# EDGAR Filing Document

**Accession Number:** 0001964225
**File Stem:** 0000929638-23-000664
**Filing Date:** 2023-2
**Character Count:** 4178
**Document Hash:** 3bf536414f7b19f4e80af818bce75b19
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000929638-23-000664.hdr.sgml**: 20230217

**ACCESSION NUMBER**: 0000929638-23-000664

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20230217

**DATE AS OF CHANGE**: 20230217

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Exeter Automobile Receivables Trust 2023-1
- **CENTRAL INDEX KEY:** 0001964225
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-268757-01
- **FILM NUMBER:** 23644159

**BUSINESS ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063
- **BUSINESS PHONE:** (214) 572-8276

**MAIL ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** EFCAR, LLC
- **CENTRAL INDEX KEY:** 0001654238
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **IRS NUMBER:** 453969432
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063
- **BUSINESS PHONE:** (214) 572-8276

**MAIL ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063

Free Writing Prospectus

Filed Pursuant to Rule 433

Dated February 17, 2023

Registration Statement Nos. 333-268757 and 333-268757-01

\*\*PXG DETAILS\*\* $524.040mm Exeter Automobile Receivables Trust 2023-1 (EART 2023-1)

Joint-Leads: J.P. Morgan (struc), Citigroup, and Mizuho

Co-Managers: BNP Paribas, Citizens Capital Markets, Wells Fargo Securities

TOTAL OFFERED

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| CL | SZ($MM) | SZ($MM) | WAL | S&P/F | E.FNL | L.FNL | SPREAD | YLD% | CPN% | $PX |
| A-1 | 63.000 | 59.850 | 0.13 | A-1+/F1+ | 06/23 | 03/24 | I-Crv +27 | 4.940 | 4.940 | 100.00000 |
| A-2 | 135.000 | 128.250 | 0.53 | AAA/AAA | 01/24 | 06/25 | I-Crv +65 | 5.678 | 5.61 | 99.99925 |
| A-3 | 52.020 | 49.410 | 1.07 | AAA/AAA | 06/24 | 04/26 | I-Crv +70 | 5.655 | 5.58 | 99.99045 |
| B | 75.720 | 71.930 | 1.64 | AA/AA | 03/25 | 04/27 | I-Crv +105 | 5.794 | 5.72 | 99.99206 |
| C | 78.760 | 74.820 | 2.41 | A/A | 01/26 | 02/28 | I-Crv +140 | 5.901 | 5.82 | 99.97848 |
| D | 80.300 | 76.280 | 3.33 | BBB/BBB | 01/27 | 06/29 | I-Crv +250 | 6.788 | 6.69 | 99.98864 |
| E | 66.850 | 63.500 | 4.37 | BB/BB | 10/27 | 09/30 | I-Crv +825 | 12.384 | 12.07 | 99.98071 |

---

Expected Settle : 02/28/23 Registration : A1-D : SEC Registered

First Pay Date : 03/15/23 E : 144a/RegS

Expected Ratings : S&P, Fitch ERISA Eligible : A1-D : Yes

Ticker : EART 2023-1 E : No

Bill & Deliver : J.P. Morgan Px Speed : 1.50% ABS, 5% Call

Expected Pricing : Priced Min Denoms : A1-D : $1k x $1k

CUSIPs : A-1 30168BAA8 E : $892k x $1k

A-2 30168BAB6 \*Class E Notes will not be eligible for

A-3 30168BAC4 clearance on Euroclear

B 30168BAD2

C 30168BAE0 Available Information:

D 30168BAF7 \* Prelim Prospectus : Attached

E 30168BAG5 \* Ratings FWP : Attached

\* Prelim OM (Cls E) : Separate Msg

\* DealRoadshow.com : EART231

\* IntexNet/CDI : Separate Msg

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The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling 800-408-1016 or by emailing the ABS Syndicate Desk at abs_synd@jpmorgan.com.