# EDGAR Filing Document

**Accession Number:** 0000070858
**File Stem:** 0001918704-25-009457
**Filing Date:** 2025-6
**Character Count:** 14101
**Document Hash:** 46345818e22604bef430f8db8dd5d1e3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001918704-25-009457.hdr.sgml**: 20250613

**ACCESSION NUMBER**: 0001918704-25-009457

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 3

**FILED AS OF DATE**: 20250613

**DATE AS OF CHANGE**: 20250613

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BANK OF AMERICA CORP /DE/
- **CENTRAL INDEX KEY:** 0000070858
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 560906609
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-268718
- **FILM NUMBER:** 251045862

**BUSINESS ADDRESS:**
- **STREET 1:** BANK OF AMERICA CORPORATE CENTER
- **STREET 2:** 100 N TRYON ST
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28255
- **BUSINESS PHONE:** 7043868486

**MAIL ADDRESS:**
- **STREET 1:** BANK OF AMERICA CORPORATE CENTER
- **STREET 2:** 100 N TRYON ST
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28255

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANKAMERICA CORP/DE/
- **DATE OF NAME CHANGE:** 19981022

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NATIONSBANK CORP
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NCNB CORP
- **DATE OF NAME CHANGE:** 19920107
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BANK OF AMERICA CORP /DE/
- **CENTRAL INDEX KEY:** 0000070858
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 560906609
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** BANK OF AMERICA CORPORATE CENTER
- **STREET 2:** 100 N TRYON ST
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28255
- **BUSINESS PHONE:** 7043868486

**MAIL ADDRESS:**
- **STREET 1:** BANK OF AMERICA CORPORATE CENTER
- **STREET 2:** 100 N TRYON ST
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28255

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANKAMERICA CORP/DE/
- **DATE OF NAME CHANGE:** 19981022

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NATIONSBANK CORP
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NCNB CORP
- **DATE OF NAME CHANGE:** 19920107

![](image_001-bac.jpg)

**Terms of the Notes**

The Fixed Income Auto-Callable Yield Notes Linked to the Class B Common Stock of NIKE, Inc. (the "Notes") provide a quarterly Fixed Coupon Payment of $22.50 on the applicable Fixed Payment Date (including the Maturity Date). Beginning with the June 23, 2026 Call Observation Date, if the Observation Value of the Underlying Stock is greater than or equal to 100% of the Starting Value on any Call Observation Date, the Notes will be automatically called, in whole but not in part, at an amount equal to 100% of the principal amount, together with the relevant Fixed Coupon Payment. No further amounts will be payable following an Automatic Call. If the Notes are not automatically called, at maturity you will receive the Redemption Amount, calculated as described under "Redemption Amount Determination".

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;**Issuer:** | &nbsp;&nbsp;&nbsp;&nbsp;BofA Finance LLC ("BofA Finance") |
| &nbsp;&nbsp;&nbsp;**Guarantor:** | &nbsp;&nbsp;&nbsp;&nbsp;Bank of America Corporation ("BAC") |
| &nbsp;&nbsp;&nbsp;**Term:** | &nbsp;&nbsp;&nbsp;&nbsp;Approximately 3 years, unless previously automatically called. |
| &nbsp;&nbsp;&nbsp;**Underlying Stock:** | &nbsp;&nbsp;&nbsp;&nbsp;The Class B common stock of NIKE, Inc. (New York Stock Exchange ("NYSE") symbol: "NKE"). |
| &nbsp;&nbsp;&nbsp;**Pricing and Issue Dates\*:** | &nbsp;&nbsp;&nbsp;&nbsp;June 23, 2025 and June 26, 2025, respectively. |
| &nbsp;&nbsp;&nbsp;**Call Observation Dates<sup>†</sup>\*:** | &nbsp;&nbsp;&nbsp;&nbsp;Quarterly, beginning on June 23, 2026 and ending on March 23, 2028. Please see the Preliminary Pricing Supplement for further details. |
| &nbsp;&nbsp;&nbsp;**Threshold Value:** | &nbsp;&nbsp;&nbsp;&nbsp;60% of the Starting Value. |
| &nbsp;&nbsp;&nbsp;**Call Value:** | &nbsp;&nbsp;&nbsp;&nbsp;100% of the Starting Value. |
| &nbsp;&nbsp;&nbsp;**Fixed Coupon Payment\*:** | &nbsp;&nbsp;&nbsp;&nbsp;Provided that the Notes have not been previously automatically called, we will pay a quarterly Fixed Coupon Payment of $22.50 per $1,000.00 in principal amount of Notes (equal to a rate of 2.25% per quarter or 9.00% per annum) on the applicable Fixed Payment Date (including the Maturity Date). |
| &nbsp;&nbsp;&nbsp;**Automatic Call:** | &nbsp;&nbsp;&nbsp;&nbsp;Beginning with the June 23, 2026 Call Observation Date, all (but not less than all) of the Notes will be automatically called if the Observation Value of the Underlying Stock is greater than or equal to the Call Value on any Call Observation Date. If the Notes are automatically called, the Early Redemption Amount will be paid on the applicable Call Payment Date. No further amounts will be payable following an Automatic Call. |
| &nbsp;&nbsp;&nbsp;**Early Redemption Amount:** | &nbsp;&nbsp;&nbsp;&nbsp;For each $1,000 principal amount of Notes, $1,000 plus the applicable Fixed Coupon Payment. |
| &nbsp;&nbsp;&nbsp;**Initial Estimated Value Range:** | &nbsp;&nbsp;&nbsp;&nbsp;$920.00 - $970.00 per $1,000 in principal amount of Notes. |
| &nbsp;&nbsp;&nbsp;**Underwriting Discount:\*** | &nbsp;&nbsp;&nbsp;&nbsp;$28.50 (2.85% of the public offering price) per Note. |
| &nbsp;&nbsp;&nbsp;**CUSIP:** | &nbsp;&nbsp;&nbsp;&nbsp;09711HUS0. |
| &nbsp;&nbsp;&nbsp;**Preliminary Pricing Supplement:** | [https://www.sec.gov/Archives/edgar/data/70858/000191870425009377/form424b2.htm](http://www.sec.gov/Archives/edgar/data/70858/000191870425009377/form424b2.htm) |
| \* Subject to change prior to the Pricing Date.<br> † Subject to adjustment. Please see the Preliminary Pricing Supplement for further details. | \* Subject to change prior to the Pricing Date.<br> † Subject to adjustment. Please see the Preliminary Pricing Supplement for further details. |

---

**Redemption Amount Determination** 

**(assuming the Notes have not been automatically called)**

![](image_002-bac.jpg)

**Hypothetical Returns at Maturity**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;**Underlying Stock Return** | &nbsp;&nbsp;&nbsp;**Redemption Amount per Note (including the final Fixed Coupon Payment)** | &nbsp;&nbsp;&nbsp;**Return on the Notes<sup>(1)</sup>** |
| 60.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| 50.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| 40.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| 30.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| 20.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| 10.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| 5.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| 2.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| 0.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| -10.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| -20.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| -30.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| -40.00%<sup>(2)</sup> | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1022.50 | &nbsp;&nbsp;&nbsp;&nbsp;2.25% |
| -40.01% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$622.40 | &nbsp;&nbsp;&nbsp;&nbsp;-37.76% |
| -50.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$522.50 | &nbsp;&nbsp;&nbsp;&nbsp;-47.75% |
| -100.00% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$22.50 | &nbsp;&nbsp;&nbsp;&nbsp;-97.75% |
| (1) The "Return on the Notes" is calculated based on the Redemption Amount and final Fixed Coupon Payment, not including any Fixed Coupon Payments paid prior to maturity.<br> (2) This is the Underlying Stock Return which corresponds to the Threshold Value of the Underlying Stock. | (1) The "Return on the Notes" is calculated based on the Redemption Amount and final Fixed Coupon Payment, not including any Fixed Coupon Payments paid prior to maturity.<br> (2) This is the Underlying Stock Return which corresponds to the Threshold Value of the Underlying Stock. | (1) The "Return on the Notes" is calculated based on the Redemption Amount and final Fixed Coupon Payment, not including any Fixed Coupon Payments paid prior to maturity.<br> (2) This is the Underlying Stock Return which corresponds to the Threshold Value of the Underlying Stock. |

---

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![](image_001-bac.jpg)

**Risk Factors**

&nbsp;&nbsp;&nbsp;&nbsp;· Your investment may result in a loss; there is no guaranteed return of principal.

&nbsp;&nbsp;&nbsp;&nbsp;· Your return on the Notes is limited to the return represented by the Fixed Coupon Payments over the term
 of the Notes.

&nbsp;&nbsp;&nbsp;&nbsp;· The Notes are subject to a potential Automatic Call, which would limit your ability to receive the Fixed
 Coupon Payments over the full term of the Notes.

&nbsp;&nbsp;&nbsp;&nbsp;· Your return on the Notes may be less than the yield on a conventional debt security of comparable maturity.

&nbsp;&nbsp;&nbsp;&nbsp;· The Early Redemption Amount or Redemption Amount, as applicable, will not reflect changes in the price
 of the Underlying Stock other than on the Call Observation Dates or the Valuation Date, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;· Any payments on the Notes are subject to our credit risk and the credit risk of the Guarantor, and any
 actual or perceived changes in our or the Guarantor's creditworthiness are expected to affect the value of the Notes.

&nbsp;&nbsp;&nbsp;&nbsp;· We are a finance subsidiary and, as such, have no independent assets, operations, or revenues.

&nbsp;&nbsp;&nbsp;&nbsp;· The public offering price you pay for the Notes will exceed their initial estimated value.

&nbsp;&nbsp;&nbsp;&nbsp;· The initial estimated value does not represent a minimum or maximum price at which we, BAC, BofAS or
 any of our other affiliates would be willing to purchase your Notes in any secondary market (if any exists) at any time.

&nbsp;&nbsp;&nbsp;&nbsp;· We cannot assure you that a trading market for your Notes will ever develop or be maintained.

&nbsp;&nbsp;&nbsp;&nbsp;· Trading and hedging activities by us, the Guarantor and any of our other affiliates, including BofAS,
 may create conflicts of interest with you and may affect your return on the Notes and their market value.

&nbsp;&nbsp;&nbsp;&nbsp;· There may be potential conflicts of interest involving the calculation agent, which is an affiliate of
 ours.

&nbsp;&nbsp;&nbsp;&nbsp;· The terms of the Notes will not be adjusted for all corporate events that could affect the issuer of
 the Underlying Stock.

&nbsp;&nbsp;&nbsp;&nbsp;· The U.S. federal income tax consequences of an investment in the Notes are uncertain, and may be adverse
 to a holder of the Notes.

You may revoke your offer to purchase the Notes at any time prior to the time at which we accept such offer on the date the Notes are priced. We reserve the right to change the terms of, or reject any offer to purchase, the Notes prior to their issuance. In the event of any changes to the terms of the Notes, we will notify you and you will be asked to accept such changes in connection with your purchase. You may also choose to reject such changes in which case we may reject your offer to purchase.

Please see the Preliminary Pricing Supplement for complete product disclosure, including related risks and tax disclosure.

This fact sheet is a summary of the terms of the Notes and factors that you should consider before deciding to invest in the Notes. BofA Finance has filed a registration statement (including preliminary pricing supplement, product supplement, prospectus supplement and prospectus) with the Securities and Exchange Commission, or SEC, for the offering to which this fact sheet relates. Before you invest, you should read this fact sheet together with the Preliminary Pricing Supplement dated June 11, 2025, Product Supplement STOCK-1 dated December 30, 2022 and Prospectus Supplement and Prospectus dated December 30, 2022 to understand fully the terms of the Notes and other considerations that are important in making a decision about investing in the Notes. If the terms described in the applicable Preliminary Pricing Supplement are inconsistent with those described herein, the terms described in the applicable Preliminary Pricing Supplement will control. You may get these documents without cost by visiting EDGAR on the SEC Web site at sec.gov or by clicking on the hyperlinks to each of the respective documents incorporated by reference in the Preliminary Pricing Supplement. Alternatively, BofA Finance, any agent or any dealer participating in this offering will arrange to send you the Preliminary Pricing Supplement, Product Supplement STOCK-1 and Prospectus Supplement and Prospectus if you so request by calling toll-free at 1-800-294-1322.

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