# EDGAR Filing Document

**Accession Number:** 0001905669
**File Stem:** 0001905669-25-000005
**Filing Date:** 2025-11
**Character Count:** 14711
**Document Hash:** 5bf9c1a96d24be406af46aa6ce836686
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001905669-25-000005.hdr.sgml**: 20251117

**ACCESSION NUMBER**: 0001905669-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251117

**DATE AS OF CHANGE**: 20251114

**EFFECTIVENESS DATE**: 20251117

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Synergy Financial Group, LTD
- **CENTRAL INDEX KEY:** 0001905669

**ORGANIZATION NAME:**
- **EIN:** 208590197
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21808
- **FILM NUMBER:** 251489082

**BUSINESS ADDRESS:**
- **STREET 1:** 2710 CROW CANYON RD
- **STREET 2:** #1065
- **CITY:** SAN RAMON
- **STATE:** CA
- **ZIP:** 94583
- **BUSINESS PHONE:** 888 734-2006

**MAIL ADDRESS:**
- **STREET 1:** 2710 CROW CANYON RD
- **STREET 2:** #1065
- **CITY:** SAN RAMON
- **STATE:** CA
- **ZIP:** 94583

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Synergy Financial Group LTD<br>**Address:** 2710 CROW CANYON RD

#1065<br>SAN RAMON, CA 94583

**Form 13F File Number:** 028-21808

**CRD Number (if applicable):** 000309961

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Palash Islam<br>**Title:** CEO/CCO<br>**Phone:** 8887342006

**Signature, Place, and Date of Signing:**

Palash Islam  San Ramon, CA  05-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 115

**Form 13F Information Table Value Total:** $148297078

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 596238 | 18685 | SH |  | SOLE |  | 18685 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 4356875 | 3634 | SH |  | SOLE |  | 3634 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 346429 | 2514 | SH |  | SOLE |  | 2514 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 9429156 | 63449 | SH |  | SOLE |  | 63449 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 2071856 | 4225 | SH |  | SOLE |  | 4225 | 0 | 0 |
| UPSTART HLDGS INC | COM | 91680M107 |  | 314249 | 6186 | SH |  | SOLE |  | 6186 | 0 | 0 |
| SNOWFLAKE INC | COM SHS | 833445109 |  | 970993 | 4305 | SH |  | SOLE |  | 4305 | 0 | 0 |
| AIRBNB INC | COM CL A | 009066101 |  | 965168 | 7949 | SH |  | SOLE |  | 7949 | 0 | 0 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 3714272 | 75786 | SH |  | SOLE |  | 75786 | 0 | 0 |
| ZOOM COMMUNICATIONS INC | CL A | 98980L101 |  | 582203 | 7057 | SH |  | SOLE |  | 7057 | 0 | 0 |
| LEMONADE INC | COM | 52567D107 |  | 563350 | 10524 | SH |  | SOLE |  | 10524 | 0 | 0 |
| RBB FD INC | MOTLEY FOL ETF | 74933W601 |  | 3534188 | 50109 | SH |  | SOLE |  | 50109 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1601476 | 29558 | SH |  | SOLE |  | 29558 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1473164 | 4785 | SH |  | SOLE |  | 4785 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1621215 | 5519 | SH |  | SOLE |  | 5519 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 543450 | 2137 | SH |  | SOLE |  | 2137 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740F755 |  | 1124516 | 33648 | SH |  | SOLE |  | 33648 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ULTRA SHORT BOND | 381430230 |  | 417920 | 8243 | SH |  | SOLE |  | 8243 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 305433 | 4158 | SH |  | SOLE |  | 4158 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 360728 | 3599 | SH |  | SOLE |  | 3599 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 9389911 | 42765 | SH |  | SOLE |  | 42765 | 0 | 0 |
| AUTODESK INC | COM | 052769106 |  | 292574 | 921 | SH |  | SOLE |  | 921 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1142574 | 9979 | SH |  | SOLE |  | 9979 | 0 | 0 |
| OKTA INC | CL A | 679295105 |  | 616316 | 6721 | SH |  | SOLE |  | 6721 | 0 | 0 |
| ZSCALER INC | COM | 98980G102 |  | 1795862 | 5993 | SH |  | SOLE |  | 5993 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 3848940 | 1647 | SH |  | SOLE |  | 1647 | 0 | 0 |
| JD.COM INC | SPON ADS CL A | 47215P106 |  | 293307 | 8385 | SH |  | SOLE |  | 8385 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 366120 | 3197 | SH |  | SOLE |  | 3197 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 12178343 | 65271 | SH |  | SOLE |  | 65271 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 646458 | 9640 | SH |  | SOLE |  | 9640 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 591503 | 611 | SH |  | SOLE |  | 611 | 0 | 0 |
| WHIRLPOOL CORP | COM | 963320106 |  | 201452 | 2563 | SH |  | SOLE |  | 2563 | 0 | 0 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 1138502 | 2677 | SH |  | SOLE |  | 2677 | 0 | 0 |
| PAYCOM SOFTWARE INC | COM | 70432V102 |  | 806334 | 3874 | SH |  | SOLE |  | 3874 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 5254489 | 7155 | SH |  | SOLE |  | 7155 | 0 | 0 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 996084 | 1388 | SH |  | SOLE |  | 1388 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 3810316 | 26150 | SH |  | SOLE |  | 26150 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 322431 | 484 | SH |  | SOLE |  | 484 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1932783 | 3398 | SH |  | SOLE |  | 3398 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 424580 | 1923 | SH |  | SOLE |  | 1923 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 5953911 | 13388 | SH |  | SOLE |  | 13388 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 580274 | 1645 | SH |  | SOLE |  | 1645 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 668212 | 7898 | SH |  | SOLE |  | 7898 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 5254594 | 21575 | SH |  | SOLE |  | 21575 | 0 | 0 |
| ATLASSIAN CORPORATION | CL A | 049468101 |  | 278517 | 1744 | SH |  | SOLE |  | 1744 | 0 | 0 |
| WALKER  DUNLOP INC | COM | 93148P102 |  | 626697 | 7495 | SH |  | SOLE |  | 7495 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 11712204 | 22613 | SH |  | SOLE |  | 22613 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 5602180 | 22001 | SH |  | SOLE |  | 22001 | 0 | 0 |
| PINTEREST INC | CL A | 72352L106 |  | 254819 | 7921 | SH |  | SOLE |  | 7921 | 0 | 0 |
| PLANET FITNESS INC | CL A | 72703H101 |  | 274032 | 2640 | SH |  | SOLE |  | 2640 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 350614 | 4645 | SH |  | SOLE |  | 4645 | 0 | 0 |
| HUBSPOT INC | COM | 443573100 |  | 385935 | 825 | SH |  | SOLE |  | 825 | 0 | 0 |
| DOCUSIGN INC | COM | 256163106 |  | 338895 | 4701 | SH |  | SOLE |  | 4701 | 0 | 0 |
| DATADOG INC | CL A COM | 23804L103 |  | 960488 | 6745 | SH |  | SOLE |  | 6745 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 304798 | 1236 | SH |  | SOLE |  | 1236 | 0 | 0 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 1247226 | 12496 | SH |  | SOLE |  | 12496 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 884107 | 1473 | SH |  | SOLE |  | 1473 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 973763 | 1052 | SH |  | SOLE |  | 1052 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 1281866 | 32709 | SH |  | SOLE |  | 32709 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 345097 | 12190 | SH |  | SOLE |  | 12190 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 731640 | 7468 | SH |  | SOLE |  | 7468 | 0 | 0 |
| ROKU INC | COM CL A | 77543R102 |  | 313307 | 3129 | SH |  | SOLE |  | 3129 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 215880 | 7416 | SH |  | SOLE |  | 7416 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 208390 | 7633 | SH |  | SOLE |  | 7633 | 0 | 0 |
| STRATEGY INC | CL A NEW | 594972408 |  | 264212 | 820 | SH |  | SOLE |  | 820 | 0 | 0 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 276729 | 4866 | SH |  | SOLE |  | 4866 | 0 | 0 |
| ULTA BEAUTY INC | COM | 90384S303 |  | 206672 | 378 | SH |  | SOLE |  | 378 | 0 | 0 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 720164 | 3356 | SH |  | SOLE |  | 3356 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 3685113 | 6018 | SH |  | SOLE |  | 6018 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1256738 | 5170 | SH |  | SOLE |  | 5170 | 0 | 0 |
| WORKDAY INC | CL A | 98138H101 |  | 315597 | 1311 | SH |  | SOLE |  | 1311 | 0 | 0 |
| UNITY SOFTWARE INC | COM | 91332U101 |  | 335695 | 8384 | SH |  | SOLE |  | 8384 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 549277 | 3395 | SH |  | SOLE |  | 3395 | 0 | 0 |
| HOULIHAN LOKEY INC | CL A | 441593100 |  | 200187 | 975 | SH |  | SOLE |  | 975 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 305882 | 2968 | SH |  | SOLE |  | 2968 | 0 | 0 |
| EPR PPTYS | COM SH BEN INT | 26884U109 |  | 375151 | 6467 | SH |  | SOLE |  | 6467 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 440399 | 658 | SH |  | SOLE |  | 658 | 0 | 0 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 515545 | 2556 | SH |  | SOLE |  | 2556 | 0 | 0 |
| UPWORK INC | COM | 91688F104 |  | 576283 | 31033 | SH |  | SOLE |  | 31033 | 0 | 0 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 436438 | 1465 | SH |  | SOLE |  | 1465 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 277677 | 813 | SH |  | SOLE |  | 813 | 0 | 0 |
| GOLDMAN SACHS ETF TR | NASDAQ-100 PREMI | 38149W630 |  | 868108 | 16548 | SH |  | SOLE |  | 16548 | 0 | 0 |
| GOLDMAN SACHS ETF TR | S 500 PREMIUM | 38149W622 |  | 817900 | 15660 | SH |  | SOLE |  | 15660 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 1222132 | 1328 | SH |  | SOLE |  | 1328 | 0 | 0 |
| GENUINE PARTS CO | COM | 372460105 |  | 249619 | 1801 | SH |  | SOLE |  | 1801 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 432793 | 2787 | SH |  | SOLE |  | 2787 | 0 | 0 |
| EOG RES INC | COM | 26875P101 |  | 262697 | 2343 | SH |  | SOLE |  | 2343 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 570107 | 1134 | SH |  | SOLE |  | 1134 | 0 | 0 |
| EBAY INC. | COM | 278642103 |  | 336788 | 3703 | SH |  | SOLE |  | 3703 | 0 | 0 |
| HERSHEY CO | COM | 427866108 |  | 234187 | 1252 | SH |  | SOLE |  | 1252 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 444033 | 2381 | SH |  | SOLE |  | 2381 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 305800 | 3345 | SH |  | SOLE |  | 3345 | 0 | 0 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 |  | 246217 | 953 | SH |  | SOLE |  | 953 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 799000 | 4380 | SH |  | SOLE |  | 4380 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 278272 | 564 | SH |  | SOLE |  | 564 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 281625 | 2473 | SH |  | SOLE |  | 2473 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 1718067 | 5208 | SH |  | SOLE |  | 5208 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 308175 | 977 | SH |  | SOLE |  | 977 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 340154 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 219691 | 1313 | SH |  | SOLE |  | 1313 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 305944 | 448 | SH |  | SOLE |  | 448 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 404327 | 1902 | SH |  | SOLE |  | 1902 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 482257 | 2035 | SH |  | SOLE |  | 2035 | 0 | 0 |
| ZILLOW GROUP INC | CL A | 98954M101 |  | 311829 | 4189 | SH |  | SOLE |  | 4189 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 2435507 | 3262 | SH |  | SOLE |  | 3262 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 268443 | 818 | SH |  | SOLE |  | 818 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 308895 | 1106 | SH |  | SOLE |  | 1106 | 0 | 0 |
| SEA LTD | SPONSORD ADS | 81141R100 |  | 359247 | 2010 | SH |  | SOLE |  | 2010 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 281624 | 1826 | SH |  | SOLE |  | 1826 | 0 | 0 |
| INTERACTIVE BROKERS GROUP IN | COM CL A | 45841N107 |  | 550824 | 8005 | SH |  | SOLE |  | 8005 | 0 | 0 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 256337 | 2292 | SH |  | SOLE |  | 2292 | 0 | 0 |
| UDEMY INC | COM | 902685106 |  | 132903 | 18959 | SH |  | SOLE |  | 18959 | 0 | 0 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 |  | 410359 | 7556 | SH |  | SOLE |  | 7556 | 0 | 0 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 222339 | 5290 | SH |  | SOLE |  | 5290 | 0 | 0 |
| CAPITAL GROUP DIVIDEND GROWE | SHS ETF | 14021L109 |  | 203915 | 5885 | SH |  | SOLE |  | 5885 | 0 | 0 |

---