# EDGAR Filing Document

**Accession Number:** 0001933059
**File Stem:** 0001933059-26-000001
**Filing Date:** 2026-1
**Character Count:** 18617
**Document Hash:** 08327161387275d1cec62a32ccd2a0af
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001933059-26-000001.hdr.sgml**: 20260123

**ACCESSION NUMBER**: 0001933059-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260123

**DATE AS OF CHANGE**: 20260123

**EFFECTIVENESS DATE**: 20260123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RETIREMENT GUYS FORMULA LLC
- **CENTRAL INDEX KEY:** 0001933059

**ORGANIZATION NAME:**
- **EIN:** 463936421
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22566
- **FILM NUMBER:** 26554767

**BUSINESS ADDRESS:**
- **STREET 1:** 1700 WOODLANDS DRIVE
- **CITY:** MAUMEE
- **STATE:** OH
- **ZIP:** 43537
- **BUSINESS PHONE:** (419) 842-0550

**MAIL ADDRESS:**
- **STREET 1:** 1700 WOODLANDS DRIVE
- **CITY:** MAUMEE
- **STATE:** OH
- **ZIP:** 43537

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RETIREMENT GUYS FORMULA LLC<br>**Address:** 1700 WOODLANDS DRIVE<br>MAUMEE, OH 43537

**Form 13F File Number:** 028-22566

**CRD Number (if applicable):** 000168561

**SEC File Number (if applicable):** 801-119086

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Nolan Baker<br>**Title:** Managing Member<br>**Phone:** 419-842-0550

**Signature, Place, and Date of Signing:**

/s/Nolan Baker  Maumee, OH  01-23-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 150

**Form 13F Information Table Value Total:** $219322239

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 919340 | 7338 | SH |  | SOLE |  | 0 | 0 | 7338 |
| ABBVIE INC | COM | 00287Y109 |  | 1861639 | 8148 | SH |  | SOLE |  | 0 | 0 | 8148 |
| ABRDN ETFS | BBRG ALL COMMDY | 003261203 |  | 847414 | 27371 | SH |  | SOLE |  | 0 | 0 | 27371 |
| ACUITY INC | COM | 00508Y102 |  | 219053 | 608 | SH |  | SOLE |  | 0 | 0 | 608 |
| AIM ETF PRODUCTS TRUST | ALLIANZIM US EQ | 00888H869 |  | 1442537 | 42081 | SH |  | SOLE |  | 0 | 0 | 42081 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2697835 | 8597 | SH |  | SOLE |  | 0 | 0 | 8597 |
| AMAZON COM INC | COM | 023135106 |  | 2504193 | 10849 | SH |  | SOLE |  | 0 | 0 | 10849 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 3877256 | 50341 | SH |  | SOLE |  | 0 | 0 | 50341 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 1283559 | 11131 | SH |  | SOLE |  | 0 | 0 | 11131 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 996756 | 7638 | SH |  | SOLE |  | 0 | 0 | 7638 |
| APPLE INC | COM | 037833100 |  | 4875090 | 17932 | SH |  | SOLE |  | 0 | 0 | 17932 |
| APPLIED INDL TECHNOLOGIES IN | COM | 03820C105 |  | 227788 | 887 | SH |  | SOLE |  | 0 | 0 | 887 |
| APPLIED MATLS INC | COM | 038222105 |  | 2131225 | 8293 | SH |  | SOLE |  | 0 | 0 | 8293 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 1926272 | 14701 | SH |  | SOLE |  | 0 | 0 | 14701 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 241760 | 3143 | SH |  | SOLE |  | 0 | 0 | 3143 |
| AT INC | COM | 00206R102 |  | 1195360 | 48122 | SH |  | SOLE |  | 0 | 0 | 48122 |
| ATMOS ENERGY CORP | COM | 049560105 |  | 1036583 | 6184 | SH |  | SOLE |  | 0 | 0 | 6184 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 942199 | 3663 | SH |  | SOLE |  | 0 | 0 | 3663 |
| AXOS FINANCIAL INC | COM | 05465C100 |  | 211006 | 2449 | SH |  | SOLE |  | 0 | 0 | 2449 |
| BAKER HUGHES COMPANY | CL A | 05722G100 |  | 1611766 | 35392 | SH |  | SOLE |  | 0 | 0 | 35392 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 300082 | 597 | SH |  | SOLE |  | 0 | 0 | 597 |
| BROADCOM INC | COM | 11135F101 |  | 1833276 | 5297 | SH |  | SOLE |  | 0 | 0 | 5297 |
| CACTUS INC | CL A | 127203107 |  | 206578 | 4522 | SH |  | SOLE |  | 0 | 0 | 4522 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 272170 | 1123 | SH |  | SOLE |  | 0 | 0 | 1123 |
| CARPENTER TECHNOLOGY CORP | COM | 144285103 |  | 225434 | 716 | SH |  | SOLE |  | 0 | 0 | 716 |
| CASEYS GEN STORES INC | COM | 147528103 |  | 233295 | 422 | SH |  | SOLE |  | 0 | 0 | 422 |
| CATALYST PHARMACEUTICALS INC | COM | 14888U101 |  | 220633 | 9453 | SH |  | SOLE |  | 0 | 0 | 9453 |
| CBOE GLOBAL MKTS INC | COM | 12503M108 |  | 1684913 | 6713 | SH |  | SOLE |  | 0 | 0 | 6713 |
| CENCORA INC | COM | 03073E105 |  | 2996137 | 8871 | SH |  | SOLE |  | 0 | 0 | 8871 |
| CLOROX CO DEL | COM | 189054109 |  | 880483 | 8732 | SH |  | SOLE |  | 0 | 0 | 8732 |
| COCA COLA CO | COM | 191216100 |  | 3429491 | 49056 | SH |  | SOLE |  | 0 | 0 | 49056 |
| COCA COLA CONS INC | COM | 191098102 |  | 220465 | 1438 | SH |  | SOLE |  | 0 | 0 | 1438 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 965686 | 12221 | SH |  | SOLE |  | 0 | 0 | 12221 |
| COMFORT SYS USA INC | COM | 199908104 |  | 206787 | 222 | SH |  | SOLE |  | 0 | 0 | 222 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1072171 | 1243 | SH |  | SOLE |  | 0 | 0 | 1243 |
| CUMMINS INC | COM | 231021106 |  | 2062786 | 4041 | SH |  | SOLE |  | 0 | 0 | 4041 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 1761800 | 37645 | SH |  | SOLE |  | 0 | 0 | 37645 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 1731211 | 50605 | SH |  | SOLE |  | 0 | 0 | 50605 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 1632974 | 23439 | SH |  | SOLE |  | 0 | 0 | 23439 |
| DTE ENERGY CO | COM | 233331107 |  | 351396 | 2724 | SH |  | SOLE |  | 0 | 0 | 2724 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1191245 | 10163 | SH |  | SOLE |  | 0 | 0 | 10163 |
| EAST WEST BANCORP INC | COM | 27579R104 |  | 227885 | 2028 | SH |  | SOLE |  | 0 | 0 | 2028 |
| EATON CORP PLC | SHS | G29183103 |  | 2081144 | 6534 | SH |  | SOLE |  | 0 | 0 | 6534 |
| ECOLAB INC | COM | 278865100 |  | 1164319 | 4435 | SH |  | SOLE |  | 0 | 0 | 4435 |
| ELI LILLY  CO | COM | 532457108 |  | 2278553 | 2120 | SH |  | SOLE |  | 0 | 0 | 2120 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 212685 | 348 | SH |  | SOLE |  | 0 | 0 | 348 |
| EOG RES INC | COM | 26875P101 |  | 1440367 | 13716 | SH |  | SOLE |  | 0 | 0 | 13716 |
| EVERCORE INC | CLASS A | 29977A105 |  | 230630 | 678 | SH |  | SOLE |  | 0 | 0 | 678 |
| EXELIXIS INC | COM | 30161Q104 |  | 219676 | 5012 | SH |  | SOLE |  | 0 | 0 | 5012 |
| FIRST TR EXCHANGE TRADED FD | DJ GLBL DIVID | 33734X200 |  | 366082 | 12094 | SH |  | SOLE |  | 0 | 0 | 12094 |
| FIRST TR EXCHANGE TRADED FD | DORSEY WRT 5 ETF | 33738R605 |  | 2198629 | 34943 | SH |  | SOLE |  | 0 | 0 | 34943 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 262348 | 5248 | SH |  | SOLE |  | 0 | 0 | 5248 |
| FIRST TR EXCHANGE-TRADED FD | FT VEST S 500 | 33739Q705 |  | 3092118 | 62912 | SH |  | SOLE |  | 0 | 0 | 62912 |
| FIRST TR EXCHANGE-TRADED FD | GROWTH STRENGTH | 33733E823 |  | 223611 | 6325 | SH |  | SOLE |  | 0 | 0 | 6325 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 3062968 | 66471 | SH |  | SOLE |  | 0 | 0 | 66471 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F458 |  | 524711 | 13120 | SH |  | SOLE |  | 0 | 0 | 13120 |
| FRANKLIN TEMPLETON DIGITAL H | BITCOIN ETF SHS | 354921108 |  | 1120638 | 22147 | SH |  | SOLE |  | 0 | 0 | 22147 |
| GALECTIN THERAPEUTICS INC | COM NEW | 363225202 |  | 767778 | 184562 | SH |  | SOLE |  | 0 | 0 | 184562 |
| GE VERNOVA INC | COM | 36828A101 |  | 1739173 | 2661 | SH |  | SOLE |  | 0 | 0 | 2661 |
| GENERAL MLS INC | COM | 370334104 |  | 987854 | 21244 | SH |  | SOLE |  | 0 | 0 | 21244 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 293029 | 16583 | SH |  | SOLE |  | 0 | 0 | 16583 |
| GOLDMAN SACHS PHYSICAL GOLD | UNIT | 38150K103 |  | 3512928 | 82560 | SH |  | SOLE |  | 0 | 0 | 82560 |
| HALOZYME THERAPEUTICS INC | COM | 40637H109 |  | 208092 | 3092 | SH |  | SOLE |  | 0 | 0 | 3092 |
| HERSHEY CO | COM | 427866108 |  | 1249772 | 6868 | SH |  | SOLE |  | 0 | 0 | 6868 |
| HOME DEPOT INC | COM | 437076102 |  | 1512117 | 4394 | SH |  | SOLE |  | 0 | 0 | 4394 |
| INDEPENDENCE RLTY TR INC | COM | 45378A106 |  | 218073 | 12476 | SH |  | SOLE |  | 0 | 0 | 12476 |
| INNOVATOR ETFS TRUST | EQUITY DUAL DIRT | 45784N536 |  | 1328426 | 64648 | SH |  | SOLE |  | 0 | 0 | 64648 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BF | 45782C466 |  | 211277 | 3847 | SH |  | SOLE |  | 0 | 0 | 3847 |
| INNOVATOR ETFS TRUST | US EQT PWR BUF | 45782C870 |  | 244422 | 6248 | SH |  | SOLE |  | 0 | 0 | 6248 |
| INNOVATOR ETFS TRUST | US EQT ULTRA BF | 45782C839 |  | 466589 | 12041 | SH |  | SOLE |  | 0 | 0 | 12041 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C813 |  | 332574 | 7163 | SH |  | SOLE |  | 0 | 0 | 7163 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C540 |  | 1739668 | 40103 | SH |  | SOLE |  | 0 | 0 | 40103 |
| INNOVATOR ETFS TRUST | US SML CP PWR B | 45782C599 |  | 629730 | 18703 | SH |  | SOLE |  | 0 | 0 | 18703 |
| INTERACTIVE BROKERS GROUP IN | COM CL A | 45841N107 |  | 230092 | 3578 | SH |  | SOLE |  | 0 | 0 | 3578 |
| INTERDIGITAL INC | COM | 45867G101 |  | 214467 | 674 | SH |  | SOLE |  | 0 | 0 | 674 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 453386 | 1554 | SH |  | SOLE |  | 0 | 0 | 1554 |
| INTUIT | COM | 461202103 |  | 1148646 | 1734 | SH |  | SOLE |  | 0 | 0 | 1734 |
| INVESCO EXCH TRADED FD TR II | INVESCO PHLX SM | 46138G615 |  | 911951 | 16352 | SH |  | SOLE |  | 0 | 0 | 16352 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 5530707 | 9003 | SH |  | SOLE |  | 0 | 0 | 9003 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 271208 | 4210 | SH |  | SOLE |  | 0 | 0 | 4210 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 479356 | 4775 | SH |  | SOLE |  | 0 | 0 | 4775 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1851682 | 15476 | SH |  | SOLE |  | 0 | 0 | 15476 |
| ISHARES TR | CORE S ETF | 464287200 |  | 653184 | 1122 | SH |  | SOLE |  | 0 | 0 | 1122 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 1395432 | 29471 | SH |  | SOLE |  | 0 | 0 | 29471 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 4302971 | 75174 | SH |  | SOLE |  | 0 | 0 | 75174 |
| J P MORGAN EXCHANGE TRADED F | HEDGED EQUITY LA | 46654Q724 |  | 3380027 | 50881 | SH |  | SOLE |  | 0 | 0 | 50881 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 3690575 | 63499 | SH |  | SOLE |  | 0 | 0 | 63499 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 9020260 | 178301 | SH |  | SOLE |  | 0 | 0 | 178301 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3380426 | 16335 | SH |  | SOLE |  | 0 | 0 | 16335 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 943572 | 9352 | SH |  | SOLE |  | 0 | 0 | 9352 |
| LISTED FDS TR | SWAN HEDGED EQTY | 53656F599 |  | 7529753 | 298681 | SH |  | SOLE |  | 0 | 0 | 298681 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1877773 | 3289 | SH |  | SOLE |  | 0 | 0 | 3289 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 1011604 | 14853 | SH |  | SOLE |  | 0 | 0 | 14853 |
| MCDONALDS CORP | COM | 580135101 |  | 1441341 | 4716 | SH |  | SOLE |  | 0 | 0 | 4716 |
| MERCK  CO INC | COM | 58933Y105 |  | 334562 | 3178 | SH |  | SOLE |  | 0 | 0 | 3178 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2177097 | 3298 | SH |  | SOLE |  | 0 | 0 | 3298 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 221478 | 776 | SH |  | SOLE |  | 0 | 0 | 776 |
| MICROSOFT CORP | COM | 594918104 |  | 2249205 | 4651 | SH |  | SOLE |  | 0 | 0 | 4651 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 926186 | 17206 | SH |  | SOLE |  | 0 | 0 | 17206 |
| MUELLER INDS INC | COM | 624756102 |  | 244075 | 2126 | SH |  | SOLE |  | 0 | 0 | 2126 |
| NETFLIX INC | COM | 64110L106 |  | 2051563 | 21881 | SH |  | SOLE |  | 0 | 0 | 21881 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1211522 | 15091 | SH |  | SOLE |  | 0 | 0 | 15091 |
| NEXTPOWER INC | CLASS A COM | 65290E101 |  | 228315 | 2621 | SH |  | SOLE |  | 0 | 0 | 2621 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 1331135 | 9655 | SH |  | SOLE |  | 0 | 0 | 9655 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2774434 | 14876 | SH |  | SOLE |  | 0 | 0 | 14876 |
| OPTION CARE HEALTH INC | COM NEW | 68404L201 |  | 218464 | 6857 | SH |  | SOLE |  | 0 | 0 | 6857 |
| ORACLE CORP | COM | 68389X105 |  | 1668576 | 8561 | SH |  | SOLE |  | 0 | 0 | 8561 |
| PACER FDS TR | SWAN SOS FD OF | 69374H568 |  | 1082288 | 33476 | SH |  | SOLE |  | 0 | 0 | 33476 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 1815475 | 9856 | SH |  | SOLE |  | 0 | 0 | 9856 |
| PEGASYSTEMS INC | COM | 705573103 |  | 220486 | 3692 | SH |  | SOLE |  | 0 | 0 | 3692 |
| PEPSICO INC | COM | 713448108 |  | 1115672 | 7774 | SH |  | SOLE |  | 0 | 0 | 7774 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1432567 | 9996 | SH |  | SOLE |  | 0 | 0 | 9996 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 462680 | 19798 | SH |  | SOLE |  | 0 | 0 | 19798 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1134242 | 41350 | SH |  | SOLE |  | 0 | 0 | 41350 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 5272310 | 161628 | SH |  | SOLE |  | 0 | 0 | 161628 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 1494381 | 50469 | SH |  | SOLE |  | 0 | 0 | 50469 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 509729 | 18942 | SH |  | SOLE |  | 0 | 0 | 18942 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 2296550 | 29564 | SH |  | SOLE |  | 0 | 0 | 29564 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 276825 | 5577 | SH |  | SOLE |  | 0 | 0 | 5577 |
| SERVICENOW INC | COM | 81762P102 |  | 1377791 | 8994 | SH |  | SOLE |  | 0 | 0 | 8994 |
| SIMPLIFY EXCHANGE TRADED FUN | MANAGED FUTURES | 82889N699 |  | 1213458 | 44514 | SH |  | SOLE |  | 0 | 0 | 44514 |
| SOUTHERN CO | COM | 842587107 |  | 1040300 | 11930 | SH |  | SOLE |  | 0 | 0 | 11930 |
| SPDR INDEX SHS FDS | EURO STOXX 50 | 78463X202 |  | 817173 | 12691 | SH |  | SOLE |  | 0 | 0 | 12691 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 4639785 | 6804 | SH |  | SOLE |  | 0 | 0 | 6804 |
| TESLA INC | COM | 88160R101 |  | 523474 | 1164 | SH |  | SOLE |  | 0 | 0 | 1164 |
| TJX COS INC NEW | COM | 872540109 |  | 2050464 | 13349 | SH |  | SOLE |  | 0 | 0 | 13349 |
| TOPBUILD CORP | COM | 89055F103 |  | 203172 | 487 | SH |  | SOLE |  | 0 | 0 | 487 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 1696545 | 20763 | SH |  | SOLE |  | 0 | 0 | 20763 |
| UNITED THERAPEUTICS CORP DEL | COM | 91307C102 |  | 242651 | 498 | SH |  | SOLE |  | 0 | 0 | 498 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1989050 | 6025 | SH |  | SOLE |  | 0 | 0 | 6025 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 |  | 1475455 | 50245 | SH |  | SOLE |  | 0 | 0 | 50245 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 903425 | 12990 | SH |  | SOLE |  | 0 | 0 | 12990 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 274520 | 3504 | SH |  | SOLE |  | 0 | 0 | 3504 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1868777 | 4234 | SH |  | SOLE |  | 0 | 0 | 4234 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 4181900 | 14409 | SH |  | SOLE |  | 0 | 0 | 14409 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1688906 | 6626 | SH |  | SOLE |  | 0 | 0 | 6626 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 538497 | 1606 | SH |  | SOLE |  | 0 | 0 | 1606 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1657955 | 8973 | SH |  | SOLE |  | 0 | 0 | 8973 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 205384 | 2576 | SH |  | SOLE |  | 0 | 0 | 2576 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 3081464 | 40847 | SH |  | SOLE |  | 0 | 0 | 40847 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 499040 | 8987 | SH |  | SOLE |  | 0 | 0 | 8987 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 3934262 | 43021 | SH |  | SOLE |  | 0 | 0 | 43021 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 2065774 | 2741 | SH |  | SOLE |  | 0 | 0 | 2741 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 1090425 | 2642 | SH |  | SOLE |  | 0 | 0 | 2642 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1261424 | 30970 | SH |  | SOLE |  | 0 | 0 | 30970 |
| VISA INC | COM CL A | 92826C839 |  | 1888061 | 5384 | SH |  | SOLE |  | 0 | 0 | 5384 |
| WALMART INC | COM | 931142103 |  | 2017836 | 18142 | SH |  | SOLE |  | 0 | 0 | 18142 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 1134766 | 5165 | SH |  | SOLE |  | 0 | 0 | 5165 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 1670882 | 18684 | SH |  | SOLE |  | 0 | 0 | 18684 |
| ZOETIS INC | CL A | 98978V103 |  | 945883 | 7518 | SH |  | SOLE |  | 0 | 0 | 7518 |

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