# EDGAR Filing Document

**Accession Number:** 0000759944
**File Stem:** 0000950123-23-001283
**Filing Date:** 2023-2
**Character Count:** 62124
**Document Hash:** ed21b73b6c6fcf6810c614718709d4b1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000950123-23-001283.hdr.sgml**: 20230209

**ACCESSION NUMBER**: 0000950123-23-001283

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230209

**DATE AS OF CHANGE**: 20230209

**EFFECTIVENESS DATE**: 20230209

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CITIZENS FINANCIAL GROUP INC/RI
- **CENTRAL INDEX KEY:** 0000759944
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **IRS NUMBER:** 050412693
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-05954
- **FILM NUMBER:** 23606649

**BUSINESS ADDRESS:**
- **STREET 1:** 1 CITIZENS PLAZA
- **CITY:** PROVIDENCE
- **STATE:** RI
- **ZIP:** 02903
- **BUSINESS PHONE:** 2039006715

**MAIL ADDRESS:**
- **STREET 1:** 1 CITIZENS PLAZA
- **CITY:** PROVIDENCE
- **STATE:** RI
- **ZIP:** 02903

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Citizens Financial Group Inc/RI<br>**Address:** 1 Citizens Plaza<br>Providence, RI 02903

**Form 13F File Number:** 028-05954

**CRD Number (if applicable):** 000106743

**SEC File Number (if applicable):** 801-40835

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** David H. Shore<br>**Title:** Senior Vice President<br>**Phone:** 781-364-1641

**Signature, Place, and Date of Signing:**

/s/ David H. Shore  Westwood, MA  02-09-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 2

**Form 13F Information Table Entry Total:** 574

**Form 13F Information Table Value Total:** $2562302934

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name                                | Form 13F File Number   | CRD Number   | SEC File Number   |
|---:|:---|:---|:---|:---|
|     1 | Citizens  Bank National Association | 028-17246              |  |  |
|     2 | Clarfeld Financial Advisors LLC     | 028-19418              | 000106743    | 801-40835         |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO COM | COM | 88579Y101 |  | 1420692 | 11847 | SH |  | DFND | 1 | 11847 | 0 | 11847 |
| ABBOTT LABS COM | COM | 002824100 |  | 1812303 | 16507 | SH |  | DFND | 1 | 16507 | 0 | 16507 |
| ABBVIE INC COM | COM | 00287Y109 |  | 1459177 | 9029 | SH |  | DFND | 1 | 9029 | 0 | 9029 |
| ACCENTURE PLC IRELAND SHS CLASS A | SHS CLASS A | G1151C101 |  | 8449850 | 31666 | SH |  | DFND | 1 | 31666 | 0 | 31666 |
| ADOBE SYSTEMS INCORPORATED COM | COM | 00724F101 |  | 11247774 | 33423 | SH |  | DFND | 1 | 33423 | 0 | 33423 |
| AIR PRODS  CHEMS INC COM | COM | 009158106 |  | 711156 | 2307 | SH |  | DFND | 1 | 2307 | 0 | 2307 |
| ALIGN TECHNOLOGY INC COM | COM | 016255101 |  | 238527 | 1131 | SH |  | DFND | 1 | 1131 | 0 | 1131 |
| ALPHABET INC CAP STK CL A | CAP STK CL A | 02079K305 |  | 18475254 | 209399 | SH |  | DFND | 1 | 209399 | 0 | 209399 |
| ALPHABET INC CAP STK CL C | CAP STK CL C | 02079K107 |  | 11696564 | 131822 | SH |  | DFND | 1 | 131822 | 0 | 131822 |
| AMAZON COM INC COM | COM | 023135106 |  | 11858150 | 141168 | SH |  | DFND | 1 | 141168 | 0 | 141168 |
| AMERICAN EXPRESS CO COM | COM | 025816109 |  | 11489922 | 77766 | SH |  | DFND | 1 | 77766 | 0 | 77766 |
| AMERIPRISE FINL INC COM | COM | 03076C106 |  | 318220 | 1022 | SH |  | DFND | 1 | 1022 | 0 | 1022 |
| AMGEN INC COM | COM | 031162100 |  | 3791997 | 14438 | SH |  | DFND | 1 | 14438 | 0 | 14438 |
| ANALOG DEVICES INC COM | COM | 032654105 |  | 293286 | 1788 | SH |  | DFND | 1 | 1788 | 0 | 1788 |
| AON PLC SHS CL A | SHS CL A | G0403H108 |  | 7344828 | 24471 | SH |  | DFND | 1 | 24471 | 0 | 24471 |
| APPLE INC COM | COM | 037833100 |  | 54990653 | 423233 | SH |  | DFND | 1 | 423233 | 0 | 423233 |
| APPLIED MATLS INC COM | COM | 038222105 |  | 10063323 | 103341 | SH |  | DFND | 1 | 103341 | 0 | 103341 |
| AT INC COM | COM | 00206R102 |  | 6714598 | 364726 | SH |  | DFND | 1 | 364726 | 0 | 364726 |
| AUTOMATIC DATA PROCESSING IN COM | COM | 053015103 |  | 3949072 | 16533 | SH |  | DFND | 1 | 16533 | 0 | 16533 |
| AUTOZONE INC COM | COM | 053332102 |  | 717658 | 291 | SH |  | DFND | 1 | 291 | 0 | 291 |
| BANK AMERICA CORP COM | COM | 060505104 |  | 1378717 | 41628 | SH |  | DFND | 1 | 41378 | 0 | 41628 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | CL B NEW | 084670702 |  | 8811707 | 28526 | SH |  | DFND | 1 | 28526 | 0 | 28526 |
| BOEING CO COM | COM | 097023105 |  | 2206633 | 11584 | SH |  | DFND | 1 | 11584 | 0 | 11584 |
| BRISTOL-MYERS SQUIBB CO COM | COM | 110122108 |  | 958520 | 13322 | SH |  | DFND | 1 | 13322 | 0 | 13322 |
| CATERPILLAR INC COM | COM | 149123101 |  | 1001841 | 4182 | SH |  | DFND | 1 | 4182 | 0 | 4182 |
| CHEVRON CORP NEW COM | COM | 166764100 |  | 2764146 | 15400 | SH |  | DFND | 1 | 15150 | 0 | 15400 |
| CIGNA CORP NEW COM | COM | 125523100 |  | 2092745 | 6316 | SH |  | DFND | 1 | 6316 | 0 | 6316 |
| CINTAS CORP COM | COM | 172908105 |  | 2889913 | 6399 | SH |  | DFND | 1 | 6399 | 0 | 6399 |
| CISCO SYS INC COM | COM | 17275R102 |  | 2756021 | 57851 | SH |  | DFND | 1 | 57851 | 0 | 57851 |
| CITIGROUP INC COM NEW | COM NEW | 172967424 |  | 1274177 | 28171 | SH |  | DFND | 1 | 28171 | 0 | 28171 |
| CITIZENS FINL GROUP INC COM | COM | 174610105 |  | 18514491 | 470269 | SH |  | DFND | 1 | 470269 | 0 | 470269 |
| COCA COLA CO COM | COM | 191216100 |  | 10235350 | 160908 | SH |  | DFND | 1 | 160908 | 0 | 160908 |
| COLGATE PALMOLIVE CO COM | COM | 194162103 |  | 2058939 | 26132 | SH |  | DFND | 1 | 26132 | 0 | 26132 |
| COMCAST CORP NEW CL A | CL A | 20030N101 |  | 9768152 | 279329 | SH |  | DFND | 1 | 279329 | 0 | 279329 |
| CONOCOPHILLIPS COM | COM | 20825C104 |  | 5592020 | 47390 | SH |  | DFND | 1 | 46940 | 0 | 47390 |
| CONSOLIDATED EDISON INC COM | COM | 209115104 |  | 447385 | 4694 | SH |  | DFND | 1 | 4694 | 0 | 4694 |
| COSTCO WHSL CORP NEW COM | COM | 22160K105 |  | 7522215 | 16478 | SH |  | DFND | 1 | 16478 | 0 | 16478 |
| CUMMINS INC COM | COM | 231021106 |  | 9646104 | 39812 | SH |  | DFND | 1 | 39812 | 0 | 39812 |
| CVS HEALTH CORP COM | COM | 126650100 |  | 9463176 | 101547 | SH |  | DFND | 1 | 101547 | 0 | 101547 |
| DANAHER CORPORATION COM | COM | 235851102 |  | 4765616 | 17955 | SH |  | DFND | 1 | 17955 | 0 | 17955 |
| DARDEN RESTAURANTS INC COM | COM | 237194105 |  | 6446446 | 46602 | SH |  | DFND | 1 | 46602 | 0 | 46602 |
| DEERE  CO COM | COM | 244199105 |  | 7382982 | 17219 | SH |  | DFND | 1 | 17219 | 0 | 17219 |
| DIAMONDBACK ENERGY INC COM | COM | 25278X109 |  | 5408891 | 39544 | SH |  | DFND | 1 | 39544 | 0 | 39544 |
| DISNEY WALT CO COM | COM DISNEY | 254687106 |  | 1231872 | 14179 | SH |  | DFND | 1 | 14179 | 0 | 14179 |
| DOLLAR GEN CORP NEW COM | COM | 256677105 |  | 628920 | 2554 | SH |  | DFND | 1 | 2554 | 0 | 2554 |
| DOMINION ENERGY INC COM | COM | 25746U109 |  | 222224 | 3624 | SH |  | DFND | 1 | 3624 | 0 | 3624 |
| DUKE ENERGY CORP NEW COM NEW | COM NEW | 26441C204 |  | 1981425 | 19239 | SH |  | DFND | 1 | 19239 | 0 | 19239 |
| ECOLAB INC COM | COM | 278865100 |  | 852545 | 5857 | SH |  | DFND | 1 | 5857 | 0 | 5857 |
| ELECTRONIC ARTS INC COM | COM | 285512109 |  | 5958777 | 48770 | SH |  | DFND | 1 | 48770 | 0 | 48770 |
| EMERSON ELEC CO COM | COM | 291011104 |  | 9219454 | 95976 | SH |  | DFND | 1 | 95976 | 0 | 95976 |
| EXXON MOBIL CORP COM | COM | 30231G102 |  | 24922266 | 225950 | SH |  | DFND | 1 | 225950 | 0 | 225950 |
| FISERV INC COM | COM | 337738108 |  | 3326917 | 32917 | SH |  | DFND | 1 | 32917 | 0 | 32917 |
| FORTINET INC COM | COM | 34959E109 |  | 4245418 | 86836 | SH |  | DFND | 1 | 86836 | 0 | 86836 |
| FREEPORT-MCMORAN INC CL B | CL B | 35671D857 |  | 10471351 | 275562 | SH |  | DFND | 1 | 275562 | 0 | 275562 |
| GENERAL DYNAMICS CORP COM | COM | 369550108 |  | 423275 | 1706 | SH |  | DFND | 1 | 1706 | 0 | 1706 |
| GENERAL ELECTRIC CO COM NEW | COM | 369604301 |  | 522850 | 6240 | SH |  | DFND | 1 | 6240 | 0 | 6240 |
| GENERAL MLS INC COM | COM | 370334104 |  | 338503 | 4037 | SH |  | DFND | 1 | 4037 | 0 | 4037 |
| GILEAD SCIENCES INC COM | COM | 375558103 |  | 1395062 | 16250 | SH |  | DFND | 1 | 16250 | 0 | 16250 |
| GRAINGER W W INC COM | COM | 384802104 |  | 1033513 | 1858 | SH |  | DFND | 1 | 1858 | 0 | 1858 |
| HCA HEALTHCARE INC COM | COM | 40412C101 |  | 6848030 | 28538 | SH |  | DFND | 1 | 28538 | 0 | 28538 |
| HENRY SCHEIN INC COM | COM | 806407102 |  | 491999 | 6160 | SH |  | DFND | 1 | 6160 | 0 | 6160 |
| HERSHEY CO COM | COM | 427866108 |  | 9434584 | 40742 | SH |  | DFND | 1 | 40742 | 0 | 40742 |
| HOME DEPOT INC COM | COM | 437076102 |  | 11339552 | 35901 | SH |  | DFND | 1 | 35901 | 0 | 35901 |
| HONEYWELL INTL INC COM | COM | 438516106 |  | 3583094 | 16720 | SH |  | DFND | 1 | 16720 | 0 | 16720 |
| HOWMET AEROSPACE INC COM | COM | 443201108 |  | 374750 | 9509 | SH |  | DFND | 1 | 9509 | 0 | 9509 |
| ILLINOIS TOOL WKS INC COM | COM | 452308109 |  | 2240892 | 10172 | SH |  | DFND | 1 | 10172 | 0 | 10172 |
| INTEL CORP COM | COM | 458140100 |  | 536317 | 20292 | SH |  | DFND | 1 | 20292 | 0 | 20292 |
| INTERCONTINENTAL EXCHANGE IN COM | COM | 45866F104 |  | 439599 | 4285 | SH |  | DFND | 1 | 4285 | 0 | 4285 |
| INTERNATIONAL BUSINESS MACHS COM | COM | 459200101 |  | 948753 | 6734 | SH |  | DFND | 1 | 6734 | 0 | 6734 |
| INTUIT COM | COM | 461202103 |  | 5668365 | 14563 | SH |  | DFND | 1 | 14563 | 0 | 14563 |
| ISHARES INC CORE MSCI EMKT | CORE MSCI EMKT | 46434G103 |  | 22440518 | 480525 | SH |  | DFND | 1 | 480400 | 0 | 480525 |
| ISHARES TR 1 3 YR TREAS BD | 1-3 YR TR BD ETF | 464287457 |  | 1969590 | 24265 | SH |  | DFND | 1 | 24265 | 0 | 24265 |
| ISHARES TR CORE MSCI EAFE | CORE MSCI EAFE | 46432F842 |  | 33575923 | 544710 | SH |  | DFND | 1 | 544710 | 0 | 544710 |
| ISHARES TR CORE S MCP ETF | CORE S MCP ETF | 464287507 |  | 56303044 | 232763 | SH |  | DFND | 1 | 231706 | 0 | 232763 |
| ISHARES TR CORE S SCP ETF | CORE S SCP ETF | 464287804 |  | 1554463 | 16425 | SH |  | DFND | 1 | 16425 | 0 | 16425 |
| ISHARES TR CORE S ETF | CORE S ETF | 464287200 |  | 23461781 | 61065 | SH |  | DFND | 1 | 61065 | 0 | 61065 |
| ISHARES TR CORE US AGGBD ET | CORE US AGGBD ET | 464287226 |  | 1721670 | 17751 | SH |  | DFND | 1 | 17751 | 0 | 17751 |
| ISHARES TR EAFE GRWTH ETF | EAFE GRWTH ETF | 464288885 |  | 299023 | 3570 | SH |  | DFND | 1 | 3570 | 0 | 3570 |
| ISHARES TR ESG AW MSCI EAFE | ESG MSCI EAFE | 46435G516 |  | 290309 | 4416 | SH |  | DFND | 1 | 4416 | 0 | 4416 |
| ISHARES TR ESG AWR US AGRGT | ESG AWR US AGRGT | 46435U549 |  | 460436 | 9851 | SH |  | DFND | 1 | 9851 | 0 | 9851 |
| ISHARES TR IBOXX INV CP ETF | IBOXX INV CP ETF | 464287242 |  | 320508 | 3040 | SH |  | DFND | 1 | 3040 | 0 | 3040 |
| ISHARES TR ISHARES BIOTECH | NASDQ BIOTEC ETF | 464287556 |  | 273869 | 2086 | SH |  | DFND | 1 | 2086 | 0 | 2086 |
| ISHARES TR JPMORGAN USD EMG | JP MOR EM MK ETF | 464288281 |  | 1914857 | 22637 | SH |  | DFND | 1 | 22637 | 0 | 22637 |
| ISHARES TR MSCI EAFE ETF | MSCI EAFE ETF | 464287465 |  | 21356892 | 325364 | SH |  | DFND | 1 | 325364 | 0 | 325364 |
| ISHARES TR MSCI EMG MKT ETF | MSCI EMG MKT ETF | 464287234 |  | 399352 | 10537 | SH |  | DFND | 1 | 10537 | 0 | 10537 |
| ISHARES TR MSCI USA MIN VOL | USA MIN VOL ETF | 46429B697 |  | 2748887 | 38126 | SH |  | DFND | 1 | 38126 | 0 | 38126 |
| ISHARES TR NATIONAL MUN ETF | NATIONAL MUN ETF | 464288414 |  | 27966598 | 265036 | SH |  | DFND | 1 | 265036 | 0 | 265036 |
| ISHARES TR PFD AND INCM SEC | U.S. PFD STK ETF | 464288687 |  | 240302 | 7871 | SH |  | DFND | 1 | 7871 | 0 | 7871 |
| ISHARES TR RUS 1000 GRW ETF | RUS 1000 GRW ETF | 464287614 |  | 690709 | 3224 | SH |  | DFND | 1 | 3224 | 0 | 3224 |
| ISHARES TR RUS MID CAP ETF | RUS MID-CAP ETF | 464287499 |  | 1996858 | 29605 | SH |  | DFND | 1 | 29605 | 0 | 29605 |
| ISHARES TR RUSSELL 2000 ETF | RUSSELL 2000 ETF | 464287655 |  | 3868873 | 22189 | SH |  | DFND | 1 | 22189 | 0 | 22189 |
| ISHARES TR S 500 GRWT ETF | S 500 GRWT ETF | 464287309 |  | 1516846 | 25929 | SH |  | DFND | 1 | 25929 | 0 | 25929 |
| ISHARES TR S 500 VAL ETF | S 500 VAL ETF | 464287408 |  | 1070762 | 7381 | SH |  | DFND | 1 | 7381 | 0 | 7381 |
| ISHARES TR SELECT DIVID ETF | SELECT DIVID ETF | 464287168 |  | 269421 | 2234 | SH |  | DFND | 1 | 2234 | 0 | 2234 |
| ISHARES TR US TREAS BD ETF | CORE US TR BD | 46429B267 |  | 774912 | 34107 | SH |  | DFND | 1 | 34107 | 0 | 34107 |
| JOHNSON  JOHNSON COM | COM | 478160104 |  | 9513485 | 53855 | SH |  | DFND | 1 | 53855 | 0 | 53855 |
| JPMORGAN CHASE  CO COM | COM | 46625H100 |  | 18976774 | 141512 | SH |  | DFND | 1 | 141512 | 0 | 141512 |
| L3HARRIS TECHNOLOGIES INC COM | COM | 502431109 |  | 6201475 | 29785 | SH |  | DFND | 1 | 29785 | 0 | 29785 |
| LILLY ELI  CO COM | COM | 532457108 |  | 11950040 | 32665 | SH |  | DFND | 1 | 32665 | 0 | 32665 |
| LINDE PLC SHS | COM | G5494J103 |  | 8707394 | 26695 | SH |  | DFND | 1 | 26695 | 0 | 26695 |
| LOCKHEED MARTIN CORP COM | COM | 539830109 |  | 302596 | 622 | SH |  | DFND | 1 | 622 | 0 | 622 |
| LOWES COS INC COM | COM | 548661107 |  | 1746339 | 8765 | SH |  | DFND | 1 | 8765 | 0 | 8765 |
| MARRIOTT INTL INC NEW CL A | CL A | 571903202 |  | 6490590 | 43593 | SH |  | DFND | 1 | 43593 | 0 | 43593 |
| MARSH  MCLENNAN COS INC COM | COM | 571748102 |  | 3672994 | 22196 | SH |  | DFND | 1 | 22196 | 0 | 22196 |
| MASTERCARD INCORPORATED CL A | CL A | 57636Q104 |  | 664513 | 1911 | SH |  | DFND | 1 | 1911 | 0 | 1911 |
| MCDONALDS CORP COM | COM | 580135101 |  | 2948900 | 11190 | SH |  | DFND | 1 | 11190 | 0 | 11190 |
| MEDTRONIC PLC SHS | SHS | G5960L103 |  | 355180 | 4570 | SH |  | DFND | 1 | 4570 | 0 | 4570 |
| MERCK  CO INC COM | COM | 58933Y105 |  | 17100193 | 154125 | SH |  | DFND | 1 | 154125 | 0 | 154125 |
| META PLATFORMS INC CL A | CL A | 30303M102 |  | 7560435 | 62826 | SH |  | DFND | 1 | 62826 | 0 | 62826 |
| MICROSOFT CORP COM | COM | 594918104 |  | 54655630 | 227903 | SH |  | DFND | 1 | 227903 | 0 | 227903 |
| MOODYS CORP COM | COM | 615369105 |  | 278620 | 1000 | SH |  | DFND | 1 | 1000 | 0 | 1000 |
| NEXTERA ENERGY INC COM | COM | 65339F101 |  | 17531412 | 209706 | SH |  | DFND | 1 | 209706 | 0 | 209706 |
| NIKE INC CL B | CL B | 654106103 |  | 11866442 | 101414 | SH |  | DFND | 1 | 101414 | 0 | 101414 |
| NORFOLK SOUTHN CORP COM | COM | 655844108 |  | 778933 | 3161 | SH |  | DFND | 1 | 3161 | 0 | 3161 |
| NORTHROP GRUMMAN CORP COM | COM | 666807102 |  | 1035567 | 1898 | SH |  | DFND | 1 | 1898 | 0 | 1898 |
| NVIDIA CORPORATION COM | COM | 67066G104 |  | 7888397 | 53978 | SH |  | DFND | 1 | 53978 | 0 | 53978 |
| ORACLE CORP COM | COM | 68389X105 |  | 8529202 | 104345 | SH |  | DFND | 1 | 104345 | 0 | 104345 |
| PAYPAL HLDGS INC COM | COM | 70450Y103 |  | 275340 | 3866 | SH |  | DFND | 1 | 3866 | 0 | 3866 |
| PEPSICO INC COM | COM | 713448108 |  | 13815331 | 76471 | SH |  | DFND | 1 | 76471 | 0 | 76471 |
| PFIZER INC COM | COM | 717081103 |  | 2448144 | 47778 | SH |  | DFND | 1 | 47778 | 0 | 47778 |
| PNC FINL SVCS GROUP INC COM | COM | 693475105 |  | 7808442 | 49439 | SH |  | DFND | 1 | 49439 | 0 | 49439 |
| PPG INDS INC COM | COM | 693506107 |  | 532132 | 4232 | SH |  | DFND | 1 | 4232 | 0 | 4232 |
| PROCTER AND GAMBLE CO COM | COM | 742718109 |  | 3393428 | 22390 | SH |  | DFND | 1 | 22390 | 0 | 22390 |
| PROGRESSIVE CORP COM | COM | 743315103 |  | 641156 | 4943 | SH |  | DFND | 1 | 4943 | 0 | 4943 |
| PROLOGIS INC. COM | COM | 74340W103 |  | 203365 | 1804 | SH |  | DFND | 1 | 1804 | 0 | 1804 |
| PUBLIC STORAGE COM | COM | 74460D109 |  | 4377675 | 15624 | SH |  | DFND | 1 | 15624 | 0 | 15624 |
| RAYMOND JAMES FINL INC COM | COM | 754730109 |  | 9267601 | 86735 | SH |  | DFND | 1 | 86735 | 0 | 86735 |
| RAYTHEON TECHNOLOGIES CORP COM | COM | 75513E101 |  | 1498661 | 14850 | SH |  | DFND | 1 | 14850 | 0 | 14850 |
| REGENERON PHARMACEUTICALS COM | COM | 75886F107 |  | 8068665 | 11183 | SH |  | DFND | 1 | 11183 | 0 | 11183 |
| REGIONS FINANCIAL CORP NEW COM | COM | 7591EP100 |  | 9546676 | 442796 | SH |  | DFND | 1 | 442796 | 0 | 442796 |
| S GLOBAL INC COM | COM | 78409V104 |  | 3616682 | 10798 | SH |  | DFND | 1 | 10798 | 0 | 10798 |
| SCHLUMBERGER LTD COM STK | COM | 806857108 |  | 9305882 | 174072 | SH |  | DFND | 1 | 174072 | 0 | 174072 |
| SCHWAB CHARLES CORP COM | COM | 808513105 |  | 7282930 | 87472 | SH |  | DFND | 1 | 87472 | 0 | 87472 |
| SELECT SECTOR SPDR TR RL EST SEL SEC | RL EST SEL SEC | 81369Y860 |  | 918264 | 24865 | SH |  | DFND | 1 | 24865 | 0 | 24865 |
| SELECT SECTOR SPDR TR SBI MATERIALS | SBI MATERIALS | 81369Y100 |  | 1104224 | 14215 | SH |  | DFND | 1 | 14215 | 0 | 14215 |
| SELECT SECTOR SPDR TR TECHNOLOGY | TECHNOLOGY | 81369Y803 |  | 527999 | 4243 | SH |  | DFND | 1 | 4243 | 0 | 4243 |
| SHERWIN WILLIAMS CO COM | COM | 824348106 |  | 883818 | 3724 | SH |  | DFND | 1 | 3724 | 0 | 3724 |
| SOUTHERN CO COM | COM | 842587107 |  | 603272 | 8448 | SH |  | DFND | 1 | 8448 | 0 | 8448 |
| SPDR S 500 ETF TR TR UNIT | TR UNIT | 78462F103 |  | 42252771 | 110485 | SH |  | DFND | 1 | 110485 | 0 | 110485 |
| SPDR S MIDCAP 400 ETF TR UTSER1 S | UTSER1 S | 78467Y107 |  | 25936866 | 58576 | SH |  | DFND | 1 | 58576 | 0 | 58576 |
| STARBUCKS CORP COM | COM | 855244109 |  | 260996 | 2631 | SH |  | DFND | 1 | 2631 | 0 | 2631 |
| STRYKER CORPORATION COM | COM | 863667101 |  | 300232 | 1228 | SH |  | DFND | 1 | 1228 | 0 | 1228 |
| SYSCO CORP COM | COM | 871829107 |  | 580638 | 7595 | SH |  | DFND | 1 | 7595 | 0 | 7595 |
| TARGET CORP COM | COM | 87612E106 |  | 7819794 | 52468 | SH |  | DFND | 1 | 52468 | 0 | 52468 |
| TELEFLEX INCORPORATED COM | COM | 879369106 |  | 230908 | 925 | SH |  | DFND | 1 | 925 | 0 | 925 |
| TESLA INC COM | COM | 88160R101 |  | 5220603 | 42382 | SH |  | DFND | 1 | 42382 | 0 | 42382 |
| TEXAS INSTRS INC COM | COM | 882508104 |  | 13267150 | 80300 | SH |  | DFND | 1 | 80300 | 0 | 80300 |
| TEXTRON INC COM | COM | 883203101 |  | 5267568 | 74401 | SH |  | DFND | 1 | 74401 | 0 | 74401 |
| THERMO FISHER SCIENTIFIC INC COM | COM | 883556102 |  | 13170993 | 23917 | SH |  | DFND | 1 | 23917 | 0 | 23917 |
| TJX COS INC NEW COM | COM | 872540109 |  | 1361159 | 17100 | SH |  | DFND | 1 | 17100 | 0 | 17100 |
| TRACTOR SUPPLY CO COM | COM | 892356106 |  | 373675 | 1661 | SH |  | DFND | 1 | 1661 | 0 | 1661 |
| TRAVELERS COMPANIES INC COM | COM | 89417E109 |  | 5957284 | 31774 | SH |  | DFND | 1 | 31774 | 0 | 31774 |
| TYSON FOODS INC CL A | CL A | 902494103 |  | 5554687 | 89232 | SH |  | DFND | 1 | 89232 | 0 | 89232 |
| UNION PAC CORP COM | COM | 907818108 |  | 1666499 | 8048 | SH |  | DFND | 1 | 8048 | 0 | 8048 |
| UNITED BANKSHARES INC WEST V COM | COM | 909907107 |  | 447536 | 11053 | SH |  | DFND | 1 | 11053 | 0 | 11053 |
| UNITED PARCEL SERVICE INC CL B | CL B | 911312106 |  | 7016419 | 40361 | SH |  | DFND | 1 | 40361 | 0 | 40361 |
| UNITEDHEALTH GROUP INC COM | COM | 91324P102 |  | 17016264 | 32095 | SH |  | DFND | 1 | 32095 | 0 | 32095 |
| US BANCORP DEL COM NEW | COM NEW | 902973304 |  | 224330 | 5144 | SH |  | DFND | 1 | 5144 | 0 | 5144 |
| VANGUARD INDEX FDS MID CAP ETF | MID CAP ETF | 922908629 |  | 295524 | 1450 | SH |  | DFND | 1 | 1450 | 0 | 1450 |
| VANGUARD INDEX FDS REAL ESTATE ETF | REIT ETF | 922908553 |  | 18481955 | 224078 | SH |  | DFND | 1 | 223991 | 0 | 224078 |
| VANGUARD INDEX FDS S 500 ETF SHS | S 500 ETF SHS | 922908363 |  | 35681740 | 101559 | SH |  | DFND | 1 | 99563 | 0 | 101559 |
| VANGUARD INDEX FDS VALUE ETF | VALUE ETF | 922908744 |  | 17363479 | 123698 | SH |  | DFND | 1 | 123609 | 0 | 123698 |
| VANGUARD INTL EQUITY INDEX F ALLWRLD EX US | ALLWRLD EX US | 922042775 |  | 8252291 | 164585 | SH |  | DFND | 1 | 164585 | 0 | 164585 |
| VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF | FTSE EMR MKT ETF | 922042858 |  | 2070774 | 53124 | SH |  | DFND | 1 | 53124 | 0 | 53124 |
| VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF | MORTG-BACK SEC | 92206C771 |  | 575965 | 12653 | SH |  | DFND | 1 | 12653 | 0 | 12653 |
| VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD | SHRT TRM CORP BD | 92206C409 |  | 1137401 | 15127 | SH |  | DFND | 1 | 15127 | 0 | 15127 |
| VANGUARD WHITEHALL FDS HIGH DIV YLD | HIGH DIV YLD | 921946406 |  | 646014 | 5970 | SH |  | DFND | 1 | 5970 | 0 | 5970 |
| VERIZON COMMUNICATIONS INC COM | COM | 92343V104 |  | 2511513 | 63744 | SH |  | DFND | 1 | 63744 | 0 | 63744 |
| VERTEX PHARMACEUTICALS INC COM | COM | 92532F100 |  | 10976044 | 38008 | SH |  | DFND | 1 | 38008 | 0 | 38008 |
| VISA INC COM CL A | COM CL A | 92826C839 |  | 15319303 | 73736 | SH |  | DFND | 1 | 73736 | 0 | 73736 |
| WALMART INC COM | COM | 931142103 |  | 1233432 | 8699 | SH |  | DFND | 1 | 8699 | 0 | 8699 |
| WARNER BROS DISCOVERY INC COM SER A | COM SER A | 934423104 |  | 138114 | 14569 | SH |  | DFND | 1 | 14569 | 0 | 14569 |
| WASTE MGMT INC DEL COM | COM | 94106L109 |  | 1245941 | 7942 | SH |  | DFND | 1 | 7942 | 0 | 7942 |
| WEC ENERGY GROUP INC COM | COM | 92939U106 |  | 417232 | 4450 | SH |  | DFND | 1 | 4450 | 0 | 4450 |
| WISDOMTREE TR US MIDCAP DIVID | MIDCAP DIVI FD | 97717W505 |  | 594514 | 14451 | SH |  | DFND | 1 | 14451 | 0 | 14451 |
| YUM BRANDS INC COM | COM | 988498101 |  | 547671 | 4276 | SH |  | DFND | 1 | 4276 | 0 | 4276 |
| ZOETIS INC CL A | CL A | 98978V103 |  | 6500925 | 44360 | SH |  | DFND | 1 | 44360 | 0 | 44360 |
| 3M CO | COM | 88579Y101 |  | 659867 | 5503 | SH |  | DFND | 2 | 0 | 0 | 5503 |
| ABBOTT LABS | COM | 002824100 |  | 895992 | 8161 | SH |  | DFND | 2 | 0 | 0 | 8161 |
| ABBVIE INC | COM | 00287Y109 |  | 1263360 | 7817 | SH |  | DFND | 2 | 0 | 0 | 7817 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 2709981 | 10156 | SH |  | DFND | 2 | 0 | 0 | 10156 |
| ACUSHNET HLDGS CORP | COM | 005098108 |  | 350975 | 8266 | SH |  | DFND | 2 | 0 | 0 | 8266 |
| ADOBE SYS INC | COM | 00724F101 |  | 1856299 | 5516 | SH |  | DFND | 2 | 0 | 0 | 5516 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 271322 | 4189 | SH |  | DFND | 2 | 0 | 0 | 4189 |
| AFLAC INC | COM | 001055102 |  | 217601 | 3025 | SH |  | DFND | 2 | 0 | 0 | 3025 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 491817 | 1595 | SH |  | DFND | 2 | 0 | 0 | 1595 |
| AIRBNB INC | COM CL A | 009066101 |  | 218624 | 2557 | SH |  | DFND | 2 | 0 | 0 | 2557 |
| ALBANY INTL CORP | CL A | 012348108 |  | 257972 | 2610 | SH |  | DFND | 2 | 0 | 0 | 2610 |
| ALIGN TECHNOLOGY INC | COM | 016255101 |  | 432556 | 2051 | SH |  | DFND | 2 | 0 | 0 | 2051 |
| ALLIANT ENERGY CORP | COM | 018802108 |  | 237520 | 4302 | SH |  | DFND | 2 | 0 | 0 | 4302 |
| ALLSTATE CORP | COM | 020002101 |  | 360841 | 2645 | SH |  | DFND | 2 | 0 | 0 | 2645 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 5667278 | 64233 | SH |  | DFND | 2 | 0 | 0 | 64233 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3018151 | 34015 | SH |  | DFND | 2 | 0 | 0 | 34015 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 1101652 | 23615 | SH |  | DFND | 2 | 0 | 0 | 23615 |
| AMAZON COM INC | COM | 023135106 |  | 5412456 | 64434 | SH |  | DFND | 2 | 0 | 0 | 64434 |
| AMDOCS LTD | SHS | G02602103 |  | 416595 | 4583 | SH |  | DFND | 2 | 0 | 0 | 4583 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 2480521 | 16789 | SH |  | DFND | 2 | 0 | 0 | 16789 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 482674 | 3167 | SH |  | DFND | 2 | 0 | 0 | 3167 |
| AMERISOURCEBERGEN CORP | COM | 03073E105 |  | 305584 | 1844 | SH |  | DFND | 2 | 0 | 0 | 1844 |
| AMGEN INC | COM | 031162100 |  | 747001 | 2844 | SH |  | DFND | 2 | 0 | 0 | 2844 |
| ANALOG DEVICES INC | COM | 032654105 |  | 326797 | 1992 | SH |  | DFND | 2 | 0 | 0 | 1992 |
| ANTHEM INC | COM | 036752103 |  | 788683 | 1537 | SH |  | DFND | 2 | 0 | 0 | 1537 |
| AON PLC | SHS CL A | G0403H108 |  | 1482753 | 4940 | SH |  | DFND | 2 | 0 | 0 | 4940 |
| APA CORPORATION | COM | 03743Q108 |  | 242270 | 5190 | SH |  | DFND | 2 | 0 | 0 | 5190 |
| APPLE INC | COM | 037833100 |  | 17809720 | 137072 | SH |  | DFND | 2 | 0 | 0 | 137072 |
| APPLIED MATLS INC | COM | 038222105 |  | 1920568 | 19722 | SH |  | DFND | 2 | 0 | 0 | 19722 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 1457553 | 15698 | SH |  | DFND | 2 | 0 | 0 | 15698 |
| ARISTA NETWORKS INC | COM | 040413106 |  | 211998 | 1747 | SH |  | DFND | 2 | 0 | 0 | 1747 |
| ASSURED GUARANTY LTD | COM | G0585R106 |  | 342990 | 5509 | SH |  | DFND | 2 | 0 | 0 | 5509 |
| AT INC | COM | 00206R102 |  | 2055694 | 111662 | SH |  | DFND | 2 | 0 | 0 | 111662 |
| ATLASSIAN CORPORATION | CL A | 049468101 |  | 490914 | 3815 | SH |  | DFND | 2 | 0 | 0 | 3815 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 794650 | 3310 | SH |  | DFND | 2 | 0 | 0 | 3310 |
| AUTOZONE INC | COM | 053332102 |  | 434048 | 176 | SH |  | DFND | 2 | 0 | 0 | 176 |
| AVERY DENNISON CORP | COM | 053611109 |  | 378011 | 2088 | SH |  | DFND | 2 | 0 | 0 | 2088 |
| AVID TECHNOLOGY INC | COM | 05367P100 |  | 708916 | 26661 | SH |  | DFND | 2 | 0 | 0 | 26661 |
| BADGER METER INC | COM | 056525108 |  | 202251 | 1855 | SH |  | DFND | 2 | 0 | 0 | 1855 |
| BANK AMER CORP | COM | 060505104 |  | 2101817 | 63461 | SH |  | DFND | 2 | 0 | 0 | 63461 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 1600183 | 35153 | SH |  | DFND | 2 | 0 | 0 | 35153 |
| BANK OZK | COM | 06417N103 |  | 420550 | 10498 | SH |  | DFND | 2 | 0 | 0 | 10498 |
| BAR HBR BANKSHARES COM | COM | 066849100 |  | 215405 | 6723 | SH |  | DFND | 1 | 6723 | 0 | 6723 |
| BCE INC | COM NEW | 05534B760 |  | 574338 | 12867 | SH |  | DFND | 2 | 0 | 0 | 12867 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 246032 | 967 | SH |  | DFND | 2 | 0 | 0 | 967 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2860929 | 9262 | SH |  | DFND | 2 | 0 | 0 | 9262 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 12186485 | 26 | SH |  | DFND | 2 | 0 | 0 | 26 |
| BLACKROCK INC | COM | 09247X101 |  | 1047116 | 1478 | SH |  | DFND | 2 | 0 | 0 | 1478 |
| BOEING CO | COM | 097023105 |  | 477558 | 2507 | SH |  | DFND | 2 | 0 | 0 | 2507 |
| BRISTOL MYERS SQUIBB CO | COM | 110122108 |  | 1114022 | 15483 | SH |  | DFND | 2 | 0 | 0 | 15483 |
| BROADCOM INC | COM | 11135F101 |  | 1554411 | 2780 | SH |  | DFND | 2 | 0 | 0 | 2780 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 |  | 273822 | 8703 | SH |  | DFND | 2 | 0 | 0 | 8703 |
| BROOKFIELD INFRAST PARTNERS | LP INT UNIT | G16252101 |  | 295180 | 9525 | SH |  | DFND | 2 | 0 | 0 | 9525 |
| BRUNSWICK CORP | COM | 117043109 |  | 367464 | 5098 | SH |  | DFND | 2 | 0 | 0 | 5098 |
| CABLE ONE INC | COM | 12685J105 |  | 225660 | 317 | SH |  | DFND | 2 | 0 | 0 | 317 |
| CATERPILLAR INC DEL | COM | 149123101 |  | 424370 | 1771 | SH |  | DFND | 2 | 0 | 0 | 1771 |
| CATHAY GEN BANCORP | COM | 149150104 |  | 265135 | 6500 | SH |  | DFND | 2 | 0 | 0 | 6500 |
| CBRE GROUP INC | CL A | 12504L109 |  | 291140 | 3783 | SH |  | DFND | 2 | 0 | 0 | 3783 |
| CHARTER COMMUNICATIONS INC N | CL A | 16119P108 |  | 305868 | 902 | SH |  | DFND | 2 | 0 | 0 | 902 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 326920 | 2180 | SH |  | DFND | 2 | 0 | 0 | 2180 |
| CHEVRON CORP NEW | COM | 166764100 |  | 3747698 | 20880 | SH |  | DFND | 2 | 0 | 0 | 20880 |
| CHUBB LIMITED | COM | H1467J104 |  | 1487218 | 6716 | SH |  | DFND | 2 | 0 | 0 | 6716 |
| CHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 412118 | 12795 | SH |  | DFND | 2 | 0 | 0 | 12795 |
| CIGNA CORP NEW | COM | 125523100 |  | 951462 | 2872 | SH |  | DFND | 2 | 0 | 0 | 2872 |
| CISCO SYS INC | COM | 17275R102 |  | 1735335 | 36426 | SH |  | DFND | 2 | 0 | 0 | 36426 |
| CITIGROUP INC | COM NEW | 172967424 |  | 6210115 | 137301 | SH |  | DFND | 2 | 0 | 0 | 137301 |
| CITIZENS FINL GROUP INC | COM | 174610105 |  | 2744064 | 69699 | SH |  | DFND | 2 | 0 | 0 | 69699 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 399204 | 8830 | SH |  | DFND | 2 | 0 | 0 | 8830 |
| COCA COLA CO | COM | 191216100 |  | 2399752 | 37726 | SH |  | DFND | 2 | 0 | 0 | 37726 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 221161 | 3867 | SH |  | DFND | 2 | 0 | 0 | 3867 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 330543 | 4195 | SH |  | DFND | 2 | 0 | 0 | 4195 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 2449811 | 70055 | SH |  | DFND | 2 | 0 | 0 | 70055 |
| CONMED CORP | COM | 207410101 |  | 297347 | 3347 | SH |  | DFND | 2 | 0 | 0 | 3347 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 1243837 | 10481 | SH |  | DFND | 2 | 0 | 0 | 10481 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 247038 | 2592 | SH |  | DFND | 2 | 0 | 0 | 2592 |
| CORE LABORATORIES N V | COM | N22717107 |  | 281368 | 13881 | SH |  | DFND | 2 | 0 | 0 | 13881 |
| CORTEVA INC | COM | 22052L104 |  | 676832 | 11515 | SH |  | DFND | 2 | 0 | 0 | 11515 |
| COSTAR GROUP INC | COM | 22160N109 |  | 829524 | 10734 | SH |  | DFND | 2 | 0 | 0 | 10734 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 2292774 | 5023 | SH |  | DFND | 2 | 0 | 0 | 5023 |
| CSX CORP | COM | 126408103 |  | 1076859 | 34760 | SH |  | DFND | 2 | 0 | 0 | 34760 |
| CULLEN FROST BANKERS INC | COM | 229899109 |  | 331041 | 2476 | SH |  | DFND | 2 | 0 | 0 | 2476 |
| CUMMINS INC | COM | 231021106 |  | 1866737 | 7705 | SH |  | DFND | 2 | 0 | 0 | 7705 |
| CVS HEALTH CORP | COM | 126650100 |  | 2152090 | 23094 | SH |  | DFND | 2 | 0 | 0 | 23094 |
| DANAHER CORP DEL | COM | 235851102 |  | 655859 | 2471 | SH |  | DFND | 2 | 0 | 0 | 2471 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 1044065 | 7548 | SH |  | DFND | 2 | 0 | 0 | 7548 |
| DARLING INGREDIENTS INC | COM | 237266101 |  | 246354 | 3936 | SH |  | DFND | 2 | 0 | 0 | 3936 |
| DATADOG INC | CL A COM | 23804L103 |  | 381759 | 5194 | SH |  | DFND | 2 | 0 | 0 | 5194 |
| DBX ETF TR | XTRAK MSCI EAFE | 233051200 |  | 879857 | 27299 | SH |  | DFND | 2 | 0 | 0 | 27299 |
| DEERE  CO | COM | 244199105 |  | 1517042 | 3538 | SH |  | DFND | 2 | 0 | 0 | 3538 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 414023 | 6731 | SH |  | DFND | 2 | 0 | 0 | 6731 |
| DEXCOM INC | COM | 252131107 |  | 1302373 | 11501 | SH |  | DFND | 2 | 0 | 0 | 11501 |
| DIAMONDBACK ENERGY INC | COM | 25278X109 |  | 1070569 | 7827 | SH |  | DFND | 2 | 0 | 0 | 7827 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 536649 | 10492 | SH |  | DFND | 2 | 0 | 0 | 10492 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 312288 | 10273 | SH |  | DFND | 2 | 0 | 0 | 10273 |
| DISNEY WALT CO | COM DISNEY | 254687106 |  | 791390 | 9109 | SH |  | DFND | 2 | 0 | 0 | 9109 |
| DOMINION RES INC VA NEW | COM | 25746U109 |  | 361158 | 5890 | SH |  | DFND | 2 | 0 | 0 | 5890 |
| DOORDASH INC | CL A | 25809K105 |  | 296728 | 6078 | SH |  | DFND | 2 | 0 | 0 | 6078 |
| DOW INC | COM | 260557103 |  | 915024 | 18159 | SH |  | DFND | 2 | 0 | 0 | 18159 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 946158 | 9187 | SH |  | DFND | 2 | 0 | 0 | 9187 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 1046553 | 15249 | SH |  | DFND | 2 | 0 | 0 | 15249 |
| EAST RES ACQUISITION CO UNIT 07/01/2027 | UNIT 07/01/2027 | 274681204 |  | 100400 | 10000 | SH |  | DFND | 1 | 10000 | 0 | 10000 |
| EAST WEST BANCORP INC | COM | 27579R104 |  | 382154 | 5799 | SH |  | DFND | 2 | 0 | 0 | 5799 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 478474 | 6413 | SH |  | DFND | 2 | 0 | 0 | 6413 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 954512 | 7812 | SH |  | DFND | 2 | 0 | 0 | 7812 |
| EMERSON ELEC CO | COM | 291011104 |  | 1657574 | 17256 | SH |  | DFND | 2 | 0 | 0 | 17256 |
| ENERGIZER HLDGS INC NEW | COM | 29272W109 |  | 205684 | 6131 | SH |  | DFND | 2 | 0 | 0 | 6131 |
| ENERGY RECOVERY INC | COM | 29270J100 |  | 254650 | 12428 | SH |  | DFND | 2 | 0 | 0 | 12428 |
| ENERGY TRANSFER EQUITY L P | COM UT LTD PTN | 29273V100 |  | 356100 | 30000 | SH |  | DFND | 2 | 0 | 0 | 30000 |
| ENPHASE ENERGY INC | COM | 29355A107 |  | 210908 | 796 | SH |  | DFND | 2 | 0 | 0 | 796 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 307409 | 12745 | SH |  | DFND | 2 | 0 | 0 | 12745 |
| EVERSOURCE ENERGY | COM | 30040W108 |  | 254622 | 3037 | SH |  | DFND | 2 | 0 | 0 | 3037 |
| EXCHANGE TRADED CONCEPTS TR | ROBO GLB ETF | 301505707 |  | 236376 | 5102 | SH |  | DFND | 2 | 0 | 0 | 5102 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 7442913 | 67479 | SH |  | DFND | 2 | 0 | 0 | 67479 |
| FACEBOOK INC | CL A | 30303M102 |  | 1876702 | 15595 | SH |  | DFND | 2 | 0 | 0 | 15595 |
| FASTENAL CO | COM | 311900104 |  | 240480 | 5082 | SH |  | DFND | 2 | 0 | 0 | 5082 |
| FIDELITY NATIONAL FINANCIAL | FNF GROUP COM | 31620R303 |  | 350088 | 9306 | SH |  | DFND | 2 | 0 | 0 | 9306 |
| FIDELITY NATL INFORMATION SV | COM | 31620M106 |  | 328336 | 4839 | SH |  | DFND | 2 | 0 | 0 | 4839 |
| FIRST SOLAR INC | COM | 336433107 |  | 273067 | 1823 | SH |  | DFND | 2 | 0 | 0 | 1823 |
| FIRST TR EXCHANGE TRADED FD | FIRST TR ENH NEW | 33739Q408 |  | 9624343 | 161917 | SH |  | DFND | 2 | 0 | 0 | 161917 |
| FIRST TR MID CAP CORE ALPHAD | COM SHS | 33735B108 |  | 1340725 | 15265 | SH |  | DFND | 2 | 0 | 0 | 15265 |
| FLOOR  DECOR HLDGS INC | CL A | 339750101 |  | 355531 | 5106 | SH |  | DFND | 2 | 0 | 0 | 5106 |
| FORD MTR CO DEL | COM PAR $0.01 | 345370860 |  | 267303 | 22984 | SH |  | DFND | 2 | 0 | 0 | 22984 |
| FORTINET INC | COM | 34959E109 |  | 683482 | 13980 | SH |  | DFND | 2 | 0 | 0 | 13980 |
| FRANKLIN ELEC INC | COM | 353514102 |  | 217718 | 2730 | SH |  | DFND | 2 | 0 | 0 | 2730 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 2867290 | 75455 | SH |  | DFND | 2 | 0 | 0 | 75455 |
| GAP INC DEL | COM | 364760108 |  | 175833 | 15588 | SH |  | DFND | 2 | 0 | 0 | 15588 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1242060 | 5006 | SH |  | DFND | 2 | 0 | 0 | 5006 |
| GENERAL ELECTRIC CO | COM | 369604301 |  | 316859 | 3782 | SH |  | DFND | 2 | 0 | 0 | 3782 |
| GENERAL MLS INC | COM | 370334104 |  | 281170 | 3353 | SH |  | DFND | 2 | 0 | 0 | 3353 |
| GENUINE PARTS CO | COM | 372460105 |  | 1080558 | 6195 | SH |  | DFND | 2 | 0 | 0 | 6195 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 284454 | 3313 | SH |  | DFND | 2 | 0 | 0 | 3313 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 484400 | 18190 | SH |  | DFND | 2 | 0 | 0 | 18190 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 207141 | 2071 | SH |  | DFND | 2 | 0 | 0 | 2071 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 534264 | 1556 | SH |  | DFND | 2 | 0 | 0 | 1556 |
| GOODRX HLDGS INC | COM CL A | 38246G108 |  | 11650 | 11650 | SH |  | DFND | 2 | 0 | 0 | 11650 |
| GRAINGER W W INC | COM | 384802104 |  | 289271 | 520 | SH |  | DFND | 2 | 0 | 0 | 520 |
| HALLIBURTON CO | COM | 406216101 |  | 1325519 | 33685 | SH |  | DFND | 2 | 0 | 0 | 33685 |
| HAMILTON LANE INC | CL A | 407497106 |  | 258856 | 4027 | SH |  | DFND | 2 | 0 | 0 | 4027 |
| HCA HOLDINGS INC | COM | 40412C101 |  | 1203684 | 5016 | SH |  | DFND | 2 | 0 | 0 | 5016 |
| HERSHEY CO | COM | 427866108 |  | 2319769 | 10018 | SH |  | DFND | 2 | 0 | 0 | 10018 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 271656 | 16894 | SH |  | DFND | 2 | 0 | 0 | 16894 |
| HF SINCLAIR CORPORATION | COM | 403949100 |  | 220584 | 4251 | SH |  | DFND | 2 | 0 | 0 | 4251 |
| HOME DEPOT INC | COM | 437076102 |  | 3370028 | 10669 | SH |  | DFND | 2 | 0 | 0 | 10669 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1305913 | 6094 | SH |  | DFND | 2 | 0 | 0 | 6094 |
| HP INC | COM | 40434L105 |  | 391611 | 14433 | SH |  | DFND | 2 | 0 | 0 | 14433 |
| HUBBELL INC | COM | 443510607 |  | 2426273 | 10339 | SH |  | DFND | 2 | 0 | 0 | 10339 |
| HUMANA INC | COM | 444859102 |  | 444076 | 867 | SH |  | DFND | 2 | 0 | 0 | 867 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 |  | 207259 | 898 | SH |  | DFND | 2 | 0 | 0 | 898 |
| HUNTSMAN CORP | COM | 447011107 |  | 236081 | 8591 | SH |  | DFND | 2 | 0 | 0 | 8591 |
| IDACORP INC | COM | 451107106 |  | 291303 | 2701 | SH |  | DFND | 2 | 0 | 0 | 2701 |
| IDEXX LABS INC | COM | 45168D104 |  | 222746 | 546 | SH |  | DFND | 2 | 0 | 0 | 546 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 592039 | 2671 | SH |  | DFND | 2 | 0 | 0 | 2671 |
| INGREDION INC | COM | 457187102 |  | 309067 | 3156 | SH |  | DFND | 2 | 0 | 0 | 3156 |
| INTEL CORP | COM | 458140100 |  | 1030584 | 38993 | SH |  | DFND | 2 | 0 | 0 | 38993 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 823825 | 5847 | SH |  | DFND | 2 | 0 | 0 | 5847 |
| INTERPUBLIC GROUP COS INC | COM | 460690100 |  | 599091 | 17985 | SH |  | DFND | 2 | 0 | 0 | 17985 |
| INTUIT | COM | 461202103 |  | 1721000 | 4422 | SH |  | DFND | 2 | 0 | 0 | 4422 |
| INVESCO ACTIVELY MANAGD ETF | TOTAL RETURN | 46090A804 |  | 880829 | 18955 | SH |  | DFND | 2 | 0 | 0 | 18955 |
| INVESCO DB COMMDY INDX TRCK | UNIT | 46138B103 |  | 414796 | 16827 | SH |  | DFND | 2 | 0 | 0 | 16827 |
| INVESCO EXCHANGE TRADED FD T | DIVID ACHIEVEV | 46137V506 |  | 4267876 | 116864 | SH |  | DFND | 2 | 0 | 0 | 116864 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2118334 | 7955 | SH |  | DFND | 2 | 0 | 0 | 7955 |
| ISHARES | EM MK MINVOL ETF | 464286533 |  | 1213358 | 22872 | SH |  | DFND | 2 | 0 | 0 | 22872 |
| ISHARES | MSCI FRNTR100ETF | 464286145 |  | 305640 | 12000 | SH |  | DFND | 2 | 0 | 0 | 12000 |
| ISHARES INC | ESG MSCI EM ETF | 46434G863 |  | 2676850 | 89021 | SH |  | DFND | 2 | 0 | 0 | 89021 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 33154545 | 709947 | SH |  | DFND | 2 | 0 | 0 | 709947 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 394436 | 2844 | SH |  | DFND | 2 | 0 | 0 | 2844 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 375769 | 18930 | SH |  | DFND | 2 | 0 | 0 | 18930 |
| ISHARES TR | SP SMCP600GR ETF | 464287887 |  | 513094 | 4748 | SH |  | DFND | 2 | 0 | 0 | 4748 |
| ISHARES TR | USA MIN VOL ETF | 46429B697 |  | 19858450 | 275429 | SH |  | DFND | 2 | 0 | 0 | 275429 |
| ISHARES TR | ESG MSCI USA SML | 46435U663 |  | 16094214 | 489483 | SH |  | DFND | 2 | 0 | 0 | 489483 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 12473734 | 128608 | SH |  | DFND | 2 | 0 | 0 | 128608 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 89240422 | 1447768 | SH |  | DFND | 2 | 0 | 0 | 1447768 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 10270820 | 270998 | SH |  | DFND | 2 | 0 | 0 | 270998 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 344783 | 4683 | SH |  | DFND | 2 | 0 | 0 | 4683 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 9828737 | 175576 | SH |  | DFND | 2 | 0 | 0 | 175576 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 15680341 | 238884 | SH |  | DFND | 2 | 0 | 0 | 238884 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 406081 | 4188 | SH |  | DFND | 2 | 0 | 0 | 4188 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 41599199 | 394230 | SH |  | DFND | 2 | 0 | 0 | 394230 |
| ISHARES TR | ESG MSCI EAFE | 46435G516 |  | 48625702 | 739667 | SH |  | DFND | 2 | 0 | 0 | 739667 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1599047 | 10544 | SH |  | DFND | 2 | 0 | 0 | 10544 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 62921799 | 260126 | SH |  | DFND | 2 | 0 | 0 | 260126 |
| ISHARES TR | CORE S ETF | 464287200 |  | 110898949 | 288641 | SH |  | DFND | 2 | 0 | 0 | 288641 |
| ISHARES TR | U.S. PFD STK ETF | 464288687 |  | 331239 | 10850 | SH |  | DFND | 2 | 0 | 0 | 10850 |
| ISHARES TR | GLOBAL ENERG ETF | 464287341 |  | 357376 | 9166 | SH |  | DFND | 2 | 0 | 0 | 9166 |
| ISHARES TR | USA ESG SLCT ETF | 464288802 |  | 500506 | 6080 | SH |  | DFND | 2 | 0 | 0 | 6080 |
| ISHARES TR | RUS MID-CAP ETF | 464287499 |  | 281105 | 4168 | SH |  | DFND | 2 | 0 | 0 | 4168 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 500050 | 2375 | SH |  | DFND | 2 | 0 | 0 | 2375 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 469283 | 6871 | SH |  | DFND | 2 | 0 | 0 | 6871 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 626956 | 6220 | SH |  | DFND | 2 | 0 | 0 | 6220 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 618332 | 6772 | SH |  | DFND | 2 | 0 | 0 | 6772 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 60854750 | 349018 | SH |  | DFND | 2 | 0 | 0 | 349018 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 2604375 | 46111 | SH |  | DFND | 2 | 0 | 0 | 46111 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 1197796 | 4222 | SH |  | DFND | 2 | 0 | 0 | 4222 |
| ISHARES TR | JP MOR EM MK ETF | 464288281 |  | 7238920 | 85577 | SH |  | DFND | 2 | 0 | 0 | 85577 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2768535 | 29253 | SH |  | DFND | 2 | 0 | 0 | 29253 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 924886 | 4191 | SH |  | DFND | 2 | 0 | 0 | 4191 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 894488 | 8404 | SH |  | DFND | 2 | 0 | 0 | 8404 |
| ISHARES TR | CORE US VAL ETF | 464287663 |  | 246852 | 3495 | SH |  | DFND | 2 | 0 | 0 | 3495 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 1235456 | 5759 | SH |  | DFND | 2 | 0 | 0 | 5759 |
| ISHARES TR | ESG MSCI USA ETF | 46435G425 |  | 823253 | 9714 | SH |  | DFND | 2 | 0 | 0 | 9714 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 9043888 | 74991 | SH |  | DFND | 2 | 0 | 0 | 74991 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 8692534 | 59920 | SH |  | DFND | 2 | 0 | 0 | 59920 |
| ISHARES TR | EAFE MIN VOL ETF | 46429B689 |  | 1910232 | 30042 | SH |  | DFND | 2 | 0 | 0 | 30042 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2233336 | 10424 | SH |  | DFND | 2 | 0 | 0 | 10424 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 8438919 | 144255 | SH |  | DFND | 2 | 0 | 0 | 144255 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 6806554 | 65278 | SH |  | DFND | 2 | 0 | 0 | 65278 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 1470085 | 31452 | SH |  | DFND | 2 | 0 | 0 | 31452 |
| ISHARES TR ESG AWARE MSCI | ESG MSCI USA SML | 46435U663 |  | 255643 | 7775 | SH |  | DFND | 1 | 981 | 0 | 7775 |
| ISHARES TR SHRT NAT MUN ETF | SHRT NAT MUN ETF | 464288158 |  | 8837508 | 84756 | SH |  | DFND | 1 | 84756 | 0 | 84756 |
| J P MORGAN EXCHANGE TRADED F | INFLATION MANAGE | 46654Q104 |  | 476883 | 10370 | SH |  | DFND | 2 | 0 | 0 | 10370 |
| J P MORGAN EXCHANGE-TRADED F | EQUITY PREMIUM | 46641Q332 |  | 1223210 | 22215 | SH |  | DFND | 2 | 0 | 0 | 22215 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 4905202 | 27768 | SH |  | DFND | 2 | 0 | 0 | 27768 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 637030 | 9899 | SH |  | DFND | 2 | 0 | 0 | 9899 |
| JP MORGAN EXCHANGE TRADED FD | ULTRA SHRT INC | 46641Q837 |  | 41933363 | 834165 | SH |  | DFND | 2 | 0 | 0 | 834165 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 7660643 | 57126 | SH |  | DFND | 2 | 0 | 0 | 57126 |
| KIMBERLY CLARK CORP | COM | 494368103 |  | 624232 | 4559 | SH |  | DFND | 2 | 0 | 0 | 4559 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 194812 | 10775 | SH |  | DFND | 2 | 0 | 0 | 10775 |
| KROGER CO | COM | 501044101 |  | 292455 | 6560 | SH |  | DFND | 2 | 0 | 0 | 6560 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 893094 | 4289 | SH |  | DFND | 2 | 0 | 0 | 4289 |
| LAM RESEARCH CORP | COM | 512807108 |  | 636203 | 1508 | SH |  | DFND | 2 | 0 | 0 | 1508 |
| LAUDER ESTEE COS INC | CL A | 518439104 |  | 267958 | 1080 | SH |  | DFND | 2 | 0 | 0 | 1080 |
| LCI INDS | COM | 50189K103 |  | 259507 | 2807 | SH |  | DFND | 2 | 0 | 0 | 2807 |
| LILLY ELI  CO | COM | 532457108 |  | 3317968 | 9069 | SH |  | DFND | 2 | 0 | 0 | 9069 |
| LINCOLN ELEC HLDGS INC | COM | 533900106 |  | 323436 | 2229 | SH |  | DFND | 2 | 0 | 0 | 2229 |
| LINDE PLC | COM | G5494J103 |  | 1919063 | 5883 | SH |  | DFND | 2 | 0 | 0 | 5883 |
| LITTELFUSE INC | COM | 537008104 |  | 291765 | 1325 | SH |  | DFND | 2 | 0 | 0 | 1325 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 4447102 | 9141 | SH |  | DFND | 2 | 0 | 0 | 9141 |
| LOWES COS INC | COM | 548661107 |  | 1527425 | 7666 | SH |  | DFND | 2 | 0 | 0 | 7666 |
| M D C HLDGS INC | COM | 552676108 |  | 269832 | 8539 | SH |  | DFND | 2 | 0 | 0 | 8539 |
| MARATHON OIL CORP | COM | 565849106 |  | 561892 | 20757 | SH |  | DFND | 2 | 0 | 0 | 20757 |
| MARATHON PETE CORP | COM | 56585A102 |  | 1840242 | 15811 | SH |  | DFND | 2 | 0 | 0 | 15811 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 960454 | 6451 | SH |  | DFND | 2 | 0 | 0 | 6451 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 410284 | 2479 | SH |  | DFND | 2 | 0 | 0 | 2479 |
| MASTERCARD INC | CL A | 57636Q104 |  | 1503252 | 4323 | SH |  | DFND | 2 | 0 | 0 | 4323 |
| MATCH GROUP INC NEW | COM | 57667L107 |  | 356565 | 8594 | SH |  | DFND | 2 | 0 | 0 | 8594 |
| MCDONALDS CORP | COM | 580135101 |  | 1309739 | 4970 | SH |  | DFND | 2 | 0 | 0 | 4970 |
| MCKESSON CORP | COM | 58155Q103 |  | 663046 | 1765 | SH |  | DFND | 2 | 0 | 0 | 1765 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 710766 | 9071 | SH |  | DFND | 2 | 0 | 0 | 9071 |
| MERCK  CO INC NEW | COM | 58933Y105 |  | 5749768 | 51492 | SH |  | DFND | 2 | 0 | 0 | 51492 |
| METLIFE INC | COM | 59156R108 |  | 208650 | 2883 | SH |  | DFND | 2 | 0 | 0 | 2883 |
| METTLER TOLEDO INTERNATIONAL | COM | 592688105 |  | 346908 | 240 | SH |  | DFND | 2 | 0 | 0 | 240 |
| MICROSOFT CORP | COM | 594918104 |  | 18265933 | 76165 | SH |  | DFND | 2 | 0 | 0 | 76165 |
| MKS INSTRUMENT INC | COM | 55306N104 |  | 318924 | 3764 | SH |  | DFND | 2 | 0 | 0 | 3764 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 754223 | 11251 | SH |  | DFND | 2 | 0 | 0 | 11251 |
| MONOLITHIC PWR SYS INC | COM | 609839105 |  | 263830 | 745 | SH |  | DFND | 2 | 0 | 0 | 745 |
| MOODYS CORP | COM | 615369105 |  | 987196 | 3543 | SH |  | DFND | 2 | 0 | 0 | 3543 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 1111593 | 13074 | SH |  | DFND | 2 | 0 | 0 | 13074 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 295353 | 1142 | SH |  | DFND | 2 | 0 | 0 | 1142 |
| MSA SAFETY INC | COM | 553498106 |  | 257235 | 1784 | SH |  | DFND | 2 | 0 | 0 | 1784 |
| NETFLIX INC | COM | 64110L106 |  | 1222278 | 4145 | SH |  | DFND | 2 | 0 | 0 | 4145 |
| NEWMONT MINING CORP | COM | 651639106 |  | 717894 | 15210 | SH |  | DFND | 2 | 0 | 0 | 15210 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 3377838 | 40405 | SH |  | DFND | 2 | 0 | 0 | 40405 |
| NIKE INC | CL B | 654106103 |  | 1891117 | 16162 | SH |  | DFND | 2 | 0 | 0 | 16162 |
| NISOURCE INC | COM | 65473P105 |  | 296657 | 10819 | SH |  | DFND | 2 | 0 | 0 | 10819 |
| NITED PARCEL SERVICE INC | CL B | 911312106 |  | 2230570 | 12831 | SH |  | DFND | 2 | 0 | 0 | 12831 |
| NORDSON CORP | COM | 655663102 |  | 304160 | 1276 | SH |  | DFND | 2 | 0 | 0 | 1276 |
| NORFOLK SOUTHERN CORP | COM | 655844108 |  | 936304 | 3800 | SH |  | DFND | 2 | 0 | 0 | 3800 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 354776 | 650 | SH |  | DFND | 2 | 0 | 0 | 650 |
| NOV INC | COM | 62955J103 |  | 364175 | 17433 | SH |  | DFND | 2 | 0 | 0 | 17433 |
| NUSHARES ETF TR | NUVEEN ESG EMRGN | 67092P888 |  | 255926 | 10060 | SH |  | DFND | 2 | 0 | 0 | 10060 |
| NVENT ELECTRIC PLC | SHS | G6700G107 |  | 274612 | 7138 | SH |  | DFND | 2 | 0 | 0 | 7138 |
| NVIDIA CORP | COM | 67066G104 |  | 3366274 | 23035 | SH |  | DFND | 2 | 0 | 0 | 23035 |
| O REILLY AUTOMOTIVE INC NEW | COM | 67103H107 |  | 449868 | 533 | SH |  | DFND | 2 | 0 | 0 | 533 |
| OMNICOM GROUP INC | COM | 681919106 |  | 899229 | 10926 | SH |  | DFND | 2 | 0 | 0 | 10926 |
| ORACLE CORP | COM | 68389X105 |  | 1896046 | 23196 | SH |  | DFND | 2 | 0 | 0 | 23196 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 250657 | 8974 | SH |  | DFND | 2 | 0 | 0 | 8974 |
| ORMAT TECHNOLOGIES INC | COM | 686688102 |  | 443469 | 5128 | SH |  | DFND | 2 | 0 | 0 | 5128 |
| PACKAGING CORP AMER | COM | 695156109 |  | 236022 | 1827 | SH |  | DFND | 2 | 0 | 0 | 1827 |
| PAPA JOHNS INTL INC | COM | 698813102 |  | 200672 | 2438 | SH |  | DFND | 2 | 0 | 0 | 2438 |
| PAYCHEX INC | COM | 704326107 |  | 366505 | 3172 | SH |  | DFND | 2 | 0 | 0 | 3172 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 294708 | 4138 | SH |  | DFND | 2 | 0 | 0 | 4138 |
| PEPSICO INC | COM | 713448108 |  | 4263932 | 23445 | SH |  | DFND | 2 | 0 | 0 | 23445 |
| PFIZER INC | COM | 717081103 |  | 3919234 | 76488 | SH |  | DFND | 2 | 0 | 0 | 76488 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1994080 | 19459 | SH |  | DFND | 2 | 0 | 0 | 19459 |
| PHILLIPS 66 | COM | 718546104 |  | 607934 | 5841 | SH |  | DFND | 2 | 0 | 0 | 5841 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 1070931 | 10820 | SH |  | DFND | 2 | 0 | 0 | 10820 |
| PIMCO ETF TR | ENHANCD SHORT | 72201R643 |  | 243458 | 2485 | SH |  | DFND | 2 | 0 | 0 | 2485 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 1467700 | 9293 | SH |  | DFND | 2 | 0 | 0 | 9293 |
| PPG INDS INC | COM | 693506107 |  | 1070460 | 8513 | SH |  | DFND | 2 | 0 | 0 | 8513 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 1413910 | 9329 | SH |  | DFND | 2 | 0 | 0 | 9329 |
| PROGRESSIVE CORP OHIO | COM | 743315103 |  | 957058 | 7378 | SH |  | DFND | 2 | 0 | 0 | 7378 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 517703 | 5205 | SH |  | DFND | 2 | 0 | 0 | 5205 |
| QUALCOMM INC | COM | 747525103 |  | 666628 | 6064 | SH |  | DFND | 2 | 0 | 0 | 6064 |
| QURATE RETAIL INC | COM SER A | 74915M100 |  | 53542 | 32848 | SH |  | DFND | 2 | 0 | 0 | 32848 |
| RAYMOND JAMES FINANCIAL INC | COM | 754730109 |  | 1703354 | 15879 | SH |  | DFND | 2 | 0 | 0 | 15879 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 1709751 | 16942 | SH |  | DFND | 2 | 0 | 0 | 16942 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 1276316 | 1769 | SH |  | DFND | 2 | 0 | 0 | 1769 |
| REGIONS FINL CORP NEW | COM | 7591EP100 |  | 1554049 | 71418 | SH |  | DFND | 2 | 0 | 0 | 71418 |
| REPLIGEN CORP | COM | 759916109 |  | 202664 | 1197 | SH |  | DFND | 2 | 0 | 0 | 1197 |
| RPM INTL INC | COM | 749685103 |  | 268280 | 2753 | SH |  | DFND | 2 | 0 | 0 | 2753 |
| S GLOBAL INC | COM | 78409V104 |  | 315315 | 941 | SH |  | DFND | 2 | 0 | 0 | 941 |
| SALESFORCE COM INC | COM | 79466L302 |  | 493500 | 3722 | SH |  | DFND | 2 | 0 | 0 | 3722 |
| SAREPTA THERAPEUTICS INC | COM | 803607100 |  | 368526 | 2844 | SH |  | DFND | 2 | 0 | 0 | 2844 |
| SCHLUMBERGER LTD | COM | 806857108 |  | 1500105 | 27971 | SH |  | DFND | 2 | 0 | 0 | 27971 |
| SCHWAB CHARLES CORP NEW | COM | 808513105 |  | 1477918 | 17751 | SH |  | DFND | 2 | 0 | 0 | 17751 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 2421854 | 59784 | SH |  | DFND | 2 | 0 | 0 | 59784 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 3048754 | 46468 | SH |  | DFND | 2 | 0 | 0 | 46468 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 597530 | 13335 | SH |  | DFND | 2 | 0 | 0 | 13335 |
| SEELOS THERAPEUTICS INC | COM | 81577F109 |  | 20710 | 30500 | SH |  | DFND | 2 | 0 | 0 | 30500 |
| SELECT MED HLDGS CORP | COM | 81619Q105 |  | 273403 | 11011 | SH |  | DFND | 2 | 0 | 0 | 11011 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 320638 | 2360 | SH |  | DFND | 2 | 0 | 0 | 2360 |
| SELECT SECTOR SPDR TR | SBI INT-ENERGY | 81369Y506 |  | 995316 | 11379 | SH |  | DFND | 2 | 0 | 0 | 11379 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 1076609 | 14441 | SH |  | DFND | 2 | 0 | 0 | 14441 |
| SELECT SECTOR SPDR TR | SBI INT-FINL | 81369Y605 |  | 329861 | 9645 | SH |  | DFND | 2 | 0 | 0 | 9645 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 2162656 | 58561 | SH |  | DFND | 2 | 0 | 0 | 58561 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 1907435 | 15328 | SH |  | DFND | 2 | 0 | 0 | 15328 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1236050 | 17533 | SH |  | DFND | 2 | 0 | 0 | 17533 |
| SEMPRA ENERGY | COM | 816851109 |  | 2235036 | 14356 | SH |  | DFND | 2 | 0 | 0 | 14356 |
| SERVICENOW INC | COM | 81762P102 |  | 1313906 | 3384 | SH |  | DFND | 2 | 0 | 0 | 3384 |
| SERVISFIRST BANCSHARES INC | COM | 81768T108 |  | 221062 | 3195 | SH |  | DFND | 2 | 0 | 0 | 3195 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 455560 | 1920 | SH |  | DFND | 2 | 0 | 0 | 1920 |
| SHOPIFY INC | CL A | 82509L107 |  | 540088 | 15560 | SH |  | DFND | 2 | 0 | 0 | 15560 |
| SNAP ON INC | COM | 833034101 |  | 293715 | 1285 | SH |  | DFND | 2 | 0 | 0 | 1285 |
| SNOWFLAKE INC | CL A | 833445109 |  | 477558 | 3327 | SH |  | DFND | 2 | 0 | 0 | 3327 |
| SOUTHERN CO | COM | 842587107 |  | 243001 | 3403 | SH |  | DFND | 2 | 0 | 0 | 3403 |
| SPDR GOLD TRUST | GOLD SHS | 78463V107 |  | 2988209 | 17615 | SH |  | DFND | 2 | 0 | 0 | 17615 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 37124313 | 97075 | SH |  | DFND | 2 | 0 | 0 | 97075 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1716038 | 3876 | SH |  | DFND | 2 | 0 | 0 | 3876 |
| SPDR SERIES TRUST | S 500 VALUE | 78464A508 |  | 1324780 | 34065 | SH |  | DFND | 2 | 0 | 0 | 34065 |
| SPDR SERIES TRUST | S 500 GROWTH | 78464A409 |  | 3186188 | 62881 | SH |  | DFND | 2 | 0 | 0 | 62881 |
| SPDR SERIES TRUST | S METALS MNG | 78464A755 |  | 654090 | 13132 | SH |  | DFND | 2 | 0 | 0 | 13132 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 362819 | 2900 | SH |  | DFND | 2 | 0 | 0 | 2900 |
| SPDR SERIES TRUST | DJ REIT ETF | 78464A607 |  | 5767939 | 66184 | SH |  | DFND | 2 | 0 | 0 | 66184 |
| SQUARE INC | CL A | 852234103 |  | 777331 | 12370 | SH |  | DFND | 2 | 0 | 0 | 12370 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 |  | 434567 | 10853 | SH |  | DFND | 2 | 0 | 0 | 10853 |
| STARBUCKS CORP | COM | 855244109 |  | 1484414 | 14964 | SH |  | DFND | 2 | 0 | 0 | 14964 |
| STATE STR CORP | COM | 857477103 |  | 660555 | 8447 | SH |  | DFND | 2 | 0 | 0 | 8447 |
| STERIS PLC | STERIS PLC | G8473T100 |  | 379909 | 2057 | SH |  | DFND | 2 | 0 | 0 | 2057 |
| STRYKER CORP | COM | 863667101 |  | 260408 | 1065 | SH |  | DFND | 2 | 0 | 0 | 1065 |
| T MOBILE US INC | COM | 872590104 |  | 882700 | 6305 | SH |  | DFND | 2 | 0 | 0 | 6305 |
| TARGA RES CORP | COM | 87612G101 |  | 237038 | 3225 | SH |  | DFND | 2 | 0 | 0 | 3225 |
| TARGET CORP | COM | 87612E106 |  | 2118707 | 14216 | SH |  | DFND | 2 | 0 | 0 | 14216 |
| TESLA MTRS INC | COM | 88160R101 |  | 2081619 | 16899 | SH |  | DFND | 2 | 0 | 0 | 16899 |
| TEXAS INSTRS INC | COM | 882508104 |  | 2666289 | 16138 | SH |  | DFND | 2 | 0 | 0 | 16138 |
| TEXTRON INC | COM | 883203101 |  | 794951 | 11228 | SH |  | DFND | 2 | 0 | 0 | 11228 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 1946674 | 3533 | SH |  | DFND | 2 | 0 | 0 | 3533 |
| TIMKEN CO | COM | 887389104 |  | 259924 | 3678 | SH |  | DFND | 2 | 0 | 0 | 3678 |
| TJX COS INC NEW | COM | 872540109 |  | 561677 | 7056 | SH |  | DFND | 2 | 0 | 0 | 7056 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 215494 | 1281 | SH |  | DFND | 2 | 0 | 0 | 1281 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 3079285 | 16424 | SH |  | DFND | 2 | 0 | 0 | 16424 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 540944 | 12571 | SH |  | DFND | 2 | 0 | 0 | 12571 |
| TYSON FOODS INC | CL A | 902494103 |  | 857017 | 13767 | SH |  | DFND | 2 | 0 | 0 | 13767 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 549402 | 22216 | SH |  | DFND | 2 | 0 | 0 | 22216 |
| UNION PAC CORP | COM | 907818108 |  | 4176962 | 20172 | SH |  | DFND | 2 | 0 | 0 | 20172 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 4857625 | 9162 | SH |  | DFND | 2 | 0 | 0 | 9162 |
| US BANCORP DEL | COM NEW | 902973304 |  | 356510 | 8086 | SH |  | DFND | 2 | 0 | 0 | 8086 |
| VANECK VECTORS ETF TR | AGRIBUSINESS ETF | 92189F700 |  | 797558 | 9291 | SH |  | DFND | 2 | 0 | 0 | 9291 |
| VANECK VECTORS ETF TR | STEEL ETF | 92189F205 |  | 384121 | 6641 | SH |  | DFND | 2 | 0 | 0 | 6641 |
| VANGUARD BD INDEX FD INC | SHORT TRM BOND | 921937827 |  | 546995 | 7266 | SH |  | DFND | 2 | 0 | 0 | 7266 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 255875 | 1276 | SH |  | DFND | 2 | 0 | 0 | 1276 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 5722310 | 32849 | SH |  | DFND | 2 | 0 | 0 | 32849 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 205442 | 1546 | SH |  | DFND | 2 | 0 | 0 | 1546 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2275259 | 11901 | SH |  | DFND | 2 | 0 | 0 | 11901 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 555072 | 3495 | SH |  | DFND | 2 | 0 | 0 | 3495 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 363426 | 2022 | SH |  | DFND | 2 | 0 | 0 | 2022 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 5690607 | 26703 | SH |  | DFND | 2 | 0 | 0 | 26703 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 518827 | 3836 | SH |  | DFND | 2 | 0 | 0 | 3836 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 650750 | 3193 | SH |  | DFND | 2 | 0 | 0 | 3193 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 98146902 | 279350 | SH |  | DFND | 2 | 0 | 0 | 279350 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 73508970 | 523680 | SH |  | DFND | 2 | 0 | 0 | 523680 |
| VANGUARD INDEX FDS | REIT ETF | 922908553 |  | 26419505 | 320314 | SH |  | DFND | 2 | 0 | 0 | 320314 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 32734514 | 178351 | SH |  | DFND | 2 | 0 | 0 | 178351 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 36193818 | 721855 | SH |  | DFND | 2 | 0 | 0 | 721855 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 415440 | 7494 | SH |  | DFND | 2 | 0 | 0 | 7494 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 286656 | 3326 | SH |  | DFND | 2 | 0 | 0 | 3326 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 10157232 | 260575 | SH |  | DFND | 2 | 0 | 0 | 260575 |
| VANGUARD MUN BD FD INC | TAX-EXEMPT BD | 922907746 |  | 298227 | 6026 | SH |  | DFND | 2 | 0 | 0 | 6026 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 213244 | 3869 | SH |  | DFND | 2 | 0 | 0 | 3869 |
| VANGUARD SCOTTSDALE FDS | MORTG-BACK SEC | 92206C771 |  | 249365 | 5478 | SH |  | DFND | 2 | 0 | 0 | 5478 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 999615 | 13295 | SH |  | DFND | 2 | 0 | 0 | 13295 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 597467 | 8490 | SH |  | DFND | 2 | 0 | 0 | 8490 |
| VANGUARD SPECIALIZED PORTFOL | DIV APP ETF | 921908844 |  | 4340366 | 28583 | SH |  | DFND | 2 | 0 | 0 | 28583 |
| VANGUARD STAR FD | VG TL INTL STK F | 921909768 |  | 264499 | 5114 | SH |  | DFND | 2 | 0 | 0 | 5114 |
| VANGUARD TAX MANAGED INTL FD | FTSE DEV MKT ETF | 921943858 |  | 2277528 | 54266 | SH |  | DFND | 2 | 0 | 0 | 54266 |
| VANGUARD WHITEHALL FDS INC | HIGH DIV YLD | 921946406 |  | 1411689 | 13046 | SH |  | DFND | 2 | 0 | 0 | 13046 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 273109 | 4147 | SH |  | DFND | 2 | 0 | 0 | 4147 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 774318 | 7529 | SH |  | DFND | 2 | 0 | 0 | 7529 |
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 |  | 298046 | 3603 | SH |  | DFND | 2 | 0 | 0 | 3603 |
| VANGUARD WORLD FDS | ENERGY ETF | 92204A306 |  | 1456397 | 12009 | SH |  | DFND | 2 | 0 | 0 | 12009 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 905125 | 3649 | SH |  | DFND | 2 | 0 | 0 | 3649 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 738554 | 2312 | SH |  | DFND | 2 | 0 | 0 | 2312 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 228813 | 1492 | SH |  | DFND | 2 | 0 | 0 | 1492 |
| VERISK ANALYTICS INC | COM | 92345Y106 |  | 369183 | 2093 | SH |  | DFND | 2 | 0 | 0 | 2093 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1099156 | 27897 | SH |  | DFND | 2 | 0 | 0 | 27897 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 1710155 | 5922 | SH |  | DFND | 2 | 0 | 0 | 5922 |
| VISA INC | COM CL A | 92826C839 |  | 4643552 | 22351 | SH |  | DFND | 2 | 0 | 0 | 22351 |
| VMWARE INC | CL A COM | 928563402 |  | 211393 | 1722 | SH |  | DFND | 2 | 0 | 0 | 1722 |
| WAL-MART STORES INC | COM | 931142103 |  | 1149374 | 8074 | SH |  | DFND | 2 | 0 | 0 | 8074 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 97559 | 10291 | SH |  | DFND | 2 | 0 | 0 | 10291 |
| WARNER MUSIC GROUP CORP | COM CL A | 934550203 |  | 497739 | 14213 | SH |  | DFND | 2 | 0 | 0 | 14213 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 245240 | 1563 | SH |  | DFND | 2 | 0 | 0 | 1563 |
| WELLS FARGO  CO NEW | COM | 949746101 |  | 646861 | 15666 | SH |  | DFND | 2 | 0 | 0 | 15666 |
| WESTROCK CO | COM | 96145D105 |  | 362746 | 10317 | SH |  | DFND | 2 | 0 | 0 | 10317 |
| WILLIAMS SONOMA INC | COM | 969904101 |  | 220025 | 1915 | SH |  | DFND | 2 | 0 | 0 | 1915 |
| XYLEM INC | COM | 98419M100 |  | 784936 | 7099 | SH |  | DFND | 2 | 0 | 0 | 7099 |
| YUM BRANDS INC | COM | 988498101 |  | 457118 | 3569 | SH |  | DFND | 2 | 0 | 0 | 3569 |
| ZOETIS INC | CL A | 98978V103 |  | 1220328 | 8327 | SH |  | DFND | 2 | 0 | 0 | 8327 |

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