# EDGAR Filing Document

**Accession Number:** 0000898171
**File Stem:** 0001193125-26-238750
**Filing Date:** 2026-5
**Character Count:** 11598
**Document Hash:** 6210f52c7c6215a5fa12883fb1bb7fa1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-238750.hdr.sgml**: 20260526

**ACCESSION NUMBER**: 0001193125-26-238750

**CONFORMED SUBMISSION TYPE**: 3

**PUBLIC DOCUMENT COUNT**: 3

**CONFORMED PERIOD OF REPORT**: 20260519

**FILED AS OF DATE**: 20260526

**DATE AS OF CHANGE**: 20260526

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** Flake Michael J
- **CENTRAL INDEX KEY:** 0002136647

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 3
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-22062
- **FILM NUMBER:** 261018987

**MAIL ADDRESS:**
- **STREET 1:** 132 NORTH FIRST STREET
- **CITY:** ALBEMARLE
- **STATE:** NC
- **ZIP:** 28001
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UWHARRIE CAPITAL CORP
- **CENTRAL INDEX KEY:** 0000898171
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 561814206
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 132 NORTH FIRST STREET
- **STREET 2:** PO BOX 338
- **CITY:** ALBEMARLE
- **STATE:** NC
- **ZIP:** 28001
- **BUSINESS PHONE:** 7049836181

**MAIL ADDRESS:**
- **STREET 1:** P O BOX 338
- **CITY:** ALBEMARLE
- **STATE:** NC
- **ZIP:** 28002-0338

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** STANLY CAPITAL CORP
- **DATE OF NAME CHANGE:** 19930303

## Ex-24.Poa

***POWER OF ATTORNEY***

***for***

***SECURITIES & EXCHANGE COMMISSION (SEC) SECTION 16(a) REPORTING***

Know all by these presents, that the undersigned hereby constitutes and appoints each of Roger L. Dick, President & Chief Executive Officer; R. David Beaver, III, Chief Risk Officer; and Tamara M. Singletary, Executive Vice President, Investor Relations & Corporate Secretary and each of them acting alone, the undersigned's true and lawful attorney-in-fact to:

Execute for and on behalf of the undersigned, in the undersigned's capacity as an officer, director and/or 10% or more shareholder of Uwharrie Capital Corp (the "Company"), Forms 3, 4, and 5 (and any amendments thereto) in accordance with Section 16(a) of the Securities Exchange Act or 1934, as amended (the "1934 Act"), and the rules promulgated thereunder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) do and perform any and all acts for and on behalf of the undersigned which may be necessary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;or desirable to complete and execute any such Form 3, 4, or 5 (and any amendment thereto)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;and to file timely such Form with the United States Securities and Exchange Commission and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;any stock exchange or similar authority; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) take any other action of any type whatsoever in connection with the foregoing which in the

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;opinion of such attorney-in-fact may be of benefit to, in the best interest of, or legally required

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;by, the undersigned, it being understood that the documents executed by such attorney-in-fact

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;on behalf of the undersigned pursuant to this Power of Attorney shall be in such form and shall

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;contain such terms and conditions as such attorney-in-fact may approve in such attorney-in-

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;fact's discretion.

The undersigned hereby grants to each such attorney-in-fact full power and authority to do and perform any and every act and thing whatsoever requisite, necessary or proper to be done in the exercise of any of the rights and powers herein granted, as fully to all intents and purposes as the undersigned might or could do if personally present, with full power of substitution or revocation, hereby ratifying and confirming all that such attorney-in-fact, or such attorney-in-fact's substitute or substitutes, shall lawfully do or cause to be done by virtue of this Power of Attorney and the rights and powers herein granted. The undersigned acknowledges that the foregoing attorneys-in-fact, in serving in such capacity at the request of the undersigned, are not assuming, nor is the Company assuming, any of the undersigned's responsibilities to comply with Section 16 of the 1934 Act.

This Power of Attorney shall remain in full force and effect until the undersigned is no longer required to file Forms 3, 4, and 5 with respect to the undersigned's holdings of and transactions in securities issued by the Company, unless earlier revoked by the undersigned in a signed writing delivered to each of the foregoing attorneys-in-fact.

*IN WITNESS WHEREOF*, the undersigned has caused this Power of Attorney to be executed this 19<sup>th</sup> day of May, 2026.

By: SEC Reporting Person

<u>/s/ Michael J. Flake</u> <u>Michael J. Flake</u>

*(Signature of Reporting Person) (Print Name)*

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## Ex-99.Resolution

**RESOLUTIONS OF THE**

**BOARD OF DIRECTORS**

**OF**

**UWHARRIE CAPITAL CORP**

***WHEREAS*,** the persons named below are designated as *"Reporting Persons"* of Uwharrie Capital Corp (the "Company") for purposes of Rule 16a (Reporting Requirement) to the Securities and Exchange Commission ("SEC"):

1. Board of Directors Uwharrie Capital Corp

2. Roger L. Dick President and Chief Executive Officer –

Uwharrie Capital Corp;

Chief Executive Officer – Uwharrie Bank

3. R. David Beaver, III Chief Risk Officer –

Uwharrie Capital Corp;

President – Uwharrie Bank

4. Jason R. Andrew Chief Operations Officer –

Uwharrie Capital Corp and Uwharrie Bank

5. Christy D. Stoner Chief Executive Officer –

Uwharrie Investment Advisors;

Chief Marketing Officer –

Uwharrie Capital Corp and Uwharrie Bank

6. Jeffrey L. Trout President – Uwharrie Bank Mortgage

7. Heather H. Almond Chief Financial Officer –

Uwharrie Capital Corp and Uwharrie Bank

8. Cheryl P. Rinehardt Chief Credit Officer – Uwharrie Bank

9. Brooke L. Senter Chief People Officer – Uwharrie Capital Corp and

Uwharrie Bank; Assistant Corporate Secretary –

Uwharrie Capital Corp and Uwharrie Bank

10. Tamara M. Singletary Executive Vice President – Uwharrie Capital Corp and

Uwharrie Bank; Corporate Secretary – Uwharrie Capital

Corp and Uwharrie Bank

***FURTHER*,** all other officers of the Company are excluded from policymaking functions and, therefore, are not "Reporting Persons" of the Company.

------

## *Page 2 of 2* 
*SEC "Reporting Persons" Resolution*

*UCC Board of Directors' Meeting* 

*January 20, 2026*

***FURTHER*,** those persons named will be responsible for complying with the *"Pre-Clearance Policy for Uwharrie Capital Corp Stock Transactions"* as set forth by the Board of Directors and for notifying Tamara M. Singletary, who has been designated as the Company's

contact person for stock matters, prior to engaging in any transaction involving or effecting any change in his/her beneficial ownership of equity securities of the Company including, without

limitation, any change resulting from any private negotiation trade, market trade through the Company, gifts, custodial accounts, trusts, corporations, partnerships, marriages, deaths,

incentive stock options, employee stock purchase plan, employee benefit plan, etc. in order to prevent violations of Rule 16a and 16b.

***FURTHER*,** compliance with the reporting rules is the sole responsibility of the individual Reporting Persons and not the Company; however, Tamara M. Singletary or designee will assist persons with reporting forms to ensure timely filings with the Securities and Exchange Commission (SEC).

## *FURTHER,* the "Reporting Persons" authorize and designate Roger L. Dick, R. David Beaver, III, Heather H. Almond or Tamara M. Singletary to sign SEC Forms 3, 4 and 5 and file in their behalf, if needed. Notice of this signature authorization will be given to the Securities and Exchange Commission by providing a copy of this resolution.
These actions being taken at a duly called meeting of the Uwharrie Capital Corp Board of Directors on January 20, 2026, for which a quorum was present.

(SEAL) <u>/s/ Tamara M. Singletary</u>

Tamara M. Singletary

Executive Vice President & Corporate Secretary

Uwharrie Capital Corp

------

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 3

### INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>Flake Michael J<br><sub>(Last) (First) (Middle)</sub><br>PO BOX 338<br><sub>(Street)</sub><br>ALBEMARLE, NC 28002-0338<br><sub>(City) (State) (Zip)</sub> | **3. Issuer Name and Ticker or Trading Symbol**<br>UWHARRIE CAPITAL CORP [ UWHR ] | **5. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  |
| **2. Date of Event Requiring Statement (Month/Day/Year)**<br>2026-05-19 | **4. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[X] Director   [ ] 10% Owner<br>[ ] Officer (give title below)   [ ] Other (specify below)<br>_ _ | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities Beneficially Owned

---

|  |  |  |  |
| --- | --- | --- | --- |
| 1. Title of Security | 2. Amount of Securities Beneficially Owned | 3. Ownership Form | 4. Nature of Indirect Beneficial Ownership |
| Common Stock (Held by Self) | 1821 | D |  |

---

## Table II - Derivative Securities Beneficially Owned

---

|  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Date Exercisable and Expiration Date (Month/Day/Year) | 2. Date Exercisable and Expiration Date (Month/Day/Year) | 3. Title and Amount of Underlying Securities | 3. Title and Amount of Underlying Securities | 4. Conversion or Exercise Price | 5. Ownership Form | 6. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 4. Conversion or Exercise Price | 5. Ownership Form | 6. Nature of Indirect Beneficial Ownership |
|  |  |  |  |  |  |  |  |

---

**Remarks:**
Michael J. Flake's term began as of Uwharrie Capital Corp's Annual Meeting of Shareholders 05-19-2026.

**Signature:** Michael J. Flake by Tamara M. Singletary, EVP, Uwharrie Capital Corp  
**Date:** 2026-05-26

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**