# EDGAR Filing Document

**Accession Number:** 0001803848
**File Stem:** 0001420506-26-000699
**Filing Date:** 2026-4
**Character Count:** 30851
**Document Hash:** 25664587e4004153e62865dff0831454
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001420506-26-000699.hdr.sgml**: 20260422

**ACCESSION NUMBER**: 0001420506-26-000699

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260422

**DATE AS OF CHANGE**: 20260422

**EFFECTIVENESS DATE**: 20260422

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RMR Wealth Builders
- **CENTRAL INDEX KEY:** 0001803848

**ORGANIZATION NAME:**
- **EIN:** 112812983
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20194
- **FILM NUMBER:** 26881793

**BUSINESS ADDRESS:**
- **STREET 1:** 111 GROVE STREET
- **STREET 2:** SUITE 203
- **CITY:** MONTCLAIR
- **STATE:** NJ
- **ZIP:** 07042
- **BUSINESS PHONE:** 2018362460

**MAIL ADDRESS:**
- **STREET 1:** 111 GROVE STREET
- **STREET 2:** SUITE 203
- **CITY:** MONTCLAIR
- **STATE:** NJ
- **ZIP:** 07042

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RMR Wealth Builders<br>**Address:** 111 Grove Street<br>Suite 203<br>Montclair, NJ 07042

**Form 13F File Number:** 028-20194

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Steven Sergio<br>**Title:** Director of Compliance  Operations<br>**Phone:** 2018362460

**Signature, Place, and Date of Signing:**

Steven Sergio Director of Compliance  Operations  Montclair, NJ  04-22-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 277

**Form 13F Information Table Value Total:** $1269917201

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 2976804 | 20497 | SH |  | SOLE |  | 0 | 0 | 20497 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 205964 | 2006 | SH |  | SOLE |  | 0 | 0 | 2006 |
| ABBVIE INC | COM | 00287Y109 |  | 1560615 | 7176 | SH |  | SOLE |  | 0 | 0 | 7176 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 293789 | 1482 | SH |  | SOLE |  | 0 | 0 | 1482 |
| ADOBE INC | COM | 00724F101 |  | 348820 | 1435 | SH |  | SOLE |  | 0 | 0 | 1435 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 5363025 | 26363 | SH |  | SOLE |  | 0 | 0 | 26363 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 271370 | 2163 | SH |  | SOLE |  | 0 | 0 | 2163 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 9084659 | 31669 | SH |  | SOLE |  | 0 | 0 | 31669 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 5592685 | 19449 | SH |  | SOLE |  | 0 | 0 | 19449 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 2851982 | 43218 | SH |  | SOLE |  | 0 | 0 | 43218 |
| AMAZON COM INC | COM | 023135106 |  | 15889286 | 76292 | SH |  | SOLE |  | 0 | 0 | 76292 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 467756 | 5513 | SH |  | SOLE |  | 0 | 0 | 5513 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 3355382 | 11093 | SH |  | SOLE |  | 0 | 0 | 11093 |
| AMERICAN TOWER CORP | COM | 03027X100 |  | 3108527 | 18012 | SH |  | SOLE |  | 0 | 0 | 18012 |
| AMGEN INC | COM | 031162100 |  | 237351 | 675 | SH |  | SOLE |  | 0 | 0 | 675 |
| ANGEL OAK FUNDS TRUST | OAK ULTRASHORT | 03463K752 |  | 911883 | 17790 | SH |  | SOLE |  | 0 | 0 | 17790 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 307307 | 2758 | SH |  | SOLE |  | 0 | 0 | 2758 |
| APPLE INC | COM | 037833100 |  | 39101610 | 154071 | SH |  | SOLE |  | 0 | 0 | 154071 |
| APPLIED MATLS INC | COM | 038222105 |  | 2268889 | 6638 | SH |  | SOLE |  | 0 | 0 | 6638 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 3884514 | 31638 | SH |  | SOLE |  | 0 | 0 | 31638 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 2672637 | 2023 | SH |  | SOLE |  | 0 | 0 | 2023 |
| AT INC | COM | 00206R102 |  | 323227 | 11150 | SH |  | SOLE |  | 0 | 0 | 11150 |
| AUTOZONE INC | COM | 053332102 |  | 229689 | 68 | SH |  | SOLE |  | 0 | 0 | 68 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 402181 | 947 | SH |  | SOLE |  | 0 | 0 | 947 |
| BANK AMERICA CORP | COM | 060505104 |  | 768931 | 15773 | SH |  | SOLE |  | 0 | 0 | 15773 |
| BARRICK MNG CORP | COM SHS | 06849F108 |  | 416632 | 10214 | SH |  | SOLE |  | 0 | 0 | 10214 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 718140 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 6639131 | 13855 | SH |  | SOLE |  | 0 | 0 | 13855 |
| BLACKROCK INC | COM | 09290D101 |  | 1687904 | 1755 | SH |  | SOLE |  | 0 | 0 | 1755 |
| BLACKROCK MUNIYIELD N Y QUAL | COM | 09255E102 |  | 212597 | 22028 | SH |  | SOLE |  | 0 | 0 | 22028 |
| BLACKSTONE INC | COM | 09260D107 |  | 3597865 | 31289 | SH |  | SOLE |  | 0 | 0 | 31289 |
| BLOOM ENERGY CORP | COM CL A | 093712107 |  | 203779 | 1504 | SH |  | SOLE |  | 0 | 0 | 1504 |
| BLUEROCK PVT REAL ESTATE FD | COM | 09631P102 |  | 580209 | 34931 | SH |  | SOLE |  | 0 | 0 | 34931 |
| BOEING CO | COM | 097023105 |  | 258830 | 1300 | SH |  | SOLE |  | 0 | 0 | 1300 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 538921 | 128 | SH |  | SOLE |  | 0 | 0 | 128 |
| BORGWARNER INC | COM | 099724106 |  | 392300 | 7230 | SH |  | SOLE |  | 0 | 0 | 7230 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 467111 | 7444 | SH |  | SOLE |  | 0 | 0 | 7444 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 448240 | 7391 | SH |  | SOLE |  | 0 | 0 | 7391 |
| BROADCOM INC | COM | 11135F101 |  | 14106675 | 45577 | SH |  | SOLE |  | 0 | 0 | 45577 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 14020Y201 |  | 10484450 | 385597 | SH |  | SOLE |  | 0 | 0 | 385597 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 917846 | 5031 | SH |  | SOLE |  | 0 | 0 | 5031 |
| CATERPILLAR INC | COM | 149123101 |  | 1306445 | 1844 | SH |  | SOLE |  | 0 | 0 | 1844 |
| CHAIN BRIDGE BANCORP INC | CL A | 15746L100 |  | 1350979 | 38710 | SH |  | SOLE |  | 0 | 0 | 38710 |
| CHEVRON CORPORATION | COM | 166764100 |  | 5301702 | 25624 | SH |  | SOLE |  | 0 | 0 | 25624 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 609470 | 19040 | SH |  | SOLE |  | 0 | 0 | 19040 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 1005590 | 3074 | SH |  | SOLE |  | 0 | 0 | 3074 |
| CISCO SYS INC | COM | 17275R102 |  | 577812 | 7447 | SH |  | SOLE |  | 0 | 0 | 7447 |
| CITIGROUP INC | COM NEW | 172967424 |  | 1370185 | 12082 | SH |  | SOLE |  | 0 | 0 | 12082 |
| CME GROUP INC | COM | 12572Q105 |  | 1653960 | 5600 | SH |  | SOLE |  | 0 | 0 | 5600 |
| COCA COLA CO | COM | 191216100 |  | 1493166 | 19498 | SH |  | SOLE |  | 0 | 0 | 19498 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 363942 | 2084 | SH |  | SOLE |  | 0 | 0 | 2084 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 1161330 | 40450 | SH |  | SOLE |  | 0 | 0 | 40450 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1017588 | 7709 | SH |  | SOLE |  | 0 | 0 | 7709 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 533799 | 4716 | SH |  | SOLE |  | 0 | 0 | 4716 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 3549280 | 12710 | SH |  | SOLE |  | 0 | 0 | 12710 |
| CORNING INC | COM | 219350105 |  | 4166736 | 30645 | SH |  | SOLE |  | 0 | 0 | 30645 |
| COSTAR GROUP INC | COM | 22160N109 |  | 668676 | 16576 | SH |  | SOLE |  | 0 | 0 | 16576 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 6165195 | 6187 | SH |  | SOLE |  | 0 | 0 | 6187 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 4103196 | 10510 | SH |  | SOLE |  | 0 | 0 | 10510 |
| CSX CORP | COM | 126408103 |  | 1119064 | 27261 | SH |  | SOLE |  | 0 | 0 | 27261 |
| CVS HEALTH CORP | COM | 126650100 |  | 986781 | 13740 | SH |  | SOLE |  | 0 | 0 | 13740 |
| DEXCOM INC | COM | 252131107 |  | 339183 | 5401 | SH |  | SOLE |  | 0 | 0 | 5401 |
| DISNEY WALT CO | COM | 254687106 |  | 742424 | 7703 | SH |  | SOLE |  | 0 | 0 | 7703 |
| DOCUSIGN INC | COM | 256163106 |  | 433422 | 9142 | SH |  | SOLE |  | 0 | 0 | 9142 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 3271420 | 24984 | SH |  | SOLE |  | 0 | 0 | 24984 |
| EATON CORP PLC | SHS | G29183103 |  | 412128 | 1152 | SH |  | SOLE |  | 0 | 0 | 1152 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 344905 | 4307 | SH |  | SOLE |  | 0 | 0 | 4307 |
| ELANCO ANIMAL HEALTH INC | COM | 28414H103 |  | 473168 | 19773 | SH |  | SOLE |  | 0 | 0 | 19773 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 806510 | 3956 | SH |  | SOLE |  | 0 | 0 | 3956 |
| ELI LILLY  CO | COM | 532457108 |  | 5536886 | 6020 | SH |  | SOLE |  | 0 | 0 | 6020 |
| ENBRIDGE INC | COM | 29250N105 |  | 639935 | 11820 | SH |  | SOLE |  | 0 | 0 | 11820 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 239207 | 12394 | SH |  | SOLE |  | 0 | 0 | 12394 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 6251971 | 36850 | SH |  | SOLE |  | 0 | 0 | 36850 |
| FASTENAL CO | COM | 311900104 |  | 767642 | 16544 | SH |  | SOLE |  | 0 | 0 | 16544 |
| FEDERATED HERMES ETF TRUST | HERMES TOTAL RET | 31423L404 |  | 5937079 | 235346 | SH |  | SOLE |  | 0 | 0 | 235346 |
| FIDELITY COVINGTON TRUST | LOW VOLITY ETF | 316092824 |  | 208270 | 3224 | SH |  | SOLE |  | 0 | 0 | 3224 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 16872296 | 333050 | SH |  | SOLE |  | 0 | 0 | 333050 |
| FIRST TR EXCH TRADED FD III | SHRT DUR MNG MUN | 33739P830 |  | 21502249 | 1077267 | SH |  | SOLE |  | 0 | 0 | 1077267 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 236448 | 4747 | SH |  | SOLE |  | 0 | 0 | 4747 |
| FORTINET INC | COM | 34959E109 |  | 338321 | 4140 | SH |  | SOLE |  | 0 | 0 | 4140 |
| FRONTLINE PLC | COM | M46528101 |  | 653401 | 18744 | SH |  | SOLE |  | 0 | 0 | 18744 |
| GE AEROSPACE | COM NEW | 369604301 |  | 3173706 | 11184 | SH |  | SOLE |  | 0 | 0 | 11184 |
| GE VERNOVA INC | COM | 36828A101 |  | 633764 | 726 | SH |  | SOLE |  | 0 | 0 | 726 |
| GENERAL MTRS CO | COM | 37045V100 |  | 1786734 | 23983 | SH |  | SOLE |  | 0 | 0 | 23983 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 1935056 | 13884 | SH |  | SOLE |  | 0 | 0 | 13884 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 208098 | 12134 | SH |  | SOLE |  | 0 | 0 | 12134 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 212698 | 6403 | SH |  | SOLE |  | 0 | 0 | 6403 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 4278634 | 5058 | SH |  | SOLE |  | 0 | 0 | 5058 |
| GUIDEWIRE SOFTWARE INC | COM | 40171V100 |  | 532284 | 3559 | SH |  | SOLE |  | 0 | 0 | 3559 |
| HERCULES CAPITAL INC | COM | 427096508 |  | 288917 | 19561 | SH |  | SOLE |  | 0 | 0 | 19561 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 876967 | 2884 | SH |  | SOLE |  | 0 | 0 | 2884 |
| HOME DEPOT INC | COM | 437076102 |  | 4966380 | 15100 | SH |  | SOLE |  | 0 | 0 | 15100 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1714413 | 7585 | SH |  | SOLE |  | 0 | 0 | 7585 |
| HUMANA INC | COM | 444859102 |  | 427819 | 2467 | SH |  | SOLE |  | 0 | 0 | 2467 |
| ICICI BANK LIMITED | ADR | 45104G104 |  | 397887 | 15362 | SH |  | SOLE |  | 0 | 0 | 15362 |
| IDEX CORP | COM | 45167R104 |  | 277312 | 1463 | SH |  | SOLE |  | 0 | 0 | 1463 |
| IDEXX LABS INC | COM | 45168D104 |  | 283754 | 505 | SH |  | SOLE |  | 0 | 0 | 505 |
| INTEL CORP | COM | 458140100 |  | 684236 | 15505 | SH |  | SOLE |  | 0 | 0 | 15505 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 677248 | 4306 | SH |  | SOLE |  | 0 | 0 | 4306 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 3265169 | 13471 | SH |  | SOLE |  | 0 | 0 | 13471 |
| INTUIT | COM | 461202103 |  | 583716 | 1350 | SH |  | SOLE |  | 0 | 0 | 1350 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 1548004 | 3358 | SH |  | SOLE |  | 0 | 0 | 3358 |
| INVESCO EXCH TRADED FD TR II | NASDAQNXTGEN100 | 46138G631 |  | 411487 | 11364 | SH |  | SOLE |  | 0 | 0 | 11364 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 484515 | 2039 | SH |  | SOLE |  | 0 | 0 | 2039 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 406252 | 20701 | SH |  | SOLE |  | 0 | 0 | 20701 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 553251 | 28328 | SH |  | SOLE |  | 0 | 0 | 28328 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 550325 | 2867 | SH |  | SOLE |  | 0 | 0 | 2867 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 7086946 | 12279 | SH |  | SOLE |  | 0 | 0 | 12279 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 311526 | 8108 | SH |  | SOLE |  | 0 | 0 | 8108 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 235193 | 2990 | SH |  | SOLE |  | 0 | 0 | 2990 |
| ISHARES INC | MSCI GBL GOLD MN | 46434G855 |  | 326819 | 4138 | SH |  | SOLE |  | 0 | 0 | 4138 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 74919442 | 1109425 | SH |  | SOLE |  | 0 | 0 | 1109425 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 31378811 | 294637 | SH |  | SOLE |  | 0 | 0 | 294637 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 62870841 | 694475 | SH |  | SOLE |  | 0 | 0 | 694475 |
| ISHARES TR | S 100 ETF | 464287101 |  | 2918690 | 9176 | SH |  | SOLE |  | 0 | 0 | 9176 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 202699 | 1339 | SH |  | SOLE |  | 0 | 0 | 1339 |
| ISHARES TR | CORE S ETF | 464287200 |  | 524022 | 802 | SH |  | SOLE |  | 0 | 0 | 802 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 333678 | 2950 | SH |  | SOLE |  | 0 | 0 | 2950 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 276272 | 1308 | SH |  | SOLE |  | 0 | 0 | 1308 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 2305789 | 27925 | SH |  | SOLE |  | 0 | 0 | 27925 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 6148579 | 63303 | SH |  | SOLE |  | 0 | 0 | 63303 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1340070 | 13782 | SH |  | SOLE |  | 0 | 0 | 13782 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 29312125 | 137184 | SH |  | SOLE |  | 0 | 0 | 137184 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 42630143 | 99977 | SH |  | SOLE |  | 0 | 0 | 99977 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 922874 | 2588 | SH |  | SOLE |  | 0 | 0 | 2588 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 3080779 | 12422 | SH |  | SOLE |  | 0 | 0 | 12422 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 280386 | 756 | SH |  | SOLE |  | 0 | 0 | 756 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2343519 | 18852 | SH |  | SOLE |  | 0 | 0 | 18852 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 16159927 | 152237 | SH |  | SOLE |  | 0 | 0 | 152237 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 394988 | 7515 | SH |  | SOLE |  | 0 | 0 | 7515 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 533700 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 273546 | 2478 | SH |  | SOLE |  | 0 | 0 | 2478 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 624624 | 9464 | SH |  | SOLE |  | 0 | 0 | 9464 |
| ISHARES TR | US SML CAP EQT | 46434V290 |  | 279690 | 3705 | SH |  | SOLE |  | 0 | 0 | 3705 |
| ISHARES TR | CORE DIVID ETF | 46435U861 |  | 295487 | 5477 | SH |  | SOLE |  | 0 | 0 | 5477 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 |  | 536366 | 10897 | SH |  | SOLE |  | 0 | 0 | 10897 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 322818 | 3207 | SH |  | SOLE |  | 0 | 0 | 3207 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 1626948 | 34557 | SH |  | SOLE |  | 0 | 0 | 34557 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 590451 | 11667 | SH |  | SOLE |  | 0 | 0 | 11667 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 276587 | 5469 | SH |  | SOLE |  | 0 | 0 | 5469 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 4261567 | 17434 | SH |  | SOLE |  | 0 | 0 | 17434 |
| JOHNSON CONTROLS INTERNATION | SHS | G51502105 |  | 213841 | 1633 | SH |  | SOLE |  | 0 | 0 | 1633 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 11454957 | 38941 | SH |  | SOLE |  | 0 | 0 | 38941 |
| KEYSIGHT TECHNOLOGIES INC | COM | 49338L103 |  | 714114 | 2529 | SH |  | SOLE |  | 0 | 0 | 2529 |
| KLA CORP | COM NEW | 482480100 |  | 2288963 | 1555 | SH |  | SOLE |  | 0 | 0 | 1555 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 521966 | 1512 | SH |  | SOLE |  | 0 | 0 | 1512 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 1025309 | 4793 | SH |  | SOLE |  | 0 | 0 | 4793 |
| LINDE PLC | SHS | G54950103 |  | 436629 | 881 | SH |  | SOLE |  | 0 | 0 | 881 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 |  | 80797 | 16063 | SH |  | SOLE |  | 0 | 0 | 16063 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 342737 | 567 | SH |  | SOLE |  | 0 | 0 | 567 |
| LOWES COS INC | COM | 548661107 |  | 487150 | 2062 | SH |  | SOLE |  | 0 | 0 | 2062 |
| LPL FINL HLDGS INC | COM | 50212V100 |  | 383859 | 1276 | SH |  | SOLE |  | 0 | 0 | 1276 |
| LYONDELLBASELL INDUSTRIES NV | SHS - A - | N53745100 |  | 520176 | 6457 | SH |  | SOLE |  | 0 | 0 | 6457 |
| MAIN STR CAP CORP | COM | 56035L104 |  | 673222 | 12712 | SH |  | SOLE |  | 0 | 0 | 12712 |
| MARATHON PETE CORP | COM | 56585A102 |  | 359433 | 1472 | SH |  | SOLE |  | 0 | 0 | 1472 |
| MARKETAXESS HLDGS INC | COM | 57060D108 |  | 322866 | 1957 | SH |  | SOLE |  | 0 | 0 | 1957 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 377566 | 1154 | SH |  | SOLE |  | 0 | 0 | 1154 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 1565288 | 9024 | SH |  | SOLE |  | 0 | 0 | 9024 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 |  | 477419 | 811 | SH |  | SOLE |  | 0 | 0 | 811 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 661539 | 6679 | SH |  | SOLE |  | 0 | 0 | 6679 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 2205798 | 4415 | SH |  | SOLE |  | 0 | 0 | 4415 |
| MCDONALDS CORP | COM | 580135101 |  | 3149428 | 10134 | SH |  | SOLE |  | 0 | 0 | 10134 |
| MCKESSON CORP | COM | 58155Q103 |  | 479875 | 554 | SH |  | SOLE |  | 0 | 0 | 554 |
| MERCADOLIBRE  INC | COM | 58733R102 |  | 324924 | 188 | SH |  | SOLE |  | 0 | 0 | 188 |
| MERCK  CO INC | COM | 58933Y105 |  | 1582543 | 13066 | SH |  | SOLE |  | 0 | 0 | 13066 |
| META PLATFORMS INC | CL A | 30303M102 |  | 8040945 | 14054 | SH |  | SOLE |  | 0 | 0 | 14054 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 277213 | 4291 | SH |  | SOLE |  | 0 | 0 | 4291 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 3665574 | 10850 | SH |  | SOLE |  | 0 | 0 | 10850 |
| MICROSOFT CORP | COM | 594918104 |  | 19851766 | 53629 | SH |  | SOLE |  | 0 | 0 | 53629 |
| MIDDLEBY CORP | COM | 596278101 |  | 380107 | 2867 | SH |  | SOLE |  | 0 | 0 | 2867 |
| MONOLITHIC PWR SYS INC | COM | 609839105 |  | 1064923 | 974 | SH |  | SOLE |  | 0 | 0 | 974 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 1075894 | 6538 | SH |  | SOLE |  | 0 | 0 | 6538 |
| NEBIUS GROUP N.V. | SHS CLASS A | N97284108 |  | 234809 | 2263 | SH |  | SOLE |  | 0 | 0 | 2263 |
| NETFLIX INC. | COM | 64110L106 |  | 5684157 | 59118 | SH |  | SOLE |  | 0 | 0 | 59118 |
| NEWMONT CORP | COM | 651639106 |  | 2703834 | 24978 | SH |  | SOLE |  | 0 | 0 | 24978 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 720117 | 7753 | SH |  | SOLE |  | 0 | 0 | 7753 |
| NORTHERN LTS FD TR II | PEAKSHARES RMR | 664925864 |  | 52838803 | 2257306 | SH |  | SOLE |  | 0 | 0 | 2257306 |
| NUVEEN NEW JERSEY | COM | 67069Y102 |  | 472566 | 38176 | SH |  | SOLE |  | 0 | 0 | 38176 |
| NUVEEN NY AMT FREE | COM | 670656107 |  | 675215 | 65689 | SH |  | SOLE |  | 0 | 0 | 65689 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 43501171 | 249419 | SH |  | SOLE |  | 0 | 0 | 249419 |
| ON SEMICONDUCTOR CORP | COM | 682189105 |  | 202726 | 3274 | SH |  | SOLE |  | 0 | 0 | 3274 |
| ORACLE CORP | COM | 68389X105 |  | 2694620 | 18317 | SH |  | SOLE |  | 0 | 0 | 18317 |
| PACCAR INC | COM | 693718108 |  | 1006085 | 8711 | SH |  | SOLE |  | 0 | 0 | 8711 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 3293215 | 22513 | SH |  | SOLE |  | 0 | 0 | 22513 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 3121671 | 19472 | SH |  | SOLE |  | 0 | 0 | 19472 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 263106 | 5817 | SH |  | SOLE |  | 0 | 0 | 5817 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 530373 | 3208 | SH |  | SOLE |  | 0 | 0 | 3208 |
| PHILLIPS 66 | COM | 718546104 |  | 719975 | 3952 | SH |  | SOLE |  | 0 | 0 | 3952 |
| PHILLIPS EDISON  CO INC | COMMON STOCK | 71844V201 |  | 790220 | 21118 | SH |  | SOLE |  | 0 | 0 | 21118 |
| PIMCO ETF TR | 0-5 HIGH YIELD | 72201R783 |  | 19111757 | 204908 | SH |  | SOLE |  | 0 | 0 | 204908 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 2946609 | 112466 | SH |  | SOLE |  | 0 | 0 | 112466 |
| PIMCO HIGH INCOME FD | COM SHS | 722014107 |  | 54319 | 11612 | SH |  | SOLE |  | 0 | 0 | 11612 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 1413672 | 6794 | SH |  | SOLE |  | 0 | 0 | 6794 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 688537 | 4767 | SH |  | SOLE |  | 0 | 0 | 4767 |
| PROGRESSIVE CORP | COM | 743315103 |  | 2358492 | 11897 | SH |  | SOLE |  | 0 | 0 | 11897 |
| PUBLIC SVC ENTERPRISE GROUP | COM | 744573106 |  | 1318391 | 16286 | SH |  | SOLE |  | 0 | 0 | 16286 |
| PUTNAM ETF TRUST | FOCUSED LAR CAP | 746729300 |  | 1150048 | 24786 | SH |  | SOLE |  | 0 | 0 | 24786 |
| PUTNAM ETF TRUST | FRANKLIN MUNI HI | 746729789 |  | 203913 | 17685 | SH |  | SOLE |  | 0 | 0 | 17685 |
| RBB FUND TRUST | FIRST EAGLE OVER | 75526L878 |  | 432749 | 8576 | SH |  | SOLE |  | 0 | 0 | 8576 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 2992122 | 3873 | SH |  | SOLE |  | 0 | 0 | 3873 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 |  | 222497 | 2385 | SH |  | SOLE |  | 0 | 0 | 2385 |
| ROYAL BK CDA | COM | 780087102 |  | 294601 | 1821 | SH |  | SOLE |  | 0 | 0 | 1821 |
| ROYAL GOLD INC | COM | 780287108 |  | 764657 | 3005 | SH |  | SOLE |  | 0 | 0 | 3005 |
| RPM INTL INC | COM | 749685103 |  | 298101 | 2999 | SH |  | SOLE |  | 0 | 0 | 2999 |
| RTX CORPORATION | COM | 75513E101 |  | 713418 | 3698 | SH |  | SOLE |  | 0 | 0 | 3698 |
| SALESFORCE INC | COM | 79466L302 |  | 2721882 | 14581 | SH |  | SOLE |  | 0 | 0 | 14581 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 591467 | 6294 | SH |  | SOLE |  | 0 | 0 | 6294 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 19327585 | 796357 | SH |  | SOLE |  | 0 | 0 | 796357 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 4199176 | 163774 | SH |  | SOLE |  | 0 | 0 | 163774 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1145687 | 37005 | SH |  | SOLE |  | 0 | 0 | 37005 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 321399 | 11052 | SH |  | SOLE |  | 0 | 0 | 11052 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 358020 | 11669 | SH |  | SOLE |  | 0 | 0 | 11669 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 933694 | 37725 | SH |  | SOLE |  | 0 | 0 | 37725 |
| SCOTTS MIRACLE-GRO CO | CL A | 810186106 |  | 279787 | 4601 | SH |  | SOLE |  | 0 | 0 | 4601 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 1210423 | 8256 | SH |  | SOLE |  | 0 | 0 | 8256 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 792812 | 12942 | SH |  | SOLE |  | 0 | 0 | 12942 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 812889 | 16465 | SH |  | SOLE |  | 0 | 0 | 16465 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 5522872 | 41557 | SH |  | SOLE |  | 0 | 0 | 41557 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 407478 | 1271 | SH |  | SOLE |  | 0 | 0 | 1271 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 892260 | 7522 | SH |  | SOLE |  | 0 | 0 | 7522 |
| SMITH A O CORP | COM | 831865209 |  | 309344 | 4691 | SH |  | SOLE |  | 0 | 0 | 4691 |
| SOUNDHOUND AI INC | CLASS A COM | 836100107 |  | 80242 | 11680 | SH |  | SOLE |  | 0 | 0 | 11680 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 851451 | 1979 | SH |  | SOLE |  | 0 | 0 | 1979 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 699157 | 15316 | SH |  | SOLE |  | 0 | 0 | 15316 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 426407 | 4355 | SH |  | SOLE |  | 0 | 0 | 4355 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 1402053 | 48920 | SH |  | SOLE |  | 0 | 0 | 48920 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 996375 | 6827 | SH |  | SOLE |  | 0 | 0 | 6827 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 3069383 | 40102 | SH |  | SOLE |  | 0 | 0 | 40102 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 648670 | 13562 | SH |  | SOLE |  | 0 | 0 | 13562 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 1725275 | 3725 | SH |  | SOLE |  | 0 | 0 | 3725 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 11371879 | 17486 | SH |  | SOLE |  | 0 | 0 | 17486 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 |  | 8613781 | 13966 | SH |  | SOLE |  | 0 | 0 | 13966 |
| T-MOBILE US INC | COM | 872590104 |  | 440040 | 2095 | SH |  | SOLE |  | 0 | 0 | 2095 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 1882619 | 5558 | SH |  | SOLE |  | 0 | 0 | 5558 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 222205 | 1063 | SH |  | SOLE |  | 0 | 0 | 1063 |
| TERADYNE INC | COM | 880770102 |  | 1427158 | 4814 | SH |  | SOLE |  | 0 | 0 | 4814 |
| TESLA INC | COM | 88160R101 |  | 5993514 | 16122 | SH |  | SOLE |  | 0 | 0 | 16122 |
| TEXAS INSTRS INC | COM | 882508104 |  | 881217 | 4539 | SH |  | SOLE |  | 0 | 0 | 4539 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 2690341 | 5473 | SH |  | SOLE |  | 0 | 0 | 5473 |
| TJX COS INC NEW | COM | 872540109 |  | 3419289 | 21411 | SH |  | SOLE |  | 0 | 0 | 21411 |
| TRANSUNION | COM | 89400J107 |  | 410158 | 5928 | SH |  | SOLE |  | 0 | 0 | 5928 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 921285 | 20041 | SH |  | SOLE |  | 0 | 0 | 20041 |
| TWILIO INC | CL A | 90138F102 |  | 1310667 | 10417 | SH |  | SOLE |  | 0 | 0 | 10417 |
| TYLER TECHNOLOGIES INC | COM | 902252105 |  | 329370 | 962 | SH |  | SOLE |  | 0 | 0 | 962 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 2858731 | 39743 | SH |  | SOLE |  | 0 | 0 | 39743 |
| ULTA BEAUTY INC | COM | 90384S303 |  | 550414 | 1053 | SH |  | SOLE |  | 0 | 0 | 1053 |
| UNION PAC CORP | COM | 907818108 |  | 821313 | 3385 | SH |  | SOLE |  | 0 | 0 | 3385 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 211972 | 783 | SH |  | SOLE |  | 0 | 0 | 783 |
| UNIVERSAL DISPLAY CORP | COM | 91347P105 |  | 213659 | 2331 | SH |  | SOLE |  | 0 | 0 | 2331 |
| VALE S A | SPONSORED ADS | 91912E105 |  | 171876 | 10803 | SH |  | SOLE |  | 0 | 0 | 10803 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 299728 | 1213 | SH |  | SOLE |  | 0 | 0 | 1213 |
| VALMONT INDS INC | COM | 920253101 |  | 235347 | 589 | SH |  | SOLE |  | 0 | 0 | 589 |
| VANECK ETF TRUST | SHRT HGH YLD MUN | 92189F387 |  | 1285954 | 56750 | SH |  | SOLE |  | 0 | 0 | 56750 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 542509 | 1415 | SH |  | SOLE |  | 0 | 0 | 1415 |
| VANECK ETF TRUST | INTRMDT MUNI ETF | 92189H201 |  | 221157 | 4763 | SH |  | SOLE |  | 0 | 0 | 4763 |
| VANECK ETF TRUST | CLO ETF | 92189H748 |  | 482242 | 9151 | SH |  | SOLE |  | 0 | 0 | 9151 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 120887719 | 202306 | SH |  | SOLE |  | 0 | 0 | 202306 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 115628127 | 264722 | SH |  | SOLE |  | 0 | 0 | 264722 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 112610170 | 573956 | SH |  | SOLE |  | 0 | 0 | 573956 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 226122 | 787 | SH |  | SOLE |  | 0 | 0 | 787 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 253809 | 791 | SH |  | SOLE |  | 0 | 0 | 791 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 216635 | 2628 | SH |  | SOLE |  | 0 | 0 | 2628 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 429603 | 8611 | SH |  | SOLE |  | 0 | 0 | 8611 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 513205 | 6474 | SH |  | SOLE |  | 0 | 0 | 6474 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 313188 | 1456 | SH |  | SOLE |  | 0 | 0 | 1456 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 4412464 | 87898 | SH |  | SOLE |  | 0 | 0 | 87898 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 3174899 | 7110 | SH |  | SOLE |  | 0 | 0 | 7110 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 537821 | 2146 | SH |  | SOLE |  | 0 | 0 | 2146 |
| VISA INC | COM CL A | 92826C839 |  | 5812535 | 19232 | SH |  | SOLE |  | 0 | 0 | 19232 |
| VISTRA CORP | COM | 92840M102 |  | 209433 | 1393 | SH |  | SOLE |  | 0 | 0 | 1393 |
| WALMART INC | COM | 931142103 |  | 5190585 | 41684 | SH |  | SOLE |  | 0 | 0 | 41684 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 3161794 | 13759 | SH |  | SOLE |  | 0 | 0 | 13759 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 447197 | 1653 | SH |  | SOLE |  | 0 | 0 | 1653 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 321504 | 6119 | SH |  | SOLE |  | 0 | 0 | 6119 |
| WISDOMTREE TR | US S CAP QTY DIV | 97717X651 |  | 335342 | 6332 | SH |  | SOLE |  | 0 | 0 | 6332 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 1509018 | 17179 | SH |  | SOLE |  | 0 | 0 | 17179 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 1022649 | 11033 | SH |  | SOLE |  | 0 | 0 | 11033 |

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