# EDGAR Filing Document

**Accession Number:** 0000719220
**File Stem:** 0001193125-26-131720
**Filing Date:** 2026-3
**Character Count:** 270954
**Document Hash:** 5c29e9fd0c748c67a462e3e9840f560d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-131720.hdr.sgml**: 20260330

**ACCESSION NUMBER**: 0001193125-26-131720

**CONFORMED SUBMISSION TYPE**: DEF 14A

**PUBLIC DOCUMENT COUNT**: 43

**CONFORMED PERIOD OF REPORT**: 20260512

**FILED AS OF DATE**: 20260330

**DATE AS OF CHANGE**: 20260330

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** S&T BANCORP INC
- **CENTRAL INDEX KEY:** 0000719220
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 251434426
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** DEF 14A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-12508
- **FILM NUMBER:** 26812957

**BUSINESS ADDRESS:**
- **STREET 1:** 800 PHILADELPHIA STREET
- **STREET 2:** PO BOX 190
- **CITY:** INDIANA
- **STATE:** PA
- **ZIP:** 15701
- **BUSINESS PHONE:** 724-427-2347

**MAIL ADDRESS:**
- **STREET 1:** 800 PHILADELPHIA STREET
- **STREET 2:** PO BOX 190
- **CITY:** INDIANA
- **STATE:** PA
- **ZIP:** 15701

?xml version='1.0' encoding='ASCII'? DEF 14A

##### [**Table of Contents**](#toc)

### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

### SCHEDULE 14A INFORMATION

#### Proxy Statement Pursuant to Section 14(a) of the

#### Securities Exchange Act of 1934

#### (Amendment No.)
Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐

Check the appropriate box:

☐ Preliminary Proxy Statement

☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))

☒ Definitive Proxy Statement

☐ Definitive Additional Materials

☐ Soliciting Material under Rule 14a-12

## S&T Bancorp, Inc.

#### (Name of registrant as specified in its charter)

#### (Name of person(s) filing proxy statement, if other than the registrant)
Payment of Filing Fee (Check all boxes that apply):

☒ No fee required.

☐ Fee paid previously with preliminary materials.

☐ Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a-6(i)(1) and 0-11.

------

##### [**Table of Contents**](#toc)
![LOGO](g93624g32t55.jpg)

------

##### [**Table of Contents**](#toc)

---

| | |
|:---|:---|
|  <br> ![LOGO](g93624g02i77.jpg) <br>To my fellow shareholders:<br>S&T Bank was founded in 1902 on a simple but enduring belief: banking should begin and end with people. As we embark on 125 years, that principle continues to shape how we serve our customers, invest in our communities and create long-term value for our shareholders through our people-forward approach to banking.<br>Our strategic framework, **Our Shared Future**, remains the foundation for disciplined execution and sustainable performance. It clarifies our purpose, sharpens our priorities and aligns our teams around profitable growth, prudent risk management and operational excellence. In 2025, we continued to turn strategy into measurable progress, strengthening our organization while positioning the Bank for sustained success in the years ahead. | ![LOGO](g93624g19q13.jpg) |

---

#### 2025 Performance and Strategic Progress
Throughout 2025, we advanced our key business drivers with focus and consistency. We delivered solid return metrics with return on tangible equity (non-GAAP) of 12.62% and return on assets of 1.38%. These returns were supported by total loan growth of $329 million and $220.5 million of customer deposit growth (total deposit growth of $175.7 million). S&T serves 132,000 households in Pennsylvania and Ohio with over 1,200 team members at more than 70 locations, reflecting intentional growth and expansion since our founding in Indiana, Pennsylvania. Importantly, our progress continues to be relationship-driven and supported by ongoing improvement in asset quality, strong capital levels and consistent growth in our customer deposit franchise.

#### A Culture That Delivers Results
At S&T, our culture is not just aspirational language; it is a true competitive advantage and woven into the fabric of who we are. Our team members bring our people-forward purpose to life by building trust, strengthening relationships and delivering thoughtful financial solutions. We are guided by our values, which define how we operate every day and turn purpose into action and strategy into meaningful results:

• Make people our purpose

• Do the right thing

• Go above and beyond

• Value every voice

• Win as one team

Our investment in our people is a strategic driver of our long-term success and enables our employees to deliver meaningful results for our customers, shareholders and communities. The external recognition we received in 2025 reflects the strength of that culture and underscores its impact across our organization.

The Bank has earned the following recognitions, to name a few:

• USA Today Top Workplaces – 2025

• Bank Director The Best U.S. Banks – 2025

• The Cleveland Plain Dealer Top Workplace – 2025

• Philadelphia Inquirer Top Workplace – 2025

• American Bankers Association Foundation Community Commitment Award, Supporting Military Families – 2025

------

##### [**Table of Contents**](#toc)
These awards affirm that when we invest in our people, performance follows.

#### Community Impact
We believe financial performance and community impact are mutually reinforcing. In 2025, our employees once again demonstrated extraordinary commitment to the communities we serve.

• 26,632 community service hours completed

• 1,143 hours of financial education delivered

• 179 nonprofit organizations supported

Through employee giving campaigns and corporate philanthropy, S&T contributed:

• $170,216 to the United Way

• $117,587 million raised through signature fundraising efforts

• $219,000 in total charitable donations

Additionally, we provided $26.6 million in community development loans to support affordable housing initiatives, small business growth and revitalization efforts across our footprint.

These investments reflect our belief that strong communities create stronger economies and a stronger Bank.

#### Financial Highlights
The strength of our culture, combined with disciplined execution, produced solid financial results in 2025.

Financial highlights for the year include\*\*:

• Net income of $134.2 million, or $3.49 per diluted share

• Return on average assets of 1.38%

• Return on average equity of 9.29%

• Return on tangible equity (non-GAAP) of 12.62%

• Customer deposit growth of $220.5 million (total deposits increased $175.7 million)

• Total portfolio loans of $8.1 billion an increase of 4.25% or $329 million

• Net charge-offs of $14.5 million, or 0.18% of average loans

Our performance also earned notable external recognition in 2025. S&T was named as one of Forbes\* America's Best Banks in 2025 for the third consecutive year, ranking 36 on the list and the highest-ranked bank headquartered in Pennsylvania. This is reflective of the strength of our profitability, capital, asset quality and shareholder returns as well as a meaningful validation of the Bank's consistency and discipline behind its strategy and the collective drive and shared sense of purpose of its employees.

#### Positioning for the Future
The financial services industry continues to evolve, shaped by technological advancement, shifting customer expectations and a dynamic economic environment. We are investing strategically in digital capabilities, technology, talent development and our security and risk infrastructure to ensure we remain competitive and responsive.

While markets change, our foundation and people-forward banking purpose does not. We remain committed to disciplined growth, strong credit quality, capital strength and prudent expense management. Most importantly, we remain committed to earning the trust placed in us and building on **Our Shared Future**.

![LOGO](g93624g06d27.jpg)

Christopher McComish

Chair and CEO

\* <sup>©</sup>2026 Forbes. All rights reserved. Used under license.

\*\* *These highlights present certain non-GAAP financial measures. For a reconciliation to the most directly comparable GAAP measures, see Reconciliation of GAAP to Non-GAAP Financial Measures in Appendix A.*

------

##### [**Table of Contents**](#toc)

---

| | |
|:---|:---|
| **Lead Independent Director Letter to Shareholders**<br>Dear Shareholders,<br>It is a privilege to write to you for the first time in my role as Lead Independent Director of S&T Bancorp, Inc. I am grateful for the confidence my fellow directors have placed in me and honored to serve our shareholders in this capacity.<br>In late 2025, following the resignation of long-serving Chair Christine J. Toretti, who became an Ambassador to Sweden, the board appointed our Chief Executive Officer, Christopher J. McComish, to also serve as chair and established the role of lead independent director to strengthen independent oversight and effective governance.<br>Maintaining a balanced and engaged board remains a priority. Our independent directors represent a broad range of professional backgrounds and experiences. Together, these perspectives enhance the board's ability to engage constructively with management and provide thoughtful strategic guidance on behalf of our shareholders. | ![LOGO](g93624g85v68.jpg) |

---

In October, we were pleased to welcome Stephanie N. Doliveira as a new independent director. Her experience at a large regional convenience retailer provides the board with deep expertise in culture and workforce strategy. In addition, her background in legal, regulatory and enterprise risk matters brings valuable perspective as the board continues to oversee the Bank's strategy, risk framework and long-term planning.

S&T's board structure provides unified leadership while maintaining a clear framework for strong independent oversight. As lead independent director, I work closely with the chair and my fellow independent directors to ensure the board maintains an independent perspective in its deliberations and effectively fulfills its oversight responsibilities.

The board recognizes that its role is distinct from that of senior management. While management leads the Bank's day-to-day operations, the board provides strategic oversight and guidance by fostering open and constructive dialogue, challenging management when appropriate and helping position the Bank for long-term success. Our discussions regularly address financial performance, geopolitical developments, the evolving regulatory environment and emerging technologies such as artificial intelligence. Key matters, including liquidity, capital strength, cybersecurity, risk management and the broader economic landscape, are reviewed consistently across board and committee meetings.

As a board, our work is guided by the same people-forward purpose and values that define the Bank and shape how it serves customers, supports employees and strengthens the communities in which it operates.

The board also oversees the execution of the Bank's strategic framework, **Our Shared Future**, which emphasizes deepening customer relationships, investing in people and capabilities, and pursuing disciplined, sustainable growth. Through ongoing engagement and the work of our board committees, we oversee the development and execution of the Bank's strategy and help ensure management's actions remain aligned with the Bank's long-term objectives and the interests of our shareholders.

Our board remains committed to strong governance, active engagement and supporting the lasting success of the Bank. The Bank is well-positioned to advance its strategic priorities while delivering lasting value for all stakeholders.

On behalf of the entire board of directors, thank you for your continued support and confidence in S&T Bancorp, Inc. and S&T Bank. We appreciate your investment and remain focused on serving the best interests of our customers, colleagues, communities and shareholders.

Sincerely,

**Jeffrey Grube**

Lead Independent Director

Board of Directors

S&T Bancorp, Inc.

------

##### [**Table of Contents**](#toc)

---

| | |
|:---|:---|
| NOTICE OF ANNUAL MEETING<br> OF SHAREHOLDERS<br> May 12, 2026<br>| ![LOGO](g93624g07r82.jpg) <br> S&T Bancorp, Inc.<br> 800 Philadelphia Street<br> Indiana, Pennsylvania 15701 |

---

---

| | |
|:---|:---|
| <br> ![LOGO](g93624g62s76.jpg) <br>DATE AND TIME<br>May 12, 2026,<br> 10:00 a.m. Eastern Time<br> via virtual online meeting only (www.virtualshareholdermeeting.com/STBA2026) | <br> ![LOGO](g93624g62s76.jpg) <br>DATE AND TIME<br>May 12, 2026,<br> 10:00 a.m. Eastern Time<br> via virtual online meeting only (www.virtualshareholdermeeting.com/STBA2026) |
| HOW TO VOTE | HOW TO VOTE |
| ![LOGO](g93624g69f39.jpg) <br>| **&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By Telephone**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Call (1-800-690-6903)<br>|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![LOGO](g93624g27g27.jpg) <br>| **&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By Internet**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Visit www.proxyvote.com<br>|
| ![LOGO](g93624g75h27.jpg) <br>| <br> **&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By Mail**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Sign, date and return proxy card<br>|

---

**To the Shareholders of** 

**S&T Bancorp, Inc.:** 

Notice is hereby given that the Annual Meeting of Shareholders ("Annual Meeting") of S&T Bancorp, Inc. ("S&T" or the "Company") will be held on May 12, 2026, at 10:00 a.m. Eastern Time, via virtual online meeting only (*www.virtualshareholdermeeting.com/STBA2026*) for considering and voting on the following matters:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*1.* To elect 11 directors to serve a one-year term until the next annual meeting of shareholders and until their respective successors are elected and qualified;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*2.* To ratify the selection of Ernst & Young LLP as S&T's independent registered public accounting firm for the fiscal year 2026;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*3.* To approve, on a non-binding advisory basis, the compensation of S&T's named executive officers;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*4.* To transact such other business as may properly come before the meeting or any adjournment thereof.

Only shareholders of record at the close of business on February 27, 2026 are entitled to notice of and to vote at such meeting or any adjournment thereof.

To participate in the virtual Annual Meeting

at *www.virtualshareholdermeeting.com/STBA2026*, you need to use the 16-digit control number included on your Notice of Internet Availability of Proxy Materials, on your proxy card or on the instructions that accompanied your proxy materials. We encourage you to allow ample time for online check-in, which will begin at 9:30 a.m. Eastern Time. Please note that there is no in-person annual meeting for you to attend.

By Order of the Board of Directors,

![LOGO](g93624g07d24.jpg)

#### Rachel L. Smydo
*Secretary* 

Indiana, Pennsylvania

March 30, 2026

#### IMPORTANT
**YOUR VOTE IS IMPORTANT, AND WE APPRECIATE YOUR TAKING THE TIME TO VOTE PROMPTLY USING ONE OF THE VOTING METHODS DESCRIBED IN THE PROXY STATEMENT.** 

**THE BOARD OF DIRECTORS UNANIMOUSLY RECOMMENDS THAT THE SHAREHOLDERS VOTE FOR THE ELECTION AS DIRECTORS OF ALL OF THE NOMINEES NAMED IN THIS PROXY STATEMENT, FOR THE RATIFICATION OF THE SELECTION OF ERNST & YOUNG LLP AS S&T'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR FISCAL YEAR 2026, AND FOR THE APPROVAL OF THE COMPENSATION OF S&T'S NAMED EXECUTIVE OFFICERS.** 

------

##### [**Table of Contents**](#toc)

#### IMPORTANT NOTICE REGARDING THE AVAILABILITY OF

#### PROXY MATERIALS FOR THE 2026 ANNUAL MEETING OF SHAREHOLDERS

#### TO BE HELD ON MAY 12, 2026: OUR PROXY STATEMENT, 2025 ANNUAL REPORT AND NOTICE OF
**ANNUAL MEETING OF SHAREHOLDERS ARE AVAILABLE AT WWW.PROXYVOTE.COM** 

We are taking advantage of a rule of the Securities and Exchange Commission (the "SEC") which allows companies to make proxy materials available on a public website rather than in paper form. This rule allows a company to send some or all of its shareholders a Notice of Internet Availability of Proxy Materials ("Notice") in place of the complete proxy package. For our 2026 Annual Meeting, to save significant printing and mailing expenses, S&T mailed a Notice to certain shareholders who had not previously elected to receive their proxy materials through the mail on or about March 30, 2026, to inform them of the electronic availability of the proxy materials 40 days in advance of the Annual Meeting.

------

##### [**Table of Contents**](#toc)
**TABLE OF CONTENTS**

---

| | |
|:---|:---|
|  | Page |
| &nbsp;&nbsp; [INTRODUCTION](#toc93624_1) | 1 |
| &nbsp;&nbsp; [MEETING INFORMATION](#toc93624_2) | 1 |
| &nbsp;&nbsp; [BENEFICIAL OWNERS OF S&T COMMON STOCK](#toc93624_3) | 5 |
| &nbsp;&nbsp; [BENEFICIAL OWNERSHIP OF S&T COMMON STOCK BY DIRECTORS AND OFFICERS](#toc93624_4) | 6 |
| &nbsp;&nbsp; [**PROPOSAL 1:** ELECTION OF DIRECTORS](#toc93624_5) | 8 |
| &nbsp;&nbsp; [CORPORATE GOVERNANCE](#toc93624_6) | 16 |
| &nbsp;&nbsp; [DIRECTOR COMPENSATION](#toc93624_7) | 28 |
| &nbsp;&nbsp; [**PROPOSAL 2:** RATIFICATION OF THE SELECTION OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR FISCAL YEAR 2026](#toc93624_8) | 31 |
| &nbsp;&nbsp; [**PROPOSAL 3:** ADVISORY VOTE TO APPROVE COMPENSATION OF S&T'S NAMED EXECUTIVE OFFICERS](#toc93624_9) | 33 |
| &nbsp;&nbsp; [EXECUTIVE OFFICERS OF THE REGISTRANT](#toc93624_10) | 34 |
| &nbsp;&nbsp; [COMPENSATION DISCUSSION AND ANALYSIS](#toc93624_11) | 35 |
| &nbsp;&nbsp; [COMPENSATION AND BENEFITS COMMITTEE REPORT](#toc93624_12) | 47 |
| &nbsp;&nbsp; [EXECUTIVE COMPENSATION](#toc93624_13) | 48 |
| &nbsp;&nbsp; [PAY VERSUS PERFORMANCE DISCLOSURE](#toc93624_14) | 59 |
| &nbsp;&nbsp; [RELATED PERSON TRANSACTIONS](#toc93624_15) | 64 |
| &nbsp;&nbsp; [REPORT OF THE AUDIT COMMITTEE](#toc93624_16) | 68 |
| &nbsp;&nbsp; [SHAREHOLDER PROPOSALS AND OTHER BUSINESS](#toc93624_17) | 69 |
| &nbsp;&nbsp; [OTHER MATTERS](#toc93624_18) | 69 |
| &nbsp;&nbsp; [FORWARD-LOOKING STATEMENTS](#toc93624_19) | 70 |
| &nbsp;&nbsp; [TRADEMARK INFORMATION](#toc93624_20) | 70 |
| &nbsp;&nbsp; [INFORMATION NOT INCORPORATED INTO THIS PROXY STATEMENT](#toc93624_21) | 70 |
| &nbsp;&nbsp; [APPENDIX A](#toc93624_22) | A-1 |

---

------

##### [**Table of Contents**](#toc)
S&T BANCORP, INC.

PROXY STATEMENT FOR

ANNUAL MEETING OF SHAREHOLDERS

TO BE HELD MAY 12, 2026

INTRODUCTION

This proxy statement ("Proxy Statement") is being furnished to shareholders of S&T Bancorp, Inc. in connection with the solicitation of proxies by the Board of Directors of S&T (the "S&T Board" or "Board") for use at the Annual Meeting, and any adjournments thereof, to be held at the time and place set forth in the accompanying notice. We are first sending the Notice of Internet Availability of Proxy Materials ("Notice"), or this Proxy Statement, S&T's 2025 Annual Report and proxy card to shareholders on or about March 30, 2026.

At the Annual Meeting, shareholders of S&T will be asked to (i) elect 11 directors of S&T to serve a one-year term, (ii) approve the ratification of the selection of Ernst & Young LLP as S&T's independent registered public accounting firm for the fiscal year 2026, and (iii) approve, on a non-binding advisory basis, the compensation of S&T's named executive officers ("NEOs").

**All shareholders are urged to read this Proxy Statement carefully and in its entirety.** 

MEETING INFORMATION

#### Date, Time and Place
The Annual Meeting will be held on May 12, 2026, at 10:00 a.m. Eastern Time solely online via the Internet by going to *www.virtualshareholdermeeting.com/STBA2026.* To participate in the Annual Meeting, you will need the 16-digit control number included on your Notice, on your proxy card or on the instructions that accompanied your proxy materials. See "Attending the Meeting; Virtual Meeting" below.

As permitted by S&T's By-laws and applicable law, S&T will hold a virtual-only Annual Meeting. S&T will continue holding annual meetings in virtual-only format so long as shareholders are served well through this medium, which we believe enhances accessibility to our Annual Meeting for all of our shareholders.

#### Record Date, Voting Rights and Required Vote
The securities that can be voted at the Annual Meeting consist of shares of common stock of S&T, par value $2.50 per share ("Common Stock"), with each share entitling its owner to one vote on each matter to be voted on at the Annual Meeting. There are no cumulative voting rights with respect to the Common Stock. Only holders of the Common Stock at the close of business on February 27, 2026 (the "Record Date") are entitled to notice of and to vote at the Annual Meeting. There were 36,645,012 shares of Common Stock outstanding as of the Record Date.

A quorum is required for the transaction of business at the Annual Meeting. A "quorum" is the presence at the meeting, virtually (i.e., online via *www.virtualshareholdermeeting.com/STBA2026*) or represented by proxy, of the holders of the majority of the outstanding shares of Common Stock entitled to vote at the meeting. Abstentions are counted for purposes of determining the presence or the absence of a quorum but are not considered a vote cast under Pennsylvania law. Under our governing documents and applicable state law, abstentions will not affect the outcome of a vote on a particular matter. Broker non-votes are counted to determine if a quorum is present but are not considered a vote cast under Pennsylvania law. Under our governing documents and applicable state law, broker non-votes will not affect the outcome of a vote on a particular matter. Generally, broker non-votes occur on a matter when a bank, broker or other nominee is not permitted to vote on that matter without instructions from the beneficial owner and such instructions are not

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **1** 

------

##### [**Table of Contents**](#toc)
Meeting Information

given. Banks, brokers and other nominees have discretionary authority to vote shares in the absence of instructions on matters considered "routine," such as the ratification of the appointment of the independent registered public accounting firm. They do not have discretionary authority to vote shares in the absence of instructions on "non-routine" matters, such as the election of directors and the advisory vote on compensation of S&T's NEOs.

The director nominees will be elected by a plurality of the votes cast at the Annual Meeting, which means that the 11 nominees receiving the most votes will be elected. A withheld vote on any nominee will not affect the voting results. Under S&T's voting standard policy adopted by the S&T Board, which is included in S&T's Corporate Governance Guidelines ("Guidelines"), if a director nominee in an uncontested election at the Annual Meeting receives a greater number of "withheld" votes from his or her election than votes "for" such election, such director must submit his or her resignation to the Board promptly following the certification of election results. The resignation will first be considered by the members of the Nominating and Corporate Governance Committee (the "Nominating Committee") within 60 days following certification of the shareholder vote. The Nominating Committee will recommend to the S&T Board whether to accept or reject the resignation after considering all factors deemed relevant by the Nominating Committee. The S&T Board shall act on the Nominating Committee's recommendation within 90 days following certification of the shareholder vote. If a director's resignation is accepted by the Board, the Board either may fill the resulting vacancy or may decrease the size of the Board pursuant to S&T's By-laws.

The ratification of the selection of Ernst & Young LLP as S&T's independent registered public accounting firm for fiscal year 2026 and the approval, on a non-binding advisory basis, of the compensation of S&T's NEOs require the affirmative vote of a majority of the votes cast at the Annual Meeting to be approved.

#### Voting and Revocation of Proxies
**Shareholder of Record.** If you are a shareholder of record and you received the Notice, you may vote before the Annual Meeting by accessing the secure Internet website registration page identified on the Notice and following the instructions. You may also vote electronically during the virtual Annual Meeting if you participate.

If you are a shareholder of record and you received a printed copy of the proxy materials, you may vote by proxy by telephone, using the Internet or by mailing your proxy card, as further described below. You may also vote electronically during the virtual Annual Meeting if you participate.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp; ![LOGO](g93624g69f39.jpg)  | ![LOGO](g93624g27g27.jpg)  | ![LOGO](g93624g75h27.jpg)  |
| &nbsp;&nbsp;&nbsp;**By Telephone:** | **By Internet:** | **By Mail:** |
| &nbsp;&nbsp;&nbsp; *Call the toll-free telephone number on the*<br> *enclosed proxy card (1-800-690-6903) and*<br> *follow the recorded instructions.* | *Access the secure Internet website*<br> *registration page on the enclosed proxy card*<br> *and follow the instructions.* | *Sign, date and return your proxy card in the*<br> *postage-paid envelope provided.* |

---

If you vote by proxy via telephone or the Internet, you do not need to mail your proxy card. The individuals named as proxies on your proxy card will vote your shares of Common Stock during the Annual Meeting as instructed by the latest dated proxy received from you, whether submitted via the Internet, telephone or mail. If you sign your proxy card but do not specify how you want your shares voted on any matter, you will be deemed to have directed the proxies to vote your shares as recommended by the S&T Board.

**Beneficial Owners.** If your shares of Common Stock are held in a stock brokerage account by a bank, broker or other nominee, you are considered the beneficial owner of shares held in street name and these proxy materials

**2** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Meeting Information

are being forwarded to you by your bank, broker or other nominee that is considered the shareholder of record of those shares.

As the beneficial owner, you have the right to direct your bank, broker or other nominee on how to vote your shares of Common Stock via the Internet or by telephone, if the bank, broker or other nominee offers these options, or by completing, signing, dating and returning a voting instruction form. Your bank, broker, or other nominee will send you instructions on how to submit your voting instructions for your shares of Common Stock.

If you properly complete, sign, date and return the voting instruction form, your shares of Common Stock will be voted as you specify. If you are a beneficial owner and you do not provide voting instructions to your bank, broker or other nominee holding shares of Common Stock for you, your shares of Common Stock will not be voted with respect to any proposal for which the shareholder of record does not have discretionary authority to vote.

Except for procedural matters incident to the conduct of the Annual Meeting, S&T does not know of any matters other than those described in the Notice of Annual Meeting of Shareholders that are to come before the Annual Meeting. If any other matters are properly brought before the Annual Meeting, the persons named in the proxy will vote the shares represented by the proxies in their discretion on such matters as recommended by a majority of the S&T Board.

**Revocation of Proxies**. The presence of a shareholder at the virtual Annual Meeting will not automatically revoke such shareholder's proxy. However, a shareholder may revoke a proxy at any time prior to its exercise by filing with the Secretary of S&T a written notice of revocation, by delivering to S&T a duly executed proxy bearing a later date or by voting electronically during the virtual Annual Meeting.

#### Attending the Meeting; Virtual Meeting
You may attend the webcast of the meeting via the Internet at www.virtualshareholdermeeting.com/STBA2026 when you enter the 16-digit control number included on your Notice, on your proxy card or on the instructions that accompanied your proxy materials. Instructions on how to attend and participate in the Annual Meeting via the webcast are posted at www.virtualshareholdermeeting.com/STBA2026. You will be able to vote your shares while attending the Annual Meeting by following the instructions on the website. Our management will address questions from shareholders who have submitted their questions electronically prior to and during the Annual Meeting. You may visit www.proxyvote.com at any time prior to the Annual Meeting to ask questions of our executive management that may be addressed in the Annual Meeting and access information about S&T. Even if you plan to participate in the Annual Meeting, we urge all shareholders to vote on the matters listed above and described in the Proxy Statement as soon as possible, so that your vote will be counted if you later decide not to participate in the Annual Meeting.

#### Solicitation of Proxies
The cost of soliciting proxies will be borne by S&T. S&T has engaged D.F. King & Co., Inc. to help solicit proxies for the Annual Meeting, and will pay D.F. King & Co., Inc. $10,500, plus its out-of-pocket expenses, for the solicitation of proxies. In addition to the solicitation of proxies by mail, S&T may also solicit proxies personally, by telephone or by electronic means, through its directors, officers and regular employees. None of these directors, officers or employees will receive any additional or special compensation for soliciting proxies. S&T also will request persons, firms and corporations holding shares of Common Stock in their names or in the name of their nominees, which are beneficially owned by others, to send proxy materials to and obtain proxies from the beneficial owners and will reimburse the holders for their reasonable expenses in so doing.

#### Internet Availability of Proxy Materials
S&T's Proxy Statement for the Annual Meeting and S&T's 2025 Annual Report are available at *www.proxyvote.com*. You will enter your 16-digit control number included on your Notice, on your proxy card or on the instructions that accompanied your proxy materials to access these materials.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **3** 

------

##### [**Table of Contents**](#toc)
Meeting Information

#### Householding
The SEC has adopted rules that permit companies and intermediaries (*e.g.*, brokers) to satisfy the delivery requirements for Notices or proxy statements and annual reports with respect to two or more shareholders sharing the same address by delivering a single Notice or proxy statement and annual report addressed to those shareholders. This process is commonly referred to as "householding."

S&T has implemented "householding" to reduce the number of duplicate mailings to the same address. This process benefits both shareholders and S&T because it eliminates unnecessary mailings delivered to your home and helps to reduce S&T's expenses. "Householding" is not being used, however, if S&T has received contrary instructions from one or more of the shareholders sharing an address. If your household has received only one Notice or one annual report and proxy statement, S&T will deliver promptly a separate copy of the Notice or annual report and proxy statement to any shareholder who contacts S&T by calling the toll-free number, 1-800-325-2265, or by mail to the attention of the Secretary of S&T at 800 Philadelphia Street, Indiana, Pennsylvania 15701. You can also notify S&T that you would like to receive separate copies of the Notice or S&T's annual report and proxy statement in the future by calling or mailing S&T, as instructed above. If your household has received multiple copies of the Notice or S&T's annual report and proxy statement, you can request the delivery of single copies in the future by calling or mailing S&T, as instructed above, or your broker, if you hold the shares in "street name".

If you received more than one Notice or proxy card, it means that your shares are registered in more than one name (*e.g.*, trust, custodial accounts, joint tenancy) or in multiple accounts. Please make sure that you vote all of your shares by following the directions on each Notice or on each proxy card that you received.

For our 2027 annual meeting, you can help us save significant printing and mailing expenses by consenting to access our proxy materials electronically via the Internet. If you hold your shares in your own name (instead of "street name" through a bank, broker or other nominee), you can choose this option by following the prompts for consenting to electronic access, if voting by telephone, or by following the instructions at the Internet voting website at *www.proxyvote.com*, which has been established for you to vote your shares for the 2026 Annual Meeting. If you choose to receive your proxy materials electronically, then prior to next year's annual meeting, you will receive notification when the proxy materials are available for online review via the Internet, as well as the instructions for voting electronically via the Internet. Your choice for electronic distribution will remain in effect until you revoke it by sending a written request to S&T by mail to the attention of the Secretary of S&T at 800 Philadelphia Street, Indiana, Pennsylvania 15701. If you hold your shares in "street name" through a bank, broker or other nominee, you should follow the instructions provided by that entity if you wish to access our proxy materials electronically via the Internet.

**4** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
BENEFICIAL OWNERS OF S&T COMMON STOCK

Under Section 13(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), a beneficial owner of a security is any person who directly or indirectly has or shares voting power or investment power over such security. Such beneficial owner under this definition need not enjoy the economic benefit of such securities. The following are the only shareholders known to S&T to be deemed to be a beneficial owner of 5% or more of Common Stock as of February 27, 2026, when 36,645,012 shares of Common Stock were outstanding. S&T has relied solely on information provided in the public filings made by the holders below:

---

| | | | |
|:---|:---|:---|:---|
| Title of Class | Name and Address of Beneficial Owner | Amount and Nature of<br>Beneficial Ownership | Percent of <br>Class |
| &nbsp;&nbsp; Common Stock | BlackRock, Inc.<br> 50 Hudson Yards<br> New York, NY 10001 | 5588300<sup>(1)</sup> | 15.25% |
| &nbsp;&nbsp; Common Stock | The Vanguard Group, Inc.<br> 100 Vanguard Blvd.<br> Malvern, PA 19355 | —<sup>(2)</sup> | —% |
| &nbsp;&nbsp; Common Stock | Dimensional Fund Advisors LP<br> 6300 Bee Cave Road, Building One<br> Austin, TX 78746 | 2384380<sup>(3)</sup> | 6.51% |

---

(1) Based on the most recently available Schedule 13G/A filed with the SEC on January 23, 2024. According to its Schedule 13G/A, BlackRock, Inc. has sole dispositive power over 5,588,300 shares, shared dispositive power over 0 shares, sole voting power over 5,515,925 shares and shared voting power over 0 shares. The interest of iShares Core S&P Small-Cap ETF represents more than 5% of the outstanding shares of Common Stock. In addition, BlackRock Fund Advisors beneficially owns at least 5% of the outstanding Common Stock. The percentage of ownership is calculated based on the information provided on the Schedule 13G/A, as updated for shares outstanding as of February 27, 2026.

(2) Based on the most recently available Schedule 13G/A filed with the SEC on February 13, 2024, prior to S&T's record date of February 27, 2026, The Vanguard Group, Inc. beneficially owned 4,616,732 shares, or 12.60%, of Common Stock. According to that Schedule 13G/A, The Vanguard Group had sole dispositive power over 4,545,470 shares, shared dispositive power over 71,262 shares, sole voting power over 0 shares and shared voting power over 32,117 shares. The percentage of ownership was calculated based on the information provided on the Schedule 13G/A, as updated for shares outstanding as of February 27, 2026. Subsequent to S&T's record date of February 27, 2026, however, The Vanguard Group filed a Schedule 13G/A on March 27, 2026 reporting that, pursuant to an internal subsidiary realignment, its subsidiaries will report beneficial ownership separately from The Vanguard Group, Inc. As a result, the aggregate beneficial ownership by The Vanguard Group, Inc. was reduced to 0% with 0 shares beneficially owned.

(3) Based on the most recently available Schedule 13G/A filed with the SEC on February 9, 2024. According to its Schedule 13G/A, Dimensional Fund Advisors LP has sole dispositive power over 2,384,380 shares, shared dispositive power over 0 shares, sole voting power over 2,347,095 shares, and shared voting power over 0 shares. The percentage of ownership is calculated based on the information provided on the Schedule 13G/A, as updated for shares outstanding as of February 27, 2026.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **5** 

------

##### [**Table of Contents**](#toc)
BENEFICIAL OWNERSHIP OF S&T COMMON STOCK BY DIRECTORS AND OFFICERS

The following table sets forth, as of February 27, 2026, the amount and percentage of Common Stock beneficially owned by each director, each nominee for director and each of the "NEOs" (as defined below) of S&T, as well as the directors and executive officers of S&T as a group. Unless otherwise indicated, all persons listed below have sole voting and investment power over all shares of Common Stock. The business address of each of S&T's directors and officers is 800 Philadelphia Street, Indiana, Pennsylvania 15701.

---

| | | |
|:---|:---|:---|
| Name | **Shares of Common Stock<br>Beneficially Owned** **** <sup>(1)</sup> | Percent <br>Owned |
| &nbsp;&nbsp; Lewis W. Adkins, Jr. | 10705 | \* |
| &nbsp;&nbsp; David G. Antolik | 84049 | \* |
| &nbsp;&nbsp; Peter R. Barsz<sup>(2)</sup> | 10598 | \* |
| &nbsp;&nbsp; Christina A. Cassotis | 15319 | \* |
| &nbsp;&nbsp; Stephanie N. Doliveira<sup>(3)</sup> | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | \* |
| &nbsp;&nbsp; Michael J. Donnelly | 39649 | \* |
| &nbsp;&nbsp; Stephen A. Drahnak | 27632 | \* |
| &nbsp;&nbsp; Jeffrey D. Grube | 44985 | \* |
| &nbsp;&nbsp; Peter G. Gurt<sup>(2)</sup> | &nbsp;&nbsp;&nbsp;&nbsp;260 | \* |
| &nbsp;&nbsp; William J. Hieb | 33342 | \* |
| &nbsp;&nbsp; Mark Kochvar | 101249 | \* |
| &nbsp;&nbsp; Melanie A. Lazzari | 25192 | \* |
| &nbsp;&nbsp; Christopher J. McComish<sup>(2)</sup> | &nbsp;&nbsp;&nbsp;&nbsp;8107 | \* |
| &nbsp;&nbsp; James A. Michie | 10383 | \* |
| &nbsp;&nbsp; Susan A. Nicholson | 10210 | \* |
| &nbsp;&nbsp; Baskhar Ramachandran | &nbsp;&nbsp;&nbsp;&nbsp;2824 | \* |
| &nbsp;&nbsp; Rachel L. Smydo | 12309 | \* |
| &nbsp;&nbsp; LaDawn D. Yesho | 33489 | \* |
| &nbsp;&nbsp; All current directors and executive officers as a group (18 persons) | 470302 | 1.28% |

---

(1) As of February 27, 2026, there were 36,645,012 shares of S&T Bancorp common stock issued and outstanding. The number of shares of common stock beneficially owned by each individual is less than 1% of the outstanding shares of common stock; the total number of shares of common stock beneficially owned by the group is approximately 1.28% of the class. If units payable in common stock vest or pay out within 60 days of February 27, 2026, those shares were added to the total number of shares issued and outstanding for purposes of determining these ownership percentages.

(2) Mr. Barsz, Mr. Gurt, and Mr. McComish each previously elected to defer the vesting of their awards granted. These awards are no longer subject to forfeiture as the time and/or performance requirements have otherwise been met. Their deferred awards outstanding on the date of record of February 27, 2026, are: Mr. Barsz, 5,310; Mr. Gurt, 957; and Mr. McComish, 65,167.

(3) Ms. Doliveira joined the Board in October 2025 and, therefore, received a prorated restricted stock unit award of 812 restricted stock units for her service on the Board from October 29, 2025 through May 12, 2026, which will vest on May 12, 2026.

\* Less than 1% of the outstanding Common Stock. 

**6** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Beneficial Ownership of S&T Common Stock by Directors and Officers

#### Delinquent Section 16(a) Reports
Section 16(a) of the Exchange Act requires S&T's directors and executive officers, and beneficial owners of more than 10% of Common Stock to report to the SEC certain of their transactions with respect to S&T's Common Stock. We assist our directors and officers by monitoring transactions and completing and filing these reports on their behalf.

To our knowledge, based solely on a review of the reports filed for fiscal year 2025 and written representations that no other reports were required, during the fiscal year ended December 31, 2025, all Section 16(a) filing requirements applicable to our executive officers, directors and greater than 10% beneficial owners were filed in a timely manner, except as follows: (a) due to an administrative issue involving a software program, filings on Form 4 for Mr. Antolik, Mr. Drahnak, Mr. Kochvar, Ms. Lazzari, and Ms. Yesho to report annual restricted stock unit awards were filed one day later than required on April 4, 2025, and (b) due to a delay in receiving an updated filing password from a company with which S&T shares form reporting requirements, a filing on Form 4 to report an exercise of the vesting of the award for Mr. Ramachandran was filed one day later than required on May 16, 2025. Additionally, in the course of its review, S&T identified that a 2022 tax withholding transaction on Form 4 was not previously filed for Mr. McComish due to an administrative oversight. Upon discovery of the error, a corrective filing on Form 4/A was promptly filed.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **7** 

------

##### [**Table of Contents**](#toc)
PROPOSAL 1: ELECTION OF DIRECTORS

#### General
The S&T Board determines the number of directors to nominate for election. The By-laws of S&T provide that the number of directors constituting the Board will consist of not less than nine nor more than 17, with the exact number to be fixed and determined from time to time by resolution of a majority of the Board. For this Annual Meeting, the Board fixed the number of directors to be elected at 11.

There are currently 11 directors comprising the Board. The Board has nominated the 11 persons named below for election at the Annual Meeting, all of whom are incumbent directors standing for re-election. Proxies cannot be voted for a greater number of persons than the number of nominees named in this Proxy Statement.

The Nominating Committee recommended each of the nominees to the Board. Directors are elected annually, and each director nominee elected at the Annual Meeting will serve for a term expiring at the 2027 S&T annual meeting of shareholders, until his or her successor has been elected and qualified, or until his or her earlier death, resignation, removal or disqualification. All nominees have indicated their willingness to serve, if elected, but if any should be unable to serve or unwilling to serve for good cause, proxies may be voted for a substitute nominee designated by the Board. There are no family relationships between or among any of our directors, executive officers or persons nominated or chosen to become a director or executive officer. Unless otherwise instructed, the proxy holders will vote the proxies received by them for the nominees named below.

Set forth below is a brief description of the principal occupation and business experience of each of our nominees for director, as well as a summary of the qualifications of each nominee and continuing director to serve on the Board. The Board has had significant experience with each of the incumbent directors and has had the opportunity to assess the contributions that each director has made to the Board as well as each director's industry knowledge, judgment and leadership capabilities. The Nominating Committee continually assesses the composition of the Board and seeks opportunities, within the constraint of the size of the Board, to include a mix of directors with Board experience and with fresh perspectives. The average tenure of the current Board is 8.5 years and S&T's By-Laws and Guidelines include a mandatory director retirement age of 72. In 2025, the Nominating Committee had the opportunity to add one new director, Stephanie N. Doliveira, to the Board to further strengthen the Board's knowledge, experience, judgment and leadership capabilities. The Board has two female directors, one African American director and one Asian director.

S&T seeks director candidates who will uphold the highest standards, are committed to S&T's values, and who will be strong independent stewards of the long-term interests of shareholders. In selecting nominees, our Board looks for individuals with demonstrated experience and success in fields that are relevant to our business, strategy and operations, and who will contribute diverse viewpoints and perspectives.

In evaluating and selecting nominees to the Board, our Nominating Committee considers all factors and criteria it deems appropriate, including, but not limited to, the factors set forth in our Guidelines. See the section "Director Qualifications and Nominations" below for further information on our director selection process and criteria. In furtherance of the foregoing, the Board considers a wide range of attributes when selecting and recruiting candidates. All nominees possess integrity, judgment, strong work ethic, collaborative approach to engagement and oversight, inquisitive and objective perspective, and a willingness to challenge management

**8** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Proposal 1: Election of Directors

appropriately. In addition, our nominees have executive experience and skills that are aligned with our business and strategy, including the following:

---

| | |
|:---|:---|
| **Board Skills** | **Board Skills** |
| **Core Skills and Qualifications** |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Banking and Financial Services Industry | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporate Governance |
| &nbsp;&nbsp;&nbsp;&nbsp; Leadership (Strategy & Execution) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Compensation & Succession |
| &nbsp;&nbsp;&nbsp;&nbsp; Financial Expertise<br> Regulatory/Risk Management | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Technological (Cyber, Information Technology & Innovation)<br> Other Board Experience |
| **Additional Relevant Experiences** | **Additional Relevant Experiences** |
| &nbsp;&nbsp;&nbsp;&nbsp; Business Development | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Investor Relations & Engagement |
| &nbsp;&nbsp;&nbsp;&nbsp; Mergers & Acquisitions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Local Market |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital Markets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Diversity of Experience, Education & Demographics |

---

#### Director Nominees for Election at the 2026 Annual Meeting:

---

| | | |
|:---|:---|:---|
|  | Lewis W. Adkins, Jr., Age 62 |  |
| ![LOGO](g93624g18a01.jpg) | <br> Director since 2019 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> Committees:<br> • Compensation & Benefits<br>• Credit Risk<br>• Nominating & Corporate Governance<br>|

---

#### Biographical Information
Mr. Adkins is a Shareholder and Shareholder-in-Charge of Development & Practice Integration for Roetzel & Andress, LPA, a full-service law firm with offices located throughout Ohio, Florida and Chicago. Additionally, since May 2017, he has served as President of their wholly-owned consulting subsidiary, Roetzel Consulting Solutions, a bipartisan consulting company representing clients where the private and public sectors intersect. Mr. Adkins previously served as General Counsel to Summit County, Ohio. He is affiliated with numerous professional and charitable organizations including Board Chair and President for the University of Akron Board of Trustees, Ideastream Public Media Board of Trustees, the American Bar Association, the Greater Akron Chamber of Commerce, Alpha Phi Alpha Fraternity, Inc. and the Cleveland Metropolitan Bar Association.

#### Experience and Qualifications
Mr. Adkins also has acted as lead counsel for several multi-million-dollar development projects. His clients include public and private entities, as well as construction companies, engineering firms, financial institutions, diversified energy companies, governmental entities, housing authorities, urban school districts and nonprofit organizations. Prior to assuming his current leadership role, Mr. Adkins led for over a decade Roetzel & Andress, LPA's Public Law and Finance team as Practice Group Manager. Additionally, he is currently General Counsel to Alpha Phi Alpha Homes, Inc. He also serves as lead counsel for a number of public and private entities including Ohio's largest banking institution, a regional public hospital and two of Ohio's largest school districts. Mr. Adkins' expansive business and legal knowledge and his community leadership provide the S&T Board with public finance, business development, and strategic management experience which qualifies him to serve on the S&T Board.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **9** 

------

##### [**Table of Contents**](#toc)
Proposal 1: Election of Directors

---

| | |
|:---|:---|
|  | David G. Antolik, Age 59 |
| <br> ![LOGO](g93624g18a02.jpg)  | <br> Director since 2019<br> President |

---

#### Biographical Information
Mr. Antolik has been President of S&T and S&T Bank since January 2019. He was Interim Chief Executive Officer and President from April 1, 2021 to August 23, 2021. Mr. Antolik was Chief Lending Officer of S&T and S&T Bank from 2008 to October 2020. He previously served as Senior Executive Vice President of S&T and S&T Bank from 2008 until January 2019. Mr. Antolik also serves as the chairman of the IUP Research Institute and is a member of the Indiana County Development Corporation Board.

#### Experience and Qualifications
With 37 years of banking experience, including 18 years of senior management experience at S&T, Mr. Antolik's strong leadership capabilities and in-depth industry experience in commercial banking and implementing strategic initiatives provide the S&T Board with expertise that will contribute to the strategic growth of S&T. As our past Interim Chief Executive Officer and current President, Mr. Antolik provides unique insight to the S&T Board regarding our day-to-day operations, customer information, competitive intelligence, general trends in national and local banking and issues regarding our financial results.

---

| | | |
|:---|:---|:---|
|  | Peter R. Barsz, Age 69 |  |
| <br> ![LOGO](g93624g19a01.jpg)  | <br> Director since 2019 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> Committees:<br> • Audit (Chairperson)<br>• Executive<br>• Risk<br>|

---

#### Biographical Information
Mr. Barsz is a Certified Public Accountant and has been a Partner at Barsz Gowie Amon & Fultz, LLC, an accounting firm, since July 2017 when Steger Gowie & Company merged with Merves Amon & Barsz LLC where Mr. Barsz became a partner in 1990. Mr. Barsz previously served on the board of DNB, the holding company for DNB First, N.A., from January 2018 until it was acquired by S&T in November 2019. Mr. Barsz serves as the appointed Treasurer and has served as the Finance Director of several municipalities in Chester and Delaware counties and is currently serving as Chairman of the Pennsylvania State Tax Equalization Board, an independent agency of the Commonwealth tasked with obtaining information on real estate sales throughout the state.

Mr. Barsz also received an appointment by the Pennsylvania Legislature and is currently serving as a public member on the Legislative Audit Advisory Committee for the current and past three Legislative Sessions of the General Assembly. Mr. Barsz previously served as a director of two real estate holding companies located in Media, Pennsylvania as well as the Treasurer of the Foundation of the Delaware County Chamber of Commerce. Mr. Barsz was appointed by the Delaware County Court of Common Pleas to act as the Independent Trustee of a Family Trust. Mr. Barsz was also recently appointed to the board of the Drexel Neumann Academy, which is an independent parochial school educating children from Kindergarten to eighth grade, located in Chester, Pennsylvania.

#### Experience and Qualifications
Mr. Barsz's extensive experience in accounting and providing management and financial consulting services to governmental and nonprofit entities, his deep community engagement, as well as his broad financial perspective qualify him to serve on the Audit Committee as an "audit committee financial expert" and on the S&T Board.

**10** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Proposal 1: Election of Directors

---

| | | |
|:---|:---|:---|
|  | Christina A. Cassotis, Age 61 |  |
| <br> ![LOGO](g93624g19a02.jpg)  | <br> Director since 2017 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> Committees:<br> • Audit<br>• Compensation & Benefits (Chairperson)<br>• Executive<br>• Risk<br>|

---

#### Biographical Information
Ms. Cassotis has been the chief executive officer of the Allegheny County Airport Authority, which operates Pittsburgh International Airport and Allegheny County Airport since January 2015. Prior to that, Ms. Cassotis joined SH&E, Inc. in 1999, a global commercial aviation consulting firm, where she advised airports worldwide on strategy, business, and system planning. She went on to serve as managing officer for Airport Services for ICF-SH&E from 2007 to 2014, leading a global team of airport consultants. She also serves as a member of the board for the U.S. Travel Association, a member of the Board at the Federal Reserve Bank of Cleveland (Pittsburgh Branch) and a member of the International Aviation Women's Association. Ms. Cassotis served as a director of EQT Corporation from October 2018 until July 2019.

#### Experience and Qualifications
Ms. Cassotis has demonstrated that she is a strong, decisive, and strategic leader. Her ability to identify the complex relationship between organizations and the competitive environments in which they operate has allowed her to position her business interests for the future while paying attention to immediate demands. Her substantial leadership roles within a highly-regulated, high-stakes industry provide valuable risk oversight experience, including with respect to cyber and technology, to the S&T Board. She is an innovative leader who has successfully directed necessary change through organizations to drive growth and deliver value which qualifies her to serve on the S&T Board.

---

| | |
|:---|:---|
|  | Stephanie N. Doliveira, Age 55 |
| <br> ![LOGO](g93624g88a19.jpg)  | <br> Director since 2025 |

---

#### Biographical Information
Ms. Doliveira has served as Executive Vice President of People & Culture at Sheetz, Inc, a privately-held family-owned and operated regional convenience retailer based in Altoona, Pennsylvania, since January 2023. In this role, she is responsible for strategic planning and execution of all people-centric initiatives, while also providing oversight of the company's enterprise risk, legal and government affairs functions. Previously, she served as the Vice President of Human Resources (2008-2023), Interim Manager of Brand Strategy (2006-2008), and Manager of Internal Communications (2003-2008) for Sheetz. Ms. Doliveira was a practicing labor and employment attorney prior to joining Sheetz. She serves on the Pennsylvania Governor's Early Learning Investment Commission, the Pennsylvania Chamber Board of Directors, and Sheetz Family Charities.

#### Experience and Qualifications
Ms. Doliveira's experience at a large regional convenience retailer provides the Board with deep expertise in culture, large-scale workforce, leadership and compensation strategies that support organizational transformation. Her combination of executive and legal experience brings to the Board the ability to drive enterprise-wide initiatives and develop governance, compliance and enterprise risk management frameworks that balance innovation and risk mitigation in highly regulated, complex industries. Her extensive retail industry experience provides the Board with a unique strategic perspective and qualifies her to serve on the S&T Board.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **11** 

------

##### [**Table of Contents**](#toc)
Proposal 1: Election of Directors

---

| | | |
|:---|:---|:---|
|  | Michael J. Donnelly, Age 68 |  |
| <br> ![LOGO](g93624g20a01.jpg)  | <br> Director since 2001 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> Committees:<br> • Compensation & Benefits<br>• Credit Risk<br>• Executive<br>• Nominating & Corporate Governance (Chairperson)<br>|

---

#### Biographical Information
Mr. Donnelly has been president of Indiana Printing and Publishing Company, Inc. since 1993. Mr. Donnelly has spent over 30 years working with the Indiana County Chamber of Commerce and the Indiana County Development Corporation in retaining and attracting many businesses in the Indiana, Pennsylvania area.

#### Experience and Qualifications
Mr. Donnelly's deep experience in leading, managing and operating a local business provides the S&T Board with valuable insight into the issues addressing our local corporate and consumer borrowers. Mr. Donnelly's experience in leading a business, related governance, and developing appropriate compensation for the executives and senior management of his company qualifies him to serve on the S&T Board.

---

| | | |
|:---|:---|:---|
|  | Jeffrey D. Grube, Age 72 |  |
| <br> ![LOGO](g93624g20a02.jpg)  | <br> Director since 1997 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> Committees:<br> • Audit<br>• Compensation & Benefits<br>• Credit Risk (Chairperson)<br>• Executive<br>• Risk<br>|

---

#### Biographical Information
Mr. Grube has served as a Director since 1997 and was named Lead Independent Director of the S&T Board and the S&T Bank Board in 2025. Mr. Grube served as president of B.F.G. Manufacturing Service, Inc., which provides large volume plating, painting and powder coating services with facilities in Pennsylvania and New York from 1990 until his retirement in 2020. Mr. Grube's career as an executive in the manufacturing industry includes financial and engineering experience. Mr. Grube also served as a director on the board of a privately held company that supplies compliance products for lending solutions.

#### Experience and Qualifications
Mr. Grube's extensive experience working with small and medium-sized businesses provides the S&T Board with valuable experience regarding potential borrowers and customers, customer relations, lending issues and credit risk. Mr. Grube's executive and board experience in the manufacturing sector and experience with financial institutions allow him to bring relevant insight regarding regulatory and financial compliance issues to the S&T Board.

**12** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Proposal 1: Election of Directors

---

| | | |
|:---|:---|:---|
|  | Peter G. Gurt, Age 58 |  |
| <br> ![LOGO](g93624g18p01.jpg)  | <br> Director since 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> Committees:<br> • Compensation & Benefits<br>• Credit Risk<br>• Nominating & Corporate Governance<br>|

---

#### Biographical Information
Mr. Gurt has served as director of S&T since 2024. Mr. Gurt has been president of Milton Hershey School ("MHS"), one of the world's largest private schools and which provides a home and schooling to children in social and financial need, since 2014. In October 2020, he also became the first president of Catherine Hershey Schools for Early Learning ("CHS"), a network of Early Childhood Education centers across Pennsylvania. CHS is a subsidiary of MHS with an initial investment of $350 million focused on serving children in need from birth to age five. Prior to this, he served in many leadership roles within MHS, including assistant to the president, vice president of administration, vice president of education and student life, and senior vice president and chief operating officer.

#### Experience and Qualifications
In Mr. Gurt's current role as president of MHS and CHS, he is responsible for designing and executing strategy, and expanding the impact of the Milton Hershey School Trust. MHS is the sole beneficiary of the Milton Hershey School Trust, valued at more than $20 billion. The school's trust is the sole proprietor of Hershey Entertainment & Resorts and controlling shareholder of The Hershey Company. Mr. Gurt has committed himself to serving his community through roles on the board and Commission for Accreditation at the Pennsylvania Association of Independent Schools. He has also served on several nonprofit boards throughout his career. Overall, Mr. Gurt's extensive experience as a leader in business and education, and his community activism, fiduciary and risk management experience qualify him to serve on the S&T Board.

---

| | | |
|:---|:---|:---|
|  | William J. Hieb, Age 69 |  |
| <br> ![LOGO](g93624g20a03.jpg)  | <br> Director since 2019 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> Committees:<br> • Audit<br>• Credit Risk<br>• Executive<br>• Risk (Chairperson)<br>|

---

#### Biographical Information
Mr. Hieb served as the president and chief executive officer of DNB, the holding company for DNB First, N.A. since April 2016 until it was acquired by S&T in November 2019. He was a director of DNB since 2005 and a director of DNB First, N.A. since 2004. Mr. Hieb served as president and chief risk & credit officer of DNB from April 2011 to January 2016. Prior to that, Mr. Hieb served as president and chief operating officer of DNB from January 2005 to April 2011. Mr. Hieb has previously served on the board of directors for the Chester County Chamber of Business and Industry, the Chester County Historical Society, the Chester County Economic Development Council, the Chester County Chamber of Business and Industry and its Foundation, the Pennsylvania Bankers Association, the Housing Partnership of Chester County and Business Leadership Organized for Catholic Schools, and the West Chester University's President Corporate Advisory Council.

#### Experience and Qualifications
Mr. Hieb has acquired considerable knowledge and experience during his 47 years in commercial banking including lending, credit administration, and wealth management. In addition, his background supervising DNB's risk management function and operations during his career strengthens the Board's collective qualifications, skills, and experience, and qualifies him to serve on the S&T Board.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **13** 

------

##### [**Table of Contents**](#toc)
Proposal 1: Election of Directors

---

| | | |
|:---|:---|:---|
|  | Christopher J. McComish, Age 61 |  |
| <br> ![LOGO](g93624g21a01.jpg)  | <br> Director since 2021<br> Chief Executive Officer | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> Committees:<br> • Executive<br>|

---

#### Biographical Information
Mr. McComish was named Chairperson of the S&T Board and the S&T Bank Board in 2025 and has been Chief Executive Officer of S&T and S&T Bank since August 24, 2021. Previously, he was senior executive vice president of consumer banking of TCF Bank, leading all consumer banking lines of business as well as business banking and wealth management from July 2018 to June 2021. Prior to TCF Bank, he served as president and chief executive officer of Scottrade Bank, the banking subsidiary of Scottrade Financial Services, Inc. from August 2015 to December 2017. In addition, he served as head of personal banking and then as chief operating officer for personal and commercial banking at BMO Harris Bank from December 2008 to July 2015. He began his career at Wachovia Bank, where he spent over 20 years in various regional and line of business leadership roles.

#### Experience and Qualifications
With more than 38 years of banking experience, including 23 years of senior management experience in his banking career, Mr. McComish's strong leadership capabilities as a former chief executive officer, president and chief operating officer at other banking institutions and as senior executive vice president with a larger bank in the Midwest, provide the S&T Board with expertise that contributes to the strategic growth of S&T. As our Chief Executive Officer, Mr. McComish provides in-depth industry experience and insight in commercial banking, consumer banking, business banking and wealth management from a larger bank perspective. He is familiar with the impact of technology on banking, having served as the chief executive officer of a digital online bank, and brings to the S&T Board technology risk management experience. He also provides unique insight to the S&T Board regarding our day-to-day operations, risk and strategic initiatives, general trends in national and local banking, and issues regarding our financial results. Given his four years of leading the company as Chief Executive Officer, his solid performance and the performance of S&T since he became Chief Executive Officer , Mr. McComish is also well-positioned to serve as Chair, to capitalize on a deep understanding of S&T's business and to identify issues that should be raised for consideration by the S&T Board and the S&T Bank Board.

**14** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Proposal 1: Election of Directors

---

| | | |
|:---|:---|:---|
|  | Bhaskar Ramachandran, Age 52 |  |
| <br> ![LOGO](g93624g00v00.jpg)  | <br> Director since 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> Committees:<br> • Compensation & Benefits<br>• Nominating & Corporate Governance<br>• Risk<br>|

---

#### Biographical Information
Mr. Ramachandran has served as Global Vice President and Chief Information Officer of PPG Industries, Inc., a 140-year old Pittsburgh-based leading paints and coatings company, since 2021. From 2015 until joining PPG, Mr. Ramachandran served as Vice President, Information Technology, and Chief Information Officer of the largest division, of Jabil Inc., an American worldwide manufacturing services company. At Jabil, Inc., he led the creation of a fully cloud-based connected eco-system to make production more efficient and cost-effective. Prior to joining Jabil, Inc., Mr. Ramachandran progressed through information technology roles of increasing responsibility at Textron, Inc., a multi-industry company, where he was accountable for strategy development and operational elements of Textron, Inc.'s SAP center of excellence.

#### Experience and Qualifications
Mr. Ramachandran's deep knowledge of cybersecurity and information technology provides the Board with valuable cyber and technology risk expertise, as well as a strong understanding of digital business strategies and emerging technology. Mr. Ramachandran's extensive leadership experience at large, regulated companies, including his proven track record in scaling and transforming businesses, brings a diverse range of skills and knowledge that further contribute to an engaged and well-balanced Board. His work developing and leading diverse, high-performing teams across different industries and global companies also provides the Board with a unique perspective on people, process, adaptability and emotional intelligence.

#### Board Recommendation

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp; <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![LOGO](g93624g79o12.jpg) <br>| The S&T Board Recommends a Vote "FOR ALL" of the Nominees. |

---

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **15** 

------

##### [**Table of Contents**](#toc)
CORPORATE GOVERNANCE

#### Corporate Governance Guidelines
The Board has developed and adopted the Guidelines which reflect S&T's commitment to following corporate governance best practices. The Guidelines are intended to promote the functioning of the Board and its committees and provide a common set of expectations as to how the Board should perform its functions. These Guidelines are not intended to modify or amend S&T's Articles of Incorporation, as amended (the "Articles of Incorporation"), or By-laws. In the event of a discrepancy between these Guidelines and the Articles of Incorporation or the By-laws, the Articles of Incorporation and By-laws will always govern. The Guidelines are available on S&T's website, <u>www.stbancorp.com</u>, under Governance.

#### Director Independence
The Board annually reviews and makes a determination as to the independence of its directors under the Nasdaq listing rules. In 2025, the Board also considered all direct and indirect transactions described under "Transactions with Related Parties" in determining whether a director is independent. Finally, the Board considered whether a director has any other material relationships with S&T and concluded that none of S&T's directors, other than Mr. Antolik and Mr. McComish, has any such relationship that impairs the director's independence. There were no other related party transactions other than those described under "Transactions with Related Parties" in this Proxy Statement. The Nominating Committee has the delegated responsibility to evaluate each director's qualifications for independence for the Board and for the committees of the S&T Board. In accordance with the Nasdaq listing rules and interpretations, following review of the objective measures, the Nominating Committee and Board also evaluate on a subjective basis each director's personal, familial and/or business relationship, regardless of dollar amount.

At a meeting held on January 28, 2026, the Board affirmatively determined the following nine directors and director nominees are independent under the Nasdaq listing rules: Mr. Adkins, Mr. Barsz, Ms. Cassotis, Ms. Doliveira, Mr. Donnelly, Mr. Grube, Mr. Gurt, Mr. Hieb, and Mr. Ramachandran. S&T provided financial services during 2025 to certain of S&T's directors and to entities with which certain of S&T's directors are affiliated. Affiliated entities include companies of which a director is, or was during 2025, an executive officer. We offer those services in the ordinary course of business on substantially the same terms and conditions, including price, as we provide to other similarly situated customers. The Board concluded that none of the subjective considerations impacted the independence of our directors.

Christine J. Toretti, who served as a director and independent Chair of the Board until her resignation on September 28, 2025 due to her appointment and confirmation as the United States Ambassador to Sweden, also qualified as independent during the period she served on the S&T Board. The Board also found Frank J. Palermo, Jr. who served as a director until May 13, 2025 when he did not stand for re-election, also qualified as independent during the period he served on the S&T Board. As discussed below, all members of the Compensation and Benefits Committee (the "Compensation Committee") and the Nominating Committee are independent under the Nasdaq rules. In addition, the Board determined that each of the members of the Audit Committee is independent under applicable SEC and Nasdaq rules. The Board affirmatively determined that Mr. Antolik and Mr. McComish are the only non-independent directors as each is an executive officer of S&T. In making these determinations, the Board relied on the evaluation and recommendations made by the Nominating Committee.

#### Board Structure; Board and Committee Meetings
There are currently 11 directors comprising the Board. The Board currently has established six standing committees: Audit, Compensation and Benefits, Credit Risk, Executive, Nominating and Corporate Governance, and Risk. Each Board Committee serves as a board committee of S&T Bank in addition to being a Board committee of S&T.

During 2025, the Board held six regular and two special board meetings, for a total of eight, with the following number of meetings held by the Board committees: Audit, eight; Compensation and Benefits, five; Credit Risk,

**16** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Corporate Governance

four; Nominating and Corporate Governance, four; and Risk, four. The Executive Committee, which meets as often as it determines is necessary and appropriate, did not meet during 2025.

Each director of the Board attended at least 75% of the aggregate number of meetings of the Board and the committees on which he or she served during 2025. Independent members of the Board meet at least twice per year in regularly scheduled executive sessions without management present. The independent Chairperson of the Board or, when the position of Chairperson of the Board is not held by an independent director, the Lead Director, presides over all executive sessions. The Board has implemented a formal policy that strongly encourages director attendance at the annual meeting of shareholders. In 2025, all of S&T's then serving on the Board directors attended the annual meeting of shareholders, except Frank J. Palermo, Jr.

It is the Board's policy not to mandate the separation of the offices of Chairperson of the Board and Chief Executive Officer ("CEO"). The Board believes it is in the best interests of S&T for the Board to make the determination from time to time as the circumstances warrant regarding the appropriate Board leadership structure. Pursuant to the Guidelines, when the position of Chairperson of the Board is not held by an independent director, a Lead Director, who is independent under Nasdaq and SEC rules, will be selected by the independent Board members to help ensure strong independent leadership on the Board. At a special meeting held on September 24, 2025, in connection with the resignation of the former Chairperson, Christine J. Toretti, the Board, including all members of the Nominating Committee, approved the creation of a Lead Independent Director position ("Lead Director") on the Board and appointed the current CEO, Christopher J. McComish, to serve as the Chairperson of the Board. As a result, the Board appointed the current CEO of S&T, Christopher J. McComish, to serve as the Chairperson of the Board and appointed Jeffrey D. Grube, to serve as the Lead Director of the Board. The duties of the Lead Director are broad and substantive, promoting strong independent oversight over management and accountability to shareholders. The Board appointed Mr. McComish as Chairperson, given his four years of leading the company as CEO, his solid performance and the performance of S&T since he became CEO, all of which best position him to capitalize on a deep understanding of S&T's business to identify the most critical business issues that should be raised for consideration by the Board. The Board believes these appointments and corporate governance changes are in the best interests of S&T and its shareholders.

The Lead Director serves as liaison between the CEO and the independent directors, supervises various board operations and governance, fostering an effective, engaged and independent board culture, and ensures the board fulfills its oversight responsibilities.

Pursuant to the Guidelines, the Lead Director has the following authority and responsibilities:

• Review and approve Board meeting agendas, in consultation with the Chairperson of the Board and other members of the Board.

• Establish agendas for and preside over executive sessions of the Board's independent directors.

• Call and preside at meetings of independent directors.

• Act as a liaison between independent directors and the Chairperson of the Board.

• Review or advise on Board meeting materials or informational needs to ensure the Board receives timely, accurate and complete information and the decision time necessary to make informed judgments.

• Preside at Board meetings in the absence of the Chairperson of the Board.

• Together with the Chairperson of the Board, ensure the Board fulfills its role in overseeing and monitoring management and operations of S&T and protects the interests of S&T and its shareholders.

• Facilitate discussion among the independent directors on key issues and concerns outside of Board meetings.

• Provide advice and counsel to the Chairperson of the Board, while respecting the executive responsibilities of the CEO.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **17** 

------

##### [**Table of Contents**](#toc)
Corporate Governance

• If requested by major shareholders or regulators, ensure that they are available for consultation and direct communication.

• Communicate the Board's evaluation of the CEO's annual performance together with the Compensation Committee Chairperson.

• Lead the Board in an evaluation of the Chairperson of the Board's performance and communicate it to the Chairperson of the Board.

• Lead a process to select a new Chairperson of the Board when necessary.

• Provide leadership to the Board in a time of emergency or crisis with respect to the Chairperson of the Board.

• Discharge such other responsibilities as the Board's independent directors may request from time to time.

When the position of Chairperson of the Board is not held by an independent director, the Chairperson of the Board shall have the following authority and responsibilities; provided that the following list is not an exclusive list of all duties of the Chairperson of the Board.

• Prepare the agenda for board meetings with the Secretary and in consultation with the Lead Director.

• Preside over all meetings of the Board.

• Call Special meetings of the Board.

• Call meetings of the executive committee of the Board.

• Preside over all meetings of shareholders.

• Together with the Lead Director, ensure the Board fulfills its role in overseeing and monitoring management and operations of S&T and protects the interests of S&T and its shareholders.

• Ensure the Board receives timely, accurate and complete information and the decision time necessary to make informed judgments.

• Assign tasks to the appropriate committees of the Board.

• Promote effective relationships and open communication, both inside and outside the boardroom, between senior management and the Board.

The Board believes that the current composition of the Board, the Board committees as presently constituted, and the leadership structure of the Board enable the Board to fulfill its role in overseeing and monitoring the management and operations of S&T and to protect the interests of S&T and its shareholders.

#### Director Succession Planning
One of our current directors, Jeffrey D. Grube, has reached the mandatory retirement age of 72 pursuant to S&T's By-laws and Guidelines, and the Board anticipates that at least three other current directors will reach the mandatory retirement age over the next four years. In anticipation of these events, the Board and the Nominating Committee have been addressing Board composition and succession planning.

Mr. Grube, who was appointed to the Board in 1997, serves as Chair of the Credit Risk Committee and has served as Chair of the Compensation & Benefits Committee and as a member of the Audit Committee, Executive Committee and Risk Committee, was recently appointed as Lead Director, as discussed above, and has reached the mandatory retirement age. As part of its analysis of director succession, optimal Board composition and continuity of leadership, the Nominating and Governance Committee recommended, and our Board approved, a limited waiver of the mandatory retirement age for Mr. Grube simultaneously with the director nominations made by the Board in January 2026. The waiver is limited to the period ending with

**18** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Corporate Governance

nominations for the 2028 annual meeting of shareholders, enabling Mr. Grube to serve on the Board through the 2029 annual meeting of shareholders, if elected. The waiver permits, but does not require, the Board to annually nominate Mr. Grube to serve on the Board and to continue to appoint him as the Lead Independent Director during such period.

Mr. Grube abstained from this vote. Mr. Grube has been nominated by the Board for election by shareholders at the Annual Meeting and is included in the Board nominees beginning on page 9.

The Board believes that it is in the best interests of S&T to waive the mandatory retirement age provision on a limited basis as described above. The Board does not currently intend to amend the By-laws or the Guidelines provisions with respect to the mandatory retirement age on a permanent basis.

#### The S&T Board's Role in Risk Oversight
*Role of the S&T Board*

The S&T Board, with the assistance of the Risk Committee, oversees an enterprise-wide approach to risk management ("ERM"), designed to support the achievement of strategic goals, to improve long-term organizational performance and to enhance shareholder value. The Board's oversight primarily focuses on material risks and any notable emerging themes to ensure S&T's risk management is adequate. The chair of the Risk Committee, in collaboration with the Chairperson of the Board, helps ensure that the Board has appropriate discussions on risk topics. The Risk Committee is responsible for reviewing and recommending to the Board for approval certain risk appetites taking into account S&T's structure, risk profile, complexity, activities, size, and other appropriate risk-related factors. The Risk Committee considers current risks, which include the respective timeframes reflected by those risks, emerging risks, and future threats.

The Risk Committee is responsible for overseeing S&T's risk management activities and the effectiveness of its ERM framework. The Risk Committee is also responsible for monitoring our compliance risk with respect to regulatory and legal matters. The members of the Risk Committee are Peter R. Barsz, Christina A. Cassotis, Jeffrey D. Grube, William J. Hieb (Chairperson), and Bhaskar Ramachandran. Christine J. Toretti, a former director, served as a member of the Risk Committee until her resignation on September 28, 2025 due to her appointment and confirmation as the United States Ambassador to Sweden. Per the Risk Committee charter, the chairperson of the Risk Committee must satisfy the independence requirements established by the SEC, Nasdaq and any other governmental or regulatory body with authority over S&T. Mr. Hieb, Risk Committee Chairperson, meets such independence standards. The Risk Committee recommends to the Board the risk appetite or broad level of risk that is appropriate for S&T to accept. S&T's risk appetite is an important piece of an effective ERM framework that reinforces risk culture and is a core instrument for better aligning overall corporate strategy, capital allocation, and risk.

Our Risk Committee's primary purpose is to assist the Board in fulfilling its fiduciary responsibilities with respect to its oversight and assessment of S&T's ERM framework, including among other things, the identification, assessment, measurement, monitoring, and management of the following major risk categories: Credit, Market, Liquidity, Operational, Information Technology and Security, Compliance/Regulatory, Legal, and Strategic. The Risk Committee meets quarterly or as often as it determines is necessary and appropriate. As with the other committees of the Board, the Risk Committee has the authority to consult with outside advisors as it deems necessary or appropriate to discharge its duties and responsibilities.

The Board, with the assistance of the Risk Committee, delegates the authority and responsibility for ensuring alignment of the risk appetite with the strategic objectives to the management-level Enterprise Risk Management Committee (the "ERM Committee"). The ERM Committee serves as the primary risk management forum for monitoring S&T's risk exposures by reviewing key risk indicators or guidelines to proactively monitor both the level and direction of risk as well as key performance indicators to monitor progress toward achievement of strategic goals. By utilizing a comprehensive and standardized view of the nature and level of

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **19** 

------

##### [**Table of Contents**](#toc)
Corporate Governance

risk to which S&T is exposed and the interaction of the various risk components identified in its ERM program, S&T is better able to assess and manage its risk and react to uncertainties. S&T's executive management-level committees, each of which is overseen by a Board committee, assists in this effort by helping S&T assess and manage issues, emerging risks and future threats identified across the organization and escalating them to the Board.

The ERM Program utilizes a three lines of defense model to delegate responsibility for critical risk management processes across the business functions and operational areas, as well as risk management, compliance, and internal audit teams. S&T's first line of defense consists of business areas and operational teams across S&T Bank. These areas and teams are responsible for identifying, assessing, mitigating, monitoring, and managing risk within their respective areas. S&T's risk management functions represent the second line of defense. These functions are led by the Chief Risk Officer ("CRO") and include a team consisting of a Director of Risk Management, Chief Appraisal Officer, Chief Compliance Officer, Chief Security Officer, Director of Credit Risk Review and Director of Operational Risk Management. S&T's Audit and Advisory Department represents the third line of defense, which provides independent and objective assurance to senior management and the Board regarding first and second line risk management functions, internal controls, and governance processes.

The ERM Committee is comprised of members of S&T executive leadership, including the CRO, CEO, President, Chief Financial Officer ("CFO"), Chief Credit Officer, Commercial Banking Executive, Chief Human Resources Officer, Chief Operating Officer, Chief Audit Executive ("CAE"), Chief Consumer and Business Banking Officer, Director of Treasury Management, Banking Operations Division Manager, Director of Risk Management, Chief Compliance Officer, Chief Security Officer, Director of Credit Risk Review, Director of Operational Risk Management, and General Counsel. The ERM Committee meets at least quarterly to take the following actions prior to presentation to the Risk Committee: discuss the risk exposures of the enterprise, review changes to those exposures based on internal and external events, manage and mitigate such risks, and discuss significant policy changes, new products and services, and review ERM reports, including each of the corresponding risk management programs. The ERM Committee promotes proper risk management practices throughout S&T. A corporate policy approved by the Risk Committee governs the ERM Committee. The ERM Committee also operates pursuant to a written charter that is formally approved by the Risk Committee.

*Role of the Board Committees*

Pursuant to our Risk Committee charter, the CRO reports directly to the CEO, but has direct access to the Risk Committee, without impediment, and provides regular communication to the Risk Committee regarding risk management and regulatory compliance activities and other matters as the CRO determines necessary. The Risk Committee reviews and approves the appointment, replacement or dismissal of the CRO and oversees CRO succession planning.

The CRO, as the administrator of the ERM program, regularly meets with management, including the CEO, to discuss the primary areas of risk identified above as part of the ERM program. As necessary, the Risk Committee meets with the CRO to discuss and analyze risks to S&T without management present.

The Audit Committee is responsible for oversight of financial risk, including internal controls which encompasses disclosure controls and procedures, oversight of the registered public accounting firm independence and performance, oversight of the internal audit function, and oversight of all trust activities consistent with the Federal Deposit Insurance Corporation's Statement of Principles of Trust Department Management. As part of the Audit Committee's oversight of the internal audit function, they approve the appointment, replacement, or dismissal of the CAE. Pursuant to our Audit Committee charter, the CAE reports directly to the Audit Committee, with administrative oversight provided by the CEO. At least quarterly, the Audit Committee meets (including without Management present during executive sessions) with the CAE to review and assess risks identified by internal audit, the risk-based audit plan, sufficiency of resources (financial and staffing), departmental performance indicators, and the independence of the function within the organization. The Audit Committee meets twice quarterly or as often as it determines is necessary and appropriate.

**20** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Corporate Governance

The Compensation and Benefits Committee is responsible for assessing and mitigating risks associated with S&T's human capital and compensation practices, both with respect to S&T's NEOs (as further described in the Compensation Discussion and Analysis ("CD&A") section of this Proxy Statement) and its employees generally. The Compensation Committee reviews the incentive compensation arrangements for S&T's NEOs with the CRO at least annually to discuss and evaluate the risk posed to S&T by its employee compensation plans and to ensure that the compensation arrangements do not encourage the NEOs to take unnecessary and excessive risks that threaten the value of S&T. The Compensation Committee meets quarterly or as often as it determines is necessary and appropriate.

Our Credit Risk Committee is responsible for reviewing the credit administration risk management practices and reporting; the performance of the independent credit risk review function and its assessment of the management of credit risk arising from the lending and lending-related functions of S&T; the review of commercial lending activity, including portfolio reviews; the credit policy approval; and providing guidance on pertinent credit risk matters including loan-related strategies. The members of the Credit Risk Committee are Lewis W. Adkins, Michael J. Donnelly, Jeffrey D. Grube (Chairperson), Peter G. Gurt, and William J. Hieb. The Credit Risk Committee meets quarterly or as often as it determines is necessary and appropriate. The Credit Risk Committee reviews and approves the appointment, replacement, or dismissal of the Director of Credit Risk Review and at least annually reviews with the Director of Credit Risk Review the plans, activities, staffing and organizational structure of the credit risk review function. At least quarterly or as needed, the Credit Risk Committee meets with the Director of Credit Risk Review to discuss and analyze credit risks to S&T without management present.

The Executive Committee is responsible for exercising the authority to act on behalf of the Board between meetings of the Board to the fullest extent permitted by law. The Executive Committee meets as often as it determines is necessary and appropriate. Peter R. Barsz, Christina A. Cassotis, Michael J. Donnelly, Jeffrey D. Grube, William J. Hieb, and Christopher J. McComish serve as members of the Executive Committee. Christine J. Toretti, a former director, served on the Executive Committee as Chair, until her resignation on September 28, 2025.

*Employee Compensation Policies and Managing Risk*

We believe our approach to goal setting, setting of targets with payouts at multiple levels of performance, and evaluation of performance results assists in mitigating excessive risk taking that could harm our value or reward poor judgment by our executives. We believe that several features of our compensation policies and programs reflect sound risk management practices, such as basing incentive awards on the achievement of predetermined earnings per share ("EPS"), pre-provision net revenue and non-performing asset goals, all audited numbers, and granting restricted awards subject to a three year tiered time or three year cliff performance vesting that serves the additional purpose of encouraging senior management to make current decisions that promote long-term growth, promoting retention of senior management and requiring senior management to meet stock ownership guidelines. All awards granted under S&T Bancorp, Inc.'s 2021 Incentive Plan (the "2021 Incentive Plan") were subject to Compensation Committee review and approval based upon corporate and/or individual performance.

The incentive plan for senior management, as described in the CD&A section below, contains a "Minimum Gateway Requirement" (other than for time-based awards) and a "Shareholder Protection Feature," which provide that awards will not be made unless S&T achieves a Return on Average Equity of at least 5% and maintains well capitalized capital ratio requirements, as established by applicable regulatory authorities, respectively. We believe we have allocated our compensation among base salary and short and long-term compensation target opportunities in such a way as to not encourage excessive risk-taking. The Compensation Committee also reviews compensation and benefits plans affecting employees in addition to those applicable to executive officers. Based on the review by the Compensation Committee, the S&T Board determined that it is not reasonably likely that S&T's compensation and benefit plans would have a material adverse effect on S&T.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **21** 

------

##### [**Table of Contents**](#toc)
Corporate Governance

#### Audit Committee
The Audit Committee is established in accordance with Section 3(a)(58)(A) of the Exchange Act. The members of the Audit Committee are Peter R. Barsz (Chairperson), Christina A. Cassotis, Jeffrey D. Grube, and William J. Hieb. All members meet the independence standards for audit committees established by the SEC and Nasdaq. Frank J. Palermo, a former director who served as the Chair of the Audit Committee until May 13, 2025 when he did not stand for re-election, was also independent during the time of his service.

A written charter approved by the Board governs the Audit Committee and complies with current Nasdaq Rules relating to charters and corporate governance. The Audit Committee reviews the adequacy of this charter annually and recommends any proposed changes to the Board. A copy of the charter is included on S&T's website <u>www.stbancorp.com</u>, under Governance. The Audit Committee has provided information regarding the functions performed by the Audit Committee and its membership in the "Report of the Audit Committee," included in this Proxy Statement on page 68.

The Board has determined that Peter R. Barsz, Chair of the Audit Committee, CPA, and William J. Hieb each qualify as an "audit committee financial expert" as defined in regulations issued pursuant to the Sarbanes-Oxley Act of 2002. The Board also determined that Frank J. Palermo, CPA, a former director and Chair of the Audit Committee, qualified as an "audit committee financial expert" until the expiration of his term immediately following the 2025 annual meeting of shareholders.

The Audit Committee annually reviews the independent registered public accounting firm's performance and independence in deciding whether to retain the firm or engage a different independent registered public accounting firm. As part of this review, the Audit Committee considers, among other things, the following:

• The independent registered public accounting firm's continued independence and objectivity;

• The capacity, depth, financial services knowledge and public company experience of the independent registered public accounting firm;

• The quality and candor of the independent registered public accounting firm's communications with the Audit Committee and Management;

• The desired balance of the independent registered public accounting firm's experience and fresh perspective as a result of mandatory audit partner rotation, which will take place in May 2026, as required by Section 203(j) of the Exchange Act

• External data on audit quality and performance, including recent Public Company Accounting Oversight Board (PCAOB) reports on the independent registered public accounting firm and its peer reviews;

• The quality and efficiency of the audit firm's audit plans and performance conducting S&T's audit;

• The appropriateness of the independent registered public accounting firm's fees for audit and non-audit services;

• The independent registered public accounting firm's effectiveness of communications and working relationships with the Audit Committee, Internal Audit, and management; and

• The independent registered public accounting firm's tenure as S&T's independent registered public accounting firm, including the benefits of having a long-tenured auditor and controls and processes that help safeguard the firm's independence.

The Audit Committee has the authority to consult with outside advisors as it deems necessary or appropriate to discharge its duties and responsibilities.

#### Compensation and Benefits Committee
The members of the Compensation Committee are Lewis W. Adkins, Jr., Christina A. Cassotis (Chairperson), Michael J. Donnelly, Jeffrey D. Grube, Peter G. Gurt, and Bhaskar Ramachandran. The Compensation

**22** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Corporate Governance

Committee's primary function is to recommend to the Board action on executive compensation and compensation and benefit changes brought to it by management.

A written charter approved by the Board governs the Compensation Committee and complies with current Nasdaq Rules relating to charters and corporate governance. The Compensation Committee reviews the adequacy of this charter annually and recommends any proposed changes to the S&T Board. A copy of the charter is included on S&T's website <u>www.stbancorp.com</u>, under Governance. The Compensation Committee is comprised entirely of independent board members, as defined by Nasdaq listing standards.

The Compensation Committee is responsible for our stated compensation strategies, goals and purposes, ensuring that there is a strong link between the economic interests of management and shareholders; that members of management are rewarded appropriately for their contributions to company growth and profitability; that the executive compensation strategy supports organization objectives and shareholder interests; and that human capital programs and policies, including with respect to management development, succession planning and inclusion initiatives are effective. The Compensation Committee must provide clear direction to management to ensure that its policies and procedures are carried out in a manner that achieves balance and is consistent with safety and soundness. It approves any material exceptions or adjustments to the incentive compensation arrangements established for senior management and carefully considers and monitors the effects of any approved exceptions or adjustments. In support of the Compensation Committee's responsibilities, S&T has an Incentive Compensation Steering Committee ("Steering Committee"), which operates under a formal management committee charter and whose members consist of the CEO, the President, the CFO, the CRO, Chief Human Resource Officer, the Chief Operating Officer and any other officer that the Compensation Committee deems appropriate. The Steering Committee reviews all incentive plans to ensure that they are equitable across all business lines, tie to organizational goals, do not encourage excessive risk-taking and are not designed to encourage misconduct or illegal behavior. As part of the Steering Committee's responsibilities, it applies the safety and soundness guidelines established in our formal Incentive Compensation Arrangements policy.

The Compensation Committee receives and reviews, on an annual or more frequent basis, an assessment by management, with input from risk management personnel, of the effectiveness of the design and operation of the organization's incentive compensation system in providing appropriate risk-taking incentives. It also reviews periodic reports of incentive compensation awards and payments relative to risk outcomes. It ensures that the incentive compensation arrangements for S&T do not encourage employees to take risks that are beyond S&T's ability to manage effectively. It also performs other related duties as set forth in its written charter.

The process, policies and specific determinations of the Compensation Committee with respect to compensation of our NEOs for fiscal year 2025, including management's role in such process, are described in greater detail in the CD&A section of this Proxy Statement.

The Compensation and Benefits Committee Report is on page 47 of this Proxy Statement.

The Compensation Committee has the authority to consult with outside advisors as it deems necessary or appropriate to discharge its duties and responsibilities.

#### Nominating and Corporate Governance Committee
The members of the Nominating Committee are Lewis W. Adkins, Jr., Michael J. Donnelly (Chairperson), Peter G. Gurt, and Bhaskar Ramachandran.

The Nominating Committee's functions are to assist the Board in annually reviewing the qualifications and independence of the members of the Board and its various committees as well as the composition and structure of the Board; to review and make recommendations to the Board as to its committee structure, functions and

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **23** 

------

##### [**Table of Contents**](#toc)
Corporate Governance

composition on a periodic basis; to oversee the annual assessment of the performance of the Board, its committees and its directors, including whether its committees are functioning effectively; to recommend director nominees to the Board to submit for election by shareholders; and to provide guidance to the Board on corporate governance issues. Prior to beginning the annual assessment of the Board and its committees, the Nominating Committee considers possible enhancements to the process to ensure continued effectiveness. Any feedback on the assessment process from the prior year is incorporated. Each year, the Nominating Committee oversees a robust assessment process that includes three separate assessments, a Board self-assessment, a committee self-assessment that is specific to each committee and an individual director self-assessment. In connection with the 2025 assessment, the Nominating Committee and the Board agreed to engage a third party to facilitate the assessment. The results of the Board and committee self-assessments are reviewed by the Chair of the Nominating Committee, the Lead Independent Director and the Board Chairperson, then shared, reviewed and discussed with the Board. To encourage candor, the individual director self-assessments are shared only with the Chair of the Nominating Committee, the Lead Independent Director and the Board Chairperson. The Chair of the Nominating Committee, the Lead Independent Director and the Board Chairperson, individually or together, may hold one-on-one discussions with individual directors to further discuss the Board, committee and individual director self-assessments. The self-assessments pay particular attention to the Board's oversight of S&T's risk management framework, Board refreshment, the structure of the Board and its committees and the Board's ability to take actions and make decisions efficiently and independently from management.

In addition, the Nominating Committee reviews all transactions with related parties, as further described on page 64 of this Proxy Statement. The Nominating Committee oversees the director onboarding process and the continuing education programs for all directors. To assist in remaining current with Board duties and committee responsibilities, the Board regularly has educational sessions with internal and external resources during Board meetings and participates in a third-party educational program designed specifically for bank directors. This program offers access to online video training series, a wide range of in-person conferences, periodic hard copy and digital magazines, and peer-based and webinar educational programs on corporate governance, risk management, committee duties, board leadership and industry developments. Various other educational opportunities and sources are also provided to the Board.

A written charter approved by the Board governs the Nominating Committee and complies with current Nasdaq Rules relating to charters and corporate governance. The Nominating Committee reviews and reassesses the adequacy of this charter annually and recommends any proposed changes to the Board. A copy of the charter is included on S&T's website <u>www.stbancorp.com</u>, under Governance. The Nominating Committee is comprised entirely of independent board members, as defined by Nasdaq listing standards. Mr. Palermo, a former director who served on the Nominating Committee until May 13, 2025 when he did not stand for re-election, was also independent during the time of his service.

The Nominating Committee has the authority to consult with outside advisors as it deems necessary or appropriate to discharge its duties and responsibilities.

#### Director Qualifications and Nominations
The Nominating Committee has adopted, and the Board has ratified, a corporate policy for identifying and evaluating candidates for membership on the Board. The Nominating Committee identifies potential candidates based on suggestions from directors, officers of S&T, and S&T shareholders. An S&T shareholder may make a director nomination in accordance with Section 202 of S&T's By-laws and applicable law. The procedure under Section 105 of the By-laws provides that a notice relating to the nomination must be timely given in writing to the Secretary of S&T, at 800 Philadelphia Street, Indiana, Pennsylvania 15701, prior to the annual meeting. To be timely, the notice must be delivered not earlier than the close of business on the 120th day (January 12, 2027), nor later than the close of business on the 90th day (February 11, 2027), prior to the first anniversary of the preceding year's annual meeting (May 12, 2027), unless the date of the annual meeting is more than 30 days before or more than 60 days after such anniversary date, in which case we will notify you of

**24** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Corporate Governance

the new deadlines. Among other requirements, such notice must be accompanied by the nominee's written consent to be named in the applicable proxy statement and contain information relating to the business experience and background of the nominee and the nominee's holdings of S&T Common Stock and information with respect to the nominating shareholder. There are no differences in the manner in which the Nominating Committee considers and evaluates candidates for membership on the Board based on whether such candidate is recommended by a shareholder, the Nominating Committee, or by any other source.

In evaluating and selecting nominees to the Board, the Nominating Committee takes into account all factors and criteria it considers appropriate, which includes but is not limited to the following: high personal and professional integrity; sound independent judgment and exceptional ability; business experience; collaborative approach to engagement and oversight; inquisitive and objective perspective; area of residence in relationship to S&T's geographic market; other directorship experience that would be beneficial to the Board and management of S&T; diversity of experience relative to that of other S&T directors; diversity of age, gender, minority status, and level and type of education; whether the candidate will be effective in serving the long-term interests of S&T's shareholders; whether the candidate has sufficient time and energy to devote to the affairs of S&T; whether the candidate possesses a willingness to challenge and stimulate management and the ability to work as part of a team; whether the candidate meets the independence requirements of the Nasdaq listing standards; whether the candidate is free from conflicts of interest with S&T; whether the candidate has any other skills and qualifications identified from time by the Board; and any other factors related to the ability and willingness of a new director to serve or an existing director to continue his or her service.

The Nominating Committee may engage a third-party search firm to assist it in identifying director candidates who meet the above-identified criteria and did so in 2025. S&T did not receive any timely shareholder nominations for a director for consideration for this Annual Meeting.

#### Shareholder Communications with Directors
Shareholders who desire to communicate with the Board or a specific director should send any communication, in writing, to S&T Bancorp, Inc., 800 Philadelphia Street, Indiana, Pennsylvania 15701, Attention: Secretary. Any such communication should state the number of shares beneficially owned by the shareholder. S&T's Secretary will initially review all communications received in accordance with the Shareholders Communication Policy adopted by the Board. The Secretary will relay all such communications to the appropriate director or directors on a periodic basis unless the Secretary determines that the communication does not relate to the business or affairs of S&T or the functioning or constitution of the Board or any of its committees; relates to routine or insignificant matters that do not warrant the attention of the Board; is an advertisement or other commercial solicitation or communication; is frivolous or offensive; or is otherwise not appropriate for delivery to directors. The director or directors who receive any such communication will have discretion to determine whether the subject matter of the communication should be brought to the attention of the full Board or one or more of its committees and whether any response to the person sending the communication is appropriate. Any such response will be made through S&T's management and only in accordance with S&T's policies and procedures and applicable laws and regulations relating to the disclosure of information. If the Secretary believes the communication may be a complaint relating to any questionable accounting, internal accounting controls or auditing matter ("Covered Matter"), the Covered Matter will be handled in accordance with S&T's Complaints Regarding Accounting, Internal Accounting Controls or Auditing Matters Policy ("Whistleblower Policy"). A copy of the Whistleblower Policy is included on S&T's website <u>www.stbancorp.com</u>, under Governance.

#### Code of Conduct and Ethics
The S&T Board has adopted a General Code of Conduct for directors, officers, and employees and has further adopted a Code of Conduct for the CEO and CFO (the "Senior Officer Code", which contains additional provisions separate from the General Code of Conduct applicable to our CEO and CFO). Both the General Code of Conduct and the Senior Officer Code are posted on S&T's website <u>www.stbancorp.com</u>, under Governance. The General Code of Conduct addresses the professional, honest and candid conduct of each director, officer

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **25** 

------

##### [**Table of Contents**](#toc)
Corporate Governance

and employee; conflicts of interest, disclosure process, and compliance with laws, rules and regulations (including insider trading laws); corporate opportunities, confidentiality, self-dealing and fair dealing; and protection and proper use of company assets. It also encourages reporting any illegal or unethical behavior. The Senior Officer Code addresses the CEO and CFOs duty to report certain significant deficiencies in S&T's internal control over financial reporting or fraud involving financial reporting, disclosures, or internal control over financial reporting and other violations of laws. A waiver of the General Code of Conduct for an executive officer or director of S&T (or a waiver of the Senior Officer Code for the CEO or CFO) may be made only by the Board and must be promptly disclosed as required by SEC or Nasdaq rules. S&T will disclose any such waivers, as well as any amendments to the General Code of Conduct or the Senior Officer Code, on S&T's website. Shareholders may obtain a printed copy of the Code of Conduct or the Senior Officer Code by contacting the Secretary at the address previously provided.

**26** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Corporate Governance

#### Insider Trading Policy
S&T has adopted an Insider Trading Policy governing the purchase, sale, and/or other dispositions of S&T's securities by our directors, officers and employees, as well as their family members and entities controlled by them, that we believe is reasonably designed to promote compliance with insider trading laws, rules and regulations and the exchange listing standards applicable to us. A copy of our Insider Trading Policy is filed as Exhibit 19.1 to our Annual Report on Form 10-K for the year ended December 31, 2025.

#### Political Activity/Contributions
S&T recognizes the responsibilities of good citizenship. Employees are encouraged to take part in political activities on their own time and in their own name, so long as their participation does not affect their job performance; however, employees may not solicit campaign funds or engage in other forms of electioneering on business premises. S&T generally refrains from making contributions of anything of value to directly or indirectly influence an election for political office. This includes the use of company facilities and equipment, loan of employees, loan or advances (other than under normal credit standards), furnishing of transportation, or special duplicating services. In the past fiscal year, S&T has spent no money and contributed nothing of value for political advocacy.

#### Employee, Officer and Director Hedging
Directors, officers, and employees are prohibited from engaging in any hedging transactions (including transactions involving options, puts, calls, prepaid variable forward contracts, equity swaps, collars and exchange funds, or other derivatives) that are designed to hedge or speculate on any change in the market value of S&T's securities.

#### Compensation Committee Interlocks and Insider Participation
No member of the Compensation Committee was at any time during fiscal 2025 an officer or employee of S&T or any of our subsidiaries, and no member has ever served as an officer of S&T. None of our executive officers serves or, during fiscal year 2025, served as a member of the board of directors or the compensation committee of any entity that has one or more executive officers serving as a member of the Board or Compensation Committee.

#### Compensation Consulting and Advisory Services Fees
In 2025, Aon plc ("Aon") performed services for the Compensation Committee with respect to recommendations for the appropriate compensation level for the President and CEO; for evaluation of and recommendations for S&T's peer banks; for an analysis of S&T's executive compensation, including the NEOs, compared with S&T's peer banks; and for refinements to the Management Incentive Plan and Long-Term Incentive Plan.

In 2025, the Compensation Committee reviewed and assessed the independence of Aon and concluded that Aon's work did not raise any conflicts of interest and that Aon is independent. In reaching these conclusions, the Compensation Committee considered the factors set forth in the SEC rules and Nasdaq listing standards.

#### Environmental, Social and Governance Practices
S&T's 2025 Corporate Responsibility Report provides S&T's environmental, social and governance practices and can be found at <u>https://www.stbank.com/corporateresponsibility</u>.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **27** 

------

##### [**Table of Contents**](#toc)
DIRECTOR COMPENSATION

The Nominating Committee annually reviews S&T's director compensation and makes recommendations to the Board. S&T's director compensation is designed to align the S&T Board with its shareholders and to attract, motivate and retain high-performing members critical to S&T's success. A directors' compensation analysis including a peer comparison is completed annually. The objective is to evaluate director compensation against S&T's peer group to ensure S&T's compensation practices for its directors are consistent with banks its size and within similar markets. S&T uses a combination of cash and restricted stock units to attract and retain qualified candidates to serve on the Board. Restricted stock unit grants are intended to align directors' interests with those of S&T's shareholders. In connection with a compensation analysis completed by the Board in 2025, the Board revised the cash retainer payment schedule, effective May 2026, from one annual lump sum payment to quarterly pro rata payments, consistent with continuing service on the Board during the year.

In 2025, our non-employee directors received compensation for serving on the Board and attending Board and committee meetings in the amounts described below. Employee members of the Board receive no additional compensation for participation on the Board. We reimbursed various directors for amounts expended for traveling to our meetings and to educational seminars. We determined these amounts were consistent with our guidelines and thus are not included in the 2025 Director Compensation table.

---

| | |
|:---|:---|
| Directors' Fees |  |
| &nbsp;&nbsp; Annual Cash Retainer | $70000 |
| &nbsp;&nbsp; Annual Restricted Stock Unit Award<sup>(1)</sup> | 50000 |
| Board and Committee Chairperson Retainer Fees |  |
| &nbsp;&nbsp; Lead Independent Director | $50000<sup>(2)</sup> |
| &nbsp;&nbsp; Audit Chairperson | 20000 |
| &nbsp;&nbsp; Compensation and Benefits Chairperson | 12500 |
| &nbsp;&nbsp; Credit Risk Chairperson | 12500 |
| &nbsp;&nbsp; Nominating and Corporate Governance Chairperson | 12500 |
| &nbsp;&nbsp; Risk Committee Chairperson | 12500 |

---

(1) The S&T Board approved annual restricted stock unit awards effective May 13, 2025 and valued at $50,000 for its directors. Based on a closing share price that day of $38.76, 1,290 restricted stock units were granted to each director, 100% of which vest on May 12, 2026. Ms. Doliveira was awarded a prorated restricted stock unit award on October 29, 2025 valued at $29,191 or 812 units with a closing price of $35.95.

(2) Mr. Grube was appointed as Lead Independent Director by the Board on September 24, 2025 and, therefore, received a prorated cash retainer fee of $33,333 for his service as Lead Independent Director from his appointment through May 12, 2026.

**28** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Director Compensation

The following table provides information concerning compensation paid by S&T to its non-employee directors during 2025.

#### Director Compensation Table for Fiscal Year 2025

---

| | | | |
|:---|:---|:---|:---|
| Name | Fees Earned or<br>Paid in Cash<br>($) <sup>(1)</sup> | Stock Awards<br>($) <sup>(2)(3)</sup> | Total ($) |
| &nbsp;&nbsp; Lewis W. Adkins, Jr. | 70000 | 50000 | 120000 |
| &nbsp;&nbsp; Peter R. Barsz | 90000 | 50000 | 140000 |
| &nbsp;&nbsp; Christina A. Cassotis | 82500 | 50000 | 132500 |
| &nbsp;&nbsp; Stephanie N. Doliveira<sup>(4)</sup> | 40833 | 29167 | 70000 |
| &nbsp;&nbsp; Michael J. Donnelly | 82500 | 50000 | 132500 |
| &nbsp;&nbsp; Jeffrey D. Grube | 115833 | 50000 | 165833 |
| &nbsp;&nbsp; Peter G. Gurt | 70000 | 50000 | 120000 |
| &nbsp;&nbsp; William J. Hieb | 82500 | 50000 | 132500 |
| &nbsp;&nbsp; Frank J. Palermo, Jr.<sup>(5)</sup> |  |  |  |
| &nbsp;&nbsp; Bhaskar Ramachandran | 70000 | 50000 | 120000 |
| &nbsp;&nbsp; Christine J. Toretti<sup>(6)</sup> | 160000 |  | 160000 |

---

(1) The annual cash retainer was paid in May 2025 for service on the Board from May 13, 2025 through May 12, 2026. The amounts in this column are inclusive of fees voluntarily deferred by the following directors under our Nonqualified Deferred Compensation Plan, as follows: Peter G. Gurt ($70,000).

(2) The Board awarded 1,290 restricted stock units to each non-employee director on the Board on May 13, 2025, with such shares vesting in full on May 12, 2026. The fair market value of the units granted on May 13, 2025 was $38.76 per share calculated based on the closing value as of May 13, 2025. The values for unit awards in this column represent the grant date fair value of the restricted stock units granted in 2025, computed in accordance with FASB ASC Topic 718. Information about the assumptions used to value these awards can be found in Note 21 "Incentive and Restricted Stock Plan and Dividend Reinvestment Plan" in our Annual Report on Form 10-K for the year ended December 31, 2025. This column includes the value of these stock unit awards, all of which were issued under the 2021 Incentive Plan.

(3) As of December 31, 2025, each director had unvested awards of 1,290 restricted units except for Ms. Doliveira, whose award was prorated based on her appointment in October 2025, Mr. Palermo who did not stand for reelection at the annual meeting in 2025, and Ms. Toretti, who resigned effective September 28, 2025.

(4) Ms. Doliveira joined the Board in October 2025 and, therefore, received a prorated cash retainer of $40,833 and a prorated restricted stock unit award of $29,167, or 812 restricted stock units at a closing value of $35.95, for her service on the Board from October 29, 2025 through May 12, 2026. The number of shares awarded was based on the closing price of S&T stock on October 29, 2025.

(5) Mr. Palermo did not stand for reelection at the annual meeting in 2025. He received no fees or awards in 2025.

(6) Ms. Toretti resigned from the Board effective September 28, 2025 in connection with her appointment and confirmation as the United States Ambassador to Sweden. Ms. Toretti received her annual cash retainer in May 2025 prior to her resignation, but her annual stock award was forfeited pursuant to the terms of S&T Bancorp, Inc.'s 2021 Incentive Plan.

#### Directors' Stock Ownership
The Board had previously adopted stock ownership guidelines for the directors of S&T, which required each director to own at least $100,000 in market value of Common Stock within one year of being elected to the Board in order to be nominated for reelection as a continuing director candidate for a second or third term of service. To be nominated for reelection as a continuing member of the Board for a fourth, or more, term of service, such continuing director candidate must own at least $250,000 in market value of the Common Stock. Each of our directors satisfied the stock ownership guidelines as of January 28, 2026, the date of nomination.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **29** 

------

##### [**Table of Contents**](#toc)
Director Compensation

Effective immediately following the nomination of directors for the May 2026 – May 2027 term during its January 28, 2026 meeting, the Board approved revised stock ownership guidelines to better align with industry practice. The Board reviewed information from Aon, the independent compensation consultant, when making its decision to revise the stock ownership guidelines. Under the revised guidelines, a director must own four times the annual cash retainer by the later of five years from January 28, 2026, the date the Board adopted the revised guidelines, or five years from the date of the director's initial appointment to the Board.

**30** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
PROPOSAL 2: RATIFICATION OF THE SELECTION OF INDEPENDENT REGISTERED

PUBLIC ACCOUNTING FIRM FOR FISCAL YEAR 2026

The Audit Committee of the S&T Board appointed the firm of Ernst & Young LLP (Ernst & Young) as its independent registered public accounting firm ("Independent Accountants"), to audit and report on S&T's financial statements for the fiscal year ending December 31, 2026. The S&T Board now recommends that S&T's shareholders ratify this appointment.

We are not required to have the shareholders ratify the selection of Ernst & Young as our independent registered public accounting firm. We are doing so because we believe it is a matter of good corporate practice. If the shareholders do not ratify the selection, the Audit Committee will reconsider whether or not to retain Ernst & Young but may nevertheless decide to continue to retain such independent registered public accounting firm. Even if the selection is ratified, the Audit Committee, in its discretion, may change the appointment at any time during the year if it determines that such change would be in the best interests of S&T and its shareholders.

Ernst & Young has no direct or indirect financial interest in S&T or in any of its subsidiaries, nor has it had any connection with S&T or any of its subsidiaries in the capacity of promoter, underwriter, voting trustee, director, officer, or employee. Representatives of Ernst & Young are expected to be present at the virtual Annual Meeting and will be afforded an opportunity to make a statement if they desire to do so. It is also expected they will be available to respond to appropriate questions.

#### Fees Paid to Independent Registered Public Accounting Firm
The financial statements of S&T are audited annually by an independent registered public accounting firm. For the fiscal years ended December 31, 2025 and December 31, 2024, the audit was performed by Ernst & Young. Fees for professional services provided by Ernst & Young in each of the last two fiscal years are summarized below:

---

| | | |
|:---|:---|:---|
|  | 2025 | 2024 |
| &nbsp;&nbsp; Audit Fees | $1313737 | $1304512 |
| &nbsp;&nbsp; Audit-Related Fees | 31973 | 31973 |
| &nbsp;&nbsp; Tax Fees | 195660 | 223007 |
| &nbsp;&nbsp; All Other Fees |  |  |
| &nbsp;&nbsp; Total | $1541370 | $1559492 |

---

"Audit Fees" for 2025 and 2024 include fees for audit services associated with the annual audit, the reviews of S&T's quarterly reports on Form 10-Q, and other documents filed with the SEC, accounting consultations, comfort letters, and consents.

"Audit-Related Fees" for 2025 and 2024 include fees billed for U.S. Department of Housing and Urban Development compliance procedures.

"Tax Fees" include fees for tax compliance work for the Wealth Management division for client fiduciary tax returns performed in 2025 and 2024.

There were no "All Other Fees" for 2025 and 2024.

#### Pre-Approval Policies and Procedures
The Audit Committee is responsible for the approval of all services performed by S&T's independent registered accounting firm. All services provided by Ernst & Young in 2025 were pre-approved by the Audit Committee. The Audit Committee is required to pre-approve all audit and non-audit services performed by the Independent

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **31** 

------

##### [**Table of Contents**](#toc)
Proposal 2: Ratification of the Selection of Independent Registered

Public Accounting Firm For Fiscal Year 2026

Accountants to assure that the provision of such services does not impair the Independent Accountant's independence. In addition, any proposed services exceeding pre-approved cost levels will require specific pre-approval by the Audit Committee. The Audit Committee may delegate pre-approval authority to one or more of its members. The member or members to whom such authority is delegated will report any pre-approval decisions to the Audit Committee at its next scheduled meeting for ratification. The Audit Committee does not delegate its responsibilities to pre-approve services performed by the Independent Accountants to management.

#### Board Recommendation
**THE S&T BOARD RECOMMENDS A VOTE "FOR" RATIFICATION OF THE SELECTION OF ERNST & YOUNG LLP AS S&T's INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR FISCAL YEAR 2026.** 

**32** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
PROPOSAL 3: ADVISORY VOTE TO APPROVE COMPENSATION

OF S&T'S NAMED EXECUTIVE OFFICERS

S&T believes that our overall executive compensation program, as described in the "Compensation Discussion and Analysis" section elsewhere in this Proxy Statement, is designed to pay for performance and directly aligns the interest of our executive officers with the long-term interests of our shareholders.

As required by Section 14A of the Exchange Act, S&T is providing its shareholders a vote to approve, on a non-binding advisory basis, the compensation of our NEOs as disclosed in this Proxy Statement in accordance with the SEC's rules. This vote is not intended to address any specific item of compensation or the compensation of any particular officer, but rather the overall compensation of our NEOs and our compensation philosophy, policies, and practices. Pursuant to Section 14A of the Exchange Act, the Board recommended, and the shareholders subsequently approved on an advisory basis at the 2025 annual meeting of shareholders, that this advisory proposal on executive compensation be submitted to shareholders annually. Accordingly, S&T intends to continue holding an advisory vote on compensation of NEOs every year. S&T's shareholders will again be asked to approve the frequency of the advisory vote on executive compensation at S&T's 2030 annual meeting.

Accordingly, S&T is presenting the following advisory proposal, commonly known as the "say-on-pay proposal," for shareholder approval:

**"Resolved, that the shareholders hereby approve, on a non-binding basis, the compensation of our Named Executive Officers as disclosed in this Proxy Statement pursuant to Item 402 of Regulation S-K, which disclosure includes the compensation discussion and analysis, the compensation tables and all related material."** 

Because your vote is advisory, it will not be binding upon the Board. In the event this proposal is not approved by our shareholders, it will not be construed as overruling a decision by the Board or the Compensation Committee, nor create or imply any additional fiduciary duty by the Board or our Compensation Committee, nor will it be construed to restrict or limit the ability of our shareholders to make proposals for inclusion in proxy materials related to executive compensation. Notwithstanding the foregoing, the Board and the Compensation Committee will consider the non-binding vote of our shareholders on this proposal when reviewing compensation policies and practices in the future.

#### Board Recommendation

#### THE S&T BOARD RECOMMENDS A VOTE "FOR" THE APPROVAL OF THE COMPENSATION OF S&T's NAMED EXECUTIVE OFFICERS.
**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **33** 

------

##### [**Table of Contents**](#toc)
EXECUTIVE OFFICERS OF THE REGISTRANT

Each executive officer of S&T holds office for the current year for which he or she was elected or appointed by the Board unless he or she resigns, becomes disqualified or is removed at the discretion of the S&T Board. The current executive officers of S&T and S&T Bank are:

---

| | | | |
|:---|:---|:---|:---|
| Named<br> Executive Officer<br>| Age | Principal Occupation During Past 5 Years<br>| Officer of<br>Corporation <br>Since<br>|
| &nbsp;&nbsp; Christopher J. McComish | 61 | Chief Executive Officer, since August 2021. Chairperson of the Board since September 2025. Prior to joining S&T, Executive Vice President, Consumer Banking at TCF Bank from July 2018 to July 2021. President and CEO and Board Member at Scottrade Bank from September 2015 to December 2017. Executive Vice President and COO of Personal & Commercial Banking at BMO Harris Bank from December 2008 to September 2015. Executive Vice President and Community Banking Executive Director at Wachovia Bank/First Union Bank from 1987 to 2008. | 2021 |
| &nbsp;&nbsp; Mark Kochvar | 65 | Senior Executive Vice President and Chief Financial Officer, since February 2010. | 2008 |
| &nbsp;&nbsp; David G. Antolik | 59 | President since August 2021. President and Interim CEO from April 2021 to August 2021. President from October 2020 to April 2021. President and Chief Lending Officer from January 2019 to December 2019. Chief Lending Officer from January 2008 to January 2019. | 2004 |
| &nbsp;&nbsp; Stephen A. Drahnak | 55 | Executive Vice President and Chief Commercial Banking Officer since January 2022. Executive Vice President and Market President from December 2018 to January 2022. Executive Vice President and Commercial Banking Group Manager from December 2011 to December 2018. | 2022 |
| &nbsp;&nbsp; Melanie A. Lazzari | 46 | Executive Vice President and Chief Accounting Officer since May 2025. Executive Vice President and Controller from January 2017 to May 2025. Previously served as Senior Vice President and Controller, from February 2010 to January 2017. | 2015 |
| &nbsp;&nbsp; James A. Michie | 49 | Executive Vice President and Chief Credit Officer since May 2022. Prior to joining S&T, Senior Vice President and Senior Credit Officer from September 2016 to May 2022 at First Horizon Bank. | 2022 |
| &nbsp;&nbsp; Susan A. Nicholson | 53 | Executive Vice President and Chief Human Resource Officer since October 2021. Previously served as Executive Vice President and Employee Services Manager from April 2020 to October 2021. Senior Vice President and Employee Services Manager from January 2016 to April 2020. | 2022 |
| &nbsp;&nbsp; Rachel L. Smydo | 47 | Executive Vice President and General Counsel and Secretary since August 2022. Prior to joining S&T, Deputy General Counsel from May 2020 to August 2022 and Assistant General Counsel from July 2017 to April 2020 at the Federal Home Loan Bank of Pittsburgh; and Senior Counsel at The PNC Financial Services Group, Inc. from October 2013 to July 2017. | 2022 |
| &nbsp;&nbsp; LaDawn D. Yesho | 51 | Executive Vice President and Chief Risk Officer since July 2021. Executive Vice President and Interim Chief Risk officer from June 2021 to July 2021. Executive Vice President and Chief Audit Executive & Assistant Secretary from December 2017 to June 2021. Executive Vice President and Chief Audit Executive from December 2012 to December 2017. Senior Vice President and Chief Audit Executive from May 2009 to December 2012. | 2021 |

---

**34** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
COMPENSATION DISCUSSION AND ANALYSIS

#### INTRODUCTION
We provide the following overview of S&T's executive compensation principles, specific executive compensation programs, and pay decisions that were made by the Compensation Committee in 2025. In addition, we describe the process by which we arrive at specific compensation policies and decisions involving program design and pay for S&T's NEOs, who are listed below.

---

| | |
|:---|:---|
| Name | Title |
| &nbsp;&nbsp; Christopher J. McComish | Chief Executive Officer |
| &nbsp;&nbsp; Mark Kochvar | Senior Executive Vice President and Chief Financial Officer |
| &nbsp;&nbsp; David G. Antolik | President |
| &nbsp;&nbsp; Stephen A. Drahnak | Executive Vice President and Chief Commercial Banking Officer |
| &nbsp;&nbsp; LaDawn D. Yesho | Executive Vice President and Chief Risk Officer |

---

#### EXECUTIVE SUMMARY

#### Key Business and Financial Highlights
As reported in S&T's Form 10-K for the year ended December 31, 2025, we are pleased to report:

• Net income of $134.2 million, or $3.49 per diluted share, was earned for the year ended December 31, 2025, compared to net income of $131.3 million, or $3.41 per diluted share, for 2024.

• Return on average assets of 1.38% for 2025 compared to 1.37% for 2024.

• Return on average shareholders' equity of 9.29% for 2025 compared to 9.86% for 2024.

• Total deposits increased $175.7 million compared to 2024. Customer deposit growth of $220.5 million, or 2.92%, was offset by lower brokered deposits of $44.8 million.

• Net charge-offs were $14.5 million, or 0.18 percent of average loans, compared to net charge-offs of $8.3 million, or 0.11% of average loans, in the prior year.

• Nonperforming assets were $55.6 million, or 0.69% of total loans plus OREO, at December 31, 2025 compared to $27.9 million, or 0.36%, at December 31, 2024.

• Dividends declared in 2025 increased $0.05 to $1.38 compared to $1.33 for 2024.

#### Key 2025 Compensation Decisions
For 2025, the Compensation Committee evaluated and approved the following adjustments and awards for our NEOs:

• Provided an increase in the base salaries for all named executive officers with an average increase of 1.73%.

• Approved payouts under the 2025 Management Incentive Plan ("2025 MIP") at 119% of the Corporate Component of the target for each NEO.

• Granted annual long-term incentive awards under the terms of the 2025 Long-Term Incentive Plan ("2025 LTIP"), 50% of which vest based on continued employment and 50% of which vest based on continued employment and the achievement of pre-determined performance metrics.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **35** 

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

#### SAY ON PAY AND SHAREHOLDER ENGAGEMENT
S&T is required to provide a separate non-binding shareholder advisory vote on the compensation of S&T's NEOs. At the 2025 annual meeting of shareholders, the holders of 26,335,649 shares of Common Stock, or 94% of the shares voting on the proposal, voted to approve the non-binding, advisory proposal on the compensation of S&T's executive officers.

The Compensation Committee believes the results of this vote demonstrate the strong support for S&T's executive compensation policies and practices among shareholders. The Compensation Committee expects to continue to adhere to the compensation policies, principles and programs described below in future years and will continue to consider these non-binding advisory results on our compensation programs, among other factors.

**36** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

#### OVERVIEW OF THE COMPENSATION PROGRAM, POLICIES AND PROCESS

#### Executive Compensation Philosophy and Practices
S&T designs its management compensation programs and policies to optimize their alignment with S&T's strategic direction and business environment within which it must create value for shareholders and focus on pay for performance. Listed below are some of S&T's primary program objectives, practices, and policies.

---

| | | |
|:---|:---|:---|
| WHAT WE DO | WHAT WE DO | WHAT WE DON'T DO |
|  ☑ | Align our compensation program with shareholder interests. | ☒ Provide tax gross-ups to any of our NEOs.<br>☒ Provide excessive perquisites or personal benefits to our NEOs.<br>☒ Allow repricing, backdating, or discounting of stock options.<br>☒ Provide for prepayment of dividends on unearned restricted shares.<br>☒ Provide single trigger vesting of equity-based awards upon a change in control.<br>☒ Allow pledging or hedging of Common Stock by our NEOs. |
|  <br> ☑ | <br> Emphasize adherence to strong pay for performance principles to appropriately balance risk and reward and reinforce engagement among the leadership team and S&T key contributors. | ☒ Provide tax gross-ups to any of our NEOs.<br>☒ Provide excessive perquisites or personal benefits to our NEOs.<br>☒ Allow repricing, backdating, or discounting of stock options.<br>☒ Provide for prepayment of dividends on unearned restricted shares.<br>☒ Provide single trigger vesting of equity-based awards upon a change in control.<br>☒ Allow pledging or hedging of Common Stock by our NEOs. |
|  <br> ☑ | <br> Structure our compensation program to effectively attract and retain top talent and allow for succession planning. | ☒ Provide tax gross-ups to any of our NEOs.<br>☒ Provide excessive perquisites or personal benefits to our NEOs.<br>☒ Allow repricing, backdating, or discounting of stock options.<br>☒ Provide for prepayment of dividends on unearned restricted shares.<br>☒ Provide single trigger vesting of equity-based awards upon a change in control.<br>☒ Allow pledging or hedging of Common Stock by our NEOs. |
|  <br> ☑ | <br> Ensure sound risk management and effective controls. | ☒ Provide tax gross-ups to any of our NEOs.<br>☒ Provide excessive perquisites or personal benefits to our NEOs.<br>☒ Allow repricing, backdating, or discounting of stock options.<br>☒ Provide for prepayment of dividends on unearned restricted shares.<br>☒ Provide single trigger vesting of equity-based awards upon a change in control.<br>☒ Allow pledging or hedging of Common Stock by our NEOs. |
|  <br> ☑ | <br> Per SEC requirement, subject all payments to claw-back provisions that allow S&T to cancel or recoup any bonus, retention award or incentive compensation paid or required to be paid to our NEOs if the payment was based on materially inaccurate financial statements or any other materially inaccurate performance metric criteria. | ☒ Provide tax gross-ups to any of our NEOs.<br>☒ Provide excessive perquisites or personal benefits to our NEOs.<br>☒ Allow repricing, backdating, or discounting of stock options.<br>☒ Provide for prepayment of dividends on unearned restricted shares.<br>☒ Provide single trigger vesting of equity-based awards upon a change in control.<br>☒ Allow pledging or hedging of Common Stock by our NEOs. |
|  <br> ☑ | <br> Maintain robust stock ownership policy that require our NEOs to own Common Stock with a fair market value equal to 5X base salary for the CEO, 3x base salary for the President and CFO, and 2X base salary for our other NEOs.<sup>(1)</sup> | ☒ Provide tax gross-ups to any of our NEOs.<br>☒ Provide excessive perquisites or personal benefits to our NEOs.<br>☒ Allow repricing, backdating, or discounting of stock options.<br>☒ Provide for prepayment of dividends on unearned restricted shares.<br>☒ Provide single trigger vesting of equity-based awards upon a change in control.<br>☒ Allow pledging or hedging of Common Stock by our NEOs. |

---

<sup>(1)</sup> In 2024, we implemented and continued through 2025 an employee stock ownership policy to increase the multiple of salary for holdings within a specific timeline for NEO's as: Tier 1, 5x; Tier 2, 3x; Tier 3, 2x. The stock ownership levels described are to be attained at the later of April 24, 2029, or 5 years after the impacted employee attains the relevant Tier status. As of December 31, 2025, Messrs. Antolik, Drahnak and Kochvar and Ms. Yesho meet the ownership guidelines. Mr. McComish was hired effective August 23, 2021, and has not yet acquired the 5X ownership, however, his required ownership holding is not effective until April 24, 2029. Our policy limits the ability of the NEOs to liquidate only the number of the vesting restricted shares of Common Stock sufficient for paying current tax liabilities on the vesting shares, until the officer achieves the stock ownership guidelines. 

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **37** 

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

#### Compensation Approval Process
Our Compensation Committee engages with management and an independent compensation consultant as a part of its processes – the role of each and the overall compensation approval process are described in greater detail below.

---

| | |
|:---|:---|
| &nbsp;&nbsp; <br> Compensation Committee Role<br>| &nbsp;&nbsp; <br> Executive compensation decisions are made by the Compensation Committee, whose members are all independent, non-employee directors under the Nasdaq listing standards. The Compensation Committee operates under a written charter approved by the S&T Board, which it reviews, modifies as necessary and reaffirms on an annual basis. The Compensation Committee charter is available in the Governance section of our website at <u>www.stbancorp.com</u>.<br>The Compensation Committee considers overall corporate performance as well as individual initiative and achievements when reviewing and approving all compensation decisions relating to S&T's NEOs. The objective of the Compensation Committee is to appropriately structure compensation to allow us to recruit, train, motivate and retain highly talented individuals at all levels of the organization who are committed to our core values and our future success while also ensuring a strong connection between pay and performance.<br>The Compensation Committee is actively involved in the oversight of not only NEO compensation but all remuneration programs that have a material cost profile, that could materially affect S&T's risk profile or influence the focus of key contributors on achievement of strategic and tactical objectives.<br>The Compensation Committee independently decides the compensation that S&T will pay the CEO and President. On July 12, 2021, the S&T Board approved employment agreements, each with an initial three-year term followed by an automatic annual renewal unless otherwise terminated or not renewed, for Mr. McComish, the CEO, and Mr. Antolik, the President, that included salary, annual cash incentives, long-term incentives and other compensation. The Compensation Committee reviews and approves the salary of the CEO and President annually.<br>For the remaining executive officers, the CEO makes recommendations to the Compensation Committee, which reviews, approves or adjusts the recommendations. The Compensation Committee meets in an executive session to discuss and finalize its decisions regarding the CEO's compensation.<br>The S&T Board reviews all decisions relating to the compensation of executive officers, except for decisions about awards under the S&T Bancorp, Inc. 2021 Incentive Plan (the "2021 Plan"), the MIP and the LTIP, which are made solely by the Compensation Committee with input from the CEO on all other NEOs.<br>|
| &nbsp;&nbsp; Management Role<br>| &nbsp;&nbsp; The salaries for the other NEOs are reviewed by the CEO and are presented for approval to the Compensation Committee on an annual basis.<br>|
| &nbsp;&nbsp; Independent Compensation Committee Role | &nbsp;&nbsp; In 2024, the Compensation Committee engaged Aon to assist in the evaluation, oversight, and periodic refinement of executive compensation programs. Specifically, Aon advised on the executive compensation review, directed towards base compensation and incentive participant levels.<br>The Compensation Committee has monitored the relationship with Aon carefully and has determined that the advice provided on NEO pay meets the highest standards of internal and external defensibility for such advice and that Aon is independent and that there were no conflicts of interest resulting from retaining Aon for such engagement. In reaching these conclusions, the Compensation Committee considered the factors set forth in both SEC rules and Nasdaq listing standards. |

---

**38** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

#### Use of Competitive Data
The Compensation Committee reviews comparisons of the compensation programs established by peer banks for executives having similar responsibilities to S&T's executives to obtain a general understanding of current market practices to assist in evaluating S&T's compensation program. In 2024, and refreshed in 2025, the Compensation Committee engaged Aon to advise on the appropriateness of the banks in the peer group considering S&T's current status and common practices among peer banking organizations for defining peer groups for executive compensation review purposes. In 2025 the Compensation Committee reviewed and agreed with Aon's recommendations and selected the following peer group for its 2025 executive compensation decisions based on similar size and scope to S&T and operating both inside and outside S&T's geographic market (collectively, the "Peer Banks"):

---

| | |
|:---|:---|
|  1st Source Corporation | Lakeland Financial Corp. |
|  Camden National Corp. | NBT Bancorp, Inc. |
|  City Holding Company | Northwest Bancshares, Inc.\* |
|  CNB Financial Corp.\* | OceanFirst Financial Corp |
|  Community Financial System, Inc. | Park National Corporation |
|  First Commonwealth Financial Corporation | Peoples Bancorp, Inc. |
|  First Financial Bancorp | Stock Yards Bancorp Inc.\* |
|  First Merchants Corporation | Tompkins Financial Corporation |
|  German American Bancorp Inc. | TowneBank\* |
|  Horizon Bancorp, Inc. | Univest Financial Corp.\* |

---

During 2025, five Peer Banks were removed due to pending acquisitions and were replaced with others in a similar asset size as indicated by an asterisk. The Peer Banks were used by Aon to analyze the total direct compensation for S&T's executives for 2025. The Compensation Committee used the companies in the S&P 600 Bank Industry Index as of January 1 of the plan year, including the 2025 plan year (the "Performance Peer Group"), for comparing S&T's relative performance for the applicable year's performance based units.

#### Total Direct Compensation Position
S&T's target pay mix is built on competitive base salaries, with generally moderate annual and long-term incentive targets. The moderate positioning of annual incentives and long-term incentives reflects our commitment to introducing pay program modifications that are both sensitive to S&T's proactive risk management culture while, at the same time, responding appropriately to the importance of retaining a strong and committed leadership team at S&T. The Compensation Committee reviews this posture periodically with the help of outside advisors.

For NEOs, the Compensation Committee reviews a number of analyses of compensation practices to help facilitate its executive compensation decisions. These include:

• Pay mix representing the effectiveness of balancing long-term versus short-term performance imperatives;

• Wealth accumulation opportunities in light of existing programs and outstanding rewards;

• Current pay relative to peer group practices;

• Selective review of compensation data for positions of similar scope and focus; and

• Detailed formal review of overall performance and specific performance contributions made to S&T by each NEO.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **39** 

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

#### COMPONENTS OF THE COMPENSATION PROGRAM
The Compensation Committee continues to support a pay program with five major components to help guide compensation decisions:

---

| | |
|:---|:---|
| Compensation Component | Description |
| &nbsp;&nbsp; **Base Salary** | Base salary is fixed compensation that is reviewed annually and is based on performance, experience, responsibilities, skill set, and market value. It provides a base level of compensation that corresponds to the job function performed and serves to attract, retain, reward, and motivate qualified and experienced executives. |
| &nbsp;&nbsp; **Management Incentive Plan ("MIP")** | An annual incentive plan with a target incentive opportunity designed to encourage retention, appropriately reward executive officers for meeting individual and S&T's performance goals, and ensure competitive pay practices when recruiting new or additional leadership positions. |
| &nbsp;&nbsp; **Long-Term Incentive Plan ("LTIP")** | A long-term incentive program that serves three purposes: (1) to help promote leadership retention and management continuity as S&T continues to execute its longer-term strategic plan; (2) to reward management for strong sustained value creation and financial performance; and (3) to align our executives' interests with those of our shareholders via appropriately-sized grants of equity compensation. |
| &nbsp;&nbsp; **Other Benefits** | Consists of certain other customary, broad-based benefits provided to S&T employees (e.g., retirement and health plan benefits) and limited, non-excessive perquisites, when appropriate. |
| &nbsp;&nbsp; **Double Trigger Change in Control Severance Protections** | We provide our NEOs with double trigger change in control severance to protect the executives during potentially tumultuous corporate transactions, allow executives to focus on generating shareholder value during any change in control, and provide market-competitive post-employment compensation. |

---

A detailed review of each of the above compensation components and the 2025 decisions and payouts is provided in the sections below.

#### Base Salary
As described above, the purpose of base salary is to provide competitive and fair base compensation that recognizes the executives' roles, responsibilities, contributions, experiences, and performance. The Compensation Committee independently decides the compensation that S&T will pay the CEO and President and, for the remaining executive officers, the CEO makes recommendations to the Compensation Committee, which reviews, approves or adjusts the recommendations. Each executive's individual pay reflects individual experience, expertise, performance, and contributions in the role.

**40** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

**2025 Base Salary Amounts** 

When appropriate, the Compensation Committee increases base salaries both to ensure consistency with market competitive practices and to recognize the critical value of each senior executive's management of S&T. The following table summarizes the 2025 base salaries for each of our NEOs.

---

| | | | |
|:---|:---|:---|:---|
| Name | 2024 Salary | 2025 Salary | % Increase  |
| &nbsp;&nbsp; Christopher J. McComish | $772000 | $778000 | 0.8% |
| &nbsp;&nbsp; Mark Kochvar | 444000 | 449000 | 1.1% |
| &nbsp;&nbsp; David G. Antolik | 506000 | 510000 | 0.8% |
| &nbsp;&nbsp; Stephen A. Drahnak | 355000 | 364000 | 2.5% |
| &nbsp;&nbsp; LaDawn D. Yesho | 353000 | 365000 | 3.4% |

---

#### Management Incentive Plan Awards
For 2025, we adopted the 2025 MIP, an annual cash incentive award with a target equal to a set percentage of base salary for each of our NEOs.

The following formula is used to determine MIP award payouts:

![LOGO](g93624g66y77.jpg)

To further strengthen the linkage between the MIP award, risk management, and shareholder value creation, the MIP contains a "Shareholder Protection Feature" in which payouts will not occur for any plan year if S&T falls below "well capitalized" capital ratio requirements established by regulatory authorities, determined as of and up to the date that any payment would ordinarily occur pursuant to the MIP's provisions. In addition to the Shareholder Protection Feature of the MIP, the MIP is operational only if S&T achieves Return on Average Equity ("ROAE") for the plan year of at least 5% (the "Minimum Gateway Requirement"). The Compensation Committee believes that these features, coupled with the claw-back requirements and the use of multiple performance measures, provide for substantial protection against excessive or unnecessary risk-taking by any plan participant.

**Target Bonus Percentages** 

The following table shows the target percentage of base salary for each NEO. The Compensation Committee, considering Aon's advice, continued to omit the individual performance component and set S&T's corporate performance factor as the only performance component of the 2025 MIP for the NEOs and other Section 16 officers. We believe that the 2025 MIP's targets are consistent with our philosophy of providing our NEOs the opportunity for reasonable annual incentives and designing a larger portion of compensation as "at-risk" to reflect their roles within our organization. We also believe the corporate performance factor appropriately recognizes the importance of S&T achieving key financial performance goals.

---

| | |
|:---|:---|
| Named Executive Officer | MIP Target % of Base Salary  |
| &nbsp;&nbsp; Christopher J. McComish, Chief Executive Officer | 67% |
| &nbsp;&nbsp; Mark Kochvar, Senior Executive Vice President and Chief Financial Officer | 50% |
| &nbsp;&nbsp; David G. Antolik, President | 50% |
| &nbsp;&nbsp; Stephen A. Drahnak, Executive Vice President and Chief Commercial Banking Officer | 40% |
| &nbsp;&nbsp; LaDawn D. Yesho, Executive Vice President and Chief Risk Officer | 40% |

---

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **41** 

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

**Corporate Performance Factor** 

For the 2025 fiscal year, we continued with certain aspects of our incentive compensation program to ensure S&T's ability to recruit and retain top talent while further increasing the percentage of our NEO's total direct compensation that is at-risk and tied to S&T's performance metrics.

Specifically, the annual MIP continues in 2025 with the metrics from 2024 for the performance factor. We retained Earnings per Share (EPS) as a metric weighted at 60% and also utilized Pre-Provision Net Revenue/Average Assets ("PPNR")<sup>(1)</sup> (weighted at 20%) and Non-performing Assets/Loans+Other Real Estate Owned (20%). The PPNR<sup>(1)</sup> ratio is incorporated to have a profitability measure which is neutral to the impact of asset quality and taxes. There is no individual performance factor included in the MIP calculation for NEO's and the award and payout is based solely on company performance.

The actual earnings opportunity was based on the performance level achieved relative to the performance ranges shown in the table below with a target EPS equal to $3.20; PPNR<sup>(1)</sup> of 1.69%; and asset quality of 0.39%. "Allocated Target" equals the participant's MIP incentive target multiplied by the weighting for each performance category (i.e., 60% for EPS, 20% for PPNR<sup>(1)</sup> and 20% for asset quality).

---

| | | | | |
|:---|:---|:---|:---|:---|
| Performance Level<br>| EPS Goal<br>| PPNR<sup>(1)</sup> Ratio<br>| Asset Quality<br>| Payout Level<br>Percentage<br>of Allocated<br>Target <br>|
| &nbsp;&nbsp; Below Threshold | &nbsp;&nbsp; Below $2.72 | &nbsp;&nbsp; Below 1.52% | &nbsp;&nbsp; Above 0.49% | 0% |
| &nbsp;&nbsp; Threshold | &nbsp;&nbsp; $2.72 | &nbsp;&nbsp; 1.52% | &nbsp;&nbsp; 0.49% | 25% |
| &nbsp;&nbsp; Target | &nbsp;&nbsp; $3.20 | &nbsp;&nbsp; 1.69% | &nbsp;&nbsp; 0.39% | 100% |
| &nbsp;&nbsp; Maximum | &nbsp;&nbsp; $3.68 or greater | &nbsp;&nbsp; 1.86% or greater | &nbsp;&nbsp; 0.29% or lower | 175% |

---

Note: Linear interpolation is utilized to determine awards between Threshold and Target and Target and Maximum

<sup>(1)</sup> Non-GAAP. For a reconciliation to the most directly comparable GAAP measures, see Reconciliation of GAAP to Non-GAAP Financial Measures in Appendix A.

**Individual Performance Factor** 

Participants other than the NEOs, Section 16 officers, as well as several other key positions have an Individual Performance Factor with multiple individual goals against which individual performance was evaluated. The framework for establishing these goals was based largely on execution of elements of S&T's strategic plan, including activities centered around multi-faceted growth, profit improvement, operational effectiveness, corporate culture, effective brand and enterprise risk management (*i.e.*, balanced risk and reward).

**Summary of 2025 MIP Payouts** 

The Payout Level Percentage for 2025 MIP Payouts to the NEOs was 119% of target, determined as follows:

#### MIP results

---

| | | |
|:---|:---|:---|
| Performance Metric | Target Performance Level | Actual Performance Level  |
| &nbsp;&nbsp; EPS | $3.20 | $3.49 |
| &nbsp;&nbsp; PPNR<sup>(1)</sup> | 1.69% | 1.82% |
| &nbsp;&nbsp; Asset Quality | 0.39% | 0.69% |

---

<sup>(1)</sup> Non-GAAP. For a reconciliation to the most directly comparable GAAP measures, see Reconciliation of GAAP to Non-GAAP Financial Measures in Appendix A.

**42** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

Based on achieving 119% of the Target Performance Level, the Compensation Committee approved the following cash awards under the 2025 MIP to each NEO:

---

| | | |
|:---|:---|:---|
| Named Executive Officer<br>| Actual Payout as a<br>Percentage of Base<br>Salary | Award <br>Amount ($)  |
| &nbsp;&nbsp; Christopher J. McComish, Chief Executive Officer | 80% | 620299  |
| &nbsp;&nbsp; Mark Kochvar, Senior Executive Vice President and Chief Financial Officer | 60% | 267155  |
| &nbsp;&nbsp; David G. Antolik, President | 60% | 303450  |
| &nbsp;&nbsp; Stephen A. Drahnak, Executive Vice President and Chief Commercial Banking Officer | 48% | 173264  |
| &nbsp;&nbsp; LaDawn D. Yesho, Executive Vice President and Chief Risk Officer | 48% | 173740  |

---

#### Long-Term Incentive Plan Awards
The LTIP is designed to: (1) to help promote leadership retention and management continuity as S&T continues to execute its longer-term strategic plan; (2) to reward management for strong sustained value creation and financial performance; and (3) to align our executives' interests with those of our shareholders via appropriately-sized grants of equity compensation. The 2025 LTIP continues prior years goals and puts a greater focus on performance and serves to create a balance between long-term and short-term performance imperatives, beyond that offered by the annual cash incentive under the MIP.

The changes implemented in 2022 were maintained in 2025 for the LTIP awards. The target opportunities as a percentage of base salary remained at 50% for the President and the CFO and 40% for all other non-CEO NEOs. The CEO has a target opportunity of 100% in accordance with his employment agreement.

The 2025 LTIP contains the same Shareholder Protection Feature for all awards and the Minimum Gateway Requirement for the performance-based restricted shares as described earlier for the 2025 MIP. The Compensation Committee believes that these features, coupled with the restricted stock and claw-back requirements, provide for substantial protection against excessive or unnecessary risk-taking by any plan participant.

#### 2025 Long-Term Incentive Awards
Effective April 1, 2025, the Compensation Committee awarded the NEOs equity denominated long-term incentive awards of restricted stock units ("RSUs") under the 2025 LTIP. Grants were made at a grant price equal to $37.3983 per share, which was the average of the high and low price of S&T Common Stock for the ten trading days ending on the grant date.

Each NEO's target award consists of the following:

![LOGO](g93624g68e33.jpg)

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **43** 

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

Time-based units vest in equal amounts on each anniversary of their grant date over three years. Performance-based units ("PRSUs") may be earned over a three-year period based on the Company's Return on Average Equity ("ROAE") and Total Shareholder Return ("TSR") performance relative to the Performance Peer Group (defined in "Use of Competitive Data" on page 39), as described in more detail below.

The following awards were granted under the 2025 LTIP to the NEOs:

---

| | | | |
|:---|:---|:---|:---|
| Named Executive Officer | Value of<br>2025 LTIP<br>Award | Number of<br>Time-Based<br>Units | Number of <br>Performance-Based <br>Units |
| &nbsp;&nbsp; Christopher J. McComish | 772869 | 10402 | 10402 |
| &nbsp;&nbsp; Mark Kochvar | 223011 | 3002 | 3001 |
| &nbsp;&nbsp; David G. Antolik | 253326 | 3410 | 3409 |
| &nbsp;&nbsp; Stephen A. Drahnak | 144662 | 1947 | 1947 |
| &nbsp;&nbsp; LaDawn D. Yesho | 145034 | 1952 | 1952 |

---

**2025 LTIP Performance Metrics** 

The Compensation Committee determined to utilize the same two metrics used to determine the percentage of the PRSU target earned through vesting of the PRSU awards (also referred to as performance shares) as utilized in the 2024 LTIP. In addition, the Compensation Committee determined to keep payout levels on the peer-relative ROAE metric at 50% of target (Threshold Performance), 100% of target (Target Performance) and 150% of target (Maximum Performance) and the peer-relative TSR to a modifier to the ROAE payout metric: -30% (Threshold or below), 0% (Target) and +30% (Maximum). We consider the upside on the ROAE payout metric combined with the TSR modifier to offer a long-term incentive that better aligns the interests of NEOs with shareholders. Lastly, our 2025 time-based restricted awards are scheduled to vest pro rata annually over three years after the grant date. The Compensation Committee believes that ROAE measures and incentivizes S&T's long-term profitability vis-à-vis our peers, while our relative TSR captures our shareholder return vis-à-vis our peers.

(A) Return on Average Equity ("ROAE") for 2025 through 2027 relative to the Performance Peer Group

Participants can earn from 0% to 150% of their PRSU Target based on this metric as summarized below:

---

| | | |
|:---|:---|:---|
| Performance Level | ROAE for 3-year Performance Period<br> Relative to the Performance Peer Group | Vesting<br> Percentage\*  |
| &nbsp;&nbsp; Below Threshold | Below the 25th percentile of the Performance Peer Group | 0% of Target |
| &nbsp;&nbsp; Threshold | 25th percentile of the Performance Peer Group | 50% of Target |
| &nbsp;&nbsp; Target | 50th percentile of the Performance Peer Group | 100% of Target |
| &nbsp;&nbsp; Maximum | 75th percentile of the Performance Peer Group | 150% of Target |

---

\* Linear interpolation is utilized to determine awards between Threshold and Target and Target and Maximum.

**44** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

(B) Cumulative Total Shareholder Return for 2025 through 2027 relative to Performance Peer Group

The preliminary Earned PRSU Payout calculated above is subject to adjustment by S&T's cumulative TSR for the three-year Performance Period. Participant's PRSU awards can be modified by up to 30% higher or lower if S&T's cumulative TSR is higher or lower than the 50<sup>th</sup> percentile of the Peer Group.

---

| | | |
|:---|:---|:---|
| <br> Performance Measures and Performance Standards<br> Peer Relative TSR | <br> Performance Measures and Performance Standards<br> Peer Relative TSR | <br> Performance Measures and Performance Standards<br> Peer Relative TSR |
| Performance Level | <br> TSR for 3-year Average Calendar Year Period Ending<br>December 31, 2027 Relative to Peer Group<br>| <br> Modifier of PRSU Award <br> Target Amount  |
| &nbsp;&nbsp; **Threshold or Below** | 25<sup>th</sup> percentile | -30% |
| &nbsp;&nbsp; **Target** | 50<sup>th</sup> percentile | 0% |
| &nbsp;&nbsp; **Maximum** | 75<sup>th</sup> percentile | +30% |

---

The Modifier will vary depending on actual performance, and the payout curve rises continuously from Threshold to Target and from Target to Maximum. Therefore, to determine awards between Threshold and Target and Target and Maximum, linear interpolation would be utilized.

**Vesting of 2022 Long-Term Incentive Plan Awards** 

The performance-based shares granted on April 1, 2022 vested on April 1, 2025 at 172%. S&T met the required threshold for 3 Year ROAE at the 66<sup>th</sup> percentile for a payout of 132%. The 3-Year TSR modifier was at the 81<sup>st</sup> percentile which met the requirements to achieve a 30% enhancement to the ROAE result (132% X 1.30 = 172%). The Compensation Committee approved the vesting of the time-based awards based on S&T meeting the Shareholder Protection Feature.

S&T does not currently grant awards of stock options, stock appreciation rights or similar option-like instruments and does not time the disclosure of material non-public information on any equity award dates for the purpose of affecting the value of such award.

#### Certain Other Benefits
S&T provides certain other benefits to the NEOs that are appropriately limited in scope and value. The primary benefits for the NEOs are a broad-based defined contribution retirement plan and welfare benefit plan, a nonqualified deferred compensation plan, and a defined benefit program. The Thrift Plan for Employees of S&T Bank (the "Thrift Plan") is a broad-based qualified defined contribution plan. All employees may participate in the Thrift Plan with elective salary deferrals, or 401(k) contributions. During 2025, S&T made matching contributions equal to 100% of the first 1% of the employees' eligible compensation and 50% of the next 5% of the employees' eligible compensation, up to a maximum of 3.5% of all employees' eligible compensation. More information regarding the other retirement benefits can be found beginning on page 53. The S&T Bank Welfare Benefit Plan is generally provided to all officers and full-time employees and includes provisions for medical reimbursement, dental coverage, vision care coverage, long-term disability income, a flexible spending account, a health savings account, and life insurance.

Because S&T's executives frequently drive vehicles on company business, S&T may provide either a company car or a car allowance to executives, including the NEOs. Executives are responsible for reporting the amount of personal use of company cars to S&T, so that the taxable income from such use can be reported in the executives' compensation. Executives who do not have a company car may receive an annual car allowance of up to $6,000, depending upon the frequency that the executive drives. The car allowance is fully taxable compensation. In his employment agreement, our CEO Mr. McComish received up to a $25,000 annual car allowance, which the Compensation Committee ultimately approved to be as a company car.

Lastly, S&T pays for certain members of senior management to belong to one or more private clubs if the member of management has significant customer contact and involvement in the community. S&T considers a

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **45** 

------

##### [**Table of Contents**](#toc)
Compensation Discussion and Analysis

social or country club to be an appropriate venue to entertain customers and to participate in various community functions. Expenses of a personal nature or related to a spouse are not paid by S&T.

**Double Trigger Change in Control Severance Protections** 

S&T enters into change in control agreements with selected officers in senior management, including all the NEOs to help ensure that S&T's leadership team remains engaged and focused should the organization ever become the target of a change in control where their jobs or ongoing compensation could be at risk. The primary terms and compensation payments contemplated by the agreements also include robust non-competition and non-solicitation provisions, one or both of which must be agreed to by the executive to receive the benefits provided.

The Compensation Committee believes that the change in control agreements provide reasonable protection to the individual members on the senior management team and thereby align senior management's interest with the interest of S&T's shareholders.

#### OTHER COMPENSATION-RELATED PROVISIONS

#### Mitigation in Plan Design Risk
The Compensation Committee considers, in establishing and reviewing the executive compensation program, whether the program encourages any unnecessary or excessive risk taking and concludes:

• S&T's compensation plans do not encourage executives to take unnecessary and excessive risks that could threaten the value of S&T;

• The compensation plans are structured so that their potential for generating unacceptable risk that could materially affect the value of S&T is limited; and

• The compensation plans are not structured to create substantial opportunities to benefit due to material manipulation of financial results.

In addition, at least annually, the Compensation Committee discusses, evaluates and reviews with S&T's CRO the compensation arrangements to ensure that: (i) the compensation plans for senior management (senior vice presidents or higher) do not encourage the members of senior management to take unnecessary and excessive risks that threaten the value of S&T, (ii) the compensation plans for employees do not pose unnecessary risks to S&T, and (iii) the compensation plans for employees do not encourage the manipulation of reported earnings to enhance the compensation of any of S&T's employees.

#### Employment Agreements
S&T entered into employment agreements with each of Messrs. McComish and Antolik for their roles as CEO and President, respectively, on July 12, 2021. S&T does not provide employment agreements for any of the other NEOs. For more detail regarding the employment agreements for Messrs. McComish and Antolik see further discussion in Additional Narrative Information – Compensation Agreements on page 50.

#### EFFECT OF TAXATION ON COMPENSATION PROGRAMS (TAX CONSIDERATIONS)
As in the past, the Compensation Committee expects to continue to take into consideration the tax deductibility of compensation but reserves the right to maintain flexibility with respect to S&T's executive compensation programs, including the awarding of compensation that may not be deductible when it believes that such payments are appropriate and in the best interests of the shareholders.

Despite the limited availability of Code Section 162(m) performance-based compensation exceptions following the Tax Cuts and Jobs Act of 2017, our Compensation Committee does not anticipate a shift away from variable or performance-based compensation payable to our NEOs. Similarly, we do not expect to apply less rigor in the process by which we establish performance goals or evaluate performance against pre-established goals with respect to compensation paid to our NEOs.

**46** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
COMPENSATION AND BENEFITS COMMITTEE REPORT

We, the Compensation and Benefits Committee of the Board of Directors of S&T Bancorp, Inc. ("S&T"), have reviewed and discussed the Compensation Discussion and Analysis included in this Proxy Statement with S&T's management, and, based on such review and discussion, have recommended to the Board of Directors that the Compensation Discussion and Analysis be included in this Proxy Statement.

---

| |
|:---|
|  Compensation and Benefits Committee: |
|  Christina A. Cassotis (Chairperson) |
|  Lewis W. Adkins, Jr. |
|  Michael J. Donnelley |
|  Jeffrey D. Grube |
|  Peter G. Gurt |
|  Bhaskar Ramachandran |

---

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **47** 

------

##### [**Table of Contents**](#toc)
EXECUTIVE COMPENSATION

The following table provides information concerning remuneration of the NEOs during 2023-2025.

#### Summary Compensation Table

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Name and Principal Position<br>| Year | Salary <sup>(1)</sup> | Bonus<br>($)<sup>(2)</sup> | Stock<br>Awards<br>($)<sup>(3)</sup> | <br> Non-Equity<br>Incentive Plan<br>Compensation<br>($)<sup>(4)</sup> | Change in<br>Pension<br> Value<sup>(5)</sup> | All Other<br>Compensation<br>($)<sup>(6)</sup> | Total ($) |
| &nbsp;&nbsp;&nbsp;&nbsp; Christopher J. McComish | 2025 | 806077 |  | 888799 | 620299 |  | 83678 | 2398854 |
| &nbsp;&nbsp;&nbsp;&nbsp; Chief Executive Officer | 2024 | 764385 |  | 913904 | 656895 |  | 79489 | 2414673 |
| &nbsp;&nbsp;&nbsp;&nbsp; Chief Executive Officer | 2023 | 750000 |  | 839303 | 407025 |  | 92801 | 2089129 |
| &nbsp;&nbsp;&nbsp;&nbsp; Mark Kochvar | 2025 | 464732 |  | 256458 | 267155 | 7800 | 30533 | 1026678 |
| &nbsp;&nbsp;&nbsp;&nbsp; Sr. Executive Vice President and<br> Chief Financial Officer | 2024 | 441924 |  | 262802 | 281940 |  | 23407 | 1010073 |
| &nbsp;&nbsp;&nbsp;&nbsp; Sr. Executive Vice President and<br> Chief Financial Officer | 2023 | 429077 |  | 245071 | 177390 | 17100 | 23232 | 891870 |
| &nbsp;&nbsp;&nbsp;&nbsp; David G. Antolik | 2025 | 528386 |  | 291319 | 303450 | 127700 | 54155 | 1305010 |
| &nbsp;&nbsp;&nbsp;&nbsp; President | 2024 | 503923 |  | 299508 | 321310 |  | 48607 | 1173348 |
| &nbsp;&nbsp;&nbsp;&nbsp; President | 2023 | 500000 |  | 279792 | 202500 | 136500 | 52406 | 1171198 |
| &nbsp;&nbsp;&nbsp;&nbsp; Stephen A. Drahnak | 2025 | 375231 |  | 166361 | 173264 | 75800 | 137793 | 928450 |
| &nbsp;&nbsp;&nbsp;&nbsp; Executive Vice President and<br> Chief Commercial Banking Officer | 2024 | 353270 |  | 168111 | 180340 |  | 44066 | 745787 |
| &nbsp;&nbsp;&nbsp;&nbsp; Executive Vice President and<br> Chief Commercial Banking Officer | 2023 | 347692 |  | 156678 | 113400 | 82200 | 41430 | 741400 |
| &nbsp;&nbsp;&nbsp;&nbsp; LaDawn Yesho | 2025 | 375348 |  | 166789 | 173740 | 14600 | 22045 | 752522 |
| &nbsp;&nbsp;&nbsp;&nbsp; Executive Vice President and<br> Chief Risk Officer | 2024 | 348501 | 290 | 167158 | 179324 |  | 18515 | 713788 |
| &nbsp;&nbsp;&nbsp;&nbsp; Executive Vice President and<br> Chief Risk Officer | 2023 | 336154 |  | 152193 | 110160 | 15900 | 20837 | 635243 |

---

(1) 2025 consisted of 27 bi-weekly payrolls instead of 26.

(2) This column represents the cash bonuses that were paid to Ms. Yesho in 2024.

(3) Amounts reflect the total grant date fair value of awards recognized for financial statement reporting purposes for the fiscal years ended December 31, 2023, 2024 and 2025, in accordance with FASB ASC Topic 718 (disregarding any forfeiture assumptions). Assumptions used in the calculation of these amounts are included in Note 21 to the audited financial statements for the fiscal years ended December 31, 2025, 2024 and 2023. Performance restricted stock units granted in 2025 may pay out up to 195% of the target award, which would amount to the grant date fair values listed as the maximum total grant date fair value for each named executive officer as follows: Mr. McComish, $1,139,981; Mr. Kochvar $328,924; Mr. Antolik $373,638; Mr. Drahnak, $213,377; and Ms. Yesho, $213,925. Performance restricted stock units granted in 2024 may pay out up to 195% of the target award, which would have amounted to the grant date fair values listed as the maximum total grant date fair value for each named executive officer as follows: Mr. McComish, $1,172,181; Mr. Kochvar, $337,073; Mr. Antolik, $384,142; Mr. Drahnak, $215,621; and Ms. Yesho, $214,398. Performance stock units granted in 2023 may pay out up to 195% of the target award, which would have amounted to the grant date fair values listed as the maximum total grant date fair value for each named executive officer as follows: Mr. McComish, $1,076,497; Mr. Kochvar, $314,330; Mr. Antolik, $358,863; Mr. Drahnak, $200,956; Ms. Yesho, $195,204.

(4) This column includes the incentive payments earned under the MIPs for 2023, 2024, and 2025 plan years.

(5) This column shows the aggregate year-to-year change in the actuarial present value of the NEO's accrued pension benefit under all qualified and non-qualified defined benefit plans based on the assumptions used for ASC 715 "Compensation – Retirement Benefits" accounting purposes at each measurement date. As such, the change reflects changes in value due to an increase or decrease in the ASC 715 discount rate, as well as changes in the mortality assumption. The change in pension value during 2024 for Messrs. Kochvar, Antolik, and Drahnak and Ms. Yesho are negative $91,700, negative $29,800, negative $30,000, and negative $9,200, respectively (negative amounts are not reflected in the amounts disclosed below). Ms. Yesho is not a participant in the Retirement Plan. Her change in present value amounts shown reflect her nonqualified benefit payable from the S&T Bancorp, Inc. Retirement Make-Up Plan.

(6) The compensation represented by the amounts for 2025 as set forth in the All Other Compensation column for the NEOs is detailed in the following table.

**48** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Executive Compensation

#### All Other Compensation

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | Company<br> Contributions <br> to Qualified<br>Defined<br>Contribution<br> Plan<sup>(1)</sup> | <br> Company<br>Contributions<br>to Nonqualified<br>Defined<br>Contribution<br>Plan<sup>(2)</sup> | Company<br> Car or Car<br> Allowance <br><sup>(3)</sup> | Country<br>Club Dues<br><sup>(4)</sup> | Company<br> Paid Life<br>Insurance<br> Premiums <br><sup>(5)</sup> | All Other<br> compensation  |
| &nbsp;&nbsp;&nbsp;&nbsp; Christopher J. McComish | 12250 | 36001 | 22686 | 5750 | 6991 | 83678 |
| &nbsp;&nbsp;&nbsp;&nbsp; Mark Kochvar | 10850 |  | 6231 |  | 13452 | 30533 |
| &nbsp;&nbsp;&nbsp;&nbsp; David G. Antolik | 10850 | 19382 | 19368 |  | 4555 | 54155 |
| &nbsp;&nbsp;&nbsp;&nbsp; Stephen A. Drahnak | 10850 | 8793 | 16220 | 97376 | 4555 | 137793 |
| &nbsp;&nbsp;&nbsp;&nbsp; LaDawn D. Yesho | 10850 | 8759 |  |  | 2436 | 22045 |

---

(1) Amounts in the column represent contributions by S&T Bank to the Thrift Plan, which is a qualified defined contribution plan. S&T Bank made matching contributions equal to 100% of the first 1% of the employee's eligible compensation and 50% of the next 5% of the employee's eligible compensation, up to 3.5% of the employee's eligible compensation and subject to Code limits.

(2) Amounts in this column include contributions by S&T Bank to the Nonqualified Plan (as defined below) that was established in order that certain management employees, including the NEOs, not lose benefits that would normally have accrued in qualified plans except for federal tax laws setting annual compensation and contribution limits for qualified plans.

(3) This column represents the aggregate incremental cost to S&T for providing a car to the NEO. The cost includes the expense of depreciation, insurance, registration fees, maintenance and fuel. Mr. Kochvar received a car allowance in lieu of a company car.

(4) Amounts in this column represent membership dues paid to country clubs and social clubs. Expenses of a personal nature or related to a spouse are not paid by S&T. Mr. Drahnak incurred a one-time license transfer fee charge of $82,500.

(5) This column includes the excess premiums reported as taxable compensation on the NEO's W-2 for life insurance at three times salary, up to a maximum benefit of $900,000. This insurance benefit is provided to all full-time employees on a nondiscriminatory basis.

#### Grants of Plan-Based Awards for Fiscal Year 2025

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Name | Grant<br>Date | Estimated Possible Payouts<br>Under Non-Equity Incentive<br> Plan Awards<sup>(1)</sup> | Estimated Possible Payouts<br>Under Non-Equity Incentive<br> Plan Awards<sup>(1)</sup> | Estimated Possible Payouts<br>Under Non-Equity Incentive<br> Plan Awards<sup>(1)</sup> | Estimated Possible Payouts<br>Under Equity Incentive Plan<br> Awards<sup>(2)</sup> | Estimated Possible Payouts<br>Under Equity Incentive Plan<br> Awards<sup>(2)</sup> | Estimated Possible Payouts<br>Under Equity Incentive Plan<br> Awards<sup>(2)</sup> | All Other<br>Stock Awards:<br>Number of<br> Shares of<br>Stock or Units<br>(#)<sup>(3</sup><sup>)</sup> | Grant<br>Date Fair<br> Value of<br>Stock and<br> Awards<br>($)<sup>(4)</sup> |
| Name | Grant<br>Date | Threshold<br>($) | Target<br>($) | Maximum<br>($) | Threshold<br>(#) | Target<br>(#) | Maximum<br>(#) | All Other<br>Stock Awards:<br>Number of<br> Shares of<br>Stock or Units<br>(#)<sup>(3</sup><sup>)</sup> | Grant<br>Date Fair<br> Value of<br>Stock and<br> Awards<br>($)<sup>(4)</sup> |
| &nbsp;&nbsp;&nbsp;&nbsp; Christopher J. McComish | 4/1/2025 | 130315 | 521260 | 912205 |  |  |  |  |  |
|  | 4/1/2025 |  |  |  | 5201 | 10402 | 20284 |  | 386434 |
|  | 4/1/2025 |  |  |  |  |  |  | 10402 | 502365 |
| &nbsp;&nbsp;&nbsp;&nbsp; Mark Kochvar | 4/1/2025 | 56125 | 224500 | 392875 |  |  |  |  |  |
|  | 4/1/2025 |  |  |  | 1501 | 3001 | 5852 |  | 111524 |
|  | 4/1/2025 |  |  |  |  |  |  | 3002 | 144933 |
| &nbsp;&nbsp;&nbsp;&nbsp; David G. Antolik | 4/1/2025 | 63750 | 255000 | 446250 |  |  |  |  |  |
|  | 4/1/2025 |  |  |  | 1705 | 3409 | 6648 |  | 126682 |
|  | 4/1/2025 |  |  |  |  |  |  | 3410 | 164638 |
| &nbsp;&nbsp;&nbsp;&nbsp; Stephen A. Drahnak | 4/1/2025 | 36400 | 145600 | 254800 |  |  |  |  |  |
|  | 4/1/2025 |  |  |  | 974 | 1947 | 3797 |  | 72331 |
|  | 4/1/2025 |  |  |  |  |  |  | 1947 | 94030 |
| &nbsp;&nbsp;&nbsp;&nbsp; LaDawn D. Yesho | 4/1/2025 | 36500 | 146000 | 255500 |  |  |  |  |  |
|  | 4/1/2025 |  |  |  | 976 | 1952 | 3806 |  | 72517 |
|  | 4/1/2025 |  |  |  |  |  |  | 1952 | 94272 |

---

(1) These columns represent the range of estimated payouts under the 2025 MIP. For the MIP, the payments the NEOs earned were entirely based on the corporate component being the performance measure affecting the range of estimated payouts. For a more detailed description of the 2025 continued employment and MIP see "Management Incentive Plan Awards" in the "Compensation Discussion and Analysis" on page 41.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **49** 

------

##### [**Table of Contents**](#toc)
Executive Compensation

(2) On April 1, 2025, the Compensation Committee granted restricted stock units to the NEOs at a grant price of $37.15, which was the closing price of S&T Common Stock on the grant date. The number of units granted to the NEOs was their target opportunity multiplied by their respective salaries and then divided by $37.3983, which was the average of the high and low prices of S&T Common Stock over the 10-day trading period ending on the grant date. The grants were in accordance with the 2025 LTIP, pursuant to the Compensation Committee's authority under the 2021 Plan. For a more detailed description of the 2025 LTIP, see "Long-Term Incentive Plan Awards" in the "Compensation Discussion and Analysis" on page 43. These columns represent the performance based shares granted, which are earned based on S&T's ROAE and TSR performance measured against the Performance Peer Banks over a three-year period, 2025 through 2027. The range of estimated payouts are denominated in the number of shares that may be earned under the performance award.

(3) This column represents the time-based shares granted under the 2025 LTIP that will be earned based on remaining with S&T for three years.

(4) This column presents the total grant date fair value of grant under the 2025 LTIP recognized for financial statement reporting purposes for the fiscal years ended December 31, 2025, in accordance with FASB ASC Topic 718 (disregarding any forfeiture assumptions). Assumptions used in the calculation of these amounts are included for 2025 in Note 21 to the audited financial statements for the fiscal year ended December 31, 2025, included in the Form 10-K for the year ended December 31, 2025. This grant date fair value is in the Summary Compensation Table for fiscal year 2025 in the Stock Awards column.

#### Additional Narrative Information - Compensation Agreements
As described earlier in this Proxy Statement, S&T entered into initial employment agreements with Messrs. McComish and Antolik in 2021 for their roles as CEO and President, respectively, for three-year terms. S&T has not entered into any employment agreements with its other NEOs.

Mr. McComish's employment agreement, which has a three-year term and is subject to automatic renewal for one-year periods thereafter, provides for an annual base salary of $750,000, subject to adjustment in the Compensation Committee's discretion, eligibility for an annual bonus for each fiscal year of the Company (with a minimum bonus of $300,000 for 2021) and eligibility to participate in the LTIP for long-term incentive awards, beginning with the 2022 LTIP (which awards for 2022 had a grant date fair value of $750,000) in accordance with the terms of the LTIP, subject to Mr. McComish's continued employment. The employment agreement also provided for an inaugural equity award with a grant date fair value of $250,000 (which award vested 50% on the date that was six months following the grant date and 50% on the date that was 12 months following the grant date). In addition, Mr. McComish will be eligible for employee benefits that are generally applicable to other senior executives of the Company and certain other benefits, including an annual vehicle allowance not to exceed $25,000, payment or reimbursement of certain club dues and payment or reimbursement of relocation expenses not to exceed $100,000.

S&T entered into an employment agreement with Mr. Antolik setting forth the terms of his employment and compensation while serving as President of S&T and S&T Bank, effective August 23, 2021. The employment agreement, which has a three-year term and is subject to automatic renewal for one-year periods thereafter, provides for an annual base salary of $500,000, subject to adjustment in the Compensation Committee's discretion, eligibility for an annual bonus for each fiscal year of the Company with a target opportunity of 50% of his annual base salary (provided that, partially in consideration for Mr. Antolik's service as Interim Chief Executive Officer, his target annual bonus opportunity with respect to fiscal year 2021 will be $295,017) and eligibility to participate in the LTIP for long-term incentive awards (provided that, partially in consideration for Mr. Antolik's service as Interim Chief Executive Officer, such awards for 2022 will have a grant date fair value of $409,217 and be in accordance with the terms of the LTIP, subject to Mr. Antolik's continued employment). In addition, Mr. Antolik will be eligible for employee benefits that are generally applicable to other senior executives of the Company and certain other benefits, including a company vehicle and payment or reimbursement of certain club dues. The employment agreement also provides for a transition cash award of $75,000, which vested on September 1, 2021, in consideration for Mr. Antolik's service as Interim Chief Executive Officer and work to achieve a smooth transition from the Company's prior Chief Executive Officer to its incoming Chief Executive Officer, subject to Mr. Antolik's continued employment through the vesting date.

For additional information regarding material terms of our 2025 MIP and 2025 LTIP, please see the corresponding sections of the CD&A on pages 41 and 43, respectively.

**50** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Executive Compensation

#### Outstanding Equity Awards at 2025 Fiscal Year End
The following table sets forth information regarding the number and value of unvested shares of restricted stock outstanding on December 31, 2025 for our NEOs. The market value of the stock awards is based on the closing price of S&T Common Stock on December 31, 2025, the last business day of the year, which was $39.35.

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | Stock Awards | Stock Awards | Stock Awards | Stock Awards |
| Name<br>| Number of<br>Shares or Units<br>of Stock That<br>Have Not Vested<br>(#) <sup>(1)</sup> | Market Value of<br>Shares or Units<br>of Stock That<br>Have Not Vested<br>($) | Equity Incentive<br>Plan Awards:<br>Number of<br>Unearned<br>Shares, Units or<br>Other Rights<br>That Have Not<br>Vested (#) <sup>(2)</sup> | Equity Incentive<br>Plan Awards:<br>Market or<br> Payout Value of <br>Unearned<br>Shares, Units or<br>Other Rights<br>That Have Not<br>Vested ($) |
| &nbsp;&nbsp;&nbsp; Christopher J. McComish |  |  |  |  |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2023 | 3947 | 155314 | 22626 | 890327 |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2024 | 8349 | 328533 | 24297 | 956087 |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2025 | 10402 | 409319 | 20284 | 798171 |
| &nbsp;&nbsp;&nbsp; Mark Kochvar |  |  |  |  |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2023 | 1152 | 45331 | 6607 | 259970 |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2024 | 2401 | 94479 | 6987 | 274933 |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2025 | 3002 | 118129 | 5852 | 230274 |
| &nbsp;&nbsp;&nbsp; David G. Antolik |  |  |  |  |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2023 | 1316 | 51785 | 7543 | 296801 |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2024 | 2737 | 107701 | 7962 | 313299 |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2025 | 3410 | 134184 | 6648 | 261581 |
| &nbsp;&nbsp;&nbsp; Stephen A. Drahnak |  |  |  |  |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2023 | 738 | 29040 | 4224 | 166203 |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2024 | 1536 | 60442 | 4469 | 175871 |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2025 | 1947 | 76614 | 3797 | 149398 |
| &nbsp;&nbsp;&nbsp; LaDawn D. Yesho |  |  |  |  |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2023 | 716 | 28175 | 4103 | 161445 |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2024 | 1527 | 60087 | 4444 | 174873 |
| &nbsp;&nbsp;&nbsp; Granted 04/01/2025 | 1952 | 76811 | 3806 | 149782 |

---

(1) The S&T Board granted restricted stock units on April 1, 2023, April 1, 2024, and April 1, 2025 pursuant to the 2023, 2024, and 2025 LTIPs, respectively. This column presents the restricted units granted on April 1, 2023, 2024, and 2025 that vest 33%, 33%, 34% on each of the one-year anniversaries. The third tranche remains to vest on the third anniversary of the 2023 award. The second and third tranches remain to vest on the second and third anniversary of the 2024 award. All tranches remain to vest on each one-year anniversary of the 2025 awards.

(2) The column presents the number of shares in the aforementioned LTIP awards that are subject to vesting on the third anniversary of their respective grant dates, based on achievement of corporate performance goals. The number of shares for the 2023, 2024 and 2025 grants are reported at the maximum level of performance.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **51** 

------

##### [**Table of Contents**](#toc)
Executive Compensation

#### Stock Vested in Fiscal Year 2025
The following table sets forth information regarding the number and value of restricted stock awards that vested during 2025 for our NEOs.

---

| | | |
|:---|:---|:---|
|  | Stock Awards | Stock Awards |
| Name<br>| <br> Number or<br>Shares<br>Acquired<br> on Vesting<br>(#)<sup>(1)</sup> | Value <br>Realized <br> on Vesting <br>($)<sup>(2)</sup>  |
| &nbsp;&nbsp; Christopher J. McComish <sup>(3)</sup> |  |  |
| &nbsp;&nbsp; Mark Kochvar | 8774 | 325954 |
| &nbsp;&nbsp; David G. Antolik | 16566 | 615427 |
| &nbsp;&nbsp; Stephen A. Drahnak | 5765 | 214170 |
| &nbsp;&nbsp; LaDawn D. Yesho | 5741 | 213278 |

---

(1) Shares acquired are representative of the shares vested before shares were forfeited for taxes withheld. The time-based shares of restricted units granted under the 2022 LTIP of 34% on April 1, 2025. The time-based shares of restricted units granted under the 2023 LTIP of 33% on April 1, 2025. The time-based shares of restricted units granted under the 2024 LTIP of 33% on April 1, 2025. The performance based shares granted under the 2022 LTIP vested at 172%. The restricted S&T units granted under the 2022, 2023, and 2024, were divided evenly between performance and time-based units.

(2) The value realized on vesting is based on the price of S&T Common Stock on the close of the market on the date of the vesting.

(3) On December 23, 2021, Mr. McComish elected to defer his vesting of all units issued beginning in 2022 and later until a future date. Had his awards otherwise vested, he would have acquired 45,506 shares with a value of $1,790,661.

#### Pension Benefits

---

| | | | | |
|:---|:---|:---|:---|:---|
| Name  | Plan Name<br>| <br> Number of<br> years of<br>Credited<br> Service<br>(#) | Present Value<br> of Accumulated<br> Benefit<br> ($) | <br> Payments <br> During<br>Last Fiscal<br> Year<br> ($) |
| &nbsp;&nbsp;&nbsp;&nbsp; Christopher J. McComish <sup>(1)</sup> | Employees' Retirement Plan of S&T Bank |  | —  |  |
|  | S&T Bancorp, Inc. Supplemental Savings and Make-up Plan |  | —  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Mark Kochvar | Employees' Retirement Plan of S&T Bank | 24 | 1020400 |  |
|  | S&T Bancorp, Inc. Supplemental Savings and Make-up Plan | 24 | 325800 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; David G. Antolik | Employees' Retirement Plan of S&T Bank | 26 | 1017100 |  |
|  | S&T Bancorp, Inc. Supplemental Savings and Make-up Plan | 26 | 474000 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Stephen A. Drahnak | Employees' Retirement Plan of S&T Bank | 24 | 703100 |  |
|  | S&T Bancorp, Inc. Supplemental Savings and Make-up Plan | 24 | 101100 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; LaDawn D. Yesho <sup>(1)</sup> | Employees' Retirement Plan of S&T Bank |  | —  |  |
|  | S&T Bancorp, Inc. Supplemental Savings and Make-up Plan | 7 | 132500 |  |

---

(1) Mr. McComish and Ms. Yesho were hired after January 1, 2008 and are not eligible for any qualified pension benefits.

The present values shown above are based on benefits earned as of December 31, 2025 under the terms of the Employees' Retirement Plan of S&T Bank (the "Retirement Plan") and the S&T Bancorp, Inc. Supplemental Savings and Make-up Plan as summarized below. Present values are determined in accordance with the assumptions used for purposes of measuring S&T Bank's pension obligations under ASC 715 as of December 31, 2025, including a discount rate of 5.30%, with the exception that benefit payments are assumed to commence at age 62, the earliest age at which unreduced benefits are payable. Mr. Kochvar was eligible to retire as of December 31, 2025 and receive 100.00% of his benefits. Mr. Antolik was eligible to retire as of December 31, 2025 and receive 85.00% of his benefits based on the reduction for early retirement described below. Mr. Drahnak was eligible to retire as of December 31, 2025 and receive 67.08% of his benefits based on the reduction for early retirement described below. Ms. Yesho is not a participant in the Retirement Plan. Her present value shown reflects her nonqualified benefit payable from the S&T Bancorp, Inc. Retirement Make-Up Plan.

On Jan. 25, 2016, the Board of Directors approved an amendment to freeze benefit accruals under the Retirement Plan and Nonqualified Plan effective March 31, 2016. This change resulted in no additional benefits being earned by participants in those plans based on service or pay after March 31, 2016.

**52** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Executive Compensation

#### Employees' Retirement Plan of S&T Bank
The Employees' Retirement Plan of S&T Bank (the "Retirement Plan") is a defined benefit pension plan that covers substantially all employees hired prior to 2008. The Retirement Plan provides benefits that are based on years of service and compensation. Benefits payable under the Plan at normal retirement, age 65, are determined under the following formula.

1.0% of Average Final Compensation up to Covered Compensation, times Benefit Service

Plus

1.5% of Average Final Compensation in excess of Covered Compensation, times Benefit Service

For purposes of determining the normal retirement benefit, the terms used above have the following meanings:

• *Average Final Compensation* is the average compensation received during the highest 5 consecutive years out of the last 10 years prior to retirement or termination of employment. Compensation generally means total cash remuneration determined before reductions for employee contributions for 401(k) or other pre-tax benefits, but does not include amounts deferred under the S&T Bancorp, Inc. Supplemental Savings and Make-up Plan. Compensation is limited each year as required by Federal law. Average Final Compensation was frozen effective March 31, 2016.

• *Covered Compensation* is the average of the Social Security taxable wage bases in effect for each year in the 35-year period ending with the calendar year in which a participant retires or terminates employment. Social Security Covered Compensation used to determine the normal retirement benefit was frozen effective March 31, 2016.

• *Benefit Service* generally means an employee's period of employment with S&T Bank after attainment of age 21. Benefit Service was frozen effective March 31, 2016.

Participants' benefits under the Retirement Plan are 100% vested after completion of five years of service. Participants who terminate employment prior to age 55 with a vested benefit are entitled to receive their full accrued benefit at normal retirement, age 65, or upon election, can receive actuarially reduced benefits as early as age 55. Participants who terminate employment after age 55 with at least 10 years of service are eligible to receive early retirement benefits under the Retirement Plan. For participants who met certain age and service requirements as of December 31, 2007, early retirement benefits are reduced 5/12 of 1% for each month by which the date benefit payments commence precedes age 62. For participants who did not meet these requirements, early retirement benefits are reduced 5/12 of 1% for each month by which the date benefit payments commence precedes age 65.

Accrued benefits under the Retirement Plan are payable in the form of a ten-year certain and life annuity that provides equal monthly payments for the participant's life with a minimum of 120 monthly payments guaranteed. Married participants must receive their benefit in the form of a 50% joint and survivor annuity with 120 monthly payments guaranteed unless their spouse consents to a different form of a payment. A 50% joint and survivor annuity provides a reduced monthly payment for the participant's life with 50% of the payment continuing for the spouse's life following the participant's death. Various optional annuity forms of payment are available under the Retirement Plan, including a single lump sum payment. All forms of payment are actuarially equivalent in value.

#### S&T Bancorp, Inc. Supplemental Savings and Make-up Plan
As noted above under the definition of Average Final Compensation for the Employees' Retirement Plan of S&T Bank, compensation deferred under the S&T Bancorp, Inc. Supplemental Savings and Make-up Plan is not included as eligible compensation and includable compensation is limited as a result of maximums imposed by law. The Nonqualified Plan restores benefits that are not payable by the Retirement Plan as a result of the executive's election to defer compensation or as a result of the compensation limit. The provisions described above for the Retirement Plan apply to this plan as well, with the exception that upon termination or retirement participants automatically receive their benefit in the form of an actuarially equivalent lump sum, which is credited to their account under this plan and paid out in accordance with their distribution election.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **53** 

------

##### [**Table of Contents**](#toc)
Executive Compensation

#### S&T Bancorp, Inc. Retirement Make-up Plan
The S&T Bancorp, Inc. Retirement Make-Up Plan restores benefits for certain employees hired following the soft freeze of the Employees' Retirement Plan of S&T Bank that otherwise would have been earned under the Retirement Plan and the Supplemental Savings and Make-up Plan. The benefits earned under this plan are determined using the same plan provisions as the Retirement Plan, except that eligible compensation does not exclude deferred compensation, IRS limits are ignored, and the full benefit is paid as a lump sum upon termination of the participant.

#### Nonqualified Deferred Compensation
The following table provides information with respect to the Nonqualified Plan and the NEOs. The amounts shown include compensation earned and deferred in prior years, and earnings on, or distributions of, such amounts.

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| Name | Executive<br>Contributions<br>in Last Fiscal<br>Year<br> **($) <sup>(1)</sup>** | Registrant<br>Contributions<br>in Last Fiscal<br>Year<br> **($)** <sup>(2)</sup> | RSU Deffered<br>Contributions<br>in Last Fiscal<br>Year<br> ($) | Aggregate<br>Earnings in<br>Last Fiscal<br>Year<br> **($) <sup>(3)</sup>** | Aggregate<br>Withdrawals/<br>Distributions<br>($) | Aggregate<br>Balance at<br>Last Fiscal<br>Year End<br>($) |
|  Christopher J. McComish | 82288 | 36001 | 1317910 | 72410 |  | 2306886 |
|  Mark Kochvar |  |  |  | 143202 |  | 826297 |
|  David G. Antolik | 55378 | 19382 |  | 291246 |  | 1811643 |
|  Stephen A. Drahnak | 25122 | 8793 |  | 16913 |  | 143043 |
|  LaDawn D. Yesho | 25026 | 8759 |  | 117708 |  | 738291 |

---

(1) The amounts in this column have been included in the "Salary" column of the Summary Compensation Table on page 48.

(2) The amounts in this column have been included in the "All Other Compensation" column of the Summary Compensation Table on page 48.

(3) No amounts in this column have been reported in the Summary Compensation Table as none of our NEOs received above-market or preferential earnings.

The Nonqualified Plan offers certain management employees, including the NEOs, the opportunity to continue to defer income on a tax deferred basis that exceeds annual contribution or compensation limits for qualified plans. In addition, the Nonqualified Plan can be used by highly-compensated employees who are limited to the salary deferral limit under the Thrift Plan. The employee may elect to defer a percentage of compensation from each payroll under the Supplemental Savings provision. The employee may also elect to contribute at the same deferral rate as for the Thrift Plan after reaching a contribution or compensation limit under the make-up provision.

S&T Bank makes employer matching and year end profit sharing contributions to the Nonqualified Plan that cannot be made to the qualified plans due to the aforementioned limits. The match is 3.5% of the deferral amount, except the match on deferrals under the make-up provision, which are matched 100% of the first 1% of the employee's eligible compensation and 50% of the next 5% of the employee's eligible compensation, up to 3.5% of the employee's eligible compensation. The year end profit sharing bonus is at the same percentage as for the Thrift Plan and applies to eligible compensation that exceeds the compensation limit for qualified plans.

The participants may elect the allocation percentages for employee deferrals and employer contributions into two large capitalization mutual funds, a balanced fund and a money market mutual fund in a Rabbi Trust. The Thrift Plan Committee at S&T Bank determines the investment vehicles in the Rabbi Trust, which currently are Fidelity 500 Index Fund, American Funds Fundamental Investors Fund Class R6, Dodge & Cox Balanced X, JPMorgan Large Cap Growth R6, and Vanguard Treasury Money Market Investor Shares.

As described earlier, distributions from the Nonqualified Plan are in accordance with the participant's distribution election. The Nonqualified Plan is subject to the provisions of Section 409A of the Code.

**54** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Executive Compensation

#### Termination of Employment and Change in Control Arrangements
As described above, except for Messrs. McComish and Antolik, our NEOs do not have employment agreements. The NEOs would receive payments from S&T in connection with a termination from employment pursuant to their change in control agreements. The amount of the payment would vary, depending upon whether the termination was due to resignation, retirement, severance, good cause or change in control of S&T. In the event of death, the NEO's beneficiary, heirs or estate would be entitled to certain payments.

**Resignation.** There are no employment agreements between S&T and any of the NEOs, except for Messrs. McComish and Antolik. Under these agreements, Messrs. McComish and Antolik may resign for good reason or on their own free will. If resigning on their own free will, Messrs. McComish and Antolik would be in common with the other NEOs and not entitled to any severance benefits. In the event of resignation for good reason, as defined in the employment agreement, Mr. McComish would receive two times salary and target annual bonus, 24 months of health care benefits and any portion of the unvested inaugural award of restricted S&T shares. Mr. Antolik would receive two times salary and target bonus and 24 months of health care benefits. Other NEOs would receive salary payments and participate in S&T's benefit plans through the date of separation from employment. There would be no additional payments.

**Retirement.** Upon retirement, the NEOs would receive pension benefits as described above in the "Retirement Plan" and the "Nonqualified Plan." Married participants must receive their benefit in the form of a 50% joint and survivor annuity with 120 monthly payments guaranteed unless their spouse consents to a different form of a payment. Various optional annuity forms of payment are available under the Retirement Plan, including a single lump sum payment. All forms of payment are actuarially equivalent in value. The benefit due from the S&T Bancorp, Inc. Retirement Make-Up Plan is only payable as a lump sum.

---

| | | | |
|:---|:---|:---|:---|
|  | <br> The Retirement Plan | <br> The Retirement Plan | The Nonqualified <br> Plan, Lump Sum <br>Benefit as of<br>1/1/2026($)<sup>(3)</sup> |
|  | Date Payable($)<sup>(1)</sup> | Annual Benefit($)<sup>(2)</sup> | The Nonqualified <br> Plan, Lump Sum <br>Benefit as of<br>1/1/2026($)<sup>(3)</sup> |
| &nbsp;&nbsp; Christopher J. McComish | N/A | N/A | N/A |
| &nbsp;&nbsp; Mark Kochvar | 1/1/2026 | 78100 | 252100 |
| &nbsp;&nbsp; David G. Antolik | 1/1/2026 | 72700 | 373100 |
| &nbsp;&nbsp; Stephen A. Drahnak | 1/1/2026 | 48000 | 78800 |
| &nbsp;&nbsp; LaDawn D. Yesho | N/A | N/A | 66500 |

---

(1) Messrs. Kochvar, Antolik, and Drahnak were eligible to retire and receive 100.00%, 85.00%, and 67.08%, respectively, of their benefit payable on January 1, 2026, as described in "The Retirement Plan" above. Ms. Yesho is not a participant in the Retirement Plan. Her lump sum amount shown reflects her nonqualified benefit payable from the S&T Bancorp, Inc. Retirement Make-Up Plan. Ms. Yesho was not eligible for early retirement as of December 31, 2025 and is presented at what her respective benefit would be upon retirement at age 65 if she had terminated employment on December 31, 2025.

(2) The NEOs are married participants and must receive their benefit under the Supplemental Savings and Make-up Plan in the form of a 50% joint and survivor annuity with 120 monthly payments guaranteed unless their spouse consents to a different form of a payment. The annual benefits shown in this column are payable for the participant's life with a minimum of 120 monthly payments guaranteed. After 120 monthly payments have been made, 50% of the amount shown continues for the spouse's life following the participant's death. If the NEO became deceased prior to retiring, the NEO's surviving spouse would receive the amount shown for ten years commencing as of the date shown, reducing to 50% of the amount shown after ten years and continuing for the remainder of his or her lifetime.

(3) The NEO receives a lump sum payment upon retirement or termination as described above in the "Nonqualified Plan." The lump sum payment is determined as the present value of a ten-year certain and life annuity based on an interest rate of 8.0% and a mortality table specified by the terms of the plan, and is deposited into the NEO's Nonqualified Plan deferred compensation account. Currently, the NEOs have elected to receive a lump sum distribution under the Supplemental Savings and Make-up Plan at age 70, but may change their elections to an earlier date, for the amount of their payments accrued prior to January 1, 2005. The NEOs individually elected a time and form of payment for payments accrued after December 31, 2004, as allowed by the Nonqualified Plan and permitted by Section 409A.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **55** 

------

##### [**Table of Contents**](#toc)
Executive Compensation

**Severance, constructive termination and change in control.** The agreements define "good reason" as the occurrence of any of the following (without the executive's consent) after a change in control:

• A material diminution of the executive's duties, authority or responsibility, or any material change in the geographic location at which the executive must perform services (in this case, a material change means any location more than 40 land miles from the location prior to the change in control);

• A material breach of the obligation imposed under the agreement for S&T (or any successor) to (a) continue to provide the executive after a change in control with benefits substantially similar to those enjoyed by the executive under any of S&T's pension, life insurance, medical, health and accident, disability, or other welfare plans (but not including annual bonus or incentive or equity-based compensation plans) in which the executive was participating at the time of the change in control, unless the nature of the change in benefit levels is consistent with changes to benefits levels provided to employees at the same or equivalent level or title as the executive; (b) provide annual bonus and incentive compensation opportunities that are not less favorable than provided prior to the change in control; or (c) provide the executive with the number of paid vacation days to which the executive is entitled to on the basis of years of service with S&T in accordance with S&T's normal vacation policy in effect at the time of a change in control;

• A material breach of the obligation imposed under the agreement that the agreement be binding upon any successor to S&T; or

• A reduction of more than 10% in the executive's annual base salary by S&T.

An executive cannot terminate for "good reason" unless (a) the executive shall have given written notice of such event to S&T within ninety (90) days after the initial occurrence thereof, (b) S&T shall have failed to cure the situation within thirty (30) days following the delivery of such notice (or such longer cure period as may be agreed upon by the parties), and (c) the executive terminates employment within six (6) months after the initial notification of the event constituting good reason.

A "change in control" is defined in the agreements as the occurrence of any of the following:

• Any "person" (as such term is used in Sections 13(d) and 14(d) of the Exchange Act in effect on the execution date of the agreement), other than a pension, profit-sharing or other employee benefit plan established by S&T, that is or becomes the "beneficial owner" (as defined in Rule 13d-3 under the Exchange Act in effect as of the date first written above), directly or indirectly, of securities of S&T representing twenty- five percent (25%) or more of the combined voting power of the S&T's then outstanding securities;

• During any period of two consecutive years, individuals who at the beginning of such period constitute the S&T Board cease for any reason to constitute at least a majority thereof, unless the election of each director who was not a director at the beginning of such period has been approved in advance by directors representing at least a majority of the directors then in office who were directors at the beginning of the period;

• The consummation of a merger or consolidation of S&T with any other corporation, other than a merger or consolidation which would result in the voting securities of S&T outstanding immediately prior thereto continuing to represent (either by remaining outstanding or by being converted into voting securities of the surviving entity) at least fifty percent (50%) of the total voting power represented by the voting securities of S&T or such surviving entity outstanding immediately after such merger or consolidation;

• The shareholders of S&T or the S&T Board approve a plan of complete liquidation or an agreement for the sale of or disposition (in one transaction or a series of transactions) of all or substantially all of S&T's assets; or

• Any other event that constitutes a change in control of a nature that would be required to be reported in response to Item 6(e) of Schedule 14A of Regulation 14A promulgated under the Exchange Act or any successor provision.

**56** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Executive Compensation

#### Agreements provide for the following benefits:
• In accordance with his employment agreement, if Mr. McComish's employment is terminated without cause or for good reason, Mr. McComish would be eligible for a cash severance benefit equal to two times the sum of his annual base salary and target annual bonus (or, if such termination is within two years following a change in control of the S&T, three times the sum of his annual base salary and target annual bonus, and a pro-rated target annual bonus based on the date of termination), an amount equal to 24 months of COBRA premiums (or, if such termination is within two years following a change in control of S&T, 36 months of COBRA premiums), and accelerated vesting of his inaugural equity award.

• In accordance with his employment agreement, if Mr. Antolik's employment is terminated without cause or for good reason, Mr. Antolik would be eligible for a cash severance benefit equal to two times the sum of his annual base salary and target annual bonus (or, if such termination is within two years following a change in control of the Company, three times the sum of his annual base salary and target annual bonus, and a pro-rated target annual bonus based on the date of termination) and an amount equal to 24 months of COBRA premiums (or, if such termination is within two years following a change in control of the Company, 36 months of COBRA premiums).

• The other NEOs will receive (a) a lump sum payment of 200% of his or her base salary and target bonus and (b) a prorated annual bonus (based on the NEO, target bonus) for the year of termination, payable in a lump sum if: (1) the NEO's employment is involuntarily terminated without cause within six months preceding a change in control; (2) the NEO's employment is involuntarily terminated without cause within two years following a "change in control" (as defined above); or (3) the NEO terminates his or her employment for "good reason" (as defined above) within two years following a change in control.

• Payments under the agreements shall be paid or provided (or commence to be paid or provided) within five (5) business days after the executive has satisfied the requirement that the executive sign an irrevocable release of all claims against S&T, subject to a six-month delay for compliance with Section 409A, if necessary. (See "Effect of Taxation on Compensation Programs (Tax Considerations)" on page 46.) In the event an NEO is terminated in connection with a change in control as described above, he or she will also be subject to twelve (12) month non-competition and non-solicitation covenants. Each agreement provides that if the executive's employment is terminated without cause, or terminates for good reason, within the three or two years of a change in control, as applicable for that particular executive, he will also receive payments equal to the amount of money required to maintain health benefits under COBRA. These additional benefits will continue for three years for the Messrs. McComish and Antolik and for two years for Messrs. Kochvar and Drahnak and Ms. Yesho. Each agreement provides that, in the event any benefit received by a NEO in connection with a change in control or in connection with the termination of the NEO's employment whether pursuant to the agreement or any other plan, arrangement or agreement (collectively, the "Total Benefits") would be subject to the excise tax imposed under Section 4999 of the Internal Revenue Code of 1986, as amended (the "Code") (the golden parachute excise tax), then the Total Benefits will be reduced to the extent necessary so that no portion of the Total Benefits is subject to such excise tax.

The agreements specifically exclude public stock offerings by S&T and convertible debt offerings by S&T from the definition of "change in control."

During 2025, as described on page 46 of this Proxy Statement under the section "Double Trigger Change in Control Severance Protections," S&T had double-trigger change in control severance agreements in effect with each of the NEOs.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **57** 

------

##### [**Table of Contents**](#toc)
Executive Compensation

The following table provides the payments that each NEO would have received under his or her change in control agreement or employment agreement, as applicable in the event of a without cause or good reason termination upon a change in control of S&T on December 31, 2025:

---

| | | | | |
|:---|:---|:---|:---|:---|
| Name | Multiple of Salary<sup>(1)</sup> | Lump Sum Payment<br> ($) | Payment in<br>Lieu of Medical<br>Coverage ($) <sup>(2)</sup> | Total Value of <br>Payments<br> ($) <sup>(3)</sup> |
| &nbsp;&nbsp; Christopher J. McComish | 3X | 4419040 | 55786 | 4474826 |
| &nbsp;&nbsp; Mark Kochvar | 2X | 1571500 | 17873 | 1589373 |
| &nbsp;&nbsp; David G. Antolik | 3X | 2550000 | 25408 | 2575408 |
| &nbsp;&nbsp; Stephen A. Drahnak | 2X | 1164800 | 50713 | 1215513 |
| &nbsp;&nbsp; LaDawn D. Yesho | 2X | 1168000 | 840 | 1168840 |

---

(1) Represents the multiple of the executive's base salary and target annual incentive.

(2) The amount of money required to maintain health benefits under COBRA for one, two or three years, as applicable and in accordance with the terms of the executive's change in control/severance agreement.

(3) The total value of the payments may be reduced to avoid the imposition of the excise tax imposed under Section 4999 of the Code.

**Death and Disability.** Upon the death of an NEO, our NEOs receive life and accidental death and dismemberment insurance proceeds through the S&T Bank Welfare Benefit Plan. In addition, our equity awards provide for pro-rata vesting upon a NEO's death or disability. The following table provides the value of such pro-rata vesting of outstanding equity awards that each NEO would have received in the event the NEO died or became disabled on December 31, 2025:

---

| | | | |
|:---|:---|:---|:---|
| Name | Value of Basic Life<br>Coverage <sup>(2)</sup> ($) | Value of Accidental Death<br>and Dismemberment<br>Coverage <sup>(2)</sup> ($) | Value of Pro-Rata<br>Equity Vesting<sup>(1)</sup> ($) |
| &nbsp;&nbsp; Christopher J. McComish | 900000 | 900000 | 1338018 |
| &nbsp;&nbsp; Mark Kochvar | 900000 | 900000 | 491993 |
| &nbsp;&nbsp; David G. Antolik | 900000 | 900000 | 410657 |
| &nbsp;&nbsp; Steven A. Drahnak | 900000 | 900000 | 230866 |
| &nbsp;&nbsp; LaDawn D. Yesho | 900000 | 900000 | 227561 |

---

(1) The value realized on pro-rata vesting is based on the closing price of S&T Common Stock on the close of the market on December 31, 2025 ($39.35), the last business day of the year.

(2) Basic group life and group accidental death and dismemberment coverage is provided at three times salary with a limit of $900,000 for each.

#### CEO Pay Ratio
For 2025, S&T selected December 31, 2025 as the determination date for identifying the median employee under Item 402(u) of Regulation S-K. Year-to-date taxable wages paid from January 1, 2025 to December 31, 2025 for all employees employed as of the determination date, with the exception of Mr. McComish, were listed from lowest to highest. This period captured all incentive payments for the tax year as well as the vesting of equity awards, as applicable. Wages of newly hired permanent employees were adjusted to represent wages for the entire measurement period.

Once the data was complete, the median employee was identified, and total compensation for the median employee was calculated according to Item 402(c). Mr. McComish's annual total compensation for 2025 was estimated to be $2,398,854. This amount equals Mr. McComish's compensation as reported in the Summary Compensation Table. The median employee's compensation was $57,069 producing a ratio of 42.03 to 1.

**58** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
PAY VERSUS PERFORMANCE DISCLOSURE

In accordance with rules adopted by the Securities and Exchange Commission pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, we provide the following disclosure regarding executive compensation for our principal executive officer ("PEO") and Non-PEO NEOs and Company performance for the fiscal years listed below. The Compensation Committee did not consider the pay versus performance disclosure below in making its pay decisions for any of the years shown.

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Year | Summary<br> Compensation<br> Table Total for<br> PEO 1<sup>1</sup><br> ($) | Summary<br> Compensation<br> Table Total for<br> PEO 2<sup>1</sup><br> ($) | Summary<br> Compensation<br> Table Total for<br> PEO 3<sup>1</sup><br> ($) | Compensation<br> Actually Paid<br> to PEO 1<sup>1, 2, 3</sup><br> ($) | Compensation<br> Actually Paid<br> to PEO 2<sup>1, 2, 3</sup><br> ($) | Compensation<br> Actually Paid<br> to PEO 3<sup>1, 2, 3</sup><br> ($) | Average<br> Summary<br> Compensation<br> Table Total for<br> Non-PEO<br> NEOs<sup>1</sup><br> ($) | Average<br> Compensation<br> Actually Paid<br> to Non-PEO<br> NEOs<sup>1,2,3</sup><br> ($) | Value of Initial<br> Fixed $100<br> Investment<br> based on:<sup>4</sup> | Value of Initial<br> Fixed $100<br> Investment<br> based on:<sup>4</sup> | Net<br> Income<br> ($ Millions) | Return <br> on <br> Average <br> Equity<sup>5</sup>  |
| Year | Summary<br> Compensation<br> Table Total for<br> PEO 1<sup>1</sup><br> ($) | Summary<br> Compensation<br> Table Total for<br> PEO 2<sup>1</sup><br> ($) | Summary<br> Compensation<br> Table Total for<br> PEO 3<sup>1</sup><br> ($) | Compensation<br> Actually Paid<br> to PEO 1<sup>1, 2, 3</sup><br> ($) | Compensation<br> Actually Paid<br> to PEO 2<sup>1, 2, 3</sup><br> ($) | Compensation<br> Actually Paid<br> to PEO 3<sup>1, 2, 3</sup><br> ($) | Average<br> Summary<br> Compensation<br> Table Total for<br> Non-PEO<br> NEOs<sup>1</sup><br> ($) | Average<br> Compensation<br> Actually Paid<br> to Non-PEO<br> NEOs<sup>1,2,3</sup><br> ($) | TSR<br> ($) | Peer<br> Group<br> TSR<br> ($) | Net<br> Income<br> ($ Millions) | Return <br> on <br> Average <br> Equity<sup>5</sup>  |
| **2025** | **—** | **—** | **2398854** | **—** | **—** | **2660270** | **1003165** | **1048654** | **191.69** | **149.15** | **134.2** | **9.3%** |
| **2024** | **—** | **—** | **2414673** | **—** | **—** | **2601213** | **910750** | **952581** | **179.69** | **139.30** | **131.3** | **9.9%** |
| **2023** | **—** | **—** | **2089129** | **—** | **—** | **2211359** | **848462** | **763056** | **151.37** | **115.54** | **144.8** | **11.8%** |
| **2022** | **—** | **—** | **2508806** | **—** | **—** | **2437641** | **941388** | **997835** | **148.28** | **119.65** | **135.5** | **11.5%** |
| **2021** | **823834** | **1215680** | **887244** | **681430** | **1461391** | **902948** | **621526** | **616621** | **131.67** | **142.91** | **110.3** | **9.3%** |

---

1. Todd D. Brice ("PEO 1") was our PEO from January 2019 to March 2021. David G. Antolik ("PEO 2") was our interim PEO from March 2021 to August 2021. Christopher J. McComish ("PEO 3") has been our PEO since August 2021. The individuals comprising the Non-PEO NEOs for each year presented are listed below.

---

| | |
|:---|:---|
| <br> 2021<br>| 2022—2025<br>|
| Mark Kochvar | Mark Kochvar |
| LaDawn D. Yesho | David G. Antolik |
| Charles B. Carroll, Jr. | Stephen A. Drahnak |
| George Basara | LaDawn D. Yesho |

---

2. The amounts shown for Compensation Actually Paid have been calculated in accordance with Item 402(v) of Regulation S-K and do not reflect compensation actually earned, realized, or received by the Company's NEOs. These amounts reflect the Summary Compensation Table Total with certain adjustments as described in footnote 3 below.

3. Compensation Actually Paid reflects the exclusions and inclusions of certain amounts for the PEO and the Non-PEO NEOs as set forth below. Equity values are calculated in accordance with FASB ASC Topic 718. Amounts in the Exclusion of Stock Awards column are the totals from the Stock Awards column set forth in the Summary Compensation Table. Amounts in the Exclusion of Change in Pension Value column reflect the amounts attributable to the Change in Pension Value reported in the Summary Compensation Table. Amounts in the Inclusion of Pension Service Cost are based on the service cost for services rendered during the listed year and any prior service cost related to any plan amendment or initiation. (Because the pension plans are frozen there is no inclusion for Pension Service Cost.)

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| Year | Summary<br> Compensation<br> Table Total for<br> PEO 3<br> ($) | Exclusion of<br> Change in<br> Pension<br> Value for<br> PEO 3<br> ($) | Exclusion of<br> Stock Awards<br> for PEO 3<br> ($) | Inclusion of<br> Pension<br> Service Cost<br> for PEO 3<br> ($) | Inclusion of<br> Equity<br> Values for<br> PEO 3<br> ($) | Compensation <br> Actually Paid to <br> PEO 3<br> ($) |
| 2025 | 2398854 |  | (888799) |  | 1150215 | 2660270 |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| Year | Average Summary<br> Compensation<br> Table Total for<br> Non-PEO NEOs<br> ($) | Average Exclusion<br> of Change in<br> Pension Value for<br> Non-PEO NEOs<br> ($) | Average Exclusion<br> of Stock Awards<br> for Non-PEO<br> NEOs<br> ($) | Average Inclusion<br> of Pension<br> Service Cost for<br> Non-PEO NEOs<br> ($) | Average Inclusion<br> of Equity Values<br> for Non-PEO<br> NEOs<br> ($) | Average<br> Compensation<br> Actually Paid<br> to Non-PEO<br> NEOs<br> ($) |
| 2025 | 1003165 | 0 | (220232) | 0 | 265721 | 1048654 |

---

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **59** 

------

#### **Table of Contents**
Pay Versus Performance Disclosure

The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| Year | Year-End Fair<br> Value of<br> Equity<br> Awards<br> Granted<br> During Year<br> That<br> Remained<br> Unvested as<br> of Last Day<br> of Year for<br> PEO 3<br> ($) | Change in<br> Fair Value<br> from Last<br> Day of Prior<br> Year to Last<br> Day of Year<br> of Unvested<br> Equity<br> Awards for<br> PEO 3<br> ($) | Vesting-Date<br> Fair Value of<br> Equity<br> Awards<br> Granted<br> During Year<br> that Vested<br> During Year<br> for PEO 3<br> ($) | Change in<br> Fair Value<br> from Last<br> Day of Prior<br> Year to<br> Vesting Date<br> of Unvested<br> Equity<br> Awards that<br> Vested<br> During Year<br> for PEO 3<br> ($) | Fair Value at<br> Last Day of<br> Prior Year of<br> Equity<br> Awards<br> Forfeited<br> During Year<br> for PEO 3<br> ($) | Value of<br> Dividends or<br> Other<br> Earnings<br> Paid on<br> Equity<br> Awards Not<br> Otherwise<br> Included for<br> PEO 3<br> ($) | Total—<br> Inclusion of<br> Equity Values<br> for PEO 3<br> ($) |
| &nbsp;&nbsp; 2025 | 819070 | 331145 |  |  |  |  | 1150215 |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| Year | Average<br> Year-End Fair<br> Value of<br> Equity<br> Awards<br> Granted<br> During Year<br> That<br> Remained<br> Unvested as<br> of Last Day<br> of Year for<br> Non-PEO<br> NEOs<br> ($) | Average<br> Change in<br> Fair Value<br> from Last<br> Day of Prior<br> Year to Last<br> Day of Year<br> of Unvested<br> Equity<br> Awards for<br> Non-PEO<br> NEOs<br> ($) | Average<br> Vesting-Date<br> Fair Value of<br> Equity<br> Awards<br> Granted<br> During Year<br> that Vested<br> During Year<br> for Non-PEO<br> NEOs<br> ($) | Average<br> Change in<br> Fair Value<br> from Last<br> Day of Prior<br> Year to<br> Vesting Date<br> of Unvested<br> Equity<br> Awards that<br> Vested<br> During Year<br> for Non-PEO<br> NEOs<br> ($) | Average Fair<br> Value at Last<br> Day of Prior<br> Year of<br> Equity<br> Awards<br> Forfeited<br> During Year<br> for Non-PEO<br> NEOs<br> ($) | Average<br> Value of<br> Dividends or<br> Other<br> Earnings<br> Paid on<br> Equity<br> Awards Not<br> Otherwise<br> Included for<br> Non-PEO<br> NEOs<br> ($) | Total—<br> Average<br> Inclusion of<br> Equity Values<br> for Non-PEO<br> NEOs<br> ($) |
| &nbsp;&nbsp; 2025 | 202966 | 68459 |  | (5704) |  |  | 265721 |

---

4. The Peer Group TSR set forth in this table utilizes the NASDAQ Bank Index, which we also utilize in the stock performance graph required by Item 201(e) of Regulation S-K included in our Annual Report for the year ended December 31, 2025. The comparison assumes $100 was invested for the period starting December 31, 2020, through the end of the listed year in the Company and in the NASDAQ Bank Index, respectively. Historical stock performance is not necessarily indicative of future stock performance.

5. We determined Return on Average Equity to be the most important financial performance measure used to link Company performance to Compensation Actually Paid to our PEO and Non-PEO NEOs in 2025.

60 \| S&T Bancorp, Inc. \| 2026 Proxy Statement

------

Pay Versus Performance Disclosure

Relationship Between PEO and Non-PEO NEO Compensation Actually Paid and Total Shareholder Return ("TSR")

The following chart sets forth the relationship between Compensation Actually Paid to our PEOs, the average of Compensation Actually Paid to our Non-PEO NEOs, and the cumulative TSR over the five most recently completed fiscal years for the Company and the NASDAQ Bank Index TSR.

![LOGO](g93624g59m09.jpg)

S&T Bancorp, Inc. \| 2026 Proxy Statement \| 61

------

Pay Versus Performance Disclosure

Relationship Between PEO and Non-PEO NEO Compensation Actually Paid and Net Income

The following chart sets forth the relationship between Compensation Actually Paid to our PEOs, the average of Compensation Actually Paid to our Non-PEO NEOs, and our net income during the five most recently completed fiscal years.

![LOGO](g93624g89e00.jpg)

62 \| S&T Bancorp, Inc. \| 2026 Proxy Statement

------

Pay Versus Performance Disclosure

Relationship Between PEO and Non-PEO NEO Compensation Actually Paid and Return on Average Equity

The following chart sets forth the relationship between Compensation Actually Paid to our PEOs, the average of Compensation Actually Paid to our Non-PEO NEOs, and our Return on Average Equity during the five most recently completed fiscal years.

![LOGO](g93624g56q80.jpg)

Tabular List of Most Important Financial Performance Measures

The following table presents the financial performance measures that the Company considers to have been the most important in linking Compensation Actually Paid to our PEO and other NEOs for 2025 to Company performance. The measures in this table are not ranked.

---

| |
|:---|
| &nbsp;&nbsp;&nbsp;&nbsp; <br> Return on Average Equity |
| &nbsp;&nbsp;&nbsp; EPS |
| &nbsp;&nbsp;&nbsp; Relative TSR<br>|

---

S&T Bancorp, Inc. \| 2026 Proxy Statement \| 63

------

##### [**Table of Contents**](#toc)
RELATED PERSON TRANSACTIONS

#### Review, Approval or Ratification of Transactions with Related Parties
The Nominating Committee has a written policy for the review, approval, or ratification of related party transactions. In accordance with the Nominating Committee's Related Party Transaction Policy, a "related party transaction" is any transaction, including, but not limited to, any financial transaction (except for Regulation O extensions of credit), arrangement or relationship or any series of similar transactions, arrangements or relationships, in which S&T and its affiliates (collectively, the "Company") was, is or will be a participant and in which any "Related Party" had, has, or will have a direct or indirect material interest. The S&T Board pre-approves all Regulation O extensions of credit. A "Related Party" is defined under the policy as follows:

• Any person who is, or at any time since the beginning of the Company's last fiscal year was, a director or executive officer of the Company or a nominee to become a director of the Company;

• Any person who is known to be the beneficial owner of more than 5% of any class of the Company's voting securities;

• Any immediate family member of any of the foregoing persons, which means any child, stepchild, parent, stepparent, spouse, sibling, mother-in-law, father-in-law, son-in-law, daughter-in-law, brother-in-law, and sister-in-law. In addition to the foregoing, any person (other than a tenant or employee) residing in the home of such director, executive officer, nominee or more than 5% beneficial owner; and

• Any firm, corporation or other entity in which any of the foregoing persons is employed as an executive officer or is a partner or principal or in a similar position; or in which such person has a 10% or greater beneficial ownership interest.

The Board recognizes that related party transactions can present potential or actual conflicts of interest that may raise questions among shareholders or create the appearance that the Company's decisions are based on considerations other than the best interests of the Company and its shareholders. It is the Company's policy to enter into or ratify a related party transaction only when it is determined that the related party transaction in question is in, or is not inconsistent with, the best interests of the Company and its shareholders. Related party transactions, include but are not limited to, situations where the Company may obtain products or services of a nature, quantity or quality, or other terms comparable to those that could be obtained in arm's length dealings with unrelated third parties; or that are not readily available from alternative sources; or when S&T Bank provides products or services to a Related Party on an arm's length basis on terms comparable to those provided to unrelated third parties or on terms comparable to those provided to employees generally.

On an annual basis, each director and executive officer must submit a questionnaire (the "Questionnaire") for assisting in the administration of this policy. The Questionnaire requests the identification of Related Parties. Any person nominated to stand for election as a director must submit a Questionnaire no later than the date of his or her nomination. Any person who is appointed as a director or an executive officer must submit a Questionnaire prior to such person's appointment as a director or executive officer, except in the case of an executive officer, where due to the circumstances, it is not practicable to submit the Questionnaire in advance, in which case the Questionnaire must be submitted as soon as reasonably practicable following the appointment.

Directors and executive officers are expected to notify the Secretary of any updates to the list of Related Parties. The Secretary disseminates a Related Party master list as appropriate within S&T. The recipients of the master list utilize the information contained therein in connection with their respective business units, departments and areas of responsibility to effectuate this policy.

The S&T Board has determined that the Nominating Committee is best suited to review and approve related party transactions. Except for the transactions set forth below as preapproved, all related party transactions shall be subject to prior review and approval by the Nominating Committee at a regularly scheduled meeting. If it is not practicable or desirable for S&T to wait until the next regularly scheduled meeting, the proposed transaction will be submitted to the Chairperson of the Committee (provided that the Chairperson is not the

**64** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Related Person Transactions

Related Person involved in such transaction) and reported at the next regularly scheduled meeting for Committee ratification. If possible, such approval will be obtained before S&T commences such a transaction or enters into or amends a contract related to such transaction. The Nominating Committee may impose conditions or guidelines on an approved related party transaction. Any member of the Nominating Committee who is a Related Party or potential Related Party with respect to the related party transaction under discussion shall abstain from any discussion of or voting on the approval of such related party transaction, but may, if requested by the Chairperson of the Nominating Committee, participate in some or all of the Nominating Committee's discussions of the transaction for the purpose of providing material information about the transaction. The Nominating Committee may interview any S&T personnel, including the Related Party, and any other third party that it deems appropriate or necessary to assist in making a determination. Management should obtain from the Related Party and furnish to the Secretary, the Nominating Committee or the Chairperson of the Nominating Committee, as applicable, the following information regarding any related party transaction:

• A description of the potential related party transaction, including any material information relating to the transaction and the nature of the Related Party's interest in the transaction, including information relating to the background and negotiation of the transaction, the individuals involved in negotiating the transaction, the business purpose of the transaction and the benefits of the transaction to S&T;

• The name of the Related Party, as well as the names of any other related parties who may have an interest in the transaction;

• The nature of the Related Party's interest in the transaction, including the Related Party's position(s) or relationship(s) with, or ownership in, a firm, corporation or other entity that is a party to, or has an interest in, the transaction;

• The approximate dollar value of the amount involved in the transaction; and

• The approximate dollar amount of the Related Party's interest in the transaction.

In determining whether to approve a related party transaction, the Nominating Committee shall consider:

• Whether the transaction is on terms that are fair and reasonable to S&T and substantially the same as would apply if the other party was not a Related Party;

• The size of the transaction and the amount payable to the Related Party;

• The nature of the interest of the Related Party in the transaction;

• Whether the transaction is in the business interests of S&T and in the interests of S&T's shareholders;

• Whether the transaction may involve a conflict of interest or otherwise interfere with the objectivity and independence of the Related Party; and

• Any other facts and circumstances that the members of the Nominating Committee or the Chairperson, as the case may be, deem relevant.

Except for the transactions set forth below as pre-approved, any amendment (other than immaterial amendments without economic consequence), renewal or extension of a previously approved related party transaction shall be subject to review and approval by the Nominating Committee.

The Nominating Committee has reviewed the types of related party transactions described below and determined that each of the following related party transactions will be deemed to be pre-approved by the Nominating Committee:

1. Any compensation paid to executive officers, provided that S&T's Compensation Committee approved or recommended that the S&T Board approve such compensation.

2. Any compensation paid to a director if the compensation is required to be reported in S&T's proxy statement under Item 402 of the SEC's compensation disclosure requirements.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **65** 

------

##### [**Table of Contents**](#toc)
Related Person Transactions

3. Any transaction where the Related Party's interest arises solely from ownership of Common Stock and all shareholders received the same benefit on a pro rata basis (*e.g.*, dividends).

4. Any transaction with a Related Party involving the rendering of services as a common or contract carrier, or public utility, at rates or charges fixed in conformity with law or governmental authority.

5. Any transaction with a Related Party involving services as a bank depository of funds, transfer agent, registrar, trustee under a trust indenture, or similar services.

6. The reimbursement of business expenses in accordance with S&T's policy.

7. Indemnification and advancement of expenses made pursuant to the S&T's By-laws or pursuant to any agreement or instrument otherwise as required by law.

8. Transactions, arrangement or relationships that are generally available on the same terms to all employees.

Other than as described below under "Transactions with Related Parties", there were no related party transactions requiring disclosure. All such transactions noted below were approved by the Nominating Committee in accordance with the terms of S&T's Related Party Transaction Policy.

#### Transactions with Related Parties
During 2025, S&T made payments to a related interest of former Director Christine J. Toretti for the lease of operations, branch, and administrative facilities and parking spaces under the arrangements described below. Ms. Toretti served as a director and independent Chair of the Board until her resignation on September 28, 2025 in connection with her appointment and confirmation as the United States Ambassador to Sweden. S&T paid $126,639 to Ms. Toretti's related interest during her time of service as a director in 2025 and $42,213 following her resignation. On October 1, 1986, S&T Bank entered into an agreement to lease, from Ms. Toretti and Mr. Michael Toretti as trustees under an irrevocable trust, a 23,000 square foot, one-story building and 2.3 acres of land used as S&T Bank's North Fourth Street branch and operations center. The terms of the agreement provided for payment of $10,000 per month for the first five years and options to renew for four five-year terms with rent for each option term to be the rent from the previous term, plus 5%. On October 1, 2006, S&T Bank exercised its fourth renewal option at $12,155 per month. Additionally, in September 2006, S&T Bank exercised an extension agreement beginning October 1, 2011 at $12,763 per month, which provides S&T Bank options to renew the lease for four additional five-year terms at the same terms and conditions of the original lease. The second renewal option under the extension agreement was exercised on October 1, 2016 at $13,401 per month, providing the same terms and conditions as the original lease. Management exercised the third renewal option in 2021 extending the term from October 1, 2021 and ending on September 30, 2026 at $14,071 per month providing the same terms and conditions as the original lease. Ms. Toretti and Mr. James H. McElwain currently serve as trustees of the irrevocable trust. This lease is very competitively priced per square foot and is strategically located in Indiana, Pennsylvania adjacent to the S&T Bank-owned North Fifth Street consumer and business banking and loan operations center. The property is unique, as the leased facility includes a bank branch and an operations center and permits a drive-thru for S&T Bank's customers and has approximately 100 parking spaces for employees. Terminating the lease and relocating to an alternative location would be cost prohibitive and would adversely affect our operational efficiency. Ms. Toretti does not receive any direct or indirect payments or other benefits from the trust.

The transactions described above were approved by the Nominating Committee in accordance with the Related Party Transaction Policy.

S&T Bank has made, and expects to make in the future, extensions of credit in the ordinary course of business to certain directors and officers. These loans are made on substantially the same terms, including interest rates, collateral and repayment terms, as those prevailing at the same time for comparable loans with persons not

**66** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
Related Person Transactions

related to S&T Bank and in accordance with Regulation O. Such loans do not involve more than normal risk of collectability or present unfavorable features. The S&T Board pre-approves all Regulation O extensions of credit.

According to their respective Schedule 13G/A filings with the SEC, BlackRock, Inc. and its affiliates ("BlackRock"), The Vanguard Group, Inc. and its affiliates ("Vanguard"), and Dimensional Fund Advisors LP and its affiliates ("DFA", together with BlackRock and Vanguard, the "S&T Beneficial Owners") each beneficially own more than 5% of the outstanding shares of S&T Common Stock. From time to time in the ordinary course, S&T may trade with, invest in, cause our clients to invest in or offer S&T Beneficial Owners' mutual funds or other investment products to our clients. Additionally, the investment managers of S&T pension plan and thrift plan may from time to time invest in or offer investment options to our employees S&T Beneficial Owner managed funds. These transactions were entered into on an arm's length basis and contain customary terms and conditions.

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **67** 

------

##### [**Table of Contents**](#toc)
REPORT OF THE AUDIT COMMITTEE

The Audit Committee oversees S&T's financial reporting process on behalf of the S&T Board of Directors. Management has the primary responsibility for the financial statements, for maintaining effective internal control over financial reporting and for assessing the effectiveness of internal control over financial reporting. In fulfilling its oversight responsibilities, the Audit Committee reviewed and discussed the audited consolidated financial statements and related schedules in the Annual Report with management. The Audit Committee also reviewed and discussed together with management and the independent registered public accounting firm (the Independent Auditor) the results of management's assessment of the effectiveness of S&T's internal control over financial reporting and the Independent Auditor's audit of internal control over financial reporting for the year ended December 31, 2025.

The Audit Committee discussed with S&T's Internal Auditors and the Independent Auditor the overall scope and plans for their respective audits. The Audit Committee met with the Internal Auditors and Independent Auditor, with and without management present, to discuss the results of their examinations, their evaluations of S&T's internal controls, including internal controls over financial reporting, and the overall quality of S&T's financial reporting.

The Audit Committee reviewed and discussed with the Independent Auditor the matters required to be discussed by the applicable requirements of the Public Company Accounting Oversight Board (United States) (PCAOB) and the Securities and Exchange Commission (SEC). The Audit Committee has received the written disclosures and the letter from the Independent Auditor required by applicable requirements of the PCAOB regarding the Independent Auditor's communications with the Audit Committee concerning independence and has discussed with the Independent Auditor the Independent Auditor's independence.

Based on the review and discussions referred to above, the Audit Committee has recommended to the S&T Board of Directors that the audited consolidated financial statements and related schedules be included in the Annual Report on Form 10-K for the year ended December 31, 2025, for filing with the SEC.

The Audit Committee of the S&T Bancorp, Inc. Board of Directors:

Peter R. Barsz (Chairperson), Christina A. Cassotis, Jeffrey D. Grube, and William J. Hieb.

In accordance with and to the extent permitted by applicable law or regulation, the information contained in the Report of the Audit Committee shall not be incorporated by reference into any future filing under the Securities Act of 1933, as amended, or the Exchange Act, and shall not be deemed to be soliciting material or to be filed with the SEC under the Exchange Act.

**68** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
SHAREHOLDER PROPOSALS

AND OTHER BUSINESS

Any proposal submitted by a shareholder of S&T for inclusion in the proxy statement and form of proxy for the 2027 S&T annual meeting of shareholders must be received in writing by the Secretary of S&T at S&T's Administrative Office (its principal executive offices), 800 Philadelphia Street, Indiana, Pennsylvania 15701, on or before November 30, 2026. Such proposal must conform with all of the requirements of Rule 14a-8 under the Exchange Act.

Notice to S&T of proposals for action at the 2027 annual meeting of shareholders or a shareholder director nomination submitted otherwise than pursuant to Rule 14a-8 must be submitted in writing to the Secretary of S&T at S&T's Administrative Office (its principal executive offices), 800 Philadelphia Street, Indiana, Pennsylvania 15701, not earlier than the close of business on the 120th day (January 12, 2027), nor later than the close of business on the 90th day (February 11, 2027) prior to the first anniversary of the 2026 Annual Meeting (May 12, 2027), unless the date of the 2026 annual meeting of shareholders is more than 30 days before or more than 60 days after such anniversary date, in which case we will notify you of the new deadlines. Such proposals should be submitted by means that permit proof of the date of delivery, such as certified mail, return receipt requested. The persons named in the proxies solicited by S&T's Board for its 2027 annual meeting of shareholders may exercise discretionary voting power with respect to any such proposal or nomination as to which S&T does not receive a timely notice.

Any shareholder who intends to solicit proxies in support of director nominees other than S&T's nominees must provide notice of the shareholder's intent to solicit proxies for its director nominees by February 11, 2027 and must comply with the requirements of Rule 14a-19 and Section 105 of S&T's Bylaws. S&T will disregard any proxies solicited for a shareholder's director nominees if such shareholder fails to comply with such requirements.

OTHER MATTERS

Management knows of no other matters to be brought before the Annual Meeting. In accordance with the S&T By-laws, no persons other than S&T's nominees may be nominated for director election or elected at the Annual Meeting. However, should any other matter requiring a vote of the shareholders properly come before the meeting, the persons named in the enclosed proxy will vote the shares represented by the proxies on such matter as determined by a majority of the S&T Board. Discretionary authority to vote on such matters is conferred by such proxies upon the persons voting them.

By Order of the Board of Directors,

![LOGO](g93624g00a84.jpg)

Rachel L. Smydo

Secretary

**WE HAVE MAILED TO CERTAIN SHAREHOLDERS THE NOTICE CONTAINING INSTRUCTIONS REGARDING HOW TO ACCESS OUR PROXY STATEMENT AND A COPY OF OUR 2025 ANNUAL REPORT, WHICH INCLUDES A COPY OF OUR ANNUAL REPORT ON FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 2025 (AS FILED WITH THE SEC, INCLUDING THE FINANCIAL STATEMENTS THERETO). WE WILL PROVIDE WITHOUT CHARGE TO EACH PERSON BEING SOLICITED BY THE PROXY STATEMENT, UPON THE WRITTEN REQUEST OF SUCH PERSON, COPIES OF OUR PROXY STATEMENT, ANNUAL REPORT OR FORM 10-K. PLEASE DIRECT ALL SUCH REQUESTS TO: SECRETARY OF S&T, 800 PHILADELPHIA STREET, INDIANA, PENNSYLVANIA 15701. IN ADDITION, THE FORM 10-K AND EXHIBITS ARE AVAILABLE ON THE INTERNET AT WWW.STBANCORP.COM OR ON THE SEC'S WEBSITE AT WWW.SEC.GOV. THE FORM 10-K IS NOT PART OF THESE SOLICITATION MATERIALS.** 

March 30, 2026

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **69** 

------

##### [**Table of Contents**](#toc)
FORWARD-LOOKING STATEMENTS

This Proxy Statement, other reports filed by S&T under the Exchange Act, and any other written or oral statements made by us or on our behalf to analysts, investors, the media, and others, may include forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. The words "future," "anticipates," "assumes," "intends," "plans," "seeks," "believes," "predicts," "potential," "objectives," "estimates," "expects," "targets," "projects," "outlook," "forecast," "would," "will," "may," "might," "could," "should," "can," and similar terms and expressions often signify forward-looking statements. Forward-looking statements are not based on historical information, but rather are related to future operations, strategies, financial results, or other developments. Forward-looking statements are based on management's current expectations as well as certain assumptions and estimates made by, and information available to, management at the time the statements are made. Those statements are based on general assumptions and are subject to various risks, and because they also relate to the future, they are likewise subject to inherent uncertainties and other factors that may cause actual results to differ materially from the views, beliefs, and projections expressed in such statements. Therefore, we caution you against relying on any of these forward-looking statements.

You should not place undue reliance on any forward-looking statements, which are only as of the date made. Factors or events that could cause our actual results to differ may emerge from time to time, and it is not possible to predict all of them. We assume no obligation to update or revise any forward-looking statements that are made from time to time, either as a result of future developments, new information, or otherwise, except as may be required by law.

**See also the reports filed with the SEC, including the discussions under the "Forward-Looking Statements" and "Risk Factors" sections of S&T's Annual Report on Form 10-K for the year ended December 31, 2025, as filed with the SEC and available on its website at sec.gov, as well as at <u>www.stbancorp.com</u> and www.proxyvote.com.** 

TRADEMARK INFORMATION

S&T BANK<sup>®</sup> and S&T BANK and Design<sup>®</sup> are registered trademarks of S&T. Other words or symbols in this Proxy Statement that identify other parties' goods or services may be trademarks or service marks of those other parties.

INFORMATION NOT INCORPORATED INTO THIS PROXY STATEMENT

No information contained on or accessible through our websites at www.stbancorp.com or

https://www.stbank.com/corporateresponsibility is part or shall be deemed to be a part of this Proxy Statement by reference or otherwise incorporated into any other filings we make with the SEC, except to the extent we specifically incorporate such information by reference.

**70** \| **S&T Bancorp, Inc.** \| 2026 Proxy Statement

------

##### [**Table of Contents**](#toc)
APPENDIX A

#### RECONCILIATIONS OF GAAP TO NON-GAAP
In addition to traditional measures presented in accordance with GAAP, S&T's management uses, and this Proxy Statement contains or references, certain non-GAAP financial measures identified below. We believe these non-GAAP financial measures provide information useful to investors in understanding our underlying operational performance and our business and performance trends as they facilitate comparisons with the performance of other companies in the financial services industry. Although we believe that these non-GAAP financial measures enhance investors' understanding of our business and performance, these non-GAAP financial measures should not be considered an alternative to GAAP or considered to be more important than financial results determined in accordance with GAAP, nor are they necessarily comparable with non-GAAP measures which may be presented by other companies.

Return on average tangible shareholders' equity is a key profitability metric used by management to measure financial performance. The following table provides a reconciliation of return on average tangible shareholders' equity (non-GAAP) by reconciling net income (GAAP) per the Consolidated Statements of Net Income to net income before amortization and intangibles and average shareholder's equity to average tangible shareholders' equity for the periods presented:

---

| | | |
|:---|:---|:---|
|  | Years Ended December 31, | Years Ended December 31, |
| Return on Average Tangible Shareholders' Equity (ROTE) (non-GAAP) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2024 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net income | $134230 | $131265 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Plus: amortization of intangibles, net of tax | 674 | 904 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net income before amortization of intangibles | $134904 | $132169 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average total shareholders' equity | $1444322 | $1330870 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Less: average goodwill and other intangible assets, net of deferred tax<br> liability | (375508) | (376181) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average tangible equity (non-GAAP) | $1068814 | $954689 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Return on Average Tangible Shareholders' Equity (Non-GAAP) | 12.62% | 13.84% |

---

Pre-provision net revenue to average assets (non-GAAP) is a key profitability metric used by management to measure financial performance. We believe this to be a preferred industry measurement to help evaluate our ability to fund credit losses or build capital. The following table provides a reconciliation of income before taxes (GAAP) per the Consolidated Statements of Net Income to PPNR (non-GAAP) and then PPNR (non-GAAP) to average assets for the periods presented:

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | Years Ended December 31, | Years Ended December 31, | Years Ended December 31, | Years Ended December 31, |
| Pre-provision Net Revenue (PPNR)/Average Assets (non-GAAP) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2024 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income before taxes | $| 167940 | $| 164818 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Plus: net losses (gains) on sale of securities |  | 2295 |  | 7938 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Less: gain on Visa class B-1 exchange |  |  |  | (3492) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Plus: Provision for credit losses |  | 7422 |  | 133 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pre-provision net revenue (non-GAAP) | $| 177657 | $| 169397 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average assets | $| 9740537 | $| 9572834 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; PPNR/Average assets (non-GAAP) |  | 1.82% |  | 1.77% |

---

**S&T Bancorp, Inc.** \| 2026 Proxy Statement \| **A-1** 

------

##### [**Table of Contents**](#toc)
![LOGO](g93624g70r37.jpg)

------

##### [**Table of Contents**](#toc)
![LOGO](g93624g04a11.jpg)

ANNUAL MEETING OF SHAREHOLDERS OF S&T BANCORP, INC. May 12, 2026 IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE 2026 ANNUAL MEETING OF SHAREHOLDERS TO BE HELD ON MAY 12, 2026 S&T's Proxy Statement for the 2026 Annual Meeting of Shareholders and S&T's Annual Report on Form 10-K for the fiscal year ended December 31, 2025 are available at http://proxyvote.com Please sign, date and mail your proxy card in the envelope provided as soon as possible. Please detach along perforated line and mail in the envelope provided. V84001-P46471 REVOCABLE PROXY S&T BANCORP, INC. ANNUAL MEETING OF SHAREHOLDERS HELD ON MAY 12, 2026 THIS PROXY IS SOLICITED BY THE BOARD OF DIRECTORS The undersigned hereby appoints Michael Golden and Jeffrey J. Sottile or either of them, or any successors, with full powers of substitution, to act as attorneys and proxies for the undersigned to vote all shares of the common stock of S&T Bancorp, Inc. ("S&T"), par value $2.50 per share ("S&T Common Stock"), which the undersigned is entitled to vote at the Annual Meeting of Shareholders (the "Meeting"), to be held via Virtual Shareholder Meeting (www.virtualshareholdermeeting.com/STBA2026) on May 12, 2026 at 10:00 a.m., Eastern Time, and at any and all adjournments thereof, as indicated on the reverse hereof. The undersigned acknowledges receipt from S&T prior to execution of this proxy of the Notice of Meeting and the Proxy Statement. The undersigned hereby revokes any and all proxies heretofore given with respect to the undersigned's shares of S&T Common Stock. This proxy, when properly executed, will be voted in the manner directed herein. If no such direction is made, this proxy will be voted in accordance with the Board of Directors' recommendations. PLEASE SIGN, DATE AND RETURN PROMPTLY IN THE ENCLOSED ENVELOPE. (Continued and to be signed on the reverse side)

------

##### [**Table of Contents**](#toc)
![LOGO](g93624g05a11.jpg)

ANNUAL MEETING OF SHAREHOLDERS OF S&T BANCORP, INC. May 12, 2026 IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE 2026 ANNUAL MEETING OF SHAREHOLDERS TO BE HELD ON MAY 12, 2026 S&T's Proxy Statement for the 2026 Annual Meeting of Shareholders and S&T's Annual Report on Form 10-K for the fiscal year ended December 31, 2025 are available at http://proxyvote.com Please sign, date and mail your proxy card in the envelope provided as soon as possible. Please detach along perforated line and mail in the envelope provided. V84001-P46471 REVOCABLE PROXY S&T BANCORP, INC. ANNUAL MEETING OF SHAREHOLDERS HELD ON MAY 12, 2026 THIS PROXY IS SOLICITED BY THE BOARD OF DIRECTORS The undersigned hereby appoints Michael Golden and Jeffrey J. Sottile or either of them, or any successors, with full powers of substitution, to act as attorneys and proxies for the undersigned to vote all shares of the common stock of S&T Bancorp, Inc. ("S&T"), par value $2.50 per share ("S&T Common Stock"), which the undersigned is entitled to vote at the Annual Meeting of Shareholders (the "Meeting"), to be held via Virtual Shareholder Meeting (www.virtualshareholdermeeting.com/STBA2026) on May 12, 2026 at 10:00 a.m., Eastern Time, and at any and all adjournments thereof, as indicated on the reverse hereof. The undersigned acknowledges receipt from S&T prior to execution of this proxy of the Notice of Meeting and the Proxy Statement. The undersigned hereby revokes any and all proxies heretofore given with respect to the undersigned's shares of S&T Common Stock. This proxy, when properly executed, will be voted in the manner directed herein. If no such direction is made, this proxy will be voted in accordance with the Board of Directors' recommendations. PLEASE SIGN, DATE AND RETURN PROMPTLY IN THE ENCLOSED ENVELOPE. (Continued and to be signed on the reverse side)