# EDGAR Filing Document

**Accession Number:** 0000110698
**File Stem:** 0001193125-26-208363
**Filing Date:** 2026-5
**Character Count:** 4795
**Document Hash:** 847bf04325ffd20d020c08d23af5d93e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-208363.hdr.sgml**: 20260506

**ACCESSION NUMBER**: 0001193125-26-208363

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260506

**DATE AS OF CHANGE**: 20260506

**EFFECTIVENESS DATE**: 20260506

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** HORACE MANN LIFE INSURANCE CO SEPARATE ACCOUNT
- **CENTRAL INDEX KEY:** 0000110698

**ORGANIZATION NAME:**
- **EIN:** 370726637
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-215819
- **FILM NUMBER:** 26947297

**BUSINESS ADDRESS:**
- **STREET 1:** #1 HORACE MANN PLZ
- **CITY:** SPRINGFIELD
- **STATE:** IL
- **ZIP:** 62715-0001
- **BUSINESS PHONE:** 2177892500

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 4657
- **CITY:** SPRINGFIELD
- **STATE:** IL
- **ZIP:** 62708-4657

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MANN HORACE LIFE INSURANCE CO SEPARATE ACCOUNT
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### MANN HORACE LIFE INSURANCE CO SEPARATE ACCOUNT (Series ID: S000001088)

| Class ID   | Class Name                                                                                                           | Ticker Symbol   |
|:---|:---|:---|
| C000182313 | Horace Mann Personal Retirement Planner Individual Qualified Flexible Premium Deferred Variable Annuity Contract     |  |
| C000182314 | Horace Mann Personal Retirement Planner Individual Non-Qualified Flexible Premium Deferred Variable Annuity Contract |  |

![](g563758horaceltrhd.jpg)

May 14, 2025

VIA EDGAR TRANSMISSION

U.S. Securities and Exchange Commission <br>100 F Street, NE <br>Washington, DC 20549

Re:

Horace Mann Life Insurance Company <br>Horace Mann Life Insurance Company Separate Account <br>Personal Retirement Planner Annuity (File Nos. 333-215819/811-1343)

Commissioners:

On behalf of Horace Mann Life Insurance Company (the "Company") and Horace Mann Life Insurance Company Separate Account (the "Account"), I am transmitting forms of summary prospectus for the Personal Retirement Planner Non-Qualified Flexible Premium Deferred Variable Annuity Contract offered by the Company that differ from those contained in the above referenced registration statement that was filed electronically with the Securities and Exchange Commission on April 30, 2025.

*Under Important Information You Should Consider About the Contract and Ongoing Fees and Expenses (Annual Charges)*, the **Investment Options (Portfolio Company Fees and Expenses) Maximum** is updated to be 0.94% as a percentage of Portfolio Company assets.

*Under Important Information You Should Consider About the Contract and Ongoing Fees and Expenses (Annual Charges):* the **HIGHEST ANNUAL COST** is updated to be $2,242.

*Under Fees and Annual Portfolio Company Expenses:* **Maximum** is updated to be 0.94%.

*Under Fees and Example and $35 Administrative Expense:* the **costs** are updated to be as follows: 1 year – $2,242; 3 years – $6,908; 5 years – $11,826; 10 years – $25,316.

*Under Fees and Example and $25 Administrative Expense:* the **costs** are updated to be as follows: 1 year – $2,232; 3 years – $6,879; 5 years – $11,778; 10 years – $25,227.

*Under Appendix A: Portfolio Companies Available Under the Contract:* Neuberger Berman Genesis Fund Advisor Class / Neuberger Berman Investment Advisers, LLC; Current Expenses – 1.34%; Average Annual Total Returns (as of 12/31/24): 1-year – 15.19%; 5-year – 11.87%; 10-year – 8.18% is replaced with the following:

ClearBridge Variable Small Cap Growth 1 / Franklin Templeton Fund Adviser, LLC; Current Expenses – 0.80%; Average Annual Total Returns (as of 12/31/24): 1-year – 4.50%; 5-year – 5.39%; 10-year – 7.93%..

I certify that, other than the changes described above, the forms of summary prospectus for the Personal Retirement Planner Non-Qualified Flexible Premium Deferred Variable Annuity Contract offered by the Company do not differ from those contained in the above referenced registration statement that was filed electronically with the Securities and Exchange Commission on April 30, 2025.

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If you have any questions or comments about this transmittal, please contact me at 217-788-5780 or Maureen Bolinger at 217-788-5720.

Sincerely,

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| |
|:---|
| /s/ Allen R. Reed<br>|
| Allen R. Reed<br> Assistant Vice President and Assistant General Counsel,<br> Chief Compliance Officer<br> HMLIC Separate Accounts<br> Horace Mann Life Insurance Company<br>|

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cc:

Maureen Bolinger <br>AVP Retirement Product & <br>Fund Company Administration

The Horace Mann Companies 1 Horace Mann Plaza Springfield, Illinois 62715-0001 <br>217-789-2500 www.horacemann.com

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