# EDGAR Filing Document

**Accession Number:** 0001802635
**File Stem:** 0001802635-25-000003
**Filing Date:** 2025-7
**Character Count:** 11924
**Document Hash:** 9158d87acef1310c7b65afc63ed129cf
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001802635-25-000003.hdr.sgml**: 20250723

**ACCESSION NUMBER**: 0001802635-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250723

**DATE AS OF CHANGE**: 20250723

**EFFECTIVENESS DATE**: 20250723

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** H&H Retirement Design & Management INC
- **CENTRAL INDEX KEY:** 0001802635

**ORGANIZATION NAME:**
- **EIN:** 475165843
- **STATE OF INCORPORATION:** NV
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20260
- **FILM NUMBER:** 251143618

**BUSINESS ADDRESS:**
- **STREET 1:** 1980 FESTIVAL PLAZA DRIVE
- **STREET 2:** SUITE 300
- **CITY:** LAS VEGAS
- **STATE:** NV
- **ZIP:** 89135
- **BUSINESS PHONE:** 8447021040

**MAIL ADDRESS:**
- **STREET 1:** 1980 FESTIVAL PLAZA DRIVE
- **STREET 2:** SUITE 300
- **CITY:** LAS VEGAS
- **STATE:** NV
- **ZIP:** 89135

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** H Retirement Design  Management INC<br>**Address:** 1980 FESTIVAL PLAZA DRIVE<br>SUITE 300<br>LAS VEGAS, NV 89135

**Form 13F File Number:** 028-20260

**CRD Number (if applicable):** 000171750

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** MaryJoy Beltejar<br>**Title:** Director of Operations<br>**Phone:** 8447021040

**Signature, Place, and Date of Signing:**

MaryJoy Beltejar  Reno, NV  07-23-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 81

**Form 13F Information Table Value Total:** $183424288

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADOBE INC | COM | 00724F101 |  | 464012 | 1262 | SH |  | SOLE | 0 | 0 | 0 | 1262 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 389205 | 1325 | SH |  | SOLE | 0 | 0 | 0 | 1325 |
| AIRBNB INC | COM CL A | 009066101 |  | 504784 | 3656 | SH |  | SOLE | 0 | 0 | 0 | 3656 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1347693 | 7089 | SH |  | SOLE | 0 | 0 | 0 | 7089 |
| AMAZON COM INC | COM | 023135106 |  | 1391392 | 6068 | SH |  | SOLE | 0 | 0 | 0 | 6068 |
| ANNALY CAPITAL MANAGEMENT IN | COM NEW | 035710839 |  | 277095 | 13883 | SH |  | SOLE | 0 | 0 | 0 | 13883 |
| APOLLO COML REAL EST FIN INC | COM | 03762U105 |  | 322355 | 33233 | SH |  | SOLE | 0 | 0 | 0 | 33233 |
| APPLE INC | COM | 037833100 |  | 677127 | 3187 | SH |  | SOLE | 0 | 0 | 0 | 3187 |
| APPLIED MATLS INC | COM | 038222105 |  | 584899 | 3037 | SH |  | SOLE | 0 | 0 | 0 | 3037 |
| ARBOR REALTY TRUST INC | COM | 038923108 |  | 248398 | 22002 | SH |  | SOLE | 0 | 0 | 0 | 22002 |
| AUTODESK INC | COM | 052769106 |  | 472256 | 1600 | SH |  | SOLE | 0 | 0 | 0 | 1600 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 243847 | 514 | SH |  | SOLE | 0 | 0 | 0 | 514 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 1108873 | 195 | SH |  | SOLE | 0 | 0 | 0 | 195 |
| CARMAX INC | COM | 143130102 |  | 420209 | 6836 | SH |  | SOLE | 0 | 0 | 0 | 6836 |
| CENCORA INC | COM | 03073E105 |  | 394685 | 1349 | SH |  | SOLE | 0 | 0 | 0 | 1349 |
| CHECK POINT SOFTWARE TECH LT | ORD | M22465104 |  | 441940 | 1985 | SH |  | SOLE | 0 | 0 | 0 | 1985 |
| CHEVRON CORP NEW | COM | 166764100 |  | 235082 | 1571 | SH |  | SOLE | 0 | 0 | 0 | 1571 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 496356 | 1200 | SH |  | SOLE | 0 | 0 | 0 | 1200 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 406144 | 429 | SH |  | SOLE | 0 | 0 | 0 | 429 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 487426 | 4767 | SH |  | SOLE | 0 | 0 | 0 | 4767 |
| DISNEY WALT CO | COM | 254687106 |  | 748966 | 6198 | SH |  | SOLE | 0 | 0 | 0 | 6198 |
| DIVERSIFIED HEALTHCARE TR | COM SH BEN INT | 25525P107 |  | 232432 | 67963 | SH |  | SOLE | 0 | 0 | 0 | 67963 |
| ECOLAB INC | COM | 278865100 |  | 259519 | 968 | SH |  | SOLE | 0 | 0 | 0 | 968 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 520668 | 1883 | SH |  | SOLE | 0 | 0 | 0 | 1883 |
| FISERV INC | COM | 337738108 |  | 324136 | 1959 | SH |  | SOLE | 0 | 0 | 0 | 1959 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 3728727 | 87324 | SH |  | SOLE | 0 | 0 | 0 | 87324 |
| INVESCO EXCHANGE TRADED FD T | INTL DIVI ACHI | 46137V548 |  | 1652994 | 79778 | SH |  | SOLE | 0 | 0 | 0 | 79778 |
| INVESCO EXCHANGE TRADED FD T | BUYBACK ACHIEV | 46137V308 |  | 1535930 | 12270 | SH |  | SOLE | 0 | 0 | 0 | 12270 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 318776 | 565 | SH |  | SOLE | 0 | 0 | 0 | 565 |
| IQVIA HLDGS INC | COM | 46266C105 |  | 850277 | 5349 | SH |  | SOLE | 0 | 0 | 0 | 5349 |
| ISHARES TR | FUTURE AI  TECH | 46435U556 |  | 1207873 | 28568 | SH |  | SOLE | 0 | 0 | 0 | 28568 |
| ISHARES TR | SELF DRIVNG EV | 46435U366 |  | 1095099 | 32505 | SH |  | SOLE | 0 | 0 | 0 | 32505 |
| ISHARES TR | CORE S ETF | 464287200 |  | 665716 | 1054 | SH |  | SOLE | 0 | 0 | 0 | 1054 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 3489121 | 10100 | SH |  | SOLE | 0 | 0 | 0 | 10100 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 348195 | 2270 | SH |  | SOLE | 0 | 0 | 0 | 2270 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 2181935 | 41450 | SH |  | SOLE | 0 | 0 | 0 | 41450 |
| ISHARES TR | US HOME CONS ETF | 464288752 |  | 1060367 | 11184 | SH |  | SOLE | 0 | 0 | 0 | 11184 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 5779657 | 108988 | SH |  | SOLE | 0 | 0 | 0 | 108988 |
| ISHARES TR | RESIDENTIAL MULT | 464288562 |  | 1199204 | 14398 | SH |  | SOLE | 0 | 0 | 0 | 14398 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1774164 | 17220 | SH |  | SOLE | 0 | 0 | 0 | 17220 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 7974412 | 72508 | SH |  | SOLE | 0 | 0 | 0 | 72508 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 721665 | 1301 | SH |  | SOLE | 0 | 0 | 0 | 1301 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1152929 | 1617 | SH |  | SOLE | 0 | 0 | 0 | 1617 |
| MICROSOFT CORP | COM | 594918104 |  | 1506453 | 2953 | SH |  | SOLE | 0 | 0 | 0 | 2953 |
| OFFICE PPTYS INCOME TR | COM SHS BEN INT | 67623C109 |  | 4583 | 18668 | SH |  | SOLE | 0 | 0 | 0 | 18668 |
| PACER FDS TR | DATA AND INFRAST | 69374H741 |  | 1266216 | 38335 | SH |  | SOLE | 0 | 0 | 0 | 38335 |
| QUALCOMM INC | COM | 747525103 |  | 443562 | 2790 | SH |  | SOLE | 0 | 0 | 0 | 2790 |
| READY CAPITAL CORP | COM | 75574U101 |  | 73650 | 17453 | SH |  | SOLE | 0 | 0 | 0 | 17453 |
| RIGETTI COMPUTING INC | COMMON STOCK | 76655K103 |  | 381096 | 23700 | SH |  | SOLE | 0 | 0 | 0 | 23700 |
| SALESFORCE INC | COM | 79466L302 |  | 489618 | 1867 | SH |  | SOLE | 0 | 0 | 0 | 1867 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 1110379 | 11536 | SH |  | SOLE | 0 | 0 | 0 | 11536 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 4444399 | 52897 | SH |  | SOLE | 0 | 0 | 0 | 52897 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 4955170 | 54645 | SH |  | SOLE | 0 | 0 | 0 | 54645 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 4560547 | 53609 | SH |  | SOLE | 0 | 0 | 0 | 53609 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1565203 | 29876 | SH |  | SOLE | 0 | 0 | 0 | 29876 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 5955088 | 39527 | SH |  | SOLE | 0 | 0 | 0 | 39527 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 4932054 | 18880 | SH |  | SOLE | 0 | 0 | 0 | 18880 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 6048914 | 74789 | SH |  | SOLE | 0 | 0 | 0 | 74789 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 5104172 | 38936 | SH |  | SOLE | 0 | 0 | 0 | 38936 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 3372333 | 15108 | SH |  | SOLE | 0 | 0 | 0 | 15108 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 1166886 | 27783 | SH |  | SOLE | 0 | 0 | 0 | 27783 |
| SPDR SERIES TRUST | PORTFOLI S | 78464A805 |  | 426207 | 5594 | SH |  | SOLE | 0 | 0 | 0 | 5594 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 1597285 | 11541 | SH |  | SOLE | 0 | 0 | 0 | 11541 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 34872008 | 410452 | SH |  | SOLE | 0 | 0 | 0 | 410452 |
| STARBUCKS CORP | COM | 855244109 |  | 564983 | 6097 | SH |  | SOLE | 0 | 0 | 0 | 6097 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1158661 | 4851 | SH |  | SOLE | 0 | 0 | 0 | 4851 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 218467 | 774 | SH |  | SOLE | 0 | 0 | 0 | 774 |
| VANECK ETF TRUST | MORTGAGE REIT | 92189F452 |  | 1142703 | 109454 | SH |  | SOLE | 0 | 0 | 0 | 109454 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1602519 | 20432 | SH |  | SOLE | 0 | 0 | 0 | 20432 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 7440550 | 109019 | SH |  | SOLE | 0 | 0 | 0 | 109019 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1179071 | 13056 | SH |  | SOLE | 0 | 0 | 0 | 13056 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 525151 | 1697 | SH |  | SOLE | 0 | 0 | 0 | 1697 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 1918097 | 38278 | SH |  | SOLE | 0 | 0 | 0 | 38278 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 |  | 7421656 | 99207 | SH |  | SOLE | 0 | 0 | 0 | 99207 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 242679 | 4425 | SH |  | SOLE | 0 | 0 | 0 | 4425 |
| VANGUARD WORLD FD | EXTENDED DUR | 921910709 |  | 11719070 | 182739 | SH |  | SOLE | 0 | 0 | 0 | 182739 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 316406 | 1126 | SH |  | SOLE | 0 | 0 | 0 | 1126 |
| VISA INC | COM CL A | 92826C839 |  | 728091 | 2075 | SH |  | SOLE | 0 | 0 | 0 | 2075 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 6083182 | 73089 | SH |  | SOLE | 0 | 0 | 0 | 73089 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 |  | 5570983 | 171838 | SH |  | SOLE | 0 | 0 | 0 | 171838 |
| WP CAREY INC | COM | 92936U109 |  | 339697 | 5494 | SH |  | SOLE | 0 | 0 | 0 | 5494 |

---