# EDGAR Filing Document

**Accession Number:** 0002034290
**File Stem:** 0001999371-26-007900
**Filing Date:** 2026-4
**Character Count:** 2289351
**Document Hash:** a4279acc9d6e3f51d5adfc2b3322570f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-26-007900.hdr.sgml**: 20260408

**ACCESSION NUMBER**: 0001999371-26-007900

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 24

**CONFORMED PERIOD OF REPORT**: 20260408

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260408

**DATE AS OF CHANGE**: 20260408

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-07265
- **FILM NUMBER:** 26848063

**BUSINESS ADDRESS:**
- **STREET 1:** 899 W CYPRESS CREEK ROAD
- **CITY:** FORT LAUDERDALE
- **STATE:** FL
- **ZIP:** 33309
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 899 W CYPRESS CREEK ROAD
- **CITY:** FORT LAUDERDALE
- **STATE:** FL
- **ZIP:** 33309

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 899 W CYPRESS CREEK ROAD
- **CITY:** FORT LAUDERDALE
- **STATE:** FL
- **ZIP:** 33309
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 899 W CYPRESS CREEK ROAD
- **CITY:** FORT LAUDERDALE
- **STATE:** FL
- **ZIP:** 33309

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Atlas A&D Opportunity Fund III LP
- **CENTRAL INDEX KEY:** 0002034290

**ORGANIZATION NAME:**
- **EIN:** 882587698
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 899 W CYPRESS CREEK ROAD
- **CITY:** FORT LAUDERDALE
- **STATE:** FL
- **ZIP:** 33309
- **BUSINESS PHONE:** 954-507-0000

**MAIL ADDRESS:**
- **STREET 1:** 899 W CYPRESS CREEK ROAD
- **CITY:** FORT LAUDERDALE
- **STATE:** FL
- **ZIP:** 33309

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Atlas A&D Opportunity Fund III LLC
- **DATE OF NAME CHANGE:** 20240816

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

------

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER REPORT**

**Pursuant to Section 15G of**

**the Securities Exchange Act of 1934**

**Atlas A&D Opportunity Fund III LP**

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:**

☐ **Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period _______ to __________**

Date of Report (Date of earliest event reported): _______

------

(Exact name of securitizer as specified in its charter)

---

| | |
|:---|:---|
| **(Commission File Number of securitizer)** | **(Central Index Key Number of securitizer)** |

---

Name and telephone number, including area code, of the person<br> to contact in connection with this filing

------

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

&nbsp;&nbsp;&nbsp;&nbsp;**☒** **Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)** 

**A&D Mortgage Trust 2026-NQM3**

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of Sponsor: **0002034290**

Central Index Key Number of issuing entity (if applicable):

Central Index Key Number of underwriter (if applicable): ____

 **Lana Izgarsheva, Secretary, (305) 760-7004**

Name and telephone number, including area code of the person

to contact in connection with this filing

**PART I – REPRESENTATION AND WARRANTY INFORMATION**

---

| | |
|:---|:---|
| **Item 1.01** | **Initial Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not applicable.

---

| | |
|:---|:---|
| **Item 1.02** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not Applicable.

---

| | |
|:---|:---|
| **Item 1.03** | **Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** |

---

Not Applicable.

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

---

| | |
|:---|:---|
| **Item 2.01** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer** |

---

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

---

| | |
|:---|:---|
| **Item 2.02** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Underwriter** |

---

Not Applicable.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| **Atlas A&D Opportunity Fund III LP** | **Atlas A&D Opportunity Fund III LP** |
| (Sponsor) | (Sponsor) |
| By: | /s/ Maksim Slyusarchuk |
| Name: | Maksim Slyusarchuk |
| Title: | Managing Director |

---

Date: April 8, 2026

**EXHIBIT INDEX**

---

| | |
|:---|:---|
| &nbsp;&nbsp;[99.1](ex99-1.htm) | &nbsp;&nbsp;Clarifii LLC ("Clarifii") Narrative |
| &nbsp;&nbsp;[99.2](ex99-2.htm) | &nbsp;&nbsp;Clarifii Rating Agency Grades Detail Report |
| &nbsp;&nbsp;[99.3](ex99-3.htm) | &nbsp;&nbsp;Clarifii Rating Agency Grades Summary Report |
| &nbsp;&nbsp;[99.4](ex99-4.htm) | &nbsp;&nbsp;Clarifii Data Compare Report |
| &nbsp;&nbsp;[99.5](ex99-5.htm) | &nbsp;&nbsp;Clarifii Valuation Report |
| &nbsp;&nbsp;[99.6](ex99-6.htm) | &nbsp;&nbsp;Mission Global, LLC ("Mission") Due Diligence Review Narrative Summary |
| &nbsp;&nbsp;[99.7](ex99-7.htm) | &nbsp;&nbsp;Mission Valuation Report |
| &nbsp;&nbsp;[99.8](ex99-8.htm) | &nbsp;&nbsp;Mission Rating Agency Grades Summary Report |
| &nbsp;&nbsp;[99.9](ex99-9.htm) | &nbsp;&nbsp;Mission Rating Agency Grades Detail Report |
| &nbsp;&nbsp;[99.10](ex99-10.htm) | &nbsp;&nbsp;Mission Data Compare Summary |
| &nbsp;&nbsp;[99.11](ex99-11.htm) | &nbsp;&nbsp;Mission Data Compare Detail |
| &nbsp;&nbsp;[99.12](ex99-12.htm) | &nbsp;&nbsp;Maxwell Diligence Solutions, LLC ("Maxwell Diligence") Executive Summary |
| &nbsp;&nbsp;[99.13](ex99-13.htm) | &nbsp;&nbsp;Maxwell Diligence Valuation Report |
| &nbsp;&nbsp;[99.14](ex99-14.htm) | &nbsp;&nbsp;[reserved] |
| &nbsp;&nbsp;[99.15](ex99-15.htm) | &nbsp;&nbsp;Maxwell Diligence Data Compare Report |
| &nbsp;&nbsp;[99.16](ex99-16.htm) | &nbsp;&nbsp;Maxwell Diligence Grading Report |
| &nbsp;&nbsp;[99.17](ex99-17.htm) | &nbsp;&nbsp;Maxwell Diligence Standard Exceptions Report |

---

## Exhibit 99.1

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**EXECUTIVE SUMMARY**

**ADMT 2026-NQM3**

**By Clarifii LLC on March 24, 2026**

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 1

![](ex991001.jpg)

 **CLARIFII CONTACT INFORMATION** 

---

| | |
|:---|:---|
| **Christine Aug** | **Jason Luttenberger** |
| &nbsp;&nbsp;&nbsp;&nbsp;Vice President of Due Diligence | &nbsp;&nbsp;&nbsp;&nbsp;President and Chief Operating Officer |
| &nbsp;&nbsp;&nbsp;&nbsp;Phone: 813.735.4487 | &nbsp;&nbsp;&nbsp;&nbsp;Phone: 917.742.7797 |
| &nbsp;&nbsp;&nbsp;&nbsp;E-mail: Christine.Aug@Clarifii.com | &nbsp;&nbsp;&nbsp;&nbsp;E-mail: Jason.Luttenberger@Clarifii.com |

---

**OVERVIEW**

Clarifii LLC ("Clarifii") conducted an independent third-party pre-securitization due diligence review (the "Review") of 54 loans (the "Loans") and these loans were subsequently acquired by Atlas A&D Opportunity Fund III LP (the "Client") for the ADMT 2026-NQM3 transaction. The loans referenced in this narrative report were reviewed 10/2025 through 12/2025 by Clarifii. This narrative report provides information about the scope of work performed by Clarifii, and the results of Clarifii's review.

**ORIGINATORS**

Origination channels for the loans in this review:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Retail | &nbsp;&nbsp;5 | &nbsp;&nbsp;9.26% | &nbsp;&nbsp;$1878800.00 |
| &nbsp;&nbsp;Wholesale | &nbsp;&nbsp;49 | &nbsp;&nbsp;90.74% | &nbsp;&nbsp;$29753441.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**54** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$31632241.00** |

---

The Review consisted of a population of 54 loans, with an aggregate principal balance of $31,632,241.00.

**CLARIFII'S THIRD PARTY REVIEW (TPR) SCOPE OF WORK** 

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency loan level review standards in place as of the date of the review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

**LOAN SAMPLING** 

The Client defined the sample size and requested Clarifii to perform a random sample of the Loans to be included in the Review. To Clarifii's knowledge, the Review covered 100% of the transaction loan population.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |

---

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 2

![](ex991001.jpg)

**DATA INTEGRITY**

Clarifii performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the Loan file as captured by Clarifii. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| |
|:---|
| &nbsp;&nbsp;**Data Compare Fields** |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Application Date |
| &nbsp;&nbsp;Balloon Flag |
| &nbsp;&nbsp;Borrower 1 Birthdate |
| &nbsp;&nbsp;Borrower 1 Email or Internet |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;Borrower 1 Originator Citizenship Designation |
| &nbsp;&nbsp;Borrower 1 Phone Number |
| &nbsp;&nbsp;Borrower 1 SSN |
| &nbsp;&nbsp;Borrower 2 First Name |
| &nbsp;&nbsp;Borrower 2 Last Name |
| &nbsp;&nbsp;Borrower 2 Originator Citizenship Designation |
| &nbsp;&nbsp;Borrower 2 SSN |
| &nbsp;&nbsp;Calculated DSCR |
| &nbsp;&nbsp;Cash Disbursement Date |
| &nbsp;&nbsp;First Payment Date |
| &nbsp;&nbsp;HOA Flag |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment |
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Interest Only Term |
| &nbsp;&nbsp;Interest Rate |
| &nbsp;&nbsp;Investor Loan ID |
| &nbsp;&nbsp;Is the Condo Project warrantable |
| &nbsp;&nbsp;Lien Position |
| &nbsp;&nbsp;Loan ID |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;MIN No |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Prepayment Penalty Flag |
| &nbsp;&nbsp;Prepayment Penalty Total Term |
| &nbsp;&nbsp;Primary Appraised Property Value |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Property County |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio |
| &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;ULI |
| &nbsp;&nbsp;Vested Business Entity Name |

---

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 3

![](ex991001.jpg)

**CREDIT UNDERWRITING**

Clarifii reviewed each Loan file to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria, or other requirements provided by Client, including, as applicable, Ability to Repay and Qualified Mortgage requirements. The Credit Qualification review consisted of the following:

● **Loan Attributes** 

To determine borrower program eligibility, Clarifii verified the following loan attributes and, where applicable, recalculated based on the information provided:

– Assets and Reserves

– Gross Income

– Lien Position

– Loan Purpose

– Housing History

– Loan to Value Ratio (LTV) and Combined Loan to Value Ratio (CLTV)

– Monthly Debt

– Occupancy

– Property Type

– Qualifying principal, interest, tax, insurance, and association dues (PITIA)

– Debt to Income Ratio (DTI)

– Residual Income

– Debt Service Coverage Ratio (DSCR)

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 4

![](ex991001.jpg)

● **Credit Application** 

Clarifii verified the following items per the Uniform Residential Loan Application Form 1003 (1003):

– All known borrower-owned properties are disclosed on the Real Estate Owned (REO) Section 2

– Borrower(s) employment history

– Citizenship and eligibility

– First time home buyer status

– The application was signed by all borrowers

– The application was substantially complete

● **Credit History** 

Clarifii verified the following items:

– A credit report or alternative credit history as applicable to loan type is present for each borrower

– Bankruptcy and foreclosure seasoning

– Captured the monthly consumer debt payments for use in the applicable DTI calculation

– Installment and revolving payment history

– Mortgage/Rental payment history

– Verified and reviewed Real Estate Owned, Office of Foreign Assets Control (OFAC) search, and Fraud Alerts

– Number of tradelines

– Credit Score(s) and Qualifying Score Methodology

● **Employment and Income** 

When applicable, Clarifii determined whether all supporting documentation as required by the guidelines and Ability to Repay/Qualified Mortgage Rule (ATR/QM) were complete and accurate. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with the guidelines. Documentation verified employment and income were deemed acceptable if it was a third-party document as required by the guidelines and ATR when applicable and may include:

– Tax returns

– Financial statements

Paystubs

– IRS Form W-2s

– IRS Form 1099

– IRS documents

– Bank statements

– Lease agreements

– Award letters

– Other documentation in loan file

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 5

![](ex991001.jpg)

● **Fraud Review** 

For all Loans, Clarifii utilized the results from an independent, third-party fraud tool as well as information in the loan file to identify and address any potential misrepresentations including:

– Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower name variations

– Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject property ownership history

– Employment

– Licensing verification with the Nationwide Multistate Licensing System & Registry (NMLS):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan officer

OFAC

● **Asset Review** 

Clarifii assessed whether the asset documentation required by the guidelines and ATR, when applicable, was present in the Loan file and within required timeframe. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

– Verification of deposits (VOD)

– Depository account statements

– Stock or security account statements

– Gift funds

– Settlements statements

– Other evidence of conveyance and transfer of funds if a sale of assets was involved

– Other documentation in loan file

– Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

● **Property** **Insurance and Taxes** 

Clarifii confirmed the presence of the insurance and tax information for the following:

– Confirmed that the flood certification is for the correct borrower, property, lender, and loan number and is a "Life of Loan" certification

– Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns"

Confirmed that the premium amount on both the hazard and flood insurance match figures from the DTI calculations

For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines

For properties in a flood zone, per the flood certification, confirmed that flood insurance meets guideline requirements in the file and met the minimum required amount of coverage in the guidelines

– Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and taxes are current

Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 6

![](ex991001.jpg)

● **Debt Service Coverage Ratio (DSCR)** 

– Calculated DSCR, as required by guidelines

– Confirmed documentation requirements have been met

Summed principal and interest or interest payment, along with taxes, insurance and HOA payments to arrive at monthly property expense. This summed amount is used as the denominator to the monthly lease or estimated lease income, as required by guidelines

**DOCUMENT REVIEW**

Clarifii reviewed each Loan file and verified if the following documents were included in the file and if the data on these documents was consistent (where applicable):

● **Initial and Final 1003 Application** 

● **Note** 

● **Mortgage/Deed of Trust** 

● **Appraisal** 

● **Sales Contract** 

● **Title Commitment/Policy** 

● **Junior Lien/Subordination Agreement** 

● **Mortgage Insurance** 

● **Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section** 

● **Flood Certification** 

● **Initial and Final Loan Estimate (LE)** 

● **Initial and Final and Closing Disclosure (CD)** 

● **Post-Consummation Closing Disclosure (PCCD), as applicable** 

**COMPLIANCE REVIEW**

Clarifii reviewed each Loan file, when applicable, and verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Compliance verification and validation that each mortgage loan met the relevant provisions of:

**Anti-** **Predatory Lending Requirements**, that are imposed by federal, state and/or local statutory, regulatory, or authoritative determinations (e.g., state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including the Home Ownership and Equity Protection Act (HOEPA) and any state and local high-cost home loan laws. Assignee shall have the meaning as defined in the Truth in Lending Act (TILA).

**Truth in Lending Act (TILA)**, as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026

**Real Estate Settlement Procedures Act (RESPA)**, 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024

**Equal Credit Opportunity Act (ECOA)**, 15 U.S.C. §1691, as implemented by Regulation B, 12 C.F.R. §1001.1(b)

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 7

![](ex991001.jpg)

● **Compliance Documentation Requirements** 

Clarifii reviewed the following documents as they related to regulatory compliance:

– Initial and final application (1003)

– Note, including all addendums

– Copy of note for any junior liens (if applicable)

– Mortgage / Deed of Trust, including all riders

– Initial, Interim, and Final Loan Estimates (LE)

– Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

– Notice of Right to Cancel (when applicable)

– Rate Lock Date

– HOEPA Disclosures (when applicable)

– Initial Escrow Account Disclosure

● **Anti-Predatory Lending (Assignee Liability)** 

Loans were reviewed for violations of federal, state & local high cost, higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition was reported.

● **Compliance Testing of Truth-in-Lending Act (TILA)/Regulation Z Elements** 

Clarifii reverified and retested, when applicable, the following TILA and Regulation Z elements:

**TILA/RESPA Integrated Disclosure Testing (TRID)**

Reviewed and compared LEs and CDs with a report outlining any TILA violations, including a recalculation of disclosed finance charges, principal and interest calculations, proper completion of the Projected Payments table, total of payments, finance charges, amount financed, recalculation of disclosed APR and a review to determine if disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes. Testing was conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID Grid 3.0" v.12/05/2019).

**Right of Rescission** 

Reviewed the TILA Right of Rescission, Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensured proper execution of the Notice of Right to Cancel by all required parties, verified the disbursement date and determined if a full three (3) day rescission period was provided to the borrower(s). The appropriate Model Form was tested according to applicable U.S. Court of Appeals, Circuit Court rulings.

**Qualified Mortgage and Ability to Repay**

Reviewed to ensure the mortgage loan meets the applicable Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43.

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 8

![](ex991001.jpg)

**Real Estate Settlement Procedures Act (RESPA)/Regulation X**

Reviewed to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

**Equal Credit Opportunity Act (ECOA)/Regulation B**

Confirmed compliance with the January 18, 2014, requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals was met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

**Fair Credit Reporting Act (FRCA)/Regulation V**

Confirmed compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

**Miscellaneous Compliance Testing**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Mandatory Arbitration*** – Clarifii reported mandatory arbitration provisions present
in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Single Premium Credit Insurance*** – Clarifii reported single premium credit insurance
policies or debt cancellation agreements present in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***State prepayment and late charge restrictions*** – Clarifii reported instances where
a prepayment penalty that exceeds the state permitted penalty has expired.

● **State and Local Anti-Predatory Requirements** 

The following is an itemization of the current and historical state and local anti-predatory lending requirements, considered customary in secondary market due diligence compliance testing and reviewed by Clarifii:

– Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

– California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

– California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

– Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

– Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

– Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

– District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

– Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

– Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

– Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

– Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

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– Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1 et seq. (2004).

– Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

– City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

– Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

– Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

– Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

– Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat. § 360.100 et seq.

– Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

– Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

– Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

– Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183I.

– Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

– Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

– Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et seq.

– Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

– Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

– Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

– Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

– Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. § 598D.010 et seq.

– New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

– New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. § 58-21A-1 et seq.

– New York High-Cost Home Loan Regulations (1A – Original Part 41), 3 NYCCR Part 41 (2001).

– New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

– New York Subprime Home Loans, NY Bank. Law § 6-m.

– North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1I(a); 24-10.2(a) as amended.

– Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. § 1.63.

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– Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

– City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

– Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§ 201.01 et seq.

– Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

– Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

– Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

– City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

– Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

– South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

– South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

– Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

– Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

– The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas Constitution

– Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

– Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

– Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

– Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422, 6.1-428.

– Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

– Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

– West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

– Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

– Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

● **Business Purpose Loan Compliance Review** 

– Non-Owner Occupied Declaration Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify reflects correct address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify application address is different from subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify executed by all borrowers

– Review Note accuracy and properly executed

– Review Mortgage and applicable riders for accuracy and properly executed

– Occupancy Letter (must state that borrower(s) will not reside in the property

– HMDA section (Information for Government Monitoring Purposes) of the application (initial and/or final)

– If property is in a flood zone, Flood Notice must be provided prior to closing

– Right to Receive Copy of Appraisal or Appraisal Waiver Disclosure

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– Letter of Explanation detailing the use of proceeds.

– Borrower's statement of purpose for the loan.

– State License requirements when applicable

– State Predatory lending and high cost when applicable

**QUALIFIED MORTGAGE (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Clarifii reviewed the loan to determine whether, based on available information in the loan file, (i) the loan contained risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceeded the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeded 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review included a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency, as permitted under the QM final rule, Clarifii reviewed the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviewed the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Clarifii then determined whether the loan was a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**ABILITY TO REPAY (ATR)** 

Clarifii reviewed the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focused on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

*Note: for loans designated as QM – Agency eligible (QM – Temporary), Clarifii did not review for compliance with the requirements of Appendix Q or General Ability to Repay.*

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Clarifii reviewed loans to determine their conformity with the ATR/QM factors above, and did not render an independent assessment or opinion, warranty or represent that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR, or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative, or judicial authorities (Authorities). Clarifii does not represent or warrant that the factors for which it has reviewed that the loans constitute all the factors and/or criteria that Authorities may consider in determining the status of a loan.

Clarifii's review was based on information contained in the loan file at the time it was provided for review.

All loans in the population reviewed by Clarifii were investment properties and were found to not be ATR/QM applicable.

**VALUATION REVIEW** 

Clarifii reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, comparable sales, completeness of data and eligibility of the appraiser, compared to underwriting guidelines, variances, and tolerances. Clarifii determined that the appraised value appeared to be supported, based on the valuation provided by the Independent Third-party Review.

● **Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)** 

Clarifii checked for the presence of the appraiser's license and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

● **Uniform Standards of Professional Appraisal Practice (USPAP)** Clarifii confirmed the appraiser's certification is present and executed within the original appraisal.

**INDEPENDENT THIRD-PARTY VALUES**

Clarifii applied a cascade methodology to the population to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:** 

● If the AVM (Automated Valuation Model) supported the origination appraised value within -10% variance, no additional products were required.

● If the Desk Review supported the origination appraised value within a -10% variance, no additional products were required.

● In the event the Desk Review process yielded material exceptions or had a value exceeding a negative ten percent (-10%) variance, a field review was ordered to further establish the supported value, unless guidelines allowed for the use of the lower Desk Review value for purpose of LTV/CLTV/HCLTV.

**Uniform Collateral Data Portal (UCDP) Risk Score:**

● For loans with a Fannie Mae Collateral Underwriter Score (CU), if an CU Score was available and the CU Score was greater than 2.5, a Desk Review was either reviewed in the loan file or ordered by Clarifii. If the CU Score was less than or equal to 2.5, a Desk Review was not obtained/required based on market acceptance of UCDP Risk Score.

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**VALUATION RESULTS SUMMARY**

The two tables below summarize the loans that contained independent third-party valuation product as well as loans with acceptable UCDP Risk Scores:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Product** | &nbsp;&nbsp;**# of Files – No Hit** | &nbsp;&nbsp;**# of Files > -10% Variance to OA or Confidence < 80%** | &nbsp;&nbsp;**Number of Files within -10% of OA or Acceptable UCDP Risk Score** |
| &nbsp;&nbsp;AVM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;BPO | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;LCA or CU Score <=2.5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;32 |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;17 |
| &nbsp;&nbsp;Field Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Second Full Appraisal | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 |

---

**DUE DILIGENCE GRADING CRITERIA** 

Upon completion of the loan file due diligence review, Clarifii assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The National Recognized Statistical Rating Organizations (NRSRO) criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Asset-Backed Securities Form ABS Due Diligence-15E.

**Final Event Grade** 

---

| | |
|:---|:---|
| **A** | Loan meets Credit, Compliance, and Valuation Guidelines. |
| **B** | The loan materially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and materially meets published guidelines. |
| **C** | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| **D** | Loan is missing documentation to perform a sufficient review. |

---

**Credit Event Grade**

---

| | |
|:---|:---|
| **A** | The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **B** | The loan materially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **C** | The loan does not materially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets, or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| **D** | There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

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**Valuation Event Grade**

---

| | |
|:---|:---|
| **A** | The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used Government-Sponsored Enterprise (GSE) approved forms. |
| **B** | The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| **C** | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| **D** | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

**Compliance Event Grade** 

---

| | |
|:---|:---|
| **A** | The loan is compliant with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| **B** | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| **C** | The loan violates one material law or regulation. The material disclosures are missing, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| **D** | There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

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**CLARIFII DUE DILIGENCE RESULTS**

Below are the final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Final Overall Loan Grade Results**

---

| | | |
|:---|:---|:---|
| **Overall Review Results** | **Overall Review Results** | **Overall Review Results** |
| **Overall** | **Loan Count** | **% of Sample** |
| A | 48 | 88.89% |
| B | 6 | 11.11% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **54** | **100.00%** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Final Credit Component Grade Results**

---

| | | |
|:---|:---|:---|
| **Final Credit Grade Summary** | **Final Credit Grade Summary** | **Final Credit Grade Summary** |
| **Credit** | **Loan Count** | **% of Sample** |
| A | 48 | 88.89% |
| B | 6 | 11.11% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **54** | **100.00%** |

---

**Final Property Valuation Grade Results**

---

| | | |
|:---|:---|:---|
| **Final Property Grade Summary** | **Final Property Grade Summary** | **Final Property Grade Summary** |
| **Property** | **Loan Count** | **% of Sample** |
| A | 54 | 100.00% |
| B | 0 | 0.00% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **54** | **100.00%** |

---

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**Final Regulatory Compliance Grade Results**

---

| | | |
|:---|:---|:---|
| **Final Compliance Grade Summary** | **Final Compliance Grade Summary** | **Final Compliance Grade Summary** |
| **Compliance** | **Loan Count** | **% of Sample** |
| A | 53 | 98.15% |
| B | 1 | 1.85% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |
| **Total** | **54** | **100.00%** |

---

**ADDITIONAL LOAN SUMMARY DETAILS** 

**Amortization Type**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$31632241.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**54** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$31632241.00** |

---

**Occupancy**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;5 | &nbsp;&nbsp;9.26% | &nbsp;&nbsp;$6322999.00 |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;49 | &nbsp;&nbsp;90.74% | &nbsp;&nbsp;$25309242.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**54** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$31632241.00** |

---

**Loan Purpose**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Refinance | &nbsp;&nbsp;33 | &nbsp;&nbsp;61.11% | &nbsp;&nbsp;$20427841.00 |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;21 | &nbsp;&nbsp;38.89% | &nbsp;&nbsp;$11204400.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**54** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$31632241.00** |

---

**Lien Position**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$31632241.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**54** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$31632241.00** |

---

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**Original Term**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;480 | &nbsp;&nbsp;2 | &nbsp;&nbsp;3.70% | &nbsp;&nbsp;$1929500.00 |
| &nbsp;&nbsp;360 | &nbsp;&nbsp;52 | &nbsp;&nbsp;96.30% | &nbsp;&nbsp;$29702741.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**54** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$31632241.00** |

---

**DATA COMPARE RESULTS**

Clarifii provided Client with a copy of the Loan Level Data Compare Report which shows the differences between the data received by the sellers versus the data captured by Clarifii during the loan review.

**Summary of Data Compare Results**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Fields** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**Accuracy %** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;21 | &nbsp;&nbsp;54 | &nbsp;&nbsp;61.11% |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Birthdate | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Email or Internet | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;98.15% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Originator Citizenship Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Phone Number | &nbsp;&nbsp;0 | &nbsp;&nbsp;52 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Originator Citizenship Designation | &nbsp;&nbsp;1 | &nbsp;&nbsp;54 | &nbsp;&nbsp;98.15% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;7 | &nbsp;&nbsp;54 | &nbsp;&nbsp;87.04% |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;16 | &nbsp;&nbsp;54 | &nbsp;&nbsp;70.37% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;HOA Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;6 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Investor Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Is the Condo Project warrantable | &nbsp;&nbsp;2 | &nbsp;&nbsp;4 | &nbsp;&nbsp;50.00% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;32 | &nbsp;&nbsp;54 | &nbsp;&nbsp;40.74% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;1 | &nbsp;&nbsp;54 | &nbsp;&nbsp;98.15% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Total Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;1 | &nbsp;&nbsp;53 | &nbsp;&nbsp;98.11% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;53 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;1 | &nbsp;&nbsp;53 | &nbsp;&nbsp;98.11% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;53 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;9 | &nbsp;&nbsp;54 | &nbsp;&nbsp;83.33% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;53 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;52 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;54 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;6 | &nbsp;&nbsp;54 | &nbsp;&nbsp;88.89% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;1 | &nbsp;&nbsp;50 | &nbsp;&nbsp;98.00% |
| &nbsp;&nbsp;ULI | &nbsp;&nbsp;0 | &nbsp;&nbsp;38 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Vested Business Entity Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |

---

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 18

![](ex991001.jpg)

**CLARIFII THIRD PARTY REPORTS DELIVERED**

Clarifii furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report/Executive Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Attestation Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Rating Agency Grade Detail and Summary Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Data Compare Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Rating Agency ATR or QM Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Supplemental Data Extract

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Business Purpose Supplement Extract Report

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 19

![](ex991001.jpg)

**Disclaimer**

*Clarifii LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).*

*Please be advised that Clarifii has not determined whether the Loans comply with federal, state, or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clarifii's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clarifii's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. The findings reached by Clarifii are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clarifii and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clarifii do not constitute legal advice or opinions.*

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared, and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.*

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.*

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance.*© 2026 Clarifii LLC. All rights reserved.

ADMT 2026-NQM3 Due Diligence Narrative Report – PagE \| 20

## Exhibit 99.2

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| XXXX | 892 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 893 | XXXX C B A | Closed | FCRE1440 | 2025-11-03 10:23 | 2025-11-03 11:59 | Waived | 2 - Non-Material C B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Originator exception granted to allow borrower with out owning a primary and no housing history , Non-material waiver applied with comp factors. non-material due to DSCR > 1.20 - Due Diligence Vendor-11/03/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Lender Exception: "Seeking exception since the borrower has no VOR or Home Ownership in the previous 12 months of inheriting the property" - Due Diligence Vendor-11/03/2025 |  | Waived-Originator exception granted to allow borrower with out owning a primary and no housing history , Non-material waiver applied with comp factors. non-material due to DSCR > 1.20 - Due Diligence Vendor-11/03/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 640, Bwr FICO 755<br>Months Reserves exceed minimum required - 19.92 mths reserves; 6 mths required. | DSCR %<br> FICO |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 6098093 |
| XXXX | 894 | XXXX D A | Closed | FCOM1227 | 2025-11-03 15:12 | 2025-11-07 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | PUD Rider is Missing | Resolved-Received PUD rider. - Due Diligence Vendor-11/07/2025 <br>Ready for Review-Document Uploaded. - Seller-11/05/2025 <br>Counter-Received page 1 of PUD Rider-missing signature page (2) - Due Diligence Vendor-11/05/2025 <br>Ready for Review-Document Uploaded. The requested document was included in the delivered loan file. Please refer to page 409 and attached herein. - Seller-11/04/2025 <br>Open-PUD Rider is Missing Missing the PUD Rider. - Due Diligence Vendor-11/03/2025 | Ready for Review-Document Uploaded. - Seller-11/05/2025 <br>Ready for Review-Document Uploaded. The requested document was included in the delivered loan file. Please refer to page 409 and attached herein. - Seller-11/04/2025<br>| Resolved-Received PUD rider. - Due Diligence Vendor-11/07/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 640--- Borrower's FICO 688<br>DSCR % greater than 1.20 - DSCR % greater than 1.20--- Borrowers DSCR % is 2.087. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6104952 |
| XXXX | 894 | XXXX D A | Closed | FCOM1352 | 2025-11-03 15:00 | 2025-11-07 15:34 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Business Purpose Affidavit/Disclosure Missing | Resolved-Received Business Purpose Cert. - Due Diligence Vendor-11/07/2025 <br>Ready for Review-Please refer to second page of the uploaded document. - Seller-11/05/2025 <br>Counter-Business purpose affidavit reflects incorrect loan amount. Please provide correct Business Purpose Affidavit. - Due Diligence Vendor-11/05/2025 <br>Ready for Review-Document Uploaded. The requested document was included in the delivered loan file. Please refer to pages 176 & 422 and attached herein. - Seller-11/04/2025 <br>Open-The Business Purpose Affidavit Disclosure is Missing Missing the Business Purpose Affidavit Disclosures. - Due Diligence Vendor-11/03/2025 | Ready for Review-Please refer to second page of the uploaded document. - Seller-11/05/2025 <br>Ready for Review-Document Uploaded. The requested document was included in the delivered loan file. Please refer to pages 176 & 422 and attached herein. - Seller-11/04/2025<br>| Resolved-Received Business Purpose Cert. - Due Diligence Vendor-11/07/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 640--- Borrower's FICO 688<br>DSCR % greater than 1.20 - DSCR % greater than 1.20--- Borrowers DSCR % is 2.087. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6104737 |
| XXXX | 894 | XXXX D A | Closed | FCRE8701 | 2025-11-03 15:40 | 2025-11-07 15:34 | Resolved | 1 - Information C A | Credit | Borrower | Business Entity Formation Document is Missing | Resolved-Received nested business entity documentation. - Due Diligence Vendor-11/05/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Seller-11/04/2025 <br> Open-The Business Entity Formation Document is Missing. Investor to review and approve all Entity documentation. Missing the Business documentation for XXXX. - Due Diligence Vendor-11/03/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/04/2025<br>| Resolved-Received nested business entity documentation. - Due Diligence Vendor-11/05/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 640--- Borrower's FICO 688<br>DSCR % greater than 1.20 - DSCR % greater than 1.20--- Borrowers DSCR % is 2.087. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6105462 |
| XXXX | 895 | XXXX D A | Closed | FCOM1352 | 2025-11-04 07:28 | 2025-11-07 15:29 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Business Purpose Affidavit/Disclosure Missing | Resolved-Received Business purpose cert. - Due Diligence Vendor-11/07/2025 <br> Ready for Review-Please refer to first page of previously uploaded document. - Seller-11/05/2025 <br> Counter-Received business purpose loan affidavit reflecting loan amount of XXXX-provide correct Business Purpose Affidavit. - Due Diligence Vendor-11/05/2025 <br> Ready for Review-The requested document was included in the delivered loan file. Please refer to pages 185 and 544 and attached herein. - Seller-11/04/2025 <br> Open-The Business Purpose Affidavit Disclosure is Missing Missing the Business Purpose Affidavit Disclosure. - Due Diligence Vendor-11/04/2025 | Ready for Review-Please refer to first page of previously uploaded document. - Seller-11/05/2025 <br>Ready for Review-The requested document was included in the delivered loan file. Please refer to pages 185 and 544 and attached herein. - Seller-11/04/2025<br>| Resolved-Received Business purpose cert. - Due Diligence Vendor-11/07/2025<br>| DSCR % greater than 1.20 - DSCR % greater than 1.20--- Borrower's DSCR % 1.221.<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO 640--- Borrower's FICO 688 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6111125 |
| XXXX | 895 | XXXX D A | Closed | FCRE8702 | 2025-11-04 08:23 | 2025-11-07 15:29 | Resolved | 1 - Information C A | Credit | Borrower | Business Entity Formation Document is Incomplete | Resolved-Received nesting entity business documents. - Due Diligence Vendor-11/05/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Seller-11/04/2025 <br> Open-The Business Entity Formation Document is incomplete Missing the Business Docs for XXXX - Due Diligence Vendor-11/04/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/04/2025<br>| Resolved-Received nesting entity business documents. - Due Diligence Vendor-11/05/2025<br>| DSCR % greater than 1.20 - DSCR % greater than 1.20--- Borrower's DSCR % 1.221.<br>Qualifying FICO score is at least 20 points above minimum for program - Min FICO 640--- Borrower's FICO 688 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6111889 |
| XXXX | 896 | XXXX C B A | Closed | finding-3634 | 2025-11-05 10:41 | 2025-11-14 12:16 | Cured | 2 - Non-Material C B | Compliance | TRID | Charges That Cannot Increase Test | Cured------Received PCCD XXXX with copy of letter, check and shipping Label. Finding is Cured. - Due Diligence Vendor-11/14/2025 <br> Ready for Review-Document Uploaded. - Seller-11/12/2025 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $827.75.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). ----- Zero (0%) tolerance fees increased by $827.75 (Transfer Taxes) without a valid COC in file. Provide a valid and timely COC for increase OR evidence of refund to borrower or principal reduction in the amount of $827.75, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Statute of Limitations 1 year. Expiration date XXXX.<br> - Due Diligence Vendor-11/05/2025 | Ready for Review-Document Uploaded. - Seller-11/12/2025<br>| Cured------Received PCCD XXXX with copy of letter, check and shipping Label. Finding is Cured. - Due Diligence Vendor-11/14/2025 | Qualifying FICO score is at least 20 points above minimum for program - Min FICO is 680, borrowers mid score is 778<br>Months Reserves exceed minimum required - 12 months minimum reserve requirement, borrower has 13.67 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6132676 |
| XXXX | 896 | XXXX C B A | Closed | FCRE1194 | 2025-11-06 14:45 | 2025-11-07 09:53 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Originator exception granted to allow for - 90% LTV for over 2-4 unit [ Current Guideline Description: Matrix max allowable is 2-4 unit up to 85% ] <br> Non-material waiver applied to finding with compensating factors. - Due Diligence Vendor-11/07/2025 <br>Open-Audited LTV of 90% exceeds Guideline LTV of 85% 21 month reserves (9 more months than the minimum reqd).<br> 38% dti (max 50%)<br> 7 years self employed - Due Diligence Vendor-11/06/2025 |  | Waived-Originator exception granted to allow for - 90% LTV for over 2-4 unit [ Current Guideline Description: Matrix max allowable is 2-4 unit up to 85% ] <br> Non-material waiver applied to finding with compensating factors. - Due Diligence Vendor-11/07/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO is 680, borrowers mid score is 778<br>Months Reserves exceed minimum required - 12 months minimum reserve requirement, borrower has 13.67 | 21 months reserves (9 more months than the minimum reqd)<br> 38% dti (max50%)<br> 7 years self employed |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 6160259 |
| XXXX | 897 | XXXX D A | Closed | FPRO1256 | 2025-11-06 13:19 | 2025-11-10 14:31 | Resolved | 1 - Information D A | Credit | Eligibility | HOA Questionnaire Document is Partially Provided | Resolved-Condo questionnaire in file and should be utilized. - Due Diligence Vendor-11/10/2025 <br>Ready for Review-Disagree, no further documentation is necessary. Lender notes that updating the appraisal to match the Condo HOA Questionnaire docs is only recommended but not required. Having the appraisal corrected would not change the eligibility of the loan. - Seller-11/07/2025 <br>Open-Subject Property is part of an HOA but the HOA Questionnaire Document is only Partially Provided. Missing the update to the Appraisal to match the information on the Condo Questionnaire. - Due Diligence Vendor-11/06/2025 | Ready for Review-Disagree, no further documentation is necessary. Lender notes that updating the appraisal to match the Condo HOA Questionnaire docs is only recommended but not required. Having the appraisal corrected would not change the eligibility of the loan. - Seller-11/07/2025<br>| Resolved-Condo questionnaire in file and should be utilized. - Due Diligence Vendor-11/10/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 640- Borrower's FICO 681<br>DSCR % greater than 1.20 - DSCR % greater than 1.20-- Borrower's DSCR % is 1.203. |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6158555 |
| XXXX | 897 | XXXX D A | Closed | FCRE0108 | 2025-11-06 12:58 | 2025-11-10 14:31 | Resolved | 1 - Information C A | Credit | Insurance | Fidelity Coverage not met | Resolved-The policy is mandatory for projects with 20 or more units, subject is 9 units. - Due Diligence Vendor-11/10/2025 <br>Ready for Review-Disagree, the project total units is 9, please see Fidelity Guidelines requirements are as follows - Fidelity or Employee Dishonestly Insurance For condominium projects consisting of more than 20 units.. - Seller-11/07/2025 <br>Open-Fidelity Coverage not met. Missing Fidelity Coverage from the Condo Master Policy. - Due Diligence Vendor-11/06/2025 | Ready for Review-Disagree, the project total units is 9, please see Fidelity Guidelines requirements are as follows - Fidelity or Employee Dishonestly Insurance For condominium projects consisting of more than 20 units.. - Seller-11/07/2025<br>| Resolved-The policy is mandatory for projects with 20 or more units, subject is 9 units. - Due Diligence Vendor-11/10/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 640- Borrower's FICO 681<br>DSCR % greater than 1.20 - DSCR % greater than 1.20-- Borrower's DSCR % is 1.203. |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6158089 |
| XXXX | 942 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 898 | XXXX D A | Closed | FCRE1252 | 2025-11-06 14:30 | 2025-11-10 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document with city corrected was provided. - Due Diligence Vendor-11/10/2025 <br> Ready for Review-Document Uploaded. Please see attached - Seller-11/10/2025 <br> Open-Title Document is Incomplete Title to reflect the correct of the Town, XXXX. - Due Diligence Vendor-11/06/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-11/10/2025<br>| Resolved-Title Document with city corrected was provided. - Due Diligence Vendor-11/10/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 660- Borrower's FICO Score 681<br>DSCR % greater than 1.20 - DSCR 1.207 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6159942 |
| XXXX | 898 | XXXX D A | Closed | FCRE0108 | 2025-11-06 14:39 | 2025-11-10 14:22 | Resolved | 1 - Information C A | Credit | Insurance | Fidelity Coverage not met | Resolved XXXX requires fidelity coverage for all condominium and co-op projects with 20 or more units. - Due Diligence Vendor-11/10/2025 <br> Ready for Review-Disagree, the project total units is 9, please see Fidelity Guidelines requirements are as follows - Fidelity or Employee Dishonestly Insurance For condominium projects consisting of more than 20 units.. - Seller-11/07/2025 <br> Open-Fidelity Coverage not met. Missing the Condo Fidelity Coverage from the Master Policy. - Due Diligence Vendor-11/06/2025 | Ready for Review-Disagree, the project total units is 9, please see Fidelity Guidelines requirements are as follows - Fidelity or Employee Dishonestly Insurance For condominium projects consisting of more than 20 units.. - Seller-11/07/2025<br>| Resolved-Fannie Mae requires fidelity coverage for all condominium and co-op projects with 20 or more units. - Due Diligence Vendor-11/10/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO 660- Borrower's FICO Score 681<br>DSCR % greater than 1.20 - DSCR 1.207 |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6160159 |
| XXXX | 899 | XXXX D A | Closed | FCRE1143 | 2025-11-09 12:15 | 2026-03-19 09:44 | Resolved | 1 - Information C A | Credit | Eligibility | Builder in Control of the HOA | Resolved-Upon further review, there are only 3 site units in the project. - Due Diligence Vendor-11/14/2025 <br>Ready for Review-Disagree, Lender notes a Condo questionnaire form is optional, Not necessary since it is less than 4 units and for this scenario a questionnaire would not be required. - Seller-11/12/2025 <br>Open-Builder is in control of HOA Appraisal report shows builder is in control of HOA, missing condo questionnaire and unable to verify. - Due Diligence Vendor-11/09/2025 | Ready for Review-Disagree, Lender notes a Condo questionnaire form is optional, Not necessary since it is less than 4 units and for this scenario a questionnaire would not be required. - Seller-11/12/2025<br>| Resolved-Upon further review, there are only 3 site units in the project. - Due Diligence Vendor-11/14/2025<br>| Months Reserves exceed minimum required - Verified assets of 13.21 months exceeds the minimum required of 3 months<br>Qualifying FICO score is at least 20 points above minimum for program - Credit report reflects FICO of 777 which exceeds the minimum of 700 |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6186553 |
| XXXX | 899 | XXXX D A | Closed | FCRE1510 | 2025-11-09 12:54 | 2025-11-14 15:09 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received DOT w/Legal. - Due Diligence Vendor-11/14/2025 <br>Ready for Review-Document Uploaded. please see attached legal description - Seller-11/12/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing legal description attached to deed of trust. - Due Diligence Vendor-11/09/2025 | Ready for Review-Document Uploaded. please see attached legal description - Seller-11/12/2025<br>| Resolved-Received DOT w/Legal. - Due Diligence Vendor-11/14/2025<br>| Months Reserves exceed minimum required - Verified assets of 13.21 months exceeds the minimum required of 3 months<br>Qualifying FICO score is at least 20 points above minimum for program - Credit report reflects FICO of 777 which exceeds the minimum of 700 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6186669 |
| XXXX | 899 | XXXX D A | Closed | FCRE1173 | 2025-11-09 12:22 | 2025-11-14 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Condo Master Insurance Policy is Missing | Resolved-Upon further review, subject is a site condo - Due Diligence Vendor-11/14/2025 <br>Ready for Review-Disagree, No master insurance policy is needed, Subject property is a detached condo and individual hazard ins policy provided is sufficient. - Seller-11/12/2025 <br>Open-Missing Condo Master Insurance Policy Missing master policy for project. - Due Diligence Vendor-11/09/2025 | Ready for Review-Disagree, No master insurance policy is needed, Subject property is a detached condo and individual hazard ins policy provided is sufficient. - Seller-11/12/2025<br>| Resolved-Upon further review, subject is a site condo - Due Diligence Vendor-11/14/2025<br>| Months Reserves exceed minimum required - Verified assets of 13.21 months exceeds the minimum required of 3 months<br>Qualifying FICO score is at least 20 points above minimum for program - Credit report reflects FICO of 777 which exceeds the minimum of 700 |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6186580 |
| XXXX | 900 | XXXX C A | Closed | FCRE1510 | 2025-11-09 16:53 | 2025-11-12 14:05 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-11/12/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-11/10/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing legal description attached to deed of trust. - Due Diligence Vendor-11/09/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-11/10/2025<br>| Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-11/12/2025<br>| Months Reserves exceed minimum required - Verified assets of 129.44 months exceeds the minimum required of 3 months<br>DSCR =/> 1.00 and minimum is 0.85 or Less - Calculated DSCR of 1.444 which exceeds the minimum required of 0.75 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6187260 |
| XXXX | 901 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 902 | XXXX C B A | Closed | FCRE1181 | 2025-11-10 16:47 | 2025-11-14 15:24 | Resolved | 1 - Information C A | Credit | Insurance | Subject loan is in Flood Zone and Notice of Special Flood Hazard Disclosure Not Completed | Resolved-Received documentation to support electronically received. - Due Diligence Vendor-11/14/2025 <br>Ready for Review-Document Uploaded. Please see attached screenshot the document was sent and accepted by the borrower electronically. No additional signatures are required. - Seller-11/12/2025 <br>Open-Subject Property is in Flood Zone AE but Notice of Special Flood Hazard Disclosure was not provided Notice in file was not executed. - Due Diligence Vendor-11/10/2025 | Ready for Review-Document Uploaded. Please see attached screenshot the document was sent and accepted by the borrower electronically. No additional signatures are required. - Seller-11/12/2025<br>| Resolved-Received documentation to support electronically received. - Due Diligence Vendor-11/14/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 711 is more than 20 points higher than the guideline min of 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI 1.33 is less than the guideline max of 50. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6200661 |
| XXXX | 902 | XXXX C B A | Closed | FCRE1440 | 2025-11-11 08:49 | 2025-11-14 15:20 | Waived | 2 - Non-Material C B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Originator provided a waiver for rent free, applied to non material finding with comp factors - Due Diligence Vendor-11/14/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Seller-11/12/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Borrowers living rent free, subject can only be primary or second home. Subject is an investment. - Due Diligence Vendor-11/11/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/12/2025<br>| Waived-Originator provided a waiver for rent free, applied to non material finding with comp factors - Due Diligence Vendor-11/14/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 711 is more than 20 points higher than the guideline min of 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI 1.33 is less than the guideline max of 50. | LTV is 5% less than guideline minimum<br> Qualifying FICO is at least 20 points above minimum for program | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | Originator Post-Close | No | 6206153 |
| XXXX | 902 | XXXX C B A | Closed | FCRE5790 | 2025-11-11 08:49 | 2025-11-14 15:19 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Received un-expired UDM - Due Diligence Vendor-11/14/2025 <br> Ready for Review-Document Uploaded. The Final DV delivered with the loan file had the UDM monitoring started on XXXX which is within 10 days of closing. Please see attached final DV. - Seller-11/12/2025 <br> Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). GAP Credit > 10 Days from closing. - Due Diligence Vendor-11/11/2025 | Ready for Review-Document Uploaded. The Final DV delivered with the loan file had the UDM monitoring started on XXXX which is within 10 days of closing. Please see attached final DV. - Seller-11/12/2025 | Resolved-Received un-expired UDM - Due Diligence Vendor-11/14/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 711 is more than 20 points higher than the guideline min of 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI 1.33 is less than the guideline max of 50. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6206154 |
| XXXX | 902 | XXXX C B A | Closed | FCRE1510 | 2025-11-10 16:36 | 2025-11-14 15:14 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received Legal. - Due Diligence Vendor-11/14/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Seller-11/12/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing Legal - Due Diligence Vendor-11/10/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/12/2025<br>| Resolved-Received Legal. - Due Diligence Vendor-11/14/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Qualifying FICO 711 is more than 20 points higher than the guideline min of 660.<br>Qualifying DTI below maximum allowed - Qualifying DTI 1.33 is less than the guideline max of 50. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6200517 |
| XXXX | 903 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 904 | XXXX C A | Closed | FCRE0049 | 2025-11-12 16:29 | 2025-12-01 13:34 | Resolved | 1 - Information A | Credit | Borrower | Conflicting Citizenship Designations | Resolved-Received updated 1003 with corrected citizenships. Guidelines do not require additional documentation for XXXX Citizens. Fraud Report indicates B2 as XXXX Citizen and no alerts on SS Verification or Credit Report. - Due Diligence Vendor-12/01/2025 <br> Ready for Review-Please note that the 1003 for B2 shows the borrower is a Citizen, which does not require any additional proof to be obtained, unless information in the file require further verification. We further note that neither the Credit Report, SSA 89 results, nor Data Verify have any flags to indicate the borrower is not a citizen, therefore, documentation to confirm she is a Citizen is not required. - Seller-11/26/2025 <br> Counter-Received corrected 1003 showing B1 Perm Resident Alien. Missing confirmation of citizenship status for B2 - Due Diligence Vendor-11/24/2025 <br> Ready for Review-Document Uploaded. Please see attached PC Final 1003 showing B1 as Permanent Resident Alien. Please clear this finding, - Seller-11/21/2025 <br> Counter-B1 Permanent Resident card is in the loan file. Finding remains. - Due Diligence Vendor-11/17/2025 <br> Ready for Review-Document Uploaded. Please see attached Final DV and Final 1003 as both documents shows Borrowers are XXXX Citizens. - Seller-11/13/2025 <br> Open-There is a discrepancy between the borrower's citizenship selection between the 1003 and Fraud pages. Please review and confirm accuracy. Finding added: B1 to correct 1003 to reflect correct citizenship & B2 to verify citizenship, due to B1 error on 1003. - Due Diligence Vendor-11/12/2025 | Ready for Review-Please note that the 1003 for B2 shows the borrower is a Citizen, which does not require any additional proof to be obtained, unless information in the file require further verification. We further note that neither the Credit Report, SSA 89 results, nor Data Verify have any flags to indicate the borrower is not a citizen, therefore, documentation to confirm she is a Citizen is not required. - Seller-11/26/2025 <br> Ready for Review-Document Uploaded. Please see attached PC Final 1003 showing B1 as Permanent Resident Alien. Please clear this finding, - Seller-11/21/2025 <br> Ready for Review-Document Uploaded. Please see attached Final DV and Final 1003 as both documents shows Borrowers are XXXX Citizens. - Seller-11/13/2025 | Resolved-Received updated 1003 with corrected citizenships. Guidelines do not require additional documentation for XXXX Citizens. Fraud Report indicates B2 as XXXX Citizen and no alerts on SS Verification or Credit Report. - Due Diligence Vendor-12/01/2025 | DSCR % greater than 1.20 - Lender minimum DSCR 0, borrower DSCR 1.365 Required is 0 Borrower has 1.365<br>Long term residence - Borrowers have resided at primary home for 13 years. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6230006 |
| XXXX | 904 | XXXX C A | Closed | FCRE4989 | 2025-11-12 17:00 | 2025-11-24 15:55 | Resolved | 1 - Information C A | Credit | Closing | Collections, liens or judgments not paid at closing | Resolved-Received confirmation from title no lien recorded on subject property. - Due Diligence Vendor-11/24/2025 <br> Ready for Review-Document Uploaded. Please see attached Email from XXXX regarding the payoff demand from XXXX stating that this was not filed of record so therefore it was not considered against the property and not collected at closing. Since it was not recorded against the subject, this was considered as a personal loan for which the clients would be responsible for paying the debt. Please clear this finding. - Seller-11/20/2025 <br> Counter-The payoff statement is dated XXXX. Please provide documentation to support living trust obligation has been paid or the living trust has no interest in subject. Note appears to be a private transaction. - Due Diligence Vendor-11/17/2025 <br> Ready for Review-Document Uploaded. - Seller-11/14/2025 <br> Ready for Review-The payoff quote from XXXX dated XXXX for payoff to XXXX shows 3 properties wherein one of them is the subject property XXXX. The preliminary title report for the subject property - XXXX dated XXXX states that there are no liens on Title and no lien to add to the Title supplement. The payoff to XXXX appears to have been based on incorrect or outdated information, not on any recorded or enforceable security interest. Since the Preliminary Title Report confirmed that no such encumbrance exists therefore no payoff is required, owed or applicable for this cash out transaction. Also, the Closing Disclosure does not list any lien or debt to be paid off at closing, nor is there any verified obligation secured by the subject property. Please clear this finding. - Seller-11/14/2025 <br> Open-Provide LOX clarifying the Payoff in file to XXXX secured by subject property. (Title and CD do not show any liens to be paid off). - Due Diligence Vendor-11/12/2025 | Ready for Review-Document Uploaded. Please see attached Email from XXXX regarding the payoff demand from XXXXstating that this was not filed of record so therefore it was not considered against the property and not collected at closing. Since it was not recorded against the subject, this was considered as a personal loan for which the clients would be responsible for paying the debt. Please clear this finding. - Seller-11/20/2025 <br> Ready for Review-Document Uploaded. - Seller-11/14/2025 <br> Ready for Review-The payoff quote from XXXX dated XXXX for payoff to XXXX shows 3 properties wherein one of them is the subject property XXXX. The preliminary title report for the subject property - XXXX dated XXXX states that there are no liens on Title and no lien to add to the Title supplement. The payoff to XXXX appears to have been based on incorrect or outdated information, not on any recorded or enforceable security interest. Since the Preliminary Title Report confirmed that no such encumbrance exists therefore no payoff is required, owed or applicable for this cash out transaction. Also, the Closing Disclosure does not list any lien or debt to be paid off at closing, nor is there any verified obligation secured by the subject property. Please clear this finding. - Seller-11/14/2025 | Resolved-Received confirmation from title no lien recorded on subject property. - Due Diligence Vendor-11/24/2025<br>| DSCR % greater than 1.20 - Lender minimum DSCR 0, borrower DSCR 1.365 Required is 0 Borrower has 1.365<br>Long term residence - Borrowers have resided at primary home for 13 years. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6230460 |
| XXXX | 905 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 906 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 907 | XXXX D A | Closed | FCRE1158 | 2025-11-14 13:30 | 2025-11-19 15:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Received corrected 1003 confirming HOI premium XXXX- Due Diligence Vendor-11/19/2025 <br> Ready for Review-Document Uploaded. Please see attached PC 1008 & PC 1003, The UW use an estimated Monthly Hazard Insurance Payment of $278.13 which is higher than the actual monthly HOI of $250.25. The correct monthly hazard insurance amt of $250.25 was updated into the PC 1003. Please clear this finding. - Seller-11/17/2025 <br> Open-Hazard Insurance Policy (Or HO-6 Insurance Policy if Subject Property is a Condo) is only Partially Provided Initial escrow reflects a premium of XXXX - Per Dec page premium of XXXX - Due Diligence Vendor-11/14/2025 | Ready for Review-Document Uploaded. Please see attached PC 1008 & PC 1003, The UW use an estimated Monthly Hazard Insurance Payment of $278.13 which is higher than the actual monthly HOI of $250.25. The correct monthly hazard insurance amt of $250.25 was updated into the PC 1003. Please clear this finding. - Seller-11/17/2025<br>| Resolved-Received corrected 1003 confirming HOI premium XXXX - Due Diligence Vendor-11/19/2025 | Months Reserves exceed minimum required - 18.49 months reserves; 3 months reserves required.<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 770 Qualifying FICO score 770; guidelines require 700. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6257457 |
| XXXX | 908 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 909 | XXXX C A | Closed | FCRE9501 | 2025-11-14 10:17 | 2025-12-19 14:55 | Resolved | 1 - Information C A | Credit | Assets | Total Qualified Assets Post-Close is Less than $0 | Resolved-Received the updated account bank for XXXX account resulting in sufficient funds to close. - Due Diligence Vendor-12/19/2025 <br> Ready for Review-Lender notes the documentation has been provided which support / prove that the funds in question did clear and are sufficient and not short. No further docs are required, please clear as soon as possible or escalate - Seller-12/17/2025 <br> Counter-Received screen shot only-please provide complete printout dated XXXX - Due Diligence Vendor-12/03/2025 <br> Ready for Review-Document Uploaded. - Seller-11/29/2025 <br> Ready for Review-Document Uploaded. Please see attached updated transaction history and updated balance as of XXXX shows XXXX. please clear - Seller-11/29/2025 <br> Counter-XXXX is pending, it has not cleared. - Due Diligence Vendor-11/25/2025 <br> Ready for Review-Document Uploaded. Please see attached reflects present balance as most accurate amount for updated balance, the amount you are referring to states "plus credits"... the Present balance is XXXX. Please clear - Seller-11/22/2025 <br> Counter-Available balance as XXXX for XXXX is XXXX. - Due Diligence Vendor-11/19/2025 <br> Ready for Review-We disagree, the file contains transaction histories showing the borrower had a Present Balance of XXXX in acct XXXX and XXXX in account# XXXX. The borrower's assets, totaling XXXX, along with the XXXX gift was sufficient to cover the XXXX needed for closing. Please clear this condition - Seller-11/17/2025 <br> Counter-Received CD. Borrower assets XXXX not XXXX as noted. - Due Diligence Vendor-11/17/2025 <br> Ready for Review-Document Uploaded. Disagree, Lender notes that the closing agent received 2 cashiers' checks, Spouse Gift amount XXXX + Borrower funds of XXXX = total XXXX is greater than FTC XXXX (includes EMD XXXX credit) - Seller-11/14/2025 <br> Open-Total Qualified Assets Post-Close amount is '$-2180.25'. Assets are Insufficient. - Due Diligence Vendor-11/14/2025 | Ready for Review-Lender notes the documentation has been provided which support / prove that the funds in question did clear and are sufficient and not short. No further docs are required, please clear as soon as possible or escalate - Seller-12/17/2025 <br> Ready for Review-Document Uploaded. - Seller-11/29/2025 <br> Ready for Review-Document Uploaded. Please see attached updated transaction history and updated balance as of 11.5 shows XXXX. please clear - Seller-11/29/2025 <br> Ready for Review-Document Uploaded. Please see attached reflects present balance as most accurate amount for updated balance, the amount you are referring to states "plus credits"... the Present balance is XXXX. Please clear - Seller-11/22/2025 <br> Ready for Review-We disagree, the file contains transaction histories showing the borrower had a Present Balance of XXXX in acct# XXXX and XXXXin account XXXX. The borrower's assets, totaling XXXX, along with the XXXX gift was sufficient to cover the $142,981.04 needed for closing. Please clear this condition - Seller-11/17/2025 <br> Ready for Review-Document Uploaded. Disagree, Lender notes that the closing agent received 2 cashiers' checks, Spouse Gift amount XXXX + Borrower funds of XXXX = total XXXX is greater than FTC XXXX (includes EMD XXXX credit) - Seller-11/14/2025 | Resolved-Received the updated account bank for XXXX account resulting in sufficient funds to close. - Due Diligence Vendor-12/19/2025 | Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 774 Qualifying FICO score 774; guidelines require 720. <br>LTV is less than guideline maximum - Verified. Required is 85 Borrower has 75 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6252745 |
| XXXX | 910 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 911 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 912 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 913 | XXXX C A | Closed | FCRE1510 | 2025-11-14 14:15 | 2025-11-20 14:16 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-11/20/2025 <br>Ready for Review-Document Uploaded. Please se attached DOT with Legal Description. - Seller-11/19/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Legal Description is missing - Due Diligence Vendor-11/14/2025 | Ready for Review-Document Uploaded. Please se attached DOT with Legal Description. - Seller-11/19/2025<br>| Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-11/20/2025<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 40.69<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 767<br>Months Reserves exceed minimum required - 123.96 mos reserves; 6 mos required |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6258268 |
| XXXX | 914 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 915 | XXXX C A | Closed | FCRE1440 | 2025-11-17 10:22 | 2025-11-19 15:14 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received updated mortgage history. - Due Diligence Vendor-11/19/2025 <br>Ready for Review-Document Uploaded. Please see attached credit supplement shows verified last 24 months, also never late - Seller-11/18/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Verification of Mortgage for subject property not found in file. - Due Diligence Vendor-11/17/2025 | Ready for Review-Document Uploaded. Please see attached credit supplement shows verified last 24 months, also never late - Seller-11/18/2025<br>| Resolved-Received updated mortgage history. - Due Diligence Vendor-11/19/2025<br>| LTV is less than guideline maximum - Required is 80% Borrower has 69.23%. Required is 80 Borrower has 69.23<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 730. Required is 700 Borrower has 730 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6271859 |
| XXXX | 916 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 917 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | 918 | XXXX D B A | Closed | FCRE1157 | 2025-11-17 09:07 | 2025-11-20 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Received Hazard Insurance Policy. - Due Diligence Vendor-11/20/2025 <br>Ready for Review-Document Uploaded. please see attached HOI dec page - Seller-11/18/2025 <br>Open-Missing Hazard Insurance Policy Missing HOI for subject property. - Due Diligence Vendor-11/17/2025 | Ready for Review-Document Uploaded. please see attached HOI dec page - Seller-11/18/2025<br>| Resolved-Received Hazard Insurance Policy. - Due Diligence Vendor-11/20/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0.8 Borrower has 1.37 Required is 0.8 Borrower has 1.37<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 782 Required is 660 Borrower has 782 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6270236 |
| XXXX | 918 | XXXX D B A | Closed | FCRE1116 | 2025-11-14 12:14 | 2025-11-20 15:02 | Resolved | 1 - Information C A | Credit | Closing | Security Instrument Date does not equal Note Date | Resolved-Received DOT. - Due Diligence Vendor-11/20/2025 <br>Ready for Review-Document Uploaded. please see attached - Seller-11/18/2025 <br>Open-Security Instrument Date does not match the Note Date DOT missing from file - Due Diligence Vendor-11/14/2025 | Ready for Review-Document Uploaded. please see attached - Seller-11/18/2025<br>| Resolved-Received DOT. - Due Diligence Vendor-11/20/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0.8 Borrower has 1.37 Required is 0.8 Borrower has 1.37<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 782 Required is 660 Borrower has 782 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6255880 |
| XXXX | 918 | XXXX D B A | Closed | FCOM1220 | 2025-11-14 12:14 | 2025-11-20 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | The Deed of Trust is Missing | Resolved-Received Deed of Trust. - Due Diligence Vendor-11/20/2025 <br>Ready for Review-Document Uploaded. Please see attached - Seller-11/18/2025 <br>Open-The Deed of Trust is Missing DOT missing from file - Due Diligence Vendor-11/14/2025 | Ready for Review-Document Uploaded. Please see attached - Seller-11/18/2025<br>| Resolved-Received Deed of Trust. - Due Diligence Vendor-11/20/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0.8 Borrower has 1.37 Required is 0.8 Borrower has 1.37<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 782 Required is 660 Borrower has 782 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6255881 |
| XXXX | 918 | XXXX D B A | Closed | FCRE1509 | 2025-11-14 12:13 | 2025-11-20 14:52 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Note Document | Resolved-Received Note. - Due Diligence Vendor-11/20/2025 <br>Ready for Review-Document Uploaded. Please see attached note copy - Seller-11/19/2025 <br>Open-There are Issues Present on the Note that must be addressed. Missing executed Note. Subject to review, additional conditions may apply. - Due Diligence Vendor-11/14/2025 | Ready for Review-Document Uploaded. Please see attached note copy - Seller-11/19/2025<br>| Resolved-Received Note. - Due Diligence Vendor-11/20/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0.8 Borrower has 1.37 Required is 0.8 Borrower has 1.37<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 782 Required is 660 Borrower has 782 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6255867 |
| XXXX | 918 | XXXX D B A | Closed | FCRE1440 | 2025-11-17 16:57 | 2025-11-18 00:43 | Waived | 2 - Non-Material C B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Originator waiver applied to non-material finding with compensating factors- to allow rent free first time investor - Due Diligence Vendor-11/18/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Originator exception granted to allow for - to allow for a rent free first time investor [ Current Guideline Description: First Time Investor without 12 month verifiable housing payment history is not allowed ].<br> Non-material waiver applied to finding with compensating factors. - Due Diligence Vendor-11/17/2025 |  | Waived-Originator waiver applied to non-material finding with compensating factors- to allow rent free first time investor - Due Diligence Vendor-11/18/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0.8 Borrower has 1.37 Required is 0.8 Borrower has 1.37<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 782 Required is 660 Borrower has 782 | fico is over 20 points higher than min required<br> greater than 3 months reserves on top of required minimum.<br> 24+ months of clean credit |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | Originator Post-Close | Yes | 6280786 |
| XXXX | 919 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 920 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 921 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 922 | XXXX C A | Closed | FCRE1206 | 2025-11-18 10:09 | 2025-11-24 10:02 | Resolved | 1 - Information C A | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-XXXX and OFAC for appraiser received. - Due Diligence Vendor-11/24/2025 <br> Counter-OFAC provided, please provide the update exclusionary list. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Seller-11/20/2025 <br> Open-All Interested Parties Not Checked with Exclusionary Lists Add appraiser and settlement agent to loan participants list. Additional conditions may apply. - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. Please see attached. - Seller-11/20/2025<br>| Resolved-SAM.gov and OFAC for appraiser received. - Due Diligence Vendor-11/24/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Guidelines require a minimum FICO score of 660. Borrower's qualifying FICO score is 802. Required is 660 Borrower has 802<br>LTV is less than guideline maximum - Guideline maximum LTV for a 5-9 unit property is 75%. Subject LTV is 60%. Required is 75 Borrower has 60 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6288427 |
| XXXX | 923 | XXXX C A | Closed | FCRE0184 | 2025-11-18 08:43 | 2025-11-20 14:01 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Cash-out Letter on a Business Purpose Loan | Resolved-Upon further review, Business Purpose of Loan Certification is in the loan file, a separate cash out letter is not required by the guidelines. - Due Diligence Vendor-11/20/2025 <br>Ready for Review-Document Uploaded. Please see attached Business Purpose Cert where borrower certifies use of cash proceeds. - Seller-11/18/2025 <br>Open-Missing Cash-out Letter on a Business Purpose Loan. Cashout letter not found in uploaded documents - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. Please see attached Business Purpose Cert where borrower certifies use of cash proceeds. - Seller-11/18/2025<br>| Resolved-Upon further review, Business Purpose of Loan Certification is in the loan file, a separate cash out letter is not required by the guidelines. - Due Diligence Vendor-11/20/2025<br>| Months Reserves exceed minimum required - 0 months reserves required, borrower has 104.71 documented<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 640 Borrower has 678 Required is 640 Borrower has 678 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6286710 |
| XXXX | 924 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 925 | XXXX C A | Closed | FCRE5790 | 2025-11-18 10:49 | 2025-11-21 15:07 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Upon further review, the loan file contained all required credit documentation. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Document Uploaded. Disagree, Please see pages 160-174 shows updated XXXX - Seller-11/19/2025 <br> Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). - Due Diligence Vendor-11/18/2025 | Ready for Review-Document Uploaded. Disagree, Please see pages 160-174 shows updated XXXX - Seller-11/19/2025 | Resolved-Upon further review, the loan file contained all required credit documentation. - Due Diligence Vendor-11/21/2025<br>| LTV is less than guideline maximum - 80% LTV below max allowed of 85%<br>Months Reserves exceed minimum required - 9.17 mos reserves; 6 mos required<br>Qualifying DTI below maximum allowed - Required is 50 Borrower has 43.09<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 799 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6289251 |
| XXXX | 926 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 927 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 928 | XXXX C A | Closed | FCRE1440 | 2025-11-19 10:34 | 2025-12-11 11:50 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-The XXXX payment was made with the XXXX payment required, which was 30 days prior to the note date. Guidelines require verifications to be updated if more than 60 days at the of the note date. - Due Diligence Vendor-12/11/2025 <br> Ready for Review-The statement was issued on XXXX and reflects the XXXX payment being paid on XXXX with next payment due being XXXX. The statement shows a XXXX fee will be charged for any payment made after the 15th, supporting the past due amount is nothing more than an unpaid late fee and not a payment going past 30 days. - Seller-12/11/2025 <br> Counter-Mortgage statement dated XXXX shows past due payment amount of $62.96. Provide confirmation paid through XXXX - Due Diligence Vendor-12/04/2025 <br> Ready for Review-We respectfully disagree. The statement was issued on XXXX and reflects the XXXX payment being paid on XXXX with next payment due being XXXX. The subject loan funded onXXXX. No additional documentation is required. Verifications dated within 30 days of application do not require to be updated unless more than 60 days at time of Note date. - Seller-12/02/2025 <br> Counter-Received originator credit reflecting dla XXXX-finding remains-provide acceptable 12 month rating for primary residence - Due Diligence Vendor-11/26/2025 <br> Ready for Review-Document Uploaded. Please see attached page from the Broker provided credit report which contains the payment history for XXXX. We note that the payment history shows XXXX was paid as agreed. In addition, we note that the statement in file was issued on XXXX and shows the XXXX payment being paid on XXXX with next payment due being XXXX; and, we note that DV did not show any Late Payments reported. Lastly, we point out that the statement shows a $62.96 fee will be charged for any payment made after the 15th, supporting the past due amount is nothing more than an unpaid late fee and not a payment going past 30 days. Can this condition please be cleared? - Seller-11/26/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Missing updated mortgage rating/reference for primary residence through XXXX. Credit report shows DLA as of XXXX. Mortgage statement dated XXXX shows past due payment amount of $62.96. - Due Diligence Vendor-11/19/2025 | Ready for Review-The statement was issued on XXXX and reflects the XXXX payment being paid on XXXX with next payment due being XXXX. The statement shows a $62.96 fee will be charged for any payment made after the 15th, supporting the past due amount is nothing more than an unpaid late fee and not a payment going past 30 days. - Seller-12/11/2025 <br> Ready for Review-We respectfully disagree. The statement was issued on XXXX and reflects the XXXX payment being paid on XXXX with next payment due being XXXX. The subject loan funded on XXXX. No additional documentation is required. Verifications dated within 30 days of application do not require to be updated unless more than 60 days at time of Note date. - Seller-12/02/2025 <br> Ready for Review-Document Uploaded. Please see attached page from the Broker provided credit report which contains the payment history for XXXX. We note that the payment history shows August was paid as agreed. In addition, we note that the statement in file was issued on XXXX and shows the XXXX payment being paid on XXXX with next payment due being XXXX; and, we note that DV did not show any Late Payments reported. Lastly, we point out that the statement shows a $62.96 fee will be charged for any payment made after the 15th, supporting the past due amount is nothing more than an unpaid late fee and not a payment going past 30 days. Can this condition please be cleared? - Seller-11/26/2025 | Resolved-The XXXX payment was made with the XXXX payment required, which was 30 days prior to the note date. Guidelines require verifications to be updated if more than 60 days at the of the note date. - Due Diligence Vendor-12/11/2025 | Months Reserves exceed minimum required - 0 months required reserves - actual reserves is 6.06 months.<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 640 Borrower has 776 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6304422 |
| XXXX | 928 | XXXX C A | Closed | FVAL5524 | 2025-11-19 10:43 | 2025-12-11 11:14 | Resolved | 1 - Information C A | Credit | Eligibility | Ineligible Property | Resolved-The appraisal shows that the property is an Arms Length transaction supporting there is no relation between the Seller/Buyer. - Due Diligence Vendor-12/11/2025 <br> Ready for Review-Please note that appraisal shows that the property is an Arms Length transaction supporting there is no relation between the Seller and Buyer.<br> - Seller-12/10/2025 <br> Counter-Received internet MLS-note indicates an error by appraiser-provide confirmation no relationship between buyer and seller. - Due Diligence Vendor-12/04/2025 <br> Ready for Review-Document Uploaded. The comments by the appraiser appear to be a clerical error by the appraiser. Per XXXX, the property was listed on XXXX. The subject is a Condo, so it's possible that the sign in front was for a different unit. With respect to the relationship between buyer and sellers, there is no indication in the file, the appraisal or DV of there being any relationship between buyer and seller. No further confirmation is required. - Seller-12/02/2025 <br> Counter-Please provide clarification regarding FSBO not listed on the MLS noted by the Appraiser. Purchase contract reflects a Listing Agent. - Due Diligence Vendor-11/26/2025 <br> Counter-Received corrected 1008 and seller extension-provide confirmation of no relationship between buyer and sellers. - Due Diligence Vendor-11/26/2025 <br> Ready for Review-Document Uploaded. This is not a Builder Bailout. The Seller, XXXX, had a modification which was extended through XXXX, past the closing date of the subject loan on XXXX. Please see attached revised 1008. - Seller-11/24/2025 <br> Counter-Received sellers modification-1008 reflects Bailout - subject property was FSBO per appraisal-purchase contract reflects listing agent. Finding remains. - Due Diligence Vendor-11/24/2025 <br> Ready for Review-The owner was the Builder. The loan is not considered a bailout as the modification due date was extended thru after the subject loan closing date. The contract reflecting a listing agent has no bearing on the loan eligibility. - Seller-11/20/2025 <br> Counter-Received sellers modification-1008 reflects Bailout - subject property was FSBO per appraisal-purchase contract reflects listing agent. Finding remains. - Due Diligence Vendor-11/20/2025 <br> Ready for Review-Document Uploaded. The loan was not a Builder Bailout. Please see attached extension to XXXX. - Seller-11/19/2025 <br> Open-Builder Bailout per lender's comments on 1008 - ineligible per guidelines<br> - Due Diligence Vendor-11/19/2025 | Ready for Review-Please note that appraisal shows that the property is an Arms Length transaction supporting there is no relation between the Seller and Buyer.<br> - Seller-12/10/2025 <br> Ready for Review-Document Uploaded. The comments by the appraiser appear to be a clerical error by the appraiser. Per XXXX, the property was listed on XXXX. The subject is a Condo, so it's possible that the sign in front was for a different unit. With respect to the relationship between buyer and sellers, there is no indication in the file, the appraisal or DV of there being any relationship between buyer and seller. No further confirmation is required. - Seller-12/02/2025 <br> Ready for Review-Document Uploaded. This is not a Builder Bailout. The Seller, XXXX, had a modification which was extended through XXXX, past the closing date of the subject loan on XXXX. Please see attached revised 1008. - Seller-11/24/2025 <br> Ready for Review-The owner was the Builder. The loan is not considered a bailout as the modification due date was extended thru after the subject loan closing date. The contract reflecting a listing agent has no bearing on the loan eligibility. - Seller-11/20/2025 <br> Ready for Review-Document Uploaded. The loan was not a Builder Bailout. Please see attached extension to XXXX. - Seller-11/19/2025 | Resolved-The appraisal shows that the property is an Arms Length transaction supporting there is no relation between the Seller/Buyer. - Due Diligence Vendor-12/11/2025<br>| Months Reserves exceed minimum required - 0 months required reserves - actual reserves is 6.06 months.<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 640 Borrower has 776 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 6304611 |
| XXXX | 943 | XXXX C A | Closed | FCRE0184 | 2025-11-18 15:17 | 2025-11-21 15:11 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Cash-out Letter on a Business Purpose Loan | Resolved-Upon further review, cash out letter is not required. - Due Diligence Vendor-11/21/2025 <br>Ready for Review-Document Uploaded. Please see attached - Borrower Certification of Business Purpose. - Seller-11/19/2025 <br>Open-Missing Cash-out Letter on a Business Purpose Loan. - Due Diligence Vendor-11/19/2025 | Ready for Review-Document Uploaded. Please see attached - Borrower Certification of Business Purpose. - Seller-11/19/2025<br>| Resolved-Upon further review, cash out letter is not required. - Due Diligence Vendor-11/21/2025<br>| Months Reserves exceed minimum required - 113 months PITIA reserves; 0 months reserves required.<br>LTV is less than guideline maximum - Required is 75 Borrower has 64.81 Required is 75 Borrower has 64.81 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6294226 |
| XXXX | 929 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 930 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 931 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 932 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 944 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | 933 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 934 | XXXX C B A | Closed | FCRE1118 | 2025-11-19 09:39 | 2025-11-24 13:58 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Deed of Trust Signature does not match Note | Resolved-Received signature and Notary page of security instrument. - Due Diligence Vendor-11/24/2025 <br>Ready for Review-Document Uploaded. Document Uploaded. Please see attached DOT with borrower's signature and notary signature. - Seller-11/21/2025 <br>Open-Borrower 1 Signature does not match Note ----- Missing borrower signature - Due Diligence Vendor-11/19/2025 | Ready for Review-Document Uploaded. Document Uploaded. Please see attached DOT with borrower's signature and notary signature. - Seller-11/21/2025<br>| Resolved-Received signature and Notary page of security instrument. - Due Diligence Vendor-11/24/2025<br>| Months Reserves exceed minimum required - 6 months greater than 3 required<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 768 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6303163 |
| XXXX | 934 | XXXX C B A | Closed | FCRE1510 | 2025-11-19 09:39 | 2025-11-24 13:58 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received signature and Notary page of security instrument. - Due Diligence Vendor-11/24/2025 <br>Ready for Review-Document Uploaded. Please see attached DOT with borrower's signature and notary signature. - Seller-11/21/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. ----- missing the notary - Due Diligence Vendor-11/19/2025 | Ready for Review-Document Uploaded. Please see attached DOT with borrower's signature and notary signature. - Seller-11/21/2025<br>| Resolved-Received signature and Notary page of security instrument. - Due Diligence Vendor-11/24/2025<br>| Months Reserves exceed minimum required - 6 months greater than 3 required<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 768 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6303164 |
| XXXX | 934 | XXXX C B A | Closed | FCRE1200 | 2025-11-19 12:12 | 2025-11-24 13:54 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Originator provided a waiver for loan amount <$100,000, applied to non material finding with comp factors - Due Diligence Vendor-11/24/2025 <br>Ready for Review-Document Uploaded. Please see attached Exception Request Form. - Seller-11/21/2025 <br>Open-Audited Loan Amount is less than the Guideline Minimum Loan Amount of $100000 EXCEPTION REQUEST for loan amount less than $100,000 - Due Diligence Vendor-11/19/2025 | Ready for Review-Document Uploaded. Please see attached Exception Request Form. - Seller-11/21/2025<br>| Waived-Originator provided a waiver for loan amount <$100,000, applied to non material finding with comp factors - Due Diligence Vendor-11/24/2025<br>| Months Reserves exceed minimum required - 6 months greater than 3 required<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 768 | Fico >20 points from minimum<br> Audit comp factor of 6 months reserves is greater than the 3 months required. | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 6306814 |
| XXXX | 935 | XXXX D B A | Closed | FCRE1342 | 2025-11-19 13:47 | 2025-11-19 17:06 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Waived-Originator waiver applied to non material finding with comp factors. deemed non material Qualified with 10 months/12.<br> - Due Diligence Vendor-11/19/2025 <br> Open-Borrower 1 Business Bank Statements Missing Missing the assets for XXXX account for XXXX. Qualified with 10 months/12. - Due Diligence Vendor-11/19/2025 |  | Waived-Originator waiver applied to non material finding with comp factors. deemed non material Qualified with 10 months/12.<br> - Due Diligence Vendor-11/19/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Min FICO is 660 Borrower has 747 Required is 660 Borrower has 747<br>LTV is less than guideline maximum - Max LTV is 80 Borrower has 54.05 Required is 80 Borrower has 54.05 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 6308912 |
| XXXX | 945 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | 936 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 937 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | 938 | XXXX C A | Closed | FCRE1510 | 2025-12-04 09:34 | 2025-12-09 14:42 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-There are no issues present on the Mortgage Document (Deed of Trust). - Due Diligence Vendor-12/09/2025 <br>Ready for Review-Document Uploaded. please see attached - Seller-12/06/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing Legal Description from the Mortgage (Deed of Trust) that must be provided. - Due Diligence Vendor-12/04/2025 | Ready for Review-Document Uploaded. please see attached - Seller-12/06/2025<br>| Resolved-There are no issues present on the Mortgage Document (Deed of Trust). - Due Diligence Vendor-12/09/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - DSCR =/> 1.00 and minimum is 0.85 or Less--- Borrower's DSCR % is 1.003 and min is .75 Required is 0.75 Borrower has 1.004<br>LTV is less than guideline maximum - Max LTV 75 Borrower has 43.86 Required is 75 Borrower has 43.86 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6482163 |
| XXXX | 938 | XXXX C A | Closed | FCRE1440 | 2025-12-05 09:18 | 2025-12-09 14:40 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-12/09/2025 <br> Ready for Review-Document Uploaded. Lender notes the loan meets the Matrix requirements of 0X90 in last 12 months since the loan qualified with < 44% LTV . See attached screenshot with requirements and limit adjustments. - Seller-12/06/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Per XXXX Matrix, the housing history allowed is 0X60X12. Borrower has 1X60X12 that occurred in XXXX. The Housing History does not meet guideline requirements. - Due Diligence Vendor-12/05/2025 | Ready for Review-Document Uploaded. Lender notes the loan meets the Matrix requirements of 0X90 in last 12 months since the loan qualified with < 44% LTV . See attached screenshot with requirements and limit adjustments. - Seller-12/06/2025<br>| Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-12/09/2025<br>| DSCR =/> 1.00 and minimum is 0.85 or Less - DSCR =/> 1.00 and minimum is 0.85 or Less--- Borrower's DSCR % is 1.003 and min is .75 Required is 0.75 Borrower has 1.004<br>LTV is less than guideline maximum - Max LTV 75 Borrower has 43.86 Required is 75 Borrower has 43.86 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6501534 |
| XXXX | 939 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | 940 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | 941 | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |

---

## Exhibit 99.3

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.3**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Original Loan Amount** |
| XXXX | 892 | XXXX | XXXX A |
| XXXX | 893 | XXXX | XXXX C A B |
| XXXX | 894 | XXXX | XXXX D A |
| XXXX | 895 | XXXX | XXXX D A |
| XXXX | 896 | XXXX | XXXX B C A |
| XXXX | 897 | XXXX | XXXX D A |
| XXXX | 942 | XXXX | XXXX A |
| XXXX | 898 | XXXX | XXXX D A |
| XXXX | 899 | XXXX | XXXX D A |
| XXXX | 900 | XXXX | XXXX C A |
| XXXX | 901 | XXXX | XXXX A |
| XXXX | 902 | XXXX | XXXX C A B |
| XXXX | 903 | XXXX | XXXX A |
| XXXX | 904 | XXXX | XXXX C A |
| XXXX | 905 | XXXX | XXXX A |
| XXXX | 906 | XXXX | XXXX A |
| XXXX | 907 | XXXX | XXXX D A |
| XXXX | 908 | XXXX | XXXX A |
| XXXX | 909 | XXXX | XXXX C A |
| XXXX | 910 | XXXX | XXXX A |
| XXXX | 911 | XXXX | XXXX A |
| XXXX | 912 | XXXX | XXXX A |
| XXXX | 913 | XXXX | XXXX C A |
| XXXX | 914 | XXXX | XXXX A |
| XXXX | 915 | XXXX | XXXX C A |
| XXXX | 916 | XXXX | XXXX A |
| XXXX | 917 | XXXX | XXXX A |
| XXXX | 918 | XXXX | XXXX D A B |
| XXXX | 919 | XXXX | XXXX A |
| XXXX | 920 | XXXX | XXXX A |
| XXXX | 921 | XXXX | XXXX A |
| XXXX | 922 | XXXX | XXXX C A |
| XXXX | 923 | XXXX | XXXX C A |
| XXXX | 924 | XXXX | XXXX A |
| XXXX | 925 | XXXX | XXXX C A |
| XXXX | 926 | XXXX | XXXX A |
| XXXX | 927 | XXXX | XXXX A |
| XXXX | 928 | XXXX | XXXX C A |
| XXXX | 943 | XXXX | XXXX C A |
| XXXX | 929 | XXXX | XXXX A |
| XXXX | 930 | XXXX | XXXX A |
| XXXX | 931 | XXXX | XXXX A |
| XXXX | 932 | XXXX | XXXX A |
| XXXX | 944 | XXXX | XXXX A |
| XXXX | 933 | XXXX | XXXX A |
| XXXX | 934 | XXXX | XXXX C A B |
| XXXX | 935 | XXXX | XXXX D A B |
| XXXX | 945 | XXXX | XXXX A |
| XXXX | 936 | XXXX | XXXX A |
| XXXX | 937 | XXXX | XXXX A |
| XXXX | 938 | XXXX | XXXX C A |
| XXXX | 939 | XXXX | XXXX A |
| XXXX | 940 | XXXX | XXXX A |
| XXXX | 941 | XXXX | XXXX A |

---

## Exhibit 99.4

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.4**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX | 892 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 892 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD |
| XXXX | 892 | XXXX | XXXX | B1 Originator Citizenship Designation | fraudReportPage | XXXX | NonPermanentResidentAlien | per citizenship |
| XXXX | 893 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 893 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per Initial 1003. |
| XXXX | 894 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per initial 1003 |
| XXXX | 894 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | 894 | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | 2.087 | 2.099 | Audit used Renewal HOI Premium |
| XXXX | 895 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per Initial Loan Application |
| XXXX | 895 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD |
| XXXX | 896 | XXXX | XXXX | Number of Units | propertyValuationPage | 2 | 1 | per 1008; appraisal report |
| XXXX | 896 | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | per 1008; appraisal report |
| XXXX | 942 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 942 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per initial application |
| XXXX | 942 | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.373 | 1.48 | Audit used higher RE tax per tax cert. |
| XXXX | 942 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 225.31 | DSCR per 1008/1003 |
| XXXX | 898 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 898 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | No | Y | Per Appraisal & Condo Questionnaire |
| XXXX | 899 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per Note |
| XXXX | 899 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | per initial application |
| XXXX | 899 | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.932 | 0.996 | audit DSCR based on lower market rent |
| XXXX | 901 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 901 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD |
| XXXX | 901 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 4803.81 | DSCR loan per 1008/1003 |
| XXXX | 902 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note. |
| XXXX | 902 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per Initial 1003. |
| XXXX | 903 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | As per note |
| XXXX | 903 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | As per initial 1003 |
| XXXX | 903 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | As per CD |
| XXXX | 903 | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | As per Audit, Appraisal, etc |
| XXXX | 906 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | As per Note |
| XXXX | 906 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | DOT, final CD |
| XXXX | 906 | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.056 | 1.074 | Audit calculated lower rental income |
| XXXX | 908 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 909 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 910 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 913 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note in file |
| XXXX | 914 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note in file |
| XXXX | 915 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note in file |
| XXXX | 915 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per Initial 1003 in file |
| XXXX | 915 | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per Appraisal. |
| XXXX | 917 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per note |
| XXXX | 917 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per application |
| XXXX | 918 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per Note |
| XXXX | 918 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | per initial 1003 |
| XXXX | 918 | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | 3-Unit; per appraisal report |
| XXXX | 919 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 919 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per signature |
| XXXX | 919 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | 919 | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | 2 units per appraisals |
| XXXX | 919 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 1082.28 | DSCR Loan |
| XXXX | 920 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 920 | XXXX | XXXX | Property Address | notePage | XXXX | XXXX | Per Note |
| XXXX | 920 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD |
| XXXX | 922 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note. |
| XXXX | 922 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per Initial 1003. |
| XXXX | 922 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD. |
| XXXX | 922 | XXXX | XXXX | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Single Family Detached | Per Appraisal. |
| XXXX | 923 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 923 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per docs |
| XXXX | 923 | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.354 | 1.385 | Used 1007, lender used current rents per 1008, document not found in upload |
| XXXX | 925 | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per appraisal |
| XXXX | 926 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per note |
| XXXX | 926 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per signature |
| XXXX | 926 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | 927 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note in file |
| XXXX | 928 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 928 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per initial application |
| XXXX | 928 | XXXX | XXXX | Is the Condo Project warrantable | propertyValuationPage | Yes | No | Per Condo Questionnaire |
| XXXX | 943 | XXXX | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per appraisal |
| XXXX | 943 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 444.66 | DSCR |
| XXXX | 929 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 929 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | 931 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | As per initial 1003 |
| XXXX | 931 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | As per final cd |
| XXXX | 931 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 14574.60 | DSCR |
| XXXX | 932 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 932 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per Application |
| XXXX | 932 | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 1420.78 | DSCR loan per 1003/1008 |
| XXXX | 934 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per note |
| XXXX | 934 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | per application |
| XXXX | 934 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | CD fully executed |
| XXXX | 935 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
| XXXX | 945 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per Note |
| XXXX | 938 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | per Note |
| XXXX | 938 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per 1003 |
| XXXX | 938 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | 939 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | note XXXX on file |
| XXXX | 939 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX | 939 | XXXX | XXXX | Sales Price | propertyValuationPage | XXXX | XXXX | per contract |
| XXXX | 939 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | XXXX |
| XXXX | 939 | XXXX | XXXX | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Single Family Detached | per appraisal |
| XXXX | 939 | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.276 | 1.073 | per guides use higher rent |
| XXXX | 940 | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | Per Note. |
| XXXX | 940 | XXXX | XXXX | Property County | deedOfTrustPage | XXXX | XXXX | Per Legal |
| XXXX | 940 | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per application |
| XXXX | 940 | XXXX | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per HUD |
| XXXX | 940 | XXXX | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.457 | 1.655 | calculation not provided unable to determine - PITI Matches |

---

## Exhibit 99.5

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Redaction ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX | 892 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70 | 70 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 893 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 54.31 | 54.31 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 894 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70 | 70 | XXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX Eligible |  |  |
| XXXX | 895 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70 | 70 | XXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX Eligible | 2.6 | XXXX |
| XXXX | 896 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 90 | 90 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 897 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 67.7 | 67.7 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| XXXX | 942 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 65 | 65 | XXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX Eligible |  |  |
| XXXX | 898 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 67.7 | 67.7 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 899 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 68.1 | 68.1 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX |
| XXXX | 900 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70 | 70 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 901 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 64.39 | 64.39 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX Eligible | 1 | XXXX |
| XXXX | 902 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 57.89 | 57.89 | XXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX Eligible | 2.5 | XXXX |
| XXXX | 903 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 65 | 65 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 904 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | Other |  |  | XXXX | 65 | 65 | XXXX | XXXX | -.0783 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0783 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 905 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 55 | 55 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX Eligible | 1 | XXXX |
| XXXX | 906 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 63.89 | 63.89 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0123 | 85 | 0.15 | XXXX | XXXX | XXXX | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 907 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80 | 80 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 908 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75 | 75 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX Eligible | 1 | XXXX |
| XXXX | 909 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75 | 75 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX Eligible | 1 | XXXX |
| XXXX | 910 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75 | 75 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 911 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70 | 70 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX Eligible | 1 | XXXX |
| XXXX | 912 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 70 | 70 | XXXX | XXXX | .0233 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0233 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX Eligible |  |  |
| XXXX | 913 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75 | 75 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX | 914 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 58.25 | 58.25 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 915 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 69.23 | 69.23 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 916 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70 | 70 | XXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX Eligible |  |  |
| XXXX | 917 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 59.65 | 59.65 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXX |
| XXXX | 918 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 80 | 80 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 919 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 75 | 75 | XXXX | XXXX | .1899 | 1025 Small Residential Income Report |  |  |  |  | XXXX | XXXX | .1899 | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | -.0434 | 88 | 0.12 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 920 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70 | 70 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX | 921 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 54.55 | 54.55 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 922 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 60 | 60 | XXXX | 0 | .0000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 923 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70 | 70 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 924 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80 | 80 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX Eligible | 1 | XXXX |
| XXXX | 925 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 80 | 80 | XXXX | XXXX | -.0155 | AVM |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0155 | 94 | 0.06 | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 926 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75 | 75 | XXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX Eligible | 2.6 | XXXX |
| XXXX | 927 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 58.25 | 58.25 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 928 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 75 | 75 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | XXXX |
| XXXX | 943 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 64.81 | 64.81 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 929 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 48.19 | 48.19 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 930 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 75 | 75 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 931 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80 | 80 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX Eligible | 2.1 | XXXX |
| XXXX | 932 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 69.99 | 69.99 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 944 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75 | 75 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 933 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 70 | 70 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 934 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75 | 75 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | 935 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 54.05 | 54.05 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXX |
| XXXX | 945 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 68.97 | 68.97 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX | 936 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | 70 | 70 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 937 | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 56.6 | 56.6 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX Eligible | 1.9 | XXXX |
| XXXX | 938 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 43.86 | 43.86 | XXXX | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.8 | XXXX |
| XXXX | 939 | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | Other |  |  | XXXX | 68.92 | 68.92 | XXXX | XXXX | -.0019 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0019 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 940 | XXXX | XXXX | XXXX | 0 | 0 | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 49 | 49 | XXXX | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX Eligible | 1 | XXXX |
| XXXX | 941 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 75 | 75 | XXXX | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX Eligible | 2.5 | XXXX |

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## Exhibit 99.6

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.6**

![](ex996001.jpg)

**ADMT 2026-NQM3**

**Due Diligence Review**

**Narrative Summary**

**March 24, 2026**

**Prepared by**

**Mission Global, LLC**

For

**A&D Mortgage LLC**

**Atlas A&D Opportunity Fund III LP**

This report summarizes the results of a due diligence review performed on a pool of seven hundred seventy-nine (779) loans provided by A&D Mortgage LLC ("A&D") and its affiliate Atlas A&D Opportunity Fund III LP (collectively the "Client"). Client provided Mission Global, LLC ("Mission") with a data tape, from which 100% of the loan sample was selected. The loan data was entered into and analyzed using the ***Mission Global Grade<sup>®</sup>*** Underwriting and Diligence grading solution. Mission performed a detailed credit re-underwrite and regulatory compliance review of 100% loans.

Mission Global is a technology-forward service provider built on a culture of deep client service. Mission is a rating agency approved Third Party Review firm delivering underwriting and compliance audits for residential and business purpose loans. Since 1994, Mission Global and its predecessor company, Global Financial Review have provided comprehensive loan due diligence, re-underwriting, and asset management services to clients in the financial services industry. In 2015, Global Financial Review merged with the leading Secondary market consulting firm Mission Capital Advisors, LLC to form Mission Global, LLC. In 2020, Mission Capital Advisors, LLC and Mission Global, LLC were acquired by the leading real estate sales, financing and advisory service firm and now a wholly-owned subsidiary of Marcus & Millichap (NYSE:MMI).

Mission performed a full credit re-underwrite, regulatory compliance, valuation and data integrity review to meet the criteria as published by the Nationally Recognized Statistical Rating Organizations. This deal is to be rated in accordance with the published guidelines of ***Fitch Rating, Inc. (Fitch)*** and ***Kroll Bond Rating Agency, LLC (KBRA).*** Mission performed the reviews a period of time ranging from January 1, 2024 to March 20, 2026.

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The pool is a mix of seven hundred seventy-nine Qualified Mortgages (QM) and Non-Qualified Mortgage (NQM) residential and investment mortgage loans secured in either a first or second lien position. In the pool reviewed, two hundred two (202) of the loans are considered QM qualified residential loans. The remaining loans include one hundred eighty-eight (188) loans that are considered Non-QM qualified, non-conventional or commonly referred to as non-agency residential mortgage loans, and three hundred eighty-nine (389) are business purpose investment loans which are ATR/QM exempt.

The loan pool is all secured by single family residential, or one-to-four and five-to-ten multi-family condominiums, condotel, manufactured housing, PUD, and mixed-use property as collateral. There are seven hundred six (706) loans secured in a first lien position and seventy-three (73) loans secured in a second lien position.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. File
 RE-Underwrite Credit Review

A full re-underwriting credit review was conducted to verify that the requisite underwriting guidelines as specified by Client were met. Confirmation of the loan terms was conducted through recalculation and review of documentation contained in the loan files and documents provided to Mission.

The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.2 Guidelines
 and Overlays

For all loans underwritten to A&D Guidelines, there are two unique set of guidelines, those specific to first lien and a separate set applicable to second liens. Mission reviewed each mortgage loan to ensure it met the requisite guideline requirements as specified by the Client guidelines. In lieu of specific requirements, Mission also considered Regulation Z requirements including Appendix Q or Consider and Verify rules where applicable.

In addition to the guidelines there were seven unique overlays for each type of loan program reviewed:

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|:---|:---|
| ![](ex996002.jpg) | A&D Prime Rate - Primary & Investment |

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|:---|:---|
| ![](ex996002.jpg) | A&D Super Prime Rate - Primary & Investment |

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|:---|:---|
| ![](ex996002.jpg) | A&D Prime Jumbo Full Doc Rate - Primary & Investment |

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|:---|:---|
| ![](ex996002.jpg) | DSCR Rate - Investment Only |

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|:---|:---|
| ![](ex996002.jpg) | Foreign National Rate - Investment Only |

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|:---|:---|
| ![](ex996002.jpg) | 2nd Lien – Closed End A |

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|:---|:---|
| ![](ex996002.jpg) | DSCR Rate – 2<sup>nd</sup> Lien |

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These combined guidelines and their overlays provided additional specific qualification requirements and program specific metric such as min and max loan amounts, cash out refinance limits, ranges of values for acceptance, geographic eligibility, escrow requirements, note, rate and term specific details, qualifying property types, residency requirements, limits on seller and third-party contributions, valuation and title requirements

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The guidelines and overlays also specified borrower requirements such as credit tradeline and credit event requirements, income and asset qualifications, and citizenship requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.2 Employment
 and Income

The loans were all qualified using various methods; forty-nine (49) were full document loans and ninety-three (93) used employment income with W2/paystub or WVOE verification of employment or 1099 verification. Two hundred twelve (212) were qualified using 12 or 24 month bank statements. The remainder of the loans were income qualified in a variety of ways including verified Profit and Loss statement, retirement income, asset depletion imputed income. In the case of investment purpose loans, three hundred thirty-six (336) used DSCR where rental property income and debt service coverage ratio was both estimated or stated, and/or verified through leases and rent rolls. Mission verified the file documentation for minimum required level of employment and income verifications in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.3 Income

Mission recalculates borrower(s) monthly gross income and verified calculations of income as used by the original loan underwriter at origination to determine compliance with the Client provided underwriting guidelines. The Underwriter used the lower of income stated on 1003 Application or stated/verified income. In all cases, Mission verified stated/verified income in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.4 Assets

Mission confirmed the presence of adequate asset documentation to comply with the Client provided underwriting guideline requirements for closing funds, reserves and borrower liquidity. Mission verified the file documentation for minimum required level of asset verification in accordance with Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.5 Debt-to-Income
 Ratio

On all primary or secondary residential loans, Mission recalculated and verified the debt-to-income ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. On investment loans if full property debt and income was available Mission calculated a property income-based DTI verification.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.6 Debt
 Service Coverage Ratio

On all investment related loans that were qualified under the DSCR Rate program, Mission recalculated and verified the Debt Service Coverage Ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. Rental income used in the calculation for each loan was either verified from an in-place lease and verification of payment or based upon projected market rents taken

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from the 1007 in the subject property appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.7 Property
 Valuation

Mission analyzed all appraisals and alternative value tools used to qualify the loan for integrity of comparable sales, completeness of data, eligibility of the appraiser and reasonableness of estimated value. Mission verified the valuation waterfall in each case to determine if based upon UCDP CU credit scores whether a Desk review or a second appraisal was required and to verify all valuation documentation met the requirements of Client provided underwriting guidelines. Where loans are seasoned beyond 24 months since origination an updated valuation is used to determine value is supported.

In all cases where the collateral is residential based, the primary values were supported by secondary valuation tools including either an AVM, BPO, 2<sup>nd</sup> Appraisal, Appraisal Desk Review or a secondary Drive-By appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.8 Loan-to-Value
 Ratio

Mission recalculated and verified the loan-to-value ratio and combined loan-to-value ratio were accurate at origination and met Client provided underwriting guideline and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.9 Credit
 History

Mission reviewed the initial credit reports used at origination and captured updated gap report values to verify that the borrower(s) demonstrate adequate credit depth to comply with the Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.10 Credit
 Scores

Mission captured FICO scores from credit reports used at origination and any updated gap report values to validate that borrower(s) met minimum credit score requirements of the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.11 Compensating
 Factors

Mission reviewed all provided guideline exceptions and verified exceptions to the Client provided underwriting guidelines were documented and that compensating factors were reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.12 First-time
 Homebuyers

A&D guidelines do vary slightly in definition versus ASF definition. A&D considers all type of real estate owned by a borrower in its consideration for first-time homebuyers' designation including investment property, whereas ASF definition calls for a borrower to be considered first-time homebuyer only when they have never owned residential property only. Mission

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does not consider this a significant difference and follows A&D guidelines when reporting first-time homebuyer status.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Document
 Review

Mission's review each loan file confirmed the presence of material documentation as applicable to the specifics of the loan transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 Title
 Commitment and Policy

Mission verified the presence of at a minimum the initial title commitment or final title policy. Mission confirmed the vested parties and the description of the property, liens and tax assessments. Given the recent origination of many of the loans contained only an initial title commitment. Comments on loans where the final title policy was still pending were noted in the resolution of each loan in the grading findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.2 Mortgage
 Note & Security Instrument

Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement were present and duly executed. Mission confirmed that Mortgage note was either fixed or adjustable according to requirements of the Client provided underwriting guidelines and captured relevant Note data specific to each loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.3 Mortgage
 & Deed of Trust

Mission verified the presence of a copy Mortgage or Deed of Trust and confirmed that the documents were executed by all required parties and that all riders, addendums and exhibits as required exist in the loan file. Mission also verified that the Mortgage was recorded or sent for recording. Given the recent origination of many of the loans contained only an executed Mortgage not a recorded document. Comments on loans where recorded Mortgage was still pending were noted in the resolution of each loan in the grading findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.4 Income
 Documentation

Mission verified the presence of income and employment related documentation as required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.5 Asset
 Documentation

Mission verified the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.6 Proof
 of Insurance

Mission verified the presence of insurance policies and certificates for mortgage, hazard and flood insurance on each loan depending upon the specifics of the loan. Mission confirmed that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Regulatory
 Compliance

For each primary or secondary home mortgage loan file Mission conducted a post-closing regulatory compliance review to verify that each loan was originated in compliance with the applicable federal, state and local anti-predatory lending statutes in effect at the time of origination of the Mortgage Loan. Mission further validated that the loans met the applicable disclosure requirements provided under (i) the federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026; (ii) Section 4 of the Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 24 C.F.R. Part 3500; (iii) the National Flood Insurance Act, (iv) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations; and (v) the disclosure requirements and prohibitions of the applicable state, county and municipal laws and ordinances enacted to combat predatory lending, as was applicable depending upon the specifics of the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 Federal
 Truth in Lending Act/Regulation Z

A review of the material compliance disclosures set forth in Reg Z, as amended, including the Truth in Lending Disclosure and the Notice of Right-to-Cancel, if applicable; and a review and comparison of the material disclosures with a report outlining any TILA violations. This includes a re-calculation of disclosed finance charge [§1026.18(d)], proper execution by all required parties [§1026.17(b)], principal and interest calculations [§1026.18(s)], payment stream(s), recalculation of disclosed APR [§1026.22], and a review to ensure disclosure differences are within the allowed tolerances [§1026.18(d) and §1026.23(g)]. A review of the Notice of Right to Cancel (§1026.15 *I* §1026.23): Review includes a verification of the transaction date and expiration date, ensures proper execution of the Notice of Right to Cancel by all required parties verifies the disbursement date and determines if a full 3 day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.2 Business
 Days as Defined by Regulation Z

General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all of its business functions excluding Sundays and holidays specified by §1026.2(a)(6). Specific business day is defined as all calendar days (Monday through Saturday) excluding Sundays and holidays specified by 5 U.S.C. 6103(a)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3 Home
 Ownership Equity Protection Act (HOEPA) testing, to include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.1 APR
 test [HOEPA (§1026.32(a)(l))] and [HPML(§1026.35(a)(l))]

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.2 Points
 and Fees test [HOEPA (§1026.32(a)(2))]

Review of HOEPA disclosure (§1026.32(c)) for accuracy (i.e. payment stream, highest payment scenario; dates disclosed, dates acknowledged)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.3 Review
 and confirm documentation type (i.e. full, stated, no ratio)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.4 Review
 for evidence of prepayment penalty

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.3.5 Verification
 of Debt-to-Income conformity, when necessary.

HOEPA (Section 32) loan coverage has been expanded to include purchase-money mortgages and open-end credit plans (i.e., home equity lines of credit or HELOCS), as well as the amendment of rate and points and fees threshold testing. Mission system requirements have been updated to address the expansion of coverage as well as amendments to threshold testing. In addition, there is a homeownership counseling requirement that was verified for all covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. RESPA/Regulation
 X

Each investment purpose loan was reviewed by Mission to ensure compliance with the most current amendments to Regulation X. The RESPA/Regulation X review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.1 Good
 Faith Estimate (GFE)

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including confirming the presence of the current GFE form in effect at the time of origination and verification the GFE was provided to the borrower(s) within three days of "Application".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2 Application
 Date

Application was defined by Regulation X and generally considered complete when the creditor collected information regarding the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower(s)
 First and Last Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower(s)
 Social Security Number (to enable the loan originator to obtain a credit report)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject
 Property Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
 Loan Amount Sought

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Estimation
 of Property Value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.3 Broker
 Fees and Yield Spread

Mission verified that all Broker fees, including Yield Spread Premium ("YSP") were accurately disclosed and reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.4 GFE
 Fees

Fees were reviewed to ensure they are reasonable and customary fees for the lender and title and escrow companies and that those fees were accurately disclosed on the GFE and were reflected in the proper location on the document.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.5 Change
 of Circumstance (COC)

Mission reviewed all available documentation to determine whether a Change of Circumstance (COC) form was required to accompany each revised Good Faith Estimate (GFE).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.6 Change
 of Circumstance Definition:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.1 Acts
 of God, war, disaster or other emergencies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.2 Information
 in particular to borrower or transaction that was relied on in providing the GFE and
 that changes or is found to be inaccurate after GFE has been provided to borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.3 New
 information particular to the borrower or transaction that was not relied on in providing
 the GFE; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.4 Other
 circumstances that are particular to borrower or transaction, including boundary disputes,
 need for flood insurance or environmental problems

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.5 In
 the event any of the above occurs, the loan originator is required to provide a new revised
 GFE to the borrower within three business days of receiving information sufficient to
 establish "changed circumstances" and document the reason the revised GFE
 was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.6 Rate
 Locks: If the rate has not been locked by the borrower or a locked rate has expired,
 the charge or credit for rate chosen, adjusted origination charges, per diem interest
 and loan terms related to the rate may change. If borrower later locks the rate, a new
 GFE must be provided showing the revised rate-dependent charges and terms. All other
 charges and terms must remain the same as on the original GFE, except as otherwise provided
 above for "changed circumstances."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.7 Final

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including the presence of the current applicable Final HUD-1 form and that the Final HUD-1 accurately lists all broker and YSP fees.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.8 Good
 Faith Estimate (GFE) and Final HUD-1 Analysis

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan.

This analysis included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.7 Analysis
 of Origination fees disclosed on the Good Faith Estimate (GFE) and those charged to the
 borrower(s) on the Final HUD-1 (no variance) - No variance for the following charges:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Origination
 Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 or Charge for Interest Rate Chosen

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Adjusted
 Origination Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Transfer
 Taxes

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.8 Analysis
 of Third-Party fees disclosed on the Good Faith Estimate (GFE) and those charged to the
 borrower(s) on the Final HUD-1 (10% tolerance) - 10% tolerance between GFE and actual
 charges at settlement for sum of following services:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender-required
 settlement services (lender selects third-party provider);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender-required
 services, title services and required title insurance, and owner's title insurance,
 when the borrower uses a settlement service provider identified by the loan originator;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Government
 recording charges. Analysis to confirm all fees are accurately reflected in the correct
 tolerance category on the Good Faith Estimate (GFE) and Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.9 Analysis
 to confirm lender accurately provided borrower adequate restitution in the event of tolerance
 violations and timelines for restitution/document correction were adhered to.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.10 Analysis
 to confirm loan terms are accurately disclosed between the Good Faith Estimate(GFE) and
 Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2.11 Analysis
 to confirm page 3 of the HUD-1 accurately reflects fees disclosed on the Good Faith Estimate
 (GFE) and Final HUD-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. QM/ATR
 (Qualified Mortgage and Ability to Repay) Dodd Frank Review (Loans with Application Date
 on or after 01/10/2014)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.1 Ability-to-Repay:

All two hundred two (202) of the QM loans, as well as all one hundred eighty-eight (188) of the loans underwritten as Non-QM were subject to ATR testing. The remainder of the loans reviewed in this pool were all business purpose and therefore exempt from testing. Where ATR testing is applicable, Mission did verify that underwriter considered and verified ATR's eight verification steps for any origination. Mission verified documentation sufficient to run ATR checks on all applicable loans to meet ATR requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
 and assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 qualifying mortgage payment for the proposed loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Monthly
 qualifying mortgage payment for the simultaneous loan on the same property payments for
 taxes, insurance and HOA, and other housing expenses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Debts,
 alimony and child support

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Qualifying
 monthly DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Residual
 income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 history

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.2 Verification
 of ATR.

Mission did confirm that the underwriting met all Regulation Z Appendix Q, or in the case of loans originated after the new rules in effect as of July 1, 2021, all Consider and Verify requirements under the revised rule. All the verifications were made and each of the eight topic areas were confirmed to agree with the representations made by the lender, and there were no material credit exceptions to the lender's guidelines that would negate the Consider and Verify rules, the loan passed the ATR test. If any of the conditions fail or the loan lacked sufficient documentation to support the stated values in any of the areas, affected items will not be considered verified and the loan was failed for the ATR test. In all cases the loans reviewed by Mission in this pool were reported as ATR-Pass or ATR-Exempt.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3 Qualified
 Mortgage.

Two hundred two (202) loans were qualified as QM: Safe Harbor or QM: Average Prime Offer Rate (APOR) Safe Harbor, QM: Rebuttable Presumption (APOR) or QM: Safe Harbor Verified (VSH) and were subject to both Qualified Mortgage testing and ATR testing depending upon the rules in effect at the time of origination.

The remainder of the loans reviewed in this pool were all non-QM loans at origination or business purpose exempt and therefore not tested as Qualified Mortgages.

For QM qualified loans the following was verified as well:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3.1 Mission
 verified the were no Negative Amortization and no interest only payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3.2 Mission
 verified there were no QM loan terms that exceeded 30 years

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.3.3 Mission
 verified these were non-QM loans and therefore exempt from QM Points and Fees or APOR
 pricing testing.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.4 QM
 DTI/APOR Testing.

The QM loans in the pool were qualified under the new QM: Average Prime Offer Rate (APOR) rules which do not consider DTI. The debt-to-income threshold of 43.00% applies only to any QM loan subject to Regulation Z appendix Q and originated prior to the new rules. However where applicable, Mission did re-calculate DTI and verify compliance with the Client provided underwriting guideline requirements. Mission verified amounts included in the QM debt-to-income test, verified income and assets, loan and simultaneous loan payments, insurance, taxes and HOA, alimony, child support and open debts. For loans qualified under the New rules in effect July 1, 2021 Mission did verify APOR pricing thresholds were not exceeded

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.5 HPML
 Testing- QM APR.

Mission verified any applicable HMPL requirements for the QM loans and verified these requirements met the rules for HPML loans.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.6 Escrow
 Requirement – High Price Mortgage Loans (HPML)

Mission verified the required escrow accounts to be in place for the first five years of the transaction for all HPML loans in the pool.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. TILA/RESPA
 Integrated Disclosures

Mission used following criteria was used in determining whether TRID applies:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.2 Application
 Date

The Application Date is October 3, 2015, or later (the earlier of the date the broker or lender received the borrower's application).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.3 Purpose
 and Property Type

For those loans where the Purpose and Property Type included a closed-end mortgage secured by real estate and primary purpose was to occupy or hold as a second home (Purchase or Refinance).

The loan Purpose and Property Type does not include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Home
 Equity Lines of Credit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Reverse
 mortgages

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Dwellings
 that are not attached to real property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mobile
 homes, where the consumer does not own the land

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.4 TILA
 Exemption

Mission applied the standard exemptions from TILA, i.e., business purposes loans, loans for agricultural purposes and loans secured by five (5) or more units.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.5 TRID
 Loan Estimate ("LE")

Mission verified of compliance with timing requirements as to whether the Initial LE was delivered within three (3) business days from the Application Date. The Initial LE shall use the delivery date to calculate the earliest closing Consummation Date (no less than seven (7) business days from the delivery of the Initial LE). The delivery date is the date the creditor hand delivers the disclosures or places the disclosures in the mail, 1026.19(e)(l).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.6 Revised
 LE's

Mission verified any revision to the Initial LE and validated that the Revised LE was provided within three (3) days of COC, BRC or interest rate lock. Mission validated as necessary for sufficient information to establish one of the six (6) valid reasons to reset tolerance fees set forth in TRID:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
 Circumstance affecting settlement charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Change
 Circumstance affecting eligibility

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Revisions
 requested by the consumer

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Interest
 rate dependent charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Expiration
 of the LE and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Delayed
 settlement date on a construction loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Timing
 Requirement for LE seven days prior to consummation

Mission also validated that settlement charges good through date, time and time zone were properly disclosed with minimum of ten (10) days during which borrower is permitted to shop knowing fees are locked during that timeframe.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.7 Determination
 of Final LE

Mission analyzed each LE in file to determine final Binding LE. If there is a change in loan terms, change in interest rate or increase in charges subject to variances without valid reason for a Revised LE as set forth above, findings were cited. If the Revised LE was issued without a valid reason, the previous valid LE was considered the Binding LE for the purposes of comparison with the Closing Disclosure. Mission verified compliance with timing requirements to ensure there were no loan estimates provided to the borrower after a Closing Disclosure had been delivered, and whether the Final LE was provided at least four (4) business days prior to the closing Consummation Date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.8 LE
 Confirmation of Receipt

If the LE did not contain a signature line for the consumer's confirmation of receipt, then Mission verified electronic delivery of documents provided to borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9 Closing
 Disclosures

Mission analyzed each Closing Disclosure in the file all sections of Closing Disclosures were completed (no blanks, ''NA's" or incomplete sections) and the Disclosure is accurate as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.1 Mission
 verified that the correct form is used and General loan information and loan terms sections
 were completed, and formatting is accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.2 Verified
 the loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.3 Verified
 all applicants applying for credit, as disclosed on the application, are listed on the
 CD

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.4 Verified
 critical section such as "Can this amount increase after closing?" and "Does
 the loan have these features" sections are completed and are accurate based on
 the terms disclosed on the LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.5 If
 rate was locked, Mission verified lock expiration date, time and time zone was disclosed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.6 Validated
 projected Payments and Estimated Taxes, Insurance & Assessments sections were complete
 and accurate based on the loan terms and information known at the time of disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.7 Verified
 the Closing Costs and Cash-to-Close sections were complete and accurate based on the
 information provided on page 2 of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.8 Verified
fees disclosed properly (alphabetical order within Section with certain

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exceptions, and all title fees start with "Title - ") were accurate in the Closing Cost Details section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.9 Validated
 when Interest Only Payments, Optional Payments, Step Payments, or Seasonal Payments,
 is Adjustable Payment ("AP") Table were disclosed and accurate based on early
 disclosures in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.10 Validated
 when ARM or Step Rate, that Adjustable Interest Rate ("AIR") Table was properly
 disclosed and accurate based on the early disclosures in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.11 Verified
 the Comparison section is complete.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.12 Validated
 that all Rounding rules were verified as per 1026.37(o)(4).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.9.13 Validated
 the Other Considerations Section was complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.10 Written
 List of Providers

Mission verified that if the lender placed fees in the Services You Can Shop For category, that the file properly contained a Written List of Providers provided to the borrower within three (3) business days of application. The WLSP must have included at least one available provider for each service and state the consumer may choose a different provider for that service. If a WLSP was not provided, the fees will be treated as a 10% Tolerance fee and a finding for missing service provider list will be noted. If a WLSP is provided outside of three (3) days of the application date, the fees will be treated as a 10% Tolerance fee and a finding for a service provider list being provided outside of three (3) days from application will be noted.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11 Variance
 Testing

Mission deploys in its testing one or the other of the following Variance Categories in performing variance tests:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.1 Zero
 Tolerance Variance- A finding will be cited if any
 charges increase from the Binding LE to the Final CD without COC or BRC.

Such increases include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fees
 paid to the lender, broker or an affiliate of either lender or broker [except fees paid
 to an affiliate of the lender for services NOT required by the creditor are not subject
 to tolerance/variance per CFR 1026.19(e)(3)(iii)(E)];

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Fees
 paid to an unaffiliated third party if the lender did not permit the borrower to shop
 for servicer; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Transfer
 taxes.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Lender
 Credits

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.2 10%
 Tolerance Variance- A finding will be cited if the
 aggregate of the charges increased by more than 10% from the Binding LE to the Final
 CD without COC or BRC. If a fee/service is listed on the LE but not charged/reflected
 on the Final CD, the fee will be removed and not considered in calculating the 10% variance
 threshold pursuant to CFR 19(e)(3)(ii)-5.

Such increases include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Recording
 fees; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Charges
 for third party services not paid to creditor or affiliate AND borrower permitted to
 shop for service but selects a provider on the creditor's Written List of Service
 Providers.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.3 Prepaid
 mortgage insurance will be treated as a 10% tolerance fee if it can be shopped for (and
 not identified as an affiliate), otherwise it will be treated as a Zero Tolerance fee.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.4 No
 Tolerance/Unlimited - No finding will be cited if any of the charges change from the
 Binding LE to the Final CD, provided that the disclosed amount on the LE is based on
 information reasonably known to the creditor at the time of disclosure (disclosed in
 good faith), such as:

● Prepaid interest;

● Property insurance premiums;

● Impounds/Escrows;

● Charges for services required by the creditor but the borrower is permitted to shop for and borrower selects a third party provider not on the lender's Written Service Provider List; and

● Charges for third party services not required by the creditor (even if paid to an affiliate of the creditor).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.5 Prepaid
 property taxes charged by local and state governments periodically will have no tolerance
 under the general 'best information reasonably available' standard unless
 otherwise instructed by the Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.6 As
 noted above, Mission reviewed the loan file for evidence the disclosure was not made
 in "Good Faith". "Good faith" means the creditor made the estimate
 based on the information reasonably available to them at the time the LE was provided.
 Absent such evidence, Mission will consider the disclosures made in "good faith".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.7 Additionally,
 if a documented valid COC or BRC occurred resulting in a change to loan terms, settlement
 charges or interest rate within four (4) business days of consummation, the variance
 test will be performed based on the revised amounts disclosed on the initial CD (or subsequent
 CD if change occurs after the initial CD has been provided) provided that the change
 is related to the COC or BRC per Comment 19(e)(4)(ii)-1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.8 For
 loans with no Interim LE and no COC or BRC occurring four (4) days prior to consummation,
 fees and charges on the CD were tested for compliance with permitted variances against
 fees disclosed on Initial LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.9 For
 loans with an Interim LE, the review of each Interim LE and fees and charges on the CD
 were tested for compliance with variance thresholds against fees supported by a valid
 COC or BRC related to the charge that increases.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11.10 In
those cases where an Interim LE was issued with several fee increases, but

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only some are supported by or related to a valid COC or BRC, those fees which are not supported by or related to a valid COC, BRC or disclosed on an LE that was not provided timely (within three (3) business days of changed circumstance) were tested for variance using the amounts disclosed in the Initial LE previously valid LE.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12 TRID
 Review - Closing Disclosures ("CD")

Mission conducted a full Closing Disclosure review and verified the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.1 That
 the correct form was used and all sections of the CD were completed (no blanks or incomplete
 sections).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.2 Acknowledgement
 of receipt, either by signature or evidence of electronic delivery by all borrowers with
 a right to rescind under 1026.23 by verifying that each borrower with a right to rescind
 was provided with a copy of the CD. This could include the non-borrowing spouse. Acknowledgement
 is based on either signature, evidence of electronic delivery or by apply the common
 mail rules.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.3 If
 a subsequent CD was issued with changes to (a) the loan product which affects disclosed
 terms and loan information; (b) the addition of a prepayment penalty; or (c) an APR which
 exceeds the previously disclosed APR by more than the permitted tolerances for accuracy,
 Mission validated that the borrower was given an additional three (3)-business day waiting
 period from the date of final pre-close CD with (a) the final loan product; (b) the prepayment
 penalty addition; or (c) the APR, and that the final pre-close CD has been received by
 borrower by consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.4 On
 the final CD the following checks and limitations apply:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.5 Verification
 of the technical formatting of the CD is out of scope in the standard review. The formatting
 of the document is the responsibility of the document preparation source.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.6 Closing,
 Transaction and Loan Information sections have been completed with accurate information.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.7 Loan
 terms sections are completed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.8 Mission
 will verify loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.9 Mission
 will verify all applicants applying for credit, as disclosed on the application, are
 listed on the LE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.10 "Can
 this mount increase after closing?" and "Does the loan have these features"
 sections are completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.11 Projected
 Payments and Estimated Taxes, Insurance & Assessments sections are completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.12 Fees
 have been disclosed properly (alphabetically, correct buckets and all title fees start
 with "Title - ") in Closing Cost Details section.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.13 Any
 additional fees for sections other than Section C (Services You Can Shop For).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.14 Calculating
 Cash to Close table completed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.15 Summaries
 of Transaction section completed accurately

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.16 CD
 Assumption, Demand Feature, Negative Amortization, and Partial Payments sections completed
 properly (at least and only one box selected).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.17 Late
 Payment completed properly (terms disclosed and accurate per note).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.18 Escrow
 Amount section was completed properly (only one box selected and amounts disclosed).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.19 Escrow
 Property Costs over Year 1 to be calculated per the payments scheduled to be made in
 a 1 year period after consummation (1026.38)1)(7)(i) (A)(I).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.20 Non-Escrowed
 Property Costs over 1 Year to be calculated using either 11 or 12 months as determined
 by client. (1026.38)(1)(7)(i)(B)(1)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.21 If
 Interest Only, Optional Payments, Step Payments, or Seasonal Payments, is

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.22 Adjustable
 Payment ("AP") Table disclosed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.23 If
 ARM or Step, is Adjustable Interest Rate ("AIR") Table was disclosed accurately.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.24 Loan
 Calculations sections were complete and accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.25 Total
 of Payments is accurate per 1026.38(o)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.26 Include
 fees in section A, B, and C that are paid by the borrower as well as the seller or other
 if those fees are customarily paid by the borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.27 Mission
 captured amounts disclosed in Loan Calculations section and tested for TILA tolerance
 violations on disclosed APR and Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.28 Mission
 confirmed the Total Interest Percentage (TIP) was accurate with proper rounding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.29 Other
 Disclosures section was complete with at least one choice selected as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12.30 Rounding
 rules were verified as per 1026.38(t)(4). Rounding on all percentages except APR is percentages
 should be truncated so that a zero is not disclosed in the last decimal place (7.250
 should be rounded to 7.25).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13 TRID Method of Delivery/Receipt LE and CD

Mission verified the method of receipt of the revised LE and CD and performed a compliance test with timing requirements. For purposes of the review and verification, the date the borrower is deemed to have received the disclosure(s) is based on any of the following methods:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.1 In Person: borrower signature date is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.2 Electronic - No Receipt Confirmation in File:
three (3) business days from later of document issue date or proof of e-delivery date is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.3 Electronic - With Receipt Confirmation in
File, date of receipt confirmation is used.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.4 Electronic - Delivery confirmation of an email,
assuming the borrower(s) have consented to electronic delivery.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.5 Mail (USPS or other parcel delivery service)
- No Receipt Confirmation in File: three (3) business days from later of document issue date or proof of mailing date is used.
Delivery confirmation, i.e., confirmation that documents have been delivered to the borrower(s) door. Signature receipt by anyone
other than the borrower(s) to the mortgage transaction constitutes evidence of delivery, not receipt, for the purposes of the receipt
requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.6 Mail (USPS or other parcel delivery service)
- With Receipt Confirmation in File: date of receipt confirmation is used. Delivery confirmation, i.e., confirmation that documents
have been delivered to the borrower(s) door. Signature receipt by anyone other than the borrower(s) to the mortgage transaction
constitutes evidence of delivery, not receipt, for the purposes of the receipt requirements. Unknown (unable to determine delivery
method or unable to verify borrower received disclosures in any other method than by USPS Mail method): follow the USPS Mail delivery
method of three (3) business days from the document issue date. As noted above, a signature by anyone other than the borrower(s)
constitutes evidence of delivery and the method of receipt will be considered unknown, requiring an additional three (3) days from
the date the non-borrower received the documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13.7 Electronic Disclosures. If disclosures were
sent electronically, a finding was cited if there was no evidence in the file that the borrower consented to receive disclosures
electronically. Default to the three (3) business day mail rule for delivery without the proper documentation of borrower consent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14 Other TRID Compliance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.1 Mission verified that the Home Loan Toolkit
was present. If not present, a finding was cited if the Your Home Loan Toolkit Disclosure or evidence the disclosure was delivered
or placed in the mail is not in the file or was not provided to the borrower within three (3) business days of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.2 Consummation Date: Consummation varies by
applicable state law and the term is not often clearly defined. Accordingly, Mission used the notary date of the Deed of Trust
to confirm consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14.3 Post-Consummation Disclosures: As noted in
the findings resolutions, the

creditor used a Post-consummation Closing Disclosure to either correct clerical errors and clear findings or to cure pre-consummation fee tolerance errors and clear findings. In all cases, Mission confirmed the testing against the Post-consummation Closing Disclosure before findings were resolved.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15 SUBSEQUENT CHANGES AFTER CONSUMMATION

There were loans in the pool reviewed by Mission that contained findings related to issues that could only be cured by issuance of a Post-close Closing Disclosure. The following prescribed cures as set forth in section 1026.19 (t)(2)(iii) through (v) that are acceptable for changes and corrections to the Final CD after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.1 Section 1026.19(t)(2)(iii) - Changes due to
events occurring after consummation. If within 30 days of consummation or as in this case, within 30 days of creditor first becoming
aware of the existence of an event, an event occurs that causes the final CD to become inaccurate and such inaccuracy results in
a change to an amount actually paid by the borrower(s) from the amount disclosed, Mission tested for evidence that a new, corrected
CD was delivered or placed in the mail to the borrower within thirty (30) days of receiving information that an event occurred.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.2 Section 1026.19(f)(2)(iv)- Changes due to
clerical errors. Non-numeric clerical errors, for the purpose of this scope are any error not related to a disclosed dollar amount
or percentage. Where applicable, Mission tested for evidence that a new, corrected Post-Closing CD was delivered or placed in the
mail to the borrower within sixty (60) calendar days of consummation, or within sixty (60) calendar days of the first date of which
the creditor becomes aware of such error.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.3 Section 1026.19(f)(2)(v)-Refunds related to
the good faith analysis. Where applicable, Mission identified findings related to fee disclosures and brought such findings to
the attention of the creditor. As noted in the resolution of these findings, the Creditor acted in Good Faith and cured these findings
by issuing a corrected Post-Closing CD and where a fee tolerance violation occurred the Creditor issued a refund to the borrower.
In all cases, Mission tested for evidence such as a copy of the refund check, a new corrected CD, and evidence the creditor delivered
or placed in the mail to the borrower within the timeframe necessary as noted in the resolution to the findings.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.4 A post-consummation CD is understood to be
issued with a Date Issued represented as the date the post-consummation CD was issued.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15.5 Errors on LE's and Interim CD's
and numeric errors on final CD's which do not have prescribed cures as per the regulation were not be reported as having
been cured. The assessment of risk and decision to accept a finding that does not have a prescribed cure is the responsibility
of the purchaser of the loan.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16 Additional Disclosures and Requirements:

Mission confirmed compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.1 Confirmed the presence of the Home Loan Tool
Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.2 Confirmed the presence of the Affiliated Business
Disclosure in file in the event the lender has affiliated business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.3 Confirmed the Affiliated Business Disclosure
provided within three general business days of "Application" (Mission reviews for this disclosure to be provided within
three general business days, as the lender will typically know at the time of application if borrower(s) will be referred to affiliates
for provision of third party services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.4 Confirmed the Affiliated Business Disclosure
is executed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.5 Confirmed the presence of the Initial Escrow
Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.6 Confirmed the Initial Escrow Disclosure Statement
was provided at closing or within 45 days after settlement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16.7 Confirmed that each mortgage loan adhered
to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy
documentation for evidence of adequate coverage amounts.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17 High Cost- State & Local Anti-Predatory
Regulations:

In addition to federal thresholds, Mission reviewed the anti-predatory lending statutes in the following states and local municipalities, as applicable:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.1 Arkansas Home Loan Protection Act, AR. Stat.
Ann.§ 23-53-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.2 California Anti-Predatory Lending Statute,
CA. Fin. Code§ 4970 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.3 4.3 California
Higher Priced Mortgage Loan Statute, CA. Fin Code § 4995 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.4 4.4 Colorado
Consumer Equity Protection Act, CO. Rev. Stat. § 5-3.5-101 et seq. and as amended by Senate Bi11216 (2007) and House Bi111322
(2007) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.5 Colorado Consumer Credit Code, CO. Rev. Stat.
5-1-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.6 Connecticut Abusive Home Loan Lending Practices
Act, CT. Stat. Ann. § 36a-746 et seq. and the Responsible Lending and Economic Security Act, CT. House Bill 5577 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.7 Connecticut Nonprime Home Loan Statute, CT.
Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate Bill 949.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.8 District of Columbia Home Loan Protection
Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. and DC
Mortgage Disclosure Act of2007.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.9 Florida Fair Lending Act, FL. Stat. Ann. §
494.0078 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.10 Georgia Fair Lending Act, GA. Stat. Ann.§
7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.11 Idaho Residential Mortgage Practices Act,
ID. Code§ 26-3101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.12 Illinois High Risk Home Act, IL. Comp Stat.
tit. 815, §§ 137/5 et seq.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.13 Illinois High Risk Home Loan Regulations,
38 IL. Admin. Code § 345.10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.14 Illinois High Risk Home Loan Act, Public Act.
93-0561 (2003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.15 City of Chicago, Illinois, Anti-Predatory
Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.16 Cook County, Illinois, Anti-Predatory Lending
Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.17 Indiana Home Loan Practices Act, IN. Code§
24-9-1-1 et seq. and as amended by 2005 In. P.L. 141 § 6 P2013-011.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.18 Kansas Consumer Credit Code, KS. Stat. Ann.
§ 16a-1-101 et seq. Sections 16a-1-301, 16a-3- 207 and 16a-3-308a.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.19 Kentucky Anti-Predatory Lending Statute, KY.
Rev. Stat. § 360.100 et seq. and as amended by KY. House Bill 552 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.20 Maine, An Act to Enhance Consumer Protections
in Relation to Certain Mortgages, 9A ME. Rev. Stat. Ann. §§ 8-101; 8-103(1); 8-206(8); 8-206A and ME. Legislative Document
1869 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.21 Maryland Commercial Law, MD. Stat. Ann. §§
12-124.1; 12-127; 12-409.1; 12-1029 and as amended by MD. Senate Bill 270 (2008) and Maryland Regulations under the MD. Mortgage
Lender Law (2009).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.22 Maryland Regulations for Higher Priced Mortgage
Loans, as promulgated under the MD. Mortgage Lender Law, MD. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; MD. Code
Regs. §§ 09.03.06.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.23 Massachusetts High Cost Mortgage Regulations,
209 CMR § 32.32 et seq. including MA. House Bill4387 (2008) 20. MA. Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.24 Massachusetts Regulations for Higher Priced
Mortgage Loans, 209 MA. Code Regs. §§ 32.00

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.25 Massachusetts "Borrower's Interest"
Standard, M.G.L. Chapter 183, §28C.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.26 Massachusetts Mortgage Lender and Broker Regulations,
940 CMR § 8.00 (15-17).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.27 Michigan Consumer Mortgage Protection Act,
MI. Stat. Ann. § 445-1631 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.28 Minnesota Mortgage Originator and Service
Licensing Act, § 58.137 etal. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.29 Nebraska Mortgage Bankers Registration and
Licensing Act, NE. Stat.§ 45-702 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.30 Nevada Anti-Predatory Lending Law, NV. Rev.
Stat. § 598D.010 et seq. and as amended by AB 440 and492.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.31 New Jersey Home Ownership Security Act of
2002, NJ. Stat. Ann. §C:46:10 B-22 et seq. and as amended by PL. 2004, Ch. 84 § 1.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.32 New Mexico Home Loan Protection Act, NM. Stat.
Ann. § 58-21A-1 et seq. and as amended by Senate Bill 342 (2009 High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented
by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article 6-1 (2003) and 6-m (2008).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.33 New York High Cost Home Loan Regulations,
3 NYCCR Part 41 (2001).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.34 New York High Cost Home Loan Act, NY. Bank.
L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article 6-1 (2003)
and 6-m (2008).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.35 North Carolina Anti-Predatory Lending Law,
NC. Gen. Stat. §§ 24-l.1 to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, NC. Gen. Stat. §§
24-9; 24-l.l(E)(a); 24-10.2(a) and as amended by House Bill1817 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.36 Ohio Anti-Predatory Lending Statute, OH. Rev.
Code Ann. §§ 1349.25 to 1349.37and § 1.63 and as amended by S.B. 185.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.37 City of Cleveland Heights, Ohio, Anti-Predatory
Lending Ordinance, Ordinance No. 72-2003.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.38 Oklahoma Anti-Predatory Lending Law, House
Bill No. 1574 (2003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.39 Oklahoma Higher -Priced Mortgage Loans Law,
OK. Admin. Code§§ 160:45-9-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.40 Pennsylvania Consumer Equity Protection Act,
63 PA. Cons. Stat. Ann. § 456.501 et seq. 4.41 City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No.
245, Chapter 2006-33 as amended.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.41 Rhode Island Home Loan Protection Act, Chapter
25.2 of Title 34 of RI. Gen. Laws. §§ 34-25.2-1 et seq., including the Emergency and Final Regulations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.42 South Carolina High-Cost and Consumer Home
Loans Act, SC. Code§ 37-23-10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.43 South Carolina Consumer Protection Code, SC.
Code 37-1-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.44 Tennessee Home Loan Protection Act, TN. Code
Annotated §§ 45-20-101 et seq., Title 47 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.45 Texas High-Cost Home Loan Statute, TX. Fin.
Code Ann.§ 343.201 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.46 Texas Constitution, Section 50(a)(6), Article
XVI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.47 Utah Residential Mortgage Practices Amendments,
UT. Code Ann.§ 61- 2c-102 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.48 Utah High Cost Home Loan Act, UT. Code §
61-2d-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.49 Vermont Interest Act, 9 V.S.A. § 104,
implemented by Regulation B-98-2.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.50 Virginia Mortgage Lender and Broker Act (for
loans originated prior to July 1, 2003), VA. Code Ann.§§ 6.1-413; 6.1-422, 6.1-428.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.51 Virginia Mortgage Lender and Broker Act (for
loans originated after July 1, 2003), VA. Code Ann.§§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.52 Washington House Bill 2770, Mortgage Lending
and Homeownership, Chapter 108, Laws of 2008.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.53 Wisconsin Responsible High Cost Mortgage Lending
Act, WI. Stat. § 428.202.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.54 West Virginia Residential Mortgage Lender,
Broker and Servicer Act, WV. Code § 31-17-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17.55 Wyoming Credit Code, WY. Stat. Ann.§§
40-14-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.18 Regulatory Compliance Disclaimer

Please be advised that Mission did not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Mission are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties

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upon which Mission is relying in reaching such findings.

Please be further advised that Mission does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Mission do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Mission. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Mission to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Mission are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19 Misrepresentation and Third-Party Report
Review

Mission verified that fraud reports were present on all loans and independent third-party property valuations reports are in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.1 Misrepresentation Review

Mission validated the presence of a Fraud Guard report on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.2 Alerts

Mission validated credit report alerts for accuracy and potential issues.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.3 Social Security Numbers

Mission verified SSN(s) across all file documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.4 Document Integrity

Mission validated to the extent possible for apparent alterations to loan documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.5 Data Consistency

Mission validated the documents contained in the loan file for consistency of data.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.19.6 Third Party Fraud Tools

To the extent a third-party Fraud Guard was present in the loan file, Mission reviewed high level or critical warnings were reviewed and addressed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Data Integrity Review

Mission was provided with a Client bid tape to conduct a Data Integrity Review. The Client provided a data tape with the following data fields and Mission compared the field to the applicable source document and reported all variances.

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The following fields were provided and compared:

● All Borrower Total Income

● Application Date

● Borrower Citizenship

● Borrower First Name

● Borrower LastName

● Co-Borrower FirstName

● Co-Borrower Last Name

● Closing Settlement Date

● DSCR

● First Payment Date

● Initial Monthly PI or IO Payment

● Interest Rate

● Lender Name

● Loan Amount

● Loan ID

● Loan Program

● Loan Purpose

● MIN No

● Mortgage Origination Channel

● Note Date

● Number of Units

● Occupancy

● Primary Appraised Property Value

● Property Address

● Property City

● Property County

● Property State

● Property Type

● Property Zip Code

● Qualifying CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Loan and Exception Level Grading Methodology

Pursuant to the applicable NRSRO criteria, Mission graded each loan exception with an event level 1 for exceptions findings that are informational in nature, event level 2 for exceptions findings that are considered non-material, event level 3 for exceptions findings that are considered material. In accordance applicable NRSRO criteria exceptions and overall initial loan grades and final loan Grades were assigned with an A, B, C or D. The methodology for the application of RMBS grading is defined by each NRSRO in their current industry publications as updated from time to time.

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Pursuant to the applicable NRSRO criteria, Mission graded certain compliance exceptions as nonmaterial based on seasoning of the mortgage loan. Where applicable, mortgage loans that are seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The period is not limited for claims, other than recission, which are raised as a defense to foreclosure. Information contained in any Mission reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**NRSRO GRADING METHODOLOGY**

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| **Fitch Ratings Grade** | **# of Loans** | **% of Loans (by count) in <br> MISSION Population** |
| A | 590 | 75.7% |
| B | 189 | 24.3% |
| C | 0 | 0% |
| D | 0 | 0% |

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**NRSRO GRADING METHODOLOGY**

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|:---|:---|:---|
| **KBRA Ratings Grade** | **# of Loans** | **% of Loans (by count) in <br> MISSION Population** |
| A | 590 | 75.7% |
| B | 189 | 24.3% |
| C | 0 | 0% |
| D | 0 | 0% |

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| &nbsp;&nbsp;**NRSRO GRADE SUMMARY** | | |
| &nbsp;&nbsp;**NRSRO GRADE** | <br>&nbsp;&nbsp;**# of Loans** | <br>&nbsp;&nbsp;**% of Loans (by count) in <br> MISSION Population** |
| &nbsp;&nbsp;**CREDIT** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp; 644 | &nbsp;&nbsp; 82.7% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp; 135 | &nbsp;&nbsp; 17.3% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;0 | &nbsp;&nbsp;0% |
| &nbsp;&nbsp;**COMPLIANCE** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp; 777 | &nbsp;&nbsp; 99.7% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp; 2 | &nbsp;&nbsp; 0.3% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp; 0 | &nbsp;&nbsp; 0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp; 0 | &nbsp;&nbsp; 0% |

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| &nbsp;&nbsp;**PROPERTY/VALUE** |  |  |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp; 709 | &nbsp;&nbsp;91.0% |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp; 70 | &nbsp;&nbsp; 9.0% |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp; 0 | &nbsp;&nbsp; 0% |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp; 0 | &nbsp;&nbsp; 0% |

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**DATA INTEGRITY REVIEW**

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|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** | &nbsp;&nbsp;**Data Compare Summary** |
| &nbsp;&nbsp;**2026_ADMT-NQM3_Final** |  |  |  |  |
| &nbsp;&nbsp;**Run Date - 3/25/2026 9:30:00 AM** |  |  |  |  |
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**Comments** |
| &nbsp;&nbsp;AllBorrowerTotalIncome | &nbsp;&nbsp;11 | &nbsp;&nbsp;779 | &nbsp;&nbsp;1.41% | &nbsp;&nbsp;All Income was verified for each borrower |
| &nbsp;&nbsp;ApplicationDate | &nbsp;&nbsp;67 | &nbsp;&nbsp;779 | &nbsp;&nbsp;8.60% | &nbsp;&nbsp;All variances were verified by Mission using either the 1003 date or the credit report date |
| &nbsp;&nbsp;B1Citizen | &nbsp;&nbsp;1 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.13% | &nbsp;&nbsp;All variances were verified by Citizenship documents |
| &nbsp;&nbsp;B1FirstName | &nbsp;&nbsp;18 | &nbsp;&nbsp;779 | &nbsp;&nbsp;2.31% |  |
| &nbsp;&nbsp;B1LastName | &nbsp;&nbsp;26 | &nbsp;&nbsp;779 | &nbsp;&nbsp;3.34% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B2FirstName | &nbsp;&nbsp;4 | &nbsp;&nbsp;146 | &nbsp;&nbsp;2.74% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;B2LastName | &nbsp;&nbsp;3 | &nbsp;&nbsp;146 | &nbsp;&nbsp;2.05% | &nbsp;&nbsp;All variances were spelling differences in the tape vs on the note. |
| &nbsp;&nbsp;ClosingSettlementDate | &nbsp;&nbsp;403 | &nbsp;&nbsp;779 | &nbsp;&nbsp;51.73% | &nbsp;&nbsp;In all cases Mission verified closing dates from the relevant closing documents. |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;29 | &nbsp;&nbsp;779 | &nbsp;&nbsp;3.72% | &nbsp;&nbsp;In all cases Mission recalculated DSCR from relevant income and credit documents. |
| &nbsp;&nbsp;FirstPaymentDate | &nbsp;&nbsp;25 | &nbsp;&nbsp;779 | &nbsp;&nbsp;3.21% | &nbsp;&nbsp;In all cases Mission verified first payment date from the promissory note. |
| &nbsp;&nbsp;InitialMonthlyPIOrIOPayment | &nbsp;&nbsp;39 | &nbsp;&nbsp;779 | &nbsp;&nbsp;5.01% | &nbsp;&nbsp;In all cases Mission verified the monthly PI Payment from the promissory note. |
| &nbsp;&nbsp;InterestRate | &nbsp;&nbsp;0 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;LoanAmount | &nbsp;&nbsp;1 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.13% | &nbsp;&nbsp;In all cases Mission verified the Loan Amount from the promissory note. |
| &nbsp;&nbsp;LoanProgram | &nbsp;&nbsp;14 | &nbsp;&nbsp;779 | &nbsp;&nbsp;1.80% | &nbsp;&nbsp;In each case, these appear to be changes in Loan program during underwriting. In all cases Mission verified programs from the Loan approval and final loan docs. |
| &nbsp;&nbsp;LoanPurpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;MINNo | &nbsp;&nbsp;9 | &nbsp;&nbsp;748 | &nbsp;&nbsp;1.20% | &nbsp;&nbsp;In all cases Mission verified the MIN number present on the Deed of Trust. |
| &nbsp;&nbsp;MortgageOriginationChannel | &nbsp;&nbsp;0 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;In all cases Mission verified the Channel from the Lona approval in the loan file. |

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| &nbsp;&nbsp;NoteDate | &nbsp;&nbsp;2 | &nbsp;&nbsp;742 | &nbsp;&nbsp;0.27% | &nbsp;&nbsp;All date variances were verified from the Promissory Note. |
| &nbsp;&nbsp;NumberofUnits | &nbsp;&nbsp;3 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.39% | &nbsp;&nbsp;In all cases Mission verified property units from the appraisal and other property related documents. |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;PrimaryAppraisedPropertyValue | &nbsp;&nbsp;3 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.39% | &nbsp;&nbsp;Mission verified values used from the appraisal. |
| &nbsp;&nbsp;PropertyAddress | &nbsp;&nbsp;104 | &nbsp;&nbsp;779 | &nbsp;&nbsp;13.35% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyCity | &nbsp;&nbsp;5 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.64% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyCounty | &nbsp;&nbsp;61 | &nbsp;&nbsp;779 | &nbsp;&nbsp;7.83% | &nbsp;&nbsp;All variances were various slight spelling differences in the tape vs on the deed of trust. |
| &nbsp;&nbsp;PropertyState | &nbsp;&nbsp;0 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;PropertyType | &nbsp;&nbsp;64 | &nbsp;&nbsp;779 | &nbsp;&nbsp;8.22% | &nbsp;&nbsp;All differences are enumerations are related to ASF enumerations. In each case mission verified the Property type from the appraisal. |
| &nbsp;&nbsp;PropertyZipCode | &nbsp;&nbsp;0 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;QualifyingCLTV | &nbsp;&nbsp;51 | &nbsp;&nbsp;779 | &nbsp;&nbsp;6.55% | &nbsp;&nbsp;In all cases Mission verified values from appraisal documents and 2nd lien values from 2nd lien documents or credit reports. |
| &nbsp;&nbsp;RefinanceType | &nbsp;&nbsp;34 | &nbsp;&nbsp;363 | &nbsp;&nbsp;9.37% | &nbsp;&nbsp;All variations were verified from the 1003 documentation. |
| &nbsp;&nbsp;SalesPrice | &nbsp;&nbsp;1 | &nbsp;&nbsp;418 | &nbsp;&nbsp;0.24% | &nbsp;&nbsp;Mission verified sales price from sales contracts and closing documents. |
| &nbsp;&nbsp;TotalDebtIncomeRatio | &nbsp;&nbsp;1 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.13% | &nbsp;&nbsp;In all cases Mission verified borrower income and all debts from the credit reports and recalculated DTI. |
| &nbsp;&nbsp;UnderwritingGuidelineLenderName | &nbsp;&nbsp;0 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;UnderwritingGuidelineName | &nbsp;&nbsp;0 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;UnderwritingGuidelineVersionDate | &nbsp;&nbsp;0 | &nbsp;&nbsp;779 | &nbsp;&nbsp;0.00% |  |
| &nbsp;&nbsp;VerifiedDocType | &nbsp;&nbsp;212 | &nbsp;&nbsp;779 | &nbsp;&nbsp;27.21% | &nbsp;&nbsp;Mission uses ASF defined doc types used for income qualification and the lender tape differs from these enumerations. |
|  | &nbsp;&nbsp;1191 |  |  |  |

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|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **27** |

---

**POOL DETAILS**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**AMORTIZATION TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**BORROWER CITIZENSHIP** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;779 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;Non-Permanent Resident Alien | &nbsp;&nbsp;57 | &nbsp;&nbsp;7.32% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**779** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Permanent Resident Alien | &nbsp;&nbsp;76 | &nbsp;&nbsp;9.76% |
|  |  |  | &nbsp;&nbsp;US Citizen | &nbsp;&nbsp;646 | &nbsp;&nbsp;82.93% |
| &nbsp;&nbsp;**LOAN TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**779** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;416 | &nbsp;&nbsp;53.40% |  |  |  |
| &nbsp;&nbsp;Refinance - Cash Out | &nbsp;&nbsp;284 | &nbsp;&nbsp;36.46% | &nbsp;&nbsp;**OCCUPANCY** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;Refinance - Limited Cash Out | &nbsp;&nbsp;23 | &nbsp;&nbsp;2.95% | &nbsp;&nbsp;Investment | &nbsp;&nbsp;389 | &nbsp;&nbsp;49.94% |
| &nbsp;&nbsp;Refinance - Rate and Term | &nbsp;&nbsp;56 | &nbsp;&nbsp;7.19% | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;371 | &nbsp;&nbsp;47.63% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**779** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Secondary Residence | &nbsp;&nbsp;19 | &nbsp;&nbsp;2.44% |
|  |  |  | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**779** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**ORIGINAL INTEREST RATE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |  |  |  |
| &nbsp;&nbsp;5.500 - 5.999% | &nbsp;&nbsp;44 | &nbsp;&nbsp;5.65% | &nbsp;&nbsp;**PROPERTY TYPE** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;6.000 - 6.499% | &nbsp;&nbsp;226 | &nbsp;&nbsp;29.01% | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;33 | &nbsp;&nbsp;4.24% |
| &nbsp;&nbsp;6.500 - 6.999% | &nbsp;&nbsp;237 | &nbsp;&nbsp;30.42% | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;60 | &nbsp;&nbsp;7.70% |
| &nbsp;&nbsp;7.000 - 7.499% | &nbsp;&nbsp;105 | &nbsp;&nbsp;13.48% | &nbsp;&nbsp;3 Family | &nbsp;&nbsp;10 | &nbsp;&nbsp;1.28% |
| &nbsp;&nbsp;7.500 - 7.999% | &nbsp;&nbsp;76 | &nbsp;&nbsp;9.76% | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;14 | &nbsp;&nbsp;1.80% |
| &nbsp;&nbsp;>= 8.000% | &nbsp;&nbsp;90 | &nbsp;&nbsp;11.55% | &nbsp;&nbsp;5-10 Unit Multi-Family | &nbsp;&nbsp;19 | &nbsp;&nbsp;2.44% |
| &nbsp;&nbsp;5.000 - 5.499% | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% | &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;10 | &nbsp;&nbsp;1.28% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**779** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;143 | &nbsp;&nbsp;18.36% |
|  |  |  | &nbsp;&nbsp;Condotel | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.26% |
| &nbsp;&nbsp;**QUALIFYING FICO** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;Double-wide Manufactured Housing | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;601 - 700 | &nbsp;&nbsp;104 | &nbsp;&nbsp;13.35% | &nbsp;&nbsp;Mixed Use | &nbsp;&nbsp;21 | &nbsp;&nbsp;2.70% |
| &nbsp;&nbsp;701 - 800 | &nbsp;&nbsp;597 | &nbsp;&nbsp;76.64% | &nbsp;&nbsp;PUD | &nbsp;&nbsp;140 | &nbsp;&nbsp;17.97% |
| &nbsp;&nbsp;801 - 900 | &nbsp;&nbsp;74 | &nbsp;&nbsp;9.50% | &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;326 | &nbsp;&nbsp;41.85% |
| &nbsp;&nbsp;No FICO | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.51% | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**779** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**779** | &nbsp;&nbsp;**100.00%** |  |  |  |
|  |  |  | &nbsp;&nbsp;**VERIFIED DSCR** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** |
| &nbsp;&nbsp;**VERIFIED DTI** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;< 1.00 | &nbsp;&nbsp;22 | &nbsp;&nbsp;2.82% |
| &nbsp;&nbsp;< 10 or Null | &nbsp;&nbsp;362 | &nbsp;&nbsp;46.47% | &nbsp;&nbsp;1.00 - 1.99 | &nbsp;&nbsp;314 | &nbsp;&nbsp;40.31% |
| &nbsp;&nbsp;10 - 19 | &nbsp;&nbsp;35 | &nbsp;&nbsp;4.49% | &nbsp;&nbsp;N/A | &nbsp;&nbsp;443 | &nbsp;&nbsp;56.87% |
| &nbsp;&nbsp;20 - 29 | &nbsp;&nbsp;73 | &nbsp;&nbsp;9.37% | &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**779** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;30 - 39 | &nbsp;&nbsp;124 | &nbsp;&nbsp;15.92% |  |  |  |
| &nbsp;&nbsp;40 - 49 | &nbsp;&nbsp;173 | &nbsp;&nbsp;22.21% |  |  |  |
| &nbsp;&nbsp;> = 50 | &nbsp;&nbsp;12 | &nbsp;&nbsp;1.54% |  |  |  |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**779** | &nbsp;&nbsp;**100.00%** |  |  |  |

---

---

| | |
|:---|:---|
| Confidential and Privileged. Use is restricted without the written consent of the Author. | P a g e \| **28** |

---

## Exhibit 99.7

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.7**

![](ex99_001.jpg)

**VALUATION REPORT**

**2026_ADMT-NQM3_Final**

**Run Date - 3/25/2026 9:30:00 AM** 

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **SECOND APPRAISAL VALUE** |  |  |  |  | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **SECOND FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **COLLATERAL UNDERWRITER SCORES** | **COLLATERAL UNDERWRITER SCORES** | **COLLATERAL UNDERWRITER SCORES** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Completion Report (1004D) Date** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Value for LTV** | **LTV** | **CLTV** | **Primary Appraisal Date** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Vendor** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| 113 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.7 |
| 114 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 115 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 116 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 117 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 118 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0245 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.6 |
| 119 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 120 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 121 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 122 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 123 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 124 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0455 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 125 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 126 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 127 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0214 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 128 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 129 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0502 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 130 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 20000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 131 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0867 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 132 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0100 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 133 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 134 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0104 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 135 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 136 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0404 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 137 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 138 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 139 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 140 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 141 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 142 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 143 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 144 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 145 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 146 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 147 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0125 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 148 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 149 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0245 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 150 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 151 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 152 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 153 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0171 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 154 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0905 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 155 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0048 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 156 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0390 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 157 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0991 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 158 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 159 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0050 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 160 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0899 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 161 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0270 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 162 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0839 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 163 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 164 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 165 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0137 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 166 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0108 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 167 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 168 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 169 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0496 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 170 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 171 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 172 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 173 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 174 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0179 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 175 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 150000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 176 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0593 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 177 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 178 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 179 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 180 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 181 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .3653 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 182 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 350000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 183 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 184 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0721 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| 185 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0309 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 186 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 187 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0484 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 188 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 189 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 190 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 191 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 192 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0376 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 193 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0891 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 194 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 195 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0865 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 196 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 197 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 198 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 199 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 200 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0626 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 201 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1024 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 202 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 203 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0952 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 204 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 205 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 206 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0116 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 207 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 208 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 209 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 210 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1781 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 211 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 212 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 213 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 214 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 215 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 216 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 217 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0341 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 218 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0180 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 219 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0099 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 220 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 221 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 222 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 25000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0074 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 225 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 226 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 227 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 228 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0102 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 229 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 230 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 231 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 232 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 233 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 234 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 235 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0098 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 236 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 237 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0269 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 238 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0245 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 239 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0649 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 240 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 241 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 242 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 243 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 244 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 280000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 245 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 246 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 247 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 285000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 248 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 249 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0825 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 250 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 251 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 252 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0242 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 253 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 254 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 255 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 256 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 257 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0733 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 258 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 259 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 260 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 261 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 262 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 263 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 264 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 265 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2110 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 266 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2689 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 267 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 268 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 269 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 270 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 271 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 272 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 273 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0377 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 274 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 275 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 276 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 277 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 278 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0035 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 279 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 280 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 281 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0093 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 282 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 283 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 284 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 285 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0765 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 286 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0351 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 287 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.7 |
| 288 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 289 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 290 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 291 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 292 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0069 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 293 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 294 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1214 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 295 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 296 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 297 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 298 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0532 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 299 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 300 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 301 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 302 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0491 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 304 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .3709 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 305 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2368 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 306 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 307 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 308 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0789 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 309 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 310 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0857 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 311 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 312 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0929 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 313 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 314 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 315 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 316 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 317 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 318 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 319 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 320 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 321 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0605 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 322 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 30000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 323 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 324 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0221 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 325 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 326 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 327 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 328 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0224 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 329 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 330 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 331 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 332 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 333 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 334 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 335 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1717 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 336 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0909 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 337 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0258 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 338 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 339 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 340 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 341 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0930 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 342 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 343 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 344 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 345 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0579 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 346 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 347 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 348 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 349 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0179 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 350 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 37000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 351 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 352 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 353 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 354 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1195 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 355 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0029 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 356 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 357 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 358 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 359 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0116 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 360 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 361 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 362 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 363 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 364 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 10000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | .0603 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 365 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0004 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 366 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 367 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 368 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 369 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 370 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 371 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 372 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 373 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 374 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 375 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 376 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 377 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1089 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 378 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 379 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0579 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 380 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 381 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 382 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 383 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 384 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 385 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 386 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0255 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 387 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 388 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 389 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 390 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 391 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 392 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 393 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0306 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 394 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0123 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 395 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 396 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 397 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 398 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 399 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0807 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 400 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 401 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 402 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 403 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 404 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 405 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 406 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 407 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 408 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 409 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 410 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 411 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 412 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 413 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 414 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 415 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 416 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 10000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 417 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 418 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0022 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 419 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 420 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0107 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 421 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 422 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 423 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 424 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 425 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0930 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 426 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0841 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 427 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 428 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 429 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 430 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 431 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 432 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 433 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 340000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 434 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 435 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 436 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 437 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0196 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 438 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 439 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1111 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 440 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 140000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 441 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 442 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 443 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 444 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 445 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0239 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 446 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0640 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 447 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0909 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 448 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0890 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 449 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 450 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 451 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 452 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 453 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 454 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 455 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 456 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 457 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 458 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 459 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0707 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 460 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 461 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0496 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 462 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 5000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 463 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 464 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 465 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 466 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 467 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 468 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0189 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 469 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 470 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 471 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 472 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 473 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0122 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 474 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0167 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 475 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 476 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 10000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 477 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 478 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 479 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 480 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 481 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 482 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 483 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0909 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 484 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 485 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 486 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 487 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 292000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 488 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 369000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 489 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 490 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0085 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 491 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 179000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 492 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 493 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0960 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 494 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0090 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 495 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 496 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 497 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 498 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 499 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 500 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 501 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 502 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0388 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 503 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 504 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 505 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 506 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0672 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 507 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 508 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 509 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 510 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 511 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 512 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 513 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 514 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 515 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 516 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0522 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 517 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 518 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 519 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 520 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 521 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 522 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 523 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0743 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 524 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 525 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 526 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 527 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 528 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 529 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0107 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 530 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 531 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 532 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 533 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 534 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 28000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 535 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 536 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 537 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 538 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0435 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 539 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 540 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 541 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0084 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 542 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 543 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 544 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 545 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 30000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 546 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 547 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1239 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 548 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 549 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 550 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 551 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 552 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 553 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 554 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 555 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0909 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 556 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 557 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 558 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 559 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 560 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 561 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 562 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 563 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 564 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 565 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 566 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0256 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 567 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 568 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 569 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 570 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 571 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 572 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 573 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 574 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0100 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 575 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 576 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 577 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0194 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 578 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0345 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 579 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1429 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 580 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 581 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 582 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 583 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 584 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 585 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 586 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 587 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0183 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 588 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 589 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 590 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 591 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0515 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 592 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 593 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0286 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 594 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 595 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0356 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 596 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0861 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 597 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 598 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 1000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 599 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 600 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 601 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 602 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 603 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 604 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 605 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.5 |
| 606 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 607 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 608 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 609 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0093 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 610 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0111 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 611 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0332 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 612 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 613 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 614 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 615 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 4000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 616 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 617 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 618 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0952 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 619 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 620 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 621 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 622 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 623 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 624 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 625 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 626 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 627 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 628 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 629 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 630 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0098 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 631 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 632 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0695 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 633 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 634 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0307 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 635 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 636 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 637 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 638 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0703 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 639 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 640 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 641 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 642 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 643 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 644 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 645 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0346 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 646 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0010 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 647 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 100000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 648 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 649 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 650 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 651 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0085 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 652 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0429 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 653 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 654 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 655 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 656 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 657 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0192 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 658 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 659 |  | [Redacted] | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1247 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 660 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 661 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 662 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 663 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 664 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 665 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 666 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 667 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0476 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 668 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 669 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 670 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 671 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0023 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 672 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 673 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 674 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 675 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 676 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 677 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 678 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 679 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 680 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .2545 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 681 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 682 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0360 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 683 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0896 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 684 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 685 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 686 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 687 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 688 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 689 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 36000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 690 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0380 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 691 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 692 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 75000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 693 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0478 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 694 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 695 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 696 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 697 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0133 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 698 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 699 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 700 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 701 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 702 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 703 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 704 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 705 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 706 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 707 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 708 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 709 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 710 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 711 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 712 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 713 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 714 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 715 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 716 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 717 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 718 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 719 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 720 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 721 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 722 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 723 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 724 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 725 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 726 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 727 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0004 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 728 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .1042 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 729 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 730 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 11000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 731 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 28000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 732 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 733 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 734 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 735 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 736 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 737 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 738 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 739 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 740 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 741 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 742 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 743 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 744 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 745 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 746 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 747 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 748 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 749 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 750 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 751 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1109 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 752 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 753 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 754 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 755 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 756 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 757 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 758 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 759 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 760 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 761 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 762 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 763 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 764 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0940 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 765 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 766 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0246 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 767 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 768 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 769 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 770 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 771 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 772 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 773 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 774 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 90000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 775 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 776 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 777 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 778 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0886 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 779 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 780 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 781 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 782 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 783 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 58000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 784 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 785 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 786 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0522 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 787 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 788 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 789 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 790 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 791 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 792 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 793 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 794 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 795 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 796 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 797 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 798 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 799 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 800 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0010 | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 801 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 802 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 803 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 804 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 805 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 806 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0249 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 807 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 808 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 809 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0104 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 810 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 811 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0104 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 812 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0938 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 813 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 814 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 815 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 816 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 817 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 818 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 819 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 820 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .1316 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 821 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0397 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 822 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0954 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 823 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 824 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0095 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 825 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 826 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 827 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 828 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 829 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0090 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 830 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 831 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 832 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 833 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 834 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 835 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 836 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | -.0417 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 837 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 838 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 839 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0122 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 840 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 841 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0527 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 842 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0522 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 843 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 844 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 845 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 846 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 847 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 848 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0303 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 849 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 500 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 850 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 851 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 852 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 853 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 71000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 854 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 855 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 856 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 857 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0793 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 858 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 859 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 860 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 861 |  |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 862 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 863 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0724 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 864 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 865 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 866 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 867 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 868 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0709 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 869 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | 0 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 870 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 871 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 872 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 873 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 874 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 875 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | .0000 | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 876 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 877 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 878 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .2313 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 879 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 880 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | .0082 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 881 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 882 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 883 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0071 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 884 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 885 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 886 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 887 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 888 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 889 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 890 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 891 |  |  | [Redacted] | [Redacted] |  | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  | [Redacted] | [Redacted] | -.0286 | [Redacted] | [Redacted] | [Redacted] | [Redacted] | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.8

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.8**

![](ex99_001.jpg)

**Rating Agency Grades Summary Report**

**2026_ADMT-NQM3_Final**

**Run Date - 3/25/2026 9:30:00 AM** 

---

| | | | |
|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Loan ID** | **Investor ID** | **Seller Loan ID** | **Original Loan Amount** |
| 113 |  |  | [Redacted] A |
| 114 |  |  | [Redacted] D A |
| 115 |  |  | [Redacted] D A B |
| 116 |  |  | [Redacted] D A |
| 117 |  |  | [Redacted] D A |
| 118 |  |  | [Redacted] D A B |
| 119 |  |  | [Redacted] D A |
| 120 |  |  | [Redacted] D A |
| 121 |  |  | [Redacted] D A |
| 122 |  |  | [Redacted] D A |
| 123 |  |  | [Redacted] D A |
| 124 |  |  | [Redacted] D A B |
| 125 |  |  | [Redacted] D A |
| 126 |  |  | [Redacted] D A |
| 127 |  |  | [Redacted] D A |
| 128 |  |  | [Redacted] D A |
| 129 |  |  | [Redacted] D A |
| 130 |  |  | [Redacted] D B A |
| 131 |  |  | [Redacted] A |
| 132 |  |  | [Redacted] D A B |
| 133 |  |  | [Redacted] D A |
| 134 |  |  | [Redacted] D A |
| 135 |  |  | [Redacted] D A |
| 136 |  |  | [Redacted] D C A |
| 137 |  |  | [Redacted] D A B |
| 138 |  |  | [Redacted] D A |
| 139 |  |  | [Redacted] D A |
| 140 |  |  | [Redacted] D A B |
| 141 |  |  | [Redacted] D A |
| 142 |  |  | [Redacted] D A |
| 143 |  |  | [Redacted] D A |
| 144 |  |  | [Redacted] D A |
| 145 |  |  | [Redacted] D A |
| 146 |  |  | [Redacted] D A |
| 147 |  |  | [Redacted] D A |
| 148 |  |  | [Redacted] D A B |
| 149 |  |  | [Redacted] D A |
| 150 |  |  | [Redacted] D A B |
| 151 |  |  | [Redacted] D A B |
| 152 |  |  | [Redacted] D A |
| 153 |  |  | [Redacted] D A |
| 154 |  |  | [Redacted] D A |
| 155 |  |  | [Redacted] D A B |
| 156 |  |  | [Redacted] D A B |
| 157 |  |  | [Redacted] D A |
| 158 |  |  | [Redacted] D A |
| 159 |  |  | [Redacted] D A |
| 160 |  |  | [Redacted] D A |
| 161 |  |  | [Redacted] D A |
| 162 |  |  | [Redacted] D C A |
| 163 |  |  | [Redacted] D A |
| 164 |  |  | [Redacted] D A |
| 165 |  |  | [Redacted] D C A |
| 166 |  |  | [Redacted] D A B |
| 167 |  |  | [Redacted] D A |
| 168 |  |  | [Redacted] D A B |
| 169 |  |  | [Redacted] D A |
| 170 |  |  | [Redacted] D A |
| 171 |  |  | [Redacted] D A B |
| 172 |  |  | [Redacted] D A |
| 173 |  |  | [Redacted] D A |
| 174 |  |  | [Redacted] D C A |
| 175 |  |  | [Redacted] D A C B |
| 176 |  |  | [Redacted] D A |
| 177 |  |  | [Redacted] D A B |
| 178 |  |  | [Redacted] D A |
| 179 |  |  | [Redacted] D A |
| 180 |  |  | [Redacted] D A |
| 181 |  |  | [Redacted] D A B |
| 182 |  |  | [Redacted] D A |
| 183 |  |  | [Redacted] D A B |
| 184 |  |  | [Redacted] D A |
| 185 |  |  | [Redacted] D A C |
| 186 |  |  | [Redacted] D A |
| 187 |  |  | [Redacted] D A |
| 188 |  |  | [Redacted] D A B |
| 189 |  |  | [Redacted] D A |
| 190 |  |  | [Redacted] D A |
| 191 |  |  | [Redacted] D A B |
| 192 |  |  | [Redacted] D A |
| 193 |  |  | [Redacted] D A |
| 194 |  |  | [Redacted] D A |
| 195 |  |  | [Redacted] D A C B |
| 196 |  |  | [Redacted] D A |
| 197 |  |  | [Redacted] D A |
| 198 |  |  | [Redacted] D A C B |
| 199 |  |  | [Redacted] D A B |
| 200 |  |  | [Redacted] D A B |
| 201 |  |  | [Redacted] D A B |
| 202 |  |  | [Redacted] D C A |
| 203 |  |  | [Redacted] D A |
| 204 |  |  | [Redacted] D A |
| 205 |  |  | [Redacted] D A |
| 206 |  |  | [Redacted] D A |
| 207 |  |  | [Redacted] D A |
| 208 |  |  | [Redacted] D A |
| 209 |  |  | [Redacted] D A |
| 210 |  |  | [Redacted] D A |
| 211 |  |  | [Redacted] D A C |
| 212 |  |  | [Redacted] D A |
| 213 |  |  | [Redacted] D C B A |
| 214 |  |  | [Redacted] D A |
| 215 |  |  | [Redacted] D A B |
| 216 |  |  | [Redacted] D A B |
| 217 |  |  | [Redacted] D A B |
| 218 |  |  | [Redacted] D A |
| 219 |  |  | [Redacted] D A |
| 220 |  |  | [Redacted] D A |
| 221 |  |  | [Redacted] D A |
| 222 |  |  | [Redacted] D A B |
| 223 |  |  | [Redacted] D A |
| 224 |  |  | [Redacted] D A B |
| 225 |  |  | [Redacted] D C A |
| 226 |  |  | [Redacted] D A |
| 227 |  |  | [Redacted] D A |
| 228 |  |  | [Redacted] D C B A |
| 229 |  |  | [Redacted] D A C |
| 230 |  |  | [Redacted] D A |
| 231 |  |  | [Redacted] D A B |
| 232 |  |  | [Redacted] D A |
| 233 |  |  | [Redacted] D A |
| 234 |  |  | [Redacted] D A |
| 235 |  |  | [Redacted] D A |
| 236 |  |  | [Redacted] D A |
| 237 |  |  | [Redacted] D C B A |
| 238 |  |  | [Redacted] D A B |
| 239 |  |  | [Redacted] D A |
| 240 |  |  | [Redacted] D A |
| 241 |  |  | [Redacted] D A B |
| 242 |  |  | [Redacted] D A |
| 243 |  |  | [Redacted] D A |
| 244 |  |  | [Redacted] D A B |
| 245 |  |  | [Redacted] D A B |
| 246 |  |  | [Redacted] D A |
| 247 |  |  | [Redacted] D A B |
| 248 |  |  | [Redacted] D A |
| 249 |  |  | [Redacted] D A |
| 250 |  |  | [Redacted] D A |
| 251 |  |  | [Redacted] B D A |
| 252 |  |  | [Redacted] D A |
| 253 |  |  | [Redacted] D A |
| 254 |  |  | [Redacted] D A |
| 255 |  |  | [Redacted] D A |
| 256 |  |  | [Redacted] D A |
| 257 |  |  | [Redacted] D A |
| 258 |  |  | [Redacted] D A B |
| 259 |  |  | [Redacted] D B A |
| 260 |  |  | [Redacted] D C B A |
| 261 |  |  | [Redacted] D A |
| 262 |  |  | [Redacted] D A |
| 263 |  |  | [Redacted] D A |
| 264 |  |  | [Redacted] D A |
| 265 |  |  | [Redacted] D A |
| 266 |  |  | [Redacted] D A C |
| 267 |  |  | [Redacted] D A |
| 268 |  |  | [Redacted] D C A |
| 269 |  |  | [Redacted] D A C B |
| 270 |  |  | [Redacted] D A |
| 271 |  |  | [Redacted] D A B |
| 272 |  |  | [Redacted] D A |
| 273 |  |  | [Redacted] D A |
| 274 |  |  | [Redacted] D A C |
| 275 |  |  | [Redacted] D A |
| 276 |  |  | [Redacted] D A |
| 277 |  |  | [Redacted] D A B |
| 278 |  |  | [Redacted] D A C |
| 279 |  |  | [Redacted] D A |
| 280 |  |  | [Redacted] D A |
| 281 |  |  | [Redacted] D A |
| 282 |  |  | [Redacted] D A |
| 283 |  |  | [Redacted] D A |
| 284 |  |  | [Redacted] D A |
| 285 |  |  | [Redacted] D C A B |
| 286 |  |  | [Redacted] D A B |
| 287 |  |  | [Redacted] D A |
| 288 |  |  | [Redacted] D A B |
| 289 |  |  | [Redacted] D A |
| 290 |  |  | [Redacted] D A |
| 291 |  |  | [Redacted] D A |
| 292 |  |  | [Redacted] D A |
| 293 |  |  | [Redacted] A C |
| 294 |  |  | [Redacted] D A |
| 295 |  |  | [Redacted] C A D B |
| 296 |  |  | [Redacted] D A |
| 297 |  |  | [Redacted] D A |
| 298 |  |  | [Redacted] D A C |
| 299 |  |  | [Redacted] D A |
| 300 |  |  | [Redacted] D A |
| 301 |  |  | [Redacted] D A C |
| 302 |  |  | [Redacted] D C A |
| 303 |  |  | [Redacted] D A |
| 304 |  |  | [Redacted] D A |
| 305 |  |  | [Redacted] D A |
| 306 |  |  | [Redacted] D C A |
| 307 |  |  | [Redacted] D A |
| 308 |  |  | [Redacted] D A |
| 309 |  |  | [Redacted] D A |
| 310 |  |  | [Redacted] D A B |
| 311 |  |  | [Redacted] D A |
| 312 |  |  | [Redacted] D A B |
| 313 |  |  | [Redacted] D A B |
| 314 |  |  | [Redacted] D A |
| 315 |  |  | [Redacted] D C A |
| 316 |  |  | [Redacted] D A B |
| 317 |  |  | [Redacted] D A |
| 318 |  |  | [Redacted] D A |
| 319 |  |  | [Redacted] D A |
| 320 |  |  | [Redacted] D A |
| 321 |  |  | [Redacted] D A |
| 322 |  |  | [Redacted] D A |
| 323 |  |  | [Redacted] D A |
| 324 |  |  | [Redacted] D A |
| 325 |  |  | [Redacted] D A |
| 326 |  |  | [Redacted] D A |
| 327 |  |  | [Redacted] D A |
| 328 |  |  | [Redacted] D A C B |
| 329 |  |  | [Redacted] D A |
| 330 |  |  | [Redacted] D A |
| 331 |  |  | [Redacted] D A B |
| 332 |  |  | [Redacted] D A |
| 333 |  |  | [Redacted] D A |
| 334 |  |  | [Redacted] D A |
| 335 |  |  | [Redacted] B A |
| 336 |  |  | [Redacted] D A |
| 337 |  |  | [Redacted] D A |
| 338 |  |  | [Redacted] D A |
| 339 |  |  | [Redacted] D A |
| 340 |  |  | [Redacted] D A B |
| 341 |  |  | [Redacted] D A |
| 342 |  |  | [Redacted] D A |
| 343 |  |  | [Redacted] D C A |
| 344 |  |  | [Redacted] D C A |
| 345 |  |  | [Redacted] D A B |
| 346 |  |  | [Redacted] D A |
| 347 |  |  | [Redacted] D A |
| 348 |  |  | [Redacted] D A |
| 349 |  |  | [Redacted] D A |
| 350 |  |  | [Redacted] D C A |
| 351 |  |  | [Redacted] D A |
| 352 |  |  | [Redacted] D A |
| 353 |  |  | [Redacted] D A |
| 354 |  |  | [Redacted] D A C |
| 355 |  |  | [Redacted] D A C B |
| 356 |  |  | [Redacted] D A |
| 357 |  |  | [Redacted] D A |
| 358 |  |  | [Redacted] D A |
| 359 |  |  | [Redacted] D A B |
| 360 |  |  | [Redacted] D A |
| 361 |  |  | [Redacted] D A |
| 362 |  |  | [Redacted] D A |
| 363 |  |  | [Redacted] D A |
| 364 |  |  | [Redacted] D A B |
| 365 |  |  | [Redacted] D A |
| 366 |  |  | [Redacted] D A |
| 367 |  |  | [Redacted] D A |
| 368 |  |  | [Redacted] D A B |
| 369 |  |  | [Redacted] D A |
| 370 |  |  | [Redacted] D A |
| 371 |  |  | [Redacted] D A |
| 372 |  |  | [Redacted] D A B |
| 373 |  |  | [Redacted] D A B |
| 374 |  |  | [Redacted] D A |
| 375 |  |  | [Redacted] D A |
| 376 |  |  | [Redacted] D A |
| 377 |  |  | [Redacted] D C B A |
| 378 |  |  | [Redacted] D A |
| 379 |  |  | [Redacted] D A |
| 380 |  |  | [Redacted] D A |
| 381 |  |  | [Redacted] D A B |
| 382 |  |  | [Redacted] D A |
| 383 |  |  | [Redacted] B A |
| 384 |  |  | [Redacted] D A |
| 385 |  |  | [Redacted] D A |
| 386 |  |  | [Redacted] D A B |
| 387 |  |  | [Redacted] D A |
| 388 |  |  | [Redacted] D C A |
| 389 |  |  | [Redacted] D A |
| 390 |  |  | [Redacted] D A |
| 391 |  |  | [Redacted] D A B |
| 392 |  |  | [Redacted] D A B |
| 393 |  |  | [Redacted] D A |
| 394 |  |  | [Redacted] D A B |
| 395 |  |  | [Redacted] D A |
| 396 |  |  | [Redacted] A |
| 397 |  |  | [Redacted] D A |
| 398 |  |  | [Redacted] D A |
| 399 |  |  | [Redacted] D A B |
| 400 |  |  | [Redacted] D A B |
| 401 |  |  | [Redacted] D A B |
| 402 |  |  | [Redacted] D A |
| 403 |  |  | [Redacted] D A |
| 404 |  |  | [Redacted] D C A |
| 405 |  |  | [Redacted] D A |
| 406 |  |  | [Redacted] D A |
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| 411 |  |  | [Redacted] D A B |
| 412 |  |  | [Redacted] D A C B |
| 413 |  |  | [Redacted] D A |
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| 415 |  |  | [Redacted] D A B |
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| 423 |  |  | [Redacted] D A C B |
| 424 |  |  | [Redacted] D A |
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| 429 |  |  | [Redacted] D A B |
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| 436 |  |  | [Redacted] D A B |
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| 439 |  |  | [Redacted] D A C |
| 440 |  |  | [Redacted] D A |
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| 443 |  |  | [Redacted] D A B |
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| 447 |  |  | [Redacted] D A B |
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| 459 |  |  | [Redacted] D A B |
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| 462 |  |  | [Redacted] D C A |
| 463 |  |  | [Redacted] D A |
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| 465 |  |  | [Redacted] D A B |
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| 468 |  |  | [Redacted] D A B |
| 469 |  |  | [Redacted] D A |
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| 472 |  |  | [Redacted] D A B |
| 473 |  |  | [Redacted] D A B |
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| 478 |  |  | [Redacted] D A B |
| 479 |  |  | [Redacted] D A |
| 480 |  |  | [Redacted] D A C |
| 481 |  |  | [Redacted] D A |
| 482 |  |  | [Redacted] D C A |
| 483 |  |  | [Redacted] D A B |
| 484 |  |  | [Redacted] D A |
| 485 |  |  | [Redacted] D C B A |
| 486 |  |  | [Redacted] D A |
| 487 |  |  | [Redacted] D A B |
| 488 |  |  | [Redacted] D A B |
| 489 |  |  | [Redacted] D A B |
| 490 |  |  | [Redacted] D A B |
| 491 |  |  | [Redacted] B A |
| 492 |  |  | [Redacted] D A |
| 493 |  |  | [Redacted] D C A |
| 494 |  |  | [Redacted] D A C |
| 495 |  |  | [Redacted] D A |
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| 499 |  |  | [Redacted] D A B |
| 500 |  |  | [Redacted] D A |
| 501 |  |  | [Redacted] D A C |
| 502 |  |  | [Redacted] D A B |
| 503 |  |  | [Redacted] D C A B |
| 504 |  |  | [Redacted] D C A |
| 505 |  |  | [Redacted] D A |
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| 511 |  |  | [Redacted] D A B |
| 512 |  |  | [Redacted] D A |
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| 515 |  |  | [Redacted] D A B |
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| 521 |  |  | [Redacted] D C A |
| 522 |  |  | [Redacted] D A B |
| 523 |  |  | [Redacted] D A |
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| 535 |  |  | [Redacted] A C |
| 536 |  |  | [Redacted] D A |
| 537 |  |  | [Redacted] D C A B |
| 538 |  |  | [Redacted] D A B |
| 539 |  |  | [Redacted] D C A |
| 540 |  |  | [Redacted] D A |
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| 542 |  |  | [Redacted] D A |
| 543 |  |  | [Redacted] D A B |
| 544 |  |  | [Redacted] D A B |
| 545 |  |  | [Redacted] D A |
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| 547 |  |  | [Redacted] D A |
| 548 |  |  | [Redacted] D C A |
| 549 |  |  | [Redacted] D A |
| 550 |  |  | [Redacted] D A B |
| 551 |  |  | [Redacted] D A B |
| 552 |  |  | [Redacted] D A |
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| 556 |  |  | [Redacted] D A B |
| 557 |  |  | [Redacted] D A |
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| 562 |  |  | [Redacted] D A B |
| 563 |  |  | [Redacted] D A |
| 564 |  |  | [Redacted] D A |
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| 569 |  |  | [Redacted] D A B |
| 570 |  |  | [Redacted] D C A |
| 571 |  |  | [Redacted] D A C |
| 572 |  |  | [Redacted] D A |
| 573 |  |  | [Redacted] D A B |
| 574 |  |  | [Redacted] D A |
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| 578 |  |  | [Redacted] D A B |
| 579 |  |  | [Redacted] D A B |
| 580 |  |  | [Redacted] D A |
| 581 |  |  | [Redacted] D C A |
| 582 |  |  | [Redacted] D A |
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| 585 |  |  | [Redacted] D A B |
| 586 |  |  | [Redacted] D A |
| 587 |  |  | [Redacted] D A |
| 588 |  |  | [Redacted] D A B |
| 589 |  |  | [Redacted] D A |
| 590 |  |  | [Redacted] D A B |
| 591 |  |  | [Redacted] D A C |
| 592 |  |  | [Redacted] D B A |
| 593 |  |  | [Redacted] D A B |
| 594 |  |  | [Redacted] D A |
| 595 |  |  | [Redacted] D C A |
| 596 |  |  | [Redacted] D A |
| 597 |  |  | [Redacted] D A |
| 598 |  |  | [Redacted] D A B |
| 599 |  |  | [Redacted] D C A |
| 600 |  |  | [Redacted] D A B |
| 601 |  |  | [Redacted] D A B |
| 602 |  |  | [Redacted] D A |
| 603 |  |  | [Redacted] D A |
| 604 |  |  | [Redacted] D A B |
| 605 |  |  | [Redacted] D A |
| 606 |  |  | [Redacted] D A |
| 607 |  |  | [Redacted] D A |
| 608 |  |  | [Redacted] D A B |
| 609 |  |  | [Redacted] D A C B |
| 610 |  |  | [Redacted] A B |
| 611 |  |  | [Redacted] D A |
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| 618 |  |  | [Redacted] D A B |
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| 632 |  |  | [Redacted] D A |
| 633 |  |  | [Redacted] D A |
| 634 |  |  | [Redacted] D A B |
| 635 |  |  | [Redacted] D A |
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| 637 |  |  | [Redacted] D A |
| 638 |  |  | [Redacted] D A |
| 639 |  |  | [Redacted] D A B |
| 640 |  |  | [Redacted] D A B |
| 641 |  |  | [Redacted] D A B |
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| 655 |  |  | [Redacted] D A B |
| 656 |  |  | [Redacted] D A |
| 657 |  |  | [Redacted] D A |
| 658 |  |  | [Redacted] D A |
| 659 |  | [Redacted] | [Redacted] D A |
| 660 |  |  | [Redacted] D A |
| 661 |  |  | [Redacted] D A |
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| 663 |  |  | [Redacted] D A |
| 664 |  |  | [Redacted] D C A |
| 665 |  |  | [Redacted] D A |
| 666 |  |  | [Redacted] B A |
| 667 |  |  | [Redacted] D A |
| 668 |  |  | [Redacted] D A |
| 669 |  |  | [Redacted] D A B |
| 670 |  |  | [Redacted] D A |
| 671 |  |  | [Redacted] D A B |
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| 673 |  |  | [Redacted] D A |
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| 675 |  |  | [Redacted] A |
| 676 |  |  | [Redacted] D A |
| 677 |  |  | [Redacted] D C A |
| 678 |  |  | [Redacted] D C A |
| 679 |  |  | [Redacted] D A |
| 680 |  |  | [Redacted] D A |
| 681 |  |  | [Redacted] D A |
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| 683 |  |  | [Redacted] D A |
| 684 |  |  | [Redacted] D A B |
| 685 |  |  | [Redacted] D A B |
| 686 |  |  | [Redacted] D A |
| 687 |  |  | [Redacted] D A |
| 688 |  |  | [Redacted] D C A |
| 689 |  |  | [Redacted] D A |
| 690 |  |  | [Redacted] D A |
| 691 |  |  | [Redacted] D A B |
| 692 |  |  | [Redacted] D A B |
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| 694 |  |  | [Redacted] D A |
| 695 |  |  | [Redacted] D A B |
| 696 |  |  | [Redacted] D A |
| 697 |  |  | [Redacted] D C A |
| 698 |  |  | [Redacted] D A |
| 699 |  |  | [Redacted] D A |
| 700 |  |  | [Redacted] D A |
| 701 |  |  | [Redacted] D A B |
| 702 |  |  | [Redacted] D A B |
| 703 |  |  | [Redacted] D C A B |
| 704 |  |  | [Redacted] D A |
| 705 |  |  | [Redacted] D A |
| 706 |  |  | [Redacted] D A B |
| 707 |  |  | [Redacted] D A |
| 708 |  |  | [Redacted] D A B |
| 709 |  |  | [Redacted] D A |
| 710 |  |  | [Redacted] D A |
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| 713 |  |  | [Redacted] D A |
| 714 |  |  | [Redacted] D A |
| 715 |  |  | [Redacted] D A |
| 716 |  |  | [Redacted] D A |
| 717 |  |  | [Redacted] D B A |
| 718 |  |  | [Redacted] D A |
| 719 |  |  | [Redacted] D A |
| 720 |  |  | [Redacted] D A B |
| 721 |  |  | [Redacted] D A |
| 722 |  |  | [Redacted] D A B |
| 723 |  |  | [Redacted] D A |
| 724 |  |  | [Redacted] D A |
| 725 |  |  | [Redacted] D A |
| 726 |  |  | [Redacted] D A B |
| 727 |  |  | [Redacted] D A |
| 728 |  |  | [Redacted] D A B |
| 729 |  |  | [Redacted] D A |
| 730 |  |  | [Redacted] D A |
| 731 |  |  | [Redacted] D A B |
| 732 |  |  | [Redacted] D A |
| 733 |  |  | [Redacted] D A |
| 734 |  |  | [Redacted] D A |
| 735 |  |  | [Redacted] D A B |
| 736 |  |  | [Redacted] D A |
| 737 |  |  | [Redacted] D A B |
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| 739 |  |  | [Redacted] D A B |
| 740 |  |  | [Redacted] D A |
| 741 |  |  | [Redacted] D A |
| 742 |  |  | [Redacted] D C A |
| 743 |  |  | [Redacted] D A |
| 744 |  |  | [Redacted] D A |
| 745 |  |  | [Redacted] D A |
| 746 |  |  | [Redacted] D A B |
| 747 |  |  | [Redacted] D A B |
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| 756 |  |  | [Redacted] D A B |
| 757 |  |  | [Redacted] D A |
| 758 |  |  | [Redacted] D A |
| 759 |  |  | [Redacted] D A B |
| 760 |  |  | [Redacted] D A |
| 761 |  |  | [Redacted] D C A B |
| 762 |  |  | [Redacted] D A |
| 763 |  |  | [Redacted] D A |
| 764 |  |  | [Redacted] D A B |
| 765 |  |  | [Redacted] D A |
| 766 |  |  | [Redacted] D A B |
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| 768 |  |  | [Redacted] D A |
| 769 |  |  | [Redacted] D A B |
| 770 |  |  | [Redacted] D A |
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| 777 |  |  | [Redacted] D A |
| 778 |  |  | [Redacted] D A B |
| 779 |  |  | [Redacted] D A |
| 780 |  |  | [Redacted] D A |
| 781 |  |  | [Redacted] A |
| 782 |  |  | [Redacted] D A B |
| 783 |  |  | [Redacted] D A B |
| 784 |  |  | [Redacted] D A |
| 785 |  |  | [Redacted] D C A |
| 786 |  |  | [Redacted] D A |
| 787 |  |  | [Redacted] D A |
| 788 |  |  | [Redacted] D A B |
| 789 |  |  | [Redacted] D A |
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| 794 |  |  | [Redacted] D C A |
| 795 |  |  | [Redacted] D A |
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| 800 |  |  | [Redacted] D A |
| 801 |  |  | [Redacted] D A |
| 802 |  |  | [Redacted] D B A |
| 803 |  |  | [Redacted] D A |
| 804 |  |  | [Redacted] D C A B |
| 805 |  |  | [Redacted] D C A |
| 806 |  |  | [Redacted] D C A |
| 807 |  |  | [Redacted] D A |
| 808 |  |  | [Redacted] D A |
| 809 |  |  | [Redacted] B A |
| 810 |  |  | [Redacted] D A |
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| 815 |  |  | [Redacted] D A |
| 816 |  |  | [Redacted] D C A |
| 817 |  |  | [Redacted] D A |
| 818 |  |  | [Redacted] D A B |
| 819 |  |  | [Redacted] D A |
| 820 |  |  | [Redacted] D A |
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| 822 |  |  | [Redacted] A |
| 823 |  |  | [Redacted] D A |
| 824 |  |  | [Redacted] D A C |
| 825 |  |  | [Redacted] D A |
| 826 |  |  | [Redacted] D A |
| 827 |  |  | [Redacted] D A |
| 828 |  |  | [Redacted] D A B |
| 829 |  |  | [Redacted] D A B |
| 830 |  |  | [Redacted] D A |
| 831 |  |  | [Redacted] D A |
| 832 |  |  | [Redacted] D A B |
| 833 |  |  | [Redacted] D A |
| 834 |  |  | [Redacted] D A |
| 835 |  |  | [Redacted] D A B |
| 836 |  |  | [Redacted] D A |
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| 850 |  |  | [Redacted] D A |
| 851 |  |  | [Redacted] D A B |
| 852 |  |  | [Redacted] D C A |
| 853 |  |  | [Redacted] D A |
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| 855 |  |  | [Redacted] D A |
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| 860 |  |  | [Redacted] D A B |
| 861 |  |  | [Redacted] D A C |
| 862 |  |  | [Redacted] D A |
| 863 |  |  | [Redacted] D C A B |
| 864 |  |  | [Redacted] D A |
| 865 |  |  | [Redacted] D A B |
| 866 |  |  | [Redacted] D A |
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| 869 |  |  | [Redacted] D A B |
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| 885 |  |  | [Redacted] D A B |
| 886 |  |  | [Redacted] D A |
| 887 |  |  | [Redacted] D A |
| 888 |  |  | [Redacted] D A |
| 889 |  |  | [Redacted] D A B |
| 890 |  |  | [Redacted] D A |
| 891 |  |  | [Redacted] D A |

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## Exhibit 99.9

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.9**

![](ex99_001.jpg)

**Rating Agency Grades Detail Report**

**2026_ADMT-NQM3_Final**

**Run Date - 3/25/2026 9:30:00 AM** 

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 113 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 114 |  | D A | Closed | FCRE9991 | 2025-03-18 14:41 | 2025-03-20 12:25 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-score updated on revised tape - Due Diligence Vendor-03/20/2025 <br> Ready for Review-Document Uploaded. Please review uploaded updated tape - Buyer-03/20/2025 <br> Open-DSCR score should be Rent $[Redacted]/ PITI $[Redacted] = 1.21% Rents pg 29<br> - Due Diligence Vendor-03/18/2025 |  | Resolved-score updated on revised tape - Due Diligence Vendor-03/20/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3641007 |
| 114 |  | D A | Closed | FCOM4028 | 2025-03-16 22:43 | 2025-03-18 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025 <br>Open-Missing evidence of Mortgage recording Recorded Mortgage missing in file - Due Diligence Vendor-03/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3622104 |
| 115 |  | D B A | Closed | FCRE3653 | 2025-04-23 09:46 | 2025-04-28 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing letter of explanation | Resolved-resolved with lender comments. over 4 financed so highest 4 verified and one listed was free and clear. - Due Diligence Vendor-04/28/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by Sr. UW along with docs - Buyer-04/26/2025 <br> Open-3 mortgage statements in the name of borrower name only found for property [Redacted] on page #292,294,302 of 334. However these properties are not disclosed on 1003 REO nor on the Credit report reflecting.<br> Note: No explanation or any supporting doc for not considering the above properties. All the statements are in the borrower's name only and not in the name of business also. - Due Diligence Vendor-04/23/2025 |  | Resolved-resolved with lender comments. over 4 financed so highest 4 verified and one listed was free and clear. - Due Diligence Vendor-04/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3939100 |
| 115 |  | D B A | Closed | FCOM4028 | 2025-04-23 07:34 | 2025-04-24 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-04/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-04/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 3936589 |
| 115 |  | D B A | Closed | FVAL5524 | 2025-04-23 09:50 | 2025-04-23 12:28 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-As per guide, SFR rural property is not allowed .<br> \*Exception form is provided to allow SFR rural property.<br> \*Approved Conditions: [Redacted] max. Current lease agreement should be provided<br> \*Exception form is on page #256 of 334 - Due Diligence Vendor-04/23/2025 |  | Waived-As per guide, SFR rural property is not allowed .<br> \*Exception form is provided to allow SFR rural property.<br> \*Approved Conditions: [Redacted] max. Current lease agreement should be provided<br> \*Exception form is on page #256 of 334 - Due Diligence Vendor-04/23/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 3939153 |
| 116 |  | D A | Closed | FCOM4028 | 2025-06-26 08:04 | 2025-06-27 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-06/26/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-06/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4569796 |
| 117 |  | D A | Closed | FCOM4028 | 2025-07-11 10:23 | 2025-07-14 18:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/15/2025 <br>Open-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/11/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/15/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4787825 |
| 118 |  | D B A | Closed | FCRE9991 | 2025-07-17 06:49 | 2025-07-22 16:50 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Proof of 1st lien payment including escrows - showing double counting, now clears finding and dscrs are the same - Due Diligence Vendor-07/22/2025 <br> Ready for Review-Document Uploaded. Please see attached comment provided by SUW - Buyer-07/22/2025 <br> Open-Lender DSCR is 1.303. Should be 1.028. Review and 1008 PITI match at $[Redacted] with Review and 1007 rent match at $[Redacted]<br> DSCR = $[Redacted] (Rent) / $[Redacted] (PITI) = 1.028 - Due Diligence Vendor-07/17/2025 |  | Resolved-Proof of 1st lien payment including escrows - showing double counting, now clears finding and dscrs are the same - Due Diligence Vendor-07/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4849412 |
| 118 |  | D B A | Closed | FCOM4028 | 2025-07-17 05:55 | 2025-07-18 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/17/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-07/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 4848839 |
| 118 |  | D B A | Closed | FVAL5385 | 2025-07-17 06:55 | 2025-07-17 06:55 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Waived-As per guide, Guideline prohibits cash out refinancing of properties currently listed or within the last 6 months.<br> \*Exception form is provided to allow cash out with property listed on 04/2025 - canceled - appraisal and bwr LOE page 159.<br> \*Approved Conditions: 0.25 to price with listing removed.<br> \*Exception form is on page # 296 of 364 - Due Diligence Vendor-07/17/2025 - Due Diligence Vendor-07/17/2025 |  | Waived-Waived-As per guide, Guideline prohibits cash out refinancing of properties currently listed or within the last 6 months.<br> \*Exception form is provided to allow cash out with property listed on 04/2025 - canceled - appraisal and bwr LOE page 159.<br> \*Approved Conditions: 0.25 to price with listing removed.<br> \*Exception form is on page # 296 of 364 - Due Diligence Vendor-07/17/2025 - Due Diligence Vendor-07/17/2025<br>|  | No credit events past 40 months, No mortgage lates last 24 months, 5+ yrs credit history, No consumer lates last 24 months. LTV just under 10% below maximum. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 4849470 |
| 119 |  | D A | Closed | FCOM1233 | 2025-09-11 12:22 | 2026-03-11 15:22 | Resolved | 1 - Information D A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-03/11/2026 <br> Resolved-corrected final 1003 with b2 signature now present - Due Diligence Vendor-03/10/2026 <br> Ready for Review-Document Uploaded. Please see the B2 final 1003. - Seller-03/10/2026 <br> Counter-this creates a qualification issue. See 1008 on page 47. Borrower income is $[Redacted] but the difference in other income used of [Redacted] is from [Redacted]. See page 82- this retirement income is [Redacted]. If he is not on loan, cannot use to qualify and DTI will go to 81% Also all the assets used for down payment and CC are [Redacted] - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please see attached Non-Applicant Affidavit signed by [Redacted]<br> He was only to sign the Mortgage.<br> - Seller-12/30/2025 <br> Open-missing final 1003 for B2 and to reflect lenders updated REO expenses of $[Redacted] and signed by b2 at close - Due Diligence Vendor-09/11/2025 | Ready for Review-Document Uploaded. Please see the B2 final 1003. - Seller-03/10/2026 <br> Ready for Review-Document Uploaded. Please see attached Non-Applicant Affidavit signed by [Redacted]<br> He was only to sign the Mortgage.<br> - Seller-12/30/2025 | Resolved-The Final 1003 is Present - Due Diligence Vendor-03/11/2026 <br>Resolved-corrected final 1003 with b2 signature now present - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5505096 |
| 119 |  | D A | Closed | FCOM1208 | 2025-08-27 12:11 | 2026-03-10 06:43 | Cured | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Cured-Corrected note now present with other party signature - post close signed. - Due Diligence Vendor-03/10/2026 <br> Ready for Review-Document Uploaded. please see the Note signed with B2. - Seller-03/10/2026 <br> Counter-this creates a qualification issue. See 1008 on page 47. Borrower income is $[Redacted] but the difference in other income used of $[Redacted] is from [Redacted]. See page 82- this retirement income is [Redacted]. If he is not on loan, cannot use to qualify and DTI will go to 81%. Also all the assets used for down payment and CC are [Redacted] - Due Diligence Vendor-12/30/2025 <br> Ready for Review-Document Uploaded. Please see attached Non-Applicant Affidavit signed by [Redacted]<br> He was only to sign the Mortgage.<br> - Seller-12/30/2025 <br> Open-The Note is Incomplete need corrected note with B2 signature. Per other findings, [Redacted] is on loan. He must sign the Note and all the closing docs. - Due Diligence Vendor-08/27/2025 | Ready for Review-Document Uploaded. please see the Note signed with B2. - Seller-03/10/2026 <br> Ready for Review-Document Uploaded. Please see attached Non-Applicant Affidavit signed by [Redacted]<br> He was only to sign the Mortgage.<br> - Seller-12/30/2025 | Cured-Corrected note now present with other party signature - post close signed. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5336727 |
| 119 |  | D A | Closed | FCRE9991 | 2025-08-16 15:29 | 2025-09-11 12:31 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-based on lender calculations, was able to correct DTI. TPR is now within .1% - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Do you think you can review the breakdown for the DTI and advise if you are using different documentation? <br> Income: $[Redacted]<br> Liabilities: $[Redacted]<br> Subject: $[Redacted]<br> REO: $[Redacted]<br> DTI: 37.18%<br> - Seller-09/11/2025 <br> Counter-tape does not show DTI at 43.67. Need corrected DTI on tape - Due Diligence Vendor-09/04/2025 <br> Ready for Review-Document Uploaded. Uploaded Tape - Seller-09/04/2025 <br> Open-DTI is now 43.67. Using B2 income and B1 income totaling $[Redacted] and debts from b2 of $-[Redacted] for retained property plus all debts from both credit report, debts equal ($[Redacted]) and subject PITI is $[Redacted], total debt is $[Redacted]/ Need tape updated to show DTI is now 43.67 - Due Diligence Vendor-08/27/2025 <br> Open-DTI should be 61.16%. Approval is 37.18% DTI difference is due to missing 2nd borrower. The 1008 has 2 borrower's incomes and debts. [Redacted] and [Redacted]. All income and credit docs are in the file for both borrowers. Only asset from [Redacted]. There is no 1003 for [Redacted] and he signed a Non-Applicant Disclosure stating he is not responsible for the debt. He is not a signor on the note. - Due Diligence Vendor-08/16/2025 | Ready for Review-Do you think you can review the breakdown for the DTI and advise if you are using different documentation? <br> Income: $[Redacted]<br> Liabilities: $[Redacted]<br> Subject: [Redacted]<br> REO: $[Redacted]<br> DTI: 37.18%<br> - Seller-09/11/2025 <br> Ready for Review-Document Uploaded. Uploaded Tape - Seller-09/04/2025 | Resolved-based on lender calculations, was able to correct DTI. TPR is now within .1% - Due Diligence Vendor-09/11/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5203982 |
| 119 |  | D A | Closed | FCRE1491 | 2025-08-16 15:14 | 2025-08-27 12:46 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-added B2 and assets are present - Due Diligence Vendor-08/27/2025 <br> Ready for Review-Document Uploaded. Per [Redacted] 1003 they will be occupying the property as their primary & [Redacted] is a borrower on the loan as well. Assets being used are with [Redacted] assets provided under Assets folder. They would not be considered a FTHB as [Redacted] has prior ownership in REO 155. Signed 1003 for [Redacted] was provided. - Seller-08/27/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements - no assets are verified in the file. Short $[Redacted] for cash to close, earnest money and reserves. (Only assets in the file are for [Redacted] page 670-675 - not on the loan) - Due Diligence Vendor-08/16/2025 | Ready for Review-Document Uploaded. Per [Redacted]s 1003 they will be occupying the property as their primary & [Redacted] is a borrower on the loan as well. Assets being used are with [Redacted]s assets provided under Assets folder. They would not be considered a FTHB as [Redacted] has prior ownership in REO 155. Signed 1003 for [Redacted] was provided. - Seller-08/27/2025<br>| Resolved-added B2 and assets are present - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5203940 |
| 119 |  | D A | Closed | FCRE9068 | 2025-08-16 15:26 | 2025-08-27 12:14 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower does not meet residual income requirement | Resolved-per lender there is a B2, added so now residual meets - Due Diligence Vendor-08/27/2025 <br> Open- - $[Redacted] residual income required - only $[Redacted] verified - Due Diligence Vendor-08/16/2025 |  | Resolved-per lender there is a B2, added so now residual meets - Due Diligence Vendor-08/27/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5203978 |
| 119 |  | D A | Closed | FCOM4028 | 2025-08-16 14:45 | 2025-08-18 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/18/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5203889 |
| 120 |  | D A | Closed | FCOM4028 | 2025-08-18 13:55 | 2025-08-19 15:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5219067 |
| 121 |  | D A | Closed | FCOM4028 | 2025-08-20 16:23 | 2025-08-21 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5257841 |
| 122 |  | D A | Closed | FCRE9991 | 2025-08-28 14:14 | 2025-08-29 13:39 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated credit report from lender now present - Due Diligence Vendor-08/29/2025 <br>Open-credit in file score is 719. tape has 726 - Due Diligence Vendor-08/28/2025 |  | Resolved-updated credit report from lender now present - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5352900 |
| 122 |  | D A | Closed | FCRE1194 | 2025-08-28 09:32 | 2025-08-29 13:37 | Resolved | 1 - Information C A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-updated credit report from lender now present - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. Please review uploaded credit report with Fico 726 - Buyer-08/29/2025 <br> Open- - max LTV for Alt Doc Investment 2nd Mtg with a 719 FICO is [Redacted]%. Loan closed at [Redacted]%. (Data Tape has a FICO of 726 but the mid score per the credit report provided is 716.) - Due Diligence Vendor-08/28/2025 |  | Resolved-updated credit report from lender now present - Due Diligence Vendor-08/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5347722 |
| 122 |  | D A | Closed | FCOM4028 | 2025-08-28 07:56 | 2025-08-28 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-08/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5345603 |
| 123 |  | D A | Closed | FCOM4028 | 2025-10-03 10:28 | 2025-10-03 20:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/03/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/04/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 5768544 |
| 124 |  | D B A | Closed | FCRE1501 | 2025-10-07 10:52 | 2026-03-11 14:56 | Waived | 2 - Non-Material C B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-Short verified reserves. Borrower is short of $[Redacted]<br>- Due Diligence Vendor-03/11/2026 <br> Ready for Review-Document Uploaded. Please find the Exception form attached - Seller-03/11/2026 <br> Counter-The total PITIA payment (that includes the piggy back second used at close) is $[Redacted]. your calculation does not seem to be accounting for the $516 payment in the PITIA. The Reserves are based on the qualifying payment at time of close. Per guides: Reserve calculation is based on the PITIA payment at the time of origination. (6.8.6) still short $[Redacted]- Due Diligence Vendor-03/04/2026 <br> Ready for Review-Document Uploaded. - Buyer-03/04/2026 <br> Counter-your PITIA on 1008 is incorrect for the reserves calculation as it does not contain the additional $516 / mo for the piggy back second. that is included in the PITIA and is part of the reserve calcuation. - Due Diligence Vendor-10/13/2025 <br> Ready for Review-Document Uploaded. - Buyer-10/13/2025 <br> Counter-we have all these reserves we are still short - Due Diligence Vendor-10/10/2025 <br> Ready for Review-Document Uploaded. - Seller-10/10/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted]1st lien PITIA is $[Redacted] (excluding 2nd) x 6 months = $[Redacted] Post close reserves = $[Redacted] (5.54 months) BWr is still 0.46 months or short $[Redacted] to meet FTHB Reserve requirement on 1st lien PITIA only. - Due Diligence Vendor-10/07/2025 | Ready for Review-Document Uploaded. Please find the Exception form attached - Seller-03/11/2026 <br>Ready for Review-Document Uploaded. - Seller-10/10/2025<br>| Waived-Short verified reserves. Borrower is short of [Redacted]<br>- Due Diligence Vendor-03/11/2026 |  | Compensating Factors<br> Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the<br> last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 5806780 |
| 124 |  | D B A | Closed | FCRE1195 | 2025-10-07 11:08 | 2026-03-04 12:14 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Waived-Waived-As per guide, Guideline Maximum CLTV for [Redacted] O/O Condo with Limited Review is [Redacted]%.<br> \*Exception form is provided to allow outside subordinate financing to [Redacted]<br> \*Approved Conditions: None<br> \*Exception form is on page #97 of 174 - Due Diligence Vendor-10/07/2025 - Due Diligence Vendor-10/07/2025 |  | Waived-Waived-As per guide, Guideline Maximum CLTV for [Redacted] O/O Condo with Limited Review is [Redacted]%.<br> \*Exception form is provided to allow outside subordinate financing to [Redacted]<br> \*Approved Conditions: None<br> \*Exception form is on page #97 of 174 - Due Diligence Vendor-10/07/2025 - Due Diligence Vendor-10/07/2025 |  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the<br> last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 5807185 |
| 124 |  | D B A | Closed | FCRE8800 | 2025-10-13 10:36 | 2026-03-04 12:14 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-3rd factor now present - Due Diligence Vendor-03/04/2026 <br>Ready for Review-Document Uploaded. Please find the revised Exception form attached - Buyer-03/04/2026 <br>Open-missing 3rd comp factor. cannot use LTV when the waiver is for CLTV exceeding - Due Diligence Vendor-10/13/2025 |  | Resolved-3rd factor now present - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5873570 |
| 124 |  | D B A | Closed | FCOM4028 | 2025-10-07 10:12 | 2025-10-07 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/07/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/07/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 5806055 |
| 125 |  | D A | Closed | FCRE6020 | 2025-10-24 03:44 | 2025-10-28 16:15 | Resolved | 1 - Information D A | Credit | Missing Doc | No Photo ID Found in File | Resolved-Photo ID in File correct - Due Diligence Vendor-10/28/2025 <br>Resolved-Received per resi card - Due Diligence Vendor-10/28/2025 <br>Ready for Review-Document Uploaded. - Buyer-10/28/2025 <br>Open-No Photo ID in File Photo ID is missing for B1 - Due Diligence Vendor-10/24/2025 |  | Resolved-Photo ID in File correct - Due Diligence Vendor-10/28/2025 <br>Resolved-Received per resi card - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6001006 |
| 125 |  | D A | Closed | FCOM4028 | 2025-10-24 01:50 | 2025-10-27 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/24/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/27/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6000550 |
| 126 |  | D A | Closed | FCOM4028 | 2025-10-28 01:23 | 2025-10-28 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/28/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6032223 |
| 127 |  | D A | Closed | FCRE9991 | 2025-10-24 09:37 | 2025-10-30 09:00 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender calculation was provided and TPR updated with new calculation and now DSCR matches - Due Diligence Vendor-10/30/2025 <br> Ready for Review-Document Uploaded. Please find the calculations attached - Buyer-10/30/2025 <br> Open-DSCR is off by 0.148 Lender's score 1.472 Unable to identify [Redacted] on page #4 of 865 reflect $[Redacted]. PITI Matches. Verified and considered [Redacted] > Calculation: [Redacted] = 1.324 should be the actual score. - Due Diligence Vendor-10/24/2025 |  | Resolved-lender calculation was provided and TPR updated with new calculation and now DSCR matches - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6006259 |
| 127 |  | D A | Closed | FCOM4028 | 2025-10-23 16:26 | 2025-10-24 10:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 5997807 |
| 128 |  | D A | Closed | FCOM4028 | 2025-10-29 08:09 | 2025-10-30 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/30/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6050515 |
| 129 |  | D A | Closed | FCOM4028 | 2025-10-30 10:14 | 2025-11-03 14:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6070355 |
| 130 |  | D A B | Closed | FCOM3987 | 2025-10-31 09:35 | 2025-11-03 13:12 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing evidence required disclosure provided at closing | Resolved-lender accepted the occupancy affidavit for business purpose - Due Diligence Vendor-11/03/2025 <br>Ready for Review-Please refer to page 587 of uploaded crredit package - Buyer-10/31/2025 <br>Open- - Business Purpose disclosure is missing. - Due Diligence Vendor-10/31/2025 |  | Resolved-lender accepted the occupancy affidavit for business purpose - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6083764 |
| 130 |  | D A B | Closed | FCRE1201 | 2025-10-31 09:09 | 2025-11-03 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-11/03/2025 <br>Resolved-now present - Due Diligence Vendor-11/03/2025 <br>Ready for Review-Document Uploaded. Please revie wuploaded FG report - Buyer-10/31/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-10/31/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-11/03/2025 <br>Resolved-now present - Due Diligence Vendor-11/03/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6082551 |
| 130 |  | D A B | Closed | FCOM4028 | 2025-10-31 08:19 | 2025-10-31 11:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6081618 |
| 131 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other |  |  |  |
| 132 |  | D B A | Closed | FCRE1180 | 2025-11-11 07:07 | 2025-11-18 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-walls in coverage present - Due Diligence Vendor-11/18/2025 <br>Ready for Review-Document Uploaded. We have Master policy with walls-in on file - Buyer-11/18/2025 <br>Open-HO-6 Insurance Policy is Missing in file - Due Diligence Vendor-11/11/2025 |  | Resolved-walls in coverage present - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6206400 |
| 132 |  | D B A | Closed | FCOM4028 | 2025-11-10 12:58 | 2025-11-11 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6199056 |
| 132 |  | D B A | Closed | FCRE9549 | 2025-11-11 07:49 | 2025-11-11 11:39 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing Credit Report Supplement | Waived-Per guide : We require complete 12-month history.<br> Exception form provided to allow only 3 months of proof since it's a new tradeline<br> Exception form page# 1465 of 1651<br> Approved as is - Due Diligence Vendor-11/11/2025 |  | Waived-Per guide : We require complete 12-month history.<br> Exception form provided to allow only 3 months of proof since it's a new tradeline<br> Exception form page# 1465 of 1651<br> Approved as is - Due Diligence Vendor-11/11/2025<br>|  | Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6207014 |
| 133 |  | D A | Closed | FCOM4028 | 2025-11-14 08:43 | 2025-11-17 15:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/14/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6253275 |
| 134 |  | D A | Closed | FCOM3596 | 2025-11-19 07:05 | 2025-11-21 13:40 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-resolved with lender comments. No ppp - Due Diligence Vendor-11/21/2025 <br>Ready for Review-I have confirmed. There is no prepayment penalty. - Buyer-11/21/2025 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-11/19/2025 |  | Resolved-resolved with lender comments. No ppp - Due Diligence Vendor-11/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6302407 |
| 134 |  | D A | Closed | FCRE9991 | 2025-11-17 11:01 | 2025-11-21 13:39 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-resolved with lender comments. They verified their DSCR is updated now. - Due Diligence Vendor-11/21/2025 <br> Ready for Review-Integra is now reflecting accurately. - Buyer-11/21/2025 <br> Open-DSCR is off by 0.159. Lender's score 1.027<br> >Lender 1008 indicates a rent of $[Redacted]. Docs in file, 1007 page #102 of 201 & Lease on pg #1 of 274 reflect $[Redacted]. PITI Matches. <br> > Calculation : [Redacted]= 1.185 should be the actual score. - Due Diligence Vendor-11/17/2025 |  | Resolved-resolved with lender comments. They verified their DSCR is updated now. - Due Diligence Vendor-11/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6275926 |
| 134 |  | D A | Closed | FCOM4028 | 2025-11-17 07:31 | 2025-11-18 07:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6270785 |
| 135 |  | D A | Closed | FCOM4028 | 2025-11-20 12:39 | 2025-11-24 07:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6330495 |
| 136 |  | D A C | Closed | 2260 | 2025-11-21 15:55 | 2025-11-25 09:51 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-No prepayment penalty - Due Diligence Vendor-11/25/2025 <br>Ready for Review-As per lock there is no prepayment penalty - an adjustment was aded for 0 Years PPP - Buyer-11/25/2025 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-11/21/2025 |  | Resolved-No prepayment penalty - Due Diligence Vendor-11/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6349212 |
| 136 |  | D A C | Closed | FCOM4028 | 2025-11-20 11:17 | 2025-11-21 15:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/21/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/20/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/21/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6328883 |
| 137 |  | D B A | Closed | FCOM4028 | 2025-11-21 07:10 | 2025-11-24 11:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/21/2025 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6338817 |
| 137 |  | D B A | Closed | FCRE2840 | 2025-11-21 09:31 | 2025-11-21 09:31 | Waived | 2 - Non-Material B | Credit | Debt | Subordinate lien does not meet guideline requirements | Waived-As per Guide 1st lien should be reflect on Credit report<br> Exception is Provided to proceed with 1st lien not reporting on credit.<br> Approved With Conditions 0.25 to price<br> Exception Form is on Page #14 of 183 - Due Diligence Vendor-11/21/2025 |  | Waived-As per Guide 1st lien should be reflect on Credit report<br> Exception is Provided to proceed with 1st lien not reporting on credit.<br> Approved With Conditions 0.25 to price<br> Exception Form is on Page #14 of 183 - Due Diligence Vendor-11/21/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6341319 |
| 138 |  | D A | Closed | FCOM4028 | 2025-11-21 07:23 | 2025-11-24 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/24/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6339010 |
| 139 |  | D A | Closed | FCOM4028 | 2025-11-21 11:09 | 2025-11-25 07:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/25/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/21/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/25/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6344702 |
| 140 |  | D B A | Closed | FCRE9806 | 2025-11-25 17:57 | 2026-03-09 12:55 | Waived | 2 - Non-Material C B | Credit | Eligibility | Other Credit Finding | Waived-lender didnt calculate and include the appropriate payments for their deferred student loans and after inclusion the DTI exceeds guidelines. Lender provided a waiver. allow to default to FHLMC GL for Student debts instead of 1% - Due Diligence Vendor-03/09/2026 <br> Ready for Review-Document Uploaded. Waiver has been uploaded - Buyer-03/09/2026 <br> Counter-DTI Now matches but now we require a waiver for DTI as your DTI is now 60.16% - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Uploaded docs - Buyer-01/09/2026 <br> Counter-this is still not correct. there are 17 student loans with payments at 1% totalling $[Redacted]. Your updated docs only included 2 of these loans. This isnt correct. Please fix adding in the total of all 17 student loans at 1% and update the 1003 and 1008 to include the additional $[Redacted] / mon in student loan debt. - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. Uploaded - Buyer-01/05/2026 <br> Counter-need updated 1003 and 1008 with corrected DTI adding these back and updated DTI - Due Diligence Vendor-12/26/2025 <br> Ready for Review-customer got back to me on this and she didn't have anything in her files either, so the liabilities are being added back - Buyer-12/23/2025 <br> Open-Borrower's deferred student debt liens were not included in DTI. Missing either UW Exception or proof borrower is on an Income-driven payment plan allowing the lender to use $0.00 monthly debt for each student loan. Otherwise, 1% of the outstanding balance of each debt needs to be included in DTI or proof of actual document payment. - Due Diligence Vendor-11/26/2025 |  | Waived-lender didnt calculate and include the appropriate payments for their deferred student loans and after inclusion the DTI exceeds guidelines. Lender provided a waiver. allow to default to FHLMC GL for Student debts instead of 1% - Due Diligence Vendor-03/09/2026<br>|  | 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than<br> minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 6392068 |
| 140 |  | D B A | Closed | FCOM4028 | 2025-11-25 15:19 | 2025-12-01 08:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/01/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-11/25/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/01/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6391103 |
| 141 |  | D A | Closed | FCOM1227 | 2025-12-02 11:42 | 2026-02-25 12:50 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-02/25/2026 <br>Resolved-rider now present - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-02/19/2026 <br>Open-PUD Rider is Missing - Due Diligence Vendor-12/02/2025 |  | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-02/25/2026 <br>Resolved-rider now present - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6451526 |
| 141 |  | D A | Closed | FCOM4028 | 2025-12-02 09:17 | 2025-12-03 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/02/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/03/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 6447205 |
| 142 |  | D A | Closed | FCRE1145 | 2025-12-04 08:13 | 2025-12-26 09:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document Missing | Resolved-title now present - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. uploaded - Buyer-12/24/2025 <br>Open-Title Document is missing - Due Diligence Vendor-12/04/2025 |  | Resolved-title now present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6482948 |
| 142 |  | D A | Closed | FCOM4028 | 2025-12-04 06:52 | 2025-12-07 12:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/07/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/04/2025 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-12/07/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6481332 |
| 143 |  | D A | Closed | FCOM4028 | 2025-12-05 12:45 | 2025-12-08 17:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/09/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/05/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/09/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6509469 |
| 144 |  | D A | Closed | FCOM4028 | 2025-12-09 21:11 | 2025-12-11 13:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/11/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/10/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/11/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6559837 |
| 145 |  | D A | Closed | FCOM4028 | 2025-12-09 14:09 | 2025-12-10 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/10/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/09/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/10/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6556449 |
| 146 |  | D A | Closed | FCOM3596 | 2025-12-17 11:59 | 2025-12-18 13:27 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-lender confirmed no prepay - Due Diligence Vendor-12/18/2025 <br>Ready for Review-Per 1st page of final CD in package submitted (page 240 of 747), there are no prepayment penalties. - Buyer-12/18/2025 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-12/17/2025 |  | Resolved-lender confirmed no prepay - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6667081 |
| 146 |  | D A | Closed | FCOM4028 | 2025-12-11 20:47 | 2025-12-16 09:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/12/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/16/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6596304 |
| 147 |  | D A | Closed | FCOM4028 | 2025-12-16 04:57 | 2025-12-18 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon receipt. - Buyer-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6638620 |
| 148 |  | D B A | Closed | FCOM1209 | 2025-12-16 07:08 | 2026-01-27 10:49 | Resolved | 1 - Information C A | Compliance | Closing | Note Does Not Indicate a Prepayment Penalty but CD Indicates a Prepayment Penalty | Resolved-prepay removed and released the pp rider that was recorded - Due Diligence Vendor-01/27/2026 <br>Ready for Review-As per the explanation received - the mortgage with PPP rider indicated has been released and the new mortgage without PPP rider issued the same day - Seller-01/27/2026 <br>Counter-still need lien release for subject loan addressed - Due Diligence Vendor-01/26/2026 <br>Ready for Review-Document Uploaded. Uploaded - Seller-01/26/2026 <br>Counter-still need lien release for subject loan addressed - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. PCCD uploaded - Seller-01/21/2026 <br>Counter-missing corrected CD showing no prepay., CD is what said Prepayment not Note. Also a lien release for subject lien was provided and this is unclear as to why it was released. - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Note and Mtg uploaded - Seller-01/21/2026 <br>Open-Note Does Not Indicate a Prepayment Penalty but CD Indicates a Prepayment Penalty prepay on a Owner Occ - Due Diligence Vendor-12/16/2025 | Ready for Review-As per the explanation received - the mortgage with PPP rider indicated has been released and the new mortgage without PPP rider issued the same day - Seller-01/27/2026 <br>Ready for Review-Document Uploaded. Uploaded - Seller-01/26/2026 <br>Ready for Review-Document Uploaded. PCCD uploaded - Seller-01/21/2026 <br>Ready for Review-Document Uploaded. Note and Mtg uploaded - Seller-01/21/2026<br>| Resolved-prepay removed and released the pp rider that was recorded - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6640227 |
| 148 |  | D B A | Closed | FCRE6618 | 2025-12-16 07:32 | 2026-01-21 12:47 | Resolved | 1 - Information C A | Credit | Borrower | Borrower information on 1003 is incomplete | Resolved-corrected 1003 now present - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Uploaded - Buyer-01/21/2026 <br>Open-borrower is nonperm per page 116 (EAD card). need 1003 fixed - Due Diligence Vendor-12/16/2025 |  | Resolved-corrected 1003 now present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6640679 |
| 148 |  | D B A | Closed | FCOM3596 | 2025-12-16 06:10 | 2026-01-21 12:47 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-corrected Note in other finding showing no prepayment - Due Diligence Vendor-01/21/2026 <br>Ready for Review-See docs uploaded - Seller-01/21/2026 <br>Open-subject is in O/O and rate sheet only allows Prepay on Investment. but page 290 is a High price Prepayment requirement. Final CD, Deed of Trust and Note both have riders but the term is blank. Need corrected docs (Note, Deed of Trust and CD) removing this - Due Diligence Vendor-12/16/2025 | Ready for Review-See docs uploaded - Seller-01/21/2026<br>| Resolved-corrected Note in other finding showing no prepayment - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6639348 |
| 148 |  | D B A | Closed | FCOM1797 | 2025-12-16 08:06 | 2026-01-21 12:41 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-SPL now present - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. SPL uploaded - Seller-01/21/2026 <br>Open-Missing Completed Service Provider List. Service Provider List dated 10/23/2025 provided is blank/missing providers. - Due Diligence Vendor-12/16/2025 | Ready for Review-Document Uploaded. SPL uploaded - Seller-01/21/2026<br>| Resolved-SPL now present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6641453 |
| 148 |  | D B A | Closed | FCRE9994 | 2025-12-16 07:46 | 2026-01-21 12:34 | Waived | 2 - Non-Material C B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-does not meet LTV guidelines for a FTHB 3 months reserves for FTHB, can't mix 9/12 and 11/3 guidelines<br> Comments There is an exception on the file. Please add the short description to existing exception. can't mix 9/12 and<br> 11/3 guidelines<br> - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Document Uploaded. Exception form uploaded - Buyer-01/21/2026 <br> Counter-waiver requested - Due Diligence Vendor-01/05/2026 <br> Ready for Review-The loan was submitted on [Redacted] and CTC'd on [Redacted]. However, we had a loosening for guidelines on 11/3 to permit 3 months of reserves.<br>I agree that the new guidelines had a tightening in them regarding the 80%.<br>However, it was to my understanding that:<br> - For tightening on new guidelines, we will grandfather the borrower into the guidelines that were in effect at time of submission.<br> - For loosening on new guidelines, we will use the new guidelines without resubmission because we want to save everyone time and paperwork.<br>It's to my understanding that this is the arrangement we've had. This is the first I've ever heard feedback that we can't "mix and match".<br> - Seller-12/31/2025 <br> Counter-if we are using older guidelines, then you are short reserves. we cannot mix and match guidelines. we need waiver for LTV or reserves. You dont have 6 months reserves if we use older guidelines., - Due Diligence Vendor-12/23/2025 <br> Ready for Review-I thought the mind set we have towards guideline changes is we can apply the loosening to pipeline loans when needed and guideline restrictions only apply if the loan was submitted on or after the guideline update.<br>The FTHB [Redacted]% restriction on bank statement loans didn't start on loans until 11/3 I believe. Application was [Redacted]<br>Thank you!<br>- Buyer-12/22/2025 <br> Open-per rate sheet max LTV for a FTHB is [Redacted]% for a bank statement loans this is a bank statement loan at [Redacted]%. Since used 11/3 guidelines for reserves (only 3 months required for FTHB not 6) must use LTV cap as well for FTHB - Due Diligence Vendor-12/16/2025 | Ready for Review-The loan was submitted on 10/28 and CTC'd on 12/2. However, we had a loosening for guidelines on 11/3 to permit 3 months of reserves.<br>I agree that the new guidelines had a tightening in them regarding the [Redacted]%.<br>However, it was to my understanding that:<br> - For tightening on new guidelines, we will grandfather the borrower into the guidelines that were in effect at time of submission.<br> - For loosening on new guidelines, we will use the new guidelines without resubmission because we want to save everyone time and paperwork.<br>It's to my understanding that this is the arrangement we've had. This is the first I've ever heard feedback that we can't "mix and match".<br> - Seller-12/31/2025 | Waived-does not meet LTV guidelines for a FTHB 3 months reserves for FTHB, can't mix 9/12 and 11/3 guidelines<br> Comments There is an exception on the file. Please add the short description to existing exception. can't mix 9/12 and<br> 11/3 guidelines<br> - Due Diligence Vendor-01/21/2026<br>|  | Compensating Factors<br> Revolving debt is under 30%, Residual income >=3000$, No credit events past 40 months, No consumer late payments in the last 24<br> months, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 6641001 |
| 148 |  | D B A | Closed | FCOM4028 | 2025-12-16 06:58 | 2025-12-16 12:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/16/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/16/2025<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6640006 |
| 148 |  | D B A | Closed | FCRE4678 | 2025-12-16 07:47 | 2025-12-16 07:49 | Waived | 2 - Non-Material B | Credit | Eligibility | Payment shock exceeds guideline | Waived-exceeds payment shock. unable to verify rents since pays in cash<br> Payment shock per the 1003 exceeds 250%. Provide one of the following to document the<br> primary rental expense for the borrower's present address: 1) Six months cancelled checks/equivalent<br> payment source, 2.) Six months bank statements reflecting a clear and consistent payment to an<br> organization or individual, 3.) Or a copy of the current fully executed lease agreement and two months<br> cancelled checks/equivalent payment source.<br> Short Description Accept a stand alone VOR for primary housing expense, pays in cash<br> pg 17 - Due Diligence Vendor-12/16/2025 |  | Waived-exceeds payment shock. unable to verify rents since pays in cash<br> Payment shock per the 1003 exceeds 250%. Provide one of the following to document the<br> primary rental expense for the borrower's present address: 1) Six months cancelled checks/equivalent<br> payment source, 2.) Six months bank statements reflecting a clear and consistent payment to an<br> organization or individual, 3.) Or a copy of the current fully executed lease agreement and two months<br> cancelled checks/equivalent payment source.<br> Short Description Accept a stand alone VOR for primary housing expense, pays in cash<br> pg 17 - Due Diligence Vendor-12/16/2025<br>|  | Revolving debt is under 30%, Residual income >=3000$, No credit events past 40 months, No consumer late payments in the last 24<br> months, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6641027 |
| 149 |  | D A | Closed | FCOM4028 | 2025-12-15 14:57 | 2025-12-17 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/15/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/17/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6632970 |
| 150 |  | D B A | Closed | FCOM4028 | 2025-12-16 04:01 | 2025-12-18 09:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6638269 |
| 150 |  | D B A | Closed | FCRE1491 | 2025-12-17 03:13 | 2025-12-18 09:50 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements Cash-to-close is a full gift, However Exception Form in the File page no #554. - Due Diligence Vendor-12/17/2025 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements Cash-to-close is a full gift, However Exception Form in the File page no #554. - Due Diligence Vendor-12/17/2025<br>|  | 1.No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #654<br> 3. 5+ years credit history- Oldest tradeline date in CBR page #654 is 10/01/2005<br> 4.Credit score >40 points than minimum required- Audited FICO Score is 764, Guideline Maximum FICO Score is 680 difference is 84, Which is Greater than 40.,<br> 5.LTV 10% below maximum- Audited LTV 58.62% & Maximum LTV 70 % with Difference is 11.38% Which is Greater then 10%,<br> 6. Borrowers on the loan - File is joint credit with 2 borrowers. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6657494 |
| 151 |  | D B A | Closed | FCOM4028 | 2025-12-16 11:53 | 2025-12-18 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6647860 |
| 151 |  | D B A | Closed | FVAL5385 | 2025-12-16 13:06 | 2025-12-17 09:48 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Subject property listed for sale on 08/05/2025 which is within 6 months from closing date per Appraisal Report in Page #28, However Exception Form in the file page no #459 - Due Diligence Vendor-12/16/2025 |  | Waived-Subject property listed for sale on 08/05/2025 which is within 6 months from closing date per Appraisal Report in Page #28, However Exception Form in the file page no #459 - Due Diligence Vendor-12/16/2025<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #588<br> 3. 5+ years credit history- Oldest tradeline date in CBR page #588 is 05/08/2013, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6649493 |
| 152 |  | D A | Closed | FCOM4028 | 2025-12-16 14:06 | 2025-12-18 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/16/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6650489 |
| 153 |  | D A | Closed | FCOM1221 | 2025-12-17 12:18 | 2025-12-26 10:46 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-pg2 now present - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded closing package(page 2 of MTG is on page reference 13) - Buyer-12/23/2025 <br>Open-The Deed of Trust is Incomplete page 2 of DOT is missing - Due Diligence Vendor-12/17/2025 |  | Resolved-pg2 now present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6667469 |
| 153 |  | D A | Closed | FCOM1233 | 2025-12-17 12:17 | 2025-12-26 10:45 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-missing info now present - Due Diligence Vendor-12/26/2025 <br>Ready for Review-Document Uploaded. Please review uploaded page 4 - Buyer-12/23/2025 <br>Open-The Final 1003 is Incomplete Section 4: Loan and Property Information page (page 4 of 10) is missing - Due Diligence Vendor-12/17/2025 |  | Resolved-missing info now present - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6667444 |
| 153 |  | D A | Closed | FCOM4028 | 2025-12-17 10:42 | 2025-12-18 16:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/18/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6665329 |
| 154 |  | D A | Closed | FCOM4028 | 2025-12-17 06:44 | 2025-12-18 17:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6659522 |
| 155 |  | D B A | Closed | FCOM4028 | 2025-12-17 11:57 | 2025-12-19 07:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/17/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/19/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6667056 |
| 155 |  | D B A | Closed | FVAL3867 | 2025-12-17 14:04 | 2025-12-19 07:19 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-As per guide, mixed use For refinance transactions: Vacant commercial space not allowed<br> Exception form provided is proceed for Vacant Commercial Unit on Mixed-Use R/T Refi<br> Approved With Conditions 0.25 to price [Redacted] max<br> Exception form page no 68 of 224<br> - Due Diligence Vendor-12/17/2025 |  | Waived-As per guide, mixed use For refinance transactions: Vacant commercial space not allowed<br> Exception form provided is proceed for Vacant Commercial Unit on Mixed-Use R/T Refi<br> Approved With Conditions 0.25 to price [Redacted] max<br> Exception form page no 68 of 224<br> - Due Diligence Vendor-12/17/2025<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 6670022 |
| 156 |  | D B A | Closed | FCOM4028 | 2025-12-18 06:41 | 2025-12-22 08:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/22/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6680920 |
| 156 |  | D B A | Closed | FCRE1247 | 2025-12-18 09:06 | 2025-12-22 08:29 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-Subject property listed for sale per page #105_Credit_pkg_1.pdf for $[Redacted] which is greater than 3% from current sales price $[Redacted] for which seller credit not allowed per Guidelines whereas file has seller credit of $[Redacted]. However, We have exception in page#37_Credit_pkg_2.pdf - Due Diligence Vendor-12/18/2025 |  | Waived-Subject property listed for sale per page #105_Credit_pkg_1.pdf for $[Redacted] which is greater than 3% from current sales price $[Redacted] for which seller credit not allowed per Guidelines whereas file has seller credit of $[Redacted] However, We have exception in page#37_Credit_pkg_2.pdf - Due Diligence Vendor-12/18/2025 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #1_Credit_pkg_2.pdf<br> 5+ years credit history- Oldest tradeline date in CBR page #1_Credit_pkg_2.pdf is 05/26/2005<br> No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #1_Credit_pkg_2.pdf<br> Credit score >40 points than minimum required - Guideline Min FICO is 680 and Qualifying FICO is 812 variance is 132 >40 points<br> Borrower contribution exceeds requirement >=5% - Borrower contribution is nearly 26.08%<br> Reserves >6 months - Qualifying Total Reserves Number of Months is 8.58months > 6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6684497 |
| 157 |  | D A | Closed | FCOM4028 | 2025-12-18 12:06 | 2025-12-23 16:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/18/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/23/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6689293 |
| 158 |  | D A | Closed | FCOM4028 | 2025-12-19 07:04 | 2025-12-26 09:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/19/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6702714 |
| 159 |  | D A | Closed | FCRE1161 | 2025-12-22 04:33 | 2025-12-29 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-now present - Due Diligence Vendor-12/29/2025 <br>Ready for Review-Document Uploaded. Please see attached flood cert. - Buyer-12/29/2025 <br>Open-Missing Flood Certificate - Due Diligence Vendor-12/22/2025 |  | Resolved-now present - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6730134 |
| 159 |  | D A | Closed | FCOM4028 | 2025-12-22 02:35 | 2025-12-26 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 6729359 |
| 160 |  | D A | Closed | FCOM4028 | 2025-12-21 23:11 | 2025-12-26 13:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6728515 |
| 161 |  | D A | Closed | FCOM4028 | 2025-12-22 01:03 | 2025-12-26 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/22/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6729039 |
| 162 |  | D A C | Closed | 5000500-License-Loan Originator | 2025-12-23 08:15 | 2026-01-30 10:15 | Resolved | 1 - Information C A | Compliance | Mavent | License: Loan Originator | Resolved-corrected docs with NMLS now present - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. Please review uploaded resigned docs with correct nmls - Buyer-01/29/2026 <br> Counter-NMLS must be accurate on Note and deed of trust as well - Due Diligence Vendor-01/05/2026 <br> Ready for Review-Final CD,final 1003 have accurate NMLS disclosed for the LO .Please refer to section "State licence ID" it is showing on CD and 1003 valid NMLS [Redacted] - Buyer-01/02/2026 <br> Open-The NMLS ID ([Redacted]) of the loan originator does not exist. Note, Mortgage and Final CD Mortgage Brokers Contact [Redacted] NMLS is shown as [Redacted]. The NMLS Consumer Access states[Redacted] NMLS is [Redacted]. - Due Diligence Vendor-12/23/2025 <br> Open- - Due Diligence Vendor-12/23/2025 |  | Resolved-corrected docs with NMLS now present - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6759491 |
| 162 |  | D A C | Closed | FCOM4028 | 2025-12-23 06:37 | 2025-12-26 09:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/26/2025<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6757895 |
| 163 |  | D A | Closed | FCOM4028 | 2025-12-28 23:52 | 2025-12-29 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/29/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6826144 |
| 164 |  | D A | Closed | FCOM4028 | 2025-12-23 14:10 | 2025-12-29 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/23/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/29/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6771820 |
| 165 |  | D A C | Closed | FCRE1995 | 2025-12-30 12:52 | 2026-01-14 10:24 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Counter-EMD backed out - Due Diligence Vendor-01/07/2026 <br>Ready for Review-EMD was backed out - Buyer-01/07/2026 <br>Open-EMD of $16,500 no supporting document in file - Due Diligence Vendor-12/30/2025 |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6859324 |
| 165 |  | D A C | Closed | FCRE9549 | 2025-12-30 12:03 | 2026-01-14 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-mtg coupons sent to support no lates. May was when mtg opened - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Please review uploaded 1/06Data tree showing owner is LLC,no additional documentation is required when we have clear evidence that property is owned by LLC - Seller-01/14/2026 <br> Counter-mortgage statement you provided shows our borrower is the note holder VOM Or waiver is required. Since loans in our borrower name - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Property is under LLC name .please revie wuploaded supporting documents - Seller-01/07/2026 <br> Open-Supplement Credit report is required to verify REO property for [Redacted] ([Redacted]) as no mortgage is reflecting on credit report pg 87 of 142 and 1 mortgage statement is provided for month of may on page 22 of 142 - Due Diligence Vendor-12/30/2025 | Ready for Review-Please review uploaded 1/06Data tree showing owner is LLC,no additional documentation is required when we have clear evidence that property is owned by LLC - Seller-01/14/2026 <br>Ready for Review-Document Uploaded. Property is under LLC name .please revie wuploaded supporting documents - Seller-01/07/2026<br>| Resolved-mtg coupons sent to support no lates. May was when mtg opened - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6858587 |
| 165 |  | D A C | Closed | 2260 | 2025-12-30 13:10 | 2026-01-07 10:05 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no ppp per lock and lender - Due Diligence Vendor-01/07/2026 <br>Ready for Review-As per lock ,no PPP. - Buyer-01/07/2026 <br>Open- Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-12/30/2025 |  | Resolved-no ppp per lock and lender - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6859693 |
| 165 |  | D A C | Closed | FCOM4028 | 2025-12-30 09:56 | 2025-12-31 08:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/30/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-12/31/2025<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6856154 |
| 166 |  | D B A | Closed | FCOM4028 | 2025-12-30 23:37 | 2026-01-02 06:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6865822 |
| 166 |  | D B A | Closed | FVAL5385 | 2025-12-31 02:04 | 2025-12-31 05:07 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-Subject property listed for sale on 11/04/2025 which is within 6 months from closing date per Appraisal Report page #24_credit pkg, However exception document is in page # 216 of Credit Package.pdf - Due Diligence Vendor-12/31/2025 |  | Waived-Subject property listed for sale on 11/04/2025 which is within 6 months from closing date per Appraisal Report page #24_credit pkg, However exception document is in page # 216 of Credit Package.pdf - Due Diligence Vendor-12/31/2025<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #276 of Credit Package.pdf <br> 5+ years credit history-Oldest tradeline date in CBR page # 276 of Credit Package.pdf is 03/29/2011<br> No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #276 of Credit Package.pdf <br> Credit score >40 points than minimum required- Audited FICO 769 and Guideline maximum FICO 700 with difference 69 which is greater than 40<br> Reserves >6 months-Calculated reserves in File is 23.01 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 6866556 |
| 167 |  | D A | Closed | FCOM4028 | 2025-12-31 05:46 | 2026-01-02 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6868519 |
| 168 |  | D B A | Closed | FCRE1501 | 2025-12-31 09:27 | 2026-02-11 07:12 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted]- Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Please see attached additional bank statement. - Seller-02/10/2026 <br> Counter-still short by $[Redacted] - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Please see additional bank statement provided by the broker. - Seller-02/09/2026 <br> Counter-disagree as previously stated, your UW has the incorrect figure for cash from borrower at close. They brought $[Redacted] in to close, your figures show $[Redacted]. this is reason for the shortage. please check your calculations and update with correct cash to close. This finding is valid. - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please see attached UW email. Per UW "Per the provided bank statements, borrower has sufficient funds." Assets/bank statements and UW asset breakdown was previously uploaded. - Seller-01/09/2026 <br> Counter-finding is valid. UW figures are incorrect as the cash to close was higher than what was captured in this screenshot. - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Please see attached asset breakdown used by UW. - Buyer-01/07/2026 <br> Counter-all funds were updated and borrower is still short $[Redacted] for reserves. need waiver or updated/additional funds - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Please see the assets/bank statements that were uploaded. - Buyer-01/06/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $[Redacted] 3 months reserves $[Redacted], available $[Redacted] = Shortage -$[Redacted]. Need additional 1 months of asset statements. - Due Diligence Vendor-01/05/2026 | Ready for Review-Document Uploaded. Please see attached additional bank statement. - Seller-02/10/2026 <br>Ready for Review-Document Uploaded. Please see additional bank statement provided by the broker. - Seller-02/09/2026 <br>Ready for Review-Document Uploaded. Please see attached UW email. Per UW "Per the provided bank statements, borrower has sufficient funds." Assets/bank statements and UW asset breakdown was previously uploaded. - Seller-01/09/2026<br>| Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-02/11/2026 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6875200 |
| 168 |  | D B A | Closed | FCRE1995 | 2025-12-31 09:34 | 2026-01-06 13:16 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved- - missing assets received. - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Please see the assets/bank statements that were uploaded. - Buyer-01/06/2026 <br>Open- - withdrawal proof missing - Due Diligence Vendor-12/31/2025 |  | Resolved- - missing assets received. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6875579 |
| 168 |  | D B A | Closed | FCRE4293 | 2026-01-05 11:36 | 2026-01-06 13:16 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved- - missing assets received. - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Please see the assets/bank statements that were uploaded. - Seller-01/06/2026 <br> Open-Assets docs missing for following:<br> >[Redacted]<br> >[Redacted]<br> >[Redacted] - Due Diligence Vendor-01/05/2026 | Ready for Review-Please see the assets/bank statements that were uploaded. - Seller-01/06/2026<br>| Resolved- - missing assets received. - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6918543 |
| 168 |  | D B A | Closed | FCRE1342 | 2025-12-31 09:08 | 2026-01-06 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-01/06/2026 <br>Ready for Review-Document Uploaded. Please see attached assets/bank statements. - Seller-01/06/2026 <br>Open-Borrower 1 Business Bank Statements Missing - only April 2025 statement provided for income. Please provide 12 months business bank statements. - Due Diligence Vendor-12/31/2025 | Ready for Review-Document Uploaded. Please see attached assets/bank statements. - Seller-01/06/2026<br>| Resolved-Borrower 1 Business Bank Statements Provided - Due Diligence Vendor-01/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6874364 |
| 168 |  | D B A | Closed | FCOM4028 | 2025-12-31 08:41 | 2026-01-05 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-12/31/2025 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6873019 |
| 168 |  | D B A | Closed | FCRE1228 | 2025-12-31 09:40 | 2025-12-31 09:40 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Waived-As per guide, No more than 3 NSFs allowed.<br> \*Exception form is provided to allow 6 NSFs<br> \*Approved Conditions: 0.25 to price, no other exceptions allowed<br> \*Exception form is on page # 2 of 124, (business bank statements missing at review) - Due Diligence Vendor-12/31/2025 - Due Diligence Vendor-12/31/2025 |  | Waived-Waived-As per guide, No more than 3 NSFs allowed.<br> \*Exception form is provided to allow 6 NSFs<br> \*Approved Conditions: 0.25 to price, no other exceptions allowed<br> \*Exception form is on page # 2 of 124, (business bank statements missing at review) - Due Diligence Vendor-12/31/2025 - Due Diligence Vendor-12/31/2025<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6875845 |
| 169 |  | D A | Closed | FCOM4028 | 2026-01-02 08:41 | 2026-01-02 09:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6893782 |
| 170 |  | D A | Closed | FCRE6019 | 2026-01-07 14:50 | 2026-01-30 10:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-perm resident card now present - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Document Uploaded. Please see attached green card. - Buyer-01/29/2026 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower is a PRA and PRA card is missing in file, only I797 provided on pg #103, 168 of 283 - Due Diligence Vendor-01/07/2026 |  | Resolved-perm resident card now present - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6969488 |
| 170 |  | D A | Closed | FCRE4293 | 2026-01-07 15:00 | 2026-01-12 08:50 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-bank statements now present - Due Diligence Vendor-01/12/2026 <br> Ready for Review-Document Uploaded. Please see attached bank statements. - Buyer-01/09/2026 <br> Open-Assets st is missing for [Redacted] for $[Redacted] & [Redacted] for $[Redacted] - Due Diligence Vendor-01/07/2026 |  | Resolved-bank statements now present - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6969637 |
| 170 |  | D A | Closed | FCOM4028 | 2026-01-05 11:19 | 2026-01-07 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6918256 |
| 171 |  | D B A | Closed | FCRE6969 | 2026-01-06 07:20 | 2026-01-29 12:00 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-lender addresses all discrepancies of the gift . ultimately on [Redacted] applied on CD - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Document Uploaded. Please review uploaded gift letter,we used only $20K from gift funds ,as it was mentioned into the explanation from SUW. - Seller-01/29/2026 <br> Counter-still missing gift letter for $[Redacted] and need clarification why so much additional was wired to closing and only [Redacted] used. So far we have a gift letter for [Redacted] a wire for $[Redacted] and a CD that shows only [Redacted] used - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Please review uploaded wire,we used only $[Redacted] K from the gift funds for the subject transaction - Buyer-01/15/2026 <br> Open-Gift of $[Redacted] is reflecting on CR pg 23 of 164, However gift letter & donor source both are missing in file - Due Diligence Vendor-01/06/2026 | Ready for Review-Document Uploaded. Please review uploaded gift letter,we used only $[Redacted] from gift funds ,as it was mentioned into the explanation from SUW. - Seller-01/29/2026 | Resolved-lender addresses all discrepancies of the gift . ultimately on [Redacted] applied on CD - Due Diligence Vendor-01/29/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6932193 |
| 171 |  | D B A | Closed | FCRE1483 | 2026-01-06 07:19 | 2026-01-29 11:59 | Resolved | 1 - Information C A | Credit | Assets | Asset 5 Does Not Meet Guideline Requirements | Resolved-lender has reviewed and is ok with $[Redacted] extra wired to closing even though only [Redacted] was applied revised gift letter provided. - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Document Uploaded. Please review uploaded documents - Seller-01/29/2026 <br> Counter-need clarification why so much additional was wired to closing and only [Redacted] used. So far we have a gift letter for [Redacted] a wire for $[Redacted] and a CD that shows only [Redacted] used. This needs to all be explained and possibly a corrected gift letter if $[Redacted] was the actual gift - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. Only $[Redacted] were applied from gift funds for subject transaction. A wire on file is attached for $[Redacted] - Seller-01/15/2026 <br> Open-Asset 5 Does Not Meet Guideline Requirements \*Gift $[Redacted]is reflecting on pg 154 of 587, However deposit and donor source is missing in file - Due Diligence Vendor-01/06/2026 | Ready for Review-Document Uploaded. Please review uploaded documents - Seller-01/29/2026 <br> Ready for Review-Document Uploaded. Only $[Redacted] were applied from gift funds for subject transaction. A wire on file is attached for $[Redacted] - Seller-01/15/2026 | Resolved-lender has reviewed and is ok with $[Redacted] extra wired to closing even though only [Redacted] was applied revised gift letter provided. - Due Diligence Vendor-01/29/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6932184 |
| 171 |  | D B A | Closed | FCRE1335 | 2026-01-08 07:46 | 2026-01-15 15:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please review uploaded tax transcripts - Buyer-01/15/2026 <br>Open- - Due Diligence Vendor-01/08/2026 |  | Resolved-Borrower 1 IRS Transcripts Provided - Due Diligence Vendor-01/15/2026<br>|  | 2 years tax returns are present in file. Missing Transcripts. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6981130 |
| 171 |  | D B A | Closed | FCOM4028 | 2026-01-05 13:40 | 2026-01-07 16:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/07/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 6921392 |
| 171 |  | D B A | Closed | FCRE1199 | 2026-01-06 07:04 | 2026-01-07 16:00 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-\*As per guide for FTHB max [Redacted]<br> \*Exception is provided to proceed the loan with audited loan amount as [Redacted]<br> \*Exception is on pg 522 of 587<br> \*Approved AS-IS - Due Diligence Vendor-01/06/2026 |  | Waived-\*As per guide for FTHB max [Redacted]<br> \*Exception is provided to proceed the loan with audited loan amount as [Redacted]<br> \*Exception is on pg 522 of 587<br> \*Approved AS-IS - Due Diligence Vendor-01/06/2026 |  | \*Several income sources and DTI below 45%, Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 6931941 |
| 172 |  | D A | Closed | FCRE1182 | 2026-01-06 11:58 | 2026-01-15 14:27 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Received 1008 and approval - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/15/2026 <br>Open-1008 & Approval summary as status funded is not provided . - Due Diligence Vendor-01/06/2026 |  | Resolved-Received 1008 and approval - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6941163 |
| 172 |  | D A | Closed | FCOM4028 | 2026-01-06 10:20 | 2026-01-08 11:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6938299 |
| 173 |  | D A | Closed | FCRE4293 | 2026-01-06 09:47 | 2026-01-15 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-Received bank statement - Due Diligence Vendor-01/15/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/15/2026 <br>Open-If cash out proceeds are used for reserves most recent 1 month bank statement must be provided prior to closing where funds will be disbursed. and Asset document is missing in file - Due Diligence Vendor-01/06/2026 |  | Resolved-Received bank statement - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6937605 |
| 173 |  | D A | Closed | FCOM4028 | 2026-01-06 08:13 | 2026-01-08 09:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6933469 |
| 174 |  | D A C | Closed | 2260 | 2026-01-06 10:17 | 2026-01-29 12:12 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-Document Uploaded. lender has since provided proof of prepay and now rider is loaded - Due Diligence Vendor-01/29/2026 <br>Ready for Review-As per lock,no PPP - Buyer-01/13/2026 <br>Open-Pre-payment penalty Document is not present in file. - Due Diligence Vendor-01/06/2026 |  | Resolved-Document Uploaded. lender has since provided proof of prepay and now rider is loaded - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6938230 |
| 174 |  | D A C | Closed | FCOM4028 | 2026-01-06 10:21 | 2026-01-08 08:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6938415 |
| 175 |  | D B A | Closed | FVAL1039 | 2026-01-07 08:30 | 2026-01-12 15:04 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-2nd appr now present - Due Diligence Vendor-01/12/2026 <br>Ready for Review-Document Uploaded. Please see attached 1st and 2nd appraisals. The 2nd appraisal appears to have been used as the secondary valuation. - Seller-01/12/2026 <br>Counter-this is the same appraisal on file. we need value support - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Document Uploaded. Please see attached 2nd appraisal. - Buyer-01/09/2026 <br>Open-Please provide secondary valuation report as it is missing in file. Subject property type is mixed use - Due Diligence Vendor-01/07/2026 | Ready for Review-Document Uploaded. Please see attached 1st and 2nd appraisals. The 2nd appraisal appears to have been used as the secondary valuation. - Seller-01/12/2026<br>| Resolved-2nd appr now present - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6959819 |
| 175 |  | D B A | Closed | FCRE1212 | 2026-01-07 08:16 | 2026-01-09 15:03 | Resolved | 1 - Information B A | Credit | Missing Doc | Purchase Contract is Partial | Resolved-seller contribution addendum now present - Due Diligence Vendor-01/09/2026 <br> Ready for Review-Document Uploaded. Please see attached addendum. - Buyer-01/09/2026 <br> Open-Purchase contract has not been fully provided Please provide updated purchase contract as in provided document unable to verify seller credit $[Redacted] - Due Diligence Vendor-01/07/2026 |  | Resolved-seller contribution addendum now present - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6959439 |
| 175 |  | D B A | Closed | FCOM4028 | 2026-01-07 06:26 | 2026-01-09 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Ready for Review-Appears to be a duplicate condition as other same condition was resolved on 1/8. The mortgage has not been recorded yet. The recorded mortgage will be sent upon receipt. - Seller-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 | Ready for Review-Appears to be a duplicate condition as other same condition was resolved on 1/8. The mortgage has not been recorded yet. The recorded mortgage will be sent upon receipt. - Seller-01/09/2026<br>| Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6955716 |
| 175 |  | D B A | Closed | FCOM4028 | 2026-01-07 06:26 | 2026-01-08 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6955717 |
| 175 |  | D B A | Closed | FCRE1491 | 2026-01-07 08:22 | 2026-01-08 14:12 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements Subject property type is mixed use and Gift funds not allowed per Guidelines. Whereas Borrower and wife are going about 50/50 on the funds. EMD amount [Redacted] - $[Redacted] from Gift funds and $[Redacted] from borrower funds. However, exception is in page#358_Closing docs.pdf<br> - Due Diligence Vendor-01/07/2026 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements Subject property type is mixed use and Gift funds not allowed per Guidelines. Whereas Borrower and wife are going about 50/50 on the funds. EMD amount $[Redacted] - $[Redacted] from Gift funds and $[Redacted] from borrower funds. However, exception is in page#358_Closing docs.pdf<br> - Due Diligence Vendor-01/07/2026 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #1_Closing docs.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #1_Closing docs.pdf is 02/01/2010<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #1_Closing docs.pdf<br> Credit score >40 points than minimum required - Guideline Min FICO is 680 and Qualifying FICO is 770 variance is 90 > 40 points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6959631 |
| 175 |  | D B A | Closed | FVAL5472 | 2026-01-07 08:21 | 2026-01-08 04:16 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Minimum Gross living area per Guidelines is 500 Sq Ft whereas area for one of the unit is [Redacted] Sq Ft per Appraisal Report in page #22_Closing docs.pdf. We have exception in page#359_Closing docs.pdf<br> - Due Diligence Vendor-01/07/2026 |  | Waived-Minimum Gross living area per Guidelines is 500 Sq Ft whereas area for one of the unit is [Redacted] Sq Ft per Appraisal Report in page #22_Closing docs.pdf. We have exception in page#359_Closing docs.pdf<br> - Due Diligence Vendor-01/07/2026 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #1_Closing docs.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #1_Closing docs.pdf is 02/01/2010<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #1_Closing docs.pdf<br> Credit score >40 points than minimum required - Guideline Min FICO is 680 and Qualifying FICO is 770 variance is 90 > 40 points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6959534 |
| 176 |  | D A | Closed | FCOM4028 | 2026-01-06 13:30 | 2026-01-08 15:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/08/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6943460 |
| 177 |  | D B A | Closed | FCOM4028 | 2026-01-07 22:52 | 2026-01-09 13:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 6975143 |
| 177 |  | D B A | Closed | FVAL5524 | 2026-01-08 02:27 | 2026-01-08 10:54 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-1. Subject property is new construction which is in rural area which is not allowed per Guidelines in page #86<br> 2. Only one Accessory unit allowed if property is in rural area whereas Subject property is with 2 ADU's per Appraisal Report in Page #606<br> However, related exception document in page #18,19,_[Redacted] part 1.pdf - Due Diligence Vendor-01/08/2026 |  | Waived-1. Subject property is new construction which is in rural area which is not allowed per Guidelines in page #86<br> 2. Only one Accessory unit allowed if property is in rural area whereas Subject property is with 2 ADU's per Appraisal Report in Page #606<br> However, related exception document in page #18,19,_[Redacted] part 1.pdf - Due Diligence Vendor-01/08/2026 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #329_[Redacted] part 2.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #329_[Redacted] part 2.pdf is 07/01/2002<br> No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #329_[Redacted] part 2.pdf<br> 2+ borrowers on the loan - Joint loan with 2 borrowers<br> Credit score >40 points than minimum required - Guideline Min FICO 660 and Guideline Min FICO 740 variance is 80 > 40 points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | Originator Pre-Close | Yes | 6976427 |
| 178 |  | D A | Closed | FCOM4028 | 2026-01-07 13:29 | 2026-01-12 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6967811 |
| 179 |  | D A | Closed | FCRE1158 | 2026-01-07 14:31 | 2026-01-21 08:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/21/2026 <br> Resolved-premium now present - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Document Uploaded. Please revie wuploaded policy with premium 2575.77 - Buyer-01/20/2026 <br> Open-Hazard Insurance Policy Partially Provided Need HOI policy reflecting Premium amount of $[Redacted] annually which is considered by lender - Due Diligence Vendor-01/07/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/21/2026 <br>Resolved-premium now present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6969045 |
| 179 |  | D A | Closed | FCOM4028 | 2026-01-07 12:01 | 2026-01-12 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6966039 |
| 180 |  | D A | Closed | FCRE6911 | 2026-01-08 12:11 | 2026-01-30 10:18 | Resolved | 1 - Information A | Credit | Eligibility | Audited DTI exceeds 3% difference from Originator DTI | Resolved-updated 1008 correcting DTI now present - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. Please review uploaded revised 1003 and 1008. DTI matches now. - Buyer-01/29/2026 <br> Open-Audited DTI 4.75% not matching with lender DTI 9.35% with variance 4.6%. Lender considered other payments $[Redacted]in 1008 but the same is Rental amount for borrower per initial 1003. Borrower previously stayed for rent but he currently lives in own property. Hence, the expenses not considered.<br> No repeated payments of $[Redacted] in Bank Statements. Please provide updated document to verify the same. - Due Diligence Vendor-01/08/2026 |  | Resolved-updated 1008 correcting DTI now present - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6991064 |
| 180 |  | D A | Closed | FCOM4028 | 2026-01-08 01:36 | 2026-01-12 10:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6976249 |
| 181 |  | D B A | Closed | FCRE6969 | 2026-01-08 07:24 | 2026-01-21 13:06 | Waived | 2 - Non-Material C B | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Waived-Allow to use gift funds for multi family property<br> - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Document Uploaded. Exception on gift assets uploaded - Buyer-01/21/2026 <br> Ready for Review-Document Uploaded. Please review uploaded exception - Buyer-01/21/2026 <br> Open-As per Guide Gift funds are not allowed for Multifamily<br> Gift Letter for $[Redacted] provided refer page#290 of 299 - Due Diligence Vendor-01/08/2026 |  | Waived-Allow to use gift funds for multi family property<br> - Due Diligence Vendor-01/21/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Post-Close | Yes | 6980520 |
| 181 |  | D B A | Closed | FCOM4028 | 2026-01-07 14:13 | 2026-01-12 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/07/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6968627 |
| 181 |  | D B A | Closed | FVAL5472 | 2026-01-08 07:13 | 2026-01-08 07:13 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Property: Per Guide, Gross living area should be minimum or above 500 square feet<br> Exception form provided as Need exception for units' footage is below 500 sq. ft<br> Exception form page#73 of 95<br> Approved With Conditions: [Redacted], 0.25 to price<br> - Due Diligence Vendor-01/08/2026 |  | Waived-Property: Per Guide, Gross living area should be minimum or above 500 square feet<br> Exception form provided as Need exception for units' footage is below 500 sq. ft<br> Exception form page#73 of 95<br> Approved With Conditions: [Redacted], 0.25 to price<br> - Due Diligence Vendor-01/08/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6980170 |
| 182 |  | D A | Closed | FCOM4028 | 2026-01-09 03:45 | 2026-01-13 10:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7000613 |
| 183 |  | D B A | Closed | FCRE1157 | 2026-01-13 12:05 | 2026-02-05 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Document Uploaded. Please review uploaded insurance policy - Buyer-02/05/2026 <br>Counter-missing policy number - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Please review uploaded HO6 - Buyer-01/20/2026 <br>Open-Policy no is missing on Ho6 policy page #242 - Due Diligence Vendor-01/13/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7071299 |
| 183 |  | D B A | Closed | FCOM4028 | 2026-01-08 11:09 | 2026-01-13 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 6989688 |
| 183 |  | D B A | Closed | FCRE1200 | 2026-01-08 12:30 | 2026-01-13 12:09 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide Minimum LA is [Redacted]<br> Exception form is provided to allow [Redacted]<br> Approved with condition 0.125 to price<br> Exception form is on 250 of 358 - Due Diligence Vendor-01/08/2026 |  | Waived-As per guide Minimum LA is [Redacted]<br> Exception form is provided to allow [Redacted]<br> Approved with condition 0.125 to price<br> Exception form is on 250 of 358 - Due Diligence Vendor-01/08/2026 |  | Several income sources and DTI below 45%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years<br> credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution<br> exceeds requirement >=5%, Reserves >6 months, Please review and approve the extension | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 6991498 |
| 184 |  | D A | Closed | FCOM4028 | 2026-01-08 09:36 | 2026-01-14 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/08/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 6987195 |
| 185 |  | D A | Closed | FVAL1039 | 2026-01-09 09:10 | 2026-01-20 13:05 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-BPO is now present and supports value - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. Please find the BPO attached as a secondary valuation - Buyer-01/20/2026 <br>Open-Secondary document and SSR document are missing - Due Diligence Vendor-01/09/2026 |  | Resolved-BPO is now present and supports value - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7007911 |
| 185 |  | D A | Closed | FCRE1157 | 2026-01-09 08:45 | 2026-01-20 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-01/20/2026 <br>Open-Missing Hazard Insurance Policy Hazard Insurance Policy document is missing - Due Diligence Vendor-01/09/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7007240 |
| 185 |  | D A | Closed | FCOM4028 | 2026-01-09 07:17 | 2026-01-12 16:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7003237 |
| 186 |  | D A | Closed | FCOM5413 | 2026-01-09 10:43 | 2026-01-16 08:53 | Resolved | 1 - Information D A | Compliance | Missing Doc | Prepayment Penalty Information Unavailable | Resolved-Prepayment Penalty Information is Resolved - Due Diligence Vendor-01/16/2026 <br>Resolved-REceived corrected pre payment penalty with details completed - Due Diligence Vendor-01/16/2026 <br>Counter-still incomplete - number of months for prepay is blank - Due Diligence Vendor-01/13/2026 <br>Ready for Review-still incomplete - number of months for prepay is blank - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Document Uploaded. The PPP is 3 Years. Please review uploaded PPP and lock - Seller-01/13/2026 <br>Open- - There is both a prepayment addendum (page 122) and rider (page 145) where no length of prepayment penalty is provided. The lock does not state there is a prepayment penalty. Please confirm if there is or is not a prepayment penalty. - Due Diligence Vendor-01/09/2026 | Ready for Review-Document Uploaded. The PPP is 3 Years. Please review uploaded PPP and lock - Seller-01/13/2026<br>| Resolved-Prepayment Penalty Information is Resolved - Due Diligence Vendor-01/16/2026 <br>Resolved-REceived corrected pre payment penalty with details completed - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7011234 |
| 186 |  | D A | Closed | FCOM1208 | 2026-01-09 10:45 | 2026-01-16 08:53 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-The Note is Present - Due Diligence Vendor-01/16/2026 <br>Resolved-resolved with lender comments, they accept note signature as is - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Note is under LLC and we have clae evidence that borrower who signed the Note is a memebr of LLC. - Buyer-01/13/2026 <br>Open- - the note does not have a title on the signer as a member of LLC - Due Diligence Vendor-01/09/2026 |  | Resolved-The Note is Present - Due Diligence Vendor-01/16/2026 <br>Resolved-resolved with lender comments, they accept note signature as is - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7011278 |
| 186 |  | D A | Closed | FCOM1233 | 2026-01-09 10:49 | 2026-01-13 12:35 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-missing info on app now present - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Document Uploaded. Please review uploade final 1003 - Seller-01/13/2026 <br> Open- - please add the borrower's 2nd job, add all payment information for all investment properties, add escrows to primary residence and correct liabilities section. The [Redacted] was not paid off and the [Redacted] payment is paid in full each month. ALso income is incorrect states [Redacted] but does not match 1008 - Due Diligence Vendor-01/09/2026 | Ready for Review-Document Uploaded. Please review uploade final 1003 - Seller-01/13/2026<br>| Resolved-missing info on app now present - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7011392 |
| 186 |  | D A | Closed | FCRE9991 | 2026-01-09 10:50 | 2026-01-13 12:35 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-TPR addressed their calculations and lender provided their calculations and we differ by 1.19% variance. TPR is accepting their calculations as is within tolerance - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Our DTI calculations are credit report liabilities ($[Redacted]+Primary [Redacted] +subject PITIA $[Redacted])/ income $[Redacted]=41.093% - Buyer-01/13/2026 <br> Open-- DTI should be 39.9%. Approval is 41.09%. O/O $[Redacted] + PITIA is $[Redacted] + Debts from Credit report of $[Redacted] + negative rents used of $[Redacted] / Income of $[Redacted] = 39.9% Note the final 1003 states TD was paid but no proof so we included it. Also used $[Redacted] for primary as final 1003 didnt include the taxes and ins on primary or any of the payments on the REOs as payments on application all state .01 and there is proof in file there are debts on these REOS - Due Diligence Vendor-01/09/2026 |  | Resolved-TPR addressed their calculations and lender provided their calculations and we differ by 1.19% variance. TPR is accepting their calculations as is within tolerance - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7011443 |
| 186 |  | D A | Closed | FCOM1221 | 2026-01-09 10:45 | 2026-01-13 12:32 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-resolved with lender comments. they are ok with signature - Due Diligence Vendor-01/13/2026 <br>Ready for Review-n/a - Seller-01/13/2026 <br>Open- - the DOT does not have a title on the signer as a member of business - Due Diligence Vendor-01/09/2026 | Ready for Review-n/a - Seller-01/13/2026<br>| Resolved-resolved with lender comments. they are ok with signature - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7011297 |
| 186 |  | D A | Closed | FCRE6206 | 2026-01-09 09:33 | 2026-01-13 12:29 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-corrected mortgagee now present - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Document Uploaded. Please review uploaded title supplement - Seller-01/13/2026 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. - missing ISAOA on mortgagee - Due Diligence Vendor-01/09/2026 | Ready for Review-Document Uploaded. Please review uploaded title supplement - Seller-01/13/2026<br>| Resolved-corrected mortgagee now present - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7009485 |
| 186 |  | D A | Closed | FCOM4028 | 2026-01-09 09:22 | 2026-01-09 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7009287 |
| 187 |  | D A | Closed | FCOM4028 | 2026-01-09 11:06 | 2026-01-14 11:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Ready for Review-The mortgage has not been recorded yet. The recorded mortgage will be sent upon receipt. - Buyer-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7011711 |
| 188 |  | D B A | Closed | FCOM4028 | 2026-01-12 11:47 | 2026-01-14 10:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7047045 |
| 188 |  | D B A | Closed | FCRE2840 | 2026-01-12 13:24 | 2026-01-14 10:08 | Waived | 2 - Non-Material B | Credit | Debt | Subordinate lien does not meet guideline requirements | Waived-\*As per the first lien should report on Credit report<br> \*Exception form is provided to allow first lien is not reported on credit<br> \*Approved Conditions [Redacted] MAX & 0.25 to price<br> \*Exception Form is on pg no 8 of 132<br> - Due Diligence Vendor-01/12/2026 |  | Waived-\*As per the first lien should report on Credit report<br> \*Exception form is provided to allow first lien is not reported on credit<br> \*Approved Conditions [Redacted] MAX & 0.25 to price<br> \*Exception Form is on pg no 8 of 132<br> - Due Diligence Vendor-01/12/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Experienced investor | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7049125 |
| 189 |  | D A | Closed | FCRE1995 | 2026-01-12 08:59 | 2026-01-13 12:49 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-EMD now present - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Please see the bank statement and UW asset breakdown that was uploaded. EMD $[Redacted] (additional EMD $95 backed out) shows on [Redacted]of the bank statement (page 5 of 9). - Buyer-01/13/2026 <br> Open-EMD withdrawal proof of [Redacted] is missing in file - Due Diligence Vendor-01/12/2026 |  | Resolved-EMD now present - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7041884 |
| 189 |  | D A | Closed | FCRE1481 | 2026-01-12 08:49 | 2026-01-13 12:43 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-Asset Record 3 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/13/2026 <br> Ready for Review-Document Uploaded. Please see the attached bank statement with current balance of $[Redacted]and UW asset breakdown showing this was used for UW (additional EMD $95 backed out). - Buyer-01/13/2026 <br> Open-Asset Record 3 Does Not Meet G/L Requirements Funds not deposited $[Redacted] Statement is missing in file, refer page#145 of 401. short funds with out this. - Due Diligence Vendor-01/12/2026 |  | Resolved-Asset Record 3 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7041643 |
| 189 |  | D A | Closed | FCOM4028 | 2026-01-12 07:06 | 2026-01-12 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7035542 |
| 190 |  | D A | Closed | FCRE9994 | 2026-01-13 16:29 | 2026-02-04 06:33 | Resolved | 1 - Information C A | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Resolved-lender reduced LTV by 5% - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Please find response in the attachment - Buyer-02/03/2026 <br>Open-Rate n term seasoning: Lender has used current appraised value instead of prior price price which is lowest..<br> - Due Diligence Vendor-01/13/2026 |  | Resolved-lender reduced LTV by 5% - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7075665 |
| 190 |  | D A | Closed | FCOM4028 | 2026-01-09 13:32 | 2026-01-13 16:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7014716 |
| 191 |  | D B A | Closed | FCRE5774 | 2026-01-14 20:36 | 2026-02-09 08:28 | Waived | 2 - Non-Material C B | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Waived-post close credit report trimerge is now present. waiver for not having pulled prior to - waived. - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please review uploaded credit reports - Buyer-02/06/2026 <br>Counter-This is not acceptable for securitization. tri merge required - Due Diligence Vendor-01/30/2026 <br>Ready for Review-An exception was uploaded 1/26 to proceed with requal report - Buyer-01/29/2026 <br>Counter-tri merge reports are required - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Document Uploaded. Please review uploaded exception - Buyer-01/26/2026 <br>Counter-we need the trimerge reports for each borrower. this is a prequal and is only equifax - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. Please review uploaded credit reports - Buyer-01/21/2026 <br>Open-Credit report in file specifically states is for pre-qualification only. "This Mortgage Pre Qualification Credit Report may only be used in the Mortgage Pre Qualification Evaluation process, and for no other purpose." A full credit report is need for both borrowers. - Due Diligence Vendor-01/15/2026 |  | Waived-post close credit report trimerge is now present. waiver for not having pulled prior to - waived. - Due Diligence Vendor-02/09/2026<br>|  | 5+ years credit history, 2+ borrowers on the loan, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | 7102984 |
| 191 |  | D B A | Closed | FCOM4028 | 2026-01-13 11:29 | 2026-01-14 20:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7070258 |
| 191 |  | D B A | Closed | FCRE9994 | 2026-01-13 14:48 | 2026-01-13 14:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-As Per Guide For seasoning lowest of the current apprised value and Purchased value should be used<br> Exception form is provided to Processed with the loan use current appraisal as value<br> Exception form is on 87 of 225<br> Approved condition 0.25 to price - Due Diligence Vendor-01/13/2026 |  | Waived-As Per Guide For seasoning lowest of the current apprised value and Purchased value should be used<br> Exception form is provided to Processed with the loan use current appraisal as value<br> Exception form is on 87 of 225<br> Approved condition 0.25 to price - Due Diligence Vendor-01/13/2026<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5+ years credit history, 2+ borrowers on the loan, LTV 10%<br> below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7074523 |
| 192 |  | D A | Closed | FCOM4028 | 2026-01-13 23:10 | 2026-01-15 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7080233 |
| 193 |  | D A | Closed | FCOM4028 | 2026-01-13 14:18 | 2026-01-14 15:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7074196 |
| 194 |  | D A | Closed | FCOM4028 | 2026-01-14 13:33 | 2026-01-15 12:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7094355 |
| 195 |  | D B A | Closed | FVAL1039 | 2026-01-14 11:25 | 2026-02-13 07:52 | Cured | 1 - Information D A | Property | Value | Appraised value unsupported | Cured-Post close Risk Review received and supports value - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Document Uploaded. Please find the CDA report attached - Buyer-02/12/2026 <br>Open-AVM Variance > 20%. No SSR/CU in file. - Due Diligence Vendor-01/14/2026 |  | Cured-Post close Risk Review received and supports value - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7091230 |
| 195 |  | D B A | Closed | FCOM4028 | 2026-01-14 10:42 | 2026-01-14 16:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7090188 |
| 195 |  | D B A | Closed | FVAL5472 | 2026-01-14 11:27 | 2026-01-14 11:27 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Waived-As per guide, Guideline Minimum property size is 500 square feet.<br> \*Exception form is provided to allow subject with square footage below 500<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 112 of 129 - Due Diligence Vendor-01/14/2026 - Due Diligence Vendor-01/14/2026 |  | Waived-Waived-As per guide, Guideline Minimum property size is 500 square feet.<br> \*Exception form is provided to allow subject with square footage below 500<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 112 of 129 - Due Diligence Vendor-01/14/2026 - Due Diligence Vendor-01/14/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 7091264 |
| 196 |  | D A | Closed | FCRE9991 | 2026-01-15 11:47 | 2026-02-04 06:39 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR updated on tape and now matches TPR at 1.57 - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please find the revised doc attached - Buyer-02/04/2026 <br> Counter-TPR correct. USing the [Redacted] of $[Redacted] DSCR should be actually 1.57 pls fix - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Document Uploaded. Please find attached the revised docs - Buyer-02/02/2026 <br> Open-\*DSCR score should be 0.918. Lender score is 1.225 <br> - Document in file 1007 pg. no 97 of 250 rent $[Redacted], [Redacted] pg. no 57 of 250 rent $[Redacted] <br> - DSCR score difference is due to lender used 1007 for rent income instead of [Redacted] which is higher . PITIA is matching <br> - DSCR score should be Rent / PITIA $[Redacted] = 0.918 - Due Diligence Vendor-01/15/2026 |  | Resolved-DSCR updated on tape and now matches TPR at 1.57 - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7116957 |
| 196 |  | D A | Closed | FCOM4028 | 2026-01-15 10:11 | 2026-01-16 10:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7114712 |
| 197 |  | D A | Closed | FCOM4028 | 2026-01-15 16:06 | 2026-01-16 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7123671 |
| 198 |  | D B A C | Closed | FCRE1964 | 2026-01-15 15:26 | 2026-02-17 07:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-2023 W2 now present - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-02/13/2026 <br>Open-\*B1 - W2 for 2023 available on page#473 of 477 is not in the name of the borrower.<br> - Due Diligence Vendor-01/15/2026 |  | Resolved-2023 W2 now present - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7122555 |
| 198 |  | D B A C | Closed | FCRE1200 | 2026-01-15 14:54 | 2026-01-30 12:48 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-minimum loan amount met with waiver. attached to another finding - Due Diligence Vendor-01/30/2026 <br> Open-Per Guide: Minimum loan amount for 1st lien should be [Redacted] - Due Diligence Vendor-01/15/2026 |  | Waived-minimum loan amount met with waiver. attached to another finding - Due Diligence Vendor-01/30/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months,<br> Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/08/2026 0.25 to price, must follow the matrix. Ok with LA<100k | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7121980 |
| 198 |  | D B A C | Closed | FCRE1226 | 2026-01-15 15:30 | 2026-01-30 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-AVM for transferred appr now present - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Document Uploaded. Please find the AVM attached - Seller-01/30/2026 <br>Open-Appraisal transfer in file and supporting secondary valuation doc is missing in file. - Due Diligence Vendor-01/15/2026 | Ready for Review-Document Uploaded. Please find the AVM attached - Seller-01/30/2026<br>| Resolved-AVM for transferred appr now present - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7122632 |
| 198 |  | D B A C | Closed | FVAL5474 | 2026-01-15 15:22 | 2026-01-30 12:30 | Waived | 2 - Non-Material C B | Property | Property | Condo project is ineligible | Waived-waived investor concentration for condo<br> One entity owns 5 units, another one owns 4 units<br> - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Document Uploaded. Please find the Exception form attached - Buyer-01/30/2026 <br>Open-\*Per Guide projects with 5 to 20 units – 2 unit can be Owned by single Entity<br> Note: 2 Individuals 5 units each refer page#8 of 477 - Due Diligence Vendor-01/15/2026 |  | Waived-waived investor concentration for condo<br> One entity owns 5 units, another one owns 4 units<br> - Due Diligence Vendor-01/30/2026<br>|  | Compensating Factors<br> Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months,<br> Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/08/2026 0.25 to price, must follow the matrix. Ok with LA<100k | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7122504 |
| 198 |  | D B A C | Closed | FCOM4028 | 2026-01-15 12:31 | 2026-01-16 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7117966 |
| 199 |  | D B A | Closed | FCRE9991 | 2026-01-15 15:38 | 2026-01-23 13:19 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR is now updated to lender income. their calculation was provided and TPR used as is more conservative - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/23/2026 <br> Counter-still unable to figure out what rents you are using. Please include a breakdown and lock and 1008 do not match and dont match TPR comments - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/22/2026 <br> Open-DSCR score is off by 0.135, Lender score is 2.029<br> - Document :- 1007 page no 1007 Rent $[Redacted], 1008 page no 362 of 379<br> - DSCR score is off as lender did not considered [Redacted]% of 2 Vacant Unit as per guide for mixed unit.<br> - DSCR Should be Rent/ PITI = $[Redacted]= 1.894 - Due Diligence Vendor-01/15/2026 |  | Resolved-DSCR is now updated to lender income. their calculation was provided and TPR used as is more conservative - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7122798 |
| 199 |  | D B A | Closed | FCOM4028 | 2026-01-15 13:36 | 2026-01-16 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7119383 |
| 199 |  | D B A | Closed | FVAL5472 | 2026-01-15 14:58 | 2026-01-16 13:31 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived--As per guide all unit size should be more than 500 SQ FT<br> - Exception from Provided to proceed with loans as 1 unit size is [Redacted] SQ FT<br> - Approved Condition :- 0.25 tp Price , [Redacted] Max<br> - Exception form on pg. no 194 of 379. - Due Diligence Vendor-01/15/2026 |  | Waived--As per guide all unit size should be more than 500 SQ FT<br> - Exception from Provided to proceed with loans as 1 unit size is [Redacted] SQ FT<br> - Approved Condition :- 0.25 tp Price , [Redacted] Max<br> - Exception form on pg. no 194 of 379. - Due Diligence Vendor-01/15/2026 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history ,LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7122037 |
| 200 |  | D B A | Closed | FCOM1229 | 2026-01-13 13:38 | 2026-01-16 09:03 | Resolved | 1 - Information D A | Compliance | Missing Doc | 1-4 Family Rider is Missing | Resolved-Received 1-4 family rider - Due Diligence Vendor-01/16/2026 <br>Ready for Review-Document Uploaded. Please review uploaded 1-4 family rider - Buyer-01/16/2026 <br>Open-1-4 Family Rider 2nd Page is missing refer page#51 of 425 - Due Diligence Vendor-01/13/2026 |  | Resolved-Received 1-4 family rider - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7073493 |
| 200 |  | D B A | Closed | FCOM4028 | 2026-01-13 11:32 | 2026-01-14 08:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/14/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7070388 |
| 200 |  | D B A | Closed | FCRE8459 | 2026-01-13 13:31 | 2026-01-13 13:31 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-Per guide : LLC layering is not permitted by Non-QM guidelines<br> Exception form provided to allow LLC layering<br> Exception form page#184 of 323<br> Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-01/13/2026 |  | Waived-Per guide : LLC layering is not permitted by Non-QM guidelines<br> Exception form provided to allow LLC layering<br> Exception form page#184 of 323<br> Approved With Conditions: [Redacted] max, 0.25 to price - Due Diligence Vendor-01/13/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7073381 |
| 201 |  | D B A | Closed | FCOM4028 | 2026-01-16 08:56 | 2026-01-16 11:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7138246 |
| 201 |  | D B A | Closed | FVAL5524 | 2026-01-16 10:02 | 2026-01-16 11:43 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, 2-3 Units: Max 1 Commercial Unit and max 1 unit vacant allowed and Each property must have a fully functional kitchen. If a property has 2 or more units, each unit must contain a fully functional kitchen. <br> \*Exception form is provided to allow (1) Kitchen with no stove; (2) Vacant Units <br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 310 of 377, Appraisal page 94 of 147, proposed lease for one the units page 274 of 377 - Due Diligence Vendor-1/16/2026 - Due Diligence Vendor-01/16/2026 |  | Waived-Waived-As per guide, 2-3 Units: Max 1 Commercial Unit and max 1 unit vacant allowed and Each property must have a fully functional kitchen. If a property has 2 or more units, each unit must contain a fully functional kitchen. <br> \*Exception form is provided to allow (1) Kitchen with no stove; (2) Vacant Units <br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 310 of 377, Appraisal page 94 of 147, proposed lease for one the units page 274 of 377 - Due Diligence Vendor-1/16/2026 - Due Diligence Vendor-01/16/2026<br>|  | Several income sources <br> DTI below 45%, - No this is a DSCR Loan<br> Revolving debt is under 30%, No this is a DSCR Loan<br> 5 years on current job, - No this is a DSCR Loan<br> Residual income >=3000$, No this is a DSCR Loan<br> DTI >=10% lower than loan program, No this is a DSCR Loan<br> 10 years or more in the same line of employment, - No this is a DSCR Loan<br> No credit events past 40 months, - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> No mortgage late payments in the last 24 months, _ No mortgage late payments in past 24 months per CBR Page #180- <br> 5+ years credit history, _ oldest tradeline is 12/01/1993<br> No consumer late payments in the last 24 months, No Consumer late payments in past 24 months, per CBR Page #180<br> 2+ borrowers on the loan, - There are 2 borrowers [Redacted]<br> LTV<br> 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7140594 |
| 202 |  | D A C | Closed | 2260 | 2026-01-16 15:21 | 2026-01-20 14:08 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-No ppp in file - Due Diligence Vendor-01/20/2026 <br>Open-Pre-Payment is not present in file, please confirm there is no prepayment. - Due Diligence Vendor-01/16/2026 |  | Resolved-No ppp in file - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7146554 |
| 202 |  | D A C | Closed | FCOM4028 | 2026-01-16 11:32 | 2026-01-16 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.<br> - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7142379 |
| 203 |  | D A | Closed | FCOM4028 | 2026-01-16 12:18 | 2026-01-20 07:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7143229 |
| 204 |  | D A | Closed | FCOM4028 | 2026-01-16 11:47 | 2026-01-20 08:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7142638 |
| 205 |  | D A | Closed | FCOM4028 | 2026-01-16 06:28 | 2026-01-16 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7134054 |
| 206 |  | D A | Closed | FCOM4028 | 2026-01-16 13:55 | 2026-01-20 07:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7144954 |
| 207 |  | D A | Closed | FCOM4028 | 2026-01-16 13:30 | 2026-01-20 08:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7144445 |
| 208 |  | D A | Closed | FCOM4028 | 2026-01-20 07:51 | 2026-01-20 07:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open- - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7178389 |
| 209 |  | D A | Closed | FCOM4028 | 2026-01-16 13:48 | 2026-01-20 07:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7144865 |
| 210 |  | D A | Closed | FCOM4028 | 2026-01-15 21:58 | 2026-01-16 12:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/16/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7129198 |
| 211 |  | D A C | Closed | FPRO1136 | 2026-01-15 07:34 | 2026-01-21 14:30 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-1004D now present - Due Diligence Vendor-01/21/2026 <br>Ready for Review-Document Uploaded. 1004 D uploaded - Buyer-01/21/2026 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis 1004D Document is missing in file. water heater to be strapped<br> Note: Checked marked as subject to Completion refer page#77 of 959 - Due Diligence Vendor-01/15/2026 |  | Resolved-1004D now present - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7108539 |
| 211 |  | D A C | Closed | FCOM4028 | 2026-01-14 15:58 | 2026-01-15 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7097678 |
| 212 |  | D A | Closed | FCOM4028 | 2026-01-18 23:12 | 2026-01-20 12:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7158895 |
| 213 |  | D B C A | Closed | FCRE9991 | 2026-01-19 12:05 | 2026-01-28 12:25 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated FICO to 681 per most recent report - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. Apologies. Please see attached updated tape with FICO score of 681. - Seller-01/28/2026 <br>Counter-please confirm what score you have updated as this does not reflect the score you have on tape of 714. need updated lock or tape to confirm you are using 681 to qualify - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. Please see reissued credit. FICO score has been updated in our system. - Buyer-01/27/2026 <br>Open- - Credit Report dated 8/4/2025 (page 65) has a mid FICO of 714. Used more recent credit dated 11/6 (page 1) with a mid score of 681. - Due Diligence Vendor-01/19/2026 | Ready for Review-Document Uploaded. Apologies. Please see attached updated tape with FICO score of 681. - Seller-01/28/2026<br>| Resolved-lender updated FICO to 681 per most recent report - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7168850 |
| 213 |  | D B C A | Closed | FPRO1245 | 2026-01-19 11:46 | 2026-01-27 10:54 | Waived | 2 - Non-Material C B | Property | Appraisal | Appraisal is Expired | Waived-appraisal is expired ove 120 days (less than 6mon) waiver provided<br> - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. Please see attached exception form. - Buyer-01/27/2026 <br>Open-Primary Value Appraisal is Expired - appraisal dated 8/21/2025, more than 120 days old - Due Diligence Vendor-01/19/2026 |  | Waived-appraisal is expired ove 120 days (less than 6mon) waiver provided<br> - Due Diligence Vendor-01/27/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months, Reserves >6<br> months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7168197 |
| 213 |  | D B C A | Closed | 2260 | 2026-01-20 09:18 | 2026-01-23 08:47 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-No PP Per lender - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Per the 1st page of the final CD included in the Closing Pkg Signed that was uploaded (page 21 of 158), there are no prepayment penalties. - Buyer-01/22/2026 <br>Open-Confirm Prepayment - Due Diligence Vendor-01/20/2026 |  | Resolved-No PP Per lender - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7180715 |
| 213 |  | D B C A | Closed | FCOM4028 | 2026-01-19 10:54 | 2026-01-20 09:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7167405 |
| 213 |  | D B C A | Closed | FCRE7805 | 2026-01-19 12:09 | 2026-01-20 09:32 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing Income - Bank Statements | Waived-Waived-As per guide, Multiple bank accounts may be used; however, only personal, non-business accounts may be used.<br> \*Exception form is provided to allow personal and business bank statement deposits<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 97 of 118, LOE page 307 of 381, bank statement page 123 and 194 of 381 - Due Diligence Vendor-1/19/2026 - Due Diligence Vendor-01/19/2026 |  | Waived-Waived-As per guide, Multiple bank accounts may be used; however, only personal, non-business accounts may be used.<br> \*Exception form is provided to allow personal and business bank statement deposits<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page # 97 of 118, LOE page 307 of 381, bank statement page 123 and 194 of 381 - Due Diligence Vendor-1/19/2026 - Due Diligence Vendor-01/19/2026<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, 10 years or more in the same line of employment, No mortgage late payments in the last 24 months, 5+ years credit history, 2+ borrowers on the loan, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7168909 |
| 214 |  | D A | Closed | FCOM1208 | 2026-01-15 09:28 | 2026-02-05 13:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-note with corrected is now present - Due Diligence Vendor-02/05/2026 <br> Ready for Review-attached to another condition along with MTG - Buyer-02/05/2026 <br> Open-The Note is Incomplete Borrower sign as individual However Verified Borrower is reading as [Redacted] refer page #133 of 726 - Due Diligence Vendor-01/15/2026 |  | Resolved-note with corrected is now present - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7113727 |
| 214 |  | D A | Closed | FCOM1221 | 2026-01-15 09:27 | 2026-02-05 13:15 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-updated title to reflect trustee is now present - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Document Uploaded. Please find attached - Buyer-02/05/2026 <br> Open-The Deed of Trust is Incomplete Borrower sign as individual Borrower is reading as Trust of the [Redacted] refer page #133 of 726 missing Trustee language on signatures of Deed of Trust and all Riders - Due Diligence Vendor-01/15/2026 |  | Resolved-updated title to reflect trustee is now present - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7113691 |
| 214 |  | D A | Closed | FCOM4028 | 2026-01-15 09:27 | 2026-01-15 12:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/15/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7113690 |
| 215 |  | D B A | Closed | FCRE1199 | 2026-01-19 08:23 | 2026-02-24 06:43 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-loan amount max is not met for FTHB<br> Maximum FTHB loan amount is [Redacted]. LA is [Redacted]. No mortgage history or reported previous<br> property ownership on Fraud report.<br> - Due Diligence Vendor-02/24/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/23/2026 <br> Open-Maximum FTHB loan amount is [Redacted]. LA is [Redacted]. No mortgage history or reported previous property ownership on Fraud report. - Due Diligence Vendor-01/19/2026 |  | Waived-loan amount max is not met for FTHB<br> Maximum FTHB loan amount is[Redacted]. LA is $[Redacted] No mortgage history or reported previous<br> property ownership on Fraud report.<br> - Due Diligence Vendor-02/24/2026 |  | Compensating Factors<br> 5 years on current job, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7164988 |
| 215 |  | D B A | Closed | FCRE0626 | 2026-01-19 08:22 | 2026-02-24 06:42 | Waived | 2 - Non-Material C B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-Borrower does not meet minimum investment contribution so waiver provided.<br> Borrower Minimum Contribution Towards Purchase Not Met- FTHB requires 5% own funds. The borrower<br> did not meet the 5% requirement since the 401k was not liquidated.<br>- Due Diligence Vendor-02/24/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/23/2026 <br>Open-FTHB requires 5% own funds. Cash to close was $8,424 + 25K EMD = $33,424. Sales Price 1,610,000 x .05 = $80,500 minimum contribution required. in this particular case while the borrower had sufficient 401k funds, those are only eligible to be used if proof of liquidation was present. Since these funds were not liquidated, we are counting as part of 5% - Due Diligence Vendor-01/19/2026 |  | Waived-Borrower does not meet minimum investment contribution so waiver provided.<br> Borrower Minimum Contribution Towards Purchase Not Met- FTHB requires 5% own funds. The borrower<br> did not meet the 5% requirement since the 401k was not liquidated.<br>- Due Diligence Vendor-02/24/2026<br>|  | Compensating Factors<br> 5 years on current job, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7164949 |
| 215 |  | D B A | Closed | FCOM4028 | 2026-01-19 07:41 | 2026-01-22 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7164209 |
| 216 |  | D B A | Closed | FCRE1501 | 2026-01-20 06:17 | 2026-02-04 06:40 | Waived | 2 - Non-Material C B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-Lender waived reserve requirement<br> Borrower's Assets<br> Short Description please allow reserves shortage $[Redacted]<br> Comments - Loan Amts = 1mm to 2mm require 6 months PITIA. 6 months PITIA = $[Redacted]. Loan has 4 months or<br> $[Redacted]. File is short $[Redacted] or 2 months in reserve requirement.<br> - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/03/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $45428.19 is less than Total Required Reserve Amount of $67947.72 Loan Amts = 1mm to 2mm require 6 months PITIA. 6 months PITIA = $67,947.72. Loan has 4 months or $45,428.19. File is short $22,519.53 or 2 months in reserve requirement. - Due Diligence Vendor-01/20/2026 |  | Waived-Lender waived reserve requirement<br> Borrower's Assets<br> Short Description please allow reserves shortage $[Redacted]<br> Comments - Loan Amts = 1mm to 2mm require 6 months PITIA. 6 months PITIA = $[Redacted]. Loan has 4 months or<br> $[Redacted]. File is short $[Redacted] or 2 months in reserve requirement.<br> - Due Diligence Vendor-02/04/2026 |  | Compensating Factors<br> 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in<br> the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7176702 |
| 216 |  | D B A | Closed | FCOM4028 | 2026-01-20 05:20 | 2026-01-20 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7175473 |
| 217 |  | D B A | Closed | FPRO1243 | 2026-01-20 09:54 | 2026-02-04 06:42 | Waived | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal is Missing | Waived-waived second appr requirement due to loan amount size<br> Missing 2d Appraisal<br>- Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/03/2026 <br> Open-Loan amount is more [Redacted] need Secondary appraisal report - Due Diligence Vendor-01/20/2026 |  | Waived-waived second appr requirement due to loan amount size<br> Missing 2d Appraisal<br>- Due Diligence Vendor-02/04/2026<br>|  | Compensating Factors<br> 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No<br> consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7181960 |
| 217 |  | D B A | Closed | FCRE1157 | 2026-01-20 09:48 | 2026-01-27 11:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-missing ins is now present - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/27/2026 <br>Open-Missing Hazard Insurance Policy Insurance document is missing and only invoice provided on page no 920 - Due Diligence Vendor-01/20/2026 |  | Resolved-missing ins is now present - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7181799 |
| 217 |  | D B A | Closed | FCOM4028 | 2026-01-20 06:47 | 2026-01-20 16:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7177163 |
| 218 |  | D A | Closed | FCOM4028 | 2026-01-20 10:38 | 2026-01-21 08:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7183192 |
| 219 |  | D A | Closed | FCRE9994 | 2026-01-20 12:46 | 2026-01-23 12:39 | Resolved | 1 - Information B A | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Resolved-lender used newest guidelines to reduce the LTV by 5% and no longer requires lesser value to be used - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. Please review uploaded LOX from SUW - Buyer-01/23/2026 <br>Open-Need Home improvement document as Lender used higher Appraisal value to calculate LTV Prior sale UD is on pg. no 370 of 423. The transaction is considered as cash - out Seasoning 6 to 12 months. - Due Diligence Vendor-01/20/2026 |  | Resolved-lender used newest guidelines to reduce the LTV by 5% and no longer requires lesser value to be used - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7186163 |
| 219 |  | D A | Closed | FCOM4028 | 2026-01-20 11:24 | 2026-01-21 07:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7184412 |
| 220 |  | D A | Closed | FCOM4028 | 2026-01-16 14:10 | 2026-01-20 06:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7145230 |
| 221 |  | D A | Closed | FCOM4028 | 2026-01-20 12:24 | 2026-01-21 14:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7185750 |
| 222 |  | D B A | Closed | FCOM4028 | 2026-01-21 06:43 | 2026-01-21 16:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7201059 |
| 222 |  | D B A | Closed | FVAL5472 | 2026-01-21 09:45 | 2026-01-21 16:08 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-As per guide GLA below 500 sqf not allowed<br> Exception form is provided to processed with the loan 4/6 Units are Below 500sqf<br> Exception form is on 5 of 233<br> Approved with the conditions [Redacted] 0.25 to price<br> - Due Diligence Vendor-01/21/2026 |  | Waived-As per guide GLA below 500 sqf not allowed<br> Exception form is provided to processed with the loan 4/6 Units are Below 500sqf<br> Exception form is on 5 of 233<br> Approved with the conditions [Redacted] 0.25 to price<br> - Due Diligence Vendor-01/21/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds<br> requirement >=5%, Reserves >6 months, Very large real estate portfolio - not his first investment by any means. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7207639 |
| 223 |  | D A | Closed | FCOM4028 | 2026-01-20 14:54 | 2026-01-21 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7188873 |
| 224 |  | D B A | Closed | FCOM4028 | 2026-01-21 05:59 | 2026-01-21 16:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7199882 |
| 224 |  | D B A | Closed | FPRO1245 | 2026-01-21 07:47 | 2026-01-21 16:16 | Waived | 2 - Non-Material B | Property | Appraisal | Appraisal is Expired | Open-Primary Value Appraisal is Expired As guide if appraisal is expired need 1004D<br> Exception form provided 1004d expired but closing tomorrow. However, appraisal is expired and 1004D is missing.<br> Approved Condition: As is <br> Exception form page no 354 of 495<br>- Due Diligence Vendor-01/21/2026 |  |  |  | No credit events past 40 months, No mortgage late payments in the last 24 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7202701 |
| 225 |  | D A C | Closed | 2260 | 2026-01-21 10:04 | 2026-01-23 08:24 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-Per lender no ppp - Due Diligence Vendor-01/23/2026 <br>Ready for Review-No PPP. - Buyer-01/23/2026 <br>Open-Pre-Payment is not present in file, please confirm there is no prepayment. - Due Diligence Vendor-01/21/2026 |  | Resolved-Per lender no ppp - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7210104 |
| 225 |  | D A C | Closed | FVAL1039 | 2026-01-21 09:57 | 2026-01-23 08:24 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-Received Desk review and supports value - Due Diligence Vendor-01/23/2026 <br>Ready for Review-Document Uploaded. Please review uploaded CDA - Buyer-01/23/2026 <br>Open-CU score is 0, need secondary valuation Document - Due Diligence Vendor-01/21/2026 |  | Resolved-Received Desk review and supports value - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7209330 |
| 225 |  | D A C | Closed | FCOM4028 | 2026-01-21 07:52 | 2026-01-21 15:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7203334 |
| 226 |  | D A | Closed | FCOM4028 | 2026-01-20 21:28 | 2026-01-21 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7195089 |
| 227 |  | D A | Closed | FCOM4028 | 2026-01-21 02:40 | 2026-01-22 08:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7196993 |
| 228 |  | D B A C | Closed | 52060-81820 | 2026-01-21 16:48 | 2026-02-17 11:50 | Resolved | 1 - Information C A | Compliance | Fees:Prohibited | Iowa - Title Insurance Not Allowed | Resolved-cost of title guaranty (via insurance) is allowed per title company - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. - Seller-02/17/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/21/2026 <br> Open-The [Redacted] Money and Interest Provisions permit the "[Redacted] Title Guaranty Fee" and prohibit all other types of commercial title insurance such as "Lender's Title Policy" and "Owner's Title Policy." ([Redacted] Code Section 535.8(4)(b)(1)(j)) . - Due Diligence Vendor-01/21/2026 <br> Open- - Due Diligence Vendor-01/21/2026 | Ready for Review-Document Uploaded. - Seller-02/17/2026<br>| Resolved-cost of title guaranty (via insurance) is allowed per title company - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7228979 |
| 228 |  | D B A C | Closed | 2000003-Fees-Prohibited-Lender's Title Policy-59-IA-Borrower, Seller, Originator, Lender or Other-Lender, Originator, Affiliate or Provider | 2026-01-21 16:48 | 2026-02-17 11:50 | Resolved | 1 - Information C A | Compliance | Mavent | IA Fee Not Allowed- Lender's Title Policy (Fee ID: 59) | Resolved-cost of title guaranty (via insurance) is allowed per title company - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. - Seller-02/17/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/21/2026 <br> Open-Lender's Title Policy (Fee ID: 59) is not allowed to be charged to the Borrower, Seller, Originator, Lender or Other and paid to the Lender, Originator, Affiliate or Provider in [Redacted] under the [Redacted] Money and Interest Provisions. Only fees specified under [Redacted] Code 535.8(a) and (b) may be charged in connection with a loan secured by a 1-2 unit primary or vacation dwelling. ([Redacted] Code 535.8(4)(b)(1)). - Due Diligence Vendor-01/21/2026 <br> Open- - Due Diligence Vendor-01/21/2026 | Ready for Review-Document Uploaded. - Seller-02/17/2026<br>| Resolved-cost of title guaranty (via insurance) is allowed per title company - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7228984 |
| 228 |  | D B A C | Closed | 2000000-Fees-Prohibited-Title Preparation Fee-998-IA-Borrower | 2026-01-22 10:50 | 2026-02-17 11:48 | Resolved | 1 - Information C A | Compliance | Mavent | IA Fee Not Allowed- Title Preparation Fee (Fee ID: 998) | Resolved-this was atty opinion per title co and is allowed - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. - Seller-02/17/2026 <br> Open-Subsection 535.8(a) of the [Redacted] Money and Interest Provisions does not allow Title Preparation Fee (Fee ID: 998) to be charged to the Borrower in [Redacted]. Final CD 01/16/2026 Title Preparation Fee is not allowed. - Due Diligence Vendor-01/22/2026 <br> Open- - Due Diligence Vendor-01/22/2026 | Ready for Review-Document Uploaded. - Seller-02/17/2026<br>| Resolved-this was atty opinion per title co and is allowed - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7248414 |
| 228 |  | D B A C | Closed | FCOM4028 | 2026-01-21 15:04 | 2026-01-22 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7226755 |
| 228 |  | D B A C | Closed | FVAL5524 | 2026-01-21 15:52 | 2026-01-21 15:52 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-exceeds max acreage allowed Pg. 25<br> 11 acres<br> Comments Hi team! The acreage is [Redacted] acres however the borrower's profile is extremely good - huge assets<br> (~$[Redacted]), very high income (>$[Redacted] with 50% expense ratio) and extremely low DTI. The property is in<br> excellent condition. - Due Diligence Vendor-01/21/2026 |  | Waived-exceeds max acreage allowed Pg. 25<br> 11 acres<br> Comments Hi team! The acreage is [Redacted] acres however the borrower's profile is extremely good - huge assets<br> (~$[Redacted]), very high income (>$[Redacted] with 50% expense ratio) and extremely low DTI. The property is in<br> excellent condition. - Due Diligence Vendor-01/21/2026 |  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past<br> 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Reserves >6 months,<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 11/25/2025 75 CLTV max | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7227750 |
| 229 |  | D A | Closed | FVAL1039 | 2026-01-22 12:07 | 2026-01-30 13:06 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-correct CU in file now and supports - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/30/2026 <br> Open-CU in file is for another property in [Redacted]. and no other value support in file - Due Diligence Vendor-01/22/2026 |  | Resolved-correct CU in file now and supports - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7251691 |
| 229 |  | D A | Closed | FCRE1325 | 2026-01-21 10:49 | 2026-01-29 07:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA/Accountant Letter is Missing or Incomplete | Resolved-Lender adjusted income to use the standard 50% expense and now DTI Matches at 54% - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/28/2026 <br>Counter-need revised work sheet for new income and a revised 1008 to show updated income and corrected DTI with updated income. - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Income calc has been adjusted to read 50% expense ratio. CPA letter is not needed as this is the standard expense ratio for business accounts. The income is updated reflecting this and the file is still valid. - Buyer-01/28/2026 <br>Open-Borrower 1 CPA Letter Missing Lender used a 10% Expense factor - No CPA/Tax Preparer letter in file. - Due Diligence Vendor-01/21/2026 |  | Resolved-Lender adjusted income to use the standard 50% expense and now DTI Matches at 54% - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7217750 |
| 229 |  | D A | Closed | FCOM4028 | 2026-01-21 10:25 | 2026-01-22 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7212590 |
| 230 |  | D A | Closed | FCOM4028 | 2026-01-21 02:32 | 2026-01-22 16:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7196919 |
| 231 |  | D B A | Closed | FCOM4028 | 2026-01-21 12:11 | 2026-01-22 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7221113 |
| 231 |  | D B A | Closed | FPRO2828 | 2026-01-21 13:02 | 2026-01-21 13:02 | Waived | 2 - Non-Material B | Property | Property | Appraisal Transfer Not Allowed For Loan Program | Waived-Waived-As per guide, Appraisal is to be submitted to [Redacted] ADM system.<br> \*Exception form is provided to allow Appraisal report ordered externally by accident<br> \*Approved Conditions: none<br> \*Exception form is on page # 130 of 206, Appraisal page 21 of 661 - Due Diligence Vendor-1/21/2026 - Due Diligence Vendor-01/21/2026 |  | Waived-Waived-As per guide, Appraisal is to be submitted to [Redacted] ADM system.<br> \*Exception form is provided to allow Appraisal report ordered externally by accident<br> \*Approved Conditions: none<br> \*Exception form is on page # 130 of 206, Appraisal page 21 of 661 - Due Diligence Vendor-1/21/2026 - Due Diligence Vendor-01/21/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7223034 |
| 232 |  | D A | Closed | FCOM4028 | 2026-01-21 04:09 | 2026-01-22 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7197555 |
| 233 |  | D A | Closed | FCOM4028 | 2026-01-21 13:18 | 2026-01-22 13:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7223560 |
| 234 |  | D A | Closed | FCOM4028 | 2026-01-21 13:26 | 2026-01-22 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7223690 |
| 235 |  | D A | Closed | FCOM4028 | 2026-01-22 06:42 | 2026-01-22 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7239254 |
| 236 |  | D A | Closed | FCOM4028 | 2026-01-22 08:13 | 2026-01-23 07:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7241170 |
| 237 |  | D B A C | Closed | 2260 | 2026-01-22 13:14 | 2026-01-26 08:50 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender - Due Diligence Vendor-01/26/2026 <br>Ready for Review-Document Uploaded. No PPP is confirmed. - Buyer-01/23/2026 <br>Open-prepayment is not present in file, please confirm there is no prepayment in this file - Due Diligence Vendor-01/22/2026 |  | Resolved-no prepay per lender - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7253254 |
| 237 |  | D B A C | Closed | FCOM4028 | 2026-01-22 07:13 | 2026-01-23 07:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7239780 |
| 237 |  | D B A C | Closed | FVAL3867 | 2026-01-22 09:07 | 2026-01-23 07:20 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-As per Guide commercial space exceeds 50% not allowed<br> Exception is provided to proceed with commercial space exceeds 60% <br> Approved With Conditions [Redacted] max<br> Exception form is on page #292 of 452<br> - Due Diligence Vendor-01/22/2026 |  | Waived-As per Guide commercial space exceeds 50% not allowed<br> Exception is provided to proceed with commercial space exceeds 60% <br> Approved With Conditions [Redacted] max<br> Exception form is on page #292 of 452<br> - Due Diligence Vendor-01/22/2026<br>|  | 5 years on current job, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV<br> 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7242575 |
| 238 |  | D B A | Closed | FCOM4028 | 2026-01-23 05:39 | 2026-01-23 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7265301 |
| 238 |  | D B A | Closed | FVAL5472 | 2026-01-23 08:11 | 2026-01-23 09:57 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Minimum Gross living area per Guidelines is 500 Sq Ft whereas GLA for 6 units per Appraisal Report in page #34_Credit Pkg is [Redacted] Sq Ft for each unit. However, exception document is in page # 358 of Credit Package.pdf - Due Diligence Vendor-01/23/2026 |  | Waived-Minimum Gross living area per Guidelines is 500 Sq Ft whereas GLA for 6 units per Appraisal Report in page #34_Credit Pkg is [Redacted] Sq Ft for each unit. However, exception document is in page # 358 of Credit Package.pdf - Due Diligence Vendor-01/23/2026 |  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> Credit score >40 points than minimum required- Audited FICO 776 and Guideline maximum FICO 660 with difference 116 which is greater than 40<br> Borrower contribution exceeds requirement >=5%-Borrower contribution is nearly 31.47% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7269504 |
| 238 |  | D B A | Closed | FCRE8459 | 2026-01-23 08:14 | 2026-01-23 09:55 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-Borrower signed with LLC. Recent Transfer of LLC ownership structure does not allowed per Guidelines. Related Operating statements in page #345 & 348_Credit Pkg, However exception document is in page # 359 of Credit Package.pdf - Due Diligence Vendor-01/23/2026 |  | Waived-Borrower signed with LLC. Recent Transfer of LLC ownership structure does not allowed per Guidelines. Related Operating statements in page #345 & 348_Credit Pkg, However exception document is in page # 359 of Credit Package.pdf - Due Diligence Vendor-01/23/2026<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File <br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #447 of Credit Package.pdf<br> Credit score >40 points than minimum required-Audited FICO 776 and Guideline maximum FICO 660 with difference 116 which is greater than 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7269525 |
| 239 |  | D A | Closed | FCOM4028 | 2026-01-22 10:39 | 2026-01-23 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7247984 |
| 240 |  | D A | Closed | FCRE9549 | 2026-01-22 12:32 | 2026-02-05 10:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Credit Report Supplement | Resolved-UDM verified - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/04/2026 <br> Open-Need Document to Very UDM Liability [Redacted] for balance amount $[Redacted] refer pg. no 171 of 914. - Due Diligence Vendor-01/22/2026 |  | Resolved-UDM verified - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7252198 |
| 240 |  | D A | Closed | FCOM4028 | 2026-01-22 09:50 | 2026-01-23 10:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7246619 |
| 241 |  | D B A | Closed | FPRO1243 | 2026-01-21 10:26 | 2026-02-11 13:48 | Waived | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal is Missing | Waived-no 2nd appr due to loan amount size present. waiver provided - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/11/2026 <br> Open-Second Appraisal required for loan amounts > [Redacted] - Due Diligence Vendor-01/21/2026 |  | Waived-no 2nd appr due to loan amount size present. waiver provided - Due Diligence Vendor-02/11/2026<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | 7212965 |
| 241 |  | D B A | Closed | FCRE1158 | 2026-01-21 12:18 | 2026-01-23 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-corrected mtgee clause now present - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/23/2026 <br> Open-Hazard Insurance Policy Partially Provided Mortgage clause reading as [Redacted] ISAOA/ATIMA refer page#670 of 923<br> Note: [Redacted], [Redacted] - Due Diligence Vendor-01/21/2026 |  | Resolved-corrected mtgee clause now present - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7221231 |
| 241 |  | D B A | Closed | FCRE9991 | 2026-01-21 12:15 | 2026-01-22 13:51 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-corrected dti provided and updated rents - Due Diligence Vendor-01/22/2026 <br> Ready for Review-21.315 in the system. The negative rental is $22343.80 - Buyer-01/22/2026 <br> Open-\*DTI is off by 1.702<br> DTI should be 18.15%. Approval is 19.85%. PITIA is $[Redacted]+ Debts from Credit report of $[Redacted] + negative rents used of $[Redacted]/ Income of $[Redacted]= 18.15%<br> Reason: Unable to identify how lender Calculate - Due Diligence Vendor-01/21/2026 |  | Resolved-corrected dti provided and updated rents - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7221178 |
| 241 |  | D B A | Closed | FCOM4028 | 2026-01-21 09:02 | 2026-01-21 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/21/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7205652 |
| 242 |  | D A | Closed | FCRE1158 | 2026-01-22 13:26 | 2026-01-30 10:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-corrected mtgee clause now present - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/29/2026 <br>Open-Hazard Insurance Mortgage clause is partial refer page#39 of 197, Missing: ISAOA/ATIMA <br> - Due Diligence Vendor-01/22/2026 |  | Resolved-corrected mtgee clause now present - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7253497 |
| 242 |  | D A | Closed | FCRE1491 | 2026-01-22 14:22 | 2026-01-29 07:26 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-wire for [Redacted] gift now present - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/28/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift on CD $[Redacted] gift Lox on page#49 of 690 Source document is missing in file. - Due Diligence Vendor-01/22/2026 |  | Resolved-wire for [Redacted] gift now present - Due Diligence Vendor-01/29/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7254274 |
| 242 |  | D A | Closed | FCOM4028 | 2026-01-22 12:04 | 2026-01-23 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7251620 |
| 243 |  | D A | Closed | FCRE6843 | 2026-01-22 11:05 | 2026-01-30 10:49 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-escrow officer confirms the gift was from borrower parents as they handled the refi of where their funds came from to give this gift. - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/29/2026 <br> Counter-this wire is not our borrower or property. We need proof that donor [Redacted] wired gift funds to broker since the broker wired the gift to title. This is an issue is broker is contributing to the down payment - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Document Uploaded. - Buyer-01/28/2026 <br> Open-Donor does not match Gift wire for [Redacted]. Donor is [Redacted]- Wire in file on page 144 is form the originating Broker. - Due Diligence Vendor-01/22/2026 |  | Resolved-escrow officer confirms the gift was from borrower parents as they handled the refi of where their funds came from to give this gift. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7249101 |
| 243 |  | D A | Closed | FCOM4028 | 2026-01-22 10:14 | 2026-01-23 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7247111 |
| 244 |  | D B A | Closed | FCRE9806 | 2026-01-22 11:48 | 2026-01-29 07:46 | Waived | 2 - Non-Material C B | Credit | Eligibility | Other Credit Finding | Waived-Lender didnt submit a waiver form but states they waived and provided comp factors. LLC layers waiver is accepted by TPR - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Document Uploaded. Exception for LLC layering was approved with Credit Committee at underwriting stage. Compensating factors can be: revolving debt under 30%, 5+ years of credit history, no credit events past 40 months. - Buyer-01/28/2026 <br>Counter-a waiver is required please submit waiver with 3 valid exceptions - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. LLC layering was approved by Credit Committee. - Buyer-01/27/2026 <br>Open-LC is owned by trust. per 10.3.2 this is not allowed. Owners (not more than 4) must be individual borrowers and guarantors on the transaction, meet credit requirements and sign a note as members/authorized persons of a company. Verified the same from LLC documents in page #225_[Redacted] 2.pdf and Trust Agreement in page #105_[Redacted] 2.pdf - Due Diligence Vendor-01/22/2026 |  | Waived-Lender didnt submit a waiver form but states they waived and provided comp factors. LLC layers waiver is accepted by TPR - Due Diligence Vendor-01/29/2026<br>|  | revolving debt under 30%, 5+ years of credit history, no credit events past 40 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | No | 7250805 |
| 244 |  | D B A | Closed | FCOM4028 | 2026-01-22 03:56 | 2026-01-26 08:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7237117 |
| 244 |  | D B A | Closed | FCRE8201 | 2026-01-22 06:00 | 2026-01-26 08:39 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Borrower cannot own more than 10 loans / loan amount > $[Redacted] in 6 months per Guidelines in page #105 whereas Mortgages reflecting in credit report in page #185- [Redacted] 2.pdf is within 6 months and over [Redacted]. However, Exception Form is in page no #1- [Redacted] 2.pdf - Due Diligence Vendor-01/22/2026 |  | Waived-Borrower cannot own more than 10 loans / loan amount > [Redacted] in 6 months per Guidelines in page #105 whereas Mortgages reflecting in credit report in page #185- [Redacted] 2.pdf is within 6 months and over [Redacted]. However, Exception Form is in page no #1- [Redacted] 2.pdf - Due Diligence Vendor-01/22/2026<br>|  | Revolving debt is under 30%-5. Revolving debt of $97 is within 30% of Total debts $103,483.46<br> No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history- Oldest tradeline date in CBR page # 185 of [Redacted] p2.pdf is 06/12/1972<br> No consumer late payments in the last 24 months-No Consumer late payments in the last 24 months in CBR Page #185 of [Redacted] p2.pdf <br> Credit score >40 points than minimum required-Audited FICO 766 and Guideline maximum FICO 660 with difference 106 which is greater than 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7238351 |
| 245 |  | D B A | Closed | FCRE9806 | 2026-01-22 12:54 | 2026-01-29 14:14 | Waived | 2 - Non-Material C B | Credit | Eligibility | Other Credit Finding | Waived-lender waived guideline for LLC layering - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Document Uploaded. Exception for LLC layering was approved with Credit Committee at underwriting stage. Compensating factors can be: revolving debt under 30%, 5+ years of credit history, no credit events past 40 months. - Seller-01/29/2026 <br>Counter-no waiver provided and missing comp factors - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/28/2026 <br>Counter-a waiver is required as does not meet guidelines - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. LLC layering was approved by Credit Committee. - Seller-01/27/2026 <br>Open-Trust cannot be owner of LLC-per 10.3.2 this is not allowed. Owners (not more than 4) must be individual borrowers and guarantors on the transaction, meet credit requirements and sign a note as members/authorized persons of a company.<br> Operating Agreement in Page #507_Credit Pkg. - Due Diligence Vendor-01/22/2026 | Hi [Redacted],<br> Uploaded, please review. [Redacted] and [Redacted] were cleared with the same comment.<br> Thank you,<br> - 01/29/2026 <br>Ready for Review-Document Uploaded. Exception for LLC layering was approved with Credit Committee at underwriting stage. Compensating factors can be: revolving debt under 30%, 5+ years of credit history, no credit events past 40 months. - Seller-01/29/2026 <br> Ready for Review-Document Uploaded. LLC layering was approved by Credit Committee. - Seller-01/27/2026 | Waived-lender waived guideline for LLC layering - Due Diligence Vendor-01/29/2026<br>|  | Revolving debt is under 30%-5. No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history- <br> No consumer late payments in the last 24 months-No Consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | No | 7252670 |
| 245 |  | D B A | Closed | FCRE9814 | 2026-01-22 13:05 | 2026-01-27 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Trust Agreement | Resolved-trust now present and is revocable - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-01/27/2026 <br>Open-Borrower signed with LLC which is owned by Trust whereas related Trust Agreement missing in file. - Due Diligence Vendor-01/22/2026 |  | Resolved-trust now present and is revocable - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7253026 |
| 245 |  | D B A | Closed | FCOM4028 | 2026-01-22 07:18 | 2026-01-23 13:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7239873 |
| 245 |  | D B A | Closed | FCRE8201 | 2026-01-22 09:07 | 2026-01-22 12:54 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Borrower cannot own more than 10 loans / loan amount > $[Redacted] in 6 months per Guidelines in page #105 whereas Mortgages reflecting in credit report in page #711_Credit Package.pdf is within 6 months and over $[Redacted]. However, we have exception in page#552_Credit Package.pdf - Due Diligence Vendor-01/22/2026 |  | Waived-Borrower cannot own more than 10 loans / loan amount > [Redacted] in 6 months per Guidelines in page #105 whereas Mortgages reflecting in credit report in page #711_Credit Package.pdf is within 6 months and over [Redacted]. However, we have exception in page#552_Credit Package.pdf - Due Diligence Vendor-01/22/2026<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history - Oldest tradeline date in CBR page #711_Credit Package.pdf is 06/12/1972<br> Credit score >40 points than minimum required - Guideline Min FICO 660 and Qualifying FICO 766 variance is 106 > 40 points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7242564 |
| 246 |  | D A | Closed | FCOM4028 | 2026-01-21 20:54 | 2026-01-22 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7232072 |
| 247 |  | D B A | Closed | FCRE9806 | 2026-01-22 11:32 | 2026-01-29 07:56 | Waived | 2 - Non-Material C B | Credit | Eligibility | Other Credit Finding | Waived-Lender didnt submit a waiver form but states they waived and provided comp factors. LLC layers waiver is accepted by TPR - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Document Uploaded. Exception for LLC layering was approved with Credit Committee at underwriting stage. Compensating factors can be: revolving debt under 30%, 5+ years of credit history, no credit events past 40 months. - Seller-01/28/2026 <br>Counter-we still require waiver as this does not meet your published guidelines - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. LLC layering was approved with Credit Committee. - Seller-01/26/2026 <br>Open-Trust cannot be owner of LLC-per 10.3.2 this is not allowed. Owners (not more than 4) must be individual borrowers and guarantors on the transaction, meet credit requirements and sign a note as members/authorized persons of a company. - Due Diligence Vendor-01/22/2026 | Ready for Review-Document Uploaded. Exception for LLC layering was approved with Credit Committee at underwriting stage. Compensating factors can be: revolving debt under 30%, 5+ years of credit history, no credit events past 40 months. - Seller-01/28/2026 <br>Ready for Review-Document Uploaded. LLC layering was approved with Credit Committee. - Seller-01/26/2026<br>| Waived-Lender didnt submit a waiver form but states they waived and provided comp factors. LLC layers waiver is accepted by TPR - Due Diligence Vendor-01/29/2026<br>|  | revolving debt under 30%, 5+ years of credit history, no credit events past 40 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | No | 7250027 |
| 247 |  | D B A | Closed | FCRE1492 | 2026-01-22 15:27 | 2026-01-26 09:03 | Waived | 2 - Non-Material C B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-waiver for max cash out exceeding limits - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. Exception for $[Redacted] for same borrower is on file. - Buyer-01/24/2026 <br> Open-max cash out for 55%is [Redacted]. borrower got [Redacted] - Due Diligence Vendor-01/22/2026 |  | Waived-waiver for max cash out exceeding limits - Due Diligence Vendor-01/26/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months,<br> LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7255864 |
| 247 |  | D B A | Closed | FCRE9991 | 2026-01-22 02:30 | 2026-01-26 09:02 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR updated - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. DSCR updated to 1.068. - Seller-01/24/2026 <br> Open-Originator DSCR Is 0.632 and the Calculated DSCR is 1.069, the Variance is 0.437.<br> Calculated Rent amount from 1007 Report in page #25- Credit Package.pdf DSCR calculation : Rent amount $[Redacted] PITIA $[Redacted] = 1.069. Please provide lender DSCR calculations.<br> First lien loan whereas 1008 reflects Subordinate lien $[Redacted]. - Due Diligence Vendor-01/22/2026 | Ready for Review-Document Uploaded. DSCR updated to 1.068. - Seller-01/24/2026<br>| Resolved-DSCR updated - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7236555 |
| 247 |  | D B A | Closed | FCOM4028 | 2026-01-22 00:00 | 2026-01-22 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/22/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7235972 |
| 247 |  | D B A | Closed | FCRE8201 | 2026-01-22 02:40 | 2026-01-22 10:17 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Borrower cannot own more than 10 loans / loan amount > $[Redacted] in 6 months per Guidelines in page #105 whereas Mortgages reflecting in credit report in page #727_Credit Pkg is within 6 months and over $[Redacted]. However, Exception Form is in page no #505- Credit Package.pdf. - Due Diligence Vendor-01/22/2026 |  | Waived-Borrower cannot own more than 10 loans / loan amount > [Redacted] in 6 months per Guidelines in page #105 whereas Mortgages reflecting in credit report in page #727_Credit Pkg is within 6 months and over [Redacted]. However, Exception Form is in page no #505- Credit Package.pdf. - Due Diligence Vendor-01/22/2026<br>|  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2.5+ years credit history- Oldest tradeline date in CBR page #727- Credit pkg.pdf is 06/12/1972,<br> 3.Credit score >40 points than minimum required- Audited FICO Score is 766, Guideline Maximum FICO Score is 660, difference is 106, Which is Greater than 40.<br> 4. Revolving Payment $97 within the 30% of All Other Monthly Payments $86,491.66.<br> 5. No consumer late payments in the last 24 months - No consumer late payments in the last 24 months per credit report in page #727- Credit pkg.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7236630 |
| 248 |  | D A | Closed | FCOM4028 | 2026-01-22 03:16 | 2026-01-23 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7236886 |
| 249 |  | D A | Closed | FCOM4028 | 2026-01-22 14:04 | 2026-01-26 08:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7254050 |
| 250 |  | D A | Closed | FCOM4028 | 2026-01-22 20:51 | 2026-01-23 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7261139 |
| 251 |  | D B A | Closed | FCOM1208 | 2026-01-26 13:33 | 2026-02-02 13:09 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Note is Incomplete | Resolved-correct note now present in file - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Document Uploaded. Please review uploaded resigned note - Buyer-02/02/2026 <br>Open-The Note is Incomplete Borrower 2 is not a signer on the loan. - Due Diligence Vendor-01/26/2026 |  | Resolved-correct note now present in file - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7302412 |
| 251 |  | D B A | Closed | FCRE1247 | 2026-01-22 12:59 | 2026-01-22 12:59 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-Interested party contributions with sales price 3% over listing price<br>Approved as is<br>Waiver on page 20 of 212 - Due Diligence Vendor-01/22/2026 |  | Waived-Interested party contributions with sales price 3% over listing price<br>Approved as is<br>Waiver on page 20 of 212 - Due Diligence Vendor-01/22/2026<br>|  | 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7252809 |
| 252 |  | D A | Closed | FCRE9991 | 2026-01-23 06:24 | 2026-01-28 12:34 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-while original note has a lower PI payment for first lien, lender used the credit report payment of $821/mo. TPR updated and now DSCR matches - Due Diligence Vendor-01/28/2026 <br> Ready for Review-We used $[Redacted] rent for DSCR calculations /PITIA is $[Redacted]=DSCR 1.402 - Buyer-01/28/2026 <br> Open-Originator DSCR Is 1.402 and the Calculated DSCR is 1.770, the Variance is 0.368.<br> Calculated Rent amount from1025 in page #220_[Redacted] Credit Package 1.pdf<br> DSCR calculation : Rent amount [Redacted] = 1.790. Lender Considered Tax and insurance amount twice for first lien in DSCR calculation. First mortgage P&I is $355.2 but lender considered $821.00 - Due Diligence Vendor-01/23/2026 |  | Resolved-while original note has a lower PI payment for first lien, lender used the credit report payment of $821/mo. TPR updated and now DSCR matches - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7265776 |
| 252 |  | D A | Closed | FCOM4028 | 2026-01-23 04:28 | 2026-01-26 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7264012 |
| 253 |  | D A | Closed | FCOM4028 | 2026-01-23 08:44 | 2026-01-23 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7270280 |
| 254 |  | D A | Closed | FCRE4989 | 2026-01-23 11:16 | 2026-01-29 11:57 | Resolved | 1 - Information C A | Credit | Closing | Collections, liens or judgments not paid at closing | Resolved-collection paid at close - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Document Uploaded. The collection was paid off at closing it's reflected on final CD page 5 [Redacted] payoff - Buyer-01/29/2026 <br> Counter-[Redacted] calls for the Collection or charge off to be paid. need waiver - For the [Redacted] and the DSCR Investment Credit Grade, collection and charge-off balances exceeding the amounts listed above must be paid in full. - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Document Uploaded. The child support was added to monthly liabilities - Buyer-01/28/2026 <br> Open-Child support collection from[Redacted] is still open (pg 106) - Due Diligence Vendor-01/23/2026 |  | Resolved-collection paid at close - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7274966 |
| 254 |  | D A | Closed | FCOM4028 | 2026-01-23 10:49 | 2026-01-26 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7274304 |
| 255 |  | D A | Closed | FCOM4028 | 2026-01-22 22:48 | 2026-01-26 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7261677 |
| 256 |  | D A | Closed | FVAL4940 | 2026-01-22 16:11 | 2026-02-04 08:46 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-Document loaded up clears finding - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please see the estoppel certificate showing the assessment is paid in full. - Buyer-02/04/2026 <br> Open-page 142 says there is an assessment for $217-$298 (depending on unit) and final payment is due[Redacted]. no proof paid and not on CD or added into DTI - Due Diligence Vendor-01/26/2026 |  | Resolved-Document loaded up clears finding - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7256836 |
| 256 |  | D A | Closed | FCOM4028 | 2026-01-22 15:22 | 2026-01-26 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/22/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7255785 |
| 257 |  | D A | Closed | FCOM4028 | 2026-01-23 00:28 | 2026-01-26 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7262195 |
| 258 |  | D B A | Closed | FCOM4028 | 2026-01-23 12:29 | 2026-01-26 14:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7276786 |
| 258 |  | D B A | Closed | FPRO116 | 2026-01-23 13:14 | 2026-01-26 14:02 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-less than 6 months seasoning on a cash out <br> Pg 256 month seasoning. Provide 1.) final settlement statement from the purchase and 2.) 1<br> month bank statement sourcing the down payment and EMD. CLTV is based upon the lower of appraised<br> value or purchase price plus documented improvements. If Quitclaim Deed is used as an acquisition method<br> and no value is determined, maximum [Redacted]%., Less than 6 month seasoning. Provide 1.) final<br> settlement statement from the purchase and 2.) 1 month bank statement sourcing the down payment and<br> EMD. CLTV is based upon the lower of appraised value or purchase price plus documented improvements. If<br> Quitclaim Deed is used as an acquisition method and no value is determined, maximum [Redacted]%.<br> Short Description Exception to qualify with the Appraised value<br> Comments Exception to qualify with the Appraised value. The 6 months of seasoning period will pass after around 14<br> days. - Due Diligence Vendor-01/23/2026 |  | Waived-less than 6 months seasoning on a cash out <br> Pg 256 month seasoning. Provide 1.) final settlement statement from the purchase and 2.) 1<br> month bank statement sourcing the down payment and EMD. CLTV is based upon the lower of appraised<br> value or purchase price plus documented improvements. If Quitclaim Deed is used as an acquisition method<br> and no value is determined, maximum [Redacted]%., Less than 6 month seasoning. Provide 1.) final<br> settlement statement from the purchase and 2.) 1 month bank statement sourcing the down payment and<br> EMD. CLTV is based upon the lower of appraised value or purchase price plus documented improvements. If<br> Quitclaim Deed is used as an acquisition method and no value is determined, maximum [Redacted]%.<br> Short Description Exception to qualify with the Appraised value<br> Comments Exception to qualify with the Appraised value. The 6 months of seasoning period will pass after around 14<br> days. - Due Diligence Vendor-01/23/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/20/2026 0.25 to price3 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7277681 |
| 259 |  | D A B | Closed | FCRE1158 | 2026-01-23 03:09 | 2026-02-09 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please review uploaded insurance policy - Buyer-02/09/2026 <br>Open-Hazard Insurance Policy Partially Provided Please Provide Updated Hazard Insurance Policy, Policy number is missing in Provided Document page #219_Credit Pkg. - Due Diligence Vendor-01/23/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7263057 |
| 259 |  | D A B | Closed | FCOM3075 | 2026-01-23 02:27 | 2026-01-29 08:17 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing US Patriot Act Disclosure or the document is incomplete | Resolved-now present - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Document Uploaded. Please review uploaded Patriot Act - Buyer-01/28/2026 <br>Open-Patriot Act Disclosure is 'Missing'. Missing US Patriot Act Disclosure or the document is incomplete. - Due Diligence Vendor-01/23/2026 |  | Resolved-now present - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7262694 |
| 259 |  | D A B | Closed | FCOM4028 | 2026-01-23 02:15 | 2026-01-26 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7262635 |
| 260 |  | D B A C | Closed | 2260 | 2026-01-26 09:56 | 2026-01-27 10:12 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Per the 1st page of the final CD included in the package submitted (page 645 of 986 part 1), there are no prepayment penalties. - Buyer-01/26/2026 <br>Open-confirm none - Due Diligence Vendor-01/26/2026 |  | Resolved-none per lender - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7298469 |
| 260 |  | D B A C | Closed | FCOM4028 | 2026-01-23 08:08 | 2026-01-26 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7269450 |
| 260 |  | D B A C | Closed | FVAL5524 | 2026-01-23 09:18 | 2026-01-23 09:18 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, Gross living area < 500 square feet ineligible <br> \*Exception form is provided to allow [Redacted] square feet<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 6 of 245, Appraisal page 436 of 986 - Due Diligence Vendor-1/23/2026 - Due Diligence Vendor-01/23/2026 |  | Waived-Waived-As per guide, Gross living area < 500 square feet ineligible <br> \*Exception form is provided to allow [Redacted] square feet<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 6 of 245, Appraisal page 436 of 986 - Due Diligence Vendor-1/23/2026 - Due Diligence Vendor-01/23/2026 |  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7271007 |
| 261 |  | D A | Closed | FCOM4028 | 2026-01-23 05:30 | 2026-01-26 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7265215 |
| 262 |  | D A | Closed | FCOM4028 | 2026-01-23 07:32 | 2026-01-26 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7267899 |
| 263 |  | D A | Closed | FCRE1339 | 2026-01-26 15:19 | 2026-02-12 08:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Personal Bank Statements Missing | Resolved-2 months proof of income deposited from employer now present - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Document Uploaded. The Borrower is paid monthly and has 2 months of Checks/BSs with deposit from employer - December 3, January 8. - Buyer-02/11/2026 <br> Counter-we need 2 months. so far we have one month for dec. Guideline calls for 2 months proof of employer deposit. - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Please see $[Redacted] in checks deposited into [Redacted] on [Redacted] - $[Redacted] is from employer. [Redacted] deposited to[Redacted]. - Buyer-02/11/2026 <br> Counter-none of the deposits in any of these account match the $[Redacted] check. there is not a deposit found. waiver needed - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. The deposits have accompanying checks that reflect the source as the employer. The borrower is paid monthly and has two months of checks deposited that support over 65% of income. - Buyer-02/09/2026 <br> Counter-a waiver will be required as bank statements do not meet this (doesnt reflect employer name) The bank statements must reflect deposits from the employer supporting at least 65% of gross wage/salary reflected on the WVOE - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Document Uploaded. Please see the BSs for [Redacted], [Redacted], [Redacted]. - Buyer-01/29/2026 <br> Open-Borrower 1 Personal Bank Statements Missing For loans with CLTV greater than [Redacted], two (2) Months Personal Bank Statements required to support the WVOE income.<br> File only contain one month of bank st for the below account [Redacted], [Redacted], [Redacted] - Due Diligence Vendor-01/26/2026 |  | Resolved-2 months proof of income deposited from employer now present - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7303820 |
| 263 |  | D A | Closed | FCOM4028 | 2026-01-23 07:49 | 2026-01-26 15:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7268848 |
| 264 |  | D A | Closed | FCOM4028 | 2026-01-23 06:50 | 2026-01-23 10:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7266378 |
| 265 |  | D A | Closed | FCRE5116 | 2026-01-25 00:13 | 2026-02-11 08:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-top 3 liens verified so ok to not have 4th verified - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Per guidelines mortgage history for [Redacted] is not required. - Buyer-02/10/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]" - Due Diligence Vendor-01/25/2026 |  | Resolved-top 3 liens verified so ok to not have 4th verified - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7283659 |
| 265 |  | D A | Closed | FCOM4028 | 2026-01-24 23:27 | 2026-01-27 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7283628 |
| 266 |  | D A C | Closed | FVAL9739 | 2026-01-23 15:36 | 2026-02-02 10:39 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-corrected to fee simple now present - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Document Uploaded. Please review uploaded revised appraisal - Buyer-02/02/2026 <br>Counter-tenant occupied is not related to fee simple vs leasehold. Need corrected appraisal - Due Diligence Vendor-01/27/2026 <br>Ready for Review-As per appraisal it's tenent occupied at time when the inspection was completed and it acceptable per GL since this is an investment property .Title will be reflected "fee simple" - Buyer-01/26/2026 <br>Open-Appraisal Check mark as Leasehold however Verified Tile Commitment reading as Fee Simple Refer page#200,297 of 702, Please Confirm - Due Diligence Vendor-01/23/2026 |  | Resolved-corrected to fee simple now present - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7280695 |
| 266 |  | D A C | Closed | FCOM4028 | 2026-01-23 09:09 | 2026-01-26 10:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7270844 |
| 267 |  | D A | Closed | FCOM4028 | 2026-01-25 04:39 | 2026-01-27 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7283938 |
| 268 |  | D A C | Closed | FCOM5814 | 2026-01-23 14:13 | 2026-01-30 13:10 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-electronic delivery now present - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/30/2026 <br>Open-Provide evidence CD 01/12/2026 was electronically sent. - Due Diligence Vendor-01/23/2026 |  | Resolved-electronic delivery now present - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7278607 |
| 268 |  | D A C | Closed | FCOM4028 | 2026-01-23 11:21 | 2026-01-27 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7275207 |
| 269 |  | D B A C | Closed | FVAL5385 | 2026-01-24 09:41 | 2026-02-18 11:49 | Waived | 2 - Non-Material C B | Property | Property | Property has been listed for sale in the past 6 months | Waived-listed for sale within 6 months. waiver now present - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/18/2026 <br>Counter-property was actively listed 6 months before since the listing from June was not taken off market and expired in Nov. This is considered actively listed if on market. You would need to prove the listing was removed 6 months prior to app date or provide a waiver - Due Diligence Vendor-01/30/2026 <br>Ready for Review-According to [Redacted], the only recorded listing event is June 2, 2025, with no further activity shown. Since the application date is December 15, 2025, and [Redacted] reflects no listings within the prior 6-month period (June 15–December 15, 2025), the property does not appear to have been listed for sale within the required 6 months. - Buyer-01/29/2026 <br>Open-listed for sale within last 6 months. To be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date. - Due Diligence Vendor-01/24/2026 |  | Waived-listed for sale within 6 months. waiver now present - Due Diligence Vendor-02/18/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7282887 |
| 269 |  | D B A C | Closed | FCOM4028 | 2026-01-24 08:33 | 2026-01-27 09:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7282782 |
| 270 |  | D A | Closed | FCOM4028 | 2026-01-25 22:55 | 2026-01-27 08:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7288833 |
| 271 |  | D B A | Closed | FCOM4028 | 2026-01-26 03:10 | 2026-01-27 09:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7290514 |
| 271 |  | D B A | Closed | FPRO1249 | 2026-01-26 05:27 | 2026-01-26 09:14 | Waived | 2 - Non-Material B | Property | Property | Neighborhood Location Not Allowed for Program | Waived-The neighborhood area under 25% built-up per Appraisal Report in page #21_Credit Pkg which is not allowed per Guidelines. However, We have exception in page#290_Credit pkg.pdf - Due Diligence Vendor-01/26/2026 |  | Waived-The neighborhood area under 25% built-up per Appraisal Report in page #21_Credit Pkg which is not allowed per Guidelines. However, We have exception in page#290_Credit pkg.pdf - Due Diligence Vendor-01/26/2026<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 5+ years credit history - Oldest tradeline date in CBR page #2_Credit pkg.pdf is 10/01/2014<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #2_Credit pkg.pdf<br> Credit score >40 points than minimum required - Guideline Min FICO 680 and Qualifying FICO 779 variance is 99 > 40 points<br> Reserves >6 months - Qualifying Total Reserves Number of Months is 7.79 > 6 months<br> DSCR > 1.2 - Calculated DSCR is 1.236 > 1.2 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7291431 |
| 272 |  | D A | Closed | FCOM4028 | 2026-01-23 11:39 | 2026-01-27 07:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7275692 |
| 273 |  | D A | Closed | FCOM4028 | 2026-01-24 08:49 | 2026-01-26 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7282799 |
| 274 |  | D A C | Closed | FVAL9739 | 2026-01-23 14:44 | 2026-02-03 07:00 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-corrected appr showing fee simple now present - Due Diligence Vendor-02/03/2026 <br>Ready for Review-Document Uploaded. Please see attached updated appraisal. - Buyer-02/02/2026 <br>Open-Appraisal Check mark as Leasehold however Verified Tile Commitment reading as Fee Simple Refer page#203,296 of 704, Please Confirm - Due Diligence Vendor-01/23/2026 |  | Resolved-corrected appr showing fee simple now present - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7279144 |
| 274 |  | D A C | Closed | FCOM4028 | 2026-01-23 13:08 | 2026-01-26 10:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7277575 |
| 275 |  | D A | Closed | FVAL4940 | 2026-01-23 16:39 | 2026-02-03 07:02 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-all HOA issues are addressed and cleared - Due Diligence Vendor-02/03/2026 <br>Ready for Review-Document Uploaded. Please review uploaded docs - Buyer-02/02/2026 <br>Counter-still need the litigation addressed. this was not addressed or attached - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Document Uploaded. Please review uploaded assessment amount letter and refer to final CD section " H",seller paid the assetment for 3 months since letter states that SA is till Aprill 2026 - Buyer-01/30/2026 <br>Counter-this states condo is under litigation and has special assessments. Need both addressed and proof assessment is paid or included in DTI - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Document Uploaded. Please review uploaded condo questionnaire - Buyer-01/29/2026 <br>Open-Condo Questionnaire missing in the File - Due Diligence Vendor-01/23/2026 |  | Resolved-all HOA issues are addressed and cleared - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7281440 |
| 275 |  | D A | Closed | FCOM4028 | 2026-01-23 14:54 | 2026-01-27 10:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7279330 |
| 276 |  | D A | Closed | FCOM4028 | 2026-01-25 20:44 | 2026-01-27 08:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7287787 |
| 277 |  | D B A | Closed | FCRE9991 | 2026-01-26 23:27 | 2026-02-17 12:11 | Waived | 2 - Non-Material A B | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Waived-DSCR less than 1 now present - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. Please review uploaded exception - Buyer-02/17/2026 <br> Counter-need a waiver as LTV is [Redacted]% Minimum DSCR is 1 for ltvs [Redacted]% - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Document Uploaded. Please review revised 1008 ,DSCR now is 0.971 - Buyer-01/30/2026 <br> Counter-TPR is correct as we included $[Redacted]/ mo HOA dues. Lender didnt include this in their calculation - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Our PITIA is $[Redacted]. $[Redacted]+insurance [Redacted]+taxes $[Redacted]=$[Redacted]<br> DSCR is 2400/2394.54. - Buyer-01/29/2026 <br> Open-Originator DSCR Is 1.002 and the Calculated DSCR is 0.971, the Variance is 0.031. Calculated Rent amount from Appraisal Report in page # 430 of [Redacted] p 1.pdf DSCR calculation: Rent amount $[Redacted] / PITIA $[Redacted] = 0.971, Property is PUD whereas HOA amount is not calculated for DSCR calculation by lender. - Due Diligence Vendor-01/27/2026 |  | Waived-DSCR less than 1 now present - Due Diligence Vendor-02/17/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | 7306452 |
| 277 |  | D B A | Closed | FCOM4028 | 2026-01-26 21:11 | 2026-01-27 08:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7305875 |
| 278 |  | D A | Closed | FVAL1039 | 2026-01-23 16:16 | 2026-01-30 11:41 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present and supports - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Document Uploaded. Please see the AVM. - Buyer-01/30/2026 <br>Open-CU score is 0 need secondary valuation document<br> - Due Diligence Vendor-01/23/2026 |  | Resolved-AVM now present and supports - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7281003 |
| 278 |  | D A | Closed | FCOM4028 | 2026-01-23 14:57 | 2026-01-27 09:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7279378 |
| 279 |  | D A | Closed | FCOM4028 | 2026-01-26 10:10 | 2026-01-28 08:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7298766 |
| 280 |  | D A | Closed | FCRE9991 | 2026-01-26 10:02 | 2026-01-28 10:43 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated FICO on lock to 752 - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. Please see attached updated tape and lock reflecting the correct FICO score. - Buyer-01/27/2026 <br>Open- - Data Tape FICO is 803 but that is the mid score of B2 only. There are two borrower's and the combined mid FICO is 752. - Due Diligence Vendor-01/26/2026 |  | Resolved-updated FICO on lock to 752 - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7298602 |
| 280 |  | D A | Closed | FCOM4028 | 2026-01-26 08:26 | 2026-01-26 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7294440 |
| 281 |  | D A | Closed | FCOM4028 | 2026-01-26 07:01 | 2026-01-27 10:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7292613 |
| 282 |  | D A | Closed | FCRE1158 | 2026-01-27 06:32 | 2026-02-04 06:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/04/2026 <br> Resolved-agent provided policy number - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. The policy number is [Redacted]. - Buyer-02/02/2026 <br> Open-Hazard Insurance Policy Partially Provided policy number missing on HOI page #228 - Due Diligence Vendor-01/27/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/04/2026 <br>Resolved-agent provided policy number - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7309277 |
| 282 |  | D A | Closed | FCOM4028 | 2026-01-27 06:16 | 2026-01-27 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7309105 |
| 283 |  | D A | Closed | FCOM4028 | 2026-01-27 01:32 | 2026-01-28 08:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7306970 |
| 284 |  | D A | Closed | FCRE1157 | 2026-01-26 23:12 | 2026-01-29 11:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Document Uploaded. - Buyer-01/29/2026 <br>Open-Missing Hazard Insurance Policy Per now, considered Premium amount from 1008 to avoid DSCR discrepancy in file. - Due Diligence Vendor-01/27/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7306357 |
| 284 |  | D A | Closed | FCRE5116 | 2026-01-26 22:56 | 2026-01-29 11:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-other loan not closed yet - Due Diligence Vendor-01/29/2026 <br> Ready for Review-not closed yet, used max - Buyer-01/29/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]". - Due Diligence Vendor-01/27/2026 |  | Resolved-other loan not closed yet - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7306297 |
| 284 |  | D A | Closed | FCOM4028 | 2026-01-26 21:06 | 2026-01-28 08:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7305866 |
| 285 |  | D B A C | Closed | FCOM1227 | 2026-01-26 08:42 | 2026-02-25 12:50 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-02/25/2026 <br>Resolved-PUD rider now present - Due Diligence Vendor-02/23/2026 <br>Ready for Review-Document Uploaded. Please see attached re-recorded mortgage and PUD rider. - Buyer-02/23/2026 <br>Open-PUD Rider is Missing missing from deed of trust - Due Diligence Vendor-01/26/2026 |  | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-02/25/2026 <br>Resolved-PUD rider now present - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7294877 |
| 285 |  | D B A C | Closed | FVAL4036 | 2026-01-26 08:52 | 2026-02-06 13:07 | Waived | 2 - Non-Material C B | Property | Property | Flip or Rapid Resale of Property | Waived-flip so second appr needed and provided was one transferred from another lender, not originating lender. waiver now present for this<br> Allow to proceed with transferred appraisal<br> - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Document Uploaded. Please see attached transferred appraisal. Per our collateral UW, the exception is required for using transferred appraisal for a flip transaction. We had 2 appraisals on file one regular and 1 transferred. - Buyer-02/06/2026 <br> Counter-need waiver corrected. the issue is not we have a transferred appr (The appr in file is from Lender)_but because of rapid resale, we dont have a second appr. please fix waiver reason - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Document Uploaded. Please see the attached exception form. - Buyer-02/05/2026 <br> Open-seller bought house in [Redacted] for [Redacted]. that is more than 20% in last 6 months. No second appr. guides say For all transactions (HPML and non-HPML), a second full appraisal is required in the following circumstance:<br> • Greater than 10% increase in sales price if seller acquired the property in the past 90 days.<br> • Greater than 20% increase in sales price if seller acquired the property in the past 91-365 days. - Due Diligence Vendor-01/26/2026 |  | Waived-flip so second appr needed and provided was one transferred from another lender, not originating lender. waiver now present for this<br> Allow to proceed with transferred appraisal<br> - Due Diligence Vendor-02/06/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7295049 |
| 285 |  | D B A C | Closed | FCOM4028 | 2026-01-26 07:04 | 2026-01-27 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7292686 |
| 286 |  | D B A | Closed | FCOM4028 | 2026-01-27 04:54 | 2026-01-28 07:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7308083 |
| 286 |  | D B A | Closed | FVAL5472 | 2026-01-27 06:53 | 2026-01-27 11:29 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Minimum Gross living area per Guidelines is 500 Sq Ft per unit whereas 3 out of 5 units is with less than 500 Sq Ft per Appraisal Report in page #247_Credit pkg 1.pdf which is not allowed. However, We have exception in page#113_Credit pkg part 2.pdf - Due Diligence Vendor-01/27/2026 |  | Waived-Minimum Gross living area per Guidelines is 500 Sq Ft per unit whereas 3 out of 5 units is with less than 500 Sq Ft per Appraisal Report in page #247_Credit pkg 1.pdf which is not allowed. However, We have exception in page#113_Credit pkg part 2.pdf - Due Diligence Vendor-01/27/2026<br>|  | Revolving debt is under 30% - Revolving payment $51 is within 30% of all other monthly payments $22,076<br> No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in past 24 months per CBR Page #101_Credit pkg part 2.pdf. Existing late payments till 11/2021<br> Credit score >40 points than minimum required - Guideline Min FICO 680 and Qualifying FICO 758 variance is 78 > 40 points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7309536 |
| 287 |  | D A | Closed | FCOM4028 | 2026-01-26 07:50 | 2026-01-27 13:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7293665 |
| 288 |  | D B A | Closed | FCRE1493 | 2026-01-26 12:25 | 2026-02-17 12:16 | Waived | 2 - Non-Material C B | Credit | Eligibility | Trade line count does not meet program requirements | Waived-minimum tradelines not met - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. Please review uploaded exception - Buyer-02/17/2026 <br> Counter-disagree. Borrower only has 1 tradeline that meets. [Redacted] is auth user, [Redacted] only has 19 monpths (need 24) and [Redacted] is auth user - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Borrower meets the tradelines requirements as per credit report provided on file.<br> tradelines reporting for 24 or more months and remained open within 12 months-[Redacted] and [Redacted] accounts - Buyer-01/30/2026 <br> Open- - Borrower only has two credit scores so minimum tradelines must be met. Borrower only has two tradelines - one for 30 months and one for 19 months. Both are currently open. Other two tradelines are authorized user accounts. - Due Diligence Vendor-01/26/2026 |  | Waived-minimum tradelines not met - Due Diligence Vendor-02/17/2026<br>|  | 5 years on current job, DTI >=10% lower than loan program, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7301358 |
| 288 |  | D B A | Closed | FCOM4028 | 2026-01-26 11:10 | 2026-01-27 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7299917 |
| 289 |  | D A | Closed | FCRE5116 | 2026-01-28 00:33 | 2026-02-17 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-corrected mtg for primary updated on 1003 and is now reported and the other REO VOM now present - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. Please see attached updated final 1003 and credit supplement. - Buyer-02/17/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] with balance $[Redacted]". Mortgage reflecting in credit report and initial 1003 but the same not reflecting in Final 1003. Please provide supporting documents to verify current active status. - Due Diligence Vendor-01/28/2026 |  | Resolved-corrected mtg for primary updated on 1003 and is now reported and the other REO VOM now present - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7324396 |
| 289 |  | D A | Closed | FCOM4028 | 2026-01-27 21:20 | 2026-01-28 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7323462 |
| 290 |  | D A | Closed | FCOM4028 | 2026-01-27 21:48 | 2026-01-28 11:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7323585 |
| 291 |  | D A | Closed | FVAL4940 | 2026-01-28 10:48 | 2026-02-09 08:14 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-estoppel present shows that the assessment is paid in full - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Please see the attached estoppel cert. - Buyer-02/06/2026 <br> Counter-the issue is there is no proof seller paid. Per pg 164 balance is $[Redacted] and this is not reflected on Seller HUD or on seller side on buyer CD. we need proof paid or include the $[Redacted]/mo in DTI - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please see attached Collateral UW email. Per CUW "Per purchase contract Seller shall pay in full any assessments prior to or at the time of Closing. In this case, we do not enter special assessments on page 2."<br> - Buyer-02/03/2026 <br> Open-HOA qt pg 166 says there are assessments. Pg 164 shows 2/2 units have $[Redacted] for assessment. No proof paid and not in DTI - Due Diligence Vendor-01/28/2026 |  | Resolved-estoppel present shows that the assessment is paid in full - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7334413 |
| 291 |  | D A | Closed | FCOM4028 | 2026-01-28 07:52 | 2026-01-29 08:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7328717 |
| 292 |  | D A | Closed | FCOM4028 | 2026-01-27 07:41 | 2026-01-28 09:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7310375 |
| 293 |  | C A | Closed | 2260 | 2026-01-28 13:19 | 2026-02-02 09:12 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Document Uploaded. No PPP is confirmed. - Buyer-01/31/2026 <br>Open-Need Confirmation that there is no Prepayment penalty. - Due Diligence Vendor-01/28/2026 |  | Resolved-none per lender - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7338067 |
| 294 |  | D A | Closed | FCOM4028 | 2026-01-27 07:11 | 2026-01-28 12:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7309798 |
| 295 |  | D B C A | Closed | FVAL8862 | 2026-01-27 08:32 | 2026-02-04 06:52 | Waived | 2 - Non-Material D B | Property | Missing Doc | File does not contain all required valuation documents | Waived-waived missing 2nd full appr due to loan amount size - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/02/2026 <br> Open-Loan amounts > [Redacted] require two full URAR - File has 1 and a desk review. - Due Diligence Vendor-01/27/2026 |  | Waived-waived missing 2nd full appr due to loan amount size - Due Diligence Vendor-02/04/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7311555 |
| 295 |  | D B C A | Closed | FCRE1199 | 2026-01-27 08:41 | 2026-02-04 06:51 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-waived not meeting loan amount requirement - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/02/2026 <br> Open-FTHB maximum loan amount is $[Redacted]. No evidence of property ownership in last 36 months. Per Fraud report last REO owned was 2012. - Due Diligence Vendor-01/27/2026 |  | Waived-waived not meeting loan amount requirement - Due Diligence Vendor-02/04/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7311812 |
| 296 |  | D A | Closed | FCRE1226 | 2026-01-27 10:26 | 2026-02-02 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-appraisal transfer document now present - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Document Uploaded. Please see the AVM. - Buyer-01/31/2026 <br>Open-Appraisal Transfer in file, secondary valuation doc is missing - Due Diligence Vendor-01/27/2026 |  | Resolved-appraisal transfer document now present - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7315225 |
| 296 |  | D A | Closed | FCOM4028 | 2026-01-27 08:16 | 2026-01-28 13:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7311182 |
| 297 |  | D A | Closed | FCOM4028 | 2026-01-27 10:09 | 2026-01-28 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7314718 |
| 298 |  | D A | Closed | FCRE9991 | 2026-01-27 12:42 | 2026-01-30 13:00 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DSCR updated to 1.011 - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. Please see attached updated lock and tape. - Seller-01/30/2026 <br> Open-\*DSCR is off by 0.013<br> DSCR score should be 1.012. Lender score is 1.025 - Document in file 1007 pg. no 357 of 388 rent $[Redacted], PITIA is matching - DSCR score should be Rent / PITIA $[Redacted]= 1.012 - Reason: Unable to identify the rent considered by lender - Due Diligence Vendor-01/27/2026 | Ready for Review-Document Uploaded. Please see attached updated lock and tape. - Seller-01/30/2026<br>| Resolved-DSCR updated to 1.011 - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7317653 |
| 298 |  | D A | Closed | FCRE1170 | 2026-01-27 12:01 | 2026-01-30 11:50 | Resolved | 1 - Information C A | Credit | Insurance | Flood Insurance Expiration Date is before the Note Date | Resolved-Flood Insurance Expiration Date of 01-16-2027 is equal to or after the Note Date of 01-22-2026 Or Flood Insurance Expiration Date Is Not Provided - Due Diligence Vendor-01/30/2026 <br> Resolved-corrected expiration date now present - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. Please find the revised policy attached - Buyer-01/30/2026 <br> Open-Flood Insurance Expiration Date of [Redacted] is prior to the Note Date of [Redacted] Flood Insurance Expiration date reading as [Redacted] refer page#218 of 224 - Due Diligence Vendor-01/27/2026 |  | Resolved-Flood Insurance Expiration Date of 01-16-2027 is equal to or after the Note Date of 01-22-2026 Or Flood Insurance Expiration Date Is Not Provided - Due Diligence Vendor-01/30/2026 <br>Resolved-corrected expiration date now present - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7317024 |
| 298 |  | D A | Closed | FCOM1233 | 2026-01-27 10:10 | 2026-01-30 11:48 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-missing info now present - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Document Uploaded. Please find attached - Seller-01/30/2026 <br>Open-The Final 1003 is Incomplete Final 1003 Section 5 Declaration is not check mark refer page#234 of 388 & Section 8 Demographic information Ethnicity & Race is not check mark refer page#236 of 388 - Due Diligence Vendor-01/27/2026 | Ready for Review-Document Uploaded. Please find attached - Seller-01/30/2026<br>| Resolved-missing info now present - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7314725 |
| 298 |  | D A | Closed | FVAL1039 | 2026-01-27 12:11 | 2026-01-29 08:41 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Document Uploaded. Please find attachd - Seller-01/29/2026 <br>Open-CU score is 0 and Appraisal Supporting doc is missing in file. Refer pg.# 383 & 385 of 388 - Due Diligence Vendor-01/27/2026 | Ready for Review-Document Uploaded. Please find attachd - Seller-01/29/2026<br>| Resolved-AVM now present - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7317157 |
| 298 |  | D A | Closed | FCOM4028 | 2026-01-27 09:54 | 2026-01-28 06:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7314475 |
| 299 |  | D A | Closed | FCOM4028 | 2026-01-27 09:29 | 2026-01-28 13:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7313393 |
| 300 |  | D A | Closed | FCOM4028 | 2026-01-28 03:52 | 2026-01-29 09:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7325290 |
| 301 |  | D A | Closed | FVAL1039 | 2026-01-27 23:38 | 2026-02-04 06:57 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-CU supports value now present - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. CU is 1.2 - Buyer-02/02/2026 <br>Open-Please Provide Secondary valuation report as it is missing in the File. - Due Diligence Vendor-01/28/2026 |  | Resolved-CU supports value now present - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7324170 |
| 301 |  | D A | Closed | FCRE9991 | 2026-01-28 00:02 | 2026-02-04 06:55 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-score updated on tape - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/02/2026 <br> Open-Originator DSCR Is 1.211 and the Calculated DSCR is 1.338, the Variance is 0.127.<br> Calculated Rent amount from 1007 in page #444- Patel Credit Package 1.pdf DSCR calculation : Rent amount $[Redacted]/ PITIA $[Redacted]= 1.338. Please provide lender DSCR calculations. - Due Diligence Vendor-01/28/2026 |  | Resolved-score updated on tape - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7324243 |
| 301 |  | D A | Closed | FCOM4028 | 2026-01-27 22:01 | 2026-01-29 09:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7323671 |
| 302 |  | D A C | Closed | FVAL1039 | 2026-01-28 06:52 | 2026-02-02 13:01 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-desk review now present - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Document Uploaded. Please revie wuploaded CDA - Buyer-02/02/2026 <br>Open-UCDP score is above 2.5 need secondary value supported document <br> Refer page #40 of 388 - Due Diligence Vendor-01/28/2026 |  | Resolved-desk review now present - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7327352 |
| 302 |  | D A C | Closed | FCOM5814 | 2026-01-27 15:26 | 2026-02-02 12:57 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-proof of electronic delivery now present - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Document Uploaded. Please review uploaded proof of delivery - Buyer-02/02/2026 <br>Open-Provide evidence initial CD 01/15/2026 was electronically sent. - Due Diligence Vendor-01/27/2026 |  | Resolved-proof of electronic delivery now present - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7320407 |
| 302 |  | D A C | Closed | FCRE1194 | 2026-01-27 14:53 | 2026-02-02 12:57 | Resolved | 1 - Information C A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-resolved with lender comments - Due Diligence Vendor-02/02/2026 <br> Ready for Review-As per lock, 2 points were financed ,we are good with LTV.<br> "2 points financed must be priced as [Redacted]" - Buyer-02/02/2026 <br> Open-Files [Redacted], However as per 11/19/2025 rate sheet max LTV allowed for cashout second home loan is [Redacted]% - Due Diligence Vendor-01/27/2026 |  | Resolved-resolved with lender comments - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7319909 |
| 302 |  | D A C | Closed | FCOM4028 | 2026-01-27 12:43 | 2026-01-28 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7317665 |
| 303 |  | D A | Closed | FPRO1242 | 2026-01-27 14:43 | 2026-02-02 13:12 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Document Uploaded. Please review uploaded appraisal - Buyer-02/02/2026 <br> Open-Appraisal is Missing \*Need primary valuation document in the amount of [Redacted] - Due Diligence Vendor-01/27/2026 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7319707 |
| 303 |  | D A | Closed | FCOM4028 | 2026-01-27 12:03 | 2026-01-28 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7317046 |
| 304 |  | D A | Closed | FCRE1158 | 2026-01-28 02:31 | 2026-02-04 06:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please review uploaded insurance - Buyer-02/02/2026 <br> Open-Hazard Insurance Policy Partially Provided Please Provide Complete Hazard Insurance Policy as it is missing in file. Per now, considered few related indications from page no #88, 89 & 93- [Redacted] p2.pdf. - Due Diligence Vendor-01/28/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7324763 |
| 304 |  | D A | Closed | FCRE5116 | 2026-01-28 02:10 | 2026-02-04 06:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-file cancelled - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. The file was cancelled. - Buyer-02/02/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted] Street with balance $[Redacted]". - Due Diligence Vendor-01/28/2026 |  | Resolved-file cancelled - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7324683 |
| 304 |  | D A | Closed | FCOM4028 | 2026-01-28 01:04 | 2026-01-29 09:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7324478 |
| 305 |  | D A | Closed | FCOM4028 | 2026-01-27 13:00 | 2026-01-28 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7317972 |
| 306 |  | D A C | Closed | 2410-56690 | 2026-01-27 15:56 | 2026-02-02 13:13 | Resolved | 1 - Information C A | Compliance | Late:Grace | Maryland - Minimum Grace Period (Interest & Usury) | Resolved-this is now cleared as lender has reviewed and late charges meet statutes - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Document Uploaded. For [Redacted] second lien grace period is 10 days.We had another file where we provided with compliance approval that grace period is 10 days.Please review uploaded print out. - Buyer-02/02/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open-The late fee grace period is (10.0). The [Redacted] Interest and Usury Act prohibits a late charge being imposed before the delinquency has continued for at least 15 days. ([Redacted] COML 12-105(c)(3)) . - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 |  | Resolved-this is now cleared as lender has reviewed and late charges meet statutes - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7320685 |
| 306 |  | D A C | Closed | FCOM4028 | 2026-01-27 13:11 | 2026-01-28 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/28/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7318131 |
| 307 |  | D A | Closed | FCOM4028 | 2026-01-28 21:41 | 2026-01-29 15:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7343363 |
| 308 |  | D A | Closed | FCOM4028 | 2026-01-29 02:20 | 2026-01-29 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7344817 |
| 309 |  | D A | Closed | FCOM4028 | 2026-01-29 05:32 | 2026-01-29 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7346771 |
| 310 |  | D B A | Closed | FCOM4028 | 2026-01-28 07:15 | 2026-01-29 09:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7327791 |
| 310 |  | D B A | Closed | FCRE9225 | 2026-01-28 08:02 | 2026-01-28 08:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Subject Loan is a Subordinate Lien and 1st Lien is an ineligible Lien Type | Waived-Loan is ineligible due to 1st Lien Type Waived-As per guide, Guideline requires the Senior lien to be reported/present on major Credit bureaus.<br> \*Exception form is provided to allow subject 1st (ARM), not on credit bureaus - Business loan from [Redacted].<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page #275 of 369 - Due Diligence Vendor-01/28/2026 - Due Diligence Vendor-01/28/2026 |  | Waived-Loan is ineligible due to 1st Lien Type Waived-As per guide, Guideline requires the Senior lien to be reported/present on major Credit bureaus.<br> \*Exception form is provided to allow subject 1st (ARM), not on credit bureaus - Business loan from [Redacted].<br> \*Approved Conditions: 0.25 to price.<br> \*Exception form is on page #275 of 369 - Due Diligence Vendor-01/28/2026 - Due Diligence Vendor-01/28/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7328991 |
| 311 |  | D A | Closed | FCOM4028 | 2026-01-28 11:50 | 2026-01-29 11:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7336184 |
| 312 |  | D B A | Closed | FCRE1173 | 2026-01-28 09:08 | 2026-02-04 07:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-lender not requiring common elements liability since limited review and HO-3 present - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Please see the LOX from HOA. - Buyer-02/03/2026 <br>Open-Missing Master Condo Insurance Policy Condo Master Policy Missing - Due Diligence Vendor-01/28/2026 |  | Resolved-lender not requiring common elements liability since limited review and HO-3 present - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7331697 |
| 312 |  | D B A | Closed | FCOM4028 | 2026-01-28 07:18 | 2026-01-29 07:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7327849 |
| 312 |  | D B A | Closed | FCRE1200 | 2026-01-28 10:18 | 2026-01-28 10:18 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As Per guide Minimum [Redacted]<br> Exception is provided to allow [Redacted] loan amount<br> Approved conditions 0.125 price<br> Exception form is on 627 of 740 - Due Diligence Vendor-01/28/2026 |  | Waived-As Per guide Minimum [Redacted]<br> Exception is provided to allow [Redacted] loan amount<br> Approved conditions 0.125 price<br> Exception form is on 627 of 740 - Due Diligence Vendor-01/28/2026 |  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum,<br> Credit score >40 points than minimum required, Reserves >6 months, Never delinquent credit history | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7333789 |
| 313 |  | D B A | Closed | FCOM4028 | 2026-01-28 07:32 | 2026-01-29 08:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7328102 |
| 313 |  | D B A | Closed | FCRE1248 | 2026-01-28 08:28 | 2026-01-28 09:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction \*Property Type is SFR Non-arms <br> \*Exception form is provided to allow non-arms investment<br> \*Approved Conditions [Redacted] max, 0.5 to price and 2-year PPP required<br> \*Exception Form is on pg. no 265 of 393<br> - Due Diligence Vendor-01/28/2026 |  | Waived-Purchase is not considered to be an Arm's Length Transaction \*Property Type is SFR Non-arms <br> \*Exception form is provided to allow non-arms investment<br> \*Approved Conditions [Redacted] max, 0.5 to price and 2-year PPP required<br> \*Exception Form is on pg. no 265 of 393<br> - Due Diligence Vendor-01/28/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves >6 months, good DSCR ratio, good reserves | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7330160 |
| 314 |  | D A | Closed | FCOM4028 | 2026-01-28 07:22 | 2026-01-29 08:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7327889 |
| 315 |  | D A C | Closed | FCRE1964 | 2026-01-28 10:06 | 2026-02-04 07:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-proof of recent deposit and 1099s were used. Lender did not require award letter since other docs present - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please see the SSA 1099 and BSs with SS transfer. - Buyer-02/03/2026 <br> Open-2 yr FD loan: Borrower 1 Award letter is missing in file for $[Redacted] for Social Security Income - Due Diligence Vendor-01/28/2026 |  | Resolved-proof of recent deposit and 1099s were used. Lender did not require award letter since other docs present - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7333545 |
| 315 |  | D A C | Closed | FCRE1347 | 2026-01-28 08:32 | 2026-02-04 07:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-VVOE accepted - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please see the VOE valid till 1/26/2026. - Buyer-02/03/2026 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing Borrower 2 3rd Party VOE for [Redacted] is missing - Due Diligence Vendor-01/29/2026 |  | Resolved-VVOE accepted - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7330307 |
| 315 |  | D A C | Closed | FCOM4028 | 2026-01-28 07:18 | 2026-01-29 07:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7327856 |
| 316 |  | D B A | Closed | FCOM4028 | 2026-01-28 07:45 | 2026-01-29 09:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7328522 |
| 316 |  | D B A | Closed | FCRE1200 | 2026-01-28 09:34 | 2026-01-28 09:34 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per Guide for Multifamily Min loan amount is $[Redacted]<br> Exception is provided to proceed with Loan amount $[Redacted]<br> Approved With Conditions 0.25 to price<br> Exception form is on page #259 of 363<br> - Due Diligence Vendor-01/28/2026 |  | Waived-As per Guide for Multifamily Min loan amount is $[Redacted]<br> Exception is provided to proceed with Loan amount $[Redacted]<br> Approved With Conditions 0.25 to price<br> Exception form is on page #259 of 363<br> - Due Diligence Vendor-01/28/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7332859 |
| 317 |  | D A | Closed | FCOM4028 | 2026-01-29 05:57 | 2026-01-30 09:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7346993 |
| 318 |  | D A | Closed | FCOM4028 | 2026-01-28 08:50 | 2026-01-29 10:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7331308 |
| 319 |  | D A | Closed | FCOM4028 | 2026-01-28 09:06 | 2026-01-30 09:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7331663 |
| 320 |  | D A | Closed | FCOM4028 | 2026-01-28 20:53 | 2026-01-29 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7342822 |
| 321 |  | D A | Closed | FCOM4028 | 2026-01-28 12:49 | 2026-01-29 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7337536 |
| 322 |  | D A | Closed | FCRE9991 | 2026-01-29 13:06 | 2026-02-04 07:07 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender sent new guidelines that allow for highest mid score - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Per GLs, for loan files with multiple borrowers: DSCR: the highest representative credit score amongst all borrowers is used. - Buyer-02/04/2026 <br>Open-Tape FICO is 809, file's FICO is 801 - Due Diligence Vendor-01/29/2026 |  | Resolved-lender sent new guidelines that allow for highest mid score - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7358162 |
| 322 |  | D A | Closed | FCOM4028 | 2026-01-28 12:44 | 2026-01-29 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7337404 |
| 323 |  | D A | Closed | FCOM4028 | 2026-01-28 12:15 | 2026-01-29 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/28/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7336724 |
| 324 |  | D A | Closed | FCOM4028 | 2026-01-30 01:29 | 2026-01-30 10:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/30/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7365680 |
| 325 |  | D A | Closed | FCOM4028 | 2026-01-29 08:19 | 2026-01-30 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7350799 |
| 326 |  | D A | Closed | FCOM4028 | 2026-01-29 07:18 | 2026-01-30 11:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7348557 |
| 327 |  | D A | Closed | FCOM4028 | 2026-01-30 01:27 | 2026-01-30 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/30/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7365675 |
| 328 |  | D B A | Closed | FCRE5454 | 2026-01-30 07:45 | 2026-02-27 09:14 | Waived | 2 - Non-Material C B | Credit | Debt | DSCR Score not meeting Guidelines | Waived-rents received are less than used to qualify. final DSCR score is less than 1- waiver now present - Due Diligence Vendor-02/27/2026 <br> Ready for Review-Document Uploaded. - Seller-02/26/2026 <br> Counter-current rents received and verified by borrower is $[Redacted] and this makes DSCR .904 waiver needed - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Document Uploaded. - Seller-02/20/2026 <br> Counter-need proof the landlord extended lease due to language in lease. - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Document Uploaded. Per email from Borrower, they didn`t sign a new lease and the term is automatically applied as month to month after the termination date. The tenant is still paying every month. - Seller-02/19/2026 <br> Counter-need current lease. this lease says 3 yr max and will not be renewed. May 2025 it expired. - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. The last increased rate amount was 3,036, which gives DSCR of 1.05. - Buyer-02/13/2026 <br> Open-TPR DSCR score does not meet the minimum of 1 per second lien guidelines. - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. - Seller-02/26/2026 <br>Ready for Review-Document Uploaded. - Seller-02/20/2026 <br>Ready for Review-Document Uploaded. Per email from Borrower, they didn`t sign a new lease and the term is automatically applied as month to month after the termination date. The tenant is still paying every month. - Seller-02/19/2026<br>| Waived-rents received are less than used to qualify. final DSCR score is less than 1- waiver now present - Due Diligence Vendor-02/27/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7373068 |
| 328 |  | D B A | Closed | FCRE1728 | 2026-01-29 14:31 | 2026-02-20 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing rent comparable schedule form 1007 | Resolved-current rents received are $[Redacted] - proof still rented now present - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Document Uploaded. N/A we used lease .Receipts for rent uploaded for the past 2 months(please refer to zelle transactions from [Redacted]. - Seller-02/20/2026 <br> Counter-need proof the landlord extended lease due to language in lease. - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Document Uploaded. Per email from Borrower, they didn`t sign a new lease and the term is automatically applied as month to month after the termination date. The tenant is still paying every month. - Buyer-02/19/2026 <br> Counter-this lease expired May 2025 and says will not be renewed (no further extensions allowed) - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. Agreement expiration date is 31 July 2023 with opportunity if further extension by mutual agreement. Then, the maximum lease term will be 3 years. Loan is 2nd lien. - Seller-02/13/2026 <br> Counter-This lease is expired. 2024 with no extensions Need another rental source for DSCR - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Document Uploaded. Please see the lease agreement. - Seller-02/12/2026 <br> Open-Need supporting rent doc to verify the rent for DSCR calculation.<br> - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. N/A we used lease .Receipts for rent uploaded for the past 2 months(please refer to zelle transactions from [Redacted]. - Seller-02/20/2026 <br>Ready for Review-Document Uploaded. Agreement expiration date is 31 July 2023 with opportunity if further extension by mutual agreement. Then, the maximum lease term will be 3 years. Loan is 2nd lien. - Seller-02/13/2026 <br>Ready for Review-Document Uploaded. Please see the lease agreement. - Seller-02/12/2026<br>| Resolved-current rents received are $2595 - proof still rented now present - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7359682 |
| 328 |  | D B A | Closed | FVAL1039 | 2026-02-17 08:02 | 2026-02-19 08:59 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM received and supports value - Due Diligence Vendor-02/19/2026 <br>Ready for Review-Document Uploaded. Please see the AVM. - Buyer-02/19/2026 <br>Open-no value support in file - Due Diligence Vendor-02/17/2026 |  | Resolved-AVM received and supports value - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7652660 |
| 328 |  | D B A | Closed | FCRE9991 | 2026-01-29 09:57 | 2026-02-13 07:48 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Lender agrees with TPR calc of DSCR - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Document Uploaded. DSCR was updated to 0.904. - Seller-02/12/2026 <br> Open-DSCR is off by 0.146. Lender's score 1.050<br> Lender 1008 indicates a rent of $[Redacted]. No Docs in file to verify the rent. PITI Matches. No lease or other indicator to support any other rent per Lender if any.<br> >Calculation: [Redacted]= 0.904. Even if we considered rent of $[Redacted], the DSCR will not match<br> - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. DSCR was updated to 0.904. - Seller-02/12/2026<br>| Resolved-Lender agrees with TPR calc of DSCR - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7354407 |
| 328 |  | D B A | Closed | FCOM4028 | 2026-01-29 06:47 | 2026-01-29 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7347951 |
| 329 |  | D A | Closed | FCOM4028 | 2026-01-29 07:12 | 2026-01-30 06:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7348419 |
| 330 |  | D A | Closed | FCOM4028 | 2026-01-29 07:30 | 2026-01-30 06:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7348896 |
| 331 |  | D B A | Closed | FCOM4028 | 2026-01-29 06:50 | 2026-01-29 14:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7347981 |
| 331 |  | D B A | Closed | FCRE1200 | 2026-01-29 07:57 | 2026-01-29 14:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As Per Guide Minimum [Redacted]<br> Exception is provided to allow [Redacted]<br> Approved with condition 0.25 to price<br> Exception form is on 1 of 106 - Due Diligence Vendor-01/29/2026 |  | Waived-As Per Guide Minimum [Redacted]<br> Exception is provided to allow [Redacted]<br> Approved with condition 0.25 to price<br> Exception form is on 1 of 106 - Due Diligence Vendor-01/29/2026 |  | No credit events past 40 months, Credit score >40 points than minimum required, 2 files together -- 1163371 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7349838 |
| 332 |  | D A | Closed | FCRE1157 | 2026-01-29 08:31 | 2026-02-04 07:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Please see the HOI. - Buyer-02/04/2026 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-01/29/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7351579 |
| 332 |  | D A | Closed | FCOM4028 | 2026-01-29 06:56 | 2026-01-29 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/29/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7348135 |
| 333 |  | D A | Closed | FCOM4028 | 2026-01-30 08:23 | 2026-02-02 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/30/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7374038 |
| 334 |  | D A | Closed | FCRE9991 | 2026-01-30 12:11 | 2026-02-13 07:29 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Lender updated DTI to match TPR - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Document Uploaded. DTI was updated to 29.407%. - Buyer-02/12/2026 <br> Open-DTI should be 29.41 (PITIA $[Redacted] + [Redacted] credit report debt + $-[Redacted] REO loss/ [Redacted]= 29.41) Note 1008 does not calculate correctly. not clear why - Due Diligence Vendor-01/30/2026 |  | Resolved-Lender updated DTI to match TPR - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7380484 |
| 334 |  | D A | Closed | FCOM4028 | 2026-01-30 11:14 | 2026-02-02 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/30/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7379430 |
| 335 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 336 |  | D A | Closed | FCOM4028 | 2026-01-29 22:17 | 2026-01-30 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/30/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7364260 |
| 337 |  | D A | Closed | FCOM4028 | 2026-01-29 12:42 | 2026-01-30 09:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7357751 |
| 338 |  | D A | Closed | FCOM4028 | 2026-01-30 10:55 | 2026-01-30 14:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/30/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7379065 |
| 339 |  | D A | Closed | FCOM9970 | 2026-01-29 15:50 | 2026-02-04 07:56 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-Documents provided are acceptable. - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Uploaded - Seller-02/03/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Need Service Provider List to test Compliance. - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. Uploaded - Seller-02/03/2026<br>| Resolved-Documents provided are acceptable. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7360944 |
| 339 |  | D A | Closed | FCOM5814 | 2026-01-29 15:42 | 2026-02-04 07:56 | Cured | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Cured-PCCD is acceptable. - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Please review uploaded PCCD,LOX and proof of delivery - Seller-02/03/2026 <br>Open-Final CD Loan Costs, Notary Fee is missing the payee name needed for tolerance testing. - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. Please review uploaded PCCD,LOX and proof of delivery - Seller-02/03/2026<br>| Cured-PCCD is acceptable. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7360859 |
| 339 |  | D A | Closed | FCOM1797 | 2026-01-29 15:40 | 2026-02-04 07:55 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-This is acceptable. - Due Diligence Vendor-02/04/2026 <br>Resolved-SPL now present - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Please review uploaded SPL - Buyer-02/03/2026 <br>Open-Provide the missing initial Service Provider List. - Due Diligence Vendor-01/29/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-02/04/2026 <br>Resolved-SPL now present - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7360839 |
| 339 |  | D A | Closed | 123ABH | 2026-01-29 12:22 | 2026-02-04 07:11 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-now present - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Please review uploaded Toolkit - Seller-02/03/2026 <br>Open-Homeowner Toolkit is missing Toolkit Document is missing in file. - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. Please review uploaded Toolkit - Seller-02/03/2026<br>| Resolved-now present - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7357388 |
| 339 |  | D A | Closed | FCOM4028 | 2026-01-29 12:02 | 2026-01-30 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7357005 |
| 340 |  | D B A | Closed | FCRE6843 | 2026-01-30 13:51 | 2026-02-17 12:34 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-gifts were to business and not necessarily for this loan. lender addressed and TPR accepts their response - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please see response from our Senior UW attached - Buyer-02/17/2026 <br>Open-confirm the 60k (2 30k deposits pg. 136-138) are not gifts for this loan. The checks say gift on them <br> Note :- There is no Gift letter in file - Due Diligence Vendor-01/30/2026 |  | Resolved-gifts were to business and not necessarily for this loan. lender addressed and TPR accepts their response - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7382095 |
| 340 |  | D B A | Closed | FCOM4028 | 2026-01-30 13:11 | 2026-02-03 07:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/30/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7381526 |
| 340 |  | D B A | Closed | FCRE1228 | 2026-01-30 13:50 | 2026-01-30 13:50 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exceeds max allowed NSFS of 3 <br> Pg 16 - Due Diligence Vendor-01/30/2026 |  | Waived-exceeds max allowed NSFS of 3 <br> Pg 16 - Due Diligence Vendor-01/30/2026<br>|  | Residual income >=3000$, No credit events past 40 months, No consumer late payments in the last 24 months, Borrower contribution<br> exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/31/2025 80 CLTV max, 0.375 to price | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7382084 |
| 341 |  | D A | Closed | FCRE6843 | 2026-02-02 04:11 | 2026-02-17 08:43 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-this account not used to qualify only to show where funds would be deposited. Guidelines do not state proof of ownership needed unless used to qualify - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please find the response from our Senior UW attached - Buyer-02/13/2026 <br>Open-Business Bank statement is present in page # 543 of [Redacted] part 1.pdf supporting whereas documents is missing to verify Borrower's ownership percentage.<br> Business name different in page #533 & 540_[Redacted] part 1.pdf & 1 - 28__[Redacted] part 2.pdf - Due Diligence Vendor-02/02/2026 |  | Resolved-this account not used to qualify only to show where funds would be deposited. Guidelines do not state proof of ownership needed unless used to qualify - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7392782 |
| 341 |  | D A | Closed | FCOM4028 | 2026-02-01 21:18 | 2026-02-03 08:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7391050 |
| 342 |  | D A | Closed | FCRE9991 | 2026-01-30 03:12 | 2026-02-10 09:22 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-score updated and now matches at 1.14 - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. DSCR has been updated to 1.144. - Buyer-02/09/2026 <br> Open-Originator DSCR Is 1.517 and the Calculated DSCR is 1.144, the Variance is 0.373.<br> Calculated Rent amount from 1007 in page #641- [Redacted].pdf DSCR calculation : Rent amount $[Redacted]/ PITIA $[Redacted]= 1.144. Please provide lender DSCR calculations. - Due Diligence Vendor-01/30/2026 |  | Resolved-score updated and now matches at 1.14 - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7366207 |
| 342 |  | D A | Closed | FCOM4028 | 2026-01-30 01:07 | 2026-02-02 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/30/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7365619 |
| 343 |  | D A C | Closed | FCOM4028 | 2026-01-29 13:55 | 2026-01-30 14:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/29/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7359137 |
| 344 |  | D A C | Closed | FCOM4028 | 2026-02-02 08:34 | 2026-02-03 07:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7398026 |
| 345 |  | D B A | Closed | FCOM4028 | 2026-02-02 07:41 | 2026-02-02 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7396690 |
| 345 |  | D B A | Closed | FCRE1317 | 2026-02-02 08:14 | 2026-02-02 08:14 | Waived | 2 - Non-Material B | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-Waived-As per guide, borrower's business 2 and more years of existence<br> \*Exception form is provided to allow Shy of 2 years inc, but has several yrs in field<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 13 of 94, Entity Docs page 1 and 3 of 94, CPA letter page 360 of 741 - Due Diligence Vendor-2/2/2026 - Due Diligence Vendor-02/02/2026 |  | Waived-Waived-As per guide, borrower's business 2 and more years of existence<br> \*Exception form is provided to allow Shy of 2 years inc, but has several yrs in field<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 13 of 94, Entity Docs page 1 and 3 of 94, CPA letter page 360 of 741 - Due Diligence Vendor-2/2/2026 - Due Diligence Vendor-02/02/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7397705 |
| 346 |  | D A | Closed | FCOM4028 | 2026-02-02 06:58 | 2026-02-03 08:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7395295 |
| 347 |  | D A | Closed | FCOM9970 | 2026-01-30 14:44 | 2026-02-04 08:25 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-Initial CD provided is acceptable. - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Please see initial CD that was uploaded. - Buyer-02/03/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing initial Closing Disclosure. - Due Diligence Vendor-01/30/2026 |  | Resolved-Initial CD provided is acceptable. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7382806 |
| 347 |  | D A | Closed | FCOM5814 | 2026-01-30 14:44 | 2026-02-04 08:24 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-02/04/2026 <br>Resolved-initial CD now present - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. Please see attached initial CD. - Buyer-02/03/2026 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-01/30/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-02/04/2026 <br>Resolved-initial CD now present - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7382800 |
| 347 |  | D A | Closed | FCRE9500 | 2026-01-30 14:45 | 2026-02-04 07:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Assets) | Resolved-acct access letter now present - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Please see attached access letter. - Buyer-02/03/2026 <br> Open-As per CPA letter on page #104 of 111 , borrower is [Redacted] owner of the business and access letter is missing in file to use the funds from Business account [Redacted].<br> - Due Diligence Vendor-01/30/2026 |  | Resolved-acct access letter now present - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7382836 |
| 347 |  | D A | Closed | FCOM4028 | 2026-01-30 11:28 | 2026-01-30 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/30/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-01/30/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7379694 |
| 348 |  | D A | Closed | FCOM1227 | 2026-02-02 07:47 | 2026-02-09 09:54 | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-02/09/2026 <br>Resolved-lender has confirmed this is not a PUD - Due Diligence Vendor-02/09/2026 <br>Counter-title to confirm this is not a PUD as title states yes and contract is disclosed with HOA - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please see the attached updated appraisal showing the PUD box not checked. - Buyer-02/09/2026 <br>Open-PUD Rider is Missing none indicated or attached to Mortgage - Due Diligence Vendor-02/02/2026 | Per the lender "The property has never been a PUD. There is a dock for water access that is shared by homeowners and that is the reason there is a small HOA fee. The property was a SFR prior and currently." - 02/09/2026 <br>| Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-02/09/2026 <br>Resolved-lender has confirmed this is not a PUD - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7396842 |
| 348 |  | D A | Closed | FCOM4028 | 2026-02-02 06:55 | 2026-02-02 10:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7395242 |
| 349 |  | D A | Closed | FCOM4028 | 2026-02-01 23:33 | 2026-02-02 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7391434 |
| 350 |  | D A C | Closed | FCOM6909 | 2026-01-31 09:03 | 2026-02-04 07:15 | Resolved | 1 - Information C A | Compliance | Disclosure | ROR Transaction date not consistent with Note and/or HUD | Resolved-lender explains that funding moved 1 day out due to signing. no compliance failures. this is acceptable as explained by lender comments - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Per corr lender "Docs were dated 1/23, borrower couldn't sign until the following day 1/24,cancel date was 1/28, we funded 1/29. The PCCD issued 1/29 was to show that the loan disbursed on the correct day (1/29). [Redacted] was corrected and initialed with the correct dates." Please advise.<br> - Buyer-02/02/2026 <br> Open-Closing/Note date 01/23 - Bwrs signed 01/24 - ROR expires 01/28. CD funded 01/28/2026. There is a post close unexecuted CD page 91. - Due Diligence Vendor-01/31/2026 |  | Resolved-lender explains that funding moved 1 day out due to signing. no compliance failures. this is acceptable as explained by lender comments - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7387640 |
| 350 |  | D A C | Closed | FCOM4028 | 2026-01-31 08:52 | 2026-02-02 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/31/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7387629 |
| 351 |  | D A | Closed | FCOM4028 | 2026-01-31 10:15 | 2026-02-02 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-01/31/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7387760 |
| 352 |  | D A | Closed | FCOM4028 | 2026-02-01 08:10 | 2026-02-02 11:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/01/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7388757 |
| 353 |  | D A | Closed | FCOM4028 | 2026-02-02 06:34 | 2026-02-03 09:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7394822 |
| 354 |  | D A | Closed | FVAL1039 | 2026-02-02 01:40 | 2026-02-05 14:44 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Document Uploaded. Please find the AVM attached - Buyer-02/05/2026 <br>Open-Please provide valid Secondary Valuation document as CU score is more than 2.5 and with ineligible status in provided SSR reports page #39 & 41_Modi pt3.pdf. - Due Diligence Vendor-02/02/2026 |  | Resolved-AVM now present - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7391976 |
| 354 |  | D A | Closed | FCOM4028 | 2026-02-01 21:58 | 2026-02-03 09:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7391153 |
| 355 |  | D B A C | Closed | FPRO2525 | 2026-02-02 12:16 | 2026-02-09 09:02 | Waived | 2 - Non-Material C B | Property | Property | Insurance Deductible is Outside of Program Allowance | Waived-ins deductible does not meet guidelines so waiver was provided - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please see the attached exception form. - Buyer-02/06/2026 <br>Open-Per guide The maximum allowable deductible for all required property insurance perils is 10% of the property insurance coverage amount.<br> Note: Hurricane Duration Deductible 15% refer page 84,87 of89- not meeting guide - Due Diligence Vendor-02/02/2026 |  | Waived-ins deductible does not meet guidelines so waiver was provided - Due Diligence Vendor-02/09/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months,<br> LTV 10% below maximum, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7403689 |
| 355 |  | D B A C | Closed | FCOM4028 | 2026-02-02 09:35 | 2026-02-02 14:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7400184 |
| 356 |  | D A | Closed | FCOM4028 | 2026-02-02 11:46 | 2026-02-02 15:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7403033 |
| 357 |  | D A | Closed | FCOM4028 | 2026-02-02 09:40 | 2026-02-03 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7400252 |
| 358 |  | D A | Closed | FCOM4028 | 2026-02-02 08:41 | 2026-02-04 06:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7398165 |
| 359 |  | D B A | Closed | FCRE8459 | 2026-02-03 15:12 | 2026-02-19 08:55 | Waived | 2 - Non-Material C B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-Exception allowed: Borrower signed with LLC which is owned by Trust - Due Diligence Vendor-02/19/2026 <br>Ready for Review-Document Uploaded. Please find the Exception form attached - Buyer-02/19/2026 <br>Open-Borrower signed with LLC which is owned by Trust - Whereas per Guidelines, Trust cannot be owner of LLC-per 10.3.2 this is not allowed. Owners (not more than 4) must be individual borrowers and guarantors on the transaction, meet credit requirements and sign a note as members/authorized persons of a company. refer Pg. no 453 of 607 - Due Diligence Vendor-02/03/2026 |  | Waived-Exception allowed: Borrower signed with LLC which is owned by Trust - Due Diligence Vendor-02/19/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,<br> No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7426782 |
| 359 |  | D B A | Closed | FCOM4028 | 2026-02-02 22:52 | 2026-02-03 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7410169 |
| 360 |  | D A | Closed | FCOM4028 | 2026-02-02 08:23 | 2026-02-02 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7397839 |
| 361 |  | D A | Closed | FCOM4028 | 2026-02-02 06:59 | 2026-02-02 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7395296 |
| 362 |  | D A | Closed | FCOM4028 | 2026-02-02 07:34 | 2026-02-02 15:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7396494 |
| 363 |  | D A | Closed | FCRE1501 | 2026-02-02 13:40 | 2026-03-04 09:49 | Resolved | 1 - Information C A | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-03/04/2026 <br> Ready for Review-Document Uploaded. These are two separate accounts adding up to that amount in reserves - Seller-03/04/2026 <br> Counter-cannot accept a HELOC credit availability as an asset as funds must be on deposit and any balance and payment accounted for. this is not an asset - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Document Uploaded. Total Balance $[Redacted] - Buyer-02/05/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] \*3 months reserves $[Redacted], available $[Redacted], Shortage $-$[Redacted]. Need additional 1 months of asset statements. - Due Diligence Vendor-02/02/2026 | Ready for Review-Document Uploaded. These are two separate accounts adding up to that amount in reserves - Seller-03/04/2026<br>| Resolved-Total Qualified Assets for Reserves Post-Close of $[Redacted] is equal to or greater than Total Required Reserve Amount of $[Redacted] - Due Diligence Vendor-03/04/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7405155 |
| 363 |  | D A | Closed | FCRE1226 | 2026-02-02 15:49 | 2026-02-12 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-avm for transfer now present - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-02/12/2026 <br>Counter-guidelines call for a AVM or review product not CU score. Regardless of SSR CU score, an eligible form of secondary valuation ([Redacted]-pulled AVM with confidence score of 90%+ and value not more than 10% less than the appraised value) is required for each transferred appraisal - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/05/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-02/05/2026 <br>Open-Appraisal transfer in file. Need secondary valuation doc.<br> - Due Diligence Vendor-02/02/2026 |  | Resolved-avm for transfer now present - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7406848 |
| 363 |  | D A | Closed | FCOM4028 | 2026-02-02 11:01 | 2026-02-02 15:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7402083 |
| 364 |  | D B A | Closed | FCOM4028 | 2026-02-02 08:57 | 2026-02-03 14:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7398442 |
| 364 |  | D B A | Closed | FCRE6763 | 2026-02-02 10:48 | 2026-02-02 10:48 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Exception for unstable income deposits<br>Approved with conditions of 0.25 to price<br>Waiver on page 5 of 170 - Due Diligence Vendor-02/02/2026 |  | Waived-Exception for unstable income deposits<br>Approved with conditions of 0.25 to price<br>Waiver on page 5 of 170 - Due Diligence Vendor-02/02/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history,No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required, Borrowercontribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7401831 |
| 365 |  | D A | Closed | FCOM4028 | 2026-02-02 07:29 | 2026-02-02 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7396229 |
| 366 |  | D A | Closed | FCOM4028 | 2026-02-02 07:15 | 2026-02-02 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7395807 |
| 367 |  | D A | Closed | FCOM4028 | 2026-02-03 08:13 | 2026-02-04 09:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7416443 |
| 368 |  | D B A | Closed | FCOM4028 | 2026-02-02 11:32 | 2026-02-03 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7402738 |
| 368 |  | D B A | Closed | FCRE1158 | 2026-02-02 13:31 | 2026-02-02 13:31 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Hazard Insurance Policy Partially Provided As Per guide all perils must be settled on replacement cost basis<br> Exception form is provided to processed with loan No RCE roff<br> Exception form is on 10 of 115<br> Approved with condition [Redacted] 0.25 to price - Due Diligence Vendor-02/02/2026 |  | Waived-Hazard Insurance Policy Partially Provided As Per guide all perils must be settled on replacement cost basis<br> Exception form is provided to processed with loan No RCE roff<br> Exception form is on 10 of 115<br> Approved with condition [Redacted] 0.25 to price - Due Diligence Vendor-02/02/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Borrower contribution<br> exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7405009 |
| 369 |  | D A | Closed | FCOM4028 | 2026-02-02 14:12 | 2026-02-04 10:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7405844 |
| 370 |  | D A | Closed | FCOM4028 | 2026-02-03 06:24 | 2026-02-04 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7413620 |
| 371 |  | D A | Closed | FCOM4028 | 2026-02-04 07:54 | 2026-02-06 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Ready for Review- File was recently closed,recorded mortgage is not available yet. - Buyer-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7437626 |
| 372 |  | D B A | Closed | FCRE1964 | 2026-02-03 12:42 | 2026-03-23 07:44 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Missing income documentation | Waived-no 2025 transcript available yet. Provided a waiver to this as not present yet and was not self employed prior to 2025 - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Please see the exception form that was uploaded for employment. - Buyer-02/06/2026 <br>Open-- borrower provided 2025 1099 that was not validated with an IRS transcript. 2023 and 2024 transcripts provided but borrower was not employed as 1099 in either of those years and 1040 2024 tax return is also missing which is considered by lender as per lender sheet refer Pg. no 16 of 46<br> - Due Diligence Vendor-02/04/2026 <br>Open- - borrower provided 2025 1099 that was not validated with an IRS transcript. 2023 and 2024 transcripts provided but borrower was not employed as 1099 in either of those years and 1040 2023 tax return is also missing. - Due Diligence Vendor-02/03/2026 |  | Waived-no 2025 transcript available yet. Provided a waiver to this as not present yet and was not self employed prior to 2025 - Due Diligence Vendor-02/09/2026<br>|  | Several income sources and DTI below 45%, 5 years on current job, Residual income >=3000$, No credit events past 40 months, 5+ years<br> credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum<br> required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7424668 |
| 372 |  | D B A | Closed | FCRE6696 | 2026-02-03 12:38 | 2026-03-23 07:44 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-waiving 2 yr 1099 for self employed <br> Please allow 1Y 1099 Second Job<br> Comments Please allow using 2025 1099 income for the borrower's second job. Borrower is a [Redacted] that has been<br> in the business for 5+ years; he works a [Redacted] on the second job as well, making him have several<br> sources of income all from the same stable field; no tax transcripts for 2025 will be available however, all<br> available tax returns can be provided, tax transcripts for 2024 and 2023 were already provided. Please feel<br> free to request any extra documentation you might need and 1099 pricing - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Please see the attached exception form for employment. - Buyer-02/06/2026 <br> Open- - borrower is a 1099 for [Redacted] making him self employed. Only 1 year of self employment provided. 2 years of self employment required. - Due Diligence Vendor-02/03/2026 |  | Waived-waiving 2 yr 1099 for self employed <br> Please allow 1Y 1099 Second Job<br> Comments Please allow using 2025 1099 income for the borrower's second job. Borrower is a [Redacted] that has been<br> in the business for 5+ years; he works a [Redacted] on the second job as well, making him have several<br> sources of income all from the same stable field; no tax transcripts for 2025 will be available however, all<br> available tax returns can be provided, tax transcripts for 2024 and 2023 were already provided. Please feel<br> free to request any extra documentation you might need and 1099 pricing - Due Diligence Vendor-02/09/2026 |  | Several income sources and DTI below 45%, 5 years on current job, Residual income >=3000$, No credit events past 40 months, 5+ years<br> credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum<br> required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7424570 |
| 373 |  | D B A | Closed | FCRE9991 | 2026-02-03 12:41 | 2026-02-05 12:14 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender stated their DTI is within tolerance - Due Diligence Vendor-02/05/2026 <br> Ready for Review-DTI is with in tollerance - Buyer-02/04/2026 <br> Open-\*DTI is off by 1.52, lender DTI is 53.28% \*Income and PITIA is matches \*Reason as Lender considered all other monthly payment is $[Redacted], Audited all other monthly payments is $[Redacted] hence the difference \*DTI should be PITIA $[Redacted] + Debts from Credit report of $[Redacted] + negative rents used of $[Redacted] / Income of $[Redacted] = 51.76%, DTI which is 51.76%<br> 2. Tape FICO is 773 whereas all borrower Mid FICO is 746. - Due Diligence Vendor-02/04/2026 <br> Open-\*DTI is off by 1.52, lender DTI is 53.28%<br> \*Income and PITIA is matches<br> \*Reason as Lender considered all other monthly payment is $[Redacted], Audited all other monthly payments is $22,482.61 hence the difference<br> \*DTI should be PITIA $[Redacted] + Debts from Credit report of $[Redacted] + negative rents used of $[Redacted] / Income of $[Redacted] = 51.76%, DTI which is 51.76% - Due Diligence Vendor-02/03/2026 |  | Resolved-lender stated their DTI is within tolerance - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7424635 |
| 373 |  | D B A | Closed | FCRE1964 | 2026-02-03 12:22 | 2026-02-05 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-missing income docs now present - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Document Uploaded. Please review uploaded assets dosc for borrower 2 and pension docs for borrower 3 - Buyer-02/04/2026 <br> Open-\*For Borrower 2 Asset depletion $[Redacted], Other income $[Redacted] and borrower3 pension income $[Redacted] income documents are missing in file refer pg. no 383. - Due Diligence Vendor-02/03/2026 |  | Resolved-missing income docs now present - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7424190 |
| 373 |  | D B A | Closed | FCOM4028 | 2026-02-03 06:36 | 2026-02-04 13:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7413903 |
| 373 |  | D B A | Closed | FCRE1437 | 2026-02-03 12:22 | 2026-02-03 14:59 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-\*Non- occupant co-borrower has highest income<br> \*Exception is provided to proceed the loan with non- occupant co-borrower has highest income<br> \*Exception is on pg 1115<br> \*Approved With Conditions 0.25 to price<br> - - Due Diligence Vendor-02/03/2026 |  | Waived-\*Non- occupant co-borrower has highest income<br> \*Exception is provided to proceed the loan with non- occupant co-borrower has highest income<br> \*Exception is on pg 1115<br> \*Approved With Conditions 0.25 to price<br> - - Due Diligence Vendor-02/03/2026<br>|  | \*5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7424171 |
| 374 |  | D A | Closed | FCOM4028 | 2026-02-03 07:50 | 2026-02-03 11:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7415801 |
| 375 |  | D A | Closed | FCOM4028 | 2026-02-03 21:41 | 2026-02-05 09:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7429928 |
| 376 |  | D A | Closed | FCOM4028 | 2026-02-04 11:22 | 2026-02-05 09:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7445052 |
| 377 |  | D B A C | Closed | 50001252-Fees-Limited | 2026-02-03 09:46 | 2026-02-06 10:50 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-This is acceptable. - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. Please review uploaded initial CD 1/07/2026 - Buyer-02/05/2026 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Appraisal Re-inspection Fee for $570.00 was added to CD 01/21/2026. We have a Change of Circumstance in file dated 01/07/2026 with the Appraisal Re-inspection fee disclosed but no Closing Disclosure or Loan Estimate to go with it. - Due Diligence Vendor-02/03/2026 <br>Open- - Due Diligence Vendor-02/03/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 7420932 |
| 377 |  | D B A C | Closed | 50001251-Fees-Limited | 2026-02-03 09:46 | 2026-02-06 10:50 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable. - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. Initial CD 1/07/2026 uploaded . - Buyer-02/05/2026 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Appraisal Re-inspection Fee for $570.00 was added to CD 01/21/2026. We have a Change of Circumstance in file dated 01/07/2026 with the Appraisal Re-inspection fee disclosed but no Closing Disclosure or Loan Estimate to go with it. - Due Diligence Vendor-02/03/2026 <br>Open- - Due Diligence Vendor-02/03/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 7420931 |
| 377 |  | D B A C | Closed | FCOM4028 | 2026-02-03 07:45 | 2026-02-05 06:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 7415351 |
| 377 |  | D B A C | Closed | FVAL6465 | 2026-02-03 09:01 | 2026-02-03 09:01 | Waived | 2 - Non-Material B | Property | Property | Property is listed for sale | Waived-Exception for property being listed during submission<br>Approved with conditions of 0.25 to price<br>Waiver on page 88 of 110 - Due Diligence Vendor-02/03/2026 |  | Waived-Exception for property being listed during submission<br>Approved with conditions of 0.25 to price<br>Waiver on page 88 of 110 - Due Diligence Vendor-02/03/2026<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late<br> payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum,<br> Credit score >40 points than minimum required, DTI 21.108; 17+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | Originator Pre-Close | Yes | 7419177 |
| 378 |  | D A | Closed | FCOM4028 | 2026-02-03 07:18 | 2026-02-04 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7414727 |
| 379 |  | D A | Closed | FCOM4028 | 2026-02-03 21:19 | 2026-02-05 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Ready for Review-The file was recently closed,recorded mortgage is not available yet. - Buyer-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7429830 |
| 380 |  | D A | Closed | FCOM4028 | 2026-02-03 08:05 | 2026-02-04 15:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7416261 |
| 381 |  | D B A | Closed | FCOM4028 | 2026-02-03 07:29 | 2026-02-05 08:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7414944 |
| 381 |  | D B A | Closed | FCRE1248 | 2026-02-03 09:31 | 2026-02-03 09:31 | Waived | 2 - Non-Material B | Credit | Eligibility | Purchase is not considered to be an Arm's Length Transaction | Waived-Purchase is not considered to be an Arm's Length Transaction As per guide Family member sales is acceptable<br> As exception form proceed with Non-arm's property trade<br> Approved With Conditions [Redacted] max, 0.25 to price<br> Exception form page no 35 of 166 - Due Diligence Vendor-02/03/2026 |  | Waived-Purchase is not considered to be an Arm's Length Transaction As per guide Family member sales is acceptable<br> As exception form proceed with Non-arm's property trade<br> Approved With Conditions [Redacted] max, 0.25 to price<br> Exception form page no 35 of 166 - Due Diligence Vendor-02/03/2026<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7420671 |
| 382 |  | D A | Closed | FCOM4028 | 2026-02-03 22:15 | 2026-02-05 08:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7430060 |
| 383 |  | B A | Closed | FCRE1198 | 2026-02-03 15:40 | 2026-03-23 10:07 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-As per rate Sheet LA > $[Redacted]: 12 months reserves required<br> Exception is provided for 9 months reserves instead of 12<br> Approved Conditions : [Redacted] max, 0.25 to price<br> Exception Form page no 214 of 242 - Due Diligence Vendor-02/03/2026 |  | Waived-As per rate Sheet LA > $[Redacted]: 12 months reserves required<br> Exception is provided for 9 months reserves instead of 12<br> Approved Conditions : [Redacted] max, 0.25 to price<br> Exception Form page no 214 of 242 - Due Diligence Vendor-02/03/2026 |  | 10 years or more in the same line of employment, No credit events past 40 months, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7427273 |
| 384 |  | D A | Closed | FVAL1039 | 2026-02-04 08:24 | 2026-02-09 14:23 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-CU now present and score is 1 - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please see the FNMA SSR. - Buyer-02/06/2026 <br>Open- - AVM (page 23) has a confidence score of 89%. Missing FNMA SSR CU scores. - Due Diligence Vendor-02/04/2026 |  | Resolved-CU now present and score is 1 - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7439909 |
| 384 |  | D A | Closed | FPRO1242 | 2026-02-04 08:17 | 2026-02-09 09:45 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please see the Appraisal. - Buyer-02/06/2026 <br>Open-Appraisal is Missing - Due Diligence Vendor-02/04/2026 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7439559 |
| 384 |  | D A | Closed | FCOM4028 | 2026-02-04 07:10 | 2026-02-05 07:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7436147 |
| 385 |  | D A | Closed | FCOM4028 | 2026-02-03 11:17 | 2026-02-05 06:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7422820 |
| 386 |  | D B A | Closed | FCOM4028 | 2026-02-04 09:26 | 2026-02-04 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7441387 |
| 386 |  | D B A | Closed | FCRE1247 | 2026-02-04 12:50 | 2026-02-04 12:50 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-Per Guide: No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> Exception form provided for sales price exceeds listing price by $5001 contract shows $7500. Sales price is less than 3 percent of former listing.<br> Exception form page#150 of 157<br> Approved With Conditions: [Redacted] Max, 0.25 to price<br> - Due Diligence Vendor-02/04/2026 |  | Waived-Per Guide: No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> Exception form provided for sales price exceeds listing price by $5001 contract shows $7500. Sales price is less than 3 percent of former listing.<br> Exception form page#150 of 157<br> Approved With Conditions: [Redacted] Max, 0.25 to price<br> - Due Diligence Vendor-02/04/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7446929 |
| 386 |  | D B A | Closed | FCRE1158 | 2026-02-04 12:34 | 2026-02-04 12:34 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Hazard Insurance Policy Partially Provided As Per guide all perils must be settled on replacement cost basis<br> Exception form provided for Depreciated roof coverage after 15 years<br> Exception form page#151 of 157<br> Approved With Conditions: [Redacted] Max, 0.25 to price - Due Diligence Vendor-02/04/2026 |  | Waived-Hazard Insurance Policy Partially Provided As Per guide all perils must be settled on replacement cost basis<br> Exception form provided for Depreciated roof coverage after 15 years<br> Exception form page#151 of 157<br> Approved With Conditions: [Redacted] Max, 0.25 to price - Due Diligence Vendor-02/04/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7446621 |
| 387 |  | D A | Closed | FCOM4028 | 2026-02-04 10:51 | 2026-02-05 09:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7444484 |
| 388 |  | D A C | Closed | FCOM5814 | 2026-02-04 11:22 | 2026-02-10 10:19 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-fee name now present - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Document Uploaded. Please see the CD with updated fee name (Selling Broker Transaction Fee). - Buyer-02/10/2026 <br>Open-Final CD 01/28/2026 Other Costs, Section H, Line 01 fee name is "" is missing the actual fee name description. - Due Diligence Vendor-02/04/2026 |  | Resolved-fee name now present - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7445051 |
| 388 |  | D A C | Closed | FCOM4028 | 2026-02-04 07:04 | 2026-02-05 11:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7436018 |
| 389 |  | D A | Closed | FCOM4028 | 2026-02-04 07:39 | 2026-02-05 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7436959 |
| 390 |  | D A | Closed | FCRE9991 | 2026-02-05 11:11 | 2026-02-19 09:00 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-Lender agrees with TPR with calc. - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Document Uploaded. Our system uses primary housing total amount and not just PITIA, which gives the discrepancy. - Buyer-02/18/2026 <br> Open-DTI is off by 0.32% Lender DTI is 27.47%<br> - Reason :- All other EXP , Income and PITI is matching Unable to identify how lender calculated DTI <br> - DTI should be PITI+ Other EXP / Income = $[Redacted] + $[Redacted] / $[Redacted] = 27.15% - Due Diligence Vendor-02/05/2026 |  | Resolved-Lender agrees with TPR with calc. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7472534 |
| 390 |  | D A | Closed | FCOM4028 | 2026-02-04 06:50 | 2026-02-05 11:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7435805 |
| 391 |  | D B A | Closed | FCRE8201 | 2026-02-04 08:38 | 2026-02-24 12:03 | Waived | 2 - Non-Material C B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Co borrower is a non occupant and is primary wage earner- waiver now present <br> C-O: non-occupying sole earner & partner settling own debt<br> - Due Diligence Vendor-02/24/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/24/2026 <br> Counter-disagree. 1. the coborrower current address is not subject address and they marked they DO NOT intend to occupy. This is a non occupant coborrower. (note all the DTI was FIXED by adding the b2 primary housing expenses so they dont live here) 2. the pay off is the originating lender. waiver required for both items - Due Diligence Vendor-02/10/2026 <br> Ready for Review-System shows that the Co-borrower is occupying the subject property after closing and is not a non-occupying co-borrower. The borrower's signed the closing package this way. - Buyer-02/09/2026 <br> Open-Loan is a cash out with a Non Occupant Cobwr (primary bwrs family member). Non Occupying Bwr is the sole income earner/qualifier. Per GL - Such non-occupant borrowers cannot be the primary income earners and Non-occupying co-borrowers are ineligible for cash-out transactions. Further - This is an institutional lender but the gl reads - INELIGIBLE DEBT PAYOFF - Refinances that involve the payoff of a debt owed to the originating lender or to an affiliate of the originating lender are ineligible for financing. If the debt being satisfied through the new transaction was originated, funded, or is currently held by the same lender originating the refinance, the transaction is not considered a bona fide refinance and is not permitted. [Redacted] correspondent paying off a [Redacted]loan. - Due Diligence Vendor-02/04/2026 |  | Waived-Co borrower is a non occupant and is primary wage earner- waiver now present <br> C-O: non-occupying sole earner & partner settling own debt<br> - Due Diligence Vendor-02/24/2026<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7440507 |
| 391 |  | D B A | Closed | FCRE9991 | 2026-02-04 13:45 | 2026-02-10 10:34 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI is now matching at 20.32 - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Property was not included properly. fixed - Seller-02/09/2026 <br> Open-DTI is off by 1.52% Lender DTI is 18.80%<br> - DTI is off as lender did not considered borrower 2 Primary housing EXP into DTI for $533.41<br> - DTO should be PITIA+ Other EXP / Income = $[Redacted] /$[Redacted] = 20.32%<br> 2. Tape reflecting FICO is 738 where MID FICO is 807. - Due Diligence Vendor-02/04/2026 | Ready for Review-Document Uploaded. Property was not included properly. fixed - Seller-02/09/2026<br>| Resolved-DTI is now matching at 20.32 - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7447820 |
| 391 |  | D B A | Closed | FCOM9970 | 2026-02-04 09:47 | 2026-02-06 11:02 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/05/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing initial Closing Disclosure. - Due Diligence Vendor-02/04/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7441882 |
| 391 |  | D B A | Closed | FCOM5814 | 2026-02-04 09:46 | 2026-02-06 11:02 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. - Seller-02/05/2026 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-02/04/2026 | Ready for Review-Document Uploaded. - Seller-02/05/2026<br>| Resolved-This is acceptable. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7441861 |
| 391 |  | D B A | Closed | FCOM4028 | 2026-02-04 07:38 | 2026-02-04 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7436922 |
| 392 |  | D B A | Closed | FCOM4028 | 2026-02-04 06:59 | 2026-02-04 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7435948 |
| 392 |  | D B A | Closed | FVAL5472 | 2026-02-04 08:32 | 2026-02-04 08:32 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Property: Per Guide, Gross living area should be minimum or above 500 square feet<br> Exception form provided to allow for 2 of 3 units are less than 500 sq.ft<br> Exception form page#22 of 73<br> Approved With Conditions: [Redacted] Max<br>- Due Diligence Vendor-02/04/2026 |  | Waived-Property: Per Guide, Gross living area should be minimum or above 500 square feet<br> Exception form provided to allow for 2 of 3 units are less than 500 sq.ft<br> Exception form page#22 of 73<br> Approved With Conditions: [Redacted] Max<br>- Due Diligence Vendor-02/04/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7440290 |
| 393 |  | D A | Closed | FCOM4028 | 2026-02-05 14:54 | 2026-02-09 10:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7477081 |
| 394 |  | D B A | Closed | FCOM4028 | 2026-02-05 13:56 | 2026-02-09 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7476145 |
| 394 |  | D B A | Closed | FCRE5275 | 2026-02-05 15:47 | 2026-02-05 15:47 | Waived | 2 - Non-Material B | Credit | Eligibility | Asset do not meet guidelines | Waived-2nd account holder is not a borrower<br> Pg. 25<br> Comments Requesting to proceed with personal bank account where 2nd account holder (wife) is not a borrower<br> please. Borrower is a [Redacted], 5+ years credit history, great credit 786 mid score, no credit events or lates.<br> Thank you<br> - Due Diligence Vendor-02/05/2026 |  | Waived-2nd account holder is not a borrower<br> Pg. 25<br> Comments Requesting to proceed with personal bank account where 2nd account holder (wife) is not a borrower<br> please. Borrower is a [Redacted], 5+ years credit history, great credit 786 mid score, no credit events or lates.<br> Thank you<br> - Due Diligence Vendor-02/05/2026 |  | Compensating Factors<br> No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/26/2026 0.25 to price | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7478265 |
| 395 |  | D A | Closed | FCRE9991 | 2026-02-04 10:39 | 2026-02-10 10:53 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender guidelines recently changed to use the highest mid for primary wage. each borrower makes same as 50% owners. So used highest score since income the same. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Both borrower income is same. Hence, we have applied whichever is more favorable for loan. - Buyer-02/09/2026 <br> Open-Data Tape FICO 768. The lowest mid score for both borrowers is 754. ([Redacted]: The borrower with the highest monthly income is considered the primary wage earner and their credit score will be used as the representative credit score. There are two borrowers that are partners and make the exact same income amount. The lowest mid score for both borrowers is 754.) - Due Diligence Vendor-02/04/2026 |  | Resolved-lender guidelines recently changed to use the highest mid for primary wage. each borrower makes same as 50% owners. So used highest score since income the same. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7443199 |
| 395 |  | D A | Closed | FCOM4028 | 2026-02-04 08:57 | 2026-02-05 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7440890 |
| 396 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA |  |  |  |
| 397 |  | D A | Closed | FCOM4028 | 2026-02-05 06:47 | 2026-02-06 09:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7460877 |
| 398 |  | D A | Closed | FCOM4028 | 2026-02-04 21:40 | 2026-02-06 11:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7453841 |
| 399 |  | D B A | Closed | FCOM4028 | 2026-02-04 15:20 | 2026-02-05 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7449832 |
| 399 |  | D B A | Closed | FVAL6465 | 2026-02-04 16:25 | 2026-02-05 13:28 | Waived | 2 - Non-Material B | Property | Property | Property is listed for sale | Waived-Property type is refinance, if property listed within 2months is not acceptable.<br> Exception form proceed with Home was listed for sale 2 months ago.<br> Approved With Conditions [Redacted] MAX & 0.25 to price<br> Exception form page no 15 of 137<br> - Due Diligence Vendor-02/04/2026 |  | Waived-Property type is refinance, if property listed within 2months is not acceptable.<br> Exception form proceed with Home was listed for sale 2 months ago.<br> Approved With Conditions [Redacted] MAX & 0.25 to price<br> Exception form page no 15 of 137<br> - Due Diligence Vendor-02/04/2026<br>|  | No credit events past 40 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7450822 |
| 400 |  | D B A | Closed | FCRE9802 | 2026-02-05 08:43 | 2026-03-23 09:28 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower is First Time Homebuyer and Program Does Not Allow This | Waived-Borrower cannot be first time homebuyer for this program \*As per guide FTHB with payment shock exceed 250% are ineligible<br> \*Exception is provided to proceed the loan with payment shock exceed 250%<br> \*Exception is on pg 55 of 270<br> \*Approved With Conditions 0.25 to price<br>- Due Diligence Vendor-02/05/2026 |  | Waived-Borrower cannot be first time homebuyer for this program \*As per guide FTHB with payment shock exceed 250% are ineligible<br> \*Exception is provided to proceed the loan with payment shock exceed 250%<br> \*Exception is on pg 55 of 270<br> \*Approved With Conditions 0.25 to price<br>- Due Diligence Vendor-02/05/2026<br>|  | \*Several income sources and DTI below 45%, No credit events past 40 months, 2+ borrowers on the loan | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7465366 |
| 400 |  | D B A | Closed | FCOM4028 | 2026-02-04 15:47 | 2026-02-06 08:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7450190 |
| 401 |  | D B A | Closed | FCOM4028 | 2026-02-05 07:04 | 2026-02-06 09:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7461233 |
| 401 |  | D B A | Closed | FCRE1228 | 2026-02-05 09:02 | 2026-02-05 09:02 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-16 NSF exceeds max allowed on bank statement program<br> Pg. 28<br> 16 NSFs<br> Comments Borrower isn't FTHB, they have ownership (wife is owner on title, property is paid off and free and clear).<br> - Due Diligence Vendor-02/05/2026 |  | Waived-16 NSF exceeds max allowed on bank statement program<br> Pg. 28<br> 16 NSFs<br> Comments Borrower isn't FTHB, they have ownership (wife is owner on title, property is paid off and free and clear).<br> - Due Diligence Vendor-02/05/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution<br> exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/18/2025 80% LTV MAX | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7466175 |
| 402 |  | D A | Closed | FCRE1212 | 2026-02-05 12:53 | 2026-02-12 08:46 | Resolved | 1 - Information B A | Credit | Missing Doc | Purchase Contract is Partial | Resolved- - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. Please see the Addendums to Contract. - Buyer-02/12/2026 <br>Open-Purchase contract has not been fully provided addendum for $3095 concession missing. Pg 1 says $2095 and isnt signed - Due Diligence Vendor-02/05/2026 | addendum now signed and has correct concession amount present - 02/12/2026 <br>|  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7475022 |
| 402 |  | D A | Closed | FCOM4028 | 2026-02-05 10:30 | 2026-02-06 09:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7471341 |
| 403 |  | D A | Closed | FCRE1158 | 2026-02-05 07:50 | 2026-02-10 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. Please see the attached insurance invoice showing premium amount of $[Redacted] and email confirmation of annual premium of $[Redacted]. - Buyer-02/10/2026 <br> Open-Hazard Insurance Policy Partially Provided Policy Premium is not matching, as per document premium is given $[Redacted], and Lender considered $[Redacted].<br> Refer page #9 of 114 - Due Diligence Vendor-02/05/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7462541 |
| 403 |  | D A | Closed | FCOM4028 | 2026-02-05 06:24 | 2026-02-06 06:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7460090 |
| 404 |  | D A C | Closed | FCOM5814 | 2026-02-05 09:00 | 2026-02-11 14:20 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-proof of delivery now present - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. Please review uploaded print out - Buyer-02/11/2026 <br>Open-Provide evidence initial CD 01/22/2026 was electronically sent. - Due Diligence Vendor-02/05/2026 |  | Resolved-proof of delivery now present - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7466056 |
| 404 |  | D A C | Closed | FCOM4028 | 2026-02-04 23:53 | 2026-02-06 10:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7454540 |
| 405 |  | D A | Closed | FCOM4028 | 2026-02-05 03:29 | 2026-02-06 10:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7455685 |
| 406 |  | D A | Closed | FCOM4028 | 2026-02-05 06:25 | 2026-02-05 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7460122 |
| 407 |  | D A | Closed | FCRE1964 | 2026-02-06 12:14 | 2026-02-11 14:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-lender removed other income entered by mistake. DTI is now at 39.65 - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. Please review revised 1003 &1008. The rental income $[Redacted] was counted twice ;other income of $[Redacted] was removed and now DTI is higher. - Buyer-02/11/2026 <br> Open-Other Income of $[Redacted] no supporting document is in file. refer pg. no 262 & 1 - Due Diligence Vendor-02/06/2026 |  | Resolved-lender removed other income entered by mistake. DTI is now at 39.65 - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7495895 |
| 407 |  | D A | Closed | FCOM4028 | 2026-02-05 09:55 | 2026-02-06 12:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7469978 |
| 408 |  | D A | Closed | FCOM4028 | 2026-02-04 21:10 | 2026-02-06 07:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7453721 |
| 409 |  | D A | Closed | FCOM4028 | 2026-02-05 10:38 | 2026-02-06 14:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7471523 |
| 410 |  | D A | Closed | FCOM4028 | 2026-02-05 12:58 | 2026-02-06 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7475152 |
| 411 |  | D B A | Closed | FCRE6763 | 2026-02-06 10:10 | 2026-02-12 09:44 | Waived | 2 - Non-Material C B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-personal bank statement loan and other party not on transaction-waiver provided - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/11/2026 <br>Open-there is another party on personal account not on loan. there is a borrower explanation (pg 498)_ but guidelines dont allow for this and no exception in file - Due Diligence Vendor-02/06/2026 |  | Waived-personal bank statement loan and other party not on transaction-waiver provided - Due Diligence Vendor-02/12/2026<br>|  | Several income sources and DTI below 45%, 5 years on current job, 10 years or more in the same line of employment, No credit events<br> past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement<br> >=5%, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7492308 |
| 411 |  | D B A | Closed | FCRE1228 | 2026-02-06 10:08 | 2026-02-12 09:31 | Waived | 2 - Non-Material C B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-exceeds max NSFs allowed for bank statement program - waiver now present - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/11/2026 <br>Open-there are more than 4 NSF and no exception (pg 277, 351, 370) - Due Diligence Vendor-02/06/2026 |  | Waived-exceeds max NSFs allowed for bank statement program - waiver now present - Due Diligence Vendor-02/12/2026<br>|  | Several income sources and DTI below 45%, 5 years on current job, 10 years or more in the same line of employment, No credit events<br> past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement<br> >=5%, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7492236 |
| 411 |  | D B A | Closed | FCOM4028 | 2026-02-06 07:31 | 2026-02-09 10:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7487598 |
| 411 |  | D B A | Closed | FPRO1149 | 2026-02-06 09:56 | 2026-02-06 09:56 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold Leasehold<br> Comments Please allow to proceed with the current property which is currently under leasehold agreement. Please<br> see the agreement in the doc manager for more details.<br> - Due Diligence Vendor-02/06/2026 |  | Waived-Property Rights are Lease Hold Leasehold<br> Comments Please allow to proceed with the current property which is currently under leasehold agreement. Please<br> see the agreement in the doc manager for more details.<br> - Due Diligence Vendor-02/06/2026<br>|  | Compensating Factors<br> Several income sources and DTI below 45%, 5 years on current job, Residual income >=3000$, 10 years or more in the same line of<br> employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Borrower<br> contribution exceeds requirement >=5%, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/21/2026 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7492005 |
| 412 |  | D B A C | Closed | FCRE1193 | 2026-02-06 12:31 | 2026-02-26 12:24 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-DTI exceeds guidelines since no proof of debt omission present - Due Diligence Vendor-02/26/2026 <br> Ready for Review-Document Uploaded. Please review uploaded exception - Seller-02/26/2026 <br> Counter-need proof the other debts are paid off or must be included in DTI. Nothing in file why omitted - Due Diligence Vendor-02/12/2026 <br> Ready for Review-DTI is 49.697%. [Redacted] - Buyer-02/11/2026 <br> Open-lender didnt include other debts and DTI is now over 50% on cash out - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. Please review uploaded exception - Seller-02/26/2026<br>| Waived-DTI exceeds guidelines since no proof of debt omission present - Due Diligence Vendor-02/26/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Reserves >6 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7496519 |
| 412 |  | D B A C | Closed | FCRE9991 | 2026-02-06 12:30 | 2026-02-26 12:20 | Waived | 2 - Non-Material A B | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Waived-DTI Exceeds 50%- no proof of debt omission present. waiver provided - Due Diligence Vendor-02/26/2026 <br> Ready for Review-Document Uploaded. Please review uploaded exception - Seller-02/26/2026 <br> Counter-need proof the other debts are paid off or must be included in DTI. Nothing in file why omitted - Due Diligence Vendor-02/12/2026 <br> Ready for Review- [Redacted].As per final 1003 only $[Redacted] and $[Redacted] were added to the liabilities. - Buyer-02/11/2026 <br> Open-DTI is 51.54 (Debts from credit are ($[Redacted]) and lender only used 252 and 277. Total debs are $[Redacted] from credit +$-[Redacted] neg rents + PITIA on subject of $[Redacted]=$[Redacted]=51.54 - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. Please review uploaded exception - Seller-02/26/2026<br>| Waived-DTI Exceeds 50%- no proof of debt omission present. waiver provided - Due Diligence Vendor-02/26/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Reserves >6 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7496303 |
| 412 |  | D B A C | Closed | FVAL5524 | 2026-02-06 13:31 | 2026-02-17 12:48 | Waived | 2 - Non-Material C B | Property | Property | Ineligible Property | Waived-acreage exceeds 10 - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. Please review uploaded exception - Seller-02/17/2026 <br> Open-property exceeds 10 acres. [Redacted] acres - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. Please review uploaded exception - Seller-02/17/2026<br>| Waived-acreage exceeds 10 - Due Diligence Vendor-02/17/2026<br>|  | No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6<br> months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7497870 |
| 412 |  | D B A C | Closed | FCRE1479 | 2026-02-06 12:27 | 2026-02-12 10:42 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-lender removed the CNB account and is using the bus account - Due Diligence Vendor-02/12/2026 <br> Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Document Uploaded. We used the business bank statement [Redacted] that belongs to the borrower. LLC - operating agreement re-uploaded as a proof that borrower owns the business<br> CNB was not used for qualification or assets purposes - Seller-02/11/2026 <br> Open-Asset Record 1 Does Not Meet G/L Requirements [Redacted] acct pg 67 does not cover 30 days and no account number or borrower name. Need prior statement to tie to borrower - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. We used the business bank statement [Redacted] that belongs to the borrower. LLC - operating agreement re-uploaded as a proof that borrower owns the business<br> [Redacted] was not used for qualification or assets purposes - Seller-02/11/2026 | Resolved-lender removed the [Redacted] account and is using the bus account - Due Diligence Vendor-02/12/2026 <br> Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-02/12/2026 |  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7496169 |
| 412 |  | D B A C | Closed | FCOM4028 | 2026-02-06 11:33 | 2026-02-09 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7494612 |
| 413 |  | D A | Closed | FCOM4028 | 2026-02-05 07:03 | 2026-02-09 09:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7461155 |
| 414 |  | D A | Closed | FCOM4028 | 2026-02-05 09:03 | 2026-02-09 08:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7466183 |
| 415 |  | D B A | Closed | FCOM4028 | 2026-02-05 10:39 | 2026-02-09 09:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7471549 |
| 415 |  | D B A | Closed | FCRE1235 | 2026-02-05 13:10 | 2026-02-05 13:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Cashout not Allowed | Waived-Exception for cash out refi and borrower is a non permanant resident<br>Approved with conditions of [Redacted] max and 0.25 to price<br>Waiver on page 59 of 60 - Due Diligence Vendor-02/05/2026 |  | Waived-Exception for cash out refi and borrower is a non permanant resident<br>Approved with conditions of [Redacted] max and 0.25 to price<br>Waiver on page 59 of 60 - Due Diligence Vendor-02/05/2026<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7475378 |
| 415 |  | D B A | Closed | FCRE5275 | 2026-02-05 13:08 | 2026-02-05 13:08 | Waived | 2 - Non-Material B | Credit | Eligibility | Asset do not meet guidelines | Waived-Exception for hysband on bank statement not being added to loan<br>Approved with conditoins of [Redacted] Max & 0.25 to price<br>Waiver on page 58 of 60 - Due Diligence Vendor-02/05/2026 |  | Waived-Exception for hysband on bank statement not being added to loan<br>Approved with conditoins of [Redacted] Max & 0.25 to price<br>Waiver on page 58 of 60 - Due Diligence Vendor-02/05/2026<br>|  | No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7475347 |
| 416 |  | D B A | Closed | FPRO1243 | 2026-02-06 08:42 | 2026-02-12 11:02 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal is Missing | Resolved-second appr due to loan amount size now present - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/11/2026 <br> Open-Loan amount over [Redacted] needs 2nd appraisal - Due Diligence Vendor-02/06/2026 |  | Resolved-second appr due to loan amount size now present - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7489121 |
| 416 |  | D B A | Closed | FCOM4028 | 2026-02-06 07:17 | 2026-02-09 12:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7487270 |
| 416 |  | D B A | Closed | FCRE1437 | 2026-02-06 08:43 | 2026-02-09 12:53 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Exception for business being in existence less than 24 months<br>Approved with conditions of 0.25 to price<br>Waiver on page 33 of 193 - Due Diligence Vendor-02/06/2026 |  | Waived-Exception for business being in existence less than 24 months<br>Approved with conditions of 0.25 to price<br>Waiver on page 33 of 193 - Due Diligence Vendor-02/06/2026<br>|  | 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7489169 |
| 416 |  | D B A | Closed | FCRE1228 | 2026-02-06 08:45 | 2026-02-06 08:45 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for over 6 nsfs in 12 month period, borrower has 13<br>Approved with conditions of [Redacted] max and 0.25 to price<br>Waiver on page 34 of 193 - Due Diligence Vendor-02/06/2026 |  | Waived-Exception for over 6 nsfs in 12 month period, borrower has 13<br>Approved with conditions of [Redacted] max and 0.25 to price<br>Waiver on page 34 of 193 - Due Diligence Vendor-02/06/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7489208 |
| 417 |  | D A | Closed | FCOM4028 | 2026-02-06 07:55 | 2026-02-09 12:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7488149 |
| 418 |  | D A | Closed | FCOM4028 | 2026-02-05 11:42 | 2026-02-06 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7473497 |
| 419 |  | D A | Closed | FCOM4028 | 2026-02-05 14:16 | 2026-02-06 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7476467 |
| 420 |  | D A | Closed | FCOM4028 | 2026-02-05 11:29 | 2026-02-06 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7473098 |
| 421 |  | D A | Closed | FCOM4028 | 2026-02-06 07:11 | 2026-02-09 13:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7487140 |
| 422 |  | D A | Closed | FCOM1221 | 2026-02-05 14:52 | 2026-02-09 10:27 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-notary stamp now present - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Notary Commission expires on May 29, 2029 per stamp. - Buyer-02/06/2026 <br>Open-The Deed of Trust is Incomplete DOT doc Notary date is missing refer page#232 of 424 - Due Diligence Vendor-02/05/2026 |  | Resolved-notary stamp now present - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7477057 |
| 422 |  | D A | Closed | FCOM4028 | 2026-02-05 14:48 | 2026-02-06 13:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7476994 |
| 423 |  | D B A C | Closed | FCRE9991 | 2026-02-06 14:21 | 2026-02-10 11:39 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated credit with correct scores now present - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Document Uploaded. Please see the associated credit report. Per GLs effective at the date of submission 07/17/2025, the lower mid score will be the qualifying FICO. - Buyer-02/09/2026 <br>Open-Tape FICO is 720 whereas File FICO is 746 as per Primary wage Earner - Due Diligence Vendor-02/06/2026 |  | Resolved-updated credit with correct scores now present - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7498959 |
| 423 |  | D B A C | Closed | FCOM4028 | 2026-02-05 14:25 | 2026-02-06 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7476637 |
| 423 |  | D B A C | Closed | FCRE1228 | 2026-02-05 16:24 | 2026-02-05 16:50 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived- As per guide Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed. <br> Exception is provided for 4 NSF's on bank statement calculation <br> Approved Conditions : as is<br> Exception Form page no 72 of 197 - Due Diligence Vendor-02/05/2026 |  | Waived- As per guide Maximum of 3 NSFs occurrences in the most recent 12-month period are allowed. <br> Exception is provided for 4 NSF's on bank statement calculation <br> Approved Conditions : as is<br> Exception Form page no 72 of 197 - Due Diligence Vendor-02/05/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7479794 |
| 424 |  | D A | Closed | FCOM4028 | 2026-02-06 06:32 | 2026-02-09 07:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7486458 |
| 425 |  | D A | Closed | FCOM4028 | 2026-02-06 06:32 | 2026-02-09 07:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7486463 |
| 426 |  | D A | Closed | FCRE8086 | 2026-02-06 09:51 | 2026-02-17 08:43 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Missing | Resolved-now present - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please see attached copy of the fully executed guaranty. - Buyer-02/13/2026 <br>Open-Subject loan closed in LLC. Personal Guaranty Agreement required<br> Note: refer page#83 of 770 - Due Diligence Vendor-02/06/2026 |  | Resolved-now present - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7491910 |
| 426 |  | D A | Closed | FCOM4028 | 2026-02-06 09:24 | 2026-02-06 13:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7491388 |
| 427 |  | D A | Closed | FCOM4028 | 2026-02-06 09:26 | 2026-02-10 08:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7491411 |
| 428 |  | D A | Closed | FCOM4028 | 2026-02-08 21:25 | 2026-02-10 07:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7509400 |
| 429 |  | D B A | Closed | FCOM4028 | 2026-02-09 03:33 | 2026-02-10 07:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7510975 |
| 429 |  | D B A | Closed | FCRE8201 | 2026-02-09 04:48 | 2026-02-09 06:27 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Modified Functional Replacement Cost, Acceptance of roof coverage - roof is 2 years old per Insurance in page #295 which is not allowed as per Guidelines, However exception document is in page # 304 - Due Diligence Vendor-02/09/2026 |  | Waived-Modified Functional Replacement Cost, Acceptance of roof coverage - roof is 2 years old per Insurance in page #295 which is not allowed as per Guidelines, However exception document is in page # 304 - Due Diligence Vendor-02/09/2026<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months- No Mortgage late payments in CBR Page #368<br> 5+ years credit history-Oldest tradeline date in CBR page # 368 is 09/01/2003 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7511532 |
| 430 |  | D A | Closed | FCOM4028 | 2026-02-08 23:13 | 2026-02-10 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7509767 |
| 431 |  | D A | Closed | FCOM4028 | 2026-02-09 04:11 | 2026-02-10 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7511243 |
| 432 |  | D A | Closed | FCOM4028 | 2026-02-09 08:01 | 2026-02-10 11:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7515369 |
| 433 |  | D A | Closed | FCOM4028 | 2026-02-06 10:27 | 2026-02-09 12:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7492729 |
| 434 |  | D A | Closed | FCOM4028 | 2026-02-08 22:38 | 2026-02-10 11:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7509635 |
| 435 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA |  |  |  |
| 436 |  | D B A | Closed | FCOM4028 | 2026-02-06 09:37 | 2026-02-09 13:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7491574 |
| 436 |  | D B A | Closed | FVAL5472 | 2026-02-06 10:58 | 2026-02-06 10:58 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Exception for property size over 10 acres<br>Approved with conditions of [Redacted] man and 0.25 to price - Due Diligence Vendor-02/06/2026 |  | Waived-Exception for property size over 10 acres<br>Approved with conditions of [Redacted] man and 0.25 to price - Due Diligence Vendor-02/06/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7493527 |
| 437 |  | D A | Closed | FCOM4028 | 2026-02-06 11:14 | 2026-02-09 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7494066 |
| 438 |  | D A | Closed | FCOM4028 | 2026-02-09 06:11 | 2026-02-10 08:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7513056 |
| 439 |  | D A | Closed | FVAL1039 | 2026-02-06 12:55 | 2026-02-12 15:12 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-BPO now present - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. Please see the BPO. - Buyer-02/12/2026 <br>Open-Need Secondary valuation document as UDCP report is missing verify CU score.<br> - Due Diligence Vendor-02/09/2026 <br>Open-\*Secondary valuation is missing in file - Due Diligence Vendor-02/06/2026 |  | Resolved-BPO now present - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7497085 |
| 439 |  | D A | Closed | FCOM4028 | 2026-02-06 10:41 | 2026-02-09 11:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7493048 |
| 440 |  | D A | Closed | FCOM4028 | 2026-02-06 14:12 | 2026-02-09 13:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7498721 |
| 441 |  | D A | Closed | FCOM4028 | 2026-02-09 10:38 | 2026-02-10 09:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7519504 |
| 442 |  | D A | Closed | FCRE8611 | 2026-02-09 08:22 | 2026-02-13 09:04 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-Underwriter approved 100% use of business funds - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Document Uploaded. Please see the attached email from the UW. Per the UW "We can take 100% of deposits if the business is a sole proprietorship (DBA) and the borrower is the business. This is because: a DBA is not a separate legal entity, income flows directly to the borrower, there is no business expense structure required to be deducted. Plus CPA confirmed the borrower is a sole proprietor. In other words: for a DBA, business income = personal income."<br> - Buyer-02/12/2026 <br>Open- - 12 months bank statements provided for income. The bank statements provided state it is a business account however there is no expense factor added to the deposits and the CPA letter does not address an expense factor. refer page no 22 of 133. - Due Diligence Vendor-02/09/2026 |  | Resolved-Underwriter approved 100% use of business funds - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7515767 |
| 442 |  | D A | Closed | FCOM4028 | 2026-02-09 07:23 | 2026-02-10 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7514489 |
| 443 |  | D B A | Closed | FVAL1310 | 2026-02-06 09:07 | 2026-02-24 09:25 | Waived | 2 - Non-Material D B | Property | Missing Doc | Missing HOA/Condo Certification | Waived-Condo approval expired at time of closing. exception now present<br> Pls allow Condo approval expired on the Note date<br> - Due Diligence Vendor-02/24/2026 <br>Ready for Review-Document Uploaded. Please see the Exception. - Buyer-02/24/2026 <br>Open- Page 1 of 396 - FNMA Project Approval expired 01/21/2026. Note date is 02/03/2026. Need updated Certification or full review docs. [Redacted] [Redacted]. - Due Diligence Vendor-02/06/2026 |  | Waived-Condo approval expired at time of closing. exception now present<br> Pls allow Condo approval expired on the Note date<br> - Due Diligence Vendor-02/24/2026<br>|  | Compensating Factors<br> Revolving debt is under 30%, Residual income >=3000$, No credit events past 40 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7489810 |
| 443 |  | D B A | Closed | FCOM4028 | 2026-02-06 08:06 | 2026-02-09 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7488393 |
| 443 |  | D B A | Closed | FCRE6696 | 2026-02-06 09:19 | 2026-02-06 09:19 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-Waived-As per guide, Guideline requires 2 years business existence history.<br> \*Exception form is provided to allow bwr with less than 2 years in current business, started 10/2024 - prior employment was in same field.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 131 of 151 - Due Diligence Vendor-02/06/2026 - Due Diligence Vendor-02/06/2026 |  | Waived-Waived-As per guide, Guideline requires 2 years business existence history.<br> \*Exception form is provided to allow bwr with less than 2 years in current business, started 10/2024 - prior employment was in same field.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 131 of 151 - Due Diligence Vendor-02/06/2026 - Due Diligence Vendor-02/06/2026<br>|  | DTI below 45%, Revolving debt is under 30%, Residual income >=$3000, No credit events past 40 months, No<br> mortgage late payments in the last 24 months, Borrower contribution exceeds requirement >=5%. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7490944 |
| 444 |  | D A | Closed | FCOM4028 | 2026-02-06 13:41 | 2026-02-09 14:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7498122 |
| 445 |  | D A | Closed | FCOM4028 | 2026-02-09 08:18 | 2026-02-10 08:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7515669 |
| 446 |  | D A | Closed | FCOM4028 | 2026-02-09 09:26 | 2026-02-10 07:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7517845 |
| 447 |  | D B A | Closed | FCRE1491 | 2026-02-06 15:05 | 2026-02-11 15:00 | Waived | 2 - Non-Material C B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-no bank account for reserves to be deposited from cash out as required by guidelines. Waiver now present - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/11/2026 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Reserves must be seasoned or sourced for 30 days: Bank statement is missing in the file. Note: Per guide for cash out proceeds are used for reserves most recent 1 month's bank statement must be provided prior to closing where funds will be disbursed. - Due Diligence Vendor-02/06/2026 |  | Waived-no bank account for reserves to be deposited from cash out as required by guidelines. Waiver now present - Due Diligence Vendor-02/11/2026<br>|  | 5 years on current job, 10 years or more in the same line of employment, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7500138 |
| 447 |  | D B A | Closed | FPRO1243 | 2026-02-06 15:22 | 2026-02-11 14:59 | Waived | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal is Missing | Waived-no second appr for loan amount size in file- waiver provided - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/11/2026 <br> Open-Second Appraisal required for loan amounts > $[Redacted]<br> Note: There are 3 Appraisal in File all the Appraisal Value $[Redacted] refer page#13,39,65 (SA) - Due Diligence Vendor-02/06/2026 |  | Waived-no second appr for loan amount size in file- waiver provided - Due Diligence Vendor-02/11/2026<br>|  | 5 years on current job, 10 years or more in the same line of employment, 5+ years credit history | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7500451 |
| 447 |  | D B A | Closed | FCOM4028 | 2026-02-06 13:39 | 2026-02-09 13:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7498066 |
| 448 |  | D B A | Closed | FCOM4028 | 2026-02-06 12:55 | 2026-02-09 13:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7497080 |
| 448 |  | D B A | Closed | FVAL5524 | 2026-02-06 14:59 | 2026-02-06 15:12 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-As per Rate Sheet Manufactured home not allowed <br> Exception is provided to allow Manufactured home<br> Approved Conditions : [Redacted] Max, 0.25 to price<br> Exception Form page no 1 of 245 - Due Diligence Vendor-02/06/2026 |  | Waived-As per Rate Sheet Manufactured home not allowed <br> Exception is provided to allow Manufactured home<br> Approved Conditions : [Redacted] Max, 0.25 to price<br> Exception Form page no 1 of 245 - Due Diligence Vendor-02/06/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7500002 |
| 449 |  | D A | Closed | FCOM4028 | 2026-02-06 12:40 | 2026-02-10 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7496701 |
| 450 |  | D A | Closed | FCOM4028 | 2026-02-09 01:52 | 2026-02-10 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7510447 |
| 451 |  | D A | Closed | FCOM4028 | 2026-02-10 06:11 | 2026-02-11 09:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7533147 |
| 452 |  | D A | Closed | FCOM4028 | 2026-02-09 09:17 | 2026-02-11 10:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7517053 |
| 453 |  | D B A | Closed | FCOM4028 | 2026-02-10 09:56 | 2026-02-11 10:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7539884 |
| 453 |  | D B A | Closed | FCRE1228 | 2026-02-10 10:57 | 2026-02-10 10:57 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-14 NSFs within the last 12 months<br> Comments Please team, kindly allow us to proceed with 11 NSF within the last 12 months.<br> Pg 29 - Due Diligence Vendor-02/10/2026 |  | Waived-14 NSFs within the last 12 months<br> Comments Please team, kindly allow us to proceed with 11 NSF within the last 12 months.<br> Pg 29 - Due Diligence Vendor-02/10/2026<br>|  | Compensating Factors<br> DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/24/2025 max LA 50k | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7541473 |
| 453 |  | D B A | Closed | FCRE4989 | 2026-02-10 10:40 | 2026-02-10 10:40 | Waived | 2 - Non-Material B | Credit | Closing | Collections, liens or judgments not paid at closing | Waived-Collection exceeding max allowed to be left open not paid.<br> pg 30<br> not paying off collection acccount<br> Comments The borrower has a collection account with a balance of $[Redacted]: it was a fraudulent activity that someone<br> used the borrower's account to order 3 smartphones. The borrower reported it to the police and it is being<br> investigated. <br> - Due Diligence Vendor-02/10/2026 |  | Waived-Collection exceeding max allowed to be left open not paid.<br> pg 30<br> not paying off collection acccount<br> Comments The borrower has a collection account with a balance of $[Redacted]: it was a fraudulent activity that someone<br> used the borrower's account to order 3 smartphones. The borrower reported it to the police and it is being<br> investigated. <br> - Due Diligence Vendor-02/10/2026 |  | Compensating Factors<br> Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/21/2026 0.5 to price | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7541144 |
| 454 |  | D A | Closed | FCOM1233 | 2026-02-09 09:42 | 2026-02-13 10:49 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-Ok considering borrower a fthb per lender comment - Due Diligence Vendor-02/13/2026 <br>Ready for Review-No any REO's listed on 1003 .The credit report indicates it was a joint account for the mortgage . - Buyer-02/12/2026 <br>Open-The Final 1003 is Incomplete Borrower is not FTHB refer page#16 of 79, there is a mortgage account reported 06/2023. <br> Need an updated Final 1003 declaring not a First Time Home Buyer. - Due Diligence Vendor-02/09/2026 |  | Resolved-Ok considering borrower a fthb per lender comment - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7518200 |
| 454 |  | D A | Closed | FCOM4028 | 2026-02-09 07:34 | 2026-02-10 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7514771 |
| 455 |  | D B A | Closed | FCRE1226 | 2026-02-09 11:21 | 2026-02-13 10:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-Underwriter accepts score from transfer appraisal - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Document Uploaded. CU score was below 2.5 ,no additional documentation is required. - Buyer-02/12/2026 <br>Open-Appraisal Transfer letter in page no 244 of 306. and secondary valuation document is missing - Due Diligence Vendor-02/09/2026 |  | Resolved-Underwriter accepts score from transfer appraisal - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7520483 |
| 455 |  | D B A | Closed | FCOM4028 | 2026-02-09 07:50 | 2026-02-10 12:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7515106 |
| 455 |  | D B A | Closed | FCRE6763 | 2026-02-09 10:28 | 2026-02-09 10:28 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-We are not using any income from [Redacted] to qualify and she will be removed from the business.<br> exception form proceed with his ex- was removed from the business BS<br> Approved With Conditions 0.25 to price, [Redacted] max<br> Exception form page no 2 of 98<br>- Due Diligence Vendor-02/09/2026 |  | Waived-We are not using any income from [Redacted] to qualify and she will be removed from the business.<br> exception form proceed with his ex- was removed from the business BS<br> Approved With Conditions 0.25 to price, [Redacted] max<br> Exception form page no 2 of 98<br>- Due Diligence Vendor-02/09/2026<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7519201 |
| 455 |  | D B A | Closed | FCRE7415 | 2026-02-09 10:24 | 2026-02-09 10:24 | Waived | 2 - Non-Material B | Credit | Eligibility | Personal Bank Statement Program does not allow non-borrower account holders | Waived-All parties listed on each bank account must also be borrowers on the loan The first 3 months show a joint account for [Redacted] and [Redacted]. After that point, [Redacted] opened his own personal account.<br> As per exception form proceed with pers & joint account used for 12 month bank statement <br> Approved With Conditions 0.25 to price, [Redacted] max<br> Exception page no 3 of 98<br> - Due Diligence Vendor-02/09/2026 |  | Waived-All parties listed on each bank account must also be borrowers on the loan The first 3 months show a joint account for [Redacted] and [Redacted]. After that point, [Redacted] opened his own personal account.<br> As per exception form proceed with pers & joint account used for 12 month bank statement <br> Approved With Conditions 0.25 to price, [Redacted] max<br> Exception page no 3 of 98<br> - Due Diligence Vendor-02/09/2026<br>|  | Residual income >=3000$, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7519066 |
| 456 |  | D A | Closed | FCOM4028 | 2026-02-09 08:13 | 2026-02-10 13:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7515598 |
| 457 |  | D A | Closed | FCOM4028 | 2026-02-10 11:17 | 2026-02-11 11:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7542074 |
| 458 |  | D A | Closed | FCOM4028 | 2026-02-09 11:20 | 2026-02-10 15:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7520464 |
| 459 |  | D B A | Closed | FCRE1226 | 2026-02-09 15:04 | 2026-02-13 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-Avm - supports value - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Document Uploaded. The CU score was below 2.5 ,AVM uploaded - Buyer-02/12/2026 <br>Open-Appraisal Transfer letter is on page# 44 of 821 however no supporting valuation provided - Due Diligence Vendor-02/09/2026 |  | Resolved-Avm - supports value - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7524959 |
| 459 |  | D B A | Closed | FCOM4028 | 2026-02-09 13:04 | 2026-02-10 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7522966 |
| 459 |  | D B A | Closed | FVAL5474 | 2026-02-09 15:02 | 2026-02-09 15:07 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Per Guide : Major Litigation not allowed when the property type is condo<br> Exception form provided for 558 litigation<br> Exception form page#41 of 129<br> Approved With Conditions: [Redacted] MAX & 0.25 to price<br> - Due Diligence Vendor-02/09/2026 |  | Waived-Per Guide : Major Litigation not allowed when the property type is condo<br> Exception form provided for 558 litigation<br> Exception form page#41 of 129<br> Approved With Conditions: [Redacted] MAX & 0.25 to price<br> - Due Diligence Vendor-02/09/2026<br>|  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7524941 |
| 460 |  | D A | Closed | FCOM4028 | 2026-02-09 12:17 | 2026-02-10 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7522030 |
| 461 |  | D B A | Closed | FCOM4028 | 2026-02-09 13:32 | 2026-02-10 14:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7523486 |
| 461 |  | D B A | Closed | FCRE1492 | 2026-02-09 15:36 | 2026-02-09 15:36 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Proceed with paying off wraparound loan<br> exception is provided to Proceed with paying off wraparound loan<br> Approved With Conditions [Redacted], 0.25 to price<br> Exception form is on page #23 of 124<br> - Due Diligence Vendor-02/09/2026 |  | Waived-Proceed with paying off wraparound loan<br> exception is provided to Proceed with paying off wraparound loan<br> Approved With Conditions [Redacted], 0.25 to price<br> Exception form is on page #23 of 124<br> - Due Diligence Vendor-02/09/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit<br> history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7525506 |
| 462 |  | D A C | Closed | 50001251-Fees-Limited | 2026-02-10 08:27 | 2026-02-27 09:22 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-COC provided and validated new information requiring a final inspection - Due Diligence Vendor-02/27/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/27/2026 <br>Ready for Review-Document Uploaded. Please see the CoC. - Buyer-02/26/2026 <br>Counter-this COC is 2 days after the final CD was issued. we need COC from final CD date - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. Please see the CoC. - Buyer-02/19/2026 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Appraisal Re-Inspection for $730.00 was added to the borrowers closing costs on Final CD 02/02/2026. - Due Diligence Vendor-02/10/2026 <br>Open- - Due Diligence Vendor-02/10/2026 |  | Resolved-COC provided and validated new information requiring a final inspection - Due Diligence Vendor-02/27/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7536339 |
| 462 |  | D A C | Closed | 50001252-Fees-Limited | 2026-02-10 08:27 | 2026-02-27 09:22 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided and validated new information requiring a final inspection - Due Diligence Vendor-02/27/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/27/2026 <br>Ready for Review-Document Uploaded. Please see the CoC. - Seller-02/26/2026 <br>Counter-this COC is 2 days after the final CD was issued. we need COC from final CD date - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. Please see the CoC. - Buyer-02/19/2026 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Appraisal Re-Inspection for $730.00 was added to the borrowers closing costs on Final CD 02/02/2026. - Due Diligence Vendor-02/10/2026 <br>Open- - Due Diligence Vendor-02/10/2026 | Ready for Review-Document Uploaded. Please see the CoC. - Seller-02/26/2026<br>| Resolved-COC provided and validated new information requiring a final inspection - Due Diligence Vendor-02/27/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7536340 |
| 462 |  | D A C | Closed | FCOM4028 | 2026-02-09 13:48 | 2026-02-11 07:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7523816 |
| 463 |  | D A | Closed | FCOM4028 | 2026-02-09 22:04 | 2026-02-11 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7529286 |
| 464 |  | D A | Closed | FCRE1201 | 2026-02-11 08:55 | 2026-02-17 09:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/17/2026 <br>Resolved-fraud report now present - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please see the fraud report. - Buyer-02/14/2026 <br>Open-Missing Third Party Fraud Report missing - Due Diligence Vendor-02/11/2026 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/17/2026 <br>Resolved-fraud report now present - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7560086 |
| 464 |  | D A | Closed | FCRE9991 | 2026-02-12 11:39 | 2026-02-17 09:35 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-DTI updated to 42.59 - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. DTI was updated to 42.591%. - Buyer-02/14/2026 <br> Open-DTI is off by 0.15% Lender DTI is 42.74%<br> DTI is off as lender considered incorrect total for subject PTIT for $42.04 on 1008.<br> - DTI should be PITI+ other EXP / Income = $[Redacted] = 42.59% - Due Diligence Vendor-02/12/2026 |  | Resolved-DTI updated to 42.59 - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7588570 |
| 464 |  | D A | Closed | FCOM4028 | 2026-02-11 07:36 | 2026-02-12 11:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7558149 |
| 465 |  | D B A | Closed | FCOM4028 | 2026-02-11 10:28 | 2026-02-12 12:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7562826 |
| 465 |  | D B A | Closed | FCRE6696 | 2026-02-11 12:22 | 2026-02-11 12:22 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-self employed less than 2 yrs<br> Less than 2 years Self Employed<br> Comments Client has owned and operated his own store for over 19months. Prior to that he worked for his family<br> owned store and was the main manager handling all day to day activities. He then 19 months ago purchase<br> his own store. Will over 4 years operating a store.<br> - Due Diligence Vendor-02/11/2026 |  | Waived-self employed less than 2 yrs<br> Less than 2 years Self Employed<br> Comments Client has owned and operated his own store for over 19months. Prior to that he worked for his family<br> owned store and was the main manager handling all day to day activities. He then 19 months ago purchase<br> his own store. Will over 4 years operating a store.<br> - Due Diligence Vendor-02/11/2026<br>|  | Compensating Factors<br> DTI >=10% lower than loan program, No consumer late payments in the last 24 months, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/07/2026 0.25 to price | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7565730 |
| 466 |  | D A | Closed | FCOM4028 | 2026-02-10 21:54 | 2026-02-11 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7552057 |
| 467 |  | D A | Closed | FCRE5275 | 2026-02-10 08:38 | 2026-03-02 08:18 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-proof of gift sent now present - Due Diligence Vendor-03/02/2026 <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-02/27/2026 <br>Open- - missing transfer of gift funds to title. - Due Diligence Vendor-02/10/2026 |  | Resolved-proof of gift sent now present - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7536771 |
| 467 |  | D A | Closed | FCRE7347 | 2026-02-10 08:43 | 2026-02-13 08:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Received lease agreement - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Document Uploaded. Please see the Lease agreement. - Buyer-02/13/2026 <br>Open- - Due Diligence Vendor-02/10/2026 |  | Resolved-Received lease agreement - Due Diligence Vendor-02/13/2026<br>|  | - Rental income for alternative income programs must be calculated using actual rent (lease, 1007 actual rent value) supported by 2 cancelled checks. 2 months of rent and deposit provided (pages 233 and 434) but there is no lease or 1007 present. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7536930 |
| 467 |  | D A | Closed | FCOM4028 | 2026-02-10 07:32 | 2026-02-11 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7535002 |
| 468 |  | D B A | Closed | FCOM4028 | 2026-02-10 08:40 | 2026-02-11 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7536836 |
| 468 |  | D B A | Closed | FPRO116 | 2026-02-10 09:41 | 2026-02-10 09:43 | Waived | 2 - Non-Material B | Property | Property | Other Property/Value Finding | Waived-Waived-As per guide, Guideline requires condo projects carry ordinance and law insurance in their master policies.<br> \*Exception form is provided to allow project missing O&L coverage and waiver of rights recovery.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 561 of 719 - Due Diligence Vendor-02/10/2026 - Due Diligence Vendor-02/10/2026 |  | Waived-Waived-As per guide, Guideline requires condo projects carry ordinance and law insurance in their master policies.<br> \*Exception form is provided to allow project missing O&L coverage and waiver of rights recovery.<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 561 of 719 - Due Diligence Vendor-02/10/2026 - Due Diligence Vendor-02/10/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required. DTI > 10% below maximum. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7539417 |
| 469 |  | D A | Closed | FCOM4028 | 2026-02-10 07:25 | 2026-02-11 13:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7534868 |
| 470 |  | D A | Closed | FCOM4028 | 2026-02-10 06:41 | 2026-02-11 09:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7533783 |
| 471 |  | D A | Closed | FCOM4028 | 2026-02-10 07:40 | 2026-02-11 09:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7535164 |
| 472 |  | D B A | Closed | FCOM4028 | 2026-02-10 07:28 | 2026-02-11 06:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7534921 |
| 472 |  | D B A | Closed | FCRE1200 | 2026-02-10 10:01 | 2026-02-10 10:01 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide loan amount < [Redacted]<br> Exception is provided for LTV Loan Amount $[Redacted]<br> Approved Conditions : [Redacted]; 0.25 to price<br> Exception Form page no 3 of 336 - Due Diligence Vendor-02/10/2026 |  | Waived-As per guide loan amount < [Redacted]<br> Exception is provided for LTV Loan Amount $[Redacted]<br> Approved Conditions : [Redacted]; 0.25 to price<br> Exception Form page no 3 of 336 - Due Diligence Vendor-02/10/2026 |  | No credit events past 40 months, 5+ years credit history, Reserves >6 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7539923 |
| 473 |  | D B A | Closed | FCOM4028 | 2026-02-10 06:59 | 2026-02-11 07:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7534308 |
| 473 |  | D B A | Closed | FVAL9739 | 2026-02-10 12:37 | 2026-02-10 12:42 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-As Per Guide Property Characteristics <br> Exception form is provided to processed with the loan 2 Units and ADU<br> Exception form is on 366 of 389<br> Approved with Condition 0.25 to price - Due Diligence Vendor-02/10/2026 |  | Waived-As Per Guide Property Characteristics <br> Exception form is provided to processed with the loan 2 Units and ADU<br> Exception form is on 366 of 389<br> Approved with Condition 0.25 to price - Due Diligence Vendor-02/10/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7543683 |
| 474 |  | D B A | Closed | FCOM4028 | 2026-02-10 09:25 | 2026-02-11 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7539029 |
| 474 |  | D B A | Closed | FVAL5472 | 2026-02-11 14:29 | 2026-02-11 14:30 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-Waived-As per guide, Gross living area < 500 square feet (Each unit in properties containing two or more units must have gross living area of at least 500 square feet)<br> \*Exception form is provided to allow all units below 500sq<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 8 of 228, Appraisal page 94 of 154 - Due Diligence Vendor-2/10/2026 - Due Diligence Vendor-02/11/2026 |  | Waived-Waived-As per guide, Gross living area < 500 square feet (Each unit in properties containing two or more units must have gross living area of at least 500 square feet)<br> \*Exception form is provided to allow all units below 500sq<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 8 of 228, Appraisal page 94 of 154 - Due Diligence Vendor-2/10/2026 - Due Diligence Vendor-02/11/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7568572 |
| 474 |  | D B A | Closed | FCRE1158 | 2026-02-10 09:58 | 2026-02-10 09:58 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-Waived-As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow Insurance covered through ACV of roof<br> \*Approved Conditions: [Redacted], 0.25 to price<br> \*Exception form is on page # 9 of 228, Hazard page 218 of 228, email from insurance agent page 227 of 228 - Due Diligence Vendor-2/10/2026 - Due Diligence Vendor-02/10/2026 |  | Waived-Waived-As per guide, Property insurance policies that provide for claims to be settled on an actual cash value basis are not acceptable.<br> \*Exception form is provided to allow Insurance covered through ACV of roof<br> \*Approved Conditions: [Redacted], 0.25 to price<br> \*Exception form is on page # 9 of 228, Hazard page 218 of 228, email from insurance agent page 227 of 228 - Due Diligence Vendor-2/10/2026 - Due Diligence Vendor-02/10/2026<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7539899 |
| 475 |  | D A | Closed | FCOM4028 | 2026-02-10 07:44 | 2026-02-11 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7535248 |
| 476 |  | D A | Closed | FCOM4028 | 2026-02-10 12:41 | 2026-02-12 06:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7543792 |
| 477 |  | D A | Closed | FCOM4028 | 2026-02-11 07:43 | 2026-02-13 06:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7558344 |
| 478 |  | D B A | Closed | FCOM4028 | 2026-02-12 02:41 | 2026-02-13 06:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7576842 |
| 478 |  | D B A | Closed | FCRE2828 | 2026-02-12 04:37 | 2026-02-12 07:00 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Loan Modification in current file which is not allowed per Guidelines. Related documents in Page #272. However, Exception Form is in file page no #499. - Due Diligence Vendor-02/12/2026 |  | Waived-Loan Modification in current file which is not allowed per Guidelines. Related documents in Page #272. However, Exception Form is in file page no #499. - Due Diligence Vendor-02/12/2026<br>|  | 1. 5+ years credit history- Oldest tradeline date in CBR page #649 is 10/01/2012,<br> 2. Credit score >40 points than minimum required- Audited FICO Score is 772, Guideline Maximum FICO Score is 700 difference is 72, Which is Greater than 40,<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #649. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7577802 |
| 478 |  | D B A | Closed | FVAL6465 | 2026-02-12 04:39 | 2026-02-12 06:50 | Waived | 2 - Non-Material B | Property | Property | Property is listed for sale | Waived-Subject property listed for sale on [Redacted]for $[Redacted]per Appraisal Report in Page #26 which is not allowed per Guidelines. However, Exception in page #498. - Due Diligence Vendor-02/12/2026 |  | Waived-Subject property listed for sale on [Redacted] for $[Redacted] per Appraisal Report in Page #26 which is not allowed per Guidelines. However, Exception in page #498. - Due Diligence Vendor-02/12/2026 |  | 1. 5+ years credit history- Oldest tradeline date in CBR page #649 is 10/01/2012,<br> 2. Credit score >40 points than minimum required- Audited FICO Score is 772, Guideline Maximum FICO Score is 700 difference is 72, Which is Greater than 40,<br> 3. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #649. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7577819 |
| 479 |  | D A | Closed | FCRE8459 | 2026-02-12 07:39 | 2026-02-20 11:31 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Resolved-borrower senior UW has reviewed and determined prior guidelines this was not in place at time. - Due Diligence Vendor-02/20/2026 <br>Counter-waiver is required. Prior guidelines didnt allow for anyone other than borrower to own and new guidelines state LLC cannot be owned by Trust. this finding is valid. - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. The case is not layering (placing one LLC inside another). It's just LLC owned by our borrowers Trust. - Buyer-02/18/2026 <br>Counter-prior guidelines didnt allow any layering at all so it still would not meet. waiver is required - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. The file was submitted/application date in December and underwritten under 11.19.25 GLs which do not state not allowing Layering within a Trust. This appeared in GLs of 1/23/26 for submissions started from 1.23.26. - Buyer-02/18/2026 <br>Open-LLC is owned by trust. per 10.3.2 this is not allowed. Owners (not more than 4) must be individual borrowers and guarantors on the transaction, meet credit requirements and sign a note as members/authorized persons of a company. Related ownership verification documents in Page #414, 755-789 - Due Diligence Vendor-02/12/2026 | Hi Shannon,<br>As per SUW manager this is not a layering .The file was submitted in December 2025 and file was underwritten under 11/19/2025 GL. The GL from 11.19.25 does not say anything about not allowing layering with in a trust.<br> - 02/20/2026 <br>| Resolved-borrower senior UW has reviewed and determined prior guidelines this was not in place at time. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7582118 |
| 479 |  | D A | Closed | FVAL4940 | 2026-02-12 00:58 | 2026-02-17 10:39 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-lender update HOA dues and corrected DSCR to 1.043 - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. HOA was updated to $[Redacted] in accordance with questionnaire and Appraisal. - Buyer-02/14/2026 <br> Open-Please provide updated HOA questionnaire as in provided document HOA amount $[Redacted] is not matching with the 1008 , As of now considered HOA amount from 1008 document to match the DSCR - Due Diligence Vendor-02/12/2026 |  | Resolved-lender update HOA dues and corrected DSCR to 1.043 - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7576054 |
| 479 |  | D A | Closed | FCOM4028 | 2026-02-11 22:43 | 2026-02-12 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7575277 |
| 480 |  | D A C | Closed | FPRO1228 | 2026-02-12 08:35 | 2026-03-13 06:38 | Resolved | 1 - Information C A | Property | Data | Property Insurance Does Not State Correct Mortgagee | Resolved-mortgagee now present - Due Diligence Vendor-03/13/2026 <br>Ready for Review-Document Uploaded. - Buyer-03/12/2026 <br>Open-does not state correct lender - Due Diligence Vendor-02/12/2026 |  | Resolved-mortgagee now present - Due Diligence Vendor-03/13/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7583558 |
| 480 |  | D A C | Closed | FCOM4028 | 2026-02-12 06:42 | 2026-02-13 07:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7580670 |
| 481 |  | D A | Closed | FCOM4028 | 2026-02-12 09:32 | 2026-02-12 15:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7585738 |
| 482 |  | D A C | Closed | FCOM1211 | 2026-02-11 10:29 | 2026-02-19 09:09 | Cured | 1 - Information C A | Compliance | Closing | Note does Not Indicate Interest Only Terms but Loan Approved as an Interest Only Program | Cured-Corrected not received - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Document Uploaded. Please see attached copy of the executed corrected note. - Buyer-02/18/2026 <br> Open-Incorrect Note: That States the Note says Note Reflects Borrower shall make Installment of Principal and interest of $[Redacted] and this amount is only interest refer page#739 of 1023<br> Note reading as Fixed Rate.<br> - Due Diligence Vendor-02/11/2026 |  | Cured-Corrected not received - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7562868 |
| 482 |  | D A C | Closed | FCRE1158 | 2026-02-12 06:09 | 2026-02-17 10:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/17/2026 <br>Resolved-policy number now present - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please see attached updated HOI policy reflecting the policy number. - Buyer-02/13/2026 <br>Open-Hazard Insurance Policy Partially Provided Hazard Insurance Binder policy no is missing in file page no 163 of 185. - Due Diligence Vendor-02/12/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/17/2026 <br>Resolved-policy number now present - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7579911 |
| 482 |  | D A C | Closed | FCOM4028 | 2026-02-11 09:53 | 2026-02-12 06:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7562039 |
| 483 |  | D B A | Closed | FCOM4028 | 2026-02-11 07:25 | 2026-02-12 08:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7557848 |
| 483 |  | D B A | Closed | FVAL9739 | 2026-02-11 10:11 | 2026-02-11 10:11 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-As Per guide Commercial space higher 49%<br> Exception form is provided to processed with the loan Commercial space higher 49%<br> Exception form is on 333 of 471<br> Approved condition with [Redacted],0.25 to price,ok with LA <[Redacted] - Due Diligence Vendor-02/11/2026 |  | Waived-As Per guide Commercial space higher 49%<br> Exception form is provided to processed with the loan Commercial space higher 49%<br> Exception form is on 333 of 471<br> Approved condition with [Redacted],0.25 to price,ok with LA <[Redacted] - Due Diligence Vendor-02/11/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7562414 |
| 483 |  | D B A | Closed | FVAL3867 | 2026-02-11 10:08 | 2026-02-11 10:08 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-As Per guide 3 - unit mixed use with all 2 vacant units allow<br> Exception form is provided to processed with the loan 3 - unit mixed use with all 3 vacant units <br> Exception form is on 334 of 471<br> Approved with 0.25 to price - Due Diligence Vendor-02/11/2026 |  | Waived-As Per guide 3 - unit mixed use with all 2 vacant units allow<br> Exception form is provided to processed with the loan 3 - unit mixed use with all 3 vacant units <br> Exception form is on 334 of 471<br> Approved with 0.25 to price - Due Diligence Vendor-02/11/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7562353 |
| 484 |  | D A | Closed | FCRE1193 | 2026-02-11 08:05 | 2026-02-17 11:03 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-lender used some of the rents from other unit to offset. DTI is now within 1% and under 50% - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. [Redacted] \* 100 / [Redacted] = 49.9 - Buyer-02/16/2026 <br> Open-Maximum DTI is 50%. Lenders 1008 DTI is 56.62%. $[Redacted] PITIA + $[Redacted] Debts = $[Redacted] Total Debt / $[Redacted] Qualifying Income = 56.62%. <br> Review DTI is 52.57%. $[Redacted] PITIA + $[Redacted] Debts (omitted an installment < 10) = [Redacted] total Debt / $[Redacted] Qualifying Income = 52.57%. Note subject is a two unit but no indication that primary rental income was used, or how much. - Due Diligence Vendor-02/11/2026 |  | Resolved-lender used some of the rents from other unit to offset. DTI is now within 1% and under 50% - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7558876 |
| 484 |  | D A | Closed | FCOM4028 | 2026-02-11 07:09 | 2026-02-13 07:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7557440 |
| 485 |  | D B A C | Closed | 2260 | 2026-02-11 09:52 | 2026-02-17 11:12 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. No PPP is confirmed. - Buyer-02/14/2026 <br>Open-Pre-Payment is not present in file, please confirm there is no prepayment. - Due Diligence Vendor-02/11/2026 |  | Resolved-no prepay per lender - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7562026 |
| 485 |  | D B A C | Closed | FCOM4028 | 2026-02-11 08:01 | 2026-02-12 08:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7558799 |
| 485 |  | D B A C | Closed | FPRO1251 | 2026-02-11 09:46 | 2026-02-11 09:46 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-As per Guide new construction in Rural property is not allowed<br> Exception is provided to proceed with new construction with rural property.<br> Approved With Conditions [Redacted], 0.25 to price<br> Exception form is on page #94 of 107 - Due Diligence Vendor-02/11/2026 |  | Waived-As per Guide new construction in Rural property is not allowed<br> Exception is provided to proceed with new construction with rural property.<br> Approved With Conditions [Redacted], 0.25 to price<br> Exception form is on page #94 of 107 - Due Diligence Vendor-02/11/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, LTV 10% below maximum | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 7561916 |
| 486 |  | D A | Closed | FCRE1173 | 2026-02-11 09:22 | 2026-02-17 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-not needed for 2 unit so not needed - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Per Cor Lender, this condo does not have HOA. - Buyer-02/14/2026 <br>Open-Missing Master Condo Insurance Policy \*Master Condo Insurance Policy is missing in file - Due Diligence Vendor-02/11/2026 |  | Resolved-not needed for 2 unit so not needed - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7560858 |
| 486 |  | D A | Closed | FVAL4940 | 2026-02-11 10:27 | 2026-02-17 11:28 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-not needed for 2 unit so not needed - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Per Cor Lender, this condo does not have HOA. - Buyer-02/14/2026 <br>Open-\*Condo questionnaire is missing in file - Due Diligence Vendor-02/11/2026 |  | Resolved-not needed for 2 unit so not needed - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7562811 |
| 486 |  | D A | Closed | FCOM4028 | 2026-02-11 07:29 | 2026-02-12 14:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7557995 |
| 487 |  | D B A | Closed | FCOM4028 | 2026-02-11 08:28 | 2026-02-12 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7559406 |
| 487 |  | D B A | Closed | FCRE9806 | 2026-02-12 07:43 | 2026-02-12 07:44 | Waived | 2 - Non-Material B | Credit | Eligibility | Other Credit Finding | Waived-\*Blanket mortgage is getting payoff with 3 loans simultaneously<br> \*Exception form is provided to allow paying off blanket loan on 3 loans simultaneously<br> \*Approved Conditions proceed as Rate/Term, 0.25 to price<br> \*Exception Form is on pg. no 379 of 391 - Due Diligence Vendor-02/12/2026 |  | Waived-\*Blanket mortgage is getting payoff with 3 loans simultaneously<br> \*Exception form is provided to allow paying off blanket loan on 3 loans simultaneously<br> \*Approved Conditions proceed as Rate/Term, 0.25 to price<br> \*Exception Form is on pg. no 379 of 391 - Due Diligence Vendor-02/12/2026<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7582237 |
| 488 |  | D B A | Closed | FCOM4028 | 2026-02-11 08:16 | 2026-02-12 07:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7559159 |
| 488 |  | D B A | Closed | FCRE1492 | 2026-02-11 10:38 | 2026-02-11 10:38 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-\*Blanket mortgage is getting payoff with 3 loans simultaneously<br> \*Exception form is provided to allow paying off blanket loan on 3 loans simultaneously<br> \*Approved Conditions proceed as Rate/Term, 0.25 to price<br> \*Exception Form is on pg. no 150 of 443<br> - Due Diligence Vendor-02/11/2026 |  | Waived-\*Blanket mortgage is getting payoff with 3 loans simultaneously<br> \*Exception form is provided to allow paying off blanket loan on 3 loans simultaneously<br> \*Approved Conditions proceed as Rate/Term, 0.25 to price<br> \*Exception Form is on pg. no 150 of 443<br> - Due Diligence Vendor-02/11/2026<br>|  | Several income sources and DTI below 45%, Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months<br>| [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7563102 |
| 489 |  | D B A | Closed | FCRE9994 | 2026-02-11 10:30 | 2026-02-17 11:33 | Resolved | 1 - Information C A | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Resolved-lender updated exception to allow for [Redacted] - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. Please see the correct Exception form. - Buyer-02/14/2026 <br> Open-Loan is capped to [Redacted] due to waiver on page 32 of 179 and LTV is [Redacted]% - Due Diligence Vendor-02/11/2026 |  | Resolved-lender updated exception to allow for [Redacted] - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7562875 |
| 489 |  | D B A | Closed | FCOM4028 | 2026-02-11 09:01 | 2026-02-12 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7560202 |
| 489 |  | D B A | Closed | FCRE1437 | 2026-02-11 10:29 | 2026-02-11 10:29 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Exception for unstable business deposits<br>Approved with conditons of [Redacted] and 0.25 to price<br>Waiver on page 32 of 179 - Due Diligence Vendor-02/11/2026 |  | Waived-Exception for unstable business deposits<br>Approved with conditons of [Redacted] and 0.25 to price<br>Waiver on page 32 of 179 - Due Diligence Vendor-02/11/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7562857 |
| 490 |  | D B A | Closed | FCOM4028 | 2026-02-11 11:56 | 2026-02-13 08:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7565061 |
| 490 |  | D B A | Closed | FVAL5524 | 2026-02-11 12:54 | 2026-02-11 12:54 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-Waived-As per guide, rural properties neighborhoods must be at least 25% built-up<br> \*Exception form is provided to allow rural with the built up area less than 25% and growth is slow<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 60 of 80, appraisal page 117 of 237 - Due Diligence Vendor-2/11/2026 - Due Diligence Vendor-02/11/2026 |  | Waived-Waived-As per guide, rural properties neighborhoods must be at least 25% built-up<br> \*Exception form is provided to allow rural with the built up area less than 25% and growth is slow<br> \*Approved Conditions: [Redacted] max, 0.25 to price<br> \*Exception form is on page # 60 of 80, appraisal page 117 of 237 - Due Diligence Vendor-2/11/2026 - Due Diligence Vendor-02/11/2026<br>|  | No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7566353 |
| 491 |  | B A | Closed | FCRE9806 | 2026-02-11 10:36 | 2026-02-11 10:36 | Waived | 2 - Non-Material B | Credit | Eligibility | Other Credit Finding | Waived-Waived-As per guide, Guideline requires other non subject liens paid off to be considered cash out. <br> \*Exception form is provided to allow loan to payoff blanket loan on subject and two other properties simultaneously to be considered as rate and term refinance.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 147 of 494 - Due Diligence Vendor-02/11/2026 - Due Diligence Vendor-02/11/2026 |  | Waived-Waived-As per guide, Guideline requires other non subject liens paid off to be considered cash out. <br> \*Exception form is provided to allow loan to payoff blanket loan on subject and two other properties simultaneously to be considered as rate and term refinance.<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 147 of 494 - Due Diligence Vendor-02/11/2026 - Due Diligence Vendor-02/11/2026<br>|  | Revolving debt is under 30%, Residual income >=$3000, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7563034 |
| 492 |  | D A | Closed | FCOM4028 | 2026-02-11 12:43 | 2026-02-12 14:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7566102 |
| 493 |  | D A C | Closed | FVAL4940 | 2026-02-12 08:17 | 2026-02-17 13:50 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-now present - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/16/2026 <br>Open-Need Questionnaire oo evidence of lender project approval. - Due Diligence Vendor-02/12/2026 |  | Resolved-now present - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7583067 |
| 493 |  | D A C | Closed | FVAL8862 | 2026-02-12 08:15 | 2026-02-17 13:46 | Resolved | 1 - Information D A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-AVM now present - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/16/2026 <br>Open-Missing AVM or Desk review - CU score is 3.5 - Due Diligence Vendor-02/12/2026 |  | Resolved-AVM now present - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7583025 |
| 493 |  | D A C | Closed | FCOM4028 | 2026-02-12 07:35 | 2026-02-13 09:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7582035 |
| 494 |  | D A | Closed | FVAL1039 | 2026-02-12 08:45 | 2026-02-17 14:00 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please see the AVM. - Buyer-02/14/2026 <br>Open-Not review product provided in the file, CU over 2.5 - Due Diligence Vendor-02/12/2026 |  | Resolved-AVM now present - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7584531 |
| 494 |  | D A | Closed | FCOM4028 | 2026-02-12 07:51 | 2026-02-13 06:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7582448 |
| 495 |  | D A | Closed | FCOM4028 | 2026-02-11 10:54 | 2026-02-13 09:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7563443 |
| 496 |  | D A | Closed | FCOM4028 | 2026-02-11 11:30 | 2026-02-12 08:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7564366 |
| 497 |  | D A | Closed | FCOM4028 | 2026-02-11 12:47 | 2026-02-12 11:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7566180 |
| 498 |  | D A | Closed | FCOM4028 | 2026-02-12 12:06 | 2026-02-13 09:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7589082 |
| 499 |  | D B A | Closed | FCOM4028 | 2026-02-11 21:28 | 2026-02-13 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7574964 |
| 499 |  | D B A | Closed | FPRO1149 | 2026-02-11 23:11 | 2026-02-13 15:18 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold - Condo property on lease hold<br> - Exception form provided to proceed with loan as condo land is on lease<br> Approved condition :- [Redacted], 0.25 to price<br> Exception form on page no 2 of 142 - Due Diligence Vendor-02/13/2026 |  | Waived-Property Rights are Lease Hold - Condo property on lease hold<br> - Exception form provided to proceed with loan as condo land is on lease<br> Approved condition :- [Redacted], 0.25 to price<br> Exception form on page no 2 of 142 - Due Diligence Vendor-02/13/2026<br>|  | No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File <br> LTV 10% below maximum- Audited LTV 54.52% & Maximum LTV 65% with difference 10.48% <br> Credit score >40 points than minimum required-Audited FICO 786 and Guideline maximum FICO 640 with difference 146 which is greater than 40 | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7575476 |
| 500 |  | D A | Closed | FCOM4028 | 2026-02-11 14:27 | 2026-02-13 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7568554 |
| 501 |  | D A C | Closed | FCOM4028 | 2026-02-11 14:20 | 2026-02-13 10:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7568164 |
| 502 |  | D B A | Closed | FCOM4028 | 2026-02-11 14:26 | 2026-02-13 11:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7568471 |
| 502 |  | D B A | Closed | FCRE1158 | 2026-02-12 07:07 | 2026-02-12 07:07 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-As per guide Ordinance or Law coverage should be included<br> Exception is provided for to allow Ordinance or Law coverage which is not included<br> Approved Conditions : 0.25 to price, [Redacted] max<br> Exception Form page no 23 of 123 - Due Diligence Vendor-02/12/2026 |  | Waived-As per guide Ordinance or Law coverage should be included<br> Exception is provided for to allow Ordinance or Law coverage which is not included<br> Approved Conditions : 0.25 to price, [Redacted] max<br> Exception Form page no 23 of 123 - Due Diligence Vendor-02/12/2026<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7581188 |
| 503 |  | D B C A | Closed | 50001251-Fees-Limited | 2026-02-11 13:59 | 2026-02-17 14:07 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-COC provided and was updated for rate dependent extension. - Due Diligence Vendor-02/17/2026 <br> Ready for Review-COC uploaded - Buyer-02/17/2026 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Loan Points for $[Redacted] were added to Final CD 02/06/2026. - Due Diligence Vendor-02/11/2026 <br> Open- - Due Diligence Vendor-02/11/2026 <br> Open- - Due Diligence Vendor-02/11/2026 |  | Resolved-COC provided and was updated for rate dependent extension. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7567673 |
| 503 |  | D B C A | Closed | 50001252-Fees-Limited | 2026-02-11 13:59 | 2026-02-17 14:07 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided and was updated for rate dependent extension. - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. Please review uploadeed COC - Buyer-02/17/2026 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Loan Points for $[Redacted] were added to Final CD 02/06/2026. - Due Diligence Vendor-02/11/2026 <br> Open- - Due Diligence Vendor-02/11/2026 <br> Open- - Due Diligence Vendor-02/11/2026 |  | Resolved-COC provided and was updated for rate dependent extension. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7567674 |
| 503 |  | D B C A | Closed | FCOM4028 | 2026-02-11 12:43 | 2026-02-13 14:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7566115 |
| 503 |  | D B C A | Closed | FCRE1437 | 2026-02-11 13:34 | 2026-02-11 13:34 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Exception for unstable income deposits<br>Approved with conditions of [Redacted] max and 0.25 to price<br>Waiver on page 36 of 151 - Due Diligence Vendor-02/11/2026 |  | Waived-Exception for unstable income deposits<br>Approved with conditions of [Redacted] max and 0.25 to price<br>Waiver on page 36 of 151 - Due Diligence Vendor-02/11/2026<br>|  | 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7567170 |
| 504 |  | D A C | Closed | 50001258-Fees-Limited | 2026-02-12 11:01 | 2026-02-25 08:29 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Resolved-COC stating new info now present - Due Diligence Vendor-02/25/2026 <br> Resolved- - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Document Uploaded. Please see attached. - Buyer-02/24/2026 <br> Counter-this is not a valid reason for change of circumstance from LE disclosure. need a valid reason this was changed. - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Document Uploaded. Please see the CoC. - Seller-02/18/2026 <br> Open-The total amount of the 10% category fees on the last Closing Disclosure ($[Redacted]) has increased by more than 10% over the current baseline value of ($[Redacted]). The total amount of fees in the 10% category cannot exceed ($[Redacted]). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Mortgage recording Fee increased from $[Redacted] on CD 01/29/2026 to $[Redacted] on Final CD 02/06/2026. - Due Diligence Vendor-02/12/2026 <br> Open- - Due Diligence Vendor-02/12/2026 <br> Open- - Due Diligence Vendor-02/12/2026 | Ready for Review-Document Uploaded. Please see the CoC. - Seller-02/18/2026<br>| Resolved-COC stating new info now present - Due Diligence Vendor-02/25/2026 <br>Resolved- - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7587619 |
| 504 |  | D A C | Closed | 50001257-Fees-Limited | 2026-02-12 11:01 | 2026-02-25 08:29 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | Resolved-COC stating new info now present - Due Diligence Vendor-02/25/2026 <br> Resolved- - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Document Uploaded. Please see attached. - Buyer-02/24/2026 <br> Counter-this is not a valid reason for change of circumstance from LE disclosure. need a valid reason this was changed. - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Document Uploaded. Please see the CoC. - Buyer-02/18/2026 <br> Open-The total amount of the 10% category fees ($[Redacted]) has increased by more than 10% over the current baseline value of ($[Redacted]). The total amount of fees in the 10% category cannot exceed ($[Redacted]). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Mortgage recording Fee increased from $[Redacted] on CD 01/29/2026 to $[Redacted] on Final CD 02/06/2026. - Due Diligence Vendor-02/12/2026 <br> Open- - Due Diligence Vendor-02/12/2026 <br> Open- - Due Diligence Vendor-02/12/2026 |  | Resolved-COC stating new info now present - Due Diligence Vendor-02/25/2026 <br>Resolved- - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7587620 |
| 504 |  | D A C | Closed | 0000103-System-RuleEngine | 2026-02-25 08:19 | 2026-02-25 08:24 | Resolved | 1 - Information C A | Compliance | Mavent | System: RuleEngine | Resolved-Resolved - Due Diligence Vendor-02/25/2026 <br> Open-Failed to execute Application-Rule[[Redacted] - Higher Priced Mortgage Loan Provisions App Rule]. Error = Invalid Property-Type[Condominium]. - Due Diligence Vendor-02/25/2026 |  | Resolved-Resolved - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7799118 |
| 504 |  | D A C | Closed | FPRO1242 | 2026-02-13 12:06 | 2026-02-25 08:24 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please see the Appraisal. - Buyer-02/16/2026 <br>Open- - Due Diligence Vendor-02/13/2026 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7615549 |
| 504 |  | D A C | Closed | FCOM4028 | 2026-02-12 07:23 | 2026-02-13 12:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7581746 |
| 505 |  | D A | Closed | FCOM4028 | 2026-02-12 07:00 | 2026-02-13 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7581017 |
| 506 |  | D A | Closed | FCOM4028 | 2026-02-12 08:17 | 2026-02-13 11:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7583062 |
| 507 |  | D A | Closed | FCOM4028 | 2026-02-12 13:42 | 2026-02-17 06:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7592456 |
| 508 |  | D A | Closed | FCOM4028 | 2026-02-12 10:17 | 2026-02-13 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7586746 |
| 509 |  | D A | Closed | FCOM4028 | 2026-02-12 07:38 | 2026-02-13 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7582108 |
| 510 |  | D A | Closed | FCRE1995 | 2026-02-13 07:46 | 2026-02-18 09:59 | Resolved | 1 - Information C A | Credit | Assets | Evidence of Earnest Money Deposit is Partial or Missing | Resolved-proof EMD cleared now present - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. EMD cleared acc 7996 on 1/21. - Buyer-02/18/2026 <br>Open-proof EMD cleared account or short reserves - Due Diligence Vendor-02/13/2026 |  | Resolved-proof EMD cleared now present - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7607709 |
| 510 |  | D A | Closed | FCOM4028 | 2026-02-13 07:16 | 2026-02-17 08:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7607011 |
| 511 |  | D B A | Closed | FCRE1335 | 2026-02-12 12:50 | 2026-03-10 06:47 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Waived-tax returns used to qualify but no transcripts present. borrower had filed. Waiver now present - Due Diligence Vendor-03/10/2026 <br>Ready for Review-Document Uploaded. Please find the Exception form attached - Seller-03/10/2026 <br>Counter-this is not borrower personal return. need waiver as his 2024 personal taxes were not filed. - Due Diligence Vendor-02/23/2026 <br>Ready for Review-Document Uploaded. - Seller-02/23/2026 <br>Counter-we need a 2024 Tax return transcript (not a w2 or the actual return borrower provided) or a waiver. we are past IRS extensions and need IRS to validate the returns used for income. - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-02/17/2026 <br>Counter-Looking for the transcripts from the IRS directly - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Document Uploaded. - Seller-02/13/2026 <br>Open-Borrower 1 IRS Transcripts Missing IRS Transcripts Document is Missing in File - Due Diligence Vendor-02/12/2026 | Ready for Review-Document Uploaded. Please find the Exception form attached - Seller-03/10/2026 <br>Ready for Review-Document Uploaded. - Seller-02/23/2026 <br>Ready for Review-Document Uploaded. - Seller-02/13/2026<br>| Waived-tax returns used to qualify but no transcripts present. borrower had filed. Waiver now present - Due Diligence Vendor-03/10/2026<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, No credit events past 40 months, 5+ years credit history,<br> No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7589938 |
| 511 |  | D B A | Closed | FCOM1274 | 2026-02-12 11:33 | 2026-02-19 09:02 | Resolved | 1 - Information D A | Compliance | Missing Doc | Escrow Waiver is Missing | Resolved-Escrow Waiver is Present or Not Applicable - Due Diligence Vendor-02/19/2026 <br>Resolved-Received Escrow waiver - Due Diligence Vendor-02/19/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-02/19/2026 <br>Open-Escrow Waiver is Missing Escrow Waiver Document is missing in File. - Due Diligence Vendor-02/12/2026 |  | Resolved-Escrow Waiver is Present or Not Applicable - Due Diligence Vendor-02/19/2026 <br>Resolved-Received Escrow waiver - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7588409 |
| 511 |  | D B A | Closed | FCOM4028 | 2026-02-12 10:30 | 2026-02-12 15:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7587041 |
| 512 |  | D A | Closed | FCOM4028 | 2026-02-12 10:52 | 2026-02-13 15:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/13/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7587456 |
| 513 |  | D A | Closed | FCOM4028 | 2026-02-12 08:31 | 2026-02-12 15:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7583413 |
| 514 |  | D A | Closed | FCOM4028 | 2026-02-12 11:43 | 2026-02-17 07:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7588693 |
| 515 |  | D B A | Closed | FCOM4028 | 2026-02-12 11:03 | 2026-02-12 15:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7587679 |
| 515 |  | D B A | Closed | FCRE1228 | 2026-02-12 11:59 | 2026-02-12 15:47 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for more than 3 NSFs in most recent 12 months<br>Approved with conditions of 0.25 to price and [Redacted] Max<br>Waiver on page 18 of 77 - Due Diligence Vendor-02/12/2026 |  | Waived-Exception for more than 3 NSFs in most recent 12 months<br>Approved with conditions of 0.25 to price and [Redacted] Max<br>Waiver on page 18 of 77 - Due Diligence Vendor-02/12/2026<br>|  | 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7588964 |
| 516 |  | D A | Closed | FCOM4028 | 2026-02-16 06:47 | 2026-02-17 11:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7630775 |
| 517 |  | D A | Closed | FCOM4028 | 2026-02-12 12:50 | 2026-02-17 11:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7589933 |
| 518 |  | D A | Closed | FCRE1964 | 2026-02-13 08:32 | 2026-02-20 10:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-US returns present and support income was earned over seas - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Document Uploaded. Please see Tax Returns for [Redacted]. - Buyer-02/19/2026 <br> Open-Need 1120s & K1 income for 2023 and 2024 used in business name "[Redacted]" for both Borrower 1 & Borrower 2 - Due Diligence Vendor-02/13/2026 |  | Resolved-US returns present and support income was earned over seas - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7608845 |
| 518 |  | D A | Closed | FCOM4028 | 2026-02-12 15:33 | 2026-02-17 10:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7595506 |
| 519 |  | D A | Closed | FCOM4028 | 2026-02-12 09:48 | 2026-02-17 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7586088 |
| 520 |  | D A | Closed | FCOM4028 | 2026-02-12 10:12 | 2026-02-17 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 7586607 |
| 521 |  | D A C | Closed | 50001251-Fees-Limited | 2026-02-12 11:36 | 2026-02-17 14:43 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable. - Due Diligence Vendor-02/17/2026 <br>Resolved- - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please see the ICD of 1/29/2026. - Seller-02/14/2026 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Broker Fees. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Need actual initial CD. - Due Diligence Vendor-02/12/2026 <br>Open- - Due Diligence Vendor-02/12/2026 | Ready for Review-Document Uploaded. Please see the ICD of 1/29/2026. - Seller-02/14/2026<br>| Resolved-This is acceptable. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7588484 |
| 521 |  | D A C | Closed | 50001252-Fees-Limited | 2026-02-12 11:36 | 2026-02-17 14:34 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Documents provided are acceptable. - Due Diligence Vendor-02/17/2026 <br>Resolved- - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please see the ICD of 1/29/2026. - Buyer-02/14/2026 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Broker Fees. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Need actual initial CD. - Due Diligence Vendor-02/12/2026 <br>Open- - Due Diligence Vendor-02/12/2026 |  | Resolved-Documents provided are acceptable. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7588485 |
| 521 |  | D A C | Closed | 1000609-1001960 | 2026-02-12 11:36 | 2026-02-17 14:34 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Documents provided are acceptable. - Due Diligence Vendor-02/17/2026 <br>Resolved- - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Document Uploaded. Please see the Initial CD. - Buyer-02/14/2026 <br>Open-The Initial Closing Disclosure Received Date of (2026-02-03) is not three business days before the consummation date of (2026-02-05). Three business days before the consummation date is (20260202). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Provide the missing initial CD. Only CD dated 02/03/2025 in file is not 3 days before closing 02/05/2026. - Due Diligence Vendor-02/12/2026 <br>Open- - Due Diligence Vendor-02/12/2026 |  | Resolved-Documents provided are acceptable. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7588486 |
| 521 |  | D A C | Closed | FCOM4028 | 2026-02-12 09:53 | 2026-02-12 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7586198 |
| 522 |  | D B A | Closed | FCOM4028 | 2026-02-14 06:10 | 2026-02-17 09:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7622136 |
| 522 |  | D B A | Closed | FVAL4969 | 2026-02-14 06:43 | 2026-02-14 06:43 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 12 months | Waived-Property previously listed for sale. \*\*\*\* SEE COMMENTS \*\*\*\*<br> Short Description See other type of exception description and comments.<br> Comments Property was removed from MLS over 6 months ago, and proof is uploaded. [Redacted] still had it listed, but<br> shouldn't have been, and they acknowledged it in an email, saying it was marked as off-market, which is<br> also uploaded. AVM in file.<br> - Due Diligence Vendor-02/14/2026 |  | Waived-Property previously listed for sale. \*\*\*\* SEE COMMENTS \*\*\*\*<br> Short Description See other type of exception description and comments.<br> Comments Property was removed from MLS over 6 months ago, and proof is uploaded. [Redacted] still had it listed, but<br> shouldn't have been, and they acknowledged it in an email, saying it was marked as off-market, which is<br> also uploaded. AVM in file.<br> - Due Diligence Vendor-02/14/2026<br>|  | Compensating Factors<br> Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past<br> 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7622209 |
| 523 |  | D A | Closed | FCOM4028 | 2026-02-13 07:30 | 2026-02-17 09:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7607296 |
| 524 |  | D A | Closed | FCOM4028 | 2026-02-13 11:03 | 2026-02-17 08:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7613422 |
| 525 |  | D A | Closed | FCRE1480 | 2026-02-12 14:56 | 2026-02-19 09:07 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Accept underwriter explanation and approval of Gift - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Document Uploaded. Please see the attached email from the UW and response from corr lender. Per the corr lender "If transaction activity reflects "transfer" that means that the accounts involved have the same owner. The borrower's personal account is jointly owned with her husband, [Redacted]. The gift funds were transferred from [Redacted] business account, of which he is the 100% owner. Last 4 digits of the account match on transaction activity and gift letter. Please point this out to investor as this is the same documentation we consistently provide for conventional loans, and we have had any issues with this in the past. Actually, we have the account # listed in the Gift letter + we clearly see the same number in the transaction history."<br> - Buyer-02/18/2026 <br> Counter-bank deposit of the [Redacted] into borrower account says it came from acct #[Redacted]. we dont have donor account or proof donor made this transfer. we need proof this came from donor - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Page 380 of 443 in the package submitted shows gift from spouse to [Redacted] account, and was used in UW. - Buyer-02/13/2026 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Gift $[Redacted] Lox on page#379 of 443 Source Document is missing in file - Due Diligence Vendor-02/12/2026 |  | Resolved-Accept underwriter explanation and approval of Gift - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7594336 |
| 525 |  | D A | Closed | FCOM4028 | 2026-02-12 13:45 | 2026-02-12 15:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7592487 |
| 526 |  | D A | Closed | FCOM4028 | 2026-02-12 15:30 | 2026-02-17 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 | Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - 02/17/2026 <br>|  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7595479 |
| 527 |  | D A | Closed | FCRE1226 | 2026-02-13 06:28 | 2026-02-27 09:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-AVM guidelines now met. Desk review for transferred appr now present - Due Diligence Vendor-02/27/2026 <br>Ready for Review-Document Uploaded. Please see the CDA. - Buyer-02/26/2026 <br>Counter-this was required in the prior Nov GL and in the Oct GL. this is valid. Regardless of SSR CU score, an eligible form of secondary valuation ([Redacted]-pulled AVM with confidence score of 90%+ and value not more than 10% less than the appraised value) is required for each transferred appraisal - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. Loan submission date is 12/31/2025, was underwritten under previous GLs. - Buyer-02/18/2026 <br>Counter-recent guidelines dont allow for this will require a waiver - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. Please see the memo. - Buyer-02/18/2026 <br>Open-Appraisal Transfer in file and AVM,BPO ,Desk Review is Missing - Due Diligence Vendor-02/13/2026 |  | Resolved-AVM guidelines now met. Desk review for transferred appr now present - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7605931 |
| 527 |  | D A | Closed | FCOM4028 | 2026-02-12 13:26 | 2026-02-17 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7592075 |
| 528 |  | D A | Closed | FCRE9512 | 2026-02-13 04:49 | 2026-02-19 09:13 | Resolved | 1 - Information A | Credit | Income/Employment | TPR Verified Income Documentation type does not match Origination Income Documentation type | Resolved-Received proof of the loan program locked at 1 yr full doc - Due Diligence Vendor-02/19/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/19/2026 <br>Open-2 yr FD changed to 1Yr FD - Only 1 years transcripts, 1040's and 1120S income provided for Primary income self employment. cannot classify as a 2 yr full doc with out 2 years tax returns for self employed - Due Diligence Vendor-02/18/2026 |  | Resolved-Received proof of the loan program locked at 1 yr full doc - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7603873 |
| 528 |  | D A | Closed | FCOM4028 | 2026-02-13 04:31 | 2026-02-17 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7603396 |
| 529 |  | D A | Closed | FCOM4028 | 2026-02-13 03:17 | 2026-02-17 12:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7602102 |
| 530 |  | D A | Closed | FCRE1326 | 2026-02-17 12:20 | 2026-02-18 12:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Resolved-cover letter signed stating they prepared P/Ls - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/18/2026 <br>Open-P&L Signature and date is missing refer page no 101, 102 of 262 - Due Diligence Vendor-02/17/2026 |  | Resolved-cover letter signed stating they prepared P/Ls - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7661071 |
| 530 |  | D A | Closed | FCOM4028 | 2026-02-13 06:40 | 2026-02-17 12:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7606192 |
| 531 |  | D A | Closed | FCOM4028 | 2026-02-13 07:13 | 2026-02-17 12:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7606956 |
| 532 |  | D A | Closed | FCOM4028 | 2026-02-12 13:28 | 2026-02-17 07:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/12/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7592135 |
| 533 |  | D A | Closed | FCRE1226 | 2026-02-17 14:50 | 2026-02-18 12:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-appr transfer value product now present to meet this guide Regardless of SSR CU score, an eligible form of secondary valuation (AD-pulled AVM with confidence score of 90%+ and value not more than 10% less than the appraised value) is required for each transferred appraisal - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/18/2026 <br>Open-Need document to support appraised value. - Due Diligence Vendor-02/17/2026 |  | Resolved-appr transfer value product now present to meet this guide Regardless of SSR CU score, an eligible form of secondary valuation (AD-pulled AVM with confidence score of 90%+ and value not more than 10% less than the appraised value) is required for each transferred appraisal - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7663863 |
| 534 |  | D A | Closed | FCOM4028 | 2026-02-17 10:41 | 2026-02-18 09:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7658732 |
| 535 |  | C A | Closed | FCOM5814 | 2026-02-13 12:59 | 2026-02-18 11:20 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-notary fee name now present - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/17/2026 <br> Ready for Review-This has been processed with compliance test and 5% of the overdue payment of principal and interest in residential loan is allowed in [Redacted]. - Buyer-02/17/2026 <br> Open-Final CD 02/05/2026 Loan Costs, Section C Notary Fee is missing the payee name. - Due Diligence Vendor-02/13/2026 |  | Resolved-notary fee name now present - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7616683 |
| 536 |  | D A | Closed | FCOM4028 | 2026-02-13 10:31 | 2026-02-19 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7612376 |
| 537 |  | D B C A | Closed | 890-1004352 | 2026-02-17 08:11 | 2026-03-04 12:33 | Resolved | 1 - Information C A | Compliance | Mavent | Late: Amount | Resolved-late fee will be lowered to state limits per excerpt from lender note - Due Diligence Vendor-03/04/2026 <br> Ready for Review-Document Uploaded. As per Compliance, our Note (#5) states it will be reduced to the permitted limits - Buyer-03/04/2026 <br> Open- - Due Diligence Vendor-02/17/2026 <br> Open-The ($302.26) late fee amount, the (5.0%) late fee percent, or the ($[Redacted]) maximum late fee amount exceed the threshold. Under the [Redacted] Real Estate Law, a late fee cannot exceed the greater of 10% of the installment due that is attributable to principal and interest or $5. ([Redacted]. Bus. & Prof. Code 10242.5) - Due Diligence Vendor-02/17/2026 <br> Open- - Due Diligence Vendor-02/17/2026 |  | Resolved-late fee will be lowered to state limits per excerpt from lender note - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7652870 |
| 537 |  | D B C A | Closed | FCOM4028 | 2026-02-17 00:36 | 2026-02-18 11:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7645381 |
| 537 |  | D B C A | Closed | FCRE1440 | 2026-02-17 04:16 | 2026-02-17 11:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements Cash deposits for receipt of rent for REO [Redacted]- verified the same from LOE in page #459_Credit Pkg 1.pdf. Cash deposits are not accepted per Guidelines, However exception document is in page # 3 of Credit Package 2.pdf - Due Diligence Vendor-02/17/2026 |  | Waived-Housing History Does Not Meet Guideline Requirements Cash deposits for receipt of rent for REO [Redacted] - verified the same from LOE in page #459_Credit Pkg 1.pdf. Cash deposits are not accepted per Guidelines, However exception document is in page # 3 of Credit Package 2.pdf - Due Diligence Vendor-02/17/2026 |  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #242 of Credit Package 2.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 242 of Credit Package 2.pdf is 05/30/1990<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #242 of Credit Package 2.pdf<br> Credit score >40 points than minimum required-Audited FICO 796 and Guideline maximum FICO 640 with difference 156 which is greater than 40 | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7647051 |
| 538 |  | D B A | Closed | FCRE8459 | 2026-02-17 08:58 | 2026-02-27 11:23 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Resolved-borrower transferred to individual ownership of LLC. Allowed to a max of [Redacted] on a refi - Due Diligence Vendor-02/27/2026 <br>Ready for Review-Document Uploaded. Please find the response from our UW. Operating agreement showing trandfer of ownership re attached - Buyer-02/27/2026 <br>Counter-November 2025 guidelines which were in affect when application was made - reports in 10.3.2 (LLC layering is<br> not permitted by Non-QM guidelines). - Due Diligence Vendor-02/19/2026 <br>Ready for Review-Document Uploaded. This requirement was added (GL January 2026) after the loan was submitted to UW - Buyer-02/19/2026 <br>Open-LLC layering does not accept as per Guidelines 10.3.2. Borrower in file signed with LLC which is owned by another entity (not by individual). Related documents are from Page #130_[Redacted] part 2.pdf. Recent transfer in ownership observed in file. - Due Diligence Vendor-02/17/2026 |  | Resolved-borrower transferred to individual ownership of LLC. Allowed to a max of [Redacted] on a refi - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7654752 |
| 538 |  | D B A | Closed | FCOM4028 | 2026-02-16 21:09 | 2026-02-18 12:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7644336 |
| 538 |  | D B A | Closed | FCRE1200 | 2026-02-16 23:47 | 2026-02-17 08:32 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Loan amount $[Redacted] is less than minimum Guideline loan amount $[Redacted] which is not allowed per Guidelines, however exception document is in page # 183 of [Redacted] part 2.pdf - Due Diligence Vendor-02/17/2026 |  | Waived-Loan amount $[Redacted] is less than minimum Guideline loan amount $[Redacted] which is not allowed per Guidelines, however exception document is in page # 183 of [Redacted] part 2.pdf - Due Diligence Vendor-02/17/2026 |  | Revolving debt is under 30%- Revolving debt of $177 is within 30% of Total debts $14289.40<br> No credit events past 40 months-No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File <br> No mortgage late payments in the last 24 months-No Mortgage late payments in CBR Page #91, 83 of [Redacted] part 2.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 91 of [Redacted] part 2.pdf is 12/01/1992<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #91, 83 of [Redacted] part 2.pdf<br> Credit score >40 points than minimum required-Audited FICO 814 and Guideline maximum FICO 700 with difference 114 which is greater than 40 | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7645086 |
| 539 |  | D A C | Closed | 2000000-Fees-Prohibited-Electronic Recording Fee-108-VA-Borrower | 2026-02-13 14:01 | 2026-02-27 11:25 | Resolved | 1 - Information C A | Compliance | Mavent | [Redacted] Fee Not Allowed- Electronic Recording Fee (Fee ID: 108) | Resolved-compliance team has reviewed and provided statute language and these fees are allowed under subordinate lien statutes - Due Diligence Vendor-02/27/2026 <br> Ready for Review-Document Uploaded. E Recording is a settlement agent charge which is allowed as per Section 6.2-328 of the [Redacted] Interest and Usury Provisions. Please find confirmation from our Compliance dept attached - Buyer-02/27/2026 <br> Open-Section 6.2-328 of the [Redacted] Interest and Usury Provisions does not allow Electronic Recording Fee (Fee ID: 108) to be charged to the Borrower in [Redacted]. - Due Diligence Vendor-02/13/2026 <br> Open- - Due Diligence Vendor-02/13/2026 |  | Resolved-compliance team has reviewed and provided statute language and these fees are allowed under subordinate lien statutes - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7617955 |
| 539 |  | D A C | Closed | 2000000-Fees-Prohibited-Notary Fee-56-VA-Borrower | 2026-02-13 14:01 | 2026-02-27 11:25 | Resolved | 1 - Information C A | Compliance | Mavent | [Redacted] Fee Not Allowed- Notary Fee (Fee ID: 56) | Resolved-compliance team has reviewed and provided statute language and these fees are allowed under subordinate lien statutes - Due Diligence Vendor-02/27/2026 <br> Ready for Review-Notary Fee is a settlement agent charge which is allowed as per Section 6.2-328 of the [Redacted] Interest and Usury Provisions. Please find confirmation from our Compliance dept attached to another condition - Seller-02/27/2026 <br> Open-Section 6.2-328 of the [Redacted] Interest and Usury Provisions does not allow Notary Fee (Fee ID: 56) to be charged to the Borrower in [Redacted]. - Due Diligence Vendor-02/13/2026 <br> Open- - Due Diligence Vendor-02/13/2026 | Ready for Review-Notary Fee is a settlement agent charge which is allowed as per Section 6.2-328 of the [Redacted] Interest and Usury Provisions. Please find confirmation from our Compliance dept attached to another condition - Seller-02/27/2026 | Resolved-compliance team has reviewed and provided statute language and these fees are allowed under subordinate lien statutes - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7617957 |
| 539 |  | D A C | Closed | 2000000-Fees-Prohibited-Flood Certification Fee-102-VA-Borrower | 2026-02-13 14:01 | 2026-02-27 11:25 | Resolved | 1 - Information C A | Compliance | Mavent | [Redacted] Fee Not Allowed- Flood Certification Fee (Fee ID: 102) | Resolved-compliance team has reviewed and provided statute language and these fees are allowed under subordinate lien statutes - Due Diligence Vendor-02/27/2026 <br> Ready for Review-Flood Certification Fee is to "determine if the property securing the loan is located in a special flood hazard area" which is allowed as per Section 6.2-328 of the [Redacted] Interest and Usury Provisions. Please find confirmation from our Compliance dept attached to another condition - Seller-02/27/2026 <br> Open-Section 6.2-328 of the [Redacted] Interest and Usury Provisions does not allow Flood Certification Fee (Fee ID: 102) to be charged to the Borrower in [Redacted]. - Due Diligence Vendor-02/13/2026 <br> Open- - Due Diligence Vendor-02/13/2026 | Ready for Review-Flood Certification Fee is to "determine if the property securing the loan is located in a special flood hazard area" which is allowed as per Section 6.2-328 of the [Redacted] Interest and Usury Provisions. Please find confirmation from our Compliance dept attached to another condition - Seller-02/27/2026 | Resolved-compliance team has reviewed and provided statute language and these fees are allowed under subordinate lien statutes - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7617958 |
| 539 |  | D A C | Closed | FCOM4028 | 2026-02-13 10:54 | 2026-02-18 08:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7613099 |
| 540 |  | D A | Closed | FCOM4028 | 2026-02-13 13:01 | 2026-02-18 10:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7616721 |
| 541 |  | D A | Closed | FCRE1158 | 2026-02-13 15:31 | 2026-02-18 12:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/18/2026 <br>Resolved-mortgagee clause now present - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/18/2026 <br>Open-Mortgagee clause is ISAOA/ATIMA is missing refer page#299 of 478 - Due Diligence Vendor-02/13/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/18/2026 <br>Resolved-mortgagee clause now present - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7619459 |
| 542 |  | D A | Closed | FCOM4028 | 2026-02-17 12:18 | 2026-02-19 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7661035 |
| 543 |  | D B A | Closed | FCRE4678 | 2026-02-14 09:12 | 2026-02-20 13:14 | Waived | 2 - Non-Material C B | Credit | Eligibility | Payment shock exceeds guideline | Waived-payment shock exceeds guidelines. wavier present for this - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/20/2026 <br>Open-FTHB - For P&L document type payment shock cannot exceed 100%. VOR in file - Pmt shock is >120%. - Due Diligence Vendor-02/14/2026 |  | Waived-payment shock exceeds guidelines. wavier present for this - Due Diligence Vendor-02/20/2026<br>|  | Residual income >=3000$, No credit events past 40 months, 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7622534 |
| 543 |  | D B A | Closed | FCOM4028 | 2026-02-14 08:15 | 2026-02-19 09:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7622415 |
| 544 |  | D B A | Closed | FCOM4028 | 2026-02-13 10:04 | 2026-02-18 11:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7611559 |
| 544 |  | D B A | Closed | FPRO1243 | 2026-02-13 10:51 | 2026-02-13 10:51 | Waived | 2 - Non-Material B | Property | Missing Doc | Second Appraisal is Missing | Waived-Waived-As per guide, for all transactions (HPML and non-HPML), a second full appraisal is required when there is a 20% increase in sales price if seller acquired the property in the past 91-365 days<br> \*Exception form is provided to allow without second appraisal (loan at 350 days from seller acquisition)<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 387 of 461, Preliminary Title page 441 of 461. Appraisal page 19 of 461 - Due Diligence Vendor-2/13/2026 - Due Diligence Vendor-02/13/2026 |  | Waived-Waived-As per guide, for all transactions (HPML and non-HPML), a second full appraisal is required when there is a 20% increase in sales price if seller acquired the property in the past 91-365 days<br> \*Exception form is provided to allow without second appraisal (loan at 350 days from seller acquisition)<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 387 of 461, Preliminary Title page 441 of 461. Appraisal page 19 of 461 - Due Diligence Vendor-2/13/2026 - Due Diligence Vendor-02/13/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7613007 |
| 545 |  | D A | Closed | FCOM4028 | 2026-02-13 11:31 | 2026-02-18 08:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7614344 |
| 546 |  | D A | Closed | FCOM4028 | 2026-02-13 10:32 | 2026-02-18 07:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7612391 |
| 547 |  | D A | Closed | FCOM4028 | 2026-02-13 11:45 | 2026-02-18 07:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7614962 |
| 548 |  | D A C | Closed | 890-1004352 | 2026-02-13 10:51 | 2026-03-04 12:35 | Resolved | 1 - Information C A | Compliance | Mavent | Late: Amount | Resolved-late fee caps at state limits per lender excerpt from note - Due Diligence Vendor-03/04/2026 <br> Ready for Review-Document Uploaded. As per Compliance, our Note (#5) states it will be reduced to the permitted limits<br> - Buyer-03/04/2026 <br> Open- - Due Diligence Vendor-02/13/2026 <br> Open-The ($131.90) late fee amount, the (5.0%) late fee percent, or the ($[Redacted]) maximum late fee amount exceed the threshold. Under the [Redacted] Real Estate Law, a late fee cannot exceed the greater of 10% of the installment due that is attributable to principal and interest or $5. ([Redacted]. Bus. & Prof. Code 10242.5) - Due Diligence Vendor-02/13/2026 <br> Open- - Due Diligence Vendor-02/13/2026 |  | Resolved-late fee caps at state limits per lender excerpt from note - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7613017 |
| 548 |  | D A C | Closed | FCOM4028 | 2026-02-13 09:28 | 2026-02-18 11:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7610925 |
| 549 |  | D A | Closed | FCOM4028 | 2026-02-13 11:08 | 2026-02-18 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7613610 |
| 550 |  | D B A | Closed | FCOM4028 | 2026-02-16 11:40 | 2026-02-19 09:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7636588 |
| 550 |  | D B A | Closed | FCRE4883 | 2026-02-16 12:26 | 2026-02-19 09:47 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing most recent 12 month draw history on HELOC 2nd | Waived-Exception for missing proof of HELOC payments<br>Approved with conditions of [Redacted] Max and 0.25 to price<br>Waiver on page 36 of 168 - Due Diligence Vendor-02/16/2026 |  | Waived-Exception for missing proof of HELOC payments<br>Approved with conditions of [Redacted] Max and 0.25 to price<br>Waiver on page 36 of 168 - Due Diligence Vendor-02/16/2026<br>|  | Residual income >=3000$,<br> DTI >=10% lower than loan program, - <br> No credit events past 40 months, - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 5+ years credit history, - Oldest tradeline date in CBR page #153- is 06/01/2027<br> No consumer late payments in the last 24 months, - No Consumer late payments in past 24 months, per CBR Page #153<br> LTV 10% below maximum, <br> Credit score >40 points than minimum required, <br> Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7637917 |
| 551 |  | D B A | Closed | FCRE1226 | 2026-02-13 15:40 | 2026-02-23 12:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-AVM now present - Due Diligence Vendor-02/23/2026 <br> Ready for Review-Document Uploaded. Please see attached AVM with confidence score of 97%. - Buyer-02/23/2026 <br> Counter-We only have CU score - according to guidelines "Regardless of SSR CU score, an eligible form of secondary valuation ([Redacted]-pulled AVM with<br> confidence score of 90%+ and value not more than 10% less than the appraised value) is required for<br> each transferred appraisal." Need 2nd supporting valuation. - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Per page 182 of 257 (page 1 of 6 of the appraisal) of the credit package submitted, the lender/client shows as [Redacted] which corresponds with the lender listed on the transfer letter that the appraisal was transferred from to [Redacted]. Per our Collateral UW team, this is the transfer appraisal. - Buyer-02/19/2026 <br> Open-Appraisal transfer letter is on page 223 of 257 however no secondary appraisal in file - Due Diligence Vendor-02/13/2026 |  | Resolved-AVM now present - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7619520 |
| 551 |  | D B A | Closed | FCOM4028 | 2026-02-13 10:50 | 2026-02-18 07:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7612998 |
| 551 |  | D B A | Closed | FCRE1158 | 2026-02-13 14:57 | 2026-02-13 14:57 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-As per guide ACV on roof not allowed<br> Exception is provided to allow ACV on roof<br> Approved Conditions : [Redacted] max, 0.25 to price<br> Exception Form page no 40 of 179 - Due Diligence Vendor-02/13/2026 |  | Waived-As per guide ACV on roof not allowed<br> Exception is provided to allow ACV on roof<br> Approved Conditions : [Redacted] max, 0.25 to price<br> Exception Form page no 40 of 179 - Due Diligence Vendor-02/13/2026<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, 2-year income program. Residual income over $5K. DTI lower 30% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7619060 |
| 552 |  | D A | Closed | FCOM4028 | 2026-02-13 13:51 | 2026-02-18 08:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7617757 |
| 553 |  | D A | Closed | FCOM4028 | 2026-02-15 08:31 | 2026-02-18 13:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | N/A | N/A | 7624793 |
| 554 |  | D A | Closed | FCOM4028 | 2026-02-16 07:29 | 2026-02-18 11:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7631519 |
| 555 |  | D A | Closed | FCOM4028 | 2026-02-13 14:14 | 2026-02-18 09:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/13/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7618186 |
| 556 |  | D B A | Closed | FCRE6843 | 2026-02-17 08:46 | 2026-03-03 08:03 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-proof borrower is a member of account used for assets - Due Diligence Vendor-03/03/2026 <br>Ready for Review-Document Uploaded. Please review uploaded operating agreement - Buyer-03/02/2026 <br>Counter-this still does not prove the borrower owns this business. need articles or sunbiz .listing him as owner/member (or sunbiz equivalent) verifying his ownership. - Due Diligence Vendor-02/23/2026 <br>Ready for Review-Document Uploaded. Please review uploaded access letter . - Buyer-02/23/2026 <br>Counter-please see your bank statement pg 722 as none of the companys listed on this CPA letter state the same name as the account holder on your bank statement used to qualify. this finding is valid. - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. The CPA letter is explaining the borrower's ownership . - Buyer-02/19/2026 <br>Open-Business account statement is in page # 722 of Credit Package 1.pdf, need supporting document to verify the ownership of Borrower - Due Diligence Vendor-02/17/2026 |  | Resolved-proof borrower is a member of account used for assets - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7654316 |
| 556 |  | D B A | Closed | FCOM4028 | 2026-02-17 04:50 | 2026-02-18 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7648018 |
| 556 |  | D B A | Closed | FCRE1491 | 2026-02-17 08:44 | 2026-02-17 22:03 | Waived | 2 - Non-Material B | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Waived-Asset Qualification Does Not Meet Guideline Requirements 27 NSFs in provided Bank Statements which is not allowed per Guidelines, However exception document is in page # 1 of Credit Package 2.pdf - Due Diligence Vendor-02/17/2026 |  | Waived-Asset Qualification Does Not Meet Guideline Requirements 27 NSFs in provided Bank Statements which is not allowed per Guidelines, However exception document is in page # 1 of Credit Package 2.pdf - Due Diligence Vendor-02/17/2026<br>|  | No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months- No Mortgage late payments in CBR Page #90 of Credit Package 2.pdf<br> 5+ years credit history-Oldest tradeline date in CBR page # 90 of Credit Package 2.pdf is 05/01/2013<br> No consumer late payments in the last 24 months-No Consumer late payments in CBR Page #90 of Credit Package 2.pdf<br> Credit score >40 points than minimum required-Audited FICO 755 and Guideline maximum FICO 640 with difference 115 which is greater than 40 | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7654262 |
| 557 |  | D A | Closed | FCOM4028 | 2026-02-16 13:09 | 2026-02-18 13:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7639438 |
| 558 |  | D A | Closed | FCOM4028 | 2026-02-16 06:20 | 2026-02-18 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7630307 |
| 559 |  | D A | Closed | FCOM4028 | 2026-02-17 10:24 | 2026-02-18 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7658279 |
| 560 |  | D A | Closed | FCOM4028 | 2026-02-17 07:15 | 2026-02-18 15:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7651401 |
| 561 |  | D A | Closed | FCOM4028 | 2026-02-17 06:47 | 2026-02-20 05:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7650854 |
| 562 |  | D B A | Closed | FCOM4028 | 2026-02-17 06:10 | 2026-02-18 15:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7649754 |
| 562 |  | D B A | Closed | FCRE6763 | 2026-02-17 07:29 | 2026-02-17 07:29 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-other person on personal bank statement not on loan. exception in file pg 217<br> From 10/2025 to 01/2026, borrower add spouse on the personal bank statement. All other<br> statements have him listed only.<br> - Due Diligence Vendor-02/17/2026 |  | Waived-other person on personal bank statement not on loan. exception in file pg 217<br> From 10/2025 to 01/2026, borrower add spouse on the personal bank statement. All other<br> statements have him listed only.<br> - Due Diligence Vendor-02/17/2026<br>|  | Compensating Factors<br> DTI >=10% lower than loan program, No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40<br> points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7651782 |
| 563 |  | D A | Closed | FCRE1226 | 2026-02-18 14:51 | 2026-02-20 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-AVM for transfer now present - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. Please see attached AVM. - Buyer-02/19/2026 <br>Open-Need Document to support appraised value as AVM. BPO or desk review is missing in file. - Due Diligence Vendor-02/18/2026 |  | Resolved-AVM for transfer now present - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7685725 |
| 563 |  | D A | Closed | FCOM4028 | 2026-02-15 09:48 | 2026-02-18 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/15/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7625174 |
| 564 |  | D A | Closed | FCOM4028 | 2026-02-16 09:37 | 2026-02-18 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/16/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7633557 |
| 565 |  | D A | Closed | FCOM4028 | 2026-02-17 09:47 | 2026-02-19 07:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7657173 |
| 566 |  | D A | Closed | FVAL8862 | 2026-02-17 06:40 | 2026-02-20 13:37 | Resolved | 1 - Information D A | Property | Missing Doc | File does not contain all required valuation documents | Resolved-AVM now present - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. Please see attached AVM. - Buyer-02/19/2026 <br>Open-CU score is 2.6 - missing Desk review / AVM to support appraised value. - Due Diligence Vendor-02/17/2026 |  | Resolved-AVM now present - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7650472 |
| 566 |  | D A | Closed | FCOM4028 | 2026-02-17 06:06 | 2026-02-18 10:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7649698 |
| 567 |  | D A | Closed | FCOM4028 | 2026-02-17 08:58 | 2026-02-19 10:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7654772 |
| 568 |  | D A | Closed | FCOM4028 | 2026-02-14 09:37 | 2026-02-19 10:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/14/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7622576 |
| 569 |  | D B A | Closed | FCOM4028 | 2026-02-17 07:21 | 2026-02-19 11:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7651549 |
| 569 |  | D B A | Closed | FCRE1492 | 2026-02-17 08:55 | 2026-02-19 11:03 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-\*Borrower is non-PRA<br> \*Exception form is provided to allow non-permanent resident cas-out refi<br> \*Approved Conditions [Redacted] MAX & 0.25 to price<br> \*Exception Form is on pg no 479<br>- Due Diligence Vendor-02/17/2026 |  | Waived-\*Borrower is non-PRA<br> \*Exception form is provided to allow non-permanent resident cas-out refi<br> \*Approved Conditions [Redacted] MAX & 0.25 to price<br> \*Exception Form is on pg no 479<br>- Due Diligence Vendor-02/17/2026<br>|  | No credit events past 40 months, <br> No mortgage late payments in the last 24 months, <br> LTV 10% below maximum, <br> Credit score >40 points than minimum required, <br> Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7654614 |
| 569 |  | D B A | Closed | FCRE8459 | 2026-02-17 08:58 | 2026-02-19 11:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Waived-\*Exception form is provided to allow cash-out refi, non-majority owner<br> \*Approved Conditions 0.25 to price<br> \*Exception Form is on pg no 480<br> - Due Diligence Vendor-02/17/2026 |  | Waived-\*Exception form is provided to allow cash-out refi, non-majority owner<br> \*Approved Conditions 0.25 to price<br> \*Exception Form is on pg no 480<br> - Due Diligence Vendor-02/17/2026<br>|  | No credit events past 40 months, - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> No mortgage late payments in the last 24 months, No mortgage late payments in past 24 months per CBR Page #564<br> LTV 10% below maximum, - LTV is 65<br> Credit score >40 points than minimum required - Audited FICO Score is 745, Guideline Maximum FICO Score is 640<br>| [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7654735 |
| 570 |  | D A C | Closed | FCOM5814 | 2026-02-17 14:25 | 2026-02-24 09:29 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-proof cd send electronic now present - Due Diligence Vendor-02/24/2026 <br>Ready for Review-Document Uploaded. Please see attached loan esign history showing participant consent requirement was met with esign creation date 2/4/26. - Buyer-02/23/2026 <br>Open-Provide evidence CD 02/04/2026 was electronically sent. - Due Diligence Vendor-02/17/2026 |  | Resolved-proof cd send electronic now present - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7663277 |
| 570 |  | D A C | Closed | FCOM4028 | 2026-02-17 11:18 | 2026-02-23 06:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7659743 |
| 571 |  | D A | Closed | FVAL1039 | 2026-02-17 14:33 | 2026-02-23 12:53 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-FNMA CU is provided at 2.5 - Due Diligence Vendor-02/23/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/23/2026 <br>Open-UCDP score is above 2.5 need secondary value supported document <br> Refer page #44 of 877 - Due Diligence Vendor-02/17/2026 |  | Resolved-FNMA CU is provided at 2.5 - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7663544 |
| 571 |  | D A | Closed | FCOM4028 | 2026-02-17 12:49 | 2026-02-20 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Ready for Review-less than 60 - Buyer-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7661510 |
| 572 |  | D A | Closed | FCRE9991 | 2026-02-19 13:59 | 2026-02-20 13:59 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender calc is within 1% - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Document Uploaded. Primary Housing Total Amount $[Redacted] + Other Monthly Payments $[Redacted] \* 100 / [Redacted] - Buyer-02/20/2026 <br> Open-DTI is off by 0.9% lender DTI is 20.75%<br> - Income and other EXP are matching asper 1008<br> - Reason :- Unable to identify how lender considered DTI up to $20.75<br> - DTI should be PITIA+ Other EXP / Income = $4[Redacted] = 21.65% - Due Diligence Vendor-02/19/2026 |  | Resolved-lender calc is within 1% - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7707165 |
| 572 |  | D A | Closed | FCOM4028 | 2026-02-18 06:33 | 2026-02-19 13:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7674834 |
| 573 |  | D B A | Closed | FCOM4028 | 2026-02-18 08:44 | 2026-02-19 10:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7677605 |
| 573 |  | D B A | Closed | FCRE7347 | 2026-02-18 10:52 | 2026-02-18 10:52 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing Lease Agreement | Waived-lease for rental income requires 2 cancelled checks and they dont have them since pays in cash - exception in file for this<br> Tenant pays in cash<br> Comments Rental income is received in cash by agreement with the tenant. These funds are used directly for property-<br> related and operating expenses and therefore are not consistently deposited into the borrower's bank<br> account. Due to the nature of cash collection, standard bank deposit verification is not available; however,<br> the rental income is ongoing and should be considered as part of the borrower's qualifying income. An<br> exception is requested to allow inclusion of this income.<br> - Due Diligence Vendor-02/18/2026 |  | Waived-lease for rental income requires 2 cancelled checks and they dont have them since pays in cash - exception in file for this<br> Tenant pays in cash<br> Comments Rental income is received in cash by agreement with the tenant. These funds are used directly for property-<br> related and operating expenses and therefore are not consistently deposited into the borrower's bank<br> account. Due to the nature of cash collection, standard bank deposit verification is not available; however,<br> the rental income is ongoing and should be considered as part of the borrower's qualifying income. An<br> exception is requested to allow inclusion of this income.<br> - Due Diligence Vendor-02/18/2026<br>|  | Compensating Factors<br> Several income sources and DTI below 45%, 5+ years credit history, No consumer late payments in the last 24 months, Reserves >6<br> months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/15/2026 35 CLTV, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7681248 |
| 574 |  | D A | Closed | FPRO1243 | 2026-02-18 09:25 | 2026-02-23 12:58 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal is Missing | Resolved-lender used newest guidelines and requirement for a second appr moved to a [Redacted] loan amount - Due Diligence Vendor-02/23/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/23/2026 <br> Counter-need waiver as published guidelines do not state this - Due Diligence Vendor-02/20/2026 <br> Ready for Review-guideline loosening 1/23 2nd appraisal only for loan amount >[Redacted] - Buyer-02/20/2026 <br> Open-Loan amounts > $[Redacted] as per guide required second full Appraisal however second appraisal is missing in file (RK) - Due Diligence Vendor-02/18/2026 |  | Resolved-lender used newest guidelines and requirement for a second appr moved to a [Redacted] loan amount - Due Diligence Vendor-02/23/2026 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7678572 |
| 574 |  | D A | Closed | FCOM4028 | 2026-02-18 06:51 | 2026-02-19 14:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7675190 |
| 575 |  | D A | Closed | FCOM4028 | 2026-02-18 01:02 | 2026-02-24 09:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Ready for Review-N/A.File was recently closed,recorded mortgage is not available yet - Buyer-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7671408 |
| 576 |  | D A | Closed | FCOM4028 | 2026-02-18 03:03 | 2026-02-20 07:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7672034 |
| 577 |  | D A | Closed | FCOM4028 | 2026-02-17 22:03 | 2026-02-20 07:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7670405 |
| 578 |  | D B A | Closed | FCRE8459 | 2026-02-18 09:32 | 2026-02-26 12:42 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Resolved-lender provided proof that llC was removed and into individual names. Guidelines state this is treated as quit claim and ltv capped at [Redacted]% TPR agrees and this meets<br> - Due Diligence Vendor-02/26/2026 <br> Ready for Review-Document Uploaded. Please see the Consent for [Redacted] LLC approving the transfer of 100% membership from[Redacted] to Borrowers 50%/50%. - Buyer-02/26/2026 <br> Counter-this is layered. if you review page 774 and 771 (operating agreement for [Redacted]) you will see its member is [Redacted] and [Redacted] (operating agreement pg 764) is owned by [Redacted] (Pg 758 and 777). [Redacted] is owned by individuals. This is layered. - Due Diligence Vendor-02/24/2026 <br> Ready for Review-Document Uploaded. The file was submitted in December 2025 and file was underwritten under 11/19/2025 GL. The GL from 11.19.25 does not say about not allowing layering with a trust. - Buyer-02/24/2026 <br> Open-LLC layering does not accept as per Guidelines 10.3.2. Borrower in file signed with LLC which is owned by another entity (not by individual). Related documents are from Page #774 and 740. Recent transfer in ownership observed in file. - Due Diligence Vendor-02/18/2026 | <br> I don't think the exception is needed for this loan file.<br>The current LLC ownership is 2 individuals 50% each <br>Who are the borrowers.<br>So there was no LLC layering at the moment of closing.<br>I agree, there was an ownership change, but LLC ownership change is prohibited only for purchases.<br>For refinances [Redacted] cap applies.<br> - 02/26/2026 <br>| Resolved-lender provided proof that llC was removed and into individual names. Guidelines state this is treated as quit claim and ltv capped at [Redacted]% TPR agrees and this meets<br> - Due Diligence Vendor-02/26/2026 |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7678962 |
| 578 |  | D B A | Closed | FCOM4028 | 2026-02-18 04:51 | 2026-02-23 07:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7673032 |
| 578 |  | D B A | Closed | FCRE1200 | 2026-02-18 06:52 | 2026-02-18 09:17 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Loan amount $[Redacted] is less than guideline minimum loan amount $[Redacted] for mixed use property. we have exception in page#786 - Due Diligence Vendor-02/18/2026 |  | Waived-Loan amount $[Redacted] is less than guideline minimum loan amount $400000 for mixed use property. we have exception in page#786 - Due Diligence Vendor-02/18/2026 |  | Revolving debt is under 30% - Revolving payment $177 is with in 30 % of All Other Monthly Payments $14,693.3<br> No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No mortgage late payments in CBR Page #357, 894<br> 5+ years credit history - Oldest tradeline date in CBR page #357, 894 is 12/01/1992<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #357, 894<br> Credit score >40 points than minimum required- Guideline Min FICO is 680 and Qualifying FICO is 814 variance is 134 > 40 points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7675212 |
| 579 |  | D B A | Closed | FCRE8459 | 2026-02-18 10:25 | 2026-02-26 12:57 | Resolved | 1 - Information C A | Credit | Eligibility | Borrower Entity Ownership does not meet guidelines | Resolved-refi and transfer of LLC ownership to qualify treated as quit claim max 65% this meets. ok to use new guides per lender - Due Diligence Vendor-02/26/2026 <br>Ready for Review-The file was closed recently and the GL came out in January.We can apply the guidelines loosening. - Buyer-02/26/2026 <br>Open-LLC layering does not accept as per Guidelines 10.3.2. Borrower in file signed with LLC which is owned by another entity (not by individual). Related documents are from Page #718. Recent transfer in ownership observed in file. - Due Diligence Vendor-02/18/2026 |  | Resolved-refi and transfer of LLC ownership to qualify treated as quit claim max 65% this meets. ok to use new guides per lender - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7680682 |
| 579 |  | D B A | Closed | FCOM4028 | 2026-02-18 07:30 | 2026-02-20 08:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7676073 |
| 579 |  | D B A | Closed | FCRE1200 | 2026-02-18 09:10 | 2026-02-18 09:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Loan amount $[Redacted] is less than guideline minimum loan amount $[Redacted] for mixed use property. we have exception in page#768 - Due Diligence Vendor-02/18/2026 |  | Waived-Loan amount $[Redacted] is less than guideline minimum loan amount $[Redacted] for mixed use property. we have exception in page#768 - Due Diligence Vendor-02/18/2026 |  | Revolving debt is under 30% - Revolving payment $177 is with in 30 % of All Other Monthly Payments $13,510.16<br> No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No mortgage late payments in CBR Page #346, 880<br> 5+ years credit history - Oldest tradeline date in CBR page #346, 880is 12/01/1992<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #346, 880<br> Credit score >40 points than minimum required- Guideline Min FICO is 680 and Qualifying FICO is 814 variance is 134 > 40 points | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7678261 |
| 580 |  | D A | Closed | FCOM4028 | 2026-02-17 20:46 | 2026-02-19 10:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7669900 |
| 581 |  | D A C | Closed | FCOM1233 | 2026-02-17 10:06 | 2026-02-19 09:04 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-02/19/2026 <br>Resolved-Updated 1003 received - Due Diligence Vendor-02/19/2026 <br>Ready for Review-Document Uploaded. Please see the final 1003 for B2. - Buyer-02/18/2026 <br>Open-The Final 1003 is Incomplete Borrower 2 Final 1003 document is missing in file - Due Diligence Vendor-02/17/2026 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-02/19/2026 <br>Resolved-Updated 1003 received - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7657659 |
| 581 |  | D A C | Closed | FCRE6206 | 2026-02-17 13:02 | 2026-02-19 09:03 | Resolved | 1 - Information B A | Credit | Title | Mortgagee Clauses is missing or incorrect on Title Commitment or Final Policy | Resolved-Mortgage clause is corrected. - Due Diligence Vendor-02/19/2026 <br>Ready for Review-Document Uploaded. Please see the Mortgagee Clause corrected. - Buyer-02/18/2026 <br>Open-Mortgagee Clause is 'No'. Mortgagee Clause is missing or incorrect on Title Commitment or Final Policy. Mortgagee clause ISAOA/ATIMA is missing in file - Due Diligence Vendor-02/17/2026 |  | Resolved-Mortgage clause is corrected. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7661786 |
| 581 |  | D A C | Closed | FCOM5814 | 2026-02-17 13:18 | 2026-02-18 11:58 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. Please see the ICD. - Seller-02/18/2026 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-02/17/2026 | Ready for Review-Document Uploaded. Please see the ICD. - Seller-02/18/2026<br>| Resolved-This is acceptable. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7662032 |
| 581 |  | D A C | Closed | 50001251-Fees-Limited | 2026-02-17 13:23 | 2026-02-18 11:57 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable. - Due Diligence Vendor-02/18/2026 <br>Resolved- - Due Diligence Vendor-02/18/2026 <br>Open- - Due Diligence Vendor-02/18/2026 <br>Open- - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. Please see the ICD. - Seller-02/18/2026 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Loan Origination Fee, Appraisal Fee, Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Need initial Closing Disclosure and any Change of Circumstance. - Due Diligence Vendor-02/17/2026 <br>Open- - Due Diligence Vendor-02/17/2026 | Ready for Review-Document Uploaded. Please see the ICD. - Seller-02/18/2026<br>| Resolved-This is acceptable. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7662387 |
| 581 |  | D A C | Closed | 50001252-Fees-Limited | 2026-02-17 13:23 | 2026-02-18 11:53 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - Due Diligence Vendor-02/18/2026 <br>Open- - Due Diligence Vendor-02/18/2026 <br>Open- - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. Please see the ICD. - Seller-02/18/2026 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Loan Origination Fee, Appraisal Fee, Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Need initial Closing Disclosure and any Change of Circumstance. - Due Diligence Vendor-02/17/2026 <br>Open- - Due Diligence Vendor-02/17/2026 | Ready for Review-Document Uploaded. Please see the ICD. - Seller-02/18/2026<br>| Resolved- - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7662388 |
| 581 |  | D A C | Closed | 1000609-1001960 | 2026-02-17 13:23 | 2026-02-18 11:43 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Initial CD provided is acceptable. - Due Diligence Vendor-02/18/2026 <br> Resolved- - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Document Uploaded. Please see the ICD. - Seller-02/18/2026 <br> Open-The Initial Closing Disclosure Received Date of (2026-02-11) is not three business days before the consummation date of (2026-02-11). Three business days before the consummation date is ([Redacted]). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Need initial Closing Disclosure and any Change of Circumstance. - Due Diligence Vendor-02/17/2026 <br> Open- - Due Diligence Vendor-02/17/2026 | Ready for Review-Document Uploaded. Please see the ICD. - Seller-02/18/2026<br>| Resolved-Initial CD provided is acceptable. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7662389 |
| 581 |  | D A C | Closed | FCOM4028 | 2026-02-17 09:48 | 2026-02-17 15:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/17/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7657184 |
| 582 |  | D A | Closed | FCOM4028 | 2026-02-18 11:36 | 2026-02-20 08:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7682337 |
| 583 |  | D A | Closed | FCOM4028 | 2026-02-18 02:33 | 2026-02-19 10:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7671780 |
| 584 |  | D A | Closed | FCOM4028 | 2026-02-17 09:42 | 2026-02-19 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7657075 |
| 585 |  | D B A | Closed | FCOM4028 | 2026-02-17 11:14 | 2026-02-19 14:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7659631 |
| 585 |  | D B A | Closed | FVAL5472 | 2026-02-17 12:52 | 2026-02-17 12:52 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-\*As per guide Gross living area < 500 square feet is not allowed<br> \*Exception form is provided to allow less then 500 sq ft <br> \*Approved Conditions 0.25 to price<br> \*Exception Form is on pg no 41 of 156<br> - Due Diligence Vendor-02/17/2026 |  | Waived-\*As per guide Gross living area < 500 square feet is not allowed<br> \*Exception form is provided to allow less then 500 sq ft <br> \*Approved Conditions 0.25 to price<br> \*Exception Form is on pg no 41 of 156<br> - Due Diligence Vendor-02/17/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 7661593 |
| 586 |  | D A | Closed | FCOM4028 | 2026-02-18 14:43 | 2026-02-19 14:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7685647 |
| 587 |  | D A | Closed | FCOM4028 | 2026-02-17 10:28 | 2026-02-19 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7658381 |
| 588 |  | D B A | Closed | FPRO1242 | 2026-02-18 08:50 | 2026-02-25 11:53 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-02/25/2026 <br>Resolved-missing docs now present - Due Diligence Vendor-02/24/2026 <br>Ready for Review-Document Uploaded. Please review uploaded appraisal - Buyer-02/23/2026 <br>Open-Appraisal is Missing - Due Diligence Vendor-02/18/2026 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-02/25/2026 <br>Resolved-missing docs now present - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7677734 |
| 588 |  | D B A | Closed | FVAL1039 | 2026-02-18 08:50 | 2026-02-24 10:07 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-missing docs now present - Due Diligence Vendor-02/24/2026 <br>Ready for Review-Document Uploaded. Please review uploaded SSR - Buyer-02/23/2026 <br>Open-- Missing Collateral Underwrite to support value. - Due Diligence Vendor-02/18/2026 |  | Resolved-missing docs now present - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7677751 |
| 588 |  | D B A | Closed | FCOM4028 | 2026-02-18 06:26 | 2026-02-20 09:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7674630 |
| 588 |  | D B A | Closed | FVAL5474 | 2026-02-18 09:25 | 2026-02-18 09:25 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waiver- As per guide, One Entity can not exceed ownership of 30% of the Condo units in 21+ unit project.<br> \*Exception form is provided to allow loan with one entity owning >30% of the Condo units in project.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #7 of 217. - Due Diligence Vendor-02/18/2026 |  | Waived-Waiver- As per guide, One Entity can not exceed ownership of 30% of the Condo units in 21+ unit project.<br> \*Exception form is provided to allow loan with one entity owning >30% of the Condo units in project.<br> \*Approved Conditions: [Redacted] max<br> \*Exception form is on page #7 of 217. - Due Diligence Vendor-02/18/2026<br>|  | DTI>=10% lower than loan program, No credit events past 40 months, and No mortgage late payments in the last 24 months. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7678560 |
| 589 |  | D A | Closed | FCOM1225 | 2026-02-17 14:15 | 2026-03-05 06:48 | Resolved | 1 - Information D A | Compliance | Missing Doc | Second Home Rider is Missing | Resolved-missing rider now present - Due Diligence Vendor-03/05/2026 <br>Ready for Review-Document Uploaded. Please see attached corrected recorded mortgage docs including the second home rider. - Buyer-03/04/2026 <br>Open-Second Home Rider is Missing Second Home Rider Document is missing in file - Due Diligence Vendor-02/17/2026 |  | Resolved-missing rider now present - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7663107 |
| 589 |  | D A | Closed | FCOM4028 | 2026-02-17 13:56 | 2026-02-18 06:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/18/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7662867 |
| 590 |  | D B A | Closed | FCOM4028 | 2026-02-17 12:45 | 2026-02-19 10:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7661456 |
| 590 |  | D B A | Closed | FVAL5474 | 2026-02-17 13:53 | 2026-02-17 13:53 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for condo project being subject to present litigation<br>Approved with conditions of [Redacted] max, 0.25 to price<br>Waiver on page 75 of 145 - Due Diligence Vendor-02/17/2026 |  | Waived-Exception for condo project being subject to present litigation<br>Approved with conditions of [Redacted] max, 0.25 to price<br>Waiver on page 75 of 145 - Due Diligence Vendor-02/17/2026<br>|  | Revolving debt is under 30%, Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7662814 |
| 591 |  | D A | Closed | FCOM4028 | 2026-02-17 17:23 | 2026-02-23 07:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7665395 |
| 592 |  | D B A | Closed | FCRE1199 | 2026-02-18 10:22 | 2026-02-23 13:25 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-loan amount exceeds max allowed for program - Due Diligence Vendor-02/23/2026 <br> Ready for Review-Document Uploaded. - Seller-02/23/2026 <br> Open-Per Guide: Maximum loan amount of $[Redacted]<br> Note: Loan Amount $[Redacted] - Due Diligence Vendor-02/18/2026 | Ready for Review-Document Uploaded. - Seller-02/23/2026<br>| Waived-loan amount exceeds max allowed for program - Due Diligence Vendor-02/23/2026<br>|  | 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7680644 |
| 592 |  | D B A | Closed | FPRO1243 | 2026-02-18 09:43 | 2026-02-23 13:24 | Waived | 2 - Non-Material D B | Property | Missing Doc | Second Appraisal is Missing | Waived-missing 2nd appr due to loan amount size - Due Diligence Vendor-02/23/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/23/2026 <br>Open-Second Appraisal required for loan amounts > [Redacted] - Due Diligence Vendor-02/18/2026 |  | Waived-missing 2nd appr due to loan amount size - Due Diligence Vendor-02/23/2026<br>|  | 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7679900 |
| 592 |  | D B A | Closed | FCOM9970 | 2026-02-18 10:08 | 2026-02-20 14:34 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. - Seller-02/20/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test without the initial application and Service Provider List. - Due Diligence Vendor-02/18/2026 | Ready for Review-Document Uploaded. - Seller-02/20/2026<br>| Resolved-This is acceptable. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7680417 |
| 592 |  | D B A | Closed | 123ABH | 2026-02-18 07:35 | 2026-02-20 14:10 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-proof sent pg 26 - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/20/2026 <br>Open-Homeowner Toolkit is missing Toolkit Document is missing in file - Due Diligence Vendor-02/18/2026 |  | Resolved-proof sent pg 26 - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7676165 |
| 592 |  | D B A | Closed | FCOM1797 | 2026-02-18 09:57 | 2026-02-20 14:09 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-now present - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/20/2026 <br>Open-Provide the missing initial Service Provider List. - Due Diligence Vendor-02/18/2026 |  | Resolved-now present - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7680205 |
| 592 |  | D B A | Closed | FCOM1266 | 2026-02-18 07:35 | 2026-02-20 14:09 | Resolved | 1 - Information D A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-now present - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Document Uploaded. - Seller-02/20/2026 <br>Ready for Review-Document Uploaded. - Seller-02/20/2026 <br>Open-Homeownership Counseling Disclosure Is Missing Homeownership Counseling document is missing in file - Due Diligence Vendor-02/18/2026 | Ready for Review-Document Uploaded. - Seller-02/20/2026 <br>Ready for Review-Document Uploaded. - Seller-02/20/2026<br>| Resolved-now present - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7676164 |
| 592 |  | D B A | Closed | FCOM4028 | 2026-02-18 07:12 | 2026-02-19 13:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7675647 |
| 593 |  | D B A | Closed | FCOM4028 | 2026-02-18 06:47 | 2026-02-20 05:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7675114 |
| 593 |  | D B A | Closed | FCRE6969 | 2026-02-18 08:30 | 2026-02-18 08:30 | Waived | 2 - Non-Material B | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Waived-As Per guide in multi family gifts funds are not allow<br> Exception form is provided to processed with loan Gift funds for multi-family<br> Exception form is on 16 of 121<br> Approved with condition 0.125 to price - Due Diligence Vendor-02/18/2026 |  | Waived-As Per guide in multi family gifts funds are not allow<br> Exception form is provided to processed with loan Gift funds for multi-family<br> Exception form is on 16 of 121<br> Approved with condition 0.125 to price - Due Diligence Vendor-02/18/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in<br> the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7677355 |
| 594 |  | D A | Closed | FCOM4028 | 2026-02-17 13:22 | 2026-02-19 13:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7662370 |
| 595 |  | D A C | Closed | 2260 | 2026-02-17 14:38 | 2026-02-24 10:22 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-lender confirms no prepay - Due Diligence Vendor-02/24/2026 <br>Ready for Review-Per the first page of the final CD included in the signed closing package submitted (page 2 of 120) as well as the lock confirmation included in the credit package 2 submitted (page 5 of 65), there are no prepayment penalties. There also was no prepayment rider included with the mortgage. - Buyer-02/23/2026 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-02/17/2026 |  | Resolved-lender confirms no prepay - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7663668 |
| 595 |  | D A C | Closed | FCOM4028 | 2026-02-17 13:19 | 2026-02-20 06:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7662113 |
| 596 |  | D A | Closed | FCOM4028 | 2026-02-17 12:06 | 2026-02-20 06:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7660832 |
| 597 |  | D A | Closed | FCOM4028 | 2026-02-17 14:59 | 2026-02-20 07:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7663972 |
| 598 |  | D B A | Closed | FCRE1197 | 2026-02-17 15:25 | 2026-02-23 09:54 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-waived credit score for first time homeowner - Due Diligence Vendor-02/23/2026 <br>Ready for Review-Document Uploaded. Please review uploaded exception - Buyer-02/20/2026 <br>Open-Borrower is first time home buyer, minimum fico is 660, borrowers fico is 650 - Due Diligence Vendor-02/17/2026 |  | Waived-waived credit score for first time homeowner - Due Diligence Vendor-02/23/2026<br>|  | DTI >=10% lower than loan program, 10 years or more in the same line of employment, 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7664343 |
| 598 |  | D B A | Closed | FCOM4028 | 2026-02-17 14:32 | 2026-02-19 10:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Loan closed in less than 60 days - Due Diligence Vendor-02/19/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7663542 |
| 599 |  | D A C | Closed | 50001026-Fees-Limited | 2026-02-17 18:16 | 2026-02-26 13:41 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001026) | Resolved-COC provided for increased appr fee - Due Diligence Vendor-02/26/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/26/2026 <br>Ready for Review-Document Uploaded. Please review uploaded COC for appraisal fees - Buyer-02/26/2026 <br>Counter-the fee tolerance is not for the credit report. is is for the increased appraisal fee from LE to Initial CD. See original finding. (Appraisal Fee increased from $695 on LE 01/20/2026 to $775.00 on CD 02/02/2026) - Due Diligence Vendor-02/24/2026 <br>Ready for Review-The final CD is reflecting accurate cure for $4.78 for increased fees above legal limit.Please refer to section J,line lender credits. Credit report fees have increased from $125 to $129.78.The appraisal fees were paid before closing. - Buyer-02/23/2026 <br>Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($4.91) were applied to the total fee variance of ($80.00) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Appraisal Fee increased from $695 on LE 01/20/2026 to $775.00 on CD 02/02/2026. - Due Diligence Vendor-02/18/2026 <br>Open- - Due Diligence Vendor-02/18/2026 |  | Resolved-COC provided for increased appr fee - Due Diligence Vendor-02/26/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7669395 |
| 599 |  | D A C | Closed | 50001028-Fees-Limited | 2026-02-17 18:16 | 2026-02-26 13:41 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-COC provided for increased appr fee - Due Diligence Vendor-02/26/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/26/2026 <br>Ready for Review-Document Uploaded. Please review uploaded COC for appraisal fees - Seller-02/26/2026 <br>Counter-the fee tolerance is not for the credit report. is is for the increased appraisal fee from LE to Initial CD. See original finding. - Due Diligence Vendor-02/24/2026 <br>Ready for Review-The final CD is reflecting accurate cure for $4.78 for increased fees above legal limit.Please refer to section J,line lender credits. Credit report fees have increased from $125 to $129.78.The appraisal fees were paid before closing. - Seller-02/23/2026 <br>Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($4.91) were applied to the total fee variance of ($80.00) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Appraisal Fee increased from $695 on LE 01/20/2026 to $775.00 on CD 02/02/2026. - Due Diligence Vendor-02/18/2026 <br>Open- - Due Diligence Vendor-02/18/2026 | Ready for Review-Document Uploaded. Please review uploaded COC for appraisal fees - Seller-02/26/2026 <br>Ready for Review-The final CD is reflecting accurate cure for $4.78 for increased fees above legal limit.Please refer to section J,line lender credits. Credit report fees have increased from $125 to $129.78.The appraisal fees were paid before closing. - Seller-02/23/2026<br>| Resolved-COC provided for increased appr fee - Due Diligence Vendor-02/26/2026 <br>Resolved-Resolved - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7669396 |
| 599 |  | D A C | Closed | FCOM4028 | 2026-02-17 13:38 | 2026-02-20 09:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/17/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7662593 |
| 600 |  | D B A | Closed | FCOM4028 | 2026-02-18 07:34 | 2026-02-20 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7676158 |
| 600 |  | D B A | Closed | FCRE1228 | 2026-02-18 08:08 | 2026-02-18 08:08 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for 7 NSFs over the past 12 months<br>Approved with conditions of [Redacted] max LA, 0.25 to price<br>Waiver on page 20 of 87 - Due Diligence Vendor-02/18/2026 |  | Waived-Exception for 7 NSFs over the past 12 months<br>Approved with conditions of [Redacted] max LA, 0.25 to price<br>Waiver on page 20 of 87 - Due Diligence Vendor-02/18/2026 |  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, LTV 10% below maximum | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7676894 |
| 601 |  | D B A | Closed | FCOM4028 | 2026-02-18 06:41 | 2026-02-20 10:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7675006 |
| 601 |  | D B A | Closed | FCRE1247 | 2026-02-18 08:57 | 2026-02-18 15:34 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-\*As per guide LTV <=80 Interested Party Contributions is 6% for primary and second home<br> \*Exception is provided to proceed the loan with Interested Party Contributions is 7.637%<br> \*Exception is on pg 42 of 158<br> \*Approved AS-IS - Due Diligence Vendor-02/18/2026 |  | Waived-\*As per guide LTV <=80 Interested Party Contributions is 6% for primary and second home<br> \*Exception is provided to proceed the loan with Interested Party Contributions is 7.637%<br> \*Exception is on pg 42 of 158<br> \*Approved AS-IS - Due Diligence Vendor-02/18/2026<br>|  | \*5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credithistory, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Residual income over $7K. 10-year clear credit history. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7677895 |
| 602 |  | D A | Closed | FCOM4028 | 2026-02-18 08:42 | 2026-02-23 07:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7677570 |
| 603 |  | D A | Closed | FCOM4028 | 2026-02-18 07:45 | 2026-02-20 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7676366 |
| 604 |  | D B A | Closed | FCOM4028 | 2026-02-18 08:41 | 2026-02-20 11:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7677545 |
| 604 |  | D B A | Closed | FCRE1199 | 2026-02-18 09:25 | 2026-02-18 09:25 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-Waived-As per guide, Guideline Maximum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow an exception of [Redacted] in the loan amount<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 428 of 507 - Due Diligence Vendor-2/18/2026 - Due Diligence Vendor-02/18/2026 |  | Waived-Waived-As per guide, Guideline Maximum Loan Amount is $[Redacted]<br> \*Exception form is provided to allow an exception of [Redacted] in the loan amount<br> \*Approved Conditions: 0.25 to price<br> \*Exception form is on page # 428 of 507 - Due Diligence Vendor-2/18/2026 - Due Diligence Vendor-02/18/2026 |  | 5 years on current job, DTI >=10% lower than loan program, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7678574 |
| 605 |  | D A | Closed | FCOM1233 | 2026-02-18 15:37 | 2026-03-03 11:57 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-03/03/2026 <br> Resolved-resolved lender confirmed no mortgage pyt since reverse mtg does not have a payment - Due Diligence Vendor-02/27/2026 <br> Ready for Review-Document Uploaded. $[Redacted] payment for primary reverse mtg consists of Taxes [Redacted] + insurance [Redacted] monthly. No PI payments since Brw does not make payments in reverse mortgage, but borrows with repayment due when the home is sold or the borrower moves out. Pls see attached taxes and insurance. - Seller-02/26/2026 <br> Open-need mtg info for primary home added to REO schedule. Pg 133 and 248 show a reverse mtg taken out - Due Diligence Vendor-02/18/2026 | Ready for Review-Document Uploaded. $[Redacted] payment for primary reverse mtg consists of Taxes [Redacted] + insurance [Redacted] monthly. No PI payments since Brw does not make payments in reverse mortgage, but borrows with repayment due when the home is sold or the borrower moves out. Pls see attached taxes and insurance. - Seller-02/26/2026 | Resolved-The Final 1003 is Present - Due Diligence Vendor-03/03/2026 <br>Resolved-resolved lender confirmed no mortgage pyt since reverse mtg does not have a payment - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7686185 |
| 605 |  | D A | Closed | FCRE9991 | 2026-02-23 08:28 | 2026-03-02 08:22 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender income and debt calculations provided and DTI now matches - Due Diligence Vendor-03/02/2026 <br> Ready for Review-Document Uploaded. DTI calculation is: the primary housing expense as $[Redacted] + this new loan of $[Redacted] (P&I is [Redacted], taxes insurance and hoa is [Redacted]) so total debt is $[Redacted] / total income of [Redacted] = 45% DTI. Subject PTIA is considered as [Redacted] due to IO loan. - Seller-02/27/2026 <br> Counter-final 1003 has debt for [Redacted] at $[Redacted] which is included by TPR. DTI Is 38% and matches debts from final 1003. Lender has extra $[Redacted] that TPR cannot account for. We need proof that P/I is $[Redacted] as we only have proof of reverse mtg but no payment documented - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Auditor calculation does not include the debts from [Redacted]. With this DTI is 45%. - Buyer-02/24/2026 <br> Open-\*DTI is off by 7.54%<br> DTI should be 37.98%. Approval is 45.52%. PHE is $[Redacted] + Debts from Credit report of $0 + Subject prop negative rents used of $[Redacted] / Income of $[Redacted] = 37.98%<br> Reason: Unable to identify how lender calcluated the DTI<br> - Due Diligence Vendor-02/23/2026 | Ready for Review-Document Uploaded. DTI calculation is: the primary housing expense as $[Redacted] + this new loan of $[Redacted] (P&I is [Redacted], taxes insurance and hoa is [Redacted]) so total debt is $[Redacted] / total income of [Redacted] = 45% DTI. Subject PTIA is considered as [Redacted] due to IO loan. - Seller-02/27/2026 | Resolved-lender income and debt calculations provided and DTI now matches - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7754861 |
| 605 |  | D A | Closed | FCRE1334 | 2026-02-18 15:31 | 2026-02-25 08:33 | Resolved | 1 - Information B A | Credit | Missing Doc | Borrower 1 Executed 4506-T Missing | Resolved-4506 now present - Due Diligence Vendor-02/25/2026 <br>Ready for Review-Document Uploaded. Please see attached. - Seller-02/24/2026 <br>Open-Borrower 1 Executed 4506-T Missing missing - Due Diligence Vendor-02/18/2026 | Ready for Review-Document Uploaded. Please see attached. - Seller-02/24/2026<br>| Resolved-4506 now present - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7686129 |
| 605 |  | D A | Closed | FCOM4028 | 2026-02-18 15:12 | 2026-02-23 08:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7685949 |
| 606 |  | D A | Closed | FCRE5116 | 2026-02-19 00:43 | 2026-02-24 12:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-02/24/2026 <br> Resolved-missing VOR now present - Due Diligence Vendor-02/24/2026 <br> Ready for Review-Document Uploaded. Please see attached credit supplement and UW email. Per UW "For DSCR we only need the top 3 mortgages on the REOs. We have all these on the credit supplement so this is technically not needed."<br> - Buyer-02/24/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage address for REO "[Redacted] with balance $[Redacted]. Mortgage tradeline with limit $[Redacted] reflects same account number and payment in credit report but indicated as "Lease". Need supporting documentation to verify the same. - Due Diligence Vendor-02/19/2026 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-02/24/2026 <br>Resolved-missing VOR now present - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7691072 |
| 606 |  | D A | Closed | FCOM4028 | 2026-02-18 22:49 | 2026-02-20 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7690548 |
| 607 |  | D A | Closed | FCOM4028 | 2026-02-18 09:46 | 2026-02-20 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7679948 |
| 608 |  | D B A | Closed | FCRE5275 | 2026-02-18 11:10 | 2026-02-24 11:25 | Resolved | 1 - Information C A | Credit | Eligibility | Asset do not meet guidelines | Resolved-gift check to title now present - Due Diligence Vendor-02/24/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/23/2026 <br>Open- - missing transfer of gift funds to title. - Due Diligence Vendor-02/18/2026 |  | Resolved-gift check to title now present - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7681774 |
| 608 |  | D B A | Closed | FCRE9991 | 2026-02-18 11:10 | 2026-02-24 11:24 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-correct credit now present - Due Diligence Vendor-02/24/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/23/2026 <br>Open- - Data Tape FICO 710. Mid score per the credit report is 678. - Due Diligence Vendor-02/18/2026 |  | Resolved-correct credit now present - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7681762 |
| 608 |  | D B A | Closed | 123ABCF | 2026-02-18 11:06 | 2026-02-24 11:21 | Resolved | 1 - Information C A | Credit | Income/Employment | FICO does not meet minimum program requirement | Resolved-updated credit present and FICO now meets - Due Diligence Vendor-02/24/2026 <br>Ready for Review-Document Uploaded. - Buyer-02/23/2026 <br>Open- - minimum fico for an owner-occupied purchase of a rural property is 680. This loan closed with a 678 FICO. - Due Diligence Vendor-02/18/2026 |  | Resolved-updated credit present and FICO now meets - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7681679 |
| 608 |  | D B A | Closed | FCOM4028 | 2026-02-18 10:01 | 2026-02-20 12:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7680288 |
| 608 |  | D B A | Closed | FCRE0626 | 2026-02-18 11:05 | 2026-02-18 11:05 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-Waived-As per guide, the borrower must contribute at least 20%<br> \*Exception form is provided to allow 16% MBC<br> \*Approved Conditions: [Redacted], 0.25 to price<br> \*Exception form is on page # 41 of 127 - Due Diligence Vendor-2/18/2026 - Due Diligence Vendor-02/18/2026 |  | Waived-Waived-As per guide, the borrower must contribute at least 20%<br> \*Exception form is provided to allow 16% MBC<br> \*Approved Conditions: [Redacted], 0.25 to price<br> \*Exception form is on page # 41 of 127 - Due Diligence Vendor-2/18/2026 - Due Diligence Vendor-02/18/2026<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7681667 |
| 609 |  | D B A | Closed | FVAL1039 | 2026-02-20 08:16 | 2026-02-25 09:14 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-AVM now present supporting value - Due Diligence Vendor-02/25/2026 <br>Ready for Review-Document Uploaded. Please see the AVM. - Buyer-02/24/2026 <br>Open-AVM in file is more than 14% less than value. not within 10% variance - Due Diligence Vendor-02/20/2026 |  | Resolved-AVM now present supporting value - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7720534 |
| 609 |  | D B A | Closed | FCOM4028 | 2026-02-20 07:05 | 2026-02-23 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7718759 |
| 609 |  | D B A | Closed | FVAL5524 | 2026-02-20 08:31 | 2026-02-20 08:31 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-exceeds 10 acres<br> Pg 3 - Due Diligence Vendor-02/20/2026 |  | Waived-exceeds 10 acres<br> Pg 3 - Due Diligence Vendor-02/20/2026<br>|  | Compensating Factors<br> Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit score<br> >40 points than minimum required, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/22/2026 40 LTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7720927 |
| 609 |  | D B A | Closed | FCRE1304 | 2026-02-20 08:31 | 2026-02-20 08:31 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income 1 Income Trend is Decreasing | Waived-income unstable and fluctuating Pg 2<br> Fluctuating income<br>- Due Diligence Vendor-02/20/2026 |  | Waived-income unstable and fluctuating Pg 2<br> Fluctuating income<br>- Due Diligence Vendor-02/20/2026<br>|  | Compensating Factors<br> Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit score<br> >40 points than minimum required, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/22/2026 40 LTV max | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7720919 |
| 610 |  | B A | Closed | FVAL5474 | 2026-02-18 13:38 | 2026-02-18 13:38 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-As per guide condo project mandatory fees not allow<br> Exception is provided to processed with the loan mandatory fees <br> Exception form is on 113 of 114<br> Approved with [Redacted] max, 0.25 to price - Due Diligence Vendor-02/18/2026 |  | Waived-As per guide condo project mandatory fees not allow<br> Exception is provided to processed with the loan mandatory fees <br> Exception form is on 113 of 114<br> Approved with [Redacted] max, 0.25 to price - Due Diligence Vendor-02/18/2026<br>|  | No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution<br> exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7684718 |
| 610 |  | B A | Closed | FPRO1149 | 2026-02-18 13:33 | 2026-02-18 13:33 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold As Per guide Land-Lease condo is not allowed<br> Exception form is provided to processed with the Land-Lease condo<br> Exception form is on 112 of 114<br> Approved with Condition 65% max, 0.25 to price - Due Diligence Vendor-02/18/2026 |  | Waived-Property Rights are Lease Hold As Per guide Land-Lease condo is not allowed<br> Exception form is provided to processed with the Land-Lease condo<br> Exception form is on 112 of 114<br> Approved with Condition 65% max, 0.25 to price - Due Diligence Vendor-02/18/2026<br>|  | LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7684625 |
| 611 |  | D A | Closed | FCOM4028 | 2026-02-19 00:05 | 2026-02-23 11:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7690929 |
| 612 |  | D A | Closed | FCOM4028 | 2026-02-18 09:39 | 2026-02-23 08:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7679848 |
| 613 |  | D A | Closed | FCOM4028 | 2026-02-18 10:36 | 2026-02-20 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7680890 |
| 614 |  | D A | Closed | FCOM4028 | 2026-02-18 10:55 | 2026-02-20 14:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7681363 |
| 615 |  | D A | Closed | FCOM4028 | 2026-02-18 11:13 | 2026-02-20 15:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7681815 |
| 616 |  | D A | Closed | FCOM4028 | 2026-02-18 11:02 | 2026-02-20 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7681558 |
| 617 |  | D A | Closed | FCOM4028 | 2026-02-18 12:29 | 2026-02-20 15:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7683556 |
| 618 |  | D B A | Closed | FCOM4028 | 2026-02-18 14:04 | 2026-02-20 15:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7685048 |
| 618 |  | D B A | Closed | FVAL5472 | 2026-02-18 15:38 | 2026-02-18 15:40 | Waived | 2 - Non-Material B | Property | Property | Property or house size is outside of guidelines | Waived-As per guide Units < 500sqft is not allowed<br> Exception is provided to proceed the loan with Units < 500sqft<br> Exception is on pg 81 of 97<br> Approved With Conditions 0.25 to price - Due Diligence Vendor-02/18/2026 |  | Waived-As per guide Units < 500sqft is not allowed<br> Exception is provided to proceed the loan with Units < 500sqft<br> Exception is on pg 81 of 97<br> Approved With Conditions 0.25 to price - Due Diligence Vendor-02/18/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7686187 |
| 618 |  | D B A | Closed | FCRE1200 | 2026-02-18 15:39 | 2026-02-18 15:39 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per guide minimum loan amount is [Redacted]<br> Exception is provided to proceed the loan with loan amount < [Redacted]<br> Exception is on pg 82 of 97<br> Approved With Conditions 0.25 to price - Due Diligence Vendor-02/18/2026 |  | Waived-As per guide minimum loan amount is [Redacted]<br> Exception is provided to proceed the loan with loan amount < [Redacted]<br> Exception is on pg 82 of 97<br> Approved With Conditions 0.25 to price - Due Diligence Vendor-02/18/2026<br>|  | No credit events past 40 months, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7686207 |
| 619 |  | D A | Closed | FCOM4028 | 2026-02-18 13:29 | 2026-02-20 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7684589 |
| 620 |  | D A | Closed | FCOM4028 | 2026-02-18 12:42 | 2026-02-20 15:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7683759 |
| 621 |  | D A | Closed | FCOM4028 | 2026-02-18 11:57 | 2026-02-20 15:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/20/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7682818 |
| 622 |  | D A | Closed | FCOM4028 | 2026-02-18 12:00 | 2026-02-23 11:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/18/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7682890 |
| 623 |  | D A | Closed | FCRE5116 | 2026-02-20 01:35 | 2026-02-24 12:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-02/24/2026 <br> Resolved-missing VOM now present - Due Diligence Vendor-02/24/2026 <br> Ready for Review-Document Uploaded. Please see attached credit supplement. Per UW "Per SUW for other loan linked to this loan with same finding "For DSCR we only need the top 3 mortgages on the REOs. We have all these on the credit supplement so this is technically not needed." - Buyer-02/24/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage address for REO "[Redacted] with balance $[Redacted]. Mortgage tradeline with limit $[Redacted] reflects same account number and payment in credit report but indicated as "Lease". Need supporting documentation to verify the same. - Due Diligence Vendor-02/20/2026 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-02/24/2026 <br>Resolved-missing VOM now present - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7713821 |
| 623 |  | D A | Closed | FCOM4028 | 2026-02-19 23:00 | 2026-02-23 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7713219 |
| 624 |  | D A | Closed | FCOM4028 | 2026-02-20 02:55 | 2026-02-23 09:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7714172 |
| 625 |  | D A | Closed | FCRE1344 | 2026-02-20 13:16 | 2026-02-25 10:13 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Business Bank Statements Less Than 12 Months Provided | Resolved-missing account statement now present - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Document Uploaded. Please see attached October bank statement. - Buyer-02/24/2026 <br> Open-missing Oct acct statement for #[Redacted] - Due Diligence Vendor-02/20/2026 |  | Resolved-missing account statement now present - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7728852 |
| 625 |  | D A | Closed | FCRE4104 | 2026-02-20 12:51 | 2026-02-25 10:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-remaining large deposit now sourced - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Document Uploaded. Please see attached UW's email and invoice. Per the UW "We have an invoice for it in the file. This is business income."<br> - Buyer-02/24/2026 <br> Open-large deposit on 2/5 for $[Redacted] not fully sourced. [Redacted] was sourced on pg116 but the remaining [Redacted] is not sourced- need the [Redacted] of the [Redacted] deposit sourced. (was this a gift? There is a check for [Redacted] from someone else to borrower pg 114 but no explanation) - Due Diligence Vendor-02/20/2026 |  | Resolved-remaining large deposit now sourced - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7728350 |
| 625 |  | D A | Closed | FCOM4028 | 2026-02-20 12:14 | 2026-02-23 08:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7727555 |
| 626 |  | D A | Closed | FCOM4028 | 2026-02-19 23:26 | 2026-02-24 09:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7713360 |
| 627 |  | D A | Closed | FCOM4028 | 2026-02-23 11:53 | 2026-02-25 09:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7761178 |
| 628 |  | D A | Closed | FCOM4028 | 2026-02-19 07:32 | 2026-02-23 09:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7696449 |
| 629 |  | D A | Closed | FCOM3596 | 2026-02-24 09:45 | 2026-03-02 11:27 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Prepayment Rider | Resolved-confirmed none by lender - Due Diligence Vendor-03/02/2026 <br>Ready for Review-Per 1st page of the final CD (page 83 of 375 in part 1) and lock confirmation (page 1 of 157 part 2) included in the package submitted, there are no prepayment penalties. There also was no prepayment rider included with the mortgage. - Buyer-02/27/2026 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-02/24/2026 |  | Resolved-confirmed none by lender - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7781470 |
| 629 |  | D A | Closed | FCOM4028 | 2026-02-19 08:00 | 2026-02-23 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7697131 |
| 630 |  | D A | Closed | FCOM4028 | 2026-02-19 10:10 | 2026-02-23 11:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7701714 |
| 631 |  | D A | Closed | FCOM4028 | 2026-02-19 11:42 | 2026-02-23 11:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7703871 |
| 632 |  | D A | Closed | FCOM4028 | 2026-02-19 09:41 | 2026-02-23 12:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7700575 |
| 633 |  | D A | Closed | FCRE8450 | 2026-02-19 12:10 | 2026-02-23 14:04 | Resolved | 1 - Information C A | Credit | Income/Employment | Rental Income not supported | Resolved-lease now present and proof of the receipt of rents was already in file - Due Diligence Vendor-02/23/2026 <br> Ready for Review-Document Uploaded. Please review uploaded lease for $[Redacted] and mtg.statement - Buyer-02/23/2026 <br> Open-Rental income considered for properties "[Redacted]" rent supportive doc is missing.<br> Need supporting doc for $326 - Due Diligence Vendor-02/19/2026 |  | Resolved-lease now present and proof of the receipt of rents was already in file - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7704470 |
| 633 |  | D A | Closed | FCOM4028 | 2026-02-19 10:28 | 2026-02-23 07:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7702211 |
| 634 |  | D B A | Closed | FCOM4028 | 2026-02-19 09:18 | 2026-02-23 12:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7699687 |
| 634 |  | D B A | Closed | FCRE6763 | 2026-02-19 10:21 | 2026-02-19 10:21 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, Guideline requirement for Bank statement income states monthly income deposits should be stable/ consistent.<br> \*Exception form is provided to allow unstable, inconsistent income deposit for Borrowers 1 and 2.<br> \*Approved Conditions:.025 to price<br> \*Exception form is on page # 263 of 308 - Due Diligence Vendor-02/19/2026 - Due Diligence Vendor-02/19/2026 |  | Waived-Waived-As per guide, Guideline requirement for Bank statement income states monthly income deposits should be stable/ consistent.<br> \*Exception form is provided to allow unstable, inconsistent income deposit for Borrowers 1 and 2.<br> \*Approved Conditions:.025 to price<br> \*Exception form is on page # 263 of 308 - Due Diligence Vendor-02/19/2026 - Due Diligence Vendor-02/19/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7702035 |
| 635 |  | D A | Closed | FCOM4028 | 2026-02-19 11:03 | 2026-02-23 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7703022 |
| 636 |  | D A | Closed | FCOM4028 | 2026-02-19 10:04 | 2026-02-23 13:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7701595 |
| 637 |  | D A | Closed | FCOM4028 | 2026-02-19 12:06 | 2026-02-23 12:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7704387 |
| 638 |  | D A | Closed | FCOM4028 | 2026-02-19 12:25 | 2026-02-24 11:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7704783 |
| 639 |  | D B A | Closed | FCOM4028 | 2026-02-19 10:47 | 2026-02-24 09:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7702642 |
| 639 |  | D B A | Closed | FCRE1325 | 2026-02-19 13:01 | 2026-02-24 09:46 | Waived | 2 - Non-Material B | Credit | Missing Doc | Borrower 1 CPA/Accountant Letter is Missing or Incomplete | Waived-Exception for license number not on CPA letter<br> Approved as is<br> Waiver on page 4 of 71<br> - Due Diligence Vendor-02/19/2026 |  | Waived-Exception for license number not on CPA letter<br> Approved as is<br> Waiver on page 4 of 71<br> - Due Diligence Vendor-02/19/2026<br>|  | 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7705741 |
| 640 |  | D B A | Closed | FCOM4028 | 2026-02-19 13:39 | 2026-02-23 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7706796 |
| 640 |  | D B A | Closed | FCRE0626 | 2026-02-19 15:10 | 2026-02-19 15:10 | Waived | 2 - Non-Material B | Credit | Closing | Borrower Minimum Contribution Towards Purchase Not Met | Waived-Waiver for borrower not meeting 20% contribution for P&L program. Borrower contributing 14%<br>Approved with conditions of [Redacted]<br>Waiver on page 14 of 90 - Due Diligence Vendor-02/19/2026 |  | Waived-Waiver for borrower not meeting 20% contribution for P&L program. Borrower contributing 14%<br>Approved with conditions of [Redacted]<br>Waiver on page 14 of 90 - Due Diligence Vendor-02/19/2026<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit<br> history, No consumer late payments in the last 24 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7708500 |
| 641 |  | D B A | Closed | FCOM4028 | 2026-02-19 11:40 | 2026-02-23 12:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/23/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7703857 |
| 641 |  | D B A | Closed | FPRO1251 | 2026-02-19 13:38 | 2026-02-19 13:39 | Waived | 2 - Non-Material B | Property | Property | Property Zoning Does Not Meet Program Requirements | Waived-\*Business = commercial zoning classification<br> \*Exception is provided to proceed the loan with Business = commercial zoning classification<br> \*Exception is on pg 111 of 127<br> \*Approved AS-IS<br> - Due Diligence Vendor-02/19/2026 | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history - 02/19/2026 <br>| Waived-\*Business = commercial zoning classification<br> \*Exception is provided to proceed the loan with Business = commercial zoning classification<br> \*Exception is on pg 111 of 127<br> \*Approved AS-IS<br> - Due Diligence Vendor-02/19/2026<br>|  | \*No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7706782 |
| 642 |  | D A | Closed | FCOM4028 | 2026-02-20 06:10 | 2026-02-24 06:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7717103 |
| 643 |  | D A | Closed | FCOM4028 | 2026-02-19 14:23 | 2026-02-24 06:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/19/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7707589 |
| 644 |  | D A | Closed | FCOM4028 | 2026-02-20 07:20 | 2026-02-25 06:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7719268 |
| 645 |  | D A | Closed | FCOM4028 | 2026-02-20 07:06 | 2026-02-24 07:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7718795 |
| 646 |  | D B A | Closed | FCOM4028 | 2026-02-20 09:30 | 2026-02-24 12:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7723351 |
| 646 |  | D B A | Closed | FVAL5474 | 2026-02-20 10:38 | 2026-02-20 10:38 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for the budget of condo reserves being than 10% <br>Approved with conditions of [Redacted] max and 0.25 to price<br>Waiver on page 474 of 569 - Due Diligence Vendor-02/20/2026 |  | Waived-Exception for the budget of condo reserves being than 10% <br>Approved with conditions of [Redacted] max and 0.25 to price<br>Waiver on page 474 of 569 - Due Diligence Vendor-02/20/2026<br>|  | Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7725327 |
| 647 |  | D A | Closed | FCOM4028 | 2026-02-22 22:01 | 2026-02-24 12:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7745429 |
| 648 |  | D B A | Closed | FCOM4028 | 2026-02-23 06:09 | 2026-02-24 13:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7749452 |
| 648 |  | D B A | Closed | FCRE1197 | 2026-02-23 07:28 | 2026-02-23 07:28 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-No FICO Score due to limited credit /tradelines under [Redacted]<br> Pg. 421 - Due Diligence Vendor-02/23/2026 |  | Waived-No FICO Score due to limited credit /tradelines under[Redacted]<br> Pg. 421 - Due Diligence Vendor-02/23/2026 |  | Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40<br> months, Not a FTHB<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/06/2026 0.25 to price, 75 CLTV max | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7753151 |
| 649 |  | D B A | Closed | FCRE1317 | 2026-02-23 00:06 | 2026-03-02 12:15 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Resolved-gap letter now present - Due Diligence Vendor-03/02/2026 <br>Ready for Review-Document Uploaded. Please see the Borrower`s LOE. - Buyer-02/27/2026 <br>Open-Please provide supporting document to verify continues 2 years of employment. Present employment start date per VOE in page#283_Credit pkg.pdf is 05/20/2024 and previous employment end date per VOE in page#284_Credit pkg.pdf is 11/02/2022. No explanation for employment gap for 2022 to 2024 and no supporting document to verify the same. - Due Diligence Vendor-02/23/2026 |  | Resolved-gap letter now present - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7746062 |
| 649 |  | D B A | Closed | FCOM4028 | 2026-02-22 23:05 | 2026-02-24 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7745749 |
| 649 |  | D B A | Closed | FCRE8201 | 2026-02-23 02:08 | 2026-02-23 02:17 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Appraisal effective date 02/05/2026 is after Application date 02/03/2026 as Appraisal ordered on 01/29/2026 which is not allowed per Guidelines 9.3.1., we have exception in page#307_Credit pkg.pdf - Due Diligence Vendor-02/23/2026 |  | Waived-Appraisal effective date 02/05/2026 is after Application date 02/03/2026 as Appraisal ordered on 01/29/2026 which is not allowed per Guidelines 9.3.1., we have exception in page#307_Credit pkg.pdf - Due Diligence Vendor-02/23/2026<br>|  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #2_Credit pkg.pdf<br> Borrower contribution exceeds requirement >=5%- Borrower contribution is nearly 33.12% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7746490 |
| 650 |  | D A | Closed | FCOM4028 | 2026-02-20 07:55 | 2026-02-24 14:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7720110 |
| 651 |  | D A | Closed | FCOM4028 | 2026-02-23 00:30 | 2026-02-24 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7746152 |
| 652 |  | D A | Closed | FCOM4028 | 2026-02-20 06:52 | 2026-02-24 14:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7718171 |
| 653 |  | D A | Closed | FCOM4028 | 2026-02-23 07:48 | 2026-02-24 14:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7753725 |
| 654 |  | D A | Closed | FCOM4028 | 2026-02-20 09:17 | 2026-02-25 06:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7722520 |
| 655 |  | D B A | Closed | FCOM4028 | 2026-02-20 07:47 | 2026-02-25 06:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7719919 |
| 655 |  | D B A | Closed | FCRE6763 | 2026-02-20 08:39 | 2026-02-20 08:39 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, unusual deposits must be documented. The underwriter will determine what is considered unusual based upon the review of the loan file.<br> \*Exception form is provided to allow the able to use [Redacted] deposits<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page # 19 of 72, bank statements page 31 of 687 - Due Diligence Vendor-2/20/2026 - Due Diligence Vendor-02/20/2026 |  | Waived-Waived-As per guide, unusual deposits must be documented. The underwriter will determine what is considered unusual based upon the review of the loan file.<br> \*Exception form is provided to allow the able to use [Redacted] deposits<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page # 19 of 72, bank statements page 31 of 687 - Due Diligence Vendor-2/20/2026 - Due Diligence Vendor-02/20/2026 |  | Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7721317 |
| 656 |  | D A | Closed | FCOM4028 | 2026-02-20 11:34 | 2026-02-24 08:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7726643 |
| 657 |  | D A | Closed | FCOM4028 | 2026-02-20 11:16 | 2026-02-24 08:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7726230 |
| 658 |  | D A | Closed | FCOM4028 | 2026-02-20 11:15 | 2026-02-24 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7726166 |
| 659 |  | [Redacted] D A | Closed | FCOM4028 | 2026-02-20 13:49 | 2026-02-24 11:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7729648 |
| 660 |  | D A | Closed | FCOM4028 | 2026-02-20 13:49 | 2026-02-24 09:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7729629 |
| 661 |  | D A | Closed | FCOM4028 | 2026-02-21 07:58 | 2026-02-25 06:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/21/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7738338 |
| 662 |  | D A | Closed | FCOM4028 | 2026-02-20 13:50 | 2026-02-24 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7729671 |
| 663 |  | D A | Closed | FCOM4028 | 2026-02-20 14:04 | 2026-02-24 08:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7729915 |
| 664 |  | D A C | Closed | 2260 | 2026-02-24 10:06 | 2026-02-26 13:41 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-prepay not required per lender comments - Due Diligence Vendor-02/26/2026 <br>Ready for Review-no PPP as per lock from - Buyer-02/26/2026 <br>Open-Need Confirmation that there is no prepayment penalty in file. - Due Diligence Vendor-02/24/2026 |  | Resolved-prepay not required per lender comments - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7781734 |
| 664 |  | D A C | Closed | FCOM4028 | 2026-02-20 14:49 | 2026-02-24 10:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7730956 |
| 665 |  | D A | Closed | FCOM4028 | 2026-02-23 11:48 | 2026-02-25 07:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7761059 |
| 666 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA |  |  |  |
| 667 |  | D A | Closed | FCOM4028 | 2026-02-20 13:40 | 2026-02-25 07:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/20/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7729306 |
| 668 |  | D A | Closed | FCOM4028 | 2026-02-23 22:04 | 2026-02-25 07:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7771774 |
| 669 |  | D B A | Closed | FCOM4028 | 2026-02-23 13:02 | 2026-02-25 11:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7762806 |
| 669 |  | D B A | Closed | FVAL5524 | 2026-02-23 14:00 | 2026-02-23 14:00 | Waived | 2 - Non-Material B | Property | Property | Ineligible Property | Waived-declining market on new construction pud. <br> declining market new construction<br> Pg 178 - Due Diligence Vendor-02/23/2026 |  | Waived-declining market on new construction pud. <br> declining market new construction<br> Pg 178 - Due Diligence Vendor-02/23/2026<br>|  | Compensating Factors<br> 5 years on current job, DTI >=10% lower than loan program, 5+ years credit history<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/21/2026 75 CLTV, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7764577 |
| 670 |  | D A | Closed | FCRE6969 | 2026-02-24 06:30 | 2026-02-27 09:35 | Resolved | 1 - Information C A | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Resolved-gift fund wire now present - Due Diligence Vendor-02/27/2026 <br>Ready for Review-Document Uploaded. Please see attached wire for gift funds. - Buyer-02/26/2026 <br>Open-missing proof the 8k was wired to close - Due Diligence Vendor-02/24/2026 |  | Resolved-gift fund wire now present - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7776834 |
| 670 |  | D A | Closed | FCOM4028 | 2026-02-24 05:59 | 2026-02-25 08:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7775940 |
| 671 |  | D B A | Closed | FCRE4293 | 2026-02-24 08:18 | 2026-03-05 06:50 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-resolved with lender additional review. they accept the managing member listed as only owner and thus has access to asset - Due Diligence Vendor-03/05/2026 <br> Ready for Review-Document Uploaded. Please see the business search. The borrower is the only person on the filling for the LLC. - Buyer-03/04/2026 <br> Counter-this is not proof of ownership. need something from bank to verify ownership or proof borrower owns this business - Due Diligence Vendor-03/03/2026 <br> Ready for Review-Document Uploaded. [Redacted] was deposited on 1/16 in the name of Borrower [Redacted], the account belongs to [Redacted]. - Buyer-03/03/2026 <br> Open-missing proof borrower owns [Redacted] as one asset has that as acct owner - Due Diligence Vendor-02/24/2026 |  | Resolved-resolved with lender additional review. they accept the managing member listed as only owner and thus has access to asset - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7779146 |
| 671 |  | D B A | Closed | FCRE9500 | 2026-02-24 08:18 | 2026-03-03 08:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Assets) | Resolved-lender address this deposit and they determined not a gift. - Due Diligence Vendor-03/03/2026 <br>Ready for Review-Document Uploaded. The large deposit went into a business account and we never ask about that on business accounts because it could just be the nature of the business. - Buyer-03/03/2026 <br>Open-large deposit of 98k is not explained. there is a copy of this check but explanation if was a gift or not - Due Diligence Vendor-02/24/2026 |  | Resolved-lender address this deposit and they determined not a gift. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7779134 |
| 671 |  | D B A | Closed | FCOM4028 | 2026-02-24 07:05 | 2026-02-25 12:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7777495 |
| 671 |  | D B A | Closed | FCRE1228 | 2026-02-24 08:19 | 2026-02-24 08:19 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-non sufficient funds exceed more than program allows. exception pg 4<br> 8 NSFs - Due Diligence Vendor-02/24/2026 |  | Waived-non sufficient funds exceed more than program allows. exception pg 4<br> 8 NSFs - Due Diligence Vendor-02/24/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, LTV 10% below maximum,<br> Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 02/10/2026 70% LTV max, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7779165 |
| 672 |  | D B A | Closed | FCRE6763 | 2026-02-23 08:43 | 2026-03-03 08:12 | Resolved | 1 - Information C A | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-missing 2 months assets used for income now present - Due Diligence Vendor-03/03/2026 <br> Ready for Review-Document Uploaded. Please see attached. - Buyer-03/03/2026 <br> Counter-need oct. original finding was missing 2 month as 3 months are required. - Due Diligence Vendor-03/02/2026 <br> Ready for Review-Document Uploaded. Please see November Bank Statements for accounts [Redacted] and [Redacted]. - Buyer-02/28/2026 <br> Open- - missing 2 months of bank statements for #[Redacted] (only 12/31/2025 present page 148) and #[Redacted] (only 12/31/202 page 194 and page 1 of 11/30/2025 page 206 present). - Due Diligence Vendor-02/23/2026 |  | Resolved-missing 2 months assets used for income now present - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7755432 |
| 672 |  | D B A | Closed | FCOM1233 | 2026-02-23 08:40 | 2026-03-02 12:30 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-lender has reviewed and is ok as both borrower are on loan - Due Diligence Vendor-03/02/2026 <br> Ready for Review-Document Uploaded. GLs don`t require assets accounts should be in both Borrowers` names. GLs state only when borrowers are not the only holder of the account, the letter from other parties on the account must be provided stating that 100% of the account funds can be used by the borrower. This is not the case; and both accounts holders are equal Borrowers on the loan. - Buyer-02/28/2026 <br> Open- - separate out asset income. Per statements provided, [Redacted] in B1's name and [Redacted] is in B2's name. - Due Diligence Vendor-02/23/2026 |  | Resolved-lender has reviewed and is ok as both borrower are on loan - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7755344 |
| 672 |  | D B A | Closed | FCOM4028 | 2026-02-23 07:44 | 2026-02-25 08:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7753629 |
| 672 |  | D B A | Closed | FCRE1492 | 2026-02-23 08:38 | 2026-02-23 08:38 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Waived-As per guide, max cash out for CLTV from [Redacted]% is $[Redacted]<br> \*Exception form is provided to allow Max cash in hand over [Redacted]<br> \*Approved Conditions: [Redacted], 0.25 to price<br> \*Exception form is on page # 127 of 146 - Due Diligence Vendor-2/23/2026 - Due Diligence Vendor-02/23/2026 |  | Waived-Waived-As per guide, max cash out for CLTV from [Redacted] is $[Redacted]<br> \*Exception form is provided to allow Max cash in hand over [Redacted]<br> \*Approved Conditions: [Redacted], 0.25 to price<br> \*Exception form is on page # 127 of 146 - Due Diligence Vendor-2/23/2026 - Due Diligence Vendor-02/23/2026 |  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7755266 |
| 673 |  | D A | Closed | FCOM4028 | 2026-02-23 08:04 | 2026-02-25 08:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7754123 |
| 674 |  | D A | Closed | FCOM4028 | 2026-02-23 08:02 | 2026-02-25 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7754099 |
| 675 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA |  |  |  |
| 676 |  | D A | Closed | FCOM4028 | 2026-02-23 07:41 | 2026-02-25 09:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7753555 |
| 677 |  | D A C | Closed | 2260 | 2026-02-23 08:52 | 2026-02-27 11:32 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comment, no prepay - Due Diligence Vendor-02/27/2026 <br>Ready for Review-no PPP - Buyer-02/27/2026 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-02/23/2026 |  | Resolved-resolved with lender comment, no prepay - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7755771 |
| 677 |  | D A C | Closed | FCOM4028 | 2026-02-23 07:11 | 2026-02-25 08:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7752775 |
| 678 |  | D A C | Closed | 2260 | 2026-02-25 08:06 | 2026-02-27 11:33 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-resolved with lender comment. no prepay - Due Diligence Vendor-02/27/2026 <br>Ready for Review-no PPP - Buyer-02/27/2026 <br>Open-Need confirmation that there is no Prepayment penalty. - Due Diligence Vendor-02/25/2026 |  | Resolved-resolved with lender comment. no prepay - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7798652 |
| 678 |  | D A C | Closed | FCOM4028 | 2026-02-23 09:32 | 2026-02-25 08:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7757448 |
| 679 |  | D A | Closed | FCOM4028 | 2026-02-23 07:19 | 2026-02-25 08:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7752957 |
| 680 |  | D A | Closed | FCOM4028 | 2026-02-23 22:15 | 2026-02-25 12:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7771844 |
| 681 |  | D A | Closed | FCOM4028 | 2026-02-23 11:45 | 2026-02-25 11:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7761025 |
| 682 |  | D A | Closed | FCOM4028 | 2026-02-23 12:38 | 2026-02-25 10:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/23/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7762196 |
| 683 |  | D A | Closed | FCOM4028 | 2026-02-24 05:20 | 2026-02-25 13:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7775126 |
| 684 |  | D B A | Closed | FCRE1501 | 2026-02-24 11:25 | 2026-02-27 11:38 | Waived | 2 - Non-Material C B | Credit | Assets | Liquid Funds Post-Close is less than Total Required Reserve Amount | Waived-asset short for reserves, waiver now present - Due Diligence Vendor-02/27/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/27/2026 <br> Open-Total Qualified Assets for Reserves Post-Close of $[Redacted] is less than Total Required Reserve Amount of $[Redacted] 6 months reserves $[Redacted] , available $[Redacted] = Shortage -$[Redacted] . Need additional 1 months of asset statements. - Due Diligence Vendor-02/25/2026 |  | Waived-asset short for reserves, waiver now present - Due Diligence Vendor-02/27/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7782166 |
| 684 |  | D B A | Closed | FCRE1199 | 2026-02-24 11:15 | 2026-02-27 11:37 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-loan amount exceeds allowed per guidelines- waiver provided. - Due Diligence Vendor-02/27/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/27/2026 <br> Open- - Max loan amount for owner occupied property at [Redacted] is $[Redacted]. this loan closed with a loan amount of $[Redacted]. - Due Diligence Vendor-02/24/2026 |  | Waived-loan amount exceeds allowed per guidelines- waiver provided. - Due Diligence Vendor-02/27/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7781962 |
| 684 |  | D B A | Closed | FPRO1243 | 2026-02-25 12:15 | 2026-02-26 14:08 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal is Missing | Resolved-guides changed on 1/23 to allow 2nd appr for loan sized over [Redacted]. this was applied to this loan as i closed after 1/23 - Due Diligence Vendor-02/26/2026 <br> Ready for Review-Document Uploaded. - Buyer-02/26/2026 <br> Open-Second Appraisal required for loan amounts > $[Redacted] - Due Diligence Vendor-02/25/2026 |  | Resolved-guides changed on 1/23 to allow 2nd appr for loan sized over [Redacted]. this was applied to this loan as i closed after 1/23 - Due Diligence Vendor-02/26/2026 |  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7806919 |
| 684 |  | D B A | Closed | FCOM4028 | 2026-02-24 09:50 | 2026-02-25 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7781532 |
| 685 |  | D B A | Closed | FCOM4028 | 2026-02-24 08:03 | 2026-02-24 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/24/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7778628 |
| 685 |  | D B A | Closed | FVAL5474 | 2026-02-24 09:21 | 2026-02-24 09:21 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Waived-As per guide, Projects involved in litigation are typically ineligible<br> \*Exception form is provided to allow Condo Issues: litigation, some ongoing repairs (building stands safe for its intended use and present occupancy). Not minor litigation. Litigation is construction-related. Potential for material impact on: Structural integrity, HOA finances, Future special assessment<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page # 121 of 123, Litigation docs page 645 of 1091 - Due Diligence Vendor-2/24/2026 - Due Diligence Vendor-02/24/2026 |  | Waived-Waived-As per guide, Projects involved in litigation are typically ineligible<br> \*Exception form is provided to allow Condo Issues: litigation, some ongoing repairs (building stands safe for its intended use and present occupancy). Not minor litigation. Litigation is construction-related. Potential for material impact on: Structural integrity, HOA finances, Future special assessment<br> \*Approved Conditions: [Redacted] max, 0.5 to price<br> \*Exception form is on page # 121 of 123, Litigation docs page 645 of 1091 - Due Diligence Vendor-2/24/2026 - Due Diligence Vendor-02/24/2026<br>|  | No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7781145 |
| 686 |  | D A | Closed | FCOM4028 | 2026-02-24 07:09 | 2026-02-25 14:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7777580 |
| 687 |  | D A | Closed | FCOM4028 | 2026-02-24 06:50 | 2026-02-25 13:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7777183 |
| 688 |  | D A C | Closed | 50001028-Fees-Limited | 2026-02-24 11:17 | 2026-03-06 07:47 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-This is acceptable. - Due Diligence Vendor-03/06/2026 <br> Resolved- - Due Diligence Vendor-03/06/2026 <br> Ready for Review-Document Uploaded. Please see the CoC. - Buyer-03/05/2026 <br> Open-Loan Discount Points increased from $[Redacted] on CD [Redacted] to $[Redacted]0 on Final CD [Redacted]. Cure for $51.70 on Final CD is not sufficient. - Due Diligence Vendor-02/24/2026 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($51.70) were applied to the total fee variance of ($784.00) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-02/24/2026 <br> Open- - Due Diligence Vendor-02/24/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7781992 |
| 688 |  | D A C | Closed | 50001026-Fees-Limited | 2026-02-24 11:17 | 2026-03-06 07:47 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001026) | Resolved-This is acceptable. - Due Diligence Vendor-03/06/2026 <br>Resolved- - Due Diligence Vendor-03/06/2026 <br>Ready for Review-Document Uploaded. Please see the CoC. - Buyer-03/05/2026 <br>Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($51.70) were applied to the total fee variance of ($784.00) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-02/24/2026 <br>Open-Loan Discount Points increased from $3,459.00 on CD 01/30/2026 to $4,243.00 on Final CD 02/13/2026. Cure for $51.70 on Final CD is not sufficient. - Due Diligence Vendor-02/24/2026 <br>Open- - Due Diligence Vendor-02/24/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7781993 |
| 688 |  | D A C | Closed | FCOM4028 | 2026-02-24 06:41 | 2026-02-25 14:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7777034 |
| 689 |  | D A | Closed | FCOM4028 | 2026-02-24 07:28 | 2026-02-25 14:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7777965 |
| 690 |  | D A | Closed | FCOM4028 | 2026-02-24 09:28 | 2026-02-27 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7781274 |
| 691 |  | D B A | Closed | FCOM4028 | 2026-02-25 06:08 | 2026-02-25 14:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7795625 |
| 691 |  | D B A | Closed | FVAL5385 | 2026-02-25 06:23 | 2026-02-25 06:23 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-listed for sale within the last 6 months<br> Comments The property was delisted in December and the borrower intends to keep it for long term<br> Pr. 17 - Due Diligence Vendor-02/25/2026 |  | Waived-listed for sale within the last 6 months<br> Comments The property was delisted in December and the borrower intends to keep it for long term<br> Pr. 17 - Due Diligence Vendor-02/25/2026<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 02/03/2026 73% LTV MAX & 0.25 to price | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7795830 |
| 692 |  | D B A | Closed | FCRE7532 | 2026-02-25 03:26 | 2026-03-02 12:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Qualifying Credit Score does not meet eligibility requirement(s) | Waived-Borrower has only two fico scores in credit report #79_[Redacted] Credit Package 2.pdf. Transunion fico score is missing . We have exception in page#100_[Redacted] Credit Package 2.pdf - Due Diligence Vendor-02/25/2026 |  | Waived-Borrower has only two fico scores in credit report #79_[Redacted] Credit Package 2.pdf. Transunion fico score is missing . We have exception in page#100_[Redacted] Credit Package 2.pdf - Due Diligence Vendor-02/25/2026 |  | 5+ years credit history- Oldest tradeline date in CBR page #79_[Redacted] Credit Package 2.pdf is 08/01/1989<br> No consumer late payments in the last 24 months - No Consumer late payments in CBR Page #79_[Redacted] Credit Package 2.pdf<br> No credit event in the last 40 months can be used as a compensating factor. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7793711 |
| 692 |  | D B A | Closed | FCRE8800 | 2026-02-25 03:29 | 2026-03-02 12:48 | Resolved | 1 - Information C A | Credit | Eligibility | Compensating Factors are insufficient to approve Exception Waiver | Resolved-valid comp factor now present - Due Diligence Vendor-03/02/2026 <br> Ready for Review-No credit event in the last 40 months can be used as a compensating factor. - Buyer-02/28/2026 <br> Open-Exception in Page #100_[Redacted] Credit Package 2.pdf only 2 valid compensating factors that are in line with file. Please provide additional valid Compensating factors to consider the Exception document. Below is invalid Comp Factor - <br> 1. Revolving debt is under 30% - Revolving payment is $10 and All Other Monthly Payments is also $10 (not under 30%) - Due Diligence Vendor-02/25/2026 |  | Resolved-valid comp factor now present - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7793728 |
| 692 |  | D B A | Closed | FCOM4028 | 2026-02-24 23:55 | 2026-02-25 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7792610 |
| 693 |  | D A | Closed | FCOM4028 | 2026-02-25 02:09 | 2026-02-26 06:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7793235 |
| 694 |  | D A | Closed | FCOM4028 | 2026-02-24 11:42 | 2026-02-26 07:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7782519 |
| 695 |  | D B A | Closed | FCOM4028 | 2026-02-24 11:33 | 2026-02-26 08:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7782360 |
| 695 |  | D B A | Closed | FCRE1165 | 2026-02-24 13:32 | 2026-02-26 08:07 | Waived | 2 - Non-Material B | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Waived-Flood Insurance Policy Partially Provided \*Flood insurance should attach to master policy<br> \*Exception form is provided to allow Condo where unit owners carry own insurance as separate flood insurance is provided<br> \*Approved Conditions $[Redacted] LA max, 0.25 to price<br> \*Exception Form is on pg. no 12 of 86<br>- Due Diligence Vendor-02/24/2026 |  | Waived-Flood Insurance Policy Partially Provided \*Flood insurance should attach to master policy<br> \*Exception form is provided to allow Condo where unit owners carry own insurance as separate flood insurance is provided<br> \*Approved Conditions $[Redacted] LA max, 0.25 to price<br> \*Exception Form is on pg. no 12 of 86<br>- Due Diligence Vendor-02/24/2026 |  | DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7785265 |
| 696 |  | D A | Closed | FCRE1182 | 2026-02-25 07:50 | 2026-03-02 12:49 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-now present - Due Diligence Vendor-03/02/2026 <br>Ready for Review-Document Uploaded. Please see 1008 and Approval. - Buyer-02/28/2026 <br>Open-missing the UW 1008 and a copy of the loan approval - Due Diligence Vendor-02/25/2026 |  | Resolved-now present - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7797915 |
| 696 |  | D A | Closed | FCOM4028 | 2026-02-25 07:03 | 2026-02-26 06:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7796465 |
| 697 |  | D A C | Closed | 2260 | 2026-02-25 12:29 | 2026-02-26 14:14 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender - Due Diligence Vendor-02/26/2026 <br>Ready for Review-Per 1st page of the final CD (page 63 of 334 part 1), lock confirmation (page 168 of 169 part 2) included in the package submitted, there are no prepayment penalties. There was also no prepayment rider included with the mortgage. - Buyer-02/26/2026 <br>Open-confirm none - Due Diligence Vendor-02/25/2026 |  | Resolved-no prepay per lender - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7807449 |
| 697 |  | D A C | Closed | FCOM4028 | 2026-02-25 09:46 | 2026-02-25 12:39 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/25/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7802315 |
| 698 |  | D A | Closed | FCOM4028 | 2026-02-25 01:45 | 2026-02-26 08:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7793140 |
| 699 |  | D A | Closed | FCOM4028 | 2026-02-24 12:36 | 2026-02-26 08:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7783661 |
| 700 |  | D A | Closed | FCRE1226 | 2026-02-27 09:38 | 2026-03-02 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-transferred appr docs now present - Due Diligence Vendor-03/02/2026 <br>Ready for Review-Document Uploaded. Please see the AVM. - Buyer-02/27/2026 <br>Open-appraisal was provided and was from another lender. need AVM or additional support product per Transferred appraisal guidelines. - Due Diligence Vendor-02/27/2026 |  | Resolved-transferred appr docs now present - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7846686 |
| 700 |  | D A | Closed | FPRO1242 | 2026-02-24 14:03 | 2026-02-27 10:38 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-02/27/2026 <br>Ready for Review-Document Uploaded. Please see the Appraisal report. - Buyer-02/26/2026 <br>Open-Appraisal is Missing Appraisal report is missing in the file. - Due Diligence Vendor-02/24/2026 |  | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7786202 |
| 700 |  | D A | Closed | FCOM4028 | 2026-02-24 12:38 | 2026-02-26 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7783691 |
| 701 |  | D B A | Closed | FCOM4028 | 2026-02-25 08:12 | 2026-02-26 10:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7798867 |
| 701 |  | D B A | Closed | FCRE1254 | 2026-02-25 08:54 | 2026-02-25 09:02 | Waived | 2 - Non-Material B | Credit | Title | Property Title Issue | Waived-Waived-As per guide, Layered entities are permitted up to one layer when there is a single Guarantor of the top entity which is 100% owner/guarantor of bottom entity (title holder/borrower).<br> \*Exception form is provided to allow LLC vested on title is 50% owned by B2<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 104 of 197, Preliminary Title page 158 of 197, Entity Docs page 60 and 94 of 1040 - Due Diligence Vendor-2/25/2026 - Due Diligence Vendor-02/25/2026 |  | Waived-Waived-As per guide, Layered entities are permitted up to one layer when there is a single Guarantor of the top entity which is 100% owner/guarantor of bottom entity (title holder/borrower).<br> \*Exception form is provided to allow LLC vested on title is 50% owned by B2<br> \*Approved Conditions: [Redacted] MAX & 0.25 to price<br> \*Exception form is on page # 104 of 197, Preliminary Title page 158 of 197, Entity Docs page 60 and 94 of 1040 - Due Diligence Vendor-2/25/2026 - Due Diligence Vendor-02/25/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7800438 |
| 702 |  | D B A | Closed | FCOM4028 | 2026-02-24 13:14 | 2026-02-26 09:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/24/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7784996 |
| 702 |  | D B A | Closed | FVAL5474 | 2026-02-24 14:06 | 2026-02-26 09:50 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-Exception for HOA in litigation with construction company for defects<br> Approved with conditions of 0.25 to price, [Redacted] max<br> Waiver on page 34 of 91 - Due Diligence Vendor-02/24/2026 |  | Waived-Exception for HOA in litigation with construction company for defects<br> Approved with conditions of 0.25 to price, [Redacted] max<br> Waiver on page 34 of 91 - Due Diligence Vendor-02/24/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, LTV 10% below maximum | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7786232 |
| 702 |  | D B A | Closed | FCRE1228 | 2026-02-24 14:07 | 2026-02-26 09:50 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for 12 NSF's within past 12 months<br> Approved with conditions of 0.25 to price<br> Waiver on page 35 of 91 - Due Diligence Vendor-02/24/2026 |  | Waived-Exception for 12 NSF's within past 12 months<br> Approved with conditions of 0.25 to price<br> Waiver on page 35 of 91 - Due Diligence Vendor-02/24/2026<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7786265 |
| 703 |  | D B C A | Closed | FCRE9994 | 2026-02-26 08:29 | 2026-03-05 06:51 | Waived | 2 - Non-Material C B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-loan closed as Max LTV and was not reduced by the 5% required due to seasoning. Lender provided waiver for this - Due Diligence Vendor-03/05/2026 <br> Ready for Review-Document Uploaded. - Buyer-03/04/2026 <br> Counter-we agree that the guidelines allow for a 5% reduction, however the issue is that was not applied. the max LTV from the new rate sheet for a second home cash out is [Redacted]. [Redacted] - Due Diligence Vendor-02/27/2026 <br> Ready for Review-This file closed AFTER the 6 months seasoning of cash out and before 12 months of seasoning. According to our guidelines we reduce the max CLTV by 5% and the appraisal value can be used unless the home was listed for sale which there is no evidence of. <br> 6 months seasoning is [Redacted] from [Redacted] and this loan closed [Redacted]. - Buyer-02/27/2026 <br> Open-Cash out Seasoning delayed financing Lender has used Appraisal Value instead of Prior Purchase Price which is lowest need supporting improvement document - Due Diligence Vendor-02/26/2026 |  | Waived-loan closed as Max LTV and was not reduced by the 5% required due to seasoning. Lender provided waiver for this - Due Diligence Vendor-03/05/2026<br>|  | 10 years or more in the same line of employment, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | Originator Post-Close | Yes | 7822587 |
| 703 |  | D B C A | Closed | FCOM1209 | 2026-02-25 08:06 | 2026-03-02 12:52 | Resolved | 1 - Information C A | Compliance | Closing | Note Does Not Indicate a Prepayment Penalty but CD Indicates a Prepayment Penalty | Resolved-clerical error on CD was fixed. - Due Diligence Vendor-03/02/2026 <br>Ready for Review-Document Uploaded. - Buyer-03/02/2026 <br>Open-Note Does Not Indicate a Prepayment Penalty but CD Indicates a Prepayment Penalty Verified Rate lock on page#399 of 406 Prepayment is none CD needs to be updated - Due Diligence Vendor-02/25/2026 |  | Resolved-clerical error on CD was fixed. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7798617 |
| 703 |  | D B C A | Closed | FCOM4028 | 2026-02-25 07:33 | 2026-02-26 10:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7797301 |
| 704 |  | D A | Closed | FCOM4028 | 2026-02-25 22:54 | 2026-02-26 10:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7815422 |
| 705 |  | D A | Closed | FCOM4028 | 2026-02-25 07:15 | 2026-02-26 12:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7796688 |
| 706 |  | D B A | Closed | FCOM4028 | 2026-02-25 08:29 | 2026-02-26 11:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7799515 |
| 706 |  | D B A | Closed | FCRE6763 | 2026-02-25 09:55 | 2026-02-25 09:55 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived- two additional account-holders that are not on the loan ([Redacted] &<br> [Redacted]).<br> Short Description Not to add co-owners of a joint account as borrowers<br> Comments Borrower is the income-earner. Joint account with his wife and daughter.<br> Pg. 76 - Due Diligence Vendor-02/25/2026 |  | Waived- two additional account-holders that are not on the loan ([Redacted] &<br> [Redacted]).<br> Short Description Not to add co-owners of a joint account as borrowers<br> Comments Borrower is the income-earner. Joint account with his wife and daughter.<br> Pg. 76 - Due Diligence Vendor-02/25/2026 |  | Compensating Factors<br> Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in<br> the same line of employment, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24<br> months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 02/12/2026 70 CLTV, 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7802508 |
| 707 |  | D A | Closed | FCOM4028 | 2026-02-25 11:21 | 2026-02-26 13:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7804749 |
| 708 |  | D B A | Closed | FCRE5116 | 2026-02-25 22:37 | 2026-03-03 09:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-lender provided proof REOs are not in borrower name - Due Diligence Vendor-03/03/2026 <br> Ready for Review-Document Uploaded. Both REO's are owned by business.VOM/VOR is n/a. - Buyer-03/02/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify Mortgage for REO "[Redacted]t with balance $[Redacted], & [Redacted] with balance $[Redacted]". - Due Diligence Vendor-02/26/2026 |  | Resolved-lender provided proof REOs are not in borrower name - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7815314 |
| 708 |  | D B A | Closed | FCOM4028 | 2026-02-25 20:43 | 2026-02-26 13:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7814909 |
| 708 |  | D B A | Closed | FCRE1200 | 2026-02-25 23:17 | 2026-02-26 05:52 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount is $[Redacted], which less than Guideline Minimum loan amount is [Redacted]. However, exception document is in page # 10 of Credit Package 2.pdf - Due Diligence Vendor-02/26/2026 |  | Waived-Audited Loan Amount is $[Redacted], which less than Guideline Minimum loan amount is [Redacted]. However, exception document is in page # 10 of Credit Package 2.pdf - Due Diligence Vendor-02/26/2026 |  | 1. No credit events past 40 months- No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File,<br> 2. No mortgage late payments in the last 24 months- No mortgage late payments in past 24 months per CBR Page #74- [Redacted] Credit Package 2.pdf,<br> 3. 5+ years credit history- Oldest tradeline date in CBR page #74- [Redacted] Credit Package 2.pdf is 12/01/2000,<br> 4.Credit score >40 points than minimum required- Audited FICO Score is 769, Guideline Maximum FICO Score is 700 difference is 69, Which is Greater than 40,<br> 5. No Consumer late payments in the last 24 months- No Consumer late payments in past 24 months, per CBR Page #74- [Redacted] Credit Package 2.pdf. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7815564 |
| 709 |  | D A | Closed | FCOM4028 | 2026-02-25 13:19 | 2026-02-26 14:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7808676 |
| 710 |  | D A | Closed | FCOM4028 | 2026-02-25 22:20 | 2026-02-26 14:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7815240 |
| 711 |  | D A | Closed | FCOM4028 | 2026-02-25 11:45 | 2026-02-26 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7805405 |
| 712 |  | D A | Closed | FCOM4028 | 2026-02-25 11:04 | 2026-02-27 07:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7804256 |
| 713 |  | D A | Closed | FCOM4028 | 2026-02-25 11:06 | 2026-02-26 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7804344 |
| 714 |  | D A | Closed | FCOM4028 | 2026-02-26 07:40 | 2026-02-26 12:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7821314 |
| 715 |  | D A | Closed | FCOM4028 | 2026-02-25 11:15 | 2026-02-27 07:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7804541 |
| 716 |  | D A | Closed | FCOM4028 | 2026-02-25 12:21 | 2026-02-27 07:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7807072 |
| 717 |  | D B A | Closed | FCRE8086 | 2026-02-26 08:31 | 2026-03-17 10:37 | Acknowledged | 2 - Non-Material C B | Credit | Closing | Guaranty Agreement Missing | Acknowledged-Investor is aware and accepts this guaranty that is signed by a member or LLC and not individually. - Due Diligence Vendor-03/17/2026 <br>Counter-this is not signed by the individual., this is signed only by the LLC. We currently do not have an individually guaranteed loan. - Due Diligence Vendor-03/13/2026 <br>Ready for Review-Document Uploaded. Please see attached guaranty. - Buyer-03/04/2026 <br>Open- - Due Diligence Vendor-02/26/2026 |  | Acknowledged-Investor is aware and accepts this guaranty that is signed by a member or LLC and not individually. - Due Diligence Vendor-03/17/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Investor Post-Close | No | 7822617 |
| 717 |  | D B A | Closed | FCOM3987 | 2026-02-26 08:32 | 2026-03-09 09:36 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing evidence required disclosure provided at closing | Resolved-bus purpose affidavit now present - Due Diligence Vendor-03/09/2026 <br>Ready for Review-Document Uploaded. Please see attached business purpose affidavit. - Buyer-03/06/2026 <br>Open- - missing Business Purpose disclosure - Due Diligence Vendor-02/26/2026 |  | Resolved-bus purpose affidavit now present - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7822637 |
| 717 |  | D B A | Closed | FCOM4028 | 2026-02-26 07:35 | 2026-02-26 15:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7821236 |
| 718 |  | D A | Closed | FCRE1344 | 2026-02-26 06:14 | 2026-03-03 09:43 | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Business Bank Statements Less Than 12 Months Provided | Resolved-missing statement now present - Due Diligence Vendor-03/03/2026 <br>Ready for Review-Document Uploaded. Please review uploaded April 2025 statement - Buyer-03/02/2026 <br>Open-missing April 2025 statement - Due Diligence Vendor-02/26/2026 |  | Resolved-missing statement now present - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7819577 |
| 718 |  | D A | Closed | FCOM4028 | 2026-02-26 05:55 | 2026-02-27 07:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7819219 |
| 719 |  | D A | Closed | FCOM4028 | 2026-02-26 09:35 | 2026-03-02 08:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7824597 |
| 720 |  | D B A | Closed | FCOM4028 | 2026-02-25 13:46 | 2026-02-27 08:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/25/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7809469 |
| 720 |  | D B A | Closed | FPRO1144 | 2026-02-25 15:11 | 2026-02-25 15:11 | Waived | 2 - Non-Material B | Property | Appraisal | 1004D Completion Report is not on an as-is basis | Waived-As Per guide subject to" appraisal, no safety issues, the yard needs to be seeded<br> Exception form is provided to processed with loan in 1004D Estimated cost to cure is $2,000 Pending<br> Exception form is on 39 of 180<br> Condition Approved<br> - Due Diligence Vendor-02/25/2026 |  | Waived-As Per guide subject to" appraisal, no safety issues, the yard needs to be seeded<br> Exception form is provided to processed with loan in 1004D Estimated cost to cure is $2,000 Pending<br> Exception form is on 39 of 180<br> Condition Approved<br> - Due Diligence Vendor-02/25/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer<br> late payments in the last 24 months, Credit score >40 points than minimum required, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7811425 |
| 720 |  | D B A | Closed | FCRE6696 | 2026-02-25 15:07 | 2026-02-25 15:07 | Waived | 2 - Non-Material B | Credit | Income/Employment | Employment Self-Employed Less Than 2 Years at Origination | Waived-As Per guide Business should be 2 years<br> Exception form is on 38 of 180<br> Exception form is provided to processed with the loan business started August 2024<br> Approved with condition [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-02/25/2026 |  | Waived-As Per guide Business should be 2 years<br> Exception form is on 38 of 180<br> Exception form is provided to processed with the loan business started August 2024<br> Approved with condition [Redacted] max, 0.25 to price<br> - Due Diligence Vendor-02/25/2026<br>|  | Revolving debt is under 30%, Residual income >=3000$, DTI >=10% lower than loan program, No credit events past 40 months, No<br> consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7811364 |
| 721 |  | D A | Closed | FCOM4028 | 2026-02-26 23:05 | 2026-03-02 11:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7838152 |
| 722 |  | D B A | Closed | FCOM4028 | 2026-02-26 07:08 | 2026-02-26 15:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7820667 |
| 722 |  | D B A | Closed | FCRE8712 | 2026-02-26 08:22 | 2026-02-26 08:22 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing Verification of Rent | Waived-Exception for borrower not claiming rental income from investment property with signed lease.<br> Tenant was in property at a time of closing and broke lease.<br>Approved with conditions of 0.25 to price<br>Waiver on page 85 of 98 - Due Diligence Vendor-02/26/2026 |  | Waived-Exception for borrower not claiming rental income from investment property with signed lease.<br> Tenant was in property at a time of closing and broke lease.<br>Approved with conditions of 0.25 to price<br>Waiver on page 85 of 98 - Due Diligence Vendor-02/26/2026<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7822437 |
| 723 |  | D A | Closed | FCRE1252 | 2026-02-26 12:31 | 2026-03-05 06:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Incomplete | Resolved-ATIMA and ISAOA now present - Due Diligence Vendor-03/05/2026 <br>Ready for Review-Document Uploaded. Please review uploaded revised title supplement - Buyer-03/04/2026 <br>Open-ISAOA and ATIMA Missing - Due Diligence Vendor-02/26/2026 |  | Resolved-ATIMA and ISAOA now present - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7828753 |
| 723 |  | D A | Closed | FVAL4940 | 2026-02-26 12:30 | 2026-03-04 10:39 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-atty litigation letter present and states condo has tendered the lawsuit to its insurance carrier for defense and<br> indemnity - Due Diligence Vendor-03/04/2026 <br>Ready for Review-Document Uploaded. Please review uploaded litigation documentation - Buyer-03/03/2026 <br>Open-need letter regarding the litigation to confirm potential liability or that mast ins will cover guides say The potential damages do not exceed 25% of HOA reserves OR there is documentation from the insurance carrier or attorney representing the insurance carrier that the insurance carrier has agreed to conduct defense and the HOA insurance policy is sufficient to cover the litigation expense. - Due Diligence Vendor-02/26/2026 |  | Resolved-atty litigation letter present and states condo has tendered the lawsuit to its insurance carrier for defense and<br> indemnity - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7828703 |
| 723 |  | D A | Closed | FCRE1479 | 2026-02-26 11:43 | 2026-03-04 10:35 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-lender updated asset and provided correct statement and fixed 1003 - Due Diligence Vendor-03/04/2026 <br> Ready for Review-Document Uploaded. Please review uploaded revised 1003 and assets statement for reserves - Buyer-03/03/2026 <br> Open-Asset Record 1 Does Not Meet G/L Requirements missing acct #[Redacted] for [Redacted] statement - Due Diligence Vendor-02/26/2026 |  | Resolved-lender updated asset and provided correct statement and fixed 1003 - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7827366 |
| 723 |  | D A | Closed | FCOM4028 | 2026-02-26 10:28 | 2026-03-02 11:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7825595 |
| 724 |  | D A | Closed | FCOM4028 | 2026-02-26 20:36 | 2026-03-02 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7836560 |
| 725 |  | D A | Closed | FCOM4028 | 2026-02-27 06:04 | 2026-03-02 11:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7842012 |
| 726 |  | D B A | Closed | FCRE1226 | 2026-02-27 09:44 | 2026-03-04 10:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-transfer docs now present - Due Diligence Vendor-03/04/2026 <br>Ready for Review-Document Uploaded. Please review uploaded AVM - Buyer-03/03/2026 <br>Open-missing AVM for transferred appraisal - Due Diligence Vendor-02/27/2026 |  | Resolved-transfer docs now present - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7846781 |
| 726 |  | D B A | Closed | FCRE6763 | 2026-02-27 09:47 | 2026-02-27 09:47 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Co-owner of the joint account is not on the loan<br> Pg. 99 - Due Diligence Vendor-02/27/2026 |  | Waived-Co-owner of the joint account is not on the loan<br> Pg. 99 - Due Diligence Vendor-02/27/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, Borrower contribution exceeds requirement >=5%<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 01/27/2026 0.25 to price | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7846823 |
| 727 |  | D A | Closed | FCOM4028 | 2026-02-27 06:32 | 2026-03-02 12:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7842560 |
| 728 |  | D B A | Closed | FCOM4028 | 2026-02-26 07:41 | 2026-02-27 08:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7821336 |
| 728 |  | D B A | Closed | FCRE6969 | 2026-02-26 10:02 | 2026-02-27 08:40 | Waived | 2 - Non-Material B | Credit | Eligibility | Gift Funds do not meet Guideline Requirements | Waived-As per guide gifts funds not allow in multi family<br> Exception form is provided to proceed with the loan Gift Exception Request Multi-Family from Fiancé<br> Exception form is on 29 of 202<br> Approved with condition 0.25 to price, [Redacted] max - Due Diligence Vendor-02/26/2026 |  | Waived-As per guide gifts funds not allow in multi family<br> Exception form is provided to proceed with the loan Gift Exception Request Multi-Family from Fiancé<br> Exception form is on 29 of 202<br> Approved with condition 0.25 to price, [Redacted] max - Due Diligence Vendor-02/26/2026<br>|  | No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7825162 |
| 729 |  | D A | Closed | FCOM4028 | 2026-02-26 07:31 | 2026-02-26 15:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/26/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7821117 |
| 730 |  | D A | Closed | FCOM4028 | 2026-02-26 23:50 | 2026-03-02 12:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7838487 |
| 731 |  | D B A | Closed | FCOM4028 | 2026-02-26 08:39 | 2026-03-02 12:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7822840 |
| 731 |  | D B A | Closed | FCRE6763 | 2026-02-26 09:29 | 2026-02-26 09:29 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, Guideline prohibits mixed income documentation types for individual qualification.<br> \*Exception form is provided to allow 12 months bank statements for Primary employment and 1099 only for secondary employment.<br> \*Approved Conditions: [Redacted] max,0.25 to price<br> \*Exception form is on page # 2 of 213 - Due Diligence Vendor-02/26/2026 - Due Diligence Vendor-02/26/2026 |  | Waived-Waived-As per guide, Guideline prohibits mixed income documentation types for individual qualification.<br> \*Exception form is provided to allow 12 months bank statements for Primary employment and 1099 only for secondary employment.<br> \*Approved Conditions: [Redacted] max,0.25 to price<br> \*Exception form is on page # 2 of 213 - Due Diligence Vendor-02/26/2026 - Due Diligence Vendor-02/26/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7824488 |
| 732 |  | D A | Closed | FCOM4028 | 2026-02-26 07:19 | 2026-02-27 09:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7820847 |
| 733 |  | D A | Closed | FCRE1964 | 2026-02-26 09:15 | 2026-03-03 12:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-missing income statement now present - Due Diligence Vendor-03/03/2026 <br> Ready for Review-Document Uploaded. Please review uploaded April 2025 statement - Buyer-03/03/2026 <br> Open-Borrower Income is used as 12 month Bank statement for [Redacted] however for April 2025 month bank statement is missing in file - Due Diligence Vendor-02/26/2026 |  | Resolved-missing income statement now present - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7823594 |
| 733 |  | D A | Closed | FCOM4028 | 2026-02-26 07:35 | 2026-02-27 08:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7821230 |
| 734 |  | D A | Closed | FPRO1242 | 2026-02-26 12:20 | 2026-03-03 09:49 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-now present - Due Diligence Vendor-03/03/2026 <br>Ready for Review-Document Uploaded. Please review uploaded appraisal report - Buyer-03/02/2026 <br>Open-Appraisal is Missing Appraisal Document is missing in File - Due Diligence Vendor-02/26/2026 |  | Resolved-now present - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7828515 |
| 734 |  | D A | Closed | FCOM4028 | 2026-02-26 10:10 | 2026-02-27 10:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7825273 |
| 735 |  | D B A | Closed | FCOM4028 | 2026-02-26 10:08 | 2026-02-27 11:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7825257 |
| 735 |  | D B A | Closed | FCRE1174 | 2026-02-26 15:17 | 2026-02-26 15:17 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided As per guide Building Ordi and law should be included in the master policy<br> In Exception form mentioned as Building Ordi or law is not allowed in master policy<br> Approved With Conditions 0.375 to price<br> Exception form page no 56 of 168<br> - Due Diligence Vendor-02/26/2026 |  | Waived-Master Condo Insurance Policy Partially Provided As per guide Building Ordi and law should be included in the master policy<br> In Exception form mentioned as Building Ordi or law is not allowed in master policy<br> Approved With Conditions 0.375 to price<br> Exception form page no 56 of 168<br> - Due Diligence Vendor-02/26/2026<br>|  | No credit events past 40 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7832594 |
| 736 |  | D A | Closed | FCOM4028 | 2026-02-26 22:13 | 2026-03-02 12:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7837855 |
| 737 |  | D B A | Closed | FCRE1226 | 2026-02-26 12:10 | 2026-03-03 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-appr transfer doc now present - Due Diligence Vendor-03/03/2026 <br>Ready for Review-Document Uploaded. Please see the AVM. - Buyer-03/03/2026 <br>Open-Need Secondary value document as there is Appraisal transfer in file. - Due Diligence Vendor-02/26/2026 |  | Resolved-appr transfer doc now present - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7828302 |
| 737 |  | D B A | Closed | FCRE1173 | 2026-02-26 11:31 | 2026-03-03 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Master Condo Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-03/03/2026 <br>Ready for Review-Document Uploaded. Please see the current Master Policy and email confirmation of renewal. - Buyer-03/03/2026 <br>Open-Missing Master Condo Insurance Policy - Due Diligence Vendor-02/26/2026 |  | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7827078 |
| 737 |  | D B A | Closed | FCRE1467 | 2026-02-26 11:49 | 2026-03-03 09:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-03/03/2026 <br> Ready for Review-Document Uploaded. Please see the BS, [Redacted] EMD backed out. - Buyer-03/03/2026 <br> Open-Asset 1 Missing Need 1 Month statement for [Redacted] with ending balance of $[Redacted] which is disclosed on final 1003 page no 353 of 592. - Due Diligence Vendor-02/26/2026 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7827645 |
| 737 |  | D B A | Closed | FCOM4028 | 2026-02-26 09:52 | 2026-02-27 10:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7824982 |
| 737 |  | D B A | Closed | FCRE1174 | 2026-02-26 12:02 | 2026-02-26 12:02 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived--Building ordinance law should be included in master policy<br> - Exception from provided to proceed with loan as building ordinance law is missing in master policy<br> - Approved Condition :- 0.25 to price<br> - Exception form on page no 45 of 166. - Due Diligence Vendor-02/26/2026 |  | Waived--Building ordinance law should be included in master policy<br> - Exception from provided to proceed with loan as building ordinance law is missing in master policy<br> - Approved Condition :- 0.25 to price<br> - Exception form on page no 45 of 166. - Due Diligence Vendor-02/26/2026<br>|  | 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7828042 |
| 738 |  | D A | Closed | FCOM4028 | 2026-02-26 12:21 | 2026-03-02 12:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7828527 |
| 739 |  | D B A | Closed | FCOM4028 | 2026-02-26 10:53 | 2026-03-02 13:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7826293 |
| 739 |  | D B A | Closed | FCRE1228 | 2026-02-26 11:36 | 2026-02-26 11:36 | Waived | 2 - Non-Material B | Credit | Debt | Non-Sufficient Fund (NSF) Occurrences Higher Than Program Allowance | Waived-Exception for 12 NSFs in the most recent 12 months<br>Approved with conditions of [Redacted] Max<br>Waiver on page 42 of 143 - Due Diligence Vendor-02/26/2026 |  | Waived-Exception for 12 NSFs in the most recent 12 months<br>Approved with conditions of [Redacted] Max<br>Waiver on page 42 of 143 - Due Diligence Vendor-02/26/2026<br>|  | Revolving debt is under 30%, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 7827212 |
| 740 |  | D A | Closed | FCOM4028 | 2026-02-26 13:30 | 2026-02-27 07:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7830553 |
| 741 |  | D A | Closed | FCOM4028 | 2026-02-27 04:13 | 2026-02-27 10:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7840389 |
| 742 |  | D A C | Closed | 2260 | 2026-02-27 12:09 | 2026-03-03 09:57 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender comments - Due Diligence Vendor-03/03/2026 <br>Ready for Review-Document Uploaded. No PPP is confirmed. - Buyer-03/03/2026 <br>Open-Confirm prepayment - Due Diligence Vendor-02/27/2026 |  | Resolved-no prepay per lender comments - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7849658 |
| 742 |  | D A C | Closed | FCOM4028 | 2026-02-26 11:30 | 2026-02-27 12:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7827055 |
| 743 |  | D A | Closed | FCOM4028 | 2026-02-26 12:26 | 2026-02-27 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7828629 |
| 744 |  | D A | Closed | FCRE9991 | 2026-02-26 15:38 | 2026-03-09 09:41 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-lender updated DTI and now matches - Due Diligence Vendor-03/09/2026 <br> Ready for Review-Document Uploaded. UW updated our system. Please see attached updated tape and lock confirmation showing DTI 43.05%. - Buyer-03/06/2026 <br> Open--DTI is off by 5.6% lender DTI is 48.65%<br> - DTI is off as lender considered PHE as $[Redacted] Include old mortgage PITI of $[Redacted] and New PITI of $[Redacted] Ideally it should be $[Redacted] refer page no 533 & 529 of 724.<br> - DTI should be PHE+ Other EXP + Negative cash flow /Income = $[Redacted] + [Redacted] + $[Redacted]/$[Redacted] 43.05% - Due Diligence Vendor-02/26/2026 |  | Resolved-lender updated DTI and now matches - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7832989 |
| 744 |  | D A | Closed | FCOM4028 | 2026-02-26 13:14 | 2026-02-27 14:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7829775 |
| 745 |  | D A | Closed | FCRE1194 | 2026-02-26 14:20 | 2026-03-05 06:56 | Resolved | 1 - Information C A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-per lender priced correctly at [Redacted] and 2 pts allowed to be financed in - Due Diligence Vendor-03/05/2026 <br> Ready for Review-Document Uploaded. Acc to Lock Confirmation, 2 points financed, must be priced at [Redacted]. They are automatically added to LTV by the system despite the actual LTV stays [Redacted]. Therefore, it was a limited review. - Buyer-03/04/2026 <br> Open-Subject property is in a limited review condo association, [Redacted] max on owner occupied limited review in [Redacted] - Due Diligence Vendor-02/26/2026 |  | Resolved-per lender priced correctly at Exception form is provided to allow 16% MBC% and 2 pts allowed to be financed in - Due Diligence Vendor-03/05/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7831541 |
| 745 |  | D A | Closed | FCOM4028 | 2026-02-26 13:02 | 2026-03-02 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/26/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7829474 |
| 746 |  | D B A | Closed | FCOM4028 | 2026-02-27 06:23 | 2026-03-02 06:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7842399 |
| 746 |  | D B A | Closed | FCRE9994 | 2026-02-27 08:30 | 2026-03-02 06:13 | Waived | 2 - Non-Material B | Credit | Eligibility | Original LTV (OLTV) does not meet eligibility requirement(s) | Waived-\*As per guide for cashout seasoning less then 6 months The maximum CLTV is based on the current appraised value, or the original purchase price<br> \*Exception form is provided to allow cashout < 6 months of seasoning<br> \*Approved Conditions [Redacted], 0.25 to price<br> \*Exception Form is on pg. no 1 of 97<br> - Due Diligence Vendor-02/27/2026 |  | Waived-\*As per guide for cashout seasoning less then 6 months The maximum CLTV is based on the current appraised value, or the original purchase price<br> \*Exception form is provided to allow cashout < 6 months of seasoning<br> \*Approved Conditions [Redacted], 0.25 to price<br> \*Exception Form is on pg. no 1 of 97<br> - Due Diligence Vendor-02/27/2026<br>|  | No credit events past 40 months, no mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7844861 |
| 747 |  | D B A | Closed | FCRE2109 | 2026-02-27 03:30 | 2026-03-04 11:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-income worksheet now present - Due Diligence Vendor-03/04/2026 <br> Ready for Review-Document Uploaded. Please see the Income Worksheet. - Buyer-03/04/2026 <br> Open-Please provide income worksheet as it is missing in the file. Manually calculated income in provided bank statements Page #696-764_[Redacted] p1.pdf does not cover income mentioned in final 1003 and 1008. Per now, considered standard 50% expense ratio. - Due Diligence Vendor-02/27/2026 |  | Resolved-income worksheet now present - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7840031 |
| 747 |  | D B A | Closed | FCOM4028 | 2026-02-27 00:19 | 2026-03-02 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7838714 |
| 747 |  | D B A | Closed | FCRE1195 | 2026-02-27 04:10 | 2026-02-27 04:10 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Waived-Exception in Page #2_[Redacted] p2.pdf given for [Redacted] that is less than the requirement considering loan amount $[Redacted] and Appraisal Value $[Redacted]. However, calculated CLTV in file is [Redacted] - Due Diligence Vendor-02/27/2026 |  | Waived-Exception in Page #2_[Redacted] p2.pdf given for [Redacted] that is less than the requirement considering loan amount [Redacted] and Appraisal Value $[Redacted]. However, calculated CLTV in file is [Redacted] - Due Diligence Vendor-02/27/2026 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #147_[Redacted] p2.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #147_[Redacted] p2.pdf is 08/14/2015<br> No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #147_[Redacted] p2.pdf<br> Credit score >40 points than minimum required - Guideline Min FICO is 620 and Qualifying FICO is 676 variance is 56 > 40 points | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7840354 |
| 747 |  | D B A | Closed | FCRE1437 | 2026-02-27 03:44 | 2026-02-27 04:06 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Income and Employment Do Not Meet Guidelines Minimum 2 years of ownership verification required for Bank statement program for current employment as per Guidelines whereas Borrower owns his current company from 04/28/2024 as per page#206_[Redacted] p2.pdf which is not allowed.<br> Borrower also has employment Gap before 04/28/2024 and unable to verify previous employment end date in Work number #195_[Redacted] p2.pdf<br> However, Exception in Page #3_[Redacted] p2.pdf - Due Diligence Vendor-02/27/2026 |  | Waived-Income and Employment Do Not Meet Guidelines Minimum 2 years of ownership verification required for Bank statement program for current employment as per Guidelines whereas Borrower owns his current company from 04/28/2024 as per page#206_[Redacted] p2.pdf which is not allowed.<br> Borrower also has employment Gap before 04/28/2024 and unable to verify previous employment end date in Work number #195_[Redacted] p2.pdf<br> However, Exception in Page #3_[Redacted] p2.pdf - Due Diligence Vendor-02/27/2026<br>|  | Residual income >=3000$- calculated residual income is $6,475.65 > $3000<br> No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #147_[Redacted] p2.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #147_[Redacted] p2.pdf is 08/14/2015<br> No consumer late payments in the last 24 months- No Consumer late payments in CBR Page #147_[Redacted] p2.pdf<br>| [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7840141 |
| 748 |  | D A | Closed | FCOM4028 | 2026-02-27 05:25 | 2026-02-27 10:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-02/27/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7841657 |
| 749 |  | D A | Closed | FCOM4028 | 2026-02-27 07:34 | 2026-03-03 07:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7843685 |
| 750 |  | D A | Closed | FCOM4028 | 2026-02-27 07:25 | 2026-03-02 06:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7843509 |
| 751 |  | D A | Closed | FCOM4028 | 2026-03-01 21:43 | 2026-03-03 07:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7864843 |
| 752 |  | D A | Closed | FCOM4028 | 2026-03-01 23:21 | 2026-03-02 15:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7865234 |
| 753 |  | D A | Closed | FCOM4028 | 2026-02-27 07:22 | 2026-03-03 07:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7843448 |
| 754 |  | D A | Closed | FCOM4028 | 2026-03-02 07:11 | 2026-03-03 07:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7870087 |
| 755 |  | D A | Closed | FCOM4028 | 2026-02-27 11:36 | 2026-03-02 07:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7848903 |
| 756 |  | D B A | Closed | FCRE2109 | 2026-03-02 06:11 | 2026-03-05 07:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-now present - Due Diligence Vendor-03/05/2026 <br>Ready for Review-Document Uploaded. Please see the Income Worksheet. - Buyer-03/05/2026 <br>Open-missing the bank statement income worksheet - Due Diligence Vendor-03/02/2026 |  | Resolved-now present - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7868796 |
| 756 |  | D B A | Closed | FCOM4028 | 2026-03-02 05:49 | 2026-03-03 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7868550 |
| 756 |  | D B A | Closed | FCRE1304 | 2026-03-02 07:01 | 2026-03-02 07:01 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income 1 Income Trend is Decreasing | Waived-Income 1 Income Trend is Decreasing using account declining income<br> Comments we are refinancing our own loan and payment is being reduced by $400 a month<br> - Due Diligence Vendor-03/02/2026 |  | Waived-Income 1 Income Trend is Decreasing using account declining income<br> Comments we are refinancing our own loan and payment is being reduced by $400 a month<br> - Due Diligence Vendor-03/02/2026<br>|  | Compensating Factors<br> Several income sources and DTI below 45%, 5 years on current job, Residual income >=3000$, 10 years or more in the same line of<br> employment, No credit events past 40 months, 5+ years credit history, 2+ borrowers on the loan, LTV 10% below maximum, Credit score<br> >40 points than minimum required, Reserves >6 months<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 12/05/2025 0.25 to price, proceed as Rate & Term | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | Originator Pre-Close | Yes | 7869837 |
| 757 |  | D A | Closed | FCOM4028 | 2026-03-02 07:22 | 2026-03-03 08:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7870471 |
| 758 |  | D A | Closed | FCOM4028 | 2026-02-27 13:31 | 2026-03-03 09:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-02/27/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7851185 |
| 759 |  | D B A | Closed | FCOM4028 | 2026-03-02 07:57 | 2026-03-03 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7871569 |
| 759 |  | D B A | Closed | FCRE2828 | 2026-03-02 09:01 | 2026-03-02 09:07 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan Modification and Program Does Not Allow This | Waived-Waived-As per guide, Loan Modification is not allowed in the last 12 months for Prime.<br> \*Exception form is provided to allow Modification for note extension in 01/2025. Modification docs are on page #1 of 821. Subject is part of a crossed balloon note for $[Redacted].<br> \*Approved Conditions: [Redacted] max,0.50 to price<br> \*Exception form is on page #141 of 174 - Due Diligence Vendor-03/02/2026 - Due Diligence Vendor-03/02/2026 |  | Waived-Waived-As per guide, Loan Modification is not allowed in the last 12 months for Prime.<br> \*Exception form is provided to allow Modification for note extension in 01/2025. Modification docs are on page #1 of 821. Subject is part of a crossed balloon note for $[Redacted].<br> \*Approved Conditions: [Redacted] max,0.50 to price<br> \*Exception form is on page #141 of 174 - Due Diligence Vendor-03/02/2026 - Due Diligence Vendor-03/02/2026 |  | 5 years on current job, 5+ years credit history, Credit score >40 points than minimum required, Reserves >6 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | 7873106 |
| 760 |  | D A | Closed | FCOM4028 | 2026-03-02 08:17 | 2026-03-03 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7872059 |
| 761 |  | D B A C | Closed | 50001257-Fees-Limited | 2026-03-02 09:30 | 2026-03-06 08:07 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | Cured-PCCD provided and cures issue - Due Diligence Vendor-03/06/2026 <br>Ready for Review-Please see the documentation that was uploaded. - Seller-03/05/2026 <br>Open- - Due Diligence Vendor-03/02/2026 <br>Open-The total amount of the 10% category fees ($85.00) has increased by more than 10% over the current baseline value of ($60.00). The total amount of fees in the 10% category cannot exceed ($66.00). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Recording Fee increased from $60.00 on Loan Estimate 01/22/2026 to $85.00 on Closing Disclosure 02/20/2026. - Due Diligence Vendor-03/02/2026 <br>Open- - Due Diligence Vendor-03/02/2026 <br>Open- - Due Diligence Vendor-03/02/2026 | Ready for Review-Please see the documentation that was uploaded. - Seller-03/05/2026<br>| Cured-PCCD provided and cures issue - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7874479 |
| 761 |  | D B A C | Closed | 50001258-Fees-Limited | 2026-03-02 09:30 | 2026-03-06 08:07 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Cured-PCCD provided and cures issue - Due Diligence Vendor-03/06/2026 <br>Ready for Review-Document Uploaded. Please see attached documentation. - Seller-03/05/2026 <br>Open- - Due Diligence Vendor-03/02/2026 <br>Open-The total amount of the 10% category fees on the last Closing Disclosure ($85.00) has increased by more than 10% over the current baseline value of ($60.00). The total amount of fees in the 10% category cannot exceed ($66.00). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Recording Fee increased from $60.00 on Loan Estimate 01/22/2026 to $85.00 on Closing Disclosure 02/20/2026. - Due Diligence Vendor-03/02/2026 <br>Open- - Due Diligence Vendor-03/02/2026 <br>Open- - Due Diligence Vendor-03/02/2026 | Ready for Review-Document Uploaded. Please see attached documentation. - Seller-03/05/2026<br>| Cured-PCCD provided and cures issue - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7874478 |
| 761 |  | D B A C | Closed | FCRE7805 | 2026-03-02 09:01 | 2026-03-04 13:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-missing asset statements now present - Due Diligence Vendor-03/04/2026 <br> Ready for Review-Document Uploaded. Please see attached Nov and Dec statements. - Buyer-03/04/2026 <br> Counter-this does not contain missing statements. We need Dec and Nov of acct number [Redacted]. Please send just those missing statements - Due Diligence Vendor-03/03/2026 <br> Ready for Review-Document Uploaded. Please see attached statements. - Buyer-03/03/2026 <br> Open- - missing 2 months of [Redacted]. Account use for asset utilization income. Only 1/31/2026 provided. - Due Diligence Vendor-03/02/2026 |  | Resolved-missing asset statements now present - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7873090 |
| 761 |  | D B A C | Closed | FCOM4028 | 2026-03-02 08:22 | 2026-03-02 12:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/02/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7872240 |
| 762 |  | D A | Closed | FCOM4028 | 2026-03-02 11:20 | 2026-03-04 12:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7877486 |
| 763 |  | D A | Closed | FCOM4028 | 2026-03-02 08:01 | 2026-03-03 14:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7871653 |
| 764 |  | D B A | Closed | FCOM4028 | 2026-03-02 07:02 | 2026-03-03 09:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7869870 |
| 764 |  | D B A | Closed | FVAL5385 | 2026-03-02 08:34 | 2026-03-02 08:34 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-\*As per guide to be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception form is provided to allow cashout refi, listed for sale in 09/22/2025<br> \*Approved Conditions [Redacted] MAX & 0.25 to price<br> \*Exception Form is on pg no 30 of 116<br> - Due Diligence Vendor-03/02/2026 |  | Waived-\*As per guide to be eligible for a cash-out refinance, the subject property must not be listed for sale in the past 6-months prior to application date.<br> \*Exception form is provided to allow cashout refi, listed for sale in 09/22/2025<br> \*Approved Conditions [Redacted] MAX & 0.25 to price<br> \*Exception Form is on pg no 30 of 116<br> - Due Diligence Vendor-03/02/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7872503 |
| 765 |  | D A | Closed | FCRE1226 | 2026-03-03 10:54 | 2026-03-05 07:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Appraisal Transfer documentation is incomplete or partial | Resolved-avm doc now present for appr transfer - Due Diligence Vendor-03/05/2026 <br>Ready for Review-Document Uploaded. Please see the AVM. - Buyer-03/05/2026 <br>Open-Appraisal Transfer letter is on page 182 of 560 However no secondary valuation in file - Due Diligence Vendor-03/03/2026 |  | Resolved-avm doc now present for appr transfer - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7900158 |
| 765 |  | D A | Closed | FCOM4028 | 2026-03-02 07:36 | 2026-03-03 10:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7870902 |
| 766 |  | D B A | Closed | FCRE1200 | 2026-03-03 09:50 | 2026-03-05 07:28 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount less than [Redacted] - Due Diligence Vendor-03/05/2026 <br> Ready for Review-Document Uploaded. Per approved Exception, OK to proceed with LA<[Redacted]. - Buyer-03/05/2026 <br> Open-For mixed use property Minimum loan amount of $[Redacted] is required - Due Diligence Vendor-03/03/2026 |  | Waived-loan amount less than [Redacted] - Due Diligence Vendor-03/05/2026 |  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7898381 |
| 766 |  | D B A | Closed | FCOM4028 | 2026-03-02 07:42 | 2026-03-03 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7871141 |
| 766 |  | D B A | Closed | FVAL3867 | 2026-03-02 10:25 | 2026-03-03 09:50 | Waived | 2 - Non-Material B | Property | Property | Property is Mixed Use | Waived-As per guide More than 2 vacancies not allowed.<br> As per Exception form proceed with 2 currently vacant units<br> Approved With Conditions 0.25 to price, [Redacted] max<br> Exception form page no 103 of 150 - Due Diligence Vendor-03/02/2026 |  | Waived-As per guide More than 2 vacancies not allowed.<br> As per Exception form proceed with 2 currently vacant units<br> Approved With Conditions 0.25 to price, [Redacted] max<br> Exception form page no 103 of 150 - Due Diligence Vendor-03/02/2026<br>|  | Revolving debt is under 30%, No mortgage late payments in the last 24 months, 5+ years credit history, Reserves >6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7876092 |
| 767 |  | D A | Closed | FCOM4028 | 2026-03-02 09:33 | 2026-03-03 14:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7874656 |
| 768 |  | D A | Closed | FCRE1158 | 2026-03-03 04:05 | 2026-03-10 07:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-03/10/2026 <br> Resolved-missing info now present - Due Diligence Vendor-03/10/2026 <br> Ready for Review-Document Uploaded. Please see the policy with number. - Buyer-03/10/2026 <br> Open-Please Provide updated Hazard Insurance Policy document, Policy number missing in Provided hazard insurance is in page no #116- [Redacted] Credit Package 2.pdf - Due Diligence Vendor-03/03/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-03/10/2026 <br>Resolved-missing info now present - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7890109 |
| 768 |  | D A | Closed | FCOM4028 | 2026-03-02 21:21 | 2026-03-04 07:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7886677 |
| 769 |  | D B A | Closed | FCOM4028 | 2026-03-03 05:11 | 2026-03-04 09:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7890865 |
| 769 |  | D B A | Closed | FPRO1149 | 2026-03-03 05:29 | 2026-03-04 09:26 | Waived | 2 - Non-Material B | Property | Property | Property is Lease Hold | Waived-Property Rights are Lease Hold \*Exception form is provided to allow leasehold agreement<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 40 of 118 - Due Diligence Vendor- 03/03/2026 - Due Diligence Vendor-03/03/2026 |  | Waived-Property Rights are Lease Hold \*Exception form is provided to allow leasehold agreement<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 40 of 118 - Due Diligence Vendor- 03/03/2026 - Due Diligence Vendor-03/03/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7892407 |
| 769 |  | D B A | Closed | FVAL9739 | 2026-03-03 05:48 | 2026-03-03 05:48 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees and be held Fee Simple.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project with Leasehold.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 40 of 118 - Due Diligence Vendor- 03/03/2026 - Due Diligence Vendor-03/03/2026 |  | Waived-Waived-As per guide, Condo projects may not have mandatory upfront or periodic membership fees and be held Fee Simple.<br> \*Exception form is provided to allow mandatory 3rd party membership fees for the condo project with Leasehold.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 40 of 118 - Due Diligence Vendor- 03/03/2026 - Due Diligence Vendor-03/03/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7892635 |
| 770 |  | D A | Closed | FCOM4028 | 2026-03-02 11:46 | 2026-03-04 08:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7878021 |
| 771 |  | D A | Closed | FCOM4028 | 2026-03-02 12:03 | 2026-03-03 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7878371 |
| 772 |  | D A | Closed | FCOM4028 | 2026-03-02 11:26 | 2026-03-04 09:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7877597 |
| 773 |  | D A | Closed | FCOM4028 | 2026-03-02 12:28 | 2026-03-04 07:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/02/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7878868 |
| 774 |  | D A | Closed | FCOM4028 | 2026-03-03 06:28 | 2026-03-05 09:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7893329 |
| 775 |  | D A | Closed | FCOM4028 | 2026-03-03 08:06 | 2026-03-05 09:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7895605 |
| 776 |  | D A | Closed | FCRE4293 | 2026-03-04 05:45 | 2026-03-11 08:10 | Resolved | 1 - Information D A | Credit | Missing Doc | File does not contain all required Asset Statement(s) | Resolved-lender confirms the balance they qualified with. - Due Diligence Vendor-03/11/2026 <br> Ready for Review-Assets have been $[Redacted]. We have a transaction history for [Redacted] till [Redacted]with balance $[Redacted]and we are good with this asset. - Buyer-03/10/2026 <br> Counter-this is dated 2/12 which is before the updated 2/19 statement. lender to provide a more recent statement (after 2/19) or confirm [Redacted] is correct - Due Diligence Vendor-03/09/2026 <br> Ready for Review-Document Uploaded. - Buyer-03/06/2026 <br> Open-final 1003 says asset balance of bus acct is $[Redacted] but statement in file pg 55 dated 2/19 is only $[Redacted]. Missing updated statement to show the $[Redacted] on 1003 - Due Diligence Vendor-03/04/2026 |  | Resolved-lender confirms the balance they qualified with. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7915624 |
| 776 |  | D A | Closed | FCOM4028 | 2026-03-04 05:28 | 2026-03-05 09:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7915440 |
| 777 |  | D A | Closed | FCOM4028 | 2026-03-03 09:49 | 2026-03-04 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7898370 |
| 778 |  | D B A | Closed | FCOM4028 | 2026-03-04 06:11 | 2026-03-05 09:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7915926 |
| 778 |  | D B A | Closed | FCRE1200 | 2026-03-04 08:03 | 2026-03-04 08:03 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-loan amount < [Redacted]<br> Short Description $[Redacted] loan, please allow<br> Pg. 85 - Due Diligence Vendor-03/04/2026 |  | Waived-loan amount < [Redacted]<br> Short Description $[Redacted] loan, please allow<br> Pg. 85 - Due Diligence Vendor-03/04/2026 |  | Compensating Factors<br> DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer<br> late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required<br> Credit Decision<br> Status & Date of Decision Approved With Conditions 02/05/2026 75% LTV MAX & 0.25 to price | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7918355 |
| 779 |  | D A | Closed | FCOM4028 | 2026-03-03 07:43 | 2026-03-04 09:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7895134 |
| 780 |  | D A | Closed | FCOM4028 | 2026-03-04 01:57 | 2026-03-04 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7912639 |
| 781 |  | A | Closed | FCRE9651 | 2026-03-03 13:11 | 2026-03-10 08:07 | Resolved | 1 - Information A | Credit | Missing Doc | Amortization Schedule missing from Closing Package. | Resolved-now present - Due Diligence Vendor-03/10/2026 <br>Ready for Review-Document Uploaded. Please see the Amortization Schedule. - Buyer-03/10/2026 <br>Open- - Due Diligence Vendor-03/05/2026 <br>Open-Amortization Schedule is 'Missing'from the Closing Package. - Due Diligence Vendor-03/03/2026 |  | Resolved-now present - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7904426 |
| 782 |  | D B A | Closed | FCOM4028 | 2026-03-03 10:41 | 2026-03-05 07:20 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7899806 |
| 782 |  | D B A | Closed | FVAL5474 | 2026-03-03 12:46 | 2026-03-03 16:02 | Waived | 2 - Non-Material B | Property | Property | Condo project is ineligible | Waived-\*As per guide Studio & Kitchette is not allowed in Condotel<br> \*Exception is provided to proceed the loan with Studio & Kitchette in Condotel<br> \*Exception is on pg 286 of 352<br> \*Approved With Conditions [Redacted], 0.25 to price<br> - Due Diligence Vendor-03/03/2026 |  | Waived-\*As per guide Studio & Kitchette is not allowed in Condotel<br> \*Exception is provided to proceed the loan with Studio & Kitchette in Condotel<br> \*Exception is on pg 286 of 352<br> \*Approved With Conditions [Redacted], 0.25 to price<br> - Due Diligence Vendor-03/03/2026<br>|  | \*Revolving debt is under 30%, 5 years on current job, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7903448 |
| 783 |  | D B A | Closed | FCOM4028 | 2026-03-04 03:38 | 2026-03-04 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7913226 |
| 783 |  | D B A | Closed | FCRE1247 | 2026-03-04 05:19 | 2026-03-04 06:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> Subject property listed for sale on [Redacted] for $[Redacted] per Appraisal Report in Page #194, 219_[Redacted] Credit Package 1.pdf which is less than Purchase price $[Redacted] and we have Seller credit with 1.82% which is not allowed per Guidelines 11. However, Exception is in page#14_[Redacted] Credit Package 2.pdf - Due Diligence Vendor-03/04/2026 |  | Waived-No interested party contributions are allowed if purchase price is greater than the listing price by either 3% or $5,001.<br> Subject property listed for sale on [Redacted] for $[Redacted] per Appraisal Report in Page #194, 219_[Redacted] Credit Package 1.pdf which is less than Purchase price $[Redacted] and we have Seller credit with 1.82% which is not allowed per Guidelines 11. However, Exception is in page#14_[Redacted] Credit Package 2.pdf - Due Diligence Vendor-03/04/2026 |  | No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> No mortgage late payments in the last 24 months - No Mortgage late payments in CBR Page #99,109_[Redacted] Credit Package 2.pdf<br> 5+ years credit history - Oldest tradeline date in CBR page #99,109_[Redacted] Credit Package 2.pdf is 07/01/2007<br> 2+ borrowers on the loan - Joint Loan with 2 borrowers | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7915248 |
| 784 |  | D A | Closed | FCOM4028 | 2026-03-03 07:33 | 2026-03-04 10:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7894953 |
| 785 |  | D A C | Closed | 1900-1003927 | 2026-03-03 11:27 | 2026-03-06 06:58 | Resolved | 1 - Information C A | Compliance | Mavent | Interest: DaysInYear | Resolved-lender confirms days in year calculation based on 365 - Due Diligence Vendor-03/06/2026 <br> Ready for Review-Document Uploaded. A per Compliance report, it was based on 365 days (please check TERMS on p. 2. Prepaid Interest: 30 days @ $26.11 = $783.39 (paid by Borrower based on 365 days)) - Buyer-03/06/2026 <br> Open- - Due Diligence Vendor-03/03/2026 <br> Open-The Interest Days in Year used to calculate the interest is (Periodic 360). The [Redacted] Consumer Protection Code requires 365 days used for the interest calculation. ([Redacted]Code Ann. 37-3-201(4)) . - Due Diligence Vendor-03/03/2026 <br> Open- - Due Diligence Vendor-03/03/2026 |  | Resolved-lender confirms days in year calculation based on 365 - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7901061 |
| 785 |  | D A C | Closed | FCOM4028 | 2026-03-03 06:57 | 2026-03-04 12:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7893943 |
| 786 |  | D A | Closed | FCOM4028 | 2026-03-03 07:25 | 2026-03-04 11:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7894634 |
| 787 |  | D A | Closed | FCOM4028 | 2026-03-03 07:38 | 2026-03-05 06:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7895046 |
| 788 |  | D B A | Closed | FCOM4028 | 2026-03-03 07:41 | 2026-03-04 13:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7895106 |
| 788 |  | D B A | Closed | FCRE7415 | 2026-03-03 09:41 | 2026-03-03 09:41 | Waived | 2 - Non-Material B | Credit | Eligibility | Personal Bank Statement Program does not allow non-borrower account holders | Waived-All parties listed on each bank account must also be borrowers on the loan - As per Guide no other individual is allowed as joint account hold if not on loan.<br> - Exception form provided to proceed with loan as there is other person on B2 personal bank statement.<br> - Exception form on page no 124 of 141.<br> - Approved Condition :- [Redacted] Max, 0.25 to price - Due Diligence Vendor-03/03/2026 |  | Waived-All parties listed on each bank account must also be borrowers on the loan - As per Guide no other individual is allowed as joint account hold if not on loan.<br> - Exception form provided to proceed with loan as there is other person on B2 personal bank statement.<br> - Exception form on page no 124 of 141.<br> - Approved Condition :- [Redacted] Max, 0.25 to price - Due Diligence Vendor-03/03/2026<br>|  | Residual income >=3000$, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7898237 |
| 789 |  | D A | Closed | FCOM4028 | 2026-03-04 00:27 | 2026-03-04 15:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7912176 |
| 790 |  | D A | Closed | FCOM4028 | 2026-03-03 10:30 | 2026-03-04 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7899551 |
| 791 |  | D A | Closed | FCOM4028 | 2026-03-03 12:55 | 2026-03-03 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/03/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7903633 |
| 792 |  | D A | Closed | FCOM4028 | 2026-03-03 11:27 | 2026-03-05 08:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7901057 |
| 793 |  | D A | Closed | FCOM4028 | 2026-03-03 13:43 | 2026-03-05 08:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7905019 |
| 794 |  | D A C | Closed | FCOM1231 | 2026-03-04 10:08 | 2026-03-05 11:47 | Resolved | 1 - Information B A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present or Not Applicable (The 1003 Page Occupancy status is 'Investment'). - Due Diligence Vendor-03/05/2026 <br>Resolved-now present - Due Diligence Vendor-03/05/2026 <br>Ready for Review-Document Uploaded. Please see attached initial 1003. - Buyer-03/05/2026 <br>Open- - Due Diligence Vendor-03/04/2026 |  | Resolved-The Initial 1003 is Present or Not Applicable (The 1003 Page Occupancy status is 'Investment'). - Due Diligence Vendor-03/05/2026 <br>Resolved-now present - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7921905 |
| 794 |  | D A C | Closed | 2260 | 2026-03-04 14:21 | 2026-03-05 11:43 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender - Due Diligence Vendor-03/05/2026 <br>Ready for Review- Per 1st page of the final CD (page 116 of 252 part 1) and lock confirmation (page 201 of 252 part 1) in the package submitted, there are no prepayment penalties. Also, there was no prepayment rider included with the mortgage. - Buyer-03/05/2026 <br>Open-confirm none - Due Diligence Vendor-03/04/2026 |  | Resolved-no prepay per lender - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7930279 |
| 794 |  | D A C | Closed | FCOM4028 | 2026-03-04 08:40 | 2026-03-04 14:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7919327 |
| 795 |  | D A | Closed | FCOM1221 | 2026-03-03 12:31 | 2026-03-05 09:16 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-corrected notary now present - Due Diligence Vendor-03/05/2026 <br>Ready for Review-Document Uploaded. Please review uploaded mortgage - Buyer-03/05/2026 <br>Open-The Deed of Trust is Incomplete DOT doc Notary date is not updated refer page#37 of 582 - Due Diligence Vendor-03/03/2026 |  | Resolved-corrected notary now present - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7903081 |
| 795 |  | D A | Closed | FCOM4028 | 2026-03-03 12:31 | 2026-03-04 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7903080 |
| 796 |  | D A | Closed | FCOM4028 | 2026-03-03 11:51 | 2026-03-05 07:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7901940 |
| 797 |  | D A | Closed | FCOM4028 | 2026-03-03 12:23 | 2026-03-05 11:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7902868 |
| 798 |  | D A | Closed | FCOM4028 | 2026-03-03 13:59 | 2026-03-05 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/03/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7905437 |
| 799 |  | D A | Closed | FCOM4028 | 2026-03-04 03:27 | 2026-03-05 09:38 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7913149 |
| 800 |  | D A | Closed | FCOM4028 | 2026-03-04 06:34 | 2026-03-05 13:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7916258 |
| 801 |  | D A | Closed | FCOM4028 | 2026-03-04 05:18 | 2026-03-05 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7915240 |
| 802 |  | D A B | Closed | FCOM3075 | 2026-03-04 09:24 | 2026-03-11 09:30 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing US Patriot Act Disclosure or the document is incomplete | Resolved-complete form now present - Due Diligence Vendor-03/11/2026 <br>Ready for Review-Document Uploaded. Please see attached executed patriot act form. - Buyer-03/10/2026 <br>Open-Patriot Act Disclosure is 'Missing'. Missing US Patriot Act Disclosure or the document is incomplete. missing - Due Diligence Vendor-03/04/2026 |  | Resolved-complete form now present - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7920211 |
| 802 |  | D A B | Closed | FCOM4028 | 2026-03-04 08:49 | 2026-03-06 08:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7919507 |
| 803 |  | D A | Closed | FCOM4028 | 2026-03-04 07:33 | 2026-03-06 08:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7917493 |
| 804 |  | D B A C | Closed | 1910-1003925 | 2026-03-04 10:51 | 2026-03-09 15:18 | Acknowledged | 2 - Non-Material C B | Compliance | Mavent | Interest: DaysInYear | Acknowledged-Lender uses standard Fannie 360 note. [Redacted] law is unclear exactly when a 365 day note is required. Finding is acknowledged as a Compliance caution. - Due Diligence Vendor-03/09/2026 <br> Ready for Review-The referenced [Redacted] law citation does not direct for lenders to use 365 days. - Buyer-03/06/2026 <br> Open- - Due Diligence Vendor-03/04/2026 <br> Open-The interest days in year used to calculate the interest (Periodic 360) is less than 365 days. The [Redacted] Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. ([Redacted]; [Redacted]., 90 [Redacted]. 2d 680, 586 P. 2d 830 (1978)) - Due Diligence Vendor-03/04/2026 <br> Open- - Due Diligence Vendor-03/04/2026 |  | Acknowledged-Lender uses standard Fannie 360 note. [Redacted] law is unclear exactly when a 365 day note is required. Finding is acknowledged as a Compliance caution. - Due Diligence Vendor-03/09/2026 |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 7923752 |
| 804 |  | D B A C | Closed | FCOM4028 | 2026-03-04 08:03 | 2026-03-05 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7918342 |
| 805 |  | D A C | Closed | FCRE8086 | 2026-03-04 06:54 | 2026-03-11 14:57 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Missing | Resolved-now present - Due Diligence Vendor-03/11/2026 <br>Ready for Review-Document Uploaded. Please review uploaded guaranty - Buyer-03/11/2026 <br>Open-Guaranty Agreement document is missing in file - Due Diligence Vendor-03/04/2026 |  | Resolved-now present - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7916602 |
| 805 |  | D A C | Closed | FCOM1233 | 2026-03-04 07:27 | 2026-03-05 12:04 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-updated REO section of 1003 now present - Due Diligence Vendor-03/05/2026 <br> Ready for Review-Document Uploaded. Please review uploaded revised 1003 - Buyer-03/05/2026 <br> Open-The Final 1003 is Incomplete Final 1003 no REO has been updated refer page#187 of 421, however in Credit report 10 [Redacted] reading refer page#95 of 122, Need updated Final 1003 - Due Diligence Vendor-03/04/2026 |  | Resolved-updated REO section of 1003 now present - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7917405 |
| 805 |  | D A C | Closed | 2260 | 2026-03-04 06:58 | 2026-03-05 11:51 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender - Due Diligence Vendor-03/05/2026 <br>Ready for Review-No PPP - Buyer-03/05/2026 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-03/04/2026 |  | Resolved-no prepay per lender - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7916685 |
| 805 |  | D A C | Closed | FCOM4028 | 2026-03-04 06:19 | 2026-03-04 14:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/04/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7916040 |
| 806 |  | D A C | Closed | FCRE8086 | 2026-03-04 15:30 | 2026-03-11 15:02 | Resolved | 1 - Information C A | Credit | Closing | Guaranty Agreement Missing | Resolved-guaranty now present - Due Diligence Vendor-03/11/2026 <br>Ready for Review-Document Uploaded. Please review uploaded guaranty - Buyer-03/11/2026 <br>Open-Guaranty Agreement document is missing in file - Due Diligence Vendor-03/04/2026 |  | Resolved-guaranty now present - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7932061 |
| 806 |  | D A C | Closed | 2260 | 2026-03-04 15:29 | 2026-03-11 15:01 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-ppp now present and added to system - Due Diligence Vendor-03/11/2026 <br>Ready for Review-Document Uploaded. Please review uploaded prapayment penalty addendum - Buyer-03/11/2026 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-03/04/2026 |  | Resolved-ppp now present and added to system - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7932057 |
| 806 |  | D A C | Closed | FCRE9991 | 2026-03-04 16:39 | 2026-03-05 12:05 | Resolved | 1 - Information A | Credit | Data | Data Discrepancy - Tape Data is Different than Original Loan Approval Document Data | Resolved-updated dscr score to 1.078 now present - Due Diligence Vendor-03/05/2026 <br> Ready for Review-Document Uploaded. Our DSCR is 1.078.Please review uploaded lock - Buyer-03/05/2026 <br> Open-\*DSCR score should be 1.079. Lender score is 1.386 <br> - Document in file 1007 pg. no 360 of 524 rent $[Redacted] PITIA is matching<br> - DSCR score should be Rent / PITIA $[Redacted] = 1.079<br> Reason: Unable to identify the rent considered by lender - Due Diligence Vendor-03/04/2026 |  | Resolved-updated dscr score to 1.078 now present - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7932846 |
| 806 |  | D A C | Closed | FCOM4028 | 2026-03-04 15:28 | 2026-03-05 06:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7932052 |
| 807 |  | D A | Closed | FCOM4028 | 2026-03-04 08:37 | 2026-03-05 10:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7919244 |
| 808 |  | D A | Closed | FCOM4028 | 2026-03-05 06:03 | 2026-03-06 08:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7939993 |
| 809 |  | B A | Closed | FCRE1165 | 2026-03-04 08:17 | 2026-03-06 09:02 | Waived | 2 - Non-Material B | Credit | Missing Doc | Flood Insurance Policy Partially Provided | Waived-Exception for flood insurance less than 80% replacement cost<br> Approved with conditions of 0.25 to price<br> Waiver on page 47 of 120 - Due Diligence Vendor-03/04/2026 |  | Waived-Exception for flood insurance less than 80% replacement cost<br> Approved with conditions of 0.25 to price<br> Waiver on page 47 of 120 - Due Diligence Vendor-03/04/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, LTV 10% below maximum, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7918668 |
| 810 |  | D A | Closed | FCOM4028 | 2026-03-04 07:40 | 2026-03-06 06:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7917741 |
| 811 |  | D A | Closed | FCOM4028 | 2026-03-04 07:04 | 2026-03-05 14:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7916854 |
| 812 |  | D A | Closed | FCOM4028 | 2026-03-04 09:07 | 2026-03-06 08:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7919894 |
| 813 |  | D A | Closed | FCOM4028 | 2026-03-05 05:33 | 2026-03-06 09:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7939513 |
| 814 |  | D A | Closed | FCOM4028 | 2026-03-05 06:50 | 2026-03-06 08:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7941268 |
| 815 |  | D A | Closed | FCOM4028 | 2026-03-04 10:11 | 2026-03-06 08:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7921993 |
| 816 |  | D A C | Closed | 2260 | 2026-03-04 12:22 | 2026-03-09 14:20 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-no prepay per lender - Due Diligence Vendor-03/09/2026 <br>Ready for Review-Per the 1st page of the final CD (161 of 592 part 1) and lock confirmation (page 1 of 93 part 2), there are no prepayment penalties. Also, there is no prepayment rider included with the mortgage. - Buyer-03/09/2026 <br>Open-Pre-payment penalty is not present in file. Please confirm there is no prepayment penalty for this loan. - Due Diligence Vendor-03/04/2026 |  | Resolved-no prepay per lender - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7926886 |
| 816 |  | D A C | Closed | FCOM4028 | 2026-03-04 11:03 | 2026-03-06 08:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7924109 |
| 817 |  | D A | Closed | FCOM4028 | 2026-03-04 09:32 | 2026-03-06 10:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7920937 |
| 818 |  | D B A | Closed | FCOM4028 | 2026-03-04 22:51 | 2026-03-06 10:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7935478 |
| 818 |  | D B A | Closed | FCRE1200 | 2026-03-05 04:39 | 2026-03-06 01:21 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited loan amount [Redacted] is less than minimum Guideline loan amount $[Redacted] which is not allowed per Guidelines. However, Exception is in Page #8_[Redacted] Credit Package 2.pdf.<br> - Due Diligence Vendor-03/05/2026 |  | Waived-Audited loan amount $[Redacted] is less than minimum Guideline loan amount $[Redacted]which is not allowed per Guidelines. However, Exception is in Page #8_[Redacted] Credit Package 2.pdf.<br> - Due Diligence Vendor-03/05/2026 |  | 1. No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. No mortgage late payments in the last 24 months - No mortgage late payments in the last 24 months as per credit report page #103, 118, 127_[Redacted] Credit Package 2.pdf<br> 3. 5+ years credit history - Oldest tradeline date is 09/22/2005 is not within 5 years from closing date. <br> 4. 2+ borrowers on the loan - File is 3 borrowers. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7937884 |
| 819 |  | D A | Closed | FCOM4028 | 2026-03-05 06:01 | 2026-03-06 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7939967 |
| 820 |  | D A | Closed | FCOM4028 | 2026-03-04 13:11 | 2026-03-06 09:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7928043 |
| 821 |  | D A | Closed | FCOM4028 | 2026-03-04 12:07 | 2026-03-06 12:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/04/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7926473 |
| 822 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other |  |  |  |
| 823 |  | D A | Closed | FCOM4028 | 2026-03-05 09:09 | 2026-03-09 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7945144 |
| 824 |  | D A C | Closed | FCOM1233 | 2026-03-05 11:55 | 2026-03-13 06:55 | Resolved | 1 - Information B A | Credit | Eligibility | The Final 1003 is Incomplete | Resolved-corrected occupancy on 1003 for retained home now present - Due Diligence Vendor-03/13/2026 <br>Ready for Review-Document Uploaded. Please see the 1003 fixed to reflect Retained property intended to be Second home. - Buyer-03/13/2026 <br>Open-REO says property retained will be O/O but this purchase is also O/O- need REO section of 1003 fixed - Due Diligence Vendor-03/05/2026 |  | Resolved-corrected occupancy on 1003 for retained home now present - Due Diligence Vendor-03/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7950254 |
| 824 |  | D A C | Closed | FVAL9739 | 2026-03-05 11:54 | 2026-03-13 06:54 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-lender reviewed and accepts incorrect sale price on appr since the purchase price was revised after appr was completed - Due Diligence Vendor-03/13/2026 <br> Ready for Review-Document Uploaded. Effective date of Appraisal is [Redacted], and purchase price was updated after that on [Redacted]. Revision is not needed. - Buyer-03/13/2026 <br> Open-sale price is wrong on appraisal page 1 - Due Diligence Vendor-03/05/2026 |  | Resolved-lender reviewed and accepts incorrect sale price on appr since the purchase price was revised after appr was completed - Due Diligence Vendor-03/13/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7950229 |
| 824 |  | D A C | Closed | FCOM4028 | 2026-03-05 08:35 | 2026-03-09 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7943694 |
| 825 |  | D A | Closed | FCRE5116 | 2026-03-06 05:05 | 2026-03-11 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing VOM or VOR | Resolved-proof new lien now present - Due Diligence Vendor-03/11/2026 <br> Ready for Review-Document Uploaded. Please see the CD. - Buyer-03/11/2026 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Please provide supporting documentation to verify mortgage for REO " [Redacted] with balance amount $[Redacted]. - Due Diligence Vendor-03/06/2026 |  | Resolved-proof new lien now present - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7966103 |
| 825 |  | D A | Closed | FCOM4028 | 2026-03-05 21:01 | 2026-03-09 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7963051 |
| 826 |  | D A | Closed | 50001252-Fees-Limited | 2026-03-10 14:07 | 2026-03-12 15:02 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-This is acceptable. - Due Diligence Vendor-03/12/2026 <br> Resolved-Resolved - Due Diligence Vendor-03/12/2026 <br> Ready for Review-Document Uploaded. - Seller-03/12/2026 <br> Open-Loan Discount Points increased to $[Redacted] and Transfer Taxes increased to $[Redacted] on Final CD [Redacted] from initial CD [Redacted] Loan Discount was $[Redacted] and Transfer Taxes were $[Redacted]. - Due Diligence Vendor-03/10/2026 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Due Diligence Vendor-03/10/2026 | Ready for Review-Document Uploaded. - Seller-03/12/2026<br>| Resolved-This is acceptable. - Due Diligence Vendor-03/12/2026 <br>Resolved-Resolved - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 8029888 |
| 826 |  | D A | Closed | 50001251-Fees-Limited | 2026-03-10 14:07 | 2026-03-12 15:02 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-This is acceptable. - Due Diligence Vendor-03/12/2026 <br> Ready for Review-Document Uploaded. - Seller-03/12/2026 <br> Open-Loan Discount Points increased to $[Redacted] and Transfer Taxes increased to [Redacted] on Final CD [Redacted] from initial CD [Redacted] Loan Discount was $[Redacted] and Transfer Taxes were $[Redacted] - Due Diligence Vendor-03/10/2026 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - Due Diligence Vendor-03/10/2026 | Ready for Review-Document Uploaded. - Seller-03/12/2026<br>| Resolved-This is acceptable. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 8029887 |
| 826 |  | D A | Closed | FCRE1484 | 2026-03-05 10:21 | 2026-03-12 07:15 | Resolved | 1 - Information C A | Credit | Assets | Asset 6 Does Not Meet Guideline Requirements | Resolved-all gift funds now present and proof [Redacted] paid at close in file. - Due Diligence Vendor-03/12/2026 <br> Ready for Review-Document Uploaded. [Redacted] & [Redacted] are both calculated into the reserves for $[Redacted]<br>[Redacted] is an open account but is being paid in full at closing for $[Redacted] & is accounted for in the debts to be paid off section snipped below<br>[Redacted] & [Redacted] are paid in full. - Seller-03/11/2026 <br> Counter-need waiver for reserves. we are short reserves on this file since there are [Redacted] account balance due monthly that have lowered the reserves - Due Diligence Vendor-03/10/2026 <br> Ready for Review-Document Uploaded. 2 gifts were sent - [Redacted] - Seller-03/10/2026 <br> Counter- we already have this [Redacted] gift. there were 2 6k gift letters, but if it was only 1 gift, then we are now short assets for reserves by -$[Redacted]. removed 2nd [Redacted] gift since it appears is a duplicate of the gift letter for the [Redacted] transferred at close along with [Redacted] gift. - Due Diligence Vendor-03/09/2026 <br> Ready for Review-Document Uploaded. - Buyer-03/06/2026 <br> Open-Asset 6 Does Not Meet Guideline Requirements LOX Gift of $[Redacted] on page#702 of 733, Need Deposit & Source document for the same (there seems to be 3 gifts total, one for [Redacted], another one for [Redacted] and one for [Redacted]) without the additional [Redacted] gift we are short reserves - Due Diligence Vendor-03/05/2026 | Ready for Review-Document Uploaded. [Redacted] & [Redacted] are both calculated into the reserves for $[Redacted]<br>[Redacted] is an open account but is being paid in full at closing for $[Redacted] & is accounted for in the debts to be paid off section snipped below<br>[Redacted] & [Redacted] are paid in full. - Seller-03/11/2026 <br> Ready for Review-Document Uploaded. 2 gifts were sent - [Redacted] and [Redacted] - Seller-03/10/2026 | Resolved-all gift funds now present and proof [Redacted] paid at close in file. - Due Diligence Vendor-03/12/2026 |  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7948166 |
| 826 |  | D A | Closed | FCOM9970 | 2026-03-05 10:37 | 2026-03-10 14:16 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Compliance Documentation Unable to Test Compliance | Resolved-This is acceptable. - Due Diligence Vendor-03/10/2026 <br>Ready for Review-Document Uploaded. - Seller-03/10/2026 <br>Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Unable to test Compliance without the missing initial Closing Disclosure. - Due Diligence Vendor-03/05/2026 | Ready for Review-Document Uploaded. - Seller-03/10/2026<br>| Resolved-This is acceptable. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7948561 |
| 826 |  | D A | Closed | FCOM5814 | 2026-03-05 10:36 | 2026-03-10 14:16 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Closing Disclosure Deficiency | Resolved-This is acceptable. - Due Diligence Vendor-03/10/2026 <br>Ready for Review-Document Uploaded. - Buyer-03/10/2026 <br>Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-03/05/2026 |  | Resolved-This is acceptable. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7948520 |
| 826 |  | D A | Closed | 123ABH | 2026-03-05 07:27 | 2026-03-09 11:59 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-now present - Due Diligence Vendor-03/09/2026 <br>Ready for Review-Document Uploaded. - Buyer-03/06/2026 <br>Open-Homeowner Toolkit is missing Toolkit Document is missing - Due Diligence Vendor-03/05/2026 |  | Resolved-now present - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7942046 |
| 826 |  | D A | Closed | FCRE1491 | 2026-03-05 10:21 | 2026-03-09 11:59 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-2k gift wire now present - Due Diligence Vendor-03/09/2026 <br> Ready for Review-Document Uploaded. - Seller-03/06/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift on CD $[Redacted] Lox on Page#701,703, Receipt for $[Redacted] on page#263 of 733, Need Proof of Receipt for $[Redacted] - Due Diligence Vendor-03/05/2026 | Ready for Review-Document Uploaded. - Seller-03/06/2026<br>| Resolved-2k gift wire now present - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7948167 |
| 826 |  | D A | Closed | FCOM4028 | 2026-03-05 07:03 | 2026-03-05 12:59 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-03/05/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-03/05/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7941498 |
| 827 |  | D A | Closed | FCOM4028 | 2026-03-06 05:00 | 2026-03-09 13:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7966066 |
| 828 |  | D B A | Closed | FCOM4028 | 2026-03-05 07:08 | 2026-03-09 13:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7941567 |
| 828 |  | D B A | Closed | FCRE6763 | 2026-03-05 08:30 | 2026-03-09 13:42 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, Guidelines do not permit non borrowers on bank statements used for income qualification.<br> \*Exception form is provided to allow bank statement income with non borrower on account. 3 accounts used - only 1 has additional name.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 500 of 632 - Due Diligence Vendor-03/05/2026 - Due Diligence Vendor-03/05/2026 |  | Waived-Waived-As per guide, Guidelines do not permit non borrowers on bank statements used for income qualification.<br> \*Exception form is provided to allow bank statement income with non borrower on account. 3 accounts used - only 1 has additional name.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 500 of 632 - Due Diligence Vendor-03/05/2026 - Due Diligence Vendor-03/05/2026<br>|  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ yrs credit history, Reserves >6 months | [Redacted] | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7943583 |
| 829 |  | D B A | Closed | FCOM4028 | 2026-03-05 06:56 | 2026-03-06 15:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7941358 |
| 829 |  | D B A | Closed | FCRE1200 | 2026-03-05 09:09 | 2026-03-06 14:58 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-As per Guide min [Redacted]<br> Exception is provided to proceed with loan Amount $[Redacted]<br> Approved With Conditions 0.25 to price<br> Exception form is on page #287 of 388<br> - Due Diligence Vendor-03/05/2026 |  | Waived-As per Guide min [Redacted]<br> Exception is provided to proceed with loan Amount $[Redacted]<br> Approved With Conditions 0.25 to price<br> Exception form is on page #287 of 388<br> - Due Diligence Vendor-03/05/2026 |  | 5 years on current job, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 7945194 |
| 830 |  | D A | Closed | FCOM4028 | 2026-03-05 23:36 | 2026-03-09 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7963851 |
| 831 |  | D A | Closed | FCOM4028 | 2026-03-05 06:56 | 2026-03-09 08:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7941360 |
| 832 |  | D B A | Closed | FCOM4028 | 2026-03-05 07:05 | 2026-03-09 08:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7941526 |
| 832 |  | D B A | Closed | FCRE4104 | 2026-03-05 09:49 | 2026-03-09 08:55 | Waived | 2 - Non-Material B | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Waived-\*Proof for large deposit is missing in file <br> \*Exception is provided to proceed the loan with proof is missing<br> \*Exception is on pg 24 of 121<br> \*Approved AS-IS - Due Diligence Vendor-03/05/2026 |  | Waived-\*Proof for large deposit is missing in file <br> \*Exception is provided to proceed the loan with proof is missing<br> \*Exception is on pg 24 of 121<br> \*Approved AS-IS - Due Diligence Vendor-03/05/2026<br>|  | \*Revolving debt is under 30%, 5 years on current job, 10 years or more in the same line of employment, No credit events past 40 months,5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7947164 |
| 833 |  | D A | Closed | FCOM4028 | 2026-03-05 07:24 | 2026-03-09 09:10 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7941965 |
| 834 |  | D A | Closed | FCOM4028 | 2026-03-05 07:26 | 2026-03-06 14:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7942029 |
| 835 |  | D B A | Closed | FCOM4028 | 2026-03-05 10:35 | 2026-03-09 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7948463 |
| 835 |  | D B A | Closed | FCRE6763 | 2026-03-05 11:11 | 2026-03-05 11:15 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, Guideline requires self employed full doc to be verified with US taxes and IRS Transcripts.<br> \*Exception form is provided to allow Foreign Income not reported on US Taxes. CPA Verified. Bwrs residents since 2023.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 17 of 102 - Due Diligence Vendor-03/05/2026 - Due Diligence Vendor-03/05/2026 |  | Waived-Waived-As per guide, Guideline requires self employed full doc to be verified with US taxes and IRS Transcripts.<br> \*Exception form is provided to allow Foreign Income not reported on US Taxes. CPA Verified. Bwrs residents since 2023.<br> \*Approved Conditions: [Redacted] max, 0.25 to price.<br> \*Exception form is on page # 17 of 102 - Due Diligence Vendor-03/05/2026 - Due Diligence Vendor-03/05/2026<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=$3000, DTI >=10% lower than loan program, No credit events past 40 months, No mortgage late payments in the last 24 months, No consumer late payments in the last 24 months, 2+ borrowers on the loan. | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7949418 |
| 836 |  | D A | Closed | FCOM4028 | 2026-03-05 09:09 | 2026-03-09 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7945211 |
| 837 |  | D A | Closed | FCOM4028 | 2026-03-05 20:32 | 2026-03-09 12:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7962354 |
| 838 |  | D A | Closed | FCOM4028 | 2026-03-05 10:42 | 2026-03-09 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7948641 |
| 839 |  | D A | Closed | FCOM4028 | 2026-03-06 00:07 | 2026-03-09 14:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7964026 |
| 840 |  | D A | Closed | FCOM4028 | 2026-03-05 15:33 | 2026-03-06 15:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/06/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7957657 |
| 841 |  | D A | Closed | FCOM4028 | 2026-03-05 10:35 | 2026-03-09 09:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7948462 |
| 842 |  | D A | Closed | FCOM4028 | 2026-03-05 11:02 | 2026-03-09 09:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7949124 |
| 843 |  | D A | Closed | FCOM4028 | 2026-03-05 11:45 | 2026-03-09 10:06 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-<br> Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7950069 |
| 844 |  | D A | Closed | FCOM4028 | 2026-03-05 12:42 | 2026-03-09 11:08 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7951221 |
| 845 |  | D A | Closed | FCRE6737 | 2026-03-05 15:16 | 2026-03-11 09:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Income) | Resolved-updated income worksheet now present - Due Diligence Vendor-03/11/2026 <br> Ready for Review-Document Uploaded. Please review uploaded revised income WS - Buyer-03/10/2026 <br> Open-\*Lender worksheet reflecting income is $[Redacted], However Lender considered income is $[Redacted] refer pg 3,153 of 164 and 260 of 651. Need clarification - Due Diligence Vendor-03/05/2026 |  | Resolved-updated income worksheet now present - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7957336 |
| 845 |  | D A | Closed | FCOM4028 | 2026-03-05 11:54 | 2026-03-09 10:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7950228 |
| 846 |  | D A | Closed | FCOM4028 | 2026-03-05 12:17 | 2026-03-09 10:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/05/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7950704 |
| 847 |  | D A | Closed | FCOM4028 | 2026-03-06 07:57 | 2026-03-09 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7970862 |
| 848 |  | D A | Closed | FCOM4028 | 2026-03-06 00:24 | 2026-03-09 15:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7964109 |
| 849 |  | D A | Closed | FCOM4028 | 2026-03-09 05:40 | 2026-03-10 10:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7991584 |
| 850 |  | D A | Closed | FCOM4028 | 2026-03-06 03:21 | 2026-03-09 15:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7965193 |
| 851 |  | D B A | Closed | FCOM4028 | 2026-03-06 07:26 | 2026-03-10 10:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7970246 |
| 851 |  | D B A | Closed | FCRE1174 | 2026-03-06 08:33 | 2026-03-10 10:43 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Exception for missing ordinance and law coverage<br> Approved with conditions of [Redacted] & 0.5 to price<br> Waiver on page 39 of 121 - Due Diligence Vendor-03/06/2026 |  | Waived-Exception for missing ordinance and law coverage<br> Approved with conditions of [Redacted] & 0.5 to price<br> Waiver on page 39 of 121 - Due Diligence Vendor-03/06/2026<br>|  | Revolving debt is under 30%, DTI >=10% lower than loan program, No credit events past 40 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5% | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 7971662 |
| 852 |  | D A C | Closed | 2260 | 2026-03-10 11:19 | 2026-03-11 15:21 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-Accept no ppp - Due Diligence Vendor-03/11/2026 <br>Ready for Review-Per the 1st page of the final CD (page 24 of 518 part 1) and lock confirmation (page 63 of 76 part 2) included in the package submitted, there are no prepayment penalties. Also, there is no prepayment rider included with the mortgage. - Buyer-03/11/2026 <br>Open-Confirm PPP - Due Diligence Vendor-03/10/2026 |  | Resolved-Accept no ppp - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 8025417 |
| 852 |  | D A C | Closed | FCOM4028 | 2026-03-08 22:56 | 2026-03-10 11:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7988894 |
| 853 |  | D A | Closed | FCOM4028 | 2026-03-06 07:01 | 2026-03-10 07:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 7969773 |
| 854 |  | D A | Closed | FCOM4028 | 2026-03-08 23:35 | 2026-03-10 11:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7989073 |
| 855 |  | D A | Closed | FCOM4028 | 2026-03-06 08:53 | 2026-03-09 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7972198 |
| 856 |  | D A | Closed | FCOM4028 | 2026-03-09 06:07 | 2026-03-10 11:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7992180 |
| 857 |  | D B A | Closed | FCOM4028 | 2026-03-06 09:34 | 2026-03-10 08:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | N/A | N/A | 7973755 |
| 857 |  | D B A | Closed | FVAL9739 | 2026-03-06 12:02 | 2026-03-06 12:02 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception is provided for Project needs some deficiencies repairs<br> Approved Conditions :[Redacted] max, 0.5 to price. Confirmation that subject building is safe for occupancy is required.<br> Exception Form page no 4 of 101<br> - Due Diligence Vendor-03/06/2026 |  | Waived-Exception is provided for Project needs some deficiencies repairs<br> Approved Conditions :[Redacted] max, 0.5 to price. Confirmation that subject building is safe for occupancy is required.<br> Exception Form page no 4 of 101<br> - Due Diligence Vendor-03/06/2026<br>|  | 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Over 30 years in profession, over 10 years in job. Over 10K residual income. Almost 20 year clear credit history. | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Purchase | NA | Originator Pre-Close | Yes | 7976891 |
| 858 |  | D A | Closed | FCOM4028 | 2026-03-08 23:24 | 2026-03-10 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7989012 |
| 859 |  | D A | Closed | FCOM4028 | 2026-03-06 09:52 | 2026-03-10 12:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 7974168 |
| 860 |  | D B A | Closed | FCOM4028 | 2026-03-06 09:54 | 2026-03-10 09:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7974215 |
| 860 |  | D B A | Closed | FVAL5385 | 2026-03-06 12:30 | 2026-03-06 12:30 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-As per the guide property cannot listed for sale in past 6month.<br> Exception form provided property was listed for sale [Redacted]<br> Approved With Conditions 0.25 to price, $[Redacted] LA max<br> Exception form page no 25 of 120<br>- Due Diligence Vendor-03/06/2026 |  | Waived-As per the guide property cannot listed for sale in past 6month.<br> Exception form provided property was listed for sale [Redacted]<br> Approved With Conditions 0.25 to price, $[Redacted] LA max<br> Exception form page no 25 of 120<br>- Due Diligence Vendor-03/06/2026 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, LTV 10% below maximum, Credit score >40 points than minimum required, Reserves>6 months | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7977516 |
| 861 |  | D A | Closed | FVAL1039 | 2026-03-06 11:50 | 2026-03-11 15:28 | Resolved | 1 - Information D A | Property | Value | Appraised value unsupported | Resolved-desk review now present - Due Diligence Vendor-03/11/2026 <br>Ready for Review-Document Uploaded. Please see attached CDA review. - Buyer-03/11/2026 <br>Open-\*CU score is 3.5 secondary valuation missing refer page#944, 950 of 1094 - Due Diligence Vendor-03/06/2026 |  | Resolved-desk review now present - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7976697 |
| 861 |  | D A | Closed | FCOM4028 | 2026-03-06 10:12 | 2026-03-10 09:00 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 7974607 |
| 862 |  | D A | Closed | FCOM4028 | 2026-03-06 11:17 | 2026-03-10 10:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/06/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7975936 |
| 863 |  | D B C A | Closed | 2260 | 2026-03-11 10:20 | 2026-03-12 14:41 | Resolved | 1 - Information C A | Compliance | Mavent | Prepayment: Penalty | Resolved-none per lender - Due Diligence Vendor-03/12/2026 <br>Ready for Review-No PPP as per Lock form - Buyer-03/12/2026 <br>Open-Confirm prepayment - Due Diligence Vendor-03/11/2026 |  | Resolved-none per lender - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 8049991 |
| 863 |  | D B C A | Closed | FCOM4028 | 2026-03-10 04:00 | 2026-03-11 10:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 8012929 |
| 863 |  | D B C A | Closed | FCRE1440 | 2026-03-10 08:10 | 2026-03-10 12:02 | Waived | 2 - Non-Material B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does Not Meet Guideline Requirements 30 day late payment on [Redacted] per VOM in Page #407_[Redacted] Credit Package 1.pdf. 30 day mortgage late payments within 12 months is not allowed per Guidelines. However, Exception is in Page #10_[Redacted] Credit Package 2.pdf - Due Diligence Vendor-03/10/2026 |  | Waived-Housing History Does Not Meet Guideline Requirements 30 day late payment on [Redacted] per VOM in Page #407_[Redacted] Credit Package 1.pdf. 30 day mortgage late payments within 12 months is not allowed per Guidelines. However, Exception is in Page #10_[Redacted] Credit Package 2.pdf - Due Diligence Vendor-03/10/2026 |  | 1. Revolving debt is under 30% - Revolving payment $764 is within 30% of all other monthly payments $16,664.08.<br> 2. No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 3. 5+ years credit history - Oldest tradeline date in CBR page #127_[Redacted] Credit Package 2.pdf is 08/19/1998<br> 4. No consumer late payments in the last 24 months - No Consumer late payments in past 24 months per CBR Page #127_[Redacted] Credit Package 2.pdf. Existing late payments till 04/2020<br> 5. LTV 10% below maximum- Guideline LTV [Redacted]% and Qualifying LTV [Redacted]% variance is [Redacted]% > 10%<br> 6. Late occurred due to loan transfer to [Redacted]. Payment made to original lender during the transfer period. Currently being disputed on [redacted]end - Recent Transfer of mortgage on 01/26 leads to late payments per credit report in page #127_[Redacted] Credit Package 2.pdf & 398_[Redacted] Credit Package 1.pdf | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 8018890 |
| 864 |  | D A | Closed | FCOM4028 | 2026-03-09 22:46 | 2026-03-11 10:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 8011376 |
| 865 |  | D B A | Closed | FCOM4028 | 2026-03-10 04:15 | 2026-03-11 10:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 8013137 |
| 865 |  | D B A | Closed | FCRE8201 | 2026-03-10 07:12 | 2026-03-10 12:50 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-[Redacted] Rent amount per Appraisal Report in page #28_[Redacted] Credit Package 1.pdf is $2,053.13 which is higher than [Redacted] rent amount $[Redacted] in Page #24_[Redacted] Credit Package 2.pdf. Per recent update, we must qualify with higher rent amount if we have rental indications in both Appraisal and Short-term rental docs. Also, Occupancy rate is 40% in [Redacted] document which is less than 60%. However, Related Exception is in Page #1_[Redacted] Credit Package 2.pdf.<br> - Due Diligence Vendor-03/10/2026 |  | Waived-[Redacted] Rent amount per Appraisal Report in page #28_[Redacted] Credit Package 1.pdf is $[Redacted]which is higher than [Redacted] rent amount $1,742.88 in Page #24_[Redacted] Credit Package 2.pdf. Per recent update, we must qualify with higher rent amount if we have rental indications in both Appraisal and Short-term rental docs. Also, Occupancy rate is 40% in [Redacted] document which is less than 60%. However, Related Exception is in Page #1_[Redacted] Credit Package 2.pdf.<br> - Due Diligence Vendor-03/10/2026 |  | 1. No credit events past 40 months - No Credit Events such as Bankruptcy, Foreclosure, Short-Sale, Deed-in-Lieu and Loan Modification in File<br> 2. No mortgage late payments in the last 24 months - No mortgage late payments in the last 24 months as per credit report page #174_[Redacted] Credit Package 2.pdf<br> 3. No consumer late payments in the last 24 months - No consumer late payments in the last 24 months as per credit report page #174_[Redacted] Credit Package 2.pdf. Last late payment is on 08/23.<br> 4. Reserves >6 months - Calculated Reserves is 91.85 months which is greater than 6 months. | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | Originator Pre-Close | Yes | 8017225 |
| 866 |  | D A | Closed | FCOM4028 | 2026-03-09 08:38 | 2026-03-11 11:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 7997093 |
| 867 |  | D A | Closed | FCOM4028 | 2026-03-09 08:03 | 2026-03-09 10:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 7995591 |
| 868 |  | D A | Closed | FPRO1243 | 2026-03-11 14:31 | 2026-03-12 14:47 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal is Missing | Resolved-lender applied newer guidelines since loan closed after new guidelines published - Due Diligence Vendor-03/12/2026 <br> Ready for Review-Document Uploaded. - Buyer-03/12/2026 <br> Open-As per 11/19 guide, for Loan amounts > $[Redacted] second appraisal is required - Due Diligence Vendor-03/11/2026 |  | Resolved-lender applied newer guidelines since loan closed after new guidelines published - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 8055691 |
| 868 |  | D A | Closed | FCRE1177 | 2026-03-10 04:14 | 2026-03-12 14:47 | Resolved | 1 - Information C A | Credit | Insurance | HO6 Insurance Policy Expiration Date is before the Note Date | Resolved-updated ins now present for renewal - Due Diligence Vendor-03/12/2026 <br> Ready for Review-Document Uploaded. - Buyer-03/12/2026 <br> Open-HO-6 Insurance Policy Expiration Date of 02-24-2026 is prior to the Note Date of[Redacted] No updated policy noted. - Due Diligence Vendor-03/10/2026 |  | Resolved-updated ins now present for renewal - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 8013131 |
| 868 |  | D A | Closed | FCOM4028 | 2026-03-10 03:22 | 2026-03-11 14:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 8012691 |
| 869 |  | D B A | Closed | FCOM4028 | 2026-03-09 10:46 | 2026-03-09 15:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 8000542 |
| 869 |  | D B A | Closed | FCRE6763 | 2026-03-09 11:42 | 2026-03-09 11:42 | Waived | 2 - Non-Material B | Credit | Income/Employment | Income documentation does not meet guidelines | Waived-Waived-As per guide, Guideline Minimum asset seasoning for asset utilization is 3 months.<br> \*Exception form is provided to allow recent $[Redacted] settlement award to be used - dated 02/10/2026 page 659<br> \*Approved Conditions: [Redacted] max, 0.25 toprice and asset review<br> \*Exception form is on page # 117 of 126 - Due Diligence Vendor-03/092026 - Due Diligence Vendor-03/09/2026 |  | Waived-Waived-As per guide, Guideline Minimum asset seasoning for asset utilization is 3 months.<br> \*Exception form is provided to allow recent $[Redacted] settlement award to be used - dated 02/10/2026 page 659<br> \*Approved Conditions: [Redacted] max, 0.25 toprice and asset review<br> \*Exception form is on page # 117 of 126 - Due Diligence Vendor-03/092026 - Due Diligence Vendor-03/09/2026 |  | Revolving debt is under 30%, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, 2+ borrowers on the loan, LTV 10% below maximum, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >12 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 8002158 |
| 870 |  | D A | Closed | FCOM4028 | 2026-03-09 11:04 | 2026-03-09 15:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved- - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 | Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - 03/09/2026 <br>|  |  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 8001040 |
| 871 |  | D A | Closed | FCOM4028 | 2026-03-09 12:52 | 2026-03-09 15:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/09/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 8003886 |
| 872 |  | D A | Closed | FCOM4028 | 2026-03-09 07:24 | 2026-03-11 13:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7994545 |
| 873 |  | D B A | Closed | FCOM4028 | 2026-03-09 08:02 | 2026-03-10 15:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/10/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7995534 |
| 873 |  | D B A | Closed | FCRE1158 | 2026-03-09 10:32 | 2026-03-09 10:32 | Waived | 2 - Non-Material B | Credit | Missing Doc | Hazard Insurance Policy is Partial | Waived-As per Guide Policies written on an actual cash value basis are not acceptable.<br> Exception is provided to proceed with [Redacted] - Actual Cash Value on Roofs<br> Approved With Conditions [Redacted] max, 0.5 to price,<br> Exception is on page #291, 296 of 359 - Due Diligence Vendor-03/09/2026 |  | Waived-As per Guide Policies written on an actual cash value basis are not acceptable.<br> Exception is provided to proceed with [Redacted] - Actual Cash Value on Roofs<br> Approved With Conditions [Redacted] max, 0.5 to price,<br> Exception is on page #291, 296 of 359 - Due Diligence Vendor-03/09/2026 |  | No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 8000309 |
| 874 |  | D A | Closed | FCOM4028 | 2026-03-09 08:04 | 2026-03-11 07:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7995638 |
| 875 |  | D A | Closed | FCOM4028 | 2026-03-09 11:17 | 2026-03-11 09:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 8001428 |
| 876 |  | D A | Closed | FCRE1182 | 2026-03-09 14:10 | 2026-03-12 14:49 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-now present - Due Diligence Vendor-03/12/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-03/12/2026 <br>Open-1008 and Approval Funded document is missing in file - Due Diligence Vendor-03/09/2026 |  | Resolved-now present - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 8005798 |
| 876 |  | D A | Closed | FCRE5770 | 2026-03-09 12:34 | 2026-03-12 14:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-03/12/2026 <br>Ready for Review-Document Uploaded. Please find attached - Buyer-03/12/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-03/09/2026 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 8003368 |
| 876 |  | D A | Closed | FCOM4028 | 2026-03-09 11:17 | 2026-03-11 09:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 8001435 |
| 877 |  | D A | Closed | FCOM4028 | 2026-03-10 09:03 | 2026-03-12 14:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Ready for Review-N/A.the file was recently closed,recorded mortgage is not available yet. - Buyer-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 8021076 |
| 878 |  | D A | Closed | FCOM4028 | 2026-03-09 13:36 | 2026-03-12 08:17 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 8004969 |
| 879 |  | D A | Closed | FCOM4028 | 2026-03-09 12:32 | 2026-03-12 12:12 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 8003346 |
| 880 |  | D A | Closed | FCOM4028 | 2026-03-09 13:45 | 2026-03-11 16:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/09/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 8005224 |
| 881 |  | D A | Closed | FCOM4028 | 2026-03-10 21:49 | 2026-03-12 12:27 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 8034854 |
| 882 |  | D A | Closed | FCOM4028 | 2026-03-10 08:45 | 2026-03-12 11:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | 8020294 |
| 883 |  | D A | Closed | FCOM4028 | 2026-03-10 23:22 | 2026-03-12 14:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 8035103 |
| 884 |  | D A | Closed | FCOM4028 | 2026-03-10 07:54 | 2026-03-12 13:03 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 8018272 |
| 885 |  | D B A | Closed | FCOM4028 | 2026-03-10 10:36 | 2026-03-12 14:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | N/A | N/A | 8024317 |
| 885 |  | D B A | Closed | FVAL5385 | 2026-03-10 13:53 | 2026-03-10 13:53 | Waived | 2 - Non-Material B | Property | Property | Property has been listed for sale in the past 6 months | Waived-As per guide Refi/Cash-out. The property listed for sale in the past 6 months not allowed<br> Exception is provided to allow Property Listed For Sale<br> Approved Conditions : [Redacted] MAX & 0.25<br> Exception Form page no 14 of 180 - Due Diligence Vendor-03/10/2026 |  | Waived-As per guide Refi/Cash-out. The property listed for sale in the past 6 months not allowed<br> Exception is provided to allow Property Listed For Sale<br> Approved Conditions : [Redacted] MAX & 0.25<br> Exception Form page no 14 of 180 - Due Diligence Vendor-03/10/2026<br>|  | Revolving debt is under 30%, 5 years on current job, Residual income >=3000$, DTI >=10% lower than loan program, 10 years or more in the same line of employment, No credit events past 40 months, No mortgage late payments in the last 24 months, 5+ years credit history, No consumer late payments in the last 24 months, Credit score >40 points than minimum required | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Second Home | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 8029568 |
| 886 |  | D A | Closed | FCOM4028 | 2026-03-10 06:46 | 2026-03-12 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 8016555 |
| 887 |  | D A | Closed | FCOM4028 | 2026-03-10 07:47 | 2026-03-12 13:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 8018096 |
| 888 |  | D A | Closed | FCOM4028 | 2026-03-10 08:12 | 2026-03-12 13:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Purchase | NA | N/A | N/A | 8018967 |
| 889 |  | D B A | Closed | FCOM4028 | 2026-03-10 08:04 | 2026-03-12 14:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 8018636 |
| 889 |  | D B A | Closed | FCRE1174 | 2026-03-10 10:30 | 2026-03-10 10:55 | Waived | 2 - Non-Material B | Credit | Missing Doc | Master Condo Insurance Policy is Partial | Waived-Master Condo Insurance Policy Partially Provided \*Per Guide: The policy must provide for claims to be settled on a replacement cost basis. Policies written on an actual cash value basis are not acceptable.<br> \*Exception form provided to allow Roof coverage based on ACV<br> \*Exception form page#197 of 303<br> \*Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-03/10/2026 |  | Waived-Master Condo Insurance Policy Partially Provided \*Per Guide: The policy must provide for claims to be settled on a replacement cost basis. Policies written on an actual cash value basis are not acceptable.<br> \*Exception form provided to allow Roof coverage based on ACV<br> \*Exception form page#197 of 303<br> \*Approved With Conditions: 0.25 to price, [Redacted] max - Due Diligence Vendor-03/10/2026<br>|  | DTI >=10% lower than loan program, No credit events past 40 months, Credit score >40 points than minimum required, Borrower contribution exceeds requirement >=5%, Reserves >6 months | [Redacted] | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | 8024203 |
| 890 |  | D A | Closed | FCOM4028 | 2026-03-10 08:21 | 2026-03-12 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/10/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/12/2026<br>|  |  | [Redacted] | ATR/QM: Exempt | ATR/QM: Exempt | [Redacted] | [Redacted] | Investment | Refinance | Cash Out - Other | N/A | N/A | 8019229 |
| 891 |  | D A | Closed | FCOM4028 | 2026-03-11 07:07 | 2026-03-11 13:09 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026 <br>Open-Missing evidence of Mortgage recording - Due Diligence Vendor-03/11/2026 |  | Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-03/11/2026<br>|  |  | [Redacted] | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | [Redacted] | [Redacted] | Primary Residence | Purchase | NA | N/A | N/A | 8043099 |

---

## Exhibit 99.10

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.10**

![](ex99_001.jpg)

**Data Compare Summary**

**2026_ADMT-NQM3_Final**

**Run Date - 3/25/2026 9:30:00 AM** 

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Field Label** | **Loans With Discrepancy** | **Total Times Compared** | **% Variance** | **Comments** |
| AllBorrowerTotalIncome | 11 | 779 | 1.41% | All Income was verified for each borrower |
| ApplicationDate | 67 | 779 | 8.60% | All variances were verified by Mission using either the 1003 date or the credit report date |
| B1Citizen | 1 | 779 | 0.13% | All variances were verified by Citizenship documents |
| B1FirstName | 18 | 779 | 2.31% |  |
| B1LastName | 26 | 779 | 3.34% | All variances were spelling differences in the tape vs on the note. |
| B2FirstName | 4 | 146 | 2.74% | All variances were spelling differences in the tape vs on the note. |
| B2LastName | 3 | 146 | 2.05% | All variances were spelling differences in the tape vs on the note. |
| ClosingSettlementDate | 403 | 779 | 51.73% | In all cases Mission verified closing dates from the relevant closing documents. |
| DSCR | 29 | 779 | 3.72% | In all cases Mission recalculated DSCR from relevant income and credit documents. |
| FirstPaymentDate | 25 | 779 | 3.21% | In all cases Mission verified first payment date from the promissory note. |
| InitialMonthlyPIOrIOPayment | 39 | 779 | 5.01% | In all cases Mission verified the monthly PI Payment from the promissory note. |
| InterestRate | 0 | 779 | 0.00% |  |
| LoanAmount | 1 | 779 | 0.13% |  |
| LoanProgram | 14 | 779 | 1.80% | In each case, these appear to be changes in Loan program during underwriting. In all cases Mission verified programs from the Loan approval and final loan docs. |
| LoanPurpose | 0 | 779 | 0.00% |  |
| MINNo | 9 | 748 | 1.20% | In all cases Mission verified the MIN number present on the Deed of Trust. |
| MortgageOriginationChannel | 0 | 779 | 0.00% | In all cases Mission verified the Channel from the Lona approval in the loan file. |
| NoteDate | 2 | 742 | 0.27% | All date variances were verified from the Promissory Note. |
| NumberofUnits | 3 | 779 | 0.39% | In all cases Mission verified property units from the appraisal and other property related documents. |
| Occupancy | 0 | 779 | 0.00% |  |
| PrimaryAppraisedPropertyValue | 3 | 779 | 0.39% | Mission verified values used from the appraisal. |
| PropertyAddress | 104 | 779 | 13.35% |  |
| PropertyCity | 5 | 779 | 0.64% |  |
| PropertyCounty | 61 | 779 | 7.83% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| PropertyState | 0 | 779 | 0.00% |  |
| PropertyType | 64 | 779 | 8.22% | All differences are enumerations are related to ASF enumerations. In each case mission verified the Property type from the appraisal. |
| PropertyZipCode | 0 | 779 | 0.00% | All variances were various slight spelling differences in the tape vs on the deed of trust. |
| QualifyingCLTV | 51 | 779 | 6.55% | In all cases Mission verified values from appraisal documents and 2nd lien values from 2nd lien documents or credit reports. |
| RefinanceType | 34 | 363 | 9.37% | All variations were verified from the 1003 documentation. |
| SalesPrice | 1 | 418 | 0.24% | Mission verified sales price from sales contracts and closing documents. |
| TotalDebtIncomeRatio | 1 | 779 | 0.13% | In all cases Mission verified borrower income and all debts from the credit reports and recalculated DTI. |
| UnderwritingGuidelineLenderName | 0 | 779 | 0.00% |  |
| UnderwritingGuidelineName | 0 | 779 | 0.00% |  |
| UnderwritingGuidelineVersionDate | 0 | 779 | 0.00% |  |
| VerifiedDocType | 212 | 779 | 27.21% | Mission uses ASF defined doc types used for income qualification and the lender tape differs from these enumerations. |
|  | 1191 |  |  |  |

---

## Exhibit 99.11

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.11**

![](ex99_001.jpg)

**Data Compare Detail Report**

**2026_ADMT-NQM3_Final**

**Run Date - 3/25/2026 9:30:00 AM** 

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** |
| 140 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 262 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 373 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 407 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 634 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 636 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 637 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 682 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 722 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 794 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 870 |  |  | [Redacted] | All Borrower Total Income | the1008Page | [Redacted] | [Redacted] |
| 117 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 122 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 130 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 169 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 186 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 189 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 213 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 220 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 221 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 236 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 264 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 266 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 268 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 273 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 274 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 280 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 298 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 326 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 339 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 345 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 347 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 351 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 352 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 364 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 373 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 384 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 386 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 392 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 420 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 422 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 426 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 475 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 482 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 511 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 519 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 525 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 533 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 535 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 536 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 563 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 581 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 594 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 604 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 617 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 629 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 638 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 642 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 672 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 685 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 697 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 703 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 711 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 714 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 717 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 722 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 761 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 791 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 794 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 795 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 805 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 806 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 840 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 859 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 867 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 869 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 870 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 891 |  |  | [Redacted] | Application Date | complianceDetailPage | [Redacted] | [Redacted] |
| 335 |  |  | [Redacted] | Borrower 1 Citizen | the1003Page | [Redacted] | [Redacted] |
| 120 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 206 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 219 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 328 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 386 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 455 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 461 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 488 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 601 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 656 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 700 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 740 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 752 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 811 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 816 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 841 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 874 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 889 |  |  | [Redacted] | Borrower 1 First Name | notePage | [Redacted] | [Redacted] |
| 176 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 188 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 203 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 208 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 224 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 240 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 244 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 245 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 247 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 318 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 381 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 398 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 440 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 569 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 574 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 585 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 586 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 663 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 675 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 678 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 681 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 705 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 793 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 794 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 841 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 846 |  |  | [Redacted] | Borrower 1 Last Name | notePage | [Redacted] | [Redacted] |
| 486 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| 656 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| 700 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| 832 |  |  | [Redacted] | Borrower 2 First Name | notePage | [Redacted] | [Redacted] |
| 391 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 576 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 766 |  |  | [Redacted] | Borrower 2 Last Name | notePage | [Redacted] | [Redacted] |
| 134 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.186 | 1.027 |
| 154 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.406 | 1.405 |
| 196 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.575 | 0.918 |
| 199 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.722 | 2.029 |
| 205 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.366 | 1.365 |
| 214 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.075 | 1.074 |
| 247 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.069 | 0.632 |
| 267 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.046 | 1.045 |
| 276 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.655 | 1.654 |
| 277 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.971 | 1.002 |
| 298 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.012 | 1.025 |
| 301 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.338 | 1.211 |
| 328 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 0.904 | 1.05 |
| 332 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.179 | 1.173 |
| 342 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.144 | 1.517 |
| 351 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.166 | 1.165 |
| 479 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.043 | 1.113 |
| 547 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.355 | 1.354 |
| 602 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.075 | 1.074 |
| 617 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.215 | 1.214 |
| 637 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.335 | 1.334 |
| 650 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.275 | 1.274 |
| 741 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.077 | 1.074 |
| 765 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.155 | 1.154 |
| 796 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.235 | 1.234 |
| 806 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.079 | 1.386 |
| 825 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.366 | 1.365 |
| 852 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.075 | 1.074 |
| 867 |  |  | [Redacted] | Calculated DSCR | diligenceFinalLookPage | 1.446 | 1.442 |
| 114 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 118 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 123 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 125 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 126 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 128 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 133 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 134 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 135 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 137 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 138 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 140 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 141 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 142 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 143 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 145 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 147 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 149 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 153 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 154 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 157 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 158 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 159 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 160 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 161 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 162 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 163 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 165 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 167 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 168 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 176 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 177 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 180 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 181 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 182 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 185 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 187 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 191 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 193 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 194 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 199 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 202 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 203 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 204 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 207 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 208 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 210 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 212 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 213 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 216 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 221 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 222 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 224 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 226 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 227 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 229 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 234 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 237 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 238 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 239 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 240 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 242 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 243 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 244 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 245 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 247 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 248 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 253 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 254 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 255 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 261 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 265 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 267 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 268 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 269 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 270 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 271 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 276 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 277 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 279 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 281 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 282 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 286 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 287 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 289 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 290 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 292 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 295 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 297 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 299 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 301 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 302 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 303 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 305 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 306 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 308 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 309 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
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| 700 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 701 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 702 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 704 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 705 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 709 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 714 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 715 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 716 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 718 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 719 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 720 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 723 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 724 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 726 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 728 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 729 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 731 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 734 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 736 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 739 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 743 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 744 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 746 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 747 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 749 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 756 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 757 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 758 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 759 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 760 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 763 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 764 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 766 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 768 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 772 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 779 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 782 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 784 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 785 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 786 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 787 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 788 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 789 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 796 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 799 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 800 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 801 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 802 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 803 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 804 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 808 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 810 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 811 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 818 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 820 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 821 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 822 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 824 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 827 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 828 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 829 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 830 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 831 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 832 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 833 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 836 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 837 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 839 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 841 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 845 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 853 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 854 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 855 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 857 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 858 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 861 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 862 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 864 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 868 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 872 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 873 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 874 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 875 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 877 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 878 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 881 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 882 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 883 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 884 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 885 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 886 |  |  | [Redacted] | Closing/Settlement Date | finalCdDetailPage | [Redacted] | [Redacted] |
| 887 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 888 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 890 |  |  | [Redacted] | Closing/Settlement Date | hudClosingDetailPage | [Redacted] | [Redacted] |
| 130 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 148 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 174 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 186 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 200 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 211 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 220 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 280 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 350 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 351 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 385 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 391 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 392 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 426 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 482 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 511 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 525 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 581 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 685 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 740 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 761 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 791 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 794 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 795 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 805 |  |  | [Redacted] | First Payment Date | notePage | [Redacted] | [Redacted] |
| 113 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 114 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 126 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 173 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 175 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 188 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 210 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 218 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 240 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 244 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 245 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 247 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 298 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 324 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 333 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 334 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 342 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 347 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 390 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 413 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 430 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 482 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 484 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 501 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 572 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 591 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 605 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 654 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 674 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 688 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 693 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 747 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 770 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 783 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 792 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 804 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 822 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 862 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 869 |  |  | [Redacted] | Initial Monthly P&I Or IO Payment | notePage | [Redacted] | [Redacted] |
| 298 |  |  | [Redacted] | Loan Amount | notePage | [Redacted] | [Redacted] |
| 216 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 239 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 241 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 385 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 460 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 486 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 596 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 610 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 628 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 661 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 666 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 749 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 779 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 811 |  |  | [Redacted] | Loan Program | businessPurposeApprovalandGuidelinePage | [Redacted] | [Redacted] |
| 130 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 174 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 214 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 258 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 350 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 426 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 480 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 522 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 698 |  |  | [Redacted] | MIN No | deedOfTrustPage | [Redacted] | [Redacted] |
| 374 |  |  | [Redacted] | Note Date | notePage | [Redacted] | [Redacted] |
| 402 |  |  | [Redacted] | Note Date | notePage | [Redacted] | [Redacted] |
| 178 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 184 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 581 |  |  | [Redacted] | Number of Units | propertyValuationPage | [Redacted] | [Redacted] |
| 609 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 632 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 829 |  |  | [Redacted] | Primary Appraised Property Value | propertyValuationPage | [Redacted] | [Redacted] |
| 124 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 127 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 131 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 132 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 139 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 142 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 145 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 151 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 171 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 195 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 198 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 220 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 244 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 245 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 247 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 255 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 262 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 294 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 298 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 299 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 314 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 315 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 323 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 330 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 339 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 341 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 349 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 351 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 352 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 356 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 359 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 361 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 362 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 366 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 373 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 385 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 387 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 388 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 404 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 406 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 409 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 421 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 424 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 425 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 440 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 443 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 444 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 459 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 466 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 472 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 479 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 482 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 486 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 497 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 499 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 502 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 514 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 518 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 520 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 525 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 535 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 541 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 551 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 585 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 588 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 592 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 597 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 599 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 649 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 650 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 651 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 656 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 674 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 681 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 682 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 695 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 697 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 703 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 711 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 732 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 735 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 736 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 737 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 750 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 759 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 769 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 782 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 788 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 792 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 793 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 798 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 832 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 833 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 837 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 839 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 841 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 845 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 857 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 868 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 873 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 875 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 878 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 885 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 889 |  |  | [Redacted] | Property Address | notePage | [Redacted] | [Redacted] |
| 145 |  |  | [Redacted] | Property City | notePage | [Redacted] | [Redacted] |
| 188 |  |  | [Redacted] | Property City | notePage | [Redacted] | [Redacted] |
| 200 |  |  | [Redacted] | Property City | notePage | [Redacted] | [Redacted] |
| 385 |  |  | [Redacted] | Property City | notePage | [Redacted] | [Redacted] |
| 447 |  |  | [Redacted] | Property City | notePage | [Redacted] | [Redacted] |
| 124 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 190 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 195 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 199 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 213 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 215 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 243 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 256 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 291 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 312 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 317 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 334 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 345 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 351 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 357 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 360 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 370 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 373 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 381 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 389 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 394 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 397 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 411 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 415 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 419 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 421 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 484 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 493 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 494 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 495 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 498 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 513 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 524 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 526 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 527 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 528 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 529 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 557 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 572 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 607 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 644 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 646 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 648 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 661 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 666 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 672 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 686 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 690 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 695 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 702 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 731 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 745 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 763 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 775 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 776 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 778 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 790 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 794 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 815 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 851 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 866 |  |  | [Redacted] | Property County | deedOfTrustPage | [Redacted] | [Redacted] |
| 127 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 130 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 153 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 155 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 156 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 173 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 175 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 181 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 185 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 193 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 199 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 201 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 210 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 222 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 224 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 237 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 238 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 286 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 292 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 299 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| 316 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 336 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 348 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Detached | PUD |
| 355 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 384 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 411 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 421 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 422 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 424 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 428 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 431 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 437 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 438 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 439 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 442 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 448 |  |  | [Redacted] | Property Type | propertyValuationPage | Manufactured Home - DW | MfrPUD |
| 457 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Detached | PUD |
| 459 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 474 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 482 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 483 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 493 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 506 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 518 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 538 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 559 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 578 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 579 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 593 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 618 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 647 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 679 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 680 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 694 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 717 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 728 |  |  | [Redacted] | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Multi |
| 766 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 782 |  |  | [Redacted] | Property Type | propertyValuationPage | Condotel | Condotels |
| 783 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 792 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 793 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 800 |  |  | [Redacted] | Property Type | propertyValuationPage | Mixed Use | Mixed-Use |
| 833 |  |  | [Redacted] | Property Type | propertyValuationPage | Condominium High Rise | Condominium |
| 861 |  |  | [Redacted] | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached |
| 113 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 114 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 116 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 117 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 123 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 124 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 128 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 131 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 132 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 134 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 137 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 140 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 145 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 146 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 188 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 190 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 249 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 252 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 275 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 298 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 306 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 307 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 321 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 328 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 337 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 376 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 390 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 413 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 416 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 417 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 430 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 458 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 483 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 527 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 541 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 570 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 571 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 573 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 605 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 628 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 638 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 710 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 716 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 719 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 734 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 755 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 785 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 788 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 804 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 833 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 856 |  |  | [Redacted] | Qualifying CLTV | propertyValuationPage | [Redacted] | [Redacted] |
| 159 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 172 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 177 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 193 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 240 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 279 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 298 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 350 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 377 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 451 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 459 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 474 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 485 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 520 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 521 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 527 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 529 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 540 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 553 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 555 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 585 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 619 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 624 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 626 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 683 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 709 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 718 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 739 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 756 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 791 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 827 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 859 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 872 |  |  | [Redacted] | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |
| 882 |  |  | [Redacted] | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |
| 609 |  |  | [Redacted] | Sales Price | propertyValuationPage | [Redacted] | [Redacted] |
| 870 |  |  | [Redacted] | Total Debt/Income Ratio | the1008Page | [Redacted] | [Redacted] |
| 119 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| 121 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 122 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 124 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 131 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 132 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 135 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 139 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 140 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 158 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 162 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 163 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 165 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 167 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 171 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 191 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 198 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 215 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 216 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | Full Doc |
| 217 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 220 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 231 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 240 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 241 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | Full Doc |
| 242 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 243 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 256 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 260 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 262 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 268 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 269 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 275 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 280 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 285 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 291 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 294 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 295 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 299 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 302 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 303 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 306 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 312 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 314 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 315 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 317 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 321 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 323 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 326 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 333 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 335 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Written Verification of Employment | Full Doc |
| 339 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 343 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 356 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 357 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 367 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 369 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 372 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 373 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 377 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 383 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 385 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 389 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 390 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 391 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 393 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 397 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 413 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 421 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 422 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 426 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 433 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 435 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 441 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 444 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 447 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 450 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 452 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 459 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 460 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 461 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 462 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 468 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 469 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 472 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 487 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 488 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 490 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 491 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 494 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 495 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 497 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 499 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 504 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 511 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 514 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 516 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 517 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 518 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 520 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 522 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 523 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 524 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 528 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | Full Doc |
| 530 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 535 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 536 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 537 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 539 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 543 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 546 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 551 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 560 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 563 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 565 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 567 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 571 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 574 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 581 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 588 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 591 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 592 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 596 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 601 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 605 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 610 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 612 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 626 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 627 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 633 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 638 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 640 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 649 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 652 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 653 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 661 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | Full Doc |
| 664 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 666 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | Full Doc |
| 669 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 672 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 673 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 676 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 682 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 683 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 684 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 685 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 686 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 688 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 690 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 695 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 698 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 709 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 711 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 713 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 714 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 716 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 722 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 729 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 735 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 737 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 738 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 740 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 742 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 744 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 748 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 749 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | Full Doc |
| 750 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 760 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 761 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 762 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 769 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 770 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 774 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 777 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 778 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 779 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 781 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 782 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 790 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 793 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 798 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 803 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 804 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1099 Verified | 1099 |
| 807 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 808 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 809 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Retirement Income Doc Verified | Full Doc |
| 812 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 821 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 822 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 823 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 826 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Full Doc | 1YFULL |
| 827 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 829 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 831 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 832 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | 1YFULL |
| 835 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | CPA Verified | Full Doc |
| 840 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 841 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 842 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 845 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 851 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 853 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 855 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 857 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 866 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 868 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 869 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | Asset Depletion – Debt Ratio Calculation | ASSET |
| 871 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Full Doc | Full Doc |
| 873 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |
| 876 |  |  | [Redacted] | TPR Qualifying Income Doc Type | QualifyingTotalHousingExpensePITIA | 2YR Business P&L | Business P&L |
| 885 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 1YR Business P&L | 1YPL |
| 886 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | 2YR Business P&L | Business P&L |
| 889 |  |  | [Redacted] | TPR Qualifying Income Doc Type | employmentIncomePage | W2/Paystub Verified | Full Doc |

---

## Exhibit 99.12

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.12**

**EXECUTIVE SUMMARY**

ADMT 2026-NQM3

**Overview**

Maxwell Diligence Solutions, LLC ("MaxDiligence") performed certain due diligence services (the "Review") described below on residential mortgage loans acquired by A&D Mortgage LLC. The Review was conducted from May 2024 to March 2026 on mortgage loans originated between May 2024 to March 2026.

The Review consisted of 100% of the population of 112 loans with an original aggregate loan balance of $54,668,515.00.

**Scope of Review**

**Credit Review**

MaxDiligence performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any Loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The credit review included the following (collectively, the "Credit Review"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Review Initial & Final Application</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Check
 application for completeness. Determine whether the information in the preliminary Loan
 application, final application, and all credit documents is consistent or reconciled.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate
 Social Security/Taxpayer Identification number is valid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Compare
 data on final form 1003 with the data from verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Form
 is complete, signed, dated, on or before loan consummation date, and NMLS is complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Review AUS Decision and Approval Conditions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Underwriting
 decision is supported (manual underwrite credit conditions have been satisfied prior
 to closing the approved Loan package)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validation
 of income calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validation
 of assets/funds to close

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation
 of debt-to-income ratio ("DTI") calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Validation
 of debt service coverage ratio ("DSCR") calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Validation
 of LTV calculations

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Validation
 of payment shock calculations if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. DSCR
 Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 of hazard coverage and verification that sufficient coverage was in place on subject
 and all premiums were included in DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
 of rental income and/or market rents and validation of DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Review Occupancy/Red Flags</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates
 Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies
 address information associated with the borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Occupancy
 is supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Occupancy
 Red flags adequately addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Reverification of Borrower Original and Audit Credit Report</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate
 names, social security number(s), and addresses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. "Doing
 business as" or "also known as" names investigated and cleared

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate
 credit inquiries within 90 days have been properly addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Acceptable
 credit history and credit score requirements in conformance with applicable guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Reviews Fraud Report to compare vs loan documentation:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates
 Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verifies
 address information associated with the Borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirms
 OFAC clearances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Reveals
 any potential bankruptcy filings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Review of Borrower Employment, Income, and Asset Information</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare
 for conflicting information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check
 dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Complete
 forms and documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Evaluate
 history and stability of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
 employment and income by analyzing income documents and comparing against re-verification
 documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. W-2s
 and paystubs, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Transcripts
 (as applicable) support income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Tax
 returns and profit and loss statements, as applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Bank
 statements or other alternate income documents as required by the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Consistent/continuing
 employment, if applicable

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Lease
 agreements and market rents, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 adequate funds to cover required down payment and closing costs and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check
 dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sufficient
 funds were sourced and seasoned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Gift
 funds verified and met guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>Review Sales Contract</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Complete
 and executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Earnest
 money deposit verified

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Parties
 are consistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Seller
 contributions are within guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>Hazard and Flood (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 coverage is for subject

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate
 all premiums are included in housing payment and any required upfront premium is paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>Review Title Commitment/Policy</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Vesting
 correct

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Lien
 position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Legal
 description

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validate
 no encumbrances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 security documents to ensure the Loan was closed in accordance with approval and with
 all required signatures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Correct
 and complete instruments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Closing
 disclosure or Settlement Statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Qualified Mortgage / Ability-to-Repay Review</u> 

Loans with application dates after January 10, 2014 and prior to October 1, 2022 are subject to the Qualified Mortgage ("QM") rule and the Ability to Repay ("ATR") rule under Regulation Z of the Truth in Lending Act, as amended. Effective October 1, 2022, Loans with application dates on or after such date must comply with the General QM Final Rule, as well as the ATR rule. For these Loans, MaxDiligence will (a) confirm that the creditor provided a QM designation and (b) review the Loan for the eight (8) underwriting factors set forth Section 12(E)

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A) MaxDiligence
 reviewed each mortgage Loan to determine each mortgage Loan's status under the
 QM and ATR rule requirements and assign a QM and ATR designation as determined by MaxDiligence.
 MaxDiligence will note as a material exception if its QM and ATR designations do not
 confirm to the originator's original QM and ATR designations. Additionally, MaxDiligence
 will note if an originator's mortgage loan designation was not provided. MaxDiligence
 shall use the following designations:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. MaxDiligence
 utilizes the following QM designations for applicable Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. QM
 Safe-Harbor (also known as General QM)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. QM
 Rebuttal Presumption (including Higher-priced loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Temporary
 QM (for all applications prior to October 1, 2022)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Non-QM

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. MaxDiligence
 utilizes the following ATR designations for applicable Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. ATR
 Compliant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. ATR
 Fail

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ATR
 Exempt

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B) In
 order to determine the QM designation, as applicable, MaxDiligence will review each Loan
 for the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Use
 of any risky mortgage loan features and terms (e.g. an interest only feature or negative
 amortization);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Do
 the "points and fees" exceed the applicable QM threshold;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Was
 monthly payment calculated appropriately;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Did
 the creditor considered and verify income or assets at or before consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Did
 the creditor appropriately considered debt obligations, alimony and child support;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. For
 mortgage loan applications prior to October 1, 2022, if the DTI ratio exceeded 43% (calculated
 in accordance with Appendix Q to Regulation Z).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. For
 mortgage loan applications on and after October 1, 2022, for which the annual percentage
 rate does not exceed the average prime offer rate for a comparable transaction as of
 the date the interest rate is set by the amounts specified based on loan amount (adjusted
 annually on January 1 by the annual percentage change in the Consumer Price Index for
 All Urban Consumers (CPI-U) that was reported on the preceding June 1) and the lien position
 of the proposed credit:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For
 a first-lien covered transaction with a loan amount greater than or equal to $110,260
 (indexed for inflation), 2.25 or more percentage points; or

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 a first-lien covered transaction with a loan amount greater than or equal to $66,156
 (indexed for inflation) but less than $110,260 (indexed for inflation), 3.5 or more percentage
 points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. For
 a first-lien covered transaction with a loan amount less than $66,156 (indexed for inflation),
 6.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. For
 a first-lien covered transaction secured by a manufactured home with a loan amount less
 than $110,260 (indexed for inflation), 6.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. For
 a subordinate-lien covered transaction with a loan amount greater than or equal to $66,156
 (indexed for inflation), 3.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. For
 a subordinate-lien covered transaction with a loan amount less than $66,156 (indexed
 for inflation), 6.5 or more percentage points.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(C) Upon
 completion of Section 12(B) above, if a Loan is determined to be a QM loan, MaxDiligence
 will determine if the Loan is a Higher-Priced Mortgage Loan ("HPML") as defined
 by 12 CFR 1026.35:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If
 the Loan is HPML, then the Loan shall be designated as QM Rebuttal Presumption (Higher
 Priced);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 the Loan is not an HPML, then the Loan shall be designated as QM Safe Harbor.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(D) Upon
 completion of Section 12(B) above, for each Loan that is designated as Non-QM, MaxDiligence
 then will determine whether the mortgage loan complies with the ATR rule, in accordance
 with the Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(E) MaxDiligence
 will evaluate the Loan for ATR compliance based on the following eight factors and will
 verify such information using reasonably reliable third-party records, at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Income
 / Assets: Recalculate borrower(s)'s monthly gross income, and validate funds required
 to close and required reserves, to confirm that the borrower has current or reasonably
 expected income or assets (other than the value of the property that secures the Loan)
 that the borrower will rely on to repay the Loan. Review Loan documentation for required
 level of income and asset verifications.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Employment:
 Review file documentation for required level of employment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Monthly
 Mortgage Payment: Confirm that the correct program, qualifying rate, and terms were used
 to calculate projected monthly mortgage payment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Simultaneous
 Loans: Ensure that all concurrent Loans were included in the DTI calculation, to properly
 assess the ability to repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Mortgage-Related
 Obligations: Validate that the subject Loan's monthly payment calculation includes
 principle, interest, taxes, and insurance, as well as other costs related to the property
 such as homeowners' association fees, private mortgage insurance, ground rental
 fees, etc.

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Debts
 / Obligations: Validate monthly recurring non-mortgage-related liabilities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DTI
 / Residual Income - Validate DTI or "residual income," based upon all mortgage
 and non-mortgage obligations, calculated as a ratio of gross monthly income, based on
 documentation provided in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Credit
 History: Review credit report for credit history and required credit depth, including
 any / all inquiries, and determine a representative credit score from the credit report.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(F) Upon
 completion of Section 12(E) above, MaxDiligence will assign an ATR designation.

**Property Review**

MaxDiligence performed a "Property Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Property Review</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 will include a review of the valuation materials utilized during the origination of the
 loan and in confirming the value of the underlying property. The review will include
 verifying the appraisal report:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. On
 the appropriate GSE form:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. All
 elements of appraisal are present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Ensure
 all applicable Loan documents match appraisal information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Property
 is acceptable collateral for Loan program

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Completed
 by an appraiser that was actively licensed to perform the valuation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Completed
 such that the named client on the appraisal report is the lender or a related entity
 that is permitted to engage the lender per Title XI of FIRREA, or if the appraisal was
 performed for another lender, the file contains a transfer letter from the original lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. The
 original appraisal report is made and signed prior to the final approval of the mortgage
 loan application; Any revisions, if made known to MaxDiligence, to the original report
 are documented and dated completed and dated within the guideline's restrictions,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The
 original appraisal is 'As is' or Inspection received including all inspections,
 licenses, and certificates (including certificates of occupancy) to be made or issued
 with respect to all occupied portions of the mortgaged property and with respect to the
 use and occupancy of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Determine
 whether the appraised value is supported at or within 10% variance based on a third-party
 valuation product. If a third-party valuation product is in file but notes a variance
 above 10% or an

![](ex9912001.jpg)

inconclusive value, MaxDiligence will recommend a BPO or field review be ordered.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. With
 regard to the use of comparable properties, review will (a) review the relative comparable
 data (gross and net adjustments, sale dates and distance from subject property) and ensure
 that such comparable properties are within standard appraisal guidelines; (b) confirm
 the property value and square footage of the subject property was bracketed by comparable
 properties, (c verify that comparable properties used are similar in size, style, and
 location to the subject, and (d) check for the reasonableness of adjustments when reconciling
 value between the subject property and comparable properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Other
 aspects of the review include (i) verifying that the address matched the mortgage note,
 (ii) if requested, noting whether the property zip code was declared a FEMA disaster
 area after the valuation date and notifying the Client of same, (iii) confirming the
 appraisal report does not include any apparent environmental problems, (iv) confirming
 the appraisal notes the current use of the property is legal or legal non-conforming
 (grandfathered), (v) reviewing pictures to ensure (a) that the property is in average
 or better condition and any repairs are noted where required and (b) that the subject
 property is the one for which the valuation was ordered and that there are no negative
 external factors; and (vi) confirming that the value product that was used as part of
 the origination decision conforms with rating agency requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If
 more than one valuation was provided, reviewer will confirm consistency among the valuation
 products and if there are discrepancies that could not be resolved, MaxDiligence will
 create an exception and work with the client on the next steps which may include ordering
 of additional valuation products such as collateral desktop analyses, broker's
 price opinions, and full appraisals. If the property valuation products included in the
 review result in a variance of more than 10% then the client will be notified of such
 variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. MaxDiligence
 will confirm to the extent possible, that the appraiser and the appraisal made by such
 appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, MaxDiligence
 will review the appraisal for conformity to industry standards, including ensuring the
 appraisal was complete, that the comparable properties and adjustments were reasonable
 and that pictures were provided and were accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. In
 addition, MaxDiligence will access the ASC database to verify that the appraiser, and
 if applicable the appraiser's supervisor, were licensed and in good standing at
 the time the appraisal was completed.

![](ex9912001.jpg)

**Compliance Review**

"Compliance Review" means that MaxDiligence reviewed each Loan to determine, as applicable and subject to the limitations below, whether the Loan complied with the applicable Federal, State, and local regulatory requirements, each as amended. A Compliance Review shall not apply to business purpose loans.

The below Compliance Review is applicable to Loans with an application date on or after October 3, 2015, which are subject to the TILA/RESPA Integrated Disclosure Rule ("<u>TRID</u>"). With regard to TRID testing, MaxDiligence implemented the TRID scope of review as detailed in (i) Section III -Regulatory Compliance of the SFA RMBS TRID Grid 4.0 Compliance Review Scope published by the Structured Finance Association (formerly SFIG) (the "SFA RMBS Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. On an ongoing basis, MaxDiligence reviews updated interpretations of TRID through informal guidance provided by the Consumer Financial Protection Bureau ("CFPB"), such CFPB guidance may cause changes in the review scope and severity of TRID related exceptions, including applicable cures. While MaxDiligence continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Loan Estimates ("LEs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Reviewed
 the initial LE and confirmed (i) the correct form was used; (ii) all sections of the
 Initial LE are completed; and (iii) the initial LE accurately reflects the information
 provided to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 there is a revised LE, confirmed (i) that there is a "valid reason" for the
 revised LE; and (ii) that the revised LE was issued within three (3) days of the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Determined
 which LE in the file is the "final binding" LE for the purpose of Tolerance
 Testing. A revised LE that is issued after the CD, or that does not state a valid reason
 will not be used for the purposes of Tolerance Testing. All revised LEs issued to the
 consumer will be reviewed for accuracy of terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Confirmed
 initial LE was delivered within three (3) business days from the application date, and
 at least seven (7) business days prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Confirmed
 revised LE was delivered within three (3) business days from date of the "valid
 reason" giving rise to the Revised LE, and at least four (4) business days prior
 to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Confirmed
 that certain sections of each LE determined to carry assignee liability were accurately
 completed and that information was reflected in the appropriate locations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Closing Disclosures ("CDs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Reviewed
 the CD and confirmed (i) the correct form was used; (ii) all sections of the CD are completed;
 and (iii) the CD accurately reflected the information provided to MaxDiligence.

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If
 a subsequent CD is issued, confirmed (i) that there was a valid reason for the change;
 (ii) that the CD was issued within three (3) days of the change; and (iii) whether the
 reason for the change requires a new 3-day waiting period prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirmed
 initial CD, and any subsequent CD with material changes (i.e. changes that require a
 new waiting period), was received at least three (3) business days prior to the consummation
 date. With respect to applicable exception remediation measures for numerical exceptions,
 confirm that a letter of explanation, as well as a refund as applicable, was delivered
 or placed in the mail no later than sixty (60) days after discovery of the exception
 establishing the need for a revised CD or with respect to exception remediation measures
 for non-numerical exceptions, that a corrected CD was delivered or placed in the mail
 no later than sixty (60) days after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Federal Truth in Lending Act</u> ("TILA"), as implemented by Regulation Z, 12 C.F.R.
 Part 1026, as set forth below:

Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure
 to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure
 to provide the right of rescission notice in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors
 in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure
 to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure
 to provide the three (3) business days rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any
 material disclosure violation on a rescindable loan that gives rise to the right of rescission
 under TILA, which means the required disclosures of the annual percentage rate, the finance
 charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Tolerance Testing</u>. Compared the fees disclosed in the final binding LE to those in the final
 CD, and confirmed that final CD fees are within the permitted tolerances. Confirmed the
 total of payments are considered accurate as defined by Regulation Z. Confirmed finance
 charge tolerances are correct.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Subsequent Changes</u>. Reviewed the file to determine (i) whether there is evidence that certain
 changes or errors (per the regulation) were discovered subsequent to closing, (ii) and
 whether the Loan originator followed the prescribed cure. Test for evidence such as a
 copy of the refund check, or a corrected, post-consummation CD (" <u>PCCD</u> "),
 and (iii) with respect to applicable exception remediation measures for numerical exceptions,
 confirm that a letter of explanation, as well as a refund as applicable, was delivered
 or placed in the mail no later than sixty (60) days after discovery of the exception
 establishing the need for a revised CD or with respect to exception remediation measures
 for non-numerical exceptions, that a corrected CD was delivered or placed in the mail
 no later than sixty (60) days after consummation.

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Loan Toolkit (§1026.19)</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirmed
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Confirmed
 Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business
 days after receipt of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>TILA</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points
 and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR
 threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 penalty test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance
 with the disclosure requirements, limitation on terms and prohibited acts or practices
 in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR
 threshold test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Compliance
 with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. With
 respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan
 Originator Compensation and Steering (§1026.36):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Reviewed
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Reviewed
 relevant document to determine if there was dual compensation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Reviewed
 the presence of the mortgage loan option disclosure and to determine if the Steering
 Safe Harbor provisions were satisfied.

● Note: Where available, MaxDiligence reviewed the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, MaxDiligence's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determined
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determined
 if the terms of the mortgage Loan require arbitration or any other non-judicial procedure
 to resolve any controversy or settle any claims arising out of the transaction.

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determined
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance
 in jurisdictions where it is prohibited.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Reviewed
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verified
 the data against the NMLSR database, as available.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>RESPA</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirmed
 the presence of the Servicing Disclosure Statement form in the mortgage loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verified
 the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business
 days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirmed
 the presence of the Your Home Loan Toolkit/Special Information Booklet in the mortgage
 loan file or that the mortgage loan file contains documentary evidence that the disclosure
 was provided to the borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirmed
 the Your Home Loan Toolkit /Special Information Booklet was provided within three (3)
 business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Confirmed
 the presence of the CHARM booklet when applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Confirmed
 that the CHARM booklet was issued within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Confirmed
 the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
 in the event the lender has affiliated business arrangements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Confirmed
 the Affiliated Business Arrangement Disclosure was provided no later than three (3) business
 days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. Confirmed
 the Affiliated Business Arrangement Disclosure is executed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Confirmed
 the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and
 proper timing;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xi. Confirmed
 that the creditor provided the borrower a list of homeownership counselling organizations
 within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xii. Confirmed
 that the list of homeownership counselling organizations was obtained no earlier than
 30 days prior to when the list was provided to the mortgage loan applicant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>ECOA</u>:
 The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002,
 as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing
 and content of the right to receive copy of appraisal disclosure;

![](ex9912001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Charging
 of a fee for a copy of the appraisal or other written valuation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Timing
 of creditor providing a copy of each appraisal or other written valuation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. iv)
 With respect to a borrower that has waived the three (3) Business Day disclosure requirement,
 confirm that (a) the borrower has signed the waiver or other acknowledgment at least
 three (3) business days prior to consummation; and (b) that the lender has provided copies
 of appraisals and other written valuations at or prior to consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Other Provisions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Texas:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas
 Constitution and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Fed/State/Local
 Predatory Lending:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosure requirements and prohibitions of state, county and municipal laws and ordinances
 with respect to "high-cost" mortgage loans, "covered" mortgage
 loans, "higher-priced" mortgage loans, "home" mortgage loans
 or any other similarly designated mortgage loan as defined under such authorities, or
 subject to any other laws that were enacted to combat predatory lending, as may have
 been amended from time to time;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Prepay
 Penalties and Late Fees:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal
 and state specific late charge and prepayment penalty provisions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Exclusions</u>.
 MaxDiligence did not test:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loan
 types that are excluded from compliance with TRID.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Technical
 formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Other
 Post-consummation disclosures, including Escrow Closing Notice; and Mortgage servicing
 transfer and partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For
 Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after
 January 1, 2016, whether prohibited fees were collected prior to the initial LE being
 issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether
 any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Whether
 the loans comply with all federal, state or local laws, constitutional provisions, regulations
 or ordinances that are not expressly enumerated above.

**Summary of Results**

**OVERALL RESULTS SUMMARY** 

After giving consideration to the grading criteria of the relevant NRSROs, 100% of the loans received a grade "B" or higher with 93.75% of the pool receiving an Overall "A" grade.

![](ex9912001.jpg)

**Final Loan Grades**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;105 | &nbsp;&nbsp;93.75% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;6.25% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;107 | &nbsp;&nbsp;95.54% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;4.46% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;110 | &nbsp;&nbsp;98.21% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.79% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;112 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**112** | &nbsp;&nbsp;**100.00%** |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Credit Grade of "A", a Compliance Grade of "B", and a Property Grade of "A" would receive an overall Loan Grade of "B").

![](ex9912001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Count |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;All Interested Parties Not Checked with Exclusionary Lists | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Approval/Underwriting Summary Not Provided | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 1 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 1 Less Than 2 Months Verified | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset 6 Expired | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Earnest Money Deposit | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Assets - Insufficient Cash to Close or Reserves | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;ATR: Current Employment Not Verified | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower - Residency Alien Documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Gap Credit Report is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Lease Agreements Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 W2/1099 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 CPA Letter Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Cash Deposit | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Cash reserves less than required by guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo - Documentation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo - HOA Dues | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo - Master Policy Insufficient | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Credit Documentation - Letter of Explanation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;DTI - Miscalculation Within Tolerance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Evidence of Property Tax Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Flood Insurance Policy Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Gift Letter - No Evidence for Transfer of Funds | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Guideline - Federal and/or State High Cost Ineligible per guidelines | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Coverage Amount is less than Required Coverage Amount | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Policy is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income - General | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income - Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income - LOE Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income 1 Income Trend is Decreasing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;1 |

---

![](ex9912001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| | | &nbsp;&nbsp;Liabilities - Final Sales HUD-1 Missing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Liabilities - REO | &nbsp;&nbsp;11 |
| | | &nbsp;&nbsp;Loan Package - Trust Agreement Missing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Missing Closing/Final Verbal VOE | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Missing Lease Agreement | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Named Insured on Hazard Insurance does not match Borrower(s) Name(s) | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;54 |
| | | &nbsp;&nbsp;OFAC Check Not Completed and/or Cleared | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;2 |
| | | &nbsp;&nbsp;Purchase Contract - Addendum Missing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Purchase Contract - Parties | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Subject Property Address on Note does not match Insured Property Address | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;4 |
| | | &nbsp;&nbsp;Title - Insufficient Insurance Coverage | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Title Coverage is Less than Subject Lien(s) Total | &nbsp;&nbsp;3 |
| | | &nbsp;&nbsp;Title Document is Partially Present | &nbsp;&nbsp;2 |
| | | &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;1 |
| | | &nbsp;&nbsp;Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions*** |  |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited CLTV Exceeds Guideline CLTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited HCLTV Exceeds Guideline HCLTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Audited LTV Exceeds Guideline LTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower 1 Credit Report is Expired | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Program Parameters - Guidelines Conformity | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Program Parameters - Property Type | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions*** |  |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal - Miscellaneous | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal - Other | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo - Warrantability | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan Purpose is Purchase but Purchase Contract Doc is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - 3rd Party Valuation Product/Missing | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing HOA/Condo Certification | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Homeowner's Association Questionnaire | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Issue - Minor repairs required | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Field Review Supports Value within 10% | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Value - Value is supported within -10% of original appraisal amount | &nbsp;&nbsp;93 |
|  |  | &nbsp;&nbsp;***Total Property Grade (A) Exceptions*** |  |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Leasehold or Other property rights/Unacceptable | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Issue - Neighborhood Location | &nbsp;&nbsp;1 |

---

![](ex9912001.jpg)

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;***Total Property Grade (B) Exceptions*** |  |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;AbilityToRepay: QMPointsAndFees | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That Cannot Increase Test (50001251) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Maximum Late Fee (01/14) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Federal - Section 32 Disclosure Required (High Cost) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;HighCost: APR/FEES | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Insufficient Change of Circumstance (50001252) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Intent to Proceed is Missing or Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Loan Originator NMLS is Not Valid | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Doc - ROR/Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Service Provider List | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;68 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Tests Performed | &nbsp;&nbsp;35 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;PUD Rider is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Deed of Trust is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;The Final Closing Disclosure contains errors | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;TRID: Missing Initial Closing Disclosure | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance (A) Exceptions*** |  |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

As part of the Credit, Property and Compliance Reviews, MaxDiligence captured data from the source documents and compared it to a data tape provided by Client. MaxDiligence provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by MaxDiligence during the diligence process.

Of the 112 mortgage loans reviewed, 81 unique mortgage loans (by loan count) had a total of 150 different tape discrepancies across 21 data fields (some mortgage loans may have had more than one). A blank or zero value on the data tape when an actual value was captured by MaxDiligence was not treated as a data variance.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;7 | &nbsp;&nbsp;112 | &nbsp;&nbsp;6.25% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;112 | &nbsp;&nbsp;2.68% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;3 | &nbsp;&nbsp;112 | &nbsp;&nbsp;2.68% |
| &nbsp;&nbsp;Initial Interest Rate | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |

---

![](ex9912001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;2 | &nbsp;&nbsp;112 | &nbsp;&nbsp;1.79% |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;57 | &nbsp;&nbsp;112 | &nbsp;&nbsp;50.89% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;2 | &nbsp;&nbsp;112 | &nbsp;&nbsp;1.79% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;3 | &nbsp;&nbsp;112 | &nbsp;&nbsp;2.68% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;4 | &nbsp;&nbsp;112 | &nbsp;&nbsp;3.57% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;112 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;19 | &nbsp;&nbsp;112 | &nbsp;&nbsp;16.96% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;2 | &nbsp;&nbsp;112 | &nbsp;&nbsp;1.79% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;6 | &nbsp;&nbsp;112 | &nbsp;&nbsp;5.36% |
| &nbsp;&nbsp;Underwriting Guideline Version | &nbsp;&nbsp;3 | &nbsp;&nbsp;112 | &nbsp;&nbsp;2.68% |
| &nbsp;&nbsp;Underwriting Guideline Version Date | &nbsp;&nbsp;31 | &nbsp;&nbsp;112 | &nbsp;&nbsp;27.68% |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Property Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, |

---

![](ex9912001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
|  | &nbsp;&nbsp;income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Property Event Grades** | &nbsp;&nbsp;**Property Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.13

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.13**

---

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 1 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 10.3 | 65.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 74.85 | 74.85 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 43.48 | 43.48 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 4 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 43.48 | 43.48 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 5 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 78.79 | 78.79 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXXXX |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 43.82 | 43.82 | XXXXXX | XXXXXX | -.0140 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0140 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0104 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0104 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 | XXXXXX |
| 8 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 69.84 | 69.84 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 61.9 | 61.9 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXXXX |
| 10 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.98 | 58.98 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 11 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.98 | 58.98 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0114 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0114 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 13 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXXXX |
| 14 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 74.73 | 74.73 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 16 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 57.5 | 57.5 | XXXXXX | XXXXXX | .0588 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0588 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 17 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 23.53 | 66.1 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | -.0100 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0100 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0227 | Collateral Underwriter (CU) |  |  |  |  | XXXXXX | XXXXXX | .0227 | XXXXXX | 1073 Individual Condo Report | XXXXXX | XXXXXX | .1159 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXXXX |
| 22 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 25.0 | 25.0 | XXXXXX | XXXXXX | -.0833 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0833 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 23 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 71.35 | 71.35 | XXXXXX | XXXXXX | -.0112 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0112 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 24 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 31.75 | 77.87 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 25 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 33.71 | 33.71 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0259 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0259 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 27 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 28 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 47.14 | 47.14 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 48.04 | 48.04 | XXXXXX | XXXXXX | .0207 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0207 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 30 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0288 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0288 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 31 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 78.75 | 78.75 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | -.0391 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0391 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 34 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 48.08 | 48.08 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXXXX |
| 38 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 58.18 | 58.18 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 41 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0099 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0099 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 42 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 64.77 | 64.77 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0100 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0100 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | XXXXXX |
| 44 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 45 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXXXX |
| 46 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.0 | 60.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXXXX |
| 47 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 48 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 74.22 | 74.22 | XXXXXX | XXXXXX | .0543 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0543 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 49 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 65.0 | 65.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 50 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 51.72 | 51.72 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 51 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 33.33 | 63.66 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 54 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 28.63 | 74.8 | XXXXXX | XXXXXX | -.0250 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0250 | 91.0 | 0.09 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 55 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXXXX |
| 56 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 26.72 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0861 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0861 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 90.0 | 90.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 77.86 | 77.86 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XXXXXX |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 62 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 63 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | 1004 URAR |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 76.5 | 76.5 | XXXXXX | XXXXXX | .0148 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0424 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 69.3 | 69.3 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 67 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 76.5 | 76.5 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XXXXXX |
| 70 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 35.18 | 74.87 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 71 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 79.74 | 79.74 | XXXXXX | XXXXXX | .0240 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0240 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |
| 72 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 78.2 | 78.2 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXXXX |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 75 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 45.71 | 45.71 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 76 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 7.95 | 74.94 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 77 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1025 Small Residential Income Report | XXXXXX | 68.5 | 68.5 | XXXXXX | XXXXXX |  |  | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0033 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0033 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 50.0 | 50.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0110 | 95.0 | 0.05 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXXXX |
| 83 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 42.3 | 42.3 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 60.62 | 60.62 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXXXX |
| 86 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 61.63 | 61.63 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXXXX |
| 87 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 85.0 | 85.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 89 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 72.0 | 72.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 90 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 24.39 | 59.3 | XXXXXX | XXXXXX | -.0941 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0941 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX Eligible | 1 | XXXXXX |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXXXX |
| 93 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 40.83 | 40.83 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXXXX |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0619 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0619 | 97.0 | 0.03 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 96 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | Broker Price Opinion (BPO) | XXXXXX | 19.31 | 68.26 | XXXXXX | XXXXXX | -.0432 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0432 | 90.0 | 0.1 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 35.94 | 35.94 | XXXXXX | XXXXXX | .0343 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0343 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 98 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 72.05 | 72.05 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 99 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 72.68 | 72.68 | XXXXXX | XXXXXX | -.0988 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0988 | 94.0 | 0.06 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 100 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 67.42 | 67.42 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 101 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 14.82 | 80.0 | XXXXXX | XXXXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0000 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 66.67 | 66.67 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XXXXXX |
| 103 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 57.77 | 57.77 | XXXXXX | XXXXXX | .0101 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | .0101 | 96.0 | 0.04 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 71A | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | -.0294 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0294 | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 106 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | -.0593 | AVM |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0593 | 92.0 | 0.08 | XXXXXX | XXXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XXXXXX |
| 107 |  |  | XXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 42.58 | 42.58 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 75.0 | 75.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1073 Individual Condo Report | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXXXX |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 70.0 | 70.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | 1004 URAR | XXXXXX | 80.0 | 80.0 | XXXXXX | XXXXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXXXX |

---

## Exhibit 99.14

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.14**

[reserved]

## Exhibit 99.15

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.15**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 2 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 2 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 5 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 5 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 7 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 8 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 8 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 11 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | XXXXXX | XXXXXX | XXXXXX |
| 11 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | XXXXXX | XXXXXX | XXXXXX |
| 11 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 12 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 12 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 13 |  |  | XXXXXX | All Borrower Total Income | the1003Page | XXXXXX | XXXXXX | XXXXXX |
| 13 |  |  | XXXXXX | Mortgage Origination Channel | the1003Page | XXXXXX | XXXXXX | XXXXXX |
| 13 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 13 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 13 |  |  | XXXXXX | Underwriting Guideline Name | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 13 |  |  | XXXXXX | Underwriting Guideline Version | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 13 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 15 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 17 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 17 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 17 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 18 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 18 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 18 |  |  | XXXXXX | Underwriting Guideline Name | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 18 |  |  | XXXXXX | Underwriting Guideline Version | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 21 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 22 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 23 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 24 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 26 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 26 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 27 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 28 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 29 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 30 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 31 |  |  | XXXXXX | Borrower 1 Last Name | notePage | XXXXXX | XXXXXX | XXXXXX |
| 31 |  |  | XXXXXX | Refinance Type | the1003Page | XXXXXX | XXXXXX | XXXXXX |
| 31 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 31 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 32 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 32 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 33 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 34 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 35 |  |  | XXXXXX | Borrower 1 First Name | notePage | XXXXXX | XXXXXX | XXXXXX |
| 35 |  |  | XXXXXX | Property Type | propertyValuationPage | XXXXXX | XXXXXX | XXXXXX |
| 35 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 35 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 36 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 36 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 37 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 37 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 38 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 38 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 41 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 41 |  |  | XXXXXX | Underwriting Guideline Version | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 41 |  |  | XXXXXX | Underwriting Guideline Name | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 42 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 43 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 44 |  |  | XXXXXX | Refinance Type | the1003Page | XXXXXX | XXXXXX | XXXXXX |
| 45 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 46 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 48 |  |  | XXXXXX | Application Date | complianceDetailPage | XXXXXX | XXXXXX | XXXXXX |
| 48 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 48 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 48 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 50 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 50 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 51 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | XXXXXX | XXXXXX | XXXXXX |
| 51 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 54 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | XXXXXX | XXXXXX | XXXXXX |
| 55 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 57 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 59 |  |  | XXXXXX | Number of Units | propertyValuationPage | XXXXXX | XXXXXX | XXXXXX |
| 59 |  |  | XXXXXX | Application Date | complianceDetailPage | XXXXXX | XXXXXX | XXXXXX |
| 59 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 60 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 61 |  |  | XXXXXX | Primary Appraised Property Value | propertyValuationPage | XXXXXX | XXXXXX | XXXXXX |
| 61 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 61 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 61 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 62 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 62 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 62 |  |  | XXXXXX | Underwriting Guideline Name | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 63 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 65 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 65 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 66 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 67 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 67 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 69 |  |  | XXXXXX | Property Address | notePage | XXXXXX | XXXXXX | XXXXXX |
| 69 |  |  | XXXXXX | Borrower 1 Last Name | notePage | XXXXXX | XXXXXX | XXXXXX |
| 69 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 69 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 71 |  |  | XXXXXX | Application Date | complianceDetailPage | XXXXXX | XXXXXX | XXXXXX |
| 71 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 71 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 72 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 72 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 74 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 74 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 76 |  |  | XXXXXX | Underwriting Guideline Name | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 76 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 77 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | XXXXXX | XXXXXX | XXXXXX |
| 77 |  |  | XXXXXX | Application Date | the1003Page | XXXXXX | XXXXXX | XXXXXX |
| 77 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 78 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 78 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 79 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 80 |  |  | XXXXXX | Property Type | propertyValuationPage | XXXXXX | XXXXXX | XXXXXX |
| 80 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 81 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 82 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 83 |  |  | XXXXXX | Application Date | complianceDetailPage | XXXXXX | XXXXXX | XXXXXX |
| 83 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | XXXXXX | XXXXXX | XXXXXX |
| 84 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | XXXXXX | XXXXXX | XXXXXX |
| 84 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 85 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 85 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 86 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | XXXXXX | XXXXXX | XXXXXX |
| 86 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 88 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 89 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 90 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 92 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 93 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 93 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 94 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 95 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 99 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 101 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | XXXXXX | XXXXXX | XXXXXX |
| 101 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 102 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 103 |  |  | XXXXXX | Application Date | complianceDetailPage | XXXXXX | XXXXXX | XXXXXX |
| 103 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 104 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | XXXXXX | XXXXXX | XXXXXX |
| 104 |  |  | XXXXXX | Initial Interest Rate | complianceResultsPage | XXXXXX | XXXXXX | XXXXXX |
| 106 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 107 |  |  | XXXXXX | Borrower 1 Last Name | notePage | XXXXXX | XXXXXX | XXXXXX |
| 107 |  |  | XXXXXX | Application Date | complianceDetailPage | XXXXXX | XXXXXX | XXXXXX |
| 108 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 108 |  |  | XXXXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 109 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 109 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 110 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 111 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |
| 111 |  |  | XXXXXX | Underwriting Guideline Name | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 111 |  |  | XXXXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXXXX | XXXXXX | XXXXXX |
| 112 |  |  | XXXXXX | Originator QM Status | diligenceFinalLookPage | XXXXXX | XXXXXX | XXXXXX |

---

## Exhibit 99.16

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.16**

![](ex99_002.jpg)

Client ADMT 2026-NQM3 <br> Transaction ADMT 2026-NQM3 <br> Date 03/23/2026

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Initial Loan Rating** | **Final Loan Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Valuation Rating** | **Final Valuation Rating** |
| 1 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 2 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 3 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 5 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 6 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 7 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 8 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 9 |  |  | XXXXXX | XXXXXX | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| 10 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 11 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 12 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 13 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 14 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 15 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 16 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 17 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 18 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 19 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 20 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 21 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 22 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 23 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 24 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 A |
| 25 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 26 |  |  | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 27 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 28 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 29 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 30 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 31 |  |  | XXXXXX | XXXXXX | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 32 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 33 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 34 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 35 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 36 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 37 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 38 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 39 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 3 | 1 | 1 | 1 C B A |
| 40 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 41 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 42 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 3 | 1 C A |
| 43 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 44 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 45 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 46 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 47 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 48 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 49 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 50 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 51 |  |  | XXXXXX | XXXXXX | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 52 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 53 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 54 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 55 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 56 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 57 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 58 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 59 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 60 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 61 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 62 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 63 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 64 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 65 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 66 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 67 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 68 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 69 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 70 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 71 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 72 |  |  | XXXXXX | XXXXXX | 3 | 2 | 3 | 1 | 1 | 1 | 3 | 2 C B A |
| 73 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 74 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 75 |  |  | XXXXXX | XXXXXX | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 76 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 77 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 78 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 79 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 80 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 81 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 82 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 83 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 84 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 85 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 86 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 87 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 88 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 89 |  |  | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 90 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 91 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 92 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 93 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 94 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 95 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 96 |  |  | XXXXXX | XXXXXX | 4 | 1 | 1 | 1 | 1 | 1 | 4 | 1 D A |
| 97 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 98 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 99 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 100 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 101 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 102 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 103 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 104 |  |  | XXXXXX | XXXXXX | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 105 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 106 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 107 |  |  | XXXXXX | XXXXXX | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 108 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 109 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 110 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 111 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 112 |  |  | XXXXXX | XXXXXX | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

## Exhibit 99.17

[Atlas A&D Opportunity Fund III LP ABS-15G](admt-abs15g.htm)

**Exhibit 99.17**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Last Name** | **Property State** | **Occupancy** | **Purpose** | **Originator QM Status** | **TPR QM Status** | **Exception ID** | **Exception Number** | **Exception Date** | **Exception Type** | **Exception Subcategory** | **Exception** | **Exception Remedy** | **Rebuttal** | **TPR Response** | **Compensating Factors** | **Status Update Date** | **Finding Status** | **Initial Exception Grade** | **Final Exception Grade** | **Initial Loan Grade** | **Final Loan Grade** |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2024-05-23 12:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2024-05-23 12:11 | Cleared | 1 | 1 | 1 | 1 |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2024-05-23 12:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2024-05-23 12:11 | Cleared | 1 | 1 | 1 | 1 |
| 1 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2024-05-23 12:11 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2024-05-23 12:11 | Cleared | 1 | 1 | 1 | 1 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2026-02-05 17:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-05 17:36 | Cleared | 1 | 1 | 3 | 1 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2026-02-06 16:35 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). <br>|  | Document Uploaded. XXXXXX is still good till XXXXXX. So, this wouldn't be expired currently.<br>XXXXXX is also currently active till XXXXXX so we are also monitoring any new debt - 02/13/2026 <br> Document Uploaded. The credit report dated XXXXXX is valid, as it is only XXXXXX days prior to the Application Date (within XXXXXX days) and XXXXXX days before the Note date of XXXXXX (within XXXXXX days). - 02/11/2026 | XXXXXX provided. Condition resolved. - 02/16/2026<br> Condition upheld. Gap Credit Report is Expired (Greater than XXXXXX days from Closing/Settlement Date. The report is needed to see if any other credit has been opened since applying for the loan. - 02/12/2026 |  | 2026-02-16 17:24 | Resolved | 3 | 1 | 3 | 1 |
| 2 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2026-02-06 17:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 17:18 | Cleared | 1 | 1 | 3 | 1 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 7 | 2025-08-01 12:42 | Compliance | Federal - Maximum Late Fee (01/14) | You submitted a late fee amount of (XXXXXX) and a (5.0%) Late Fee PeXXXXXXnt. In connection with a Federal XXXXXX Mortgage any late payment charge must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed 4% of the amount of the payment past due. No such charge may be imposed more than once for a single late payment. (12 CFR 1026.34(a)(8)(i)) Non XXXXXX <br>|  | Document Uploaded. The loan is not a Federal XXXXXX Mortgage. Compliance report shows:<br> – Federal XXXXXX/XXXXXX: PASS<br> – XXXXXX Determination: NO (XXXXXX does not exceed XXXXXX by XXXXXX)<br> Therefore, the XXXXXX late fee disclosed in the XXXXXX is valid and compliant for a non-XXXXXX-Cost conventional loan. - 02/24/2026 | Confirmed loan is not XXXXXX XXXXXX discount points are bona fide - 02/25/2026 |  | 2026-02-25 16:02 | Resolved | 1 | 1 | 3 | 1 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 7 | 2025-08-01 12:42 | Compliance | AbilityToRepay: QMPointsAndFees | The loan fees ($XXXXXX) exceed the (XXXXXX) (Note Amount >=$>=$XXXXXX and <$XXXXXX) fee limit, which is ($XXXXXX), the difference is ($XXXXXX). (12 CFR 1026.43(e)(3)).<br>|  | This loan is Non-XXXXXX by design.<br> XXXXXX XXXXXX threshold is exceeded as shown in the Compliance Report (Total Points & Fees = XXXXXX vs. XXXXXX cap XXXXXX).<br> This determination is correct and expected for this Non-XXXXXX product; no cure is required. - 02/24/2026 | Confirmed loan is not XXXXXX XXXXXX discount points are bona fide - 02/25/2026 |  | 2026-02-25 16:02 | Resolved | 1 | 1 | 3 | 1 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 7 | 2025-08-01 12:42 | Compliance | Federal - Section 32 Disclosure Required (High Cost) | This is a Federal XXXXXX Loan. Since the loan file does not contain a XXXXXX Sign Date, the System assumes the creditor did not furnish the Federal XXXXXX XXXXXX disclosures at least 3 business days prior to consummation, in violation of Reg Z. (12 CFR 1026.31(c) and 1026.32(c)) Non XXXXXX <br>|  | This loan is not a Federal XXXXXX loan.<br> Compliance Report confirms:<br> – Federal XXXXXX: PASS<br> – XXXXXX: NO<br> Therefore, XXXXXX disclosures are not required.<br> The system message was triggered in error. - 02/24/2026 | Confirmed loan is not XXXXXX XXXXXX discount points are bona fide - 02/25/2026 |  | 2026-02-25 16:02 | Resolved | 1 | 1 | 3 | 1 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 7 | 2025-08-01 12:42 | Compliance | HighCost: APR/FEES | The loan fees ($XXXXXX) exceed the (XXXXXX) (Note Amount >=$XXXXXX) fee limit, which is 5% of the Total Loan Amount ($XXXXXX), the difference is ($XXXXXX). (12 CFR 1026.32). Non XXXXXX <br>|  | This loan is a Non-XXXXXX loan.<br> As confirmed in the Compliance Report, Points & Fees exceed the XXXXXX/XXXXXX fee cap (Total Points & Fees = XXXXXX vs. XXXXXX threshold).<br> This is expected for this Non-XXXXXX product and does not require a cure. - 02/24/2026 | Confirmed loan is not XXXXXX XXXXXX discount points are bona fide - 02/25/2026 |  | 2026-02-25 16:03 | Resolved | 1 | 1 | 3 | 1 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 7 | 2025-08-08 13:52 | Credit | Condo - HOA Dues | The file does not contain documentation supporting the XXXXXX/Condo dues. XXXXXX dues of $XXXXXX were used to qualify. Appraisal shows XXXXXX dues as $XXXXXX a month. Questionnaire shows XXXXXX dues range from $XXXXXX to $XXXXXX per month. It is unclear how originator determined dues used. <br>|  | Document Uploaded. Please see attached comment provided by XXXXXX. XXXXXX dues were corrected in our system. Document supporting XXXXXX dues and updated XXXXXX are also provided in the attachment - 08/15/2025 | Received XXXXXX correspondence and revised XXXXXX reflecting XXXXXX monthly XXXXXX. - 08/18/2025 |  | 2025-08-18 19:02 | Resolved | 3 | 1 | 3 | 1 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 7 | 2025-08-08 13:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-08-08 13:55 | Cleared | 1 | 1 | 3 | 1 |
| 3 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 7 | 2025-08-08 15:35 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-08-08 15:35 | Cleared | 1 | 1 | 3 | 1 |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2025-09-28 16:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-09-28 16:44 | Cleared | 1 | 1 | 1 | 1 |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2025-09-28 18:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-09-28 18:35 | Cleared | 1 | 1 | 1 | 1 |
| 4 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2025-09-28 21:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-09-28 21:22 | Cleared | 1 | 1 | 1 | 1 |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-27 21:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-27 21:26 | Cleared | 1 | 1 | 1 | 1 |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-03-02 17:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-02 17:59 | Cleared | 1 | 1 | 1 | 1 |
| 5 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-03-02 20:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-02 20:18 | Cleared | 1 | 1 | 1 | 1 |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-10-01 11:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-10-01 11:42 | Cleared | 1 | 1 | 3 | 1 |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-10-01 11:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-10-01 11:42 | Cleared | 1 | 1 | 3 | 1 |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2025-10-01 13:56 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Duplicate finding- See related open finding <br>|  |  | Broker Credit Report was increased per invoice provided to support the increased fee. Finding resolved. XXXXXX and Credit Report invoice located in the file. - 02/06/2026<br> - 02/06/2026 |  | 2026-02-06 19:23 | Resolved | 1 | 1 | 3 | 1 |
| 6 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2025-10-01 13:56 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Credit report increased from $XXXXXX to $XXXXXX. "Per provided invoice received" is not a valid reason for increased fee. Provide valid reason for the increase or provide cure of $XXXXXX<br>|  | Document Uploaded. please see XXXXXX with details of credit report fee increase - 12/11/2025<br>| Concur Broker Credit Report was increased per invoice provided to support the increased fee. Finding resolved. XXXXXX and Credit Report invoice located in the file. - 02/06/2026<br> - 02/06/2026<br> Update: A valid reason for the increased credit report fee is needed - not just that the invoice was higher than what the lender expected it to be from what was originally quoted on the initial XXXXXX. For any increase in fees from the originally quoted XXXXXX, a justifiable reason needs to be provided. Finding upheld. - 01/14/2026<br> Once again, "due to new information per provided invoice" is not a valid reason. XXXXXX cure required. Provide XXXXXX, XXXXXX to the borrower, copy of XXXXXX check and proof of mailing to cure. - 12/15/2025 |  | 2026-02-06 19:18 | Resolved | 3 | 1 | 3 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 5 | 2026-01-29 16:27 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-29 16:27 | Cleared | 1 | 1 | 3 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 5 | 2026-01-30 15:11 | Credit | Gift Letter - No Evidence for Transfer of Funds | No evidence of the transfer of gift funds from the donor to the borrower was located in the file. Unable to locate transfer of gift funds $XXXXXX to escrow. <br>|  | Document Uploaded. - 02/04/2026 | Transfer of gift funds provided. Condition resolved. - 02/05/2026<br>|  | 2026-02-05 22:02 | Resolved | 3 | 1 | 3 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 5 | 2026-01-30 15:30 | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. Policy documentation doesn't have premium amount stated. Per final CD $XXXXXX/$XXXXXX monthly <br>|  | Document Uploaded. - 02/04/2026<br>| Hazard Insurance docs provided. Condition resolved. - 02/05/2026<br>|  | 2026-02-05 22:06 | Resolved | 3 | 1 | 3 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 5 | 2026-01-30 15:40 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. REO XXXXXX has $XXXXXX listed in escrow. Per mtg statement escrow included, therefore XXXXXX documentation requested.<br>|  | Document Uploaded. - 02/04/2026<br>| Documentation provided. Condition resolved. - 02/05/2026<br>|  | 2026-02-05 22:10 | Resolved | 3 | 1 | 3 | 1 |
| 7 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 5 of 5 | 2026-01-30 15:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-30 15:42 | Cleared | 1 | 1 | 3 | 1 |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2025-12-24 00:19 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-24 00:19 | Cleared | 1 | 1 | 3 | 1 |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2025-12-31 09:41 | Credit | Income 1 Income Trend is Decreasing | Income 1 income trend is decreasing. Per the guidelines, declining income should not be used for qualification purposes, additionally, when income is declining a LOE from the borrower should be obtained, no LOE was located in the loan file. <br>|  | Document Uploaded. Please see XXXXXX for declining income. Per XXXXXX "Declining income can be used. We are hitting the borrower with the maximum expense ratio and they qualify so if we can get the letter and the explanation is sufficient, we are okay to proceed." - 02/02/2026 | XXXXXX for declining income provided. Condition resolved. - 02/03/2026 |  | 2026-02-03 15:58 | Resolved | 3 | 1 | 3 | 1 |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2025-12-31 09:45 | Credit | Income - General | The loan file reflected additional income issues. The loan closed on XXXXXX, the most recent bank statement in the file and used for qualification is dated XXXXXX. <br>|  | Document Uploaded. Please see XXXXXX email. Per XXXXXX "Assets are dated XXXXXX, age of documentation is XXXXXX days for assets so the assets wouldn't expire until XXXXXX. The closing documents were signed as of XXXXXX, so there is no need to get the updated assets as the assets in file were sufficient through the signing." - 01/12/2026 <br> Document Uploaded. Bank statements have been re-uploaded. - 01/08/2026 <br> Document Uploaded. Please see attached bank statements. - 01/06/2026 | Docs provided. Condition resolved. - 01/13/2026<br> Condition upheld. Assets were verified with a XXXXXX bank statement ending balance XXXXXX. Please provide XXXXXX and XXXXXX XXXXXX bank statements for XXXXXX XXXXXX. - 01/11/2026<br> Condition upheld. Doc provided are blank. - 01/07/2026 |  | 2026-01-13 22:56 | Resolved | 3 | 1 | 3 | 1 |
| 8 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2025-12-31 10:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-31 10:19 | Cleared | 1 | 1 | 3 | 1 |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2025-10-28 18:45 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-10-28 18:45 | Cleared | 1 | 1 | 2 | 2 |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2025-11-04 15:29 | Property | Property Issue - Leasehold or Other property rights/Unacceptable | The appraisal indicated the subject's property rights as leasehold or other. This was considered unacceptable after review of the subject's market area. Per guidelines-Leasehold eligible per XXXXXX guidelines considered on a case-by case basis. The subject is a leasehold property and has mandatory XXXXXX party fees. This does not follow requirements for XXXXXX guidelines as required by originator's requirements. Additionally, the attorney opinion letter is required. A formal exception is in file for both requirements to be waived. <br>|  |  |  | Compensating factors-XXXXXX >=XXXXXX% lower than loan program, No credit events past XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than minimum required, Borrower contribution exceeds requirement >=XXXXXX% | 2025-11-06 21:33 | Waived | 2 | 2 | 2 | 2 |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2025-11-06 21:24 | Property | Property Issue - Minor repairs required | There were cosmetic or minor repairs noted for the subject however, they did not effect the value or habitability of the home. Provide documentation confirming requirements to be met per contract<br> 1. Licensed electrician to repair the double tapped circuit breaker, and evaluate and replace (if necessary) the mismatched circuit breaker. Seller to provide paid receipt to satisfy the 4 pt inspection form for insurance purposes. <br>|  | Document Uploaded. - 02/10/2026<br>| Docs provided. Condition resolved. - 02/11/2026<br>|  | 2026-02-11 21:42 | Resolved | 2 | 1 | 2 | 2 |
| 9 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2025-11-06 21:34 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-06 21:34 | Cleared | 1 | 1 | 2 | 2 |
| 10 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-21 03:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-21 03:46 | Cleared | 1 | 1 | 1 | 1 |
| 10 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-23 17:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 10 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-23 17:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-23 17:08 | Cleared | 1 | 1 | 1 | 1 |
| 11 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-22 20:38 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). <br>|  | Document Uploaded. XXXXXX is on XXXXXX of Fraud Report. - 01/29/2026 | XXXXXX provided. Condition resolved. - 01/29/2026 |  | 2026-01-29 16:01 | Resolved | 3 | 1 | 3 | 1 |
| 11 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-22 21:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-22 21:23 | Cleared | 1 | 1 | 3 | 1 |
| 11 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-23 20:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-23 20:56 | Cleared | 1 | 1 | 3 | 1 |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-27 14:34 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-27 14:34 | Cleared | 1 | 1 | 1 | 1 |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-27 15:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-27 15:42 | Cleared | 1 | 1 | 1 | 1 |
| 12 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-28 16:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-28 16:18 | Cleared | 1 | 1 | 1 | 1 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-19 22:02 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-19 22:02 | Cleared | 1 | 1 | 3 | 1 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2025-12-23 19:29 | Credit | Borrower 2 CPA Letter Missing | Borrower 2 XXXXXX Letter missing.. Missing <br>|  | Document Uploaded. Please see attached XXXXXX letter. - 12/30/2025<br>| XXXXXX letter provided. Condition resolved. - 12/31/2025<br> Borrower XXXXXX XXXXXX Letter Provided or Not Applicable (Number of Borrowers equals XXXXXX) - 12/31/2025 |  | 2026-03-20 22:44 | Resolved | 3 | 1 | 3 | 1 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2025-12-23 21:25 | Credit | Named Insured on Hazard Insurance does not match Borrower(s) Name(s) | Named insured does not match borrower(s) name(s). System Issue Okay to Proceed <br>|  | Document Uploaded. Please see attached policy where the names insured match the borrower's names. - 12/30/2025 | Named Insured matches Borrower(s) Name(s) - 03/03/2026<br> XXXXXX provided. Condition resolved. - 12/31/2025 |  | 2026-03-03 16:21 | Resolved | 3 | 1 | 3 | 1 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2025-12-23 21:25 | Credit | Subject Property Address on Note does not match Insured Property Address | Subject property on Note does not match insured property address. <br>|  | Document Uploaded. Please see attached copy of the note and insurance policy recently uploaded. Property addresses match. - 12/30/2025<br>| Subject property on note matches Insured property address - 03/03/2026<br>XXXXXX provided. Condition resolved. - 12/31/2025<br>|  | 2026-03-03 16:21 | Resolved | 3 | 1 | 3 | 1 |
| 13 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-01-05 17:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - 01/05/2026<br>|  | 2026-01-05 17:36 | Cleared | 1 | 1 | 3 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2026-03-03 14:33 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). XXXXXX report dated XXXXXX not within 10 days <br>|  | Document Uploaded. Please see attached credit report used during XXXXXX and XXXXXX email. Per XXXXXX "XXXXXX is not technically pulled due to it's XXXXXX with no scores and tradelines. No additional documentation is required. Credit report is valid till XXXXXX and valid on closing date which meets our guidelines."<br> - 03/05/2026 | GAP XXXXXX provided. XXXXXX is XXXXXX with no XXXXXX. Condition resolved. - 03/06/2026 |  | 2026-03-06 18:20 | Resolved | 3 | 1 | 3 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2026-03-03 15:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-03 15:01 | Cleared | 1 | 1 | 3 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2026-03-03 20:01 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-03-03 20:01 | Cleared | 1 | 1 | 3 | 1 |
| 14 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2026-03-03 20:12 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Missing primary housing information to meet guidelines<br> FOREIGN PRIMARY RESIDENCE ADDITIONAL CREDIT REQUIREMENTS<br> • XXXXXX party evidence of residence where the borrower lives with translation – for example, but not limited to XXXXXX or tax preparer letter, utility or third-party bill, tax notice, government or verifiable third-party letter specifying borrower primary address – with date of issuance not more than 90 days prior to note date. <br>|  | Document Uploaded. Please see attached proof of legal residence. - 03/05/2026<br>| Utility bill provided. Condition resolved. - 03/06/2026<br>|  | 2026-03-06 18:21 | Resolved | 3 | 1 | 3 | 1 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2026-01-23 13:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 13:56 | Cleared | 1 | 1 | 3 | 2 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2026-01-23 22:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-23 22:28 | Cleared | 1 | 1 | 3 | 2 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2026-01-26 14:14 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. Per guidelines-Underwriter will complete review on borrower's business to validate 2 and more years of existence, and business ownership %. The borrower's business used for qualifying purposes must have been in existence for at least two years. Borrower previous business name XXXXXX, has changed to XXXXXX when moved to XXXXXX. Current business used for qualifying has not met guidelines of being open for 2 or more yrs. Borrower does meet same line of work 2 yr requirements, but current business being open for 2 yr not met. A formal exception is in file. <br>|  | Compensating factors-Borrower XXXXXX >=XXXXXX lower than loan program, no credit events past XXXXXX months, XXXXXX XXXXXX below maximum, and Credit score >XXXXXX points than minimum required. - 01/26/2026 <br>|  |  | 2026-01-26 14:14 | Waived | 2 | 2 | 3 | 2 |
| 15 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-26 14:19 | Credit | Program Parameters - Property Type | The subject loan does not meet program parameters for property type. Per guidelines XXXXXX RURAL AND AGRICULTURAL PROPERTIES. XXXXXX Mortgage originate rural and agricultural properties with the following limitations: • The neighborhood area must be at least 25% built-up. Per appraisal/appraiser property is rural location with under 25% built-up. No exception in file for not meeting guideline requirements of at least 25% built up. <br>|  | Document Uploaded. Please see the attached exception form and updated lock confirmation. - 01/30/2026<br>| Exception provided for: Property is rural location with under XXXXXX built-up - 02/02/2026 | XXXXXX >=XXXXXX% lower than loan program, XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, No consumer late payments in the last XXXXXX months, Reserves >XXXXXX months | 2026-02-02 21:03 | Waived | 3 | 2 | 3 | 2 |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-12-29 19:58 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-29 19:58 | Cleared | 1 | 1 | 3 | 1 |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2026-01-04 02:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-04 02:10 | Cleared | 1 | 1 | 3 | 1 |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2026-01-08 04:39 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 XXXXXX party VOE prior to close missing. <br>|  | We're missing the XXXXXX for the coborrower with XXXXXX. - 01/08/2026 <br>Borrower XXXXXX (XXXXXX), does not show employment info or income used to qualify for this loan on final application. Please advise. - 01/15/2026 | Borrower XXXXXX XXXXXX Party XXXXXX prior to close was provided. - 01/16/2026<br> Borrower XXXXXX has no income. XXXXXX self employed. Business narrative in file. Condition resolved.. - 01/16/2026 |  | 2026-03-03 14:59 | Resolved | 1 | 1 | 3 | 1 |
| 16 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2026-01-08 21:56 | Credit | Borrower 1 Lease Agreements Missing | Borrower 1 Lease Agreements missing from the file. Missing lease agreement for the subject property supporting monthly rents of $XXXXXX per month. <br>|  | Document Uploaded. Please see attached appraisal with XXXXXX rent schedule showing gross monthly rental income. - 01/09/2026 | Borrower XXXXXX Lease Agreements Provided - 01/16/2026<br> Documentation has been provided. Condition resolved. 01/14/2026 - MK - 01/14/2026 |  | 2026-03-03 14:59 | Resolved | 3 | 1 | 3 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-26 20:14 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-02-26 20:14 | Cleared | 1 | 1 | 1 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-02-26 20:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-26 20:15 | Cleared | 1 | 1 | 1 | 1 |
| 17 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-27 19:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-27 19:14 | Cleared | 1 | 1 | 1 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 6 | 2025-12-15 16:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-15 16:20 | Cleared | 1 | 1 | 3 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 6 | 2025-12-17 16:50 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. Agreed do not have required coverage for loan amount nor replacement cost <br>|  | Document Uploaded. XXXXXX cert attached - 01/14/2026 <br> The email about XXXXXX is from insurance agent and it's acceptable per XXXXXX . <br> All insurance policies must meet one of the conditions below to be considered acceptable:<br> • Dwelling coverage on policy is equal to or greater than the appraised value OR<br> • Replacement cost estimator provided (excluding XXXXXX) OR<br> • Policy contains the verbiage "XXXXXX Replacement Cost", "Guaranteed Replacement Cost", "Replacement Cost Loss Settlement" or "Replacement Cost" for Dwelling coverage OR<br> • XXXXXX processor certification provided confirming coverage includes "replacement cost" (certification must include date/time, name/contact information of insurance agent) OR<br> • Coverage equals to the loan amount, as long as the loan amount equals to at least XXXXXX of the insurable value per an XXXXXX received by the insurance agent (if agent is unable to provide an XXXXXX, XXXXXX processor cert confirming the insurable value amount will be required - cert must include date/time, name/contact information of insurance agent) <br> - 01/06/2026 <br> Document Uploaded. Please review uploaded XXXXXX - 12/30/2025 | XXXXXX from XXXXXX Agent provided. Condition resolved. - 01/16/2026<br> Coverage Amount - Hazard Insurance of XXXXXX is equal to or greater than Required Coverage Amount of XXXXXX - 01/16/2026<br> Condition upheld. Provide the XXXXXX Processor Certification per the Guidelines. Email is not sufficient per Guidelines. - 01/09/2026<br> Condition upheld. The email states: "The agency practice is to insure to XXXXXX estimated replacement cost." This does not provide evidence that the stated practice was done on this policy. Provide evidence or XXXXXX. - 12/31/2025 |  | 2026-01-16 18:57 | Resolved | 3 | 1 | 3 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 6 | 2025-12-17 17:05 | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than 2 months verified in file. <br>|  | Document Uploaded. Please see XXXXXX XXXXXX wire confirmation - 01/14/2026 <br> The final XXXXXX is reflecting deposit XXXXXX XXXXXX deposit for XXXXXX +other deposit for XXXXXX.Please refer to section "XXXXXX" on XXXXXX-deposit is there. - 01/06/2026 <br> Document Uploaded. Assets provided on file were sufficient to cover cash to close and reserves requrements.All assets re-uploaded for your reference. - 12/30/2025 | Wire was provided. Condition resolved. - 01/16/2026<br> Asset XXXXXX Verified Sufficiently - 01/16/2026<br> Condition upheld. See attached upload (ASSETS). Final XXXXXX shows XXXXXX deposit, Wire Email from Title states XXXXXX was received. Contract States Deposit is XXXXXX. Provide Clarification. Title Company Contact is stating XXXXXX different things. - 01/09/2026<br> Condition upheld. The Email from title stating that XXXXXX was received is not reflected as a credit on the Final XXXXXX provided. Unable to credit this amount. Provide FInal Signed XXXXXX to show this credit. - 12/31/2025 |  | 2026-01-16 18:56 | Resolved | 3 | 1 | 3 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 6 | 2025-12-17 17:05 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$XXXXXX' are less than $0.  |  | Document Uploaded. Please see XXXXXX XXXXXX wire confirmation - 01/14/2026 <br> The final XXXXXX is reflecting deposit XXXXXX XXXXXX deposit for XXXXXX +other deposit for XXXXXX.Please refer to section "XXXXXX" on XXXXXX-deposit is there. - 01/06/2026 <br> Document Uploaded. Assets provided on file were sufficient to cover cash to close and reserves requrements.All assets re-uploaded for your reference. - 12/30/2025 | Wire was provided. Condition resolved. - 01/16/2026<br> Total Cash reserves are greater than XXXXXX. - 01/16/2026<br> Condition upheld. See attached upload (ASSETS). Final XXXXXX shows XXXXXX deposit, Wire Email from Title states XXXXXX was received. Contract States Deposit is XXXXXX. Provide Clarification. Title Company Contact is stating XXXXXX different things. - 01/09/2026<br> Condition upheld. The Email from title stating that XXXXXX was received is not reflected as a credit on the Final XXXXXX provided. Unable to credit this amount. Provide FInal Signed XXXXXX to show this credit. - 12/31/2025 |  | 2026-01-16 18:56 | Resolved | 3 | 1 | 3 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 6 | 2025-12-17 17:05 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$XXXXXX', are less than $0.  |  | Document Uploaded. Title has email stating they received XXXXXX. There's conversation fees that reduced the outflow from XXXXXX to XXXXXX. - 01/14/2026 <br> The final XXXXXX is reflecting deposit XXXXXX XXXXXX deposit for XXXXXX +other deposit for XXXXXX - 01/06/2026 <br> Document Uploaded. Assets provided on file were sufficient to cover cash to close and reserves requrements.All assets re-uploaded for your reference. - 12/30/2025 | Wire was provided. Condition resolved. - 01/16/2026<br> Liquid Funds Post-Close are greater than or equal to XXXXXX. - 01/16/2026<br> Document Uploaded. Condition upheld. See attached upload (ASSETS). Final XXXXXX shows XXXXXX deposit, Wire Email from Title states XXXXXX was received. Contract States Deposit is XXXXXX. Provide Clarification. Title Company Contact is stating XXXXXX different things. - 01/09/2026<br> Condition upheld. The Email from title stating that XXXXXX was received is not reflected as a credit on the Final XXXXXX provided. Unable to credit this amount. Provide FInal Signed XXXXXX to show this credit. - 12/31/2025 |  | 2026-01-16 18:56 | Resolved | 3 | 1 | 3 | 1 |
| 18 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 6 | 2025-12-17 17:11 | Credit | ATR: Current Employment Not Verified | ATR: Current employment not verified. <br>|  | Document Uploaded. Business bank statements were on file,XXXXXX ,print out from sunbiz and business narative form were on file - 12/30/2025 | XXXXXX: Current Employment Was Verified - 01/06/2026<br> Resolved in error. - 01/02/2026 |  | 2026-02-04 20:41 | Resolved | 3 | 1 | 3 | 1 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2026-01-28 01:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-28 01:36 | Cleared | 1 | 1 | 3 | 1 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2026-01-28 01:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-28 01:36 | Cleared | 1 | 1 | 3 | 1 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2026-01-28 17:47 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-28 17:47 | Cleared | 1 | 1 | 3 | 1 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2026-01-29 14:17 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. <br>|  | Document Uploaded. XXXXXX score is XXXXXX, XXXXXX party valuation is not required. - 01/30/2026 | XXXXXX party valuation provided. Condition resolved. - 01/30/2026 |  | 2026-01-30 20:31 | Resolved | 3 | 1 | 3 | 1 |
| 19 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-01-29 14:19 | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. <br>|  | Document Uploaded. Please see the Agreement with Option to Purchase. - 01/30/2026<br>| Purchase Contract Doc is not Missing, or is Not Applicable. - 01/30/2026<br>Purchase Contract provided. Condition resolved. - 01/30/2026<br>|  | 2026-01-30 20:31 | Resolved | 3 | 1 | 3 | 1 |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-27 21:48 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-27 21:48 | Cleared | 1 | 1 | 3 | 1 |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-29 00:53 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. XXXXXX dwelling coverage of $XXXXXX is insufficient (loan amount $XXXXXX) <br>|  | Document Uploaded. The policy contans veribiage on replacemnt cost "The Coverage XXXXXX Dwelling amount is based on replacement cost as described in the policy" - 02/02/2026 | XXXXXX provided. Specified Additional Amount Insurance for XXXXXX limit XXXXXX%. Condition resolved. - 02/03/2026 |  | 2026-02-03 15:00 | Resolved | 3 | 1 | 3 | 1 |
| 20 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-29 02:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 02:08 | Cleared | 1 | 1 | 3 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 6 | 2026-01-28 23:48 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. Guidelines require 2 years S/E. At time of application XXXXXX the borrower had owned the company forXXXXXX months (XXXXXXmos). Missing the lender's exception approval. <br>|  | Document Uploaded. The borrower owned the company since XXXXXX which is XXXXXX years as of the Note date XXXXXX - 02/04/2026 <br> Document Uploaded. Borrower has been in same line of employment .Please review uploaded XXXXXX letter - 02/02/2026 | Docs provided. Condition resolved. - 02/05/2026<br> Condition upheld. Guidelines require XXXXXX years XXXXXX. At time of application XXXXXX the borrower had owned the company for XXXXXX months (XXXXXX). Missing the lender's exception approval. - 02/03/2026 |  | 2026-02-05 22:17 | Resolved | 3 | 1 | 3 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 6 | 2026-01-29 02:20 | Property | Missing HOA/Condo Certification | 1) The condo questionnaire is not completed to confirm the subject meets XXXXXX guides and is not in litigation. XXXXXXMA review status/lender certification not certified.<br>2) The condo cert shows the XXXXXX for the units is $XXXXXX/mo. vs the sales contract showing $XXXXXX/mo. Verification/Validation of the monthly XXXXXX is required. (Both appraisals support $XXXXXX/mo. per the sales contract).  |  | We went by amount disclosed on appraisal XXXXXX per month - 02/02/2026 | Condo approval provided XXXXXX fees updated. Condition resolved. - 02/03/2026<br>|  | 2026-02-03 15:29 | Resolved | 3 | 1 | 3 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 6 | 2026-01-29 02:21 | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master XXXXXX, Condo Questionnaire, Condo Budget, Project Review). Missing the CONDO approval for the buyer as required in the sales contract (pg XXXXXX). PgXXXXXX of 5 Comprehensive Rider to the Residential Contract For Sale And Purchase <br>|  | Document Uploaded. Please review uploaded condo approval - 02/02/2026<br>| Condo approval provided. Condition resolved. - 02/03/2026<br>|  | 2026-02-03 15:24 | Resolved | 3 | 1 | 3 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 6 | 2026-01-29 14:59 | Credit | Income - LOE Missing | The loan file did not contain a letter of explanation as required. Per guidelines-BUSINESS BANK STATEMENT INCOME CALCULATION Statements should show a trend of ending balances that are stable or increasing over time. Decreasing or negative ending balances must be explained. <br> The business bank statements used for income have end-of-month deposits as low as $XXXXXX XXXXXX and only 1 month XXXXXX truly supporting the monthly income used to qualify. Missing the LOE required per guides explaining the variation of the EOM balances. <br>|  | The XXXXXX letetr states that "Due to the nature of the business, fees collected at the beginning of the year tend to be higher<br> than those in the XXXXXX half of the year, which is in line with business activities" - 02/04/2026 <br> Document Uploaded. The XXXXXX explained the deposits are related to nature of the business . - 02/02/2026 | XXXXXX letter provided. Condition resolved. - 02/05/2026<br> Condition upheld. Missing the XXXXXX required per guides explaining the variation of the XXXXXX balances. - 02/03/2026 |  | 2026-02-05 22:13 | Resolved | 3 | 1 | 3 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 6 | 2026-01-29 16:12 | Credit | Condo - Master Policy Insufficient | The master hazard insurance policy verified total coverage which was not sufficient to cover total required coverage. The Master Project and Master Flood Policies are missing the subject with the lender's endorsement/information added. (Page 1 of the master policy has the sXXXXXX, it's just not completed for this unit owner). <br>|  | Document Uploaded. Please review uploaded master policies (Master condo and flood) with unit numbers and details provided from insurance agent .The master policy is showing insured XXXXXX and subject address - 02/02/2026<br>| Master Policy provided. Condition resolved. - 02/03/2026<br>|  | 2026-02-03 15:36 | Resolved | 3 | 1 | 3 | 1 |
| 21 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 6 | 2026-01-29 18:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-29 18:11 | Cleared | 1 | 1 | 3 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2025-12-31 21:21 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-31 21:21 | Cleared | 1 | 1 | 3 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2026-03-02 18:39 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. <br>|  | Document Uploaded. Please see attached insurance policy. - 03/03/2026<br>| Hazard Insurance Policy was provided. - 03/06/2026<br>Hazard insurance provided. Condition resolved. - 03/05/2026<br>|  | 2026-03-06 17:02 | Resolved | 3 | 1 | 3 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2026-03-02 18:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-02 18:45 | Cleared | 1 | 1 | 3 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2026-03-02 20:11 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Business bank statements used to document income. The bank statements showXXXXXX NSF/Ovedrafts transaction in the last 12 months. Guidelines only allow XXXXXX in the last 12 months. No exception is in file. <br>|  | Document Uploaded. Please see attached XXXXXX email. Per XXXXXX "Because there were no XXXXXX in the most recent XXXXXX month period we can have a max of XXXXXX in the last XXXXXX and still be eligible." - 03/04/2026 | XXXXXX email provided. Condition resolved. - 03/05/2026 |  | 2026-03-05 14:21 | Resolved | 3 | 1 | 3 | 1 |
| 22 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-03-05 14:15 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. <br>|  | Document Uploaded. Please see the attached checklist of coverage. Per XXXXXX, this is confirmation that the dwelling is covered on XXXXXX basis. - 03/05/2026 | XXXXXX provided. Condition resolved. - 03/06/2026 |  | 2026-03-06 17:02 | Resolved | 3 | 1 | 3 | 1 |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-28 16:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-28 16:06 | Cleared | 1 | 1 | 1 | 1 |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-28 23:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-28 23:46 | Cleared | 1 | 1 | 1 | 1 |
| 23 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-28 23:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-28 23:46 | Cleared | 1 | 1 | 1 | 1 |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-27 23:03 | Compliance | Missing Tangible Net Benefit Disclosure |  |  | Per XXXXXX "This is a disclosure item and is needed for rate/term refinance files. There are no underwriting requirements for this document." Per Closing, this has never been seen for XXXXXX loans." Please advise. - 02/02/2026 | Finding in error. Disclosure not required in XXXXXX - 02/03/2026 |  | 2026-02-03 16:15 | Void | 3 |  | 3 | 1 |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-29 17:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 17:37 | Cleared | 1 | 1 | 3 | 1 |
| 24 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-29 17:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-29 17:38 | Cleared | 1 | 1 | 3 | 1 |
| 25 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-27 14:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-27 14:36 | Cleared | 1 | 1 | 1 | 1 |
| 25 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-27 14:36 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-27 14:36 | Cleared | 1 | 1 | 1 | 1 |
| 25 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-27 22:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 22:07 | Cleared | 1 | 1 | 1 | 1 |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-23 18:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-23 18:30 | Cleared | 1 | 1 | 4 | 1 |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-23 22:10 | Compliance | Missing Service Provider List | The loan file does not contain the Service Provider List. <br>|  | Document Uploaded. - 01/29/2026<br>| Received XXXXXX list - 01/30/2026 |  | 2026-01-30 15:31 | Resolved | 4 | 1 | 4 | 1 |
| 26 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-27 16:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 16:12 | Cleared | 1 | 1 | 4 | 1 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2026-01-11 01:29 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | Document Uploaded. Please find attached - 01/20/2026<br>| XXXXXX party fraud report provided. Condition resolved. - 01/20/2026 |  | 2026-01-20 18:08 | Resolved | 3 | 1 | 3 | 1 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2026-01-12 15:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-12 15:18 | Cleared | 1 | 1 | 3 | 1 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2026-01-12 19:56 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Loan file is missing XXXXXX or other acceptable evidence of market rent. <br>|  | Document Uploaded. Please find the response from our XXXXXX attached - 02/13/2026 <br> Document Uploaded. item XXXXXX shows fully owned, no debts on property - 01/28/2026 | Docs provided. Condition resolved. - 02/16/2026<br> Condition upheld. Loan file is missing XXXXXX or other acceptable evidence of market rent. - 01/28/2026 |  | 2026-02-16 19:57 | Resolved | 3 | 1 | 3 | 1 |
| 27 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2026-01-12 20:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-12 20:21 | Cleared | 1 | 1 | 3 | 1 |
| 28 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-28 17:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-28 17:26 | Cleared | 1 | 1 | 3 | 1 |
| 28 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-29 21:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 21:29 | Cleared | 1 | 1 | 3 | 1 |
| 28 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-29 21:34 | Credit | Title Document is Partially Present | Title document is incomplete or only partially present. File is missing either a Quick EQ/Property Report or the RELP, MRELP, Transaction Cert, or E&O Policy. Please supply both required Title documents. Missing the supplement to the title commitment for the loan amount now at $XXXXXX. <br>|  | Title fees are calculated based of the correct loan amount. Final title policy will be issued with the correct coverage equal to XXXXXX. It was agreed that coverage on Title commitment should be removed from the scope of the review. - 02/02/2026 | XXXXXX does not require title coverage to match the loan amount. Condition resolved. - 02/03/2026 |  | 2026-02-03 15:11 | Resolved | 3 | 1 | 3 | 1 |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-23 23:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-23 23:42 | Cleared | 1 | 1 | 3 | 1 |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-26 13:05 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Unable to locate the Tax Certificate for XXXXXX Dr. Also unable to locate the letter from the borrower regarding the XXXXXX fee for the property XXXXXX. <br>|  | Document Uploaded. Borrower is on a land rent-no taxes ,no XXXXXX dues .Property is MobileManufactured. - 01/30/2026<br>| Borrower is on a land rent-no taxes ,no XXXXXX dues . Property is Mobile Manufactured. Condition resolved. - 02/02/2026<br>|  | 2026-02-02 18:08 | Resolved | 3 | 1 | 3 | 1 |
| 29 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-27 19:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 19:46 | Cleared | 1 | 1 | 3 | 1 |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-07 20:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-07 20:43 | Cleared | 1 | 1 | 3 | 1 |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-08 15:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-08 15:22 | Cleared | 1 | 1 | 3 | 1 |
| 30 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-08 22:55 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. Unable to determine lender used assets value. Most recent bank statement in file used. <br>|  | Document Uploaded. It was attached to this condition on XXXXXX. I reattach the document highlighting the last line - 02/04/2026 <br> Borrower has enough funds to cover XXXXXX months in reserves. <br> XXXXXX on Final XXXXXX is XXXXXX To Borrower<br> Assets on the most recent XXXXXX XXXXXX (XXXXXX already provided earlier XXXXXX shows ending balance)<br> XXXXXX XXXXXX \* XXXXXX months (for XXXXXX XXXXXX / XXXXXX) = XXXXXX - REQUIRED<br>(XXXXXX + XXXXXX) = XXXXXX - AVAILABLE<br> - 01/30/2026 <br> Document Uploaded. Please find attached - 01/15/2026 | Asset statement provided. Condition resolved. - 02/05/2026<br> Condition upheld. Can not locate recent XXXXXX (XXXXXX already provided earlier XXXXXX shows ending balance). Provide XXXXXX. - 01/30/2026<br> Condition upheld. Audited reserves months are less than the guideline required reserve months. Total Reserve Amount Shortage XXXXXX.. Provide additional assets.<br> - 01/16/2026 |  | 2026-02-05 14:00 | Resolved | 3 | 1 | 3 | 1 |
| 31 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-09 16:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-09 16:35 | Cleared | 1 | 1 | 2 | 2 |
| 31 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-02-09 16:38 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Borrower's income is being documented with XXXXXX. Bank statements are in the borrower's name as well spouse. Guidelines require all persons on bank statements to be borrowers on loan however spouse is not on the loan. A formal exception was done to allow. . <br>|  |  |  | No mortgage late payments in the last XXXXXX months, No consumer late payments in the last XXXXXX months, XXXXXX account holders on the bank accounts but not on the loan | 2026-02-10 21:54 | Waived | 2 | 2 | 2 | 2 |
| 31 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-10 14:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-10 14:57 | Cleared | 1 | 1 | 2 | 2 |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-25 18:16 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or souXXXXXXd. File does not contain proof that XXXXXX in the amount of $XXXXXX was paid form the borrower's own funds. <br>|  | Document Uploaded. Please see the Wire deposit. - 01/30/2026<br>| Earnest Money Deposit doc provided. Condition resolved. - 01/30/2026<br>|  | 2026-01-30 20:37 | Resolved | 3 | 1 | 3 | 1 |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-25 18:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-25 18:21 | Cleared | 1 | 1 | 3 | 1 |
| 32 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-27 15:49 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-27 15:49 | Cleared | 1 | 1 | 3 | 1 |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-29 19:33 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-29 19:33 | Cleared | 1 | 1 | 1 | 1 |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-30 17:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-30 17:02 | Cleared | 1 | 1 | 1 | 1 |
| 33 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-30 17:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-30 17:02 | Cleared | 1 | 1 | 1 | 1 |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2026-01-29 17:29 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-29 17:29 | Cleared | 1 | 1 | 1 | 1 |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2026-01-29 23:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-29 23:00 | Cleared | 1 | 1 | 1 | 1 |
| 34 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2026-01-29 23:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 23:00 | Cleared | 1 | 1 | 1 | 1 |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-16 18:51 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Missing the XXXXXX from the loan file. <br>|  | Document Uploaded. Please review uploaded XXXXXX and loan approval - 01/22/2026 | Approval/Underwriting Summary provided. Condition resolved. - 01/23/2026<br> Approval/Underwriting Summary is fully present - 01/23/2026 |  | 2026-01-23 20:28 | Resolved | 3 | 1 | 3 | 1 |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-16 22:52 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-16 22:52 | Cleared | 1 | 1 | 3 | 1 |
| 35 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-16 22:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-16 22:53 | Cleared | 1 | 1 | 3 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 5 | 2026-02-02 23:03 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 XXXXXX party VOE prior to close missing. Guidelines require verification that borrower's business is currently open and operating within 120 business days of the note date, and verification was not provided. <br>|  | Document Uploaded. Please find the XXXXXX attached - 02/05/2026<br>| Guidelines allow bank statement in lieu of XXXXXX - 02/17/2026<br> Condition upheld. Bank statements provided. Borrower XXXXXX XXXXXX party XXXXXX prior to close missing. Guidelines require verification that borrower's business is currently open and operating within XXXXXX business days of the note date, and verification was not provided. - 02/06/2026 |  | 2026-02-17 16:54 | Resolved | 3 | 1 | 3 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 5 | 2026-02-03 16:44 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Missing XXXXXX <br>|  | Document Uploaded. Please find attached - 02/05/2026<br>| Approval/Underwriting Summary is fully present - 02/11/2026<br>Approval/Underwriting Summary provided. Condition resolved. - 02/06/2026<br>|  | 2026-02-11 15:36 | Resolved | 3 | 1 | 3 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 5 | 2026-02-03 16:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 16:53 | Cleared | 1 | 1 | 3 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 5 | 2026-02-03 16:54 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Provide Mortgage statement for XXXXXX. <br>|  | Document Uploaded. Please find attached - 02/05/2026<br>| Mortgage statement provided. Condition resolved. - 02/06/2026<br>|  | 2026-02-06 18:08 | Resolved | 3 | 1 | 3 | 1 |
| 36 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 5 of 5 | 2026-02-03 17:49 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 17:49 | Cleared | 1 | 1 | 3 | 1 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2026-02-06 03:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 03:51 | Cleared | 1 | 1 | 3 | 1 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2026-02-06 19:08 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). <br>|  | Document Uploaded. Please see the XXXXXX from Fraud report XXXXXX. - 02/12/2026 | XXXXXX provided. Condition resolved. - 02/12/2026<br>|  | 2026-02-12 20:21 | Resolved | 3 | 1 | 3 | 1 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2026-02-06 19:08 | Credit | Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower 2 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). <br>|  | Document Uploaded. Please see the XXXXXX from Fraud report XXXXXX. - 02/12/2026 | XXXXXX provided. Condition resolved. - 02/12/2026<br>|  | 2026-02-12 20:21 | Resolved | 3 | 1 | 3 | 1 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2026-02-06 19:24 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. <br>|  | Document Uploaded. Please see the confirmation from Insurance agent. - 02/12/2026<br>| Agent email confirming XXXXXX provided. Condition resolved - 02/12/2026 |  | 2026-02-12 20:30 | Resolved | 3 | 1 | 3 | 1 |
| 37 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-02-06 21:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-06 21:06 | Cleared | 1 | 1 | 3 | 1 |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2026-01-23 22:13 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-23 22:13 | Cleared | 1 | 1 | 3 | 2 |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2026-01-23 22:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 22:13 | Cleared | 1 | 1 | 3 | 2 |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2026-01-27 18:03 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. The borrower has had XXXXXX NSF charges in the last 12 months of which XXXXXXhas happened in the most recent 6 months. Per guidelines, If there are one (1) or more occurrences in the most recent three-month period, maximum of XXXXXX NSFs occurrences in the most recent 12-month period are allowed. A formal exception is located in the loan file. <br>|  |  |  | The borrower's profile reflects strong credit and capacity, with a XXXXXX at least XXXXXX% below the loan program requirement, more than XXXXXX years in the same line of employment, no mortgage or consumer late payments in the past XXXXXX months, over XXXXXX years of established credit history, an XXXXXX at least XXXXXX% below the maximum allowed, and a credit score more than XXXXXX points above the minimum required. | 2026-01-27 18:03 | Waived | 2 | 2 | 3 | 2 |
| 38 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-27 18:47 | Credit | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. TheXXXXXX loan was originated in February XXXX per the credit report; however, only five months of payment history are currently reflected. Per guidelines, documentation is required to verify the current balance, payment status, monthly payment amount, and a satisfactory 12-month payment history. Please provide supporting documentation evidencing the full 12-month payment history. <br>|  | Document Uploaded. It`s XXXXXX equity payout to ex-spouse. XXXXXX of XXXXXX - XXXXXX owed to ex-spouse, spousal support ends once XXXXXX from house is sent to ex-wife. - 01/30/2026 | Verification of Rent (XXXXXX) provided. Condition resolved. - 01/30/2026 |  | 2026-01-30 20:47 | Resolved | 3 | 1 | 3 | 2 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2025-12-13 02:36 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$XXXXXX', are less than $0.  |  | Document Uploaded. Please review uploaded assets for closing and reserves,XXXXXX was used only for reserves,no need for evidence of liquidation. - 12/23/2025 | Asset docs provided. Condition resolved. - 12/23/2025<br> Liquid Funds Post-Close are greater than or equal to XXXXXX. - 12/23/2025 |  | 2026-03-13 18:21 | Resolved | 3 | 1 | 3 | 2 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2025-12-13 02:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-13 02:46 | Cleared | 1 | 1 | 3 | 2 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2025-12-16 13:33 | Compliance | The Final 1003 is Missing | The final 1003 is missing. Final 1003 in file is incomplete nor executed. Citizenship not select, doesn't have full phone #s etc. <br>|  | Document Uploaded. Please review uploaded final XXXXXX - 12/19/2025 | Received final XXXXXX - 12/22/2025 |  | 2025-12-22 16:05 | Resolved | 3 | 1 | 3 | 2 |
| 39 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2026-03-20 21:35 | Credit | Borrower 1 Credit Report is Expired | Credit report is expired issued after note date Exception provided Allow to use credit report issued after Note date <br>|  |  |  | No credit events past XXXXXX months, XXXXXX years credit history, No consumer late payments in the last XXXXXX months | 2026-03-20 21:37 | Waived | 3 | 2 | 3 | 2 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2026-01-24 04:59 | Credit | Purchase Contract - Parties | All parties were not properly identified on the Purchase Contract. Missing evidence the signors XXXXXX is authorized to sign for seller - XXXXXX, a XXXXXX Limited Liability Company. <br>|  | The XXXXXX on the XXXXXX matched the owner of public record on the title. We do not need any additional information regarding the sellers. - 02/10/2026 | The XXXXXX on the XXXXXX matched the owner of public record on the title. Condition resolved - 02/11/2026 |  | 2026-02-11 20:24 | Resolved | 3 | 1 | 3 | 1 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2026-01-24 05:30 | Credit | Income - Guideline Requirements | The income documents provided in the loan file did not meet guidelines. Per guides, Online bank statements are acceptable if they clearly identify the account holder and the URL associated with the financial institution. Referring to XXXXXX online stsatement<br>Lender's exception approval to this G/L is not provided. <br>|  | Document Uploaded. the official XXXXXX statement we provided fully meets guidelines. it clearly shows the account holders, the account number, and the issuing financial institution. - 01/30/2026 | Bank statement provided. Condition resolved. - 02/02/2026<br>|  | 2026-02-02 15:48 | Resolved | 3 | 1 | 3 | 1 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2026-01-24 05:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-24 05:33 | Cleared | 1 | 1 | 3 | 1 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2026-01-26 18:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-26 18:23 | Cleared | 1 | 1 | 3 | 1 |
| 40 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2026-01-27 18:09 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. XXXXXX occurred XXXXXX - Missing letter of explanation regarding these late mortgage payments. <br>|  | These mortgage late payments were over XXXXXX months old at the time the loan was underwritten; we do not require anything for them. - 02/10/2026 | Late payments were over XXXXXX months. Condition resolved. - 02/11/2026 |  | 2026-02-11 20:27 | Resolved | 3 | 1 | 3 | 1 |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-15 16:06 | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary value subject property appraisal is not on an as-is basis. Unable to locate the Appraisal Update and/or Completion Report (442) verifying smoke detectors have been installed and meet California Building Code. Please provide the 442 completed by the appraiser. <br>|  | Document Uploaded. Please find attached the XXXXXX regarding smoke detectors and photos - 01/29/2026<br>| Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - 02/17/2026<br> Appraisal docs provided. Condition resolved. - 01/30/2026 |  | 2026-02-17 17:03 | Resolved | 3 | 1 | 3 | 1 |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-15 16:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-15 16:15 | Cleared | 1 | 1 | 3 | 1 |
| 41 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-15 20:12 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 20:12 | Cleared | 1 | 1 | 3 | 1 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2026-02-12 13:24 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. <br>|  | Document Uploaded. XXXXXX is XXXXXX, XXXXXX not required - 02/16/2026 | XXXXXX party valuation provided. Condition resolved. - 02/17/2026 |  | 2026-02-17 18:16 | Resolved | 3 | 1 | 3 | 1 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2026-02-12 13:37 | Credit | Borrower - Residency Alien Documentation | The borrower indicates Resident Alien status, however, the file contains no evidence documenting status as legally. Please provide evidence borrower is allowed to work in the US <br>|  | Document Uploaded. We have the borrower's foreign passport and the visa waiver from the XXXXXX. Everything needed is in the loan. Below is the applicable guideline for this too - 02/17/2026 <br> Condition upheld. Passport docs provided. XXXXXX Non-XXXXXX Citizen Identification Document is missing. - 02/17/2026 <br> Document Uploaded. - 02/16/2026 | Passport provided. Condition resolved. - 02/18/2026<br> Condition upheld. Passport docs provided. XXXXXX Non-XXXXXX Citizen Identification Document is missing. - 02/17/2026<br> Condition upheld. Passport docs provided. XXXXXX Non-XXXXXX Citizen Identification Document is missing. - 02/17/2026 |  | 2026-02-18 22:01 | Resolved | 2 | 1 | 3 | 1 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2026-02-12 23:01 | Compliance | Loan Originator NMLS is Not Valid | Loan Originator XXXXXX XXXXXX ID is not recognized and unable to locate the originator by name  |  | Document Uploaded. This is a XXXXXX file in XXXXXX. Based on the product rate sheet, no license is required for a XXXXXX XXXXXX loan. We do not care whether the XXXXXX is listed with an active license or not on XXXXXX. - 02/17/2026 | Active liscense not required. - 02/19/2026<br>|  | 2026-02-19 12:45 | Resolved | 3 | 1 | 3 | 1 |
| 42 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2026-02-13 00:02 | Credit | Missing Lease Agreement | Missing lease agreement for Subject property <br>|  | XXXXXX used - 02/16/2026<br>| XXXXXX in file. Condition resolved. - 02/17/2026 |  | 2026-02-17 18:26 | Resolved | 3 | 1 | 3 | 1 |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2026-02-06 16:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-06 16:20 | Cleared | 1 | 1 | 3 | 1 |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2026-02-06 16:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-06 16:54 | Cleared | 1 | 1 | 3 | 1 |
| 43 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2026-02-06 18:59 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. CU score above the 2.5 threshold <br>|  | Document Uploaded. Please see the XXXXXX. - 02/11/2026<br>| XXXXXX party valuation provided. Condition resolved. - 02/12/2026<br>|  | 2026-02-12 13:50 | Resolved | 3 | 1 | 3 | 1 |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-03-06 14:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-06 14:49 | Cleared | 1 | 1 | 1 | 1 |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-03-06 17:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-03-06 17:55 | Cleared | 1 | 1 | 1 | 1 |
| 44 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-03-06 22:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-06 22:35 | Cleared | 1 | 1 | 1 | 1 |
| 45 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-18 18:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-18 18:00 | Cleared | 1 | 1 | 1 | 1 |
| 45 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-18 18:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-18 18:00 | Cleared | 1 | 1 | 1 | 1 |
| 45 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-18 18:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-18 18:00 | Cleared | 1 | 1 | 1 | 1 |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2026-01-29 18:38 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-29 18:38 | Cleared | 1 | 1 | 3 | 1 |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2026-01-29 20:04 | Credit | Property Title Issue | Property title issue. Title commitment shows XXXXXX lien to be paid off, however the property tax history statements do not support this H-I lien balance. Missing the terms and confirmed payoff from the county and the updated property tax bill as the current annual tax of $XXXXXX includes the XXXXXX payment of $XXXXXX/year. <br>|  | Document Uploaded. Confirmation XXXXXX liens will be paid off at closing and will not remain exceptions - 02/04/2026<br>| Docs provided. Condition resolved. - 02/05/2026<br>|  | 2026-02-05 22:24 | Resolved | 3 | 1 | 3 | 1 |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2026-01-29 20:04 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The title commitment has insufficient coverage of $XXXXXX for the loan amount of $XXXXXX. <br>|  | Title fees are calculated based of the correct loan amount. Final title policy will be issued with the correct coverage equal to XXXXXX. It was agreed that coverage on Title commitment should be removed from the scope of the review. - 02/04/2026 | XXXXXX does not require title coverage to match the loan amount. Condition resolved. - 02/05/2026<br>|  | 2026-02-05 22:25 | Resolved | 3 | 1 | 3 | 1 |
| 46 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-01-30 16:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-30 16:24 | Cleared | 1 | 1 | 3 | 1 |
| 47 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-27 15:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-27 15:46 | Cleared | 1 | 1 | 1 | 1 |
| 47 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-27 15:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 15:47 | Cleared | 1 | 1 | 1 | 1 |
| 47 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-28 18:40 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-28 18:40 | Cleared | 1 | 1 | 1 | 1 |
| 48 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-22 19:12 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-22 19:12 | Cleared | 1 | 1 | 3 | 1 |
| 48 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-23 20:10 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Unable to locate the following documents in the loan file; Mortgage statements for the borrower's investment properties located at XXXXXXX Rd and XXXXXX Ave. Tax and insurance documentation for the borrower's investment property located aXXXXXXXXXXXX. <br>|  | Document Uploaded. Please see the Final XXXXXXs showing REOXXXXXX debts and XXXXXX and Tax Bill for XXXXXX. - 01/27/2026 | Documentation provided. Condition resolved. - 01/27/2026<br>|  | 2026-01-27 19:58 | Resolved | 3 | 1 | 3 | 1 |
| 48 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-26 12:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-26 12:20 | Cleared | 1 | 1 | 3 | 1 |
| 49 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-11 22:26 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. XXXXXXMA CU 2.6 above 2.5 threshold <br>|  |  |  |  | 2026-02-13 15:03 | Cleared | 1 | 1 | 3 | 1 |
| 49 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-12 12:45 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-12 12:45 | Cleared | 1 | 1 | 3 | 1 |
| 49 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-13 14:20 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing mortgage statement for primary residence XXXXXX Street to validate payment includes escrow. Provide tax & XXXXXX documentation if not included, as well as LOE advising no XXXXXX.<br>|  | Document Uploaded. - 02/16/2026<br>| Docs provided. Condition resolved. - 02/17/2026<br>|  | 2026-02-17 19:12 | Resolved | 3 | 1 | 3 | 1 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-11 19:10 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. The UCDP Submission Summary Report/ CU in the file has a risk score of 3.4. Guidelines require a risk score equal to or under 2.5. Missing an additional valuation meeting guideline requirements. <br>|  | Document Uploaded. Please see the XXXXXX. - 02/16/2026<br>| XXXXXX party valuation provided. Condition resolved. - 02/17/2026<br>|  | 2026-02-17 20:23 | Resolved | 3 | 1 | 3 | 1 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-02-11 19:17 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Missing XXXXXX. <br>|  | Document Uploaded. Please see the XXXXXX. - 02/16/2026<br>| Approval/Underwriting XXXXXX Summary provided. Condition resolved. - 02/17/2026 |  | 2026-02-17 20:28 | Resolved | 3 | 1 | 3 | 1 |
| 50 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-12 14:39 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-12 14:39 | Cleared | 1 | 1 | 3 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 12 | 2026-01-24 19:50 | Compliance | The Deed of Trust is Missing | The Deed of Trust is missing. Provide Deed of Trust. <br>|  | Document Uploaded. - 01/30/2026<br>| The Deed of Trust has been provided. - 02/02/2026<br> Received XXXXXX and all riders - 02/02/2026 |  | 2026-02-02 14:51 | Resolved | 4 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 12 | 2026-01-24 20:22 | Compliance | The Final 1003 is Missing | The final 1003 is missing. Provide final 1003. <br>|  | Document Uploaded. - 01/30/2026<br>| Received the final XXXXXX - 02/02/2026<br> The final XXXXXX has been provided. - 02/02/2026 |  | 2026-02-02 16:19 | Resolved | 3 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 12 | 2026-01-24 20:55 | Credit | Title Document Missing | Title document is missing. Provide title documents. <br>|  | Document Uploaded. - 02/02/2026 <br>Document Uploaded. - 01/30/2026<br>| Title report provided. Condition resolved. - 02/03/2026<br> Condition upheld. Docs provided did not contain the insurance amount of title. Provide Exhibit XXXXXX diXXXXXXaying proposed amount and borrower info. - 02/02/2026 |  | 2026-02-03 14:03 | Resolved | 3 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 12 | 2026-01-24 21:01 | Compliance | PUD Rider is Missing | PUD Rider is missing. Provide PUD Rider. <br>|  | Document Uploaded. - 01/30/2026<br>| Received XXXXXX and all riders - 02/02/2026<br>|  | 2026-02-02 14:48 | Resolved | 3 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 12 | 2026-01-24 21:16 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Provide the Approval/Underwriting Summary. <br>|  | Document Uploaded. - 01/30/2026<br>| Approval/Underwriting Summary provided. Condition resolved. - 02/02/2026<br>|  | 2026-02-02 15:59 | Resolved | 3 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 12 | 2026-01-24 21:27 | Property | Value - Field Review Supports Value within 10% | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. <br>|  |  |  |  | 2026-01-24 21:27 | Cleared | 1 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 12 | 2026-01-26 15:55 | Compliance | Missing Doc - ROR/Missing | Right of Rescission is missing. <br>|  | Document Uploaded. - 01/30/2026<br>| Right of Rescission is provided. - 02/02/2026<br>Received XXXXXX - 02/02/2026<br>|  | 2026-02-02 14:39 | Resolved | 4 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 8 of 12 | 2026-01-26 15:55 | Compliance | The Final Closing Disclosure contains errors | Final CD is not signed <br>|  | Document Uploaded. - 01/30/2026<br>| Received XXXXXX - 02/02/2026<br>|  | 2026-02-02 14:45 | Resolved | 3 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 9 of 12 | 2026-01-26 15:56 | Compliance | Missing Service Provider List | The loan file does not contain the Service Provider List. <br>|  | Document Uploaded. - 01/30/2026<br>| Received XXXXXX - 02/02/2026<br>|  | 2026-02-02 14:44 | Resolved | 4 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 10 of 12 | 2026-01-26 15:56 | Compliance | Intent to Proceed is Missing or Incomplete |  |  | Document Uploaded. - 01/30/2026<br>| Intent to Proceed provided. - 02/02/2026<br>Received Intent to Proceed Disclosure - 02/02/2026<br>|  | 2026-02-02 14:39 | Resolved | 3 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 11 of 12 | 2026-01-27 20:44 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Borrower has two investment properties, XXXXXX and XXXXXX. Provide documentation NOTE, TAX CERT, INS and XXXXXX reflecting the full PITIA payments for both properties supporting PITIA $XXXXXX on XXXXXX and $XXXXXX on XXXXXXas used in XXXXXX. <br>|  | Document Uploaded. - 01/30/2026<br>| Docs provided. Condition resolved. - 02/02/2026<br>|  | 2026-02-02 16:18 | Resolved | 3 | 1 | 4 | 1 |
| 51 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 12 of 12 | 2026-01-27 20:45 | Credit | Loan Package - Trust Agreement Missing | The loan file did not contain the Trust Agreement as required. <br>|  | Document Uploaded. - 01/30/2026<br>| Trust Agreement provided. Condition resolved. - 02/02/2026<br>|  | 2026-02-02 16:10 | Resolved | 3 | 1 | 4 | 1 |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-03-03 19:33 | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 missing. MissingXXXXXX and XXXXXX W2 's to meet 2 yr full doc <br>|  | Document Uploaded. - 03/10/2026<br>| Borrower XXXXXX and XXXXXX provided. Condition resolved. - 03/12/2026 |  | 2026-03-12 15:56 | Resolved | 3 | 1 | 3 | 1 |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-03-05 15:10 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-05 15:10 | Cleared | 1 | 1 | 3 | 1 |
| 52 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-03-05 17:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-05 17:08 | Cleared | 1 | 1 | 3 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2026-01-13 22:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-13 22:36 | Cleared | 1 | 1 | 3 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2026-01-14 16:59 | Credit | Flood Insurance Policy Missing | Missing flood insurance policy. A flood insurance policy could not be found in the loan documents. <br>|  | Document Uploaded. Flood is included to Master Policy - 01/29/2026<br>| Flood Insurance Policy provided. Condition resolved. - 01/30/2026<br>|  | 2026-01-30 14:54 | Resolved | 3 | 1 | 3 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2026-01-14 17:12 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Not required. <br>|  | Document Uploaded. Please find attached - 01/29/2026<br>| Approval/Underwriting Summary provided. Condition resolved. - 01/30/2026<br>Approval/Underwriting Summary is fully present - 01/30/2026<br>|  | 2026-01-30 15:45 | Resolved | 3 | 1 | 3 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2026-01-14 17:15 | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master XXXXXX, Condo Questionnaire, Condo Budget, Project Review). The condo approval is in the loan documents but the condo docs are showing as an attachment and are not legible. Need questionnaire and other condo documents used for approval. <br>|  | Document Uploaded. Plaese find attached - 02/03/2026<br>| Condo questionnaire/docs provided. Condition resolved. - 02/04/2026<br>|  | 2026-02-04 16:08 | Resolved | 3 | 1 | 3 | 1 |
| 53 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2026-01-14 21:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-14 21:56 | Cleared | 1 | 1 | 3 | 1 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-28 15:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-28 15:28 | Cleared | 1 | 1 | 1 | 1 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-29 17:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-29 17:43 | Cleared | 1 | 1 | 1 | 1 |
| 54 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-29 17:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 17:43 | Cleared | 1 | 1 | 1 | 1 |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-18 18:57 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-18 18:57 | Cleared | 1 | 1 | 1 | 1 |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-18 18:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-18 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 55 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-19 18:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-19 18:25 | Cleared | 1 | 1 | 1 | 1 |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-29 00:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-29 00:50 | Cleared | 1 | 1 | 1 | 1 |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-29 00:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 00:50 | Cleared | 1 | 1 | 1 | 1 |
| 56 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-29 15:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-29 15:11 | Cleared | 1 | 1 | 1 | 1 |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 4 | 2026-01-22 22:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-22 22:30 | Cleared | 1 | 1 | 3 | 1 |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 4 | 2026-01-23 20:38 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Coverage is $XXXXXX and should be $XXXXXX. <br>|  | N/A. Please be advise that below statement was discussed with your team .<br> "Title fees are calculated based of the correct loan amount. Final title policy will be issued with the correct coverage equal to XXXXXX. It was agreed that coverage on Title commitment should be removed from the scope of the review." - 01/28/2026 | XXXXXX does not require title coverage to match the loan amount. Condition resolved. - 01/28/2026<br>|  | 2026-01-28 21:11 | Resolved | 3 | 1 | 3 | 1 |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 4 | 2026-01-23 21:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 21:04 | Cleared | 1 | 1 | 3 | 1 |
| 57 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXXXX | 4 of 4 | 2026-01-26 12:50 | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. Missing addendums for complete sales contract. Seller's Property Disclosure Statement Exhibit (F301, F302, F304, F307 or F310) "__D_____" & Conventional Loan Contingency Exhibit (F404) "__E_____" <br>|  | Document Uploaded. N/A .Full contract was on file ,re-uploaded for your reference. - 01/28/2026 | Full purchase contract provided. Condition resolved. - 01/28/2026<br>|  | 2026-01-28 21:16 | Resolved | 2 | 1 | 3 | 1 |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-29 03:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 03:36 | Cleared | 1 | 1 | 1 | 1 |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-29 03:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-29 03:36 | Cleared | 1 | 1 | 1 | 1 |
| 58 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-29 14:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-29 14:26 | Cleared | 1 | 1 | 1 | 1 |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-05 18:34 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 18:34 | Cleared | 1 | 1 | 1 | 1 |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-05 21:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 21:22 | Cleared | 1 | 1 | 1 | 1 |
| 59 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-05 22:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-05 22:18 | Cleared | 1 | 1 | 1 | 1 |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-29 18:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 18:11 | Cleared | 1 | 1 | 1 | 1 |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-30 19:36 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-30 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 60 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-30 20:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-30 20:48 | Cleared | 1 | 1 | 1 | 1 |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-13 17:11 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-02-13 17:11 | Cleared | 1 | 1 | 3 | 1 |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-02-13 17:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-13 17:14 | Cleared | 1 | 1 | 3 | 1 |
| 61 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-16 13:56 | Credit | DTI - Miscalculation Within Tolerance | The income is miscalculated on one or more borrowers, however, the recalculated XXXXXX is within allowable tolerances (3%) or XXXXXX MAX. <br>|  | Only XXXXXX borrower was qualified per income docs provided on file. Income is accurate. XXXXXX/XXXXXX months=XXXXXX per month qualified income - 02/17/2026 | Income is accurate. XXXXXX /XXXXXX months=XXXXXX per month qualified income. XXXXXX is within allowable tolerances (XXXXXX). Condition resolved - 02/19/2026 |  | 2026-02-19 15:54 | Resolved | 3 | 1 | 3 | 1 |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2026-03-05 17:13 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | Document Uploaded. Please see attached XXXXXX report. - 03/09/2026 | XXXXXX party fraud report provided. Condition resolved. - 03/10/2026<br>|  | 2026-03-10 21:55 | Resolved | 3 | 1 | 3 | 1 |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2026-03-05 17:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-05 17:14 | Cleared | 1 | 1 | 3 | 1 |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2026-03-06 15:59 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$XXXXXX' are less than $0. The total required reserves are $XXXXXX, and the verified reserves are $XXXXXX. A formal exception has been provided in the file. <br>|  |  |  | The borrower has revolving debt under XXXXXX%, XXXXXX years on the current job, no credit events in the past XXXXXX months, no late payments in the last XXXXXX months, over XXXXXX years of credit history, a credit score more than XXXXXX points above the minimum required, a contribution exceeding XXXXXX%, and over XXXXXX months of reserves. | 2026-03-06 15:59 | Waived |  |  | 3 | 1 |
| 62 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2026-03-06 17:05 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-03-06 17:05 | Cleared | 1 | 1 | 3 | 1 |
| 63 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-02 11:28 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Title insurance of $XXXXXX is insufficient for loan amount $XXXXXX. Originator to provide title commitment with loan amount of $XXXXXX. <br>|  | Document Uploaded. Please see the policy. - 02/10/2026<br>| Updated title provided. Condition resolved. - 02/11/2026<br>|  | 2026-02-11 21:44 | Resolved | 3 | 1 | 3 | 1 |
| 63 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-02 15:16 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-02 15:16 | Cleared | 1 | 1 | 3 | 1 |
| 63 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-02 16:15 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. Originator to provide XXXXXX party valuation for subject property. <br>|  | Document Uploaded. Please see the XXXXXX. - 02/05/2026<br>| XXXXXX party valuation provided. Condition resolved. - 02/06/2026<br>|  | 2026-02-06 16:51 | Resolved | 3 | 1 | 3 | 1 |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-29 21:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-29 21:21 | Cleared | 1 | 1 | 1 | 1 |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-29 21:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 21:21 | Cleared | 1 | 1 | 1 | 1 |
| 64 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-30 18:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-30 18:14 | Cleared | 1 | 1 | 1 | 1 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 7 | 2026-02-13 01:18 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Missing final XXXXXX <br>|  | Document Uploaded. Please review uploaded final XXXXXX - 02/17/2026<br>| Approval/Underwriting Summary provided. Condition resolved. - 02/18/2026<br>|  | 2026-02-18 21:51 | Resolved | 3 | 1 | 3 | 2 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 7 | 2026-02-13 20:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-13 20:22 | Cleared | 1 | 1 | 3 | 2 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 7 | 2026-02-16 15:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-16 15:15 | Cleared | 1 | 1 | 3 | 2 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 7 | 2026-02-16 15:29 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Per guidelines-New construction; Trend of Property Values: "XXXXXX" Markets allowed with maximum of 60% CXXXXXX. Loan approved/qualified as new construction, with declining trends. A formal exception is in file. <br>|  |  |  | Compensating factors-Revolving debt is under XXXXXX%; XXXXXX years on current job; Residual income >=XXXXXX; XXXXXX >=XXXXXX lower than loan program; XXXXXX years or more in the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months; XXXXXX years credit history; No consumer late payments in the last XXXXXX months; XXXXXX XXXXXX% below maximum; Credit score >XXXXXX points than minimum required; Borrower contribution exceeds requirement >=XXXXXX%, Reserves >XXXXXX months. | 2026-02-16 17:49 | Waived | 2 | 2 | 3 | 2 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 7 | 2026-02-16 15:39 | Credit | Audited CLTV Exceeds Guideline CLTV | Audited CXXXXXX exceeds guideline CXXXXXX. Per exception-max CXXXXXX 75%, 0.25 to price. Using the lower of the 2 appraisal in file XXXXXX % <br>|  | No need for a revised exception. The lock clearly states that we priced it as XXXXXX since XXXXXX points were financed. - 02/19/2026 <br> N/A. As per lock XXXXXX points were financed , that's why it was priced with XXXXXX - 02/17/2026 | Exception provided is sufficient - 02/20/2026<br> Condition upheld. Approved exception form in file, states a loan amount of XXXXXX. Subject loan amount is XXXXXX. Provide updated exception form, as exception in file is for the lesser loan amount and XXXXXX XXXXXX. Subject XXXXXX is XXXXXX. - 02/19/2026 | Revolving debt is under XXXXXX%, XXXXXX years on current job, Residual income >=XXXXXX, XXXXXX >=XXXXXX lower than loan program, XXXXXX years or more in<br> the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history,<br> No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than minimum required, Borrower<br> contribution exceeds requirement >=XXXXXX%, Reserves >XXXXXX months | 2026-02-20 18:05 | Waived | 3 | 2 | 3 | 2 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 6 of 7 | 2026-02-16 15:39 | Credit | Audited HCLTV Exceeds Guideline HCLTV | Audited HXXXXXX exceeds guideline HCXXXXXX. Per exception-max CXXXXXX 75%, 0.25 to price. Using the lower of the 2 appraisal in file XXXXXX 76.50% <br>|  | No need for a revised exception. The lock clearly states that we priced it as XXXXXX since XXXXXX points were financed. - 02/19/2026 <br> N/A. As per lock XXXXXX points were financed , that's why it was priced with XXXXXX - 02/17/2026 | Exception provided is sufficient - 02/20/2026<br> Condition upheld. Approved exception form in file, states a loan amount of XXXXXX. Subject loan amount is XXXXXX. Provide updated exception form, as exception in file is for the lesser loan amount and XXXXXX XXXXXX. Subject XXXXXX is XXXXXX. - 02/19/2026 | Revolving debt is under XXXXXX%, XXXXXX years on current job, Residual income >=XXXXXX, XXXXXX >=XXXXXX% lower than loan program, XXXXXX years or more in<br> the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history,<br> No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX below maximum, Credit score >XXXXXX points than minimum required, Borrower<br> contribution exceeds requirement >=XXXXXX%, Reserves >XXXXXX months | 2026-02-20 18:04 | Waived | 3 | 2 | 3 | 2 |
| 65 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 7 of 7 | 2026-02-16 15:39 | Credit | Audited LTV Exceeds Guideline LTV | Audited XXXXXX exceeds guideline XXXXXX. Per exception-max CXXXXXX 75%, 0.25 to price. Using the lower of the 2 appraisal in file XXXXXX 76.50% <br>|  | No need for a revised exception. The lock clearly states that we priced it as XXXXXX since XXXXXX points were financed. - 02/19/2026 <br> N/A. As per lock XXXXXX points were financed , that's why it was priced with XXXXXX - 02/17/2026 | Exception provided is sufficient - 02/20/2026<br> Condition upheld. Approved exception form in file, states a loan amount of XXXXXX. Subject loan amount is XXXXXX. Provide updated exception form, as exception in file is for the lesser loan amount and XXXXXX XXXXXX. Subject XXXXXX is XXXXXX. - 02/19/2026 | Revolving debt is under XXXXXX%, XXXXXX years on current job, Residual income >=XXXXXX, XXXXXX >=XXXXXX% lower than loan program, XXXXXX years or more in<br> the same line of employment, No credit events past XXXXXX months, No mortgage late payments in the last XXXXXX months, XXXXXX years credit history,<br> No consumer late payments in the last XXXXXX months, XXXXXX XXXXXX% below maximum, Credit score >XXXXXX points than minimum required, Borrower<br> contribution exceeds requirement >=XXXXXX%, Reserves >XXXXXX months | 2026-02-20 18:04 | Waived | 3 | 2 | 3 | 2 |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-03-04 17:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-04 17:51 | Cleared | 1 | 1 | 1 | 1 |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-03-04 17:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-04 17:51 | Cleared | 1 | 1 | 1 | 1 |
| 66 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-03-06 00:45 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-06 00:45 | Cleared | 1 | 1 | 1 | 1 |
| 67 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-05 19:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 19:31 | Cleared | 1 | 1 | 1 | 1 |
| 67 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-02-05 21:33 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-05 21:33 | Cleared | 1 | 1 | 1 | 1 |
| 67 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-06 15:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-06 16:07 | Cleared | 1 | 1 | 1 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 8 | 2026-03-01 18:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-01 18:15 | Cleared | 1 | 1 | 3 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 8 | 2026-03-02 20:34 | Compliance | Federal - Maximum Late Fee (01/14) | You submitted a late fee amount of ($XXXXXX) and a (5.0%) Late Fee PeXXXXXXnt. In connection with a Federal XXXXXX Mortgage any late payment charge must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed 4% of the amount of the payment past due. No such charge may be imposed more than once for a single late payment. (12 CFR 1026.34(a)(8)(i)) . <br>|  | Document Uploaded. The loan is not XXXXXX per compliance. - 03/05/2026<br>| Confirmed loan is not a XXXXXX loan - 03/05/2026<br>|  | 2026-03-05 16:10 | Resolved | 3 | 1 | 3 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 8 | 2026-03-02 20:34 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Credit Report Fee increased without a valid change in circumstance <br>|  | Credit report fee increased to XXXXXX on the Initial Closing disclosure issued 2/3/26 - 03/03/2026 <br>Document Uploaded. Please see the XXXXXX. - 03/10/2026 | - 03/10/2026<br> Credit report increased from XXXXXX on the XXXXXX to XXXXXX on the intial XXXXXX - 03/05/2026 |  | 2026-03-10 14:15 | Resolved | 3 | 1 | 3 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 8 | 2026-03-02 20:34 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). <br>|  | Document Uploaded. Please see the XXXXXX. - 03/10/2026 <br> Credit report fee of XXXXXX did not change from XXXXXX of XXXXXX till Final XXXXXX of XXXXXX. - 03/05/2026 | Received XXXXXX for increased fee - 03/10/2026<br> - 03/10/2026<br> Credit Report increased from XXXXXX on the XXXXXX to XXXXXX on the initial XXXXXX - 03/05/2026 |  | 2026-03-10 14:15 | Resolved | 1 | 1 | 3 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 8 | 2026-03-02 20:34 | Compliance | Federal - Section 32 Disclosure Required (High Cost) | This is a Federal XXXXXX Loan. Since the loan file does not contain a XXXXXX Sign Date, the System assumes the creditor did not furnish the Federal XXXXXX XXXXXX disclosures at least 3 business days prior to consummation, in violation of Reg Z. (12 CFR 1026.31(c) and 1026.32(c)) . <br>|  | Document Uploaded. The loan is not XXXXXX per compliance. - 03/05/2026<br>| Confirmed loan is not a XXXXXX loan - 03/05/2026<br>|  | 2026-03-05 16:09 | Resolved | 3 | 1 | 3 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 6 of 8 | 2026-03-02 20:34 | Compliance | HighCost: APR/FEES | The loan fees ($XXXXXX) exceed the (XXXXXX) (Note Amount >=$XXXXXX) fee limit, which is 5% of the Total Loan Amount ($XXXXXX), the difference is ($XXXXXX). (12 CFR 1026.32).  |  | Document Uploaded. The loan is not XXXXXX per compliance. - 03/05/2026<br>| Confirmed loan is not a XXXXXX loan - 03/05/2026<br>|  | 2026-03-05 16:10 | Resolved | 3 | 1 | 3 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 7 of 8 | 2026-03-03 19:20 | Credit | Guideline - Federal and/or State High Cost Ineligible per guidelines | Loan is a Federal or State XXXXXX Loan. . <br>|  | The loan is not XXXXXX per compliance. - 03/05/2026<br>| The loan is not XXXXXX per compliance. Condition resolved. - 03/06/2026<br>|  | 2026-03-06 14:02 | Resolved | 3 | 1 | 3 | 1 |
| 68 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 8 of 8 | 2026-03-03 19:42 | Credit | Title Document is Partially Present | Title document is incomplete or only partially present. File is missing either a Quick EQ/Property Report or the RELP, MRELP, Transaction Cert, or E&O Policy. Please supply both required Title documents. Missing the supplement to the title commitment correcting the loan amount to $XXXXXX. <br>|  | Provided only preliminary Title. Title commitment with relevant information should be provided later. - 03/05/2026<br>| XXXXXX does not require title coverage to match the loan amount. Final title policy will be issued with the correct coverage equal to XXXXXX. Condition resolved. - 03/06/2026 |  | 2026-03-06 14:00 | Resolved | 3 | 1 | 3 | 1 |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-24 19:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-24 19:29 | Cleared | 1 | 1 | 1 | 1 |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-24 19:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-24 19:30 | Cleared | 1 | 1 | 1 | 1 |
| 69 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-24 19:30 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-26 20:08 | Cleared | 1 | 1 | 1 | 1 |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-01-28 14:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-28 14:24 | Cleared | 1 | 1 | 3 | 1 |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-01-29 03:11 | Credit | Property Title Issue | Property title issue. Please provide Verification Liens reflected on the title for Delinquent charges for rubbish collection in the amount of $XXXXXX and the Delinquent Animal Control lien for $XXXXXX are paid and liens are satisfied.<br>Per email #XXXXXX& #XXXXXXwill be paid at the close of escrow and not show on final title. <br>|  | XXXXXX collected as due amt - 02/02/2026 | XXXXXX explanation provided. Condition resolved. - 02/03/2026 |  | 2026-02-03 18:12 | Resolved | 3 | 1 | 3 | 1 |
| 70 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-01-29 04:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 04:01 | Cleared | 1 | 1 | 3 | 1 |
| 71 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-10 22:50 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Provide documentation to support no ownership of XXXXXX Rd, as shown on ID and throughout the file, for borrower's business address. <br>|  | Document Uploaded. Please see XXXXXX is Borrower`s previous address. - 02/14/2026 | Docs provided. Condition resolved. - 02/17/2026<br>|  | 2026-02-17 16:02 | Resolved | 3 | 1 | 3 | 1 |
| 71 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-10 23:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-10 23:13 | Cleared | 1 | 1 | 3 | 1 |
| 71 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-11 17:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 17:56 | Cleared | 1 | 1 | 3 | 1 |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-18 18:21 | Property | Property Issue - Neighborhood Location | The subject appraisal verified a neighborhood location not allowed per guidelines. Subject property is on XXXXXXacres. Guidelines allow a maximum of XXXXXXacres. It appears an exception may have been granted based on the lock confirmation, but unable to locate the formal exception. Please provide a formal exception. <br>|  | Document Uploaded. - 02/20/2026<br>| Exception approval provided. Condition waived. - 02/23/2026<br>| XXXXXX years on current job, XXXXXX years or more in the same line of employment, No mortgage late payments in the last XXXXXX months, XXXXXX years<br> credit history, No consumer late payments in the last XXXXXX months, Reserves >XXXXXX months, XXXXXX year XXXXXX. | 2026-02-23 20:15 | Waived | 3 | 2 | 3 | 2 |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-18 20:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-18 20:39 | Cleared | 1 | 1 | 3 | 2 |
| 72 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-19 16:18 | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. Unable to locate a written acknowledgment from other business owner allowing the borrower to use the business funds in XXXXXX XXXXXX. Please provide the written acknowledgement. <br>|  | There is no cash to close on this loan; they are getting cash back. We shouldn't need a letter verifying the borrower can use funds from the account since no funds are being used - 02/20/2026<br>| There is no cash to close on this loan funds from account not being used. Condition resolved. - 02/23/2026<br>|  | 2026-02-23 20:13 | Resolved | 3 | 1 | 3 | 2 |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2026-01-28 16:25 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. File does not contain proof of new PITIA for XXXXXX with loan XXXXXX and XXXXXXRD with loan XXXXXX. <br>|  | Document Uploaded. Please see the Final XXXXXX for XXXXXX. XXXXXX is a new loan not closed yet, please see the XXXXXX. - 02/05/2026 | Final settlement statements provided. Condition resolved. - 02/06/2026<br>|  | 2026-02-06 16:05 | Resolved | 3 | 1 | 3 | 1 |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2026-01-28 16:43 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or souXXXXXXd. XXXXXX in the amount of $XXXXXX is not documented as coming from the borrower's own funds. <br>|  | Document Uploaded. XXXXXX XXXXXX was backed out of XXXXXX XXXXXX. - 02/04/2026 | Bank statements provided. Condition resolved. - 02/04/2026<br>|  | 2026-02-04 20:23 | Resolved | 3 | 1 | 3 | 1 |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2026-01-28 16:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-28 16:48 | Cleared | 1 | 1 | 3 | 1 |
| 73 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2026-01-28 20:59 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-28 20:59 | Cleared | 1 | 1 | 3 | 1 |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-05 20:42 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. The loan was XXXXXXMA approved, but the Collateral Underwriter Risk Score isXXXXXX which is outside the guideline requirement of 2.5 or less. Please provide a valid XXXXXX party valuation review product. <br>|  | Document Uploaded. - 02/11/2026<br>| XXXXXX party valuation provided. Condition resolved. - 02/12/2026<br>|  | 2026-02-12 16:09 | Resolved | 3 | 1 | 3 | 1 |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-05 21:12 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 21:12 | Cleared | 1 | 1 | 3 | 1 |
| 74 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-05 21:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-05 21:12 | Cleared | 1 | 1 | 3 | 1 |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2026-02-26 14:52 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing <br>|  | Document Uploaded. Please see the XXXXXX from XXXXXX of Fraud report. - 02/28/2026 | XXXXXX provided. Condition resolved. - 03/03/2026<br>|  | 2026-03-03 14:07 | Resolved | 4 | 1 | 4 | 1 |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2026-02-26 15:18 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | Document Uploaded. Please see the fraud Report. - 02/28/2026<br>| XXXXXX party fraud report provided. Condition resolved. - 03/03/2026<br>|  | 2026-03-03 14:10 | Resolved | 3 | 1 | 4 | 1 |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2026-02-26 15:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-26 15:19 | Cleared | 1 | 1 | 4 | 1 |
| 75 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2026-02-26 17:01 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-26 17:01 | Cleared | 1 | 1 | 4 | 1 |
| 76 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | XXXXXX | 1 of 3 | 2026-03-09 19:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-09 19:20 | Cleared | 1 | 1 | 1 | 1 |
| 76 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | XXXXXX | 2 of 3 | 2026-03-11 17:58 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-11 17:58 | Cleared | 1 | 1 | 1 | 1 |
| 76 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Higher Priced APOR (APOR HP) | XXXXXX | 3 of 3 | 2026-03-11 21:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-11 21:30 | Cleared | 1 | 1 | 1 | 1 |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2026-02-06 22:47 | Property | Appraisal - Other | There are additional appraisal findings. The 1004 appraisal is missing. A 1004D Completion Certificate was provided; however, please provide the full appraisal report dated within 120 days, as required by XXXXXX guidelines. <br>|  | Document Uploaded. Please see the Appraisal. - 02/10/2026<br>| Full appraisal provided. Condition resolved. - 02/11/2026<br>|  | 2026-02-11 20:52 | Resolved | 2 | 1 | 3 | 1 |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2026-02-06 22:53 | Property | Appraisal - Miscellaneous | The subject appraisal reflected issues. PerXXXXXX, a XXXXXX analysis was not performed. Please provide an XXXXXX, XXXXXX, or Desk Review. <br>|  | Document Uploaded. Please see the XXXXXX. - 02/13/2026<br>| XXXXXX provided. Condition resolved. - 02/16/2026 |  | 2026-02-16 16:32 | Resolved | 3 | 1 | 3 | 1 |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2026-02-09 16:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-09 16:19 | Cleared | 1 | 1 | 3 | 1 |
| 77 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2026-02-09 16:21 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-09 16:21 | Cleared | 1 | 1 | 3 | 1 |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-09 12:37 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. 1. File does not contain proof that mortgage forXXXXXX Rd is escrowed.<br> 2. Unable to fully verify primary Pitia $XXXXXX (Primary- pg XXXXXX PI $XXXXXX; pgXXXXXX Tax $XXXXXX; pg XXXXXX XXXXXX; pg ?? $XXXXXX (missing) <br>|  | Document Uploaded. - 02/12/2026<br>| Documents provided. Condition resolved. - 02/16/2026<br>|  | 2026-02-16 15:12 | Resolved | 3 | 1 | 3 | 1 |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-02-09 13:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-09 13:09 | Cleared | 1 | 1 | 3 | 1 |
| 78 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-10 14:00 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-10 14:00 | Cleared | 1 | 1 | 3 | 1 |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-28 21:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-28 21:48 | Cleared | 1 | 1 | 1 | 1 |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-03-02 21:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-02 21:54 | Cleared | 1 | 1 | 1 | 1 |
| 79 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-03-02 21:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-02 21:55 | Cleared | 1 | 1 | 1 | 1 |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-27 21:30 | Credit | Evidence of Property Tax Missing | Missing evidence of property tax. <br>|  | Document Uploaded. Please see attached tax bill. Per XXXXXX, used XXXXXX of XXXXXX. - 03/03/2026 | Evidence of property tax is present - 03/18/2026<br> Tax Cert provided. Condition resolved. - 03/05/2026 |  | 2026-03-18 00:23 | Resolved | 3 | 1 | 3 | 1 |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-27 22:35 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-27 22:35 | Cleared | 1 | 1 | 3 | 1 |
| 80 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-27 22:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-27 22:35 | Cleared | 1 | 1 | 3 | 1 |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-03-02 15:46 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-03-02 15:46 | Cleared | 1 | 1 | 1 | 1 |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-03-02 15:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-02 15:46 | Cleared | 1 | 1 | 1 | 1 |
| 81 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-03-02 15:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-02 15:46 | Cleared | 1 | 1 | 1 | 1 |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-01-28 22:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-28 22:39 | Cleared | 1 | 1 | 3 | 1 |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-01-28 22:41 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-28 22:41 | Cleared | 1 | 1 | 3 | 1 |
| 82 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-01-29 17:08 | Credit | Cash Deposit | Loan purpose is purchase, confirm if cash deposit has cleared account. Per Guidelines: Earnest Money/down payment deposits can be verified by one of the following methods:<br> • Escrow letter from a deposit holder along with evidence the funds have cleared from the borrower's account.<br> • Copy of the borrower's cancelled check written out to the deposit holder plus clearance from the borrower's account.<br> • If the wire is going out from the borrower's account and it is clearly going to the escrow company, this can be accepted as standalone documentation. If the deduction is a generic "wire transfer", then a copy of the wire receipt or receipt from escrow is required. <br>|  | the XXXXXX was lessed from the ending balance of XXXXXX and is allowed per guidelines to be back out. - 02/10/2026 <br> Document Uploaded. Lessed from XXXXXX account - 02/02/2026 | Docs provided. Condition resolved. - 02/11/2026<br> Cash deposit has been verified - 02/11/2026<br> Condition upheld. Confirm if cash deposit has cleared account. Per Guidelines: Earnest Money/down payment deposits can be verified by one of the following methods: • Escrow letter from a deposit holder along with evidence the funds have cleared from the borrower's account. • Copy of the borrower's cancelled check written out to the deposit holder plus clearance from the borrower's account. • If the wire is going out from the borrower's account and it is clearly going to the escrow company, this can be accepted as standalone documentation. If the deduction is a generic "wire transfer", then a copy of the wire receipt or receipt from escrow is required. - 02/03/2026 |  | 2026-02-11 16:23 | Resolved | 3 | 1 | 3 | 1 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-03-09 15:06 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-03-09 15:06 | Cleared | 1 | 1 | 1 | 1 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-03-11 20:01 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-03-11 20:01 | Cleared | 1 | 1 | 1 | 1 |
| 83 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-03-11 20:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-11 20:02 | Cleared | 1 | 1 | 1 | 1 |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-02-06 20:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-06 20:51 | Cleared | 1 | 1 | 1 | 1 |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-02-06 21:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 21:14 | Cleared | 1 | 1 | 1 | 1 |
| 84 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-02-06 22:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-06 22:57 | Cleared | 1 | 1 | 1 | 1 |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-01-28 21:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-28 21:30 | Cleared | 1 | 1 | 1 | 1 |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-01-30 20:07 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-30 20:07 | Cleared | 1 | 1 | 1 | 1 |
| 85 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-01-30 20:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-30 20:07 | Cleared | 1 | 1 | 1 | 1 |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-26 17:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-26 17:20 | Cleared | 1 | 1 | 3 | 1 |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-02-27 00:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-27 00:20 | Cleared | 1 | 1 | 3 | 1 |
| 86 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-27 00:21 | Credit | Missing Closing/Final Verbal VOE | Missing B1 VOE forXXXXXX and confirmation payments will continue for at least 3 years.  |  | Document Uploaded. Please see XXXXXX and XXXXXX for XXXXXX for Borrower XXXXXX. - 02/28/2026 | XXXXXX and income docs provided. Condition resolved. - 03/03/2026 |  | 2026-03-03 14:16 | Resolved | 3 | 1 | 3 | 1 |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-23 21:57 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-23 21:57 | Cleared | 1 | 1 | 1 | 1 |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-23 21:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-23 21:57 | Cleared | 1 | 1 | 1 | 1 |
| 87 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-23 21:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-23 21:57 | Cleared | 1 | 1 | 1 | 1 |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-03-11 00:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-11 00:26 | Cleared | 1 | 1 | 1 | 1 |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-03-12 13:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-12 13:51 | Cleared | 1 | 1 | 1 | 1 |
| 88 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-03-12 19:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-12 19:40 | Cleared | 1 | 1 | 1 | 1 |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 4 | 2026-03-06 15:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-06 15:43 | Cleared | 1 | 1 | 4 | 1 |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 4 | 2026-03-10 15:01 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | Received Initial XXXXXX - 03/12/2026 <br> Document Uploaded. Please see the XXXXXX. - 03/12/2026 | Received Initial XXXXXX - 03/12/2026 |  | 2026-03-12 16:03 | Resolved | 4 | 1 | 4 | 1 |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 4 | 2026-03-10 15:01 | Compliance | Missing Service Provider List | The loan file does not contain the Service Provider List. <br>|  | Document Uploaded. Please see attached. - 03/12/2026<br>| Received XXXXXX - 03/12/2026<br>|  | 2026-03-12 16:02 | Resolved | 4 | 1 | 4 | 1 |
| 89 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 4 | 2026-03-11 17:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-11 17:49 | Cleared | 1 | 1 | 4 | 1 |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-03-04 15:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-04 15:51 | Cleared | 1 | 1 | 1 | 1 |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-03-05 21:07 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-05 21:07 | Cleared | 1 | 1 | 1 | 1 |
| 90 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-03-06 16:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-06 16:13 | Cleared | 1 | 1 | 1 | 1 |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-02-18 17:50 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or souXXXXXXd. Please provide confirmation of $XXXXXX XXXXXX <br>|  | XXXXXX backed out. - 02/20/2026<br>| Asset statements in file. Condition resolved. - 02/23/2026<br>|  | 2026-02-23 15:33 | Resolved | 3 | 1 | 3 | 1 |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-02-18 17:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-18 17:50 | Cleared | 1 | 1 | 3 | 1 |
| 91 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-02-19 16:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-19 16:22 | Cleared | 1 | 1 | 3 | 1 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 4 | 2026-02-15 15:27 | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than 2 months verified in file. <br>|  | Document Uploaded. - 02/19/2026<br>| Asset doc provided. Guidelines require XXXXXX month. Condition resolved. - 02/23/2026 |  | 2026-02-23 13:53 | Resolved | 3 | 1 | 3 | 1 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 4 | 2026-02-15 16:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-15 16:00 | Cleared | 1 | 1 | 3 | 1 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 4 | 2026-02-17 21:29 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-17 21:29 | Cleared | 1 | 1 | 3 | 1 |
| 92 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 4 | 2026-02-18 19:40 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. <br>|  | Document Uploaded. XXXXXX is XXXXXX - 02/19/2026 | XXXXXX party valuation provided. Condition resolved. - 02/23/2026<br>|  | 2026-02-23 13:57 | Resolved | 3 | 1 | 3 | 1 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 5 | 2026-02-27 01:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-28 21:53 | Cleared | 1 | 1 | 3 | 1 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 5 | 2026-02-27 13:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-27 13:54 | Cleared | 1 | 1 | 3 | 1 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 5 | 2026-02-28 15:32 | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Guidelines require a 12 months mortgage history for loans not listed on the credit report. Per title commitment, primary residence mortgage opened XXXXXX. The mortgage statement provided for XXXXXX. shows six months housing history, fromXXXXXX throughXXXXXX; however, is missing payment performance for the XXXXXX through XXXXXX payments to complete the 12 months history. <br>|  | Document Uploaded. We had on file XXXXXX months verification of mortgage .Supporting docs re-uploaded for your reference. - 03/02/2026 | XXXXXX provided. Condition resolved. - 03/03/2026 |  | 2026-03-03 18:17 | Resolved | 3 | 1 | 3 | 1 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 4 of 5 | 2026-02-28 15:36 | Property | Missing Homeowner's Association Questionnaire | Guidelines require one of the following for condominiums: XXXXXX Condo Project Manager approval, XXXXXX Mortgage Condo approval review, or Limited Condominium review that meets guideline limited review requirements. None of the aforementioned documents were provided to meet the guideline requirement.  |  | Document Uploaded. Condo approval re-uploaded - 03/02/2026<br>| Condo approval provided. Condition resolved. - 03/03/2026<br>|  | 2026-03-03 18:20 | Resolved | 3 | 1 | 3 | 1 |
| 93 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 5 of 5 | 2026-02-28 17:10 | Credit | Title - Insufficient Insurance Coverage | The amount of title insurance verified in the loan file is not sufficient to cover the loan amount. The subject loan amount is $XXXXXX when the stated Lender's policy coverage is $XXXXXX.<br>|  | Title fees are calculated based of the correct loan amount. Final title policy will be issued with the correct coverage equal to XXXXXX. It was agreed that coverage on Title commitment should be removed from the scope of the review. - 03/02/2026 | XXXXXX does not require title coverage to match the loan amount. Final title policy will be issued with the correct coverage equal to XXXXXX. Condition resolved. - 03/03/2026 |  | 2026-03-03 18:22 | Resolved | 3 | 1 | 3 | 1 |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-03-01 19:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-01 19:26 | Cleared | 1 | 1 | 3 | 1 |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-03-02 20:34 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-02 20:34 | Cleared | 1 | 1 | 3 | 1 |
| 94 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-03-03 15:28 | Credit | Asset 6 Expired | Asset expired. <br>|  | Document Uploaded. Please see the assets considered. - 03/05/2026<br>| Doc provided. Condition resolved. - 03/05/2026<br>|  | 2026-03-05 20:35 | Resolved | 3 | 1 | 3 | 1 |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-27 18:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-27 18:44 | Cleared | 1 | 1 | 1 | 1 |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-02-28 00:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-28 00:02 | Cleared | 1 | 1 | 1 | 1 |
| 95 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-28 00:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-28 00:02 | Cleared | 1 | 1 | 1 | 1 |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-20 17:19 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-20 17:19 | Cleared | 1 | 1 | 4 | 1 |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-02-20 18:45 | Property | Appraisal is Missing | The file is missing the appraisal. 9. APPRAISAL REQUIREMENTS<br> Acceptable forms of primary valuation for loan amount <=$250,000:<br> • XXXXXX with 90%+ confidence score and a new Property Condition Report with acceptable findings.<br> • Residential Broker Price Opinion (XXXXXX)<br> • Exterior Drive-By appraisal (2055)<br> • Full Appraisal completed within the last 360 days supported by secondary valuation product. <br>|  | Document Uploaded. - 03/05/2026 <br> Document Uploaded. - 02/25/2026 <br> For XXXXXX lien loans, if it isn't an XXXXXX and the loan amount is below XXXXXX we are to waive the appraisal requirement. - 02/23/2026 | Appraisal is Present or is Waived - 03/20/2026<br> XXXXXX provided. Condition resolved. - 03/06/2026<br> XXXXXX provided. Condition resolved. - 03/06/2026<br> Condition upheld. Provide XXXXXX appraisal. - 03/06/2026<br> Condition upheld. The file is missing the appraisal. 9. APPRAISAL REQUIREMENTS Acceptable forms of primary valuation for loan amount <=XXXXXX: • XXXXXX with XXXXXX confidence score and a new XXXXXX with acceptable findings. • XXXXXX (XXXXXX) • XXXXXX appraisal (2055) • Full Appraisal completed within the last XXXXXX days supported by XXXXXX valuation product. - 02/27/2026<br> Condition upheld. The file is missing the appraisal. 9. APPRAISAL REQUIREMENTS Acceptable forms of primary valuation for loan amount <=XXXXXX: • XXXXXX with XXXXXX confidence score and a new XXXXXX with acceptable findings. • XXXXXX (XXXXXX) • XXXXXX appraisal (2055) • Full Appraisal completed within the last XXXXXX days supported by XXXXXX valuation product. - 02/25/2026 |  | 2026-03-20 22:45 | Resolved | 4 | 1 | 4 | 1 |
| 96 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-20 19:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-20 19:12 | Cleared | 1 | 1 | 4 | 1 |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-25 21:49 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$XXXXXX', are less than $0. Borrower(s) total verified assets are insufficient for cash to close or reserves. <br>|  | Document Uploaded. Please see attached XXXXXX docs (XXXXXX check and statement showing check clearing) that were provided in the previous asset docs sent over and were used by XXXXXX to clear the condition in XXXXXX. - 03/04/2026 <br>Document Uploaded. Please see attached XXXXXX asset breakdown and assets for this loan. - 03/02/2026<br>| XXXXXX deposit docs provided. Condition resolved. - 03/05/2026<br> XXXXXX deposit docs provided. Condition resolved. - 03/05/2026<br> Condition upheld. XXXXXX earnest money was not properly souXXXXXXd. Provide deposit docs. - 03/04/2026 |  | 2026-03-05 17:16 | Resolved | 3 | 1 | 3 | 1 |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-02-27 17:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-27 17:53 | Cleared | 1 | 1 | 3 | 1 |
| 97 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-02-27 23:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-27 23:50 | Cleared | 1 | 1 | 3 | 1 |
| 98 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-26 21:34 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-26 21:34 | Cleared | 1 | 1 | 3 | 1 |
| 98 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-26 21:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-26 21:34 | Cleared | 1 | 1 | 3 | 1 |
| 98 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-27 21:29 | Credit | Borrower 1 Lease Agreements Missing | Borrower 1 Lease Agreements missing from the file. Please provide supporting documents as regards lease agreement <br>|  | No lease is required,per appraisal current rent is month by month. - 03/02/2026 | Rent is month to month per appraisal report. Condition resolved. - 03/04/2026<br>|  | 2026-03-04 15:33 | Resolved | 3 | 1 | 3 | 1 |
| 99 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-18 20:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-18 20:24 | Cleared | 1 | 1 | 3 | 1 |
| 99 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-19 14:49 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. 1. Need XXXXXX documentation forXXXXXX Ave, XXXXXX, XXXXXX St, and XXXXXX. All properties have XXXXXX dues of $XXXXXX.<br> 2.Missing final CD statement for refinance for propertyXXXXXX PKWY $XXXXXX<br>|  | Document Uploaded. Please see the XXXXXX from XXXXXX and Final XXXXXX for XXXXXX. - 02/20/2026 | Docs provided. Condition resolved. - 02/20/2026<br>|  | 2026-02-20 18:15 | Resolved | 3 | 1 | 3 | 1 |
| 99 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-19 14:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 14:49 | Cleared | 1 | 1 | 3 | 1 |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-03-11 21:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-11 21:56 | Cleared | 1 | 1 | 1 | 1 |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-03-11 21:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-03-11 21:56 | Cleared | 1 | 1 | 1 | 1 |
| 100 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-03-12 20:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-12 20:43 | Cleared | 1 | 1 | 1 | 1 |
| 101 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-03-12 14:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-12 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 101 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-03-12 17:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-12 17:10 | Cleared | 1 | 1 | 1 | 1 |
| 101 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-03-12 17:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-12 17:12 | Cleared | 1 | 1 | 1 | 1 |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-03-01 23:02 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or souXXXXXXd. Unable to locate the souXXXXXX of the earnest money deposit (XXXXXX) in the amount of $XXXXXX. Please provide evidence of the XXXXXX for $XXXXXX <br>|  | Document Uploaded. XXXXXX cash XXXXXX was backed out of available assets. - 03/05/2026 | XXXXXX docs provided. Condition resolved. - 03/05/2026<br>|  | 2026-03-05 18:48 | Resolved | 3 | 1 | 3 | 1 |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-03-02 21:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-02 21:57 | Cleared | 1 | 1 | 3 | 1 |
| 102 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-03-03 19:00 | Property | Condo - Warrantability | Condominium project is not warrantable, or documentation not provided to determine warrantability Unable to locate documentation regarding the pending litigation for the subject's condo project. Please provide the litigation documentation. <br>|  | Document Uploaded. Please see the Litigation documents. - 03/05/2026<br>| Condo docs provided. Condition resolved. - 03/05/2026<br>|  | 2026-03-05 18:45 | Resolved | 3 | 1 | 3 | 1 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 4 | 2026-02-18 21:09 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-18 21:09 | Cleared | 1 | 1 | 3 | 1 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 4 | 2026-02-19 18:58 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. <br>|  | Document Uploaded. Please review uploaded XXXXXX and approval - 02/20/2026<br>| Approval/Underwriting Summary provided. Condition resolved. - 02/23/2026 |  | 2026-02-23 17:15 | Resolved | 3 | 1 | 3 | 1 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 4 | 2026-02-19 19:01 | Credit | Liabilities - Final Sales HUD-1 Missing | The loan file did not contain the final sales HUD-1 as required. Provide the final signed and dated HUD settlement for XXXXXXPKWY . <br>|  | Document Uploaded. Please review uploaded signed final XXXXXX for XXXXXX - 02/20/2026 | Final XXXXXX provided. Condition resolved. - 02/23/2026 |  | 2026-02-23 17:17 | Resolved | 3 | 1 | 3 | 1 |
| 103 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Refinance | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 4 of 4 | 2026-02-19 19:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 19:04 | Cleared | 1 | 1 | 3 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-16 05:07 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-16 05:07 | Cleared | 1 | 1 | 3 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-16 05:07 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-16 05:07 | Cleared | 1 | 1 | 3 | 1 |
| 104 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-18 12:56 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required XXXXXX party valuation product. Secondary valuation waterfall for Multifamily and Mixed Use:<br> 1. In states where commercial XXXXXX is not available, 2 full eligible appraisal reports are required (e.g. including, but not limited to PA and NC)<br> 2. For all other states, if a loan has only one original appraisal, a commercial XXXXXX is required.<br> 3. If commercial XXXXXX is ineligible, a second full appraisal is required. <br>|  | Document Uploaded. Please see the XXXXXX. - 02/18/2026<br>| XXXXXX party valuation provided. Condition resolved. - 02/20/2026<br>|  | 2026-02-20 14:21 | Resolved | 3 | 1 | 3 | 1 |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 3 | 2026-02-26 16:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-26 16:57 | Cleared | 1 | 1 | 1 | 1 |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 3 | 2026-02-26 19:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-26 19:36 | Cleared | 1 | 1 | 1 | 1 |
| 105 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 3 | 2026-02-26 21:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-26 21:21 | Cleared | 1 | 1 | 1 | 1 |
| 106 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-03-04 18:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-04 18:31 | Cleared | 1 | 1 | 1 | 1 |
| 106 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-03-05 19:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-05 19:43 | Cleared | 1 | 1 | 1 | 1 |
| 106 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-03-05 23:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-05 23:35 | Cleared | 1 | 1 | 1 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 1 of 5 | 2026-02-19 21:25 | Credit | All Interested Parties Not Checked with Exclusionary Lists | All interested parties not checked with exclusionary lists. <br>|  | Document Uploaded. Please review uploaded XXXXXX - 02/23/2026 | XXXXXX party fraud report provided. Condition resolved. - 02/24/2026<br>|  | 2026-02-24 18:34 | Resolved | 3 | 1 | 3 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 2 of 5 | 2026-02-19 21:25 | Credit | OFAC Check Not Completed and/or Cleared | OFAC check not completed and/or cleared. <br>|  | Document Uploaded. XXXXXX uploaded - 02/23/2026<br>| XXXXXX party fraud report provided. Condition resolved. - 02/24/2026<br>|  | 2026-02-24 18:34 | Resolved | 3 | 1 | 3 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 3 of 5 | 2026-02-19 21:25 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | Document Uploaded. Please review uploaded XXXXXX - 02/23/2026<br>| XXXXXX party fraud report provided. Condition resolved. - 02/24/2026<br>|  | 2026-02-24 18:34 | Resolved | 3 | 1 | 3 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 4 of 5 | 2026-02-19 21:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 21:26 | Cleared | 1 | 1 | 3 | 1 |
| 107 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXXXX | 5 of 5 | 2026-02-20 18:06 | Compliance | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | The loan disbursement date (XXXXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) Disbursement date on XXXXXX isXXXXXX. Rescission expiration date is XXXXXX. <br>|  | Document Uploaded. The final XXXXXX was issued XXXXXX as the note date.Please review uploaded XXXXXX - 02/25/2026 <br> The disbursement date was XXXXXX which is with in time frame - 02/23/2026 | Received XXXXXX correctng the disbursement date - 02/26/2026<br> The XXXXXX was not executed until XXXXXX and not eligible for disbursement until XXXXXX. The modified XXXXXX confirms this. Please provide XXXXXX disclosing true closing and disbursement dates. - 02/24/2026 |  | 2026-02-26 15:47 | Resolved | 3 | 1 | 3 | 1 |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-03-01 17:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-03 18:15 | Cleared | 1 | 1 | 1 | 1 |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-03-02 20:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-02 20:06 | Cleared | 1 | 1 | 1 | 1 |
| 108 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-03-03 18:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-03 18:15 | Cleared | 1 | 1 | 1 | 1 |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-02-28 16:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-28 16:00 | Cleared | 1 | 1 | 1 | 1 |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-02-28 16:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-28 16:00 | Cleared | 1 | 1 | 1 | 1 |
| 109 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-02-28 16:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-28 16:01 | Cleared | 1 | 1 | 1 | 1 |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-02-28 15:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-28 15:50 | Cleared | 1 | 1 | 1 | 1 |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-03-03 17:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-03 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 110 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-03-03 18:19 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-03 18:19 | Cleared | 1 | 1 | 1 | 1 |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 1 of 3 | 2026-03-10 16:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-03-10 16:39 | Cleared | 1 | 1 | 1 | 1 |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 2 of 3 | 2026-03-10 16:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-10 16:40 | Cleared | 1 | 1 | 1 | 1 |
| 111 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | XXXXXX | 3 of 3 | 2026-03-10 16:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-10 16:40 | Cleared | 1 | 1 | 1 | 1 |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 1 of 3 | 2026-03-05 17:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-03-05 17:36 | Cleared | 1 | 1 | 1 | 1 |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 2 of 3 | 2026-03-05 17:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-03-05 17:38 | Cleared | 1 | 1 | 1 | 1 |
| 112 |  |  | XXXXXX | XXXXXX | XXXXXX | XXXXXX | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXXXX | 3 of 3 | 2026-03-06 23:25 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-03-06 23:25 | Cleared | 1 | 1 | 1 | 1 |

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