# EDGAR Filing Document

**Accession Number:** 0001001290
**File Stem:** 0001140361-26-026238
**Filing Date:** 2026-6
**Character Count:** 28414
**Document Hash:** f433941483176e6f9259857d638a572c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-26-026238.hdr.sgml**: 20260624

**ACCESSION NUMBER**: 0001140361-26-026238

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 9

**CONFORMED PERIOD OF REPORT**: 20260624

**FILED AS OF DATE**: 20260624

**DATE AS OF CHANGE**: 20260624

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CREDICORP LTD
- **CENTRAL INDEX KEY:** 0001001290
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMMERCIAL BANKS, NEC [6029]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-14014
- **FILM NUMBER:** 261115818

**BUSINESS ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** CLARENDON HOUSE, 2 CHURCH STREET
- **STREET 2:** P.O. BOX HM 666,
- **CITY:** HAMILTON
- **PROVINCE COUNTRY:** D0
- **ZIP:** HM CX
- **BUSINESS PHONE:** 5113135140

**MAIL ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** CLARENDON HOUSE, 2 CHURCH STREET
- **STREET 2:** P.O. BOX HM 666,
- **CITY:** HAMILTON
- **PROVINCE COUNTRY:** D0
- **ZIP:** HM CX

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### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

### FORM 6-K
Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16 under the

Securities Exchange Act of 1934

#### For the month of June 2026
Commission File Number: 001-14014

## CREDICORP LTD.
(Translation of registrant's name into English)

#### Of our subsidiary

#### Banco de Credito del Peru:

#### Calle Centenario 156

#### La Molina 15026

#### Lima, Peru
(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ____

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ____

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![](image00003.jpg)

June 24, 2026

Securities and Exchange Commission - SEC

Re.: MATERIAL EVENT

Dear Sirs:

We hereby notify you as a Material Event that on June 23, 2026, Fitch Ratings released an update of Credicorp Ltd.'s (Credicorp) credit rating report. The update further elaborates on the rating action announced on June 8, 2026, in which Fitch upgraded Credicorp's Long-Term Foreign Currency rating at "BBB+" with stable Outlook, and the Short-Term IDR was affirmed.

The information contained in this Form 6-K regarding the rating of Fitch Ratings has been disclosed in Peru in accordance with applicable Peruvian regulations (Article 30 of the Securities Market Law, approved by Supreme Decree No. 020-2023-EF, and the Regulation on Disclosure of Material Events and Reserved Information approved by Resolution No. 005-2014-SMV/01 of the Peruvian Securities Market Superintendency). The credit ratings assigned by Fitch Ratings reflect its opinion on Credicorp's creditworthiness and do not necessarily represent the opinion of Credicorp. Such ratings should not be construed as a recommendation to purchase, hold, or sell Credicorp's shares or any other securities. Credicorp does not accept any responsibility for the accuracy, completeness, timeliness, or selection of the information contained in such ratings.

The information in this Form 6-K (including any [exhibit](ef20076669_ex99-1.htm) hereto) shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 (the 'Exchange Act') or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.

Sincerely,

/s/ <u>Milagros Cigüeñas</u>

Authorized Representative

Credicorp Ltd.

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#### SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: June 24, 2026

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| | |
|:---|:---|
| CREDICORP LTD. | CREDICORP LTD. |
| (Registrant) | (Registrant) |
| By: | /s/ Milagros Cigüeñas |
|  | **Milagros Cigüeñas** |
|  | **Authorized Representative** |

---

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## Exhibit 99.1

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**Exhibit 99.1**

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| | |
|:---|:---|
| ![](image00002.jpg) | **Banks**<br> **Bank Holding Companies <br> Bermuda** <br>|

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### Credicorp Ltd.

#### <br>

#### Key Rating Drivers
**IDRs Driven by Those of Main Subsidiary:** Credicorp Ltd.'s Issuer Default Ratings (IDRs) were upgraded to 'BBB+' from 'BBB', as they are driven primarily by the IDRs of its main subsidiary, Banco de Crédito del Perú (BCP; BBB+/Stable), which has a strong business and financial profile. Credicorp's Foreign-Currency, Long-Term IDR of 'BBB+' with a Stable Outlook is equalized with BCP's rating, mainly due to Credicorp's low double leverage and strong liquidity management.

**Largest Peruvian Financial Holding Company:** Credicorp is the largest financial holding company in Peru. While domiciled in Bermuda for strategic reasons, the group operates primarily through its main subsidiaries, including BCP, the largest bank in Peru, Banco de Crédito de Bolivia, Grupo Pacífico, Prima AFP, Atlantic Security Bank, Credicorp Capital, and Mibanco in Peru and Colombia. The group maintains leading positions across banking, insurance, pensions, wealth and asset management, and microfinance, which support earnings diversification and franchise strength.

**Strong Corporate Strategy:** Credicorp is a non-operating holding company with an integrated business platform that includes leading banking, insurance, pension, asset and wealth management, and microfinance franchises in Peru and other selected markets in the region. Fitch Ratings views the group's strategy as supportive of its business profile, given its focus on financial inclusion, risk and capital discipline, digital transformation, and operational execution across its core and disruptive businesses. The strategy focuses on prioritizing leading market positions in an under-penetrated region with clear growth avenues, scaling an integrated digital ecosystem, unlocking synergies by leveraging shared capabilities across the ecosystem, and delivering strong, resilient results across economic cycles.

**Low Double Leverage:** Credicorp's double leverage remained low at 99.6% at YE 2025, compared with 99.2% in 2024. This was consistently well below the threshold of 120% at which Fitch would typically start to notch down a bank holding company's ratings. Fitch does not expect double leverage to change materially over the rating horizon. Debt incurred at the holding company level was maintained as a conservative liquidity backstop for use during periods of stress, particularly during the pandemic. However, the senior debt has already matured, and there has been no need to refinance or replace it.

**Strong Liquidity Management:** Credicorp's liquidity management is prudent, supported by good access to capital markets and a diversified mix of funding and liquidity sources. The group continues to benefit from a structurally efficient low-cost funding base and an improved funding mix, while more expensive funding sources declined, aside from a subordinated bond issuance at BCP.

**Capital Fungibility:** Credicorp's financial flexibility at the holding company level is supported by recurring up-streaming of excess capital from its operating subsidiaries. Excess capital is typically transferred to the holding company in March, after which Credicorp may propose an ordinary dividend, with the potential for an extraordinary dividend, depending on business conditions. In Fitch's view, the group's diversified earnings base across banking, microfinance, insurance, pensions, asset management and digital businesses supports internal capital generation and enhances the holding company's capacity to meet its financial commitments. However, the extent of upstream distributions remains linked to the performance, capitalization and regulatory requirements of its main subsidiaries.

**Consistent Subsidiary Performance:** Credicorp's capital structure benefits from the strong and consistent performance of its core subsidiaries, particularly BCP, which remains the group's main earnings generator and a key source of financial flexibility. In 2025, BCP's operating profit-to-risk-weighted asset (RWA) ratio improved to 5.19% at YE 2025 from 4.32% at YE 2024, mainly driven by a stronger financial margin and lower credit costs, supported by improved asset quality. Fitch expects BCP's profitability to remain strong, although it could decline slightly from its exceptionally strong level in 2025 due to margin compression, somewhat higher credit costs, external risks and the bank's planned growth in riskier but more profitable retail segments.

#### Rating Sensitivities

#### Factors that Could, Individually or Collectively, Lead to Negative Rating Action/Downgrade
Credicorp's IDRs are at the same level as BCP's, and would move in tandem with any rating action on its main operating subsidiary. However, Fitch could also downgrade Credicorp's ratings (separately from any action on BCP) if there is a material and sustained increase of its double leverage metrics (above 1.2x) and if there is a material weakening of the holding company's liquidity position and management.

A change in the dividend flows from the operating companies or debt levels at the holding company that affects its debt coverage ratio could also be detrimental to Credicorp's ratings.

Rating Report \| 23 June 2026 fitchratings.com 1

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| | |
|:---|:---|
| ![](image00002.jpg) | **Banks**<br> **Bank Holding Companies<br> Bermuda**<br>|

---

#### Factors that Could, Individually or Collectively, Lead to Positive Rating Action/Upgrade
Credicorp Ltd.'s ratings would move in tandem with positive rating actions on its main operating subsidiary, BCP.

Rating Report \| 23 June 2026 fitchratings.com 2

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| | |
|:---|:---|
| ![](image00002.jpg) | **Banks**<br> **Bank Holding Companies<br> Bermuda**<br>|

---

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| | | | | |
|:---|:---|:---|:---|:---|
| **Financials** |  |  |  |  |
| **Financial Statements** |  |  |  |  |
|  | **Dec. 31, 2023** | **Dec. 31, 2024** | **Dec. 31, 2025** | **Mar. 31, 2026** |
|  | **12 months** | **12 months** | **12 months** | **1st quarter** |
|  | **(PEN mil.)** | **(PEN mil.)** | **(PEN mil.)** | **(PEN mil.)** |
| **Summary income statement** |  |  |  |  |
| Net interest and dividend income | 12938 | 14115 | 14716 | 3963 |
| Net fees and commissions | 3805 | 4052 | 4200 | 1149 |
| Other operating income | 3065 | 3338 | 4252 | 1130 |
| Total operating income | 19808 | 21505 | 23168 | 6242 |
| Operating costs | 9263 | 10196 | 10799 | 2841 |
| Pre-impairment operating profit | 10545 | 11309 | 12369 | 3401 |
| Loan and other impairment charges | 3627 | 3547 | 2460 | 482 |
| Operating profit | 6919 | 7762 | 9909 | 2919 |
| Other non-operating items (net) | -70 | 63 | 39 | - |
| Tax | 1888 | 2201 | 2865 | 809 |
| Net income | 4960 | 5623 | 7083 | 2110 |
| Other comprehensive income | 582 | -77 | 342 | - |
| Fitch comprehensive income | 5542 | 5546 | 7425 | 2110 |
| **Summary balance sheet** |  |  |  |  |
| **Assets** |  |  |  |  |
| Gross loans | 144976 | 145732 | 149985 | 152825 |
| – of which impaired | 4674 | 4384 | 8882 | 6524 |
| Loan loss allowances | 8278 | 7995 | 7670 | 7425 |
| Net loans | 136698 | 137737 | 142315 | 145399 |
| Interbank | 3622 | 40120 | 41395 | 42980 |
| Derivatives | 988 | 905 | 1232 | - |
| Other securities and earning assets | 56015 | 57659 | 56767 | 61634 |
| Total earning assets | 197323 | 236421 | 241709 | 250013 |
| Cash and due from banks | 30309 | 7535 | 7650 | 7709 |
| Other assets | 11208 | 12132 | 18004 | 20793 |
| Total assets | 238840 | 256089 | 267363 | 278514 |
| **Liabilities** |  |  |  |  |
| Customer deposits | 146510 | 160741 | 169420 | 178628 |
| Interbank and other short-term funding | 17724 | 16436 | 15611 | 5872 |
| Other long-term funding | 21155 | 21901 | 19371 | 26416 |
| Trading liabilities and derivatives | 892 | 820 | 1048 | - |
| Total funding and derivatives | 186281 | 199897 | 205450 | 210916 |
| Other liabilities | 19452 | 21215 | 22816 | 26949 |
| Preference shares and hybrid capital | - | - | - | - |

---

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| | | | | |
|:---|:---|:---|:---|:---|
| Total equity | 33107 | 34977 | 39096 | 40648 |
| Total liabilities and equity | 238840 | 256089 | 267363 | 278514 |
| Exchange rate | USD1= <br> PEN3.7260 | USD1=<br> PEN3.7340 | USD1=<br> PEN3.3600 | USD1= <br> PEN3.4800 |
| Source: Fitch Ratings, Fitch Solutions, Credicorp |  |  |  |  |

---

Rating Report \| 23 June 2026 fitchratings.com 3

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| | |
|:---|:---|
| ![](image00002.jpg) | **Banks**<br> **Bank Holding Companies<br> Bermuda**<br>|

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Key Ratios** | **Key Ratios** |  |  |  |
| ****<br>| **Dec. 31, 2023** | **Dec. 31, 2024** | **Dec. 31, 2025** | **Mar. 31, 2026** |
| **Ratios (%; annualized as appropriate)** |  |  |  |  |
| **Profitability** |  |  |  |  |
| Operating profit/risk-weighted assets | - | - | - | - |
| Net interest income/average earning assets <br>| 6.5 | 6.5 | 6.3 | 6.5 |
| Non-interest expense/gross revenue <br>| 47.0 | 47.7 | 46.7 | 45.6 |
| Net income/average equity | 15.9 | 16.6 | 19.4 | 21.5 |
| **Asset quality** |  |  |  |  |
| Impaired loans ratio <br>| 3.2 | 3.0 | 5.9 | 4.3 |
| Growth in gross loans <br>| -2.5 | 0.5 | 2.9 | 1.9 |
| Loan loss allowances/impaired loans <br>| 177.1 | 182.4 | 86.4 | 113.8 |
| Loan impairment charges/average gross loans | 2.5 | 2.4 | 1.7 | 1.3 |
| **Capitalization** |  |  |  |  |
| Common equity Tier 1 ratio <br>| - | - | - | - |
| Fully loaded common equity Tier 1 ratio | - | - | - | - |
| Fitch Core Capital ratio<br>| - | - | - | - |
| Tangible common equity/tangible assets <br>| 12.7 | 12.5 | 12.7 | 13.1 |
| Basel leverage ratio<br>| - | - | - | - |
| Net impaired loans/common equity Tier 1 <br>| -20.2 | -11.6 | 3.5 | -2.6 |
| Net impaired loans/Fitch Core Capital  | -12.1 | - | - | - |
| **Funding and liquidity** |  |  |  |  |
| Gross loans/customer deposits <br>| 99 | 90.7 | 88.5 | 85.6 |
| Gross loans/customer deposits + covered bonds  | - | - | - | - |
| Liquidity coverage ratio<br>| - | - | - | - |
| Customer deposits/total non-equity funding <br>| 79 | 80.7 | 82.9 | 84.7 |
| Net stable funding ratio<br>|  | - | - | - |
| Source: Fitch Ratings, Fitch Solutions, Credicorp |  |  |  |  |
| **Environmental, Social and Governance Considerations** | **Environmental, Social and Governance Considerations** |  |  |  |

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Rating Report \| 23 June 2026 fitchratings.com 4

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| | |
|:---|:---|
| ![](image00002.jpg) | **Banks**<br> **Bank Holding Companies<br> Bermuda**<br>|

---

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| | | | |
|:---|:---|:---|:---|
| ESG Scoring | Credit-Relevant ESG Scale | Credit-Relevant ESG Scale | Credit-Relevant ESG Scale |
| ESG relevance scores range from '1' to '5' based on a 15-level colour gradation. Red (5) is most relevant to the credit rating and green (1) is least relevant. | ![](image00010.jpg) | 5 | Highly relevant, a key rating driver that hasa significant impact on the rating on an individual basis. Equivalent to 'Higher'<br> relative importance within the Navigator. |
| The Environmental (E), Social (S) and Governance (G) tables break out the general and the sector-specific issues that are most relevant to each industry group. Relevance scores are assigned to each sector-specific issue, signalling the credit relevance of the sector-specific issues to an issuer's overall credit rating. The Reference column highlights the factor(s) within which the corresponding ESG issues are captured in Fitch's credit analysis. | ![](image00011.jpg) | 4  | Relevant to rating, not a key rating driver but has an impact on the rating in<br> combination with other factors. Equivalent to 'Moderate' relative importance within the Navigator. |
| The panels underneath the relevance scores tables are visualisations of the frequency of occurrence of the highest ESG relevance scores across the combined E, S and G categories. The Score columns summarise rating relevance and impact to credit from ESG issues. The column on the far left identifies any ESG relevance sub-factor issues that are drivers or potential drivers of an issuer's credit rating (corresponding with scores of '3', '4' or '5'). All scores of '4' and '5' are assumed to reflect a negative impact unless indicated with a '+' sign for positive impact. | ![](image00012.jpg) | 3  | Minimally relevant to rating, either very low impact or actively managed in a way that results in no impact on the entity rating. Equivalent to 'Lower' relative importance within the Navigator. |
| Classification of ESG issues has been developed from Fitch's sector ratings criteria. The general and sector-specific issues draw on the classification standards published by the UN Principles for Responsible Investing, the Sustainability Accounting Standards Board and the World Bank. | ![](image00013.jpg) | 2 | Irrelevant to the entity rating but relevant to the sector. |
|  | ![](image00014.jpg) | 1 | Irrelevant to the entity rating and irrelevant to the sector. |

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| | |
|:---|:---|
| **Ratings**<br>**Foreign Currency**  |  |
| Long-Term IDR | BBB+ |
| Short-Term IDR | F2 |
| **Outlooks** |  |
| Long-Term Foreign-Currency IDR | Stable |

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Rating Report \| 23 June 2026 fitchratings.com 5

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| | |
|:---|:---|
| ![](image00002.jpg) | **Banks**<br> **Bank Holding Companies<br> Bermuda**<br>|

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#### Applicable Criteria
Bank Rating Criteria (May 2026)

#### Related Research

#### Fitch Upgrades Banco de Credito del Peru and Credicorp to 'BBB+'; Outlook Stable (June 2026)
Latin American Banks Outlook 2026

(December 2025)

Global Banks Mid-Year 2026 Outlook Compendium (June 2026)

#### Analysts
Larisa Arteaga

+52 55 5955 1621

larisa.arteaga@fitchratings.com

Abraham Martinez

+56 2 3321 2901

abraham.martinez@fitchratings.com

Rating Report \| 23 June 2026 fitchratings.com 6

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| | |
|:---|:---|
| ![](image00002.jpg) | **Banks**<br> **Bank Holding Companies<br> Bermuda**<br>|

---

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SOLICITATION & PARTICIPATION STATUS

For information on the solicitation status of the ratings included within this report, please refer to the solicitation status shown in the relevant entity's summary page of the Fitch Ratings website.

For information on the participation status in the rating process of an issuer listed in this report, please refer to the most recent rating action commentary for the relevant issuer, available on the Fitch Ratings website.

FORECAST DISCLAIMER FOR FINANCIAL INSTITUTIONS

Any forecast(s) in this report reflect Fitch's forward view on the issuer's financial metrics. They are constructed using a proprietary internal forecasting tool and based on a combination of Fitch's own performance assumptions, macroeconomic forecasts, sector-level outlook and issuer-specific considerations. As a result, Fitch's forecasts may differ materially from the rated entity's forecasts or guidance and may not reflect the assumptions that other market participants may make. To the extent Fitch is aware of material non-public information with respect to future events, such as planned recapitalisations or merger and acquisition activity, Fitch may not reflect these non-public future events in its published forecasts. However, where relevant, such information is considered by Fitch as part of the rating process.

Fitch may update the forecasts in future reports but assumes no responsibility to do so. Original financial statement data for historical periods may be processed by affiliates of Fitch, together with certain outsourcing services. Key financial adjustments and all financial forecasts credited to Fitch Ratings are generated by its employees.

Fitch's forecasts are one component used by the agency to assign a rating or determine an Outlook. The information in the forecasts reflects material but not exhaustive elements of Fitch's rating assumptions for the issuer's financial performance. It cannot be used to establish a rating, and it should not be relied on for that purpose.

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All Fitch Ratings (Fitch) credit ratings are subject to certain limitations and disclaimers. Please read these limitations and disclaimers by following this link: https://www.fitchratings.com/understandingcreditratings. In addition, the following https://www.fitchratings.com/rating-definitions-document details Fitch's rating definitions for each rating scale and rating categories, including definitions relating to default. Published ratings, criteria, and methodologies are available from this site at all times. Fitch's code of conduct, confidentiality, conflicts of interest, affiliate firewall, compliance, and other relevant policies and procedures are also available from the Code of Conduct section of this site. Directors and shareholders' relevant interests are available at https://www.fitchratings.com/site/regulatory. Fitch may have provided another permissible or ancillary service to the rated entity or its related third parties. Details of permissible or ancillary service(s) for which the lead analyst is based in an ESMA- or FCA-registered Fitch Ratings company (or branch of such a company) can be found on the entity summary page for this issuer on the Fitch Ratings website.

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Copyright© 2026 by Fitch Ratings, Inc., Fitch Ratings Ltd. and its subsidiaries. 33 Whitehall Street, NY, NY 10004. Telephone: 1-800-753-4824, (212) 908-0500. Reproduction or retransmission in whole or in part is prohibited except by permission. All rights reserved.

Rating Report \| 23 June 2026 fitchratings.com 7

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