# EDGAR Filing Document

**Accession Number:** 0002055142
**File Stem:** 0001667731-25-001024
**Filing Date:** 2025-7
**Character Count:** 9445
**Document Hash:** 3a62976cd09306d9a846f7fe7757884d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001667731-25-001024.hdr.sgml**: 20250731

**ACCESSION NUMBER**: 0001667731-25-001024

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250731

**DATE AS OF CHANGE**: 20250731

**EFFECTIVENESS DATE**: 20250731

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FUTURE YOU WEALTH LLC
- **CENTRAL INDEX KEY:** 0002055142

**ORGANIZATION NAME:**
- **EIN:** 834712832
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25524
- **FILM NUMBER:** 251169811

**BUSINESS ADDRESS:**
- **STREET 1:** 200 VESEY ST.
- **STREET 2:** 24TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10281
- **BUSINESS PHONE:** 917-275-7821

**MAIL ADDRESS:**
- **STREET 1:** 200 VESEY ST.
- **STREET 2:** 24TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10281

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** FUTURE YOU WEALTH LLC<br>**Address:** 200 Vesey St.<br>24th Floor<br>New York, NY 10281

**Form 13F File Number:** 028-25524

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lauren Debra Sterling<br>**Title:** CCO<br>**Phone:** 917-397-6531

**Signature, Place, and Date of Signing:**

/s/ Lauren Debra Sterling  New York, NY  07-31-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 58

**Form 13F Information Table Value Total:** $184101992

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 892742 | 5033 | SH |  | SOLE |  | 0 | 0 | 5033 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 289914 | 1645 | SH |  | SOLE |  | 0 | 0 | 1645 |
| AMAZON COM INC | COM | 023135106 |  | 1112965 | 5073 | SH |  | SOLE |  | 0 | 0 | 5073 |
| APPLE INC | COM | 037833100 |  | 2034715 | 9917 | SH |  | SOLE |  | 0 | 0 | 9917 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 570780 | 1175 | SH |  | SOLE |  | 0 | 0 | 1175 |
| BROADCOM INC | COM | 11135F101 |  | 265451 | 963 | SH |  | SOLE |  | 0 | 0 | 963 |
| CAPITAL GROUP INTERNATIONAL | SHS | 14021T102 |  | 1238951 | 42561 | SH |  | SOLE |  | 0 | 0 | 42561 |
| CAPITAL GRP FIXED INCM ETF T | CORE BOND ETF | 14020Y508 |  | 6714114 | 255289 | SH |  | SOLE |  | 0 | 0 | 255289 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 1266225 | 23466 | SH |  | SOLE |  | 0 | 0 | 23466 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 2244193 | 62617 | SH |  | SOLE |  | 0 | 0 | 62617 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 643332 | 15216 | SH |  | SOLE |  | 0 | 0 | 15216 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 372500 | 12683 | SH |  | SOLE |  | 0 | 0 | 12683 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 804133 | 18775 | SH |  | SOLE |  | 0 | 0 | 18775 |
| DRAFTKINGS INC NEW | COM CL A | 26142V105 |  | 213421 | 4976 | SH |  | SOLE |  | 0 | 0 | 4976 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 301830 | 547 | SH |  | SOLE |  | 0 | 0 | 547 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 311865 | 5095 | SH |  | SOLE |  | 0 | 0 | 5095 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 |  | 921169 | 19319 | SH |  | SOLE |  | 0 | 0 | 19319 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 771587 | 7060 | SH |  | SOLE |  | 0 | 0 | 7060 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1575639 | 32664 | SH |  | SOLE |  | 0 | 0 | 32664 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 328625 | 774 | SH |  | SOLE |  | 0 | 0 | 774 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 1359527 | 15402 | SH |  | SOLE |  | 0 | 0 | 15402 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1596839 | 18063 | SH |  | SOLE |  | 0 | 0 | 18063 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 378824 | 2800 | SH |  | SOLE |  | 0 | 0 | 2800 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 882410 | 14228 | SH |  | SOLE |  | 0 | 0 | 14228 |
| ISHARES TR | CORE S ETF | 464287200 |  | 57617446 | 92851 | SH |  | SOLE |  | 0 | 0 | 92851 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 251139 | 1293 | SH |  | SOLE |  | 0 | 0 | 1293 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 2485581 | 30887 | SH |  | SOLE |  | 0 | 0 | 30887 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 8854490 | 106856 | SH |  | SOLE |  | 0 | 0 | 106856 |
| ISHARES TR | PARIS ALIGNED CL | 46436E411 |  | 753512 | 11270 | SH |  | SOLE |  | 0 | 0 | 11270 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 14826329 | 134271 | SH |  | SOLE |  | 0 | 0 | 134271 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 359202 | 3438 | SH |  | SOLE |  | 0 | 0 | 3438 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 459962 | 1587 | SH |  | SOLE |  | 0 | 0 | 1587 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1316753 | 1784 | SH |  | SOLE |  | 0 | 0 | 1784 |
| MICROSOFT CORP | COM | 594918104 |  | 2295911 | 4616 | SH |  | SOLE |  | 0 | 0 | 4616 |
| NETFLIX INC | COM | 64110L106 |  | 247739 | 185 | SH |  | SOLE |  | 0 | 0 | 185 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 834503 | 5282 | SH |  | SOLE |  | 0 | 0 | 5282 |
| PACKAGING CORP AMER | COM | 695156109 |  | 440973 | 2340 | SH |  | SOLE |  | 0 | 0 | 2340 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 237865 | 1493 | SH |  | SOLE |  | 0 | 0 | 1493 |
| RELX PLC | SPONSORED ADR | 759530108 |  | 361687 | 6656 | SH |  | SOLE |  | 0 | 0 | 6656 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 202945 | 8516 | SH |  | SOLE |  | 0 | 0 | 8516 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 230946 | 912 | SH |  | SOLE |  | 0 | 0 | 912 |
| SEMPRA | COM | 816851109 |  | 207534 | 2739 | SH |  | SOLE |  | 0 | 0 | 2739 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 902689 | 2961 | SH |  | SOLE |  | 0 | 0 | 2961 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2548742 | 4125 | SH |  | SOLE |  | 0 | 0 | 4125 |
| SPDR SERIES TRUST | BLOOMBERG SHORT | 78464A334 |  | 417962 | 14890 | SH |  | SOLE |  | 0 | 0 | 14890 |
| TESLA INC | COM | 88160R101 |  | 270646 | 852 | SH |  | SOLE |  | 0 | 0 | 852 |
| ULTA BEAUTY INC | COM | 90384S303 |  | 241838 | 3907 | SH |  | SOLE |  | 0 | 0 | 3907 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 11297500 | 37173 | SH |  | SOLE |  | 0 | 0 | 37173 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1419209 | 15937 | SH |  | SOLE |  | 0 | 0 | 15937 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 3127874 | 16063 | SH |  | SOLE |  | 0 | 0 | 16063 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 4905531 | 8636 | SH |  | SOLE |  | 0 | 0 | 8636 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 3095039 | 62620 | SH |  | SOLE |  | 0 | 0 | 62620 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 678422 | 11341 | SH |  | SOLE |  | 0 | 0 | 11341 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 18416882 | 323288 | SH |  | SOLE |  | 0 | 0 | 323288 |
| VISA INC | COM CL A | 92826C839 |  | 238239 | 671 | SH |  | SOLE |  | 0 | 0 | 671 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 821411 | 16327 | SH |  | SOLE |  | 0 | 0 | 16327 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 15660453 | 190803 | SH |  | SOLE |  | 0 | 0 | 190803 |
| WISDOMTREE TR | ENHNCD CMMDTY ST | 97717Y683 |  | 983287 | 49468 | SH |  | SOLE |  | 0 | 0 | 49468 |

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