# EDGAR Filing Document

**Accession Number:** 0000856341
**File Stem:** 0001104659-26-051732
**Filing Date:** 2026-4
**Character Count:** 499935
**Document Hash:** 44c4ecc61e4ad75464b707a83951a45a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-051732.hdr.sgml**: 20260429

**ACCESSION NUMBER**: 0001104659-26-051732

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260429

**DATE AS OF CHANGE**: 20260429

**EFFECTIVENESS DATE**: 20260429

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AUL AMERICAN UNIT TRUST
- **CENTRAL INDEX KEY:** 0000856341

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-31375
- **FILM NUMBER:** 26917980

**BUSINESS ADDRESS:**
- **STREET 1:** PO BOX 6148
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46206-6148
- **BUSINESS PHONE:** 317-285-1213

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 6148
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46206-6148

## Series and Classes Contracts Data

### AUL AMERICAN UNIT TRUST (Series ID: S000012187)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000033246 | AUL AMERICAN UNIT TRUST |  |

**AUL AMERICAN UNIT TRUST<br>Group Variable Annuity Contracts**

**Sold By**

**American United Life Insurance Company<sup>®</sup>Updating Summary Prospectus For Exisiting Investors<br>www.oneamerica.com**

The Date of this Prospectus is May 1, 2026

This Summary Prospectus describes group variable annuity contracts ("Contracts") offered by American United Life Insurance Company<sup>®</sup> ("AUL" of the "Company"). The prospectus for the Contract contains more information about the Contract, including its features, benefits, and risks. You can find the current prospectus and other information about the Contract online at www.oneamerica.com/prospectuses. You can also obtain this information at no cost by calling (800) 249-6269 or by sending an email request to investments.rs@oneamerica.com.

\* \* \* \* \* \* \* \* \* \* \* \*

Additional information about certain investment products, including variable life insurance policies, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.

**The Securities and Exchange Commission has not approved or disapproved the contract or passed upon the adequacy of this Summary Prospectus. Any representation to the contrary is a criminal offense.**

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**UPDATED INFORMATION ABOUT YOUR CONTRACT**

The information in this Updating Summary Prospectus is a summary of certain Contract features that have changed since the prospectus dated May 1, 2025. This may not reflect all of the changes that have occurred since your Contract was issued.

***General Information About AUL***

If your plan is administered by Voya Financial and you have questions pertaining to recordkeeping services or investments, contact Voya Financial Customer Service at 1-800-584-6001 or visit www.voyaretirementplans.com/sponsor.

***Total Fund Annual Operating Expenses***

The Total Fund Annual Operating Expense table has been updated to reflect current minimum and maximum total operating expenses for the Funds, as follows:

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| | | |
|:---|:---|:---|
| ***Total Fund Annual Operating Expenses*** | ***Minimum*** | ***Maximum*** |
| (expenses that are deducted from Fund assets, <br>including management fees, distribution fees and/or <br>service (12b-1) fees, acquired fund fees and expenses ("AFFE"), <br>and other expenses\*) | 0.02% | 8.68% |

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\* In addition, some Funds may charge a redemption fee for short-term trading in their Fund. Please consult the Fund prospectus for details.

***Funds Available Under the Contract***

The following funds have been added to the Contract:

State Street Target Retirement 2070 K

Fidelity Advisor<sup>®</sup> Growth & Income M

Fidelity Freedom Blend 2070 K6

Fidelity Advisor Freedom 2070 K6

Fidelity Freedom Index 2070 Investor

Fidelity Freedom Index 2070 Instl Prem

Fidelity Freedom Index 2070 Premier

Fidelity Advisor Freedom 2070 M

Fidelity Advisor Freedom 2070 I

Fidelity Growth Strategies K6

JHancock Global Environmental Opps R6

BlackRock LifePath<sup>®</sup> Index 2070 K

State Street Target Retirement 2070 K

American Beacon Large Cap Value R6

PGIM US Real Estate R6

PGIM Target Date 2065 R6

PGIM Target Date 2070 R6

PIMCO Realpath Blend 2070 Institutional

Fidelity Advisor<sup>®</sup> Equity Dividend Inc M

Baird Short-Term Bond Investor

T. Rowe Price Retirement 2070 Advisor

T. Rowe Price Retirement 2070 R

T. Rowe Price Retirement 2070 I

Fidelity Advisor<sup>®</sup> Dividend Growth M

Franklin Gold and Precious Metals Adv

MML Barings Core Bond I

Driehaus International Small Cap Growth

Fidelity Advisor Energy – I

Fidelity Advisor Energy – M

Fidelity Advisor Technology – Z

JPMorgan Short Duration Bond R6

Fidelity Advisor Overseas M

Carillon Reams Unconstrained Bond R-6

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**UPDATED INFORMATION ABOUT YOUR CONTRACT (continued)**

T. Rowe Price International Discovery I

Nuveen Lifecycle 2070 R6

Nuveen Lifecycle 2070 Retirement

BlackRock LifePath<sup>®</sup> Dyn 2030 K

BlackRock LifePath<sup>®</sup> Dyn 2035 K

BlackRock LifePath<sup>®</sup> Dyn 2040 K

BlackRock LifePath<sup>®</sup> Dyn 2045 K

BlackRock LifePath<sup>®</sup> Dyn 2050 K

BlackRock LifePath<sup>®</sup> Dyn 2055 K

BlackRock LifePath<sup>®</sup> Dyn 2060 K

BlackRock LifePath<sup>®</sup> Dyn 2065 K

BlackRock LifePath<sup>®</sup> Dyn 2070 K

BlackRock LifePath<sup>®</sup> Dyn Retirement K

Fidelity Advisor Real Estate A

Fidelity Advisor Real Estate M

Fidelity Advisor Real Estate I

JHancock 2070 Lifetime Blend Pft R6

JHancock 2065 Lifetime Blend Pft R6

T. Rowe Price Lrg Cp Gr I

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**GLOSSARY OF TERMS**

Various terms commonly used in this Summary Prospectus are defined as follows:

**AUL –** American United Life Insurance Company<sup>®</sup>

**Contract Date –** The date shown as the Contract Date in a Contract. It will not be later than the date any Contribution is accepted under a Contract, and it is the date used to determine Contract Years and Contract anniversaries.

**Contract Year –** A period beginning with one Contract anniversary, or, in the case of the first Contract Year, beginning on the Contract Date, and ending the day before the next Contract anniversary. The first Contract Year may, at the request of the Owner, be less than twelve (12) months so that the Contract Year will coincide with the Owner's accounting year. Thereafter, each Contract Year will consist of a twelve (12) month period, unless a change in the Owner's accounting year is made.

**Contributions –** Any amount deposited under a Contract by a Participant or by an Owner or other duly authorized entity on behalf of a Participant under a 403(b) Program, a 408 or 408A Program, an Employee Benefit Plan, or a 457 or 409A Program. Depending on the type of Contract, Contributions may be made on a recurring basis or on a single-premium basis.

**Funds –** A diversified, open-end management investment company commonly referred to as a fund, or a portfolio thereof.

**Fund Company –** Any company in which the Registrant invests and which may be selected as an option by the Contract Owner.

**General Account –** All assets of AUL other than those allocated to the Variable Account or to any other separate account of AUL.

**Investment Account –** One or more of the subdivisions of the Variable Account. Each Investment Account invests in a corresponding portfolio of a particular Fund. Not all of the Investment Accounts may be available under a particular Contract and some of the Investment Accounts are not available for certain types of Contracts.

**Owner –** Also referenced herein as "Contract Owner", Employer, association, trust, or other entity entitled to the ownership rights under the Contract and in whose name or names the Contract is issued. A trustee, custodian, administrator, or other person performing similar functions may be designated to exercise an Owner's rights and responsibilities under certain Contracts. The term "Owner," as used in this Prospectus, shall include, where appropriate, such a trustee, custodian, administrator, or other person.

**Participant –** An eligible employee, member, or other person who is entitled to benefits under the Plan or retirement program as determined and reported to AUL by the Owner or other duly authorized entity.

**Plan –** The retirement plan or other type of Employee Benefit Plan, in connection with which the Contract is issued, and any subsequent amendment to such a plan.

**Registrant –** The term "Registrant" means the separate account (as defined in Section 2(a)(37) of the 1940 Act [15 U.S.C. 80a-2(a)(37)] which offers the variable annuity contracts.

**Statement of Additional Information ("SAI") –** This information is required by Part B of this Form.

**Statutory Prospectus –** A prospectus that satisfies the requirements of section 10(a) of the Securities Act [15 U.S.C. 77j(a)].

**Summary Prospectus –** A prospectus that satisfies the requirements by paragraph (a)(11) of rule 498A under the Securities Act [17 CFR 230.498A(a)(11)].

**Valuation Date –** Each date on which the Variable Account is valued, which currently includes each Business Day.

**Variable Account –** The AUL American Unit Trust, which is a separate account of AUL, whose assets and liabilities are maintained separately from those of AUL's General Account.

**Variable Annuity Contract or Contract –** Any accumulation contract or annuity contract, any portion thereof, or any unit of interest participation therein pursuant to which the value of the contract, either during an accumulation period or after annuitization, or both, varies according to the investment experience of the separate account in which the contract participates. Unless the contract otherwise requires, the term refers to the variable annuity contracts being offered pursuant to the Registration Statement prepared on this Form.

**Voya –** Voya Financial, Inc. and Voya Retirement Insurance and Annuity Company.

**We/Us –** American United Life Insurace Company, Voya Financial, Inc., and Voya Retirement Insurance and Annuity Company.

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**IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT**

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| | | | | |
|:---|:---|:---|:---|:---|
| | **FEES AND EXPENSES** | **FEES AND EXPENSES** | **FEES AND EXPENSES** | **Location in <br>Prospectus** |
| **Charges for Early Withdrawals** | If a Participant withdraws money from the contract within the first 10 years, he or she will be assessed a surrender charge. Maximum surrender charges are assessed as follows: 8% in years 1-5 and 4% in years 6-10. For example, if a Participant makes a withdrawal on a $100,000 Account Value in year 5, he or she will be assessed a surrender charge of $8,000. A withdrawal or surrender may also be subject to a withdrawal charge and a market value adjustment. | If a Participant withdraws money from the contract within the first 10 years, he or she will be assessed a surrender charge. Maximum surrender charges are assessed as follows: 8% in years 1-5 and 4% in years 6-10. For example, if a Participant makes a withdrawal on a $100,000 Account Value in year 5, he or she will be assessed a surrender charge of $8,000. A withdrawal or surrender may also be subject to a withdrawal charge and a market value adjustment. | If a Participant withdraws money from the contract within the first 10 years, he or she will be assessed a surrender charge. Maximum surrender charges are assessed as follows: 8% in years 1-5 and 4% in years 6-10. For example, if a Participant makes a withdrawal on a $100,000 Account Value in year 5, he or she will be assessed a surrender charge of $8,000. A withdrawal or surrender may also be subject to a withdrawal charge and a market value adjustment. | **Charges and Deductions** |
| **Transaction Charges** | In addition to surrender charges, you may also be charged for other transactions. Transaction charges include a Loan Initiation Fee of up to $100 per loan, a loan administration fee of up to $50 per loan annually, a service fee of up to $5 per transfer for non-electronic transfers between investment options, a Distribution Fee of up to $60 for each Participant for whom a withdrawal is made in which the entire Participant Account is distributed in a lump sum, and a fee of up to $100 for each Participant for whom an individual check is prepared upon contract termination. These charges are discussed in further detail in the Fee Table. | In addition to surrender charges, you may also be charged for other transactions. Transaction charges include a Loan Initiation Fee of up to $100 per loan, a loan administration fee of up to $50 per loan annually, a service fee of up to $5 per transfer for non-electronic transfers between investment options, a Distribution Fee of up to $60 for each Participant for whom a withdrawal is made in which the entire Participant Account is distributed in a lump sum, and a fee of up to $100 for each Participant for whom an individual check is prepared upon contract termination. These charges are discussed in further detail in the Fee Table. | In addition to surrender charges, you may also be charged for other transactions. Transaction charges include a Loan Initiation Fee of up to $100 per loan, a loan administration fee of up to $50 per loan annually, a service fee of up to $5 per transfer for non-electronic transfers between investment options, a Distribution Fee of up to $60 for each Participant for whom a withdrawal is made in which the entire Participant Account is distributed in a lump sum, and a fee of up to $100 for each Participant for whom an individual check is prepared upon contract termination. These charges are discussed in further detail in the Fee Table. | **Expense Table; Charges and Deductions** |
| **Ongoing Fees and Expenses (annual charges)** | The table below describes the fees and expenses that you may pay *each year*, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. | The table below describes the fees and expenses that you may pay *each year*, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. | The table below describes the fees and expenses that you may pay *each year*, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. | **Expense Table; Charges and Deductions** |
|  | **Annual Fee**<br> Base contract<br>Investment options (Fund fees and expenses)<br>Optional benefits available for an additional charge (for a single optional benefit, if elected) | **Minimum**<br> 0%<br>0.02%<br>0% | **Maximum**<br> 1.25%<br>8.68%<br>1.20% |  |
| **Lowest and Highest Annual Cost Table\*** | Because your contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay *each year*, based on current charges. This estimate assumes that you do not take withdrawals from the contract, **which could add surrender charges that substantially increase costs.** | Because your contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay *each year*, based on current charges. This estimate assumes that you do not take withdrawals from the contract, **which could add surrender charges that substantially increase costs.** | Because your contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay *each year*, based on current charges. This estimate assumes that you do not take withdrawals from the contract, **which could add surrender charges that substantially increase costs.** | **Expense Table; Charges and Deductions** |
|  | **Lowest Annual Cost: $20**<br> Assumes:<br>• Investment of $100,000<br>• 5% annual appreciation<br>• Least expensive combination of Fund fees and expenses<br>• No optional benefits<br>• No sales charges<br>• No additional purchase payments, transfers or withdrawals | **Lowest Annual Cost: $20**<br> Assumes:<br>• Investment of $100,000<br>• 5% annual appreciation<br>• Least expensive combination of Fund fees and expenses<br>• No optional benefits<br>• No sales charges<br>• No additional purchase payments, transfers or withdrawals | **Highest Annual Cost: $11,130**<br> Assumes:<br>• Investment of $100,000<br>• 5% annual appreciation<br>• Most expensive combination of optional benefits and Fund fees and expenses<br>• No sales charges<br>• No additional purchase payments, transfers or withdrawals |  |

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| | | |
|:---|:---|:---|
| | **RISKS** | **Location in <br>Prospectus** |
| **Risk of Loss** | You can lose money by investing in the contract, including loss of principal (your contributions). | **Principal Risks of Investing in the Contract** |
| **Not a Short-Term Investment** | This contract is not a short-term investment vehicle and is not appropriate for an investor who needs ready access to cash.<br>• Surrender Charges apply for up to 10 years from the Contract Date.<br>• Tax deferral is more beneficial to investors with a long-time horizon. | **Principal Risks of Investing in the Contract; Contract Charges and Fees** |

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| | | |
|:---|:---|:---|
| | **RISKS** | **Location in <br>Prospectus** |
| **Risks Associated with Investment Accounts** | An investment in the contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the contract (e.g. Funds), each investment option including the Fixed Interest Account and/or the Stable Value Account Investment option will have its own unique risks, and the investor should review these investment options before making an investment decision.<br>You should review each Fund's prospectus before making an investment decision. | **Principal Risks of Investing in the Contract** |
| **Insurance Company Risks** | An investment in the contract is subject to the risk related to AUL, including that any obligations (including the Fixed Interest Account and/or the Stable Value Account investment option), guarantees, and benefits of the contract are subject to the claims-paying ability of AUL. If AUL experiences financial distress, it may not be able to meet its obligations to you. More information about AUL, including its financial strength ratings, is available upon request from AUL or by visiting https://www.oneamerica.com/about-us/who-we-are/strength-and-ratings. | **Principal Risks of Investing in the Contract; AUL, the Separate Account and the General Account** |
|  | **RESTRICTIONS** | **Location in<br>Prospectus** |
| **Investments** | • We reserve the right to limit the number of transfers or to restrict transfers from being made on consecutive Valuation Dates. The Maximum Number of Transfers in any Contract Year is 20.<br>• The contract limits the amount you can transfer from the Fixed Account within a Policy Year.<br>• A Participant may transfer part or all of the Participant's Fixed Interest Account Value (subject to the outstanding loan provision mentioned above) to one (1) or more of the available Investment Accounts during the Accumulation Period, provided, however, that if a Participant's FIA Value is $2,500 or more on the first (1st) day of a Contract Year, then amounts transferred from the FIA to an Investment Account during any given Contract Year cannot exceed 20 percent of the Participant's Fixed Interest Account Values as of the beginning of that Contract Year.<br>• All or a portion of the Participant's SVA Account Value may be transferred from the SVA. Contract Owner-directed transfers to and from the SVA are subject to AUL's approval.<br>• We reserve the right to close, add, substitute or remove Investment Accounts as investment options under the contract. A Fund may also be merged into another Fund. | **Transfer Fee Sub-Account Availability and Substitution of Funds Fixed Account; The Fixed Interest Account; The Stable Value Account** |
| **Optional Benefits** | The optional benefits available to you are specific to your contract. Please review your contract for more details. The contracts offer several investment portfolio options, and these portfolios may change over time. |  |
|  | **TAXES** | **Location in<br>Prospectus** |
| **Tax Implications** | • You should consult with a tax professional to determine the tax implications of an investment in and payments received under the contract.<br>• There is no additional tax benefit to you if the contract is purchased through a tax-qualified plan or individual retirement account ("IRA").<br>• Withdrawals will be subject to ordinary income tax and may be subject to tax penalties. | **Tax Considerations** |

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| | | |
|:---|:---|:---|
| | **CONFLICTS OF INTEREST** | **Location in<br>Prospectus** |
| **Investment Professional Compensation** | • Some investment professionals may receive compensation for selling the contract.<br>• Compensation can take the form of commissions on premiums paid.<br>• These investment professionals may have a financial incentive to offer or recommend the contract over another investment. | **Charges and Deductions** |
| **Exchanges** | • Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own.<br>• You should only exchange your contract if you determine, after comparing the features, fees, and risks of both policies, that it is preferable for you to purchase the new policy rather than continue to own the existing contract. | **Charges and Deductions** |

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*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

**APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT**

The following is a list of Funds available under the contract. The availability of Funds vary by Employee Benefit Plan. Please refer to your Plan Documents for a list of Funds available to you. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at www.oneamerica.com/prospectuses. You can request this information at no cost by calling 1-877-285-3863 or by sending an email to investments.rs@oneamerica.com.

The current expenses and performance information below reflects fees and expenses of the Funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these charges were included. Each Fund's past performance is not necessarily an indication of future performance.

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
|<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GKC | Mid Cap Growth | **AB Discovery Growth Z: Class Inst**<br> Investment Adviser: AllianceBernstein L.P. | 0.67 | 6.87 | 1.28 | 11.06 |
| 06-GKF | Small Cap Value | **AB Discovery Value Z: Class Inst**<br> Investment Adviser: AllianceBernstein L.P. | 0.81 | 2.78 | 8.54 | 8.43 |
| 06-3GC | World Bond | **AB Global Bond Z: Class Inst**<br> Investment Adviser: AllianceBernstein L.P. | 0.51<br> \* | 5.10 | 0.21 | 2.28 |
| 06-4PJ | Balanced | **AB Global Risk Allocation I: Class Inst**<br> Investment Adviser: AllianceBernstein L.P. | 1.17<br> \* | 13.86 | 5.78 | 6.56 |
| 06-3FY | Large Cap Growth | **AB Large Cap Growth Z: Class Inst**<br> Investment Adviser: AllianceBernstein L.P. | 0.50 | 13.28 | 12.04 | 16.06 |
| 06-GKG | Small Cap Growth | **AB Small Cap Growth Z: Class Inst**<br> Investment Adviser: AllianceBernstein L.P. | 0.78 | 5.09 | -0.17 | 11.57 |
| 06-3GX | Large Cap Growth | **Alger Capital Appreciation Instl Y: Class Inst**<br> Investment Adviser: Fred Alger Management, LLC | 0.86<br> \* | 32.49 | 16.48 |  |
| 06-CPH | Large Cap Growth | **Alger Capital Appreciation Z: Class Inst\*\*\***<br> Investment Adviser: Fred Alger Management, LLC | 0.95 | 31.62 | 16.27 | 18.17 |
| 06-6RH | Large Cap Growth | **Alger Focus Equity Y: Class Inst**<br> Investment Adviser: Fred Alger Management, LLC | 0.58<br> \* | 40.42 | 19.01 |  |
| 06-3GY | Small Cap Growth | **Alger Small Cap Focus Y: Class Inst**<br> Investment Adviser: Fred Alger Management, LLC | 0.86<br> \* | 7.41 | -6.16 |  |
| 06-3MP | Small Cap Growth | **Alger Small Cap Focus Z: Class Inst**<br> Investment Adviser: Fred Alger Management, LLC | 0.89 | 7.32 | -6.18 | 8.38 |

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\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

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*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4YK | Intermediate Term Bond | **Allspring Core Plus Bond R6: Class Retirement**<br> Investment Adviser: Allspring Funds Management, LLC<br>Investment Subadviser: Allspring Global Investments (UK) Limited;<br>Allspring Global Investments, LLC; | 0.30<br> \* | 7.41 | 0.34 |  |
| 06-3J7 | Foreign Value | **Allspring International Equity R6: Class Retirement**<br> Investment Adviser: Allspring Funds Management, LLC<br>Investment Subadviser: Allspring Global Investments, LLC | 0.80<br> \* | 31.28 | 7.52 | 6.52 |
| 06-3J6 | Mid Cap Value | **Allspring Special Mid Cap Value R6: Class Retirement**<br> Investment Adviser: Allspring Funds Management, LLC<br>Investment Subadviser: Allspring Global Investments, LLC | 0.70 | 6.23 | 9.93 | 10.24 |
| 06-3JF | Small Cap Value | **Allspring Special Small Cap Value R6: Class Retirement**<br> Investment Adviser: Allspring Funds Management, LLC<br>Investment Subadviser: Allspring Global Investments, LLC | 0.82 | -2.70 | 6.59 | 8.44 |
| 06-74T | Diversified Emerging Markets | **Amana Developing World Institutional: Class Inst**<br> Investment Adviser: Saturna Capital Corporation | 0.98 | 20.24 | 5.35 | 6.91 |
| 06-74R | Large Cap Growth | **Amana Growth Institutional: Class Inst**<br> Investment Adviser: Saturna Capital Corporation | 0.61 | 17.89 | 12.91 | 16.66 |
| 06-74P | Large Cap Blend | **Amana Income Institutional: Class Inst**<br> Investment Adviser: Saturna Capital Corporation | 0.76 | 16.65 | 11.04 | 11.88 |
| 06-74V | World Bond | **Amana Participation Institutional: Class Inst**<br> Investment Adviser: Saturna Capital Corporation | 0.59 | 6.32 | 1.71 | 2.63 |
| 06-7CC | Large Cap Value | **American Beacon Large Cap Value R6: Class Retirement**<br> Investment Adviser: American Beacon Advisors Inc<br>Investment Subadviser: Barrow Hanley Mewhinney & Strauss LLC;<br>Hotchkis and Wiley Capital Mgmt LLC;<br>Massachusetts Financial Services Company; | 0.62 | 14.53 | 12.68 |  |
| 06-6RJ | Foreign Growth | **American Funds International Vntg R-6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.54<br> \* | 28.29 | 6.63 |  |
| 06-33Y | Foreign Value | **American Beacon International Eq R6: Class Retirement**<br> Investment Adviser: American Beacon Advisors Inc<br>Investment Subadviser: Lazard Asset Management LLC;American <br>Century Investment Management Inc;Causeway Capital Management LLC; | 0.70<br> \* | 37.13 | 10.93 |  |

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\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

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*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-46F | Large Cap Value | **American Beacon Large Cap Value R5: Class Retirement**<br> Investment Adviser: American Beacon Advisors Inc<br>Investment Subadviser: Barrow Hanley Mewhinney & Strauss LLC;<br>Hotchkis and Wiley Capital Mgmt LLC;<br>Massachusetts Financial Services Company; | 0.66 | 14.53 | 12.65 | 11.25 |
| 06-6J6 | Small Cap Value | **American Beacon Shapiro SMID Cap Eq R5: Class Retirement**<br> Investment Adviser: American Beacon Advisors Inc | 0.90<br> \* | -2.76 | 4.04 |  |
| 06-34C | Small Cap Value | **American Beacon Small Cap Value R6: Class Retirement**<br> Investment Adviser: American Beacon Advisors Inc<br>Investment Subadviser: Westwood Management Corp;Barrow Hanley <br>Mewhinney & Strauss LLC;Brandywine Global Investment Mgmt, LLC;<br>DePrince Race & Zollo Inc;Hotchkis and Wiley Capital Mgmt LLC; | 0.77 | 4.83 | 9.24 |  |
| 06-6TN | Specialty | **American Beacon SSI Alternative Inc R5: Class Retirement**<br> Investment Adviser: American Beacon Advisors Inc<br>Investment Subadviser: SSI Investment Management LLC | 1.35<br> \* | 7.40 | 4.62 |  |
| 06-69V | Mid Cap Growth | **American Beacon Stephens Mid-Cap Gr R6: Class Retirement**<br> Investment Adviser: American Beacon Advisors Inc<br>Investment Subadviser: Stephens Inv Mgmt Group LLC | 0.89 | 12.89 | 5.40 |  |
| 06-CPK | Diversified Emerging Markets | **American Century Emerging Markets R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.92 | 35.82 | 1.79 | 7.95 |
| 06-CPM | Large Cap Value | **American Century Equity Income R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.59 | 12.26 | 8.12 | 9.34 |
| 06-CPN | Large Cap Growth | **American Century Growth R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.49<br> \* | 15.61 | 13.14 | 16.49 |
| 06-CPP | Mid Cap Growth | **American Century Heritage R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.65 | 7.00 | 5.47 | 11.82 |
| 06-3KW | Inflation-Protec Bond | **American Century Inflation-Adjs Bond R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.29 | 6.96 | 1.10 |  |
| 06-CRJ | Mid Cap Value | **American Century Mid Cap Value R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.62 | 9.34 | 9.15 | 9.43 |
| 06-CPV | Mgd Asset Allocation | **American Century One Choice 2030 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.45<br> \* | 11.97 | 5.21 | 7.16 |
| 06-CPW | Mgd Asset Allocation | **American Century One Choice 2035 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.48<br> \* | 12.57 | 5.54 | 7.64 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CPX | Mgd Asset Allocation | **American Century One Choice 2040 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.50<br> \* | 13.49 | 5.96 | 8.19 |
| 06-CPY | Mgd Asset Allocation | **American Century One Choice 2045 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.52<br> \* | 14.47 | 6.42 | 8.77 |
| 06-CRC | Mgd Asset Allocation | **American Century One Choice 2050 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.53<br> \* | 15.15 | 6.96 | 9.33 |
| 06-CRF | Mgd Asset Allocation | **American Century One Choice 2055 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.54<br> \* | 15.79 | 7.40 | 9.66 |
| 06-CRG | Mgd Asset Allocation | **American Century One Choice 2060 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.54<br> \* | 16.16 | 7.64 | 9.85 |
| 06-63X | Mgd Asset Allocation | **American Century One Choice 2065 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.54<br> \* | 16.46 | 7.82 |  |
| 06-CRH | Mgd Asset Allocation | **American Century One Choice In Ret R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.41<br> \* | 11.33 | 4.94 | 6.38 |
| 06-66X | Mgd Asset Allocation | **American Century One Chc Blnd+ 2025 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.24<br> \* | 13.37 |  |  |
| 06-66Y | Mgd Asset Allocation | **American Century One Chc Blnd+ 2030 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.24<br> \* | 14.36 |  |  |
| 06-67C | Mgd Asset Allocation | **American Century One Chc Blnd+ 2035 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.24 | 15.77 |  |  |
| 06-67F | Mgd Asset Allocation | **American Century One Chc Blnd+ 2040 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.24 | 17.22 |  |  |
| 06-67G | Mgd Asset Allocation | **American Century One Chc Blnd+ 2045 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.24 | 18.41 |  |  |
| 06-67H | Mgd Asset Allocation | **American Century One Chc Blnd+ 2050 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.24 | 19.63 |  |  |
| 06-67J | Mgd Asset Allocation | **American Century One Chc Blnd+ 2055 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.24 | 20.51 |  |  |
| 06-67K | Mgd Asset Allocation | **American Century One Chc Blnd+ 2060 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.24 | 20.63 |  |  |
| 06-67M | Mgd Asset Allocation | **American Century One Chc Blnd+ 2065 R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.24 | 20.47 |  |  |
| 06-66W | Mgd Asset Allocation | **American Century One ChcBlnd+InRet R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.24<br> \* | 12.03 |  |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CRK | Specialty | **American Century Real Estate R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.80 | 1.17 | 5.45 | 5.32 |
| 06-6C7 | Small Cap Growth | **American Century Small Cap Growth R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.79 | 9.40 | 3.31 | 12.60 |
| 06-CRM | Small Cap Value | **American Century Small Cap Value R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.73 | -2.98 | 7.41 | 9.33 |
| 06-CRN | Balanced | **American Century Strat Allc: Agrsv R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.44<br> \* | 16.27 | 8.36 | 10.09 |
| 06-CRP | Balanced | **American Century Strat Allc: Cnsrv R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.48<br> \* | 11.01 | 5.00 | 6.61 |
| 06-CRR | Balanced | **American Century Strat Allc: Mod R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.48<br> \* | 14.07 | 6.73 | 8.52 |
| 06-CRT | Large Cap Growth | **American Century Ultra<sup>®</sup> R6: Class Retirement**<br> Investment Adviser: American Century Investment Management Inc | 0.52<br> \* | 13.01 | 12.10 | 17.54 |
| 06-CRV | Mgd Asset Allocation | **American Funds 2010 Trgt Date Ret Inc R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.28 | 13.14 | 5.72 | 6.63 |
| 06-CRW | Mgd Asset Allocation | **American Funds 2015 Trgt Date Ret Inc R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.30 | 13.42 | 5.94 | 6.97 |
| 06-CRX | Mgd Asset Allocation | **American Funds 2020 Trgt Date Ret Inc R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.30 | 14.26 | 6.24 | 7.40 |
| 06-CRY | Mgd Asset Allocation | **American Funds 2025 Trgt Date Ret Inc R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.31 | 14.52 | 6.39 | 8.12 |
| 06-CTC | Mgd Asset Allocation | **American Funds 2030 Trgt Date Retire R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.33 | 15.72 | 7.28 | 9.16 |
| 06-CTF | Mgd Asset Allocation | **American Funds 2035 Trgt Date Retire R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.34 | 17.17 | 8.36 | 10.38 |
| 06-CTG | Mgd Asset Allocation | **American Funds 2040 Trgt Date Retire R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.36 | 19.50 | 9.54 | 11.25 |
| 06-CTH | Mgd Asset Allocation | **American Funds 2045 Trgt Date Retire R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.37 | 20.42 | 9.82 | 11.51 |
| 06-CTJ | Mgd Asset Allocation | **American Funds 2050 Trgt Date Retire R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.37 | 20.43 | 9.82 | 11.58 |
| 06-CTK | Mgd Asset Allocation | **American Funds 2055 Trgt Date Retire R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.38 | 20.74 | 9.85 | 11.59 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CTM | Mgd Asset Allocation | **American Funds 2060 Trgt Date Retire R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.39 | 20.77 | 9.84 | 11.58 |
| 06-4R4 | Mgd Asset Allocation | **American Funds 2065 Trgt Date Retire R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.39 | 20.73 | 9.85 |  |
| 06-6Y9 | Mgd Asset Allocation | **American Funds 2070 Trgt Date Retire R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.39 | 20.81 |  |  |
| 06-CTN | Large Cap Growth | **American Funds AMCAP R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.33 | 18.14 | 10.84 | 13.02 |
| 06-CTP | Balanced | **American Funds American Balanced R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.25 | 18.85 | 9.92 | 10.14 |
| 06-3MC | High Yield Bond | **American Funds American High-Inc R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.36 | 8.65 | 5.88 | 7.04 |
| 06-3M3 | Large Cap Value | **American Funds American Mutual R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.27 | 16.47 | 12.10 | 11.67 |
| 06-39V | Intermediate Term Bond | **American Funds Bond Fund of Amer R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.24<br> \* | 7.52 | -0.02 | 2.57 |
| 06-3M6 | World Allocation | **American Funds Capital Income Bldr R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.26 | 20.74 | 9.44 | 8.17 |
| 06-GFN | World Bond | **American Funds Capital World Bond R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.48 | 9.32 | -2.25 | 1.54 |
| 06-CTR | World Stock | **American Funds Capital World Gr&Inc R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.41 | 25.15 | 10.62 | 11.24 |
| 06-CTT | Foreign Growth | **American Funds EUPAC R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.47 | 29.18 | 4.59 | 8.46 |
| 06-CTV | Large Cap Blend | **American Funds Fundamental Invs R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.28 | 24.66 | 14.82 | 14.44 |
| 06-3M9 | World Allocation | **American Funds Global Balanced R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.47 | 17.48 | 6.18 | 7.31 |
| 06-CVC | Large Cap Growth | **American Funds Growth Fund of Amer R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.29 | 20.28 | 12.16 | 15.51 |
| 06-3M7 | Balanced | **American Funds Income Fund of Amer R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.26 | 18.11 | 9.39 | 8.97 |
| 06-3G9 | Inflation-Protec Bond | **American Funds Inflation Linked Bd R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.29 | 7.20 | 0.51 | 3.08 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GKH | Short Term Bond | **American Funds Interm Bd Fd of Amer R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.25<br> \* | 7.16 | 1.39 | 2.35 |
| 06-3M4 | Foreign Blend | **American Funds Intl Gr and Inc R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.53 | 35.53 | 8.73 | 8.86 |
| 06-3GH | Large Cap Blend | **American Funds Invmt Co of Amer R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.27 | 20.86 | 15.72 | 14.43 |
| 06-3KY | World Stock | **American Funds New Economy R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.40 | 31.51 | 10.87 | 14.22 |
| 06-CTW | World Stock | **American Funds New Perspective R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.40 | 21.62 | 9.37 | 13.05 |
| 06-CTX | Diversified Emerging Markets | **American Funds New World R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.57 | 28.60 | 5.62 | 9.92 |
| 06-CTY | World Stock | **American Funds SMALLCAP World R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.65 | 14.44 | 1.78 | 9.25 |
| 06-3TK | Int Government Bond | **American Funds US Government Sec R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.25<br> \* | 7.96 | 0.01 | 1.90 |
| 06-CVF | Large Cap Value | **American Funds Washington Mutual R6: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.26 | 17.52 | 14.31 | 13.49 |
| 06-6C4 | Mid Cap Growth | **AMG TimesSquare Mid Cap Growth Z: Class Inst**<br> Investment Adviser: AMG Funds LLC<br>Investment Subadviser: TimesSquare Capital Management, LLC | 0.87 | 9.01 | 6.41 | 12.16 |
| 06-4JY | Large Cap Value | **Auxier Focus Institutional: Class Inst**<br> Investment Adviser: Auxier Asset Management LLC | 0.80<br> \* | 15.34 | 10.18 | 9.69 |
| 06-6W6 | Diversified Emerging Markets | **Avantis<sup>®</sup> Emerging Markets Equity Instl: Class Inst**<br> Investment Adviser: American Century Investment Management Inc | 0.33 | 32.09 | 7.12 |  |
| 06-6Y3 | Small Cap Value | **Avantis<sup>®</sup> U.S. Small Cap Value Instl: Class Inst**<br> Investment Adviser: American Century Investment Management Inc | 0.25 | 8.88 | 14.26 |  |
| 06-4TP | Intermediate Term Bond | **Baird Aggregate Bond Inst: Class Inst**<br> Investment Adviser: Robert W. Baird & Co. Incorporated | 0.30 | 7.36 | -0.13 | 2.43 |
| 06-4RC | Intermediate Term Bond | **Baird Core Plus Bond Inst: Class Inst**<br> Investment Adviser: Robert W. Baird & Co. Incorporated | 0.30 | 7.47 | 0.32 | 2.87 |
| 06-6N3 | Intermediate Term Bond | **Baird Intermediate Bond Inst: Class Inst**<br> Investment Adviser: Robert W. Baird & Co. Incorporated | 0.30 | 7.01 | 1.07 | 2.57 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4XC | Short Term Bond | **Baird Short-Term Bond Inst: Class Inst\*\***<br> Investment Adviser: Robert W. Baird & Co. Incorporated | 0.30 | 5.67 | 2.38 | 2.60 |
| 06-6RR | Short Term Bond | **Baird Ultra Short Bond Institutional: Class Inst\*\***<br> Investment Adviser: Robert W. Baird & Co. Incorporated | 0.15<br> \* | 4.81 | 3.44 | 2.67 |
| 06-47Y | Mid Cap Growth | **Baron Asset R6: Class Retirement**<br> Investment Adviser: BAMCO Inc | 1.05 | 8.21 | 3.55 |  |
| 06-3J9 | Diversified Emerging Markets | **Baron Emerging Markets R6: Class Retirement**<br> Investment Adviser: BAMCO Inc | 1.11 | 30.12 | 1.16 |  |
| 06-6YW | Mid Cap Growth | **Baron Growth R6: Class Retirement**<br> Investment Adviser: BAMCO Inc | 1.13 | -14.18 | -0.69 |  |
| 06-4YM | Small Cap Blend | **BlackRock Advantage Small Cap Core K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC | 0.45<br> \* | 13.70 | 6.42 |  |
| 06-46J | Small Cap Growth | **BlackRock Advantage Small Cap Gr K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC | 0.46<br> \* | 15.29 | 3.99 |  |
| 06-FRW | Large Cap Value | **BlackRock Equity Dividend K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC | 0.59 | 21.84 | 11.84 |  |
| 06-FRX | World Allocation | **BlackRock Global Allocation K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.77<br> \* | 19.76 | 5.84 |  |
| 06-CVH | World Stock | **BlackRock Global Dividend K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited | 0.71 | 19.41 | 9.26 |  |
| 06-CVJ | Specialty | **BlackRock Health Sciences Opps K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC | 0.75 | 16.38 | 5.95 |  |
| 06-33K | High Yield Bond | **BlackRock High Yield K: Class Other**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited | 0.48 | 9.44 | 5.13 | 6.56 |
| 06-3N3 | Inflation-Protec Bond | **BlackRock Inflation Protected Bond K: Class Other**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 1.04<br> \* | 7.05 | 1.17 | 3.09 |
| 06-CVN | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Index 2030 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09<br> \* | 14.19 | 5.89 | 7.95 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CVP | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Index 2035 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09<br> \* | 16.09 | 7.23 | 9.01 |
| 06-CVR | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Index 2040 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09<br> \* | 17.66 | 8.48 | 9.95 |
| 06-CVT | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Index 2045 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09<br> \* | 19.10 | 9.60 | 10.75 |
| 06-CVV | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Index 2050 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09<br> \* | 20.72 | 10.44 | 11.27 |
| 06-CVW | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Index 2055 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09<br> \* | 21.59 | 10.79 | 11.45 |
| 06-CVX | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Index 2060 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09<br> \* | 21.71 | 10.81 |  |
| 06-4H3 | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Index 2065 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09<br> \* | 21.72 | 10.83 |  |
| 06-79W | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Index 2070 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09<br> \* | 22.48 |  |  |
| 06-CVY | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Index Retire K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09<br> \* | 12.48 | 4.02 | 6.00 |
| 06-GHH | Mid Cap Growth | **BlackRock Mid-Cap Growth Equity K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC | 0.71 | 0.49 | 0.85 |  |
| 06-6NR | Mid Cap Value | **BlackRock Mid-Cap Value K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC | 0.70<br> \* | 13.79 | 11.24 |  |
| 06-FTF | Balanced | **BlackRock Multi-Asset Income Portfolio K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock Asset Management North Asia Ltd;<br>BlackRock International Limited;BlackRock (Singapore) Ltd; | 0.52<br> \* | 11.86 | 4.85 |  |
| 06-4PX | World Bond | **BlackRock Strategic Global Bond K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Ltd;<br>BlackRock (Singapore) Ltd; | 0.49<br> \* | 8.53 | -0.32 | 2.67 |
| 06-FTH | Intermediate Term Bond | **BlackRock Strategic Income Opps K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.62 | 8.69 | 3.26 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-6CG | Specialty | **BlackRock Systematic Multi-Strat K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock Asset Management North Asia Ltd;<br>BlackRock International Limited; | 0.82 | 5.12 | 4.33 |  |
| 06-CWC | Intermediate Term Bond | **BlackRock Total Return K: Class Other**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.37 | 8.19 | -0.08 | 2.49 |
| 06-6KH | Specialty | **Blackstone Alternative Multi-Strategy Y: Class Inst**<br> Investment Adviser: Blackstone Alternative Investment Advisors LLC<br>Investment Subadviser: Nephila Capital Ltd;Oak Hill Advisors, L.P.;<br>Blackstone Real Estate Special Situations Advisors LLC;D.E. Shaw <br>Investment Management LLC;FORT LP;Mariner Investment Group, LLC;<br>Harvest Fund Advisors LLC;Two Sigma Advisers, LLC;Caspian Capital LP;<br>Bayview Asset Management, LLC;Blackstone Liquid Credit Strategies LLC;<br>Callodine Capital Management, LP;Bayforest Capital Limited;TrailStone <br>Commodity Trading US, LLC;Seiga Asset Management Limited;Mesarete <br>Capital LLP;SEVEN GRAND MANAGERS, LLC;North Reef Capital <br>Management LP;Merritt Point Partners LLC;Varick Capital Partners LP;<br>Maren Capital LLC;OT Research;Catalio Capital Management, LP; | 3.75 | 10.47 | 5.26 | 3.89 |
| 06-47M | Intermediate Term Bond | **BNY Mellon Bond Market Index I: Class Inst**<br> Investment Adviser: BNY Mellon Investment Adviser, Inc | 0.15<br> \* | 7.04 | -0.57 | 1.82 |
| 06-39Y | Specialty | **BNY Mellon Natural Resources Y: Class Inst**<br> Investment Adviser: BNY Mellon Investment Adviser, Inc<br>Investment Subadviser: Newton Investment Management <br>North America, LLC | 0.80 | 15.12 | 17.23 | 12.80 |
| 06-74N | Small Cap Blend | **BNY Mellon Small Cap Stock Index I: Class Inst**<br> Investment Adviser: BNY Mellon Investment Adviser, Inc | 0.26 | 5.75 | 7.06 |  |
| 06-3WY | Large Cap Blend | **BNY Mellon Sust US Equity Y: Class Inst**<br> Investment Adviser: BNY Mellon Investment Adviser, Inc<br>Investment Subadviser: Newton Investment Management Ltd | 0.70<br> \* | 15.85 | 11.88 |  |
| 06-6KT | Mid Cap Blend | **Boston Trust SMID Cap: Class Other**<br> Investment Adviser: Boston Trust Walden Inc. | 0.75<br> \* | 0.73 | 7.58 | 10.25 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4PC | High Yield Bond | **BrandywineGLOBAL Corporate Credit IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: Brandywine Global Investment Mgmt, LLC | 0.49<br> \* | 5.59 | 4.60 | 6.66 |
| 06-66T | Large Cap Value | **BrandywineGLOBAL Div US Large Value IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: Brandywine Global Investment Mgmt, LLC | 0.71<br> \* | 17.33 | 13.90 | 11.52 |
| #N/A | #N/A | **BrandywineGLOBAL Global Opp Bond IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: Brandywine Global Investment Mgmt, LLC | #N/A | 13.60 | -2.45 | 2.05 |
| 06-66R | Specialty | **Calamos Market Neutral Income R6: Class Retirement**<br> Investment Adviser: Calamos Advisors LLC | 0.89 | 7.23 | 4.85 | 0.00 |
| 06-4FJ | Balanced | **Calvert Balanced R6: Class Retirement**<br> Investment Adviser: Calvert Research and Management | 0.60 | 11.65 | 8.65 |  |
| 06-4FN | Small Cap Blend | **Calvert Small-Cap R6: Class Retirement**<br> Investment Adviser: Calvert Research and Management | 0.86 | -6.09 | 3.57 |  |
| 06-3FX | Large Cap Blend | **Calvert US Large Cap Core Rspnb Idx R6: Class Retirement**<br> Investment Adviser: Calvert Research and Management | 0.19<br> \* | 15.94 | 12.55 |  |
| 06-6NJ | Mid Cap Growth | **Carillon Eagle Mid Cap Growth R6: Class Retirement**<br> Investment Adviser: Carillon Tower Advisers, Inc.<br>Investment Subadviser: Eagle Asset Management, Inc. | 0.66 | 4.92 | 3.50 | 11.45 |
| 06-6PX | Intermediate Term Bond | **Catholic Responsible Investments Bd Ins: Class Inst**<br> Investment Adviser: Christian Brothers Inv Srvc Inc<br>Investment Subadviser: Loomis, Sayles & Company LP;<br>Brandywine Global Investment Mgmt, LLC;Mercer Investments LLC;<br>Sun Life Capital Management (U.S) LLC;Teachers Advisors, LLC; | 0.35 | 6.88 |  |  |
| 06-6R6 | Large Cap Blend | **Catholic Rsp Invst Mlt-Styl US Eq Ins: Class Inst**<br> Investment Adviser: Christian Brothers Inv Srvc Inc<br>Investment Subadviser: Mar Vista Investment Partners, LLC;T. Rowe Price <br>Associates, Inc.;Mercer Investments LLC;Boston Partners Global <br>Investors, Inc;William Blair Investment Management, LLC; | 0.65 | 15.36 |  |  |
| 06-6R7 | Large Cap Blend | **Catholic Rspnsbl Invst Equity Idx Ins: Class Inst**<br> Investment Adviser: Christian Brothers Inv Srvc Inc<br>Investment Subadviser: Rhumbline Advisers;Mercer Investments LLC; | 0.09<br> \* | 16.81 |  |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-6PY | Foreign Small/Mid Eqty | **Catholic Rspnsbl Invst Intl Sm-Cp Ins: Class Inst**<br> Investment Adviser: Christian Brothers Inv Srvc Inc<br>Investment Subadviser: Lazard Asset Management LLC;Parametric <br>Portfolio Associates LLC;Mercer Investments LLC;Allspring Global <br>Investments, LLC; | 1.15<br> \* | 27.06 |  |  |
| 06-6R3 | Foreign Blend | **Catholic Rspnsbl Invstmnts Intl Eq Inv: Class Inv**<br> Investment Adviser: Christian Brothers Inv Srvc Inc<br>Investment Subadviser: Causeway Capital Management LLC;<br>Principal Global Investors LLC;WCM Investment Management;<br>Mercer Investments LLC; | 0.95 | 26.11 |  |  |
| 06-6R4 | Small Cap Blend | **Catholic Rspnsbl Invstmnts Small-Cap Ins: Class Inst**<br> Investment Adviser: Christian Brothers Inv Srvc Inc<br>Investment Subadviser: Rhumbline Advisers;Mercer Investments LLC; | 0.28 | 5.86 |  |  |
| 06-3G6 | Large Cap Blend | **ClearBridge Appreciation IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 0.56 | 14.70 | 12.94 | 13.51 |
| 06-3XJ | Foreign Growth | **ClearBridge International Growth IS: Class Inst**<br> Investment Adviser: ClearBridge Investments, LLC | 0.70 | 23.19 | 4.48 |  |
| 06-GJT | Foreign Value | **ClearBridge International Value IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 0.84<br> \* | 38.94 | 11.21 | 6.97 |
| 06-GJW | Large Cap Growth | **ClearBridge Large Cap Growth IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 0.64 | 8.90 | 10.72 | 14.56 |
| 06-47N | Mid Cap Blend | **ClearBridge Mid Cap I: Class Inst\*\*\***<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 0.85<br> \* | 4.52 | 4.84 | 7.77 |
| 06-6TR | Mid Cap Blend | **ClearBridge Mid Cap IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 0.75<br> \* | 4.61 | 4.94 | 7.87 |
| 06-6NT | Mid Cap Growth | **ClearBridge Select IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 0.98 | 7.26 | 5.48 | 16.08 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-64M | Small Cap Growth | **ClearBridge Small Cap Growth IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 0.78 | 9.69 | 0.08 | 9.75 |
| 06-3XF | Large Cap Blend | **ClearBridge Sustainability Leaders IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 0.75<br> \* | 10.47 | 7.81 | 13.11 |
| 06-6PK | World Stock | **Cohen & Steers Preferred Sec & Inc Z: Class Inst**<br> Investment Adviser: Cohen & Steers Capital Management, Inc. | 0.80 | 8.50 | 2.96 | 4.94 |
| 06-3KT | Specialty | **Cohen & Steers Real Estate Securities Z: Class Inst**<br> Investment Adviser: Cohen & Steers Capital Management, Inc. | 0.75 | 4.41 | 5.78 | 6.74 |
| 06-3KV | Specialty | **Cohen & Steers Realty Shares L: Class Other**<br> Investment Adviser: Cohen & Steers Capital Management, Inc. | 0.88<br> \* | 2.82 | 5.72 | 6.33 |
| 06-CWF | Foreign Small/Mid Eqty | **Columbia Acorn International Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.84<br> \* | 12.46 | -0.76 | 4.62 |
| 06-66M | Balanced | **Columbia Capital Alloc Mod Agrsv Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.65 | 17.29 | 7.79 | 8.97 |
| 06-66P | Balanced | **Columbia Capital Allocation Agrsv Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.71 | 19.32 | 9.51 | 10.32 |
| 06-66J | Balanced | **Columbia Capital Allocation Mod Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.62 | 15.84 | 6.13 | 7.52 |
| 06-46K | Large Cap Blend | **Columbia Contrarian Core Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.61 | 17.51 | 14.26 | 14.39 |
| 06-4FK | Large Cap Value | **Columbia Dividend Income Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.54 | 15.92 | 12.18 | 12.46 |
| 06-CWG | Emerging Market Bond | **Columbia Emerging Markets Bond Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.67 | 13.20 | 1.90 | 4.56 |
| 06-67R | Large Cap Growth | **Columbia Integrated Large Cap Gr Ins 3: Class Retirement\*\*\***<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.43<br> \* | 15.17 | 15.17 | 16.66 |
| 06-FTP | Foreign Value | **Columbia Overseas Value Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.78<br> \* | 45.90 | 13.21 | 9.66 |
| 06-FTT | Intermediate Term Bond | **Columbia Quality Income Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.52<br> \* | 9.66 | -0.54 | 1.81 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4GF | Large Cap Growth | **Columbia Select Large Cap Growth Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.69<br> \* | 10.99 | 6.02 | 12.45 |
| 06-4GG | Large Cap Value | **Columbia Select Large Cap Value Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.48<br> \* | 28.07 | 14.04 | 12.83 |
| 06-64W | Mid Cap Value | **Columbia Select Mid Cap Value Instl 3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.75 | 13.99 | 11.47 | 10.63 |
| 06-6PN | Specialty | **Columbia Seligman Global Tech Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.91<br> \* | 35.56 | 19.05 |  |
| 06-FTR | Specialty | **Columbia Seligman Tech & Info Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.82 | 37.86 | 19.54 |  |
| 06-4YY | Small Cap Value | **Columbia Small Cap Value Discv Inst 3: Class Inst**<br> Investment Adviser: Columbia Management Investment Advisers | 0.81<br> \* | 15.04 | 12.58 | 11.49 |
| 06-6RP | Small Cap Growth | **Columbia Small Cap Growth Inst3: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.83 | 21.86 | 3.47 | 15.09 |
| 06-GKJ | Specialty | **DFA Commodity Strategy Institutional: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP<br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.32 | 15.17 | 9.66 | 5.73 |
| 06-3F9 | Diversified Emerging Markets | **DFA Emerging Markets Core Equity 2 I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.40 | 28.77 | 7.14 | 9.26 |
| 06-3CV | Diversified Emerging Markets | **DFA Em Mkts Sustnby Cor 1 Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.42<br> \* | 27.87 | 5.17 |  |
| 06-CWJ | Diversified Emerging Markets | **DFA Emerging Markets I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.36<br> \* | 33.57 | 6.59 | 9.17 |
| 06-6MG | Diversified Emerging Markets | **DFA Emerging Markets Value I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.44<br> \* | 29.49 | 9.95 | 9.84 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3C4 | World Bond | **DFA Five-Year Global Fixed-Income I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.21 | 4.33 | 1.30 | 1.75 |
| 06-CWK | Balanced | **DFA Global Allocation 25/75 I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.24<br> \* | 8.67 | 4.30 | 4.80 |
| 06-CWM | Balanced | **DFA Global Allocation 60/40 I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.25<br> \* | 14.06 | 7.74 | 8.35 |
| 06-CWN | World Stock | **DFA Global Equity I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.26<br> \* | 20.17 | 11.94 | 11.93 |
| 06-3CW | Specialty | **DFA Global Real Estate Securities Port: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.22<br> \* | 7.89 | 3.72 | 4.67 |
| 06-GKK | Inflation-Protec Bond | **DFA Inflation-Protected Securities I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.11 | 7.03 | 1.01 | 3.11 |
| 06-4FV | Int Government Bond | **DFA Intermediate Govt Fixed-Income I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.12 | 7.14 | -1.08 | 1.46 |
| 06-4NH | Intermediate Term Bond | **DFA Intermediate-Term Extnd Qlty I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.20<br> \* | 8.04 | -0.02 | 2.99 |
| 06-CWR | Foreign Small/Mid Eqty | **DFA International Small Company I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.39 | 36.33 | 8.92 | 8.73 |
| 06-6MH | Foreign Value | **DFA International Value I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.28<br> \* | 45.21 | 15.93 | 10.33 |
| 06-CWP | Foreign Blend | **DFA International Core Equity 2 I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.23 | 36.15 | 10.38 | 9.12 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3C7 | Foreign Blend | **DFA Intl Sustainability Core 1: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.24 | 32.95 | 8.80 | 8.86 |
| 06-CWT | Intermediate Term Bond | **DFA Investment Grade I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.19 | 7.22 | -0.12 | 2.36 |
| 06-6HT | Foreign Blend | **DFA Large Cap International I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.17 | 33.91 | 10.12 | 9.02 |
| 06-CWV | Specialty | **DFA Real Estate Securities I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.18<br> \* | 1.51 | 4.86 | 5.54 |
| 06-4NG | Short Term Bond | **DFA Short-Term Extended Quality I: Class Inst\*\***<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.18 | 4.92 | 1.92 | 2.17 |
| 06-4NF | Large Cap Blend | **DFA US Core Equity 1 I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.15 | 16.00 | 13.41 | 13.79 |
| 06-CWW | Large Cap Growth | **DFA US Large Cap Growth Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.18 | 12.62 | 13.29 | 15.01 |
| 06-3C3 | Large Cap Value | **DFA US Large Cap Value I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.23<br> \* | 16.36 | 12.03 | 10.64 |
| 06-CWX | Large Cap Blend | **DFA US Large Company I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.08<br> \* | 17.76 | 14.33 | 14.75 |
| 06-3YM | Small Cap Blend | **DFA US Micro Cap I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.41 | 9.66 | 10.97 | 10.33 |
| 06-CWY | Small Cap Growth | **DFA US Small Cap Growth Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.32 | 5.95 | 8.65 | 10.53 |
| 06-GFK | Small Cap Blend | **DFA US Small Cap I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.27<br> \* | 8.07 | 9.87 | 10.00 |
| 06-4NC | Small Cap Value | **DFA US Small Cap Value I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.31 | 8.38 | 13.76 | 10.38 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-6Y7 | Large Cap Blend | **DFA US Social Core Equity 2 Portfolio: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.22 | 15.96 | 13.34 | 13.53 |
| 06-3C6 | Large Cap Blend | **DFA US Sustainability Core 1: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.17 | 15.93 | 13.43 | 14.55 |
| 06-CXC | Small Cap Value | **DFA US Targeted Value I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.29<br> \* | 9.55 | 13.60 | 10.81 |
| 06-CXF | World Bond | **DFA World ex US Government Fxd Inc I: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP <br>Investment Subadviser: Dimensional Fund Advisors Ltd;DFA <br>Australia Limited; | 0.20 | 3.15 | -2.28 | 1.47 |
| 06-6YT | Intermediate Term Bond | **Diamond Hill Core Bond Y: Class Inst**<br> Investment Adviser: Diamond Hill Capital Management Inc | 0.35 | 7.39 | 0.74 |  |
| 06-3PM | Mgd Asset Allocation | **Dimensional 2015 Target Dt Rtr Inc Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.17<br> \* | 10.32 | 3.31 | 5.58 |
| 06-3PN | Mgd Asset Allocation | **Dimensional 2020 Target Dt Rtr Inc Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.18<br> \* | 9.99 | 2.34 | 5.60 |
| 06-3PP | Mgd Asset Allocation | **Dimensional 2025 Target Dt Rtr Inc Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.16 | 9.45 | 1.70 | 5.89 |
| 06-3PR | Mgd Asset Allocation | **Dimensional 2030 Target Dt Rtr Inc Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.17 | 10.35 | 2.48 | 6.69 |
| 06-3PT | Mgd Asset Allocation | **Dimensional 2035 Target Dt Rtr Inc Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.18 | 12.10 | 4.46 | 7.67 |
| 06-3PV | Mgd Asset Allocation | **Dimensional 2040 Target Dt Rtr Inc Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.19 | 14.48 | 7.68 | 9.23 |
| 06-3PW | Mgd Asset Allocation | **Dimensional 2045 Target Dt Rtr Inc Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.20<br> \* | 17.17 | 10.56 | 11.12 |
| 06-3PX | Mgd Asset Allocation | **Dimensional 2050 Target Dt Rtr Inc Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.21<br> \* | 19.64 | 11.73 | 11.81 |
| 06-3PY | Mgd Asset Allocation | **Dimensional 2055 Target Dt Rtr Inc Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.22<br> \* | 20.21 | 11.84 | 11.87 |
| 06-3R3 | Mgd Asset Allocation | **Dimensional 2060 Target Dt Rtr Inc Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.22<br> \* | 20.28 | 11.85 | 11.87 |
| 06-3R4 | Mgd Asset Allocation | **Dimensional Retirement Income Instl: Class Inst**<br> Investment Adviser: Dimensional Fund Advisors LP | 0.18<br> \* | 8.81 | 3.82 | 4.70 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-6RK | Intermediate Term Bond | **Dodge & Cox Income X: Class Other**<br> Investment Adviser: Dodge & Cox | 0.33<br> \* | 8.39 |  |  |
| 06-6Y6 | Foreign Value | **Dodge & Cox International Stock X: Class Other**<br> Investment Adviser: Dodge & Cox | 0.52<br> \* | 38.84 |  |  |
| 06-6MT | Large Cap Value | **Dodge & Cox Stock X: Class Other**<br> Investment Adviser: Dodge & Cox | 0.41<br> \* | 13.76 | 0.00 | 0.00 |
| 06-6J4 | Diversified Emerging Markets | **Driehaus Emerging Markets Growth Instl: Class Inst**<br> Investment Adviser: Driehaus Capital Management LLC | 0.98 | 30.22 | 3.59 | 0.00 |
| 06-3VJ | Diversified Emerging Markets | **DWS Emerging Markets Equity R6: Class Retirement**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: DWS International GmbH | 0.92<br> \* | 28.90 | 0.47 |  |
| 06-6M6 | World Allocation | **DWS RREEF Real Assets R6: Class Retirement**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: RREEF America L.L.C. | 0.89<br> \* | 13.16 | 6.55 | 7.07 |
| 06-CWH | Specialty | **DWS RREEF Real Estate Securities R6: Class Retirement**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: RREEF America L.L.C. | 0.54 | -0.08 | 4.44 | 5.45 |
| 06-6MK | Cash | **Federated Hermes Govt Obl Premier: Class Inst\*\***<br> Investment Adviser: Federated Investment Management Company | 0.15<br> \* | 4.22 | 3.19 | 2.12 |
| 06-6GY | Intermediate Term Bond | **Federated Hermes Total Return Bond R6: Class Retirement**<br> Investment Adviser: Federated Investment Management Company | 0.38<br> \* | 7.31 | 0.19 | 2.81 |
| 06-4NJ | Intermediate Term Bond | **Federated Hermes Corporate Bond R6: Class Retirement**<br> Investment Adviser: Federated Investment Management Company | 0.59<br> \* | 7.22 | 0.40 |  |
| 06-3GV | High Yield Bond | **Federated Hermes Instl High Yield Bd R6: Class Retirement**<br> Investment Adviser: Federated Investment Management Company | 0.49<br> \* | 8.38 | 3.91 |  |
| 06-GKN | Foreign Blend | **Federated Hermes Intl Leaders R6: Class Retirement**<br> Investment Adviser: Federated Global Investment Management Corp | 0.74<br> \* | 37.33 | 8.90 | 8.38 |
| 06-CXG | Large Cap Growth | **Federated Hermes Kaufmann Large Cap R6: Class Retirement**<br> Investment Adviser: Federated Global Investment Management Corp | 0.78<br> \* | 17.92 | 9.32 | 13.66 |
| 06-4PW | Small Cap Growth | **Federated Hermes Kaufmann Small Cap IS: Class Inst**<br> Investment Adviser: Federated Global Investment Management Corp | 0.90<br> \* | 11.45 | -0.11 | 11.79 |
| 06-6XP | World Bond | **Nomura Global Bond Fund Class R6: Class Retirement**<br> Investment Adviser: Delaware Management Company | 0.56<br> \* | 4.84 | 0.94 | 3.38 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3MG | Small Cap Blend | **Federated Hermes MDT Small Cap Core R6: Class Retirement**<br> Investment Adviser: Federated MDTA LLC | 0.88<br> \* | 14.15 | 9.63 |  |
| 06-FTX | Small Cap Growth | **Federated Hermes MDT Small Cap Growth R6: Class Retirement**<br> Investment Adviser: Federated MDTA LLC | 0.88<br> \* | 17.11 | 6.46 |  |
| 06-GKM | High Yield Bond | **Federated Hermes Opportunistic HY Bd R6: Class Retirement**<br> Investment Adviser: Federated Investment Management Company | 0.72<br> \* | 8.31 | 4.51 |  |
| 06-3HR | Large Cap Blend | **Fidelity 500 Index: Class Other**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.02 | 17.86 | 14.41 | 14.81 |
| 06-6XJ | Mgd Asset Allocation | **Fidelity Freedom Blend 2010 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.21 | 11.23 | 3.25 |  |
| 06-6XK | Mgd Asset Allocation | **Fidelity Freedom Blend 2015 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.22 | 13.00 | 4.02 |  |
| 06-6WG | Mgd Asset Allocation | **Fidelity Freedom Blend 2020 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.23 | 14.56 | 4.74 |  |
| 06-6XF | Mgd Asset Allocation | **Fidelity Freedom Blend 2025 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.24 | 16.12 | 5.50 |  |
| 06-6WY | Mgd Asset Allocation | **Fidelity Freedom Blend 2030 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.26 | 17.16 | 6.33 |  |
| 06-6X4 | Mgd Asset Allocation | **Fidelity Freedom Blend 2035 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.27 | 18.66 | 7.71 |  |
| 06-6XM | Mgd Asset Allocation | **Fidelity Freedom Blend 2040 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.27 | 21.35 | 9.25 |  |
| 06-6X6 | Mgd Asset Allocation | **Fidelity Freedom Blend 2045 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.27 | 22.90 | 9.77 |  |
| 06-6XG | Mgd Asset Allocation | **Fidelity Freedom Blend 2050 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.27 | 22.89 | 9.79 |  |
| 06-6XN | Mgd Asset Allocation | **Fidelity Freedom Blend 2055 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.27 | 22.85 | 9.77 |  |
| 06-6X7 | Mgd Asset Allocation | **Fidelity Freedom Blend 2060 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.27 | 22.85 | 9.78 |  |
| 06-6XH | Mgd Asset Allocation | **Fidelity Freedom Blend 2065 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.27 | 22.90 | 9.77 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-77N | Mgd Asset Allocation | **Fidelity Freedom Blend 2070 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.27 | 22.42 |  |  |
| 06-6WX | Mgd Asset Allocation | **Fidelity Freedom Blend Ret K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.21 | 10.30 | 2.58 |  |
| 06-76P | World Stock | **Fidelity Advisor<sup>®</sup> Global EquityInc Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd;FIL Investment Advisors (FIA);<br>FIL Investment Advisors (UK) Ltd; | 0.82 | 26.10 |  |  |
| 06-GHM | Mgd Asset Allocation | **Fidelity Advisor Freedom 2010 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.24 | 11.45 | 3.41 |  |
| 06-GHN | Mgd Asset Allocation | **Fidelity Advisor Freedom 2015 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.26 | 13.20 | 4.16 |  |
| 06-GHP | Mgd Asset Allocation | **Fidelity Advisor Freedom 2020 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.28 | 14.85 | 4.91 |  |
| 06-GHR | Mgd Asset Allocation | **Fidelity Advisor Freedom 2025 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.32 | 16.44 | 5.64 |  |
| 06-GHT | Mgd Asset Allocation | **Fidelity Advisor Freedom 2030 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.36 | 17.57 | 6.46 |  |
| 06-GHV | Mgd Asset Allocation | **Fidelity Advisor Freedom 2035 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.40 | 19.04 | 7.80 |  |
| 06-GHW | Mgd Asset Allocation | **Fidelity Advisor Freedom 2040 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.44 | 21.77 | 9.33 |  |
| 06-GHX | Mgd Asset Allocation | **Fidelity Advisor Freedom 2045 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.46 | 23.32 | 9.87 |  |
| 06-GHY | Mgd Asset Allocation | **Fidelity Advisor Freedom 2050 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.46 | 23.41 | 9.86 |  |
| 06-GJC | Mgd Asset Allocation | **Fidelity Advisor Freedom 2055 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.46 | 23.37 | 9.86 |  |
| 06-GJF | Mgd Asset Allocation | **Fidelity Advisor Freedom 2060 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.46 | 23.45 | 9.87 |  |
| 06-63Y | Mgd Asset Allocation | **Fidelity Advisor Freedom 2065 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.46 | 23.33 | 9.86 |  |
| 06-77P | Mgd Asset Allocation | **Fidelity Advisor Freedom 2070 K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.46 | 22.90 |  |  |

---

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GJG | Mgd Asset Allocation | **Fidelity Advisor Freedom Retirement K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.24 | 10.48 | 2.72 |  |
| 06-FVF | Balanced | **Fidelity Advisor<sup>®</sup> Balanced Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.39 | 15.30 |  |  |
| 06-4N6 | Foreign Growth | **Fidelity Advisor China Region Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd;FIL Investment Advisors (FIA);<br>FIL Investment Advisors (UK) Ltd; | 0.77 | 42.79 | 3.05 |  |
| 06-FVG | Foreign Growth | **Fidelity Advisor Diversified Intl Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd;FIL Investment Advisors (FIA);<br>FIL Investment Advisors (UK) Ltd; | 0.72 | 27.90 | 6.75 | 8.53 |
| 06-FVH | Large Cap Blend | **Fidelity Advisor Diversified Stock Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd; | 0.44 | 13.96 | 13.99 | 15.31 |
| 06-4RH | Large Cap Growth | **Fidelity Advisor Growth Opps Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.60 | 22.60 | 11.45 | 20.34 |
| 06-4G3 | Specialty | **Fidelity Advisor Industrials Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.59 | 24.91 | 14.82 |  |

---

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-FVJ | Foreign Growth | **Fidelity Advisor Intl Cap App Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd;FIL Investment Advisors (FIA);<br>FIL Investment Advisors (UK) Ltd; | 0.78 | 18.89 | 6.33 |  |
| 06-4G4 | Specialty | **Fidelity Advisor Intl Real Estate Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;FIL Investment <br>Advisors (FIA);FIL Investment Advisors (UK) Ltd;Fidelity Management & <br>Research (HK) Ltd; | 0.78 | 22.92 | -0.91 |  |
| 06-4XH | Foreign Small/Mid Eqty | **Fidelity Advisor Intl Small Cap Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd;FIL Investment Advisors (FIA);<br>FIL Investment Advisors (UK) Ltd; | 0.83 | 24.82 | 7.26 |  |
| 06-6JF | Intermediate Term Bond | **Fidelity Advisor Investment Gr Bd Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management &<br>Research (HK) Ltd; | 0.36<br> \* | 7.30 | 0.01 |  |
| 06-3HN | Mid Cap Value | **Fidelity Advisor Mid Cap Value Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.75 | 13.12 | 13.82 |  |
| 06-6YV | Balanced | **Fidelity Advisor Multi-Asset Income Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management &<br>Research (HK) Ltd; | 0.74 | 14.23 | 7.62 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-FVK | Large Cap Growth | **Fidelity Advisor New Insights Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.53 | 23.18 | 15.62 | 15.89 |
| 06-73J | High Yield Bond | **Fidelity Advisor Short Dur Hi Inc Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Fidelity Management & Research (Japan) Limited;<br>Fidelity Management & Research (Hong Kong) Ltd; | 0.66<br> \* | 7.81 | 4.60 |  |
| 06-4TT | Small Cap Value | **Fidelity Advisor Small Cap Value Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.84 | 8.28 | 10.93 |  |
| 06-74C | Small Cap Blend | **Fidelity Advisor Stock Selector Sm Cp Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd; | 0.73 | 14.50 | 9.97 |  |
| 06-FVM | Intermediate Term Bond | **Fidelity Advisor Total Bond Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;FIL Investment <br>Advisors (FIA);FIL Investment Advisors (UK) Ltd;Fidelity Management & <br>Research (HK) Ltd; | 0.36<br> \* | 7.59 | 0.66 | 3.16 |
| 06-6PM | Mid Cap Value | **Fidelity Advisor Value Z: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd; | 0.68 | 11.51 | 12.72 |  |
| 06-6FN | Large Cap Growth | **Fidelity Blue Chip Growth K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.45 | 21.33 | 14.81 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-6HR | Large Cap Growth | **Fidelity Contrafund K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.45 | 22.27 | 15.57 | 0.00 |
| 06-77R | Mgd Asset Allocation | **Fidelity Freedom Index 2070 Investor: Class Inv**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 21.43 |  |  |
| 06-67W | Mgd Asset Allocation | **Fidelity Freedom Index Ret Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 9.32 | 2.61 |  |
| 06-49Y | Mgd Asset Allocation | **Fidelity Freedom Index 2010 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 10.21 | 3.19 | 5.36 |
| 06-4C4 | Mgd Asset Allocation | **Fidelity Freedom Index 2015 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 11.69 | 3.91 | 6.20 |
| 06-4C6 | Mgd Asset Allocation | **Fidelity Freedom Index 2020 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 13.35 | 4.63 | 6.93 |
| 06-4C7 | Mgd Asset Allocation | **Fidelity Freedom Index 2025 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 14.84 | 5.33 | 7.61 |
| 06-4C9 | Mgd Asset Allocation | **Fidelity Freedom Index 2030 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 15.89 | 6.13 | 8.58 |
| 06-4CC | Mgd Asset Allocation | **Fidelity Freedom Index 2035 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 17.32 | 7.47 | 9.77 |
| 06-4CF | Mgd Asset Allocation | **Fidelity Freedom Index 2040 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 19.88 | 8.98 | 10.70 |
| 06-4CG | Mgd Asset Allocation | **Fidelity Freedom Index 2045 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 21.40 | 9.52 | 10.96 |
| 06-4CH | Mgd Asset Allocation | **Fidelity Freedom Index 2050 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 21.40 | 9.51 | 10.96 |
| 06-4CJ | Mgd Asset Allocation | **Fidelity Freedom Index 2055 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 21.40 | 9.51 | 10.97 |
| 06-4CK | Mgd Asset Allocation | **Fidelity Freedom Index 2060 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 21.38 | 9.51 | 10.96 |
| 06-4F3 | Mgd Asset Allocation | **Fidelity Freedom Index 2065 Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 21.45 | 9.51 |  |
| 06-4F4 | Mgd Asset Allocation | **Fidelity Freedom Index Ret Investor: Class Inv\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.12 | 9.23 | 2.55 | 4.10 |

---

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-6H7 | Managed Asset Allocation | **Fidelity Freedom Index 2010 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 10.16 | 3.22 | 5.41 |
| 06-67Y | Mgd Asset Allocation | **Fidelity Freedom Index 2010 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 10.28 | 3.26 |  |
| 06-6H9 | Managed Asset Allocation | **Fidelity Freedom Index 2015 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 11.81 | 3.96 | 6.25 |
| 06-69C | Mgd Asset Allocation | **Fidelity Freedom Index 2015 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 11.83 | 3.98 |  |
| 06-6HW | Managed Asset Allocation | **Fidelity Freedom Index 2020 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 13.40 | 4.66 | 6.98 |
| 06-69F | Mgd Asset Allocation | **Fidelity Freedom Index 2020 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 13.43 | 4.69 |  |
| 06-6HC | Managed Asset Allocation | **Fidelity Freedom Index 2025 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 14.94 | 5.39 | 7.66 |
| 06-69G | Mgd Asset Allocation | **Fidelity Freedom Index 2025 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 14.92 | 5.41 |  |
| 06-6HF | Managed Asset Allocation | **Fidelity Freedom Index 2030 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 15.93 | 6.18 | 8.63 |
| 06-69H | Mgd Asset Allocation | **Fidelity Freedom Index 2030 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 15.97 | 6.20 |  |
| 06-6HG | Managed Asset Allocation | **Fidelity Freedom Index 2035 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 17.36 | 7.52 | 9.82 |
| 06-69J | Mgd Asset Allocation | **Fidelity Freedom Index 2035 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 17.39 | 7.55 |  |
| 06-6HH | Managed Asset Allocation | **Fidelity Freedom Index 2040 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 19.93 | 9.04 | 10.75 |
| 06-69K | Mgd Asset Allocation | **Fidelity Freedom Index 2040 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 19.97 | 9.06 |  |
| 06-6HJ | Managed Asset Allocation | **Fidelity Freedom Index 2045 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 21.44 | 9.56 | 11.01 |
| 06-69M | Mgd Asset Allocation | **Fidelity Freedom Index 2045 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 21.43 | 9.57 |  |
| 06-6HK | Managed Asset Allocation | **Fidelity Freedom Index 2050 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 21.42 | 9.55 | 11.01 |

---

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-69N | Mgd Asset Allocation | **Fidelity Freedom Index 2050 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 21.49 | 9.59 |  |
| 06-6HM | Managed Asset Allocation | **Fidelity Freedom Index 2055 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 21.48 | 9.55 | 11.01 |
| 06-69P | Mgd Asset Allocation | **Fidelity Freedom Index 2055 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 21.46 | 9.58 |  |
| 06-6HN | Managed Asset Allocation | **Fidelity Freedom Index 2060 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 21.47 | 9.56 | 11.02 |
| 06-69R | Mgd Asset Allocation | **Fidelity Freedom Index 2060 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 21.50 | 9.58 |  |
| 06-6HP | Managed Asset Allocation | **Fidelity Freedom Index 2065 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 21.48 | 9.56 | 0.00 |
| 06-69T | Mgd Asset Allocation | **Fidelity Freedom Index 2065 Premier: Class Other\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 21.51 | 9.58 |  |
| 06-77T | Mgd Asset Allocation | **Fidelity Freedom Index 2070 Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 21.45 |  |  |
| 06-77V | Mgd Asset Allocation | **Fidelity Freedom Index 2070 Premier: Class A\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.05 | 21.57 |  |  |
| 06-6H6 | Managed Asset Allocation | **Fidelity Freedom Index Ret Instl Prem: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.08 | 9.26 | 2.59 | 4.15 |
| 06-3WN | Diversified Emerging Markets | **Fidelity Emerging Markets Idx: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.08 | 33.94 | 3.95 | 8.26 |
| 06-6WW | Diversified Emerging Markets | **Fidelity Emerging Markets K: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd;FIL Investment Advisors (FIA);<br>FIL Investment Advisors (UK) Ltd; | 0.74 | 31.18 | 3.65 | 10.30 |
| 06-3WJ | Mid Cap Blend | **Fidelity Extended Market Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.04 | 11.40 | 6.20 | 11.02 |

---

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-77Y | Mid Cap Growth | **Fidelity Growth Strategies K6: Class Retirement**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.46 | 12.76 | 9.36 |  |
| 06-3WK | Inflation-Protec Bond | **Fidelity Inflation-Prot Bd Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.05 | 6.79 | 1.04 | 3.03 |
| 06-3HX | Foreign Blend | **Fidelity International Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.04 | 31.96 | 9.13 | 8.42 |
| 06-4H6 | Foreign Blend | **Fidelity Intl Sustainability Idx: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.20 | 29.82 | 6.56 |  |
| 06-6PP | Cash | **Fidelity Inv MM Government Instl: Class Inst\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.14<br> \* | 4.24 | 3.19 | 2.12 |
| 06-4RK | Large Cap Growth | **Fidelity Large Cap Growth Idx: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.04 | 18.53 | 15.30 |  |
| 06-4RJ | Large Cap Value | **Fidelity Large Cap Value Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.04 | 15.89 | 11.31 |  |
| 06-3HW | Mid Cap Blend | **Fidelity Mid Cap Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.03 | 10.57 | 8.67 | 11.01 |
| 06-4N3 | Balanced | **Fidelity Multi-Asset Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.11<br> \* | 20.15 | 9.23 | 10.56 |
| 06-73Y | Large Cap Growth | **Fidelity Nasdaq Composite Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.29 | 21.11 | 13.46 | 17.59 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3WP | Specialty | **Fidelity Real Estate Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.07 | 3.03 | 4.70 | 3.81 |
| 06-74H | Specialty | **Fidelity Select Health Care: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.63 | 14.40 | 3.97 | 8.99 |
| 06-74M | Small Cap Growth | **Fidelity Small Cap Growth K6: Class Retirement\*\*\***<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.61 | 11.38 | 5.99 |  |
| 06-3HV | Small Cap Blend | **Fidelity Small Cap Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.03 | 12.93 | 6.20 | 9.76 |
| 06-4H4 | Intermediate Term Bond | **Fidelity Sustainability Bond Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.10 | 7.01 | -0.50 |  |
| 06-3WH | Foreign Blend | **Fidelity Total International Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.06 | 32.62 | 7.87 |  |
| 06-3MR | Large Cap Blend | **Fidelity Total Market Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.02 | 17.05 | 13.09 | 14.23 |
| 06-3X3 | Large Cap Blend | **Fidelity U.S. Sustainability Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: Geode Capital Management, LLC | 0.11 | 18.78 | 14.72 |  |
| 06-3HT | Intermediate Term Bond | **Fidelity U.S. Bond Index: Class No Load**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.03 | 7.13 | -0.43 | 1.96 |

---

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3VC | World Allocation | **First Eagle Global R6: Class Retirement**<br> Investment Adviser: First Eagle Investment Management, LLC | 0.79 | 31.98 | 12.08 |  |
| 06-6NG | Specialty | **First Eagle Gold R6: Class Retirement**<br> Investment Adviser: First Eagle Investment Management, LLC | 0.83 | 129.08 | 20.02 |  |
| 06-3VF | Foreign Blend | **First Eagle Overseas R6: Class Retirement**<br> Investment Adviser: First Eagle Investment Management, LLC | 0.80 | 39.15 | 9.78 |  |
| 06-6MW | Small Cap Value | **First Eagle Small Cap Opportunity R6: Class Retirement**<br> Investment Adviser: First Eagle Investment Management, LLC | 1.01 | 13.40 |  |  |
| 06-74K | Specialty | **Franklin Convertible Securities R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.51<br> \* | 13.88 | 5.84 | 12.49 |
| 06-CXH | Intermediate Term Bond | **Franklin Core Plus Bond Fund R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.37<br> \* | 7.68 | 2.21 | 3.49 |
| 06-3RY | Large Cap Growth | **Franklin DynaTech R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.44 | 18.85 | 8.84 | 17.12 |
| 06-3T3 | Large Cap Value | **Franklin Equity Income R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.50<br> \* | 17.30 | 12.28 | 11.52 |
| 06-4PN | Large Cap Growth | **Franklin Growth Opportunities R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.57 | 8.34 | 7.34 | 13.33 |
| 06-FXP | Large Cap Growth | **Franklin Growth R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.46 | 15.62 | 9.97 | 14.16 |
| 06-GKR | Balanced | **Franklin Income R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.42 | 12.47 | 8.07 | 7.88 |
| 06-3T4 | Foreign Growth | **Franklin Intl Growth R6: Class Retirement**<br> Investment Adviser: Franklin Templeton Institutional, LLC | 0.76<br> \* | 10.60 | -2.29 | 6.92 |
| 06-3TN | Balanced | **Franklin Managed Income R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.59<br> \* | 10.62 | 6.21 | 7.34 |
| 06-FXR | World Stock | **Franklin Mutual Global Discovery R6: Class Retirement**<br> Investment Adviser: Franklin Mutual Advisers, LLC | 0.88 | 23.73 | 12.35 | 9.03 |
| 06-3T6 | World Allocation | **Franklin Mutual Quest R6: Class Retirement**<br> Investment Adviser: Franklin Mutual Advisers, LLC | 0.72<br> \* | 17.71 | 8.06 | 6.57 |
| 06-4PG | Specialty | **Franklin Real Estate Securities R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.66<br> \* | 2.63 | 4.49 | 4.76 |
| 06-3T7 | Large Cap Blend | **Franklin Rising Dividends R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.52 | 12.24 | 9.85 | 12.35 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3T9 | Small Cap Growth | **Franklin Small Cap Growth R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.66 | 7.92 | 2.21 | 10.57 |
| 06-GKT | Small Cap Value | **Franklin Small Cap Value R6: Class Retirement\*\*\***<br> Investment Adviser: Franklin Mutual Advisers, LLC | 0.60<br> \* | 7.67 | 9.14 | 10.16 |
| 06-3TC | Mid Cap Growth | **Franklin Small-Mid Cap Growth R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.51<br> \* | 3.11 | 1.54 | 10.62 |
| 06-3RV | Int Government Bond | **Franklin US Government Secs R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.52<br> \* | 7.25 | -0.05 | 1.17 |
| 06-FNP | Specialty | **Franklin Utilities R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.50<br> \* | 15.37 | 11.11 | 11.05 |
| 06-GKV | Short Term Bond | **Frost Credit Institutional: Class Inst**<br> Investment Adviser: Frost Investment Advisors, LLC | 0.66 | 5.46 | 4.39 | 5.48 |
| 06-GKW | Large Cap Growth | **Frost Growth Equity Inst: Class Inst**<br> Investment Adviser: Frost Investment Advisors, LLC | 0.66 | 15.15 | 13.23 | 16.16 |
| 06-GKX | Short Term Bond | **Frost Total Return Bond Inst: Class Inst**<br> Investment Adviser: Frost Investment Advisors, LLC | 0.46 | 5.77 | 3.68 | 3.87 |
| 06-4PV | Intermediate Term Bond | **Goldman Sachs Core Fixed Income R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.37<br> \* | 7.69 | -0.38 | 2.31 |
| 06-3GG | Diversified Emerging Markets | **Goldman Sachs Emerging Markets Eq R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 1.03<br> \* | 32.79 | 1.09 | 8.02 |
| 06-CXJ | Cash | **Goldman Sachs FS Government R6: Class Retirement\*\***<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.18 | 4.21 | 3.19 | 2.12 |
| 06-74J | Foreign Growth | **Goldman Sachs GQG Ptnrs Intl Opps R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P.<br>Investment Subadviser: GQG Partners LLC | 0.75<br> \* | 20.88 | 9.22 |  |
| 06-6YX | Foreign Value | **Goldman Sachs International Eq Inc R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.83<br> \* | 34.28 | 12.83 |  |
| 06-CXM | Foreign Blend | **Goldman Sachs Intl Eq Insghts R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.81<br> \* | 40.64 | 11.43 | 9.55 |
| 06-CXN | Large Cap Growth | **Goldman Sachs Large Cap Gr Insghts R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.55<br> \* | 15.56 | 14.61 | 16.30 |
| 06-CXP | Large Cap Value | **Goldman Sachs Large Cp Val Insghts R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.55<br> \* | 15.31 | 12.32 | 10.64 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CXR | Mid Cap Blend | **Goldman Sachs Mid Cap Value R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.83 | 9.65 | 10.08 | 10.10 |
| 06-CXK | Mid Cap Growth | **Goldman Sachs Mid Cap Growth R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.84<br> \* | 7.44 | 4.88 | 11.75 |
| 06-46M | Small Cap Blend | **Goldman Sachs Small Cap Eq Insghts R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.83<br> \* | 15.57 | 10.32 | 10.61 |
| 06-CXT | Small Cap Value | **Goldman Sachs Small Cap Value R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.96<br> \* | 10.71 | 7.48 | 8.06 |
| 06-4NP | Mid Cap Growth | **Goldman Sachs Small/Mid Cap Growth R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.92 | 1.98 | 0.29 | 10.04 |
| 06-FXT | Large Cap Blend | **Goldman Sachs US Equity Insights R6: Class Retirement**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.56<br> \* | 15.52 | 13.97 | 13.95 |
| 06-6KG | Intermediate Term Bond | **Guggenheim Macro Opportunities R6: Class Retirement**<br> Investment Adviser: Guggenheim Partners Investment Mgmt LLC | 0.94<br> \* | 7.57 | 3.61 |  |
| 06-6KF | Intermediate Term Bond | **Guggenheim Total Return Bond R6: Class Retirement**<br> Investment Adviser: Guggenheim Partners Investment Mgmt LLC | 0.42<br> \* | 8.25 | 0.25 |  |
| 06-3MT | World Stock | **GuideStone Funds Aggressive Allc Inv: Class Other**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Parametric Portfolio Associates LLC | 1.09 | 19.59 | 9.01 | 10.46 |
| 06-3MV | Balanced | **GuideStone Funds Balanced Allc Inv: Class Other**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Parametric Portfolio Associates LLC | 0.98 | 12.48 | 4.31 | 6.24 |
| 06-3MW | Balanced | **GuideStone Funds Conservative Allc Inv: Class Other**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Parametric Portfolio Associates LLC | 0.94 | 9.46 | 3.45 | 4.42 |
| 06-3MX | Balanced | **GuideStone Funds Defensv Mkt Strats Inv: Class Other**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Shenkman Capital Management Inc;Parametric <br>Portfolio Associates LLC;PGIM LLC;Wellington Management Company <br>LLP;Neuberger Berman Investment Advisers LLC; | 0.92 | 10.12 | 6.18 | 8.11 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3YV | Diversified Emerging Markets | **GuideStone Funds Emerging Mkts Eq Instl: Class Inst**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Goldman Sachs Asset Management, L.P.;<br>Parametric Portfolio Associates LLC;Wellington Management <br>Company LLP;AQR Capital Management LLC;RBC Global Asset <br>Management (UK) Limited; | 1.05<br> \* | 34.85 | 4.58 | 8.46 |
| 06-3YW | Large Cap Blend | **GuideStone Funds Equity Index Instl: Class Inst**<br> Investment Adviser: GuideStone Capital Management, LLC <br>Investment Subadviser: Legal & General Investment Management America Inc | 0.12 | 17.07 | 14.04 | 14.67 |
| 06-3YY | World Bond | **GuideStone Funds Global Bond Instl: Class Inst**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Loomis, Sayles & Company LP;MFS Institutional <br>Advisors Inc;Parametric Portfolio Associates LLC;Neuberger Berman <br>Investment Advisers LLC; | 0.57 | 7.93 | -0.51 | 2.74 |
| 06-43C | Specialty | **GuideStone Funds Global Rl Est Secs Inst: Class Inst**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Heitman Real Estate Securities LLC;<br>RREEF America L.L.C.; | 0.91 | 8.98 | 3.88 | 4.73 |
| 06-43F | Large Cap Growth | **GuideStone Funds Growth Equity Instl: Class Inst**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Loomis, Sayles & Company LP;J.P. Morgan <br>Investment Management, Inc.;Sands Capital Management, LLC;<br>Parametric Portfolio Associates LLC;William Blair Investment <br>Management, LLC; | 0.65 | 13.17 | 10.10 | 14.66 |
| 06-43G | Foreign Blend | **GuideStone Funds International Eq Instl: Class Inst**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Altrinsic Global Advisors LLC;MFS Institutional <br>Advisors Inc;Parametric Portfolio Associates LLC;WCM Investment <br>Management;Wellington Management Company LLP;AQR Capital <br>Management LLC; | 0.85 | 28.12 | 8.30 | 8.49 |
| 06-43H | Intermediate Term Bond | **GuideStone Funds Medium-Dur Bd Instl: Class Inst**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Loomis, Sayles & Company LP;Goldman Sachs <br>Asset Management, L.P.;Guggenheim Partners Investment Mgmt LLC;<br>Parametric Portfolio Associates LLC;Pacific Investment Management <br>Company, LLC; | 0.41 | 8.22 | -0.41 | 2.30 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-43J | Small Cap Blend | **GuideStone Funds Small Cap Equity Instl: Class Inst**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: TimesSquare Capital Management, LLC;<br>American Century Investment Management Inc;Jacobs Levy Equity <br>Management, Inc.;Parametric Portfolio Associates LLC;Driehaus Capital <br>Management LLC;Nomura Investments Fund Advisers; | 0.95 | 6.06 | 6.22 | 9.04 |
| 06-43M | Large Cap Value | **GuideStone Funds Value Equity Instl: Class Inst**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: TCW Investment Management Co LLC;<br>Parametric Portfolio Associates LLC;American Century Investment <br>Management;Barrow Hanley Mewhinney & Strauss; | 0.63 | 14.23 | 11.51 | 10.36 |
| 06-3MY | Balanced | **GuideStone Funds Mod Agrsv Allc Inv: Class Other**<br> Investment Adviser: GuideStone Capital Management, LLC<br>Investment Subadviser: Parametric Portfolio Associates LLC | 1.05 | 16.11 | 6.76 | 8.45 |
| 06-49R | Large Cap Growth | **Harbor Capital Appreciation Retirement: Class Retirement**<br> Investment Adviser: Harbor Capital Advisors Inc<br>Investment Subadviser: Jennison Associates LLC | 0.59<br> \* | 14.04 | 10.57 |  |
| 06-6JR | Intermediate Term Bond | **Harbor Core Bond Retirement: Class Retirement**<br> Investment Adviser: Harbor Capital Advisors Inc<br>Investment Subadviser: Income Research + Management | 0.26<br> \* | 7.10 | -0.34 | 0.00 |
| 06-49T | Mid Cap Value | **Harbor Mid Cap Value Retirement: Class Retirement**<br> Investment Adviser: Harbor Capital Advisors Inc<br>Investment Subadviser: LSV Asset Management | 0.77<br> \* | 16.01 | 13.24 |  |
| 06-6Y4 | Small Cap Growth | **Harbor Small Cap Growth Retirement: Class Retirement**<br> Investment Adviser: Harbor Capital Advisors Inc<br>Investment Subadviser: Westfield Capital Management Company, L.P. | 0.80 | 11.47 | 4.08 |  |
| 06-3P9 | Balanced | **Hartford Balanced Income R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company LLP | 0.56 | 11.09 | 5.17 | 7.01 |
| 06-3XH | World Stock | **Hartford Climate Opportunities R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Schroder Investment Management North <br>America Ltd;Wellington Management Company LLP;Schroder <br>Investment Management North America Inc.; | 0.69<br> \* | 18.98 | 5.92 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3YJ | Large Cap Blend | **Hartford Core Equity R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company | 0.36 | 14.75 | 12.23 | 13.64 |
| 06-3NY | Large Cap Value | **Hartford Dividend and Growth R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company | 0.63 | 17.21 | 12.57 | 12.41 |
| 06-6W9 | Large Cap Value | **Hartford Equity Income R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company | 0.65 | 15.26 | 11.27 | 10.97 |
| 06-3P4 | Large Cap Growth | **Hartford Growth Opportunities R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company | 0.73 | 13.69 | 9.24 | 15.64 |
| 06-3WC | Foreign Growth | **Hartford International Growth R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company LLP | 0.85<br> \* | 27.29 | 4.26 |  |
| 06-3F7 | Foreign Blend | **Hartford International Opportunities R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company LLP | 0.69 | 30.32 | 6.95 | 8.15 |
| 06-39T | Mid Cap Growth | **Hartford MidCap R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company | 0.76 | -0.50 | 0.26 | 8.06 |
| 06-3NX | Foreign Blend | **Hartford Schroders International Stk SDR: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Schroder Investment Management North <br>America Ltd;Schroder Investment Management North America Inc.; | 0.69 | 26.16 | 7.56 | 9.75 |
| 06-3NW | Foreign Value | **Hartford Schroders Intl Multi-Cp Val SDR: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Schroder Investment Management North <br>America Ltd;Schroder Investment Management North America Inc.; | 0.76 | 46.09 | 12.37 | 9.36 |
| 06-3P6 | Intermediate Term Bond | **Hartford Total Return Bond R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company | 0.32 | 7.28 | 0.06 | 2.76 |
| 06-3P7 | World Bond | **Hartford World Bond R6: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company | 0.63 | 5.12 | 1.73 | 2.34 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4PM | Large Cap Value | **Invesco Comstock R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.44 | 17.53 | 15.67 | 12.34 |
| 06-7F3 | Large Cap Growth | **Invesco American Franchise R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.61 | 11.93 | 10.65 | 15.15 |
| 06-3G7 | Intermediate Term Bond | **Invesco Core Plus Bond R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.44<br> \* | 7.54 | 0.20 | 3.00 |
| 06-3W4 | Intermediate Term Bond | **Invesco Corporate Bond R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.34 | 7.73 | 0.33 | 4.06 |
| 06-DDD | Diversified Emerging Markets | **Invesco Developing Markets R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Asset Management Ltd | 0.88 | 28.84 | -0.14 | 6.43 |
| 06-3F3 | Mid Cap Growth | **Invesco Discovery Mid Cap Growth R6: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.67 | 5.18 | 4.16 | 11.52 |
| 06-6XY | Small Cap Growth | **Invesco Discovery R6: Class Retirement\*\*\***<br> Investment Adviser: Invesco Advisers, Inc. | 0.65 | 16.96 | 6.23 | 13.90 |
| 06-CXV | Large Cap Value | **Invesco Diversified Dividend R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.47 | 15.95 | 11.09 | 9.44 |
| 06-46C | Large Cap Blend | **Invesco Equally-Wtd S&P 500 R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Capital Management LLC | 0.18 | 11.25 | 10.28 | 11.53 |
| 06-CXW | Foreign Growth | **Invesco EQV International Equity R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.86 | 16.38 | 3.69 | 6.22 |
| 06-4FY | Foreign Small/Mid Eqty | **Invesco International Small Company R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Asset Management Limited | 1.06<br> \* | 26.42 | 8.52 | 9.01 |
| 06-FXV | Specialty | **Invesco Floating Rate ESG R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Senior Secured Management Inc | 0.81 | 4.86 | 5.71 | 5.34 |
| 06-FYW | World Stock | **Invesco Global Opportunities R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.77 | 7.51 | -7.09 | 5.71 |
| 06-FYV | World Stock | **Invesco Global R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.72 | 15.61 | 7.42 | 11.20 |
| 06-34Y | Specialty | **Invesco Gold & Special Minerals R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.66 | 131.89 | 18.00 | 21.56 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-FYX | World Bond | **Invesco International Bond R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.76 | 17.20 | 0.47 | 3.20 |
| 06-FCC | Foreign Small/Mid Eqty | **Invesco International Small-Mid Com R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.99 | 17.19 | -0.43 | 6.81 |
| 06-FNC | Foreign Growth | **Invesco International Growth R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.73 | 16.29 | 2.40 | 6.02 |
| 06-GCC | Specialty | **Invesco Senior Floating Rate R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Senior Secured Management Inc | 0.78 | 5.41 | 6.95 | 4.90 |
| 06-CXX | Small Cap Growth | **Invesco Small Cap Growth R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.75 | 6.11 | -0.48 | 9.45 |
| 06-6PR | Small Cap Value | **Invesco Small Cap Value R6: Class Retirement\*\*\***<br> Investment Adviser: Invesco Advisers, Inc. | 0.72 | 18.06 | 21.18 |  |
| 06-6CH | Specialty | **Invesco SteelPath MLP Income R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 8.68 | 7.94 | 24.31 | 10.88 |
| 06-6KP | Mid Cap Value | **Invesco Value Opportunities R6: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 0.67 | 20.59 | 20.30 |  |
| 06-3VK | Foreign Blend | **iShares MSCI EAFE Intl Idx K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock Fund Advisors | 0.05 | 31.73 | 9.12 | 8.37 |
| 06-46N | Foreign Blend | **iShares MSCI Total Intl Idx K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.09 | 32.57 | 7.71 | 8.36 |
| 06-46P | Large Cap Blend | **iShares Russell 1000 Large-Cap Idx K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.06 | 17.27 | 13.54 | 14.51 |
| 06-3GR | Small Cap Blend | **iShares Russell 2000 Small-Cap Idx K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock Fund Advisors | 0.07 | 12.83 | 6.11 | 9.66 |
| 06-3GM | Mid Cap Blend | **iShares Russell Mid-Cap Index K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock Fund Advisors | 0.04 | 10.48 | 8.67 | 10.99 |
| 06-3G4 | Large Cap Blend | **iShares S&P 500 Index K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors | 0.03 | 17.83 | 14.38 | 14.79 |
| 06-3XR | Large Cap Blend | **iShares Total US Stock Market Idx K: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock Fund Advisors | 0.02 | 17.11 | 13.18 | 14.32 |

---

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3VM | Intermediate Term Bond | **iShares US Aggregate Bond Index K: Class Other**<br> Investment Adviser: BlackRock Fund Advisors | 0.05 | 7.15 | -0.41 | 1.96 |
| 06-CYC | Balanced | **Janus Henderson Balanced N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.57 | 15.14 | 8.53 | 10.22 |
| 06-4TJ | World Bond | **Janus Henderson Developed World Bond N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.57<br> \* | 6.56 | -0.95 | 2.66 |
| 06-CYF | Mid Cap Growth | **Janus Henderson Enterprise N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.66 | 7.75 | 7.72 | 12.79 |
| 06-CYG | Intermediate Term Bond | **Janus Henderson Flexible Bond N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.40<br> \* | 7.62 | -0.05 | 2.51 |
| 06-3CM | Specialty | **Janus Henderson Glb Tech and Innovt N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.69 | 25.05 | 13.66 |  |
| 06-GMJ | Foreign Value | **Janus Henderson Global Equity Income N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.69 | 30.25 | 10.42 | 7.96 |
| 06-3WT | Specialty | **Janus Henderson Global Life Sciences N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.68 | 24.99 | 7.77 |  |
| 06-3GW | Multisector Bond | **Janus Henderson Multi-Sector Income N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.58<br> \* | 9.69 | 3.39 | 4.87 |
| 06-6CC | Foreign Blend | **Janus Henderson Overseas N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.69 | 28.94 | 9.47 | 9.30 |
| 06-FCH | Small Cap Value | **Janus Henderson Small Cap Value N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.98 | 7.89 | 7.64 | 7.81 |
| 06-CYH | Small Cap Growth | **Janus Henderson Triton N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.67 | 9.80 | 2.68 | 9.70 |
| 06-3P3 | Small Cap Growth | **Janus Henderson Venture N: Class N**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.67 | 9.10 | 3.46 | 9.84 |
| 06-3GN | Mgd Asset Allocation | **JHancock 2010 Lifetime Blend Ptf R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.32<br> \* | 10.74 | 4.13 | 5.93 |
| 06-3H3 | Mgd Asset Allocation | **JHancock 2015 Lifetime Blend Ptf R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.37<br> \* | 11.58 | 4.49 | 6.37 |
| 06-3H4 | Mgd Asset Allocation | **JHancock 2020 Lifetime Blend Ptf R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.36<br> \* | 12.50 | 4.83 | 6.91 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3H6 | Mgd Asset Allocation | **JHancock 2025 Lifetime Blend Ptf R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.35<br> \* | 13.36 | 5.42 | 7.71 |
| 06-3H7 | Mgd Asset Allocation | **JHancock 2030 Lifetime Blend Ptf R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.33<br> \* | 15.19 | 6.42 | 8.64 |
| 06-3H9 | Mgd Asset Allocation | **JHancock 2035 Lifetime Blend Ptf R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.32<br> \* | 16.91 | 7.47 | 9.50 |
| 06-3J3 | Mgd Asset Allocation | **JHancock 2040 Lifetime Blend Ptf R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.32<br> \* | 18.18 | 8.52 | 10.27 |
| 06-3HF | Mgd Asset Allocation | **JHancock 2045 Lifetime Blend Ptf R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.32<br> \* | 19.25 | 9.38 | 10.73 |
| 06-3HG | Mgd Asset Allocation | **JHancock 2050 Lifetime Blend Ptf R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.32<br> \* | 20.03 | 9.78 | 10.93 |
| 06-3HH | Mgd Asset Allocation | **JHancock 2055 Lifetime Blend Pft R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.31<br> \* | 20.04 | 9.78 | 10.93 |
| 06-3HJ | Mgd Asset Allocation | **JHancock 2060 Lifetime Blend Pft R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.32<br> \* | 20.12 | 9.80 |  |
| 06-3TF | Balanced | **JHancock Balanced R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.62<br> \* | 16.09 | 8.79 | 9.86 |
| 06-3HM | Intermediate Term Bond | **JHancock Bond R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.35<br> \* | 7.77 | 0.15 | 2.92 |
| 06-4TN | Mid Cap Value | **JHancock Disciplined Value Mid Cap R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Boston Partners Global Investors, Inc | 0.74<br> \* | 11.39 | 11.17 | 10.33 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3VV | Large Cap Blend | **JHancock Fundamental Large Cap Core R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.66<br> \* | 10.32 | 11.70 | 12.63 |
| 06-79C | World Stock | **JHancock Global Environmental Opps R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Pictet Asset Management SA | 0.85<br> \* | 6.52 |  |  |
| 06-64P | Foreign Growth | **JHancock International Growth R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Wellington Management Company LLP | 0.89<br> \* | 29.93 | 5.61 | 8.99 |
| 06-3TG | Intermediate Term Bond | **JHancock Investment Grade Bond R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.38<br> \* | 7.74 | -0.17 | 2.36 |
| 06-4FG | Balanced | **JHancock Multimanager Lifestyle Agrsv R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 1.02 | 17.50 | 8.44 | 10.35 |
| 06-4FC | Balanced | **JHancock Multimanager Lifestyle Bal R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.92 | 13.72 | 5.89 | 7.77 |
| 06-4F7 | Balanced | **JHancock Multimanager Lifestyle Cnsrv R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.81 | 9.47 | 3.04 | 4.63 |
| 06-4FF | Balanced | **JHancock Multimanager Lifestyle Gr R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.98 | 16.08 | 7.41 | 9.20 |
| 06-4F9 | Balanced | **JHancock Multimanager Lifestyle Mod R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.88 | 11.43 | 4.49 | 6.22 |
| 06-3VT | Large Cap Growth | **JHancock U.S. Global Leaders Growth R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Sustainable Growth Advisers, LP | 0.77<br> \* | 3.17 | 5.98 | 12.35 |
| 06-6HY | Intermediate Term Bond | **JPMorgan Core Bond R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.30<br> \* | 7.54 | 0.25 | 2.43 |
| 06-3W6 | Intermediate Term Bond | **JPMorgan Core Plus Bond R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.38<br> \* | 8.06 | 0.63 | 2.79 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4CN | Diversified Emerging Markets | **JPMorgan Emerging Markets Equity R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.74<br> \* | 40.37 | 0.87 | 9.79 |
| 06-FXY | Large Cap Value | **JPMorgan Equity Income R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.45 | 14.87 | 10.92 | 11.12 |
| 06-4FH | World Allocation | **JPMorgan Global Allocation R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.65<br> \* | 15.05 | 4.75 |  |
| 06-4GH | World Bond | **JPMorgan Global Bond Opportunities R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.51<br> \* | 8.62 | 2.86 | 4.57 |
| 06-FYF | Int Government Bond | **JPMorgan Government Bond R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.30<br> \* | 7.14 | -0.35 |  |
| 06-3W3 | Balanced | **JPMorgan Income Builder R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.52<br> \* | 13.59 | 4.96 |  |
| 06-4GJ | Multisector Bond | **JPMorgan Income R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.39<br> \* | 7.64 | 3.36 | 4.68 |
| 06-3GJ | Large Cap Growth | **JPMorgan Large Cap Growth R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.44<br> \* | 14.40 | 12.97 | 18.56 |
| 06-3GF | Large Cap Value | **JPMorgan Large Cap Value R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.44<br> \* | 15.95 | 13.24 | 12.46 |
| 06-FYH | Mid Cap Growth | **JPMorgan Mid Cap Growth R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.65<br> \* | 8.78 | 4.50 | 12.35 |
| 06-FYK | Mid Cap Value | **JPMorgan Mid Cap Value R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.60<br> \* | 5.09 | 9.89 |  |
| 06-4MR | Small Cap Blend | **JPMorgan Small Cap Equity I: Class Inst**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.99<br> \* | -2.64 | 3.13 | 8.60 |
| 06-3JM | Small Cap Growth | **JPMorgan Small Cap Growth R6: Class Retirement\*\*\***<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.74<br> \* | 6.60 | -2.43 | 11.10 |
| 06-44Y | Small Cap Value | **JPMorgan Small Cap Value R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.74<br> \* | 12.41 | 9.93 | 9.01 |
| 06-46T | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> 2025 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.35<br> \* | 12.69 | 5.04 | 6.98 |
| 06-46V | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> 2030 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.35<br> \* | 14.45 | 6.19 | 7.96 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-46W | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> 2035 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.39<br> \* | 15.73 | 7.58 | 9.02 |
| 06-46X | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> 2040 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.39<br> \* | 16.86 | 8.48 | 9.77 |
| 06-46Y | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> 2045 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.39<br> \* | 17.63 | 9.21 | 10.23 |
| 06-47C | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> 2050 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.39<br> \* | 18.19 | 9.45 | 10.34 |
| 06-47F | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> 2055 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.39<br> \* | 18.18 | 9.45 | 10.35 |
| 06-47G | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> 2060 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.39<br> \* | 18.15 | 9.46 |  |
| 06-6RC | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> 2065 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.40<br> \* | 18.09 |  |  |
| 06-GGP | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2025 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.17<br> \* | 13.55 | 5.34 | 7.15 |
| 06-GGR | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2030 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.17<br> \* | 15.63 | 6.59 | 8.20 |
| 06-GGT | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2035 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.17<br> \* | 17.39 | 7.91 | 9.17 |
| 06-GGV | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2040 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.17<br> \* | 18.77 | 8.88 | 9.93 |
| 06-GGW | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2045 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.17<br> \* | 19.70 | 9.65 | 10.38 |
| 06-GGX | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2050 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.17<br> \* | 20.41 | 9.92 | 10.55 |
| 06-GGY | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2055 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.17<br> \* | 20.37 | 9.93 | 10.53 |
| 06-GHC | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2060 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.17<br> \* | 20.45 | 9.97 |  |
| 06-6R9 | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2065 R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.17<br> \* | 20.04 |  |  |
| 06-GHF | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend Inc R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.17<br> \* | 13.19 | 4.72 | 5.90 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-47H | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Income R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.34<br> \* | 12.40 | 4.50 | 5.78 |
| 06-4TC | Large Cap Blend | **JPMorgan US Equity R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.44<br> \* | 14.74 | 13.69 | 15.00 |
| 06-6XT | Large Cap Blend | **JPMorgan US Research Enhanced Equity R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.25<br> \* | 16.67 | 14.86 | 14.90 |
| 06-FYN | Small Cap Blend | **JPMorgan US Small Company R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.72 | 10.33 | 7.67 | 9.27 |
| 06-GJJ | Large Cap Value | **JPMorgan Value Advantage R6: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.50<br> \* | 9.85 | 11.91 |  |
| 06-FRN | Intermediate Term Bond | **Knights of Columbus Core Bond I: Class Inst**<br> Investment Adviser: Knights of Columbus Asset Advisors LLC | 0.50<br> \* | 6.93 | -0.59 | 2.03 |
| 06-FRP | Foreign Blend | **Knights of Columbus International Eq I: Class Inst**<br> Investment Adviser: Knights of Columbus Asset Advisors LLC | 1.10<br> \* | 28.68 | 7.21 | 8.79 |
| 06-FRV | Small Cap Blend | **Knights of Columbus Small Cap I: Class Inst**<br> Investment Adviser: Knights of Columbus Asset Advisors LLC | 0.90 | 11.49 | 8.02 | 8.85 |
| 06-FRR | Large Cap Growth | **Knights of Columbus Large Cap Growth I: Class Inst**<br> Investment Adviser: Knights of Columbus Asset Advisors LLC | 0.76 | 20.21 | 11.67 | 14.17 |
| 06-FRT | Large Cap Value | **Knights of Columbus Large Cap Value I: Class Inst**<br> Investment Adviser: Knights of Columbus Asset Advisors LLC | 0.76 | 17.11 | 13.70 | 11.39 |
| 06-4YN | Diversified Emerging Markets | **Lazard Developing Markets Equity Instl: Class Inst**<br> Investment Adviser: Lazard Asset Management LLC | 1.10<br> \* | 33.66 | 1.69 | 7.91 |
| 06-3XN | Multisector Bond | **Loomis Sayles Income N: Class N**<br> Investment Adviser: Loomis, Sayles & Company LP | 0.59<br> \* | 9.21 | 2.64 | 3.99 |
| 06-3JG | Small Cap Growth | **Loomis Sayles Small Cap Growth N: Class N**<br> Investment Adviser: Loomis, Sayles & Company LP | 0.82 | 3.75 | 2.62 | 10.10 |
| 06-3WF | Large Cap Value | **Lord Abbett Affiliated R6: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.39 | 16.10 | 11.73 | 10.69 |
| 06-4F6 | Multisector Bond | **Lord Abbett Bond Debenture R6: Class Retirement**<br> Investment Adviser: Lord Abbett | 0.62 | 8.88 | 2.50 | 5.14 |
| 06-CYJ | Small Cap Growth | **Lord Abbett Developing Growth R6: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.60 | 14.77 | -0.86 | 11.41 |
| 06-4XK | Small Cap Value | **Lord Abbett Focused Small Cap Value R6: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.99<br> \* | 0.29 | 6.47 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CYK | High Yield Bond | **Lord Abbett High Yield R6: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.63 | 7.55 | 3.62 | 5.69 |
| 06-3WG | Intermediate Term Bond | **Lord Abbett Income R6: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.45 | 8.56 | 1.10 | 3.98 |
| 06-36G | Foreign Small/Mid Eqty | **Lord Abbett International Opp R6: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.92 | 24.35 | 4.80 | 6.12 |
| 06-4GK | Mid Cap Value | **Lord Abbett Mid Cap Stock R6: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.67 | 7.61 | 10.69 | 8.58 |
| 06-73H | Short Term Bond | **Lord Abbett Short Duration Income R6: Class Retirement\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 0.32 | 6.26 | 2.72 | 3.08 |
| 06-3RJ | Intermediate Term Bond | **Lord Abbett Total Return R6: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.36 | 7.56 | 0.39 | 2.56 |
| 06-FYP | Mid Cap Blend | **Lord Abbett Value Opportunities R6: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.84 | 0.92 | 6.16 | 8.17 |
| 06-CXY | Balanced | **Nomura Balanced Fund Class R6: Class Retirement**<br> Investment Adviser: Delaware Management Company | 0.65<br> \* | 12.11 | 8.30 | 8.83 |
| 06-3YK | Diversified Emerging Markets | **Nomura Emerging Markets R6: Class Retirement**<br> Investment Adviser: Delaware Management Company <br>Investment Subadviser: Macquarie Investment Management <br>Global Limited | 1.06<br> \* | 87.21 | 10.47 |  |
| 06-GMF | High Yield Bond | **Nomura High Income Fund Class R6: Class Retirement**<br> Investment Adviser: Delaware Management Company | 0.54<br> \* | 6.20 | 3.89 | 5.89 |
| 06-3VY | Mid Cap Growth | **Nomura Mid Cap Growth R6: Class Retirement**<br> Investment Adviser: Delaware Management Company | 0.68<br> \* | 1.24 | 0.32 | 11.07 |
| 06-GMG | Specialty | **Nomura Science and Technology R6: Class Retirement**<br> Investment Adviser: Delaware Management Company | 0.84<br> \* | 34.22 | 14.42 | 18.00 |
| 06-3CN | Small Cap Value | **Nomura Small Cap Value R6: Class Retirement**<br> Investment Adviser: Delaware Management Company | 0.70 | 8.10 | 9.31 |  |
| 06-3GP | Small Cap Blend | **Nomura Small Cap Core R6: Class Retirement**<br> Investment Adviser: Delaware Management Company <br>Investment Subadviser: Macquarie Investment Management <br>Global Limited | 0.68 | 4.73 | 6.50 |  |
| 06-FNR | Small Cap Blend | **Nomura Smid Cap Core R6: Class Retirement**<br> Investment Adviser: Delaware Management Company | 0.77<br> \* | 9.07 | 8.72 | 10.41 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3XY | Diversified Emerging Markets | **Nomura Systematic Emerging Markets Eq R6: Class Retirement**<br> Investment Adviser: Delaware Management Company | 0.64<br> \* | 27.13 | 1.33 | 8.60 |
| 06-7FG | Intermediate Term Bond | **MML Barings Core Bond I: Class Inst**<br> Investment Adviser: MML Investment Advisers, LLC<br>Investment Subadviser: Barings LLC | 0.33<br> \* | 8.13 | 0.46 | 2.72 |
| 06-4TW | Small Cap Growth | **MassMutual Small Cap Gr Eq I: Class Inst**<br> Investment Adviser: MML Investment Advisers, LLC <br>Investment Subadviser: Wellington Management Company LLP;Invesco <br>Advisers, Inc.; | 0.88 | 11.42 | 4.30 | 11.73 |
| 06-47P | Intermediate Term Bond | **TCW MetWest Total Return Bd Plan: Class Other**<br> Investment Adviser: Metropolitan West Asset Management, LLC. | 0.37 | 7.86 | -0.48 | 2.17 |
| 06-3W7 | Large Cap Blend | **MFS Core Equity R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.55<br> \* | 12.76 | 11.79 | 13.99 |
| 06-CYM | Emerging Market Bond | **MFS Emerging Markets Debt R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.71<br> \* | 12.65 | 2.15 | 4.61 |
| 06-4TK | World Bond | **MFS Global Opportunistic Bd R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.61<br> \* | 5.96 | 0.49 | 2.99 |
| 06-4FM | Specialty | **MFS Global Real Estate R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.84<br> \* | 3.67 | 1.26 | 4.89 |
| 06-CYN | Large Cap Growth | **MFS Growth R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.49<br> \* | 12.41 | 11.48 | 15.73 |
| 06-3MF | Foreign Blend | **MFS Intl Diversification R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.73<br> \* | 27.96 | 6.88 |  |
| 06-6W7 | Foreign Blend | **MFS International Equity R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.64<br> \* | 23.23 | 8.43 | 9.39 |
| 06-49X | Foreign Growth | **MFS International Growth R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.69<br> \* | 21.23 | 7.24 | 10.03 |
| 06-CYR | Foreign Blend | **MFS International Intrinsic Value R6: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 0.66<br> \* | 33.29 | 7.60 | 10.24 |
| 06-CYP | Foreign Small/Mid Eqty | **MFS International New Discovery R6: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 0.91<br> \* | 17.05 | 2.77 | 6.36 |
| 06-CYT | Large Cap Growth | **MFS Massachusetts Inv Gr Stk R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.37 | 10.23 | 10.46 | 14.70 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GNF | Mid Cap Growth | **MFS Mid Cap Growth R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.65<br> \* | 3.81 | 3.46 | 11.52 |
| 06-CYV | Mid Cap Value | **MFS Mid Cap Value R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.61<br> \* | 6.49 | 10.43 | 10.15 |
| 06-CYW | Specialty | **MFS Technology R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.77<br> \* | 16.47 | 12.40 | 18.60 |
| 06-3TH | Intermediate Term Bond | **MFS Total Return Bond R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.36<br> \* | 7.32 | 0.23 | 2.67 |
| 06-3JR | Balanced | **MFS Total Return R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.40 | 11.40 | 6.63 | 7.83 |
| 06-39X | Specialty | **MFS Utilities R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.66<br> \* | 15.23 | 7.78 | 9.70 |
| 06-CYX | Large Cap Value | **MFS Value R6: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.44<br> \* | 13.27 | 10.20 | 10.33 |
| 06-47R | Mid Cap Growth | **Nationwide Geneva Mid Cap Gr R6: Class Retirement**<br> Investment Adviser: Nationwide Fund Advisors<br>Investment Subadviser: Geneva Capital Management, LLC | 0.75 | -2.08 | 3.63 | 9.73 |
| 06-47T | Small Cap Growth | **Nationwide Geneva Small Cap Gr R6: Class Retirement**<br> Investment Adviser: Nationwide Fund Advisors<br>Investment Subadviser: Geneva Capital Management, LLC | 0.83 | -8.24 | 1.17 | 9.30 |
| 06-4MT | Specialty | **Nationwide NYSE Arca Tech 100 Idx R6: Class Retirement**<br> Investment Adviser: Nationwide Fund Advisors<br>Investment Subadviser: Mellon Investments Corporation | 0.29 | 20.29 | 13.72 | 16.82 |
| 06-6YM | Small Cap Growth | **Needham Aggressive Growth Institutional: Class Inst**<br> Investment Adviser: Needham Investment Management, LLC | 1.20<br> \* | 27.09 | 15.33 |  |
| 06-4FW | High Yield Bond | **Neuberger High Income Bond R6: Class Retirement**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 0.61 | 8.78 | 3.96 | 5.68 |
| 06-47J | Small Cap Blend | **Neuberger Intrinsic Value R6: Class Retirement**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 0.86 | 18.38 | 8.03 |  |
| 06-4XP | Large Cap Value | **Neuberger Large Cap Value R6: Class Retirement**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 0.50 | 20.97 | 11.00 |  |
| 06-3XP | Small Cap Growth | **Neuberger Small Cap Growth R6: Class Retirement**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 0.81<br> \* | 10.15 | 3.96 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-64R | Multisector Bond | **Neuberger Strategic Income R6: Class Retirement**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 0.50 | 9.52 | 3.37 | 4.60 |
| 06-3R7 | Large Cap Blend | **Neuberger Quality Equity R6: Class Retirement**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 0.59 | 17.69 | 14.19 | 13.78 |
| 06-49V | Large Cap Blend | **Northern US Quality ESG K: Class Other**<br> Investment Adviser: Northern Trust Investments Inc | 0.39<br> \* | 15.21 | 13.18 |  |
| 06-FGV | Intermediate Term Bond | **Nuveen Bond Index R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.07 | 7.11 | -0.45 | 1.89 |
| 06-FGW | Large Cap Blend | **Nuveen Core Equity R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.40 | 14.11 | 13.80 | 14.12 |
| 06-GCW | Intermediate Term Bond | **Nuveen Core Impact Bond R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35 | 7.50 | -0.10 | 2.32 |
| 06-3F4 | Intermediate Term Bond | **Nuveen Core Plus Bond R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.30 | 7.34 | 0.47 | 2.84 |
| 06-FGX | Foreign Blend | **Nuveen International Eq Idx R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.05 | 31.58 | 9.02 | 8.36 |
| 06-6H3 | Foreign Growth | **Nuveen International Opps R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.60 | 20.39 | 1.78 | 7.68 |
| 06-GCY | Foreign Blend | **Nuveen International Res Eq R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.34 | 28.59 | 8.58 | 8.33 |
| 06-FGY | Large Cap Growth | **Nuveen Large Cap Gr Idx R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.05 | 18.50 | 15.26 | 18.06 |
| 06-GCX | Large Cap Blend | **Nuveen Large Cap Responsible Eq R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.17 | 16.61 | 11.93 | 13.68 |
| 06-FHC | Large Cap Value | **Nuveen Large Cap Value Idx R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.05 | 15.84 | 11.27 | 10.48 |
| 06-36J | Mgd Asset Allocation | **Nuveen Lifecycle 2010 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.36<br> \* | 11.42 | 4.49 | 6.29 |
| 06-36K | Mgd Asset Allocation | **Nuveen Lifecycle 2015 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.37<br> \* | 11.68 | 4.67 | 6.60 |
| 06-36M | Mgd Asset Allocation | **Nuveen Lifecycle 2020 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.39<br> \* | 12.41 | 5.06 | 7.07 |
| 06-36N | Mgd Asset Allocation | **Nuveen Lifecycle 2025 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.39<br> \* | 13.00 | 5.59 | 7.69 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-36P | Mgd Asset Allocation | **Nuveen Lifecycle 2030 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.40<br> \* | 14.18 | 6.35 | 8.43 |
| 06-36R | Mgd Asset Allocation | **Nuveen Lifecycle 2035 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.41<br> \* | 15.30 | 7.19 | 9.18 |
| 06-36T | Mgd Asset Allocation | **Nuveen Lifecycle 2040 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.42<br> \* | 17.02 | 8.28 | 10.05 |
| 06-36V | Mgd Asset Allocation | **Nuveen Lifecycle 2045 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.43<br> \* | 18.13 | 9.01 | 10.63 |
| 06-36W | Mgd Asset Allocation | **Nuveen Lifecycle 2050 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.44<br> \* | 18.74 | 9.33 | 10.84 |
| 06-37C | Mgd Asset Allocation | **Nuveen Lifecycle 2055 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.45<br> \* | 18.88 | 9.44 | 10.95 |
| 06-36Y | Mgd Asset Allocation | **Nuveen Lifecycle 2060 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.45<br> \* | 19.08 | 9.55 | 11.06 |
| 06-64H | Mgd Asset Allocation | **Nuveen Lifecycle 2065 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.45<br> \* | 19.19 | 9.71 |  |
| 06-FHF | Mgd Asset Allocation | **Nuveen Lifecycle Index 2010 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 12.08 | 4.47 | 6.28 |
| 06-FHG | Mgd Asset Allocation | **Nuveen Lifecycle Index 2015 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 12.91 | 4.95 | 6.78 |
| 06-FHH | Mgd Asset Allocation | **Nuveen Lifecycle Index 2020 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 13.73 | 5.42 | 7.31 |
| 06-FHJ | Mgd Asset Allocation | **Nuveen Lifecycle Index 2025 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 14.49 | 6.02 | 8.01 |
| 06-FHK | Mgd Asset Allocation | **Nuveen Lifecycle Index 2030 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 15.74 | 6.84 | 8.80 |
| 06-FHM | Mgd Asset Allocation | **Nuveen Lifecycle Index 2035 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 17.00 | 7.77 | 9.63 |
| 06-FHN | Mgd Asset Allocation | **Nuveen Lifecycle Index 2040 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 18.83 | 8.97 | 10.58 |
| 06-FHP | Mgd Asset Allocation | **Nuveen Lifecycle Index 2045 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 20.11 | 9.80 | 11.22 |
| 06-FHR | Mgd Asset Allocation | **Nuveen Lifecycle Index 2050 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 20.72 | 10.13 | 11.46 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-FHT | Mgd Asset Allocation | **Nuveen Lifecycle Index 2055 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 20.93 | 10.27 | 11.59 |
| 06-FHV | Mgd Asset Allocation | **Nuveen Lifecycle Index 2060 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 21.08 | 10.41 | 11.72 |
| 06-4XR | Mgd Asset Allocation | **Nuveen Lifecycle Index 2065 R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 21.22 | 10.59 |  |
| 06-FHW | Mgd Asset Allocation | **Nuveen Lifecycle Index Ret Inc R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.10<br> \* | 12.93 | 4.79 | 6.37 |
| 06-36X | Mgd Asset Allocation | **Nuveen Lifecycle Retire Income R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.37<br> \* | 11.78 | 4.55 | 6.23 |
| 06-3CK | Balanced | **Nuveen Lifestyle Aggressive Gr R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.66<br> \* | 19.97 | 9.91 | 11.41 |
| 06-3CG | Balanced | **Nuveen Lifestyle Conservative R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.50<br> \* | 11.99 | 4.69 | 6.29 |
| 06-3CJ | Balanced | **Nuveen Lifestyle Growth R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.61<br> \* | 17.37 | 8.05 | 9.77 |
| 06-3CF | Balanced | **Nuveen Lifestyle Income R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.44<br> \* | 9.19 | 3.19 | 4.47 |
| 06-3CH | Balanced | **Nuveen Lifestyle Moderate R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.56<br> \* | 14.81 | 6.14 | 8.08 |
| 06-3KX | Mid Cap Growth | **Nuveen Small/Mid Cap Growth Opp R6: Class Retirement**<br> Investment Adviser: Nuveen Fund Advisors, LLC.<br>Investment Subadviser: Nuveen Asset Management, LLC | 0.80<br> \* | 7.98 | 1.59 | 9.41 |
| 06-3JK | Mid Cap Value | **Nuveen Mid Cap Value Opportunities R6: Class Retirement**<br> Investment Adviser: Nuveen Fund Advisors, LLC.<br>Investment Subadviser: Nuveen Asset Management, LLC | 0.75<br> \* | 10.10 | 11.46 |  |
| 06-76F | Mid Cap Value | **Nuveen Mid Cap Value R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.46 | 10.22 | 10.75 | 8.55 |
| 06-73G | Small Cap Blend | **Nuveen Quant Small Cap Equity R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.41 | 16.48 | 11.20 | 11.18 |
| 06-3MH | Specialty | **Nuveen Real Estate Sec Sel R6: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.50 | 2.09 | 3.69 | 6.00 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-FYR | Specialty | **Nuveen Real Estate Securities R6: Class Retirement**<br> Investment Adviser: Nuveen Fund Advisors, LLC.<br>Investment Subadviser: Nuveen Asset Management, LLC | 0.78<br> \* | 2.75 | 5.39 | 5.12 |
| 06-FYT | Small Cap Value | **Nuveen Small Cap Value R6: Class Retirement**<br> Investment Adviser: Nuveen Fund Advisors, LLC.<br>Investment Subadviser: Nuveen Asset Management, LLC | 0.79<br> \* | 3.38 | 9.63 |  |
| 06-3HY | Large Cap Growth | **NYLI Winslow Large Cap Growth Class R6: Class Retirement**<br> Investment Adviser: New York Life Investment Management LLC<br>Investment Subadviser: Winslow Capital Management, LLC | 0.62<br> \* | 14.72 | 12.86 | 16.32 |
| 06-6NH | Large Cap Value | **NYLI WMC Value Class R6: Class Retirement**<br> Investment Adviser: New York Life Investment Management LLC<br>Investment Subadviser: Wellington Management Company LLP | 0.70 | 14.72 |  |  |
| 06-3XM | Balanced | **Oakmark Equity and Income Institutional: Class Inst**<br> Investment Adviser: Harris Associates L.P. | 0.59 | 11.37 | 8.72 |  |
| 06-74G | Foreign Small/Mid Eqty | **Oakmark International Small Cap Instl: Class Inst**<br> Investment Adviser: Harris Associates L.P. | 1.08 | 29.76 | 9.14 |  |
| 06-73X | Large Cap Value | **Oakmark R6: Class Retirement**<br> Investment Adviser: Harris Associates L.P. | 0.61 | 14.43 | 15.35 |  |
| 06-47V | Diversified Emerging Markets | **Parametric Emerging Markets R6: Class Retirement**<br> Investment Adviser: Eaton Vance Management<br>Investment Subadviser: Parametric Portfolio Associates LLC | 1.17<br> \* | 27.51 | 6.63 | 7.03 |
| 06-6XW | Intermediate Term Bond | **PGIM Absolute Return Bond R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income | 0.63<br> \* | 5.29 | 4.40 | 4.23 |
| 06-FCX | Specialty | **PGIM Global Real Estate R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Real Estate;PGIM Real Estate (UK) Limited; | 0.81 | 9.37 | 3.53 | 4.34 |
| 06-3XW | World Bond | **PGIM Global Total Return R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income | 0.54 | 11.13 | -2.01 | 2.52 |
| 06-FCY | High Yield Bond | **PGIM High Yield R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income;PGIM Limited; | 0.38 | 9.14 | 4.60 | 6.59 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GNJ | Large Cap Growth | **PGIM Jennison Focused Growth R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.67<br> \* | 16.30 | 8.17 | 16.10 |
| 06-4R9 | World Stock | **PGIM Jennison Global Opportunities R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.82 | 5.41 | 3.56 | 13.77 |
| 06-4Y6 | Large Cap Growth | **PGIM Jennison Growth R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.57 | 14.95 | 10.78 |  |
| 06-FFC | Specialty | **PGIM Jennison Health Sciences R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.80 | 19.68 | 7.07 |  |
| 06-6WK | Foreign Growth | **PGIM Jennison International Opps R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.84 | 14.59 | 1.06 | 10.36 |
| 06-FFF | Mid Cap Growth | **PGIM Jennison Mid-Cap Growth R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.60 | -2.29 | 2.45 | 10.11 |
| 06-FFG | Specialty | **PGIM Jennison Natural Resources R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.82 | 39.21 | 17.23 | 11.57 |
| 06-GJN | Small Cap Growth | **PGIM Jennison Small Company R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.69 | 7.39 | 7.70 | 10.97 |
| 06-GCF | Mid Cap Value | **PGIM Quant Solutions Mid-Cap Val R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM LLC | 0.73<br> \* | 13.22 | 11.65 | 7.99 |
| 06-GJP | Small Cap Value | **PGIM Quant Solutions Small-Cap Val R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM LLC | 0.68<br> \* | 13.81 | 12.04 | 8.97 |
| 06-6PV | High Yield Bond | **PGIM Short Duration High Yield Income R6: Class Retirement\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income | 0.70<br> \* | 7.86 | 5.19 | 5.53 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-44K | Mgd Asset Allocation | **PGIM Target Date 2020 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 11.23 | 5.32 |  |
| 06-44M | Mgd Asset Allocation | **PGIM Target Date 2025 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 11.89 | 5.95 |  |
| 06-44N | Mgd Asset Allocation | **PGIM Target Date 2030 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 12.71 | 6.76 |  |
| 06-44P | Mgd Asset Allocation | **PGIM Target Date 2035 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 14.62 | 7.98 |  |
| 06-44R | Mgd Asset Allocation | **PGIM Target Date 2040 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 16.39 | 8.97 |  |
| 06-44T | Mgd Asset Allocation | **PGIM Target Date 2045 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 17.69 | 9.54 |  |
| 06-44V | Mgd Asset Allocation | **PGIM Target Date 2050 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 18.67 | 10.06 |  |
| 06-44W | Mgd Asset Allocation | **PGIM Target Date 2055 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 19.63 | 10.38 |  |
| 06-44X | Mgd Asset Allocation | **PGIM Target Date 2060 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 19.92 | 10.47 |  |
| 06-7C4 | Mgd Asset Allocation | **PGIM Target Date 2065 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 20.15 | 10.66 |  |
| 06-7C6 | Mgd Asset Allocation | **PGIM Target Date 2070 R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 20.11 |  |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-44G | Mgd Asset Allocation | **PGIM Target Date Income R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM DC Solutions LLC | 0.25<br> \* | 10.52 | 4.46 |  |
| 06-FFH | Intermediate Term Bond | **PGIM Total Return Bond R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income | 0.39<br> \* | 7.79 | 0.15 | 3.01 |
| 06-79Y | Specialty | **PGIM US Real Estate R6: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Real Estate;PGIM Real Estate (UK) Limited; | 1.01 | 2.55 | 7.69 | 0.00 |
| 06-3FC | Balanced | **PIMCO All Asset Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC<br>Investment Subadviser: Research Affiliates LLC | 1.84<br> \* | 14.66 | 5.79 | 7.06 |
| 06-GNG | Specialty | **PIMCO Commodity Real Ret Strat Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.90<br> \* | 19.27 | 10.94 | 6.79 |
| 06-6NP | Specialty | **PIMCO CommoditiesPLUS<sup>®</sup> Strategy Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.82<br> \* | 6.63 | 15.31 | 9.89 |
| 06-4YF | Specialty | **PIMCO Extended Duration Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 6.80 | 3.00 | -11.99 | -1.41 |
| 06-4CM | World Bond | **PIMCO Global Bond Opps (USD-Hdg) Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.61 | 9.29 | 2.95 | 3.86 |
| 06-49W | Int Government Bond | **PIMCO GNMA and Government Secs Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 1.89 | 8.64 | 0.33 | 1.84 |
| 06-FCJ | High Yield Bond | **PIMCO High Yield Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.62<br> \* | 8.57 | 3.94 | 5.62 |
| 06-FCK | Multisector Bond | **PIMCO Income Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.54 | 11.04 | 3.89 | 5.09 |
| 06-6FR | Specialty | **PIMCO International Bond (Unhedged)Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.71 | 10.89 | -2.51 | 1.62 |
| 06-3MJ | World Bond | **PIMCO International Bond (USD-Hdg) Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.57 | 4.31 | 1.36 | 3.32 |
| 06-GNH | Intermediate Term Bond | **PIMCO Investment Grade Credit Bond Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.95 | 8.50 | 0.23 | 3.51 |
| 06-4Y7 | Specialty | **PIMCO Long Duration Total Return Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 3.89 | 8.76 | -3.98 | 2.84 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4Y9 | Specialty | **PIMCO Long-Term Credit Bond Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 1.24 | 8.54 | -2.68 | 3.92 |
| 06-4YC | Specialty | **PIMCO Long-Term US Government Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 3.66 | 6.43 | -6.78 | 0.19 |
| 06-4R7 | Short Term Bond | **PIMCO Low Duration Instl: Class Inst\*\***<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.48 | 5.56 | 1.88 | 2.15 |
| 06-4YH | Intermediate Term Bond | **PIMCO Moderate Duration Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.95 | 8.68 | 1.46 | 2.76 |
| 06-6JG | Small Cap Value | **PIMCO RAE US Small Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC<br>Investment Subadviser: Research Affiliates LLC | 0.50 | 6.29 | 15.83 | 12.64 |
| 06-FCM | Inflation-Protec Bond | **PIMCO Real Return Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.55 | 8.17 | 1.40 | 3.39 |
| 06-49G | Mgd Asset Allocation | **PIMCO RealPath Blend 2030 Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.72<br> \* | 15.13 | 5.74 | 8.34 |
| 06-49H | Mgd Asset Allocation | **PIMCO RealPath Blend 2035 Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.54<br> \* | 16.91 | 7.37 | 9.31 |
| 06-49J | Mgd Asset Allocation | **PIMCO RealPath Blend 2040 Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.39<br> \* | 18.34 | 8.51 | 9.97 |
| 06-49K | Mgd Asset Allocation | **PIMCO RealPath Blend 2045 Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.29<br> \* | 19.81 | 9.40 | 10.50 |
| 06-49M | Mgd Asset Allocation | **PIMCO RealPath Blend 2050 Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.21<br> \* | 20.61 | 9.96 | 10.80 |
| 06-49N | Mgd Asset Allocation | **PIMCO RealPath Blend 2055 Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.16<br> \* | 20.99 | 10.29 | 10.90 |
| 06-6FF | Mgd Asset Allocation | **PIMCO RealPath Blend 2060 Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.15<br> \* | 20.95 | 10.51 |  |
| 06-6RV | Mgd Asset Allocation | **PIMCO Realpath Blend 2065 Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.15<br> \* | 21.05 |  |  |
| 06-7C7 | Mgd Asset Allocation | **PIMCO Realpath Blend 2070 Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.16<br> \* | 20.75 |  |  |
| 06-49P | Mgd Asset Allocation | **PIMCO RealPath Blend Inc Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.82<br> \* | 13.57 | 4.05 | 6.66 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4K3 | Large Cap Blend | **PIMCO StocksPLUS<sup>®</sup> Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.79 | 18.07 | 13.49 | 14.42 |
| 06-3WR | Foreign Blend | **PIMCO StocksPLUS<sup>®</sup> Intl (USD-Hedged) Inst: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.97 | 25.35 | 13.44 | 11.22 |
| 06-4YG | Balanced | **PIMCO StocksPLUS<sup>®</sup> Long Duration Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 3.65 | 20.33 | 4.88 | 14.27 |
| 06-4K4 | Small Cap Blend | **PIMCO StocksPLUS<sup>®</sup> Small Institutional: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.98 | 14.92 | 5.63 | 9.94 |
| 06-6YY | Intermediate Term Bond | **PIMCO Total Return II Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 1.62 | 8.24 | -0.02 | 2.50 |
| 06-FCN | Intermediate Term Bond | **PIMCO Total Return Instl: Class Inst**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.53 | 9.33 | 0.31 | 2.56 |
| 06-4XN | Large Cap Growth | **Principal Blue Chip R6: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC | 0.57<br> \* | 9.23 | 10.06 |  |
| 06-3JP | Specialty | **Principal Global Real Estate Sec R6: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC<br>Investment Subadviser: Principal Real Estate Investors LLC | 0.90 | 7.61 | 1.70 | 3.80 |
| 06-3JJ | Intermediate Term Bond | **Principal Core Fixed Income R6: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC | 0.33 | 7.13 | -0.23 | 2.57 |
| 06-3JH | Large Cap Growth | **Principal LargeCap Growth I R6: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC<br>Investment Subadviser: Brown Advisory LLC;T. Rowe Price Associates, Inc.; | 0.59<br> \* | 11.48 | 9.54 | 15.04 |
| 06-6H4 | Mid Cap Growth | **Principal MidCap R6: Class Retirement\*\*\***<br> Investment Adviser: Principal Global Investors LLC | 0.59 | 1.65 | 8.20 |  |
| 06-3RN | Mid Cap Blend | **Principal MidCap S&P 400 Index R6: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC | 0.16 | 7.31 | 8.92 |  |
| 06-3CP | Specialty | **Principal Real Estate Securities Fd R6: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC<br>Investment Subadviser: Principal Real Estate Investors LLC | 0.81 | 1.25 | 4.85 |  |
| 06-3RP | Small Cap Growth | **Principal SmallCap Growth I R6: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC<br>Investment Subadviser: Emerald Advisers, LLC;Brown Advisory LLC;<br>AllianceBernstein L.P.; | 0.87<br> \* | 12.83 | 2.84 | 11.06 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4TV | Small Cap Blend | **Principal SmallCap S&P 600 Index R6: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC | 0.16 | 5.91 | 7.08 |  |
| 06-6M7 | Small Cap Value | **Principal SmallCap Value II R6: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC<br>Investment Subadviser: Hotchkis & Wiley Capital Management LLC;<br>Vaughan Nelson Investment Management, LP; | 0.88<br> \* | 8.22 | 10.42 | 9.17 |
| 06-6RM | Large Cap Blend | **Putnam Core Equity Fund R6: Class Retirement**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc. | 0.63 | 17.39 | 15.96 |  |
| 06-GNK | Intermediate Term Bond | **Putnam Diversified Income R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Putnam Investment Management, LLC;<br>Franklin Templeton Investment Management; | 0.63 | 9.17 | 1.99 | 3.33 |
| 06-GNN | Balanced | **Putnam Dynamic Asset Allocation Bal R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Putnam Advisory Company, LLC;<br>Franklin Templeton Inv Mgmt Ltd;Putnam Investment Management, LLC; | 0.59 | 15.18 | 8.75 | 8.82 |
| 06-GNT | Balanced | **Putnam Dynamic Asset Allocation Cnsrv R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Putnam Advisory Company, LLC;<br>Franklin Templeton Inv Mgmt Ltd;Putnam Investment Management, LLC; | 0.64 | 11.23 | 4.36 | 5.41 |
| 06-GNX | Balanced | **Putnam Dynamic Asset Allocation Gr R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Franklin Templeton Inv Mgmt Ltd;<br>Putnam Investment Management, LLC;Putnam Advisory Company LLC; | 0.67 | 18.82 | 10.91 | 10.67 |
| 06-64J | Diversified Emerging Markets | **Putnam Emerging Markets Equity R6: Class Retirement**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc.;Putnam Advisory Co LLC;<br>Franklin Templeton Investment Management; | 0.89<br> \* | 33.76 | 4.11 |  |
| 06-6PT | Specialty | **Putnam Global Health Care R6: Class Retirement**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Putnam Advisory Company, LLC;<br>Franklin Advisers, Inc.;Franklin Templeton Investment Management; | 0.70 | 15.57 | 8.04 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GCG | Large Cap Growth | **Putnam Large Cap Growth R6: Class Retirement**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc.;<br>Franklin Templeton Investment Management; | 0.60 | 14.62 | 13.77 | 17.98 |
| 06-36H | Large Cap Value | **Putnam Large Cap Value R6: Class Retirement**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc.;<br>Franklin Templeton Investment Management; | 0.54 | 20.46 | 15.57 | 13.56 |
| 06-6N4 | Small Cap Growth | **Putnam Small Cap Growth R6: Class Retirement\*\*\***<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc.;<br>Franklin Templeton Investment Management; | 0.76 | 9.34 | 6.61 | 13.76 |
| 06-3XC | Mid Cap Growth | **Putnam Sustainable Future R6: Class Retirement**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc. | 0.66 | 2.86 | 1.53 |  |
| 06-3XG | Large Cap Growth | **Putnam Sustainable Leaders R6: Class Retirement**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc.;<br>Franklin Templeton Investment Management; | 0.55 | 11.25 | 10.75 |  |
| 06-GCH | Diversified Emerging Markets | **Russell Inv Emerging Markets R6: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Axiom Investors, LLC;Numeric Investors LLC;<br>Barrow Hanley Mewhinney & Strauss LLC;Sands Capital Management, <br>LLC;Pzena Investment Management, LLC;Oaktree Fund Advisors, LLC; | 1.04<br> \* | 34.20 | 4.31 |  |
| 06-FFM | Specialty | **Russell Inv Global Real Estate Secs R6: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Cohen & Steers Asia Limited;Cohen & Steers <br>UK Limited;DWS Investments Australia Limited;RREEF America L.L.C.;<br>Cohen & Steers Capital Management, Inc.;DWS Alternatives Global Limited; | 0.92<br> \* | 8.56 | 2.45 |  |
| 06-GCJ | Intermediate Term Bond | **Russell Inv Investment Grade Bond R6: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Schroder Investment Management North <br>America Inc.;MetLife Investment Management, LLC; | 0.38<br> \* | 7.48 | -0.68 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GCK | Intermediate Term Bond | **Russell Inv Strategic Bond R6: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: RBC Global Asset Management (U.S.) Inc.;<br>RBC Global Asset Management (UK) Limited;Schroder Investment <br>Management North America Inc.;Allspring Global Investments, LLC; | 0.45<br> \* | 7.63 | -0.82 |  |
| 06-GCM | Small Cap Blend | **Russell Inv US Small Cap Equity R6: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Ancora Advisors LLC;Calamos Advisors LLC;<br>DePrince Race & Zollo Inc;Jacobs Levy Equity Management, Inc.;<br>Lord, Abbett & Co LLC;Ranger Investment Management LP;<br>Penn Capital Management Company LLC;Boston Partners Global <br>Investors, Inc;Copeland Capital Management, LLC; | 0.95<br> \* | 8.91 | 7.32 |  |
| 06-6XX | Large Cap Value | **Smead Value Y: Class Inst**<br> Investment Adviser: Smead Capital Management Inc | 0.80 | 5.45 | 12.65 | 11.32 |
| 06-73C | Balanced | **State Street Balanced Index K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.05<br> \* | 13.23 |  |  |
| 06-3TV | Mgd Asset Allocation | **State Street Target Retirement 2025 K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 13.17 | 5.62 | 8.05 |
| 06-3TW | Mgd Asset Allocation | **State Street Target Retirement 2030 K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 16.15 | 6.46 | 8.96 |
| 06-3VR | Mgd Asset Allocation | **State Street Target Retirement 2035 K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 18.09 | 7.07 | 9.55 |
| 06-3TY | Mgd Asset Allocation | **State Street Target Retirement 2040 K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 19.22 | 7.64 | 10.03 |
| 06-3V3 | Mgd Asset Allocation | **State Street Target Retirement 2045 K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 20.19 | 8.10 | 10.45 |
| 06-3V4 | Mgd Asset Allocation | **State Street Target Retirement 2050 K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 20.93 | 8.49 | 10.69 |
| 06-3V6 | Mgd Asset Allocation | **State Street Target Retirement 2055 K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 21.30 | 8.58 | 10.75 |
| 06-3V7 | Mgd Asset Allocation | **State Street Target Retirement 2060 K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 21.31 | 8.60 | 10.72 |
| 06-64F | Mgd Asset Allocation | **State Street Target Retirement 2065 K: Class Other**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 21.12 | 8.58 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-79X | Mgd Asset Allocation | **State Street Target Retirement 2070 K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 23.78 |  |  |
| 06-3V9 | Mgd Asset Allocation | **State Street Target Retirement K: Class Retirement**<br> Investment Adviser: SSIM Funds Management Inc | 0.09<br> \* | 11.13 | 4.60 | 5.81 |
| 06-6YR | Small Cap Blend | **Steward Values Enhanced SmMidCapR6: Class Retirement**<br> Investment Adviser: Crossmark Global Investments, Inc. | 0.53 | 6.10 | 8.07 |  |
| 06-3CY | Large Cap Growth | **T. Rowe Price All-Cap Opportunities-I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.66 | 16.48 | 12.46 | 17.20 |
| 06-FFN | Large Cap Growth | **T. Rowe Price Blue Chip Growth I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.57 | 18.94 | 11.85 | 15.81 |
| 06-4GM | Balanced | **T. Rowe Price Capital Appreciation I: Class Inst\*\*\***<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Investment Management,Inc. | 0.58<br> \* | 12.61 | 9.60 | 11.39 |
| 06-4GN | Specialty | **T. Rowe Price Comm & Tech I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.67 | 7.16 | 6.16 |  |
| 06-4TR | Mid Cap Growth | **T. Rowe Price Diversified Mid Cap Gr I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.67 | 10.54 | 7.36 |  |
| 06-3W9 | Large Cap Blend | **T. Rowe Price Dividend Growth I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.50 | 14.83 | 11.00 | 12.80 |
| 06-4PK | Diversified Emerging Markets | **T. Rowe Price Emerging Markets Stock I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Hong Kong Limited;<br>T. Rowe Price International Ltd; | 0.98<br> \* | 32.78 | -1.64 | 6.36 |
| 06-FFP | Large Cap Value | **T. Rowe Price Equity Income I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.56 | 14.72 | 11.43 | 10.78 |
| 06-GPC | Specialty | **T. Rowe Price Financial Services I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.78<br> \* | 18.90 | 17.16 |  |
| 06-47W | World Allocation | **T. Rowe Price Global Allocation I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Hong Kong Limited;<br>T. Rowe Price Singapore Private Ltd;T. Rowe Price Japan, Inc;<br>T. Rowe Price International Ltd;T. Rowe Price Australia Limited; | 0.83<br> \* | 15.19 | 6.19 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-64T | World Bond | **T. Rowe Price Global Multi-Sector Bd I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Hong Kong Limited;<br>T. Rowe Price International Ltd; | 0.48<br> \* | 6.54 | 1.22 |  |
| 06-4GP | Specialty | **T. Rowe Price Global Technology I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.78 | 27.48 | 5.43 |  |
| 06-FFR | Large Cap Growth | **T. Rowe Price Growth Stock I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.52 | 15.80 | 9.50 | 14.31 |
| 06-4GC | Specialty | **T. Rowe Price Health Sciences I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.67 | 17.89 | 4.34 |  |
| 06-6YN | Mid Cap Growth | **T. Rowe Price Instl Mid-Cap Equity Gr: Class Inst\*\*\***<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Investment Management,Inc. | 0.61 | 3.79 | 4.03 | 10.22 |
| 06-FFT | Foreign Value | **T. Rowe Price International Value Eq I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price International Ltd | 0.68 | 44.16 | 14.01 | 9.02 |
| 06-6RT | Small Cap Growth | **T. Rowe Price Integrated US Sm Gr Eq I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.65 | 10.32 | 5.56 |  |
| 06-FFV | Mid Cap Growth | **T. Rowe Price Mid-Cap Growth I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Investment Management,Inc. | 0.63 | 3.74 | 4.08 | 10.07 |
| 06-FFW | Mid Cap Value | **T. Rowe Price Mid-Cap Value I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.71 | 6.27 | 11.97 | 11.20 |
| 06-4GR | Specialty | **T. Rowe Price New Era I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.57 | 19.15 | 11.24 | 8.50 |
| 06-3XK | Mid Cap Growth | **T. Rowe Price New Horizons I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.66 | 3.29 | -2.00 | 11.29 |
| 06-3RR | Foreign Blend | **T. Rowe Price Overseas Stock I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price International Ltd | 0.67 | 31.95 | 8.54 | 8.50 |
| 06-GFP | Specialty | **T. Rowe Price Real Estate I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.63<br> \* | 0.21 | 5.28 | 3.60 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-74F | Small Cap Blend | **T. Rowe Price Small-Cap Value I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Investment Management,Inc. | 0.66 | 8.35 | 6.74 | 9.83 |
| 06-4GT | Small Cap Growth | **T. Rowe Price Small-Cap Stock I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Investment Management,Inc. | 0.77 | 8.48 | 5.08 | 11.04 |
| 06-4MP | Balanced | **T. Rowe Price Spectrum Mod Gr Allc I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price International Limited;<br>T. Rowe Price Hong Kong Limited;T. Rowe Price Investment <br>Management,Inc.; | 0.63<br> \* | 17.23 | 7.51 |  |
| 06-4GV | Large Cap Value | **T. Rowe Price Value I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.57<br> \* | 12.30 | 10.88 | 10.90 |
| 06-GCR | Foreign Value | **Templeton Foreign R6: Class Retirement**<br> Investment Adviser: Templeton Global Advisors Limited | 0.74<br> \* | 28.99 | 9.17 | 7.01 |
| 06-FGT | World Bond | **Templeton Global Bond R6: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.59<br> \* | 17.16 | -0.88 | 0.33 |
| 06-4GW | Diversified Emerging Markets | **Thornburg Developing World R6: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 0.94<br> \* | 27.97 | 0.99 | 7.20 |
| 06-GPF | Foreign Blend | **Thornburg International Equity R6: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 0.72<br> \* | 34.41 | 9.45 | 9.43 |
| 06-4GX | Foreign Growth | **Thornburg International Growth R6: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 0.91<br> \* | 10.76 | -0.90 | 5.72 |
| 06-39W | World Allocation | **Thornburg Investment Income Builder R6: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 0.83<br> \* | 37.01 | 15.30 |  |
| 06-GCV | Short Term Bond | **Thornburg Limited Term Income R6: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 0.42<br> \* | 7.08 | 2.00 |  |
| 06-4XJ | Multisector Bond | **Thornburg Strategic Income R6: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 0.53<br> \* | 7.72 | 3.28 |  |
| 06-GPG | Large Cap Blend | **Touchstone Focused Instl: Class Inst**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Fort Washington Investment Advisors Inc | 0.84<br> \* | 16.03 | 12.40 | 12.95 |
| 06-3GK | Large Cap Blend | **Touchstone Large Cap Focused Instl: Class Inst**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Fort Washington Investment Advisors Inc | 0.70<br> \* | 17.90 | 13.13 | 15.01 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GPJ | Mid Cap Growth | **Touchstone Mid Cap Growth Inst: Class Inst\*\*\***<br> Investment Adviser: Touchstone Advisors Inc;Westfield Capital <br>Management Company, L.P.; | 0.87<br> \* | 9.52 | 6.48 | 12.11 |
| 06-4Y4 | Mid Cap Growth | **Touchstone Mid Cap Growth R6: Class Retirement**<br> Investment Adviser: Touchstone Advisors Inc;Westfield Capital <br>Management Company, L.P.; | 0.78<br> \* | 9.60 | 6.58 |  |
| 06-6PW | Mid Cap Blend | **Touchstone Mid Cap R6: Class Retirement**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: London Company of Virginia | 0.81<br> \* | 4.97 |  |  |
| 06-4PF | Small Cap Blend | **Touchstone Small Company R6: Class Retirement**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Fort Washington Investment Advisors Inc | 0.80<br> \* | 9.98 | 9.03 | 11.13 |
| 06-6RX | Mgd Asset Allocation | **T. Rowe Price Retirement 2005 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.34 | 11.45 |  |  |
| 06-6RY | Mgd Asset Allocation | **T. Rowe Price Retirement 2010 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.34 | 11.87 |  |  |
| 06-6T3 | Mgd Asset Allocation | **T. Rowe Price Retirement 2015 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.34 | 12.26 |  |  |
| 06-6T4 | Mgd Asset Allocation | **T. Rowe Price Retirement 2020 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.36 | 12.70 |  |  |
| 06-6T6 | Mgd Asset Allocation | **T. Rowe Price Retirement 2025 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.37 | 13.14 |  |  |
| 06-6T7 | Mgd Asset Allocation | **T. Rowe Price Retirement 2030 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.39 | 14.57 |  |  |
| 06-6T9 | Mgd Asset Allocation | **T. Rowe Price Retirement 2035 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.41 | 16.34 |  |  |
| 06-6TC | Mgd Asset Allocation | **T. Rowe Price Retirement 2040 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.42 | 17.63 |  |  |
| 06-6TF | Mgd Asset Allocation | **T. Rowe Price Retirement 2045 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.43 | 18.68 |  |  |
| 06-6TG | Mgd Asset Allocation | **T. Rowe Price Retirement 2050 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.44 | 19.06 |  |  |
| 06-6TH | Mgd Asset Allocation | **T. Rowe Price Retirement 2055 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.45 | 19.15 |  |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-6TJ | Mgd Asset Allocation | **T. Rowe Price Retirement 2060 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.46 | 19.19 |  |  |
| 06-6TK | Mgd Asset Allocation | **T. Rowe Price Retirement 2065 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.46 | 19.11 |  |  |
| 06-7F7 | Mgd Asset Allocation | **T. Rowe Price Retirement 2070 I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.46 |  |  |  |
| 06-6TM | Balanced | **T. Rowe Price Retirement Balanced ClassI: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.34 | 11.26 |  |  |
| 06-6X9 | Specialty | **T. Rowe Price Science & Tech I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.67 | 24.60 | 13.05 |  |
| 06-4FX | Small Cap Value | **Undiscovered Managers Behavioral Val R6: Class Retirement\*\*\***<br> Investment Adviser: J.P. Morgan Investment Management, Inc.<br>Investment Subadviser: Fuller & Thaler Asset Management Inc | 0.80<br> \* | 1.84 | 11.36 | 9.81 |
| 06-FHY | Large Cap Blend | **Vanguard 500 Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.04 | 17.83 | 14.38 | 14.78 |
| 06-FJC | Balanced | **Vanguard Balanced Index Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.07 | 13.58 | 7.75 | 9.50 |
| 06-4XX | Specialty | **Vanguard Commodity Strategy Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.16 | 18.02 | 12.13 |  |
| 06-4Y3 | Specialty | **Vanguard Consumer Discretionary Idx Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 5.65 | 8.36 | 13.72 |
| 06-4XY | Specialty | **Vanguard Consumer Staples Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 2.11 | 6.47 | 7.69 |
| 06-FJF | Foreign Blend | **Vanguard Developed Markets Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.05 | 35.17 | 9.11 | 8.71 |
| 06-4CY | Large Cap Blend | **Vanguard Dividend Growth Inv: Class Inv**<br> Investment Adviser: Wellington Management Company LLP | 0.22 | 8.30 | 8.67 | 11.08 |
| 06-FJG | Diversified Emerging Markets | **Vanguard Emerging Mkts Stock Idx Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.13 | 24.75 | 4.62 | 8.10 |
| 06-FJH | Specialty | **Vanguard Energy Adm: Class Inst**<br> Investment Adviser: Wellington Management Company LLP | 0.37 | 20.71 | 18.13 | 7.48 |
| 06-6N6 | Specialty | **Vanguard Energy Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 7.24 | 23.81 | 7.95 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-FJJ | Large Cap Value | **Vanguard Equity-Income Adm: Class Inst**<br> Investment Adviser: Wellington Management Company LLP;<br>The Vanguard Group Inc; | 0.17 | 17.22 | 12.82 | 11.73 |
| 06-4PP | Europe Stock | **Vanguard European Stock Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.08 | 35.42 | 10.12 | 8.70 |
| 06-FJK | Small Cap Growth | **Vanguard Explorer Adm: Class Inst**<br> Investment Adviser: ArrowMark Colorado Holdings, LLC (ArrowMark <br>Partners);Wellington Management Company LLP;Stephens Investment <br>Management, LLC;ClearBridge Investments, LLC;The Vanguard Group Inc; | 0.33 | 7.23 | 4.88 | 11.47 |
| 06-FJM | Mid Cap Blend | **Vanguard Extended Market Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.05 | 11.42 | 6.19 | 11.01 |
| 06-4G7 | Specialty | **Vanguard Financials Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 14.90 | 15.21 | 12.98 |
| 06-3CC | Foreign Blend | **Vanguard FTSE All-Wld ex-US Idx Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.08 | 32.32 | 8.05 | 8.62 |
| 06-3WM | Large Cap Blend | **Vanguard FTSE Social Index Admiral: Class Inst**<br> Investment Adviser: The Vanguard Group Inc | 0.11 | 17.24 | 13.50 |  |
| 06-GFM | Int Government Bond | **Vanguard GNMA Adm: Class Inst**<br> Investment Adviser: Wellington Management Company LLP | 0.11 | 7.82 | 0.29 | 1.59 |
| 06-4MV | Large Cap Blend | **Vanguard Growth & Income Adm: Class Inst**<br> Investment Adviser: D.E. Shaw Investment Management LLC;Los Angeles <br>Capital Management LLC;Wellington Management Company LLP; | 0.28 | 19.40 | 15.02 | 14.83 |
| 06-FJN | Large Cap Growth | **Vanguard Growth Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.05 | 19.43 | 14.62 | 17.44 |
| 06-FJP | Specialty | **Vanguard Health Care Adm: Class Inst**<br> Investment Adviser: Wellington Management Company LLP | 0.32 | 17.38 | 6.66 | 7.75 |
| 06-4MW | Specialty | **Vanguard Health Care Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 15.43 | 6.70 | 9.64 |
| 06-4MX | Large Cap Value | **Vanguard High Dividend Yield Index Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.08 | 15.39 | 12.66 |  |
| 06-FJR | High Yield Bond | **Vanguard High-Yield Corporate Adm: Class Inst**<br> Investment Adviser: The Vanguard Group Inc | 0.12 | 9.46 | 4.21 | 5.69 |
| 06-4XW | Specialty | **Vanguard Industrials Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 18.53 | 13.39 | 13.18 |
| 06-GFC | Inflation-Protec Bond | **Vanguard Inflation-Protected Secs Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.10 | 6.87 | 1.03 | 2.98 |

---

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4G9 | Specialty | **Vanguard Information Technology Idx Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 21.78 | 17.12 | 22.56 |
| 06-FJT | Intermediate Term Bond | **Vanguard Interm-Term Bond Index Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.06 | 8.56 | -0.20 | 2.47 |
| 06-FJV | Intermediate Term Bond | **Vanguard Interm-Term Investment-Grde Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 9.64 | 0.95 | 3.27 |
| 06-FJW | Int Government Bond | **Vanguard Interm-Term Treasury Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.10 | 7.63 | -0.04 | 1.82 |
| 06-3F6 | Foreign Growth | **Vanguard International Growth Adm: Class Inst**<br> Investment Adviser: Baillie Gifford Overseas Limited;Schroder <br>Investment Management North America Inc.; | 0.26 | 20.21 | 0.75 | 10.76 |
| 06-4XG | Foreign Value | **Vanguard International Value Inv: Class Inv**<br> Investment Adviser: Sprucegrove Investment Management Ltd;<br>Lazard Asset Management LLC;ARGA Investment Management, LP; | 0.36 | 29.98 | 7.79 | 8.11 |
| 06-64K | Foreign Value | **Vanguard Intl Hi Div Yld Adm: Class Inst\*\*\***<br> Investment Adviser: Vanguard Group Inc | 0.16 | 38.02 | 13.08 |  |
| 06-3C9 | Int Government Bond | **Vanguard Intmdt-Term Trs Idx Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.06 | 7.41 | -0.24 | 1.63 |
| 06-FJX | Balanced | **Vanguard LifeStrategy Cnsrv Gr Inv: Class Inv**<br> Investment Adviser: Vanguard Group Inc | 0.10 | 12.86 | 4.24 | 6.12 |
| 06-FJY | Balanced | **Vanguard LifeStrategy Growth Inv: Class Inv**<br> Investment Adviser: Vanguard Group Inc | 0.10 | 19.63 | 8.76 | 10.03 |
| 06-FKC | Balanced | **Vanguard LifeStrategy Income Inv: Class Inv**<br> Investment Adviser: Vanguard Group Inc | 0.10 | 9.42 | 1.92 | 4.06 |
| 06-FKF | Balanced | **Vanguard LifeStrategy Mod Gr Inv Shrs: Class Inv**<br> Investment Adviser: Vanguard Group Inc | 0.10 | 16.24 | 6.49 | 8.09 |
| 06-GJY | Specialty | **Vanguard Long-Term Investment-Grade Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc;Wellington Management <br>Company LLP; | 0.10 | 7.30 | -3.64 | 2.78 |
| 06-4PT | Specialty | **Vanguard Long-Term Treasury Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.10 | 5.64 | -7.20 | 0.06 |
| 06-FKG | Specialty | **Vanguard Materials Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 12.26 | 7.57 | 10.19 |

---

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-FKH | Mid Cap Growth | **Vanguard Mid Cap Growth Inv: Class Inv**<br> Investment Adviser: Tremblant Advisors LP | 0.34<br> \* | 8.98 | 4.10 | 9.83 |
| 06-FKJ | Mid Cap Blend | **Vanguard Mid Cap Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.05 | 11.67 | 8.60 | 10.91 |
| 06-3YP | Mid Cap Growth | **Vanguard Mid-Cap Growth Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.07 | 10.69 | 6.35 | 11.63 |
| 06-3YN | Mid Cap Value | **Vanguard Mid-Cap Value Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.07 | 12.05 | 10.71 | 9.94 |
| 06-FKK | Specialty | **Vanguard Real Estate Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.13 | 3.19 | 4.64 | 5.14 |
| 06-FKM | Mid Cap Value | **Vanguard Selected Value Inv: Class Inv**<br> Investment Adviser: Cooke & Bieler LP;Donald Smith & Co Inc;Pzena <br>Investment Management LLC (US); | 0.42 | 10.98 | 12.01 | 10.43 |
| 06-4YJ | Short Term Bond | **Vanguard Short-Term Bond Index Adm: Class Inst\*\***<br> Investment Adviser: Vanguard Group Inc | 0.06 | 6.08 | 1.52 | 2.11 |
| 06-3CR | Short Term Gov Bond | **Vanguard Short-Term Federal Adm: Class Inst\*\***<br> Investment Adviser: Vanguard Group Inc | 0.10 | 5.93 | 1.60 | 2.00 |
| 06-4N9 | Short Term Bond | **Vanguard Short-Term Investment-Grade Adm: Class Inst\*\***<br> Investment Adviser: Vanguard Group Inc | 0.09 | 6.85 | 2.28 | 2.83 |
| 06-4PR | Short Term Gov Bond | **Vanguard Short-Term Treasury Adm: Class Inst\*\***<br> Investment Adviser: Vanguard Group Inc | 0.10 | 5.45 | 1.44 | 1.79 |
| 06-FKP | Small Cap Growth | **Vanguard Small Cap Growth Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.07 | 8.44 | 3.03 | 10.25 |
| 06-FKR | Small Cap Blend | **Vanguard Small Cap Index Admiral Shares: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.05 | 8.83 | 7.34 | 10.43 |
| 06-FKN | Small Cap Value | **Vanguard Small Cap Value Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.07 | 9.09 | 10.56 | 10.15 |
| 06-4MY | Mid Cap Blend | **Vanguard Strategic Equity Inv: Class Inv**<br> Investment Adviser: Vanguard Group Inc | 0.17 | 15.37 | 13.21 | 11.88 |
| 06-FKW | Mgd Asset Allocation | **Vanguard Target Retirement 2020 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 12.15 | 4.77 | 6.87 |
| 06-FKX | Mgd Asset Allocation | **Vanguard Target Retirement 2025 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 14.60 | 5.90 | 7.87 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-FKY | Mgd Asset Allocation | **Vanguard Target Retirement 2030 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 16.24 | 6.83 | 8.66 |
| 06-FMC | Mgd Asset Allocation | **Vanguard Target Retirement 2035 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 17.54 | 7.71 | 9.40 |
| 06-FMF | Mgd Asset Allocation | **Vanguard Target Retirement 2040 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 18.76 | 8.57 | 10.13 |
| 06-FMG | Mgd Asset Allocation | **Vanguard Target Retirement 2045 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 19.99 | 9.41 | 10.74 |
| 06-FMH | Mgd Asset Allocation | **Vanguard Target Retirement 2050 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 21.41 | 9.95 | 11.02 |
| 06-FMJ | Mgd Asset Allocation | **Vanguard Target Retirement 2055 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 21.43 | 9.96 | 11.02 |
| 06-FMK | Mgd Asset Allocation | **Vanguard Target Retirement 2060 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 21.42 | 9.96 | 11.02 |
| 06-34V | Mgd Asset Allocation | **Vanguard Target Retirement 2065 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 21.43 | 9.98 |  |
| 06-6MJ | Mgd Asset Allocation | **Vanguard Target Retirement 2070 Fund: Class Inv**<br> Investment Adviser: The Vanguard Group Inc | 0.08 | 21.42 |  |  |
| 06-FMM | Mgd Asset Allocation | **Vanguard Target Retirement Income Fund: Class Inv**<br> Investment Adviser: Vanguard Group, Inc. (via Vanguard Capital <br>Mgmt, VCM) | 0.08 | 11.31 | 3.82 | 5.33 |
| 06-FMN | Intermediate Term Bond | **Vanguard Total Bond Market Index Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.04 | 7.15 | -0.42 | 1.98 |
| 06-FMP | World Bond | **Vanguard Total Intl Bd Idx Admiral<sup>TM</sup>: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.10 | 2.96 | -0.22 | 2.09 |
| 06-FMR | Foreign Blend | **Vanguard Total Intl Stock Index Admiral: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 32.18 | 7.93 | 8.51 |
| 06-FMT | Large Cap Blend | **Vanguard Total Stock Mkt Idx Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.04 | 17.12 | 13.06 | 14.24 |
| 06-FMV | Large Cap Growth | **Vanguard US Growth Admiral<sup>TM</sup>: Class Inst**<br> Investment Adviser: Baillie Gifford Overseas Limited;Wellington <br>Management Company LLP;Jennison Associates LLC; | 0.25 | 15.68 | 8.56 | 15.48 |
| 06-4N7 | Specialty | **Vanguard Utilities Index Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.09 | 16.39 | 9.49 | 10.41 |
| 06-FMW | Large Cap Value | **Vanguard Value Index Adm: Class Inst**<br> Investment Adviser: Vanguard Group Inc | 0.05 | 15.26 | 12.59 | 11.66 |

---

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GCT | Balanced | **Vanguard Wellesley<sup>®</sup> Income Admiral<sup>TM</sup>: Class Inst**<br> Investment Adviser: Wellington Management Company LLP | 0.15 | 11.09 | 4.49 | 6.24 |
| 06-GFF | Balanced | **Vanguard Wellington Admiral: Class Inst**<br> Investment Adviser: Wellington Management Company LLP | 0.17 | 16.57 | 9.37 | 10.10 |
| 06-4V3 | Large Cap Value | **Vanguard Windsor II Admiral: Class Inst**<br> Investment Adviser: Hotchkis and Wiley Capital Mgmt LLC;Harris <br>Associates L.P.;Sanders Capital, LLC;Aristotle Capital Management, LLC; | 0.23 | 18.69 | 12.99 | 12.70 |
| 06-6TP | Foreign Value | **Vanguard International Dividend Gr Inv: Class Inv**<br> Investment Adviser: Wellington Management Company LLP | 0.55 | 18.77 |  |  |
| 06-4NT | Intermediate Term Bond | **Victory Core Plus Intermediate Bond R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.41<br> \* | 7.81 | 1.11 |  |
| 06-3RF | Mid Cap Value | **Victory Integrity Mid-Cap Value R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.60<br> \* | 10.73 | 11.08 | 10.50 |
| 06-3JN | Small Cap Value | **Victory Integrity Small-Cap Value R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.96 | 5.35 | 9.98 | 8.68 |
| 06-4NW | Foreign Blend | **Victory International R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc.<br>Investment Subadviser: Wellington Management Company LLP | 0.85<br> \* | 33.42 | 10.21 |  |
| 06-4NV | Large Cap Growth | **Victory Nasdaq 100 Index R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.29 | 20.71 | 14.97 |  |
| 06-3WW | Balanced | **Victory Pioneer Balanced R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.63 | 19.95 | 8.58 | 9.31 |
| 06-FCR | Large Cap Value | **Victory Pioneer Equity Income R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.68<br> \* | 11.52 | 9.25 | 9.49 |
| 06-FCT | Large Cap Growth | **Victory Pioneer Fundamental Growth R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.65<br> \* | 14.39 | 12.08 | 14.51 |
| 06-6WN | Foreign Blend | **Victory Pioneer International Equ R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.76<br> \* | 43.42 |  |  |
| 06-6FH | Large Cap Blend | **Victory Pioneer R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.64<br> \* | 23.51 | 15.21 |  |
| 06-FCV | Mid Cap Growth | **Victory Pioneer Select Mid Cap Growth R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.67<br> \* | 20.80 | 5.95 | 12.18 |
| 06-FCW | Multisector Bond | **Victory Pioneer Strategic Income R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.59<br> \* | 10.62 | 2.44 | 4.23 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-6WF | World Stock | **Victory RS Global R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.55<br> \* | 17.23 | 12.26 |  |
| 06-33C | Small Cap Growth | **Victory RS Small Cap Growth R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 1.06<br> \* | 1.24 | -5.23 |  |
| 06-FMX | Mid Cap Value | **Victory Sycamore Established Value R6: Class Retirement\*\*\***<br> Investment Adviser: Victory Capital Management Inc. | 0.54 | 2.68 | 9.95 | 10.98 |
| 06-FMY | Small Cap Value | **Victory Sycamore Small Company Opp R6: Class Retirement\*\*\***<br> Investment Adviser: Victory Capital Management Inc. | 0.85 | 1.80 | 7.07 | 9.59 |
| 06-GFH | Foreign Small/Mid Eqty | **Victory Trivalent International Sm-Cp R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 1.02 | 42.05 | 8.14 | 8.95 |
| 06-3RC | Foreign Blend | **Victory Trivalent Intl Fd-Core Eq R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.55<br> \* | 37.34 | 10.30 | 8.89 |
| 06-FFJ | Large Cap Value | **Virtus Ceredex Large-Cap Value Equity R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Ceredex Value Advisors LLC | 0.72<br> \* | 12.38 | 9.23 | 9.91 |
| 06-FFK | Mid Cap Value | **Virtus Ceredex Mid-Cap Value Equity R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Ceredex Value Advisors LLC | 0.79<br> \* | 17.92 | 10.03 | 10.26 |
| 06-4PH | Specialty | **Virtus Duff & Phelps Real Estate Secs R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Duff & PheLPs Investment Management Co | 0.79<br> \* | 0.67 | 6.44 | 6.24 |
| 06-6XV | Mid Cap Growth | **Virtus KAR Mid-Cap Core R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Kayne Anderson Rudnick Investment <br>Management LLC | 0.87<br> \* | 0.82 | 5.58 |  |
| 06-64N | Small Cap Growth | **Virtus KAR Small-Cap Growth R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Kayne Anderson Rudnick Investment <br>Management LLC | 1.01 | -22.64 | -5.67 |  |
| 06-4NN | Mid Cap Value | **Virtus NFJ Mid-Cap Value R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: NFJ Investment Group LLC – Dallas | 0.60<br> \* | 5.78 | 7.22 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CPJ | Small Cap Value | **Virtus NFJ Small-Cap Value R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: NFJ Investment Group LLC – Dallas | 0.77<br> \* | 1.46 | 6.87 | 6.26 |
| 06-47K | Specialty | **Virtus Seix Floating Rate High Inc R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Seix Investment Advisors | 0.54<br> \* | 5.94 | 6.22 | 5.34 |
| 06-3CX | Intermediate Term Bond | **Virtus Seix Total Return Bond R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Seix Investment Advisors | 0.31<br> \* | 7.02 | -0.54 | 2.09 |
| 06-3N4 | Diversified Emerging Markets | **Virtus SGA Emerging Markets Equity R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Sustainable Growth Advisers, LP | 0.98<br> \* | 21.73 | -4.06 | 2.75 |
| 06-3YT | Small Cap Blend | **Virtus Small-Cap R6: Class Retirement**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Virtus Systematic | 0.77<br> \* | 8.56 | 7.70 |  |
| 06-4NR | Intermediate Term Bond | **Voya Intermediate Bond R6: Class Retirement**<br> Investment Adviser: Voya Investments, LLC<br>Investment Subadviser: Voya Investment Management Co. LLC | 0.31 | 7.62 | 0.16 | 2.71 |
| 06-6N7 | Large Cap Value | **Voya Large Cap Value R6: Class Retirement**<br> Investment Adviser: Voya Investments, LLC<br>Investment Subadviser: Voya Investment Management Co. LLC | 0.74<br> \* | 13.03 | 12.96 | 11.24 |
| 06-6JT | Small Cap Growth | **Voya Small Cap Growth R6: Class Retirement**<br> Investment Adviser: Voya Investments, LLC<br>Investment Subadviser: Voya Investment Management Co. LLC | 0.86 | 14.61 |  |  |
| 06-GFJ | Intermediate Term Bond | **Western Asset Core Plus Bond IS: Class Inst**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: Western Asset Management Company Pte Ltd. – <br>Singapore;Western Asset Management Company, LLC;Western Asset <br>Management Company Ltd. – Japan;Western Asset Management <br>Company Limited; | 0.42 | 8.00 | -1.81 | 2.17 |
| 06-3TP | Mid Cap Growth | **William Blair Small-Mid Cap Growth I: Class Inst**<br> Investment Adviser: William Blair Investment Management, LLC | 0.99<br> \* | 0.62 | 2.06 | 9.95 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-7FY | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Dyn 2030 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.34<br> \* | 13.92 | 6.54 | 8.61 |
| 06-7G3 | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Dyn 2035 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.34<br> \* | 15.57 | 7.74 | 9.54 |
| 06-7G4 | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Dyn 2040 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.34<br> \* | 17.23 | 9.13 | 10.51 |
| 06-7G6 | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Dyn 2045 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.34<br> \* | 18.70 | 10.17 | 11.15 |
| 06-7G7 | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Dyn 2050 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.34<br> \* | 20.37 | 10.66 | 11.48 |
| 06-7G9 | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Dyn 2055 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.34<br> \* | 21.21 | 10.99 | 11.68 |
| 06-7GC | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Dyn 2060 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.34<br> \* | 21.41 | 11.02 |  |
| 06-7GF | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Dyn 2065 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.34<br> \* | 21.39 | 11.01 |  |
| 06-7GG | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Dyn 2070 K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.34<br> \* | 21.26 |  |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-7GH | Mgd Asset Allocation | **BlackRock LifePath<sup>®</sup> Dyn Retirement K: Class Retirement**<br> Investment Adviser: BlackRock Fund Advisors<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.34<br> \* | 12.24 | 4.67 | 6.68 |
| 06-7FV | Intermediate Term Bond | **Carillon Reams Unconstrained Bond R-6: Class Retirement**<br> Investment Adviser: Carillon Tower Advisers, Inc.<br>Investment Subadviser: Scout Investments, Inc. | 0.50<br> \* | 10.72 | 3.60 |  |
| 06-7FJ | Foreign Small/Mid Eqty | **Driehaus International Small Cap Growth: Class No Load**<br> Investment Adviser: Driehaus Capital Management LLC | 1.15 | 28.92 | 4.83 | 8.97 |
| 06-7GR | Mgd Asset Allocation | **JHancock 2065 Lifetime Blend Pft R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.32<br> \* | 20.06 | 9.80 |  |
| 06-7GP | Mgd Asset Allocation | **JHancock 2070 Lifetime Blend Pft R6: Class Retirement**<br> Investment Adviser: John Hancock Investment Management LLC<br>Investment Subadviser: Manulife Investment Management (US) LLC | 0.32<br> \* |  |  |  |
| 06-7FR | Short Term Bond | **JPMorgan Short Duration Bond R6: Class Retirement\*\***<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.28<br> \* | 5.63 | 2.46 | 2.51 |
| 06-7FH | Foreign Small/Mid Eqty | **T. Rowe Price International Discovery I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price International Limited;<br>T. Rowe Price Hong Kong Limited;T. Rowe Price Japan, Inc; | 1.08 | 25.75 | 2.11 | 8.39 |
| 06-7GT | Large Cap Growth | **T. Rowe Price Lrg Cp Gr I: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.55 | 17.65 | 12.46 | 16.91 |
| 06-FCP | Intermediate Term Bond | **Victory Pioneer Bond R6: Class Retirement**<br> Investment Adviser: Victory Capital Management Inc. | 0.36 | 8.96 | 0.81 | 3.05 |
| 06-194 | Large Cap Growth | **Alger Capital Appreciation Instl I: Class Inst\*\*\***<br> Investment Adviser: Fred Alger Management, LLC | 1.24 | 31.99 | 16.01 | 17.83 |
| 06-296 | Foreign Growth | **American Funds EUPAC R5: Class Retirement\*\*\***<br> Investment Adviser: Capital Research and Management Company | 0.52 | 29.11 | 4.54 | 8.41 |
| 06-692 | Foreign Small/Mid Eqty | **Columbia Acorn International Inst: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.97<br> \* | 12.36 | -0.85 | 4.51 |
| 06-444 | Emerging Market Bond | **Columbia Emerging Markets Bond Inst: Class Inst\*\*\***<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.86 | 12.99 | 1.71 | 4.37 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-443 | Specialty | **Columbia Seligman Tech & Info Inst: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.91 | 37.74 | 19.44 | 22.80 |
| 06-275 | Small Cap Blend | **Fidelity Advisor Small Cap M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.45 | 11.58 | 8.64 | 9.09 |
| 06-819 | Large Cap Growth | **Franklin Growth A: Class A\*\*\***<br> Investment Adviser: Franklin Advisers, Inc. | 0.78 | 15.26 | 9.61 | 13.76 |
| 06-247 | Small Cap Value | **Franklin Small Cap Value A: Class A\*\*\***<br> Investment Adviser: Franklin Mutual Advisers, LLC | 0.97<br> \* | 7.31 | 8.72 | 9.71 |
| 06-890 | Mid Cap Growth | **Franklin Small-Mid Cap Growth R: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 1.09<br> \* | 2.50 | 0.94 | 9.92 |
| 06-821 | Intermediate Term Bond | **Franklin Core Plus Bond Fund A: Class A\*\*\***<br> Investment Adviser: Franklin Advisers, Inc. | 0.72<br> \* | 7.19 | 1.82 | 3.09 |
| 06-915 | Intermediate Term Bond | **Franklin Core Plus Bond Fund R: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.97<br> \* | 6.97 | 1.55 | 2.82 |
| 06-262 | Mid Cap Blend | **Invesco Main Street Mid Cap A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.04 | 8.92 | 8.99 | 9.73 |
| 06-259 | Mid Cap Value | **Janus Henderson VIT Mid Cap Value Svc: Class S\*\*\***<br> Investment Adviser: Janus Henderson Investors US LLC | 1.18 | 6.29 | 8.43 | 8.40 |
| 06-056 | Multisector Bond | **Lord Abbett Bond-Debenture A: Class A\*\*\***<br> Investment Adviser: Lord Abbett | 0.90 | 8.39 | 2.20 | 4.85 |
| 06-423 | Large Cap Blend | **Lord Abbett Dividend Growth A: Class A\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 0.89 | 16.19 | 12.44 | 13.12 |
| 06-732 | Small Cap Growth | **Lord Abbett Developing Growth A: Class A\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 0.94 | 14.37 | -1.21 | 11.02 |
| 06-960 | Small Cap Growth | **Lord Abbett Developing Growth P: Class Other\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.14 | 14.11 | -1.41 | 10.86 |
| 06-369 | Small Cap Growth | **Lord Abbett Developing Growth R3: Class Retirement\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.19 | 14.10 | -1.45 | 10.75 |
| 06-733 | Large Cap Value | **Lord Abbett Fundamental Equity A: Class A\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 0.95 | 17.15 | 13.29 | 10.90 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-948 | Large Cap Growth | **Lord Abbett Growth Leaders I: Class Inst\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 0.65 | 16.48 | 8.48 | 16.85 |
| 06-734 | Mid Cap Growth | **Lord Abbett Growth Opportunities A: Class A\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 0.96<br> \* | 13.27 | 3.35 | 10.48 |
| 06-965 | Mid Cap Growth | **Lord Abbett Growth Opportunities P: Class Other\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.16<br> \* | 13.07 | 3.15 | 10.26 |
| 06-371 | Mid Cap Growth | **Lord Abbett Growth Opportunities R3: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 1.21<br> \* | 12.99 | 3.10 | 10.21 |
| 06-057 | High Yield Bond | **Lord Abbett High Yield A: Class A\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 0.93 | 7.40 | 3.32 | 5.37 |
| 06-970 | Mid Cap Value | **Lord Abbett Mid Cap Stock P: Class Other\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.22 | 7.05 | 10.09 | 7.99 |
| 06-961 | Mid Cap Value | **Lord Abbett Mid Cap Stock R3: Class Retirement\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.27 | 7.03 | 10.04 | 7.95 |
| 06-704 | Small Cap Value | **Lord Abbett Small Cap Value I: Class Inst\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 0.96 | 0.86 | 7.53 | 6.88 |
| 06-980 | Small Cap Value | **Lord Abbett Small Cap Value P: Class Other\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.41 | 0.44 | 7.03 | 6.40 |
| 06-962 | Small Cap Value | **Lord Abbett Small Cap Value R3: Class Retirement\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.46 | 0.36 | 6.98 | 6.35 |
| 06-949 | Intermediate Term Bond | **Lord Abbett Total Return I: Class Inst\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 0.42<br> \* | 7.49 | 0.32 | 2.49 |
| 06-967 | Mid Cap Blend | **Lord Abbett Value Opportunities A: Class A\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.19 | 0.58 | 5.79 | 7.80 |
| 06-895 | Small Cap Growth | **Neuberger Small Cap Growth Adv: Class Adv\*\*\***<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.61<br> \* | 9.50 | 3.33 | 12.35 |
| 06-725 | Balanced | **Oakmark Equity And Income Investor: Class Inv\*\*\***<br> Investment Adviser: Harris Associates L.P. | 0.85 | 11.06 | 8.44 | 8.52 |
| 06-748 | Short Term Bond | **Russell Inv Short Duration Bond S: Class S\*\*\***<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Scout Investments, Inc.;MetLife Investment <br>Management, LLC; | 0.55<br> \* | 5.92 | 1.90 | 2.42 |
| 06-312 | Foreign Value | **Templeton Foreign A: Class A\*\*\***<br> Investment Adviser: Templeton Global Advisors Limited | 1.10<br> \* | 28.42 | 8.76 | 6.58 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-886 | World Bond | **Templeton Global Bond A: Class A\*\*\***<br> Investment Adviser: Franklin Advisers, Inc. | 0.99<br> \* | 16.73 | -1.27 | -0.07 |
| 06-313 | World Stock | **Templeton Growth A: Class A\*\*\***<br> Investment Adviser: Templeton Global Advisors Limited | 1.03 | 23.59 | 7.90 | 6.91 |
| 06-305 | Short Term Gov Bond | **Vanguard Short-Term Federal Inv: Class Inv\*\*\*<sup>,</sup>\*\***<br> Investment Adviser: Vanguard Group Inc | 0.20 | 5.82 | 1.50 | 1.89 |
| 06-081 | Mid Cap Blend | **Ave Maria Value: Class No Load**<br> Investment Adviser: Schwartz Investment Counsel Inc | 0.93 | 2.82 | 11.02 | 10.44 |
| 06-082 | Large Cap Growth | **Ave Maria Growth: Class No Load**<br> Investment Adviser: Schwartz Investment Counsel Inc | 0.91 | 8.26 | 8.46 | 13.06 |
| 06-084 | Large Cap Blend | **Ave Maria Rising Dividend: Class No Load**<br> Investment Adviser: Schwartz Investment Counsel Inc | 0.90 | -0.39 | 8.90 | 10.31 |
| 06-085 | World Stock | **Ave Maria World Equity: Class Other**<br> Investment Adviser: Schwartz Investment Counsel Inc | 1.03 | 10.58 | 8.14 | 8.21 |
| 06-339 | Balanced | **Timothy Plan Conservative Growth A: Class A**<br> Investment Adviser: Timothy Partners Ltd | 1.79 | 10.55 | 2.87 | 3.94 |
| 06-341 | Balanced | **Timothy Plan Strategic Growth A: Class A**<br> Investment Adviser: Timothy Partners Ltd | 1.75 | 12.95 | 4.43 | 5.03 |
| 06-005 | High Yield Bond | **AB High Income Advisor: Class Adv**<br> Investment Adviser: AllianceBernstein L.P. | 0.61 | 8.28 | 4.67 | 5.71 |
| 06-3YR | Large Cap Growth | **AB Large Cap Growth Advisor: Class Adv**<br> Investment Adviser: AllianceBernstein L.P. | 0.55 | 13.26 | 11.98 | 15.97 |
| 06-505 | Balanced | **Alger Balanced I-2: Class Inst**<br> Investment Adviser: Fred Alger Management, LLC | 1.03 | 16.15 | 11.02 | 10.41 |
| 06-510 | Large Cap Growth | **Alger Capital Appreciation Ptfl I-2: Class Inst**<br> Investment Adviser: Fred Alger Management, LLC | 0.93 | 32.87 | 16.33 | 18.17 |
| 06-500 | Large Cap Growth | **Alger Large Cap Growth I-2: Class Inst**<br> Investment Adviser: Fred Alger Management, LLC | 0.84<br> \* | 30.27 | 11.12 | 16.73 |
| 06-197 | Small Cap Growth | **Alger Small Cap Growth Institutional I: Class Inst**<br> Investment Adviser: Fred Alger Management, LLC | 1.41 | 4.89 | -5.27 | 8.43 |
| 06-485 | Balanced | **American Century Strat Allc: Cnsrv Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.83<br> \* | 10.42 | 4.60 | 6.22 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-33X | Foreign Value | **American Beacon International Eq Inv: Class Inv**<br> Investment Adviser: American Beacon Advisors Inc<br>Investment Subadviser: Lazard Asset Management LLC;American <br>Century Investment Management Inc;Causeway Capital Management LLC; | 1.11 | 36.52 | 10.50 | 7.42 |
| 06-34F | Small Cap Value | **American Beacon Small Cp Val Inv: Class Inv**<br> Investment Adviser: American Beacon Advisors Inc<br>Investment Subadviser: Westwood Management Corp;Barrow Hanley <br>Mewhinney & Strauss LLC;Brandywine Global Investment Mgmt, LLC;<br>DePrince Race & Zollo Inc;Hotchkis and Wiley Capital Mgmt LLC; | 1.15 | 4.43 | 8.83 | 8.42 |
| 06-694 | Large Cap Growth | **American Century Disciplined Growth Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.91<br> \* | 17.20 | 13.33 | 15.36 |
| 06-721 | Intermediate Term Bond | **American Century Diversified Bond Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.60 | 7.06 | -0.50 | 1.77 |
| 06-206 | Diversified Emerging Markets | **American Century Emerging Markets Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 1.27 | 35.29 | 1.42 | 7.58 |
| 06-048 | Large Cap Blend | **American Century Equity Growth Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.65 | 18.42 | 12.36 | 12.70 |
| 06-475 | Large Cap Value | **American Century Equity Income Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.94 | 11.91 | 7.77 | 8.97 |
| 06-355 | Large Cap Value | **American Century Focused Lg Cap Val A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.09 | 16.11 | 10.21 | 9.50 |
| 06-435 | Int Government Bond | **American Century Ginnie Mae A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 0.80 | 7.14 | -0.58 | 0.82 |
| 06-445 | Large Cap Growth | **American Century Growth A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.09<br> \* | 14.94 | 12.46 | 15.79 |
| 06-046 | Mid Cap Growth | **American Century Heritage Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 1.00 | 6.61 | 5.09 | 11.43 |
| 06-460 | Large Cap Value | **American Century Discplnd Cor Val Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.65 | 14.92 | 8.82 | 10.45 |
| 06-185 | Inflation-Protec Bond | **American Century Inflation Adjs Bond A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 0.79 | 6.32 | 0.59 | 2.44 |
| 06-3VG | Foreign Small/Mid Eqty | **American Century International Opps Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 1.46<br> \* | 29.62 | 0.97 | 6.52 |
| 06-420 | Foreign Growth | **American Century International Gr Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 1.22 | 15.60 | 1.55 | 6.15 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-396 | Mid Cap Value | **American Century Mid Cap Value Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.97 | 8.89 | 8.77 | 9.04 |
| 06-414 | Mgd Asset Allocation | **American Century One Choice 2030 Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.80<br> \* | 11.44 | 4.85 | 6.80 |
| 06-416 | Mgd Asset Allocation | **American Century One Choice 2035 Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.83<br> \* | 12.24 | 5.18 | 7.28 |
| 06-417 | Mgd Asset Allocation | **American Century One Choice 2040 Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.85<br> \* | 13.16 | 5.59 | 7.82 |
| 06-418 | Mgd Asset Allocation | **American Century One Choice 2045 Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.87<br> \* | 14.06 | 6.05 | 8.40 |
| 06-419 | Mgd Asset Allocation | **American Century One Choice 2050 Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.88<br> \* | 14.68 | 6.59 | 8.95 |
| 06-436 | Mgd Asset Allocation | **American Century One Choice 2055 Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.89<br> \* | 15.46 | 7.05 | 9.29 |
| 06-CKT | Mgd Asset Allocation | **American Century One Choice 2060 Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.89<br> \* | 15.75 | 7.27 | 9.48 |
| 06-63N | Mgd Asset Allocation | **American Century One Choice 2065 Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.89<br> \* | 16.06 | 7.46 |  |
| 06-427 | Mgd Asset Allocation | **American Century One Choice In Ret Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.76<br> \* | 10.86 | 4.58 | 6.03 |
| 06-269 | Specialty | **American Century Real Estate Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 1.15 | 0.82 | 5.08 | 4.95 |
| 06-440 | Large Cap Growth | **American Century Select Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.90<br> \* | 16.27 | 12.79 | 15.89 |
| 06-200 | Small Cap Growth | **American Century Small Cap Growth A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.39 | 8.77 | 2.69 | 11.93 |
| 06-470 | Small Cap Value | **American Century Small Cap Value Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 1.08 | -3.27 | 7.04 | 8.94 |
| 06-385 | Small Cap Blend | **American Century Small Company A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.10 | 12.68 | 6.09 | 7.54 |
| 06-480 | Balanced | **American Century Strat Allc: Agrsv Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.79<br> \* | 15.83 | 7.97 | 9.71 |
| 06-490 | Balanced | **American Century Strat Allc: Mod Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.83<br> \* | 13.64 | 6.34 | 8.13 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-450 | Large Cap Growth | **American Century Ultra<sup>®</sup> Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.87<br> \* | 12.62 | 11.71 | 17.13 |
| 06-696 | Large Cap Value | **American Century Value Inv: Class Inv**<br> Investment Adviser: American Century Investment Management Inc | 0.95<br> \* | 15.79 | 11.32 | 9.94 |
| 06-958 | Mgd Asset Allocation | **American Funds 2010 Trgt Date Ret Inc R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.63 | 12.67 | 5.36 | 6.26 |
| 06-969 | Mgd Asset Allocation | **American Funds 2015 Trgt Date Ret Inc R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.65 | 13.05 | 5.58 | 6.60 |
| 06-972 | Mgd Asset Allocation | **American Funds 2020 Trgt Date Ret Inc R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.65 | 13.75 | 5.87 | 7.02 |
| 06-974 | Mgd Asset Allocation | **American Funds 2025 Trgt Date Ret Inc R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.66 | 14.14 | 6.01 | 7.73 |
| 06-977 | Mgd Asset Allocation | **American Funds 2030 Trgt Date Retire R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.68 | 15.32 | 6.90 | 8.77 |
| 06-979 | Mgd Asset Allocation | **American Funds 2035 Trgt Date Retire R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.69 | 16.70 | 7.98 | 9.99 |
| 06-982 | Mgd Asset Allocation | **American Funds 2040 Trgt Date Retire R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.71 | 19.08 | 9.15 | 10.87 |
| 06-984 | Mgd Asset Allocation | **American Funds 2045 Trgt Date Retire R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.72 | 19.98 | 9.44 | 11.12 |
| 06-997 | Mgd Asset Allocation | **American Funds 2050 Trgt Date Retire R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.72 | 20.05 | 9.44 | 11.19 |
| 06-999 | Mgd Asset Allocation | **American Funds 2055 Trgt Date Retire R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.73 | 20.34 | 9.47 | 11.20 |
| 06-CGF | Mgd Asset Allocation | **American Funds 2060 Trgt Date Retire R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.74 | 20.28 | 9.45 | 11.19 |
| 06-4R3 | Mgd Asset Allocation | **American Funds 2065 Trgt Date Retire R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.74 | 20.25 | 9.47 |  |
| 06-6YF | Mgd Asset Allocation | **American Funds 2070 Trgt Date Retire R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.73 | 20.41 |  |  |
| 06-207 | Large Cap Growth | **American Funds AMCAP R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.67 | 17.72 | 10.45 | 12.63 |
| 06-446 | Balanced | **American Funds American Balanced R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.59 | 18.43 | 9.53 | 9.75 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-208 | High Yield Bond | **American Funds American High-Inc R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.70 | 8.28 | 5.52 | 6.67 |
| 06-3MK | Large Cap Value | **American Funds American Mutual R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.62 | 16.07 | 11.71 | 11.28 |
| 06-3MM | World Allocation | **American Funds Capital Income Bldr R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.61 | 20.34 | 9.06 | 7.80 |
| 06-211 | World Stock | **American Funds Capital World Gr&Inc R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.76 | 24.70 | 10.23 | 10.85 |
| 06-212 | Foreign Growth | **American Funds EUPAC R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.82 | 28.71 | 4.22 | 8.08 |
| 06-214 | Large Cap Blend | **American Funds Fundamental Invs R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.62 | 24.23 | 14.42 | 14.04 |
| 06-216 | Large Cap Growth | **American Funds Growth Fund of Amer R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.63 | 19.87 | 11.77 | 15.11 |
| 06-3MN | Balanced | **American Funds Income Fund of Amer R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.61 | 17.74 | 9.02 | 8.59 |
| 06-209 | Short Term Bond | **American Funds Interm Bd Fd of Amer R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.59<br> \* | 6.88 | 1.06 | 2.00 |
| 06-503 | World Stock | **American Funds New Perspective R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.75 | 21.19 | 8.99 | 12.65 |
| 06-689 | Diversified Emerging Markets | **American Funds New World R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.92 | 28.15 | 5.25 | 9.54 |
| 06-332 | World Stock | **American Funds SMALLCAP World R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.00 | 14.04 | 1.42 | 8.86 |
| 06-448 | Large Cap Value | **American Funds Washington Mutual R4: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.60 | 17.09 | 13.91 | 13.10 |
| 06-4TG | Mid Cap Blend | **AMG GW&K Small Mid Cap Core I: Class Inst\*\*\***<br> Investment Adviser: AMG Funds LLC<br>Investment Subadviser: GW&K Investment Management, LLC | 0.87 | 4.58 | 6.55 | 9.93 |
| 06-FXW | Large Cap Growth | **AMG Renaissance Large Cap Growth N: Class N**<br> Investment Adviser: AMG Funds LLC<br>Investment Subadviser: Renaissance Group LLC | 1.00<br> \* | 10.11 | 12.40 | 13.95 |
| 06-4TF | Diversified Emerging Markets | **AQR Emerging Multi-Style II N: Class N**<br> Investment Adviser: AQR Capital Management LLC | 0.96<br> \* | 32.38 | 5.56 | 7.80 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-BBB | Foreign Value | **AQR International Multi-Style N: Class N**<br> Investment Adviser: AQR Capital Management LLC | 0.84<br> \* | 42.49 | 11.75 | 8.44 |
| 06-CCC | Large Cap Blend | **AQR Large Cap Multi-Style N: Class N**<br> Investment Adviser: AQR Capital Management LLC | 0.66 | 23.25 | 15.19 | 13.00 |
| 06-CCF | Small Cap Blend | **AQR Small Cap Multi-Style N: Class N**<br> Investment Adviser: AQR Capital Management LLC | 0.89<br> \* | 17.28 | 10.59 | 10.32 |
| 06-335 | Mid Cap Value | **Ariel Appreciation Investor: Class Inv**<br> Investment Adviser: Ariel Investments, LLC | 1.15 | 11.11 | 7.57 | 7.95 |
| 06-CKV | Foreign Value | **Ariel International Investor: Class Inv**<br> Investment Adviser: Ariel Investments, LLC | 1.13<br> \* | 31.48 | 7.10 | 5.86 |
| 06-330 | Small Cap Value | **Ariel Fund Investor: Class Inv**<br> Investment Adviser: Ariel Investments, LLC | 1.01 | 14.15 | 9.36 | 9.51 |
| 06-7CM | Short Term Bond | **Baird Short-Term Bond Investor: Class Inv\*\***<br> Investment Adviser: Robert W. Baird & Co. Incorporated | 0.55 | 5.41 | 2.14 | 2.35 |
| 06-587 | Large Cap Value | **BlackRock Equity Dividend Instl: Class Inst**<br> Investment Adviser: BlackRock Advisors, LLC | 0.71 | 21.67 | 11.70 | 11.24 |
| 06-528 | World Allocation | **BlackRock Global Allocation Instl: Class Inst**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.87<br> \* | 19.62 | 5.74 | 7.50 |
| 06-CGM | Specialty | **BlackRock Health Sciences Opps Instl: Class Inst**<br> Investment Adviser: BlackRock Advisors, LLC | 0.84 | 16.26 | 5.85 | 9.82 |
| 06-CHP | High Yield Bond | **BlackRock High Yield Port Svc: Class S**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited | 0.93 | 8.98 | 4.74 | 6.15 |
| 06-GHG | Mid Cap Growth | **BlackRock Mid-Cap Growth Equity Instl: Class Inst**<br> Investment Adviser: BlackRock Advisors, LLC | 0.80<br> \* | 0.40 | 0.75 | 11.42 |
| 06-FRY | Balanced | **BlackRock Multi-Asset Income Investor A: Class A**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock Asset Management North Asia Ltd;<br>BlackRock International Limited;BlackRock (Singapore) Ltd; | 0.82<br> \* | 11.53 | 4.54 | 5.32 |
| 06-529 | Small Cap Growth | **BlackRock Advantage Small Cap Gr Instl: Class Inst**<br> Investment Adviser: BlackRock Advisors, LLC | 0.51<br> \* | 15.24 | 3.94 | 10.36 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-FTG | Intermediate Term Bond | **BlackRock Strategic Income Opps Inv A: Class A**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.96<br> \* | 8.31 | 2.89 | 3.56 |
| 06-093 | Intermediate Term Bond | **BlackRock Total Return Inv A: Class A**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 0.76 | 7.87 | -0.43 | 2.11 |
| 06-CCY | Specialty | **BNY Mellon Natural Resources I: Class Inst**<br> Investment Adviser: BNY Mellon Investment Adviser, Inc<br>Investment Subadviser: Newton Investment Management <br>North America, LLC | 0.93 | 14.99 | 17.11 | 12.67 |
| 06-709 | World Bond | **BrandywineGLOBAL Global Opp Bond FI: Class Other**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: Brandywine Global Investment Mgmt, LLC | 1.00<br> \* | 13.10 | -2.86 | 1.63 |
| 06-345 | Large Cap Growth | **Calvert Equity A: Class A**<br> Investment Adviser: Calvert Research and Management<br>Investment Subadviser: Atlanta Capital Management Company,LLC | 0.91 | 6.95 | 7.76 | 12.79 |
| 06-340 | Intermediate Term Bond | **Calvert Income A: Class A**<br> Investment Adviser: Calvert Research and Management | 0.92<br> \* | 8.89 | 1.19 | 3.66 |
| 06-516 | Small Cap Blend | **Calvert Small-Cap A: Class A**<br> Investment Adviser: Calvert Research and Management | 1.20 | -6.41 | 3.22 | 7.92 |
| 06-520 | Mid Cap Blend | **Calvert VP SRI Mid Cap: Class – N/A**<br> Investment Adviser: Calvert Research and Management | 0.99<br> \* | 1.46 | 2.95 | 6.91 |
| 06-712 | Large Cap Blend | **ClearBridge Appreciation FI: Class Other**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 1.00 | 14.16 | 12.45 | 13.02 |
| 06-711 | Mid Cap Growth | **ClearBridge Growth FI: Class Other**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 1.13 | 13.36 | 4.76 | 7.61 |
| 06-GJR | Foreign Value | **ClearBridge International Value A: Class A**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 1.29<br> \* | 38.38 | 10.72 | 6.50 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GJV | Large Cap Growth | **ClearBridge Large Cap Growth A: Class A**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 1.01 | 8.49 | 10.30 | 14.11 |
| 06-4VC | Specialty | **Cohen & Steers Global Infrastructure A: Class A**<br> Investment Adviser: Cohen & Steers Capital Management, Inc.<br>Investment Subadviser: Cohen & Steers Asia Limited;Cohen & <br>Steers UK Limited; | 1.22 | 14.31 | 7.44 | 7.94 |
| 06-4VF | Specialty | **Cohen & Steers Real Estate Securities A: Class A**<br> Investment Adviser: Cohen & Steers Capital Management, Inc. | 1.10 | 4.00 | 5.40 | 6.36 |
| 06-66N | Balanced | **Columbia Capital Allocation Agrsv A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.03 | 19.03 | 9.16 | 9.96 |
| 06-66C | Balanced | **Columbia Capital Allocation Cnsrv A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.94 | 10.51 | 2.46 | 3.93 |
| 06-66G | Balanced | **Columbia Capital Allocation Mod A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.93 | 15.57 | 5.82 | 7.18 |
| 06-66K | Balanced | **Columbia Capital Alloc Mod Agrsv A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.99 | 16.88 | 7.44 | 8.58 |
| 06-73K | Large Cap Blend | **Columbia Contrarian Core Inst: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.73 | 17.37 | 14.12 | 14.24 |
| 06-73M | Large Cap Value | **Columbia Dividend Income Inst: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.65 | 15.85 | 12.06 | 12.33 |
| 06-438 | Emerging Market Bond | **Columbia Emerging Markets Bond A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.11 | 12.62 | 1.44 | 4.09 |
| 06-67P | Large Cap Growth | **Columbia Integrated Large Cap Gr A: Class A\*\*\***<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.79<br> \* | 14.69 | 14.79 | 16.23 |
| 06-67T | Small Cap Growth | **Columbia Integrated Small Cap Gr A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.24<br> \* | 19.00 | 7.23 |  |
| 06-334 | Mid Cap Blend | **Columbia Mid Cap Index A: Class No Load**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.45<br> \* | 7.10 | 8.64 | 10.21 |
| 06-73N | Foreign Value | **Columbia Overseas Value Inst: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.91<br> \* | 45.72 | 13.04 | 9.48 |
| 06-73P | Intermediate Term Bond | **Columbia Quality Income Inst: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.65<br> \* | 9.49 | -0.68 | 1.65 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-73R | World Stock | **Columbia Select Global Equity Inst: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.97<br> \* | 17.69 | 9.01 | 13.16 |
| 06-73T | Large Cap Value | **Columbia Select Large Cap Value Inst: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.60<br> \* | 27.93 | 13.90 | 12.70 |
| 06-73V | Mid Cap Value | **Columbia Select Mid Cap Value Instl: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.88 | 13.84 | 11.32 | 10.47 |
| 06-64V | Mid Cap Growth | **Columbia Select Mid Cap Growth Fund A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.12<br> \* | 14.81 | 7.12 | 11.73 |
| 06-336 | Small Cap Blend | **Columbia Small Cap Index A: Class No Load**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.45 | 5.64 | 6.81 | 9.33 |
| 06-64X | Small Cap Value | **Columbia Sm Cp Val and Inflection A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.21<br> \* | 7.93 | 9.50 | 8.87 |
| 06-64Y | Intermediate Term Bond | **Columbia Total Return Bond A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.74<br> \* | 8.62 | -0.38 | 2.65 |
| 06-73W | Intermediate Term Bond | **Columbia Total Return Bond Inst: Class Inst**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.49<br> \* | 8.88 | -0.13 | 2.91 |
| 06-551 | Mid Cap Blend | **CRM Mid Cap Value Inv: Class Inv**<br> Investment Adviser: Cramer Rosenthal McGlynn LLC | 1.20 | 8.88 | 8.06 | 10.04 |
| 06-552 | Small Cap Blend | **CRM Small Cap Value Inv: Class Inv**<br> Investment Adviser: Cramer Rosenthal McGlynn LLC | 1.28 | 2.48 | 7.71 | 7.83 |
| 06-FNG | Large Cap Value | **DWS CROCI US S: Class S**<br> Investment Adviser: DWS Investment Management Americas, Inc. | 0.66 | 17.11 | 12.28 | 9.72 |
| 06-3VP | Diversified Emerging Markets | **DWS Emerging Markets Equity S: Class S**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: DWS International GmbH | 1.00<br> \* | 28.82 | 0.38 | 6.72 |
| 06-608 | Specialty | **DWS Enhanced Commodity Strategy S: Class S**<br> Investment Adviser: DWS Investment Management Americas, Inc. | 0.95<br> \* | 11.67 | 9.02 | 4.40 |
| 06-632 | Large Cap Blend | **DWS Enhanced Core Equity S: Class S**<br> Investment Adviser: DWS Investment Management Americas, Inc. | 0.55<br> \* | 19.00 | 15.26 | 12.49 |
| 06-614 | Specialty | **DWS RREEF Global Infrastructure S: Class S**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: RREEF America L.L.C. | 1.11<br> \* | 12.56 | 7.33 | 7.01 |
| 06-FRC | Int Government Bond | **DWS GNMA S: Class S**<br> Investment Adviser: DWS Investment Management Americas, Inc. | 0.59<br> \* | 8.60 | -0.01 | 1.30 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-631 | World Allocation | **DWS RREEF Real Assets S: Class S**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: RREEF America L.L.C. | 0.99<br> \* | 13.05 | 6.38 | 6.91 |
| 06-617 | Specialty | **DWS RREEF Real Estate Securities S: Class S**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: RREEF America L.L.C. | 0.76 | -0.28 | 4.21 | 5.23 |
| 06-GGM | Small Cap Blend | **DWS Small Cap Core S: Class S**<br> Investment Adviser: DWS Investment Management Americas, Inc. | 0.89 | 4.99 | 9.76 | 10.26 |
| 06-CHJ | Foreign Blend | **Federated Hermes International Equity IS: Class Inst**<br> Investment Adviser: Federated Global Investment Management Corp | 0.94<br> \* | 27.18 | 4.75 | 8.22 |
| 06-049 | Foreign Blend | **Federated Hermes Intl Leaders IS: Class Inst**<br> Investment Adviser: Federated Global Investment Management Corp | 0.79<br> \* | 37.31 | 8.84 | 8.33 |
| 06-050 | Large Cap Growth | **Federated Hermes Kaufmann Large Cap IS: Class Inst**<br> Investment Adviser: Federated Global Investment Management Corp | 0.84<br> \* | 17.85 | 9.26 | 13.60 |
| 06-051 | Large Cap Blend | **Federated Hermes MDT All Cap Core IS: Class Inst**<br> Investment Adviser: Federated MDTA LLC | 0.75<br> \* | 20.24 | 17.04 | 16.25 |
| 06-4FT | Small Cap Blend | **Federated Hermes MDT Small Cap Core IS: Class Inst**<br> Investment Adviser: Federated MDTA LLC | 0.89<br> \* | 14.13 | 9.62 | 11.69 |
| 06-FTV | Small Cap Growth | **Federated Hermes MDT Small Cap Growth IS: Class Inst**<br> Investment Adviser: Federated MDTA LLC | 0.89<br> \* | 17.09 | 6.45 | 11.75 |
| 06-788 | High Yield Bond | **Federated Hermes Opportunistic HY Bd IS: Class Inst**<br> Investment Adviser: Federated Investment Management Company | 0.73<br> \* | 8.30 | 4.50 | 6.15 |
| 06-CCH | Mgd Asset Allocation | **Fidelity Advisor Freedom 2010 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.46 | 11.27 | 3.24 | 5.59 |
| 06-CCJ | Mgd Asset Allocation | **Fidelity Advisor Freedom 2015 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.50 | 12.91 | 3.96 | 6.41 |
| 06-CCK | Mgd Asset Allocation | **Fidelity Advisor Freedom 2020 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.55 | 14.57 | 4.68 | 7.12 |
| 06-CCM | Mgd Asset Allocation | **Fidelity Advisor Freedom 2025 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.59 | 16.17 | 5.41 | 7.77 |
| 06-CCN | Mgd Asset Allocation | **Fidelity Advisor Freedom 2030 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.61 | 17.27 | 6.21 | 8.68 |
| 06-CCP | Mgd Asset Allocation | **Fidelity Advisor Freedom 2035 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.65 | 18.71 | 7.54 | 9.83 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CCR | Mgd Asset Allocation | **Fidelity Advisor Freedom 2040 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.67 | 21.49 | 9.04 | 10.74 |
| 06-CCT | Mgd Asset Allocation | **Fidelity Advisor Freedom 2045 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.69 | 23.00 | 9.55 | 11.00 |
| 06-CCV | Mgd Asset Allocation | **Fidelity Advisor Freedom 2050 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.69 | 23.04 | 9.56 | 11.00 |
| 06-CCW | Mgd Asset Allocation | **Fidelity Advisor Freedom 2055 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.69 | 23.08 | 9.57 | 11.01 |
| 06-CCX | Mgd Asset Allocation | **Fidelity Advisor Freedom 2060 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.69 | 23.13 | 9.58 | 11.01 |
| 06-63P | Mgd Asset Allocation | **Fidelity Advisor Freedom 2065 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.69 | 23.07 | 9.58 |  |
| 06-77X | Mgd Asset Allocation | **Fidelity Advisor Freedom 2070 I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.69 | 22.58 |  |  |
| 06-CCG | Mgd Asset Allocation | **Fidelity Advisor Freedom Retirement I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.46 | 10.19 | 2.56 | 4.36 |
| 06-GKP | Balanced | **Fidelity Advisor Real Estate Income I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.70 | 7.11 | 5.13 | 5.82 |
| 06-841 | Large Cap Blend | **Fidelity Advisor Stock Sel M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.04 | 18.24 | 11.77 | 13.39 |
| 06-FTY | Balanced | **Fidelity Advisor<sup>®</sup> Balanced I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.51 | 15.16 |  |  |
| 06-280 | Foreign Growth | **Fidelity Advisor Diversified Intl M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd;FIL Investment Advisors (FIA);<br>FIL Investment Advisors (UK) Ltd; | 1.36 | 27.10 | 6.06 | 7.81 |

---

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-028 | Large Cap Blend | **Fidelity Advisor Diversified Stock I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd; | 0.56 | 13.83 | 13.85 | 15.17 |
| 06-120 | Large Cap Growth | **Fidelity Advisor Equity Growth M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.16 | 13.98 | 12.87 | 16.67 |
| 06-125 | Large Cap Growth | **Fidelity Advisor Growth Opps M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.21 | 21.85 | 10.76 | 19.59 |
| 06-155 | Foreign Growth | **Fidelity Advisor Intl Cap App M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd;FIL Investment Advisors (FIA);<br>FIL Investment Advisors (UK) Ltd; | 1.39 | 18.13 | 5.65 | 9.08 |
| 06-232 | Large Cap Blend | **Fidelity Advisor<sup>®</sup> Leveraged CoStock A: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.98 | 20.01 |  |  |
| 06-295 | Large Cap Growth | **Fidelity Advisor New Insights A: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 0.90 | 22.72 | 15.19 | 15.46 |
| 06-393 | Small Cap Blend | **Fidelity Advisor Small Cap A: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.20 | 11.86 | 8.90 | 9.35 |

---

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-270 | Mid Cap Blend | **Fidelity Advisor Stock Selec Mid Cp M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.22 | 9.87 | 8.54 | 10.12 |
| 06-026 | Balanced | **Fidelity Advisor Strategic Div & Inc I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd; | 0.67 | 13.01 | 8.12 | 9.27 |
| 06-110 | Multisector Bond | **Fidelity Advisor Strategic Income A: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>FIL Investments (Japan) Limited;FIL Investment Advisors (FIA);FIL <br>Investment Advisors (UK) Ltd;Fidelity Management & Research (HK) Ltd; | 0.94 | 8.57 | 2.87 | 4.49 |
| 06-027 | Intermediate Term Bond | **Fidelity Advisor Total Bond I: Class Inst**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;<br>FIL Investment Advisors (FIA);FIL Investment Advisors (UK) Ltd;<br>Fidelity Management & Research (HK) Ltd; | 0.50 | 7.44 | 0.52 | 3.01 |
| 06-322 | Mid Cap Value | **Fidelity Advisor Value A: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd; | 1.08 | 11.06 | 12.27 | 10.86 |
| 06-7FC | Large Cap Blend | **Fidelity Advisor<sup>®</sup> Dividend Growth M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.41 |  |  |  |
| 06-77M | Large Cap Blend | **Fidelity Advisor<sup>®</sup> Growth & Income M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.07 |  |  |  |

---

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-230 | Balanced | **Fidelity VIP Asset Manager 50% Initial: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;<br>Fidelity Management & Research (HK) Ltd; | 0.52 | 14.98 | 5.67 | 7.13 |
| 06-245 | Large Cap Growth | **Fidelity VIP Contrafund Initial: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;<br>Fidelity Management & Research (HK) Ltd; | 0.56 | 21.48 | 15.36 | 15.78 |
| 06-205 | Large Cap Value | **Fidelity VIP Equity-Income Initial: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;<br>Fidelity Management & Research (HK) Ltd; | 0.47 | 19.02 | 12.51 | 11.60 |
| 06-210 | Large Cap Growth | **Fidelity VIP Growth Initial: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;<br>Fidelity Management & Research (HK) Ltd; | 0.56 | 14.90 | 13.70 | 17.45 |
| 06-215 | High Yield Bond | **Fidelity VIP High Income Initial: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;<br>Fidelity Management & Research (HK) Ltd; | 0.81<br> \* | 10.36 | 4.22 | 5.59 |
| 06-220 | Foreign Growth | **Fidelity VIP Overseas Initial: Class A**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fil Investment Advisors;<br>Fidelity Management & Research (Hong Kong) Ltd;<br>FIL Investment Advisors (UK) Ltd; | 0.73 | 20.39 | 6.62 | 7.93 |
| 06-CNF | Intermediate Term Bond | **Franklin Core Plus Bond Fund Advisor: Class Adv**<br> Investment Adviser: Franklin Advisers, Inc. | 0.47<br> \* | 7.45 | 2.07 | 3.35 |
| 06-7FF | Specialty | **Franklin Gold and Precious Metals Adv: Class Adv**<br> Investment Adviser: Franklin Advisers, Inc. | 0.62 | 196.04 | 21.44 | 22.16 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CMX | Large Cap Growth | **Franklin Growth Adv: Class Adv**<br> Investment Adviser: Franklin Advisers, Inc. | 0.52 | 15.54 | 9.88 | 14.04 |
| 06-CNW | Large Cap Growth | **Franklin Growth Opportunities Adv: Class Adv**<br> Investment Adviser: Franklin Advisers, Inc. | 0.64 | 8.24 | 7.25 | 13.20 |
| 06-719 | Balanced | **Franklin Income Adv: Class Adv**<br> Investment Adviser: Franklin Advisers, Inc. | 0.46 | 12.02 | 7.88 | 7.76 |
| 06-723 | World Stock | **Franklin Mutual Global Discovery Z: Class Inst**<br> Investment Adviser: Franklin Mutual Advisers, LLC | 0.96 | 23.67 | 12.25 | 8.92 |
| 06-CMY | Small Cap Value | **Franklin Small Cap Value Adv: Class Adv\*\*\***<br> Investment Adviser: Franklin Mutual Advisers, LLC | 0.72<br> \* | 7.55 | 8.99 | 9.98 |
| 06-CNC | Mid Cap Growth | **Franklin Small-Mid Cap Growth Adv: Class Adv**<br> Investment Adviser: Franklin Advisers, Inc. | 0.59<br> \* | 3.00 | 1.43 | 10.45 |
| 06-FPC | Specialty | **Franklin Utilities Adv: Class Adv**<br> Investment Adviser: Franklin Advisers, Inc. | 0.55 | 15.30 | 11.06 | 10.97 |
| 06-249 | World Allocation | **Goldman Sachs Growth Allocation Instl: Class Inst**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.52<br> \* | 19.27 | 9.38 | 9.81 |
| 06-367 | Foreign Blend | **Goldman Sachs Intl Eq Insghts Instl: Class Inst**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.82<br> \* | 40.68 | 11.42 | 9.55 |
| 06-CKX | Large Cap Growth | **Goldman Sachs Large Cap Gr Insghts Inv: Class Inv**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.67<br> \* | 15.39 | 14.47 | 16.14 |
| 06-052 | Large Cap Value | **Goldman Sachs Large Cp Val Insghts Inv: Class Inv**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.67<br> \* | 15.18 | 12.18 | 10.49 |
| 06-252 | Mid Cap Blend | **Goldman Sachs Mid Cap Value Instl: Class Inst**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.84 | 9.66 | 10.07 | 10.09 |
| 06-254 | Small Cap Value | **Goldman Sachs Small Cap Value Inst: Class Inst**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.97<br> \* | 10.71 | 7.47 | 8.05 |
| 06-053 | Large Cap Blend | **Goldman Sachs US Equity Insights Inv: Class Inv**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.68<br> \* | 15.40 | 13.83 | 13.80 |
| 06-727 | Mid Cap Growth | **Goldman Sachs Mid Cap Growth Inv: Class Inv**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.90<br> \* | 7.36 | 4.79 | 11.65 |
| 06-CGH | Cash | **Goldman Sachs FS Government Adm: Class Other\*\***<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.43 | 3.95 | 2.99 | 1.91 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-39P | Mid Cap Growth | **Hartford MidCap R4: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company | 1.17 | -0.89 | -0.13 | 7.63 |
| 06-3CT | Mid Cap Blend | **Hartford Schroders US MidCap Opps R4: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Schroder Investment Management North <br>America Inc. | 1.22 | 7.12 | 8.70 |  |
| 06-3YH | World Bond | **Hartford World Bond R4: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company | 1.05 | 4.75 | 1.33 | 1.94 |
| 06-893 | Balanced | **Invesco Active Allocation Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.74 | 15.76 | 6.02 | 7.82 |
| 06-023 | Large Cap Growth | **Invesco American Franchise A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 0.93 | 11.56 | 10.28 | 14.73 |
| 06-771 | Large Cap Value | **Invesco Comstock A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 0.80 | 17.15 | 15.24 | 11.90 |
| 06-762 | Large Cap Value | **Invesco Comstock Select Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.68 | 18.75 | 15.15 | 11.64 |
| 06-894 | Intermediate Term Bond | **Invesco Core Bond Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.46<br> \* | 6.83 | -0.34 | 2.36 |
| 06-571 | Diversified Emerging Markets | **Invesco Developing Markets Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Asset Management Ltd | 1.03 | 28.63 | -0.28 | 6.26 |
| 06-4HC | Mid Cap Growth | **Invesco Discovery Mid Cap Growth R5: Class Retirement\*\*\***<br> Investment Adviser: Invesco Advisers, Inc. | 0.74 | 5.10 | 4.08 |  |
| 06-817 | Large Cap Value | **Invesco Diversified Dividend Investor: Class Inv**<br> Investment Adviser: Invesco Advisers, Inc. | 0.71 | 15.58 | 10.80 | 9.11 |
| 06-810 | Specialty | **Invesco Energy Inv: Class Inv**<br> Investment Adviser: Invesco Advisers, Inc. | 1.23 | 12.35 | 23.31 | 5.43 |
| 06-192 | Foreign Growth | **Invesco EQV International Equity R5: Class Retirement\*\*\***<br> Investment Adviser: Invesco Advisers, Inc. | 0.93 | 16.32 | 3.62 | 6.14 |
| 06-055 | Specialty | **Invesco Floating Rate ESG Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Senior Secured Management Inc | 0.89 | 4.78 | 5.66 | 5.28 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-843 | World Stock | **Invesco Global Opportunities Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.90 | 7.37 | -7.21 | 5.56 |
| 06-751 | Multisector Bond | **Invesco Global Strategic Income Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.81 | 13.06 | 1.80 | 3.15 |
| 06-752 | World Stock | **Invesco Global Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.82 | 15.49 | 7.30 | 11.04 |
| 06-753 | Specialty | **Invesco Gold & Special Minerals Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.81 | 131.58 | 17.83 | 21.36 |
| 06-815 | Specialty | **Invesco Health Care Invstor: Class Inv**<br> Investment Adviser: Invesco Advisers, Inc. | 1.05 | 15.48 | 3.72 | 6.38 |
| 06-754 | World Bond | **Invesco International Bond Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.79<br> \* | 16.90 | 0.36 | 3.06 |
| 06-757 | Foreign Small/Mid Eqty | **Invesco International Small-Mid Com Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 1.13 | 17.03 | -0.56 | 6.66 |
| 06-758 | Large Cap Blend | **Invesco Main Street All Cap Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.79 | 19.10 | 14.41 | 13.68 |
| 06-759 | Mid Cap Blend | **Invesco Main Street Mid Cap Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.80 | 9.20 | 9.26 | 10.01 |
| 06-756 | Foreign Growth | **Invesco International Growth Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.86 | 16.08 | 2.26 | 5.85 |
| 06-062 | Specialty | **Invesco Senior Floating Rate Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Senior Secured Management Inc | 0.87 | 5.30 | 6.86 | 4.80 |
| 06-320 | Small Cap Growth | **Invesco Small Cap Growth A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.16 | 5.69 | -0.89 | 8.97 |
| 06-805 | Specialty | **Invesco Technology Investor: Class Inv**<br> Investment Adviser: Invesco Advisers, Inc. | 0.91 | 19.95 | 10.24 | 15.63 |
| 06-814 | Mid Cap Value | **Invesco Value Opportunities A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.02 | 20.15 | 19.86 | 14.16 |
| 06-6KR | Mid Cap Value | **Invesco Value Opportunities Y: Class Inst**<br> Investment Adviser: Invesco Advisers, Inc. | 0.77 | 20.45 | 20.15 | 14.44 |
| 06-954 | Large Cap Blend | **JH Adaptive Risk Mgd U.S. Eq S: Class S**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.09 | 12.94 | 10.28 | 10.86 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CMC | Mid Cap Growth | **Janus Henderson Enterprise A: Class A**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.14 | 7.27 | 7.23 | 12.28 |
| 06-601 | Intermediate Term Bond | **Janus Henderson VIT Flexible Bond Instl: Class Inst**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.57<br> \* | 7.40 | -0.23 | 2.32 |
| 06-603 | Large Cap Growth | **Janus Henderson Forty A: Class A**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.88 | 18.06 | 11.38 | 15.79 |
| 06-600 | World Stock | **Janus Henderson VIT Global Rsrch Instl: Class Inst**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.72 | 20.92 | 12.51 | 12.93 |
| 06-GMH | Foreign Value | **Janus Henderson Global Equity Income A: Class A**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.12 | 29.61 | 9.91 | 7.54 |
| 06-CGX | Specialty | **Janus Henderson Global Life Sciences T: Class Other**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.92 | 24.70 | 7.53 | 10.04 |
| 06-156 | Large Cap Blend | **Janus Henderson Growth And Income R: Class Retirement**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.37<br> \* | 19.34 | 11.84 | 12.62 |
| 06-604 | Mid Cap Value | **Janus Henderson Mid Cap Value A: Class A**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.20 | 6.59 | 8.57 | 8.42 |
| 06-888 | Large Cap Growth | **Janus Henderson Research A: Class A**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.03 | 18.19 | 13.84 | 15.53 |
| 06-615 | Small Cap Value | **Janus Henderson Small Cap Value S: Class S**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.49 | 7.34 | 7.10 | 7.27 |
| 06-889 | Small Cap Growth | **Janus Henderson Triton A: Class A**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.31 | 9.32 | 2.22 | 9.21 |
| 06-611 | Balanced | **Janus Henderson VIT Balanced Svc: Class S**<br> Investment Adviser: Janus Henderson Investors US LLC | 0.87 | 14.82 | 8.21 | 9.86 |
| 06-FXX | Large Cap Value | **JPMorgan Equity Income R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.70 | 14.60 | 10.64 |  |
| 06-FYC | Int Government Bond | **JPMorgan Government Bond R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.55<br> \* | 6.87 | -0.58 |  |
| 06-FYG | Mid Cap Growth | **JPMorgan Mid Cap Growth R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.90<br> \* | 8.52 | 4.24 |  |
| 06-FYJ | Mid Cap Value | **JPMorgan Mid Cap Value R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.85<br> \* | 4.83 | 9.61 |  |
| 06-GMN | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2025 R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.42<br> \* | 13.23 | 5.08 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GMP | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2030 R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.42<br> \* | 15.36 | 6.32 |  |
| 06-GMR | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2035 R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.42<br> \* | 17.09 | 7.64 |  |
| 06-GMT | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2040 R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.42<br> \* | 18.47 | 8.60 |  |
| 06-GMV | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2045 R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.42<br> \* | 19.40 | 9.38 |  |
| 06-GMW | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2050 R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.42<br> \* | 20.10 | 9.64 |  |
| 06-GMX | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2055 R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.42<br> \* | 20.04 | 9.66 |  |
| 06-GMY | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2060 R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.42<br> \* | 20.15 | 9.70 |  |
| 06-6RF | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend 2065 R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.42<br> \* | 19.67 |  |  |
| 06-GNC | Mgd Asset Allocation | **JPMorgan SmartRetirement<sup>®</sup> Blend Inc R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.42<br> \* | 12.85 | 4.45 |  |
| 06-FYM | Small Cap Blend | **JPMorgan US Small Company R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.97 | 10.01 | 7.40 |  |
| 06-GJH | Large Cap Value | **JPMorgan Value Advantage R4: Class Retirement**<br> Investment Adviser: J.P. Morgan Investment Management, Inc. | 0.75<br> \* | 9.58 | 11.63 |  |
| 06-36F | Foreign Small/Mid Eqty | **Lord Abbett International Opp R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 1.00 | 24.30 | 4.72 | 6.03 |
| 06-CJT | Multisector Bond | **Lord Abbett Bond Debenture R5: Class Retirement**<br> Investment Adviser: Lord Abbett | 0.70 | 8.62 | 2.42 | 5.08 |
| 06-CJV | Large Cap Blend | **Lord Abbett Dividend Growth R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.64 | 16.43 | 12.71 | 13.41 |
| 06-CJW | Small Cap Growth | **Lord Abbett Developing Growth R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.69 | 14.64 | -0.96 | 11.30 |
| 06-CJX | Large Cap Value | **Lord Abbett Fundamental Equity R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.70 | 17.48 | 13.56 | 11.19 |
| 06-CJY | Large Cap Growth | **Lord Abbett Growth Leaders R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.65 | 16.49 | 8.49 | 16.86 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CKC | Mid Cap Growth | **Lord Abbett Growth Opportunities R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.71<br> \* | 13.54 | 3.62 | 10.77 |
| 06-CKF | High Yield Bond | **Lord Abbett High Yield R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.73 | 7.44 | 3.51 | 5.58 |
| 06-CKG | Mid Cap Value | **Lord Abbett Mid Cap Stock R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.77 | 7.51 | 10.59 | 8.47 |
| 06-CKH | Small Cap Value | **Lord Abbett Small Cap Value R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.96 | 0.91 | 7.52 | 6.89 |
| 06-CKJ | Intermediate Term Bond | **Lord Abbett Total Return R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.46 | 7.46 | 0.27 | 2.45 |
| 06-CKK | Mid Cap Blend | **Lord Abbett Value Opportunities R5: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.94 | 0.89 | 6.06 | 8.07 |
| 06-410 | Mid Cap Growth | **LVIP American Century CapApprecStdII: Class Other**<br> Investment Adviser: Lincoln Financial Investments Corporation<br>Investment Subadviser: American Century Investment Management Inc | 0.79<br> \* | 6.72 | 5.16 | 11.47 |
| 06-008 | World Allocation | **Nomura Asset Strategy Fund Cl Y: Class Inst**<br> Investment Adviser: Delaware Management Company | 1.12 | 16.63 | 8.65 | 8.28 |
| 06-010 | Balanced | **Nomura Balanced Fund Class Y: Class Inst**<br> Investment Adviser: Delaware Management Company | 0.98<br> \* | 11.70 | 7.94 | 8.43 |
| 06-CGR | World Stock | **Nomura Climate Solutions Y: Class Inst**<br> Investment Adviser: Delaware Management Company<br>Investment Subadviser: Van Eck Associates Corporation | 1.24<br> \* | 22.57 | 18.06 | 1.17 |
| 06-012 | High Yield Bond | **Nomura High Income Fund Class Y: Class Inst**<br> Investment Adviser: Delaware Management Company | 0.88<br> \* | 5.67 | 3.51 | 5.50 |
| 06-CGV | Specialty | **Nomura Science and Technology Y: Class Inst**<br> Investment Adviser: Delaware Management Company | 1.17<br> \* | 33.80 | 14.04 | 17.59 |
| 06-FPF | Small Cap Blend | **Nomura Smid Cap Core Y: Class Inst**<br> Investment Adviser: Delaware Management Company | 1.14<br> \* | 8.63 | 8.33 | 9.98 |
| 06-222 | Balanced | **Manning & Napier Pro-Blend Cnsrv Term S: Class S**<br> Investment Adviser: Manning & Napier Advisors, LLC | 0.90 | 7.88 | 2.71 | 4.71 |
| 06-223 | Balanced | **Manning & Napier Pro-Blend Extnd Term S: Class S**<br> Investment Adviser: Manning & Napier Advisors, LLC | 1.02 | 10.03 | 4.34 | 7.07 |
| 06-224 | Balanced | **Manning & Napier Pro-Blend Max Term S: Class S**<br> Investment Adviser: Manning & Napier Advisors, LLC | 1.10 | 12.08 | 7.07 | 10.30 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-226 | Balanced | **Manning & Napier Pro-Blend Mod Term S: Class S**<br> Investment Adviser: Manning & Napier Advisors, LLC | 1.06 | 9.29 | 3.53 | 5.84 |
| 06-058 | Balanced | **MFS Aggressive Growth Allocation R3: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 1.00 | 14.86 | 7.99 | 10.42 |
| 06-059 | Balanced | **MFS Conservative Allocation R3: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.83 | 9.58 | 3.78 | 5.93 |
| 06-014 | Emerging Market Bond | **MFS Emerging Markets Debt R3: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 1.07<br> \* | 12.24 | 1.79 | 4.25 |
| 06-060 | Balanced | **MFS Growth Allocation R3: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.94<br> \* | 13.32 | 6.84 | 9.25 |
| 06-773 | Large Cap Blend | **MFS International Intrinsic Value R3: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.02<br> \* | 32.77 | 7.21 | 9.84 |
| 06-360 | Foreign Small/Mid Eqty | **MFS International New Discovery A: Class A\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.28<br> \* | 16.61 | 2.38 | 5.96 |
| 06-386 | Large Cap Growth | **MFS Massachusetts Inv Gr Stk R3: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.71 | 9.86 | 10.08 | 14.31 |
| 06-365 | Mid Cap Growth | **MFS Mid Cap Growth A: Class A**<br> Investment Adviser: Massachusetts Financial Services Company | 1.02<br> \* | 3.39 | 3.08 | 11.11 |
| 06-891 | Mid Cap Value | **MFS Mid Cap Value R3: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.97<br> \* | 6.09 | 10.02 | 9.72 |
| 06-061 | Balanced | **MFS Moderate Allocation R3: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 0.89 | 11.72 | 5.24 | 7.63 |
| 06-299 | Small Cap Growth | **MFS New Discovery R3: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 1.21<br> \* | 12.36 | -0.70 | 10.22 |
| 06-CMH | Specialty | **MFS Technology R3: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 1.11<br> \* | 16.07 | 12.01 | 18.19 |
| 06-388 | Specialty | **MFS Utilities R3: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 1.00<br> \* | 14.85 | 7.42 | 9.33 |
| 06-375 | Large Cap Value | **MFS Value A: Class A**<br> Investment Adviser: Massachusetts Financial Services Company | 0.79<br> \* | 12.87 | 9.80 | 9.95 |
| 06-399 | Mid Cap Blend | **Monteagle Opportunity Equity Instl: Class Inst**<br> Investment Adviser: Park Place Capital Corporation | 1.31 | 10.35 | 9.91 | 10.91 |
| 06-GJK | Mid Cap Value | **Neuberger M/C Intrinsic Val A: Class A**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.21<br> \* | 10.81 | 9.73 | 7.64 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-015 | Diversified Emerging Markets | **Neuberger Emerg Mkts Eq A: Class A**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.35<br> \* | 34.95 | 3.04 | 7.05 |
| 06-880 | World Stock | **Neuberger Focus Adv: Class Adv**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.33 | 20.83 | 7.99 | 10.39 |
| 06-900 | Large Cap Value | **Neuberger Large Cap Value Adv: Class Adv**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.10 | 20.25 | 10.34 | 12.64 |
| 06-868 | Small Cap Growth | **Neuberger Small Cap Growth A: Class A**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.27<br> \* | 9.66 | 3.48 | 12.55 |
| 06-CNY | Large Cap Blend | **Neuberger Quality Equity A: Class A**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.05 | 17.16 | 13.68 | 13.26 |
| 06-832 | Balanced | **North Square Multi Strategy I: Class Inst**<br> Investment Adviser: North Square Investments, LLC<br>Investment Subadviser: CSM Advisors, LLC | 1.33 | 12.45 | 8.85 | 10.22 |
| 06-627 | Small Cap Blend | **North Square Spectrum Alpha I: Class Inst**<br> Investment Adviser: North Square Investments, LLC<br>Investment Subadviser: CSM Advisors, LLC | 2.06 | 9.70 | 5.02 | 8.87 |
| 06-492 | Small Cap Value | **Northern Small Cap Value: Class No Load**<br> Investment Adviser: Northern Trust Investments Inc | 0.51<br> \* | 10.50 | 8.78 | 7.89 |
| 06-434 | Intermediate Term Bond | **Nuveen Bond Index Retirement: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.32 | 6.84 | -0.72 | 1.62 |
| 06-433 | Large Cap Blend | **Nuveen Core Equity Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.65 | 13.80 | 13.52 | 13.83 |
| 06-CNK | Intermediate Term Bond | **Nuveen Core Impact Bond Retirement: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.60 | 7.35 | -0.33 | 2.06 |
| 06-939 | Intermediate Term Bond | **Nuveen Core Plus Bond R: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.55 | 7.07 | 0.22 | 2.59 |
| 06-892 | Large Cap Value | **Nuveen Dividend Value A: Class A**<br> Investment Adviser: Nuveen Fund Advisors, LLC.<br>Investment Subadviser: Nuveen Asset Management, LLC | 0.95<br> \* | 14.57 | 10.87 | 9.71 |
| 06-020 | Diversified Emerging Markets | **Nuveen Emerging Markets Eq Idx Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.41 | 33.82 | 3.61 | 7.94 |
| 06-428 | Foreign Blend | **Nuveen International Eq Idx Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.30 | 31.27 | 8.75 | 8.09 |
| 06-6J9 | Foreign Growth | **Nuveen International Opps A: Class A**<br> Investment Adviser: Teachers Advisors LLC | 0.95 | 19.87 | 1.40 | 7.25 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-431 | Large Cap Growth | **Nuveen Large Cap Gr Idx Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.30 | 18.21 | 14.98 | 17.77 |
| 06-942 | Large Cap Growth | **Nuveen Large Cap Growth R: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.66 | 15.30 | 11.23 | 15.50 |
| 06-432 | Large Cap Blend | **Nuveen Large Cap Responsible Eq Ret: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.42 | 16.36 | 11.65 | 13.40 |
| 06-429 | Large Cap Value | **Nuveen Large Cap Value Idx Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.30 | 15.55 | 11.00 | 10.21 |
| 06-943 | Large Cap Value | **Nuveen Large Cap Value Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.66 | 17.21 | 12.46 | 10.51 |
| 06-032 | Mgd Asset Allocation | **Nuveen Lifecycle Index 2010 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 11.76 | 4.22 | 6.02 |
| 06-033 | Mgd Asset Allocation | **Nuveen Lifecycle Index 2015 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 12.67 | 4.69 | 6.51 |
| 06-034 | Mgd Asset Allocation | **Nuveen Lifecycle Index 2020 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 13.43 | 5.15 | 7.05 |
| 06-035 | Mgd Asset Allocation | **Nuveen Lifecycle Index 2025 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 14.19 | 5.76 | 7.74 |
| 06-036 | Mgd Asset Allocation | **Nuveen Lifecycle Index 2030 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 15.44 | 6.57 | 8.53 |
| 06-037 | Mgd Asset Allocation | **Nuveen Lifecycle Index 2035 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 16.69 | 7.50 | 9.36 |
| 06-038 | Mgd Asset Allocation | **Nuveen Lifecycle Index 2040 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 18.55 | 8.70 | 10.30 |
| 06-039 | Mgd Asset Allocation | **Nuveen Lifecycle Index 2045 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 19.79 | 9.53 | 10.95 |
| 06-040 | Mgd Asset Allocation | **Nuveen Lifecycle Index 2050 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 20.43 | 9.85 | 11.18 |
| 06-041 | Mgd Asset Allocation | **Nuveen Lifecycle Index 2055 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 20.64 | 9.99 | 11.32 |
| 06-CMV | Mgd Asset Allocation | **Nuveen Lifecycle Index 2060 Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 20.81 | 10.14 | 11.44 |
| 06-4XT | Mgd Asset Allocation | **Nuveen Lifecycle Index 2065 Ret: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 20.96 | 10.26 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-042 | Mgd Asset Allocation | **Nuveen Lifecycle Index Ret Inc Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.35<br> \* | 12.68 | 4.53 | 6.10 |
| 06-4CX | Balanced | **Nuveen Lifestyle Aggressive Gr A: Class A**<br> Investment Adviser: Teachers Advisors LLC | 0.99<br> \* | 19.56 | 9.59 | 11.08 |
| 06-3XV | Balanced | **Nuveen Lifestyle Growth A: Class A**<br> Investment Adviser: Teachers Advisors LLC | 0.92<br> \* | 17.00 | 7.74 | 9.45 |
| 06-237 | Mid Cap Growth | **Nuveen Small/Mid Cap Growth Opp A: Class A**<br> Investment Adviser: Nuveen Fund Advisors, LLC.<br>Investment Subadviser: Nuveen Asset Management, LLC | 1.13<br> \* | 7.65 | 1.26 | 9.02 |
| 06-234 | Mid Cap Value | **Nuveen Mid Cap Value Opportunities A: Class A**<br> Investment Adviser: Nuveen Fund Advisors, LLC.<br>Investment Subadviser: Nuveen Asset Management, LLC | 1.13<br> \* | 9.69 | 11.03 | 10.02 |
| 06-76C | Mid Cap Value | **Nuveen Mid Cap Value A: Class A**<br> Investment Adviser: Teachers Advisors LLC | 0.81 | 9.83 | 10.41 | 8.22 |
| 06-944 | Mid Cap Growth | **Nuveen Quant Mid Cap Growth Retire: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.75 | 4.22 | -1.30 | 7.80 |
| 06-324 | Specialty | **Nuveen Real Estate Securities A: Class A**<br> Investment Adviser: Nuveen Fund Advisors, LLC.<br>Investment Subadviser: Nuveen Asset Management, LLC | 1.18<br> \* | 2.32 | 4.98 | 4.69 |
| 06-239 | Small Cap Blend | **Nuveen Small Cap Select A: Class A**<br> Investment Adviser: Nuveen Fund Advisors, LLC.<br>Investment Subadviser: Nuveen Asset Management, LLC | 1.19<br> \* | 7.50 | 7.92 | 10.17 |
| 06-242 | Small Cap Value | **Nuveen Small Cap Value A: Class A**<br> Investment Adviser: Nuveen Fund Advisors, LLC.<br>Investment Subadviser: Nuveen Asset Management, LLC | 1.20<br> \* | 2.96 | 9.19 | 6.67 |
| 06-497 | Large Cap Blend | **Parnassus Core Equity Investor: Class Inv**<br> Investment Adviser: Parnassus Investments LLC | 0.81 | 11.64 | 11.41 | 13.32 |
| 06-496 | Mid Cap Growth | **Parnassus Mid Cap Growth Investor: Class No Load**<br> Investment Adviser: Parnassus Investments LLC | 0.80<br> \* | 9.19 | 3.54 | 8.97 |
| 06-498 | Mid Cap Blend | **Parnassus Mid-Cap: Class No Load**<br> Investment Adviser: Parnassus Investments LLC | 0.95 | 12.85 | 5.01 | 9.01 |
| 06-568 | Balanced | **Impax Sustainable Allocation Inv: Class Inv**<br> Investment Adviser: Impax Asset Management LLC | 0.93 | 10.86 | 5.38 | 7.68 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-569 | World Stock | **Impax Global Environmental Markets Inv: Class Inv**<br> Investment Adviser: Impax Asset Management LLC<br>Investment Subadviser: Impax Asset Management Ltd | 1.14 | 13.74 | 5.58 | 9.70 |
| 06-501 | Emerging Market Bond | **Payden Emerging Markets Bond: Class Inv**<br> Investment Adviser: Payden & Rygel | 0.74 | 15.26 | 2.42 | 4.92 |
| 06-467 | Multisector Bond | **Payden Managed Income Adviser: Class Adv**<br> Investment Adviser: Payden & Rygel | 0.91<br> \* | 6.53 | 3.86 | 3.29 |
| 06-3FP | Specialty | **PGIM Global Real Estate R4: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Real Estate;PGIM Real Estate (UK) Limited; | 1.05<br> \* | 9.11 | 3.27 |  |
| 06-526 | Specialty | **PGIM Global Real Estate Z: Class Inst\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Real Estate;PGIM Real Estate (UK) Limited; | 0.96 | 9.21 | 3.38 | 4.20 |
| 06-6CF | World Bond | **PGIM Global Total Return R4: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income | 0.83<br> \* | 10.80 | -2.33 |  |
| 06-3FJ | High Yield Bond | **PGIM High Yield R4: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income;PGIM Limited; | 0.66<br> \* | 8.84 | 4.31 |  |
| 06-532 | High Yield Bond | **PGIM High Yield Z: Class Inst\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income;PGIM Limited; | 0.51 | 9.00 | 4.47 | 6.46 |
| 06-3FG | Mid Cap Growth | **PGIM Jennison Mid-Cap Growth R4: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.83<br> \* | -2.50 | 2.22 |  |
| 06-457 | Specialty | **PGIM Jennison Financial Services Z: Class Inst\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 1.04 | 12.01 | 13.58 | 11.95 |
| 06-063 | Large Cap Growth | **PGIM Jennison Focused Growth Z: Class Inst\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.75<br> \* | 16.22 | 8.07 | 16.02 |
| 06-459 | Specialty | **PGIM Jennison Health Sciences Z: Class Inst\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.88 | 19.59 | 6.98 | 9.84 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-462 | Mid Cap Growth | **PGIM Jennison Mid-Cap Growth Z: Class Inst\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.72 | -2.43 | 2.33 | 9.94 |
| 06-454 | Specialty | **PGIM Jennison Natural Resources Z: Class Inst\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.92 | 39.07 | 17.12 | 11.45 |
| 06-3FW | Small Cap Growth | **PGIM Jennison Small Company R4: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.93<br> \* | 7.13 | 7.44 |  |
| 06-593 | Small Cap Growth | **PGIM Jennison Small Company Z: Class Inst\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 0.82 | 7.22 | 7.57 | 10.82 |
| 06-064 | Mid Cap Value | **PGIM Quant Solutions Mid-Cap Val Z: Class Inst\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM LLC | 0.88<br> \* | 13.06 | 11.48 | 7.84 |
| 06-3FV | Mid Cap Value | **PGIM Quant Solutions Mid-Cap Val R4: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM LLC | 0.98<br> \* | 12.93 | 11.37 |  |
| 06-3FM | Intermediate Term Bond | **PGIM Total Return Bond R4: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income | 0.64<br> \* | 7.52 | -0.10 |  |
| 06-537 | Intermediate Term Bond | **PGIM Total Return Bond Z: Class Inst\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income | 0.49<br> \* | 7.69 | 0.04 | 2.91 |
| 06-706 | Balanced | **PIMCO All Asset Admin: Class Other**<br> Investment Adviser: Pacific Investment Management Company, LLC<br>Investment Subadviser: Research Affiliates LLC | 2.09<br> \* | 14.35 | 5.53 | 6.80 |
| 06-018 | Specialty | **PIMCO Commodity Real Ret Strat Admin: Class Other**<br> Investment Adviser: Pacific Investment Management Company, LLC | 1.15<br> \* | 18.90 | 10.64 | 6.53 |
| 06-760 | High Yield Bond | **PIMCO High Yield Admin: Class Other**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.87<br> \* | 8.30 | 3.68 | 5.36 |
| 06-768 | Multisector Bond | **PIMCO Income Adm: Class Other**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.79 | 10.77 | 3.64 | 4.83 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CNN | Intermediate Term Bond | **PIMCO Investment Grade Credit Bond Adm: Class Other**<br> Investment Adviser: Pacific Investment Management Company, LLC | 1.20 | 8.23 | -0.03 | 3.25 |
| 06-33M | Specialty | **PIMCO Long Duration Total Return A: Class A**<br> Investment Adviser: Pacific Investment Management Company, LLC | 4.29 | 8.33 | -4.37 |  |
| 06-33N | Specialty | **PIMCO Long-Term US Government A: Class A**<br> Investment Adviser: Pacific Investment Management Company, LLC | 4.01 | 6.06 | -7.10 | -0.16 |
| 06-707 | Inflation-Protec Bond | **PIMCO Real Return Admin: Class Other**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.80 | 7.90 | 1.15 | 3.13 |
| 06-291 | Intermediate Term Bond | **PIMCO Total Return Admin: Class Other**<br> Investment Adviser: Pacific Investment Management Company, LLC | 0.78 | 9.06 | 0.07 | 2.31 |
| 06-897 | Intermediate Term Bond | **Putnam Diversified Income Y: Class Inst**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Putnam Investment Management, LLC;<br>Franklin Templeton Investment Management; | 0.74 | 8.98 | 1.86 | 3.23 |
| 06-GNP | Balanced | **Putnam Dynamic Asset Allocation Bal Y: Class Inst**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Putnam Advisory Company, LLC;<br>Franklin Templeton Inv Mgmt Ltd;Putnam Investment Management, LLC; | 0.65 | 15.14 | 8.67 | 8.73 |
| 06-GNV | Balanced | **Putnam Dynamic Asset Allocation Cnsrv Y: Class Inst**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Putnam Advisory Company, LLC;<br>Franklin Templeton Inv Mgmt Ltd;Putnam Investment Management, LLC; | 0.71 | 11.15 | 4.27 | 5.31 |
| 06-GNY | Balanced | **Putnam Dynamic Asset Allocation Gr Y: Class Inst**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Franklin Templeton Inv Mgmt Ltd;<br>Putnam Investment Management, LLC;Putnam Advisory Company LLC; | 0.73 | 18.70 | 10.82 | 10.56 |
| 06-899 | Large Cap Growth | **Putnam Large Cap Growth Y: Class Inst**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc.;<br>Franklin Templeton Investment Management; | 0.68 | 14.53 | 13.67 | 17.85 |
| 06-FCF | Large Cap Value | **Putnam Large Cap Value Y: Class Inst**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc.;<br>Franklin Templeton Investment Management; | 0.63 | 20.34 | 15.46 | 13.44 |

---

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-747 | Diversified Emerging Markets | **Russell Inv Emerging Markets S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Axiom Investors, LLC;Numeric Investors LLC;<br>Barrow Hanley Mewhinney & Strauss LLC;Sands Capital Management, <br>LLC;Pzena Investment Management, LLC;Oaktree Fund Advisors, LLC; | 1.19<br> \* | 34.00 | 4.16 | 7.27 |
| 06-736 | World Stock | **Russell Inv Global Equity S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Algert Global LLC;Wellington Management <br>Company LLP;Sanders Capital, LLC;Intermede Investment Partners;<br>Intermede Global Partners Inc; | 0.98<br> \* | 21.22 | 11.96 | 11.72 |
| 06-489 | Specialty | **Russell Inv Global Infrastructure S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Cohen & Steers Asia Limited;Cohen & Steers <br>UK Limited;Cohen & Steers Capital Management, Inc.;Nuveen Asset <br>Management, LLC;First Sentier Investors (Australia) IM Ltd; | 1.01<br> \* | 19.87 | 8.89 | 8.21 |
| 06-488 | Multisector Bond | **Russell Inv Opportunistic Credit S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Voya Investment Management Co. LLC;Marathon <br>Asset Management LP;Barings LLC;Baring International Investment Ltd; | 0.74<br> \* | 8.61 | 3.29 | 4.82 |
| 06-739 | Specialty | **Russell Inv Global Real Estate Secs S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Cohen & Steers Asia Limited;Cohen & Steers <br>UK Limited;DWS Investments Australia Limited;RREEF America L.L.C.;<br>Cohen & Steers Capital Management, Inc.;DWS Alternatives Global Limited; | 1.09<br> \* | 8.39 | 2.28 | 3.32 |
| 06-737 | Foreign Blend | **Russell Inv International Devd Mkts S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Wellington Management Company LLP;<br>Pzena Investment Management, LLC;Intermede Global Partners Inc; | 0.97<br> \* | 28.61 | 8.50 | 7.53 |
| 06-738 | Intermediate Term Bond | **Russell Inv Investment Grade Bond S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Schroder Investment Management <br>North America Inc.;MetLife Investment Management, LLC; | 0.51<br> \* | 7.27 | -0.81 | 1.83 |
| 06-659 | Balanced | **Russell Inv LifePoints Balanced Strat R1: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC | 0.93<br> \* | 15.27 | 6.81 | 6.52 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-661 | Balanced | **Russell Inv Lifepoints Cnsrv Strat R1: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC | 0.69<br> \* | 9.55 | 1.93 | 3.42 |
| 06-664 | Balanced | **Russell Inv Lifepoints Moderate Strat R1: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC | 0.77<br> \* | 12.48 | 4.38 | 4.83 |
| 06-663 | Balanced | **Russell LfPts Aggr Strat R1: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC | 0.94<br> \* | 17.99 | 9.09 | 8.29 |
| 06-662 | Balanced | **Russell LfPts EqAggrStrat R1: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC | 0.93<br> \* | 19.26 | 10.25 | 9.04 |
| 06-741 | Intermediate Term Bond | **Russell Inv Strategic Bond S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: RBC Global Asset Management (U.S.) Inc.;<br>RBC Global Asset Management (UK) Limited;Schroder Investment <br>Management North America Inc.;Allspring Global Investments, LLC; | 0.56<br> \* | 7.51 | -0.94 | 1.94 |
| 06-744 | Large Cap Blend | **Russell Sustnbl Aware Eq S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Mar Vista Investment Partners, LLC;<br>Beutel, Goodman & Company Ltd.;Jacobs Levy Equity Management, Inc.;<br>Nomura Investments Fund Advisers; | 1.10<br> \* | 12.06 | 10.86 | 11.94 |
| 06-742 | Large Cap Value | **Russell Inv Equity Income S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Barrow Hanley Mewhinney & Strauss LLC;<br>Brandywine Global Investment Mgmt, LLC; | 0.83<br> \* | 14.51 | 10.84 | 11.30 |
| 06-749 | Small Cap Blend | **Russell Inv US Small Cap Equity S: Class S**<br> Investment Adviser: Russell Investment Management, LLC<br>Investment Subadviser: Ancora Advisors LLC;Calamos Advisors LLC;<br>DePrince Race & Zollo Inc;Jacobs Levy Equity Management, Inc.;<br>Lord, Abbett & Co LLC;Ranger Investment Management LP;<br>Penn Capital Management Company LLC;Boston Partners Global <br>Investors, Inc;Copeland Capital Management, LLC; | 1.08<br> \* | 8.72 | 7.17 | 9.21 |
| 06-225 | Large Cap Blend | **State Street Equity 500 Index Adm: Class Other**<br> Investment Adviser: SSGA Funds Management, Inc. | 0.17<br> \* | 17.63 | 14.18 | 14.57 |
| 06-029 | World Stock | **Steward Global Equity Income Fund A: Class A**<br> Investment Adviser: Crossmark Global Investments, Inc. | 1.26 | 21.47 | 10.05 | 10.72 |
| 06-030 | Large Cap Blend | **Steward Values Enhanced Lg Cap A: Class A**<br> Investment Adviser: Crossmark Global Investments, Inc. | 0.86 | 16.57 | 13.58 | 13.03 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-031 | Small Cap Blend | **Steward Values Enhanced SmMidCapA: Class Other**<br> Investment Adviser: Crossmark Global Investments, Inc. | 0.83 | 5.73 | 7.76 | 9.09 |
| 06-720 | Large Cap Growth | **T. Rowe Price Blue Chip Growth R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.21 | 18.16 | 11.12 | 15.05 |
| 06-755 | Europe Stock | **T. Rowe Price European Stock: Class Inv**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price International Ltd | 1.05 | 21.53 | 5.76 | 6.38 |
| 06-308 | Large Cap Growth | **T. Rowe Price Growth Stock Adv: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.91 | 15.33 | 9.07 | 13.85 |
| 06-715 | Foreign Growth | **T. Rowe Price International Stock R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price International Ltd | 1.40<br> \* | 17.81 | 3.45 | 6.64 |
| 06-309 | Foreign Value | **T. Rowe Price International Value Eq Adv: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price International Ltd | 1.08 | 43.57 | 13.56 | 8.58 |
| 06-790 | Mid Cap Growth | **T. Rowe Price Mid-Cap Growth R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Investment Management,Inc. | 1.29 | 3.04 | 3.39 | 9.34 |
| 06-311 | Mid Cap Value | **T. Rowe Price Mid-Cap Value Adv: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.10 | 5.88 | 11.53 | 10.75 |
| 06-573 | Mgd Asset Allocation | **T. Rowe Price Retirement 2005 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.74 | 11.01 | 4.40 | 6.01 |
| 06-574 | Mgd Asset Allocation | **T. Rowe Price Retirement 2010 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.74 | 11.46 | 4.72 | 6.42 |
| 06-774 | Mgd Asset Allocation | **T. Rowe Price Retirement 2015 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.74 | 11.83 | 5.05 | 6.89 |
| 06-777 | Mgd Asset Allocation | **T. Rowe Price Retirement 2020 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.76 | 12.23 | 5.34 | 7.42 |
| 06-779 | Mgd Asset Allocation | **T. Rowe Price Retirement 2025 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.78 | 12.71 | 5.76 | 8.03 |
| 06-782 | Mgd Asset Allocation | **T. Rowe Price Retirement 2030 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.80 | 14.10 | 6.51 | 8.77 |
| 06-784 | Mgd Asset Allocation | **T. Rowe Price Retirement 2035 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.83 | 15.84 | 7.42 | 9.50 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-787 | Mgd Asset Allocation | **T. Rowe Price Retirement 2040 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.84 | 17.16 | 8.17 | 10.12 |
| 06-791 | Mgd Asset Allocation | **T. Rowe Price Retirement 2045 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.85 | 18.23 | 8.77 | 10.55 |
| 06-793 | Mgd Asset Allocation | **T. Rowe Price Retirement 2050 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.87 | 18.53 | 8.95 | 10.63 |
| 06-796 | Mgd Asset Allocation | **T. Rowe Price Retirement 2055 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.88 | 18.70 | 8.97 | 10.63 |
| 06-CMP | Mgd Asset Allocation | **T. Rowe Price Retirement 2060 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.89 | 18.63 | 8.96 | 10.62 |
| 06-63R | Mgd Asset Allocation | **T. Rowe Price Retirement 2065 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.89 | 18.61 | 9.11 |  |
| 06-7F4 | Mgd Asset Allocation | **T. Rowe Price Retirement 2070 Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.89 |  |  |  |
| 06-798 | Balanced | **T. Rowe Price Retirement Balanced Adv: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.74 | 10.90 | 4.46 | 6.02 |
| 06-CNG | Foreign Value | **Templeton Foreign Adv: Class Adv**<br> Investment Adviser: Templeton Global Advisors Limited | 0.85<br> \* | 28.77 | 9.04 | 6.86 |
| 06-CNH | World Bond | **Templeton Global Bond Adv: Class Adv**<br> Investment Adviser: Franklin Advisers, Inc. | 0.74<br> \* | 17.14 | -1.00 | 0.20 |
| 06-CNJ | World Stock | **Templeton Growth Adv: Class Adv**<br> Investment Adviser: Templeton Global Advisors Limited | 0.78 | 23.92 | 8.19 | 7.18 |
| 06-316 | Foreign Blend | **Thornburg International Equity R5: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 0.90<br> \* | 34.15 | 9.23 | 9.21 |
| 06-986 | World Allocation | **Thornburg Investment Income Builder R5: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 1.02<br> \* | 36.78 | 15.09 | 11.05 |
| 06-953 | Short Term Bond | **Thornburg Limited Term Income R5: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 0.49<br> \* | 7.09 | 1.94 | 2.98 |
| 06-104 | Short Term Gov Bond | **Thornburg Limited Term US Government R3: Class Retirement\*\***<br> Investment Adviser: Thornburg Investment Management Inc | 1.17<br> \* | 6.47 | 0.42 | 1.14 |
| 06-109 | Mid Cap Blend | **Thornburg Small/Mid Cap Core R3: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 1.45<br> \* | -0.86 | 4.20 | 7.70 |
| 06-314 | Mid Cap Growth | **Thornburg Small/Mid Cap Growth R5: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 0.95<br> \* | 4.83 | -0.79 | 7.75 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-699 | Large Cap Growth | **Touchstone Dynamic Large Cap Growth A: Class A**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Los Angeles Capital Management LLC | 1.01<br> \* | 17.67 | 14.26 | 16.31 |
| 06-703 | Multisector Bond | **Touchstone Flexible Income A: Class A**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Bramshill Investments LLC | 1.07<br> \* | 6.18 | 2.41 | 3.65 |
| 06-624 | Large Cap Blend | **Touchstone Focused Y: Class No Load**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Fort Washington Investment Advisors Inc | 0.87 | 16.00 | 12.36 | 12.89 |
| 06-GPH | Mid Cap Growth | **Touchstone Mid Cap Growth A: Class A**<br> Investment Adviser: Touchstone Advisors Inc;<br>Westfield Capital Management Company, L.P.; | 1.21 | 9.17 | 6.11 | 11.74 |
| 06-701 | Foreign Blend | **Touchstone Non-US Equity A: Class A**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Rockefeller & Co. LLC | 1.15 | 29.85 | 10.15 | 10.31 |
| 06-702 | Large Cap Value | **Touchstone Value A: Class A**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Barrow Hanley Mewhinney & Strauss LLC | 1.08<br> \* | 11.29 | 11.88 | 10.66 |
| 06-47X | World Allocation | **T. Rowe Price Global Allocation Advisor: Class Adv**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Hong Kong Limited;<br>T. Rowe Price Singapore Private Ltd;T. Rowe Price Japan, Inc;<br>T. Rowe Price International Ltd;T. Rowe Price Australia Limited; | 1.25<br> \* | 14.78 | 5.76 | 7.58 |
| 06-580 | Large Cap Value | **T. Rowe Price Equity Income Port: Class Inst**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.73 | 14.36 | 11.17 | 10.51 |
| 06-ZYP | Small Cap Growth | **Vanguard VIF Small Co Gr: Class – N/A\*\*\***<br> Investment Adviser: ArrowMark Colorado Holdings, LLC <br>(ArrowMark Partners) | 0.29 | 6.11 | 3.81 | 9.61 |
| 06-021 | Multisector Bond | **Victory Pioneer Active Credit Y: Class Inst**<br> Investment Adviser: Victory Capital Management Inc. | 0.61<br> \* | 7.51 | 4.05 |  |
| 06-823 | Intermediate Term Bond | **Victory Pioneer Bond Y: Class Inst**<br> Investment Adviser: Victory Capital Management Inc. | 0.47 | 8.88 | 0.69 | 2.94 |
| 06-828 | Large Cap Value | **Victory Pioneer Equity Income Y: Class Inst**<br> Investment Adviser: Victory Capital Management Inc. | 0.80<br> \* | 11.38 | 9.11 | 9.36 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-626 | Large Cap Growth | **Victory Pioneer Fundamental Growth Y: Class Inst**<br> Investment Adviser: Victory Capital Management Inc. | 0.76<br> \* | 14.23 | 11.96 | 14.39 |
| 06-590 | Large Cap Blend | **Victory Pioneer Fund VCT – Class I: Class Inst**<br> Investment Adviser: Victory Capital Management Inc. | 0.75<br> \* | 23.36 | 14.98 | 15.75 |
| 06-GGJ | World Stock | **Victory Pioneer Global Equity Y: Class Inst**<br> Investment Adviser: Victory Capital Management Inc. | 0.74<br> \* | 41.54 | 15.86 | 13.23 |
| 06-829 | High Yield Bond | **Victory Pioneer High Yield Y: Class Inst**<br> Investment Adviser: Victory Capital Management Inc. | 0.85<br> \* | 7.94 | 4.22 | 5.71 |
| 06-831 | Mid Cap Value | **Victory Pioneer Mid Cap Value Y: Class Inst**<br> Investment Adviser: Victory Capital Management Inc. | 0.97<br> \* | 10.91 | 11.08 | 8.94 |
| 06-591 | Mid Cap Growth | **Victory Pioneer Sel Mid Cp Gr VCT – Cl I: Class No Load**<br> Investment Adviser: Victory Capital Management Inc. | 0.86<br> \* | 20.48 | 5.73 | 11.93 |
| 06-CGG | Multisector Bond | **Victory Pioneer Strategic Income Y: Class Inst**<br> Investment Adviser: Victory Capital Management Inc. | 0.69<br> \* | 10.63 | 2.38 | 4.14 |
| 06-581 | Mid Cap Value | **Victory Sycamore Established Value A: Class A\*\*\***<br> Investment Adviser: Victory Capital Management Inc. | 0.89 | 2.33 | 9.57 | 10.60 |
| 06-582 | Small Cap Value | **Victory Sycamore Small Company Opp A: Class A\*\*\***<br> Investment Adviser: Victory Capital Management Inc. | 1.23 | 1.41 | 6.66 | 9.19 |
| 06-GFG | Foreign Small/Mid Eqty | **Victory Trivalent International Sm-Cp A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 1.35<br> \* | 41.45 | 7.79 | 8.63 |
| 06-803 | Large Cap Value | **Virtus Ceredex Large-Cap Value Equity I: Class Inst**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Ceredex Value Advisors LLC | 0.97<br> \* | 12.08 | 8.94 | 9.62 |
| 06-806 | Mid Cap Value | **Virtus Ceredex Mid-Cap Value Equity I: Class Inst**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Ceredex Value Advisors LLC | 1.01 | 17.66 | 9.77 | 9.99 |
| 06-808 | Small Cap Blend | **Virtus Ceredex Small-Cap Value Eq I: Class Inst**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Ceredex Value Advisors LLC | 0.82<br> \* | 1.61 | 7.76 | 7.96 |
| 06-6WR | Large Cap Value | **Virtus NFJ Dividend Value Inst: Class Inst**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: NFJ Investment Group LLC – Dallas | 0.70<br> \* | 8.43 | 8.79 | 8.55 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-6WT | Mid Cap Value | **Virtus NFJ Mid-Cap Value Inst: Class Inst**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: NFJ Investment Group LLC – Dallas | 0.65<br> \* | 5.71 | 7.16 | 8.77 |
| 06-6WV | Small Cap Value | **Virtus NFJ Small-Cap Value Inst: Class Inst**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: NFJ Investment Group LLC – Dallas | 0.82<br> \* | 1.40 | 6.83 | 6.21 |
| 06-6WC | High Yield Bond | **Virtus Seix High Yield A: Class A**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Seix Investment Advisors | 0.82<br> \* | 7.15 | 3.62 | 5.75 |
| 06-811 | Intermediate Term Bond | **Virtus Seix Total Return Bond A: Class A**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Seix Investment Advisors | 0.70<br> \* | 6.63 | -0.93 | 1.70 |
| 06-6KM | Small Cap Growth | **Voya Small Cap Growth I: Class Inst**<br> Investment Adviser: Voya Investments, LLC<br>Investment Subadviser: Voya Investment Management Co. LLC | 0.95 | 14.49 | 8.11 | 13.13 |
| 06-713 | Intermediate Term Bond | **Western Asset Core Plus Bond FI: Class Other**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: Western Asset Management Company Pte Ltd. – <br>Singapore;Western Asset Management Company, LLC;Western <br>Asset Management Company Ltd. – Japan;Western Asset Management <br>Company Limited; | 0.79 | 7.61 | -2.18 | 1.76 |
| 06-7FX | Mgd Asset Allocation | **Nuveen Lifecycle 2070 Retirement: Class Retirement**<br> Investment Adviser: Teachers Advisors LLC | 0.70<br> \* |  |  |  |
| 06-4TH | Mid Cap Blend | **AMG GW&K Small Mid Cap Core N: Class N\*\*\***<br> Investment Adviser: AMG Funds LLC<br>Investment Subadviser: GW&K Investment Management, LLC | 1.07 | 4.40 | 6.34 |  |
| 06-4HH | Mid Cap Growth | **Invesco Discovery Mid Cap Growth R: Class Retirement\*\*\***<br> Investment Adviser: Invesco Advisers, Inc. | 1.30 | 4.51 | 3.51 | 10.80 |
| 06-4HG | Mid Cap Blend | **Invesco Main Street Mid Cap R: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 1.30 | 8.64 | 8.72 | 9.46 |
| 06-960 | Small Cap Growth | **Lord Abbett Developing Growth P: Class Other\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.14 | 14.11 | -1.41 | 10.86 |
| 06-965 | Mid Cap Growth | **Lord Abbett Growth Opportunities P: Class Other\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.16<br> \* | 13.07 | 3.15 | 10.26 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-970 | Mid Cap Value | **Lord Abbett Mid Cap Stock P: Class Other\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.22 | 7.05 | 10.09 | 7.99 |
| 06-025 | Mid Cap Blend | **Lord Abbett Value Opportunities P: Class Other\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.39 | 0.40 | 5.57 | 7.58 |
| 06-980 | Small Cap Value | **Lord Abbett Small Cap Value P: Class Other\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.41 | 0.44 | 7.03 | 6.40 |
| 06-895 | Small Cap Growth | **Neuberger Small Cap Growth Adv: Class Adv\*\*\***<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.61<br> \* | 9.50 | 3.33 | 12.35 |
| 06-725 | Balanced | **Oakmark Equity And Income Investor: Class Inv\*\*\***<br> Investment Adviser: Harris Associates L.P. | 0.85 | 11.06 | 8.44 | 8.52 |
| 06-196 | Large Cap Growth | **Alger Capital Appreciation Instl R: Class Retirement**<br> Investment Adviser: Fred Alger Management, LLC | 1.69 | 31.39 | 15.50 | 17.30 |
| 06-198 | Small Cap Growth | **Alger Small Cap Growth Institutional R: Class Retirement**<br> Investment Adviser: Fred Alger Management, LLC | 1.88 | 4.33 | -5.71 | 7.91 |
| 06-697 | Large Cap Growth | **American Century Disciplined Growth A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.16<br> \* | 16.95 | 13.06 | 15.08 |
| 06-722 | Intermediate Term Bond | **American Century Diversified Bond A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 0.85 | 6.79 | -0.75 | 1.52 |
| 06-204 | Diversified Emerging Markets | **American Century Emerging Markets A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.52 | 34.94 | 1.17 | 7.32 |
| 06-175 | Large Cap Blend | **American Century Equity Growth A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 0.90 | 18.14 | 12.08 | 12.41 |
| 06-285 | Large Cap Value | **American Century Equity Income A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.19 | 11.63 | 7.50 | 8.70 |
| 06-435 | Int Government Bond | **American Century Ginnie Mae A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 0.80 | 7.14 | -0.58 | 0.82 |
| 06-445 | Large Cap Growth | **American Century Growth A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.09<br> \* | 14.94 | 12.46 | 15.79 |
| 06-290 | Mid Cap Growth | **American Century Heritage A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.25 | 6.40 | 4.84 | 11.16 |
| 06-185 | Inflation-Protec Bond | **American Century Inflation Adjs Bond A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 0.79 | 6.32 | 0.59 | 2.44 |
| 06-325 | Foreign Growth | **American Century International Gr A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.47 | 15.31 | 1.29 | 5.88 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-3VH | Foreign Small/Mid Eqty | **American Century International Opps A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.71<br> \* | 29.38 | 0.73 | 6.26 |
| 06-355 | Large Cap Value | **American Century Focused Lg Cap Val A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.09 | 16.11 | 10.21 | 9.50 |
| 06-395 | Mid Cap Value | **American Century Mid Cap Value A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.22 | 8.64 | 8.49 | 8.77 |
| 06-404 | Mgd Asset Allocation | **American Century One Choice 2030 A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.05<br> \* | 11.17 | 4.58 | 6.53 |
| 06-406 | Mgd Asset Allocation | **American Century One Choice 2035 A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.08<br> \* | 12.02 | 4.93 | 7.01 |
| 06-407 | Mgd Asset Allocation | **American Century One Choice 2040 A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.10<br> \* | 12.88 | 5.32 | 7.55 |
| 06-408 | Mgd Asset Allocation | **American Century One Choice 2045 A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.12<br> \* | 13.78 | 5.79 | 8.13 |
| 06-409 | Mgd Asset Allocation | **American Century One Choice 2050 A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.13<br> \* | 14.40 | 6.31 | 8.68 |
| 06-437 | Mgd Asset Allocation | **American Century One Choice 2055 A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.14<br> \* | 15.12 | 6.76 | 9.00 |
| 06-CKR | Mgd Asset Allocation | **American Century One Choice 2060 A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.14<br> \* | 15.46 | 7.00 | 9.20 |
| 06-63T | Mgd Asset Allocation | **American Century One Choice 2065 A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.14<br> \* | 15.70 | 7.15 |  |
| 06-426 | Mgd Asset Allocation | **American Century One Choice In Ret A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.01<br> \* | 10.66 | 4.32 | 5.76 |
| 06-380 | Specialty | **American Century Real Estate A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.40 | 0.56 | 4.83 | 4.69 |
| 06-240 | Large Cap Growth | **American Century Select A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.15<br> \* | 15.99 | 12.51 | 15.60 |
| 06-200 | Small Cap Growth | **American Century Small Cap Growth A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.39 | 8.77 | 2.69 | 11.93 |
| 06-390 | Small Cap Value | **American Century Small Cap Value A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.33 | -3.57 | 6.77 | 8.67 |
| 06-385 | Small Cap Blend | **American Century Small Company A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.10 | 12.68 | 6.09 | 7.54 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-405 | Balanced | **American Century Strat Allc: Cnsrv A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.08<br> \* | 10.36 | 4.37 | 5.98 |
| 06-400 | Balanced | **American Century Strat Allc: Agrsv A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.04<br> \* | 15.43 | 7.70 | 9.44 |
| 06-415 | Balanced | **American Century Strat Allc: Mod A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.08<br> \* | 13.43 | 6.10 | 7.88 |
| 06-430 | Large Cap Growth | **American Century Ultra<sup>®</sup> A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.12<br> \* | 12.34 | 11.43 | 16.84 |
| 06-698 | Large Cap Value | **American Century Value A: Class A**<br> Investment Adviser: American Century Investment Management Inc | 1.20<br> \* | 15.39 | 11.03 | 9.66 |
| 06-957 | Mgd Asset Allocation | **American Funds 2010 Trgt Date Ret Inc R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.92 | 12.43 | 5.05 | 5.94 |
| 06-959 | Mgd Asset Allocation | **American Funds 2015 Trgt Date Ret Inc R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.94 | 12.62 | 5.24 | 6.27 |
| 06-971 | Mgd Asset Allocation | **American Funds 2020 Trgt Date Ret Inc R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.94 | 13.56 | 5.56 | 6.71 |
| 06-973 | Mgd Asset Allocation | **American Funds 2025 Trgt Date Ret Inc R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.95 | 13.77 | 5.69 | 7.41 |
| 06-976 | Mgd Asset Allocation | **American Funds 2030 Trgt Date Retire R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.97 | 14.99 | 6.60 | 8.45 |
| 06-978 | Mgd Asset Allocation | **American Funds 2035 Trgt Date Retire R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.98 | 16.38 | 7.66 | 9.67 |
| 06-981 | Mgd Asset Allocation | **American Funds 2040 Trgt Date Retire R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.00 | 18.75 | 8.82 | 10.53 |
| 06-983 | Mgd Asset Allocation | **American Funds 2045 Trgt Date Retire R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.01 | 19.62 | 9.11 | 10.78 |
| 06-996 | Mgd Asset Allocation | **American Funds 2050 Trgt Date Retire R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.01 | 19.72 | 9.11 | 10.85 |
| 06-998 | Mgd Asset Allocation | **American Funds 2055 Trgt Date Retire R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.02 | 19.99 | 9.14 | 10.87 |
| 06-CGC | Mgd Asset Allocation | **American Funds 2060 Trgt Date Retire R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.03 | 20.01 | 9.14 | 10.86 |
| 06-4PY | Mgd Asset Allocation | **American Funds 2065 Trgt Date Retire R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.03 | 19.95 | 9.14 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-6YC | Mgd Asset Allocation | **American Funds 2070 Trgt Date Retire R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.03 | 20.12 |  |  |
| 06-182 | Large Cap Growth | **American Funds AMCAP R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.97 | 17.38 | 10.12 | 12.31 |
| 06-447 | Balanced | **American Funds American Balanced R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.89 | 18.08 | 9.21 | 9.43 |
| 06-184 | High Yield Bond | **American Funds American High-Inc R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.01 | 7.96 | 5.20 | 6.34 |
| 06-183 | World Stock | **American Funds Capital World Gr&Inc R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.06 | 24.33 | 9.91 | 10.52 |
| 06-181 | Foreign Growth | **American Funds EUPAC R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.12 | 28.35 | 3.91 | 7.75 |
| 06-213 | Large Cap Blend | **American Funds Fundamental Invs R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.92 | 23.85 | 14.08 | 13.70 |
| 06-179 | Large Cap Growth | **American Funds Growth Fund of Amer R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.93 | 19.52 | 11.44 | 14.77 |
| 06-186 | Short Term Bond | **American Funds Interm Bd Fd of Amer R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.89<br> \* | 6.48 | 0.74 | 1.69 |
| 06-502 | World Stock | **American Funds New Perspective R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.05 | 20.85 | 8.66 | 12.31 |
| 06-691 | Diversified Emerging Markets | **American Funds New World R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.22 | 27.76 | 4.93 | 9.20 |
| 06-333 | World Stock | **American Funds SMALLCAP World R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 1.30 | 13.70 | 1.12 | 8.54 |
| 06-449 | Large Cap Value | **American Funds Washington Mutual R3: Class Retirement**<br> Investment Adviser: Capital Research and Management Company | 0.91 | 16.76 | 13.57 | 12.75 |
| 06-527 | World Allocation | **BlackRock Global Allocation R: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 1.47<br> \* | 18.91 | 5.10 | 6.85 |
| 06-CGN | Specialty | **BlackRock Health Sciences Opps R: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC | 1.44<br> \* | 15.55 | 5.20 | 9.16 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-CHR | High Yield Bond | **BlackRock High Yield R: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited | 1.15 | 8.57 | 4.42 | 5.80 |
| 06-GHJ | Mid Cap Growth | **BlackRock Mid-Cap Growth Equity R: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC | 1.30<br> \* | -0.07 | 0.26 | 10.85 |
| 06-901 | Intermediate Term Bond | **BlackRock Total Return R: Class Retirement**<br> Investment Adviser: BlackRock Advisors, LLC<br>Investment Subadviser: BlackRock International Limited;<br>BlackRock (Singapore) Ltd; | 1.04<br> \* | 7.58 | -0.74 | 1.83 |
| 06-714 | World Bond | **BrandywineGLOBAL Global Opp Bond R: Class Retirement**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: Brandywine Global Investment Mgmt, LLC | 1.23 | 12.75 | -3.12 | 1.35 |
| 06-345 | Large Cap Growth | **Calvert Equity A: Class A**<br> Investment Adviser: Calvert Research and Management<br>Investment Subadviser: Atlanta Capital Management Company,LLC | 0.91 | 6.95 | 7.76 | 12.79 |
| 06-520 | Mid Cap Blend | **Calvert VP SRI Mid Cap: Class – N/A**<br> Investment Adviser: Calvert Research and Management | 0.99<br> \* | 1.46 | 2.95 | 6.91 |
| 06-717 | Large Cap Blend | **ClearBridge Appreciation R: Class Retirement**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 1.24 | 13.91 | 12.16 | 12.72 |
| 06-716 | Mid Cap Growth | **ClearBridge Growth R: Class Retirement**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 1.45 | 13.01 | 4.46 | 7.29 |
| 06-GJX | Large Cap Growth | **ClearBridge Large Cap Growth R: Class Retirement**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: ClearBridge Investments, LLC | 1.33 | 8.13 | 9.95 | 13.77 |
| 06-693 | Foreign Small/Mid Eqty | **Columbia Acorn International A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.22<br> \* | 12.12 | -1.09 | 4.25 |
| 06-902 | Large Cap Blend | **Columbia Contrarian Core A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.98 | 17.10 | 13.84 | 13.96 |
| 06-903 | Large Cap Value | **Columbia Dividend Income A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.90 | 15.55 | 11.78 | 12.04 |
| 06-438 | Emerging Market Bond | **Columbia Emerging Markets Bond A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.11 | 12.62 | 1.44 | 4.09 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-FTM | Foreign Value | **Columbia Overseas Value A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.16<br> \* | 45.26 | 12.77 | 9.21 |
| 06-913 | Small Cap Value | **Columbia Select Small Cap Value A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.22<br> \* | 5.51 | 8.16 | 7.77 |
| 06-4NK | World Stock | **Columbia Select Global Equity A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.22<br> \* | 17.39 | 8.74 | 12.88 |
| 06-912 | Large Cap Value | **Columbia Select Large Cap Value A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.85<br> \* | 27.61 | 13.63 | 12.42 |
| 06-911 | Mid Cap Value | **Columbia Select Mid Cap Value A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.13 | 13.62 | 11.06 | 10.19 |
| 06-441 | Specialty | **Columbia Seligman Tech & Info A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.16 | 37.39 | 19.14 | 22.49 |
| 06-64X | Small Cap Value | **Columbia Sm Cp Val and Inflection A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 1.21<br> \* | 7.93 | 9.50 | 8.87 |
| 06-914 | Intermediate Term Bond | **Columbia Quality Income A: Class A**<br> Investment Adviser: Columbia Mgmt Investment Advisers, LLC | 0.90<br> \* | 9.28 | -0.92 | 1.40 |
| 06-FNF | Large Cap Value | **DWS CROCI US A: Class A**<br> Investment Adviser: DWS Investment Management Americas, Inc. | 0.98 | 16.64 | 11.91 | 9.38 |
| 06-3VN | Diversified Emerging Markets | **DWS Emerging Markets Equity A: Class A**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: DWS International GmbH | 1.17<br> \* | 28.64 | 0.21 | 6.52 |
| 06-916 | Specialty | **DWS Enhanced Commodity Strategy A: Class A**<br> Investment Adviser: DWS Investment Management Americas, Inc. | 1.10<br> \* | 11.51 | 8.80 | 4.18 |
| 06-FPY | Int Government Bond | **DWS GNMA A: Class A**<br> Investment Adviser: DWS Investment Management Americas, Inc. | 0.84<br> \* | 8.34 | -0.24 | 1.06 |
| 06-622 | Large Cap Blend | **DWS Enhanced Core Equity A: Class A**<br> Investment Adviser: DWS Investment Management Americas, Inc. | 0.80<br> \* | 18.70 | 14.98 | 12.22 |
| 06-917 | Specialty | **DWS RREEF Global Infrastructure A: Class A**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: RREEF America L.L.C. | 1.26<br> \* | 12.35 | 7.17 | 6.83 |
| 06-621 | World Allocation | **DWS RREEF Real Assets A: Class A**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: RREEF America L.L.C. | 1.14<br> \* | 12.80 | 6.21 | 6.75 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-613 | Specialty | **DWS RREEF Real Estate Securities A: Class A**<br> Investment Adviser: DWS Investment Management Americas, Inc.<br>Investment Subadviser: RREEF America L.L.C. | 1.00 | -0.53 | 3.97 | 4.98 |
| 06-GGK | Small Cap Blend | **DWS Small Cap Core A: Class A**<br> Investment Adviser: DWS Investment Management Americas, Inc. | 1.15 | 4.72 | 9.48 | 10.01 |
| 06-CHH | Foreign Blend | **Federated Hermes International Equity A: Class A**<br> Investment Adviser: Federated Global Investment Management Corp | 1.19<br> \* | 26.93 | 4.50 | 7.94 |
| 06-065 | Foreign Blend | **Federated Hermes International Leaders A: Class A**<br> Investment Adviser: Federated Global Investment Management Corp | 1.09<br> \* | 36.91 | 8.55 | 8.04 |
| 06-066 | Large Cap Growth | **Federated Hermes Kaufmann Large Cap A: Class A**<br> Investment Adviser: Federated Global Investment Management Corp | 1.09<br> \* | 17.56 | 8.99 | 13.31 |
| 06-067 | Large Cap Blend | **Federated Hermes MDT All Cap Core A: Class A**<br> Investment Adviser: Federated MDTA LLC | 1.05<br> \* | 19.89 | 16.69 | 15.91 |
| 06-4FR | Small Cap Blend | **Federated Hermes MDT Small Cap Core A: Class A**<br> Investment Adviser: Federated MDTA LLC | 1.14<br> \* | 13.82 | 9.34 | 11.42 |
| 06-FTW | Small Cap Growth | **Federated Hermes MDT Small Cap Growth A: Class A**<br> Investment Adviser: Federated MDTA LLC | 1.14<br> \* | 16.79 | 6.18 | 11.46 |
| 06-918 | High Yield Bond | **Federated Hermes Opportunistic HY Bd Svc: Class Inst**<br> Investment Adviser: Federated Investment Management Company | 0.98<br> \* | 8.20 | 4.24 | 5.90 |
| 06-7CN | Large Cap Value | **Fidelity Advisor<sup>®</sup> Equity Dividend Inc M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.06 |  |  |  |
| 06-FVC | Balanced | **Fidelity Advisor<sup>®</sup> Balanced M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.01 | 14.58 |  |  |
| 06-280 | Foreign Growth | **Fidelity Advisor Diversified Intl M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd;FIL Investment Advisors (FIA);<br>FIL Investment Advisors (UK) Ltd; | 1.36 | 27.10 | 6.06 | 7.81 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-045 | Large Cap Blend | **Fidelity Advisor Diversified Stock M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd; | 1.08 | 13.21 | 13.25 | 14.54 |
| 06-120 | Large Cap Growth | **Fidelity Advisor Equity Growth M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.16 | 13.98 | 12.87 | 16.67 |
| 06-195 | Mgd Asset Allocation | **Fidelity Advisor Freedom 2010 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.96 | 10.77 | 2.72 | 5.07 |
| 06-101 | Mgd Asset Allocation | **Fidelity Advisor Freedom 2015 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.00 | 12.33 | 3.46 | 5.88 |
| 06-102 | Mgd Asset Allocation | **Fidelity Advisor Freedom 2020 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.05 | 14.03 | 4.15 | 6.58 |
| 06-103 | Mgd Asset Allocation | **Fidelity Advisor Freedom 2025 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.09 | 15.50 | 4.88 | 7.23 |
| 06-106 | Mgd Asset Allocation | **Fidelity Advisor Freedom 2030 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.11 | 16.59 | 5.67 | 8.13 |
| 06-107 | Mgd Asset Allocation | **Fidelity Advisor Freedom 2035 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.15 | 18.16 | 7.00 | 9.29 |
| 06-108 | Mgd Asset Allocation | **Fidelity Advisor Freedom 2040 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.17 | 20.83 | 8.49 | 10.18 |
| 06-284 | Mgd Asset Allocation | **Fidelity Advisor Freedom 2045 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.19 | 22.34 | 9.02 | 10.45 |
| 06-286 | Mgd Asset Allocation | **Fidelity Advisor Freedom 2050 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.19 | 22.43 | 9.03 | 10.45 |
| 06-394 | Mgd Asset Allocation | **Fidelity Advisor Freedom 2055 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.19 | 22.43 | 9.03 | 10.45 |
| 06-CHG | Mgd Asset Allocation | **Fidelity Advisor Freedom 2060 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.19 | 22.40 | 9.02 | 10.45 |
| 06-63V | Mgd Asset Allocation | **Fidelity Advisor Freedom 2065 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.19 | 22.49 | 9.03 |  |
| 06-77W | Mgd Asset Allocation | **Fidelity Advisor Freedom 2070 M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 1.19 | 21.89 |  |  |

---

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-111 | Mgd Asset Allocation | **Fidelity Advisor Freedom Retirement M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC | 0.96 | 9.75 | 2.06 | 3.84 |
| 06-125 | Large Cap Growth | **Fidelity Advisor Growth Opps M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.21 | 21.85 | 10.76 | 19.59 |
| 06-155 | Foreign Growth | **Fidelity Advisor Intl Cap App M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd;FIL Investment Advisors (FIA);<br>FIL Investment Advisors (UK) Ltd; | 1.39 | 18.13 | 5.65 | 9.08 |
| 06-233 | Large Cap Blend | **Fidelity Advisor<sup>®</sup> Leveraged CoStock M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.23 | 19.67 |  |  |
| 06-166 | Large Cap Growth | **Fidelity Advisor New Insights M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.15 | 22.41 | 14.91 | 15.17 |
| 06-275 | Small Cap Blend | **Fidelity Advisor Small Cap M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.45 | 11.58 | 8.64 | 9.09 |
| 06-841 | Large Cap Blend | **Fidelity Advisor Stock Sel M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.04 | 18.24 | 11.77 | 13.39 |
| 06-270 | Mid Cap Blend | **Fidelity Advisor Stock Selec Mid Cp M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (HK) Ltd; | 1.22 | 9.87 | 8.54 | 10.12 |

---

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-043 | Balanced | **Fidelity Advisor Strategic Div & Inc M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd; | 1.17 | 12.44 | 7.58 | 8.73 |
| 06-044 | Intermediate Term Bond | **Fidelity Advisor Total Bond M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;FIL Investment <br>Advisors (FIA);FIL Investment Advisors (UK) Ltd;Fidelity Management & <br>Research (HK) Ltd; | 0.75 | 7.18 | 0.27 | 2.76 |
| 06-323 | Mid Cap Value | **Fidelity Advisor Value M: Class M**<br> Investment Adviser: Fidelity Management & Research Company LLC<br>Investment Subadviser: FMR Investment Management (U.K.) Limited;<br>Fidelity Management & Research (Japan) Limited;Fidelity Management & <br>Research (Hong Kong) Ltd; | 1.32 | 10.82 | 12.00 | 10.57 |
| 06-915 | Intermediate Term Bond | **Franklin Core Plus Bond Fund R: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.97<br> \* | 6.97 | 1.55 | 2.82 |
| 06-CMW | Large Cap Growth | **Franklin Growth Opportunities R: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 1.14 | 7.70 | 6.71 | 12.64 |
| 06-818 | Large Cap Growth | **Franklin Growth R: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 1.03 | 14.97 | 9.34 | 13.48 |
| 06-724 | Balanced | **Franklin Income R: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 0.96 | 11.71 | 7.37 | 7.23 |
| 06-726 | World Stock | **Franklin Mutual Global Discovery R: Class Retirement**<br> Investment Adviser: Franklin Mutual Advisers, LLC | 1.46 | 23.08 | 11.70 | 8.38 |
| 06-248 | Small Cap Value | **Franklin Small Cap Value R: Class Retirement\*\*\***<br> Investment Adviser: Franklin Mutual Advisers, LLC | 1.22<br> \* | 7.01 | 8.45 | 9.43 |
| 06-890 | Mid Cap Growth | **Franklin Small-Mid Cap Growth R: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 1.09<br> \* | 2.50 | 0.94 | 9.92 |
| 06-FPN | Specialty | **Franklin Utilities R: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 1.05 | 14.73 | 10.50 | 10.42 |
| 06-251 | World Allocation | **Goldman Sachs Growth Allocation Svc: Class S**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 1.02<br> \* | 18.66 | 8.82 | 9.26 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-368 | Foreign Blend | **Goldman Sachs Intl Eq Insghts S: Class S**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 1.32<br> \* | 39.99 | 10.86 | 8.99 |
| 06-CKY | Large Cap Growth | **Goldman Sachs Large Cap Gr Insghts Svc: Class S**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 1.06<br> \* | 14.98 | 14.03 | 15.71 |
| 06-068 | Large Cap Value | **Goldman Sachs Large Cp Val Insghts Svc: Class S**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 1.06<br> \* | 14.75 | 11.75 | 10.08 |
| 06-253 | Mid Cap Blend | **Goldman Sachs Mid Cap Value Svc: Class S**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 1.34 | 9.10 | 9.52 | 9.54 |
| 06-729 | Mid Cap Growth | **Goldman Sachs Mid Cap Growth Svc: Class S**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 1.35<br> \* | 6.95 | 4.35 | 11.19 |
| 06-256 | Small Cap Value | **Goldman Sachs Small Cap Value Svc: Class S**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 1.47<br> \* | 10.16 | 6.93 | 7.51 |
| 06-069 | Large Cap Blend | **Goldman Sachs US Equity Insights Svc: Class S**<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 1.07<br> \* | 14.94 | 13.40 | 13.38 |
| 06-CGJ | Cash | **Goldman Sachs FS Government Res: Class Other\*\***<br> Investment Adviser: Goldman Sachs Asset Management, L.P. | 0.83 | 3.54 | 2.69 | 1.63 |
| 06-39R | Mid Cap Growth | **Hartford MidCap R3: Class Retirement**<br> Investment Adviser: Hartford Funds Management Company, LLC<br>Investment Subadviser: Wellington Management Company | 1.47 | -1.21 | -0.46 | 7.29 |
| 06-954 | Large Cap Blend | **JH Adaptive Risk Mgd U.S. Eq S: Class S**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.09 | 12.94 | 10.28 | 10.86 |
| 06-924 | Balanced | **Invesco Active Allocation A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 0.98 | 15.53 | 5.76 | 7.57 |
| 06-023 | Large Cap Growth | **Invesco American Franchise A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 0.93 | 11.56 | 10.28 | 14.73 |
| 06-772 | Large Cap Value | **Invesco Comstock R: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 1.05 | 16.85 | 14.96 | 11.62 |
| 06-317 | Large Cap Value | **Invesco Comstock Select A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 0.92 | 18.45 | 14.86 | 11.37 |
| 06-926 | Intermediate Term Bond | **Invesco Core Bond A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 0.71<br> \* | 6.55 | -0.64 | 2.07 |
| 06-466 | Diversified Emerging Markets | **Invesco Developing Markets A: Class A**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Asset Management Ltd | 1.28 | 28.33 | -0.53 | 6.00 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-4H9 | Mid Cap Growth | **Invesco Discovery Mid Cap Growth A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.05 | 4.78 | 3.77 | 11.08 |
| 06-816 | Large Cap Value | **Invesco Diversified Dividend A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 0.82 | 15.46 | 10.70 | 9.03 |
| 06-835 | Specialty | **Invesco Energy A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.23 | 12.36 | 23.31 | 5.42 |
| 06-193 | Foreign Growth | **Invesco EQV International Equity R: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 1.52 | 15.62 | 3.02 | 5.52 |
| 06-071 | Specialty | **Invesco Floating Rate ESG A: Class A**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Senior Secured Management Inc | 1.14 | 4.53 | 5.40 | 5.02 |
| 06-763 | World Stock | **Invesco Global A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.05 | 15.24 | 7.05 | 10.78 |
| 06-556 | World Stock | **Invesco Global Opportunities A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.14 | 7.12 | -7.43 | 5.30 |
| 06-288 | Multisector Bond | **Invesco Global Strategic Income A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.05 | 12.79 | 1.55 | 2.90 |
| 06-463 | Specialty | **Invesco Gold & Special Minerals A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.05 | 131.03 | 17.54 | 21.07 |
| 06-845 | Specialty | **Invesco Health Care A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.05 | 15.49 | 3.72 | 6.39 |
| 06-297 | World Bond | **Invesco International Bond A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.04<br> \* | 16.86 | 0.15 | 2.82 |
| 06-139 | Foreign Small/Mid Eqty | **Invesco International Small-Mid Com R: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 1.63 | 16.45 | -1.05 | 6.12 |
| 06-764 | Foreign Small/Mid Eqty | **Invesco International Small-Mid Com A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.37 | 16.74 | -0.80 | 6.40 |
| 06-766 | Large Cap Blend | **Invesco Main Street All Cap A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.03 | 18.80 | 14.13 | 13.41 |
| 06-262 | Mid Cap Blend | **Invesco Main Street Mid Cap A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.04 | 8.92 | 8.99 | 9.73 |
| 06-319 | Foreign Growth | **Invesco International Growth A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.10 | 15.81 | 2.01 | 5.59 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-078 | Specialty | **Invesco Senior Floating Rate A: Class A**<br> Investment Adviser: Invesco Advisers, Inc.<br>Investment Subadviser: Invesco Senior Secured Management Inc | 1.12 | 5.04 | 6.56 | 4.53 |
| 06-595 | Small Cap Growth | **Invesco Small Cap Growth R: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 1.41 | 5.43 | -1.14 | 8.69 |
| 06-855 | Specialty | **Invesco Technology A: Class A**<br> Investment Adviser: Invesco Advisers, Inc. | 1.02 | 19.83 | 10.12 | 15.51 |
| 06-813 | Mid Cap Value | **Invesco Value Opportunities R: Class Retirement**<br> Investment Adviser: Invesco Advisers, Inc. | 1.27 | 19.87 | 19.55 | 13.88 |
| 06-612 | Balanced | **Janus Henderson Balanced R: Class Retirement**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.32 | 14.30 | 7.73 | 9.41 |
| 06-CMF | Mid Cap Growth | **Janus Henderson Enterprise S: Class S**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.16 | 7.22 | 7.19 | 12.24 |
| 06-154 | Large Cap Growth | **Janus Henderson Forty R: Class Retirement**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.31 | 17.54 | 10.93 | 15.33 |
| 06-GMK | Foreign Value | **Janus Henderson Global Equity Income S: Class S**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.20 | 29.53 | 9.87 |  |
| 06-CGW | Specialty | **Janus Henderson Global Life Sciences S: Class S**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.19 | 24.35 | 7.23 | 9.74 |
| 06-156 | Large Cap Blend | **Janus Henderson Growth And Income R: Class Retirement**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.37<br> \* | 19.34 | 11.84 | 12.62 |
| 06-261 | Mid Cap Value | **Janus Henderson Mid Cap Value R: Class Retirement**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.57 | 6.18 | 8.20 | 8.07 |
| 06-919 | Large Cap Growth | **Janus Henderson Research S: Class S**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.23 | 17.96 | 13.62 | 15.34 |
| 06-615 | Small Cap Value | **Janus Henderson Small Cap Value S: Class S**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.49 | 7.34 | 7.10 | 7.27 |
| 06-921 | Small Cap Growth | **Janus Henderson Triton S: Class S**<br> Investment Adviser: Janus Henderson Investors US LLC | 1.17 | 9.25 | 2.17 | 9.16 |
| 06-072 | Multisector Bond | **Lord Abbett Bond-Debenture R3: Class Retirement**<br> Investment Adviser: Lord Abbett | 1.20 | 8.07 | 1.92 | 4.54 |
| 06-424 | Large Cap Blend | **Lord Abbett Dividend Growth R3: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 1.14 | 15.87 | 12.14 | 12.85 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-369 | Small Cap Growth | **Lord Abbett Developing Growth R3: Class Retirement\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.19 | 14.10 | -1.45 | 10.75 |
| 06-731 | Large Cap Value | **Lord Abbett Fundamental Equity R3: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 1.20 | 16.92 | 13.00 | 10.63 |
| 06-951 | Large Cap Growth | **Lord Abbett Growth Leaders R3: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 1.15 | 15.91 | 7.95 | 16.26 |
| 06-371 | Mid Cap Growth | **Lord Abbett Growth Opportunities R3: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 1.21<br> \* | 12.99 | 3.10 | 10.21 |
| 06-073 | High Yield Bond | **Lord Abbett High Yield R3: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 1.23 | 6.91 | 3.00 | 5.05 |
| 06-36C | Foreign Small/Mid Eqty | **Lord Abbett International Opp R3: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 1.50 | 23.63 | 4.20 | 5.51 |
| 06-961 | Mid Cap Value | **Lord Abbett Mid Cap Stock R3: Class Retirement\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.27 | 7.03 | 10.04 | 7.95 |
| 06-962 | Small Cap Value | **Lord Abbett Small Cap Value R3: Class Retirement\*\*\***<br> Investment Adviser: Lord, Abbett & Co LLC | 1.46 | 0.36 | 6.98 | 6.35 |
| 06-952 | Intermediate Term Bond | **Lord Abbett Total Return R3: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 0.96 | 6.92 | -0.21 | 1.94 |
| 06-968 | Mid Cap Blend | **Lord Abbett Value Opportunities R3: Class Retirement**<br> Investment Adviser: Lord, Abbett & Co LLC | 1.44 | 0.37 | 5.53 | 7.54 |
| 06-007 | World Allocation | **Nomura Asset Strategy Fund Cl R: Class Retirement**<br> Investment Adviser: Delaware Management Company | 1.37 | 16.31 | 8.31 | 7.92 |
| 06-009 | Balanced | **Nomura Balanced Fund Class R: Class Retirement**<br> Investment Adviser: Delaware Management Company | 1.23<br> \* | 11.44 | 7.62 | 8.08 |
| 06-CGP | World Stock | **Nomura Climate Solutions R: Class Retirement**<br> Investment Adviser: Delaware Management Company<br>Investment Subadviser: Van Eck Associates Corporation | 1.49<br> \* | 22.32 | 17.74 | 0.84 |
| 06-011 | High Yield Bond | **Nomura High Income Fund Class R: Class Retirement**<br> Investment Adviser: Delaware Management Company | 1.13<br> \* | 5.40 | 3.20 | 5.15 |
| 06-CGT | Specialty | **Nomura Science and Technology R: Class Retirement**<br> Investment Adviser: Delaware Management Company | 1.42<br> \* | 33.46 | 13.69 | 17.19 |
| 06-FPP | Small Cap Blend | **Nomura Smid Cap Core R: Class Retirement**<br> Investment Adviser: Delaware Management Company | 1.39<br> \* | 8.37 | 8.03 | 9.65 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-074 | Balanced | **MFS Aggressive Growth Allocation R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.25 | 14.57 | 7.71 | 10.14 |
| 06-075 | Balanced | **MFS Conservative Allocation R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.08 | 9.25 | 3.51 | 5.67 |
| 06-013 | Emerging Market Bond | **MFS Emerging Markets Debt R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.32<br> \* | 11.94 | 1.53 | 3.99 |
| 06-076 | Balanced | **MFS Growth Allocation R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.19<br> \* | 13.03 | 6.58 | 8.98 |
| 06-822 | Foreign Blend | **MFS International Intrinsic Value R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.27<br> \* | 32.49 | 6.95 | 9.57 |
| 06-379 | Foreign Small/Mid Eqty | **MFS International New Discovery R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.53<br> \* | 16.34 | 2.13 | 5.69 |
| 06-387 | Large Cap Growth | **MFS Massachusetts Inv Gr Stk R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 0.96 | 9.61 | 9.81 | 14.03 |
| 06-74Y | Mid Cap Growth | **MFS Mid Cap Growth R2: Class Retirement**<br> Investment Adviser: Massachusetts Financial Services Company | 1.27<br> \* | 3.12 | 2.81 | 10.84 |
| 06-922 | Mid Cap Value | **MFS Mid Cap Value R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.22<br> \* | 5.84 | 9.74 | 9.45 |
| 06-077 | Balanced | **MFS Moderate Allocation R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.14 | 11.41 | 4.97 | 7.35 |
| 06-298 | Small Cap Growth | **MFS New Discovery R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.46<br> \* | 12.10 | -0.95 | 9.95 |
| 06-CMG | Specialty | **MFS Technology R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.36<br> \* | 15.77 | 11.73 | 17.89 |
| 06-389 | Specialty | **MFS Utilities R2: Class Retirement\*\*\***<br> Investment Adviser: Massachusetts Financial Services Company | 1.25<br> \* | 14.54 | 7.16 | 9.06 |
| 06-105 | Mid Cap Blend | **Monteagle Opportunity Equity Inv: Class Inv**<br> Investment Adviser: Park Place Capital Corporation | 1.81 | 9.68 | 8.74 | 9.04 |
| 06-GJM | Mid Cap Value | **Neuberger M/C Intrinsic Val R3: Class Retirement**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.46<br> \* | 10.55 | 9.45 | 7.38 |
| 06-016 | Diversified Emerging Markets | **Neuberger Emerg Mkts Eq R3: Class Retirement**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.60<br> \* | 34.38 | 2.62 | 6.62 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-880 | World Stock | **Neuberger Focus Adv: Class Adv**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.33 | 20.83 | 7.99 | 10.39 |
| 06-900 | Large Cap Value | **Neuberger Large Cap Value Adv: Class Adv**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.10 | 20.25 | 10.34 | 12.64 |
| 06-867 | Small Cap Growth | **Neuberger Small Cap Growth R3: Class Retirement**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.52<br> \* | 9.38 | 3.22 | 12.27 |
| 06-CPC | Large Cap Blend | **Neuberger Quality Equity R3: Class Retirement**<br> Investment Adviser: Neuberger Berman Investment Advisers LLC | 1.30 | 16.86 | 13.38 | 12.98 |
| 06-839 | Balanced | **North Square Multi Strategy A: Class A**<br> Investment Adviser: North Square Investments, LLC<br>Investment Subadviser: CSM Advisors, LLC | 1.58 | 12.21 | 8.55 | 9.89 |
| 06-629 | Small Cap Blend | **North Square Spectrum Alpha Fund A: Class A**<br> Investment Adviser: North Square Investments, LLC<br>Investment Subadviser: CSM Advisors, LLC | 2.31 | 9.45 | 4.76 | 8.58 |
| 06-4CX | Balanced | **Nuveen Lifestyle Aggressive Gr A: Class A**<br> Investment Adviser: Teachers Advisors LLC | 0.99<br> \* | 19.56 | 9.59 | 11.08 |
| 06-468 | Multisector Bond | **Payden Managed Income Retire: Class Retirement**<br> Investment Adviser: Payden & Rygel | 1.16<br> \* | 6.27 | 3.61 | 3.04 |
| 06-3FN | Specialty | **PGIM Global Real Estate R2: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Real Estate;PGIM Real Estate (UK) Limited; | 1.30<br> \* | 8.85 | 3.02 |  |
| 06-531 | Specialty | **PGIM Global Real Estate A: Class A\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Real Estate;PGIM Real Estate (UK) Limited; | 1.37 | 8.77 | 2.97 | 3.76 |
| 06-3FH | High Yield Bond | **PGIM High Yield R2: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income;PGIM Limited; | 0.91<br> \* | 8.79 | 4.09 |  |
| 06-533 | High Yield Bond | **PGIM High Yield A: Class A\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income;PGIM Limited; | 0.74 | 8.75 | 4.22 | 6.19 |
| 06-456 | Specialty | **PGIM Jennison Financial Services A: Class A\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 1.31 | 11.74 | 13.26 | 11.61 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-079 | Large Cap Growth | **PGIM Jennison Focused Growth A: Class A\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 1.02<br> \* | 15.89 | 7.77 | 15.69 |
| 06-458 | Specialty | **PGIM Jennison Health Sciences A: Class A\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 1.15 | 19.27 | 6.68 | 9.53 |
| 06-461 | Mid Cap Growth | **PGIM Jennison Mid-Cap Growth A: Class A\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 1.04 | -2.75 | 1.99 | 9.60 |
| 06-3FF | Mid Cap Growth | **PGIM Jennison Mid-Cap Growth R2: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 1.08<br> \* | -2.76 | 1.96 |  |
| 06-453 | Specialty | **PGIM Jennison Natural Resources A: Class A\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 1.26 | 38.59 | 16.70 | 11.04 |
| 06-589 | Small Cap Growth | **PGIM Jennison Small Company A: Class A\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 1.12 | 6.88 | 7.22 | 10.47 |
| 06-3FR | Small Cap Growth | **PGIM Jennison Small Company R2: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: Jennison Associates LLC | 1.18<br> \* | 6.86 | 7.17 |  |
| 06-080 | Mid Cap Value | **PGIM Quant Solutions Mid-Cap Val A: Class A\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM LLC | 1.13<br> \* | 12.78 | 11.19 | 7.56 |
| 06-3FT | Mid Cap Value | **PGIM Quant Solutions Mid-Cap Val R2: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM LLC | 1.23<br> \* | 12.67 | 11.09 |  |
| 06-538 | Intermediate Term Bond | **PGIM Total Return Bond A: Class A\*\*\***<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income | 0.75<br> \* | 7.48 | -0.22 | 2.65 |
| 06-3FK | Intermediate Term Bond | **PGIM Total Return Bond R2: Class Retirement**<br> Investment Adviser: PGIM Investments LLC<br>Investment Subadviser: PGIM Fixed Income | 0.89<br> \* | 7.34 | -0.35 |  |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-017 | Balanced | **PIMCO All Asset R: Class Retirement**<br> Investment Adviser: Pacific Investment Management Company, LLC<br>Investment Subadviser: Research Affiliates LLC | 2.49<br> \* | 13.91 | 5.07 | 6.32 |
| 06-019 | Specialty | **PIMCO Commodity Real Ret Strat R: Class Retirement**<br> Investment Adviser: Pacific Investment Management Company, LLC | 1.55<br> \* | 18.54 | 10.18 | 6.05 |
| 06-705 | High Yield Bond | **PIMCO High Yield R: Class Retirement**<br> Investment Adviser: Pacific Investment Management Company, LLC | 1.22<br> \* | 7.92 | 3.32 | 4.99 |
| 06-769 | Multisector Bond | **PIMCO Income R: Class Retirement**<br> Investment Adviser: Pacific Investment Management Company, LLC | 1.19 | 10.33 | 3.22 | 4.41 |
| 06-708 | Inflation-Protec Bond | **PIMCO Real Return R: Class Retirement**<br> Investment Adviser: Pacific Investment Management Company, LLC | 1.20 | 7.47 | 0.74 | 2.72 |
| 06-680 | Intermediate Term Bond | **PIMCO Total Return R: Class Retirement**<br> Investment Adviser: Pacific Investment Management Company, LLC | 1.12 | 8.69 | -0.27 | 1.95 |
| 06-FHX | Intermediate Term Bond | **Principal Bond Market Index R3: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC | 0.69 | 6.45 | -1.06 | 1.23 |
| 06-CVG | Foreign Blend | **Principal International Equity Index R3: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC | 0.87 | 30.43 | 8.13 | 7.42 |
| 06-FPW | Mid Cap Blend | **Principal MidCap S&P 400 Index R3: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC | 0.73 | 6.72 | 8.31 | 9.91 |
| 06-FPX | Small Cap Blend | **Principal SmallCap S&P 600 Index R3: Class Retirement**<br> Investment Adviser: Principal Global Investors LLC | 0.73 | 5.32 | 6.47 | 9.00 |
| 06-936 | Intermediate Term Bond | **Putnam Diversified Income A: Class A**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Putnam Investment Management, LLC;<br>Franklin Templeton Investment Management; | 0.99 | 8.58 | 1.61 | 2.96 |
| 06-GNM | Balanced | **Putnam Dynamic Asset Allocation Bal A: Class A**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Putnam Advisory Company, LLC;<br>Franklin Templeton Inv Mgmt Ltd;Putnam Investment Management, LLC; | 0.90 | 14.87 | 8.40 | 8.45 |
| 06-GNR | Balanced | **Putnam Dynamic Asset Allocation Cnsrv A: Class A**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Putnam Advisory Company, LLC;<br>Franklin Templeton Inv Mgmt Ltd;Putnam Investment Management, LLC; | 0.96 | 10.84 | 4.01 | 5.05 |

---

\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

------

*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-GNW | Balanced | **Putnam Dynamic Asset Allocation Gr A: Class A**<br> Investment Adviser: Franklin Advisers, Inc.<br>Investment Subadviser: Franklin Templeton Inv Mgmt Ltd;<br>Putnam Investment Management, LLC;Putnam Advisory Company LLC; | 0.98 | 18.41 | 10.54 | 10.28 |
| 06-938 | Large Cap Growth | **Putnam Large Cap Growth A: Class A**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc.;<br>Franklin Templeton Investment Management; | 0.93 | 14.25 | 13.38 | 17.55 |
| 06-FCG | Large Cap Value | **Putnam Large Cap Value A: Class A**<br> Investment Adviser: Putnam Investment Management, LLC<br>Investment Subadviser: Franklin Advisers, Inc.;<br>Franklin Templeton Investment Management; | 0.88 | 20.05 | 15.17 | 13.16 |
| 06-665 | Balanced | **Russell Inv LifePoints Balanced Strat R5: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC | 1.43<br> \* | 14.63 | 6.28 | 5.99 |
| 06-655 | Balanced | **Russell Inv Lifepoints Cnsrv Strat R5: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC | 1.19<br> \* | 8.93 | 1.46 | 2.91 |
| 06-660 | Balanced | **Russell Inv Lifepoints Moderate Strat R5: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC | 1.27<br> \* | 11.87 | 3.86 | 4.30 |
| 06-670 | Balanced | **Russell LfPts Aggr Strat R5: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC | 1.44<br> \* | 17.40 | 8.53 | 7.76 |
| 06-675 | Balanced | **Russell LfPts EqAggrStrat R5: Class Retirement**<br> Investment Adviser: Russell Investment Management, LLC | 1.43<br> \* | 18.66 | 9.70 | 8.49 |
| 06-167 | Large Cap Blend | **State Street Equity 500 Index R: Class Retirement**<br> Investment Adviser: SSGA Funds Management, Inc. | 0.62<br> \* | 17.10 | 13.67 | 14.05 |
| 06-720 | Large Cap Growth | **T. Rowe Price Blue Chip Growth R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.21 | 18.16 | 11.12 | 15.05 |
| 06-775 | Large Cap Value | **T. Rowe Price Equity Income R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.25 | 13.97 | 10.69 | 10.04 |
| 06-780 | Large Cap Growth | **T. Rowe Price Growth Stock R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.16 | 15.04 | 8.79 | 13.56 |
| 06-715 | Foreign Growth | **T. Rowe Price International Stock R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price International Ltd | 1.40<br> \* | 17.81 | 3.45 | 6.64 |

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\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

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*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-795 | Foreign Value | **T. Rowe Price International Value Eq R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price International Ltd | 1.33 | 43.25 | 13.28 | 8.28 |
| 06-790 | Mid Cap Growth | **T. Rowe Price Mid-Cap Growth R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc.<br>Investment Subadviser: T. Rowe Price Investment Management,Inc. | 1.29 | 3.04 | 3.39 | 9.34 |
| 06-785 | Mid Cap Value | **T. Rowe Price Mid-Cap Value R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.35 | 5.59 | 11.25 | 10.48 |
| 06-576 | Mgd Asset Allocation | **T. Rowe Price Retirement 2005 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.99 | 10.66 | 4.13 | 5.74 |
| 06-579 | Mgd Asset Allocation | **T. Rowe Price Retirement 2010 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.99 | 11.19 | 4.46 | 6.15 |
| 06-776 | Mgd Asset Allocation | **T. Rowe Price Retirement 2015 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.99 | 11.49 | 4.78 | 6.62 |
| 06-778 | Mgd Asset Allocation | **T. Rowe Price Retirement 2020 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.01 | 11.99 | 5.09 | 7.16 |
| 06-781 | Mgd Asset Allocation | **T. Rowe Price Retirement 2025 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.03 | 12.40 | 5.49 | 7.76 |
| 06-783 | Mgd Asset Allocation | **T. Rowe Price Retirement 2030 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.05 | 13.78 | 6.25 | 8.49 |
| 06-786 | Mgd Asset Allocation | **T. Rowe Price Retirement 2035 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.08 | 15.56 | 7.14 | 9.22 |
| 06-789 | Mgd Asset Allocation | **T. Rowe Price Retirement 2040 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.09 | 16.82 | 7.89 | 9.84 |
| 06-792 | Mgd Asset Allocation | **T. Rowe Price Retirement 2045 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.10 | 17.93 | 8.50 | 10.27 |
| 06-794 | Mgd Asset Allocation | **T. Rowe Price Retirement 2050 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.12 | 18.24 | 8.69 | 10.36 |
| 06-797 | Mgd Asset Allocation | **T. Rowe Price Retirement 2055 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.13 | 18.32 | 8.69 | 10.35 |
| 06-CMR | Mgd Asset Allocation | **T. Rowe Price Retirement 2060 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.14 | 18.41 | 8.69 | 10.35 |
| 06-63W | Mgd Asset Allocation | **T. Rowe Price Retirement 2065 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.14 | 18.34 | 8.85 |  |
| 06-7F6 | Mgd Asset Allocation | **T. Rowe Price Retirement 2070 R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 1.14 |  |  |  |

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*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-799 | Balanced | **T. Rowe Price Retirement Balanced R: Class Retirement**<br> Investment Adviser: T. Rowe Price Associates, Inc. | 0.99 | 10.63 | 4.21 | 5.76 |
| 06-920 | Foreign Value | **Templeton Foreign R: Class Retirement**<br> Investment Adviser: Templeton Global Advisors Limited | 1.35<br> \* | 28.16 | 8.51 | 6.33 |
| 06-887 | World Bond | **Templeton Global Bond R: Class Retirement**<br> Investment Adviser: Franklin Advisers, Inc. | 1.24<br> \* | 16.44 | -1.52 | -0.31 |
| 06-925 | World Stock | **Templeton Growth R: Class Retirement**<br> Investment Adviser: Templeton Global Advisors Limited | 1.28 | 23.26 | 7.64 | 6.64 |
| 06-990 | Foreign Blend | **Thornburg International Equity R3: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 1.40<br> \* | 33.56 | 8.73 | 8.71 |
| 06-987 | World Allocation | **Thornburg Investment Income Builder R3: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 1.52<br> \* | 36.09 | 14.51 | 10.50 |
| 06-995 | Short Term Bond | **Thornburg Limited Term Income R3: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 0.99<br> \* | 6.56 | 1.44 | 2.53 |
| 06-104 | Short Term Gov Bond | **Thornburg Limited Term US Government R3: Class Retirement\*\***<br> Investment Adviser: Thornburg Investment Management Inc | 1.17<br> \* | 6.47 | 0.42 | 1.14 |
| 06-109 | Mid Cap Blend | **Thornburg Small/Mid Cap Core R3: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 1.45<br> \* | -0.86 | 4.20 | 7.70 |
| 06-985 | Mid Cap Growth | **Thornburg Small/Mid Cap Growth R3: Class Retirement**<br> Investment Adviser: Thornburg Investment Management Inc | 1.45<br> \* | 4.30 | -1.29 | 7.20 |
| 06-339 | Balanced | **Timothy Plan Conservative Growth A: Class A**<br> Investment Adviser: Timothy Partners Ltd | 1.79 | 10.55 | 2.87 | 3.94 |
| 06-341 | Balanced | **Timothy Plan Strategic Growth A: Class A**<br> Investment Adviser: Timothy Partners Ltd | 1.75 | 12.95 | 4.43 | 5.03 |
| 06-703 | Multisector Bond | **Touchstone Flexible Income A: Class A**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Bramshill Investments LLC | 1.07<br> \* | 6.18 | 2.41 | 3.65 |
| 06-619 | Large Cap Blend | **Touchstone Focused A: Class A**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Fort Washington Investment Advisors Inc | 1.16 | 15.66 | 12.03 | 12.56 |
| 06-699 | Large Cap Growth | **Touchstone Dynamic Large Cap Growth A: Class A**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Los Angeles Capital Management LLC | 1.01<br> \* | 17.67 | 14.26 | 16.31 |

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\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\* This denotes a Variable Account Competing Investment Account. Please refer to the "Stable Value Account" section in the prospectus for more information.

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*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-701 | Foreign Blend | **Touchstone Non-US Equity A: Class A**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Rockefeller & Co. LLC | 1.15 | 29.85 | 10.15 | 10.31 |
| 06-702 | Large Cap Value | **Touchstone Value A: Class A**<br> Investment Adviser: Touchstone Advisors Inc<br>Investment Subadviser: Barrow Hanley Mewhinney & Strauss LLC | 1.08<br> \* | 11.29 | 11.88 | 10.66 |
| 06-022 | Multisector Bond | **Victory Pioneer Active Credit A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 0.91<br> \* | 7.33 | 3.74 |  |
| 06-834 | Intermediate Term Bond | **Victory Pioneer Bond A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 0.81 | 8.48 | 0.35 | 2.60 |
| 06-833 | Large Cap Blend | **Victory Pioneer A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 0.92<br> \* | 23.20 | 14.88 | 15.57 |
| 06-327 | Large Cap Value | **Victory Pioneer Equity Income A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 1.00<br> \* | 11.21 | 8.89 | 9.11 |
| 06-628 | Large Cap Growth | **Victory Pioneer Fundamental Growth A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 0.99<br> \* | 13.98 | 11.69 | 14.07 |
| 06-GGH | World Stock | **Victory Pioneer Global Equity A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 1.10<br> \* | 41.08 | 15.41 | 12.75 |
| 06-837 | High Yield Bond | **Victory Pioneer High Yield A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 1.10<br> \* | 7.55 | 3.94 | 5.42 |
| 06-838 | Mid Cap Value | **Victory Pioneer Mid Cap Value A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 1.17<br> \* | 10.75 | 10.85 | 8.69 |
| 06-836 | Mid Cap Growth | **Victory Pioneer Select Mid Cap Growth A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 0.99<br> \* | 20.41 | 5.60 | 11.79 |
| 06-594 | Multisector Bond | **Victory Pioneer Strategic Income A: Class A**<br> Investment Adviser: Victory Capital Management Inc. | 1.07<br> \* | 10.26 | 1.99 | 3.79 |
| 06-583 | Mid Cap Value | **Victory Sycamore Established Value R: Class Retirement\*\*\***<br> Investment Adviser: Victory Capital Management Inc. | 1.09 | 2.13 | 9.34 | 10.37 |
| 06-584 | Small Cap Value | **Victory Sycamore Small Company Opp R: Class Retirement\*\*\***<br> Investment Adviser: Victory Capital Management Inc. | 1.44 | 1.20 | 6.45 | 8.97 |
| 06-804 | Large Cap Value | **Virtus Ceredex Large-Cap Value Equity A: Class A**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Ceredex Value Advisors LLC | 1.24<br> \* | 11.77 | 8.66 | 9.34 |

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\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

\*\*\* The Fund is closed to new Contracts.

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*American United Life Insurance Company®* **Separate Accounts Subaccount Listing**

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | | | | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** | **Average Annual Total Returns<br>(as of 12/31/25)** |
| **APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT (continued)**<br>**Fund Identifier – <br>internal use only** | **Asset Class** | **Fund Name and Investment Adviser/Sub-Adviser** | **Current<br>Expenses** | **1 year** | **5 year** | **10 year** |
| 06-807 | Mid Cap Value | **Virtus Ceredex Mid-Cap Value Equity A: Class A**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Ceredex Value Advisors LLC | 1.29 | 17.24 | 9.47 | 9.66 |
| 06-809 | Small Cap Blend | **Virtus Ceredex Small-Cap Value Eq A: Class A**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: Ceredex Value Advisors LLC | 1.44 | 1.05 | 7.39 | 7.62 |
| 06-4WJ | Large Cap Value | **Virtus NFJ Dividend Value A: Class A**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: NFJ Investment Group LLC – Dallas | 1.03 | 8.22 | 8.46 | 8.19 |
| 06-4WK | Mid Cap Value | **Virtus NFJ Mid-Cap Value A: Class A**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: NFJ Investment Group LLC – Dallas | 1.00<br> \* | 5.36 | 6.79 | 8.40 |
| 06-4WM | Small Cap Value | **Virtus NFJ Small-Cap Value A: Class A**<br> Investment Adviser: Virtus Investment Advisers, LLC<br>Investment Subadviser: NFJ Investment Group LLC – Dallas | 1.17<br> \* | 1.07 | 6.45 | 5.83 |
| 06-6KM | Small Cap Growth | **Voya Small Cap Growth I: Class Inst**<br> Investment Adviser: Voya Investments, LLC<br>Investment Subadviser: Voya Investment Management Co. LLC | 0.95 | 14.49 | 8.11 | 13.13 |
| 06-718 | Intermediate Term Bond | **Western Asset Core Plus Bond R: Class Retirement**<br> Investment Adviser: Franklin Templeton Fund Adviser, LLC<br>Investment Subadviser: Western Asset Management Company Pte Ltd. – <br>Singapore;Western Asset Management Company, LLC;Western Asset <br>Management Company Ltd. – Japan;Western Asset Management <br>Company Limited; | 1.12 | 7.14 | -2.50 | 1.46 |

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\* The net annual expense ratios of these Funds reflect temporary fee reductions currently in place due to expense reimbursement or fee waiver arrangements currently being offered by the managing Funds. Upon the expiration of the temporary fee reductions, the annual expenses of these Funds may increase from the amounts disclosed in the table above. Please see the respective Funds' prospectus for additional information.

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This Summary Prospectus incorporates by reference the Prospectus for the Policy, dated May 1, 2026, and the Statement of Additional Information ("SAI"), dated May 1, 2026, as amended or supplemented. The SAI may be obtained, free of charge, in the same manner as the prospectus.

SEC EDGAR Contract Identifier: C000033246

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