# EDGAR Filing Document

**Accession Number:** 0001573263
**File Stem:** 0001573263-26-000001
**Filing Date:** 2026-1
**Character Count:** 9263
**Document Hash:** 01d6be3db3e2f2c4db933b257a9b2a7e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001573263-26-000001.hdr.sgml**: 20260112

**ACCESSION NUMBER**: 0001573263-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260112

**DATE AS OF CHANGE**: 20260112

**EFFECTIVENESS DATE**: 20260112

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Wiser Wealth Management, Inc
- **CENTRAL INDEX KEY:** 0001573263

**ORGANIZATION NAME:**
- **EIN:** 582615541
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20622
- **FILM NUMBER:** 26525539

**BUSINESS ADDRESS:**
- **STREET 1:** 125 CHURCH STREET
- **STREET 2:** STE 220
- **CITY:** MARIETTA
- **STATE:** GA
- **ZIP:** 30060
- **BUSINESS PHONE:** 6785210680

**MAIL ADDRESS:**
- **STREET 1:** 125 CHURCH STREET
- **STREET 2:** STE 220
- **CITY:** MARIETTA
- **STATE:** GA
- **ZIP:** 30060

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Wiser Wealth Management Inc<br>**Address:** 125 CHURCH STREET<br>STE 220<br>MARIETTA, GA 30060

**Form 13F File Number:** 028-20622

**CRD Number (if applicable):** 000125282

**SEC File Number (if applicable):** 801-120669

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Casey Smith<br>**Title:** President Chief Compliance Officer<br>**Phone:** 678-905-4450

**Signature, Place, and Date of Signing:**

Casey Smith  Marietta, GA  01-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 55

**Form 13F Information Table Value Total:** $449747846

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1500834 | 4795 | SH |  | SOLE | 0 | 0 | 0 | 4795 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 612221 | 1951 | SH |  | SOLE | 0 | 0 | 0 | 1951 |
| AMAZON COM INC | COM | 023135106 |  | 1156177 | 5009 | SH |  | SOLE | 0 | 0 | 0 | 5009 |
| APPLE INC | COM | 037833100 |  | 3256816 | 11980 | SH |  | SOLE | 0 | 0 | 0 | 11980 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 498126 | 991 | SH |  | SOLE | 0 | 0 | 0 | 991 |
| BITWISE BITCOIN ETF TR | SHS BEN INT | 09174C104 |  | 2837188 | 59655 | SH |  | SOLE | 0 | 0 | 0 | 59655 |
| BITWISE ETHEREUM ETF | SHS | 091955104 |  | 1284993 | 60413 | SH |  | SOLE | 0 | 0 | 0 | 60413 |
| BROADCOM INC | COM | 11135F101 |  | 749307 | 2165 | SH |  | SOLE | 0 | 0 | 0 | 2165 |
| COCA COLA CO | COM | 191216100 |  | 313208 | 4480 | SH |  | SOLE | 0 | 0 | 0 | 4480 |
| ELI LILLY  CO | COM | 532457108 |  | 486830 | 453 | SH |  | SOLE | 0 | 0 | 0 | 453 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 291322 | 2421 | SH |  | SOLE | 0 | 0 | 0 | 2421 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 1120429 | 4987 | SH |  | SOLE | 0 | 0 | 0 | 4987 |
| FIDELITY ETHEREUM FD | SHS | 31613E103 |  | 219439 | 7411 | SH |  | SOLE | 0 | 0 | 0 | 7411 |
| HOME DEPOT INC | COM | 437076102 |  | 1513046 | 4397 | SH |  | SOLE | 0 | 0 | 0 | 4397 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 3368316 | 28027 | SH |  | SOLE | 0 | 0 | 0 | 28027 |
| ISHARES TR | CORE S ETF | 464287200 |  | 18345878 | 26785 | SH |  | SOLE | 0 | 0 | 0 | 26785 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 630312 | 5885 | SH |  | SOLE | 0 | 0 | 0 | 5885 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 23472669 | 462972 | SH |  | SOLE | 0 | 0 | 0 | 462972 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 4572742 | 91437 | SH |  | SOLE | 0 | 0 | 0 | 91437 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2113700 | 19810 | SH |  | SOLE | 0 | 0 | 0 | 19810 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2043028 | 22837 | SH |  | SOLE | 0 | 0 | 0 | 22837 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 56325093 | 1189548 | SH |  | SOLE | 0 | 0 | 0 | 1189548 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 889964 | 4300 | SH |  | SOLE | 0 | 0 | 0 | 4300 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 561757 | 1743 | SH |  | SOLE | 0 | 0 | 0 | 1743 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 267743 | 469 | SH |  | SOLE | 0 | 0 | 0 | 469 |
| META PLATFORMS INC | CL A | 30303M102 |  | 737321 | 1117 | SH |  | SOLE | 0 | 0 | 0 | 1117 |
| MICROSOFT CORP | COM | 594918104 |  | 2105086 | 4353 | SH |  | SOLE | 0 | 0 | 0 | 4353 |
| NETFLIX INC | COM | 64110L106 |  | 248370 | 2649 | SH |  | SOLE | 0 | 0 | 0 | 2649 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 317015 | 1098 | SH |  | SOLE | 0 | 0 | 0 | 1098 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2203311 | 11814 | SH |  | SOLE | 0 | 0 | 0 | 11814 |
| ORACLE CORP | COM | 68389X105 |  | 248900 | 1277 | SH |  | SOLE | 0 | 0 | 0 | 1277 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 22628070 | 376069 | SH |  | SOLE | 0 | 0 | 0 | 376069 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 273803 | 1707 | SH |  | SOLE | 0 | 0 | 0 | 1707 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 389645 | 2719 | SH |  | SOLE | 0 | 0 | 0 | 2719 |
| SOUTHERN CO | COM | 842587107 |  | 524043 | 6010 | SH |  | SOLE | 0 | 0 | 0 | 6010 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1388055 | 2036 | SH |  | SOLE | 0 | 0 | 0 | 2036 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 512078 | 6207 | SH |  | SOLE | 0 | 0 | 0 | 6207 |
| TECHNIPFMC PLC | COM | G87110105 |  | 201812 | 4529 | SH |  | SOLE | 0 | 0 | 0 | 4529 |
| TESLA INC | COM | 88160R101 |  | 598577 | 1331 | SH |  | SOLE | 0 | 0 | 0 | 1331 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 204998 | 621 | SH |  | SOLE | 0 | 0 | 0 | 621 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 |  | 16510318 | 148795 | SH |  | SOLE | 0 | 0 | 0 | 148795 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 17917894 | 227356 | SH |  | SOLE | 0 | 0 | 0 | 227356 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 11038762 | 149031 | SH |  | SOLE | 0 | 0 | 0 | 149031 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 22738745 | 470587 | SH |  | SOLE | 0 | 0 | 0 | 470587 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 146180602 | 233095 | SH |  | SOLE | 0 | 0 | 0 | 233095 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 2869471 | 9115 | SH |  | SOLE | 0 | 0 | 0 | 9115 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1279039 | 3815 | SH |  | SOLE | 0 | 0 | 0 | 3815 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 289021 | 3625 | SH |  | SOLE | 0 | 0 | 0 | 3625 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1171867 | 5332 | SH |  | SOLE | 0 | 0 | 0 | 5332 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1491419 | 19770 | SH |  | SOLE | 0 | 0 | 0 | 19770 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 38191633 | 611360 | SH |  | SOLE | 0 | 0 | 0 | 611360 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 27881433 | 36989 | SH |  | SOLE | 0 | 0 | 0 | 36989 |
| VISA INC | COM CL A | 92826C839 |  | 444350 | 1267 | SH |  | SOLE | 0 | 0 | 0 | 1267 |
| WALMART INC | COM | 931142103 |  | 527526 | 4735 | SH |  | SOLE | 0 | 0 | 0 | 4735 |
| WEYERHAEUSER CO MTN BE | COM NEW | 962166104 |  | 203544 | 8592 | SH |  | SOLE | 0 | 0 | 0 | 8592 |

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