# EDGAR Filing Document

**Accession Number:** 0002033299
**File Stem:** 0002033299-25-000003
**Filing Date:** 2025-7
**Character Count:** 14455
**Document Hash:** 14732cbd595ba0c3bb623fac863c3724
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002033299-25-000003.hdr.sgml**: 20250716

**ACCESSION NUMBER**: 0002033299-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250716

**DATE AS OF CHANGE**: 20250716

**EFFECTIVENESS DATE**: 20250716

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VESTIA PERSONAL WEALTH ADVISORS
- **CENTRAL INDEX KEY:** 0002033299

**ORGANIZATION NAME:**
- **EIN:** 822900112
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24284
- **FILM NUMBER:** 251127126

**BUSINESS ADDRESS:**
- **STREET 1:** 9121 ILLINOIS ROAD
- **STREET 2:** SUITE 51
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46804
- **BUSINESS PHONE:** 877-669-1126

**MAIL ADDRESS:**
- **STREET 1:** 9121 ILLINOIS ROAD
- **STREET 2:** SUITE 51
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46804

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** VESTIA PERSONAL WEALTH ADVISORS<br>**Address:** 9121 ILLINOIS ROAD<br>SUITE 51<br>FORT WAYNE, IN 46804

**Form 13F File Number:** 028-24284

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** MICHELLE ELDRIDGE<br>**Title:** SR. COMPLIANCE OFFICER<br>**Phone:** 971-371-3446

**Signature, Place, and Date of Signing:**

MICHELLE ELDRIDGE  PORTLAND, OR  07-16-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 100

**Form 13F Information Table Value Total:** $145980545

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| DIMENSIONAL INTERNATIONAL VALUE ETF | ETF | 25434V807 |  | 14175026 | 330962 | SH |  | SOLE |  | 330962 | 0 | 0 |
| DIMENSIONAL U.S. CORE EQUITY 2 ETF | ETF | 25434V708 |  | 12773724 | 356460 | SH |  | SOLE |  | 356459 | 0 | 0 |
| DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF | ETF | 25434V799 |  | 12124892 | 390037 | SH |  | SOLE |  | 390036 | 0 | 0 |
| DIMENSIONAL U.S. TARGETED VALUE ETF | ETF | 25434V609 |  | 10124549 | 187631 | SH |  | SOLE |  | 187630 | 0 | 0 |
| DIMENSIONAL US MARKETWIDE VALUE ETF | ETF | 25434V724 |  | 9865064 | 233367 | SH |  | SOLE |  | 233367 | 0 | 0 |
| DIMENSIONAL U.S. SMALL CAP ETF | ETF | 25434V500 |  | 5717040 | 89735 | SH |  | SOLE |  | 89735 | 0 | 0 |
| DIMENSIONAL US SMALL CAP VALUE ETF | ETF | 25434V815 |  | 5670283 | 192657 | SH |  | SOLE |  | 192657 | 0 | 0 |
| DIMENSIONAL NATIONAL MUNICIPAL BOND ETF | ETF | 25434V849 |  | 5485613 | 115657 | SH |  | SOLE |  | 115657 | 0 | 0 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 4841865 | 8524 | SH |  | SOLE |  | 8524 | 0 | 0 |
| DIMENSIONAL U.S. EQUITY MARKET ETF | ETF | 25434V401 |  | 4435092 | 66176 | SH |  | SOLE |  | 66176 | 0 | 0 |
| DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF | ETF | 25434V732 |  | 4152750 | 139941 | SH |  | SOLE |  | 139941 | 0 | 0 |
| DIMENSIONAL EMERGING MARKETS VALUE ETF | ETF | 25434V740 |  | 2900442 | 96718 | SH |  | SOLE |  | 96718 | 0 | 0 |
| DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF | ETF | 25434V781 |  | 2269889 | 68974 | SH |  | SOLE |  | 68973 | 0 | 0 |
| DIMENSIONAL CORE FIXED INCOME ETF | ETF | 25434V872 |  | 2259634 | 53493 | SH |  | SOLE |  | 53493 | 0 | 0 |
| APPLE INC COM | Stock | 037833100 |  | 1904893 | 9284 | SH |  | SOLE |  | 9284 | 0 | 0 |
| INNOVATOR LADDERED ALLOCATION POWER BUFFER ETF | ETF | 45783Y814 |  | 1708562 | 36352 | SH |  | SOLE |  | 36352 | 0 | 0 |
| DIMENSIONAL GLOBAL REAL ESTATE ETF | ETF | 25434V658 |  | 1658267 | 61811 | SH |  | SOLE |  | 61811 | 0 | 0 |
| DIMENSIONAL US LARGE CAP VALUE ETF | ETF | 25434V666 |  | 1586085 | 51131 | SH |  | SOLE |  | 51131 | 0 | 0 |
| INNOVATOR US EQUITY ACCELERATED ETF | ETF | 45783Y103 |  | 1562634 | 41804 | SH |  | SOLE |  | 41804 | 0 | 0 |
| DIMENSIONAL US CORE EQUITY MARKET ETF | ETF | 25434V104 |  | 1547756 | 36538 | SH |  | SOLE |  | 36538 | 0 | 0 |
| DIMENSIONAL US REAL ESTATE ETF | ETF | 25434V823 |  | 1536329 | 65497 | SH |  | SOLE |  | 65497 | 0 | 0 |
| DIMENSIONAL INTERNATIONAL SMALL CAP ETF | ETF | 25434V773 |  | 1468505 | 49214 | SH |  | SOLE |  | 49214 | 0 | 0 |
| DIMENSIONAL INFLATION-PROTECTED SECURITIES ETF | ETF | 25434V856 |  | 1307838 | 31286 | SH |  | SOLE |  | 31286 | 0 | 0 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 1281829 | 2577 | SH |  | SOLE |  | 2577 | 0 | 0 |
| DIMENSIONAL WORLD EQUITY ETF | ETF | 25434V617 |  | 1234157 | 18398 | SH |  | SOLE |  | 18398 | 0 | 0 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 1187239 | 7515 | SH |  | SOLE |  | 7514 | 0 | 0 |
| DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF | ETF | 25434V203 |  | 1154282 | 33390 | SH |  | SOLE |  | 33389 | 0 | 0 |
| DIMENSIONAL SHORT-DURATION FIXED INCOME ETF | ETF | 25434V864 |  | 1113327 | 23193 | SH |  | SOLE |  | 23192 | 0 | 0 |
| FIDELITY ENHANCED LARGE CAP VALUE ETF | ETF | 31609A107 |  | 1109155 | 34918 | SH |  | SOLE |  | 34918 | 0 | 0 |
| AMAZON COM INC COM | Stock | 023135106 |  | 1028939 | 4690 | SH |  | SOLE |  | 4690 | 0 | 0 |
| SPDR S 500 ETF TRUST | ETF | 78462F103 |  | 929302 | 1504 | SH |  | SOLE |  | 1504 | 0 | 0 |
| INNOVATOR U.S. EQUITY ACCELERATED 9 BUFFER ETF - APRIL | ETF | 45783Y301 |  | 894549 | 24348 | SH |  | SOLE |  | 24348 | 0 | 0 |
| TESLA INC COM | Stock | 88160R101 |  | 840052 | 2645 | SH |  | SOLE |  | 2644 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 758958 | 13313 | SH |  | SOLE |  | 13312 | 0 | 0 |
| VANGUARD RUSSELL 1000 VALUE ETF | ETF | 92206C714 |  | 690763 | 8107 | SH |  | SOLE |  | 8107 | 0 | 0 |
| MICROSTRATEGY INC CL A NEW | Stock | 594972408 |  | 667384 | 1651 | SH |  | SOLE |  | 1651 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 617598 | 16205 | SH |  | SOLE |  | 16204 | 0 | 0 |
| ALPHABET INC CAP STK CL A | Stock | 02079K305 |  | 594286 | 3372 | SH |  | SOLE |  | 3372 | 0 | 0 |
| SPDR PORTFOLIO S 500 VALUE ETF | ETF | 78464A508 |  | 589669 | 11266 | SH |  | SOLE |  | 11266 | 0 | 0 |
| SPDR S 600 SMALL CAP VALUE ETF | ETF | 78464A300 |  | 563093 | 7060 | SH |  | SOLE |  | 7059 | 0 | 0 |
| DIMENSIONAL ULTRASHORT FIXED INCOME ETF | ETF | 25434V591 |  | 552317 | 10883 | SH |  | SOLE |  | 10883 | 0 | 0 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 551540 | 888 | SH |  | SOLE |  | 888 | 0 | 0 |
| ISHARES S SMALL-CAP 600 VALUE ETF | ETF | 464287879 |  | 548305 | 5510 | SH |  | SOLE |  | 5510 | 0 | 0 |
| ELI LILLY  CO COM | Stock | 532457108 |  | 545604 | 700 | SH |  | SOLE |  | 699 | 0 | 0 |
| BROADCOM INC COM | Stock | 11135F101 |  | 542539 | 1968 | SH |  | SOLE |  | 1968 | 0 | 0 |
| SPDR S INTERNATIONAL SMALL CAP ETF | ETF | 78463X871 |  | 525104 | 14123 | SH |  | SOLE |  | 14123 | 0 | 0 |
| VANECK URANIUM AND NUCLEAR ETF | ETF | 92189F601 |  | 510972 | 4596 | SH |  | SOLE |  | 4595 | 0 | 0 |
| SCHWAB MUNICIPAL BOND ETF | ETF | 808524649 |  | 471571 | 18728 | SH |  | SOLE |  | 18728 | 0 | 0 |
| INNOVATOR U.S. EQUITY ACCELERATED PLUS ETF | ETF | 45783Y400 |  | 465101 | 12173 | SH |  | SOLE |  | 12173 | 0 | 0 |
| SPDR PORTFOLIO S 1500 COMPOSITE STOCK MARKET ETF | ETF | 78464A805 |  | 461783 | 6166 | SH |  | SOLE |  | 6166 | 0 | 0 |
| VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 |  | 439420 | 5583 | SH |  | SOLE |  | 5583 | 0 | 0 |
| NETFLIX INC COM | Stock | 64110L106 |  | 424504 | 317 | SH |  | SOLE |  | 317 | 0 | 0 |
| DIMENSIONAL US CORE EQUITY 1 ETF | ETF | 25434V625 |  | 423746 | 6339 | SH |  | SOLE |  | 6338 | 0 | 0 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 420011 | 2750 | SH |  | SOLE |  | 2749 | 0 | 0 |
| SPDR PORTFOLIO S 500 ETF | ETF | 78464A854 |  | 398463 | 5487 | SH |  | SOLE |  | 5486 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 |  | 396479 | 1345 | SH |  | SOLE |  | 1345 | 0 | 0 |
| INNOVATOR U.S. EQUITY ACCELERATED 9 BUFFER ETF - OCTOBER | ETF | 45783Y848 |  | 391022 | 12277 | SH |  | SOLE |  | 12277 | 0 | 0 |
| CATERPILLAR INC COM | Stock | 149123101 |  | 390351 | 1006 | SH |  | SOLE |  | 1005 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 |  | 377929 | 778 | SH |  | SOLE |  | 778 | 0 | 0 |
| VANGUARD SMALL-CAP ETF | ETF | 922908751 |  | 376834 | 1590 | SH |  | SOLE |  | 1590 | 0 | 0 |
| INNOVATOR INTERNATIONAL DEVELOPED POWER BUFFER ETF - JANUARY | ETF | 45782C524 |  | 376640 | 11011 | SH |  | SOLE |  | 11010 | 0 | 0 |
| VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF | ETF | 922042718 |  | 366032 | 2724 | SH |  | SOLE |  | 2723 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 360340 | 7285 | SH |  | SOLE |  | 7285 | 0 | 0 |
| ORACLE CORP COM | Stock | 68389X105 |  | 348859 | 1596 | SH |  | SOLE |  | 1595 | 0 | 0 |
| HERSHEY CO COM | Stock | 427866108 |  | 335385 | 2021 | SH |  | SOLE |  | 2021 | 0 | 0 |
| SPDR PORTFOLIO EMERGING MARKETS ETF | ETF | 78463X509 |  | 333628 | 7806 | SH |  | SOLE |  | 7805 | 0 | 0 |
| TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 |  | 329199 | 1300 | SH |  | SOLE |  | 1300 | 0 | 0 |
| BOSTON SCIENTIFIC CORP COM | Stock | 101137107 |  | 324700 | 3023 | SH |  | SOLE |  | 3023 | 0 | 0 |
| DIMENSIONAL US VECTOR EQUITY ETF | ETF | 25434V559 |  | 321480 | 5928 | SH |  | SOLE |  | 5928 | 0 | 0 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 315912 | 2931 | SH |  | SOLE |  | 2930 | 0 | 0 |
| CHEVRON CORP NEW COM | Stock | 166764100 |  | 310150 | 2166 | SH |  | SOLE |  | 2166 | 0 | 0 |
| WALMART INC COM | Stock | 931142103 |  | 308758 | 3158 | SH |  | SOLE |  | 3157 | 0 | 0 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 303897 | 412 | SH |  | SOLE |  | 411 | 0 | 0 |
| VANGUARD SMALL CAP VALUE ETF | ETF | 922908611 |  | 286518 | 1469 | SH |  | SOLE |  | 1469 | 0 | 0 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 285755 | 1617 | SH |  | SOLE |  | 1616 | 0 | 0 |
| JPMORGAN CHASE  CO. COM | Stock | 46625H100 |  | 281798 | 972 | SH |  | SOLE |  | 972 | 0 | 0 |
| DIMENSIONAL EMERGING CORE EQUITY MARKET ETF | ETF | 25434V302 |  | 278167 | 9609 | SH |  | SOLE |  | 9609 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 275250 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| PROCTER AND GAMBLE CO COM | Stock | 742718109 |  | 274402 | 1722 | SH |  | SOLE |  | 1722 | 0 | 0 |
| VANGUARD RUSSELL 1000 ETF | ETF | 92206C730 |  | 273265 | 973 | SH |  | SOLE |  | 972 | 0 | 0 |
| SPDR PORTFOLIO S 600 SMALL CAP ETF | ETF | 78468R853 |  | 272906 | 6406 | SH |  | SOLE |  | 6406 | 0 | 0 |
| INNOVATOR DEFINED WEALTH SHIELD ETF | ETF | 45783Y855 |  | 258501 | 8058 | SH |  | SOLE |  | 8058 | 0 | 0 |
| COCA COLA CO COM | Stock | 191216100 |  | 251487 | 3566 | SH |  | SOLE |  | 3566 | 0 | 0 |
| WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND | ETF | 97717W760 |  | 249454 | 3321 | SH |  | SOLE |  | 3321 | 0 | 0 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 249444 | 1406 | SH |  | SOLE |  | 1406 | 0 | 0 |
| VISA INC COM CL A | Stock | 92826C839 |  | 245572 | 692 | SH |  | SOLE |  | 691 | 0 | 0 |
| SCHWAB 1000 INDEX ETF | ETF | 808524722 |  | 239812 | 8042 | SH |  | SOLE |  | 8042 | 0 | 0 |
| INNOVATOR U.S. EQUITY ACCELERATED 9 BUFFER ETF - JANUARY | ETF | 45783Y780 |  | 228250 | 7573 | SH |  | SOLE |  | 7573 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | ETF | 389637109 |  | 224884 | 2651 | SH |  | SOLE |  | 2651 | 0 | 0 |
| COSTCO WHSL CORP NEW COM | Stock | 22160K105 |  | 222737 | 225 | SH |  | SOLE |  | 225 | 0 | 0 |
| INNOVATOR U.S. EQUITY ACCELERATED PLUS ETF - JANUARY | ETF | 45783Y772 |  | 220410 | 7493 | SH |  | SOLE |  | 7493 | 0 | 0 |
| PALO ALTO NETWORKS INC COM | Stock | 697435105 |  | 219374 | 1072 | SH |  | SOLE |  | 1072 | 0 | 0 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 |  | 214919 | 2167 | SH |  | SOLE |  | 2166 | 0 | 0 |
| VANGUARD REAL ESTATE ETF | ETF | 922908553 |  | 210468 | 2363 | SH |  | SOLE |  | 2363 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 |  | 208968 | 1021 | SH |  | SOLE |  | 1021 | 0 | 0 |
| COLGATE PALMOLIVE CO COM | Stock | 194162103 |  | 201344 | 2215 | SH |  | SOLE |  | 2215 | 0 | 0 |
| NUVEEN CHURCHILL DIRECT LENDIN COM SHS | CEF | 67090S108 |  | 177863 | 10986 | SH |  | SOLE |  | 10986 | 0 | 0 |
| FS CREDIT OPPORTUNITIES CORP COMMON STOCK | CEF | 30290Y101 |  | 158248 | 21797 | SH |  | SOLE |  | 21797 | 0 | 0 |
| PROSHARES ULTRAPRO QQQ | ETF | 74347X831 |  | 50000 | 50000 | SH |  | SOLE |  | 50000 | 0 | 0 |
| INSPIREMD INC COM | Stock | 45779A846 |  | 40860 | 18000 | SH |  | SOLE |  | 18000 | 0 | 0 |

---