# EDGAR Filing Document

**Accession Number:** 0001102256
**File Stem:** 0001102256-23-000003
**Filing Date:** 2023-2
**Character Count:** 14385
**Document Hash:** dd4d6b18656207d9608374d3d924f53c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001102256-23-000003.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001102256-23-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**EFFECTIVENESS DATE**: 20230213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** OLD POINT TRUST & FINANCIAL SERVICES N A
- **CENTRAL INDEX KEY:** 0001102256
- **IRS NUMBER:** 541920705
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-10669
- **FILM NUMBER:** 23616868

**BUSINESS ADDRESS:**
- **STREET 1:** 11780 JEFFERSON AVENUE
- **STREET 2:** P O BOX 6270
- **CITY:** NEWPORT NEWS
- **STATE:** VA
- **ZIP:** 23606
- **BUSINESS PHONE:** 7575992200

**MAIL ADDRESS:**
- **STREET 1:** P O BOX 6270
- **CITY:** NEWPORT NEWS
- **STATE:** VA
- **ZIP:** 23606

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** OLD POINT TRUST  FINANCIAL SERVICES N A<br>**Address:** P O BOX 6270<br>NEWPORT NEWS, VA 23606

**Form 13F File Number:** 028-10669

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Eric A. Kauders Jr.<br>**Title:** President  CEO<br>**Phone:** 757-599-2200

**Signature, Place, and Date of Signing:**

Eric A. Kauders Jr.  Newport News, VA  12-31-2022<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 112

**Form 13F Information Table Value Total:** $216914779

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | Com | 00206R102 |  | 533209 | 28963 | SH |  | SOLE | 0 | 28963 | 0 | 0 |
| AT INC | Com | 00206R102 |  | 49707 | 2700 | SH |  | DFND | 0 | 2626 | 0 | 74 |
| ABBOTT LABORATORIES | Com | 002824100 |  | 207393 | 1889 | SH |  | SOLE | 0 | 1889 | 0 | 0 |
| ABBOTT LABORATORIES | Com | 002824100 |  | 84538 | 770 | SH |  | DFND | 0 | 770 | 0 | 0 |
| ABBVIE INC | Com | 00287Y109 |  | 307544 | 1903 | SH |  | SOLE | 0 | 1903 | 0 | 0 |
| ALTRIA GROUP INC | Com | 02209S103 |  | 616902 | 13496 | SH |  | SOLE | 0 | 13496 | 0 | 0 |
| AMAZON.COM INC | Com | 023135106 |  | 1857240 | 22110 | SH |  | SOLE | 0 | 22110 | 0 | 0 |
| AMGEN INC | Com | 031162100 |  | 7649127 | 29124 | SH |  | SOLE | 0 | 29024 | 0 | 100 |
| ANALOG DEVICES INC | Com | 032654105 |  | 210779 | 1285 | SH |  | SOLE | 0 | 1285 | 0 | 0 |
| APPLE INC | Com | 037833100 |  | 7822955 | 60209 | SH |  | SOLE | 0 | 59609 | 0 | 600 |
| APPLE INC | Com | 037833100 |  | 176445 | 1358 | SH |  | DFND | 0 | 1358 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | Com | 039483102 |  | 204177 | 2199 | SH |  | SOLE | 0 | 2199 | 0 | 0 |
| BAKER HUGHES CO | Com | 05722G100 |  | 1073416 | 36350 | SH |  | SOLE | 0 | 35950 | 0 | 400 |
| BANK OF AMERICA CORP | Com | 060505104 |  | 210279 | 6349 | SH |  | SOLE | 0 | 6349 | 0 | 0 |
| BANK OF AMERICA CORP | Com | 060505104 |  | 33385 | 1008 | SH |  | DFND | 0 | 0 | 0 | 1008 |
| BAXTER INTL INC | Com | 071813109 |  | 1325475 | 26005 | SH |  | SOLE | 0 | 25605 | 100 | 300 |
| BAXTER INTL INC | Com | 071813109 |  | 5097 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| BERKSHIRE HATHAWAY INC CL B NE | Com | 084670702 |  | 242795 | 786 | SH |  | SOLE | 0 | 786 | 0 | 0 |
| BERKSHIRE HATHAWAY INC CL B NE | Com | 084670702 |  | 176073 | 570 | SH |  | DFND | 0 | 570 | 0 | 0 |
| BIOELECTRONICS CORP | Com | 09062H108 |  | 275 | 550000 | SH |  | SOLE | 0 | 550000 | 0 | 0 |
| BLACKSTONE GROUP INC COM | Com | 09260D107 |  | 5425144 | 73125 | SH |  | SOLE | 0 | 72300 | 75 | 750 |
| BLACKSTONE GROUP INC COM | Com | 09260D107 |  | 18548 | 250 | SH |  | DFND | 0 | 0 | 0 | 250 |
| BOEING CO. | Com | 097023105 |  | 358121 | 1880 | SH |  | SOLE | 0 | 1880 | 0 | 0 |
| CVS HEALTH CORP | Com | 126650100 |  | 326072 | 3499 | SH |  | SOLE | 0 | 3499 | 0 | 0 |
| CATERPILLAR INC | Com | 149123101 |  | 268307 | 1120 | SH |  | SOLE | 0 | 1120 | 0 | 0 |
| CHEVRON CORP | Com | 166764100 |  | 966015 | 5382 | SH |  | SOLE | 0 | 5382 | 0 | 0 |
| CISCO SYSTEMS | Com | 17275R102 |  | 6690609 | 140441 | SH |  | SOLE | 0 | 139891 | 150 | 400 |
| CISCO SYSTEMS | Com | 17275R102 |  | 24296 | 510 | SH |  | DFND | 0 | 300 | 0 | 210 |
| CLOROX CO | Com | 189054109 |  | 285572 | 2035 | SH |  | SOLE | 0 | 2035 | 0 | 0 |
| COCA-COLA CO | Com | 191216100 |  | 1500878 | 23595 | SH |  | SOLE | 0 | 23595 | 0 | 0 |
| CONOCOPHILLIPS | Com | 20825C104 |  | 10080858 | 85431 | SH |  | SOLE | 0 | 84746 | 85 | 600 |
| CONOCOPHILLIPS | Com | 20825C104 |  | 11800 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| DEVON ENERGY CORPORATION NEW | Com | 25179M103 |  | 876518 | 14250 | SH |  | SOLE | 0 | 14250 | 0 | 0 |
| DISNEY COM STOCK | Com | 254687106 |  | 859069 | 9888 | SH |  | SOLE | 0 | 9888 | 0 | 0 |
| DOLLAR TREE INC | Com | 256746108 |  | 212160 | 1500 | SH |  | SOLE | 0 | 1500 | 0 | 0 |
| DOMINION ENERGY INC | Com | 25746U109 |  | 5326746 | 86868 | SH |  | SOLE | 0 | 85968 | 0 | 900 |
| DOMINION ENERGY INC | Com | 25746U109 |  | 12203 | 199 | SH |  | DFND | 0 | 199 | 0 | 0 |
| ECOLAB INC | Com | 278865100 |  | 4200134 | 28855 | SH |  | SOLE | 0 | 28655 | 0 | 200 |
| ENBRIDGE INC | Com | 29250N105 |  | 6435039 | 164579 | SH |  | SOLE | 0 | 162683 | 196 | 1700 |
| EXXON MOBIL CORPORATION | Com | 30231G102 |  | 9394141 | 85169 | SH |  | SOLE | 0 | 84269 | 100 | 800 |
| EXXON MOBIL CORPORATION | Com | 30231G102 |  | 100814 | 914 | SH |  | DFND | 0 | 803 | 0 | 111 |
| FIRST SOLAR INC | Com | 336433107 |  | 718992 | 4800 | SH |  | SOLE | 0 | 4800 | 0 | 0 |
| FOX CORP - CLASS B | Com | 35137L204 |  | 1084770 | 38129 | SH |  | SOLE | 0 | 37329 | 0 | 800 |
| GENERAL ELECTRIC CO COM | Com | 369604301 |  | 1018970 | 12161 | SH |  | SOLE | 0 | 12038 | 0 | 123 |
| GENERAL ELECTRIC CO COM | Com | 369604301 |  | 8044 | 96 | SH |  | DFND | 0 | 96 | 0 | 0 |
| HEWLETT PACKARD ENTERPRISE CO | Com | 42824C109 |  | 1855031 | 116230 | SH |  | SOLE | 0 | 114530 | 0 | 1700 |
| HEWLETT PACKARD ENTERPRISE CO | Com | 42824C109 |  | 1596 | 100 | SH |  | DFND | 0 | 0 | 0 | 100 |
| HOME DEPOT INC. | Com | 437076102 |  | 388508 | 1230 | SH |  | SOLE | 0 | 1230 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | Com | 438516106 |  | 977208 | 4560 | SH |  | SOLE | 0 | 4560 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | Com | 438516106 |  | 64290 | 300 | SH |  | DFND | 0 | 0 | 0 | 300 |
| ILLINOIS TOOL WORKS | Com | 452308109 |  | 280222 | 1272 | SH |  | SOLE | 0 | 1272 | 0 | 0 |
| INTEL CORP | Com | 458140100 |  | 3958791 | 149784 | SH |  | SOLE | 0 | 148884 | 200 | 700 |
| INTEL CORP | Com | 458140100 |  | 3832 | 145 | SH |  | DFND | 0 | 100 | 0 | 45 |
| INTERNATIONAL BUSINESS MACHINE | Com | 459200101 |  | 2263539 | 16066 | SH |  | SOLE | 0 | 15866 | 50 | 150 |
| INTERNATIONAL BUSINESS MACHINE | Com | 459200101 |  | 14089 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| JOHNSON  JOHNSON | Com | 478160104 |  | 8328694 | 47148 | SH |  | SOLE | 0 | 47098 | 50 | 0 |
| JOHNSON  JOHNSON | Com | 478160104 |  | 172234 | 975 | SH |  | DFND | 0 | 900 | 0 | 75 |
| KIMBERLY CLARK CORP | Com | 494368103 |  | 1108535 | 8166 | SH |  | SOLE | 0 | 7966 | 0 | 200 |
| KINDER MORGAN INC | Com | 49456B101 |  | 4360806 | 241195 | SH |  | SOLE | 0 | 238795 | 0 | 2400 |
| KINDER MORGAN INC | Com | 49456B101 |  | 10848 | 600 | SH |  | DFND | 0 | 500 | 0 | 100 |
| LOCKHEED MARTIN CORP | Com | 539830109 |  | 4963657 | 10203 | SH |  | SOLE | 0 | 10203 | 0 | 0 |
| LOWES COMPANIES | Com | 548661107 |  | 204022 | 1024 | SH |  | SOLE | 0 | 1024 | 0 | 0 |
| LUMEN TECHNOLOGIES INC | Com | 550241103 |  | 471053 | 90240 | SH |  | SOLE | 0 | 89740 | 0 | 500 |
| LUMEN TECHNOLOGIES INC | Com | 550241103 |  | 251 | 48 | SH |  | DFND | 0 | 48 | 0 | 0 |
| MARATHON OIL CORP | Com | 565849106 |  | 3462930 | 127925 | SH |  | SOLE | 0 | 127125 | 0 | 800 |
| MARATHON PETROLEUM CORP | Com | 56585A102 |  | 1043553 | 8966 | SH |  | SOLE | 0 | 8966 | 0 | 0 |
| MCDONALDS CORP | Com | 580135101 |  | 306749 | 1164 | SH |  | SOLE | 0 | 1164 | 0 | 0 |
| MERCK  CO INC NEW | Com | 58933Y105 |  | 1807819 | 16294 | SH |  | SOLE | 0 | 16294 | 0 | 0 |
| MICROSOFT CORP | Com | 594918104 |  | 11205829 | 46726 | SH |  | SOLE | 0 | 46226 | 50 | 450 |
| MICROSOFT CORP | Com | 594918104 |  | 184661 | 770 | SH |  | DFND | 0 | 770 | 0 | 0 |
| MONDELEZ INTERNATIONAL INC | Com | 609207105 |  | 391102 | 5868 | SH |  | SOLE | 0 | 5868 | 0 | 0 |
| NEXTERA ENERGY INC | Com | 65339F101 |  | 5209868 | 62319 | SH |  | SOLE | 0 | 61369 | 150 | 800 |
| NEXTERA ENERGY INC | Com | 65339F101 |  | 100320 | 1200 | SH |  | DFND | 0 | 0 | 0 | 1200 |
| NIKE INC. | Com | 654106103 |  | 480677 | 4108 | SH |  | SOLE | 0 | 4108 | 0 | 0 |
| NORFOLK SOUTHERN CORP. | Com | 655844108 |  | 4216493 | 17111 | SH |  | SOLE | 0 | 16711 | 0 | 400 |
| OLD POINT FINANCIAL CORPORATIO | Com | 680194107 |  | 4957686 | 183618 | SH |  | SOLE | 0 | 167774 | 0 | 15844 |
| OLD POINT FINANCIAL CORPORATIO | Com | 680194107 |  | 279018 | 10334 | SH |  | DFND | 0 | 3533 | 0 | 6801 |
| ORACLE SYSTEMS CORP | Com | 68389X105 |  | 586730 | 7178 | SH |  | SOLE | 0 | 7178 | 0 | 0 |
| ORACLE SYSTEMS CORP | Com | 68389X105 |  | 8174 | 100 | SH |  | DFND | 0 | 0 | 0 | 100 |
| PPG INDUSTRIES INC. | Com | 693506107 |  | 515408 | 4099 | SH |  | SOLE | 0 | 4099 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC - A | Com | 69608A108 |  | 1102629 | 171749 | SH |  | SOLE | 0 | 171749 | 0 | 0 |
| PEPSICO INC | Com | 713448108 |  | 9784184 | 54158 | SH |  | SOLE | 0 | 53593 | 65 | 500 |
| PEPSICO INC | Com | 713448108 |  | 262318 | 1452 | SH |  | DFND | 0 | 100 | 0 | 1352 |
| PFIZER INC | Com | 717081103 |  | 2349200 | 45847 | SH |  | SOLE | 0 | 45647 | 200 | 0 |
| PFIZER INC | Com | 717081103 |  | 169348 | 3305 | SH |  | DFND | 0 | 1055 | 0 | 2250 |
| PHILIP MORRIS INTERNATIONAL IN | Com | 718172109 |  | 1290832 | 12754 | SH |  | SOLE | 0 | 12154 | 0 | 600 |
| PHILLIPS 66 | Com | 718546104 |  | 375000 | 3603 | SH |  | SOLE | 0 | 3603 | 0 | 0 |
| T ROWE PRICE GROUP INC | Com | 74144T108 |  | 1159526 | 10632 | SH |  | SOLE | 0 | 10632 | 0 | 0 |
| PROCTER  GAMBLE CO. | Com | 742718109 |  | 9648006 | 63658 | SH |  | SOLE | 0 | 63008 | 50 | 600 |
| PROCTER  GAMBLE CO. | Com | 742718109 |  | 431340 | 2846 | SH |  | DFND | 0 | 500 | 0 | 2346 |
| RAYTHEON TECHNOLOGIES CORP | Com | 75513E101 |  | 10496790 | 104011 | SH |  | SOLE | 0 | 103761 | 0 | 250 |
| RAYTHEON TECHNOLOGIES CORP | Com | 75513E101 |  | 28560 | 283 | SH |  | DFND | 0 | 283 | 0 | 0 |
| SOUTHERN CO | Com | 842587107 |  | 5893396 | 82529 | SH |  | SOLE | 0 | 82029 | 100 | 400 |
| SYSCO CORP | Com | 871829107 |  | 2254893 | 29495 | SH |  | SOLE | 0 | 28895 | 100 | 500 |
| TARGET CORP | Com | 87612E106 |  | 2161825 | 14505 | SH |  | SOLE | 0 | 14505 | 0 | 0 |
| TARGET CORP | Com | 87612E106 |  | 57380 | 385 | SH |  | DFND | 0 | 385 | 0 | 0 |
| 3M CO | Com | 88579Y101 |  | 605116 | 5046 | SH |  | SOLE | 0 | 5046 | 0 | 0 |
| TOWNEBANK | Com | 89214P109 |  | 491220 | 15928 | SH |  | SOLE | 0 | 15928 | 0 | 0 |
| TOWNEBANK | Com | 89214P109 |  | 19614 | 636 | SH |  | DFND | 0 | 0 | 0 | 636 |
| TRUIST FINANCIAL CORP | Com | 89832Q109 |  | 3615036 | 84012 | SH |  | SOLE | 0 | 83512 | 0 | 500 |
| TRUIST FINANCIAL CORP | Com | 89832Q109 |  | 296391 | 6888 | SH |  | DFND | 0 | 1155 | 0 | 5733 |
| UNITED PARCEL SERVICE CL B | Com | 911312106 |  | 3341900 | 19224 | SH |  | SOLE | 0 | 19124 | 0 | 100 |
| VERIZON COMMUNICATIONS | Com | 92343V104 |  | 2956103 | 75028 | SH |  | SOLE | 0 | 74428 | 200 | 400 |
| VERIZON COMMUNICATIONS | Com | 92343V104 |  | 57563 | 1461 | SH |  | DFND | 0 | 769 | 0 | 692 |
| VISA INC - CLASS A SHARES | Com | 92826C839 |  | 383733 | 1847 | SH |  | SOLE | 0 | 1847 | 0 | 0 |
| WAL-MART STORES INC | Com | 931142103 |  | 498392 | 3515 | SH |  | SOLE | 0 | 3515 | 0 | 0 |
| WALGREENS BOOTS ALLIANCE INC | Com | 931427108 |  | 964000 | 25803 | SH |  | SOLE | 0 | 25803 | 0 | 0 |
| WEYERHAEUSER CO | Com | 962166104 |  | 1946490 | 62790 | SH |  | SOLE | 0 | 62790 | 0 | 0 |
| WEYERHAEUSER CO | Com | 962166104 |  | 3100 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| YUM! BRANDS INC | Com | 988498101 |  | 2282642 | 17822 | SH |  | SOLE | 0 | 17522 | 0 | 300 |
| ACCENTURE PLC CL A | Com | G1151C101 |  | 7663111 | 28718 | SH |  | SOLE | 0 | 28218 | 0 | 500 |
| EATON CORP PLC | Com | G29183103 |  | 1150287 | 7329 | SH |  | SOLE | 0 | 6929 | 0 | 400 |

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