# EDGAR Filing Document

**Accession Number:** 0001816007
**File Stem:** 0001193125-26-194284
**Filing Date:** 2026-4
**Character Count:** 9226
**Document Hash:** 72ff5b218ae8e9f707cb4e68c1ee6d3b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-194284.hdr.sgml**: 20260430

**ACCESSION NUMBER**: 0001193125-26-194284

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20260430

**FILED AS OF DATE**: 20260430

**DATE AS OF CHANGE**: 20260430

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Lufax Holding Ltd
- **CENTRAL INDEX KEY:** 0001816007
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** E9
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-39654
- **FILM NUMBER:** 26920406

**BUSINESS ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** BUILDING NO. 6, LANE 2777 JINXIU EAST RD
- **STREET 2:** PUDONG NEW DISTRICT
- **CITY:** SHANGHAI
- **PROVINCE COUNTRY:** F4
- **BUSINESS PHONE:** 86-2138632121

**MAIL ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** BUILDING NO. 6, LANE 2777 JINXIU EAST RD
- **STREET 2:** PUDONG NEW DISTRICT
- **CITY:** SHANGHAI
- **PROVINCE COUNTRY:** F4

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**Form 6-K** 

**REPORT OF FOREIGN PRIVATE ISSUER** 

**PURSUANT TO RULE 13a-16 OR 15d-16** 

**UNDER THE SECURITIES EXCHANGE ACT OF 1934** 

**For the month of April 2026** 

**Commission File Number 001-39654** 

## Lufax Holding Ltd
**(Registrant's name)** 

**18th Floor, No. 1333** 

**Lujiazui Ring Road** 

**Pudong New District, Shanghai** 

**People's Republic of China** 

**(Address of principal executive office)** 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F. Form 20-F ☒ Form 40-F ☐

------

**Lufax Announces Unaudited Financial Information As of and For the Six Months Ended June 30, 2025** 

In compliance with the NYSE Listed Company Manual Section 203.03, Lufax Holding Ltd (the "Company") hereby announces its unaudited interim condensed consolidated statement of comprehensive income for the six months ended June 30, 2025 and its unaudited interim condensed consolidated statement of financial position as of June 30, 2025.

**LUFAX HOLDING LTD** 

**INTERIM CONDENSED CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME** 

(Expressed in Renminbi - RMB and US Dollars - US$. All amounts in thousands, except for per share data, or otherwise noted.)

---

| | | | |
|:---|:---|:---|:---|
|  | **For the six months ended June 30,** | **For the six months ended June 30,** | **For the six months ended June 30,** |
|  | **2024** | **2025** | **2025** |
|  | **(Unaudited)<br>RMB<br>(Restated)** | **(Unaudited)<br>RMB** | **(Unaudited)<br>US$** |
|  | | | (Note 1) |
|  Technology platform-based income | 4546756 | 2886548 | 402947 |
|  Net interest income | 6068401 | 6404677 | 894058 |
|  Guarantee income | 1775400 | 2815970 | 393094 |
|  Other income | 773499 | 708182 | 98858 |
|  Investment income/(loss) | (1129326) | 1268872 | 177128 |
|  Share of net loss of investments accounted for using the equity method | (691) |  |  |
|  **Total income** | 12034039 | 14084249 | 1966085 |
|  Sales and marketing expenses | (2898177) | (2068958) | (288815) |
|  General and administrative expenses | (1023810) | (996698) | (139134) |
|  Operation and servicing expenses | (2698925) | (2048817) | (286004) |
|  Technology and analytics expenses | (539955) | (474339) | (66215) |
|  Credit impairment losses | (5425605) | (7858211) | (1096964) |
|  Finance costs | (34893) | (82680) | (11542) |
|  Other loss - net | (299014) | (63586) | (8876) |
|  **Total expenses** | (12920379) | (13593289) | (1897550) |
|  **Profit/(loss) before income tax expenses** | (886340) | 490960 | 68535 |
|  Less: Income tax expense | (1411134) | (1009935) | (140981) |
|  **Net loss for the period** | (2297474) | (518975) | (72446) |
|  **Net profit/(loss) attributable to:** |  |  |  |
|  Owners of the Company | (2356062) | (767235) | (107102) |
|  Non-controlling interests | 58588 | 248260 | 34656 |
|  | (2297474) | (518975) | (72446) |
|  **Other comprehensive income/(loss), net of tax:** |  |  |  |
|  Items that may be reclassified to profit or loss in subsequent periods |  |  |  |
|  - Exchange differences on translation of foreign operations | (426) | (7925) | (1106) |
|  - Changes in the fair value of financial assets at fair value through other comprehensive income | (2511) | 2049 | 286 |
|  Items that will not be reclassified to profit or loss in subsequent periods |  |  |  |
|  - Exchange differences on translation of foreign operations to the presentation currency | (71732) | 27537 | 3844 |
|  **Other comprehensive income/(loss), net of tax** | (74669) | 21661 | 3024 |
|  **Total comprehensive loss for the period** | (2372143) | (497314) | (69422) |
|  **Total comprehensive loss attributable to:** |  |  |  |
|  Owners of the Company | (2430438) | (745486) | (104065) |
|  Non-controlling interests | 58295 | 248172 | 34643 |
|  | (2372143) | (497314) | (69422) |
|  **Loss per share** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; - Basic loss per share | (2.05) | (0.44) | (0.06) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; - Diluted loss per share | (2.05) | (0.44) | (0.06) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; - Basic loss per ADS | (4.10) | (0.88) | (0.12) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; - Diluted loss per ADS | (4.10) | (0.88) | (0.12) |

---

------

**LUFAX HOLDING LTD** 

**INTERIM CONDENSED CONSOLIDATED STATEMENT OF FINANCIAL POSITION** 

(Expressed in Renminbi - RMB and US Dollars - US$. All amounts in thousands, except for per share data, or otherwise noted.)

---

| | | | |
|:---|:---|:---|:---|
|  | **As of** | **As of** | **As of** |
|  | **December 31,<br>2024** | **June 30,<br>2025** | **June 30,<br>2025** |
|  | **(Audited)<br>RMB** | **(Unaudited)<br>RMB** | **(Unaudited)<br>US$** |
|  | | | (Note 1) |
|  **ASSETS** |  |  |  |
|  Cash at bank | 29903846 | 27890740 | 3893397 |
|  Restricted cash | 14132034 | 9809195 | 1369311 |
|  Financial assets held under resale agreements | 657033 | 2083215 | 290806 |
|  Financial assets at fair value through profit or loss | 20355814 | 27837065 | 3885904 |
|  Financial assets at fair value through other comprehensive income | 1156095 | 2010257 | 280621 |
|  Financial assets at amortized cost | 1499000 |  |  |
|  Accounts and other receivables and contract assets | 6216650 | 4278798 | 597297 |
|  Loans to customers | 111508669 | 103418445 | 14436658 |
|  Deferred tax assets | 6773586 | 6621613 | 924342 |
|  Property and equipment | 64075 | 50498 | 7049 |
|  Intangible assets | 956077 | 947241 | 132230 |
|  Right-of-use assets | 306599 | 258626 | 36103 |
|  Goodwill | 9175539 | 9171521 | 1280295 |
|  Other assets | 831626 | 1014816 | 141663 |
|  **Total assets** | 203536643 | 195392030 | 27275676 |
|  **LIABILITIES** |  |  |  |
|  Payable to platform investors | 721558 | 639853 | 89320 |
|  Borrowings | 51114575 | 53066980 | 7407865 |
|  Customer deposits | 3933750 | 5405481 | 754576 |
|  Current income tax liabilities | 782352 | 333887 | 46609 |
|  Accounts and other payables and contract liabilities | 7492550 | 6950808 | 970295 |
|  Payable to investors of consolidated structured entities | 42795624 | 31153210 | 4348820 |
|  Financing guarantee liabilities | 4217979 | 5655678 | 789502 |
|  Deferred tax liabilities | 333560 | 636120 | 88799 |
|  Lease liabilities | 302867 | 251107 | 35053 |
|  Convertible promissory notes payable | 6174050 | 6381257 | 890789 |
|  Financial assets sold under repurchase agreements | 782459 | 506004 | 70635 |
|  Other liabilities | 1287562 | 1311578 | 183091 |
|  **Total liabilities** | 119938886 | 112291963 | 15675354 |
|  **EQUITY** |  |  |  |
|  Share capital | 117 | 117 | 16 |
|  Share premium | 27027846 | 27027931 | 3772954 |
|  Treasury shares | (5642768) | (5642768) | (787700) |
|  Other reserves | 1591448 | 1612728 | 225128 |
|  Retained earnings | 58796059 | 58028824 | 8100511 |
|  **Total equity attributable to owners of the Company** | 81772702 | 81026832 | 11310909 |
|  Non-controlling interests | 1825055 | 2073235 | 289413 |
|  **Total equity** | 83597757 | 83100067 | 11600322 |
|  **Total liabilities and equity** | 203536643 | 195392030 | 27275676 |

---

Note 1: The United States dollar ("US dollar" or "US$") amounts disclosed in the accompanying financial information are presented solely for the convenience of the readers at the rate of US$1.00 = RMB7.1636, representing the noon buying rate on the last trading day of June 2025 (June 30, 2025) as set forth in the H.10 statistical release of the U.S. Federal Reserve Board.

------

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **Lufax Holding Ltd** | **Lufax Holding Ltd** |
|  | By: | /s/ Tongzhuan Xi |
|  | Name: | Tongzhuan Xi |
|  | Title: | Chief Financial Officer |
| Date: April 30, 2026 |  |  |

---