# EDGAR Filing Document

**Accession Number:** 0001714506
**File Stem:** 0001951757-26-000819
**Filing Date:** 2026-5
**Character Count:** 12756
**Document Hash:** f7108651738e96e20119f00c52817930
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000819.hdr.sgml**: 20260511

**ACCESSION NUMBER**: 0001951757-26-000819

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260511

**DATE AS OF CHANGE**: 20260511

**EFFECTIVENESS DATE**: 20260511

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mountain Capital Investment Advisors Inc.
- **CENTRAL INDEX KEY:** 0001714506

**ORGANIZATION NAME:**
- **EIN:** 320671885
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18140
- **FILM NUMBER:** 26961229

**BUSINESS ADDRESS:**
- **STREET 1:** 12235 PECOS ST, SUITE 100
- **CITY:** WESTMINSTER
- **STATE:** CO
- **ZIP:** 80234
- **BUSINESS PHONE:** 7205000050

**MAIL ADDRESS:**
- **STREET 1:** 12235 PECOS ST, SUITE 100
- **CITY:** WESTMINSTER
- **STATE:** CO
- **ZIP:** 80234

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MCIA Inc
- **DATE OF NAME CHANGE:** 20220302

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Mountain Capital Investment Advisors, Inc
- **DATE OF NAME CHANGE:** 20170810

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Mountain Capital Investment Advisors Inc.<br>**Address:** 12235 PECOS ST SUITE 100<br>WESTMINSTER, CO 80234

**Form 13F File Number:** 028-18140

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jeremy Sanchez<br>**Title:** Chief Compliance Officer<br>**Phone:** (720) 500-0050

**Signature, Place, and Date of Signing:**

Jeremy Sanchez  Westminster, CO  05-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 88

**Form 13F Information Table Value Total:** $673906768

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 253120 | 1282 | SH |  | SOLE |  | 0 | 0 | 1282 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 481440 | 1374 | SH |  | SOLE |  | 0 | 0 | 1374 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 430660 | 1236 | SH |  | SOLE |  | 0 | 0 | 1236 |
| AMAZON COM INC | COM | 023135106 |  | 1801091 | 6898 | SH |  | SOLE |  | 0 | 0 | 6898 |
| AMBEV SA | SPONSORED ADR | 02319V103 |  | 32041 | 11087 | SH |  | SOLE |  | 0 | 0 | 11087 |
| AMERICAS GOLD AND SILVER COR | COM NEW | 03062D803 |  | 97320 | 16467 | SH |  | SOLE |  | 0 | 0 | 16467 |
| APPLE INC | COM | 037833100 |  | 6268917 | 23426 | SH |  | SOLE |  | 0 | 0 | 23426 |
| AT INC | COM | 00206R102 |  | 215979 | 8463 | SH |  | SOLE |  | 0 | 0 | 8463 |
| AVINO SILVER  GOLD MINES LT | COM | 053906103 |  | 76668 | 11308 | SH |  | SOLE |  | 0 | 0 | 11308 |
| BANK AMERICA CORP | COM | 060505104 |  | 321341 | 6106 | SH |  | SOLE |  | 0 | 0 | 6106 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1529167 | 3234 | SH |  | SOLE |  | 0 | 0 | 3234 |
| CHEVRON CORPORATION | COM | 166764100 |  | 440474 | 2384 | SH |  | SOLE |  | 0 | 0 | 2384 |
| CITIGROUP INC | COM NEW | 172967424 |  | 226695 | 1755 | SH |  | SOLE |  | 0 | 0 | 1755 |
| COEUR MNG INC | COM NEW | 192108504 |  | 228089 | 12081 | SH |  | SOLE |  | 0 | 0 | 12081 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 478943 | 480 | SH |  | SOLE |  | 0 | 0 | 480 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 228214 | 502 | SH |  | SOLE |  | 0 | 0 | 502 |
| EA SERIES TRUST | TOWLE VALUE ETF | 26824D506 |  | 224548 | 7317 | SH |  | SOLE |  | 0 | 0 | 7317 |
| ELI LILLY  CO | COM | 532457108 |  | 286392 | 330 | SH |  | SOLE |  | 0 | 0 | 330 |
| ENDEAVOUR SILVER CORP | COM | 29258Y103 |  | 130851 | 13462 | SH |  | SOLE |  | 0 | 0 | 13462 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 268857 | 7034 | SH |  | SOLE |  | 0 | 0 | 7034 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 391096 | 2639 | SH |  | SOLE |  | 0 | 0 | 2639 |
| FLAHERTY  CRUMRIN PFD  INM | COM | 338478100 |  | 1044154 | 64653 | SH |  | SOLE |  | 0 | 0 | 64653 |
| FRONTIER GROUP HLDGS INC | COM | 35909R108 |  | 539654 | 140535 | SH |  | SOLE |  | 0 | 0 | 140535 |
| FS KKR CAP CORP | COM | 302635206 |  | 132053 | 12576 | SH |  | SOLE |  | 0 | 0 | 12576 |
| GE VERNOVA INC | COM | 36828A101 |  | 200571 | 179 | SH |  | SOLE |  | 0 | 0 | 179 |
| GRAYSCALE ETHEREUM STAKING E | SHS | 389638107 |  | 333839 | 17958 | SH |  | SOLE |  | 0 | 0 | 17958 |
| HARTFORD FDS EXCHANGE TRADED | TOTAL RTRN ETF | 41653L305 |  | 41964417 | 1235338 | SH |  | SOLE |  | 0 | 0 | 1235338 |
| HECLA MINING COMPANY | COM | 422704106 |  | 220459 | 11840 | SH |  | SOLE |  | 0 | 0 | 11840 |
| HIGHLANDER SILVER CORP | COM | 43087N204 |  | 80563 | 13015 | SH |  | SOLE |  | 0 | 0 | 13015 |
| HYCROFT MINING HOLDING CORP | CL A NEW | 44862P208 |  | 488546 | 12816 | SH |  | SOLE |  | 0 | 0 | 12816 |
| INVESCO EXCH TRADED FD TR II | ESG S 500 EQL | 46138G516 |  | 1569317 | 50074 | SH |  | SOLE |  | 0 | 0 | 50074 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 350995 | 1739 | SH |  | SOLE |  | 0 | 0 | 1739 |
| INVESCO EXCHANGE TRADED FD T | WATER RES ETF | 46137V142 |  | 495350 | 7144 | SH |  | SOLE |  | 0 | 0 | 7144 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 881576 | 1327 | SH |  | SOLE |  | 0 | 0 | 1327 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1002594 | 23016 | SH |  | SOLE |  | 0 | 0 | 23016 |
| ISHARES INC | MSCI GLB SLV | 464286327 |  | 1217615 | 32758 | SH |  | SOLE |  | 0 | 0 | 32758 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 328872 | 4813 | SH |  | SOLE |  | 0 | 0 | 4813 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 455317 | 4373 | SH |  | SOLE |  | 0 | 0 | 4373 |
| ISHARES TR | CORE 80/20 AGGRE | 464289859 |  | 758121 | 8042 | SH |  | SOLE |  | 0 | 0 | 8042 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 438424 | 3360 | SH |  | SOLE |  | 0 | 0 | 3360 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 220231 | 459 | SH |  | SOLE |  | 0 | 0 | 459 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 319673 | 1453 | SH |  | SOLE |  | 0 | 0 | 1453 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 301382 | 1395 | SH |  | SOLE |  | 0 | 0 | 1395 |
| ISHARES TR | CORE 60/40 BALAN | 464289867 |  | 536598 | 7947 | SH |  | SOLE |  | 0 | 0 | 7947 |
| ISHARES TR | CORE S ETF | 464287200 |  | 490292 | 682 | SH |  | SOLE |  | 0 | 0 | 682 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 240926 | 1991 | SH |  | SOLE |  | 0 | 0 | 1991 |
| ISHARES TR | US INFRASTRUC | 46435U713 |  | 202638 | 3306 | SH |  | SOLE |  | 0 | 0 | 3306 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 11729071 | 198663 | SH |  | SOLE |  | 0 | 0 | 198663 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 15622911 | 273846 | SH |  | SOLE |  | 0 | 0 | 273846 |
| J P MORGAN EXCHANGE TRADED F | HEDGED EQUITY LA | 46654Q724 |  | 753004 | 11190 | SH |  | SOLE |  | 0 | 0 | 11190 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 4884730 | 96555 | SH |  | SOLE |  | 0 | 0 | 96555 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 203310 | 3989 | SH |  | SOLE |  | 0 | 0 | 3989 |
| J P MORGAN EXCHANGE TRADED F | U S TECH LEADERS | 46654Q732 |  | 469676 | 4965 | SH |  | SOLE |  | 0 | 0 | 4965 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 300861 | 965 | SH |  | SOLE |  | 0 | 0 | 965 |
| META PLATFORMS INC | CL A | 30303M102 |  | 431188 | 635 | SH |  | SOLE |  | 0 | 0 | 635 |
| MICROSOFT CORP | COM | 594918104 |  | 1697239 | 3995 | SH |  | SOLE |  | 0 | 0 | 3995 |
| NORTHERN LTS FD TR IV | INSPIRE 500 ETF | 66537J796 |  | 218437 | 791 | SH |  | SOLE |  | 0 | 0 | 791 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2586661 | 11942 | SH |  | SOLE |  | 0 | 0 | 11942 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 454344 | 3175 | SH |  | SOLE |  | 0 | 0 | 3175 |
| PAN AMERN SILVER CORP | COM | 697900108 |  | 235169 | 4258 | SH |  | SOLE |  | 0 | 0 | 4258 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 329611 | 2221 | SH |  | SOLE |  | 0 | 0 | 2221 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 51140865 | 1431314 | SH |  | SOLE |  | 0 | 0 | 1431314 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 148237051 | 2908890 | SH |  | SOLE |  | 0 | 0 | 2908890 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 428148 | 2666 | SH |  | SOLE |  | 0 | 0 | 2666 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 264486 | 2129 | SH |  | SOLE |  | 0 | 0 | 2129 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 563156 | 1310 | SH |  | SOLE |  | 0 | 0 | 1310 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R747 |  | 356751 | 2519 | SH |  | SOLE |  | 0 | 0 | 2519 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 559403 | 6106 | SH |  | SOLE |  | 0 | 0 | 6106 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 265146 | 4499 | SH |  | SOLE |  | 0 | 0 | 4499 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL SILVER | 85207K107 |  | 518009 | 21256 | SH |  | SOLE |  | 0 | 0 | 21256 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 520027 | 727 | SH |  | SOLE |  | 0 | 0 | 727 |
| STRATEGY INC | CL A NEW | 594972408 |  | 383915 | 2269 | SH |  | SOLE |  | 0 | 0 | 2269 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 356811 | 881 | SH |  | SOLE |  | 0 | 0 | 881 |
| TESLA INC | COM | 88160R101 |  | 6600964 | 17432 | SH |  | SOLE |  | 0 | 0 | 17432 |
| THE ALGER ETF TRUST | 35 ETF | 015564206 |  | 40220202 | 1097120 | SH |  | SOLE |  | 0 | 0 | 1097120 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 131005249 | 1569113 | SH |  | SOLE |  | 0 | 0 | 1569113 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 126912070 | 623769 | SH |  | SOLE |  | 0 | 0 | 623769 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 958234 | 1457 | SH |  | SOLE |  | 0 | 0 | 1457 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 627490 | 1780 | SH |  | SOLE |  | 0 | 0 | 1780 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 40746905 | 143693 | SH |  | SOLE |  | 0 | 0 | 143693 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 500389 | 6616 | SH |  | SOLE |  | 0 | 0 | 6616 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 321149 | 3900 | SH |  | SOLE |  | 0 | 0 | 3900 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 490971 | 7213 | SH |  | SOLE |  | 0 | 0 | 7213 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 10426038 | 106857 | SH |  | SOLE |  | 0 | 0 | 106857 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 243011 | 2329 | SH |  | SOLE |  | 0 | 0 | 2329 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 249172 | 5290 | SH |  | SOLE |  | 0 | 0 | 5290 |
| VISA INC | COM CL A | 92826C839 |  | 1427726 | 4611 | SH |  | SOLE |  | 0 | 0 | 4611 |
| WALMART INC | COM | 931142103 |  | 441138 | 3457 | SH |  | SOLE |  | 0 | 0 | 3457 |

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