# EDGAR Filing Document

**Accession Number:** 0002003292
**File Stem:** 0000950103-25-014930
**Filing Date:** 2025-11
**Character Count:** 8718
**Document Hash:** 22a7700312105a65cbaaef4636f93a01
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000950103-25-014930.hdr.sgml**: 20251118

**ACCESSION NUMBER**: 0000950103-25-014930

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13G

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251118

**DATE AS OF CHANGE**: 20251118

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Klarna Group plc
- **CENTRAL INDEX KEY:** 0002003292
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** X0
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-95321
- **FILM NUMBER:** 251494888

**BUSINESS ADDRESS:**
- **STREET 1:** 10 YORK ROAD
- **CITY:** LONDON
- **STATE:** X0
- **ZIP:** SE1 7ND
- **BUSINESS PHONE:** 0046734205795

**MAIL ADDRESS:**
- **STREET 1:** 10 YORK ROAD
- **CITY:** LONDON
- **STATE:** X0
- **ZIP:** SE1 7ND

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Klarna UK II plc
- **DATE OF NAME CHANGE:** 20231205
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Siemiatkowski Sebastian
- **CENTRAL INDEX KEY:** 0002097107

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G

**MAIL ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** 10 YORK ROAD
- **CITY:** LONDON
- **PROVINCE COUNTRY:** X0
- **ZIP:** SE1 7ND

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13G

### Under the Securities Exchange Act of 1934

**Issuer:** Klarna Group plc

**Title of Class of Securities:** Ordinary Shares, $0.0001 nominal value

**CUSIP Number:** G5279N105

**Date of Event Which Requires Filing of this Statement:** 09/30/2025

**Check the appropriate box to designate the rule pursuant to which this Schedule is filed:**

- [ ] Rule 13d-1(b)

- [ ] Rule 13d-1(c)

- [x] Rule 13d-1(d)

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| 1. | Names of Reporting Persons<br>Siemiatkowski Sebastian | Names of Reporting Persons<br>Siemiatkowski Sebastian |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>V7 | Citizenship or Place of Organization<br>V7 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>28555512.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>0.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>28555512.00 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>0.00 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>28555512.00 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>28555512.00 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>7.49% | Percent of Class Represented by Amount in Row (9)<br>7.49% |
| 12. | Type of Reporting Person (See Instructions)<br>IN | Type of Reporting Person (See Instructions)<br>IN |

**Comment for Type of Reporting Person:** Sole Voting Power and Sole Dispositive Power shown in Boxes 5 and 7:

The number of ordinary shares is comprised of (i) 24,564,396 ordinary shares held by Double Sunday AB, (ii) 87,420 ordinary shares held by Flat Capital AB (publ), (iii) 962,460 ordinary shares issuable upon the exercise of options to acquire ordinary shares held by Mr. Siemiatkowski that are currently exercisable, and (iv) 2,941,236 ordinary shares issuable upon the exercise of Class C options to acquire ordinary shares held by Mr. Siemiatkowski that are currently exercisable. Mr. Siemiatkowski controls Double Sunday AB and Flat Capital AB (publ) and as such, he may be deemed to have voting and dispositive power with respect to the shares held by such entities.

On October 30, 2025, Flat Capital AB (publ) acquired all of the shares held by Double Sunday AB.

Under the beneficial ownership rules, the number of ordinary shares beneficially owned by Mr. Siemiatkowski as reported herein does not include ordinary shares issuable upon the vesting of restricted stock units or the exercise of options and warrants that are subject to vesting, settlement or exercise conditions that are not expected to occur within 60 days from September 30, 2025.

Percent of Class Represented by Amount shown in Box 11:

The percentage of ownership set forth above is based on 377,255,045 ordinary shares outstanding as of September 30, 2025.

---

**Item 1(a). Name of Issuer:**
Klarna Group plc

**Item 1(b). Address of Issuer's Principal Executive Offices:**
10 York Road, SE1 7ND London, United Kingdom

**Item 2(a). Name of Person Filing:**
Sebastian Siemiatkowski

**Item 2(b). Address of Principal Business Office:**
c/o Klarna Group plc, 10 York Road, SE1 7ND London, United Kingdom

**Item 2(c). Citizenship:**
Swedish

**Item 2(d). Title of Class of Securities:**
Ordinary Shares, $0.0001 nominal value

**Item 2(e). CUSIP Number:**
G5279N105

**Item 3. If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:**

(a) [ ] Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).

(b) [ ] Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).

(c) [ ] Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).

(d) [ ] Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).

(e) [ ] An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);

(f) [ ] An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);

(g) [ ] A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);

(h) [ ] A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);

(i) [ ] A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);

(j) [ ] A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), if filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:

(k) [ ] Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).

**Item 4. Ownership:**

**(a) Amount beneficially owned:**

28,555,512 ordinary shares
Additionally, Mr. Siemiatkowski beneficially owns 24,651,816 Class B shares.  Each Class B share is entitled to 10 votes per share.  Class B shares are not transferable and are not exchangeable for or convertible into ordinary shares. Following certain transfers of interests in ordinary shares by holders of Class B shares or their affiliates, a related number of Class B shares will automatically convert into deferred shares, which have no voting rights. Class B shares automatically convert into deferred shares in certain other circumstances as well.

**(b) Percent of class:**

7.49%

**(c) Number of shares as to which the person has:**

**(i) Sole power to vote or to direct the vote:**

28,555,512

**(ii) Shared power to vote or to direct the vote:**

0

**(iii) Sole power to dispose or to direct the disposition of:**

28,555,512

**(iv) Shared power to dispose or to direct the disposition of:**

0

**Item 5. Ownership of Five Percent or Less of a Class.**

[x] If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following.

**Item 6. Ownership of More than 5 Percent on Behalf of Another Person.**

Not Applicable

**Item 7. Identification and Classification of the Subsidiary**

Not Applicable

**Item 8. Identification and Classification of Members of the Group**

Not Applicable

**Item 9. Notice of Dissolution of Group**

Not Applicable

**Item 10. Certification:**

—

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Siemiatkowski Sebastian**

**Date:** 11/18/2025

**By:** /s/ Sebastian Siemiatkowski

**Name & Title:** Sebastian Siemiatkowski, Self