |  |  | 8700 | Appraisal - 1025 | No | 93.43 | 1.07 | 1.07 | 8127.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 8700 | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 2 | 1 | N/A | 99.91 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000093213 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 7037.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  | No | 0 | 3 | 1 | N/A | 42.23 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091859 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 9900 | Appraisal - 1007 |  | N/A |  |  | 9900 | Appraisal - 1007 | No | 54.37 | 1.839 | 1.839 | 5382.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 9900 | 0 | 0 | 0 | 0 |  | 0 | No | No | 1.9 | 1 | 1 | N/A | 52.06 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000093178 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  | N/A |  |  | 2100 | Appraisal - 1007 | No | 104.93 | 0.953 | 0.953 | 2203.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2100 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 10.6 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000093221 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 4483.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 5.65 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000080385 |  | xxx | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 4357.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 12.69 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091389 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4400 | Appraisal - 1007 |  | N/A |  |  | 4400 | Appraisal - 1007 | No | 153.05 | 0.653 | 0.653 | 6734.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 4400 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 3.97 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089861 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 5050 | 5200 | Appraisal - 1025 |  | N/A |  |  | 5050 | Actual In Place Rent | No | 89.64 | 1.12 | 1.116 | 4526.91 | 1750 | 09-04-2025 | 12 | 1950 | 09-04-2025 | 12 | 1350 | 09-04-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 5050 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 42.18 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092874 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2838 | Appraisal - 1007 |  | N/A |  |  | 2838 | Appraisal - 1007 | No | 98.69 | 1.01 | 1.013 | 2800.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2838 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 3.2 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000090557 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 98.52 | 1.015 | 1.015 | 2265.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2300 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 17.44 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090099 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 10700 | Appraisal - 1025 |  | N/A |  |  | 10700 | Appraisal - 1025 | No | 48.93 | 2.044 | 2.044 | 5236.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 10700 | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 1.1 | 1 | 1 | N/A | 13.42 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090949 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  | N/A |  |  | 2600 | Appraisal - 1007 | No | 96.46 | 1.04 | 1.037 | 2508.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2600 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 25.95 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000093067 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3200 | 4000 | Appraisal - 1025 |  | N/A |  |  | 3200 | Actual In Place Rent | No | 50.44 | 1.983 | 1.983 | 1614.08 | 1600 | 09-02-2025 | 12 | 1600 | 09-02-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 3200 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 21.2 | 1 | 1 | N/A | 72.28 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000086613 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 10000 | Appraisal - 1007 |  | N/A |  |  | 10000 | Appraisal - 1007 | No | 108.31 | 0.92 | 0.923 | 10830.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 10000 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 18.04 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000089761 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1450 | Appraisal - 1007 |  | N/A |  |  | 1450 | Appraisal - 1007 | No | 99.96 | 1 | 1 | 1449.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1450 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 57.74 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090424 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 |  | N/A |  |  | 3200 | Appraisal - 1007 | No | 131.53 | 0.76 | 0.76 | 4208.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3200 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 15.89 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092873 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2050 | Appraisal - 1007 |  | N/A |  |  | 2050 | Appraisal - 1007 | No | 63.2 | 1.5 | 1.582 | 1295.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2050 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 72.93 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088891 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1750 | Appraisal - 1007 |  | N/A |  |  | 1750 | Appraisal - 1007 | No | 81.89 | 1.221 | 1.221 | 1433.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 1750 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 153.47 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000090641 |  | xxx | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 1537.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 3 | 1 | 1 | N/A | 189.17 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000090646 |  | xxx | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 1489.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 198.11 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000090471 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1650 | 1925 | Appraisal - 1007 |  | N/A |  |  | 1650 | Actual In Place Rent | No | 88.9 | 1.25 | 1.125 | 1466.87 | 1650 | 06-30-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1650 |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 92.04 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088608 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 14500 | Appraisal - 1007 |  | N/A |  |  | 14500 | Appraisal - 1007 | No | 89.87 | 1.11 | 1.113 | 13031.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 14500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 227.17 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092904 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  | N/A |  |  | 4000 | Appraisal - 1007 | No | 97.65 | 1.024 | 1.024 | 3906 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 4000 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 4.87 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090918 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1700 | 1750 | Appraisal - 1007 |  | N/A |  |  | 1700 | Actual In Place Rent | No | 94.25 | 1.05 | 1.061 | 1602.2 | 1700 | 07-31-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1700 |  |  |  |  |  |  | No | No | 9.2 | 1 | 1 | N/A | 80.06 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091630 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2870 | Appraisal - 1007 |  | N/A |  |  | 2870 | Appraisal - 1007 | No | 128.59 | 0.77 | 0.778 | 3690.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2870 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 2.41 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090469 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1650 | 1500 | Appraisal - 1007 |  | N/A |  |  | 1500 | Appraisal - 1007 | No | 88.55 | 1.129 | 1.129 | 1328.24 | 1650 | 03-02-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1500 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 57.23 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092768 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 9234.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 23.95 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089966 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2025 | 1850 | Appraisal - 1007 |  | N/A |  |  | 1850 | Appraisal - 1007 | No | 99.98 | 1 | 1 | 1849.69 | 2025 | 08-31-2026 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1850 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.6 | 1 | 1 | N/A | 89.78 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000080893 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 8300 | 10300 | Appraisal - 1025 |  | N/A |  |  | 8300 | Actual In Place Rent | No | 67.53 | 1.15 | 1.193 | 6955.63 | 1500 | 04-05-2026 | 12 | 1500 | 09-03-2025 | 12 | 2500 | 09-03-2025 | 0 | 2800 | 09-03-2025 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 8300 |  |  |  |  |  |  | No | No | 2.2 | 1 | 1 | N/A | 116.05 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000093175 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3406 | 3460 | Appraisal - 1007 |  | N/A |  |  | 3406 | Actual In Place Rent | No | 103.79 | 0.963 | 0.963 | 3535.25 | 1000 | 10-01-2025 | 1 | 750 | 10-01-2025 | 1 | 852 | 10-01-2025 | 1 | 804 | 10-01-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3406 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 120.4 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000092843 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2870 | Appraisal - 1007 |  | N/A |  |  | 2870 | Appraisal - 1007 | No | 72.58 | 1.378 | 1.378 | 2083.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2870 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 2 | 1 | N/A | 25.86 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000094126 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 5277.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 6.1 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090527 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1007 |  | N/A |  |  | 5000 | Appraisal - 1007 | No | 91.82 | 1.04 | 1.089 | 4590.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 5000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 6.81 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000090417 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2550 | Appraisal - 1007 |  | N/A |  |  | 2550 | Appraisal - 1007 | No | 77.81 | 1.26 | 1.285 | 1984.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2550 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 10.36 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091555 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1810 | 2560 | Appraisal - 1025 |  | N/A |  |  | 2560 | Appraisal - 1025 | No | 49.96 | 2.002 | 2.002 | 1278.93 | 940 | 01-31-2026 | 12 | 870 | 04-30-2026 | 12 | 0 | 09-05-2025 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2560 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 189.28 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000090536 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1795 | 1750 | Appraisal - 1007 |  | N/A |  |  | 1750 | Appraisal - 1007 | No | 85.09 | 1.175 | 1.175 | 1489.06 | 1795 | 05-31-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1750 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 12.44 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090944 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5400 | Appraisal - 1025 |  | N/A |  |  | 5400 | Appraisal - 1025 | No | 82 | 1.219 | 1.219 | 4428.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 5400 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 106.13 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087225 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1850 | 1900 | Appraisal - 1007 |  | N/A |  |  | 1850 | Actual In Place Rent | No | 94.14 | 1.06 | 1.062 | 1741.56 | 1850 | 04-01-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1850 |  |  |  |  |  |  |  | No | 14 | 1 | 1 | N/A | 12.31 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000094377 |  | xxx | xxx | xxx | Full Documentation | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 4053.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 17.6 | 1 | 1 | N/A | 47.09 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090242 |  | xxx | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 2370.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 87.31 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092811 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  | N/A |  |  | 4000 | Appraisal - 1007 | No | 87.46 | 1.11 | 1.143 | 3498.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 4000 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 20.6 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091009 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  | N/A |  |  | 3500 | Appraisal - 1007 | No | 107.13 | 0.93 | 0.933 | 3749.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 3500 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 18.59 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000093381 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 7225 | 7250 | Appraisal - 1025 |  | N/A |  |  | 7225 | Actual In Place Rent | No | 87.47 | 1.134 | 1.143 | 6320.01 | 4477 | 02-14-2021 | 12 | 2748 | 12-07-2020 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 7225 |  |  |  |  |  |  |  | No | 9.2 | 1 | 1 | N/A | 79.13 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091664 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2500 | Appraisal - 1007 | No | 84.52 | 1.236 | 1.183 | 2112.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2500 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 111.96 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091687 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2750 | Appraisal - 1007 |  | N/A |  |  | 2750 | Appraisal - 1007 | No | 76.38 | 1.309 | 1.309 | 2100.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2750 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 24.32 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000090287 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2600 | 2800 | Appraisal - 1007 |  | N/A |  |  | 2600 | Actual In Place Rent | No | 81.48 | 1.28 | 1.227 | 2118.45 | 2600 | 10-31-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2600 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 9.1 | 1 | 1 | N/A | 72.67 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000094107 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 2568.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 280.92 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000094153 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2700 | Appraisal - 1007 |  | N/A |  |  | 2700 | Appraisal - 1007 | No | 79.58 | 1.25 | 1.257 | 2148.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 2700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 25.47 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091982 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1915 | Appraisal - 1007 |  | N/A |  |  | 1915 | Appraisal - 1007 | No | 85.78 | 1.166 | 1.166 | 1642.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1915 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 22.86 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092801 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3250 | Appraisal - 1007 |  | N/A |  |  | 3250 | Appraisal - 1007 | No | 115.32 | 0.867 | 0.867 | 3748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3250 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 26.4 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000094121 |  | xxx | xxx | xxx | Written Verification of Employment | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 4049.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 6.33 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091653 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4184 | 4500 | Appraisal - 1007 |  | N/A |  |  | 4184 | Actual In Place Rent | No | 122.47 | 0.817 | 0.817 | 5124.21 | 4184 | 12-02-2022 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 4184 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 3.3 | 1 | 1 | N/A | 35.92 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000087124 |  | xxx | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 2607.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 7.55 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091989 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 6520 | 6520 | Appraisal - 1025 |  | N/A |  |  | 6520 | Actual In Place Rent | No | 58.23 | 1.72 | 1.717 | 3796.27 | 1630 | 08-01-2026 | 12 | 1630 | 08-01-2026 | 12 | 1630 | 08-01-2026 | 12 | 1630 | 08-01-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 6520 |  |  |  |  |  |  | No | No | 1.3 | 1 | 1 | N/A | 23.98 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092890 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 3766.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 5.01 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087593 |  | xxx | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 2699.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 62.41 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092900 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2450 | Appraisal - 1007 |  | N/A |  |  | 2450 | Appraisal - 1007 | No | 92.69 | 1.079 | 1.079 | 2271 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2450 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 44.33 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092903 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1725 | Appraisal - 1007 |  | N/A |  |  | 1725 | Appraisal - 1007 | No | 97.14 | 1.029 | 1.029 | 1675.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1725 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 43.95 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000093007 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  | N/A |  |  | 4500 | Appraisal - 1007 | No | 88.04 | 1.13 | 1.136 | 3962.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 4500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 19.04 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000094509 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4800 | Appraisal - 1025 |  | N/A |  |  | 4800 | Appraisal - 1025 | No | 127.63 | 0.784 | 0.784 | 6126.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 12.77 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090193 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 87.89 | 1.14 | 1.138 | 2021.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2300 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 253.77 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089549 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 96.01 | 1.042 | 1.042 | 2208.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 2300 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 117.97 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse |  |
| 4000092474 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 10900 | Appraisal - 1025 |  | N/A |  |  | 10900 | Appraisal - 1025 | No | 50.79 | 1.91 | 1.969 | 5536.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 10900 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 22.07 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088739 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  | N/A |  |  | 2100 | Appraisal - 1007 | No | 109.83 | 0.9 | 0.91 | 2306.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2100 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 81.35 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092437 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal - 1007 |  | N/A |  |  | 1850 | Appraisal - 1007 | No | 80.09 | 1.249 | 1.249 | 1481.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1850 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 99.55 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088402 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  | N/A |  |  | 4200 | Appraisal - 1007 | No | 107.53 | 0.93 | 0.93 | 4516.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 4200 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 55.17 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000094442 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  | N/A |  |  | 3500 | Appraisal - 1007 | No | 121.69 | 0.822 | 0.822 | 4259.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 3500 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 2.98 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000094456 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1025 |  | N/A |  |  | 4000 | Appraisal - 1025 | No | 73.35 | 1.41 | 1.363 | 2934.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 4000 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 33.79 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090896 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 16100 | 3250 | Appraisal - 1025 |  | N/A |  |  | 3250 | Appraisal - 1025 | No | 85.48 | 1.169 | 1.17 | 2778.2 | 1100 | 02-28-2023 | 12 | 11400 | 02-28-2023 | 12 | 3600 | 02-28-2023 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3250 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 35.61 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000093508 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 7550 | Appraisal - 1025 |  | N/A |  |  | 7550 | Appraisal - 1025 | No | 73.7 | 1.357 | 1.357 | 5564.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 7550 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 19.57 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000094989 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 94.61 | 1.05 | 1.057 | 2176.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 2300 | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 1 | 1 | N/A | 23.44 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090648 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1440 | Appraisal - 1007 |  | N/A |  |  | 1440 | Appraisal - 1007 | No | 74.27 | 1.346 | 1.346 | 1069.5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 1440 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 23.99 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000090655 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  | N/A |  |  | 3100 | Appraisal - 1007 | No | 96.61 | 1.035 | 1.035 | 2994.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 3100 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 25.59 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000091204 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4750 | 5600 | Appraisal - 1025 |  | N/A |  |  | 4750 | Actual In Place Rent | No | 78.94 | 1.26 | 1.267 | 3749.82 | 1600 | 09-19-2025 | 12 | 1650 | 09-19-2025 | 12 | 1500 | 09-19-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX | 0 | 4750 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 2 | 1 | N/A | 165.35 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000094419 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal - 1007 |  | N/A |  |  | 1700 | Appraisal - 1007 | No | 66.91 | 1.495 | 1.495 | 1137.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | 1700 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 38.1 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000089589 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 8200 | Appraisal - 1025 |  | N/A |  |  | 8200 | Appraisal - 1025 | No | 70.54 | 1.47 | 1.418 | 5783.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 8200 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 9.87 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000094081 |  | xxx | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | 10269.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 32.07 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091267 |  | xxx | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2075 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2075 | Actual In Place Rent | No | 63.29 | 1.511 | 1.58 | 1313.36 | 2075 | 09-26-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XXXX |  | 2075 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 9.54 | No | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | xxx |

---

## Exhibit 99.15

**Exhibit 99.15**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 4000074238 |  | xxx | xxx A |
| 4000076530 |  | xxx | xxx A |
| 4000080225 |  | xxx | xxx C A |
| 4000077268 |  | xxx | xxx A D |
| 4000077721 |  | xxx | xxx A |
| 4000075954 |  | xxx | xxx A |
| 4000076241 |  | xxx | xxx D A |
| 4000081871 |  | xxx | xxx A D |
| 4000081595 |  | xxx | xxx C D A |
| 4000078532 |  | xxx | xxx A |
| 4000083999 |  | xxx | xxx B A |
| 4000083229 |  | xxx | xxx C A |
| 4000083989 |  | xxx | xxx A |
| 4000084114 |  | xxx | xxx A |
| 4000083933 |  | xxx | xxx A |
| 4000087211 |  | xxx | xxx B C A |
| 4000080637 |  | xxx | xxx D B A |
| 4000085936 |  | xxx | xxx D A |
| 4000082964 |  | xxx | xxx A |
| 4000086965 |  | xxx | xxx A |
| 4000085824 |  | xxx | xxx A |
| 4000086314 |  | xxx | xxx D A |
| 4000091261 |  | xxx | xxx A |
| 4000086906 |  | xxx | xxx A D |
| 4000085618 |  | xxx | xxx A D |
| 4000086156 |  | xxx | xxx D C A |
| 4000085347 |  | xxx | xxx C A |
| 4000084577 |  | xxx | xxx C A |
| 4000085514 |  | xxx | xxx A |
| 4000089523 |  | xxx | xxx A |
| 4000089502 |  | xxx | xxx D A |
| 4000085857 |  | xxx | xxx D A |
| 4000086692 |  | xxx | xxx A |
| 4000089173 |  | xxx | xxx D A |
| 4000089174 |  | xxx | xxx C A B |
| 4000085802 |  | xxx | xxx A |
| 4000089158 |  | xxx | xxx A |
| 4000088431 |  | xxx | xxx C A |
| 4000084736 |  | xxx | xxx A D |
| 4000088585 |  | xxx | xxx A |
| 4000089241 |  | xxx | xxx A |
| 4000087938 |  | xxx | xxx A |
| 4000086932 |  | xxx | xxx A |
| 4000087971 |  | xxx | xxx D A |
| 4000089178 |  | xxx | xxx A |
| 4000087739 |  | xxx | xxx A |
| 4000086147 |  | xxx | xxx A |
| 4000088580 |  | xxx | xxx A B |
| 4000086845 |  | xxx | xxx A |
| 4000090045 |  | xxx | xxx A |
| 4000089179 |  | xxx | xxx A |
| 4000089157 |  | xxx | xxx A |
| 4000083547 |  | xxx | xxx A D |
| 4000089882 |  | xxx | xxx A |
| 4000088708 |  | xxx | xxx A |
| 4000087659 |  | xxx | xxx A |
| 4000086922 |  | xxx | xxx A |
| 4000086773 |  | xxx | xxx A D |
| 4000087577 |  | xxx | xxx A D |
| 4000085179 |  | xxx | xxx D A |
| 4000088611 |  | xxx | xxx A D |
| 4000087858 |  | xxx | xxx D A C |
| 4000086660 |  | xxx | xxx A |
| 4000088365 |  | xxx | xxx A |
| 4000086402 |  | xxx | xxx D A |
| 4000086771 |  | xxx | xxx C A |
| 4000084932 |  | xxx | xxx A |
| 4000086852 |  | xxx | xxx D A |
| 4000085914 |  | xxx | xxx A |
| 4000086214 |  | xxx | xxx D A |
| 4000085753 |  | xxx | xxx A |
| 4000084803 |  | xxx | xxx A |
| 4000087555 |  | xxx | xxx A D |
| 4000086483 |  | xxx | xxx A |
| 4000086647 |  | xxx | xxx D A |
| 4000088609 |  | xxx | xxx A |
| 4000081398 |  | xxx | xxx D A |
| 4000083166 |  | xxx | xxx A |
| 4000084703 |  | xxx | xxx D A |
| 4000090432 |  | xxx | xxx A |
| 4000085175 |  | xxx | xxx A |
| 4000088658 |  | xxx | xxx A |
| 4000087821 |  | xxx | xxx A |
| 4000086096 |  | xxx | xxx D A |
| 4000088367 |  | xxx | xxx A |
| 4000088417 |  | xxx | xxx A |
| 4000088421 |  | xxx | xxx A D |
| 4000087932 |  | xxx | xxx A D |
| 4000090772 |  | xxx | xxx A |
| 4000087361 |  | xxx | xxx A |
| 4000090760 |  | xxx | xxx A |
| 4000084949 |  | xxx | xxx D A |
| 4000088665 |  | xxx | xxx A |
| 4000084215 |  | xxx | xxx C A B |
| 4000088638 |  | xxx | xxx A |
| 4000088424 |  | xxx | xxx C A |
| 4000087726 |  | xxx | xxx A |
| 4000088437 |  | xxx | xxx A |
| 4000090773 |  | xxx | xxx A |
| 4000088422 |  | xxx | xxx A |
| 4000088434 |  | xxx | xxx A |
| 4000087316 |  | xxx | xxx D A |
| 4000088671 |  | xxx | xxx A D |
| 4000088815 |  | xxx | xxx C A |
| 4000088816 |  | xxx | xxx A |
| 4000088423 |  | xxx | xxx A D |
| 4000090755 |  | xxx | xxx A |
| 4000090065 |  | xxx | xxx D A |
| 4000084576 |  | xxx | xxx D A |
| 4000088710 |  | xxx | xxx A C |
| 4000090069 |  | xxx | xxx A |
| 4000087100 |  | xxx | xxx A |
| 4000088082 |  | xxx | xxx A |
| 4000086211 |  | xxx | xxx A |
| 4000089247 |  | xxx | xxx A C |
| 4000088079 |  | xxx | xxx A D |
| 4000088076 |  | xxx | xxx C A |
| 4000091031 |  | xxx | xxx D A |
| 4000091035 |  | xxx | xxx D A |
| 4000091036 |  | xxx | xxx C A |
| 4000091067 |  | xxx | xxx A |
| 4000091053 |  | xxx | xxx C A |
| 4000086982 |  | xxx | xxx A |
| 4000091108 |  | xxx | xxx A |
| 4000091128 |  | xxx | xxx D A |
| 4000091135 |  | xxx | xxx D A |
| 4000091178 |  | xxx | xxx A |
| 4000091191 |  | xxx | xxx A |
| 4000091206 |  | xxx | xxx A C |
| 4000091199 |  | xxx | xxx A |
| 4000090094 |  | xxx | xxx A |
| 4000089319 |  | xxx | xxx A C |
| 4000086502 |  | xxx | xxx A D C |
| 4000085341 |  | xxx | xxx A |
| 4000088206 |  | xxx | xxx A |
| 4000085033 |  | xxx | xxx A |
| 4000088438 |  | xxx | xxx C A |
| 4000084880 |  | xxx | xxx D A |
| 4000090072 |  | xxx | xxx A |
| 4000088158 |  | xxx | xxx A |
| 4000086059 |  | xxx | xxx A |
| 4000089137 |  | xxx | xxx A |
| 4000088369 |  | xxx | xxx A D |
| 4000087957 |  | xxx | xxx D A |
| 4000089242 |  | xxx | xxx A |
| 4000086770 |  | xxx | xxx A |
| 4000088626 |  | xxx | xxx A |
| 4000088684 |  | xxx | xxx A |
| 4000090073 |  | xxx | xxx D A |
| 4000090090 |  | xxx | xxx A |
| 4000087170 |  | xxx | xxx A |
| 4000085660 |  | xxx | xxx C A B |
| 4000086507 |  | xxx | xxx A |
| 4000088511 |  | xxx | xxx D A |
| 4000089902 |  | xxx | xxx A D |
| 4000087865 |  | xxx | xxx A D |
| 4000089823 |  | xxx | xxx A |
| 4000090482 |  | xxx | xxx D A |
| 4000087959 |  | xxx | xxx A |
| 4000090894 |  | xxx | xxx A |
| 4000085311 |  | xxx | xxx A |
| 4000087929 |  | xxx | xxx A D |
| 4000091583 |  | xxx | xxx A |
| 4000091028 |  | xxx | xxx D A |
| 4000091545 |  | xxx | xxx A |
| 4000090770 |  | xxx | xxx A |
| 4000091539 |  | xxx | xxx A |
| 4000091540 |  | xxx | xxx A |
| 4000088433 |  | xxx | xxx C A |
| 4000091620 |  | xxx | xxx A |
| 4000091631 |  | xxx | xxx A |
| 4000091033 |  | xxx | xxx A |
| 4000090753 |  | xxx | xxx C D A |
| 4000091550 |  | xxx | xxx A |
| 4000088413 |  | xxx | xxx A |
| 4000091032 |  | xxx | xxx A |
| 4000091558 |  | xxx | xxx A |
| 4000091622 |  | xxx | xxx A |
| 4000091575 |  | xxx | xxx A |
| 4000091613 |  | xxx | xxx A |
| 4000091547 |  | xxx | xxx A |
| 4000091537 |  | xxx | xxx A |
| 4000091030 |  | xxx | xxx A |
| 4000091543 |  | xxx | xxx A |
| 4000088872 |  | xxx | xxx A |
| 4000091615 |  | xxx | xxx A |
| 4000089252 |  | xxx | xxx A |
| 4000091546 |  | xxx | xxx D A |
| 4000091581 |  | xxx | xxx A |
| 4000090213 |  | xxx | xxx A D |
| 4000090762 |  | xxx | xxx A |
| 4000089029 |  | xxx | xxx A |
| 4000090158 |  | xxx | xxx C D A |
| 4000089356 |  | xxx | xxx D A |
| 4000090771 |  | xxx | xxx A |
| 4000087966 |  | xxx | xxx A |
| 4000086839 |  | xxx | xxx D A |
| 4000072498 |  | xxx | xxx C A |
| 4000089138 |  | xxx | xxx A |
| 4000090089 |  | xxx | xxx A |
| 4000090085 |  | xxx | xxx A |
| 4000090093 |  | xxx | xxx D A |
| 4000090086 |  | xxx | xxx D A |
| 4000090088 |  | xxx | xxx A |
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## Exhibit 99.16

**Exhibit 99.16**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 4000074238 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000076530 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Home Improvement/Reno |  |  |  |
| 4000080225 |  | xxx C A | Closed | XXXX | 2025-06-15 14:11 | 2025-06-18 11:18 | Resolved | 1 - Information C A | Credit | Income | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-06/18/2025 <br> Resolved-xxx & xxx Business bank statements provided. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Missing xxx and xxx statements - Due Diligence Vendor-06/17/2025 <br> Open-Income and Employment Do Not Meet Guidelines TPR reviewed file and bank statements needed for approval are missing in file as follows: Lender to provide assets statements for xxx acct #xxx from xxx and xxx - Due Diligence Vendor-06/15/2025 |  | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-06/18/2025 <br> Resolved-xxx & xxx Business bank statements provided. - Due Diligence Vendor-06/18/2025 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 25.15 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 5.76% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 74.03% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000077268 |  | xxx D A | Closed | XXXX | 2025-06-20 09:30 | 2025-06-27 14:23 | Resolved | 1 - Information D A | Property | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-06/27/2025 <br> Ready for Review-xxx approval - Due Diligence Vendor-06/26/2025 <br> Open-HOA Questionnaire Document status is Missing. HOA Questionnaire Documents is Missing - subject property at xxx - Due Diligence Vendor-06/20/2025 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-06/27/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 34.02% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20.67 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 541.96 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000077268 |  | xxx D A | Closed | XXXX | 2025-06-20 17:05 | 2025-06-23 09:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Evidence of Business Purpose use of Proceeds | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-06/23/2025 <br>Open-Loan agreement/ term sheet is missing, loan signed under LLC and subject property is a business purpose investment loan - Due Diligence Vendor-06/20/2025 |  | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-06/23/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 34.02% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20.67 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 541.96 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000077721 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000075954 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: CDFI Lender Exempt | ATR/QM: CDFI Lender Exempt | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000076241 |  | xxx D A | Closed | XXXX | 2025-07-03 15:37 | 2025-07-28 09:12 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Attached is the corrected 1008 removing the assets and following the commentary that the cashout is to be utilized to meet the reserve requirement. - Due Diligence Vendor-07/25/2025 <br> Open-Asset 1 Missing - xxx #xxx iao $xxx - Due Diligence Vendor-07/07/2025 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-07/28/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 139.8 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 29 Years<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000076241 |  | xxx D A | Closed | XXXX | 2025-07-03 15:37 | 2025-07-28 09:12 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 2 Missing | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Attached is the corrected 1008 removing the assets and following the commentary that the cashout is to be utilized to meet the reserve requirement. - Due Diligence Vendor-07/25/2025 <br> Open-Asset 2 Missing - xxx #xxx iao $xxx - Due Diligence Vendor-07/07/2025 |  | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-07/28/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 139.8 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 29 Years<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000081871 |  | xxx D A | Closed | XXXX | 2025-07-14 09:40 | 2025-09-18 10:55 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Note is Incomplete | Resolved-IO Note provided and updated. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-I/O Note - Due Diligence Vendor-09/16/2025 <br> Open-The Note is Incomplete Final CD states subject Loan is an interest only however Signed not in file does not reflect this. Missing Correct Signed Note showing Interest only period <br> - Due Diligence Vendor-07/14/2025 |  | Resolved-IO Note provided and updated. - Due Diligence Vendor-09/18/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000081595 |  | xxx D A C | Closed | XXXX | 2025-08-07 10:10 | 2025-08-08 06:59 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Note is Missing | Resolved-Entire Closing package dated xxx provided. - Due Diligence Vendor-08/08/2025 <br> Resolved-The Note is Present - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Please see attached closing docs package from xxx - Due Diligence Vendor-08/07/2025 <br> Open-The initial uploaded package included the closing package that had xxx dates. TPR advised after the initial upload had occurred that there was an issue with the docs an updated closing package was available to review that has the xxx date. Please upload xxx closing package. - Due Diligence Vendor-08/07/2025 |  | Resolved-Entire Closing package dated xxx provided. - Due Diligence Vendor-08/08/2025 <br> Resolved-The Note is Present - Due Diligence Vendor-08/08/2025 | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 38.75 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000081595 |  | xxx D A C | Closed | XXXX | 2025-07-11 17:42 | 2025-07-24 09:49 | Resolved | 1 - Information C A | Credit | Eligibility | Neighborhood Location Not Allowed for Guidelines | Resolved-Primary Value Valuation Neighborhood Location Allowed for Program - Due Diligence Vendor-07/24/2025 <br> Ready for Review-Corrected appraisal- . Appraiser also used comps less than 1mile in the original analysis. - Due Diligence Vendor-07/23/2025 <br> Open-Primary Value Valuation Neighborhood Location Not Allowed for Program . Subject appraisal is marked Rural. Guidelines stats non-owner occupied properties are not allowed with rural properties. - Due Diligence Vendor-07/11/2025 |  | Resolved-Primary Value Valuation Neighborhood Location Allowed for Program - Due Diligence Vendor-07/24/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 38.75 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000078532 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000083999 |  | xxx B A | Closed | XXXX | 2025-07-15 11:05 | 2025-07-15 11:05 | Waived | 2 - Non-Material B | Credit | Eligibility | Ineligible Property | Waived-Exception approved for: - One of the units is XXXX sq ft. and minimum required is 600 - Due Diligence Vendor-07/15/2025 |  | Waived-Exception approved for: - One of the units is XXXX sq ft. and minimum required is 600 - Due Diligence Vendor-07/15/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 273.75 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years | 1- DSCR >1<br> 2- Additional 3 mo reserves |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | Originator Pre-Close | Yes | xxx |
| 4000083229 |  | xxx C A | Closed | XXXX | 2025-07-18 15:03 | 2025-07-22 14:06 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-07/22/2025 <br>Ready for Review-1008 - Due Diligence Vendor-07/22/2025 <br>Open-1008/Underwriting Summary Not Provided- Missing - Due Diligence Vendor-07/18/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-07/22/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.13<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 74.32% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 47.5 Are Greater Than The Guideline Minimum Of 8 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000083229 |  | xxx C A | Closed | XXXX | 2025-07-18 14:36 | 2025-07-22 14:05 | Resolved | 1 - Information C A | Credit | Income | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-07/22/2025 <br> Ready for Review-offer letter - Due Diligence Vendor-07/22/2025 <br> Open-Income and Employment Do Not Meet Guidelines Missing fully executed offer letter from borrowers new employment with xxx. starting xxx. - Due Diligence Vendor-07/18/2025 |  | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-07/22/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.13<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 74.32% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 47.5 Are Greater Than The Guideline Minimum Of 8 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000083989 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000084114 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000083933 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000087211 |  | xxx C B A | Closed | XXXX | 2025-08-06 15:10 | 2025-08-27 09:56 | Waived | 2 - Non-Material B | Credit | Data | Verify Borrower's Down Payment is supplied by less than 10% of their own funds | Waived-Exception granted with supporting comp factors: Borrowers father gifted the entire down payment to the borrower, given the low LTV and strong reserves, we granted the exception - Due Diligence Vendor-08/27/2025 <br> Ready for Review-see attached - Due Diligence Vendor-08/26/2025 <br> Open-Lender exception granted must be approved by xxx. Approved lender exception form is missing. - Due Diligence Vendor-08/07/2025 <br> Waived-Please leave a comment verifying that the Percentage of Down Payment From Borrower Own Funds is 0.670%. Lender Exception (g xxx) An Exception is granted for 5% minimum contribution. - Due Diligence Vendor-08/06/2025 |  | Waived-Exception granted with supporting comp factors: Borrowers father gifted the entire down payment to the borrower, given the low LTV and strong reserves, we granted the exception - Due Diligence Vendor-08/27/2025 <br> Waived-Please leave a comment verifying that the Percentage of Down Payment From Borrower Own Funds is 0.670%. Lender Exception (g xxx) An Exception is granted for 5% minimum contribution. - Due Diligence Vendor-08/06/2025 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.94% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.4% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 29.03 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 23 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 39.56 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 39.50 Years | LTV (40.405%) is 5 percent below max 80%, <br> Residual Income $xxx<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | Originator Post-Close | Yes | xxx |
| 4000087211 |  | xxx C B A | Closed | XXXX | 2025-08-06 11:20 | 2025-08-13 07:21 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Missing Closing Disclosure | Resolved- - Due Diligence Vendor-08/13/2025 <br> Ready for Review-see attached - Due Diligence Vendor-08/12/2025 <br> Open-FCD is available in loan package, but FCD xxxth page is missing - Due Diligence Vendor-08/06/2025 |  |  | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.94% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.4% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 29.03 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 23 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 39.56 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 39.50 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000080637 |  | xxx D A B | Closed | XXXX | 2025-08-07 08:33 | 2025-08-11 07:39 | Resolved | 1 - Information B A | Compliance | Missing Doc | Loan program disclosure missing or unexecuted | Resolved- - Due Diligence Vendor-08/11/2025 <br>Ready for Review-Program Disclosures - Due Diligence Vendor-08/08/2025 <br>Open-Loan is missing the required disclosures: 1) Business Purpose Disclosure 2) Loan agreement - Due Diligence Vendor-08/07/2025 |  |  | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 214.92 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 25.75 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000080637 |  | xxx D A B | Closed | XXXX | 2025-08-07 08:31 | 2025-08-11 07:39 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Personal Guaranty is Missing | Open-Personal Guaranty is missing. Document is missing from file - Due Diligence Vendor-08/07/2025 |  |  | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 214.92 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 25.75 Years |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000085936 |  | xxx D A | Closed | XXXX | 2025-08-07 12:22 | 2025-09-04 15:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Business Overview Incomplete | Resolved-Signed Business Narrative provided. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Signed and Dated LOE - Due Diligence Vendor-09/04/2025 <br> Counter-Document Uploaded. Business Narrative located on page xxx of the Loan file is not signed/dated by the borrower. - Due Diligence Vendor-08/23/2025 <br> Ready for Review-Signed and Dated Program Doc - Due Diligence Vendor-08/22/2025 <br> Open-Business Narrative required by guides under doc pg #xxx needs to be executed an dated by borrower - Due Diligence Vendor-08/07/2025 |  | Resolved-Signed Business Narrative provided. - Due Diligence Vendor-09/04/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 28 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 49.43% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 20.88 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 31.25 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 30.23% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000082964 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000086965 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000085824 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000086314 |  | xxx D A | Closed | XXXX | 2025-08-11 15:09 | 2025-08-28 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Incomplete | Resolved-LLC Documents provided (Sole member) - Due Diligence Vendor-08/28/2025 <br> Ready for Review-LLC Approval, SOS look up, Operating Agreement, IRS docs - Due Diligence Vendor-08/27/2025 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Missing business entity documents required by gl's:<br> - Articles of Organization/Partnership/Operating Agrmts<br> - Tax ID number (EIN)<br> - Cert of Good Standing<br> - Cert of Authorization for person executing all docs<br> - Due Diligence Vendor-08/11/2025 |  | Resolved-LLC Documents provided (Sole member) - Due Diligence Vendor-08/28/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 77.98 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 15.33 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091261 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000086906 |  | xxx D A | Closed | XXXX | 2025-08-15 11:51 | 2025-08-29 11:26 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Desk review provided - Due Diligence Vendor-08/29/2025 <br>Ready for Review-please see attached - Due Diligence Vendor-08/28/2025 <br>Open-CDA missing. - Due Diligence Vendor-08/15/2025 |  | Resolved-Desk review provided - Due Diligence Vendor-08/29/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000085618 |  | xxx D A | Closed | XXXX | 2025-08-18 11:18 | 2025-08-28 12:07 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | Closing/Settlement Disclosure Missing | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-08/28/2025 <br>Ready for Review-Initial CD - Due Diligence Vendor-08/27/2025 <br>Open-Initial Closing Disclosure (required to be received by the consumer 3 business days prior to consummation, has not been provided. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Please provide ICD and proof of delivery to borrower. - Due Diligence Vendor-08/18/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-08/28/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 59.82 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30.78% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 72.17% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086156 |  | xxx D A C | Closed | XXXX | 2025-08-17 06:23 | 2025-09-02 08:35 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-09/02/2025 <br> Ready for Review-VOE - Due Diligence Vendor-08/29/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing WVOE to support email from employer dated xxx (pg xxx), regarding Bonus income, to support employment verification at close. - Due Diligence Vendor-08/17/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-09/02/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.17 Years<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.85 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.13% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.25 Are Greater Than The Guideline Minimum Of 15.49 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086156 |  | xxx D A C | Closed | XXXX | 2025-08-18 00:08 | 2025-09-02 08:29 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Rate Lock Disclosure Delivery Date Test | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025 <br> Resolved- - Due Diligence Vendor-09/02/2025 <br> Ready for Review-LEs & CDs - Due Diligence Vendor-08/29/2025 <br> Open- \*\*\*\*\*\*Documentation provided does not contain the Initial Loan Estimate Please provide complete TRID disclosure history and all TRID disclosures (LEs & CDs) together with all associated Changed Circumstance Detail form(s), if any, to assure TPR has all TRID disclosure for full and accurate testing. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-08/19/2025 <br> Open- - Due Diligence Vendor-08/19/2025 <br> Open-This loan failed the TRID Rate Lock Disclosure Delivery Date Test. (12 CFR §1026.19(e)(3)(iv)(D))A disclosure advising of the revised interest rate, points, lender credits, and any other interest rate dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xxx, xxx and xxx. - Due Diligence Vendor-08/18/2025 <br> Open- - Due Diligence Vendor-08/18/2025 |  | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.17 Years<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.85 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.13% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.25 Are Greater Than The Guideline Minimum Of 15.49 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086156 |  | xxx D A C | Closed | XXXX | 2025-08-18 00:08 | 2025-09-02 08:29 | Resolved | 1 - Information B A | Compliance | Disclosures (Federal, State, and Data Dependent) | RESPA Homeownership Counseling Organizations Disclosure Date Test | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025 <br> Resolved- - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Homeownership Counseling - Due Diligence Vendor-08/29/2025 <br> Open- - Due Diligence Vendor-08/19/2025 <br> Open-This loan failed the homeownership counseling organizations disclosure date test due to the following findings: (12 CFR §1024.20(a))The loan has a homeownership counseling organizations disclosure date that is not within three business days of the loan originator's application date (or the date creditor received application if loan originator's application date is not provided); orThe homeownership counseling organizations disclosure date is after the closing date.Not later than three business days after a lender, mortgage broker, or dealer receives an application, or information sufficient to complete an application, the lender must provide the loan applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. The list of homeownership counseling organizations distributed to each loan applicant under this section shall be obtained no earlier than 30 days prior to the time when the list is provided to the loan applicant from either:(1)The website maintained by the Bureau for lenders to use in complying with the requirements of this section; or(2)Data made available by the Bureau or HUD for lenders to use in complying with the requirements of this section, provided that the data is used in accordance with instructions provided with the data.This calculation take into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §1024.2(b) and as it relates to §1024.20 (list of homeownership counseling organizations provided not later than 3 business days after a loan originator receives an application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.Please note: This test does not validate the content of any list of homeownership counseling organizations. - Due Diligence Vendor-08/18/2025 <br> Open- - Due Diligence Vendor-08/18/2025 |  | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.17 Years<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.85 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.13% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.25 Are Greater Than The Guideline Minimum Of 15.49 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086156 |  | xxx D A C | Closed | XXXX | 2025-08-18 00:08 | 2025-09-02 08:29 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025 <br>Resolved- - Due Diligence Vendor-09/02/2025 <br>Open- \*\*\*\*\*\*Documentation provided does not contain the Initial Loan Estimate Please provide complete TRID disclosure history and all TRID disclosures (LEs & CDs) together with all associated Changed Circumstance Detail form(s), if any, to assure TPR has all TRID disclosure for full and accurate testing. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-08/19/2025 <br>Open- - Due Diligence Vendor-08/19/2025 <br>Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $33,440.00.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-08/18/2025 <br>Open- - Due Diligence Vendor-08/18/2025 |  | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.17 Years<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.85 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.13% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.25 Are Greater Than The Guideline Minimum Of 15.49 By Six (6) Or More Months |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086156 |  | xxx D A C | Closed | XXXX | 2025-08-18 00:08 | 2025-09-02 08:29 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025 <br>Resolved- - Due Diligence Vendor-09/02/2025 <br>Open- \*\*\*\*\*\*Documentation provided does not contain the Initial Loan Estimate Please provide complete TRID disclosure history and all TRID disclosures (LEs & CDs) together with all associated Changed Circumstance Detail form(s), if any, to assure TPR has all TRID disclosure for full and accurate testing. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-08/19/2025 <br>Open- - Due Diligence Vendor-08/19/2025 <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-08/18/2025 <br>Open- - Due Diligence Vendor-08/18/2025 |  | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.17 Years<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.85 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.13% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.25 Are Greater Than The Guideline Minimum Of 15.49 By Six (6) Or More Months |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086156 |  | xxx D A C | Closed | XXXX | 2025-08-18 00:08 | 2025-09-02 08:29 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Consummation or Reimbursement Date Validation Test | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025 <br>Resolved- - Due Diligence Vendor-09/02/2025 <br>Open- \*\*\*\*\*\*Documentation provided does not contain the Initial Loan Estimate Please provide complete TRID disclosure history and all TRID disclosures (LEs & CDs) together with all associated Changed Circumstance Detail form(s), if any, to assure TPR has all TRID disclosure for full and accurate testing. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-08/19/2025 <br>Open- - Due Diligence Vendor-08/19/2025 <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-08/18/2025 <br>Open- - Due Diligence Vendor-08/18/2025 |  | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.17 Years<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.85 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.13% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.25 Are Greater Than The Guideline Minimum Of 15.49 By Six (6) Or More Months |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086156 |  | xxx D A C | Closed | XXXX | 2025-08-18 00:08 | 2025-09-02 08:29 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025 <br>Resolved- - Due Diligence Vendor-09/02/2025 <br>Open- \*\*\*\*\*\*Documentation provided does not contain the Initial Loan Estimate Please provide complete TRID disclosure history and all TRID disclosures (LEs & CDs) together with all associated Changed Circumstance Detail form(s), if any, to assure TPR has all TRID disclosure for full and accurate testing. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-08/19/2025 <br>Open- - Due Diligence Vendor-08/19/2025 <br>Open-This loan failed the charges that in total cannot increase more than 10% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% ($8,530.00) exceed the comparable charges ($0.00) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). - Due Diligence Vendor-08/18/2025 <br>Open- - Due Diligence Vendor-08/18/2025 |  | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.17 Years<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.85 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.13% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.25 Are Greater Than The Guideline Minimum Of 15.49 By Six (6) Or More Months |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086156 |  | xxx D A C | Closed | XXXX | 2025-08-18 00:08 | 2025-09-02 08:29 | Resolved | 1 - Information C A | Compliance | TRID | Initial Loan Estimate Delivery Date Test (from application) | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025 <br> Resolved- - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Initial LE - Due Diligence Vendor-08/29/2025 <br> Open- \*\*\*\*\*\*Documentation provided does not contain the Initial Loan Estimate Please provide complete TRID disclosure history and all TRID disclosures (LEs & CDs) together with all associated Changed Circumstance Detail form(s), if any, to assure TPR has all TRID disclosure for full and accurate testing. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-08/19/2025 <br> Open- - Due Diligence Vendor-08/19/2025 <br> Open-This loan failed the initial loan estimate delivery date test (from application) due to one of the following: (12 CFR §1026.19(e)(1)(iii)(A))The initial loan estimate delivery date is later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor or broker receives the consumer's written application.Therefore, if additional disclosures are entered into ComplianceAnalyzer, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be $0, regardless of the actual values on the disclosure.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §1026.2(a)(6) and as it relates to §1026.19(e)(1)(iii)(A) (initial loan estimate disclosure three business days after application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.The creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(i) (provision of loan estimate form) not later than the third business day after the creditor receives the consumer's application. - Due Diligence Vendor-08/18/2025 <br> Open- - Due Diligence Vendor-08/18/2025 |  | Resolved-ILE & Initial Disclosure package received, data entered, no additional compliance findings. - Due Diligence Vendor-09/02/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.17 Years<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.85 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.13% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.25 Are Greater Than The Guideline Minimum Of 15.49 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000085347 |  | xxx C A | Closed | XXXX | 2025-08-15 13:31 | 2025-09-02 08:40 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/02/2025 <br> Ready for Review-VOR and Lease agreement - Due Diligence Vendor-08/29/2025 <br> Open-Housing History Does Not Meet Guideline Requirements 12 months primary rental history required. Lender verified only xxx rent payment for $xxx (per borrower was less due to expenses) and then verified xxx rent payment for the actual rental payment for $xxx - Due Diligence Vendor-08/15/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-09/02/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.2% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000084577 |  | xxx C A | Closed | XXXX | 2025-08-19 10:46 | 2025-08-28 08:47 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 3.72 are greater than or equal to Guideline Required Reserves of 3 - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Property is f/c - there is only 3 mos reserves required. - Due Diligence Vendor-08/26/2025 <br> Counter-Document Uploaded. Per DSCR Plus Guidelines- 6 month reserves are required. - Due Diligence Vendor-08/23/2025 <br> Ready for Review-xxx matrix shows 3 mos res req not 6? - Due Diligence Vendor-08/22/2025 <br> Counter-Missing xxx Approved Exception - Due Diligence Vendor-08/21/2025 <br> Ready for Review-see attached - Due Diligence Vendor-08/20/2025 <br> Open-Audited Reserves of 3.72 are less than Guideline Required Reserves of 6 Verified liquid funds $xxx + xxx $xxx = $xxx. Closing detail FTC $xxx + (xxx) $xxx = $xxx. Required Reserves (6 months\*$xxx = $xxx=) $xxx. Total funds $xxx. Short funds to close ($xxx) - Due Diligence Vendor-08/19/2025 |  | Resolved-Audited Reserves of 3.72 are greater than or equal to Guideline Required Reserves of 3 - Due Diligence Vendor-08/28/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 18 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084577 |  | xxx C A | Closed | XXXX | 2025-08-19 09:05 | 2025-08-21 13:28 | Resolved | 1 - Information C A | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Resolved-Trust/POA Meets Guideline Requirements - Due Diligence Vendor-08/21/2025 <br>Ready for Review-see attached - Due Diligence Vendor-08/20/2025 <br>Open-Trust/POA Does Not Meet Guideline Requirements Loan closed with Power of Attorney-In-Fact. Missing required POA documents - Due Diligence Vendor-08/19/2025 |  | Resolved-Trust/POA Meets Guideline Requirements - Due Diligence Vendor-08/21/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 18 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000085514 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000089523 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000089502 |  | xxx D A | Closed | XXXX | 2025-08-20 15:44 | 2025-08-21 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Lease Agreement provided - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. Hello, please see attached the Lease agreement, thank you - Seller-08/21/2025 <br> Open-Missing lease agreement or other documentation for departing residence iao $xxx. - Due Diligence Vendor-08/20/2025 | Ready for Review-Document Uploaded. Hello, please see attached the Lease agreement, thank you - Seller-08/21/2025<br>| Resolved-Lease Agreement provided - Due Diligence Vendor-08/21/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 10.41 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 58.82% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.60 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000085857 |  | xxx D A | Closed | XXXX | 2025-08-20 14:15 | 2025-08-22 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc - Property | Incomplete or Unexecuted Purchase Contract | Resolved-Corrected Purchase Contract provided. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Please see the attached corrected xxx #1. <br> - Due Diligence Vendor-08/21/2025 <br> Counter-Missing LOE explaining why the first page of the purchase contract states Buyers as xxx and xxx? - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Please see attached. - Due Diligence Vendor-08/20/2025 <br> Resolved-Incomplete or unexecuted Purchase Contract. 1) Explanation/supporting documentation is required to explain why the purchasers on pg #xxx of contract dated the same date as all the other purchase docs state buyers are xxx and xxx <br> 2) Provide corrected Pg#xxx under doc pg #xxx to reflect borrower - Due Diligence Vendor-08/20/2025 |  | Resolved-Corrected Purchase Contract provided. - Due Diligence Vendor-08/22/2025 <br> Resolved-Incomplete or unexecuted Purchase Contract. 1) Explanation/supporting documentation is required to explain why the purchasers on pg #xxx of contract dated the same date as all the other purchase docs state buyers are xxx and xxx<br> 2) Provide corrected Pg#xxx under doc pg #xxx to reflect borrower - Due Diligence Vendor-08/20/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000085857 |  | xxx D A | Closed | XXXX | 2025-08-20 16:38 | 2025-08-21 07:46 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-CU 1.3 & LCA 2.5 eligible provided - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Please see the attached UCDPs. We only order desk review when it's higher than 2.5.<br>- Due Diligence Vendor-08/20/2025 <br>Open-3rd Party Valuation is missing from the loan file. - Due Diligence Vendor-08/20/2025 |  | Resolved-CU 1.3 & LCA 2.5 eligible provided - Due Diligence Vendor-08/21/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000085857 |  | xxx D A | Closed | XXXX | 2025-08-19 13:32 | 2025-08-21 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-08/20/2025 <br>Open-Missing Lender Worksheet or Bank Statement Summary - Due Diligence Vendor-08/19/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-08/21/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000085857 |  | xxx D A | Closed | XXXX | 2025-08-19 11:26 | 2025-08-21 07:45 | Resolved | 1 - Information D A | Property | Missing Doc - Appraisal | Appraisal is Missing | Resolved-Appraisal has been provided - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-08/20/2025 <br>Open-Appraisal is Missing - Due Diligence Vendor-08/19/2025 |  | Resolved-Appraisal has been provided - Due Diligence Vendor-08/21/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086692 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000089173 |  | xxx D A | Closed | XXXX | 2025-08-20 16:35 | 2025-08-22 12:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Personal Guaranty is Unexecuted | Resolved-Personal Guaranty is Present and executed. - Due Diligence Vendor-08/22/2025 <br>Ready for Review-see attached - Due Diligence Vendor-08/21/2025 <br>Open-Personal Guaranty is not executed. Guaranty provided in file is not executed. Provide final signed guaranty. - Due Diligence Vendor-08/20/2025 |  | Resolved-Personal Guaranty is Present and executed. - Due Diligence Vendor-08/22/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.41 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 10.62 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000089174 |  | xxx C B A | Closed | XXXX | 2025-08-20 16:32 | 2025-09-08 08:13 | Waived | 2 - Non-Material C B | Credit | Eligibility | Neighborhood Location Not Allowed for Guidelines | Waived-Exception granted with supporting comp factors: xxx: made an exception to allow for DSCR in a rural property - seeking approval for making this exception - Due Diligence Vendor-09/08/2025 <br> Ready for Review-see attached - Due Diligence Vendor-09/05/2025 <br> Counter-Lender provided an exception however the exception is required to be on xxx approved Form. - Due Diligence Vendor-08/25/2025 <br> Ready for Review-see attached - Due Diligence Vendor-08/25/2025 <br> Counter-Document Uploaded. Per DSCR matrix Rural properties are not eligible. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-rural allowed per guidelines case by case - Due Diligence Vendor-08/21/2025 <br> Open-Primary Value Valuation Neighborhood Location Not Allowed for Program Rural Property not allowed per guides. - Due Diligence Vendor-08/20/2025 |  | Waived-Exception granted with supporting comp factors: xxx: made an exception to allow for DSCR in a rural property - seeking approval for making this exception - Due Diligence Vendor-09/08/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points | Strong Fico<br> Clean Credit History<br> Experienced investor | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | Originator Post-Close | Yes | xxx |
| 4000085802 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000089158 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088431 |  | xxx C A | Closed | XXXX | 2025-08-22 08:58 | 2025-08-28 09:04 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Corrected Lenders Income worksheet, 1003 & 1008 now reflecting audited DTI provided. - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Hello, Here is updated income worksheet with 1008, 1003. - Due Diligence Vendor-08/27/2025 <br> Counter-Document Uploaded. The Lenders worksheet is using the total income for xxx & xxx which is $xxx that includes Base, Commission & Bonus - the WVOE states Commission as xxx (for xxx & xxx) - Bonus $xxx (for xxx & xxx) - Due Diligence Vendor-08/25/2025 <br> Ready for Review-Please note that we have obtained a Written Verification of Employment (WVOE), which clearly confirms that the borrower has received a consistent bonus in the same amount from xxx through the present. This demonstrates that the bonus is not irregular variable income, but rather stable and recurring compensation.<br>In line with FNMA/FHLMC guidelines, variable income may be used for qualifying when a history of receipt and the likelihood of continuance are established. Given the WVOE support, we believe the lender's calculation of monthly bonus income at $xxx is appropriate and should be recognized for qualifying purposes. Could you please re-review and waive the condition? - Due Diligence Vendor-08/25/2025 <br> Open-Document Uploaded. - Due Diligence Vendor-08/22/2025 <br> Open-DTI varying (audit 45.44% vs lender 24.62%) due to Bonus Income Calculation. Lender Considered Gross Total payments for the Bonus income Calc. See attached worksheet. - Due Diligence Vendor-08/22/2025 |  | Resolved-Corrected Lenders Income worksheet, 1003 & 1008 now reflecting audited DTI provided. - Due Diligence Vendor-08/28/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 66.29% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.44% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 42.26 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.96 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000084736 |  | xxx D A | Closed | XXXX | 2025-08-22 08:49 | 2025-09-04 08:57 | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date Test | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Initial closing disclosure - Disclosed xxx in compliance (xxx), final CD issued xxx - Due Diligence Vendor-09/03/2025 <br> Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. \*\*Lender to provide missing Initial Closing Disclosure and evidence that disclosure was provided to borrowers at least 3 business days prior to closing. Document is needed to complete compliance testing. - Due Diligence Vendor-08/22/2025 <br> Open- - Due Diligence Vendor-08/22/2025 |  | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.92% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 61.76 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000084736 |  | xxx D A | Closed | XXXX | 2025-08-21 09:19 | 2025-09-03 15:52 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Deed of Trust - Due Diligence Vendor-09/03/2025 <br>Open-The Deed of Trust is Missing - Due Diligence Vendor-08/21/2025 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.92% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 61.76 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000084736 |  | xxx D A | Closed | XXXX | 2025-08-21 17:09 | 2025-09-03 15:50 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-UCDP - CU score 1.3 provided. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Per xxx Guidelines SSR was used, UW Risk score 1.3 on a scale of 1 to 5 - Due Diligence Vendor-09/03/2025 <br> Open-CDA Missing. - Due Diligence Vendor-08/21/2025 |  | Resolved-UCDP - CU score 1.3 provided. - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.92% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 61.76 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088585 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000089241 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000087938 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086932 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000087971 |  | xxx D A | Closed | XXXX | 2025-08-21 17:33 | 2025-08-29 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-08/29/2025 <br>Ready for Review-please see attached - Due Diligence Vendor-08/28/2025 <br>Open-Missing Flood Certificate Provide the Flood Certificate for the subject property. - Due Diligence Vendor-08/21/2025 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-08/29/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 123.6 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000089178 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000087739 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000086147 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088580 |  | xxx B A | Closed | XXXX | 2025-08-22 15:11 | 2025-08-26 13:24 | Waived | 2 - Non-Material B | Property | Property Issue | Property Condition Rating Does Not Meet Program Requirements | Waived-Unable to Resolve-Document Uploaded. Client provided guideline exception based on comp factors provided. - Due Diligence Vendor-08/26/2025 <br> Counter-Unable to Resolve-The exception granted must be approved by xxx. - Due Diligence Vendor-08/25/2025 <br> Ready for Review-see attached - Due Diligence Vendor-08/25/2025 <br> Open-Unable to Resolve-Lender exception granted must be approved by xxx. Investor approved exception form is required. - Due Diligence Vendor-08/25/2025 <br> Waived-Lender exception under doc pg #xxx reflects that lender is allowing to move forward with subject with out a roof cert. Appraiser addressed under doc pg #xxx with photo attached on significant wear to the roof - Due Diligence Vendor-08/22/2025 |  | Waived-Unable to Resolve-Document Uploaded. Client provided guideline exception based on comp factors provided. - Due Diligence Vendor-08/26/2025 <br> Waived-Lender exception under doc pg #xxx reflects that lender is allowing to move forward with subject with out a roof cert. Appraiser addressed under doc pg #xxx with photo attached on significant wear to the roof - Due Diligence Vendor-08/22/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 53.9% Is Below The Guideline Maximum Of 65% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 24.67 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 70.12 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months | LTV at 55%;<br> DSCR at 1.00; | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | xxx |
| 4000086845 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000090045 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000089179 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000089157 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000083547 |  | xxx D A | Closed | XXXX | 2025-08-25 10:38 | 2025-08-28 10:10 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-08/28/2025 <br>Ready for Review-recorded mortgage - Due Diligence Vendor-08/28/2025 <br>Open-The Deed of Trust is Missing - Due Diligence Vendor-08/25/2025 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-08/28/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 12 Years<br> Twenty-Four (24) Months Housing History Reviewed With No Late Payments - Twenty-Four (24) Months Housing History Reviewed With No Late Payments |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000089882 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088708 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000087659 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000086922 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000086773 |  | xxx D A | Closed | XXXX | 2025-08-25 18:05 | 2025-08-27 08:52 | Resolved | 1 - Information D A | Property | Missing Doc - Appraisal | Appraisal is Missing | Resolved-Appraisal has been provided - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Please see attached. - Due Diligence Vendor-08/26/2025 <br> Open-Appraisal is Missing Full Appraisal is Missing for subject property at xxx - Due Diligence Vendor-08/25/2025 |  | Resolved-Appraisal has been provided - Due Diligence Vendor-08/27/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.78% Is Less Than The Guideline Maximum Of 49.99% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 21.81 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000087577 |  | xxx D A | Closed | XXXX | 2025-08-26 09:02 | 2025-09-11 09:14 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Evidence of Business Purpose use of Proceeds | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-09/11/2025 <br> Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Business Purpose - Due Diligence Vendor-09/04/2025 <br> Open-Missing xxx Business Purpose Affidavit. - Due Diligence Vendor-08/26/2025 |  | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-09/11/2025 <br>Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/05/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000085179 |  | xxx D A | Closed | XXXX | 2025-08-25 14:33 | 2025-09-03 10:53 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved-Primary Residence Mortgage statement (escrowed) provided. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Mortgage Statement - Due Diligence Vendor-09/02/2025 <br> Open-Mortgage statement (xxx) for property located at xxx is missing. - Due Diligence Vendor-08/25/2025 |  | Resolved-Primary Residence Mortgage statement (escrowed) provided. - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.08% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 21.25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 13.53 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.14 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000088611 |  | xxx D A | Closed | XXXX | 2025-08-26 12:43 | 2025-08-27 07:23 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-08/27/2025 <br> Ready for Review-For dry state files they usually do not sign the FSS. Attached is the estSS buyer signed. - Due Diligence Vendor-08/26/2025 <br> Open-Missing Final Closing Disclosure or Final Settlement Statement Final Master Settlement Statement pg xxx is not executed. Need Executed FInal settlement statement for subject property at xxx. - Due Diligence Vendor-08/26/2025 |  | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-08/27/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 36.27% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.08 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 15.83 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000087858 |  | xxx D A C | Closed | XXXX | 2025-08-25 12:28 | 2025-09-15 09:07 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/15/2025 <br>Ready for Review-drive - Due Diligence Vendor-09/12/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-08/25/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/15/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000087858 |  | xxx D A C | Closed | XXXX | 2025-08-25 12:36 | 2025-09-08 11:16 | Resolved | 1 - Information D A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-09/08/2025 <br> Ready for Review-assets - Due Diligence Vendor-09/05/2025 <br> Counter- Missing proof of "borrower had the xxx before he sent the funds to closing" The documents provided do not support/verify the borrower had $xxx in available funds or within the original loan file. xxx \*xxx was the only bank statement provided within this condition that is listed on the final 1003 and supports available funds of $xxx - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Do you just want an updated 1003 for the balance at closing? - borrower had the xxx before he sent the funds to closing to title of $xxx - the printout in the file clearly shows the balance prior to sending the funds to close <br> The leftover balance along with the rest of the accounts has the sufficient funds for reserves<br> - Due Diligence Vendor-09/04/2025 <br> Counter-Document Uploaded. Yes - Audited Assets include xxx iao $xxx / The Condition is missing the xxx #xxx bank statement showing available funds of $xxx which is reflected on the Final 1003 - Due Diligence Vendor-09/04/2025 <br> Ready for Review-are you including the remaining balance of xxx which shows $xxx plus the xxx account funds?<br>Those can both be used for the reserves.<br> - Due Diligence Vendor-09/03/2025 <br> Counter-Missing xxx Bank statement #xxx to verify available balance of $xxx - The Wire that was provided states $xxx - the additional available funds are needed to meet the 6 months requirement per GL's. - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Attached account $xxx - borrower wired funds tot title day prior <br> Vistart acct , CD and wire <br> - Due Diligence Vendor-09/01/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements validatedMissing Asset 1 and 2- Proof of Certificate of Deposit- xxx Account number ending in xxx- Balance $xxx<br> and Checking account xxx account ending in xxx Balance $xxx - Due Diligence Vendor-08/25/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-09/08/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000087858 |  | xxx D A C | Closed | XXXX | 2025-08-25 08:12 | 2025-08-28 08:44 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Primary Value for Subject Property Appraisal is completed on an As-Is Basis, the 1004D Completion Report is fully present, or Not Applicable - Due Diligence Vendor-08/28/2025 <br> Ready for Review-final inspec - Due Diligence Vendor-08/28/2025 <br> Open-Primary Value Subject Property Appraisal is not on an As-Is Basis and Completion Report (1004D) is not fully Present 1004D Missing- Per Subject to completion full appraisal pg xxx - Due Diligence Vendor-08/25/2025 |  | Resolved-Primary Value for Subject Property Appraisal is completed on an As-Is Basis, the 1004D Completion Report is fully present, or Not Applicable - Due Diligence Vendor-08/28/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086660 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000088365 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000086402 |  | xxx D A | Closed | XXXX | 2025-08-25 10:39 | 2025-08-29 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Missing | Resolved-Business LLC Documents provided - Due Diligence Vendor-08/29/2025 <br> Ready for Review-llc docs in file - Due Diligence Vendor-08/28/2025 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN . Loan is closing in an LLC. No entity docs were provided as required for xxx as required per guidelines, Section xxx. - Due Diligence Vendor-08/25/2025 |  | Resolved-Business LLC Documents provided - Due Diligence Vendor-08/29/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.98 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086402 |  | xxx D A | Closed | XXXX | 2025-08-26 18:49 | 2025-08-27 08:01 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-08/27/2025 <br>Open-Borrower signed the Note and the DOT on behalf of her entity, however, the signature line does not contain in what capacity (i.e, member(s) and/or managing member of the entity) - Due Diligence Vendor-08/26/2025 |  | Resolved-The Note is Present - Due Diligence Vendor-08/27/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.98 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086771 |  | xxx C A | Closed | XXXX | 2025-08-25 12:36 | 2025-08-26 10:29 | Resolved | 1 - Information C A | Credit | Income | Income and Employment Do Not Meet Guidelines | Resolved-Proof of Deposit for first months rent & security provided. - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Please see attached. - Due Diligence Vendor-08/25/2025 <br> Open-Income and Employment Do Not Meet Guidelines Per lender guides under xxx Program Guidelines Version xxx Clean under guide pg #xxx states that on departing residence to use rental income to qualify not only is a lease required. Per guides the following additional docs are required in addition to lease (loan /lender used 75% of rental income to qualify) Loan is missing supporting documentation of 1st months rent and security deposit in the amount of $xxx each paid by tenant xxx - Due Diligence Vendor-08/25/2025 |  | Resolved-Proof of Deposit for first months rent & security provided. - Due Diligence Vendor-08/26/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.12<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000084932 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000086852 |  | xxx D A | Closed | XXXX | 2025-08-26 14:27 | 2025-09-03 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Certificate of Occupancy is missing | Resolved- - Due Diligence Vendor-09/03/2025 <br>Ready for Review-occupancy affidavits - Due Diligence Vendor-09/03/2025 <br>Open-Occupancy Affidavit is missing from the loan file. - Due Diligence Vendor-08/26/2025 |  |  | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.33 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.93 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000085914 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086214 |  | xxx D A | Closed | XXXX | 2025-08-26 10:18 | 2025-09-10 12:47 | Resolved | 1 - Information D A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Accountchek docs - Due Diligence Vendor-09/09/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Bank statements for funds to close are missing as follows: xxx Accts #xxx / $xxx, #xxx / $xxx, #xxx / $xxx, #xxx / $xxx and #xxx / $xxx. xxx Accts #xxx / $xxx and #xxx / $xxx. Once these funds are received they will need to be verified and must support $xxx in funds to close and 3 months reserves in the amount of $xxx - Due Diligence Vendor-08/26/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-09/10/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 28.49 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086214 |  | xxx D A | Closed | XXXX | 2025-08-26 14:29 | 2025-09-04 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Certificate of Occupancy is missing | Resolved- - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Occupancy Aff - Due Diligence Vendor-09/03/2025 <br>Open-Occupancy Affidavit is missing from the loan file. - Due Diligence Vendor-08/26/2025 |  |  | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 28.49 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086214 |  | xxx D A | Closed | XXXX | 2025-08-26 14:36 | 2025-09-04 12:06 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Personal Guaranty is Missing | Resolved-Personal Guaranty is Present. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Guaranty agreement - Due Diligence Vendor-09/03/2025 <br>Open-Personal Guaranty is missing. - Due Diligence Vendor-08/26/2025 |  | Resolved-Personal Guaranty is Present. - Due Diligence Vendor-09/04/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 28.49 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000085753 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000084803 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000087555 |  | xxx D A | Closed | XXXX | 2025-08-27 11:26 | 2025-09-24 18:11 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Evidence of Business Purpose use of Proceeds | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-LOX Business Purpose - Due Diligence Vendor-09/15/2025 <br>Open-Missing business purpose document as subject is a Business purpose DSCR loan. - Due Diligence Vendor-08/27/2025 |  | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-09/16/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Validated Months Reserves Of 53.97 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086483 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000086647 |  | xxx D A | Closed | XXXX | 2025-08-27 09:46 | 2025-09-04 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-09/04/2025 <br> Ready for Review-xxx - Due Diligence Vendor-09/03/2025 <br> Open-Asset 1 Missing Missing xxx ending in xxx to verify balance of $xxx. - Due Diligence Vendor-08/27/2025 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-09/04/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.1% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 40 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 259.52 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000086647 |  | xxx D A | Closed | XXXX | 2025-08-27 09:46 | 2025-09-04 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 2 Missing | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-09/04/2025 <br> Ready for Review-combined statement - Due Diligence Vendor-09/03/2025 <br> Open-Asset 2 Missing Missing xxx ending in xxx to verify balance of $xxx. - Due Diligence Vendor-08/27/2025 |  | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-09/04/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.1% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 40 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 259.52 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000086647 |  | xxx D A | Closed | XXXX | 2025-08-27 09:46 | 2025-09-04 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 3 Missing | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-09/04/2025 <br> Ready for Review-combined statement - Due Diligence Vendor-09/03/2025 <br> Open-Asset 3 Missing Missing xxx ending in xxx to verify balance of $xxx. - Due Diligence Vendor-08/27/2025 |  | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-09/04/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.1% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 40 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 259.52 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05 | Bank Statement missing |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000086647 |  | xxx D A | Closed | XXXX | 2025-08-27 09:46 | 2025-09-04 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 4 Missing | Resolved-Asset 4 Provided Or Not Applicable - Due Diligence Vendor-09/04/2025 <br> Ready for Review-combined statement - Due Diligence Vendor-09/03/2025 <br> Open-Asset 4 Missing Missing xxx ending in xxx to verify balance of $xxx. - Due Diligence Vendor-08/27/2025 |  | Resolved-Asset 4 Provided Or Not Applicable - Due Diligence Vendor-09/04/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.1% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 40 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 259.52 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000088609 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000081398 |  | xxx D A | Closed | XXXX | 2025-08-27 09:02 | 2025-09-02 08:36 | Resolved | 1 - Information D A | Credit | Missing Doc - Property | Incomplete or Unexecuted Purchase Contract | Resolved-Addendum Provided - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Addendum - Due Diligence Vendor-08/29/2025 <br> Open-Incomplete or unexecuted Purchase Contract. . Provide purchase addendum showing purchase price increase to the final amount of $xxx. At the time of review the highest purchase price with docs provided reflects $xxx per the Option Modification Addendum completed on xxx and signed xxx. - Due Diligence Vendor-08/27/2025 |  | Resolved-Addendum Provided - Due Diligence Vendor-09/02/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000083166 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000084703 |  | xxx D A | Closed | XXXX | 2025-08-28 02:30 | 2025-09-03 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Borrower 1 Citizenship Documentation Not Provided | Resolved- - Due Diligence Vendor-09/03/2025 <br> Ready for Review-ID - Due Diligence Vendor-09/03/2025 <br> Open-Borrower 1 Citizenship Documentation Is Missing 1003 reflects borrower is a non-permanent resident. Per guides under xxx Program Guidelines Version xxx states the following is required and missing from file: 1) Copies of borrower's passport and unexpired visa (Or an acceptable alternative is I-797 form with valid extension dates and I-94 form 2) Current valid ID is missing - Due Diligence Vendor-08/28/2025 |  |  | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.32 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084703 |  | xxx D A | Closed | XXXX | 2025-08-28 03:04 | 2025-09-03 14:09 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report Partially Provided | Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Fraud Report - Due Diligence Vendor-09/03/2025 <br> Open-Third Party Fraud Report Partially Provided Complete Fraud report is missing in file only partial received under doc pg #xxx - Due Diligence Vendor-08/28/2025 |  | Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-09/03/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.32 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090432 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000085175 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000088658 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000087821 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000086096 |  | xxx D A | Closed | XXXX | 2025-08-28 07:17 | 2025-09-02 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-REO documents provided - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Please see attached - Due Diligence Vendor-09/02/2025 <br> Counter-(3 properties were listed in the condition, Only 1 provided) #1 - Missing proof of total property cost for recent refinance with for Other REO property at "xxx" total property cost of $xxx per Final 103 pg xxx - #2- Missing Proof of total property cost for property "xxx" recently refinanced with xxx total cost of $xxx monthly as stated on Final 1003 pg xxx - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Please see attached - Due Diligence Vendor-08/29/2025 <br> Open--Missing proof of property cost for recent refinance for Other REO Investment property at xxx. $xxx as stated on Final 1003 pg xxx<br> - Missing proof of total property cost for recent refinance with for Other REO property at xxx total property cost of $xxx per FInal 103 pg xxx<br> - Missing Proof of total property cost for property recently refinanced with xxx total cost of $xxx monthly as stated on Final 1003 pg xxx - Due Diligence Vendor-08/28/2025 |  | Resolved-REO documents provided - Due Diligence Vendor-09/02/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.28% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 60.16 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000088367 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088417 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088421 |  | xxx D A | Closed | XXXX | 2025-08-28 14:42 | 2025-09-06 08:32 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | Property located in a FEMA Declared Disaster area. | Resolved-xxx with Images stating Free and clear of xxx was provided. - Due Diligence Vendor-09/06/2025 <br> Ready for Review-Please see the attached xxx - Due Diligence Vendor-09/04/2025 <br> Open-Property is located in a xxx area and requires a xxx. Subject was verified per zip code to be in a xxx for xxx - Due Diligence Vendor-08/28/2025 |  | Resolved-xxx with Images stating Free and clear of xxx was provided. - Due Diligence Vendor-09/06/2025 | Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.11 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.78% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.11 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000087932 |  | xxx D A | Closed | XXXX | 2025-08-28 14:43 | 2025-09-02 13:57 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | Property located in a FEMA Declared Disaster area. | Resolved-xxx with Images stating Free and clear of xxx was provided. - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Please see attached. - Due Diligence Vendor-09/02/2025 <br> Open-Property is located in a xxx area and requires a xxx. Per xxx current xxx area from xxx dated xxx-xxx - Due Diligence Vendor-08/28/2025 |  | Resolved-xxx with Images stating Free and clear of xxx was provided. - Due Diligence Vendor-09/02/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 79.47 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000090772 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000087361 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090760 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000084949 |  | xxx D A | Closed | XXXX | 2025-08-29 13:17 | 2025-09-12 07:28 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Note is Incomplete | Resolved-Corrected Signature page of the Note provided. - Due Diligence Vendor-09/12/2025 <br> Ready for Review-correct note - Due Diligence Vendor-09/11/2025 <br> Counter-Per guide xxx, if the note/DOT is signed on behalf of the entity, then the note must be signed as member(s) and/or managing member of the entity. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-BORRWER SINGLE ENTITY - Due Diligence Vendor-09/03/2025 <br> Open-Borrower signed the Note and the DOT on behalf of her entity, however, the signature line does not contain in what capacity (i.e, member(s) and/or managing member of the entity). - Due Diligence Vendor-08/29/2025 |  | Resolved-Corrected Signature page of the Note provided. - Due Diligence Vendor-09/12/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.35 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11.33 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084949 |  | xxx D A | Closed | XXXX | 2025-08-29 11:33 | 2025-09-02 12:30 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 12.35 are greater than or equal to Guideline Required Reserves of 3 - Due Diligence Vendor-09/02/2025 <br> Ready for Review-trust docs - Due Diligence Vendor-09/02/2025 <br> Open-Audited Reserves of are less than Guideline Required Reserves of 3 3 months reserves required under xxx guidelines xxx. Missing supporting documentation of liquid assets in the amount of $xxx - Due Diligence Vendor-08/29/2025 |  | Resolved-Audited Reserves of 12.35 are greater than or equal to Guideline Required Reserves of 3 - Due Diligence Vendor-09/02/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.35 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11.33 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084949 |  | xxx D A | Closed | XXXX | 2025-08-28 17:24 | 2025-09-02 12:29 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-09/02/2025 <br> Open-Asset 1 Missing Per 1003 and approval funds to close are to come from a secured loan with xxx and also borrower has a bank account listed with xxx #xxx with a balance of $xxx. Under doc pg #xxx it states that borrowers Home Equity Line has a zero balance but does not reflect line amount available or Acct#. TPR did locate on credit a xxx Bank Equity Line of Credit under doc pg #xxx with what appears to be a line of credit in the amount of $xxx. File is missing documentation of this withdraw and transfer to Escrow at close in an amount no less than $xxx. - Due Diligence Vendor-08/28/2025 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-09/02/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.35 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11.33 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084949 |  | xxx D A | Closed | XXXX | 2025-08-28 17:24 | 2025-09-02 12:29 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/02/2025 <br> Ready for Review-EMD - Due Diligence Vendor-09/02/2025 <br> Open-Total Liquid Assets Available for Close of $xxx is less than Total Cash to Close $xxx. Documentation of the following assets required to close: 1) Documentation of EMD in the amount of $xxx. 2) Documentation and source of funds to close in the amount no less than $xxx - Due Diligence Vendor-08/28/2025 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/02/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.35 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11.33 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084949 |  | xxx D A | Closed | XXXX | 2025-08-29 11:02 | 2025-09-02 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Missing | Resolved-Business xxx documents provided, - Due Diligence Vendor-09/02/2025 <br> Ready for Review-LLC DOCS<br> - Due Diligence Vendor-09/01/2025 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN xxx under xxx for DSCR Guidelines xxx under pg #xxx. Loan is missing the following: 1) Proof of EIN and it must reflect that xxx is registered in the US 2) Copies of the entities Articles of Organization 3) Operating Agreements. These docs must be executed and dated by all managing members. Must reflect borrower is 100% owner of LLC due to signatures on Notes, Deed, etc. - Due Diligence Vendor-08/29/2025 |  | Resolved-Business xxx documents provided, - Due Diligence Vendor-09/02/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.35 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11.33 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084949 |  | xxx D A | Closed | XXXX | 2025-08-29 11:35 | 2025-09-02 12:14 | Resolved | 1 - Information C A | Credit | Income | DSCR is less than the guideline minimum | Resolved-1007 Provided Confirmed Market rent as $xxx - Due Diligence Vendor-09/02/2025 <br> Open-TPR is unable to calculate DSCR due to missing documents. Once received the DSCR will be recalculated and verified it meets the minimum of 1.00. Lenders verified DSCR is 1.58 under doc pg #xxx - Due Diligence Vendor-08/29/2025 |  | Resolved-1007 Provided Confirmed Market rent as $xxx - Due Diligence Vendor-09/02/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.35 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11.33 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084949 |  | xxx D A | Closed | XXXX | 2025-08-28 17:08 | 2025-09-02 12:13 | Resolved | 1 - Information D A | Property | Missing Doc - Appraisal | Appraisal is Missing | Resolved-Appraisal has been provided - Due Diligence Vendor-09/02/2025 <br> Ready for Review-APPRAISAL docs - Due Diligence Vendor-09/01/2025 <br> Open-Appraisal is Missing Appraisal is missing. Appraisal must source a value no less than $xxx and must meet or exceed lender requirements / guides - Due Diligence Vendor-08/28/2025 |  | Resolved-Appraisal has been provided - Due Diligence Vendor-09/02/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.35 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11.33 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088665 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000084215 |  | xxx C B A | Closed | XXXX | 2025-09-11 12:57 | 2025-09-11 12:59 | Waived | 2 - Non-Material C B | Credit | Assets | Asset General | Waived-Client provided guideline exception based on comp factors. - Due Diligence Vendor-09/11/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements . Exception granted for, Use of 100% of business funds from business borrower owns 50% of. We have letter from other owner granting borrower use of 100% of the funds. - Due Diligence Vendor-09/11/2025 |  | Waived-Client provided guideline exception based on comp factors. - Due Diligence Vendor-09/11/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points | xxx FICO, 6 months in reserves |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | Originator Pre-Close | Yes | xxx |
| 4000088638 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088424 |  | xxx C A | Closed | XXXX | 2025-09-02 07:58 | 2025-09-11 14:07 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Updated 1008 reflecting Audited DTI provided. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Please see an updated 1008 and 1003, which reflect DTI of 38.50%. - Due Diligence Vendor-09/10/2025 <br> Counter-Apologizes, we did include the REO xxx iao $xxx - Total REO loss is $xxx + consumer debts of $xxx = $xxx + Subject PITIA $xxx = $xxx / Total Income $xxx = Audited DTI is 38.50% vs lender 41.34% - Lender Total other payment states $xxx - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Based on you the REO worksheet you provided, the calculation for REO xxx. is missing. It appears that this omission is the reason why the auditor - calculated DTI is less than ours. Please take this into consideration and waive the condition. - Due Diligence Vendor-09/08/2025 <br> Counter-Document Uploaded. Please see REO worksheet attached. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Based on your explanation, we calculated the rental income using a more conservative approach, which resulted in the higher DTI of 41.34%. Can you kindly waive the condition? If if can not be waived, please provide the rental income worksheet mentioned in the description, as no document is attached in the portal. - Due Diligence Vendor-09/03/2025 <br> Open-Document Uploaded. DTI discrepancy (audit 38.50% vs lender 41.34%) due to rental income. See attached rental income worksheet. - Due Diligence Vendor-09/02/2025 |  | Resolved-Updated 1008 reflecting Audited DTI provided. - Due Diligence Vendor-09/11/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 25% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 39.45 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.59% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.2<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.22 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000087726 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088437 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090773 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088422 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088434 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000087316 |  | xxx D A | Closed | XXXX | 2025-08-29 13:34 | 2025-09-03 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | US Driver's License or other US or foreign government-issued photo ID Incomplete | Resolved-Drivers License provided for both borrowers - Due Diligence Vendor-09/03/2025 <br> Ready for Review-ID for both borrowers - Due Diligence Vendor-09/03/2025 <br> Open-Missing Drivers license, etc for B1 and B2 - Due Diligence Vendor-08/29/2025 |  | Resolved-Drivers License provided for both borrowers - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Validated Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088671 |  | xxx D A | Closed | XXXX | 2025-09-02 07:42 | 2025-09-04 08:23 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | Property located in a FEMA Declared Disaster area. | Resolved-xxx with Images stating Free and clear of xxx was provided. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-see attached - Due Diligence Vendor-09/03/2025 <br> Open-Property is located in a xxx area and requires a xxx. Property is in an active xxx area declared xxx-xxx. Are appraisal was completed xxx, but does not address current xxx - Due Diligence Vendor-09/02/2025 |  | Resolved-xxx with Images stating Free and clear of xxx was provided. - Due Diligence Vendor-09/04/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 102.16 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 27.09% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.62 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000088815 |  | xxx C A | Closed | XXXX | 2025-09-02 09:20 | 2025-09-03 10:46 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Borrower does not require any reserves, and ALL down payments and closing costs are covered with gift funds. Please note that the EMD $xxx was not sourced; therefore, it was refunded back to borrower, and borrower ended up getting a gift which covered the refund of the original EMD. Refer to our last uploaded Final CD and Final Settlement Stmnt from the closing agent/escrow. - Due Diligence Vendor-09/02/2025 <br> Open-Insufficient Total Liquid Assets Available for Close EMD in the amount of $xxx is not supported or verified. Loan is short $xxx in funds to close (this is separate / additional from required reserves missing) - Due Diligence Vendor-09/02/2025 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/03/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.96% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088816 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088423 |  | xxx D A | Closed | XXXX | 2025-08-29 13:45 | 2025-09-22 07:31 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | PUD Rider is Missing | Resolved-Re-recorded DOT provided is sufficient. Thank you. - Due Diligence Vendor-09/22/2025 <br> Ready for Review-Please see attached file. Thank you very much. - Due Diligence Vendor-09/22/2025 <br> Counter-Document Uploaded. Per Appraisal in the loan file on page xxx, Subject is located in a PUD with yearly fee of $xxx - Corrected Security Instrument and PUD rider executed by borrower, page xxx re-record declaration or cover sheet stating the reason for the re-record. Email or other documentation from title confirming they will re-execute/re-record. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-As confirmed in the attached file, this property is an SFR, so a PUD rider is not required. I kindly request that this condition be waived. Thank you very much. - Due Diligence Vendor-09/03/2025 <br> Open-PUD Rider is Missing - Due Diligence Vendor-08/29/2025 |  | Resolved-Re-recorded DOT provided is sufficient. Thank you. - Due Diligence Vendor-09/22/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 12 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.97 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.97 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.81% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000090755 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090065 |  | xxx D A | Closed | XXXX | 2025-09-02 10:26 | 2025-09-03 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved-Newly purchased property documents for xxx provided. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Please see attached - Due Diligence Vendor-09/03/2025 <br> Open-1003 reflects xxx is "pending" purchase. There are no documents in the file to support the PITIA on this subject and how much in liquid funds did borrower have to pay for this purchase to ensure borrower had enough funds for both closings and reserves required - Due Diligence Vendor-09/02/2025 |  | Resolved-Newly purchased property documents for xxx provided. - Due Diligence Vendor-09/03/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.23 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.63% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000090065 |  | xxx D A | Closed | XXXX | 2025-08-29 10:57 | 2025-09-03 15:27 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 1 Lease Agreements Missing | Resolved-Borrower 1 Lease Agreements Provided - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Please see attached. - Due Diligence Vendor-09/03/2025 <br> Open-Borrower 1 Lease Agreements Missing Missing lease reflected on 1003 for $xxx a month for the xxx Property (1003 states it is "pending purchase") - Due Diligence Vendor-08/29/2025 |  | Resolved-Borrower 1 Lease Agreements Provided - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.23 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.63% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000090065 |  | xxx D A | Closed | XXXX | 2025-08-29 10:57 | 2025-09-03 15:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-09/03/2025 <br>Open-Missing Lender Worksheet or Bank Statement Summary Missing Lender Worksheet - Due Diligence Vendor-08/29/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.23 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.63% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000084576 |  | xxx D A | Closed | XXXX | 2025-09-02 10:43 | 2025-09-22 13:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Incomplete | Resolved-Signed Operating Agreement provided. - Due Diligence Vendor-09/22/2025 <br> Ready for Review-signed operating agreement - Due Diligence Vendor-09/19/2025 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Loan is missing LLC formation documents for xxx. Operating Agreement under doc pg #xxx is not dated/executed by applicable parties - Due Diligence Vendor-09/02/2025 |  | Resolved-Signed Operating Agreement provided. - Due Diligence Vendor-09/22/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 165.01 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088710 |  | xxx C A | Closed | XXXX | 2025-09-02 12:40 | 2025-09-19 09:29 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Lender provided updated appraisal showing as an arm's length transaction. - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Revised Appraisal - Due Diligence Vendor-09/18/2025 <br> Counter-Per Guidelines, xxx Non-Arms Length transactions are ineligible transactions - Missing Lender Approved Exception for Non-Arms Length Transaction are ineligible. - Due Diligence Vendor-09/17/2025 <br> Ready for Review-Appraisers Comments - Due Diligence Vendor-09/16/2025 <br> Open-1 - Appraiser has subject transaction as a Non-Arms length because subject is being sold FSBO (Contract in file does not support this is a non-arms length transaction, but supports it is an Arms length transaction and lender originated loan as Arms length also. TPR reviewed purchase contract. (borrower even used an attorney to review contract and is on the contract) <br> - Due Diligence Vendor-09/02/2025 |  | Resolved-Lender provided updated appraisal showing as an arm's length transaction. - Due Diligence Vendor-09/19/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 12.08 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 57.62 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 19.73% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.21<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 18.17 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 18.18 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000090069 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000087100 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088082 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000086211 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000089247 |  | xxx C A | Closed | XXXX | 2025-09-02 12:20 | 2025-09-03 15:34 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Updated appraisal provided correcting the subject properties Condo/PUD fees from $xxx to $xxx - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Please see attached. Subject property is a DETACHED CONDO unit, which can be reported on both 1004 or 1073 format. Appraiser used 1004 form for the subject property. Attached is the correct/final version of appraisal that was missed out with our shipping package. This version includes:<br>confirmation that the subject is a detached condo;<br> all condo project information was included. - Due Diligence Vendor-09/03/2025 <br> Open-Appraisal was completed as subject being a PUD under doc pg #xxx. Per title subject is a stand alone Condo - Due Diligence Vendor-09/02/2025 |  | Resolved-Updated appraisal provided correcting the subject properties Condo/PUD fees from $xxx to $xxx - Due Diligence Vendor-09/03/2025 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088079 |  | xxx D A | Closed | XXXX | 2025-09-02 11:18 | 2025-09-04 07:43 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-09/04/2025 <br> Ready for Review-see attached - Due Diligence Vendor-09/03/2025 <br> Open-The Note is Incomplete . Provide prepayment addendum to the Note, all pages. At the time of review only page xxx of xxx was provided. - Due Diligence Vendor-09/02/2025 |  | Resolved-The Note is Present - Due Diligence Vendor-09/04/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 31.01 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.91 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000088076 |  | xxx C A | Closed | XXXX | 2025-09-01 14:00 | 2025-09-10 12:18 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/10/2025 <br> Ready for Review-see attached - Due Diligence Vendor-09/09/2025 <br> Open-Total Liquid Assets Available for Close of $0 is less than Total Cash to Close $xxx. Provide asset documentation to support funds to close of $xxx. - Due Diligence Vendor-09/01/2025 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/10/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.91 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000091031 |  | xxx D A | Closed | XXXX | 2025-09-03 01:04 | 2025-09-05 10:27 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved-Note, Mortgage and Final CD provided for 2nd Lien refinance - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. Note, Deed and Final CD are attached. - Seller-09/04/2025 <br> Open-Property Address # xxx - concurrent 2nd lien missing which was recently refinanced on departing primary.<br> - Due Diligence Vendor-09/03/2025 | Ready for Review-Document Uploaded. Note, Deed and Final CD are attached. - Seller-09/04/2025<br>| Resolved-Note, Mortgage and Final CD provided for 2nd Lien refinance - Due Diligence Vendor-09/05/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of 804 is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 13.59 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months Months Reserves Of 13.59 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.08 Years Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.08 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 23.02% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More Calculated DTI Of 23.02% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20.00 Years Borrower At Current Residence For Five (5) Or More Years - 20.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 20.47 Years Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 20.47 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08 Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091031 |  | xxx D A | Closed | XXXX | 2025-09-03 01:02 | 2025-09-05 10:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved- - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. - Seller-09/04/2025 <br> Open-Property Address # xxx - HOA Document Missing for Non Subject property Rental.<br> - Due Diligence Vendor-09/03/2025 | Ready for Review-Document Uploaded. - Seller-09/04/2025<br>|  | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points Qualifying FICO Of 804 is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 13.59 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months Months Reserves Of 13.59 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.08 Years Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.08 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 23.02% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More Calculated DTI Of 23.02% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20.00 Years Borrower At Current Residence For Five (5) Or More Years - 20.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 20.47 Years Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 20.47 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08 Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091035 |  | xxx D A | Closed | XXXX | 2025-09-03 16:37 | 2025-09-05 14:19 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. - Seller-09/04/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-09/03/2025 | Ready for Review-Document Uploaded. - Seller-09/04/2025<br>| Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/05/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 16.41 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.84 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 37.78% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091035 |  | xxx D A | Closed | XXXX | 2025-09-03 16:36 | 2025-09-05 14:19 | Resolved | 1 - Information D A | Property | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. - Seller-09/04/2025 <br>Open-HOA Questionnaire Document status is Missing. one in file is blank - Due Diligence Vendor-09/03/2025 | Ready for Review-Document Uploaded. - Seller-09/04/2025<br>| Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-09/05/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 16.41 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.84 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 37.78% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091036 |  | xxx C A | Closed | XXXX | 2025-09-03 17:05 | 2025-09-11 11:48 | Resolved | 1 - Information C A | Credit | Eligibility | Transaction is not arm's length | Resolved-LOE regarding relationship between seller and Borrower provided. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Document Uploaded. LOE Relationship letter – Non-Arms Length transaction. - Seller-09/10/2025 <br> Open-Non-Arm's Length Transaction- per guidelines A Letter of Explanation regarding the relationship between the parties is required<br> - Due Diligence Vendor-09/03/2025 | Ready for Review-Document Uploaded. LOE Relationship letter – Non-Arms Length transaction. - Seller-09/10/2025<br>| Resolved-LOE regarding relationship between seller and Borrower provided. - Due Diligence Vendor-09/11/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 32.75 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091067 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000091053 |  | xxx C A | Closed | XXXX | 2025-09-15 17:33 | 2025-09-19 09:15 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 122.89 are greater than or equal to Guideline Required Reserves of 6 - Due Diligence Vendor-09/16/2025 <br>Open-Audited Reserves of 3.02 are less than Guideline Required Reserves of 6 - Due Diligence Vendor-09/15/2025 |  | Resolved-Audited Reserves of 122.89 are greater than or equal to Guideline Required Reserves of 6 - Due Diligence Vendor-09/16/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 122.89 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.00 Years |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000086982 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000091108 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000091128 |  | xxx D A | Closed | XXXX | 2025-09-05 10:53 | 2025-09-18 12:21 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Updated 1008 provided with correct DTI figures. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. See the attached 1008 with the updated figures - Seller-09/17/2025 <br> Counter-Please provide updated 1008 reflecting Audited DTI of 18.17% - Due Diligence Vendor-09/15/2025 <br> Ready for Review-Agree with your findings - Seller-09/12/2025 <br> Counter-Apologies, Audited DTI of 18.17% vs Lenders DTI of 22.632% DTI discrepancy due to rental income - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Please advise what DTI are you coming up with. Thanks! - Seller-09/10/2025 <br> Open-Document Uploaded. - Due Diligence Vendor-09/05/2025 <br> Open-DTI discrepancy due to rental income. See attached rental income worksheet. - Due Diligence Vendor-09/05/2025 | Ready for Review-Document Uploaded. See the attached 1008 with the updated figures - Seller-09/17/2025 <br>Ready for Review-Agree with your findings - Seller-09/12/2025 <br>Ready for Review-Please advise what DTI are you coming up with. Thanks! - Seller-09/10/2025<br>| Resolved-Updated 1008 provided with correct DTI figures. - Due Diligence Vendor-09/18/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18.17% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 64.87 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17.52 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17.53 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091128 |  | xxx D A | Closed | XXXX | 2025-09-04 13:00 | 2025-09-09 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Credit Report Supplement is missing | Resolved-Cancelation of Prior Lease agreement and New Lease agreement provided. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. See the letter of Expln of the Leases and the new contract with the new payment page # xxx. - Seller-09/08/2025 <br> Open-LOX pg xxx stated xxx lease for $xxx /mo is ending and got new lease on credit. need proof that lease ended and was not renewed. - Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. See the letter of Expln of the Leases and the new contract with the new payment page # xxx. - Seller-09/08/2025 | Resolved-Cancelation of Prior Lease agreement and New Lease agreement provided. - Due Diligence Vendor-09/09/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18.17% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 64.87 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17.52 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17.53 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091128 |  | xxx D A | Closed | XXXX | 2025-09-01 19:03 | 2025-09-06 12:45 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Borrower 1 Gap Credit Report is not expired. - Due Diligence Vendor-09/06/2025 <br>Ready for Review-Document Uploaded. - Seller-09/05/2025 <br>Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). Borrower 1 Gap Credit Report is Expired - Due Diligence Vendor-09/01/2025 | Ready for Review-Document Uploaded. - Seller-09/05/2025<br>| Resolved-Borrower 1 Gap Credit Report is not expired. - Due Diligence Vendor-09/06/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18.17% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 64.87 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17.52 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17.53 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091128 |  | xxx D A | Closed | XXXX | 2025-09-01 18:58 | 2025-09-06 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-REO Documents provided. - Due Diligence Vendor-09/06/2025 <br> Ready for Review-Document Uploaded. "xxx" – Attached HOA Bill.<br>HOA is missing for below properties:<br> "xxx" – XXXX print out attached.<br>TAX BILL - xxx.<br> - Seller-09/05/2025 <br> Open-For the following Properties HOA is Missing<br> \*xxx<br> \*xxx<br>\*\* Also missing property tax statement for xxx.<br> - Due Diligence Vendor-09/01/2025 | Ready for Review-Document Uploaded. "xxx" – Attached HOA Bill.<br>HOA is missing for below properties:<br> "xxx" – XXXX print out attached.<br>TAX BILL - xxx.<br> - Seller-09/05/2025 | Resolved-REO Documents provided. - Due Diligence Vendor-09/06/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18.17% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 64.87 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17.52 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17.53 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091128 |  | xxx D A | Closed | XXXX | 2025-09-01 18:59 | 2025-09-06 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Verification of Mortgage | Resolved-Newly purchase Investment property - Final CD/HUD/SS, Note & DOT provided. - Due Diligence Vendor-09/06/2025 <br> Ready for Review-Document Uploaded. Loan # xxx – No Mortgage St, recently closed xxx – See the Final CD, Final SS, Note and Deed. - Seller-09/05/2025 <br> Open-For the following property Mortgage Statement is missing<br> \*xxx - Due Diligence Vendor-09/01/2025 | Ready for Review-Document Uploaded. Loan # xxx – No Mortgage St, recently closed xxx – See the Final CD, Final SS, Note and Deed. - Seller-09/05/2025 | Resolved-Newly purchase Investment property - Final CD/HUD/SS, Note & DOT provided. - Due Diligence Vendor-09/06/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18.17% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 64.87 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17.52 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17.53 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091135 |  | xxx D A | Closed | XXXX | 2025-08-30 09:47 | 2025-09-09 12:37 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved-REO Documents provided. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. No Mortgage St, recently closed xxx – See the Final CD, Final SS, Note and Deed. - Seller-09/08/2025 <br> Counter-Missing Mortgage statement for "xxx " - Due Diligence Vendor-09/08/2025 <br> Ready for Review-Document Uploaded. Loan # xxx – No Mortgage St, recently closed xxx – See the Final CD, Final SS, Note and Deed. <br> - Seller-09/05/2025 <br> Open-Mortgage Statement is missing for "xxx", "xxx "<br> - Due Diligence Vendor-08/30/2025 | Ready for Review-Document Uploaded. No Mortgage St, recently closed xxx – See the Final CD, Final SS, Note and Deed. - Seller-09/08/2025 <br> Ready for Review-Document Uploaded. Loan # xxx – No Mortgage St, recently closed xxx – See the Final CD, Final SS, Note and Deed. <br> - Seller-09/05/2025 | Resolved-REO Documents provided. - Due Diligence Vendor-09/09/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17.56 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 27.12 Are Greater Than The Guideline Minimum Of 18 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17.55 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 25.77% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 640 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091135 |  | xxx D A | Closed | XXXX | 2025-08-30 09:46 | 2025-09-08 10:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-HOA Documentation provided for REO's. - Due Diligence Vendor-09/08/2025 <br> Ready for Review-Document Uploaded. HOA is missing for below properties:<br> "xxx" – XXXX print out attached.<br> "xxx" – XXXX print out attached.<br> "xxx" – XXXX print out attached.<br> "xxx " – XXXX print out attached.<br>"xxx" – Attached HOA Bill. - Seller-09/05/2025 <br> Open-HOA is missing for below properties<br>"xxx", <br>"xxx", <br>"xxx",<br>"xxx",<br>"xxx "<br> - Due Diligence Vendor-08/30/2025 | Ready for Review-Document Uploaded. HOA is missing for below properties:<br> "xxx" – XXXX print out attached.<br> "xxx" – XXXX print out attached.<br> "xxx" – XXXX print out attached.<br> "xxx " – XXXX print out attached.<br>"xxx" – Attached HOA Bill. - Seller-09/05/2025 | Resolved-HOA Documentation provided for REO's. - Due Diligence Vendor-09/08/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17.56 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 27.12 Are Greater Than The Guideline Minimum Of 18 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17.55 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 25.77% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 640 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091178 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091191 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091206 |  | xxx C A | Closed | XXXX | 2025-08-31 15:43 | 2025-09-10 09:35 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-09/10/2025 <br> Resolved- - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Document Uploaded. - Seller-09/09/2025 <br> Open-\*\*\*\*\*\*\* Borrower executed documents on xxx. Please Provide Post Consummation Closing Disclosure funding after Rescission period. - Due Diligence Vendor-09/04/2025 <br> Open- - Due Diligence Vendor-09/04/2025 <br> Open- - Due Diligence Vendor-09/04/2025 <br> Open- - Due Diligence Vendor-09/04/2025 <br> Open- - Due Diligence Vendor-09/04/2025 <br> Open- - Due Diligence Vendor-08/31/2025 <br> Open- - Due Diligence Vendor-08/31/2025 <br> Open- - Due Diligence Vendor-08/31/2025 | Ready for Review-Document Uploaded. - Seller-09/09/2025<br>| Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-09/10/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 104.16 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.17 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.04% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 15.33 Years<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.55 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000091199 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000090094 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000089319 |  | xxx C A | Closed | XXXX | 2025-09-04 15:42 | 2025-09-10 09:47 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure not received by the borrower 3 days prior to consummation | Resolved-xxx CD received, data entered, no additional compliance findings. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Document Uploaded. - Seller-09/09/2025 <br> Open-\*\*\*\*\*\*Although the actual calculation of the APR in the Initial Closing Disclosure issued xxx was within .125% of the Final Closing Disclosure APR issued xxx. The % Disclosed In the ICD dated xxx was inaccurately disclosed at xxx%. The Disclosed APR increase at Final CD of xxx% required a new 3-day wait period. - Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. - Seller-09/09/2025<br>| Resolved-xxx CD received, data entered, no additional compliance findings. - Due Diligence Vendor-09/10/2025 | Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Validated Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.08 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Validated Calculated DTI Of 39.32% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Validated Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000086502 |  | xxx D A C | Closed | XXXX | 2025-09-01 12:57 | 2025-09-22 10:36 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/22/2025 <br>Ready for Review-Final 1003 - Due Diligence Vendor-09/19/2025 <br>Open-The Final 1003 is Missing - Due Diligence Vendor-09/01/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/22/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086502 |  | xxx D A C | Closed | XXXX | 2025-09-01 13:21 | 2025-09-17 09:20 | Resolved | 1 - Information C A | Property | Third Party Valuation | CU Score is Greater Than 2.5 And A Third Party Valuation Product Was Not Provided | Resolved-Desk Review Provided. - Due Diligence Vendor-09/17/2025 <br>Ready for Review-CDA - Due Diligence Vendor-09/17/2025 <br>Open-CU Score Is Greater Than 2.5 And A Third Party Valuation Product Was Not Provided (CU Score Is 5) - Due Diligence Vendor-09/01/2025 |  | Resolved-Desk Review Provided. - Due Diligence Vendor-09/17/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000085341 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000088206 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000085033 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088438 |  | xxx C A | Closed | XXXX | 2025-08-31 08:38 | 2025-09-25 10:29 | Resolved | 1 - Information C A | Credit | Insurance | Flood Insurance Effective Date is after the Note Date | Resolved-Flood Insurance Effective Date of xxxis prior to or equal to the Note Date of xxx Or Flood Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/25/2025 <br> Ready for Review-Updated Flood - Due Diligence Vendor-09/24/2025 <br> Open-Flood Insurance Effective Date of xxx is after the Note Date of xxx as per document updated there no previous Hazard insurance - Due Diligence Vendor-08/31/2025 |  | Resolved-Flood Insurance Effective Date of xxx is prior to or equal to the Note Date of xxx Or Flood Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/25/2025 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.98% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.83 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 48.39% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14.80 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 181.92 Are Greater Than The Guideline Minimum Of 9.84 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 14.81 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17 |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088438 |  | xxx C A | Closed | XXXX | 2025-08-31 08:38 | 2025-09-25 10:29 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/25/2025 <br> Ready for Review-Updated binder with accurate Policy Period - Due Diligence Vendor-09/24/2025 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-08/31/2025 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/25/2025 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.98% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.83 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 48.39% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14.80 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 181.92 Are Greater Than The Guideline Minimum Of 9.84 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 14.81 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17 |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000084880 |  | xxx D A | Closed | XXXX | 2025-09-03 11:20 | 2025-09-04 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc - Property | Purchase Contract is Missing | Resolved-Addendum to purchase contract provided. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-SC ADDENDUM UPLOADED W/ INITIAL FILE - Due Diligence Vendor-09/03/2025 <br> Open-The loan did not provide an addendum to the purchase contract reducing the purchase price of $xxx, as the loan closed. - Due Diligence Vendor-09/03/2025 |  | Resolved-Addendum to purchase contract provided. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 51.08 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10.41 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090072 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088158 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000086059 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000089137 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088369 |  | xxx D A | Closed | XXXX | 2025-09-03 09:02 | 2025-09-05 13:08 | Resolved | 1 - Information D A | Property | Missing Doc - Appraisal | Appraisal is Missing | Resolved-Appraisal has been provided - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Please see attached. - Due Diligence Vendor-09/04/2025 <br> Open-Appraisal is Missing Provide Appraisal Transferred from xxx Completed by xxx/xxx with value of $xxx as noted on 1008 and UW comments (pg xxx)<br> - Due Diligence Vendor-09/03/2025 |  | Resolved-Appraisal has been provided - Due Diligence Vendor-09/05/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.06% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 20.73 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.55% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.13 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000087957 |  | xxx D A | Closed | XXXX | 2025-09-04 10:16 | 2025-09-07 08:55 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/07/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/05/2025 <br>Open-1008/Underwriting Summary Not Provided 1008/Underwriting Summary Not Provided. Provide completed 1008 for the subject property transaction to review how the loan was approved and compare with DTI.<br> - Due Diligence Vendor-09/04/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/07/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.95% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 69.15 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000087957 |  | xxx D A | Closed | XXXX | 2025-09-04 10:09 | 2025-09-07 08:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Verification of Mortgage | Resolved-Newly purchase "Lot" - LOE, First payment letter & Est LE provided - Due Diligence Vendor-09/07/2025 <br> Ready for Review-Document Uploaded. - Buyer-09/05/2025 <br> Open-Provide Mortgage Statement for the other REO Property " xxx " with Monthly Payment is xxx and Balance Payment $xxx. - Due Diligence Vendor-09/04/2025 |  | Resolved-Newly purchase "Lot" - LOE, First payment letter & Est LE provided - Due Diligence Vendor-09/07/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.95% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 69.15 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000089242 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086770 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000088626 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088684 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000090073 |  | xxx D A | Closed | XXXX | 2025-09-03 04:06 | 2025-09-06 10:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/06/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-09/04/2025 <br>Open-Missing Lender Worksheet or Bank Statement Summary - Due Diligence Vendor-09/03/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/06/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 46.23% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 73.53 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 19.48% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000090090 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000087170 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000085660 |  | xxx C B A | Closed | XXXX | 2025-09-12 18:55 | 2025-10-24 18:15 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Waived based on compensating factors - Due Diligence Vendor-10/24/2025 <br>Open-Audited LTV of 75% exceeds Guideline LTV of 70% due to subject property being located in a declining market. - Due Diligence Vendor-09/12/2025 |  | Waived-Waived based on compensating factors - Due Diligence Vendor-10/24/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 44.16 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months | 44 months reserves |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | Investor Post-Close | No | xxx |
| 4000085660 |  | xxx C B A | Closed | XXXX | 2025-09-03 15:52 | 2025-09-12 18:55 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/06/2025 <br>Ready for Review-1008 - Due Diligence Vendor-09/05/2025 <br>Open-1008/Underwriting Summary Not Provided on Loan File. - Due Diligence Vendor-09/03/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/06/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 44.16 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086507 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000088511 |  | xxx D A | Closed | XXXX | 2025-09-04 14:43 | 2025-09-16 08:49 | Resolved | 1 - Information D A | Compliance | Missing Doc | Loan program disclosure missing or unexecuted | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Operating agreement - Due Diligence Vendor-09/15/2025 <br>Open-Operating agreement in file is unexecuted and dated (per lenders closing instructions this was supposed to be executed and dated at close) - Due Diligence Vendor-09/04/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/16/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 50.34 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088511 |  | xxx D A | Closed | XXXX | 2025-09-05 08:34 | 2025-09-15 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Certificate of Occupancy is missing | Resolved-BUSINESS PURPOSE & OCCUPANCY AFFIDAVIT provided. - Due Diligence Vendor-09/15/2025 <br>Ready for Review-Occupancy Affidavit - Due Diligence Vendor-09/15/2025 <br>Open-Occupancy Affidavit is missing from the loan file. - Due Diligence Vendor-09/05/2025 |  | Resolved-BUSINESS PURPOSE & OCCUPANCY AFFIDAVIT provided. - Due Diligence Vendor-09/15/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 50.34 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000089902 |  | xxx D A | Closed | XXXX | 2025-09-05 08:19 | 2025-09-19 12:42 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-CDA input. - Due Diligence Vendor-09/19/2025 <br> Ready for Review-CDA - Due Diligence Vendor-09/18/2025 <br> Open-TPR reviewed file and the required CDA under xxx Program Version xxx Clean pg #xxx requires a CDA / CU, SSR are invalid due to being a 3 unit. - Due Diligence Vendor-09/05/2025 |  | Resolved-CDA input. - Due Diligence Vendor-09/19/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 712.58 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000087865 |  | xxx D A | Closed | XXXX | 2025-09-05 12:17 | 2025-09-22 10:46 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Desk review provided value supported - Due Diligence Vendor-09/22/2025 <br>Ready for Review-CDA - Due Diligence Vendor-09/19/2025 <br>Open-SSR provided does not reflect CU or LCA scores. Provide 3rd Party Valuation. - Due Diligence Vendor-09/05/2025 |  | Resolved-Desk review provided value supported - Due Diligence Vendor-09/22/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.27 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000089823 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090482 |  | xxx D A | Closed | XXXX | 2025-09-08 16:02 | 2025-09-09 11:00 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. - Seller-09/09/2025 <br> Open-Asset 1 Less Than 2 Months Verified Per guidelines 60 days of assets are required. QC can only locate 30 days. - Due Diligence Vendor-09/08/2025 | Ready for Review-Document Uploaded. - Seller-09/09/2025<br>| Resolved-Asset 1 Provided - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.97 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 18.32 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.61% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000090482 |  | xxx D A | Closed | XXXX | 2025-09-08 15:00 | 2025-09-09 11:00 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Desk review provided - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. - Seller-09/09/2025 <br> Open-Per guidelines for loan amounts < $xxx, 1 Full Appraisal + AVM or FNMA CU Risk score of 2.5 or less is needed. QC only can only locate 1 full appraisal - Due Diligence Vendor-09/08/2025 | Ready for Review-Document Uploaded. - Seller-09/09/2025<br>| Resolved-Desk review provided - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.97 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 18.32 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.61% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000087959 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090894 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000085311 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000087929 |  | xxx D A | Closed | XXXX | 2025-09-04 02:38 | 2025-09-05 10:52 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Please see attached. - Due Diligence Vendor-09/04/2025 <br> Open-Missing Final Closing Disclosure or Final Settlement Statement Require Final Closing Disclosure or Final Settlement Statement with closing date as xxx. - Due Diligence Vendor-09/04/2025 |  | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-09/05/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Validated Original LTV Of 69.83% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Validated Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091583 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091028 |  | xxx D A | Closed | XXXX | 2025-09-05 12:40 | 2025-09-10 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Updated Credit Report Supplement | Resolved-CBR supplement provided. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Please see the credit supplement attached. - Due Diligence Vendor-09/10/2025 <br> Open-Per gap credit pulled by lender xxx reflects borrower xxx Auto loan in the amount of $xxx/$xxx was paid off as xxx. Credit supplement/LOX from borrower is required. Did borrower trade the car in for a new auto with a higher payment, did borrower pay off? If so where did funds come from? (Debt under doc pg #xxx / tradeline 2 shows debt open and under doc pg #xxx reflect under trade #9 reflects debt is paid off/loan is not a lease - Due Diligence Vendor-09/05/2025 |  | Resolved-CBR supplement provided. - Due Diligence Vendor-09/10/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.46% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.12% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000091028 |  | xxx D A | Closed | XXXX | 2025-09-04 07:59 | 2025-09-08 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/08/2025 <br>Ready for Review-Please see the income calculation sheet attached. - Due Diligence Vendor-09/08/2025 <br>Open-Missing Lender Worksheet or Bank Statement Summary - Due Diligence Vendor-09/04/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/08/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.46% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.12% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000091545 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090770 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091539 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091540 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation |  |  |  |
| 4000088433 |  | xxx C A | Closed | XXXX | 2025-09-07 14:03 | 2025-09-10 15:16 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Rent Free Letter provided. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Please see the attached LOE for Rent free - Due Diligence Vendor-09/10/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Missing rent free letter not in file required per guideline. For borrowers existing stated rent free home at xxx - Due Diligence Vendor-09/07/2025 |  | Resolved-Rent Free Letter provided. - Due Diligence Vendor-09/10/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.65% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.76 Are Greater Than The Guideline Minimum Of 4 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091620 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000091631 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091033 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090753 |  | xxx D A C | Closed | XXXX | 2025-09-05 16:55 | 2025-09-16 07:44 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Here you are. - Due Diligence Vendor-09/16/2025 <br> Counter-The LOE provided was also reviewed in the loan file, however the condition is for Borrower's Primary/Current Address is "not" reflected on the Mortgage statements for investment property xxx. - xxx property & xxx properties are in the same Townhouse/Complex. Missing LOE from the file. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Please find attached LOE from the borrower - Due Diligence Vendor-09/10/2025 <br> Counter-Borrower's Primary/Current Address is "not" reflected on the Mortgage statements for investment property xxx. - xxx property & xxx properties are in the same Townhouse/Complex. Missing LOE from the file. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Please find attached 1003 Updated - Due Diligence Vendor-09/09/2025 <br> Open-The Final 1003 is Incomplete Final 1003 reflects xxx as the Primary Residence. 1003 needs to be updated. Mortgage statements in file indicate other address's as borrower outgoing primary residence. - Due Diligence Vendor-09/05/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/16/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.59% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.11 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.64 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000090753 |  | xxx D A C | Closed | XXXX | 2025-09-04 17:47 | 2025-09-09 08:32 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Please be noted that actual disbursement date is xxx verified by FSS and disbursement ledger. - Due Diligence Vendor-09/09/2025 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-09/04/2025 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/09/2025 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.59% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.11 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.64 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091550 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088413 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091032 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091558 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091622 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091575 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091613 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091547 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000091537 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091030 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091543 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088872 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Home Improvement/Reno |  |  |  |
| 4000091615 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000089252 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091546 |  | xxx D A | Closed | XXXX | 2025-09-05 05:53 | 2025-09-15 13:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Updated 1008 & 1003 removing the additional $xxx per month for 2nd home. - Due Diligence Vendor-09/15/2025 <br> Ready for Review-Please see LOE and revised 1003 and 1008. - Due Diligence Vendor-09/15/2025 <br> Counter-Document Uploaded. Final 1003 states TIA as $xxx - 2nd home LOE in file states no HOI - Property Report states annual taxes as $xxx/12 = $xxx /that leaves a difference of $xxx being added with no verification what its for. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-As noted in PKG# xxx, the property is listed as Single Family Residential, and therefore there is no HOA. Please review and confirm, and clear the condition. - Due Diligence Vendor-09/09/2025 <br> Open-HOA is missing for "xxx" second home. - Due Diligence Vendor-09/05/2025 |  | Resolved-Updated 1008 & 1003 removing the additional $xxx per month for 2nd home. - Due Diligence Vendor-09/15/2025 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 28 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 34.53 Are Greater Than The Guideline Minimum Of 4 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.42% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091581 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090213 |  | xxx D A | Closed | XXXX | 2025-09-07 14:17 | 2025-09-29 11:41 | Resolved | 1 - Information D A | Compliance | Missing Doc - Rate Lock | Missing evidence of rate lock | Resolved-Corrected Rate Lock now reflecting DSCR as 0.905 provided. - Due Diligence Vendor-09/29/2025 <br> Ready for Review-Lock Approval - Due Diligence Vendor-09/29/2025 <br> Counter-Need the actuall lock to be able to vet the actual updated DSCR. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-DSCR has been updated - Due Diligence Vendor-09/16/2025 <br> Open-Final DSCR .905. Rate lock in file indicates rate was locked with a DSCR greater than 1.0. Final rate lock needed. - Due Diligence Vendor-09/07/2025 |  | Resolved-Corrected Rate Lock now reflecting DSCR as 0.905 provided. - Due Diligence Vendor-09/29/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 21.5 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 94.68 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090762 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000089029 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090158 |  | xxx D A C | Closed | XXXX | 2025-09-09 17:21 | 2025-09-11 07:11 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Property Title Issue Resolved - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Document Uploaded. final title policy - Buyer-09/10/2025 <br> Open-Property Title Issue Prelim title reflects insured amount of $xxx, loan amount is $xxx. - Due Diligence Vendor-09/09/2025 |  | Resolved-Property Title Issue Resolved - Due Diligence Vendor-09/11/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.81% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090158 |  | xxx D A C | Closed | XXXX | 2025-09-09 17:26 | 2025-09-11 07:10 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | 1-4 Family Rider is Missing | Resolved- - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/10/2025 <br>Open-1-4 Family Rider is Missing Missing 1-4 Family Rider or Assignments of Rents Rider. - Due Diligence Vendor-09/09/2025 |  |  | Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.81% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090158 |  | xxx D A C | Closed | XXXX | 2025-09-07 06:44 | 2025-09-11 07:10 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. - Buyer-09/10/2025 <br>Open-The Deed of Trust is Missing. - Due Diligence Vendor-09/07/2025 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-09/11/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.81% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000089356 |  | xxx D A | Closed | XXXX | 2025-09-10 11:32 | 2025-09-12 12:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-REO documents provided. - Due Diligence Vendor-09/12/2025 <br> Ready for Review-Document Uploaded. xxx Insurance attached.<br> xxx Insurance attached.<br> xxx – Free and Clear no insurance is needed. - Seller-09/11/2025 <br> Open-Missing hazard insurance declaration pages for xxx, xxx and xxx. - Due Diligence Vendor-09/10/2025 | Ready for Review-Document Uploaded. xxx Insurance attached.<br> xxx Insurance attached.<br> xxx – Free and Clear no insurance is needed. - Seller-09/11/2025 | Resolved-REO documents provided. - Due Diligence Vendor-09/12/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 40.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 108.66 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 33.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 26.13% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 30.10 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000089356 |  | xxx D A | Closed | XXXX | 2025-09-10 11:40 | 2025-09-12 04:50 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Evidence of Business Purpose use of Proceeds | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/12/2025 <br>Ready for Review-Document Uploaded. - Seller-09/11/2025 <br>Open-Business Purpose Disclosure stating how funds will be used or letter from borrower regarding the use of funds is missing. Business Purpose Affidavit unsigned. - Due Diligence Vendor-09/10/2025 | Ready for Review-Document Uploaded. - Seller-09/11/2025<br>| Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/12/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 40.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 108.66 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 33.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 26.13% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 30.10 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000090771 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000087966 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086839 |  | xxx D A | Closed | XXXX | 2025-09-09 16:13 | 2025-09-15 13:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Missing | Resolved-Business LLC documents provided. - Due Diligence Vendor-09/15/2025 <br>Ready for Review-llc docs - Due Diligence Vendor-09/15/2025 <br>Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN - Due Diligence Vendor-09/09/2025 |  | Resolved-Business LLC documents provided. - Due Diligence Vendor-09/15/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 314.56 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 13.75 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000072498 |  | xxx C A | Closed | XXXX | 2025-09-06 09:49 | 2025-09-22 14:04 | Resolved | 1 - Information C A | Credit | Borrower | Potential Identity Issues identified in the file | Resolved-corrected USA Patriot Act provided. - Due Diligence Vendor-09/22/2025 <br> Ready for Review-Patriot Act - Due Diligence Vendor-09/19/2025 <br> Open-Borrower 2 - xxx USA Patriot act Provided however no Expired date is listed. pg xxx in file please provide. - Due Diligence Vendor-09/06/2025 |  | Resolved-corrected USA Patriot Act provided. - Due Diligence Vendor-09/22/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 112.75 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000089138 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090089 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000090085 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090093 |  | xxx D A | Closed | XXXX | 2025-09-06 15:01 | 2025-09-10 16:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-09/10/2025 <br>Open-Missing Lender Worksheet or Bank Statement Summary - Due Diligence Vendor-09/06/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/10/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.49% Is Less Than The Guideline Maximum Of 49.99% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 44% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000090086 |  | xxx D A | Closed | XXXX | 2025-09-06 16:05 | 2025-09-11 11:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing letter of explanation | Resolved-LOX regarding Inquires provided. - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-09/10/2025 <br>Open-In Gap Report latest inquiries is given but not Provided Letter of Explanation for Latest Inquiries. - Due Diligence Vendor-09/06/2025 |  | Resolved-LOX regarding Inquires provided. - Due Diligence Vendor-09/11/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 28.32% Is Less Than The Guideline Maximum Of 49.99% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 66.82% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000090088 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088051 |  | xxx D A | Closed | XXXX | 2025-09-09 16:18 | 2025-09-17 12:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Certificate of Occupancy is missing | Resolved- - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Occupancy Affidavit - Due Diligence Vendor-09/16/2025 <br>Open-Occupancy affidavit is missing. - Due Diligence Vendor-09/09/2025 |  |  | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 23.1 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000089676 |  | xxx D A | Closed | XXXX | 2025-09-08 07:10 | 2025-09-15 07:10 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | 1-4 Family Rider is Missing | Resolved- - Due Diligence Vendor-09/15/2025 <br>Ready for Review-Deed and 1-4 Family Rider - Due Diligence Vendor-09/12/2025 <br>Open-1-4 Family Rider is Missing - Due Diligence Vendor-09/08/2025 |  |  | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.85% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 23.99 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 24 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 49.61 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.08 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000089676 |  | xxx D A | Closed | XXXX | 2025-09-08 06:15 | 2025-09-15 07:09 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-09/15/2025 <br>Ready for Review-Deed and 1-4 Family Rider - Due Diligence Vendor-09/12/2025 <br>Open-The Deed of Trust is Missing Deed of Trust is Missing - Due Diligence Vendor-09/08/2025 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-09/15/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.85% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 23.99 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 24 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 49.61 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.08 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000089251 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092083 |  | xxx C A | Closed | XXXX | 2025-09-09 07:38 | 2025-09-30 14:37 | Resolved | 1 - Information C A | Credit | Insurance | Other Property Insurance Policy Effective Date is after the Note Date | Resolved-LOE regarding Wind Policy effective dates stating no xxx or problem during the dates below xxx – xxx - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Wind Policy<br> - Due Diligence Vendor-09/30/2025 <br> Open-Other Property Insurance Policy Effective Date of xxx is after the Note Date of xxx - Due Diligence Vendor-09/09/2025 |  | Resolved-LOE regarding Wind Policy effective dates stating no xxx or problem during the dates below xxx – xxx - Due Diligence Vendor-09/30/2025 | Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55.56% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 36.28 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 889.47 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20.25 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 24.27% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000090164 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000087533 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090084 |  | xxx D A | Closed | XXXX | 2025-09-08 11:50 | 2025-09-10 16:39 | Resolved | 1 - Information D A | Credit | Missing Doc - Property | Purchase Contract is Missing | Resolved-Purchase Contract Issue Resolved - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-09/10/2025 <br>Open-Purchase Contract Is Missing - Due Diligence Vendor-09/08/2025 |  | Resolved-Purchase Contract Issue Resolved - Due Diligence Vendor-09/10/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.89% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.81 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months | Purchase Contract Is Missing | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000089206 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000090853 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091490 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000089960 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090838 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000087974 |  | xxx C A | Closed | XXXX | 2025-09-10 14:34 | 2025-09-19 10:17 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Approval/Underwriting Summary Partially Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/19/2025 <br> Resolved-Lender provided additional information about borrower primary residence (page xxx) - Due Diligence Vendor-09/19/2025 <br> Ready for Review-borrower makes extra principal payments per the statement (over & above the required amount) please have this item cleared - Due Diligence Vendor-09/18/2025 <br> Counter-Per the Final 1003 the Borrower's Primary Housing there are 2 Liens, the updated 1008 that was provided now reflects $xxx for the Primary which per documents in the file is should total $xxx - Provide updated 1008 showing proper property cost for primary property housing of $xxx - Due Diligence Vendor-09/16/2025 <br> Ready for Review-1008 - Due Diligence Vendor-09/16/2025 <br> Open-1008/Underwriting Summary Partially Provided Provide updated 1008 showing proper property cost for primary property housing. Lender used $xxx and proper per audited amount is $xxx - Due Diligence Vendor-09/10/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/19/2025 <br> Resolved-Lender provided additional information about borrower primary residence (page xxx) - Due Diligence Vendor-09/19/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 1055.55 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 26.15% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 28.68 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 28.67 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000087974 |  | xxx C A | Closed | XXXX | 2025-09-10 12:28 | 2025-09-19 10:09 | Resolved | 1 - Information C A | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Resolved-Trust/POA Meets Guideline Requirements - Due Diligence Vendor-09/19/2025 <br> Ready for Review-trust documentation - Due Diligence Vendor-09/18/2025 <br> Counter-Missing proof of "xxx" that borrower signed under. - Due Diligence Vendor-09/16/2025 <br> Ready for Review-LLC DOCS - Due Diligence Vendor-09/16/2025 <br> Open-Trust/POA Does Not Meet Guideline Requirements Missing proof of xxx that borrower signed under. - Due Diligence Vendor-09/10/2025 |  | Resolved-Trust/POA Meets Guideline Requirements - Due Diligence Vendor-09/19/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 1055.55 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 26.15% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 28.68 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 28.67 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000089219 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000088207 |  | xxx D B C A | Closed | XXXX | 2025-09-10 10:23 | 2025-09-17 12:05 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 85.91 are greater than or equal to Guideline Required Reserves of 3 - Due Diligence Vendor-09/17/2025 <br> Ready for Review-We had $xxx (we only needed $xxx in reserves) in the xxx account that is listed and $xxx in xxx that was previously used, but backed out because we didn't need it. - Due Diligence Vendor-09/16/2025 <br> Open-Audited Reserves of are less than Guideline Required Reserves of 3 Loan requires 3 months reserves per xxx Program Guides version xxx Clean under pg #xxx. Borrower is short $xxx in required reserves - Due Diligence Vendor-09/10/2025 |  | Resolved-Audited Reserves of 85.91 are greater than or equal to Guideline Required Reserves of 3 - Due Diligence Vendor-09/17/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 85.91 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000088207 |  | xxx D B C A | Closed | XXXX | 2025-09-09 09:46 | 2025-09-17 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-09/12/2025 <br> Ready for Review-xxx state - Due Diligence Vendor-09/11/2025 <br> Open-Asset 1 Missing Missing xxx acct #xxx with an available balance no less than $xxx available. This is required as it is probably apart of the exception for reserves as a compensating factor - Due Diligence Vendor-09/09/2025 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-09/12/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 85.91 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000088207 |  | xxx D B C A | Closed | XXXX | 2025-09-10 10:15 | 2025-09-17 12:04 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/12/2025 <br> Ready for Review-xxx state - Due Diligence Vendor-09/11/2025 <br> Open-Total Liquid Assets Available for Close of $xxx is less than Total Cash to Close $xxx. Assets not provided for funds to close. Borrower is short funds to close in the amount of $xxx, verified per Final CD under doc pg #xxx. Missing xxx acct #xxx with an available balance no less than $xxx available (asset is needed for reserves on exception and funds to close). (loan does refletc docs for a personal account/asset statement but it is expired under doc pg #xxx) - Due Diligence Vendor-09/10/2025 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/12/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 85.91 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000088207 |  | xxx D B C A | Closed | XXXX | 2025-09-09 10:16 | 2025-09-12 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Missing | Resolved-Business documents provided. - Due Diligence Vendor-09/12/2025 <br> Ready for Review-LLC docs - Due Diligence Vendor-09/11/2025 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN LLC documents required by guides under xxx Program Version uidelines xxx Clean pg #xxx states the following are required and are missing from file:<br> 1) Articles of Incorporation<br> 2) Tax ID Number <br> 3) Certificate of good standing within 30 days of close - Due Diligence Vendor-09/09/2025 |  | Resolved-Business documents provided. - Due Diligence Vendor-09/12/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 85.91 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000088207 |  | xxx D B C A | Closed | XXXX | 2025-09-09 10:19 | 2025-09-12 14:43 | Waived | 2 - Non-Material C B | Credit | Eligibility | Property has been listed for sale in the past six months | Waived-Exception granted with supporting comp factors: This loan needs an exception because it is Rate & Term but the property as listed for sale in the last 6 months. - Due Diligence Vendor-09/12/2025 <br> Ready for Review-approved exception - Due Diligence Vendor-09/12/2025 <br> Open-Per appraiser under doc pg #xxx states subject has been listed for sale in the past 12 months. <br> 1) Property was listed xxx but withdraw of listing is removed from file.<br> 2) 1008 states that lender did allow an exception for subject being listed for sale in the past 6 months. Lender exception is missing from file - Due Diligence Vendor-09/09/2025 |  | Waived-Exception granted with supporting comp factors: This loan needs an exception because it is Rate & Term but the property as listed for sale in the last 6 months. - Due Diligence Vendor-09/12/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 85.91 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months | Reserves<br> Credit history | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | xxx |
| 4000088207 |  | xxx D B C A | Closed | XXXX | 2025-09-09 09:11 | 2025-09-12 04:33 | Resolved | 1 - Information C A | Compliance | State Reg | Prepayment Penalty charged on Business Purpose loan where State Does not permit. | Resolved-PPP compliant to OH - Due Diligence Vendor-09/12/2025 <br> Ready for Review-invalid condition as xxx allows for 3 years w/ 1% original balance for Business purpose loans - Due Diligence Vendor-09/11/2025 <br> Open-The subject property's state, xxx, does not allow pre-payment penalties for Business Purpose loans. - Due Diligence Vendor-09/09/2025 |  | Resolved-PPP compliant to xxx - Due Diligence Vendor-09/12/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 85.91 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000084664 |  | xxx D A | Closed | XXXX | 2025-09-10 11:09 | 2025-09-18 14:34 | Resolved | 1 - Information D A | Credit | Missing Doc | VOM or VOR missing/required | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Lease and payment history - Due Diligence Vendor-09/17/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. File is missing current / primary 0x30x12 rental payment verification (borrower rents current primary). Lease in file states borrower rents current primary for $xxx a month. - Due Diligence Vendor-09/10/2025 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-09/18/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 24.46 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086618 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000089801 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088296 |  | xxx D A C | Closed | XXXX | 2025-09-10 13:31 | 2025-09-18 10:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | Prepayment Rider Missing | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/18/2025 <br>Ready for Review-ppp addendum & Rider - Due Diligence Vendor-09/18/2025 <br>Open-1) Prepayment Addendum to Note is missing.<br> 2) Prepayment Rider is missing. - Due Diligence Vendor-09/10/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/18/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 23.69% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 954.01 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088296 |  | xxx D A C | Closed | XXXX | 2025-09-11 13:43 | 2025-09-16 13:58 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Desk review provided. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-CDA - Due Diligence Vendor-09/16/2025 <br>Open-3rd Party Valuation is missing from the loan file. SSR in file states 'Not Eligible'. - Due Diligence Vendor-09/11/2025 |  | Resolved-Desk review provided. - Due Diligence Vendor-09/16/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 23.69% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 954.01 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088296 |  | xxx D A C | Closed | XXXX | 2025-09-10 09:21 | 2025-09-12 14:26 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Property Tax Cert Provided - Due Diligence Vendor-09/12/2025 <br>Ready for Review-tax cert - Due Diligence Vendor-09/11/2025 <br>Open-Missing Property Tax Cert - Due Diligence Vendor-09/10/2025 |  | Resolved-Property Tax Cert Provided - Due Diligence Vendor-09/12/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 23.69% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 954.01 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088409 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000089448 |  | xxx D A | Closed | XXXX | 2025-09-09 17:17 | 2025-09-12 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/12/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-09/11/2025 <br>Open-Missing Lender Worksheet or Bank Statement Summary. Not Provided income Calculation Worksheet in the Package - Due Diligence Vendor-09/09/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/12/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.6% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 72.18 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 38 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000089244 |  | xxx C A | Closed | XXXX | 2025-09-10 08:51 | 2025-09-12 14:53 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/12/2025 <br> Ready for Review-File was funded on xxx. Please see the attached FSS. - Due Diligence Vendor-09/11/2025 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-09/10/2025 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/12/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 20.09 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 28.08% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.76 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000087132 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000088052 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090437 |  | xxx D A C | Closed | XXXX | 2025-09-11 04:48 | 2025-09-25 01:15 | Resolved | 1 - Information C A | Compliance | State Reg | Business Purpose State Specific- Rhode Island PPP Term > 12 Months | Resolved-Document Uploaded. Client provided DSCR matrix and clearly displays that 1 year and 5 year options of PPP are available to the borrower. - Due Diligence Vendor-09/22/2025 <br> Counter-We would need to see that you offer, in xxx, the product with a 1-year PPP capped at 2%. All other aspects of the xxx statute are met to offer a 5 year PPP - Due Diligence Vendor-09/19/2025 <br> Ready for Review-please review dispute attached - Due Diligence Vendor-09/19/2025 <br> Open-The state of xxx, does not allow Prepayment penalties on Business Purpose after 12 months. - Due Diligence Vendor-09/11/2025 |  | Resolved-Document Uploaded. Client provided DSCR matrix and clearly displays that 1 year and 5 year options of PPP are available to the borrower. - Due Diligence Vendor-09/22/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 71.22 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090437 |  | xxx D A C | Closed | XXXX | 2025-09-12 07:29 | 2025-09-16 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-09/16/2025 <br>Ready for Review-please see attached - Due Diligence Vendor-09/16/2025 <br>Open-Title Document is missing Supporting title documents are missing from file - Due Diligence Vendor-09/12/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-09/16/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 71.22 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088033 |  | xxx D A | Closed | XXXX | 2025-09-12 08:42 | 2025-09-16 12:54 | Resolved | 1 - Information D A | Credit | Missing Doc | VOM or VOR missing/required | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-09/16/2025 <br>Ready for Review-please see attached - Due Diligence Vendor-09/16/2025 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. TPR reviewed file and current 12 month rent free letter is missing and required - Due Diligence Vendor-09/12/2025 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-09/16/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091325 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000085950 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000088951 |  | xxx D A | Closed | XXXX | 2025-09-12 05:48 | 2025-10-03 12:47 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Personal Guaranty is Missing | Resolved-Personal Guaranty is Present. - Due Diligence Vendor-10/02/2025 <br> Resolved-Guaranty Agreement provided. - Due Diligence Vendor-09/29/2025 <br> Ready for Review-I am not understanding how the below document is a "Warranty Deed"? This is not granting the interest of the property to another party (which is the purpose of the Warranty Deed). What else are they looking for? Our documents were prepared by xxx and I am not seeing anything listed specifically as "Personal Guaranty". Are we able to confirm they are looking at the correct document? I've attached both the "Guaranty Agreement" and the "Warranty Deed" to show the actual difference in documents. I just don't see any way that this document could be misconstrued as a "Warranty Deed"….. In reading through the "Guaranty Agreement", it sure as heck sounds like it's the Guarantor (xxx) guaranteeing for his LLC, so I am definitely lost.<br>Please provide a blank/example copy of the document they are looking for, because there's nothing else in the unsigned xxxx Docs that would even come close to this "Guaranty Agreement".<br>- Due Diligence Vendor-09/26/2025 <br> Counter-the Note was signed as Managing Member of xxx, a Personal Guaranty is required. - Due Diligence Vendor-09/17/2025 <br> Ready for Review-warranty deed - Due Diligence Vendor-09/17/2025 <br> Open-Personal Guaranty is Missing. Subject property is an investment property Provide Guaranty as borrower signed as Managing member of xxx - Due Diligence Vendor-09/12/2025 |  | Resolved-Personal Guaranty is Present. - Due Diligence Vendor-10/02/2025 <br>Resolved-Guaranty Agreement provided. - Due Diligence Vendor-09/29/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088951 |  | xxx D A | Closed | XXXX | 2025-09-11 03:20 | 2025-09-22 13:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Missing | Resolved-LLC Documents provided. - Due Diligence Vendor-09/22/2025 <br> Ready for Review-LLC Records - Due Diligence Vendor-09/19/2025 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Provide the following missing business entity documents required for company borrower signed loan under xxx<br> 1.Missing Operating Agreement<br> 2.Evidence of EIN / irs Document<br> 4.Secretary of State<br> 5.Articles of formation<br> - Due Diligence Vendor-09/11/2025 |  | Resolved-LLC Documents provided. - Due Diligence Vendor-09/22/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088951 |  | xxx D A | Closed | XXXX | 2025-09-12 06:07 | 2025-09-17 15:47 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Approval/Underwriting Summary Partially Provided | Resolved- - Due Diligence Vendor-09/17/2025 <br>Ready for Review-1008 - Due Diligence Vendor-09/17/2025 <br>Open-Approval/Underwriting Summary final 1008 is not present in the file. - Due Diligence Vendor-09/12/2025 |  |  |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088951 |  | xxx D A | Closed | XXXX | 2025-09-11 05:38 | 2025-09-17 15:46 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Evidence of Property Tax Missing | Resolved- - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Tax docs - Due Diligence Vendor-09/17/2025 <br>Open-For Subject Property Tax document is Missing - Due Diligence Vendor-09/11/2025 |  |  |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088951 |  | xxx D A | Closed | XXXX | 2025-09-11 03:15 | 2025-09-17 15:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Certificate of Occupancy is missing | Resolved- - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Business Purpose Affidavit - Due Diligence Vendor-09/17/2025 <br>Open-Business Purpose Affidavit / Occupancy Certificate is Missing - Due Diligence Vendor-09/11/2025 |  |  |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088951 |  | xxx D A | Closed | XXXX | 2025-09-11 04:40 | 2025-09-17 15:37 | Resolved | 1 - Information C A | Credit | Borrower | Borrower Identification Documentation Missing | Resolved-Passport, Work Visa and Real DL provided. - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Passport and ID - Due Diligence Vendor-09/17/2025 <br>Open-Borrower is Non-Resident Permanent Resident Alien identification Documentation Missing. Provide copies of borrowers passport and unexpired visa per guidelines. - Due Diligence Vendor-09/11/2025 |  | Resolved-Passport, Work Visa and Real DL provided. - Due Diligence Vendor-09/17/2025<br>|  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000089804 |  | xxx D A | Closed | XXXX | 2025-09-11 09:16 | 2025-09-18 14:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Incomplete | Resolved-Lender provided. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-LLC docs - Due Diligence Vendor-09/17/2025 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Subject is an investment property and signed under xxx- Provide missing Operating Agreement/equivalent, Articles of formation/equivalent, Secretary of State, and evidence of EIN - Due Diligence Vendor-09/11/2025 |  | Resolved-Lender provided. - Due Diligence Vendor-09/18/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 91.22 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090945 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092377 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000087246 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091499 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092848 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092852 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091586 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092831 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000092849 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092858 |  | xxx D A C | Closed | XXXX | 2025-09-12 15:49 | 2025-09-19 08:58 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Lender provided additional information about a loan paid by another party for 2nd home. - Due Diligence Vendor-09/19/2025 <br> Resolved-Audited DTI of 31.47% is less than or equal to AUS DTI of % - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Since the taxes and insurance are impounded, they are already included in the borrower's monthly mortgage payment. Adding them again would result in a duplication. Please review and waive the condition. - Due Diligence Vendor-09/18/2025 <br> Counter-Per the Property report for xxx, Borrower is listed, Taxes and HOI included totaling $xxx that's not being reflected on the Final 1003 nor included in the total DTI ratios. Audited DTI is 31.47% - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Hello Team, the second home (xxx)'s tax and insurance not included because they are impounded. I kindly request to waive this condition. - Due Diligence Vendor-09/16/2025 <br> Open-TPR DTI is off (31.47% vs lender 27.17%) audit from lenders due to lender did not include taxes and insurance for 2nd home.<br> - Due Diligence Vendor-09/12/2025 |  | Resolved-Lender provided additional information about a loan paid by another party for 2nd home. - Due Diligence Vendor-09/19/2025 <br>Resolved-Audited DTI of 31.47% is less than or equal to AUS DTI of % - Due Diligence Vendor-09/19/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.27 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.47% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000092858 |  | xxx D A C | Closed | XXXX | 2025-09-12 12:36 | 2025-09-19 08:10 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Lender provided CDA with moderate risk. - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Here you are. - Due Diligence Vendor-09/18/2025 <br> Open-Subject property was just purchased by seller xxx for xxx. Appraisal stated that subject was purchased through a court order wich is missing from file and TPR reviewed fraud guard and subject was purchased by previous owner in xxx and the property did not go into any kind of foreclosure. Subject is being sold for 10% over there original purchase price.<br> 1) CDA is required to support value - Due Diligence Vendor-09/12/2025 |  | Resolved-Lender provided CDA with moderate risk. - Due Diligence Vendor-09/19/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.27 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.47% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091666 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000092870 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000092879 |  | xxx D A | Closed | XXXX | 2025-09-12 08:46 | 2025-09-16 07:37 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Here you are. - Due Diligence Vendor-09/16/2025 <br>Open-The Final 1003 is Missing The Final executed 1003 is missing. - Due Diligence Vendor-09/12/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/16/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 59.92% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 25.54% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 13.97 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.2 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000092872 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091303 |  | xxx D A | Closed | XXXX | 2025-09-10 21:03 | 2025-09-17 08:06 | Resolved | 1 - Information D A | Property | Missing Doc - Appraisal | Appraisal is Missing | Resolved-Appraisal has been provided - Due Diligence Vendor-09/17/2025 <br> Ready for Review-Please see attached. - Due Diligence Vendor-09/16/2025 <br> Open-Appraisal is Missing Appraisal supporting minimum property standards and a value of no less than $xxx is missing from file - Due Diligence Vendor-09/11/2025 |  | Resolved-Appraisal has been provided - Due Diligence Vendor-09/17/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.1<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 10.27 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 22.1% Is Less Than The Guideline Maximum Of 49.99% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091393 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000092867 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092840 |  | xxx D A | Closed | XXXX | 2025-09-11 15:23 | 2025-09-16 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Please see the attached EOI - Due Diligence Vendor-09/16/2025 <br>Open- Hazard Insurance Policy Partially Provided - Document is incomplete or missing required policy information. - Due Diligence Vendor-09/11/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/16/2025<br>| Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.12 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.67 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.61 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.29% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091616 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092835 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092854 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086651 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091639 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000089243 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090749 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000088410 |  | xxx D A C | Closed | XXXX | 2025-09-11 15:03 | 2025-09-18 10:02 | Resolved | 1 - Information B A | Compliance | Missing Doc - Federal Disclosure | Initial Escrow Account Disclosure is Missing | Resolved-Initial Escrow Account Disclosure is Resolved - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Please find attached - Due Diligence Vendor-09/18/2025 <br>Open-Initial Escrow Account Disclosure is Missing - Due Diligence Vendor-09/11/2025 |  | Resolved-Initial Escrow Account Disclosure is Resolved - Due Diligence Vendor-09/18/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.99% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088410 |  | xxx D A C | Closed | XXXX | 2025-09-15 10:04 | 2025-09-18 10:01 | Resolved | 1 - Information C A | Compliance | Closing Package | Other Compliance | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Please find pg xxx in the closing pkg. Attached the same doc for your convenience in reviewing. Please help waive the condition - Due Diligence Vendor-09/18/2025 <br> Open-xxx - xxx, xxx, xxx and xxx Counties required a Certificate of Compliance or Exemption in the xxx Anti-Predatory Lending Database per the Predatory Lending Database Act (765 ILCS 77/70 et seq. as amended) \*\*\* Please provide the certificate. - Due Diligence Vendor-09/15/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/18/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.99% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088410 |  | xxx D A C | Closed | XXXX | 2025-09-14 14:53 | 2025-09-17 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 1 WVOE Missing | Resolved-Borrower 1 WVOE Resolved - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Please find attached WVOE - Due Diligence Vendor-09/17/2025 <br>Open-Borrower 1 WVOE Missing Provide the Written Verification of Employment used for qualification. - Due Diligence Vendor-09/14/2025 |  | Resolved-Borrower 1 WVOE Resolved - Due Diligence Vendor-09/17/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.99% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088432 |  | xxx D A | Closed | XXXX | 2025-09-11 19:07 | 2025-09-17 15:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Please see the attached Calculation sheet - Due Diligence Vendor-09/17/2025 <br>Open-Missing Lender Worksheet or Bank Statement Summary - Due Diligence Vendor-09/11/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/17/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 59% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 46.46% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000090260 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000089304 |  | xxx D A | Closed | XXXX | 2025-09-12 12:00 | 2025-09-18 10:36 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 4 Missing | Resolved-Asset 4 Provided Or Not Applicable - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Asset docs - Due Diligence Vendor-09/17/2025 <br> Open-Asset 4 Missing Provide documentation to support the receipt of Proceeds from a Secured Loan in the amount of $xxx. - Due Diligence Vendor-09/12/2025 |  | Resolved-Asset 4 Provided Or Not Applicable - Due Diligence Vendor-09/18/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 13.58 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090614 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000085721 |  | xxx D A | Closed | XXXX | 2025-09-14 18:58 | 2025-09-18 10:33 | Resolved | 1 - Information D A | Compliance | Missing Doc - Federal Disclosure | Escrow Waiver is Missing | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Escrow Waiver - Due Diligence Vendor-09/17/2025 <br>Open- - Due Diligence Vendor-09/14/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-09/18/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 9.57 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090263 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000092842 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090889 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090207 |  | xxx D A | Closed | XXXX | 2025-09-12 02:33 | 2025-09-22 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Certificate of Occupancy is missing | Resolved- - Due Diligence Vendor-09/22/2025 <br> Ready for Review-Sorry about that. All pages included now. - Due Diligence Vendor-09/19/2025 <br> Counter-Please provide all 3 pages including signature page. - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Affidavit - Due Diligence Vendor-09/17/2025 <br> Open-Subject is a business purpose loan and no Business purpose non occupancy document is in file. - Due Diligence Vendor-09/15/2025 |  |  | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 21.95 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000092869 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090600 |  | xxx D A | Closed | XXXX | 2025-09-19 09:25 | 2025-09-25 12:34 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Audited DTI of 47.98% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-09/25/2025 <br> Ready for Review-revised 1008 income calc YTD and prior year - Due Diligence Vendor-09/24/2025 <br> Open-Audited DTI of 50.23% exceeds Guideline DTI of 50% Lender exception needed for DTI. Recent update of 3 other FCD caused the DTI to exceed guidelines. (xxx, $xxx 1003 vs $xxx FCD, xxx $xxx 1003 vs $xxx FCD, xxx $xxx vs $xxx FCD) - Due Diligence Vendor-09/19/2025 |  | Resolved-Audited DTI of 47.98% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-09/25/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 225.02 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 24.94 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090600 |  | xxx D A | Closed | XXXX | 2025-09-12 08:47 | 2025-09-19 09:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Lender provided additional information for 3 properties - Due Diligence Vendor-09/19/2025 <br> Ready for Review-newly original loans - Due Diligence Vendor-09/18/2025 <br> Open-Provide documentation to support the PITIA for REO properties, xxx, xxx, and xxx. - Due Diligence Vendor-09/12/2025 |  | Resolved-Lender provided additional information for 3 properties - Due Diligence Vendor-09/19/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 225.02 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 24.94 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000087970 |  | xxx D A | Closed | XXXX | 2025-09-15 07:52 | 2025-09-16 14:18 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Desk review provided. - Due Diligence Vendor-09/16/2025 <br> Ready for Review-CDA - Due Diligence Vendor-09/16/2025 <br> Open-CU/LCA were not able to run. Due to this a CDA is required to support value of no less than $xxx - Due Diligence Vendor-09/15/2025 |  | Resolved-Desk review provided. - Due Diligence Vendor-09/16/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 35.48% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 48.11% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.66 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091674 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000086522 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090613 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088524 |  | xxx D A | Closed | XXXX | 2025-09-15 16:39 | 2025-09-29 08:36 | Resolved | 1 - Information C A | Compliance | Closing Package | Note Does Not Indicate a Prepayment Penalty but CD Indicates a Prepayment Penalty | Resolved- - Due Diligence Vendor-09/29/2025 <br> Ready for Review-ppp docs - Due Diligence Vendor-09/26/2025 <br> Open-Note Does Not Indicate a Prepayment Penalty but CD Indicates a Prepayment Penalty, in addition to Lender Lock dated xxx - Due Diligence Vendor-09/15/2025 |  |  | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 12.91 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 154.97 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088524 |  | xxx D A | Closed | XXXX | 2025-09-15 16:58 | 2025-09-29 08:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | Prepayment Rider Missing | Resolved- - Due Diligence Vendor-09/29/2025 <br> Ready for Review-ppp naddendum & rider - Due Diligence Vendor-09/26/2025 <br> Open-Prepayment Rider Missing, CD Indicates a Prepayment Penalty, in addition to Lender Lock dated xxx - Due Diligence Vendor-09/15/2025 |  |  | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 12.91 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 154.97 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000086844 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000092847 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000093173 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092830 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000092845 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093223 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093177 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000091858 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000088128 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090159 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000093213 |  | xxx D A | Closed | XXXX | 2025-09-15 14:12 | 2025-09-17 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved-REO Document provided - Due Diligence Vendor-09/17/2025 <br> Ready for Review-Please see attached files. Thank you very much. - Due Diligence Vendor-09/17/2025 <br> Open-Mortgage Statements are missing for this two properties #xxx , # xxx. - Due Diligence Vendor-09/15/2025 |  | Resolved-REO Document provided - Due Diligence Vendor-09/17/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 28.85% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 42.23 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 14.11 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000093206 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000089674 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092833 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093182 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093218 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091859 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000093178 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000093215 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000085852 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092851 |  | xxx D A | Closed | XXXX | 2025-09-16 08:53 | 2025-09-22 13:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-09/22/2025 <br> Ready for Review-Please see the attached Credit Refresh - Due Diligence Vendor-09/19/2025 <br> Counter-Per Guidelines: Credit refresh is required no more than 10 days prior to loan closing or at any time after closing. The CBR is dated xxx that's 15 days prior to closing. - Due Diligence Vendor-09/17/2025 <br> Ready for Review-Please see the attached Credit refresh that was already in the closing pkg. Could you please waive the condition? - Due Diligence Vendor-09/17/2025 <br> Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-09/16/2025 |  | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-09/22/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.01 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.91% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10.25 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091624 |  | xxx B A | Closed | XXXX | 2025-09-15 10:48 | 2025-09-15 10:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements The Borrower paid rent by cash, - Due Diligence Vendor-09/15/2025 |  | Waived-Housing History Does Not Meet Guideline Requirements The Borrower paid rent by cash, - Due Diligence Vendor-09/15/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 12.75 Years<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.06% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More | The Borrower has cash paid reciept for rent payments.<br> good fico score of xxx and DTI is only 31.06<br> The Borrower Uses only own funds, not gift |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | xxx |
| 4000089289 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000087851 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090769 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093221 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000089253 |  | xxx D A | Closed | XXXX | 2025-09-16 14:41 | 2025-09-17 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-09/17/2025 <br>Open-Missing Lender Worksheet or Bank Statement Summary - Due Diligence Vendor-09/16/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/17/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.43 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.45% Is Less Than The Guideline Maximum Of 49.99% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000091271 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000089248 |  | xxx D A | Closed | XXXX | 2025-09-15 17:07 | 2025-09-17 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-09/17/2025 <br>Open-Missing Lender Worksheet or Bank Statement Summary Missing Lender Worksheet - Due Diligence Vendor-09/15/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/17/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.64% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000087522 |  | xxx D A | Closed | XXXX | 2025-09-16 06:26 | 2025-09-26 07:17 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/26/2025 <br>Ready for Review-1003 - Due Diligence Vendor-09/25/2025 <br>Open-The Final 1003 is Missing for both borrower 1 and 2. - Due Diligence Vendor-09/16/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/26/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 15.58% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 22 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 100.56 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.1<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000087522 |  | xxx D A | Closed | XXXX | 2025-09-17 11:06 | 2025-09-19 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-09/19/2025 <br>Ready for Review-VVOE - Due Diligence Vendor-09/18/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Provide verbal verification of employment. Per guidelines must be completed within 10 calendar days of closing date. - Due Diligence Vendor-09/17/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-09/19/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 15.58% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 22 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 100.56 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.1<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000087522 |  | xxx D A | Closed | XXXX | 2025-09-17 11:26 | 2025-09-19 09:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Verification of Mortgage | Resolved-Lender provided additional information. - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Property Owned Free and Clear - Due Diligence Vendor-09/18/2025 <br> Open-Provide proof of Principal and Interest for borrowers primary property at xxx. FInal 1008 states 2 months reserves needed for Primary mortgaged property but no Final 1003 in file nor documents to prove mortgage exist\ on the property. - Due Diligence Vendor-09/17/2025 |  | Resolved-Lender provided additional information. - Due Diligence Vendor-09/19/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 15.58% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 22 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 100.56 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.1<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 4000080385 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091389 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000089861 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000092874 |  | xxx C A | Closed | XXXX | 2025-09-16 06:22 | 2025-09-18 21:27 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Here is the EOI. - Due Diligence Vendor-09/17/2025 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx. Provide the Hazard Insurance document and the effective should cover the closing date xxx. - Due Diligence Vendor-09/16/2025 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-09/19/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000093171 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000090557 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090099 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000089249 |  | xxx D A | Closed | XXXX | 2025-09-16 09:07 | 2025-09-17 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-09/16/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-09/16/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/17/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.81% Is Less Than The Guideline Maximum Of 49.99% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.2 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000090949 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000093067 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000086613 |  | xxx A | Closed | XXXX | 2025-09-17 04:01 | 2025-09-18 12:08 | Resolved | 1 - Information A | Credit | Missing Doc | Certificate of Occupancy is missing | Resolved- - Due Diligence Vendor-09/18/2025 <br>Rescinded-Occupancy Affidavit provided. Updated. - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Occupancy Affidavit - Due Diligence Vendor-09/18/2025 <br>Open- Occupancy Affidavit or Business Purpose Document is missing in the file. - Due Diligence Vendor-09/17/2025 |  | Rescinded-Occupancy Affidavit provided. Updated. - Due Diligence Vendor-09/18/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.66 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 18.04 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000087737 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000089761 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090424 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090909 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091515 |  | xxx D A C | Closed | XXXX | 2025-09-17 07:28 | 2025-09-20 11:08 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | High-Cost Mortgage Pre-Loan Counseling Date Test | Resolved-Undiscounted rate provided, data entered, no additional compliance findings. - Due Diligence Vendor-09/20/2025 <br> Resolved- - Due Diligence Vendor-09/20/2025 <br> Ready for Review-Document Uploaded. - Seller-09/18/2025 <br> Open-\*\*\*Lender to provide a copy of their internal compliance test results for review. If any part of the discount points fee is bona fide, lender to provide the undiscounted rate and supporting documentation. - Due Diligence Vendor-09/18/2025 <br> Open- - Due Diligence Vendor-09/18/2025 <br> Open-This loan failed the high-cost mortgage pre-loan counseling date test due to one of the following findings: (12 CFR §1026.34(a)(5)(i), (ii))The loan is a xxx RESPA loan and the High-Cost Mortgage Pre-Loan Counseling Date indicates the creditor did not receive written certification that the consumer has obtained counseling on the advisability of the mortgage after the consumer received either the good faith estimate or the disclosures required by 12 CFR §1026.40; orThe loan is a xxx TRID loan and the High-Cost Mortgage Pre-Loan Counseling Date indicates the creditor did not receive written certification that the consumer has obtained counseling on the advisability of the mortgage after the consumer received either the initial loan estimate or the disclosures required by 12 CFR §1026.40; orThe loan is a chattel loan and the High-Cost Mortgage Pre-Loan Counseling Date indicates the creditor did not receive written certification that the consumer has obtained counseling on the advisability of the mortgage after the consumer received the disclosures required by 12 CFR §1026.32; orThe High-Cost Mortgage Pre-Loan Counseling Date was not provided; orThe High-Cost Mortgage Pre-Loan Counseling Date is on or after the closing date or estimated closing date.Certification of counseling required. A creditor shall not extend a high-cost mortgage to a consumer unless the creditor receives written certification that the consumer has obtained counseling on the advisability of the mortgage from a counselor that is approved to provide such counseling by the Secretary of the U.S. Department of Housing and Urban Development or, if permitted by the Secretary, by a State housing finance authority.(ii) Timing of counseling. The counseling required under this paragraph (a)(5) must occur after:(A) The consumer receives either the disclosure required by section 5(c) of the Real Estate Settlement Procedures Act of 1974 (12 U.S.C. 2604(c)) or the disclosures required by §1026.40; or(B) The consumer receives the disclosures required by §1026.32(c), for transactions in which neither of the disclosures listed in (A) are provided. - Due Diligence Vendor-09/17/2025 <br> Open- - Due Diligence Vendor-09/17/2025 | Ready for Review-Document Uploaded. - Seller-09/18/2025<br>| Resolved-Undiscounted rate provided, data entered, no additional compliance findings. - Due Diligence Vendor-09/20/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.26 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.08% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091515 |  | xxx D A C | Closed | XXXX | 2025-09-17 07:28 | 2025-09-20 11:08 | Resolved | 1 - Information C A | Compliance | Points & Fees | High-Cost Mortgage Points and Fees Threshold Test | Resolved-Undiscounted rate provided, data entered, no additional compliance findings. - Due Diligence Vendor-09/20/2025 <br> Resolved- - Due Diligence Vendor-09/20/2025 <br> Ready for Review-Document Uploaded. - Seller-09/18/2025 <br> Open-\*\*\*Lender to provide a copy of their internal compliance test results for review. If any part of the discount points fee is bona fide, lender to provide the undiscounted rate and supporting documentation. - Due Diligence Vendor-09/18/2025 <br> Open- - Due Diligence Vendor-09/18/2025 <br> Open-This loan failed the high-cost mortgage points and fees threshold test due to one of the following findings: (12 CFR §1026.32(a)(1)(ii)(A), (B))The loan amount is $xxx or more, and the transaction's total points and fees is $xxx, which exceeds 5 percent of the total loan amount of $xxx; orThe loan amount is less than $xxx and the transaction's total points and fees is $xxx, which exceeds the lesser of 8 percent of the total loan amount of $xxx or $xxx. - Due Diligence Vendor-09/17/2025 <br> Open- - Due Diligence Vendor-09/17/2025 | Ready for Review-Document Uploaded. - Seller-09/18/2025<br>| Resolved-Undiscounted rate provided, data entered, no additional compliance findings. - Due Diligence Vendor-09/20/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.26 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.08% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091515 |  | xxx D A C | Closed | XXXX | 2025-09-17 07:28 | 2025-09-20 11:08 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | High-Cost Mortgage Timing of Disclosure Test | Resolved-Undiscounted rate provided, data entered, no additional compliance findings. - Due Diligence Vendor-09/20/2025 <br> Resolved- - Due Diligence Vendor-09/20/2025 <br> Ready for Review-Document Uploaded. - Seller-09/18/2025 <br> Open-\*\*\*Lender to provide a copy of their internal compliance test results for review. If any part of the discount points fee is bona fide, lender to provide the undiscounted rate and supporting documentation. - Due Diligence Vendor-09/18/2025 <br> Open- - Due Diligence Vendor-09/18/2025 <br> Open-This loan failed the high-cost mortgage timing of disclosure test due to one of the following findings: (12 CFR §1026.31(c))The High-Cost Mortgage Disclosure Date indicates the creditor did not furnish the disclosure required by 12 CFR §1026.32 at least three business days prior to the consummation or account opening of a high-cost mortgage; orThe High-Cost Mortgage Disclosure Date was not provided; orNeither the consummation date nor the closing date was provided. - Due Diligence Vendor-09/17/2025 <br> Open- - Due Diligence Vendor-09/17/2025 | Ready for Review-Document Uploaded. - Seller-09/18/2025<br>| Resolved-Undiscounted rate provided, data entered, no additional compliance findings. - Due Diligence Vendor-09/20/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.26 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.08% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091515 |  | xxx D A C | Closed | XXXX | 2025-09-17 07:28 | 2025-09-20 11:08 | Resolved | 1 - Information C A | Compliance | Points & Fees | High-Cost Mortgage Late Fee Test | Resolved-Undiscounted rate provided, data entered, no additional compliance findings. - Due Diligence Vendor-09/20/2025 <br>Resolved- - Due Diligence Vendor-09/20/2025 <br>Ready for Review-Document Uploaded. - Seller-09/18/2025 <br>Open-\*\*\*Lender to provide a copy of their internal compliance test results for review. If any part of the discount points fee is bona fide, lender to provide the undiscounted rate and supporting documentation. - Due Diligence Vendor-09/18/2025 <br>Open- - Due Diligence Vendor-09/18/2025 <br>Open-This loan failed the high-cost mortgage late charges test for one of the following reasons: (12 CFR §1026.34(a)(8)(i))The loan provides for a late payment fee in excess of 4% of the amount of the payment past due; orA value for the late charges amount was not provided.Any late payment charge imposed in connection with a high-cost mortgage must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed 4 percent of the amount of the payment past due. No such charge may be imposed more than once for a single late payment. - Due Diligence Vendor-09/17/2025 <br>Open- - Due Diligence Vendor-09/17/2025 | Ready for Review-Document Uploaded. - Seller-09/18/2025<br>| Resolved-Undiscounted rate provided, data entered, no additional compliance findings. - Due Diligence Vendor-09/20/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.26 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.08% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091515 |  | xxx D A C | Closed | XXXX | 2025-09-17 15:58 | 2025-09-19 11:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-09/19/2025 <br>Ready for Review-This is erroneous - please escalate. this is a non-qm loan and credit refreshes are not required for non-qm - Seller-09/18/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Report. - Due Diligence Vendor-09/17/2025 | Ready for Review-This is erroneous - please escalate. this is a non-qm loan and credit refreshes are not required for non-qm - Seller-09/18/2025<br>| Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-09/19/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.26 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.08% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091515 |  | xxx D A C | Closed | XXXX | 2025-09-17 06:13 | 2025-09-19 11:07 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Resolved-Hazard Insurance Expiration Date of xxx is after the Note Date of xxx Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Document Uploaded. - Seller-09/18/2025 <br> Open-Hazard Insurance Expiration Date of xxx is prior to or equal to the Note Date of xxx Hazard Insurance Expiration Date of xxx same as effective date t of xxx - Due Diligence Vendor-09/17/2025 | Ready for Review-Document Uploaded. - Seller-09/18/2025<br>| Resolved-Hazard Insurance Expiration Date of xxx is after the Note Date of xxx Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-09/19/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.26 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.08% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000092873 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000088891 |  | xxx B A | Closed | XXXX | 2025-09-17 10:25 | 2025-09-19 09:36 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/19/2025 <br>Ready for Review-1008 - Due Diligence Vendor-09/18/2025 <br>Open-1008/Underwriting Summary Not Provided - Due Diligence Vendor-09/17/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/19/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 13.75 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 153.47 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090641 |  | xxx D A | Closed | XXXX | 2025-09-17 17:19 | 2025-09-25 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/25/2025 <br>Ready for Review-income cal - Due Diligence Vendor-09/24/2025 <br>Open-Missing Lender Worksheet or Bank Statement Summary Missing Borrower 1 Lender Worksheet or Bank Statement Summary - Due Diligence Vendor-09/17/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/25/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 189.17 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 24.94 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090641 |  | xxx D A | Closed | XXXX | 2025-09-18 13:11 | 2025-09-25 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved-Notes & Final CD's (escrowed) provided for REO properties. - Due Diligence Vendor-09/25/2025 <br> Ready for Review-piti info - Due Diligence Vendor-09/24/2025 <br> Open-Final Closing Documents are missing for the newly purchased investment properties to verify and calculate the Rental Income for the Properties #xxx, xxx & xxx. - Due Diligence Vendor-09/18/2025 |  | Resolved-Notes & Final CD's (escrowed) provided for REO properties. - Due Diligence Vendor-09/25/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 189.17 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 24.94 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090641 |  | xxx D A | Closed | XXXX | 2025-09-18 13:13 | 2025-09-25 11:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Rent Schedules provided - Due Diligence Vendor-09/25/2025 <br> Ready for Review-1007s - Due Diligence Vendor-09/24/2025 <br> Open-Missing Lease Agreement for the newly purchased Investment properties to calculate Rental Income for the properties #xxx, xxx, xxx. - Due Diligence Vendor-09/18/2025 |  | Resolved-Rent Schedules provided - Due Diligence Vendor-09/25/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 189.17 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 24.94 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090646 |  | xxx D A | Closed | XXXX | 2025-09-17 15:14 | 2025-09-25 10:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Rent schedules Provided - Due Diligence Vendor-09/25/2025 <br> Ready for Review-1007S RECENTLY ORIGINATED - Due Diligence Vendor-09/24/2025 <br> Open- Missing - xxx Lease. Missing - xxx Lease. Missing - xxx Lease. Missing - Subject xxx Lease - Due Diligence Vendor-09/17/2025 |  | Resolved-Rent schedules Provided - Due Diligence Vendor-09/25/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 24.94 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 198.11 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090646 |  | xxx D A | Closed | XXXX | 2025-09-17 15:16 | 2025-09-23 11:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-HOI Policy & Tax Cert provided. - Due Diligence Vendor-09/23/2025 <br> Ready for Review-OTHER PROPRTY INFO - Due Diligence Vendor-09/22/2025 <br> Open- Missing - xxx escrow docs - Due Diligence Vendor-09/17/2025 |  | Resolved-HOI Policy & Tax Cert provided. - Due Diligence Vendor-09/23/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 24.94 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 198.11 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090646 |  | xxx D A | Closed | XXXX | 2025-09-17 13:26 | 2025-09-23 11:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/23/2025 <br> Ready for Review-INCOME CALC - Due Diligence Vendor-09/22/2025 <br> Open-Missing Lender Worksheet or Bank Statement Summary Missing Borrower 1 Lender Worksheet - Due Diligence Vendor-09/17/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-09/23/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 24.94 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 198.11 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090646 |  | xxx D A | Closed | XXXX | 2025-09-17 15:15 | 2025-09-23 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved-Final CD (escrowed) and Notes provided for all 3 REO properties. - Due Diligence Vendor-09/23/2025 <br> Ready for Review-newly originals loans - Due Diligence Vendor-09/22/2025 <br> Open-Missing - xxx Mortgage statemen, Missing - xxx Mortgage statemen, Missing - xxx Mortgage statement - Due Diligence Vendor-09/17/2025 |  | Resolved-Final CD (escrowed) and Notes provided for all 3 REO properties. - Due Diligence Vendor-09/23/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 24.94 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 198.11 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090471 |  | xxx B A | Closed | XXXX | 2025-09-17 08:28 | 2025-09-23 11:10 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/23/2025 <br>Ready for Review-1008 - Due Diligence Vendor-09/22/2025 <br>Open-1008/Underwriting Summary Not Provided missing in file - Due Diligence Vendor-09/17/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/23/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 92.04 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 27.25 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000088608 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000092904 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090918 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000091690 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091638 |  | xxx D A | Closed | XXXX | 2025-09-18 08:07 | 2025-09-23 11:08 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Approval/Underwriting Summary Partially Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/23/2025 <br>Ready for Review-Here you are. - Due Diligence Vendor-09/23/2025 <br>Open-1008/Underwriting Summary Partially Provided Final 1008 is partial; . Lender has considered positive rental income however as per documents it is negative rental loss . Please provide the updated 1008 final as even DTI is getting varied . - Due Diligence Vendor-09/18/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/23/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.62 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 11.61 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 164.78 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.64% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091638 |  | xxx D A | Closed | XXXX | 2025-09-18 07:01 | 2025-09-23 11:06 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/23/2025 <br>Ready for Review-We already provided EOI and I also attach the documents. Please review and waive the condition. - Due Diligence Vendor-09/22/2025 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-09/18/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-09/23/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.62 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 11.61 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 164.78 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.64% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091630 |  | xxx D A | Closed | XXXX | 2025-09-18 13:48 | 2025-09-22 13:13 | Resolved | 1 - Information D A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-09/22/2025 <br> Ready for Review-Sorry for the confusion, please see the attached Gift Receipt. Thank you! - Due Diligence Vendor-09/19/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements . Provide documentation to show gift funds wired directly to closing agent from the donor for $xxx or documentation that the donor has sufficient funds to donate as only the gift letter was provided at the time of review. - Due Diligence Vendor-09/18/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-09/22/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000090469 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091557 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000092768 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090710 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000089966 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000091670 |  | xxx D A | Closed | XXXX | 2025-09-22 10:07 | 2025-09-24 10:12 | Resolved | 1 - Information C A | Compliance | Points & Fees | TILA Finance Charge Test | Resolved-\*\*Received legible image of page xxx of the Final CD. - Due Diligence Vendor-09/24/2025 <br> Resolved- - Due Diligence Vendor-09/24/2025 <br> Counter- - Due Diligence Vendor-09/24/2025 <br> Counter-\* Please provide legible copy of Final Closing Disclosure page xxx - Due Diligence Vendor-09/23/2025 <br> Ready for Review-Doc CD showed finance charge of $xxx. <br> Per POST CD generated from certified FSS, finance charge of $xxx was disclosed. It's correctly disclosed. - Due Diligence Vendor-09/23/2025 <br> Open-Final Closing Disclosure provided on page #xxx however xxx page of Final closing Disclosure (Loan Calculations) not Legible. Loan failed finance charge test. Lender to provide prepaid finance charge breakdown for comparison. - Due Diligence Vendor-09/22/2025 <br> Open- - Due Diligence Vendor-09/22/2025 <br> Open- - Due Diligence Vendor-09/22/2025 <br> Open-This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2))The finance charge is $xxx. The disclosed finance charge of $xxx is not considered accurate because it is understated by more than $xxx. - Due Diligence Vendor-09/22/2025 <br> Open- - Due Diligence Vendor-09/22/2025 |  | Resolved-\*\*Received legible image of page xxx of the Final CD. - Due Diligence Vendor-09/24/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 529.65 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.01% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.24<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Validated Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091670 |  | xxx D A | Closed | XXXX | 2025-09-22 10:07 | 2025-09-24 10:12 | Resolved | 1 - Information C A | Compliance | TRID | TRID Total of Payments Test | Resolved-\*\*Received legible image of page xxx of the Final CD. - Due Diligence Vendor-09/24/2025 <br> Resolved- - Due Diligence Vendor-09/24/2025 <br> Counter- - Due Diligence Vendor-09/24/2025 <br> Counter-\* Please provide legible copy of Final Closing Disclosure page xxx - Due Diligence Vendor-09/23/2025 <br> Ready for Review-Doc CD showed total of payments is $xxx.<br> Per POST CD generated from certified FSS, total of payments of $xxx was disclosed. It's correctly disclosed. - Due Diligence Vendor-09/23/2025 <br> Open-Final Closing Disclosure provided on page #xxx however xxx page of Final closing Disclosure (Loan Calculations) not Legible. Loan failed finance charge test. Lender to provide prepaid finance charge breakdown for comparison. - Due Diligence Vendor-09/22/2025 <br> Open- - Due Diligence Vendor-09/22/2025 <br> Open- - Due Diligence Vendor-09/22/2025 <br> Open-This loan failed the TRID total of payments test. (12 CFR §1026.18(o)(1))The total of payments is $xxx. The disclosed total of payments of $xxx is not considered accurate because it is understated by more than $xxx and the provided reimbursement amount of $xxx is not sufficient to cure the inaccuracy. - Due Diligence Vendor-09/22/2025 <br> Open- - Due Diligence Vendor-09/22/2025 |  | Resolved-\*\*Received legible image of page xxx of the Final CD. - Due Diligence Vendor-09/24/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 529.65 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.01% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.24<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Validated Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091670 |  | xxx D A | Closed | XXXX | 2025-09-22 10:39 | 2025-09-24 09:54 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-09/24/2025 <br> Ready for Review-legible copy was already provided. re-uploading doc CD with two page xxx. Please refer to the unsigned page and zoom in the signed page. - Due Diligence Vendor-09/24/2025 <br> Counter-\* Please provide legible copy of Final Closing Disclosure page xxx - Due Diligence Vendor-09/23/2025 <br> Ready for Review-here's legible copy of final CD - Due Diligence Vendor-09/23/2025 <br> Open-TRID: Missing Final Closing Disclosure Final Closing Disclosure provided on page #xxx however xxx page of Final closing Disclosure (Loan Calculations) not Legible. - Due Diligence Vendor-09/22/2025 |  | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-09/24/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 529.65 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.01% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.24<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Validated Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000080893 |  | xxx D A | Closed | XXXX | 2025-09-19 10:57 | 2025-09-24 07:41 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Evidence of Business Purpose use of Proceeds | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Business purpose - Due Diligence Vendor-09/23/2025 <br>Open-Business Purpose Disclosure stating how funds will be used or letter from borrower regarding the use of funds is missing. Lender required Business Purpose disclosure is missing (Lox from borrower for use of funds is in file, but the disclosure is still required) - Due Diligence Vendor-09/19/2025 |  | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-09/24/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 116.05 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 56.39% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 14 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000088796 |  | xxx B A | Closed | XXXX | 2025-09-19 15:08 | 2025-09-19 15:08 | Waived | 2 - Non-Material B | Credit | Missing Doc - Income | Borrower 1 Business Bank Statements Missing | Waived-Borrower 1 Business Bank Statements Missing We made the following exception(s) on this loan: <br> - No bank statements required for P&L program <br> - Due Diligence Vendor-09/19/2025 |  | Waived-Borrower 1 Business Bank Statements Missing We made the following exception(s) on this loan: <br> - No bank statements required for P&L program <br> - Due Diligence Vendor-09/19/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.95% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.62 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 126.5 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 51.77% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points | - LTV 5% below max <br> - No derogatory credit  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | xxx |
| 4000093175 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000092843 |  | xxx B A | Closed | XXXX | 2025-09-22 12:16 | 2025-09-29 08:33 | Resolved | 1 - Information B A | Compliance | Missing Doc | US Patriot Act Disclosure or ID missing or unexecuted | Resolved-US Patriot Act Form provided - Due Diligence Vendor-09/29/2025 <br> Ready for Review-Document Uploaded. - Buyer-09/26/2025 <br> Open-. Provide completed US Patriot Act for both borrowers as required per guidelines and federal law. The disclosures were not in the file as required at the time of review. - Due Diligence Vendor-09/22/2025 |  | Resolved-US Patriot Act Form provided - Due Diligence Vendor-09/29/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.33 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.86 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091686 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091679 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000091673 |  | xxx D A | Closed | XXXX | 2025-09-19 11:28 | 2025-09-24 13:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Updated Section xxx provided removing the $xxx fee. - Due Diligence Vendor-09/24/2025 <br> Ready for Review-Please see attached. - Due Diligence Vendor-09/23/2025 <br> Counter-Document Uploaded. Final 1003 reflects a $xxx fee in the Monthly Insurance, Taxes. Association Dues etc. - Due Diligence Vendor-09/23/2025 <br> Ready for Review-Property in question is not a PUD; therefore, no HOA docs are applicable.<br> - Due Diligence Vendor-09/22/2025 <br> Open-xxx #REO HOA Document missing in file .<br> - Due Diligence Vendor-09/19/2025 |  | Resolved-Updated Section xxx provided removing the $xxx fee. - Due Diligence Vendor-09/24/2025 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.57 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 11.56 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.47% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 23.35 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 4000094116 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000094126 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090527 |  | xxx C A | Closed | XXXX | 2025-09-19 08:33 | 2025-09-19 15:54 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/19/2025 <br> Open-Total Liquid Assets Available for Close of $xxx is less than Total Cash to Close $xxx. - Due Diligence Vendor-09/19/2025 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/19/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 21 Years |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000094118 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094072 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090417 |  | xxx D A | Closed | XXXX | 2025-09-19 03:45 | 2025-09-24 10:46 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Borrower 1 Citizenship Documentation Not Provided | Resolved-USA Patriot Act Form provided - Due Diligence Vendor-09/24/2025 <br>Ready for Review-patriot act ID - Due Diligence Vendor-09/23/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing - Due Diligence Vendor-09/19/2025 |  | Resolved-USA Patriot Act Form provided - Due Diligence Vendor-09/24/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 10.36 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.66 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 56.84% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000094141 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091555 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090536 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090944 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000087225 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000094377 |  | xxx D A | Closed | XXXX | 2025-09-22 05:53 | 2025-09-24 12:01 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Data Verify Fraud Report - Due Diligence Vendor-09/23/2025 <br>Open-Missing Third Party Fraud Report Third Party Fraud Report is Missing - Due Diligence Vendor-09/22/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-09/24/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 4000090242 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000089932 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093161 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000093155 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094087 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094070 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092811 |  | xxx D A | Closed | XXXX | 2025-09-23 11:45 | 2025-09-24 07:56 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Sorry for the confusion, please see the correct 1003 attached. Thank you! - Due Diligence Vendor-09/24/2025 <br>Open-The Final 1003 is Incomplete Citizenship stated on 1003 is incorrect. Borrower is a perm resident, not a US Citizen. - Due Diligence Vendor-09/23/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-09/24/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 13 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60.78% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 20.6 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091009 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000093165 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094143 |  | xxx C A | Closed | XXXX | 2025-09-22 13:51 | 2025-09-25 08:55 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Closing Cost Detail initial escrow payment missing monthly and/or total fee | Resolved-\*\*Received. - Due Diligence Vendor-09/25/2025 <br>Ready for Review-Sorry for the confusion, please see the attached correct version of Final CD. Thank you! - Due Diligence Vendor-09/25/2025 <br>Open- Closing Cost Detail initial escrow payment missing monthly and/or total fee - Due Diligence Vendor-09/22/2025 |  | Resolved-\*\*Received. - Due Diligence Vendor-09/25/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.35% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000094143 |  | xxx C A | Closed | XXXX | 2025-09-22 15:05 | 2025-09-25 08:55 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Escrow Account Initial Escrow Payment (Page 4) calculation is not accurate | Resolved-\*\*Received. - Due Diligence Vendor-09/25/2025 <br> Ready for Review-Sorry for the confusion, please see the attached correct version of Final CD. Thank you! - Due Diligence Vendor-09/25/2025 <br> Open-Final CD: Escrow Account Initial Escrow Payment (Page xxx) calculation is not accurate<br> FCD available in Page no-xxx, In FCD page xxx- don't have Escrow amount - Due Diligence Vendor-09/22/2025 |  | Resolved-\*\*Received. - Due Diligence Vendor-09/25/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.35% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000092358 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093381 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000094082 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091664 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094129 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094119 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000091687 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094063 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092844 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094120 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090287 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000094151 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094117 |  | xxx C A | Closed | XXXX | 2025-09-23 18:39 | 2025-09-26 08:13 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-proof of wires provided. - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Please see Final funds receipt. Thank you - Due Diligence Vendor-09/25/2025 <br> Open-There is no evidence of a wire transfer from the Borrower for the closing funds in the amount of $xxx. - Due Diligence Vendor-09/23/2025 |  | Resolved-proof of wires provided. - Due Diligence Vendor-09/26/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.28% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.70 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.34 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000094160 |  | xxx C A | Closed | XXXX | 2025-09-23 13:45 | 2025-09-25 09:53 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Updated 1003 & 1008 reflecting Audited DTI provided. - Due Diligence Vendor-09/25/2025 <br>Ready for Review-Here are the updated 1003 and 1008. - Due Diligence Vendor-09/24/2025 <br>Open-TPR verified DTI of 35.67% vs Lender 42.87%. Lender included borrowers new auto loan in DTI 2xs. - Due Diligence Vendor-09/23/2025 |  | Resolved-Updated 1003 & 1008 reflecting Audited DTI provided. - Due Diligence Vendor-09/25/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 13 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 38.76 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.1<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 18.14 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.67% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 14.29% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000094132 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094145 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000094107 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094153 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094156 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000094111 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000094123 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000091982 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000092801 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094121 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094101 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094103 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094150 |  | xxx D A | Closed | XXXX | 2025-09-22 11:07 | 2025-09-26 11:47 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 2 Missing | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Here you are. - Due Diligence Vendor-09/26/2025 <br>Open-Asset 2 Missing Missing proof of gift funds deposit. - Due Diligence Vendor-09/22/2025 |  | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-09/26/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 7.2 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.93% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000094150 |  | xxx D A | Closed | XXXX | 2025-09-23 16:52 | 2025-09-26 11:47 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Here you are. - Due Diligence Vendor-09/26/2025 <br> Open-Total Liquid Assets Available for Close of $xxx is less than Total Cash to Close $xxx. Missing proof of gift funds deposit. - Due Diligence Vendor-09/23/2025 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-09/26/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 7.2 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.93% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091653 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000092834 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094162 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000087124 |  | xxx D A | Closed | XXXX | 2025-09-23 04:18 | 2025-09-24 11:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-xxx is free & Clear, Lender provided Release of mortgage, Tax Cert, HOI and LOE stating No HOA fees - Due Diligence Vendor-09/24/2025 <br> Ready for Review-xxx docs - Due Diligence Vendor-09/23/2025 <br> Open-Missing property information for rental property of xxx : free and clear(?), property tax, HOI Insurance, HOA - Due Diligence Vendor-09/23/2025 |  | Resolved-xxx is free & Clear, Lender provided Release of mortgage, Tax Cert, HOI and LOE stating No HOA fees - Due Diligence Vendor-09/24/2025 | Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 16 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.67% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000089553 |  | xxx C A | Closed | XXXX | 2025-09-23 15:49 | 2025-09-26 09:56 | Resolved | 1 - Information C A | Credit | Income | Borrower 1 Business Bank Statements Less Than 12 Months Provided | Resolved-xxx Bank statement provided. - Due Diligence Vendor-09/26/2025 <br> Ready for Review-xxx - Due Diligence Vendor-09/25/2025 <br> Open-Missing xxx business bank statement. - Due Diligence Vendor-09/23/2025 |  | Resolved-xxx Bank statement provided. - Due Diligence Vendor-09/26/2025 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.16 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 103.25 Are Greater Than The Guideline Minimum Of 13 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.39 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.84% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000089760 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092547 |  | xxx D A | Closed | XXXX | 2025-09-23 13:32 | 2025-09-25 14:47 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 6.07 are greater than or equal to Guideline Required Reserves of 6 - Due Diligence Vendor-09/25/2025 <br> Ready for Review-we concurrently closed a HELOAN cash-out.<br>Through that transaction, we paid off the xxx account in full.<br>Balance was updated with PCCR, so we paid off the amount indicated on the PCCR. - Due Diligence Vendor-09/24/2025 <br> Counter-Document Uploaded. The GAP report shows a monthly xxx monthly balance of $xxx which is included in the total verified assets needed. Short reserves by -$xxx - Due Diligence Vendor-09/24/2025 <br> Ready for Review-Required reserve of 6 mo. that we calculated was $xxx.<br>Borrower had funds to close coming from HELOC taken out + assets in the bank account + gift funds.<br>Per our guidelines, the borrower can utilize gift funds as reserves.<br>At the end of settlement on the final CD, borrower is getting back refund of $xxx.<br>This combined with the remaining balance in the bank statement should be sufficient to cover 6 mo. reserve required. - Due Diligence Vendor-09/23/2025 <br> Open-Audited Reserves of 3.37 are less than Guideline Required Reserves of 6 gift funds were sent directly to escrow so removed from assets since added to Final CD screen. this caused shortage for reserves. Total Reserve Amount Shortage<br> -$xxx. borrowers assets listed is xxx $xxx+ xxx $xxx. need 6 mos reserves of $xxx<br>- Due Diligence Vendor-09/23/2025 |  | Resolved-Audited Reserves of 6.07 are greater than or equal to Guideline Required Reserves of 6 - Due Diligence Vendor-09/25/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.85 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.53% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000092547 |  | xxx D A | Closed | XXXX | 2025-09-23 07:03 | 2025-09-24 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved-Newly closed 2nd Lien HUD/SS provided. - Due Diligence Vendor-09/24/2025 <br> Ready for Review-xxx closed concurrently. No payment is due at the moment. - Due Diligence Vendor-09/23/2025 <br> Open-Mortgage Statement is missing for property # xxx # xxx # xxx - Due Diligence Vendor-09/23/2025 |  | Resolved-Newly closed 2nd Lien HUD/SS provided. - Due Diligence Vendor-09/24/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.85 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.53% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000091989 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000092890 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000087593 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000092900 |  | xxx D A | Closed | XXXX | 2025-09-23 06:45 | 2025-09-26 13:47 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Please see attached. - Due Diligence Vendor-09/24/2025 <br>Open-Missing Final Closing Disclosure or Final Settlement Statement - Due Diligence Vendor-09/23/2025 |  | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-09/26/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 45.65 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000092903 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000093280 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093007 |  | xxx D A | Closed | XXXX | 2025-09-23 10:33 | 2025-09-25 10:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 3 Credit Report is Missing | Resolved-Borrower 3 Credit Report is not missing. - Due Diligence Vendor-09/25/2025 <br>Ready for Review-cbr - Due Diligence Vendor-09/24/2025 <br>Open-Borrower 3 Credit Report is Missing. - Due Diligence Vendor-09/23/2025 |  | Resolved-Borrower 3 Credit Report is not missing. - Due Diligence Vendor-09/25/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.04 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000094509 |  | xxx D A | Closed | XXXX | 2025-09-24 02:58 | 2025-09-29 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 2 Missing | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-09/29/2025 <br> Ready for Review-Please see the attached required Asset document - Due Diligence Vendor-09/29/2025 <br> Open-Asset 2 Missing xxx Statement Missing - Due Diligence Vendor-09/24/2025 |  | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-09/29/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.77 Are Greater Than The Guideline Minimum Of 2 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000091395 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000092424 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090193 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000089549 |  | xxx B A | Closed | XXXX | 2025-09-23 18:00 | 2025-09-29 10:06 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/29/2025 <br>Ready for Review-1008 - Due Diligence Vendor-09/26/2025 <br>Open-1008/Underwriting Summary Not Provided - Due Diligence Vendor-09/23/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-09/29/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.58 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 117.97 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000092474 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091574 |  | xxx C A | Closed | XXXX | 2025-09-24 09:31 | 2025-09-30 09:37 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-proof of payments from xxx-xxx provided - Due Diligence Vendor-09/30/2025 <br> Ready for Review-Docs to support rental/payment history - Due Diligence Vendor-09/29/2025 <br> Open-Housing History Does Not Meet Guideline Requirements . Provide documentation to support the borrower's prior 9 months rental history as required per guidelines. Guidelines show: Housing history evidenced by twelve (12) months proof of payment via cancelled checks, bank debits or institutional VOR is required. The credit report shows through xxx only. - Due Diligence Vendor-09/24/2025 |  | Resolved-proof of payments from xxx-xxx provided - Due Diligence Vendor-09/30/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 23.08% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.41 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 120.57 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000088739 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091217 |  | xxx B A | Closed | XXXX | 2025-09-24 03:23 | 2025-09-24 03:23 | Waived | 2 - Non-Material B | Credit | Eligibility | Condo project is non-warrantable | Waived-Loan is underwritten to xxx guidelines and condo is non-warrantable per GSE. Lender exception (page xxx) for Non Warrantable condo. - Due Diligence Vendor-09/24/2025 |  | Waived-Loan is underwritten to xxx guidelines and condo is non-warrantable per GSE. Lender exception (page xxx) for Non Warrantable condo. - Due Diligence Vendor-09/24/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 63.13 Are Greater Than The Guideline Minimum Of 10 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 46.71% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points | FICO xxx<br> 59+ months reserves |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | xxx |
| 4000091215 |  | xxx C A | Closed | XXXX | 2025-09-25 07:30 | 2025-09-30 14:34 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Rent Free Letter provided - Due Diligence Vendor-09/30/2025 <br>Ready for Review-rent free letter - Due Diligence Vendor-09/30/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Provide Rent free letter missing in file and required per guideline.<br> LOE or rent-free letter is required when a twelve (12) month housing history is not applicable. If the borrower is a FTHB, rent-free is permitted with no credit exceptions - Due Diligence Vendor-09/25/2025 |  | Resolved-Rent Free Letter provided - Due Diligence Vendor-09/30/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.73% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 14.13 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000092437 |  | xxx C A | Closed | XXXX | 2025-09-23 17:41 | 2025-09-29 08:40 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Primary Value for Subject Property Appraisal is completed on an As-Is Basis, the 1004D Completion Report is fully present, or Not Applicable - Due Diligence Vendor-09/29/2025 <br>Ready for Review-final inspection - Due Diligence Vendor-09/26/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis and Completion Report (1004D) is not fully Present - Due Diligence Vendor-09/23/2025 |  | Resolved-Primary Value for Subject Property Appraisal is completed on an As-Is Basis, the 1004D Completion Report is fully present, or Not Applicable - Due Diligence Vendor-09/29/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 99.55 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months | Primary Value Subject Property Appraisal is not on an As-Is Basis and Completion Report (1004D) is not fully Present | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000088402 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091671 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000092864 |  | xxx D A | Closed | XXXX | 2025-09-24 04:50 | 2025-09-29 14:09 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-09/29/2025 <br> Ready for Review-Please find commitment which reflects the full pages. - Due Diligence Vendor-09/28/2025 <br> Open-Title Document is Incomplete Title Page #xxx & xxx are missing. - Due Diligence Vendor-09/24/2025 |  | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-09/29/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 20.28 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.37% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 4000094463 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094147 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094138 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000094163 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000094442 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094456 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094109 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094454 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090896 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000093508 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094989 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090648 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000093164 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000090655 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094140 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000095006 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000087404 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000091204 |  | xxx D A | Closed | XXXX | 2025-09-25 21:09 | 2025-09-30 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 11 Missing | Resolved-Asset 11 Provided Or Not Applicable - Due Diligence Vendor-09/30/2025 <br> Ready for Review-xxx - Due Diligence Vendor-09/29/2025 <br> Open-Asset 11 Missing Missing xxx. ....xxx stated in final 1003. - Due Diligence Vendor-09/26/2025 |  | Resolved-Asset 11 Provided Or Not Applicable - Due Diligence Vendor-09/30/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 165.35 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | xxx |
| 4000095021 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094419 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094085 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000089119 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094084 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094106 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000094094 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094503 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000094455 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000094430 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000089589 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000094081 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000091267 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |

---

## Exhibit 99.17

**Exhibit 99.17**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 4000074238 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 54.55 | 54.55 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000076530 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 33.76 | 33.76 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000080225 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 74.03 | 74.03 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000077268 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 34.02 | 34.02 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000077721 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 29.29 | 29.29 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000075954 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 58.16 | 58.16 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000076241 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1.7 | xxx |
| 4000081871 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000081595 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 70.0 | 70.0 | xxx | xxx | -.0737 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0737 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000078532 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000083999 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000083229 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 74.32 | 74.32 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible |  |  |
| 4000083989 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000084114 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 74.9 | 74.9 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000083933 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 2.3 | xxx |
| 4000087211 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 40.4 | 40.4 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000080637 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000085936 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 30.23 | 30.23 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000082964 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086965 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 69.2 | 69.2 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085824 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 55.79 | 55.79 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000086314 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 69.23 | 69.23 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091261 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086906 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 49.96 | 49.96 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085618 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 72.17 | 72.17 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000086156 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | 1004 URAR |  |  |  |  | xxx | 0 | .0000 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085347 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000084577 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085514 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 63.41 | 63.41 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089523 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000089502 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 58.82 | 58.82 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000085857 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1.3 | xxx |
| 4000086692 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 27.68 | 27.68 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1.9 | xxx |
| 4000089173 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089174 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085802 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 42.27 | 42.27 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.6 | xxx |
| 4000089158 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 68.25 | 68.25 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088431 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 66.29 | 66.29 | xxx | xxx | .0112 | Collateral Underwriter (CU) |  |  |  |  | xxx | xxx | .0112 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1.2 | xxx |
| 4000084736 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 4000088585 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 61.02 | 61.02 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089241 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 69.7 | 69.7 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000087938 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 4000086932 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 30.86 | 30.86 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000087971 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000089178 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 51.72 | 51.72 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000087739 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 73.68 | 73.68 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086147 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 59.46 | 59.46 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000088580 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 53.9 | 53.9 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 4000086845 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 21.74 | 21.74 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090045 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 4000089179 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 68.24 | 68.24 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089157 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000083547 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 77.74 | 77.74 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089882 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088708 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 56.24 | 56.24 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 4000087659 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 57.53 | 57.53 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 4000086922 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 58.58 | 58.58 | xxx | xxx | -.0084 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0084 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 4000086773 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.49 | 70.49 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000087577 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085179 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 2.1 | xxx |
| 4000088611 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 36.27 | 36.27 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000087858 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000086660 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.1 | xxx |
| 4000088365 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 56.82 | 56.82 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000086402 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086771 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000084932 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000086852 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000085914 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000086214 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000085753 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000084803 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000087555 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086483 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxx |
| 4000086647 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000088609 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 54.68 | 54.68 | xxx | xxx | .0254 | 1004 URAR |  |  |  |  | xxx | xxx | .0254 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000081398 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 59.85 | 59.85 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000083166 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000084703 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000090432 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 33.68 | 33.68 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085175 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 70.22 | 70.22 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088658 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000087821 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 51.05 | 51.05 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.7 | xxx |
| 4000086096 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088367 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088417 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.53 | 70.53 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000088421 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000087932 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090772 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000087361 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 34.69 | 34.69 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090760 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000084949 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000088665 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000084215 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000088638 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 56.44 | 56.44 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000088424 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 25.0 | 25.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000087726 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 69.95 | 69.95 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1.8 | xxx |
| 4000088437 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000090773 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000088422 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible |  |  |
| 4000088434 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000087316 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000088671 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088815 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000088816 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000088423 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 55.0 | 55.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 4000090755 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible |  |  |
| 4000090065 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000084576 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | xxx | -.0800 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0800 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088710 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 4000090069 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible |  |  |
| 4000087100 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1.7 | xxx |
| 4000088082 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086211 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089247 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 64.92 | 64.92 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000088079 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088076 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091031 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091035 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 37.78 | 37.78 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091036 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091067 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 42.68 | 42.68 | xxx | xxx | .0390 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0390 | 92.0 | 0.08 | xxxxxxxxxxx | xxxxxxxxxxx AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091053 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 69.95 | 69.95 | xxx | xxx | .0065 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0065 | 92.0 | 0.08 | xxxxxxxxxxx | xxxxxxxxxxx AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 2.5 | xxx |
| 4000086982 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 69.31 | 69.31 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.7 | xxx |
| 4000091108 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 30.0 | 30.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 4000091128 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | xxx | .1231 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .1231 | 93.0 | 0.07 | xxxxxxxxxxx | xxxxxxxxxxx AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091135 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091178 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091191 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091206 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091199 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 67.82 | 67.82 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxx |
| 4000090094 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 71.02 | 71.02 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000089319 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086502 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085341 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 68.8 | 68.8 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000088206 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085033 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 48.85 | 48.85 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088438 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 48.39 | 48.39 | xxx | xxx | -.0313 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0312 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000084880 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 2.1 | xxx |
| 4000090072 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000088158 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 64.86 | 64.86 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086059 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 47.51 | 47.51 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible |  |  |
| 4000089137 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 48.28 | 48.28 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.7 | xxx |
| 4000088369 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 54.55 | 54.55 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000087957 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible |  |  |
| 4000089242 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 62.9 | 62.9 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000086770 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 48.53 | 48.53 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088626 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 49.99 | 49.99 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088684 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000090073 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 19.48 | 19.48 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 2.2 | xxx |
| 4000090090 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 59.52 | 59.52 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 2.3 | xxx |
| 4000087170 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085660 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.7 | xxx |
| 4000086507 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 52.08 | 52.08 | xxx | xxx | -.0546 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0546 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088511 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 2.2 | xxx |
| 4000089902 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 74.07 | 74.07 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000087865 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 57.88 | 57.88 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089823 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 79.5 | 79.5 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090482 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000087959 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090894 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 74.44 | 74.44 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000085311 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 68.0 | 68.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000087929 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 69.83 | 69.83 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000091583 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 72.12 | 72.12 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091028 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 69.46 | 69.46 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091545 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090770 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 25.64 | 25.64 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000091539 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000091540 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 64.94 | 64.94 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 2.4 | xxx |
| 4000088433 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091620 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 30.0 | 30.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091631 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 57.87 | 57.87 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091033 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000090753 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091550 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 25.0 | 25.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000088413 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible |  |  |
| 4000091032 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091558 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091622 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000091575 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 4000091613 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000091547 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 43.56 | 43.56 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000091537 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 77.39 | 77.39 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091030 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091543 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000088872 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 52.71 | 52.71 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 4000091615 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000089252 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091546 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091581 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000090213 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090762 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 47.17 | 47.17 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1.6 | xxx |
| 4000089029 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 51.81 | 51.81 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000090158 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 40.81 | 40.81 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089356 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090771 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 37.97 | 37.97 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000087966 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086839 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 2.5 | xxx |
| 4000072498 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089138 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090089 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 53.4 | 53.4 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000090085 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090093 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 44.0 | 44.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible |  |  |
| 4000090086 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 66.82 | 66.82 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.4 | xxx |
| 4000090088 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 64.93 | 64.93 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088051 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 74.27 | 74.27 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1.3 | xxx |
| 4000089676 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 73.1 | 73.1 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089251 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000092083 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 55.56 | 55.56 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000090164 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 90.0 | 90.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000087533 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090084 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089206 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 66.18 | 66.18 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090853 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 42.74 | 42.74 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 4000091490 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxx |
| 4000089960 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 4000090838 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000087974 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 74.99 | 74.99 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000089219 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxx |
| 4000088207 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.4 | xxx |
| 4000084664 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086618 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 31.19 | 31.19 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089801 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088296 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088409 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000089448 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000089244 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000087132 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 34.98 | 34.98 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000088052 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090437 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000088033 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091325 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000085950 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 59.83 | 59.83 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000088951 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000089804 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090945 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 43.17 | 43.17 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000092377 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible |  |  |
| 4000087246 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091499 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000092848 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000092852 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091586 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000092831 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000092849 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000092858 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.3 | xxx |
| 4000091666 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 61.93 | 61.93 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 2 | xxx |
| 4000092870 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 27.27 | 27.27 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1.4 | xxx |
| 4000092879 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 59.92 | 59.92 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000092872 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091303 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091393 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000092867 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 50.6 | 50.6 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000092840 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091616 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000092835 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000092854 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086651 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 48.78 | 48.78 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091639 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000089243 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 53.74 | 53.74 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxx |
| 4000090749 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000088410 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000088432 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 59.0 | 59.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000090260 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000089304 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1.2 | xxx |
| 4000090614 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 79.64 | 79.64 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000085721 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090263 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 57.92 | 57.92 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000092842 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | xxx | .0400 | Collateral Underwriter (CU) |  |  |  |  | xxx | xxx | .0400 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 4000090889 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000090207 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092869 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 34.41 | 34.41 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090600 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000087970 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 35.48 | 35.48 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091674 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | xxx | 0 | .0000 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 4000086522 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 74.31 | 74.31 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090613 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxx |
| 4000088524 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086844 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000092847 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 69.33 | 69.33 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000093173 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000092830 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 66.67 | 66.67 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092845 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000093223 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000093177 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 52.53 | 52.53 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1.7 | xxx |
| 4000091858 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 25.85 | 25.85 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxx |
| 4000088128 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 63.0 | 63.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible |  |  |
| 4000090159 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 34.62 | 34.62 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000093213 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | xxx | -.0468 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0468 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000093206 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089674 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 45.53 | 45.53 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000092833 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 59.68 | 59.68 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000093182 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 41.18 | 41.18 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000093218 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 72.65 | 72.65 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091859 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 25.52 | 25.52 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxx |
| 4000093178 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000093215 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000085852 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxx |
| 4000092851 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091624 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 79.99 | 79.99 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000089289 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 39.73 | 61.35 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 4000087851 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible |  |  |
| 4000090769 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 48.45 | 48.45 | xxx | xxx | -.0561 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0561 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000093221 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000089253 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 54.0 | 54.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000091271 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000089248 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1.6 | xxx |
| 4000087522 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000080385 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible |  |  |
| 4000091389 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000089861 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092874 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000093171 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 31.19 | 31.19 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000090557 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible |  |  |
| 4000090099 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 41.04 | 41.04 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089249 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000090949 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000093067 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 23.58 | 23.58 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000086613 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 67.01 | 67.01 | xxx | xxx | -.0513 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0513 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000087737 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089761 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 74.84 | 74.84 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090424 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 2.1 | xxx |
| 4000090909 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.2 | xxx |
| 4000091515 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible |  |  |
| 4000092873 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000088891 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090641 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000090646 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090471 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 2.1 | xxx |
| 4000088608 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 67.38 | 67.38 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible |  |  |
| 4000092904 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090918 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091690 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxx |
| 4000091638 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 71.43 | 71.43 | xxx | 0 | .0000 | 1004 URAR |  |  |  |  | xxx | 0 | .0000 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091630 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090469 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091557 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 63.06 | 63.06 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1.3 | xxx |
| 4000092768 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090710 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000089966 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 67.06 | 67.06 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091670 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000080893 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 56.39 | 56.39 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000088796 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 51.77 | 51.77 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000093175 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092843 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 4000091686 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000091679 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 64.62 | 64.62 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091673 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 71.35 | 71.35 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094116 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 57.53 | 57.53 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 4000094126 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090527 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094118 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000094072 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | 1004 URAR |  |  |  |  | xxx | 0 | .0000 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090417 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 56.84 | 56.84 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1.2 | xxx |
| 4000094141 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000091555 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090536 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible |  |  |
| 4000090944 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 64.95 | 64.95 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000087225 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094377 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 58.89 | 58.89 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090242 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000089932 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 4000093161 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 49.42 | 49.42 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 4000093155 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094087 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000094070 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000092811 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.78 | 60.78 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000091009 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000093165 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1.5 | xxx |
| 4000094143 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000092358 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000093381 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 74.34 | 74.34 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094082 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000091664 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 4000094129 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000094119 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 68.93 | 68.93 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091687 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 2 | xxx |
| 4000094063 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1.6 | xxx |
| 4000092844 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 52.78 | 52.78 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 2.4 | xxx |
| 4000094120 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 79.98 | 79.98 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000090287 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 66.67 | 66.67 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 2 | xxx |
| 4000094151 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 2.5 | xxx |
| 4000094117 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | MODERATE RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000094160 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 14.29 | 14.29 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094132 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 51.6 | 51.6 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094145 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 47.12 | 47.12 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1.7 | xxx |
| 4000094107 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 37.21 | 37.21 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000094153 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 66.13 | 66.13 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094156 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 58.37 | 58.37 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094111 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 2.4 | xxx |
| 4000094123 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091982 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 52.9 | 52.9 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000092801 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 2.3 | xxx |
| 4000094121 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible |  |  |
| 4000094101 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 4000094103 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | xxx | -.0157 | Collateral Underwriter (CU) |  |  |  |  | xxx | xxx | -.0157 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000094150 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 74.92 | 74.92 | xxx | xxx | -.0024 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1.4 | xxx |
| 4000091653 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092834 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 59.84 | 59.84 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000094162 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 2.1 | xxx |
| 4000087124 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089553 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 2 | xxx |
| 4000089760 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000092547 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091989 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 70.48 | 70.48 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092890 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000087593 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092900 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000092903 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 68.18 | 68.18 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000093280 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 51.31 | 51.31 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 4000093007 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094509 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091395 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 78.74 | 78.74 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000092424 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 34.78 | 34.78 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 4000090193 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | xxx | -.0296 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0296 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000089549 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000092474 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 40.34 | 40.34 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091574 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 23.08 | 23.08 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 2 | xxx |
| 4000088739 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible |  |  |
| 4000091217 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | xxx | xxx | .0383 | xxx | 1073 Individual Condo Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000091215 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000092437 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000088402 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1 | xxx |
| 4000091671 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 28.5 | 28.5 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000092864 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094463 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094147 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | xxx | -.0882 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0882 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094138 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 27.32 | 27.32 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094163 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094442 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094456 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094109 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 4000094454 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000090896 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000093508 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 50.68 | 50.68 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094989 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | xxx | xxx | .0051 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1.2 | xxx |
| 4000090648 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000093164 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 78.49 | 78.49 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | xxx | 0 | .0000 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 4000090655 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 73.17 | 73.17 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094140 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000095006 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1 | xxx |
| 4000087404 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 65.96 | 65.96 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | MODERATE RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091204 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000095021 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000094419 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 4000094085 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible |  |  |
| 4000089119 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 28.92 | 28.92 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 4000094084 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | xxx | -.0127 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0127 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094106 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 74.81 | 74.81 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx Eligible | 1.1 | xxx |
| 4000094094 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 2 | xxx |
| 4000094503 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx Eligible | 1 | xxx |
| 4000094455 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 77.08 | 77.08 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxx |
| 4000094430 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000089589 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | 35.81 | 35.81 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094081 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx Eligible | 1 | xxx |
| 4000091267 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 68.42 | 68.42 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx Eligible | 1.5 | xxx |

---

## Exhibit 99.18

**Exhibit 99.18**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Seller Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 4000074238 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000076530 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9395 | 7.333 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5343.28 | N/A | Employed |  | No |  | No |  |
| 4000080225 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1870 | 7.935 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 48428.38 | N/A | Employed |  | No |  | No |  |
| 4000077268 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000077721 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6606 | 6.953 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 26504.98 | N/A | Employed | Employed | No | No | No |  |
| 4000075954 | xxx |  | xxx | ATR/QM: CDFI Lender Exempt | ATR/QM: CDFI Lender Exempt | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | Yes | 13657.2 | 8.916 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 36859.29 | N/A | Employed |  | No |  | No |  |
| 4000076241 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000081871 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000081595 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000078532 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000083999 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000083229 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2145 | 7.279 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 13133.13 | N/A | Employed |  | No |  | No |  |
| 4000083989 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000084114 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 12955 | 7.224 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8694.76 | N/A | Employed |  | No |  | No |  |
| 4000083933 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2020 | 7.427 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9435.24 | N/A | Employed |  | No |  | No |  |
| 4000087211 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation |  | No |  | No | No | No | No | No | No | No |  |  |  | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | 48143.81 | N/A | Employed |  | No |  | No |  |
| 4000080637 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085936 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2835.1 | 6.77 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 2222.87 | N/A | Employed |  | No |  | No |  |
| 4000082964 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086965 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085824 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086314 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091261 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086906 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 23997.14 | N/A | Employed |  | No |  | Yes | Present |
| 4000085618 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2320 | 6.832 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 15499.31 | N/A | Employed | Employed | No | No | No |  |
| 4000086156 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2320 | 7.271 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 28728.19 | N/A | Employed | Not Employed | No | No | No |  |
| 4000085347 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | Yes | No | No | No | No | No | 6564 | 7.306 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 23559.28 | N/A | Employed |  | No |  | No |  |
| 4000084577 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085514 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089523 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9160 | 7.067 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6488.92 | N/A | Employed |  | No |  | No |  |
| 4000089502 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 16375 | 7.543 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7927.81 | N/A | Employed |  | No |  | No |  |
| 4000085857 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 5290 | 7.173 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7001.81 | N/A | Employed |  | No |  | No |  |
| 4000086692 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1740 | 7.155 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 38301.83 | N/A | Employed | Not Employed | No | No | No |  |
| 4000089173 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089174 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085802 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089158 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088431 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 5506.25 | 6.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6028.56 | N/A | Employed |  | No |  | No |  |
| 4000084736 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1420 | 7.163 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 11247.13 | N/A | Unknown |  | No |  | No |  |
| 4000088585 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000089241 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000087938 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4933.75 | 6.526 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4418.56 | N/A | Employed |  | No |  | No |  |
| 4000086932 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000087971 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089178 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000087739 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000086147 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088580 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086845 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090045 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089179 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000089157 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000083547 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089882 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1731.84 | 8.264 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 48088.94 | N/A | Employed |  | No |  | No |  |
| 4000088708 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 18525 | 7.588 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14796.55 | N/A | Employed | Not Employed | No | No | No |  |
| 4000087659 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1362.27 | 6.71 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 15914.62 | N/A | Employed | Employed | No | No | No |  |
| 4000086922 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000086773 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8740 | 7.271 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4985.38 | N/A | Employed |  | No |  | No |  |
| 4000087577 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085179 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1704.25 | 7.606 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 17583.17 | N/A | Employed |  | No |  | No |  |
| 4000088611 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000087858 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000086660 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088365 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | No | 9890 | 8.458 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8151.43 | N/A | Employed |  | No |  | No |  |
| 4000086402 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086771 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2390 | 6.816 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5994.97 | N/A | Employed |  | No |  | No |  |
| 4000084932 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000086852 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000085914 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1925.25 | 8.175 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15251.15 | N/A | Not Employed | Employed | No | No | No |  |
| 4000086214 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085753 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 7916.42 | 7.08 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2471.16 | N/A | Employed | Not Employed | No | No | No |  |
| 4000084803 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000087555 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086483 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086647 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1978.25 | 7.425 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 22937.78 | N/A | Employed | Employed | No | No | No |  |
| 4000088609 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 28645 | 6.649 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 66846.55 | N/A | Employed | Not Employed | No | No | No |  |
| 4000081398 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000083166 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000084703 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090432 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085175 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088658 | xxx |  | xxx | ATR/QM: CDFI Lender Exempt | ATR/QM: CDFI Lender Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 10155 | 7.343 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4020.8 | N/A | Not Employed |  | No |  | No |  |
| 4000087821 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000086096 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 93850.05 | N/A | Employed |  | No |  | Yes | Present |
| 4000088367 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088417 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9150 | 7.178 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7175.28 | N/A | Employed |  | No |  | No |  |
| 4000088421 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 5395.74 | Yes | Employed | Employed | No | No | Yes | Present |
| 4000087932 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090772 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 10620 | 6.925 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4185.47 | N/A | Employed |  | No |  | No |  |
| 4000087361 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000090760 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8290 | 6.913 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4904.76 | N/A | Employed |  | No |  | No |  |
| 4000084949 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088665 | xxx |  | xxx | ATR/QM: CDFI Lender Exempt | ATR/QM: CDFI Lender Exempt | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | Yes | 28075 | 8.55 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 13758.83 | N/A | Employed | Not Employed | No | No | No |  |
| 4000084215 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088638 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4294 | 7.065 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3740.2 | N/A | Employed |  | No |  | No |  |
| 4000088424 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9450 | 6.996 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 31364.4 | N/A | Employed |  | No |  | No |  |
| 4000087726 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088437 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 4560.71 | N/A | Employed |  | No |  | Yes | Present |
| 4000090773 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 8762.5 | 6.755 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8951.11 | N/A | Employed |  | No |  | No |  |
| 4000088422 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 12470 | 7.31 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3635.83 | N/A | Employed |  | No |  | No |  |
| 4000088434 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7885 | 7.033 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10622.33 | N/A | Employed |  | No |  | No |  |
| 4000087316 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000088671 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 19528.13 | 8.146 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 27340.23 | N/A | Employed |  | No |  | No |  |
| 4000088815 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8668.75 | 7.093 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6964.41 | N/A | Employed |  | No |  | No |  |
| 4000088816 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 12286.88 | 6.974 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6670.95 | N/A | Employed |  | No |  | No |  |
| 4000088423 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5025 | 6.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9530.96 | Yes | Employed | Employed | No | No | No |  |
| 4000090755 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 5781.25 | 7.236 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3197.59 | N/A | Employed |  | No |  | No |  |
| 4000090065 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 3695 | 7.037 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5122.27 | N/A | Employed |  | No |  | No |  |
| 4000084576 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088710 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1445 | 7.352 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 26926.12 | N/A | Employed | Employed | No | No | No |  |
| 4000090069 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2800.6 | 8.226 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8003.86 | N/A | Employed |  | No |  | No |  |
| 4000087100 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1710 | 7.018 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 18476.66 | N/A | Employed |  | No |  | No |  |
| 4000088082 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086211 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000089247 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 19565 | 6.887 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10157.52 | N/A | Employed |  | No |  | No |  |
| 4000088079 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088076 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091031 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 19075 | 7.66 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 39508.85 | N/A | Employed |  | No |  | No |  |
| 4000091035 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091036 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091067 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091053 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086982 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091108 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 11057.5 | 7.337 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14572.82 | N/A | Employed | Not Employed | No | No | No |  |
| 4000091128 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | 104255.82 | N/A | Employed |  | No |  | Yes | Present |
| 4000091135 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 94534.27 | N/A | Employed |  | No |  | Yes | Present |
| 4000091178 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091191 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | Yes | 26441.88 | 8.512 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16940.49 | N/A | Employed |  | No |  | No |  |
| 4000091206 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | Yes | 10142.5 | 8.716 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 9373.58 | N/A | Employed |  | No |  | No |  |
| 4000091199 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000090094 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089319 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 36857.5 | 7.605 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 17181.09 | N/A | Employed |  | No |  | No |  |
| 4000086502 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085341 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088206 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085033 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 24033.93 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000088438 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 11429.71 | N/A | Employed | Not Employed | No | No | Yes | Present |
| 4000084880 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090072 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088158 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086059 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2199.75 | 6.167 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 30760.48 | N/A | Employed | Not Employed | No | No | No |  |
| 4000089137 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088369 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 15745 | 8.277 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 21104.61 | N/A | Employed |  | No |  | No |  |
| 4000087957 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 3919 | 7.149 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 20527.87 | N/A | Not Employed |  | No |  | No |  |
| 4000089242 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7345 | 6.852 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6393.59 | N/A | Employed |  | No |  | No |  |
| 4000086770 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088626 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 10927.5 | 6.927 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5716.49 | N/A | Employed |  | No |  | No |  |
| 4000088684 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090073 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6470 | 6.745 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5785.37 | N/A | Employed |  | No |  | No |  |
| 4000090090 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000087170 | xxx |  | xxx | ATR/QM: CDFI Lender Exempt | ATR/QM: CDFI Lender Exempt | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | Yes | 5715 | 8.603 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10844.82 | N/A | Employed |  | No |  | No |  |
| 4000085660 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086507 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1840 | 6.685 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7501.69 | Yes | Retired | Retired | No | No | No |  |
| 4000088511 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000089902 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000087865 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089823 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 15509.2 | 7.409 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6141.31 | N/A | Employed |  | No |  | No |  |
| 4000090482 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | Yes | 11595 | 9.332 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 20557.49 | N/A | Employed |  | No |  | No |  |
| 4000087959 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6065 | 7.116 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14646.65 | N/A | Employed |  | No |  | No |  |
| 4000090894 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085311 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000087929 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091583 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 12757.5 | 8.12 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4199.76 | N/A | Employed |  | No |  | No |  |
| 4000091028 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2450 | 7.574 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7419.32 | N/A | Employed |  | No |  | No |  |
| 4000091545 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5950 | 7.398 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 12622.91 | N/A | Employed |  | No |  | No |  |
| 4000090770 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 2750 | 8.579 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3086.48 | N/A | Employed |  | No |  | No |  |
| 4000091539 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 31690 | 7.41 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 32835.3 | N/A | Employed |  | No |  | No |  |
| 4000091540 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7700 | 7.164 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8726.03 | N/A | Employed |  | No |  | No |  |
| 4000088433 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5200 | 7.055 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4014.39 | N/A | Employed |  | No |  | No |  |
| 4000091620 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2350 | 7.299 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3440.85 | N/A | Employed |  | No |  | No |  |
| 4000091631 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091033 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000090753 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9665 | 6.944 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 12238.82 | N/A | Employed |  | No |  | No |  |
| 4000091550 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 6825 | 7.343 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3879.84 | N/A | Employed |  | No |  | No |  |
| 4000088413 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091032 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091558 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7020 | 7.132 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4375.43 | N/A | Employed |  | No |  | No |  |
| 4000091622 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9450 | 7.056 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 17943.9 | N/A | Employed |  | No |  | No |  |
| 4000091575 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 14705 | 6.973 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 17894 | N/A | Employed | Employed | No | No | No |  |
| 4000091613 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9699.84 | 6.898 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8949.95 | N/A | Employed | Employed | No | No | No |  |
| 4000091547 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091537 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 33037 | 7.501 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 18885.52 | N/A | Employed |  | No |  | No |  |
| 4000091030 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8220 | 6.96 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 17494.2 | N/A | Employed |  | No |  | No |  |
| 4000091543 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088872 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1710 | 6.651 | Yes | Yes | Yes | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9859.47 | N/A | Employed |  | No |  | No |  |
| 4000091615 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2450 | 7.623 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5229.66 | N/A | Employed |  | No |  | No |  |
| 4000089252 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 12830 | 7.039 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8581.71 | N/A | Employed |  | No |  | No |  |
| 4000091546 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 12575 | 7.18 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8799.51 | N/A | Employed |  | No |  | No |  |
| 4000091581 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 8389.82 | 6.966 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5895.81 | N/A | Employed |  | No |  | No |  |
| 4000090213 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090762 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | 18220.98 | N/A | Employed |  | No |  | Yes | Present |
| 4000089029 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090158 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089356 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 62308.59 | N/A | Employed |  | No |  | Yes | Present |
| 4000090771 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2750 | 7.367 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3738.41 | N/A | Employed |  | No |  | No |  |
| 4000087966 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11070 | 7.046 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10732.48 | N/A | Employed | Not Employed | No | No | No |  |
| 4000086839 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000072498 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000089138 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000090089 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | Yes | Yes | No | No | No | No | No | No | No | No | 10498.5 | 8.57 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8390.51 | N/A | Employed |  | No |  | No |  |
| 4000090085 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090093 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8595 | 6.591 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9385.85 | Yes | Employed |  | No |  | No |  |
| 4000090086 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4523.45 | 7.178 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3951.46 | N/A | Employed |  | No |  | No |  |
| 4000090088 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | Yes | No | No | No | No | No | No | No | No | 12320 | 8.297 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9925.4 | N/A | Employed |  | No |  | No |  |
| 4000088051 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089676 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2070 | 7.783 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9684.03 | N/A | Employed |  | No |  | No |  |
| 4000089251 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 20045 | 7.354 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9491.83 | N/A | Employed |  | No |  | No |  |
| 4000092083 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1615 | 6.71 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 26985.63 | N/A | Unknown | Employed | No | No | No |  |
| 4000090164 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 1920 | 9.326 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9386.35 | N/A | Employed |  | No |  | No |  |
| 4000087533 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000090084 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 7821.91 | N/A | Employed |  | No |  | Yes | Present |
| 4000089206 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000090853 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091490 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000089960 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 12756.44 | 7.577 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4923.61 | Yes | Employed |  | No |  | No |  |
| 4000090838 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000087974 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 60257.73 | N/A | Employed |  | No |  | Yes | Present |
| 4000089219 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 15891.76 | 6.612 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9850.26 | N/A | Employed |  | No |  | No |  |
| 4000088207 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000084664 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086618 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089801 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 | N/A |  |  | No | No | Yes | Present |
| 4000088296 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 13943.05 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000088409 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089448 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 10230 | 7.547 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7425.45 | N/A | Employed |  | No |  | No |  |
| 4000089244 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 29210.4 | N/A | Employed |  | No |  | Yes | Present |
| 4000087132 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1920 | 6.868 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10397.72 | N/A | Not Employed | Employed | No | No | No |  |
| 4000088052 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090437 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088033 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091325 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085950 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088951 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089804 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000090945 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8120 | 6.488 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9845.8 | N/A | Employed |  | No |  | No |  |
| 4000092377 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 5945 | 7.527 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 11833.09 | N/A | Employed |  | No |  | No |  |
| 4000087246 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091499 | xxx |  | xxx | ATR/QM: CDFI Lender Exempt | ATR/QM: CDFI Lender Exempt | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | No | 6595 | 8.187 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 37909.82 | N/A | Employed |  | No |  | No |  |
| 4000092848 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6760 | 7.345 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3392.26 | N/A | Employed |  | No |  | No |  |
| 4000092852 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | N/A | 144263.05 | N/A | Employed |  | No |  | Yes | Present |
| 4000091586 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3705 | 7.019 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5600.8 | Yes | Employed |  | No |  | No |  |
| 4000092831 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092849 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8668.97 | 6.623 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7266.23 | N/A | Employed |  | No |  | No |  |
| 4000092858 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 40876.09 | N/A | Employed |  | No |  | Yes | Present |
| 4000091666 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 15175 | 7.161 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9491.49 | N/A | Employed |  | No |  | No |  |
| 4000092870 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1450 | 6.707 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8682.36 | N/A | Employed |  | No |  | No |  |
| 4000092879 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5635 | 7.085 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8675.99 | N/A | Employed |  | No |  | No |  |
| 4000092872 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6394.38 | 7.351 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 2545.22 | N/A | Employed |  | No |  | No |  |
| 4000091303 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8165 | 6.736 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 11175.62 | N/A | Employed |  | No |  | No |  |
| 4000091393 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092867 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 6295 | 7.19 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4096.35 | N/A | Employed |  | No |  | No |  |
| 4000092840 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3160.94 | 7.113 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10778.96 | N/A | Employed | Employed | No | No | No |  |
| 4000091616 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9873.37 | 7.193 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4424.95 | N/A | Employed |  | No |  | No |  |
| 4000092835 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9845 | 7.548 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3811.86 | N/A | Employed |  | No |  | No |  |
| 4000092854 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 7120 | 7.24 | Yes | Yes | Yes | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3365.26 | N/A | Employed |  | No |  | No |  |
| 4000086651 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000091639 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6996 | 7.004 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4401.87 | N/A | Employed |  | No |  | No |  |
| 4000089243 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 21740 | 6.835 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 30855.93 | N/A | Employed |  | No |  | No |  |
| 4000090749 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000088410 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3546 | 7.346 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3943.88 | N/A | Employed |  | No |  | No |  |
| 4000088432 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 5960 | 7.385 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6157.67 | N/A | Employed |  | No |  | No |  |
| 4000090260 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6651.35 | 7.354 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7676.09 | N/A | Employed |  | No |  | No |  |
| 4000089304 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090614 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000085721 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090263 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092842 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 19225 | 6.948 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 23703.45 | N/A | Employed |  | No |  | No |  |
| 4000090889 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2070 | 7.199 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 17422.67 | N/A | Employed |  | No |  | No |  |
| 4000090207 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092869 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 5295 | 7.2 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4046.97 | N/A | Employed |  | No |  | No |  |
| 4000090600 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 10829.71 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000087970 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 5244.48 | N/A | Employed |  | No |  | Yes | Present |
| 4000091674 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | Yes | No | No | No | No | No | No | No | No | 2450 | 8.306 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 26498.94 | N/A | Employed |  | No |  | No |  |
| 4000086522 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 26015.97 | N/A | Employed |  | No |  | Yes | Present |
| 4000090613 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 10167.39 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000088524 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086844 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092847 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7800 | 6.653 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9896.23 | N/A | Employed |  | No |  | No |  |
| 4000093173 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6000 | 6.994 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6729.63 | N/A | Employed |  | No |  | No |  |
| 4000092830 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092845 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 30106.25 | 6.869 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 15469.19 | N/A | Employed |  | No |  | No |  |
| 4000093223 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5245 | 6.937 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4985.21 | N/A | Employed |  | No |  | No |  |
| 4000093177 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2345 | 7.2 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8962.91 | N/A | Employed |  | No |  | No |  |
| 4000091858 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088128 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090159 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000093213 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 332588.84 | N/A | Employed |  | No |  | Yes | Present |
| 4000093206 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 17845 | 6.622 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 18444.8 | N/A | Employed |  | No |  | No |  |
| 4000089674 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2320 | 6.702 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8292.66 | N/A | Employed | Employed | No | No | No |  |
| 4000092833 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7045 | 6.742 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 26939.21 | N/A | Employed |  | No |  | No |  |
| 4000093182 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 6700 | 7.062 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3652.13 | N/A | Employed |  | No |  | No |  |
| 4000093218 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7012.63 | 6.883 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 21190.03 | N/A | Employed |  | No |  | No |  |
| 4000091859 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000093178 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000093215 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 10690 | 7.073 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3846.87 | N/A | Employed |  | No |  | No |  |
| 4000085852 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2020 | 7.535 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 16851.51 | N/A | Retired | Retired | No | No | No |  |
| 4000092851 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 17905 | 7.002 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 24855.51 | N/A | Employed |  | No |  | No |  |
| 4000091624 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 15827.63 | 6.793 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10651.08 | N/A | Employed |  | No |  | No |  |
| 4000089289 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3350.43 | 7.488 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | 31557.11 | N/A | Employed |  | No |  | No |  |
| 4000087851 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1920 | 6.956 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3108.86 | Yes | Unknown | Unknown | No | No | No |  |
| 4000090769 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1275 | 6.922 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10829.59 | N/A | Employed |  | No |  | No |  |
| 4000093221 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 57160.25 | N/A | Employed |  | No |  | Yes | Present |
| 4000089253 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7620 | 6.66 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6215.79 | N/A | Employed |  | No |  | No |  |
| 4000091271 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1820 | 7.443 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | 186035.24 | N/A | Employed | Not Employed | No | No | No |  |
| 4000089248 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 5834 | 6.76 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3099.76 | N/A | Employed |  | No |  | No |  |
| 4000087522 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2055.25 | 6.935 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 29619.57 | N/A | Employed | Not Employed | No | No | No |  |
| 4000080385 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | 156910.05 | N/A | Employed |  | No |  | Yes | Present |
| 4000091389 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089861 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000092874 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000093171 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2745 | 7.484 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 19728.07 | N/A | Employed |  | No |  | No |  |
| 4000090557 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090099 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089249 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 14545 | 7.434 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8305.1 | N/A | Employed |  | No |  | No |  |
| 4000090949 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000093067 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000086613 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000087737 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1695 | 8.113 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 5002.66 | N/A | Retired | Retired | No | No | No |  |
| 4000089761 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090424 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090909 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2070 | 6.801 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8057.67 | N/A | Employed | Not Employed | No | No | No |  |
| 4000091515 | xxx |  | xxx | ATR/QM: CDFI Lender Exempt | ATR/QM: CDFI Lender Exempt | No | Appendix Q Documentation | No | Yes | Yes | No | No | No | No | No | No | No | Yes | 24103.54 | 8.131 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6533.63 | N/A | Employed |  | No |  | No |  |
| 4000092873 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088891 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090641 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 10164.28 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000090646 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 11023.36 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000090471 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088608 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000092904 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090918 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091690 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 15020 | 7.545 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 19869.57 | N/A | Employed |  | No |  | No |  |
| 4000091638 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1450 | 7.287 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 67183.86 | N/A | Employed |  | No |  | No |  |
| 4000091630 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090469 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091557 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6357.5 | 7.331 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 25041.8 | N/A | Employed |  | No |  | No |  |
| 4000092768 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 75962.9 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000090710 | xxx |  | xxx | ATR/QM: CDFI Lender Exempt | ATR/QM: CDFI Lender Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1785 | 7.37 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3830.54 | N/A | Employed |  | No |  | No |  |
| 4000089966 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000091670 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | No | 1450 | 8.308 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 43136.38 | N/A | Employed |  | No |  | No |  |
| 4000080893 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000088796 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4607.5 | 6.836 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10621.12 | N/A | Employed |  | No |  | No |  |
| 4000093175 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000092843 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000091686 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 10132.25 | 6.933 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7787.32 | N/A | Employed |  | No |  | No |  |
| 4000091679 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7905 | 7.055 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7487.95 | N/A | Employed |  | No |  | No |  |
| 4000091673 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 11645 | 7.435 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 13248.3 | Yes | Employed |  | No |  | No |  |
| 4000094116 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 13387.5 | 6.771 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13996.65 | N/A | Employed |  | No |  | No |  |
| 4000094126 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 18934.58 | N/A | Employed |  | No |  | Yes | Present |
| 4000090527 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094118 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 8572.5 | 7.147 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4424.62 | N/A | Employed |  | No |  | No |  |
| 4000094072 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 7660 | 7.265 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4019.52 | N/A | Employed |  | No |  | No |  |
| 4000090417 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094141 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 15625 | 7.26 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 27356.37 | N/A | Employed |  | No |  | No |  |
| 4000091555 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090536 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090944 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000087225 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094377 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 6047.83 | N/A | Employed |  | No |  | Yes | Present |
| 4000090242 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 8856.17 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000089932 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1710 | 6.946 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7422.63 | N/A | Employed |  | No |  | No |  |
| 4000093161 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | Yes | No | No | No | No | No | 16728.75 | 7.226 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10782.81 | N/A | Employed |  | No |  | No |  |
| 4000093155 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11725 | 7.207 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 19787.94 | N/A | Employed | Not Employed | No | No | No |  |
| 4000094087 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 8810 | 7.217 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4085.24 | N/A | Employed |  | No |  | No |  |
| 4000094070 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 5850 | 7.141 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7472.95 | N/A | Employed | Employed | No | No | No |  |
| 4000092811 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091009 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000093165 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6782.5 | 6.933 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4842.35 | N/A | Employed |  | No |  | No |  |
| 4000094143 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1250 | 6.796 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7584.86 | N/A | Employed |  | No |  | No |  |
| 4000092358 | xxx |  | xxx | ATR/QM: CDFI Lender Exempt | ATR/QM: CDFI Lender Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9033 | 7.879 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6397.04 | N/A | Employed | Employed | No | No | No |  |
| 4000093381 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094082 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5720 | 7.516 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 11035.38 | N/A | Employed |  | No |  | No |  |
| 4000091664 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000094129 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 10025 | 6.92 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7561.7 | N/A | Employed |  | No |  | No |  |
| 4000094119 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2445 | 7.408 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 26805.23 | N/A | Employed |  | No |  | No |  |
| 4000091687 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094063 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 7642.82 | 6.82 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7650.14 | N/A | Employed |  | No |  | No |  |
| 4000092844 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 10640 | 6.959 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 12250.69 | N/A | Employed |  | No |  | No |  |
| 4000094120 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6318.75 | 7.014 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14638.7 | N/A | Employed |  | No |  | No |  |
| 4000090287 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094151 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 15170 | 7.163 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7437.84 | N/A | Employed |  | No |  | No |  |
| 4000094117 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2450 | 8.245 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 34876.01 | N/A | Employed |  | No |  | No |  |
| 4000094160 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3945 | 7.363 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5146.73 | N/A | Employed |  | No |  | No |  |
| 4000094132 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 11364.5 | 6.726 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6865.71 | N/A | Employed | Employed | No | No | No |  |
| 4000094145 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7075 | 6.8 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7366.85 | N/A | Employed |  | No |  | No |  |
| 4000094107 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 9562.67 | N/A | Employed |  | No |  | Yes | Present |
| 4000094153 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094156 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4101.25 | 7.036 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 49822.6 | N/A | Employed |  | No |  | No |  |
| 4000094111 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4656.45 | 7.192 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4377.25 | N/A | Employed |  | No |  | No |  |
| 4000094123 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6848.2 | 7.346 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3029.38 | N/A | Employed |  | No |  | No |  |
| 4000091982 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092801 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000094121 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | 5358.46 | N/A | Employed |  | No |  | Yes | Present |
| 4000094101 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 15411.94 | 6.746 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7403.63 | N/A | Employed | Employed | No | No | No |  |
| 4000094103 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 6845 | 7.392 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3531.85 | N/A | Employed |  | No |  | No |  |
| 4000094150 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6763.75 | 7.133 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4805.41 | N/A | Employed |  | No |  | No |  |
| 4000091653 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092834 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5050 | 7.285 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8337.76 | N/A | Employed |  | No |  | No |  |
| 4000094162 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2945 | 7.323 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 39485.9 | N/A | Employed | Employed | No | No | No |  |
| 4000087124 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 5257.54 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000089553 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 7990.09 | 7.21 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 21504.84 | N/A | Employed | Not Employed | No | No | No |  |
| 4000089760 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4006.08 | 7.294 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 29345.16 | N/A | Employed |  | No |  | No |  |
| 4000092547 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 37595 | 6.961 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 38952.87 | N/A | Employed |  | No |  | No |  |
| 4000091989 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092890 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 6819.65 | N/A | Employed |  | No |  | Yes | Present |
| 4000087593 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 173274.33 | N/A | Employed |  | No |  | Yes | Present |
| 4000092900 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092903 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000093280 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 12745 | 6.96 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 34200.15 | N/A | Employed |  | No |  | No |  |
| 4000093007 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000094509 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091395 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 13740 | 8.455 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 20807.83 | N/A | Employed |  | No |  | No |  |
| 4000092424 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4800 | 6.679 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4329.88 | N/A | Not Employed | Not Employed | No | No | No |  |
| 4000090193 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000089549 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000092474 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091574 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2070 | 6.964 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 22659.99 | N/A | Employed |  | No |  | No |  |
| 4000088739 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 | N/A |  |  | No |  | Yes | Present |
| 4000091217 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 5875 | 6.678 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7867.87 | N/A | Employed |  | No |  | No |  |
| 4000091215 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | No | 1929.25 | 7.662 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7202.41 | N/A | Employed |  | No |  | No |  |
| 4000092437 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000088402 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000091671 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 11040 | 6.721 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10117.21 | N/A | Employed |  | No |  | No |  |
| 4000092864 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4690 | 7.018 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4174.23 | N/A | Employed |  | No |  | No |  |
| 4000094463 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7195 | 7.169 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7068.3 | N/A | Employed | Employed | No | No | No |  |
| 4000094147 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 8226 | 7.455 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3060.42 | N/A | Employed |  | No |  | No |  |
| 4000094138 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1450 | 7.24 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3253.81 | N/A | Employed |  | No |  | No |  |
| 4000094163 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1450 | 7.037 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 15132.3 | N/A | Employed |  | No |  | No |  |
| 4000094442 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000094456 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000094109 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7356.25 | 6.959 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5271.98 | N/A | Employed |  | No |  | No |  |
| 4000094454 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6507.5 | 6.725 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8755.25 | N/A | Employed |  | No |  | No |  |
| 4000090896 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000093508 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094989 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000090648 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000093164 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | Yes | No | No | No | No | No | No | No | No | No | 2450 | 8.409 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 50280.16 | N/A | Employed |  | No |  | No |  |
| 4000090655 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094140 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 7750 | 7.364 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | N/A | 4250.77 | N/A | Employed |  | No |  | No |  |
| 4000095006 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 15325 | 7.15 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 20410.88 | N/A | Employed |  | No |  | No |  |
| 4000087404 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2070 | 6.896 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 25196.97 | N/A | Employed | Employed | No | No | No |  |
| 4000091204 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No | No | Yes | Present |
| 4000095021 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 16750 | 6.936 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7955.23 | N/A | Employed |  | No |  | No |  |
| 4000094419 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094085 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9630 | 7.193 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6097.37 | N/A | Employed |  | No |  | No |  |
| 4000089119 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1670 | 6.548 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 15389.66 | N/A | Employed | Employed | No | No | No |  |
| 4000094084 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2245 | 7.057 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 18975.49 | N/A | Employed |  | No |  | No |  |
| 4000094106 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 19030.38 | 7.361 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9432.44 | N/A | Employed |  | No |  | No |  |
| 4000094094 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 12671.88 | 7.392 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | 10079.5 | N/A | Employed |  | No |  | No |  |
| 4000094503 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 25050 | 7.191 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 23024.8 | N/A | Employed |  | No |  | No |  |
| 4000094455 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 24262.5 | 6.935 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8607.4 | N/A | Employed |  | No |  | No |  |
| 4000094430 | xxx |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 13770 | 6.95 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8294.78 | N/A | Employed | Employed | No | No | No |  |
| 4000089589 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |
| 4000094081 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 330871.09 | N/A | Employed |  | No |  | Yes | Present |
| 4000091267 | xxx |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |  |  |  | No |  | Yes | Present |

---

## Exhibit 99.19

**Exhibit 99.19**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** |
| 4000086483 |  | xxx | ARM Initial Interest Rate Minimum | 5.625 | 0.05 |
| 4000088367 |  | xxx | ARM Initial Interest Rate Minimum | 5.25 | 0.05 |
| 4000088158 |  | xxx | ARM Initial Interest Rate Minimum | 5.125 | 0.05 |
| 4000091674 |  | xxx | ARM Initial Interest Rate Minimum | 5 | 0.02 |
| 4000090085 |  | xxx | ARM Lifetime Interest Rate Minimum | 5 | 0.05125 |
| 4000091674 |  | xxx | ARM Lifetime Interest Rate Minimum | 5 | 0.02 |
| 4000093164 |  | xxx | ARM Lifetime Interest Rate Minimum | 5 | 0.05125 |
| 4000093164 |  | xxx | ARM Subsequent Interest Rate Cap | 1 | 0.05 |
| 4000088365 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000086483 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000088367 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000090069 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000088158 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000088369 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000086770 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000090770 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000091032 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000090085 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000090088 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000089244 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000091674 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000091630 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000091670 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000094117 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000091395 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000093164 |  | xxx | ARM Subsequent Interest Rate Change Frequency | 6 | 0 |
| 4000086965 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000086932 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000086773 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000086214 |  | xxx | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000085753 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000088417 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000091028 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000091558 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000090085 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000091586 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000092858 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000091303 |  | xxx | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000091639 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000089304 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000091674 |  | xxx | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000092811 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000094119 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000094111 |  | xxx | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000094101 |  | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000081398 |  | xxx | Borrower 1 First Name | xxx | xxx |
| 4000094082 |  | xxx | Borrower 1 First Name | xxx | xxx |
| 4000081398 |  | xxx | Borrower 1 Last Name | xxx | xxx |
| 4000089823 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000092852 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000092879 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000090260 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000093155 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000094143 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000087593 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000093280 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000093164 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000094094 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000094503 |  | xxx | Borrower 1 Self-Employment Flag | Yes | No |
| 4000081398 |  | xxx | Borrower 1 SSN | xxx | xxx |
| 4000091303 |  | xxx | Borrower 1 SSN | xxx | xxx |
| 4000093221 |  | xxx | Borrower 1 SSN | xxx | xxx |
| 4000088296 |  | xxx | Borrower 2 Citizen | Permanent Resident Alien | US Citizen |
| 4000081398 |  | xxx | Borrower 2 First Name | xxx | xxx |
| 4000081398 |  | xxx | Borrower 2 SSN | xxx | xxx |
| 4000074238 |  | xxx | Calculated DSCR | 1.267 | 0 |
| 4000077268 |  | xxx | Calculated DSCR | 1.076 | 0 |
| 4000076241 |  | xxx | Calculated DSCR | 1.168 | 0 |
| 4000081871 |  | xxx | Calculated DSCR | 1.01 | 0 |
| 4000081595 |  | xxx | Calculated DSCR | 1.405 | 0 |
| 4000078532 |  | xxx | Calculated DSCR | 0.78 | 0 |
| 4000083999 |  | xxx | Calculated DSCR | 1.827 | 0 |
| 4000083989 |  | xxx | Calculated DSCR | 1.01 | 0 |
| 4000080637 |  | xxx | Calculated DSCR | 1.725 | 0 |
| 4000082964 |  | xxx | Calculated DSCR | 1.008 | 0 |
| 4000085824 |  | xxx | Calculated DSCR | 0.859 | 0 |
| 4000086314 |  | xxx | Calculated DSCR | 1.103 | 0 |
| 4000084577 |  | xxx | Calculated DSCR | 0.819 | 0 |
| 4000085514 |  | xxx | Calculated DSCR | 1.37 | 0 |
| 4000089173 |  | xxx | Calculated DSCR | 0.837 | 0 |
| 4000089174 |  | xxx | Calculated DSCR | 0.862 | 0 |
| 4000085802 |  | xxx | Calculated DSCR | 1.583 | 0 |
| 4000089158 |  | xxx | Calculated DSCR | 0.812 | 0 |
| 4000089241 |  | xxx | Calculated DSCR | 1.144 | 0 |
| 4000086932 |  | xxx | Calculated DSCR | 2.192 | 0 |
| 4000087971 |  | xxx | Calculated DSCR | 1.054 | 0 |
| 4000089178 |  | xxx | Calculated DSCR | 1.227 | 0 |
| 4000087739 |  | xxx | Calculated DSCR | 2.034 | 0 |
| 4000086147 |  | xxx | Calculated DSCR | 1.079 | 0 |
| 4000088580 |  | xxx | Calculated DSCR | 1.134 | 0 |
| 4000090045 |  | xxx | Calculated DSCR | 1.356 | 0 |
| 4000089179 |  | xxx | Calculated DSCR | 0.945 | 0 |
| 4000089157 |  | xxx | Calculated DSCR | 0.787 | 0 |
| 4000083547 |  | xxx | Calculated DSCR | 1.008 | 0 |
| 4000086922 |  | xxx | Calculated DSCR | 0.915 | 0 |
| 4000087577 |  | xxx | Calculated DSCR | 1.052 | 0 |
| 4000088611 |  | xxx | Calculated DSCR | 0.923 | 0 |
| 4000087858 |  | xxx | Calculated DSCR | 1.086 | 0 |
| 4000086660 |  | xxx | Calculated DSCR | 0.575 | 0 |
| 4000086402 |  | xxx | Calculated DSCR | 1.254 | 0 |
| 4000084932 |  | xxx | Calculated DSCR | 1.089 | 0 |
| 4000086852 |  | xxx | Calculated DSCR | 1.378 | 0 |
| 4000086214 |  | xxx | Calculated DSCR | 1.028 | 0 |
| 4000084803 |  | xxx | Calculated DSCR | 1.352 | 0 |
| 4000087555 |  | xxx | Calculated DSCR | 1.078 | 0 |
| 4000086483 |  | xxx | Calculated DSCR | 0.75 | 0 |
| 4000081398 |  | xxx | Calculated DSCR | 1.001 | 0 |
| 4000083166 |  | xxx | Calculated DSCR | 0.789 | 0 |
| 4000084703 |  | xxx | Calculated DSCR | 0.92 | 0 |
| 4000090432 |  | xxx | Calculated DSCR | 0.654 | 0 |
| 4000085175 |  | xxx | Calculated DSCR | 1.64 | 0 |
| 4000087821 |  | xxx | Calculated DSCR | 1.691 | 0 |
| 4000088367 |  | xxx | Calculated DSCR | 0.642 | 0 |
| 4000087932 |  | xxx | Calculated DSCR | 0.934 | 0 |
| 4000084949 |  | xxx | Calculated DSCR | 1.585 | 0 |
| 4000084215 |  | xxx | Calculated DSCR | 0.763 | 0 |
| 4000087726 |  | xxx | Calculated DSCR | 1.001 | 0 |
| 4000087316 |  | xxx | Calculated DSCR | 1.096 | 0 |
| 4000084576 |  | xxx | Calculated DSCR | 1.991 | 0 |
| 4000088082 |  | xxx | Calculated DSCR | 1.535 | 0 |
| 4000086211 |  | xxx | Calculated DSCR | 0.937 | 0 |
| 4000088079 |  | xxx | Calculated DSCR | 1.667 | 0 |
| 4000088076 |  | xxx | Calculated DSCR | 1.225 | 0 |
| 4000086982 |  | xxx | Calculated DSCR | 1.015 | 0 |
| 4000086502 |  | xxx | Calculated DSCR | 0.865 | 0 |
| 4000085341 |  | xxx | Calculated DSCR | 1.012 | 0 |
| 4000088206 |  | xxx | Calculated DSCR | 0.831 | 0 |
| 4000084880 |  | xxx | Calculated DSCR | 1.26 | 0 |
| 4000090072 |  | xxx | Calculated DSCR | 0.845 | 0 |
| 4000088158 |  | xxx | Calculated DSCR | 0.818 | 0 |
| 4000089137 |  | xxx | Calculated DSCR | 1.369 | 0 |
| 4000086770 |  | xxx | Calculated DSCR | 0.653 | 0 |
| 4000088684 |  | xxx | Calculated DSCR | 0.962 | 0 |
| 4000090090 |  | xxx | Calculated DSCR | 1.109 | 0 |
| 4000085660 |  | xxx | Calculated DSCR | 0.868 | 0 |
| 4000088511 |  | xxx | Calculated DSCR | 1.363 | 0 |
| 4000089902 |  | xxx | Calculated DSCR | 0.933 | 0 |
| 4000087865 |  | xxx | Calculated DSCR | 1.52 | 0 |
| 4000090894 |  | xxx | Calculated DSCR | 1 | 0 |
| 4000085311 |  | xxx | Calculated DSCR | 1.052 | 0 |
| 4000087929 |  | xxx | Calculated DSCR | 1.013 | 0 |
| 4000091631 |  | xxx | Calculated DSCR | 1.314 | 0 |
| 4000091033 |  | xxx | Calculated DSCR | 1.444 | 0 |
| 4000088413 |  | xxx | Calculated DSCR | 1.187 | 0 |
| 4000091032 |  | xxx | Calculated DSCR | 1.017 | 0 |
| 4000091547 |  | xxx | Calculated DSCR | 1.34 | 0 |
| 4000091543 |  | xxx | Calculated DSCR | 0.844 | 0 |
| 4000090213 |  | xxx | Calculated DSCR | 0.905 | 0 |
| 4000089029 |  | xxx | Calculated DSCR | 1.527 | 0 |
| 4000086839 |  | xxx | Calculated DSCR | 1.187 | 0 |
| 4000072498 |  | xxx | Calculated DSCR | 1.093 | 0 |
| 4000089138 |  | xxx | Calculated DSCR | 1.764 | 0 |
| 4000090085 |  | xxx | Calculated DSCR | 0.643 | 0 |
| 4000088051 |  | xxx | Calculated DSCR | 1.051 | 0 |
| 4000087533 |  | xxx | Calculated DSCR | 1.23 | 0 |
| 4000089206 |  | xxx | Calculated DSCR | 1.234 | 0 |
| 4000090853 |  | xxx | Calculated DSCR | 2.672 | 0 |
| 4000091490 |  | xxx | Calculated DSCR | 1.005 | 0 |
| 4000090838 |  | xxx | Calculated DSCR | 0.973 | 0 |
| 4000088207 |  | xxx | Calculated DSCR | 1.021 | 0 |
| 4000084664 |  | xxx | Calculated DSCR | 1.087 | 0 |
| 4000086618 |  | xxx | Calculated DSCR | 1.328 | 0 |
| 4000089801 |  | xxx | Calculated DSCR | 1.136 | 0 |
| 4000088409 |  | xxx | Calculated DSCR | 1.095 | 0 |
| 4000090437 |  | xxx | Calculated DSCR | 1.174 | 0 |
| 4000088033 |  | xxx | Calculated DSCR | 0.967 | 0 |
| 4000089804 |  | xxx | Calculated DSCR | 1.102 | 0 |
| 4000087246 |  | xxx | Calculated DSCR | 1.594 | 0 |
| 4000092831 |  | xxx | Calculated DSCR | 0.928 | 0 |
| 4000091393 |  | xxx | Calculated DSCR | 0.969 | 0 |
| 4000086651 |  | xxx | Calculated DSCR | 1.227 | 0 |
| 4000090749 |  | xxx | Calculated DSCR | 0.913 | 0 |
| 4000089304 |  | xxx | Calculated DSCR | 0.913 | 0 |
| 4000090614 |  | xxx | Calculated DSCR | 1 | 0 |
| 4000085721 |  | xxx | Calculated DSCR | 1.129 | 0 |
| 4000090207 |  | xxx | Calculated DSCR | 0.867 | 0 |
| 4000088524 |  | xxx | Calculated DSCR | 1.055 | 0 |
| 4000086844 |  | xxx | Calculated DSCR | 0.85 | 0 |
| 4000092830 |  | xxx | Calculated DSCR | 1.379 | 0 |
| 4000091858 |  | xxx | Calculated DSCR | 1.767 | 0 |
| 4000088128 |  | xxx | Calculated DSCR | 0.89 | 0 |
| 4000090159 |  | xxx | Calculated DSCR | 1.07 | 0 |
| 4000091859 |  | xxx | Calculated DSCR | 1.839 | 0 |
| 4000093178 |  | xxx | Calculated DSCR | 0.953 | 0 |
| 4000091389 |  | xxx | Calculated DSCR | 0.653 | 0 |
| 4000089861 |  | xxx | Calculated DSCR | 1.116 | 0 |
| 4000092874 |  | xxx | Calculated DSCR | 1.013 | 0 |
| 4000090557 |  | xxx | Calculated DSCR | 1.015 | 0 |
| 4000090099 |  | xxx | Calculated DSCR | 2.044 | 0 |
| 4000090949 |  | xxx | Calculated DSCR | 1.037 | 0 |
| 4000086613 |  | xxx | Calculated DSCR | 0.923 | 0 |
| 4000089761 |  | xxx | Calculated DSCR | 1 | 0 |
| 4000090424 |  | xxx | Calculated DSCR | 0.76 | 0 |
| 4000092873 |  | xxx | Calculated DSCR | 1.582 | 0 |
| 4000088891 |  | xxx | Calculated DSCR | 1.221 | 0 |
| 4000090471 |  | xxx | Calculated DSCR | 1.125 | 0 |
| 4000088608 |  | xxx | Calculated DSCR | 1.113 | 0 |
| 4000092904 |  | xxx | Calculated DSCR | 1.024 | 0 |
| 4000090918 |  | xxx | Calculated DSCR | 1.061 | 0 |
| 4000091630 |  | xxx | Calculated DSCR | 0.778 | 0 |
| 4000089966 |  | xxx | Calculated DSCR | 1 | 0 |
| 4000080893 |  | xxx | Calculated DSCR | 1.193 | 0 |
| 4000090527 |  | xxx | Calculated DSCR | 1.089 | 0 |
| 4000090417 |  | xxx | Calculated DSCR | 1.285 | 0 |
| 4000091555 |  | xxx | Calculated DSCR | 2.002 | 0 |
| 4000090536 |  | xxx | Calculated DSCR | 1.175 | 0 |
| 4000090944 |  | xxx | Calculated DSCR | 1.219 | 0 |
| 4000087225 |  | xxx | Calculated DSCR | 1.062 | 0 |
| 4000092811 |  | xxx | Calculated DSCR | 1.143 | 0 |
| 4000091009 |  | xxx | Calculated DSCR | 0.933 | 0 |
| 4000093381 |  | xxx | Calculated DSCR | 1.143 | 0 |
| 4000091664 |  | xxx | Calculated DSCR | 1.183 | 0 |
| 4000091687 |  | xxx | Calculated DSCR | 1.309 | 0 |
| 4000090287 |  | xxx | Calculated DSCR | 1.227 | 0 |
| 4000094153 |  | xxx | Calculated DSCR | 1.257 | 0 |
| 4000091982 |  | xxx | Calculated DSCR | 1.166 | 0 |
| 4000092801 |  | xxx | Calculated DSCR | 0.867 | 0 |
| 4000091653 |  | xxx | Calculated DSCR | 0.817 | 0 |
| 4000091989 |  | xxx | Calculated DSCR | 1.717 | 0 |
| 4000092900 |  | xxx | Calculated DSCR | 1.079 | 0 |
| 4000092903 |  | xxx | Calculated DSCR | 1.029 | 0 |
| 4000093007 |  | xxx | Calculated DSCR | 1.136 | 0 |
| 4000090193 |  | xxx | Calculated DSCR | 1.138 | 0 |
| 4000089549 |  | xxx | Calculated DSCR | 1.042 | 0 |
| 4000092474 |  | xxx | Calculated DSCR | 1.969 | 0 |
| 4000088739 |  | xxx | Calculated DSCR | 0.91 | 0 |
| 4000092437 |  | xxx | Calculated DSCR | 1.249 | 0 |
| 4000094442 |  | xxx | Calculated DSCR | 0.822 | 0 |
| 4000094456 |  | xxx | Calculated DSCR | 1.363 | 0 |
| 4000090896 |  | xxx | Calculated DSCR | 1.17 | 0 |
| 4000093508 |  | xxx | Calculated DSCR | 1.357 | 0 |
| 4000094989 |  | xxx | Calculated DSCR | 1.057 | 0 |
| 4000090648 |  | xxx | Calculated DSCR | 1.346 | 0 |
| 4000090655 |  | xxx | Calculated DSCR | 1.035 | 0 |
| 4000091204 |  | xxx | Calculated DSCR | 1.267 | 0 |
| 4000089589 |  | xxx | Calculated DSCR | 1.418 | 0 |
| 4000081871 |  | xxx | Interest Only Flag | Yes | No |
| 4000081398 |  | xxx | Interest Only Flag | Yes | No |
| 4000091032 |  | xxx | Interest Only Flag | Yes | No |
| 4000086965 |  | xxx | Interest Rate | 6.499 | 0.0650 |
| 4000081595 |  | xxx | Note Date | xxx | xxx |
| 4000084215 |  | xxx | Note Date | xxx | xxx |
| 4000094101 |  | xxx | Number of Units | 1 | 41 |
| 4000088158 |  | xxx | Occupancy | Investment | Primary Residence |
| 4000090193 |  | xxx | Occupancy | Investment | Primary Residence |
| 4000086965 |  | xxx | Primary Appraised Property Value | xxx | xxx |
| 4000091547 |  | xxx | Primary Appraised Property Value | xxx | xxx |
| 4000090471 |  | xxx | Primary Mortgage or Rent Times 30 | 1 | 0 |
| 4000089173 |  | xxx | Property Description | 2 Unit | Detached |
| 4000087555 |  | xxx | Property Description | 2 Unit | Detached |
| 4000084703 |  | xxx | Property Description | 2 Unit | Detached |
| 4000085175 |  | xxx | Property Description | 2 Unit | Detached |
| 4000084576 |  | xxx | Property Description | 3 Unit | Semi-Detached |
| 4000091537 |  | xxx | Property Description | PUD - Attached | PUD - Detached |
| 4000089138 |  | xxx | Property Description | Semi-Detached | Detached |
| 4000086618 |  | xxx | Property Description | 2 Unit | Detached |
| 4000088296 |  | xxx | Property Description | Semi-Detached | Detached |
| 4000087246 |  | xxx | Property Description | 2 Unit | Detached |
| 4000092830 |  | xxx | Property Description | 4 Unit | Detached |
| 4000090099 |  | xxx | Property Description | Attached | Detached |
| 4000080893 |  | xxx | Property Description | 4 Unit | Attached |
| 4000094107 |  | xxx | Property Description | PUD - Attached | PUD - Detached |
| 4000094153 |  | xxx | Property Description | PUD - Detached | PUD - Attached |
| 4000094109 |  | xxx | Property Description | PUD - Detached | Detached |
| 4000094140 |  | xxx | Property Description | Detached | PUD - Detached |
| 4000091261 |  | xxx | Property Type | Two to Four Unit | Detached |
| 4000090158 |  | xxx | Property Type | Two to Four Unit | Detached |
| 4000089356 |  | xxx | Property Type | Two to Four Unit | Single Family Detached |
| 4000093175 |  | xxx | Property Type | Two to Four Unit | Detached |
| 4000088580 |  | xxx | Qualifying FICO | 695 | 701 |
| 4000087932 |  | xxx | Qualifying FICO | 774 | 786 |
| 4000090072 |  | xxx | Qualifying FICO | 752 | 729 |
| 4000087246 |  | xxx | Qualifying FICO | 786 | 768 |
| 4000092867 |  | xxx | Qualifying FICO | 748 | 753 |
| 4000091670 |  | xxx | Qualifying FICO | 767 | 787 |
| 4000092358 |  | xxx | Qualifying FICO | 797 | 778 |
| 4000094162 |  | xxx | Qualifying FICO | 800 | 799 |
| 4000089553 |  | xxx | Qualifying FICO | 782 | 777 |
| 4000092424 |  | xxx | Qualifying FICO | 787 | 788 |
| 4000088367 |  | xxx | Qualifying Interest Rate | 7.25 | 9.336 |
| 4000090069 |  | xxx | Qualifying Interest Rate | 9.375 | 9.345 |
| 4000088158 |  | xxx | Qualifying Interest Rate | 7.125 | 9.335 |
| 4000088369 |  | xxx | Qualifying Interest Rate | 9.375 | 9.336 |
| 4000086770 |  | xxx | Qualifying Interest Rate | 7.125 | 9.349 |
| 4000090085 |  | xxx | Qualifying Interest Rate | 7.125 | 9.347 |
| 4000090088 |  | xxx | Qualifying Interest Rate | 9.375 | 9.346 |
| 4000090084 |  | xxx | Qualifying Interest Rate | 7.125 | 77.125 |
| 4000089244 |  | xxx | Qualifying Interest Rate | 9.375 | 9.342 |
| 4000091395 |  | xxx | Qualifying Interest Rate | 9.375 | 9.354 |
| 4000091674 |  | xxx | Qualifying LTV | 65 | 55 |
| 4000088431 |  | xxx | Qualifying Total Debt Income Ratio | 45.44 | 24.62 |
| 4000088708 |  | xxx | Qualifying Total Debt Income Ratio | 40.81 | 43.494 |
| 4000088424 |  | xxx | Qualifying Total Debt Income Ratio | 38.5 | 41.34 |
| 4000088815 |  | xxx | Qualifying Total Debt Income Ratio | 41.96 | 43.72 |
| 4000088423 |  | xxx | Qualifying Total Debt Income Ratio | 39.81 | 37.65 |
| 4000090065 |  | xxx | Qualifying Total Debt Income Ratio | 46.33 | 44.9 |
| 4000091620 |  | xxx | Qualifying Total Debt Income Ratio | 42.65 | 44.1818 |
| 4000089960 |  | xxx | Qualifying Total Debt Income Ratio | 45.91 | 42.514 |
| 4000089244 |  | xxx | Qualifying Total Debt Income Ratio | 28.63 | 32.32 |
| 4000091666 |  | xxx | Qualifying Total Debt Income Ratio | 42.96 | 44.54 |
| 4000091616 |  | xxx | Qualifying Total Debt Income Ratio | 41.78 | 39.28 |
| 4000090600 |  | xxx | Qualifying Total Debt Income Ratio | 47.98 | 49.406 |
| 4000091638 |  | xxx | Qualifying Total Debt Income Ratio | 44.64 | 41.26 |
| 4000090710 |  | xxx | Qualifying Total Debt Income Ratio | 46.32 | 49.76 |
| 4000090242 |  | xxx | Qualifying Total Debt Income Ratio | 33.74 | 30.2 |
| 4000094160 |  | xxx | Qualifying Total Debt Income Ratio | 35.67 | 42.87 |
| 4000094162 |  | xxx | Qualifying Total Debt Income Ratio | 37.58 | 39.16 |
| 4000093280 |  | xxx | Qualifying Total Debt Income Ratio | 13.73 | 16.11 |
| 4000094081 |  | xxx | Qualifying Total Debt Income Ratio | 30.58 | 32.17 |
| 4000091674 |  | xxx | Secondary Appraised Property Value | xxx | xxx |

---

## Exhibit 99.20

**Exhibit 99.20**

![](ex99-20_001.jpg)

**EXECUTIVE SUMMARY**

**OBX 2025-NQM21**

**By Clarifii LLC on October 31, 2025**

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 1

![](ex99-20_001.jpg)

**CLARIFII CONTACT INFORMATION** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Christine Aug** | &nbsp;&nbsp;**Jason Luttenberger** |
| &nbsp;&nbsp; Vice President of Due Diligence | &nbsp;&nbsp; President and Chief Operating Officer |
| &nbsp;&nbsp; Phone: 813.735.4487 | &nbsp;&nbsp; Phone: 917.742.7797 |
| &nbsp;&nbsp; E-mail: Christine.Aug@Clarifii.com | &nbsp;&nbsp; E-mail: Jason.Luttenberger@Clarifii.com |

---

**OVERVIEW**

Clarifii LLC ("Clarifii") conducted an independent third-party pre-securitization due diligence review (the "Review") of 140 loans (the "Loans") and these loans were subsequently acquired by Onslow Bay Financial LLC (the "Client") for the OBX 2025-NQM21 transaction. The loans referenced in this narrative report were reviewed between 12/2024 to 09/2025 by Clarifii. This narrative report provides information about the scope of work performed by Clarifii, and the results of Clarifii's review.

**ORIGINATORS**

Origination channels for the loans in this review:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Retail | &nbsp;&nbsp;25 | &nbsp;&nbsp;17.86% | &nbsp;&nbsp;$16207100.00 |
| &nbsp;&nbsp;Correspondent Flow with Delegated UW | &nbsp;&nbsp;28 | &nbsp;&nbsp;20.00% | &nbsp;&nbsp;$19803794.00 |
| &nbsp;&nbsp;Correspondent Flow without Delegated UW | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.43% | &nbsp;&nbsp;$596000.00 |
| &nbsp;&nbsp;Wholesale | &nbsp;&nbsp;85 | &nbsp;&nbsp;60.71% | &nbsp;&nbsp;$50990212.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**140** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$87597106.00** |

---

The Review consisted of a population of 140 Loans, with an aggregate principal balance of $87,597,106.00.

**CLARIFII'S THIRD PARTY REVIEW (TPR) SCOPE OF WORK**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency loan level review standards in place as of the date of the review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

**LOAN SAMPLING**

The Client defined the sample size and requested Clarifii to perform a random sample of the Loans to be included in the Review. To Clarifii's knowledge, the Review covered 100% of the transaction loan population.

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 2

![](ex99-20_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |

---

**DATA INTEGRITY**

Clarifii performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the Loan file as captured by Clarifii. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| |
|:---|
| &nbsp;&nbsp;**Data Comparison Field** |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Amount of Other Lien |
| &nbsp;&nbsp;Application Date |
| &nbsp;&nbsp;Balloon Flag |
| &nbsp;&nbsp;Borrower 1 Any Outstanding Judgments? |
| &nbsp;&nbsp;Borrower 1 Any part of down payment borrowed? |
| &nbsp;&nbsp;Borrower 1 Bankruptcy in past 7 years? |
| &nbsp;&nbsp;Borrower 1 Birthdate |
| &nbsp;&nbsp;Borrower 1 Citizen |
| &nbsp;&nbsp;Borrower 1 Country Name |
| &nbsp;&nbsp;Borrower 1 Do you intend to occupy property as primary residence? |
| &nbsp;&nbsp;Borrower 1 Email or Internet |
| &nbsp;&nbsp;Borrower 1 Ethnicity - I do not wish to provide this information |
| &nbsp;&nbsp;Borrower 1 Ethnicity - Not Hispanic or Latino |
| &nbsp;&nbsp;Borrower 1 Ethnicity Visual Observation or Surname |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 Foreclosure in past 7 years? |
| &nbsp;&nbsp;Borrower 1 FTHB |
| &nbsp;&nbsp;Borrower 1 Has there been ownership in a property in last 3 yrs |
| &nbsp;&nbsp;Borrower 1 How was title held? |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;Borrower 1 Marital Status |
| &nbsp;&nbsp;Borrower 1 Middle Name |
| &nbsp;&nbsp;Borrower 1 Originator Citizenship Designation |
| &nbsp;&nbsp;Borrower 1 Other Income |
| &nbsp;&nbsp;Borrower 1 Race - I do not wish to provide this information |
| &nbsp;&nbsp;Borrower 1 Race - White |
| &nbsp;&nbsp;Borrower 1 Rent or Own |
| &nbsp;&nbsp;Borrower 1 Sex - I do not wish to provide this information |
| &nbsp;&nbsp;Borrower 1 Sex - Male |
| &nbsp;&nbsp;Borrower 1 SSN |

---

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 3

![](ex99-20_001.jpg)

---

| |
|:---|
| &nbsp;&nbsp;Borrower 1 Years in Current Home |
| &nbsp;&nbsp;Borrower 2 Birthdate |
| &nbsp;&nbsp;Borrower 2 Citizen |
| &nbsp;&nbsp;Borrower 2 Do you intend to occupy property as primary residence? |
| &nbsp;&nbsp;Borrower 2 Email or Internet |
| &nbsp;&nbsp;Borrower 2 Employer 1 Position |
| &nbsp;&nbsp;Borrower 2 Employer 1 Years in Line of Work |
| &nbsp;&nbsp;Borrower 2 Ethnicity - Cuban |
| &nbsp;&nbsp;Borrower 2 Ethnicity - Hispanic or Latino |
| &nbsp;&nbsp;Borrower 2 Ethnicity - I do not wish to provide this information |
| &nbsp;&nbsp;Borrower 2 Ethnicity - Mexican |
| &nbsp;&nbsp;Borrower 2 Ethnicity - Other Hispanic or Latino |
| &nbsp;&nbsp;Borrower 2 Ethnicity - Puerto Rican |
| &nbsp;&nbsp;Borrower 2 Ethnicity Visual Observation or Surname |
| &nbsp;&nbsp;Borrower 2 First Name |
| &nbsp;&nbsp;Borrower 2 Last Name |
| &nbsp;&nbsp;Borrower 2 Marital Status |
| &nbsp;&nbsp;Borrower 2 Name of Employer1 |
| &nbsp;&nbsp;Borrower 2 Race - I do not wish to provide this information |
| &nbsp;&nbsp;Borrower 2 Race - White |
| &nbsp;&nbsp;Borrower 2 Rent or Own |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag |
| &nbsp;&nbsp;Borrower 2 Sex - I do not wish to provide this information |
| &nbsp;&nbsp;Borrower 2 Sex - Male |
| &nbsp;&nbsp;Borrower 2 SSN |
| &nbsp;&nbsp;Borrower 2 Years in Current Home |
| &nbsp;&nbsp;Business Entity EIN |
| &nbsp;&nbsp;Business Purpose Flag |
| &nbsp;&nbsp;Calculated DSCR |
| &nbsp;&nbsp;Cash Disbursement Date |
| &nbsp;&nbsp;Closing/Settlement Date |
| &nbsp;&nbsp;FHA Streamline/VA IRRL Indicator |
| &nbsp;&nbsp;First Payment Date |
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Interest Only Term |
| &nbsp;&nbsp;Interest Rate |
| &nbsp;&nbsp;Investor Loan ID |
| &nbsp;&nbsp;Lease in Place? |
| &nbsp;&nbsp;Lien Position |
| &nbsp;&nbsp;Loan Amount |
| &nbsp;&nbsp;Loan ID |
| &nbsp;&nbsp;Loan Origination Company |
| &nbsp;&nbsp;Loan Origination Company NMLS |
| &nbsp;&nbsp;Loan Program |

---

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 4

![](ex99-20_001.jpg)

---

| |
|:---|
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Loan Type |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;Negative Amortization Flag |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Note Type |
| &nbsp;&nbsp;Number of Borrowers |
| &nbsp;&nbsp;Number of Mortgaged Properties |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Prepayment Penalty Calculation |
| &nbsp;&nbsp;Prepayment Penalty Total Term |
| &nbsp;&nbsp;Primary Appraised Property Value |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Property County |
| &nbsp;&nbsp;Property Rights |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Property Value |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio |
| &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Seller Loan ID |
| &nbsp;&nbsp;Short Term Rent Source |
| &nbsp;&nbsp;Term |
| &nbsp;&nbsp;ULI |
| &nbsp;&nbsp;Verified Doc Type |
| &nbsp;&nbsp;Vested Business Entity Name |

---

**CREDIT UNDERWRITING**

Clarifii reviewed each Loan file to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria, or other requirements provided by Client, including, as applicable, Ability to Repay and Qualified Mortgage requirements. The Credit Qualification review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;· **Loan Attributes** 

To determine borrower program eligibility, Clarifii verified the following loan attributes and, where applicable, recalculated based on the information provided:

- Assets and Reserves

- Gross Income

- Lien Position

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 5

![](ex99-20_001.jpg)

- Loan Purpose

- Housing History

- Loan to Value Ratio (LTV) and Combined Loan to Value Ratio (CLTV)

- Monthly Debt

- Occupancy

- Property Type

- Qualifying principal, interest, tax, insurance, and association dues (PITIA)

- Debt to Income Ratio (DTI)

- Residual Income

- Debt Service Coverage Ratio (DSCR)

&nbsp;&nbsp;&nbsp;&nbsp;· **Credit Application** 

Clarifii verified the following items per the Uniform Residential Loan Application Form 1003 (1003):

- All known borrower-owned properties are disclosed on the Real Estate Owned (REO) Section 2

- Borrower(s) employment history

- Citizenship and eligibility

- First time home buyer status

- The application was signed by all borrowers

- The application was substantially complete

&nbsp;&nbsp;&nbsp;&nbsp;· **Credit History** 

Clarifii verified the following items:

- A credit report or alternative credit history as applicable to loan type is present for each borrower

- Bankruptcy and foreclosure seasoning

- Captured the monthly consumer debt payments for use in the applicable DTI calculation

- Installment and revolving payment history

- Mortgage/Rental payment history

- Verified and reviewed Real Estate Owned, Office of Foreign Assets Control (OFAC) search, and Fraud Alerts

- Number of tradelines

- Credit Score(s) and Qualifying Score Methodology

&nbsp;&nbsp;&nbsp;&nbsp;· **Employment and Income** 

When applicable, Clarifii determined whether all supporting documentation as required by the guidelines and Ability to Repay/Qualified Mortgage Rule (ATR/QM) were complete and accurate. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with the guidelines. Documentation verified employment and income were deemed acceptable if it was a third-party document as required by the guidelines and ATR when applicable and may include:

- Tax returns

- Financial statements

Paystubs

- IRS Form W-2s

- IRS Form 1099

- IRS documents

- Bank statements

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 6

![](ex99-20_001.jpg)

- Lease agreements

- Award letters

- Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;· **Fraud Review** 

For all Loans, Clarifii utilized the results from an independent, third-party fraud tool as well as information in the loan file to identify and address any potential misrepresentations including:

- Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower name variations

- Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject property ownership history

- Employment

- Licensing verification with the Nationwide Multistate Licensing System & Registry (NMLS):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan officer

OFAC

&nbsp;&nbsp;&nbsp;&nbsp;· **Asset Review** 

Clarifii assessed whether the asset documentation required by the guidelines and ATR, when applicable, was present in the Loan file and within required timeframe. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

- Verification of deposits (VOD)

- Depository account statements

- Stock or security account statements

- Gift funds

- Settlements statements

- Other evidence of conveyance and transfer of funds if a sale of assets was involved

- Other documentation in loan file

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;· **Property Insurance and Taxes** 

Clarifii confirmed the presence of the insurance and tax information for the following:

- Confirmed that the flood certification is for the correct borrower, property, lender, and loan number and is a "Life of Loan" certification

- Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns"

Confirmed that the premium amount on both the hazard and flood insurance match figures from the DTI calculations

For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines

For properties in a flood zone, per the flood certification, confirmed that flood insurance meets guideline requirements in the file and met the minimum required amount of coverage in the guidelines

- Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and taxes are current

Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines

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&nbsp;&nbsp;&nbsp;&nbsp;· **Debt Service Coverage Ratio (DSCR)** 

- Calculated DSCR, as required by guidelines

- Confirmed documentation requirements have been met

Summed principal and interest or interest payment, along with taxes, insurance and HOA payments to arrive at monthly property expense. This summed amount is used as the denominator to the monthly lease or estimated lease income, as required by guidelines

**DOCUMENT REVIEW**

Clarifii reviewed each Loan file and verified if the following documents were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final 1003 Application** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Note** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Mortgage/Deed of Trust** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Appraisal** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Sales Contract** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Title Commitment/Policy** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Junior Lien/Subordination Agreement** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Mortgage Insurance** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Flood Certification** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final Loan Estimate (LE)** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final and Closing Disclosure (CD)** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Post-Consummation Closing Disclosure (PCCD), as applicable** 

**COMPLIANCE REVIEW**

Clarifii reviewed each Loan file, when applicable, and verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Compliance verification and validation that each mortgage loan met the relevant provisions of:

**Anti-** **Predatory Lending Requirements**, that are imposed by federal, state and/or local statutory, regulatory, or authoritative determinations (e.g., state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including the Home Ownership and Equity Protection Act (HOEPA) and any state and local high-cost home loan laws. Assignee shall have the meaning as defined in the Truth in Lending Act (TILA).

**Truth in Lending Act (TILA)**, as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026

**Real Estate Settlement Procedures Act (RESPA)**, 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024

**Equal Credit Opportunity Act (ECOA)**, 15 U.S.C. §1691, as implemented by Regulation B, 12 C.F.R. §1001.1(b)

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&nbsp;&nbsp;&nbsp;&nbsp;· **Compliance Documentation Requirements** 

Clarifii reviewed the following documents as they related to regulatory compliance:

- Initial and final application (1003)

- Note, including all addendums

- Copy of note for any junior liens (if applicable)

- Mortgage / Deed of Trust, including all riders

- Initial, Interim, and Final Loan Estimates (LE)

- Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

- Notice of Right to Cancel (when applicable)

- Rate Lock Date

- HOEPA Disclosures (when applicable)

- Initial Escrow Account Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;· **Anti-Predatory Lending (Assignee Liability)** 

Loans were reviewed for violations of federal, state & local high cost, higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition was reported.

&nbsp;&nbsp;&nbsp;&nbsp;· **Compliance Testing of Truth-in-Lending Act (TILA)/Regulation Z Elements** 

Clarifii reverified and retested, when applicable, the following TILA and Regulation Z elements:

**TILA/RESPA Integrated Disclosure Testing (TRID)**

Reviewed and compared LEs and CDs with a report outlining any TILA violations, including a recalculation of disclosed finance charges, principal and interest calculations, proper completion of the Projected Payments table, total of payments, finance charges, amount financed, recalculation of disclosed APR and a review to determine if disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes. Testing was conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID Grid 3.0" v.12/05/2019).

**Right of Rescission** 

Reviewed the TILA Right of Rescission, Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensured proper execution of the Notice of Right to Cancel by all required parties, verified the disbursement date and determined if a full three (3) day rescission period was provided to the borrower(s). The appropriate Model Form was tested according to applicable U.S. Court of Appeals, Circuit Court rulings.

**Qualified Mortgage and Ability to Repay**

Reviewed to ensure the mortgage loan meets the applicable Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43.

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**Real Estate Settlement Procedures Act (RESPA)/Regulation X**

Reviewed to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

**Equal Credit Opportunity Act (ECOA)/Regulation B**

Confirmed compliance with the January 18, 2014, requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals was met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

**Fair Credit Reporting Act (FRCA)/Regulation V**

Confirmed compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

**Miscellaneous Compliance Testing**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Mandatory Arbitration*** – Clarifii reported mandatory arbitration provisions present in
the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Single Premium Credit Insurance*** – Clarifii reported single premium credit insurance policies
or debt cancellation agreements present in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***State prepayment and late charge restrictions*** – Clarifii reported instances where a prepayment
penalty that exceeds the state permitted penalty has expired.

&nbsp;&nbsp;&nbsp;&nbsp;· **State and Local Anti-Predatory Requirements** 

The following is an itemization of the current and historical state and local anti-predatory lending requirements, considered customary in secondary market due diligence compliance testing and reviewed by Clarifii:

- Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

- California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

- California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

- Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

- Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

- Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

- District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

- Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

- Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

- Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

- Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

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- Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1 et seq. (2004).

- Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

- City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

- Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

- Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

- Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

- Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat. § 360.100 et seq.

- Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

- Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

- Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

- Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183I.

- Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

- Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

- Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et seq.

- Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

- Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

- Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

- Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

- Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. § 598D.010 et seq.

- New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

- New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. § 58-21A-1 et seq.

- New York High-Cost Home Loan Regulations (1A – Original Part 41), 3 NYCCR Part 41 (2001).

- New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

- New York Subprime Home Loans, NY Bank. Law § 6-m.

- North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1I(a); 24-10.2(a) as amended.

- Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. § 1.63.

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- Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

- City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

- Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§ 201.01 et seq.

- Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

- Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

- Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

- City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

- Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

- South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

- South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

- Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

- Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

- The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas Constitution

- Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

- Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

- Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

- Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422, 6.1-428.

- Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

- Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

- West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

- Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

- Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· **Business Purpose Loan Compliance Review** 

- Non-Owner Occupied Declaration Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify reflects correct address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify application address is different from subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify executed by all borrowers

- Review Note accuracy and properly executed

- Review Mortgage and applicable riders for accuracy and properly executed

- Occupancy Letter (must state that borrower(s) will not reside in the property

- HMDA section (Information for Government Monitoring Purposes) of the application (initial and/or final)

- If property is in a flood zone, Flood Notice must be provided prior to closing

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- Right to Receive Copy of Appraisal or Appraisal Waiver Disclosure

- Letter of Explanation detailing the use of proceeds.

- Borrower's statement of purpose for the loan.

- State License requirements when applicable

- State Predatory lending and high cost when applicable

**QUALIFIED MORTGAGE (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Clarifii reviewed the loan to determine whether, based on available information in the loan file, (i) the loan contained risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceeded the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeded 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review included a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency, as permitted under the QM final rule, Clarifii reviewed the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviewed the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Clarifii then determined whether the loan was a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**ABILITY TO REPAY (ATR)**

Clarifii reviewed the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focused on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

*Note: for loans designated as QM – Agency eligible (QM – Temporary), Clarifii did not review for compliance with the requirements of Appendix Q or General Ability to Repay.*

Clarifii reviewed loans to determine their conformity with the ATR/QM factors above, and did not render an independent assessment or opinion, warranty or represent that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR, or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative, or judicial authorities (Authorities). Clarifii does not represent or warrant that the factors for which it has reviewed that the loans constitute all the factors and/or criteria that Authorities may consider in determining the status of a loan.

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Clarifii's review was based on information contained in the loan file at the time it was provided for review.

All loans in the population reviewed by Clarifii were investment properties and were found to not be ATR/QM applicable.

**VALUATION REVIEW**

Clarifii reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, comparable sales, completeness of data and eligibility of the appraiser, compared to underwriting guidelines, variances, and tolerances. Clarifii determined that the appraised value appeared to be supported, based on the valuation provided by the Independent Third-party Review.

&nbsp;&nbsp;&nbsp;&nbsp;· **Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)** Clarifii checked for the presence of the appraiser's license and
 reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

&nbsp;&nbsp;&nbsp;&nbsp;· **Uniform Standards of Professional Appraisal Practice (USPAP)** Clarifii confirmed the appraiser's certification is present and
 executed within the original appraisal.

**INDEPENDENT THIRD-PARTY VALUES**

Clarifii applied a cascade methodology to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

&nbsp;&nbsp;&nbsp;&nbsp;· **If the AVM (Automated Valuation Model) supported the origination appraised value within -10% variance, no additional products were required.** 

&nbsp;&nbsp;&nbsp;&nbsp;· If the Desk Review supported the origination appraised value within a -10% variance, no additional products were required.

&nbsp;&nbsp;&nbsp;&nbsp;· In the event the Desk Review process yielded material exceptions or had a value exceeding a negative ten percent (-10%) variance, a field review was ordered to further establish the supported value, unless guidelines allowed for the use of the lower Desk Review value for purpose of LTV/CLTV/HCLTV.

**Uniform Collateral Data Portal (UCDP) Risk Score:**

&nbsp;&nbsp;&nbsp;&nbsp;· For loans with a Fannie Mae Collateral Underwriter Score (CU), if an CU Score was available and the CU Score was greater than 2.5, a Desk Review was either reviewed in the loan file or ordered by Clarifii. If the CU Score was less than or equal to 2.5, a Desk Review was not obtained/required based on market acceptance of UCDP Risk Score.

&nbsp;&nbsp;&nbsp;&nbsp;· For loans with a Freddie Mac Loan Collateral Advisor Score (LCA), if an LCA
Score was available and the LCA Score was greater than 2.5, a Desk Review was either reviewed in the loan file or ordered by Clarifii.
If the LCA Score was less than or equal to 2.5, a Desk Review was not obtained/required based on market acceptance of UCDP Risk Score.

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**VALUATION RESULTS SUMMARY**

The table below summarizes the loans that contained independent third-party valuation product as well as loans with acceptable UCDP Risk Scores:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Product** | &nbsp;&nbsp;**# of Files – No<br> Hit** | &nbsp;&nbsp;**# of Files > -10%<br> Variance to OA or<br> Confidence < 80%** | &nbsp;&nbsp;**Number of Files within -<br> 10% of OA or Acceptable<br> UCDP Risk Score** |
| &nbsp;&nbsp;AVM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;BPO | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;LCA or CU Score <=2.5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;117 |
| &nbsp;&nbsp;Field Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Second Full Appraisal | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 |

---

**DUE DILIGENCE GRADING CRITERIA** 

Upon completion of the loan file due diligence review, Clarifii assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The National Recognized Statistical Rating Organizations (NRSRO) criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Asset-Backed Securities Form ABS Due Diligence-15E.

**Final Event Grade**

---

| | |
|:---|:---|
| **A** | Loan meets Credit, Compliance, and Valuation Guidelines. |
| **B** | The loan materially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and materially meets published guidelines. |
| **C** | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| **D** | Loan is missing documentation to perform a sufficient review. |

---

**Credit Event Grade**

---

| | |
|:---|:---|
| **A** | The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **B** | The loan materially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |

---

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**C** The loan does not materially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets, or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable.

**D** There was not sufficient documentation to perform a review, or the credit file was not furnished.

**Valuation Event Grade**

---

| | |
|:---|:---|
| **A** | The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used Government-Sponsored Enterprise (GSE) approved forms. |
| **B** | The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| **C** | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| **D** | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

**Compliance Event Grade** 

---

| | |
|:---|:---|
| **A** | The loan is compliant with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| **B** | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| **C** | The loan violates one material law or regulation. The material disclosures are missing, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| **D** | There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

**CLARIFII DUE DILIGENCE RESULTS**

Below are the final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

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**Final Overall Loan Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Review Results** | &nbsp;&nbsp;**Overall Review Results** | &nbsp;&nbsp;**Overall Review Results** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;91 | &nbsp;&nbsp;65.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;49 | &nbsp;&nbsp;35.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**140** | &nbsp;&nbsp;**100.00%** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Final Credit Component Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Grade Summary** | &nbsp;&nbsp;**Credit Grade Summary** | &nbsp;&nbsp;**Credit Grade Summary** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;137 | &nbsp;&nbsp;97.86% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;2.14% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**140** | &nbsp;&nbsp;**100.00%** |

---

**Final Property Valuation Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Grade Summary** | &nbsp;&nbsp;**Property Grade Summary** | &nbsp;&nbsp;**Property Grade Summary** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**140** | &nbsp;&nbsp;**100.00%** |

---

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 17

![](ex99-20_001.jpg)

**Final Regulatory Compliance Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Grade Summary** | &nbsp;&nbsp;**Compliance Grade Summary** | &nbsp;&nbsp;**Compliance Grade Summary** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;94 | &nbsp;&nbsp;67.14% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;46 | &nbsp;&nbsp;32.86% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**140** | &nbsp;&nbsp;**100.00%** |

---

**ADDITIONAL LOAN SUMMARY DETAILS**

**Amortization Type**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;7 | &nbsp;&nbsp;5.00% | &nbsp;&nbsp;$10516800.00 |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;133 | &nbsp;&nbsp;95.00% | &nbsp;&nbsp;$77080306.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**140** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$87597106.00** |

---

**Occupancy**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;93 | &nbsp;&nbsp;66.43% | &nbsp;&nbsp;$61873341.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;3 | &nbsp;&nbsp;2.14% | &nbsp;&nbsp;$2295400.00 |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;44 | &nbsp;&nbsp;31.43% | &nbsp;&nbsp;$23428365.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**140** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$87597106.00** |

---

**Loan Purpose**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Refinance | &nbsp;&nbsp;39 | &nbsp;&nbsp;27.86% | &nbsp;&nbsp;$27491100.00 |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;101 | &nbsp;&nbsp;72.14% | &nbsp;&nbsp;$60106006.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**140** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$87597106.00** |

---

**Lien Position**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$87597106.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**140** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$87597106.00** |

---

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 18

![](ex99-20_001.jpg)

**Original Term**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;180 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.71% | &nbsp;&nbsp;$310000.00 |
| &nbsp;&nbsp;360 | &nbsp;&nbsp;139 | &nbsp;&nbsp;99.29% | &nbsp;&nbsp;$87287106.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**140** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$87597106.00** |

---

**DATA COMPARE RESULTS**

Clarifii provided Client with a copy of the Loan Level Data Compare Report which shows the differences between the data received by the sellers versus the data captured by Clarifii during the loan review.

**Summary of Data Compare Results**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Comparison Field** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**Accuracy<br> %** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;13 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Amount of Other Lien | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Any Outstanding Judgments? | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Any part of down payment borrowed? | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Bankruptcy in past 7 years? | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Birthdate | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Country Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Do you intend to occupy property as primary residence? | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Email or Internet | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Ethnicity - I do not wish to provide this information | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Ethnicity - Not Hispanic or Latino | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Ethnicity Visual Observation or Surname | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;138 | &nbsp;&nbsp;99.28% |
| &nbsp;&nbsp;Borrower 1 Foreclosure in past 7 years? | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Has there been ownership in a property in last 3 yrs | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 How was title held? | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Marital Status | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Middle Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Originator Citizenship Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Other Income | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |

---

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 19

![](ex99-20_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Borrower 1 Race - I do not wish to provide this information | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Race - White | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Rent or Own | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Sex - I do not wish to provide this information | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Sex - Male | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Years in Current Home | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Birthdate | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Do you intend to occupy property as primary residence? | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Email or Internet | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Employer 1 Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Employer 1 Years in Line of Work | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Ethnicity - Cuban | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Borrower 2 Ethnicity - Hispanic or Latino | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Ethnicity - I do not wish to provide this information | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Ethnicity - Mexican | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Borrower 2 Ethnicity - Other Hispanic or Latino | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Borrower 2 Ethnicity - Puerto Rican | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Borrower 2 Ethnicity Visual Observation or Surname | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Marital Status | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Name of Employer1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Race - I do not wish to provide this information | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Race - White | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Rent or Own | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Sex - I do not wish to provide this information | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Sex - Male | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Years in Current Home | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Business Entity EIN | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;16 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;9 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;26 | &nbsp;&nbsp;103 | &nbsp;&nbsp;74.76% |
| &nbsp;&nbsp;Closing/Settlement Date | &nbsp;&nbsp;79 | &nbsp;&nbsp;111 | &nbsp;&nbsp;28.83% |
| &nbsp;&nbsp;FHA Streamline/VA IRRL Indicator | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;127 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;20 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |

---

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 20

![](ex99-20_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Investor Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Lease in Place? | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;18 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Origination Company | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Origination Company NMLS | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;0 | &nbsp;&nbsp;127 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Negative Amortization Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;127 | &nbsp;&nbsp;99.21% |
| &nbsp;&nbsp;Note Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Number of Borrowers | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Number of Mortgaged Properties | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;124 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Calculation | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Total Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;26 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;3 | &nbsp;&nbsp;138 | &nbsp;&nbsp;97.83% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;0 | &nbsp;&nbsp;113 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Rights | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;8 | &nbsp;&nbsp;138 | &nbsp;&nbsp;94.20% |
| &nbsp;&nbsp;Property Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;3 | &nbsp;&nbsp;136 | &nbsp;&nbsp;97.79% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;129 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;138 | &nbsp;&nbsp;99.28% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;15 | &nbsp;&nbsp;136 | &nbsp;&nbsp;88.97% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;101 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Seller Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;140 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Short Term Rent Source | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;138 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;ULI | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Verified Doc Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;129 | &nbsp;&nbsp;99.22% |
| &nbsp;&nbsp;Vested Business Entity Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;9 | &nbsp;&nbsp;88.89% |

---

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 21

![](ex99-20_001.jpg)

**CLARIFII THIRD PARTY REPORTS DELIVERED**

Clarifii furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report/Executive Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Attestation Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Rating Agency Grade Detail and Summary Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Data Compare Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Rating Agency ATR/QM Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Supplement Data Extract

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Business Purpose Supplement Data Extract

**Disclaimer**

*Clarifii LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).*

 

*Please be advised that Clarifii has not determined whether the Loans comply with federal, state, or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clarifii's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clarifii's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. The findings reached by Clarifii are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clarifii and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clarifii do not constitute legal advice or opinions.*

 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared, and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.*

 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.*

 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance.*© 2025 Clarifii LLC. All rights reserved.

OBX 2025-NQM21 Due Diligence Narrative Report – PagE \| 22

## Exhibit 99.21

**Exhibit 99.21**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 4000059334 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| 4000060427 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| 4000077138 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 36.0 | 36.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXX |
| 4000080492 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 79.99 | 79.99 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX |
| 4000084604 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000085682 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000087252 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 63.11 | 63.11 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| 4000084481 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 57.71 | 57.71 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000084485 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XXXX |
| 4000088310 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| 4000088315 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 79.89 | 79.89 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000088323 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | -.0444 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0444 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible |  |  |
| 4000088302 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 61.11 | 61.11 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| 4000089084 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000088105 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 56.3 | 56.3 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXX |
| 4000088305 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 48.69 | 48.69 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| 4000088307 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000088587 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 53.61 | 53.61 | XXXX | XXXX | -.0619 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0619 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXX |
| 4000088333 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| 4000088500 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| 4000088314 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000088311 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXX |
| 4000089099 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 74.07 | 74.07 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000088319 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 45.16 | 45.16 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| 4000089101 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 74.3 | 74.3 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000088308 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000088317 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 51.65 | 62.64 | XXXX | XXXX | .0010 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0010 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089346 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 59.85 | 59.85 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX |
| 4000089090 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089087 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| 4000088318 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 28.57 | 28.57 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089560 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089088 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 69.46 | 69.46 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| 4000089334 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 76.96 | 76.96 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089102 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0000 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089342 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 74.94 | 74.94 | XXXX | XXXX | -.0004 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0004 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXX |
| 4000089337 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089340 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 76.0 | 76.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000088501 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 39.08 | 39.08 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089093 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089094 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089343 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089517 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089506 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 74.59 | 74.59 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089086 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXX |
| 4000089096 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 59.48 | 59.48 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089097 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089335 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.18 | 70.18 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089095 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 55.99 | 55.99 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089104 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX |
| 4000089100 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 49.4 | 49.4 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089332 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 71.28 | 71.28 | XXXX | XXXX | -.0256 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0256 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089333 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 61.0 | 61.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089345 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| 4000089562 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 52.86 | 52.86 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX |
| 4000089331 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089559 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0233 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0233 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089561 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| 4000089339 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000090230 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089556 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| 4000090218 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089557 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 57.84 | 57.84 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| 4000092287 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 33.93 | 33.93 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000090217 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 32.37 | 32.37 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000090222 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 73.91 | 73.91 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000090224 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000090229 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 79.92 | 79.92 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000090219 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXX |
| 4000088656 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091448 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 50.96 | 50.96 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000090220 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000090228 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000092286 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 47.06 | 47.06 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091444 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 63.93 | 63.93 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000090223 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091452 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000092668 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 69.8 | 69.8 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000093331 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| 4000092670 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092207 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091465 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 74.05 | 74.05 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible |  |  |
| 4000091445 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXX | Eligible |  |  |
| 4000091455 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 46.84 | 46.84 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXX | Eligible |  |  |
| 4000092224 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0169 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0169 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXX |
| 4000092288 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| 4000088533 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 73.98 | 73.98 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| 4000091462 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 76.89 | 76.89 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091454 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 33.87 | 33.87 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089033 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 67.16 | 67.16 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000089034 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 74.64 | 74.64 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091446 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 79.45 | 79.45 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091447 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 37.5 | 37.5 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000093068 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX | Not Eligible |  |  |
| 4000091459 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089855 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| 4000089566 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 27.07 | 27.07 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000087852 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXX |
| 4000089623 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXX |
| 4000093033 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 33.33 | 33.33 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000092658 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091457 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 39.49 | 39.49 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXX |
| 4000092659 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091460 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000093985 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 79.37 | 79.37 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible |  |  |
| 4000093032 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX |
| 4000087581 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 29.63 | 29.63 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| 4000090406 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible | 1 | XXXX |
| 4000092922 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 43.86 | 43.86 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000085928 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091450 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0002 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0002 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091449 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089552 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089927 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 55.0 | 55.0 | XXXX | XXXX | -.0568 | 1004 URAR |  |  |  |  | XXXX | XXXX | -.0568 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090425 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000092292 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 59.6 | 59.6 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000092213 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 52.08 | 52.08 | XXXX | XXXX | .0490 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0490 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092222 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 62.26 | 62.26 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000092660 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000092299 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 64.91 | 64.91 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible |  |  |
| 4000092666 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | -.0200 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0200 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| 4000094189 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 73.97 | 73.97 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000092295 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 78.26 | 78.26 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000093677 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000092289 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 58.82 | 58.82 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000092296 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000092505 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| 4000094012 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 60.66 | 60.66 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091487 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.4 | XXXX |
| 4000093623 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 74.69 | 74.69 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| 4000090310 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| 4000093693 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XXXX |
| 4000091734 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000089758 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000090183 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 34.83 | 34.83 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091736 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 69.29 | 69.29 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091930 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | XXXX |
| 4000091846 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000091997 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 49.0 | 49.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| 4000094510 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |

---

## Exhibit 99.22

**Exhibit 99.22**

---

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| **Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Subordinate Lien 2 Type** | **Subordinate Lien 2 Max Draw Amount (HELOC)** | **Subordinate Lien 3 Type** | **Subordinate Lien 3 Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower 1 Trust Name** | **Borrower 2 Trust Name** | **Borrower 3 Trust Name** | **Borrower 4 Trust Name** |
| 4000059334 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 10490 | XXXX | 6.880% |  |  | No | 7.641% |  | 7.500% |  | $5873.40 | No |  | $10030.08 | $835.84 | $2348.04 | $195.67 | $0.00 | $0.00 | $0.00 | $6904.91 | $8395.24 | N/A |  |  | $0.00 |  |  | 0.00% | 46.34% | 46.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Wage, Overtime and Bonus - Written VOE Verified, Lease Agreements Verified - 2022, 2023, 2024 | Borrower - 2022, 2023, 2024 | XXXX | XXXX | XX | XXXX | XXXX | 10/24/2024 | 10/24/2024 |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 50.6 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000060427 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 4690 | XXXX | 6.690% |  |  | No | 7.410% |  | 7.250% |  | $3689.21 | No |  | $8450.04 | $704.17 | $1092.96 | $91.08 | $3720.00 | $310.00 | $0.00 | $4794.46 | $13863.28 | Yes | XXXX | XX | $310.00 |  | Monthly | 0.00% | 43.89% | 43.89% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | XX | XXXX | XXXX | 11/26/2024 | 11/26/2024 |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.5 | XXXX | 10.5 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000077138 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.250% |  | $3556.69 | No |  | $11982.72 | $998.56 | $914.04 | $76.17 | $0.00 | $0.00 | $0.00 | $4631.42 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.896 | 0.896 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 04/29/2025 | 04/29/2025 |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 0 | XXXX | 121.8 | No | 36 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| 4000080492 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 16030 | XXXX | 6.920% |  |  | No | 7.488% |  | 7.375% |  | $11921.05 | No |  | $31102.68 | $2591.89 | $1822.20 | $151.85 | $3000.00 | $250.00 | $0.00 | $14914.79 | $95669.16 | N/A | XXXX | XX | $250.00 |  | Monthly | 0.00% | 29.57% | 29.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | XXXX | XXXX | XX | XXXX | XXXX | 05/27/2025 | 05/27/2025 |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 5.9 | XXXX | 5.9 | No | 79.99 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000084604 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.125% |  | $8758.34 | No |  | $24999.96 | $2083.33 | $4098.96 | $341.58 | $0.00 | $0.00 | $0.00 | $11183.25 | $15453.76 | N/A |  |  | $0.00 |  |  | 0.00% | 40.84% | 40.84% | Yes | Yes |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Third-Party Prepared (Unaudited) | CPA | 12 | NA | 0 | Yes | 24 | Yes | 29 | 29 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - ["2024","2025","2023"] - 2024, 2025, 2023 \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025","2023"] - 2024, 2025, 2023 \|\| Co Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 05/21/2025 | 05/21/2025 | 05/21/2025 |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.8 | XXXX | 10.8 | No | 65 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000085682 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 6495 | XXXX | 6.880% |  |  | No | 7.801% |  | 7.625% |  | $3312.47 | No |  | $6374.52 | $531.21 | $1811.04 | $150.92 | $0.00 | $0.00 | $0.00 | $3994.60 | $7224.85 | N/A |  |  | $0.00 |  |  | 0.00% | 41.82% | 41.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 29 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 05/29/2025 | 05/29/2025 |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.8 | XXXX | 4.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000087252 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 6515 | XXXX | 6.890% |  |  | No | 7.150% |  | 7.000% |  | $5156.09 | No |  | $15350.04 | $1279.17 | $1578.24 | $131.52 | $0.00 | $0.00 | $0.00 | $6566.78 | $9917.22 | N/A |  |  | $0.00 |  |  | 0.00% | 43.94% | 43.94% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/09/2025 | 06/09/2025 |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.8 | XXXX | 0.8 | No | 63.11 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000084481 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 3765 | XXXX | 6.880% |  |  | No | 7.377% |  | 7.250% |  | $2080.64 | No |  | $5494.32 | $457.86 | $2733.00 | $227.75 | $750.00 | $62.50 | $0.00 | $2828.75 | $19095.96 | N/A | XXXX | XX | $62.50 |  | Annually | 0.00% | 21.34% | 21.34% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/11/2025 | 06/11/2025 |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-151 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.8 | XXXX | 11.8 | No | 57.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000084485 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 13085 | XXXX | 6.830% |  |  | No | 7.424% |  | 7.250% |  | $6821.76 | No |  | $15624.96 | $1302.08 | $2655.96 | $221.33 | $0.00 | $0.00 | $0.00 | $8345.17 | $10506.83 | N/A |  |  | $0.00 |  |  | 0.00% | 45.42% | 45.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - 2024, 2023, 2025 | Borrower - 2024, 2023, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 04/30/2025 | 04/30/2025 |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-766 Employment Authorization Document |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.3 | XXXX | 4.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088310 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 5710 | XXXX | 6.770% |  |  | No | 7.271% |  | 7.000% |  | $2142.27 | No |  | $5472.00 | $456.00 | $0.00 | $0.00 | $4680.00 | $390.00 | $0.00 | $2988.27 | $5007.89 | Yes | XXXX | XX | $390.00 |  | Monthly | 0.00% | 37.64% | 37.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/13/2025 | 06/13/2025 |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-766 Employment Authorization Document |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 0 | No | 70 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088315 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 5817.92 | XXXX | 6.890% |  |  | No | 7.572% |  | 7.375% |  | $2569.31 | No |  | $5820.48 | $485.04 | $1164.00 | $97.00 | $0.00 | $0.00 | $0.00 | $3151.35 | $4084.77 | N/A |  |  | $0.00 |  |  | 0.00% | 43.82% | 43.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/01/2025 | 07/01/2025 |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.3 | XXXX | 10.3 | No | 79.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088323 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 7695 | XXXX | 6.830% |  |  | No | 7.461% |  | 7.125% |  | $2102.00 | No |  | $4875.00 | $406.25 | $1230.96 | $102.58 | $5160.00 | $430.00 | $0.00 | $3040.83 | $4243.17 | Yes | XXXX | XX | $430.00 |  | Monthly | 0.00% | 43.42% | 43.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 40 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 05/19/2025 | 05/19/2025 |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.5 | XXXX | 6.6 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088302 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 8475 | XXXX | 6.890% |  |  | No | 7.617% |  | 7.250% |  | $2251.18 | No |  | $7493.76 | $624.48 | $2019.96 | $168.33 | $0.00 | $0.00 | $0.00 | $3043.99 | $4688.01 | N/A |  |  | $0.00 |  |  | 0.00% | 39.90% | 39.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 05/30/2025 | 05/30/2025 |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 0.9 | No | 61.11 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089084 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 1640.2 | XXXX | 6.670% |  |  | No | 7.597% |  | 7.500% |  | $3384.20 | No |  | $10330.08 | $860.84 | $1614.96 | $134.58 | $1608.00 | $134.00 | $0.00 | $4513.62 | $5203.35 | N/A | XXXX | XX | $134.00 |  | Monthly | 0.00% | 47.53% | 47.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale,Proceeds from Sale | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/13/2025 | 06/13/2025 |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 19 | XXXX | 19 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088105 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 5738 | XXXX | 6.830% |  |  | No | 7.255% |  | 7.000% |  | $1516.89 | No |  | $8627.04 | $718.92 | $2379.00 | $198.25 | $840.00 | $70.00 | $0.00 | $2504.06 | $4053.94 | N/A | XXXX | XX | $70.00 | 09/01/2025 | Monthly | 0.00% | 38.51% | 38.51% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/12/2025 | 06/12/2025 |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.4 | XXXX | 11.4 | No | 56.3 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088305 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 6194 | XXXX | 6.880% |  |  | No | 7.433% |  | 7.250% |  | $2790.10 | No |  | $7878.12 | $656.51 | $2155.92 | $179.66 | $0.00 | $0.00 | $0.00 | $3626.27 | $4678.21 | N/A |  |  | $0.00 |  |  | 0.00% | 48.59% | 48.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/13/2025 | 06/13/2025 |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  | Missing |  |  | XXXX |  |  |  | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 19.8 | XXXX | 19.8 | No | 48.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088307 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 28108.88 | XXXX | 6.750% |  |  | No | 7.330% |  | 7.000% |  | $6469.58 | No |  | $23388.12 | $1949.01 | $1113.12 | $92.76 | $7236.00 | $603.00 | $0.00 | $9114.35 | $19864.47 | N/A | XXXX | XX | $603.00 |  | Monthly | 0.00% | 46.79% | 46.79% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 41 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/25/2025 | 06/25/2025 |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 0 | No | 70 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088587 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 19695 | XXXX | 6.750% |  |  | No | 7.606% |  | 7.375% |  | $3591.51 | No |  | $8606.16 | $717.18 | $1560.00 | $130.00 | $0.00 | $0.00 | $0.00 | $4438.69 | $8236.09 | N/A |  |  | $0.00 |  |  | 0.00% | 45.04% | 45.04% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 31 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/18/2025 | 07/18/2025 |  |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 12.6 | No | 53.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088333 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 8045 | XXXX | 6.770% |  |  | No | 7.341% |  | 7.125% |  | $3206.90 | No |  | $7437.48 | $619.79 | $1560.96 | $130.08 | $0.00 | $0.00 | $0.00 | $3956.77 | $9598.45 | N/A |  |  | $0.00 |  |  | 0.00% | 39.57% | 39.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/30/2025 | 06/30/2025 |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 5.3 | XXXX | 5.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088500 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 15119 | XXXX | 6.790% |  |  | No | 7.505% |  | 7.250% |  | $5195.45 | No |  | $11900.04 | $991.67 | $2025.12 | $168.76 | $0.00 | $0.00 | $0.00 | $6355.88 | $26970.10 | N/A |  |  | $0.00 |  |  | 0.00% | 27.52% | 27.52% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | Third-Party Prepared (Unaudited) | 18 | CPA | Third-Party Prepared (Unaudited) | CPA | 18 | Yes | 70 | Yes | 70 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 \|\| Co Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 \|\| Co Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/22/2025 | 07/22/2025 | 07/22/2025 |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 58.5 | XXXX | 58.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000088314 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 16950 | XXXX | 6.790% |  |  | No | 7.304% |  | 7.000% |  | $4577.28 | No |  | $10749.96 | $895.83 | $942.00 | $78.50 | $0.00 | $0.00 | $0.00 | $5551.61 | $7407.39 | N/A |  |  | $0.00 |  |  | 0.00% | 43.02% | 43.02% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 41 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/08/2025 | 07/08/2025 |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 14.6 | XXXX | 14.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088311 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 204.68 | XXXX | 6.790% |  |  | No | 8.015% |  | 7.750% |  | $1232.23 | No |  | $2687.52 | $223.96 | $257.04 | $21.42 | $4536.00 | $378.00 | $0.00 | $1855.61 | $8106.50 | Yes | XXXX | XX | $378.00 |  | Monthly | 0.00% | 30.64% | 30.64% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/03/2025 | 07/03/2025 |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 32.9 | XXXX | 32.9 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089099 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 13495 | XXXX | 6.790% |  |  | No | 7.259% |  | 7.125% |  | $2694.87 | No |  | $2653.20 | $221.10 | $2237.04 | $186.42 | $300.00 | $25.00 | $0.00 | $3127.39 | $4831.61 | N/A | XXXX | XX | $25.00 |  | Annually | 0.00% | 39.60% | 39.60% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/15/2025 | 07/15/2025 |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 35.8 | XXXX | 35.8 | No | 74.07 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088319 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 9640 | XXXX | 6.750% |  |  | No | 6.949% |  | 6.750% |  | $4540.19 | No |  | $19374.96 | $1614.58 | $3729.00 | $310.75 | $0.00 | $0.00 | $0.00 | $6465.52 | $15244.82 | N/A |  |  | $0.00 |  |  | 0.00% | 29.78% | 29.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/18/2025 | 06/18/2025 |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 1.8 | XXXX | 1.8 | No | 45.16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089101 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 3751 | XXXX | 6.750% |  |  | No | 7.202% |  | 7.125% |  | $8084.62 | No |  | $20187.48 | $1682.29 | $1851.00 | $154.25 | $0.00 | $0.00 | $0.00 | $9921.16 | $25234.34 | N/A |  |  | $0.00 |  |  | 0.00% | 28.82% | 28.82% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 128 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/06/2025 | 07/06/2025 |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 64.8 | XXXX | 64.8 | No | 74.3 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088308 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 6610.95 | XXXX | 6.790% |  |  | No | 7.187% |  | 7.000% |  | $3725.69 | No |  | $9794.64 | $816.22 | $1899.48 | $158.29 | $4140.00 | $345.00 | $0.00 | $5045.20 | $6084.80 | N/A | XXXX | XX | $345.00 |  | Monthly | 0.00% | 45.67% | 45.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/22/2025 | 07/22/2025 |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-766 Employment Authorization Document |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.3 | XXXX | 4.3 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088317 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 7238.95 | XXXX | 6.790% |  |  | No | 7.364% |  | 7.125% |  | $3166.48 | No |  | $11375.04 | $947.92 | $3147.96 | $262.33 | $5316.00 | $443.00 | $544.89 | $5364.62 | $7369.54 | N/A | XXXX | XX | $443.00 |  | Monthly | 0.00% | 43.67% | 43.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/16/2025 | 07/16/2025 |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No | Closed End - Fixed |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 5.7 | XXXX | 5.7 | No | 62.64 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089346 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 10785.2 | XXXX | 6.750% |  |  | No | 7.956% |  | 7.875% |  | $2864.02 | No |  | $4937.64 | $411.47 | $2057.28 | $171.44 | $1620.00 | $135.00 | $0.00 | $3581.93 | $6232.96 | N/A | XXXX | XX | $135.00 |  | Annually | 0.00% | 40.53% | 40.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 05/11/2025 | 05/11/2025 |  |  |  | 671 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 99.6 | No | 59.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089090 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 6974 | XXXX | 6.750% |  |  | No | 7.746% |  | 7.500% |  | $2785.67 | No |  | $9672.00 | $806.00 | $2280.00 | $190.00 | $1860.00 | $155.00 | $0.00 | $3936.67 | $9567.80 | N/A | XXXX | XX | $155.00 |  | Monthly | 0.00% | 38.05% | 38.05% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 17 | CPA |  |  |  | Yes | 63 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/18/2025 | 06/18/2025 |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.3 | XXXX | 4.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089087 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 7185 | XXXX | 6.670% |  |  | No | 7.729% |  | 7.500% |  | $3076.54 | No |  | $12733.56 | $1061.13 | $1641.96 | $136.83 | $1860.00 | $155.00 | $0.00 | $4429.50 | $13242.17 | N/A | XXXX | XX | $155.00 |  | Monthly | 0.00% | 25.29% | 25.29% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 64 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/24/2025 | 07/24/2025 |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4 | XXXX | 7.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088318 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 6490 | XXXX | 6.750% |  |  | No | 7.419% |  | 7.125% |  | $2694.87 | No |  | $17750.04 | $1479.17 | $2571.00 | $214.25 | $0.00 | $0.00 | $0.00 | $4388.29 | $10645.62 | N/A |  |  | $0.00 |  |  | 0.00% | 31.99% | 31.99% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/15/2025 | 07/15/2025 |  |  |  | 817 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.8 | XXXX | 7.8 | No | 28.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089560 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 10932 | XXXX | 6.750% |  |  | No | 6.990% |  | 6.625% |  | $2074.61 | No |  | $5962.08 | $496.84 | $3531.00 | $294.25 | $0.00 | $0.00 | $0.00 | $2865.70 | $8073.38 | N/A |  |  | $0.00 |  |  | 0.00% | 27.90% | 27.90% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/16/2025 | 07/16/2025 |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.3 | XXXX | 10.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089088 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 8995 | XXXX | 6.730% |  |  | No | 7.439% |  | 7.250% |  | $3956.62 | No |  | $9005.04 | $750.42 | $1420.80 | $118.40 | $0.00 | $0.00 | $0.00 | $4825.44 | $6794.56 | N/A |  |  | $0.00 |  |  | 0.00% | 45.64% | 45.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 38 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/11/2025 | 07/11/2025 |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  | N/A |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.8 | XXXX | 4.8 | No | 69.46 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089334 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 10435 | XXXX | 6.670% |  |  | No | 7.547% |  | 7.375% |  | $6112.48 | No |  | $14375.04 | $1197.92 | $3173.04 | $264.42 | $0.00 | $0.00 | $0.00 | $7574.82 | $10128.18 | N/A |  |  | $0.00 |  |  | 0.00% | 45.64% | 45.64% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/16/2025 | 06/16/2025 |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.8 | XXXX | 4.8 | No | 76.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089102 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 2390 | XXXX | 6.750% |  |  | No | 7.458% |  | 7.375% |  | $5254.66 | No |  | $11887.44 | $990.62 | $1268.04 | $105.67 | $0.00 | $0.00 | $0.00 | $6350.95 | $14643.88 | N/A |  |  | $0.00 |  |  | 0.00% | 36.88% | 36.88% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2025, 2024, 2023 | Borrower - 2025, 2024, 2023 | XXXX | XXXX | XX | XXXX | XXXX | 07/08/2025 | 07/08/2025 |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 18.1 | XXXX | 22.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089342 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.500% |  | $8603.74 | No |  | $17772.60 | $1481.05 | $3840.00 | $320.00 | $4404.00 | $367.00 | $0.00 | $10771.79 | $13250.85 | N/A | XXXX | XX | $367.00 |  | Monthly | 0.00% | 49.65% | 49.65% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/15/2025 | 07/15/2025 |  |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 13.1 | XXXX | 13.1 | No | 74.94 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089337 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 7885 | XXXX | 6.750% |  |  | No | 7.102% |  | 6.875% |  | $3153.26 | No |  | $10884.00 | $907.00 | $1997.04 | $166.42 | $1980.00 | $165.00 | $0.00 | $4391.68 | $7461.32 | N/A | XXXX | XX | $165.00 |  | Monthly | 0.00% | 37.82% | 37.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/17/2025 | 07/17/2025 |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4 | XXXX | 4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089340 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.790% |  |  | No | 7.330% |  | 7.250% |  | $6480.67 | No |  | $15624.96 | $1302.08 | $3096.00 | $258.00 | $0.00 | $0.00 | $0.00 | $8040.75 | $17693.18 | N/A |  |  | $0.00 |  |  | 0.00% | 40.82% | 40.82% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 100.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 \|\| Co Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/16/2025 | 07/16/2025 | 07/16/2025 |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 15.9 | XXXX | 15.9 | No | 76 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000088501 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 3 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.875% |  | $3081.00 | No |  | $15000.00 | $1250.00 | $1976.04 | $164.67 | $0.00 | $0.00 | $0.00 | $4495.67 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.001 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/21/2025 | 07/21/2025 | 07/21/2025 |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 20.3 | XXXX | 20.3 | No | 39.08 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000089093 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 11568 | XXXX | 6.790% |  |  | No | 7.272% |  | 7.125% |  | $7755.85 | No |  | $17987.52 | $1498.96 | $2657.04 | $221.42 | $0.00 | $0.00 | $0.00 | $9476.23 | $14913.77 | N/A |  |  | $0.00 |  |  | 0.00% | 40.75% | 40.75% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/20/2025 | 06/20/2025 |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10 | XXXX | 10 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089094 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 8810 | XXXX | 6.790% |  |  | No | 7.230% |  | 7.000% |  | $3672.47 | No |  | $11499.96 | $958.33 | $2619.72 | $218.31 | $0.00 | $0.00 | $0.00 | $4849.11 | $7545.75 | N/A |  |  | $0.00 |  |  | 0.00% | 40.70% | 40.70% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 30 | FNMA 1005 | Yes | 30 | 30 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Overtime and Bonus - Written VOE Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 \|\| Co Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/23/2025 | 07/23/2025 | 07/23/2025 |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 3.3 | XXXX | 3.3 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000089343 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 10440 | XXXX | 6.750% |  |  | No | 7.598% |  | 7.375% |  | $4392.68 | No |  | $9937.44 | $828.12 | $1289.04 | $107.42 | $0.00 | $0.00 | $0.00 | $5328.22 | $9787.70 | N/A |  |  | $0.00 |  |  | 0.00% | 37.86% | 37.86% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/23/2025 | 07/23/2025 |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.4 | XXXX | 6.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089517 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.500% |  | $2838.81 | No |  | $12250.20 | $1020.85 | $3954.00 | $329.50 | $0.00 | $0.00 | $0.00 | $4189.16 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.764 | 0.76 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/19/2025 | 07/19/2025 |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 93.5 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089506 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.000% |  | $1935.36 | No |  | $7230.24 | $602.52 | $3142.80 | $261.90 | $0.00 | $0.00 | $0.00 | $2799.78 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/21/2025 | 07/21/2025 |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 17.3 | XXXX | 17.3 | No | 74.59 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089086 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.875% |  | $1974.82 | No |  | $11976.84 | $998.07 | $1437.96 | $119.83 | $924.96 | $77.08 | $0.00 | $3169.80 |  | N/A | XXXX | XX | $77.08 |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.82 | 0.82 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 06/18/2025 | 06/18/2025 |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 3.3 | XXXX | 3.3 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089096 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.375% |  | $7261.50 | No |  | $10645.92 | $887.16 | $2496.00 | $208.00 | $0.00 | $0.00 | $0.00 | $8356.66 | $20646.88 | N/A |  |  | $0.00 |  |  | 0.00% | 35.70% | 35.70% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 72 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/17/2025 | 07/17/2025 |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 0 | XXXX | 21.8 | No | 59.48 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089097 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 9495 | XXXX | 6.790% |  |  | No | 7.058% |  | 6.875% |  | $4204.34 | No |  | $9999.96 | $833.33 | $1419.00 | $118.25 | $0.00 | $0.00 | $0.00 | $5155.92 | $9854.08 | N/A |  |  | $0.00 |  |  | 0.00% | 42.54% | 42.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 76 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2025, 2024, 2023 | Borrower - 2025, 2024, 2023 | XXXX | XXXX | XX | XXXX | XXXX | 06/09/2025 | 06/09/2025 |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A |  |  |  | XXXX |  |  |  | I-151 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.2 | XXXX | 6.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089335 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.790% |  |  | No | 7.319% |  | 7.250% |  | $6821.76 | No |  | $17812.56 | $1484.38 | $1715.04 | $142.92 | $1080.00 | $90.00 | $0.00 | $8539.06 | $17043.68 | N/A | XXXX | XX | $90.00 |  | Monthly | 0.00% | 33.59% | 33.59% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 67 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/21/2025 | 07/21/2025 |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 5.4 | XXXX | 5.4 | No | 70.18 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089095 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.875% |  | $2364.94 | No |  | $7401.60 | $616.80 | $789.96 | $65.83 | $2160.00 | $180.00 | $0.00 | $3227.57 |  | N/A | XXXX | XX | $180.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.007 | 1.007 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/24/2025 | 07/24/2025 |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 31 | XXXX | 31 | No | 55.99 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089104 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 12240 | XXXX | 6.750% |  |  | No | 7.027% |  | 6.875% |  | $6405.06 | No |  | $16250.04 | $1354.17 | $2181.96 | $181.83 | $0.00 | $0.00 | $0.00 | $7941.06 | $14662.80 | N/A |  |  | $0.00 |  |  | 0.00% | 44.80% | 44.80% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/22/2025 | 07/22/2025 |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089100 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.875% |  | $2693.41 | No |  | $4734.48 | $394.54 | $1041.96 | $86.83 | $0.00 | $0.00 | $0.00 | $3174.78 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.039 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/16/2025 | 07/16/2025 | 07/16/2025 |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 129.4 | No | 49.4 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000089332 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 8.125% |  | $5160.36 | No |  | $12187.44 | $1015.62 | $4478.88 | $373.24 | $0.00 | $0.00 | $0.00 | $6549.22 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.702 | 0.7 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 08/08/2025 | 08/08/2025 |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4 | XXXX | 4 | No | 71.28 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089333 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 4270 | XXXX | 6.750% |  |  | No | 7.395% |  | 7.375% |  | $2949.18 | No |  | $4489.68 | $374.14 | $522.12 | $43.51 | $3600.00 | $300.00 | $0.00 | $3666.83 | $5465.45 | N/A | XXXX | XX | $300.00 |  | Monthly | 0.00% | 40.58% | 40.58% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 69 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/18/2025 | 06/18/2025 |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 14.4 | XXXX | 14.4 | No | 61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089345 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 7494 | XXXX | 6.750% |  |  | No | 7.672% |  | 7.500% |  | $3568.79 | No |  | $5976.24 | $498.02 | $3269.04 | $272.42 | $582.96 | $48.58 | $0.00 | $4387.81 | $5750.19 | N/A | XXXX | XX | $48.58 |  | Annually | 0.00% | 47.73% | 47.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 107 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/08/2025 | 07/08/2025 |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.1 | XXXX | 6.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089562 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 6 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.750% |  |  | No | 6.916% |  | 6.875% |  | $6076.59 | No |  | $10951.08 | $912.59 | $2166.48 | $180.54 | $3420.00 | $285.00 | $0.00 | $7454.72 | $9183.24 | N/A | XXXX | XX | $285.00 |  | Monthly | 0.00% | 47.82% | 47.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 38 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Overtime and Bonus - Written VOE Verified - 2024, 2023, 2025 | Borrower - 2024, 2023, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/16/2025 | 07/16/2025 |  |  |  | 687 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 0 | No | 52.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089331 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.125% |  | $6063.47 | No |  | $22500.00 | $1875.00 | $3974.04 | $331.17 | $0.00 | $0.00 | $0.00 | $8269.64 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.946 | 0.85 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/24/2025 | 07/24/2025 |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 49.7 | XXXX | 49.7 | No | 50 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089559 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 22071 | XXXX | 6.750% |  |  | No | 7.313% |  | 7.250% |  | $7018.23 | No |  | $16074.96 | $1339.58 | $1517.04 | $126.42 | $0.00 | $0.00 | $0.00 | $8484.23 | $12127.82 | N/A |  |  | $0.00 |  |  | 0.00% | 47.40% | 47.40% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/10/2025 | 07/10/2025 |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.1 | XXXX | 6.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089561 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Rebuttable Presumption (APOR) | Yes | No | No | N/A | N/A | 2170 | XXXX | 6.750% |  |  | No | 8.700% |  | 8.625% |  | $5693.42 | No |  | $11437.56 | $953.13 | $2373.00 | $197.75 | $0.00 | $0.00 | $0.00 | $6844.30 | $15008.11 | N/A |  |  | $0.00 |  |  | 0.00% | 34.76% | 34.76% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 41 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/31/2025 | 07/31/2025 |  |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.7 | XXXX | 4.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089339 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 3959.5 | XXXX | 6.790% |  |  | No | 7.513% |  | 7.375% |  | $2375.23 | No |  | $2637.00 | $219.75 | $1392.00 | $116.00 | $600.00 | $50.00 | $0.00 | $2760.98 | $5129.65 | N/A | XXXX | XX | $50.00 |  | Monthly | 0.00% | 43.00% | 43.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/21/2025 | 07/21/2025 |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.5 | XXXX | 4.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000090230 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.875% |  | $5748.13 | No |  | $15624.96 | $1302.08 | $2982.36 | $248.53 | $0.00 | $0.00 | $0.00 | $7298.74 | $35561.01 | N/A |  |  | $0.00 |  |  | 0.00% | 27.78% | 27.78% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 12 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/08/2025 | 07/08/2025 |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 18.8 | XXXX | 18.8 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089556 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 12939.19 | XXXX | 6.750% |  |  | No | 6.946% |  | 6.875% |  | $4355.44 | No |  | $2753.40 | $229.45 | $3626.04 | $302.17 | $0.00 | $0.00 | $0.00 | $4887.06 | $7497.94 | N/A |  |  | $0.00 |  |  | 0.00% | 40.02% | 40.02% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | Yes | 24 | 22 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 \|\| Co Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/02/2025 | 07/02/2025 | 07/22/2025 |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-766 Employment Authorization Document |  | XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-766 Employment Authorization Document |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 5.6 | XXXX | 5.6 | No | 65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000090218 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 14637.4 | XXXX | 6.790% |  |  | No | 7.175% |  | 7.125% |  | $7976.83 | No |  | $18500.04 | $1541.67 | $2169.96 | $180.83 | $0.00 | $0.00 | $0.00 | $9699.33 | $47978.10 | N/A |  |  | $0.00 |  |  | 0.00% | 26.89% | 26.89% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 1 | 12 | Yes | Yes | 1 | 12 | 100.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 120 | Yes | 120 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2024, 2025 \|\| Co Borrower - SEPartnership - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 \|\| Co Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/24/2025 | 07/24/2025 | 07/24/2025 |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 8.9 | XXXX | 8.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000089557 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 2590 | XXXX | 6.750% |  |  | No | 6.963% |  | 6.875% |  | $5406.52 | No |  | $17787.48 | $1482.29 | $2970.00 | $247.50 | $1740.00 | $145.00 | $0.00 | $7281.31 | $40841.96 | N/A | XXXX | XX | $145.00 |  | Monthly | 0.00% | 22.95% | 22.95% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 264 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/28/2025 | 07/28/2025 |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 5.8 | XXXX | 5.8 | No | 57.84 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092287 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 1595 | XXXX | 6.750% |  |  | No | 7.052% |  | 7.000% |  | $3386.39 | No |  | $12087.84 | $1007.32 | $5125.08 | $427.09 | $696.00 | $58.00 | $0.00 | $4878.80 | $9138.39 | N/A | XXXX | XX | $58.00 |  | Annually | 0.00% | 42.53% | 42.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/30/2025 | 07/30/2025 |  |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.4 | XXXX | 0.4 | No | 33.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000090217 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.875% |  | $1839.40 | No |  | $9041.88 | $753.49 | $1592.04 | $132.67 | $2700.00 | $225.00 | $0.00 | $2950.56 |  | N/A | XXXX | XX | $225.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.254 | 1.25 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/22/2025 | 07/22/2025 | 07/22/2025 |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 145.9 | No | 32.37 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000090222 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 7244.55 | XXXX | 6.750% |  |  | No | 7.145% |  | 6.875% |  | $1675.17 | No |  | $6033.72 | $502.81 | $2190.96 | $182.58 | $450.00 | $37.50 | $0.00 | $2398.06 | $3403.94 | N/A | XXXX | XX | $37.50 |  | Annually | 0.00% | 47.63% | 47.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 42 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/21/2025 | 06/21/2025 |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 13.2 | XXXX | 13.2 | No | 73.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000090224 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 4203 | XXXX | 6.750% |  |  | No | 7.530% |  | 7.250% |  | $1219.73 | No |  | $5119.80 | $426.65 | $1556.04 | $129.67 | $702.00 | $58.50 | $0.00 | $1834.55 | $3204.59 | N/A | XXXX | XX | $58.50 |  | Annually | 0.00% | 42.51% | 42.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/30/2025 | 07/30/2025 |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.6 | XXXX | 4.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000090229 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 10757.5 | XXXX | 6.750% |  |  | No | 7.010% |  | 6.875% |  | $6720.38 | No |  | $15548.40 | $1295.70 | $1854.00 | $154.50 | $1368.00 | $114.00 | $0.00 | $8284.58 | $16507.39 | N/A | XXXX | XX | $114.00 |  | Monthly | 0.00% | 37.15% | 37.15% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/04/2025 | 08/04/2025 |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 16.8 | XXXX | 16.8 | No | 79.92 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000090219 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 1495 | XXXX | 6.750% |  |  | No | 7.330% |  | 7.250% |  | $4911.67 | No |  | $11250.00 | $937.50 | $1373.04 | $114.42 | $0.00 | $0.00 | $0.00 | $5963.59 | $9071.41 | N/A |  |  | $0.00 |  |  | 0.00% | 40.98% | 40.98% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/22/2025 | 07/22/2025 |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.9 | XXXX | 7.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088656 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 1 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.375% |  | $1896.56 | Yes | 18.000% | $5105.28 | $425.44 | $1491.00 | $124.25 | $348.00 | $29.00 | $0.00 | $2475.25 |  | N/A | XXXX | XX | $29.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.05 | 1.05 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 06/18/2025 | 06/18/2025 |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 8.5 | XXXX | 8.5 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000091448 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 13725 | XXXX | 6.750% |  |  | No | 7.040% |  | 7.000% |  | $4068.32 | No |  | $7016.64 | $584.72 | $2388.96 | $199.08 | $0.00 | $0.00 | $0.00 | $4852.12 | $7524.02 | N/A |  |  | $0.00 |  |  | 0.00% | 42.04% | 42.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/05/2025 | 08/05/2025 |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.8 | XXXX | 0.8 | No | 50.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| 4000090220 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 12575.48 | XXXX | 6.750% |  |  | No | 7.282% |  | 7.125% |  | $2371.49 | No |  | $5761.68 | $480.14 | $1481.16 | $123.43 | $0.00 | $0.00 | $0.00 | $2975.06 | $7080.27 | N/A |  |  | $0.00 |  |  | 0.00% | 36.09% | 36.09% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 18 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/22/2025 | 07/22/2025 |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.3 | XXXX | 4.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000090228 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 1 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 8165 | XXXX | 6.750% |  |  | No | 7.066% |  | 6.875% |  | $3084.94 | No |  | $5136.84 | $428.07 | $1865.04 | $155.42 | $407.04 | $33.92 | $0.00 | $3702.35 | $4834.31 | N/A | XXXX | XX | $33.92 | 09/01/2025 | Annually | 0.00% | 46.29% | 46.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 64 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2023 | Borrower - 2024, 2025, 2023 | XXXX | XXXX | XX | XXXX | XXXX | 07/21/2025 | 07/21/2025 |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.7 | XXXX | 6.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092286 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 10745 | XXXX | 6.630% |  |  | No | 7.168% |  | 6.875% |  | $2627.72 | No |  | $9024.00 | $752.00 | $789.96 | $65.83 | $0.00 | $0.00 | $0.00 | $3445.55 | $7029.45 | N/A |  |  | $0.00 |  |  | 0.00% | 33.12% | 33.12% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/23/2025 | 07/23/2025 |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 150.1 | No | 47.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091444 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 9090 | XXXX | 6.750% |  |  | No | 6.940% |  | 6.750% |  | $4345.61 | No |  | $13100.04 | $1091.67 | $369.00 | $30.75 | $0.00 | $0.00 | $0.00 | $5468.03 | $9380.43 | N/A |  |  | $0.00 |  |  | 0.00% | 44.16% | 44.16% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/29/2025 | 07/29/2025 |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 1.8 | XXXX | 1.8 | No | 63.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000090223 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 9640 | XXXX | 6.750% |  |  | No | 6.685% |  | 6.625% |  | $11205.44 | No |  | $32209.20 | $2684.10 | $3261.00 | $271.75 | $156.00 | $13.00 | $0.00 | $14174.29 | $41080.05 | N/A | XXXX | XX | $13.00 |  | Monthly | 0.00% | 29.35% | 29.35% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 19 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/01/2025 | 08/01/2025 |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 18.3 | XXXX | 18.3 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091452 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 12805 | XXXX | 6.630% | Manual Underwriting | Manual Underwriting | No | 6.974% |  | 6.875% | 6.875% | $3714.93 | No |  | $10875.00 | $906.25 | $1170.00 | $97.50 | $0.00 | $0.00 | $0.00 | $4718.68 | $9391.32 | N/A |  |  | $0.00 |  |  | 33.96% | 33.96% | 33.96% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 120 | 31 | FNMA 1005 | Yes | 36 | 31 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2024, 2025, 2023 \|\| Co Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2024, 2025, 2023 \|\| Co Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/13/2025 | 08/13/2025 | 08/13/2025 |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-151 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 26.9 | XXXX | 26.9 | No | 65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000092668 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 2590 | XXXX | 6.630% |  |  | No | 7.052% |  | 7.000% |  | $4550.67 | No |  | $6064.80 | $505.40 | $2349.96 | $195.83 | $1128.00 | $94.00 | $0.00 | $5345.90 | $10589.56 | N/A | XXXX | XX | $94.00 |  | Monthly | 0.00% | 41.17% | 41.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/01/2025 | 08/01/2025 |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.2 | XXXX | 0.2 | No | 69.8 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000093331 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 2690 | XXXX | 6.750% |  |  | No | 7.030% |  | 7.000% |  | $8895.09 | No |  | $22864.08 | $1905.34 | $2045.16 | $170.43 | $0.00 | $0.00 | $0.00 | $10970.86 | $972069.79 | N/A |  |  | $0.00 |  |  | 0.00% | 2.69% | 2.69% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 40 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/28/2025 | 07/28/2025 |  |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 91.8 | XXXX | 91.8 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| 4000092670 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 5690 | XXXX | 6.630% |  |  | No | 7.061% |  | 6.875% |  | $2299.25 | No |  | $8750.04 | $729.17 | $2123.04 | $176.92 | $0.00 | $0.00 | $0.00 | $3205.34 | $160112.39 | N/A |  |  | $0.00 |  |  | 0.00% | 12.42% | 12.42% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/11/2025 | 07/11/2025 |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 487.5 | XXXX | 743.8 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092207 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 5635 | XXXX | 6.750% |  |  | No | 6.991% |  | 6.750% |  | $1790.13 | No |  | $5690.28 | $474.19 | $2808.00 | $234.00 | $0.00 | $0.00 | $0.00 | $2498.32 | $3439.68 | N/A |  |  | $0.00 |  |  | 0.00% | 42.67% | 42.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/22/2025 | 07/22/2025 |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.9 | XXXX | 11.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091465 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 16907.5 | XXXX | 6.750% |  |  | No | 7.164% |  | 7.125% |  | $4614.97 | No |  | $11562.48 | $963.54 | $1578.96 | $131.58 | $1488.00 | $124.00 | $0.00 | $5834.09 | $8608.91 | N/A | XXXX | XX | $124.00 |  | Monthly | 0.00% | 42.61% | 42.61% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/24/2025 | 07/24/2025 |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 3.1 | XXXX | 3.1 | No | 74.05 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091445 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 5572 | XXXX | 6.750% |  |  | No | 7.202% |  | 6.875% |  | $1298.09 | No |  | $5474.16 | $456.18 | $1997.04 | $166.42 | $275.04 | $22.92 | $0.00 | $1943.61 | $11232.20 | N/A | XXXX | XX | $22.92 |  | Annually | 0.00% | 44.72% | 44.72% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 72 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/07/2025 | 07/07/2025 |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 24.4 | XXXX | 24.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091455 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.625% |  | $1280.62 | No |  | $5974.44 | $497.87 | $1456.92 | $121.41 | $0.00 | $0.00 | $0.00 | $1899.90 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.29 | 1.28 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/29/2025 | 07/29/2025 |  |  |  | 819 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 14.3 | XXXX | 14.3 | No | 46.84 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092224 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.000% |  | $2894.07 | No |  | $7374.96 | $614.58 | $1689.00 | $140.75 | $0.00 | $0.00 | $0.00 | $3649.40 | $30981.48 | N/A |  |  | $0.00 |  |  | 0.00% | 26.37% | 26.37% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 70 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/18/2025 | 08/18/2025 |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.7 | XXXX | 9.7 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092288 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 7745 | XXXX | 6.630% |  |  | No | 7.443% |  | 7.250% |  | $3683.75 | No |  | $10010.52 | $834.21 | $1128.12 | $94.01 | $3828.00 | $319.00 | $0.00 | $4930.97 | $8086.03 | Yes | XXXX | XX | $319.00 |  | Monthly | 0.00% | 38.23% | 38.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/08/2025 | 08/08/2025 |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.4 | XXXX | 6.4 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000088533 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.375% |  | $2773.31 | No |  | $5861.88 | $488.49 | $1242.96 | $103.58 | $399.96 | $33.33 | $0.00 | $3398.71 |  | N/A | XXXX | XX | $33.33 |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/28/2025 | 07/28/2025 |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 280.6 | XXXX | 280.6 | No | 73.98 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000091462 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 18637 | XXXX | 6.630% |  |  | No | 6.789% |  | 6.500% |  | $4373.91 | No |  | $10595.04 | $882.92 | $3234.00 | $269.50 | $0.00 | $0.00 | $0.00 | $5526.33 | $13242.67 | N/A |  |  | $0.00 |  |  | 0.00% | 34.44% | 34.44% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 12 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, Personal Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/03/2025 | 06/03/2025 |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.4 | XXXX | 10.4 | No | 76.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091454 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 5881 | XXXX | 6.750% |  |  | No | 7.106% |  | 6.750% |  | $1328.98 | No |  | $8497.68 | $708.14 | $795.12 | $66.26 | $0.00 | $0.00 | $0.00 | $2103.38 | $9144.09 | N/A |  |  | $0.00 |  |  | 0.00% | 30.61% | 30.61% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds,Proceeds from Sale | Third-Party Prepared (Unaudited) | 19 | CPA |  |  |  | Yes | 156 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/28/2025 | 07/28/2025 |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 23.2 | XXXX | 23.2 | No | 33.87 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089033 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.375% |  | $1948.23 | No |  | $5529.72 | $460.81 | $1481.04 | $123.42 | $0.00 | $0.00 | $0.00 | $2532.46 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.221 | 1.221 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/29/2025 | 07/29/2025 |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 65.1 | XXXX | 66.4 | No | 67.16 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000089034 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.375% |  | $4179.17 | No |  | $8063.52 | $671.96 | $2676.96 | $223.08 | $0.00 | $0.00 | $0.00 | $5074.21 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.246 | 1.251 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/29/2025 | 07/29/2025 |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 32.5 | XXXX | 32.6 | No | 74.64 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000091446 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 8579.36 | XXXX | 6.750% |  |  | No | 7.404% |  | 7.250% |  | $1582.65 | No |  | $4736.40 | $394.70 | $1525.92 | $127.16 | $30.00 | $2.50 | $0.00 | $2107.01 | $5317.89 | N/A | XXXX | XX | $2.50 |  | Annually | 0.00% | 46.82% | 46.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 72 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/23/2025 | 07/23/2025 |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  | Standard Driver's License - Not for federal use |  | XX | XXXX | XXXX |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 47 | XXXX | 47 | No | 79.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091447 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 4286.23 | XXXX | 6.750% |  |  | No | 6.857% |  | 6.500% |  | $948.10 | No |  | $1385.64 | $115.47 | $1650.00 | $137.50 | $575.04 | $47.92 | $0.00 | $1248.99 | $2412.64 | N/A | XXXX | XX | $47.92 |  | Annually | 0.00% | 35.45% | 35.45% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | CPA |  |  |  | Yes | 32 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/28/2025 | 07/28/2025 |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 49.4 | XXXX | 49.4 | No | 37.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000093068 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 14796.25 | XXXX | 6.750% |  |  | No | 6.771% |  | 6.750% |  | $5675.23 | No |  | $21875.04 | $1822.92 | $2231.16 | $185.93 | $0.00 | $0.00 | $0.00 | $7684.08 | $32048.97 | N/A |  |  | $0.00 |  |  | 0.00% | 39.11% | 39.11% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 96 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/06/2025 | 08/06/2025 |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 49.3 | XXXX | 49.3 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091459 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 10399 | XXXX | 6.630% |  |  | No | 7.193% |  | 7.125% |  | $5713.13 | No |  | $13250.04 | $1104.17 | $2112.96 | $176.08 | $0.00 | $0.00 | $0.00 | $6993.38 | $10245.07 | N/A |  |  | $0.00 |  |  | 0.00% | 41.35% | 41.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified - 2025, 2024, 2023 | Borrower - 2025, 2024, 2023 | XXXX | XXXX | XX | XXXX | XXXX | 08/11/2025 | 08/11/2025 |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 12 | XXXX | 12 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089855 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 1 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.990% |  | $3573.70 | Yes | 18.000% | $7086.48 | $590.54 | $2343.24 | $195.27 | $0.00 | $0.00 | $0.00 | $4359.51 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.803 | 0.803 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/21/2025 | 07/21/2025 |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 41.8 | XXXX | 41.8 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089566 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 1 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 6395 | XXXX | 6.610% |  |  | No | 7.425% |  | 6.990% |  | $1196.34 | No |  | $7319.28 | $609.94 | $2997.96 | $249.83 | $1416.00 | $118.00 | $0.00 | $2174.11 | $4647.03 | N/A | XXXX | XX | $118.00 |  | Monthly | 0.00% | 40.66% | 40.66% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | PTIN |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/22/2025 | 07/22/2025 |  |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 23.4 | XXXX | 23.4 | No | 27.07 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000087852 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 1 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.875% |  | $1704.19 | Yes | 18.000% | $5189.04 | $432.42 | $1069.56 | $89.13 | $1080.00 | $90.00 | $0.00 | $2315.74 |  | N/A | XXXX | XX | $90.00 | 01/01/2026 | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.864 | 0.864 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/08/2025 | 07/08/2025 | 08/05/2025 |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 126.1 | XXXX | 126.1 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000089623 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.625% |  | $6141.88 | No |  | $10877.88 | $906.49 | $1633.08 | $136.09 | $0.00 | $0.00 | $0.00 | $7184.46 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.522 |  |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/16/2025 | 07/16/2025 |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 0 | XXXX | 24.2 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000093033 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 7395 | XXXX | 6.630% |  |  | No | 6.944% |  | 6.875% |  | $2627.72 | No |  | $11475.12 | $956.26 | $1527.96 | $127.33 | $0.00 | $0.00 | $0.00 | $3711.31 | $4358.44 | N/A |  |  | $0.00 |  |  | 0.00% | 45.99% | 45.99% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/08/2025 | 08/08/2025 |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 54.6 | No | 33.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092658 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.250% |  | $9674.21 | No |  | $19125.00 | $1593.75 | $2502.00 | $208.50 | $0.00 | $0.00 | $0.00 | $11476.46 | $26312.58 | N/A |  |  | $0.00 |  |  | 0.00% | 48.15% | 48.15% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Business P&L | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Third-Party Prepared (Unaudited) | 19 | CPA | N/A | N/A | 0 | Yes | 180 | No | 0 | NA | 0 | 0 | N/A | Yes | 78 | 78 | Other | No | 0 |  |  | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2019, 2020, 2021, 2022, 2023, 2024, 2025 | Borrower - 2024, 2025 \|\| Co Borrower - 2019, 2020, 2021, 2022, 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/13/2025 | 07/13/2025 | 08/15/2025 |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 21.9 | XXXX | 21.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000091457 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 3790 | XXXX | 6.630% |  |  | No | 7.045% |  | 6.875% |  | $2036.48 | No |  | $6990.48 | $582.54 | $1587.60 | $132.30 | $303.00 | $25.25 | $0.00 | $2776.57 | $5387.43 | N/A | XXXX | XX | $25.25 |  | Annually | 0.00% | 35.86% | 35.86% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/18/2025 | 07/18/2025 |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 12.4 | XXXX | 12.4 | No | 39.49 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092659 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.375% |  | $2066.85 | No |  | $2971.80 | $247.65 | $1652.04 | $137.67 | $1800.00 | $150.00 | $0.00 | $2602.17 | $360192.73 | N/A | XXXX | XX | $150.00 | 10/01/2025 | Monthly | 0.00% | 23.41% | 23.41% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 19 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/06/2025 | 08/06/2025 |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 15.1 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091460 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 25145 | XXXX | 6.630% |  |  | No | 7.099% |  | 7.000% |  | $5721.60 | No |  | $13437.48 | $1119.79 | $1598.04 | $133.17 | $0.00 | $0.00 | $0.00 | $6974.56 | $11322.44 | N/A |  |  | $0.00 |  |  | 0.00% | 38.80% | 38.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/27/2025 | 06/27/2025 |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 5.6 | XXXX | 5.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000093985 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 2295 | XXXX | 6.630% |  |  | No | 7.159% |  | 7.125% |  | $6737.19 | No |  | $10713.84 | $892.82 | $1908.00 | $159.00 | $0.00 | $0.00 | $0.00 | $7789.01 | $18297.58 | N/A |  |  | $0.00 |  |  | 0.00% | 33.16% | 33.16% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 19 | CPA |  |  |  | Yes | 41 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/13/2025 | 08/13/2025 |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 27.2 | XXXX | 27.2 | No | 79.37 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000093032 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 17815.75 | XXXX | 6.610% |  |  | No | 7.114% |  | 7.000% |  | $3448.02 | No |  | $21167.40 | $1763.95 | $4220.76 | $351.73 | $1209.96 | $100.83 | $0.00 | $5664.53 | $7443.27 | N/A | XXXX | XX | $100.83 |  | Annually | 0.00% | 48.67% | 48.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 69 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/31/2025 | 07/31/2025 |  |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.7 | XXXX | 11.7 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000087581 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.500% |  | $1264.15 | No |  | $8437.44 | $703.12 | $1405.32 | $117.11 | $6780.00 | $565.00 | $0.00 | $2649.38 |  | Yes | XXXX | XX | $565.00 | 08/27/2025 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.246 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/18/2025 | 07/18/2025 |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 35.4 | XXXX | 35.4 | No | 29.63 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000090406 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.750% |  | $1874.13 | No |  | $3543.96 | $295.33 | $1272.96 | $106.08 | $0.00 | $0.00 | $0.00 | $2275.54 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.077 | 1.077 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 08/05/2025 | 08/05/2025 |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 15.1 | XXXX | 15.1 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092922 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | QM: Verified Safe Harbor (VSH) | Yes | No | Yes | N/A | N/A | 17320 | XXXX | 6.630% |  |  | No | 6.834% |  | 6.750% |  | $8107.48 | No |  | $35625.00 | $2968.75 | $6844.92 | $570.41 | $2040.00 | $170.00 | $0.00 | $11816.64 | $30491.82 | N/A | XXXX | XX | $170.00 | 08/28/2025 | Monthly | 0.00% | 36.17% | 36.17% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 2 NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | Borrower Prepared | 6 | Borrower | Borrower Prepared | Borrower | 6 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SESCorp, Military and Government Assistance, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2023, 2024, 2025 \|\| Co Borrower - SESCorp, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/12/2025 | 08/12/2025 | 08/12/2025 |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 36.4 | XXXX | 36.4 | No | 43.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000085928 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.500% |  | $917.72 | No |  | $4229.52 | $352.46 | $1077.00 | $89.75 | $0.00 | $0.00 | $0.00 | $1359.93 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.177 | 1.177 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/24/2025 | 07/24/2025 |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 451.4 | XXXX | 451.4 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000091450 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.375% |  | $23678.08 | No |  | $56781.00 | $4731.75 | $3555.96 | $296.33 | $2460.00 | $205.00 | $0.00 | $28911.16 | $62792.37 | N/A | XXXX | XX | $205.00 |  | Monthly | 0.00% | 41.43% | 41.43% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | Third-Party Prepared (Unaudited) | 13 | CPA | Third-Party Prepared (Unaudited) | CPA | 13 | Yes | 180 | Yes | 120 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 \|\| Co Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 \|\| Co Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 05/26/2025 | 05/26/2025 | 05/26/2025 |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 16 | XXXX | 16 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000091449 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.250% |  | $2225.60 | No |  | $4742.16 | $395.18 | $1529.04 | $127.42 | $0.00 | $0.00 | $0.00 | $2748.20 | $20220.93 | N/A |  |  | $0.00 |  |  | 0.00% | 38.89% | 38.89% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 100.00% | 74.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 96 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/05/2025 | 08/05/2025 |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.7 | XXXX | 6.7 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089552 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 1 | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 8.250% |  | $1856.91 | Yes | 18.000% | $5296.56 | $441.38 | $1553.76 | $129.48 | $0.00 | $0.00 | $0.00 | $2427.77 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.009 | 1.009 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/16/2025 | 07/16/2025 |  |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 3.2 | XXXX | 3.2 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089927 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 41891.48 | XXXX | 6.760% |  |  | No | 7.744% |  | 8.375% |  | $22783.17 | No |  | $29348.40 | $2445.70 | $24676.80 | $2056.40 | $0.00 | $0.00 | $0.00 | $27285.27 | $112246.27 | N/A |  |  | $0.00 |  |  | 0.00% | 20.78% | 18.07% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 24 | CPA |  |  |  | Yes | 144 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 06/19/2025 | 06/19/2025 |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 0 | XXXX | 13.8 | No | 55 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000090425 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 1 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.500% |  | $1034.84 | Yes | 18.000% | $3200.88 | $266.74 | $3664.92 | $305.41 | $0.00 | $0.00 | $0.00 | $1606.99 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.182 | 1.182 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/25/2025 | 07/25/2025 |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | XXXX | XXXX |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 16.6 | XXXX | 16.6 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092292 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 1495 | XXXX | 6.630% |  |  | No | 7.169% |  | 7.125% |  | $3974.94 | No |  | $9952.80 | $829.40 | $1515.12 | $126.26 | $0.00 | $0.00 | $0.00 | $4930.60 | $8228.26 | N/A |  |  | $0.00 |  |  | 0.00% | 40.23% | 40.23% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/03/2025 | 08/03/2025 |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 1.3 | XXXX | 1.3 | No | 59.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092213 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 6890 | XXXX | 6.750% |  |  | No | 6.790% |  | 6.750% |  | $16214.95 | No |  | $31885.92 | $2657.16 | $7621.08 | $635.09 | $4080.00 | $340.00 | $0.00 | $19847.20 | $30623.52 | N/A | XXXX | XX | $340.00 |  | Monthly | 0.00% | 49.13% | 49.13% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/29/2025 | 07/29/2025 |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 63.9 | No | 52.08 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| 4000092222 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 19395 | XXXX | 6.750% |  |  | No | 7.057% |  | 7.000% |  | $4763.57 | No |  | $11292.00 | $941.00 | $1674.12 | $139.51 | $0.00 | $0.00 | $0.00 | $5844.08 | $10866.92 | N/A |  |  | $0.00 |  |  | 0.00% | 39.63% | 39.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/29/2025 | 07/29/2025 |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 0 | No | 62.26 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092660 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.000% |  | $2494.84 | No |  | $5812.44 | $484.37 | $1074.96 | $89.58 | $936.00 | $78.00 | $0.00 | $3146.79 | $103132.39 | N/A | XXXX | XX | $78.00 |  | Monthly | 0.00% | 12.40% | 12.40% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 67 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Separation Agreement Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/04/2025 | 08/04/2025 |  |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 104.6 | XXXX | 104.6 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092299 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 4165 | XXXX | 6.610% |  |  | No | 6.560% |  | 6.500% |  | $5435.79 | No |  | $14375.04 | $1197.92 | $2770.32 | $230.86 | $0.00 | $0.00 | $0.00 | $6864.57 | $20781.37 | N/A |  |  | $0.00 |  |  | 0.00% | 25.71% | 25.71% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 19 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/13/2025 | 08/13/2025 |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.5 | XXXX | 7.5 | No | 64.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092666 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 5039 | XXXX | 6.610% |  |  | No | 7.311% |  | 7.000% |  | $1303.99 | No |  | $2766.48 | $230.54 | $1448.04 | $120.67 | $420.00 | $35.00 | $0.00 | $1690.20 | $2484.80 | N/A | XXXX | XX | $35.00 |  | Annually | 0.00% | 40.84% | 40.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 07/26/2025 | 07/26/2025 |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX | XXXX |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 25.3 | XXXX | 25.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000094189 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 6 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 4670 | XXXX | 6.750% |  |  | No | 6.979% |  | 6.875% |  | $3547.42 | No |  | $10220.04 | $851.67 | $1361.04 | $113.42 | $2820.00 | $235.00 | $0.00 | $4747.51 | $58468.20 | N/A | XXXX | XX | $235.00 |  | Monthly | 0.00% | 7.72% | 7.72% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 25 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/27/2025 | 08/27/2025 |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 12 | XXXX | 12 | No | 73.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092295 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 12745 | XXXX | 6.610% |  |  | No | 7.189% |  | 6.875% |  | $2956.18 | No |  | $7187.52 | $598.96 | $1298.04 | $108.17 | $0.00 | $0.00 | $402.84 | $4066.15 | $5026.85 | N/A |  |  | $0.00 |  |  | 0.00% | 49.22% | 49.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 81 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - Written VOE Verified - 2024, 2025, 2023 | Borrower - 2024, 2025, 2023 | XXXX | XXXX | XX | XXXX | XXXX | 08/07/2025 | 08/07/2025 |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.5 | XXXX | 11.5 | No | 78.26 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000093677 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 9408.5 | XXXX | 6.610% |  |  | No | 7.041% |  | 7.000% |  | $3958.55 | No |  | $8510.52 | $709.21 | $615.12 | $51.26 | $0.00 | $0.00 | $0.00 | $4719.02 | $6062.98 | N/A |  |  | $0.00 |  |  | 0.00% | 44.88% | 44.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 52 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/14/2025 | 08/14/2025 |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 54.4 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092289 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 6 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 4870 | XXXX | 6.610% |  |  | No | 7.148% |  | 6.875% |  | $1313.86 | No |  | $8403.48 | $700.29 | $1504.44 | $125.37 | $396.00 | $33.00 | $0.00 | $2172.52 | $4591.15 | N/A | XXXX | XX | $33.00 |  | Annually | 0.00% | 38.99% | 38.99% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/18/2025 | 08/18/2025 |  |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 84.4 | XXXX | 84.4 | No | 58.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092296 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 4460 | XXXX | 6.610% |  |  | No | 6.865% |  | 6.750% |  | $4592.07 | No |  | $11062.56 | $921.88 | $1272.00 | $106.00 | $0.00 | $0.00 | $0.00 | $5619.95 | $14736.01 | N/A |  |  | $0.00 |  |  | 0.00% | 28.69% | 28.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 42 | 31 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/13/2025 | 08/13/2025 |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 33.7 | XXXX | 41.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000092505 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.125% |  | $3092.37 | No |  | $9252.36 | $771.03 | $2733.96 | $227.83 | $0.00 | $0.00 | $0.00 | $4091.23 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.027 | 1.026 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 09/04/2025 | 09/04/2025 |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 149.6 | XXXX | 149.6 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000094012 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 6 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 9627.5 | XXXX | 6.630% |  |  | No | 7.157% |  | 7.000% |  | $6154.05 | No |  | $19062.48 | $1588.54 | $3640.20 | $303.35 | $1380.00 | $115.00 | $0.00 | $8160.94 | $20742.78 | N/A | XXXX | XX | $115.00 | 11/01/2025 | Monthly | 0.00% | 38.05% | 38.05% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 154 | 31 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/26/2025 | 08/26/2025 |  |  |  | 669 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 26.3 | XXXX | 26.3 | No | 60.66 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091487 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.250% |  | $1675.42 | No |  | $4425.48 | $368.79 | $1097.04 | $91.42 | $0.00 | $0.00 | $0.00 | $2135.63 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.124 | 1.124 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 08/05/2025 | 08/05/2025 |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 16.1 | XXXX | 16.1 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000093623 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 1590 | XXXX | 6.630% |  |  | No | 6.790% |  | 6.750% |  | $5934.67 | No |  | $20524.56 | $1710.38 | $3122.04 | $260.17 | $0.00 | $0.00 | $0.00 | $7905.22 | $11980.04 | N/A |  |  | $0.00 |  |  | 0.00% | 44.71% | 44.71% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 | 2 NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | Yes | No | 84 | No | Yes | N/A | 6 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 191 | 30 | FNMA 1005 | No | 0 |  | N/A | Borrower - Asset Depletion - Personal Bank Statements Verified - ["2025"] - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025"] - 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | XXXX | XXXX | XX | XXXX | XXXX | 08/07/2025 | 08/07/2025 | 08/07/2025 |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 104.8 | XXXX | 104.8 | No | 74.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 4000090310 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 8.250% |  | $4423.08 | No |  | $3052.56 | $254.38 | $1053.96 | $87.83 | $1380.00 | $115.00 | $0.00 | $4880.29 |  | N/A | XXXX | XX | $115.00 | 09/10/2025 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.717 | 0.717 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 08/21/2025 | 08/21/2025 |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 34.3 | XXXX | 34.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000093693 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 6 | XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.570% |  |  | No | 6.840% |  | 6.750% |  | $4188.32 | No |  | $10762.56 | $896.88 | $1641.96 | $136.83 | $2640.00 | $220.00 | $0.00 | $5442.03 | $12188.30 | N/A | XXXX | XX | $220.00 | 11/01/2025 | Monthly | 0.00% | 33.98% | 33.98% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 240 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/27/2025 | 08/27/2025 |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 8.7 | XXXX | 8.7 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091734 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 1 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.625% |  | $2721.78 | Yes | 18.000% | $6840.00 | $570.00 | $940.80 | $78.40 | $699.96 | $58.33 | $0.00 | $3428.51 | $35274.92 | N/A | XXXX | XX | $58.33 |  | Annually | 0.00% | 26.31% | 26.31% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025 | Borrower - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 08/19/2025 | 08/19/2025 |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 39.6 | XXXX | 39.6 | No | 50 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000089758 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.000% |  | $1755.87 | No |  | $2600.40 | $216.70 | $753.96 | $62.83 | $0.00 | $0.00 | $0.00 | $2035.40 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.118 | 1.118 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 08/19/2025 | 08/19/2025 |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 29.4 | XXXX | 29.4 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000090183 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.375% |  | $2141.09 | No |  | $1138.68 | $94.89 | $819.96 | $68.33 | $0.00 | $0.00 | $0.00 | $2304.31 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.649 | 1.649 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 08/19/2025 | 08/19/2025 |  |  |  | 677 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 128.9 | No | 34.83 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| 4000091736 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.250% |  | $2658.33 | No |  | $5397.24 | $449.77 | $1397.04 | $116.42 | $0.00 | $0.00 | $0.00 | $3224.52 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.287 | 1.335 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/28/2025 | 07/28/2025 |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 567.5 | XXXX | 567.5 | No | 69.29 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000091930 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.125% |  | $2147.48 | No |  | $7126.56 | $593.88 | $2817.96 | $234.83 | $0.00 | $0.00 | $0.00 | $2976.19 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.008 | 1.008 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 07/30/2025 | 07/30/2025 |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 15.5 | XXXX | 15.5 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091846 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 2 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 7.000% |  | $4241.30 | No |  | $10625.04 | $885.42 | $675.00 | $56.25 | $0.00 | $0.00 | $0.00 | $5182.97 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.81 | 0.81 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 06/20/2025 | 06/20/2025 |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 104 | XXXX | 104 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 4000091997 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 1 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.500% |  | $3214.70 | Yes | 18.000% | $17969.40 | $1497.45 | $2665.32 | $222.11 | $6000.00 | $500.00 | $0.00 | $5434.26 |  | N/A | XXXX | XX | $500.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.464 | 2.464 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 08/12/2025 | 08/12/2025 |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 110.7 | XXXX | 98.4 | No | 49 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 4000094510 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 1 | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  | XXXX |  |  |  | No |  |  | 6.875% |  | $2956.18 | Yes | 18.000% | $11272.44 | $939.37 | $2547.00 | $212.25 | $0.00 | $0.00 | $0.00 | $4107.80 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Unknown |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.834 | 0.834 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 09/18/2025 | 09/18/2025 | 09/17/2025 |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 3.3 | XXXX | 3.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |  |  |  |  |

---

## Exhibit 99.23

**Exhibit 99.23** 

---

| | | |
|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 4000059334 | XXXX | XXXX A C |
| 4000060427 | XXXX | XXXX D A |
| 4000077138 | XXXX | XXXX C A |
| 4000080492 | XXXX | XXXX D C A B |
| 4000084604 | XXXX | XXXX C A |
| 4000085682 | XXXX | XXXX A |
| 4000087252 | XXXX | XXXX D A |
| 4000084481 | XXXX | XXXX D A |
| 4000084485 | XXXX | XXXX D A |
| 4000088310 | XXXX | XXXX D A |
| 4000088315 | XXXX | XXXX D C A |
| 4000088323 | XXXX | XXXX D B A |
| 4000088302 | XXXX | XXXX D B A |
| 4000089084 | XXXX | XXXX D B A |
| 4000088105 | XXXX | XXXX D A |
| 4000088305 | XXXX | XXXX D B A |
| 4000088307 | XXXX | XXXX D A |
| 4000088587 | XXXX | XXXX D B A |
| 4000088333 | XXXX | XXXX D B A |
| 4000088500 | XXXX | XXXX C A |
| 4000088314 | XXXX | XXXX A B |
| 4000088311 | XXXX | XXXX C B A |
| 4000089099 | XXXX | XXXX D B A |
| 4000088319 | XXXX | XXXX D A |
| 4000089101 | XXXX | XXXX A B |
| 4000088308 | XXXX | XXXX C B A |
| 4000088317 | XXXX | XXXX C A |
| 4000089346 | XXXX | XXXX A B |
| 4000089090 | XXXX | XXXX C A |
| 4000089087 | XXXX | XXXX C A |
| 4000088318 | XXXX | XXXX D A |
| 4000089560 | XXXX | XXXX A B |
| 4000089088 | XXXX | XXXX C B A |
| 4000089334 | XXXX | XXXX C B A |
| 4000089102 | XXXX | XXXX C A B |
| 4000089342 | XXXX | XXXX A |
| 4000089337 | XXXX | XXXX D A |
| 4000089340 | XXXX | XXXX C A |
| 4000088501 | XXXX | XXXX D A |
| 4000089093 | XXXX | XXXX C A |
| 4000089094 | XXXX | XXXX A |
| 4000089343 | XXXX | XXXX A |
| 4000089517 | XXXX | XXXX A |
| 4000089506 | XXXX | XXXX A |
| 4000089086 | XXXX | XXXX D A |
| 4000089096 | XXXX | XXXX A |
| 4000089097 | XXXX | XXXX A B |
| 4000089335 | XXXX | XXXX A |
| 4000089095 | XXXX | XXXX A |
| 4000089104 | XXXX | XXXX C B A |
| 4000089100 | XXXX | XXXX C A |
| 4000089332 | XXXX | XXXX D A |
| 4000089333 | XXXX | XXXX D C A B |
| 4000089345 | XXXX | XXXX D A |
| 4000089562 | XXXX | XXXX A B |
| 4000089331 | XXXX | XXXX C A |
| 4000089559 | XXXX | XXXX A B |
| 4000089561 | XXXX | XXXX C A |
| 4000089339 | XXXX | XXXX D A |
| 4000090230 | XXXX | XXXX D A |
| 4000089556 | XXXX | XXXX A B |
| 4000090218 | XXXX | XXXX D A |
| 4000089557 | XXXX | XXXX A |
| 4000092287 | XXXX | XXXX A |
| 4000090217 | XXXX | XXXX A |
| 4000090222 | XXXX | XXXX D A |
| 4000090224 | XXXX | XXXX D A |
| 4000090229 | XXXX | XXXX D A |
| 4000090219 | XXXX | XXXX A |
| 4000088656 | XXXX | XXXX C A |
| 4000091448 | XXXX | XXXX C B A |
| 4000090220 | XXXX | XXXX D B A |
| 4000090228 | XXXX | XXXX A |
| 4000092286 | XXXX | XXXX A B |
| 4000091444 | XXXX | XXXX A |
| 4000090223 | XXXX | XXXX D B A |
| 4000091452 | XXXX | XXXX A C B |
| 4000092668 | XXXX | XXXX A D B |
| 4000093331 | XXXX | XXXX D A B |
| 4000092670 | XXXX | XXXX D A |
| 4000092207 | XXXX | XXXX A D B |
| 4000091465 | XXXX | XXXX D C A B |
| 4000091445 | XXXX | XXXX D B A |
| 4000091455 | XXXX | XXXX A |
| 4000092224 | XXXX | XXXX A |
| 4000092288 | XXXX | XXXX D B A |
| 4000088533 | XXXX | XXXX A |
| 4000091462 | XXXX | XXXX D C A B |
| 4000091454 | XXXX | XXXX A B |
| 4000089033 | XXXX | XXXX A |
| 4000089034 | XXXX | XXXX C A |
| 4000091446 | XXXX | XXXX C B A |
| 4000091447 | XXXX | XXXX D A |
| 4000093068 | XXXX | XXXX D C A B |
| 4000091459 | XXXX | XXXX A C B |
| 4000089855 | XXXX | XXXX A |
| 4000089566 | XXXX | XXXX C A |
| 4000087852 | XXXX | XXXX A |
| 4000089623 | XXXX | XXXX A |
| 4000093033 | XXXX | XXXX A C B |
| 4000092658 | XXXX | XXXX A |
| 4000091457 | XXXX | XXXX C B A |
| 4000092659 | XXXX | XXXX A |
| 4000091460 | XXXX | XXXX A D B |
| 4000093985 | XXXX | XXXX D A |
| 4000093032 | XXXX | XXXX A C B |
| 4000087581 | XXXX | XXXX C A |
| 4000090406 | XXXX | XXXX A |
| 4000092922 | XXXX | XXXX A |
| 4000085928 | XXXX | XXXX A |
| 4000091450 | XXXX | XXXX A C |
| 4000091449 | XXXX | XXXX C A |
| 4000089552 | XXXX | XXXX A |
| 4000089927 | XXXX | XXXX A |
| 4000090425 | XXXX | XXXX A |
| 4000092292 | XXXX | XXXX D B A |
| 4000092213 | XXXX | XXXX C A |
| 4000092222 | XXXX | XXXX A D |
| 4000092660 | XXXX | XXXX A |
| 4000092299 | XXXX | XXXX D A |
| 4000092666 | XXXX | XXXX A |
| 4000094189 | XXXX | XXXX D A |
| 4000092295 | XXXX | XXXX A B |
| 4000093677 | XXXX | XXXX A C B |
| 4000092289 | XXXX | XXXX D B A |
| 4000092296 | XXXX | XXXX A |
| 4000092505 | XXXX | XXXX A |
| 4000094012 | XXXX | XXXX A |
| 4000091487 | XXXX | XXXX A |
| 4000093623 | XXXX | XXXX C A |
| 4000090310 | XXXX | XXXX C A |
| 4000093693 | XXXX | XXXX A B |
| 4000091734 | XXXX | XXXX D A |
| 4000089758 | XXXX | XXXX A C |
| 4000090183 | XXXX | XXXX A |
| 4000091736 | XXXX | XXXX A |
| 4000091930 | XXXX | XXXX A |
| 4000091846 | XXXX | XXXX C A |
| 4000091997 | XXXX | XXXX C A B |
| 4000094510 | XXXX | XXXX A |

---

## Exhibit 99.24

**Exhibit 99.24**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 4000059334 | XXXX C A | Closed | xxxxxx | 2024-12-19 11:17 | 2024-12-24 07:23 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-Rec'd PCCD. - Due Diligence Vendor-12/24/2024 <br>Ready for Review-Document Uploaded. please see PCCD - Seller-12/20/2024 <br>Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation. The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. -----Provide PCCD with disbursement date after the ROR expiration date - Due Diligence Vendor-12/19/2024 | Ready for Review-Document Uploaded. please see PCCD - Seller-12/20/2024<br>| Resolved-Rec'd PCCD. - Due Diligence Vendor-12/24/2024<br>| LTV is less than guideline maximum - 70% LTV is less than 75% guideline maximum<br>Qualifying DTI below maximum allowed - 46.34& DTI is below 49.99% maximum allowed |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000060427 | XXXX D A | Closed | xxxxxx | 2025-01-09 15:12 | 2025-01-23 16:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Received management approval. - Due Diligence Vendor-01/23/2025 <br>Ready for Review-Document Uploaded. Please review the attached UW manager approval certification. - Seller-01/22/2025 <br>Open-Third Party Fraud Report Partially Provided Risk Score above 800 – Lender Mgt. Review and Approval by UW Manager required. - Due Diligence Vendor-01/09/2025 | Ready for Review-Document Uploaded. Please review the attached UW manager approval certification. - Seller-01/22/2025<br>| Resolved-Received management approval. - Due Diligence Vendor-01/23/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Fico score of 781 is 20+ points above 660 minimum<br>Months Reserves exceed minimum required - 10.48 months reserves exceed 4 month minimum required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000077138 | XXXX C A | Closed | xxxxxx | 2025-05-27 21:39 | 2025-05-30 10:43 | Resolved | 1 - Information C A | Credit | Eligibility | Credit score not provided | Resolved-Received credit report with scores. - Due Diligence Vendor-05/30/2025 <br>Ready for Review-Document Uploaded. Please review the credit report - Seller-05/28/2025 <br>Open-Missing the required two credit scores - Due Diligence Vendor-05/28/2025 | Ready for Review-Document Uploaded. Please review the credit report - Seller-05/28/2025<br>| Resolved-Received credit report with scores. - Due Diligence Vendor-05/30/2025<br>| Months Reserves exceed minimum required - 121 mths reserves; 2 mths required.<br>LTV is less than guideline maximum - LTV 36% less than max allowed 65% |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000080492 | XXXX D B C A | Closed | xxxxxx | 2025-06-18 11:01 | 2025-09-15 12:03 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received credit refresh reflecting dla XX and XX payment made with statement in file. - Due Diligence Vendor-06/27/2025 <br> Ready for Review-We have May payment with no late fee. It means the borrower paid the mortgage on time upto XXXX, please waive condition - Seller-06/26/2025 <br> Open-Housing History Does Not Meet Guideline Requirements . Missing proof of Aprils mortgage payment for REO 3b acctXXXX . Credit report dated XXXX shows last activity XXXX. - Due Diligence Vendor-06/23/2025 | Ready for Review-We have XXXX payment with no late fee. It means the borrower paid the mortgage on time upto XXXX, please waive condition - Seller-06/26/2025 | Resolved-Received credit refresh reflecting dla XX and XX payment made with statement in file. - Due Diligence Vendor-06/27/2025 | Qualifying FICO score is at least 20 points above minimum for program - Score is 756 and minimum allowed is 660.<br>Qualifying DTI below maximum allowed - DTI is 22.9% and max allowed is 49.99% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000080492 | XXXX D B C A | Closed | xxxxxx | 2025-06-18 11:01 | 2025-09-15 12:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-06/25/2025 <br>Open-Borrower 1 Gap Credit Report is Missing. Gap Report is required. - Due Diligence Vendor-06/18/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-06/25/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-06/27/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Score is 756 and minimum allowed is 660.<br>Qualifying DTI below maximum allowed - DTI is 22.9% and max allowed is 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000080492 | XXXX D B C A | Closed | xxxxxx | 2025-06-17 20:23 | 2025-07-07 09:45 | Resolved | 1 - Information C A | Compliance | TRID | TRID Initial Closing Disclosure Date and Funding Date Validation Test | Resolved-Received PCCD XXXX, disbursement date XXXX - Due Diligence Vendor-07/07/2025 <br> Ready for Review-Document Uploaded. PCCD attached - Seller-07/02/2025 <br> Open-This loan failed the TRID closing disclosure date and funding date validation test.This loan contains a closing disclosure receipt date (or closing disclosure delivery date if receipt date was not provided) that is after the funding date. Please review the loan data to ensure the dates are in the correct fields. Final CD shows disbursement date of XXXX, but closing date is XXXX. Provide evidence the loan did not disburse prior to closing. <br> - Due Diligence Vendor-06/18/2025 | Ready for Review-Document Uploaded. PCCD attached - Seller-07/02/2025<br>| Resolved-Received PCCD XXXX, disbursement date XXXX - Due Diligence Vendor-07/07/2025 | Qualifying FICO score is at least 20 points above minimum for program - Score is 756 and minimum allowed is 660.<br>Qualifying DTI below maximum allowed - DTI is 22.9% and max allowed is 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000080492 | XXXX D B C A | Closed | xxxxxx | 2025-06-17 12:17 | 2025-07-01 12:29 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received Recorded DOT w/Legal Description. - Due Diligence Vendor-07/01/2025 <br>Ready for Review-Document Uploaded. - Seller-06/30/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Exhibit A not attached to Mortgage. - Due Diligence Vendor-06/17/2025 | Ready for Review-Document Uploaded. - Seller-06/30/2025<br>| Resolved-Received Recorded DOT w/Legal Description. - Due Diligence Vendor-07/01/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Score is 756 and minimum allowed is 660.<br>Qualifying DTI below maximum allowed - DTI is 22.9% and max allowed is 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000080492 | XXXX D B C A | Closed | xxxxxx | 2025-06-18 11:06 | 2025-06-27 12:17 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Expired | Resolved-Received revised final 1003 removing expired asset. - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. Please see attached post 1003 - Seller-06/26/2025 <br>Open-Asset 1 Expired 132 days old - Due Diligence Vendor-06/18/2025 | Ready for Review-Document Uploaded. Please see attached post 1003 - Seller-06/26/2025<br>| Resolved-Received revised final 1003 removing expired asset. - Due Diligence Vendor-06/27/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Score is 756 and minimum allowed is 660.<br>Qualifying DTI below maximum allowed - DTI is 22.9% and max allowed is 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000080492 | XXXX D B C A | Closed | xxxxxx | 2025-06-18 11:18 | 2025-06-20 10:15 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Waived-Originator waiver applied deemed non material due to low DTI of 23%<br> - Due Diligence Vendor-06/20/2025 <br>Open-Missing verification of HOA fees for non-subject property REO 3a and 3b, online sources show these are townhomes. - Due Diligence Vendor-06/18/2025 |  | Waived-Originator waiver applied deemed non material due to low DTI of 23%<br> - Due Diligence Vendor-06/20/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Score is 756 and minimum allowed is 660.<br>Qualifying DTI below maximum allowed - DTI is 22.9% and max allowed is 49.99% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000084604 | XXXX C A | Closed | xxxxxx | 2025-07-02 17:42 | 2025-08-06 15:03 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Received sufficient assets. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Please review the April statement. - Seller-08/04/2025 <br> Counter-Received XX statement-review is unable to consider as dated after Note date. - Due Diligence Vendor-07/31/2025 <br> Ready for Review-Please review the June statement, and advise if this statement can clear this condition or not. - Seller-07/30/2025 <br> Counter-Audit was not including XXXX--missing page 2 of XX statement. Please provide to confirm sufficient assets available. - Due Diligence Vendor-07/17/2025 <br> Ready for Review-Please see the calculation below. Please review and advise if this condition can be cleared or not.<br>Closing fund : XXXX<br> Required reserve : XXXX<br> Total required asset = XXXX<br>Borrower's asset<br> XXXX - XXXX<br> XXXX - XXXX<br> XXXX - XXXX<br> Total asset = XXXX- Seller-07/16/2025 <br> Counter-Received PCCD-insufficient reserves-7.8 months verified <9 months required. Finding remains. - Due Diligence Vendor-07/10/2025 <br> Ready for Review-Document Uploaded. Please review the POST CD. - Seller-07/08/2025 <br> Open-Audited Reserves of 7.81 month(s) are less than Guideline Required Reserves of 9 month(s) - Due Diligence Vendor-07/02/2025 | Ready for Review-Document Uploaded. Please review the April statement. - Seller-08/04/2025 <br> Ready for Review-Please review the June statement, and advise if this statement can clear this condition or not. - Seller-07/30/2025 <br> Ready for Review-Please see the calculation below. Please review and advise if this condition can be cleared or not.<br>Closing fund : XXXX<br> Required reserve : XXXX<br> Total required asset = XXXX<br>Borrower's asset<br> XXXX - XXXX<br> XXXX - XXXX<br> XXXX - XXXX<br> Total asset = XXXX- Seller-07/16/2025 <br> Ready for Review-Document Uploaded. Please review the POST CD. - Seller-07/08/2025 | Resolved-Received sufficient assets. - Due Diligence Vendor-08/06/2025<br>| LTV is less than guideline maximum - 65% LTV; 80% max allowed<br>Qualifying FICO score is at least 20 points above minimum for program - 788 FICO; 680 required |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000085682 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000087252 | XXXX D A | Closed | xxxxxx | 2025-08-08 15:03 | 2025-08-15 16:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-08/15/2025 <br>Ready for Review-Document Uploaded. SENT - Seller-08/14/2025 <br>Counter-Review did not receive upload-please re upload credit refresh report. - Due Diligence Vendor-08/13/2025 <br>Ready for Review-SOFT PULL - Seller-08/12/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report. - Due Diligence Vendor-08/08/2025 | Ready for Review-Document Uploaded. SENT - Seller-08/14/2025 <br>Ready for Review-SOFT PULL - Seller-08/12/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-08/15/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 798. Per guides, minimum score required 660.<br>LTV is less than guideline maximum - Borr LTV 63.11%. Per guides, maximum LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000084481 | XXXX D A | Closed | xxxxxx | 2025-07-07 13:43 | 2025-07-10 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Bank Statement Summary/Lender Worksheet is Missing | Resolved-Received business bank statement analysis - Due Diligence Vendor-07/10/2025 <br>Ready for Review-Document Uploaded. Lender Worksheet attached - Seller-07/09/2025 <br>Open-The Borrower 1 Bank Statement Summary/Lender Worksheet is Missing Missing Lender 12mos Bank Statement Worksheet - Due Diligence Vendor-07/07/2025 | Ready for Review-Document Uploaded. Lender Worksheet attached - Seller-07/09/2025<br>| Resolved-Received business bank statement analysis - Due Diligence Vendor-07/10/2025<br>| Months Reserves exceed minimum required - Reserves 11 months exceed required 0 months.<br>Qualifying DTI below maximum allowed - Borr DTI 21.34%. Per guides, maximum DTI 49.99%.<br>LTV is less than guideline maximum - Borr LTV 57.71%. Per guides, maximum LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000084481 | XXXX D A | Closed | xxxxxx | 2025-07-07 13:48 | 2025-07-10 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-07/10/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-07/08/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-07/07/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-07/08/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-07/10/2025<br>| Months Reserves exceed minimum required - Reserves 11 months exceed required 0 months.<br>Qualifying DTI below maximum allowed - Borr DTI 21.34%. Per guides, maximum DTI 49.99%.<br>LTV is less than guideline maximum - Borr LTV 57.71%. Per guides, maximum LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000084485 | XXXX D A | Closed | xxxxxx | 2025-07-07 08:04 | 2025-07-11 15:48 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-There are no issues present on the Mortgage Document (Deed of Trust). - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Dot attached - Seller-07/11/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing "Exhibit A" legal description attached to the DOT. - Due Diligence Vendor-07/07/2025 | Ready for Review-Document Uploaded. Dot attached - Seller-07/11/2025<br>| Resolved-There are no issues present on the Mortgage Document (Deed of Trust). - Due Diligence Vendor-07/11/2025<br>| Credit history exceeds minimum required - Credit history exceeds minimum required. No late payment since 2019<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 762 is higher than 660 minimum required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000084485 | XXXX D A | Closed | xxxxxx | 2025-07-07 22:20 | 2025-07-11 15:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-07/10/2025 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-07/08/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-07/10/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-07/11/2025<br>| Credit history exceeds minimum required - Credit history exceeds minimum required. No late payment since 2019<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 762 is higher than 660 minimum required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000084485 | XXXX D A | Closed | xxxxxx | 2025-07-07 06:15 | 2025-07-11 10:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Received final signed 1003 - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Attached Final 1003 - Seller-07/10/2025 <br>Open-The Final 1003 is Missing -----Missing Final 1003. - Due Diligence Vendor-07/07/2025 | Ready for Review-Document Uploaded. Attached Final 1003 - Seller-07/10/2025<br>| Resolved-Received final signed 1003 - Due Diligence Vendor-07/11/2025<br>| Credit history exceeds minimum required - Credit history exceeds minimum required. No late payment since 2019<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 762 is higher than 660 minimum required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088310 | XXXX D A | Closed | xxxxxx | 2025-08-18 09:00 | 2025-08-22 16:43 | Resolved | 1 - Information C A | Credit | Eligibility | Condo Project Warrantable is Unable to Determine | Resolved-Condo questionnaire provided. - Due Diligence Vendor-08/22/2025 <br>Ready for Review-CONDO QUESTIONAIRE /SB 326 REPORT DONE - Seller-08/20/2025 <br>Counter-Received 1008 and appraisal-condo Type Q-limited review-missing confirmation HOA is not involved in litigation. Provide HOA questionnaire, CPM or appraiser to confirm. - Due Diligence Vendor-08/20/2025 <br>Ready for Review-desk review - Seller-08/19/2025 <br>Open-The Condo Project Warrantability is Unable to Determined. Property: Appraisal and Desk Review are missing from the file. - Due Diligence Vendor-08/18/2025 | Ready for Review-CONDO QUESTIONAIRE /SB 326 REPORT DONE - Seller-08/20/2025 <br>Ready for Review-desk review - Seller-08/19/2025<br>| Resolved-Condo questionnaire provided. - Due Diligence Vendor-08/22/2025<br>| LTV is less than guideline maximum - • Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 767 guidelines require 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088310 | XXXX D A | Closed | xxxxxx | 2025-08-18 09:52 | 2025-08-20 16:56 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. 1008 - Seller-08/18/2025 <br>Open-Missing Approval/Underwriting Summary missing 1008 - Due Diligence Vendor-08/18/2025 | Ready for Review-Document Uploaded. 1008 - Seller-08/18/2025<br>| Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-08/20/2025<br>| LTV is less than guideline maximum - • Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 767 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088310 | XXXX D A | Closed | xxxxxx | 2025-08-18 09:00 | 2025-08-20 16:56 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Received appraisal. - Due Diligence Vendor-08/20/2025 <br>Ready for Review-appraisal report - Seller-08/18/2025 <br>Open-Appraisal is Missing - Due Diligence Vendor-08/18/2025 | Ready for Review-appraisal report - Seller-08/18/2025<br>| Resolved-Received appraisal. - Due Diligence Vendor-08/20/2025<br>| LTV is less than guideline maximum - • Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 767 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088310 | XXXX D A | Closed | xxxxxx | 2025-08-18 09:07 | 2025-08-20 16:51 | Resolved | 1 - Information C A | Credit | Eligibility | Valuation Product Does Not Meet Guidelines | Resolved-Received secondary valuation. - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. DESK REVIEW - Seller-08/18/2025 <br>Open-Only CU and LCA were provided. Missing the CDA Desk Review - Due Diligence Vendor-08/18/2025 | Ready for Review-Document Uploaded. DESK REVIEW - Seller-08/18/2025<br>| Resolved-Received secondary valuation. - Due Diligence Vendor-08/20/2025<br>| LTV is less than guideline maximum - • Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 767 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088310 | XXXX D A | Closed | xxxxxx | 2025-08-18 09:46 | 2025-08-20 16:49 | Resolved | 1 - Information C A | Credit | Eligibility | Condo Structural Reports not in file | Resolved-Received appraisal-milestone inspection not required. - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. SBC 326 - Seller-08/18/2025 <br> Open-The file does not contain the required structural engineer report per state law. File Questionnaire indicate HOA is required to comply with the inspection mandate under xxxxx xxxx xxxx. Inspection was not provided in file. - Due Diligence Vendor-08/18/2025 | Ready for Review-Document Uploaded. SBC 326 - Seller-08/18/2025<br>| Resolved-Received appraisal-milestone inspection not required. - Due Diligence Vendor-08/20/2025<br>| LTV is less than guideline maximum - • Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 767 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088310 | XXXX D A | Closed | xxxxxx | 2025-08-18 09:25 | 2025-08-20 16:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. soft pull - Seller-08/18/2025 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-08/18/2025 | Ready for Review-Document Uploaded. soft pull - Seller-08/18/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-08/20/2025<br>| LTV is less than guideline maximum - • Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 767 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088315 | XXXX D A C | Closed | xxxxxx | 2025-07-21 16:00 | 2025-08-26 18:19 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-Received verification from the employer. - Due Diligence Vendor-08/26/2025 <br>Ready for Review-Document Uploaded. Please review the VOE form. - Seller-08/25/2025 <br>Counter-Client Comment - Please see the attached updated WVOE as you can see LIN # 12A was marked and line # 27 completed The yellow show it most recent documents signed by the owner , Please may cleared or why rejected. AUDIT RESPONSE. Please provide employer acknowledgement from the employer. - Due Diligence Vendor-08/20/2025 <br>Counter-Duplicate documentation provided. Finding remains. - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Document Uploaded. Please review the revised WVOE from the Employer. - Seller-08/12/2025 <br>Counter-In response-Can you please advise what does it matter with it? Do you want us to update the employer sign date? Audit: employer to acknowledge-initial change or email confirming change made or processor cert confirming with employer of changed form. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Can you please advise what does it matter with it? Do you want us to update the employer sign date? Please advise. - Seller-08/05/2025 <br>Counter-Received WVOE reflecting paid monthly-WVOE received is dated the same as previous and correction/addition not initialed. Finding remains. - Due Diligence Vendor-08/04/2025 <br>Ready for Review-Document Uploaded. Please review the revised WVOE. - Seller-08/01/2025 <br>Open-Missing how borrower is paid on WVOE. - Due Diligence Vendor-07/21/2025 | Ready for Review-Document Uploaded. Please review the VOE form. - Seller-08/25/2025 <br>Ready for Review-Document Uploaded. Please review the revised WVOE from the Employer. - Seller-08/12/2025 <br>Ready for Review-Can you please advise what does it matter with it? Do you want us to update the employer sign date? Please advise. - Seller-08/05/2025 <br>Ready for Review-Document Uploaded. Please review the revised WVOE. - Seller-08/01/2025<br>| Resolved-Received verification from the employer. - Due Diligence Vendor-08/26/2025<br>| Months Reserves exceed minimum required - Qualifying Total Reserves 10.3 months are higher than 4 months required <br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 795 is higher than 660 minimum required <br>|  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088315 | XXXX D A C | Closed | xxxxxx | 2025-07-21 10:25 | 2025-08-26 18:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Upon further review, the loan file contained all required credit documentation. - Due Diligence Vendor-07/31/2025 <br>Ready for Review-I believe this is the default condition. The Gap Credit Report is already in the closing package. Please review once more and waive this condition. - Seller-07/30/2025 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-07/21/2025 | Ready for Review-I believe this is the default condition. The Gap Credit Report is already in the closing package. Please review once more and waive this condition. - Seller-07/30/2025<br>| Resolved-Upon further review, the loan file contained all required credit documentation. - Due Diligence Vendor-07/31/2025<br>| Months Reserves exceed minimum required - Qualifying Total Reserves 10.3 months are higher than 4 months required <br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 795 is higher than 660 minimum required <br>|  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088315 | XXXX D A C | Closed | xxxxxx | 2025-07-21 16:06 | 2025-08-26 18:16 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received acceptable housing history - Due Diligence Vendor-08/26/2025 <br> Ready for Review-We already provided the "XXXX CREDIT REPORT", and it shows there was no late payment. And this property was sold XXXX, and the DLA of this account for the property is XX which is make sense. All documents provided seem enough to clear this condition. Can you please advise what document do you need more to clear this condition? Please let me know. - Seller-08/25/2025 <br> Counter-Seller Final Closing statement provided. Please provide the payment history from XXXX which was paid at close on 03/13/2025 - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. Please review the property report, credit report for XXXX, and the FSS for the XXXX Please advise. - Seller-08/19/2025 <br> Counter-The borrower provided a rent-free letter indicating they are rent free since XXXX of for the last 4 months. The property profile for the borrower's previous address indicates the home was sold XXXX and it had an open mortgage in the amount of XXXX open in XXXX. This loan is not reporting on credit, and we must verify if the borrower was obligated to make payments from XX through XX, to make the full 12-month housing history. We either need the HUD from the sale of this property or any other document you can provide, confirming there was no liens or the VOM showing the payments were made on time. - Due Diligence Vendor-08/12/2025 <br> Ready for Review-We came back to the beginning again. So there is a "transaction detail" is included in the package with the Rent-Free letter. And the borrower used to own "XXXX". After the borrower sold this property, he was renting this property. Can you please review once more and waive this condition? - Seller-08/08/2025 <br> Counter-Documentation is insufficient-review is unable to validate 12 month housing history. Property profile received on sold home reflect a mortgage at time borrower owned-unable to confirm if obligated on mortgage. Finding remains. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. It shows the current owner of the property. Please review and waive this condition. - Seller-08/05/2025 <br> Counter-Property profile received reflects a mortgage-unable to confirm borrower was not on mortgage. Please confirm - if on mortgage - acceptable rating required to complete 12 month history. - Due Diligence Vendor-08/04/2025 <br> Ready for Review-"Transaction History Report" for the "XXXX" is already included in the closing package with the Rent-Free letter. That document shows the previous deed, and the borrower used to owned this property, and not anymore. Please review once more and waive this condition. - Seller-08/01/2025 <br> Counter-Received rent free since XXXX and previous property profile. Missing prior housing history to complete 12 months as required in guidelines 12.7-mortgage not reflecting on credit report. - Due Diligence Vendor-07/31/2025 <br> Ready for Review-There is already a rent-free letter included. Please review once more and waive this condition. - Seller-07/30/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Missing VOM for prior residence prior to living rent-free in XXXX - Due Diligence Vendor-07/21/2025 | Ready for Review-We already provided the "XXXX's CREDIT REPORT", and it shows there was no late payment. And this property was sold XXXX, and the DLA of this account for the property is XX which is make sense. All documents provided seem enough to clear this condition. Can you please advise what document do you need more to clear this condition? Please let me know. - Seller-08/25/2025 <br> Ready for Review-Document Uploaded. Please review the property report, credit report for XXXX, and the FSS for the XXXX Please advise. - Seller-08/19/2025 <br> Ready for Review-We came back to the beginning again. So there is a "transaction detail" is included in the package with the Rent-Free letter. And the borrower used to own "XXXX". After the borrower sold this property, he was renting this property. Can you please review once more and waive this condition? - Seller-08/08/2025 <br> Ready for Review-Document Uploaded. It shows the current owner of the property. Please review and waive this condition. - Seller-08/05/2025 <br> Ready for Review-"Transaction History Report" for the "XXXX" is already included in the closing package with the Rent-Free letter. That document shows the previous deed, and the borrower used to owned this property, and not anymore. Please review once more and waive this condition. - Seller-08/01/2025 <br> Ready for Review-There is already a rent-free letter included. Please review once more and waive this condition. - Seller-07/30/2025 | Resolved-Received acceptable housing history - Due Diligence Vendor-08/26/2025<br>| Months Reserves exceed minimum required - Qualifying Total Reserves 10.3 months are higher than 4 months required <br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 795 is higher than 660 minimum required <br>|  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088315 | XXXX D A C | Closed | xxxxxx | 2025-07-21 10:13 | 2025-07-31 16:14 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Received PCCd confirming disbursement date of XXXX. - Due Diligence Vendor-07/31/2025 <br> Ready for Review-Document Uploaded. Please review the POST CD. - Seller-07/30/2025 <br> Open-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX Disbursement date is XXXX - Due Diligence Vendor-07/21/2025 | Ready for Review-Document Uploaded. Please review the POST CD. - Seller-07/30/2025<br>| Resolved-Received PCCd confirming disbursement date of XXXX. - Due Diligence Vendor-07/31/2025 | Months Reserves exceed minimum required - Qualifying Total Reserves 10.3 months are higher than 4 months required <br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 795 is higher than 660 minimum required <br>|  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088315 | XXXX D A C | Closed | xxxxxx | 2025-07-16 14:50 | 2025-07-31 09:03 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Received COC XXXX, finding resolved. - Due Diligence Vendor-07/31/2025 <br> Ready for Review-Document Uploaded. Please review the COC, and advise if this condition can be cleared or not. - Seller-07/30/2025 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $27.60.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). ....Zero (0%) tolerance fees increased by $27.60 (Transfer taxes) without a valid COC in file. Provide a valid and timely COC for increase OR evidence of refund to borrower or principal reduction in the amount of $27.60 post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Statute of Limitations 1 year- Expiration date is XXXX - Due Diligence Vendor-07/16/2025 | Ready for Review-Document Uploaded. Please review the COC, and advise if this condition can be cleared or not. - Seller-07/30/2025<br>| Resolved-Received COC XXXXXX, finding resolved. - Due Diligence Vendor-07/31/2025 | Months Reserves exceed minimum required - Qualifying Total Reserves 10.3 months are higher than 4 months required <br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 795 is higher than 660 minimum required <br>|  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-13 11:32 | 2025-09-09 16:48 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Received Desk Review supporting the appraised value. - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. DESK REVIEW - Seller-08/22/2025 <br>Counter-Desk Review was not attached - Due Diligence Vendor-08/21/2025 <br>Ready for Review-DESK REVIEW - Seller-08/19/2025 <br>Counter-Received appraisal-missing desk review. - Due Diligence Vendor-08/19/2025 <br>Ready for Review-Document Uploaded. apprisal rpt - Seller-08/18/2025 <br>Open-Appraisal is Missing Property: Missing Appraisal and Desk Review. - Due Diligence Vendor-08/13/2025 | Ready for Review-Document Uploaded. DESK REVIEW - Seller-08/22/2025 <br>Ready for Review-DESK REVIEW - Seller-08/19/2025 <br>Ready for Review-Document Uploaded. apprisal rpt - Seller-08/18/2025<br>| Resolved-Received Desk Review supporting the appraised value. - Due Diligence Vendor-08/25/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-13 11:32 | 2025-09-09 16:48 | Resolved | 1 - Information C A | Credit | Eligibility | Non-Arm's Length Transactions Not Allowed for Program | Resolved-Received LOX no relationship. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-LOX - Seller-09/05/2025 <br>Counter-Please provide confirmation from buyer/seller no relationship. LOE or purchase contract addendum. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. LOX - Seller-09/02/2025 <br>Open-Non-Arm's Length Transactions Not Allowed for Program Property: Sales contract does not disclose buyer/seller non arms length relationship. Seller is existing landlord. Guideline 7.5 require explanation of non-arms length transaction. - Due Diligence Vendor-08/13/2025 | Ready for Review-LOX - Seller-09/05/2025 <br>Ready for Review-Document Uploaded. LOX - Seller-09/02/2025<br>| Resolved-Received LOX no relationship. - Due Diligence Vendor-09/09/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-13 11:32 | 2025-09-09 16:48 | Resolved | 1 - Information D A | Credit | Eligibility | HOA Questionnaire Document is Partially Provided | Resolved-Received XXXX milestone inspection. - Due Diligence Vendor-08/19/2025 <br> Ready for Review-SB 326 - Seller-08/18/2025 <br> Open-Subject Property is part of an HOA but the HOA Questionnaire Document is only Partially Provided. Questionnaire indicate the SB 326 inspection report was attached, but is not in the file. - Due Diligence Vendor-08/13/2025 | Ready for Review-SB 326 - Seller-08/18/2025<br>| Resolved-Received CA milestone inspection. - Due Diligence Vendor-08/19/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-13 11:32 | 2025-09-09 16:48 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract Issue | Resolved-Received Court approval and Lox for no relation for contract. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. LOX - Seller-09/05/2025 <br>Counter-Received court approval-missing disclosure of relationship between buyer and seller. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. court oder - Seller-09/02/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract is only Partially Provided. Property: Sales contract does not disclose buyer/seller non arms length relationship. Seller is existing landlord. Guideline 7.5 pg 11. require explanation of non-arms length transaction. Property: Purchase contract indicate property is in BK 11 and offer subject to court approval. Approval confirmation not in file<br> - Due Diligence Vendor-08/13/2025 | Ready for Review-Document Uploaded. LOX - Seller-09/05/2025 <br>Ready for Review-Document Uploaded. court oder - Seller-09/02/2025<br>| Resolved-Received Court approval and Lox for no relation for contract. - Due Diligence Vendor-09/09/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-17 07:39 | 2025-08-19 17:27 | Resolved | 1 - Information C A | Credit | Eligibility | Condo project is ineligible | Resolved-Received confirmation of limited review Type Q-fidelity not required. - Due Diligence Vendor-08/19/2025 <br>Ready for Review-condo - Seller-08/18/2025 <br>Open-Guides require the condo to be warrantable. Condo insurance does not disclose fidelity coverage. Minimum 3 months assessments required - Due Diligence Vendor-08/17/2025 | Ready for Review-condo - Seller-08/18/2025<br>| Resolved-Received confirmation of limited review Type Q-fidelity not required. - Due Diligence Vendor-08/19/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-13 15:50 | 2025-08-19 17:25 | Resolved | 1 - Information C A | Credit | Eligibility | Condo Structural Reports not in file | Resolved-Received condo inspection report. - Due Diligence Vendor-10/15/2025 <br>Ready for Review-Document Uploaded. SB 326 REPORT - Seller-08/18/2025 <br>Open-The file does not contain the required structural engineer report per state law. Condo Questionnaire: Questionnaire indicate the SB 326 inspection report was attached, but is not in the file. - Due Diligence Vendor-08/13/2025 | Ready for Review-Document Uploaded. SB 326 REPORT - Seller-08/18/2025<br>| Resolved-Received condo inspection report. - Due Diligence Vendor-10/15/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-13 15:38 | 2025-08-19 17:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-08/19/2025 <br>Ready for Review-soft pull - Seller-08/18/2025 <br>Open-Borrower 1 Gap Credit Report is Missing File missing GAP report and Fraud Report did not provide UDM Undisclosed Debt Monitoring. - Due Diligence Vendor-08/13/2025 | Ready for Review-soft pull - Seller-08/18/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-08/19/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-13 10:55 | 2025-08-19 17:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Received property tax cert. Estimate 1.25% considered. - Due Diligence Vendor-08/19/2025 <br>Ready for Review-Document Uploaded. TAXES PAID - Seller-08/18/2025 <br>Open-Missing Evidence of Property Tax Missing verification of property taxes / lender worksheet to confirm taxes. - Due Diligence Vendor-08/13/2025 | Ready for Review-Document Uploaded. TAXES PAID - Seller-08/18/2025<br>| Resolved-Received property tax cert. Estimate 1.25% considered. - Due Diligence Vendor-08/19/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-13 15:59 | 2025-08-19 17:09 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Received 1008 - Due Diligence Vendor-08/19/2025 <br>Ready for Review-1008 - Seller-08/18/2025 <br>Open-Missing Approval/Underwriting Summary - Due Diligence Vendor-08/13/2025 | Ready for Review-1008 - Seller-08/18/2025<br>| Resolved-Received 1008 - Due Diligence Vendor-08/19/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-17 07:30 | 2025-08-19 10:15 | Resolved | 1 - Information C A | Credit | Insurance | Fidelity Coverage not met | Resolved-Received sufficient Fidelity Coverage. - Due Diligence Vendor-08/19/2025 <br>Ready for Review-condo - Seller-08/18/2025 <br>Open-Fidelity Coverage not met. Guides require the condo to be warrantable. Condo insurance does not disclose fidelity coverage. Minimum 3 months assessments required - Due Diligence Vendor-08/17/2025 | Ready for Review-condo - Seller-08/18/2025<br>| Resolved-Received sufficient Fidelity Coverage. - Due Diligence Vendor-08/19/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088323 | XXXX D B A | Closed | xxxxxx | 2025-08-12 09:11 | 2025-08-12 09:11 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ------ Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/12/2025 |  | Waived-Required Affiliated Business Disclosure Missing ------ Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/12/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 43.42%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 793 guidelines require 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000088302 | XXXX D B A | Closed | xxxxxx | 2025-08-18 10:14 | 2025-08-19 17:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-08/19/2025 <br>Ready for Review-Document Uploaded. Soft pull - Seller-08/18/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report. - Due Diligence Vendor-08/18/2025 | Ready for Review-Document Uploaded. Soft pull - Seller-08/18/2025<br>| Resolved-Received Gap Report. - Due Diligence Vendor-08/19/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 742. Per guides, minimum score required 660.<br>Qualifying DTI below maximum allowed - 39.9% DTI below max allowed of 49.99%<br>LTV is less than guideline maximum - 61.11% LTV; 75% max allowed<br>On time mortgage history exceeds guideline requirement - Borrs 74mos 0x30 mortgage pay history. Per guides, minimum 12mos 0x30 mortgage/rental pay history. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000088302 | XXXX D B A | Closed | xxxxxx | 2025-08-13 12:09 | 2025-08-13 12:09 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/13/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/13/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 742. Per guides, minimum score required 660.<br>Qualifying DTI below maximum allowed - 39.9% DTI below max allowed of 49.99%<br>LTV is less than guideline maximum - 61.11% LTV; 75% max allowed<br>On time mortgage history exceeds guideline requirement - Borrs 74mos 0x30 mortgage pay history. Per guides, minimum 12mos 0x30 mortgage/rental pay history. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | xxxxxxx |
| 4000089084 | XXXX D B A | Closed | xxxxxx | 2025-08-19 19:21 | 2025-08-27 16:12 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-\*\*Update XXXX\*\*Received recorded DOT including Exhibit A. \*\* Stips. \*\* - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. - Seller-08/25/2025 <br> Counter-Review did not receive the upload-please re upload. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-DOT - Seller-08/20/2025 <br> Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing "Exhibit A" legal description attached to the DOT. - Due Diligence Vendor-08/19/2025 | Ready for Review-Document Uploaded. - Seller-08/25/2025 <br>Ready for Review-DOT - Seller-08/20/2025<br>| Resolved-\*\*Update 8/27/25\*\*Received recorded DOT including Exhibit A. \*\* Stips. \*\* - Due Diligence Vendor-08/27/2025<br>| Months Reserves exceed minimum required - Guidelines require 4 months of reserves. Qualifying reserves are 18 months.<br>Qualifying FICO score is at least 20 points above minimum for program - Guidelines require 660 credit score. Qualifying credit score is 802. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089084 | XXXX D B A | Closed | xxxxxx | 2025-08-19 20:01 | 2025-08-22 16:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Received acknowledgment for fraud score. - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. lox - Seller-08/20/2025 <br>Open-Third Party Fraud Report Partially Provided Fraud score over 800. Per guides - scores above 800 from require management review and approval by the Underwriting Manager in order to proceed with the loan. - Due Diligence Vendor-08/20/2025 | Ready for Review-Document Uploaded. lox - Seller-08/20/2025<br>| Resolved-Received acknowledgment for fraud score. - Due Diligence Vendor-08/22/2025<br>| Months Reserves exceed minimum required - Guidelines require 4 months of reserves. Qualifying reserves are 18 months.<br>Qualifying FICO score is at least 20 points above minimum for program - Guidelines require 660 credit score. Qualifying credit score is 802. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089084 | XXXX D B A | Closed | xxxxxx | 2025-08-19 20:00 | 2025-08-22 16:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Credit Refresh report. - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. soft pull - Seller-08/20/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Gap credit not provided - Due Diligence Vendor-08/20/2025 | Ready for Review-Document Uploaded. soft pull - Seller-08/20/2025<br>| Resolved-Received Credit Refresh report. - Due Diligence Vendor-08/22/2025<br>| Months Reserves exceed minimum required - Guidelines require 4 months of reserves. Qualifying reserves are 18 months.<br>Qualifying FICO score is at least 20 points above minimum for program - Guidelines require 660 credit score. Qualifying credit score is 802. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089084 | XXXX D B A | Closed | xxxxxx | 2025-08-15 17:08 | 2025-08-18 09:12 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/18/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/18/2025<br>| Months Reserves exceed minimum required - Guidelines require 4 months of reserves. Qualifying reserves are 18 months.<br>Qualifying FICO score is at least 20 points above minimum for program - Guidelines require 660 credit score. Qualifying credit score is 802. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000088105 | XXXX D A | Closed | xxxxxx | 2025-07-24 15:18 | 2025-08-06 14:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Income) | Resolved-Received LOE regarding CPA. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Please see LOE - Seller-08/05/2025 <br> Open-Borrower resides and works in XXXX. LOX for use of a XXXX-based tax preparer to verify 2 years of self-employment and the borrower's financial statements. - Due Diligence Vendor-07/24/2025 | Ready for Review-Document Uploaded. Please see LOE - Seller-08/05/2025<br>| Resolved-Received LOE regarding CPA. - Due Diligence Vendor-08/06/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 802 is higher than 660 minimum required <br>Qualifying DTI below maximum allowed - Qualifying Total Debt 38.51% is lower than 49.99% max allowed |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088105 | XXXX D A | Closed | xxxxxx | 2025-07-22 11:25 | 2025-07-28 16:53 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Document Uploaded. please see complete DOT - Seller-07/25/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Exhibit A is missing - Due Diligence Vendor-07/22/2025 | Ready for Review-Document Uploaded. please see complete DOT - Seller-07/25/2025<br>| Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-07/28/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 802 is higher than 660 minimum required <br>Qualifying DTI below maximum allowed - Qualifying Total Debt 38.51% is lower than 49.99% max allowed |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 14:24 | 2025-08-22 16:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Received Final Title w/sufficient coverage. - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. Hello please see final title policy - Seller-08/20/2025 <br>Open-Title Document is Incomplete Missing tax supp to document loan and insurance amount - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. Hello please see final title policy - Seller-08/20/2025<br>| Resolved-Received Final Title w/sufficient coverage. - Due Diligence Vendor-08/22/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 14:24 | 2025-08-22 16:28 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Received Final Title w/sufficient coverage. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. Hello please see Final Title Policy - Seller-08/20/2025 <br> Open-Insufficient Title Coverage. Amount of coverage is less than Total Amount of Subject Lien(s). Title: title policy insufficient. Policy amount XXXX pg 134 and loan amount is XXXX - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. Hello please see Final Title Policy - Seller-08/20/2025<br>| Resolved-Received Final Title w/sufficient coverage. - Due Diligence Vendor-08/22/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 14:24 | 2025-08-22 16:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Received Tax information sheet. - Due Diligence Vendor-08/19/2025 <br>Ready for Review-Document Uploaded. PLEASE SEE TAX INFO SHEET - Seller-08/15/2025 <br>Open-Missing Evidence of Property Tax Missing Tax Cert and tax infor sheet blank <br> - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. PLEASE SEE TAX INFO SHEET - Seller-08/15/2025<br>| Resolved-Received Tax information sheet. - Due Diligence Vendor-08/19/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 13:49 | 2025-08-22 16:25 | Resolved | 1 - Information C A | Credit | Closing | The Deed of Trust is Incomplete | Resolved-Received DOT w/Legal - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. Hello please see the recorded DOT with Legal Description - Seller-08/20/2025 <br> Counter-Escrow instruction provided. Please provide the legal description attached to the mortgage. - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. Hello, Please See the instructions we have on file that match the deed and deed of trust - Seller-08/15/2025 <br> Open-The Deed of Trust is Incomplete Missing Exhibit A. Vested in name of XXXX and XXXX on Title, but DOT signed in the names of XXXX and XXXX. Grant deed also have middle initial of non borrower as X. <br>- Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. Hello please see the recorded DOT with Legal Description - Seller-08/20/2025 <br>Ready for Review-Document Uploaded. Hello, Please See the instructions we have on file that match the deed and deed of trust - Seller-08/15/2025<br>| Resolved-Received DOT w/Legal - Due Diligence Vendor-08/22/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 14:26 | 2025-08-08 16:56 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Received appraisal and secondary valuation. - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Hello please see Appraisal Report - Seller-08/07/2025 <br>Open-Appraisal is Missing Property: Missing Appraisal and Desk Review. - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. Hello please see Appraisal Report - Seller-08/07/2025<br>| Resolved-Received appraisal and secondary valuation. - Due Diligence Vendor-08/08/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 14:57 | 2025-08-08 16:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Please see soft pull - Seller-08/07/2025 <br>Open-Borrower 1 Gap Credit Report is Missing • File missing GAP report and Fraud Report not in file to confirm UDM monitoring. - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. Please see soft pull - Seller-08/07/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-08/08/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 14:59 | 2025-08-08 16:40 | Resolved | 1 - Information C A | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-Received complete fraud report and XXXX clearance. - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Document Uploaded. LDP/GSA - Seller-08/07/2025 <br> Open-All Interested Parties Not Checked with Exclusionary Lists Fraud report not in file to confirm. - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. LDP/GSA - Seller-08/07/2025<br>| Resolved-Received complete fraud report and XXXX clearance. - Due Diligence Vendor-08/08/2025 | Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 14:59 | 2025-08-08 16:40 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received complete fraud report and XXXX clearance. - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Document Uploaded. Fraud clear alerts - Seller-08/08/2025 <br> Open-Fraud Report Shows Uncleared Alerts Fraud report not in file to confirm. - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. Fraud clear alerts - Seller-08/08/2025<br>| Resolved-Received complete fraud report and XXXX clearance. - Due Diligence Vendor-08/08/2025 | Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 14:59 | 2025-08-08 16:40 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-Received Fraud report confirming XXXX checked. - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Document Uploaded. Please XXXX CLEAR - Seller-08/07/2025 <br> Open-XXXX Check Not Completed and/or Cleared Fraud report not in file to confirm. - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. Please XXXX CLEAR - Seller-08/07/2025 | Resolved-Received Fraud report confirming XXXX checked. - Due Diligence Vendor-08/08/2025 | Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 14:59 | 2025-08-08 16:40 | Resolved | 1 - Information C A | Credit | Eligibility | Potential Fraud Reflected on Fraud Report | Resolved-Received complete fraud report and XXXX clearance. - Due Diligence Vendor-08/08/2025 <br> Open-Potential Fraud Reflected on Fraud Report - Due Diligence Vendor-08/01/2025 |  | Resolved-Received complete fraud report and XXXX clearance. - Due Diligence Vendor-08/08/2025 | Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-08-01 14:59 | 2025-08-08 16:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Received complete fraud report and XXXX clearance. - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Document Uploaded. FRAUD ALERT - Seller-08/07/2025 <br> Open-Missing Third Party Fraud Report Fraud report not in file to confirm. - Due Diligence Vendor-08/01/2025 | Ready for Review-Document Uploaded. FRAUD ALERT - Seller-08/07/2025<br>| Resolved-Received complete fraud report and XXXX clearance. - Due Diligence Vendor-08/08/2025 | Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000088305 | XXXX D B A | Closed | xxxxxx | 2025-07-31 12:49 | 2025-07-31 12:49 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-07/31/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-07/31/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 690 guidelines require 660<br>Months Reserves exceed minimum required - Months Reserves 19 months exceed minimum required 0. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | xxxxxxx |
| 4000088307 | XXXX D A | Closed | xxxxxx | 2025-07-31 17:21 | 2025-08-22 16:40 | Resolved | 1 - Information C A | Credit | QM-ATR | ATR: Credit History was not Considered Properly | Resolved-ATR: Credit History was Considered Properly or Not Applicable - Due Diligence Vendor-08/22/2025 <br>Open-ATR: Credit History was not Considered Properly Loan file is missing most recent 12-month housing history for investment property 3b on the borrowers' loan application. - Due Diligence Vendor-07/31/2025 |  | Resolved-ATR: Credit History was Considered Properly or Not Applicable - Due Diligence Vendor-08/22/2025<br>| LTV is less than guideline maximum - Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 795 guidelines require 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088307 | XXXX D A | Closed | xxxxxx | 2025-07-31 17:21 | 2025-08-22 16:40 | Resolved | 1 - Information C A | Credit | QM-ATR | Invalid Final QM Status - ATR/QM: Status Pending | Resolved-The Final Reviewed QM Status is acceptable or the loan is a Business Purpose loan. - Due Diligence Vendor-08/22/2025 <br>Open-The Final Reviewed QM Status is 'ATR/QM: Status Pending' on a non-Business Purpose loan. Loan file is missing most recent 12-month housing history for investment property 3b on the borrowers' loan application. - Due Diligence Vendor-07/31/2025 |  | Resolved-The Final Reviewed QM Status is acceptable or the loan is a Business Purpose loan. - Due Diligence Vendor-08/22/2025<br>| LTV is less than guideline maximum - Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 795 guidelines require 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088307 | XXXX D A | Closed | xxxxxx | 2025-07-31 17:21 | 2025-08-22 16:40 | Resolved | 1 - Information C A | Credit | QM-ATR | Discrepancy between Originator QM Status and Final QM Status | Resolved-The Originator QM Status and Final QM Status are the same. - Due Diligence Vendor-08/22/2025 <br>Open-The Originator QM Status is not the same as the Final QM Status. rescinded - using "Invalid Final QM Status - ATR/QM: Status Pending" - Due Diligence Vendor-07/31/2025 |  | Resolved-The Originator QM Status and Final QM Status are the same. - Due Diligence Vendor-08/22/2025<br>| LTV is less than guideline maximum - Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 795 guidelines require 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088307 | XXXX D A | Closed | xxxxxx | 2025-07-31 12:56 | 2025-08-22 16:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Received credit supplement reflecting acceptable 12 month payment history. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. Hello Team, <br>Please find the attached note and mtg rating. - Seller-08/20/2025 <br> Counter-Mortgage statement is not sufficient to support the borrower is not obligated. - Due Diligence Vendor-08/14/2025 <br> Ready for Review-The part with two name is showing title holder names and the document I uploaded is the part that is showing the note holder. Please waive this condition. - Seller-08/12/2025 <br> Counter-Both names are present on the Statement. - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Our borrower's name is XXXX<br> , and the loan is obligated to XXXX. Please review again and waive this condition. - Seller-08/06/2025 <br> Counter-Received mortgage statement supporting borrower is obligated. Original finding remains. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. The borrower is not on note, and we don't need mtg rating. Could you please waive the rest of the REO conditions? - Seller-08/05/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. REO 3b is secured with a mortgage that does not report on the credit report and a current 12-month pay history is not provided. - Due Diligence Vendor-07/31/2025 | Ready for Review-Document Uploaded. Hello Team, <br>Please find the attached note and mtg rating. - Seller-08/20/2025 <br> Ready for Review-The part with two name is showing title holder names and the document I uploaded is the part that is showing the note holder. Please waive this condition. - Seller-08/12/2025 <br> Ready for Review-Our borrower's name is XXXX<br> , and the loan is obligated to XXXX. Please review again and waive this condition. - Seller-08/06/2025 <br> Ready for Review-Document Uploaded. The borrower is not on note, and we don't need mtg rating. Could you please waive the rest of the REO conditions? - Seller-08/05/2025 | Resolved-Received credit supplement reflecting acceptable 12 month payment history. - Due Diligence Vendor-08/22/2025<br>| LTV is less than guideline maximum - Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 795 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088307 | XXXX D A | Closed | xxxxxx | 2025-07-30 09:03 | 2025-08-04 13:43 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received page 1 of security instrument. - Due Diligence Vendor-08/04/2025 <br>Ready for Review-Document Uploaded. Please find the attached - Seller-08/01/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing page 1 of DOT. - Due Diligence Vendor-07/30/2025 | Ready for Review-Document Uploaded. Please find the attached - Seller-08/01/2025<br>| Resolved-Received page 1 of security instrument. - Due Diligence Vendor-08/04/2025<br>| LTV is less than guideline maximum - Qualifying LTV 70% Guideline max 80%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 795 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088587 | XXXX D B A | Closed | xxxxxx | 2025-08-05 12:44 | 2025-08-25 16:34 | Resolved | 1 - Information C A | Credit | Borrower | Potential Occupancy/Current Address Issues identified in the file | Resolved-Received policy reflecting paid in full. - Due Diligence Vendor-08/25/2025 <br>Ready for Review-Document Uploaded. please see updated HOI policy showing proof premium paid in full - Seller-08/21/2025 <br>Counter-Received new HOI policy-provide confirmation paid in full. - Due Diligence Vendor-08/18/2025 <br>Ready for Review-Document Uploaded. please see updated policy - Seller-08/15/2025 <br>Counter-Received duplicate policy-reflects landlord policy. Finding remains. - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. please see updated HOI - Seller-08/11/2025 <br>Open-Subject HOI indicates policy is a "landlord policy" with "Business Liability". Policy also reflects a different mailing address listed for the borrower. - Due Diligence Vendor-08/05/2025 | Ready for Review-Document Uploaded. please see updated HOI policy showing proof premium paid in full - Seller-08/21/2025 <br>Ready for Review-Document Uploaded. please see updated policy - Seller-08/15/2025 <br>Ready for Review-Document Uploaded. please see updated HOI - Seller-08/11/2025<br>| Resolved-Received policy reflecting paid in full. - Due Diligence Vendor-08/25/2025<br>| Months Reserves exceed minimum required - Total qualifying 12 months reserves; 0 months reserves required<br>LTV is less than guideline maximum - • Qualifying LTV 53.61% less than guideline max 80% |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000088587 | XXXX D B A | Closed | xxxxxx | 2025-08-05 12:42 | 2025-08-25 16:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Received HOI reflecting correct loss payee. - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. please see updated HOI - Seller-08/11/2025 <br>Open-Hazard Insurance Policy (Or HO-6 Insurance Policy if Subject Property is a Condo) is only Partially Provided Mortgagee is incorrect - Due Diligence Vendor-08/05/2025 | Ready for Review-Document Uploaded. please see updated HOI - Seller-08/11/2025<br>| Resolved-Received HOI reflecting correct loss payee. - Due Diligence Vendor-08/12/2025<br>| Months Reserves exceed minimum required - Total qualifying 12 months reserves; 0 months reserves required<br>LTV is less than guideline maximum - • Qualifying LTV 53.61% less than guideline max 80% |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000088587 | XXXX D B A | Closed | xxxxxx | 2025-08-05 12:29 | 2025-08-18 15:05 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Received supplement removing #4 - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Document Uploaded. - Seller-08/11/2025 <br>Ready for Review-Document Uploaded. please see supplemental report stating "Please be advised that Item No. 4 AND 5 of Exceptions is hereby deleted in its entirety." - Seller-08/11/2025 <br>Open-Property Title Issue Sch B #4 document a required statement is needed from party listed that may impose an existing lien. File did not include proof of deletion.. - Due Diligence Vendor-08/05/2025 | Ready for Review-Document Uploaded. - Seller-08/11/2025 <br>Ready for Review-Document Uploaded. please see supplemental report stating "Please be advised that Item No. 4 AND 5 of Exceptions is hereby deleted in its entirety." - Seller-08/11/2025<br>| Resolved-Received supplement removing #4 - Due Diligence Vendor-08/12/2025<br>| Months Reserves exceed minimum required - Total qualifying 12 months reserves; 0 months reserves required<br>LTV is less than guideline maximum - • Qualifying LTV 53.61% less than guideline max 80% |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000088587 | XXXX D B A | Closed | xxxxxx | 2025-08-05 12:29 | 2025-08-18 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-08/18/2025 <br>Ready for Review-Document Uploaded. please see title supplement - Seller-08/15/2025 <br>Open-Title Document is Incomplete Missing Title supplement to document insured loan amount. - Due Diligence Vendor-08/05/2025 | Ready for Review-Document Uploaded. please see title supplement - Seller-08/15/2025<br>| Resolved-Title Document is Provided And Complete - Due Diligence Vendor-08/18/2025<br>| Months Reserves exceed minimum required - Total qualifying 12 months reserves; 0 months reserves required<br>LTV is less than guideline maximum - • Qualifying LTV 53.61% less than guideline max 80% |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000088587 | XXXX D B A | Closed | xxxxxx | 2025-08-01 19:31 | 2025-08-01 19:31 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/01/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/01/2025<br>| Months Reserves exceed minimum required - Total qualifying 12 months reserves; 0 months reserves required<br>LTV is less than guideline maximum - • Qualifying LTV 53.61% less than guideline max 80% |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | xxxxxxx |
| 4000088333 | XXXX D B A | Closed | xxxxxx | 2025-08-11 15:54 | 2025-08-21 09:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Received Fraud Report. - Due Diligence Vendor-08/15/2025 <br> Ready for Review-Document Uploaded. PLEASE SEE ATTACHED FRAUD REPORT LOAN SAFE MANAGER WITH GSA - Seller-08/14/2025 <br> Open-Missing Third Party Fraud Report Provide third party fraud with XXXX cleared for all interested parties. Additional conditions may apply. - Due Diligence Vendor-08/13/2025 | Ready for Review-Document Uploaded. PLEASE SEE ATTACHED FRAUD REPORT LOAN SAFE MANAGER WITH GSA - Seller-08/14/2025<br>| Resolved-Received Fraud Report. - Due Diligence Vendor-08/15/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - qualifying FICO score 782. Per guides, minimum score required 660.<br>Qualifying DTI below maximum allowed - DTI 39.57%. Per guides, maximum DTI 49.99%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088333 | XXXX D B A | Closed | xxxxxx | 2025-08-15 16:38 | 2025-08-21 09:43 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Lender addressed the High Alerts. - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. Please refer to the Appraisal Report (page 2 of 31) included in the Closing Package. It states: 'Subject's previous transaction on XXXX for XXXX was an arm's length sale per XXXX – see exhibit. The increased value of the subject is due to property remodeling. No prior sales or transfers of the comparables were noted within the past 12 months' I believe this confirms the value increase is reasonable. - Seller-08/19/2025 <br> Counter-Income, Employment and Subject property is a purchase that was transferred in the last 12 months. - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. Please clarify which specific high alerts the reviewer is referencing, as the only high-severity third-party alert noted relates to XXXX for the Loan Officer. Please refer to the attached image file. - Seller-08/18/2025 <br> Counter-\*New\* Fraud report with XXXX cleared, however there are other High Alerts that was not addressed. - Due Diligence Vendor-08/15/2025 <br> Open-Fraud Report Shows Uncleared Alerts - Due Diligence Vendor-08/15/2025 | Ready for Review-Document Uploaded. Please refer to the Appraisal Report (page 2 of 31) included in the Closing Package. It states: 'Subject's previous transaction on XXXX for XXXX was an arm's length sale per XXXX – see exhibit. The increased value of the subject is due to property remodeling. No prior sales or transfers of the comparables were noted within the past 12 months' I believe this confirms the value increase is reasonable. - Seller-08/19/2025 <br> Ready for Review-Document Uploaded. Please clarify which specific high alerts the reviewer is referencing, as the only high-severity third-party alert noted relates to XXXX for the Loan Officer. Please refer to the attached image file. - Seller-08/18/2025 | Resolved-Lender addressed the High Alerts. - Due Diligence Vendor-08/21/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - qualifying FICO score 782. Per guides, minimum score required 660.<br>Qualifying DTI below maximum allowed - DTI 39.57%. Per guides, maximum DTI 49.99%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088333 | XXXX D B A | Closed | xxxxxx | 2025-08-08 06:44 | 2025-08-08 11:00 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings - Due Diligence Vendor-08/08/2025 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings - Due Diligence Vendor-08/08/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - qualifying FICO score 782. Per guides, minimum score required 660.<br>Qualifying DTI below maximum allowed - DTI 39.57%. Per guides, maximum DTI 49.99%. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000088500 | XXXX C A | Closed | xxxxxx | 2025-08-07 13:44 | 2025-08-20 16:28 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-Asset Record 3 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-08/20/2025 <br> Ready for Review-The Application date is XXXX, and the provided statement for XXXX shows the balance as of XXXX which is the most recent one. Please advise why this statement cannot be accepted. Can you also please provide the G/L specifically? - Seller-08/18/2025 <br> Counter-Received statement of account-missing 30 day statement or VOD. - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. Please find the attached VOD - Seller-08/14/2025 <br> Counter-Review received only a balance inquiry for Asset 3. Please provide complete VOD or statement meeting guideline requirements 11.3. - Due Diligence Vendor-08/11/2025 <br> Ready for Review-Asset Record 3 is a VOD. - Seller-08/08/2025 <br> Open-Asset Record 3 Does Not Meet G/L Requirements Missing a full 30-day history of account - Due Diligence Vendor-08/07/2025 | Ready for Review-The Application date is XXXX, and the provided statement for XXXX shows the balance as of XXXX which is the most recent one. Please advise why this statement cannot be accepted. Can you also please provide the G/L specifically? - Seller-08/18/2025 <br> Ready for Review-Document Uploaded. Please find the attached VOD - Seller-08/14/2025 <br> Ready for Review-Asset Record 3 is a VOD. - Seller-08/08/2025 | Resolved-Asset Record 3 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-08/20/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - • Qualifying FICO 778 guidelines require 660<br>Months Reserves exceed minimum required - Total qualifying 58 months reserves; 4 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088500 | XXXX C A | Closed | xxxxxx | 2025-08-07 13:44 | 2025-08-20 16:27 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Upon further review, source is not required by the guidelines. - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Are you asking for the source of XXXX? Please clarify this condition, so we can prepare it. Please advise. - Seller-08/18/2025 <br> Counter-Received confirmation CD was opened XXXX-provide source of funds to complete 30 day account history. - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. This is a CD account that was opened on 7/5/25 - Seller-08/14/2025 <br> Counter-Please provide complete statement or VOD for Asset 2 meeting 11.3 guidelines. - Due Diligence Vendor-08/11/2025 <br> Ready for Review-Asset 2 is a Certificate of Deposit - Seller-08/08/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Missing a full 30-day history of account - Due Diligence Vendor-08/07/2025 | Ready for Review-Are you asking for the source of XXXX? Please clarify this condition, so we can prepare it. Please advise. - Seller-08/18/2025 <br> Ready for Review-Document Uploaded. This is a CD account that was opened on XXXX - Seller-08/14/2025 <br> Ready for Review-Asset 2 is a Certificate of Deposit - Seller-08/08/2025 | Resolved-Upon further review, source is not required by the guidelines. - Due Diligence Vendor-08/20/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - • Qualifying FICO 778 guidelines require 660<br>Months Reserves exceed minimum required - Total qualifying 58 months reserves; 4 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088314 | XXXX B A | Closed | xxxxxx | 2025-08-19 11:27 | 2025-08-19 11:27 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/19/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/19/2025<br>| Qualifying DTI below maximum allowed - Qualifying DTI 43.02% is less max allowable 49.99%<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 755 guidelines require 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000088311 | XXXX C B A | Closed | xxxxxx | 2025-08-12 11:24 | 2025-09-10 15:39 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Property | Resolved-Upon further review, investor concentration applies to investment transactions. Subject is owner occupied and per the questionnaire meets the individual investor guidelines. - Due Diligence Vendor-09/10/2025 <br> Counter-200 units 180 investor owned per HOA questionnaire. Exceeds investor concentration. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Please advise why it is a non warrantable condo. - Seller-09/05/2025 <br> Counter-14.3 Ineligible Property Types. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-This guideline does not apply to principal homes.<br> Would you please provide the relevant guidelines regarding this condition? - Seller-09/03/2025 <br> Counter-Per the guidelines Non-warrantable condominiums are listed as an Ineligible Property Type. - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. This 50% owner O/O rule applies only when the subject property is an investment property. Please review and waive this condition. - Seller-08/25/2025 <br> Open-200 units in condo. 180 investor owned per HOA questionnaire. Exceeds investor concentration. Non-warrantable condominiums are ineligible. - Due Diligence Vendor-08/12/2025 | Ready for Review-Please advise why it is a non warrantable condo. - Seller-09/05/2025 <br>Ready for Review-This guideline does not apply to principal homes.<br> Would you please provide the relevant guidelines regarding this condition? - Seller-09/03/2025 <br>Ready for Review-Document Uploaded. This 50% owner O/O rule applies only when the subject property is an investment property. Please review and waive this condition. - Seller-08/25/2025<br>| Resolved-Upon further review, investor concentration applies to investment transactions. Subject is owner occupied and per the questionnaire meets the individual investor guidelines. - Due Diligence Vendor-09/10/2025<br>| Months Reserves exceed minimum required - Total qualifying 32 months reserves; 4 months reserves required<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 777 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088311 | XXXX C B A | Closed | xxxxxx | 2025-08-12 10:59 | 2025-09-03 18:01 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Received Final Title w/sufficient coverage. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. Please find the attached final title policy - Seller-08/31/2025 <br>Open-Insufficient Title Coverage. Amount of coverage is less than Total Amount of Subject Lien(s). Missing title document confirm loan amount. Preliminary title does not provide. - Due Diligence Vendor-08/12/2025 | Ready for Review-Document Uploaded. Please find the attached final title policy - Seller-08/31/2025<br>| Resolved-Received Final Title w/sufficient coverage. - Due Diligence Vendor-09/03/2025<br>| Months Reserves exceed minimum required - Total qualifying 32 months reserves; 4 months reserves required<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 777 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088311 | XXXX C B A | Closed | xxxxxx | 2025-08-06 12:10 | 2025-08-06 12:10 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/06/2025 |  | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/06/2025<br>| Months Reserves exceed minimum required - Total qualifying 32 months reserves; 4 months reserves required<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 777 guidelines require 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000089099 | XXXX D B A | Closed | xxxxxx | 2025-08-20 11:57 | 2025-08-29 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Received Fraud report. - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. XXXX - Seller-08/28/2025 <br> Counter-XXXX provided, please provide the Full Fraud Report for review.<br> - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. XXXX report - Seller-08/25/2025 <br> Counter-XXXX provided, please provide the Full Fraud Report for review. - Due Diligence Vendor-08/25/2025 <br> Ready for Review-Document Uploaded. soft pull - Seller-08/21/2025 <br> Open-Missing Third Party Fraud Report - Party Fraud to include all interested Parties to be Checked with Exclusionary Lists and XXXX searches clear. - Due Diligence Vendor-08/21/2025 | Ready for Review-Document Uploaded. XXXX - Seller-08/28/2025 <br> Ready for Review-Document Uploaded. XXXX report - Seller-08/25/2025 <br> Ready for Review-Document Uploaded. soft pull - Seller-08/21/2025 | Resolved-Received Fraud report. - Due Diligence Vendor-08/29/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Guidelines require 0 months of reserves. Qualifying reserves are 35 months.<br>Qualifying DTI below maximum allowed - DTI 39.6%. Per guides, maximum DTI 49.99%. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089099 | XXXX D B A | Closed | xxxxxx | 2025-08-20 11:52 | 2025-08-25 16:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-08/25/2025 <br> Ready for Review-Document Uploaded. XXXX - Seller-08/21/2025 <br> Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report. - Due Diligence Vendor-08/20/2025 | Ready for Review-Document Uploaded. XXXX - Seller-08/21/2025 | Resolved-Received Gap Report. - Due Diligence Vendor-08/25/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Guidelines require 0 months of reserves. Qualifying reserves are 35 months.<br>Qualifying DTI below maximum allowed - DTI 39.6%. Per guides, maximum DTI 49.99%. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089099 | XXXX D B A | Closed | xxxxxx | 2025-08-16 08:53 | 2025-08-16 08:53 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/16/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/16/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Guidelines require 0 months of reserves. Qualifying reserves are 35 months.<br>Qualifying DTI below maximum allowed - DTI 39.6%. Per guides, maximum DTI 49.99%. |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000088319 | XXXX D A | Closed | xxxxxx | 2025-08-18 12:56 | 2025-08-20 16:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-08/19/2025 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-08/18/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-08/19/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-08/20/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 735 guidelines require 660<br>Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 29.78%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089101 | XXXX B A | Closed | xxxxxx | 2025-08-13 14:59 | 2025-08-13 15:13 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/13/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/13/2025<br>| Months Reserves exceed minimum required - Total qualifying 64 months reserves; 4 months reserves required<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 789 guidelines require 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000088308 | XXXX C B A | Closed | xxxxxx | 2025-08-12 19:59 | 2025-08-21 16:57 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Received PCCD. Audited Reserves of 4.26 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. Borrower has enough funds to cover the reserve. Please waive this condition. - Seller-08/20/2025 <br>Open-Audited Reserves of 3.61 month(s) are less than Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-08/12/2025 | Ready for Review-Document Uploaded. Borrower has enough funds to cover the reserve. Please waive this condition. - Seller-08/20/2025<br>| Resolved-Received PCCD. Audited Reserves of 4.26 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-08/21/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 777. Per guides, minimum score required 660.<br>Credit history exceeds minimum required - Credit history 40 months exceeds minimum required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088308 | XXXX C B A | Closed | xxxxxx | 2025-08-11 20:09 | 2025-08-11 20:09 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/12/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/12/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 777. Per guides, minimum score required 660.<br>Credit history exceeds minimum required - Credit history 40 months exceeds minimum required |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000088317 | XXXX C A | Closed | xxxxxx | 2025-08-21 18:06 | 2025-09-04 17:25 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-2nd lien was not part of Title transaction nor lender. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-2nd lien of XXXX was not from us. We have XXXX of 1st lien coverage which is from us in file. Kindly reconsider the condition. - Seller-09/03/2025 <br> Counter-Received Master HOA policy. Please provide proof of sufficient title coverage to include simultaneous purchase lien in the amount of XXXX confirmed with DOT provided in initial package pg 133. - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. Please refer to pages 215-216. The subject property is part of a PUD with a Master Policy in place. While the individual loan amount may exceed coverage for a single unit, the Master Policy covers the association's common areas as well as the subject unit. Therefore, we request a waiver for the condition. - Seller-08/27/2025 <br> Open-Insufficient Title Coverage. Amount of coverage is less than Total Amount of Subject Lien(s). Preliminary Title proposed insured amount XXXX. 1st Lien XXXX and 2nd Lien XXXX - Due Diligence Vendor-08/21/2025 | Ready for Review-2nd lien of XXXX was not from us. We have XXXX of 1st lien coverage which is from us in file. Kindly reconsider the condition. - Seller-09/03/2025 <br> Ready for Review-Document Uploaded. Please refer to pages 215-216. The subject property is part of a PUD with a Master Policy in place. While the individual loan amount may exceed coverage for a single unit, the Master Policy covers the association's common areas as well as the subject unit. Therefore, we request a waiver for the condition. - Seller-08/27/2025 | Resolved-2nd lien was not part of Title transaction nor lender. - Due Diligence Vendor-09/04/2025<br>| CLTV is less than guidelines maximum - Borr CLTV 62.64%. Per guides, maximum CLTV 80%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 784. Per guides, minimum score required 660. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089346 | XXXX B A | Closed | xxxxxx | 2025-08-13 17:22 | 2025-08-13 17:22 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/13/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/13/2025<br>| Qualifying DTI below maximum allowed - Guidelines allow DTI to 49.99%. Qualifying DTI is 40.53%.<br>Months Reserves exceed minimum required - Total qualifying 99 months reserves; 0 months reserves required |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | xxxxxxx |
| 4000089090 | XXXX C A | Closed | xxxxxx | 2025-08-13 08:08 | 2025-08-21 17:15 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Received PCCD. Audited Reserves of 4.27 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. Borrower has enough funds to cover the required reserve. Please waive this condition. - Seller-08/20/2025 <br>Open-Audited Reserves of 3.02 month(s) are less than Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-08/13/2025 | Ready for Review-Document Uploaded. Borrower has enough funds to cover the required reserve. Please waive this condition. - Seller-08/20/2025<br>| Resolved-Received PCCD. Audited Reserves of 4.27 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-08/21/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 764 guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI of 38.05% less than max allowable 49.99 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089087 | XXXX C A | Closed | xxxxxx | 2025-08-15 17:26 | 2025-10-17 10:25 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 7.86 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-10/17/2025 <br>Resolved-Received PCCD. Audited Reserves of 5.73 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Please review the post CD - Seller-08/19/2025 <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-08/15/2025 | Ready for Review-Please review the post CD - Seller-08/19/2025<br>| Resolved-Audited Reserves of 7.86 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-10/17/2025 <br>Resolved-Received PCCD. Audited Reserves of 5.73 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-08/20/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 25.29%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 774. Per guides, minimum score required 660. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089087 | XXXX C A | Closed | xxxxxx | 2025-08-15 17:26 | 2025-08-20 17:27 | Resolved | 1 - Information C A | Credit | Assets | Total Qualified Assets Post-Close is Less than $0 | Resolved-Received PCCD. - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. Please review the post CD - Seller-08/19/2025 <br> Open-Total Qualified Assets Post-Close amount is 'XXXX. Assets are Insufficient. Missing proof that $110K gift of equity was given, CD provided does not show this. - Due Diligence Vendor-08/15/2025 | Ready for Review-Document Uploaded. Please review the post CD - Seller-08/19/2025<br>| Resolved-Received PCCD. - Due Diligence Vendor-08/20/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 25.29%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 774. Per guides, minimum score required 660. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088318 | XXXX D A | Closed | xxxxxx | 2025-08-15 17:43 | 2025-09-11 15:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Received sellers authorization-assignment for probate. - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. Please review the document. - Seller-09/10/2025 <br>Counter-Please provide the Probate Document giving the authority to sign. - Due Diligence Vendor-08/21/2025 <br>Ready for Review-The previous owner deceased, and that is why there is a probate + case # available. Can you please advise what exact document can clear this condition? Please let me know. - Seller-08/19/2025 <br>Open-Title Document is Incomplete Missing evidence that the adminstrators on title have full authority to sign on behalf of the estate of the former owner - Due Diligence Vendor-08/15/2025 | Ready for Review-Document Uploaded. Please review the document. - Seller-09/10/2025 <br>Ready for Review-The previous owner deceased, and that is why there is a probate + case # available. Can you please advise what exact document can clear this condition? Please let me know. - Seller-08/19/2025<br>| Resolved-Received sellers authorization-assignment for probate. - Due Diligence Vendor-09/11/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 817 guidelines require 660<br>Months Reserves exceed minimum required - Total qualifying 7 months reserves; 4 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089560 | XXXX B A | Closed | xxxxxx | 2025-08-15 05:54 | 2025-08-15 06:13 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/15/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/15/2025<br>| Qualifying DTI below maximum allowed - DTI 27.90%. Per guides, maximum DTI 49.99%.<br>Months Reserves exceed minimum required - Guidelines require 4 months of reserves. Qualifying reserves are 10 months. |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000089088 | XXXX C B A | Closed | xxxxxx | 2025-08-13 10:13 | 2025-08-21 16:45 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received DOT w/Legal. - Due Diligence Vendor-08/21/2025 <br>Ready for Review-Document Uploaded. please see DOT with legal description - Seller-08/19/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing "Exhibit A" legal description attached to the DOT. - Due Diligence Vendor-08/19/2025 | Ready for Review-Document Uploaded. please see DOT with legal description - Seller-08/19/2025<br>| Resolved-Received DOT w/Legal. - Due Diligence Vendor-08/21/2025<br>| LTV is less than guideline maximum - Guidelines allow LTV to 80%. Subject loan LTV is 69.46%.<br>Qualifying FICO score is at least 20 points above minimum for program - Minimum FICO is 660, Borrowers is 777 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000089088 | XXXX C B A | Closed | xxxxxx | 2025-08-13 10:22 | 2025-08-13 10:22 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/13/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/13/2025<br>| LTV is less than guideline maximum - Guidelines allow LTV to 80%. Subject loan LTV is 69.46%.<br>Qualifying FICO score is at least 20 points above minimum for program - Minimum FICO is 660, Borrowers is 777 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | xxxxxxx |
| 4000089334 | XXXX C B A | Closed | xxxxxx | 2025-09-04 13:45 | 2025-09-24 08:56 | Resolved | 1 - Information C A | Credit | Assets | Total Qualified Assets Post-Close is Less than $0 | Resolved-Received revised gift of equity letter and PCCD reflecting gift of equity. - Due Diligence Vendor-09/24/2025 <br> Ready for Review-Document Uploaded. Please review the correct gift letter for gift of equity along with post CD and kindly clear the remaining conditions. - Seller-09/23/2025 <br> Counter-Received Gift Letter IAO $416,497.15, is not reflected on Buyer's CD. Please also provided updated Buyers CD reflecting gift of equity. (Seller CD pg 254 of original upload reflect gift of equity) - Due Diligence Vendor-09/15/2025 <br> Ready for Review-The gift in question is a gift of equity, and the revised gift letter does not include any account information. Therefore, there should be no issue with the documentation. Kindly reconsider the condition. - Seller-09/12/2025 <br> Counter-Received revised gift letter-Gift letter is from XXXX, which is seller? Letter indicate funds coming from XXXX, but Seller CD reflected a gift of equity IAO of $300,409.77. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Please review uploaded correct Gift letter. - Seller-09/10/2025 <br> Open-Total Qualified Assets Post-Close amount is 'XXXX'. Assets are Insufficient. funds short due to undisclosed gift of equity. - Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. Please review the correct gift letter for gift of equity along with post CD and kindly clear the remaining conditions. - Seller-09/23/2025 <br>Ready for Review-The gift in question is a gift of equity, and the revised gift letter does not include any account information. Therefore, there should be no issue with the documentation. Kindly reconsider the condition. - Seller-09/12/2025 <br>Ready for Review-Please review uploaded correct Gift letter. - Seller-09/10/2025<br>| Resolved-Received revised gift of equity letter and PCCD reflecting gift of equity. - Due Diligence Vendor-09/24/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 756 and Guideline minimum 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI less max allowable 49.99%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089334 | XXXX C B A | Closed | xxxxxx | 2025-09-04 13:45 | 2025-09-24 08:55 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Received revised gift of equity letter and PCCD reflecting gift of equity. - Due Diligence Vendor-09/24/2025 <br> Ready for Review-Document Uploaded. Please review the correct gift letter for gift of equity along with post CD and kindly clear the remaining conditions. - Seller-09/23/2025 <br> Counter-Received Gift Letter IAO $416,497.15, is not reflected on Buyer's CD. Please also provided updated Buyers CD reflecting gift of equity. (Seller CD pg 254 of original upload reflect gift of equity) - Due Diligence Vendor-09/15/2025 <br> Ready for Review-The gift in question is a gift of equity, and the revised gift letter does not include any account information. Therefore, there should be no issue with the documentation. Kindly reconsider the condition. - Seller-09/12/2025 <br> Counter-Received revised gift letter-finding remains. Gift letter is from XXXX, which is seller? Letter indicate funds coming from XXXX, but Seller CD reflected a gift of equity IAO of $300,409.77. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Document Uploaded. Please review this correct Gift letter. - Seller-09/10/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements • Gift letter is from XXXX, which is seller? Letter indicate funds coming from XXXX, but Seller CD reflected a gift of equity IAO of $300,409.77. <br>- Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. Please review the correct gift letter for gift of equity along with post CD and kindly clear the remaining conditions. - Seller-09/23/2025 <br>Ready for Review-The gift in question is a gift of equity, and the revised gift letter does not include any account information. Therefore, there should be no issue with the documentation. Kindly reconsider the condition. - Seller-09/12/2025 <br>Ready for Review-Document Uploaded. Please review this correct Gift letter. - Seller-09/10/2025<br>| Resolved-Received revised gift of equity letter and PCCD reflecting gift of equity. - Due Diligence Vendor-09/24/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 756 and Guideline minimum 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI less max allowable 49.99%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089334 | XXXX C B A | Closed | xxxxxx | 2025-09-04 13:45 | 2025-09-24 08:55 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Received revised gift of equity letter and PCCD reflecting gift of equity. - Due Diligence Vendor-09/24/2025 <br> Ready for Review-Document Uploaded. Please review the correct gift letter for gift of equity along with post CD and kindly clear the remaining conditions. - Seller-09/22/2025 <br> Counter-Received Gift Letter IAO $416,497.15, is not reflected on Buyer's CD. Please also provided updated Buyers CD reflecting gift of equity. (Seller CD pg 254 of original upload reflect gift of equity) - Due Diligence Vendor-09/15/2025 <br> Ready for Review-The gift in question is a gift of equity, and the revised gift letter does not include any account information. Therefore, there should be no issue with the documentation. Kindly reconsider the condition. - Seller-09/12/2025 <br> Counter-finding remains- Gift letter is from XXXX, which is seller? Letter indicate funds coming from XXXX, but Seller CD reflected a gift of equity IAO of $300,409.77. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Please review uploaded correct Gift letter. - Seller-09/10/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements • Gift letter is from XXXX, which is seller? Letter indicate funds coming from XXXX, but Seller CD reflected a gift of equity IAO of $300,409.77. <br>- Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. Please review the correct gift letter for gift of equity along with post CD and kindly clear the remaining conditions. - Seller-09/22/2025 <br>Ready for Review-The gift in question is a gift of equity, and the revised gift letter does not include any account information. Therefore, there should be no issue with the documentation. Kindly reconsider the condition. - Seller-09/12/2025 <br>Ready for Review-Please review uploaded correct Gift letter. - Seller-09/10/2025<br>| Resolved-Received revised gift of equity letter and PCCD reflecting gift of equity. - Due Diligence Vendor-09/24/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 756 and Guideline minimum 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI less max allowable 49.99%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089334 | XXXX C B A | Closed | xxxxxx | 2025-09-04 13:54 | 2025-09-24 08:54 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 4.76 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Please review the correct gift letter for gift of equity along with post CD and kindly clear the remaining conditions. - Seller-09/23/2025 <br>Counter-Received Gift Letter IAO $416,497.15, is not reflected on Buyer's CD. Please also provided updated Buyers CD reflecting gift of equity. (Seller CD pg 254 of original upload reflect gift of equity) - Due Diligence Vendor-09/15/2025 <br>Ready for Review-The gift in question is a gift of equity, and the revised gift letter does not include any account information. Therefore, there should be no issue with the documentation. Kindly reconsider the condition. - Seller-09/12/2025 <br>Counter-Received revised gift letter-Gift letter is from XXXX, which is seller? Letter indicate funds coming from XXXX, but Seller CD reflected a gift of equity IAO of $300,409.77. - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Please review uploaded correct Gift letter. - Seller-09/10/2025 <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 4 month(s) • Gift letter is from XXXX, which is seller? Letter indicate funds coming from XXXX, but Seller CD reflected a gift of equity IAO of $300,409.77. - Due Diligence Vendor-09/04/2025 | Ready for Review-Please review the correct gift letter for gift of equity along with post CD and kindly clear the remaining conditions. - Seller-09/23/2025 <br>Ready for Review-The gift in question is a gift of equity, and the revised gift letter does not include any account information. Therefore, there should be no issue with the documentation. Kindly reconsider the condition. - Seller-09/12/2025 <br>Ready for Review-Please review uploaded correct Gift letter. - Seller-09/10/2025<br>| Resolved-Audited Reserves of 4.76 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-09/24/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 756 and Guideline minimum 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI less max allowable 49.99%. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089334 | XXXX C B A | Closed | xxxxxx | 2025-09-04 13:46 | 2025-09-24 08:51 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract Issue | Resolved-Received PCCD reflecting gift of equity and gift letter - Due Diligence Vendor-09/24/2025 <br>Ready for Review-Document Uploaded. Please review the correct gift letter for gift of equity along with post CD and kindly clear the remaining conditions. - Seller-09/23/2025 <br>Counter-Received copy of EMD-not reflecting on CD. Missing discloser of gift of equity. - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. Please review the source for EMD $500. - Seller-09/11/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract is only Partially Provided. • Property: Purchase contract indicate deposit of $500, but CD did not reflect a credit for EMD so no deposit was noted. Gift of equity not disclosed on purchase contract nor on appraisal. - Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. Please review the correct gift letter for gift of equity along with post CD and kindly clear the remaining conditions. - Seller-09/23/2025 <br>Ready for Review-Document Uploaded. Please review the source for EMD $500. - Seller-09/11/2025<br>| Resolved-Received PCCD reflecting gift of equity and gift letter - Due Diligence Vendor-09/24/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 756 and Guideline minimum 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI less max allowable 49.99%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089334 | XXXX C B A | Closed | xxxxxx | 2025-09-04 10:35 | 2025-09-04 10:55 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/04/2025 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 756 and Guideline minimum 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI less max allowable 49.99%. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000089102 | XXXX C B A | Closed | xxxxxx | 2025-08-18 12:11 | 2025-09-04 09:17 | Waived | 2 - Non-Material C B | Credit | Eligibility | Non-Arm's Length Transactions Not Allowed for Program | Waived--Exception approval form provided. Waiver applied to non-material finding with comp factors. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Hello, yes, that is correct, and that's why we got an exception approval letter from XXXX regarding this issue. As they approved this issue, could you please waive this condition? - Seller-09/01/2025 <br>Counter-Flle submitted with use of XXXX guideline not XXXX. - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. Approval from XXXX. Please waive this condition. - Seller-08/27/2025 <br>Open-Non-Arm's Length Transactions Not Allowed for Program Non-Arm's Length transactions are not allowed for 2nd Home Purchase. - Due Diligence Vendor-08/18/2025 | Ready for Review-Hello, yes, that is correct, and that's why we got an exception approval letter from XXXX regarding this issue. As they approved this issue, could you please waive this condition? - Seller-09/01/2025 <br>Ready for Review-Document Uploaded. Approval from XXXX. Please waive this condition. - Seller-08/27/2025<br>| Waived--Exception approval form provided. Waiver applied to non-material finding with comp factors. - Due Diligence Vendor-09/04/2025<br>| Qualifying DTI below maximum allowed - Max DTI 49.99% DTI is 36.88%<br>Qualifying FICO score is at least 20 points above minimum for program - Minimum FICO is 660 borrowers is 769 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Purchase | NA | Investor Post-Close | No | xxxxxxx |
| 4000089102 | XXXX C B A | Closed | xxxxxx | 2025-08-18 13:17 | 2025-08-29 14:30 | Resolved | 1 - Information C A | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-Received Fraud Report with All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. Please review the attached. - Seller-08/28/2025 <br>Open-All Interested Parties Not Checked with Exclusionary Lists Missing second appraiser name. - Due Diligence Vendor-08/18/2025 | Ready for Review-Document Uploaded. Please review the attached. - Seller-08/28/2025<br>| Resolved-Received Fraud Report with All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-08/29/2025<br>| Qualifying DTI below maximum allowed - Max DTI 49.99% DTI is 36.88%<br>Qualifying FICO score is at least 20 points above minimum for program - Minimum FICO is 660 borrowers is 769 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089342 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000089337 | XXXX D A | Closed | xxxxxx | 2025-08-19 07:50 | 2025-08-21 08:37 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Per PCCD uploaded the Disbursement Date is XXXX - same as Effective Date on HOI - Due Diligence Vendor-08/21/2025 <br> Ready for Review-Document Uploaded. PCCD attached - Seller-08/19/2025 <br> Open-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX Effective date after disbursement date of XXXX - Due Diligence Vendor-08/19/2025 | Ready for Review-Document Uploaded. PCCD attached - Seller-08/19/2025<br>| Resolved-Per PCCD uploaded the Disbursement Date is XXXX - same as Effective Date on HOI - Due Diligence Vendor-08/21/2025 | Qualifying DTI below maximum allowed - • Qualifying 37% DTI less max allowable 49.99 .<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 789 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089337 | XXXX D A | Closed | xxxxxx | 2025-08-19 08:00 | 2025-08-20 17:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-08/20/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-08/19/2025 <br>Open-Borrower 1 Gap Credit Report is Missing • File missing GAP report and Fraud Report did not provide UDM Undisclosed Debt Monitoring. - Due Diligence Vendor-08/19/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-08/19/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-08/20/2025<br>| Qualifying DTI below maximum allowed - • Qualifying 37% DTI less max allowable 49.99 .<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 789 guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089340 | XXXX C A | Closed | xxxxxx | 2025-08-15 07:02 | 2025-08-19 17:21 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-Received Internet Search for both borrowers. - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. Please review the documents. - Seller-08/18/2025 <br> Open-Business phone number must be verifiable via XXXX or internet. Missing business phone number internet search - Due Diligence Vendor-08/15/2025 | Ready for Review-Document Uploaded. Please review the documents. - Seller-08/18/2025<br>| Resolved-Received Internet Search for both borrowers. - Due Diligence Vendor-08/19/2025<br>| Months Reserves exceed minimum required - Qualifying Total Reserves 15 months are higher than 4 months required<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 797 is higher than 660 minimum required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088501 | XXXX D A | Closed | xxxxxx | 2025-08-18 23:24 | 2025-08-26 17:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Received fraud and supporting clearance. - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-08/25/2025 <br> Counter-Received XXXX and XXXX clearance-missing Fraud Report. - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-08/19/2025 <br> Open-Missing Third Party Fraud Report - Due Diligence Vendor-08/19/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-08/25/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-08/19/2025<br>| Resolved-Received fraud and supporting clearance. - Due Diligence Vendor-08/26/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - DSCR 1.001 Per guides, minimum DSCR 0.75<br>Months Reserves exceed minimum required - 20.3mos reserves. Per guides, 6 reserves required |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088501 | XXXX D A | Closed | xxxxxx | 2025-08-18 23:24 | 2025-08-26 17:39 | Resolved | 1 - Information C A | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-08/25/2025 <br> Counter-ReceivedXXXX and XXXX clearance-missing Fraud Report. - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-08/19/2025 <br> Open-All Interested Parties Not Checked with Exclusionary Lists Missing Third Party Fraud Report - Due Diligence Vendor-08/19/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-08/25/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-08/19/2025<br>| Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-08/26/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - DSCR 1.001 Per guides, minimum DSCR 0.75<br>Months Reserves exceed minimum required - 20.3mos reserves. Per guides, 6 reserves required |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088501 | XXXX D A | Closed | xxxxxx | 2025-08-18 23:24 | 2025-08-26 17:39 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-XXXX Check Completed and Cleared - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-08/25/2025 <br> Counter-Received XXXX and XXXX clearance-missing Fraud Report. - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Please see attached - Seller-08/19/2025 <br> Open-XXXX Check Not Completed and/or Cleared Missing Third Party Fraud Report - Due Diligence Vendor-08/19/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-08/25/2025 <br>Ready for Review-Please see attached - Seller-08/19/2025<br>| Resolved-XXXX Check Completed and Cleared - Due Diligence Vendor-08/26/2025 | DSCR =/> 1.00 and minimum is 0.85 or Less - DSCR 1.001 Per guides, minimum DSCR 0.75<br>Months Reserves exceed minimum required - 20.3mos reserves. Per guides, 6 reserves required |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088501 | XXXX D A | Closed | xxxxxx | 2025-08-18 23:23 | 2025-08-19 10:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Upon further review DSCR loan not needed. - Due Diligence Vendor-08/19/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report. - Due Diligence Vendor-08/19/2025 |  | Resolved-Upon further review DSCR loan not needed. - Due Diligence Vendor-08/19/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - DSCR 1.001 Per guides, minimum DSCR 0.75<br>Months Reserves exceed minimum required - 20.3mos reserves. Per guides, 6 reserves required |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000088501 | XXXX D A | Closed | xxxxxx | 2025-08-18 23:23 | 2025-08-19 10:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Upon further review DSCR loan not needed. - Due Diligence Vendor-08/19/2025 <br>Open-Borrower 2 Gap Credit Report is Missing Missing Gap Credit Report. - Due Diligence Vendor-08/19/2025 |  | Resolved-Upon further review DSCR loan not needed. - Due Diligence Vendor-08/19/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - DSCR 1.001 Per guides, minimum DSCR 0.75<br>Months Reserves exceed minimum required - 20.3mos reserves. Per guides, 6 reserves required |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089093 | XXXX C A | Closed | xxxxxx | 2025-08-16 15:12 | 2025-08-28 16:57 | Resolved | 1 - Information C A | Credit | Insurance | Flood Insurance Effective Date is after the Note Date | Resolved- Received updated flood insurance reflecting corrected expiration date. - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. Please find the attached flood insurance - Seller-08/27/2025 <br> Counter-Flood policy provided with an effective date of XXXX, however the expiration date is also XXXX. Finding remains. - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. Flood insurance dated XXXX - Seller-08/18/2025 <br> Open-Flood Insurance Effective Date of XXXX is after the Note Date of XXXX Post Close CD shows loan disbursement date XXXX prior to the policy date of XXXX- Due Diligence Vendor-08/16/2025 | Ready for Review-Document Uploaded. Please find the attached flood insurance - Seller-08/27/2025 <br> Ready for Review-Document Uploaded. Flood insurance dated XXXX - Seller-08/18/2025 | Resolved- Received updated flood insurance reflecting corrected expiration date. - Due Diligence Vendor-08/28/2025<br>| Months Reserves exceed minimum required - Qualifying Total Reserves 10 months are higher than 4 months required <br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 787 is higher than 680 minimum required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089093 | XXXX C A | Closed | xxxxxx | 2025-08-14 23:13 | 2025-08-20 17:03 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Received HOI policy with an effective date of XXXX and the disbursement date is XXXX - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. - Seller-08/18/2025 <br> Open-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX Post Close CD shows loan disbursement date XXXX prior to the policy date of XXXX - Due Diligence Vendor-08/16/2025 | Ready for Review-Document Uploaded. - Seller-08/18/2025<br>| Resolved-Received HOI policy with an effective date of XXXX and the disbursement date is XXXX - Due Diligence Vendor-08/20/2025 | Months Reserves exceed minimum required - Qualifying Total Reserves 10 months are higher than 4 months required <br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 787 is higher than 680 minimum required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089094 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000089343 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000089517 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  | xxxxxxx |
| 4000089506 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000089086 | XXXX D A | Closed | xxxxxx | 2025-08-20 14:19 | 2025-08-22 16:30 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Business Purpose Affidavit/Disclosure Missing | Resolved-Received signed business purpose affidavit. - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. Please find the attached. - Seller-08/21/2025 <br>Open-The Business Purpose Affidavit Disclosure is Missing Business Purpose Affidavit is missing the borrower's signature - Due Diligence Vendor-08/20/2025 | Ready for Review-Document Uploaded. Please find the attached. - Seller-08/21/2025<br>| Resolved-Received signed business purpose affidavit. - Due Diligence Vendor-08/22/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 803. Per guides, minimum score required 680.<br>LTV is less than guideline maximum - 70% LTV below max allowed of 75% |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089096 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  | xxxxxxx |
| 4000089097 | XXXX B A | Closed | xxxxxx | 2025-08-14 08:34 | 2025-08-14 08:52 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/14/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/14/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Score is 764 and minimum allowed is 660<br>Qualifying DTI below maximum allowed - DTI is 42.54% and max allowed is 49.99% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000089335 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000089095 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000089104 | XXXX C B A | Closed | xxxxxx | 2025-08-21 13:42 | 2025-09-02 15:35 | Resolved | 1 - Information C A | Credit | Assets | Total Qualified Assets Post-Close is Less than $0 | Resolved-Received PCCD. - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Document Uploaded. Please see attached POST CD and Amended Escrow instructions showing the seller credit. - Seller-08/29/2025 <br> Open-Total Qualified Assets Post-Close amount is 'XXXX'. Assets are Insufficient. Gift of equity $325,000 applied. Borrower CD reflect funds to close of XXXX. No additional assets provided. - Due Diligence Vendor-08/21/2025 | Ready for Review-Document Uploaded. Please see attached POST CD and Amended Escrow instructions showing the seller credit. - Seller-08/29/2025<br>| Resolved-Received PCCD. - Due Diligence Vendor-09/02/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - FICO 740 MIN FICO 660<br>LTV is less than guideline maximum - LTV = 75% - Max LTV = 80% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089104 | XXXX C B A | Closed | xxxxxx | 2025-08-18 07:28 | 2025-08-18 07:43 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/18/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/18/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - FICO 740 MIN FICO 660<br>LTV is less than guideline maximum - LTV = 75% - Max LTV = 80% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000089100 | XXXX C A | Closed | xxxxxx | 2025-08-20 08:06 | 2025-08-25 16:44 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Received Gap Report. - Due Diligence Vendor-08/25/2025 <br> Ready for Review-Document Uploaded. Please review the attached credit refresh. <br> There is one inquiry on XXXX from XXXX, but this inquiry is after closing. Also, this program, DSCR, does not affect the DTI. - Seller-08/21/2025 <br> Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). B1 and B2 gap credit is 12 days to closing date - Due Diligence Vendor-08/20/2025 | Ready for Review-Document Uploaded. Please review the attached credit refresh. <br> There is one inquiry on XXXX from XXXX, but this inquiry is after closing. Also, this program, DSCR, does not affect the DTI. - Seller-08/21/2025 | Resolved-Received Gap Report. - Due Diligence Vendor-08/25/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - 700 minimum FICO - borrower has 793 FICO<br>LTV is less than guideline maximum - 75% maximum LTV - 49.4% LTV on loan |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000089332 | XXXX D A | Closed | xxxxxx | 2025-08-22 07:23 | 2025-09-04 17:32 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Less Than 2 Months Verified | Resolved-Upon further review, Program requires 1 month Statement. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Hello DSCR 1 guideline asks for 1 mo of bank stmt. Could you please waive it? - Seller-09/02/2025 <br>Open-Asset 1 Less Than 2 Months Verified Bank statement for Priority One covers 1 month, guidelines require 2 months. - Due Diligence Vendor-08/25/2025 | Ready for Review-Hello DSCR 1 guideline asks for 1 mo of bank stmt. Could you please waive it? - Seller-09/02/2025<br>| Resolved-Upon further review, Program requires 1 month Statement. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - 680 minimum FICO - borrower has 801 FICO<br>On time mortgage history exceeds guideline requirement - 0x30x12 HH required - Borrower has 0x30x45 on 2 mortgages reflected on credit report |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089332 | XXXX D A | Closed | xxxxxx | 2025-08-21 20:13 | 2025-09-04 17:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Received Fraud Report and UW management approval due to the Risk Score. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-it was already uploaded and included in the attached file - Seller-09/02/2025 <br>Counter-Received fraud report-please provide acknowledgment of score above 800 - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-08/28/2025 <br>Open-Missing Third Party Fraud Report missing fraud report - Due Diligence Vendor-08/22/2025 | Ready for Review-it was already uploaded and included in the attached file - Seller-09/02/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-08/28/2025<br>| Resolved-Received Fraud Report and UW management approval due to the Risk Score. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - 680 minimum FICO - borrower has 801 FICO<br>On time mortgage history exceeds guideline requirement - 0x30x12 HH required - Borrower has 0x30x45 on 2 mortgages reflected on credit report |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089332 | XXXX D A | Closed | xxxxxx | 2025-08-21 20:02 | 2025-09-02 14:24 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Received PCCD confirming disbursement date of XXXX- Due Diligence Vendor-09/02/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-08/28/2025 <br> Open-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX Hazard insurance effective date is XXXX, the disbursement date is XXXX. Missing evidence the hazard insurance was effective at time of disbursement. - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-08/28/2025<br>| Resolved-Received PCCD confirming disbursement date of XXXX - Due Diligence Vendor-09/02/2025 | Qualifying FICO score is at least 20 points above minimum for program - 680 minimum FICO - borrower has 801 FICO<br>On time mortgage history exceeds guideline requirement - 0x30x12 HH required - Borrower has 0x30x45 on 2 mortgages reflected on credit report |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089333 | XXXX D B A C | Closed | xxxxxx | 2025-08-25 09:09 | 2025-09-11 15:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Condo Master Insurance Policy is Missing | Resolved-Received Master Policy - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Document Uploaded. Please See Master Policy - Seller-09/09/2025 <br> Counter-Missing sufficient hazard insurance-must meet loan amount or RCE. Attached PUD with XXXX per month HOA may have a master insurance policy covering walls out-please provide. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-This is HO6. Please advise what coverage would be sufficient for HO6? - Seller-09/05/2025 <br> Counter-Received HOI reflecting only $50,000 of coverage-please confirm attached PUD does not have master coverage as dwelling coverage received insufficient. - Due Diligence Vendor-09/02/2025 <br> Ready for Review-This is PUD attached and questionnaire or master insurance is not required.<br> Could you please waive the condition? - Seller-09/02/2025 <br> Open-Missing Condo Master Insurance Policy Policy in file indicate walls-in coverage not included. - Due Diligence Vendor-08/25/2025 | Ready for Review-Document Uploaded. Please See Master Policy - Seller-09/09/2025 <br>Ready for Review-This is HO6. Please advise what coverage would be sufficient for HO6? - Seller-09/05/2025 <br>Ready for Review-This is PUD attached and questionnaire or master insurance is not required.<br> Could you please waive the condition? - Seller-09/02/2025<br>| Resolved-Received Master Policy - Due Diligence Vendor-09/11/2025<br>| Months Reserves exceed minimum required - Total qualifying 14 months reserves; 0 months reserves required<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 750 and Guideline minimum 660. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000089333 | XXXX D B A C | Closed | xxxxxx | 2025-08-21 16:06 | 2025-09-09 09:56 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-Rec'd PCCD issued XXXX. Finding resolved. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. Pccd and final ss attached - Seller-09/05/2025 <br> Counter-Mortgage was notarized on XXXX. counting XXXX, XXXX, XXXX. Finding Remains. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-NRTC and note date are XXXX, counting XXXX, XXXX, XXXXthats 3 days so XXXX is the 4th day, PCCD is showing XXXX so please waive this condition - Seller-09/03/2025 <br> Counter-Received PCCD with disbursement date of XXXX, no change in disbursement date from file. Borrower has until midnight of the 3rd business day after close to rescind. Finding remains. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. PCCD attached - Seller-09/02/2025 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. -----Provide PCCD with disbursement date after the ROR expiration date.<br> - Due Diligence Vendor-08/21/2025 | Ready for Review-Document Uploaded. Pccd and final ss attached - Seller-09/05/2025 <br> Ready for Review-NRTC and note date are XXXX, counting XXXX, XXXX, XXXX thats 3 days so XXXX is the 4th day, PCCD is showing XXXX so please waive this condition - Seller-09/03/2025 <br> Ready for Review-Document Uploaded. PCCD attached - Seller-09/02/2025 | Resolved-Rec'd PCCD issued XXXX. Finding resolved. - Due Diligence Vendor-09/09/2025 | Months Reserves exceed minimum required - Total qualifying 14 months reserves; 0 months reserves required<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 750 and Guideline minimum 660. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000089333 | XXXX D B A C | Closed | xxxxxx | 2025-08-25 08:59 | 2025-09-02 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | HOA Questionnaire Document is Missing | Resolved-Upon further review, the loan file contained all required PUD documentation. - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. This is PUD attached and questionnaire or master insurance is not required.<br> Could you please waive the condition? - Seller-09/02/2025 <br>Open-Subject Property is part of an HOA but the HOA Questionnaire Document is Missing. Subject property is an attached PUD that have a HO6 policy to indicate a master policy is present. - Due Diligence Vendor-08/25/2025 | Ready for Review-Document Uploaded. This is PUD attached and questionnaire or master insurance is not required.<br> Could you please waive the condition? - Seller-09/02/2025<br>| Resolved-Upon further review, the loan file contained all required PUD documentation. - Due Diligence Vendor-09/02/2025<br>| Months Reserves exceed minimum required - Total qualifying 14 months reserves; 0 months reserves required<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 750 and Guideline minimum 660. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000089333 | XXXX D B A C | Closed | xxxxxx | 2025-08-25 09:27 | 2025-09-02 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh report. - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-08/29/2025 <br>Open-Borrower 1 Gap Credit Report is Missing • File missing GAP report and Fraud Report did not provide UDM Undisclosed Debt Monitoring - Due Diligence Vendor-08/25/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-08/29/2025<br>| Resolved-Received credit refresh report. - Due Diligence Vendor-09/02/2025<br>| Months Reserves exceed minimum required - Total qualifying 14 months reserves; 0 months reserves required<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 750 and Guideline minimum 660. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000089333 | XXXX D B A C | Closed | xxxxxx | 2025-08-22 09:57 | 2025-08-22 10:01 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/22/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/22/2025<br>| Months Reserves exceed minimum required - Total qualifying 14 months reserves; 0 months reserves required<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 750 and Guideline minimum 660. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | xxxxxxx |
| 4000089345 | XXXX D A | Closed | xxxxxx | 2025-08-25 18:27 | 2025-09-09 16:51 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-Received WVOE w/updated initialed by the Owner of the company. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-09/05/2025 <br> Counter-Received VOE reflecting title as owner-date remains the same and is not initialed. Provide complete correct VOE or email from employer confirming correction. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Document Uploaded. WVOE attached - Seller-09/03/2025 <br> Counter-Received WVOE, but must be corrected. - Employer Title should be the Title held with the company, not the personal title of "XXXX.". - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. please see attached - Seller-08/28/2025 <br> Open-WVOE is missing the actual title of the person who completed the form <br> - Due Diligence Vendor-08/25/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-09/05/2025 <br>Ready for Review-Document Uploaded. WVOE attached - Seller-09/03/2025 <br>Ready for Review-Document Uploaded. please see attached - Seller-08/28/2025<br>| Resolved-Received WVOE w/updated initialed by the Owner of the company. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 715. Per guides, minimum score required 660.<br>Residual Income =/> 1.5 times $3,500 monthly residual income - Residual income $5,750.19. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089345 | XXXX D A | Closed | xxxxxx | 2025-08-21 21:06 | 2025-08-29 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap report. - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-08/28/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report. - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-08/28/2025<br>| Resolved-Received Gap report. - Due Diligence Vendor-08/29/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 715. Per guides, minimum score required 660.<br>Residual Income =/> 1.5 times $3,500 monthly residual income - Residual income $5,750.19. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089345 | XXXX D A | Closed | xxxxxx | 2025-08-21 21:24 | 2025-08-29 12:56 | Resolved | 1 - Information C A | Credit | Assets | Asset 7 Does Not Meet Guideline Requirements | Resolved-Received Proof of wire transfer for gift funds. - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-08/28/2025 <br> Open-Asset 7 Does Not Meet Guideline Requirements Missing proof of Gift funds ($17K) wired to closing. Final CD XXXX does not reflect receipt of Donor funds. - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-08/28/2025<br>| Resolved-Received Proof of wire transfer for gift funds. - Due Diligence Vendor-08/29/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 715. Per guides, minimum score required 660.<br>Residual Income =/> 1.5 times $3,500 monthly residual income - Residual income $5,750.19. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089345 | XXXX D A | Closed | xxxxxx | 2025-08-21 21:24 | 2025-08-29 12:56 | Resolved | 1 - Information C A | Credit | Assets | Asset 8 Does Not Meet Guideline Requirements | Resolved-Received Proof of wire transfer for gift funds. - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-08/28/2025 <br> Open-Asset 8 Does Not Meet Guideline Requirements Missing proof of Gift funds ($17K) wired to closing. Final CD XXXX does not reflect receipt of Donor funds. - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-08/28/2025<br>| Resolved-Received Proof of wire transfer for gift funds. - Due Diligence Vendor-08/29/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 715. Per guides, minimum score required 660.<br>Residual Income =/> 1.5 times $3,500 monthly residual income - Residual income $5,750.19. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089562 | XXXX B A | Closed | xxxxxx | 2025-08-19 10:14 | 2025-08-19 10:25 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/19/2025 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/19/2025<br>| LTV is less than guideline maximum - LTV is 52.86% and max allowed is 75%<br>Qualifying FICO score is at least 20 points above minimum for program - Score is 687 and minimum allowed is 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | xxxxxxx |
| 4000089331 | XXXX C A | Closed | xxxxxx | 2025-08-22 16:04 | 2025-09-30 14:08 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Rental Experience Insufficient per Guidelines (DSCR) | Resolved-Borrower has Owned/Operated Investment Property from XXXX. Copy of Original Loan Approval and Documentation in file indicate Investment Property. - Due Diligence Vendor-08/25/2025 <br> Open-Borrower Rental Experience Insufficient per Guidelines (DSCR Loan Type) Borrower is a First Time Investor and First Time Investors must currently own a residence for a minimum of the most recent twelve (12) <br> months<br> - Due Diligence Vendor-08/22/2025 |  | Resolved-Borrower has Owned/Operated Investment Property from XXXX. Copy of Original Loan Approval and Documentation in file indicate Investment Property. - Due Diligence Vendor-08/25/2025 | Months Reserves exceed minimum required - 49.71 mos reserves. Per guides, 6 reserves<br>LTV is less than guideline maximum - Borr LTV 50%. Per guides, maximum LTV 75%. |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089559 | XXXX B A | Closed | xxxxxx | 2025-08-15 09:33 | 2025-08-15 09:54 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/15/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/15/2025<br>| Months Reserves exceed minimum required - Guidelines require 4 months of reserves. Qualifying reserves are 6 months.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 776 guidelines require 680 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000089561 | XXXX C A | Closed | xxxxxx | 2025-08-22 10:51 | 2025-09-03 18:04 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-Received Final Title Policy. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. Item #10 is not showing in the lenders title policy. Please clear this condition. Final title policy attached. - Seller-08/31/2025 <br> Counter-Received same supplement in initial file. Supplement only removes XXXX financing statements 11 and 13. Item 10 indicate proof of termination of contract is required by title to remove this exception. - Due Diligence Vendor-08/28/2025 <br> Ready for Review-Document Uploaded. Please review again and waive this condition - Seller-08/27/2025 <br> Open-Property Title Issue Title indicates a solar contract, no proof of terms and no proof of payment amount was provided which must be added to the DTI. If the contract is cancelled then proof of termination is required. - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. Item #10 is not showing in the lenders title policy. Please clear this condition. Final title policy attached. - Seller-08/31/2025 <br>Ready for Review-Document Uploaded. Please review again and waive this condition - Seller-08/27/2025<br>| Resolved-Received Final Title Policy. - Due Diligence Vendor-09/03/2025<br>| Qualifying DTI below maximum allowed - 34% DTI less max allowable 49.99 (XXXX)(NON-DSCR)%.<br>Residual Income =/> 1.5 times $3,500 monthly residual income - Residual income $15,008.11 |  | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089339 | XXXX D A | Closed | xxxxxx | 2025-08-25 10:59 | 2025-08-29 12:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap report. - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-08/28/2025 <br>Open-Borrower 1 Gap Credit Report is Missing • File missing GAP report - Due Diligence Vendor-08/25/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-08/28/2025<br>| Resolved-Received Gap report. - Due Diligence Vendor-08/29/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 723 and Guideline minimum 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI 43% less max allowable 49.99%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090230 | XXXX D A | Closed | xxxxxx | 2025-08-27 00:02 | 2025-09-16 16:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Received Primary mortgage statement documenting PITI. Online review confirmed no HOA. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. I updated 1003 with current mortgage.<br>Please see attached REO doc for the primary residence. - Seller-09/12/2025 <br>Counter-Received 1003-please provide PITIA for primary residence. Finding remains. - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Document Uploaded. - Seller-09/09/2025 <br>Counter-1003 provided, Please provide PITIA verification for the borrowers primary residence. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. FINAL 1003 - Seller-09/08/2025 <br>Open-Missing verification of PITIA for the borrowers primary residence, info from final 1003 to determine DTI. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. I updated 1003 with current mortgage.<br>Please see attached REO doc for the primary residence. - Seller-09/12/2025 <br>Ready for Review-Document Uploaded. - Seller-09/09/2025 <br>Ready for Review-Document Uploaded. FINAL 1003 - Seller-09/08/2025<br>| Resolved-Received Primary mortgage statement documenting PITI. Online review confirmed no HOA. - Due Diligence Vendor-09/16/2025<br>| LTV is less than guideline maximum - Qualifying LTV 70%; max allowable 75% <br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 814; guidelines require 660 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090230 | XXXX D A | Closed | xxxxxx | 2025-08-26 22:54 | 2025-09-16 16:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. - Seller-09/05/2025 <br>Counter-Document was not attached. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-gap report - Seller-09/02/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing the required GAP report - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. - Seller-09/05/2025 <br>Ready for Review-gap report - Seller-09/02/2025<br>| Resolved-Received Gap Report. - Due Diligence Vendor-09/09/2025<br>| LTV is less than guideline maximum - Qualifying LTV 70%; max allowable 75% <br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 814; guidelines require 660 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090230 | XXXX D A | Closed | xxxxxx | 2025-08-26 22:10 | 2025-09-05 15:34 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract Issue | Resolved-Received Amended Instructions signed by the seller and buyer. - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. See escrow adement - Seller-09/03/2025 <br> Open-Loan Purpose is Purchase but Purchase Contract is only Partially Provided. Contract addednum reflects the sales price as XXXX, other documents in the file support the purchase price is XXXX, missing addendum to the contract reflecting a purchase price of XXXX. - Due Diligence Vendor-09/02/2025 | Ready for Review-Document Uploaded. See escrow adement - Seller-09/03/2025<br>| Resolved-Received Amended Instructions signed by the seller and buyer. - Due Diligence Vendor-09/05/2025<br>| LTV is less than guideline maximum - Qualifying LTV 70%; max allowable 75% <br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 814; guidelines require 660 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089556 | XXXX B A | Closed | xxxxxx | 2025-08-22 18:46 | 2025-09-04 13:38 | Resolved | 1 - Information B A | Property | Property | FEMA disaster (Public) after appraisal without a PDI or 1004D | Resolved-Document Uploaded. Updated to Resolved; acceptable PDI provided. - Due Diligence Vendor-09/04/2025 <br> Open-XXXX after appraisal without a Public PDI or 1004D. XXXX before Appraisal completed XXXX. Property located in XXXX, a Designated Area, XXXX. Incident Period: XXXX. Declaration Date: XXXX - Due Diligence Vendor-08/22/2025 |  | Resolved-Document Uploaded. Updated to Resolved; acceptable PDI provided. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 736. Per guides, minimum score required 660.<br>LTV is less than guideline maximum - Borr LTV 65%. Per guides, maximum LTV 80%.<br>Months Reserves exceed minimum required - 5.57mos reserves. Per guides, no reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089556 | XXXX B A | Closed | xxxxxx | 2025-08-20 16:00 | 2025-08-20 16:00 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/20/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/20/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 736. Per guides, minimum score required 660.<br>LTV is less than guideline maximum - Borr LTV 65%. Per guides, maximum LTV 80%.<br>Months Reserves exceed minimum required - 5.57mos reserves. Per guides, no reserves required |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000090218 | XXXX D A | Closed | xxxxxx | 2025-08-27 11:20 | 2025-10-17 12:24 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-10/17/2025 <br>Resolved-Received Appraisal - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. APPRAISAL - Seller-09/02/2025 <br>Open-Appraisal is Missing Appraisal is missing, additional conditions may apply. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. APPRAISAL - Seller-09/02/2025<br>| Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-10/17/2025 <br>Resolved-Received Appraisal - Due Diligence Vendor-09/03/2025<br>| Verified employment history exceeds guidelines - Borrowers have been in business since 7/6/2015 50/50% ownership<br>Qualifying FICO score is at least 20 points above minimum for program - Fico is 804, minimum Fico is 660<br>LTV is less than guideline maximum - Subject LTV is 80%, max allowed is 90% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090218 | XXXX D A | Closed | xxxxxx | 2025-08-27 12:42 | 2025-10-17 12:15 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-10/15/2025 <br>Resolved-Received 1008 - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. 1008 - Seller-09/02/2025 <br>Open-Missing Approval/Underwriting Summary Missing 1008/Loan Approval to verify how the lender closed the loan. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. 1008 - Seller-09/02/2025<br>| Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-10/15/2025 <br>Resolved-Received 1008 - Due Diligence Vendor-09/03/2025<br>| Verified employment history exceeds guidelines - Borrowers have been in business since 7/6/2015 50/50% ownership<br>Qualifying FICO score is at least 20 points above minimum for program - Fico is 804, minimum Fico is 660<br>LTV is less than guideline maximum - Subject LTV is 80%, max allowed is 90% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090218 | XXXX D A | Closed | xxxxxx | 2025-08-30 13:21 | 2025-09-09 16:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Bank Statement Summary/Lender Worksheet is Missing | Resolved-Received Lender Bank Statement Worksheet. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. - Seller-09/05/2025 <br>Counter-Documentation was not attached. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-income sheet - Seller-09/02/2025 <br>Open-The Borrower 1 Bank Statement Summary/Lender Worksheet is Missing Bank Statement worksheet to show how the lender calculated the qualifying income missing from loan file. - Due Diligence Vendor-08/30/2025 | Ready for Review-Document Uploaded. - Seller-09/05/2025 <br>Ready for Review-income sheet - Seller-09/02/2025<br>| Resolved-Received Lender Bank Statement Worksheet. - Due Diligence Vendor-09/09/2025<br>| Verified employment history exceeds guidelines - Borrowers have been in business since 7/6/2015 50/50% ownership<br>Qualifying FICO score is at least 20 points above minimum for program - Fico is 804, minimum Fico is 660<br>LTV is less than guideline maximum - Subject LTV is 80%, max allowed is 90% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090218 | XXXX D A | Closed | xxxxxx | 2025-08-27 12:11 | 2025-09-03 18:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Received Fraud Report. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. XXXX - Seller-09/02/2025 <br> Open-Missing Third Party Fraud Report Missing 3rd party fraud report. Additional conditions may apply. - Due Diligence Vendor-08/30/2025 | Ready for Review-Document Uploaded. XXXX - Seller-09/02/2025 | Resolved-Received Fraud Report. - Due Diligence Vendor-09/03/2025<br>| Verified employment history exceeds guidelines - Borrowers have been in business since 7/6/2015 50/50% ownership<br>Qualifying FICO score is at least 20 points above minimum for program - Fico is 804, minimum Fico is 660<br>LTV is less than guideline maximum - Subject LTV is 80%, max allowed is 90% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090218 | XXXX D A | Closed | xxxxxx | 2025-08-27 12:03 | 2025-09-03 18:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Borrower 1 Gap Credit Report - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. SOFT PULL FOR HUSBAND WIFE - Seller-09/02/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Borrower 2 Gap credit report is missing - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. SOFT PULL FOR HUSBAND WIFE - Seller-09/02/2025<br>| Resolved-Received Borrower 1 Gap Credit Report - Due Diligence Vendor-09/03/2025<br>| Verified employment history exceeds guidelines - Borrowers have been in business since 7/6/2015 50/50% ownership<br>Qualifying FICO score is at least 20 points above minimum for program - Fico is 804, minimum Fico is 660<br>LTV is less than guideline maximum - Subject LTV is 80%, max allowed is 90% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090218 | XXXX D A | Closed | xxxxxx | 2025-08-27 12:03 | 2025-09-03 18:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Received Borrower 2 Gap Credit Report - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. SOFT PULL - Seller-09/02/2025 <br>Open-Borrower 2 Gap Credit Report is Missing Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. SOFT PULL - Seller-09/02/2025<br>| Resolved-Received Borrower 2 Gap Credit Report - Due Diligence Vendor-09/03/2025<br>| Verified employment history exceeds guidelines - Borrowers have been in business since 7/6/2015 50/50% ownership<br>Qualifying FICO score is at least 20 points above minimum for program - Fico is 804, minimum Fico is 660<br>LTV is less than guideline maximum - Subject LTV is 80%, max allowed is 90% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090218 | XXXX D A | Closed | xxxxxx | 2025-08-27 11:26 | 2025-09-03 18:51 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Received PCCD. Disbursement date is XXXX - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. HOI - Seller-09/02/2025 <br> Open-Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX Hazard Insurance Effective Date of XXXX is after the Note Date of XXXX and funding date of XXXX. As a result, there was no dwelling coverage on the subject property at the time of funding. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. HOI - Seller-09/02/2025<br>| Resolved-Received PCCD. Disbursement date is XXXX - Due Diligence Vendor-09/03/2025 | Verified employment history exceeds guidelines - Borrowers have been in business since 7/6/2015 50/50% ownership<br>Qualifying FICO score is at least 20 points above minimum for program - Fico is 804, minimum Fico is 660<br>LTV is less than guideline maximum - Subject LTV is 80%, max allowed is 90% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090218 | XXXX D A | Closed | xxxxxx | 2025-08-26 14:39 | 2025-09-03 11:22 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Resolved-Received SPL showing that providers used are not affiliates. Finding resolved. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. WSPL - Seller-09/02/2025 <br>Open-Required Affiliated Business Disclosure Missing ----- Missing Affiliated Business disclosure, unable to test fee tolerance properly. Additional Findings may apply upon receipt. <br> - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. WSPL - Seller-09/02/2025<br>| Resolved-Received SPL showing that providers used are not affiliates. Finding resolved. - Due Diligence Vendor-09/03/2025<br>| Verified employment history exceeds guidelines - Borrowers have been in business since 7/6/2015 50/50% ownership<br>Qualifying FICO score is at least 20 points above minimum for program - Fico is 804, minimum Fico is 660<br>LTV is less than guideline maximum - Subject LTV is 80%, max allowed is 90% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089557 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000092287 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  | xxxxxxx |
| 4000090217 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  | xxxxxxx |
| 4000090222 | XXXX D A | Closed | xxxxxx | 2025-08-27 11:54 | 2025-09-16 15:54 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract Issue | Resolved-Received Complete short sale contract. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. The short sale cooperative had archived this file already, but they were able to pull the exhibits for me. The contract and exhibits are attached below. Let me know if that finalizes this for you. (PER ESCROW /TITLE) - Seller-09/12/2025 <br>Open-Loan Purpose is Purchase but Purchase Contract is only Partially Provided. Missing the Purchase Contract; only exhibit A & B of the PC were provided in file. Additional conditions may apply. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. The short sale cooperative had archived this file already, but they were able to pull the exhibits for me. The contract and exhibits are attached below. Let me know if that finalizes this for you. (PER ESCROW /TITLE) - Seller-09/12/2025<br>| Resolved-Received Complete short sale contract. - Due Diligence Vendor-09/16/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 767 and Guideline minimum 660.<br>LTV is less than guideline maximum - 73.91% LTV, max allowed is 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090222 | XXXX D A | Closed | xxxxxx | 2025-08-25 12:20 | 2025-09-16 15:51 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received recorded DOT including Exhibit A. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. DOT - Seller-09/12/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Legal Description is not attached to the mortgage for recording purposes. - Due Diligence Vendor-08/25/2025 | Ready for Review-Document Uploaded. DOT - Seller-09/12/2025<br>| Resolved-Received recorded DOT including Exhibit A. - Due Diligence Vendor-09/16/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 767 and Guideline minimum 660.<br>LTV is less than guideline maximum - 73.91% LTV, max allowed is 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090222 | XXXX D A | Closed | xxxxxx | 2025-08-27 12:05 | 2025-09-04 17:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. SOFT PULL - Seller-09/02/2025 <br>Open-Borrower 1 Gap Credit Report is Missing File missing Gap report and Fraud Report did not provide evidence of Undisclosed Debt Monitoring. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. SOFT PULL - Seller-09/02/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 767 and Guideline minimum 660.<br>LTV is less than guideline maximum - 73.91% LTV, max allowed is 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090222 | XXXX D A | Closed | xxxxxx | 2025-08-25 12:31 | 2025-09-04 07:36 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Resolved-Received Service Provider List with Vender that is on title listed as a non affiliate. Finding Resolved. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. WSPL - Seller-09/02/2025 <br>Open-Required Affiliated Business Disclosure Missing ----- Missing Affiliated Business disclosure, unable to test fee tolerance properly. Additional Findings may apply upon receipt. <br> - Due Diligence Vendor-08/25/2025 | Ready for Review-Document Uploaded. WSPL - Seller-09/02/2025<br>| Resolved-Received Service Provider List with Vender that is on title listed as a non affiliate. Finding Resolved. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 767 and Guideline minimum 660.<br>LTV is less than guideline maximum - 73.91% LTV, max allowed is 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090224 | XXXX D A | Closed | xxxxxx | 2025-08-26 07:49 | 2025-09-02 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. Please See Soft Pull - Seller-08/29/2025 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. Please See Soft Pull - Seller-08/29/2025<br>| Resolved-Received Gap Report. - Due Diligence Vendor-09/02/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - • Qualifying FICO 749 and Guideline minimum 660<br>Qualifying DTI below maximum allowed - 42.51% DTI below max allowable of 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090224 | XXXX D A | Closed | xxxxxx | 2025-08-22 14:22 | 2025-09-02 14:41 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received Recorded DOT w/Legal Description. - Due Diligence Vendor-09/02/2025 <br>Ready for Review-Document Uploaded. Please See the Recorded ODT with the Legal Description. - Seller-08/29/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. ----Missing Legal Description as Exhibit "A" - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. Please See the Recorded ODT with the Legal Description. - Seller-08/29/2025<br>| Resolved-Received Recorded DOT w/Legal Description. - Due Diligence Vendor-09/02/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - • Qualifying FICO 749 and Guideline minimum 660<br>Qualifying DTI below maximum allowed - 42.51% DTI below max allowable of 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090229 | XXXX D A | Closed | xxxxxx | 2025-08-26 10:54 | 2025-09-18 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Confirmed the property is free and clear and there is an HOA with no monthly homeowners insurance. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. Please see property search showing it is an SFR so no HOI verification needed please waive condition - Seller-09/17/2025 <br> Counter-Evidence of Free/Clear provided. Please provide HOI verification - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Document Uploaded. this is the proof of free/clear which was already in file. There is no lien. - Seller-09/12/2025 <br> Counter-Documentation was not attached. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Document Uploaded. - Seller-09/09/2025 <br> Counter-Clarification: Missing HOI for property 3 b XXXX - complete TIA validation and verifying free and clear. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Could you please elaborate condition? - Seller-09/08/2025 <br> Open-Missing proof of HOI and Deed of Reconveyance. Unable to confirm that no new loans established as fraud report indicate no loans found in MERS, but REO 3b have an existing lien. <br> Employment: confirmed XXXX<br> - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. Please see property search showing it is an SFR so no HOI verification needed please waive condition - Seller-09/17/2025 <br>Ready for Review-Document Uploaded. this is the proof of free/clear which was already in file. There is no lien. - Seller-09/12/2025 <br>Ready for Review-Document Uploaded. - Seller-09/09/2025 <br>Ready for Review-Could you please elaborate condition? - Seller-09/08/2025<br>| Resolved-Confirmed the property is free and clear and there is an HOA with no monthly homeowners insurance. - Due Diligence Vendor-09/18/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 778 and Guideline minimum 680.<br>Months Reserves exceed minimum required - Total qualifying 16 months reserves; 4 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090229 | XXXX D A | Closed | xxxxxx | 2025-08-28 15:59 | 2025-09-12 16:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Received XXXX verification. - Due Diligence Vendor-09/12/2025 <br> Ready for Review-Document Uploaded. attached - Seller-09/10/2025 <br> Counter-Received credit refresh-please provide license validation for Tax Preparer confirming EA and not PTIN license type. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. XXXX verification attached - Seller-09/05/2025 <br> Open-Borrower 1 CPA Letter Missing Missing CPA verification to confirm documents not prepared by PTINs as they are not acceptable per guidelines. - Due Diligence Vendor-08/28/2025 | Ready for Review-Document Uploaded. attached - Seller-09/10/2025 <br> Ready for Review-Document Uploaded. XXXX verification attached - Seller-09/05/2025 | Resolved-Received XXXX verification. - Due Diligence Vendor-09/12/2025 | Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 778 and Guideline minimum 680.<br>Months Reserves exceed minimum required - Total qualifying 16 months reserves; 4 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090229 | XXXX D A | Closed | xxxxxx | 2025-08-28 16:33 | 2025-09-12 16:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Bank Statement Summary/Lender Worksheet is Missing | Resolved-Received Income Worksheet - Due Diligence Vendor-09/12/2025 <br>Ready for Review-Document Uploaded. Lender Worksheet attached - Seller-09/10/2025 <br>Open-The Borrower 1 Bank Statement Summary/Lender Worksheet is Missing - Due Diligence Vendor-08/28/2025 | Ready for Review-Document Uploaded. Lender Worksheet attached - Seller-09/10/2025<br>| Resolved-Received Income Worksheet - Due Diligence Vendor-09/12/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 778 and Guideline minimum 680.<br>Months Reserves exceed minimum required - Total qualifying 16 months reserves; 4 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090229 | XXXX D A | Closed | xxxxxx | 2025-08-26 10:08 | 2025-09-09 09:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. Soft pull - Seller-09/05/2025 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. Soft pull - Seller-09/05/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 778 and Guideline minimum 680.<br>Months Reserves exceed minimum required - Total qualifying 16 months reserves; 4 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090229 | XXXX D A | Closed | xxxxxx | 2025-08-26 10:09 | 2025-09-09 09:58 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received motivation letter. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. motivation letter attached - Seller-09/08/2025 <br>Open-Fraud Report Shows Uncleared Alerts • Fraud report: Unclear alerts: Fraud report indicate current residence is valued more than 5% of home being purchased as an owner occupied property and file did not include a motivation letter to justify. <br>- Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. motivation letter attached - Seller-09/08/2025<br>| Resolved-Received motivation letter. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 778 and Guideline minimum 680.<br>Months Reserves exceed minimum required - Total qualifying 16 months reserves; 4 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090229 | XXXX D A | Closed | xxxxxx | 2025-08-22 14:50 | 2025-09-08 11:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-Received copy of note with visible note terms. - Due Diligence Vendor-09/08/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-09/05/2025 <br>Open-The Note is Incomplete ----- Loan info partially obstructed by stamp - Due Diligence Vendor-08/22/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-09/05/2025<br>| Resolved-Received copy of note with visible note terms. - Due Diligence Vendor-09/08/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 778 and Guideline minimum 680.<br>Months Reserves exceed minimum required - Total qualifying 16 months reserves; 4 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090219 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000088656 | XXXX C A | Closed | xxxxxx | 2025-08-26 14:25 | 2025-09-19 16:24 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Rental Experience Insufficient per Guidelines (DSCR) | Resolved-After further review, the loan file contains verification the borrower owned another property from XXXX and an LOX in the loan file confirms this was a rental property. The borrower's credit report also confirms she did not live at the rental property. - Due Diligence Vendor-09/19/2025 <br> Counter-Received sufficient documentation confirming ownership-need to confirm rental experience-lease or LOE. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. The attached warranty deed reflects the borrower owned XXXX, XXXX until it was sold to XXXX on XXXX. Also attached is a copy of the XXXX that reflects this information. This is verification that the borrower previously owned other properies in the last 3 years. - Seller-09/16/2025 <br> Counter-Received Warranty Deed-provide property profile and lease to confirm rental experience. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Document Uploaded. - Seller-09/09/2025 <br> Open-First time investor must own a primary residence, per the letter in the file the borrower is living rent free. - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. The attached warranty deed reflects the borrower owned XXXX, XXXX until it was sold to XXXX on XXXX. Also attached is a copy of the XXXX that reflects this information. This is verification that the borrower previously owned other properies in the last 3 years. - Seller-09/16/2025 <br> Ready for Review-Document Uploaded. - Seller-09/09/2025 | Resolved-After further review, the loan file contains verification the borrower owned another property from XXXX and an LOX in the loan file confirms this was a rental property. The borrower's credit report also confirms she did not live at the rental property. - Due Diligence Vendor-09/19/2025 | Qualifying FICO score is at least 20 points above minimum for program - Qualifying score 814; minimum score 720.<br>Months Reserves exceed minimum required - 8.45 months PITIA reserves; 3 months reserves required. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091448 | XXXX C B A | Closed | xxxxxx | 2025-08-26 18:48 | 2025-09-18 10:40 | Resolved | 1 - Information C A | Credit | Assets | Total Qualified Assets Post-Close is Less than $0 | Resolved-Received printout and summary for savings account sufficient to cover XXXX balance. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. Please find the attached file. - Seller-09/15/2025 <br> Counter-Received an account printout summary. Unable to determine number of days covered in print out. Guideline 11.3 Provide VOD or 1 month Bank Statement. - Due Diligence Vendor-09/15/2025 <br> Ready for Review-Can you please explain why it does not satisfy? The provided document shows enough assets. - Seller-09/11/2025 <br> Counter-Received an account printout-please provide 30 day account statement reflecting sufficient to cover 30 day account balance reporting. - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. Please find the attached. - Seller-09/04/2025 <br> Open-Total Qualified Assets Post-Close amount is 'XXXX'. Assets are Insufficient. Sufficient assets are not verified to cover XXXX balance - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. Please find the attached file. - Seller-09/15/2025 <br>Ready for Review-Can you please explain why it does not satisfy? The provided document shows enough assets. - Seller-09/11/2025 <br>Ready for Review-Document Uploaded. Please find the attached. - Seller-09/04/2025<br>| Resolved-Received printout and summary for savings account sufficient to cover XXXX balance. - Due Diligence Vendor-09/18/2025 | LTV is less than guideline maximum - Borr LTV 50.96%. Per guides, maximum LTV 80%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 799. Per guides, a minimum score required 660. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000091448 | XXXX C B A | Closed | xxxxxx | 2025-08-25 12:09 | 2025-08-25 12:09 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/25/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/25/2025<br>| LTV is less than guideline maximum - Borr LTV 50.96%. Per guides, maximum LTV 80%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 799. Per guides, a minimum score required 660. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | xxxxxxx |
| 4000090220 | XXXX D B A | Closed | xxxxxx | 2025-08-27 14:27 | 2025-09-04 17:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-09/03/2025 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-09/03/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-09/04/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 36.09%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 775. Per guides, a minimum score required 660. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090220 | XXXX D B A | Closed | xxxxxx | 2025-08-25 14:29 | 2025-09-04 17:03 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-09/03/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Exhibit A, Legal Description Missing - Due Diligence Vendor-08/25/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-09/03/2025<br>| Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-09/04/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 36.09%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 775. Per guides, a minimum score required 660. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090220 | XXXX D B A | Closed | xxxxxx | 2025-08-25 14:37 | 2025-08-25 15:10 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/25/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/25/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 36.09%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 775. Per guides, a minimum score required 660. |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000090228 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000092286 | XXXX B A | Closed | xxxxxx | 2025-08-25 13:03 | 2025-08-25 13:06 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/25/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/25/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 788; guidelines require 660<br>Months Reserves exceed minimum required - 150.12 months reserves; 0 months reserves required |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | xxxxxxx |
| 4000091444 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000090223 | XXXX D B A | Closed | xxxxxx | 2025-08-27 17:06 | 2025-09-17 16:48 | Resolved | 1 - Information C A | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-Received fraud report. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-XXXX - Seller-09/02/2025 <br> Open-All Interested Parties Not Checked with Exclusionary Lists Missing Third Party Fraud Report - Due Diligence Vendor-08/27/2025 | Ready for Review-XXXX - Seller-09/02/2025 | Resolved-Received fraud report. - Due Diligence Vendor-09/03/2025<br>| LTV is less than guideline maximum - Borr LTV 70%. Per guides, maximum LTV 80%.<br>Qualifying DTI below maximum allowed - Borr DTI 29.35%. Per guides, maximum DTI 49.99%.<br>Months Reserves exceed minimum required - 18.29mos reserves. Per guides, 4 reserves required. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000090223 | XXXX D B A | Closed | xxxxxx | 2025-08-27 17:06 | 2025-09-17 16:48 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-Received fraud report reflecting XXXX cleared. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-XXXX SEE PAGE 3 - Seller-09/02/2025 <br> Open-XXXX Check Not Completed and/or Cleared Missing Third Party Fraud Report - Due Diligence Vendor-08/27/2025 | Ready for Review-XXXX SEE PAGE 3 - Seller-09/02/2025<br>| Resolved-Received fraud report reflecting XXXX cleared. - Due Diligence Vendor-09/03/2025 | LTV is less than guideline maximum - Borr LTV 70%. Per guides, maximum LTV 80%.<br>Qualifying DTI below maximum allowed - Borr DTI 29.35%. Per guides, maximum DTI 49.99%.<br>Months Reserves exceed minimum required - 18.29mos reserves. Per guides, 4 reserves required. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000090223 | XXXX D B A | Closed | xxxxxx | 2025-08-27 17:06 | 2025-09-17 16:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Management approval received. - Due Diligence Vendor-09/17/2025 <br>Ready for Review-Document Uploaded. - Seller-09/17/2025 <br>Ready for Review-LOX - Seller-09/17/2025 <br>Counter-Risk Score above 800 Please provide Lender Mgt. Review and Approval by UW Manager. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-LOX - Seller-09/12/2025 <br>Counter-Received cleared alerts. Please provide management approval for the Fraud Score. - Due Diligence Vendor-09/12/2025 <br>Ready for Review-Document Uploaded. red alrets - Seller-09/10/2025 <br>Counter-Fraud report provided does has High Alerts not cleared. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-lox - Seller-09/05/2025 <br>Counter-Received fraud report-missing acknowledgment of score >800 - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. XXXX - Seller-09/02/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. - Seller-09/17/2025 <br>Ready for Review-LOX - Seller-09/17/2025 <br>Ready for Review-LOX - Seller-09/12/2025 <br>Ready for Review-Document Uploaded. red alrets - Seller-09/10/2025 <br>Ready for Review-lox - Seller-09/05/2025 <br>Ready for Review-Document Uploaded. XXXX - Seller-09/02/2025<br>| Resolved-Management approval received. - Due Diligence Vendor-09/17/2025<br>| LTV is less than guideline maximum - Borr LTV 70%. Per guides, maximum LTV 80%.<br>Qualifying DTI below maximum allowed - Borr DTI 29.35%. Per guides, maximum DTI 49.99%.<br>Months Reserves exceed minimum required - 18.29mos reserves. Per guides, 4 reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000090223 | XXXX D B A | Closed | xxxxxx | 2025-08-27 17:23 | 2025-09-09 16:25 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Received 1008 - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. 1008 - Seller-09/05/2025 <br>Counter-Review did not receive upload-please re upload 1008 - Due Diligence Vendor-09/03/2025 <br>Ready for Review-1008 - Seller-09/02/2025 <br>Open-Missing Approval/Underwriting Summary Missing Lender Approval/Underwriting Summary - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. 1008 - Seller-09/05/2025 <br>Ready for Review-1008 - Seller-09/02/2025<br>| Resolved-Received 1008 - Due Diligence Vendor-09/09/2025<br>| LTV is less than guideline maximum - Borr LTV 70%. Per guides, maximum LTV 80%.<br>Qualifying DTI below maximum allowed - Borr DTI 29.35%. Per guides, maximum DTI 49.99%.<br>Months Reserves exceed minimum required - 18.29mos reserves. Per guides, 4 reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000090223 | XXXX D B A | Closed | xxxxxx | 2025-08-27 17:05 | 2025-09-09 16:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. - Seller-09/05/2025 <br>Counter-Review did not receive upload-please re upload credit refresh. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-SOFT PULL - Seller-09/02/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. - Seller-09/05/2025 <br>Ready for Review-SOFT PULL - Seller-09/02/2025<br>| Resolved-Received Gap Report - Due Diligence Vendor-09/09/2025<br>| LTV is less than guideline maximum - Borr LTV 70%. Per guides, maximum LTV 80%.<br>Qualifying DTI below maximum allowed - Borr DTI 29.35%. Per guides, maximum DTI 49.99%.<br>Months Reserves exceed minimum required - 18.29mos reserves. Per guides, 4 reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000090223 | XXXX D B A | Closed | xxxxxx | 2025-08-27 16:42 | 2025-09-09 16:23 | Resolved | 1 - Information C A | Credit | Closing | The Deed of Trust is Incomplete | Resolved-Received Recorded Deed of Trust. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. RECORDED DOT - Seller-09/05/2025 <br>Counter-Review did not receive upload-please re upload security instrument with legal attached. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Recorded DOT - Seller-09/02/2025 <br>Open-The Deed of Trust is Incomplete Missing mortgage instrument legal description. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. RECORDED DOT - Seller-09/05/2025 <br>Ready for Review-Recorded DOT - Seller-09/02/2025<br>| Resolved-Received Recorded Deed of Trust. - Due Diligence Vendor-09/09/2025<br>| LTV is less than guideline maximum - Borr LTV 70%. Per guides, maximum LTV 80%.<br>Qualifying DTI below maximum allowed - Borr DTI 29.35%. Per guides, maximum DTI 49.99%.<br>Months Reserves exceed minimum required - 18.29mos reserves. Per guides, 4 reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000090223 | XXXX D B A | Closed | xxxxxx | 2025-08-27 17:32 | 2025-09-03 18:05 | Resolved | 1 - Information D A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-Received secondary valuation. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. DESK REVIEW - Seller-09/02/2025 <br>Open-Missing Appraisal Desk Review. CU and LCA in file. Per guides pg30-31: A copy of the appraisal desk review report should be submitted in the loan file. The review must not be over 120 days old from the date of the Note. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. DESK REVIEW - Seller-09/02/2025<br>| Resolved-Received secondary valuation. - Due Diligence Vendor-09/03/2025<br>| LTV is less than guideline maximum - Borr LTV 70%. Per guides, maximum LTV 80%.<br>Qualifying DTI below maximum allowed - Borr DTI 29.35%. Per guides, maximum DTI 49.99%.<br>Months Reserves exceed minimum required - 18.29mos reserves. Per guides, 4 reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000090223 | XXXX D B A | Closed | xxxxxx | 2025-08-27 16:34 | 2025-09-03 18:04 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Received appraisal and recert of value. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. APPRSIAL AND RECERT VALUE REPORT - Seller-09/02/2025 <br> Open-Appraisal is Missing Missing Appraisal. Review valuation reflects an Appraisal completed XXXX, with value of XXXX. Per pg30, a traditional full appraisal with an interior inspection. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. APPRSIAL AND RECERT VALUE REPORT - Seller-09/02/2025<br>| Resolved-Received appraisal and recert of value. - Due Diligence Vendor-09/03/2025<br>| LTV is less than guideline maximum - Borr LTV 70%. Per guides, maximum LTV 80%.<br>Qualifying DTI below maximum allowed - Borr DTI 29.35%. Per guides, maximum DTI 49.99%.<br>Months Reserves exceed minimum required - 18.29mos reserves. Per guides, 4 reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000090223 | XXXX D B A | Closed | xxxxxx | 2025-08-26 15:29 | 2025-08-26 15:46 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ------Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/26/2025 |  | Waived-Required Affiliated Business Disclosure Missing ------Originator waiver applied to non-material Findings. - Due Diligence Vendor-08/26/2025<br>| LTV is less than guideline maximum - Borr LTV 70%. Per guides, maximum LTV 80%.<br>Qualifying DTI below maximum allowed - Borr DTI 29.35%. Per guides, maximum DTI 49.99%.<br>Months Reserves exceed minimum required - 18.29mos reserves. Per guides, 4 reserves required. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | xxxxxxx |
| 4000091452 | XXXX C B A | Closed | xxxxxx | 2025-08-26 18:29 | 2025-09-11 06:37 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved-Rec'd clarification of fee. Finding resolved. - Due Diligence Vendor-09/11/2025 <br>Ready for Review-since this is a Lender paid compensation it would not show in any LE - Seller-09/09/2025 <br>Counter-Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. Finding Remains. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-09/03/2025 <br>Open-The Final CD has a loan origination fee and it is unclear if the charge is a true origination charge or lender paid broker compensation. Additional findings may apply. - Due Diligence Vendor-08/26/2025 | Ready for Review-since this is a Lender paid compensation it would not show in any LE - Seller-09/09/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-09/03/2025<br>| Resolved-Rec'd clarification of fee. Finding resolved. - Due Diligence Vendor-09/11/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borrowers FICO is 747 and minimum FICO is 660<br>LTV is less than guideline maximum - Borrowers LTV is 65% and maximum is 80% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091452 | XXXX C B A | Closed | xxxxxx | 2025-08-26 17:56 | 2025-08-26 17:56 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/26/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/26/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borrowers FICO is 747 and minimum FICO is 660<br>LTV is less than guideline maximum - Borrowers LTV is 65% and maximum is 80% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000092668 | XXXX D B A | Closed | xxxxxx | 2025-09-04 14:32 | 2025-09-10 12:46 | Waived | 2 - Non-Material D B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Received SPL which shows the title companies used are not affiliates of lender. Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Document Uploaded. Please review the Affiliated Business Disclosure. - Seller-09/09/2025 <br>Open-Required Affiliated Business Disclosure Missing -----Missing Affiliated Business disclosure, unable to test fee tolerance properly. Additional Findings may apply upon receipt. - Due Diligence Vendor-09/05/2025 | Ready for Review-Document Uploaded. Please review the Affiliated Business Disclosure. - Seller-09/09/2025<br>| Waived-Received SPL which shows the title companies used are not affiliates of lender. Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-09/10/2025<br>| LTV is less than guideline maximum - Qualifying LTV/CLTV 69.80%; max allowable 80% LTV/CLTV<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 755; guidelines require 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | xxxxxxx |
| 4000093331 | XXXX D B A | Closed | xxxxxx | 2025-09-12 15:52 | 2025-10-04 10:17 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Updated 1003 provided. - Due Diligence Vendor-09/25/2025 <br>Open-The Final 1003 is Incomplete Final 1003 page 1 refelcts the subject property as the borrowers primary residence, page 4 reflects the subject as a second home. Loan was reviewed as a 2nd home. - Due Diligence Vendor-09/12/2025 |  | Resolved-Updated 1003 provided. - Due Diligence Vendor-09/25/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 726; guidelines require 660<br>Months Reserves exceed minimum required - 91.8 months reserves; 6 months reserves required |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000093331 | XXXX D B A | Closed | xxxxxx | 2025-09-16 14:27 | 2025-09-23 11:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Note, HOI and final CD provided for primary residence. - Due Diligence Vendor-09/23/2025 <br> Counter-Received PITIA on subject-missing validation of primary residence PITIA XXXX. - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Document Uploaded. Hello, XXXX is SECOND HOME, please find the attached documents. - Seller-09/17/2025 <br> Open-Missing verification of the PITIA for the borrowers primnary residence equalling XXXX. - Due Diligence Vendor-09/16/2025 | Ready for Review-Document Uploaded. Hello, XXXX is SECOND HOME, please find the attached documents. - Seller-09/17/2025 | Resolved-Note, HOI and final CD provided for primary residence. - Due Diligence Vendor-09/23/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 726; guidelines require 660<br>Months Reserves exceed minimum required - 91.8 months reserves; 6 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000093331 | XXXX D B A | Closed | xxxxxx | 2025-09-12 17:37 | 2025-09-23 11:38 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-After further review, the property close concurrently with the subject. - Due Diligence Vendor-09/19/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Missing documentation to support no more than 1X30 primary mortgage payment history with In XXXX. - Due Diligence Vendor-09/12/2025 |  | Resolved-After further review, the property close concurrently with the subject. - Due Diligence Vendor-09/19/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 726; guidelines require 660<br>Months Reserves exceed minimum required - 91.8 months reserves; 6 months reserves required |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000093331 | XXXX D B A | Closed | xxxxxx | 2025-09-11 15:17 | 2025-09-11 15:36 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/11/2025 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/11/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 726; guidelines require 660<br>Months Reserves exceed minimum required - 91.8 months reserves; 6 months reserves required |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | xxxxxxx |
| 4000092670 | XXXX D A | Closed | xxxxxx | 2025-08-28 13:43 | 2025-09-09 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Updated 1008, 1003, Partial redrawn PCCD, First payment letter, IEAD, Tax info sheet provided. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. Hello, please find attached the revised documents - 1008, 1003, Partial redrawn PCCD, First payment letter, IEAD, Tax info sheet. (Updated tax to XXXX) - Seller-09/08/2025 <br> Open-Missing Evidence of Property Tax \* initial escrow disclosure document the previous value and property was recently purchased. Tax cert does not reflect the value of XXXX noted as recent sale amount. Tax info sheet not signed by title officer to confirm lower tax amount. - Due Diligence Vendor-08/28/2025 | Ready for Review-Document Uploaded. Hello, please find attached the revised documents - 1008, 1003, Partial redrawn PCCD, First payment letter, IEAD, Tax info sheet. (Updated tax to XXXX) - Seller-09/08/2025 | Resolved-Updated 1008, 1003, Partial redrawn PCCD, First payment letter, IEAD, Tax info sheet provided. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 749 and Guideline minimum 660.<br>Months Reserves exceed minimum required - Total qualifying 743 months reserves; 0 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000092670 | XXXX D A | Closed | xxxxxx | 2025-08-28 13:33 | 2025-09-09 14:10 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Fraud report provided with all high alert cleared. - Due Diligence Vendor-09/09/2025 <br> Open-Fraud Report Shows Uncleared Alerts FFraud: High Alert: Potential UDMs in the Address Summary section not addressed. <br> REO 2 of Address Summary is reflected as address for XXXX. XXXX is listed as the owner of a Reo 4 of the address summary and disclosed as investment property by borrower on subject transaction. <br> Reo 8 of the address summary shows sold to XXXX, but review of online sources indicate REO 8 address was used as the filing address for XXXX (after sale of home). - Due Diligence Vendor-08/28/2025 |  | Resolved-Fraud report provided with all high alert cleared. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 749 and Guideline minimum 660.<br>Months Reserves exceed minimum required - Total qualifying 743 months reserves; 0 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000092670 | XXXX D A | Closed | xxxxxx | 2025-08-28 13:10 | 2025-09-09 14:06 | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-CPA letter provided confirming the borrower is 100% owner of the business. The full PITI for property 3C is included it the DTI ratio - Due Diligence Vendor-09/09/2025 <br> Open-Income and Employment Do Not Meet Guidelines Employment: SOS does not show Borrower as the Agent for XXXX. Please provide the Statement of Information from the SOS to confirm Borrower is the only Managers/Members. \* additional conditions may apply <br>Employment/Income: REO 3c: - Fraud report pg 82 and property detail pg 103 shows sold by Borrower to XXXX-, but file includes a VOM from a private lender indicating borrower is still owner of REO 3c. Please provide the Statement of Information from the XXXX to confirm Managers/Members to support ownership in REO XXXX. <br> - Due Diligence Vendor-08/28/2025 |  | Resolved-CPA letter provided confirming the borrower is 100% owner of the business. The full PITI for property 3C is included it the DTI ratio - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 749 and Guideline minimum 660.<br>Months Reserves exceed minimum required - Total qualifying 743 months reserves; 0 months reserves required |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000092207 | XXXX D B A | Closed | xxxxxx | 2025-08-26 15:58 | 2025-09-04 15:41 | Waived | 2 - Non-Material D B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Received SPL showing the title company used was not an affiliate of lender. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Document Uploaded. please see the correct WSSPL - Seller-09/04/2025 <br> Counter-The SPL shows the title fee provider as xxxxx xxxxx. The title company provider used and disclosed on the CD is Investment xxxxx xx xx xxxx. Please provide either affiliated business disclosure if affiliates were used for this transaction or an attestation that affiliates were not used. - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Document Uploaded. please see WSSPL - Seller-09/02/2025 <br> Open-Required Affiliated Business Disclosure Missing -----Missing Affiliated Business disclosure, unable to test fee tolerance properly. Additional Findings may apply upon receipt.<br> - Due Diligence Vendor-08/26/2025 | Ready for Review-Document Uploaded. please see the correct WSSPL - Seller-09/04/2025 <br>Ready for Review-Document Uploaded. please see WSSPL - Seller-09/02/2025<br>| Waived-Received SPL showing the title company used was not an affiliate of lender. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 740; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 42.91%; max allowable 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000091465 | XXXX D B A C | Closed | xxxxxx | 2025-08-29 11:39 | 2025-10-15 12:33 | Resolved | 1 - Information C A | Property | Property | Property Condition Rating Does Not Meet Program Requirements | Resolved-Upon further review, C4 rating is acceptable. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-The appraisal reflects a property condition rating of C4, which is permitted under program guidelines. Please waive this condition. - Seller-09/01/2025 <br>Open-Primary Value Valuation Property Condition Rating Does Not Meet Program Requirements C4 allowed per guidelines. - Due Diligence Vendor-08/29/2025 | Ready for Review-The appraisal reflects a property condition rating of C4, which is permitted under program guidelines. Please waive this condition. - Seller-09/01/2025<br>| Resolved-Upon further review, C4 rating is acceptable. - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 759; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 42.61%; max allowable 49.99% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091465 | XXXX D B A C | Closed | xxxxxx | 2025-08-28 11:28 | 2025-09-05 13:01 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved-Upon further review, no further documentation is needed or required. Broker Fee Agreement in found in file confirms fee is a compensation fee. - Due Diligence Vendor-09/05/2025 <br> Ready for Review-The Disclosure clearly reflects that the Loan Origination fee is paid by the lender and that the borrower's amounts in Section A remain unchanged. Therefore, a Change of Circumstance or additional documentation is not required, as the disclosure already confirms the lender is responsible for this fee. - Seller-09/04/2025 <br> Counter-Loan Origination Fee was not disclosed until Initial CD dated XXXX. Please clarify if this fee is true Loan Origination Fee or Loan Originator Compensation paid by Lender. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-The Loan Origination fee was disclosed consistently from the Initial LE through the Final CD and did not change. No COC was required. Please waive this condition. - Seller-09/01/2025 <br> Open-Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-08/28/2025 | Ready for Review-The Disclosure clearly reflects that the Loan Origination fee is paid by the lender and that the borrower's amounts in Section A remain unchanged. Therefore, a Change of Circumstance or additional documentation is not required, as the disclosure already confirms the lender is responsible for this fee. - Seller-09/04/2025 <br>Ready for Review-The Loan Origination fee was disclosed consistently from the Initial LE through the Final CD and did not change. No COC was required. Please waive this condition. - Seller-09/01/2025<br>| Resolved-Upon further review, no further documentation is needed or required. Broker Fee Agreement in found in file confirms fee is a compensation fee. - Due Diligence Vendor-09/05/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 759; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 42.61%; max allowable 49.99% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091465 | XXXX D B A C | Closed | xxxxxx | 2025-08-29 13:32 | 2025-09-03 18:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Received Management Approval. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. Please see attached UW Cert. for your review. Thank you - Seller-09/01/2025 <br>Open-Third Party Fraud Report Partially Provided Missing evidence of UW Management review and approval of Fraud Report with 885 Risk Score - Due Diligence Vendor-08/29/2025 | Ready for Review-Document Uploaded. Please see attached UW Cert. for your review. Thank you - Seller-09/01/2025<br>| Resolved-Received Management Approval. - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 759; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 42.61%; max allowable 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091465 | XXXX D B A C | Closed | xxxxxx | 2025-08-29 13:14 | 2025-09-03 18:23 | Resolved | 1 - Information C A | Credit | Assets | Asset 4 Less Than 2 Months Verified | Resolved-Upon further review, asset 4 are gift funds. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Per loan program guidelines, an owner-occupied transaction with LTV < 75% and loan amount < $1,000,000 is not subject to a reserve requirement. Please waive this condition. - Seller-09/01/2025 <br>Open-Asset 4 Less Than 2 Months Verified Verified per guidelines - Due Diligence Vendor-08/29/2025 | Ready for Review-Per loan program guidelines, an owner-occupied transaction with LTV < 75% and loan amount < $1,000,000 is not subject to a reserve requirement. Please waive this condition. - Seller-09/01/2025<br>| Resolved-Upon further review, asset 4 are gift funds. - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 759; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 42.61%; max allowable 49.99% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091465 | XXXX D B A C | Closed | xxxxxx | 2025-08-29 13:14 | 2025-09-03 18:23 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Upon further review asset qualification Meets Guideline Requirements - Due Diligence Vendor-10/15/2025 <br>Ready for Review-Document Uploaded. please see Escrow receipt documents - Seller-09/01/2025 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Missing evidence of Gift Funds receipt at closing in the amount of $55,000.00 and $25,000.00 from mother, per 2 separate Gift Letter's. - Due Diligence Vendor-08/29/2025 | Ready for Review-Document Uploaded. please see Escrow receipt documents - Seller-09/01/2025<br>| Resolved-Upon further review asset qualification Meets Guideline Requirements - Due Diligence Vendor-10/15/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 759; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 42.61%; max allowable 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091465 | XXXX D B A C | Closed | xxxxxx | 2025-08-27 14:50 | 2025-08-27 14:50 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material findings. - Due Diligence Vendor-08/27/2025 |  | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material findings. - Due Diligence Vendor-08/27/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 759; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 42.61%; max allowable 49.99% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | Yes | xxxxxxx |
| 4000091445 | XXXX D B A | Closed | xxxxxx | 2025-09-02 18:44 | 2025-09-11 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Bank Statement Summary/Lender Worksheet is Missing | Resolved-Received Worksheet. - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. - Seller-09/09/2025 <br>Counter-Income worksheet was not attached. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-cash flow - Seller-09/05/2025 <br>Open-The Borrower 1 Bank Statement Summary/Lender Worksheet is Missing Missing Lender 12mos Bank Statement Worksheet - Due Diligence Vendor-09/02/2025 | Ready for Review-Document Uploaded. - Seller-09/09/2025 <br>Ready for Review-cash flow - Seller-09/05/2025<br>| Resolved-Received Worksheet. - Due Diligence Vendor-09/11/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 761. Per guide, a minimum score required 660.<br>Months Reserves exceed minimum required - 24.43mos reserves. Per guides, 4mos reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091445 | XXXX D B A | Closed | xxxxxx | 2025-09-02 18:53 | 2025-09-09 16:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-SOFT PULL - Seller-09/05/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-09/02/2025 | Ready for Review-SOFT PULL - Seller-09/05/2025<br>| Resolved-Received Gap Report. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 761. Per guide, a minimum score required 660.<br>Months Reserves exceed minimum required - 24.43mos reserves. Per guides, 4mos reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091445 | XXXX D B A | Closed | xxxxxx | 2025-09-02 12:43 | 2025-09-02 12:43 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/02/2025 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/02/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 761. Per guide, a minimum score required 660.<br>Months Reserves exceed minimum required - 24.43mos reserves. Per guides, 4mos reserves required. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000091455 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000092224 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000092288 | XXXX D B A | Closed | xxxxxx | 2025-08-28 16:15 | 2025-09-04 16:55 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | HOA Questionnaire Document is Missing | Resolved-Received HOA questionnaire. - Due Diligence Vendor-09/04/2025 <br>Ready for Review-Document Uploaded. please see condo quest - Seller-09/02/2025 <br>Open-Subject Property is part of an HOA but the HOA Questionnaire Document is Missing. Missing Condo HOA Questionnaire - Due Diligence Vendor-08/28/2025 | Ready for Review-Document Uploaded. please see condo quest - Seller-09/02/2025<br>| Resolved-Received HOA questionnaire. - Due Diligence Vendor-09/04/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 38.23%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 740. Per guides, a minimum score required 660. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000092288 | XXXX D B A | Closed | xxxxxx | 2025-08-26 16:44 | 2025-08-26 16:44 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/26/2025 |  | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/26/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 38.23%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 740. Per guides, a minimum score required 660. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000088533 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated |  |  | xxxxxxx |
| 4000091462 | XXXX D B A C | Closed | xxxxxx | 2025-08-29 15:47 | 2025-09-05 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-09/03/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap credit report - Due Diligence Vendor-08/29/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-09/03/2025<br>| Resolved-Received Gap Report. - Due Diligence Vendor-09/05/2025<br>| LTV is less than guideline maximum - LTV is 76.8% maximum is 85%<br>Qualifying FICO score is at least 20 points above minimum for program - FICO is 794 and minimum is 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000091462 | XXXX D B A C | Closed | xxxxxx | 2025-08-28 08:33 | 2025-09-05 12:07 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-Received PCCD with disbursement date of XXXX. Finding resolved. - Due Diligence Vendor-09/05/2025 <br> Ready for Review-Document Uploaded. PCCD attached - Seller-09/03/2025 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. ----- Provide PCCD with disbursement date after the ROR expiration date.<br> - Due Diligence Vendor-08/28/2025 | Ready for Review-Document Uploaded. PCCD attached - Seller-09/03/2025<br>| Resolved-Received PCCD with disbursement date of XXXX. Finding resolved. - Due Diligence Vendor-09/05/2025 | LTV is less than guideline maximum - LTV is 76.8% maximum is 85%<br>Qualifying FICO score is at least 20 points above minimum for program - FICO is 794 and minimum is 660 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000091462 | XXXX D B A C | Closed | xxxxxx | 2025-08-28 08:23 | 2025-08-28 08:46 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/28/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/28/2025<br>| LTV is less than guideline maximum - LTV is 76.8% maximum is 85%<br>Qualifying FICO score is at least 20 points above minimum for program - FICO is 794 and minimum is 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | xxxxxxx |
| 4000091454 | XXXX B A | Closed | xxxxxx | 2025-08-29 02:00 | 2025-08-29 02:00 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/29/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-08/29/2025<br>| LTV is less than guideline maximum - Borr LTV 33.87%. Per guides, maximum LTV 80%.<br>Months Reserves exceed minimum required - 23.20mos reserves. Per guides, no reserves required.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 803. Per guides, a minimum score required 660. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000089033 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated |  |  | xxxxxxx |
| 4000089034 | XXXX C A | Closed | xxxxxx | 2025-09-02 09:28 | 2025-09-02 14:37 | Resolved | 1 - Information C A | Credit | Insurance | Rent Loss Coverage is Insufficient or Missing | Resolved-After further review, the rent loss coverage is covered with sufficient reserves. - Due Diligence Vendor-09/02/2025 <br> Ready for Review-Escalated - Seller-09/02/2025 <br> Open-Rent Loss Coverage is Insufficient or Missing. 6 months rent loss required - total rents per leases XXXX - HOI policy shows $30,000 in rent loss coverage - Due Diligence Vendor-09/02/2025 | Ready for Review-Escalated - Seller-09/02/2025<br>| Resolved-After further review, the rent loss coverage is covered with sufficient reserves. - Due Diligence Vendor-09/02/2025<br>| Months Reserves exceed minimum required - 6 months reserves required - borrower has 32.59 months reserves<br>Qualifying FICO score is at least 20 points above minimum for program - 700 minimum FICO - Borrower has 780 FICO |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000091446 | XXXX C B A | Closed | xxxxxx | 2025-08-29 07:43 | 2025-09-05 15:46 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received Recorded DOT w/Legal. - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. please see DOT with legal - Seller-09/03/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. legal description missing - Due Diligence Vendor-08/29/2025 | Ready for Review-Document Uploaded. please see DOT with legal - Seller-09/03/2025<br>| Resolved-Received Recorded DOT w/Legal. - Due Diligence Vendor-09/05/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 806. Per guides, a minimum score required 660.<br>Months Reserves exceed minimum required - 46.99mos reserves. Per guides, 4mos reserves required. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091446 | XXXX C B A | Closed | xxxxxx | 2025-08-29 07:51 | 2025-08-29 08:06 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/29/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/29/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 806. Per guides, a minimum score required 660.<br>Months Reserves exceed minimum required - 46.99mos reserves. Per guides, 4mos reserves required. |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000091447 | XXXX D A | Closed | xxxxxx | 2025-09-03 15:01 | 2025-09-09 16:58 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-Received Internet Search. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. Google search attached - Seller-09/05/2025 <br> Open-Missing verification of business phone number via XXXX or internet - Due Diligence Vendor-09/03/2025 | Ready for Review-Document Uploaded. Google search attached - Seller-09/05/2025<br>| Resolved-Received Internet Search. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - FICO IS 791 MINIMUM IS 660<br>LTV is less than guideline maximum - LTV is 37.5% maximum LTV is 80% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091447 | XXXX D A | Closed | xxxxxx | 2025-09-02 14:19 | 2025-09-09 16:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-09/05/2025 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-09/02/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-09/05/2025<br>| Resolved-Received Gap Report. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - FICO IS 791 MINIMUM IS 660<br>LTV is less than guideline maximum - LTV is 37.5% maximum LTV is 80% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000093068 | XXXX D B A C | Closed | xxxxxx | 2025-09-03 20:28 | 2025-09-09 16:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Received CPA letter confirming internet search not required. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. Hello, please waive with CPA letter. It confirms that the business phone# is not required. - Seller-09/08/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing verification of business phone number via XXXX or internet. - Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. Hello, please waive with CPA letter. It confirms that the business phone# is not required. - Seller-09/08/2025<br>| Resolved-Received CPA letter confirming internet search not required. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 773. Per guide, a minimum score required 660.<br>LTV is less than guideline maximum - Borr LTV 50%. Per guides, maximum LTV 80%.<br>Months Reserves exceed minimum required - 49.31mos reserves. Per guides, no reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000093068 | XXXX D B A C | Closed | xxxxxx | 2025-09-03 14:51 | 2025-09-09 10:03 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved-Rec'd COC form Loan Origination Fee (POC). Finding resolved. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Document Uploaded. Please find attached COC form for POC - Seller-09/08/2025 <br>Open-Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-09/03/2025 | Ready for Review-Document Uploaded. Please find attached COC form for POC - Seller-09/08/2025<br>| Resolved-Rec'd COC form Loan Origination Fee (POC). Finding resolved. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 773. Per guide, a minimum score required 660.<br>LTV is less than guideline maximum - Borr LTV 50%. Per guides, maximum LTV 80%.<br>Months Reserves exceed minimum required - 49.31mos reserves. Per guides, no reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000093068 | XXXX D B A C | Closed | xxxxxx | 2025-09-03 13:39 | 2025-09-03 14:15 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/03/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 773. Per guide, a minimum score required 660.<br>LTV is less than guideline maximum - Borr LTV 50%. Per guides, maximum LTV 80%.<br>Months Reserves exceed minimum required - 49.31mos reserves. Per guides, no reserves required. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | xxxxxxx |
| 4000091459 | XXXX C B A | Closed | xxxxxx | 2025-08-29 12:02 | 2025-09-05 11:50 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved-Received explanation that fee is Lender paid Compensation and not Origination Fee. Finding resolved. - Due Diligence Vendor-09/05/2025 <br>Ready for Review-Document Uploaded. The "(L)" denotes Lender, confirming that this is Lender Paid Compensation. Therefore, it does not create a fee tolerance issue. - Seller-09/04/2025 <br>Counter-Please clarify if this is true Loan Origination Fee or if this is Lender Paid Compensation to Broker. - Due Diligence Vendor-09/03/2025 <br>Ready for Review-Document Uploaded. - Seller-09/01/2025 <br>Ready for Review-Document Uploaded. Since the Loan Origination Fee is paid by others, it has no impact on the amount the borrower is responsible for. - Seller-09/01/2025 <br>Open-Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-08/29/2025 | Ready for Review-Document Uploaded. The "(L)" denotes Lender, confirming that this is Lender Paid Compensation. Therefore, it does not create a fee tolerance issue. - Seller-09/04/2025 <br>Ready for Review-Document Uploaded. - Seller-09/01/2025 <br>Ready for Review-Document Uploaded. Since the Loan Origination Fee is paid by others, it has no impact on the amount the borrower is responsible for. - Seller-09/01/2025<br>| Resolved-Received explanation that fee is Lender paid Compensation and not Origination Fee. Finding resolved. - Due Diligence Vendor-09/05/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Score is 777 and minimum allowed is 660.<br>Qualifying DTI below maximum allowed - DTI is 41.35% and max allowed is 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091459 | XXXX C B A | Closed | xxxxxx | 2025-08-29 06:02 | 2025-08-29 06:18 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/29/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-08/29/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Score is 777 and minimum allowed is 660.<br>Qualifying DTI below maximum allowed - DTI is 41.35% and max allowed is 49.99% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000089855 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000089566 | XXXX C A | Closed | xxxxxx | 2025-09-03 09:29 | 2025-09-15 17:24 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Borrower is on title-owner of record-no rent free required. - Due Diligence Vendor-09/15/2025 <br> Ready for Review-Document Uploaded. borrower did not sign the note, hence they are not liable for the expenses; they are not rent free, borrower is on title - Seller-09/11/2025 <br> Counter-Including the PITIA for the departing residence will result in a DTI finding. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. borrower is the owner as per public records this shouldnt be required - Seller-09/04/2025 <br> Open-Housing History Does Not Meet Guideline Requirements - Borrower owns current primary residence that has been sold XXXX. Provide letter from XXXX(borrower on primary residence lien per note) to reflect borrower was able to reside at primary residence without paying (rent free letter). Additional findings may apply - Due Diligence Vendor-09/03/2025 | Ready for Review-Document Uploaded. borrower did not sign the note, hence they are not liable for the expenses; they are not rent free, borrower is on title - Seller-09/11/2025 <br>Ready for Review-Document Uploaded. borrower is the owner as per public records this shouldnt be required - Seller-09/04/2025<br>| Resolved-Borrower is on title-owner of record-no rent free required. - Due Diligence Vendor-09/15/2025<br>| LTV is less than guideline maximum - LTV 27.06% max 80%.<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying score 719 ; minimum score 660. |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000087852 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000089623 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  | xxxxxxx |
| 4000093033 | XXXX C B A | Closed | xxxxxx | 2025-09-04 12:03 | 2025-09-10 12:49 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved-Received confirmation that Loan Origination fee is Broker Compensation. - Due Diligence Vendor-09/10/2025 <br>Ready for Review-Document Uploaded. Since the Loan Origination Fee is paid by others, it has no impact on the amount the borrower is responsible for. Please refer to the highlighted section and reconsider the condition. And "(L)" in the FCD indicates Lender, which shows that it is Lender Paid Compensation. Please refer to highlighted section. - Seller-09/09/2025 <br>Open-Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. Since the Loan Origination Fee is paid by others, it has no impact on the amount the borrower is responsible for. Please refer to the highlighted section and reconsider the condition. And "(L)" in the FCD indicates Lender, which shows that it is Lender Paid Compensation. Please refer to highlighted section. - Seller-09/09/2025<br>| Resolved-Received confirmation that Loan Origination fee is Broker Compensation. - Due Diligence Vendor-09/10/2025<br>| LTV is less than guideline maximum - Borr LTV 33.33%. Per guides, maximum LTV 75%.<br>Months Reserves exceed minimum required - 54.61mos reserves. Per guides, no reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000093033 | XXXX C B A | Closed | xxxxxx | 2025-09-04 11:22 | 2025-09-04 11:22 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-09/04/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-09/04/2025<br>| LTV is less than guideline maximum - Borr LTV 33.33%. Per guides, maximum LTV 75%.<br>Months Reserves exceed minimum required - 54.61mos reserves. Per guides, no reserves required. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | xxxxxxx |
| 4000092658 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000091457 | XXXX C B A | Closed | xxxxxx | 2025-09-04 16:48 | 2025-09-19 17:25 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Received corrected WVOE with initials - ytd 2024 corrected. Ratios are acceptable. - Due Diligence Vendor-09/19/2025 <br> Ready for Review-Document Uploaded. Please review the uploaded WVOE, as there was a typo. - Seller-09/18/2025 <br> Counter-Income for 2024 is not consistent and does not support current YTD income. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-I wanted to clarify the DTI calculation on this file. The previous calculation used $8,400 monthly income; however, this is fully supported by the YTD paystub and VOE, which reflects a semi-monthly pay of $4,200, totaling $50,400 over the 6-month YTD period. Averaging is therefore not required.<br> Additionally, it appears the calculation you referenced Box 19 on the VOE, which indicates the Amount of Last Pay Increase (XXXX). This box does not represent the borrower's total base pay and should not be used as the sole basis for monthly income. Using the verified YTD income, the borrower's DTI is within guideline limits. Kindly reconsider the condition. - Seller-09/10/2025 <br> Counter-2024 income 12b does not support the current base pay income. Per box 19, borrowers base pay in 2024 was XXXX - Due Diligence Vendor-09/09/2025 <br> Ready for Review-As the YTD income is supported by the current pay rate, averaging is not required. Please refer to the following calculation: XXXX - Seller-09/05/2025 <br> Open-Audited DTI of 59.74% exceeds Guideline DTI of 49.99% The calculated DTI is 59.74% which exceeds the maximum allowed of 49.99%. The lender used income of XXXX. The income verified by the VOE equals XXXX. The 2024 income per the VOE is XXXX and does not support the monthly income of XXXX. - Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. Please review the uploaded WVOE, as there was a typo. - Seller-09/18/2025 <br> Ready for Review-I wanted to clarify the DTI calculation on this file. The previous calculation used XXXX monthly income; however, this is fully supported by the YTD paystub and VOE, which reflects a XXXX, totaling XXXX over the 6-month YTD period. Averaging is therefore not required.<br> Additionally, it appears the calculation you referenced Box 19 on the VOE, which indicates the Amount of Last Pay Increase (XXXX). This box does not represent the borrower's total base pay and should not be used as the sole basis for monthly income. Using the verified YTD income, the borrower's DTI is within guideline limits. Kindly reconsider the condition. - Seller-09/10/2025 <br> Ready for Review-As the YTD income is supported by the current pay rate, averaging is not required. Please refer to the following calculation: XXXX - Seller-09/05/2025 | Resolved-Received corrected WVOE with initials - ytd 2024 corrected. Ratios are acceptable. - Due Diligence Vendor-09/19/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 811; guidelines require 660<br>LTV is less than guideline maximum - Qualifying LTV/CLTV 39.49%; max allowable 80.00% LTV/CLTV |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091457 | XXXX C B A | Closed | xxxxxx | 2025-09-04 15:44 | 2025-09-15 16:30 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Received Final Policy with Title Coverage Amount of XXXX. - Due Diligence Vendor-09/15/2025 <br> Ready for Review-Document Uploaded. Please review the document - Seller-09/12/2025 <br> Counter-Hazard Policy provided, Please provide documentation to support sufficient Title coverage. - Due Diligence Vendor-09/09/2025 <br> Ready for Review-Document Uploaded. - Seller-09/05/2025 <br> Open-Insufficient Title Coverage. Amount of coverage is less than Total Amount of Subject Lien(s). Title commitment reflects title coverage of XXXX, the loan amount is XXXX. - Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. Please review the document - Seller-09/12/2025 <br>Ready for Review-Document Uploaded. - Seller-09/05/2025<br>| Resolved-Received Final Policy with Title Coverage Amount of XXXX. - Due Diligence Vendor-09/15/2025 | Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 811; guidelines require 660<br>LTV is less than guideline maximum - Qualifying LTV/CLTV 39.49%; max allowable 80.00% LTV/CLTV |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091457 | XXXX C B A | Closed | xxxxxx | 2025-09-04 12:31 | 2025-09-04 12:31 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator fee Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/04/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator fee Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/04/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 811; guidelines require 660<br>LTV is less than guideline maximum - Qualifying LTV/CLTV 39.49%; max allowable 80.00% LTV/CLTV |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000092659 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  | xxxxxxx |
| 4000091460 | XXXX D B A | Closed | xxxxxx | 2025-09-03 14:19 | 2025-09-08 12:02 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved-Upon further review, no further documentation is needed or required. Broker Fee Agreement found in file confirms the loan origination fee is a compensation to broker and not a true loan origination fee that should be included in tolerance testing.<br> - Due Diligence Vendor-09/08/2025 <br>Ready for Review-Hello, Lender paid compensation/ Origination Fee always doesn't show in any LLE. This fee only shows in ICD and FCD since it was paid by the lender, not the borrower. - Seller-09/05/2025 <br>Open------ Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-09/03/2025 | Ready for Review-Hello, Lender paid compensation/ Origination Fee always doesn't show in any LLE. This fee only shows in ICD and FCD since it was paid by the lender, not the borrower. - Seller-09/05/2025<br>| Resolved-Upon further review, no further documentation is needed or required. Broker Fee Agreement found in file confirms the loan origination fee is a compensation to broker and not a true loan origination fee that should be included in tolerance testing.<br> - Due Diligence Vendor-09/08/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 787; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 38.8%; max allowable 49.99% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091460 | XXXX D B A | Closed | xxxxxx | 2025-09-03 13:53 | 2025-09-08 11:59 | Waived | 2 - Non-Material D B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Received confirmation that the title companies used are not an affiliate of lender. Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-09/08/2025 <br>Ready for Review-Document Uploaded. Please See WSSPL - Seller-09/05/2025 <br>Open-Required Affiliated Business Disclosure Missing -----Missing Affiliated Business disclosure, unable to test fee tolerance properly. Additional Findings may apply upon receipt. <br> - Due Diligence Vendor-09/03/2025 | Ready for Review-Document Uploaded. Please See WSSPL - Seller-09/05/2025<br>| Waived-Received confirmation that the title companies used are not an affiliate of lender. Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-09/08/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 787; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 38.8%; max allowable 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000093985 | XXXX D A | Closed | xxxxxx | 2025-09-09 11:00 | 2025-09-16 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-09/12/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-09/09/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-09/12/2025<br>| Resolved-Received Gap Report. - Due Diligence Vendor-09/16/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 764. Per guide, a minimum score required 660.<br>Months Reserves exceed minimum required - 27.23mos reserves. Per guides, 4mos reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000093032 | XXXX C B A | Closed | xxxxxx | 2025-09-03 15:18 | 2025-09-09 15:52 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved-Rec'd clarification of fee. Finding resolved. - Due Diligence Vendor-09/09/2025 <br>Ready for Review-Hello, the origination that was on the FCD is the Lender Paid Compensation, as you can see, it was paid by the lender, not the borrower. - Seller-09/08/2025 <br>Open-Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-09/03/2025 | Ready for Review-Hello, the origination that was on the FCD is the Lender Paid Compensation, as you can see, it was paid by the lender, not the borrower. - Seller-09/08/2025<br>| Resolved-Rec'd clarification of fee. Finding resolved. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 711 and Guideline minimum 660.<br>Months Reserves exceed minimum required - Total qualifying 11 months reserves; 0 months reserves required |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000093032 | XXXX C B A | Closed | xxxxxx | 2025-09-03 13:33 | 2025-09-03 13:52 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/03/2025 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/03/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 711 and Guideline minimum 660.<br>Months Reserves exceed minimum required - Total qualifying 11 months reserves; 0 months reserves required |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000087581 | XXXX C A | Closed | xxxxxx | 2025-09-04 12:14 | 2025-09-08 17:20 | Resolved | 1 - Information C A | Credit | Insurance | Master Policy Effective Date is After the Note Date | Resolved-Received current master HOI policy. - Due Diligence Vendor-09/08/2025 <br> Ready for Review-Document Uploaded. - Seller-09/05/2025 <br> Open-Master Policy Effective Date of XXXX is After the Transaction Date of XXXX Disbursement date per settlement statement XXXX - no proof other policy was in place prior to one in file dated XXXX - Due Diligence Vendor-09/04/2025 | Ready for Review-Document Uploaded. - Seller-09/05/2025<br>| Resolved-Received current master HOI policy. - Due Diligence Vendor-09/08/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - 660 minimum FICO - borrower has 741 FICO<br>DSCR % greater than 1.20 - DSCR 1.246 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090406 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000092922 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor Verified (V SH) | QM: Safe Harbor Verified (V SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000085928 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated |  |  | xxxxxxx |
| 4000091450 | XXXX C A | Closed | xxxxxx | 2025-09-05 11:50 | 2025-09-10 15:25 | Resolved | 1 - Information C A | Property | Appraisal | Two or more full valuation products not provided for loan amounts > $2 million | Resolved-Received primary appraisal. - Due Diligence Vendor-09/10/2025 <br> Ready for Review-Document Uploaded. Please review the 2nd appraisal - Seller-09/09/2025 <br> Open-Two or more full valuation products were not provided.' Guideline 14.8-Two appraisals required for all loans > $2,000,000. File missing second appraisal and loan amount is XXXX. Desk review in file reflects the appraisal was completed on XXXX; however, the appraisal reflects it was completed on XXXX. Missing secondary appraisal completed on XXXX. - Due Diligence Vendor-09/05/2025 | Ready for Review-Document Uploaded. Please review the 2nd appraisal - Seller-09/09/2025<br>| Resolved-Received primary appraisal. - Due Diligence Vendor-09/10/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 783 and Guideline minimum 700.<br>Months Reserves exceed minimum required - 15.96 months reserves with 12 months min<br>Qualifying DTI below maximum allowed - 41.43% DTI with 49.99% max |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091449 | XXXX C A | Closed | xxxxxx | 2025-09-09 21:45 | 2025-09-11 15:47 | Resolved | 1 - Information C A | Credit | Eligibility | Property Does Not Meet Guidelines (credit) | Resolved-Received appraisal reflecting stove. - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-09/11/2025 <br>Open-Property Issues are identified for the property Appraisal photo of kitchen missing photo verification of a stove or stove hookup. Additional conditions may apply. - Due Diligence Vendor-09/10/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-09/11/2025<br>| Resolved-Received appraisal reflecting stove. - Due Diligence Vendor-09/11/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 38.89%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 764. Per guide, a minimum score required 680. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091449 | XXXX C A | Closed | xxxxxx | 2025-09-09 22:01 | 2025-09-11 15:45 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-Received internet search for business. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Document Uploaded. Please see attached search results - Seller-09/10/2025 <br> Open-Business phone number must be verifiable via XXXX or internet. File is missing documentation that business phone # was verified online. - Due Diligence Vendor-09/10/2025 | Ready for Review-Document Uploaded. Please see attached search results - Seller-09/10/2025<br>| Resolved-Received internet search for business. - Due Diligence Vendor-09/11/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 38.89%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 764. Per guide, a minimum score required 680. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089552 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000089927 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  | xxxxxxx |
| 4000090425 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000092292 | XXXX D B A | Closed | xxxxxx | 2025-09-08 15:00 | 2025-09-15 17:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-09/15/2025 <br>Ready for Review-Document Uploaded. Hello Please See Softpll. - Seller-09/11/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-09/08/2025 | Ready for Review-Document Uploaded. Hello Please See Softpll. - Seller-09/11/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-09/15/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 40.23%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 715. Per guide, a minimum score required 660.<br>LTV is less than guideline maximum - Borr LTV 59.6%. Per guides, maximum LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000092292 | XXXX D B A | Closed | xxxxxx | 2025-09-06 09:35 | 2025-09-06 09:35 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material finding. - Due Diligence Vendor-09/06/2025 |  | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material finding. - Due Diligence Vendor-09/06/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 40.23%. Per guides, maximum DTI 49.99%.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 715. Per guide, a minimum score required 660.<br>LTV is less than guideline maximum - Borr LTV 59.6%. Per guides, maximum LTV 80%. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | xxxxxxx |
| 4000092213 | XXXX C A | Closed | xxxxxx | 2025-09-04 13:49 | 2025-10-15 13:36 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received DOT Exhibit A. - Due Diligence Vendor-09/15/2025 <br>Ready for Review-Document Uploaded. Please find the attached. - Seller-09/14/2025 <br>Counter-For clarification: There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed.-----Missing Full Legal Description. - Due Diligence Vendor-09/12/2025 <br>Ready for Review------Missing Full Legal Description. - Due Diligence Vendor-09/12/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed.-----Missing Full Legal Description. - Due Diligence Vendor-09/12/2025 | Ready for Review-Document Uploaded. Please find the attached. - Seller-09/14/2025<br>| Resolved-Received DOT Exhibit A. - Due Diligence Vendor-09/15/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 703. Per guide, a minimum score required 680.<br>Months Reserves exceed minimum required - 63.9 mos reserves. Per guides, 4 mos reserves required. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000092222 | XXXX D A | Closed | xxxxxx | 2025-09-06 15:09 | 2025-09-16 07:47 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Resolved-Rec'd Additional Details for Services You Can Shop For; XXXX. & XXXX are stated as N for affiliate. Title fees in section B are payable to the same vendors. Finding resolved. - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Document Uploaded. Please See Wsspl - Seller-09/15/2025 <br> Open-Required Affiliated Business Disclosure Missing Missing Affiliated Business disclosure, unable to test fee tolerance properly. Additional Findings may apply upon receipt. - Due Diligence Vendor-09/08/2025 | Ready for Review-Document Uploaded. Please See Wsspl - Seller-09/15/2025<br>| Resolved-Rec'd Additional Details for Services You Can Shop For; XXXX & XXXX are stated as N for affiliate. Title fees in section B are payable to the same vendors. Finding resolved. - Due Diligence Vendor-09/16/2025 | Qualifying DTI below maximum allowed - Borr DTI 39.63%. Per guides, maximum DTI 49.99%.<br>LTV is less than guideline maximum - Borr LTV 62.26%. Per guides, maximum LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000092660 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000092299 | XXXX D A | Closed | xxxxxx | 2025-09-09 17:33 | 2025-09-16 15:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-09/15/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-09/09/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-09/15/2025<br>| Resolved-Received credit refresh - Due Diligence Vendor-09/16/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 25.71%. Per guides, maximum DTI 49.99%.<br>LTV is less than guideline maximum - Borr LTV 64.91%. Per guides, maximum LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000092299 | XXXX D A | Closed | xxxxxx | 2025-09-09 17:43 | 2025-09-16 13:34 | Resolved | 1 - Information C A | Credit | QM-ATR | Discrepancy between Originator QM Status and Final QM Status | Resolved-The Originator QM Status and Final QM Status are the same. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. PLease see attached - Seller-09/16/2025 <br>Open-The Originator QM Status is not the same as the Final QM Status. Missing Lender ATR/QM Determination. Per guides pg5-6: Under the eight-point test of ATR, the "Basis for Determination" under § 1026.43(c)(2)(i) is required to consider "[t]he consumer's current or reasonably expected income or assets". - Due Diligence Vendor-09/09/2025 | Ready for Review-Document Uploaded. PLease see attached - Seller-09/16/2025<br>| Resolved-The Originator QM Status and Final QM Status are the same. - Due Diligence Vendor-09/16/2025<br>| Qualifying DTI below maximum allowed - Borr DTI 25.71%. Per guides, maximum DTI 49.99%.<br>LTV is less than guideline maximum - Borr LTV 64.91%. Per guides, maximum LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000092299 | XXXX D A | Closed | xxxxxx | 2025-09-06 15:28 | 2025-09-16 07:44 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Resolved-Rec'd Additional Details for Services You Can Shop For; xxxxx xxxxxx, xxx. is stated as N for an affiliate. Title fees in section B are payable to xxxxxx xxxxx. Finding Resolved. - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Document Uploaded. please see attached - Seller-09/15/2025 <br> Open-Required Affiliated Business Disclosure Missing ---Missing Affiliated Business disclosure, unable to test fee tolerance properly. Additional Findings may apply upon receipt. <br> - Due Diligence Vendor-09/06/2025 | Ready for Review-Document Uploaded. please see attached - Seller-09/15/2025<br>| Resolved-Rec'd Additional Details for Services You Can Shop For; xxxxxx xxxxxx, xxxx. is stated as N for an affiliate. Title fees in section B are payable to xxxxxx xxxx. Finding Resolved. - Due Diligence Vendor-09/16/2025 | Qualifying DTI below maximum allowed - Borr DTI 25.71%. Per guides, maximum DTI 49.99%.<br>LTV is less than guideline maximum - Borr LTV 64.91%. Per guides, maximum LTV 80%. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxxxxxx |
| 4000092666 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000094189 | XXXX D A | Closed | xxxxxx | 2025-09-12 14:30 | 2025-09-18 18:25 | Resolved | 1 - Information C A | Credit | QM-ATR | Invalid Final QM Status - ATR/QM: Status Pending | Resolved-Received payment history. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. Housing payment history already covers 12 mo. please see attached - Seller-09/17/2025 <br> Open-The Final Reviewed QM Status is 'ATR/QM: Status Pending' on a non-Business Purpose loan. Lease Dated XXXX. Proof of rent paid to XXXX. Only provided 8 month housing history. - Due Diligence Vendor-09/12/2025 | Ready for Review-Document Uploaded. Housing payment history already covers 12 mo. please see attached - Seller-09/17/2025<br>| Resolved-Received payment history. - Due Diligence Vendor-09/18/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - • Qualifying FICO 759 and Guideline minimum 660.<br>Months Reserves exceed minimum required - Total qualifying 12 months reserves; 0 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000094189 | XXXX D A | Closed | xxxxxx | 2025-09-10 11:32 | 2025-09-18 18:23 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received 12 mo payment history. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. Housing payment history already covers 12 mo. please see attached - Seller-09/17/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Lease Dated XXXX. Proof of rent paid to XXXX- Only provided 8 month housing history. - Due Diligence Vendor-09/10/2025 | Ready for Review-Document Uploaded. Housing payment history already covers 12 mo. please see attached - Seller-09/17/2025<br>| Resolved-Received 12 mo payment history. - Due Diligence Vendor-09/18/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - • Qualifying FICO 759 and Guideline minimum 660.<br>Months Reserves exceed minimum required - Total qualifying 12 months reserves; 0 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000094189 | XXXX D A | Closed | xxxxxx | 2025-09-10 11:32 | 2025-09-18 18:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Soft pull provided - Seller-09/16/2025 <br>Open-Borrower 1 Gap Credit Report is Missing File missing GAP report and Fraud Report did not provide UDM Undisclosed Debt Monitoring. - Due Diligence Vendor-09/10/2025 | Ready for Review-Document Uploaded. Soft pull provided - Seller-09/16/2025<br>| Resolved-Received Gap Report. - Due Diligence Vendor-09/18/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - • Qualifying FICO 759 and Guideline minimum 660.<br>Months Reserves exceed minimum required - Total qualifying 12 months reserves; 0 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000094189 | XXXX D A | Closed | xxxxxx | 2025-09-10 10:43 | 2025-09-18 18:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Bank Statement Summary/Lender Worksheet is Missing | Resolved-Received worksheet - Due Diligence Vendor-09/18/2025 <br>Ready for Review-Document Uploaded. Lender worksheet provided - Seller-09/17/2025 <br>Open-The Borrower 1 Bank Statement Summary/Lender Worksheet is Missing Missing lender income worksheet - Due Diligence Vendor-09/10/2025 | Ready for Review-Document Uploaded. Lender worksheet provided - Seller-09/17/2025<br>| Resolved-Received worksheet - Due Diligence Vendor-09/18/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - • Qualifying FICO 759 and Guideline minimum 660.<br>Months Reserves exceed minimum required - Total qualifying 12 months reserves; 0 months reserves required |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000092295 | XXXX B A | Closed | xxxxxx | 2025-09-09 13:11 | 2025-09-09 13:11 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-09/09/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - FICO IS 768 AND MINIMUM IS 660<br>Months Reserves exceed minimum required - MONTHS RESERVES ARE 11.4 AND REQUIRED RESERVES ARE 4 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000093677 | XXXX C B A | Closed | xxxxxx | 2025-09-08 09:37 | 2025-09-15 09:59 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved-Rec'd fee name clarification. Finding resolved. - Due Diligence Vendor-09/15/2025 <br>Ready for Review-Document Uploaded. - Seller-09/12/2025 <br>Open-Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-09/08/2025 | Ready for Review-Document Uploaded. - Seller-09/12/2025<br>| Resolved-Rec'd fee name clarification. Finding resolved. - Due Diligence Vendor-09/15/2025<br>| Months Reserves exceed minimum required - 54.4mos reserves. Per guides, no reserves required.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 780. Per guide, a minimum score required 660. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxxxxxx |
| 4000093677 | XXXX C B A | Closed | xxxxxx | 2025-09-05 21:40 | 2025-09-05 21:40 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-09/06/2025 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-09/06/2025<br>| Months Reserves exceed minimum required - 54.4mos reserves. Per guides, no reserves required.<br>Qualifying FICO score is at least 20 points above minimum for program - Borr qualifying FICO score 780. Per guide, a minimum score required 660. |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | xxxxxxx |
| 4000092289 | XXXX D B A | Closed | xxxxxx | 2025-09-10 22:06 | 2025-09-16 15:23 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received XXXX clearance. - Due Diligence Vendor-09/16/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-09/15/2025 <br> Open-Fraud Report Shows Uncleared Alerts Missing XXXX Reports to clearXXXX alerts for Selling Agent XXXX, and Listing Agent XXXX, per Fraud Report (P 51) - Due Diligence Vendor-09/11/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-09/15/2025<br>| Resolved-Received XXXX clearance. - Due Diligence Vendor-09/16/2025 | Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 718; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 38.99%; max allowable 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000092289 | XXXX D B A | Closed | xxxxxx | 2025-09-10 22:01 | 2025-09-16 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-09/16/2025 <br>Ready for Review-Document Uploaded. Soft pull attached - Seller-09/15/2025 <br>Open-Borrower 1 Gap Credit Report is Missing Missing the required GAP credit report. - Due Diligence Vendor-09/11/2025 | Ready for Review-Document Uploaded. Soft pull attached - Seller-09/15/2025<br>| Resolved-Received credit refresh. - Due Diligence Vendor-09/16/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 718; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 38.99%; max allowable 49.99% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000092289 | XXXX D B A | Closed | xxxxxx | 2025-09-09 10:43 | 2025-09-09 10:43 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/09/2025 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO score 718; guidelines require 660<br>Qualifying DTI below maximum allowed - Qualifying DTI 38.99%; max allowable 49.99% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000092296 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000092505 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000094012 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  | xxxxxxx |
| 4000091487 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated |  |  | xxxxxxx |
| 4000093623 | XXXX C A | Closed | xxxxxx | 2025-09-19 08:52 | 2025-09-26 16:58 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-Received XXXX Bank statement - Due Diligence Vendor-09/26/2025 <br> Ready for Review-Document Uploaded. XXXX - XXX statement .... we previously sent this too... is this not what you are looking for? - Seller-09/25/2025 <br> Counter-Statement provided was already in the file. Loan file contains XXXX statement and XXXX. Please provide XXXX - Due Diligence Vendor-09/22/2025 <br> Ready for Review-Document Uploaded. 3 months XXXX account - Seller-09/19/2025 <br> Open-Asset Record 3 Does Not Meet G/L Requirements. Assets considered for asset utilization must be verified with most recent three (3) monthly account statements. Only 2 months provided for acct XXXX. Provide an additional 1 month to meet the 3 month requirement. - Due Diligence Vendor-09/19/2025 | Ready for Review-Document Uploaded. XXXX statement .... we previously sent this too... is this not what you are looking for? - Seller-09/25/2025 <br> Ready for Review-Document Uploaded. 3 months XXXX account - Seller-09/19/2025 | Resolved-Received XXXX Bank statement - Due Diligence Vendor-09/26/2025 | LTV is less than guideline maximum - LTV is 74.69% and max allowed is 85%<br>Qualifying FICO score is at least 20 points above minimum for program - Score is 789 and minimum allowed is 680. |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090310 | XXXX C A | Closed | xxxxxx | 2025-09-14 09:17 | 2025-09-18 15:18 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-09/18/2025 <br> Ready for Review-Document Uploaded. - Seller-09/17/2025 <br> Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Exhibit A is missing - Due Diligence Vendor-09/14/2025 | Ready for Review-Document Uploaded. - Seller-09/17/2025<br>| Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-09/18/2025<br>| Months Reserves exceed minimum required - 6 months reserves required - borrower has 34.29 months reserves<br>Qualifying FICO score is at least 20 points above minimum for program - 740 minimum FICO - borrower has 776 FICO |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000093693 | XXXX B A | Closed | xxxxxx | 2025-09-25 13:40 | 2025-09-25 14:13 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/25/2025 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-09/25/2025<br>| LTV is less than guideline maximum - LTV - 75% - Maximum 90%<br>Qualifying FICO score is at least 20 points above minimum for program - FICO - 788 / Minimum 660 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | xxxxxxx |
| 4000091734 | XXXX D A | Closed | xxxxxx | 2025-09-18 08:26 | 2025-09-26 16:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Received 1008 - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Document Uploaded. - Seller-09/25/2025 <br>Open-Missing Approval/Underwriting Summary Missing Approval/1008. - Due Diligence Vendor-09/18/2025 | Ready for Review-Document Uploaded. - Seller-09/25/2025<br>| Resolved-Received 1008 - Due Diligence Vendor-09/26/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying score 798; minimum score 660.<br>Months Reserves exceed minimum required - 39.63 months PITIA reserves; 6 months reserves required. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000089758 | XXXX C A | Closed | xxxxxx | 2025-09-23 16:43 | 2025-09-25 16:48 | Resolved | 1 - Information C A | Property | Value | Primary Property Value is not Substantiated | Resolved-Received secondary valuation. - Due Diligence Vendor-09/25/2025 <br>Ready for Review-Document Uploaded. - Seller-09/24/2025 <br>Open-The Primary Property Value is unsubstantiated. Additional valuation product is required. CU in file was not pulled to the appraisal in file. Date does not match. Provide secondary valuation dated after and to subject appraisal. - Due Diligence Vendor-09/23/2025 | Ready for Review-Document Uploaded. - Seller-09/24/2025<br>| Resolved-Received secondary valuation. - Due Diligence Vendor-09/25/2025<br>| On time mortgage history exceeds guideline requirement - 0x30x12 mortgage history required - borrower shows 0x30x99 mortgage history on credit report<br>Months Reserves exceed minimum required - 6 months reserves required - borrower has 29.44 months reserves |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000090183 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  | xxxxxxx |
| 4000091736 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated |  |  | xxxxxxx |
| 4000091930 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |
| 4000091846 | XXXX C A | Closed | xxxxxx | 2025-09-25 11:28 | 2025-09-26 16:06 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Mortgage with legal description provided. - Due Diligence Vendor-09/26/2025 <br>Ready for Review-Document Uploaded. - Seller-09/26/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing Exhibit A Legal Description<br> - Due Diligence Vendor-09/25/2025 | Ready for Review-Document Uploaded. - Seller-09/26/2025<br>| Resolved-Mortgage with legal description provided. - Due Diligence Vendor-09/26/2025<br>| Months Reserves exceed minimum required - 3 months reserves required - borrower has 104.01 months reserves<br>Qualifying FICO score is at least 20 points above minimum for program - 700 minimum FICO - borrower has 744 FICO |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | xxxxxxx |
| 4000091997 | XXXX C B A | Closed | xxxxxx | 2025-09-26 12:38 | 2025-09-29 10:55 | Waived | 2 - Non-Material C B | Credit | Eligibility | Property Does Not Meet Guidelines (credit) | Waived-Originator exception granted to allow 10 bedroom property . Non-material waiver applied with comp factors. Deemed non-material due to low LTV and good cash flow. - Due Diligence Vendor-09/29/2025 <br>Open-Property Issues are identified for the property property with more than 6 bedrooms. - Due Diligence Vendor-09/26/2025 |  | Waived-Originator exception granted to allow 10 bedroom property . Non-material waiver applied with comp factors. Deemed non-material due to low LTV and good cash flow. - Due Diligence Vendor-09/29/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying score 774; minimum score 720<br>On time mortgage history exceeds guideline requirement - 0x30 on time mortgage pay history for primary residence. | 49% LTV<br> 774 FICO |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | Originator Post-Close | Yes | xxxxxxx |
| 4000094510 | XXXX A |  | xxxxxx |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  | xxxxxxx |

---

## Exhibit 99.25

**Exhibit 99.25**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 4000059334 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per final CD |
| 4000059334 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per final CD |
| 4000077138 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD |
| 4000080492 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| 4000080492 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 29.57 | 31.64 | Audit calculated less REO payments. |
| 4000084604 | XXXX | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD |
| 4000087252 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| 4000084485 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Note |
| 4000088310 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000088310 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000088315 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000088323 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000088323 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000088302 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| 4000088302 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.9 | 36.43 | Lender tax amt on 1008 is incorrect. Audit matches taxes per CD |
| 4000089084 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000089084 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000088305 | XXXX | XXXX | Qualifying LTV | propertyValuationPage | 48.69 | 51.09 | Loan amount/ Appraised value. |
| 4000088305 | XXXX | XXXX | Qualifying CLTV | propertyValuationPage | 48.69 | 51.09 | Loan amount/ Appraised value. |
| 4000088305 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000088305 | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Per Appraisal. |
| 4000088307 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000088587 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000088587 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000088333 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000088500 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000088314 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per pccd |
| 4000088311 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000088319 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000088319 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000089101 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000089101 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000088308 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| 4000088317 | XXXX | XXXX | Qualifying CLTV | propertyValuationPage | 62.64 | 51.65 | Per 1008. |
| 4000088317 | XXXX | XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Per appraisal |
| 4000088317 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per cd |
| 4000088317 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.67 | 37.86 | Per 1008. |
| 4000089346 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000089090 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000089087 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000088318 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| 4000089088 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000089088 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000089334 | XXXX | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Per Note |
| 4000089334 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final Cd |
| 4000089102 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000089342 | XXXX | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per final CD |
| 4000089342 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.65 | 46.26 | Lender used lower P&I payment on subject. |
| 4000089337 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000089340 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000088501 | XXXX | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per final CD |
| 4000088501 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per final CD |
| 4000089093 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per PCCD |
| 4000089094 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000089094 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000089343 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000089086 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 0.82 | DSCR |
| 4000089096 | XXXX | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per final CD |
| 4000089097 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000089097 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000089335 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000089335 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000089095 | XXXX | XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Per Appraisal |
| 4000089104 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000089100 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | per CD |
| 4000089100 | XXXX | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | per CD |
| 4000089332 | XXXX | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | per final CD and 1003 & etc. |
| 4000089333 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| 4000089562 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000089331 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| 4000089331 | XXXX | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per PCCD |
| 4000089559 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final Cd |
| 4000089561 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000089556 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000089556 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000090218 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000090218 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000089557 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| 4000089557 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 22.95 | 9.69 | The 1008 is 20.60% without providing acceptable documentation for large deposits |
| 4000092287 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Note |
| 4000092287 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.53 | 33.70 | Audit includes auto lease |
| 4000090229 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| 4000090229 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| 4000090229 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.15 | 6.85 | large deposits not explained. Audit excluded. Borr still qualifies |
| 4000090219 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per PCCD |
| 4000091448 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000090220 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000090220 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000090220 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.09 | 24.65 | Audit excluded undocumented tip income |
| 4000091444 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| 4000091444 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| 4000090223 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000090223 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000091452 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000091452 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000092668 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per Final CD |
| 4000093331 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD 08/28 |
| 4000092670 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| 4000092670 | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | recent sale value used |
| 4000091465 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per PCCD 8/25/2025 |
| 4000091445 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000092288 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000092288 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000091462 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000091462 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000091454 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000091454 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.61 | 19.72 | Audit DTI includes solar lease and REO #3A full PITI |
| 4000089034 | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | per appraisal |
| 4000093068 | XXXX | XXXX | Qualifying CLTV | propertyValuationPage | 50 | 119.85 | loan amount/appraisal value |
| 4000093068 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final Cd |
| 4000093068 | XXXX | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Per appraisal |
| 4000093033 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000091460 | XXXX | XXXX | Property Type | propertyValuationPage | Single Family Detached | Single Family Attached | Per Appraisal |
| 4000091460 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000091460 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| 4000093985 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per Final CD |
| 4000093032 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.67 | 46.42 | Lender didn't include timeshare or gap debt |
| 4000087581 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 49.52 | per tape & lock confirm - DSCR loan |
| 4000092922 | XXXX | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | per title/appraisal |
| 4000091450 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| 4000091450 | XXXX | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| 4000089927 | XXXX | XXXX | Verified Doc Type | employmentIncomePage | 2YR Business P&L | P&L: 1 Year | per P&L |
| 4000092292 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per Final CD |
| 4000092213 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Audit used closing date not disbursement date. |
| 4000092660 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 12.4 | 10.04 | Audit calculation matches 1008 and final 1003. |
| 4000092299 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000094189 | XXXX | XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Per appraisal |
| 4000092295 | XXXX | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000092295 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000093677 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000092289 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| 4000092296 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| 4000092505 | XXXX | XXXX | Number of Mortgaged Properties | creditLiabilitiesPage | 5 | 1 | Per statements in file |
| 4000094012 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| 4000094012 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.05 | 32.79 | Audit matches Lender 1008 |
| 4000093623 | XXXX | XXXX | Borrower 2 Ethnicity - Mexican | the1003Page | true | Mexican | Per 1003 in File |
| 4000093623 | XXXX | XXXX | Borrower 2 Ethnicity - Puerto Rican | the1003Page | false | Mexican | Per Co-Brw 1003 |
| 4000093623 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per Final 1003 in File |
| 4000093623 | XXXX | XXXX | Borrower 2 Ethnicity - Cuban | the1003Page | false | Mexican | Per Co-Brw 1003 |
| 4000093623 | XXXX | XXXX | Borrower 2 Ethnicity - Other Hispanic or Latino | the1003Page | false | Mexican | Per 1003 in File |
| 4000090310 | XXXX | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | per title, appraisal |
| 4000093693 | XXXX | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| 4000093693 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.98 | 15.24 | Audit calculated lower income |
| 4000090183 | XXXX | XXXX | Vested Business Entity Name | deedOfTrustPage | XXXX | XXXX |  |
| 4000091736 | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | per appraisal report |

---

## Exhibit 99.26

**Exhibit 99.26**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| 4000077138 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4150 | 4300 | Appraisal - 1007 |  | N/A |  |  | 4150 | Actual In Place Rent | No | 111.6 | 0.896 | 0.896 | 4631.42 | 4150 | 05-21-2025 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 4150 |  |  |  |  |  |  |  | No | 15.5 | 1 | 1 | N/A | 121.77 | No | XXXX | Revocable Trust | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000084604 | XXXX | XXXX | XXXX | 1YR Business P&L | Present | Yes | 6315 | 10250 | Appraisal - 1025 |  | N/A |  |  | 10250 | Appraisal - 1025 | No | 109.1 |  | 0 | 11183.25 | 2800 | 06-20-2025 | 1 | 1850 | 06-20-2025 | 1 | 1665 | 06-20-2025 | 1 | 0 | 06-20-2025 | 1 |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 10250 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 10.8 | No |  |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089342 | XXXX | XXXX | XXXX | 1YR Business P&L | Present | No | 0 | 5700 | Appraisal - 1007 |  | N/A |  |  | 5700 | Appraisal - 1007 | No | 188.98 |  | 0 | 10771.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 5700 |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 13.12 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088501 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  | N/A |  |  | 4500 | Appraisal - 1007 | No | 99.9 |  | 1.001 | 4495.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 4500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 20.3 | No |  |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089517 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3200 | 3500 | Appraisal - 1007 |  | N/A |  |  | 3200 | Actual In Place Rent | No | 130.91 | 0.76 | 0.764 | 4189.16 | 3200 | 02-28-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3200 |  |  |  |  |  |  |  | No | 1.4 | 1 | 1 | N/A | 93.51 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089506 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  | N/A |  |  | 2800 | Appraisal - 1007 | No | 99.99 | 1 | 1 | 2799.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 2800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 17.34 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089086 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  | N/A |  |  | 2600 | Appraisal - 1007 | No | 121.92 | 0.82 | 0.82 | 3169.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 2600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 3.31 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089096 | XXXX | XXXX | XXXX | 1YR Business P&L | Present | Yes | 6000 | 6500 | Appraisal - 1007 |  | N/A |  |  | 6000 | Actual In Place Rent | No | 132.53 |  | 0 | 8356.66 | 6000 | 02-02-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 6000 |  |  |  |  |  |  |  | No | 1.8 | 1 | 1 | N/A | 21.84 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089095 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3250 | Appraisal - 1007 |  | N/A |  |  | 3250 | Appraisal - 1007 | No | 99.31 | 1.007 | 1.007 | 3227.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 3250 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 30.95 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089100 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3300 | 3500 | Appraisal - 1007 |  | N/A |  |  | 3300 | Actual In Place Rent | No | 96.21 |  | 1.039 | 3174.78 | 3300 | 04-30-2027 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3300 |  |  |  |  |  |  |  | No | 12.7 | 1 | 1 | N/A | 129.36 | No | XXXX | Limited Liability Corporation (LLC) | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | XXXX |
| 4000089332 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4600 | Appraisal - 1025 |  | N/A |  |  | 4600 | Appraisal - 1025 | No | 142.37 | 0.7 | 0.702 | 6549.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 4600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 3.98 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089331 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 7826 | Appraisal - 1025 |  | N/A |  |  | 7826 | Appraisal - 1025 | No | 105.67 | 0.85 | 0.946 | 8269.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 7826 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 49.71 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090230 | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 6600 | Appraisal - 1025 |  | N/A |  |  | 6600 | Appraisal - 1025 | No | 110.59 |  | 0 | 7298.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 6600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 18.79 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090217 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3875 | 3700 | Appraisal - 1007 |  | N/A |  |  | 3700 | Appraisal - 1007 | No | 79.74 | 1.25 | 1.254 | 2950.56 | 3875 | 05-31-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 3700 |  |  |  |  |  |  |  | No | 3.2 | 1 | 1 | N/A | 145.87 | No |  |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088656 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  | N/A |  |  | 2600 | Appraisal - 1007 | No | 95.2 | 1.05 | 1.05 | 2475.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 2600 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.45 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000091455 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2450 | Appraisal - 1007 |  | N/A |  |  | 2450 | Appraisal - 1007 | No | 77.55 | 1.28 | 1.29 | 1899.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 2450 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 14.25 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092224 | XXXX | XXXX | XXXX | 1YR Business P&L | Present | No | 0 | 0 | N/A |  | N/A |  |  |  | N/A | No |  |  | 0 | 3649.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 0 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 9.7 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000088533 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3400 | Appraisal - 1007 |  | N/A |  |  | 3400 | Appraisal - 1007 | No | 99.96 |  | 1 | 3398.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3400 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 280.57 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000089033 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1495 | 3092 | Appraisal - 1025 |  | N/A |  |  | 3092 | Appraisal - 1025 | No | 81.9 | 1.221 | 1.221 | 2532.46 | 0 | 08-20-2025 | 0 | 1495 | 08-31-2025 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3092 |  |  |  |  |  |  |  | No | 10 | 1 | 1 | N/A | 66.43 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000089034 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 5818.21 | 6320 | Appraisal - 1025 |  | N/A |  |  | 6320 | Appraisal - 1025 | No | 80.29 | 1.251 | 1.246 | 5074.21 | 1284.48 | 08-20-2025 | 1 | 1284.48 | 08-20-2025 | 1 | 1597 | 08-20-2025 | 1 | 1652.25 | 08-20-2025 | 1 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 6320 |  |  |  |  |  |  |  | No | 10 | 1 | 1 | N/A | 32.59 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000089855 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  | N/A |  |  | 3500 | Appraisal - 1007 | No | 124.56 | 0.803 | 0.803 | 4359.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 3500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 41.81 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087852 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Appraisal - 1007 | No | 115.79 | 0.864 | 0.864 | 2315.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  | XXXX |  | 2000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 126.14 | No |  |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089623 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3750 | Appraisal - 1007 |  | N/A |  |  | 3750 | Appraisal - 1007 | No | 191.59 |  | 0.522 | 7184.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3750 |  |  |  |  |  |  |  | No | 3.2 | 1 | 1 | N/A | 24.16 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092658 | XXXX | XXXX | XXXX | 1YR Business P&L | Present | No | 0 | 5100 | Appraisal - 1007 |  | N/A |  |  | 5100 | Appraisal - 1007 | No | 225.03 |  | 0 | 11476.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 5100 |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 21.89 | No |  |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092659 | XXXX | XXXX | XXXX | 1YR Business P&L | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 144.56 |  | 0 | 2602.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 1800 |  |  |  |  |  |  |  | No | 21.1 | 1 | 1 | N/A | 15.05 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000087581 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3300 | Appraisal - 1007 |  | N/A |  |  | 3300 | Appraisal - 1007 | No | 80.28 |  | 1.246 | 2649.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 3300 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 35.42 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000090406 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2450 | Appraisal - 1007 |  | N/A |  |  | 2450 | Appraisal - 1007 | No | 92.88 | 1.077 | 1.077 | 2275.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 2450 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 15.07 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000085928 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal - 1007 |  | N/A |  |  | 1600 | Appraisal - 1007 | No | 85 | 1.177 | 1.177 | 1359.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 1600 |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 451.43 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000091450 | XXXX | XXXX | XXXX | 1YR Business P&L | Present | No | 0 | 8200 | Appraisal - 1007 |  | N/A |  |  | 8200 | Appraisal - 1007 | No | 289.11 |  | 0 | 28911.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 8200 |  |  |  |  |  |  |  | No | 6.2 | 3 | 1 | N/A | 15.96 | No |  |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091449 | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 2950 | Appraisal - 1007 |  | N/A |  |  | 2950 | Appraisal - 1007 | No | 93.16 |  | 0 | 2748.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 2950 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 6.68 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089552 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2450 | Appraisal - 1007 |  | N/A |  |  | 2450 | Appraisal - 1007 | No | 99.09 | 1.009 | 1.009 | 2427.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  | XXXX |  | 2450 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 3.19 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090425 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1007 |  | N/A |  |  | 1900 | Appraisal - 1007 | No | 84.58 | 1.182 | 1.182 | 1606.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 1900 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 16.62 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092660 | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 3250 | Appraisal - 1007 |  | N/A |  |  | 3250 | Appraisal - 1007 | No | 96.82 |  | 0 | 3146.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 3250 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 104.56 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000092505 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  | N/A |  |  | 4200 | Appraisal - 1007 | No | 97.41 | 1.026 | 1.027 | 4091.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 4200 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 149.56 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000091487 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2400 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2400 | Appraisal - 1007 | No | 88.98 | 1.124 | 1.124 | 2135.63 | 2400 | 07-31-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 2400 |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 16.11 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000090310 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  | N/A |  |  | 3500 | Appraisal - 1007 | No | 139.44 | 0.717 | 0.717 | 4880.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 34.29 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091734 | XXXX | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 3500 | Appraisal - 1007 |  | N/A |  |  | 3500 | Appraisal - 1007 | No | 97.96 |  | 0 | 3428.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  | XXXX |  | 3500 |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 39.63 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000089758 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2275 | Appraisal - 1007 |  | N/A |  |  | 2275 | Appraisal - 1007 | No | 89.47 | 1.118 | 1.118 | 2035.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 2275 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 29.44 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000090183 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal - 1007 |  | N/A |  |  | 3800 | Appraisal - 1007 | No | 60.64 | 1.649 | 1.649 | 2304.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3800 |  |  |  |  |  |  |  | No | 18.3 | 1 | 1 | N/A | 128.92 | No | XXXX | Revocable Trust | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091736 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 1765 | 4150 | Appraisal - 1025 |  | N/A |  |  | 4150 | Appraisal - 1025 | No | 77.7 | 1.335 | 1.287 | 3224.52 | 1765 | 12-01-2025 | 12 | 0 | 09-10-2025 | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 4150 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 567.52 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000091930 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 99.21 | 1.008 | 1.008 | 2976.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 15.54 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091846 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  | N/A |  |  | 4200 | Appraisal - 1007 | No | 123.4 | 0.81 | 0.81 | 5182.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 4200 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 104.01 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091997 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 13392 | Appraisal - 1007 |  | N/A |  |  | 13392 | Appraisal - 1007 | No | 40.58 | 2.464 | 2.464 | 5434.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  | XXXX |  | 13392 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 98.37 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| 4000094510 | XXXX | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3425 | Appraisal - 1007 |  | N/A |  |  | 3425 | Appraisal - 1007 | No | 119.94 | 0.834 | 0.834 | 4107.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 3425 |  |  |  |  |  |  |  | No | 4.6 | 1 | 1 | N/A | 3.3 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | XXXX |

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## Exhibit 99.27

**Exhibit 99.27**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 4000059334 | 4000059334 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 10490 | 7.641 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8395.24 | N/A | Employed |  | No |  | No |  |
| 4000060427 | 4000060427 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 4690 | 7.41 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13863.28 | N/A | Employed |  | No |  | No |  |
| 4000077138 | 4000077138 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000080492 | 4000080492 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 16030 | 7.488 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 95669.16 | N/A | Employed |  | No |  | No |  |
| 4000084604 | 4000084604 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | Yes | N/A | Yes | N/A | N/A | N/A | N/A | N/A | N/A | 15453.76 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000085682 | 4000085682 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6495 | 7.801 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7224.85 | N/A | Employed |  | No |  | No |  |
| 4000087252 | 4000087252 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 6515 | 7.15 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9917.22 | N/A | Employed |  | No |  | No |  |
| 4000084481 | 4000084481 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3765 | 7.377 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19095.96 | N/A | Employed |  | No |  | No |  |
| 4000084485 | 4000084485 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 13085 | 7.424 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10506.83 | N/A | Employed |  | No |  | No |  |
| 4000088310 | 4000088310 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5710 | 7.271 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5007.89 | N/A | Employed |  | No |  | No |  |
| 4000088315 | 4000088315 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 5817.92 | 7.572 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4084.77 | N/A | Employed |  | No |  | No |  |
| 4000088323 | 4000088323 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 7695 | 7.461 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4243.17 | N/A | Employed |  | No |  | No |  |
| 4000088302 | 4000088302 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8475 | 7.617 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4688.01 | N/A | Employed |  | No |  | No |  |
| 4000089084 | 4000089084 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1640.2 | 7.597 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5203.35 | N/A | Employed |  | No |  | No |  |
| 4000088105 | 4000088105 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5738 | 7.255 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4053.94 | N/A | Employed |  | No |  | No |  |
| 4000088305 | 4000088305 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 6194 | 7.433 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | Yes | 4678.21 | N/A | Employed |  | No |  | No |  |
| 4000088307 | 4000088307 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 28108.88 | 7.33 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | Yes | 19864.47 | N/A | Employed |  | No |  | No |  |
| 4000088587 | 4000088587 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | Yes | No | No | No | No | No | No | No | No | Yes | 19695 | 7.606 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | Yes | 8236.09 | N/A | Employed |  | No |  | No |  |
| 4000088333 | 4000088333 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8045 | 7.341 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9598.45 | N/A | Employed |  | No |  | No |  |
| 4000088500 | 4000088500 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 15119 | 7.505 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 26970.1 | N/A | Employed | Employed | No | No | No |  |
| 4000088314 | 4000088314 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 16950 | 7.304 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7407.39 | N/A | Employed |  | No |  | No |  |
| 4000088311 | 4000088311 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 204.68 | 8.015 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8106.5 | N/A | Employed |  | No |  | No |  |
| 4000089099 | 4000089099 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | No | No | No | No | No | No | No | No | No | Yes | 13495 | 7.259 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4831.61 | N/A | Employed |  | No |  | No |  |
| 4000088319 | 4000088319 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9640 | 6.949 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | Yes | 15244.82 | N/A | Employed |  | No |  | No |  |
| 4000089101 | 4000089101 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3751 | 7.202 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 25234.34 | N/A | Employed |  | No |  | No |  |
| 4000088308 | 4000088308 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 6610.95 | 7.187 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6084.8 | N/A | Employed |  | No |  | No |  |
| 4000088317 | 4000088317 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 7238.95 | 7.364 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7369.54 | N/A | Employed |  | No |  | No |  |
| 4000089346 | 4000089346 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10785.2 | 7.956 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6232.96 | N/A | Employed |  | No |  | No |  |
| 4000089090 | 4000089090 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6974 | 7.746 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9567.8 | N/A | Employed |  | No |  | No |  |
| 4000089087 | 4000089087 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7185 | 7.729 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13242.17 | N/A | Employed |  | No |  | No |  |
| 4000088318 | 4000088318 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6490 | 7.419 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10645.62 | N/A | Employed |  | No |  | No |  |
| 4000089560 | 4000089560 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | No | No | No | No | No | No | No | No | No | Yes | 10932 | 6.99 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8073.38 | N/A | Employed |  | No |  | No |  |
| 4000089088 | 4000089088 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 8995 | 7.439 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | Yes | 6794.56 | N/A | Employed |  | No |  | No |  |
| 4000089334 | 4000089334 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 10435 | 7.547 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10128.18 | N/A | Employed |  | No |  | No |  |
| 4000089102 | 4000089102 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2390 | 7.458 | Yes | N/A | N/A | Yes | Yes | N/A | N/A | Yes | Yes | Yes | 14643.88 | N/A | Employed |  | No |  | No |  |
| 4000089342 | 4000089342 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | Yes |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 13250.85 | N/A | Employed |  | No |  | Yes | Present |
| 4000089337 | 4000089337 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7885 | 7.102 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7461.32 | N/A | Employed |  | No |  | No |  |
| 4000089340 | 4000089340 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2490 | 7.33 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 17693.18 | N/A | Employed | Employed | No | No | No |  |
| 4000088501 | 4000088501 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 4000089093 | 4000089093 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 11568 | 7.272 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14913.77 | N/A | Employed |  | No |  | No |  |
| 4000089094 | 4000089094 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8810 | 7.23 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7545.75 | N/A | Employed | Employed | No | No | No |  |
| 4000089343 | 4000089343 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10440 | 7.598 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9787.7 | N/A | Employed |  | No |  | No |  |
| 4000089517 | 4000089517 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000089506 | 4000089506 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000089086 | 4000089086 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000089096 | 4000089096 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 20646.88 | N/A | Employed |  | No |  | Yes | Present |
| 4000089097 | 4000089097 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9495 | 7.058 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9854.08 | N/A | Employed |  | No |  | No |  |
| 4000089335 | 4000089335 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2490 | 7.319 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17043.68 | N/A | Employed |  | No |  | No |  |
| 4000089095 | 4000089095 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000089104 | 4000089104 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 12240 | 7.027 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14662.8 | N/A | Employed |  | No |  | No |  |
| 4000089100 | 4000089100 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 4000089332 | 4000089332 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000089333 | 4000089333 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4270 | 7.395 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | Yes | 5465.45 | N/A | Employed |  | No |  | No |  |
| 4000089345 | 4000089345 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 7494 | 7.672 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5750.19 | N/A | Employed |  | No |  | No |  |
| 4000089562 | 4000089562 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2490 | 6.916 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9183.24 | N/A | Employed |  | No |  | No |  |
| 4000089331 | 4000089331 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000089559 | 4000089559 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 22071 | 7.313 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12127.82 | N/A | Employed |  | No |  | No |  |
| 4000089561 | 4000089561 | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | No |  | No | No | Yes | No | No | No | No | No | No | No | No | 2170 | 8.7 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15008.11 | N/A | Employed |  | No |  | No |  |
| 4000089339 | 4000089339 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3959.5 | 7.513 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5129.65 | N/A | Employed |  | No |  | No |  |
| 4000090230 | 4000090230 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | Yes | N/A | 35561.01 | N/A | Employed |  | No |  | Yes | Present |
| 4000089556 | 4000089556 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 12939.19 | 6.946 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7497.94 | N/A | Employed | Employed | No | No | No |  |
| 4000090218 | 4000090218 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 14637.4 | 7.175 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 47978.1 | N/A | Employed | Employed | No | No | No |  |
| 4000089557 | 4000089557 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2590 | 6.963 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 40841.96 | N/A | Employed |  | No |  | No |  |
| 4000092287 | 4000092287 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1595 | 7.052 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9138.39 | Yes | Employed |  | No |  | No |  |
| 4000090217 | 4000090217 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 4000090222 | 4000090222 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 7244.55 | 7.145 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | Yes | 3403.94 | N/A | Employed |  | No |  | No |  |
| 4000090224 | 4000090224 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4203 | 7.53 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3204.59 | N/A | Employed |  | No |  | No |  |
| 4000090229 | 4000090229 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10757.5 | 7.01 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16507.39 | N/A | Employed |  | No |  | No |  |
| 4000090219 | 4000090219 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1495 | 7.33 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | N/A | N/A | 9071.41 | N/A | Employed |  | No |  | No |  |
| 4000088656 | 4000088656 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000091448 | 4000091448 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 13725 | 7.04 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7524.02 | N/A | Employed |  | No |  | No |  |
| 4000090220 | 4000090220 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | No | No | No | No | No | No | No | No | No | Yes | 12575.48 | 7.282 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7080.27 | N/A | Employed |  | No |  | No |  |
| 4000090228 | 4000090228 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 8165 | 7.066 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4834.31 | N/A | Employed |  | No |  | No |  |
| 4000092286 | 4000092286 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10745 | 7.168 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7029.45 | N/A | Employed |  | No |  | No |  |
| 4000091444 | 4000091444 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 9090 | 6.94 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 9380.43 | N/A | Employed |  | No |  | No |  |
| 4000090223 | 4000090223 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9640 | 6.685 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 41080.05 | N/A | Employed |  | No |  | No |  |
| 4000091452 | 4000091452 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 12805 | 6.974 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9391.32 | N/A | Employed | Employed | No | No | No |  |
| 4000092668 | 4000092668 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2590 | 7.052 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10589.56 | N/A | Employed |  | No |  | No |  |
| 4000093331 | 4000093331 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2690 | 7.03 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 972069.79 | N/A | Employed |  | No |  | No |  |
| 4000092670 | 4000092670 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5690 | 7.061 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | Yes | 160112.39 | N/A | Employed |  | No |  | No |  |
| 4000092207 | 4000092207 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5635 | 6.991 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3439.68 | N/A | Employed |  | No |  | No |  |
| 4000091465 | 4000091465 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 16907.5 | 7.164 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8608.91 | N/A | Employed |  | No |  | No |  |
| 4000091445 | 4000091445 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 5572 | 7.202 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11232.2 | N/A | Employed |  | No |  | No |  |
| 4000091455 | 4000091455 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000092224 | 4000092224 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 30981.48 | N/A | Employed |  | No |  | Yes | Present |
| 4000092288 | 4000092288 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7745 | 7.443 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8086.03 | N/A | Employed |  | No |  | No |  |
| 4000088533 | 4000088533 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000091462 | 4000091462 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 18637 | 6.789 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | 13242.67 | N/A | Employed |  | No |  | No |  |
| 4000091454 | 4000091454 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5881 | 7.106 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9144.09 | N/A | Employed |  | No |  | No |  |
| 4000089033 | 4000089033 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000089034 | 4000089034 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000091446 | 4000091446 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | Yes | No | No | No | No | No | No | No | No | Yes | 8579.36 | 7.404 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5317.89 | N/A | Employed |  | No |  | No |  |
| 4000091447 | 4000091447 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4286.23 | 6.857 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 2412.64 | N/A | Employed |  | No |  | No |  |
| 4000093068 | 4000093068 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 14796.25 | 6.771 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 32048.97 | N/A | Employed |  | No |  | No |  |
| 4000091459 | 4000091459 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10399 | 7.193 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10245.07 | Yes | Employed |  | No |  | No |  |
| 4000089855 | 4000089855 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000089566 | 4000089566 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | No | No | No | No | No | No | No | No | No | Yes | 6395 | 7.425 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4647.03 | Yes | Employed |  | No |  | No |  |
| 4000087852 | 4000087852 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| 4000089623 | 4000089623 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  | N/A |  |  | No |  | Yes | Present |
| 4000093033 | 4000093033 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 7395 | 6.944 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4358.44 | N/A | Employed |  | No |  | No |  |
| 4000092658 | 4000092658 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | Yes |  | No | No | Yes | No | No | No | No |  |  |  | N/A | Yes | N/A | Yes | N/A | N/A | N/A | Yes | Yes | Yes | 26312.58 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000091457 | 4000091457 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3790 | 7.045 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5387.43 | N/A | Employed |  | No |  | No |  |
| 4000092659 | 4000092659 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 360192.73 | N/A | Employed |  | No |  | Yes | Present |
| 4000091460 | 4000091460 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 25145 | 7.099 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 11322.44 | N/A | Employed |  | No |  | No |  |
| 4000093985 | 4000093985 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2295 | 7.159 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18297.58 | N/A | Employed |  | No |  | No |  |
| 4000093032 | 4000093032 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | Yes | No | No | No | No | No | No | No | No | Yes | 17815.75 | 7.114 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7443.27 | N/A | Employed |  | No |  | No |  |
| 4000087581 | 4000087581 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000090406 | 4000090406 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000092922 | 4000092922 | XXXX | QM: Safe Harbor Verified (V SH) | QM: Safe Harbor Verified (V SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 17320 | 6.834 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 30491.82 | N/A | Employed | Employed | No | No | No |  |
| 4000085928 | 4000085928 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000091450 | 4000091450 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | Yes | Yes | N/A | Yes | N/A | N/A | 62792.37 | N/A | Employed | Employed | No | No | Yes | Present |
| 4000091449 | 4000091449 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | Yes | 20220.93 | N/A | Employed |  | No |  | Yes | Present |
| 4000089552 | 4000089552 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000089927 | 4000089927 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 41891.48 | 7.744 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 112246.27 | Yes | Employed |  | No |  | No |  |
| 4000090425 | 4000090425 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000092292 | 4000092292 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1495 | 7.169 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8228.26 | N/A | Employed |  | No |  | No |  |
| 4000092213 | 4000092213 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 6890 | 6.79 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 30623.52 | N/A | Employed |  | No |  | No |  |
| 4000092222 | 4000092222 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 19395 | 7.057 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10866.92 | N/A | Employed |  | No |  | No |  |
| 4000092660 | 4000092660 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | Yes | N/A | N/A | N/A | Yes | N/A | Yes | Yes | N/A | 103132.39 | N/A | Employed |  | No |  | Yes | Present |
| 4000092299 | 4000092299 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4165 | 6.56 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 20781.37 | N/A | Employed |  | No |  | No |  |
| 4000092666 | 4000092666 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5039 | 7.311 | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | 2484.8 | N/A | Employed |  | No |  | No |  |
| 4000094189 | 4000094189 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4670 | 6.979 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | Yes | 58468.2 | N/A | Employed |  | No |  | No |  |
| 4000092295 | 4000092295 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 12745 | 7.189 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5026.85 | N/A | Employed |  | No |  | No |  |
| 4000093677 | 4000093677 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 9408.5 | 7.041 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6062.98 | N/A | Employed |  | No |  | No |  |
| 4000092289 | 4000092289 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4870 | 7.148 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4591.15 | N/A | Employed |  | No |  | No |  |
| 4000092296 | 4000092296 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4460 | 6.865 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14736.01 | N/A | Employed |  | No |  | No |  |
| 4000092505 | 4000092505 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000094012 | 4000094012 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9627.5 | 7.157 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 20742.78 | N/A | Employed |  | No |  | No |  |
| 4000091487 | 4000091487 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000093623 | 4000093623 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1590 | 6.79 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11980.04 | Yes | Retired | Employed | No | No | No |  |
| 4000090310 | 4000090310 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000093693 | 4000093693 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.84 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 12188.3 | N/A | Employed |  | No |  | No |  |
| 4000091734 | 4000091734 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 35274.92 | N/A | Employed |  | No |  | Yes | Present |
| 4000089758 | 4000089758 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000090183 | 4000090183 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000091736 | 4000091736 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000091930 | 4000091930 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000091846 | 4000091846 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000091997 | 4000091997 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000094510 | 4000094510 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |

---

## Exhibit 99.28

**Exhibit 99.28**

![](ex99-28_001.jpg)

<br> FORWARD THINKING. SEAMLESS SOLUTIONS**.**<br>

Executive Summary

OBX 2025-NQM21

Dated: October 31, 2025

**290 S Preston Road \| Suite 370 \| Prosper, TX 75078**<br> **P: 888.892.1843** **\| evolvemortgageservices.com**<br>

![](ex99-28_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**EXECUTIVE SUMMARY**

**Overview**

Evolve Mortgage Services ("Evolve") performed certain due diligence services (the "Review") described below on loans backed by residential properties (the "Loans") originated by a lender and subsequently purchased by Onslow Bay Financial LLC, and together with its affiliates the "Client"). The Review was conducted via files imaged and provided by the lender or its designee for review. The Review results were conveyed to the Client by a Reliance Letter.

**Sample size of the assets reviewed.**

The final population of the Review covered 66 loans, consisting of 41 Residential Loans and 25 Business Purpose Loans, totaling an aggregate original principal balance of approximately $37,979,508.00. Evolve is not aware of the overall securitization population as other third-party review ("TPR") firms may have reviewed loans within the overall securitization loan population.

**Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for Fitch Ratings, Inc. ("Fitch") and Kroll Bond Rating Agency, LLC (KBRA), the NRSROs identified in Item 3 of the ABS Due Diligence-15E.

**Quality or integrity of information or data about the assets: review and methodology.**

Evolve compared data fields on the bid tape provided by the Client and uploaded to the underwriting system to the data found in the Loan file as captured during the Review. The data integrity review was completed versus tapes as provided at the time of initial diligence or subsequently updated. Discrepancies outside of reasonable tolerances were reported. Not all data elements were provided to Evolve on every loan within the securitization population. This comparison, when data was available, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Property Street Address |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Property Zip |
| &nbsp;&nbsp;Index Type | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;QM Status |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Qualifying Credit Score |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;Qualifying DTI |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;Original Term | &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;Self-Employment Flag |

---

---

| | | |
|:---|:---|:---|
| ![](ex99-28_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 1\|P a g e |

---

![](ex99-28_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Evolve reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable for the Residential Population, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to Evolve. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, Evolve verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** Evolve's review included confirming that a credit report that met guideline requirements was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, Evolve: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** Evolve determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, was not fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** Evolve assessed whether the asset documentation required by the guidelines and, as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, Evolve completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

---

| | | |
|:---|:---|:---|
| ![](ex99-28_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 2\|P a g e |

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![](ex99-28_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by Evolve. During the course of this review, Evolve (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, Evolve verified that DU findings included an approved/eligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** Evolve confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, Evolve confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** Evolve reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Evolve conditioned the mortgage loan for the missing fraud report product.

If a report was present, Evolve reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, Evolve confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

---

| | | |
|:---|:---|:---|
| ![](ex99-28_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 3\|P a g e |

---

![](ex99-28_002.jpg)

<br> Forward Thinking. Seamless Solutions.

**Title Review:** Evolve's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** Evolve also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

Additionally, Evolve verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**Regulatory Compliance:** Evolve conducted a review to determine whether the loan met certain federal, state and local regulatory requirements at the time of origination when applicable. All applicable tests and disclosure reviews were graded in accordance with the Structured Finance Association ("SFA") published RMBS 3.0 TRID Compliance Review Scope. The Regulatory Compliance Review conducted is fully detailed in Appendix A.

**Value of collateral securing the assets: review and methodology.**

Evolve's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. Evolve's review included verifying the appraisal report was (i) on the appropriate GSE form (for the Residential Population), (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser (for residential properties) that was actively licensed to perform the valuation, (v) completed, for residential properties, such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

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With regard to the use of comparable properties, Evolve's review (i) analyzed the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and considered whether such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Evolve's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to Evolve or if it was not directly accessible that another valuation product that was directly accessible to Evolve was ordered in accordance with the Client's specific valuation waterfall process. If more than one valuation was provided, Evolve confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, Evolve created an exception.

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**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW**

The NRSROs criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in the Form ABS Due Diligence-15E.

**Compliance Results Summary**

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|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;41 | &nbsp;&nbsp;62.12% | &nbsp;&nbsp;41 | &nbsp;&nbsp;62.12% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;25 | &nbsp;&nbsp;37.88% | &nbsp;&nbsp;25 | &nbsp;&nbsp;37.88% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**66** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**66** | &nbsp;&nbsp;**100.00%** |

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**Credit Results Summary**

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| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;50 | &nbsp;&nbsp;75.76% | &nbsp;&nbsp;50 | &nbsp;&nbsp;75.76% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;16 | &nbsp;&nbsp;24.24% | &nbsp;&nbsp;16 | &nbsp;&nbsp;24.24% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**66** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**66** | &nbsp;&nbsp;**100.00%** |

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**Property Valuation Results Summary**

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| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;63 | &nbsp;&nbsp;95.45% | &nbsp;&nbsp;63 | &nbsp;&nbsp;95.45% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;4.55% | &nbsp;&nbsp;3 | &nbsp;&nbsp;4.55% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**66** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**66** | &nbsp;&nbsp;**100.00%** |

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**Overall Results Summary**

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|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**KBRA** | &nbsp;&nbsp;**KBRA** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**# Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;48 | &nbsp;&nbsp;72.73% | &nbsp;&nbsp;48 | &nbsp;&nbsp;72.73% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;18 | &nbsp;&nbsp;27.27% | &nbsp;&nbsp;18 | &nbsp;&nbsp;27.27% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;- | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**66** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**66** | &nbsp;&nbsp;**100.00%** |

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**Data Results Summary**

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|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**# Loans with Discrepancy** | &nbsp;&nbsp;**Total Time Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;Co-Borrower Self-employment Flag | &nbsp;&nbsp;2 | &nbsp;&nbsp;66 | &nbsp;&nbsp;3.03% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;17 | &nbsp;&nbsp;66 | &nbsp;&nbsp;25.76% |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;59 | &nbsp;&nbsp;66 | &nbsp;&nbsp;89.39% |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;2 | &nbsp;&nbsp;66 | &nbsp;&nbsp;3.03% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;5 | &nbsp;&nbsp;66 | &nbsp;&nbsp;7.58% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;36 | &nbsp;&nbsp;66 | &nbsp;&nbsp;54.55% |
| &nbsp;&nbsp;Original Amortization Term | &nbsp;&nbsp;2 | &nbsp;&nbsp;66 | &nbsp;&nbsp;3.03% |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;66 | &nbsp;&nbsp;3.03% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;66 | &nbsp;&nbsp;3.03% |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;2 | &nbsp;&nbsp;66 | &nbsp;&nbsp;3.03% |
| &nbsp;&nbsp;PITI | &nbsp;&nbsp;8 | &nbsp;&nbsp;66 | &nbsp;&nbsp;12.12% |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;1 | &nbsp;&nbsp;66 | &nbsp;&nbsp;1.52% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;2 | &nbsp;&nbsp;66 | &nbsp;&nbsp;3.03% |
| &nbsp;&nbsp;Property Street Address | &nbsp;&nbsp;5 | &nbsp;&nbsp;66 | &nbsp;&nbsp;7.58% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;66 | &nbsp;&nbsp;1.52% |
| &nbsp;&nbsp;Property Zip | &nbsp;&nbsp;7 | &nbsp;&nbsp;66 | &nbsp;&nbsp;10.61% |
| &nbsp;&nbsp;QM Status | &nbsp;&nbsp;1 | &nbsp;&nbsp;66 | &nbsp;&nbsp;1.52% |
| &nbsp;&nbsp;Qualified Mortgage | &nbsp;&nbsp;18 | &nbsp;&nbsp;66 | &nbsp;&nbsp;27.27% |
| &nbsp;&nbsp;Qualifying Credit Score | &nbsp;&nbsp;11 | &nbsp;&nbsp;66 | &nbsp;&nbsp;16.67% |
| &nbsp;&nbsp;Qualifying DTI | &nbsp;&nbsp;11 | &nbsp;&nbsp;66 | &nbsp;&nbsp;16.67% |
| &nbsp;&nbsp;Self-Employment Flag | &nbsp;&nbsp;9 | &nbsp;&nbsp;66 | &nbsp;&nbsp;13.64% |

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**APPENDIX A**

**Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

 ****

Please be advised that Evolve did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Evolve are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Evolve is relying in reaching such findings.

Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by Evolve.

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Evolve reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

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ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and <br> viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

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**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the enumerated tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Evolve reviewed the relevant documents in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing policies and procedures of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies and procedures, Evolve's review was limited to formal general statements of entity compliance provided by the loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

 i) determine if the creditor obtained proof of homeownership counseling in connection with a loan to a first-time homebuyer that contains a negative amortization feature; <br> c) <u>Mandatory Arbitration Clauses (§1026.36):</u> <br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

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**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

Evolve reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Evolve determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, Evolve notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, Evolve notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, Evolve reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Evolve reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Evolve then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

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The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, Evolve then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

Evolve reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, Evolve will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Evolve reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Evolve does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Evolve's review is based on information contained in the loan file at the time it is provided to Evolve to review, and only reflects information as of that point in time.

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

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iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

Evolve confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, Evolve reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, Evolve implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. Evolve worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While Evolve continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. Evolve has worked closely with the NRSRO and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per Evolve's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that Evolve has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by Evolve will result in the potential level of risk indicated by an Event Level or NRSRO grade.

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Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Evolve.

Evolve reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

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viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

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**(XIII) Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the enumerated tests set forth herein.

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## Exhibit 99.29

**Exhibit 99.29**

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| **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** |
| **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** |
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** |
| XXXX | 4000083168 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000083405 | XXXX | XXXXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000085050 | XXXX | XXXXX | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000086360 | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000092686 | XXXX | XXXXX | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000090863 | XXXX | XXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000076779 | XXXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000088672 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000091057 | XXXXX | XXXX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000082392 | XXXXX | XXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000091428 | XXXXX | XXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000087576 | XXXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000082824 | XXXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000087571 | XXXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000089239 | XXXX | XXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000091407 | XXXX | XXXXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000089409 | XXXX | XXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000093633 | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000091883 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000083182 | XXXX | XXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000082136 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000091073 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000078787 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000078868 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000085019 | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000082354 | XXXX | XXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000088185 | XXXX | XXXXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000084070 | XXXX | XXXX | D | D | D | D | D | A | A | A | A | A | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000089217 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000083481 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000079361 | XXXX | XXXXX | D | D | D | D | D | A | A | A | A | A | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXX | 4000085461 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000085465 | XXXX | XXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000088254 | XXXX | XXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000089008 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | B | B | B | B | B | B | B | B | B | B |
| XXXX | 4000090836 | XXXX | XXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000066380 | XXXX | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000075981 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000078347 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000081308 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000076932 | XXXX | XXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000078812 | XXXX | XXXXX | D | D | D | D | D | A | A | A | A | A | C | C | C | C | C | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B |
| XXXX | 4000083606 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000078985 | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000080611 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000076807 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000079944 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000093572 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000079938 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000080420 | XXXX | XXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000082603 | XXXX | XXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000082267 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000086707 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000082799 | XXXX | XXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000084108 | XXXX | XXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000083613 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000081650 | XXXX | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000082752 | XXXX | XXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000084441 | XXXX | XXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000089612 | XXXX | XXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000089617 | XXXX | XXXXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000086044 | XXXX | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000085821 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B |
| XXXX | 4000089616 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000086164 | XXXX | XXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX | 4000088378 | XXXX | XXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | B | B | B | B | B |

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## Exhibit 99.30

**Exhibit 99.30**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) | ![](ex99-30_001.jpg) |
| **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** | **Exception Detail** |
| **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **Exception** | **Exception Detail** | **Exception Information** | **Exception Remediation** | **Compensating Factors** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Exception Level Rating** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Overall Initial Loan Grade** | **Overall Final Loan Grade** | **Credit Initial Loan Grade** | **Credit Final Loan Grade** | **Compliance Initial Loan Grade** | **Compliance Final Loan Grade** | **Property Initial Loan Grade** | **Property Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXX | 4000066380 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Deviation Request- Master HOA dwelling water coverage. |  | Compensating XXXX XXX credit, great mortgage history, residual income XXXX nice clean collateral with significant equity, XXXX XXXX and XXXX fico score |  |  |  | 02/05/2025 | B | 2 | XXXXX | MT | 2 | 1 | C | B | C | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000078812 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Other |  | UW Other - UW - Title Commitment is missing or requires correction. |  | Title needs to be updated with the correct insurance amount of $XXXX. | Document has been received. |  |  | 05/31/2025 |  |  | A | 1 | XXXXX | FL | 1 | 1 | D | B | D | B | A | A | C | B |  | Non-QM | 1 |
| XXXX | 4000078812 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Borrower has one credit report frozen. Senior management approval required for approval to use lowest of two scores when one report is frozen. |  | Received approval for credit/ compensating XXXXX - credit since XXXXXX XXXX XXX |  |  |  | 06/17/2025 | B | 2 | XXXXX | FL | 1 | 1 | D | B | D | B | A | A | C | B |  | Non-QM | 1 |
| XXXX | 4000078812 | XXXX | XXXX | XXXX | XXXXX | Valuation | UW Qualifications |  | UW Qualifications - UW - Declining Market Policy not met/satisfied |  | Subject property located in a Declining market. Senior Management approval is required. |  | Received approval for declining market/ compensating XXXXX - credit since XXXXXX XXXX XXX |  |  |  | 06/17/2025 | B | 2 | XXXXX | FL | 1 | 1 | D | B | D | B | A | A | C | B |  | Non-QM | 1 |
| XXXX | 4000076807 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Cash out is $XXXX vs. limit of $500,000.00; management approved cash out greater than $500,000.00. |  | Compensating XXXX borrower fico of XXXXX residual value of subject property, XXXXX XXX months prior mortgages and reserves of XXXX months. |  |  |  | 06/11/2025 | B | 2 | XXXXX | FL | 3 | 13 | C | B | C | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000080420 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Payment shock of 3.63 exceeds maximum of 3 |  | Compensating factors: XXX file since XXXXXX XXXX reserves after close, XXXX residual income, XXXX XXXX history. | Reviewer 06/13/2025 09:42 AM; Compensating factors: XXXX history XXXXX good residual income, high assets<br>|  |  | 06/13/2025 | B | 2 | XXXXX | GA | 1 | 1 | C | B | C | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000080420 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Borrower must have assets after closing of $500K ($XXXX actual). Over 50% of Borrowers income is from retirement. |  | Compensating factors: XXX file since XXXXXX XXXX reserves after close, XXXX residual income, XXXX XXXX history. | Reviewer 06/13/2025 09:42 AM; Compensating factors: XXXX history XXXXX good residual income, high assets<br>|  |  | 06/13/2025 | B | 2 | XXXXX | GA | 1 | 1 | C | B | C | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000080420 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Max DTI is 45%. Loan is at 47% |  | Compensating factors: XXX file since XXXXXX XXXX reserves after close, XXXX residual income, XXXX XXXX history. | Reviewer 06/13/2025 09:42 AM; Compensating factors: XXXX history XXXXX good residual income, high assets<br>|  |  | 06/13/2025 | B | 2 | XXXXX | GA | 1 | 1 | C | B | C | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000076779 | XXXX | XXXX | XXXX | XXXXX | Credit | Hazard Insurance |  | Hazard Insurance - Other: |  | Hazard Policy is missing the premium amount. | Information provided |  |  | 06/26/2025 |  |  | A | 1 | XXXXX | OH | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000076779 | XXXX | XXXX | XXXX | XXXXX | Credit | Hazard Insurance |  | Hazard Insurance - Other: |  | Hazard Binder is missing the Binder Number. Please provide updated Binder with the Binder Number. | Information provided |  |  | 06/26/2025 |  |  | A | 1 | XXXXX | OH | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000076779 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Credit Refresh within 10 days of close missing from file. | Received XXX |  |  | 06/27/2025 |  |  | A | 1 | XXXXX | OH | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000082136 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Credit Refresh within 10 days of close missing from file. | Credit XXXX dated XXXXX provided XXXXX dated XXXX |  |  | 07/02/2025 |  |  | A | 1 | XXXXX | CA | 3 | 13 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000078787 | XXXXX | XXXX | XXXX | XXXXX | Credit | Application |  | Application - Completed, signed, initial application for all applicant not in file |  | Please provide an executed initial application with an initial application date. (Application in file is missing the mailing address, declarations and demographic information along with missing an initial app date.) | Initial XXXXX provided |  |  | 07/03/2025 |  |  | A | 1 | XXXXX | CA | 3 | 3 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000081308 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Guideline-Seasoning has to be greater than 6 months. Deviation Request-Seasoning is less than 6 months. |  | Compensating XXXX equity in subject property, credit paid as agreed, XXXX fico is above minimum requirement of XXXXX low ltv and using lower appraised value of XXXX rather than the purchase XXXXX of XXXX |  |  |  | 06/23/2025 | B | 2 | XXXXX | MO | 3 | 3 | C | B | C | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000082799 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW - DTI exceeds maximum limit |  | Maximum DTI less than or equal to 45%. Borrower DTI is 48.808%. |  | Compensating XXXX XXX file since XXXXXX XXXX after close: XXXX XXXX XXXX good job time XXXXX years); good rental history. |  |  |  | 07/06/2025 | B | 2 | XXXXX | CA | 1 | 1 | C | B | C | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000082799 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Satisfactory 12 mth Rental |  | First time homebuyer program requires 12 months of cancelled rent checks or a management company VOR. A printout of monthly payments from the borrower's checking account was provided, but no supporting information was provided to link the monthly payments to borrower's rental history. | The XXXX rental payment form shows a XXXX XXX for each payment that matches the XXXX XXX on the XX XXXX statements provided with the XXXX XXXX XXXX statements show XXXX withdrawals that match the rental payment form. XXXXXX show that the rental payments are linked to the borrower's rental history. |  |  | 07/07/2025 |  |  | A | 1 | XXXXX | CA | 1 | 1 | C | B | C | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000078868 | XXXXX | XXXX | XXXX | XXXXX | Credit | Closing Package |  | Closing Package - |  | Please provide updated Personal Guaranty for both XXXX, signed as individuals, removing the LLC from the signature page. | Information provided |  | Reviewer 07/16/2025 09:24 AM; No documentation provided<br>Reviewer 07/16/2025 12:17 PM; Please provide updated XXXX XXXX for both XXXX XXXX <br>| 08/04/2025 |  |  | A | 1 | XXXXX | CA | 3 | 3 | C | B | C | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000078868 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Satisfactory 12 mth Mortgage |  | Exception required for private party VOM. |  | Compensating XXXX XXXX XXXXX XXXXX XXXX XXXXX refinance; XX months reserves. |  |  |  | 07/10/2025 | B | 2 | XXXXX | CA | 3 | 3 | C | B | C | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000083182 | XXXXX | XXXX | XXXX | XXXXX | Credit | Hazard Insurance |  | Hazard Insurance - Other: |  | Please provide updated hazard policy removing the LLC. |  |  |  | 07/16/2025 |  |  | A | 1 | XXXXX | CA | 3 | 13 | C | A | C | A | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000083182 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Addendum to title commitment reflecting minimum coverage of loan amount $XXXX required. The Commitment in file reflects $XXXX. | CPL provided reflects adequate title coverage |  |  | 07/16/2025 |  |  | A | 1 | XXXXX | CA | 3 | 13 | C | A | C | A | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000082354 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Addendum to title reflecting loan amount $XXXX missing from file. | the title commitment reflects insured amount of XXXX which is more than loan amount and is acceptable. |  |  | 07/25/2025 |  |  | A | 1 | XXXXX | CA | 1 | 3 | C | A | C | A | A | A | A | A |  | Non-QM | 1 |
| XXXX | 4000084108 | XXXX | XXXX | XXXX | XXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | \*Property Values are Declining. If property is located in a declining market as indicated by appraisal, 5% LTV reduction and Senior Management Approval is required | Management XXXX already reflected on XXXX loan approval in file |  | Client 07/18/2025 01:14 PM; XXXX already reflected on XXXX loan approval in file. XXXX <br>Reviewer 07/21/2025 09:47 AM; Condition has been reviewed. XXX<br>| 07/21/2025 |  |  | A | 1 | XXXXX | AZ | 3 | 1 | C | A | A | A | N/A | N/A | C | A |  | Exempt | 1 |
| XXXX | 4000081650 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | The loan amount exceeds $XXXX |  | After paying cash to close, remaining assets are over XXXX XXXX has been at her current job XX years XX mo. XXXXX income not used so actual combined income should be higher. |  |  |  | 07/17/2025 | B | 2 | XXXXX | CO | 1 | 1 | D | B | D | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000081650 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Maximum payment shock is 2.5X and subject loan is approx 3.4X |  | After paying cash to close, remaining assets are over XXXX XXXX has been at her current job XX years XX mo. XXXXX income not used so actual combined income should be higher. |  |  |  | 07/17/2025 | B | 2 | XXXXX | CO | 1 | 1 | D | B | D | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000081650 | XXXX | XXXX | XXXX | XXXXX | Credit | Missing Images |  | Missing Images - Loan Review is not Final. On Hold for Missing Critical Documentation |  | The borrower's credit report is missing from the loan file. The credit review is on hold until documents are received. | Documents provided |  |  | 07/17/2025 |  |  | A | 1 | XXXXX | CO | 1 | 1 | D | B | D | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000081650 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Missing/Incomplete VOE |  | The Verbal VOE is not in the file | Provided |  |  | 07/18/2025 |  |  | A | 1 | XXXXX | CO | 1 | 1 | D | B | D | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000082752 | XXXX | XXXX | XXXX | XXXXX | Credit | Hazard Insurance |  | Hazard Insurance - is missing. |  | Only a Hazard Insurance Application was found in the file. Provide Hazard Insurance Policy. | Information provided |  |  | 07/17/2025 |  |  | A | 1 | XXXXX | TX | 1 | 1 | C | A | C | A | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000082392 | XXXX | XXXX | XXXX | XXXXX | Credit | Missing Images |  | Missing Images - Loan Review is not Final. On Hold for Missing Critical Documentation |  | The credit report is missing from the loan file. The credit review is on hold until documents are received. | Documents received |  |  | 07/28/2025 |  |  | A | 1 | XXXXX | NJ | 3 | 1 | A | A | A | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000083405 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW - Cash Back Exceeds Limit |  | Per guidelines, maximum cash-out for Expanded Prime Plus loan program is $0 when the subject property is located in a Rural area. Borrower received $XXXX cash-out at closing. | Received revised appraisal stating location as suburban |  |  | 07/29/2025 |  |  | A | 1 | XXXXX | CA | 1 | 13 | C | A | C | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000083405 | XXXXX | XXXX | XXXX | XXXXX | Compliance | Compliance |  | Compliance - TRID LE- Other |  | Please provide evidence the XXXX LE was received by the borrower received the LE at least 4 days prior to closing. Mailbox rule does not apply | Information provided |  | Client 07/29/2025 12:16 PM; Please advise how the XXX dated XXXX does not fit the mailbox rule. XXXX closing docs were signed on XXXX XXXX XXX dated XXXX does fit the mailbox rule. XXXX you please review and waive or provide an explanation as to why you believe it does not fit the mailbox rule?<br>Reviewer 07/29/2025 12:27 PM; <br>Reviewer 07/29/2025 02:32 PM; Hello, <br> XXXX XXXXXX the final XXX XXXXX XXXX XXXXXX must be mailed at least seven business days before the closing date. XXXXX ensures the borrower has sufficient time to review the document and understand the loan terms. XXX electronically sent, then its XX days. XXXX of electronically recipt has not been provided <br> XXXXX XXXXXX<br>Reviewer 07/30/2025 08:39 AM; NO documentation provided<br>| 07/31/2025 |  |  | A | 1 | XXXXX | CA | 1 | 13 | C | A | C | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000083405 | XXXXX | XXXX | XXXX | XXXXX | Compliance | Compliance |  | Compliance - Pending internal completion of TRID compliance review for disclosure timing and or fee tolerance comparisons. Additional conditions may apply. |  |  | Information provided |  |  | 07/31/2025 |  |  | A | 1 | XXXXX | CA | 1 | 13 | C | A | C | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000085465 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Fraud Alert documentation |  | Provide a fraud report with all high and medium alerts cleared. | Received fraud report with alerts cleared |  |  | 07/29/2025 |  |  | A | 1 | XXXXX | CA | 3 | 1 | C | A | C | A | A | A | A | A |  | Exempt | 1 |
| XXXX | 4000085461 | XXXXX | XXXX | XXXX | XXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as CU score was not determined. | Received XXX |  |  | 07/30/2025 |  |  | A | 1 | XXXXX | CA | 3 | 1 | C | A | A | A | A | A | C | A |  | Exempt | 1 |
| XXXX | 4000083481 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Provide final loan approval. | Received final approval |  |  | 07/31/2025 |  |  | A | 1 | XXXXX | VA | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000079361 | XXXXX | XXXX | XXXX | XXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | Appraisal shows subject property is zoned AE-20-xxxxxx xxxxxx xxxxxx xxx . Guidelines section 14.5 Ineligible Properties-Agricultural zoned property (may be considered on a case by case basis). Also states Zoning Violations are ineligible. The subject property is zoned as Legal Non-conforming. Section 14.1 reflects properties zoned Legal Non-conforming must indicate the subject property can be 100% rebuilt if it is severly damaged or destroyed. |  | Compensating XXXX XXXX down; XXXX score XXXXXX XXXX < XXXXX XXXX income XXXX per months |  |  |  | 08/11/2025 | B | 2 | XXXXX | CA | 1 | 1 | D | B | D | A | A | A | C | B |  | Non-QM | 1 |
| XXXX | 4000079361 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Other income documentation missing/incomplete |  | The CPA information was not verified as active. Provide evidence the CPA was verified. | Received XXXX verification |  |  | 08/11/2025 |  |  | A | 1 | XXXXX | CA | 1 | 1 | D | B | D | A | A | A | C | B |  | Non-QM | 1 |
| XXXX | 4000084070 | XXXXX | XXXX | XXXX | XXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as CU score is > 2.5. FNMA CU Score is 3.2. | Received XXX |  |  | 08/13/2025 |  |  | A | 1 | XXXXX | CA | 1 | 3 | D | A | D | A | A | A | C | A |  | Non-QM | 1 |
| XXXX | 4000084070 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Other income documentation missing/incomplete |  | Guidelines require self-employed borrowers complete a Business Narrative. The Co-borrower's Business Narrative was not provided. | Received XXXX XXXXXX signed and completed |  | Reviewer 08/13/2025 06:05 PM; The document received is signed but not completed. XXXXX form that is completed<br>| 08/14/2025 |  |  | A | 1 | XXXXX | CA | 1 | 3 | D | A | D | A | A | A | C | A |  | Non-QM | 1 |
| XXXX | 4000086360 | XXXXXX | XXXX | XXXX | XXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | A CDA is required when the CU score is > 2.5. The CU score in the file is 2.8. The CDA is missing from the file. | Received XXX |  |  | 08/20/2025 |  |  | A | 1 | XXXXX | AL | 1 | 1 | C | A | A | A | A | A | C | A |  | Non-QM | 1 |
| XXXX | 4000084441 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | A minimum of two years employment history is required for self employed borrowers. Borrower has less than two years (approximately XXXX months) self employment. |  | Client XXXX with XXXXX XXXX XXXX has credit depth dating back to XXXXX showing no derogatory credit. XXXX XXXX of XXXX and substantial down payment of XXXXXX |  |  |  | 08/20/2025 | B | 2 | XXXXX | MA | 1 | 1 | C | B | C | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000084441 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Borrower received $XXXX from the estate of borrower's mother in law. Borrower's husband is not on loan, and loan does not contain evidence of transfer of funds from husband to borrower. |  | Client XXXX with XXXXX XXXX XXXX has credit depth dating back to XXXXX showing no derogatory credit. XXXX XXXX of XXXX and substantial down payment of XXXXXX XXXX lender - the funds came from the borrower's sale of their prior primary. XXXXX did not need the reserves, so the funds from the sale show sufficient funds. XXX other assets were needed |  |  |  | 08/20/2025 | B | 2 | XXXXX | MA | 1 | 1 | C | B | C | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000089612 | XXXX | XXXX | XXXX | XXXXX | Credit | Hazard Insurance |  | Hazard Insurance - is missing. |  | Please provide hazard policy or correct address. (xxxxx x xxxx xxxxx xxxxx) |  |  |  | 08/21/2025 |  |  | A | 1 | XXXXX | CA | 3 | 13 | D | B | D | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000089612 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Other |  | UW Other - UW - Initial/Final 1003 incomplete/missing |  | The DSCR loan program states if the DSCR is below 1, the 1003/application must have the borrowers employment minus income section completed. |  | Compensating factors: XXXX XXXXX above minimum requirement of XXXXX XXXX paid as agreed. XXXX investor. | Client 08/20/2025 05:19 PM; Income XXXXX completed with XXXXXX indicated as XXXX XXXXXX you. <br>Reviewer 08/21/2025 09:56 AM; Condition has been reviewed. XXX<br>|  |  | 08/21/2025 | B | 2 | XXXXX | CA | 3 | 13 | D | B | D | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000089617 | XXXX | XXXX | XXXX | XXXXX | Compliance | Deed of Trust/Mortgage |  | Deed of Trust/Mortgage - Other: |  | The Exhibit A is missing from file. Please provide, along with LOI to re-record. | Document provided |  |  | 08/21/2025 |  |  | A | 1 | XXXXX | AZ | 1 | 13 | C | B | C | B | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000089617 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Cash out proceeds can be used as reserves with less than 70% LTV and min FICO of 700. Borrower minimum FICO is 680. |  | Client XXXX with XXXXX XXXX XXXXX has low XXXX of XXXX max XXXX is XXXXXX XXXX has been in same line of work XXX years and in current position for XX years. XXXX consumer debt has been paid in full. |  |  |  | 08/20/2025 | B | 2 | XXXXX | AZ | 1 | 13 | C | B | C | B | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000089617 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Satisfactory 12 mth Mortgage |  | File is missing 12 Mortgage History from private lender (XXXX, serviced by XXXX) showing no late payments and previous payment amount. | Received mortgage history |  |  | 08/21/2025 |  |  | A | 1 | XXXXX | AZ | 1 | 13 | C | B | C | B | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000085821 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit - Insufficient |  | Per guidelines, FICO scores are required for all borrowers. Borrower 2's credit report does not show any scores. Per the credit report this is due to coborrower missing recently reported account information. |  | Exception approval received for XXX no credit score/ XXXXX XXXXX - XXXX credit score XXXXX reserves XXXX million +, XXXX XXXX XXXX lender - XXXX XXXX has credit, they just do not utilize credit which is why there are no scores, has not used since XXXX XXXX credit she had , which were XX mortgages, both paid XXX one for XXX and XXX months and has not used any personal credit since these were closed.. XXXXX is a XXXX XXXX XXXXX purchase of a very nice XXXXXX in XXXX with all funds down coming from the borrower and co-borrower with very XXXXXX reserves. XXXX file would still qualify if she wasn't on the loan and doesn't take away from the overall strength with her on it. |  |  |  | 08/15/2025 | B | 2 | XXXXX | CA | 3 | 1 | C | B | C | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000089616 | XXXX | XXXX | XXXX | XXXXX | Credit | Deed of Trust/Mortgage |  | Deed of Trust/Mortgage - Other: |  | The Exhibit A is missing from file. Please provide, along with LOI to re-record. | Information provided |  | Reviewer 08/20/2025 08:48 AM; Legal description XXXXX XXXX was not attached. <br>| 08/20/2025 |  |  | A | 1 | XXXXX | UT | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000089616 | XXXX | XXXX | XXXX | XXXXX | Credit | Hazard Insurance |  | Hazard Insurance - Property address (legal description acceptable) missing |  | The property address on the hazard policy reflects XXXX, should be XXXX. | Information provided |  |  | 08/20/2025 |  |  | A | 1 | XXXXX | UT | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000088378 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Guidelines require senior management approval for appraisals not completed by an approved AMC. Senior management may approve the use of an appraisal not completed by an AMC or by an AMC not on its approved AMC list. |  | Compensating XXXX XXXXX residence owned with XXX months current mortgage rating XXXX XXXX XXXX with XXX months current mortgage rating |  |  |  | 08/20/2025 | B | 2 | XXXXX | OK | 3 | 1 | C | B | C | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000087576 | XXXX | XXXX | XXXX | XXXXX | Credit | Note |  | Note - Other: |  | Per lock there should be 60 months of Prepayment Penalty but the PPP Addendum to the note is missing the Prepayment Penalty Structure. Please confirm PPP. | Information provided |  | Reviewer 09/02/2025 09:02 AM; Loan approval will not clear def. XXXX XXXXX XXXXXX there is a prepayment penalty. XXXX remains open<br>| 09/16/2025 |  |  | A | 1 | XXXXX | FL | 3 | 13 | C | B | C | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000087576 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Guideline exception required for past due HOA fees and paying less than amount required. Borrower has been paying $XXXX/mo hoa fees but maintenance was increased to $1120; There also is an assessment for terraces as well as a reserves contribution for a total payment of $XXXX but borrower has only been paying $XXXX. Past due amount to be paid at closing. |  | Compensating XXXX XXXX is XXXX (max allowed XXXX for cash-out); over XXX months reserves XXXX months) |  |  |  | 08/25/2025 | B | 2 | XXXXX | FL | 3 | 13 | C | B | C | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000087576 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | A final loan approval was not provided. Required to ensure no additional exceptions were added as per loan exception in file. | Received final approval |  | Reviewer 08/28/2025 07:21 PM; the document received was a conditional loan approval and not the final loan approval as requested.<br>| 08/30/2025 |  |  | A | 1 | XXXXX | FL | 3 | 13 | C | B | C | B | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000089008 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | A final loan approval was not provided. | Received final approval |  |  | 08/30/2025 |  |  | A | 1 | XXXXX | TX | 3 | 3 | C | B | C | A | N/A | N/A | C | B |  | Exempt | 1 |
| XXXX | 4000089008 | XXXXX | XXXX | XXXX | XXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | Guidelines do not allow refinancing if subject property listed for sale the prior XXXX months. Subject property listed XXXX and cancelled XXXX. |  | Compensating XXXX XXXX is an experienced investor; XXXX XXXX (max XXXX XXXX mid XXXXX score XXXXXX minimum required) |  |  |  | 08/28/2025 | B | 2 | XXXXX | TX | 3 | 3 | C | B | C | A | N/A | N/A | C | B |  | Exempt | 1 |
| XXXX | 4000089239 | XXXX | XXXX | XXXX | XXXXX | Credit | Closing Package |  | Closing Package - |  | Please provide the Lender's Approval. | Information provided |  |  | 09/03/2025 |  |  | A | 1 | XXXXX | CA | 3 | 3 | D | A | D | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000089239 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Approval |  | UW Approval - UW Approval - 1008 or 92900 LT missing |  | A 1008 was not provided. Provide final 1008. | LDL provided |  |  | 09/03/2025 |  |  | A | 1 | XXXXX | CA | 3 | 3 | D | A | D | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000089239 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Assets |  | UW Assets - UW - Gift Letter (fully executed) |  | A gift letter was provided in the file; however, evidence of receipt of the gift funds was not provided. Provide evidence of receipt of funds. | Wire confirmation provided |  |  | 09/03/2025 |  |  | A | 1 | XXXXX | CA | 3 | 3 | D | A | D | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000082824 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Assets |  | UW Assets - UW - Hud-1 from sale |  | Final loan approval reflected a PTF condition for a settlement statement to be provided for the sale of a property listed in Section 3, 3b on the loan application. Provided settlement statement as required. | Property was refinanced and borrower received XXXX net proceeds. XXXXX included on XXXX |  |  | 09/16/2025 |  |  | A | 1 | XXXXX | PA | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000082824 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Assets |  | UW Assets - UW - Short funds to close |  | File is short total funds to close and reserves required. Funds to close were $XXXX and the required reserves were $XXXX. Only $XXXX was verified, leaving a shortage of $XXXX. | Refinance of XXXX property and borrower received XXXX net proceeds. XXXXXX funds available XXXXX |  | Client 09/09/2025 03:18 PM; This a XXXXX out refi? <br>Reviewer 09/09/2025 03:25 PM; Hello, XXXX is an investment purchase. XXX<br>| 09/16/2025 |  |  | A | 1 | XXXXX | PA | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000091428 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | Guidelines require a business narrative to be provided by the borrower. Please provide a completed and signed business narrative. | Narrative provided. XXXX business name is his name |  | Client 09/15/2025 02:19 PM; his business name is his name pls clear condition <br>Reviewer 09/15/2025 03:23 PM; Condition has been reviewed. XXX<br>| 09/15/2025 |  |  | A | 1 | XXXXX | NY | 1 | 1 | C | A | C | A | A | A | A | A |  | Non-QM | 1 |
| XXXX | 4000091428 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | The CPA letter provided by the CPA was not dated. Provided a dated CPA letter. | Received dated XXXX letter |  |  | 09/11/2025 |  |  | A | 1 | XXXXX | NY | 1 | 1 | C | A | C | A | A | A | A | A |  | Non-QM | 1 |
| XXXX | 4000091428 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Provide final loan approval. | Received XXXXXX approval |  |  | 09/11/2025 |  |  | A | 1 | XXXXX | NY | 1 | 1 | C | A | C | A | A | A | A | A |  | Non-QM | 1 |
| XXXX | 4000091428 | XXXX | XXXX | XXXX | XXXXX | Credit | Flood Certificate |  | Flood Certificate - Property address incorrect or missing |  | Please provide updated flood certificate with the correct property address per legal description. (XXXX) | Information provided |  |  | 09/16/2025 |  |  | A | 1 | XXXXX | NY | 1 | 1 | C | A | C | A | A | A | A | A |  | Non-QM | 1 |
| XXXX | 4000091428 | XXXX | XXXX | XXXX | XXXXX | Credit | Hazard Insurance |  | Hazard Insurance - property address is incorrect. |  | Please provide updated hazard policy with the correct property address per legal description. (XXXX) | Information provided |  |  | 09/16/2025 |  |  | A | 1 | XXXXX | NY | 1 | 1 | C | A | C | A | A | A | A | A |  | Non-QM | 1 |
| XXXX | 4000090863 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Property is a unique property with no pool and flat roof with sloop. Exception approval for unique property in file as many properties do not have pools and the roof is common to the neighborhood and the sloop is a facade only for aesthetic purposes. |  | Compensating factors: XXXX score XXXXX below maximum of XXXXXX XXXX in file supports value. XXXX XXXX below maximum of XXXXXX XXXXXX months reserve above minimum requirement of XX months. |  |  |  | 09/04/2025 | B | 2 | XXXXX | FL | 1 | 1 | C | B | C | B | A | A | A | A |  | Non-QM | 1 |
| XXXX | 4000090863 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Fraud Report with all high and medium alerts missing from file. Fraud Reports required on all files. | Fraud report received |  |  | 09/08/2025 |  |  | A | 1 | XXXXX | FL | 1 | 1 | C | B | C | B | A | A | A | A |  | Non-QM | 1 |
| XXXX | 4000090863 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | Verification of business existence and that the business is fully operational/active within 10 days of the note missing from file. | Documents received and confirmed with XXXX search. |  |  | 09/08/2025 |  |  | A | 1 | XXXXX | FL | 1 | 1 | C | B | C | B | A | A | A | A |  | Non-QM | 1 |
| XXXX | 4000088185 | XXXXX | XXXX | XXXX | XXXXX | Compliance | Appraisal |  | Appraisal - Other: |  | Please provide updated appraisal that reflects the correct city per legal description. (XXXX) |  |  |  | 09/16/2025 |  |  | A | 1 | XXXXX | CA | 1 | 1 | C | A | C | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000088185 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Fraud Alert documentation |  | A fraud report with all high and medium alerts cleared was not provided. | Received fraud report with alerts cleared |  |  | 09/09/2025 |  |  | A | 1 | XXXXX | CA | 1 | 1 | C | A | C | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000088185 | XXXXX | XXXX | XXXX | XXXXX | Compliance | Compliance |  | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. |  |  | Information provided |  |  | 09/11/2025 |  |  | A | 1 | XXXXX | CA | 1 | 1 | C | A | C | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000088185 | XXXXX | XXXX | XXXX | XXXXX | Compliance | Compliance |  | Compliance - TRID- Fee Tolerance Violation |  | Loan is failing 10% tolerance for the increase in the Recording fee in Sec E of the XXXX CD without a valid explanation. Violation amount is $XXXX. Need a PCCD with cure, lox to borrower, and proof of refund, all within 60 days of consummation. | Information provided |  |  | 09/11/2025 |  |  | A | 1 | XXXXX | CA | 1 | 1 | C | A | C | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000091057 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | Guidelines require a completed and signed Business Narrative to be provided. A business narrative was provided but the information was not completed. Provide completed and signed business narrative. | Received completed and signed business narrative. |  |  | 09/10/2025 |  |  | A | 1 | XXXXX | NY | 1 | 1 | D | A | D | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000091057 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Approval |  | UW Approval - UW Approval - 1008 or 92900 LT missing |  | A 1008 was not provided. Provide final 1008. | Received XXXX |  |  | 09/11/2025 |  |  | A | 1 | XXXXX | NY | 1 | 1 | D | A | D | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000091057 | XXXX | XXXX | XXXX | XXXXX | Compliance | Closing Package |  | Closing Package - |  | Please provide the Lender's Approval. | Information provided |  |  | 09/12/2025 |  |  | A | 1 | XXXXX | NY | 1 | 1 | D | A | D | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000085050 | XXXXX | XXXX | XXXX | XXXXX | Credit | Closing Package |  | Closing Package - First Payment Letter Missing or Incorrect |  | Please provide updated first payment letter correcting the hazard escrow. | Information provided |  |  | 09/09/2025 |  |  | A | 1 | XXXXX | CA | 3 | 3 | B | A | B | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000088672 | XXXXX | XXXX | XXXX | XXXXX | Credit | Closing Package |  | Closing Package - |  | Please provide all pages of the executed Personal Guaranty. (Images in file are missing pages 5 & 6 with the signature line.) | Information provided |  | Reviewer 09/15/2025 09:49 AM; Guaranty must be signed as an individual. XXXX as the managing member. XXX cannot reflect XXXX XXXX<br>| 09/18/2025 |  |  | A | 1 | XXXXX | CA | 3 | 3 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000088672 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | A final loan approval was not provided. | &nbsp;&nbsp;&nbsp;&nbsp;XXXXX is a delegated file. XXXXXX is no investor approval |  | Client 09/12/2025 02:18 PM; This is a delegated file. XXXXXX is no investor approval. XXXX waive.<br>Reviewer 09/12/2025 04:34 PM; Condition has been reviewed. XXX<br>| 09/12/2025 |  |  | A | 1 | XXXXX | CA | 3 | 3 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000091407 | XXXXX | XXXX | XXXX | XXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | An Internet Search for XXXX is missing from the file. Guidelines require an internet search of the business to support the Self-employed questionnaire for all bank statement loans. | Received internet print out for employer. |  |  | 09/15/2025 |  |  | A | 1 | XXXXX | GA | 1 | 1 | C | A | C | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000091407 | XXXXX | XXXX | XXXX | XXXXX | Compliance | Compliance |  | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. |  |  | Information provided |  |  | 09/15/2025 |  |  | A | 1 | XXXXX | GA | 1 | 1 | C | A | C | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000091407 | XXXXX | XXXX | XXXX | XXXXX | Compliance | Compliance |  | Compliance - TRID LE- Other |  | Need Proof the revised LE was received at least 4 days prior to consummation. | Information provided |  |  | 09/15/2025 |  |  | A | 1 | XXXXX | GA | 1 | 1 | C | A | C | A | C | A | A | A |  | Non-QM | 1 |
| XXXX | 4000092686 | XXXXXX | XXXX | XXXX | XXXXX | Credit | Closing Package |  | Closing Package - First Payment Letter Missing or Incorrect |  | First Payment Letter Total Payment does not equal Calculated Total Payment. | Information provided |  | Reviewer 09/22/2025 10:30 AM; Xst payment letter reflect total payment of XXXXXX while final XXX reflects XXXXX XXXX tax escrow amount differs on XXXX payment letter and final XXXXX XXXXX must match<br>| 09/25/2025 |  |  | A | 1 | XXXXX | AL | 3 | 1 | B | A | B | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000093633 | XXXXX | XXXX | XXXX | XXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as CU score was not determined | Received XXX |  |  | 09/24/2025 |  |  | A | 1 | XXXXX | CA | 3 | 13 | C | A | A | A | A | A | C | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000090836 | XXXXXX | XXXX | XXXX | XXXXX | Credit | Closing Package |  | Closing Package - |  | Please provide the Personal Guaranty. | Information provided |  |  | 09/29/2025 |  |  | A | 1 | XXXXX | FL | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000090836 | XXXXXX | XXXX | XXXX | XXXXX | Credit | Application |  | Application - Completed, signed, initial application for all applicant not in file |  | Please provide the initial application for proof of initial application date. | Information provided |  |  | 09/25/2025 |  |  | A | 1 | XXXXX | FL | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000090836 | XXXXXX | XXXX | XXXX | XXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | PITI exceeds maximum PITI allowed on loan approval. Max PITI per loan approval is $XXXX and loan closed with a PITI of $XXXX0. | Correct XXXX uploaded |  | Client 09/24/2025 02:19 PM; XXXXX from XXXX on XXXXXX XXXX XXXX XXXXXX XXXX XXXXX is the XXXX XXXXX on the conditions reflected? XXXXX action is needed? XXXXXX you<br>Reviewer 09/24/2025 03:51 PM; Condition has been reviewed. XXX<br>| 09/24/2025 |  |  | A | 1 | XXXXX | FL | 3 | 1 | C | A | C | A | N/A | N/A | A | A |  | Exempt | 1 |
| XXXX | 4000086044 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | The loan amount of $XXXX exceeds the maximum allowed loan amount per P&L guidelines of $XXXX. Exception approval required. | Sr XXXXX approval for loan amount. XXXXX factors: XXXXX employed with business on the application since XXXXX XXXX income of XXXXX well above the minimum of XXXX XXXX XXXX mo reserves XXXX only XX months required. |  |  | 08/14/2025 |  |  | A | 1 | XXXXX | TX | 1 | 1 | D | B | D | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000086044 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Self-Employment status required |  | The CPA letter does not make it clear when the borrower acquired the business nor does it state 100% ownership. The SOS certificate of formation has a different name than the borrower and the SOS Business inquiry has our borrower as a registered agent only. | CPA XXXX dated XXXXX states borrower is XXXXX owner. |  | Client 08/14/2025 10:02 AM; Hi, the letter does state she owns XXXXX of XXXXXX XXXX additional supporting docs to show that she's been president since XXXXX so if the XXXX is saying they represent XXXXX XXXX and XXXX XXXXXX XXXX XXXX and has been preparing her taxes since XXXXX then this is sufficient to cover that she's been owner since at least XXXXX given the supporting docs point to XXXXXX<br>Reviewer 08/14/2025 04:00 PM; Condition has been reviewed XXX<br>| 08/14/2025 |  |  | A | 1 | XXXXX | TX | 1 | 1 | D | B | D | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000086044 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Maximum LTV for the P&L program is 75%. The Loan is at 80%. |  | Compensating factors: XXXXX employed with business on the application since XXXXX XXXX income of XXXXX above the minimum of XXXX XXXX XXXX mo reserves XXXX only XX months required. |  |  |  | 08/13/2025 | B | 2 | XXXXX | TX | 1 | 1 | D | B | D | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |
| XXXX | 4000086044 | XXXX | XXXX | XXXX | XXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Missing/Incomplete Verbal VOE |  | A VVOE is required within 10 days of closing. Loan closed on XXXX. | Received XXX day XXXX |  |  | 08/14/2025 |  |  | A | 1 | XXXXX | TX | 1 | 1 | D | B | D | B | A | A | A | A |  | Safe Harbor QM (APOR) | 1 |

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## Exhibit 99.31

**Exhibit 99.31**

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| **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** |
| **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** |
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | **Updated Multi Property Values** |  |  |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Appraised Value** | **Value for LTV** | **Appraisal Date** | **Appraisal Type** | **Appraisal Company** | **Appraiser Name** | **Appraiser State License Number** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXX | 4000083168 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000083405 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXX | 4000085050 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| XXXX | 4000086360 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.8 |
| XXXX | 4000092686 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000090863 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXX | 4000076779 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000088672 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000091057 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000082392 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000091428 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| XXXX | 4000087576 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000082824 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000087571 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000089239 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000091407 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000089409 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000093633 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Moderate risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000091883 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000083182 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| XXXX | 4000082136 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000091073 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000078787 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1025 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000078868 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| XXXX | 4000085019 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.8 |
| XXXX | 4000082354 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXX | 4000088185 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000084070 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.2 |
| XXXX | 4000089217 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000083481 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000079361 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXX | 4000085461 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000085465 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.2 |
| XXXX | 4000088254 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3 |
| XXXX | 4000089008 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| XXXX | 4000090836 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXX | 4000066380 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000075981 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000078347 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000081308 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000076932 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 3.63% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000078812 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000083606 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000078985 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000080611 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000076807 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000079944 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000093572 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000079938 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | B | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000080420 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000082603 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000082267 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000086707 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000082799 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000084108 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000083613 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000081650 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000082752 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000084441 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000089612 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 3.06% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000089617 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000086044 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000085821 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | B | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000089616 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000086164 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000088378 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 0.00% | XXXX | A | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.32

**Exhibit 99.32**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| ![](ex99-32_001.jpg) | ![](ex99-32_001.jpg) | ![](ex99-32_001.jpg) | ![](ex99-32_001.jpg) | ![](ex99-32_001.jpg) | ![](ex99-32_001.jpg) | ![](ex99-32_001.jpg) |
| **Data Compare** | **Data Compare** | **Data Compare** | **Data Compare** | **Data Compare** | **Data Compare** | **Data Compare** |
| **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| XXXX | 4000083168 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000083168 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000083168 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000083405 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000083405 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000083405 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000083405 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000083405 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000085050 | XXXX | DSCR |  | 1.220 | Verified |
| XXXX | 4000085050 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000085050 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000086360 | XXXX | Self-Employment Flag | N | Y | Verified |
| XXXX | 4000086360 | XXXX | Qualifying Credit Score | 765 | 782 | Verified |
| XXXX | 4000086360 | XXXX | Co-Borrower Self-employment Flag | N | Y | Verified |
| XXXX | 4000086360 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000086360 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000086360 | XXXX | Qualifying DTI | 0.36009 | 0.49038 | Verified |
| XXXX | 4000086360 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000092686 | XXXX | DSCR |  | 1.070 | Verified |
| XXXX | 4000092686 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000092686 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000090863 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000090863 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000090863 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000076779 | XXXX | Qualifying Credit Score | 0 | 743 | Verified |
| XXXX | 4000076779 | XXXX | DSCR |  | 1.520 | Verified |
| XXXX | 4000076779 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000076779 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000076779 | XXXX | Qualifying DTI | 0.12764 |  | Verified |
| XXXX | 4000088672 | XXXX | DSCR |  | 0.860 | Verified |
| XXXX | 4000088672 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000088672 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000091057 | XXXX | Qualifying Credit Score | 0 | 760 | Verified |
| XXXX | 4000091057 | XXXX | Original CLTV |  | 0.800000 | Verified |
| XXXX | 4000091057 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000091057 | XXXX | Original LTV |  | 0.800000 | Verified |
| XXXX | 4000091057 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000091057 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000091057 | XXXX | Qualifying DTI |  | 0.49283 | Verified |
| XXXX | 4000091057 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000082392 | XXXX | Qualifying Credit Score | 0 | 697 | Verified |
| XXXX | 4000082392 | XXXX | DSCR |  | 1.030 | Verified |
| XXXX | 4000082392 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000082392 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000082392 | XXXX | Original P&I | 4679.41 | 3681.25 | Verified |
| XXXX | 4000091428 | XXXX | Qualifying Credit Score | 0 | 772 | Verified |
| XXXX | 4000091428 | XXXX | Doc Type |  | P&L | Verified |
| XXXX | 4000091428 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000087576 | XXXX | Qualifying Credit Score | 0 | 739 | Verified |
| XXXX | 4000087576 | XXXX | DSCR |  | 0.890 | Verified |
| XXXX | 4000087576 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000087576 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000087576 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000082824 | XXXX | Qualifying Credit Score | 0 | 735 | Verified |
| XXXX | 4000082824 | XXXX | DSCR |  | 1.710 | Verified |
| XXXX | 4000082824 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000082824 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000082824 | XXXX | Qualifying DTI | 0.64660 |  | Verified |
| XXXX | 4000087571 | XXXX | Qualifying Credit Score | 0 | 763 | Verified |
| XXXX | 4000087571 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000087571 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000087571 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000089239 | XXXX | Qualifying Credit Score | 0 | 746 | Verified |
| XXXX | 4000089239 | XXXX | Original CLTV |  | 0.650000 | Verified |
| XXXX | 4000089239 | XXXX | DSCR |  | 1.290 | Verified |
| XXXX | 4000089239 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000089239 | XXXX | Original LTV |  | 0.650000 | Verified |
| XXXX | 4000089239 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000091407 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000091407 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000091407 | XXXX | Qualifying DTI | 0.09641 | 0.17983 | Verified |
| XXXX | 4000091407 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000089409 | XXXX | DSCR |  | 1.000 | Verified |
| XXXX | 4000089409 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000089409 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000093633 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000093633 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000093633 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000093633 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000091883 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000091883 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000091883 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000091883 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000091883 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000083182 | XXXX | Co-Borrower Self-employment Flag | N | Y | Verified |
| XXXX | 4000083182 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000083182 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000083182 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000083182 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000082136 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000082136 | XXXX | Loan Purpose | Refinance | Refinance - Cash Out | Verified |
| XXXX | 4000082136 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000091073 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000091073 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000091073 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000078787 | XXXX | DSCR |  | 1.190 | Verified |
| XXXX | 4000078787 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000078787 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000078787 | XXXX | Prepayment Penalty | N | Y | Verified |
| XXXX | 4000078868 | XXXX | DSCR |  | 1.040 | Verified |
| XXXX | 4000078868 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000078868 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000085019 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000085019 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000085019 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000082354 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000082354 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000082354 | XXXX | Original P&I | 7025.49 | 5242.19 | Verified |
| XXXX | 4000088185 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000088185 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000088185 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 4000088185 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000084070 | XXXX | Qualifying Credit Score | 749 | 785 | Verified |
| XXXX | 4000084070 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000084070 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000084070 | XXXX | Qualifying DTI | 0.46340 | 0.46344 | Verified |
| XXXX | 4000084070 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000089217 | XXXX | Qualifying Credit Score | 799 | 806 | Verified |
| XXXX | 4000089217 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000089217 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000089217 | XXXX | Property City | XXXX | XXXX | Verified |
| XXXX | 4000089217 | XXXX | Qualifying DTI | 0.49290 | 0.49289 | Verified |
| XXXX | 4000089217 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000083481 | XXXX | DSCR |  | 1.420 | Verified |
| XXXX | 4000083481 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000083481 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000079361 | XXXX | Doc Type |  | Bank Statement | Verified |
| XXXX | 4000079361 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000079361 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000085461 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000085461 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000085461 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000085465 | XXXX | Doc Type |  | Full | Verified |
| XXXX | 4000085465 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000085465 | XXXX | Qualified Mortgage | N | Y | Verified |
| XXXX | 4000088254 | XXXX | DSCR |  | 1.940 | Verified |
| XXXX | 4000088254 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000088254 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000089008 | XXXX | DSCR |  | 1.350 | Verified |
| XXXX | 4000089008 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000089008 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000090836 | XXXX | DSCR |  | 1.080 | Verified |
| XXXX | 4000090836 | XXXX | Doc Type |  | Debt Service Coverage | Verified |
| XXXX | 4000090836 | XXXX | Maturity Date |  | XXXX | Verified |
| XXXX | 4000090836 | XXXX | Qualifying DTI | 0.10426 |  | Verified |
| XXXX | 4000075981 | XXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000075981 | XXXX | Doc Type | FullDocumentation | Asset Utilization | Verified |
| XXXX | 4000075981 | XXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000078347 | XXXX | Doc Type | FullDocumentation | Asset Utilization | Verified |
| XXXX | 4000081308 | XXXX | Property City | XXXX | XXXX | Verified |
| XXXX | 4000081308 | XXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000081308 | XXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000081308 | XXXX | PITI | 2138.35 | 2768.91 | Verified |
| XXXX | 4000076932 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 4000076932 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 4000076932 | XXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000078812 | XXXX | Property Type | Detached | PUD-Detached | Verified |
| XXXX | 4000078812 | XXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000078812 | XXXX | Doc Type | FullDocumentation | Asset Utilization | Verified |
| XXXX | 4000078812 | XXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000078812 | XXXX | PITI | 1943.85 | 2758.85 | Verified |
| XXXX | 4000083606 | XXXX | Doc Type | FullDocumentation | Asset Utilization | Verified |
| XXXX | 4000083606 | XXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000083606 | XXXX | PITI | 2828.52 | 5462.35 | Verified |
| XXXX | 4000078985 | XXXX | PITI | 9884.73 | 13265.83 | Verified |
| XXXX | 4000080611 | XXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000076807 | XXXX | DSCR | 0.932 | 0.960 | Verified |
| XXXX | 4000076807 | XXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000076807 | XXXX | PITI | 6252.00 | 5668.40 | Verified |
| XXXX | 4000079938 | XXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000079938 | XXXX | Doc Type | FullDocumentation | Asset Depletion | Verified |
| XXXX | 4000080420 | XXXX | Qualifying DTI | 0.47307 | 0.47304 | Verified |
| XXXX | 4000080420 | XXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000080420 | XXXX | Doc Type | FullDocumentation | Asset Depletion | Verified |
| XXXX | 4000080420 | XXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000082603 | XXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000082603 | XXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000082603 | XXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000082267 | XXXX | Doc Type | FullDocumentation | Asset Utilization | Verified |
| XXXX | 4000086707 | XXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000082799 | XXXX | Property Zip | XXXX | XXXX | Verified |
| XXXX | 4000084108 | XXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000083613 | XXXX | Qualifying DTI | 0.51002 | 0.47159 | Verified |
| XXXX | 4000083613 | XXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000081650 | XXXX | Qualifying DTI | 0.49872 | 0.49732 | Verified |
| XXXX | 4000081650 | XXXX | Doc Type | FullDocumentation | Asset Depletion | Verified |
| XXXX | 4000082752 | XXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000082752 | XXXX | Doc Type | FullDocumentation | Asset Utilization | Verified |
| XXXX | 4000089612 | XXXX | DSCR | 0.835 | 0.820 | Verified |
| XXXX | 4000089612 | XXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 4000089612 | XXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000089612 | XXXX | PITI | 4203.33 | 4790.06 | Verified |
| XXXX | 4000089617 | XXXX | QM Status | Exempt | Non-QM | Verified |
| XXXX | 4000089617 | XXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000086044 | XXXX | Doc Type | Alternative | P&L | Verified |
| XXXX | 4000085821 | XXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000085821 | XXXX | PITI | 4663.15 | 4625.06 | Verified |
| XXXX | 4000089616 | XXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXX | 4000086164 | XXXX | Doc Type | Alternative | Bank Statement | Verified |
| XXXX | 4000086164 | XXXX | PITI | 3771.09 | 4522.50 | Verified |
| XXXX | 4000088378 | XXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXX | 4000088378 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 4000088378 | XXXX | Doc Type | Alternative | Debt Service Coverage | Verified |

---

## Exhibit 99.33

**Exhibit 99.33**

---

| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) | ![](ex99-33_001.jpg) |
| **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** | **QM ATR Data** |
| **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** | **Run Date - 10/31/2025 8:37:41 AM** |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Level ATR/QM Status** | **Verified Safe Harbor** | **Application Date Prior to 1/10/2014** | **Lender Application Date** | **GSE Eligible** | **CDFI Indicator** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower Foreign National Indicator** | **Borrower Residency Source** | **Co Borrower Foreign National Indicator** | **Co Borrower Residency Source** | **Residual Income to Qualify?** | **ATR/QM Residual Income** |
| XXXX | 4000083168 | XXXX | Exempt | N/A | No | XXXX | Yes | No |  | XXXX | 0.00% | Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000083405 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.429% | Self-Employed |  | US Citizen |  |  |  | Yes | $32957.50 |
| XXXX | 4000085050 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000086360 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.02% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000092686 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000090863 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.60% | Self-Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000076779 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000088672 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000091057 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.471% | Self-Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000082392 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000091428 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 8.302% | Self-Employed |  | US Citizen |  |  |  | Yes | $16402.52 |
| XXXX | 4000087576 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000082824 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000087571 | XXXX | Exempt | N/A | No | XXXX | Yes | No |  | XXXX | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000089239 | XXXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000091407 | XXXX | Non-QM | N/A | No | XXXX | No | No | $8924.28 | XXXX | 7.286% | Self-Employed |  | US Citizen |  |  |  | Yes | $24605.03 |
| XXXX | 4000089409 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required | Not Required | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000093633 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | Yes | No | $1784.00 | XXXX | 6.895% | Not Required | Not Required | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000091883 | XXXX | Exempt | N/A | No | XXXX | Yes | No |  | XXXX | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000083182 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | Yes | No | $2190.00 | XXXX | 6.927% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000082136 | XXXX | Exempt | N/A | No | XXXX | Yes | No |  | XXXX | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000091073 | XXXX | Exempt | N/A | No | XXXX | Yes | No |  | XXXX | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000078787 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000078868 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required | Not Required | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000085019 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 6.962% | Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000082354 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 6.931% | Self-Employed | Retired | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000088185 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.081% | Self-Employed |  | Permanent Resident Alien |  |  |  | No |  |
| XXXX | 4000084070 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.036% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | Yes | $15544.75 |
| XXXX | 4000089217 | XXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $2075.00 | XXXX | 6.707% | Self-Employed | Employed | US Citizen |  | US Citizen |  | Yes | $9814.42 |
| XXXX | 4000083481 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000079361 | XXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 8.186% | Self-Employed |  | US Citizen |  |  |  | Yes | $9041.89 |
| XXXX | 4000085461 | XXXX | Exempt | N/A | No | XXXX |  | No |  | XXXX | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000085465 | XXXX | Exempt | N/A | No | XXXX |  | No |  | XXXX | 0.00% | Retired |  | US Citizen |  |  |  | No |  |
| XXXX | 4000088254 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required | Not Required | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000089008 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000090836 | XXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000066380 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $24595.00 | XXXX | 7.856% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $16462.98 |
| XXXX | 4000075981 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $16595.00 | XXXX | 7.252% | Retired |  | US Citizen |  |  |  | Yes | $33857.74 |
| XXXX | 4000078347 | XXXXX | Non-QM | N/A | No | XXXX | No | No | $30991.10 | XXXX | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $13369.63 |
| XXXX | 4000081308 | XXXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000076932 | XXXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000078812 | XXXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.389% | Retired |  | US Citizen |  |  |  | Yes | $3684.66 |
| XXXX | 4000083606 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 7.622% | Not Required |  | US Citizen |  |  |  | Yes | $10491.54 |
| XXXX | 4000078985 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $24980.00 | XXXX | 7.481% | Employed |  | US Citizen |  |  |  | Yes | $14976.41 |
| XXXX | 4000080611 | XXXXX | Non-QM | N/A | No | XXXX | No | No | $4930.34 | XXXX | 7.318% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | Yes | $4010.40 |
| XXXX | 4000076807 | XXXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| XXXX | 4000079944 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $6005.00 | XXXX | 8.508% | Employed |  | US Citizen |  |  |  | Yes | $19547.29 |
| XXXX | 4000093572 | XXXXX | Non-QM | N/A | No | XXXX | No | No | $0.00 | XXXX | 7.755% | Employed | Retired | US Citizen |  | Non Permanent Resident Alien | G-4 Visa | Yes | $10657.97 |
| XXXX | 4000079938 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $16701.65 | XXXX | 7.698% | Employed |  | US Citizen |  |  |  | Yes | $6590.68 |
| XXXX | 4000080420 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $11045.00 | XXXX | 8.366% | Retired |  | US Citizen |  |  |  | Yes | $4235.93 |
| XXXX | 4000082603 | XXXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required |  | US Citizen |  |  |  | No |  |
| XXXX | 4000082267 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $14192.69 | XXXX | 7.443% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $10529.95 |
| XXXX | 4000086707 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $9054.76 | XXXX | 7.759% | Self-Employed | Employed | US Citizen |  | US Citizen |  | Yes | $10215.84 |
| XXXX | 4000082799 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $8645.71 | XXXX | 7.564% | Employed |  | US Citizen |  |  |  | Yes | $5238.35 |
| XXXX | 4000084108 | XXXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Retired |  | US Citizen |  |  |  | No |  |
| XXXX | 4000083613 | XXXXX | Non-QM | N/A | No | XXXX | No | No | $14111.75 | XXXX | 7.53% | Self-Employed | Unemployed | US Citizen |  | US Citizen |  | Yes | $4372.87 |
| XXXX | 4000081650 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $15070.00 | XXXX | 7.039% | Self-Employed | Employed | US Citizen |  | US Citizen |  | Yes | $11088.74 |
| XXXX | 4000082752 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $5142.91 | XXXX | 7.551% | Not Required |  | US Citizen |  |  |  | Yes | $6917.61 |
| XXXX | 4000084441 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 7.485% | Self-Employed |  | US Citizen |  |  |  | Yes | $4495.61 |
| XXXX | 4000089612 | XXXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required | Not Required | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000089617 | XXXXX | Non-QM | N/A | No | XXXX | No | No | $9163.87 | XXXX | 7.651% | Self-Employed |  | US Citizen |  |  |  | Yes | $1511.53 |
| XXXX | 4000086044 | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXX | No | No | $0.00 | XXXX | 7.591% | Self-Employed | Unemployed | US Citizen |  | US Citizen |  | Yes | $86065.64 |
| XXXX | 4000085821 | XXXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Not Required | Not Required | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000089616 | XXXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| XXXX | 4000086164 | XXXXX | Non-QM | N/A | No | XXXX | No | No | $11996.00 | XXXX | 7.692% | Self-Employed |  | US Citizen |  |  |  | Yes | $10158.30 |
| XXXX | 4000088378 | XXXXX | Exempt | N/A | No | XXXX | No | No |  | XXXX | 0.00% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |

---

## Exhibit 99.34

**Exhibit 99.34**

---

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| **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 10/31/2025 8:37:42 AM** | **Run Date - 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| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **TILA Status** | **Application Date** | **TRID** | **GSE Eligible** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Qualifying P&I** | **PITIA** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 4 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Co Borrower 4 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Residual Income** | **Num Units** | **Flood Cert Number** | **FEMA Flood Zone** | **Annual Property Tax** | **Annual Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Forth Wage Earner Updated FICO Equifax** | **Forth Wage Earner Updated FICO Experian** | **Forth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 4 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 4 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Co Borrower 4 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **Loan Program Date** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Wavier (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Is Equity Shared Loan** | **Title Interest Type** | **Title Held** | **Loan Doc Type** | **PITIA on Other Financed Properties** | **Credit Score Model Name** | **Maturity Date** | **Qualification Method Other Description** | **Index Type Other Description** | **Most Recent 24 Month Pay History** | **Line Utilization** | **Payment History As Of Date** | **Is Line Still Open** | **Property Value Trends** | **Were C/O proceeds included in reserves** | **Borrower Doc Type** | **Co Borrower 2 Doc Type** | **Co Borrower 3 Doc Type** | **Co Borrower 4 Doc Type** | **Reserves in Months** | **Months WVOE** | **ITIN Indicator** | **Condo Warrantable** | **Default Rate Clause** | **Default Rate** | **Borrower 3 FICO** | **Borrower 4 FICO** | **Borrower 3 Residency Status** | **Borrower 4 Residency Status** |
| XXXX | 4000083168 | XXXX | Exempt | XXXX | Yes | Yes |  |  | XXXX | 0.00% | XXXX | XXXX | 6.99% | Yes | Yes | Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $12170.30 | 1 |  | X | $8331.96 | $2400.00 | XXXX |  |  |  |  | 37.295% |  |  | 20250602 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 25% |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] WVOE - 06/2025 29 months;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Secretary of State (SOS) - 04/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] WVOE - 06/2025 29 months;<br> [Co Borrower 1 - Primary Income - S-Corp] Paystubs - 04/2025-05/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2024; | Stated, Level 5 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $4902.50 |  |  | 2000 | 1 | Approve/Eligible | No |  | N/A | 6.99 | 0 | 0 | 0 | 1 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Full | Full |  |  | 105 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000083405 | XXXX | Non-QM | XXXX | Yes | No | $8708.50 | $11565.58 | XXXX | 7.429% | XXXX | XXXX | 7.25% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $32957.50 | 1 |  | X | $12652.44 | $1258.08 | XXXX |  |  |  |  | 21.222% |  | 21.222% | 20250618 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 85% | 50% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 06/2024-05/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 07/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 07/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 | 2.1 |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Declining | Yes | Alternative Doc |  |  |  | 114 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000085050 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.25% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $1821.24 | $1032.96 | XXXX |  |  |  |  |  |  |  | 20250723 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1.8 |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.22 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Increasing | No |  |  |  |  | 84 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000086360 | XXXX | Non-QM | XXXX | Yes | No | $17899.00 | $17047.92 | XXXX | 7.02% | XXXX | XXXX | 6.88% | No | No | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $24416.27 | 1 |  | X | $11660.76 | $4002.96 | XXXX | AL | $1179.96 |  | Annually | 49.038% |  | 49.038% | 20250717 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 30% | 50% | 50% |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 7/2024-6/2025 - 12 months;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 7/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 7/2025;<br> [Borrower - Primary Income - Wages] WVOE - 7/2025-172 months;<br> [Borrower - Primary Income - Wages] Paystubs - 6/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 7/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 7/2024-6/2025 - 12 months;<br> [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 7/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 7/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 6/2025 - 100 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 6/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 7/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 133650 | 2.8 |  | No |  | N/A | 6.875 | 2 | 2 | 0 | 0 | 0 | 4 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Alternative Doc | Alternative Doc |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000092686 | XXXX | Exempt | XXXX | No | No |  |  | XXXX | 0.00% | XXXX | XXXX | 6.88% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $4345.80 | $1132.68 | XXXX | AL | $215.00 |  | Monthly |  |  |  | 20250828 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 | 1 |  | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.07 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 83 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000090863 | XXXX | Non-QM | XXXX | Yes | No | $11360.00 | $18568.89 | XXXX | 7.60% | XXXX | XXXX | 7.38% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $113695.11 | 1 |  | AH | $24015.96 | $4318.20 | XXXX |  |  |  |  | 7.316% |  | 7.316% | 20250714 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 20% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 8/2024-7/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 8/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 7/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 8/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 | 7 | XXXX | XXXX | 1 | 70 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 | 1.1 |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Increasing | No | Alternative Doc |  |  |  | 9 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000076779 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 8.25% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 2 |  | X | $2411.88 | $2107.08 | XXXX |  |  |  |  |  |  |  | 20250509 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 8.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.52 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 257 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000088672 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.50% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $9437.76 | $1473.00 | XXXX |  |  |  |  |  |  |  | 20250808 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.86 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 13 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000091057 | XXXX | Non-QM | XXXX | Yes | No | $15324.00 | $27620.48 | XXXX | 7.471% | XXXX | XXXX | 7.38% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $18936.35 | 1 |  | X | $41679.36 | $12506.04 | XXXX |  |  |  |  | 49.283% |  | 49.283% | 20250710 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business |  | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 08/2024-07/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 08/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 08/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 08/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 | 1 |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 19 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000082392 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.75% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $12360.72 | $2670.00 | XXXX |  |  |  |  |  |  |  | 20250616 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.03 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Increasing | No |  |  |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000091428 | XXXX | Non-QM | XXXX | Yes | No | $23036.51 | $26963.45 | XXXX | 8.302% | XXXX | XXXX | 7.88% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $16402.52 | 1 |  | X | $6141.60 | $2349.60 | XXXX |  |  |  |  | 25.443% |  | 25.443% | 20250515 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Third Party Prepared(unaudited) | [Borrower - Primary Income - Sole Proprietor] P&L Statement - 07/2025 12 months;<br> [Borrower - Primary Income - Sole Proprietor] CPA Letter - 07/2025;<br> [Borrower - Primary Income - Sole Proprietor] VVOE - 08/2025;<br> [Borrower - Primary Income - Sole Proprietor] Business License/Validation - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 | 2.3 |  | No |  | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | P&L |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 39 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000087576 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.38% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | AE | $8458.20 | $1423.68 | XXXX | FL | $1242.79 |  | Monthly |  |  |  | 20250616 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.89 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | Yes |  |  |  |  | 64 |  | No | Yes | FALSE |  |  |  |  |  |
| XXXX | 4000082824 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.50% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 4 |  | X | $2580.12 | $1954.08 | XXXX |  |  |  |  |  |  |  | 20250622 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.71 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 31 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000087571 | XXXX | Exempt | XXXX | Yes | Yes |  |  | XXXX | 0.00% | XXXX | XXXX | 6.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $15991.77 | 3 |  | X | $7275.00 | $2733.48 | XXXX |  |  |  |  | 28.831% |  |  | 20250703 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 7/2025;<br> [Borrower - Primary Income - Wages] VVOE - 8/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 20123; |  | Stated, Level 5 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $2216.59 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 6.75 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Full |  |  |  | 149 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000089239 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 6.75% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 2 |  | X500 | $2281.44 | $2364.00 | XXXX |  |  |  |  |  |  |  | 20250718 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.29 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 103 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000091407 | XXXX | Non-QM | XXXX | Yes | No | $8924.28 | $12026.39 | XXXX | 7.286% | XXXX | XXXX | 7.00% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $24605.03 | 1 |  | X | $4894.80 | $2759.28 | XXXX |  |  |  |  | 17.983% |  | 17.983% | 20250825 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 50% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 9/2025-8/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 9/2/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 9/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 9/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 9/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $8924.28 |  |  | 60000 | 1 |  | No |  | N/A | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 6 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000089409 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.25% | Yes | Yes | Not Required | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $6497.04 | $1061.76 | XXXX |  |  |  |  |  |  |  | 20250812 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000093633 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | Yes | $1784.00 | $1510.59 | XXXX | 6.895% | XXXX | XXXX | 6.88% | Yes | Yes | Not Required | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $8039.39 | 4 |  | X | $2355.24 | $3209.04 | XXXX |  |  |  |  | 22.327% | 22.327 |  | 20250813 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $1784.00 |  |  | 3000 |  | Approve/Eligible | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Trust | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Full |  |  |  | 93 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000091883 | XXXX | Exempt | XXXX | Yes | Yes |  |  | XXXX | 0.00% | XXXX | XXXX | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6968.66 | 1 |  | X500 | $1592.88 | $1239.00 | XXXX |  |  |  |  | 44.968% |  |  | 20250611 | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 08/2025;<br> [Borrower - Primary Income - Wages] WVOE - 08/2025 1 month;<br> [Borrower - Primary Income - Wages] VVOE - 08/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 08/2025; | [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024; | Stated, Level 5 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $9170.26 |  |  | 218.5 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Full | Full |  |  | 16 | 1 | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000083182 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | Yes | $2190.00 | $3147.56 | XXXX | 6.927% | XXXX | XXXX | 6.75% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $5256.30 | 1 |  | X | $1137.96 | $1419.60 | XXXX |  |  |  |  | 40.102% | 40.102 |  | 20250305 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% | 50% |  | [Borrower - Primary Income - Partnership] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Partnership] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - Partnership] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Partnership] K-1 - 2024;<br> [Borrower - Primary Income - Partnership] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 6/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Co Borrower 1 - Primary Income - Partnership] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - Partnership] K-1 - 2024;<br> [Co Borrower 1 - Primary Income - Partnership] K-1 - 2023; | [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 4506 or 4506T - 2024;<br> [Borrower] 4506 or 4506T - 2023;<br> [Borrower] 1084 or income worksheet - 2024;<br> [Borrower] 1084 or income worksheet - 2023;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] 4506 or 4506T - 2024;<br> [Co Borrower 1] 4506 or 4506T - 2023;<br> [Co Borrower 1] 1084 or income worksheet - 2024;<br> [Co Borrower 1] 1084 or income worksheet - 2023; | Stated, Level 4 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $2190.00 |  |  | 0 | 1.1 | Approve/Eligible | No |  | N/A | 6.75 | 0 | 0 | 4 | 4 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Full | Full |  |  | 82 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000082136 | XXXX | Exempt | XXXX | No | Yes |  |  |  | 0.00% | XXXX | XXXX | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5967.18 | 1 |  | AE | $1083.00 | $2996.76 | XXXX | CA | $180.00 |  | Monthly | 40.107% |  |  | 20250528 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 6/2025 - 8 months;<br> [Borrower - Primary Income - Wages] Third Party Verification - 6/2025 - 47 months;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 6/2025;<br> [Borrower - Primary Income - Wages] VVOE - 6/2025; | [Borrower] 1040 - 2024; | Stated, Level 4 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Full |  |  |  | 8 | 47 | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000091073 | XXXX | Exempt | XXXX | Yes | Yes |  |  | XXXX | 0.00% | XXXX | XXXX | 6.25% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7696.88 | 1 |  | X500 | $2666.64 | $923.04 | XXXX |  |  |  |  | 38.025% |  |  | 20250715 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Borrower Prepared | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Sole Proprietor] W-2 Transcript - No Results Returned - 2024;<br> [Borrower - Primary Income - Sole Proprietor] P&L Statement - 07/2025 19 months; | [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $4304.00 |  |  | 89.5 | 1 | Approve/Eligible | No |  | N/A | 6.25 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Full |  |  |  | 50 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000078787 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 8.50% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 2 |  | X | $2874.12 | $1737.96 | XXXX |  |  |  |  |  |  |  | 20250313 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 8.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.19 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 7 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000078868 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 8.50% | Yes | Yes | Not Required | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $1625.04 | $1081.80 | XXXX |  |  |  |  |  |  |  | 20250313 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1.7 |  | No |  | N/A | 8.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.04 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 16 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000085019 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $2140.00 | $11370.71 | XXXX | 6.962% | XXXX | XXXX | 6.88% | No | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $11664.73 | 1 |  | X | $19270.92 | $2365.92 | XXXX |  |  |  |  | 48.157% | 48.157 |  | 20250529 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 6/2025-7/2025;<br> [Borrower - Primary Income - Wages] Work Number - 7/2025 - 56 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 7/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 | 2.8 |  | No |  | N/A | 6.875 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Trust | Full |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Full |  |  |  | 285 | 56 | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000082354 | XXXX | Non-QM | XXXX | Yes | No | $1875.00 | $5548.53 | XXXX | 6.931% | XXXX | XXXX | 6.88% | No | No | Self-Employed | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $14694.96 | 1 |  | X | $16941.84 | $3151.56 | XXXX | CA | $183.00 |  | Monthly | 41.561% |  | 41.561% | 20250616 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 10% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 6/2024-5/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 7/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 6/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 6/2025;<br> [Borrower - Primary Income - Bank Statements] Business License/Validation - 7/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 7/2025;<br> [Co Borrower 1 - Primary Income - Retirement] SS Award Letter - 06/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Bank Statements - Personal - 4/2025-5/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 1986 | 1.2 |  | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Trust | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Increasing | No | Alternative Doc | Full |  |  | 427 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000088185 | XXXX | Non-QM | XXXX | Yes | No | $2025.00 | $6428.48 | XXXX | 7.081% | XXXX | XXXX | 7.00% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $25876.93 | 1 |  | X | $13125.00 | $2157.00 | XXXX |  |  |  |  | 20.96% |  | 20.96% | 20250730 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 50% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 08/2024-07/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 08/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 08/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 2852 | 1 |  | No |  | N/A | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 10 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000084070 | XXXX | Non-QM | XXXX | Yes | No | $1950.00 | $3719.06 | XXXX | 7.036% | XXXX | XXXX | 7.00% | No | No | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $15544.75 | 1 |  | X | $24069.12 | $2291.04 | XXXX |  |  |  |  | 46.344% |  | 46.344% | 20250702 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 15% | 100% | 100% |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 06/2024-06/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 07/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Business - 07/2024-06/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] CPA Letter - 07/2025;<br> [Co Borrower 1 - Primary Income - Bank Statements] VVOE - 07/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 07/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 5396 | 3.2 |  | No |  | N/A | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Increasing | No | Alternative Doc | Alternative Doc |  |  | 19 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000089217 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $2075.00 | $7735.40 | XXXX | 6.707% | XXXX | XXXX | 6.63% | No | No | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $9814.42 | 1 |  | X | $15312.48 | $12131.04 | XXXX |  |  |  |  | 49.289% | 49.289 |  | 20250807 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Borrower Prepared | [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 09/2025;<br> [Borrower - Primary Income - S-Corp] P&L Statement - 08/2025 7 months;<br> [Borrower - Primary Income - S-Corp] Self-Employment Questionnaire (SEQ) - 09/2025;<br> [Borrower - Primary Income - S-Corp] CPA Letter - 09/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 09/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 06/2025-07/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 08/2025 7 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 09/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $2075.00 |  |  | 3049 | 1 |  | No |  | N/A | 6.625 | 1 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Alternative Doc | Full |  |  | 26 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000083481 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.38% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $4923.36 | $1953.60 | XXXX | VA | $45.00 |  | Monthly |  |  |  | 20250619 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 1 |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.42 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 17 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000079361 | XXXX | Non-QM | XXXX | Yes | No | $10727.50 | $12976.25 | XXXX | 8.186% | XXXX | XXXX | 7.88% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9041.89 | 1 |  | X | $7023.60 | $3077.76 | XXXX |  |  |  |  | 38.57% |  | 38.57% | 20250530 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 30% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 06/2024-05/2025;<br> [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] CPA Letter - 06/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 06/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 07/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 1935 | 1 |  | No |  | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 21 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000085461 | XXXX | Exempt | XXXX | Yes |  |  |  | XXXX | 0.00% | XXXX | XXXX | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $22087.24 | 3 |  | X | $6383.64 | $1736.04 | XXXX |  |  |  |  | 21.446% |  |  | 20250521 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Partnership] K-1 - 2023;<br> [Borrower - Primary Income - Partnership] Telephone Listing / Internet Search / Directory Assistance - 07/2025;<br> [Borrower - Primary Income - Partnership] Business License/Validation - 07/2025;<br> [Borrower - Primary Income - Partnership] VVOE - 07/2025;<br> [Borrower - Primary Income - Partnership] CPA Letter - 07/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $2115.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.375 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Full |  |  |  | 9 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000085465 | XXXX | Exempt | XXXX | Yes |  |  |  | XXXX | 0.00% | XXXX | XXXX | 6.88% | Yes | N/A | Retired |  |  |  |  |  |  | No | No |  |  |  |  |  | $6562.50 | 1 |  | X500 | $5607.48 | $2463.96 | XXXX |  |  |  |  | 16.662% |  |  | 20250604 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 12/2024;<br> [Borrower - Non-Primary Income - Social Security] Tax Returns – Personal - 2024;<br> [Borrower - Non-Primary Income - Social Security] VVOE - 07/2025; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024; | Stated, Level 4 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $8485.00 |  |  | 1708 | 3.2 | Approve/Eligible | No |  | N/A | 6.875 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No | Full |  |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000088254 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.00% | Yes | Yes | Not Required | Not Required | Not Required |  |  |  |  | No | No | No |  |  |  |  | $0.00 | 1 |  | X | $2767.56 | $1620.96 | XXXX | VA | $984.00 |  | Annually |  |  |  | 20250723 | 768 | 771 | 774 | 777 |  |  |  |  |  |  |  |  |  |  |  |  | Stated, Verified |  |  | Not Stated, not Verified |  |  | Not Stated, not Verified |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 3 |  | No |  | N/A | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.94 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 193 |  | No |  | FALSE |  | 774 |  |  |  |
| XXXX | 4000089008 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 6.50% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $6218.04 | $1416.96 | XXXX |  |  |  |  |  |  |  | 20250808 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 301.94 | 2 |  | No |  | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.35 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | Yes |  |  |  |  | 108 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000090836 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 6.75% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | AE | $21978.84 | $9214.92 | XXXX |  |  |  |  |  |  |  | 20250826 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 | 2.5 |  | No |  | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.08 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 98 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000066380 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $24595.00 | $25403.08 | XXXX | 7.856% | XXXX | XXXX | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $16462.98 | 1 |  | X | $6066.24 | $2622.00 | XXXX | MT | $511.17 |  | Monthly | 44.939% | 44.939 |  | 20250113 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/2024-01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] Third Party Verification - 1-2025 13 MONTHS;<br> [Borrower - Primary Income - Wages] VVOE - 1-2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 11/2024-12/2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2022;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 1-2025 13 MONTHS;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 1-2025 13 MONTHS;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 1-2025; |  | Stated, Level 5 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $24595.00 |  |  | 0 |  |  | No |  | N/A | 7.625 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 29 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000075981 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $16595.00 |  | XXXX | 7.252% | XXXX | XXXX | 6.88% | No | N/A | Retired |  |  |  |  |  |  | No | No |  |  |  |  |  | $33857.74 | 1 |  | X | $4682.76 | $12921.00 | XXXX |  |  |  |  | 26.743% | 26.743 |  | 20250227 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Bank Statements] Investment Statements - 01/2025-02/2025 2 months; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $16595.00 |  |  | 3500 |  |  | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Asset Utilization |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 684 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000078347 | XXXX | Non-QM | XXXX | Yes | No | $30991.10 | $33761.29 | XXXX | 0.00% | XXXX | XXXX | 7.00% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $13369.63 | 1 |  | X | $7032.00 | $1815.00 | XXXX |  |  |  |  | 35.232% |  | 35.232% | 20250423 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Other - 05/01/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 03/31/2025-05/22/2025 2 months; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $30991.10 |  |  | 0 |  |  | No |  | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Utilization |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 234 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000081308 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 9.00% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $4842.84 | $2723.88 | XXXX |  |  |  |  |  |  |  | 20250417 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 8.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.9 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 9 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000076932 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 8.75% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $7250.04 | $1790.04 | XXXX | CA | $633.00 |  | Monthly |  |  |  | 20250227 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 8.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.86 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 33 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000078812 | XXXX | Non-QM | XXXX | Yes | No | $13703.19 | $14693.72 | XXXX | 7.389% | XXXX | XXXX | 6.88% | No | N/A | Retired |  |  |  |  |  |  | No | No |  |  |  |  |  | $3684.66 | 1 |  | X | $6485.16 | $3294.84 | XXXX | FL | $30.00 |  | Monthly | 43.431% |  | 43.431% | 20250506 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 2-2025 2 Months;<br> [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-5/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-5/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Bank Statements - Personal - 3/2025-4/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Utilization |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  |  | No |  |  |  |  | 154 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000083606 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $8776.67 | $14896.24 | XXXX | 7.622% | XXXX | XXXX | 7.25% | No | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $10491.54 | 1 |  | X | $29754.96 | $1851.00 | XXXX |  |  |  |  | 35.456% | 35.456 |  | 20250506 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 3/1/2025-5/20/2025-3 months; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Utilization |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 224 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000078985 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $24980.00 | $32601.75 | XXXX | 7.481% | XXXX | XXXX | 7.25% | No | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $14976.41 | 1 |  | X | $36613.20 | $3960.00 | XXXX | CA | $350.00 | 20250601 | Monthly | 49.262% | 49.262 |  | 20250308 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Employer Letter - 05/2025;<br> [Borrower - Non-Primary Income - Retirement] Bank Statements - Business - 3/2025 -04/2025 - 2 months;<br> [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 1/2025 - 02/2025 - 2 months;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 05/2025 #7 months;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025; |  | Stated, Level 4 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $24980.00 |  |  | 0 |  |  | No |  | N/A | 7.25 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 21 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000080611 | XXXX | Non-QM | XXXX | Yes | No | $4930.34 | $6173.64 | XXXX | 7.318% | XXXX | XXXX | 7.00% | No | No | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $4010.40 | 1 |  | X | $2760.00 | $368.76 | XXXX | UT | $15.00 | 20250701 | Monthly | 34.38% |  | 34.38% | 20250428 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 90% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 05/2024-04/2025-12 months;<br> [Borrower - Primary Income - Bank Statements] Employer Letter - 05/2025- 8 years;<br> [Borrower - Primary Income - Bank Statements] Other - 05/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 05/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 06/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $4930.34 |  |  | 0 |  |  | No |  | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 25 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000076807 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | AE | $12101.16 | $7071.60 | XXXX |  |  |  |  |  |  |  | 20250501 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.96 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 424 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000079944 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $6005.00 | $9950.34 | XXXX | 8.508% | XXXX | XXXX | 8.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $19547.29 | 1 |  | X | $6113.04 | $469.92 | XXXX | IL | $453.00 | 20250701 | Monthly | 32.619% | 32.619 |  | 20250424 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025 2 months;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] WVOE - 05/2025-29 months; |  | Stated, Level 5 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $6005.00 |  |  | 0 |  |  | No |  | N/A | 7.999 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 4472 | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 58 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000093572 | XXXX | Non-QM | XXXX | Yes | No | $15274.20 | $17291.39 | XXXX | 7.755% | XXXX | XXXX | 7.13% | Yes | Yes | Employed | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $10657.97 | 1 |  | X | $3000.12 | $913.08 | XXXX | DE | $230.00 |  | Monthly | 35.466% |  | 35.466% | 20250808 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 06/28/2025-07/25/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 08/12/2025 - 31 months;<br> [Borrower - Primary Income - Wages] VVOE - 08/27/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Pension Letter - 06/24/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Other - 07/01/2025-07/31/2025 - Monthly Pension Statement; |  | Stated, Level 5 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable |  |  |  |  |  | 96 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000079938 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $16701.65 | $21207.55 | XXXX | 7.698% | XXXX | XXXX | 7.38% | No | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6590.68 | 1 |  | X | $8407.08 | $3697.08 | XXXX |  |  |  |  | 46.891% | 46.891 |  | 20250429 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Bank Statements - Personal - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Bank Statements - Personal - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Bank Statements - Personal - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Bank Statements - Personal - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Bank Statements - Personal - 3/2025-4/2025;<br> [Borrower - Primary Income - Retirement] Bank Statements - Personal - 3/2025-4/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $16701.65 |  |  | 0 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Depletion |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 143 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000080420 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $11045.00 | $14247.84 | XXXX | 8.366% | XXXX | XXXX | 8.00% | No | N/A | Retired |  |  |  |  |  |  | No | No |  |  |  |  |  | $4235.93 | 1 |  | X | $5280.48 | $1781.88 | XXXX | GA | $330.00 | 20260101 | Annually | 47.304% | 47.304 |  | 20250511 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 2025;<br> [Borrower - Non-Primary Income - Retirement] Investment Statements - 3/2025-4/2025- 2 months;<br> [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 3/2025 - 4/2025-2 months; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $11045.00 |  |  | 0 |  |  | No |  | N/A | 7.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Depletion |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 65 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000082603 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 8.63% | Yes | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | -$56712.00 | 1 |  | AE | $24245.40 | $12936.60 | XXXX |  |  |  |  |  |  |  | 20250523 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 8.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.54 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 246 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000082267 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $14192.69 | $15832.14 | XXXX | 7.443% | XXXX | XXXX | 7.25% | No | No | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10529.95 | 1 |  | X | $6248.76 | $1937.16 | XXXX | UT | $280.00 |  | Monthly | 43.329% | 43.329 |  | 20250513 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Bank Statements] Investment Statements - 3/2025-4/2025 2mo;<br> [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 3/2025-5/2025 3mo;<br> [Co Borrower 1 - Primary Income - Bank Statements] Investment Statements - 3/2025-4/2025 2mo;<br> [Co Borrower 1 - Primary Income - Bank Statements] Bank Statements - Personal - 3/2025-5/2025 3mo; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $14192.69 |  |  | 0 |  |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Asset Utilization | 4331 | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 177 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000086707 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $9054.76 | $10792.29 | XXXX | 7.759% | XXXX | XXXX | 7.50% | No | No | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10215.84 | 1 |  | C | $8162.28 | $4101.00 | XXXX |  |  |  |  | 41.852% | 41.852 |  | 20250606 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Wages] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Self-Employment Questionnaire (SEQ) - 06/2025;<br> [Borrower - Primary Income - Wages] Other - 2023;<br> [Borrower - Primary Income - Wages] Other - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025-06/2025;<br> [Borrower - Primary Income - C-Corp] 1120 - 2023;<br> [Borrower - Primary Income - C-Corp] 1120 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 07/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 07/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023;<br> [Borrower] 1084 or income worksheet - 2024;<br> [Borrower] 1084 or income worksheet - 2023;<br> [Borrower] 4506 or 4506T - 2024;<br> [Borrower] 4506 or 4506T - 2023; | Stated, Level 4 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $9054.76 |  |  | 0 |  |  | No |  | N/A | 7.5 | 2 | 1 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 5826 | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 19 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000082799 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $8645.71 | $12438.62 | XXXX | 7.564% | XXXX | XXXX | 7.25% | No | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5238.35 | 1 |  | X | $4523.04 | $3363.00 | XXXX | CA | $164.14 |  | Monthly | 48.808% | 48.808 |  | 20250522 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $8645.71 |  |  | 0 |  |  | No |  | N/A | 7.25 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 7 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000084108 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.38% | Yes | N/A | Retired |  |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $1284.96 | $1380.00 | XXXX | AZ | $164.00 |  | Monthly |  |  |  | 20250530 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.09 |  |  | No | Fee Simple | Limited Liability Corp | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  |  | No |  |  |  |  | 131 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000083613 | XXXX | Non-QM | XXXX | Yes | No | $14111.75 | $18203.97 | XXXX | 7.53% | XXXX | XXXX | 7.13% | No | No | Self-Employed | Unemployed |  |  |  |  |  | No | No |  |  |  |  |  | $4372.87 | 1 |  | X | $6583.68 | $2022.60 | XXXX |  |  |  |  | 47.159% |  | 47.159% | 20250618 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 10% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 06/2025;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 05/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 07/2025;<br> [Borrower - Primary Income - Bank Statements] Bank Statements - Business - 06/2024-05/2025-12 months;<br> [Co Borrower 1 - Non-Primary Income - Child Support] Third Party Verification - 05/2016;<br> [Co Borrower 1 - Non-Primary Income - Child Support] Other - 04/2017; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $14111.75 |  |  | 10528.5 |  |  | No |  | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 63 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000081650 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $15070.00 | $21771.79 | XXXX | 7.039% | XXXX | XXXX | 6.88% | No | No | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $11088.74 | 1 |  | X | $7923.00 | $4174.08 | XXXX | CO | $21.00 | 20250801 | Monthly | 49.732% | 49.732 |  | 20250609 | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 06/2025-98 mo;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 6/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 4/2025-6/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Investment Statements - 4/2025-6/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $15070.00 |  |  | 0 |  |  | No |  | N/A | 6.875 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Depletion |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 207 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000082752 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $5142.91 | $6880.90 | XXXX | 7.551% | XXXX | XXXX | 7.25% | No | N/A | Not Required |  |  |  |  |  |  | No | No |  |  |  |  |  | $6917.61 | 1 |  | X | $7869.96 | $4846.80 | XXXX |  |  |  |  | 28.83% | 28.83 |  | 20250604 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Investment Statements - 5/2025-6/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 5/2025-6/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 3/2025-6/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 5-2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $5142.91 |  |  | 0 |  |  | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Asset Utilization |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  |  |  |  |  |  |  | 216 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000084441 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $10348.50 | $12190.04 | XXXX | 7.485% | XXXX | XXXX | 7.13% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4495.61 | 1 |  | X | $9728.04 | $1897.08 | XXXX |  |  |  |  | 43.347% | 43.347 |  | 20250701 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 25% |  |  | [Borrower - Primary Income - Wages] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Wages] 1099 - 2023;<br> [Borrower - Primary Income - Wages] 1099 - 2024;<br> [Borrower - Primary Income - Wages] Self-Employment Questionnaire (SEQ) - 2025;<br> [Borrower - Primary Income - Wages] Paystubs - 06/2025-07/2025 2 months;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025; | [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024; | Stated, Level 4 Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 5049.19 |  |  | No |  | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable |  |  |  |  |  | 43 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000089612 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.38% | Yes | Yes | Not Required | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $4540.32 | $7040.04 | XXXX | CA | $0.00 | 20250901 | Monthly |  |  |  | 20250703 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | 0 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.82 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable | No |  |  |  |  | 101 |  | No | No | FALSE |  |  |  |  |  |
| XXXX | 4000089617 | XXXX | Non-QM | XXXX | Yes | No | $7480.07 | $8500.13 | XXXX | 7.651% | XXXX | XXXX | 7.13% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $1511.53 | 1 |  | X | $1804.44 | $1070.64 | XXXX |  |  |  |  | 48.122% |  | 48.122% | 20250714 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 10% | 100% |  |  | [Borrower - Primary Income - Bank Statements] Bank Statements - Personal - 07/2024-06/2025 12 months;<br> [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 5/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 8/2025;<br> [Borrower - Primary Income - Bank Statements] VVOE - 8/2025;<br> [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 08/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $9163.87 |  |  | 0 |  |  | No |  | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable |  |  |  |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000086044 | XXXX | Safe Harbor QM (APOR) | XXXX | Yes | No | $21440.00 | $27528.25 | XXXX | 7.591% | XXXX | XXXX | 7.38% | No | No | Self-Employed | Unemployed |  |  |  |  |  | No | No |  |  |  |  |  | $86065.64 | 1 |  | X | $18009.36 | $9116.40 | XXXX | TX | $4800.00 | 20260101 | Annually | 17.836% | 17.836 |  | 20250617 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Third Party Prepared(unaudited) | [Borrower - Primary Income - C-Corp] CPA Letter - 07/2025;<br> [Borrower - Primary Income - C-Corp] P&L Statement - 07/2024-06/2025-12 mo;<br> [Borrower - Primary Income - C-Corp] Telephone Listing / Internet Search / Directory Assistance - 07/2025;<br> [Borrower - Primary Income - C-Corp] Secretary of State (SOS) - 2025;<br> [Borrower - Primary Income - C-Corp] Bank Statements - Business - 04/2025-07/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 350 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | P&L |  | FICO Risk Score Classic 04 | XXXX |  |  | XXXXX |  |  |  | Stable |  |  |  |  |  | 89 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000085821 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.13% | Yes | Yes | Not Required | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $18125.04 | $994.92 | XXXX | CA | $1522.00 | 20250901 | Monthly |  |  |  | 20250626 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage | 4670 | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable |  |  |  |  |  | 13 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000089616 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.13% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $2870.52 | $286.32 | XXXX | UT | $165.00 | 20250901 | Monthly |  |  |  | 20250718 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  | $0.00 |  |  | 0 |  |  | No |  | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable |  |  |  |  |  | 43 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000086164 | XXXX | Non-QM | XXXX | Yes | No | $11996.00 | $15399.50 | XXXX | 7.692% | XXXX | XXXX | 7.38% | No | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10158.30 | 1 |  | X | $6622.92 | $2394.00 | XXXX | GA | $600.00 | 20250901 | Annually | 31.04% |  | 31.04% | 20250722 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 15% | 100% |  |  | [Borrower - Primary Income - Partnership] CPA Letter - 08/2025;<br> [Borrower - Primary Income - Partnership] Secretary of State (SOS) - 01/2025;<br> [Borrower - Primary Income - Partnership] Bank Statements - Business - 07/2023-06/2025 - 24 months;<br> [Borrower - Primary Income - Partnership] Other - 07/2025;<br> [Borrower - Primary Income - Partnership] Self-Employment Questionnaire (SEQ) - 07/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | XXXX | XXXX | XXXX |  | $11996.00 |  |  | 0 |  |  | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Bank Statement |  | Equifax Beacon 5 | XXXX |  |  | XXXXX |  |  |  | Stable |  |  |  |  |  | 30 |  | No |  | FALSE |  |  |  |  |  |
| XXXX | 4000088378 | XXXX | Exempt | XXXX | No | No |  |  |  | 0.00% | XXXX | XXXX | 7.75% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $0.00 | 1 |  | X | $1641.96 | $3744.00 | XXXX | OK | $500.04 | 20260101 | Annually |  |  |  | 20250612 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Not Stated, not Verified |  | XXXX | XXXX | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | XXXX | XXXX | XXXX |  |  |  |  | -12234.38 |  |  | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.41 |  |  | No | Fee Simple | Individual(s) | Debt Service Coverage |  | Experian Fair Isaac Model 2 | XXXX |  |  | XXXXX |  |  |  | Stable |  |  |  |  |  | 19 |  | No |  | FALSE |  |  |  |  |  |

---

## Exhibit 99.35

**Exhibit 99.35**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) | ![](ex99-35_001.jpg) |
| **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** | **Business Purpose Data** |
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| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Source for Property DTI Calculation** | **Short Term Rental** | **STR Source** | **STR Amount** | **Property DTI** | **Investor DTI** | **Value Used for DSCR Calc** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Is Lease Month To Month** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Actual Loss Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Months Reserves** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Personal Guarantee** | **Personal Guaranty Recourse Level** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Experian FICO** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Trans Union FICO** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Experian FICO** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Trans Union FICO** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Borrower Entity Type** | **Name of Borrowing Entity** | **Default Rate Clause** | **Default Rate** | **EIN Number** |
| XXXX | 4000085050 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $1500.00 | $1700.00 | FNMA 1007/216 | Leases | No |  | 0 |  |  | 1500 | 1.22 | XXXX | 20261101 | 24 |  | Yes | $0.00 | Yes | NO | $0.00 | $151.77 | $86.08 | Stated, Verified | NO | 1 | 8 |  | No | No | Experienced | 84 | 4 | US Citizen |  | 742 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000092686 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2525.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2525 | 1.07 | XXXX |  |  |  | Yes | $41000.00 |  | YES | $215.00 | $362.15 | $94.39 | Stated, Verified | NO | 1 | 4 |  | No | No | Experienced | 83 | 6.9 | US Citizen |  | 771 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 3 | C2 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000076779 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2120.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2120 | 1.52 | XXXX |  |  |  | Yes | $39000.00 |  | NO | $0.00 | $200.99 | $175.59 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 257 | 4.6 | US Citizen |  | 743 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 743 | 743 | 737 |  |  |  |  |  |  |  |  | Not Required |  | XXXX | XXXX | XXXX | 2 | XXXX | XXXX | 4 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  | XXXX |
| XXXX | 4000088672 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $3500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 3500 | 0.86 | XXXX |  |  |  | Yes | $35700.00 |  | NO | $0.00 | $786.48 | $122.75 | Stated, Verified | NO | 1 | 1 |  | No | No | Experienced | 13 | 33 | US Citizen |  | 795 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 795 | 776 | 803 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 1.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  | XXXX |
| XXXX | 4000082392 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $5100.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 5100 | 1.03 | XXXX |  |  |  | Yes | $72160.00 |  | NO | $0.00 | $1030.06 | $222.50 | Stated, Verified | NO | 1 | 2 |  | No | No | Inexperienced | 12 | 3.4 | US Citizen |  | 697 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000087576 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $3600.00 | $4400.00 | FNMA 1007/216 | Leases | No |  | 0 |  |  | 3600 | 0.89 | XXXX | 20250930 | 6 | No | Yes | $29000.00 |  | YES | $1242.79 | $704.85 | $118.64 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 64 | 3 | US Citizen |  | 739 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 2.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000082824 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $3650.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 3650 | 1.71 | XXXX |  |  |  | Yes | $95400.00 |  | NO | $0.00 | $215.01 | $162.84 | Stated, Verified | NO | 1 | 4 |  | No | No | Experienced | 31 | 8.3 | US Citizen |  | 735 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 630 | 761 | 735 |  |  |  |  |  |  |  |  | Not Required |  | XXXX | XXXX | XXXX | 4 | XXXX | XXXX | 8 | 4 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  | XXXX |
| XXXX | 4000089239 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $4000.00 | $3026.00 |  | 1025 | No |  | 0 |  |  | 3026 | 1.29 | XXXX | 20240331 | 12 |  | Yes | $56800.00 |  | NO | $0.00 | $190.12 | $197.00 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 103 | 2.7 | US Citizen |  | 746 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 2 | XXXX | XXXX | 6 | 4 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000089409 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $3500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 3500 | 1 | XXXX |  |  |  | Yes | $85000.00 |  | NO | $0.00 | $541.42 | $88.48 | Stated, Verified | NO | 1 | 1 |  | No | No | Inexperienced | 12 | 5 | US Citizen | US Citizen | 767 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000082136 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Full | Yes | No | $0.00 | $0.00 |  | Tax Returns | No |  | 0 | 40.107 |  | 0 | 0 | XXXX |  |  |  | Yes | $36153.00 |  | YES | $180.00 | $90.25 | $249.73 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 8 | 2 | US Citizen |  | 770 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000078787 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $3300.00 | $3400.00 | FNMA 1007/216 | Leases | No |  | 0 |  |  | 3300 | 1.19 | XXXX | 20260228 | 12 |  | Yes | $30600.00 |  | NO | $0.00 | $239.51 | $144.83 | Stated, Verified | NO | 1 | 1 |  | No | No | Experienced | 7 |  | US Citizen |  | 710 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 710 | 671 | 724 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 2 | XXXX | XXXX | 5 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  | XXXX |
| XXXX | 4000078868 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $1350.00 | $1350.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 1350 | 1.04 | XXXX | 20270430 | 24 |  | Yes | $20000.00 |  | NO | $0.00 | $135.42 | $90.15 | Stated, Verified | NO | 1 | 1 |  | No | No | Experienced | 16 | 6.2 | US Citizen | US Citizen | 702 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 710 | 671 | 724 | XXXX | XXXX |  | US Citizen | Stated, Verified | 727 | 702 | 691 | Not Required | Not Required | XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  | XXXX |
| XXXX | 4000083481 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2600.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2600 | 1.42 | XXXX |  |  |  | Yes | $77000.00 |  | YES | $45.00 | $410.28 | $162.80 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 17 | 17 | US Citizen |  | 790 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000088254 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $6500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 6500 | 1.94 | XXXX |  |  |  | Yes | $52300.00 |  | YES | $82.00 | $230.63 | $135.08 | Stated, Verified | NO | 1 | 3 |  | No | No | Inexperienced | 193 | 5.4 | US Citizen | US Citizen | 768 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000089008 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2150.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2150 | 1.35 | XXXX |  |  |  | No |  |  | NO | $0.00 | $518.17 | $118.08 | Stated, Verified | NO | 1 | 4 |  | No | No | Experienced | 108 | 1.6 | US Citizen |  | 788 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 788 | 804 | 773 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 2 | C1 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  | XXXX |
| XXXX | 4000090836 | XXXX |  | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $15000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 15000 | 1.08 | XXXX |  |  |  | Yes | $85600.00 |  | NO | $0.00 | $1831.57 | $767.91 | Stated, Verified | NO | 1 | 4 |  | No | No | Experienced | 98 | 16 | US Citizen |  | 781 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 807 | 778 | 781 |  |  |  |  |  |  |  |  | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 4 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  | XXXX |
| XXXX | 4000081308 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $2500.00 | $2500.00 | FNMA 1007/216 | Leases | No |  | 0 |  |  | 2500 | 0.9 | XXXX | 20260501 | 12 | No | Yes | $19000.00 |  | NO | $0.00 | $403.57 | $226.99 | Stated, Verified | NO | 1 | 1 |  | No | No | Experienced | 9 | 7 | US Citizen |  | 766 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XX | XXXX |  | US Citizen | Stated, Verified | 766 | 766 | 739 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  |  |
| XXXX | 4000076932 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $3300.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 3300 | 0.86 | XXXX |  |  |  | Yes | $50000.00 |  | YES | $633.00 | $604.17 | $149.17 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 33 | 7 | US Citizen | US Citizen | 753 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed | Employed | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 2 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000076807 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $13275.00 | FNMA 1007/216 | Short Term Rental Documents | Yes | Appraiser STR Analysis | 5465 |  |  | 5465.31 | 0.96 | XXXX |  |  |  | Yes | $66000.00 |  | NO | $0.00 | $1008.43 | $589.30 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 424 | 12 | US Citizen |  | 771 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 802 | 771 | 742 |  |  |  |  |  |  |  |  | Employed |  | XXXX |  | XXXX | 1 | XXXX | XXXX | 3 | 3 | C2 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  |  |
| XXXX | 4000082603 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $5100.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 5100 | 0.54 | XXXX |  |  |  | Yes | $50000.00 |  | NO | $0.00 | $2020.45 | $1078.05 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 246 | 21 | US Citizen |  | 738 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 2 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000084108 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $2200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 2200 | 1.09 | XXXX |  |  |  | Yes | $44100.00 |  | YES | $164.00 | $107.08 | $115.00 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 131 | 28 | US Citizen |  | 809 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Full | XXXX | XXXX |  | US Citizen | Stated, Verified | 809 | 806 | 809 |  |  |  |  |  |  |  |  | Retired |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 2.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Limited Liability Corp | XXXX | No |  |  |
| XXXX | 4000089612 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | Yes | $3950.00 | $4000.00 | FNMA 1007/216 | Leases | No |  | 0 |  |  | 3950 | 0.82 | XXXX | 20250624 | 12 |  | Yes | $150000.00 |  | NO | $0.00 | $378.36 | $586.67 | Stated, Verified | NO | 4 | 5 |  | No | No | Experienced | 101 | 20 | US Citizen | US Citizen | 786 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXX | XXX | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX |  | XXXX | 1 | XXXX | XXXX | 2 | 2.1 | C3 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000085821 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $6200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 6200 | 1 | XXXX |  |  |  | Yes | $50000.00 |  | YES | $1522.00 | $1510.42 | $82.91 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 13 | 16 | US Citizen | US Citizen | 820 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 2 | 2 | C4 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000089616 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $3000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  | 0 |  |  | 3000 | 1 | XXXX |  |  |  | Yes | $24000.00 |  | YES | $165.00 | $239.21 | $23.86 | Stated, Verified | NO | 1 | 7 |  | No | No | Experienced | 43 | 32 | US Citizen | US Citizen | 795 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed | Employed | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 4 | 2.1 | C1 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |
| XXXX | 4000088378 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Debt Service Coverage | Yes | No | $0.00 | $7500.00 | FNMA 1007/216 | Short Term Rental Documents | Yes | Other | 5625 |  |  | 5625 | 1.41 | XXXX |  |  |  | Yes | $57030.00 |  | YES | $41.67 | $136.83 | $312.00 | Stated, Verified | NO | 1 | 1 |  | No | No | Experienced | 19 | 2 | US Citizen | US Citizen | 777 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  | No |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed | Employed | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | 3 | 3.1 | C2 | XXXX | $0.00 |  |  |  |  |  |  |  | Individual(s) |  | No |  |  |

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