# EDGAR Filing Document

**Accession Number:** 0001973967
**File Stem:** 0001214659-25-015191
**Filing Date:** 2025-10
**Character Count:** 15419
**Document Hash:** 19fe6c4d2da907f166e0d38d5e7d84ca
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001214659-25-015191.hdr.sgml**: 20251022

**ACCESSION NUMBER**: 0001214659-25-015191

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251022

**DATE AS OF CHANGE**: 20251022

**EFFECTIVENESS DATE**: 20251022

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Yoder Wealth Management, Inc.
- **CENTRAL INDEX KEY:** 0001973967

**ORGANIZATION NAME:**
- **EIN:** 853516552
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23266
- **FILM NUMBER:** 251409827

**BUSINESS ADDRESS:**
- **STREET 1:** 2033 N MAIN ST #1060
- **CITY:** WALNUT CREEK
- **STATE:** CA
- **ZIP:** 94596
- **BUSINESS PHONE:** 925-691-5600

**MAIL ADDRESS:**
- **STREET 1:** 2033 N MAIN ST #1060
- **CITY:** WALNUT CREEK
- **STATE:** CA
- **ZIP:** 94596

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Yoder Wealth Management Inc.<br>**Address:** 2033 N MAIN ST #1060<br>WALNUT CREEK, CA 94596

**Form 13F File Number:** 028-23266

**CRD Number (if applicable):** 000291826

**SEC File Number (if applicable):** 801-115215

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Yoder<br>**Title:** Chief Compliance Officer<br>**Phone:** 925-457-7075

**Signature, Place, and Date of Signing:**

Michael Yoder  Walnut Creek, CA  10-22-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 115

**Form 13F Information Table Value Total:** $211334026

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 209312 | 904 | SH |  | SOLE |  | 0 | 0 | 904 |
| ADOBE INC | COM | 00724F101 |  | 208828 | 592 | SH |  | SOLE |  | 0 | 0 | 592 |
| AIRBNB INC | COM CL A | 009066101 |  | 3193953 | 26305 | SH |  | SOLE |  | 0 | 0 | 26305 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1867785 | 7669 | SH |  | SOLE |  | 0 | 0 | 7669 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 402331 | 1655 | SH |  | SOLE |  | 0 | 0 | 1655 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 216941 | 3284 | SH |  | SOLE |  | 0 | 0 | 3284 |
| AMAZON COM INC | COM | 023135106 |  | 2306363 | 10504 | SH |  | SOLE |  | 0 | 0 | 10504 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 272710 | 1418 | SH |  | SOLE |  | 0 | 0 | 1418 |
| APPLE INC | COM | 037833100 |  | 12310087 | 48345 | SH |  | SOLE |  | 0 | 0 | 48345 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 875773 | 1742 | SH |  | SOLE |  | 0 | 0 | 1742 |
| BLOCK INC | CL A | 852234103 |  | 2590879 | 35850 | SH |  | SOLE |  | 0 | 0 | 35850 |
| BROADCOM INC | COM | 11135F101 |  | 890097 | 2698 | SH |  | SOLE |  | 0 | 0 | 2698 |
| CISCO SYS INC | COM | 17275R102 |  | 269917 | 3945 | SH |  | SOLE |  | 0 | 0 | 3945 |
| CITIGROUP INC | COM NEW | 172967424 |  | 307241 | 3027 | SH |  | SOLE |  | 0 | 0 | 3027 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 1193604 | 26084 | SH |  | SOLE |  | 0 | 0 | 26084 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 2039928 | 64698 | SH |  | SOLE |  | 0 | 0 | 64698 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 2228399 | 30762 | SH |  | SOLE |  | 0 | 0 | 30762 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 449310 | 18839 | SH |  | SOLE |  | 0 | 0 | 18839 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 810240 | 21007 | SH |  | SOLE |  | 0 | 0 | 21007 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 322542 | 5541 | SH |  | SOLE |  | 0 | 0 | 5541 |
| DISNEY WALT CO | COM | 254687106 |  | 254190 | 2220 | SH |  | SOLE |  | 0 | 0 | 2220 |
| EQUIFAX INC | COM | 294429105 |  | 202915 | 791 | SH |  | SOLE |  | 0 | 0 | 791 |
| FIDELITY COVINGTON TRUST | MSCI COMMNTN SVC | 316092873 |  | 5881284 | 82870 | SH |  | SOLE |  | 0 | 0 | 82870 |
| FIDELITY COVINGTON TRUST | MSCI FINLS IDX | 316092501 |  | 5230053 | 68510 | SH |  | SOLE |  | 0 | 0 | 68510 |
| FIDELITY COVINGTON TRUST | MSCI CONSM DIS | 316092204 |  | 4599112 | 44708 | SH |  | SOLE |  | 0 | 0 | 44708 |
| FIDELITY COVINGTON TRUST | CONSMR STAPLES | 316092303 |  | 1811933 | 36355 | SH |  | SOLE |  | 0 | 0 | 36355 |
| FIDELITY COVINGTON TRUST | MSCI ENERGY IDX | 316092402 |  | 2754822 | 111441 | SH |  | SOLE |  | 0 | 0 | 111441 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 |  | 5845107 | 87410 | SH |  | SOLE |  | 0 | 0 | 87410 |
| FIDELITY COVINGTON TRUST | MSCI INDL INDX | 316092709 |  | 5904269 | 72056 | SH |  | SOLE |  | 0 | 0 | 72056 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 |  | 15386383 | 69255 | SH |  | SOLE |  | 0 | 0 | 69255 |
| FIDELITY COVINGTON TRUST | MSCI MATLS INDEX | 316092881 |  | 1224083 | 23347 | SH |  | SOLE |  | 0 | 0 | 23347 |
| FIDELITY COVINGTON TRUST | MSCI UTILS INDEX | 316092865 |  | 2536124 | 44911 | SH |  | SOLE |  | 0 | 0 | 44911 |
| FLEXSHARES TR | IBOXX 5YR TRGT | 33939L605 |  | 2075570 | 85520 | SH |  | SOLE |  | 0 | 0 | 85520 |
| GE AEROSPACE | COM NEW | 369604301 |  | 230729 | 767 | SH |  | SOLE |  | 0 | 0 | 767 |
| INVESCO CURRENCYSHARES EURO | EURO SHS | 46138K103 |  | 238414 | 2200 | SH |  | SOLE |  | 0 | 0 | 2200 |
| INVESCO EXCH TRADED FD TR II | S SMLCP INFO | 46138E115 |  | 287600 | 5418 | SH |  | SOLE |  | 0 | 0 | 5418 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2031 CP | 46138J429 |  | 168468 | 10100 | SH |  | SOLE |  | 0 | 0 | 10100 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 276667 | 13450 | SH |  | SOLE |  | 0 | 0 | 13450 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 248412 | 12700 | SH |  | SOLE |  | 0 | 0 | 12700 |
| INVESCO EXCHANGE TRADED FD T | S 500A EQL | 46137Y609 |  | 1362589 | 33044 | SH |  | SOLE |  | 0 | 0 | 33044 |
| INVESCO EXCHANGE TRADED FD T | S EQL STP | 46137V373 |  | 924358 | 31629 | SH |  | SOLE |  | 0 | 0 | 31629 |
| INVESCO EXCHANGE TRADED FD T | S EQL FIN | 46137V340 |  | 3403410 | 43758 | SH |  | SOLE |  | 0 | 0 | 43758 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 |  | 7018720 | 157441 | SH |  | SOLE |  | 0 | 0 | 157441 |
| INVESCO EXCHANGE TRADED FD T | S EQL DIS | 46137V381 |  | 1908658 | 33079 | SH |  | SOLE |  | 0 | 0 | 33079 |
| INVESCO EXCHANGE TRADED FD T | S EQL HLT | 46137V332 |  | 2086572 | 70996 | SH |  | SOLE |  | 0 | 0 | 70996 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 3533523 | 78158 | SH |  | SOLE |  | 0 | 0 | 78158 |
| INVESCO EXCHANGE TRADED FD T | S EQL MAT | 46137V316 |  | 296781 | 9062 | SH |  | SOLE |  | 0 | 0 | 9062 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 227540 | 379 | SH |  | SOLE |  | 0 | 0 | 379 |
| ISHARES TR | IBONDS 26 TRM TS | 46436E858 |  | 501021 | 21831 | SH |  | SOLE |  | 0 | 0 | 21831 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 8081382 | 41775 | SH |  | SOLE |  | 0 | 0 | 41775 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 3248434 | 64211 | SH |  | SOLE |  | 0 | 0 | 64211 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 294514 | 12100 | SH |  | SOLE |  | 0 | 0 | 12100 |
| ISHARES TR | IBONDS OCT 2031 | 46438G877 |  | 3344831 | 125825 | SH |  | SOLE |  | 0 | 0 | 125825 |
| ISHARES TR | IBONDS DEC 2031 | 46436E460 |  | 4545271 | 220966 | SH |  | SOLE |  | 0 | 0 | 220966 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 330325 | 3445 | SH |  | SOLE |  | 0 | 0 | 3445 |
| ISHARES TR | IBONDS 28 TRM TS | 46436E833 |  | 245563 | 10970 | SH |  | SOLE |  | 0 | 0 | 10970 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 659770 | 2411 | SH |  | SOLE |  | 0 | 0 | 2411 |
| ISHARES TR | RUS TP200 VL ETF | 464289420 |  | 328759 | 3741 | SH |  | SOLE |  | 0 | 0 | 3741 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 1400204 | 31686 | SH |  | SOLE |  | 0 | 0 | 31686 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 2669214 | 29867 | SH |  | SOLE |  | 0 | 0 | 29867 |
| ISHARES TR | FALN ANGLS USD | 46435G474 |  | 768006 | 27646 | SH |  | SOLE |  | 0 | 0 | 27646 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 500792 | 23600 | SH |  | SOLE |  | 0 | 0 | 23600 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 355827 | 2190 | SH |  | SOLE |  | 0 | 0 | 2190 |
| ISHARES TR | IBONDS DEC 2032 | 46436E296 |  | 1577975 | 68222 | SH |  | SOLE |  | 0 | 0 | 68222 |
| ISHARES TR | IBOND DEC 2030 | 46436E593 |  | 801002 | 40302 | SH |  | SOLE |  | 0 | 0 | 40302 |
| ISHARES TR | IBONDS 27 TRM TS | 46436E841 |  | 328792 | 14600 | SH |  | SOLE |  | 0 | 0 | 14600 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 267300 | 11000 | SH |  | SOLE |  | 0 | 0 | 11000 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 318960 | 14400 | SH |  | SOLE |  | 0 | 0 | 14400 |
| ISHARES TR | IBONDS OCT 2032 | 46438G869 |  | 226247 | 8600 | SH |  | SOLE |  | 0 | 0 | 8600 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 231404 | 1248 | SH |  | SOLE |  | 0 | 0 | 1248 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 500272 | 1586 | SH |  | SOLE |  | 0 | 0 | 1586 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 357781 | 629 | SH |  | SOLE |  | 0 | 0 | 629 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1292509 | 1760 | SH |  | SOLE |  | 0 | 0 | 1760 |
| MICROSOFT CORP | COM | 594918104 |  | 2115308 | 4084 | SH |  | SOLE |  | 0 | 0 | 4084 |
| NETFLIX INC | COM | 64110L106 |  | 239784 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1958344 | 10496 | SH |  | SOLE |  | 0 | 0 | 10496 |
| ORACLE CORP | COM | 68389X105 |  | 278146 | 989 | SH |  | SOLE |  | 0 | 0 | 989 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1131004 | 6200 | SH |  | SOLE |  | 0 | 0 | 6200 |
| PIMCO ETF TR | 15+ YR US TIPS | 72201R304 |  | 5943224 | 111547 | SH |  | SOLE |  | 0 | 0 | 111547 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 273958 | 1783 | SH |  | SOLE |  | 0 | 0 | 1783 |
| PROLOGIS INC. | COM | 74340W103 |  | 247707 | 2163 | SH |  | SOLE |  | 0 | 0 | 2163 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 266609 | 923 | SH |  | SOLE |  | 0 | 0 | 923 |
| REALTY INCOME CORP | COM | 756109104 |  | 311488 | 5124 | SH |  | SOLE |  | 0 | 0 | 5124 |
| SALESFORCE INC | COM | 79466L302 |  | 322557 | 1361 | SH |  | SOLE |  | 0 | 0 | 1361 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 2390844 | 76728 | SH |  | SOLE |  | 0 | 0 | 76728 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 1688486 | 64201 | SH |  | SOLE |  | 0 | 0 | 64201 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 725874 | 33652 | SH |  | SOLE |  | 0 | 0 | 33652 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 |  | 486299 | 10950 | SH |  | SOLE |  | 0 | 0 | 10950 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US B | 808524789 |  | 1880745 | 73067 | SH |  | SOLE |  | 0 | 0 | 73067 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1076739 | 39441 | SH |  | SOLE |  | 0 | 0 | 39441 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 495880 | 18400 | SH |  | SOLE |  | 0 | 0 | 18400 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 4198023 | 14894 | SH |  | SOLE |  | 0 | 0 | 14894 |
| SERVICENOW INC | COM | 81762P102 |  | 250316 | 272 | SH |  | SOLE |  | 0 | 0 | 272 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 611897 | 14300 | SH |  | SOLE |  | 0 | 0 | 14300 |
| TESLA INC | COM | 88160R101 |  | 643065 | 1446 | SH |  | SOLE |  | 0 | 0 | 1446 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 9871478 | 20614 | SH |  | SOLE |  | 0 | 0 | 20614 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 507504 | 2907 | SH |  | SOLE |  | 0 | 0 | 2907 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 295742 | 1417 | SH |  | SOLE |  | 0 | 0 | 1417 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 600125 | 3218 | SH |  | SOLE |  | 0 | 0 | 3218 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 494423 | 1606 | SH |  | SOLE |  | 0 | 0 | 1606 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3705696 | 11292 | SH |  | SOLE |  | 0 | 0 | 11292 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 5783679 | 68809 | SH |  | SOLE |  | 0 | 0 | 68809 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 8066446 | 37381 | SH |  | SOLE |  | 0 | 0 | 37381 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 889273 | 14841 | SH |  | SOLE |  | 0 | 0 | 14841 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 345989 | 2749 | SH |  | SOLE |  | 0 | 0 | 2749 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 435942 | 2128 | SH |  | SOLE |  | 0 | 0 | 2128 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 600714 | 2314 | SH |  | SOLE |  | 0 | 0 | 2314 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 |  | 763777 | 1928 | SH |  | SOLE |  | 0 | 0 | 1928 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 413569 | 2203 | SH |  | SOLE |  | 0 | 0 | 2203 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 426326 | 571 | SH |  | SOLE |  | 0 | 0 | 571 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 270556 | 6156 | SH |  | SOLE |  | 0 | 0 | 6156 |
| VISA INC | COM CL A | 92826C839 |  | 562936 | 1649 | SH |  | SOLE |  | 0 | 0 | 1649 |
| WALMART INC | COM | 931142103 |  | 235080 | 2281 | SH |  | SOLE |  | 0 | 0 | 2281 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 |  | 2128837 | 56316 | SH |  | SOLE |  | 0 | 0 | 56316 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 5338956 | 106206 | SH |  | SOLE |  | 0 | 0 | 106206 |

---