# EDGAR Filing Document

**Accession Number:** 0001547361
**File Stem:** 0001999371-26-007074
**Filing Date:** 2026-3
**Character Count:** 391079
**Document Hash:** f5faa15391043e03372f11bd89af8687
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-26-007074.hdr.sgml**: 20260327

**ACCESSION NUMBER**: 0001999371-26-007074

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 11

**CONFORMED PERIOD OF REPORT**: 20260327

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260327

**DATE AS OF CHANGE**: 20260327

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Morgan Stanley Capital I Inc.
- **CENTRAL INDEX KEY:** 0001547361
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 133291626
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01951
- **FILM NUMBER:** 26807399

**BUSINESS ADDRESS:**
- **STREET 1:** 1585 BROADWAY
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036
- **BUSINESS PHONE:** 212-761-4000

**MAIL ADDRESS:**
- **STREET 1:** 1585 BROADWAY
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Morgan Stanley Capital I Inc.
- **CENTRAL INDEX KEY:** 0001547361
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 133291626
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1585 BROADWAY
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036
- **BUSINESS PHONE:** 212-761-4000

**MAIL ADDRESS:**
- **STREET 1:** 1585 BROADWAY
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036

OMB Number: 3235-0675

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>** 

<br> **FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>MORGAN STANLEY CAPITAL I INC.</u>**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period ______________ to _________________

Date of Report (Date of filing) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person<br> to contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

&nbsp;&nbsp;&nbsp;&nbsp;☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: <u>0001547361</u>

MILL CITY MORTGAGE LOAN TRUST 2026-R1

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): <u>Not applicable</u>

Central Index Key Number of underwriter (if applicable): <u>Not applicable</u>

Chris Scott, (212) 761-4940

Name and telephone number, including area code, of the person<br> to contact in connection with this filing.

**FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**EXPLANATORY NOTE**

This Form ABS-15G is supplemented by (i) Exhibits 99.1, 99.3 and 99.4 of the Form ABS-15G filed by Mill City Depositor, LLC on February 13, 2023 (Accession Number: 0000929638-23-000429) (the "<u>Prior Filing #1</u>") and (ii) Exhibits 99.1, 99.3 and 99.4 of the Form ABS-15G filed by Mill City Depositor, LLC on March 9, 2023 (Accession Number: 0000929638-23-000819) (the "<u>Prior Filing #2</u>"; together with the Prior Filing #1, the "<u>Prior Filings</u>").

Certain of the mortgage loans that were included in the Prior Filings will be included in the MCMLT 2026-R1 securitization transaction and the information provided in the Prior Filings solely with respect to those mortgage loans should be read in conjunction with this Form ABS-15G. Exhibit 99.2 provides a link to the Prior Filing #1 and Exhibit 99.3 provides a link to the Prior Filing #2. Exhibit 99.4 provides a list of mortgage loans and their loan identifiers mapping the Prior Filing #1's loan identifiers with the MCMLT 2026-R1 securitization transaction's loan identifiers for the certain mortgage loans that were included in the Prior Filing #1 that will be included in the MCMLT 2026-R1 securitization transaction. Exhibit 99.5 provides a list of mortgage loans and their loan identifiers mapping the Prior Filing #2's loan identifiers with the MCMLT 2026-R1 securitization transaction's loan identifiers for the certain mortgage loans that were included in the Prior Filing #2 that will be included in the MCMLT 2026-R1 securitization transaction.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **MORGAN STANLEY CAPITAL I INC.** | **MORGAN STANLEY CAPITAL I INC.** |
| Date: March 27, 2026 | By: | /s/ Chris Scott |
|  | Name: | Chris Scott |
|  | Title: | Authorized Signatory |

---

**EXHIBIT INDEX**

<u>Exhibit Number</u>

99.1 [Third Party Due Diligence Report – Selene Diligence LLC Due Diligence Narrative Report](ex99-1.htm)

[Schedule 1 – Rating Agency Grades Summary Report](ex99-1s1.htm)

[Schedule 2 – Standard Findings Report](ex99-1s2.htm)

[Schedule 3 – Valuation Report](ex99-1s3.htm)

[Schedule 4 – Rating Agency Multi-Property Valuation Report](ex99-1s4.htm)

[Schedule 5 – Data Compare Report](ex99-1s5.htm)

[Schedule 6 – Supplemental Data Report](ex99-1s6.htm)

99.2 [Link to Prior Filing #1](https://www.sec.gov/Archives/edgar/data/1658274/000092963823000429/abs15g.htm)

99.3 [Link to Prior Filing #2](https://www.sec.gov/Archives/edgar/data/1658274/000092963823000819/abs15g.htm)

99.4 [Mortgage Loan List and Loan Identifiers for Prior Filing #1](ex99-4.htm)

99.5 [Mortgage Loan List and Loan Identifiers for Prior Filing #2](ex99-5.htm)

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](mcmlt2026r1-abs15g.htm)

**Exhibit 99.1**

![](sdlogo.jpg)

**Selene Diligence LLC ("Selene") Due <br> Diligence Review Narrative ("Report")**

Selene's Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene's independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

**DESCRIPTION OF SERVICES:**

&nbsp;&nbsp;&nbsp;&nbsp;**(1) Type of assets that were reviewed.**

Selene Diligence LLC performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by Morgan Stanley Mortgage Capital Holdings LLC and/or its affiliates ("Client"). The review was conducted between March 11 2026 and March 26 2026, via files imaged and provided for review (the "Review").

&nbsp;&nbsp;&nbsp;&nbsp;**(2) Sample size of the assets reviewed.**

This Review consisted of 100% of the loan population.

**FINAL SECURITIZATION POPULATION**

Selene was instructed to perform a review on a population totaling 37 ATR-QM Exempt loans and 27 Non-QM loans for a total of 64 loans the "Final Securitization Population").

*<u>Credit Reviews (64):</u>*

During the Review, Selene performed a credit review on 64 mortgage loans in the Final Securitization Population.

*<u>Compliance Review (64):</u>*

During the Review, Selene performed a compliance review, when applicable on 64 mortgage loans in the Final Securitization Population.

*<u>Valuation Reviews (64):</u>*

During the Review, Selene performed a property valuation review on 64 mortgage loans in the Final Securitization Population.

*<u>Data Integrity Review (64):</u>*

During the Review, Selene performed a Data Integrity Review on 64 mortgage loans in the Final Securitization Population.

**<u>FINAL SECURITIZATION POPULATION</u>**

After Selene's initial review was completed, the Client provided Selene with a confirmed list of 64 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

---

| | | |
|:---|:---|:---|
| **Review** | **Reviewed Total** | **% of Final Securitization Population** |
| Credit Population | 64 | 100% |
| Compliance Population | 64 | 100% |
| Valuation Population | 64 | 100% |
| Data Integrity Population | 64 | 100% |

---

&nbsp;&nbsp;&nbsp;&nbsp;**(3) Determination of the sample size and computation.**

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E.s, Moody's Investors Service, Inc. ("Moody's"), DBRS, Inc. ("DBRS"), and Kroll Bond Rating Agency ("Kroll"), (the "NRSRO(s)").

&nbsp;&nbsp;&nbsp;&nbsp;**(4) Quality or integrity of information or data about the assets: review and methodology.**

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

&nbsp;&nbsp;&nbsp;&nbsp;**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Selene assessed the underwriting guidelines and compared the documentation in the loan file against the stated guidelines for adherence.

**<u>GUIDELINES</u>**

Amres Beyond Prime Guidelines, Amres DSCR Guidelines, HomeXpress Investor Guidelines (the "Guidelines").

**<u>LOAN GRADING</u>**

The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene's loan grading is solely based on Selene's independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene is providing a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

**<u>SCOPE OF REVIEW</u>**

Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A, B, and C, attached hereto).

**CREDIT REVIEW**

Selene's credit scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed whether the characteristics of the
mortgage loans and the borrowers conformed to the Guidelines cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Re-calculated LTV, CLTV, income,
liabilities and compared these against the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Analyzed asset statements to determine whether
funds to close and reserves were within the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed that credit scores (FICO)
and credit histories were within the Guidelines.

**COMPLIANCE REVIEW**

Selene's compliance scope determined whether the mortgage loans comply with the Federal Truth in Lending Act, the Federal Real Estate Settlement Procedures Act, Sections 1098 and 1100A of Dodd Frank, Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act, and the Equal Credit Opportunity Act.

**PROPERTY VALUATION REVIEW**

Selene's Property Valuation scope of review conducted on this transaction included the following elements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Original Appraisal Assessment**

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Value Supported Analysis**

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

**DATA INTEGRITY REVIEW**

Selene uploads tape data into its due diligence application and compares it to the actual documents provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data received from lender/client is stored in a secured FTP folder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape data is uploaded into the application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan Reviewer collects validated loan data;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each received data point is compared to its counterpart collected data point; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

**<u>SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW</u>**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 64 mortgage loans, (ii) a Compliance Review on 64 mortgage loans (iii) a Valuation Review on 64 mortgage loans, and (iv) a Data Integrity Review on 64 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

**REVIEW RESULTS SUMMARY**

After review of the 64 mortgage loans; 10 mortgage loans had a rating grade of A, 47 mortgage loan had a rating grade of B, 4 mortgage loans had a rating grade of C, and 3 mortgage loans had a rating grade of D.

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | | | | ****<br> ***Grades per loan (64 overall loans):***<br> **** | ****<br> ***Grades per loan (64 overall loans):***<br> **** | ****<br> ***Grades per loan (64 overall loans):***<br> **** | | | |
| | **INITIAL RA GRADES - OVERALL** | **INITIAL RA GRADES - OVERALL** | **INITIAL RA GRADES - OVERALL** | **INITIAL RA GRADES - OVERALL** | | **FINAL RA GRADES - OVERALL** | **FINAL RA GRADES - OVERALL** | **FINAL RA GRADES - OVERALL** | **FINAL RA GRADES - OVERALL** |
| **NRSRO Grade** | **Moody's** | **DBRS** | **Kroll** | **%** | **NRSRO Grade** | **Moody's** | **DBRS** | **Kroll** | **%** |
| A | 10 | 10 | 10 | 15.63% | A | 10 | 10 | 10 | 15.63% |
| B | 5 | 5 | 5 | 7.81% | B | 47 | 47 | 47 | 73.44% |
| C | 26 | 26 | 26 | 40.63% | C | 4 | 4 | 4 | 6.25% |
| D | 23 | 23 | 23 | 35.94% | D | 3 | 3 | 3 | 4.69% |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:***<br> **** | ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:***<br> **** | ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:***<br> **** | ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:***<br> **** | ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:***<br> **** | ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:***<br> **** | ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:***<br> **** | ****<br> ****<br> ***Final Grades per loan broken out by compliance, credit and property:***<br> **** | |
| | **FINAL RA GRADES - COMPLIANCE** | **FINAL RA GRADES - COMPLIANCE** | **FINAL RA GRADES - COMPLIANCE** | **FINAL RA GRADES - COMPLIANCE** | | **FINAL RA GRADES - CREDIT** | **FINAL RA GRADES - CREDIT** | **FINAL RA GRADES - CREDIT** | **FINAL RA GRADES - CREDIT** |
| **NRSRO Grade** | **Moody's** | **DBRS** | **Kroll** | **%** | **NRSRO Grade** | **Moody's** | **DBRS** | **Kroll** | **%** |
| A | 46 | 46 | 46 | 71.88% | A | 17 | 17 | 17 | 26.56% |
| B | 15 | 15 | 15 | 23.44% | B | 45 | 45 | 45 | 70.31% |
| C | 3 | 3 | 3 | 4.69% | C | 2 | 2 | 2 | 3.13% |
| D | 0 | 0 | 0 | 0.00% | D | 0 | 0 | 0 | 0.00% |
|  | **FINAL RA GRADES - PROPERTY** | **FINAL RA GRADES - PROPERTY** | **FINAL RA GRADES - PROPERTY** | **FINAL RA GRADES - PROPERTY** |  |  |  |  |  |
| **NRSRO Grade** | **Moody's** | **DBRS** | **Kroll** | **%** |  |  |  |  |  |
| A | 54 | 54 | 54 | 84.38% |  |  |  |  |  |
| B | 7 | 7 | 7 | 10.94% |  |  |  |  |  |
| C | 0 | 0 | 0 | 0.00% |  |  |  |  |  |
| D | 3 | 3 | 3 | 4.69% |  |  |  |  |  |

---

**<u>REVIEW RESULTS SUMMARY (EXCEPTION LISTING)</u>**

Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

*Disclaimer:* Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of

limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are

designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

**<u>THIRD PARTY REVIEW REPORTING DELIVERED</u>**

Selene furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;1. Selene Narrative Report

&nbsp;&nbsp;&nbsp;&nbsp;2. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;3. Grading Summary

&nbsp;&nbsp;&nbsp;&nbsp;4. Exception Detail

&nbsp;&nbsp;&nbsp;&nbsp;5. Tape Discrepancies

&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations Report

&nbsp;&nbsp;&nbsp;&nbsp;7. Supplemental Data

&nbsp;&nbsp;&nbsp;&nbsp;8. Third Party (TPR) Attestation Form

&nbsp;&nbsp;&nbsp;&nbsp;9. Attestation Form 15E

**APPENDIX A – CREDIT REVIEW SCOPE**

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application**

For the Credit Application, Selene verified whether:

&nbsp;&nbsp;&nbsp;&nbsp;1. The application is signed by all listed borrowers;

&nbsp;&nbsp;&nbsp;&nbsp;2. The application is substantially filled out; and

&nbsp;&nbsp;&nbsp;&nbsp;3. All known borrower-owned properties are disclosed on the Real Estate Owned section.

**Credit Report**

Selene verified:

&nbsp;&nbsp;&nbsp;&nbsp;1. A credit report and/or other credit history documentation is present for each borrower;

&nbsp;&nbsp;&nbsp;&nbsp;2. Capture the monthly consumer debt payments for use in the debt to income and/or residual income calculation,
as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;3. Note the Real Estate Owned and fraud alerts; and

&nbsp;&nbsp;&nbsp;&nbsp;4. Gather data required for ASF Report submission which may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Most recent FICO Score (scores from Equifax, Experian, and Transunion if available)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Most recent FICO date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Longest Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Maximum Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) Number of trade lines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) Credit Usage Ratio

**Employment and Income**

Selene determined whether all applicable supporting documentation as required by the guidelines is in the file and note indications of potentially fraudulent documents. The documentation was also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable guidelines. Documentation verifying employment and income may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verbal or Written VOE's

&nbsp;&nbsp;&nbsp;&nbsp;2. Pay stubs

&nbsp;&nbsp;&nbsp;&nbsp;3. W-2 forms

&nbsp;&nbsp;&nbsp;&nbsp;4. Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;5. Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;6. Award letters

&nbsp;&nbsp;&nbsp;&nbsp;7. Bank statements

**Asset Review**

Selene assessed whether the asset documentation required by the guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. VOD's

&nbsp;&nbsp;&nbsp;&nbsp;2. Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;3. Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;4. Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;5. Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved

**Hazard/Flood insurance** 

A review of the insurance present on the loan was also be performed:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verify that the hazard insurance meets the minimum required amount of coverage in the guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;2. For condominium properties, confirm that the blanket policy meets the minimum amount of coverage;

&nbsp;&nbsp;&nbsp;&nbsp;3. Confirm that the flood cert is for the correct borrower, property, lender and loan number and is a "Life
of Loan" certification;

&nbsp;&nbsp;&nbsp;&nbsp;4. For properties is in a flood zone per the flood cert, confirm that flood insurance in the file meets the
minimum required amount of coverage and meets guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Confirm that the mortgagee clause lists the lender's name and "its successors and assigns";
and

&nbsp;&nbsp;&nbsp;&nbsp;6. Confirm that the premium amount on both the hazard and flood insurance match what was used in the DTI
calculations.

**Title**

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

**Fraud**

To the extent potentially fraudulent activity is identified as part of the document review, such information was reported to Client. In addition, when required, Selene looked for an independent, third party fraud report in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan does not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

On this Fraud report Selene:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Reviewed
for any name variations for the borrowers and confirm that the variations have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed
for any social security number variations for the borrowers and confirm that the variations have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed
for any potential occupancy issues based on the borrowers' address history and confirm that any issues have been addressed in the
loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Reviewed
for any employment issues and confirm that any issues have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Reviewed
for any additional consumers associated with the borrowers' profiles and confirm the materiality and material issues have been
addressed in the loan file; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Addressed
all red flag issues.

**Additional Review**

Selene's review procedures also included:

&nbsp;&nbsp;&nbsp;&nbsp;1. A review of the completeness and accuracy of the information obtained in the mortgage origination process;

&nbsp;&nbsp;&nbsp;&nbsp;2. A review of closing documents to ensure that the mortgage file information is complete, accurate, and
consistent with other documents in the mortgage file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Selene will review the mortgage file documents to determine that the mortgage was properly underwritten;

&nbsp;&nbsp;&nbsp;&nbsp;4. Verification that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount,
loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Verification that all borrowers are eligible based on the guidelines and information in the loan file;
and

&nbsp;&nbsp;&nbsp;&nbsp;6. Verify there is appropriate documentation present to confirm that applicable documents have been recorded
or have been sent for recording.

**APPENDIX B – COMPLIANCE REVIEW SCOPE**

Selene reviewed the Non-QM loans to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

**1.** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19):</u> 

i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

i) APR threshold test; and <br> ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Selene reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, Selene's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization
 and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security
 instrument, Loan Estimate and Closing Disclosure; and (ii) verify the data against the NMLSR database, as available.

**2.** **Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8):</u> 

i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7):</u> 

i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing; and

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application.

**3.** **Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

v) confirm if the file indicates a fee was imposed, other than for a credit report, prior to borrower receiving LE and indicating an intent to proceed with the transaction;

vi) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vii) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

viii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

ix) confirm borrower received LE not later than four (4) business days prior to consummation; and

x) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who are discussing a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG industry group proposal.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application

**4.** **Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) the general Ability to Repay ("ATR") underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) refinancing of non-standard mortgages (12 C.F.R. 1026.43(d)); and

&nbsp;&nbsp;&nbsp;&nbsp;c) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

<u>General Ability to Repay</u>

Selene reviewed the applicable mortgage loans to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Selene reviewed the mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Selene does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Selene's review is based on information contained in the mortgage loan file at the time it is provided to Selene to review, and only reflects information as of that point in time.

**5.** **The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:** 

a) Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**6.** **The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;** 

**APPENDIX C – VALUATION REVIEW SCOPE**

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities; and (viii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Selene's review results in a variance of more than 10% then the Client shall be notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene makes a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene would review the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The individuals performing the aforementioned original appraisal assessment are
not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily
licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal
reviews" for purposes of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene makes no representation or warranty as to the value of any mortgaged property, notwithstanding
that Selene may have reviewed valuation information for reasonableness.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene is not an 'AMC' (appraisal management company) and therefore Selene does
not opine on the actual value of the underlying property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Selene is not a 'creditor' within the meaning of ECOA or other lending laws and regulations,
and therefore Selene will not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](mcmlt2026r1-abs15g.htm)

**Exhibit 99.1 Schedule 1**

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 10001139 |  |  | XXXX A |
| 10001638 |  |  | XXXX C A B |
| 10001686 |  |  | XXXX C A B |
| 10001633 |  |  | XXXX B A |
| 10001003 |  |  | XXXX D A B |
| 10001641 |  |  | XXXX C A B |
| 10001674 |  |  | XXXX A |
| 10001007 |  |  | XXXX A |
| 10001037 |  |  | XXXX C A B |
| 10001034 |  |  | XXXX C A B |
| 10001046 |  |  | XXXX B A |
| 10002122 |  |  | XXXX C A B |
| 10001732 |  |  | XXXX C A B |
| 10001750 |  |  | XXXX A |
| 10001640 |  |  | XXXX B A |
| 10001647 |  |  | XXXX C A B |
| 10001700 |  |  | XXXX C A |
| 10001723 |  |  | XXXX A |
| 10001739 |  |  | XXXX C A B |
| 10001741 |  |  | XXXX B A |
| 10001658 |  |  | XXXX C A B |
| 10001118 |  |  | XXXX C A B |
| 10001198 |  |  | XXXX A |
| 10001759 |  |  | XXXX A |
| 10001721 |  |  | XXXX C A B |
| 10001236 |  |  | XXXX A |
| 10001247 |  |  | XXXX A D B |
| 10001252 |  |  | XXXX C A B |
| 10001255 |  |  | XXXX B A |
| 10001204 |  |  | XXXX A D B |
| 10001214 |  |  | XXXX C A B |
| 10001223 |  |  | XXXX C A D B |
| 10001208 |  |  | XXXX B D A |
| 10001206 |  |  | XXXX D A B |
| 10001224 |  |  | XXXX C D A B |
| 10001238 |  |  | XXXX C D A B |
| 10001243 |  |  | XXXX C A B |
| 10001217 |  |  | XXXX C A B |
| 10001229 |  |  | XXXX C A B |
| 10001249 |  |  | XXXX C A D |
| 10001205 |  |  | XXXX C D B |
| 10001221 |  |  | XXXX C D B |
| 10001226 |  |  | XXXX A |
| 10001227 |  |  | XXXX C D B A |
| 10001241 |  |  | XXXX A C B |
| 10001201 |  |  | XXXX B C D A |
| 10001211 |  |  | XXXX C A B |
| 10001218 |  |  | XXXX C D A B |
| 10001233 |  |  | XXXX C A D B |
| 10001246 |  |  | XXXX D A B |
| 10001257 |  |  | XXXX C A B |
| 10001202 |  |  | XXXX B A D |
| 10001200 |  |  | XXXX B A D |
| 10001256 |  |  | XXXX C A D B |
| 10001220 |  |  | XXXX C A B |
| 10001219 |  |  | XXXX B C A |
| 10001213 |  |  | XXXX A D B |
| 10001209 |  |  | XXXX A |
| 10001225 |  |  | XXXX C A D B |
| 10001237 |  |  | XXXX B D A |
| 10001244 |  |  | XXXX A C |
| 10001245 |  |  | XXXX A C D B |
| 10001334 |  |  | XXXX C A B |
| 10001335 |  |  | XXXX C A B |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](mcmlt2026r1-abs15g.htm)

**Exhibit 99.1 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | 10001638 |  |  | Closed | 2026-03-12 03:10 | 2026-03-24 13:14 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-File contains only the title commitment on pg XXX reflecting coverage amount of $XXX,XXX. The Note on pg XXX reflects the loan amount of $XXX,XXX. Missing the final title policy. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Coverage Amount of XXXXXX is Less than Loan Amount - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Refinance | Cash Out - Other | 8062866 | N/A | N/A |
| XXXX | 10001638 |  |  | Closed | 2026-03-13 11:40 | 2026-03-24 10:15 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Refinance | Cash Out - Other | 8101664 | Investor Post-Close | No |
| XXXX | 10001686 |  |  | Closed | 2026-03-12 02:33 | 2026-03-26 16:03 | Waived | 2 - Non-Material C B | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Waived- - Due Diligence Vendor-XX/XX/XXXX <br>Open-All Valuation entries have a Variance to Primary value that exceeds - XX%. BPO variance is greater than XX% variance from the appraisal with value at XXX,XXX for the BPO. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  | Reserves of XX months<br> FICO score of XXX | XXXX | Investment | Purchase | NA | 8062676 | Investor Post-Close | No |
| XXXX | 10001686 |  |  | Closed | 2026-03-13 12:03 | 2026-03-23 14:46 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX, FL - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8102354 | Investor Post-Close | No |
| XXXX | 10001633 |  |  | Closed | 2026-03-13 11:24 | 2026-03-24 10:04 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8101224 | Investor Post-Close | No |
| XXXX | 10001003 |  |  | Closed | 2026-03-13 08:31 | 2026-03-24 09:57 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Investment | Refinance | Cash Out - Other | 8095671 | Investor Post-Close | No |
| XXXX | 10001003 |  |  | Closed | 2026-03-13 09:25 | 2026-03-19 15:34 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Missing Lease Agreement | Waived-Waived with comp factors. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Based on appraisal report and XXXX subject is rented and lease is not present in the file. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Waived with comp factors. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX Representative credit score exceeds the minimum required of XXX by XXX points<br> DSCR ratio of X.XX exceeds the minimum requirement of X by X.XX points. | XXXX | Investment | Refinance | Cash Out - Other | 8097246 | Originator Post-Close | No |
| XXXX | 10001641 |  |  | Closed | 2026-03-12 05:53 | 2026-03-19 17:37 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-LTV exceeds guideline by X.X%. Comp factors noted. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV Audited LTV is XX.XX% whereas per XXXXXXXXX GL, the max LTV for Cash Out DSCR loan, maximum LTV allowed is XX%. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-LTV exceeds guideline by X.X%. Comp factors noted. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | XXXX | Investment | Refinance | Cash Out - Other | 8066881 | Investor Post-Close | No |
| XXXX | 10001037 |  |  | Closed | 2026-03-12 05:26 | 2026-03-19 16:41 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-LTV exceeds guideline by X.X% applied comp factors. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Audited LTV of XX.X% exceeds Guideline LTV of XX% - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Audited LTV Exceeds Guideline LTV Audited LTV XX.X% Exceeds Guideline LTV XX% - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-LTV exceeds guideline by X.X% applied comp factors. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | XXXX | Investment | Refinance | Cash Out - Other | 8066540 | Investor Post-Close | No |
| XXXX | 10001034 |  |  | Closed | 2026-03-12 15:58 | 2026-03-26 10:42 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-Free and clear of any damage - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open-Property potentially affected by XXXX Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-Free and clear of any damage - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8083172 | Investor Post-Close | No |
| XXXX | 10001034 |  |  | Closed | 2026-03-12 05:14 | 2026-03-19 16:04 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) GL requires X months reserves. Reserves are short -$X,XXX.XX. Comp factors added. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) GL requires X months reserves. Reserves are short -$X,XXX.XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) GL requires X months reserves. Reserves are short -$X,XXX.XX. Comp factors added. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | XXXX | Investment | Purchase | NA | 8066427 | Investor Post-Close | No |
| XXXX | 10001046 |  |  | Closed | 2026-03-12 14:52 | 2026-03-24 12:47 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Property potentially affected by XXXX Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, AR - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8081736 | Investor Post-Close | No |
| XXXX | 10002122 |  |  | Closed | 2026-03-13 14:06 | 2026-03-26 10:46 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-Free and clear of damage - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open-Property potentially affected by XXXX Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-Free and clear of damage - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX XXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8105133 | Investor Post-Close | No |
| XXXX | 10002122 |  |  | Closed | 2026-03-13 14:36 | 2026-03-19 17:52 | Waived | 2 - Non-Material C B | Credit | Debt | Mortgage history for primary residence less than 12 months | Waived-It should be noted other mortgages on the credit report are XX months plus with no lates. The primary resident mortgage was not showing on the credit report no VOM in file. Comp factors are noted. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Unable to locate mortgage history for primary. Based on docs transferred to XXXXXX and appears loan originated with balance of XXX,XXX no mortgages reflected on credit report for that amount - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-It should be noted other mortgages on the credit report are XX months plus with no lates. The primary resident mortgage was not showing on the credit report no VOM in file. Comp factors are noted. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | XXX Representative credit score exceeds the minimum required of XXX by XXX points<br> $XX,XXX reserves exceed the minimum required of $X,XXX exceeds the minimum by XX months over the required minimum. | XXXX | Investment | Purchase | NA | 8105952 | Investor Post-Close | No |
| XXXX | 10001732 |  |  | Closed | 2026-03-13 13:59 | 2026-03-24 12:56 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Primary Residence | Purchase | NA | 8105028 | Investor Post-Close | No |
| XXXX | 10001732 |  |  | Closed | 2026-03-12 02:40 | 2026-03-19 16:31 | Waived | 2 - Non-Material C B | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Waived-Comp factors added for the missing spouse authorization for asset account. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Asset Record X Does Not Meet G/L Requirements Asset X School First Credit Union #XXXX, which is being used for closing and reserves is in the non-borrowing spouse's name with no lox provided in file to utilize the funds. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Comp factors added for the missing spouse authorization for asset account. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XX% LTV is below the maximum XX% LTV by XX%.<br> XXX Representative credit score exceeds the minimum required of XXX (XX% LTV) by XXX points. | XXXX | Primary Residence | Purchase | NA | 8062710 | Investor Post-Close | No |
| XXXX | 10001732 |  |  | Closed | 2026-03-12 02:18 | 2026-03-13 15:54 | Waived | 2 - Non-Material B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Housing History Does Not Meet Guideline Requirements Borrower paid Cash for Jan, Feb, March XXXX Rents per the Landlords Request. Exception letter is on pg-XXX with comp factors. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Housing History Does Not Meet Guideline Requirements Borrower paid Cash for Jan, Feb, March XXXX Rents per the Landlords Request. Exception letter is on pg-XXX with comp factors. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XX% LTV is below the maximum XX% LTV by XX%.<br> XXX Representative credit score exceeds the minimum required of XXX (XX% LTV) by XXX points.<br>| XXXX | Primary Residence | Purchase | NA | 8062597 | Originator Pre-Close | Yes |
| XXXX | 10001640 |  |  | Closed | 2026-03-13 10:40 | 2026-03-24 12:55 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8100279 | Investor Post-Close | No |
| XXXX | 10001647 |  |  | Closed | 2026-03-13 13:08 | 2026-03-26 10:47 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-Free and clear of damage - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br>Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br>- Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-Free and clear of damage - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8103927 | Investor Post-Close | No |
| XXXX | 10001700 |  |  | Closed | 2026-03-13 11:44 | 2026-03-26 16:05 | Acknowledged | 3 - Material C | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The documentation was not received for the FEMA. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX- Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The documentation was not received for the FEMA. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Investment | Purchase | NA | 8101775 | Investor Post-Close | No |
| XXXX | 10001739 |  |  | Closed | 2026-03-13 14:08 | 2026-03-24 12:52 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (2) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX , FL - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8105169 | Investor Post-Close | No |
| XXXX | 10001741 |  |  | Closed | 2026-03-12 13:18 | 2026-03-24 12:53 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Investment | Refinance | Cash Out - Other | 8079762 | Investor Post-Close | No |
| XXXX | 10001658 |  |  | Closed | 2026-03-13 10:49 | 2026-03-24 12:50 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8100410 | Investor Post-Close | No |
| XXXX | 10001118 |  |  | Closed | 2026-03-13 10:12 | 2026-03-24 12:48 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8099813 | Investor Post-Close | No |
| XXXX | 10001721 |  |  | Closed | 2026-03-13 13:24 | 2026-03-24 10:18 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8104220 | Investor Post-Close | No |
| XXXX | 10001721 |  |  | Closed | 2026-03-12 02:42 | 2026-03-19 16:21 | Waived | 2 - Non-Material C B | Credit | Credit | Certificate of Corp./LLC Formation or Articles of Organization not in file | Waived-Applied comp factors for the missing business for use of assets. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower is using Business assets to qualify, but we do not have any business documents in file showing the ownership % of the borrower in business, need business docs with ownership % and LOX for use of funds with no impact to operation from CPA. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Applied comp factors for the missing business for use of assets. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | XXXX | Investment | Purchase | NA | 8062724 | Investor Post-Close | No |
| XXXX | 10001721 |  |  | Closed | 2026-03-12 00:53 | 2026-03-19 16:16 | Waived | 2 - Non-Material C B | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Waived-One month of bank statements provided for two different accounts. Comp factors noted. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Asset Record X Does Not Meet G/L Requirements As per Guidelines page #XXX for XXXXXXXXX program A copy of the two (X) most recent bank statements for the account. If the funds are not seasoned a minimum of sixty (XX) days, a letter of explanation is required along with the information to comprise a sixty (XX) day chain of funds, In the loan file we have only X month statement on page #XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-One month of bank statements provided for two different accounts. Comp factors noted. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXX Representative credit score exceeds the minimum required of XXX by XX points<br> DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points. | XXXX | Investment | Purchase | NA | 8062128 | Investor Post-Close | No |
| XXXX | 10001247 |  |  | Closed | 2026-03-18 09:34 | 2026-03-23 12:18 | Acknowledged | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-The documentation received was sufficient for the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations Please provide secondary valuation for the subject property. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The documentation received was sufficient for the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8184854 | Investor Post-Close | No |
| XXXX | 10001252 |  |  | Closed | 2026-03-19 17:05 | 2026-03-26 16:13 | Waived | 2 - Non-Material C B | Credit | Eligibility | Cash reserves less than required by guidelines | Waived- - Due Diligence Vendor-XX/XX/XXXX <br>Open-Total reserves is not met due to the reduced available balance reflected on the bank statement on page XX. Statement balance reflects an amount of $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  | FICO score of XXX<br> DSCR of X.XXX | XXXX | Investment | Purchase | NA | 8227164 | Investor Post-Close | No |
| XXXX | 10001255 |  |  | Closed | 2026-03-18 08:58 | 2026-03-26 15:57 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (2) | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Investment | Purchase | NA | 8183919 | Investor Post-Close | No |
| XXXX | 10001204 |  |  | Closed | 2026-03-18 12:58 | 2026-03-26 16:18 | Waived | 2 - Non-Material D B | Compliance | Missing Doc | The Final 1003 is Missing | Waived- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Final 1003 is Missing . Page XXX Final 1003 Section X Declarations to be completed, missing X(D)(E)(J)(K). - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  | Residual Income of $X,XXX.XX<br> LTV of XX.XX% | XXXX | Primary Residence | Refinance | Cash Out - Other | 8192349 | Investor Post-Close | No |
| XXXX | 10001214 |  |  | Closed | 2026-03-18 09:49 | 2026-03-26 10:13 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The documentation was sufficient for the disaster declared - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-FEMA Declaration String: DR-XXXX-UT, FEMA Disaster Name: COVID-19 PANDEMIC, FEMA Disaster Type: Biological, FEMA Incident Start Date: XX/XX/XXXX, FEMA Incident End Date: XX/XX/XXXX, FEMA Declared Disaster Date: XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The documentation was sufficient for the disaster declared - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Second Home | Purchase | NA | 8186248 | Investor Post-Close | No |
| XXXX | 10001214 |  |  | Closed | 2026-03-18 04:20 | 2026-03-26 08:10 | Acknowledged | 3 - Material C | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XX,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XX,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Due to the increase in lender credit, COC is required for compliance purposes. The final CD reflects the $XX,XXX.XX as a loan discount fee whereas the previous CD reflected it as a discount and Mortgage Broker fee. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The final CD reflects the $XX,XXX.XX as a loan discount fee whereas the previous CD reflected it as a discount and Mortgage Broker fee. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XX,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Second Home | Purchase | NA | 8178031 | Investor Post-Close | No |
| XXXX | 10001214 |  |  | Closed | 2026-03-18 10:17 | 2026-03-20 15:22 | Acknowledged | 2 - Non-Material C B | Compliance | Compliance | TRID CD disclosure violation; Closing Disclosure is missing the Mortgage Lender's NMLS ID. | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Amres Corporation NMLS ID is missing from the final CD. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Second Home | Purchase | NA | 8186988 | Investor Post-Close | No |
| XXXX | 10001214 |  |  | Closed | 2026-03-18 11:13 | 2026-03-18 11:18 | Waived | 2 - Non-Material B | Credit | Eligibility | Condo project is ineligible | Waived-The condo is considered non-warrantable due to the project containing commercial condo units separate from the residential condo. Exception in file pg XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-The condo is considered non-warrantable due to the project containing commercial condo units separate from the residential condo. Exception in file pg XXXX. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XX% LTV is below the maximum XX% LTV by X%.<br> XX.XX% DTI is below the maximum XX% DTI by XX.XX%.<br> XX.XX% DTI is below the maximum XX% DTI by XX.XX%.<br>| XXXX | Second Home | Purchase | NA | 8188521 | Originator Pre-Close | Yes |
| XXXX | 10001223 |  |  | Closed | 2026-03-18 17:42 | 2026-03-23 14:27 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. Document uploaded - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8201351 | Investor Post-Close | No |
| XXXX | 10001223 |  |  | Closed | 2026-03-19 14:53 | 2026-03-23 14:26 | Acknowledged | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-Documentation received was sufficient for secondary valuation. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review. Both the FNMA CU and FHLMC LXXXXscores provided were over X.X. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-Documentation received was sufficient for secondary valuation. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8223886 | Investor Post-Close | No |
| XXXX | 10001208 |  |  | Closed | 2026-03-18 00:40 | 2026-03-26 16:20 | Waived | 2 - Non-Material D B | Compliance | Missing Doc | The Final 1003 is Incomplete | Waived- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete The Final XXXX signed on closing date XX/XX/XXXX is missing in file.<br> - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  | Reserves of XX.XX months<br> FICO score of XXX<br> DTI of XX.XX% | XXXX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 8175700 | Investor Post-Close | No |
| XXXX | 10001208 |  |  | Closed | 2026-03-18 07:08 | 2026-03-26 15:58 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (3) | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 8181165 | Investor Post-Close | No |
| XXXX | 10001208 |  |  | Closed | 2026-03-18 07:08 | 2026-03-26 15:58 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (2) | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 8181155 | Investor Post-Close | No |
| XXXX | 10001208 |  |  | Closed | 2026-03-18 07:07 | 2026-03-26 15:58 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 8181140 | Investor Post-Close | No |
| XXXX | 10001206 |  |  | Closed | 2026-03-18 08:31 | 2026-03-24 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Partially Present | Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Title page XXX and XXX shows only the borrower as being on Title. There is a Non-borrowing spouse listed on the Deed of Trust and other closing documents. - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX<br>| TPOL_XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Purchase | NA | 8183296 | N/A | N/A |
| XXXX | 10001206 |  |  | Closed | 2026-03-18 10:56 | 2026-03-23 14:57 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-FEMA Declaration String: DR-XXXX-UT, FEMA Disaster Name: COVID-XX PANDEMIC, FEMA Disaster Type: Biological, FEMA Incident Start Date: XX/XX/XXXX, FEMA Incident End Date: XX/XX/XXXX, FEMA Declared Disaster Date: XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded. - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Purchase | NA | 8187960 | Investor Post-Close | No |
| XXXX | 10001206 |  |  | Closed | 2026-03-18 08:21 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material D B | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure The Lender Company XXXX XX is missing on the Final Closing Disclosure (CD). - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8183006 | Investor Post-Close | No |
| XXXX | 10001224 |  |  | Closed | 2026-03-18 08:41 | 2026-03-24 12:39 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Primary Residence | Purchase | NA | 8183496 | Investor Post-Close | No |
| XXXX | 10001224 |  |  | Closed | 2026-03-18 03:56 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material D B | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure We have gift amount of $XX,XXX at page #XXX, amount has been credited into settlement agent account on XX/XX/XXXX and we have wire confirmation at page #XXX but the amount of $XX,XXX not adjusted under final CD or PCCD. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8177574 | Investor Post-Close | No |
| XXXX | 10001224 |  |  | Closed | 2026-03-18 04:03 | 2026-03-20 15:02 | Acknowledged | 2 - Non-Material D B | Compliance | Disclosure | Missing Intent to Proceed | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Intent to proceed document is missing in file, as loan type is primary purchase, we need intent to proceed.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8177744 | Investor Post-Close | No |
| XXXX | 10001238 |  |  | Closed | 2026-03-19 15:09 | 2026-03-26 10:31 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-Received a report indicated the property does not have any damage. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded. - XX/XX/XXXX <br>| Acknowledged-Received a report indicated the property does not have any damage. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8224476 | Investor Post-Close | No |
| XXXX | 10001238 |  |  | Closed | 2026-03-19 15:08 | 2026-03-23 12:05 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-Received a report indicated the property does not have any damage. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS FLOODING LANDSLIDES AND MUDSLIDES XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-Received a report indicated the property does not have any damage. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8224272 | Investor Post-Close | No |
| XXXX | 10001238 |  |  | Closed | 2026-03-13 06:02 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material D B | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure As per Final CD pg#XXX HOA dues of $XXX.XX, is included in escrow, whereas the property is not in either PUD/Condo, the monthly amount of $XXX.XX was collected from property Insurance on pg#XXX. The Final CD is showing Homeowner's association dues instead of Hazard Insurance. The XXXX and Initial escrow disclosures are also reflecting with HOA value. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Investment | Purchase | NA | 8091773 | Investor Post-Close | No |
| XXXX | 10001243 |  |  | Closed | 2026-03-18 11:14 | 2026-03-24 12:36 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Appraisal effective date XX/XX/XXXX, Note dated XX/XX/XXXX. <br> Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.XXX |  |  | XXXX | Investment | Purchase | NA | 8188560 | Investor Post-Close | No |
| XXXX | 10001217 |  |  | Closed | 2026-03-18 11:28 | 2026-03-26 15:33 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.XXX |  |  | XXXX | Primary Residence | Purchase | NA | 8189099 | Investor Post-Close | No |
| XXXX | 10001229 |  |  | Closed | 2026-03-18 12:48 | 2026-03-24 12:40 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.XXX |  |  | XXXX | Primary Residence | Purchase | NA | 8191874 | Investor Post-Close | No |
| XXXX | 10001249 |  |  | Closed | 2026-03-18 09:34 | 2026-03-26 17:20 | Acknowledged | 3 - Material D | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations Please provide secondary valuation for the subject property. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Investment | Purchase | NA | 8184829 | Investor Post-Close | No |
| XXXX | 10001249 |  |  | Closed | 2026-03-18 08:21 | 2026-03-26 16:23 | Acknowledged | 3 - Material C | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The documentation was not received for the FEMA disaster. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The documentation was not received for the FEMA disaster. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Investment | Purchase | NA | 8182997 | Investor Post-Close | No |
| XXXX | 10001205 |  |  | Closed | 2026-03-19 14:55 | 2026-03-26 17:20 | Acknowledged | 3 - Material D | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review. Both the FNMA CU and FHLMC LXXXXscores provided were over X.X. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8223909 | Investor Post-Close | No |
| XXXX | 10001205 |  |  | Closed | 2026-03-18 08:36 | 2026-03-24 10:53 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. TORNADOES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: NO and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.XXX |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8183395 | Investor Post-Close | No |
| XXXX | 10001205 |  |  | Closed | 2026-03-18 03:47 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material D B | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-TRID: Missing Final Closing Disclosure The Final CD signed at the Closing Date of X/XX/XXXX is missing from the file. (Only the Post Close CD dated X/XX/XXXX was provided). - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8177508 | Investor Post-Close | No |
| XXXX | 10001205 |  |  | Closed | 2026-03-18 03:24 | 2026-03-20 15:15 | Acknowledged | 2 - Non-Material D B | Compliance | Missing Doc | PUD Rider is Missing | Acknowledged-Downgraded due to age of the loan. - Due Diligence Vendor-XX/XX/XXXX <br> Open-PUD Rider is Missing Per the Appraisal, the Property is a PUD in a planned community called "XXXX" with HOA dues of $XXX per year. A PUD Rider to the Mortgage is missing. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Downgraded due to age of the loan. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8177337 | Investor Post-Close | No |
| XXXX | 10001221 |  |  | Closed | 2026-03-19 14:37 | 2026-03-26 17:20 | Acknowledged | 3 - Material D | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X. The CU score in the loan file is a X.X. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Per investor request acknowledging the condition and proceeding as is. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8223371 | Investor Post-Close | No |
| XXXX | 10001221 |  |  | Closed | 2026-03-18 14:08 | 2026-03-26 10:38 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-FEMA Declaration String: DR-XXXX-TX, FEMA Disaster Name: COVID-XX PANDEMIC, FEMA Disaster Type: Biological, FEMA Incident Start Date: XX/XX/XXXX, FEMA Incident End Date: XX/XX/XXXX, FEMA Declared Disaster Date: XX/XX/XXXX.<br> - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXX.XXX |  |  | XXXX | Primary Residence | Purchase | NA | 8194803 | Investor Post-Close | No |
| XXXX | 10001221 |  |  | Closed | 2026-03-19 08:49 | 2026-03-24 13:17 | Resolved | 1 - Information C A | Credit | Title | Property Title Issue | Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Property Title Issue The borrower and Non-borrowing spouse is vested and signed Deed of Trust, however the Non-borrowing spouse is not listed on the Title. - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX_XXXXXXXX.XXX |  |  | XXXX | Primary Residence | Purchase | NA | 8211099 | N/A | N/A |
| XXXX | 10001221 |  |  | Closed | 2026-03-18 03:49 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material D B | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Initial CD is incomplete. Requesting completed Initial CD. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8177526 | Investor Post-Close | No |
| XXXX | 10001221 |  |  | Closed | 2026-03-19 09:16 | 2026-03-20 15:03 | Acknowledged | 2 - Non-Material D B | Compliance | Disclosure | Missing PCCD. | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-As per page XX, there was a PCCD issued, however it is missing from file. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8211961 | Investor Post-Close | No |
| XXXX | 10001227 |  |  | Closed | 2026-03-18 13:30 | 2026-03-24 09:44 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.XXX |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8193504 | Investor Post-Close | No |
| XXXX | 10001227 |  |  | Closed | 2026-03-18 13:28 | 2026-03-24 09:44 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-X. Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> X. Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> X. Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.XXX |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8193480 | Investor Post-Close | No |
| XXXX | 10001227 |  |  | Closed | 2026-03-18 12:42 | 2026-03-23 09:56 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-The documentation received did support the value. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review- - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per XXXXXXXXX requirements and CU Score, if present, is greater than X.X Have desk review. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Resolved-The documentation received did support the value. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per XXXXXXXXX requirements and CU Score, if present, is greater than X.X Have desk review. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.XXX |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8191782 | N/A | N/A |
| XXXX | 10001227 |  |  | Closed | 2026-03-18 13:03 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material C B | Compliance | Compliance | TRID CD disclosure violation; Closing Disclosure is missing the Mortgage Lender's NMLS ID. | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing lender nmls on the final CD. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8192482 | Investor Post-Close | No |
| XXXX | 10001227 |  |  | Closed | 2026-03-18 13:27 | 2026-03-20 15:02 | Acknowledged | 2 - Non-Material D B | Compliance | Disclosure | Missing Intent to Proceed | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing a signed copy of the intent to proceed. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8193445 | Investor Post-Close | No |
| XXXX | 10001241 |  |  | Closed | 2026-03-18 06:42 | 2026-03-20 14:52 | Acknowledged | 2 - Non-Material C B | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Commitment (Rate Lock) Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). COC `required for Commitment (Rate Lock) Fee increased in final CD - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8180619 | Investor Post-Close | No |
| XXXX | 10001241 |  |  | Closed | 2026-03-18 06:42 | 2026-03-18 12:16 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX-XXX the Final Closing disclosure on page XXX-XXX<br> reflects escrows. Rate lock date was entered correctly – see page XXX-XXX<br> . An interior and exterior appraisal was completed for this property – see page XX-XX, the appraisal disclosure was provided to the borrower(s)- see page X-XX and copy of the appraisal was given to the borrower – see page - XX-XX The loan meets HPML guidelines<br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX-XXX the Final Closing disclosure on page XXX-XXX<br> reflects escrows. Rate lock date was entered correctly – see page XXX-XXX<br> . An interior and exterior appraisal was completed for this property – see page XX-XX, the appraisal disclosure was provided to the borrower(s)- see page X-XX and copy of the appraisal was given to the borrower – see page - XX-XX The loan meets HPML guidelines<br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8180617 | N/A | N/A |
| XXXX | 10001201 |  |  | Closed | 2026-03-19 08:48 | 2026-03-26 07:54 | Acknowledged | 3 - Material C | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Acknowledged-The Statue of Limitations is X year. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The recording fees increased from $XX to $XX from the initial closing disclosure to the final closing disclosure. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8211086 | Investor Post-Close | No |
| XXXX | 10001201 |  |  | Closed | 2026-03-19 08:14 | 2026-03-23 14:55 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-FEMA Declaration String: DR-XXXX-NV, FEMA Disaster Name: COVID-XX PANDEMIC, FEMA Disaster Type: Biological, FEMA Incident Start Date: XX/XX/XXXX, FEMA Incident End Date: XX/XX/XXXX, FEMA Declared Disaster Date: XX/XX/XXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8210032 | Investor Post-Close | No |
| XXXX | 10001201 |  |  | Closed | 2026-03-17 23:07 | 2026-03-23 14:54 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-The documentation received supported the valuation used in the loan approval. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per guidelines, loan amount between $X,XXX,XXX - $X,XXX,XXX require X Full Appraisal + CDA. The loan amount is $XXX,XXX. Guidelines do not state a cda is required. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The documentation received supported the valuation used in the loan approval. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Secondary Valuation or Additional Valuation is present or Not Required - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Rescinded-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per guidelines, loan amount between $X,XXX,XXX - $X,XXX,XXX require X Full Appraisal + CDA. The loan amount is $XXX,XXX. Guidelines do not state a cda is required. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8174871 | N/A | N/A |
| XXXX | 10001201 |  |  | Closed | 2026-03-18 00:48 | 2026-03-19 09:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Loan does not conform to program guidelines Exception is provided on page #XXX<br>Exception for Reserves. This loan is a Cash out refinance. On an exception basis the Cash out funds can be used as reserves - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Waived-Loan does not conform to program guidelines Exception is provided on page #XXX<br>Exception for Reserves. This loan is a Cash out refinance. On an exception basis the Cash out funds can be used as reserves - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  | XX% LTV is below the maximum XX% LTV by X%.<br> XX% DTI is below the maximum XX% DTI by XX%.<br> Borrower has $XX,XXX residual income after all expenses. Minimum required per guideline is $X,XXX.<br>| XXXX | Primary Residence | Refinance | Cash Out - Other | 8175814 | Originator Pre-Close | Yes |
| XXXX | 10001201 |  |  | Closed | 2026-03-18 00:12 | 2026-03-26 07:54 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan meets HPML Guidelines and is a Compliant HPML loan. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br> Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#XXX and the Final Closing disclosure on Pg#XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX. An interior and exterior appraisal was completed for this property – see pg #XX, the appraisal disclosure is on page #XXX, and confirmation the appraisal was delivered to the borrower – see Pg#XXX-XXX. The loan meets HPML guidelines, resolved.<br>- XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-The loan meets HPML Guidelines and is a Compliant HPML loan. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#XXX and the Final Closing disclosure on Pg#XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX. An interior and exterior appraisal was completed for this property – see pg #XX, the appraisal disclosure is on page #XXX, and confirmation the appraisal was delivered to the borrower – see Pg#XXX-XXX. The loan meets HPML guidelines, resolved.<br>- XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8175464 | N/A | N/A |
| XXXX | 10001211 |  |  | Closed | 2026-03-18 14:59 | 2026-03-24 12:20 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired.<br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired.<br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Primary Residence | Purchase | NA | 8196161 | Investor Post-Close | No |
| XXXX | 10001218 |  |  | Closed | 2026-03-19 06:28 | 2026-03-24 09:53 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8207476 | Investor Post-Close | No |
| XXXX | 10001218 |  |  | Closed | 2026-03-19 06:28 | 2026-03-24 09:52 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORM AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: NO and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8207470 | Investor Post-Close | No |
| XXXX | 10001218 |  |  | Closed | 2026-03-19 06:16 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material D B | Compliance | Missing Doc | TRID: Missing Loan Estimate | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-There is a letter dated XX/XX/XXXX for receipt of loan estimate. Missing XX/XX/XXXX Loan Estimate. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8207299 | Investor Post-Close | No |
| XXXX | 10001233 |  |  | Closed | 2026-03-18 06:48 | 2026-03-24 09:47 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Appraisal effective date X/X/XXXX. Note date X/X/XXXX.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. <br> Property potentially affected by FEMA Disaster ID XXXX. XXXX, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. <br> Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. <br> Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. <br> Property inspection with exterior photos required.<br>- Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8180715 | Investor Post-Close | No |
| XXXX | 10001233 |  |  | Closed | 2026-03-23 10:11 | 2026-03-23 11:00 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-The documentation received supports the value. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded. - XX/XX/XXXX <br>| Resolved-The documentation received supports the value. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8267179 | N/A | N/A |
| XXXX | 10001246 |  |  | Closed | 2026-03-19 15:10 | 2026-03-26 15:58 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS AND FLOODING NY - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Proceeding as is with B grade. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Investment | Purchase | NA | 8224479 | Investor Post-Close | No |
| XXXX | 10001246 |  |  | Closed | 2026-03-13 02:29 | 2026-03-24 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Document is Incomplete Chain of Title is missing, provided only one X page of Title, provide full Title report. - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX<br>| TPOL_XXXXXXXX.pdf |  |  | XXXX | Investment | Purchase | NA | 8088200 | N/A | N/A |
| XXXX | 10001257 |  |  | Closed | 2026-03-18 12:16 | 2026-03-26 10:40 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-Document Uploaded. Free and clear of any damage. - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS, XXXX- Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-Document Uploaded. Free and clear of any damage. - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.XXX<br>XXXXXXXX XXX.XXX |  |  | XXXX | Investment | Purchase | NA | 8190916 | Investor Post-Close | No |
| XXXX | 10001257 |  |  | Closed | 2026-03-18 12:16 | 2026-03-24 12:44 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (3) | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS, XXXX- Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.XXX |  |  | XXXX | Investment | Purchase | NA | 8190926 | Investor Post-Close | No |
| XXXX | 10001202 |  |  | Closed | 2026-03-19 14:26 | 2026-03-26 10:24 | Acknowledged | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-The documentation received was sufficient for the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation is missing in file. The provided Fannie SSR report lists a CU of X.X. - Due Diligence Vendor-XX/XX/XXXX | document uploaded - XX/XX/XXXX <br>| Acknowledged-The documentation received was sufficient for the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.XXX |  |  | XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8223099 | Investor Post-Close | No |
| XXXX | 10001202 |  |  | Closed | 2026-03-18 06:51 | 2026-03-23 12:49 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (2) | Acknowledged-The damage has been repaired as shown in the documentation received. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage has been repaired as shown in the documentation received. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.XXX |  |  | XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8180814 | Investor Post-Close | No |
| XXXX | 10001202 |  |  | Closed | 2026-03-18 06:51 | 2026-03-23 12:48 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage has been repaired as shown in the documentation received. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage has been repaired as shown in the documentation received. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.XXX |  |  | XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8180809 | Investor Post-Close | No |
| XXXX | 10001200 |  |  | Closed | 2026-03-19 14:22 | 2026-03-26 10:32 | Acknowledged | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-The documentation received was sufficient to support the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation is missing in file. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The documentation received was sufficient to support the secondary valuation. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.XXX |  |  | XXXX | Investment | Purchase | NA | 8223011 | Investor Post-Close | No |
| XXXX | 10001200 |  |  | Closed | 2026-03-18 10:16 | 2026-03-23 12:40 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (2) | Acknowledged-The damage has been repaired which is supported by the documentation - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage has been repaired which is supported by the documentation - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.XXX |  |  | XXXX | Investment | Purchase | NA | 8186976 | Investor Post-Close | No |
| XXXX | 10001256 |  |  | Closed | 2026-03-19 14:19 | 2026-03-23 12:24 | Acknowledged | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-The documentation supports the value. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation is missing in file. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The documentation supports the value. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Refinance | Cash Out - Other | 8222965 | Investor Post-Close | No |
| XXXX | 10001256 |  |  | Closed | 2026-03-19 15:12 | 2026-03-23 12:22 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The documentation received was sufficient to support the property is repaired - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. WILDFIRES AND STRAIGHT-LINE WINDS XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The documentation received was sufficient to support the property is repaired - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Refinance | Cash Out - Other | 8224493 | Investor Post-Close | No |
| XXXX | 10001256 |  |  | Closed | 2026-03-19 15:10 | 2026-03-23 12:21 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The documentation received was sufficient to support the property is repaired - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS FLOODING LANDSLIDES AND MUDSLIDES XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The documentation received was sufficient to support the property is repaired - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Investment | Refinance | Cash Out - Other | 8224487 | Investor Post-Close | No |
| XXXX | 10001220 |  |  | Closed | 2026-03-18 10:59 | 2026-03-23 14:39 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damages if any have been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Appraisal effective date XX/XX/XXXX. Note date X/XX/XXXX<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX , XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damages if any have been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Purchase | NA | 8188034 | Investor Post-Close | No |
| XXXX | 10001220 |  |  | Closed | 2026-03-18 03:34 | 2026-03-20 15:40 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | XXXXFee Not Allowed- Doc Tax Stamps/Transfer Taxes – City/County (Fee ID: 67) | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-XXXXX<br>law does not allow Doc Tax Stamps/Transfer Taxes – City/County (Fee ID: XX) to be charged to the Borrower, Seller, Originator, Lender or Other in XX. state specific - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8177422 | Investor Post-Close | No |
| XXXX | 10001220 |  |  | Closed | 2026-03-18 11:47 | 2026-03-19 16:19 | Waived | 2 - Non-Material C B | Credit | Credit | DTI discrepancy or failure. | Waived- - Due Diligence Vendor-XX/XX/XXXX <br>Open-DTI variance is due to HOA amount. XXXX reflects $XX.XX per month; however Appraisal reflects $XXXX per year/ XX months= $XXX.XX/month. A difference of $XX.XX. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  | Reserves of XXX.XX months<br> FICO of XXX | XXXX | Primary Residence | Purchase | NA | 8189985 | Investor Post-Close | No |
| XXXX | 10001219 |  |  | Closed | 2026-03-18 09:52 | 2026-03-24 10:01 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Property potentially affected by COVID-19 PANDEMIC - Declared XX/XX/XXXX with an Incident End Date of XX/XX/XXXX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX.pdf |  |  | XXXX | Second Home | Purchase | NA | 8186315 | Investor Post-Close | No |
| XXXX | 10001219 |  |  | Closed | 2026-03-18 10:34 | 2026-03-20 15:16 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | Tolerance: Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Prior CDX sent on (XXXX-XX-XX) was received at least X business days before closing. The Last CD sent on (XXXX-XX-XX) was not received at least X business days before closing. The Prior CDX (X.XXX%) APR is inaccurate when compared to the (X.XXX%) actual APR. If the APR is inaccurate, a consumer must receive a corrected CD no later than (XXXXXXXX), which is X business days before the (XXXX-XX-XX) Consummation Date. If a corrected CD is not provided in person, a consumer is deemed to have received it X business days after the corrected CD is mailed or delivered, unless there is evidence of earlier receipt. The APR on the CD received at closing must be accurate when compared to the APR on the CD received at least X business days before closing and the actual APR. (XX CFR XXXX.XX(f)(X)(ii)(A); OSC XX(f)(X)(ii)-X) - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Second Home | Purchase | NA | 8187366 | Investor Post-Close | No |
| XXXX | 10001219 |  |  | Closed | 2026-03-18 10:34 | 2026-03-20 14:53 | Acknowledged | 2 - Non-Material C B | Compliance | TRID | Federal - Inaccurate Closing Disclosure APR - Redisclosure and Waiting Period | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Annual Percentage Rate of (X.XXX%) on the Closing Disclosure is inaccurate. Under Regulation Z, if the APR is inaccurate, a consumer must receive a corrected Closing Disclosure no later than X business days before the consummation date of (XXXX-XX-XX). If corrected disclosures are delivered to a consumer other than in person, a consumer is deemed to have received them X business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (XX CFR XXXX.XX(f)(X)(ii)(A)); XXXX.XX(f)(X)(iii); XXXX.XX(f)(X)(ii)(A); XXXX.XX(a)(X)) . - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Second Home | Purchase | NA | 8187361 | Investor Post-Close | No |
| XXXX | 10001219 |  |  | Closed | 2026-03-18 10:34 | 2026-03-20 14:53 | Acknowledged | 2 - Non-Material C B | Compliance | Tolerance:APR | Federal - Closed End APR Disclosure Tolerance (Regular) | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The disclosed APR (X.XXX) is lower than the actual APR (X.XXX) by more than .XXX%. The Truth in Lending Act considers a disclosed APR inaccurate if it is lower than the actual APR by more than .XXX% on a regular mortgage transaction. (XX CFR XXXX.XX(f), XXXX.XX(a)(X), & XXXX.XX(a)(X)) . - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Second Home | Purchase | NA | 8187367 | Investor Post-Close | No |
| XXXX | 10001219 |  |  | Closed | 2026-03-18 10:34 | 2026-03-20 14:52 | Acknowledged | 2 - Non-Material C B | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The disclosed finance charge ($XXX,XXX.XX) is ($XX,XXX.XX) below the actual finance charge($X,XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX CFR XXXX.XX(d)(X); OSC XX(c)(X)(ii)-X) . - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Second Home | Purchase | NA | 8187363 | Investor Post-Close | No |
| XXXX | 10001213 |  |  | Closed | 2026-03-17 23:32 | 2026-03-26 16:28 | Waived | 2 - Non-Material D B | Compliance | Missing Doc | The Final 1003 is Incomplete | Waived- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Final XXXX is Incomplete Document Uploaded. Final XXXX page XXX reflects BX citizenship as US citizen; however, BX ID page XXX reflects Permanent Resident Alien. <br> Additionally, Section XB of the Final XXXX reflects BX income iao $XX,XXX.XX (which is $XX,XXX.XX\*X) and Section XE Other _ Bonus iao $X,XXX.XX ($X,XXX.XX was captured twice). <br> BX final qualifying income per WVOE and paystub is $XX,XXX.XX and Bonus income is only $XXXX.XX. <br> Also, in Section Xa of the Final XXXX each property has duplicate Creditor Names and acct numbers. (See attached Primary Residence for an example)<br> Provide updated Final XXXX and XXXX with correct citizenship status, Income calculation, loan information on each of the REO properties and updated All Other Monthly Debts, HTI and DTI. <br> - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXXX XXXXXXXX- Final XXXX Duplicate Entries.png |  | Reserves of XX.XX months<br> FICO score of XXX<br> LTV of XX% | XXXX | Second Home | Purchase | NA | 8175133 | Investor Post-Close | No |
| XXXX | 10001213 |  |  | Closed | 2026-03-18 05:02 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material D B | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Initial CD on page XXX does not reflect a disbursement date or seller information. Provide complete Initial CD. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Second Home | Purchase | NA | 8179149 | Investor Post-Close | No |
| XXXX | 10001225 |  |  | Closed | 2026-03-18 14:39 | 2026-03-24 09:40 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Appraisal effective date XX/XX/XXXX. Note date XX/XX/XXXX.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The damage if any has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.xxx |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8195673 | Investor Post-Close | No |
| XXXX | 10001225 |  |  | Closed | 2026-03-19 14:11 | 2026-03-24 03:09 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Drive By BPO received post-close dated XX/XX/XXXX iao $XXX,XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open-Second Appraisal/ Valuation is Missing Required for Securitizations Collateral Underwriter Risk Score of X.X which is greater than X.X. Also, guidelines do not indicate that Collateral Underwriter (CU) is allowed as a Secondary Valuation. Provide a CDA or other approved review product as the Secondary Valuation. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Resolved-Drive By BPO received post-close dated XX/XX/XXXX iao $XXX,XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8222753 | N/A | N/A |
| XXXX | 10001225 |  |  | Closed | 2026-03-18 15:43 | 2026-03-19 16:33 | Waived | 2 - Non-Material C B | Credit | Eligibility | Cash reserves less than required by guidelines | Waived- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-Per GL page XX for Cash out Refinances, Cash-back used to cover required reserves will be reviewed as exceptions only. <br> Borrower Assets for acct ending - XXXX are $XXX.XX. Cash To Borrower at closing $XX,XXX.XX.<br> Provide Exception. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  | XX% LTV is below the maximum XX% LTV by X%.<br> XX.XX% DTI is below the maximum XX% DTI by XX.XX%.<br> Borrower has $XX,XXX residual income after all expenses. Minimum required per guideline is $X,XXX.<br>| XXXX | Primary Residence | Refinance | Cash Out - Other | 8197844 | Originator Pre-Close | Yes |
| XXXX | 10001225 |  |  | Closed | 2026-03-18 16:28 | 2026-03-19 16:20 | Waived | 2 - Non-Material C B | Credit | Credit | DTI discrepancy or failure. | Waived- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-XXXX reflect rental income iao $X,XXX.XX and included in qualifying income iao $XX,XXX.XX as well as a DTI of XX.XX%; however, Final XXXX and supporting documentation are missing rental information which is causing a DTI discrepancy - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  | Reserves of XX.XX months<br> FICO score of XXX<br> LTV of XX% | XXXX | Primary Residence | Refinance | Cash Out - Other | 8199432 | Investor Post-Close | No |
| XXXX | 10001237 |  |  | Closed | 2026-03-18 11:39 | 2026-03-23 11:58 | Resolved | 1 - Information B A | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Resolved-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Resolved-The repairs have been completed. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open-Appraisal effective date X/X/XXXX. Note date X/XX/XXXX.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, TORNADOES, AND FLOODING, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. XXXX , XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The repairs have been completed. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXX.pdf<br>XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Purchase | NA | 8189711 | N/A | N/A |
| XXXX | 10001237 |  |  | Closed | 2026-03-18 06:00 | 2026-03-20 15:35 | Acknowledged | 2 - Non-Material D B | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Acknowledged-The Statue of Limitations is X year. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Initial Closing Disclosure is partial. Disbursement date is missing from the document. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8180035 | Investor Post-Close | No |
| XXXX | 10001244 |  |  | Closed | 2026-03-18 02:18 | 2026-03-26 07:54 | Acknowledged | 3 - Material C | Compliance | Mavent | NJ Fee Not Allowed- MERS® Registration Fee (Fee ID: 128) | Acknowledged-The Statue of Limitations is X years per the comment left by XX. XXXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Acknowledged-. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Acknowledged-The Statue of Limitations is X years. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open-Section X:X-XX.X of the XXXX, Obligations Provisions (XXXX.A.C. X:X-XX.X) does not allow MERS® Registration Fee (Fee ID: XXX) to be charged to the Borrower in XXXX. MERS® Registration Fee not allowed by XXXX State - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br> Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X years per the comment left by XX. XXXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Acknowledged-. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Acknowledged-The Statue of Limitations is X years. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8176730 | Investor Post-Close | No |
| XXXX | 10001244 |  |  | Closed | 2026-03-18 02:18 | 2026-03-26 07:54 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-he loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly – see Pg# XXX An interior and exterior appraisal was completed for this property – see Pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg# XXX and copy of the appraisal was given to the borrower – see Pg# XXX for the copy of the disclosure. The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-he loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly – see Pg# XXX An interior and exterior appraisal was completed for this property – see Pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg# XXX and copy of the appraisal was given to the borrower – see Pg# XXX for the copy of the disclosure. The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8176729 | N/A | N/A |
| XXXX | 10001245 |  |  | Closed | 2026-03-19 14:06 | 2026-03-23 12:12 | Acknowledged | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Acknowledged-The documentation received was sufficient for secondary valuation. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Second Appraisal/ Valuation is Missing Required for Securitizations Loan contains a Collateral Underwriter Risk Score of X.X; however, guidelines do not indicate that Collateral Underwriter (CU) is allowed as a Secondary Valuation. Provide a CDA or other approved review product as the Secondary Valuation. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded. - XX/XX/XXXX <br>| Acknowledged-The documentation received was sufficient for secondary valuation. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Purchase | NA | 8222697 | Investor Post-Close | No |
| XXXX | 10001245 |  |  | Closed | 2026-03-18 06:09 | 2026-03-20 15:01 | Acknowledged | 2 - Non-Material C B | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Lender Credit in initial CD is $X,XXX. however, in file CD lender credit is $XXX.XX. there is no COC for final CD. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8180173 | Investor Post-Close | No |
| XXXX | 10001245 |  |  | Closed | 2026-03-18 05:55 | 2026-03-20 14:54 | Acknowledged | 2 - Non-Material C B | Compliance | TRID | Federal - Closing Disclosure and Consummation Date | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Initial Closing Disclosure Received Date of (XXXX-XX-XX) is not three business days before the consummation date of (XXXX-XX-XX). Three business days before the consummation date is (XXXXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (XX CFR XXXX.XX(f)(X)(ii)(A)); XXXX.XX(f)(X)(iii)) The Initial Closing Disclosure (CD) shows a Received Date of XX/XX/XXXX, which is not three business days prior to the consummation date of XX/XX/XXXX. The required three-business-day receipt date should have been XX/XX/XXXX. Under Regulation Z, the consumer must receive the Initial CD reflecting the actual terms of the transaction no later than three business days before consummation - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX <br>Acknowledged-The Statue of Limitations is X year. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XXXX | Primary Residence | Purchase | NA | 8179984 | Investor Post-Close | No |
| XXXX | 10001334 |  |  | Closed | 2026-03-18 06:41 | 2026-03-23 12:32 | Acknowledged | 2 - Non-Material C B | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3) | Acknowledged-The damage due to FEMA disaster has been repaired. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX , XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document uploaded - XX/XX/XXXX <br>| Acknowledged-The damage due to FEMA disaster has been repaired. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX.pdf |  |  | XXXX | Primary Residence | Refinance | Cash Out - Other | 8180604 | Investor Post-Close | No |
| XXXX | 10001335 |  |  | Closed | 2026-03-13 17:32 | 2026-03-26 10:49 | Acknowledged | 2 - Non-Material B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-Free and clear of damage - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.<br> Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX | Document Uploaded - XX/XX/XXXX <br>| Acknowledged-Free and clear of damage - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXX.pdf |  |  | XXXX | Investment | Refinance | Cash Out - Other | 8108933 | Investor Post-Close | No |
| XXXX | 10001335 |  |  | Closed | 2026-03-13 03:04 | 2026-03-19 14:01 | Waived | 2 - Non-Material C B | Credit | Eligibility | Loan does not conform to program guidelines | Waived- - Due Diligence Vendor-XX/XX/XXXX <br>Open-Loan does not conform to program guidelines DSCR LTV XX% is below the maximum XX% LTV by XX%<br> XXX Representative credit score is exceeds minimum required of XXX by XX points<br>XXXX Investment Refinance Cash Out - Other 8088331 Originator Pre-Close Yes |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](mcmlt2026r1-abs15g.htm)

**Exhibit 99.1 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 10001139 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 66.78 | 66.78 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001638 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 62.33 | 62.33 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001686 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | -.1035 | Broker Price Opinion (BPO) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | -.1035 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001633 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.78 | 70.78 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2.6 | XXXX |
| 10001003 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 67.83 | 67.83 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001641 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 76.5 | 76.5 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001674 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2.1 | XXXX |
| 10001007 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate RIsk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001037 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 66.3 | 66.3 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001034 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 66.3 | 66.3 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001046 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX | -.0205 | Broker Price Opinion (BPO) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | -.0205 | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | .1007 |  | XXXX |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10002122 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001732 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001750 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 71.23 | 71.23 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001640 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001647 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.82 | 62.82 | XXXX | XXXX | -.0148 | AVM | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | -.0148 | 90.0 | 0.1 | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001700 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 64.99 | 64.99 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001723 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001739 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 52.42 | 52.42 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001741 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 57.78 | 57.78 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | -.1111 |  | XXXX |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001658 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 48.0 | 48.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001118 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001198 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001759 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 63.16 | 63.16 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001721 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001236 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX | .0000 | XXXX | 1073 Individual Condo Report |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001247 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | -.0068 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | -.0068 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001252 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1.4 | XXXX |
| 10001255 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible | 1 | XXXX |
| 10001204 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 72.52 | 72.52 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 2.2 | XXXX |
| 10001214 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0041 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX | .0041 | XXXX | 1073 Individual Condo Report |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001223 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX |  |  | XXXX | XXXX | -.2500 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | -.2500 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001208 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001206 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX | .0196 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001224 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2.3 | XXXX |
| 10001238 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX | .0620 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001243 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001217 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 64.71 | 64.71 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001229 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 3.5 | XXXX | Not Eligible |  | XXXX |
| 10001249 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001205 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 4.8 | XXXX |
| 10001221 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001226 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1.2 | XXXX |
| 10001227 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.57 | 68.57 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX | .2857 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX | .2857 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001241 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 37.38 | 37.38 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1.2 | XXXX |
| 10001201 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004C Manufactured Home | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX |  |  | XXXX | XXXX | .5450 | Broker Price Opinion (BPO) Internal | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | .5450 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001211 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001218 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 83.95 | 83.95 | XXXX | XXXX | .2593 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX | .2099 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001233 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 50.32 | 50.32 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .2839 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | .2839 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1.6 | XXXX |
| 10001246 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible |  | XXXX |
| 10001257 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2.3 | XXXX |
| 10001202 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | -.1905 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | -.1905 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 4.2 | XXXX |
| 10001200 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.4 | 74.4 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .7533 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | .7533 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2.6 | XXXX |
| 10001256 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 48.84 | 48.84 | XXXX | XXXX |  |  | XXXX | XXXX | -.1051 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | -.1051 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001220 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1.2 | XXXX |
| 10001219 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001213 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001209 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2.2 | XXXX |
| 10001225 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | -.0691 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | -.0691 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001237 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 90.0 | 90.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001244 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 1 | XXXX |
| 10001245 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 90.0 | 90.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) | XXXX | XXXX | .3158 | Broker Price Opinion (BPO) | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX | .3158 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  | 2.6 | XXXX |
| 10001334 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 71.74 | 71.74 | XXXX | XXXX |  |  | XXXX | XXXX |  |  | XXXX | XXXX | .0652 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |
| 10001335 |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX | .0000 | Desk Review | XXXX | XXXX |  |  | XXXX | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate Risk | XXXX |  |  |  |  |  | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](mcmlt2026r1-abs15g.htm)

**Exhibit 99.1 Schedule 4**

Rating Agency Multi-Property Valuation Report v9.25

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Property ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Completion Report (1004D) Date** |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](mcmlt2026r1-abs15g.htm)

**Exhibit 99.1 Schedule 5**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |

---

## Exhibit 99.1

[MORGAN STANLEY CAPITAL I INC. ABS-15G](mcmlt2026r1-abs15g.htm)

**Exhibit 99.1 Schedule 6**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 | 262 | 263 | 264 | 265 | 266 | 267 | 268 |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Subordinate Lien 2 Type** | **Subordinate Lien 2 Max Draw Amount (HELOC)** | **Subordinate Lien 3 Type** | **Subordinate Lien 3 Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower 1 Trust Name** | **Borrower 2 Trust Name** | **Borrower 3 Trust Name** | **Borrower 4 Trust Name** |
| 10001139 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | 6.125% | $925.09 | No |  | $4147.32 | $345.61 | $1037.04 | $86.42 | $0.00 | $0.00 | $0.00 | $1357.12 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.363 | 1.363 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot - Driving License | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | Patriot- Driver License | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 140907.31 | 103.8 | No | 66.78 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |  |  |  |  |
| 10001638 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.500% | 5.500% | $637.06 | No |  | $1869.60 | $155.80 | $840.00 | $70.00 | $2885.40 | $240.45 | $0.00 | $1103.31 |  | Yes | XXXX | XXXX | $240.45 | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.36 | 1.35 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Foreign National | Foreign National | N/A | Passport |  | XXXX | XXXX | XXXX | XXXX | XXXX | Passport | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 99606.41 | 90.3 | No | 62.33 | No | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001686 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | 6.375% | $2121.16 | Yes | 18.000% | $4357.44 | $363.12 | $3105.00 | $258.75 | $0.00 | $0.00 | $0.00 | $2743.03 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.057 |  | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 117548.51 | 42.9 | 117548.51 | 42.9 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001633 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | $1606.50 | No |  | $5804.16 | $483.68 | $1065.00 | $88.75 | $446.04 | $37.17 | $0.00 | $2216.10 |  | N/A | XXXX | XXXX | $37.17 | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.185 | 1.185 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Foreign National | Foreign National | N/A | Passport |  | XXXX | XXXX | XXXX | XXXX | XXXX | Passport | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 129773.67 | 58.6 | 129773.67 | 58.6 | No | 70.78 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001003 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.250% | 5.250% | $1179.92 | No |  | $3154.92 | $262.91 | $1863.00 | $155.25 | $0.00 | $0.00 | $0.00 | $1598.08 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.69 | 1.69 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing | Patriot Act | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 37652.21 | 23.6 | No | 67.83 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001641 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 5.999% | 5.999% | $631.02 | Yes | 18.000% | $1923.36 | $160.28 | $1122.60 | $93.55 | $0.00 | $0.00 | $0.00 | $884.85 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.639 | 1.639 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 24830.26 | 28.1 | No | 76.5 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001674 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.499% | 5.499% | $1004.88 | No |  | $1567.80 | $130.65 | $1097.04 | $91.42 | $0.00 | $0.00 | $0.00 | $1226.95 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.06 | 1.06 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 291558.49 | 237.6 | 291558.49 | 237.6 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001007 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 5.750% | 5.750% | $838.54 | No |  | $4237.44 | $353.12 | $1275.96 | $106.33 | $0.00 | $0.00 | $0.00 | $1297.99 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.465 | 2.465 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 40259.19 | 31 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001037 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | $1081.18 | No |  | $2106.24 | $175.52 | $897.00 | $74.75 | $0.00 | $0.00 | $0.00 | $1331.45 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.389 | 1.389 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 643 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 69078.69 | 51.9 | No | 66.3 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001034 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | 6.500% | $1077.02 | Yes | 18.000% | $4142.28 | $345.19 | $1643.04 | $136.92 | $279.96 | $23.33 | $0.00 | $1582.46 |  | N/A | XXXX | XXXX | $23.33 | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.264 | 1.264 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 6860.69 | 4.3 | 6860.69 | 4.3 | No | 66.3 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001046 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.500% | 5.500% | $966.94 | No |  | $1629.60 | $135.80 | $1317.00 | $109.75 | $0.00 | $0.00 | $0.00 | $1212.49 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.237 | 1.237 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 438507.10 | 361.7 | 438507.10 | 361.7 | No | 65 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10002122 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | $2759.31 | No |  | $8330.04 | $694.17 | $1104.96 | $92.08 | $0.00 | $0.00 | $0.00 | $3545.56 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.804 | 0.804 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 66171.02 | 18.7 | 66171.02 | 18.7 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001732 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 0 | 04/21/2022 | 5.070% | Manual Underwriting | Manual Underwriting | No | 6.291% |  | 6.000% | 6.000% | $1686.24 | No |  | $3957.60 | $329.80 | $1161.96 | $96.83 | $474.96 | $39.58 | $0.00 | $2152.45 | $3313.05 | N/A | XXXX | XXXX | $39.58 | XXXX | Annually | 35.44% | 40.47% | 40.47% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - ["2022","2021"] - 2022, 2021 | Borrower - Executed 4506T Verified - ["2022","2021"] - 2022, 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 230093.91 | 106.9 | 230093.91 | 106.9 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001750 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | $1059.08 | No |  | $588.96 | $49.08 | $378.96 | $31.58 | $1992.00 | $166.00 | $0.00 | $1305.74 |  | Yes | XXXX | XXXX | $166.00 | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.842 | 0.842 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 61021.02 | 46.7 | 61021.02 | 46.7 | No | 71.23 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001640 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | $1757.08 | No |  | $3840.84 | $320.07 | $1407.00 | $117.25 | $0.00 | $0.00 | $0.00 | $2194.40 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.003 | 1.003 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT INFORMATION FORM | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 30184.32 | 13.8 | 30184.32 | 13.8 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001647 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.875% | 5.875% | $999.64 | No |  | $9600.00 | $800.00 | $624.96 | $52.08 | $750.00 | $62.50 | $0.00 | $1914.22 |  | N/A | XXXX | XXXX | $62.50 | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.966 | 0.966 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 38617.85 | 20.2 | 38617.85 | 20.2 | No | 62.82 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001700 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 5.500% | 5.500% | $1111.71 | Yes | 18.000% | $6894.84 | $574.57 | $578.04 | $48.17 | $300.00 | $25.00 | $0.00 | $1759.45 |  | N/A | XXXX | XXXX | $25.00 | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.009 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 115164.94 | 65.5 | 115164.94 | 65.5 | No | 64.99 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001723 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.249% | 7.249% | $855.71 | Yes | 18.000% | $1554.00 | $129.50 | $663.96 | $55.33 | $0.00 | $0.00 | $0.00 | $1040.54 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.682 | 1.682 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 653 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 116361.65 | 111.8 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001739 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | 6.125% | $2038.53 | No |  | $6828.24 | $569.02 | $1276.32 | $106.36 | $5196.00 | $433.00 | $0.00 | $3146.91 |  | Yes | XXXX | XXXX | $433.00 | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.271 | 1.27 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 1861.42 | 0.6 | 1861.42 | 0.6 | No | 52.42 | Yes | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001741 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | 6.625% | $832.40 | No |  | $1650.36 | $137.53 | $1173.72 | $97.81 | $150.00 | $12.50 | $0.00 | $1080.24 |  | N/A | XXXX | XXXX | $12.50 | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.389 | 1.3 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 605 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  | US Citizen | N/A | Other | Patriot Act | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 113905.14 | 105.4 | No | 57.78 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001658 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | 6.375% | $987.99 | No |  | $4194.00 | $349.50 | $579.96 | $48.33 | $609.96 | $50.83 | $0.00 | $1436.65 |  | N/A | XXXX | XXXX | $50.83 | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.357 | 1.357 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 346069.17 | 240.9 | 346069.17 | 240.9 | No | 48 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001118 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 4.999% | 4.998% | $975.51 | No |  | $7556.76 | $629.73 | $1068.00 | $89.00 | $480.00 | $40.00 | $0.00 | $1734.24 |  | N/A | XXXX | XXXX | $40.00 | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.442 | 1.44 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 14355.79 | 8.3 | 14355.79 | 8.3 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001198 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.500% | 5.500% | $874.40 | No |  | $3036.60 | $253.05 | $246.00 | $20.50 | $3720.00 | $310.00 | $0.00 | $1457.95 |  | Yes | XXXX | XXXX | $310.00 | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.166 | 1.166 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 117720.39 | 80.7 | 117720.39 | 80.7 | No | 70 | No | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001759 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | $1137.72 | Yes | 18.000% | $3562.56 | $296.88 | $761.04 | $63.42 | $1500.00 | $125.00 | $0.00 | $1623.02 |  | N/A | XXXX | XXXX | $125.00 | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.047 | 1.1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | Patriot Act | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | Patriot Act | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 10463.17 | 6.5 | 10463.17 | 6.5 | No | 63.16 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001721 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.000% | 6.000% | $1348.99 | No |  | $4050.00 | $337.50 | $1307.76 | $108.98 | $0.00 | $0.00 | $0.00 | $1795.47 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.448 | 1.448 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Missing | USA Patriot Act (Driver's License) | XXXX | XXXX | XXXX | XXXX | XXXX | I-151 Permanent Resident Card | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act (Driver's License) | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 96072.72 | 53.5 | 96072.72 | 53.5 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001236 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 4.500% | 4.500% | $18710.61 | No |  | $35550.36 | $2962.53 | $2522.04 | $210.17 | $25080.00 | $2090.00 | $0.00 | $23973.31 |  | Yes | XXXX | XXXX | $2090.00 | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.692 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | .00 | 0 | No | 70 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001247 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 4.875% | 4.875% | $2897.42 | No |  | $2340.24 | $195.02 | $2618.04 | $218.17 | $0.00 | $0.00 | $0.00 | $3310.61 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.51 | 1.51 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 50311.54 | 15.2 | 50311.54 | 15.2 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001252 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 4.875% | 4.875% | $2006.36 | No |  | $5061.96 | $421.83 | $1071.96 | $89.33 | $576.00 | $48.00 | $0.00 | $2565.52 |  | N/A | XXXX | XXXX | $48.00 | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.169 | 1.169 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001255 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | 6.125% | $3135.27 | No |  | $11443.68 | $953.64 | $5045.04 | $420.42 | $0.00 | $0.00 | $0.00 | $4509.33 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 85186600.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.843 | 0.843 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 767195.48 | 170.1 | 767195.48 | 170.1 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| 10001204 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 18384.7 | 01/06/2022 | 3.170% | Manual Underwriting | Manual Underwriting | No | 4.587% |  | 4.250% | 4.250% | $2479.38 | No |  | $3528.48 | $294.04 | $1169.40 | $97.45 | $824.04 | $68.67 | $0.00 | $2939.54 | $4899.16 | N/A | XXXX | XXXX | $68.67 | XXXX | Annually | 47.95% | 47.36% | 47.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 YRS W2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 84 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Commission - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 631 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 17282.60 | 5.9 | 17282.60 | 5.9 | No | 72.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001214 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 30483.75 | 02/07/2022 | 3.610% | Manual Underwriting | Manual Underwriting | No | 5.032% |  | 4.875% | 4.875% | $9664.67 | No |  | $2998.68 | $249.89 | $1089.96 | $90.83 | $36372.00 | $3031.00 | $0.00 | $13036.39 | $53516.04 | Yes | XXXX | XXXX | $3031.00 | XXXX | Monthly | 12.75% | 38.49% | 38.49% | Yes | Yes | 4 - Verified 2+ Mos | 4 - Verified 2+ Mos |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 YRS W2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Bonus, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021","2020","2022"] - 2021, 2020, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021","2020","2022"] - 2021, 2020, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 481559.34 | 36.9 | 2123934.29 | 162.9 | No | 75 | No | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX |  |  |
| 10001223 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 4.750% | 4.750% | $3794.06 | No |  | $22253.28 | $1854.44 | $1165.20 | $97.10 | $0.00 | $0.00 | $0.00 | $5745.60 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.166 | 1.166 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Missing |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 37481.00 | 6.5 | 37481.00 | 6.5 | No | 0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001208 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 17761.56 | 01/20/2022 | 3.510% | Manual Underwriting | Manual Underwriting | No | 4.322% |  | 3.875% | 3.875% | $1778.67 | No |  | $6227.52 | $518.96 | $6460.68 | $538.39 | $0.00 | $0.00 | $0.00 | $2836.02 | $11352.95 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 27.38% | 27.38% | 27.38% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - ["2021"] - 2021 | Borrower - Executed 4506T Verified - ["2021"] - 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 73916.13 | 26.1 | 73916.13 | 26.1 | No | 85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001206 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 21895 | 01/11/2022 | 3.280% | Manual Underwriting | Manual Underwriting | No | 4.486% |  | 4.375% | 4.375% | $10185.42 | No |  | $6158.04 | $513.17 | $6705.96 | $558.83 | $384.96 | $32.08 | $0.00 | $11289.50 | $21521.71 | N/A | XXXX | XXXX | $32.08 | XXXX | Annually | 35.44% | 35.44% | 35.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 2 YRS W2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - 2 YRS Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 586050.45 | 51.9 | 586050.45 | 51.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001224 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 9913 | 01/19/2022 | 3.510% | Manual Underwriting | Manual Underwriting | No | 4.712% |  | 4.375% | 4.375% | $1461.91 | No |  | $8688.72 | $724.06 | $1779.00 | $148.25 | $177.00 | $14.75 | $0.00 | $2348.97 | $6346.42 | N/A | XXXX | XXXX | $14.75 | XXXX | Annually | 33.48% | 33.43% | 33.43% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 10.00% |  |  | Audited | 24 | CPA |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - YTD Profit And Loss Verified, Executed 4506T Verified - ["2020","2021"] - 2020, 2021 | Borrower - Executed 4506T Verified - ["2020","2021"] - 2020, 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 74128.45 | 31.6 | 74128.45 | 31.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001238 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 4.250% | 4.250% | $14848.44 | No |  | $84375.00 | $7031.25 | $7231.08 | $602.59 | $0.00 | $0.00 | $0.00 | $22482.28 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.156 | 1.156 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 967882.84 | 43.1 | 972867.22 | 43.3 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001243 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 4.875% | 4.875% | $1405.21 | No |  | $13563.36 | $1130.28 | $1419.00 | $118.25 | $1250.04 | $104.17 | $0.00 | $2757.91 |  | N/A | XXXX | XXXX | $104.17 | XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.215 | 1.21 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | I-151 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 36414.54 | 13.2 | 36414.54 | 13.2 | No | 60 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001217 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 10882.5 | 01/23/2022 | 3.510% | Manual Underwriting | Manual Underwriting | No | 3.848% |  | 3.500% | 3.500% | $1234.87 | No |  | $7231.68 | $602.64 | $1133.04 | $94.42 | $450.00 | $37.50 | $0.00 | $1969.43 | $7948.84 | N/A | XXXX | XXXX | $37.50 | XXXX | Annually | 24.93% | 24.93% | 24.93% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2021","2020"] - 2021, 2020 | Borrower - 2 YRS Executed 4506T Verified - ["2021","2020"] - 2021, 2020 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 115175.36 | 58.5 | 115175.36 | 58.5 | No | 64.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001229 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 11659 | 02/08/2022 | 3.610% | Manual Underwriting | Manual Underwriting | No | 4.375% |  | 4.000% | 4.000% | $1355.86 | No |  | $10743.24 | $895.27 | $827.64 | $68.97 | $0.00 | $0.00 | $0.00 | $2320.10 | $8983.32 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 30.56% | 30.56% | 30.56% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | CPA |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 | Borrower - 2 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 37418.44 | 16.1 | 37418.44 | 16.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001249 |  | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.125% | 5.125% | $1284.99 | No |  | $5113.56 | $426.13 | $885.96 | $73.83 | $0.00 | $0.00 | $0.00 | $1784.95 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 30.66% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.008 | 1.008 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 23390.05 | 13.1 | 23390.05 | 13.1 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001205 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4985 | 01/19/2022 | 3.510% | Manual Underwriting | Manual Underwriting | No | 5.940% |  | 5.875% | 5.875% | $4121.84 | No |  | $19965.48 | $1663.79 | $2150.04 | $179.17 | $470.04 | $39.17 | $0.00 | $6003.97 | $37149.20 | N/A | XXXX | XXXX | $39.17 | XXXX | Annually | 14.02% | 14.11% | 14.11% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | Missing | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified - ["2021","2022"] - 2021, 2022 | Borrower - ["2021","2022"] - 2021, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 138172.66 | 23 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001221 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 3.500% | 3.500% | $1225.89 | No |  | $1176.96 | $98.08 | $1095.96 | $91.33 | $549.96 | $45.83 | $0.00 | $1461.13 | $5472.40 | N/A | XXXX | XXXX | $45.83 | XXXX | Annually | 21.53% | 21.53% | 21.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 100.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - YTD Profit And Loss Verified - ["2021"] - 2021 | Borrower - ["2021"] - 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 45279.08 | 31 | 45279.08 | 31 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001226 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 10090 | 12/18/2021 | 3.160% | Manual Underwriting | Manual Underwriting | No | 4.198% |  | 4.000% | 4.000% | $2291.59 | No |  | $5377.08 | $448.09 | $1646.04 | $137.17 | $0.00 | $0.00 | $0.00 | $2876.85 | $6184.15 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 32.58% | 32.78% | 32.78% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | Yes | Missing | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2021"] - 2021 | Borrower - 2 YRS Executed 4506T Verified - ["2021"] - 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 33816.92 | 11.8 | 33816.92 | 11.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001227 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 17890 | 01/26/2022 | 3.620% | Manual Underwriting | Manual Underwriting | No | 4.637% |  | 4.500% | 4.500% | $6080.22 | No |  | $11145.00 | $928.75 | $2298.96 | $191.58 | $0.00 | $0.00 | $0.00 | $7200.55 | $20442.91 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 32.69% | 33.50% | 33.50% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified - ["2021"] - 2021 | Borrower - ["2021"] - 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 10854.16 | 1.5 | 351365.00 | 48.8 | No | 68.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001241 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 5150 | 03/09/2022 | 3.830% | Manual Underwriting | Manual Underwriting | No | 6.374% |  | 5.875% | 5.875% | $674.35 | No |  | $2924.16 | $243.68 | $1136.04 | $94.67 | $0.00 | $0.00 | $0.00 | $1012.70 | $1178.69 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 45.41% | 47.15% | 47.15% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | Yes | Yes | 14 | 0 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2021","2022"] - 2021, 2022 | Borrower - 2 YRS Executed 4506T Verified - ["2021","2022"] - 2021, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 13791.41 | 13.6 | 13791.41 | 13.6 | No | 37.38 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001201 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 5250 | 02/02/2022 | 3.610% | Manual Underwriting | Manual Underwriting | No | 6.612% |  | 6.250% | 6.250% | $985.15 | No |  | $447.12 | $37.26 | $1115.04 | $92.92 | $0.00 | $0.00 | $0.00 | $1115.33 | $10230.44 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 27.60% | 26.00% | 26.00% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2021","2022"] - 2021, 2022 | Borrower - 2 YRS Executed 4506T Verified - ["2021","2022"] - 2021, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 682 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 14.90 | 0 | 66761.62 | 59.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001211 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 9174.26 | 01/04/2022 | 3.170% | Manual Underwriting | Manual Underwriting | No | 4.501% |  | 4.250% | 4.250% | $1798.92 | No |  | $13443.72 | $1120.31 | $2955.96 | $246.33 | $450.00 | $37.50 | $0.00 | $3203.06 | $8907.61 | N/A | XXXX | XXXX | $37.50 | XXXX | Annually | 26.77% | 27.19% | 27.19% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2021"] - 2021 | Borrower - 2 YRS Executed 4506T Verified - ["2021"] - 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 28659.48 | 9 | 28659.48 | 9 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001218 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 1945 | 01/14/2022 | 3.280% | Manual Underwriting | Manual Underwriting | No | 3.727% |  | 3.700% | 3.700% | $5241.67 | No |  | $17608.80 | $1467.40 | $5492.04 | $457.67 | $909.00 | $75.75 | $0.00 | $7242.49 | $35763.84 | N/A | XXXX | XXXX | $75.75 | XXXX | Annually | 21.97% | 21.97% | 27.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 YRS W2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021","2022"] - 2021, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2021","2022"] - 2021, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 11119.98 | 1.5 | 364352.17 | 50.3 | No | 83.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| 10001233 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 8815 | 03/16/2022 | 3.920% | Manual Underwriting | Manual Underwriting | No | 5.506% |  | 5.375% | 5.375% | $4367.78 | No |  | $12575.28 | $1047.94 | $5523.00 | $460.25 | $0.00 | $0.00 | $0.00 | $5875.97 | $13319.74 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 32.06% | 32.06% | 32.06% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 4411606.18 | 750.8 | 4455352.16 | 758.2 | No | 50.32 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001246 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 8.500% | 8.500% | $3290.95 | No |  | $15917.16 | $1326.43 | $1706.04 | $142.17 | $0.00 | $0.00 | $0.00 | $4759.55 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.756 | 0.756 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 666 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Missing |  | XXXX | XXXX | XXXX | XXXX | XXXX | Passport | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 31284.71 | 6.6 | 31284.71 | 6.6 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001257 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | 6.125% | $4055.26 | No |  | $1568.40 | $130.70 | $1314.00 | $109.50 | $0.00 | $0.00 | $0.00 | $4295.46 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.013 | 1.013 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 63022.64 | 14.7 | 63022.64 | 14.7 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001202 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 0 | 12/22/2021 | 3.170% | Manual Underwriting | Manual Underwriting | No | 4.181% |  | 3.875% | 3.875% | $2221.87 | No |  | $2023.80 | $168.65 | $3918.00 | $326.50 | $0.00 | $0.00 | $0.00 | $2717.02 | $7859.20 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 38.94% | 38.94% | 38.94% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 NA | No | No | 0 | No | Yes | Yes | 12 | 0 | No | N/A | 0 | 0 | 100.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - Personal Bank Statements Verified - ["2025"] - 2025 \|\| Co Borrower | Borrower - ["2025"] - 2025 \|\| Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 34906.69 | 12.9 | 34906.69 | 12.9 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001200 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 4.750% | 4.750% | $4577.41 | No |  | $23433.84 | $1952.82 | $5246.04 | $437.17 | $6720.00 | $560.00 | $0.00 | $7527.40 |  | N/A | XXXX | XXXX | $560.00 | XXXX | Monthly | 47.52% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.262 | 1.264 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 142826.96 | 19 | 142826.96 | 19 | No | 74.4 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001256 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.500% | 5.500% | $3749.17 | No |  | $1632.48 | $136.04 | $2174.04 | $181.17 | $0.00 | $0.00 | $0.00 | $4066.38 |  | N/A | XXXX | XXXX | $0.00 | XXXX |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.476 | 1.29 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 689634.55 | 169.6 | 1462757.08 | 359.7 | No | 48.84 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001220 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 8870 | 01/20/2022 | 3.510% | Manual Underwriting | Manual Underwriting | No | 4.149% |  | 4.000% | 4.000% | $2816.75 | No |  | $18396.00 | $1533.00 | $3108.00 | $259.00 | $1230.96 | $102.58 | $0.00 | $4711.33 | $21613.52 | N/A | XXXX | XXXX | $102.58 | XXXX | Annually | 22.74% | 22.87% | 22.87% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | Missing | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified - ["2020","2021"] - 2020, 2021 | Borrower - ["2020","2021"] - 2020, 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 751095.49 | 159.4 | 751095.49 | 159.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001219 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 0 | 02/17/2022 | 3.760% | Manual Underwriting | Manual Underwriting | No | 4.997% |  | 4.625% | 4.625% | $5880.47 | No |  | $2998.56 | $249.88 | $585.96 | $48.83 | $20700.00 | $1725.00 | $0.00 | $7904.18 | $33981.51 | Yes | XXXX | XXXX | $1725.00 | XXXX | Monthly | 38.56% | 38.44% | 38.44% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 YR W2 | 2 YRS W2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 5 | 5 | Work Number | Yes | 54 | 25 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 1 YR W2 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021","2022"] - 2019, 2020, 2021, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 2115271.13 | 267.6 | 2115271.13 | 267.6 | No | 75 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001213 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 7086.25 | 02/08/2022 | 3.610% | Manual Underwriting | Manual Underwriting | No | 4.074% |  | 3.875% | 3.875% | $1634.07 | No |  | $2998.68 | $249.89 | $668.04 | $55.67 | $13680.00 | $1140.00 | $0.00 | $3079.63 | $48201.30 | Yes | XXXX | XXXX | $1140.00 | XXXX | Monthly | 48.37% | 23.42% | 23.42% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 NA | No | No | 0 | No | No | Missing | 0 | 0 | No | Missing | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | Yes | 24 | 24 | Work Number | No | 0 |  | N/A | Borrower - Wage, Bonus - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - Wage, Bonus - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | Borrower - Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 \|\| Co Borrower - Executed 4506T Verified - ["2020","2021","2022"] - 2020, 2021, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | I-551 Permanent Resident Card | XXXX | XXXX | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 79690.85 | 25.9 | 79690.85 | 25.9 | No | 50 | No | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001209 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 21172.2 | 02/01/2022 | 3.610% | Manual Underwriting | Manual Underwriting | No | 4.185% |  | 3.875% | 3.875% | $2964.37 | No |  | $9297.96 | $774.83 | $2025.00 | $168.75 | $0.00 | $0.00 | $0.00 | $3907.95 | $27281.51 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 20.29% | 20.29% | 20.29% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - Business Bank Statements Verified - ["2020","2021"] - 2020, 2021 | Borrower - ["2020","2021"] - 2020, 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 32573.20 | 8.3 | 32573.20 | 8.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001225 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 19186.25 | 01/25/2022 | 3.620% | Manual Underwriting | Manual Underwriting | No | 4.071% |  | 3.875% | 3.875% | $4225.87 | No |  | $7962.60 | $663.55 | $6384.00 | $532.00 | $0.00 | $0.00 | $0.00 | $5421.42 | $37807.43 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 18.75% | 18.75% | 18.75% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | N/A | 12 | 0 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - Personal Bank Statements Verified, null Business Bank Statements Verified - ["2021","2022"] - 2021, 2022 | Borrower - ["2021","2022"] - 2021, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 720.77 | 0.2 | 99593.42 | 28.7 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001237 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 14710 | 02/08/2022 | 3.610% | Manual Underwriting | Manual Underwriting | No | 5.136% |  | 4.875% | 4.875% | $3191.13 | No |  | $13783.44 | $1148.62 | $5925.12 | $493.76 | $3082.08 | $256.84 | $0.00 | $5090.35 | $49423.69 | N/A | XXXX | XXXX | $256.84 | XXXX | Monthly | 15.94% | 15.94% | 15.94% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | Yes | Missing | 0 | 12 | No |  |  |  | 100.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2021"] - 2021 | Borrower - 2 YRS Executed 4506T Verified - ["2021"] - 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 207137.86 | 40.7 | 207137.86 | 40.7 | No | 90 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001244 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 11255 | 03/31/2022 | 4.490% | Manual Underwriting | Manual Underwriting | No | 6.355% |  | 6.125% | 6.125% | $3548.45 | No |  | $14636.76 | $1219.73 | $1638.00 | $136.50 | $0.00 | $0.00 | $0.00 | $4904.68 | $11321.32 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 37.10% | 37.10% | 37.10% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | Yes | Missing | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2022","2021"] - 2022, 2021 | Borrower - 2 YRS Executed 4506T Verified - ["2022","2021"] - 2022, 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | XXXX | XXXX | XXXX | XXXX | XXXX | I-151 Permanent Resident Card | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 29881.47 | 6.1 | 29881.47 | 6.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001245 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 17020 | 02/11/2022 | 3.610% | Manual Underwriting | Manual Underwriting | No | 4.195% |  | 4.000% | 4.000% | $3953.00 | No |  | $6771.60 | $564.30 | $1415.64 | $117.97 | $0.00 | $0.00 | $0.00 | $4635.27 | $8619.19 | N/A | XXXX | XXXX | $0.00 | XXXX |  | 47.98% | 47.98% | 47.98% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 NA | No | No | 0 | No | Yes | Missing | 24 | 0 | No | N/A | 0 | 0 | 100.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2021","2022"] - 2021, 2022 \|\| Co Borrower - Other REO Net Rental Income(Loss) | Borrower - 2 YRS Executed 4506T Verified - ["2021","2022"] - 2021, 2022 \|\| Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 47454.83 | 10.2 | 47454.83 | 10.2 | No | 90 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 10001334 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 52927.5 | 12/05/2021 | 3.160% | Manual Underwriting | Manual Underwriting | No | 3.830% |  | 3.625% | 3.625% | $7524.85 | No |  | $14397.84 | $1199.82 | $3714.96 | $309.58 | $10812.00 | $901.00 | $0.00 | $9935.25 | $78093.94 | N/A | XXXX | XXXX | $901.00 | XXXX | Annually | 13.64% | 12.16% | 12.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 YRS W2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 2 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Commission - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2019","2020","2021"] - 2019, 2020, 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 412531.04 | 55.8 | No | 71.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 10001335 |  | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 3.990% | 3.990% | $4599.14 | No |  | $15563.04 | $1296.92 | $855.12 | $71.26 | $612.00 | $51.00 | $0.00 | $6018.32 |  | N/A | XXXX | XXXX | $51.00 | XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.77 | 0.77 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX |  |  |  |  |  |  | XXXX | XXXX |  | XXXX |  | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0 | 601958.24 | 100 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |

---

## Exhibit 99.4

[MORGAN STANLEY CAPITAL I INC. ABS-15G](mcmlt2026r1-abs15g.htm)

**Exhibit 99.4**

---

| | | |
|:---|:---|:---|
| Loan ID | Filing ID | Diligence Vendor |
| 10203168 | 2022030006 | Selene |
| 10202925 | 22022010597 | Selene |
| 10202922 | 22022020196 | Selene |
| 10202930 | 22022020428 | Selene |
| 10202927 | 22022020435 | Selene |
| 10202913 | 22022020436 | Selene |
| 10202914 | 22022020437 | Selene |
| 10202916 | 22022020445 | Selene |
| 10202921 | 22022030127 | Selene |
| 10202931 | 22022030192 | Selene |
| 10202926 | 22022030257 | Selene |
| 10202917 | 22022030281 | Selene |
| 10202924 | 22022030341 | Selene |
| 10202915 | 22022030353 | Selene |
| 10202919 | 22022030372 | Selene |
| 10202932 | 22022030427 | Selene |
| 10202933 | 22022030428 | Selene |
| 10202920 | 22022030462 | Selene |
| 10202928 | 22022030600 | Selene |
| 10202923 | 82022030226 | Selene |
| 10202675 | C101003668 | Selene |
| 10202678 | C101006844 | Selene |
| 10202681 | C101007150 | Selene |
| 10202682 | C101007277 | Selene |
| 10202683 | C101007325 | Selene |
| 10202685 | C101007483 | Selene |
| 10202686 | C101007517 | Selene |
| 10202692 | C101007740 | Selene |
| 10202696 | C101007878 | Selene |
| 10202701 | C101008032 | Selene |
| 10202703 | C101008104 | Selene |
| 10202699 | C229008004 | Selene |
| 10202903 | 2200019033 | Selene |
| 10202680 | C101007056 | Selene |
| 10202702 | C101008037 | Selene |
| 10202721 | C101008437 | Selene |
| 10202679 | C101007054 | Selene |
| 10202904 | C101007250 | Selene |
| 10202690 | C101007655 | Selene |
| 10202704 | C101008112 | Selene |
| 10202711 | C229008366 | Selene |
| 10202712 | C229008367 | Selene |
| 10202713 | C229008368 | Selene |
| 10202676 | C101005071 | Selene |
| 10202677 | C101006765 | Selene |
| 10202689 | C101007654 | Selene |
| 10202691 | C101007658 | Selene |
| 10202694 | C101007787 | Selene |
| 10202695 | C101007842 | Selene |
| 10202674 | C101007944 | Selene |
| 10202697 | C101007993 | Selene |
| 10202698 | C101007995 | Selene |
| 10202886 | C101008083 | Selene |
| 10202705 | C101008118 | Selene |
| 10202706 | C101008147 | Selene |
| 10202708 | C101008187 | Selene |
| 10202688 | C202007583 | Selene |
| 10202709 | C320008216 | Selene |
| 10202684 | C202007406 | Selene |
| 10202887 | C101008041 | Selene |
| 10202888 | C101008335 | Selene |
| 10202889 | C101008588 | Selene |
| 10202890 | C401007916 | Selene |
| 10202891 | C401008129 | Selene |
| 10202687 | C101007528 | Selene |
| 10202700 | C101008020 | Selene |
| 10202714 | C101008415 | Selene |
| 10202720 | C101008416 | Selene |
| 10202718 | C101008551 | Selene |
| 10202911 | 22021120372 | Selene |
| 10202909 | 22022010008 | Selene |
| 10202910 | 22022010028 | Selene |
| 10202907 | 22022010030 | Selene |
| 10202908 | 22022030084 | Selene |
| 10202929 | 22022030329 | Selene |
| 10202715 | C101008421 | Selene |
| 10202892 | C101007932 | Selene |
| 10202717 | C101008465 | Selene |
| 10202893 | C101005663 | Selene |
| 10202894 | C101008474 | Selene |
| 10202710 | C202008299 | Selene |
| 10202895 | C401008119 | Selene |
| 10202896 | C101008294 | Selene |
| 10202897 | C101007883 | Selene |
| 10202898 | C101007994 | Selene |
| 10202899 | C101008796 | Selene |
| 10202900 | C229008336 | Selene |
| 10202901 | C229008659 | Selene |
| 10202906 | C101007401 | Selene |
| 10203162 | 22022040286 | Selene |
| 10203164 | 22022050327 | Selene |
| 10203165 | 22022050342 | Selene |
| 10203166 | 52022050120 | Selene |
| 10203167 | 52022050126 | Selene |
| 10203173 | 52022050251 | Selene |
| 10203174 | 52022050253 | Selene |
| 10203175 | 52022050255 | Selene |
| 10202980 | 2000010337 | Selene |
| 10203019 | 2000014084 | Selene |
| 10203046 | 2000014382 | Selene |
| 10203051 | 2000014423 | Selene |
| 10203055 | 2000014434 | Selene |
| 10203059 | 2000014476 | Selene |
| 10203060 | 2000014487 | Selene |
| 10203080 | 2000014602 | Selene |
| 10202945 | C401008054 | Selene |
| 10203176 | 52022060166 | Selene |
| 10202946 | C101009431 | Selene |
| 10202947 | C101009577 | Selene |
| 10203104 | 2000010310 | Selene |
| 10202948 | C101008676 | Selene |
| 10202949 | C101009895 | Selene |
| 10202950 | C101009920 | Selene |
| 10202951 | C101010019 | Selene |
| 10202952 | C101010066 | Selene |
| 10202953 | C101009313 | Selene |
| 10202954 | C101009361 | Selene |
| 10202955 | C101009543 | Selene |
| 10202956 | C101009561 | Selene |
| 10203117 | C101009571 | Selene |
| 10202957 | C101009657 | Selene |
| 10202958 | C101009683 | Selene |
| 10202959 | C101009693 | Selene |
| 10202960 | C101009726 | Selene |
| 10202961 | C101009750 | Selene |
| 10202962 | C101009753 | Selene |
| 10202963 | C101009761 | Selene |
| 10202964 | C101009767 | Selene |
| 10202965 | C101009824 | Selene |
| 10202966 | C101009872 | Selene |
| 10203118 | C101009903 | Selene |
| 10202968 | C101009909 | Selene |
| 10202969 | C101009912 | Selene |
| 10203119 | C101009931 | Selene |
| 10202970 | C101009980 | Selene |
| 10202971 | C101010084 | Selene |
| 10202972 | C101010140 | Selene |
| 10202973 | C101010143 | Selene |
| 10202974 | C101010186 | Selene |
| 10202975 | C202006525 | Selene |
| 10203120 | C101009208 | Selene |
| 10203121 | C101009345 | Selene |
| 10203122 | C101009464 | Selene |
| 10203123 | C101009506 | Selene |
| 10203124 | C101009603 | Selene |
| 10203125 | C101009609 | Selene |
| 10203141 | C101009700 | Selene |
| 10203126 | C101009703 | Selene |
| 10203127 | C101009754 | Selene |
| 10203129 | C101009859 | Selene |
| 10203130 | C101009884 | Selene |
| 10203131 | C101009915 | Selene |
| 10203132 | C401009948 | Selene |
| 10202976 | C101009974 | Selene |
| 10203133 | C101010000 | Selene |
| 10202977 | C101010022 | Selene |
| 10203143 | C101010024 | Selene |
| 10203135 | C101010038 | Selene |
| 10203136 | C101010058 | Selene |
| 10203137 | C101010063 | Selene |
| 10203144 | C101010071 | Selene |
| 10203145 | C101010128 | Selene |
| 10203138 | C101010152 | Selene |
| 10203146 | C101010163 | Selene |
| 10203147 | C101010174 | Selene |
| 10202978 | C101010178 | Selene |
| 10202979 | C101010181 | Selene |
| 10203139 | C101010218 | Selene |
| 10203140 | C101010393 | Selene |
| 10203148 | C101009849 | Selene |
| 10203149 | C101009841 | Selene |
| 10203150 | C101009976 | Selene |
| 10203151 | C101010073 | Selene |
| 10203152 | C101010197 | Selene |
| 10203154 | C101010505 | Selene |
| 10203177 | C101009133 | Selene |
| 10203155 | C101009810 | Selene |
| 10203156 | C101009837 | Selene |
| 10203157 | C101010120 | Selene |
| 10203158 | C101010138 | Selene |
| 10203159 | C101010166 | Selene |
| 10203160 | C101010281 | Selene |
| 10203161 | C101010654 | Selene |
| 10203192 | C101009372 | Selene |
| 10203193 | C101009917 | Selene |
| 10203182 | C101010165 | Selene |
| 10203186 | C101010415 | Selene |
| 10203188 | C101010558 | Selene |
| 10203180 | C101009945 | Selene |
| 10203194 | C101009785 | Selene |
| 10203195 | C101009891 | Selene |
| 10203183 | C101010301 | Selene |
| 10203184 | C101010303 | Selene |
| 10203185 | C101010374 | Selene |
| 10203197 | C101010464 | Selene |
| 10203224 | C229010724 | Selene |
| 10203178 | C101009640 | Selene |
| 10203179 | C101009854 | Selene |
| 10203181 | C101010047 | Selene |
| 10203198 | C101010279 | Selene |
| 10203187 | C101010437 | Selene |
| 10203199 | C101010570 | Selene |
| 10203189 | C101010583 | Selene |
| 10203200 | C229010734 | Selene |
| 10203201 | C101010741 | Selene |
| 10203190 | C101010751 | Selene |
| 10203202 | C101010771 | Selene |
| 10203203 | C101010799 | Selene |
| 10203191 | C101010875 | Selene |
| 10203205 | C101010370 | Selene |
| 10203206 | C101010467 | Selene |
| 10203207 | C220010598 | Selene |
| 10203208 | C101010609 | Selene |
| 10203209 | C101010731 | Selene |
| 10203210 | C101010918 | Selene |
| 10203211 | C210010868 | Selene |
| 10203222 | C101010546 | Selene |
| 10203212 | C101010910 | Selene |
| 10203213 | C101010460 | Selene |
| 10203220 | C101010889 | Selene |
| 10203218 | C101010486 | Selene |
| 10203219 | C101010636 | Selene |
| 10203217 | C101010714 | Selene |
| 10203216 | C101010989 | Selene |
| 10203225 | C101011095 | Selene |
| 10203226 | C101011167 | Selene |
| 10203227 | C101010877 | Selene |
| 10203228 | C101011108 | Selene |
| 10202728 | HYXNKRPAOL5 | Infinity |
| 10202734 | PPSSX2XIUWH | Infinity |
| 10202737 | GFQTJAXQMDE | Infinity |
| 10202739 | CAZ3YEL1YUY | Infinity |
| 10202740 | FMGBDYN44BT | Infinity |
| 10202742 | AILFLW0LPT3 | Infinity |
| 10202743 | OEQLJDHVGDJ | Infinity |
| 10202749 | C0TXLMHWDS0 | Infinity |
| 10202756 | IXM141PPK5Z | Infinity |
| 10202757 | ZPX4RTQRWOH | Infinity |
| 10202984 | XLKRSP325WJ | Infinity |
| 10202765 | HB14EAHEHOL | Infinity |
| 10202767 | T0DQWJASSN3 | Infinity |
| 10202774 | YSKTSM3U1I0 | Infinity |
| 10202780 | EHTLJOWUOHO | Infinity |
| 10202797 | G1DHO05IURK | Infinity |
| 10202806 | BL4XRGZK0QV | Infinity |
| 10202808 | OFTITQFDPZ0 | Infinity |
| 10202821 | OBT35ORTAQV | Infinity |
| 10202822 | J05T5YQRFDA | Infinity |
| 10202824 | RXNNXF5EO4K | Infinity |
| 10202827 | V0DB11Y20RH | Infinity |
| 10202837 | 1H0DF0NAQZV | Infinity |
| 10202839 | PFXKFCUVMYM | Infinity |
| 10202936 | OCXUMRWXQKZ | Infinity |
| 10202849 | 5QDFZTBZIUU | Infinity |
| 10202850 | OVQSH0USDUE | Infinity |
| 10202852 | YTP44X53KUN | Infinity |
| 10202854 | VYOGH3DRDBM | Infinity |
| 10202860 | AFHZPMKPZV4 | Infinity |
| 10202862 | GOAUMFY2GGL | Infinity |
| 10202863 | UVJWATM5M4Y | Infinity |
| 10202990 | TDHOVOAIU1D | Infinity |
| 10202867 | Z1FEZLZVXJT | Infinity |
| 10202873 | 1BUZNW2T5TF | Infinity |
| 10202874 | QCSFW2DXDYX | Infinity |
| 10202998 | IUBVHB2LOCW | Infinity |
| 10203010 | IVC5RFE3MVU | Infinity |
| 10203013 | PMLUIFC2TJC | Infinity |
| 10203017 | 2ISZ40BMLGL | Infinity |
| 10203018 | 5HKKKNEUQU1 | Infinity |
| 10203022 | IMZPJ0YA32Q | Infinity |
| 10203053 | KH5JF01UGWQ | Infinity |
| 10203057 | R4YIG5RQZBQ | Infinity |
| 10203070 | WFJV44Z3QW1 | Infinity |
| 10203078 | J3NW3GUZ1AL | Infinity |
| 10203081 | 22NDLOAMJ2Z | Infinity |
| 10203084 | JPD3PD1BWBL | Infinity |
| 10203115 | ZZPS0YRRRM4 | Infinity |
| 10203091 | DRB3PAS10HE | Infinity |
| 10203094 | M2CF2FIQRXJ | Infinity |
| 10202724 | 10001001 | Clayton |
| 10202725 | 10001002 | Clayton |
| 10202727 | 10001004 | Clayton |
| 10202729 | 10001006 | Clayton |
| 10202731 | 10001008 | Clayton |
| 10202733 | 10001011 | Clayton |
| 10202736 | 10001015 | Clayton |
| 10202738 | 10001017 | Clayton |
| 10202741 | 10001020 | Clayton |
| 10202744 | 10001023 | Clayton |
| 10202745 | 10001025 | Clayton |
| 10202746 | 10001026 | Clayton |
| 10202747 | 10001028 | Clayton |
| 10202748 | 10001029 | Clayton |
| 10202750 | 10001031 | Clayton |
| 10202751 | 10001032 | Clayton |
| 10202752 | 10001033 | Clayton |
| 10202982 | 10002115 | Clayton |
| 10202754 | 10001036 | Clayton |
| 10202758 | 10001040 | Clayton |
| 10202759 | 10001041 | Clayton |
| 10202760 | 10001044 | Clayton |
| 10202761 | 10001045 | Clayton |
| 10202983 | 10002116 | Clayton |
| 10202763 | 10001047 | Clayton |
| 10202764 | 10001048 | Clayton |
| 10202766 | 10001050 | Clayton |
| 10202768 | 10001053 | Clayton |
| 10202770 | 10001056 | Clayton |
| 10202771 | 10001057 | Clayton |
| 10202772 | 10001058 | Clayton |
| 10202773 | 10001059 | Clayton |
| 10202985 | 10002118 | Clayton |
| 10202775 | 10001061 | Clayton |
| 10202776 | 10001063 | Clayton |
| 10202778 | 10001066 | Clayton |
| 10202779 | 10001067 | Clayton |
| 10202986 | 10002119 | Clayton |
| 10202781 | 10001070 | Clayton |
| 10202782 | 10001071 | Clayton |
| 10202783 | 10001073 | Clayton |
| 10202785 | 10001075 | Clayton |
| 10202786 | 10001076 | Clayton |
| 10202787 | 10001077 | Clayton |
| 10202788 | 10001078 | Clayton |
| 10202789 | 10001079 | Clayton |
| 10202790 | 10001080 | Clayton |
| 10202791 | 10001082 | Clayton |
| 10202792 | 10001083 | Clayton |
| 10202793 | 10001084 | Clayton |
| 10202794 | 10001085 | Clayton |
| 10202795 | 10001086 | Clayton |
| 10202796 | 10001087 | Clayton |
| 10202798 | 10001090 | Clayton |
| 10202799 | 10001091 | Clayton |
| 10202800 | 10001092 | Clayton |
| 10202801 | 10001093 | Clayton |
| 10202934 | 10001096 | Clayton |
| 10202803 | 10001097 | Clayton |
| 10202935 | 10001098 | Clayton |
| 10202804 | 10001099 | Clayton |
| 10202805 | 10001100 | Clayton |
| 10202807 | 10001102 | Clayton |
| 10202809 | 10001105 | Clayton |
| 10202810 | 10001106 | Clayton |
| 10202811 | 10001107 | Clayton |
| 10202812 | 10001109 | Clayton |
| 10202813 | 10001112 | Clayton |
| 10202814 | 10001113 | Clayton |
| 10202815 | 10001114 | Clayton |
| 10202816 | 10001115 | Clayton |
| 10202817 | 10001116 | Clayton |
| 10202819 | 10001119 | Clayton |
| 10202820 | 10001120 | Clayton |
| 10202987 | 10002120 | Clayton |
| 10202823 | 10001125 | Clayton |
| 10202825 | 10001127 | Clayton |
| 10202826 | 10001128 | Clayton |
| 10202831 | 10001134 | Clayton |
| 10202832 | 10001136 | Clayton |
| 10202833 | 10001137 | Clayton |
| 10202834 | 10001138 | Clayton |
| 10202836 | 10001140 | Clayton |
| 10202838 | 10001142 | Clayton |
| 10202840 | 10001145 | Clayton |
| 10202988 | 10002121 | Clayton |
| 10202842 | 10001149 | Clayton |
| 10202843 | 10001150 | Clayton |
| 10202844 | 10001151 | Clayton |
| 10202845 | 10001152 | Clayton |
| 10202846 | 10001155 | Clayton |
| 10202847 | 10001157 | Clayton |
| 10202848 | 10001158 | Clayton |
| 10202851 | 10001161 | Clayton |
| 10202855 | 10001165 | Clayton |
| 10202856 | 10001166 | Clayton |
| 10202857 | 10001167 | Clayton |
| 10202858 | 10001168 | Clayton |
| 10202859 | 10001170 | Clayton |
| 10202861 | 10001172 | Clayton |
| 10202938 | 10001173 | Clayton |
| 10202939 | 10001176 | Clayton |
| 10202864 | 10001177 | Clayton |
| 10202865 | 10001178 | Clayton |
| 10202866 | 10001179 | Clayton |
| 10202940 | 10001182 | Clayton |
| 10202991 | 10002124 | Clayton |
| 10202868 | 10001184 | Clayton |
| 10202941 | 10001185 | Clayton |
| 10202869 | 10001186 | Clayton |
| 10202992 | 10002125 | Clayton |
| 10202942 | 10001187 | Clayton |
| 10202870 | 10001188 | Clayton |
| 10202871 | 10001189 | Clayton |
| 10202993 | 10002126 | Clayton |
| 10202872 | 10001190 | Clayton |
| 10202994 | 10002128 | Clayton |
| 10202995 | 10002130 | Clayton |
| 10202996 | 10002132 | Clayton |
| 10202997 | 10002133 | Clayton |
| 10202876 | 10001196 | Clayton |
| 10202999 | 10002139 | Clayton |
| 10203000 | 10002143 | Clayton |
| 10203001 | 10002145 | Clayton |
| 10203003 | 10002151 | Clayton |
| 10203004 | 10002156 | Clayton |
| 10203005 | 10002157 | Clayton |
| 10203006 | 10002158 | Clayton |
| 10203007 | 10002159 | Clayton |
| 10203105 | 10002376 | Clayton |
| 10203107 | 10002378 | Clayton |
| 10203008 | 10002162 | Clayton |
| 10203009 | 10002164 | Clayton |
| 10203011 | 10002166 | Clayton |
| 10203012 | 10002168 | Clayton |
| 10203014 | 10002171 | Clayton |
| 10203015 | 10002172 | Clayton |
| 10203016 | 10002173 | Clayton |
| 10203020 | 10002178 | Clayton |
| 10203021 | 10002179 | Clayton |
| 10203024 | 10002187 | Clayton |
| 10203025 | 10002192 | Clayton |
| 10203027 | 10002194 | Clayton |
| 10203028 | 10002195 | Clayton |
| 10203029 | 10002196 | Clayton |
| 10203030 | 10002198 | Clayton |
| 10203031 | 10002201 | Clayton |
| 10203103 | 10002373 | Clayton |
| 10203033 | 10002204 | Clayton |
| 10203034 | 10002207 | Clayton |
| 10203035 | 10002210 | Clayton |
| 10203036 | 10002211 | Clayton |
| 10203037 | 10002212 | Clayton |
| 10203038 | 10002213 | Clayton |
| 10203039 | 10002214 | Clayton |
| 10203040 | 10002216 | Clayton |
| 10203041 | 10002217 | Clayton |
| 10203042 | 10002219 | Clayton |
| 10203043 | 10002221 | Clayton |
| 10203044 | 10002222 | Clayton |
| 10203047 | 10002227 | Clayton |
| 10203048 | 10002228 | Clayton |
| 10203049 | 10002229 | Clayton |
| 10203050 | 10002230 | Clayton |
| 10203052 | 10002232 | Clayton |
| 10203054 | 10002234 | Clayton |
| 10203056 | 10002236 | Clayton |
| 10203058 | 10002238 | Clayton |
| 10203061 | 10002242 | Clayton |
| 10203062 | 10002243 | Clayton |
| 10203063 | 10002244 | Clayton |
| 10203064 | 10002245 | Clayton |
| 10203065 | 10002247 | Clayton |
| 10203066 | 10002248 | Clayton |
| 10203112 | 10002384 | Clayton |
| 10203067 | 10002252 | Clayton |
| 10203068 | 10002253 | Clayton |
| 10203069 | 10002254 | Clayton |
| 10203071 | 10002256 | Clayton |
| 10203072 | 10002257 | Clayton |
| 10203073 | 10002258 | Clayton |
| 10203075 | 10002262 | Clayton |
| 10203076 | 10002263 | Clayton |
| 10203077 | 10002264 | Clayton |
| 10203079 | 10002267 | Clayton |
| 10203082 | 10002270 | Clayton |
| 10203083 | 10002271 | Clayton |
| 10203085 | 10002273 | Clayton |
| 10203086 | 10002274 | Clayton |
| 10203087 | 10002275 | Clayton |
| 10203088 | 10002276 | Clayton |
| 10203089 | 10002279 | Clayton |
| 10203090 | 10002281 | Clayton |
| 10203110 | 10002382 | Clayton |
| 10203092 | 10002284 | Clayton |
| 10203093 | 10002287 | Clayton |
| 10203095 | 10002289 | Clayton |
| 10203096 | 10002290 | Clayton |
| 10203097 | 10002291 | Clayton |
| 10203098 | 10002293 | Clayton |
| 10203099 | 10002294 | Clayton |
| 10203100 | 10002295 | Clayton |
| 10203101 | 10002297 | Clayton |
| 10203102 | 10002370 | Clayton |
| 10203108 | 10002379 | Clayton |
| 10203106 | 10002377 | Clayton |
| 10203109 | 10002381 | Clayton |

---

## Exhibit 99.5

[MORGAN STANLEY CAPITAL I INC. ABS-15G](mcmlt2026r1-abs15g.htm)

**Exhibit 99.5**

---

| | | |
|:---|:---|:---|
| Loan ID | Filing ID | Diligence Vendor |
| 10203264 | 22022010105 | Selene |
| 10203262 | 22022010524 | Selene |
| 10203261 | 22022010525 | Selene |
| 10203258 | 22022010378 | Selene |
| 10203265 | 22022010380 | Selene |
| 10203259 | 22022010023 | Selene |
| 10203260 | 22021120061 | Selene |
| 10203257 | 22022010503 | Selene |
| 10203263 | 22022010091 | Selene |
| 10203412 | 52022030553 | Selene |
| 10203527 | 52022030569 | Selene |
| 10203409 | 52022040182 | Selene |
| 10203415 | 52022040189 | Selene |
| 10203395 | 22022030085 | Selene |
| 10203438 | 9921110181 | Selene |
| 10203437 | 9922020121 | Selene |
| 10203239 | C101006927 | Selene |
| 10203540 | 22022020052 | Selene |
| 10203396 | 22022030255 | Selene |
| 10203398 | 22022020210 | Selene |
| 10203399 | 22022020368 | Selene |
| 10203400 | 22022030433 | Selene |
| 10203397 | 82022030219 | Selene |
| 10203401 | 22022030254 | Selene |
| 10203403 | 22022030365 | Selene |
| 10203406 | 22022030371 | Selene |
| 10203526 | 52022030005 | Selene |
| 10203511 | 52022040338 | Selene |
| 10203445 | 52022040380 | Selene |
| 10203245 | C101008357 | Selene |
| 10203229 | C101008156 | Selene |
| 10203230 | C101008345 | Selene |
| 10203402 | 22022030332 | Selene |
| 10203404 | 22022020404 | Selene |
| 10203407 | 22022040161 | Selene |
| 10203543 | 22022030082 | Selene |
| 10203513 | 22022030157 | Selene |
| 10203408 | 22022030426 | Selene |
| 10203528 | 52022050119 | Selene |
| 10203529 | 52022050125 | Selene |
| 10203411 | 22022040058 | Selene |
| 10203405 | 22022030070 | Selene |
| 10203539 | 22022010257 | Selene |
| 10203517 | 22022030501 | Selene |
| 10203541 | 22022020156 | Selene |
| 10203416 | 22022030258 | Selene |
| 10203455 | 52022050206 | Selene |
| 10203531 | 52022050209 | Selene |
| 10203532 | 52022050211 | Selene |
| 10203534 | 52022050221 | Selene |
| 10203451 | 52022050214 | Selene |
| 10203447 | 52022050203 | Selene |
| 10203530 | 52022050205 | Selene |
| 10203450 | 52022050233 | Selene |
| 10203462 | 52022050232 | Selene |
| 10203463 | 52022050228 | Selene |
| 10203410 | 22022040056 | Selene |
| 10203413 | 22022040093 | Selene |
| 10203514 | 22022030189 | Selene |
| 10203414 | 12022020016 | Selene |
| 10203515 | 22022030331 | Selene |
| 10203460 | 52022050291 | Selene |
| 10203456 | 52022050296 | Selene |
| 10203459 | 52022050283 | Selene |
| 10203464 | 52022050288 | Selene |
| 10203537 | 52022050285 | Selene |
| 10203538 | 52022050286 | Selene |
| 10203461 | 52022050282 | Selene |
| 10203446 | 52022050294 | Selene |
| 10203452 | 52022050292 | Selene |
| 10203519 | 22022040159 | Selene |
| 10203418 | 22022030338 | Selene |
| 10203542 | 22022030036 | Selene |
| 10203423 | 22022040394 | Selene |
| 10203424 | 22022030480 | Selene |
| 10203426 | 12022030268 | Selene |
| 10203243 | C101008817 | Selene |
| 10203521 | 22022040203 | Selene |
| 10203419 | 22022040362 | Selene |
| 10203420 | 22022040177 | Selene |
| 10203518 | 22022040157 | Selene |
| 10203421 | 22022050061 | Selene |
| 10203422 | 22022040079 | Selene |
| 10203524 | 22022040396 | Selene |
| 10203425 | 22022040112 | Selene |
| 10203589 | C101008669 | Selene |
| 10203241 | C101008716 | Selene |
| 10203246 | C101008402 | Selene |
| 10203429 | 22022040081 | Selene |
| 10203512 | 22022020134 | Selene |
| 10203432 | 22022040247 | Selene |
| 10203248 | C101008694 | Selene |
| 10203244 | C101008859 | Selene |
| 10203427 | 22021120355 | Selene |
| 10203430 | 22022030301 | Selene |
| 10203523 | 22022040267 | Selene |
| 10203548 | 22022040400 | Selene |
| 10203435 | 22022020232 | Selene |
| 10203587 | C101007710 | Selene |
| 10203249 | C101008890 | Selene |
| 10203439 | 22022050047 | Selene |
| 10203516 | 22022030494 | Selene |
| 10203520 | 22022040166 | Selene |
| 10203443 | 22022030395 | Selene |
| 10203433 | 22022050072 | Selene |
| 10203434 | 22022030177 | Selene |
| 10203436 | 82022050073 | Selene |
| 10203235 | C101008897 | Selene |
| 10203250 | C101008422 | Selene |
| 10203232 | C101008056 | Selene |
| 10203233 | C101008724 | Selene |
| 10203251 | C101008714 | Selene |
| 10203234 | C101008778 | Selene |
| 10203252 | C101009048 | Selene |
| 10203253 | C228008546 | Selene |
| 10203440 | 22022040245 | Selene |
| 10203525 | 22022050067 | Selene |
| 10203441 | 22022040091 | Selene |
| 10203431 | 22022050154 | Selene |
| 10203442 | 22022050171 | Selene |
| 10203470 | C401008963 | Selene |
| 10203256 | C227009337 | Selene |
| 10203255 | C101008629 | Selene |
| 10203237 | C101009080 | Selene |
| 10203588 | C101008568 | Selene |
| 10203236 | C101008970 | Selene |
| 10203475 | C101009052 | Selene |
| 10203453 | 22022050273 | Selene |
| 10203550 | 22022050220 | Selene |
| 10203454 | 22022050242 | Selene |
| 10203544 | 22022040061 | Selene |
| 10203547 | 22022040387 | Selene |
| 10203254 | C101009144 | Selene |
| 10203472 | C101008980 | Selene |
| 10203488 | C101008802 | Selene |
| 10203474 | C101009025 | Selene |
| 10203238 | C101009278 | Selene |
| 10203545 | 22022040179 | Selene |
| 10203490 | C101008874 | Selene |
| 10203549 | 22022050086 | Selene |
| 10203481 | C401009447 | Selene |
| 10203467 | C101008623 | Selene |
| 10203469 | C101008896 | Selene |
| 10203492 | C101008933 | Selene |
| 10203482 | C101008583 | Selene |
| 10203503 | C101009237 | Selene |
| 10203500 | C320009146 | Selene |
| 10203484 | C101008713 | Selene |
| 10203494 | C101009043 | Selene |
| 10203471 | C101008971 | Selene |
| 10203499 | C101009140 | Selene |
| 10203476 | C101009218 | Selene |
| 10203479 | C101009304 | Selene |
| 10203501 | C101009219 | Selene |
| 10203506 | C101009310 | Selene |
| 10203487 | C101008776 | Selene |
| 10203485 | C101008753 | Selene |
| 10203486 | C101008774 | Selene |
| 10203477 | C101009224 | Selene |
| 10203480 | C101009338 | Selene |
| 10203491 | C101008929 | Selene |
| 10203483 | C101008653 | Selene |
| 10203509 | C101009429 | Selene |
| 10203478 | C229009227 | Selene |
| 10203473 | C101009009 | Selene |
| 10203489 | C101008804 | Selene |
| 10203507 | C101009351 | Selene |
| 10203554 | C101008771 | Selene |
| 10203505 | C101009285 | Selene |
| 10203502 | C101009236 | Selene |
| 10203551 | C231008318 | Selene |
| 10203553 | C101008646 | Selene |
| 10203508 | C101009407 | Selene |
| 10203493 | C101009023 | Selene |
| 10203569 | C101009393 | Selene |
| 10203567 | C101009343 | Selene |
| 10203555 | C101008952 | Selene |
| 10203575 | C101009568 | Selene |
| 10203565 | C101009248 | Selene |
| 10203566 | C231009299 | Selene |
| 10203561 | C101009095 | Selene |
| 10203563 | C101009188 | Selene |
| 10203552 | C101008466 | Selene |
| 10203581 | C101009748 | Selene |
| 10203577 | C227009602 | Selene |
| 10203562 | C101009183 | Selene |
| 10203568 | C101009363 | Selene |
| 10203573 | C101009528 | Selene |
| 10203582 | C101009756 | Selene |
| 10203579 | C228009654 | Selene |
| 10203564 | C101009206 | Selene |
| 10203574 | C101009536 | Selene |
| 10203558 | C101009035 | Selene |
| 10203585 | C101009966 | Selene |
| 10203557 | C101008986 | Selene |
| 10203571 | C101009426 | Selene |
| 10203556 | C101008979 | Selene |
| 10203576 | C101009589 | Selene |
| 10203578 | C101009620 | Selene |
| 10203586 | C202008727 | Selene |
| 10203560 | C101009077 | Selene |
| 10203592 | C101009238 | Selene |
| 10203590 | C101008998 | Selene |
| 10203559 | C229009038 | Selene |
| 10203593 | C101009433 | Selene |
| 10203595 | C101009776 | Selene |
| 10203583 | C101009864 | Selene |
| 10203606 | C101009760 | Selene |
| 10203594 | C101009708 | Selene |
| 10203596 | C101009805 | Selene |
| 10203607 | C101009792 | Selene |
| 10203603 | C101009669 | Selene |
| 10203602 | C228009670 | Selene |
| 10203608 | C101009951 | Selene |
| 10203600 | C220009367 | Selene |
| 10203597 | C101006521 | Selene |
| 10203609 | C101010117 | Selene |
| 10203605 | C101009746 | Selene |
| 10203599 | C101009341 | Selene |
| 10203601 | C101009572 | Selene |
| 10203620 | C101009737 | Selene |
| 10203618 | C101009937 | Selene |
| 10203617 | C101009878 | Selene |
| 10203615 | C101009649 | Selene |
| 10203610 | C401008732 | Selene |
| 10203612 | C101009157 | Selene |
| 10203611 | C101008675 | Selene |
| 10203613 | C101009251 | Selene |
| 10203614 | C101009399 | Selene |
| 10203635 | C101010579 | Selene |
| 10203622 | C101009863 | Selene |
| 10203623 | C101009918 | Selene |
| 10203629 | C229010445 | Selene |
| 10203626 | C401010407 | Selene |
| 10203633 | C101010559 | Selene |
| 10203634 | C101010565 | Selene |
| 10203624 | C101009936 | Selene |
| 10203625 | C401010308 | Selene |
| 10203636 | C101010768 | Selene |
| 10203627 | C101010428 | Selene |
| 10203628 | C101010431 | Selene |
| 10203631 | C101010489 | Selene |
| 10203630 | C101010449 | Selene |
| 10203632 | C101010528 | Selene |
| 10203637 | C101011154 | Selene |
| 10203641 | C101011094 | Selene |
| 10203638 | C101010442 | Selene |
| 10203640 | C101011067 | Selene |
| 10203644 | C320010540 | Selene |
| 10203642 | C101010763 | Selene |
| 10203654 | C220011634 | Selene |
| 10203645 | C101011096 | Selene |
| 10203653 | C101011146 | Selene |
| 10203649 | C101011379 | Selene |
| 10203646 | C101011240 | Selene |
| 10203657 | C101011119 | Selene |
| 10203658 | C101011256 | Selene |
| 10203652 | C101011118 | Selene |
| 10203651 | C101011647 | Selene |
| 10203656 | C101011544 | Selene |
| 10203655 | C101010904 | Selene |
| 10203664 | C101011455 | Selene |
| 10203660 | C210011553 | Selene |
| 10203665 | C101011549 | Selene |
| 10203662 | C101011528 | Selene |
| 10203661 | C101011248 | Selene |
| 10203269 | JFOZEBJDUZC | Infinity |
| 10203270 | RABXLRUWVAV | Infinity |
| 10203280 | HLUDKY10UK2 | Infinity |
| 10203281 | 22SV1UPP5FA | Infinity |
| 10203293 | PNSW5AXXBZO | Infinity |
| 10203295 | YB1BX3BKNOL | Infinity |
| 10203297 | PEZ1UM4C0RQ | Infinity |
| 10203307 | 0424PJUKHX0 | Infinity |
| 10203323 | CFJDKD1D3DX | Infinity |
| 10203324 | MOUY5E5TEWC | Infinity |
| 10203325 | B2EUTG1RNDL | Infinity |
| 10203346 | 0VGE3KAKPZW | Infinity |
| 10203351 | 5N35XYB1OME | Infinity |
| 10203352 | B00KUQDUV0Y | Infinity |
| 10203374 | GSRYJS2BXI1 | Infinity |
| 10203382 | OAVIL43W3BS | Infinity |
| 10203388 | M5UAPTSP3HU | Infinity |
| 10203391 | A0AXJIT53NW | Infinity |
| 10203570 | XM5IUPWD5H2 | Infinity |
| 10203266 | 10001624 | Clayton |
| 10203267 | 10001625 | Clayton |
| 10203268 | 10001627 | Clayton |
| 10203271 | 10001631 | Clayton |
| 10203272 | 10001632 | Clayton |
| 10203274 | 10001634 | Clayton |
| 10203275 | 10001636 | Clayton |
| 10203276 | 10001637 | Clayton |
| 10203282 | 10001645 | Clayton |
| 10203283 | 10001646 | Clayton |
| 10203285 | 10001648 | Clayton |
| 10203286 | 10001650 | Clayton |
| 10203287 | 10001651 | Clayton |
| 10203288 | 10001653 | Clayton |
| 10203289 | 10001655 | Clayton |
| 10203290 | 10001657 | Clayton |
| 10203292 | 10001659 | Clayton |
| 10203294 | 10001661 | Clayton |
| 10203296 | 10001663 | Clayton |
| 10203298 | 10001665 | Clayton |
| 10203299 | 10001667 | Clayton |
| 10203300 | 10001668 | Clayton |
| 10203301 | 10001670 | Clayton |
| 10203302 | 10001671 | Clayton |
| 10203303 | 10001672 | Clayton |
| 10203304 | 10001673 | Clayton |
| 10203306 | 10001676 | Clayton |
| 10203308 | 10001678 | Clayton |
| 10203309 | 10001679 | Clayton |
| 10203310 | 10001681 | Clayton |
| 10203313 | 10001685 | Clayton |
| 10203315 | 10001687 | Clayton |
| 10203317 | 10001689 | Clayton |
| 10203318 | 10001690 | Clayton |
| 10203319 | 10001691 | Clayton |
| 10203320 | 10001692 | Clayton |
| 10203321 | 10001693 | Clayton |
| 10203322 | 10001694 | Clayton |
| 10203326 | 10001699 | Clayton |
| 10203328 | 10001702 | Clayton |
| 10203329 | 10001704 | Clayton |
| 10203330 | 10001705 | Clayton |
| 10203331 | 10001707 | Clayton |
| 10203332 | 10001708 | Clayton |
| 10203333 | 10001709 | Clayton |
| 10203334 | 10001710 | Clayton |
| 10203335 | 10001711 | Clayton |
| 10203336 | 10001712 | Clayton |
| 10203337 | 10001713 | Clayton |
| 10203338 | 10001715 | Clayton |
| 10203339 | 10001716 | Clayton |
| 10203340 | 10001718 | Clayton |
| 10203341 | 10001719 | Clayton |
| 10203344 | 10001724 | Clayton |
| 10203345 | 10001726 | Clayton |
| 10203347 | 10001728 | Clayton |
| 10203349 | 10001734 | Clayton |
| 10203350 | 10001735 | Clayton |
| 10203353 | 10001738 | Clayton |
| 10203356 | 10001742 | Clayton |
| 10203357 | 10001743 | Clayton |
| 10203358 | 10001745 | Clayton |
| 10203359 | 10001746 | Clayton |
| 10203360 | 10001747 | Clayton |
| 10203361 | 10001748 | Clayton |
| 10203364 | 10001751 | Clayton |
| 10203365 | 10001753 | Clayton |
| 10203366 | 10001755 | Clayton |
| 10203367 | 10001756 | Clayton |
| 10203368 | 10001757 | Clayton |
| 10203369 | 10001758 | Clayton |
| 10203371 | 10001760 | Clayton |
| 10203372 | 10001761 | Clayton |
| 10203373 | 10001762 | Clayton |
| 10203375 | 10001764 | Clayton |
| 10203376 | 10001765 | Clayton |
| 10203377 | 10001768 | Clayton |
| 10203378 | 10001769 | Clayton |
| 10203379 | 10001770 | Clayton |
| 10203380 | 10001771 | Clayton |
| 10203381 | 10001772 | Clayton |
| 10203383 | 10001774 | Clayton |
| 10203384 | 10001775 | Clayton |
| 10203385 | 10001776 | Clayton |
| 10203386 | 10001777 | Clayton |
| 10203387 | 10001778 | Clayton |
| 10203389 | 10001780 | Clayton |
| 10203394 | 10001786 | Clayton |

---