# EDGAR Filing Document

**Accession Number:** 0001968777
**File Stem:** 0001968777-26-000001
**Filing Date:** 2026-1
**Character Count:** 10830
**Document Hash:** df429769bcec1c8eed96824764f72bfd
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001968777-26-000001.hdr.sgml**: 20260115

**ACCESSION NUMBER**: 0001968777-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260115

**DATE AS OF CHANGE**: 20260115

**EFFECTIVENESS DATE**: 20260115

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** 25 LLC
- **CENTRAL INDEX KEY:** 0001968777

**ORGANIZATION NAME:**
- **EIN:** 821733709
- **STATE OF INCORPORATION:** MO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23214
- **FILM NUMBER:** 26535593

**BUSINESS ADDRESS:**
- **STREET 1:** 214 N CLAY AVE
- **STREET 2:** STE 210
- **CITY:** ST. LOUIS
- **STATE:** MO
- **ZIP:** 63122
- **BUSINESS PHONE:** 417-849-1365

**MAIL ADDRESS:**
- **STREET 1:** 214 N CLAY AVE
- **STREET 2:** STE 210
- **CITY:** ST. LOUIS
- **STATE:** MO
- **ZIP:** 63122

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** 25 LLC<br>**Address:** 214 N CLAY AVE<br>STE 210<br>ST. LOUIS, MO 63122

**Form 13F File Number:** 028-23214

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Pavin White<br>**Title:** Chief Operating Officer<br>**Phone:** (317) 910-6017

**Signature, Place, and Date of Signing:**

PAVIN WHITE  ST. LOUIS, MO  01-15-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 71

**Form 13F Information Table Value Total:** $315124637

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 213597 | 243 | SH |  | SOLE |  | 0 | 0 | 243 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 419928 | 12830 | SH |  | SOLE |  | 0 | 0 | 12830 |
| ELI LILLY  CO | COM | 532457108 |  | 497577 | 463 | SH |  | SOLE |  | 0 | 0 | 463 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 1185969 | 26048 | SH |  | SOLE |  | 0 | 0 | 26048 |
| FASTENAL CO | COM | 311900104 |  | 498841 | 12431 | SH |  | SOLE |  | 0 | 0 | 12431 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 51857485 | 687400 | SH |  | SOLE |  | 0 | 0 | 687400 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 29791855 | 355724 | SH |  | SOLE |  | 0 | 0 | 355724 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 13264058 | 348779 | SH |  | SOLE |  | 0 | 0 | 348779 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 224709 | 1867 | SH |  | SOLE |  | 0 | 0 | 1867 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3497337 | 11145 | SH |  | SOLE |  | 0 | 0 | 11145 |
| MICROSOFT CORP | COM | 594918104 |  | 1542907 | 3190 | SH |  | SOLE |  | 0 | 0 | 3190 |
| SERVICETITAN INC | SHS CL A | 81764X103 |  | 273812 | 2571 | SH |  | SOLE |  | 0 | 0 | 2571 |
| HOME DEPOT INC | COM | 437076102 |  | 433294 | 1259 | SH |  | SOLE |  | 0 | 0 | 1259 |
| ISHARES TR | CORE S ETF | 464287200 |  | 458399 | 669 | SH |  | SOLE |  | 0 | 0 | 669 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 1717800 | 64896 | SH |  | SOLE |  | 0 | 0 | 64896 |
| BROADCOM INC | COM | 11135F101 |  | 309067 | 893 | SH |  | SOLE |  | 0 | 0 | 893 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 400118 | 1193 | SH |  | SOLE |  | 0 | 0 | 1193 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 7270089 | 144563 | SH |  | SOLE |  | 0 | 0 | 144563 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 6985762 | 183836 | SH |  | SOLE |  | 0 | 0 | 183836 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 9759272 | 202601 | SH |  | SOLE |  | 0 | 0 | 202601 |
| WALMART INC | COM | 931142103 |  | 862154 | 7739 | SH |  | SOLE |  | 0 | 0 | 7739 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 338703 | 3391 | SH |  | SOLE |  | 0 | 0 | 3391 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 10381794 | 40247 | SH |  | SOLE |  | 0 | 0 | 40247 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 279330 | 887 | SH |  | SOLE |  | 0 | 0 | 887 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 13300943 | 420052 | SH |  | SOLE |  | 0 | 0 | 420052 |
| AMAZON COM INC | COM | 023135106 |  | 1578809 | 6840 | SH |  | SOLE |  | 0 | 0 | 6840 |
| NETFLIX INC | COM | 64110L106 |  | 229431 | 2447 | SH |  | SOLE |  | 0 | 0 | 2447 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 1119789 | 15098 | SH |  | SOLE |  | 0 | 0 | 15098 |
| TESLA INC | COM | 88160R101 |  | 371469 | 826 | SH |  | SOLE |  | 0 | 0 | 826 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 975850 | 18510 | SH |  | SOLE |  | 0 | 0 | 18510 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1818273 | 9749 | SH |  | SOLE |  | 0 | 0 | 9749 |
| BOEING CO | COM | 097023105 |  | 333300 | 1535 | SH |  | SOLE |  | 0 | 0 | 1535 |
| VANGUARD MUN BD FDS | INTERMEDIATE TRM | 922907738 |  | 636279 | 6310 | SH |  | SOLE |  | 0 | 0 | 6310 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 22860242 | 381449 | SH |  | SOLE |  | 0 | 0 | 381449 |
| ORACLE CORP | COM | 68389X105 |  | 319263 | 1638 | SH |  | SOLE |  | 0 | 0 | 1638 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 26588021 | 54499 | SH |  | SOLE |  | 0 | 0 | 54499 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 771804 | 11078 | SH |  | SOLE |  | 0 | 0 | 11078 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 26050949 | 136400 | SH |  | SOLE |  | 0 | 0 | 136400 |
| DISNEY WALT CO | COM | 254687106 |  | 206130 | 1812 | SH |  | SOLE |  | 0 | 0 | 1812 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 233091 | 8184 | SH |  | SOLE |  | 0 | 0 | 8184 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 370499 | 15412 | SH |  | SOLE |  | 0 | 0 | 15412 |
| DIMENSIONAL ETF TRUST | DIMENSIONAL US | 25434V559 |  | 223660 | 3741 | SH |  | SOLE |  | 0 | 0 | 3741 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 1409857 | 40913 | SH |  | SOLE |  | 0 | 0 | 40913 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 1405452 | 28165 | SH |  | SOLE |  | 0 | 0 | 28165 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 28106522 | 132709 | SH |  | SOLE |  | 0 | 0 | 132709 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 2157787 | 46314 | SH |  | SOLE |  | 0 | 0 | 46314 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 855860 | 20109 | SH |  | SOLE |  | 0 | 0 | 20109 |
| BLUEROCK PVT REAL ESTATE FD | COM | 09631P102 |  | 188775 | 12585 | SH |  | SOLE |  | 0 | 0 | 12585 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 492053 | 1527 | SH |  | SOLE |  | 0 | 0 | 1527 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 793809 | 2003 | SH |  | SOLE |  | 0 | 0 | 2003 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 257683 | 9576 | SH |  | SOLE |  | 0 | 0 | 9576 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 291995 | 4077 | SH |  | SOLE |  | 0 | 0 | 4077 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 7571059 | 70685 | SH |  | SOLE |  | 0 | 0 | 70685 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 205566 | 4287 | SH |  | SOLE |  | 0 | 0 | 4287 |
| META PLATFORMS INC | CL A | 30303M102 |  | 710664 | 1077 | SH |  | SOLE |  | 0 | 0 | 1077 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 3154137 | 79670 | SH |  | SOLE |  | 0 | 0 | 79670 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 606405 | 1937 | SH |  | SOLE |  | 0 | 0 | 1937 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 1023436 | 30938 | SH |  | SOLE |  | 0 | 0 | 30938 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 860893 | 12056 | SH |  | SOLE |  | 0 | 0 | 12056 |
| SNAP ON INC | COM | 833034101 |  | 313574 | 910 | SH |  | SOLE |  | 0 | 0 | 910 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 10986532 | 76652 | SH |  | SOLE |  | 0 | 0 | 76652 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 701414 | 1029 | SH |  | SOLE |  | 0 | 0 | 1029 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 526603 | 16011 | SH |  | SOLE |  | 0 | 0 | 16011 |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 |  | 331385 | 5208 | SH |  | SOLE |  | 0 | 0 | 5208 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 342515 | 6872 | SH |  | SOLE |  | 0 | 0 | 6872 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 1528174 | 25666 | SH |  | SOLE |  | 0 | 0 | 25666 |
| LOWES COS INC | COM | 548661107 |  | 208412 | 864 | SH |  | SOLE |  | 0 | 0 | 864 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 210594 | 711 | SH |  | SOLE |  | 0 | 0 | 711 |
| APPLE INC | COM | 037833100 |  | 4849363 | 17838 | SH |  | SOLE |  | 0 | 0 | 17838 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 4397066 | 7011 | SH |  | SOLE |  | 0 | 0 | 7011 |
| PETROLEO BRASILEIRO SA PETRO | SPONSORED ADR | 71654V408 |  | 185393 | 15645 | SH |  | SOLE |  | 0 | 0 | 15645 |

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