# EDGAR Filing Document

**Accession Number:** 0001833111
**File Stem:** 0000899140-25-001326
**Filing Date:** 2025-11
**Character Count:** 23692
**Document Hash:** f06a476304a8345621e6c48b9c68b827
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000899140-25-001326.hdr.sgml**: 20251121

**ACCESSION NUMBER**: 0000899140-25-001326

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 5

**CONFORMED PERIOD OF REPORT**: 20251120

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251121

**DATE AS OF CHANGE**: 20251121

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Credit card

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Continental Finance Credit Card ABS, LLC
- **CENTRAL INDEX KEY:** 0001833111

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-05322
- **FILM NUMBER:** 251508224

**BUSINESS ADDRESS:**
- **STREET 1:** 4550 NEW LINDEN HILL ROAD, SUITE 400
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
- **BUSINESS PHONE:** 302 355 0023

**MAIL ADDRESS:**
- **STREET 1:** 4550 NEW LINDEN HILL ROAD, SUITE 400
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Continental Finance Credit Card ABS, LLC
- **CENTRAL INDEX KEY:** 0001833111

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 4550 NEW LINDEN HILL ROAD, SUITE 400
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
- **BUSINESS PHONE:** 302 355 0023

**MAIL ADDRESS:**
- **STREET 1:** 4550 NEW LINDEN HILL ROAD, SUITE 400
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808

#### UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549

#### FORM ABS-15G<br> ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934
Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy: ____Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period

__________________ to __________________

#### _______________________________________________

#### (Exact name of securitizer as specified in its charter) <br>

#### <br>
Date of Report (Date of earliest event reported)__________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer: __________________

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Name and telephone number, including area code, of the person to<br> contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

__<u>X</u>_ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

#### CONTINENTAL FINANCE CREDIT CARD ABS MASTER TRUST

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(Exact name of issuing entity as specified in its charter)

Central Index Key Number of depositor:___<u> </u><u>0001833111</u>_________

Central Index Key Number of issuing entity (if applicable): ______________

Central Index Key Number of underwriter (if applicable): ______________

#### Lamiaa Elfar, General Counsel, (732) 957-9560

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Name and telephone number, including area code, of the person to<br> contact in connection with this filing

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#### PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS

#### Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer.
Attached as Exhibit 99.1 to this Form ABS-15G is a Consultant Report, dated November 12, 2025, of CBIZ MHM, LLC, which sets forth the findings and conclusions, as applicable, of CBIZ MHM, LLC with respect to certain agreed-upon procedures performed by CBIZ MHM, LLC.

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#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: November 21, 2025<br>

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| | |
|:---|:---|
| CONTINENTAL FINANCE CREDIT CARD ABS, LLC | CONTINENTAL FINANCE CREDIT CARD ABS, LLC |
| By: | <u>/s/ Stephen McSorley</u>_____ |
|  | Name: Stephen McSorley |
|  | Title: President |

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<u>Exhibit Number</u> <u>Description</u> <br> Exhibit 99.1 Consultant Report, dated November 12, 2025, of CBIZ MHM, LLC.

## Exhibit 99.1

**EXHIBIT 99..1**<br>

<br> ![](image00002.jpg)

### Continental Finance Credit Card ABS Master Trust

### Continental Finance Credit Card ABS, LLC

### Continental Finance Company, LLC

### Series 2025-A Transaction

### Consultant Report

### November 12, 2025

<br> &nbsp;&nbsp;&nbsp;&nbsp;**<u>For information related to this report, contact</u>**:<br>&nbsp;&nbsp;&nbsp;&nbsp;CBIZ MHM, LLC<br> &nbsp;&nbsp;&nbsp;&nbsp;1001 Conshohocken State Road, Ste. 1-406<br> &nbsp;&nbsp;&nbsp;&nbsp;West Conshohocken, PA 19428-2906<br>&nbsp;&nbsp;&nbsp;&nbsp;M. Michael Aquino&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Steven Pastore<br> &nbsp;&nbsp;&nbsp;&nbsp;Lead Managing Director Director<br> &nbsp;&nbsp;&nbsp;&nbsp;(610) 862-2737 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 610-862-2444<br> &nbsp;&nbsp;&nbsp;&nbsp;maquino@cbiz.com &nbsp;&nbsp;&nbsp;&nbsp; spastore@cbiz.com<br>

***THIS REPORT IS FOR CLIENT'S INTERNAL USE ONLY AND SHOULD NOT BE RELIED UPON***BY ANY THIRD PARTY.

![](image00003.jpg)

![](image00004.jpg)

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| | | |
|:---|:---|:---|
| ![](image00003.jpg) | Continental Finance Credit Card ABS Master Trust,<br> Series 2025-A Transaction | Consulting Report |

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### Consultant Engagement

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| | |
|:---|:---|
| Client, Transferor and Servicer Name: | Continental Finance Credit Card ABS, LLC |
|  | Continental Finance Company, LLC |
|  | 4550 New Linden Hill Road, Suite 400 |
|  | Wilmington, DE 19808 |
| Client, Company and Issuer Address: | Continental Finance Credit Card ABS Master Trust |
|  | 4550 New Linden Hill Road, Suite 400 |
|  | Wilmington, DE 19808 |
| Client and Company Principal Contact: | Steve McSorely |
| Client and Company Phone Number: | (866) 449-4514 |

---

Consultant:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Steven Pastore <br>Report Date:&nbsp;&nbsp;&nbsp;&nbsp; November 12, 2025

Client and Company Contact:&nbsp;&nbsp;&nbsp;&nbsp; Steve McSorely - President

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| | | |
|:---|:---|:---|
| ![](image00003.jpg) | Continental Finance Credit Card ABS Master Trust,<br> Series 2025-A Transaction | Consulting Report |

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November 12, 2025

### PRIVATE & CONFIDENTIAL

Board of Directors and Company Management

Continental Finance Company, LLC

Continental Finance Credit Card ABS Master Trust, Series 2025-A <br>

4550 New Linden Hill Road, Suite 400

Wilmington, DE 19808

To whom it may concern:

Please find our enclosed Consultant Report ("the Report") which was prepared at the request of Continental Finance Credit Card ABS Master Trust ("Issuer", "SPV" or "Company"), Continental Finance Credit Card ABS, LLC ("Transferor") and Continental Finance Company, LLC ("Sponsor", "Servicer" and "Administrator"), collectively "Client" or "you" and ATLAS SP Securities, a division of Apollo Global Securities, LLC ("Specified Parties") as it relates to the Asset-Backed Notes, Series 2025-A transaction in connection with the Preliminary Offering Memorandum ("POM") and Final Offering Memorandum ("FOM"), which date still needs to be determined ("Transaction"). and in accordance with the terms of our Engagement Letter dated November 7, 2025.

### Client Acknowledgements

By acceptance of the Report, you acknowledge that (1) you have determined that the procedures we performed are the procedures that you requested us to perform, that you are solely responsible for the sufficiency of such procedures for your purposes, and that you do not require us to perform any further procedures, (2) we make no representations and express no opinion as to the sufficiency of the procedures for your purposes and had we performed additional procedures, other matters might have come to our attention that would have been reported to you, (3) the procedures that we performed should not be taken to supplant additional inquiries and procedures that you should undertake in your evaluation of the Transaction, (4) you have made available to us all financial records and related data that you received from the Company that you believe are necessary for us to complete our procedures, and (5) the decision whether to consummate the Transaction lies solely with you, and neither our work nor our findings shall in any way constitute a recommendation whether you should or should not consummate the Transaction, or on what terms.

### Limitations of Procedures

The procedures we performed do not constitute, in accordance with generally accepted auditing or other applicable professional standards, (1) an audit, review, or compilation of the Company's historical financial statements or specified elements, accounts or items thereof as per the attestation standards established by the American Institute of Certified Public Accountants, (2) an examination or compilation of the Company's prospective financial information, (3) an appraisal of the Company or of any of the Company's assets or liabilities or (4) an examination of the Company's internal controls, and, accordingly, we express no opinion, limited assurance or any other form of assurance thereon and our work cannot be relied upon to disclose errors, fraud or illegal acts that may exist.

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| | | |
|:---|:---|:---|
| ![](image00003.jpg) | Continental Finance Credit Card ABS Master Trust,<br> Series 2025-A Transaction | Consulting Report |

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The Report contains a description of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) the type of assets;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) the sample size;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) how the sample size was determined and, if applicable, computed; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) the scope and manner of the Services performed.

None of the engagement Scope Procedures or Report was intended to address, nor did they address the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) the value of collateral securing such assets;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) the compliance of the originator of the assets with federal, state, and local laws and regulations; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) the conformity of the origination of the assets to stated underwriting or credit extension guidelines, standards, criteria or other requirements.

We have not verified the information we obtained or presented in the Report, unless specified therein.

### Use of the Report

This letter and the Report are solely for your information and internal use and to assist you in the evaluation of the Transaction. You agree that without the prior written consent of CBIZ MHM, LLC ("CBIZ" or "Consultant(s)"), you will not circulate, quote or otherwise refer to this Report or a copy of all or any portion thereof. Notwithstanding the foregoing, you may provide copies of the Report in accordance with the terms and conditions set forth in the Engagement Letter dated November 7, 2025 and to your legal representatives or other professional advisors solely for their informational use in connection with the Transaction provided that (1) this letter shall be attached at the front of the Report at the time of disclosure, and (2) any such legal representative or other professional advisor has agreed to keep the Report confidential and fully releases CBIZ from any liability arising out of, or in reliance upon, this Report. CBIZ consents to attaching a copy of the Report to the ABS Form 15G to be filed with the SEC.

### Updating the Report

We have no responsibility to update this letter or the Report for events or circumstances occurring after the date of this letter.

Very truly yours,

CBIZ MHM, LLC

By:&nbsp;&nbsp;&nbsp;&nbsp; <u>/s/ M. Michael Aquino&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u> 

<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; M. Michael Aquino, Lead Managing Director

*THIS REPORT IS FOR CLIENT'S INTERNAL USE ONLY AND SHOULD NOT BE RELIED UPON BY ANY THIRD PARTY*

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| | | |
|:---|:---|:---|
| ![](image00003.jpg) | Continental Finance Credit Card ABS Master Trust,<br> Series 2025-A Transaction | Consulting Report |

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### Legal Notice

This Report is provided solely to Client for its internal use and information, pursuant to our Engagement Letter dated November 7, 2025 with no third party beneficiaries being created thereby, and is subject in all respects to the terms and conditions of that letter, including restrictions on disclosure of this Report to third parties.

If this Report is received by anyone other than Client, the recipient is placed on notice that the attached Report has been prepared solely for Client for their internal use and this Report and its contents may not be shared with or disclosed to anyone without the express written consent of Client and CBIZ. CBIZ shall have no liability and shall pursue all available legal and equitable remedies against recipient, for the unauthorized use or distribution of this Report to third parties.

### Legal Representation

Client acknowledges and agrees that it is responsible for its own legal representation and guidance related to the Transaction and that it will consult its own legal resources before acting upon any deliverables CBIZ provides under this Report. Client further acknowledges and agrees CBIZ is not a law firm and is not providing legal advice or analysis and that CBIZ has not engaged legal counsel with respect to the services, and that matters of legal interpretation are beyond the scope of the services. CBIZ expressly disclaims any and all responsibility for the accuracy, adequacy, completeness or appropriateness of any legal document, relating to the Transaction or otherwise, reviewed during the performance of services as outlined herein.

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| | | |
|:---|:---|:---|
| ![](image00003.jpg) | Continental Finance Credit Card ABS Master Trust,<br> Series 2025-A Transaction | Consulting Report |

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### General Information

During this engagement, the Consultants conducted discussions with the Chief Financial Officer.

### Report-Specific Terminology

The following abbreviated terminology is used at times throughout this Report:

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| | |
|:---|:---|
| •&nbsp;&nbsp;&nbsp;&nbsp; Sponsor, Servicer and Administrator | Continental Finance Company, LLC |
| •&nbsp;&nbsp;&nbsp;&nbsp; Transferor | Continental Finance Credit Card ABS, LLC |
| •&nbsp;&nbsp;&nbsp;&nbsp; Issuer, SPV or Company | Continental Finance Credit Card ABS Master Trust |
| •&nbsp;&nbsp;&nbsp;&nbsp; M | $000s |
| •&nbsp;&nbsp;&nbsp;&nbsp; MM | $000,000s |
| •&nbsp;&nbsp;&nbsp;&nbsp; OM | Offering Memorandum |
| •&nbsp;&nbsp;&nbsp;&nbsp; Transaction | Continental Finance Credit Card ABS Master Trust, Series 2025-A |
| •&nbsp;&nbsp;&nbsp;&nbsp; Client | Continental Finance Company, LLC, Continental Finance Credit Card ABS, LLC, Continental Finance Credit Card ABS Master Trust |

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### Other Notes

Throughout the various tables presented in the report and accompanying exhibits, slight differences in totals may exist due to rounding occurrences. Any material variances that may occur are discussed within the body of the report.

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| | | |
|:---|:---|:---|
| ![](image00003.jpg) | Continental Finance Credit Card ABS Master Trust,<br> Series 2025-A Transaction | Consulting Report |

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### **TABLE OF CONTENTS**

STATEMENT OF WORK 8 <br> SCOPE OF SERVICES 9 <br> A. RESULTS OF TESTING 10

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| | | |
|:---|:---|:---|
| ![](image00003.jpg) | Continental Finance Credit Card ABS Master Trust,<br> Series 2025-A Transaction | Consulting Report |

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### STATEMENT OF WORK<br> PURSUANT TO THE ENGAGEMENT LETTER <br> DATED NOVEMBER 7, 2025 BY AND BETWEEN <br> CBIZ MHM, LLC ("CBIZ") AND

### CONTINENTAL FINANCE CREDIT CARD ABS MASTER TRUST ("ISSUER", "SPV" OR

### "COMPANY"), CONTINENTAL FINANCE CREDIT CARD ABS, LLC ("TRANSFEROR") AND

### CONTINENTAL FINANCE COMPANY, LLC ("SPONSOR", "SERVICER" AND

### "ADMINISTRATOR"), COLLECTIVELY "CLIENT" OR "YOU"

### Relevant Entities:

Continental Finance Credit Card ABS Master Trust ("Issuer", "SPV" or "Company"), Continental Finance Credit Card ABS, LLC ("Transferor") and Continental Finance Company, LLC ("Sponsor", "Servicer" and "Administrator"), collectively "Client" or "you"

### Time Periods to be tested:

See the below Scope of Services

### Location:

Remotely in the CBIZ office in West Conshohocken, PA

The Company's office in Wilmington, DE (if necessary or required)

### Additional Request:

Document all discussions with and inquiries of management.

Note: All samples are judgmentally selected unless specified by Client.

Consultant report should provide for glossary of defined terms which will serve as a point of reference for all capitalized terms found in the consulting report.

Consultant report should provide for a table listing individuals at the Company that provided assistance and/or are referenced in the consultant report. Table should provide for the following: name, title, phone number, affiliation, and tenure.

Consultant report should separately identify material weaknesses from observations made that may represent improvements to the Company's processes.

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| | | |
|:---|:---|:---|
| ![](image00003.jpg) | Continental Finance Credit Card ABS Master Trust,<br> Series 2025-A Transaction | Consulting Report |

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### SCOPE OF SERVICES
&nbsp;&nbsp;&nbsp;&nbsp;A. **Data Integrity Test for Continental Finance Credit Card ABS Master Trust - Asset Backed Notes, Series 2025-A** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. From the electronic data file provided by the Client as of September 30, 2025 (unless another as of date is specified below), judgmentally select a sample of 200 credit card accounts from the Initial Data File and certain Company available source documents ("Source Documents") ("Sample Group") and perform the following data integrity test. For items marked as "compare", agree the item on the data tape to the Company's underlying system, Company provided screen shot from their system or Source Documents noted in the report. For items marked as "recalculate", noted item listed below for accuracy against the data file provided by the Servicer.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Compare Loan Number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Compare State

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Compare Open Date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Compare APR

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Compare Credit Limit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Compare number of days delinquent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Compare Credit Score

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Document your testing results in a worksheet. In your written summary of results, note any exceptions and management's response to such. Note that the names of Obligors should remain anonymous in documenting test results.

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| | | |
|:---|:---|:---|
| ![](image00003.jpg) | Continental Finance Credit Card ABS Master Trust,<br> Series 2025-A Transaction | Consulting Report |

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A. Data Integrity Review

The Client provided a month-end electronic data file as of September 30, 2025 for all Credit Card Accounts for Scope Step A. The Consultants judgmentally selected a sample of 200 assets ("Sample Group") consisting of:

All 200 Credit Card Accounts were tested according to the requested Scope procedures. The Consultants noted the following results amongst the sampled 200 Credit Card Accounts based on inquiry of management and testing:

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| | | | |
|:---|:---|:---|:---|
| **DATA INTEGRITY REVIEW** | **SAMPLE SIZE** | **EXCEPTIONS FOUND** | **%** |
| &nbsp;&nbsp;&nbsp;&nbsp;1. Compare loan number | 200 | 0 | 0% |
| &nbsp;&nbsp;&nbsp;&nbsp;2. Compare State | 200 | 0 | 0% |
| &nbsp;&nbsp;&nbsp;&nbsp;3. Compare Open Date | 200 | 0 | 0% |
| &nbsp;&nbsp;&nbsp;&nbsp;4. Compare APR | 200 | 0 | 0% |
| &nbsp;&nbsp;&nbsp;&nbsp;5. Compare Credit Limit | 200 | 0 | 0% |
| &nbsp;&nbsp;&nbsp;&nbsp;6. Compare number of days delinquent | 200 | 0 | 0% |
| &nbsp;&nbsp;&nbsp;&nbsp;7. Compare Credit Score | 200 | 0 | 0% |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. The Consultants compared the credit card holders loan number reported on the Data Tape to the Company provided servicing system screenshots, which according to the Company was derived from the servicing system as of September 30, 2025 without exception.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. The Consultants compared the State of the credit card holder reported on the Data Tape to the Company provided servicing system screenshots, which according to the Company was derived from the servicing system as of September 30, 2025 without exception.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. The Consultants compared the credit card holders Open Date reported on the Data Tape to the Company provided servicing system screenshots, which according to the Company was derived from the servicing system as of September 30, 2025 without exception.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. The Consultants compared the credit card holders Annual Percentage Rate (APR) reported on the Data Tape to the Company provided servicing system screenshots, which according to the Company was derived from the servicing system as of September 30, 2025 without exception.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. The Consultants compared the credit card holders Credit Limit reported on the Data Tape to the Company provided servicing system screenshots, which according to the Company was derived from the servicing system as of September 30, 2025 without exception.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. The Consultants compared the number of days delinquent reported on the Data Tape to the Company provided servicing system screenshots, which according to the Company was derived from the servicing system as of September 30, 2025 without exception.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. The Consultants compared the credit card holders Credit Score reported on the Data Tape to the Company provided servicing system screenshots, which according to the Company was derived from the servicing system as of September 30, 2025 without exception.

10 <br>