# EDGAR Filing Document

**Accession Number:** 0001173227
**File Stem:** 0001140361-26-017080
**Filing Date:** 2026-4
**Character Count:** 44738
**Document Hash:** ea0855c723de52c847bae34aa6c9263d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-26-017080.hdr.sgml**: 20260428

**ACCESSION NUMBER**: 0001140361-26-017080

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260427

**DATE AS OF CHANGE**: 20260428

**EFFECTIVENESS DATE**: 20260427

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SOUTHERN MICHIGAN BANK & TRUST
- **CENTRAL INDEX KEY:** 0001173227
- **STANDARD INDUSTRIAL CLASSIFICATION:** [9995]
- **ORGANIZATION NAME:** 05 Real Estate & Construction
- **EIN:** 381053740
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26831
- **FILM NUMBER:** 26904255

**BUSINESS ADDRESS:**
- **STREET 1:** 51 WEST PEARL ST
- **CITY:** COLDWATER
- **STATE:** MI
- **ZIP:** 49036
- **BUSINESS PHONE:** 5172795500

**MAIL ADDRESS:**
- **STREET 1:** 51 WEST PEARL ST
- **CITY:** COLDWATER
- **STATE:** MI
- **ZIP:** 49036

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SOUTHERN MICHIGAN BANK  TRUST<br>**Address:** 51 WEST PEARL ST<br>COLDWATER, MI 49036

**Form 13F File Number:** 028-26831

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Melissa Natzke-Barlow<br>**Title:** VP Ops Supervisor<br>**Phone:** 269-273-9823

**Signature, Place, and Date of Signing:**

/s/ Melissa Natzke-Barlow  Coldwater, MI  04-22-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 424

**Form 13F Information Table Value Total:** $260597033

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| Armstrong Global Holding Inc Series C | COM | 039002993 |  | 106600 | 1066 | SH |  | SOLE |  | 0 | 1066 | 0 |
| Abbott Laboratories | COM | 002824100 |  | 850724 | 8286 | SH |  | SOLE |  | 7331 | 955 | 0 |
| American Electric Power Co Inc | COM | 025537101 |  | 181284 | 1383 | SH |  | SOLE |  | 1383 | 0 | 0 |
| Armstrong Global Holding Inc. Series A | COM | 039000997 |  | 4785200 | 47852 | SH |  | SOLE |  | 0 | 47852 | 0 |
| Chevron Corporation | COM | 166764100 |  | 123519 | 597 | SH |  | SOLE |  | 597 | 0 | 0 |
| Coca-Cola Co | COM | 191216100 |  | 55060 | 724 | SH |  | SOLE |  | 724 | 0 | 0 |
| Deere  Co | COM | 244199105 |  | 339107 | 602 | SH |  | SOLE |  | 602 | 0 | 0 |
| Exxon Mobil Corp | COM | 30231G102 |  | 657263 | 3874 | SH |  | SOLE |  | 3874 | 0 | 0 |
| General Dynamics Corp | COM | 369550108 |  | 822355 | 2396 | SH |  | SOLE |  | 2396 | 0 | 0 |
| General Mills Inc | COM | 370334104 |  | 121896 | 3275 | SH |  | SOLE |  | 3275 | 0 | 0 |
| iShares Core S Mid Cap ETF | CORE S MCP ETF | 464287507 |  | 766533 | 11351 | SH |  | SOLE |  | 11351 | 0 | 0 |
| Johnson  Johnson | COM | 478160104 |  | 1422885 | 5821 | SH |  | SOLE |  | 5696 | 125 | 0 |
| Microsoft Corp | COM | 594918104 |  | 1939321 | 5239 | SH |  | SOLE |  | 5087 | 152 | 0 |
| Pepsico Inc | COM | 713448108 |  | 532800 | 3431 | SH |  | SOLE |  | 3431 | 0 | 0 |
| Procter  Gamble Co | COM | 742718109 |  | 1035346 | 7168 | SH |  | SOLE |  | 6991 | 177 | 0 |
| State Street SPDR S 500 ETF Trust | TR UNIT | 78462F103 |  | 57230 | 88 | SH |  | SOLE |  | 88 | 0 | 0 |
| State Street Utulities Select Sector SDPR ETF | STATE STREET UTI | 81369Y886 |  | 11931 | 260 | SH |  | SOLE |  | 260 | 0 | 0 |
| Southern Co | COM | 842587107 |  | 927847 | 9613 | SH |  | SOLE |  | 9498 | 115 | 0 |
| Stryker Corporation | COM | 863667101 |  | 1091247 | 3321 | SH |  | SOLE |  | 3286 | 35 | 0 |
| Verizon Communications Inc | COM | 92343V104 |  | 173240 | 3451 | SH |  | SOLE |  | 3337 | 114 | 0 |
| Walmart Inc | COM | 931142103 |  | 662910 | 5334 | SH |  | SOLE |  | 3579 | 1755 | 0 |
| American Tower Corp | COM | 03027X100 |  | 58677 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| Digital Realty Trust Inc | COM | 253868103 |  | 204538 | 1135 | SH |  | SOLE |  | 1135 | 0 | 0 |
| EPR Properties | COM SH BEN INT | 26884U109 |  | 13739 | 275 | SH |  | SOLE |  | 275 | 0 | 0 |
| Iron Mountain Inc | COM | 46284V101 |  | 29212 | 286 | SH |  | SOLE |  | 286 | 0 | 0 |
| Prologis Inc | COM | 74340W103 |  | 129140 | 977 | SH |  | SOLE |  | 977 | 0 | 0 |
| Realty Income Corporation | COM | 756109104 |  | 28755 | 470 | SH |  | SOLE |  | 470 | 0 | 0 |
| Ventas Inc | COM | 92276F100 |  | 73193 | 895 | SH |  | SOLE |  | 810 | 85 | 0 |
| iShares MSCI Emerging Markets ETF | MSCI EMG MKT ETF | 464287234 |  | 70079 | 1234 | SH |  | SOLE |  | 1234 | 0 | 0 |
| iShares MSCI EAFE ETF | MSCI EAFE ETF | 464287465 |  | 184741 | 1902 | SH |  | SOLE |  | 1902 | 0 | 0 |
| iShares Core MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 |  | 12222 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| Vanguard Emerging Markets Stock ETF | FTSE EMR MKT ETF | 922042858 |  | 24431 | 452 | SH |  | SOLE |  | 452 | 0 | 0 |
| iShares Core MSCI Emerging Markets ETF | CORE MSCI EMKT | 46434G103 |  | 128898 | 1848 | SH |  | SOLE |  | 1848 | 0 | 0 |
| Taiwan Semiconductor Mfg Ltd Sponsored ADR | SPONSORED ADS | 874039100 |  | 5069 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| BP PLC ADR | SPONSORED ADR | 055622104 |  | 17766 | 378 | SH |  | SOLE |  | 48 | 330 | 0 |
| Banco Santander S.A. | ADR | 05964H105 |  | 1466 | 130 | SH |  | SOLE |  | 130 | 0 | 0 |
| Bank of Nova Scotia Halifax ADR | COM | 064149107 |  | 23565 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| Barclays PLC ADR | ADR | 06738E204 |  | 1650 | 78 | SH |  | SOLE |  | 78 | 0 | 0 |
| BHP Billiton LTD. ADR | SPONSORED ADS | 088606108 |  | 13457 | 185 | SH |  | SOLE |  | 185 | 0 | 0 |
| Canadian National Railway Co ADR | COM | 136375102 |  | 317662 | 3091 | SH |  | SOLE |  | 3091 | 0 | 0 |
| Canadian Natural Resource Adr | COM | 136385101 |  | 1803 | 37 | SH |  | SOLE |  | 37 | 0 | 0 |
| HSBC Holdings Plc | SPON ADR NEW | 404280406 |  | 907 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| Manulife Finl Corp | COM | 56501R106 |  | 56826 | 1650 | SH |  | SOLE |  | 1650 | 0 | 0 |
| Nokia Corp ADR | SPONSORED ADR | 654902204 |  | 804 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Novartis AG ADR | SPONSORED ADR | 66987V109 |  | 193534 | 1267 | SH |  | SOLE |  | 1267 | 0 | 0 |
| Novo Nordisk ADR | ADR | 670100205 |  | 1544 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| Rio Tinto Plc | SPONSORED ADR | 767204100 |  | 653 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| Royal Bank of Canada ADR | COM | 780087102 |  | 57594 | 356 | SH |  | SOLE |  | 356 | 0 | 0 |
| Sanofi Aventis ADR | SPONSORED ADR | 80105N105 |  | 434 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| SLB Ltd ADR | COM STK | 806857108 |  | 14286 | 278 | SH |  | SOLE |  | 278 | 0 | 0 |
| Shopify Inc ADR | CL A SUB VTG SHS | 82509L107 |  | 7592 | 64 | SH |  | SOLE |  | 64 | 0 | 0 |
| Sony Corporation | COM | 835699307 |  | 1375 | 68 | SH |  | SOLE |  | 68 | 0 | 0 |
| TC Energy Corp ADR | COM | 87807B107 |  | 104104 | 1663 | SH |  | SOLE |  | 1663 | 0 | 0 |
| Toyota Motor Corporation | ADS | 892331307 |  | 1237 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| Vodafone Group PLC Sponsored ADR | SPONSORED ADR | 92857W308 |  | 1532 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| Accenture Plc Ireland | SHS CLASS A | G1151C101 |  | 47391 | 239 | SH |  | SOLE |  | 239 | 0 | 0 |
| Eaton Corp PLC ADR | SHS | G29183103 |  | 648098 | 1812 | SH |  | SOLE |  | 1812 | 0 | 0 |
| Johnson Controls Intl PLC ADR | SHS | G51502105 |  | 92713 | 708 | SH |  | SOLE |  | 708 | 0 | 0 |
| Medtronic PLC ADR | SHS | G5960L103 |  | 146439 | 1690 | SH |  | SOLE |  | 1690 | 0 | 0 |
| Chubb Limited ADR | COM | H1467J104 |  | 141128 | 433 | SH |  | SOLE |  | 433 | 0 | 0 |
| UBS Group Ag | SHS | H42097107 |  | 1437 | 39 | SH |  | SOLE |  | 39 | 0 | 0 |
| ASML Holding NV ADR | N Y REGISTRY SHS | N07059210 |  | 9246 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| iShares TIPS Bond ETF | TIPS BD ETF | 464287176 |  | 19313 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| iShares Core US Aggregate Bond ETF | CORE US AGGBD ET | 464287226 |  | 19854 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ishares iBoxx Investment Grade Corp Bond ETF | IBOXX INV CP ETF | 464287242 |  | 37057 | 340 | SH |  | SOLE |  | 340 | 0 | 0 |
| iShares Barclays 7-10 year Treasury Bond Fund | 7-10 YR TRSY BD | 464287440 |  | 67476 | 707 | SH |  | SOLE |  | 707 | 0 | 0 |
| iShares MBS Bond ETF | MBS ETF | 464288588 |  | 14812 | 156 | SH |  | SOLE |  | 156 | 0 | 0 |
| Ishares 5-10 Year Investment Grade Corporate Bond ETF | ISHS 5-10YR INVT | 464288638 |  | 23949 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| State Street SPDR Portfolio Short Term Corporate Bond ETF | STATE STREET SPD | 78464A474 |  | 10148715 | 337503 | SH |  | SOLE |  | 332236 | 5267 | 0 |
| Vanguard Intermediate Term Bond ETF | INTERMED TERM | 921937819 |  | 33478600 | 433773 | SH |  | SOLE |  | 423108 | 10665 | 0 |
| Vanguard Total Bond Market ETF | TOTAL BND MRKT | 921937835 |  | 79237 | 1076 | SH |  | SOLE |  | 1076 | 0 | 0 |
| Vanguard Short Term Corporate Bond ETF | SHRT TRM CORP BD | 92206C409 |  | 15854 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Invesco QQQ Trust Series 1 ETF | UNIT SER 1 | 46090E103 |  | 128134 | 222 | SH |  | SOLE |  | 184 | 38 | 0 |
| iShares Select Dividend ETF | SELECT DIVID ETF | 464287168 |  | 45877 | 303 | SH |  | SOLE |  | 303 | 0 | 0 |
| iShares Core S 500 ETF | CORE S ETF | 464287200 |  | 4063619 | 6221 | SH |  | SOLE |  | 6221 | 0 | 0 |
| iShares S 500 Growth ETF | S 500 GRWT ETF | 464287309 |  | 80761 | 714 | SH |  | SOLE |  | 714 | 0 | 0 |
| iShares S 500 Value ETF | S 500 VAL ETF | 464287408 |  | 11613 | 55 | SH |  | SOLE |  | 55 | 0 | 0 |
| iShares Biotechnology ETF | ISHARES BIOTECH | 464287556 |  | 16885 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| iShares Russell 1000 Value ETF | RUS 1000 VAL ETF | 464287598 |  | 1330523 | 6227 | SH |  | SOLE |  | 6227 | 0 | 0 |
| iShares Russell 1000 Growth ETF | RUS 1000 GRW ETF | 464287614 |  | 1998537 | 4687 | SH |  | SOLE |  | 4687 | 0 | 0 |
| iShares Russell 2000 ETF | RUSSELL 2000 ETF | 464287655 |  | 365056 | 1472 | SH |  | SOLE |  | 1472 | 0 | 0 |
| iShares Core S Small Cap ETF | CORE S SCP ETF | 464287804 |  | 62404 | 502 | SH |  | SOLE |  | 502 | 0 | 0 |
| iShares MSCI USA Value Factor ETF | MSCI USA VALUE | 46432F388 |  | 22608 | 159 | SH |  | SOLE |  | 159 | 0 | 0 |
| State Street SPDR S Dividend ETF | STATE STREET SPD | 78464A763 |  | 2522135 | 17282 | SH |  | SOLE |  | 16999 | 283 | 0 |
| State Street SPDR S Mid Cap 400 ETF Trust | UTSER1 S | 78467Y107 |  | 49341 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| Schwab U.S. Large Cap Growth ETF | US LCAP GR ETF | 808524300 |  | 44935734 | 1542593 | SH |  | SOLE |  | 1503457 | 39136 | 0 |
| Schwab U.S. Large Cap Value ETF | US LCAP VA ETF | 808524409 |  | 30549563 | 1001625 | SH |  | SOLE |  | 976762 | 24863 | 0 |
| State Street Consumer Staples Select Sector SPDR ETF | STATE STREET CON | 81369Y308 |  | 16396 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| State Street Technology Select Sector SPDR ETF | STATE STREET TEC | 81369Y803 |  | 18872 | 142 | SH |  | SOLE |  | 142 | 0 | 0 |
| Vanguard Dividend Appreciation ETF | DIV APP ETF | 921908844 |  | 48389 | 225 | SH |  | SOLE |  | 225 | 0 | 0 |
| Vanguard Mid Cap ETF | MID CAP ETF | 922908629 |  | 18424607 | 64157 | SH |  | SOLE |  | 62721 | 1436 | 0 |
| Vanguard Small Cap ETF | SMALL CP ETF | 922908751 |  | 210060 | 802 | SH |  | SOLE |  | 802 | 0 | 0 |
| WisdomTree US Mid Cap Dividend Fd ETF | US MIDCAP DIVID | 97717W505 |  | 374505 | 7128 | SH |  | SOLE |  | 6783 | 345 | 0 |
| WisdomTree US Small Cap Dividend Fd ETF | US SMALLCAP DIVD | 97717W604 |  | 220600 | 6138 | SH |  | SOLE |  | 6138 | 0 | 0 |
| WisdomTree US Quality Dividend Growth Fd ETF | US QTLY DIV GRT | 97717X669 |  | 10102 | 115 | SH |  | SOLE |  | 115 | 0 | 0 |
| Aflac Inc | COM | 001055102 |  | 57598 | 525 | SH |  | SOLE |  | 525 | 0 | 0 |
| AT Inc | COM | 00206R102 |  | 183855 | 6342 | SH |  | SOLE |  | 6163 | 179 | 0 |
| Abbvie Inc. | COM | 00287Y109 |  | 2074202 | 9537 | SH |  | SOLE |  | 8557 | 980 | 0 |
| Adobe Inc. | COM | 00724F101 |  | 186685 | 768 | SH |  | SOLE |  | 768 | 0 | 0 |
| Advanced Micro Devices Inc | COM | 007903107 |  | 36007 | 177 | SH |  | SOLE |  | 177 | 0 | 0 |
| Air Products  Chemicals Inc. | COM | 009158106 |  | 137692 | 474 | SH |  | SOLE |  | 474 | 0 | 0 |
| Albemarle Corporation | COM | 012653101 |  | 58347 | 325 | SH |  | SOLE |  | 325 | 0 | 0 |
| Alcoa Corporation | COM | 013872106 |  | 51870 | 782 | SH |  | SOLE |  | 782 | 0 | 0 |
| Allstate Corp | COM | 020002101 |  | 163384 | 788 | SH |  | SOLE |  | 788 | 0 | 0 |
| Alphabet Inc Class C | CAP STK CL C | 02079K107 |  | 1578591 | 5503 | SH |  | SOLE |  | 5503 | 0 | 0 |
| Alphabet Inc Class A | CAP STK CL A | 02079K305 |  | 3861356 | 13428 | SH |  | SOLE |  | 13428 | 0 | 0 |
| Altria Group Inc | COM | 02209S103 |  | 498818 | 7559 | SH |  | SOLE |  | 7475 | 84 | 0 |
| Amazon.com Inc | COM | 023135106 |  | 2703136 | 12979 | SH |  | SOLE |  | 12979 | 0 | 0 |
| American Express Co | COM | 025816109 |  | 103146 | 341 | SH |  | SOLE |  | 341 | 0 | 0 |
| American International Group Inc | COM NEW | 026874784 |  | 45150 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| Ameriprise Financial Inc | COM | 03076C106 |  | 277750 | 625 | SH |  | SOLE |  | 625 | 0 | 0 |
| Amgen Inc | COM | 031162100 |  | 52778 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| Elevance Health Inc. | COM | 036752103 |  | 75530 | 258 | SH |  | SOLE |  | 258 | 0 | 0 |
| Apple Inc | COM | 037833100 |  | 5980561 | 23565 | SH |  | SOLE |  | 23077 | 488 | 0 |
| Applied Materials Inc | COM | 038222105 |  | 365715 | 1070 | SH |  | SOLE |  | 1070 | 0 | 0 |
| Archer Daniels Midland Co | COM | 039483102 |  | 29076 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| AutoZone Inc | COM | 053332102 |  | 60800 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| Bank Of America Corp | COM | 060505104 |  | 94136 | 1931 | SH |  | SOLE |  | 1931 | 0 | 0 |
| Becton Dickenson  Co | COM | 075887109 |  | 96225 | 612 | SH |  | SOLE |  | 606 | 6 | 0 |
| Berkshire Hathaway Inc Class B | CL B NEW | 084670702 |  | 264998 | 553 | SH |  | SOLE |  | 553 | 0 | 0 |
| Blackrock Inc | COM | 09290D101 |  | 96171 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Boeing Company | COM | 097023105 |  | 45180 | 227 | SH |  | SOLE |  | 227 | 0 | 0 |
| Booking Holdings Inc | COM | 09857L108 |  | 366298 | 87 | SH |  | SOLE |  | 87 | 0 | 0 |
| Bristol-Myers Squibb Co | COM | 110122108 |  | 171033 | 2820 | SH |  | SOLE |  | 2820 | 0 | 0 |
| Broadridge Financial Solutions | COM | 11133T103 |  | 8124 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| Broadcom Inc | COM | 11135F101 |  | 1195637 | 3863 | SH |  | SOLE |  | 3863 | 0 | 0 |
| Cigna Corp | COM | 125523100 |  | 1334 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| CME Group Inc | COM | 12572Q105 |  | 9747 | 33 | SH |  | SOLE |  | 33 | 0 | 0 |
| CSX Corp | COM | 126408103 |  | 56280 | 1371 | SH |  | SOLE |  | 1371 | 0 | 0 |
| CVS Health Corp | COM | 126650100 |  | 159871 | 2226 | SH |  | SOLE |  | 2226 | 0 | 0 |
| Cadence Design System Inc | COM | 127387108 |  | 19451 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| Capital One Financial Corp | COM | 14040H105 |  | 188193 | 1032 | SH |  | SOLE |  | 1032 | 0 | 0 |
| Cardinal Health Inc | COM | 14149Y108 |  | 105655 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Carnival Corp | COMMON STOCK | 143658300 |  | 18116 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| Caterpillar Inc | COM | 149123101 |  | 1643627 | 2320 | SH |  | SOLE |  | 2280 | 40 | 0 |
| Charter Communications Inc | CL A | 16119P108 |  | 21588 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Chipotle Mexican Grill Cl A | COM | 169656105 |  | 35211 | 1100 | SH |  | SOLE |  | 1100 | 0 | 0 |
| Church  Dwight Co | COM | 171340102 |  | 129901 | 1392 | SH |  | SOLE |  | 1392 | 0 | 0 |
| Ciena Corp | COM NEW | 171779309 |  | 582345 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| Cisco Systems Inc | COM | 17275R102 |  | 754175 | 9720 | SH |  | SOLE |  | 9720 | 0 | 0 |
| Cintas Corporation | COM | 172908105 |  | 8119 | 48 | SH |  | SOLE |  | 48 | 0 | 0 |
| Citigroup Inc New | COM NEW | 172967424 |  | 4310 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| Clorox Company | COM | 189054109 |  | 20726 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Comcast Corp Class A | CL A | 20030N101 |  | 4134 | 144 | SH |  | SOLE |  | 144 | 0 | 0 |
| Conoco Phillips | COM | 20825C104 |  | 377256 | 2858 | SH |  | SOLE |  | 2761 | 97 | 0 |
| Constellation Brands Inc Class A | CL A | 21036P108 |  | 52500 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| Copart Inc | COM | 217204106 |  | 10358 | 312 | SH |  | SOLE |  | 312 | 0 | 0 |
| Corning Inc. | COM | 219350105 |  | 205451 | 1511 | SH |  | SOLE |  | 1511 | 0 | 0 |
| Corteva Inc | COM | 22052L104 |  | 11133 | 133 | SH |  | SOLE |  | 133 | 0 | 0 |
| Costco Wholesale Corporation | COM | 22160K105 |  | 1593292 | 1599 | SH |  | SOLE |  | 1599 | 0 | 0 |
| Cracker Barrel Old Country Store Inc | COM | 22410J106 |  | 1124 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| Crown Castle Intl Corp | COM | 22822V101 |  | 325 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| Cummins Inc | COM | 231021106 |  | 47346 | 88 | SH |  | SOLE |  | 88 | 0 | 0 |
| DTE Energy Co | COM | 233331107 |  | 12721 | 87 | SH |  | SOLE |  | 87 | 0 | 0 |
| Danaher Corp | COM | 235851102 |  | 93283 | 492 | SH |  | SOLE |  | 492 | 0 | 0 |
| Delta Air Lines Inc | COM NEW | 247361702 |  | 4388 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| Walt Disney Co | COM | 254687106 |  | 14457 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| Dominion Energy Inc | COM | 25746U109 |  | 41110 | 665 | SH |  | SOLE |  | 665 | 0 | 0 |
| Donaldson Co Inc | COM | 257651109 |  | 70442 | 830 | SH |  | SOLE |  | 830 | 0 | 0 |
| Dover Corp | COM | 260003108 |  | 377711 | 1812 | SH |  | SOLE |  | 1812 | 0 | 0 |
| Dow Inc | COM | 260557103 |  | 203502 | 4886 | SH |  | SOLE |  | 4886 | 0 | 0 |
| Duke Energy Corp New | COM NEW | 26441C204 |  | 124000 | 947 | SH |  | SOLE |  | 908 | 39 | 0 |
| Dupont de Nemours Inc | COM | 26614N102 |  | 19831 | 433 | SH |  | SOLE |  | 433 | 0 | 0 |
| Ecolab Inc | COM | 278865100 |  | 106674 | 401 | SH |  | SOLE |  | 401 | 0 | 0 |
| Edwards Lifesciences Corp | COM | 28176E108 |  | 51972 | 649 | SH |  | SOLE |  | 649 | 0 | 0 |
| Emerson Electric | COM | 291011104 |  | 42057 | 321 | SH |  | SOLE |  | 321 | 0 | 0 |
| Enbridge Inc ADR | COM | 29250N105 |  | 201780 | 3727 | SH |  | SOLE |  | 3669 | 58 | 0 |
| Exelon Corp | COM | 30161N101 |  | 19608 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| FMC Corp | COM NEW | 302491303 |  | 121 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| Meta Platforms Inc | CL A | 30303M102 |  | 1218065 | 2129 | SH |  | SOLE |  | 2129 | 0 | 0 |
| Fair Isaac Corporation | COM | 303250104 |  | 10675 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| Fedex Corporation | COM | 31428X106 |  | 71236 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Fifth Third Bancorp | COM | 316773100 |  | 155176 | 3340 | SH |  | SOLE |  | 3340 | 0 | 0 |
| Fiserv Inc | COM | 337738108 |  | 66960 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| Ford Motor Company | COM | 345370860 |  | 23080 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| Fortinet Inc | COM | 34959E109 |  | 53118 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| Fortive Corp | COM | 34959J108 |  | 52516 | 950 | SH |  | SOLE |  | 950 | 0 | 0 |
| Freeport-McMoRan Copper  Gold Inc. | CL B | 35671D857 |  | 1176 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| General Motors Co | COM | 37045V100 |  | 37250 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Genuine Parts Co | COM | 372460105 |  | 31725 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Gilead Sciences Inc | COM | 375558103 |  | 50173 | 360 | SH |  | SOLE |  | 360 | 0 | 0 |
| Goldman Sachs Group Inc. | COM | 38141G104 |  | 5922 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| Goodyear Tire  Rubber Co | COM | 382550101 |  | 5304 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| HP Inc | COM | 40434L105 |  | 14888 | 775 | SH |  | SOLE |  | 775 | 0 | 0 |
| Hasbro Inc | COM | 418056107 |  | 165578 | 1769 | SH |  | SOLE |  | 1769 | 0 | 0 |
| Heico Corp New | COM | 422806109 |  | 19742 | 72 | SH |  | SOLE |  | 72 | 0 | 0 |
| Hershey Co | COM | 427866108 |  | 62367 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Hewlett Packard Enterprise Co | COM | 42824C109 |  | 13500 | 567 | SH |  | SOLE |  | 567 | 0 | 0 |
| Hologic Inc | COM | 436440101 |  | 90708 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| Home Depot Inc | COM | 437076102 |  | 880110 | 2676 | SH |  | SOLE |  | 2626 | 50 | 0 |
| Honeywell International Inc | COM | 438516106 |  | 426067 | 1885 | SH |  | SOLE |  | 1885 | 0 | 0 |
| Huntington Bancshares Inc | COM | 446150104 |  | 147799 | 9444 | SH |  | SOLE |  | 9444 | 0 | 0 |
| Idexx Laboratorie Inc | COM | 45168D104 |  | 28095 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| Illinois Tool Works | COM | 452308109 |  | 781 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| Illumina Inc | COM | 452327109 |  | 12326 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Intel Corp | COM | 458140100 |  | 76301 | 1729 | SH |  | SOLE |  | 1700 | 29 | 0 |
| Intercontinental Exchange Inc. | COM | 45866F104 |  | 3617 | 23 | SH |  | SOLE |  | 23 | 0 | 0 |
| IBM Corp | COM | 459200101 |  | 141556 | 584 | SH |  | SOLE |  | 584 | 0 | 0 |
| International Paper Co | COM | 460146103 |  | 42840 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| Intuit Inc | COM | 461202103 |  | 15133 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| Intuitive Surgical Inc | COM NEW | 46120E602 |  | 153971 | 334 | SH |  | SOLE |  | 334 | 0 | 0 |
| JP Morgan Chase  Co | COM | 46625H100 |  | 625384 | 2126 | SH |  | SOLE |  | 1958 | 168 | 0 |
| Kimberly-Clark Corp | COM | 494368103 |  | 4341 | 45 | SH |  | SOLE |  | 0 | 45 | 0 |
| Kinder Morgan Inc | COM | 49456B101 |  | 53112 | 1584 | SH |  | SOLE |  | 1584 | 0 | 0 |
| Kraft Heinz Co | COM | 500754106 |  | 34612 | 1539 | SH |  | SOLE |  | 1539 | 0 | 0 |
| Kroger Co | COM | 501044101 |  | 410281 | 5670 | SH |  | SOLE |  | 5670 | 0 | 0 |
| L3Harris Technologies Inc | COM | 502431109 |  | 284058 | 823 | SH |  | SOLE |  | 823 | 0 | 0 |
| Leggett  Platt Inc | COM | 524660107 |  | 10868 | 1100 | SH |  | SOLE |  | 1100 | 0 | 0 |
| Leidos Holdings Inc | COM | 525327102 |  | 62208 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| Lilly Eli  Co | COM | 532457108 |  | 857226 | 932 | SH |  | SOLE |  | 932 | 0 | 0 |
| Lincoln Electric Holdings | COM | 533900106 |  | 6227 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| Lincoln National Corp | COM | 534187109 |  | 61238 | 1725 | SH |  | SOLE |  | 1725 | 0 | 0 |
| Lockheed Martin Corp | COM | 539830109 |  | 460545 | 762 | SH |  | SOLE |  | 754 | 8 | 0 |
| Lowes Companies Inc | COM | 548661107 |  | 23628 | 100 | SH |  | SOLE |  | 0 | 100 | 0 |
| Marathon Petroleum Corp | COM | 56585A102 |  | 293016 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| Marriott International Inc | CL A | 571903202 |  | 23876 | 73 | SH |  | SOLE |  | 73 | 0 | 0 |
| Mastercard Inc | CL A | 57636Q104 |  | 929368 | 1860 | SH |  | SOLE |  | 1860 | 0 | 0 |
| McDonalds Corp | COM | 580135101 |  | 1147126 | 3691 | SH |  | SOLE |  | 3661 | 30 | 0 |
| McKesson Corp | COM | 58155Q103 |  | 259608 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Merck  Co Inc | COM | 58933Y105 |  | 311671 | 2591 | SH |  | SOLE |  | 2591 | 0 | 0 |
| Micron Technology Inc | COM | 595112103 |  | 278380 | 824 | SH |  | SOLE |  | 824 | 0 | 0 |
| Mondelez International Inc | CL A | 609207105 |  | 210501 | 3652 | SH |  | SOLE |  | 3652 | 0 | 0 |
| Monster Beverage Corp | COM | 61174X109 |  | 31230 | 431 | SH |  | SOLE |  | 431 | 0 | 0 |
| Morgan Stanley | COM NEW | 617446448 |  | 131985 | 802 | SH |  | SOLE |  | 802 | 0 | 0 |
| Netflix Inc | COM | 64110L106 |  | 97400 | 1013 | SH |  | SOLE |  | 1013 | 0 | 0 |
| Nextera Energy Inc | COM | 65339F101 |  | 375607 | 4044 | SH |  | SOLE |  | 3924 | 120 | 0 |
| Nike Inc | CL B | 654106103 |  | 39087 | 740 | SH |  | SOLE |  | 740 | 0 | 0 |
| Norfolk Southern Corp | COM | 655844108 |  | 933898 | 3254 | SH |  | SOLE |  | 3216 | 38 | 0 |
| Northup Grumman Corp | COM | 666807102 |  | 446185 | 654 | SH |  | SOLE |  | 654 | 0 | 0 |
| Dnow Inc | COM | 67011P100 |  | 1191 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| NVIDIA Corp | COM | 67066G104 |  | 5950005 | 34117 | SH |  | SOLE |  | 33997 | 120 | 0 |
| O'Reilly Automotive Inc | COM | 67103H107 |  | 31847 | 345 | SH |  | SOLE |  | 345 | 0 | 0 |
| Old Dominion Freight Line Inc | COM | 679580100 |  | 10161 | 52 | SH |  | SOLE |  | 52 | 0 | 0 |
| Oracle Corporation Com | COM | 68389X105 |  | 16771 | 114 | SH |  | SOLE |  | 114 | 0 | 0 |
| Oshkosh Corp | COM | 688239201 |  | 29442 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| PNC Financial Services Group | COM | 693475105 |  | 114450 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| PPL Corporation | COM | 69351T106 |  | 49660 | 1300 | SH |  | SOLE |  | 1300 | 0 | 0 |
| Palo Alto Networks Inc | COM | 697435105 |  | 14589 | 91 | SH |  | SOLE |  | 91 | 0 | 0 |
| Parker-Hannifin Corp | COM | 701094104 |  | 3581 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| Paycom Software Inc | COM | 70432V102 |  | 8751 | 72 | SH |  | SOLE |  | 72 | 0 | 0 |
| PayPal Holdings Inc | COM | 70450Y103 |  | 135373 | 2993 | SH |  | SOLE |  | 2993 | 0 | 0 |
| Pfizer Inc | COM | 717081103 |  | 129449 | 4610 | SH |  | SOLE |  | 3375 | 1235 | 0 |
| Philip Morris International Inc | COM | 718172109 |  | 490398 | 2966 | SH |  | SOLE |  | 2916 | 50 | 0 |
| Phillips 66 | COM | 718546104 |  | 113863 | 625 | SH |  | SOLE |  | 625 | 0 | 0 |
| Pitney Bowes Inc | COM | 724479100 |  | 13260 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| T. Rowe Price Group Inc | COM | 74144T108 |  | 31549 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| Principal Financiall Group Inc | COM | 74251V102 |  | 8560 | 95 | SH |  | SOLE |  | 95 | 0 | 0 |
| Progressive Corp | COM | 743315103 |  | 77314 | 390 | SH |  | SOLE |  | 390 | 0 | 0 |
| Prudential Financial Inc | COM | 744320102 |  | 176135 | 1803 | SH |  | SOLE |  | 1803 | 0 | 0 |
| Public Service Enterprise Group | COM | 744573106 |  | 70831 | 875 | SH |  | SOLE |  | 875 | 0 | 0 |
| Qorvo Inc | COM | 74736K101 |  | 13545 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| Qualcomm Inc | COM | 747525103 |  | 334957 | 2601 | SH |  | SOLE |  | 2601 | 0 | 0 |
| Quest Diagnostics Inc | COM | 74834L100 |  | 134442 | 686 | SH |  | SOLE |  | 686 | 0 | 0 |
| Resideo Technologies Inc | COM | 76118Y104 |  | 1112 | 33 | SH |  | SOLE |  | 33 | 0 | 0 |
| S Global Inc | COM | 78409V104 |  | 14887 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| Salesforce Inc | COM | 79466L302 |  | 159976 | 857 | SH |  | SOLE |  | 857 | 0 | 0 |
| Charles Schwab Corporation | COM | 808513105 |  | 1034 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| Sempra | COM | 816851109 |  | 58302 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| ServiceNow Inc | COM | 81762P102 |  | 24256 | 232 | SH |  | SOLE |  | 232 | 0 | 0 |
| Sherwin-Williams Co | COM | 824348106 |  | 425370 | 1327 | SH |  | SOLE |  | 1327 | 0 | 0 |
| Southwest Airlines Co | COM | 844741108 |  | 11271 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Starbucks Corp | COM | 855244109 |  | 182405 | 2036 | SH |  | SOLE |  | 2036 | 0 | 0 |
| TJX Companies Inc. | COM | 872540109 |  | 2715 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| Target Corp | COM | 87612E106 |  | 87143 | 719 | SH |  | SOLE |  | 719 | 0 | 0 |
| Texas Instruments Inc | COM | 882508104 |  | 58242 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Textron Inc | COM | 883203101 |  | 11821 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| Thermo Fisher Scientific Inc | COM | 883556102 |  | 193171 | 393 | SH |  | SOLE |  | 393 | 0 | 0 |
| 3M Company | COM | 88579Y101 |  | 116910 | 805 | SH |  | SOLE |  | 805 | 0 | 0 |
| Travelers Companies Inc | COM | 89417E109 |  | 87504 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Tyson Foods Inc | CL A | 902494103 |  | 25628 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| U.S. Bancorp | COM NEW | 902973304 |  | 78015 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| Union Pacific Corp | COM | 907818108 |  | 781964 | 3223 | SH |  | SOLE |  | 1437 | 1786 | 0 |
| United Rentals Inc | COM | 911363109 |  | 5100 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| Unitedhealth Group Inc | COM | 91324P102 |  | 41400 | 153 | SH |  | SOLE |  | 153 | 0 | 0 |
| Valero Energy Corp | COM | 91913Y100 |  | 130705 | 529 | SH |  | SOLE |  | 529 | 0 | 0 |
| Verisk Analytics Inc | COM | 92345Y106 |  | 8539 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| Visa Inc | COM CL A | 92826C839 |  | 1372170 | 4540 | SH |  | SOLE |  | 4540 | 0 | 0 |
| Vulcan Materials Co | COM | 929160109 |  | 54460 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| WEC Energy Group Inc | COM | 92939U106 |  | 99910 | 863 | SH |  | SOLE |  | 828 | 35 | 0 |
| Wabtec Corp | COM | 929740108 |  | 52231 | 209 | SH |  | SOLE |  | 204 | 5 | 0 |
| Waste Management Inc | COM | 94106L109 |  | 209109 | 910 | SH |  | SOLE |  | 910 | 0 | 0 |
| Weyerhaeuser Co. | COM NEW | 962166104 |  | 24430 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Williams Cos Inc | COM | 969457100 |  | 293667 | 4035 | SH |  | SOLE |  | 4035 | 0 | 0 |
| Yum Brands Inc | COM | 988498101 |  | 62192 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| Zions Bancorporation N.A. | COM | 989701107 |  | 27370 | 475 | SH |  | SOLE |  | 475 | 0 | 0 |
| Zoetis Inc | CL A | 98978V103 |  | 74709 | 632 | SH |  | SOLE |  | 632 | 0 | 0 |
| 27 Percent of Bracy  Jahr Inc | COM | 843997BJ1 |  | 251100 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| iShares Silver Trust | ISHARES | 46428Q109 |  | 3748 | 55 | SH |  | SOLE |  | 55 | 0 | 0 |
| SPDR Gold Shares ETF | GOLD SHS | 78463V107 |  | 57229 | 133 | SH |  | SOLE |  | 133 | 0 | 0 |
| Vanguard Real Estate Index Fund ETF | REAL ESTATE ETF | 922908553 |  | 1052692 | 11868 | SH |  | SOLE |  | 11868 | 0 | 0 |
| iShares MSCI USA Min Vol Factor ETF | MSCI USA MIN VOL | 46429B697 |  | 19939 | 215 | SH |  | SOLE |  | 215 | 0 | 0 |
| Ubiquiti Inc | COM | 90353W103 |  | 130398 | 165 | SH |  | SOLE |  | 165 | 0 | 0 |
| Arch Capital Group Ltd ADR | ORD | G0450A105 |  | 37916 | 395 | SH |  | SOLE |  | 395 | 0 | 0 |
| Roku Inc | COM CL A | 77543R102 |  | 3312 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| Truist Financial Corp | COM | 89832Q109 |  | 111753 | 2431 | SH |  | SOLE |  | 2431 | 0 | 0 |
| Essential Utilities Inc | COM | 29670G102 |  | 72486 | 1800 | SH |  | SOLE |  | 1800 | 0 | 0 |
| Ingersoll-Rand Inc | COM | 45687V106 |  | 22914 | 286 | SH |  | SOLE |  | 286 | 0 | 0 |
| Trane Technologies PLC ADR | SHS | G8994E103 |  | 163779 | 393 | SH |  | SOLE |  | 393 | 0 | 0 |
| Aon PLC ADR | SHS CL A | G0403H108 |  | 34860 | 108 | SH |  | SOLE |  | 108 | 0 | 0 |
| Howmet Aerospace Inc | COM | 443201108 |  | 153486 | 666 | SH |  | SOLE |  | 666 | 0 | 0 |
| RTX Corp | COM | 75513E101 |  | 275847 | 1430 | SH |  | SOLE |  | 1385 | 45 | 0 |
| Celanese Corp Series A | COM | 150870103 |  | 526 | 8 | SH |  | SOLE |  | 8 | 0 | 0 |
| Humana Inc | COM | 444859102 |  | 34678 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Zebra Technologies Corp | CL A | 989207105 |  | 3763 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| Carrier Global Corp | COM | 14448C104 |  | 102653 | 1823 | SH |  | SOLE |  | 1778 | 45 | 0 |
| Otis Worldwide Corp | COM | 68902V107 |  | 45863 | 595 | SH |  | SOLE |  | 573 | 22 | 0 |
| Tortoise Energy Infrastructure Corp | COM | 89147L886 |  | 9571 | 192 | SH |  | SOLE |  | 192 | 0 | 0 |
| Tesla Inc | COM | 88160R101 |  | 159853 | 430 | SH |  | SOLE |  | 415 | 15 | 0 |
| Teladoc Health Inc | COM | 87918A105 |  | 44 | 8 | SH |  | SOLE |  | 0 | 8 | 0 |
| KLA Corp | COM NEW | 482480100 |  | 97179 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| Viatris Inc | COM | 92556V106 |  | 5566 | 412 | SH |  | SOLE |  | 407 | 5 | 0 |
| Blackrock Institutional Trust Company N.A. Ishares Gold ETF | ISHARES NEW | 464285204 |  | 68853 | 781 | SH |  | SOLE |  | 781 | 0 | 0 |
| Organon  Co | COMMON STOCK | 68622V106 |  | 168 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| DT Midstream Inc | COMMON STOCK | 23345M107 |  | 5925 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| Ge Aerospace | COM NEW | 369604301 |  | 111805 | 394 | SH |  | SOLE |  | 265 | 129 | 0 |
| Kyndryl Holdings Inc | COMMON STOCK | 50155Q100 |  | 420 | 32 | SH |  | SOLE |  | 32 | 0 | 0 |
| Orion Properties Inc | COM | 68629Y103 |  | 211 | 98 | SH |  | SOLE |  | 98 | 0 | 0 |
| Shell PLC ADR | SPON ADS | 780259305 |  | 159867 | 1719 | SH |  | SOLE |  | 1719 | 0 | 0 |
| Datadog Inc Class A | CL A COM | 23804L103 |  | 5194 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| Amphenol Corp Class A | CL A | 032095101 |  | 7202 | 57 | SH |  | SOLE |  | 57 | 0 | 0 |
| Synopsys Inc | COM | 871607107 |  | 5551 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| Constellation Energy Corp | COM | 21037T109 |  | 37140 | 133 | SH |  | SOLE |  | 133 | 0 | 0 |
| Monolithic Power System Inc | COM | 609839105 |  | 7653 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| Embecta Corp | COMMON STOCK | 29082K105 |  | 645 | 73 | SH |  | SOLE |  | 72 | 1 | 0 |
| Warner Bros. Discovery Inc | COM SER A | 934423104 |  | 23341 | 850 | SH |  | SOLE |  | 807 | 43 | 0 |
| Steel Dynamics Inc | COM | 858119100 |  | 9000 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ESS US Global Jets ETF | US GLB JETS | 26922A842 |  | 5419 | 220 | SH |  | SOLE |  | 220 | 0 | 0 |
| Haleon PLC ADR | SPON ADS | 405552100 |  | 5005 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| GSK PLC ADR | SPONSORED ADR | 37733W204 |  | 22904 | 415 | SH |  | SOLE |  | 415 | 0 | 0 |
| GE Healthcare Technologies Inc | COMMON STOCK | 36266G107 |  | 8399 | 118 | SH |  | SOLE |  | 75 | 43 | 0 |
| Compass Pathways PLC ADR | SPONSORED ADS | 20451W101 |  | 1084 | 196 | SH |  | SOLE |  | 196 | 0 | 0 |
| VanEck Intermediate Muni ETF | INTRMDT MUNI ETF | 92189H201 |  | 149783 | 3226 | SH |  | SOLE |  | 3226 | 0 | 0 |
| Arcadia Biosciences Inc | COM | 039014303 |  | 3 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| Yum China Hldgs Inc | COM | 98850P109 |  | 19512 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| Vanguard Group Inc. S 500 Growth ETF | 500 GRTH IDX F | 921932505 |  | 4485 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| iShares Semiconductor ETF | ISHARES SEMICDTR | 464287523 |  | 6902 | 21 | SH |  | SOLE |  | 21 | 0 | 0 |
| Vanguard Value ETF | VALUE ETF | 922908744 |  | 70828 | 361 | SH |  | SOLE |  | 361 | 0 | 0 |
| Vanguard Growth ETF | GROWTH ETF | 922908736 |  | 706726 | 1618 | SH |  | SOLE |  | 1618 | 0 | 0 |
| Invesco S Midcap Low Volatility ETF | S MIDCP LOW | 46138E198 |  | 10201 | 162 | SH |  | SOLE |  | 162 | 0 | 0 |
| Blink Charging Co | COM | 09354A100 |  | 108 | 190 | SH |  | SOLE |  | 190 | 0 | 0 |
| Veralto Corp | COM SHS | 92338C103 |  | 15297 | 173 | SH |  | SOLE |  | 173 | 0 | 0 |
| Vanguard Tax Exempt Bond ETF | TAX EXEMPT BD | 922907746 |  | 827675 | 16590 | SH |  | SOLE |  | 16590 | 0 | 0 |
| Fidelity Wise Origin Bitcoin ETF | SHS | 315948109 |  | 48228 | 817 | SH |  | SOLE |  | 409 | 408 | 0 |
| W. P. Carey Inc. | COM | 92936U109 |  | 7883 | 116 | SH |  | SOLE |  | 116 | 0 | 0 |
| Invesco S 500 GARP ETF | S 500 GARP ETF | 46137V431 |  | 10762 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| iShares S 100 ETF | S 100 ETF | 464287101 |  | 224875 | 707 | SH |  | SOLE |  | 707 | 0 | 0 |
| Schwab US TIPS ETF | US TIPS ETF | 808524870 |  | 106 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| Solventum Corp | COM SHS | 83444M101 |  | 3657 | 56 | SH |  | SOLE |  | 56 | 0 | 0 |
| GE Vernova Inc | COM | 36828A101 |  | 84671 | 97 | SH |  | SOLE |  | 65 | 32 | 0 |
| iShares Intermediate Govt Credit Bond ETF | INTRM GOV CR ETF | 464288612 |  | 30024233 | 281442 | SH |  | SOLE |  | 277033 | 4409 | 0 |
| Lam Research Corp | COM NEW | 512807306 |  | 349975 | 1638 | SH |  | SOLE |  | 1638 | 0 | 0 |
| TE Connectivity PLC ADR | ORD SHS | G87052109 |  | 132519 | 634 | SH |  | SOLE |  | 634 | 0 | 0 |
| Spotify Technology SA ADR | SHS | L8681T102 |  | 5334 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| KKR  Co Inc | COM | 48251W104 |  | 7493 | 81 | SH |  | SOLE |  | 81 | 0 | 0 |
| Palantir Technologies Inc | CL A | 69608A108 |  | 39788 | 272 | SH |  | SOLE |  | 272 | 0 | 0 |
| Wingstop Inc | COM | 974155103 |  | 2634 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| Blackstone Inc | COM | 09260D107 |  | 147302 | 1281 | SH |  | SOLE |  | 1281 | 0 | 0 |
| Henry Schein Inc | COM | 806407102 |  | 42378 | 575 | SH |  | SOLE |  | 575 | 0 | 0 |
| Arcosa Inc | COM | 039653100 |  | 14117 | 133 | SH |  | SOLE |  | 133 | 0 | 0 |
| Biomarin Pharmaceutical Inc | COM | 09061G101 |  | 5649 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| Catalyst Pharmaceuticals Inc | COM | 14888U101 |  | 148560 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| Citizens Financial Group | COM | 174610105 |  | 35982 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| D.R. Horton Inc | COM | 23331A109 |  | 75471 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| Dana Inc | COM | 235825205 |  | 33650 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Dicks Sporting Goods Inc | COM | 253393102 |  | 99145 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Evergy Inc | COM | 30034W106 |  | 102400 | 1250 | SH |  | SOLE |  | 1250 | 0 | 0 |
| Fidelity Total Bond ETF | TOTAL BD ETF | 316188309 |  | 22810 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| Grail Inc | COM | 384747101 |  | 827 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| Invesco Global ex-US High Yield Corporate Bond ETF | GLOBAL EX US HGH | 46138E669 |  | 23777 | 1225 | SH |  | SOLE |  | 1225 | 0 | 0 |
| iShares 1-5 Year Investment Grade Corporate Bond ETF | ISHS 1-5YR INVS | 464288646 |  | 10512 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| IShares Trust Core Universal USD Bond ETF | CORE UNIVRSL USD | 46434V613 |  | 23095 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| iShares Core Dividend Growth ETF | CORE DIV GRWTH | 46434V621 |  | 21054 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Lazard Inc | COM | 52110M109 |  | 27612 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| Nexstar Media Group Inc | COMMON STOCK | 65336K103 |  | 54249 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Gen Digital Inc | COM | 668771108 |  | 11298 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| On Semiconductor Corp | COM | 682189105 |  | 61920 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Pimco Active Bond ETF | ACTIVE BD ETF | 72201R775 |  | 20763 | 225 | SH |  | SOLE |  | 225 | 0 | 0 |
| H2O America | COM | 784305104 |  | 58670 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| State Street SPDR Portfolio S 500 Growth ETF | STATE STREET SPD | 78464A409 |  | 29373 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| Trinity Industries Inc | COM | 896522109 |  | 12872 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| Vanguard Total International Bond ETF | TOTAL INT BD ETF | 92203J407 |  | 21623 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| Mccormick  Co Inc | COM NON VTG | 579780206 |  | 27742 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| NOV | COM | 62955J103 |  | 7524 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| State Street SPDR Portfolio Mortgage Backed Bond ETF | STATE STREET SPD | 78464A383 |  | 22390 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Nuveen ESG 1-5 Year US Agg Bond ETF | NUVEEN ESG 1-5 | 67092P110 |  | 9322 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| Vanguard Intermediate Term Corporate Bond ETF | INT-TERM CORP | 92206C870 |  | 27308 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| Williams-Sonoma Inc | COM | 969904101 |  | 182330 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| Archer Aviation Inc  Class A | COM CL A | 03945R102 |  | 10340 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| Snap-on Inc | COM | 833034101 |  | 53393 | 147 | SH |  | SOLE |  | 147 | 0 | 0 |
| Uber Technologies Inc | COM | 90353T100 |  | 25247 | 351 | SH |  | SOLE |  | 351 | 0 | 0 |
| Energy Transfer LP | COM UT LTD PTN | 29273V100 |  | 57900 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| Mosaic Company | COM | 61945C103 |  | 5100 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| Capital Clean Energy Carriers Corp | COM | Y00408107 |  | 56672 | 2800 | SH |  | SOLE |  | 2800 | 0 | 0 |
| Coreweave Inc. Ordinary Shares - Class A | COM CL A | 21873S108 |  | 17198 | 222 | SH |  | SOLE |  | 222 | 0 | 0 |
| Ares Capital Corp Ordinary Shares | COM | 04010L103 |  | 24778 | 1375 | SH |  | SOLE |  | 1375 | 0 | 0 |
| Circle Internet Group Inc | COM CL A | 172573107 |  | 3626 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| Coinbase Global Inc | COM CL A | 19260Q107 |  | 1222 | 7 | SH |  | SOLE |  | 7 | 0 | 0 |
| Welltower Inc. Ordinary Shares | COM | 95040Q104 |  | 52393 | 265 | SH |  | SOLE |  | 265 | 0 | 0 |
| Solstice Advanced Materials Inc. | COM SHS | 83443Q103 |  | 7997 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| Qnity Electronics Inc | COMMON STOCK | 74743L100 |  | 25037 | 217 | SH |  | SOLE |  | 217 | 0 | 0 |
| Gildan Activewear Inc ADR | COM | 375916103 |  | 7346 | 132 | SH |  | SOLE |  | 132 | 0 | 0 |
| Magnum Ice Cream Co. (The) ADR | ORD SHS | N5505D105 |  | 322 | 22 | SH |  | SOLE |  | 1 | 21 | 0 |
| Unilever Plc ADR | SPON ADR NEW | 904767803 |  | 5754 | 101 | SH |  | SOLE |  | 8 | 93 | 0 |
| Schwab Strategic Trust International Equity ETF | INTL EQTY ETF | 808524805 |  | 57321 | 2316 | SH |  | SOLE |  | 2316 | 0 | 0 |
| Invesco Capital Management LLC S 500 Equal Weight ETF | S EQL WGT | 46137V357 |  | 32051 | 167 | SH |  | SOLE |  | 167 | 0 | 0 |
| Boston Scientific Corp. | COM | 101137107 |  | 2824 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| Ataibeckley Inc. | COM SHS | 04650F101 |  | 3784 | 1069 | SH |  | SOLE |  | 1069 | 0 | 0 |
| Hilton Worldwide Holdings Inc | COM | 43300A203 |  | 3649 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| Iqvia Holdings Inc | COM | 46266C105 |  | 2217 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| Lpl Financial Holdings Inc | COM | 50212V100 |  | 3309 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| Versant Media Group Inc Ordinary Shares- Class A | COM CL A | 925283103 |  | 185 | 5 | SH |  | SOLE |  | 5 | 0 | 0 |
| Abrdn Physical Silver Shares ETF | PHYSCL SILVR SHS | 003264108 |  | 2292 | 32 | SH |  | SOLE |  | 32 | 0 | 0 |
| Roblox Corporation Ordinary Shares - Class A | CL A | 771049103 |  | 2376 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| Astrazeneca PLC ADR | ORD | G0593M107 |  | 98583 | 509 | SH |  | SOLE |  | 509 | 0 | 0 |
| Quanta Services Inc. | COM | 74762E102 |  | 6588 | 12 | SH |  | SOLE |  | 12 | 0 | 0 |
| Banco Bilbao Vizcaya Argentaria S.A. ADR | SPONSORED ADR | 05946K101 |  | 1754 | 81 | SH |  | SOLE |  | 81 | 0 | 0 |
| Lloyds Banking Group PLC ADR | SPONSORED ADR | 539439109 |  | 936 | 186 | SH |  | SOLE |  | 186 | 0 | 0 |
| Mitsubishi UFJ Financial Group Inc. ADR | SPONSORED ADS | 606822104 |  | 849 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| Sap SE ADR | SPON ADR | 803054204 |  | 1883 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| State Street SPDR Portfolio Long Term Treasury ETF | STATE STREET SPD | 78464A664 |  | 12203 | 464 | SH |  | SOLE |  | 464 | 0 | 0 |
| Ing Groep N.V. ADR | SPONSORED ADR | 456837103 |  | 1485 | 57 | SH |  | SOLE |  | 57 | 0 | 0 |
| Deutsche Bank Ag Registered Shares ADR | NAMEN AKT | D18190898 |  | 866 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| Totalenergies Se Ordinary Shares ADR | ACT | F92124100 |  | 1398 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| Arm Holdings PLC | SPONSORED ADS | 042068205 |  | 6051 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |

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