# EDGAR Filing Document

**Accession Number:** 0001991364
**File Stem:** 0001539497-26-000733
**Filing Date:** 2026-2
**Character Count:** 519002
**Document Hash:** 34fa9d144214f5067cf64515540ce6c7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001539497-26-000733.hdr.sgml**: 20260220

**ACCESSION NUMBER**: 0001539497-26-000733

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20260220

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260220

**DATE AS OF CHANGE**: 20260220

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Other

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Residential Mortgage Acceptance Corp.
- **CENTRAL INDEX KEY:** 0001991364

**ORGANIZATION NAME:**
- **EIN:** 061572996
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-06667
- **FILM NUMBER:** 26657306

**BUSINESS ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179
- **BUSINESS PHONE:** 212-834-4890

**MAIL ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Residential Mortgage Acceptance Corp.
- **CENTRAL INDEX KEY:** 0001991364

**ORGANIZATION NAME:**
- **EIN:** 061572996
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179
- **BUSINESS PHONE:** 212-834-4890

**MAIL ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Residential Mortgage Acceptance Corp.
- **CENTRAL INDEX KEY:** 0001991364

**ORGANIZATION NAME:**
- **EIN:** 061572996
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-06667

**BUSINESS ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179
- **BUSINESS PHONE:** 212-834-4890

**MAIL ADDRESS:**
- **STREET 1:** 383 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10179

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER**

**REPORT PURSUANT TO SECTION 15G**

**OF THE SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period _________ to __________.

Date of Report (Date of earliest event reported): ___________

Commission File Number of securitizer: ___________

Central Index Key Number of securitizer: ___________

  <br> (Name and telephone number, including area code, <br> of the person to contact in connection with this filing)

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1): ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i): ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii): ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2).

Central Index Key Number of depositor: 0001991364

---

| |
|:---|
| &nbsp;&nbsp;**Chase Home Lending Mortgage Trust 2026-CINV1** |
| &nbsp;&nbsp;(Exact name of issuing entity as specified in its charter) |

---

Central Index Key Number of issuing entity (if applicable): __________

Central Index Key Number of underwriter (if applicable): __________

---

| |
|:---|
| &nbsp;&nbsp;**Bithun John** **, (212) 834-4890** |
| &nbsp;&nbsp;(Name and telephone number, including area code, <br> of the person to contact in connection with this filing) |

---

**INFORMATION TO BE INCLUDED IN THE REPORT**

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

N/A

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;Date: February 20<u>,</u> 2026 |  |  |
|  | J.P. MORGAN RESIDENTIAL MORTGAGE | J.P. MORGAN RESIDENTIAL MORTGAGE |
|  | ACCEPTANCE CORP. (Depositor) | ACCEPTANCE CORP. (Depositor) |
|  | By: | /s/ Bithun John |
|  |  | Name: Bithun John |
|  |  | Title: President |

---

[Chase 2026-CIV1 - Signature Page to Form ABS-15G]

**EXHIBIT INDEX**

99.1 Opus Capital Markets Consultants, LLC ("Opus") Pool 1 Executive Narrative

99.2 Opus Pool 1 Exception Report

99.3 Opus Pool 1 Rating Agencies Grade Summary

99.4 Opus Pool 1 Valuation Report

99.5 Opus Pool 1 Data Compare

99.6 Opus Pool 2 Executive Narrative

99.7 Opus Pool 2 Exception Report

99.8 Opus Pool 2 Rating Agencies Grade Summary

99.9 Opus Pool 2 Valuation Report

99.10 Opus Pool 2 Data Compare

## Exhibit 99.1

**Exhibit 99.1**

![](n5667-opus_img001.jpg)

Chase 2026-CINV1 Pool 1

JPMorgan

Opus Capital Markets Consultants, LLC

5718 Westheimer Road – Suite 1000 \| Houston, TX 77057 \| <u>www.opuscmc.com</u> \| 224.632.1300

**Executive Narrative**

**February 12, 2026**

**Performed by** 

**Opus Capital Markets Consultants, LLC**

**For** 

**JPMorgan**

The report summarizes the results of a due diligence review performed on a pool of thirty (30) loans, of which were purchased by JPMorgan Chase Bank, National Association, as successor by merger to J.P. Morgan Mortgage Acquisition Corp. ("Customer") from an originator (the "Originator") who is a client of Opus Capital Markets Consultants, LLC ("Consultant") under a reliance letter, and for which the Originator provided Consultant with a data tape, from which, in each case, 100% of the loan population was chosen and loaded into the LauraMac underwriting software. Consultant performed a detailed credit and compliance review of all loans.

As detailed herein, the pool contains thirty (30) credit and compliance loans identified as five (5) QM: Average Prime Offer Rate (APOR) loans and twenty-five (25) ATR/QM: Exempt loans, all of which are Business Purpose loans. There are twenty-six (26) loans eligible for GSE delivery and were underwritten to the AUS provided in the loan file. Four (4) loans were re-underwritten in accordance with the lender guidelines in terms of Exhibit A.

<u>Exhibit A</u>

**Credit Review**

**Credit Qualification**

A re-underwriting review was conducted in order to verify that the requisite underwriting guidelines as specified by Client are met. Confirmation of the loan terms was performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;a) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as specified
 by the Client. In lieu of specific requirements, Consultant should consider Regulation Z
 including Appendix Q if applicable. If the loan pre-dates the requirements of Regulation
 Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;b) **Employment:** Review the file documentation for minimum required level of employment, income and asset
 verifications pursuant to Client-provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;c) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as used
 by the original loan underwriter at origination to determine compliance with the Client-provided
 underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;d) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client-provided
 underwriting guideline requirements for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;e) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by the
 loan underwriter at origination to determine compliance with Client-provided underwriting
 guidelines and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the loan
 for integrity of comparable sales, completeness of data, eligibility of the appraiser and
 reasonableness of estimated value. Review the appraisal to determine the appraisal(s) meet
 the requirements of Client-provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;g) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value ratio
 were accurate at origination and meet Client-provided underwriting guideline and regulatory
 requirements.

&nbsp;&nbsp;&nbsp;&nbsp;h) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate
 credit depth to comply with the Client-provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;i) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client-provided
 underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j) **Compensating Factors:** Verify exceptions to the Client-provided underwriting guidelines are documented
 and reasonable.

**Document Review**

**Document Review**<br>

A review of each loan file was performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:<br>

**a) Collateral Docs**

● Title Commitment / Policy: Verify the presence of the title commitment or final title policy. Confirm vested parties and the description of the property, liens and tax assessments.

● Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

● Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by all required parties and that all riders, addendums and exhibits are present and duly executed. If the loan closed within 12 months of the review, Consultant will confirm the presence of a letter from the title company specifying the date the Mortgage / Deed Trust was sent for recording. If the closing did not occur within 12 months of the review and a copy of the recorded Mortgage /Deed of Trust is not contained in the loan file, the Client will submit a report from an independent document custodian verifying the presence of a recoded mortgage or a stamped / signed copy of the document stating the date the document was sent for recording.

● Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership interest of the subject parties is detailed on the deed.

**b) Closing Docs**

● Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and signatures or certification depending upon state compliance requirements.

● Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness of required data and that all required signatures are present.

● Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution of the Notice of Right to Cancel.

● Loan Estimate: If required verify the presence of the current Loan Estimate (LE) at the time of origination

● Closing Disclosure: If required verify the presence of the current Closing Disclosure (CD) at the time of origination.

**c) Credit Docs**

<br> ● Loan Application: Verify the presence and completeness of both the initial and final loan applications.

● Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client-provided underwriting guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client-provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client-provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Income Documentation: Verify the presence of income and employment related documentation required by the Client-provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

● Asset Documentation: Verify the presence of asset documentation required by the Client-provided underwriting guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third party valuation tools to satisfy the minimum required documentation under the relative Client-provided underwriting guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client-provided underwriting guidelines.

**Regulatory Compliance**

For each Mortgage Loan, Consultant shall determine, to the extent possible and subject to caveats below, whether such Mortgage Loan at the time of origination complied with:

1. The
 "material"<sup>1</sup> disclosure requirements of the federal Truth-in-Lending
 Act ("TILA"), as amended by the Home Ownership and Equity Protection Act ("HOEPA")
 and Dodd-Frank, 15 U.S.C. § 1601 *et seq.* and implemented by Regulation Z, 12
 C.F.R. Part 1026, including the material provisions relating to Higher-Priced Mortgage Loans
 in Regulation Z, 12 C.F.R. §§ 1026.35, and the early TIL disclosure provisions
 of the Mortgage Disclosure Improvement Act ("MDIA"), as implemented by Regulation
 Z, 12 C.F.R. §§ 1026.17 et seq; and as amended by the TILA-RESPA Integrated Disclosure
 ("TRID") Rule, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. For
 Right of Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 review of the Notice of Right to Cancel, including a verification of the transaction date
 and expiration date, ensuring proper execution of the Notice of Right to Cancel by all required
 parties, verifying the disbursement date and determining if a full three (3) day rescission
 period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. This
 review is also to be performed on transactions that are exempt from the rescission requirement
 but on which a Notice of Right to Cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. A
 condition must be placed if the transaction is a refinance by the original creditor and the
 borrower was provided the Form H-8 rescission notice. Consultant will note in the condition
 whether there was a new advance that is subject to rescission per TILA/Regulation Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For
 TILs (Application Dates prior to 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 the initial TIL disclosure and final TIL disclosures were provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
 and compare the initial and final TIL, and any re-disclosed TIL(s), with a report outlining
 any TILA violations,
including a recalculation of disclosed finance charge, proper execution by all required parties, principal and interest calculations,
proper completion of the interest rate and payment summary,

<sup>1</sup> These "material" disclosures include, but are not limited to, the required disclosures of the APR, the finance charge, the amount financed, the total number of payments, the payment schedule, and if the loan is subject to the Homeownership and Equity Protection Act ("HOEPA"), the disclosure requirements and prohibitions of that statute which are set forth in 12 C.F.R. §§ 1026.32(c) and (d).

recalculation of disclosed APR, and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For TRID Disclosures
 (Application Dates on or after 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 the initial Loan Estimate (LE) was delivered within three (3) business days of application
 and seven
(7) business days prior to consummation in accordance with Client's Underwriting Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
 the required sections of each LE to ensure they were populated in accordance with the TRID
 Rules. If the file reflects more than one LE was provided, each revised LE must have corresponding
 Change of Circumstance documentation. The 0% and 10% fee tolerance evaluations was based
 on the fee amounts disclosed on the initial LE and any valid changes documented and disclosed
 after the initial LE;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the
 Closing Disclosure (CD) confirm the borrower received the initial CD at least three (3) business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review
 the required sections of each CD to ensure they were populated in accordance with the
 TRID Rules.
(Any fee tolerance issues to be cured at closing or within 60 days of loan consummation.)

2. Section
 4 of the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603
 and 2604, as implemented by Regulation X, 12 C.F.R. Part 1024, and as amended by the TRID
 Rule;

3. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution;

4. Confirmation
 that one of the following are in the loan file, per the Fair Credit Reporting Act: Consumer
 Credit Score Disclosure, Your Credit Score and the Price You Pay for Credit, or Notice to
 Home Loan Applicant;

5. Sections
 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank")
 amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43: the general Ability to
 Repay underwriting standards (12 C.F.R. 1026.43(c)); refinancing of non-standard mortgages
 (12 C.F.R. 1026.43(d)); Qualified Mortgages (12 C.F.R. 1026.43(e)) (including qualified mortgages
 as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.)
 and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.)); and Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)) In accordance with "Ability
 to Repay and Qualified Mortgage Review" description below;

6. The
 Loan Originator Compensation and Prohibitions on Steering provisions of TILA, as implemented
 by Regulation Z, 12 C.F.R 1026.36;

7. The
 requirements for Higher-Price Mortgage Loans, as implemented by Regulation Z, 12 C.F.R. 1026.35; <br>

8. The
 appraisal and valuation requirements of TILA and the Equal Credit Opportunity Act, as implemented
 by Regulation Z, 12 C.F.R. 1026.35 and Regulation B, 12 C.F.R. 1002.14, respectively;

9. The
 counseling requirements of TILA, as implemented by Regulation Z, 12 C.F.R. 1026.36(k) and
 RESPA, as implemented by Regulation X, 12 C.F.R. 1024.20;

10. The
 escrow requirements of TILA and RESPA, as implemented by Regulation Z, 12 C.F.R 1026.35,
 and Regulation X, 12 C.F.R 1024.17, respectively;

11. The
 disclosure requirements and prohibitions of any applicable state, county and municipal laws
 and ordinances, as amended, that have been enacted to regulate so-called "predatory
 lending";

12. Consultant
 shall confirm that any mortgage property located in an area identified on a flood hazard
 map or flood insurance rate map issued by the Federal Emergency Management Agency as having
 special flood hazards is subject to a qualified flood insurance policy that appears to be
 is in effect;

13. For
 any loans designated as TILA exemption, Consultant shall review the loan file for evidence
 that the primary purpose of the loan was for commercial or business purposes, including,
 but not limited to a business purpose certification; and

14. Documentation.
 Review of the following documents for regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Final
 HUD-1 Settlement Statement ("HUD-1"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the loan is in an escrow state, the HUD-1 was considered final as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. HUD-1
 is marked Final;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 HUD-1 is not marked Final, it must be stamped certified by the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. There
 should be no markings indicating that the HUD-1 is estimated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. HUD-1
 is signed by all parties (including closing agent) or stamped certified by the closing agent;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. If
 HUD-1 is stamped, the HUD-1 / stamp should be signed or initialed by the closing agent; if
 the stamp does not contain the signature or initials, it must identify the name of the closing
 agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Final
 Truth in Lending Disclosure ("TIL"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan
 Estimate, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Loan Estimate in was considered delivered based on the date issued, subject to the three-day
 mailing rule unless the file contains documentation indicating earlier receipt. The loan
 file may contain one or more Loan Estimates with the latest one provided up until three business
 days prior to the issuance of an initial Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Closing
 Disclosure, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Closing Disclosure in the loan file was considered delivered based on the date issued, subject
 to the three-day mailing rule unless the file contains documentation indicating earlier receipt.
 The loan file may contain one or more Closing Disclosures with the latest one provided up
 until the consummation date being considered the Final with any delivered post consummation
 considered as a corrected Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Notice
 of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Initial
 TIL, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Good
 Faith Estimate ("GFE"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage/Deed
 of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. FACTA
 disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Third
 Party Fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Third
 party fees on the HUD-1 or Closing Disclosure if applicable referred to as HUD-1/Closing
 Disclosure, must be shown as paid to the third-party provider. A condition must be set if
 a third-party fee is paid to the lender, investor, etc. or the payee is blank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. CONSULTANT
 will condition for evidence in the file indicating that a charge on the HUD-1/Closing Disclosure
 exceeds the actual cost to the borrower (i.e. cost printed / stamped on the face of the document
 showing an amount less than the charge on the HUD-1/Closing Disclosure). Variations of less
 than $1 are deemed to be within reasonable limits and are not to be reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Any
 refunds that are provided to the borrower must be accompanied by a revised HUD-1/Closing
 Disclosure to show the final, accurate charges to the borrower.

Each loan reviewed was assigned a Compliance condition grade in accordance with the Rating Agency Criteria as more fully described in Section 2(f).

Consultant will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consultant are dependent upon its receipt of complete and accurate data regarding the loans from loan originators and other third parties upon which Consultant is relying in reaching such findings.

**<u>Ability to Repay and Qualified Mortgage Review</u>**

1.  **<u>For Agency Eligible Loans Only</u>** : Consultant reviews applicable loans for compliance with
 the Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R. 1026.43
 et seq.) based upon the loan's designation (Safe Harbor QM, Rebuttable Presumption
 QM, Exempt). Consultant determines the loan's status under the QM rule requirements
 and assigns a due diligence loan designation. Consultant notes as a material exception if
 the due diligence findings do not confirm the same loan designation. Additionally, Consultant
 notes if a loan designation was not provided. Consultant will verify if each loan meets the
 requirements for a QM under § 1026.43(e)(2)—whether the loan is a safe harbor
 QM under § 1026.43(e)(1)(i) or a rebuttable presumption QM under § 1026.43(e)(1)(ii).
 Consultant will verify the presence of documentation for lender determination of QM and indicating
 factors in its ability-to-repay determination, including how the originator applied its policies
 and procedures in verification. For loans applications taken on or after June 1, 2021, Consultant
 will verify whether the loan meets the requirements of the revised general QM definition
 effective March 1, 2021.

2. For
 loans for which applications were received prior to July 1, 2021, if a loan was designated
 as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency
 as permitted under the QM final rule, Consultant reviews the loan to

determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the paragraph (3)(a)(i) below and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

3.  **<u>For Non-Agency Eligible Loans</u>** : Consultant reviews applicable loans for compliance with the Ability
 to Repay (ATR) but not Qualified Mortgage (QM) rule requirements set forth in Regulation
 Z (12 C.F.R. 1026.43 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Qualified Mortgage</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For
 QM (Safe Harbor or HPCT) designated loans, Consultant reviews the loan to determine whether,
 based on available information in the loan file: (i) the loan contains risky loan features
 and terms (e.g. an interest only feature or negative amortization), (ii) the "points
 and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated
 appropriately. Consultant reviews to the applicable consider and verify requirements under
 the QM rule depending on whether the QM was originated under the original general QM definition
 or the revised general QM definition effective March 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For each
 QM designated loan that satisfied the applicable requirements enumerated above, Consultant
 then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the
 loan's actual annual percentage rate, as recalculated, to the applicable average prime
 offer rate plus a certain percentage. For QM designated loans originated under the revised
 general QM definition effective March 1, 2021, Consultant also determines whether the loan
 exceeds the pricing thresholds for QM loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Ability to Repay</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 ability to repay portion of the review for non-agency eligible loans only will focus on the
 eight factors detailed in the ATR Rule as detailed below for non-agency eligible loans. The
 Consultant will review the loan file to determine if the creditor verified and considered
 each of the eight factors utilizing reasonably reliable third-party documentation at or before
 consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Current
 or reasonably expected income or assets that the consumer will rely on to repay the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Monthly
 mortgage payment for subject loan using the introductory or fully indexed rate, whichever
 is higher, and monthly, fully amortizing payments that are substantially equal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Monthly
 payment on any simultaneous loans secured by the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Monthly
 payments for property taxes and hazard/flood insurance and certain other costs related to
 the property such as homeowner's association fees or ground rent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Debts,
 alimony, and child support obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Monthly
 debt-to-income ratio or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Credit
 history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For loans
 designated as agency eligible, Consultant will not review for compliance with the requirements
 of Appendix Q or General Ability to Repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Consultant
 reviews loans to determine their conformity with the ATR/QM factors above and is not rendering
 an independent assessment or analysis. Consultant's review is based on information
 contained in the loan file at the time it is provided to Consultant, and only reflects information
 as of that point in time and does not mean any regulator, judicial or agency will agree with
 the Consultant's conclusion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.<br>

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential

risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning and Certain Compliance Exceptions** 

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

Consultant will confirm compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

● Servicing Transfer Disclosure (for applications prior to 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Servicing Transfer Disclosure form in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Verify
 the Servicing Transfer Disclosure was provided to the borrower(s) within three general business
 days of "Application"

● Special Information Booklet (for applications prior to 10/03/2015)/ Home Loan Tool Kit (for applications on or after 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Home Loan Tool Kit is provided within three general business days of application

● Affiliated Business Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Affiliated Business Disclosure in file in the event the lender has affiliated
 business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Affiliated Business Disclosure provided within three general business days of "Application"
 (Consultant reviews for this disclosure to be provided within three general business days,
 as the lender will typically know at the time of application if borrower(s) was referred
 to affiliates for provision of third party services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Affiliated Business Disclosure is executed.

● Initial Escrow Disclosure Statement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Initial Escrow Disclosure Statement was provided at closing or within 45 days after settlement

**Equal Credit Opportunity Act (Regulation B)**

● Confirm the lender has provided the borrower a disclosure of the right to receive a copy of appraisals within three (3) business days of application. This disclosure requirement may be met by disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

● Confirm that the lender has provided (delivered) copies of appraisals and all other written valuations (as disclosed to the borrower on the HUD-1 and/or contained in the Mortgage Loan File) to the borrower at least three (3) business days prior to consummation Opus uses the following test: Was appraisal/valuation documentation processed at least 6 days prior to account opening/ consummation date (3 day rule plus 3 days mailing time)?

● For a borrower that has waived the 3-business day disclosure requirement, confirm that the borrower has either (1) signed the waiver at least three (3) business days prior to consummation or (2) has signed an acknowledgment that the waiver occurred at least three (3) business days prior to consummation. Additionally, confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**Fair Credit Report Act (Regulation V)**

● Confirm that the lender has provided the borrower the risk-based pricing notice (as required by 12 CFR § 1022.73) or credit score disclosure (as required by 12 CFR § 1022.74(d)), as applicable; (a) If the lender has provided the risk-based pricing notice, confirm the disclosure was provided before consummation, but not earlier than the approval decision was communicated to the consumer; and (b) If the lender has provided the credit score disclosure, confirm the disclosure was provided before consummation.

● Confirm that the lender has provided a copy of the disclosure of credit score and the Notice to Home Loan Applicant (as

required by 15 U.S.C. § 1681g) before consummation.

**High-Cost, State & Local Anti-Predatory Regulations** **<br>** 

<br> In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.<br>

● Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

● California Anti-Predatory Lending Statute, Cal. Fin. Code § 4970 et seq.

● California Higher-Priced Mortgage Loan Statute, Cal. Fin. Code §4995 et seq.

● Colorado Consumer Equity Protection Act, Colo, Rev. Stat. § 5-3.5-101 et seq.

● Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a- 746 et seq., as amended from time to time .

● Connecticut Nonprime Home Loans Statute, C o nn. Gen. Stat. §§ 36a-7 6 0 et seq. (as originally enacted and as amended by Senate Bill 949).

● District of Columbia H o me Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg § 2000.1 et seq.

● Florida Fair Lending Act, Fla. Stat. Ann. § 494.00 7 8 et seq. (for loans closed before July 1, 2014).

● Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted b y House Bill 02-1361 and as modified by Senate Bill 03-53).

● Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq.

● Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code §345.10 et seq.

● Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at 815, ILCS §§ 137/5 et seq., and as amended by SB 1692 (2012), effective January 10, 2014.

● I llinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

● City of Chicago, I llinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

● Cook County , I llinois, Anti-Predatory Lending Ordinance, Cook County Code of Ordinances § 34-341.

● Cook County , I llinois, Anti-Predatory Lending Pilot Program, I llinois Ho u se Bill 4050 (2005).

● Indiana Home Loan Practices Act, as amended by HB 1179 (2005), Ind. Code §24-9-1 et seq.

● Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. §16a.101 et seq.

● Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et seq.

● Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages (for loans closed prior to September 27, 2011), Me. Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A, as amended by Legislative Documents 1869 (2007), 2125 (2008) and 1439 (2009).

● Maine Consumer Credit Code - Truth-in-Lending, (for loans closed on or after September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§ 8-501 et seq., as amended from time to time.

● Maryland Commercial Law, Md. Code Ann., Com. Law §§ 12-124.1; 12-127; 12- 409.1; 12-1029.

● Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. I nstit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

● Massachusetts High - Cost Mortgage Regulations, 209 CMR Parts 32 and 40, as amended from time to time.

● Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183C, §§ 1 et seq.

● Massachusetts "Borrower's I nterest" Standard, M.G.L. Chapter 183, §28C.

● Massachusetts Mortgage Lender and Broker Regulations, 940 CMR §800 (15-17).

● Massachusetts Regulations for Higher Priced Mortgage Loans, 209 CMR §§ 32.00 et.seq., as amended from time to time.

● Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

● Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

● Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et seq. (S.F. 2988 (2002)), as amended by House File 1004 (2007) and Senate File 988 (2007).

● Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat § 45-702 et seq.

● Nevada Anti-Predatory Lending Law, Assembly Bill No. 284 (2003) and Amended by Assembly Bill No. 440 (2007), codified as NRS § 598D.010 et seq.

● New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq., as amended from time to time.

● New Mexico Home Loan Protection Act, Senate Bill 449 (Regular Session 2003), codified at NM Rev. Stat. § 58-21A-1 et seq. and as amended from time to time.

● New York High-Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

● New York High-Cost Home Loan Act, N.Y. Bank. L. Ch. 626., as codified in NY Bank. Law § 6-l, and as implemented by 3 NYCCR Part 41 as amended from tim e to time.

● New York Subprime Home Loans Statute, NY Bank. Law § 6-m.

● North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a), as amended from time to time.

● Ohio Anti-Predatory Lending Statute, HB 386 as amended by Senate Bill 18 5 (2006), and as codified in various sections of the Ohio Code.

● Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

● City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.

● Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004- 618, Muni. Code §§ 201.01 et seq.

● Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003), as codified in various sections of Title 14A of the Oklahoma Consumer Credit Code.

● Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9- 1 et seq.

● Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

● Rhode Island Home Loan Protection Act, R.I. Gen. L. 34-25.1-2 et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

● City of Providence, Rhode Island, Anti-Predatory Lending Ordinance, Chapter 2006-33, Ordinance No. 245.

● South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

● Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006), as codified at Tenn. Code Ann. §§ 45-20-101 et seq.

● Texas High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq.

● Section 50(a)(6), Article XVI of the Texas Constitution

● Section 50(f)(2), Article XVI of the Texas Constitution

● Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61-2c-102 et seq.

● Utah High-Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

● Vermont I nterest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

● Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422; 6.1-428.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after July 1, 2003 to September 30, 2010, as amended), Va. Code Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after October 1, 2010), Va. Code Ann. §§ 6.2-1600 et seq., as amended from time to time.

● Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

● West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17 et seq.

● Wisconsin Responsible High - Cost Mortgage Lending Act, Wis. Stat. § 428.202, as implemented by Wis. Admin. Code DF I -Bkg 46.01 et seq.

**Flood Insurance Testing**

**National Flood Insurance Program (NFIP)**

Each mortgage loan was reviewed to ensure adherence to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

**Homeowner's Flood Affordability Act (HFIAA)**

Each mortgage loan made by an FDIC-supervised institution or servicer acting on its behalf shall require the escrow of all premiums and fess for flood insurance for any designated loan secured by residential improved real estate or a mobile home, made, increased, extended or renewed on or after January 1, 2016.

Frequency – Payable with same frequency as payments designated for the loans

Exceptions

● Loan is an extension of credit primarily for business, commercial or agricultural purposes

● Loan is in a subordinate position to a senior lien secured by the same residential improved real estate or mobile for which the borrower has obtained flood insurance

● Flood Insurance coverage for the residential real estate is provided by a policy that

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Meets
 requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Provided
 by a condominium association, cooperative or other applicable group and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. The
 premium for which is paid by the condominium associate, cooperative, homeowners association,
 or other group as a common expense.

**Misrepresentation and Third-Party Review** **<br>** 

<br> Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:<br>

1) Misrepresentation Review and Valuation Review

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:<br>

● Signatures: Validate signature consistency across documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable efforts to validate the consistency of signatures across documents.

● Alerts: Assess credit report alerts for accuracy and potential issues.

● Social Security Numbers: Compare SSN(s) across all file documents.

● Document Integrity: Review for apparent alterations to loan documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable review of alterations to the loan documents.

● Data Consistency: Review the documents contained in the loan file for consistency of data.

● Third Party Fraud Tools: To the extent a third party fraud tool is contained in the loan file, the Consultant will ensure high level or critical warnings are reviewed and addressed.

**Independent Third-Party Values**

Review each loan to determine whether a third party valuation product was required and if required, that the third party product value was compared to the original appraised value to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. i) Consultant will perform the following steps.

● Property is complete

● Value is based on as-is condition or provides satisfactory completion of all material conditions including inspections, licenses, and certifications (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities

● Property is described as average or better condition

● No apparent appraiser independence violation statements

● Appraisal addresses any adverse comments

● Appraisal is completed on appropriate GSE Forms

● Appraisal contains required attachments

● Appraiser was appropriately licensed at the time the appraisal was signed

 ****

 ****

***Valuation Waterfall and Products***

**<u>Agency Eligible Loan Programs</u>**

● PIW

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. All
 PIW loans: AVM

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. If
 AVM <90% of origination value: BPO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. If
 BPO <90% of origination value: Stip for Seller to order Field Review/2055 or Appraisal.

● If FHLMC Rep &Warrant Relief NOT Eligible for FNMA CU >2.5

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. All:
 Desk Review (w/value conclusion)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. If
 Desk Review < 90% of origination value: Stip for Seller to order a Filed Review/2055 of
 second appraisal.

**<u>Jumbo Loan Programs</u>**

● If only 1 appraisal and no desk review: Stip for Seller to order a Desk Review (w/value conclusion)

● If guidelines required 2 appraisals, but only 1 appraisal provided; Stip for Seller to order second appraisal

● If desk review indicated a value lower than the appraisal; Stip for Seller to order BPO and value reconciliation.

*Seasoned Loan Updated:*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) **Updated AVM:** An Automated Valuation Model ("AVM") was ordered on each property. If
 the resulting value of the AVM is in aggregate less than 90% of the value reflected on the
 original appraisal, or if no results are returned, an Appraisal Desk Review was ordered on
 the property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) **Appraisal Desk Review:** If the resulting value for the PVO is less than 90% of the value reflected
 on the original appraisal, or if no results are returned, a Broker Price Opinion (BPO) was
 ordered on the property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) **BPO:** If the resulting value of the BPO is less than 90%of the value reflected on the original
 appraisal, an appraisal field review may be ordered on the property

The criteria set forth in this section titled "Valuation Waterfall and Products": are subject to change by RMC at any time.

Value Review Disclaimer

● The individuals performing the above procedures are not person providing valuations for the purpose of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraiser under Federal or State law, and the services being performed do not constitute appraisal reviews for the purposes of USPAP or Federal or State law.

● Opus makes no representation or warranty as to the value of the mortgaged property, notwithstanding that Opus may have reviewed the valuation information for reasonableness.

● Opus is not an Appraisal Management Company ("AMC") and therefore does not opine on the actual value of the underlying property.

● Opus is not a creditor within the meaning of the Equal Credit Opportunity Act ("ECOA") or other lending laws and regulations, and therefore Opus will not have and communications with or responsibility to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.**

If a FEMA declared disaster occurs after the inspection date on the appraisal in a property located in an area that is designated as IA (Individual Assistance) or IH (Individual and Household Assistance), Consultant will review the file to determine if an exterior inspection to ensure:

● No apparent damage to the property

● Property appears to be occupied

**Data Compare** **<br>** 

<br> Client will provide a data tape with the following data fields and Consultant will compare the field to the applicable source document and report any variance<br>

● Appraised Value

● CLTV

● DTI

● FICO

● Interest Only

● Interest Rate

● Loan Term

● Loan Purpose

● LTV

● Occupancy

● Original Balance

● Property Address

● Property City

● Property State

● Property Type

● Sales Price

● Second Mortgage Lien Amount

● Self Employed

● Units

● Zip Code

● Loan Type

● QM Status

**Rating Agency Grading Criteria** **<br>** 

<br> **Fitch Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Fitch in their current industry publications as updated from time to time.<br>

**Moody's Investor Services Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Moody's in their current industry publications as updated from time to time.<br>

**Kroll Bond Rating Agency LLC Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Kroll in their current industry publications as updated from time to time.<br>

**S&P Global Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Standard & Poor's in their current industry publications and updated from time to time.<br>

**DBRS Morningstar Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by DBRS in their current industry publications and updated from time to time.

**Opus Grading Criteria** **<br>** 

<br> 1) Opus Grading Criteria

Grading shall be provided for each exception, each exception category and holistically for each loan. The following grading is not intended for securitization reviews, and Opus will not issue a Rating Agency Narrative, Reliance or Form ABS Due Diligence 15-E if Client elects to utilize the following grading criteria. The methodology for the application of grading is defined by Opus and updated from time to time shall be determined as follows:<br>

**Opus Credit Grades<br>** 

<br> ● Level 1 Credit Grade Definition: Loan was originated in accordance with the mortgage loan originator underwriting guidelines without exception.

● Level 2 Credit Grade Definition: Loan was originated in substantial compliance with the originator's underwriting guidelines and there are sufficient compensating factors for any exceptions.

● Level 3 Credit Grade Definition: Loan was not originated in substantial compliance with the originator's underwriting guidelines and there are insufficient compensating factors for the exceptions or is missing material documentation.<br>

**Opus Property Grades<br>** 

<br> ● Level 1 Property Grade Definition: Property value appears to be within 10% of original appraised amount and there are no material deficiencies in the appraisal process.

● Level 2 Property Grade Definition: Property value appears to be within 10% of original appraised amount, but minor issues in the appraisal process were identified.

● Level 3 Property Grade Definition: Property value does not appear to fall within 10% of the original appraised value and/or material deficiencies exist with respect to the appraisal process or the file is missing material documentation.<br>

**Opus Compliance Grades**<br>

● Level 1 Compliance Grade Definition: Loan complies with all applicable laws and regulations reviewed under the applicable scope of work.

● Level 2 Compliance Grade Definition: There are minor issues regarding legal and/or regulatory compliance but such issues do not represent risks to the enforceability of the borrower's obligation under the loan documents and will not result in assignee liability to the investor.

● Level 3 Compliance Grade Definition: Loan is not in compliance with laws and regulations reviewed under the applicable scope of work or the loan is missing material documentation.

**REDACTED INFORMATION** **<br>** 

<br> ● Borrower Name

● Co-Borrower Name

● SSNs

● Property Address, City, County, MSA, Zip

● Mailing Address

● Account Number, including Originator and Servicer Loan Number

● Origination Date

● Names of Borrowers or any other Individuals

● Company and Entity Names

● Financial Institution Names

● Job Position Titles

● Any Address

● Any Location Information (other than state), including City, County, MSA and Zip

● Account Numbers of any type

● Insurance Claim Numbers

● Insurance Policy Numbers

● Foreclosure Action dates and Case Numbers

● Bankruptcy Action dates and Case Numbers

● Any reference that would allow the identification of the location of a property (e.g. neighborhood, body of water, schools, major highways)

**Multiple Loans to One Borrower**: TPR firm reviewed common identifiers for all loans in the population and confirmed there were no obligors with multiple loans in the pool.

**Property Inspection Waivers:** No loans had a Property Inspection Waiver.

**<u>Pool Details</u>**

---

| | | |
|:---|:---|:---|
| **Purpose** | **Purpose** | **Purpose** |
| Type | Count | % of Pool |
| Cash out Refi | 2 | 6.67% |
| Purchase | 25 | 83.33% |
| Rate / Term Refi | 3 | 10.00% |
| **Total** | **30** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| **Property Type** | **Property Type** | **Property Type** |
| Type | Count | % of Pool |
| Single Family Detached | 13 | 43.33% |
| Co-op | 0 | 0.00% |
| Condo, Low Rise | 2 | 6.67% |
| Condo, High Rise | 0 | 0.00% |
| PUD | 7 | 23.33% |
| 1 Family Attached | 3 | 10.00% |
| 2 Family | 3 | 10.00% |
| 3 Family | 1 | 3.33% |
| 4 Family | 1 | 3.33% |
| **Total** | **30** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| **Occupancy** | **Occupancy** | **Occupancy** |
| Type | Count | % of Pool |
| Primary Residence | 0 | 0.00% |
| Second Home | 3 | 10.00% |
| Investment Property | 27 | 90.00% |
| **Total** | **30** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| **Product Type** | **Product Type** | **Product Type** |
| Type | Count | % of Pool |
| Fixed | 30 | 100.00% |
| ARM | 0 | 0.00% |
| **Total** | **30** | **100.00%** |

---

**<u>Tape Discrepancies</u>**

---

| | | |
|:---|:---|:---|
| **Data Element** | **Count** | **Accuracy** |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;1 | &nbsp;&nbsp;93.75% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;1 | &nbsp;&nbsp;93.75% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;4 | &nbsp;&nbsp;75.00% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;93.75% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;4 | &nbsp;&nbsp;75.00% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;5 | &nbsp;&nbsp;68.75% |
| &nbsp;&nbsp;**Total Loan Population** | &nbsp;&nbsp;**16** |  |

---

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp; A | &nbsp;&nbsp; A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp; B | &nbsp;&nbsp; B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp; C | &nbsp;&nbsp; C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp; D | &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A &nbsp;&nbsp; A | &nbsp;&nbsp;Value is within a 10% variance of third party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B &nbsp;&nbsp; B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C &nbsp;&nbsp; C | &nbsp;&nbsp;Any of the following items: Origination value and third party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

**<u>Loan Review Findings</u>**

The following summarizes Consultant's initial and final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated February 12, 2026.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Grade Summary** | | |
| &nbsp;&nbsp;**DBRS, Kroll, Fitch and Moody's NRSRO Grade** | <br>&nbsp;&nbsp;**# of Loans** | <br>&nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;30 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Compliance Grade Summary** |  |  |
| &nbsp;&nbsp;**DBRS, Kroll, Fitch and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;30 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Credit Grade Summary** |  |  |
| &nbsp;&nbsp;**DBRS, Kroll, Fitch and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;30 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Property Grade Summary** |  |  |
| &nbsp;&nbsp;**DBRS, Kroll, Fitch and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;30 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Grade Summary** | | |
| &nbsp;&nbsp;**S&P NRSRO Grade** | <br>&nbsp;&nbsp;**# of Loans** | <br>&nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;27 | &nbsp;&nbsp;90.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;10.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Compliance Grade Summary** |  |  |
| &nbsp;&nbsp;**S&P NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;30 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Credit Grade Summary** |  |  |
| &nbsp;&nbsp;**S&P NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;30 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Property Grade Summary** |  |  |
| &nbsp;&nbsp;**S&P NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;27 | &nbsp;&nbsp;90.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;3 | &nbsp;&nbsp;10.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**<u>Loans Reviewed (30)</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;3158621058 | &nbsp;&nbsp;3158621328 |
| &nbsp;&nbsp;3158621136 | &nbsp;&nbsp;3158621329 |
| &nbsp;&nbsp;3158621194 | &nbsp;&nbsp;3158621330 |
| &nbsp;&nbsp;3158621208 | &nbsp;&nbsp;3158621331 |
| &nbsp;&nbsp;3158621307 | &nbsp;&nbsp;3158621333 |
| &nbsp;&nbsp;3158621308 | &nbsp;&nbsp;3158621363 |
| &nbsp;&nbsp;3158621309 | &nbsp;&nbsp;3158621369 |
| &nbsp;&nbsp;3158621311 | &nbsp;&nbsp;3158621371 |
| &nbsp;&nbsp;3158621312 | &nbsp;&nbsp;3158621374 |
| &nbsp;&nbsp;3158621314 | &nbsp;&nbsp;3158621382 |
| &nbsp;&nbsp;3158621320 | &nbsp;&nbsp;3158621389 |
| &nbsp;&nbsp;3158621321 | &nbsp;&nbsp;3158621393 |
| &nbsp;&nbsp;3158621324 | &nbsp;&nbsp;3158621437 |
| &nbsp;&nbsp;3158621325 | &nbsp;&nbsp;3158621444 |
| &nbsp;&nbsp;3158621326 | &nbsp;&nbsp;3158621730 |

---

If you have any questions, please contact Uriah Clavier at Uriah.Clavier@opuscmc.com

## Exhibit 99.2

**Exhibit 99.2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **ALT ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXXXXX | XXXXXXXXX |  | 3158621309 | Closed | 2026-02-05 12:18 | 2026-02-10 13:44 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase <br> More Than 10% Test (50001258) | Resolved-. - Due Diligence Vendor-02/10/2026 <br> Resolved-lender provided COC to show the change in recording fees. Finding resolved. - Due Diligence Vendor-02/09/2026 <br> Resolved- - Due Diligence Vendor-02/09/2026 <br> Resolved- - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. Please see CIC and system snip of explanation and when XXXXX was made aware of a POA that needed to be recorded which increased 10% tolerance fees, this was disclosed on CD v5 at closing. A post closing closing disclosure was sent to the customer with a cure of $XX.XX for the overage. $XXX for recording fees had been disclosed on LE v8 which disclosed timely on XX/XX/XXXX setting the baseline higher. - Buyer-02/09/2026 <br> Open-The total amount of the 10% category fees on the last Closing Disclosure ($X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust, Document Preparation Fee, Unknown Fees - Non-Finance Charge). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). The Loan Estimate, dated XX/XX/XXXX, reflects the baseline 10% fees at 110% as $X,XXX.XX. The 10% fees reflected on the (Final / Post-Closing) CD dated XX/XX/XXXX total $X,XXX.XX. Choose one: The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $XXX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/05/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-lender provided COC to show the change in recording fees. Finding resolved. - Due Diligence Vendor-02/09/2026 <br>Resolved- - Due Diligence Vendor-02/09/2026<br>| XXXXXXXXXX 10 percent recording fee increase.pdf |  |  | WA | Investment | Refinance | Cash Out - Other | 7472766 | N/A | N/A |
| XXXXXXX | XXXXXXXXX |  | 3158621309 | Closed | 2026-02-05 12:18 | 2026-02-10 13:43 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | Resolved-. - Due Diligence Vendor-02/10/2026 <br> Resolved- - Due Diligence Vendor-02/09/2026 <br> Resolved- - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. Please see CIC and system snip of explanation and when XXXXX was made aware of a POA that needed to be recorded which increased 10% tolerance fees, this was disclosed on CD v5 at closing. A post closing closing disclosure was sent to the customer with a cure of $XX.XX for the overage. $XXX for recording fees had been disclosed on LE v8 which disclosed timely on XX/XX/XXXX setting the baseline higher. - Buyer-02/09/2026 <br> Open-The total amount of the 10% category fees ($X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust, Document Preparation Fee, Unknown Fees - Non-Finance Charge). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). The Loan Estimate, dated XX/XX/XXXX, reflects the baseline 10% fees at 110% as $X,XXX.XX. The 10% fees reflected on the (Final / Post-Closing) CD dated XX/XX/XXXX total $X,XXX.XX. Choose one: The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $XXX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/05/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved- - Due Diligence Vendor-02/09/2026<br>| XXXXXXXXXX 10 percent recording fee increase.pdf |  |  | WA | Investment | Refinance | Cash Out - Other | 7472767 | N/A | N/A |
| XXXXXXX | XXXXXXXXX |  | 3158621320 | Closed | 2026-02-04 07:29 | 2026-02-10 13:53 | Resolved | 1 - Information | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Inspection report with photo provided, finding resolved. - Due Diligence Vendor-02/09/2026 <br>Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/09/2026 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis Appraisal was completed subject to a foundation inspection and repair of garage doors and peeling paint. <br> Completion Certificate was not found in the loan file. - Due Diligence Vendor-02/04/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Inspection report with photo provided, finding resolved. - Due Diligence Vendor-02/09/2026 <br>Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-02/09/2026<br>| inspection receipt loan XXXXXXXXXX.pdf<br> Photo.pdf<br> Inspection.pdf |  |  | OH | Investment | Purchase | NA | 7435481 | N/A | N/A |
| XXXXXXX | XXXXXXXXX |  | 3158621326 | Closed | 2026-02-10 07:35 | 2026-02-11 11:10 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026 <br>Unable to Resolve-Unable to Resolve-Acknowledge - Buyer-02/11/2026 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/10/2026 |  | Acknowledged-This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026<br>|  |  |  | IN | Investment | Purchase | NA | 7533593 | Investor Post-Close | No |
| XXXXXXX | XXXXXXXXX |  | 3158621331 | Closed | 2026-02-06 14:01 | 2026-02-11 07:23 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-02/11/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br>Resolved-Finding Cleared. - Due Diligence Vendor-02/10/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br>Resolved-B Grade Acknowledged. - Due Diligence Vendor-02/08/2026 <br>Unable to Resolve-Unable to Resolve-Acknowledge - Buyer-02/08/2026 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/06/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br>Resolved-Finding Cleared. - Due Diligence Vendor-02/10/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br>Resolved-B Grade Acknowledged. - Due Diligence Vendor-02/08/2026<br>|  |  |  | NJ | Investment | Purchase | NA | 7497243 | Investor Post-Close | No |
| XXXXXXX | XXXXXXXXX |  | 3158621393 | Closed | 2026-02-05 05:57 | 2026-02-11 09:40 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-. - Due Diligence Vendor-02/11/2026 <br> Resolved-Corrected Initial Application date - XX/XX/XXXX - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Loan flipped from HBA "Credit Only" to Purchase with property XX/XX/XXXX - Buyer-02/10/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. - Due Diligence Vendor-02/05/2026 |  | Resolved-. - Due Diligence Vendor-02/11/2026 <br> Resolved-Corrected Initial Application date - XX/XX/XXXX - Due Diligence Vendor-02/11/2026 | XXXXXXXXXX timing.pdf |  |  | WI | Second Home | Purchase | NA | 7456500 | N/A | N/A |
| XXXXXXX | XXXXXXXXX |  | 3158621393 | Closed | 2026-02-05 05:25 | 2026-02-11 09:34 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-. - Due Diligence Vendor-02/11/2026 <br> Resolved-. - Due Diligence Vendor-02/11/2026 <br> Resolved-Corrected Loan Application date - XX/XX/XXXX - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Loan flipped from HBA "Credit Only" to Purchase with property XX/XX/XXXX - Buyer-02/10/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 |  | Resolved-. - Due Diligence Vendor-02/11/2026 <br> Resolved-. - Due Diligence Vendor-02/11/2026 <br> Resolved-Corrected Loan Application date - XX/XX/XXXX - Due Diligence Vendor-02/11/2026 | XXXXXXXXXX timing.pdf |  |  | WI | Second Home | Purchase | NA | 7456171 | N/A | N/A |
| XXXXXXX | XXXXXXXXX |  | 3158621393 | Closed | 2026-02-09 09:56 | 2026-02-11 09:28 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B grade acknowledged. - Due Diligence Vendor-02/11/2026 <br>Unable to Resolve-Unable to Resolve-Acknowledge - Seller-02/11/2026 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/09/2026 | Unable to Resolve-Unable to Resolve-Acknowledge - <br> Seller-02/11/2026<br>| Acknowledged-B grade acknowledged. - Due Diligence Vendor-02/11/2026<br>|  |  |  | WI | Second Home | Purchase | NA | 7516542 | Originator Post-Close | No |

---

## Exhibit 99.3

**Exhibit 99.3**

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Seller Loan ID** | **ALT ID** | **Original Loan Amount** |
| XXXXXXX |  | 3158621058 | $XXXXXXX A |
| XXXXXXX |  | 3158621136 | $XXXXXXX A |
| XXXXXXX |  | 3158621194 | $XXXXXXX A |
| XXXXXXX |  | 3158621208 | $XXXXXXX D A |
| XXXXXXX |  | 3158621307 | $XXXXXXX A |
| XXXXXXX |  | 3158621308 | $XXXXXXX A |
| XXXXXXX |  | 3158621309 | $XXXXXXX A C |
| XXXXXXX |  | 3158621311 | $XXXXXXX A |
| XXXXXXX |  | 3158621312 | $XXXXXXX A |
| XXXXXXX |  | 3158621314 | $XXXXXXX A |
| XXXXXXX |  | 3158621320 | $XXXXXXX A C |
| XXXXXXX |  | 3158621321 | $XXXXXXX A |
| XXXXXXX |  | 3158621324 | $XXXXXXX A |
| XXXXXXX |  | 3158621325 | $XXXXXXX A |
| XXXXXXX |  | 3158621326 | $XXXXXXX A B |
| XXXXXXX |  | 3158621328 | $XXXXXXX A |
| XXXXXXX |  | 3158621329 | $XXXXXXX A |
| XXXXXXX |  | 3158621330 | $XXXXXXX A |
| XXXXXXX |  | 3158621331 | $XXXXXXX A B |
| XXXXXXX |  | 3158621333 | $XXXXXXX A |
| XXXXXXX |  | 3158621363 | $XXXXXXX A |
| XXXXXXX |  | 3158621369 | $XXXXXXX A |
| XXXXXXX |  | 3158621371 | $XXXXXXX A |
| XXXXXXX |  | 3158621374 | $XXXXXXX A |
| XXXXXXX |  | 3158621382 | $XXXXXXX A |
| XXXXXXX |  | 3158621389 | $XXXXXXX A |
| XXXXXXX |  | 3158621393 | $XXXXXXX A C B |
| XXXXXXX |  | 3158621437 | $XXXXXXX A |
| XXXXXXX |  | 3158621444 | $XXXXXXX A |
| XXXXXXX |  | 3158621730 | $XXXXXXX A |

---

## Exhibit 99.4

**Exhibit 99.4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **ALT ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXXXX |  | 3158621058 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 439535 | 61.32 | 61.32 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621136 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 392869 | 80.0 | 80.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621194 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 260000 | 80.0 | 80.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621208 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 739000 | 80.0 | 80.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621307 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXXX | XXXXXX | 550000 | 75.0 | 75.0 | $XXXXXX | $XXXXXX | -.0574 | AVM |  |  |  |  | .0 |  |  |  |  | $XXXXXX | $XXXXXX | -.0574 | 93.0 | 0.07 | XXXXXXX | ValueFinder | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 3158621308 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 535000 | 75.0 | 75.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621309 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 760000 | 51.32 | 51.32 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX Eligible | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621311 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 865000 | 70.0 | 70.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621312 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 450000 | 75.0 | 75.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621314 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXXX | XXXXXX | 600000 | 75.0 | 75.0 |  |  |  |  | $XXXXXX | 0.0 | .0000 | Desk Review | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  | $XXXXXX | 0.0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 3158621320 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXXX | XXXXXX | 425000.0 | 75.0 | 75.0 | $XXXXXX | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  | $XXXXXX | 0.0 | .0000 | XXXXXXXX | REASONABLE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 3158621321 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 580000 | 69.54 | 69.54 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621324 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 637000 | 65.42 | 65.42 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXXX |  | 3158621325 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXXX | XXXXXX | 800000 | 70.0 | 70.0 |  |  |  |  | $XXXXXX | 0.0 | .0000 | Broker Price Opinion (BPO) | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXX | 0.0 | .0000 | XXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 3158621326 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 475000 | 70.0 | 70.0 | $XXXXXX | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  | $XXXXXX | 0.0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXXXX |  | 3158621328 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 512500 | 75.0 | 75.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621329 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 920000 | 67.93 | 67.93 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621330 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXXX | XXXXXX | 475000 | 75.0 | 75.0 | $XXXXXX | 0.0 | .0000 | Desk Review |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  | $XXXXXX | 0.0 | .0000 | XXXXXXXX | REASONABLE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 3158621331 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXXX | XXXXXX | 550000 | 75.0 | 75.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) | $XXXXXX | 0.0 | .0000 | Desk Review | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  | $XXXXXX | 0.0 | .0000 | XXXXXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX |
| XXXXXX |  | 3158621333 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 690000 | 80.0 | 80.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621363 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 876000 | 75.0 | 75.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621369 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 410000 | 80.0 | 80.0 | $XXXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX Eligible |  |  |
| XXXXXX |  | 3158621371 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 930000 | 70.0 | 70.0 | $XXXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX Eligible |  |  |
| XXXXXX |  | 3158621374 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 745000 | 75.0 | 75.0 | $XXXXXX | $XXXXXX | .2513 | AVM |  |  |  |  | .0 |  |  |  |  | $XXXXXX | $XXXXXX | .2513 | 94.0 | 0.06 | XXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX |  | 3158621382 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 1130000 | 69.98 | 69.98 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXXX |  | 3158621389 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 492500 | 80.0 | 80.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621393 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 599000 | 80.0 | 80.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) | $XXXXXX | $XXXXXX | -.0025 | AVM | .0 |  |  |  |  | $XXXXXX | $XXXXXX | -.0025 | 97.0 | 0.08 | XXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX |
| XXXXXX |  | 3158621437 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXXX | XXXXXX | 324000 | 70.0 | 70.0 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXXXX |  | 3158621444 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 430000 | 73.26 | 73.26 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXX |  | 3158621730 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXXX | XXXXXX | 1075000 | 74.97 | 74.97 | $XXXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | .0 |  |  |  |  |  |  |  |  | 0.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |

---

## Exhibit 99.5

**Exhibit 99.5**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **ALT ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXXXX |  | 3158621326 | 0507-096 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXX | XXX | Audit value pulled from documents located in the loan file. |
| XXXXXX |  | 3158621371 | 0507-096 | Qualifying CLTV | propertyValuationPage | XX.XX | XX.XX | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXX |  | 3158621382 | 0507-096 | Qualifying CLTV | propertyValuationPage | XX.XX | XX.XX | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXX |  | 3158621437 | 0507-096 | Qualifying CLTV | propertyValuationPage | XX.XX | XX.XX | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXX |  | 3158621730 | 0507-096 | Qualifying CLTV | propertyValuationPage | XX.XX | XX.XX | Audit Value of 1st + 2nd lien / Qualifying Value" |
| XXXXXX |  | 3158621330 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | XX.XX | XX.XX | Audit value based on lender qualifying requirements. |
| XXXXXX |  | 3158621371 | 0507-096 | Qualifying LTV | propertyValuationPage | XX.XX | XX.XX | Audit Value of Subject Lien / Qualifying Value |
| XXXXXX |  | 3158621382 | 0507-096 | Qualifying LTV | propertyValuationPage | XX.XX | XX.XX | Audit Value of Subject Lien / Qualifying Value |
| XXXXXX |  | 3158621437 | 0507-096 | Qualifying LTV | propertyValuationPage | XX.XX | XX.XX | Audit Value of Subject Lien / Qualifying Value |
| XXXXXX |  | 3158621730 | 0507-096 | Qualifying LTV | propertyValuationPage | XX.XX | XX.XX | Audit Value of Subject Lien / Qualifying Value" |
| XXXXXX |  | 3158621307 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XX.XX | XX.XX | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXXX |  | 3158621330 | 0507-096 | Sales Price | propertyValuationPage | $XXXXX | $XXXXXXX | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXX |  | 3158621371 | 0507-096 | Sales Price | propertyValuationPage | $XXXXX | $XXXXXXX | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXX |  | 3158621382 | 0507-096 | Sales Price | propertyValuationPage | $XXXXX | $XXXXXXX | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXX |  | 3158621437 | 0507-096 | Sales Price | propertyValuationPage | $XXXXX | $XXXXXXX | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXX |  | 3158621730 | 0507-096 | Sales Price | propertyValuationPage | $XXXXX | $XXXXXXX | Audit Value Verified on Purchase Contract / Final CD. |

---

## Exhibit 99.6

**Exhibit 99.6**

![](n5667-opus_img001.jpg)

Chase 2026-CINV1 Pool 2

JPMorgan

Opus Capital Markets Consultants, LLC

5718 Westheimer Road – Suite 1000 \| Houston, TX 77057 \| <u>www.opuscmc.com</u> \| 224-632-1300

**Executive Narrative**

**February 12, 2026**

**Performed by** 

**Opus Capital Markets Consultants, LLC**

**For** 

**JPMorgan** 

The report summarizes the results of a due diligence review performed on a pool of three hundred twenty-nine (329) loans, of which were purchased by JPMorgan Chase Bank, National Association, as successor by merger to J.P. Morgan Mortgage Acquisition Corp. ("Customer") from an originator (the "Originator") who is a client of Opus Capital Markets Consultants, LLC ("Consultant") under a reliance letter, and for which the Originator provided Consultant with a data tape, from which, in each case, 100% of the loan population was chosen and loaded into the LauraMac underwriting software. Consultant performed a detailed credit and compliance review of all loans.

As detailed herein, the pool contains three hundred twenty-nine (329) credit and compliance loans identified as one hundred nine (109) QM: Average Prime Offer Rate (APOR) loans and two hundred twenty (220) ATR/QM: Exempt loans, all of which are Business Purpose loans. There are forty-four (44) loans eligible for GSE delivery and were underwritten to the AUS provided in the loan file. Two hundred eight-five (285) loans were re-underwritten in accordance with the lender guidelines in terms of Exhibit A.

<u>Exhibit A</u>

**Credit Review**

**Credit Qualification**

A re-underwriting review was conducted in order to verify that the requisite underwriting guidelines as specified by Client are met. Confirmation of the loan terms was performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;a) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as specified
 by the Client. In lieu of specific requirements, Consultant should consider Regulation Z
 including Appendix Q if applicable. If the loan pre-dates the requirements of Regulation
 Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;b) **Employment:** Review the file documentation for minimum required level of employment, income and asset
 verifications pursuant to Client-provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;c) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as used
 by the original loan underwriter at origination to determine compliance with the Client-provided
 underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;d) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client-provided
 underwriting guideline requirements for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;e) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by the
 loan underwriter at origination to determine compliance with Client-provided underwriting
 guidelines and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the loan
 for integrity of comparable sales, completeness of data, eligibility of the appraiser and
 reasonableness of estimated value. Review the appraisal to determine the appraisal(s) meet
 the requirements of Client-provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;g) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value ratio
 were accurate at origination and meet Client-provided underwriting guideline and regulatory
 requirements.

&nbsp;&nbsp;&nbsp;&nbsp;h) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate
 credit depth to comply with

the Client-provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;i) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client-provided
 underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j) **Compensating Factors:** Verify exceptions to the Client-provided underwriting guidelines are documented
 and reasonable.

**Document Review**

**Document Review**<br>

A review of each loan file was performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:<br>

**a) Collateral Docs**

● Title Commitment / Policy: Verify the presence of the title commitment or final title policy. Confirm vested parties and the description of the property, liens and tax assessments.

● Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

● Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by all required parties and that all riders, addendums and exhibits are present and duly executed. If the loan closed within 12 months of the review, Consultant will confirm the presence of a letter from the title company specifying the date the Mortgage / Deed Trust was sent for recording. If the closing did not occur within 12 months of the review and a copy of the recorded Mortgage /Deed of Trust is not contained in the loan file, the Client will submit a report from an independent document custodian verifying the presence of a recoded mortgage or a stamped / signed copy of the document stating the date the document was sent for recording.

● Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership interest of the subject parties is detailed on the deed.<br>

**b) Closing Docs**

● Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and signatures or certification depending upon state compliance requirements.

● Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness of required data and that all required signatures are present.

● Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution of the Notice of Right to Cancel.

● Loan Estimate: If required verify the presence of the current Loan Estimate (LE) at the time of origination

● Closing Disclosure: If required verify the presence of the current Closing Disclosure (CD) at the time of origination.

**c) Credit Docs**

<br> ● Loan Application: Verify the presence and completeness of both the initial and final loan applications.

● Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's

Loan Analysis.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client-provided underwriting guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client-provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client-provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Income Documentation: Verify the presence of income and employment related documentation required by the Client-provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

● Asset Documentation: Verify the presence of asset documentation required by the Client-provided underwriting guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third party valuation tools to satisfy the minimum required documentation under the relative Client-provided underwriting guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client-provided underwriting guidelines.

**Regulatory Compliance**

For each Mortgage Loan, Consultant shall determine, to the extent possible and subject to caveats below, whether such Mortgage Loan at the time of origination complied with:

1. The "material"<sup>1</sup> disclosure requirements of the federal
Truth-in-Lending Act ("TILA"), as amended by the Home Ownership and Equity Protection Act ("HOEPA") and Dodd-Frank,
15 U.S.C. § 1601 *et seq.* and implemented by Regulation Z, 12 C.F.R. Part 1026, including the material provisions relating
to Higher-Priced Mortgage Loans in Regulation Z, 12 C.F.R. §§ 1026.35, and the early TIL disclosure provisions of the Mortgage
Disclosure Improvement Act ("MDIA"), as implemented by Regulation Z, 12 C.F.R. §§ 1026.17 et seq; and as amended
by the TILA-RESPA Integrated Disclosure ("TRID") Rule, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. For Right of Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A review of the Notice of Right to Cancel, including a verification of the
transaction date and expiration date, ensuring proper execution of the Notice of Right to Cancel by all required parties, verifying the
disbursement date and determining if a full three (3) day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. This review is also to be performed on transactions that are exempt from the
rescission requirement but on which a Notice of Right to Cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. A condition must be placed if the transaction is a refinance by the original
creditor and the borrower was provided the Form H-8 rescission notice. Consultant will note in the condition whether there was a new advance
that is subject to rescission per TILA/Regulation Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For TILs (Application Dates prior to 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the initial TIL disclosure and final TIL disclosures were provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review and compare the initial and final TIL, and any re-disclosed TIL(s),
with a report outlining any TILA

<sup>1</sup> These "material" disclosures include, but are not limited to, the required disclosures of the APR, the finance charge, the amount financed, the total number of payments, the payment schedule, and if the loan is subject to the Homeownership and Equity Protection Act ("HOEPA"), the disclosure requirements and prohibitions of that statute which are set forth in 12 C.F.R. §§ 1026.32(c) and (d).

violations, including a recalculation of disclosed finance charge, proper execution by all required parties, principal and interest calculations, proper completion of the interest rate and payment summary, recalculation of disclosed APR, and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For TRID Disclosures (Application Dates on or after 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the initial Loan Estimate (LE) was delivered within three (3) business
days of application and seven (7) business days prior to consummation
in accordance with Client's Underwriting Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review the required sections of each LE to ensure they were populated in accordance with the TRID Rules. If the file reflects more than one LE was provided, each
revised LE must have corresponding Change of Circumstance documentation. The 0% and 10% fee tolerance evaluations was based on the fee
amounts disclosed on the initial LE and any valid changes documented and disclosed after the initial LE;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the Closing Disclosure (CD) confirm the borrower received the initial CD at least three (3) business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review the required sections of each CD to ensure they were populated in accordance
 with the TRID Rules. (Any fee tolerance issues to be cured
at closing or within 60 days of loan consummation.)

2. Section 4 of the Real Estate Settlement Procedures Act ("RESPA"),
12 U.S.C. §2603 and 2604, as implemented by Regulation X, 12 C.F.R. Part 1024, and as amended by the TRID Rule;

3. The disclosure requirements and prohibitions of Section 50(a)(6),
Article XVI of the Texas Constitution;

4. Confirmation that one of the following are in the loan file,
per the Fair Credit Reporting Act: Consumer Credit Score Disclosure, Your Credit Score and the Price You Pay for Credit, or Notice to
Home Loan Applicant;

5. Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform
and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43: the general Ability
to Repay underwriting standards (12 C.F.R. 1026.43(c)); refinancing of non-standard mortgages (12 C.F.R. 1026.43(d)); Qualified Mortgages
(12 C.F.R. 1026.43(e)) (including qualified mortgages as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and
203 et seq.) and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.)); and Balloon-payment qualified mortgages made by certain
creditors (12 C.F.R. 1026.43(f)) In accordance with "Ability to Repay and Qualified Mortgage Review" description below;

6. The Loan Originator Compensation and Prohibitions on Steering
provisions of TILA, as implemented by Regulation Z, 12 C.F.R 1026.36;

7. The requirements for Higher-Price Mortgage Loans, as implemented
by Regulation Z, 12 C.F.R. 1026.35; <br>

8. The appraisal and valuation requirements of TILA and the
Equal Credit Opportunity Act, as implemented by Regulation Z, 12 C.F.R. 1026.35 and Regulation B, 12 C.F.R. 1002.14, respectively;

9. The counseling requirements of TILA, as implemented by Regulation
Z, 12 C.F.R. 1026.36(k) and RESPA, as implemented by Regulation X, 12 C.F.R. 1024.20;

10. The escrow requirements of TILA and RESPA, as implemented
by Regulation Z, 12 C.F.R 1026.35, and Regulation X, 12 C.F.R 1024.17, respectively;

11. The disclosure requirements and prohibitions of any applicable
state, county and municipal laws and ordinances, as amended, that have been enacted to regulate so-called "predatory lending";

12. Consultant shall confirm that any mortgage property located
in an area identified on a flood hazard map or flood insurance rate map issued by the Federal Emergency Management Agency as having special
flood hazards is subject to a qualified flood insurance policy that appears to be is in effect;

13. For any loans designated as TILA exemption, Consultant shall
review the loan file for evidence that the primary purpose of the loan was for commercial or business purposes, including, but not limited
to a business purpose certification; and

14. Documentation. Review of the following documents for regulatory
compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Final HUD-1 Settlement Statement ("HUD-1"), if
applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If the loan is in an escrow state, the HUD-1 was considered
final as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. HUD-1 is marked Final;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If HUD-1 is not marked Final, it must be stamped certified
by the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. There should be no markings indicating that the HUD-1 is
estimated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. HUD-1 is signed by all parties (including closing agent)
or stamped certified by the closing agent; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. If HUD-1 is stamped, the HUD-1 / stamp should be signed or
initialed by the closing agent; if the stamp does not contain the signature or initials, it must identify the name of the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Final Truth in Lending Disclosure ("TIL"), if
applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan Estimate, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The Loan Estimate in was considered delivered based on the
date issued, subject to the three-day mailing rule unless the file contains documentation indicating earlier receipt. The loan file may
contain one or more Loan Estimates with the latest one provided up until three business days prior to the issuance of an initial Closing
Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Closing Disclosure, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The Closing Disclosure in the loan file was considered delivered
based on the date issued, subject to the three-day mailing rule unless the file contains documentation indicating earlier receipt. The
loan file may contain one or more Closing Disclosures with the latest one provided up until the consummation date being considered the
Final with any delivered post consummation considered as a corrected Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Notice of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Initial TIL, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Good Faith Estimate ("GFE"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage/Deed of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. FACTA disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Third Party Fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Third party fees on the HUD-1 or Closing Disclosure if applicable
referred to as HUD-1/Closing Disclosure, must be shown as paid to the third-party provider. A condition must be set if a third-party fee
is paid to the lender, investor, etc. or the payee is blank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. CONSULTANT will condition for evidence in the file indicating
that a charge on the HUD-1/Closing Disclosure exceeds the actual cost to the borrower (i.e. cost printed / stamped on the face of the
document showing an amount less than the charge on the HUD-1/Closing Disclosure). Variations of less than $1 are deemed to be within reasonable
limits and are not to be reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Any refunds that are provided to the borrower must be accompanied
by a revised HUD-1/Closing Disclosure to show the final, accurate charges to the borrower.

Each loan reviewed was assigned a Compliance condition grade in accordance with the Rating Agency Criteria as more fully described in Section 2(f).

Consultant will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consultant are dependent upon its receipt of complete and accurate data regarding the loans from loan originators and other third parties upon which Consultant is relying in reaching such findings.

**<u>Ability to Repay and Qualified Mortgage Review</u>**

1.  **<u>For Agency Eligible Loans Only</u>** : Consultant
reviews applicable loans for compliance with the Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R. 1026.43
et seq.) based upon the loan's designation (Safe Harbor QM, Rebuttable Presumption QM, Exempt). Consultant determines the loan's
status under the QM rule requirements and assigns a due diligence loan designation. Consultant notes as a material exception if the due
diligence findings do not confirm the same loan designation. Additionally, Consultant notes if a loan designation was not provided. Consultant
will verify if each loan meets the requirements for a QM under § 1026.43(e)(2)—whether the loan is a safe harbor QM under §
1026.43(e)(1)(i) or a rebuttable presumption QM under § 1026.43(e)(1)(ii). Consultant will verify the presence of documentation for
lender determination of QM and indicating factors in its ability-to-repay determination, including how the originator applied its policies
and procedures in verification. For loans applications taken on or after June 1, 2021, Consultant will verify whether the loan meets the
requirements of the revised general QM definition effective March 1, 2021.

2. For loans for which applications were received prior to July
1, 2021, if a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted
under the QM final rule, Consultant reviews the loan to determine whether, based on available information in the loan file the loan satisfied
(i), (ii) and (iii) in the paragraph (3)(a)(i) below and reviews the Automated Underwriting System output within the file to confirm agency
eligibility.

3.  **<u>For Non-Agency Eligible Loans</u>** : Consultant reviews applicable loans for compliance with the Ability to Repay (ATR) but
not Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R. 1026.43 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Qualified Mortgage</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For QM (Safe Harbor or HPCT) designated loans, Consultant reviews the loan
to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest
only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment
was calculated appropriately. Consultant reviews to the applicable consider and verify requirements under the QM rule depending on whether
the QM was originated under the original general QM definition or the revised general QM definition effective March 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For each QM designated loan that satisfied the applicable requirements enumerated above, Consultant then determines whether the loan
is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable
average prime offer rate plus a certain percentage. For QM designated loans originated under the revised general QM definition effective
March 1, 2021, Consultant also determines whether the loan exceeds the pricing thresholds for QM loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Ability to Repay</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The ability to repay portion of the review for non-agency eligible loans only
will focus on the eight factors detailed in the ATR Rule as detailed below for non-agency eligible loans. The Consultant will review the
loan file to determine if the creditor verified and considered each of the eight factors utilizing reasonably reliable third-party documentation
at or before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Current or reasonably expected income or assets that the
consumer will rely on to repay the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Current employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Monthly mortgage payment for subject loan using the introductory
or fully indexed rate, whichever is higher, and monthly, fully amortizing payments that are substantially equal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Monthly payment on any simultaneous loans secured by the
subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Monthly payments for property taxes and hazard/flood insurance
and certain other costs related to the property such as homeowner's association fees or ground rent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Debts, alimony, and child support obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Monthly debt-to-income ratio or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Credit history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For loans designated as agency eligible, Consultant will not review for compliance with the requirements of Appendix Q or General
Ability to Repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Consultant reviews loans to determine their conformity with the ATR/QM factors above and is not rendering an independent assessment
or analysis. Consultant's review is based on information contained in the loan file at the time it is provided to Consultant, and
only reflects information as of that point in time and does not mean any regulator, judicial or agency will agree with the Consultant's
conclusion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer<br>** 

<br> Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.<br>

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or

other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning and Certain Compliance Exceptions<br>** 

<br> Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

Consultant will confirm compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

&nbsp;&nbsp;&nbsp;&nbsp;· Servicing Transfer Disclosure (for applications prior to
10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Servicing Transfer Disclosure form in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Verify the Servicing Transfer Disclosure was provided to the borrower(s) within three general business
days of "Application"

&nbsp;&nbsp;&nbsp;&nbsp;· Special Information Booklet (for applications prior to 10/03/2015)/
Home Loan Tool Kit (for applications on or after 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Home Loan Tool Kit is provided within three general business days of application

&nbsp;&nbsp;&nbsp;&nbsp;· Affiliated Business Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Affiliated Business Disclosure in file in the event the lender has affiliated
business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Affiliated Business Disclosure provided within three general business days of "Application"
(Consultant reviews for this disclosure to be provided within three general business days, as the lender will typically know at the time
of application if borrower(s) was referred to affiliates for provision of third party services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Affiliated Business Disclosure is executed.

&nbsp;&nbsp;&nbsp;&nbsp;· Initial Escrow Disclosure Statement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Initial Escrow Disclosure Statement was provided at closing or within 45 days after settlement

**Equal Credit Opportunity Act (Regulation B)**

● Confirm the lender has provided the borrower a disclosure of the right to receive a copy of appraisals within three (3) business days of application. This disclosure requirement may be met by disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

● Confirm that the lender has provided (delivered) copies of appraisals and all other written valuations (as disclosed to the borrower on the HUD-1 and/or contained in the Mortgage Loan File) to the borrower at least three (3) business days prior to consummation Opus uses the following test: Was appraisal/valuation documentation processed at least 6 days prior to account opening/ consummation date (3 day rule plus 3 days mailing time)?

● For a borrower that has waived the 3-business day disclosure requirement, confirm that the borrower has either (1) signed the waiver at least three (3) business days prior to consummation or (2) has signed an acknowledgment that the waiver occurred at least three (3) business days prior to consummation. Additionally, confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**Fair Credit Report Act (Regulation V)**

● Confirm that the lender has provided the borrower the risk-based pricing notice (as required by 12 CFR § 1022.73) or credit score disclosure (as required by 12 CFR § 1022.74(d)), as applicable; (a) If the lender has provided the risk-based pricing notice, confirm the disclosure was provided before consummation, but not earlier than the approval decision was communicated to the consumer; and (b) If the lender has provided the credit score disclosure, confirm the disclosure was provided before consummation.

● Confirm that the lender has provided a copy of the disclosure of credit score and the Notice to Home Loan Applicant (as required by 15 U.S.C. § 1681g) before consummation.

**High-Cost, State & Local Anti-Predatory Regulations** **<br>** 

<br> In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.<br>

&nbsp;&nbsp;&nbsp;&nbsp;· Arkansas Home Loan Protection Act, Ark. Stat. Ann. §
23-53-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· California Anti-Predatory Lending Statute, Cal. Fin. Code
§ 4970 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· California Higher-Priced Mortgage Loan Statute, Cal. Fin.
Code §4995 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Colorado Consumer Equity Protection Act, Colo, Rev. Stat.
§ 5-3.5-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Connecticut Abusive Home Loan Lending Practices Act, Conn.
Stat. Ann. §36a- 746 et seq., as amended from time to time .

&nbsp;&nbsp;&nbsp;&nbsp;· Connecticut Nonprime Home Loans Statute, C o nn.
Gen. Stat. §§ 36a-7 6 0 et seq. (as originally enacted and as amended by Senate Bill
949).

&nbsp;&nbsp;&nbsp;&nbsp;· District of Columbia H o me
Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg § 2000.1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Florida Fair Lending Act, Fla. Stat. Ann. § 494.00 7 8
et seq. (for loans closed before July 1, 2014).

&nbsp;&nbsp;&nbsp;&nbsp;· Georgia
Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted b y House Bill
02-1361 and as modified by Senate Bill 03-53).

&nbsp;&nbsp;&nbsp;&nbsp;· Idaho Residential Mortgage Practices Act, Idaho Code §
26-3101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois High Risk Home Loan Regulations, 38 Ill. Admin.
Code §345.10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003)
codified at 815, ILCS §§ 137/5 et seq., and as amended by SB 1692 (2012), effective January 10, 2014.

&nbsp;&nbsp;&nbsp;&nbsp;· I llinois
Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

&nbsp;&nbsp;&nbsp;&nbsp;· City of Chicago, I llinois,
Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

&nbsp;&nbsp;&nbsp;&nbsp;· Cook County , I llinois, Anti-Predatory Lending Ordinance, Cook County Code of Ordinances § 34-341.

&nbsp;&nbsp;&nbsp;&nbsp;· Cook County , I llinois, Anti-Predatory Lending Pilot Program, I llinois
Ho u se Bill 4050 (2005).

&nbsp;&nbsp;&nbsp;&nbsp;· Indiana
Home Loan Practices Act, as amended by HB 1179 (2005), Ind. Code § 24-9-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Section 16a-3-308a of the Kansas Consumer Credit Code, Kan.
Stat. Ann. §16a.101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. §
360.100 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Maine, An Act to Enhance Consumer Protections in Relation
to Certain Mortgages (for loans closed prior to September 27, 2011), Me. Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A,
as amended by Legislative Documents 1869 (2007), 2125 (2008) and 1439 (2009).

&nbsp;&nbsp;&nbsp;&nbsp;· Maine Consumer Credit Code - Truth-in-Lending, (for loans
closed on or after September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§ 8-501 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Maryland Commercial Law, Md. Code Ann., Com. Law §§
12-124.1; 12-127; 12- 409.1; 12-1029.

&nbsp;&nbsp;&nbsp;&nbsp;· Maryland
Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. I nstit.
Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts High - Cost
Mortgage Regulations, 209 CMR Parts 32 and 40, as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter
183C, §§ 1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts "Borrower's I nterest"
Standard, M.G.L. Chapter 183, §28C.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Mortgage Lender and Broker Regulations, 940
CMR §800 (15-17).

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Regulations for Higher Priced Mortgage Loans,
209 CMR §§ 32.00 et.seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L.
Chapter 184, §17B.5.

&nbsp;&nbsp;&nbsp;&nbsp;· Michigan Consumer Mortgage Protection Act,
Mich. Stat. Ann. § 445-1631 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota Mortgage Originator and Service Licensing Act,
§ 58.137 et seq. (S.F. 2988 (2002)), as amended by House File 1004 (2007) and Senate File 988 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;· Nebraska Mortgage Bankers Registration and Licensing Act,
Neb. Stat § 45-702 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Nevada Anti-Predatory Lending Law, Assembly Bill No. 284
(2003) and Amended by Assembly Bill No. 440 (2007), codified as NRS § 598D.010 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New Mexico Home Loan Protection Act, Senate Bill 449 (Regular
Session 2003), codified at NM Rev. Stat. § 58-21A-1 et seq. and as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New York High-Cost Home Loan Regulations, 3 NYCCR Part 41
(2001).

&nbsp;&nbsp;&nbsp;&nbsp;· New York High-Cost Home Loan
Act, N.Y. Bank. L. Ch. 626., as codified in NY Bank. Law § 6-l, and as implemented by 3 NYCCR Part 41 as amended from tim e to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New York Subprime Home Loans Statute, NY Bank. Law §
6-m.

&nbsp;&nbsp;&nbsp;&nbsp;· North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat.
§§ 24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a);
24-10.2(a), as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Ohio Anti-Predatory Lending Statute, HB 386 as amended by
Senate Bill 18 5 (2006), and as codified in various sections of the Ohio Code.

&nbsp;&nbsp;&nbsp;&nbsp;· Ohio
Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· City
of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Summit
County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004- 618, Muni. Code §§ 201.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Oklahoma Anti-Predatory Lending Law, House Bill No. 1574
(2003), as codified in various sections of Title 14A of the Oklahoma Consumer Credit Code.

&nbsp;&nbsp;&nbsp;&nbsp;· Oklahoma
Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons.
Stat. Ann. § 456.501 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Rhode
Island Home Loan Protection Act, R.I. Gen. L. 34-25.1-2 et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking
Regulation 3 (2007) and amended by Senate Bill 371 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;· City of Providence, Rhode Island, Anti-Predatory Lending
Ordinance, Chapter 2006-33, Ordinance No. 245.

&nbsp;&nbsp;&nbsp;&nbsp;· South Carolina High-Cost and Consumer Home Loans Act, S.C.
Code § 37-23-10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006),
as codified at Tenn. Code Ann. §§ 45-20-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Texas
High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Section 50(a)(6), Article XVI of the Texas Constitution

&nbsp;&nbsp;&nbsp;&nbsp;· Section 50(f)(2), Article XVI of the Texas Constitution

&nbsp;&nbsp;&nbsp;&nbsp;· Utah Residential Mortgage Practices Amendments, Utah Code
Ann. § 61-2c-102 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Utah High-Cost Home Loan Act, Utah Code § 61-2d-101
et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Vermont I nterest
Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated
prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422; 6.1-428.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated
on or after July 1, 2003 to September 30, 2010, as amended), Va. Code Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated
on or after October 1, 2010), Va. Code Ann. §§ 6.2-1600 et

seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

&nbsp;&nbsp;&nbsp;&nbsp;· West Virginia Residential Mortgage Lender,
Broker and Servicer Act, W.Va. Code § 31-17 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Wisconsin Responsible High - Cost
Mortgage Lending Act, Wis. Stat. § 428.202, as implemented by Wis. Admin. Code DF I -Bkg
46.01 et seq.

**Flood Insurance Testing**

**National Flood Insurance Program (NFIP)**

Each mortgage loan was reviewed to ensure adherence to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

**Homeowner's Flood Affordability Act (HFIAA)**

Each mortgage loan made by an FDIC-supervised institution or servicer acting on its behalf shall require the escrow of all premiums and fess for flood insurance for any designated loan secured by residential improved real estate or a mobile home, made, increased, extended or renewed on or after January 1, 2016.

Frequency – Payable with same frequency as payments designated for the loans

Exceptions

&nbsp;&nbsp;&nbsp;&nbsp;· Loan is an extension of credit primarily for business, commercial
or agricultural purposes

&nbsp;&nbsp;&nbsp;&nbsp;· Loan is in a subordinate position to a senior lien secured
by the same residential improved real estate or mobile for which the borrower has obtained flood insurance

&nbsp;&nbsp;&nbsp;&nbsp;· Flood Insurance coverage for the residential real estate
is provided by a policy that

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Meets requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Provided by a condominium association, cooperative or other applicable group and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. The premium for which is paid by the condominium associate, cooperative, homeowners association, or
other group as a common expense.

**Misrepresentation and Third-Party Review** **<br>** 

<br> Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:<br>

1) Misrepresentation Review and Valuation Review

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:<br>

● Signatures: Validate signature consistency across documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable efforts to validate the consistency of signatures across documents.

● Alerts: Assess credit report alerts for accuracy and potential issues.

● Social Security Numbers: Compare SSN(s) across all file documents.

● Document Integrity: Review for apparent alterations to loan documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable review of alterations to the loan documents.

● Data Consistency: Review the documents contained in the loan file for consistency of data.

● Third Party Fraud Tools: To the extent a third party fraud tool is contained in the loan file, the Consultant will ensure high level or critical warnings are reviewed and addressed.

**Independent Third-Party Values**

Review each loan to determine whether a third party valuation product was required and if required, that the third party product value was compared to the original appraised value to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. i) Consultant will perform the following steps.

● Property is complete

● Value is based on as-is condition or provides satisfactory completion of all material conditions including inspections, licenses, and certifications (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities

● Property is described as average or better condition

● No apparent appraiser independence violation statements

● Appraisal addresses any adverse comments

● Appraisal is completed on appropriate GSE Forms

● Appraisal contains required attachments

● Appraiser was appropriately licensed at the time the appraisal was signed

 ****

 ****

***Valuation Waterfall and Products***

**<u>Agency Eligible Loan Programs</u>**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· PIW

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. All PIW loans: AVM

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. If AVM <90% of origination value: BPO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. If BPO <90% of origination value: Stip for Seller to order Field Review/2055 or Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If FHLMC Rep &Warrant Relief NOT Eligible for FNMA CU >2.5

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. All: Desk Review (w/value conclusion)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. If Desk Review < 90% of origination value: Stip for Seller to order a Filed Review/2055 of second
appraisal.

**<u>Jumbo Loan Programs</u>**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If only 1 appraisal and no desk review: Stip for Seller to order
a Desk Review (w/value conclusion)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If guidelines required 2 appraisals, but only 1 appraisal provided;
Stip for Seller to order second appraisal

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· If desk review indicated a value lower than the appraisal; Stip
for Seller to order BPO and value reconciliation.

*Seasoned Loan Updated:*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) **Updated AVM:** An Automated Valuation Model ("AVM") was ordered on each property. If
the resulting value of the AVM is in aggregate less than 90% of the value reflected on the original appraisal, or if no results are returned,
an Appraisal Desk Review was ordered on the property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) **Appraisal Desk Review:** If the resulting value for the PVO is less than 90% of the value reflected
on the original appraisal, or if no results are returned, a Broker Price Opinion (BPO) was ordered on the property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) **BPO:** If the resulting value of the BPO is less than 90%of the value reflected on the original
appraisal, an appraisal field review may be ordered on the property

The criteria set forth in this section titled "Valuation Waterfall and Products": are subject to change by RMC at any time.

Value Review Disclaimer

● The individuals performing the above procedures are not person providing valuations for the purpose of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraiser under Federal or State law, and the services being performed do not constitute appraisal reviews for the purposes of USPAP or Federal or State law.

● Opus makes no representation or warranty as to the value of the mortgaged property, notwithstanding that Opus may have reviewed the valuation information for reasonableness.

● Opus is not an Appraisal Management Company ("AMC") and therefore does not opine on the actual value of the underlying property.

● Opus is not a creditor within the meaning of the Equal Credit Opportunity Act ("ECOA") or other lending laws and regulations, and therefore Opus will not have and communications with or responsibility to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.**

If a FEMA declared disaster occurs after the inspection date on the appraisal in a property located in an area that is designated as IA (Individual Assistance) or IH (Individual and Household Assistance), Consultant will review the file to determine if an exterior inspection to ensure:

● No apparent damage to the property

● Property appears to be occupied

**Data Compare** **<br>** 

<br> Client will provide a data tape with the following data fields and Consultant will compare the field to the applicable source document and report any variance<br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraised Value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· FICO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest Only

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest Rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Term

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Purpose

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· LTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Original Balance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property City

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property State

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property Type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sales Price

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Second Mortgage Lien Amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Self Employed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Zip Code

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· QM Status

**Rating Agency Grading Criteria** **<br>** 

<br> **Fitch Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Fitch in their current industry publications as updated from time to time.<br>

**Moody's Investor Services Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Moody's in their current industry publications as updated from time to time.<br>

**Kroll Bond Rating Agency LLC Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Kroll in their current industry publications as updated from time to time.<br>

**S&P Global Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Standard & Poor's in their current industry publications and updated from time to time.<br>

**DBRS Morningstar Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by DBRS in their current industry publications and updated from time to time.

**Opus Grading Criteria** **<br>** 

<br> 1) Opus Grading Criteria

Grading shall be provided for each exception, each exception category and holistically for each loan. The following grading is not intended for securitization reviews, and Opus will not issue a Rating Agency Narrative, Reliance or Form ABS Due Diligence 15-E if Client elects to utilize the following grading criteria. The methodology for the application of grading is defined by Opus and updated from time to time shall be determined as follows:<br>

**Opus Credit Grades<br>** 

<br> ● Level 1 Credit Grade Definition: Loan was originated in accordance with the mortgage loan originator underwriting guidelines without exception.

● Level 2 Credit Grade Definition: Loan was originated in substantial compliance with the originator's underwriting guidelines and there are sufficient compensating factors for any exceptions.

● Level 3 Credit Grade Definition: Loan was not originated in substantial compliance with the originator's underwriting guidelines and there are insufficient compensating factors for the exceptions or is missing material documentation.<br>

**Opus Property Grades<br>** 

<br> ● Level 1 Property Grade Definition: Property value appears to be within 10% of original appraised amount and there are no material deficiencies in the appraisal process.

● Level 2 Property Grade Definition: Property value appears to be within 10% of original appraised amount, but minor issues in the appraisal process were identified.

● Level 3 Property Grade Definition: Property value does not appear to fall within 10% of the original appraised value and/or material deficiencies exist with respect to the appraisal process or the file is missing material documentation.<br>

**Opus Compliance Grades**<br>

● Level 1 Compliance Grade Definition: Loan complies with all applicable laws and regulations reviewed under the applicable scope of work.

● Level 2 Compliance Grade Definition: There are minor issues regarding legal and/or regulatory compliance but such issues do not represent risks to the enforceability of the borrower's obligation under the loan documents and will not result in assignee liability to the investor.

● Level 3 Compliance Grade Definition: Loan is not in compliance with laws and regulations reviewed under the applicable scope of work or the loan is missing material documentation.

**REDACTED INFORMATION** **<br>** 

<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Borrower Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Co-Borrower Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· SSNs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property Address, City, County, MSA, Zip

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Mailing Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Account Number, including Originator and Servicer Loan Number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Origination Date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Names of Borrowers or any other Individuals

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Company and Entity Names

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Financial Institution Names

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Job Position Titles

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Any Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Any Location Information (other than state), including City,
County, MSA and Zip

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Account Numbers of any type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Insurance Claim Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Insurance Policy Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Foreclosure Action dates and Case Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Bankruptcy Action dates and Case Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Any reference that would allow the identification of the
location of a property (e.g. neighborhood, body of water, schools, major highways)

**Multiple Loans to One Borrower**: TPR firm reviewed common identifiers for all loans in the population and confirmed there were two (2) obligors with multiple loans in the pool.

**Property Inspection Waivers:** No loans had a Property Inspection Waiver.

**<u>Pool Details</u>**

---

| | | |
|:---|:---|:---|
| **Purpose** | **Purpose** | **Purpose** |
| Type | Count | % of Pool |
| Cash out Refi | 15 | 4.56% |
| Purchase | 277 | 84.19% |
| Rate / Term Refi | 37 | 11.25% |
| **Total** | **329** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| **Property Type** | **Property Type** | **Property Type** |
| Type | Count | % of Pool |
| Single Family Detached | 145 | 44.07% |
| Co-op | 5 | 1.52% |
| Condo, Low Rise | 61 | 18.54% |
| Condo, High Rise | 3 | 0.91% |
| PUD | 70 | 21.28% |
| 1 Family Attached | 20 | 6.08% |
| 2 Family | 16 | 4.86% |
| 3 Family | 2 | 0.61% |
| 4 Family | 7 | 2.13% |
| **Total** | **329** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| **Occupancy** | **Occupancy** | **Occupancy** |
| Type | Count | % of Pool |
| Primary Residence | 0 | 0.00% |
| Second Home | 100 | 30.40% |
| Investment Property | 229 | 69.60% |
| **Total** | **329** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| **Product Type** | **Product Type** | **Product Type** |
| Type | Count | % of Pool |
| Fixed | 329 | 100.00% |
| ARM | 0 | 0.00% |
| **Total** | **329** | **100.00%** |

---

**<u>Tape Discrepancies</u>** **<u> </u>**

---

| | | |
|:---|:---|:---|
| **Data Element** | **Count** | **Accuracy** |
| Borrower 1 Self-Employment Flag | 8 | 97.57% |
| Borrower 2 Self-Employment Flag | 2 | 99.39% |
| Qualifying Total Debt Income Ratio | 19 | 94.22% |
| Qualifying FICO | 20 | 93.92% |
| Qualifying CLTV | 20 | 93.92% |
| Qualifying LTV | 20 | 93.92% |
| Property City | 2 | 99.39% |
| Property Type | 5 | 98.48% |
| Sales Price | 23 | 93.01% |
| **Total Loan Population** | **329** |  |

---

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp; A | &nbsp;&nbsp; A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp; B | &nbsp;&nbsp; B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp; C | &nbsp;&nbsp; C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp; D | &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A &nbsp;&nbsp; A | &nbsp;&nbsp;Value is within a 10% variance of third party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B &nbsp;&nbsp; B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C &nbsp;&nbsp; C | &nbsp;&nbsp;Any of the following items: Origination value and third party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

**<u>Loan Review Findings</u>**

The following summarizes Consultant's initial and final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated February 12, 2026.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Grade Summary** | | |
| &nbsp;&nbsp;**DBRS, Fitch, Kroll, and Moody's NRSRO Grade** | <br>&nbsp;&nbsp;**# of Loans** | <br>&nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;296 | &nbsp;&nbsp;89.97% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;31 | &nbsp;&nbsp;9.42% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.61% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Compliance Grade Summary** |  |  |
| &nbsp;&nbsp;**DBRS, Fitch, Kroll, and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;322 | &nbsp;&nbsp;97.87% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;2.13% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Credit Grade Summary** |  |  |
| &nbsp;&nbsp;**DBRS, Fitch, Kroll, and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;306 | &nbsp;&nbsp;93.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;22 | &nbsp;&nbsp;6.69% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Property Grade Summary** |  |  |
| &nbsp;&nbsp;**DBRS, Fitch, Kroll, and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;324 | &nbsp;&nbsp;98.48% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;1.21% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Grade Summary** | | |
| &nbsp;&nbsp;**S&P NRSRO Grade** | <br>&nbsp;&nbsp;**# of Loans** | <br>&nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;277 | &nbsp;&nbsp;84.19% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;50 | &nbsp;&nbsp;15.20% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.61% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Compliance Grade Summary** |  |  |
| &nbsp;&nbsp;**S&P NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;322 | &nbsp;&nbsp;97.87% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;2.13% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Credit Grade Summary** |  |  |
| &nbsp;&nbsp;**S&P NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;306 | &nbsp;&nbsp;93.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;22 | &nbsp;&nbsp;6.69% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Property Grade Summary** |  |  |
| &nbsp;&nbsp;**S&P NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;301 | &nbsp;&nbsp;91.49% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;27 | &nbsp;&nbsp;8.20% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.31% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

**<u>Loans Reviewed (329)</u>**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;3158621059 | &nbsp;&nbsp;3158621217 | &nbsp;&nbsp;3158621373 | &nbsp;&nbsp;3158621519 | &nbsp;&nbsp;3158621658 | &nbsp;&nbsp;3158621166 | &nbsp;&nbsp;3158621481 |
| &nbsp;&nbsp;3158621063 | &nbsp;&nbsp;3158621220 | &nbsp;&nbsp;3158621377 | &nbsp;&nbsp;3158621522 | &nbsp;&nbsp;3158621659 | &nbsp;&nbsp;3158621170 | &nbsp;&nbsp;3158621482 |
| &nbsp;&nbsp;3158621067 | &nbsp;&nbsp;3158621221 | &nbsp;&nbsp;3158621378 | &nbsp;&nbsp;3158621526 | &nbsp;&nbsp;3158621660 | &nbsp;&nbsp;3158621172 | &nbsp;&nbsp;3158621483 |
| &nbsp;&nbsp;3158621068 | &nbsp;&nbsp;3158621222 | &nbsp;&nbsp;3158621379 | &nbsp;&nbsp;3158621527 | &nbsp;&nbsp;3158621661 | &nbsp;&nbsp;3158621174 | &nbsp;&nbsp;3158621486 |
| &nbsp;&nbsp;3158621074 | &nbsp;&nbsp;3158621224 | &nbsp;&nbsp;3158621380 | &nbsp;&nbsp;3158621531 | &nbsp;&nbsp;3158621665 | &nbsp;&nbsp;3158621178 | &nbsp;&nbsp;3158621488 |
| &nbsp;&nbsp;3158621075 | &nbsp;&nbsp;3158621225 | &nbsp;&nbsp;3158621381 | &nbsp;&nbsp;3158621532 | &nbsp;&nbsp;3158621666 | &nbsp;&nbsp;3158621180 | &nbsp;&nbsp;3158621492 |
| &nbsp;&nbsp;3158621080 | &nbsp;&nbsp;3158621228 | &nbsp;&nbsp;3158621383 | &nbsp;&nbsp;3158621533 | &nbsp;&nbsp;3158621671 | &nbsp;&nbsp;3158621181 | &nbsp;&nbsp;3158621498 |
| &nbsp;&nbsp;3158621082 | &nbsp;&nbsp;3158621233 | &nbsp;&nbsp;3158621386 | &nbsp;&nbsp;3158621534 | &nbsp;&nbsp;3158621672 | &nbsp;&nbsp;3158621182 | &nbsp;&nbsp;3158621499 |
| &nbsp;&nbsp;3158621083 | &nbsp;&nbsp;3158621235 | &nbsp;&nbsp;3158621387 | &nbsp;&nbsp;3158621535 | &nbsp;&nbsp;3158621673 | &nbsp;&nbsp;3158621185 | &nbsp;&nbsp;3158621500 |
| &nbsp;&nbsp;3158621085 | &nbsp;&nbsp;3158621236 | &nbsp;&nbsp;3158621390 | &nbsp;&nbsp;3158621537 | &nbsp;&nbsp;3158621674 | &nbsp;&nbsp;3158621188 | &nbsp;&nbsp;3158621501 |
| &nbsp;&nbsp;3158621088 | &nbsp;&nbsp;3158621239 | &nbsp;&nbsp;3158621392 | &nbsp;&nbsp;3158621541 | &nbsp;&nbsp;3158621675 | &nbsp;&nbsp;3158621190 | &nbsp;&nbsp;3158621502 |
| &nbsp;&nbsp;3158621089 | &nbsp;&nbsp;3158621240 | &nbsp;&nbsp;3158621395 | &nbsp;&nbsp;3158621544 | &nbsp;&nbsp;3158621676 | &nbsp;&nbsp;3158621192 | &nbsp;&nbsp;3158621506 |
| &nbsp;&nbsp;3158621092 | &nbsp;&nbsp;3158621243 | &nbsp;&nbsp;3158621396 | &nbsp;&nbsp;3158621549 | &nbsp;&nbsp;3158621684 | &nbsp;&nbsp;3158621195 | &nbsp;&nbsp;3158621508 |
| &nbsp;&nbsp;3158621094 | &nbsp;&nbsp;3158621244 | &nbsp;&nbsp;3158621399 | &nbsp;&nbsp;3158621550 | &nbsp;&nbsp;3158621687 | &nbsp;&nbsp;3158621196 | &nbsp;&nbsp;3158621513 |
| &nbsp;&nbsp;3158621095 | &nbsp;&nbsp;3158621246 | &nbsp;&nbsp;3158621401 | &nbsp;&nbsp;3158621552 | &nbsp;&nbsp;3158621690 | &nbsp;&nbsp;3158621197 | &nbsp;&nbsp;3158621514 |
| &nbsp;&nbsp;3158621096 | &nbsp;&nbsp;3158621247 | &nbsp;&nbsp;3158621402 | &nbsp;&nbsp;3158621553 | &nbsp;&nbsp;3158621699 | &nbsp;&nbsp;3158621200 | &nbsp;&nbsp;3158621516 |
| &nbsp;&nbsp;3158621097 | &nbsp;&nbsp;3158621248 | &nbsp;&nbsp;3158621403 | &nbsp;&nbsp;3158621556 | &nbsp;&nbsp;3158621701 | &nbsp;&nbsp;3158621206 | &nbsp;&nbsp;3158621517 |
| &nbsp;&nbsp;3158621099 | &nbsp;&nbsp;3158621253 | &nbsp;&nbsp;3158621404 | &nbsp;&nbsp;3158621558 | &nbsp;&nbsp;3158621703 | &nbsp;&nbsp;3158621214 | &nbsp;&nbsp;3158621518 |
| &nbsp;&nbsp;3158621104 | &nbsp;&nbsp;3158621254 | &nbsp;&nbsp;3158621405 | &nbsp;&nbsp;3158621561 | &nbsp;&nbsp;3158621704 | &nbsp;&nbsp;3158621806 | &nbsp;&nbsp;3158621803 |
| &nbsp;&nbsp;3158621109 | &nbsp;&nbsp;3158621255 | &nbsp;&nbsp;3158621406 | &nbsp;&nbsp;3158621564 | &nbsp;&nbsp;3158621706 | &nbsp;&nbsp;3158621313 | &nbsp;&nbsp;3158621625 |
| &nbsp;&nbsp;3158621110 | &nbsp;&nbsp;3158621258 | &nbsp;&nbsp;3158621407 | &nbsp;&nbsp;3158621569 | &nbsp;&nbsp;3158621708 | &nbsp;&nbsp;3158621315 | &nbsp;&nbsp;3158621626 |
| &nbsp;&nbsp;3158621114 | &nbsp;&nbsp;3158621259 | &nbsp;&nbsp;3158621408 | &nbsp;&nbsp;3158621571 | &nbsp;&nbsp;3158621711 | &nbsp;&nbsp;3158621334 | &nbsp;&nbsp;3158621627 |
| &nbsp;&nbsp;3158621117 | &nbsp;&nbsp;3158621260 | &nbsp;&nbsp;3158621412 | &nbsp;&nbsp;3158621573 | &nbsp;&nbsp;3158621713 | &nbsp;&nbsp;3158621335 | &nbsp;&nbsp;3158621628 |
| &nbsp;&nbsp;3158621118 | &nbsp;&nbsp;3158621261 | &nbsp;&nbsp;3158621413 | &nbsp;&nbsp;3158621574 | &nbsp;&nbsp;3158621716 | &nbsp;&nbsp;3158621340 | &nbsp;&nbsp;3158621631 |
| &nbsp;&nbsp;3158621119 | &nbsp;&nbsp;3158621263 | &nbsp;&nbsp;3158621414 | &nbsp;&nbsp;3158621578 | &nbsp;&nbsp;3158621718 | &nbsp;&nbsp;3158621341 | &nbsp;&nbsp;3158621632 |
| &nbsp;&nbsp;3158621122 | &nbsp;&nbsp;3158621264 | &nbsp;&nbsp;3158621416 | &nbsp;&nbsp;3158621579 | &nbsp;&nbsp;3158621721 | &nbsp;&nbsp;3158621343 | &nbsp;&nbsp;3158621633 |
| &nbsp;&nbsp;3158621124 | &nbsp;&nbsp;3158621269 | &nbsp;&nbsp;3158621421 | &nbsp;&nbsp;3158621580 | &nbsp;&nbsp;3158621723 | &nbsp;&nbsp;3158621346 | &nbsp;&nbsp;3158621635 |
| &nbsp;&nbsp;3158621125 | &nbsp;&nbsp;3158621270 | &nbsp;&nbsp;3158621422 | &nbsp;&nbsp;3158621582 | &nbsp;&nbsp;3158621726 | &nbsp;&nbsp;3158621348 | &nbsp;&nbsp;3158621636 |
| &nbsp;&nbsp;3158621129 | &nbsp;&nbsp;3158621271 | &nbsp;&nbsp;3158621424 | &nbsp;&nbsp;3158621583 | &nbsp;&nbsp;3158621727 | &nbsp;&nbsp;3158621350 | &nbsp;&nbsp;3158621638 |
| &nbsp;&nbsp;3158621130 | &nbsp;&nbsp;3158621275 | &nbsp;&nbsp;3158621436 | &nbsp;&nbsp;3158621586 | &nbsp;&nbsp;3158621728 | &nbsp;&nbsp;3158621351 | &nbsp;&nbsp;3158621639 |
| &nbsp;&nbsp;3158621131 | &nbsp;&nbsp;3158621277 | &nbsp;&nbsp;3158621438 | &nbsp;&nbsp;3158621589 | &nbsp;&nbsp;3158621732 | &nbsp;&nbsp;3158621352 | &nbsp;&nbsp;3158621640 |
| &nbsp;&nbsp;3158621132 | &nbsp;&nbsp;3158621279 | &nbsp;&nbsp;3158621440 | &nbsp;&nbsp;3158621591 | &nbsp;&nbsp;3158621733 | &nbsp;&nbsp;3158621354 | &nbsp;&nbsp;3158621643 |
| &nbsp;&nbsp;3158621133 | &nbsp;&nbsp;3158621283 | &nbsp;&nbsp;3158621441 | &nbsp;&nbsp;3158621594 | &nbsp;&nbsp;3158621736 | &nbsp;&nbsp;3158621357 | &nbsp;&nbsp;3158621646 |
| &nbsp;&nbsp;3158621137 | &nbsp;&nbsp;3158621284 | &nbsp;&nbsp;3158621442 | &nbsp;&nbsp;3158621598 | &nbsp;&nbsp;3158621737 | &nbsp;&nbsp;3158621358 | &nbsp;&nbsp;3158621648 |
| &nbsp;&nbsp;3158621138 | &nbsp;&nbsp;3158621288 | &nbsp;&nbsp;3158621451 | &nbsp;&nbsp;3158621602 | &nbsp;&nbsp;3158621743 | &nbsp;&nbsp;3158621360 | &nbsp;&nbsp;3158621649 |
| &nbsp;&nbsp;3158621140 | &nbsp;&nbsp;3158621290 | &nbsp;&nbsp;3158621458 | &nbsp;&nbsp;3158621606 | &nbsp;&nbsp;3158621744 | &nbsp;&nbsp;3158621361 | &nbsp;&nbsp;3158621651 |
| &nbsp;&nbsp;3158621145 | &nbsp;&nbsp;3158621291 | &nbsp;&nbsp;3158621459 | &nbsp;&nbsp;3158621608 | &nbsp;&nbsp;3158621747 | &nbsp;&nbsp;3158621368 | &nbsp;&nbsp;3158621652 |
| &nbsp;&nbsp;3158621148 | &nbsp;&nbsp;3158621293 | &nbsp;&nbsp;3158621462 | &nbsp;&nbsp;3158621609 | &nbsp;&nbsp;3158621752 | &nbsp;&nbsp;3158621805 | &nbsp;&nbsp;3158621802 |
| &nbsp;&nbsp;3158621149 | &nbsp;&nbsp;3158621294 | &nbsp;&nbsp;3158621464 | &nbsp;&nbsp;3158621611 | &nbsp;&nbsp;3158621753 | &nbsp;&nbsp;3158621766 | &nbsp;&nbsp;3158621783 |
| &nbsp;&nbsp;3158621152 | &nbsp;&nbsp;3158621296 | &nbsp;&nbsp;3158621465 | &nbsp;&nbsp;3158621612 | &nbsp;&nbsp;3158621754 | &nbsp;&nbsp;3158621767 | &nbsp;&nbsp;3158621784 |
| &nbsp;&nbsp;3158621154 | &nbsp;&nbsp;3158621298 | &nbsp;&nbsp;3158621466 | &nbsp;&nbsp;3158621614 | &nbsp;&nbsp;3158621755 | &nbsp;&nbsp;3158621768 | &nbsp;&nbsp;3158621789 |
| &nbsp;&nbsp;3158621155 | &nbsp;&nbsp;3158621299 | &nbsp;&nbsp;3158621470 | &nbsp;&nbsp;3158621615 | &nbsp;&nbsp;3158621758 | &nbsp;&nbsp;3158621770 | &nbsp;&nbsp;3158621791 |
| &nbsp;&nbsp;3158621156 | &nbsp;&nbsp;3158621302 | &nbsp;&nbsp;3158621472 | &nbsp;&nbsp;3158621616 | &nbsp;&nbsp;3158621759 | &nbsp;&nbsp;3158621771 | &nbsp;&nbsp;3158621792 |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;3158621158 | &nbsp;&nbsp;3158621303 | &nbsp;&nbsp;3158621473 | &nbsp;&nbsp;3158621617 | &nbsp;&nbsp;3158621761 | &nbsp;&nbsp;3158621772 | &nbsp;&nbsp;3158621793 |
| &nbsp;&nbsp;3158621159 | &nbsp;&nbsp;3158621304 | &nbsp;&nbsp;3158621474 | &nbsp;&nbsp;3158621618 | &nbsp;&nbsp;3158621762 | &nbsp;&nbsp;3158621777 | &nbsp;&nbsp;3158621795 |
| &nbsp;&nbsp;3158621160 | &nbsp;&nbsp;3158621305 | &nbsp;&nbsp;3158621476 | &nbsp;&nbsp;3158621619 | &nbsp;&nbsp;3158621763 | &nbsp;&nbsp;3158621778 | &nbsp;&nbsp;3158621796 |
| &nbsp;&nbsp;3158621161 | &nbsp;&nbsp;3158621310 | &nbsp;&nbsp;3158621480 | &nbsp;&nbsp;3158621620 | &nbsp;&nbsp;3158621764 | &nbsp;&nbsp;3158621779 | &nbsp;&nbsp;3158621800 |

---

If you have any questions, please contact Uriah Clavier at Uriah.Clavier@opuscmc.com

## Exhibit 99.7

**Exhibit 99.7**

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| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **ALT ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXXXXX | XXXXXXX |  | 3158621059 | Closed | 2026-02-11 07:40 | 2026-02-11 07:40 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be<br> rated as A. - Due Diligence Vendor-02/11/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This <br> finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade <br> equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other <br> agencies will be rated as A. - Due Diligence Vendor-02/11/2026<br>|  |  |  | WI | Second Home | Purchase | NA | 7556739 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621074 | Closed | 2026-01-29 11:27 | 2026-02-10 16:09 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-. - Due Diligence Vendor-02/02/2026 <br>Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Document Uploaded. Please review uploaded proof of appraisal receipt. - Buyer-02/02/2026 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-01/29/2026 |  | Resolved-. - Due Diligence Vendor-02/02/2026 <br>Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-02/02/2026<br>| XXXXXXXXXX appraisal receipt.pdf |  |  | NC | Second Home | Purchase | NA | 7355018 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621074 | Closed | 2026-02-02 08:21 | 2026-02-10 16:09 | Resolved | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Resolved-Finding Cleared. - Due Diligence Vendor-02/10/2026 <br> Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/10/2026 <br> Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br> Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br> Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br> Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/10/2026 <br> Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br> Resolved-Finding Cleared. - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/03/2026 <br> Acknowledged- - Due Diligence Vendor-02/02/2026 <br> Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. . - Due Diligence Vendor-02/02/2026 |  | Resolved-Finding Cleared. - Due Diligence Vendor-02/10/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2026 <br>Resolved-Finding Cleared. - Due Diligence Vendor-02/10/2026<br>|  |  |  | NC | Second Home | Purchase | NA | 7395964 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621075 | Closed | 2026-02-10 12:00 | 2026-02-10 14:40 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/10/2026 <br> Unable to Resolve-Unable to Resolve-accept grade B - Buyer-02/10/2026 <br> Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/10/2026 |  | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/10/2026<br>|  |  |  | CA | Investment | Purchase | NA | 7541671 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621082 | Closed | 2026-01-28 15:04 | 2026-02-11 07:21 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026 <br> Acknowledged- - Due Diligence Vendor-02/02/2026 <br> Unable to Resolve-Unable to Resolve-EVB accepted - Buyer-02/02/2026 <br> Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/28/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026<br>|  |  |  | MI | Second Home | Purchase | NA | 7338965 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621083 | Closed | 2026-01-28 13:19 | 2026-02-02 11:42 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-02/02/2026 <br> Unable to Resolve-Please disregard prior comment. Citing is Grade 1. - Buyer-02/02/2026 <br> Unable to Resolve-Unable to Resolve-EVB accepted - Buyer-02/02/2026 <br> Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/28/2026 |  |  |  |  |  | MI | Second Home | Purchase | NA | 7336845 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621092 | Closed | 2026-01-28 10:55 | 2026-02-10 13:38 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-. - Due Diligence Vendor-02/10/2026 <br> Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. Do Not Concur - VOE letter in file dated XX/XX/XXXX (note XX/XX/XXXX) - Buyer-01/29/2026 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing<br> - Due Diligence Vendor-01/28/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-01/30/2026<br>| XXXXXXXXXX.pdf |  |  | DE | Second Home | Refinance | No Cash Out - Borrower Initiated | 7333376 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621097 | Closed | 2026-01-27 06:11 | 2026-02-10 13:39 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-. - Due Diligence Vendor-02/10/2026 <br> Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Document Uploaded. Please review uploaded CDA. - Buyer-01/30/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-01/27/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/02/2026<br>| XXXXXXXXXX.pdf |  |  | MN | Investment | Purchase | NA | 7308197 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621104 | Closed | 2026-01-28 13:10 | 2026-02-11 08:02 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 2 | Resolved-, - Due Diligence Vendor-02/10/2026 <br> Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. Please review uploaded UCDP for XXXX with a score of 1.4. - Buyer-01/29/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. . - Due Diligence Vendor-01/28/2026 |  | Resolved-, - Due Diligence Vendor-02/10/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-01/30/2026<br>| XXXXXXXXXX.pdf |  |  | IN | Second Home | Purchase | NA | 7336587 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621109 | Closed | 2026-01-27 08:13 | 2026-02-09 15:21 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Received email confirmation that all XXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/09/2026 <br> Open- - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Please escalate. See attached TILA-RESPA guideline which state "XXXXX does not consider Saturday to be a General Business Day" under the Business Day definition on page 2. This was clarified on our call with XXXX this morning. - Seller-02/09/2026 <br> Counter- Creditor must deliver the Initial Disclosures within 3 "general" business days of the application. General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all business functions. Saturdays are counted only if the office is fully open. Sundays and Holidays are excluded. XXXX has an attestation on file stating "XXXX" is open on Saturdays. Condition remains. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Please escalate. XXXX TILA-RESPA Integrated Disclosure (TRID) guidelines regarding business days are below, which note XXXXX does not consider Saturday to be a General Business Day.<br> Business Day:<br> "General Business Day" means a day on which the creditor's offices are open to the public for carrying on substantially all of its business functions. XXXXX does not consider Saturday to be a General Business Day. "Specific Business Day" means all calendar days except Sundays and the legal public holidays, such as: New Year's Day, Martin Luther King Jr Day, President's Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, Christmas Day.<br> - Buyer-02/04/2026 <br> Counter-Creditor must deliver the Initial Disclosures within 3 "general" business days of the application. General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all business functions. Saturdays are counted only if the office is fully open. Sundays and Holidays are excluded. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please review uploaded Compliance Summary indicating XX/XX/XXXX application date and a pass with XX/XX/XXXX LE Due Date confirming Lender is closed on Saturday. - Buyer-02/02/2026 <br> Ready for Review-Do not concur. The standard definition for business days is used for initial disclosures and is considered to be Monday through Friday, excluding Holidays. The specific definition being utilized is all calendar days except Sunday and Holidays. The default is that Saturday is not a working day. - Buyer-02/02/2026 <br> Counter-Provide verification that the lender is closed on Saturdays. - Due Diligence Vendor-02/01/2026 <br> Ready for Review-Do not concur. Tuesday, XX/XX/XXXX, is 3 business days from application on Thursday, XX/XX/XXXX. Saturdays and Sundays are not considered business days. - Buyer-01/29/2026 <br> Open- - Due Diligence Vendor-01/28/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 | Ready for Review-Document Uploaded. Please escalate. See attached TILA-RESPA guideline which state "XXXXX does not consider Saturday to be a General Business Day" under the Business Day definition on page 2. This was clarified on our call with XXXX this morning. - Seller-02/09/2026 | Resolved-Received email confirmation that all XXXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/09/2026 | XXXXXXXXXX.pdf<br> TILA-RESPA Integrated Disclosure (TRID) - Home Lending.pdf |  |  | SC | Second Home | Purchase | NA | 7309819 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621109 | Closed | 2026-01-27 09:18 | 2026-02-09 15:21 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-. - Due Diligence Vendor-02/09/2026 <br> Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. Received email confirmation that all XXXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/09/2026 <br> Counter-Creditor must deliver the Initial Disclosures within 3 "general" business days of the application. General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all business functions. Saturdays are counted only if the office is fully open. Sundays and Holidays are excluded. Provide verification that the lender is closed on Saturdays - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Please review uploaded Compliance Summary indicating XX/XX/XXXX application date and a pass with XX/XX/XXXX LE Due Date confirming Lender is closed on Saturday. - Buyer-02/02/2026 <br> Ready for Review-Do not concur. The standard definition for business days is used for initial disclosures and is considered to be Monday through Friday, excluding Holidays. The specific definition being utilized is all calendar days except Sunday and Holidays. The default is that Saturday is not a working day. - Buyer-02/02/2026 <br> Counter-Provide verification that the lender is closed on Saturdays. - Due Diligence Vendor-02/01/2026 <br> Ready for Review-Do not concur. Tuesday, XX/XX/XXXX, is 3 business days from application on Thursday, XX/XX/XXXX. Saturdays and Sundays are not considered business days. - Buyer-01/29/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX - Due Diligence Vendor-01/27/2026 |  | Resolved-. - Due Diligence Vendor-02/09/2026 <br> Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. Received email confirmation that all XXXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/09/2026 |  |  |  | SC | Second Home | Purchase | NA | 7311244 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621117 | Closed | 2026-01-28 11:45 | 2026-02-02 08:11 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-. - Due Diligence Vendor-02/02/2026 <br> Resolved-Privacy Notice provided. - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Document Uploaded. Please review uploaded Privacy Notice - Buyer-01/30/2026 <br> Open-Privacy Notice Required - Missing or Incomplete. - Due Diligence Vendor-01/28/2026 |  | Resolved-. - Due Diligence Vendor-02/02/2026 <br>Resolved-Privacy Notice provided. - Due Diligence Vendor-02/02/2026<br>| Privacy.pdf |  |  | FL | Second Home | Purchase | NA | 7334366 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621124 | Closed | 2026-01-29 10:19 | 2026-02-10 16:39 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-. - Due Diligence Vendor-02/04/2026 <br> Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please review uploaded CDA - Buyer-02/03/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-01/29/2026 |  | Resolved-. - Due Diligence Vendor-02/04/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX.pdf |  |  | TX | Investment | Purchase | NA | 7353102 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621130 | Closed | 2026-01-30 13:26 | 2026-02-09 14:50 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-. - Due Diligence Vendor-02/09/2026 <br> Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. Received email confirmation that all XXXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Please escalate. XXXXX TILA-RESPA Integrated Disclosure (TRID) guidelines regarding business days are below, which note XXXXX does not consider Saturday to be a General Business Day. Business Day: "General Business Day" means a day on which the creditor's offices are open to the public for carrying on substantially all of its business functions. XXXXXXX does not consider Saturday to be a General Business Day. "Specific Business Day" means all calendar days except Sundays and the legal public holidays, such as: New Year's Day, Martin Luther King Jr Day, President's Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, Christmas Day. - Buyer-02/05/2026 <br> Counter-XXXXXX can be run to either "include" or "exclude" Saturday. LE timing is not an issue since only High-Cost testing is required on this loan. Creditor must deliver the Initial Disclosures within 3 "general" business days of the application. General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all business functions. Saturdays are counted only if the office is fully open. Sundays and Holidays are excluded. Condition remains. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please review uploaded Mavent that states "The Initial Disclosure Date (XX/XX/XXXX) is not more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii))" - Buyer-02/02/2026 <br> Ready for Review-Do not concur. The standard definition for business days is used for initial disclosures and is considered to be Monday through Friday, excluding Holidays. The specific definition being utilized is all calendar days except Sunday and Holidays. The default is that Saturday is not a working day. - Buyer-02/02/2026 <br> Counter-Provide verification that the lender is closed on Saturdays. - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Do not concur. Wednesday, XX/XX/XXXX, is 3 business days from application on Friday, XX/XX/XXXX. Saturdays and Sundays are not considered business days. - Buyer-02/02/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX - Due Diligence Vendor-01/30/2026 |  | Resolved-. - Due Diligence Vendor-02/09/2026 <br>Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. Received email confirmation that all XXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/09/2026<br>| XXXXXXXXXX.pdf |  |  | WA | Investment | Purchase | NA | 7380811 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621131 | Closed | 2026-01-30 06:05 | 2026-02-10 16:57 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-. - Due Diligence Vendor-02/05/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Document Uploaded. Please review uploaded appraisal Field Review - Buyer-02/03/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-01/30/2026 |  | Resolved-. - Due Diligence Vendor-02/05/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/05/2026<br>| XXXXXXXXXX.pdf |  |  | KY | Investment | Purchase | NA | 7368086 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621131 | Closed | 2026-01-29 15:34 | 2026-02-03 16:21 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Acknowledged- - Due Diligence Vendor-02/03/2026 <br> Unable to Resolve-Unable to Resolve-EVB accepted - Buyer-02/03/2026 <br> Open-Privacy Notice Required - Missing or Incomplete. Privacy Notice Required - Missing or Incomplete - Due Diligence Vendor-01/29/2026 |  |  |  |  |  | KY | Investment | Purchase | NA | 7359793 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621137 | Closed | 2026-01-30 00:49 | 2026-02-10 13:41 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Received At Least Four Business Days Before Consummation | Resolved-. - Due Diligence Vendor-02/10/2026 <br> Resolved-lender provided Loan Estimates dated XX/XX/XXXX, which signed by borrower on XX/XX/XXXX, finding resolved. - Due Diligence Vendor-02/09/2026 <br> Resolved-Resolved - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. See attached LE dated and acknowledged on XX/XX/XXXX. - Buyer-02/06/2026 <br> Counter-The most recent LE is dated XX/XX/XXXX, however, it was not signed/received until XX/XX/XXXX. Under Regulation Z, a consumer must receive a revised Loan Estimate no later than 4 business days before consummation. Condition remains. - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Please re-review: The most recent LE is dated X/XX/XXXX, and the consummation date is XX/XX/XXXX, which falls within the required four business days prior to consummation. - Buyer-02/03/2026 <br> Open-The last Loan Estimate Received Date of (XX/XX/XXXX) is not 4 business days before the consummation date of (XX/XX/XXXX). Four business days before consummation is (XX/XX/XXXX). Under Regulation Z, a consumer must receive a revised Loan Estimate no later than 4 business days before consummation. (12 CFR 1026.19(e)(4)(ii)) The last Loan Estimate Received Date of (XX/XX/XXXX) is not 4 business days before the consummation date of (XX/XX/XXXX). - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/30/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br> Resolved-lender provided Loan Estimates dated XX/XX/XXXX, which signed by borrower on XX/XX/XXXX, finding resolved. - Due Diligence Vendor-02/09/2026 <br> Resolved-Resolved - Due Diligence Vendor-02/09/2026 | XXXXXXXXXX XXXX - LE.pdf |  |  | TX | Second Home | Purchase | NA | 7364987 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621158 | Closed | 2026-01-29 11:53 | 2026-02-06 08:23 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged-Unable to Resolve-EVB accepted by client. - Due Diligence Vendor-02/06/2026 <br> Unable to Resolve-Unable to Resolve-EVB accepted - Buyer-02/03/2026 <br> Ready for Review-EVB accepted. - Buyer-02/02/2026 <br> Counter-Received verification of XX/XX/XXXX appraisal receipt date. The appraisal was not signed until XX/XX/XXXX. Provide verification the most recent appraisal dated XX/XX/XXXX was provided to the borrower. - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Document Uploaded. See attached Appraisal receipt. - Buyer-01/30/2026 <br> Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. - Due Diligence Vendor-01/29/2026 |  | Acknowledged-Unable to Resolve-EVB accepted by client. - Due Diligence Vendor-02/06/2026 | XXXXXXXXXX XXXXXXX - Appraisal receipt.pdf |  |  | TX | Investment | Purchase | NA | 7355469 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621159 | Closed | 2026-01-29 08:06 | 2026-02-02 16:55 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Acknowledged-Privacy Notice Required - Missing or Incomplete. - Due Diligence Vendor-01/29/2026 |  | Acknowledged-Privacy Notice Required - Missing or Incomplete. - Due Diligence Vendor-01/29/2026<br>|  |  |  | CO | Second Home | Purchase | NA | 7348299 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621182 | Closed | 2026-02-04 07:09 | 2026-02-07 18:17 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/08/2026 <br>Unable to Resolve-Unable to Resolve-Concur-Accept EV2. - Buyer-02/05/2026 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/04/2026 |  | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/08/2026<br>|  |  |  | NJ | Investment | Purchase | NA | 7434980 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621185 | Closed | 2026-02-05 06:17 | 2026-02-10 09:40 | Resolved | 1 - Information | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-. - Due Diligence Vendor-02/10/2026 <br> Resolved-Lender shows the MI for 84 months instead of full year, finding resolved. - Due Diligence Vendor-02/09/2026 <br> Resolved-Resolved - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Please re-review. Refer to the attached Amortization schedule, which shows that the MI ends at 7 years. - Buyer-02/09/2026 <br> Open-The disclosed finance charge ($XXX,XXX.XX) is ($X,XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) . - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Lender shows the MI for 84 months instead of full year, finding resolved. - Due Diligence Vendor-02/09/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/09/2026<br>| XXXXXXXXXX XXXXXX - Amortization Sch.pdf |  |  | GA | Second Home | Purchase | NA | 7456672 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621185 | Closed | 2026-02-05 06:17 | 2026-02-10 09:40 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Disclosure Tolerance | Resolved-. - Due Diligence Vendor-02/10/2026 <br> Resolved-Lender shows the MI for 84 months instead of full year, finding resolved. - Due Diligence Vendor-02/09/2026 <br> Resolved-Resolved - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Please re-review. Refer to the attached Amortization schedule, which shows that the MI ends at 7 years. - Seller-02/09/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open-The disclosed Total of Payments ($XXX,XXX.XX) is understated by more than $XXX when compared to the actual Total of Payments ($XXX,XXX.XX). The difference is ($X,XXX.XX). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $XXX. (12 CFR 1026.38(o)(1)) . - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 | Ready for Review-Please re-review. Refer to the attached <br> Amortization schedule, which shows that the MI ends at 7 years. - <br> Seller-02/09/2026<br>| Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Lender shows the MI for 84 months instead of full year, finding resolved. - Due Diligence Vendor-02/09/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/09/2026<br>|  |  |  | GA | Second Home | Purchase | NA | 7456677 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621190 | Closed | 2026-02-07 07:29 | 2026-02-09 18:50 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B grade acknowledged. - Due Diligence Vendor-02/10/2026 <br> Unable to Resolve-Unable to Resolve-EVB accepted. - Buyer-02/09/2026 <br> Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/07/2026 |  | Acknowledged-B grade acknowledged. - Due Diligence Vendor-02/10/2026<br>|  |  |  | OR | Second Home | Refinance | No Cash Out - Borrower Initiated | 7503173 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621206 | Closed | 2026-02-06 09:47 | 2026-02-11 10:27 | Resolved | 1 - Information | Credit | Missing Doc | Missing Mortgage Riders - 1-4 Family Rider | Resolved-The 1-4 Family Rider is Present - Due Diligence Vendor-02/11/2026 <br>Resolved-Document provided. Condition cleared. - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. Completed rider provided - Seller-02/10/2026 <br>Open-1-4 Family Rider is Missing Missing Executed Mortgage Rider. - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. Completed rider provided - Seller-02/10/2026<br>| Resolved-The 1-4 Family Rider is Present - Due Diligence Vendor-02/11/2026 <br>Resolved-Document provided. Condition cleared. - Due Diligence Vendor-02/11/2026<br>| 1-4 Family Rider.pdf |  |  | NY | Investment | Purchase | NA | 7489262 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621206 | Closed | 2026-02-06 07:20 | 2026-02-10 19:06 | Resolved | 1 - Information | Credit | Missing Doc | Incomplete Mortgage/Deed of Trust | Resolved-. - Due Diligence Vendor-02/11/2026 <br> Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Completed Mortgage Provided - Seller-02/10/2026 <br> Open-The Deed of Trust is Incomplete The Deed of Trust document is not executed, please provide the executed final document. - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. Completed Mortgage Provided - Seller-02/10/2026<br>| Resolved-. - Due Diligence Vendor-02/11/2026 <br>Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-02/11/2026<br>| XXXXXXXXXX_Mortgage.pdf |  |  | NY | Investment | Purchase | NA | 7486190 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621206 | Closed | 2026-02-06 06:59 | 2026-02-10 19:06 | Resolved | 1 - Information | Credit | Missing Doc | The Note is Incomplete | Resolved-. - Due Diligence Vendor-02/11/2026 <br> Resolved-The Note is Present - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Completed Note provided - Seller-02/10/2026 <br> Open-The Note is Incomplete The Note document is not executed, please provide the executed final document. - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. Completed Note provided - Seller-02/10/2026<br>| Resolved-. - Due Diligence Vendor-02/11/2026 <br>Resolved-The Note is Present - Due Diligence Vendor-02/11/2026<br>| XXXXXXXXXX_Note.pdf |  |  | NY | Investment | Purchase | NA | 7485854 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621214 | Closed | 2026-02-05 08:48 | 2026-02-10 17:05 | Cured | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Cured-Received proof of receipt. Condition cured. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Please see proof of delivery of PCCD and Refund to the customer - Buyer-02/10/2026 <br> Counter-Received LOX, copy of refund check and PCCD. Provide proof of receipt. Condition remains. - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Please see PCCD and refund to the customer - Buyer-02/10/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 |  | Cured-Received proof of receipt. Condition cured. - Due Diligence Vendor-02/10/2026<br>| XXXXXXXXXX_Clerc_Govt.pdf<br> XXXXXXXXXX_Clerc Delivery Proof.pdf |  |  | NV | Second Home | Purchase | NA | 7462450 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621217 | Closed | 2026-02-06 13:16 | 2026-02-06 16:56 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Acknowledged-Property type is ineligible due to Follow Up inspection report was not provided.. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/06/2026 |  | Acknowledged-Property type is ineligible due to Follow Up inspection report was not provided.. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/06/2026<br>|  |  | High FICO<br> High Reserves<br> High Disposable Income<br> Low LTV<br> Low DTI | CA | Second Home | Purchase | NA | 7495911 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621220 | Closed | 2026-02-04 16:29 | 2026-02-11 11:34 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Received paystub dated within 15 days of the Note date. - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. See VVOE procedure which allows a waterfall approach. A paystub was used in lieu of the VVOE per the Underwriters notes to the file. - Buyer-02/11/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Employment letter in file is not dated. - Due Diligence Vendor-02/04/2026 |  | Resolved-Received paystub dated within 15 days of the Note date. - Due Diligence Vendor-02/11/2026<br>| Payslip.pdf<br>Verification of Employment Procedure - Home Lending.pdf |  |  | NY | Investment | Purchase | NA | 7449983 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621220 | Closed | 2026-02-04 16:32 | 2026-02-05 19:16 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged- - Due Diligence Vendor-02/06/2026 <br>Waived-Audited DTI of 45.94% exceeds Guideline DTI of 43% Lender Guideline states Max DTI is 43%. Despite this requirement, Documentation file indicates DTI is 45.94%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/04/2026 |  | Waived-Audited DTI of 45.94% exceeds Guideline DTI of 43% Lender Guideline states Max DTI is 43%. Despite this requirement, Documentation file indicates DTI is 45.94%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/04/2026<br>|  |  | Lower than max LTV. Good disposable income, solid FICO, <br> and good reserves support the ability to repay.<br> Customer has a 25-year job.<br>| NY | Investment | Purchase | NA | 7450005 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621253 | Buyer | 2026-02-05 08:49 | 2026-02-10 14:33 | Ready for Review | 2 - Non-Material | Compliance | Disclosure | ECOA: Second Appraisal Not Provided to Applicant | Ready for Review-Document Uploaded. Do Not Concur. Please see evidence of electronic delivery of the appraisal to the customer. - Buyer-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Acknowledged-ECOA Non-Compliant: Secondary Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-02/05/2026 |  | Acknowledged-ECOA Non-Compliant: Secondary Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-02/05/2026<br>| XXXXXXXXXX Appraisal Receipt.pdf |  |  | FL | Investment | Purchase | NA | 7462502 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621253 | Closed | 2026-02-05 08:49 | 2026-02-11 10:12 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/11/2026 <br> Unable to Resolve-Unable to Resolve-Acknowledge - Buyer-02/11/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/05/2026 |  | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/11/2026 <br>Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/05/2026<br>|  |  |  | FL | Investment | Purchase | NA | 7462501 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621254 | Closed | 2026-02-06 09:51 | 2026-02-06 16:57 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Acknowledged-Property type is ineligible due to Developer owns 41% of the building.. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/06/2026 |  | Acknowledged-Property type is ineligible due to Developer owns 41% of the building.. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/06/2026<br>|  |  | High FICO<br> Higher than minimum Reserves<br> High Disposable income<br> Low LTV<br> Low DTI | FL | Investment | Purchase | NA | 7489331 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621261 | Closed | 2026-02-06 08:27 | 2026-02-08 16:26 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B Grade Acknowledged - Due Diligence Vendor-02/08/2026 <br> Unable to Resolve-Unable to Resolve-Acknowledge - Buyer-02/08/2026 <br> Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/06/2026 |  | Acknowledged-B Grade Acknowledged - Due Diligence Vendor-02/08/2026<br>|  |  |  | WA | Second Home | Purchase | NA | 7487469 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621263 | Closed | 2026-02-09 10:33 | 2026-02-09 11:00 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/09/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/09/2026<br>|  |  |  | MA | Second Home | Purchase | NA | 7517955 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621264 | Closed | 2026-02-09 12:01 | 2026-02-09 14:29 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Audited DTI of 48.9% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/09/2026 |  | Acknowledged-Audited DTI of 48.9% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/09/2026<br>|  |  | High Residual Income<br> Excellent FICO<br> Strong Reserves | GA | Investment | Purchase | NA | 7520019 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621277 | Closed | 2026-02-11 13:58 | 2026-02-11 13:58 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026<br>|  |  |  | CO | Second Home | Purchase | NA | 7566418 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621283 | Seller | 2026-02-05 14:15 | 2026-02-11 11:01 | Open | 2 - Non-Material | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Open-The issue is the Appraisal Disclosure, not the delivery of the Appraisal. Condition remains. - Due Diligence Vendor-02/11/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Do not concur. Appraisal sent via DocMagic - Buyer-02/10/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. - Due Diligence Vendor-02/05/2026 |  |  | XXXXXXXXXX appraisal timing.pdf |  |  | UT | Investment | Purchase | NA | 7475464 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621288 | Closed | 2026-02-09 14:56 | 2026-02-10 07:13 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Audited DTI of 44.84% exceeds Guideline DTI of 43% Lender Guideline states Max DTI is 43%. Despite this requirement, Documentation file indicates DTI is 44.84%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/09/2026 |  | Acknowledged-Audited DTI of 44.84% exceeds Guideline DTI of 43% Lender Guideline states Max DTI is 43%. Despite this requirement, Documentation file indicates DTI is 44.84%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/09/2026<br>|  |  | No rents from the existing REOs used, a reasonable LTV, a high FICO score, excellent reserves, and a deposit relationship with the lender. | CA | Investment | Purchase | NA | 7523930 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621288 | Closed | 2026-02-10 07:05 | 2026-02-10 07:12 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Borrower's financed properties exceed guideline maximum | Acknowledged-The borrower has seven finance properties which exceeds the guideline limit of 4. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/10/2026 |  | Acknowledged-The borrower has seven finance properties which exceeds the guideline limit of 4. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/10/2026<br>|  |  | No rents from the existing REOs used, a reasonable LTV, a high FICO score, excellent reserves, and a deposit relationship with the lender. | CA | Investment | Purchase | NA | 7533085 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621298 | Closed | 2026-02-11 11:02 | 2026-02-11 11:02 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. This finding is non-material and will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. This finding is non-material and will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026<br>|  |  |  | MS | Investment | Purchase | NA | 7562208 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621298 | Closed | 2026-02-10 08:45 | 2026-02-10 08:57 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Acknowledged-Property type is ineligible due to Multiple parcels . Property type is ineligible due to Multiple parcels. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/10/2026 |  | Acknowledged-Property type is ineligible due to Multiple parcels . Property type is ineligible due to Multiple parcels. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/10/2026<br>|  |  | DTI <br> Reserves <br> Disposable income | MS | Investment | Purchase | NA | 7535279 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621310 | Closed | 2026-02-10 09:27 | 2026-02-10 09:28 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/10/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/10/2026<br>|  |  |  | CA | Investment | Purchase | NA | 7536330 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621313 | Closed | 2026-02-10 10:09 | 2026-02-10 10:11 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Loan Amount does not meet eligibility requirement(s) | Acknowledged-Loan amount to allow an agency loan size into a non-agency product. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/10/2026 |  | Acknowledged-Loan amount to allow an agency loan size into a non-agency product. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/10/2026<br>|  |  | FICO supported by 21 trades, 6 year employment, Good DTI with disposable income and solid reserves, good banking relationship since 2003. | FL | Second Home | Purchase | NA | 7537976 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621315 | Closed | 2026-02-02 07:32 | 2026-02-02 19:51 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Acknowledged- - Due Diligence Vendor-02/03/2026 <br>Waived-Property type is ineligible due to PAG Decline - Project's amenities are limited Nov thru March. <br>Comp Factors - Low DTI, High FICO, Strong Reserves.. Property type is ineligible due to PAG Decline. - Project's amenities are limited November thru March. <br> Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/02/2026 |  | Waived-Property type is ineligible due to PAG Decline - Project's amenities are limited Nov thru March. <br>Comp Factors - Low DTI, High FICO, Strong Reserves.. Property type is ineligible due to PAG Decline. - Project's amenities are limited November thru March. <br> Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/02/2026<br>|  |  | Low DTI, High FICO, Strong Reserves. | NY | Second Home | Purchase | NA | 7394785 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621335 | Closed | 2026-02-07 07:23 | 2026-02-10 10:34 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Acknowledged-Property type is ineligible due to Project has outstanding critical repairs.. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/07/2026 |  | Acknowledged-Property type is ineligible due to Project has outstanding critical repairs.. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/07/2026<br>|  |  | Employment stability over 20 years<br> Strong Assets<br> Low LTV<br> Low DTI | NY | Second Home | Purchase | NA | 7503166 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621335 | Closed | 2026-02-07 07:24 | 2026-02-09 09:17 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Acknowledged-Missing XXXX 1040 and 1065 tax transcripts. - Due Diligence Vendor-02/07/2026 |  | Acknowledged-Missing XXXX 1040 and 1065 tax transcripts. - Due Diligence Vendor-02/07/2026 |  |  | Employment stability over 20 years<br> Strong Assets<br> Low LTV<br> Low DTI | NY | Second Home | Purchase | NA | 7503169 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621357 | Closed | 2026-02-11 14:01 | 2026-02-11 14:01 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026<br>|  |  |  | KY | Investment | Purchase | NA | 7566502 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621357 | Closed | 2026-01-31 08:26 | 2026-02-02 19:53 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged- - Due Diligence Vendor-02/03/2026 <br>Waived-Audited DTI of 43.89% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/31/2026 |  | Waived-Audited DTI of 43.89% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/31/2026<br>|  |  | High FICO and reserves. | KY | Investment | Purchase | NA | 7387516 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621361 | Closed | 2026-02-11 12:59 | 2026-02-11 12:59 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026<br>|  |  |  | TX | Investment | Purchase | NA | 7565205 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621368 | Closed | 2026-02-06 12:09 | 2026-02-09 19:30 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited FICO is less than Guideline FICO | Acknowledged-Audited FICO of XXXX is less than Guideline FICO of 700 Lender guideline states Min FICO 700. Despite this requirement, Documentation in File Indicates FICO score as XXXX. Lender provided Approved Exception dated prior to Consummation and all compensating factors have been validated and met - Due Diligence Vendor-02/06/2026 |  | Acknowledged-Audited FICO of XXXX is less than Guideline FICO of 700 Lender guideline states Min FICO 700. Despite this requirement, Documentation in File Indicates FICO score as XXXX. Lender provided Approved Exception dated prior to Consummation and all compensating factors have been validated and met - Due Diligence Vendor-02/06/2026<br>|  |  | Strong reserves<br> Deposit relationship with lender<br> Low DTI<br> High disposable income<br> Low LTV<br> Employment stability | TX | Investment | Refinance | No Cash Out - Borrower Initiated | 7493959 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621378 | Closed | 2026-02-09 09:26 | 2026-02-09 10:22 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Acknowledged- - Due Diligence Vendor-02/09/2026 <br>Waived-Audited LTV of 80% exceeds Guideline LTV of 75% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/09/2026 |  | Waived-Audited LTV of 80% exceeds Guideline LTV of 75% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/09/2026<br>|  |  | High Credit Score<br> Long Term Employment<br> Rental Income not used to qualify | NY | Investment | Purchase | NA | 7515845 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621378 | Closed | 2026-02-09 09:26 | 2026-02-09 10:21 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Acknowledged- - Due Diligence Vendor-02/09/2026 <br>Waived-Audited HLTV of 80% exceeds Guideline HCLTV of 75% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/09/2026 |  | Waived-Audited HLTV of 80% exceeds Guideline HCLTV of 75% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/09/2026<br>|  |  | High Credit Score<br> Long Term Employment<br> Rental Income not used to qualify | NY | Investment | Purchase | NA | 7515844 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621378 | Closed | 2026-02-09 09:26 | 2026-02-09 10:21 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Acknowledged- - Due Diligence Vendor-02/09/2026 <br>Waived-Audited CLTV of 80% exceeds Guideline CLTV of 75% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/09/2026 |  | Waived-Audited CLTV of 80% exceeds Guideline CLTV of 75% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/09/2026<br>|  |  | High Credit Score<br> Long Term Employment<br> Rental Income not used to qualify | NY | Investment | Purchase | NA | 7515843 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621378 | Seller | 2026-02-08 00:00 | 2026-02-11 10:04 | Counter | 3 - Material | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Counter-The appraisal is subject to Seller providing documents the basement kitchen is a permissible use. The ROV does not clear the issue. Condition remains. - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. ROV on the property is attached - Buyer-02/10/2026 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis Missing completion certificate. - Due Diligence Vendor-02/09/2026 |  |  | rov.pdf |  |  | NY | Investment | Purchase | NA | 7504079 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621381 | Closed | 2026-02-03 19:26 | 2026-02-07 18:25 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B Grad Acknowledged. - Due Diligence Vendor-02/08/2026 <br>Unable to Resolve-Unable to Resolve-Acknowledge - Seller-02/05/2026 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/04/2026 | Unable to Resolve-Unable to Resolve-Acknowledge - Seller-02/05/2026<br>| Acknowledged-B Grad Acknowledged. - Due Diligence Vendor-02/08/2026<br>|  |  |  | UT | Investment | Refinance | Cash Out - Other | 7428216 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621381 | Closed | 2026-01-29 06:49 | 2026-02-03 19:31 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 2 | Resolved-. - Due Diligence Vendor-02/04/2026 <br> Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please see attached XXXXXX XXX CU Score of 1.0. - Seller-02/03/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. Please see attached XXXXXX XXX CU Score of 1.0. - Seller-02/03/2026 | Resolved-. - Due Diligence Vendor-02/04/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX.pdf |  |  | UT | Investment | Refinance | Cash Out - Other | 7346917 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621381 | Closed | 2026-01-27 12:43 | 2026-02-03 19:31 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Received COC for discount points. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. The loan was not locked until XX/XX/XXXX, pricing can change prior to lock, discount points in the amount of $XXX were added and disclosed timely on LE v3 which issued on XX/XX/XXXX - Seller-02/02/2026 <br> Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate, dated XX/XX/XXXX, reflects a Loan Discount Point fee of $0. The Final CD dated XX/XX/XXXX reflects a Loan Discount Point fee of $XXX.XX. The loan file did not contain a valid COC to support the increase. Additional conditions may apply. - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/27/2026 | Ready for Review-Document Uploaded. Do Not Concur. The loan was not locked until XX/XX/XXXX, pricing can change prior to lock, discount points in the amount of $XXX were added and disclosed timely on LE v3 which issued on XX/XX/XXXX - Seller-02/02/2026 | Resolved-Received COC for discount points. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX Discount Points.pdf |  |  | UT | Investment | Refinance | Cash Out - Other | 7316716 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621381 | Closed | 2026-01-27 12:43 | 2026-02-03 19:30 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Received COC for discount points. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. The loan was not locked until XX/XX/XXXX, pricing can change prior to lock, discount points in the amount of $XXX were added and disclosed timely on LE v3 which issued on XX/XX/XXXX - Seller-02/02/2026 <br> Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate, dated XX/XX/XXXX, reflects a Loan Discount Point fee of $0. The Final CD dated XX/XX/XXXX reflects a Loan Discount Point fee of $XXX.XX. The loan file did not contain a valid COC to support the increase. Additional conditions may apply. - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/27/2026 | Ready for Review-Document Uploaded. Do Not Concur. The loan was not locked until XX/XX/XXXX, pricing can change prior to lock, discount points in the amount of $XXX were added and disclosed timely on LE v3 which issued on XX/XX/XXXX - Seller-02/02/2026 | Resolved-Received COC for discount points. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX Discount Points.pdf |  |  | UT | Investment | Refinance | Cash Out - Other | 7316714 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621381 | Closed | 2026-01-29 17:24 | 2026-01-29 17:24 | Acknowledged | 2 - Non-Material | Property | Property | Condo project is ineligible | Acknowledged-Ineligible condo project due to excessive investor concentration. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/29/2026 |  | Acknowledged-Ineligible condo project due to excessive investor concentration. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/29/2026<br>|  |  |  | UT | Investment | Refinance | Cash Out - Other | 7361431 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621390 | Closed | 2026-01-29 09:05 | 2026-02-03 18:49 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Received COC for recording fee and Processing fee. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Valid CIC for porpety type change XX/XX/XXXX. LEv4 disclosed timely same day - Seller-02/02/2026 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Processing Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Project Processing Fee in Section A increased on the LE dated XX/XX/XXXX without a valid COC. The Recording Fee in Section E increased on the LE dated XX/XX/XXXX without a valid COC. No Cure. - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. Do not Concur. Valid CIC for porpety type change XX/XX/XXXX. LEv4 disclosed timely same day - Seller-02/02/2026 | Resolved-Received COC for recording fee and Processing fee. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX project processing fee.pdf |  |  | MI | Second Home | Purchase | NA | 7350096 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621390 | Closed | 2026-01-29 09:05 | 2026-02-03 18:49 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Received COC for recording fee and Processing fee. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Valid CIC for porpety type change XX/XX/XXXX. LEv4 disclosed timely same day - Seller-02/02/2026 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Processing Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Loan Estimate, dated XX/XX/XXXX, reflects a Project Processing Fee of $0.00. Final CD dated XX/XX/XXXX reflects a Project Processing Fee of $XXX.XX. The loan file did not contain a valid COC to support the addition of the fee. No evidence of a tolerance cure was provided in file. A tolerance cure of $XXX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. Do not Concur. Valid CIC for porpety type change XX/XX/XXXX. LEv4 disclosed timely same day - Seller-02/02/2026 | Resolved-Received COC for recording fee and Processing fee. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX project processing fee.pdf |  |  | MI | Second Home | Purchase | NA | 7350095 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621390 | Closed | 2026-01-29 09:05 | 2026-02-03 18:49 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | Resolved-Received COC for recording fee and Processing fee. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Valid CIC for POA added XX/XX/XXXX. LEv5 disclosed timely XX/XX/XXXX that increased recording fees - Buyer-02/02/2026 <br> Open-The total amount of the 10% category fees ($XX.XX) has increased by more than 10% over the current baseline value of ($XX.XX). The total amount of fees in the 10% category cannot exceed ($XX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). The Loan Estimate, dated XX/XX/XXXX, reflects the baseline 10% fees at 110% as $XX.XX. The 10% fees reflected on the Final CD dated XX/XX/XXXX total $XX.XX. The loan file did not contain a valid COC to support the increase in Recording Fees in Section E. No evidence of a tolerance cure was provided in file. A tolerance cure of $XX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 |  | Resolved-Received COC for recording fee and Processing fee. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX ten percents.pdf |  |  | MI | Second Home | Purchase | NA | 7350094 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621390 | Closed | 2026-01-29 09:05 | 2026-02-03 18:48 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Resolved-Received COC for recording fee and Processing fee. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Valid CIC for POA added XX/XX/XXXX. LEv5 disclosed timely XX/XX/XXXX that increased recording fees - Buyer-02/02/2026 <br> Open-The total amount of the 10% category fees on the last Closing Disclosure ($XX.XX) has increased by more than 10% over the current baseline value of ($XX.XX). The total amount of fees in the 10% category cannot exceed ($XX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). The Loan Estimate, dated XX/XX/XXXX, reflects the baseline 10% fees at 110% as $XX.XX. The 10% fees reflected on the Final CD dated XX/XX/XXXX total $XX.XX. The loan file did not contain a valid COC to support the increase in Recording Fees in Section E. No evidence of a tolerance cure was provided in file. A tolerance cure of $XX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 |  | Resolved-Received COC for recording fee and Processing fee. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX ten percents.pdf |  |  | MI | Second Home | Purchase | NA | 7350092 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621396 | Closed | 2026-01-28 14:08 | 2026-02-09 18:50 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Received email confirmation that all XXXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. The loan application was not achieved until XX/XX/XXXX, prior to this the XXXX XXXXXXX XXXXXXX was in talks with the customer and sent rates, etc. In this process the 6 data pieces were gathered requiring an LE to be sent, but the customer did not decide to go ahead and apply for this loan until XX/XX/XXXX. The approval was sent out on XX/XX/XXXX with the XXXX XXXX XXXXXXXXX Counseling notice. Please see system snips with this information. - Seller-02/09/2026 <br> Counter-. - Due Diligence Vendor-02/04/2026 <br> Counter-The HMDA summary, fraud report, initial 1003 and XXXXX loan decision doc all list XX/XX/XXXX as the application date. The doc provided to clear the condition does not state an application date. It shows the date docs were generated (XX/XX/XXXX) and printed (XX/XX/XXXX). The file also contains an Initial LE dated XX/XX/XXXX that also shows on the doc that was provided to clear the condition. If the "generated" date is the app date, then XX/XX/XXXX should be the application date. Provide either verification of an app date of XX/XX/XXXX or verification the Counseling disclosure was provided timely. Also, provide an LOX to explain the LE package generated date of XX/XX/XXXX and LE dated XX/XX/XXXX in the file. Additional conditions may apply. - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. The application for this refi was not fully completed until XX/XX/XXXX and the application package disclosed timely including the Home Ownership Counseling Notice - Seller-02/02/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) . - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/28/2026 | Ready for Review-Document Uploaded. Do Not Concur. The loan application was not achieved until XX/XX/XXXX, prior to this the Home Lending Advisor was in talks with the customer and sent rates, etc. In this process the 6 data pieces were gathered requiring an LE to be sent, but the customer did not decide to go ahead and apply for this loan until XX/XX/XXXX. The approval was sent out on XX/XX/XXXX with the Home Loan Ownership Counseling notice. Please see system snips with this information. - Seller-02/09/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. The application for this refi was not fully completed until XX/XX/XXXX and the application package disclosed timely including the Home Ownership Counseling Notice - Seller-02/02/2026 | Resolved-Received email confirmation that all XXXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/10/2026 | XXXXXXXXXX Home Ownership Couns.pdf<br> XXXXXXXXXX Home Ownership Counseling2.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 7337886 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621396 | Closed | 2026-01-28 05:21 | 2026-02-04 09:35 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Received COC. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Resolved- - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do not Concur. The recording fee increased due to an Affordable housing doc needing to be recorded also, this portion of the recording fee was calculated for 10% fee increase and this is where the $XX.XX cure on the Closing disclosure came from as the original recording fee of $XXX was disclosed on the initial LE and this fee was not. - Seller-02/02/2026 <br> Open-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The loan file did not contain a valid Change of Circumstance for the increase to the Recording Fee. - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/28/2026 | Ready for Review-Document Uploaded. Do not Concur. The recording fee increased due to an Affordable housing doc needing to be recorded also, this portion of the recording fee was calculated for 10% fee increase and this is where the $XX.XX cure on the Closing disclosure came from as the original recording fee of $XXX was disclosed on the initial LE and this fee was not. - Seller-02/02/2026 | Resolved-Received COC. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX Recording Fee.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 7325564 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621396 | Closed | 2026-01-28 05:21 | 2026-02-04 09:34 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-. - Due Diligence Vendor-02/04/2026 <br> Resolved-Received COC. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Resolved- - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do not Concur. The recording fee increased due to an Affordable housing doc needing to be recorded also, this portion of the recording fee was calculated for 10% fee increase and this is where the $XX.XX cure on the Closing disclosure came from as the original recording fee of $XXX was disclosed on the initial LE and this fee was not. - Seller-02/02/2026 <br> Open-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Recording Fees on Final CD is $XXX. LE dated XX/XX/XXXX lists fee as $XXX. This fee is in a 0% tolerance section. Lender tolerance cure of $XXX is required. Section J reflects $XX.XX tolerance cure that is insufficient as it was applied to the tolerance cure for the Recording Fee. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower.<br>- Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/28/2026 | Ready for Review-Document Uploaded. Do not Concur. The recording fee increased due to an Affordable housing doc needing to be recorded also, this portion of the recording fee was calculated for 10% fee increase and this is where the $XX.XX cure on the Closing disclosure came from as the original recording fee of $XXX was disclosed on the initial LE and this fee was not. - Seller-02/02/2026 | Resolved-. - Due Diligence Vendor-02/04/2026 <br>Resolved-Received COC. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX Recording Fee.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 7325563 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621401 | Closed | 2026-01-29 09:54 | 2026-01-29 16:25 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Occupancy Not Allowed | Acknowledged-Guidelines allow only primary or secondary homes to use Annuitization of Assets as income. The subject is an investment property. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/29/2026 |  | Acknowledged-Guidelines allow only primary or secondary homes to use Annuitization of Assets as income. The subject is an investment property. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/29/2026<br>|  |  | Strong FICO, income being used is a small portion of qualifying income, good disposable income, excellent equity in OREO with almost 50% invested in the subject. | NY | Investment | Purchase | NA | 7352509 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621401 | Closed | 2026-01-29 09:55 | 2026-01-29 16:25 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Income documentation does not meet guidelines | Acknowledged-Guidelines do not allow brokerage accounts to be used for Asset Annuitization income. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/29/2026 |  | Acknowledged-Guidelines do not allow brokerage accounts to be used for Asset Annuitization income. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/29/2026<br>|  |  | Strong FICO, income being used is a small portion of qualifying income, good disposable income, excellent equity in OREO with almost 50% invested in the subject. | NY | Investment | Purchase | NA | 7352534 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621402 | Closed | 2026-02-04 08:26 | 2026-02-04 17:45 | Acknowledged | 2 - Non-Material | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Acknowledged-Primary Value Subject Property Appraisal is not on an As-Is Basis Documentation in file indicates the subject is a seasonal dwelling with no heat source. The appraisal was performed subject to installation of such. No final inspection was provided. Lender provided approved excerption dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/04/2026 |  | Acknowledged-Primary Value Subject Property Appraisal is not on an As-Is Basis Documentation in file indicates the subject is a seasonal dwelling with no heat source. The appraisal was performed subject to installation of such. No final inspection was provided. Lender provided approved excerption dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/04/2026<br>|  |  | Disposable Income<br> 809 FICO<br> reserves<br> Low LTV | MA | Investment | Purchase | NA | 7436552 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621402 | Closed | 2026-02-04 08:11 | 2026-02-04 17:45 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Audited DTI of 45.43% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/04/2026 |  | Acknowledged-Audited DTI of 45.43% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/04/2026<br>|  |  | Disposable Income<br> FICO<br> reserves<br> Low LTV | MA | Investment | Purchase | NA | 7436159 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621403 | Closed | 2026-01-27 12:38 | 2026-02-04 08:39 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Received COC. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Lock expiration change and valid CIC for loan points occurred on XX/XX/XXXX. CDv3 disclosed timely XX/XX/XXXX - Seller-02/02/2026 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate, dated XX/XX/XXXX, reflects discount points of $XXX. The final CD dated XX/XX/XXXX reflects discount points of $XXX. The loan file did not contain a valid COC to support the increase. A tolerance cure of $XXX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 | Ready for Review-Document Uploaded. Do not Concur. Lock expiration change and valid CIC for loan points occurred on XX/XX/XXXX. CDv3 disclosed timely XX/XX/XXXX - Seller-02/02/2026 | Resolved-Received COC. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX loan points.pdf |  |  | NY | Second Home | Purchase | NA | 7316611 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621403 | Closed | 2026-01-27 12:38 | 2026-02-04 08:39 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Received COC. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Lock expiration change and valid CIC for loan points occurred on XX/XX/XXXX. CDv3 disclosed timely XX/XX/XXXX - Seller-02/02/2026 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate, dated XX/XX/XXXX, reflects discount points of $XXX. The final CD dated XX/XX/XXXX reflects discount points of $XXX. The loan file did not contain a valid COC to support the increase. A tolerance cure of $XXX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 | Ready for Review-Document Uploaded. Do not Concur. Lock expiration change and valid CIC for loan points occurred on XX/XX/XXXX. CDv3 disclosed timely XX/XX/XXXX - Seller-02/02/2026 | Resolved-Received COC. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX loan points.pdf |  |  | NY | Second Home | Purchase | NA | 7316609 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621404 | Closed | 2026-02-05 19:15 | 2026-02-07 18:34 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/08/2026 <br>Unable to Resolve-Unable to Resolve-Acknowledge - Buyer-02/06/2026 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/06/2026 |  | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/08/2026<br>|  |  |  | GA | Investment | Purchase | NA | 7481201 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621404 | Closed | 2026-01-27 21:00 | 2026-02-05 19:15 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-. - Due Diligence Vendor-02/06/2026 <br> Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Document Uploaded. Please see attached LCA score of 2.5. - Buyer-02/03/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-01/28/2026 |  | Resolved-. - Due Diligence Vendor-02/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/06/2026<br>| XXXXXXXXXX.pdf |  |  | GA | Investment | Purchase | NA | 7323216 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621405 | Closed | 2026-01-27 15:24 | 2026-02-11 10:27 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Received dec page for prior year. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Hazard Insurance was effective at the time of closing please re-review. - Buyer-02/02/2026 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XXX/XX/XXXX - Due Diligence Vendor-01/27/2026 |  | Resolved-Received dec page for prior year. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/04/2026 | XXXXXXXXXX_ Insurance.pdf |  |  | CO | Investment | Purchase | NA | 7319457 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621406 | Closed | 2026-02-02 05:20 | 2026-02-02 19:54 | Acknowledged | 2 - Non-Material | Property | Missing Doc | Incomplete Appraisal (Property) | Acknowledged- - Due Diligence Vendor-02/03/2026 <br>Waived-All pages of appraisal were not provided. Collateral issues- missing sink and strap to water heater. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/02/2026 |  | Waived-All pages of appraisal were not provided. Collateral issues- missing sink and strap to water heater. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/02/2026<br>|  |  | FICO<br> Reserves<br> Disposable income | CA | Investment | Purchase | NA | 7392842 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621408 | Closed | 2026-01-29 13:26 | 2026-02-04 11:00 | Resolved | 1 - Information | Compliance | Missing Doc | Condo Rider is Missing | Resolved-Received p2 of Condo rider. Condition cleared. - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Do not concur. Please see attached signed Condo rider - Buyer-02/02/2026 <br>Open-Missing page 2 of 3, signed by B1. - Due Diligence Vendor-01/29/2026 |  | Resolved-Received p2 of Condo rider. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX condo rider.pdf |  |  | FL | Investment | Purchase | NA | 7357509 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621408 | Closed | 2026-01-28 05:33 | 2026-02-04 10:56 | Resolved | 1 - Information | Compliance | Closing | The Note is Not Executed | Resolved-. - Due Diligence Vendor-02/04/2026 <br>Resolved-The Note is Executed - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Do not concur. Please see attached signed note - Buyer-02/02/2026 <br>Open-The Note is Not Executed Missing Note executed by B1 and B2. - Due Diligence Vendor-01/29/2026 |  | Resolved-. - Due Diligence Vendor-02/04/2026 <br>Resolved-The Note is Executed - Due Diligence Vendor-02/04/2026<br>| XXXXXXXXXX signed Note.pdf |  |  | FL | Investment | Purchase | NA | 7325656 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621412 | Closed | 2026-02-10 07:31 | 2026-02-10 17:00 | Resolved | 1 - Information | Compliance | Mavent | AbilityToRepay: QMPointsAndFees | Resolved-Received the Par rate. Condition cleared. - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Please see attached MX screens and Reg testing - Buyer-02/10/2026 <br> Open-The loan fees ($X,XXX.XX) exceed the (QM) (Note Amount >=$XXX,XXX.XX) fee limit, which is 3% of the Total Loan Amount ($X,XXX.XX), the difference is ($XXX.XX). (12 CFR 1026.43(e)(3). Provide rate sheet, Undiscount Rate/PAR, or some form of proof that verifies the amount the borrower paid in points directly led to a discount in rate. Compliance will be re-reviewed upon receipt. - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 |  | Resolved-Received the Par rate. Condition cleared. - Due Diligence Vendor-02/10/2026<br>| XXXXXXXXXX mx.pdf<br> XXXXXXXXXX reg test.pdf |  |  | TX | Second Home | Purchase | NA | 7533503 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621413 | Closed | 2026-02-04 07:43 | 2026-02-10 13:58 | Resolved | 1 - Information | Compliance | Closing | The Note is Not Executed | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-lender provided fully executed Note, finding resolved. - Due Diligence Vendor-02/07/2026 <br>Ready for Review-Document Uploaded. Complete Note provided - Buyer-02/05/2026 <br>Open-The Note is Not Executed - Due Diligence Vendor-02/04/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-lender provided fully executed Note, finding resolved. - Due Diligence Vendor-02/07/2026<br>| XXXXXXXXXX_Note.pdf |  |  | NY | Investment | Purchase | NA | 7435701 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621413 | Closed | 2026-02-04 07:44 | 2026-02-10 13:58 | Resolved | 1 - Information | Credit | Missing Doc | Incomplete Mortgage/Deed of Trust | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Lender provided fully executed Deed of Trust, finding resolved. - Due Diligence Vendor-02/07/2026 <br>Ready for Review-Document Uploaded. Complete Mortgage provided - Buyer-02/05/2026 <br>Open-The Deed of Trust is Incomplete The Deed of Trust was not executed. - Due Diligence Vendor-02/04/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Lender provided fully executed Deed of Trust, finding resolved. - Due Diligence Vendor-02/07/2026<br>| XXXXXXXXXX_Mortgage.pdf |  |  | NY | Investment | Purchase | NA | 7435721 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621413 | Seller | 2026-02-04 07:11 | 2026-02-09 20:46 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Open- - Due Diligence Vendor-02/10/2026 <br>Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/04/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/04/2026<br>|  |  |  | NY | Investment | Purchase | NA | 7435151 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621414 | Closed | 2026-01-26 14:19 | 2026-02-04 11:38 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received Condo and property info. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. XXXXXXXX XXXXX shall be paid 50 percent of all gross rents from the<br> rented residence (XXXX X XXXXXXX XXX/XXXX XXXX XXXX XXX). From its<br> share of rents, the Company will operate the facility as an upscale XXXXX<br> offering seasonally adjusted level of services such as front desk and<br> concierge, sales and marketing, housekeeping, hotel management, and other<br> services normally associated with an upscale hotel in a seasonal resort<br> marketplace. The property is not located within an XXX. No monthly fees. tax returns used for income uploaded already - Buyer-02/02/2026 <br> Open-The loan file is missing evidence of the mortgage statement for REO1 to determine if tax and insurance are included in monthly payments. In addition, the file is missing a XXX statement for the same property. - Due Diligence Vendor-01/26/2026 |  | Resolved-Received Condo and property info. Condition cleared. - Due Diligence Vendor-02/04/2026<br>| 2990.pdf<br>215.pdf |  |  | NV | Investment | Purchase | NA | 7302214 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621436 | Closed | 2026-01-28 01:24 | 2026-01-29 10:25 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Open-Audited DTI of 46.29% exceeds Guideline DTI of 43%. Loan was approved with a DTI of 46.29%. Lender provided approved exception dated prior to consummation and<br> all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/28/2026 <br>Acknowledged- - Due Diligence Vendor-01/28/2026 |  |  |  |  |  | IN | Investment | Refinance | No Cash Out - Borrower Initiated | 7324327 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621438 | Closed | 2026-01-28 03:59 | 2026-02-09 12:52 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-Appraisal delivery provided, delivered on XX/XX/XXXX. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Proof of appraisal sent to the customer already received by XXXX. This screen is the Client-Esigned History for appraisal being sent to the customer on XX/XX/XXXX. Even proof the customer viewed the document too. - Buyer-02/04/2026 <br> Counter-Received verification the borrower consented to receive the appraisal electronically. Provide verification that the appraisal was provided to the borrower. Condition remains. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Appraisal sent via DocMagic XX/XX/XXXX - Buyer-02/02/2026 <br> Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-01/28/2026 |  | Resolved-Appraisal delivery provided, delivered on XX/XX/XXXX. - Due Diligence Vendor-02/09/2026 | XXXXXXXXXX appraisal.pdf<br> XXXXXXXXXX appraisal.pdf |  |  | TX | Investment | Purchase | NA | 7324919 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621438 | Closed | 2026-01-28 07:26 | 2026-02-07 18:16 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/08/2026 <br>Unable to Resolve-Unable to Resolve-Acknowledged - Buyer-02/05/2026 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-01/28/2026 |  | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/08/2026<br>|  |  |  | TX | Investment | Purchase | NA | 7326961 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621458 | Closed | 2026-02-05 10:15 | 2026-02-09 13:39 | Resolved | 1 - Information | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Resolved-Appraisal Receipt received, finding resolved. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. Please see electronic receipt date for primary appraisal provided to customer. - Buyer-02/06/2026 <br> Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX - Due Diligence Vendor-02/05/2026 |  | Resolved-Appraisal Receipt received, finding resolved. - Due Diligence Vendor-02/09/2026<br>| XXXXXXXXXX Appraisal Receipt date.pdf |  |  | VA | Investment | Purchase | NA | 7467000 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621459 | Closed | 2026-02-10 10:52 | 2026-02-11 11:20 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B grade acknowledged. - Due Diligence Vendor-02/11/2026 <br>Unable to Resolve-Unable to Resolve-Acknowledge - Buyer-02/11/2026 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/10/2026 |  | Acknowledged-B grade acknowledged. - Due Diligence Vendor-02/11/2026<br>|  |  |  | MA | Investment | Purchase | NA | 7539639 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621470 | Closed | 2026-02-03 05:41 | 2026-02-10 14:01 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Post Close valuation provided, finding resolved. - Due Diligence Vendor-02/07/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/07/2026 <br>Ready for Review-Document Uploaded. see attached secondary valuation.. - Buyer-02/05/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-02/03/2026 |  | Resolved-Post Close valuation provided, finding resolved. - Due Diligence Vendor-02/07/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/07/2026<br>| XXXXXXXXXX AVM.pdf |  |  | TX | Second Home | Purchase | NA | 7412076 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621472 | Closed | 2026-02-07 08:56 | 2026-02-11 11:46 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: Toolkit Missing or Incomplete | Resolved-Lender provided evidence of app date and delivery of the Toolkit. Condition cleared. - Due Diligence Vendor-02/11/2026 <br> Resolved-RESPA: Toolkit provided. - Due Diligence Vendor-02/11/2026 <br> Open-RESPA: Toolkit Missing or Incomplete. - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Please see application achieved date of XX/XX/XXXX - Buyer-02/11/2026 <br> Counter-Please provide confirmation of the application date. The disclosure provided is dated XX/XX/XXXX. The initial application is dated XX/XX/XXXX. The purchase contract is signed XX/XX/XXXX. The first TRID doc is dated XX/XX/XXXX. Disclosures in the file are dated XX/XX/XXXX and XX/XX/XXXX. A XXXX loan approval states XX/XX/XXXX. If XX/XX/XXXX (or XX/XX/XXXX) is the actual application date, provide missing TRID disclosures and HUD counseling disclosure dated within 3 days of the app date. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Tool kit sent via DocMagc XX/XX/XXXX in app package - Buyer-02/10/2026 <br> Open-RESPA: Toolkit Missing or Incomplete. Toolkit Missing - Due Diligence Vendor-02/07/2026 |  | Resolved-Lender provided evidence of app date and delivery of the Toolkit. Condition cleared. - Due Diligence Vendor-02/11/2026 <br>Resolved-RESPA: Toolkit provided. - Due Diligence Vendor-02/11/2026<br>| XXXXXXXXXX tool kit.pdf<br> XXXXXXXXXX app date.pdf |  |  | AZ | Second Home | Purchase | NA | 7503255 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621473 | Closed | 2026-02-09 07:40 | 2026-02-09 19:29 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Received email confirmation that all XXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Do not Concur. The application package was generated XX/XX/XXXX. The documents only have the issue date XX/XX/XXXX due to for the MX system it was passed cut off time for the day. See where the application package that contained the Homeownership Counseling went via DocMagic XX/XX/XXXX. Same day the package was "generated". There is not an application package dated XX/XX/XXXX - Buyer-02/09/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/09/2026 <br> Open- - Due Diligence Vendor-02/09/2026 <br> Open- - Due Diligence Vendor-02/09/2026 |  | Resolved-Received email confirmation that all XXXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/10/2026 | XXXXXXXXXX Disclosure.pdf |  |  | IL | Second Home | Purchase | NA | 7513755 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621499 | Closed | 2026-02-09 14:11 | 2026-02-11 11:07 | Acknowledged | 2 - Non-Material | Property | Property | Condo project is ineligible | Acknowledged-Lender provided approved expanded decision in the file dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/11/2026 <br> Ready for Review-This loan has an exception to allow the Project , Loan with exceptions are cited as EVB, not EVC, please correct and downgrade , thank you - Buyer-02/11/2026 <br> Open-PAG decline - due to project investor concentration. Lender provided approved expanded decision in the file dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/09/2026 |  | Acknowledged-Lender provided approved expanded decision in the file dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/11/2026<br>|  |  | Fico <br> disposable income <br> reserves | CA | Investment | Purchase | NA | 7523113 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621502 | Closed | 2026-02-11 13:00 | 2026-02-11 13:00 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/11/2026<br>|  |  |  | MI | Investment | Purchase | NA | 7565217 | Investor Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621527 | Closed | 2026-02-02 14:14 | 2026-02-11 11:37 | Resolved | 1 - Information | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Lender provided evidence the Processing Fee was refunded due to a tolerance cure and therefore should not be included in the finance charges. Condition cleared. - Due Diligence Vendor-02/11/2026 <br> Resolved-Resolved - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Do not Concur. The project processing fee $XXX was already cured at closing for the tolerance violation and should not be included - Seller-02/11/2026 <br> Counter-Opus is including the Project Processing fee as the only PPFC. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Please give all fees Opus is using in their calculations as prepaids so we can further review - Seller-02/10/2026 <br> Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) - Due Diligence Vendor-02/02/2026 <br> Open- - Due Diligence Vendor-02/09/2026 <br> Open- - Due Diligence Vendor-02/09/2026 <br> Open- - Due Diligence Vendor-02/09/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/02/2026 | Ready for Review-Document Uploaded. Do not Concur. The project processing fee $XXX was already cured at closing for the tolerance violation and should not be included - Seller-02/11/2026 <br> Ready for Review-Please give all fees XXXX is using in their calculations as prepaids so we can further review - Seller-02/10/2026 | Resolved-Lender provided evidence the Processing Fee was refunded due to a tolerance cure and therefore should not be included in the finance charges. Condition cleared. - Due Diligence Vendor-02/11/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/11/2026<br>| XXXXXXXXXX already cured.pdf |  |  | CA | Second Home | Purchase | NA | 7404812 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621550 | Closed | 2026-01-29 17:19 | 2026-02-11 11:40 | Resolved | 1 - Information | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Lender provided evidence the Processing Fee was refunded due to a tolerance cure and therefore should not be included in the finance charges. Condition cleared. - Due Diligence Vendor-02/11/2026 <br> Resolved-Resolved - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. Please see that the Project Processing Fee for $XXX.XX was cured at closing. - Seller-02/11/2026 <br> Counter-The Lender compliance report in the file is dated XX/XX/XXXX and has a Finance Charge column. The Project processing and Verification fees are both marked with "N" in the FC column. The other fees that XXXX included are marked "Y". XXXX included the following fees: Processing $XX, Project Processing $XXX, Verif $X.XX, Admin $XX, Courier $XX, CPL $XX, Recording Service $XX, Settlement $XXX.XX, Wire $XXX, and PPI $XXX.XX. Total $X,XXX.XX. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. The project Processing Fee was included as a pre-paid fee in finance charge calculation, please provide breakdown of fees included in XXXXX calculation. - Seller-02/10/2026 <br> Counter-It appears the lender did not include a $X.XX verification fee and a $XXX Project Processing fee in the calculation. Provide Letter of Explanation, Proof of Restitution, Disclose Correct Information, and Proof of Delivery to Borrower. - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Unable to determine which fees were used in XXXXX calculation of the finance charge. Please clarify which fees XXXX is citing as not being a pre-paid fee in the finance charge calculations. - Buyer-02/09/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) . - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. Do Not Concur. Please see that the Project Processing Fee for $XXX.XX was cured at closing. - Seller-02/11/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. The project Processing Fee was included as a pre-paid fee in finance charge calculation, please provide breakdown of fees included in XXXXX calculation. - Seller-02/10/2026 | Resolved-Lender provided evidence the Processing Fee was refunded due to a tolerance cure and therefore should not be included in the finance charges. Condition cleared. - Due Diligence Vendor-02/11/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/11/2026<br>| XXXXXXXXXX Finance Charge Project Proc Fee.pdf<br> XXXXXXXXXX Finance Charge.pdf |  |  | IL | Second Home | Purchase | NA | 7361241 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621552 | Closed | 2026-02-04 07:59 | 2026-02-04 17:52 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Acknowledged-Property type is ineligible due to NOO CO-OP. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/04/2026 |  | Acknowledged-Property type is ineligible due to NOO CO-OP. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/04/2026<br>|  |  | job history <br> disposable income <br> Fico | NY | Investment | Purchase | NA | 7435963 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621558 | Closed | 2026-02-03 13:45 | 2026-02-11 11:42 | Resolved | 1 - Information | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-per appraiser, need roof inspection, finding resolved. - Due Diligence Vendor-02/07/2026 <br>Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-02/07/2026 <br>Ready for Review-Document Uploaded. see attached roof inspection thanks - Buyer-02/06/2026 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - Due Diligence Vendor-02/03/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-per appraiser, need roof inspection, finding resolved. - Due Diligence Vendor-02/07/2026 <br>Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-02/07/2026<br>| roof inspection loan XXXXXXXXXX.pdf |  |  | NJ | Investment | Purchase | NA | 7424722 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621558 | Closed | 2026-02-03 15:06 | 2026-02-10 13:33 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-Document provided. Condition cleared. - Due Diligence Vendor-02/10/2026 <br>Open- - Due Diligence Vendor-02/10/2026 <br>Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. > - Due Diligence Vendor-02/03/2026 |  | Resolved-Document provided. Condition cleared. - Due Diligence Vendor-02/10/2026 <br>Acknowledged-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. > - Due Diligence Vendor-02/03/2026<br>|  |  |  | NJ | Investment | Purchase | NA | 7425853 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621578 | Closed | 2026-02-06 07:58 | 2026-02-06 17:00 | Acknowledged | 2 - Non-Material | Credit | Borrower | Misrepresentation of Occupancy | Acknowledged-The borrower represented the subject property as being an owner occupied transaction. There is no documentation in file or the documentation reflects a different address. The subject transaction was closed as the purchase of a second home but documentation disclosed occupancy by a family member. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/06/2026 |  | Acknowledged-The borrower represented the subject property as being an owner occupied transaction. There is no documentation in file or the documentation reflects a different address. The subject transaction was closed as the purchase of a second home but documentation disclosed occupancy by a family member. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/06/2026<br>|  |  | Disposable Income<br> Stable Employment<br> RSU not used to qualify<br> Low DTI<br> Reserves<br> FICO | NY | Second Home | Purchase | NA | 7486899 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621579 | Closed | 2026-02-05 12:21 | 2026-02-11 09:07 | Resolved | 1 - Information | Credit | Insurance | HO6 Insurance Policy Effective Date is after the Note Date | Resolved-Received screen shot from XXXXX showing coverage prior to XX/XX/XXXX5. Condition cleared. - Due Diligence Vendor-02/11/2026 <br> Resolved-HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. This loan is a XXXXX-to-XXXXX refinance, and according to procedures, MSP HAZ1 screen screenshots are acceptable for insurance documentation. The screenshots confirm the policy was active at closing and expired after, leading to an updated policy. - Buyer-02/10/2026 <br> Counter-. - Due Diligence Vendor-02/09/2026 <br> Counter-HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX and disbursement date XX/XX/XXXX. Please provide declaration page effective on or prior to XX/XX/XXXX. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/09/2026 <br> Open-HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-02/05/2026 |  | Resolved-Received screen shot from XXXXX showing coverage prior to XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-02/11/2026 <br> Resolved-HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-02/11/2026 | XXXXXXXXXX_HOI.pdf<br> XXXXXXXXXX_HOI_1.pdf |  |  | CA | Investment | Refinance | Cash Out - Other | 7472822 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621586 | Closed | 2026-02-03 05:35 | 2026-02-04 17:57 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged-Audited DTI of 46.94% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/03/2026 |  | Acknowledged-Audited DTI of 46.94% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/03/2026<br>|  |  | FICO<br> Reserves<br> Client relationship | WI | Investment | Purchase | NA | 7412001 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621609 | Closed | 2026-02-04 08:14 | 2026-02-09 16:00 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-CIC received appraisal and survey fees - Due Diligence Vendor-02/09/2026 <br> Resolved-Resolved - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Do Not Concur, the appraisal fee increased due to an exception, please see CIC and system notes for explanation. The fee disclosed timely on LE v6. The survey was required, please see system notes and CIC, this fee disclosed timely on CD v2. - Buyer-02/05/2026 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee, Survey Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Initial Loan Estimate reflects an Appraisal Fee of $XXX and No Survey Fee. The Final Closing Disclosure reflects an Appraisal Fee of $X,XXX and a Survey Fee of $XXX. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $X,XXX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 |  | Resolved-CIC received appraisal and survey fees - Due Diligence Vendor-02/09/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/09/2026<br>| XXXXXXXXXX Appraisal and Survey Fee.pdf |  |  | MA | Second Home | Purchase | NA | 7436220 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621609 | Closed | 2026-02-04 08:14 | 2026-02-09 15:59 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-CIC received appraisal and survey fees - Due Diligence Vendor-02/09/2026 <br> Resolved-Resolved - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Do Not Concur, the appraisal fee increased due to an exception, please see CIC and system notes for explanation. The fee disclosed timely on LE v6. The survey was required, please see system notes and CIC, this fee disclosed timely on CD v2. - Seller-02/05/2026 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee, Survey Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Initial Loan Estimate reflects an Appraisal Fee of $XXX and No Survey Fee. The Final Closing Disclosure reflects an Appraisal Fee of $X,XXX and a Survey Fee of $XXX. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $X,XXX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 | Ready for Review-Document Uploaded. Do Not Concur, the appraisal fee increased due to an exception, please see CIC and system notes for explanation. The fee disclosed timely on LE v6. The survey was required, please see system notes and CIC, this fee disclosed timely on CD v2. - Seller-02/05/2026<br>| Resolved-CIC received appraisal and survey fees - Due Diligence Vendor-02/09/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/09/2026<br>| XXXXXXXXXX Appraisal and Survey Fee.pdf |  |  | MA | Second Home | Purchase | NA | 7436218 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621611 | Closed | 2026-02-03 07:37 | 2026-02-07 09:47 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for REO1 | Resolved-Lender provided Appraisal to shows XXX fees for REO1, finding resolved. - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. Attached is the XXX amount from the appraisal - Buyer-02/05/2026 <br> Open-Missing Evidence of XXX Dues for REO1 (Primary Residence) - Due Diligence Vendor-02/03/2026 |  | Resolved-Lender provided Appraisal to shows XXX fees for REO1, finding resolved. - Due Diligence Vendor-02/07/2026 | XXX.pdf |  |  | AR | Investment | Purchase | NA | 7413921 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621611 | Closed | 2026-02-03 07:38 | 2026-02-07 09:46 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-lender provided Mortgage Statement for REO 2 to show 3 payments were made on time, recently purchased, finding resolved. - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. Attached is the XXXX statement showing payments since this loan was a purchase that closed on XX/XX/XXXX - Buyer-02/05/2026 <br> Open-REO 2 mortgage payment Document is missing in the loan file. - Due Diligence Vendor-02/03/2026 |  | Resolved-lender provided Mortgage Statement for REO 2 to show 3 payments were made on time, recently purchased, finding resolved. - Due Diligence Vendor-02/07/2026<br>| Customer Assist.pdf |  |  | AR | Investment | Purchase | NA | 7413955 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621628 | Closed | 2026-01-30 12:23 | 2026-02-10 09:41 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Privacy Notice received, finding resolved - Due Diligence Vendor-02/07/2026 <br>Resolved-Privacy Notice provided. - Due Diligence Vendor-02/07/2026 <br>Ready for Review-Document Uploaded. Privacy notice uploaded - Buyer-02/05/2026 <br>Open-Privacy Notice Required - Missing or Incomplete. Privacy Notice Required - Missing - Due Diligence Vendor-01/30/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Privacy Notice received, finding resolved - Due Diligence Vendor-02/07/2026 <br>Resolved-Privacy Notice provided. - Due Diligence Vendor-02/07/2026<br>| XXXXXXXXXX_XXXXXXXXXX_Privacy Disclosure.pdf |  |  | AL | Investment | Purchase | NA | 7379602 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621639 | Closed | 2026-01-29 07:48 | 2026-02-06 08:24 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged-Unable to Resolve-EVB accepted by client. - Due Diligence Vendor-02/06/2026 <br> Unable to Resolve-Unable to Resolve-EVB accepted - Buyer-02/03/2026 <br> Ready for Review-EVB accepted - Buyer-02/02/2026 <br> Counter-Received verification of XX/XX/XXXX appraisal receipt date. The appraisal was not signed until XX/XX/XXXX. Provide verification the most recent appraisal dated XX/XX/XXXX was provided to the borrower(s). - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Document Uploaded. Please see attached Appraisal receipt. - Buyer-01/30/2026 <br> Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. - Due Diligence Vendor-01/29/2026 |  | Acknowledged-Unable to Resolve-EVB accepted by client. - Due Diligence Vendor-02/06/2026 | XXXXXXXXXX XXXXXXXXXX - Appraisal receipt.pdf |  |  | VA | Investment | Purchase | NA | 7347954 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621646 | Closed | 2026-02-05 19:25 | 2026-02-10 08:25 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B grade acknowledged. - Due Diligence Vendor-02/10/2026 <br> Unable to Resolve-Unable to Resolve-Concur. Accept Grade B. - Buyer-02/10/2026 <br> Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/06/2026 |  | Acknowledged-B grade acknowledged. - Due Diligence Vendor-02/10/2026<br>|  |  |  | VA | Investment | Refinance | No Cash Out - Borrower Initiated | 7481216 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621646 | Closed | 2026-02-03 13:29 | 2026-02-05 19:26 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 2 | Resolved-. - Due Diligence Vendor-02/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. Please see attached CDA - Buyer-02/04/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-02/03/2026 |  | Resolved-. - Due Diligence Vendor-02/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/06/2026<br>| XXXXXXXXXX XXXXXXXXXX - CDA.pdf |  |  | VA | Investment | Refinance | No Cash Out - Borrower Initiated | 7424401 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621651 | Closed | 2026-02-05 08:43 | 2026-02-07 10:16 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard policy provided with effected date of XX/XX/XXXX. finding resolved. - Due Diligence Vendor-02/07/2026 <br> Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. Please see attached Hazard Policy with the effective date of XX/XX/XXXX. - Buyer-02/06/2026 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX - Due Diligence Vendor-02/05/2026 |  | Resolved-Hazard policy provided with effected date of XX/XX/XXXX. finding resolved. - Due Diligence Vendor-02/07/2026 <br> Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/07/2026 | XXXXXXXXXX XXXXXXXXXX - Hazard Policy.pdf |  |  | VA | Second Home | Purchase | NA | 7462315 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621665 | Closed | 2026-02-03 10:55 | 2026-02-09 17:22 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-Received email confirmation that all XXXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Do not concur: Initial docs including Appraisal disclosure provided XX/XX/XXXX are within 3 business days of Application. Per XXXXX answers: XXXXX TILA-RESPA Integrated Disclosure (TRID) guidelines regarding business days are below, which note XXXXX does not consider Saturday to be a General Business Day. Business Day: "General Business Day" means a day on which the creditor's offices are open to the public for carrying on substantially all of its business functions. XXXXX does not consider Saturday to be a General Business Day. "Specific Business Day" means all calendar days except Sundays and the legal public holidays, such as: New Year's Day, Martin Luther King Jr Day, President's Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, Christmas Day. - Buyer-02/09/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure dated XX/XX/XXXX is not within 3 business days of application date XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/03/2026 |  | Resolved-Received email confirmation that all XXXXX loans in this review will exclude Saturday. Condition cleared. - Due Diligence Vendor-02/09/2026 |  |  |  | ME | Investment | Purchase | NA | 7421109 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621666 | Closed | 2026-01-30 09:32 | 2026-02-02 11:43 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-02/02/2026 <br> Unable to Resolve-Unable to Resolve-EVB accepted - Buyer-02/02/2026 <br> Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/30/2026 |  |  |  |  |  | VA | Second Home | Purchase | NA | 7374327 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621672 | Closed | 2026-02-03 15:43 | 2026-02-03 16:26 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged- - Due Diligence Vendor-02/03/2026 <br>Waived-Audited DTI of 43.48% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/03/2026 |  | Waived-Audited DTI of 43.48% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/03/2026<br>|  |  | High FICO<br> Strong Reserves<br> Employment History<br> Deposit Relationship | NJ | Investment | Purchase | NA | 7426320 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621699 | Closed | 2026-02-03 12:50 | 2026-02-09 19:06 | Resolved | 1 - Information | Compliance | Missing Doc | Final Closing Disclosure is missing or incomplete | Resolved-Received final signed CD. Condition cleared. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Do not Concur. CDv7 and CDv8 are identical CDs. One was an agent package for internal use. No fees changed. No issue and no new waiting period was required. - Seller-02/09/2026 <br> Counter-Lender provided signed CD dated XX/XX/XXXX by borrower, however there is other CD dated XX/XX/XXXX afterwards, which is not signed or dated. Explanation needed. finding remains. - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Please see signed CD - Buyer-02/04/2026 <br> Open-Final Closing Disclosure is missing or incomplete - Due Diligence Vendor-02/03/2026 | Ready for Review-Document Uploaded. Do not Concur. CDv7 and CDv8 are identical CDs. One was an agent package for internal use. No fees changed. No issue and no new waiting period was required. - Seller-02/09/2026<br>| Resolved-Received final signed CD. Condition cleared. - Due Diligence Vendor-02/10/2026<br>| XXXXXXXXXX signed CD.pdf<br> XXXXXXXXXX agent pck.pdf |  |  | NY | Investment | Purchase | NA | 7423508 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621699 | Closed | 2026-02-03 13:26 | 2026-02-06 08:49 | Resolved | 1 - Information | Credit | Missing Doc | Missing Final Application (1003) | Resolved-The Final 1003 is Present - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. Completed 1003 provided - Buyer-02/04/2026 <br>Open-The Final 1003 is Missing - Due Diligence Vendor-02/03/2026 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-02/06/2026<br>| XXXXXXXXXX_1003.pdf |  |  | NY | Investment | Purchase | NA | 7424367 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621699 | Closed | 2026-02-03 08:08 | 2026-02-06 08:46 | Resolved | 1 - Information | Credit | Missing Doc | Incomplete Mortgage/Deed of Trust | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. Completed Mortgage provided - Buyer-02/04/2026 <br>Open-The Deed of Trust is Incomplete The Deed of Trust document is not executed, please provide the executed document and accompanying riders. - Due Diligence Vendor-02/03/2026 |  | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-02/06/2026<br>| XXXXXXXXXX_ Mortgage.pdf |  |  | NY | Investment | Purchase | NA | 7414512 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621699 | Closed | 2026-02-03 08:07 | 2026-02-06 08:41 | Resolved | 1 - Information | Credit | Missing Doc | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. Complete Note Provided - Seller-02/04/2026 <br>Open-The Note is Incomplete The Note document is not executed, please provide the executed document. - Due Diligence Vendor-02/03/2026 | Ready for Review-Document Uploaded. Complete Note Provided - Seller-02/04/2026<br>| Resolved-The Note is Present - Due Diligence Vendor-02/06/2026<br>| XXXXXXXXXX_Note.pdf |  |  | NY | Investment | Purchase | NA | 7414495 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621706 | Closed | 2026-02-03 11:36 | 2026-02-03 16:27 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Borrower owns more financed properties than allowed per guidelines | Acknowledged- - Due Diligence Vendor-02/03/2026 <br>Waived-> 4 financed properties. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/03/2026 |  | Waived-> 4 financed properties. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/03/2026<br>|  |  | Fico<br> Reserves <br> History of managing properties | IL | Investment | Refinance | Cash Out - Other | 7421974 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621706 | Closed | 2026-02-03 11:21 | 2026-02-03 16:27 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Acknowledged- - Due Diligence Vendor-02/03/2026 <br>Waived-Audited DTI of 44.17% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/03/2026 |  | Waived-Audited DTI of 44.17% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/03/2026<br>|  |  | Fico<br> Reserves <br> History of property management | IL | Investment | Refinance | Cash Out - Other | 7421613 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621711 | Closed | 2026-01-30 08:54 | 2026-01-30 17:27 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Ineligible Borrower (Borrower 1) | Acknowledged-Borrower is a Temporary Resident purchasing an Investment Property. Per Guidelines, Temporary Residents are only allowed on Primary residence transactions. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/30/2026 |  | Acknowledged-Borrower is a Temporary Resident purchasing an Investment Property. Per Guidelines, Temporary Residents are only allowed on Primary residence transactions. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/30/2026<br>|  |  | solid reserves, employment tenure, XXXX relationship, experience managing rental property, low DTI/good disposable, no rent used to qualify, pay history on mortgage, REO equity. | IL | Investment | Purchase | NA | 7373381 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621711 | Closed | 2026-01-30 08:55 | 2026-01-30 17:26 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Occupancy Not Allowed | Acknowledged-Per Guidelines, Temporary Residents are only allowed on Primary residence transactions. The subject transaction is a purchase of an Investment property. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/30/2026 |  | Acknowledged-Per Guidelines, Temporary Residents are only allowed on Primary residence transactions. The subject transaction is a purchase of an Investment property. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/30/2026<br>|  |  | solid reserves, employment tenure, XXXX relationship, experience managing rental property, low DTI/good disposable, no rent used to qualify, pay history on mortgage, REO equity. | IL | Investment | Purchase | NA | 7373420 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621723 | Closed | 2026-01-30 13:47 | 2026-02-07 10:38 | Resolved | 1 - Information | Property | Appraisal | The appraiser was not licensed (Primary Value) | Resolved-Proof the appraiser was license at the time of review, appraisal license in loan file, ASC.Gov shows updated. Finding resolved. - Due Diligence Vendor-02/07/2026 <br> Resolved-Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Please page 2253 of the file build - which shows the effective date of the appraisal as XX/XX/XXXX and the Appraiser's license was good through XX/XX/XXXX. - Buyer-02/05/2026 <br> Open-Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date - Due Diligence Vendor-01/30/2026 |  | Resolved-Proof the appraiser was license at the time of review, appraisal license in loan file, ASC.Gov shows updated. Finding resolved. - Due Diligence Vendor-02/07/2026 <br>Resolved-Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided - Due Diligence Vendor-02/07/2026<br>|  |  |  | NY | Second Home | Purchase | NA | 7381118 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621737 | Closed | 2026-01-30 05:29 | 2026-02-04 13:19 | Resolved | 1 - Information | Compliance | Mavent | License: Loan Originator | Resolved-The Final CD lists a valid Originator. Condition cleared. - Due Diligence Vendor-02/04/2026 <br> Resolved-Resolved - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Please give further details. We have never been cited for this sort of exception - Buyer-02/02/2026 <br> Open- - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/30/2026 <br> Open-The loan originator does not have a license in XXXX as of XX/XX/XXXX - Due Diligence Vendor-01/30/2026 <br> Open- - Due Diligence Vendor-01/30/2026 |  | Resolved-The Final CD lists a valid Originator. Condition cleared. - Due Diligence Vendor-02/04/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/04/2026<br>|  |  |  | GA | Second Home | Purchase | NA | 7367710 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621743 | Closed | 2026-02-03 08:37 | 2026-02-07 18:31 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Grade B Acknowledged.<br> - Due Diligence Vendor-02/08/2026 <br>Unable to Resolve-Unable to Resolve-Acknowledged - Buyer-02/05/2026 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-02/03/2026 |  | Acknowledged-Grade B Acknowledged.<br> - Due Diligence Vendor-02/08/2026<br>|  |  |  | CO | Second Home | Purchase | NA | 7415107 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621743 | Closed | 2026-02-03 08:25 | 2026-02-03 16:29 | Acknowledged | 2 - Non-Material | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Acknowledged- - Due Diligence Vendor-02/03/2026 <br> Waived-Income and Employment Do Not Meet Guidelines income document waiver for XXXX W2. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/03/2026 |  | Waived-Income and Employment Do Not Meet Guidelines income document waiver for XXXX W2. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/03/2026 |  |  | FICO<br> Disposable income <br> Reserves | CO | Second Home | Purchase | NA | 7414875 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621743 | Closed | 2026-02-03 08:28 | 2026-02-03 16:29 | Acknowledged | 2 - Non-Material | Credit | Eligibility | Appraised Value is Unreasonable | Acknowledged- - Due Diligence Vendor-02/03/2026 <br>Waived-Elevate d risk due to errors/weakness on report. Unable to fully bracket value supported. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/03/2026 |  | Waived-Elevate d risk due to errors/weakness on report. Unable to fully bracket value supported. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-02/03/2026<br>|  |  | FICO<br> Disposable income <br> Reserves | CO | Second Home | Purchase | NA | 7414920 | Originator Pre-Close | Yes |
| XXXXXXX | XXXXXXX |  | 3158621779 | Closed | 2026-02-03 13:11 | 2026-02-09 18:26 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-. - Due Diligence Vendor-02/10/2026 <br> Resolved-Received COC. Resolved - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Valid CICs for LnRate and loan points XX/XX/XXXX. Premium pricing fell off and disclosed timely on CDv2 XX/XX/XXXX - Buyer-02/09/2026 <br> Counter-Lender provided CIC for loan Interest Rate and Discount, however Lender tolerance cure of $XXXX was not cured. Finding remains - Due Diligence Vendor-02/07/2026 <br> Open- - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. Please see CIC for interest rate change which will change premium pricing which is what this lender credit was, the change disclosed timely on CD v2. - Buyer-02/06/2026 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Lender credit on CD dated XX/XX/XXXX is $0.00. LE dated XX/XX/XXXX lists fee as $XXXX. This fee is in a 0%) tolerance section. Lender tolerance cure of $XXXX is required. Section J reflects $XXX tolerance cure that is insufficient as it was applied to the tolerance cure for the Transfer Tax. Provide Corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower.<br>- Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 |  | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Received COC. Resolved - Due Diligence Vendor-02/10/2026<br>| XXXXXXXXXX Lender Credit.pdf<br> XXXXXXXXXX prem pricing.pdf |  |  | CA | Second Home | Purchase | NA | 7423975 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621779 | Closed | 2026-02-03 13:11 | 2026-02-09 18:26 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-. - Due Diligence Vendor-02/10/2026 <br> Resolved-Received COC. Resolved - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Do not Concur. Valid CICs for LnRate and loan points XX/XX/XXXX. Premium pricing fell off and disclosed timely on CDv2 XX/XX/XXXX - Seller-02/09/2026 <br> Counter-Lender provided CIC for loan Interest Rate and Discount, however Lender tolerance cure of $XXXX was not cured. Finding remains - Due Diligence Vendor-02/07/2026 <br> Ready for Review-. - Due Diligence Vendor-02/07/2026 <br> Open- - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. Please see CIC for interest rate change which will change premium pricing which is what this lender credit was, the change disclosed timely on CD v2. - Buyer-02/06/2026 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate, dated XX/XX/XXXX, reflects a Lender Credit of $XXXX. The final CD reflects a Lender Credit of $0. The loan file did not contain a valid COC to support the decrease. A tolerance cure of $XXXX is required. Section J reflects a $XXX tolerance cure that is insufficient as it was applied to the Transfer Tax. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 | Ready for Review-Document Uploaded. Do not Concur. Valid CICs for LnRate and loan points XX/XX/XXXX. Premium pricing fell off and disclosed timely on CDv2 XX/XX/XXXX - Seller-02/09/2026 | Resolved-. - Due Diligence Vendor-02/10/2026 <br>Resolved-Received COC. Resolved - Due Diligence Vendor-02/10/2026<br>| XXXXXXXXXX Lender Credit.pdf<br> XXXXXXXXXX prem pricing.pdf |  |  | CA | Second Home | Purchase | NA | 7423973 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621779 | Seller | 2026-02-03 14:24 | 2026-02-09 19:00 | Counter | 3 - Material | Credit | Eligibility | Condo Questionnaire - Litigation | Counter-Received court filing and claim letter. Litigation that involves personal injury or death does not meet XXXXXX XXX criteria for minor litigation unless: the claim amount is reasonably anticipated or known, the insurance carrier has agreed to provide the defense, and the reasonably anticipated or known damages are covered by the XXXX or co-op corporation's insurance. The lender must obtain documentation to support its analysis that the litigation meets XXXXXX XXXX criteria for minor litigation as described above. Provide lender documentation so support. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. see attached - Seller-02/09/2026 <br> Open-Association is named in a material litigation. The Condo documents reflect open litigation, and no supporting documents were provided to determine the type of litigation and if it is allowed per the Lender GL> - Due Diligence Vendor-02/03/2026 | Ready for Review-Document Uploaded. see attached - Seller-02/09/2026<br>|  | Claim Letter XX/XX/XXXX.pdf<br> slip and fall.pdf |  |  | CA | Second Home | Purchase | NA | 7425265 | N/A | N/A |
| XXXXXXX | XXXXXXX |  | 3158621792 | Closed | 2026-01-30 06:52 | 2026-02-07 18:26 | Acknowledged | 2 - Non-Material | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/08/2026 <br>Unable to Resolve-Unable to Resolve-Acknowledged - Buyer-02/05/2026 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-01/30/2026 |  | Acknowledged-B Grade Acknowledged. - Due Diligence Vendor-02/08/2026<br>|  |  |  | WI | Second Home | Refinance | No Cash Out - Borrower Initiated | 7369884 | Originator Post-Close | No |
| XXXXXXX | XXXXXXX |  | 3158621795 | Closed | 2026-02-03 13:41 | 2026-02-07 11:23 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Lender provided proof of the initial Closing Disclosure was electronically sent to the borrower. finding resolved. - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. Do Not Concur. Please see dates for electronic delivery of the closing disclosure. - Buyer-02/06/2026 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of XX/XX/XXXX with no acknowledgment of receipt on the part of the borrower. Mailbox Rule/Presumed Receipt applied and borrower not in receipt of Initial CD 3 business days prior to consummation. No Cure.<br>- Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/03/2026 |  | Resolved-Lender provided proof of the initial Closing Disclosure was electronically sent to the borrower. finding resolved. - Due Diligence Vendor-02/07/2026<br>| XXXXXXXXXX CD Receipt Dates.pdf |  |  | NC | Second Home | Purchase | NA | 7424641 | N/A | N/A |

---

## Exhibit 99.8

**Exhibit 99.8**

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Seller Loan ID** | **ALT ID** | **Original Loan Amount** |
| XXXXXX |  | 3158621059 | $XXXXXXXX A B |
| XXXXXX |  | 3158621063 | $XXXXXXXX A |
| XXXXXX |  | 3158621067 | $XXXXXXXX A |
| XXXXXX |  | 3158621068 | $XXXXXXXX A |
| XXXXXX |  | 3158621074 | $XXXXXXXX A B |
| XXXXXX |  | 3158621075 | $XXXXXXXX A B |
| XXXXXX |  | 3158621080 | $XXXXXXXX A |
| XXXXXX |  | 3158621082 | $XXXXXXXX A B |
| XXXXXX |  | 3158621083 | $XXXXXXXX A B |
| XXXXXX |  | 3158621085 | $XXXXXXXX A |
| XXXXXX |  | 3158621088 | $XXXXXXXX A |
| XXXXXX |  | 3158621089 | $XXXXXXXX A |
| XXXXXX |  | 3158621092 | $XXXXXXXX D A |
| XXXXXX |  | 3158621094 | $XXXXXXXX A |
| XXXXXX |  | 3158621095 | $XXXXXXXX A |
| XXXXXX |  | 3158621096 | $XXXXXXXX A |
| XXXXXX |  | 3158621097 | $XXXXXXXX A C |
| XXXXXX |  | 3158621099 | $XXXXXXXX A |
| XXXXXX |  | 3158621104 | $XXXXXXXX A C |
| XXXXXX |  | 3158621109 | $XXXXXXXX A C |
| XXXXXX |  | 3158621110 | $XXXXXXXX A |
| XXXXXX |  | 3158621114 | $XXXXXXXX A |
| XXXXXX |  | 3158621117 | $XXXXXXXX A B |
| XXXXXX |  | 3158621118 | $XXXXXXXX A |
| XXXXXX |  | 3158621119 | $XXXXXXXX A |
| XXXXXX |  | 3158621122 | $XXXXXXXX A |
| XXXXXX |  | 3158621124 | $XXXXXXXX A C |
| XXXXXX |  | 3158621125 | $XXXXXXXX A |
| XXXXXX |  | 3158621129 | $XXXXXXXX A |
| XXXXXX |  | 3158621130 | $XXXXXXXX A B |
| XXXXXX |  | 3158621131 | $XXXXXXXX A B C |
| XXXXXX |  | 3158621132 | $XXXXXXXX A |
| XXXXXX |  | 3158621133 | $XXXXXXXX A |
| XXXXXX |  | 3158621137 | $XXXXXXXX A C |
| XXXXXX |  | 3158621138 | $XXXXXXXX A |
| XXXXXX |  | 3158621140 | $XXXXXXXX A |
| XXXXXX |  | 3158621145 | $XXXXXXXX A |
| XXXXXX |  | 3158621148 | $XXXXXXXX A |
| XXXXXX |  | 3158621149 | $XXXXXXXX A |
| XXXXXX |  | 3158621152 | $XXXXXXXX A |
| XXXXXX |  | 3158621154 | $XXXXXXXX A |
| XXXXXX |  | 3158621155 | $XXXXXXXX A |
| XXXXXX |  | 3158621156 | $XXXXXXXX A |
| XXXXXX |  | 3158621158 | $XXXXXXXX A B |
| XXXXXX |  | 3158621159 | $XXXXXXXX A B |
| XXXXXX |  | 3158621160 | $XXXXXXXX A |
| XXXXXX |  | 3158621161 | $XXXXXXXX A |
| XXXXXX |  | 3158621166 | $XXXXXXXX A |
| XXXXXX |  | 3158621170 | $XXXXXXXX A |
| XXXXXX |  | 3158621172 | $XXXXXXXX A |
| XXXXXX |  | 3158621174 | $XXXXXXXX A |
| XXXXXX |  | 3158621178 | $XXXXXXXX A |
| XXXXXX |  | 3158621180 | $XXXXXXXX A |
| XXXXXX |  | 3158621181 | $XXXXXXXX A |
| XXXXXX |  | 3158621182 | $XXXXXXXX A B |
| XXXXXX |  | 3158621185 | $XXXXXXXX A C |
| XXXXXX |  | 3158621188 | $XXXXXXXX A |
| XXXXXX |  | 3158621190 | $XXXXXXXX A B |
| XXXXXX |  | 3158621192 | $XXXXXXXX A |
| XXXXXX |  | 3158621195 | $XXXXXXXX A |
| XXXXXX |  | 3158621196 | $XXXXXXXX A |
| XXXXXX |  | 3158621197 | $XXXXXXXX A |
| XXXXXX |  | 3158621200 | $XXXXXXXX A |
| XXXXXX |  | 3158621206 | $XXXXXXXX D A |
| XXXXXX |  | 3158621214 | $XXXXXXXX A C B |
| XXXXXX |  | 3158621217 | $XXXXXXXX B A |
| XXXXXX |  | 3158621220 | $XXXXXXXX D A B |
| XXXXXX |  | 3158621221 | $XXXXXXXX A |
| XXXXXX |  | 3158621222 | $XXXXXXXX A |
| XXXXXX |  | 3158621224 | $XXXXXXXX A |
| XXXXXX |  | 3158621225 | $XXXXXXXX A |
| XXXXXX |  | 3158621228 | $XXXXXXXX A |
| XXXXXX |  | 3158621233 | $XXXXXXXX A |
| XXXXXX |  | 3158621235 | $XXXXXXXX A |
| XXXXXX |  | 3158621236 | $XXXXXXXX A |
| XXXXXX |  | 3158621239 | $XXXXXXXX A |
| XXXXXX |  | 3158621240 | $XXXXXXXX A |
| XXXXXX |  | 3158621243 | $XXXXXXXX A |
| XXXXXX |  | 3158621244 | $XXXXXXXX A |
| XXXXXX |  | 3158621246 | $XXXXXXXX A |
| XXXXXX |  | 3158621247 | $XXXXXXXX A |
| XXXXXX |  | 3158621248 | $XXXXXXXX A |
| XXXXXX |  | 3158621253 | $XXXXXXXX A B |
| XXXXXX |  | 3158621254 | $XXXXXXXX B A |
| XXXXXX |  | 3158621255 | $XXXXXXXX A |
| XXXXXX |  | 3158621258 | $XXXXXXXX A |
| XXXXXX |  | 3158621259 | $XXXXXXXX A |
| XXXXXX |  | 3158621260 | $XXXXXXXX A |
| XXXXXX |  | 3158621261 | $XXXXXXXX A B |
| XXXXXX |  | 3158621263 | $XXXXXXXX A B |
| XXXXXX |  | 3158621264 | $XXXXXXXX B A |
| XXXXXX |  | 3158621269 | $XXXXXXXX A |
| XXXXXX |  | 3158621270 | $XXXXXXXX A |
| XXXXXX |  | 3158621271 | $XXXXXXXX A |
| XXXXXX |  | 3158621275 | $XXXXXXXX A |
| XXXXXX |  | 3158621277 | $XXXXXXXX A B |
| XXXXXX |  | 3158621279 | $XXXXXXXX A |
| XXXXXX |  | 3158621283 | $XXXXXXXX A B |
| XXXXXX |  | 3158621284 | $XXXXXXXX A |
| XXXXXX |  | 3158621288 | $XXXXXXXX B A |
| XXXXXX |  | 3158621290 | $XXXXXXXX A |
| XXXXXX |  | 3158621291 | $XXXXXXXX A |
| XXXXXX |  | 3158621293 | $XXXXXXXX A |
| XXXXXX |  | 3158621294 | $XXXXXXXX A |
| XXXXXX |  | 3158621296 | $XXXXXXXX A |
| XXXXXX |  | 3158621298 | $XXXXXXXX B A |
| XXXXXX |  | 3158621299 | $XXXXXXXX A |
| XXXXXX |  | 3158621302 | $XXXXXXXX A |
| XXXXXX |  | 3158621303 | $XXXXXXXX A |
| XXXXXX |  | 3158621304 | $XXXXXXXX A |
| XXXXXX |  | 3158621305 | $XXXXXXXX A |
| XXXXXX |  | 3158621310 | $XXXXXXXX A B |
| XXXXXX |  | 3158621313 | $XXXXXXXX B A |
| XXXXXX |  | 3158621315 | $XXXXXXXX B A |
| XXXXXX |  | 3158621334 | $XXXXXXXX A |
| XXXXXX |  | 3158621335 | $XXXXXXXX B A |
| XXXXXX |  | 3158621340 | $XXXXXXXX A |
| XXXXXX |  | 3158621341 | $XXXXXXXX A |
| XXXXXX |  | 3158621343 | $XXXXXXXX A |
| XXXXXX |  | 3158621346 | $XXXXXXXX A |
| XXXXXX |  | 3158621348 | $XXXXXXXX A |
| XXXXXX |  | 3158621350 | $XXXXXXXX A |
| XXXXXX |  | 3158621351 | $XXXXXXXX A |
| XXXXXX |  | 3158621352 | $XXXXXXXX A |
| XXXXXX |  | 3158621354 | $XXXXXXXX A |
| XXXXXX |  | 3158621357 | $XXXXXXXX B A |
| XXXXXX |  | 3158621358 | $XXXXXXXX A |
| XXXXXX |  | 3158621360 | $XXXXXXXX A |
| XXXXXX |  | 3158621361 | $XXXXXXXX A B |
| XXXXXX |  | 3158621368 | $XXXXXXXX B A |
| XXXXXX |  | 3158621373 | $XXXXXXXX A |
| XXXXXX |  | 3158621377 | $XXXXXXXX A |
| XXXXXX |  | 3158621378 | $XXXXXXXX B A C |
| XXXXXX |  | 3158621379 | $XXXXXXXX A |
| XXXXXX |  | 3158621380 | $XXXXXXXX A |
| XXXXXX |  | 3158621381 | $XXXXXXXX A C B |
| XXXXXX |  | 3158621383 | $XXXXXXXX A |
| XXXXXX |  | 3158621386 | $XXXXXXXX A |
| XXXXXX |  | 3158621387 | $XXXXXXXX A |
| XXXXXX |  | 3158621390 | $XXXXXXXX A C |
| XXXXXX |  | 3158621392 | $XXXXXXXX A |
| XXXXXX |  | 3158621395 | $XXXXXXXX A |
| XXXXXX |  | 3158621396 | $XXXXXXXX A C |
| XXXXXX |  | 3158621399 | $XXXXXXXX A |
| XXXXXX |  | 3158621401 | $XXXXXXXX B A |
| XXXXXX |  | 3158621402 | $XXXXXXXX B A C |
| XXXXXX |  | 3158621403 | $XXXXXXXX A C |
| XXXXXX |  | 3158621404 | $XXXXXXXX A C B |
| XXXXXX |  | 3158621405 | $XXXXXXXX C A |
| XXXXXX |  | 3158621406 | $XXXXXXXX A B |
| XXXXXX |  | 3158621407 | $XXXXXXXX A |
| XXXXXX |  | 3158621408 | $XXXXXXXX A D |
| XXXXXX |  | 3158621412 | $XXXXXXXX A C |
| XXXXXX |  | 3158621413 | $XXXXXXXX D C A B |
| XXXXXX |  | 3158621414 | $XXXXXXXX D A |
| XXXXXX |  | 3158621416 | $XXXXXXXX A |
| XXXXXX |  | 3158621421 | $XXXXXXXX A |
| XXXXXX |  | 3158621422 | $XXXXXXXX A |
| XXXXXX |  | 3158621424 | $XXXXXXXX A |
| XXXXXX |  | 3158621436 | $XXXXXXXX C A B |
| XXXXXX |  | 3158621438 | $XXXXXXXX A B |
| XXXXXX |  | 3158621440 | $XXXXXXXX A |
| XXXXXX |  | 3158621441 | $XXXXXXXX A |
| XXXXXX |  | 3158621442 | $XXXXXXXX A |
| XXXXXX |  | 3158621451 | $XXXXXXXX A |
| XXXXXX |  | 3158621458 | $XXXXXXXX A B |
| XXXXXX |  | 3158621459 | $XXXXXXXX A B |
| XXXXXX |  | 3158621462 | $XXXXXXXX A |
| XXXXXX |  | 3158621464 | $XXXXXXXX A |
| XXXXXX |  | 3158621465 | $XXXXXXXX A |
| XXXXXX |  | 3158621466 | $XXXXXXXX A |
| XXXXXX |  | 3158621470 | $XXXXXXXX A C |
| XXXXXX |  | 3158621472 | $XXXXXXXX A B |
| XXXXXX |  | 3158621473 | $XXXXXXXX A B |
| XXXXXX |  | 3158621474 | $XXXXXXXX A |
| XXXXXX |  | 3158621476 | $XXXXXXXX A |
| XXXXXX |  | 3158621480 | $XXXXXXXX A |
| XXXXXX |  | 3158621481 | $XXXXXXXX A |
| XXXXXX |  | 3158621482 | $XXXXXXXX A |
| XXXXXX |  | 3158621483 | $XXXXXXXX A |
| XXXXXX |  | 3158621486 | $XXXXXXXX A |
| XXXXXX |  | 3158621488 | $XXXXXXXX A |
| XXXXXX |  | 3158621492 | $XXXXXXXX A |
| XXXXXX |  | 3158621498 | $XXXXXXXX A |
| XXXXXX |  | 3158621499 | $XXXXXXXX A C B |
| XXXXXX |  | 3158621500 | $XXXXXXXX A |
| XXXXXX |  | 3158621501 | $XXXXXXXX A |
| XXXXXX |  | 3158621502 | $XXXXXXXX A B |
| XXXXXX |  | 3158621506 | $XXXXXXXX A |
| XXXXXX |  | 3158621508 | $XXXXXXXX A |
| XXXXXX |  | 3158621513 | $XXXXXXXX A |
| XXXXXX |  | 3158621514 | $XXXXXXXX A |
| XXXXXX |  | 3158621516 | $XXXXXXXX A |
| XXXXXX |  | 3158621517 | $XXXXXXXX A |
| XXXXXX |  | 3158621518 | $XXXXXXXX A |
| XXXXXX |  | 3158621519 | $XXXXXXXX A |
| XXXXXX |  | 3158621522 | $XXXXXXXX A |
| XXXXXX |  | 3158621526 | $XXXXXXXX A |
| XXXXXX |  | 3158621527 | $XXXXXXXX A C |
| XXXXXX |  | 3158621531 | $XXXXXXXX A |
| XXXXXX |  | 3158621532 | $XXXXXXXX A |
| XXXXXX |  | 3158621533 | $XXXXXXXX A |
| XXXXXX |  | 3158621534 | $XXXXXXXX A |
| XXXXXX |  | 3158621535 | $XXXXXXXX A |
| XXXXXX |  | 3158621537 | $XXXXXXXX A |
| XXXXXX |  | 3158621541 | $XXXXXXXX A |
| XXXXXX |  | 3158621544 | $XXXXXXXX A |
| XXXXXX |  | 3158621549 | $XXXXXXXX A |
| XXXXXX |  | 3158621550 | $XXXXXXXX A C |
| XXXXXX |  | 3158621552 | $XXXXXXXX B A |
| XXXXXX |  | 3158621553 | $XXXXXXXX A |
| XXXXXX |  | 3158621556 | $XXXXXXXX A |
| XXXXXX |  | 3158621558 | $XXXXXXXX A B C |
| XXXXXX |  | 3158621561 | $XXXXXXXX A |
| XXXXXX |  | 3158621564 | $XXXXXXXX A |
| XXXXXX |  | 3158621569 | $XXXXXXXX A |
| XXXXXX |  | 3158621571 | $XXXXXXXX A |
| XXXXXX |  | 3158621573 | $XXXXXXXX A |
| XXXXXX |  | 3158621574 | $XXXXXXXX A |
| XXXXXX |  | 3158621578 | $XXXXXXXX B A |
| XXXXXX |  | 3158621579 | $XXXXXXXX C A |
| XXXXXX |  | 3158621580 | $XXXXXXXX A |
| XXXXXX |  | 3158621582 | $XXXXXXXX A |
| XXXXXX |  | 3158621583 | $XXXXXXXX A |
| XXXXXX |  | 3158621586 | $XXXXXXXX B A |
| XXXXXX |  | 3158621589 | $XXXXXXXX A |
| XXXXXX |  | 3158621591 | $XXXXXXXX A |
| XXXXXX |  | 3158621594 | $XXXXXXXX A |
| XXXXXX |  | 3158621598 | $XXXXXXXX A |
| XXXXXX |  | 3158621602 | $XXXXXXXX A |
| XXXXXX |  | 3158621606 | $XXXXXXXX A |
| XXXXXX |  | 3158621608 | $XXXXXXXX A |
| XXXXXX |  | 3158621609 | $XXXXXXXX A C |
| XXXXXX |  | 3158621611 | $XXXXXXXX D A |
| XXXXXX |  | 3158621612 | $XXXXXXXX A |
| XXXXXX |  | 3158621614 | $XXXXXXXX A |
| XXXXXX |  | 3158621615 | $XXXXXXXX A |
| XXXXXX |  | 3158621616 | $XXXXXXXX A |
| XXXXXX |  | 3158621617 | $XXXXXXXX A |
| XXXXXX |  | 3158621618 | $XXXXXXXX A |
| XXXXXX |  | 3158621619 | $XXXXXXXX A |
| XXXXXX |  | 3158621620 | $XXXXXXXX A |
| XXXXXX |  | 3158621625 | $XXXXXXXX A |
| XXXXXX |  | 3158621626 | $XXXXXXXX A |
| XXXXXX |  | 3158621627 | $XXXXXXXX A |
| XXXXXX |  | 3158621628 | $XXXXXXXX A B |
| XXXXXX |  | 3158621631 | $XXXXXXXX A |
| XXXXXX |  | 3158621632 | $XXXXXXXX A |
| XXXXXX |  | 3158621633 | $XXXXXXXX A |
| XXXXXX |  | 3158621635 | $XXXXXXXX A |
| XXXXXX |  | 3158621636 | $XXXXXXXX A |
| XXXXXX |  | 3158621638 | $XXXXXXXX A |
| XXXXXX |  | 3158621639 | $XXXXXXXX A B |
| XXXXXX |  | 3158621640 | $XXXXXXXX A |
| XXXXXX |  | 3158621643 | $XXXXXXXX A |
| XXXXXX |  | 3158621646 | $XXXXXXXX A C B |
| XXXXXX |  | 3158621648 | $XXXXXXXX A |
| XXXXXX |  | 3158621649 | $XXXXXXXX A |
| XXXXXX |  | 3158621651 | $XXXXXXXX B A |
| XXXXXX |  | 3158621652 | $XXXXXXXX A |
| XXXXXX |  | 3158621658 | $XXXXXXXX A |
| XXXXXX |  | 3158621659 | $XXXXXXXX A |
| XXXXXX |  | 3158621660 | $XXXXXXXX A |
| XXXXXX |  | 3158621661 | $XXXXXXXX A |
| XXXXXX |  | 3158621665 | $XXXXXXXX A B |
| XXXXXX |  | 3158621666 | $XXXXXXXX A B |
| XXXXXX |  | 3158621671 | $XXXXXXXX A |
| XXXXXX |  | 3158621672 | $XXXXXXXX B A |
| XXXXXX |  | 3158621673 | $XXXXXXXX A |
| XXXXXX |  | 3158621674 | $XXXXXXXX A |
| XXXXXX |  | 3158621675 | $XXXXXXXX A |
| XXXXXX |  | 3158621676 | $XXXXXXXX A |
| XXXXXX |  | 3158621684 | $XXXXXXXX A |
| XXXXXX |  | 3158621687 | $XXXXXXXX A |
| XXXXXX |  | 3158621690 | $XXXXXXXX A |
| XXXXXX |  | 3158621699 | $XXXXXXXX D A |
| XXXXXX |  | 3158621701 | $XXXXXXXX A |
| XXXXXX |  | 3158621703 | $XXXXXXXX A |
| XXXXXX |  | 3158621704 | $XXXXXXXX A |
| XXXXXX |  | 3158621706 | $XXXXXXXX B A |
| XXXXXX |  | 3158621708 | $XXXXXXXX A |
| XXXXXX |  | 3158621711 | $XXXXXXXX B A |
| XXXXXX |  | 3158621713 | $XXXXXXXX A |
| XXXXXX |  | 3158621716 | $XXXXXXXX A |
| XXXXXX |  | 3158621718 | $XXXXXXXX A |
| XXXXXX |  | 3158621721 | $XXXXXXXX A |
| XXXXXX |  | 3158621723 | $XXXXXXXX A C |
| XXXXXX |  | 3158621726 | $XXXXXXXX A |
| XXXXXX |  | 3158621727 | $XXXXXXXX A |
| XXXXXX |  | 3158621728 | $XXXXXXXX A |
| XXXXXX |  | 3158621732 | $XXXXXXXX A |
| XXXXXX |  | 3158621733 | $XXXXXXXX A |
| XXXXXX |  | 3158621736 | $XXXXXXXX A |
| XXXXXX |  | 3158621737 | $XXXXXXXX A C |
| XXXXXX |  | 3158621743 | $XXXXXXXX B A |
| XXXXXX |  | 3158621744 | $XXXXXXXX A |
| XXXXXX |  | 3158621747 | $XXXXXXXX A |
| XXXXXX |  | 3158621752 | $XXXXXXXX A |
| XXXXXX |  | 3158621753 | $XXXXXXXX A |
| XXXXXX |  | 3158621754 | $XXXXXXXX A |
| XXXXXX |  | 3158621755 | $XXXXXXXX A |
| XXXXXX |  | 3158621758 | $XXXXXXXX A |
| XXXXXX |  | 3158621759 | $XXXXXXXX A |
| XXXXXX |  | 3158621761 | $XXXXXXXX A |
| XXXXXX |  | 3158621762 | $XXXXXXXX A |
| XXXXXX |  | 3158621763 | $XXXXXXXX A |
| XXXXXX |  | 3158621764 | $XXXXXXXX A |
| XXXXXX |  | 3158621766 | $XXXXXXXX A |
| XXXXXX |  | 3158621767 | $XXXXXXXX A |
| XXXXXX |  | 3158621768 | $XXXXXXXX A |
| XXXXXX |  | 3158621770 | $XXXXXXXX A |
| XXXXXX |  | 3158621771 | $XXXXXXXX A |
| XXXXXX |  | 3158621772 | $XXXXXXXX A |
| XXXXXX |  | 3158621777 | $XXXXXXXX A |
| XXXXXX |  | 3158621778 | $XXXXXXXX A |
| XXXXXX |  | 3158621779 | $XXXXXXXX C A |
| XXXXXX |  | 3158621783 | $XXXXXXXX A |
| XXXXXX |  | 3158621784 | $XXXXXXXX A |
| XXXXXX |  | 3158621789 | $XXXXXXXX A |
| XXXXXX |  | 3158621791 | $XXXXXXXX A |
| XXXXXX |  | 3158621792 | $XXXXXXXX A B |
| XXXXXX |  | 3158621793 | $XXXXXXXX A |
| XXXXXX |  | 3158621795 | $XXXXXXXX A C |
| XXXXXX |  | 3158621796 | $XXXXXXXX A |
| XXXXXX |  | 3158621800 | $XXXXXXXX A |
| XXXXXX |  | 3158621802 | $XXXXXXXX A |
| XXXXXX |  | 3158621803 | $XXXXXXXX A |
| XXXXXX |  | 3158621805 | $XXXXXXXX A |
| XXXXXX |  | 3158621806 | $XXXXXXXX A |

---

## Exhibit 99.9

**Exhibit 99.9**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **ALT ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXXXXX |  | 3158621059 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621063 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 64.29 | 64.29 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621067 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621068 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621074 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 999 | XX/XX/XXXX |
| XXXXXXX |  | 3158621075 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXXXX |  | 3158621080 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible | 2.6 | XX/XX/XXXX |
| XXXXXXX |  | 3158621082 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621083 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621085 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.86 | 79.86 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621088 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 74.25 | 74.25 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621089 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621092 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 76.04 | 76.04 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXXXX |  | 3158621094 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621095 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621096 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 64.71 | 64.71 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXXXX |  | 3158621097 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 |  |  |  |  | $XXXXXXX | $XXXXXXX | .0192 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | $XXXXXXXX | .0192 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621099 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
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| XXXXXXX |  | 3158621110 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 72.75 | 72.75 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621114 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
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| XXXXXXX |  | 3158621122 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
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| XXXXXXX |  | 3158621125 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
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| XXXXXXX |  | 3158621130 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621131 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 |  |  |  |  | $XXXXXXX | 0 | .0000 | 2000 One Unit Appraisal Field Review | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXXXX | 0 | .0000 NA | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621132 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621133 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621137 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621138 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621140 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 36.83 | 36.83 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621145 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
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| XXXXXXX |  | 3158621149 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621152 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621154 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621155 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621156 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621158 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
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| XXXXXXX |  | 3158621160 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 |  |  |  |  | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621161 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621166 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621170 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621172 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621174 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621178 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621180 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621181 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621182 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| XXXXXXX |  | 3158621185 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 85 | 85 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
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| XXXXXXX |  | 3158621200 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
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| XXXXXXX |  | 3158621214 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | $XXXXXXX | -.0318 | AVM |  |  |  |  | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0318 | 95 | 0.07 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621217 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
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| XXXXXXX |  | 3158621224 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
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| XXXXXXX |  | 3158621228 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible | 2.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621233 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621235 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621236 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 51.02 | 51.02 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621239 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621240 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 60 | 60 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621243 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 74.59 | 74.59 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621244 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 18.52 | 18.52 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621246 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621247 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621248 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621253 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) | $XXXXXXX | $XXXXXXX | .0042 | AVM | $XXXXXXX | $XXXXXXX | -.0855 | XX/XX/XXXX | 1004 URAR | $XXXXXXX | $XXXXXXX | .0042 | 97 | 0.03 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX | Eligible |  |  |
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| XXXXXXX |  | 3158621259 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.19 | 79.19 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621260 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 50 | 50 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621261 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 69.03 | 69.03 | $XXXXXXX | $XXXXXXX | -.0001 | AVM |  |  |  |  | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0001 | 99 | 0.01 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | XX/XX/XXXX |
| XXXXXXX |  | 3158621263 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | -.0279 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0279 | 94 | 0.06 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | XX/XX/XXXX |
| XXXXXXX |  | 3158621264 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621269 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621270 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621271 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 36.36 | 36.36 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621275 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 44.44 | 44.44 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621277 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) | $XXXXXXX | $XXXXXXX | -.0282 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0282 | 94 | 0.1 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXXXX |  | 3158621279 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 44.39 | 44.39 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | EXCELLENT | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621283 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.62 | 79.62 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621284 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 74.97 | 74.97 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXXXX |  | 3158621288 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 60 | 60 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621290 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.91 | 79.91 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621291 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 60 | 60 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621293 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621294 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621296 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621298 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 78.28 | 78.28 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) | $XXXXXXX | $XXXXXXX | -.0024 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0024 | 82 | 0.18 | Other | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXXXX |  | 3158621299 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621302 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621303 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621304 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621305 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621310 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Excellent | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 | XX/XX/XXXX |
| XXXXXXX |  | 3158621313 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.66 | 79.66 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXXXX |  | 3158621315 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 2090 Individual Coop Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 65 | 65 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621334 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 2095 Exterior Only Inspection Coop Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 72 | 72 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621335 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 29.41 | 29.41 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621340 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 60 | 60 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| XXXXXXX |  | 3158621341 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621343 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 |  |  |  |  | $XXXXXXX | $XXXXXXX | .0367 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | .0367 | 94 | 0.1 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621346 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 54.55 | 54.55 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621348 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 85 | 85 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621350 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.87 | 79.87 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXXXXX |  | 3158621351 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXXXX |  | 3158621352 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 74.02 | 74.02 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Excellent | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621354 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.98 | 79.98 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621357 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | -.0811 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0811 | 94 | 0.06 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 | XX/XX/XXXX |
| XXXXXXX |  | 3158621358 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621360 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621361 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 78.34 | 78.34 | $XXXXXXX | $XXXXXXX | -.0059 | AVM |  |  |  |  | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0059 | 98 | 0.02 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX |
| XXXXXXX |  | 3158621368 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 41.91 | 41.91 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621373 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621377 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621378 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621379 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 44.91 | 44.91 |  |  |  |  | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621380 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0350 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0350 | 92 | 0.1 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621381 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 64.1 | 64.1 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.9 | XX/XX/XXXX | Not Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621383 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 20.46 | 20.46 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621386 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 65 | 65 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | -.0411 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0411 | 89 | 0.11 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XX/XX/XXXX | Not Eligible | 0 | XX/XX/XXXX |
| XXXXXXX |  | 3158621387 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 84.21 | 84.21 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXXXX |  | 3158621390 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621392 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 74.93 | 74.93 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621395 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 45.16 | 45.16 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621396 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 13.08 | 13.08 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621399 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621401 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 52.63 | 52.63 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621402 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 65.76 | 65.76 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 4 | XX/XX/XXXX |
| XXXXXXX |  | 3158621403 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621404 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621405 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621406 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621407 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621408 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXXXXX |  | 3158621412 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 38.54 | 38.54 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621413 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 52.63 | 52.63 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | .0402 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | .0402 | 49 | 0.1 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621414 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 38.41 | 38.41 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1.7 | XX/XX/XXXX |
| XXXXXXX |  | 3158621416 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 50 | 50 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | -.0243 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0243 | 94 | 0.06 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | 0 | XX/XX/XXXX | Not Eligible | 0 | XX/XX/XXXX |
| XXXXXXX |  | 3158621421 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 54.9 | 54.9 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621422 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621424 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 58.33 | 58.33 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621436 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 61.98 | 61.98 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621438 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 63.64 | 63.64 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | -.0876 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0876 | 96 | 0.06 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XX/XX/XXXX |
| XXXXXXX |  | 3158621440 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 48.78 | 48.78 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621441 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621442 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621451 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 68.1 | 68.1 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXXXXX |  | 3158621458 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 49.72 | 49.72 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621459 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | -.0140 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0140 | 97 | 0.1 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | XX/XX/XXXX |
| XXXXXXX |  | 3158621462 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621464 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 74.71 | 74.71 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621465 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.93 | 79.93 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621466 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 60 | 60 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621470 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 65.22 | 65.22 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | -.0965 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0965 | 95 | 0.05 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621472 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 83.69 | 83.69 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621473 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621474 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXXXXX |  | 3158621476 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 68.5 | 68.5 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XX/XX/XXXX |
| XXXXXXX |  | 3158621480 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 77 | 77 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621481 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621482 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621483 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 66.49 | 66.49 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621486 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.71 | 79.71 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621488 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | REASONABLE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621492 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) | $XXXXXXX | $XXXXXXX | -.0369 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0369 | 95 | 0.05 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXXXX |  | 3158621498 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 36.3 | 36.3 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621499 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621500 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621501 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 46.15 | 46.15 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621502 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | .0291 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | .0291 | 93 | 0.07 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621506 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621508 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 33.44 | 33.44 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621513 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 74.02 | 74.02 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621514 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 50.63 | 50.63 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621516 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621517 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70.59 | 70.59 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621518 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621519 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 63.92 | 63.92 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621522 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 26.67 | 26.67 |  |  |  |  | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621526 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 78.57 | 78.57 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621527 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 2090 Individual Coop Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621531 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 42.47 | 42.47 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621532 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621533 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 55 | 55 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621534 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 65 | 65 |  |  |  |  | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621535 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 36.84 | 36.84 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621537 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621541 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621544 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621549 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621550 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | excellent | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 | XX/XX/XXXX |
| XXXXXXX |  | 3158621552 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 2090 Individual Coop Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70.6 | 70.6 |  |  |  |  | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621553 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621556 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621558 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621561 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 51.28 | 51.28 | $XXXXXXX | $XXXXXXX | .0256 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | $XXXXXXXX | .0256 | XXXXXXXX | Excellent | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621564 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621569 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 78.44 | 78.44 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621571 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 78.57 | 78.57 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621573 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 73.67 | 73.67 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621574 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 19.42 | 19.42 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621578 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 2090 Individual Coop Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | REASONABLE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621579 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.25 | 79.25 | $XXXXXXX | $XXXXXXX | 9.0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621580 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 67.81 | 67.81 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXXXXX |  | 3158621582 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 78.49 | 78.49 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXXXXX |  | 3158621583 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621586 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621589 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 65 | 65 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621591 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621594 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Excellent | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621598 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 53.5 | 53.5 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621602 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 60.88 | 60.88 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1.2 | XX/XX/XXXX |
| XXXXXXX |  | 3158621606 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 74.9 | 74.9 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621608 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 39.28 | 39.28 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621609 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 65.6 | 65.6 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 2.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621611 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 45.04 | 45.04 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621612 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 37.11 | 37.11 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621614 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621615 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.46 | 79.46 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621616 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 31.25 | 31.25 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621617 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXXXXX |  | 3158621618 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 65 | 65 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX | Not Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621619 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621620 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621625 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621626 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621627 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XX/XX/XXXX |
| XXXXXXX |  | 3158621628 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 72.41 | 72.41 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621631 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621632 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 27.45 | 27.45 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621633 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 84 | 84 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621635 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621636 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.59 | 79.59 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXXXXX |  | 3158621638 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 77 | 77 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| XXXXXXX |  | 3158621639 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621640 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621643 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXXXXX |  | 3158621646 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621648 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621649 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621651 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXXXX |  | 3158621652 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621658 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621659 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621660 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621661 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621665 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621666 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 85 | 85 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXXXX |  | 3158621671 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621672 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Excellent | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621673 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 2090 Individual Coop Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 |  |  |  |  | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621674 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 72.88 | 72.88 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXXXX |  | 3158621675 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 38.6 | 38.6 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621676 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.84 | 79.84 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621684 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| XXXXXXX |  | 3158621687 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| XXXXXXX |  | 3158621690 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621699 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 62.99 | 62.99 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621701 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 60.71 | 60.71 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXXXX |  | 3158621703 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 55.31 | 55.31 | $XXXXXXX | $XXXXXXX | .0673 | AVM |  |  |  |  | |  |  |  |  | $XXXXXXX | $XXXXXXX | .0673 | 90 | 0.1 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621704 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 52.81 | 52.81 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621706 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 58.7 | 58.7 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| XXXXXXX |  | 3158621708 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621711 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXXXX |  | 3158621713 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 72.6 | 72.6 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621716 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 64.34 | 64.34 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XX/XX/XXXX | Not Eligible | 0 | XX/XX/XXXX |
| XXXXXXX |  | 3158621718 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1.4 | XX/XX/XXXX |
| XXXXXXX |  | 3158621721 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XX/XX/XXXX | Not Eligible | 0 | XX/XX/XXXX |
| XXXXXXX |  | 3158621723 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 36.36 | 36.36 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | REASONABLE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| XXXXXXX |  | 3158621726 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.31 | 79.31 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621727 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621728 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | $XXXXXXX | -.0165 | AVM |  |  |  |  | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0165 | 98 | 0.09 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621732 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 57.14 | 57.14 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621733 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621736 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | .0093 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | $XXXXXXXX | .0093 | XXXXXXXX | Excellent | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | XX/XX/XXXX | Not Eligible | 0 | XX/XX/XXXX |
| XXXXXXX |  | 3158621737 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 29.51 | 29.51 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621743 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621744 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621747 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621752 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621753 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 74.5 | 74.5 |  |  |  |  | $XXXXXXX | 0 | .0000 | Broker Price Opinion (BPO) | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621754 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621755 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621758 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621759 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 39.11 | 39.11 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXX |  | 3158621761 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 77.76 | 77.76 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | -.0560 | AVM | |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0560 | 94 | 0.06 | XXXXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621762 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.94 | 79.94 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXXXXX |  | 3158621763 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 26.6 | 26.6 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621764 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 60 | 60 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621766 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Desk Review |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621767 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 62.46 | 62.46 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621768 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.7 | 79.7 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621770 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 45.7 | 45.7 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621771 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 67.75 | 67.75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621772 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621777 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 54.1 | 54.1 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXXXX |  | 3158621778 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 73.13 | 73.13 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621779 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 75 | 75 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621783 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 70 | 70 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621784 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 74.56 | 74.56 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1.7 | XX/XX/XXXX |
| XXXXXXX |  | 3158621789 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621791 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 72.7 | 72.7 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621792 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 79.74 | 79.74 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) | $XXXXXXX | $XXXXXXX | -.0120 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | $XXXXXXXX | -.0120 | XXXXXXXX | reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXXXXX |  | 3158621793 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 71.47 | 71.47 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621795 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621796 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 25.96 | 25.96 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621800 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 62.12 | 62.12 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621802 | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 63.83 | 63.83 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXXXX |  | 3158621803 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 66.23 | 66.23 | $XXXXXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXXXX |  | 3158621805 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 |  |  |  |  | $XXXXXXX | 0 | .0000 | Desk Review | |  |  |  |  |  |  |  |  | 0 |  |  |  | $XXXXXXXX | 0 | .0000 | XXXXXXXX | Reasonable | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX |
| XXXXXXX |  | 3158621806 | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXXXX | XXXXXXXX | XXXXXX | $XXXXXXX | 80 | 80 | $XXXXXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |

---

## Exhibit 99.10

**Exhibit 99.10**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **ALT ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXXXXX |  | 3158621378 | 0507-096 | Borrower 1 Self-Employment Flag | employmentIncomePage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621381 | 0507-096 | Borrower 1 Self-Employment Flag | employmentIncomePage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621506 | 0507-096 | Borrower 1 Self-Employment Flag | employmentIncomePage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621583 | 0507-096 | Borrower 1 Self-Employment Flag | employmentIncomePage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621602 | 0507-096 | Borrower 1 Self-Employment Flag | employmentIncomePage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621665 | 0507-096 | Borrower 1 Self-Employment Flag | employmentIncomePage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621673 | 0507-096 | Borrower 1 Self-Employment Flag | employmentIncomePage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621755 | 0507-096 | Borrower 1 Self-Employment Flag | employmentIncomePage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621583 | 0507-096 | Borrower 2 Self-Employment Flag | employmentIncomePage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621609 | 0507-096 | Borrower 2 Self-Employment Flag | employmentIncomePage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621161 | 0507-096 | Property City | notePage | Per Data | Per Tape | Audit Value Pulled From Note. |
| XXXXXXX |  | 3158621188 | 0507-096 | Property City | notePage | Per Data | Per Tape | Audit Value pulled from Note |
| XXXXXXX |  | 3158621206 | 0507-096 | Property Type | propertyValuationPage | Per Data | Per Tape | Audit Value Pulled From Appraisal. |
| XXXXXXX |  | 3158621390 | 0507-096 | Property Type | propertyValuationPage | Per Data | Per Tape | Audit Value Pulled From Appraisal. |
| XXXXXXX |  | 3158621424 | 0507-096 | Property Type | propertyValuationPage | Per Data | Per Tape | Audit value pulled from Appraisal |
| XXXXXXX |  | 3158621561 | 0507-096 | Property Type | propertyValuationPage | Per Data | Per Tape | Audit Value Pulled From Appraisal. |
| XXXXXXX |  | 3158621626 | 0507-096 | Property Type | propertyValuationPage | Per Data | Per Tape | Audit Value Pulled From Appraisal. |
| XXXXXXX |  | 3158621259 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621261 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621284 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st lien / Qualifying Value. |
| XXXXXXX |  | 3158621290 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621298 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621313 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621341 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value Pulled From Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621350 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621354 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621361 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXXXX |  | 3158621392 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621465 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621472 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value" |
| XXXXXXX |  | 3158621514 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXXXX |  | 3158621516 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621571 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621609 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621676 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st Qualifying Value |
| XXXXXXX |  | 3158621732 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621768 | 0507-096 | Qualifying CLTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st lien / Qualifying Value. |
| XXXXXXX |  | 3158621221 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621248 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621254 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621261 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621269 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621296 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621310 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value pulled from most recent credit report in the loan file dated XX/XX/XXXX |
| XXXXXXX |  | 3158621378 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621412 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621486 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621508 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621518 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621527 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621531 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621549 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621556 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621558 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621616 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621618 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value based on lender qualifying requirements. |
| XXXXXXX |  | 3158621652 | 0507-096 | Qualifying FICO | creditLiabilitiesPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621259 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621261 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621284 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value. |
| XXXXXXX |  | 3158621290 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621298 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621313 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621341 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621350 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621354 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621361 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value. |
| XXXXXXX |  | 3158621392 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621465 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621472 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value" |
| XXXXXXX |  | 3158621514 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value. |
| XXXXXXX |  | 3158621516 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value |
| XXXXXXX |  | 3158621571 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621609 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXXXX |  | 3158621676 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of 1st Qualifying Value |
| XXXXXXX |  | 3158621732 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621768 | 0507-096 | Qualifying LTV | propertyValuationPage | Per Data | Per Tape | Audit Value of Subject Lien / Qualifying Value. |
| XXXXXXX |  | 3158621068 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit reflects difference in qualifying P & I than the approval. |
| XXXXXXX |  | 3158621152 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXXXX |  | 3158621178 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit liabilities were based on documents in the loan file.  |
| XXXXXXX |  | 3158621248 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621334 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXXXX |  | 3158621383 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit liabilities were based on documents in the loan file. |
| XXXXXXX |  | 3158621401 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXXXXX |  | 3158621414 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit reflects difference in subject REO per documents in the loan file.  |
| XXXXXXX |  | 3158621458 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit reflects more conservative income based on documents in the loan file.  |
| XXXXXXX |  | 3158621465 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit liabilities were based on documents in the loan file.  |
| XXXXXXX |  | 3158621470 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXXXX |  | 3158621514 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit reflects more conservative income based on documents in the loan file. |
| XXXXXXX |  | 3158621516 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit DTI difference is due to income calculations based on documents in loan file.  |
| XXXXXXX |  | 3158621617 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXXXX |  | 3158621619 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621636 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXXXX |  | 3158621661 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | 1008 DTI: 36.19 %. Audit matches 1008. |
| XXXXXXX |  | 3158621733 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXXXXX |  | 3158621771 | 0507-096 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | Per Data | Per Tape | Audit liabilities were based on documents in the loan file.  |
| XXXXXXX |  | 3158621085 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621261 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621284 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621290 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621298 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621313 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621341 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621350 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621354 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621361 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621392 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621412 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621465 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621472 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621514 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621516 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621564 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621571 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621609 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621676 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Pulled from Sales Contract. |
| XXXXXXX |  | 3158621732 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXXXX |  | 3158621758 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |
| XXXXXXX |  | 3158621768 | 0507-096 | Sales Price | propertyValuationPage | Per Data | Per Tape | Audit Value Verified on Purchase Contract / Final CD. |

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