# EDGAR Filing Document

**Accession Number:** 0001114446
**File Stem:** 0001610520-26-000026
**Filing Date:** 2026-3
**Character Count:** 14459
**Document Hash:** 6ddffa6ebb10488a8050b189c2423623
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001610520-26-000026.hdr.sgml**: 20260309

**ACCESSION NUMBER**: 0001610520-26-000026

**CONFORMED SUBMISSION TYPE**: 20-F

**PUBLIC DOCUMENT COUNT**: 345

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260309

**DATE AS OF CHANGE**: 20260309

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UBS AG
- **CENTRAL INDEX KEY:** 0001114446
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** V8
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 20-F
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-15060
- **FILM NUMBER:** 26733218

**BUSINESS ADDRESS:**
- **STREET 1:** BAHNHOFSTRASSE 45
- **CITY:** ZURICH
- **STATE:** V8
- **ZIP:** CH 8001
- **BUSINESS PHONE:** 203-719-5241

**MAIL ADDRESS:**
- **STREET 1:** 600 WASHINGTON BLVD.
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06901

## Ex-12

#### Exhibit 12
CERTIFICATION UNDER SECTION 302 OF THE

SARBANES-OXLEY ACT OF 2002

I, Sergio Ermotti, certify that:

1. I have reviewed this annual report on Form 20-F of UBS AG;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit

to state a material fact necessary to make the statements made, in light of the circumstances under

which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this

report, fairly present in all material respects the financial condition, results of operations and cash

flows of the company as of, and for, the periods presented in this report;

4. The company's other certifying officer(s) and I are responsible for establishing and maintaining

disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and

internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for

the company and have:

a. Designed such disclosure controls and procedures, or caused such disclosure controls and

procedures to be designed under our supervision, to ensure that material information relating

to the company, including its consolidated subsidiaries, is made known to us by others within

those entities, particularly during the period in which this report is being prepared;

b. Designed such internal control over financial reporting, or caused such internal control over

financial reporting to be designed under our supervision, to provide reasonable assurance

regarding the reliability of financial reporting and the preparation of financial statements for

external purposes in accordance with generally accepted accounting principles;

c. Evaluated the effectiveness of the company's disclosure controls and procedures and

presented in this report our conclusions about the effectiveness of the disclosure controls and

procedures, as of the end of the period covered by this report based on such evaluation; and

d. Disclosed in this report any change in the company's internal control over financial reporting

that occurred during the period covered by the annual report that has materially affected, or is

reasonably likely to materially affect, the company's internal control over financial reporting;

and

5. The company's other certifying officer(s) and I have disclosed, based on our most recent evaluation of

internal control over financial reporting, to the company's auditors and the audit committee of the

company's board of directors (or persons performing the equivalent functions):

a. All significant deficiencies and material weaknesses in the design or operation of internal

control over financial reporting which are reasonably likely to adversely affect the company's

ability to record, process, summarize and report financial information; and

b. Any fraud, whether or not material, that involves management or other employees who have a

significant role in the company's internal control over financial reporting.

Date: March 9, 2026

/s/ Sergio Ermotti _________________

Name: Sergio Ermotti

Title: President of the Executive Board

CERTIFICATION UNDER SECTION 302 OF THE

SARBANES-OXLEY ACT OF 2002

I, Todd Tuckner, certify that:

1. I have reviewed this annual report on Form 20-F of UBS AG;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit

to state a material fact necessary to make the statements made, in light of the circumstances under

which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this

report, fairly present in all material respects the financial condition, results of operations and cash

flows of the company as of, and for, the periods presented in this report;

4. The company's other certifying officer(s) and I are responsible for establishing and maintaining

disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and

internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for

the company and have:

a. Designed such disclosure controls and procedures, or caused such disclosure controls and

procedures to be designed under our supervision, to ensure that material information relating

to the company, including its consolidated subsidiaries, is made known to us by others within

those entities, particularly during the period in which this report is being prepared;

b. Designed such internal control over financial reporting, or caused such internal control over

financial reporting to be designed under our supervision, to provide reasonable assurance

regarding the reliability of financial reporting and the preparation of financial statements for

external purposes in accordance with generally accepted accounting principles;

c. Evaluated the effectiveness of the company's disclosure controls and procedures and

presented in this report our conclusions about the effectiveness of the disclosure controls and

procedures, as of the end of the period covered by this report based on such evaluation; and

d. Disclosed in this report any change in the company's internal control over financial reporting

that occurred during the period covered by the annual report that has materially affected, or is

reasonably likely to materially affect, the company's internal control over financial reporting;

and

5. The company's other certifying officer(s) and I have disclosed, based on our most recent evaluation of

internal control over financial reporting, to the company's auditors and the audit committee of the

company's board of directors (or persons performing the equivalent functions):

a. All significant deficiencies and material weaknesses in the design or operation of internal

control over financial reporting which are reasonably likely to adversely affect the company's

ability to record, process, summarize and report financial information; and

b. Any fraud, whether or not material, that involves management or other employees who have a

significant role in the company's internal control over financial reporting.

Date: March 9, 2026

_/s/ Todd Tuckner __________

Name: Todd Tuckner

Title: Chief Financial Officer

## Ex-13

#### Exhibit 13
CERTIFICATION PURSUANT TO SECTION 906

OF THE SARBANES-OXLEY ACT OF 2002

(Subsections (a) and (b) of Section 1350, Chapter 63 of Title 18, United States Code)

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a) and (b) of section 1350,

Chapter 63 of Title 18, United States Code), the undersigned officer of UBS AG, a Swiss banking corporation

(the "Company"), hereby certifies, to such officer's knowledge, that:

The Annual Report on Form 20-F for the year ended December 31, 2025 (the "Report") of the

Company fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of

1934 (15 U.S.C. §§ 78m or 78o(d)) and information contained in the Report fairly presents, in all material

respects, the financial condition and results of operations of the Company.

Date: March 9, 2026

_/s/ Sergio Ermotti ______________

Name: Sergio Ermotti

Title: President of the Executive Board

The foregoing certification is being furnished solely pursuant to section 906 of the Sarbanes-Oxley Act of

2002 (subsections (a) and (b) of section 1350, Chapter 63 of Title 18, United States Code) and is not being

filed as part of the Report or as a separate disclosure document.

CERTIFICATION PURSUANT TO SECTION 906

OF THE SARBANES-OXLEY ACT OF 2002

(Subsections (a) and (b) of Section 1350, Chapter 63 of Title 18, United States Code)

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a) and (b) of section 1350,

Chapter 63 of Title 18, United States Code), the undersigned officer of UBS AG, a Swiss banking corporation

(the "Company"), hereby certifies, to such officer's knowledge, that:

The Annual Report on Form 20-F for the year ended December 31, 2025 (the "Report") of the

Company fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of

1934 (15 U.S.C. §§ 78m or 78o(d)) and information contained in the Report fairly presents, in all material

respects, the financial condition and results of operations of the Company.

Date: March 9, 2026

_/s/ Todd Tuckner ___________

Name: Todd Tuckner

Title: Chief Financial Officer

The foregoing certification is being furnished solely pursuant to section 906 of the Sarbanes-Oxley Act of

2002 (subsections (a) and (b) of section 1350, Chapter 63 of Title 18, United States Code) and is not being

filed as part of the Report or as a separate disclosure document.

## Ex-15

#### Exhibit 15

#### Consent of Independent Registered Public Accounting Firm
We consent to the incorporation by reference in each of the following registration statements:

(1) on Form F-3 (Registration Numbers 333-283672 and 333-293403), and each related prospectus currently outstanding

under such registration statements,

(2) the base prospectus of Corporate Asset Backed Corporation (CABCO) dated 23 June 2004 (Registration Number 333-

111572),

(3) the Form 8-K of CABCO dated 23 June 2004 (SEC File Number 001-13444), and

(4) the Prospectus Supplements relating to the CABCO Series 2004-101 Trust dated 10 May 2004 (Registration Number

033-91744) and 17 May 2004 (Registration Number 033-91744-05),

of our report dated 6 March 2026, with respect to the consolidated financial statements of UBS AG, included in this Annual

Report (Form 20-F) for the year ended 31 December 2025, filed with the Securities and Exchange Commission.

/s/ Ernst & Young Ltd

Basel, Switzerland

9 March 2026

## Ex-17

#### Exhibit 17

#### UBS AG – subsidiary guarantor and issuer of guaranteed securities

#### Securities

#### Guarantor
UBS Americas Inc., a Delaware corporation and an indirect

wholly owned subsidiary of UBS AG, is the issuer of the

7⅛% Notes due 2032, which are fully and unconditionally

guaranteed by UBS Group AG and UBS AG on a several

basis. The original issuer of the 7⅛% Notes due 2032 was

Credit Suisse (USA) LLC (formerly known as Credit Suisse

(USA), Inc. and Credit Suisse First Boston (USA), Inc.

UBS AG and UBS Group AG

UBS AG is the issuer of Medium-Term Notes, Series A,

issued from time to time under the debt indenture dated

November 21, 2000, as supplemented and amended from

time to time, and Warrants issued from time to time under

the warrant indenture dated July 22, 2004, as supplemented

and amended from time to time, and offered and sold from

time to time pursuant to registration statements on Form F-

3 (including Registration Statement No. 333-200212). Such

Medium-Term Notes, Series A, and Warrants are fully and

unconditionally guaranteed by UBS Switzerland AG, a

wholly owned subsidiary of UBS AG.

UBS Switzerland AG

## Ex-4

![exhibit42p1i0](exhibit42p1i0.jpg)

![exhibit42p2i0](exhibit42p2i0.jpg)

![exhibit42p3i0](exhibit42p3i0.jpg)

![exhibit42p4i0](exhibit42p4i0.jpg)

![exhibit42p5i0](exhibit42p5i0.jpg)

![exhibit42p6i0](exhibit42p6i0.jpg)

![exhibit42p7i0](exhibit42p7i0.jpg)

![exhibit42p8i0](exhibit42p8i0.jpg)

![exhibit42p9i0](exhibit42p9i0.jpg)

![exhibit42p10i0](exhibit42p10i0.jpg)

![exhibit42p11i0](exhibit42p11i0.jpg)

![exhibit42p12i0](exhibit42p12i0.jpg)

![exhibit42p13i0](exhibit42p13i0.jpg)

![exhibit42p14i0](exhibit42p14i0.jpg)

![exhibit42p15i0](exhibit42p15i0.jpg)

![exhibit42p16i0](exhibit42p16i0.jpg)

![exhibit42p17i0](exhibit42p17i0.jpg)

![exhibit42p18i0](exhibit42p18i0.jpg)

![exhibit42p19i0](exhibit42p19i0.jpg)

![exhibit42p20i0](exhibit42p20i0.jpg)

![exhibit42p21i0](exhibit42p21i0.jpg)

![exhibit42p22i0](exhibit42p22i0.jpg)

![exhibit42p23i0](exhibit42p23i0.jpg)

![exhibit42p24i0](exhibit42p24i0.jpg)

![exhibit42p25i0](exhibit42p25i0.jpg)

![exhibit42p26i0](exhibit42p26i0.jpg)

![exhibit42p27i0](exhibit42p27i0.jpg)

![exhibit42p28i0](exhibit42p28i0.jpg)

## Ex-4

![exhibit43p1i0](exhibit43p1i0.jpg)

![exhibit43p2i0](exhibit43p2i0.jpg)

![exhibit43p3i0](exhibit43p3i0.jpg)

![exhibit43p4i0](exhibit43p4i0.jpg)

![exhibit43p5i0](exhibit43p5i0.jpg)

![exhibit43p6i0](exhibit43p6i0.jpg)

![exhibit43p7i0](exhibit43p7i0.jpg)

![exhibit43p8i0](exhibit43p8i0.jpg)

![exhibit43p9i0](exhibit43p9i0.jpg)

![exhibit43p10i0](exhibit43p10i0.jpg)

## Ex-11

![exhibit111p1i0](exhibit111p1i0.jpg)

![exhibit111p2i0](exhibit111p2i0.jpg)

![exhibit111p3i0](exhibit111p3i0.jpg)

![exhibit111p4i0](exhibit111p4i0.jpg)

![exhibit111p5i0](exhibit111p5i0.jpg)

![exhibit111p6i0](exhibit111p6i0.jpg)

![exhibit111p7i0](exhibit111p7i0.jpg)

![exhibit111p8i0](exhibit111p8i0.jpg)

![exhibit111p9i0](exhibit111p9i0.jpg)

![exhibit111p10i0](exhibit111p10i0.jpg)

![exhibit111p11i0](exhibit111p11i0.jpg)

![exhibit111p12i0](exhibit111p12i0.jpg)

![exhibit111p13i0](exhibit111p13i0.jpg)

![exhibit111p14i0](exhibit111p14i0.jpg)

![exhibit111p15i0](exhibit111p15i0.jpg)

![exhibit111p16i0](exhibit111p16i0.jpg)

![exhibit111p17i0](exhibit111p17i0.jpg)

![exhibit111p18i0](exhibit111p18i0.jpg)

![exhibit111p19i0](exhibit111p19i0.jpg)

![exhibit111p20i0](exhibit111p20i0.jpg)

![exhibit111p21i0](exhibit111p21i0.jpg)