# EDGAR Filing Document

**Accession Number:** 0001910000
**File Stem:** 0001398344-23-002484
**Filing Date:** 2023-2
**Character Count:** 34625
**Document Hash:** 0d6de49465942b3daaac40870600fa02
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-23-002484.hdr.sgml**: 20230209

**ACCESSION NUMBER**: 0001398344-23-002484

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230209

**DATE AS OF CHANGE**: 20230209

**EFFECTIVENESS DATE**: 20230209

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CARDIFF PARK ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001910000
- **IRS NUMBER:** 204244162

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22213
- **FILM NUMBER:** 23605164

**BUSINESS ADDRESS:**
- **STREET 1:** 7161 AVIARA DRIVE
- **CITY:** CARLSBAD
- **STATE:** CA
- **ZIP:** 92011
- **BUSINESS PHONE:** 760-635-7526

**MAIL ADDRESS:**
- **STREET 1:** 7161 AVIARA DRIVE
- **CITY:** CARLSBAD
- **STATE:** CA
- **ZIP:** 92011

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CARDIFF PARK ADVISORS LLC<br>**Address:** 7161 AVIARA DRIVE<br>CARLSBAD, CA 92011

**Form 13F File Number:** 028-22213

**CRD Number (if applicable):** 000126752

**SEC File Number (if applicable):** 801-66660

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John Gorlow<br>**Title:** Chief Compliance Officer<br>**Phone:** 760-635-7526

**Signature, Place, and Date of Signing:**

/s/ John Gorlow  Carlsbad, CA  02-09-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 311

**Form 13F Information Table Value Total:** $716425256

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 389163 | 3245 | SH |  | SOLE |  | 0 | 0 | 3245 |
| ABBOTT LABS | COM | 002824100 |  | 953209 | 8682 | SH |  | SOLE |  | 0 | 0 | 8682 |
| ABBVIE INC | COM | 00287Y109 |  | 970759 | 6007 | SH |  | SOLE |  | 0 | 0 | 6007 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 341241 | 1014 | SH |  | SOLE |  | 0 | 0 | 1014 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 363360 | 5610 | SH |  | SOLE |  | 0 | 0 | 5610 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 397030 | 1288 | SH |  | SOLE |  | 0 | 0 | 1288 |
| AIRBNB INC | COM CL A | 009066101 |  | 226233 | 2646 | SH |  | SOLE |  | 0 | 0 | 2646 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 206483 | 2344 | SH |  | SOLE |  | 0 | 0 | 2344 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2952995 | 33281 | SH |  | SOLE |  | 0 | 0 | 33281 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2772187 | 31420 | SH |  | SOLE |  | 0 | 0 | 31420 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 229162 | 5013 | SH |  | SOLE |  | 0 | 0 | 5013 |
| AMAZON COM INC | COM | 023135106 |  | 3953628 | 47067 | SH |  | SOLE |  | 0 | 0 | 47067 |
| AMERICAN CENTY ETF TR | AVANTIS US SMALL | 025072323 |  | 90081 | 2078 | SH |  | SOLE |  | 0 | 0 | 2078 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 4388203 | 87432 | SH |  | SOLE |  | 0 | 0 | 87432 |
| AMERICAN CENTY ETF TR | REAL ESTATE ETF | 025072356 |  | 2046522 | 49769 | SH |  | SOLE |  | 0 | 0 | 49769 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 |  | 473630 | 10499 | SH |  | SOLE |  | 0 | 0 | 10499 |
| AMERICAN CENTY ETF TR | EMERGING MKT VAL | 025072372 |  | 164442 | 4013 | SH |  | SOLE |  | 0 | 0 | 4013 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 |  | 1007760 | 24595 | SH |  | SOLE |  | 0 | 0 | 24595 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 7700327 | 152633 | SH |  | SOLE |  | 0 | 0 | 152633 |
| AMERICAN CENTY ETF TR | AVANTIS SHFXDINC | 025072687 |  | 1235754 | 26936 | SH |  | SOLE |  | 0 | 0 | 26936 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 14591332 | 274325 | SH |  | SOLE |  | 0 | 0 | 274325 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 4313237 | 77927 | SH |  | SOLE |  | 0 | 0 | 77927 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 2509790 | 33684 | SH |  | SOLE |  | 0 | 0 | 33684 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 12210842 | 179545 | SH |  | SOLE |  | 0 | 0 | 179545 |
| AMERISOURCEBERGEN CORP | COM | 03073E105 |  | 391768 | 2364 | SH |  | SOLE |  | 0 | 0 | 2364 |
| AMETEK INC | COM | 031100100 |  | 471555 | 3375 | SH |  | SOLE |  | 0 | 0 | 3375 |
| APPLE INC | COM | 037833100 |  | 15458545 | 118976 | SH |  | SOLE |  | 0 | 0 | 118976 |
| APPLIED MATLS INC | COM | 038222105 |  | 1490401 | 15305 | SH |  | SOLE |  | 0 | 0 | 15305 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 319405 | 3440 | SH |  | SOLE |  | 0 | 0 | 3440 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 1397932 | 75687 | SH |  | SOLE |  | 0 | 0 | 75687 |
| AT INC | COM | 00206R102 |  | 505493 | 27458 | SH |  | SOLE |  | 0 | 0 | 27458 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 1406133 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3761784 | 12178 | SH |  | SOLE |  | 0 | 0 | 12178 |
| BOEING CO | COM | 097023105 |  | 348216 | 1828 | SH |  | SOLE |  | 0 | 0 | 1828 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 410505 | 10268 | SH |  | SOLE |  | 0 | 0 | 10268 |
| CARLISLE COS INC | COM | 142339100 |  | 245899 | 1043 | SH |  | SOLE |  | 0 | 0 | 1043 |
| CATERPILLAR INC | COM | 149123101 |  | 752179 | 3140 | SH |  | SOLE |  | 0 | 0 | 3140 |
| CHEVRON CORP NEW | COM | 166764100 |  | 3601193 | 20063 | SH |  | SOLE |  | 0 | 0 | 20063 |
| CISCO SYS INC | COM | 17275R102 |  | 779114 | 16354 | SH |  | SOLE |  | 0 | 0 | 16354 |
| COCA COLA CO | COM | 191216100 |  | 488108 | 7673 | SH |  | SOLE |  | 0 | 0 | 7673 |
| COHU INC | COM | 192576106 |  | 11892377 | 371057 | SH |  | SOLE |  | 0 | 0 | 371057 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 200570 | 5735 | SH |  | SOLE |  | 0 | 0 | 5735 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 500987 | 4246 | SH |  | SOLE |  | 0 | 0 | 4246 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 421577 | 923 | SH |  | SOLE |  | 0 | 0 | 923 |
| CUMMINS INC | COM | 231021106 |  | 269426 | 1112 | SH |  | SOLE |  | 0 | 0 | 1112 |
| CVS HEALTH CORP | COM | 126650100 |  | 333908 | 3583 | SH |  | SOLE |  | 0 | 0 | 3583 |
| CYBIN INC | COM | 23256X100 |  | 5348 | 18000 | SH |  | SOLE |  | 0 | 0 | 18000 |
| DANAHER CORPORATION | COM | 235851102 |  | 342687 | 1291 | SH |  | SOLE |  | 0 | 0 | 1291 |
| DEERE  CO | COM | 244199105 |  | 746471 | 1741 | SH |  | SOLE |  | 0 | 0 | 1741 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 275088 | 4472 | SH |  | SOLE |  | 0 | 0 | 4472 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 641464 | 23740 | SH |  | SOLE |  | 0 | 0 | 23740 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 2530823 | 101071 | SH |  | SOLE |  | 0 | 0 | 101071 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 1169851 | 53296 | SH |  | SOLE |  | 0 | 0 | 53296 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 13508720 | 324651 | SH |  | SOLE |  | 0 | 0 | 324651 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 7869619 | 153854 | SH |  | SOLE |  | 0 | 0 | 153854 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 13067652 | 297330 | SH |  | SOLE |  | 0 | 0 | 297330 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 92723 | 3780 | SH |  | SOLE |  | 0 | 0 | 3780 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 |  | 30657 | 1088 | SH |  | SOLE |  | 0 | 0 | 1088 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 101365 | 3648 | SH |  | SOLE |  | 0 | 0 | 3648 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 107029613 | 4408139 | SH |  | SOLE |  | 0 | 0 | 4408139 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 23683 | 950 | SH |  | SOLE |  | 0 | 0 | 950 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 25265097 | 754633 | SH |  | SOLE |  | 0 | 0 | 754633 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 5225223 | 232646 | SH |  | SOLE |  | 0 | 0 | 232646 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 1049141 | 46402 | SH |  | SOLE |  | 0 | 0 | 46402 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 422085 | 19142 | SH |  | SOLE |  | 0 | 0 | 19142 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 585046 | 27199 | SH |  | SOLE |  | 0 | 0 | 27199 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 2846988 | 128185 | SH |  | SOLE |  | 0 | 0 | 128185 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 4829115 | 216068 | SH |  | SOLE |  | 0 | 0 | 216068 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 7989557 | 262814 | SH |  | SOLE |  | 0 | 0 | 262814 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 7556576 | 305070 | SH |  | SOLE |  | 0 | 0 | 305070 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 405201 | 19158 | SH |  | SOLE |  | 0 | 0 | 19158 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 5104327 | 212592 | SH |  | SOLE |  | 0 | 0 | 212592 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 365418 | 8878 | SH |  | SOLE |  | 0 | 0 | 8878 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 157812 | 3424 | SH |  | SOLE |  | 0 | 0 | 3424 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 415642 | 10011 | SH |  | SOLE |  | 0 | 0 | 10011 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 29967643 | 1387391 | SH |  | SOLE |  | 0 | 0 | 1387391 |
| DISNEY WALT CO | COM | 254687106 |  | 256936 | 2957 | SH |  | SOLE |  | 0 | 0 | 2957 |
| EATON VANCE SR FLTNG RTE TR | COM | 27828Q105 |  | 217520 | 19883 | SH |  | SOLE |  | 0 | 0 | 19883 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 578630 | 1128 | SH |  | SOLE |  | 0 | 0 | 1128 |
| EMERSON ELEC CO | COM | 291011104 |  | 213601 | 2224 | SH |  | SOLE |  | 0 | 0 | 2224 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2972270 | 26947 | SH |  | SOLE |  | 0 | 0 | 26947 |
| GENUINE PARTS CO | COM | 372460105 |  | 249170 | 1436 | SH |  | SOLE |  | 0 | 0 | 1436 |
| GLOBAL X FDS | GBL X BLOCKCHAIN | 37954Y160 |  | 541 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| GLOBAL X FDS | AUTONMOUS EV ETF | 37954Y624 |  | 7948 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| GLOBAL X FDS | RENEWABLE ENERGY | 37954Y707 |  | 3149 | 240 | SH |  | SOLE |  | 0 | 0 | 240 |
| GLOBAL X FDS | GLOBAL X URANIUM | 37954Y871 |  | 324954 | 16183 | SH |  | SOLE |  | 0 | 0 | 16183 |
| HOME DEPOT INC | COM | 437076102 |  | 511693 | 1620 | SH |  | SOLE |  | 0 | 0 | 1620 |
| HONEYWELL INTL INC | COM | 438516106 |  | 410863 | 1917 | SH |  | SOLE |  | 0 | 0 | 1917 |
| HORMEL FOODS CORP | COM | 440452100 |  | 634604 | 13932 | SH |  | SOLE |  | 0 | 0 | 13932 |
| ILLUMINA INC | COM | 452327109 |  | 1861251 | 9205 | SH |  | SOLE |  | 0 | 0 | 9205 |
| INDEPENDENCE RLTY TR INC | COM | 45378A106 |  | 213094 | 12639 | SH |  | SOLE |  | 0 | 0 | 12639 |
| INNOVIZ TECHNOLOGIES LTD | SHS | M5R635108 |  | 58950 | 15000 | SH |  | SOLE |  | 0 | 0 | 15000 |
| INTEL CORP | COM | 458140100 |  | 449518 | 17008 | SH |  | SOLE |  | 0 | 0 | 17008 |
| INTUIT | COM | 461202103 |  | 587725 | 1510 | SH |  | SOLE |  | 0 | 0 | 1510 |
| INVESCO EXCHANGE TRADED FD T | WATER RES ETF | 46137V142 |  | 10308 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 574244 | 4065 | SH |  | SOLE |  | 0 | 0 | 4065 |
| INVESCO EXCHANGE TRADED FD T | S SMCP VLU MNT | 46137V480 |  | 140161 | 3064 | SH |  | SOLE |  | 0 | 0 | 3064 |
| INVESCO EXCHANGE TRADED FD T | FTSE RAFI 1500 | 46137V597 |  | 19168 | 121 | SH |  | SOLE |  | 0 | 0 | 121 |
| INVESCO SR INCOME TR | COM | 46131H107 |  | 670250 | 175000 | SH |  | SOLE |  | 0 | 0 | 175000 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 644170 | 18623 | SH |  | SOLE |  | 0 | 0 | 18623 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 517043 | 10892 | SH |  | SOLE |  | 0 | 0 | 10892 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 4992 | 166 | SH |  | SOLE |  | 0 | 0 | 166 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 231210 | 10500 | SH |  | SOLE |  | 0 | 0 | 10500 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1568885 | 18501 | SH |  | SOLE |  | 0 | 0 | 18501 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 345655 | 2866 | SH |  | SOLE |  | 0 | 0 | 2866 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 924008 | 8681 | SH |  | SOLE |  | 0 | 0 | 8681 |
| ISHARES TR | CHINA LG-CAP ETF | 464287184 |  | 9877 | 349 | SH |  | SOLE |  | 0 | 0 | 349 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6026898 | 15686 | SH |  | SOLE |  | 0 | 0 | 15686 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 180908 | 1865 | SH |  | SOLE |  | 0 | 0 | 1865 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1389135 | 36653 | SH |  | SOLE |  | 0 | 0 | 36653 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 224189 | 2126 | SH |  | SOLE |  | 0 | 0 | 2126 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 94770 | 1620 | SH |  | SOLE |  | 0 | 0 | 1620 |
| ISHARES TR | GLOBAL ENERG ETF | 464287341 |  | 22521 | 578 | SH |  | SOLE |  | 0 | 0 | 578 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 431293 | 2973 | SH |  | SOLE |  | 0 | 0 | 2973 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 141754 | 1480 | SH |  | SOLE |  | 0 | 0 | 1480 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 243510 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 5668518 | 86358 | SH |  | SOLE |  | 0 | 0 | 86358 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 67859 | 644 | SH |  | SOLE |  | 0 | 0 | 644 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 25631 | 380 | SH |  | SOLE |  | 0 | 0 | 380 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 418041 | 1728 | SH |  | SOLE |  | 0 | 0 | 1728 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 3109 | 11 | SH |  | SOLE |  | 0 | 0 | 11 |
| ISHARES TR | COHEN STEER REIT | 464287564 |  | 186456 | 3400 | SH |  | SOLE |  | 0 | 0 | 3400 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1111121 | 7327 | SH |  | SOLE |  | 0 | 0 | 7327 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 81960 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1136294 | 5304 | SH |  | SOLE |  | 0 | 0 | 5304 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 660015 | 4760 | SH |  | SOLE |  | 0 | 0 | 4760 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 287025 | 1338 | SH |  | SOLE |  | 0 | 0 | 1338 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 884296 | 5072 | SH |  | SOLE |  | 0 | 0 | 5072 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 23389 | 106 | SH |  | SOLE |  | 0 | 0 | 106 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 903789 | 8966 | SH |  | SOLE |  | 0 | 0 | 8966 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 51580 | 613 | SH |  | SOLE |  | 0 | 0 | 613 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 671306 | 7093 | SH |  | SOLE |  | 0 | 0 | 7093 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 74760 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 2707233 | 29649 | SH |  | SOLE |  | 0 | 0 | 29649 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 58358 | 540 | SH |  | SOLE |  | 0 | 0 | 540 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 4062468 | 38961 | SH |  | SOLE |  | 0 | 0 | 38961 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 1250589 | 22142 | SH |  | SOLE |  | 0 | 0 | 22142 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 158555 | 2826 | SH |  | SOLE |  | 0 | 0 | 2826 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 255331 | 2420 | SH |  | SOLE |  | 0 | 0 | 2420 |
| ISHARES TR | INTL DEVPPTY ETF | 464288422 |  | 303190 | 11077 | SH |  | SOLE |  | 0 | 0 | 11077 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 39518 | 1455 | SH |  | SOLE |  | 0 | 0 | 1455 |
| ISHARES TR | GOV/CRED BD ETF | 464288596 |  | 29857 | 291 | SH |  | SOLE |  | 0 | 0 | 291 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 28221 | 570 | SH |  | SOLE |  | 0 | 0 | 570 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 481076 | 9656 | SH |  | SOLE |  | 0 | 0 | 9656 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 81802 | 712 | SH |  | SOLE |  | 0 | 0 | 712 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 92333 | 840 | SH |  | SOLE |  | 0 | 0 | 840 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 597179 | 19560 | SH |  | SOLE |  | 0 | 0 | 19560 |
| ISHARES TR | U.S. INSRNCE ETF | 464288786 |  | 594100 | 6500 | SH |  | SOLE |  | 0 | 0 | 6500 |
| ISHARES TR | MICRO-CAP ETF | 464288869 |  | 271732 | 2520 | SH |  | SOLE |  | 0 | 0 | 2520 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 143237 | 3122 | SH |  | SOLE |  | 0 | 0 | 3122 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 730605 | 8723 | SH |  | SOLE |  | 0 | 0 | 8723 |
| ISHARES TR | GNMA BOND ETF | 46429B333 |  | 2212088 | 50847 | SH |  | SOLE |  | 0 | 0 | 50847 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 66200 | 1586 | SH |  | SOLE |  | 0 | 0 | 1586 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 873380 | 17353 | SH |  | SOLE |  | 0 | 0 | 17353 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 336278 | 3226 | SH |  | SOLE |  | 0 | 0 | 3226 |
| ISHARES TR | MSCI CHINA ETF | 46429B671 |  | 264290 | 5564 | SH |  | SOLE |  | 0 | 0 | 5564 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 325813 | 5124 | SH |  | SOLE |  | 0 | 0 | 5124 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 1316832 | 18264 | SH |  | SOLE |  | 0 | 0 | 18264 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 701876 | 7239 | SH |  | SOLE |  | 0 | 0 | 7239 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 1408445 | 24334 | SH |  | SOLE |  | 0 | 0 | 24334 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 4192 | 68 | SH |  | SOLE |  | 0 | 0 | 68 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 120159 | 2403 | SH |  | SOLE |  | 0 | 0 | 2403 |
| ISHARES TR | CORE MSCI PAC | 46434V696 |  | 69288 | 1291 | SH |  | SOLE |  | 0 | 0 | 1291 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 103978 | 2189 | SH |  | SOLE |  | 0 | 0 | 2189 |
| ISHARES TR | BLACKROCK ULTRA | 46434V878 |  | 177785 | 3553 | SH |  | SOLE |  | 0 | 0 | 3553 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1934282 | 10950 | SH |  | SOLE |  | 0 | 0 | 10950 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1069387 | 7975 | SH |  | SOLE |  | 0 | 0 | 7975 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 244424 | 1801 | SH |  | SOLE |  | 0 | 0 | 1801 |
| KULICKE  SOFFA INDS INC | COM | 501242101 |  | 1106500 | 25000 | SH |  | SOLE |  | 0 | 0 | 25000 |
| LILLY ELI  CO | COM | 532457108 |  | 308403 | 843 | SH |  | SOLE |  | 0 | 0 | 843 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 515739 | 1060 | SH |  | SOLE |  | 0 | 0 | 1060 |
| LOWES COS INC | COM | 548661107 |  | 715337 | 3590 | SH |  | SOLE |  | 0 | 0 | 3590 |
| MARATHON PETE CORP | COM | 56585A102 |  | 268861 | 2310 | SH |  | SOLE |  | 0 | 0 | 2310 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 440238 | 1266 | SH |  | SOLE |  | 0 | 0 | 1266 |
| MATTERPORT INC | COM CL A | 577096100 |  | 463893 | 165676 | SH |  | SOLE |  | 0 | 0 | 165676 |
| MCDONALDS CORP | COM | 580135101 |  | 948227 | 3598 | SH |  | SOLE |  | 0 | 0 | 3598 |
| MEDICAL PPTYS TRUST INC | COM | 58463J304 |  | 176028 | 15801 | SH |  | SOLE |  | 0 | 0 | 15801 |
| MERCK  CO INC | COM | 58933Y105 |  | 541432 | 4880 | SH |  | SOLE |  | 0 | 0 | 4880 |
| META PLATFORMS INC | CL A | 30303M102 |  | 33753445 | 280484 | SH |  | SOLE |  | 0 | 0 | 280484 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1203400 | 10000 | SH | Put | SOLE |  | 0 | 0 | 10000 |
| MICROSOFT CORP | COM | 594918104 |  | 7289681 | 30396 | SH |  | SOLE |  | 0 | 0 | 30396 |
| MODERNA INC | COM | 60770K107 |  | 361356 | 2012 | SH |  | SOLE |  | 0 | 0 | 2012 |
| NETFLIX INC | COM | 64110L106 |  | 1177456 | 3993 | SH |  | SOLE |  | 0 | 0 | 3993 |
| NEXTCURE INC | COM | 65343E108 |  | 369420 | 262000 | SH |  | SOLE |  | 0 | 0 | 262000 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 536043 | 6412 | SH |  | SOLE |  | 0 | 0 | 6412 |
| NIKE INC | CL B | 654106103 |  | 243059 | 2077 | SH |  | SOLE |  | 0 | 0 | 2077 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 703291 | 1289 | SH |  | SOLE |  | 0 | 0 | 1289 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 629790 | 4309 | SH |  | SOLE |  | 0 | 0 | 4309 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 427771 | 6791 | SH |  | SOLE |  | 0 | 0 | 6791 |
| OCCIDENTAL PETE CORP | *W EXP 08/03/202 | 674599162 |  | 111445 | 2703 | SH |  | SOLE |  | 0 | 0 | 2703 |
| ONEOK INC NEW | COM | 682680103 |  | 818727 | 12462 | SH |  | SOLE |  | 0 | 0 | 12462 |
| ORACLE CORP | COM | 68389X105 |  | 357613 | 4375 | SH |  | SOLE |  | 0 | 0 | 4375 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 75275 | 11725 | SH |  | SOLE |  | 0 | 0 | 11725 |
| PEPSICO INC | COM | 713448108 |  | 1173346 | 6495 | SH |  | SOLE |  | 0 | 0 | 6495 |
| PFIZER INC | COM | 717081103 |  | 499846 | 9755 | SH |  | SOLE |  | 0 | 0 | 9755 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1303046 | 12875 | SH |  | SOLE |  | 0 | 0 | 12875 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 814 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| PIMCO ETF TR | 0-5 HIGH YIELD | 72201R783 |  | 117020 | 1311 | SH |  | SOLE |  | 0 | 0 | 1311 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 832864 | 8443 | SH |  | SOLE |  | 0 | 0 | 8443 |
| PINDUODUO INC | SPONSORED ADS | 722304102 |  | 371542 | 4556 | SH |  | SOLE |  | 0 | 0 | 4556 |
| PIONEER NAT RES CO | COM | 723787107 |  | 861725 | 3773 | SH |  | SOLE |  | 0 | 0 | 3773 |
| PLANET LABS PBC | COM CL A | 72703X106 |  | 80910 | 18600 | SH |  | SOLE |  | 0 | 0 | 18600 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 326146 | 2065 | SH |  | SOLE |  | 0 | 0 | 2065 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1052791 | 6946 | SH |  | SOLE |  | 0 | 0 | 6946 |
| QUALCOMM INC | COM | 747525103 |  | 1077234 | 9798 | SH |  | SOLE |  | 0 | 0 | 9798 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 336467 | 3334 | SH |  | SOLE |  | 0 | 0 | 3334 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 3747188 | 83624 | SH |  | SOLE |  | 0 | 0 | 83624 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 234100 | 5185 | SH |  | SOLE |  | 0 | 0 | 5185 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 16403 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 208933 | 5158 | SH |  | SOLE |  | 0 | 0 | 5158 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 149212 | 6304 | SH |  | SOLE |  | 0 | 0 | 6304 |
| SCHWAB STRATEGIC TR | 1000 INDEX ETF | 808524722 |  | 162249 | 4393 | SH |  | SOLE |  | 0 | 0 | 4393 |
| SCHWAB STRATEGIC TR | SCHWB FDT EMK LG | 808524730 |  | 10705 | 432 | SH |  | SOLE |  | 0 | 0 | 432 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT SC | 808524748 |  | 418583 | 13390 | SH |  | SOLE |  | 0 | 0 | 13390 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT LG | 808524755 |  | 308010 | 10595 | SH |  | SOLE |  | 0 | 0 | 10595 |
| SCHWAB STRATEGIC TR | SCHWAB FDT US SC | 808524763 |  | 573626 | 12278 | SH |  | SOLE |  | 0 | 0 | 12278 |
| SCHWAB STRATEGIC TR | SCHWAB FDT US LG | 808524771 |  | 427162 | 7993 | SH |  | SOLE |  | 0 | 0 | 7993 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 9047 | 120 | SH |  | SOLE |  | 0 | 0 | 120 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 638807 | 19833 | SH |  | SOLE |  | 0 | 0 | 19833 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 256921 | 5628 | SH |  | SOLE |  | 0 | 0 | 5628 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 70994 | 3680 | SH |  | SOLE |  | 0 | 0 | 3680 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 41425 | 859 | SH |  | SOLE |  | 0 | 0 | 859 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 25700 | 496 | SH |  | SOLE |  | 0 | 0 | 496 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 110089 | 3498 | SH |  | SOLE |  | 0 | 0 | 3498 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 65208 | 480 | SH |  | SOLE |  | 0 | 0 | 480 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1027537 | 11747 | SH |  | SOLE |  | 0 | 0 | 11747 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 124440 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| SHELL PLC | SPON ADS | 780259305 |  | 406948 | 7146 | SH |  | SOLE |  | 0 | 0 | 7146 |
| SNAP ON INC | COM | 833034101 |  | 474897 | 2078 | SH |  | SOLE |  | 0 | 0 | 2078 |
| SPDR INDEX SHS FDS | DJ GLB RL ES ETF | 78463X749 |  | 65072 | 1591 | SH |  | SOLE |  | 0 | 0 | 1591 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 351648 | 11844 | SH |  | SOLE |  | 0 | 0 | 11844 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 20880517 | 54600 | SH |  | SOLE |  | 0 | 0 | 54600 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 373126 | 843 | SH |  | SOLE |  | 0 | 0 | 843 |
| SPDR SER TR | NUVEEN BLOOMBERG | 78464A284 |  | 30508 | 623 | SH |  | SOLE |  | 0 | 0 | 623 |
| SPDR SER TR | S 600 SMCP VAL | 78464A300 |  | 40079 | 540 | SH |  | SOLE |  | 0 | 0 | 540 |
| SPDR SER TR | BLOOMBERG SHORT | 78464A334 |  | 8795 | 325 | SH |  | SOLE |  | 0 | 0 | 325 |
| SPDR SER TR | BBG CONV SEC ETF | 78464A359 |  | 257360 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| SPDR SER TR | PORTFOLIO INTRMD | 78464A375 |  | 811983 | 25510 | SH |  | SOLE |  | 0 | 0 | 25510 |
| SPDR SER TR | BLOOMBERG INTL T | 78464A516 |  | 413497 | 18435 | SH |  | SOLE |  | 0 | 0 | 18435 |
| SPDR SER TR | S REGL BKG | 78464A698 |  | 57395 | 977 | SH |  | SOLE |  | 0 | 0 | 977 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 28514 | 228 | SH |  | SOLE |  | 0 | 0 | 228 |
| SPDR SER TR | PORTFOLIO S | 78464A854 |  | 58024 | 1290 | SH |  | SOLE |  | 0 | 0 | 1290 |
| SPDR SER TR | S BIOTECH | 78464A870 |  | 207717 | 2503 | SH |  | SOLE |  | 0 | 0 | 2503 |
| SPDR SER TR | BLOOMBERG SHT TE | 78468R408 |  | 1171197 | 48317 | SH |  | SOLE |  | 0 | 0 | 48317 |
| SPDR SER TR | S OILGAS EXP | 78468R556 |  | 136829 | 1007 | SH |  | SOLE |  | 0 | 0 | 1007 |
| SPDR SER TR | SSGA US LRG ETF | 78468R804 |  | 375153 | 2766 | SH |  | SOLE |  | 0 | 0 | 2766 |
| SPROTT PHYSICAL GOLD  SILVE | TR UNIT | 85208R101 |  | 692827 | 38641 | SH |  | SOLE |  | 0 | 0 | 38641 |
| STARBUCKS CORP | COM | 855244109 |  | 669726 | 6751 | SH |  | SOLE |  | 0 | 0 | 6751 |
| TARGET CORP | COM | 87612E106 |  | 202255 | 1357 | SH |  | SOLE |  | 0 | 0 | 1357 |
| TERADYNE INC | COM | 880770102 |  | 1310250 | 15000 | SH |  | SOLE |  | 0 | 0 | 15000 |
| TESLA INC | COM | 88160R101 |  | 1631765 | 13247 | SH |  | SOLE |  | 0 | 0 | 13247 |
| TESLA INC | COM | 88160R101 |  | 184770 | 1500 | SH | Put | SOLE |  | 0 | 0 | 1500 |
| TEXAS INSTRS INC | COM | 882508104 |  | 217643 | 1317 | SH |  | SOLE |  | 0 | 0 | 1317 |
| UMPQUA HLDGS CORP | COM | 904214103 |  | 189213 | 10600 | SH |  | SOLE |  | 0 | 0 | 10600 |
| UNION PAC CORP | COM | 907818108 |  | 378317 | 1827 | SH |  | SOLE |  | 0 | 0 | 1827 |
| UNITED RENTALS INC | COM | 911363109 |  | 533130 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1001262 | 1889 | SH |  | SOLE |  | 0 | 0 | 1889 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 456138 | 6059 | SH |  | SOLE |  | 0 | 0 | 6059 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 2390841 | 33280 | SH |  | SOLE |  | 0 | 0 | 33280 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 1042328 | 21272 | SH |  | SOLE |  | 0 | 0 | 21272 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 236881 | 4994 | SH |  | SOLE |  | 0 | 0 | 4994 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 1061904 | 7852 | SH |  | SOLE |  | 0 | 0 | 7852 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 547398 | 3045 | SH |  | SOLE |  | 0 | 0 | 3045 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 10986351 | 133200 | SH |  | SOLE |  | 0 | 0 | 133200 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 289261 | 1442 | SH |  | SOLE |  | 0 | 0 | 1442 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 8035880 | 50604 | SH |  | SOLE |  | 0 | 0 | 50604 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 124404 | 610 | SH |  | SOLE |  | 0 | 0 | 610 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1647774 | 9459 | SH |  | SOLE |  | 0 | 0 | 9459 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 25509 | 192 | SH |  | SOLE |  | 0 | 0 | 192 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 3469038 | 16278 | SH |  | SOLE |  | 0 | 0 | 16278 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 4370149 | 31133 | SH |  | SOLE |  | 0 | 0 | 31133 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1141593 | 6220 | SH |  | SOLE |  | 0 | 0 | 6220 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 92103027 | 481736 | SH |  | SOLE |  | 0 | 0 | 481736 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 1799900 | 43539 | SH |  | SOLE |  | 0 | 0 | 43539 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 3102339 | 30175 | SH |  | SOLE |  | 0 | 0 | 30175 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 303934 | 3526 | SH |  | SOLE |  | 0 | 0 | 3526 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 794320 | 15842 | SH |  | SOLE |  | 0 | 0 | 15842 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 6157874 | 157975 | SH |  | SOLE |  | 0 | 0 | 157975 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 |  | 2390175 | 37143 | SH |  | SOLE |  | 0 | 0 | 37143 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 2496471 | 45030 | SH |  | SOLE |  | 0 | 0 | 45030 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 5257307 | 112552 | SH |  | SOLE |  | 0 | 0 | 112552 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 12186143 | 246234 | SH |  | SOLE |  | 0 | 0 | 246234 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 2222086 | 38431 | SH |  | SOLE |  | 0 | 0 | 38431 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 3167988 | 42133 | SH |  | SOLE |  | 0 | 0 | 42133 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 14074 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 1432750 | 24500 | SH |  | SOLE |  | 0 | 0 | 24500 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 154605 | 3396 | SH |  | SOLE |  | 0 | 0 | 3396 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 1904885 | 24576 | SH |  | SOLE |  | 0 | 0 | 24576 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 4944557 | 32562 | SH |  | SOLE |  | 0 | 0 | 32562 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 6370955 | 123182 | SH |  | SOLE |  | 0 | 0 | 123182 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 14006561 | 333728 | SH |  | SOLE |  | 0 | 0 | 333728 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1355928 | 12531 | SH |  | SOLE |  | 0 | 0 | 12531 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 587121 | 9856 | SH |  | SOLE |  | 0 | 0 | 9856 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 92722 | 1521 | SH |  | SOLE |  | 0 | 0 | 1521 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 120516 | 2450 | SH |  | SOLE |  | 0 | 0 | 2450 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 178411 | 2709 | SH |  | SOLE |  | 0 | 0 | 2709 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 317621 | 3088 | SH |  | SOLE |  | 0 | 0 | 3088 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 |  | 245161 | 1280 | SH |  | SOLE |  | 0 | 0 | 1280 |
| VANGUARD WORLD FDS | ENERGY ETF | 92204A306 |  | 90111 | 743 | SH |  | SOLE |  | 0 | 0 | 743 |
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 |  | 7115 | 86 | SH |  | SOLE |  | 0 | 0 | 86 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 1245006 | 5019 | SH |  | SOLE |  | 0 | 0 | 5019 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 636783 | 1994 | SH |  | SOLE |  | 0 | 0 | 1994 |
| VANGUARD WORLD FDS | MATERIALS ETF | 92204A801 |  | 86972 | 511 | SH |  | SOLE |  | 0 | 0 | 511 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 310094 | 2022 | SH |  | SOLE |  | 0 | 0 | 2022 |
| VBI VACCINES INC CDA | COM NEW | 91822J103 |  | 27377 | 70000 | SH |  | SOLE |  | 0 | 0 | 70000 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 230982 | 5862 | SH |  | SOLE |  | 0 | 0 | 5862 |
| VISA INC | COM CL A | 92826C839 |  | 659234 | 3173 | SH |  | SOLE |  | 0 | 0 | 3173 |
| WALMART INC | COM | 931142103 |  | 504419 | 3558 | SH |  | SOLE |  | 0 | 0 | 3558 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 553903 | 13415 | SH |  | SOLE |  | 0 | 0 | 13415 |
| YATRA ONLINE INC | ORD SHS | G98338109 |  | 24100 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| YUM BRANDS INC | COM | 988498101 |  | 261667 | 2043 | SH |  | SOLE |  | 0 | 0 | 2043 |

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