# EDGAR Filing Document

**Accession Number:** 0000842180
**File Stem:** 0001193125-25-258784
**Filing Date:** 2025-10
**Character Count:** 5035
**Document Hash:** c0b6a20ae970f866400a7c821e15b844
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-258784.hdr.sgml**: 20251030

**ACCESSION NUMBER**: 0001193125-25-258784

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251030

**FILED AS OF DATE**: 20251030

**DATE AS OF CHANGE**: 20251030

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
- **CENTRAL INDEX KEY:** 0000842180
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMMERCIAL BANKS, NEC [6029]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 133491492
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-10110
- **FILM NUMBER:** 251436739

**BUSINESS ADDRESS:**
- **STREET 1:** CALLE AZUL 4
- **CITY:** MADRID
- **STATE:** U3
- **ZIP:** 28050
- **BUSINESS PHONE:** 011 34 91 537 8172

**MAIL ADDRESS:**
- **STREET 1:** CALLE AZUL 4
- **CITY:** MADRID
- **STATE:** U3
- **ZIP:** 28050

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANCO BILBAO VIZCAYA ARGENTARIA S A
- **DATE OF NAME CHANGE:** 20000505

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANCO BILBAO VIZCAYA S A
- **DATE OF NAME CHANGE:** 19991103

**UNITED STATES SECURITIES AND EXCHANGE** 

**COMMISSION** 

**WASHINGTON, D.C. 20549** 

**FORM 6-K** 

**REPORT OF FOREIGN ISSUER PURSUANT TO RULE 13a-16 OR 15d-16** 

**UNDER THE SECURITIES EXCHANGE ACT OF 1934** 

For the month of October, 2025

Commission file number: 1-10110

**BANCO BILBAO VIZCAYA ARGENTARIA, S.A.** 

**(Exact name of Registrant as specified in its charter)** 

**BANK BILBAO VIZCAYA ARGENTARIA, S.A.** 

**(Translation of Registrant's name into English)** 

**Calle Azul 4,** 

**28050 Madrid** 

**Spain** 

**(Address of principal executive offices)** 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F X Form 40-F

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

Yes No X

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

Yes No X

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![LOGO](g62950g1031014501262.jpg)

**Banco Bilbao Vizcaya Argentaria, S.A.** ("**BBVA**"), in accordance with the provisions of the Securities Market legislation, hereby communicates the following:

**OTHER RELEVANT INFORMATION** 

As a result of the Supervisory Review and Evaluation Process (SREP), the European Central Bank ("**ECB"**) has communicated to BBVA the minimum capital requirements for the year 2026.

In this regard, BBVA shall maintain at consolidated level a total capital ratio of 13.13% and a CET1 capital ratio of 8.97% effective from January 1, 2026. These capital ratios include a Pillar 2 requirement at a consolidated level of 1.62%, of which 0.12%<sup>1</sup> is determined on the basis of the ECB's prudential provisioning expectations. Of this Pillar 2 requirement of 1.62% at the consolidated level, a minimum of 0.96% shall be met with CET1<sup>2</sup>.

In addition, BBVA shall maintain, effective from January 1, 2026 at the individual level, a total capital ratio of 10.98% and a CET1 capital ratio of 7.48%.

Below is a table summarizing the minimum regulatory capital requirements applicable to BBVA at both the consolidated and individual level:

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Capital requirements** | <br> **BBVA Consolidated** | <br> **BBVA Consolidated** | <br> **BBVA S.A. (individual)** | <br> **BBVA S.A. (individual)** |
| &nbsp;&nbsp;&nbsp;**Capital requirements** | <br> **CET 1**  | <br> **Total capital**  | <br> **CET 1**  | <br> **Total capital**  |
| &nbsp;&nbsp;&nbsp;Pillar 1 | 4.50% | 8.00% | 4.50% | 8.00% |
| &nbsp;&nbsp;&nbsp;Pillar 2 (P2R) | 0.96% | 1.62% | 0% | 0% |
| &nbsp;&nbsp;&nbsp;Conservation buffer | 2.50% | 2.50% | 2.50% | 2.50% |
| &nbsp;&nbsp;&nbsp;Other Systemic Important Institution buffer | 0.75% | 0.75% | 0% | 0% |
| &nbsp;&nbsp;&nbsp;Systemic Risk buffer | 0.01% | 0.01% | 0.02% | 0.02% |
| &nbsp;&nbsp;&nbsp;Countercyclical buffer <sup>3</sup> | 0.25% | 0.25% | 0.46% | 0.46% |
| &nbsp;&nbsp;&nbsp;**Total capital requirements** | **8.97%** | **13.13%** | **7.48%** | **10.98%** |

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Madrid, October 30th, 2025

<sup>1</sup> This 0.12% shall be met with CET1. 

<sup>2</sup> Includes the 0.12% determined on the basis of the ECB's prudential provisioning expectations. 

<sup>3</sup> The countercyclical buffer is estimated as of December 2025, using the outstanding exposures as of June 2025.

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**SIGNATURE** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

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| | |
|:---|:---|
|  | **Banco Bilbao Vizcaya Argentaria, S.A.** |
| Date: October 30, 2025 |  |
|  | By: /s/ Eduardo Ávila Zaragoza |
|  | Name: Eduardo Ávila Zaragoza |
|  | Title: Head of supervisory relations |

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