# EDGAR Filing Document

**Accession Number:** 0001114700
**File Stem:** 0001114700-25-000096
**Filing Date:** 2025-8
**Character Count:** 85639
**Document Hash:** 9fd8b9c43ca5171ea463ea3a74fec33a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001114700-25-000096.hdr.sgml**: 20250826

**ACCESSION NUMBER**: 0001114700-25-000096

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 59

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250826

**DATE AS OF CHANGE**: 20250826

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GRUPO FINANCIERO GALICIA SA
- **CENTRAL INDEX KEY:** 0001114700
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMMERCIAL BANKS, NEC [6029]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** C1
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-30852
- **FILM NUMBER:** 251258774

**BUSINESS ADDRESS:**
- **STREET 1:** TTE. GRAL. JUAN D. PERON 430
- **STREET 2:** 25TH FLOOR
- **CITY:** BUENOS AIRES
- **STATE:** C1
- **ZIP:** CP1038AAJ
- **BUSINESS PHONE:** 0115411434

**MAIL ADDRESS:**
- **STREET 1:** TTE. GRAL. JUAN D. PERON 430
- **STREET 2:** 25TH FLOOR
- **CITY:** BUENOS AIRES
- **STATE:** C1
- **ZIP:** CP1038AAJ

    

**FORM 6-K**

**SECURITIES AND EXCHANGE COMMISSION**

Washington, D.C. 20549

 

**REPORT OF FOREIGN PRIVATE ISSUER**

**Pursuant to Rule 13a-16 or 15d-16**

**of the Securities Exchange Act of 1934**

**August 26, 2025**

**Commission File Number: 0-30852**

 

**GRUPO FINANCIERO GALICIA S.A.**

**(the "Registrant")**

 

**Galicia Financial Group S.A.**

**(translation of Registrant's name into English)**

**Tte. Gral. Juan D. Perón 430, 25th Floor**

**(CP1038AAJ) Buenos Aires, Argentina**

**(address of principal executive offices)**

 

Indicate by check mark whether the Registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

Indicate by check mark whether by furnishing the information contained in this form, the Registrant is also thereby furnishing the information to the Securities and Exchange Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

Yes ☐ No ☒

If "Yes" is marked, indicate below the file number assigned to the Registrant in connection with Rule 12g3-2(b): 82-

    

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**FORM 6-K**

**Commission File No. 0-30852**

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| | | |
|:---|:---|:---|
| **Month Filed** | **Event and Summary** | **Exhibit No.** |
| August, 2025 | Press Release regarding the Financial Results of the Registrant for the Second Quarter of the 2025 Fiscal Year that ended June 30, 2025. | 99.1 |

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

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| | | |
|:---|:---|:---|
| | | GRUPO FINANCIERO GALICIA S.A. |
| | | (Registrant) |
| Date: August 26, 2025 | By: | /s/ Fabián E. Kon |
|  |  | Name: Fabiám E. Kon |
|  |  | Title: Chief Executive Officer |

---

## Exhibit 99.1

![](grupogaliciapressrelease001.jpg)

Financial Report Grupo Financiero Galicia S.A. 20252nd. quarter

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![](grupogaliciapressrelease002.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima This report is a summary analysis of Grupo Galicia's financial condition and results of operations as of and for the periods indicated above. For a correct interpretation, this report must be read in conjunction with GFG's financial statements, as well as with all other information periodically filed with the National Securities Commission (www.cnv.gob.ar), BYMA (www.byma.com.ar) and the Nasdaq (www.nasdaq.com). Readers of this report must note that this is a free translation made from an original version written and expressed in Spanish. Therefore, any matters of interpretation should be referred to the original version in Spanish. Grupo Galicia Buenos Aires, Argentina, August 26, 2025, Grupo Financiero Galicia S.A. ("Grupo Galicia" o "GFG", BYMA/NASDAQ: GGAL), announced its financial results for the second quarter, ended on June 30, 2025. Gonzalo Fernández Covaro Chief Financial Officer Conference Call August 27, 2025 11:00 am am (Eastern Time) 12:00 pm pm (Argentina) To participate, register here. Pablo Firvida Head of Investor Relations The information in this report was adjusted and restated to constant currency, in accordance with IAS 29 "Financial Information in Hyperinflationary Economies" except otherwise noted. Grupo Financiero Galicia

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![](grupogaliciapressrelease003.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima 3 The Corporate Reorganization takes effect on January 1, 2025. Therefore, and to facilitate comparison, the information for the first quarter of 2025 for Banco Galicia, Fondos Fima, and Galicia Seguros has been restructured. Merger Galicia Más (formerly HSBC) Following the acquisition of HSBC Argentina's businesses, a Corporate Reorganization was carried out. The objective of this reorganization is to optimize and integrate the use of available resources, consolidate a single portfolio of products and services, and offer a high-value customer experience. This transformation is part of Grupo Galicia's strategy to strengthen its financial ecosystem, expand its value proposition, and boost the sustainable growth of its businesses. The Corporate Reorganization process included a spin-off/merger and mergers by absorption, with the following results: • Unification of the banking business: Banco Galicia absorbed Banco GGAL S.A. (formerly HSBC), which was dissolved without liquidation, resulting in a single banking entity. • Unification of the mutual fund management business: Galicia Asset Management absorbed GGAL Asset Management S.A., which was dissolved without liquidation, thus consolidating the business into a single entity. • Absorption of GGAL Participaciones S.A.U.: Sudamericana Holdings absorbed GGAL Participaciones S.A.U., which was dissolved without liquidation.

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![](grupogaliciapressrelease004.jpg)

Financial Report Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Grupo Galicia includes Banco de Galicia y Buenos Aires S.A. (Galicia), Tarjetas Regionales S.A. (Naranja X), Sudamericana Holding S.A. (Galicia Seguros), Galicia Asset Management S.A.U. (Fondos Fima), IGAM LLC (Inviu), Galicia Securities S.A.U., Agri Tech Investments LLC (Nera), Galicia Investments LLC, Galicia Ventures LP and Galicia Holdings US, Inc. It is one of the main financial services holding companies in the country. It provides savings, credit and investment opportunities to people and companies, and its board of directors has a high commitment in customer experience and sustainable development.

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![](grupogaliciapressrelease005.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Ps.327,392 million Net income for the period attributable to Grupo Galicia -67% vs. 6M 2024 Net profit per share 2Q 2025 Ps.107.48 Capital Ratio 22.3% ROE 9.1% -2,820 bp vs. 6M 2024 Efficiency 46.8% +1,360 bp vs. 6M 2024 Employees 11,316 Branches and other points of sale 480 Deposits accounts In thousands 19,147 Credit cards In thousands 15,234 5 Ps.172,637 million Net income for the quarter attributable to Grupo Galicia -70% vs. 2Q 2024 ROE 9.5% -3,330 bp vs. 2Q 2024 Efficiency 43.1% +1,120 bp vs. 2Q 2024 Highlights Nera Market share: Loans to the private sector(1) 15.3% Market share: Deposits to the private sector(1) 17.5% (1) Market share calculated for Banco Galicia and Naranja X (Naranja Digital).

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![](grupogaliciapressrelease006.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Selected ratios Percentages 2025 2025 2024 Variation (bp) 2Q 1Q 2Q vs.1Q25 vs.2Q24 ROA 1.9 1.7 10.0 20 (810) ROE 9.5 8.9 42.8 60 (3,330) Financial Margin 20.9 20.6 53.0 30 (3,210) Efficiency ratio 43.1 50.9 31.9 (780) 1,120 Capital ratio (1) 22.3 24.4 (2) 26.4 (210) (410) NPL Ratio 5.5 3.6 2.7 190 280 Allowance for loan losses / Private-sector financing 6.4 5.2 4.1 120 230 Coverage 117.9 143.8 153.5 (2,590) (3,560) Non-accrual portfolio with guarantees to non-accrual portfolio 3.3 4.2 2.8 (90) 50 Cost of risk 10.9 8.6 8.6 230 230 6 Selected financial information (1) Galicia consolidated with Naranja X (2) Galicia consolidated with Naranja X and Galicia Más

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![](grupogaliciapressrelease007.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Net income attributable to Grupo Galicia for the quarter amounted to Ps.172,637 million, which represented a 1.9% annualized return on average assets and a 9.5% annualized return on average shareholder's equity. Said result was mainly due to profits from its interest in Galicia (Ps.97,756 million), in Naranja X (Ps.32,130 million), in Fondos Fima (Ps.27,031 million), and in Galicia Seguros (Ps.12,714 million). 7 Results for the quarter Results of the main companies 97,756 32,130 12,714 27,031 412,431 112,603 17,601 16,759 2Q 2025 2Q 2024 Galicia Naranja X Galicia Seguros Fondos Fima

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![](grupogaliciapressrelease008.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Income Statement In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Net interest income 1,215,236 1,125,591 1,774,610 8 (32) Net fee income 364,367 381,592 280,828 (5) 30 Net results from financial instruments 234,481 258,072 259,467 (9) (10) Gold and foreign currency quotation differences 61,345 17,034 58,695 260 5 Other operating income 189,887 175,911 109,168 8 74 Insurance business results 21,075 29,546 17,233 (29) 22 Loan loss provisions (564,042) (428,559) (202,865) 32 178 Net operating income 1,522,349 1,559,187 2,297,136 (2) (34) Personnel expenses (230,621) (248,256) (232,715) (7) (1) Administrative expenses (261,111) (268,093) (218,173) (3) 20 Depreciations and devaluations of assets (66,343) (65,756) (46,642) 1 42 Other operating expenses (405,143) (326,033) (293,106) 24 38 Operating Income 559,131 651,049 1,506,500 (14) (63) Results from the net monetary position (283,821) (416,316) (622,505) (32) (54) Results from associates and joint ventures 548 (3,968) (841) (114) (165) Income tax (103,187) (75,959) (309,366) 36 (67) Net income 172,671 154,806 573,788 12 (70) Net Income Attributable to Non-controlling Interests 34 51 75 (33) (55) Net Income Attributable to Grupo Galicia 172,637 154,755 573,713 12 (70) Other comprehensive income 29,241 (90,652) 521 (132) n.m. Total comprehensive income 201,912 64,154 574,309 215 (65) Total comprehensive income Attributable to Non-controlling Interests 34 50 75 (32) (55) Total comprehensive income Attributable to Grupo Galicia 201,878 64,104 574,234 215 (65) 8

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Balance Sheet In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Assets Cash and due from banks 6,074,500 6,186,112 3,616,918 (2) 68 Debt securities 1,528,366 1,411,396 2,216,410 8 (31) Net loans and other financing 18,705,013 17,556,524 8,958,907 7 109 Other financial assets 9,061,139 9,325,001 7,851,646 (3) 15 Investment in subsidiaries, associates and joint ventures 2,593 2,039 3,484 27 (26) Property, bank premises, equipment 1,129,992 1,165,705 912,842 (3) 24 Intangible assets 340,973 341,398 308,652 — 10 Other assets 751,122 865,678 288,244 (13) 161 Assest from insurance and reinsurance contracts 93,986 103,095 88,342 (9) 6 Assets available for sale 8,368 16,718 24 (50) n.m. Total assets 37,696,052 36,973,666 24,245,469 2 55 Liabilities Deposits 21,568,235 20,376,525 12,184,531 6 77 Financing from financial entities 535,211 548,772 304,072 (2) 76 Other financial liabilities 4,453,456 5,213,797 4,586,678 (15) (3) Negotiable obligations 1,379,999 1,125,255 172,170 23 702 Subordinated negotiable obligations 308,020 287,763 327,011 7 (6) Other liabilities 1,756,371 1,515,487 1,142,504 16 54 Liabilities from insurance and reinsurance contracts 767,281 741,921 225,607 3 240 Total liabilities 30,768,573 29,809,520 18,942,573 3 62 Total Shareholders' equity 6,927,479 7,164,146 5,302,896 (3) 31 9 Selected financial information

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![](grupogaliciapressrelease010.jpg)

Grupo Galicia Galicia Financial Report Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Since 1905, Galicia works for the development of Argentina, being the main private bank controlled by national capital. Through its assisted and digital distribution channels, it markets a wide range of financial products and services for individuals and companies throughout the country. Galicia defines the customer experience and digital transformation as strategic focuses to efficiently achieve successful growth.

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![](grupogaliciapressrelease011.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Ps.128,447 million Net income for the period -84% vs. 6M 2024 Portfolio Quality 4.4% +130 bp. vs. 2Q 2024 Coverage 117.9% -4,070 bp. vs. 2Q 2024 ROE 4.6% -3,250 bp vs. 6M 2024 Efficiency 53.8% +2,380 bp vs. 6M 2024 11 Ps.97,756 million Net income for the quarter -76% vs. 2Q 2024 ROE 7.6% -2,930 bp vs. 2Q 2024 Efficiency 47.9% +1,670 bp vs. 2Q 2024 Cost of risk 2Q 8.1% +120 bp. vs. 2Q 2024 Cost of risk 6M 7.5% +60 bp. vs. 6M 2024 Capital Ratio 23.7% -510 bp. vs. 2Q 2024 14.5% Market share: Loans to the private sector 16.0% Market share: Deposits to the private sector +260 bp vs. 2Q 2024 +550 bp vs. 2Q 2024 Highlights Branches Deposit accounts In thousands Employees Credit Cards In thousands 356 11,217 7,470 5,441 Digital clients 91% To facilitate comparability, the information corresponding to 1Q2025 has been adjusted. The information corresponding to 2Q2024 does not include the balances of Galicia Más.

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![](grupogaliciapressrelease012.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Income Statement In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Net interest income 917,490 847,092 1,430,153 8 (36) Net fee income 215,430 231,183 165,437 (7) 30 Net results from financial instruments 118,189 138,112 187,085 (14) (37) Gold and foreign currency quotation differences 59,378 16,775 52,978 254 12 Other operating income 81,635 74,242 32,661 10 150 Loan-loss provisions (333,217) (262,316) (113,996) 27 192 Net operating income 1,058,905 1,045,088 1,754,318 1 (40) Personnel expenses (168,837) (178,612) (173,195) (5) (3) Administrative expenses (201,055) (203,917) (149,443) (1) 35 Depreciations and devaluations of assets (54,669) (57,343) (36,604) (5) 49 Other operating expenses (250,649) (223,895) (222,355) 12 13 Operating income 383,695 381,321 1,172,721 1 (67) Results from the net monetary position (228,089) (332,897) (523,285) (31) (56) Results from associates and joint businesses 2,330 (2,506) 908 (193) 157 Income tax (60,180) (15,227) (237,913) 295 (75) Net Income 97,756 30,691 412,431 219 (76) Other comprenhensive income 16,059 (76,533) 1,127 n.m. 1,325 Total comprenhensive income 113,815 (45,842) 413,558 (348) (72) 12 Results for the quarter In the second quarter of 2025, Galicia registered a net income of Ps.97,756 million, Ps.314,675 million (76%) lower than the result of the same quarter of the previous year, which represented an annualized ROE of 7.6% and an ROA of 1.5%. The operating result was Ps.789,026 million (67%) lower than in the second quarter of 2024, as a consequence of a lower net operating income. Net operating income reached Ps.1,058,905 million, Ps.695,413 million (40%) lower than the Ps.1,754,318 million in the same quarter of the previous year, mainly as a consequence of a lower net interest income for Ps.512,663 million (36%), and a higher result from loan loss provisions for Ps.219,221 million (192%). Compared to the first quarter of 2025, the net income was higher by Ps.67,065 million (219%). In the second quarter of 2025, there was an increase in net interest income of Ps.70,398 million (8%) and a higher result from gold and foreign currency quotation differences of Ps.42,603 million (254%). These results were partially offset by a higher loan loss provisions of Ps.70,901 million (27%). Additionally, the slowdown in inflation during the second quarter of 2025 led to an improvement in the result from the net monetary position of Ps.104,808 million (31%). 1. Does not included Galicia Más

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![](grupogaliciapressrelease013.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima 13 Profitability and efficiency Financial margin Efficiency ratio (1) ROA ROE 1.5% 0.5% 9.0% 2Q 2025 1Q 2025 2Q 2024 7.6% 2.4% 36.9% 2Q 2025 1Q 2025 2Q 2024 18.5% 18.0% 52.5% 2Q 2025 1Q 2025 2Q 2024 47.9% 61.1% 31.2% 2Q 2025 1Q 2025 2Q 2024 1. Does not include Galicia Más (1) (1) (1) (1)

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![](grupogaliciapressrelease014.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Interest-earning assets(1) Average balances: in millions of pesos. Yields and rates: annualized nominal % 2025 2025 2024 Variation (% \| bp) 2Q 1Q 2Q 2 vs.1Q25 vs.2Q24 Avg Bce Yield Avg Bce Yield Avg Bce Yield Avg Bce Yield Avg Bce Yield In pesos 13,355,030 46.73 12,747,169 48.21 10,723,504 80.93 5 (148) 25 (3,420) Government securities 4,064,170 47.21 4,672,402 46.58 4,200,751 103.26 (13) 63 (3) (5,605) Loans 9,180,524 45.45 8,002,945 48.93 4,238,289 70.36 15 (348) 117 (2,491) Other interest-earning assets 110,337 135.05 71,821 74.19 2,284,464 59.49 54 6,086 (95) 7,556 In foreign currency 3,938,165 5.97 3,549,059 5.10 1,823,460 24.44 11 87 116 (1,847) Government securities 410,178 (0.02) 388,504 2.84 828,918 46.90 6 (286) (51) (4,692) Loans 3,498,002 7.40 3,120,918 5.46 965,725 4.99 12 194 262 241 Other interest-earning assets 29,985 (78.55) 39,637 (0.49) 28,816 30.22 (24) (7,806) 4 (10,877) Interest-earning assets 17,293,195 37.45 16,296,229 38.82 12,546,963 72.72 6 (137) 38 (3,527) 1. Does not include foreign currency quotation differences. Annual nominal interest rates were calculated using a 360-day denominator. Average interest-earning assets reached Ps.17,293,195 million, registering an increase of Ps.4,746,232 million (38%), compared to the second quarter of 2024. This increase was mainly the result of a higher volume of loans in pesos for Ps.4,942,235 million (117%) and of loans in foreign currency for Ps.2,532,277 million (262%), offset by a lower volume of other interest-earning assets in pesos for Ps.2,174,127 million (95%). The average yield on interest-earning assets for the second quarter was 37.45%, representing a decrease of 3,527 bp, compared to the same quarter of the previous year. This variation is mainly justified by lower average yields on government securities in pesos and in foreign currency. Compared to the first quarter of 2025, average interest-earning assets increased by Ps.996,966 million (6%), mainly due to a higher volume of loans in pesos for Ps.1,177,579 million (15%) and loans in foreign currency by Ps.377,084 million (12%), partially offset by a decrease in the volume of government securities in pesos by Ps.608,232 billion (13%). In comparison, the average lending rate decreased by 137 b.p. 14 Yields and rates 2. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Interest-bearing liabilities(1) Average balances: in millions of pesos. Yields and rates: annualized nominal % 2025 2025 2024 Variation (%\|bp) 2Q 1Q 2Q 2 vs.1Q25 vs.2Q24 Avg Bce Yield Avg Bce Yield Avg Bce Yield Avg Bce Yield Avg Bce Yield In pesos 7,939,559 27.72 7,642,455 29.80 5,734,252 45.51 4 (208) 38 (1,779) Saving accounts 1,160,814 0.30 1,173,687 0.31 881,200 0.02 (1) (1) 32 28 Time deposits 4,644,499 34.68 4,876,638 36.32 2,874,907 61.83 (5) (164) 62 (2,715) Other Deposits 1,765,852 26.42 1,228,767 28.61 1,539,120 39.43 44 (219) 15 (1,301) Debt securities 166,788 37.04 177,898 40.90 36,045 52.24 (6) (386) 363 (1,520) Other interest-bearing liabilities 201,607 28.87 185,466 42.29 402,979 51.09 9 (1,342) (50) (2,222) In foreign currency 6,903,818 1.62 6,864,031 1.25 2,818,860 1.40 1 37 145 22 Saving accounts 4,814,775 0.07 5,166,053 — 2,098,372 — (7) 7 129 7 Time deposits 733,610 3.26 613,811 1.90 323,504 1.79 20 136 127 147 Other Deposits 181,162 0.94 62,086 0.05 3,157 — 192 89 n.m 94 Debt securities 1,097,667 7.19 941,832 7.41 343,416 8.21 17 (22) 220 (102) Other interest-bearing liabilities 76,605 5.57 80,250 5.41 50,410 10.84 (5) 16 52 (527) Interest-bearing liabilities 14,843,377 15.58 14,506,487 16.29 8,553,112 30.97 2 (71) 74 (1,539) Interest bearing liabilities reached Ps.14,843,377 million, registering an increase of Ps.6,290,265 million (74%) in relation to the same period of 2024, mainly due to an increase in saving accounts in foreign currency for Ps.2,716,403 million (129%), time deposits in pesos for Ps.1,769,592 million (62%) and debt securities in foreign currency for Ps.754,251 million (220%). Likewise, the average rate on interest-bearing liabilities was 15.58%, registering a decrease of 1,539 bp with respect to the second quarter of the previous year, as a consequence of the decrease in the interest rate on time deposits in pesos for 2,715 b.p. and other interest-bearing liabilities in pesos for 2,222 bp. Compared to the first quarter of 2025, interest-bearing liabilities increased by Ps.336,890 million (2%), while the average rate decreased by 71 bp. 1. Does not include foreign currency quotation differences. Annual nominal interest rates were calculated using a 360-day denominator. 2. Does not include Galicia Más 15

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Interest Income In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Cash and due from banks 7 25 — (72) N/A Government securities 387,113 417,413 1,027,858 (7) (62) Other financial assets 170 59 — 188 N/A Loans and other financing 1,103,054 1,015,326 736,236 9 50 Non financial public sector 74 74 — — N/A Financial sector 15,183 16,036 4,563 (5) 233 Non-financial private sector 1,087,797 999,216 731,673 9 49 Overdrafts 111,921 90,323 94,504 24 18 Promissory notes 287,397 266,100 221,698 8 30 Mortgage loans 103,044 67,410 118,181 53 (13) Pledge loans 40,443 41,264 11,239 (2) 260 Personal loans 252,896 260,127 112,025 (3) 126 Credit-card loans 267,495 255,110 167,112 5 60 Financial leases 4,684 4,404 2,013 6 133 Pre-financing and export financing 13,185 8,932 2,524 48 422 Other 6,732 5,546 2,377 21 183 Repurchase agreement transactions 4,357 4,283 328,313 2 (99) Interest income 1,494,701 1,437,106 2,092,407 4 (29) Net interest income Net interest income for the quarter amounted to Ps.917,490 million, with a Ps.512,663 million (36%) decrease compared to the Ps.1,430,153 million profit from the same quarter of 2024. Compared to the first quarter of 2025, net interest income was Ps.70,398 million (8%) higher. 16 1. Does not include Galicia Más Interest income for the quarter reached Ps.1,494,701 million, 29% lower than the Ps.2,092,407 million recorded in the second quarter of 2024. This decrease was a result of lower interest on government securities valued at amortized cost of Ps.640,745 million (62%), which in the second quarter of 2024 had yields above inflation. Additionally, lower interest was recorded on repurchase agreement transactions of Ps.323,956 million (99%), which were replaced by LEFIs (Letras Fiscal de Liquidez del Tesoro Nacional) starting in July 2024. These lower results were offset by an increase in interest from loans and other financing of Ps.366,818 million (50%). Particularly notable were increases in personal loans (126%), credit cards (60%), and promissory notes (30%). Relative to the first quarter of 2025, interest income was Ps.57,595 million (4%), primarily due to higher interest on loans and other financing of Ps.87,728 million (9%), generated by the increased loan portfolio volume. This increase was offset by a decrease in interest on government securities of Ps.30,300 million (7%).

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Interest expenses totaled Ps.577,211 million, registering a decrease of Ps.85,043 million (13%), compared to the same quarter of 2024. This decrease was a consequence of lower expenses from other deposits for Ps.44,533 million (27%) and lower expenses from interest on time deposits and term investments for Ps.27,227 million (6%) generated by a decrease in the annual nominal rate. In relation to the first quarter of 2025, interest expenses were lower by Ps.12,803 million (2%), mainly due to a decrease in other deposits by Ps.7,119 million (1%) and lower expenses from repurchase agreement transactions by Ps.8,524 million (75%). Interest expenses In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Deposits (527,400) (534,519) (597,526) (1) (12) Current accounts (2) (2) — — N/A Saving accounts (1,669) (918) (37) 82 n.m. Time deposits and term investments (404,091) (441,813) (431,318) (9) (6) Other (121,638) (91,786) (166,171) 33 (27) Financing from financial institutions (4,998) (4,951) (1,315) 1 280 Repurchase agreement transactions (2,864) (11,388) (1,486) (75) 93 Other interest-bearing liabilities (7,243) (3,334) (50,139) 117 (86) Negotiable obligations (27,031) (28,116) (5,047) (4) 436 Subordinated Negotiable obligations (7,675) (7,706) (6,741) — 14 Interest expenses (577,211) (590,014) (662,254) (2) (13) 17 1. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Net Fee Income In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Credit cards 100,990 103,456 66,985 (2) 51 Deposit accounts 36,983 38,560 28,877 (4) 28 Insurance 10,674 8,786 5,316 21 101 Financial fees 475 431 610 10 (22) Credit- related fees 2,149 2,419 1,392 (11) 54 Foreign trade 13,182 14,570 12,884 (10) 2 Collections 20,829 19,945 17,448 4 19 Utility-Bills collection services 17,322 19,758 15,268 (12) 13 Mutual Funds 8,060 7,687 5,669 5 42 Fees from bundles of products 32,130 27,221 25,860 18 24 Other 23,785 33,732 21,069 (29) 13 Total fee income 266,579 276,565 201,378 (4) 32 Total expenditures (51,149) (45,382) (35,941) 13 42 Net fee income 215,430 231,183 165,437 (7) 30 The net fee income reached Ps.215,430 million, registering an increase of 30% compared to Ps.165,437 million in the second quarter of 2024. This increase was primarily due to higher credit card fees of Ps.34,005 million (51%), higher deposit fees of Ps.8,106 million (28%) and an increase in fees for product packages of Ps.6,270 million (24%), offset by an increase in fee expenses of Ps.15,208 million (42%). Compared to the first quarter of 2025, net fee income decreased by Ps.15,753 million (7%), mainly due to a reduction in other commissions of Ps.9,947 million (29%) This lower result was due to a reduced volume of client transactions involving the purchase and sale of public and private securities, mostly from the purchase and sale of MEP dollars, following the lifting of exchange restrictions. Additionally, commission expenses increased by Ps.5,767 million (13%). 18 Net fee income 1. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Net Income from Financial Instruments In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Government securities 68,066 88,166 143,786 (23) (53) Private sector securities 18,997 18,616 10,937 2 74 Derivative financial instruments 6,650 (9,727) 130 (168) n.m. Forward transactions 6,650 (9,727) 2,705 (168) 146 Options – – (2,575) — 100 Results of other financial assets/liabilities 3 (4) 4 (175) (25) Results from derecognition of assets 24,473 41,061 32,228 (40) (24) Net income from financial instruments 118,189 138,112 187,085 (14) (37) The result from quotation differences of gold and foreign currency for the quarter was a Ps.59,378 million profit, Ps.6,400 million (12%) higher than the profit of Ps.52,978 million registered in the same quarter of the previous year. This result includes a gain of Ps.62,774 million for the purchase and sale of foreign currency, and Ps.42,603 million (254%) compared to the first quarter of 2025. This result includes a gain of Ps.62,774 million from purchase and sale of foreign currency, mainly attributable to a higher volume traded following the lifting of exchange restrictions. 19 Gold and foreign currency quotation differences Net income from financial instruments 1. Does not include Galicia Más Net income from financial instruments was Ps.118,189 million, Ps.68,896 million (37%) lower than the Ps.187,085 million recorded in the same quarter of 2024. This decrease was due to a Ps.75,720 million (53%) lower result from government securities, offset by a Ps.8,060 million (74%) higher result from private sector securities. Relative to the first quarter of 2025, net income from financial instruments decreased by Ps.19,923 million (14%), mainly due to a Ps.20,100 million (23%) lower result from government securities, generated by lower average volume in the quarter. Additionally, a Ps.16,588 million (40%) lower result from derecognition of assets was recorded. These effects were offset by a Ps.16,377 million (168%) increase in results from derivative financial instruments.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Other Operating Income In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Other financial income 932 2,658 3,493 (65) (73) Rental of safe deposit boxes 13,696 13,674 7,955 — 72 Other fee income 8,956 5,997 969 49 824 Other adjustments and interest on miscellaneous receivables 22,805 25,045 5,843 (9) 290 Other 35,246 26,868 14,401 31 145 Total other operating income 81,635 74,242 32,661 10 150 In the second quarter, other operating income amounted to Ps.81,635 million, registering an increase of Ps.48,974 million (150%) compared to those registered in the same quarter of 2024. This higher result was mainly due to the increase in other adjustments and interest on miscellaneous receivables for Ps.16,962 million (290%) and in others operating income for Ps.20,845 million (145%). In relation to the first quarter of 2025, other operating income registering an increase by Ps.7,393 million (10%), mainly due to the increase in others operating income by Ps.8,378 million (31%). Loan loss provisions for the quarter totaled Ps.333,217 million, Ps.219,221 million (192%) higher than those recorded in the same quarter of the previous year, and higher by Ps.70,901 million (27%) in relation to the first quarter of 2025. This increase was a consequence of a larger financing portfolio and a worsening in the delinquency ratios. 20 Loan-loss provisions Other operating income 1. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Administrative Expenses In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Fees and compensations for services 12,738 12,017 9,588 6 33 Fees to directors and syndics 217 280 284 (23) (24) Publicity, promotion and research expenses 6,945 9,024 7,278 (23) (5) Taxes 36,823 42,569 41,156 (13) (11) Maintenance and repairment of goods and IT 58,283 53,850 32,941 8 77 Electricity and communications 8,986 8,306 7,714 8 16 Representation and mobility expenses 37 101 — (63) N/A Stationery and office supplies 1,117 1,563 668 (29) 67 Hired administrative services 46,197 42,277 28,547 9 62 Security 5,876 6,811 3,943 (14) 49 Insurance 1,655 2,007 1,400 (18) 18 Other 22,181 25,112 15,924 (12) 39 Total administrative expenses 201,055 203,917 149,443 (1) 35 Administrative expenses for the quarter reached Ps.201,055 million, registering an increase of Ps.51,612 million (35%) compared to the second quarter of the previous year. This increase was a consequence of higher maintenance and repairment of goods and IT for Ps.25,342 million (77%) and higher hired administrative services for Ps.17,650 million (62%). In relation to the first quarter of 2025, administrative expenses increased by Ps.2,862 million (1%). Personnel expenses reached Ps.168,837 million, registering a decrease of Ps.4,358 million (3%) compared to the same quarter of 2024. In relation to the first quarter of 2025, personnel expenses decreased by Ps.9,775 million (5%). In 2025, the restructuring provision established in the fourth quarter of 2024 began to be used. 21 Administrative expenses Personnel expenses 1. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Other Operating Expenses In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Contribution to the Deposit Insurance Fund 8,082 8,452 3,943 (4) 105 Other financial results 2,502 3,448 (4,048) (27) 162 Turnover tax 127,839 108,926 113,757 17 12 On financial income 107,553 90,596 99,704 19 8 On fees 19,115 16,233 9,831 18 94 On other items 1,171 2,097 4,222 (44) (72) Other fee-related expenses 82,606 84,100 64,888 (2) 27 Charges for other provisions 6,706 3,997 9,902 68 (32) Claims 8,296 7,607 4,628 9 79 Other 14,618 7,365 29,285 98 (50) Total other operating expenses 250,649 223,895 222,355 12 13 Other operating expenses for the quarter reached Ps.250,649 million, which represented an increase of Ps.28,294 million (13%), compared to the Ps.222,355 million recorded in the second quarter of the previous year. This increase was generated by higher other fee-related expenses for Ps.17,718 million (27%) and a higher turnover tax for Ps.14,082 million (12%) - mainly from services and financial operations. In relation to the first quarter of 2025, operating expenses increased by Ps.26,754 million (12%), mainly due to a higher turnover tax by Ps.18,913 million (17%) - mainly from financial operations and other expenses by Ps.7,253 million (98%). The result from depreciation and devaluation of assets reached Ps.54,669 million, registering a increase of 49% compared to the same quarter of 2024. In relation to the first quarter of 2025, the result from depreciation and devaluation of asset increased by Ps.2,674 million (5%) 22 Other operating expenses Depreciation and devaluation of assets 1. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima The income tax charge was Ps.60,180 million, Ps.177,733 million lower than in the second quarter of 2024, mainly, as a consequence of a lower operating result. In relation to the first quarter of 2025, income tax increased by Ps.44,953 million (295%). 23 In the second quarter of 2025, Galicia recorded a loss of Ps.16,059 million in other comprehensive income (OCI), mainly from the valuation of government securities. In relation to the first quarter of 2025, other comprehensive income increased by Ps.92,592 million, mainly due to an improvement in the valuation of governmen securities. Other comprehensive income Income tax

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Balance Sheet In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 2 vs.1Q25 vs.2Q24 Assets Cash and due from banks 5,771,658 5,907,871 3,468,131 (2) 66 Debt securities 928,933 834,426 2,007,306 11 (54) Net loans and other financing 14,412,109 13,342,872 6,426,379 8 124 Other financial assets 7,249,761 7,846,577 7,002,434 (8) 4 Equity investments in subsidiaries, associates and joint businesses 8,007 8,302 8,737 — — Property, bank premises, equipment 1,042,436 1,076,665 827,935 (3) 26 Intangible assets 296,276 297,195 260,838 — 14 Other assets 440,166 579,325 109,290 (24) 303 Assets available for sale 8,368 16,718 24 — — Total assets 30,157,714 29,909,951 20,111,074 1 50 Liabilities Deposits 19,942,132 18,984,971 11,626,900 5 72 Financing from financial entities 132,040 133,098 46,907 (1) 181 Other financial liabilities 1,944,517 2,734,342 2,879,861 (29) (32) Negotiable obligations 1,017,185 911,033 61,598 12 n.m Subordinated negotiable obligations 428,491 395,120 327,012 8 31 Other liabilities 1,246,185 1,072,747 845,495 16 47 Total liabilities 24,710,550 24,231,311 15,787,773 2 57 Shareholders' equity 5,447,164 5,678,640 4,323,301 (4) 26 Foreign currency assets and liabilities Assets 9,824,255 9,416,048 5,212,677 4 88 Liabilities 10,022,357 9,335,916 4,220,413 7 137 Net forward purchases/(sales) of foreign currency (1) 138,190 (41,056) (111,700) (437) (224) Net global position in foreign currency (59,912) 39,076 880,564 (253) (107) (1) Recorded off-balance sheet. (2) Does not include Galicia Más. 24 Selected financial information

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Financing to the Private Sector(1) In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 3 vs.1Q25 vs.2Q24 In pesos 12,020,533 10,979,977 5,832,446 9 106 Loans 9,563,238 9,093,755 4,860,233 5 97 UVA-adjusted loans 1,229,231 912,628 416,844 35 195 Financial leases 44,245 37,296 11,790 19 275 Other financing(2) 1,183,819 936,297 543,579 26 118 In foreign currency 4,902,239 4,452,587 1,743,531 10 181 Loans 4,033,432 3,603,639 1,150,780 12 250 Financial leases 2,152 2,075 709 4 204 Other financing(2) 866,655 846,873 592,042 2 46 Total financing to the private sector 16,922,772 15,432,564 7,575,977 10 123 1. Includes IFRS adjustments. 2. Includes certain off-balance sheet accounts related to guarantees granted. 3. Does not include Galicia Más 25 As of June 30, 2025, financing to the private sector reached Ps.16,922,772 million, registering a 123% increase compared to the same period of the previous year. This increase was mainly due to higher loans in pesos for Ps.4,703,005 million (97%) and a higher loans in foreign currency for Ps.2,882,652 million (250%). On the other hand, financing to the private sector recorded an increase of Ps.1,490,208 million compared to the first quarter of 2025, mainly due to an increase in loans in pesos by Ps.469,483 million, loans in foreign currency by Ps.429,793 million, and UVA-denominated loans in pesos by Ps.316,603 million. The market share of total loans to the private sector as of June 30, 2025, reached 14.5%, which represented an increase of 260 bp compared to the second quarter of 2024. Compared to the first quarter of 2025, this represented a decrease of 70 bps. Financing Level of activity

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Breakdown of loans and other financing In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Financial entities 230,486 132,768 24,649 74 835 Loans 230,486 132,768 24,649 74 835 Non-financial private sector and residents abroad 14,971,802 13,784,551 6,603,464 9 127 Loans 14,595,415 13,477,254 6,403,208 8 128 Overdrafts 1,066,904 988,191 913,782 8 17 Promissory notes 5,245,934 4,832,548 1,934,542 9 171 Mortgage loans 833,098 561,122 61,805 48 n.m Pledge loans 503,500 472,246 98,595 7 411 Personal loans 1,781,306 1,686,774 592,561 6 201 Credit-card loans 3,637,634 3,510,653 1,892,314 4 92 Pre-financing and financing of exports 764,889 687,913 221,480 11 245 Other Loans 193,929 223,112 276,583 (13) (30) Accrued interest, adjustments and foreign currency quotation differences receivable 603,285 548,093 428,559 10 41 Documented interest (35,064) (33,398) (17,013) 5 106 Financial leases 46,397 39,371 12,499 18 271 Other financing 329,990 267,926 187,757 23 76 Non-financial public sector 10,276 9,631 7,568 7 36 Total loans and other financing 15,212,564 13,926,950 6,635,681 9 129 Allowances (800,455) (584,078) (209,302) 37 282 Loans (786,350) (575,906) (205,093) 37 283 Financial leases (2,470) (1,539) (265) 60 832 Other financing (11,635) (6,633) (3,944) 75 195 Net loans and other financing 14,412,109 13,342,872 6,426,379 8 124 As of June 30, 2025, the loan portfolio and other financing net of provisions reached Ps.14,412,109 million, registering a 124% increase compared to the second quarter of the previous year. The main increases were in: • promissory notes for Ps.3,311,392 million (171%), • credit cards for Ps.1,745,320 million (92%), and • personal loans for Ps.1,188,745 million (201%). In relation to the first quarter of 2025, notable increases were observed in promissory notes by Ps.413,386 million (9%), mortgages loans by Ps.271,976 million (48%), and credit cards by Ps. 126,981 million (4%). 261. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Net Exposure to the Argentine Public Sector(1) In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 2 vs.1Q25 vs.2Q24 Government securities' net Position 5,600,580 5,879,098 7,432,968 (5) (25) Measured at fair value 924,091 717,913 2,092,390 29 (56) In pesos 732,755 560,391 1,136,111 31 (36) Adjusted by CER 125,179 111,481 90,266 12 39 In foreign currency 8,572 46,041 11,603 (81) (26) Dual Bond 57,585 — 854,410 N/A (93) Measured at amortized cost 2,118,286 2,193,628 3,160,756 (3) (33) In pesos 155,840 270,349 354,130 (42) (56) Adjusted by CER 1,594,611 849,569 2,614,502 88 (39) In foreign currency 367,835 1,073,710 143,079 (66) 157 Lediv — — 49,045 N/A (100) Measured at fair value through OCI 2,558,203 2,967,557 2,179,822 (14) 17 In pesos 2,077,705 2,681,654 2,179,822 (23) (5) Adjusted by CER 480,498 285,903 — 68 N/A Other receivables resulting from financial brokerage 10,276 18,055 927,871 (43) (99) Repurchase agreement transactions -Argentine Central Bank — — 920,303 — (100) Loans and other financing 10,276 9,630 7,568 7 36 Total exposure to the public sector 5,610,856 5,897,153 8,360,839 (5) (33) 1. Excludes deposits with the Argentine Central Bank, which constitutes one of the items by which the Bank complies with minimum cash requirements. 2. Does not include Galicia Más 27 Exposure to the Argentine public sector

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Deposits In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 In pesos 11,863,269 11,274,511 8,074,960 5 47 Current accounts 2,156,208 2,123,898 1,470,940 2 47 Saving accounts 1,883,828 1,654,007 1,289,093 14 46 Time deposits 4,700,242 5,640,200 2,672,703 (17) 76 UVA-adjusted time deposits 161,063 70,789 160,735 128 — Other 2,801,882 1,555,781 2,250,358 80 25 Interests and adjustments 160,046 229,836 231,131 (30) (31) In foreign currency 8,078,863 7,710,460 3,551,940 5 127 Saving accounts 5,641,153 5,618,294 2,154,826 — 162 Time deposits 1,030,462 665,744 420,830 55 145 Other 1,404,576 1,424,987 975,530 (1) 44 Interests and adjustments 2,672 1,435 754 86 254 Total deposits 19,942,132 18,984,971 11,626,900 5 72 Deposits amounted to Ps.19,942,132 million as of June 30, 2025, registering a 72% increase compared to the second quarter of the previous year. This increase was the result of a higher volume of saving accounts in foreign currency for Ps.3,486,327 million (162%), in time deposits in pesos for Ps.2,027,539 million (76%) and current accounts in pesos for Ps.685,268 million (47%). In relation to the first quarter of 2025, increases were recorded in other deposits in pesos by Ps.1,246,101 million and time deposits in foreign currency by Ps.364,718 million, offset by a decrease in time deposits in pesos of Ps.939,958 million. 28 Funding and liabilities As of June 30, 2025, net exposure to the public sector reached Ps.5,610,856 million, registering a decrease of 33% in the last twelve months, as a result of a decrease in government securities adjusted by CER at amortized cost for Ps.1,019,891 million (39%) and repurchase agreement transactions for Ps.920,303 million. Compared to the first quarter of 2025, there were decreases in government securities in foreign currency at amortized cost by Ps.705,875 million, and in government securities in pesos at fair value through OCI by Ps.603,949 million. These were offset by an increase in government securities adjusted by CER at amortized cost by Ps.745,042 million. The net exposure to the public sector represents a 19% of the total asset, while in the second quarter of 2024 said exposure represented a 42% of total asset. 1. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Financial Liabilities In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Financial entities 132,040 133,099 46,907 (1) 181 Financing from credit-card purchases 794,558 647,097 584,474 23 36 Negotiable obligations 1,017,185 911,032 61,599 12 n.m. Subordinated negotiable obligations 428,491 395,121 327,011 8 31 Creditors from purchases of foreign currency 82,022 1,110,479 64,763 (93) 27 Collections on account of third parties 631,677 320,982 246,573 97 156 Other financial liabilities 436,260 655,782 1,984,050 (33) (78) Total financial liabilities 3,522,233 4,173,592 3,315,377 (16) 6 Financial liabilities amounted to Ps.3,522,233 million, registering an increase of Ps.206,856 million (6%) compared to the Ps.3,315,377 million registered in the second quarter of 2024. The variation was mainly due to an increase of negotiable obligations for Ps.955,586 million and of collections on account of third parties for Ps.385,104 million, offset by a decrease in other financial liabilities for Ps.1,547,790 million (78%). In relation to the first quarter of 2025, the decrease was mainly due to a lower creditor from purchase of foreign currency by Ps.1,028,457 million, offset by an increase in collections on account of third parties for Ps.310,695 million On April 30, Banco Galicia issued Classes XXIV and XXV of Negotiable Bonds. Class XXIV was issued for a face value of Ps.12,195 million at a monthly effective rate of 2.65% and maturing on October 30, 2025. Class XXV was issued for a face value of Ps.53,702 million at a TAMAR rate +3.50% and maturing on April 30, 2026. On May 8, it issued Class XXVI of Negotiable Bonds. The Class was issued for a nominal value of US$128 million at a 0% interest rate and maturing on November 28, 2025. On May 27, it issued Class XXVII Negotiable Bonds for a nominal value of US$68 million at a 4% nominal annual rate and maturing on December 30, 2025. On the same date, Banco Galicia issued Class XXVIII Negotiable Bonds for a nominal value of US$71 million at a 5.9% nominal annual rate and maturing on May 27, 2026. 29 Financial Liabilities Total deposit accounts as of June 30, 2025, reached 11.2 million, with an increase of 45% compared to the same date of the previous year and an 11% growth relative to the first quarter of 2025. The market share of private sector deposits reached 16.0% as of June 30, 2025, registering an increase of 550 bp compared to the second quarter of 2024 and a decrease of 70 bp compared to the first quarter of 2025. 1. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Liquidity(1) Percentages, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 2 vs.1Q25 vs.2Q24 Cash and due from banks 5,771,658 5,907,871 3,468,131 (2) 66 Government securities(1) 5,521,863 5,662,356 7,144,319 (2) (23) Call-money 88,691 19,918 6,977 345 n.m. Overnight placements in correspondent banks 149,818 197,919 235,846 (24) (36) Repurchase agreement transactions 94,655 61,723 942,001 53 (90) Other financial assets 1,376,771 669,777 5,620 106 n.m. Total liquid assets 13,003,456 12,519,564 11,802,894 4 10 Liquidity ratios (%) Variation (bp) Liquid assets as a percentage of transactional deposits 94.3 102.3 147.7 (800) (5,340) Liquid assets as a percentage of total deposits 65.2 65.9 101.5 (70) (3,630) As of June 30, 2025, the Bank's liquid assets represented 94.3% of the Bank's transactional deposits and 65.2% of its total deposits, compared to 147.7% and 101.5%, respectively in the second quarter of 2024 and to 102.3% and 65.9% in the first quarter in 2025. 30 Liquidity 1. Starting in the second quarter of 2025, all portfolios of government securities (measured at fair value, amortized cost, and fair value through OCI) are included and valued at fair value For comparative purposes, this change was applied retroactively. 2. Does not include Galicia Más.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Financing Portfolio Quality In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Non-accrual Financings 748,615 417,835 150,280 79 398 With preferred guarantees 25,088 12,505 4,494 101 458 With other guarantees 14,054 17,780 3,045 (21) 362 Without guarantees 709,473 387,550 142,741 83 397 Allowance for loan losses 882,706 662,551 240,904 33 266 Relevant ratios (%) Variation (bp) NPL Ratio 4.4 3.1 2.0 130 240 Allowance for loan losses to loans to the private sector 5.2 4.9 3.2 30 200 Coverage 117.9 158.6 160.3 (4,070) (4,240) Non-accrual loans with guarantees to non-accrual financing 5.2 7.3 5.0 (210) 20 Cost of risk 8.1 6.9 6.7 120 140 The non-accrual financing portfolio (that includes certain items of other financial assets and guarantees granted) amounted to Ps.748,615 million as of June 30, 2025, representing 4.4% of total financing, recording a 240 bp decrease as compared to the 2.0% recorded in the same quarter of 2024 and an increase of 130 bps compared to the 3.1% of the first quarter of 2025. Considering the provisions on unused balances of credit cards and overdrafts, the Bank's coverage of the non-accrual portfolio with total allowances for loan losses reached 117.9%, compared to 160.3% of a year before and as of March 31, 2025, the ratio was 158.6%. 31 Asset quality 1. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Analysis of Loan Loss Experience In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q 1 vs.1Q25 vs.2Q24 Allowance for loan losses At the beginning of the quarter 662,551 504,347 199,922 31 231 Changes in the allowance for loan losses Provisions charged to income 317,146 260,882 113,325 22 180 Charge offs (56,921) (54,860) (36,564) 4 56 Inflation effect (40,070) (47,818) (35,779) (16) 12 Allowance for loan losses at the end of the quarter 882,706 662,551 240,904 33 266 Charge to the income statement Provisions charged to income (317,146) (260,882) (113,324) 22 180 Direct charge offs (16,071) (1,434) (672) n.m. n.m. Bad debts recovered 9,066 3,202 4,885 183 86 Net charge to the income statement (324,151) (259,114) (109,111) 25 197 During the quarter, Ps.56,921 million were charged off against the allowance for loan losses and direct charges to the income statement for Ps.16,071 million were made. 32 1. Does not include Galicia Más

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Regulatory Capital In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 1 2Q 2 vs.1Q25 vs.2Q24 Minimum capital requirement (A) 1,746,859 1,343,100 777,746 30 125 Allocated to credit risk 1,484,717 1,121,143 503,939 32 195 Allocated to market risk 26,277 20,370 15,438 29 70 Allocated to operational risk 235,865 201,587 258,369 17 (9) Computable capital (B) 5,054,707 3,459,467 2,741,038 46 84 Tier I 4,947,239 3,405,773 2,649,863 45 87 Tier II 107,468 53,694 91,175 100 18 Excess over required capital (B) (A) 3,307,848 2,116,367 1,963,292 56 68 Risk weighted assets 21,295,183 16,380,558 9,530,221 30 123 Ratios (%) Variation (bp) Total capital ratio 23.7 21.1 28.8 260 (510) Tier I capital ratio 23.2 20.8 27.8 240 (460) The minimum capital requirement and the corresponding computable capital are presented below. Balances are disclosed in accordance with the applicable regulation in force and in currency of each period. As of June 30, 2025, the computable capital was Ps.5,054,707 million and the minimum capital requirement was Ps.1,746,859 million, which represented an excess of Ps.3,307,848 million (189%). This excess was Ps.1,963,292 million (252%) as of the same date in 2024. The capital requirement increased Ps.969,113 million and the computable capital increased Ps.2,313,669 million, compared to the second quarter of 2024. The total tier 1 capital ratio was 23.2%, a decrease of 460 bps compared to the second quarter of 2024 and an increase of 260 bps compared to the first quarter of 2025. This latter change was primarily due to an increase in the capitalization due to the incorporation of Galicia Más into equity, which was partially offset by the increase in risk-weighted assets corresponding to this incorporation. Regarding the change in the ratio between June 2025 and June 2024, the main changes included an increase in the portfolio, an increase in off-balance sheet items, and unused balances on credit cards and current account agreements due to regulatory changes. This was offset by an increase in the capitalization due to the incorporation of Galicia Más into equity, the monthly inflation adjustment, and results. 33 Capitalization 1. This corresponds to Banco Galicia's Minimum Capital Position, excluding the balances of Galicia Más. 2. Does not include Galicia Más.

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Grupo Galicia Financial Report Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Naranja X is the fintech entity of Grupo Galicia that assists clients to promote the use of money. Naranja X creates technological solutions for the personal and business financials of millions of Argentines. Naranja X's biggest challenge is being easily accessible to customers and providing them with simple tools to help them grow, improve their quality of life and access a world of possibilities.

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Ps.100,469 million Net income for the period attributable to Naranja X -33% vs. 6M 2024 ROE 21.6% -2,030 bp vs. 6M 2024 Efficiency ratio 31.4% -980 bp vs. 6M 2024 2,665 Employees 9,793 Credit cards In thousands 112 Branches and other points of sale 35 Ps.32,130 million Results for the quarter attributable to Naranja X -71% vs. 2Q 2024 ROE 13.8% -4,740 bp vs. 2Q 2024 Efficiency ratio 30.8% -280 bp vs. 2Q 2024 Highlights 7,930 Deposit accounts In thousands Ps.1,612 Average balance of deposits 2Q25 In billions 2.7% Market share: Saving accounts 4.5% Market share: Personal Loans 81% Digital clients

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Income Statement In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Net interest income 275,471 280,489 326,601 (2) (16) Net fee income 155,741 156,055 124,659 — 25 Net results from financial instruments 59,206 60,536 25,960 (2) 128 Gold and foreign currency quotation differences (11,800) (5,341) 1,532 121 (870) Other operating income 44,699 45,151 30,735 (1) 45 Loan loss provisions (230,825) (166,243) (88,868) 39 160 Net operating income 292,492 370,647 420,619 (21) (30) Personnel expenses (57,582) (53,705) (47,732) 7 21 Administrative expenses (47,229) (56,089) (54,794) (16) (14) Depreciations and devaluations of assets (7,830) (7,901) (8,745) (1) (10) Other operating expenses (95,963) (83,783) (71,160) 15 35 Operating income 83,888 169,169 238,188 (50) (65) Results from the net monetary position (36,661) (59,898) (89,616) (39) (59) Income tax (15,069) (41,026) (35,969) (63) (58) Net income 32,158 68,245 112,603 (53) (71) Net Income Attributable to Non-controlling Interests 28 (94) — (130) N/A Net Income Attributable to Naranja X 32,130 68,339 112,603 (53) (71) Other comprehensive income 938 848 (471) 11 (299) Total comprehensive income 33,096 69,093 112,132 (52) (70) Total comprehensive income to Non-controlling Interests 75 (52) — n.m. N/A Total comprehensive income to Naranja X 33,021 69,145 112,132 (52) (71) 36 Results for the quarter In the second quarter, Naranja X recorded a net result attributable to the company of Ps.32,130 million in profit, Ps.80,473 million lower than the result recorded in the same period of the previous year. This variation is mainly explained by a lower operating result. Net operating income decreased by Ps.128,127 million (30%), mainly as an increase in loan loss provisiones for Ps.141,957 million (160%). This lower result was partially offset by an increase in net fee income, which amounted to Ps.31,082 million (25%). The result for the quarter represented, on an annualized basis, an ROA of 2.1% and an ROE of 13.8%, while in the second quarter of 2024 they represented 13.7% and 61.20%, respectively.

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima 37 Profitability and efficiency Financial margin Efficiency ratio ROA ROE 2.1% 4.8% 13.7% 2Q 2025 1Q 2025 2Q 2024 13.8% 29.5% 61.2% 2Q 2025 1Q 2025 2Q 2024 22.7% 26.4% 45.6% 2Q 2025 1Q 2025 2Q 2024 30.8% 32.0% 33.6% 2Q 2025 1Q 2025 2Q 2024

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Balance Sheet In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Assets Cash and due from banks 281,022 209,344 62,223 34 352 Debt securities — — 62,742 — (100) Net loans and other financing 4,529,023 4,305,930 2,709,962 5 67 Other financial assets 1,390,749 1,104,004 736,098 26 89 Property, bank premises, equipment 76,721 78,742 79,807 (3) (4) Intangible assets 21,619 20,534 19,478 5 11 Other non-financial assets 169,406 136,927 75,951 24 123 Total assets 6,468,540 5,855,481 3,746,261 10 73 Liabilities Deposits 1,920,185 1,611,411 721,163 19 166 Financing from financial entities 646,148 509,903 433,329 27 49 Other financial liabilities 2,242,454 2,249,650 1,507,219 — 49 Negotiable obligations 397,910 236,872 118,341 68 236 Other non-financial liabilities 323,890 273,880 175,662 18 84 Total liabilities 5,530,587 4,881,716 2,955,714 13 87 Shareholders' equity 937,953 973,765 790,547 (4) 19 Shareholders' equity attributable to Non-controlling 1,212 1,136 — 7 N/A Shareholders' equity attributable to Naranja X 936,741 972,629 790,547 (4) 18 38 Selected financial information

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Loan Portfolio Quality Percentages, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Non-accrual loans 428,279 305,323 118,474 40 261 Allowances for loan losses and provisions 504,593 377,383 171,820 34 194 Ratios (%) Variation (bp) NPL Ratio 8.7 6.6 6.1 210 260 Allowance for loan losses to loans to the private sector 10.2 8.2 6.3 200 — Coverage 117.8 123.6 202.2 (580) (8,440) Cost of risk 19.0 14.8 19.6 420 (60) Taking into consideration the provisions for unused credit-card balances, the coverage ratio as of June 30, 2025, amounted to 117.8%, compared to 202.2% on the same date of the previous year. 39 Assets quality

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Analysis of Loan Loss Experience In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Allowances for loan losses At the beginning of the quarter 377,383 294,850 120,287 28 214 Changes in the allowance for loan losses Provisions charged to income 227,247 162,991 86,231 39 164 Reversals of allowances for loan losses (75) (75) (5,838) — (99) Charge off (74,720) (53,485) (6,364) 40 n.m. Effect of inflation (25,242) (26,898) (22,496) (6) 12 Allowance for loan losses at the end of the quarter 504,593 377,383 171,820 34 194 Charge to the income statement Provisions charged to income (227,247) (162,991) (86,230) 39 164 Direct charge offs (3,578) (3,252) (2,638) 10 36 Bad debt recovered 3,054 5,841 1,361 (48) 124 Net charge to the income statement (227,771) (160,402) (87,507) 42 160 40

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Grupo Galicia Galicia Seguros Financial Report Galicia Naranja X GlosaryRelevant information ESG Regulatory changesFondos Fima Galicia Seguros's commercial activity began in 1996 as a member of the Galicia Group. Provides insurance solutions for individuals, SMEs, large companies and the agricultural sector. Its commitment is reflected in a wide network of marketing channels that facilitate access to coverage adapted to the needs of each client.

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Grupo Galicia Galicia SegurosGalicia Naranja X GlosaryRelevant information ESG Regulatory changesFondos Fima Ps.20,355 million Net income for the period attributable to Seguros -202% vs. 6M 2024 ROE 55.1% +14,780 bp vs. 6M 2024 Combined Ratio 105.4% -2,420 bp vs. 6M 2024 883 2,973 Employees Polices In thousands 42 Clients In thousands Ps.12,848 million Net income for the quarter attributable to Seguros -33% vs. 2Q 2024 ROE 51.3% -17,150 bp vs. 2Q 2024 Combined Ratio 116.4% +3,450 bp vs. 2Q 2024 2,030 Highlights Agencies 12 To facilitate comparability, the information corresponding to the first quarter of 2025 has been adjusted. The information corresponding to the second quarter of 2024 does not include the balances of Galicia Más' insurance companies.

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Grupo Galicia Galicia SegurosGalicia Naranja X GlosaryRelevant information ESG Regulatory changesFondos Fima Income Statement In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Income from insurance services 120,016 131,256 113,394 (9) 6 Insurance service expenses (102,003) (117,406) (102,919) (13) (1) Net reinsurance expenses (8,179) 5,683 (5,462) (244) 50 Insurance financial results (29,464) (13,428) 15,565 119 (289) Insurance business results (19,630) 6,105 20,578 (422) (195) Interest income 16,544 10,929 14,150 51 17 Net results from financial instruments 25,871 1,724 3,095 n.m. 736 Gold and foreign currency quotation differences 2,289 2,396 351 (4) 552 Other operating income 4,517 3,825 5,824 18 (22) Net operating income 29,591 24,979 43,998 18 (33) Personnel expenses 2,148 (7,909) (4,860) (127) (144) Administrative expenses (5,357) (2,846) (6,291) 88 (15) Depreciations and devaluations of assets (3,384) (34) (772) n.m. 338 Other operating expenses (373) (261) (41) 43 n.m. Operating income 22,625 13,929 32,034 62 (29) Results from the net monetary position (2,853) (3,277) 8,098 (13) (135) Income tax (7,191) 118 (20,532) n.m. (65) Net income 12,581 10,770 19,600 17 (36) Net Income Attributable to Parent Company's Owners 33 52 75 (37) (56) Net Income Attributable to Non-controlling Interests 12,548 10,718 19,525 17 (36) Other comprehensive income 267 (3,263) (534) (108) (150) Total comprehensive income 12,848 7,507 19,066 71 (33) Total comprehensive income Attributable to Non-controlling Interests 33 52 75 (37) (56) Total comprehensive income Attributable to Parent Company's Owners 12,815 7,455 18,991 72 (33) 43 Results for the quarter

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Grupo Galicia Galicia SegurosGalicia Naranja X GlosaryRelevant information ESG Regulatory changesFondos Fima 44 Profitability and efficiency Combined ratio Efficiency ratio ROA ROE 8.8% 10.2% 18.6% 2Q 2025 1Q 2025 2Q 2024 51.3% 60.2% 222.8% 2Q 2025 1Q 2025 2Q 2024 116.4% 95.3% 81.9% 2Q 2025 1Q 2025 2Q 2024 87.1% 93.5% 75.9% 2Q 2025 1Q 2025 2Q 2024 (1) 1. ROE impacted by the transition from IFRS 4 to IFRS 17 for Insurance Contracts.

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Grupo Galicia Galicia SegurosGalicia Naranja X GlosaryRelevant information ESG Regulatory changesFondos Fima Balance Sheet In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Assets Cash and due from banks 8,270 4,471 3,558 85 132 Debt securities 500,466 445,627 97,870 12 411 Other financial assets 306,100 287,031 50,227 7 509 Property, bank premises, equipment 8,087 7,570 7,149 7 13 Intangible assets 20,637 20,998 23,778 (2) (13) Assets for insurance and reinsurance contracts 93,986 103,095 88,342 (9) 6 Other non-financial assets 110,372 97,524 70,611 13 56 Total assets 1,047,918 966,316 341,535 8 207 Liabilities Liabilities for insurance and reinsurance contracts 767,281 741,956 225,607 3 240 Other non-financial liabilities 106,923 63,495 69,858 68 53 Total liabilities 874,204 805,451 295,465 9 196 Shareholders' equity 173,714 160,865 46,070 8 277 45 Selected financial information

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Financial Report Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Since 1958, Fondos Fima has been managing mutual funds distributed by Galicia through its multiple channels and other agents.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Ps.10,395 +39% vs. 2Q 2024 Assets under management In billions 15.5% Market share +270 bp vs. 2Q 2024 32 Employees 47 Assets under management 30 Ps.55,667 million Net income for the period +57% vs. 6M 2024 Highlights Ps.27,031 million Results for the quarter +61% vs. 2Q 2024 To facilitate comparability, the information corresponding to the first quarter of 2025 has been adjusted. The information corresponding to the second quarter of 2024 does not include the balances of Galicia Más.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Income Statement In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Net results from financial instruments 6,374 6,448 3,984 (1) 60 Gold and foreign currency quotation differences 183 42 15 336 n.m. Other operating income 46,866 48,796 33,440 (4) 40 Net operating income 53,423 55,286 37,439 (3) 43 Personnel and administrative expenses (3,075) (3,319) (2,273) (7) 35 Other operating expenses (4,455) (4,801) (2,066) (7) 116 Operating income 45,893 47,166 33,100 (3) 39 Results from the net monetary position (4,458) (6,858) (5,609) (35) (21) Income tax (14,404) (11,672) (10,732) 23 34 Net income 27,031 28,636 16,759 (6) 61 48 Results for the quarter

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima 49 Assets under management Assets under management In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Fima Acciones 75,943 107,498 95,075 (29) (20) Fima P.B. Acciones 49,325 66,421 50,799 (26) (3) Fima Renta en Pesos 119,790 121,012 108,127 (1) 11 Fima Ahorro Pesos 396,123 423,013 326,062 (6) 21 Fima Renta Plus 88,289 89,934 85,483 (2) 3 Fima Premium 7,273,170 7,155,405 6,272,930 2 16 Fima Ahorro Plus 374,402 383,624 302,466 (2) 24 Fima Capital Plus 107,651 138,411 156,941 (22) (31) Fima Abierto Pymes 23,005 16,838 14,537 37 58 Fima Mix I 26,309 30,085 33,443 (13) (21) Fima Premium Dolares 889,638 — — — — Fima Mix II 9,601 8,788 9,227 9 4 Fima Renta Fija Internacional 3,945 4,248 7,303 (7) (46) Fima Sustentable ASG 5,147 4,250 6,547 21 (21) Fima Acciones Latinoamericanas Dólares 546 502 658 9 (17) Fima Renta Fija Dólares 96,278 352,224 6 (73) n.m. Fima Mix Dólares 130,194 143,381 19,180 (9) n.m. HF Renta Fija Estratégica 30,424 35,386 — (14) N/A HF Renta Dolares 8,159 8,898 — (8) N/A HF Infraestructura PPEReI 69,997 66,184 — 6 N/A HF Acciones Líderes 25,370 35,364 — (28) N/A HF Acciones Argentinas 13,601 22,672 — (40) N/A HF Pesos 353,726 1,023,076 — (65) N/A HF Pesos Renta Fija 17,344 20,329 — (15) N/A HF Pesos Plus 102,848 198,834 — (48) N/A HF Renta Fija Argentina 15,541 33,658 — (54) N/A HF Desarrollo Abierto PYMES 33,070 32,482 — 2 N/A HF Infraestructura II 8,922 9,083 — (2) N/A HF Retorno Total 28,296 31,332 — (10) N/A HF Balanceado 18,573 23,011 — (19) N/A Roble Ahorro en Dólares — 469 — (100) N/A Assets under management 10,395,227 10,586,412 7,488,784 (2) 39

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Balance Sheet In millions of pesos, except otherwise noted 2025 2025 2024 Variation (%) 2Q 1Q 2Q vs.1Q25 vs.2Q24 Assets Cash and due from banks 15,412 15,058 11,431 2 35 Debt securities 8,021 59,033 67 (86) n.m. Net loans and other financing 10 2 — 400 — Other financial assets 98,548 89,332 46,619 10 111 Other non-financial assets 1,739 2,441 62 (29) n.m. Total assets 124,218 166,059 58,193 (25) 113 Liabilities Other non-financial liabilities 28,110 96,982 14,829 (71) 90 Total liabilities 28,110 96,982 14,829 (71) 90 Shareholders' equity 96,108 69,077 43,364 39 122 50 Selected financial information

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima Relevant information Corporate Reorganization Dividends On July 11, 2025, and August 12, 2025, Grupo Galicia paid cash dividends of Ps.33,978 million and Ps.34,528 million, respectively, as approved by the Shareholders' Meeting held on April 29, 2025. On August 6, 2025, Grupo Galicia paid cash dividends of Ps.34,528 million, as approved by the Shareholders' Meeting held on April 29, 2025. Fabian Kon will continue as CEO of Grupo Galicia, focusing on executing the Group's strategy and consolidating a shared vision of long-term sustainable value creation. CEO Banco Galicia Negotiable obligations On August 14, 2025, the issuance in dollars of Negotiable Bonds Class XXIX was approved, maturing 12 months from the date of issue, the result of the placement was for a nominal value of US$110 million, the same accrues a rate of 6.25% nominal annual, which will be payable on February 14, 2026 and at maturity, August 31, 2026.

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima New Sustainable Financing Line for SMEs In May 2025, Banco Galicia launched a new financing proposal to promote green, social, and certified best- practice projects. This financing is exclusive to Galician clients and includes loans with no maximum loan amount, maturities of up to 24 months, and a preferential interest rate of 35%. Digital Weed Mapping During May 2025, together with BASF and Nera, Banco Galicia promoted the Digital Weed Mapping initiative, which aims to optimize weed control and reduce input usage by more than 60%, protecting both the environment and profitability. This collaboration seeks to transform sustainability into a tangible value by linking the adoption of sustainable technology with concrete, simple, and accessible financial incentives for producers. ESG 52 Regional Meeting on Sustainable Finance During June 2025, in Chile, Banco Galicia participated in the Regional Meeting for Latin America and the Caribbean (LAC) on Sustainable Finance, an initiative of UNEP (UNEP FI). In this exclusive space for banks, Banco Galicia shared knowledge on aligning the financial sector with sustainability goals and continued shaping the sustainable finance agenda in the region. Merco ESG Ranking Banco Galicia was recognized among the top five companies in the Merco ESG Ranking, positioning itself as one of the companies most committed to social, environmental, and corporate governance responsibility. This recognition reflects the sustainable approach that characterizes the organization, fostering a people- centered culture that integrates innovation as a driver of transformation and promotes a business model focused on positive impact.

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima 53 Regulatory changes Changes in Operational Risk Management The BCRA, through Communication "A" 8249 of June 2, 2025, updated the guidelines on operational risk, effective September 1, 2025. The standard incorporates three lines of defense for risk management, the degree of implementation of which must be proportional to the nature and size of the entity, the complexity of its operations, and appropriate to its risk profile. • New responsibilities are assigned to the Board of Directors and Senior Management, including technological oversight and change management. • Tools for identifying and assessing risks are updated. • The principle of transparency is incorporated, requiring the publication of the approach and exposure to operational risk. • A new operational resilience section is created, focused on maintaining critical operations in the face of disruptions. Current accounts in dollars The BCRA, through Communication "A" 8299, issued on August 7, 2025, enabled the opening of dollar checking accounts, on which checks in that currency may be issued only electronically (ECHEQ). Distribution of results - Net Global Foreign Currency Position According to Communication "A" 8214 of March 13, 2025, financial institutions that decide to distribute earnings must offer each non-resident shareholder the option of receiving their dividends in a single cash installment, provided that these funds are directly allocated to the primary subscription of BOPREAL. Furthermore, any foreign currency holdings that financial institutions may maintain as a result of the BOPREAL subscription transaction, until they are credited to non-resident shareholders, will be excluded from the calculation of their "net global foreign currency position." On July 10, 2025, through Communication "A" 8276, the BCRA established that financial institutions may attribute to the increase in the limit of the positive net global foreign currency position any financing in pesos with variable remuneration based on the fluctuation in the US dollar exchange rate. Bonds for the Reconstruction of a Free Argentina (BOPREAL) On April 30, 2025, through Communication "A" 8234, the Consolidated Text of Foreign Exchange Regulations (CFR) incorporates the subscription of BOPREAL bonds by debtors of principal and interest due with related counterparties, subject to the prior approval of the BCRA. Clients may subscribe to Bonds for the Reconstruction of a Free Argentina (BOPREAL) for up to the amount owed as of the subscription date for: • Compensatory interest due until 07/04/2024 for commercial debts for imports of goods and services with related counterparties. • Compensatory interest due until 12/31/2024 for financial debts with related counterparties. • Maturity due on financial debts with related counterparties.

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima 54 Minimum Cash As of June 2, through Communication "A" 8246, issued on May 30, 2025, the BCRA modified the treatment of UVA deposits with early cancellation. The total term is no longer considered for calculating the minimum cash amount, but rather the time remaining until the customer can cancel. Furthermore, the minimum term is reduced from 180 to 90 days, and the interest rate will be freely agreed upon between the parties, eliminating the minimum of 1% nominal annual interest. As of June 6, 2025, through Communication "A" 8252, issued on June 5, 2025, the BCRA allows the residual term of said securities at the time of their payment to be considered when integrating the minimum cash requirement in pesos with national government securities. On June 26, through Communication "A" 8263, the BCRA suspended the minimum daily cash requirement in pesos, effective July 1. On July 10, through Communication "A" 8277, the BCRA established that financial institutions may carry forward the excess minimum cash requirement in pesos recorded between July and October 2025 to the month following the month in which it was generated. The carryover is not cumulative and is subject to monthly limits. Through Communication "A" 8281, issued on July 17, 2025, and Communication "A" 8289, issued on July 31, 2025, the BCRA raised the minimum cash requirement to 40% for demand deposits and term investments with early redemption that are part of mutual funds, and for borrower-liable securities in pesos, effective August 1. It also increases the demand-based guarantees in pesos by the same percentage. In addition, it reduces the demand requirement that can be paid with government securities by four percentage points. Beginning July 25, through Communication "A" 8286, issued on July 24, 2025, passive repurchase agreements in pesos will be subject to the minimum cash requirement rates for demand-based guarantees, i.e., 25% or 30% depending on their remaining term. On August 14, 2025, the BCRA, through Communication "A" 8302, adopted the following provisions: • As of August 18, 2025, the calculation of compliance with the minimum cash integration requirement in pesos is modified from the current average to a daily measurement. The possibility of transferring shortfalls in the minimum cash integration requirement is eliminated, while transferring excess amounts is maintained. • The charge in pesos applied to minimum cash integration deficiencies is increased to three times the TAMAR (Tamar). • Effective from August 19 to November 28, 2025, the requirement rates in pesos for demand deposits, early redemption deposits for money market FCIs, passive repos, and borrower-liable stock market guarantees (Group A and non-Group A G-SIBs) are increased by 5 percentage points. This bonus can be added to peso-denominated public securities purchased through primary subscription in special auctions starting on August 18. • Starting on August 19, all entities will be able to add up to 3 percentage points of the interest rates for demand deposits to peso-denominated public securities issued by the National Treasury that are purchased through primary subscription starting on August 18 in special auctions for financial entities. Through Communication "A" 8305, dated August 21, 2025, the BCRA established that, for September 2025, passive repurchase agreements and borrowing securities are computed based on their net negative position (borrowing position) when they have the same maturity and are placed on markets authorized by the CNV. Through Communication "A" 8306, issued on August 25, 2025, the BCRA adjusted the Minimum Cash requirements. As of August 25, 2025, the requirement applicable to demand deposits in pesos (current accounts, savings accounts, other demand accounts, and unused balances from advances) will increase by 2 percentage points. These requirements may be integrated with government bonds purchased in primary subscription as of that date, with a term of no less than 60 days. Additionally, as of September 1, 2025, the requirement for peso bonds subject to fractional reserve requirements will increase by 3.5 percentage points, and these bonds will also be integrated with these bonds. These changes result in the following requirements: demand deposits will remain at 53.5%, and demand deposits in Money Market Mutual Funds, passive repos, and stock market guarantees will remain at 48.5%, and may be partially integrated with National Government Bonds.

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima Combined ratio: (insurance service expenses + net reinsurance expenses + insurance financial results) / (insurance service income). Cost of risk: loan-loss provisions / average financing. Coverage: (allowance for loan losses + provisions for unused balances of credit-cards and overdrafts and guarantees granted) / non-accrual financing. Digital clients: number of customers with login in digital channels in the last 30 days. Financial margin: (net interest income + net result from financial instruments + foreign currency quotation differences + underwriting income from insurance business + certain items included in other operating income -other financial income- and expenses -contribution to the deposit insurance fund, other financial expenses and turnover tax on financial income-) / average balance of interest- earning assets. Non-accrual portfolio: includes loans classified under the following categories of the Argentine Central Bank classification: With Problems and Medium Risk, High Risk of Insolvency and High Risk and Uncollectible. NPL ratio: non-accrual portfolio / total financing. ROA: net income attributable to the company on average assets. ROE: net income attributable to the company on average shareholders' equity. N/A: not applicable. n.m.: not meaningful. It implies increases of more than 1000% or less than -1,000%. 55 Glossary and additional information Efficiency ratio: (personnel expenses + administrative expenses + depreciation and devaluations of assets) / (net interest income + net fee income + net result from financial instruments + foreign currency quotation differences + insurance business results + certain items included in other operating income -other financial income, fees from bundles of products, rental of safe deposits boxes and other fee income- and expenses -contribution to the deposit insurance fund, other financial expenses, other fee-related expenses and turnover tax on financial income and fees- + result from the net monetary position).

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima Inflation, exchange rate and interest rates 2025 2025 2024 2024 2024 2Q 1Q 4Q 3Q 2Q Consumer price index (IPC) (1) 8,855.5681 8,353.3158 7694.0075 7122.2421 6351.7145 Consumer price index (IPC) (%) 6.01 8.57 8.03 12.13 18.57 Wholesale price index (IPIM) (%) (2) 4.26 4.70 3.46 7.30 9.90 Acquisition value unit (UVA) (3) 1,517.83 1,396.00 1,300.85 1,180.35 1,042.74 Exchange rate (Ps./US$) (4) 1,194.08 1,073.88 1,032.50 970.92 911.75 Badlar (5) (quartely averages) 32.69 29.89 36.72 38.36 44.14 (1) Published by the INDEC (National Institute of Statistics and Censuses of the Argentine Republic) (2) Internal Wholesale Price Index. Source: INDEC (National Institute of Statistics and Censuses of the Argentine Republic). (3) Adquisition Value Unit: BCRA (4) Argentine Central Bank reference exchange rate Communication "A" 3500. On the last business day of each period. (5) Argentine Central Bank reference rate for time deposits greater than one million pesos from private banks. 56

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima Contact us www.gfgsa.com +54 11 6329 4881 inversores@gfgsa.com asg@gfgsa.com web Phone e-mail

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