# EDGAR Filing Document

**Accession Number:** 0001784277
**File Stem:** 0001784277-25-000005
**Filing Date:** 2025-7
**Character Count:** 27169
**Document Hash:** 39ef0ec903119e3232497c6023178d2a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001784277-25-000005.hdr.sgml**: 20250714

**ACCESSION NUMBER**: 0001784277-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250714

**DATE AS OF CHANGE**: 20250711

**EFFECTIVENESS DATE**: 20250714

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Matrix Trust Co
- **CENTRAL INDEX KEY:** 0001784277

**ORGANIZATION NAME:**
- **EIN:** 753182674
- **STATE OF INCORPORATION:** CO
- **FISCAL YEAR END:** 0630

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19554
- **FILM NUMBER:** 251119970

**BUSINESS ADDRESS:**
- **STREET 1:** 717 17TH STREET
- **STREET 2:** SUITE 1300
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80202
- **BUSINESS PHONE:** 866-935-6824

**MAIL ADDRESS:**
- **STREET 1:** 717 17TH STREET
- **STREET 2:** SUITE 1300
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80202

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Matrix Trust Co<br>**Address:** 717 17TH STREET<br>SUITE 1300<br>DENVER, CO 80202

**Form 13F File Number:** 028-19554

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael J. Thomas<br>**Title:** Sr. Financial Analyst<br>**Phone:** 5073820925

**Signature, Place, and Date of Signing:**

Michael J. Thomas  Phoenix, AZ  07-11-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 255

**Form 13F Information Table Value Total:** $628221

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABM INDS INC | COM | 000957100 |  | 14 | 292 | SH |  | SOLE |  | 292 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 2709 | 14594 | SH |  | SOLE |  | 14594 | 0 | 0 |
| ACI WORLDWIDE INC | COM | 004498101 |  | 12 | 256 | SH |  | SOLE |  | 256 | 0 | 0 |
| ACUITY BRANDS INC | COM | 00508Y102 |  | 169 | 565 | SH |  | SOLE |  | 565 | 0 | 0 |
| ADTALEM GLOBL ED INC | COM | 00737L103 |  | 16 | 123 | SH |  | SOLE |  | 123 | 0 | 0 |
| AFFIRM HLDGS INC | COM CL A | 00827B106 |  | 17 | 242 | SH |  | SOLE |  | 242 | 0 | 0 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 27 | 95 | SH |  | SOLE |  | 95 | 0 | 0 |
| ALBEMARLE CORP | COM | 012653101 |  | 24 | 382 | SH |  | SOLE |  | 382 | 0 | 0 |
| ALBERTSONS COS INC | COMMON STOCK | 013091103 |  | 18 | 828 | SH |  | SOLE |  | 828 | 0 | 0 |
| BREAD FINANCIAL HOLDINGS INC | COM | 018581108 |  | 27 | 480 | SH |  | SOLE |  | 480 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 2028 | 10073 | SH |  | SOLE |  | 10073 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 346 | 1962 | SH |  | SOLE |  | 1962 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 347 | 1582 | SH |  | SOLE |  | 1582 | 0 | 0 |
| AMERICAN FINL GROUP INC OHIO | COM | 025932104 |  | 18 | 146 | SH |  | SOLE |  | 146 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 181 | 648 | SH |  | SOLE |  | 648 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 2899 | 14128 | SH |  | SOLE |  | 14128 | 0 | 0 |
| APPLOVING CORP | COM CL A | 03831W108 |  | 343 | 981 | SH |  | SOLE |  | 981 | 0 | 0 |
| ARROW ELECTRS INC | COM | 042735100 |  | 15 | 115 | SH |  | SOLE |  | 115 | 0 | 0 |
| ARTISAN PARTNERS ASSET MGMT | CL A | 04316A108 |  | 401 | 9038 | SH |  | SOLE |  | 9038 | 0 | 0 |
| ASBURY AUTOMOTIVE GROUP INC | COM | 043436104 |  | 18 | 77 | SH |  | SOLE |  | 77 | 0 | 0 |
| ATKORE INC | COM | 047649108 |  | 292 | 4133 | SH |  | SOLE |  | 4133 | 0 | 0 |
| AVEPOINT INC | COM CL A | 053604104 |  | 15 | 801 | SH |  | SOLE |  | 801 | 0 | 0 |
| AVERY DENNISON CORP | COM | 053611109 |  | 147 | 836 | SH |  | SOLE |  | 836 | 0 | 0 |
| AVNET INC | COM | 053807103 |  | 19 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| BARCLAYS BANK PLC | DJUBS CMDT ETN36 | 06738C778 |  | 143 | 4219 | SH |  | SOLE |  | 4219 | 0 | 0 |
| BELDEN INC | COM | 077454106 |  | 295 | 2545 | SH |  | SOLE |  | 2545 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 339 | 698 | SH |  | SOLE |  | 698 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES LARG CAP | 092528801 |  | 1303 | 42028 | SH |  | SOLE |  | 42028 | 0 | 0 |
| BONDBLOXX ETF TRUST | BLOOMBERG SIX MN | 09789C788 |  | 2098 | 41667 | SH |  | SOLE |  | 41667 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 347 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| BOOZ ALLEN HAMILTON HLDG COR | CL A | 099502106 |  | 141 | 1358 | SH |  | SOLE |  | 1358 | 0 | 0 |
| BORGWARNER INC | COM | 099724106 |  | 320 | 9558 | SH |  | SOLE |  | 9558 | 0 | 0 |
| BRIGHTHOUSE FINL INC | COM | 10922N103 |  | 18 | 332 | SH |  | SOLE |  | 332 | 0 | 0 |
| BRIGHTSPRING HEALTH SVCS INC | COM | 10950A106 |  | 16 | 690 | SH |  | SOLE |  | 690 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 3993 | 14486 | SH |  | SOLE |  | 14486 | 0 | 0 |
| C H ROBINSON WORLDWIDE INC | COM NEW | 12541W209 |  | 146 | 1521 | SH |  | SOLE |  | 1521 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 2196 | 7966 | SH |  | SOLE |  | 7966 | 0 | 0 |
| CSW INDUSTRIALS INC | COM | 126402106 |  | 25 | 86 | SH |  | SOLE |  | 86 | 0 | 0 |
| CVR ENERGY INC | COM | 12662P108 |  | 26 | 970 | SH |  | SOLE |  | 970 | 0 | 0 |
| CARVANA CO | CL A | 146869102 |  | 16 | 47 | SH |  | SOLE |  | 47 | 0 | 0 |
| CASEYS GEN STORES INC | COM | 147528103 |  | 35 | 68 | SH |  | SOLE |  | 68 | 0 | 0 |
| CELANESE CORP DEL | COM | 150870103 |  | 171 | 3086 | SH |  | SOLE |  | 3086 | 0 | 0 |
| CHEMOURS CO | COM | 163851108 |  | 318 | 27765 | SH |  | SOLE |  | 27765 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 964 | 6729 | SH |  | SOLE |  | 6729 | 0 | 0 |
| CINEMARK HLDGS INC | COM | 17243V102 |  | 13 | 437 | SH |  | SOLE |  | 437 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 469 | 6761 | SH |  | SOLE |  | 6761 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 |  | 166 | 1951 | SH |  | SOLE |  | 1951 | 0 | 0 |
| CLEARWATER ANALYTICS HLDGS I | CL A | 185123106 |  | 10 | 471 | SH |  | SOLE |  | 471 | 0 | 0 |
| CLEVELAND-CLIFFS INC NEW | COM | 185899101 |  | 310 | 40757 | SH |  | SOLE |  | 40757 | 0 | 0 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 142 | 1825 | SH |  | SOLE |  | 1825 | 0 | 0 |
| COMMVAULT SYS INC | COM | 204166102 |  | 15 | 86 | SH |  | SOLE |  | 86 | 0 | 0 |
| COMPASS INC | CL A | 20464U100 |  | 14 | 2209 | SH |  | SOLE |  | 2209 | 0 | 0 |
| COMSTOCK RES INC | COM | 205768302 |  | 19 | 696 | SH |  | SOLE |  | 696 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 2426 | 2451 | SH |  | SOLE |  | 2451 | 0 | 0 |
| CRANE COMPANY | COMMON STOCK | 224408104 |  | 304 | 1599 | SH |  | SOLE |  | 1599 | 0 | 0 |
| CULLEN FROST BANKERS INC | COM | 229899109 |  | 27 | 213 | SH |  | SOLE |  | 213 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 153 | 468 | SH |  | SOLE |  | 468 | 0 | 0 |
| DXC TECHNOLOGY CO | COM | 23355L106 |  | 320 | 20945 | SH |  | SOLE |  | 20945 | 0 | 0 |
| DANA INC | COM | 235825205 |  | 28 | 1648 | SH |  | SOLE |  | 1648 | 0 | 0 |
| DOUBLELINE OPPORTUNISTIC CR | COM | 258623107 |  | 771 | 50160 | SH |  | SOLE |  | 50160 | 0 | 0 |
| DOVER CORP | COM | 260003108 |  | 23 | 127 | SH |  | SOLE |  | 127 | 0 | 0 |
| DUOLINGO INC | CL A COM | 26603R106 |  | 11 | 26 | SH |  | SOLE |  | 26 | 0 | 0 |
| DOXIMITY INC | CL A | 26622P107 |  | 11 | 177 | SH |  | SOLE |  | 177 | 0 | 0 |
| DUTCH BROS INC | CL A | 26701L100 |  | 16 | 229 | SH |  | SOLE |  | 229 | 0 | 0 |
| EOG RES INC | COM | 26875P101 |  | 510 | 4261 | SH |  | SOLE |  | 4261 | 0 | 0 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 25 | 47 | SH |  | SOLE |  | 47 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 334 | 2506 | SH |  | SOLE |  | 2506 | 0 | 0 |
| EXTRA SPACE STORAGE INC | COM | 30225T102 |  | 1591 | 10789 | SH |  | SOLE |  | 10789 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2316 | 21482 | SH |  | SOLE |  | 21482 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 360 | 488 | SH |  | SOLE |  | 488 | 0 | 0 |
| FARMERS NATIONAL BANC CORP | COM | 309627107 |  | 156 | 11285 | SH |  | SOLE |  | 11285 | 0 | 0 |
| FASTENAL CO | COM | 311900104 |  | 2050 | 48806 | SH |  | SOLE |  | 48806 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | DJ GLBL DIVID | 33734X200 |  | 381 | 13830 | SH |  | SOLE |  | 13830 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 1551 | 87109 | SH |  | SOLE |  | 87109 | 0 | 0 |
| FIRSTENERGY CORP | COM | 337932107 |  | 144 | 3580 | SH |  | SOLE |  | 3580 | 0 | 0 |
| FLUOR CORP NEW | COM | 343412102 |  | 20 | 389 | SH |  | SOLE |  | 389 | 0 | 0 |
| FRANKLIN RESOURCES INC | COM | 354613101 |  | 413 | 17309 | SH |  | SOLE |  | 17309 | 0 | 0 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 298 | 6877 | SH |  | SOLE |  | 6877 | 0 | 0 |
| GEO GROUP INC NEW | COM | 36162J106 |  | 12 | 486 | SH |  | SOLE |  | 486 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 340 | 1322 | SH |  | SOLE |  | 1322 | 0 | 0 |
| GENUINE PARTS CO | COM | 372460105 |  | 35 | 285 | SH |  | SOLE |  | 285 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 144 | 1295 | SH |  | SOLE |  | 1295 | 0 | 0 |
| GRACO INC | COM | 384109104 |  | 31 | 357 | SH |  | SOLE |  | 357 | 0 | 0 |
| GRAINGER W W INC | COM | 384802104 |  | 158 | 152 | SH |  | SOLE |  | 152 | 0 | 0 |
| GUIDEWIRE SOFTWARE INC | COM | 40171V100 |  | 20 | 87 | SH |  | SOLE |  | 87 | 0 | 0 |
| HF SINCLAIR CORP | COM | 403949100 |  | 187 | 4561 | SH |  | SOLE |  | 4561 | 0 | 0 |
| HANOVER INS GROUP INC | COM | 410867105 |  | 24 | 139 | SH |  | SOLE |  | 139 | 0 | 0 |
| HARBOR ETF TRUST | HARBOR COMMODITY | 41151J505 |  | 144 | 5943 | SH |  | SOLE |  | 5943 | 0 | 0 |
| HARLEY DAVIDSON INC | COM | 412822108 |  | 270 | 11449 | SH |  | SOLE |  | 11449 | 0 | 0 |
| HARTFORD FDS EXCHANGE TRADED | HARTFORD QUALITY | 41653L859 |  | 14507 | 565459 | SH |  | SOLE |  | 565459 | 0 | 0 |
| HILLENBRAND INC | COM | 431571108 |  | 291 | 14487 | SH |  | SOLE |  | 14487 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 2058 | 5614 | SH |  | SOLE |  | 5614 | 0 | 0 |
| HUB GROUP INC | CL A | 443320106 |  | 15 | 454 | SH |  | SOLE |  | 454 | 0 | 0 |
| HUNTSMAN CORP | COM | 447011107 |  | 267 | 25647 | SH |  | SOLE |  | 25647 | 0 | 0 |
| IES HLDGS INC | COM | 44951W106 |  | 25 | 86 | SH |  | SOLE |  | 86 | 0 | 0 |
| NEW YORK LIFE INVESTMENTS ET | NYLI HEDGE MULTI | 45409B107 |  | 1042 | 32247 | SH |  | SOLE |  | 32247 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 161 | 7204 | SH |  | SOLE |  | 7204 | 0 | 0 |
| INTAPP INC | COM | 45827U109 |  | 11 | 209 | SH |  | SOLE |  | 209 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 599 | 2032 | SH |  | SOLE |  | 2032 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 463 | 7432 | SH |  | SOLE |  | 7432 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 458 | 4165 | SH |  | SOLE |  | 4165 | 0 | 0 |
| ISHARES TR | CHINA LG-CAP ETF | 464287184 |  | 2911 | 79178 | SH |  | SOLE |  | 79178 | 0 | 0 |
| ISHARES TR | S 500 INDEX | 464287200 |  | 28330 | 45627 | SH |  | SOLE |  | 45627 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 23680 | 238708 | SH |  | SOLE |  | 238708 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 1272 | 14419 | SH |  | SOLE |  | 14419 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 1981 | 20683 | SH |  | SOLE |  | 20683 | 0 | 0 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 2484 | 10406 | SH |  | SOLE |  | 10406 | 0 | 0 |
| ISHARES TR | GLOBAL 100 ETF | 464287572 |  | 919 | 8529 | SH |  | SOLE |  | 8529 | 0 | 0 |
| ISHARES TR | MRNGSTR LG-CP VL | 464288109 |  | 58401 | 700341 | SH |  | SOLE |  | 700341 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 14117 | 177216 | SH |  | SOLE |  | 177216 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 14940 | 186218 | SH |  | SOLE |  | 186218 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP VAL | 464288406 |  | 15329 | 201752 | SH |  | SOLE |  | 201752 | 0 | 0 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 |  | 8331 | 167423 | SH |  | SOLE |  | 167423 | 0 | 0 |
| ISHARES TR | MRNING SM CP ETF | 464288703 |  | 11634 | 189512 | SH |  | SOLE |  | 189512 | 0 | 0 |
| ISHARES SILVER TRUST | ISHARES | 46428Q109 |  | 534 | 16264 | SH |  | SOLE |  | 16264 | 0 | 0 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 330 | 5920 | SH |  | SOLE |  | 5920 | 0 | 0 |
| ISHARES TR | MSCI CHINA ETF | 46429B671 |  | 266 | 4819 | SH |  | SOLE |  | 4819 | 0 | 0 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1696 | 16477 | SH |  | SOLE |  | 16477 | 0 | 0 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 1414 | 57259 | SH |  | SOLE |  | 57259 | 0 | 0 |
| ISHARES TR | BLACKROCK ULTRA | 46434V878 |  | 582 | 11485 | SH |  | SOLE |  | 11485 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 2885 | 9952 | SH |  | SOLE |  | 9952 | 0 | 0 |
| JABIL INC | COM | 466313103 |  | 411 | 1884 | SH |  | SOLE |  | 1884 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 171 | 1118 | SH |  | SOLE |  | 1118 | 0 | 0 |
| JONES LANG LASALLE INC | COM | 48020Q107 |  | 18 | 69 | SH |  | SOLE |  | 69 | 0 | 0 |
| KROGER CO | COM | 501044101 |  | 157 | 2189 | SH |  | SOLE |  | 2189 | 0 | 0 |
| LEAR CORP | COM NEW | 521865204 |  | 19 | 196 | SH |  | SOLE |  | 196 | 0 | 0 |
| LEONARDO DRS INC | COM | 52661A108 |  | 14 | 299 | SH |  | SOLE |  | 299 | 0 | 0 |
| LEVI STRAUSS  CO NEW | CL A COM STK | 52736R102 |  | 163 | 8804 | SH |  | SOLE |  | 8804 | 0 | 0 |
| LIBERTY MEDIA CORP DEL | COM LBTY LIV S C | 531229722 |  | 15 | 179 | SH |  | SOLE |  | 179 | 0 | 0 |
| LIFE TIME GROUP HOLDINGS INC | COMMON STOCK | 53190C102 |  | 12 | 382 | SH |  | SOLE |  | 382 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 341 | 438 | SH |  | SOLE |  | 438 | 0 | 0 |
| LINCOLN ELEC HLDGS INC | COM | 533900106 |  | 24 | 116 | SH |  | SOLE |  | 116 | 0 | 0 |
| LITMAN GREGORY FDS TR | IMGP DBI MANAGED | 53700T827 |  | 1048 | 40746 | SH |  | SOLE |  | 40746 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1793 | 3871 | SH |  | SOLE |  | 3871 | 0 | 0 |
| MSC INDL DIRECT INC | CL A | 553530106 |  | 191 | 2252 | SH |  | SOLE |  | 2252 | 0 | 0 |
| MACYS INC | COM | 55616P104 |  | 15 | 1310 | SH |  | SOLE |  | 1310 | 0 | 0 |
| MAGNA INTL INC | COM | 559222401 |  | 162 | 4190 | SH |  | SOLE |  | 4190 | 0 | 0 |
| MARKETAXESS HLDGS INC | COM | 57060D108 |  | 21 | 92 | SH |  | SOLE |  | 92 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 1673 | 7654 | SH |  | SOLE |  | 7654 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 347 | 618 | SH |  | SOLE |  | 618 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 2270 | 7768 | SH |  | SOLE |  | 7768 | 0 | 0 |
| PEDIATRIX MEDICAL GROUP INC | COM | 58502B106 |  | 14 | 966 | SH |  | SOLE |  | 966 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 353 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| MERCHANTS BANCORP IND | COM | 58844R108 |  | 140 | 4226 | SH |  | SOLE |  | 4226 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 1378 | 17409 | SH |  | SOLE |  | 17409 | 0 | 0 |
| MERCURY GENL CORP NEW | COM | 589400100 |  | 21 | 307 | SH |  | SOLE |  | 307 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 3265 | 6564 | SH |  | SOLE |  | 6564 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 205 | 2913 | SH |  | SOLE |  | 2913 | 0 | 0 |
| MOODYS CORP | COM | 615369105 |  | 342 | 682 | SH |  | SOLE |  | 682 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 2288 | 16242 | SH |  | SOLE |  | 16242 | 0 | 0 |
| MUELLER INDS INC | COM | 624756102 |  | 15 | 186 | SH |  | SOLE |  | 186 | 0 | 0 |
| NRG ENERGY INC | COM NEW | 629377508 |  | 27 | 170 | SH |  | SOLE |  | 170 | 0 | 0 |
| NATIONAL STORAGE AFFILIATES | COM SHS BEN IN | 637870106 |  | 16 | 497 | SH |  | SOLE |  | 497 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 359 | 268 | SH |  | SOLE |  | 268 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 31 | 441 | SH |  | SOLE |  | 441 | 0 | 0 |
| DNOW INC | COM | 67011P100 |  | 22 | 1473 | SH |  | SOLE |  | 1473 | 0 | 0 |
| NUCOR CORP | COM | 670346105 |  | 31 | 240 | SH |  | SOLE |  | 240 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 374 | 2365 | SH |  | SOLE |  | 2365 | 0 | 0 |
| NUVEEN S 500 BUY-WRITE INC | COM | 6706ER101 |  | 803 | 57855 | SH |  | SOLE |  | 57855 | 0 | 0 |
| ONEOK INC NEW | COM | 682680103 |  | 338 | 4140 | SH |  | SOLE |  | 4140 | 0 | 0 |
| OWENS CORNING NEW | COM | 690742101 |  | 20 | 146 | SH |  | SOLE |  | 146 | 0 | 0 |
| PPL CORP | COM | 69351T106 |  | 143 | 4217 | SH |  | SOLE |  | 4217 | 0 | 0 |
| PACCAR INC | COM | 693718108 |  | 270 | 2838 | SH |  | SOLE |  | 2838 | 0 | 0 |
| PALOMAR HLDGS INC | COM | 69753M105 |  | 12 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 2049 | 14086 | SH |  | SOLE |  | 14086 | 0 | 0 |
| PENSKE AUTOMOTIVE GRP INC | COM | 70959W103 |  | 22 | 129 | SH |  | SOLE |  | 129 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 1166 | 8834 | SH |  | SOLE |  | 8834 | 0 | 0 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 1550 | 16065 | SH |  | SOLE |  | 16065 | 0 | 0 |
| PRIMO BRANDS CORPORATION | CLASS A COM SHS | 741623102 |  | 10 | 351 | SH |  | SOLE |  | 351 | 0 | 0 |
| PRIMORIS SVCS CORP | COM | 74164F103 |  | 14 | 177 | SH |  | SOLE |  | 177 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 349 | 1306 | SH |  | SOLE |  | 1306 | 0 | 0 |
| Q2 HLDGS INC | COM | 74736L109 |  | 22 | 232 | SH |  | SOLE |  | 232 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 160 | 1003 | SH |  | SOLE |  | 1003 | 0 | 0 |
| RBB FD INC | FM ULTRASHORT TR | 74933W213 |  | 405 | 8095 | SH |  | SOLE |  | 8095 | 0 | 0 |
| RPM INTL INC | COM | 749685103 |  | 31 | 279 | SH |  | SOLE |  | 279 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 1623 | 11117 | SH |  | SOLE |  | 11117 | 0 | 0 |
| REINSURANCE GRP OF AMERICA I | COM NEW | 759351604 |  | 12 | 59 | SH |  | SOLE |  | 59 | 0 | 0 |
| RESIDEO TECHNOLOGIES INC | COM | 76118Y104 |  | 20 | 885 | SH |  | SOLE |  | 885 | 0 | 0 |
| ROBINHOOD MKTS INC | COM CL A | 770700102 |  | 17 | 182 | SH |  | SOLE |  | 182 | 0 | 0 |
| RUSH STREET INTERACTIVE INC | COM | 782011100 |  | 16 | 1048 | SH |  | SOLE |  | 1048 | 0 | 0 |
| SPDR GOLD TRUST | GOLD SHS | 78463V107 |  | 3148 | 10327 | SH |  | SOLE |  | 10327 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 1899 | 44436 | SH |  | SOLE |  | 44436 | 0 | 0 |
| SPDR SER TR | ICE PFD SEC ETF | 78464A292 |  | 739 | 23275 | SH |  | SOLE |  | 23275 | 0 | 0 |
| SSGA ACTIVE ETF TR | MUL ASS RLRTN | 78467V103 |  | 1398 | 48058 | SH |  | SOLE |  | 48058 | 0 | 0 |
| SSGA ACTIVE ETF TR | BLACKSTONE SENR | 78467V608 |  | 762 | 18322 | SH |  | SOLE |  | 18322 | 0 | 0 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 |  | 3871 | 42198 | SH |  | SOLE |  | 42198 | 0 | 0 |
| SSR MINING IN | COM | 784730103 |  | 15 | 1177 | SH |  | SOLE |  | 1177 | 0 | 0 |
| SANMINA CORPORATION | COM | 801056102 |  | 21 | 217 | SH |  | SOLE |  | 217 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 35434 | 1449834 | SH |  | SOLE |  | 1449834 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 13639 | 539098 | SH |  | SOLE |  | 539098 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 45358 | 2052409 | SH |  | SOLE |  | 2052409 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 42851 | 1606096 | SH |  | SOLE |  | 1606096 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 4091 | 48243 | SH |  | SOLE |  | 48243 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 4296 | 39582 | SH |  | SOLE |  | 39582 | 0 | 0 |
| SIMPLIFY EXCHANGE TRADED FUN | MULTI QIS ALTERN | 82889N533 |  | 984 | 44729 | SH |  | SOLE |  | 44729 | 0 | 0 |
| SKYWEST INC | COM | 830879102 |  | 28 | 271 | SH |  | SOLE |  | 271 | 0 | 0 |
| SKYWORKS SOLUTIONS INC | COM | 83088M102 |  | 467 | 6271 | SH |  | SOLE |  | 6271 | 0 | 0 |
| SNAP ON INC | COM | 833034101 |  | 140 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| SOFI TECHNOLOGIES INC | COM | 83406F102 |  | 18 | 986 | SH |  | SOLE |  | 986 | 0 | 0 |
| SPROUTS FMRS MKT INC | COM | 85208M102 |  | 21 | 128 | SH |  | SOLE |  | 128 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 150 | 1636 | SH |  | SOLE |  | 1636 | 0 | 0 |
| STONEX GROUP INC | COM | 861896108 |  | 14 | 155 | SH |  | SOLE |  | 155 | 0 | 0 |
| STRIDE INC | COM | 86333M108 |  | 25 | 169 | SH |  | SOLE |  | 169 | 0 | 0 |
| SYLVAMO CORP | COMMON STOCK | 871332102 |  | 13 | 269 | SH |  | SOLE |  | 269 | 0 | 0 |
| TD SYNNEX CORPORATION | COM | 87162W100 |  | 22 | 159 | SH |  | SOLE |  | 159 | 0 | 0 |
| TKO GROUP HOLDINGS INC | CL A | 87256C101 |  | 14 | 78 | SH |  | SOLE |  | 78 | 0 | 0 |
| TRI POINTE HOMES INC | COM | 87265H109 |  | 18 | 570 | SH |  | SOLE |  | 570 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 383 | 1689 | SH |  | SOLE |  | 1689 | 0 | 0 |
| TAPESTRY INC | COM | 876030107 |  | 15 | 166 | SH |  | SOLE |  | 166 | 0 | 0 |
| TEGNA INC | COM | 87901J105 |  | 19 | 1126 | SH |  | SOLE |  | 1126 | 0 | 0 |
| TELEPHONE  DATA SYS INC | COM NEW | 879433829 |  | 13 | 371 | SH |  | SOLE |  | 371 | 0 | 0 |
| TEMPUR SEALY INTL INC | COM | 88023U101 |  | 696 | 10228 | SH |  | SOLE |  | 10228 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 2842 | 13690 | SH |  | SOLE |  | 13690 | 0 | 0 |
| TG THERAPEUTICS INC | COM | 88322Q108 |  | 11 | 318 | SH |  | SOLE |  | 318 | 0 | 0 |
| 3M CO | COM | 88579Y101 |  | 152 | 997 | SH |  | SOLE |  | 997 | 0 | 0 |
| TOAST INC | CL A | 888787108 |  | 17 | 382 | SH |  | SOLE |  | 382 | 0 | 0 |
| TRINITY INDS INC | COM | 896522109 |  | 293 | 10832 | SH |  | SOLE |  | 10832 | 0 | 0 |
| TYSON FOODS INC | CL A | 902494103 |  | 32 | 566 | SH |  | SOLE |  | 566 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 363 | 3896 | SH |  | SOLE |  | 3896 | 0 | 0 |
| UNITED NAT FOODS INC | COM | 911163103 |  | 15 | 659 | SH |  | SOLE |  | 659 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 986 | 9766 | SH |  | SOLE |  | 9766 | 0 | 0 |
| UNITED STS LIME  MINERALS I | COM | 911922102 |  | 11 | 107 | SH |  | SOLE |  | 107 | 0 | 0 |
| US FOODS HLDG CORP | COM | 912008109 |  | 24 | 318 | SH |  | SOLE |  | 318 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1852 | 5937 | SH |  | SOLE |  | 5937 | 0 | 0 |
| VANECK ETF TRUST | IG FLOATING RATE | 92189F486 |  | 1514 | 59364 | SH |  | SOLE |  | 59364 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1314 | 19013 | SH |  | SOLE |  | 19013 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 6899 | 93694 | SH |  | SOLE |  | 93694 | 0 | 0 |
| VANGUARD TAX MANAGED INTL FD | FTSE DEV MKT ETF | 921943858 |  | 44484 | 780285 | SH |  | SOLE |  | 780285 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 1514 | 30119 | SH |  | SOLE |  | 30119 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 1228 | 9134 | SH |  | SOLE |  | 9134 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 2681 | 39879 | SH |  | SOLE |  | 39879 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 38695 | 782342 | SH |  | SOLE |  | 782342 | 0 | 0 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 851 | 4824 | SH |  | SOLE |  | 4824 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 20708 | 260478 | SH |  | SOLE |  | 260478 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 7404 | 89285 | SH |  | SOLE |  | 89285 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 24915 | 43862 | SH |  | SOLE |  | 43862 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 3430 | 38513 | SH |  | SOLE |  | 38513 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 27 | 619 | SH |  | SOLE |  | 619 | 0 | 0 |
| VIRTU FINL INC | CL A | 928254101 |  | 14 | 311 | SH |  | SOLE |  | 311 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 349 | 983 | SH |  | SOLE |  | 983 | 0 | 0 |
| VISHAY INTERTECHNOLOGY INC | COM | 928298108 |  | 303 | 19052 | SH |  | SOLE |  | 19052 | 0 | 0 |
| VISTEON CORP | COM NEW | 92839U206 |  | 20 | 211 | SH |  | SOLE |  | 211 | 0 | 0 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 1704 | 16352 | SH |  | SOLE |  | 16352 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 39 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 1811 | 7916 | SH |  | SOLE |  | 7916 | 0 | 0 |
| WESCO INTL INC | COM | 95082P105 |  | 20 | 108 | SH |  | SOLE |  | 108 | 0 | 0 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 16384 | 325653 | SH |  | SOLE |  | 325653 | 0 | 0 |
| WORLD KINECT CORPORATION | COM | 981475106 |  | 21 | 737 | SH |  | SOLE |  | 737 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 2371 | 36190 | SH |  | SOLE |  | 36190 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 |  | 141 | 394 | SH |  | SOLE |  | 394 | 0 | 0 |
| AXIS CAP HLDGS LTD | SHS | G0692U109 |  | 31 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 2314 | 7741 | SH |  | SOLE |  | 7741 | 0 | 0 |
| ASA GOLD AND PRECIOUS MTLS L | SHS | G3156P103 |  | 1013 | 32080 | SH |  | SOLE |  | 32080 | 0 | 0 |
| TEEKAY TANKERS LTD | CL A | G8726X106 |  | 20 | 491 | SH |  | SOLE |  | 491 | 0 | 0 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 |  | 337 | 5823 | SH |  | SOLE |  | 5823 | 0 | 0 |

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