# EDGAR Filing Document

**Accession Number:** 0001801682
**File Stem:** 0001801682-23-000001
**Filing Date:** 2023-1
**Character Count:** 20228
**Document Hash:** 399f903dbe97c19e5e232d3d011d1cb8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001801682-23-000001.hdr.sgml**: 20230131

**ACCESSION NUMBER**: 0001801682-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230131

**DATE AS OF CHANGE**: 20230131

**EFFECTIVENESS DATE**: 20230131

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PBMares Wealth Management LLC
- **CENTRAL INDEX KEY:** 0001801682
- **IRS NUMBER:** 541926539
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19746
- **FILM NUMBER:** 23570450

**BUSINESS ADDRESS:**
- **STREET 1:** 4801 COURTHOUSE STREET
- **STREET 2:** SUITE 128
- **CITY:** WILLIAMSBURG
- **STATE:** VA
- **ZIP:** 23188
- **BUSINESS PHONE:** 7572297180

**MAIL ADDRESS:**
- **STREET 1:** 4801 COURTHOUSE STREET
- **STREET 2:** SUITE 128
- **CITY:** WILLIAMSBURG
- **STATE:** VA
- **ZIP:** 23188

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PBMares Wealth Management LLC<br>**Address:** 4801 COURTHOUSE STREET<br>SUITE 128<br>WILLIAMSBURG, VA 23188

**Form 13F File Number:** 028-19746

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Christine Gravelle<br>**Title:** Manager-Wealth Operations<br>**Phone:** 7579410811

**Signature, Place, and Date of Signing:**

Christine Gravelle  Williamsburg, VA  01-31-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 165

**Form 13F Information Table Value Total:** $247087734

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 494699 | 1470 | SH |  | SOLE | 0 | 0 | 0 | 1470 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 401447 | 4550 | SH |  | SOLE | 0 | 0 | 0 | 4550 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 485353 | 5470 | SH |  | SOLE | 0 | 0 | 0 | 5470 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 542268 | 11863 | SH |  | SOLE | 0 | 0 | 0 | 11863 |
| AMAZON COM INC | COM | 023135106 |  | 767936 | 9142 | SH |  | SOLE | 0 | 0 | 0 | 9142 |
| APPLE INC | COM | 037833100 |  | 4829848 | 37173 | SH |  | SOLE | 0 | 0 | 0 | 37173 |
| ATRION CORP | COM | 049904105 |  | 755258 | 1350 | SH |  | SOLE | 0 | 0 | 0 | 1350 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 592373 | 2480 | SH |  | SOLE | 0 | 0 | 0 | 2480 |
| BANK AMERICA CORP | COM | 060505104 |  | 732681 | 22122 | SH |  | SOLE | 0 | 0 | 0 | 22122 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1090768 | 3531 | SH |  | SOLE | 0 | 0 | 0 | 3531 |
| BLACKSTONE INC | COM | 09260D107 |  | 296983 | 4003 | SH |  | SOLE | 0 | 0 | 0 | 4003 |
| BOEING CO | COM | 097023105 |  | 433033 | 2273 | SH |  | SOLE | 0 | 0 | 0 | 2273 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 448067 | 4820 | SH |  | SOLE | 0 | 0 | 0 | 4820 |
| CATERPILLAR INC | COM | 149123101 |  | 383615 | 1601 | SH |  | SOLE | 0 | 0 | 0 | 1601 |
| CHEVRON CORP NEW | COM | 166764100 |  | 861693 | 4801 | SH |  | SOLE | 0 | 0 | 0 | 4801 |
| CHICAGO ATLANTIC REAL ESTATE | COM | 167239102 |  | 453758 | 30110 | SH |  | SOLE | 0 | 0 | 0 | 30110 |
| CISCO SYS INC | COM | 17275R102 |  | 444735 | 9335 | SH |  | SOLE | 0 | 0 | 0 | 9335 |
| COCA COLA CO | COM | 191216100 |  | 216210 | 3399 | SH |  | SOLE | 0 | 0 | 0 | 3399 |
| COGNYTE SOFTWARE LTD | ORD SHS | M25133105 |  | 82138 | 26411 | SH |  | SOLE | 0 | 0 | 0 | 26411 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 610302 | 17452 | SH |  | SOLE | 0 | 0 | 0 | 17452 |
| COMMUNITY TR BANCORP INC | COM | 204149108 |  | 210956 | 4593 | SH |  | SOLE | 0 | 0 | 0 | 4593 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 200151 | 2100 | SH |  | SOLE | 0 | 0 | 0 | 2100 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 501899 | 1099 | SH |  | SOLE | 0 | 0 | 0 | 1099 |
| CSX CORP | COM | 126408103 |  | 937834 | 30272 | SH |  | SOLE | 0 | 0 | 0 | 30272 |
| DANAHER CORPORATION | COM | 235851102 |  | 327528 | 1234 | SH |  | SOLE | 0 | 0 | 0 | 1234 |
| DEERE  CO | COM | 244199105 |  | 417612 | 974 | SH |  | SOLE | 0 | 0 | 0 | 974 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 10814345 | 259898 | SH |  | SOLE | 0 | 0 | 0 | 259898 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 29735605 | 1224695 | SH |  | SOLE | 0 | 0 | 0 | 1224695 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 5296047 | 103540 | SH |  | SOLE | 0 | 0 | 0 | 103540 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 16394336 | 373022 | SH |  | SOLE | 0 | 0 | 0 | 373022 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 13546110 | 445596 | SH |  | SOLE | 0 | 0 | 0 | 445596 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 6327699 | 292949 | SH |  | SOLE | 0 | 0 | 0 | 292949 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 999282 | 24278 | SH |  | SOLE | 0 | 0 | 0 | 24278 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 459609 | 9972 | SH |  | SOLE | 0 | 0 | 0 | 9972 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 2858330 | 68842 | SH |  | SOLE | 0 | 0 | 0 | 68842 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 10984151 | 229746 | SH |  | SOLE | 0 | 0 | 0 | 229746 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 5041848 | 186597 | SH |  | SOLE | 0 | 0 | 0 | 186597 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 3151478 | 125858 | SH |  | SOLE | 0 | 0 | 0 | 125858 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 4118455 | 187629 | SH |  | SOLE | 0 | 0 | 0 | 187629 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 3047202 | 126914 | SH |  | SOLE | 0 | 0 | 0 | 126914 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 1569241 | 74196 | SH |  | SOLE | 0 | 0 | 0 | 74196 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 594407 | 23997 | SH |  | SOLE | 0 | 0 | 0 | 23997 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 2111355 | 95753 | SH |  | SOLE | 0 | 0 | 0 | 95753 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 937209 | 42198 | SH |  | SOLE | 0 | 0 | 0 | 42198 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 4434436 | 198409 | SH |  | SOLE | 0 | 0 | 0 | 198409 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 232631 | 10815 | SH |  | SOLE | 0 | 0 | 0 | 10815 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 1133633 | 50139 | SH |  | SOLE | 0 | 0 | 0 | 50139 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 1395829 | 62147 | SH |  | SOLE | 0 | 0 | 0 | 62147 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 12846376 | 383703 | SH |  | SOLE | 0 | 0 | 0 | 383703 |
| DISNEY WALT CO | COM | 254687106 |  | 593425 | 6830 | SH |  | SOLE | 0 | 0 | 0 | 6830 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 1195251 | 19492 | SH |  | SOLE | 0 | 0 | 0 | 19492 |
| DTE ENERGY CO | COM | 233331107 |  | 258684 | 2201 | SH |  | SOLE | 0 | 0 | 0 | 2201 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 442813 | 4300 | SH |  | SOLE | 0 | 0 | 0 | 4300 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 526174 | 1026 | SH |  | SOLE | 0 | 0 | 0 | 1026 |
| ENBRIDGE INC | COM | 29250N105 |  | 229264 | 5864 | SH |  | SOLE | 0 | 0 | 0 | 5864 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 148043 | 12472 | SH |  | SOLE | 0 | 0 | 0 | 12472 |
| ENOVIX CORPORATION | COM | 293594107 |  | 2363600 | 190000 | SH |  | SOLE | 0 | 0 | 0 | 190000 |
| ENPHASE ENERGY INC | COM | 29355A107 |  | 569134 | 2148 | SH |  | SOLE | 0 | 0 | 0 | 2148 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 10801300 | 97927 | SH |  | SOLE | 0 | 0 | 0 | 97927 |
| FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 |  | 511447 | 19163 | SH |  | SOLE | 0 | 0 | 0 | 19163 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 256546 | 1034 | SH |  | SOLE | 0 | 0 | 0 | 1034 |
| HOME DEPOT INC | COM | 437076102 |  | 1399245 | 4430 | SH |  | SOLE | 0 | 0 | 0 | 4430 |
| HONEYWELL INTL INC | COM | 438516106 |  | 715762 | 3340 | SH |  | SOLE | 0 | 0 | 0 | 3340 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1056361 | 7498 | SH |  | SOLE | 0 | 0 | 0 | 7498 |
| INVESCO EXCHANGE TRADED FD T | S PUR VAL | 46137V258 |  | 609960 | 7822 | SH |  | SOLE | 0 | 0 | 0 | 7822 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 439195 | 1649 | SH |  | SOLE | 0 | 0 | 0 | 1649 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1017275 | 29410 | SH |  | SOLE | 0 | 0 | 0 | 29410 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 543062 | 11629 | SH |  | SOLE | 0 | 0 | 0 | 11629 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 296290 | 4807 | SH |  | SOLE | 0 | 0 | 0 | 4807 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 204053 | 4394 | SH |  | SOLE | 0 | 0 | 0 | 4394 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 412205 | 3954 | SH |  | SOLE | 0 | 0 | 0 | 3954 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 441088 | 8750 | SH |  | SOLE | 0 | 0 | 0 | 8750 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1112890 | 11478 | SH |  | SOLE | 0 | 0 | 0 | 11478 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 825770 | 7920 | SH |  | SOLE | 0 | 0 | 0 | 7920 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 304651 | 2887 | SH |  | SOLE | 0 | 0 | 0 | 2887 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 800125 | 14167 | SH |  | SOLE | 0 | 0 | 0 | 14167 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 426299 | 3535 | SH |  | SOLE | 0 | 0 | 0 | 3535 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 232481 | 2115 | SH |  | SOLE | 0 | 0 | 0 | 2115 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 365401 | 7964 | SH |  | SOLE | 0 | 0 | 0 | 7964 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 514249 | 6064 | SH |  | SOLE | 0 | 0 | 0 | 6064 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 298330 | 1391 | SH |  | SOLE | 0 | 0 | 0 | 1391 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 219686 | 908 | SH |  | SOLE | 0 | 0 | 0 | 908 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 264229 | 2621 | SH |  | SOLE | 0 | 0 | 0 | 2621 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 669481 | 7074 | SH |  | SOLE | 0 | 0 | 0 | 7074 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 1111364 | 12171 | SH |  | SOLE | 0 | 0 | 0 | 12171 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 230402 | 1588 | SH |  | SOLE | 0 | 0 | 0 | 1588 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1706539 | 4442 | SH |  | SOLE | 0 | 0 | 0 | 4442 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 272899 | 1296 | SH |  | SOLE | 0 | 0 | 0 | 1296 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 232151 | 1531 | SH |  | SOLE | 0 | 0 | 0 | 1531 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 459719 | 2146 | SH |  | SOLE | 0 | 0 | 0 | 2146 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 492462 | 7502 | SH |  | SOLE | 0 | 0 | 0 | 7502 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 307100 | 4553 | SH |  | SOLE | 0 | 0 | 0 | 4553 |
| ISHARES TR | S 100 ETF | 464287101 |  | 593509 | 3480 | SH |  | SOLE | 0 | 0 | 0 | 3480 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 230318 | 6077 | SH |  | SOLE | 0 | 0 | 0 | 6077 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1663236 | 9415 | SH |  | SOLE | 0 | 0 | 0 | 9415 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 751927 | 5607 | SH |  | SOLE | 0 | 0 | 0 | 5607 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 906338 | 4353 | SH |  | SOLE | 0 | 0 | 0 | 4353 |
| LILLY ELI  CO | COM | 532457108 |  | 447788 | 1224 | SH |  | SOLE | 0 | 0 | 0 | 1224 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1762067 | 3622 | SH |  | SOLE | 0 | 0 | 0 | 3622 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 642460 | 4315 | SH |  | SOLE | 0 | 0 | 0 | 4315 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 252896 | 727 | SH |  | SOLE | 0 | 0 | 0 | 727 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 530496 | 6400 | SH |  | SOLE | 0 | 0 | 0 | 6400 |
| MCDONALDS CORP | COM | 580135101 |  | 676737 | 2568 | SH |  | SOLE | 0 | 0 | 0 | 2568 |
| MERCK  CO INC | COM | 58933Y105 |  | 1910574 | 17220 | SH |  | SOLE | 0 | 0 | 0 | 17220 |
| META PLATFORMS INC | CL A | 30303M102 |  | 263063 | 2186 | SH |  | SOLE | 0 | 0 | 0 | 2186 |
| MICROSOFT CORP | COM | 594918104 |  | 2549409 | 10631 | SH |  | SOLE | 0 | 0 | 0 | 10631 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 629490 | 9445 | SH |  | SOLE | 0 | 0 | 0 | 9445 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 257488 | 3080 | SH |  | SOLE | 0 | 0 | 0 | 3080 |
| NIKE INC | CL B | 654106103 |  | 205938 | 1760 | SH |  | SOLE | 0 | 0 | 0 | 1760 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 2338484 | 4286 | SH |  | SOLE | 0 | 0 | 0 | 4286 |
| OLD POINT FINL CORP | COM | 680194107 |  | 1040198 | 38583 | SH |  | SOLE | 0 | 0 | 0 | 38583 |
| ORACLE CORP | COM | 68389X105 |  | 1231912 | 15071 | SH |  | SOLE | 0 | 0 | 0 | 15071 |
| ORIGIN MATERIALS INC | COM | 68622D106 |  | 852850 | 185000 | SH |  | SOLE | 0 | 0 | 0 | 185000 |
| PEPSICO INC | COM | 713448108 |  | 1231788 | 6818 | SH |  | SOLE | 0 | 0 | 0 | 6818 |
| PFIZER INC | COM | 717081103 |  | 1221616 | 23841 | SH |  | SOLE | 0 | 0 | 0 | 23841 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 922359 | 9113 | SH |  | SOLE | 0 | 0 | 0 | 9113 |
| PLAINS ALL AMERN PIPELINE L | UNIT LTD PARTN | 726503105 |  | 150528 | 12800 | SH |  | SOLE | 0 | 0 | 0 | 12800 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1236509 | 8159 | SH |  | SOLE | 0 | 0 | 0 | 8159 |
| QUALCOMM INC | COM | 747525103 |  | 213578 | 1943 | SH |  | SOLE | 0 | 0 | 0 | 1943 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 425176 | 4213 | SH |  | SOLE | 0 | 0 | 0 | 4213 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 253019 | 5245 | SH |  | SOLE | 0 | 0 | 0 | 5245 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 212064 | 3008 | SH |  | SOLE | 0 | 0 | 0 | 3008 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 389854 | 4457 | SH |  | SOLE | 0 | 0 | 0 | 4457 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 322814 | 9439 | SH |  | SOLE | 0 | 0 | 0 | 9439 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 329517 | 2648 | SH |  | SOLE | 0 | 0 | 0 | 2648 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 271700 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| SOUTHERN CO | COM | 842587107 |  | 363871 | 5096 | SH |  | SOLE | 0 | 0 | 0 | 5096 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 809971 | 2118 | SH |  | SOLE | 0 | 0 | 0 | 2118 |
| STARBUCKS CORP | COM | 855244109 |  | 239130 | 2411 | SH |  | SOLE | 0 | 0 | 0 | 2411 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 4578417 | 46862 | SH |  | SOLE | 0 | 0 | 0 | 46862 |
| TARGET CORP | COM | 87612E106 |  | 225415 | 1512 | SH |  | SOLE | 0 | 0 | 0 | 1512 |
| TESLA INC | COM | 88160R101 |  | 275677 | 2238 | SH |  | SOLE | 0 | 0 | 0 | 2238 |
| TEXAS INSTRS INC | COM | 882508104 |  | 332118 | 2010 | SH |  | SOLE | 0 | 0 | 0 | 2010 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 460414 | 836 | SH |  | SOLE | 0 | 0 | 0 | 836 |
| TOWNEBANK PORTSMOUTH VA | COM | 89214P109 |  | 1465800 | 47529 | SH |  | SOLE | 0 | 0 | 0 | 47529 |
| UNION PAC CORP | COM | 907818108 |  | 382974 | 1849 | SH |  | SOLE | 0 | 0 | 0 | 1849 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1148821 | 2167 | SH |  | SOLE | 0 | 0 | 0 | 2167 |
| VACASA INC | CLASS A COM | 91854V107 |  | 12936 | 10267 | SH |  | SOLE | 0 | 0 | 0 | 10267 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 476272 | 3754 | SH |  | SOLE | 0 | 0 | 0 | 3754 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 227858 | 4508 | SH |  | SOLE | 0 | 0 | 0 | 4508 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 872814 | 11744 | SH |  | SOLE | 0 | 0 | 0 | 11744 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1682505 | 23420 | SH |  | SOLE | 0 | 0 | 0 | 23420 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 354544 | 2035 | SH |  | SOLE | 0 | 0 | 0 | 2035 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1180096 | 8407 | SH |  | SOLE | 0 | 0 | 0 | 8407 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1384061 | 8716 | SH |  | SOLE | 0 | 0 | 0 | 8716 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 403640 | 4894 | SH |  | SOLE | 0 | 0 | 0 | 4894 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 225856 | 1231 | SH |  | SOLE | 0 | 0 | 0 | 1231 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 211415 | 992 | SH |  | SOLE | 0 | 0 | 0 | 992 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1475514 | 7718 | SH |  | SOLE | 0 | 0 | 0 | 7718 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 411884 | 10567 | SH |  | SOLE | 0 | 0 | 0 | 10567 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 718942 | 6993 | SH |  | SOLE | 0 | 0 | 0 | 6993 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 334864 | 7169 | SH |  | SOLE | 0 | 0 | 0 | 7169 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 313847 | 5428 | SH |  | SOLE | 0 | 0 | 0 | 5428 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 391975 | 2581 | SH |  | SOLE | 0 | 0 | 0 | 2581 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 227486 | 4398 | SH |  | SOLE | 0 | 0 | 0 | 4398 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 620778 | 14791 | SH |  | SOLE | 0 | 0 | 0 | 14791 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 263397 | 2434 | SH |  | SOLE | 0 | 0 | 0 | 2434 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 274728 | 860 | SH |  | SOLE | 0 | 0 | 0 | 860 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 509948 | 12943 | SH |  | SOLE | 0 | 0 | 0 | 12943 |
| VISA INC | COM CL A | 92826C839 |  | 682165 | 3283 | SH |  | SOLE | 0 | 0 | 0 | 3283 |
| WALMART INC | COM | 931142103 |  | 1208689 | 8525 | SH |  | SOLE | 0 | 0 | 0 | 8525 |
| WISDOMTREE TR | US HIGH DIVIDEND | 97717W208 |  | 3229500 | 37526 | SH |  | SOLE | 0 | 0 | 0 | 37526 |
| WISDOMTREE TR | INTL LRGCAP DV | 97717W794 |  | 292348 | 6643 | SH |  | SOLE | 0 | 0 | 0 | 6643 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 253698 | 7118 | SH |  | SOLE | 0 | 0 | 0 | 7118 |
| YUM BRANDS INC | COM | 988498101 |  | 220502 | 1722 | SH |  | SOLE | 0 | 0 | 0 | 1722 |

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