# EDGAR Filing Document

**Accession Number:** 0001093276
**File Stem:** 0001221073-23-000023
**Filing Date:** 2023-2
**Character Count:** 20441
**Document Hash:** ab1eb6f27c7d028782a2f8a4b99375b3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001221073-23-000023.hdr.sgml**: 20230210

**ACCESSION NUMBER**: 0001221073-23-000023

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230210

**DATE AS OF CHANGE**: 20230209

**EFFECTIVENESS DATE**: 20230210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NOTTINGHAM ADVISORS, INC.
- **CENTRAL INDEX KEY:** 0001093276
- **IRS NUMBER:** 161133372
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-04969
- **FILM NUMBER:** 23608269

**BUSINESS ADDRESS:**
- **STREET 1:** 100 CORPORATE PKWY.
- **STREET 2:** SUITE 338
- **CITY:** AMHERST
- **STATE:** NY
- **ZIP:** 14226
- **BUSINESS PHONE:** 716-633-3800

**MAIL ADDRESS:**
- **STREET 1:** 100 CORPORATE PKWY.
- **STREET 2:** SUITE 338
- **CITY:** AMHERST
- **STATE:** NY
- **ZIP:** 14226

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ELIAS ASSET MANAGEMENT INC/
- **DATE OF NAME CHANGE:** 19990813

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** NOTTINGHAM ADVISORS INC.<br>**Address:** 100 CORPORATE PKWY.<br>SUITE 338<br>AMHERST, NY 14226

**Form 13F File Number:** 028-04969

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Nicholas DiRienzo<br>**Title:** Chief Compliance Officer<br>**Phone:** 716-633-3800

**Signature, Place, and Date of Signing:**

/s/Nicholas DiRienzo  Williamsville, NY  01-20-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 145

**Form 13F Information Table Value Total:** $737597431

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABRDN ETFS | BBRG ALL COMD K1 | 003261104 | BBG00G9CFDS3 | 4605910 | 208790 | SH |  | SOLE |  | 0 | 40636 | 168154 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 914063 | 10360 | SH |  | SOLE |  | 0 | 0 | 10360 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 1627308 | 18340 | SH |  | SOLE |  | 0 | 0 | 18340 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 356328 | 4242 | SH |  | SOLE |  | 0 | 0 | 4242 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG001S5P034 | 275554 | 1865 | SH |  | SOLE |  | 0 | 0 | 1865 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 241629 | 920 | SH |  | SOLE |  | 0 | 920 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 2468237 | 18997 | SH |  | SOLE |  | 0 | 0 | 18997 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 204674 | 6180 | SH |  | SOLE |  | 0 | 0 | 6180 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | BBG001S902J2 | 3749688 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 2546881 | 8245 | SH |  | SOLE |  | 0 | 0 | 8245 |
| BLACKROCK MUNIYILD QULT FD I | COM | 09254F100 | BBG001S6Y4Q9 | 206782 | 17826 | SH |  | SOLE |  | 0 | 0 | 17826 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 | BBG001S63L94 | 1152401 | 24906 | SH |  | SOLE |  | 0 | 0 | 24906 |
| CIGNA CORP NEW | COM | 125523100 | BBG00KXRCDQ9 | 248505 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| COMMUNITY BK SYS INC | COM | 203607106 | BBG001S5PK76 | 8689645 | 138040 | SH |  | SOLE |  | 0 | 0 | 138040 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 558756 | 1224 | SH |  | SOLE |  | 0 | 0 | 1224 |
| DANAHER CORPORATION | COM | 235851102 | BBG001S5QGT0 | 620287 | 2337 | SH |  | SOLE |  | 0 | 0 | 2337 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 259536 | 2353 | SH |  | SOLE |  | 0 | 0 | 2353 |
| FASTENAL CO | COM | 311900104 | BBG001S5R1F7 | 850719 | 17978 | SH |  | SOLE |  | 0 | 0 | 17978 |
| FIRST TR ENERGY INFRASTRCTR | COM | 33738C103 | BBG001Y23QY7 | 254801 | 17670 | SH |  | SOLE |  | 0 | 0 | 17670 |
| FRANKLIN TEMPLETON ETF TR | FTSE CANADA | 35473P827 | BBG00J3N6MY2 | 14424252 | 485175 | SH |  | SOLE |  | 0 | 93176 | 391999 |
| FST TR NEW OPPORT MLP  ENE | COM | 33739M100 | BBG005FHWCN7 | 66550 | 11000 | SH |  | SOLE |  | 0 | 0 | 11000 |
| GLOBAL X FDS | LITHIUM BTRY ETF | 37954Y855 | BBG001T9BM41 | 2038164 | 34775 | SH |  | SOLE |  | 0 | 6943 | 27832 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 | BBG00DSB42H9 | 3294124 | 160298 | SH |  | SOLE |  | 0 | 31935 | 128363 |
| GLOBAL X FDS | S 500 CATHOLIC | 37954Y889 | BBG00CP9KWK1 | 450280 | 9679 | SH |  | SOLE |  | 0 | 0 | 9679 |
| GOLDMAN SACHS ETF TR | ACES ULTRA SHR | 381430230 | BBG00NW3TGY3 | 784208 | 15825 | SH |  | SOLE |  | 0 | 0 | 15825 |
| GOLDMAN SACHS ETF TR | JUST US LRG CP | 381430396 | BBG00L45DKL5 | 677469 | 12260 | SH |  | SOLE |  | 0 | 0 | 12260 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 296580 | 939 | SH |  | SOLE |  | 0 | 0 | 939 |
| HONEYWELL INTL INC | COM | 438516106 | BBG001S5X1N1 | 236501 | 1104 | SH |  | SOLE |  | 0 | 0 | 1104 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 | BBG001SDJ4R0 | 261399 | 2548 | SH |  | SOLE |  | 0 | 0 | 2548 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 256138 | 1818 | SH |  | SOLE |  | 0 | 0 | 1818 |
| INVESCO ACTIVELY MANAGED ETF | ULTRA SHRT DUR | 46090A887 | BBG00KJR1T91 | 10144589 | 205107 | SH |  | SOLE |  | 0 | 42433 | 162674 |
| INVESCO EXCH TRADED FD TR II | VAR RATE PFD | 46138G870 | BBG006F9S8B0 | 2115788 | 94497 | SH |  | SOLE |  | 0 | 0 | 94497 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2023 CB | 46138J866 | BBG00KJR0YJ0 | 1429934 | 68157 | SH |  | SOLE |  | 0 | 32025 | 36132 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB | 46138J841 | BBG00KJR2GD3 | 13517589 | 659874 | SH |  | SOLE |  | 0 | 207249 | 452625 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 | BBG00KJR2J47 | 1549693 | 76946 | SH |  | SOLE |  | 0 | 36325 | 40621 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 | BBG00KJR2K35 | 1690552 | 89329 | SH |  | SOLE |  | 0 | 40802 | 48527 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 | BBG00KJR2L24 | 1065088 | 56072 | SH |  | SOLE |  | 0 | 24490 | 31582 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 | BBG00LNJW5P2 | 814925 | 41546 | SH |  | SOLE |  | 0 | 20220 | 21326 |
| INVESCO EXCHANGE TRADED FD T | FTSE RAFI 1500 | 46137V597 | BBG001SPSDJ2 | 277218 | 1750 | SH |  | SOLE |  | 0 | 0 | 1750 |
| INVESCO EXCHANGE TRADED FD T | WILDERHIL CLAN | 46137V134 | BBG001SNPT69 | 560526 | 14624 | SH |  | SOLE |  | 0 | 0 | 14624 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 657550 | 2469 | SH |  | SOLE |  | 0 | 0 | 2469 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG001SJK6D5 | 13900856 | 401875 | SH |  | SOLE |  | 0 | 135007 | 266868 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 25114558 | 537785 | SH |  | SOLE |  | 0 | 75489 | 462296 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH70 | 2709129 | 90094 | SH |  | SOLE |  | 0 | 0 | 90094 |
| ISHARES INC | MSCI CDA ETF | 464286509 | BBG001S8R7V0 | 2189100 | 66884 | SH |  | SOLE |  | 0 | 0 | 66884 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 | BBG00H5VLN77 | 5653572 | 119098 | SH |  | SOLE |  | 0 | 16301 | 102797 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 | BBG0025X39Q6 | 242301 | 2550 | SH |  | SOLE |  | 0 | 0 | 2550 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 | BBG00TZR7YF0 | 4891123 | 48843 | SH |  | SOLE |  | 0 | 13207 | 35636 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 | BBG001S80936 | 4209512 | 43950 | SH |  | SOLE |  | 0 | 0 | 43950 |
| ISHARES TR | BB RAT CORP BD | 46435U473 | BBG00XR0V4D0 | 10284027 | 231622 | SH |  | SOLE |  | 0 | 46240 | 185382 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 | BBG001V0XLT8 | 3086368 | 29609 | SH |  | SOLE |  | 0 | 9979 | 19630 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 74592593 | 1210133 | SH |  | SOLE |  | 0 | 162058 | 1048075 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 25771746 | 106543 | SH |  | SOLE |  | 0 | 11899 | 94644 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 26237207 | 277232 | SH |  | SOLE |  | 0 | 32689 | 244543 |
| ISHARES TR | CORE S US VLU | 464287663 | BBG001SFQL80 | 231596 | 3279 | SH |  | SOLE |  | 0 | 0 | 3279 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 44258575 | 115194 | SH |  | SOLE |  | 0 | 0 | 115194 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 701432 | 7232 | SH |  | SOLE |  | 0 | 0 | 7232 |
| ISHARES TR | DOW JONES US ETF | 464287846 | BBG001S7Y593 | 301376 | 3225 | SH |  | SOLE |  | 0 | 0 | 3225 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG001SYVWS7 | 923427 | 16350 | SH |  | SOLE |  | 0 | 0 | 16350 |
| ISHARES TR | ESG ADVNCD HY BD | 46435G441 | BBG00D331HK0 | 1743733 | 40346 | SH |  | SOLE |  | 0 | 11854 | 28492 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 5162312 | 78526 | SH |  | SOLE |  | 0 | 0 | 78526 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 1506326 | 17774 | SH |  | SOLE |  | 0 | 0 | 17774 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 | BBG00H4BFM35 | 265760 | 11181 | SH |  | SOLE |  | 0 | 0 | 11181 |
| ISHARES TR | GLOB HLTHCRE ETF | 464287325 | BBG001SJX8Q3 | 7782169 | 91684 | SH |  | SOLE |  | 0 | 15708 | 75976 |
| ISHARES TR | IBOND DEC 2030 | 46436E593 | BBG00VYKY6D4 | 11503831 | 588582 | SH |  | SOLE |  | 0 | 196470 | 392112 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 | BBG001S60QR6 | 249869 | 2370 | SH |  | SOLE |  | 0 | 0 | 2370 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 | BBG001SSD858 | 255078 | 5120 | SH |  | SOLE |  | 0 | 0 | 5120 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 | BBG001SSD849 | 495100 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| ISHARES TR | MSCI ACWI ETF | 464288257 | BBG001S56QV7 | 23289222 | 274378 | SH |  | SOLE |  | 0 | 28446 | 245932 |
| ISHARES TR | MSCI ACWI EX US | 464288240 | BBG001S56R18 | 351260 | 7720 | SH |  | SOLE |  | 0 | 0 | 7720 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 | BBG0025X2WP7 | 588797 | 9260 | SH |  | SOLE |  | 0 | 0 | 9260 |
| ISHARES TR | MSCI LW CRB TG | 46434V464 | BBG007PGJH85 | 210398 | 1523 | SH |  | SOLE |  | 0 | 0 | 1523 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2G81 | 25130582 | 348552 | SH |  | SOLE |  | 0 | 45527 | 303025 |
| ISHARES TR | PFD AND INCM SEC | 464288687 | BBG001SNVWC8 | 579978 | 18997 | SH |  | SOLE |  | 0 | 0 | 18997 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 526932 | 2503 | SH |  | SOLE |  | 0 | 0 | 2503 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 11405921 | 53239 | SH |  | SOLE |  | 0 | 8467 | 44772 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 11758561 | 77538 | SH |  | SOLE |  | 0 | 15193 | 62345 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 3990789 | 68219 | SH |  | SOLE |  | 0 | 20530 | 47689 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 3823622 | 26357 | SH |  | SOLE |  | 0 | 10776 | 15581 |
| ISHARES TR | S SML 600 GWT | 464287887 | BBG001SFQL44 | 296220 | 2741 | SH |  | SOLE |  | 0 | 0 | 2741 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | BBG00TSG0SK6 | 35448031 | 650542 | SH |  | SOLE |  | 0 | 97519 | 553023 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 | BBG00GP26NW0 | 5155400 | 102841 | SH |  | SOLE |  | 0 | 17981 | 84860 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 | BBG00M8D2458 | 424747 | 8405 | SH |  | SOLE |  | 0 | 0 | 8405 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 | BBG00XX898D2 | 24496115 | 497282 | SH |  | SOLE |  | 0 | 92678 | 404604 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 896240 | 5074 | SH |  | SOLE |  | 0 | 0 | 5074 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 537741 | 4010 | SH |  | SOLE |  | 0 | 0 | 4010 |
| M  T BK CORP | COM | 55261F104 | BBG001S7S2B4 | 1003577 | 6918 | SH |  | SOLE |  | 0 | 0 | 6918 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 6919856 | 19900 | SH |  | SOLE |  | 0 | 0 | 19900 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 1645397 | 6861 | SH |  | SOLE |  | 0 | 0 | 6861 |
| NUVEEN NEW YORK QLT MUN INC | COM | 67066X107 | BBG001SCTFW0 | 107000 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| NUVEEN QUALITY MUNCP INCOME | COM | 67066V101 | BBG001SCTFM1 | 126850 | 10750 | SH |  | SOLE |  | 0 | 0 | 10750 |
| OCULAR THERAPEUTIX INC | COM | 67576A100 | BBG001V0FT93 | 545887 | 194266 | SH |  | SOLE |  | 0 | 0 | 194266 |
| PACER FDS TR | DATA AND INFRAST | 69374H741 | BBG00KX8YQ42 | 4189026 | 144350 | SH |  | SOLE |  | 0 | 33914 | 110436 |
| PACER FDS TR | INDUSTRIAL RELET | 69374H766 | BBG00KX8XWB2 | 366392 | 9959 | SH |  | SOLE |  | 0 | 0 | 9959 |
| PAYCHEX INC | COM | 704326107 | BBG001S5V135 | 595204 | 5151 | SH |  | SOLE |  | 0 | 0 | 5151 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 213733 | 1183 | SH |  | SOLE |  | 0 | 0 | 1183 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 240891 | 4701 | SH |  | SOLE |  | 0 | 0 | 4701 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 | BBG001T618D9 | 743678 | 7539 | SH |  | SOLE |  | 0 | 0 | 7539 |
| PIMCO ETF TR | ENHANCD SHORT | 72201R643 | BBG00QQFDTV8 | 255815 | 2640 | SH |  | SOLE |  | 0 | 0 | 2640 |
| PIMCO ETF TR | SHTRM MUN BD ACT | 72201R874 | BBG001T6Q6C7 | 394212 | 7997 | SH |  | SOLE |  | 0 | 0 | 7997 |
| PRINCIPAL EXCHANGE TRADED FD | SPECTRUM PFD | 74255Y888 | BBG00H3P9YB7 | 2344840 | 137045 | SH |  | SOLE |  | 0 | 0 | 137045 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 579111 | 3821 | SH |  | SOLE |  | 0 | 0 | 3821 |
| RAND CAP CORP | COM NEW | 752185207 | BBG001S5VKT5 | 300752 | 22579 | SH |  | SOLE |  | 0 | 0 | 22579 |
| REDWOOD TR INC | COM | 758075402 | BBG001SBHVP8 | 89482 | 13237 | SH |  | SOLE |  | 0 | 0 | 13237 |
| REVANCE THERAPEUTICS INC | COM | 761330109 | BBG001V0GBC7 | 245740 | 13312 | SH |  | SOLE |  | 0 | 0 | 13312 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG001T5XQV6 | 8279823 | 183385 | SH |  | SOLE |  | 0 | 0 | 183385 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 256266 | 6326 | SH |  | SOLE |  | 0 | 0 | 6326 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 | BBG001S7TD56 | 473055 | 6710 | SH |  | SOLE |  | 0 | 0 | 6710 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 | BBG001S8LH99 | 450940 | 1361 | SH |  | SOLE |  | 0 | 0 | 1361 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 472108 | 2783 | SH |  | SOLE |  | 0 | 0 | 2783 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 | BBG001SRXRJ1 | 243060 | 8187 | SH |  | SOLE |  | 0 | 0 | 8187 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 1594531 | 4169 | SH |  | SOLE |  | 0 | 0 | 4169 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 | BBG001STKCW9 | 400466 | 4378 | SH |  | SOLE |  | 0 | 0 | 4378 |
| SPDR SER TR | PORTFOLIO INTRMD | 78464A375 | BBG001T2HCY9 | 18289589 | 574602 | SH |  | SOLE |  | 0 | 172275 | 402327 |
| SPDR SER TR | PORTFOLIO S | 78464A847 | BBG001SPT9T9 | 437638 | 10297 | SH |  | SOLE |  | 0 | 0 | 10297 |
| SPDR SER TR | PORTFOLIO S | 78464A854 | BBG001SPTB87 | 21642630 | 481161 | SH |  | SOLE |  | 0 | 127375 | 353786 |
| SPDR SER TR | PORTFOLIO S | 78468R853 | BBG004T58LZ5 | 482747 | 13058 | SH |  | SOLE |  | 0 | 0 | 13058 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 | BBG001T6B0P2 | 565565 | 19250 | SH |  | SOLE |  | 0 | 0 | 19250 |
| SPDR SER TR | PRTFLO S GW | 78464A409 | BBG001SD7RB9 | 37633811 | 742723 | SH |  | SOLE |  | 0 | 140217 | 602506 |
| SPDR SER TR | PRTFLO S VL | 78464A508 | BBG001SG4284 | 48592284 | 1249480 | SH |  | SOLE |  | 0 | 226846 | 1022634 |
| SSGA ACTIVE ETF TR | BLACKSTONE SENR | 78467V608 | BBG004DF1DW8 | 10142864 | 247992 | SH |  | SOLE |  | 0 | 51832 | 196160 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 | BBG0084H8485 | 4972480 | 124188 | SH |  | SOLE |  | 0 | 0 | 124188 |
| STARBUCKS CORP | COM | 855244109 | BBG001S72KH6 | 245159 | 2471 | SH |  | SOLE |  | 0 | 0 | 2471 |
| TJX COS INC NEW | COM | 872540109 | BBG001S5WQ93 | 1186873 | 14910 | SH |  | SOLE |  | 0 | 0 | 14910 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 208361 | 393 | SH |  | SOLE |  | 0 | 0 | 393 |
| VANECK ETF TRUST | GREEN BOND ETF | 92189F171 | BBG00G4XX4B0 | 293564 | 12769 | SH |  | SOLE |  | 0 | 0 | 12769 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 566171 | 7881 | SH |  | SOLE |  | 0 | 0 | 7881 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 | BBG00ZXBYMT4 | 898023 | 18327 | SH |  | SOLE |  | 0 | 0 | 18327 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 449671 | 2206 | SH |  | SOLE |  | 0 | 0 | 2206 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 432091 | 1230 | SH |  | SOLE |  | 0 | 0 | 1230 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 1728091 | 44333 | SH |  | SOLE |  | 0 | 0 | 44333 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | BBG001T2YZG9 | 5449895 | 63231 | SH |  | SOLE |  | 0 | 0 | 63231 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | BBG001T62M92 | 19599670 | 335152 | SH |  | SOLE |  | 0 | 110063 | 225089 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 789458 | 10185 | SH |  | SOLE |  | 0 | 2865 | 7320 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 | BBG001T62MC8 | 837354 | 13589 | SH |  | SOLE |  | 0 | 8811 | 4778 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 | BBG001TCH581 | 346216 | 5200 | SH |  | SOLE |  | 0 | 0 | 5200 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 1386119 | 9128 | SH |  | SOLE |  | 0 | 0 | 9128 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 3191357 | 76039 | SH |  | SOLE |  | 0 | 0 | 76039 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 | BBG00M0P2VR5 | 600118 | 12200 | SH |  | SOLE |  | 0 | 0 | 12200 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | BBG00M0P2SP4 | 543345 | 8250 | SH |  | SOLE |  | 0 | 0 | 8250 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | BBG001T0Y6W9 | 279614 | 1625 | SH |  | SOLE |  | 0 | 0 | 1625 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 206220 | 5234 | SH |  | SOLE |  | 0 | 0 | 5234 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 278224 | 1339 | SH |  | SOLE |  | 0 | 0 | 1339 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 | BBG005YHYNG8 | 420810 | 8371 | SH |  | SOLE |  | 0 | 0 | 8371 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 | BBG00L8YYQ05 | 12209674 | 337377 | SH |  | SOLE |  | 0 | 0 | 337377 |

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