# EDGAR Filing Document

**Accession Number:** 0001839826
**File Stem:** 0001839826-23-000001
**Filing Date:** 2023-1
**Character Count:** 13415
**Document Hash:** 38234104101996fc25e28ae71552d7eb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001839826-23-000001.hdr.sgml**: 20230120

**ACCESSION NUMBER**: 0001839826-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230120

**DATE AS OF CHANGE**: 20230120

**EFFECTIVENESS DATE**: 20230120

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Monterey Private Wealth, Inc.
- **CENTRAL INDEX KEY:** 0001839826
- **IRS NUMBER:** 770576759
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20667
- **FILM NUMBER:** 23540852

**BUSINESS ADDRESS:**
- **STREET 1:** 2340 GARDEN ROAD, STE 202
- **CITY:** MONTEREY
- **STATE:** CA
- **ZIP:** 93940
- **BUSINESS PHONE:** 831.372.3426

**MAIL ADDRESS:**
- **STREET 1:** 2340 GARDEN ROAD, STE 202
- **CITY:** MONTEREY
- **STATE:** CA
- **ZIP:** 93940

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Monterey Private Wealth Inc.<br>**Address:** 2340 GARDEN ROAD STE 202<br>MONTEREY, CA 93940

**Form 13F File Number:** 028-20667

**CRD Number (if applicable):** 000114572

**SEC File Number (if applicable):** 801-61605

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Steven C. Merrell<br>**Title:** Principal<br>**Phone:** 831.372.3426

**Signature, Place, and Date of Signing:**

Steven C. Merrell  Monterey, CA  01-20-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 99

**Form 13F Information Table Value Total:** $185282570

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 395327 | 3601 | SH |  | SOLE |  | 0 | 0 | 3601 |
| ABBVIE INC | COM | 00287Y109 |  | 413266 | 2557 | SH |  | SOLE |  | 0 | 0 | 2557 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 906554 | 10217 | SH |  | SOLE |  | 0 | 0 | 10217 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1421650 | 16113 | SH |  | SOLE |  | 0 | 0 | 16113 |
| AMAZON COM INC | COM | 023135106 |  | 893844 | 10641 | SH |  | SOLE |  | 0 | 0 | 10641 |
| APPLE INC | COM | 037833100 |  | 9942480 | 76522 | SH |  | SOLE |  | 0 | 0 | 76522 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 399293 | 1672 | SH |  | SOLE |  | 0 | 0 | 1672 |
| BANK AMERICA CORP | COM | 060505104 |  | 1039602 | 31389 | SH |  | SOLE |  | 0 | 0 | 31389 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 14028076 | 45413 | SH |  | SOLE |  | 0 | 0 | 45413 |
| BLOCK INC | CL A | 852234103 |  | 253874 | 4040 | SH |  | SOLE |  | 0 | 0 | 4040 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 321852 | 4473 | SH |  | SOLE |  | 0 | 0 | 4473 |
| BUTTERFLY NETWORK INC | COM CL A | 124155102 |  | 87583 | 35603 | SH |  | SOLE |  | 0 | 0 | 35603 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 411312 | 9971 | SH |  | SOLE |  | 0 | 0 | 9971 |
| CATERPILLAR INC | COM | 149123101 |  | 298013 | 1244 | SH |  | SOLE |  | 0 | 0 | 1244 |
| CHEVRON CORP NEW | COM | 166764100 |  | 947043 | 5276 | SH |  | SOLE |  | 0 | 0 | 5276 |
| CISCO SYS INC | COM | 17275R102 |  | 401671 | 8431 | SH |  | SOLE |  | 0 | 0 | 8431 |
| COHEN  STEERS INFRASTRUCTUR | COM | 19248A109 |  | 529157 | 22057 | SH |  | SOLE |  | 0 | 0 | 22057 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 225614 | 2863 | SH |  | SOLE |  | 0 | 0 | 2863 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 298038 | 8523 | SH |  | SOLE |  | 0 | 0 | 8523 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 513164 | 4349 | SH |  | SOLE |  | 0 | 0 | 4349 |
| CORTEVA INC | COM | 22052L104 |  | 263166 | 4477 | SH |  | SOLE |  | 0 | 0 | 4477 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1774721 | 3888 | SH |  | SOLE |  | 0 | 0 | 3888 |
| CSX CORP | COM | 126408103 |  | 245671 | 7930 | SH |  | SOLE |  | 0 | 0 | 7930 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 693923 | 28580 | SH |  | SOLE |  | 0 | 0 | 28580 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 513061 | 15324 | SH |  | SOLE |  | 0 | 0 | 15324 |
| DIREXION SHS ETF TR | NAS100 EQL WGT | 25459Y207 |  | 223889 | 3508 | SH |  | SOLE |  | 0 | 0 | 3508 |
| DISNEY WALT CO | COM | 254687106 |  | 817954 | 9415 | SH |  | SOLE |  | 0 | 0 | 9415 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 203649 | 397 | SH |  | SOLE |  | 0 | 0 | 397 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2470953 | 22402 | SH |  | SOLE |  | 0 | 0 | 22402 |
| FIRST TR EXCHANGE TRADED FD | MATERIALS ALPH | 33734X168 |  | 971749 | 16038 | SH |  | SOLE |  | 0 | 0 | 16038 |
| HERSHEY CO | COM | 427866108 |  | 406174 | 1754 | SH |  | SOLE |  | 0 | 0 | 1754 |
| HOME DEPOT INC | COM | 437076102 |  | 472062 | 1495 | SH |  | SOLE |  | 0 | 0 | 1495 |
| INSTRUCTURE HLDGS INC | COM | 457790103 |  | 221203 | 9437 | SH |  | SOLE |  | 0 | 0 | 9437 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 1326781 | 20763 | SH |  | SOLE |  | 0 | 0 | 20763 |
| INVESCO EXCH TRD SLF IDX FD | RUSL 1000 DYNM | 46138J619 |  | 4346315 | 101218 | SH |  | SOLE |  | 0 | 0 | 101218 |
| INVESCO EXCHANGE TRADED FD T | INVESCO MSCI | 46137V407 |  | 308056 | 6447 | SH |  | SOLE |  | 0 | 0 | 6447 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2786699 | 10465 | SH |  | SOLE |  | 0 | 0 | 10465 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 242656 | 1003 | SH |  | SOLE |  | 0 | 0 | 1003 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 289985 | 3064 | SH |  | SOLE |  | 0 | 0 | 3064 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 419985 | 1960 | SH |  | SOLE |  | 0 | 0 | 1960 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 619354 | 3552 | SH |  | SOLE |  | 0 | 0 | 3552 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 14806985 | 225579 | SH |  | SOLE |  | 0 | 0 | 225579 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 736776 | 6109 | SH |  | SOLE |  | 0 | 0 | 6109 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 8928326 | 178567 | SH |  | SOLE |  | 0 | 0 | 178567 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 5553305 | 77022 | SH |  | SOLE |  | 0 | 0 | 77022 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 1615334 | 25404 | SH |  | SOLE |  | 0 | 0 | 25404 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 303305 | 2910 | SH |  | SOLE |  | 0 | 0 | 2910 |
| ISHARES TR | BLACKROCK ULTRA | 46434V878 |  | 433196 | 8657 | SH |  | SOLE |  | 0 | 0 | 8657 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 1009784 | 19982 | SH |  | SOLE |  | 0 | 0 | 19982 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 860692 | 4872 | SH |  | SOLE |  | 0 | 0 | 4872 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1104455 | 8236 | SH |  | SOLE |  | 0 | 0 | 8236 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 345537 | 2545 | SH |  | SOLE |  | 0 | 0 | 2545 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 183089 | 10127 | SH |  | SOLE |  | 0 | 0 | 10127 |
| LILLY ELI  CO | COM | 532457108 |  | 973134 | 2660 | SH |  | SOLE |  | 0 | 0 | 2660 |
| MACERICH CO | COM | 554382101 |  | 320234 | 28440 | SH |  | SOLE |  | 0 | 0 | 28440 |
| MCDONALDS CORP | COM | 580135101 |  | 315577 | 1197 | SH |  | SOLE |  | 0 | 0 | 1197 |
| MERCK  CO INC | COM | 58933Y105 |  | 675338 | 6087 | SH |  | SOLE |  | 0 | 0 | 6087 |
| MICROSOFT CORP | COM | 594918104 |  | 3320904 | 13847 | SH |  | SOLE |  | 0 | 0 | 13847 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 244113 | 3663 | SH |  | SOLE |  | 0 | 0 | 3663 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 231948 | 941 | SH |  | SOLE |  | 0 | 0 | 941 |
| NUSHARES ETF TR | NUVEEN ESG INTL | 67092P805 |  | 319331 | 12377 | SH |  | SOLE |  | 0 | 0 | 12377 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 269515 | 1844 | SH |  | SOLE |  | 0 | 0 | 1844 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 455857 | 5821 | SH |  | SOLE |  | 0 | 0 | 5821 |
| PEPSICO INC | COM | 713448108 |  | 1544942 | 8552 | SH |  | SOLE |  | 0 | 0 | 8552 |
| PFIZER INC | COM | 717081103 |  | 262901 | 5131 | SH |  | SOLE |  | 0 | 0 | 5131 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 497804 | 3285 | SH |  | SOLE |  | 0 | 0 | 3285 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 832197 | 8246 | SH |  | SOLE |  | 0 | 0 | 8246 |
| S GLOBAL INC | COM | 78409V104 |  | 646344 | 1930 | SH |  | SOLE |  | 0 | 0 | 1930 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 250514 | 2864 | SH |  | SOLE |  | 0 | 0 | 2864 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 256751 | 775 | SH |  | SOLE |  | 0 | 0 | 775 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1121778 | 2933 | SH |  | SOLE |  | 0 | 0 | 2933 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 287371 | 649 | SH |  | SOLE |  | 0 | 0 | 649 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 283114 | 2263 | SH |  | SOLE |  | 0 | 0 | 2263 |
| STARBUCKS CORP | COM | 855244109 |  | 304837 | 3073 | SH |  | SOLE |  | 0 | 0 | 3073 |
| TEAM INC | NOTE 5.000 8/0 | 878155AE0 |  | 22417 | 25000 | PRN |  | SOLE |  | 0 | 0 | 25000 |
| TESLA INC | COM | 88160R101 |  | 1530906 | 12428 | SH |  | SOLE |  | 0 | 0 | 12428 |
| TILRAY BRANDS INC | NOTE 5.00010/0 | 88688TAB6 |  | 96034 | 100000 | PRN |  | SOLE |  | 0 | 0 | 100000 |
| UNION PAC CORP | COM | 907818108 |  | 349017 | 1686 | SH |  | SOLE |  | 0 | 0 | 1686 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 407914 | 769 | SH |  | SOLE |  | 0 | 0 | 769 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 347518 | 4837 | SH |  | SOLE |  | 0 | 0 | 4837 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 750298 | 5345 | SH |  | SOLE |  | 0 | 0 | 5345 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 430845 | 2114 | SH |  | SOLE |  | 0 | 0 | 2114 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 2734155 | 33149 | SH |  | SOLE |  | 0 | 0 | 33149 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 7231274 | 39399 | SH |  | SOLE |  | 0 | 0 | 39399 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 245692 | 1153 | SH |  | SOLE |  | 0 | 0 | 1153 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 5623304 | 16005 | SH |  | SOLE |  | 0 | 0 | 16005 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 24588624 | 128608 | SH |  | SOLE |  | 0 | 0 | 128608 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 2547191 | 29553 | SH |  | SOLE |  | 0 | 0 | 29553 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 6325077 | 126148 | SH |  | SOLE |  | 0 | 0 | 126148 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 335650 | 7186 | SH |  | SOLE |  | 0 | 0 | 7186 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1278117 | 8417 | SH |  | SOLE |  | 0 | 0 | 8417 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 15149359 | 360957 | SH |  | SOLE |  | 0 | 0 | 360957 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 343810 | 3177 | SH |  | SOLE |  | 0 | 0 | 3177 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 2514452 | 38179 | SH |  | SOLE |  | 0 | 0 | 38179 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 1268217 | 25782 | SH |  | SOLE |  | 0 | 0 | 25782 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 307710 | 7810 | SH |  | SOLE |  | 0 | 0 | 7810 |
| VISA INC | COM CL A | 92826C839 |  | 805331 | 3876 | SH |  | SOLE |  | 0 | 0 | 3876 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 7097680 | 117589 | SH |  | SOLE |  | 0 | 0 | 117589 |
| WP CAREY INC | COM | 92936U109 |  | 311271 | 3983 | SH |  | SOLE |  | 0 | 0 | 3983 |

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