# EDGAR Filing Document

**Accession Number:** 0000866252
**File Stem:** 0001164098-26-000877
**Filing Date:** 2026-4
**Character Count:** 14909
**Document Hash:** 552837be9f3d1d0cc3e57285a602eb92
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001164098-26-000877.hdr.sgml**: 20260427

**ACCESSION NUMBER**: 0001164098-26-000877

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260427

**DATE AS OF CHANGE**: 20260427

**EFFECTIVENESS DATE**: 20260427

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT VA DD
- **CENTRAL INDEX KEY:** 0000866252

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-249114
- **FILM NUMBER:** 26902061

**BUSINESS ADDRESS:**
- **STREET 1:** 6400 C STREET SW
- **CITY:** CEDAR RAPIDS
- **STATE:** IA
- **ZIP:** 52499
- **BUSINESS PHONE:** 319-355-8366

**MAIL ADDRESS:**
- **STREET 1:** 6400 C STREET SW
- **CITY:** CEDAR RAPIDS
- **STATE:** IA
- **ZIP:** 52499

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PEOPLES BENEFIT LIFE INSURANCE CO SEPARATE ACCOUNT IV
- **DATE OF NAME CHANGE:** 19981106

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PROVIDIAN LIFE & HEALTH INSURANCE CO SEPARATE ACCOUNT IV
- **DATE OF NAME CHANGE:** 19960112

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NATIONAL HOME LIFE ASSURANCE CO SEPARATE ACCOUNT IV
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### SEPARATE ACCOUNT VA DD (Series ID: S000006786)

| Class ID   | Class Name                          | Ticker Symbol   |
|:---|:---|:---|
| C000223548 | Transamerica Value Variable Annuity |  |

TRANSAMERICA VALUE VARIABLE ANNUITYSM

Issued through

Transamerica Life Insurance Company

Separate Account VA DD

Updating Summary Prospectus

May 1, 2026

This Updating Summary Prospectus summarizes certain key features of the Transamerica Value Variable AnnuitySM variable annuity contract ("the contract"). The Updating Summary Prospectus also provides a summary of contract features that have changed.

The prospectus for the contract contains more information about the policy, including its features, benefits, and risks. You can find the prospectus and other information about the contract online at Transamerica.com. You can also obtain this information at no cost by calling toll free (800)462-2391 or by sending an email request to Annuities.Customerservice@transamerica.com.

Additional information about certain investment products, including variable annuity contracts, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.

You do have the option of continuing to receive paper copies of all future shareholder reports free of charge. If You'd like this option, give us a call at the number on Your account statement, Monday through Thursday 8 - 6:30, or Friday 8 - 5:30 ET.

Your election to receive reports in paper will apply to all Portfolio Companies available under Your contract.

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**TABLE OF CONTENTS**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

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| | |
|:---|:---|
| [special TERMS](#xx_f085bb04-18bf-40ef-aa61-d4805a807752_1)_____________________________________________________________________ | 1  |
| [summary of contract features that have changed](#xx_f085bb04-18bf-40ef-aa61-d4805a807752_1)__________________________________ | 1  |
| [important INFORMATION you should consider about the contract](#xx_5bde0b07-e8e1-41f4-89a4-d1d74ed35a65_1)____________________ | 2  |
| [APPENDIX A](#xx_6a3b0fd3-a2ef-4395-b595-c3b4aeb9fe12_1) |  |
| [INVESTMENT OPTIONS AVAILABLE UNDER THE Contract](#xx_6a3b0fd3-a2ef-4395-b595-c3b4aeb9fe12_1)_______________________________ | 5  |

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special TERMS

Accumulation Value - The value of all amounts accumulated under the Contract during the Accumulation Phase (similar to the current market value of a mutual fund account).

Contract Owner (You, Your) - The person or persons designated as the Contract Owner in the application to participate in the Contract. The term shall also include any person named as joint Owner. A joint Owner shares ownership in all respects with the Contract Owner. The Contract Owner has the right to assign ownership to a person or party other than him/herself.

Portfolio Companies - The investment company(ies) made available as Investment Options under the Contract. Also referred to as underlying fund portfolios.

Subaccount - A subdivision within the Separate Account, the assets of which are invested in a specified Portfolio Company.

summary of contract features that have changed

The information in this Updating Summary Prospectus is a summary of certain contract features that have changed since the last current Prospectus. This may not reflect all of the changes that have occurred since You entered into Your contract.

● For changes in the names of certain portfolios and/or Advisers/Subadvisors please refer to the Appendix – Investment Options Available Under the Contract.

● For updated portfolio expense information please refer to Important Information You Should Consider About This Contract and the Appendix – Investment Options Available Under the Contract.

● For updated portfolio performance information please refer to the Appendix – Investment Options Available Under the Contract.

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important INFORMATION you should consider about the contract

FEES AND EXPENSES Location in Prospectus

RISKS Location in Prospectus

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RISKS Location in Prospectus

RESTRICTIONS Location in Prospectus

TAXES Location in Prospectus

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| | | |
|:---|:---|:---|
|  | CONFLICT OF INTEREST | &nbsp;&nbsp; Location in<br> Prospectus<br>|
| Should I Exchange My <br> Policy?<br>| &nbsp;&nbsp; Some investment professionals may have a financial incentive to offer You <br> a new Contract in place of the one You already own. You should only <br> exchange Your Contract if You determine, after comparing the features, <br> fees, and risks of both policies, that it is preferable for You to purchase the <br> new Contract rather than continue to own Your existing Contract. | &nbsp;&nbsp; Exchanges and/or <br> Reinstatements<br>|

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APPENDIX A

INVESTMENT OPTIONS AVAILABLE UNDER THE Contract

The following is a list of Portfolio Companies available under the Contract. Depending on the optional benefits you choose, You may not be able to invest in certain Portfolio Companies.

Certain Subaccounts may not be available in all states, at all times or through all financial intermediaries. We may discontinue offering any Subaccount at any time. In some cases, a Subaccount not available through a financial intermediary may be obtained by contacting us directly. For more information on the options available for electing a Subaccount, please contact our Administrative Office.

More information about the Portfolio Companies is available in the prospectuses for the Portfolio Companies, which may be amended from time to time and can be found online at http://dfinview.com/Transamerica/TAHD/89358P584?site=VAVUL. You can also request this information at no cost by calling (800) 462-2391 or sending an email request to Annuities.Customerservice@transamerica.com.

The current expenses and performance below reflects fee and expenses of the Portfolio Companies, but does not reflect the other fees and expenses that Your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio Company's past performance is not necessarily an indication of future performance.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  |  |  | **Average Annual Total Returns (as of 12/31/25)** | **Average Annual Total Returns (as of 12/31/25)** | **Average Annual Total Returns (as of 12/31/25)** |
| **Investment Objective** | **Underlying Fund Portfolios and Advisers/Sub-adviser<sup>(1)</sup>** | **Current Expenses** | **1 year** | **5 years** | **10 years** |
| To seek to provide investment results that, before expenses, correspond generally to the price and yield performance of the S&P 500® Index. | Transamerica S&P 500 Index VP - Initial<br>Advised by: Transamerica Asset Management, Inc.; Sub-Advised by: SSGA Funds Management, Inc. | 0.38% | 17.65% | 14.24% | 13.57% |
| To provide long-term capital appreciation and reasonable current income. | Vanguard® VIF Balanced Portfolio<br>Advised by: Wellington Management Company LLP | 0.20% | 16.46% | 9.29% | 10.03% |
| To provide current income and low to moderate capital appreciation. | Vanguard® VIF Conservative Allocation Portfolio<br>Advised by: The Vanguard Group, Inc. | 0.12% | 12.73% | 4.22% | 6.14% |
| To provide long-term capital appreciation and income. | Vanguard® VIF Diversified Value Portfolio<br>Advised by: Hotchkis and Wiley Capital Management, LLC; Sub-Advised by: Lazard Asset Management LLC<sup>(3)</sup> | 0.28% | 16.83% | 13.24% | 11.76% |
| To provide an above-average level of current income and reasonable long-term capital appreciation. | Vanguard® VIF Equity Income Portfolio<br>Advised by: Wellington Management Company LLP; Sub-Advised by: The Vanguard Group, Inc. | 0.29% | 16.80% | 12.59% | 11.52% |
| Seeks to track the performance of a benchmark index that measures the investment return of large-capitalization stocks. | Vanguard® VIF Equity Index Portfolio<br>Advised by: The Vanguard Group, Inc. | 0.14% | 17.70% | 14.27% | 14.66% |
| Seeks to track the performance of a benchmark index that measures the investment return of the global, investment-grade, fixed income market. | Vanguard® VIF Global Bond Index Portfolio<br>Advised by: The Vanguard Group, Inc. | 0.13% | 5.69% | -0.41% | N/A |
| To provide long-term capital appreciation. | Vanguard® VIF Growth Portfolio<br>Advised by: Wellington Management Company LLP | 0.36% | 16.89% | 11.36% | 15.58% |
| To provide a high level of current income. | Vanguard® VIF High Yield Bond Portfolio<br>Advised by: Wellington Management Company LLP; Sub-Advised by: The Vanguard Group, Inc. | 0.24% | 9.18% | 4.05% | 5.62% |
| To provide long-term capital appreciation. | Vanguard® VIF International Portfolio<br>Advised by: Baillie Gifford Overseas Ltd.; Sub-Advised by: Schroder Investment Management North America Inc. | 0.32% | 19.97% | 0.62% | 10.48% |

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INVESTMENT OPTIONS AVAILABLE UNDER THE Contract — (Continued)

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  |  |  | **Average Annual Total Returns (as of 12/31/25)** | **Average Annual Total Returns (as of 12/31/25)** | **Average Annual Total Returns (as of 12/31/25)** |
| **Investment Objective** | **Underlying Fund Portfolios and Advisers/Sub-adviser<sup>(1)</sup>** | **Current Expenses** | **1 year** | **5 years** | **10 years** |
| Seeks to track the performance of a benchmark index that measures the investment return of mid-capitalization stocks. | Vanguard® VIF Mid-Cap Index Portfolio<br>Advised by: The Vanguard Group, Inc. | 0.17% | 11.54% | 8.46% | 10.77% |
| To provide current income and low to moderate capital appreciation. | Vanguard® VIF Moderate Allocation Portfolio<br>Advised by: The Vanguard Group, Inc. | 0.12% | 16.19% | 6.51% | 8.14% |
| To provide current income while maintaining liquidity and a stable share price of $1. | Vanguard® VIF Money Market Portfolio<sup>(2)</sup><br>Advised by: The Vanguard Group, Inc. | 0.15% | 4.18% | 3.17% | 2.20% |
| To provide long-term capital appreciation. | Vanguard® VIF Capital Growth Portfolio<sup>(4)</sup><br>Advised by: PRIMECAP Management Company | 0.34% | 28.98% | 13.97% | 14.96% |
| To provide a high level of income and moderate long-term capital appreciation by tracking the performance of a benchmark index of publicly traded equity REITs and other real estate-related investments. | Vanguard® VIF Real Estate Index Portfolio<br>Advised by: The Vanguard Group, Inc. | 0.26% | 3.11% | 4.51% | 5.08% |
| To provide current income while maintaining limited price volatility. | Vanguard® VIF Short-Term Investment-Grade Portfolio<br>Advised by: The Vanguard Group, Inc. | 0.14% | 6.85% | 2.23% | 2.81% |
| Seeks to provide long-term capital appreciation. | Vanguard® VIF Small Company Growth Portfolio<br>Advised by: ArrowMark Colorado Holdings, LLC; Sub-Advised by: The Vanguard Group, Inc. | 0.29% | 6.11% | 3.81% | 9.61% |
| To track the performance of a broad, market-weighted bond index. | Vanguard® VIF Total Bond Market Index Portfolio<br>Advised by: The Vanguard Group, Inc. | 0.14% | 6.94% | -0.51% | 1.90% |
| To track the performance of a benchmark index that measures the investment return of stocks issued by companies in developed and emerging markets, excluding the United States. | Vanguard® VIF Total International Stock Market Index Portfolio<br>Advised by: The Vanguard Group, Inc. | 0.09% | 32.04% | 7.88% | N/A |
| To track the performance of a benchmark index that measures the investment return of the overall stock market | Vanguard® VIF Total Stock Market Index Portfolio<br>Advised by: The Vanguard Group, Inc. | 0.13% | 16.93% | 12.98% | 14.10% |

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&nbsp;&nbsp;&nbsp;&nbsp;(1) Some Subaccounts may be available for certain policies and may not be available for all policies. You should decide which Subaccount(s) may be appropriate for You based on a thorough analysis of Your particular insurance needs; financial objectives; investment goals; time horizons; and risk tolerance.

(2) There can be no assurance that any money market portfolio offered under this Policy will be able to maintain a stable net asset value per share during extended periods of low interest rates, and partly as a result of Policy charges, the yield on the money market Subaccount may become extremely low and possibly negative.

&nbsp;&nbsp;&nbsp;&nbsp;(3) Effective December 15, 2025, the fund managers for Vanguard® VIF Diversified Value Portfolio changed from Hotchkis and Wiley Capital Management, LLC and Lazard Asset Management LLC to Hotchkis and Wiley Capital Management, LLC, Aristotle Capital Management, LLC, and Harris Associates L.P.

(4) Effective on or about May 12, 2026, Vanguard® VIF Capital Growth Portfolio will be renamed Vanguard® VIF PRIMECAP Portfolio

\*Designated Investment Options for GLWB rider

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The Prospectus and Statement of Additional Information (SAI) include additional information. The Prospectus and SAI which have the same effective date as this summary prospectus are incorporated by reference as amended or supplemented. The Prospectus and SAI are available without charge upon request. For a free copy call us at (800)462-2391 or write us at:

Transamerica Life Insurance Company <br>6400 C Street SW <br>Cedar Rapids, IA 52499

Reports and other information about the Separate Account are available on the SEC's website at sec.gov, and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.

EDGAR Contract Identifier No. is #C000223548

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