# EDGAR Filing Document

**Accession Number:** 0002041878
**File Stem:** 0000000000-25-006070
**Filing Date:** 2025-6
**Character Count:** 5736
**Document Hash:** c221697974d0beb6f572555c33961ab4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000000000-25-006070.hdr.sgml**: 20260630

**ACCESSION NUMBER**: 0000000000-25-006070

**CONFORMED SUBMISSION TYPE**: UPLOAD

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20250609

**FILED FOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Worthy Wealth Realty, Inc.
- **CENTRAL INDEX KEY:** 0002041878
- **STANDARD INDUSTRIAL CLASSIFICATION:** SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 992029747
- **STATE OF INCORPORATION:** GA

**FILING VALUES:**
- **FORM TYPE:** UPLOAD
- **SEC FILE NUMBER:** 024-12536

**BUSINESS ADDRESS:**
- **STREET 1:** 11175 CICERO DRIVE
- **STREET 2:** SUITE 100
- **CITY:** ALPHARETTA
- **STATE:** GA
- **ZIP:** 30022
- **BUSINESS PHONE:** 561-288-8467

**MAIL ADDRESS:**
- **STREET 1:** 11175 CICERO DRIVE
- **STREET 2:** SUITE 100
- **CITY:** ALPHARETTA
- **STATE:** GA
- **ZIP:** 30022
**PUBLIC REFERENCE ACCESSION NUMBER**: 0001493152-24-047810

## Text-Extract

```

                                                            June 9, 2025

Sally Outlaw
Chief Executive Officer
Worthy Wealth Realty, Inc.
One Boca Commerce Center
551 NW 77 Street, Suite 212
Boca Raton, FL 33487

       Re: Worthy Wealth Realty, Inc.
           Amendment No. 4 to
           Offering Statement on Form 1-A
           Filed May 20, 2025
           File No. 024-12536
Dear Sally Outlaw:

     We have reviewed your amended offering statement and have the following
comments.

       Please respond to this letter by amending your offering statement and
providing the
requested information. If you do not believe a comment applies to your facts
and
circumstances or do not believe an amendment is appropriate, please tell us why
in your
response.

       After reviewing any amendment to your offering statement and the
information you
provide in response to this letter, we may have additional comments. Unless we
note
otherwise, any references to prior comments are to comments in our May 13, 2025
letter.

Amendment No. 4 to Offering Statement on Form 1-A
Offering Circular Summary, page 4

1.     We note your response to prior comment 1 and the revised disclosure that
you will
       rely on interest from publicly traded government securities until
"sufficient proceeds
       have been received" to make initial real-estate investments. We also
note that there is
       no minimum offering amount, and that you deleted the narrative and
quantitative
       disclosure about relying on short-term investments and WWI in the event
you do not
       raise the $1 million required for 12 months of operations. Please revise
to quantify the
       minimum amount of proceeds from this offering you believe is required to
begin
       making real-estate related investments consistent with your plan of
operations. Please
 June 9, 2025
Page 2

       provide similar disclosure in the Plan of Operations section on page 28.
2.     We note your response to prior comments 2 and 3 and the statement that
you will be
       paid interest at a rate "more than sufficient for the Company to satisfy
the Company   s
       periodic interest obligations to the investors." Given the 9% to 10%
interest rate of the
       bonds, please revise to disclose the rate or approximate interest rate
your business
       model targets for the mortgage loans and co-ownership interests you plan
to invest in.
       In this regard, it appears from your response to prior comment 3 that
you seek to
       invest in mortgage loans that pay approximately 14% to 17% annual
interest.
       However, it is unclear what interest rate or return on investment your
business plan
       targets for the co-ownership interests of underlying real estate. Please
revise
       accordingly.
Management   s Discussion and Analysis of Financial Condition and Results of
Operations
Plan of Operations, page 28

3.     It appears from your response to prior comment 3 that you currently
target 2 types of
       investments that are expected to provide periodic interest and eventual
principal
       payments: (1) mortgage loans and (2) co-investments in real estate
secured by first
       mortgages. Please revise to disclose the approximate percentage of each
type of
       investment you are targeting. For example, it is unclear if you
anticipate investing the
       proceeds equally in each type of investment. Please reconcile with the
disclosure on
       page 4 indicating that you expect 95% of your investments to be
co-investments with
       developers, with the other 5% reserved for working capital.
Additionally, specifically
       regarding the property interests made through co-investments, please
revise to clarify
       the anticipated terms of these investments. For example, do you expect
these to be
       minority interests, equal investments with the co-investors, or
otherwise? To what
       extent do you expect to be actively involved in the developments or
passive co-
       investors? If you do not know the expected terms of these
co-investments, provide
       Risk Factor disclosure addressing the lack of information available to
the potential
       investor regarding what appears to be a key component of your plan of
operations.
       Please contact Aisha Adegbuyi at 202-551-8754 or James Lopez at
202-551-3536
with any other questions.

                                                             Sincerely,

                                                             Division of
Corporation Finance
                                                             Office of Finance
cc:   Clint J. Gage, Esq.

```

### Attached PDF Documents

**Attachment 1:** `filename1`

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