# EDGAR Filing Document

**Accession Number:** 0001295293
**File Stem:** 0001193125-25-174207
**Filing Date:** 2025-8
**Character Count:** 3479
**Document Hash:** 7dac065a14d90d2bb3ac79c360014256
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-174207.hdr.sgml**: 20250806

**ACCESSION NUMBER**: 0001193125-25-174207

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250806

**DATE AS OF CHANGE**: 20250806

**EFFECTIVENESS DATE**: 20250806

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Putnam Target Date Funds
- **CENTRAL INDEX KEY:** 0001295293

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0731

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-117134
- **FILM NUMBER:** 251188564

**BUSINESS ADDRESS:**
- **STREET 1:** 100 FEDERAL STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02110
- **BUSINESS PHONE:** 6172921000

**MAIL ADDRESS:**
- **STREET 1:** 100 FEDERAL STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02110

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Putnam RetirementReady Funds
- **DATE OF NAME CHANGE:** 20040624

## Series and Classes Contracts Data

### Putnam Retirement Advantage 2070 Fund (Series ID: S000093657)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000262078 | CLASS C      |  |
| C000262079 | CLASS R      |  |
| C000262080 | CLASS R3     |  |
| C000262081 | CLASS R4     |  |
| C000262082 | CLASS R5     |  |
| C000262083 | CLASS R6     |  |
| C000262084 | CLASS Y      |  |
| C000262085 | CLASS A      |  |

### Putnam Sustainable Retirement 2070 Fund (Series ID: S000093658)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000262086 | CLASS A      |  |
| C000262087 | CLASS C      |  |
| C000262088 | CLASS R      |  |
| C000262089 | CLASS R3     |  |
| C000262090 | CLASS R4     |  |
| C000262091 | CLASS R6     |  |
| C000262092 | CLASS Y      |  |
| C000262093 | CLASS R5     |  |

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| |
|:---|
| Putnam Investments<br> 100 Federal Street |
| Boston, MA 02109 |
| August 6, 2025 |

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Securities and Exchange Commission

100 F Street, NE

Washington, DC 20549

RE: Putnam Target Date Funds (Reg. No. 333-117134) (811-21598) (the "Trust") Post-Effective Amendment No. 64 to Registration Statement on Form N-1A

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the Trust hereby certifies that the form of Prospectus and Statement of Additional Information for Putnam Retirement Advantage 2070 Fund, dated August 1, 2025, and Prospectus and Statement of Additional Information for Putnam Sustainable Retirement 2070 Fund, dated August 1, 2025, that would have been filed on behalf of Putnam Retirement Advantage 2070 Fund and Putnam Sustainable Retirement 2070 Fund pursuant to Rule 497(c) upon the effectiveness of Post-Effective Amendment No. 64 to the Trust's Registration Statement on Form N-1A (the "Amendment") would not have differed from that contained in the Amendment, which is the most recent amendment to such Registration Statement and was filed electronically on July 28, 2025.

Any comments or questions on this filing should be directed to Yana D. Guss at 617-951-7109.

---

| | |
|:---|:---|
|  | Very truly yours, |
|  | Putnam Retirement Advantage 2070 Fund |
|  | Putnam Sustainable Retirement 2070 Fund |
| By: | <u>/s/ Jonathan S. Horwitz</u> |
|  | Jonathan S. Horwitz |
|  | Executive Vice President, Principal Executive<br>Officer and Compliance Liaison |

---

cc: Yana D. Guss, Esq., Ropes & Gray LLP

Bryan C. Sutherland, Esq., Franklin Templeton