# EDGAR Filing Document

**Accession Number:** 0002109852
**File Stem:** 0001172661-26-000621
**Filing Date:** 2026-2
**Character Count:** 11235
**Document Hash:** 8e14de9a1067290772671622b17a2751
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-26-000621.hdr.sgml**: 20260211

**ACCESSION NUMBER**: 0001172661-26-000621

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260211

**DATE AS OF CHANGE**: 20260211

**EFFECTIVENESS DATE**: 20260211

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RM Financial Services, LLC
- **CENTRAL INDEX KEY:** 0002109852

**ORGANIZATION NAME:**
- **EIN:** 020791391
- **STATE OF INCORPORATION:** ME
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26220
- **FILM NUMBER:** 26620114

**BUSINESS ADDRESS:**
- **STREET 1:** 362 US ROUTE ONE
- **CITY:** FALMOUTH
- **STATE:** ME
- **ZIP:** 04105
- **BUSINESS PHONE:** 2077817637

**MAIL ADDRESS:**
- **STREET 1:** 362 US ROUTE ONE
- **CITY:** FALMOUTH
- **STATE:** ME
- **ZIP:** 04105

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RM Financial Services LLC<br>**Address:** 362 US ROUTE ONE<br>FALMOUTH, ME 04105

**Form 13F File Number:** 028-26220

**CRD Number (if applicable):** 000304297

**SEC File Number (if applicable):** 801-120468

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Cayla Moore<br>**Title:** Chief Compliance Officer<br>**Phone:** 207-781-7637

**Signature, Place, and Date of Signing:**

s/ Cayla Moore  Falmouth, ME  02-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 76

**Form 13F Information Table Value Total:** $112681305

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 216837 | 949 | SH |  | SOLE |  | 949 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1486437 | 4749 | SH |  | SOLE |  | 4749 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 693498 | 2210 | SH |  | SOLE |  | 2210 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 803023 | 3479 | SH |  | SOLE |  | 3479 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 4287669 | 15772 | SH |  | SOLE |  | 15772 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 1323498 | 5150 | SH |  | SOLE |  | 5117 | 0 | 33 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 1107990 | 8456 | SH |  | SOLE |  | 8456 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 226218 | 9107 | SH |  | SOLE |  | 9107 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 710200 | 3271 | SH |  | SOLE |  | 3271 | 0 | 0 |
| CAL MAINE FOODS INC | COM NEW | 128030202 |  | 1502759 | 18886 | SH |  | SOLE |  | 18886 | 0 | 0 |
| CAPITAL GROUP CONSERVATIVE E | SHS | 14020U100 |  | 8596198 | 281935 | SH |  | SOLE |  | 281935 | 0 | 0 |
| CAPITAL GROUP CORE EQUITY ET | SHS CREATION UNI | 14020V108 |  | 1245937 | 30970 | SH |  | SOLE |  | 30970 | 0 | 0 |
| CAPITAL GROUP DIVIDEND GROWE | SHS ETF | 14021L109 |  | 10974992 | 307940 | SH |  | SOLE |  | 307940 | 0 | 0 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 4643907 | 106414 | SH |  | SOLE |  | 106414 | 0 | 0 |
| CAPITAL GROUP EQUITY ETF TR | US LRG VALUE ETF | 14022A300 |  | 4896607 | 182030 | SH |  | SOLE |  | 182030 | 0 | 0 |
| CAPITAL GROUP EQUITY ETF TR | US LARGE GROWT | 14022A201 |  | 1274765 | 44619 | SH |  | SOLE |  | 44619 | 0 | 0 |
| CAPITAL GROUP INTERNATIONAL | SHS | 14021M107 |  | 589259 | 16923 | SH |  | SOLE |  | 16923 | 0 | 0 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 299003 | 1455 | SH |  | SOLE |  | 1455 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 1267761 | 2213 | SH |  | SOLE |  | 2213 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 271835 | 1784 | SH |  | SOLE |  | 1784 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 681407 | 8846 | SH |  | SOLE |  | 8780 | 0 | 66 |
| COMPUGEN LTD | ORD | M25722105 |  | 17717 | 11580 | SH |  | SOLE |  | 11580 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1489990 | 15917 | SH |  | SOLE |  | 15917 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 639083 | 1252 | SH |  | SOLE |  | 1169 | 0 | 83 |
| EATON CORP PLC | SHS | G29183103 |  | 226779 | 712 | SH |  | SOLE |  | 712 | 0 | 0 |
| ETF SER SOLUTIONS | DEFIANCE QUANTUM | 26922A420 |  | 461340 | 4207 | SH |  | SOLE |  | 4207 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 911455 | 7574 | SH |  | SOLE |  | 7574 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 292296 | 1301 | SH |  | SOLE |  | 1301 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33735B108 |  | 251951 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| GENWORTH FINL INC | COM SHS | 37247D106 |  | 485363 | 53750 | SH |  | SOLE |  | 53750 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 208658 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 559507 | 1626 | SH |  | SOLE |  | 1626 | 0 | 0 |
| IDEXX LABS INC | COM | 45168D104 |  | 625790 | 925 | SH |  | SOLE |  | 925 | 0 | 0 |
| INDEPENDENCE RLTY TR INC | COM | 45378A106 |  | 1935438 | 110723 | SH |  | SOLE |  | 110723 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 967126 | 3265 | SH |  | SOLE |  | 3265 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | KBW PPTY CASUT | 46138E586 |  | 2990822 | 23495 | SH |  | SOLE |  | 23495 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 329808 | 1304 | SH |  | SOLE |  | 1304 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | AEROSPACE DEFN | 46137V100 |  | 4792565 | 30598 | SH |  | SOLE |  | 30598 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 1803565 | 30425 | SH |  | SOLE |  | 30425 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL UTL | 46137V274 |  | 3080403 | 41193 | SH |  | SOLE |  | 41193 | 0 | 0 |
| INVESCO GALAXY BITCOIN ETF | COM SHS BEN INT | 46091J101 |  | 678357 | 7782 | SH |  | SOLE |  | 7782 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 6907112 | 107220 | SH |  | SOLE |  | 107220 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 1084043 | 21428 | SH |  | SOLE |  | 21428 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 400682 | 1936 | SH |  | SOLE |  | 1936 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 551318 | 1711 | SH |  | SOLE |  | 1711 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 805512 | 1411 | SH |  | SOLE |  | 1411 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 239614 | 784 | SH |  | SOLE |  | 784 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 429059 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 939268 | 1942 | SH |  | SOLE |  | 1942 | 0 | 0 |
| MOODYS CORP | COM | 615369105 |  | 204340 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 1495739 | 7674 | SH |  | SOLE |  | 7641 | 0 | 33 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 369401 | 4050 | SH |  | SOLE |  | 4050 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 740994 | 5163 | SH |  | SOLE |  | 5163 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 430348 | 3335 | SH |  | SOLE |  | 3335 | 0 | 0 |
| POLARIS INC | COM | 731068102 |  | 893090 | 14120 | SH |  | SOLE |  | 14120 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1121687 | 7827 | SH |  | SOLE |  | 7827 | 0 | 0 |
| PROFESIONALLY MANAGED PORTFO | AKRE FOCUS ETF | 74316P579 |  | 1714593 | 26173 | SH |  | SOLE |  | 26173 | 0 | 0 |
| REALTY INCOME CORP | COM | 756109104 |  | 210486 | 3734 | SH |  | SOLE |  | 3508 | 0 | 226 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 361802 | 13190 | SH |  | SOLE |  | 13190 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 294414 | 1829 | SH |  | SOLE |  | 1829 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 201848 | 296 | SH |  | SOLE |  | 296 | 0 | 0 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 238082 | 4775 | SH |  | SOLE |  | 4775 | 0 | 0 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 748233 | 19577 | SH |  | SOLE |  | 19577 | 0 | 0 |
| T ROWE PRICE ETF INC | TECHNOLOGY ETF | 87283Q792 |  | 412162 | 12674 | SH |  | SOLE |  | 12674 | 0 | 0 |
| TAPESTRY INC | COM | 876030107 |  | 653799 | 5117 | SH |  | SOLE |  | 5035 | 0 | 82 |
| TEXAS INSTRS INC | COM | 882508104 |  | 225710 | 1301 | SH |  | SOLE |  | 1235 | 0 | 66 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 1447182 | 14590 | SH |  | SOLE |  | 14590 | 0 | 0 |
| VANECK ETF TRUST | URANIUM AND NUCL | 92189F601 |  | 522509 | 4207 | SH |  | SOLE |  | 4207 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 293333 | 3420 | SH |  | SOLE |  | 3420 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3163272 | 9435 | SH |  | SOLE |  | 9435 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1195164 | 5438 | SH |  | SOLE |  | 5438 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1419700 | 9892 | SH |  | SOLE |  | 9892 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1338713 | 1776 | SH |  | SOLE |  | 1776 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1976024 | 5634 | SH |  | SOLE |  | 5634 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 228391 | 2050 | SH |  | SOLE |  | 2050 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 9575868 | 112169 | SH |  | SOLE |  | 112169 | 0 | 0 |

---