# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-26-066217
**Filing Date:** 2026-6
**Character Count:** 1095410
**Document Hash:** 526fce5f0d2ef7884dc2d7df8be4c0d7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-066217.hdr.sgml**: 20260608

**ACCESSION NUMBER**: 0001213900-26-066217

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 11

**CONFORMED PERIOD OF REPORT**: 20260608

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260608

**DATE AS OF CHANGE**: 20260608

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 261072136

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2026-AHC2 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.01 [Opus Capital Markets Consultants, LLC ()"**Opus**") Narrative](ea029386101_ex99-01.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. [Opus Standard Findings Report](ea029338601_ex99-01sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. [Opus Rating Agency Grades Summary Report](ea029338601_ex99-01sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. [Opus ATR or QM Report](ea029338601_ex99-01sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. [Opus Supplemental Data Report](ea029338601_ex99-01sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. [Opus Valuation Report](ea029338601_ex99-01sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. [Opus Data Compare Report](ea029338601_ex99-01sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.02 [Deloitte & Touche LLP Independent Accountants' Report on Applying Agreed-Upon Procedures](ea029386101_ex99-02.htm)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** | **ONSLOW BAY FUNDING LLC** |
| Date: June 8, 2026 | /s/ Michael Fania | /s/ Michael Fania |
|  | Name: | Michael Fania |
|  | Title: | Authorized Signatory |

---

## Exhibit 99.01

**Exhibit 99.01**

![](ex99-1_001.jpg)

OBX 2026-AHC2

Opus Capital Markets Consultants, LLC

5718 Westheimer Road – Suite 1000 \| Houston, TX 77057 \| <u>www.opuscmc.com</u> \| 224.632.1300

**Executive Narrative**

**June 2, 2026**

**Performed by**

**Opus Capital Markets Consultants, LLC**

**For**

**AmeriHome Mortgage Company, LLC**

This report summarizes the results of a due diligence review performed on a sample of loans provided by AmeriHome Mortgage Company, LLC (the "Customer"). The Customer provided Opus Capital Markets Consultants, LLC (the "Consultant") with a data tape consisting of six hundred sixteen (616) loans. From this population, two hundred sixty-three (263) loans, representing 42.69% of the total pool, were randomly selected by Opus and loaded into the LauraMac underwriting software. Consultant performed a detailed compliance and credit review of all loans.

As detailed herein, the pool contains two hundred sixty-two (262) QM: Safe Harbor APOR (APOR SH) loans and one (1) QM: Higher Priced APOR (APOR HP) loan. All loans were re-underwritten in accordance with the lender guidelines provided in terms of Exhibit A.

EXHIBIT A

**&nbsp;&nbsp;&nbsp;&nbsp;Credit Review**

**Credit Qualification** 

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;a) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as specified by the Client. In
lieu of specific requirements, Consultant should consider Regulation Z including Appendix Q if applicable. If the loan pre-dates the requirements
of Regulation Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;b) **Employment:** Review the file documentation for minimum required level of employment, income and asset verifications pursuant
to Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;c) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as used by the original loan underwriter
at origination to determine compliance with the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;d) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client provided underwriting guideline requirements
for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;e) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by the loan underwriter at origination
to determine compliance with Client provided underwriting guidelines and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the loan for integrity of comparable
sales, completeness of data, eligibility of the appraiser and reasonableness of estimated value. Review the appraisal to determine the
appraisal(s) meet the requirements of Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;g) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value ratio were accurate at origination
and meet Client provided underwriting guideline and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;h) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate credit depth to comply with the
Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;i) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j) **Compensating Factors:** Verify exceptions to the Client provided underwriting guidelines are documented and reasonable.

**Document Review** 

**Document Review**

A review of each loan file will be performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:

**a) Collateral Docs**

&nbsp;&nbsp;&nbsp;&nbsp;· Title Commitment / Policy: Verify the presence of the title commitment or final title policy. Confirm vested parties and the description
of the property, liens and tax assessments.

&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has
been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by
all required parties and that all riders, addendums and exhibits are present and duly executed. If the loan closed within 12 months of
the review, Consultant will confirm the presence of a letter from the title company specifying the date the Mortgage / Deed Trust was
sent for recording. If the closing did not occur within 12 months of the review and a copy of the recorded Mortgage /Deed of Trust is
not contained in the loan file, the Client will submit a report from an independent document custodian verifying the presence of a recoded
mortgage or a stamped / signed copy of the document stating the date the document was sent for recording.

&nbsp;&nbsp;&nbsp;&nbsp;· Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership
interest of the subject parties is detailed on the deed.

**b) Closing Docs**

&nbsp;&nbsp;&nbsp;&nbsp;· Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and
signatures or certification depending upon state compliance requirements.

&nbsp;&nbsp;&nbsp;&nbsp;· Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness
of required data and that all required signatures are present.

&nbsp;&nbsp;&nbsp;&nbsp;· Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution
of the Notice of Right to Cancel.

&nbsp;&nbsp;&nbsp;&nbsp;· Loan Estimate: If required verify the presence of the current Loan Estimate (LE) at the time of origination

&nbsp;&nbsp;&nbsp;&nbsp;· Closing Disclosure: If required verify the presence of the current Closing Disclosure (CD) at the time of origination.

**c) Credit Docs**

&nbsp;&nbsp;&nbsp;&nbsp;· Loan Application: Verify the presence and completeness of both the initial and final loan applications.

&nbsp;&nbsp;&nbsp;&nbsp;· Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

&nbsp;&nbsp;&nbsp;&nbsp;· Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing
requirements allowable per the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;· Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file
contains a verification of rent or a verification of mortgage form.

&nbsp;&nbsp;&nbsp;&nbsp;· Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting guidelines, verify the presence
of any such letters exist in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;· Gift Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify the presence of any such letters
exist in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;· Income Documentation: Verify the presence of income and employment related documentation required by the Client provided underwriting
guidelines for all borrowing parties contributing income to the debt ratio calculation.

&nbsp;&nbsp;&nbsp;&nbsp;· Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting guidelines in the loan
file.

&nbsp;&nbsp;&nbsp;&nbsp;· Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third-party valuation tools to satisfy
the minimum required documentation under the relative Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;· Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood insurance on an as need basis depending
upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting
guidelines.

**Regulatory Compliance**

For each Mortgage Loan, Consultant shall determine, to the extent possible and subject to caveats below, whether such Mortgage Loan at the time of origination complied with:

1. The "material"<sup>1</sup> disclosure requirements of the federal Truth-in-Lending Act
 ("TILA"), as amended by the Home Ownership and Equity Protection Act ("HOEPA") and Dodd-Frank, 15 U.S.C.
 § 1601 *et seq.* and implemented by Regulation Z, 12 C.F.R. Part 1026, including the material provisions relating to
 Higher-Priced Mortgage Loans in Regulation Z, 12 C.F.R. §§ 1026.35, and the early TIL disclosure provisions of the
 Mortgage Disclosure Improvement Act ("MDIA"), as implemented by Regulation Z, 12 C.F.R. §§ 1026.17 et seq; and
 as amended by the TILA-RESPA Integrated Disclosure ("TRID") Rule, TRID will be reviewed in accordance with the SFA TRID
 Grid 4.0, as amended from time to time, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. For Right of Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A review of the Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensuring proper execution
of the Notice of Right to Cancel by all required parties, verifying the disbursement date and determining if a full three (3) day rescission
period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. This review is also to be performed on transactions that are exempt from the rescission requirement but on which a Notice of Right
to Cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. A condition must be placed if the transaction is a refinance by the original creditor and the borrower was provided the Form H-8 rescission
notice. Consultant will note in the condition whether there was a new advance that is subject to rescission per TILA/Regulation Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For TILs (Application Dates prior to 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the initial TIL disclosure and final TIL disclosures were provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review and compare the initial and final TIL, and any re-disclosed
TIL(s), with a report outlining any TILA violations, including a recalculation of disclosed finance charge, proper execution
by all required parties, principal and interest calculations, proper completion of the interest rate and payment summary, recalculation
of disclosed APR, and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided
within the required timeframes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For TRID Disclosures (Application Dates on or after 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the initial Loan Estimate (LE) was delivered within
three (3) business days of application and seven (7) business days prior to consummation in accordance with Client's Underwriting
Guidelines;

<sup>1</sup> These "material" disclosures include the required disclosures of the APR, the finance charge, the amount financed, the total number of payments, the payment schedule, *and* if the loan is subject to the Homeownership and Equity Protection Act ("HOEPA"), the disclosure requirements and prohibitions of that statute which are set forth in 12 C.F.R. §§ 1026.32(c) and (d).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review the required sections of each LE to ensure they were
populated in accordance with the TRID Rules. (If the file reflects more than one LE was provided, each revised LE must have corresponding
Change of Circumstance documentation. The 0% and 10% fee tolerance evaluations will be based on the fee amounts disclosed on the
initial LE and any valid changes documented and disclosed after the initial LE;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the Closing Disclosure (CD) confirm the borrower received
the initial CD at least three (3) business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review the required sections of each CD to ensure they were populated in accordance with the TRID Rules. (Any fee tolerance issues
to be cured at closing or within 60 days of loan consummation.)

2. Section 4 of the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603 and
2604, as implemented by Regulation X, 12 C.F.R. Part 1024, and as amended by the TRID Rule; TRID will be reviewed in accordance with the SFA TRID Grid 4.0, as amended from time to time.

3. The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution;

4. Confirmation that one of the following are in the loan file, per the Fair Credit Reporting Act: Consumer
Credit Score Disclosure, Your Credit Score and the Price You Pay for Credit, or Notice to Home Loan Applicant;

5. Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank")
amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43: the general Ability to Repay underwriting standards (12 C.F.R. 1026.43(c));
refinancing of non-standard mortgages (12 C.F.R. 1026.43(d)); Qualified Mortgages (12 C.F.R. 1026.43(e) (including qualified mortgages
as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.) and the Department of Veterans Affairs (38
C.F.R. Part 36 et seq.; and Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)) In accordance with "Ability
to Repay and Qualified Mortgage Review" description below;

6. The Loan Originator Compensation and Prohibitions on Steering provisions of TILA, as implemented by
Regulation Z, 12 C.F.R 1026.36;

7. The
requirements for Higher-Price Mortgage Loans, as implemented by Regulation Z, 12 C.F.R. 1026.35;

8. The appraisal and valuation requirements of TILA and the Equal Credit Opportunity Act, as implemented
by Regulation Z, 12 C.F.R. 1026.35 and Regulation B, 12 C.F.R. 1002.14, respectively;

9. The counseling requirements of TILA, as implemented by Regulation Z, 12 C.F.R. 1026.36(k) and RESPA,
as implemented by Regulation X, 12 C.F.R. 1024.20;

10. The escrow requirements of TILA and RESPA, as implemented by Regulation Z, 12 C.F.R 1026.35, and Regulation
X, 12 C.F.R 1024.17, respectively;

11. The disclosure requirements and prohibitions of any applicable state, county and municipal laws and
ordinances, as amended, that have been enacted to regulate so-called "predatory lending":

12. Consultant shall confirm that any mortgage property located in an area identified on a flood hazard
map or flood insurance rate map issued by the Federal Emergency Management Agency as having special flood hazards is subject to a qualified
flood insurance policy that appears to be is in effect.

13. For any loans designated as TILA exemption, Consultant shall review the loan file for evidence that
the primary purpose of the loan was for commercial or business purposes, including, but not limited to a business purpose certification.

14. Documentation. Review of the following documents for regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Final HUD-1 Settlement Statement ("HUD-1"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If the loan is in an escrow state, the HUD-1 will be considered final as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. HUD-1 is marked Final;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If HUD-1 is not marked Final, it must be stamped certified by the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. There should be no markings indicating that the HUD-1 is estimated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. HUD-1 is signed by all parties (including closing agent) or stamped certified by the closing agent;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. If HUD-1 is stamped, the HUD-1 / stamp should be signed or initialed by the closing agent; if the stamp
does not contain the signature or initials, it must identify the name of the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Final Truth in Lending Disclosure ("TIL"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan Estimate, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The Loan Estimate in will be considered delivered based on the date issued, subject to the three-day
mailing rule unless the file contains documentation indicating earlier receipt. The loan file may contain one or more Loan Estimates with
the latest one provided up until three business days prior to the issuance of an initial Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Closing Disclosure, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The Closing Disclosure in the loan file will be considered delivered based on the date issued, subject
to the three-day mailing rule unless the file contains documentation indicating earlier receipt. The loan file may contain one or more
Closing Disclosures with the latest one provided up until the consummation date being considered the Final with any delivered post consummation
considered as a corrected Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Notice of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Initial TIL, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Good Faith Estimate ("GFE"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage/Deed of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. FACTA disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Third Party Fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Third party fees on the HUD-1 or Closing Disclosure if applicable referred to as HUD-1/Closing Disclosure,
must be shown as paid to the third-party provider. A condition must be set if a third-party fee is paid to the lender, investor, etc.
or the payee is blank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. CONSULTANT will condition for evidence in the file indicating that a charge on the HUD-1/Closing Disclosure
exceeds the actual cost to the borrower (i.e. cost printed / stamped on the face of the document showing an amount less than the charge
on the HUD-1/Closing Disclosure). Variations of less than $1 are deemed to be within reasonable limits and are not to be reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Any refunds that are provided to the borrower must be accompanied by a revised HUD-1/Closing Disclosure
to show the final, accurate charges to the borrower.

Each loan reviewed will be assigned a Compliance condition grade in accordance with the Rating Agency Criteria as more fully described in Section 2(f).

Consultant will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consultant are dependent upon its receipt of complete and accurate data regarding the loans from loan originators and other third parties upon which Consultant is relying in reaching such findings.

**<u>Ability to Repay and Qualified Mortgage Review</u>**

1.  **<u>For Agency Eligible Loans Only</u>** : Consultant reviews applicable loans for compliance with
the Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R. 1026.43 et seq.) based upon the loan's designation
(Safe Harbor QM, Rebuttable Presumption QM, Exempt). Consultant determines the loan's status under the QM rule requirements and
assigns a due diligence loan designation. Consultant notes as a material exception if the due diligence findings do not confirm the same
loan designation. Additionally, Consultant notes if a loan designation was not provided. Consultant will verify if each loan meets the
requirements for a QM under § 1026.43(e)(2)—whether the loan is a safe harbor QM under § 1026.43(e)(1)(i) or a rebuttable
presumption QM under § 1026.43(e)(1)(ii). Consultant will verify the presence of documentation for lender determination of QM and
indicating factors in its ability-to-repay determination, including how the originator applied its policies and procedures in verification.
For loans applications taken on or after June 1, 2021, Consultant will verify whether the loan meets the requirements of the revised general
QM definition effective March 1, 2021.

2. For loans for which applications were received prior to July 1, 2021, if a loan was designated as QM
and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Consultant
reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the paragraph
(3)(a)(i) below and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

3.  **<u>For Non-Agency Eligible Loans</u>** : Consultant reviews applicable loans for compliance with the Ability to Repay (ATR) but
not Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R. 1026.43 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Qualified Mortgage</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For QM (Safe Harbor or HPCT) designated loans, Consultant reviews the loan to determine whether, based on available information in
the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the
"points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately. Consultant reviews
to the applicable consider and verify requirements under the QM rule depending on whether the QM was originated under the original general
QM definition or the revised general QM definition effective March 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For each QM designated loan that satisfied the applicable requirements enumerated above, Consultant then determines whether the loan
is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable
average prime offer rate plus a certain percentage. For QM designated loans originated under the revised general QM definition effective
March 1, 2021, Consultant also determines whether the loan exceeds the pricing thresholds for QM loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Ability to Repay</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The ability to repay portion of the review for non-agency eligible loans only will focus on the eight factors detailed in the ATR
Rule as detailed below for non-agency eligible loans. The Consultant will review the loan file to determine if the creditor verified and
considered each of the eight factors utilizing reasonably reliable third-party documentation at or before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Current or reasonably expected income or assets that the consumer will rely on to repay the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Current employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Monthly mortgage payment for subject loan using the introductory or fully indexed rate, whichever
 is higher, and monthly, fully amortizing payments that are substantially equal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Monthly payment on any simultaneous loans secured by the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Monthly payments for property taxes and hazard/flood insurance and certain other costs
 related to the property such as homeowner's association fees or ground rent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Debts, alimony, and child support obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Monthly debt-to-income ratio or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Credit history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For loans designated as agency eligible, Consultant will not review for compliance with the requirements of Appendix Q or General
Ability to Repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Consultant reviews loans to determine their conformity with the ATR/QM factors above and is not rendering
an independent assessment or analysis. Consultant's review is based on information contained in the loan file at the time it is
provided to Consultant, and only reflects information as of that point in time and does not mean any regulator, judicial or agency will
agree with the Consultant's conclusion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning And Certain Compliance Exceptions** 

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**Additional Disclosures and Requirements:**

Consultant will confirm compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

&nbsp;&nbsp;&nbsp;&nbsp;· Servicing Transfer Disclosure (for applications prior to 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Servicing Transfer Disclosure form in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Verify the Servicing Transfer Disclosure was provided to the borrower(s) within three general business days of "Application"

&nbsp;&nbsp;&nbsp;&nbsp;· Special Information Booklet (for applications prior to 10/03/2015)/ Home Loan Tool Kit (for applications on or after 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Home Loan Tool Kit is provided within three general business days of application

&nbsp;&nbsp;&nbsp;&nbsp;· Affiliated Business Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Affiliated Business Disclosure in file in the event the lender has affiliated business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Affiliated Business Disclosure provided within three general business days of "Application" (Consultant reviews
for this disclosure to be provided within three general business days, as the lender will typically know at the time of application if
borrower(s) will be referred to affiliates for provision of third party services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Affiliated Business Disclosure is executed.

&nbsp;&nbsp;&nbsp;&nbsp;· Initial Escrow Disclosure Statement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm the Initial Escrow Disclosure Statement was provided at closing or within 45-days after settlement

**Equal Credit Opportunity Act (Regulation B)**

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm the lender has provided the borrower a disclosure of the right to receive a copy of appraisals within three (3) business days
of application. This disclosure requirement may be met by disclosure on the Loan Estimate pursuant to 12CFR § 1026.27(m)(1).

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm that the lender has provided (delivered) copies of appraisals and all other written valuations (as disclosed to the borrower
on the HUD-1 and/or contained in the Mortgage Loan File) to the borrower at least three (3) business days prior to consummation Opus uses
the following test: Was appraisal/valuation documentation processed at least 6 days prior to account opening/ consummation date
(3 day rule plus 3 days mailing time)?

&nbsp;&nbsp;&nbsp;&nbsp;· For a borrower that has waived the 3-business day disclosure requirement, confirm that the borrower has either (1) signed the waiver
at least three (3) business days prior to consummation or (2) has signed an acknowledgment that the waiver occurred at least three (3)
business days prior to consummation. Additionally, confirm that the lender has provided copies of appraisals and other written valuations
at or prior to consummation.

**Fair Credit Report Act (Regulation V)**

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm that the lender has provided the borrower the risk-based pricing notice (as required by 12 CFR § 1022.73) or credit score
disclosure (as required by 12 CFR § 1022.74(d)), as applicable; (a) If the lender has provided the risk-based pricing notice, confirm
the disclosure was provided before consummation, but not earlier than the approval decision was communicated to the consumer; and (b)
If the lender has provided the credit score disclosure, confirm the disclosure was provided before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;· Confirm that the lender has provided a copy of the disclosure of credit score and the Notice to Home Loan Applicant (as required by
15 U.S.C. § 1681g) before consummation.

**High-Cost, State & Local Anti-Predatory Regulations**

In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.

&nbsp;&nbsp;&nbsp;&nbsp;· California Higher-Priced Mortgage Loan Statute, Cal. Fin. Code §4995 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Colorado Consumer Equity Protection Act, Colo, Rev. Stat. § 5-3.5-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a- 746 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Connecticut Nonprime Home Loans Statute, Conn. Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate
Bill 949).

&nbsp;&nbsp;&nbsp;&nbsp;· District of Columbia Home Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg
§ 2000.1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (for loans closed before July 1, 2014).

&nbsp;&nbsp;&nbsp;&nbsp;· Georgia
 Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by H <u>ous</u> e
 Bill 02-1361 and as modified by Senate Bill 03-53).

&nbsp;&nbsp;&nbsp;&nbsp;· Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code §345.10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at 815, ILCS §§ 137/5 et seq., and as amended by SB
1692 (2012), effective January 10, 2014.

&nbsp;&nbsp;&nbsp;&nbsp;· Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167). City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

&nbsp;&nbsp;&nbsp;&nbsp;· Cook County, Illinois, Anti-Predatory Lending Ordinance, Cook County Code of Ordinances § 34-341.

&nbsp;&nbsp;&nbsp;&nbsp;· Cook County, Illinois, Anti-Predatory Lending Pilot Program, Illinois House Bill 4050 (2005).

&nbsp;&nbsp;&nbsp;&nbsp;· Indiana Home Loan Practic <u>es Act</u>, as amended by HB 1179 (2005), Ind. Code §24-9-1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. §16a.101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Kansas Consumer Credit Code

&nbsp;&nbsp;&nbsp;&nbsp;· Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages (for loans closed prior to September 27, 2011), Me.
Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A, as amended by Legislative Documents 1869 (2007), 2125 (2008) and 1439
(2009).

&nbsp;&nbsp;&nbsp;&nbsp;· Maine Consumer Credit Code - Truth-in-Lending, (for loans closed on or after September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§
8-501 et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Maryland Commercial Law, Md. Code Ann., Com. Law §§ 12-124.1; 12-127; 12- 409.1; 12-1029.

&nbsp;&nbsp;&nbsp;&nbsp;· Maryland
 Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage
 Lender Law, Md. Code Ann., Fin. In <u>sti</u> t. Code §§ 11-501 et seq.; Md. Code
 Regs. §§ <u>0</u> 9 <u>.03.</u> 06.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts High- Cost Mortgage Regulations, 209 CMR Parts 32 and 40, as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Pr <u>eda</u> tory Home Loan Practices Act, M.G.L. Chapter 183C, §§ 1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Mortgage Lender and Broker Regulations, 940 CMR §800 (15-17).

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Regulations for Higher Priced Mortgage Loans, 209 CMR §§ 32.00 et.seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

&nbsp;&nbsp;&nbsp;&nbsp;· Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et seq. (S.F. 2988 (2002)), as amended by House File 1004
(2007) and Senate File 988 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;· Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat § 45-702 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Nevada Anti-Predatory Lending Law, Assembly Bill No. 284 (2003) and Amended by Assembly Bill No. 440 (2007), codified as NRS §
598D.010 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· New
 Jersey Home <u>Owne</u> rship Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.,
 as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New Mexico Home Loan Protection Act, Senate Bill 449 (Regular Session 2003), codified at NM Rev. Stat. § 58-21A-1 et seq. and
as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New York High-Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

&nbsp;&nbsp;&nbsp;&nbsp;· New York High-Cost Home Loan Act, N.Y. Bank. L. Ch. 626., as codified in NY Bank. Law § 6-l, and
as implemented by 3 NYCCR Part 41 as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· New York Subprime Home Loans Statute, NY Bank. Law § 6-m.

&nbsp;&nbsp;&nbsp;&nbsp;· North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory
Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a), as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Ohio Anti-Predatory Lending Statute, HB 386 as amended by Senate Bill 185 (2006), and as codified in various sections of the Ohio
Code.

&nbsp;&nbsp;&nbsp;&nbsp;· Ohio
 Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as imp <u>le</u> m <u>en</u> ted
 by Ohio Admin. Rules § 109 4-3-01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· City
 of Cleveland Heights, Ohio, Anti-Predatory Lending O rdinance ,
 O <u>rd</u> i <u>nan</u> ce No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Summit County, Ohio,
 Anti-Predatory Lending Ordi <u>na</u> n <u>ce</u>, Ordinance No. 2004- 618, Muni. Code §§
 201.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003), as codified in various sections of Title 14A of the

· Oklahoma Consumer Credit Code.

&nbsp;&nbsp;&nbsp;&nbsp;· Oklahoma
 Higher-Pr <u>ic</u> ed Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9- 1 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Rhode Island Home Loan
 Protection Act, R.I. Gen. L. 34-25.1-2 et seq, as implemented by Emergen <u>c</u> y Banking
 Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371
 (2007).

&nbsp;&nbsp;&nbsp;&nbsp;· City of Providence, Rhode Island, Anti-Predatory Lending Ordinance, Chapter 2006-33, Ordinance No. 245.

&nbsp;&nbsp;&nbsp;&nbsp;· South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006), as codified at Tenn. Code Ann. §§ 45-20-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Texas High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq. Section 50(a)(6), Article XVI of the Texas Constitution

&nbsp;&nbsp;&nbsp;&nbsp;· Section 50(f)(2), Article XVI of the Texas Constitution

&nbsp;&nbsp;&nbsp;&nbsp;· Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61-2c-102 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Utah High-Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422;
6.1-428.

· Virginia Mortgage Lender and Broker Act (for loans originated on or after July 1, 2003 to September 30, 2010, as amended), Va.
Code Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Mortgage Lender and Broker Act (for loans originated on or after October 1, 2010), Va. Code Ann. §§ 6.2-1600
et seq., as amended from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;· Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

&nbsp;&nbsp;&nbsp;&nbsp;· Washington House Bill 2770, Mortgage Lending Ownership

&nbsp;&nbsp;&nbsp;&nbsp;· West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Wisconsin Responsible High-Cost Mortgage Lending Act, Wis. Stat. § 428.202, as implemented by Wis. Admin. Code DFI-Bkg 46.01
et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· Wyoming Credit Code

**Flood Insurance Testing**

**National Flood Insurance Program (NFIP)**

Each mortgage loan will be reviewed to ensure adherence to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

**Homeowner's Flood Affordability Act (HFIAA)**

Each mortgage loan made by an FDIC-supervised institution or servicer acting on its behalf shall require the escrow of all premiums and fess for flood insurance for any designated loan secured by residential improved real estate or a mobile home, made, increased, extended or renewed on or after January 1, 2016.

Frequency – Payable with same frequency as payments designated for the loans

Exceptions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan is an extension of credit primarily for business, commercial or agricultural purposes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan is in a subordinate position to a senior lien secured by the same residential improved real estate or mobile for which the borrower
has obtained flood insurance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Flood Insurance coverage for the residential real estate is provided by a policy that

&nbsp;&nbsp;&nbsp;&nbsp;a. Meets requirements

&nbsp;&nbsp;&nbsp;&nbsp;b. Provided by a condominium association, cooperative or other applicable group and

&nbsp;&nbsp;&nbsp;&nbsp;c. The premium for which is paid by the condominium associate, cooperative, homeowners association, or other group as a common expense.

**Misrepresentation and Third-Party Review**

Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:

1) Misrepresentation Review and Valuation Review

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Signatures: Validate signature consistency across documents. To the extent imaged or hard copy files are provided, Consultant will
utilize reasonable efforts to validate the consistency of signatures across documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Alerts: Assess credit report alerts for accuracy and potential issues.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Social Security Numbers: Compare SSN(s) across all file documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Document Integrity: Review for apparent alterations to loan documents. To the extent imaged or hard copy files are provided, Consultant
will utilize reasonable review of alterations to the loan documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Data Consistency: Review the documents contained in the loan file for consistency of data.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Third Party Fraud Tools: To the extent a third party fraud tool is contained in the loan file, the Consultant will ensure high level
or critical warnings are reviewed and addressed.

**Independent Third-Party Values** 

Review each loan to determine whether a third party valuation product was required and if required, that the third party product value was compared to the original appraised value to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. i) Consultant will perform the following steps.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property is complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Value is based on as-is condition or provides satisfactory completion of all material conditions including inspections, licenses,
and certifications (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property
and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property is described in average or better condition

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· No apparent appraiser independence violation statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal addresses any adverse comments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal is completed on appropriate GSE Forms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal contains required attachments.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraiser was appropriately licensed at the time the appraisal was signed

If the valuation vendor des not supply the updated valuation product directly to the Consultant, the Client will authorize the valuation vendor to issue an attestation with sufficient information for the Consultant to determine the correct valuation product was utilized to verify the accuracy of the origination appraisal.

**Value Review Disclaimer** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· The individuals performing the above procedures are not person providing valuations for the purpose of the Uniform Standards of Professional
Appraisal Practice ("USPAP") or necessarily licensed as appraiser under Federal or State law, and the services being performed
do not constitute appraisal reviews for the purposes of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Opus makes no representation or warranty as to the value of the mortgaged property, notwithstanding that Opus may have reviewed the
valuation information for reasonableness.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Opus is not an Appraisal Management Company ("AMC") and therefore does not opine on the actual value of the underlying
property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Opus is not a creditor within the meaning of the Equal Credit Opportunity Act ("ECOA") or other lending laws and regulations,
and therefore Opus will not have and communications with or responsibility to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.** 

If a FEMA declared disaster occurs after the inspection date on the appraisal, Consultant will review the file to determine if an exterior inspection to ensure:

&nbsp;&nbsp;&nbsp;&nbsp;· No apparent damage to the property

&nbsp;&nbsp;&nbsp;&nbsp;· Property appears to be occupied

**Data Compare**

Client will provide a data tape with the following data fields and Consultant will compare the field to the applicable source document and report any variance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraised Value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· FICO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest Only

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Interest Rate

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Term

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Purpose

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· LTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Original Balance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property

· Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property

· City

· Property County

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property State

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property Type

· Sales Price

· Second Mortgage Lien Amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Self Employed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Units

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Zip Code

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· QM Status

**Rating Agency Grading Criteria**

**Fitch Ratings Grading Criteria** 

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Fitch in their current industry publications as updated from time to time.

**Moody's Investor Services Grading Criteria** 

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Moody's in their current industry publications as updated from time to time.

**Kroll Bond Rating Agency LLC Grading Criteria** 

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Kroll in their current industry publications as updated from time to time.

**S&P Global Ratings Grading Criteria** 

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Standard & Poor's in their current industry publications and updated from time to time.

**DBRS Morningstar Grading Criteria** 

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by DBRS in their current industry publications and updated from time to time.

**Opus Grading Criteria**

1) Opus Grading Criteria

Grading shall be provided for each exception, each exception category and holistically for each loan. The following grading is not intended for securitization reviews and Opus will not issue a Rating Agency Narrative, Reliance or Form ABS Due Diligence 15E if Client elects to utilize the following grading criteria. The methodology for the application of grading is defined by Opus and updated from time to time shall be determined as follows:

**Opus Credit Grades** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Level 1 Credit Grade Definition: Loan was originated in accordance with the mortgage loan originator underwriting guidelines without
exception.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Level 2 Credit Grade Definition: Loan was originated in substantial compliance with the originator's underwriting guidelines and there
are sufficient compensating factors for any exceptions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Level 3 Credit Grade Definition: Loan was not originated in substantial compliance with the originator's underwriting guidelines and
there are insufficient compensating factors for the exceptions or is missing material documentation.

**Opus Property Grades** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Level 1 Property Grade Definition: Property value appears to be within 10% of original appraised amount and there are no material
deficiencies in the appraisal process.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Level 2 Property Grade Definition: Property value appears to be within 10% of original appraised amount, but minor issues in the appraisal
process were identified.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Level 3 Property Grade Definition: Property value does not appear to fall within 10% of the original appraised value and/or material
deficiencies exist with respect to the appraisal process or the file is missing material documentation.

**Opus Compliance Grades**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Level 1 Compliance Grade Definition: Loan complies with all applicable laws and regulations reviewed under the applicable scope of
work.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Level 2 Compliance Grade Definition: There are minor issues regarding legal and/or regulatory compliance but such issues do not represent
risks to the enforceability of the borrower's obligation under the loan documents and will not result in assignee liability to the investor.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Level 3 Compliance Grade Definition: Loan is not in compliance with laws and regulations reviewed under the applicable scope of work
or the loan is missing material documentation.

**REDACTED INFORMATION**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Borrower Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Co-Borrower Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· SSNs

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Property Address, City, County, MSA, Zip

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Mailing Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Account Number, including Originator and Servicer Loan Number

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Origination Date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Names of Borrowers or any other Individuals

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Company and Entity Names

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Financial Institution Names

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Job Position Titles

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Any Address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Any Location Information (other than state), including City, County, MSA and Zip

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Account Numbers of any type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Insurance Claim Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Insurance Policy Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Foreclosure Action dates and Case Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Bankruptcy Action dates and Case Numbers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Any reference that would allow the identification of the location of a property (e.g. neighborhood, body of water, schools, major
highways)

**<u>Pool Details</u>**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;**Purpose** |  |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |  |
| &nbsp;&nbsp;Cash out Refi | &nbsp;&nbsp;73 | &nbsp;&nbsp;27.76% |  |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;124 | &nbsp;&nbsp;47.15% |  |
| &nbsp;&nbsp;Rate / Term Refi | &nbsp;&nbsp;66 | &nbsp;&nbsp;25.10% |  |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**263** | &nbsp;&nbsp;**100.00%** |  |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;128 | &nbsp;&nbsp;48.67% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;Co-op | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;28 | &nbsp;&nbsp;10.65% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;PUD | &nbsp;&nbsp;91 | &nbsp;&nbsp;34.60% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;8 | &nbsp;&nbsp;3.04% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;6 | &nbsp;&nbsp;2.28% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;3 Family | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.38% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.38% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**263** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Occupancy** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;263 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**263** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Product Type** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;263 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**263** | &nbsp;&nbsp;**100.00%** |

---

**<u>Tape Discrepancies</u>**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Element** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Accuracy** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.24% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;3 | &nbsp;&nbsp;98.86% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.62% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;8 | &nbsp;&nbsp;96.96% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;11 | &nbsp;&nbsp;95.82% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;10 | &nbsp;&nbsp;96.20% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.62% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;9 | &nbsp;&nbsp;96.58% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;56 | &nbsp;&nbsp;78.71% |
| &nbsp;&nbsp;**Total Loans** | &nbsp;&nbsp;**263** |  |

---

**Multiple Loans to One Borrower:** TPR firm reviewed common identifiers for all loans in the population and confirmed there were no obligors with multiple loans in the pool.

**Property Inspection Waivers:** Forty-five (45) loans contained Property Inspections Waivers (PIW). Thirty-nine (39) BPO's and six (6) 2055 Exterior Only Inspection Reports were obtained as a secondary product to confirm the value indicated on the PIW. An initial property value grade of a "C" was assigned to the PIW loans. If the secondary product supported the value indicated on the PIW, a final property grade of a "B" was assigned.

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp; A | &nbsp;&nbsp; A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp; B | &nbsp;&nbsp; B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp; C | &nbsp;&nbsp; C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp; D | &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A &nbsp;&nbsp; A | &nbsp;&nbsp;Value is within a 10% variance of third party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B &nbsp;&nbsp; B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C &nbsp;&nbsp; C | &nbsp;&nbsp;Any of the following items: Origination value and third party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

**<u>Loan Review Findings</u>**

The following summarizes Consultant's final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated June 1, 2026.

---

| | | |
|:---|:---|:---|
| **Overall Grade Summary** | | |
| &nbsp;&nbsp; **Kroll and Moody's NRSRO Grade** | <br>&nbsp;&nbsp;**# of Loans** | <br>&nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;206 | &nbsp;&nbsp;78.33% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;53 | &nbsp;&nbsp;20.15% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.76% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.76% |
| **Compliance Grade Summary** |  |  |
| &nbsp;&nbsp; **Kroll and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;251 | &nbsp;&nbsp;95.44% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;11 | &nbsp;&nbsp;4.18% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.38% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| **Credit Grade Summary** |  |  |
| &nbsp;&nbsp; **Kroll and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;262 | &nbsp;&nbsp;99.62% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.38% |
| **Property Grade Summary** |  |  |
| &nbsp;&nbsp; **Kroll and Moody's NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;218 | &nbsp;&nbsp;82.89% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;43 | &nbsp;&nbsp;16.35% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.38% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.38% |

---

**<u>Loans Reviewed (263)</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;OBX2026AHC2000005 | &nbsp;&nbsp;OBX2026AHC2000107 | &nbsp;&nbsp;OBX2026AHC2000216 | &nbsp;&nbsp;OBX2026AHC2000321 | &nbsp;&nbsp;OBX2026AHC2000425 |
| &nbsp;&nbsp;OBX2026AHC2000006 | &nbsp;&nbsp;OBX2026AHC2000112 | &nbsp;&nbsp;OBX2026AHC2000218 | &nbsp;&nbsp;OBX2026AHC2000322 | &nbsp;&nbsp;OBX2026AHC2000427 |
| &nbsp;&nbsp;OBX2026AHC2000008 | &nbsp;&nbsp;OBX2026AHC2000113 | &nbsp;&nbsp;OBX2026AHC2000222 | &nbsp;&nbsp;OBX2026AHC2000324 | &nbsp;&nbsp;OBX2026AHC2000429 |
| &nbsp;&nbsp;OBX2026AHC2000010 | &nbsp;&nbsp;OBX2026AHC2000115 | &nbsp;&nbsp;OBX2026AHC2000224 | &nbsp;&nbsp;OBX2026AHC2000333 | &nbsp;&nbsp;OBX2026AHC2000430 |
| &nbsp;&nbsp;OBX2026AHC2000011 | &nbsp;&nbsp;OBX2026AHC2000117 | &nbsp;&nbsp;OBX2026AHC2000230 | &nbsp;&nbsp;OBX2026AHC2000334 | &nbsp;&nbsp;OBX2026AHC2000435 |
| &nbsp;&nbsp;OBX2026AHC2000016 | &nbsp;&nbsp;OBX2026AHC2000118 | &nbsp;&nbsp;OBX2026AHC2000232 | &nbsp;&nbsp;OBX2026AHC2000336 | &nbsp;&nbsp;OBX2026AHC2000436 |
| &nbsp;&nbsp;OBX2026AHC2000017 | &nbsp;&nbsp;OBX2026AHC2000120 | &nbsp;&nbsp;OBX2026AHC2000233 | &nbsp;&nbsp;OBX2026AHC2000337 | &nbsp;&nbsp;OBX2026AHC2000439 |
| &nbsp;&nbsp;OBX2026AHC2000018 | &nbsp;&nbsp;OBX2026AHC2000126 | &nbsp;&nbsp;OBX2026AHC2000236 | &nbsp;&nbsp;OBX2026AHC2000338 | &nbsp;&nbsp;OBX2026AHC2000440 |
| &nbsp;&nbsp;OBX2026AHC2000019 | &nbsp;&nbsp;OBX2026AHC2000127 | &nbsp;&nbsp;OBX2026AHC2000237 | &nbsp;&nbsp;OBX2026AHC2000339 | &nbsp;&nbsp;OBX2026AHC2000443 |
| &nbsp;&nbsp;OBX2026AHC2000022 | &nbsp;&nbsp;OBX2026AHC2000130 | &nbsp;&nbsp;OBX2026AHC2000239 | &nbsp;&nbsp;OBX2026AHC2000340 | &nbsp;&nbsp;OBX2026AHC2000446 |
| &nbsp;&nbsp;OBX2026AHC2000023 | &nbsp;&nbsp;OBX2026AHC2000132 | &nbsp;&nbsp;OBX2026AHC2000241 | &nbsp;&nbsp;OBX2026AHC2000341 | &nbsp;&nbsp;OBX2026AHC2000447 |
| &nbsp;&nbsp;OBX2026AHC2000025 | &nbsp;&nbsp;OBX2026AHC2000133 | &nbsp;&nbsp;OBX2026AHC2000242 | &nbsp;&nbsp;OBX2026AHC2000343 | &nbsp;&nbsp;OBX2026AHC2000448 |
| &nbsp;&nbsp;OBX2026AHC2000026 | &nbsp;&nbsp;OBX2026AHC2000134 | &nbsp;&nbsp;OBX2026AHC2000243 | &nbsp;&nbsp;OBX2026AHC2000344 | &nbsp;&nbsp;OBX2026AHC2000451 |
| &nbsp;&nbsp;OBX2026AHC2000030 | &nbsp;&nbsp;OBX2026AHC2000135 | &nbsp;&nbsp;OBX2026AHC2000244 | &nbsp;&nbsp;OBX2026AHC2000348 | &nbsp;&nbsp;OBX2026AHC2000453 |
| &nbsp;&nbsp;OBX2026AHC2000031 | &nbsp;&nbsp;OBX2026AHC2000136 | &nbsp;&nbsp;OBX2026AHC2000246 | &nbsp;&nbsp;OBX2026AHC2000356 | &nbsp;&nbsp;OBX2026AHC2000454 |
| &nbsp;&nbsp;OBX2026AHC2000033 | &nbsp;&nbsp;OBX2026AHC2000139 | &nbsp;&nbsp;OBX2026AHC2000247 | &nbsp;&nbsp;OBX2026AHC2000357 | &nbsp;&nbsp;OBX2026AHC2000455 |
| &nbsp;&nbsp;OBX2026AHC2000035 | &nbsp;&nbsp;OBX2026AHC2000140 | &nbsp;&nbsp;OBX2026AHC2000248 | &nbsp;&nbsp;OBX2026AHC2000359 | &nbsp;&nbsp;OBX2026AHC2000459 |
| &nbsp;&nbsp;OBX2026AHC2000036 | &nbsp;&nbsp;OBX2026AHC2000142 | &nbsp;&nbsp;OBX2026AHC2000249 | &nbsp;&nbsp;OBX2026AHC2000363 | &nbsp;&nbsp;OBX2026AHC2000465 |
| &nbsp;&nbsp;OBX2026AHC2000041 | &nbsp;&nbsp;OBX2026AHC2000144 | &nbsp;&nbsp;OBX2026AHC2000252 | &nbsp;&nbsp;OBX2026AHC2000366 | &nbsp;&nbsp;OBX2026AHC2000467 |
| &nbsp;&nbsp;OBX2026AHC2000042 | &nbsp;&nbsp;OBX2026AHC2000146 | &nbsp;&nbsp;OBX2026AHC2000255 | &nbsp;&nbsp;OBX2026AHC2000368 | &nbsp;&nbsp;OBX2026AHC2000475 |
| &nbsp;&nbsp;OBX2026AHC2000043 | &nbsp;&nbsp;OBX2026AHC2000147 | &nbsp;&nbsp;OBX2026AHC2000256 | &nbsp;&nbsp;OBX2026AHC2000369 | &nbsp;&nbsp;OBX2026AHC2000491 |
| &nbsp;&nbsp;OBX2026AHC2000044 | &nbsp;&nbsp;OBX2026AHC2000150 | &nbsp;&nbsp;OBX2026AHC2000257 | &nbsp;&nbsp;OBX2026AHC2000370 | &nbsp;&nbsp;OBX2026AHC2000503 |
| &nbsp;&nbsp;OBX2026AHC2000049 | &nbsp;&nbsp;OBX2026AHC2000151 | &nbsp;&nbsp;OBX2026AHC2000265 | &nbsp;&nbsp;OBX2026AHC2000371 | &nbsp;&nbsp;OBX2026AHC2000510 |
| &nbsp;&nbsp;OBX2026AHC2000053 | &nbsp;&nbsp;OBX2026AHC2000152 | &nbsp;&nbsp;OBX2026AHC2000266 | &nbsp;&nbsp;OBX2026AHC2000372 | &nbsp;&nbsp;OBX2026AHC2000512 |
| &nbsp;&nbsp;OBX2026AHC2000056 | &nbsp;&nbsp;OBX2026AHC2000154 | &nbsp;&nbsp;OBX2026AHC2000269 | &nbsp;&nbsp;OBX2026AHC2000376 | &nbsp;&nbsp;OBX2026AHC2000514 |
| &nbsp;&nbsp;OBX2026AHC2000057 | &nbsp;&nbsp;OBX2026AHC2000157 | &nbsp;&nbsp;OBX2026AHC2000270 | &nbsp;&nbsp;OBX2026AHC2000377 | &nbsp;&nbsp;OBX2026AHC2000515 |
| &nbsp;&nbsp;OBX2026AHC2000058 | &nbsp;&nbsp;OBX2026AHC2000160 | &nbsp;&nbsp;OBX2026AHC2000271 | &nbsp;&nbsp;OBX2026AHC2000378 | &nbsp;&nbsp;OBX2026AHC2000528 |
| &nbsp;&nbsp;OBX2026AHC2000059 | &nbsp;&nbsp;OBX2026AHC2000161 | &nbsp;&nbsp;OBX2026AHC2000274 | &nbsp;&nbsp;OBX2026AHC2000379 | &nbsp;&nbsp;OBX2026AHC2000531 |
| &nbsp;&nbsp;OBX2026AHC2000060 | &nbsp;&nbsp;OBX2026AHC2000162 | &nbsp;&nbsp;OBX2026AHC2000277 | &nbsp;&nbsp;OBX2026AHC2000380 | &nbsp;&nbsp;OBX2026AHC2000534 |
| &nbsp;&nbsp;OBX2026AHC2000062 | &nbsp;&nbsp;OBX2026AHC2000164 | &nbsp;&nbsp;OBX2026AHC2000279 | &nbsp;&nbsp;OBX2026AHC2000381 | &nbsp;&nbsp;OBX2026AHC2000535 |
| &nbsp;&nbsp;OBX2026AHC2000063 | &nbsp;&nbsp;OBX2026AHC2000165 | &nbsp;&nbsp;OBX2026AHC2000280 | &nbsp;&nbsp;OBX2026AHC2000386 | &nbsp;&nbsp;OBX2026AHC2000537 |
| &nbsp;&nbsp;OBX2026AHC2000064 | &nbsp;&nbsp;OBX2026AHC2000167 | &nbsp;&nbsp;OBX2026AHC2000282 | &nbsp;&nbsp;OBX2026AHC2000387 | &nbsp;&nbsp;OBX2026AHC2000543 |
| &nbsp;&nbsp;OBX2026AHC2000066 | &nbsp;&nbsp;OBX2026AHC2000169 | &nbsp;&nbsp;OBX2026AHC2000283 | &nbsp;&nbsp;OBX2026AHC2000389 | &nbsp;&nbsp;OBX2026AHC2000545 |
| &nbsp;&nbsp;OBX2026AHC2000069 | &nbsp;&nbsp;OBX2026AHC2000175 | &nbsp;&nbsp;OBX2026AHC2000284 | &nbsp;&nbsp;OBX2026AHC2000390 | &nbsp;&nbsp;OBX2026AHC2000549 |
| &nbsp;&nbsp;OBX2026AHC2000072 | &nbsp;&nbsp;OBX2026AHC2000179 | &nbsp;&nbsp;OBX2026AHC2000285 | &nbsp;&nbsp;OBX2026AHC2000391 | &nbsp;&nbsp;OBX2026AHC2000551 |
| &nbsp;&nbsp;OBX2026AHC2000073 | &nbsp;&nbsp;OBX2026AHC2000181 | &nbsp;&nbsp;OBX2026AHC2000286 | &nbsp;&nbsp;OBX2026AHC2000395 | &nbsp;&nbsp;OBX2026AHC2000553 |
| &nbsp;&nbsp;OBX2026AHC2000074 | &nbsp;&nbsp;OBX2026AHC2000183 | &nbsp;&nbsp;OBX2026AHC2000287 | &nbsp;&nbsp;OBX2026AHC2000396 | &nbsp;&nbsp;OBX2026AHC2000558 |
| &nbsp;&nbsp;OBX2026AHC2000076 | &nbsp;&nbsp;OBX2026AHC2000184 | &nbsp;&nbsp;OBX2026AHC2000289 | &nbsp;&nbsp;OBX2026AHC2000397 | &nbsp;&nbsp;OBX2026AHC2000563 |
| &nbsp;&nbsp;OBX2026AHC2000078 | &nbsp;&nbsp;OBX2026AHC2000186 | &nbsp;&nbsp;OBX2026AHC2000291 | &nbsp;&nbsp;OBX2026AHC2000398 | &nbsp;&nbsp;OBX2026AHC2000566 |
| &nbsp;&nbsp;OBX2026AHC2000079 | &nbsp;&nbsp;OBX2026AHC2000188 | &nbsp;&nbsp;OBX2026AHC2000293 | &nbsp;&nbsp;OBX2026AHC2000401 | &nbsp;&nbsp;OBX2026AHC2000577 |
| &nbsp;&nbsp;OBX2026AHC2000081 | &nbsp;&nbsp;OBX2026AHC2000190 | &nbsp;&nbsp;OBX2026AHC2000294 | &nbsp;&nbsp;OBX2026AHC2000402 | &nbsp;&nbsp;OBX2026AHC2000579 |
| &nbsp;&nbsp;OBX2026AHC2000082 | &nbsp;&nbsp;OBX2026AHC2000193 | &nbsp;&nbsp;OBX2026AHC2000295 | &nbsp;&nbsp;OBX2026AHC2000405 | &nbsp;&nbsp;OBX2026AHC2000588 |
| &nbsp;&nbsp;OBX2026AHC2000086 | &nbsp;&nbsp;OBX2026AHC2000194 | &nbsp;&nbsp;OBX2026AHC2000298 | &nbsp;&nbsp;OBX2026AHC2000407 | &nbsp;&nbsp;OBX2026AHC2000591 |
| &nbsp;&nbsp;OBX2026AHC2000087 | &nbsp;&nbsp;OBX2026AHC2000195 | &nbsp;&nbsp;OBX2026AHC2000299 | &nbsp;&nbsp;OBX2026AHC2000409 | &nbsp;&nbsp;OBX2026AHC2000592 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;OBX2026AHC2000089 | &nbsp;&nbsp;OBX2026AHC2000197 | &nbsp;&nbsp;OBX2026AHC2000300 | &nbsp;&nbsp;OBX2026AHC2000410 | &nbsp;&nbsp;OBX2026AHC2000593 |
| &nbsp;&nbsp;OBX2026AHC2000091 | &nbsp;&nbsp;OBX2026AHC2000200 | &nbsp;&nbsp;OBX2026AHC2000301 | &nbsp;&nbsp;OBX2026AHC2000412 | &nbsp;&nbsp;OBX2026AHC2000596 |
| &nbsp;&nbsp;OBX2026AHC2000092 | &nbsp;&nbsp;OBX2026AHC2000201 | &nbsp;&nbsp;OBX2026AHC2000302 | &nbsp;&nbsp;OBX2026AHC2000413 | &nbsp;&nbsp;OBX2026AHC2000599 |
| &nbsp;&nbsp;OBX2026AHC2000094 | &nbsp;&nbsp;OBX2026AHC2000206 | &nbsp;&nbsp;OBX2026AHC2000303 | &nbsp;&nbsp;OBX2026AHC2000415 | &nbsp;&nbsp;OBX2026AHC2000600 |
| &nbsp;&nbsp;OBX2026AHC2000096 | &nbsp;&nbsp;OBX2026AHC2000207 | &nbsp;&nbsp;OBX2026AHC2000307 | &nbsp;&nbsp;OBX2026AHC2000417 | &nbsp;&nbsp;OBX2026AHC2000601 |
| &nbsp;&nbsp;OBX2026AHC2000098 | &nbsp;&nbsp;OBX2026AHC2000208 | &nbsp;&nbsp;OBX2026AHC2000308 | &nbsp;&nbsp;OBX2026AHC2000421 | &nbsp;&nbsp;OBX2026AHC2000607 |
| &nbsp;&nbsp;OBX2026AHC2000104 | &nbsp;&nbsp;OBX2026AHC2000209 | &nbsp;&nbsp;OBX2026AHC2000314 | &nbsp;&nbsp;OBX2026AHC2000422 | &nbsp;&nbsp;OBX2026AHC2000616 |
| &nbsp;&nbsp;OBX2026AHC2000105 | &nbsp;&nbsp;OBX2026AHC2000213 | &nbsp;&nbsp;OBX2026AHC2000315 | &nbsp;&nbsp;OBX2026AHC2000424 |  |
| &nbsp;&nbsp;OBX2026AHC2000106 | &nbsp;&nbsp;OBX2026AHC2000586 | &nbsp;&nbsp;OBX2026AHC2000614 | &nbsp;&nbsp;OBX2026AHC2000612 |  |

---

If you have any questions, please contact Uriah Clavier at Uriah.Clavier@opuscmc.com

## Exhibit 99.01

**Exhibit 99.01 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **ALT ID** | **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| OBX2026AHC2000089 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 10:42 | 2026-05-29 14:42 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/05/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8950086 | N/A | N/A |
| OBX2026AHC2000089 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 14:43 | 2026-05-29 14:42 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 2 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/15/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/07/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. Secondary valuation product is not within tolerance - Due Diligence Vendor-05/05/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/15/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 9051324 | N/A | N/A |
| OBX2026AHC2000089 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 11:52 | 2026-05-05 14:58 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8952958 | Investor Post-Close | No |
| OBX2026AHC2000213 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 11:41 | 2026-05-06 14:23 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-05/06/2026 <br>Ready for Review-Document Uploaded. USA Patriot Act Information form with identification documents for both borrowers received. Uploaded to portal. - Buyer-05/05/2026 <br>Open-Missing Borrower Identification - Borrower 1. Patriot Act form is missing - Due Diligence Vendor-04/29/2026 |  | Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_Patriot Act b1 b2.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8952585 | N/A | N/A |
| OBX2026AHC2000213 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 11:41 | 2026-05-06 14:23 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 2 | Resolved-Borrower Identification - Borrower 2 provided. - Due Diligence Vendor-05/06/2026 <br>Ready for Review-Document Uploaded. USA Patriot Act Information form with identification documents for both borrowers received. Uploaded to portal. - Buyer-05/05/2026 <br>Open-Missing Borrower Identification - Borrower 2. Patriot Act form is missing - Due Diligence Vendor-04/29/2026 |  | Resolved-Borrower Identification - Borrower 2 provided. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_Patriot Act b1 b2.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8952586 | N/A | N/A |
| OBX2026AHC2000113 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 11:44 | 2026-05-22 12:32 | Resolved | 1 - Information | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Received evidence of Rate Lock. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-05/22/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/19/2026 <br>Open-Evidence of Rate Lock Missing Please provide evidence of rate lock as it is missing from loan file. Additional conditions may apply. - Due Diligence Vendor-05/04/2026 |  | Resolved-Received evidence of Rate Lock. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_ LOCK CONFIRMATION.pdf |  |  | XX | Primary Residence | Purchase | NA | 9026461 | N/A | N/A |
| OBX2026AHC2000274 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 09:36 | 2026-05-06 14:38 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Confirmed XX/XX/XXXX is a Holiday. Resolved. - Due Diligence Vendor-05/06/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/05/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The application date is XX/XX/XXXX; however, the initial disclosures were not provided until XX/XX/XXXX. Provide evidence the lender was not open for business on Saturday for purposes of disclosure timing. Additional conditions may apply. - Due Diligence Vendor-04/30/2026 <br> Open- - Due Diligence Vendor-04/30/2026 <br> Open- - Due Diligence Vendor-04/30/2026 <br> Open- - Due Diligence Vendor-04/30/2026 |  | Resolved-Confirmed XX/XX/XXXX is a Holiday. Resolved. - Due Diligence Vendor-05/06/2026 | XXXXXXXXXX_XXXXX_LOE.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8970531 | N/A | N/A |
| OBX2026AHC2000387 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 06:58 | 2026-05-18 10:24 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8943214 | N/A | N/A |
| OBX2026AHC2000387 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-07 15:55 | 2026-05-18 10:24 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/18/2026 <br>Open-FNMA CU scores provided indicated this loan had a score of 1; however, the CU report in the loan file shows the score as 999. An AVM needs to be ordered to confirm value or the FNMA report showing a score of 1 needs to be provided. - Due Diligence Vendor-05/07/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/07/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/18/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9093928 | N/A | N/A |
| OBX2026AHC2000387 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 10:37 | 2026-05-06 14:42 | Resolved | 1 - Information | Credit | Missing Doc | Missing Condo Questionnaire | Resolved-Confirmed per Freddie 2-4 unit exempt. Resolved. - Due Diligence Vendor-05/06/2026 <br>Ready for Review-Document Uploaded. FreddieMac guide 5701.7 guide uploaded to portal. Subject is a 4 unit condo project (exempt from review) - Buyer-05/05/2026 <br>Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply.<br> The AUS requires confirmation of project eligibility. The Condo Questionnaire is missing from the loan file. <br> - Due Diligence Vendor-04/29/2026 |  | Resolved-Confirmed per Freddie 2-4 unit exempt. Resolved. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_5701.7 guide.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8949920 | N/A | N/A |
| OBX2026AHC2000057 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 07:35 | 2026-05-06 15:46 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/06/2026 <br>Rescinded-BPO within tolerance - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  | Rescinded-BPO within tolerance - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 8943869 | Investor Post-Close | No |
| OBX2026AHC2000057 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 07:02 | 2026-05-06 15:20 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 8943266 | N/A | N/A |
| OBX2026AHC2000066 | XXXXXXX | XXXXXX |  |  | Seller | 2026-04-30 04:59 | 2026-05-27 09:32 | Counter | 3 - Material | Compliance | Mavent | Late: Amount | Counter-As written per Note, late fee of 5% ($XXX.XX) exceeds the XXXXXXX Mini-Code limit of the greater of $XX or 5%. Condition remains. - Due Diligence Vendor-05/27/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/21/2026 <br> Counter-The charge itself as written violates applicable law. The cited clause only dictates how to correct the violation. Condition maintained. - Due Diligence Vendor-05/11/2026 <br> Ready for Review-Hello, per Clause 5 of the note, "If applicable law sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits, then (a) any such loan charge will be reduced by the amount necessary to reduce the charge to the permitted limit, and (b) any sums already collected from me that exceeded permitted limits will be refunded to me." This establishes that a late charge may not exceed a statutory limit. - Buyer-05/08/2026 <br> Open-The late fee ($XXX.XX) exceeds the XXXXXXX Mini-Code limit of the greater of $XX or 5% ($9.99) of the overdue payment, but not to exceed $XXX. (Ala. Code 5-19-4(a) & 8-8-5. XXXXXX X XXXXXX XXXXXXXX XXX.,XXX XX XX XXX. XX XXXXX XXXXXX, XXX XX XX XXX) - Due Diligence Vendor-04/30/2026 <br> Open- - Due Diligence Vendor-05/04/2026 <br> Open- - Due Diligence Vendor-04/30/2026 <br> Open- - Due Diligence Vendor-04/30/2026 <br> Open- - Due Diligence Vendor-04/30/2026 |  |  | XXXXXXXXXX_XXXXX_Lender LOE.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8966297 | N/A | N/A |
| OBX2026AHC2000126 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 08:00 | 2026-05-27 10:44 | Resolved | 1 - Information | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Received letter of corrections and tracking, copy of refund check and PCCD. Resolved. - Due Diligence Vendor-05/27/2026 <br> Resolved- - Due Diligence Vendor-05/27/2026 <br> Open-. - Due Diligence Vendor-05/27/2026 <br> Open- - Due Diligence Vendor-05/27/2026 <br> Ready for Review-Document Uploaded. The Cure Package has been uploaded for your review. - Seller-05/19/2026 <br> Counter-XXXX is not including any state taxes in the finance charge. Starting XX/XX/XXXX, XXXXXXXXXX state requires an $XX "[Foreclosure Prevention Fee]. Per the documents referenced previously, an $XX fee was both disclosed and charged to the borrower ($XXX recording fees + $XX XX fee = $XXX charged on final CD). Additionally, the Structured Finance Association (SFA) TRID Grid 3.0 indicates that lender credits must be calculated by totaling specific and general credits against the actual closing costs to determine tolerance violations. TRID differentiates between specific lender credits (tied to a specific fee) and general lender credits (generic amount to reduce closing costs). General lender credits are applied to non PPFC first. The allocation of the credit must be documented with a breakdown or itemization stating where the general credit is to be applied or the CD corrected to state the credit is for a tolerance cure. Condition remains. - Due Diligence Vendor-05/11/2026 <br> Ready for Review-Hello, Per 1026.4 Comment 4(a)-5.ii, state taxes are not included in a finance charge as long as that fee or tax is imposed on the consumer rather than the creditor. It appears it was included with the recording fee on the Closing Disclosure. Recording Fees are not considered part of the finance charge.<br>Per the SFA TRID Guide, it is permissible to apply general lender credits against the finance charge. If the $XX general credit is allocated towards the finance charge, the net underdisclosure is $XX ($XXX.XX - $XX) which is less than the $XXX tolerance threshold.<br> - Buyer-05/08/2026 <br> Counter-Received a PCCD already reviewed. The Verification fee and XX foreclosure prevention fee were not included as PPFC in the lender calculation. The fee is typically included with the recording fee on CDs. The XX foreclosure prevention fee is a required fee and is showing as charged but excluded on the lender compliance report. The file contains a XX foreclosure prevention fee disclosure that states the fee is $XX and the final Settlement statement shows the fee as charged to the borrower. Condition remains. - Due Diligence Vendor-05/08/2026 <br> Ready for Review-Document Uploaded. Hello, the finance charge for computation of tolerance should be the finance charge provided with the final closing disclosure which is $XXX,XXX.XX The calculated finance charge on the post CD is below this, so the finance charge was accurately disclosed for good faith purposes. A XXXXXXXXXX Foreclosure Prevention Fee was not charged on this loan. - Buyer-05/06/2026 <br> Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) It appears the lender did not include the Verification Fee in the amount of $XXX.XX and the XXXXXXXXXX Foreclosure Prevention fee in the amount of $XX.XX in the calculation. <br> Provide Letter of Explanation, Proof of Restitution, Disclose Correct Information, and Proof of Delivery to Borrower. - Due Diligence Vendor-04/30/2026 <br> Open- - Due Diligence Vendor-05/05/2026 <br> Open- - Due Diligence Vendor-05/05/2026 <br> Open- - Due Diligence Vendor-05/05/2026 <br> Open- - Due Diligence Vendor-04/30/2026 <br> Open- - Due Diligence Vendor-04/30/2026 <br> Open- - Due Diligence Vendor-04/30/2026 | Ready for Review-Document Uploaded. The Cure Package has been uploaded for your review. - Seller-05/19/2026<br>| Resolved-Received letter of corrections and tracking, copy of refund check and PCCD. Resolved. - Due Diligence Vendor-05/27/2026<br>| XXXXXXXXXX_XXXXX_Post Closing Disclosure.pdf<br> XXXXXXXXXX_XXXXX_Final Closing Disclosure.pdf<br> XXXXXXXXXX_XXXXX _Cure Package.pdf |  |  | XX | Primary Residence | Purchase | NA | 8968260 | N/A | N/A |
| OBX2026AHC2000126 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 09:14 | 2026-05-11 10:32 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: Toolkit Missing or Incomplete | Resolved-RESPA: Toolkit provided. - Due Diligence Vendor-05/11/2026 <br>Ready for Review-Document Uploaded. Hello, please see the attached toolkit and tracking. - Buyer-05/08/2026 <br>Open-RESPA: Toolkit Missing or Incomplete. - Due Diligence Vendor-04/30/2026 |  | Resolved-RESPA: Toolkit provided. - Due Diligence Vendor-05/11/2026<br>| XXXXXXXXXX_XXXXX_Post Closing Disclosure.pdf<br> XXXXXXXXXX_XXXXX_Home Loan Toolkit.pdf |  |  | XX | Primary Residence | Purchase | NA | 8970074 | N/A | N/A |
| OBX2026AHC2000298 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 13:11 | 2026-05-28 15:40 | Acknowledged | 2 - Non-Material | Compliance | Right to Rescind | TILA: Incorrect NORTC model provided - H8 equal or after 7/5/2018 (non-material jurisdictions) | Acknowledged- - Due Diligence Vendor-05/28/2026 <br> Open-TILA: Incorrect NORTC model provided - H8 equal or after XX/XX/XXXX (non-material jurisdictions) Securitized Review: SFA Position - B exception grade for circuits in which there is no ruling.<br> - Due Diligence Vendor-04/29/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8955367 | N/A | N/A |
| OBX2026AHC2000298 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 12:56 | 2026-05-07 12:32 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/07/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8954899 | Investor Post-Close | No |
| OBX2026AHC2000298 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 12:07 | 2026-05-07 12:32 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8953378 | N/A | N/A |
| OBX2026AHC2000407 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 09:42 | 2026-05-29 14:48 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Secondary valuation product is not within tolerance, BPO re-ordered - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/30/2026 |  | Resolved-Secondary valuation product is not within tolerance, BPO re-ordered - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8970724 | N/A | N/A |
| OBX2026AHC2000407 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-06 07:44 | 2026-05-29 14:48 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 2 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/15/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/07/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. Secondary valuation product is not within tolerance - Due Diligence Vendor-05/06/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/06/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/15/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9061405 | N/A | N/A |
| OBX2026AHC2000407 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 10:12 | 2026-05-06 07:39 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/30/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8971486 | Investor Post-Close | No |
| OBX2026AHC2000063 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 05:32 | 2026-05-29 12:42 | Resolved | 1 - Information | Credit | Closing | Borrower 2 Photo ID is expired | Resolved-Lender provided B2 driver license with expiration date of XX/XX/XXXX. condition resolved. - Due Diligence Vendor-05/12/2026 <br> Resolved-Borrower 2 photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-05/12/2026 <br> Ready for Review-Document Uploaded. Copy of unexpired DL for B2 received. Uploaded to portal. - Buyer-05/12/2026 <br> Open-Borrower 2 photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. Borrower 2's ID in file is expired. Please provide current ID for B2. Additional conditions may apply. - Due Diligence Vendor-05/04/2026 |  | Resolved-Lender provided B2 driver license with expiration date of XX/XX/XXXX. condition resolved. - Due Diligence Vendor-05/12/2026 <br> Resolved-Borrower 2 photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-05/12/2026 | XXXXXXXXXX_XXXXX_current DL.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8966556 | N/A | N/A |
| OBX2026AHC2000247 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 07:00 | 2026-05-06 14:26 | Resolved | 1 - Information | Credit | Missing Doc | Missing Condo Questionnaire | Resolved-Per AUS condo questionnaire, not required. Resolved. - Due Diligence Vendor-05/06/2026 <br>Ready for Review-Document Uploaded. Property is a detached condo. A project review is not required for this detached property. Uploaded AUS/1008. - Buyer-05/05/2026 <br>Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply.<br> - Due Diligence Vendor-04/30/2026 |  | Resolved-Per AUS condo questionnaire, not required. Resolved. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_AUS and 1008.pdf |  |  | XX | Primary Residence | Purchase | NA | 8967465 | N/A | N/A |
| OBX2026AHC2000427 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:24 | 2026-05-07 15:04 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/01/2026 |  | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 9002066 | N/A | N/A |
| OBX2026AHC2000427 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 12:09 | 2026-05-06 07:53 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/01/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 9003023 | Investor Post-Close | No |
| OBX2026AHC2000266 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 06:17 | 2026-05-06 14:27 | Resolved | 1 - Information | Credit | Missing Doc | Missing Payoff Statement for prior loan | Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-05/06/2026 <br>Ready for Review-Document Uploaded. Payoff Statement. - Buyer-05/05/2026 <br>Open-Missing Payoff Statement for prior loan. - Due Diligence Vendor-04/30/2026 |  | Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_Payoff Statement.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8966976 | N/A | N/A |
| OBX2026AHC2000322 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 14:42 | 2026-05-07 15:05 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8958067 | N/A | N/A |
| OBX2026AHC2000322 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 15:28 | 2026-05-06 07:15 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8959169 | Investor Post-Close | No |
| OBX2026AHC2000443 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 10:03 | 2026-05-06 15:46 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Lender provided evidence thru Business Site that the business is closed on Saturdays. Condition resolved. - Due Diligence Vendor-05/06/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/06/2026 <br> Open- - Due Diligence Vendor-05/06/2026 <br> Open- - Due Diligence Vendor-05/06/2026 <br> Ready for Review-Document Uploaded. XX/XX/XXXX: Please see attached LOE indicating XXXXXX XXXX XXXXX, XXX XXX XXXXXXXXX XXXXXXXXX is closed for business on Saturday. This has been uploaded for your review. - Seller-05/05/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate is dated XX/XX/XXXX and the application date is XX/XX/XXXX. No Cure. - Due Diligence Vendor-05/05/2026 <br> Open- - Due Diligence Vendor-05/05/2026 | Ready for Review-Document Uploaded. XX/XX/XXXX: Please see attached LOE indicating XXXXX XXXXX XXXXX, XXX XXX XXXXXXXXX XXXXXXXX is closed for business on Saturday. This has been uploaded for your review. - Seller-05/05/2026 | Resolved-Lender provided evidence thru Business Site that the business is closed on Saturdays. Condition resolved. - Due Diligence Vendor-05/06/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_POD.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9043955 | N/A | N/A |
| OBX2026AHC2000443 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 10:03 | 2026-05-06 15:46 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-Lender provided evidence thru Business Site that the business is closed on Saturdays. Condition resolved. - Due Diligence Vendor-05/06/2026 <br> Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. - Due Diligence Vendor-05/06/2026 <br> Ready for Review-Document Uploaded. XX/XX/XXXX: Please see attached LOE indicating XXXXXX XXXX XXXXX, XXX XXX XXXXXXXXX XXXXXXXX is closed for business on Saturday. This has been uploaded for your review. - Seller-05/05/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. - Due Diligence Vendor-05/05/2026 | Ready for Review-Document Uploaded. XX/XX/XXXX: Please see attached LOE indicating XXXXX XXXXX XXXXX, XXX XXX XXXXXXXXX XXXXXXXX is closed for business on Saturday. This has been uploaded for your review. - Seller-05/05/2026 | Resolved-Lender provided evidence thru Business Site that the business is closed on Saturdays. Condition resolved. - Due Diligence Vendor-05/06/2026 <br>Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_POD.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9043946 | N/A | N/A |
| OBX2026AHC2000443 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 10:03 | 2026-05-06 15:42 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application | Acknowledged- - Due Diligence Vendor-05/06/2026 <br> Acknowledged-The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br> Open- - Due Diligence Vendor-05/06/2026 <br> Open- - Due Diligence Vendor-05/06/2026 <br> Acknowledged-The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/05/2026 <br> Open- - Due Diligence Vendor-05/05/2026 |  | Acknowledged-The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br> Acknowledged-The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/05/2026 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9043956 | Originator Pre-Close | No |
| OBX2026AHC2000190 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 09:35 | 2026-05-12 13:47 | Resolved | 1 - Information | Credit | Missing Doc | Missing Payoff Statement for prior loan | Resolved-Payoff Statement for prior loan provided. condition resolved - Due Diligence Vendor-05/12/2026 <br> Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-05/12/2026 <br> Ready for Review-Document Uploaded. The loan was funded and disbursed on XX/XX. We noticed that borrower paid the XXX payment after doc CD was issued. Payoff demand and FSS show UPB is decreased to $XXX,XXX.XX. The final and correct figures are reflected on the post CD. - Buyer-05/12/2026 <br> Counter-Received a payoff good through XX/XX/XXXX with an amount almost $XXXX lower than the amount paid to XXXXXX at closing. The subject closed XX/XX/XXXX and disbursed XX/XX/XXXX. Provide the correct payoff and/or the calculations that resulted in the increased final figure. The XXX loan statement principal balance is $XXX,XXX.XX and the payoff shows the next payment due is XX/XX. Additional conditions may apply. - Due Diligence Vendor-05/08/2026 <br> Ready for Review-Document Uploaded. Payoff statement received. Uploaded - Buyer-05/07/2026 <br> Open-Missing Payoff Statement for prior loan. Provide a legible copy of the XXXXXX #XXXX payoff letter matching the amount reflected on the final CD (or providing the per-diem calculation). - Due Diligence Vendor-04/30/2026 |  | Resolved-Payoff Statement for prior loan provided. condition resolved - Due Diligence Vendor-05/12/2026 <br>Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-05/12/2026<br>| XXXXXXXXXX_XXXXX_payoff statement.pdf<br> XXXXXXXXXX_XXXXX_payoff statement v1.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 8970515 | N/A | N/A |
| OBX2026AHC2000255 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 10:29 | 2026-05-06 16:37 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8949703 | N/A | N/A |
| OBX2026AHC2000255 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 10:39 | 2026-05-06 15:59 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8949980 | Investor Post-Close | No |
| OBX2026AHC2000179 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 12:40 | 2026-05-11 14:30 | Resolved | 1 - Information | Compliance | Missing Doc | FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete | Resolved-The lender provided the required documents. Condition resolved. - Due Diligence Vendor-05/11/2026 <br>Resolved-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure provided. - Due Diligence Vendor-05/11/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/11/2026 <br>Open-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/01/2026 |  | Resolved-The lender provided the required documents. Condition resolved. - Due Diligence Vendor-05/11/2026 <br>Resolved-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure provided. - Due Diligence Vendor-05/11/2026<br>| XXXXXXXXXX_XXXXX_Credit Score Disclosure.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9003821 | N/A | N/A |
| OBX2026AHC2000135 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 07:31 | 2026-05-01 07:49 | Acknowledged | 2 - Non-Material | Compliance | Right to Rescind | TILA: Incorrect NORTC model provided - H8 equal or after 7/5/2018 (non-material jurisdictions) | Acknowledged-TILA: Incorrect NORTC model provided - H8 equal or after XX/XX/XXXX (non-material jurisdictions) H-8 vs. H-9 used for same lender refinance. B exception grade for circuits in which there is no ruling. - Due Diligence Vendor-05/01/2026 |  | Acknowledged-TILA: Incorrect NORTC model provided - H8 equal or after XX/XX/XXXX (non-material jurisdictions) H-8 vs. H-9 used for same lender refinance. B exception grade for circuits in which there is no ruling. - Due Diligence Vendor-05/01/2026 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8995893 | Investor Post-Close | No |
| OBX2026AHC2000195 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 12:31 | 2026-05-27 13:08 | Resolved | 1 - Information | Compliance | Missing Doc | Loan Estimate disclosure is missing or incomplete | Resolved-Fees Detail Summary received for XX/XX/XXXX & XX/XX/XXXX LE. Resolved. - Due Diligence Vendor-05/27/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attached itemization for the LE dated XX/XX/XXXX. - Seller-05/26/2026 <br> Counter-Received breakdown with itemization for Initial LE (Issued XX/XX/XXXX). Please provide breakdown with itemization for Revised LE (Issued XX/XX/XXXX). Condition remains open. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attached itemization. - Seller-05/21/2026 <br> Counter-Without the Loan Estimate Addendum showing a difference of XXXX.XX, which is due to the title fees being listed separately on CDs, not LEs, also there was a change in the Doc Tax Stamp fees. condition remains. - Due Diligence Vendor-05/06/2026 <br> Ready for Review-5/5/2026: Per Regulations 1026.37(f)(5)(ii)(b) - An addendum to a form of disclosures prescribed by this section may be used for items described in paragraph (f)(3) of this section. If the creditor is not able to itemize all of the charges required to be disclosed in the number of lines provided by paragraph (f)(3)(ii), the remaining charges shall be disclosed as follows: - Disclose the remaining charges as an aggregate amount in the last line permitted under paragraph (f)(3)(ii), labeled "Additional Charges." - Seller-05/05/2026 <br> Open-Loan Estimate disclosure is missing or incomplete Missing the addendum for both Loan Estimates reflecting a breakout for the Additional Charges totaling $X,XXX.XX. - Due Diligence Vendor-05/04/2026 | Ready for Review-Document Uploaded. Hello, please see the attached itemization for the LE dated XX/XX/XXXX. - Seller-05/26/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attached itemization. - Seller-05/21/2026 <br> Ready for Review-5/5/2026: Per Regulations 1026.37(f)(5)(ii)(b) - An addendum to a form of disclosures prescribed by this section may be used for items described in paragraph (f)(3) of this section. If the creditor is not able to itemize all of the charges required to be disclosed in the number of lines provided by paragraph (f)(3)(ii), the remaining charges shall be disclosed as follows: - Disclose the remaining charges as an aggregate amount in the last line permitted under paragraph (f)(3)(ii), labeled "Additional Charges." - Seller-05/05/2026 | Resolved-Fees Detail Summary received for XX/XX/XXXX & XX/XX/XXXX LE. Resolved. - Due Diligence Vendor-05/27/2026 | XXXXXXXXXX_XXXXX_Fees Detail and Summary.pdf<br> XXXXXXXXXX_XXXXX_Fees Detail and Summary 3-2-26.pdf |  |  | XX | Primary Residence | Purchase | NA | 9027514 | N/A | N/A |
| OBX2026AHC2000195 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 13:59 | 2026-05-27 13:07 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Received HOA statement for XXXXXX XXXX XXXXXXXXX XXXXX. in the amount of $XXX/month. Used schedule E statement 1 for HOA verification. Resolved. - Due Diligence Vendor-05/27/2026 <br> Ready for Review-Document Uploaded. Lenders response and documents uploaded - Seller-05/26/2026 <br> Counter-HOA document provided does not match amount listed for REO 3C on Final 1003. Please confirm correct HOA dues for property. Condition remains open. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/20/2026 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements - Due Diligence Vendor-04/29/2026 | Ready for Review-Document Uploaded. Lenders response and documents uploaded - Seller-05/26/2026<br>| Resolved-Received HOA statement for XXXXXXX XXXX XXXXXXXXXX XXXXXX. in the amount of $XXX/month. Used schedule E statement 1 for HOA verification. Resolved. - Due Diligence Vendor-05/27/2026 | XXXXXXXXXX_XXXXX_HOA fee XXXXX XXXXXXXX.pdf<br> XXXXXXXXXX_XXXXX_HOA fee XXXXX XXXXXXXX.pdf<br> XXXXXXXXXX_XXXXX_HOA fee XXXXX XXXXXXXX v2.pdf |  |  | XX | Primary Residence | Purchase | NA | 8956598 | N/A | N/A |
| OBX2026AHC2000195 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 12:10 | 2026-05-27 13:06 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Resolved - Due Diligence Vendor-05/27/2026 <br> Open- - Due Diligence Vendor-05/27/2026 <br> Open- - Due Diligence Vendor-05/27/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attached itemization for the LE dated XX/XX/XXXX. - Seller-05/26/2026 <br> Counter-Received breakdown with itemization for Initial LE (Issued XX/XX/XXXX). Please provide breakdown with itemization for Revised LE (Issued XX/XX/XXXX). Condition remains open. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attached itemization. Please use this to set tolerances. - Seller-05/21/2026 <br> Counter-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Lender provided PCCD for XXX.XX cure, however in order to determined what fees are covered and difference between the LE and CD, we need the addendum of LE showing what the additional charges of $XXXX.XX covers. condition remains. - Due Diligence Vendor-05/06/2026 <br> Open- - Due Diligence Vendor-05/06/2026 <br> Ready for Review-Document Uploaded. 5/5/2026: There appears to be No 0% fee tolerance violation between the baseline disclosure and Post CD. See attached Initial LE and Post CD Showing $XXX credit for increase in closing costs above limit . Please provide clarification. - Seller-05/05/2026 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. This fee is in a (10%) tolerance section Lender tolerance cure of ($XX) is required - Due Diligence Vendor-04/29/2026 <br> Open- - Due Diligence Vendor-05/04/2026 <br> Open- - Due Diligence Vendor-05/04/2026 <br> Open- - Due Diligence Vendor-04/29/2026 <br> Open- - Due Diligence Vendor-04/29/2026 | Ready for Review-Document Uploaded. Hello, please see the attached itemization for the LE dated XX/XX/XXXX. - Seller-05/26/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attached itemization. Please use this to set tolerances. - Seller-05/21/2026 <br> Ready for Review-Document Uploaded. 5/5/2026: There appears to be No 0% fee tolerance violation between the baseline disclosure and Post CD. See attached Initial LE and Post CD Showing $XXX credit for increase in closing costs above limit . Please provide clarification. - Seller-05/05/2026 | Resolved-Resolved - Due Diligence Vendor-05/27/2026<br>| XXXXXXXXXX_XXXXX_PCCD.pdf<br> XXXXXXXXXX_XXXXX_LE.pdf<br> XXXXXXXXXX_XXXXX_Fees Detail and Summary.pdf<br> XXXXXXXXXX_XXXXX_Fees Detail and Summary 3-2-26.pdf |  |  | XX | Primary Residence | Purchase | NA | 8953415 | N/A | N/A |
| OBX2026AHC2000195 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 12:10 | 2026-05-27 13:06 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - Due Diligence Vendor-05/27/2026 <br> Open- - Due Diligence Vendor-05/27/2026 <br> Open- - Due Diligence Vendor-05/27/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attached itemization for the LE dated XX/XX/XXXX. - Seller-05/26/2026 <br> Counter-Received breakdown with itemization for Initial LE (Issued XX/XX/XXXX). Please provide breakdown with itemization for Revised LE (Issued XX/XX/XXXX). Condition remains open. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attached itemization. - Buyer-05/21/2026 <br> Counter-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Lender provided PCCD for XXX.XX cure, however in order to determined what fees are covered and difference between the LE and CD, we need the addendum of LE showing what the additional charges of $XXXX.XX covers. condition remains. - Due Diligence Vendor-05/06/2026 <br> Open- - Due Diligence Vendor-05/06/2026 <br> Ready for Review-Document Uploaded. 5/5/2026: There appears to be No 0% fee tolerance violation between the baseline disclosure and Post CD. See attached Initial LE and Post CD Showing $XXX credit for increase in closing costs above limit . Please provide clarification. - Seller-05/05/2026 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-04/29/2026 <br> Open- - Due Diligence Vendor-05/04/2026 <br> Open- - Due Diligence Vendor-05/04/2026 <br> Open- - Due Diligence Vendor-04/29/2026 <br> Open- - Due Diligence Vendor-04/29/2026 | Ready for Review-Document Uploaded. Hello, please see the attached itemization for the LE dated XX/XX/XXXX. - Seller-05/26/2026 <br> Ready for Review-Document Uploaded. 5/5/2026: There appears to be No 0% fee tolerance violation between the baseline disclosure and Post CD. See attached Initial LE and Post CD Showing $XXX credit for increase in closing costs above limit . Please provide clarification. - Seller-05/05/2026 | Resolved-Resolved - Due Diligence Vendor-05/27/2026<br>| XXXXXXXXXX_XXXXXPCCD.pdf<br> XXXXXXXXXX_XXXXX_LE.pdf<br> XXXXXXXXXX_XXXXX_Fees Detail and Summary.pdf<br> XXXXXXXXXX_XXXXX_Fees Detail and Summary 3-2-26.pdf |  |  | XX | Primary Residence | Purchase | NA | 8953416 | N/A | N/A |
| OBX2026AHC2000195 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 14:24 | 2026-05-27 11:16 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for REO1 | Resolved-Received HOA statement for XXXXXXX XXXX XXXXXXXXX XXXXX. in the amount of $XXX/month. Used schedule E statement 1 for HOA verification. Resolved. - Due Diligence Vendor-05/27/2026 <br> Ready for Review-Document Uploaded. Lenders response and documents uploaded - Buyer-05/26/2026 <br> Counter-HOA document provided does not match amount listed for REO 3C on Final 1003. Please confirm correct HOA dues for property. Condition remains open. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. HOA fee for XXXXX XXXXXXXX uploaded to portal. - Seller-05/18/2026 <br> Open-Missing Evidence of HOA Dues for REO1 In final 1003 section 3C property HOA document is missing in file. Additional condition may apply<br> - Due Diligence Vendor-04/29/2026 | Ready for Review-Document Uploaded. HOA fee for XXXXX XXXXXXXX uploaded to portal. - Seller-05/18/2026 | Resolved-Received HOA statement for XXXXXXX XXXX XXXXXXXXX XXXXX. in the amount of $XXX/month. Used schedule E statement 1 for HOA verification. Resolved. - Due Diligence Vendor-05/27/2026 | XXXXXXXXXX_XXXXX_HOA fee XXXXX XXXXXXXX.pdf<br> XXXXXXXXXX_XXXXX_HOA fee XXXXX XXXXXXXX v2.pdf |  |  | XX | Primary Residence | Purchase | NA | 8957482 | N/A | N/A |
| OBX2026AHC2000195 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 10:22 | 2026-05-07 14:26 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. A BPO is required as a secondary valuation. - Due Diligence Vendor-05/07/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/04/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9023857 | N/A | N/A |
| OBX2026AHC2000195 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 13:47 | 2026-05-05 15:18 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 8956277 | Investor Post-Close | No |
| OBX2026AHC2000465 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 07:11 | 2026-05-07 15:07 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/05/2026 |  | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9040746 | N/A | N/A |
| OBX2026AHC2000465 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 04:35 | 2026-05-06 08:01 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. 3rd Party Valuation Product Required--PIW exercised. AVM required. - Due Diligence Vendor-05/01/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8991529 | Investor Post-Close | No |
| OBX2026AHC2000132 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:02 | 2026-05-12 13:02 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application | Resolved-Lender provided The List of Settlement Service Providers Disclosure Date XX/XX/XXXX. condition resolved. - Due Diligence Vendor-05/12/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/12/2026 <br> Ready for Review-Document Uploaded. - Seller-05/12/2026 <br> Open- - Due Diligence Vendor-04/29/2026 <br> Open-The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) . - Due Diligence Vendor-04/29/2026 <br> Open- - Due Diligence Vendor-04/29/2026 | Ready for Review-Document Uploaded. - Seller-05/12/2026<br>| Resolved-Lender provided The List of Settlement Service Providers Disclosure Date XX/XX/XXXX. condition resolved. - Due Diligence Vendor-05/12/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/12/2026 | XXXXXXXXXX_XXXXX_Settlement service provider.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8946137 | N/A | N/A |
| OBX2026AHC2000132 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:02 | 2026-05-12 13:01 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Lender provided initial LE dated XX/XX/XXXX. condition resolved. - Due Diligence Vendor-05/12/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/12/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/12/2026 <br> Open- - Due Diligence Vendor-04/29/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate is dated XX/XX/XXXX and the application date is XX/XX/XXXX - Due Diligence Vendor-04/29/2026 <br> Open- - Due Diligence Vendor-04/29/2026 |  | Resolved-Lender provided initial LE dated XX/XX/XXXX. condition resolved. - Due Diligence Vendor-05/12/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/12/2026 | XXXXXXXXXX_XXXXX_Loan Estimate.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8946134 | N/A | N/A |
| OBX2026AHC2000132 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:02 | 2026-05-12 13:00 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-The Homeownership Counseling Organization Disclosure dated XX/XX/XXXX, which correlated with the initial disclosures. condition resolved. - Due Diligence Vendor-05/12/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/12/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/12/2026 <br> Open- - Due Diligence Vendor-04/29/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-04/29/2026 <br> Open- - Due Diligence Vendor-04/29/2026 |  | Resolved-The Homeownership Counseling Organization Disclosure dated XX/XX/XXXX, which correlated with the initial disclosures. condition resolved. - Due Diligence Vendor-05/12/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/12/2026 | XXXXXXXXXX_XXXXX_Homeownership counsel.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8946132 | N/A | N/A |
| OBX2026AHC2000132 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:44 | 2026-05-12 12:59 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-Lender provided evidence appraisal disclosure was provided on timely fashion, condition resolved. - Due Diligence Vendor-05/12/2026 <br>Ready for Review-Document Uploaded. - Seller-05/12/2026 <br>Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. Appraisal Disclosure is not within three business days of Application Date - Due Diligence Vendor-04/29/2026 | Ready for Review-Document Uploaded. - Seller-05/12/2026<br>| Resolved-Lender provided evidence appraisal disclosure was provided on timely fashion, condition resolved. - Due Diligence Vendor-05/12/2026<br>| XXXXXXXXXX_XXXXX_Appraisal disc.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8947856 | N/A | N/A |
| OBX2026AHC2000132 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:42 | 2026-05-07 15:08 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/05/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/05/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/05/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8947736 | N/A | N/A |
| OBX2026AHC2000132 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:44 | 2026-05-05 15:02 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8947857 | Investor Post-Close | No |
| OBX2026AHC2000307 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 16:55 | 2026-05-06 16:30 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/04/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9032876 | Investor Post-Close | No |
| OBX2026AHC2000307 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 16:47 | 2026-05-06 16:27 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/04/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9032825 | N/A | N/A |
| OBX2026AHC2000200 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:56 | 2026-05-05 15:23 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 8948401 | Investor Post-Close | No |
| OBX2026AHC2000200 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:37 | 2026-05-05 15:23 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Secondary valuation supports within 10%, PIW grading applies - Due Diligence Vendor-05/05/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/05/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-Secondary valuation supports within 10%, PIW grading applies - Due Diligence Vendor-05/05/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 8947486 | N/A | N/A |
| OBX2026AHC2000005 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 09:40 | 2026-05-22 10:52 | Resolved | 1 - Information | Compliance | Disclosure | TX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure is missing | Resolved-Acknowledgment of Fair Market Value disclosure provided. condition resolved - Due Diligence Vendor-05/06/2026 <br> Resolved-Acknowledgment of Fair Market Value disclosure provided. - Due Diligence Vendor-05/06/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/05/2026 <br> Open-XX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure is missing. - Due Diligence Vendor-04/30/2026 |  | Resolved-Acknowledgment of Fair Market Value disclosure provided. condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-Acknowledgment of Fair Market Value disclosure provided. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_Fair Market Value Disclosure.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8970670 | N/A | N/A |
| OBX2026AHC2000386 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 10:30 | 2026-05-06 07:32 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/01/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9000427 | Investor Post-Close | No |
| OBX2026AHC2000017 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 16:35 | 2026-05-07 07:12 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. condition resolved. - Due Diligence Vendor-05/07/2026 <br>Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. - Due Diligence Vendor-05/07/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/06/2026 <br>Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date <> is not within three business days of Application Date <>. - Due Diligence Vendor-04/29/2026 |  | Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. condition resolved. - Due Diligence Vendor-05/07/2026 <br>Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_POD Appraisal.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8960659 | N/A | N/A |
| OBX2026AHC2000016 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 07:22 | 2026-05-06 13:14 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-Lender provided disclosure tracker to show proof of appraisal was delivered electronically to the borrower. Condition resolved. - Due Diligence Vendor-05/06/2026 <br>Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-05/06/2026 <br>Ready for Review-Document Uploaded. Hello, please see the attached proof of delivery. - Buyer-05/05/2026 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-05/01/2026 |  | Resolved-Lender provided disclosure tracker to show proof of appraisal was delivered electronically to the borrower. Condition resolved. - Due Diligence Vendor-05/06/2026 <br>Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_Proof of Appraisal Delivery.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8995772 | N/A | N/A |
| OBX2026AHC2000058 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:54 | 2026-05-07 07:54 | Resolved | 1 - Information | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-Lender provided PCCD to show to correct closing date and disbursement compliance with the right to recission. condition resolved. - Due Diligence Vendor-05/07/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/07/2026 <br> Open- - Due Diligence Vendor-05/07/2026 <br> Ready for Review-Document Uploaded. - Seller-05/06/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open-The loan disbursement date (XX/XX/XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 | Ready for Review-Document Uploaded. - Seller-05/06/2026<br>| Resolved-Lender provided PCCD to show to correct closing date and disbursement compliance with the right to recission. condition resolved. - Due Diligence Vendor-05/07/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_PCCD.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 9002682 | N/A | N/A |
| OBX2026AHC2000058 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:54 | 2026-05-07 07:36 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application | Resolved-Lender provided Lender Attestion that the business is closed on Saturday. Condition resolved. - Due Diligence Vendor-05/07/2026 <br> Resolved- - Due Diligence Vendor-05/07/2026 <br> Ready for Review-Document Uploaded. - Seller-05/06/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open-The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 | Ready for Review-Document Uploaded. - Seller-05/06/2026<br>| Resolved-Lender provided Lender Attestion that the business is closed on Saturday. Condition resolved. - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_Lender Attestation.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 9002681 | N/A | N/A |
| OBX2026AHC2000058 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:54 | 2026-05-07 07:36 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Lender provided Lender Attestion that the business is closed on Saturday. Condition resolved. - Due Diligence Vendor-05/07/2026 <br> Resolved- - Due Diligence Vendor-05/07/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/06/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 |  | Resolved-Lender provided Lender Attestion that the business is closed on Saturday. Condition resolved. - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_Lender Attestation.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 9002674 | N/A | N/A |
| OBX2026AHC2000058 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:54 | 2026-05-07 07:36 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Lender provided Lender Attestion that the business is closed on Saturday. Condition resolved. - Due Diligence Vendor-05/07/2026 <br> Resolved- - Due Diligence Vendor-05/07/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/06/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 |  | Resolved-Lender provided Lender Attestion that the business is closed on Saturday. Condition resolved. - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_Lender Attestation.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 9002673 | N/A | N/A |
| OBX2026AHC2000455 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 13:38 | 2026-05-07 15:13 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/04/2026 |  | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 9028963 | N/A | N/A |
| OBX2026AHC2000455 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 07:31 | 2026-05-07 08:12 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. - Due Diligence Vendor-05/07/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/06/2026 <br>Open-Privacy Notice Required - Missing or Incomplete. Privacy Notice document is missing. - Due Diligence Vendor-05/01/2026 |  | Resolved-Privacy Notice provided. - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_Privacy Notice.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8995886 | N/A | N/A |
| OBX2026AHC2000455 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 09:11 | 2026-05-06 07:57 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. LOAN APPROVED WITH APPRAISAL WAIVER, PIW GRADING APPLIES - Due Diligence Vendor-05/01/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8997874 | Investor Post-Close | No |
| OBX2026AHC2000130 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 08:30 | 2026-05-18 08:03 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for REO1 | Resolved-Lender provided HOA statement for REO1 XXXX XXXXXXXX XXXXX. Condition resolved - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Uploaded evidence of HOA for XXXX XXXXXXXX XX. - Seller-05/14/2026 <br> Open-Missing Evidence of HOA Dues for REO1 Missing evidence of HOA dues for investment property located at XXXX XXXXXXXX XX. - Due Diligence Vendor-05/05/2026 | Ready for Review-Document Uploaded. Uploaded evidence of HOA for XXXX XXXXXXXX XX. - Seller-05/14/2026 | Resolved-Lender provided HOA statement for REO1 XXXX XXXXXXX XXXXX. Condition resolved - Due Diligence Vendor-05/18/2026 | XXXXXXXXXX_XXXXX_HOA.pdf |  |  | XX | Primary Residence | Purchase | NA | 9041901 | N/A | N/A |
| OBX2026AHC2000130 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 08:21 | 2026-05-18 08:03 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Lender provided updated gift letter to show $XXXXXX received from spouse. Condition resolved. - Due Diligence Vendor-05/18/2026 <br> Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Uploaded gift letter ($XXX,XXX). - Seller-05/14/2026 <br> Counter-Lender provided proof of XXX was a withdrawal with bank statement; however still need updated Gift Letter to show XXX,XXX instead of XXX,XXX since this was amount received. Condition remains. - Due Diligence Vendor-05/12/2026 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements 1) Gift letter shows the incorrect amount provided, gift letter reads $XXX,XXX, while the amount received is $XXX,XXX. <br> 2) Additionally, the $XX,XXX deposit from XXXXXXX XXXXXX into the XXXXX XXXX account needs to be sourced. - Due Diligence Vendor-05/05/2026 | Ready for Review-Document Uploaded. Uploaded gift letter ($XXX,XXX). - Seller-05/14/2026 | Resolved-Lender provided updated gift letter to show $XXXXXX received from spouse. Condition resolved. - Due Diligence Vendor-05/18/2026 <br> Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/18/2026 | XXXXXXXXXX_XXXXX_Gift Letter.pdf |  |  | XX | Primary Residence | Purchase | NA | 9041729 | N/A | N/A |
| OBX2026AHC2000130 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 08:27 | 2026-05-18 08:02 | Resolved | 1 - Information | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Does Not Meet Guideline Requirements Lender provided updated gift letter to show $XXXXXX received from spouse. Condition resolved. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Uploaded gift letter ($XXX,XXX). - Buyer-05/14/2026 <br> Counter-Lender provided proof of XXX was a withdrawal with bank statement; however still need updated Gift Letter to show XXX,XXX instead of XXX,XXX since this was amount received. Condition remains. - Due Diligence Vendor-05/12/2026 <br> Ready for Review-Document Uploaded. The $XX,XXX was not a deposit from XXXXXXX XXXXXX. It was a withdraw from XXXXX acct to XXXXXX. Uploaded statement. - Buyer-05/11/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements 1) Gift letter shows the incorrect amount provided, gift letter reads $XXX,XXX, while the amount received is $XXX,XXX. <br> 2) Additionally, the $XX,XXX deposit from XXXXXXX XXXXXX into the XXXXX XXXX account needs to be sourced. - Due Diligence Vendor-05/05/2026 |  | Resolved-Asset Qualification Does Not Meet Guideline Requirements Lender provided updated gift letter to show $XXXXXX received from spouse. Condition resolved. - Due Diligence Vendor-05/18/2026 | XXXXXXXXXX_XXXXX_Bank Statement.pdf<br> XXXXXXXXXX_XXXXX_Gift Letter.pdf |  |  | XX | Primary Residence | Purchase | NA | 9041845 | N/A | N/A |
| OBX2026AHC2000130 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 12:11 | 2026-05-06 13:54 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-Privacy Notice provided. - Due Diligence Vendor-05/06/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/05/2026 <br>Open-Privacy Notice Required - Missing or Incomplete. - Due Diligence Vendor-05/04/2026 |  | Resolved-Privacy Notice provided condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-Privacy Notice provided. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_Privacy Disclosure.pdf |  |  | XX | Primary Residence | Purchase | NA | 9027030 | N/A | N/A |
| OBX2026AHC2000064 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 08:40 | 2026-05-07 08:10 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-Lender provided paystub dated within 15 days of the Note, which is acceptable per FNMA. condition resolved. - Due Diligence Vendor-05/07/2026 <br> Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-05/07/2026 <br> Ready for Review-Document Uploaded. Uploaded Paystub dated XX/XX/XXXX that meets FNMA B3-3.1-04. Verbal verification of employment requirements. Uploaded FNMA guideline as well. - Seller-05/06/2026 <br> Open-ATR Risk - Employment validation/verification standards do not meet requirements Borrower 1 3rd Party VOE Prior to Close Missing. - Due Diligence Vendor-05/05/2026 | Ready for Review-Document Uploaded. Uploaded Paystub dated XX/XX/XXXX that meets FNMA B3-3.1-04. Verbal verification of employment requirements. Uploaded FNMA guideline as well. - Seller-05/06/2026 | Resolved-Lender provided paystub dated within 15 days of the Note, which is acceptable per FNMA. condition resolved. - Due Diligence Vendor-05/07/2026 <br>Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_VVOE.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 9042168 | N/A | N/A |
| OBX2026AHC2000064 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 06:01 | 2026-05-07 08:10 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Lender provided paystub dated within 15 days of the Note, which is acceptable per FNMA. condition resolved. - Due Diligence Vendor-05/07/2026 <br> Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/07/2026 <br> Ready for Review-Document Uploaded. Uploaded Paystub dated XX/XX/XXXX that meets FNMA B3-3.1-04 Verbal verification of employment requirements. Uploaded FNMA guideline as well. - Buyer-05/06/2026 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing. - Due Diligence Vendor-05/01/2026 |  | Resolved-Lender provided paystub dated within 15 days of the Note, which is acceptable per FNMA. condition resolved. - Due Diligence Vendor-05/07/2026 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_VVOE.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8994817 | N/A | N/A |
| OBX2026AHC2000064 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 06:58 | 2026-05-07 08:08 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-E-Consent documentation for borrower(s) provided. condition resolved. - Due Diligence Vendor-05/07/2026 <br>Resolved-E-Consent documentation for borrower(s) provided. - Due Diligence Vendor-05/07/2026 <br>Ready for Review-Document Uploaded. - Seller-05/05/2026 <br>Open-E-Consent documentation is missing for borrower(s). - Due Diligence Vendor-05/01/2026 | Ready for Review-Document Uploaded. - Seller-05/05/2026<br>| Resolved-E-Consent documentation for borrower(s) provided. condition resolved. - Due Diligence Vendor-05/07/2026 <br>Resolved-E-Consent documentation for borrower(s) provided. - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_E-Sign Consent.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8995472 | N/A | N/A |
| OBX2026AHC2000134 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 14:11 | 2026-05-05 15:10 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/01/2026 |  | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 9005666 | Investor Post-Close | No |
| OBX2026AHC2000233 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 15:25 | 2026-05-29 14:15 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-05/29/2026 <br> Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Lender provided explanation for $X and XXX.XX, this is the estimated tax on New construction. On the property tax entered new Construction-est XXXX\*1.5% = XXX.XX, condition resolved. - Due Diligence Vendor-05/15/2026 <br> Ready for Review-Document Uploaded. Response from CL received stating that the monthly $XXX in other payment is the estimated tax on a new construction. Uploaded to portal. - Seller-05/13/2026 <br> Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Require document to verify the other Payment of $XXX reflects in the documents such as 1003, 1008 and AUS. - Due Diligence Vendor-05/01/2026 | Ready for Review-Document Uploaded. Response from CL received stating that the monthly $XXX in other payment is the estimated tax on a new construction. Uploaded to portal. - Seller-05/13/2026 | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-05/29/2026 <br> Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Lender provided explanation for $X andXXX.XXX, this is the estimated tax on New construction. On the property tax entered new Construction-est XXXX\*1.5% = XXX.XX, condition resolved. - Due Diligence Vendor-05/15/2026 | XXXXXXXXXX_XXXXX_Appraisal Delivery.pdf<br> XXXXXXXXXX_XXXXX_other payments.pdf |  |  | XX | Primary Residence | Purchase | NA | 9008527 | N/A | N/A |
| OBX2026AHC2000233 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 10:13 | 2026-05-28 16:37 | Resolved | 1 - Information | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-BPO completed XX/XXXX confirmed sod installed. - Due Diligence Vendor-05/28/2026 <br> Open-Primary Value Subject Property Appraisal is not on an As-Is Basis Require subject property appraisal completion report with status as "As is". The loan file contains an escrow holdback agreement for landscaping. - Due Diligence Vendor-05/01/2026 |  | Resolved-BPO completed XX/XXXX confirmed sod installed. - Due Diligence Vendor-05/28/2026 |  |  |  | XX | Primary Residence | Purchase | NA | 8999751 | N/A | N/A |
| OBX2026AHC2000233 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:06 | 2026-05-28 16:35 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/28/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. Missing 442 confirming property is "As-Is" - Due Diligence Vendor-05/01/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/28/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9001669 | N/A | N/A |
| OBX2026AHC2000233 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 15:39 | 2026-05-15 15:26 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Lender provided explanation for $X and XXX.XX, this is the estimated tax on New construction. On the property tax entered new Construction-est XXXX\*1.5% = XXX.XX, condition resolved. - Due Diligence Vendor-05/15/2026 <br> Ready for Review-Document Uploaded. Response from CL received stating that the monthly $XXX in other payment is the estimated tax on a new construction. Uploaded to portal. - Buyer-05/13/2026 <br> Open-Require supporting document to verify the monthly payment of $XXX for the subject property as per 1003, AUS and 1008. - Due Diligence Vendor-05/01/2026 |  | Resolved-Lender provided explanation for $X and XXX.XX, this is the estimated tax on New construction. On the property tax entered new Construction-est XXXX\*1.5% = XXX.XX, condition resolved. - Due Diligence Vendor-05/15/2026 | XXXXXXXXXX_XXXXX_other payments.pdf<br> XXXXXXXXXX_XXXXX_Appraisal Delivery.pdf |  |  | XX | Primary Residence | Purchase | NA | 9008726 | N/A | N/A |
| OBX2026AHC2000233 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 10:36 | 2026-05-15 15:12 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-05/15/2026 <br> Ready for Review-Document Uploaded. Hello, per the seller the appraisal was not necessary due to the value remaining the same on the update. - Buyer-05/14/2026 <br> Counter-The electronic delivery to client is dated XX/XX/XXXX which is prior to the Date of the signature and report date of XX/XX/XXXX. Condition remains. - Due Diligence Vendor-05/11/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attached confirmation of appraisal delivery. - Seller-05/11/2026 <br> Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-05/01/2026 | Ready for Review-Document Uploaded. Hello, please see the attached confirmation of appraisal delivery. - Seller-05/11/2026<br>| Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-05/15/2026<br>| XXXXXXXXXX_XXXXX_Appraisal LOX.pdf |  |  | XX | Primary Residence | Purchase | NA | 9000583 | N/A | N/A |
| OBX2026AHC2000152 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:16 | 2026-05-05 15:14 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9001879 | Investor Post-Close | No |
| OBX2026AHC2000398 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 10:45 | 2026-05-28 15:38 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged- - Due Diligence Vendor-05/28/2026 <br> Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. - Due Diligence Vendor-05/01/2026 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 9001065 | Investor Post-Close | No |
| OBX2026AHC2000398 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 14:08 | 2026-05-28 15:38 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/28/2026 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/04/2026 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 9029444 | Investor Post-Close | No |
| OBX2026AHC2000072 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:20 | 2026-05-11 08:25 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received verification of payment. - Due Diligence Vendor-05/11/2026 <br> Ready for Review-Document Uploaded.XXXX report page 39 (UDM) reflect the account balance and payment. Uploaded - Buyer-05/07/2026 <br> Open-The supporting document to verify the payment of #XXXX is missing. - Due Diligence Vendor-05/01/2026 |  | Resolved-Received verification of payment. - Due Diligence Vendor-05/11/2026<br>| XXXXXXXXXX_XXXXX_UDM see pg 39.pdf |  |  | XX | Primary Residence | Purchase | NA | 9001995 | N/A | N/A |
| OBX2026AHC2000303 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 11:37 | 2026-05-07 15:18 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. Loan approved with a PIW, a secondary valuation product is not in the loan file. Additional conditions may apply upon receipt. - Due Diligence Vendor-05/04/2026 |  | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 9026300 | N/A | N/A |
| OBX2026AHC2000303 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 12:52 | 2026-05-06 07:21 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/01/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 9004017 | Investor Post-Close | No |
| OBX2026AHC2000421 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 07:29 | 2026-05-10 21:11 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. - Due Diligence Vendor-05/11/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/07/2026 <br>Open-Privacy Notice Required - Missing or Incomplete. Privacy Notice is Missing - Due Diligence Vendor-05/01/2026 |  | Resolved-Privacy Notice provided. - Due Diligence Vendor-05/11/2026<br>| XXXXXXXXXX_XXXXX_PrivacyPolicy.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8995869 | N/A | N/A |
| OBX2026AHC2000239 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 13:09 | 2026-05-11 09:57 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: Toolkit Missing or Incomplete | Resolved-RESPA: Toolkit provided. - Due Diligence Vendor-05/11/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/08/2026 <br>Open-RESPA: Toolkit Missing or Incomplete. - Due Diligence Vendor-05/01/2026 |  | Resolved-RESPA: Toolkit provided. - Due Diligence Vendor-05/11/2026<br>| XXXXXXXXXX_XXXXX_Receipt toolkit booklet.pdf |  |  | XX | Primary Residence | Purchase | NA | 9004447 | N/A | N/A |
| OBX2026AHC2000239 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:17 | 2026-05-05 15:30 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/01/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/01/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9001928 | Investor Post-Close | No |
| OBX2026AHC2000144 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 16:46 | 2026-05-18 12:03 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged- - Due Diligence Vendor-05/18/2026 <br> Counter-Received verification that the appraisal was delivered XX/XX/XXXX, however, the appraisal was not signed until XX/XX/XXXX. Provide verification that the final appraisal signed XX/XX/XXXX was provided to the borrower. - Due Diligence Vendor-05/11/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/08/2026 <br> Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. - Due Diligence Vendor-05/05/2026 |  |  | XXXXXXXXXX_XXXXX_Appraisal POD.pdf |  |  | XX | Primary Residence | Purchase | NA | 9053790 | Investor Post-Close | No |
| OBX2026AHC2000397 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 10:44 | 2026-05-07 15:23 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/01/2026 |  | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9000989 | N/A | N/A |
| OBX2026AHC2000397 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 10:52 | 2026-05-06 07:36 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/01/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9001322 | Investor Post-Close | No |
| OBX2026AHC2000430 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 06:44 | 2026-05-10 19:51 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 2 | Resolved-Borrower Identification - Borrower 2 provided. - Due Diligence Vendor-05/11/2026 <br>Ready for Review-Document Uploaded. USA Patriot Act Information form with identification documents for both borrowers received. Uploaded - Buyer-05/07/2026 <br>Open-Missing Borrower Identification - Borrower 2. Missing Borrower Identification - Borrower 2 - Due Diligence Vendor-05/01/2026 |  | Resolved-Borrower Identification - Borrower 2 provided. - Due Diligence Vendor-05/11/2026<br>| XXXXXXXXXX_XXXXX_ patriot act b1 and b2.pdf |  |  | XX | Primary Residence | Purchase | NA | 8995298 | N/A | N/A |
| OBX2026AHC2000430 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 06:44 | 2026-05-10 19:51 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-05/11/2026 <br>Ready for Review-Document Uploaded. USA Patriot Act Information form with identification documents for both borrowers received. Uploaded - Buyer-05/07/2026 <br>Open-Missing Borrower Identification - Borrower 1. Borrower 1 ID missing - Due Diligence Vendor-05/01/2026 |  | Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-05/11/2026<br>| XXXXXXXXXX_XXXXX_ patriot act b1 and b2.pdf |  |  | XX | Primary Residence | Purchase | NA | 8995297 | N/A | N/A |
| OBX2026AHC2000430 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:45 | 2026-05-10 19:51 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-05/11/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/07/2026 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. Appraisal Disclosure Missing - Due Diligence Vendor-05/01/2026 |  | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-05/11/2026<br>| XXXXXXXXXX_XXXXX_ Appraisal Tracking-POD.pdf |  |  | XX | Primary Residence | Purchase | NA | 9002456 | N/A | N/A |
| OBX2026AHC2000139 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:17 | 2026-05-06 17:03 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/01/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9001903 | Investor Post-Close | No |
| OBX2026AHC2000139 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 15:33 | 2026-05-06 17:02 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/04/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9031194 | N/A | N/A |
| OBX2026AHC2000006 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 10:19 | 2026-05-07 15:05 | Resolved | 1 - Information | Credit | Assets | Asset 6 Does Not Meet Guideline Requirements | Resolved-Asset 6 Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-05/07/2026 <br> Ready for Review-Document Uploaded. Gift Funds - Buyer-05/06/2026 <br> Open-Asset 6 Does Not Meet Guideline Requirements Missing verification of $XX,XXXtransfer gift from donor's account.&nbsp;&nbsp;&nbsp;&nbsp; - Due Diligence Vendor-05/04/2026 |  | Resolved-Asset 6 Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_Gift Funds.pdf |  |  | XX | Primary Residence | Purchase | NA | 9023817 | N/A | N/A |
| OBX2026AHC2000006 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 10:19 | 2026-05-07 15:05 | Resolved | 1 - Information | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/07/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-05/07/2026 <br> Ready for Review-Document Uploaded. Gift funds - Buyer-05/06/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Missing verification of $XX,XXX transfer gift from donor's account.&nbsp;&nbsp;&nbsp;&nbsp; - Due Diligence Vendor-05/04/2026 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_Gift Funds.pdf |  |  | XX | Primary Residence | Purchase | NA | 9023818 | N/A | N/A |
| OBX2026AHC2000339 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:37 | 2026-05-07 15:24 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8947490 | N/A | N/A |
| OBX2026AHC2000339 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:44 | 2026-05-07 08:42 | Resolved | 1 - Information | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Lender provided Itemization of finance charge the Lender paid. condition resolved. - Due Diligence Vendor-05/07/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/07/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attached Itemization of Credits. The Per Diem Interest was overstated on the final Closing Disclosure. Additionally, per the SFA Compliance Guide Consideration 13, "At the client request, the TPR firm can apply the general credits, whether lender or seller as follows: 1) allocate to finance charges first, or 2) allocate against specific fee(s) based on an itemization, LOS Screen print, or other means of documenting the allocationAlthough both allocation methods are considered permissible and will impact the finance charge evaluations, neither one will warrant a separate exception identifying the methodology employed. (Clients can opt to have an exception cited as EVB)For purposes of QM points and fees, high cost, and other anti-predatory lending points and fees tests, TPR firm will accept a separate itemization of credits document to apply credits reflected as general/lump sum credits on the CD. If there is no document itemizing credits, the most conservative waterfall will be used to allocate credits. Generally: 1) Non-finance charge that are NOT QM/high cost/APL 2) Finance charges that are NOT QM/high cost/APL points and fees 3) QM/high cost/APL points and fees (using most conservative application)". As such, the general lender credit can be allocated against fees included in the finance charge. This has the effect of reducing the finance charge required to be disclosed. The application of this credit is sufficient to remove the tolerance violation. - Buyer-05/06/2026 <br> Open- - Due Diligence Vendor-05/02/2026 <br> Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) - Due Diligence Vendor-04/29/2026 <br> Open- - Due Diligence Vendor-04/29/2026 |  | Resolved-Lender provided Itemization of finance charge the Lender paid. condition resolved. - Due Diligence Vendor-05/07/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/07/2026<br>| XXXXXXXXXX_XXXXX_Itemization.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8947887 | N/A | N/A |
| OBX2026AHC2000339 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 10:08 | 2026-05-06 07:10 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8948715 | Investor Post-Close | No |
| OBX2026AHC2000412 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 14:59 | 2026-05-18 11:56 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/18/2026 <br> Waived- - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Hello, the effective date of the report is XX/XX per the signature on the appraisal. The appraisal was provided to the borrower after the effective date of the appraisal. The SSR data does not include any material changes. Can this finding be waived. - Buyer-05/13/2026 <br> Counter-The electronic appraisal delivery to client in file is dated XX/XX/XXXX which is prior to the Date of the signature and report date of XX/XX/XXXX. Condition remains. - Due Diligence Vendor-05/11/2026 <br> Ready for Review-Hello, the highlighted date on the UCDP does not pull from the effective date of the appraisal. That is the date the updated report was submitted to UCDP. <br> - Buyer-05/11/2026 <br> Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. - Due Diligence Vendor-05/01/2026 |  | Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/18/2026 <br>Waived- - Due Diligence Vendor-05/18/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9006533 | Originator Post-Close | No |
| OBX2026AHC2000019 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 16:47 | 2026-05-06 13:47 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. condition resolved. - Due Diligence Vendor-05/06/2026 <br>Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-05/06/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/05/2026 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-05/01/2026 |  | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. condition resolved. - Due Diligence Vendor-05/06/2026 <br>Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_Appraisal POD.pdf |  | ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. This finding is non-material and will be rated a B for all agencies. | XX | Primary Residence | Purchase | NA | 9010137 | N/A | N/A |
| OBX2026AHC2000019 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 16:30 | 2026-05-06 13:46 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Received At Least Four Business Days Before Consummation | Resolved-Lender provided Revised LE to show the borrower received in timely fashion. condition resolved. - Due Diligence Vendor-05/06/2026 <br> Resolved- - Due Diligence Vendor-05/06/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/05/2026 <br> Open-A revised Loan Estimate was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive a revised Loan Estimate not later than four business days prior to consummation date of (XX/XX/XXXX). Since the revised Loan Estimate was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. As a result, the revised Loan Estimate is not deemed to have been received at least four business days before consummation, which is (XX/XX/XXXX). (12 CFR 1026.19(e)(4)(ii)) - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 |  | Resolved-Lender provided Revised LE to show the borrower received in timely fashion. condition resolved. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_Loan Estimate.pdf |  |  | XX | Primary Residence | Purchase | NA | 9009950 | N/A | N/A |
| OBX2026AHC2000300 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 14:02 | 2026-05-10 21:31 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for REO1 | Resolved-REO 1 in file. REO 2 provided. - Due Diligence Vendor-05/11/2026 <br>Open-Missing Evidence of HOA Dues for REO1 and REO2 - Due Diligence Vendor-04/29/2026 |  | Resolved-REO 1 in file. REO 2 provided. - Due Diligence Vendor-05/11/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 8956671 | N/A | N/A |
| OBX2026AHC2000300 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 13:58 | 2026-05-10 21:24 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-. - Due Diligence Vendor-05/11/2026 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/11/2026 <br> Ready for Review-Document Uploaded. HOA for XXXX XXXXX XXXXX XXXX. - Buyer-05/07/2026 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements HOA document missing for REO property 1 from the final 1003. - Due Diligence Vendor-04/29/2026 |  | Resolved-. - Due Diligence Vendor-05/11/2026 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/11/2026<br>| XXXXXXXXXX_XXXXX_HOA XXXX XXXXX XXXXX.pdf |  |  | XX | Primary Residence | Purchase | NA | 8956562 | N/A | N/A |
| OBX2026AHC2000300 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 09:53 | 2026-05-07 12:38 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026 <br>Open-BPO received has the wrong address, BPO being re-ordered - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/04/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9023279 | N/A | N/A |
| OBX2026AHC2000300 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:53 | 2026-05-06 07:27 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 8948255 | Investor Post-Close | No |
| OBX2026AHC2000197 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 06:38 | 2026-05-28 17:14 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged- - Due Diligence Vendor-05/28/2026 <br> Counter-Confirmation of appraisal delivery provided is dated post-closing. Please provide evidence that the valuation was provided prior to consummation, dated on or after the appraisal signature date. Condition remains open. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/19/2026 <br> Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XX/XX/XXXX is after the Primary Appraisal Delivery Date of XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/05/2026 |  |  | XXXXXXXXXX_XXXXX_Appraisal POD.pdf |  |  | XX | Primary Residence | Purchase | NA | 9040321 | Investor Post-Close | No |
| OBX2026AHC2000207 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 12:17 | 2026-05-05 15:25 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026 <br> Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 8953709 | Investor Post-Close | No |
| OBX2026AHC2000230 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 14:34 | 2026-06-01 09:05 | Resolved | 1 - Information | Credit | Closing | Invalid AUS | Resolved-After consulting with Sr u/w, this postdated AUS is acceptable - Due Diligence Vendor-06/01/2026 <br> Ready for Review-Document Uploaded. We are requesting an exception for the AUS being ran post close. The transaction is a purchase of a primary residence. The (post close AUS, submission #4) reflects a recommendation of Approve/Eligible. The borrower's FICO is 807 with an LTV/CLTV of 75.00%. <br>The original finding on this loan was for: The Lender's Guidelines/Agency Guidelines require loan data to be resubmitted to DU if the data changes from the time the AUS was last run. The most recent AUS in file reflects issues with Assets. The borrower received two gifts: $XX,XXX.XX and $XX,XXX.XX. DU was ran with only $XX,XXX.XX in gift funds. - Due Diligence Vendor-05/01/2026.<br>We requested the client to provide the AUS (DU) including both gifts. Client revised AUS to include both gifts.<br>We then received a counter for: Since the AUS is post close, need lender exception to show the updated AUS information to include the 2 gifts with compensating factors. condition remains. <br>We appreciate your consideration.<br>Thank You. <br> - Buyer-05/21/2026 <br> Counter-Since the AUS is post close, need lender exception to show the updated AUS information to include the 2 gifts with compensating factors. condition remains. - Due Diligence Vendor-05/15/2026 <br> Ready for Review-Since the AUS is post close, need lender exception to show the updated AUS information to include the 2 gifts with compensating factors. condition remains. - Due Diligence Vendor-05/15/2026 <br> Ready for Review-Please advise what "lender exception" you are requesting. Client revised AUS to include both gifts. - Buyer-05/12/2026 <br> Counter-Received a corrected DU. Provide a Lender exception, with valid compensating factors, to allow an AUS report dated post-closing. - Due Diligence Vendor-05/10/2026 <br> Ready for Review-Document Uploaded. Uploaded revised AUS including both gifts. - Buyer-05/07/2026 <br> Open-The Lender's Guidelines/Agency Guidelines require loan data to be resubmitted to DU if the data changes from the time the AUS was last run. The most recent AUS in file reflects issues with Assets. The borrower received two gifts: $XX,XXX.XX and $XX,XXX.XX. DU was ran with only $XX,XXX.XX in gift funds. - Due Diligence Vendor-05/01/2026 |  | Resolved-After consulting with Sr u/w, this postdated AUS is acceptable - Due Diligence Vendor-06/01/2026<br>| XXXXXXXXXX_XXXXX_Desktop Underwriter Findings.pdf<br> XXXXXXXXXX_XXXXX.docx<br> XXXXXXXXXX_XXXXX_AUS.pdf |  | 1) FICO score above guideline minimum.<br> 2) CLTV below guideline maximum. | XX | Primary Residence | Purchase | NA | 9006152 | N/A | N/A |
| OBX2026AHC2000074 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:37 | 2026-05-07 15:28 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026 <br>Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/05/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026 <br>Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8947483 | N/A | N/A |
| OBX2026AHC2000074 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:36 | 2026-05-05 14:58 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026 <br>Acknowledged- - Due Diligence Vendor-05/05/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  | Acknowledged-This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/05/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8947449 | Investor Post-Close | No |
| OBX2026AHC2000087 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-08 11:11 | 2026-05-18 08:40 | Resolved | 1 - Information | Compliance | State Reg | TX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure not signed by both Borrower(s) and Lender | Resolved-Lender provided Acknowledgment of Fair Market Value disclosure signed by both Borrower and Lender. condition resolved. - Due Diligence Vendor-05/18/2026 <br> Resolved-Evidence Acknowledgment of Fair Market Value disclosure signed by both Borrower(s) and Lender provided. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/14/2026 <br> Open-Received the Acknowledgment of Fair Market Value disclosure, however, it is not signed by the lender. Provide the disclosure signed by both the borrower and the lender. - Due Diligence Vendor-05/08/2026 <br> Open-XX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure not signed by both Borrower(s) and Lender. - Due Diligence Vendor-05/08/2026 |  | Resolved-Lender provided Acknowledgment of Fair Market Value disclosure signed by both Borrower and Lender. condition resolved. - Due Diligence Vendor-05/18/2026 <br>Resolved-Evidence Acknowledgment of Fair Market Value disclosure signed by both Borrower(s) and Lender provided. - Due Diligence Vendor-05/18/2026<br>| XXXXXXXXXX_XXXXX_Fair Market Value.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 9108782 | N/A | N/A |
| OBX2026AHC2000087 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-30 06:50 | 2026-05-18 08:38 | Resolved | 1 - Information | Compliance | Disclosure | TX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure is missing | Resolved-Received the Acknowledgment of Fair Market Value disclosure, however, it is not signed by the lender. New finding added. - Due Diligence Vendor-05/08/2026 <br> Resolved-Acknowledgment of Fair Market Value disclosure provided. - Due Diligence Vendor-05/08/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/07/2026 <br> Open-XX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure is missing. - Due Diligence Vendor-04/30/2026 |  | Resolved-Received the Acknowledgment of Fair Market Value disclosure, however, it is not signed by the lender. New finding added. - Due Diligence Vendor-05/08/2026 <br>Resolved-Acknowledgment of Fair Market Value disclosure provided. - Due Diligence Vendor-05/08/2026<br>| XXXXXXXXXX_XXXXX_Fair Market Value Disclosure.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 8967355 | N/A | N/A |
| OBX2026AHC2000357 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 08:58 | 2026-05-06 15:34 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8946063 | N/A | N/A |
| OBX2026AHC2000390 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 11:22 | 2026-05-29 14:17 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Lender provided Heloc close out letter. condition resolved. - Due Diligence Vendor-05/18/2026 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/18/2026 <br>Ready for Review-Document Uploaded. Uploaded HELOC close out letter. - Buyer-05/15/2026 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements HELOC closure letter was not provided. - Due Diligence Vendor-05/04/2026 |  | Resolved-Lender provided Heloc close out letter. condition resolved. - Due Diligence Vendor-05/18/2026 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/18/2026<br>| XXXXXXXXXX_XXXXX_HELOC close out letter.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9025944 | N/A | N/A |
| OBX2026AHC2000390 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 11:21 | 2026-05-18 10:08 | Resolved | 1 - Information | Credit | Missing Doc | HELOC Closure Letter Not Provided | Resolved-Lender provided Heloc close out letter. condition resolved. - Due Diligence Vendor-05/18/2026 <br>Ready for Review-Document Uploaded. Uploaded HELOC close out letter. - Buyer-05/15/2026 <br>Open-The Borrower Authorization to Close Out Home Equity Line of Credit (HELOC) was not provided. - Due Diligence Vendor-05/04/2026 |  | Resolved-Lender provided Heloc close out letter. condition resolved. - Due Diligence Vendor-05/18/2026<br>| XXXXXXXXXX_XXXXX_HELOC close out letter.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9025922 | N/A | N/A |
| OBX2026AHC2000380 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 14:56 | 2026-05-07 15:29 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-04/29/2026 |  | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8958505 | N/A | N/A |
| OBX2026AHC2000380 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 16:14 | 2026-05-06 07:05 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/29/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/29/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8960256 | Investor Post-Close | No |
| OBX2026AHC2000396 | XXXXXXX | XXXXXX |  |  | Seller | 2026-04-30 11:32 | 2026-05-18 08:00 | Counter | 3 - Material | Credit | Assets | Insufficient asset documentation in file - assets do not cover closing costs | Counter-Here is a breakdown of accounts received-yours vs audit-<br> savings/Checking most recent date current balance Audit <br> XXXXXXXXXX # rental #XXXX XX/XX/XXXX XXXXX.XX XXXXX.XX <br> XXXXXX mom #XXXX XX/XX/XXXX XXXXX.XX XXXXX.XX <br> XXXXXX XXX #XXXX XX/XX/XXXX XXXXX.XX XXXXX.XX <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX <br> BXXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX1 <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX difference<br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX difference<br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX5 <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX difference<br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX difference<br>subtotal XXXXXX.XX XXXXXX <br> XXXXXXXXX #XXXX XX/XX/XXXX XXXXXX.XX <br> - XXXXX <br> XXXXXX.XX <br>Received XX/XX/XXXX XXXXXX.XX <br> Totals XXXXXX.XX XXXXXX.XX <br> funds to close $XXX,XXX.XX $XXX,XXX.XX <br> $XXX,XXX.XX -$XXX,XXX.XX <br> -$XXX,XXX.XX dep<br> -$XXX,XXX.XX <br> As you can see there are differences in account balances <br> - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Please expand/provide detailed breakdowns (account name, balance and dates) of the total available funds to close to confirm the short of funds findings noted on the response. The most recent statements in file show available funds of $XXX,XXX.XX are sufficient to cover funds to close of $XXX,XXX.XX. - Buyer-05/13/2026 <br> Counter-I review the list of assets from Lender being used and actual Audit value<br> There are 2 different in account balance: XXXXXXXXX had recent bank statement dated XX/XX/XXXX with balance of XXXXXX.XX compared to lender used XX/XX/XXXX at XXXXXX.XX dated XX/XX/XXXX XXXX XXXX XX/XX/XXXX balance of XX/XX/XXXX of XXX.XX compare to lenders XXXX.XX, which leaves a difference of <br> XXXXXX.XX audit vs lenders XXXXXX.XX=XXXXXX.XX = shortage of XXXX.XX, need additional funds to cover. Condition remains. - Due Diligence Vendor-05/12/2026 <br> Ready for Review-Document Uploaded. Final CD require $XXX,XXX.XX to close. The total available funds are $XXX,XXX.XX. See below breakdown (excluding the $XX,XXX from the XXXXXXXXX account), - Buyer-05/12/2026 <br> Counter-Received a statement for account XXXX dated XX/XX/XXXX that was already reviewed. XXXX used the balance from the statement dated a month later with a balance $XX,XXX less than the XX/XX/XXXX balance. $XXX,XX was withdrawn and deposited into XXXX account XX/XX/XXXX and verified on a statement dated XX/XX/XXXX. Short $XXXX.XX funds to close. - Due Diligence Vendor-05/08/2026 <br> Ready for Review-Document Uploaded. Asset number 2 matching balance reflected in LP and loan application uploaded to portal. - Buyer-05/07/2026 <br> Open-Insufficient asset documentation in file - assets do not cover closing costs. Audit has verified a lower balance on Asset #2 on the final 1003 then the lender. Please provide update verification. - Due Diligence Vendor-04/30/2026 |  |  | XXXXXXXXXX_XXXXX_asset no 2.pdf<br> XXXXXXXXXX_XXXXX_available funds to close.pdf |  |  | XX | Primary Residence | Purchase | NA | 8973947 | N/A | N/A |
| OBX2026AHC2000396 | XXXXXXX | XXXXXX |  |  | Seller | 2026-04-30 11:40 | 2026-05-18 08:00 | Counter | 3 - Material | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Counter-savings/Checking most recent date current balance Audit <br> XXXXXXXXXX # rental #XXXX XX/XX/XXXX XXXXX.XX XXXXX.XX <br> XXXXXX mom #XXXX XX/XX/XXXX XXXXX.XX XXXXX.XX <br> XXXXXX XXX #XXXX XX/XX/XXXX XXXXX.XX XXXXX.XX <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX <br> BXXXX #XXXX XX/XX/XXXX XXX.XX XXX.XXX <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX difference<br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX <br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX difference<br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XXX<br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX difference<br> XXXX #XXXX XX/XX/XXXX XXX.XX XXX.XX difference<br>subtotal XXXXXX.XX XXXXXX <br> XXXXXXXXX #XXXX XX/XX/XXXX XXXXXX.XX <br> - XXXXX <br> XXXXXX.XX <br>Received XX/XX/XXXX XXXXXX.XX <br> Totals XXXXXX.XX XXXXXX.XX <br> funds to close $XXX,XXX.XX $XXX,XXX.XX <br> $XXX,XXX.XX -$XXX,XXX.XX <br> -$XXX,XXX.XX dep<br> -$XXX,XXX.XX <br> As you can see there are differences in account balances <br> - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Please expand/provide detailed breakdowns (account name, balance and dates) of the total available funds to close to confirm the short of funds findings noted on the response. The most recent statements in file show available funds of $XXX,XXX.XX are sufficient to cover funds to close of $XXX,XXX.XX. - Buyer-05/13/2026 <br> Counter-I review the list of assets from Lender being used and actual Audit value<br> There are 2 different in account balance: XXXXXXXXX had recent bank statement dated XX/XX/XXXX with balance of XXXXXX.XX compared to lender used XX/XX/XXXX at XXXXXX.XX dated XX/XX/XXXX XXXX XXXX XX/XX/XXXX balance of XX/XX/XXXX of XXX.XX compared to lenders XXXX.XX, which leaves a difference of <br> XXXXXX.XX audit vs lenders XXXXXX.XX=XXXXXX.XX = shortage of XXXX.XX, need additional funds to cover. Condition remains. - Due Diligence Vendor-05/12/2026 <br> Ready for Review-Document Uploaded. Final CD require $XXX,XXX.XX to close. The total available funds are $XXX,XXX.XX. See below breakdown (excluding the $XX,XXX from the XXXXXXXXXX account), - Seller-05/12/2026 <br> Counter-Received a statement for accountXXXX dated XX/XX/XXXX that was already reviewed. XXXX used the balance from the statement dated a month later with a balance $XX,XXX less than the XX/XX/XXXX balance. $XXX,XX was withdrawn and deposited into XXXX account XX/XX/XXXX and verified on a statement dated XX/XX/XXXX. Short $XXXX.XX funds to close. - Due Diligence Vendor-05/08/2026 <br> Ready for Review-Document Uploaded. Asset number 2 matching balance reflected in LP and loan application uploaded - Seller-05/07/2026 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Insufficient asset documentation in file - assets do not cover closing costs. - Due Diligence Vendor-04/30/2026 | Ready for Review-Document Uploaded. Final CD require $XXX,XXX.XX to close. The total available funds are $XXX,XXX.XX. See below breakdown (excluding the $XX,XXX from the Robinhood account), - Seller-05/12/2026 <br> Ready for Review-Document Uploaded. Asset number 2 matching balance reflected in LP and loan application uploaded - Seller-05/07/2026 |  | XXXXXXXXXX_XXXXX_asset no 2.pdf<br> XXXXXXXXXX_XXXXX_available funds to close.pdf |  |  | XX | Primary Residence | Purchase | NA | 8974164 | N/A | N/A |
| OBX2026AHC2000381 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 13:20 | 2026-05-11 08:18 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-XXXX closed on Sat. - Due Diligence Vendor-05/11/2026 <br> Resolved- - Due Diligence Vendor-05/11/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/08/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 <br> Open- - Due Diligence Vendor-05/01/2026 |  | Resolved-XXXX closed on Sat. - Due Diligence Vendor-05/11/2026 <br> Resolved- - Due Diligence Vendor-05/11/2026 | XXXXXXXXXX_XXXXX_Lender LOE.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 9004696 | N/A | N/A |
| OBX2026AHC2000105 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 09:24 | 2026-05-10 18:57 | Resolved | 1 - Information | Credit | Missing Doc | Missing Gift Documentation | Resolved- - Due Diligence Vendor-05/10/2026 <br> Ready for Review-Document Uploaded. Executed gift letter uploaded - Buyer-05/07/2026 <br> Open-Guidelines require a signed gift letter from the donor specifying the following: (1) the specific dollar amount of the gift and the date the funds were transferred to the borrower, (2)donor's name, address, telephone number and the relationship to the borrower and (3) the donor's statement that no repayment is expected. The gift documentation is missing for the gift funds listed on the final application. Gift letter of reflects gift of $XXX,XXX, there is an unsourced large deposit of $XXX,XXX. - Due Diligence Vendor-05/05/2026 |  |  | XXXXXXXXXX_XXXXX_gift letter.pdf |  |  | XX | Primary Residence | Purchase | NA | 9042958 | N/A | N/A |
| OBX2026AHC2000105 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 09:22 | 2026-05-10 18:56 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-. - Due Diligence Vendor-05/10/2026 <br> Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/10/2026 <br> Ready for Review-Document Uploaded. Copy of the gift letter reflecting donor's relationship, address and phone number uploaded to portal. As for the large deposits of $XXX,XXX, the loan file contained cancelled check of the $XXX,XXX gift funds from the donor and copy of a cancelled check for $XX,XXX from the borrower's XXX account #XXXX dated XX/XX/XXXX - Buyer-05/07/2026 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements source of large deposit and unsourced large deposit that does not match gift amount - Due Diligence Vendor-05/05/2026 |  | Resolved-. - Due Diligence Vendor-05/10/2026 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/10/2026<br>| XXXXXXXXXX_XXXXX_gift letter.pdf<br> XXXXXXXXXX_XXXXX_large deposit.pdf |  |  | XX | Primary Residence | Purchase | NA | 9042928 | N/A | N/A |
| OBX2026AHC2000105 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 08:42 | 2026-05-10 18:56 | Resolved | 1 - Information | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/10/2026 <br> Ready for Review-Document Uploaded. Copy of the gift letter reflecting donor's relationship, address and phone number uploaded to portal. As for the large deposits of $XXX,XXX, the loan file contained cancelled check of the $XXX,XXX gift funds from the donor and copy of a cancelled check for $XX,XXX from the borrower's XXX account #XXXX dated XX/XX/XXXX - Buyer-05/07/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Missing evidence of large deposit for $XXX,XXX on XX/XX/XXXX in the savings account. Amount does not match the unsourced Gift. - Due Diligence Vendor-05/04/2026 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/10/2026<br>| XXXXXXXXXX_XXXXX_gift letter.pdf<br> XXXXXXXXXX_XXXXX_large deposit.pdf |  |  | XX | Primary Residence | Purchase | NA | 9021638 | N/A | N/A |
| OBX2026AHC2000269 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 17:09 | 2026-05-07 10:02 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/07/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8962003 | Investor Post-Close | No |
| OBX2026AHC2000269 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-04 14:18 | 2026-05-07 10:02 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/04/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/07/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9029682 | N/A | N/A |
| OBX2026AHC2000283 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 12:00 | 2026-05-07 11:40 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/07/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-04/29/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 8953155 | Investor Post-Close | No |
| OBX2026AHC2000022 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 14:42 | 2026-05-12 12:14 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Lender provided updated 1008 with updated AUS, which is dated post close, which is acceptable per FNMA since it is updating the debts by including the student loans, change the DTI being approved. condition resoled.<br> - Due Diligence Vendor-05/12/2026 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/12/2026 <br> Ready for Review-57% LTV, owner occupied, construction to permanent refinance with 688 qualifying score. The prior DU did not include the student loan payments. Including the payments increased the DTI from 34.25% to 41.19%. A post closing DU with an approve/eligible recommendation including the payments was provided. - Seller-05/12/2026 <br> Counter-Received DU dated post-closing. Provide a Lender exception, with compensating factors, allowing a post-close AUS report. Condition remains. - Due Diligence Vendor-05/11/2026 <br> Ready for Review-Document Uploaded. Updated DU and form 1008 including the student loan payments of $XXX.XX (using 1% of the balance) increasing the DTI from 34.25% to 41.19% uploaded - Buyer-05/07/2026 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing document to validate borrower is on income-driven repayment plan for student loans reported on credit report required per AUS clause #3 - Due Diligence Vendor-05/01/2026 | Ready for Review-57% LTV, owner occupied, construction to permanent refinance with 688 qualifying score. The prior DU did not include the student loan payments. Including the payments increased the DTI from 34.25% to 41.19%. A post closing DU with an approve/eligible recommendation including the payments was provided. - Seller-05/12/2026<br>| Resolved-Lender provided updated 1008 with updated AUS, which is dated post close, which is acceptable per FNMA since it is updating the debts by including the student loans, change the DTI being approved. condition resoled.<br> - Due Diligence Vendor-05/12/2026 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/12/2026<br>| XXXXXXXXXX_XXXXX_updated DU and 1008.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9006274 | N/A | N/A |
| OBX2026AHC2000022 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 14:42 | 2026-05-12 12:14 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Lender provided updated 1008 with updated AUS, which is dated post close, which is acceptable per FNMA since it is updating the debts by including the student loans, change the DTI being approved. condition resoled.<br> - Due Diligence Vendor-05/12/2026 <br> Ready for Review-57% LTV, owner occupied, construction to permanent refinance with 688 qualifying score. The prior DU did not include the student loan payments. Including the payments increased the DTI from 34.25% to 41.19%. A post closing DU with an approve/eligible recommendation including the payments was provided. - Seller-05/12/2026 <br> Counter-Received DU dated post-closing. Provide a Lender exception, with compensating factors, allowing a post-close AUS report. Condition remains. - Due Diligence Vendor-05/11/2026 <br> Ready for Review-Document Uploaded. Updated DU and form 1008 including the student loan payments of $XXX.XX (using 1% of the balance) increasing the DTI from 34.25% to 41.19% uploaded - Seller-05/07/2026 <br> Open-Missing document to validate borrower is on income-driven repayment plan for student loans reported on credit report required per AUS clause #3 - Due Diligence Vendor-05/01/2026 | Ready for Review-57% LTV, owner occupied, construction to permanent refinance with 688 qualifying score. The prior DU did not include the student loan payments. Including the payments increased the DTI from 34.25% to 41.19%. A post closing DU with an approve/eligible recommendation including the payments was provided. - Seller-05/12/2026 <br> Ready for Review-Document Uploaded. Updated DU and form 1008 including the student loan payments of $XXX.XX (using 1% of the balance) increasing the DTI from 34.25% to 41.19% uploaded - Seller-05/07/2026 | Resolved-Lender provided updated 1008 with updated AUS, which is dated post close, which is acceptable per FNMA since it is updating the debts by including the student loans, change the DTI being approved. condition resoled.<br> - Due Diligence Vendor-05/12/2026<br>| XXXXXXXXXX_XXXXX_updated DU and 1008.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9006277 | N/A | N/A |
| OBX2026AHC2000022 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 14:31 | 2026-05-06 13:52 | Resolved | 1 - Information | Compliance | Disclosure | TX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure is missing | Resolved-Acknowledgment of Fair Market Value disclosure provided. condition resolved. - Due Diligence Vendor-05/06/2026 <br> Resolved-Acknowledgment of Fair Market Value disclosure provided. - Due Diligence Vendor-05/06/2026 <br> Ready for Review-Document Uploaded. - Seller-05/05/2026 <br> Open-XX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure is missing. - Due Diligence Vendor-05/01/2026 | Ready for Review-Document Uploaded. - Seller-05/05/2026<br>| Resolved-Acknowledgment of Fair Market Value disclosure provided. condition resolved. - Due Diligence Vendor-05/06/2026 <br>Resolved-Acknowledgment of Fair Market Value disclosure provided. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_Fair Market Value.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9006094 | N/A | N/A |
| OBX2026AHC2000022 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 14:31 | 2026-05-06 13:51 | Resolved | 1 - Information | Compliance | Disclosure | TX 50(a)(6) Violation: Proof of Copies of all loan documents received by borrower is missing | Resolved-Proof of Copies of all loan documents received by borrower provided condition resolved - Due Diligence Vendor-05/06/2026 <br> Resolved-Proof of Copies of all loan documents received by borrower provided. - Due Diligence Vendor-05/06/2026 <br> Ready for Review-Document Uploaded. - Seller-05/06/2026 <br> Open-XX 50(a)(6) Violation: Proof of Copies of all loan documents received by borrower is missing. - Due Diligence Vendor-05/01/2026 | Ready for Review-Document Uploaded. - Seller-05/06/2026<br>| Resolved-Proof of Copies of all loan documents received by borrower provided condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-Proof of Copies of all loan documents received by borrower provided. - Due Diligence Vendor-05/06/2026<br>| XXXXXXXXXX_XXXXX_Receipt of copied.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9006093 | N/A | N/A |
| OBX2026AHC2000285 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:57 | 2026-05-01 11:58 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. Appraisal Waiver file hence secondary valuation is not required - Due Diligence Vendor-05/01/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. Appraisal Waiver file hence secondary valuation is not required - Due Diligence Vendor-05/01/2026<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 9002775 | Investor Post-Close | No |
| OBX2026AHC2000405 | XXXXXXX | XXXXXX |  |  | Closed | 2026-04-29 09:28 | 2026-05-11 08:30 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-05/11/2026 <br>Ready for Review-Document Uploaded. USA Patriot Act Information form received. Uploaded - Buyer-05/07/2026 <br>Open-Missing Borrower Identification - Borrower 1. Missing Borrower Identification - Borrower 1<br> - Due Diligence Vendor-04/29/2026 |  | Resolved-Borrower Identification - Borrower 1 provided. - Due Diligence Vendor-05/11/2026<br>| XXXXXXXXXX_XXXXX_patriot act.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 8946983 | N/A | N/A |
| OBX2026AHC2000363 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:44 | 2026-05-07 15:31 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/01/2026 |  | Resolved-BPO received within 10% tolerance per guidelines. Condition resolved - Due Diligence Vendor-05/06/2026 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9002444 | N/A | N/A |
| OBX2026AHC2000363 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 11:43 | 2026-05-06 07:06 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/01/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9002435 | Investor Post-Close | No |
| OBX2026AHC2000356 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 14:17 | 2026-05-06 17:19 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/01/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/06/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9005845 | N/A | N/A |
| OBX2026AHC2000341 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 08:21 | 2026-05-28 16:21 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9126726 | N/A | N/A |
| OBX2026AHC2000341 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-16 14:06 | 2026-05-28 16:21 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 2 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/28/2026 <br> Open- - Due Diligence Vendor-05/16/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. AVM received exceeded -10% tolerance. Per valuation waterfall, BPO ordered XX/XX/XXXX. - Due Diligence Vendor-05/16/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/28/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9239651 | N/A | N/A |
| OBX2026AHC2000535 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-12 11:10 | 2026-05-12 11:10 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/12/2026 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/12/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9154321 | Investor Post-Close | No |
| OBX2026AHC2000008 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-14 10:23 | 2026-05-18 10:42 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-Lender provided evidence the borrower received the appraisal electronically in timely fashion. condition resolved. - Due Diligence Vendor-05/18/2026 <br>Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-05/18/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/15/2026 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-05/14/2026 |  | Resolved-Lender provided evidence the borrower received the appraisal electronically in timely fashion. condition resolved. - Due Diligence Vendor-05/18/2026 <br>Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-05/18/2026<br>| XXXXXXXXXX_XXXXX_ Appraisal POD.pdf |  |  | XX | Primary Residence | Purchase | NA | 9201303 | N/A | N/A |
| OBX2026AHC2000082 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-12 13:02 | 2026-05-22 15:36 | Resolved | 1 - Information | Compliance | Disclosure | TX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure is missing | Resolved-Received fully executed Acknowledgement of Fair Market Value Disclosure. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Resolved-Acknowledgment of Fair Market Value disclosure provided. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. The Completed Fair Market Value disclosure has been uploaded for your review. - Buyer-05/20/2026 <br> Counter-XX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure received ,however it is not signed by the Lender, condition remains - Due Diligence Vendor-05/15/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/13/2026 <br> Open-XX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure is missing. Please provide fully executed XX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure as it is missing from loan file. Additional conditions may apply. - Due Diligence Vendor-05/12/2026 |  | Resolved-Received fully executed Acknowledgement of Fair Market Value Disclosure. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Acknowledgment of Fair Market Value disclosure provided. - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_State Specific Fair Market Value Disclosure.pdf<br> XXXXXXXXXX_XXXXX XX MARKET ACK.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9157165 | N/A | N/A |
| OBX2026AHC2000078 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-12 08:02 | 2026-05-15 15:01 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application | Resolved-Lender provided updated initial 1003 to show the application date of XX/XX/XXXX, which is also reflect on the XXXXXX with pass. Condition resolved. - Due Diligence Vendor-05/15/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/15/2026 <br> Open- - Due Diligence Vendor-05/15/2026 <br> Rescinded-The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) Out of Scope. Rescinded. - Due Diligence Vendor-05/12/2026 <br> Open- - Due Diligence Vendor-05/12/2026 |  | Resolved-Lender provided updated initial 1003 to show the application date of XX/XX/XXXX, which is also reflect on the Mavent with pass. Condition resolved. - Due Diligence Vendor-05/15/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/15/2026 <br> Rescinded-The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) Out of Scope. Rescinded. - Due Diligence Vendor-05/12/2026 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9149212 | N/A | N/A |
| OBX2026AHC2000078 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-12 08:02 | 2026-05-15 15:01 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Lender provided updated initial 1003 to show the application date of XX/XX/XXXX, which is also reflect on the XXXXXXX with pass. Condition resolved. - Due Diligence Vendor-05/15/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/15/2026 <br> Open- - Due Diligence Vendor-05/15/2026 <br> Ready for Review-Document Uploaded. - Seller-05/13/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate is dated XX/XX/XXXX and the application date is XX/XX/XXXX. No Cure. - Due Diligence Vendor-05/12/2026 <br> Open- - Due Diligence Vendor-05/12/2026 | Ready for Review-Document Uploaded. - Seller-05/13/2026<br>| Resolved-Lender provided updated initial 1003 to show the application date of XX/XX/XXXX, which is also reflect on the XXXXXX with pass. Condition resolved. - Due Diligence Vendor-05/15/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/15/2026 | XXXXXXXXXX_XXXXX_Initial 1003.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9149211 | N/A | N/A |
| OBX2026AHC2000078 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-12 08:02 | 2026-05-15 15:01 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Lender provided updated initial 1003 to show the application date of XX/XX/XXXX, which is also reflect on the XXXXXX with pass. Condition resolved. - Due Diligence Vendor-05/15/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/15/2026 <br> Open- - Due Diligence Vendor-05/15/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/13/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/12/2026 <br> Open- - Due Diligence Vendor-05/12/2026 |  | Resolved-Lender provided updated initial 1003 to show the application date of XX/XX/XXXX, which is also reflect on the XXXXXX with pass. Condition resolved. - Due Diligence Vendor-05/15/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/15/2026 | XXXXXXXXXX_XXXXX_Initial 1003.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9149210 | N/A | N/A |
| OBX2026AHC2000078 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-12 08:02 | 2026-05-15 15:01 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-Lender provided updated initial 1003 to show the application date of XX/XX/XXXX, which is also reflect on the XXXXXX with pass. Condition resolved. - Due Diligence Vendor-05/15/2026 <br> Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. - Due Diligence Vendor-05/15/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/13/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/12/2026 |  | Resolved-Lender provided updated initial 1003 to show the application date of XX/XX/XXXX, which is also reflect on the Mavent with pass. Condition resolved. - Due Diligence Vendor-05/15/2026 <br> Resolved-ECOA Compliant: Evidence provided Appraisal Disclosure provided timely. - Due Diligence Vendor-05/15/2026 | XXXXXXXXXX_XXXXX_Initial 1003.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9149201 | N/A | N/A |
| OBX2026AHC2000528 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-12 13:36 | 2026-05-22 15:26 | Cured | 2 - Non-Material | Compliance | TRID | TRID 0% Tolerance Violation | Cured-Received documentation (LOE, proof of refund, corrected PCCD and proof of delivery to borrower) that supports $X.XX tolerance cure has been provided. Condition status changed to Cured. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. The Cure Package has been uplaoded - Buyer-05/21/2026 <br> Open-The Loan Estimate, dated XX/XX/XXXX, reflects an Employment Verification Fee of $XXX.XX. The Final CD dated XX/XX/XXXX reflects an Employment Verification Fee of $XXX.XX. The loan file did not contain a valid COC to support the increase.] No evidence of a tolerance cure was provided in file. A tolerance cure of $X.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower.<br> - Due Diligence Vendor-05/12/2026 |  | Cured-Received documentation (LOE, proof of refund, corrected PCCD and proof of delivery to borrower) that supports $X.XX tolerance cure has been provided. Condition status changed to Cured. - Due Diligence Vendor-05/22/2026 | XXXXXXXXXX_XXXXX_Cure Package.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 9158326 | N/A | N/A |
| OBX2026AHC2000454 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-12 15:50 | 2026-05-29 14:59 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Lender provided evidence of Wire transfer of Gift funds of XXXX. condition resolved. - Due Diligence Vendor-05/18/2026 <br> Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Escrow receipt of the $XXX,XXX gift funds received from the CL. Uploaded - Buyer-05/15/2026 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements The loan file is missing proof of receipt of $XXX,XXX gift funds. - Due Diligence Vendor-05/12/2026 |  | Resolved-Lender provided evidence of Wire transfer of Gift funds of XXXX. condition resolved. - Due Diligence Vendor-05/18/2026 <br> Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/18/2026 | XXXXXXXXXX_XXXXX_receipt of gift funds.pdf |  |  | XX | Primary Residence | Purchase | NA | 9161817 | N/A | N/A |
| OBX2026AHC2000454 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-12 15:49 | 2026-05-18 10:03 | Resolved | 1 - Information | Credit | Missing Doc | Gift Documentation Incomplete | Resolved-Lender provided evidence of Wire transfer of Gift funds of XXXX. condition resolved. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Escrow receipt of the $XXX,XXX gift funds received from the CL. Uploaded - Buyer-05/15/2026 <br> Open-Gift Documentation Incomplete. The loan file is missing proof of receipt of $XXX,XXX.XX gift funds. - Due Diligence Vendor-05/12/2026 |  | Resolved-Lender provided evidence of Wire transfer of Gift funds of XXXX. condition resolved. - Due Diligence Vendor-05/18/2026 | XXXXXXXXXX_XXXXX_receipt of gift funds.pdf |  |  | XX | Primary Residence | Purchase | NA | 9161810 | N/A | N/A |
| OBX2026AHC2000224 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 08:53 | 2026-05-18 09:59 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. condition resolved. - Due Diligence Vendor-05/18/2026 <br>Resolved-Privacy Notice provided. - Due Diligence Vendor-05/18/2026 <br>Ready for Review-Document Uploaded. Hello, please see the Privacy Policy that was provided on this loan. - Buyer-05/15/2026 <br>Open-Privacy Notice Required - Missing or Incomplete. Privacy Notice is missing from loan file. Additional conditions may apply. - Due Diligence Vendor-05/11/2026 |  | Resolved-Privacy Notice provided. condition resolved. - Due Diligence Vendor-05/18/2026 <br>Resolved-Privacy Notice provided. - Due Diligence Vendor-05/18/2026<br>| XXXXXXXXXX_XXXXX_Privacy Notice.pdf |  |  | XX | Primary Residence | Purchase | NA | 9127415 | N/A | N/A |
| OBX2026AHC2000224 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 08:53 | 2026-05-18 09:59 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: Toolkit Missing or Incomplete | Resolved-RESPA: Toolkit provided. condition resolved - Due Diligence Vendor-05/18/2026 <br>Resolved-RESPA: Toolkit provided. - Due Diligence Vendor-05/18/2026 <br>Ready for Review-Document Uploaded. Hello, please see the Home Loan Toolkit that was provided with this file. - Buyer-05/15/2026 <br>Open-RESPA: Toolkit Missing or Incomplete. Toolkit is in file, but date it was provided to borrowers is missing. Additional conditions may apply. - Due Diligence Vendor-05/11/2026 |  | Resolved-RESPA: Toolkit provided. condition resolved - Due Diligence Vendor-05/18/2026 <br>Resolved-RESPA: Toolkit provided. - Due Diligence Vendor-05/18/2026<br>| XXXXXXXXXX_XXXXX_Home Loan Toolkit.pdf |  |  | XX | Primary Residence | Purchase | NA | 9127400 | N/A | N/A |
| OBX2026AHC2000531 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 06:26 | 2026-05-18 07:53 | Resolved | 1 - Information | Credit | Closing | Borrower 1 Photo ID is expired | Resolved-Lender provided updated patriot act form showing new expiration date of XX/XX/XXXX. condition resolved - Due Diligence Vendor-05/18/2026 <br> Resolved-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. USA Patriot Act Info reflecting XX/XX/XXXX expiration date of the DL received. Uploaded - Buyer-05/14/2026 <br> Open-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-05/11/2026 |  | Resolved-Lender provided updated patriot act form showing new expiration date of XX/XX/XXXX. condition resolved - Due Diligence Vendor-05/18/2026 <br> Resolved-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-05/18/2026 | XXXXXXXXXX_XXXXX_patriot act v2.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9124995 | N/A | N/A |
| OBX2026AHC2000104 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 08:56 | 2026-05-11 08:56 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Illinois (IL) Collateral Protection Act Notice is missing or partially provided | Acknowledged-XXXXX Collateral Protection Act Notice is missing or partially provided - Due Diligence Vendor-05/11/2026 |  | Acknowledged-XXXXX Collateral Protection Act Notice is missing or partially provided - Due Diligence Vendor-05/11/2026 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9127488 | Originator Post-Close | No |
| OBX2026AHC2000429 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 08:22 | 2026-05-27 10:17 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-05/27/2026 <br> Resolved-DU validated income and employment, asset report in file accepted. Resolved. - Due Diligence Vendor-05/27/2026 <br> Ready for Review-Document Uploaded. According to AUS findings, the AccountChek report, along with the corresponding report ID, verifies the borrower's employment and income. Can this exception be downgraded to a B. - Buyer-05/22/2026 <br> Counter-Lender provided DU to shows the income is being validated with AccountChek by IR, which is acceptable documentation to support income, however based on the direct deposits and dates, borrower income is less than Lender@XX,XXX.XX vs Audit@ X,XXX.XX condition remains. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. AUS (DU) Day 1 certainty. Per AUS the report from accountchek with corresponding report ID validates employment/income for the borrower. Uploaded DU, accountchek report and 4506-C. - Buyer-05/15/2026 <br> Open-ATR Risk - Employment validation/verification standards do not meet requirements Income history not provided. W2/WVOE. - Due Diligence Vendor-05/11/2026 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-05/27/2026 <br>Resolved-DU validated income and employment, asset report in file accepted. Resolved. - Due Diligence Vendor-05/27/2026<br>| XXXXXXXXXX_XXXXX_Income.pdf<br> XXXXXXXXXX_XXXXX_Income.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 9126736 | N/A | N/A |
| OBX2026AHC2000429 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 14:55 | 2026-05-27 10:08 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-DU validated income and employment, asset report in file accepted. Resolved. - Due Diligence Vendor-05/27/2026 <br> Ready for Review-Document Uploaded. According to AUS findings, the AccountChek report, along with the corresponding report ID, verifies the borrower's employment and income. Can this exception be downgraded to a B. - Buyer-05/22/2026 <br> Counter-Lender provided DU to shows the income is being validated with AccountChek by XX, which is acceptable documentation to support income, however based on the direct deposits and dates, borrower income is less than Lender@XX,XXX.XX vs Audit@X,XXX.XX condition remains. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. AUS (DU) Day 1 certainty. Per AUS the report from accountchek with corresponding report ID validates employment/income for the borrower. Uploaded DU, accountchek report and 4506-C. - Buyer-05/15/2026 <br> Open-Borrower 1 W2/1099 Missing Income history not provided. W2/WVOE. - Due Diligence Vendor-05/11/2026 |  | Resolved-DU validated income and employment, asset report in file accepted. Resolved. - Due Diligence Vendor-05/27/2026<br>| XXXXXXXXXX_XXXXX_Income.pdf<br> XXXXXXXXXX_XXXXX_Income.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 9137789 | N/A | N/A |
| OBX2026AHC2000150 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 07:58 | 2026-05-11 07:58 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. - Due Diligence Vendor-05/11/2026 |  | Acknowledged-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. - Due Diligence Vendor-05/11/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9126255 | Investor Post-Close | No |
| OBX2026AHC2000348 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 06:43 | 2026-05-18 09:55 | Resolved | 1 - Information | Credit | Closing | Borrower 1 Non-US Document Identification is expired | Resolved-Lender provided copy of the USCIS 2-year extension with a notice date of XX/XX/XXXX. condition resolved - Due Diligence Vendor-05/18/2026 <br> Resolved-Borrower Non-US identity document expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Copy of the USCIS 2 year extension with a notice date of XX/XX/XXXX uploaded to portal. - Buyer-05/15/2026 <br> Open-Borrower Non-US identity document expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. Document is expired - Due Diligence Vendor-05/11/2026 |  | Resolved-Lender provided copy of the USCIS 2-year extension with a notice date of XX/XX/XXXX. condition resolved - Due Diligence Vendor-05/18/2026 <br> Resolved-Borrower Non-US identity document expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-05/18/2026 | XXXXXXXXXX_XXXXX_2 yr extension.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9125193 | N/A | N/A |
| OBX2026AHC2000596 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 07:07 | 2026-05-22 14:54 | Resolved | 1 - Information | Credit | Income/Employment | Income 2 Months Income Verified is Missing | Resolved-Received Finicity Asset report that AUS (DU) used to validate income for B2. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Resolved-Income 2 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Per AUS (DU #13) The loan has Day 1 certainty. Item #17 and #18 of the AUS reflects that borrower (XXXXXX) employment and income has been validated with the the XXXXXXXX XXXXXX report ID #XXXXXXXXXXXX (uploaded) and is acceptable documentation to support this employment and income. - Buyer-05/19/2026 <br> Open-Income 2 Months Income Verified is Missing Income documents are missing to verify B2 Income. - Due Diligence Vendor-05/11/2026 |  | Resolved-Received Finicity Asset report that AUS (DU) used to validate income for B2. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Income 2 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_B2 income.pdf |  |  | XX | Primary Residence | Purchase | NA | 9125483 | N/A | N/A |
| OBX2026AHC2000379 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-13 08:44 | 2026-05-29 16:57 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/29/2026 <br> Open- - Due Diligence Vendor-05/29/2026 <br> Counter-We are unable to use an AUS report dated post-closing without a lender approved exception with valid compensating factors. Please provide evidence that the previously mentioned liability has been paid off. Condition remains open. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Updated AUS including the debt uploaded to portal. - Seller-05/21/2026 <br> Counter-Lender provided Breakdown of debts included in the DTI of 48.34, however per debts showing the credit report, there is no proof XXXXXXX XXX #XXXX with payment if $XX and $XXX.XX has been payoff, which is the difference in debts of Audit $XXX.XX vs Lenders $XXX. Condition remains. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Disagree. LP reflects 48.34% DTI. PITIA is $3,782.39, total revolving and installment debts $XXX and PITIA for the retained prior residence is $X,XXX.XX which equals $X,XXX.XX in total monthly payments, matching LP data. DTI remained at 48.34%. - Seller-05/15/2026 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements The Lender did not include the HOA dues on the departure residence resulting in a DTI that exceeds the AUS DTI. - Due Diligence Vendor-05/13/2026 | Ready for Review-Document Uploaded. Updated AUS including the debt uploaded to portal. - Seller-05/21/2026 <br> Ready for Review-Document Uploaded. Disagree. LP reflects 48.34% DTI. PITIA is $3,782.39, total revolving and installment debts $XXX and PITIA for the retained prior residence is $X,XXX.XX which equals $X,XXX.XX in total monthly payments, matching LP data. DTI remained at 48.34%. - Seller-05/15/2026 | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/29/2026<br>| XXXXXXXXXX_XXXXX_DTI.pdf<br> XXXXXXXXXX_XXXXX_updated AUS.pdf |  |  | XX | Primary Residence | Purchase | NA | 9172497 | N/A | N/A |
| OBX2026AHC2000379 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-13 08:42 | 2026-05-29 16:53 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Audited DTI of 48.52% is less than or equal to AUS DTI of 48.52% - Due Diligence Vendor-05/29/2026 <br> Counter-We are unable to use an AUS report dated post-closing without a lender approved exception with valid compensating factors. Please provide evidence that the previously mentioned liability has been paid off. Condition remains open. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Updated AUS including the debt uploaded to portal. - Buyer-05/21/2026 <br> Counter-Lender provided Breakdown of debts included in the DTI of 48.34, however per debts showing the credit report, there is no proof XXXXXXX XXX #XXXX with payment if $XX and $XXX.XX has been payoff, which is the difference in debts of Audit $XXX.XX vs Lenders $XXX. Condition remains. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Disagree. LP reflects 48.34% DTI. PITIA is $3,782.39, total revolving and installment debts $XXX and PITIA for the retained prior residence is $X,XXX.XX which equals $X,XXX.XX in total monthly payments, matching LP data. DTI remained at 48.34%. - Seller-05/15/2026 <br> Open-Audited DTI of 48.52% exceeds AUS DTI of 48.34% The LP reflects a DTI of 48.34%, audit DTI is 48.52%. There is 0% tolerance allowed when DTI > 45%. The AUS reflects the housing payment on the former residence as $X,XXX.XX, actual housing payment is $XX,XXX.XX. The Lender did not include the HOA dues of $XX.XX. - Due Diligence Vendor-05/13/2026 | Ready for Review-Document Uploaded. Disagree. LP reflects 48.34% DTI. PITIA is $3,782.39, total revolving and installment debts $XXX and PITIA for the retained prior residence is $X,XXX.XX which equals $X,XXX.XX in total monthly payments, matching LP data. DTI remained at 48.34%. - Seller-05/15/2026 | Resolved-Audited DTI of 48.52% is less than or equal to AUS DTI of 48.52% - Due Diligence Vendor-05/29/2026<br>| XXXXXXXXXX_XXXXX_DTI.pdf<br> XXXXXXXXXX_XXXXXupdated AUS.pdf |  |  | XX | Primary Residence | Purchase | NA | 9172428 | N/A | N/A |
| OBX2026AHC2000379 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-13 08:44 | 2026-05-29 15:58 | Resolved | 1 - Information | Credit | Closing | Invalid AUS | Counter-Confirmed AUS acceptable - Due Diligence Vendor-05/29/2026 <br> Counter-We are unable to use an AUS report dated post-closing without a lender approved exception with valid compensating factors. Please provide evidence that the previously mentioned liability has been paid off. Condition remains open. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Updated AUS including the debt uploaded to portal. - Seller-05/21/2026 <br> Counter-Lender provided Breakdown of debts included in the DTI of 48.34, however per debts showing the credit report, there is no proof XXXXXXX XXX #XXXX with payment if $XX and $XXX.XX has been payoff, which is the difference in debts of Audit $XXX.XX vs Lenders $XXX Condition remains. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Disagree. LP reflects 48.34% DTI. PITIA is $3,782.39, total revolving and installment debts $XXX and PITIA for the retained prior residence is $X,XXX.XX which equals $X,XXX.XX in total monthly payments, matching LP data. DTI remained at 48.34%. - Buyer-05/15/2026 <br> Open-The Lender's Guidelines/Agency Guidelines require loan data to be resubmitted to LP if the data changes from the time the AUS was last run. The most recent AUS in file reflects issues with DTI. - Due Diligence Vendor-05/13/2026 | Ready for Review-Document Uploaded. Updated AUS including the debt uploaded to portal. - Seller-05/21/2026<br>|  | XXXXXXXXXX_XXXXX_DTI.pdf<br> XXXXXXXXXX_XXXXX_updated AUS.pdf |  |  | XX | Primary Residence | Purchase | NA | 9172507 | N/A | N/A |
| OBX2026AHC2000537 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 06:46 | 2026-05-27 08:58 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy notice received. Resolved. - Due Diligence Vendor-05/27/2026 <br>Ready for Review-Document Uploaded. Hello, please see the attached Privacy Notice - Buyer-05/26/2026 <br>Open-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/11/2026 |  | Resolved-Privacy notice received. Resolved. - Due Diligence Vendor-05/27/2026<br>| XXXXXXXXXX_XXXXX_Privacy Notice Disclosure.pdf |  |  | XX | Primary Residence | Purchase | NA | 9125228 | N/A | N/A |
| OBX2026AHC2000537 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 06:46 | 2026-05-22 13:36 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: Toolkit Missing or Incomplete | Resolved-Received Home Loan Toolkit. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/19/2026 <br>Open-RESPA: Toolkit Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/11/2026 |  | Resolved-Received Home Loan Toolkit. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_Toolkit.pdf |  |  | XX | Primary Residence | Purchase | NA | 9125229 | N/A | N/A |
| OBX2026AHC2000512 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-13 12:45 | 2026-05-18 10:36 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Lender provided updated LP with income calculation to include the bonus income, qualifying income of XXXXXX.XX, DTI meets guidelines at 46.09. Condition resolved. - Due Diligence Vendor-05/18/2026 <br> Resolved-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Lender provided updated LP with income calculation to include the bonus income, qualifying income of XXXXX.XX, DTI meets guidelines. condition resolved. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Uploaded AUS and income worksheet. Client used bonus income that wasn't being used to qualify previously. - Buyer-05/15/2026 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements DTI is above max guideline due to more conservative qualifying income for borrower in addition to net rental income loss is greater than qualified income due to documents in the loan file (mortgage statement). Additional conditions may apply. - Due Diligence Vendor-05/13/2026 |  | Resolved-Lender provided updated LP with income calculation to include the bonus income, qualifying income of XXXXXX.XX, DTI meets guidelines at 46.09. Condition resolved. - Due Diligence Vendor-05/18/2026 <br> Resolved-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Lender provided updated LP with income calculation to include the bonus income, qualifying income of XXXXXX.XX, DTI meets guidelines. condition resolved. - Due Diligence Vendor-05/18/2026 | XXXXXXXXXX_XXXXX_DTI.pdf |  |  | XX | Primary Residence | Purchase | NA | 9180399 | N/A | N/A |
| OBX2026AHC2000512 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-13 13:05 | 2026-05-18 10:36 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Lender provided updated LP with income calculation to include the bonus income, qualifying income of XXXXX.XX, DTI meets guidelines of 46.09. Condition resolved. - Due Diligence Vendor-05/18/2026 <br> Resolved-Audited DTI of 46.09% is less than or equal to AUS DTI of 50% - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. Uploaded AUS and income worksheet. Client used bonus income that wasn't being used to qualify previously. - Buyer-05/15/2026 <br> Open-Audited DTI of 50.39% exceeds AUS DTI of 50% DTI is above max guideline due to more conservative qualifying income for borrower in addition to net rental income loss is greater than qualified income due to documents in the loan file (mortgage statement). Additional conditions may apply. - Due Diligence Vendor-05/13/2026 |  | Resolved-Lender provided updated LP with income calculation to include the bonus income, qualifying income of XXXXX.XX, DTI meets guidelines of 46.09. Condition resolved. - Due Diligence Vendor-05/18/2026 <br> Resolved-Audited DTI of 46.09% is less than or equal to AUS DTI of 50% - Due Diligence Vendor-05/18/2026 | XXXXXXXXXX_XXXXX_DTI.pdf |  |  | XX | Primary Residence | Purchase | NA | 9180819 | N/A | N/A |
| OBX2026AHC2000503 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 11:06 | 2026-05-27 10:15 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Received lender attestation business if closed on Saturdays. Compliance re-evaluated. Resolved - Due Diligence Vendor-05/27/2026 <br> Ready for Review-Document Uploaded. Hello, please see the attestation from the lender that they are not open for business on Saturday, therefore Saturday should not be included as a business day in determining the 3 day delivery requirement. - Seller-05/26/2026 <br> Counter-Received E-Sign audit trail which is already present in the loan file. Please provide evidence that the lender is closed on Saturdays. Condition remains open. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Loan application reflects Loan Officer received the application via email/internet on XX/XX/XXXX, the Notice of Right to Copy of the Appraisal is dated XX/XX/XXXX. Delivery requirements were met as stated in 1002.14(a)(2), see attached esign audit trail. - Buyer-05/19/2026 <br> Counter-Lender provided the same Notice of Right to Copy of the Appraisal is present in the loan file, however XXXXXX shows the dates: Application Date (XX/XX/XXXX). Three business days from the Application Date is XX/XX/XXXX). We need proof or evidence the business is closed on Saturdays. Condition remains. - Due Diligence Vendor-05/18/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate is dated XX/XX/XXXX and the application date is XX/XX/XXXX. No Cure. - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 | Ready for Review-Document Uploaded. Hello, please see the attestation from the lender that they are not open for business on Saturday, therefore Saturday should not be included as a business day in determining the 3 day delivery requirement. - Seller-05/26/2026<br>| Resolved-Received lender attestation business if closed on Saturdays. Compliance re-evaluated. Resolved - Due Diligence Vendor-05/27/2026<br>| XXXXXXXXXX_XXXXX_ Lender Attestation-Closed Saturday.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9131587 | N/A | N/A |
| OBX2026AHC2000503 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 12:28 | 2026-05-18 12:33 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Counter-Lender provided the same Notice of Right to Copy of the Appraisal is present in the loan file, however Mavent shows the dates: Application Date (XX/XX/XXXX). Three business days from the Application Date is XX/XX/XXXX). We need proof or evidence the business is closed on Saturdays. Condition remains. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Hello,<br> Please see the attached Notice of Right to Copy of the Appraisal Report. The disclosure is dated XX/XX/XXXX which is within 3 business days of the application date of XX/XX/XXXX - Buyer-05/14/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/11/2026 |  |  | XXXXXXXXXX_XXXXX_Notice Of Right To Copy Of Appraisal Report.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9133410 | Investor Post-Close | No |
| OBX2026AHC2000366 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 14:53 | 2026-05-28 13:36 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9137613 | N/A | N/A |
| OBX2026AHC2000366 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-16 13:04 | 2026-05-28 13:36 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 2 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. 2055 returned a value over original appraised value. - Due Diligence Vendor-05/28/2026 <br> Open- - Due Diligence Vendor-05/16/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. 2055 ordered XX/XX/XXXX per waterfall to confirm appraised value. BPO valuation dated XX/XX/XXXX exceeded -10% tolerance. - Due Diligence Vendor-05/16/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. 2055 returned a value over original appraised value. - Due Diligence Vendor-05/28/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9239634 | N/A | N/A |
| OBX2026AHC2000366 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 13:33 | 2026-05-12 12:16 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/11/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/11/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9134886 | Investor Post-Close | No |
| OBX2026AHC2000041 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:29 | 2026-05-16 12:47 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9130693 | Investor Post-Close | No |
| OBX2026AHC2000041 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:11 | 2026-05-16 12:27 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 9129368 | N/A | N/A |
| OBX2026AHC2000491 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 07:04 | 2026-05-28 16:30 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9125441 | N/A | N/A |
| OBX2026AHC2000491 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-16 13:28 | 2026-05-28 16:30 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 2 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/28/2026 <br> Open- - Due Diligence Vendor-05/16/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. A 2055 was ordered XX/XX/XXXX per valuation waterfall, BPO not within -10% tolerance. - Due Diligence Vendor-05/16/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/28/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9239637 | N/A | N/A |
| OBX2026AHC2000491 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 07:38 | 2026-05-16 13:30 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9125984 | Investor Post-Close | No |
| OBX2026AHC2000534 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:17 | 2026-05-22 13:22 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Disclosure Not Provided Timely | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. - Seller-05/20/2026 <br> Open-ECOA Non-Compliant: Appraisal Disclosure Not Provided Timely. ECOA: Appraisal Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. - Due Diligence Vendor-05/11/2026 | Ready for Review-Document Uploaded. - Seller-05/20/2026<br>| Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_Lender LOE-Closed on Saturday.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129626 | N/A | N/A |
| OBX2026AHC2000534 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:56 | 2026-05-22 13:15 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/20/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX. Lender not confirmed to closed on Saturday. - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 |  | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_Lender LOE-Closed on Saturday.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129003 | N/A | N/A |
| OBX2026AHC2000534 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:56 | 2026-05-22 13:15 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/20/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Lender not confirmed to closed on Saturday. - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 |  | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_Lender LOE-Closed on Saturday.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129004 | N/A | N/A |
| OBX2026AHC2000534 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:56 | 2026-05-22 13:15 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. - Seller-05/20/2026 <br> Open-The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX. Lender not confirmed to closed on Saturday. - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 | Ready for Review-Document Uploaded. - Seller-05/20/2026<br>| Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_Lender LOE-Closed on Saturday.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129005 | N/A | N/A |
| OBX2026AHC2000534 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:17 | 2026-05-16 13:33 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129627 | Investor Post-Close | No |
| OBX2026AHC2000534 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:49 | 2026-05-16 13:33 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9128848 | N/A | N/A |
| OBX2026AHC2000459 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:11 | 2026-05-18 10:39 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. condition resolved. - Due Diligence Vendor-05/18/2026 <br>Resolved-Privacy Notice provided. - Due Diligence Vendor-05/18/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/15/2026 <br>Open-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/13/2026 |  | Resolved-Privacy Notice provided. condition resolved. - Due Diligence Vendor-05/18/2026 <br>Resolved-Privacy Notice provided. - Due Diligence Vendor-05/18/2026<br>| XXXXXXXXXX_XXXXX_Pricvacy Policy.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9127810 | N/A | N/A |
| OBX2026AHC2000459 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 12:22 | 2026-05-16 13:25 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9133285 | Investor Post-Close | No |
| OBX2026AHC2000459 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:19 | 2026-05-16 13:24 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9129766 | N/A | N/A |
| OBX2026AHC2000340 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:32 | 2026-05-18 08:36 | Resolved | 1 - Information | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Lender provided itemization of settlement charges to show what the Lender paid. Condition resolved. - Due Diligence Vendor-05/18/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/15/2026 <br> Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 |  | Resolved-Lender provided itemization of settlement charges to show what the Lender paid. Condition resolved. - Due Diligence Vendor-05/18/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/18/2026<br>| XXXXXXXXXX_XXXXX_Itemization_Lender LOE.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9130747 | N/A | N/A |
| OBX2026AHC2000340 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 14:14 | 2026-05-18 08:17 | Resolved | 1 - Information | Credit | Missing Doc | Missing Condo Questionnaire | Resolved-per 1008-Condo Project Review Waived was marked, no condo questionnaire was needed. Condition resolved. - Due Diligence Vendor-05/18/2026 <br>Ready for Review-Condo questionnaire not required. Waiver of project review. There are only 2 units in the project. - Seller-05/14/2026 <br>Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply.<br> The Condo Questionnaire is missing from the loan file - Due Diligence Vendor-05/11/2026 | Ready for Review-Condo questionnaire not required. Waiver of project review. There are only 2 units in the project. - Seller-05/14/2026<br>| Resolved-per 1008-Condo Project Review Waived was marked, no condo questionnaire was needed. Condition resolved. - Due Diligence Vendor-05/18/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9136777 | N/A | N/A |
| OBX2026AHC2000340 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:16 | 2026-05-18 08:14 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129495 | N/A | N/A |
| OBX2026AHC2000340 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 11:07 | 2026-05-16 12:56 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9131622 | Investor Post-Close | No |
| OBX2026AHC2000053 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:12 | 2026-05-16 12:53 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 9127819 | Investor Post-Close | No |
| OBX2026AHC2000053 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 08:33 | 2026-05-16 12:52 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 9126979 | N/A | N/A |
| OBX2026AHC2000607 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:30 | 2026-05-28 16:16 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9128273 | N/A | N/A |
| OBX2026AHC2000607 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-16 13:47 | 2026-05-28 16:16 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 2 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/28/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. A 2055 was ordered XX/XX/XXXX per valuation waterfall. BPO was not within -10% tolerance. - Due Diligence Vendor-05/16/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/28/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9239645 | N/A | N/A |
| OBX2026AHC2000607 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-13 06:29 | 2026-05-22 13:11 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. - Seller-05/20/2026 <br> Counter-Lender provided the same 1003, which is currently present in the loan file. The XXXXXX shows the loan passed with dates provided XX/XX/XXXX and XX/XX/XXXX. We need proof or evidence the business is closed on Saturday. Condition remains. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Lender provided the same 1003, which is currently present in the loan file. We need proof or evidence the business is closed on Saturday. Condition remains. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. - Seller-05/14/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/13/2026 | Ready for Review-Document Uploaded. - Seller-05/20/2026 <br>Ready for Review-Document Uploaded. - Seller-05/14/2026<br>| Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_1003.pdf<br> XXXXXXXXXX_XXXXXLender LOE-Saturday Business hour.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9169880 | N/A | N/A |
| OBX2026AHC2000607 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-13 06:29 | 2026-05-22 13:11 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. - Seller-05/20/2026 <br> Counter-Lender provided the same 1003, which is currently present in the loan file. The Mavent shows the loan passed with dates provided XX/XX/XXXX and XX/XX/XXXX. We need proof or evidence the business is closed on Saturday. Condition remains. - Due Diligence Vendor-05/18/2026 <br> Ready for Review-Document Uploaded. - Buyer-05/14/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The application date is XX/XX/XXXX; however, the initial disclosures were not provided until XX/XX/XXXX. Provide evidence the lender was not open for business on Saturday for purposes of disclosure timing. Additional conditions may apply. - Due Diligence Vendor-05/13/2026 | Ready for Review-Document Uploaded. - Seller-05/20/2026<br>| Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_1003.pdf<br> XXXXXXXXXX_XXXXX_Lender LOE-Saturday Business hour.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9169881 | N/A | N/A |
| OBX2026AHC2000607 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:30 | 2026-05-16 13:47 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9130710 | Investor Post-Close | No |
| OBX2026AHC2000410 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:34 | 2026-05-16 13:09 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9130797 | Investor Post-Close | No |
| OBX2026AHC2000410 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:09 | 2026-05-16 13:08 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129322 | N/A | N/A |
| OBX2026AHC2000026 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:58 | 2026-05-22 13:00 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Hello, please see the lender's attestation they are closed on Saturdays. As such, the Homeownership Counseling Disclosure date of XX/XX/XXXX is within 3 business days of XX/XX/XXXX. - Seller-05/18/2026 <br> Open- - Due Diligence Vendor-05/12/2026 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 | Ready for Review-Document Uploaded. Hello, please see the lender's attestation they are closed on Saturdays. As such, the Homeownership Counseling Disclosure date of XX/XX/XXXX is within 3 business days of XX/XX/XXXX. - Seller-05/18/2026 | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_Letter of Explanation.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129039 | N/A | N/A |
| OBX2026AHC2000026 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:58 | 2026-05-22 12:59 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Hello, please see the lender's attestation they are closed on Saturdays. As such, the Initial Disclosure date of XX/XX/XXXX is within 3 business days of XX/XX/XXXX. - Buyer-05/18/2026 <br> Open- - Due Diligence Vendor-05/12/2026 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate is dated XX/XX/XXXX and the application date is XX/XX/XXXX. No Cure. - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 |  | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_Letter of Explanation.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129041 | N/A | N/A |
| OBX2026AHC2000026 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:58 | 2026-05-22 12:59 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br> Resolved-Resolved - Due Diligence Vendor-05/22/2026 <br> Ready for Review-Document Uploaded. Hello, please see the lender's attestation they are closed on Saturdays. As such, the Settlement Service Provider Disclosure date of XX/XX/XXXX is within 3 business days of XX/XX/XXXX. - Buyer-05/18/2026 <br> Open- - Due Diligence Vendor-05/12/2026 <br> Open-The List of Settlement Service Providers Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(vi); 1026.19(e)(1)(iii)) The list of Settlement is dated XX/XX/XXXX and the application date is XX/XX/XXXX. No Cure. - Due Diligence Vendor-05/11/2026 <br> Open- - Due Diligence Vendor-05/11/2026 |  | Resolved-Received documentation confirming lender is closed on Saturday. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-Resolved - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX_Letter of Explanation.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129042 | N/A | N/A |
| OBX2026AHC2000026 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:57 | 2026-05-16 12:21 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9129015 | Investor Post-Close | No |
| OBX2026AHC2000026 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 06:45 | 2026-05-16 12:20 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9125217 | N/A | N/A |
| OBX2026AHC2000042 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 11:23 | 2026-05-16 12:42 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9131993 | Investor Post-Close | No |
| OBX2026AHC2000042 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:34 | 2026-05-16 12:41 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9130813 | N/A | N/A |
| OBX2026AHC2000043 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 08:18 | 2026-05-22 12:37 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Received E-Consent Documentation for borrower. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-E-Consent documentation for borrower(s) provided. - Due Diligence Vendor-05/22/2026 <br>Ready for Review-Document Uploaded. - Buyer-05/20/2026 <br>Open-E-Consent documentation is missing for borrower(s). E Consent documentation is missing from loan file. Additional conditions may apply. - Due Diligence Vendor-05/11/2026 |  | Resolved-Received E-Consent Documentation for borrower. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Resolved-E-Consent documentation for borrower(s) provided. - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX-E-consent.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9126585 | N/A | N/A |
| OBX2026AHC2000043 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:24 | 2026-05-16 12:46 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/13/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9130585 | Investor Post-Close | No |
| OBX2026AHC2000043 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:15 | 2026-05-16 12:45 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. Secondary valuation is missing from loan file. Additional conditions may apply. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9127891 | N/A | N/A |
| OBX2026AHC2000563 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 11:27 | 2026-05-16 13:37 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 9132144 | Investor Post-Close | No |
| OBX2026AHC2000563 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:59 | 2026-05-16 13:36 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Purchase | NA | 9131447 | N/A | N/A |
| OBX2026AHC2000447 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:25 | 2026-05-16 13:19 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/13/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9130607 | Investor Post-Close | No |
| OBX2026AHC2000447 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 09:25 | 2026-05-16 13:19 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. Secondary Valuation is missing from loan file. Additional conditions may apply. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9128194 | N/A | N/A |
| OBX2026AHC2000588 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 11:22 | 2026-05-16 13:40 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged- - Due Diligence Vendor-05/16/2026 <br>Open-Value grade equals B, loan approved with a PIW. - Due Diligence Vendor-05/11/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9131982 | Investor Post-Close | No |
| OBX2026AHC2000588 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-11 10:07 | 2026-05-16 13:40 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/11/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/16/2026<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9129258 | N/A | N/A |
| OBX2026AHC2000588 | XXXXXXX | XXXXXX |  |  | Seller | 2026-05-16 13:40 | 2026-05-16 14:00 | Open | 3 - Material | Property | Value | Missing Post Close Valuation - 2 | Open- - Due Diligence Vendor-05/16/2026 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. A 2055 was ordered XX/XX/XXXX per valuation waterfall, BPO not within -10% tolerance. - Due Diligence Vendor-05/16/2026 <br> Open- - Due Diligence Vendor-05/16/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 9239640 | N/A | N/A |
| OBX2026AHC2000106 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-05 14:57 | 2026-05-26 10:54 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 2 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/26/2026 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. BPO received not within 10% tolerance per guidelines - Due Diligence Vendor-05/05/2026 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/26/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9051625 | N/A | N/A |
| OBX2026AHC2000106 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-01 10:22 | 2026-05-05 14:54 | Acknowledged | 2 - Non-Material | Property | Property | Loan approved with appraisal waiver, PIW grading applies | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/01/2026 |  | Acknowledged-Value grade equals B, loan approved with a PIW. This finding is non-material and will be rated a B grade - Due Diligence Vendor-05/01/2026<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9000039 | Investor Post-Close | No |
| OBX2026AHC2000106 | XXXXXXX | XXXXXX |  |  | Seller | 2026-05-26 10:54 | 2026-05-26 11:30 | Open | 3 - Material | Property | Missing Doc | Missing Second Appraisal (Property) | Open-Missing full appraisal to confirm property value. Loan was qualified with a PIW, with a property value of $XXXX. A BPO was ordered to confirm the value, which returned a $XXXX valuation which exceeded the -10% tolerance threshold. A 2055 was then ordered, which returned a $XXXX valuation, also exceeding the -10% threshold. Per valuation waterfall, a second appraisal is now required in order to confirm the property value. - Due Diligence Vendor-05/26/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9374168 | N/A | N/A |
| OBX2026AHC2000586 | XXXXXXX | XXXXXX |  |  | Closed | 2026-05-12 16:25 | 2026-05-22 15:13 | Resolved | 1 - Information | Credit | Missing Doc | Incomplete Mortgage/Deed of Trust | Resolved-Received recorded affidavit of scrivener's error for the Deed of Trust. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026 <br>Ready for Review-Document Uploaded. Affidavit of Scrivener's error for the Deed of Trust received. Uploaded - Buyer-05/22/2026 <br>Open-The Deed of Trust is Incomplete NMLS ID for Lender is incorrect on Mortgage/Deed of Trust. Please provide corrected Mortgage/Deed of Trust. Additional conditions may apply. - Due Diligence Vendor-05/12/2026 |  | Resolved-Received recorded affidavit of scrivener's error for the Deed of Trust. Condition status changed to Resolved. - Due Diligence Vendor-05/22/2026<br>| XXXXXXXXXX_XXXXX - Affidavit correcting NMLS # (Recorded).pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9162582 | N/A | N/A |
| OBX2026AHC2000586 | XXXXXXX | XXXXXX |  |  | Seller | 2026-05-12 16:23 | 2026-05-13 06:30 | Open | 3 - Material | Credit | Missing Doc | The Note is Incomplete | Open-The Note is Incomplete NMLS ID for Lender is incorrect on Note. Please provide corrected Note. Additional conditions may apply. - Due Diligence Vendor-05/12/2026 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 9162575 | N/A | N/A |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 2**

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **ALT ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| OBX2026AHC2000005 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000006 | XXXXXX |  |  | $XXXXX C A |
| OBX2026AHC2000008 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000010 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000011 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000016 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000017 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000018 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000019 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000022 | XXXXXX |  |  | $XXXXX D C A |
| OBX2026AHC2000023 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000025 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000026 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000030 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000031 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000033 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000035 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000036 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000041 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000042 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000043 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000044 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000049 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000053 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000056 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000057 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000058 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000059 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000060 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000062 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000063 | XXXXXX |  |  | $XXXXX C A |
| OBX2026AHC2000064 | XXXXXX |  |  | $XXXXX D C A |
| OBX2026AHC2000066 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000069 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000072 | XXXXXX |  |  | $XXXXX D A |
| OBX2026AHC2000073 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000074 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000076 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000078 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000079 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000081 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000082 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000086 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000087 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000089 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000091 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000092 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000094 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000096 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000098 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000104 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000105 | XXXXXX |  |  | $XXXXX D C A |
| OBX2026AHC2000107 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000112 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000113 | XXXXXX |  |  | $XXXXX A D |
| OBX2026AHC2000115 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000117 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000118 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000120 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000126 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000127 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000130 | XXXXXX |  |  | $XXXXX D C A |
| OBX2026AHC2000132 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000133 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000134 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000135 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000136 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000139 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000140 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000142 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000144 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000146 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000147 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000150 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000151 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000152 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000154 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000157 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000160 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000161 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000162 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000164 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000165 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000167 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000169 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000175 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000179 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000181 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000183 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000184 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000186 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000188 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000190 | XXXXXX |  |  | $XXXXX D A |
| OBX2026AHC2000193 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000194 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000195 | XXXXXX |  |  | $XXXXX D C A B |
| OBX2026AHC2000197 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000200 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000201 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000206 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000207 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000208 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000209 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000213 | XXXXXX |  |  | $XXXXX D A |
| OBX2026AHC2000216 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000218 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000222 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000224 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000230 | XXXXXX |  |  | $XXXXX C A |
| OBX2026AHC2000232 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000233 | XXXXXX |  |  | $XXXXX D C A |
| OBX2026AHC2000236 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000237 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000239 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000241 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000242 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000243 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000244 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000246 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000247 | XXXXXX |  |  | $XXXXX D A |
| OBX2026AHC2000248 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000249 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000252 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000255 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000256 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000257 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000265 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000266 | XXXXXX |  |  | $XXXXX D A |
| OBX2026AHC2000269 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000270 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000271 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000274 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000277 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000279 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000280 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000282 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000283 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000284 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000285 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000286 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000287 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000289 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000291 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000293 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000294 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000295 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000298 | XXXXXX |  |  | $XXXXX A B C |
| OBX2026AHC2000299 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000300 | XXXXXX |  |  | $XXXXX D C A B |
| OBX2026AHC2000301 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000302 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000303 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000307 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000308 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000314 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000315 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000321 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000322 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000324 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000333 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000334 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000336 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000337 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000338 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000339 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000340 | XXXXXX |  |  | $XXXXX D C A B |
| OBX2026AHC2000341 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000343 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000344 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000348 | XXXXXX |  |  | $XXXXX C A |
| OBX2026AHC2000356 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000357 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000359 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000363 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000366 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000368 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000369 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000370 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000371 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000372 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000376 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000377 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000378 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000379 | XXXXXX |  |  | $XXXXX C A |
| OBX2026AHC2000380 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000381 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000386 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000387 | XXXXXX |  |  | $XXXXX D A C |
| OBX2026AHC2000389 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000390 | XXXXXX |  |  | $XXXXX D C A |
| OBX2026AHC2000391 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000395 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000396 | XXXXXX |  |  | $XXXXX C A |
| OBX2026AHC2000397 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000398 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000401 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000402 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000405 | XXXXXX |  |  | $XXXXX D A |
| OBX2026AHC2000407 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000409 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000410 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000412 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000413 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000415 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000417 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000421 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000422 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000424 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000425 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000427 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000429 | XXXXXX |  |  | $XXXXX D C A |
| OBX2026AHC2000430 | XXXXXX |  |  | $XXXXX D B A |
| OBX2026AHC2000435 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000436 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000439 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000440 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000443 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000446 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000447 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000448 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000451 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000453 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000454 | XXXXXX |  |  | $XXXXX D C A |
| OBX2026AHC2000455 | XXXXXX |  |  | $XXXXX A B C |
| OBX2026AHC2000459 | XXXXXX |  |  | $XXXXX A B C |
| OBX2026AHC2000465 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000467 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000475 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000491 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000503 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000510 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000512 | XXXXXX |  |  | $XXXXX C A |
| OBX2026AHC2000514 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000515 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000528 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000531 | XXXXXX |  |  | $XXXXX C A |
| OBX2026AHC2000534 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000535 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000537 | XXXXXX |  |  | $XXXXX A B |
| OBX2026AHC2000543 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000545 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000549 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000551 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000553 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000558 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000563 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000566 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000577 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000579 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000588 | XXXXXX |  |  | $XXXXX A C |
| OBX2026AHC2000591 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000592 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000593 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000596 | XXXXXX |  |  | $XXXXX C A |
| OBX2026AHC2000599 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000600 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000601 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000607 | XXXXXX |  |  | $XXXXX A C B |
| OBX2026AHC2000612 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000614 | XXXXXX |  |  | $XXXXX A |
| OBX2026AHC2000106 | XXXXXX |  |  | $XXXXX A D |
| OBX2026AHC2000586 | XXXXXX |  |  | $XXXXX D A |
| OBX2026AHC2000616 | XXXXXX |  |  | $XXXXX A |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **ALT ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM DTI/Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| OBX2026AHC2000368 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5550.0 | 5.761 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000475 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7224.0 | 6.663 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000089 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1530.0 | 5.537 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000213 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8680.45 | 6.362 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Retired | No | No | No |  |
| OBX2026AHC2000060 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1740.0 | 5.71 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000113 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 23345.0 | 5.965 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000274 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2750.0 | 6.192 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000387 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1469.78 | 5.903 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000057 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1295.0 | 5.733 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000291 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5061.83 | 5.706 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000270 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2290.0 | 6.209 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000066 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3339.0 | 6.688 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000294 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 5.704 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000249 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1475.0 | 5.592 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000295 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2095.0 | 6.032 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000424 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9945.0 | 6.045 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000333 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9431.11 | 6.232 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000126 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1525.0 | 5.901 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000010 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1475.0 | 5.938 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000324 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 10157.84 | 7.188 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000018 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1500.0 | 6.4 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000298 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6309.0 | 5.826 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000407 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1395.0 | 5.664 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000194 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4695.0 | 6.169 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000389 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5499.5 | 6.251 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000063 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 6.955 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000140 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2270.0 | 5.94 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000247 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2957.5 | 5.756 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000165 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7190.0 | 6.215 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000181 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1890.0 | 6.186 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000280 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 11775.0 | 6.183 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000427 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6464.0 | 5.733 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000401 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1195.0 | 5.779 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000266 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1625.0 | 5.773 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000118 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1640.0 | 5.809 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000378 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 5550.0 | 6.27 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000322 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1720.0 | 6.166 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000136 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2199.79 | 6.07 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000098 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 15877.81 | 5.728 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000443 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 6.558 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000069 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2050.0 | 5.938 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000157 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10043.0 | 6.221 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000190 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1250.0 | 5.911 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000248 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2270.0 | 5.696 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000321 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 6.146 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000255 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1195.0 | 5.699 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired |  | No |  | No |  |
| OBX2026AHC2000179 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8798.08 | 5.76 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000135 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 11784.3 | 6.303 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000242 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 5598.0 | 6.303 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000133 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 14095.0 | 6.004 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000195 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1898.0 | 5.815 | Yes | Yes | N/A | Yes | Yes | No | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000371 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 14003.5 | 6.218 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000409 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1740.0 | 6.361 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000301 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2050.0 | 5.913 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000142 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1488.0 | 6.229 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Not Employed | Employed | No | No | No |  |
| OBX2026AHC2000286 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 11704.38 | 5.66 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000056 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 625.0 | 6.166 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000218 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2370.0 | 5.739 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000465 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1295.0 | 5.724 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000120 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6902.88 | 7.234 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000132 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4296.5 | 5.735 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000241 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1790.0 | 6.192 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000049 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1900.0 | 6.088 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000307 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2055.0 | 6.067 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000169 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9405.0 | 6.098 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000030 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3900.13 | 5.72 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000186 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2270.0 | 5.919 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000200 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8632.68 | 6.039 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Retired | No | No | No |  |
| OBX2026AHC2000005 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1235.0 | 7.071 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000094 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1850.0 | 6.051 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000359 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 995.0 | 6.52 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000161 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 15590.0 | 6.225 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000386 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1650.0 | 6.212 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000302 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 5806.0 | 5.933 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000017 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 0 | 6.296 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000425 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 14613.12 | 5.984 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000016 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4638.75 | 6.7 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000293 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 16616.68 | 6.199 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000415 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6601.16 | 6.402 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000417 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 12062.3 | 5.707 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000451 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10090.0 | 5.802 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000395 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 5.636 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000058 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 11633.75 | 6.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000336 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1250.0 | 5.888 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000252 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6767.8 | 5.78 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000448 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1640.0 | 6.163 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000265 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2028.91 | 6.191 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000455 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 5.999 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000130 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1740.0 | 5.984 | Yes | Yes | N/A | No | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000160 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 4497.88 | 6.255 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000209 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1445.0 | 6.208 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000201 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4175.0 | 5.846 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000092 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1275.0 | 5.943 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000127 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1863.92 | 6.021 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000237 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 12037.45 | 6.454 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired |  | No |  | No |  |
| OBX2026AHC2000151 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1005.0 | 5.902 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000064 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1890.0 | 6.406 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000134 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 5195.0 | 5.81 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000289 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 21445.0 | 5.743 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000073 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8890.0 | 6.766 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000271 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3200.0 | 5.845 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000243 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7700.8 | 6.194 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Retired | No | No | No |  |
| OBX2026AHC2000147 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5265.0 | 5.787 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000076 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 5.919 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000233 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 725.0 | 6.147 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000152 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4437.17 | 5.701 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Retired | No | No | No |  |
| OBX2026AHC2000162 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 8828.6 | 6.155 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000376 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 15539.0 | 6.224 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000343 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7974.0 | 6.416 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000398 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1690.0 | 6.17 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000072 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1440.0 | 6.159 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000287 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1890.0 | 5.923 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000303 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6825.0 | 5.664 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000421 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1350.0 | 6.149 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000239 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 9495.0 | 5.935 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000144 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6082.32 | 6.181 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000397 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10740.4 | 5.794 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000430 | XXXXXX |  |  | XX/XX/XXXX | QM: Seasoned QM Safe Harbor (SQM SH) | QM: Safe Harbor APOR (APOR SH) | Yes |  | No | No | No | No | No | No | No | No | No | No | No | 3634.5 | 5.749 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000208 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1852.76 | 6.098 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Retired | No | No | No |  |
| OBX2026AHC2000338 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 0.0 | 5.912 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000139 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 950.0 | 5.913 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000184 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 14895.0 | 6.363 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000006 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1500.0 | 6.553 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000257 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7192.8 | 5.659 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000091 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1275.0 | 5.927 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000277 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4056.68 | 6.224 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000164 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5285.0 | 5.967 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000079 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1640.0 | 5.702 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000236 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6339.97 | 6.81 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000107 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 10343.32 | 5.921 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000413 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 17606.25 | 6.696 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000422 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1275.0 | 6.652 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Not Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000033 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6693.48 | 5.996 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000112 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 6649.0 | 6.034 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000334 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8792.06 | 6.319 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000188 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9295.0 | 5.908 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000339 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 6.138 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000044 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 0.0 | 6.375 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000412 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8463.0 | 6.998 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Employed | No | No | No |  |
| OBX2026AHC2000446 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2589.07 | 6.417 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000011 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2245.25 | 6.549 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000019 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2458.5 | 6.201 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000299 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9375.0 | 6.056 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000300 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2370.0 | 6.074 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000146 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8352.28 | 5.976 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000023 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1950.0 | 5.814 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000197 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6557.96 | 6.209 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000207 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1590.0 | 6.205 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired |  | No |  | No |  |
| OBX2026AHC2000256 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1245.0 | 6.055 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000025 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1246.68 | 6.581 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Retired | No | No | No |  |
| OBX2026AHC2000230 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1375.0 | 5.722 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000074 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2194.04 | 5.704 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000436 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 795.0 | 5.657 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000087 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9947.0 | 6.542 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000357 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1499.0 | 6.033 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000390 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4395.0 | 6.761 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000380 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 10463.0 | 5.864 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000377 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 875.0 | 5.9 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000453 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 4996.26 | 5.876 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000439 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 4290.0 | 6.291 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000396 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10337.5 | 5.783 | Yes | Yes | N/A | No | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000372 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 5000.0 | 5.718 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000381 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3597.5 | 6.186 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000105 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3490.64 | 6.481 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000402 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1195.0 | 6.392 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000216 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2245.0 | 6.271 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000246 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1759.08 | 6.215 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000154 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1790.0 | 6.029 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000269 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 10237.5 | 6.15 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000081 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 9473.6 | 6.274 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000284 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7518.4 | 5.735 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000279 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 16314.57 | 6.058 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000308 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10775.0 | 6.076 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000232 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4900.0 | 6.527 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000283 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1596.0 | 6.235 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000022 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3069.5 | 6.221 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000059 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 949.0 | 5.888 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000435 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6167.75 | 5.791 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000285 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5575.0 | 5.775 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000440 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2022.37 | 5.657 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000115 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2950.0 | 6.545 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000222 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1499.0 | 5.777 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000405 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2260.0 | 6.567 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000363 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4742.04 | 6.255 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000031 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1640.0 | 5.661 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000344 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 12365.0 | 5.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000467 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8133.51 | 5.65 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000356 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 15363.1 | 5.683 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000193 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 5311.25 | 6.047 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Not Employed | Employed | No | No | No |  |
| OBX2026AHC2000206 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1617.62 | 6.202 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000086 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5035.0 | 5.84 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000391 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 11774.37 | 6.345 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000035 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1075.0 | 6.031 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000341 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 6.442 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000535 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1548.0 | 6.317 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000167 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3495.0 | 6.713 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000614 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5031.7 | 6.487 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000008 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6234.35 | 6.206 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Employed | No | No | No |  |
| OBX2026AHC2000183 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1890.0 | 6.208 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000082 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 9410.0 | 7.434 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000078 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1640.0 | 7.101 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Retired | No | No | No |  |
| OBX2026AHC2000528 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 995.0 | 6.941 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000543 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4742.38 | 6.497 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000549 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 14651.0 | 6.229 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000062 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1640.0 | 6.58 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000282 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4635.54 | 6.763 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000369 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 18296.0 | 6.965 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000096 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 1650.0 | 7.544 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000454 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 13279.94 | 6.083 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000514 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 9950.0 | 7.061 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired |  | No |  | No |  |
| OBX2026AHC2000224 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1000.0 | 6.905 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000593 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6989.0 | 7.102 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000551 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8400.0 | 6.675 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000244 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1330.0 | 6.195 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000531 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1495.0 | 6.833 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000175 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10975.0 | 6.347 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000314 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1640.0 | 7.2 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000577 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1595.0 | 7.196 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000591 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1200.0 | 6.029 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000545 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.326 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000599 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 6.883 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000579 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 0.0 | 6.625 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000104 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 0 | 6.98 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000370 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1075.0 | 5.971 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000566 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1445.0 | 6.698 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000036 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2290.0 | 6.502 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000337 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1823.0 | 6.468 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Not Employed | Employed | No | No | No |  |
| OBX2026AHC2000429 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4732.5 | 6.026 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000150 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3672.0 | 6.272 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000592 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1395.0 | 6.979 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000601 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1490.0 | 6.684 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000553 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1450.0 | 6.182 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000515 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 11207.0 | 6.407 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000315 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1495.0 | 6.685 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000348 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 6.19 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000117 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1340.0 | 6.029 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000596 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1790.0 | 6.702 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000558 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10175.0 | 6.753 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000379 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 8120.0 | 6.363 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000510 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8955.0 | 6.2 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000537 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 13225.92 | 5.934 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000512 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 12560.0 | 6.361 | Yes | Yes | N/A | No | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000503 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2259.12 | 6.197 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000600 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1790.0 | 6.538 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired |  | No |  | No |  |
| OBX2026AHC2000612 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2474.2 | 6.704 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000366 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1879.0 | 6.551 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000041 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1679.38 | 6.336 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000491 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1640.0 | 6.208 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000534 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1615.0 | 6.437 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000459 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1330.0 | 6.165 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000340 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0.0 | 6.125 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000053 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1142.84 | 5.91 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000607 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 590.0 | 6.525 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000410 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 8795.0 | 7.065 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000026 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1485.0 | 6.44 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000042 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 684.38 | 6.078 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000043 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8631.4 | 6.664 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |
| OBX2026AHC2000563 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3116.0 | 6.202 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000447 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1640.0 | 6.711 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000588 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1927.0 | 6.182 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Employed | No | No | No |  |
| OBX2026AHC2000106 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2524.6 | 6.213 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed | Not Employed | No | No | No |  |
| OBX2026AHC2000586 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10249.0 | 6.713 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Employed |  | No |  | No |  |
| OBX2026AHC2000616 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2545.0 | 6.096 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXXX | N/A | Retired | Retired | No | No | No |  |

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## Exhibit 99.01

**Exhibit 99.01 Schedule 4**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **ALT ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Subordinate Lien 2 Type** | **Subordinate Lien 2 Max Draw Amount (HELOC)** | **Subordinate Lien 3 Type** | **Subordinate Lien 3 Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **ITIN Flag** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Maturity Date** | **Borrower 1 Trust Name** | **Borrower 2 Trust Name** | **Borrower 3 Trust Name** | **Borrower 4 Trust Name** | **Delayed Financing Flag** | **Title Company Name** | **Settlement Agent Company** | **Neighborhood Location** | **Gift Funds** | **Gift Funds Percentage of Total Funds Required** |
| OBX2026AHC2000368 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5550 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 5.761% |  | 5.625% | 5.625% | $2348.68 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2824.50 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 27.69% | 27.78% | 27.78% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | NA | Yes | 9 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 360 | 26 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 3.5 | XX,XXX.XX | 3.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No | 49.02 |
| OBX2026AHC2000475 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 7224 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.663% |  | 6.500% | 6.500% | $3747.53 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4456.09 | $XXXXX | N/A |  |  | $0.00 |  |  | 42.22% | 42.22% | 42.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000089 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1530 | XX/XX/XXXX | 6.140% | LP | Accept Eligible | Yes | 5.537% |  | 5.500% | 5.500% | $3613.98 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4152.65 | $XXXXX | N/A |  |  | $0.00 |  |  | 37.19% | 37.19% | 37.19% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 279 | 25 | Work Number | Yes | 360 | 25 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000213 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8680.45 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.362% |  | 6.125% | 6.125% | $2946.91 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3497.35 | $XXXXX | N/A |  |  | $0.00 |  |  | 41.49% | 41.49% | 41.49% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | 2YR Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 196 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000060 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1740 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.710% |  | 5.625% | 5.625% | $1612.90 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2500.31 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 18.05% | 18.05% | 18.05% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 23 | XX,XXX.XX | 23 | No | 68.01 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000113 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 23345 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 5.965% |  | 5.625% | 5.625% | $4777.95 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6415.61 | $XXXXX | N/A |  |  | $0.00 |  |  | 22.00% | 22.00% | 22.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 2.3 | XX,XXX.XX | 2.3 | No | 69.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000274 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2750 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.192% |  | 6.124% | 6.124% | $2114.26 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2942.09 | $XXXXX | N/A |  |  | $0.00 |  |  | 40.81% | 40.12% | 40.12% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.66 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000387 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1469.78 | XX/XX/XXXX | 6.430% | LP | Accept Eligible | No | 5.903% |  | 5.875% | 5.875% | $3892.32 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4547.56 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 26.04% | 26.04% | 26.04% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 129 | 24 | Work Number | Yes | 162 | 24 | Work Number | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1 | XX,XXX.XX | 1 | No | 73.93 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000057 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1295 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | Yes | 5.733% |  | 5.625% | 5.625% | $1942.84 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2863.67 | $XXXXX | N/A |  |  | $0.00 |  |  | 43.42% | 43.42% | 43.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 16.1 | XX,XXX.XX | 16.1 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000291 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5061.83 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 5.706% |  | 5.625% | 5.625% | $4316.85 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5816.45 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 33.16% | 33.16% | 33.16% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 |  | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - null Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 51.72 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000270 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2290 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.209% |  | 6.125% | 6.125% | $4277.58 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5822.25 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 29.62% | 29.62% | 29.62% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 4 | XX,XXX.XX | 4 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000066 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3339 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.688% |  | 6.625% | 6.625% | $3995.54 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4331.01 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.15% | 38.15% | 38.15% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SEPartnership, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 4.9 | XX,XXX.XX | 4.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000294 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.704% |  | 5.625% | 5.625% | $3310.02 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4785.53 | $XXXXX | N/A |  |  | $0.00 |  |  | 27.79% | 27.79% | 27.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2024","2023"] - 2026, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2024","2023"] - 2026, 2024, 2023 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 126.2 | XX,XXX.XX | 126.2 | No | 47.92 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 48.00 |
| OBX2026AHC2000249 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1475 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.592% |  | 5.500% | 5.500% | $3690.63 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5072.63 | $XXXXX | N/A |  |  | $0.00 |  |  | 40.11% | 40.11% | 40.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 19 | XX,XXX.XX | 19 | No | 55.56 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000295 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2095 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 6.032% |  | 5.990% | 5.990% | $4192.35 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5963.30 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 48.68% | 48.68% | 48.68% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 38 | XX,XXX.XX | 34.3 | No | 72.55 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 94.37 |
| OBX2026AHC2000424 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9945 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.045% |  | 5.875% | 5.875% | $3401.34 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4142.50 | $XXXXX | N/A |  |  | $0.00 |  |  | 22.63% | 22.63% | 22.63% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 1 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 299 | 26 | Work Number | Yes | 26 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Bonus - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 316.1 | XX,XXX.XX | 316.1 | No | 61.5 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000333 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9431.11 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.232% |  | 6.125% | 6.125% | $2031.85 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2628.34 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 27.03% | 27.03% | 27.03% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026"] - 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2026"] - 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 40 | XX,XXX.XX | 40 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000126 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1525 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 5.901% |  | 5.750% | 5.750% | $2285.27 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2854.02 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 29.46% | 29.48% | 29.48% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 202 | 25 | Work Number | Yes | 1 | 1 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 41.3 | XX,XXX.XX | 41.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000010 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1475 | XX/XX/XXXX | 6.220% | DU | Approve Eligible | No | 5.938% |  | 5.875% | 5.875% | $4303.44 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6074.66 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 40.95% | 39.96% | 39.96% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 26 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 5.9 | XX,XXX.XX | 5.9 | No | 58.2 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000324 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10157.84 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 7.188% |  | 6.990% | 6.990% | $3645.50 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4183.93 | $XXXXX | N/A |  |  | $0.00 |  |  | 44.95% | 44.95% | 44.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 46 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | XX,XXX.XX | 58.2 | No | 73.62 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000018 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1500 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.400% |  | 6.375% | 6.375% | $5125.72 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6944.22 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 31.34% | 30.84% | 30.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 99 | 99 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 3.7 | XX,XXX.XX | 3.7 | No | 72.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000298 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6309 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | Yes | 5.826% |  | 5.625% | 5.625% | $2072.36 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2500.28 | $XXXXX | N/A |  |  | $0.00 |  |  | 22.07% | 22.07% | 22.07% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - SEPartnership, SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024"] - 2023, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 237.7 | XX,XXX.XX | 237.7 | No | 42.35 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000407 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1395 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | Yes | 5.664% |  | 5.625% | 5.625% | $3652.54 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4680.25 | $XXXXX | N/A |  |  | $0.00 |  |  | 37.80% | 37.89% | 37.89% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 125 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 7.5 | XX,XXX.XX | 7.5 | No | 63.58 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000194 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4695 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | No | 6.169% |  | 5.990% | 5.990% | $2096.18 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2874.19 | $XXXXX | N/A |  |  | $0.00 |  |  | 41.63% | 41.63% | 41.63% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 5.4 | XX,XXX.XX | 5.4 | No | 65.42 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000389 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5499.5 | XX/XX/XXXX | 6.220% | LP | Accept Eligible | No | 6.251% |  | 6.125% | 6.125% | $4098.33 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4774.71 | $XXXXX | N/A |  |  | $0.00 |  |  | 22.38% | 22.38% | 22.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 103 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000063 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 6.955% |  | 6.875% | 6.875% | $2299.25 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2787.46 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 27.58% | 27.58% | 27.58% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 23 | 23 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.78 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000140 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2270 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 5.940% |  | 5.875% | 5.875% | $5501.30 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $7383.89 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 46.31% | 46.31% | 46.31% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 1 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 2.3 | XX,XXX.XX | 2.3 | No | 64.14 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000247 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2957.5 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.756% |  | 5.625% | 5.625% | $2705.59 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3985.91 | $XXXXX | No | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 46.41% | 46.41% | 46.41% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 1 YR Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 7.4 | XX,XXX.XX | 7.4 | No | 58.02 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 90.99 |
| OBX2026AHC2000165 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 7190 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | No | 6.215% |  | 5.990% | 5.990% | $2491.46 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3302.25 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 33.89% | 33.89% | 33.89% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 3.1 | XX,XXX.XX | 3.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000181 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1890 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 6.186% |  | 6.125% | 6.125% | $5298.36 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6770.57 | $XXXXX | N/A |  |  | $0.00 |  |  | 46.58% | 46.39% | 46.39% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage, Wage - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 6.9 | XX,XXX.XX | 6.9 | No | 71.48 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000280 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 11775 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.183% |  | 6.125% | 6.125% | $2571.41 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3248.64 | $XXXXX | N/A |  |  | $0.00 |  |  | 44.64% | 44.64% | 44.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | Yes | 24 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 12 | 12 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Child Support, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 32.5 | XX,XXX.XX | 32.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000427 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6464 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | Yes | 5.733% |  | 5.625% | 5.625% | $3258.22 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3974.15 | $XXXXX | N/A |  |  | $0.00 |  |  | 24.03% | 24.03% | 24.03% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 2.5 | XX,XXX.XX | 2.5 | No | 68.19 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000401 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1195 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 5.779% |  | 5.750% | 5.750% | $5835.73 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $8754.17 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 34.61% | 34.61% | 34.61% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 26 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified - ["2025"] - 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - ["2025"] - 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 56.7 | XX,XXX.XX | 56.7 | No | 50 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000266 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1625 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 5.773% |  | 5.625% | 5.625% | $3651.96 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4478.28 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 37.57% | 37.57% | 37.57% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 22 | 22 | FNMA 1005 | Yes | 40 | 30 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 0.6 | XX,XXX.XX | 0.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000118 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1640 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 5.809% |  | 5.750% | 5.750% | $4376.80 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5891.22 | $XXXXX | N/A |  |  | $0.00 |  |  | 17.02% | 17.02% | 17.02% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 63 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 54.8 | XX,XXX.XX | 54.8 | No | 68.18 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000378 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5550 | XX/XX/XXXX | 6.430% | DU | Approve Eligible | No | 6.270% |  | 6.125% | 6.125% | $2965.14 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3790.86 | $XXXXX | N/A |  |  | $0.00 |  |  | 44.21% | 44.21% | 44.21% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 2.5 | XX,XXX.XX | 2.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000322 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1720 | XX/XX/XXXX | 6.130% | LP | Accept Eligible | Yes | 6.166% |  | 6.125% | 6.125% | $2770.70 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3747.78 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 20.80% | 20.80% | 20.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 2 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 35.7 | XX,XXX.XX | 35.7 | No | 66.57 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000136 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2199.79 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 6.070% |  | 5.990% | 5.990% | $2194.40 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3199.89 | $XXXXX | N/A |  |  | $0.00 |  |  | 45.55% | 45.58% | 45.58% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 16.9 | XX,XXX.XX | 16.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000098 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 15877.81 | XX/XX/XXXX | 6.140% | DU | Approve Eligible | No | 5.728% |  | 5.625% | 5.625% | $3950.44 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4422.02 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.71% | 38.71% | 38.71% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 26 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 76.4 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000443 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 6.558% |  | 6.500% | 6.500% | $3362.60 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3994.49 | $XXXXX | N/A |  |  | $0.00 |  |  | 35.00% | 35.00% | 35.00% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] - 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.3 | XX,XXX.XX | 1.3 | No | 68.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000069 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2050 | XX/XX/XXXX | 6.170% | DU | Approve Eligible | No | 5.938% |  | 5.875% | 5.875% | $6107.63 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $7593.01 | $XXXXX | N/A |  |  | $0.00 |  |  | 45.90% | 45.90% | 45.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 10.5 | XX,XXX.XX | 10.5 | No | 70.24 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000157 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10043 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 6.221% |  | 5.990% | 5.990% | $3492.83 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4404.83 | $XXXXX | N/A |  |  | $0.00 |  |  | 29.40% | 29.40% | 29.40% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 19.5 | XX,XXX.XX | 19.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000190 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1250 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 5.911% |  | 5.875% | 5.875% | $5323.84 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6165.27 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 34.13% | 34.49% | 34.49% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 63 | 48 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | XX | China | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | XX | China | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1 | XX,XXX.XX | 1 | No | 50 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000248 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2270 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 5.696% |  | 5.625% | 5.625% | $4543.70 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6166.85 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 48.09% | 46.91% | 46.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States of America | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 28.7 | XX,XXX.XX | 28.7 | No | 53.33 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000321 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 6.146% |  | 6.125% | 6.125% | $3767.19 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4989.87 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 36.91% | 36.91% | 36.91% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 90 | 25 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 36.5 | XX,XXX.XX | 36.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000255 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1195 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | Yes | 5.699% |  | 5.625% | 5.625% | $2514.47 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3206.77 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 41.76% | 41.76% | 41.76% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Retirement Income Doc Verified | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement - 3 YRS Executed 4506T Verified, Note Receivable Verified - ["2026"] - 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2026"] - 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 50.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000179 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8798.08 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 5.760% |  | 5.625% | 5.625% | $4793.78 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6850.76 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 37.37% | 38.02% | 38.02% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 5.2 | XX,XXX.XX | 5.2 | No | 27.76 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000135 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 11784.3 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.303% |  | 6.125% | 6.125% | $5377.35 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6258.61 | $XXXXX | N/A |  |  | $0.00 |  |  | 42.47% | 42.33% | 42.33% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 239 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.08 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | XXXXXXX |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000242 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5598 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 6.303% |  | 6.125% | 6.125% | $2892.23 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4272.80 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 44.92% | 44.92% | 44.92% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 44 | 44 | Work Number | Yes | 28 | 28 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2022","2023","2024","2025","2026"] - 2022, 2023, 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2022","2023","2024","2025","2026"] - 2022, 2023, 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 15.3 | XX,XXX.XX | 15.3 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000133 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 14095 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 6.004% |  | 5.875% | 5.875% | $6344.24 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $7594.18 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 42.90% | 42.90% | 42.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 9.3 | XX,XXX.XX | 9.3 | No | 75 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000195 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1898 | XX/XX/XXXX | 5.980% | LP | Accept | Yes | 5.815% |  | 5.625% | 5.625% | $1778.78 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2406.24 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 24.42% | 24.42% | 24.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 820 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 14.8 | XX,XXX.XX | 14.8 | No | 60 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000371 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 14003.5 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.218% |  | 6.125% | 6.125% | $3341.86 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4142.12 | $XXXXX | N/A |  |  | $0.00 |  |  | 41.38% | 41.38% | 41.38% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.12 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000409 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1740 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.361% |  | 6.250% | 6.250% | $2536.75 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3118.64 | $XXXXX | N/A |  |  | $0.00 |  |  | 22.76% | 22.76% | 22.76% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 35 | 26 | Work Number | Yes | 33 | 26 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 23.2 | XX,XXX.XX | 23.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000301 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2050 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 5.913% |  | 5.875% | 5.875% | $5909.46 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $7645.76 | $XXXXX | N/A |  |  | $0.00 |  |  | 26.05% | 26.83% | 26.83% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 11.2 | XX,XXX.XX | 11.2 | No | 74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000142 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1488 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.229% |  | 6.125% | 6.125% | $2284.62 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2885.96 | $XXXXX | N/A |  |  | $0.00 |  |  | 25.81% | 25.81% | 25.81% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 14 | 14 | Work Number | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 6.2 | XX,XXX.XX | 6.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 53.19 |
| OBX2026AHC2000286 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 11704.38 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.660% |  | 5.625% | 5.625% | $4793.78 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6582.70 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 31.02% | 31.05% | 31.05% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 32.6 | XX,XXX.XX | 32.6 | No | 61.23 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000056 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 625 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.166% |  | 6.125% | 6.125% | $3159.09 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3484.42 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 30.52% | 30.52% | 30.52% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2024","2025"] - 2026, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2024","2025"] - 2026, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.8 | XX,XXX.XX | 1.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000218 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2370 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.739% |  | 5.625% | 5.625% | $2273.84 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4107.57 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 49.94% | 49.94% | 49.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 23 | 23 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 4.8 | XX,XXX.XX | 4.8 | No | 28.62 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000465 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1295 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | Yes | 5.724% |  | 5.625% | 5.625% | $2072.36 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2672.54 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 32.51% | 32.51% | 32.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 |  |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 8.5 | XX,XXX.XX | 8.5 | No | 60 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000120 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6902.88 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 7.234% |  | 6.990% | 6.990% | $3163.64 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4190.46 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 40.41% | 40.41% | 40.41% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 1 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership - 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified - ["2024"] - 2024 | Borrower - 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified - ["2024"] - 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000132 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4296.5 | XX/XX/XXXX | 6.060% | LP | Accept Eligible | Yes | 5.735% |  | 5.625% | 5.625% | $2797.69 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3396.68 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 27.64% | 27.64% | 27.64% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 23 | 13 | Work Number | Yes | 5 | 4 | Work Number | No | 0 |  |  | Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 9.8 | XX,XXX.XX | 9.8 | No | 63.64 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000241 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1790 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 6.192% |  | 6.125% | 6.125% | $3281.10 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4372.52 | $XXXXX | N/A |  |  | $0.00 |  |  | 37.88% | 37.88% | 37.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 39 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 95.8 | XX,XXX.XX | 95.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000049 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1900 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.088% |  | 5.990% | 5.990% | $1911.71 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2796.19 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 32.24% | 32.24% | 32.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 93 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime, Commission - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 54.2 | XX,XXX.XX | 54.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000307 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2055 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | Yes | 6.067% |  | 6.000% | 6.000% | $2578.07 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2843.18 | $XXXXX | N/A |  |  | $0.00 |  |  | 22.75% | 22.75% | 22.75% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 1YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 127.4 | XX,XXX.XX | 127.4 | No | 43.19 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000169 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9405 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 6.098% |  | 5.875% | 5.990% | $3265.29 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4656.78 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.94% | 38.73% | 38.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 70.6 | XX,XXX.XX | 70.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000030 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3900.13 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 5.720% |  | 5.625% | 5.625% | $4130.33 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4729.33 | $XXXXX | N/A |  |  | $0.00 |  |  | 35.23% | 35.23% | 35.23% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 156 | 25 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026"] - 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 325.4 | XX,XXX.XX | 325.4 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | XXXXXXX |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000186 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2270 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 5.919% |  | 5.875% | 5.875% | $4318.23 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5422.62 | $XXXXX | N/A |  |  | $0.00 |  |  | 47.91% | 47.91% | 47.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 211 | 12 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 61.7 | XX,XXX.XX | 61.7 | No | 59.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000200 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8632.68 | XX/XX/XXXX | 6.100% | LP | Accept | Yes | 6.039% |  | 5.625% | 5.625% | $1732.73 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2107.48 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.83% | 38.83% | 38.83% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | 2YR Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 51.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000005 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1235 | XX/XX/XXXX | 6.190% | DU | Approve Eligible | No | 7.071% |  | 7.000% | 7.000% | $3725.69 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4401.94 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 32.09% | 32.09% | 32.09% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Retirement Income Doc Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000094 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1850 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.051% |  | 5.990% | 5.990% | $4623.57 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5510.17 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 44.65% | 44.65% | 44.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 14 | 14 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 40 | XX,XXX.XX | 40 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000359 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 995 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.520% |  | 6.500% | 6.500% | $5998.33 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $8647.69 | $XXXXX | N/A |  |  | $0.00 |  |  | 33.20% | 32.64% | 32.64% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 176 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 5 | XX,XXX.XX | 5 | No | 68.77 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000161 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 15590 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.225% |  | 6.000% | 6.000% | $5395.95 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $7203.71 | $XXXXX | N/A |  |  | $0.00 |  |  | 28.65% | 28.19% | 28.19% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 63.1 | XX,XXX.XX | 63.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000386 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1650 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | Yes | 6.212% |  | 6.125% | 6.125% | $3645.66 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4254.58 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 26.42% | 26.39% | 26.39% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 52.3 | XX,XXX.XX | 52.3 | No | 65.93 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000302 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5806 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 5.933% |  | 5.875% | 5.875% | $8441.24 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $10544.77 | $XXXXX | N/A |  |  | $0.00 |  |  | 44.95% | 44.95% | 44.95% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 39.5 | XX,XXX.XX | 39.5 | No | 79.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000017 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.250% | LP | Accept Eligible | No | 6.296% |  | 6.250% | 6.250% | $6478.58 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $8352.50 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 28.01% | 28.04% | 28.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 2.2 | XX,XXX.XX | 2.2 | No | 70.15 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000425 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 14613.12 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.984% |  | 5.875% | 5.875% | $3052.34 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3701.26 | $XXXXX | N/A |  |  | $0.00 |  |  | 47.27% | 47.27% | 47.27% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 41.9 | XX,XXX.XX | 41.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000016 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4638.75 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.700% |  | 6.500% | 6.500% | $1763.47 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $1989.53 | $XXXXX | N/A |  |  | $0.00 |  |  | 40.54% | 40.54% | 40.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 360 | 25 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 2 | XX,XXX.XX | 2 | No | 76.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000293 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 16616.68 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 6.199% |  | 5.990% | 5.990% | $4987.10 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6240.61 | $XXXXX | N/A |  |  | $0.00 |  |  | 44.77% | 44.77% | 44.77% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 697 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | XX,XXX.XX | 5.1 | No | 59.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000415 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6601.16 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.402% |  | 6.125% | 6.125% | $1910.33 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2416.58 | $XXXXX | N/A |  |  | $0.00 |  |  | 32.55% | 32.55% | 32.55% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 29 | 26 | Work Number | Yes | 91 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 11 | XX,XXX.XX | 11 | No | 82.96 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000417 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 12062.3 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 5.707% |  | 5.625% | 5.625% | $2788.02 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4086.35 | $XXXXX | N/A |  |  | $0.00 |  |  | 32.51% | 32.52% | 32.52% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 18.6 | XX,XXX.XX | 18.6 | No | 37.03 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000451 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10090 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.802% |  | 5.625% | 5.625% | $4323.18 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5254.39 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 23.88% | 23.88% | 23.88% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 1 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2025"] - 2024, 2023, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2023","2025"] - 2024, 2023, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 2.3 | XX,XXX.XX | 2.3 | No | 68.27 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000395 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 5.636% |  | 5.625% | 5.625% | $3534.53 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4587.23 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 36.55% | 36.55% | 36.55% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.4 | XX,XXX.XX | 1.4 | No | 49.52 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000058 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 11633.75 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.798% |  | 6.625% | 6.625% | $5884.46 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $7132.15 | $XXXXX | N/A |  |  | $0.00 |  |  | 46.41% | 46.41% | 46.41% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 2 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - SESoleProprietor - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 | Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 4.8 | XX,XXX.XX | 4.8 | No | 78.28 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000336 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1250 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 5.888% |  | 5.875% | 5.875% | $5915.38 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $7325.52 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 30.22% | 30.22% | 30.22% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 11.1 | XX,XXX.XX | 11.1 | No | 67.8 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 37.05 |
| OBX2026AHC2000252 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6767.8 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 5.780% |  | 5.625% | 5.625% | $4490.12 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5784.45 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 25.51% | 25.51% | 25.51% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 150 | 27 | Work Number | Yes | 45 | 27 | Work Number | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.9 | XX,XXX.XX | 1.9 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | Yes | 51.28 |
| OBX2026AHC2000448 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1640 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | No | 6.163% |  | 6.100% | 6.100% | $4332.85 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4666.25 | $XXXXX | N/A |  |  | $0.00 |  |  | 49.03% | 49.94% | 49.94% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 158 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 12.1 | XX,XXX.XX | 12.1 | No | 71.5 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000265 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2028.91 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.191% |  | 6.125% | 6.125% | $2794.52 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3819.60 | $XXXXX | N/A |  |  | $0.00 |  |  | 18.46% | 18.46% | 18.46% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 6.3 | XX,XXX.XX | 6.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000455 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | Yes | 5.999% |  | 5.990% | 5.990% | $2665.14 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3326.03 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 25.71% | 25.71% | 25.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 86 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.96 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000130 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1740 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.984% |  | 5.875% | 5.875% | $3531.48 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4671.64 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 42.59% | 41.72% | 41.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 4.3 | XX,XXX.XX | 4.3 | No | 79.92 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No | 89.18 |
| OBX2026AHC2000160 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4497.88 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | No | 6.255% |  | 6.125% | 6.125% | $3339.28 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4793.85 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 49.91% | 49.91% | 49.91% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | Yes | Yes | 240 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Asset Depletion - 2 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1176 | XX,XXX.XX | 1176 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000209 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1445 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.208% |  | 6.125% | 6.125% | $2039.75 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2363.50 | $XXXXX | N/A |  |  | $0.00 |  |  | 37.23% | 37.23% | 37.23% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 38.15 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000201 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4175 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 5.846% |  | 5.750% | 5.750% | $3857.42 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4837.83 | $XXXXX | N/A |  |  | $0.00 |  |  | 27.40% | 27.40% | 27.40% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 2.8 | XX,XXX.XX | 2.8 | No | 77.31 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000092 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1275 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 5.943% |  | 5.875% | 5.875% | $4046.12 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5267.72 | $XXXXX | N/A |  |  | $0.00 |  |  | 35.71% | 35.71% | 35.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 0.6 | XX,XXX.XX | 0.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000127 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1863.92 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.021% |  | 6.000% | 6.000% | $5168.13 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6593.44 | $XXXXX | N/A |  |  | $0.00 |  |  | 43.86% | 43.86% | 43.86% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 60 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 12 | XX,XXX.XX | 12 | No | 70.37 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000237 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 12037.45 | XX/XX/XXXX | 6.190% | DU | Approve Eligible | No | 6.454% |  | 6.375% | 6.375% | $2699.47 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3208.86 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 44.03% | 44.03% | 44.03% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Retirement Income Doc Verified | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 405.7 | XX,XXX.XX | 405.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000151 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1005 | XX/XX/XXXX | 6.060% | LP | Accept Eligible | No | 5.902% |  | 5.875% | 5.875% | $5915.38 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $7387.56 | $XXXXX | N/A |  |  | $0.00 |  |  | 45.68% | 45.68% | 45.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 4 | 3 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 15.4 | XX,XXX.XX | 15.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000064 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1890 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.406% |  | 6.375% | 6.375% | $7386.62 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $9311.52 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.85% | 38.85% | 38.85% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Permanent Resident Alien | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 8.1 | XX,XXX.XX | 8.1 | No | 73.09 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000134 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5195 | XX/XX/XXXX | 6.130% | LP | Accept | Yes | 5.810% |  | 5.625% | 5.625% | $2070.06 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2924.75 | $XXXXX | N/A |  |  | $0.00 |  |  | 47.32% | 47.32% | 47.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 4.7 | XX,XXX.XX | 4.7 | No | 59.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000289 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 21445 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 5.743% |  | 5.625% | 5.625% | $4639.79 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6089.12 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 31.46% | 31.47% | 31.47% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 7.4 | XX,XXX.XX | 7.4 | No | 58.19 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000073 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8890 | XX/XX/XXXX | 6.130% | LP | Accept Eligible | No | 6.766% |  | 6.500% | 6.500% | $2528.27 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3756.52 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 37.56% | 38.08% | 38.08% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 76 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.07 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000271 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3200 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 5.845% |  | 5.750% | 5.750% | $5485.58 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $7693.18 | $XXXXX | N/A |  |  | $0.00 |  |  | 45.04% | 45.04% | 45.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 316.9 | XX,XXX.XX | 316.9 | No | 48.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000243 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 7700.8 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 6.194% |  | 6.000% | 6.000% | $2952.04 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $7807.27 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 45.28% | 45.21% | 45.21% | No | No | 3 - Verified<2Mos |  | 4 - Stated, 1YR W2 + YTD Paystub OR 2YR Tax Returns |  | 3 - Stated, 3rd Party Verification |  | Employed | Retired | Self-Employed |  | 10.14 |  | 1YR Full Doc | 1 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Child Support, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 \|\| Co Borrower 2 - SESoleProprietor, Retirement - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(N/A), 2 YRS Executed 4506T Verified, Award Letter Verified - ["2024"] - 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026"] - 2026 \|\| Co Borrower 2 - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(N/A), 2 YRS Executed 4506T Verified - ["2024"] - 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 809 | 798 | 813 | 812 |  |  |  | 812 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 32.7 | XX,XXX.XX | 32.7 | No | 75 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000147 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5265 | XX/XX/XXXX | 6.130% | LP | Accept Eligible | No | 5.787% |  | 5.625% | 5.625% | $2498.35 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3289.53 | $XXXXX | N/A |  |  | $0.00 |  |  | 30.89% | 30.89% | 30.89% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 270 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 13.8 | XX,XXX.XX | 13.8 | No | 79.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000076 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 995 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 5.919% |  | 5.875% | 5.875% | $4926.03 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6493.41 | $XXXXX | N/A |  |  | $0.00 |  |  | 43.55% | 43.55% | 43.55% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 62 | 25 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2024","2023"] - 2026, 2024, 2023 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2024","2023"] - 2026, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 35.3 | XX,XXX.XX | 35.3 | No | 72.41 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000233 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 725 | XX/XX/XXXX | 6.060% | DU | Approve Eligible | No | 6.147% |  | 6.125% | 6.125% | $2430.44 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3914.44 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.94% | 44.93% | 44.93% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 6 | 6 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 15.2 | XX,XXX.XX | 15.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000152 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4437.17 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | Yes | 5.701% |  | 5.625% | 5.625% | $3471.21 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $4744.29 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 45.19% | 45.19% | 45.19% | No | Yes |  |  |  |  |  |  | Self-Employed | Retired |  |  |  |  | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 2 | 0 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 51 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Wage - 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 | Borrower - 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026"] - 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 22.6 | XX,XXX.XX | 22.6 | No | 61.85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000162 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8828.6 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.155% |  | 6.000% | 6.000% | $5156.13 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6604.82 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 48.11% | 48.11% | 48.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 3.4 | XX,XXX.XX | 3.4 | No | 70.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000376 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 15539 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 6.224% |  | 6.000% | 6.000% | $4298.78 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4899.82 | $XXXXX | N/A |  |  | $0.00 |  |  | 36.71% | 36.71% | 36.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No | XXXXXX | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000343 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 7974 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 6.416% |  | 6.125% | 6.125% | $1822.83 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2199.77 | $XXXXX | N/A |  |  | $0.00 |  |  | 41.46% | 41.46% | 41.46% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Retirement Income Doc Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000398 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1690 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 6.170% |  | 6.125% | 6.125% | $3183.88 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4328.57 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 44.81% | 44.81% | 44.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 274 | 27 | Work Number | Yes | 130 | 27 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Lease Hold | XX/XX/XXXX | No | No | N/A | XX,XXX.XX | 10.7 | XX,XXX.XX | 0.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000072 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1440 | XX/XX/XXXX | 6.060% | DU | Approve Eligible | No | 6.159% |  | 6.125% | 6.125% | $1992.96 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2512.14 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 44.33% | 44.32% | 44.32% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 820 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 33.1 | XX,XXX.XX | 33.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000287 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1890 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.923% |  | 5.875% | 5.875% | $4217.66 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6397.30 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 21.84% | 21.84% | 21.84% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 15.2 | XX,XXX.XX | 15.2 | No | 41.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000303 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6825 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | Yes | 5.664% |  | 5.625% | 5.625% | $3212.16 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4416.81 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 32.85% | 32.85% | 32.85% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 |  | 0 | 0 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, null Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 4.6 | XX,XXX.XX | 4.6 | No | 69.66 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000421 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1350 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.149% |  | 6.124% | 6.124% | $4325.73 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4929.57 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 18.26% | 18.26% | 18.26% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 51 | 25 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 15.5 | XX,XXX.XX | 15.5 | No | 74.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000239 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9495 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | Yes | 5.935% |  | 5.625% | 5.625% | $2360.19 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3823.25 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 45.89% | 45.89% | 45.89% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 225 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 87.1 | XX,XXX.XX | 87.1 | No | 50.62 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000144 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6082.32 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.181% |  | 5.990% | 5.990% | $2443.54 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3006.91 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 32.22% | 32.22% | 32.22% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 48.9 | XX,XXX.XX | 48.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 83.33 |
| OBX2026AHC2000397 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10740.4 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | Yes | 5.794% |  | 5.625% | 5.625% | $3600.83 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4993.60 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 37.72% | 37.72% | 37.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 27 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 10.9 | XX,XXX.XX | 10.9 | No | 62.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000430 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3634.5 | XX/XX/XXXX | 6.060% | DU | Approve Eligible | No | 5.749% |  | 5.625% | 5.625% | $3166.11 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4713.07 | $XXXXX | N/A |  |  | $0.00 |  |  | 33.25% | 33.06% | 33.06% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 61 | 36 | Work Number | Yes | 36 | 32 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 97.1 | XX,XXX.XX | 97.1 | No | 36.42 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | Yes | 91.25 |
| OBX2026AHC2000208 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1852.76 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | No | 6.098% |  | 5.990% | 5.990% | $2209.97 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3361.22 | $XXXXX | N/A |  |  | $0.00 |  |  | 40.80% | 40.66% | 40.66% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | 1YR Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - [] | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - [] | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 11.9 | XX,XXX.XX | 11.9 | No | 44.73 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000338 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 5.912% |  | 5.875% | 5.875% | $6625.23 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $8047.17 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 44.98% | 44.98% | 44.98% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 137.9 | XX,XXX.XX | 137.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000139 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 950 | XX/XX/XXXX | 6.170% | LP | Accept Eligible | Yes | 5.913% |  | 5.875% | 5.875% | $1934.33 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2292.04 | $XXXXX | N/A |  |  | $0.00 |  |  | 34.85% | 34.85% | 34.85% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 1 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 25.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2024"] - 2024 | Borrower - 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - ["2024"] - 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.8 | XX,XXX.XX | 1.8 | No | 59.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000184 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 14895 | XX/XX/XXXX | 6.060% | DU | Approve Eligible | No | 6.363% |  | 6.125% | 6.125% | $4739.35 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5700.51 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 29.12% | 29.12% | 29.12% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 33.7 | XX,XXX.XX | 33.7 | No | 72.22 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No | 100.00 |
| OBX2026AHC2000006 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1500 | XX/XX/XXXX | 6.170% | DU | Approve Eligible | No | 6.553% |  | 6.500% | 6.500% | $7079.16 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $8938.87 | $XXXXX | N/A |  |  | $0.00 |  |  | 41.25% | 41.25% | 41.25% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 37 | XX,XXX.XX | 37 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No | 23.21 |
| OBX2026AHC2000257 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 7192.8 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 5.659% |  | 5.500% | 5.500% | $3520.29 | No |  | $XXXXX | $XXXXX | $XXXXX | $0.00 | $XXXXX | $XXXXX | $0.00 | $5013.00 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 40.82% | 40.82% | 40.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | XX,XXX.XX | 1.2 | No | 67.39 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000091 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1275 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.927% |  | 5.875% | 5.875% | $3815.42 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4788.57 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 48.00% | 48.00% | 48.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 26 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 29.6 | XX,XXX.XX | 29.6 | No | 51.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000277 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4056.68 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 6.224% |  | 6.125% | 6.125% | $3499.84 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4470.68 | $XXXXX | N/A |  |  | $0.00 |  |  | 11.78% | 11.78% | 11.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 2 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 10.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 36 | 1 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 182.1 | XX,XXX.XX | 182.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000164 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5285 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 5.967% |  | 5.875% | 5.875% | $5501.30 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6488.61 | $XXXXX | N/A |  |  | $0.00 |  |  | 25.36% | 25.36% | 25.36% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | XX |  | XX/XX/XXXX |  |  | N/A |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | XX | 231 | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 0.8 | XX,XXX.XX | 0.8 | No | 69.4 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000079 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1640 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.702% |  | 5.625% | 5.625% | $4259.86 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5130.05 | $XXXXX | N/A |  |  | $0.00 |  |  | 26.82% | 26.82% | 26.82% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 6.4 | XX,XXX.XX | 6.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000236 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6339.97 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | No | 6.810% |  | 6.625% | 6.625% | $2862.19 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3519.56 | $XXXXX | N/A |  |  | $0.00 |  |  | 34.03% | 34.05% | 34.05% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | XX,XXX.XX | 0.5 | No | 75.13 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000107 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10343.32 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | No | 5.921% |  | 5.625% | 5.625% | $2694.07 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3215.65 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 47.16% | 47.16% | 47.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 224 | 24 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 20.6 | XX,XXX.XX | 20.6 | No | 79.32 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000413 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 17606.25 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 6.696% |  | 6.500% | 6.500% | $5660.17 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6792.59 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 45.52% | 45.52% | 45.52% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | Less than 1 Month | NA |  | 0 |  |  | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 68 | 2 | Other | Yes | 95 | 2 | Other | No | 0 |  |  | Borrower - Wage, Bonus - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 4.4 | XX,XXX.XX | 4.4 | No | 77.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000422 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1275 | XX/XX/XXXX | 6.220% | DU | Approve Eligible | No | 6.652% |  | 6.625% | 6.625% | $3201.55 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4549.24 | $XXXXX | N/A |  |  | $0.00 |  |  | 27.67% | 27.67% | 27.67% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Not Stated Not Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 33.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000033 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6693.48 | XX/XX/XXXX | 6.250% | LP | Accept Eligible | No | 5.996% |  | 5.875% | 5.875% | $3330.36 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4566.87 | $XXXXX | N/A |  |  | $0.00 |  |  | 29.11% | 29.11% | 29.11% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 128 | 25 | Work Number | Yes | 48 | 36 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 5.4 | XX,XXX.XX | 5.4 | No | 37.73 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000112 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6649 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 6.034% |  | 5.875% | 5.875% | $2809.21 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3259.13 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 49.95% | 49.95% | 49.95% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 2 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Retirement, SSI and Disability, Other, Other, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 5.1 | XX,XXX.XX | 5.1 | No | 79.83 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000334 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8792.06 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 6.319% |  | 6.125% | 6.125% | $3042.91 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4378.56 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 40.58% | 40.58% | 40.58% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 1 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SEPartnership - 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - ["2024"] - 2024 | Borrower - 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - ["2024"] - 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 0.8 | XX,XXX.XX | 0.8 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000188 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9295 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 5.908% |  | 5.750% | 5.750% | $6069.16 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $8177.73 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 37.97% | 37.97% | 37.97% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 1 | 2 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership, SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - SEPartnership, SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 319.2 | XX,XXX.XX | 319.2 | No | 50.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000339 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | Yes | 6.138% |  | 6.125% | 6.125% | $3667.06 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5094.48 | $XXXXX | N/A |  |  | $0.00 |  |  | 40.73% | 40.73% | 40.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000044 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.375% |  | 6.375% | 6.375% | $2046.29 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2945.48 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 45.94% | 46.00% | 46.00% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 1YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Other, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - SSI and Disability, Retirement, Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 28 | XX,XXX.XX | 28 | No | 79.04 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000412 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8463 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 6.998% |  | 6.750% | 6.750% | $2873.29 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3396.59 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 33.46% | 33.46% | 33.46% | No | No |  |  |  |  |  |  | Retired | Self-Employed |  |  |  |  | 1YR Full Doc | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 1 | 1 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2024"] - 2024 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024"] - 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 2.1 | XX,XXX.XX | 2.1 | No | 73.83 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000446 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2589.07 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.417% |  | 6.375% | 6.375% | $4080.45 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6359.86 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 40.40% | 40.40% | 40.40% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | Yes | 36 | 36 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 0.6 | XX,XXX.XX | 0.6 | No | 63.93 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000011 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2245.25 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.549% |  | 6.500% | 6.500% | $3160.34 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3544.21 | $XXXXX | N/A |  |  | $0.00 |  |  | 25.47% | 25.47% | 25.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 1 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 152 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026","2023"] - 2024, 2025, 2026, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - ["2024","2025","2026","2023"] - 2024, 2025, 2026, 2023 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 14.8 | XX,XXX.XX | 14.8 | No | 76.92 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000019 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2458.5 | XX/XX/XXXX | 6.270% | DU | Approve Eligible | No | 6.201% |  | 6.125% | 6.125% | $5188.99 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6594.53 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 34.56% | 34.56% | 34.56% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 86.1 | XX,XXX.XX | 85.5 | No | 70 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 10.93 |
| OBX2026AHC2000299 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9375 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.056% |  | 6.000% | 6.000% | $3237.57 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3582.93 | $XXXXX | N/A |  |  | $0.00 |  |  | 36.92% | 36.92% | 36.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | Borrower - 1 YR Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.02 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000300 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2370 | XX/XX/XXXX | 6.020% | LP | Accept Eligible | Yes | 6.074% |  | 6.000% | 6.000% | $2697.98 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3189.43 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 41.93% | 41.93% | 41.93% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other, Other - 2 YRS W2 1099 Verified, 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 31 | XX,XXX.XX | 31 | No | 45.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000146 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8352.28 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 5.976% |  | 5.625% | 5.625% | $3781.98 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4321.19 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 41.40% | 41.41% | 41.41% | No | No | 4 - Verified 2+ Mos |  | 5 - Stated, 2YRs Verified + CPA Letter |  | 3 - Stated, 3rd Party Verification |  | Employed | Employed | Employed |  | 4.58 |  | 2YR Full Doc | 0 | 1 | NA | NA | N/A | 0 | Yes | 5 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 53 | 36 | Work Number | Yes | 111 | 34 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower 2 - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 780 | 780 | 780 | 754 |  |  |  | 780 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 20.1 | XX,XXX.XX | 20.1 | No | 76.66 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000023 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1950 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 5.814% |  | 5.750% | 5.750% | $4157.96 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $7164.30 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 35.43% | 35.43% | 35.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 119.8 | XX,XXX.XX | 119.8 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000197 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6557.96 | XX/XX/XXXX | 6.170% | DU | Approve Eligible | No | 6.209% |  | 6.125% | 6.125% | $2090.18 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2592.62 | $XXXXX | N/A |  |  | $0.00 |  |  | 27.77% | 27.77% | 27.77% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 39.8 | XX,XXX.XX | 39.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000207 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1590 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | Yes | 6.205% |  | 6.125% | 6.125% | $2576.27 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3776.57 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 46.43% | 46.43% | 46.43% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Retirement Income Doc Verified | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Other - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 53.3 | XX,XXX.XX | 53.3 | No | 64.34 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000256 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1245 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 6.055% |  | 5.990% | 5.990% | $2045.87 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2407.09 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.88% | 38.88% | 38.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 26 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 13.9 | XX,XXX.XX | 13.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No | 70.26 |
| OBX2026AHC2000025 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1246.68 | XX/XX/XXXX | 6.140% | LP | Accept Eligible | No | 6.581% |  | 6.490% | 6.490% | $5985.77 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $7890.76 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 45.25% | 44.47% | 44.47% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | Yes | 240 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 27 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission, Asset Depletion, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Retirement - 2 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 815 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.9 | XX,XXX.XX | 1.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | XXXXXXX |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000230 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1375 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 5.722% |  | 5.625% | 5.625% | $2935.85 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4034.39 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 46.60% | 46.60% | 46.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 39 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 9.7 | XX,XXX.XX | 9.7 | No | 75 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 73.62 |
| OBX2026AHC2000074 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2194.04 | XX/XX/XXXX | 6.140% | LP | Accept Eligible | Yes | 5.704% |  | 5.625% | 5.625% | $2026.31 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2937.60 | $XXXXX | N/A |  |  | $0.00 |  |  | 19.55% | 19.39% | 19.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 29 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 48.2 | XX,XXX.XX | 48.2 | No | 58.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000436 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 795 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 5.657% |  | 5.625% | 5.625% | $4346.21 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5486.35 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 34.76% | 34.76% | 34.76% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 23.8 | XX,XXX.XX | 23.8 | No | 67.65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000087 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9947 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 6.542% |  | 6.375% | 6.375% | $4441.95 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5570.65 | $XXXXX | N/A |  |  | $0.00 |  |  | 36.88% | 36.88% | 36.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000357 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1499 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.033% |  | 6.000% | 6.000% | $5665.75 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $7082.45 | $XXXXX | N/A |  |  | $0.00 |  |  | 47.06% | 47.24% | 47.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 5.6 | XX,XXX.XX | 48.1 | No | 75.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000390 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4395 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 6.761% |  | 6.625% | 6.625% | $2458.79 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2878.96 | $XXXXX | N/A |  |  | $0.00 |  |  | 37.89% | 37.89% | 37.89% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000380 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10463 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | Yes | 5.864% |  | 5.625% | 5.625% | $2653.20 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3533.29 | $XXXXX | N/A |  |  | $0.00 |  |  | 46.49% | 46.49% | 46.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 27 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | Borrower - 1 YR Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 0.8 | XX,XXX.XX | 0.8 | No | 68.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000377 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 875 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.900% |  | 5.875% | 5.875% | $3776.38 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4860.97 | $XXXXX | N/A |  |  | $0.00 |  |  | 45.55% | 45.62% | 45.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 26.1 | XX,XXX.XX | 26.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000453 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4996.26 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 5.876% |  | 5.500% | 5.500% | $2827.59 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4094.59 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 45.12% | 45.12% | 45.12% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 824 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.5 | XX,XXX.XX | 1.5 | No | 63.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000439 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4290 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 6.291% |  | 6.125% | 6.125% | $2916.53 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3722.69 | $XXXXX | N/A |  |  | $0.00 |  |  | 43.82% | 43.82% | 43.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 35.3 | XX,XXX.XX | 35.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No | 50.00 |
| OBX2026AHC2000396 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10337.5 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 5.783% |  | 5.625% | 5.625% | $4684.40 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5717.33 | $XXXXX | N/A |  |  | $0.00 |  |  | 41.96% | 41.96% | 41.96% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 21 | 21 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000372 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5000 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 5.718% |  | 5.625% | 5.625% | $3997.93 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4995.09 | $XXXXX | N/A |  |  | $0.00 |  |  | 47.66% | 47.66% | 47.66% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Retirement Income Doc Verified | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, SSI and Disability, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified | Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 19.2 | XX,XXX.XX | 19.2 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000381 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3597.5 | XX/XX/XXXX | 6.130% | LP | Accept Eligible | No | 6.186% |  | 6.125% | 6.125% | $4936.84 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5577.39 | $XXXXX | N/A |  |  | $0.00 |  |  | 44.21% | 44.21% | 44.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 24 | 13 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000105 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3490.64 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | No | 6.481% |  | 6.375% | 6.375% | $2670.16 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3128.44 | $XXXXX | N/A |  |  | $0.00 |  |  | 45.81% | 45.81% | 45.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 |  |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 11.5 | XX,XXX.XX | 11.5 | No | 77.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000402 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1195 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.392% |  | 6.375% | 6.375% | $7112.12 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $9040.02 | $XXXXX | N/A |  |  | $0.00 |  |  | 47.14% | 47.14% | 47.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 73 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 3.7 | XX,XXX.XX | 3.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000216 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2245 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | No | 6.271% |  | 6.125% | 6.125% | $1749.92 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2323.74 | $XXXXX | N/A |  |  | $0.00 |  |  | 25.73% | 25.73% | 25.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 16 | 16 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 63 | XX,XXX.XX | 63 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000246 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1759.08 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.215% |  | 6.125% | 6.125% | $3329.71 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4428.21 | $XXXXX | N/A |  |  | $0.00 |  |  | 33.85% | 33.85% | 33.85% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 162 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 29.5 | XX,XXX.XX | 29.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000154 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1790 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.029% |  | 5.990% | 5.990% | $4551.70 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6294.40 | $XXXXX | N/A |  |  | $0.00 |  |  | 40.43% | 40.60% | 40.60% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | Yes | 48 | 25 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 11.9 | XX,XXX.XX | 11.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000269 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10237.5 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | Yes | 6.150% |  | 6.125% | 6.125% | $3554.52 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5011.42 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 44.07% | 44.07% | 44.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2026","2025"] - 2024, 2026, 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2026","2025"] - 2024, 2026, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.2 | XX,XXX.XX | 1.2 | No | 68.82 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000081 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9473.6 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 6.274% |  | 6.125% | 6.125% | $5225.45 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6475.35 | $XXXXX | N/A |  |  | $0.00 |  |  | 43.65% | 43.65% | 43.65% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 12.9 | XX,XXX.XX | 12.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000284 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 7518.4 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 5.735% |  | 5.625% | 5.625% | $4490.12 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5947.55 | $XXXXX | N/A |  |  | $0.00 |  |  | 28.91% | 28.91% | 28.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 25 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 33.3 | XX,XXX.XX | 33.3 | No | 62.55 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000279 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 16314.57 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.058% |  | 5.875% | 5.875% | $5589.87 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $7307.98 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 34.10% | 34.10% | 34.10% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 5.2 | XX,XXX.XX | 5.2 | No | 72.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000308 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10775 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 6.076% |  | 5.875% | 5.875% | $4495.69 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5654.65 | $XXXXX | N/A |  |  | $0.00 |  |  | 40.76% | 40.54% | 40.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 13.3 | XX,XXX.XX | 13.3 | No | 77.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes |  |
| OBX2026AHC2000232 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4900 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.527% |  | 6.375% | 6.375% | $2601.54 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3007.62 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 35.10% | 31.44% | 31.44% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 77 | 26 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.46 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000283 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1596 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | Yes | 6.235% |  | 6.125% | 6.125% | $1798.53 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $2443.96 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 28.11% | 27.70% | 27.70% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 241 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | Closed End - Fixed |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 45.8 | XX,XXX.XX | 45.8 | No | 44.6 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000022 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3069.5 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 6.221% |  | 6.125% | 6.125% | $2866.71 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4051.65 | $XXXXX | N/A |  |  | $0.00 |  |  | 41.19% | 41.09% | 41.09% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.3 | XX,XXX.XX | 1.3 | No | 56.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000059 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 949 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.888% |  | 5.875% | 5.875% | $4926.03 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $XXXXX | $7473.70 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.13% | 39.89% | 39.89% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 95 | 27 | Work Number | Yes | 52 | 27 | Work Number | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | Closed End - Fixed |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 0.7 | XX,XXX.XX | 0.7 | No | 73.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No | XXXXXX | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000435 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6167.75 | XX/XX/XXXX | 6.140% | LP | Accept Eligible | No | 5.791% |  | 5.625% | 5.625% | $2104.02 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3022.81 | $XXXXX | N/A |  |  | $0.00 |  |  | 20.51% | 20.61% | 20.61% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 21 | 3 | Work Number | Yes | 21 | 3 | Other | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 52.9 | XX,XXX.XX | 52.9 | No | 42.23 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000285 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5575 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | Yes | 5.775% |  | 5.625% | 5.625% | $2337.17 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2763.18 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 27.68% | 27.68% | 27.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 3.5 | XX,XXX.XX | 3.5 | No | 69.64 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000440 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2022.37 | XX/XX/XXXX | 6.120% | LP | Accept Eligible | No | 5.657% |  | 5.625% | 5.625% | $4029.59 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5332.04 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 18.78% | 18.78% | 18.78% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 101 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 54 | XX,XXX.XX | 54 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000115 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2950 | XX/XX/XXXX | 6.170% | DU | Approve Eligible | No | 6.545% |  | 6.500% | 6.500% | $5657.01 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $7254.43 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 35.47% | 35.47% | 35.47% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 51.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 4.3 | XX,XXX.XX | 4.3 | No | 77.83 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000222 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1499 | XX/XX/XXXX | 6.130% | LP | Accept Eligible | No | 5.777% |  | 5.750% | 5.750% | $3898.27 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5683.12 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 47.96% | 47.96% | 47.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 14.5 | XX,XXX.XX | 14.5 | No | 40.24 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000405 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2260 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.567% |  | 6.500% | 6.500% | $3413.17 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4097.17 | $XXXXX | N/A |  |  | $0.00 |  |  | 49.10% | 49.10% | 49.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 57.9 | XX,XXX.XX | 57.9 | No | 52.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000363 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4742.04 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | Yes | 6.255% |  | 6.125% | 6.125% | $2539.81 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3693.83 | $XXXXX | N/A |  |  | $0.00 |  |  | 23.67% | 23.67% | 23.67% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | Yes | 36 | 36 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 42.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | XXXXXXX |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000031 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1640 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 5.661% |  | 5.625% | 5.625% | $4328.94 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5541.50 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 38.61% | 38.44% | 38.44% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 216 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 40 | XX,XXX.XX | 40 | No | 64 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000344 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 12365 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 5.782% |  | 5.625% | 5.625% | $4518.89 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6308.72 | $XXXXX | N/A |  |  | $0.00 |  |  | 34.33% | 33.89% | 33.89% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 1YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 8.9 | XX,XXX.XX | 8.9 | No | 40.05 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | XXXXXXX |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000467 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8133.51 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 5.650% |  | 5.625% | 5.625% | $4022.98 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $7276.38 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 22.98% | 22.98% | 22.98% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 28.9 | XX,XXX.XX | 28.9 | No | 31.77 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000356 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 15363.1 | XX/XX/XXXX | 5.990% | LP | Accept | No | 5.683% |  | 5.625% | 5.625% | $3856.90 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4368.37 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 49.14% | 49.14% | 49.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 68 | XX,XXX.XX | 68 | No | 65.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000193 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5311.25 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.047% |  | 5.990% | 5.990% | $5072.75 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6309.56 | $XXXXX | N/A |  |  | $0.00 |  |  | 47.08% | 47.08% | 47.08% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 7 | XX,XXX.XX | 7 | No | 41.32 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000206 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1617.62 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.202% |  | 6.125% | 6.125% | $2464.47 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3117.86 | $XXXXX | N/A |  |  | $0.00 |  |  | 12.49% | 12.49% | 12.49% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 80 | 26 | Work Number | Yes | 32 | 26 | Work Number | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 13.4 | XX,XXX.XX | 13.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000086 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5035 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 5.840% |  | 5.625% | 5.625% | $1611.84 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $1988.34 | $XXXXX | N/A |  |  | $0.00 |  |  | 25.31% | 25.31% | 25.31% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 57 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 11.1 | XX,XXX.XX | 11.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000391 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 11774.37 | XX/XX/XXXX | 6.120% | LP | Accept Eligible | No | 6.345% |  | 6.125% | 6.125% | $3543.49 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4767.35 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 48.55% | 48.55% | 48.55% | No | No |  |  | 1 - Not Stated, Not Verified |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025"] - 2026, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023"] - 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | Orange | XX/XX/XXXX |  |  | I-551 Conditional Permanent Resident Card w/ USCIS 1-751 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 42.1 | XX,XXX.XX | 42.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000035 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1075 | XX/XX/XXXX | 6.130% | LP | Accept Eligible | No | 6.031% |  | 5.990% | 5.990% | $4987.40 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6791.05 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 46.70% | 46.70% | 46.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 28 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 11.1 | XX,XXX.XX | 11.1 | No | 72.41 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000341 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.130% | LP | Accept Eligible | No | 6.442% |  | 6.375% | 6.375% | $4166.80 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5011.77 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 32.86% | 32.86% | 32.86% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 108 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 11.2 | XX,XXX.XX | 11.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000535 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1548 | XX/XX/XXXX | 6.020% | LP | Accept Eligible | No | 6.317% |  | 6.125% | 6.125% | $3280.59 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3933.91 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 39.81% | 39.81% | 39.81% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 19 | 16 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 16.2 | XX,XXX.XX | 16.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000167 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3495 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | No | 6.713% |  | 6.624% | 6.624% | $2999.55 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3637.64 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.90% | 38.90% | 38.90% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | Missing |  | 2 | 0 | 2 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Military and Government Assistance, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2026","2024"] - 2025, 2026, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | XX,XXX.XX | 0 | No | 79.41 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000614 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 5031.7 | XX/XX/XXXX | 6.120% | LP | Accept Eligible | No | 6.487% |  | 6.375% | 6.375% | $3556.06 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4364.14 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.50% | 38.50% | 38.50% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 20 | 20 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.43 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000008 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6234.35 | XX/XX/XXXX | 6.020% | LP | Accept Eligible | No | 6.206% |  | 5.990% | 5.990% | $2129.65 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3685.10 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 24.69% | 24.69% | 24.69% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | 1YR Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 |  | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Wage, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 47.3 | XX,XXX.XX | 47.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000183 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1890 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.208% |  | 6.125% | 6.125% | $4253.27 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5737.57 | $XXXXX | N/A |  |  | $0.00 |  |  | 39.95% | 39.95% | 39.95% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | XXXXX | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 \|\| Co Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | US | XX/XX/XXXX |  |  | I-821D Employment Authorization Document (I-821-D) |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1 | XX,XXX.XX | 1 | No | 79.55 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No | 11.11 |
| OBX2026AHC2000082 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9410 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 7.434% |  | 7.125% | 7.125% | $2398.44 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3001.80 | $XXXXX | N/A |  |  | $0.00 |  |  | 44.96% | 44.96% | 44.96% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 1 | 1 | Work Number | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 689 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000078 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1640 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 7.101% |  | 6.990% | 6.990% | $2246.45 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2995.45 | $XXXXX | N/A |  |  | $0.00 |  |  | 40.84% | 40.84% | 40.84% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | 1YR Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 8 | 12 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026"] - 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.5 | XX,XXX.XX | 1.5 | No | 75.11 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000528 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 995 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.941% |  | 6.875% | 6.875% | $2956.18 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3901.16 | $XXXXX | N/A |  |  | $0.00 |  |  | 42.42% | 42.81% | 42.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 41 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000543 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4742.38 | XX/XX/XXXX | 6.220% | DU | Approve Eligible | No | 6.497% |  | 6.375% | 6.375% | $3030.45 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3896.79 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 34.09% | 33.99% | 33.99% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 34 | 25 | Other | Yes | 104 | 25 | Other | No | 0 |  |  | Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 13.6 | XX,XXX.XX | 13.6 | No | 70.91 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000549 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 14651 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.229% |  | 6.125% | 6.125% | $3463.38 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3915.43 | $XXXXX | N/A |  |  | $0.00 |  |  | 35.38% | 35.38% | 35.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 |  |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 28.3 | XX,XXX.XX | 28.3 | No | 53.27 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000062 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1640 | XX/XX/XXXX | 5.990% | LP | Accept Eligible | No | 6.580% |  | 6.500% | 6.500% | $3982.03 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5270.82 | $XXXXX | N/A |  |  | $0.00 |  |  | 32.44% | 31.46% | 31.46% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 9 | 9 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026","2024","2023"] - 2025, 2026, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026","2024","2023"] - 2025, 2026, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.67 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000282 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4635.54 | XX/XX/XXXX | 6.370% | DU | Approve Eligible | No | 6.763% |  | 6.625% | 6.625% | $2878.84 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4045.38 | $XXXXX | N/A |  |  | $0.00 |  |  | 35.16% | 35.16% | 35.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 0.9 | XX,XXX.XX | 0.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000369 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 18296 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.965% |  | 6.625% | 6.625% | $4706.29 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6655.28 | $XXXXX | N/A |  |  | $0.00 |  |  | 47.30% | 47.31% | 47.31% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 47 | 26 | Other | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 6 | XX,XXX.XX | 6 | No | 78.61 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Rural | No |  |
| OBX2026AHC2000096 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | Yes | No | N/A | N/A | 1650 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 7.544% |  | 7.500% | 7.500% | $4471.48 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5363.17 | $XXXXX | N/A |  |  | $0.00 |  |  | 23.76% | 23.76% | 23.76% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 279 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 0.9 | XX,XXX.XX | 0.9 | No | 72.26 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000454 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 13279.94 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 6.083% |  | 5.875% | 5.875% | $4784.36 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5832.91 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 35.41% | 35.41% | 35.41% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 3.4 | XX,XXX.XX | 2.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 98.91 |
| OBX2026AHC2000514 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 9950 | XX/XX/XXXX | 6.430% | DU | Approve Eligible | No | 7.061% |  | 6.875% | 6.875% | $4861.27 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6109.73 | $XXXXX | N/A |  |  | $0.00 |  |  | 47.71% | 47.58% | 47.58% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 123.4 | XX,XXX.XX | 123.4 | No | 77.08 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000224 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1000 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.905% |  | 6.875% | 6.875% | $4729.89 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6376.43 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 47.67% | 47.67% | 47.67% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 1 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified - ["2024","2023"] - 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 20.3 | XX,XXX.XX | 20.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000593 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 6989 | XX/XX/XXXX | 6.370% | DU | Approve Eligible | No | 7.102% |  | 6.875% | 6.875% | $2784.85 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3248.76 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 35.73% | 36.00% | 36.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 695 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | USA | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 6.3 | XX,XXX.XX | 6.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 118.89 |
| OBX2026AHC2000551 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8400 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 6.675% |  | 6.500% | 6.500% | $4121.08 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4827.87 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 38.55% | 38.45% | 38.45% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 1 | 1 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 106.5 | XX,XXX.XX | 106.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000244 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1330 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 6.195% |  | 6.125% | 6.125% | $2575.78 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3768.64 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 34.90% | 35.85% | 35.85% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 197 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 15.3 | XX,XXX.XX | 15.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No | XXXXXX | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000531 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1495 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.833% |  | 6.750% | 6.750% | $3813.76 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4387.80 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 37.11% | 37.12% | 37.12% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 103 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.36 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000175 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10975 | XX/XX/XXXX | 6.140% | DU | Approve Eligible | No | 6.347% |  | 6.125% | 6.125% | $2940.84 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3581.35 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 27.90% | 27.90% | 27.90% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 14.8 | XX,XXX.XX | 14.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000314 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1640 | XX/XX/XXXX | 6.430% | DU | Approve Eligible | No | 7.200% |  | 7.125% | 7.125% | $2684.09 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3254.26 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 42.32% | 42.32% | 42.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 70.8 | XX,XXX.XX | 70.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000577 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1595 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 7.196% |  | 7.125% | 7.125% | $3213.23 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4055.34 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 28.64% | 28.64% | 28.64% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 52 | 27 | FNMA 1005 | Yes | 31 | 26 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.49 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000591 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1200 | XX/XX/XXXX | 5.990% | LP | Accept | No | 6.029% |  | 5.990% | 5.990% | $3773.12 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5712.75 | $XXXXX | N/A |  |  | $0.00 |  |  | 25.68% | 25.68% | 25.68% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 27 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 3 | XX,XXX.XX | 3 | No | 74.56 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000545 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.326% |  | 6.125% | 6.125% | $3563.03 | Yes | 6.125% | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4221.10 | $XXXXX | N/A |  |  | $0.00 |  |  | 21.24% | 21.24% | 21.24% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 10 | 10 | Work Number | Yes | 15 | 15 | Work Number | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 20.6 | XX,XXX.XX | 20.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000599 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.430% | DU | Approve Eligible | No | 6.883% |  | 6.875% | 6.875% | $3199.24 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3818.27 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 33.91% | 33.91% | 33.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 77 | XX,XXX.XX | 77 | No | 79.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000579 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.430% | DU | Approve Eligible | No | 6.625% |  | 6.625% | 6.625% | $3299.39 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4117.98 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 46.41% | 46.41% | 46.41% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Retirement Income Doc Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 286.7 | XX,XXX.XX | 286.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000104 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.190% | DU | Approve Eligible | No | 6.980% |  | 6.875% | 6.875% | $2989.03 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5001.77 | $XXXXX | No | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 19.46% | 19.46% | 19.46% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 1 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | XXXXX | N/A | 0 | N/A |  |  |  | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, SECorporation, SECorporation, SECorporation, Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified(1120S), null CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified | Borrower - 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 690 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 123.3 | XX,XXX.XX | 211.5 | No | 69.47 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000370 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1075 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 5.971% |  | 5.875% | 5.875% | $2395.73 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3377.74 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 23.72% | 21.43% | 21.43% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | W2/1099 Verified | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 1 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2025"] - 2025 \|\| Co Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified - ["2024"] - 2024 | Borrower - 1 YR Executed 4506T Verified, 1040 Schedule E Verified - ["2025"] - 2025 \|\| Co Borrower - 1 YR Business Tax Returns Verified(1120S), 1 YR Executed 4506T Verified - ["2024"] - 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 278.4 | XX,XXX.XX | 278.4 | No | 40.3 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | XXXXXXX |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000566 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1445 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.698% |  | 6.625% | 6.625% | $3042.76 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $3953.56 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 20.02% | 20.02% | 20.02% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 215 | 27 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 7 | XX,XXX.XX | 7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000036 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2290 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 6.502% |  | 6.250% | 6.250% | $1859.47 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $2875.08 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 27.96% | 27.96% | 27.96% | No | No | 1 - Not Stated Not Verified |  | 4 - Stated, 1YR W2 + YTD Paystub OR 2YR Tax Returns |  | 3 - Stated, 3rd Party Verification |  | Employed | Not Employed | Self-Employed |  | 23.23 |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime, Bonus - Written VOE Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower \|\| Co Borrower 2 - SESoleProprietor, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR IRS Transcripts Verified, Award Letter Verified - ["2024"] - 2024 | Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower \|\| Co Borrower 2 - 1 YR IRS Transcripts Verified - ["2024"] - 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 691 | 773 | 795 | 783 |  |  |  | 783 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000337 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1823 | XX/XX/XXXX | 5.990% | DU | Approve Eligible | No | 6.468% |  | 6.375% | 6.375% | $2470.52 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2962.61 | $XXXXX | N/A |  |  | $0.00 |  |  | 29.83% | 29.83% | 29.83% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 27 | 27 | FNMA 1005 | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 5 | XX,XXX.XX | 5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000429 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 4732.5 | XX/XX/XXXX | 6.130% | DU | Approve Eligible | No | 6.026% |  | 5.875% | 5.875% | $2395.73 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2588.73 | $XXXXX | N/A |  |  | $0.00 |  |  | 32.24% | 32.24% | 32.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.2 | XX,XXX.XX | 1.2 | No | 47.09 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000150 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3672 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | No | 6.272% |  | 6.125% | 6.125% | $2396.42 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3497.05 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 34.67% | 34.67% | 34.67% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 16.2 | XX,XXX.XX | 16.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000592 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1395 | XX/XX/XXXX | 6.370% | DU | Approve Eligible | No | 6.979% |  | 6.875% | 6.875% | $2627.72 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3088.41 | $XXXXX | N/A |  |  | $0.00 |  |  | 14.40% | 14.40% | 14.40% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2023"] - 2024, 2025, 2023 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Non Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | USA | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000601 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1490 | XX/XX/XXXX | 6.430% | DU | Approve Eligible | No | 6.684% |  | 6.625% | 6.625% | $3636.45 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4470.79 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 37.97% | 37.97% | 37.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 27 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 25.3 | XX,XXX.XX | 25.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | Yes | 77.48 |
| OBX2026AHC2000553 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1450 | XX/XX/XXXX | 6.300% | LP | Accept | No | 6.182% |  | 6.125% | 6.125% | $4593.54 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $6203.12 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 22.16% | 22.16% | 22.16% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 2 | 0 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 33.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership - 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 34.8 | XX,XXX.XX | 34.8 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000515 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 11207 | XX/XX/XXXX | 6.120% | LP | Accept Eligible | No | 6.407% |  | 6.125% | 6.125% | $2668.63 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3330.28 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 46.27% | 45.93% | 45.93% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Asset Depletion – Total Asset Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | Yes | Yes | 240 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Asset Depletion, Other, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - SSI and Disability, Retirement, Asset Depletion - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 29.6 | XX,XXX.XX | 29.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | XXXXXXX |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000315 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1495 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | No | 6.685% |  | 6.625% | 6.625% | $2718.53 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $4841.16 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 28.41% | 28.41% | 28.41% | No | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 192 | 28 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 66.9 | XX,XXX.XX | 66.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000348 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 6.190% |  | 6.125% | 6.125% | $3363.12 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4062.21 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 48.68% | 49.45% | 49.45% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | XX | USA | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 9 | XX,XXX.XX | 11 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000117 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1340 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | No | 6.029% |  | 5.990% | 5.990% | $4821.21 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $6208.71 | $XXXXX | N/A |  |  | $0.00 |  |  | 30.91% | 30.91% | 30.91% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | Yes | 24 | 24 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 42.4 | XX,XXX.XX | 42.4 | No | 61.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000596 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1790 | XX/XX/XXXX | 6.430% | DU | Approve Eligible | No | 6.702% |  | 6.625% | 6.625% | $3173.77 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $4353.43 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 40.27% | 40.27% | 40.27% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | N/A | 3 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 6 | 15 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - Wage - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - [] | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - [] | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 14.9 | XX,XXX.XX | 14.9 | No | 79.22 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000558 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10175 | XX/XX/XXXX | 6.120% | DU | Approve Eligible | No | 6.753% |  | 6.490% | 6.490% | $3283.33 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3929.21 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 40.57% | 40.57% | 40.57% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | Yes | 24 | 24 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 7.7 | XX,XXX.XX | 7.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000379 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8120 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 6.363% |  | 6.125% | 6.125% | $2430.44 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3782.39 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 48.34% | 48.52% | 48.52% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage, Overtime, Commission - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 11 | XX,XXX.XX | 11 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000510 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8955 | XX/XX/XXXX | 6.120% | LP | Accept Eligible | No | 6.200% |  | 6.125% | 6.125% | $3038.05 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3839.67 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 20.16% | 20.16% | 20.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 14.3 | XX,XXX.XX | 14.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000537 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 13225.92 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 5.934% |  | 5.625% | 5.625% | $2694.07 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3008.73 | $XXXXX | N/A |  |  | $0.00 |  |  | 31.66% | 31.66% | 31.66% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 17 | XX,XXX.XX | 17 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000512 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 12560 | XX/XX/XXXX | 6.430% | LP | Accept Eligible | No | 6.361% |  | 6.125% | 6.125% | $3815.79 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4708.21 | $XXXXX | N/A |  |  | $0.00 |  |  | 46.09% | 46.09% | 46.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 7.6 | XX,XXX.XX | 7.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No | 62.42 |
| OBX2026AHC2000503 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2259.12 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 6.197% |  | 6.125% | 6.125% | $4958.10 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $7420.35 | $XXXXX | N/A |  |  | $0.00 |  |  | 48.64% | 48.64% | 48.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 119 | 34 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2026","2025"] - 2024, 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2026","2025"] - 2024, 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 42.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Urban | No |  |
| OBX2026AHC2000600 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1790 | XX/XX/XXXX | 6.430% | DU | Approve Eligible | No | 6.538% |  | 6.490% | 6.490% | $4541.10 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5859.85 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 48.49% | 48.49% | 48.49% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Retirement Income Doc Verified | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2026"] - 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 17.1 | XX,XXX.XX | 17.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000612 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2474.2 | XX/XX/XXXX | 6.020% | LP | Accept Eligible | No | 6.704% |  | 6.625% | 6.625% | $2740.53 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3336.82 | $XXXXX | N/A |  |  | $0.00 |  |  | 46.51% | 46.51% | 46.51% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 144 | 26 | Other | Yes | 32 | 27 | Other | No | 0 |  |  | Borrower - Wage, Overtime, Bonus - Written VOE Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - Written VOE Verified, 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 12.9 | XX,XXX.XX | 12.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000366 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1879 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | Yes | 6.551% |  | 6.490% | 6.490% | $2778.21 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4050.10 | $XXXXX | N/A |  |  | $0.00 |  |  | 34.63% | 34.63% | 34.63% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 19 | 19 | Other | Yes | 119 | 28 | Work Number | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.2 | XX,XXX.XX | 1.2 | No | 69.84 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000041 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1679.38 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | Yes | 6.336% |  | 6.250% | 6.250% | $2016.47 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2263.44 | $XXXXX | N/A |  |  | $0.00 |  |  | 29.84% | 29.84% | 29.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 166 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 3.9 | XX,XXX.XX | 3.9 | No | 68.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000491 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1640 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | Yes | 6.208% |  | 6.125% | 6.125% | $3718.83 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5570.87 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 27.75% | 27.75% | 27.75% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 8 | 8 | Work Number | Yes | 12 | 12 | Work Number | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026","2024","2023"] - 2025, 2026, 2024, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026","2024","2023"] - 2025, 2026, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 0 | XX,XXX.XX | 0 | No | 68.77 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000534 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1615 | XX/XX/XXXX | 6.020% | DU | Approve Eligible | Yes | 6.437% |  | 6.375% | 6.375% | $3212.93 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4041.27 | $XXXXX | N/A |  |  | $0.00 |  |  | 26.06% | 26.06% | 26.06% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 \|\| Co Borrower | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.42 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000459 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1330 | XX/XX/XXXX | 5.980% | DU | Approve Eligible | Yes | 6.165% |  | 6.125% | 6.125% | $2931.24 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3782.61 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 28.89% | 28.89% | 28.89% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 158 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 12.3 | XX,XXX.XX | 12.3 | No | 64.07 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000340 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | XX/XX/XXXX | 6.140% | DU | Approve Eligible | Yes | 6.125% |  | 6.125% | 6.125% | $4016.31 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $5819.54 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 35.35% | 35.28% | 35.28% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 155 | 26 | Work Number | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.17 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000053 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1142.84 | XX/XX/XXXX | 6.100% | DU | Approve Eligible | Yes | 5.910% |  | 5.875% | 5.875% | $2525.87 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3147.25 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 28.76% | 28.76% | 28.76% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Retirement Income Doc Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - [] \|\| Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - [] | Borrower - 3 YRS Executed 4506T Verified - [] \|\| Co Borrower - 3 YRS Executed 4506T Verified - [] | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 1.6 | XX,XXX.XX | 1.6 | No | 59.31 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000607 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 590 | XX/XX/XXXX | 6.430% | DU | Approve Eligible | Yes | 6.525% |  | 6.490% | 6.490% | $3788.46 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $5563.22 | $XXXXX | N/A |  |  | $0.00 |  |  | 37.27% | 37.27% | 37.27% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 19 | 19 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 10.1 | XX,XXX.XX | 10.1 | No | 68.73 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000410 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8795 | XX/XX/XXXX | 6.220% | LP | Accept Eligible | Yes | 7.065% |  | 6.875% | 6.875% | $3153.26 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4072.50 | $XXXXX | N/A |  |  | $0.00 |  |  | 43.91% | 43.91% | 43.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Bonus, Commission, Other - 2 YRS Personal Tax Returns Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2026","2025","2024","2023"] - 2026, 2025, 2024, 2023 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000026 | XXXXXX |  |  | Agency | LP | XXXXXX | No | LP FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1485 | XX/XX/XXXX | 6.130% | LP | Accept Eligible | Yes | 6.440% |  | 6.375% | 6.375% | $1743.72 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $2409.77 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 33.67% | 33.44% | 33.44% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 1 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 102 | 25 | Work Number | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000042 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 684.38 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | Yes | 6.078% |  | 5.990% | 5.990% | $2680.11 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3228.39 | $XXXXX | N/A |  |  | $0.00 |  |  | 38.52% | 38.52% | 38.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 4 | XX,XXX.XX | 4 | No | 69.92 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No | XXXXXX | XXXXXXX |  | No |  |
| OBX2026AHC2000043 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 8631.4 | XX/XX/XXXX | 6.140% | LP | Accept Eligible | Yes | 6.664% |  | 6.125% | 6.125% | $1853.21 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2482.15 | $XXXXX | N/A |  |  | $0.00 |  |  | 41.34% | 41.33% | 41.33% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 1YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2025"] - 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026"] - 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.21 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000563 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 3116 | XX/XX/XXXX | 6.430% | LP | Accept Eligible | Yes | 6.202% |  | 6.125% | 6.125% | $3157.90 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3939.40 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Monthly | 29.06% | 29.06% | 29.06% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - ["2026"] - 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2026"] - 2026 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 15.2 | XX,XXX.XX | 15.2 | No | 59.76 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000447 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1640 | XX/XX/XXXX | 6.100% | LP | Accept Eligible | Yes | 6.711% |  | 6.625% | 6.625% | $3368.04 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $4342.86 | $XXXXX | N/A |  |  | $0.00 |  |  | 47.91% | 47.91% | 47.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 62 | 25 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 46.7 | XX,XXX.XX | 52.1 | No | 68.31 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000588 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 1927 | XX/XX/XXXX | 6.370% | LP | Accept Eligible | Yes | 6.182% |  | 6.125% | 6.125% | $3068.43 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $3756.55 | $XXXXX | N/A |  |  | $0.00 |  |  | 31.61% | 31.61% | 31.61% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025","2024"] - 2026, 2025, 2024 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.18 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000106 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2524.6 | XX/XX/XXXX | 6.140% | DU | Approve Eligible | Yes | 6.213% |  | 6.125% | 6.125% | $2308.92 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $0.00 | $0.00 | $2976.95 | $XXXXX | N/A |  |  | $0.00 |  |  | 41.04% | 41.04% | 41.04% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXX | XX | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.5 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX |  | No |  |
| OBX2026AHC2000586 | XXXXXX |  |  | Agency | DU | XXXXXX | No | AUS FNMA | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 10249 | XX/XX/XXXX | 6.430% | DU | Approve Eligible | No | 6.713% |  | 6.625% | 6.625% | $2881.40 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3578.30 | $XXXXX | N/A | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 27.87% | 27.87% | 27.87% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | XXXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 16.8 | XX,XXX.XX | 16.8 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |
| OBX2026AHC2000616 | XXXXXX |  |  | Agency | LP | XXXXXX | No | AUS FHLMC | XX/XX/XXXX | XX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 2545 | XX/XX/XXXX | 5.980% | LP | Accept Eligible | No | 6.096% |  | 5.990% | 5.990% | $2156.07 | No |  | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $XXXXX | $0.00 | $3131.02 | $XXXXX | Yes | XXXXXXX | XX | $XXXXX | XX/XX/XXXX | Annually | 31.76% | 31.72% | 31.72% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 1 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 \|\| Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 | XXXXXXX | XXXXXX | XX | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XX,XXX.XX | 42.9 | XX,XXX.XX | 42.9 | No | 79.8 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |  |  |  | No |  | XXXXXXX | Suburban | No |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **ALT ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| OBX2026AHC2000368 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| OBX2026AHC2000475 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 70.0 | 70.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000089 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 69.95 | 69.95 |  |  |  |  | $XXXXXX | $XXXXXX | .0659 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.2033 | XXXXXX | XX/XX/XXXX |  |  |  |  |  | $XXXXXX | $XXXXXX | .0659 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000213 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 72.39 | 72.39 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| OBX2026AHC2000060 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 68.01 | 68.01 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| OBX2026AHC2000113 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 69.17 | 69.17 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000274 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 65.66 | 65.66 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1 | XX/XX/XXXX |
| OBX2026AHC2000387 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 73.93 | 73.93 |  |  |  |  | $XXXXXX | $XXXXXX | .0876 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | .0876 | 70.0 | 0.3 | XXXXXX | PASS | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000057 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 50.0 | 50.0 |  |  |  |  | $XXXXXX | $XXXXXX | .0073 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0073 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000291 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 51.72 | 51.72 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000270 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000066 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000294 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 47.92 | 47.92 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| OBX2026AHC2000249 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 55.56 | 55.56 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000295 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 72.55 | 72.55 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| OBX2026AHC2000424 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 61.5 | 61.5 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| OBX2026AHC2000333 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000126 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| OBX2026AHC2000010 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 58.2 | 58.2 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| OBX2026AHC2000324 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 73.62 | 73.62 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| OBX2026AHC2000018 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 72.71 | 72.71 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000298 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 42.35 | 42.35 |  |  |  |  | $XXXXXX | $XXXXXX | .0412 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0412 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000407 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 63.58 | 63.58 |  |  |  |  | $XXXXXX | $XXXXXX | .1022 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.1483 | XXXXXX | XX/XX/XXXX |  |  |  |  |  | $XXXXXX | $XXXXXX | .1022 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000194 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 65.42 | 65.42 |  |  |  |  | $XXXXXX | $XXXXXX | -.0025 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | -.0025 | 80.0 | 0.2 | XXXXXX | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000389 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.35 | 79.35 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| OBX2026AHC2000063 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 77.78 | 77.78 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000140 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 64.14 | 64.14 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1.1 | XX/XX/XXXX |
| OBX2026AHC2000247 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 58.02 | 58.02 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| OBX2026AHC2000165 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000181 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 71.48 | 71.48 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000280 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000427 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 68.19 | 68.19 |  |  |  |  | $XXXXXX | $XXXXXX | -.0602 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0602 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000401 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 50.0 | 50.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| OBX2026AHC2000266 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 5 |  |
| OBX2026AHC2000118 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 68.18 | 68.18 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| OBX2026AHC2000378 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000322 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 66.57 | 66.57 |  |  |  |  | $XXXXXX | $XXXXXX | .0073 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0073 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000136 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| OBX2026AHC2000098 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.0 | 75.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| OBX2026AHC2000443 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 68.91 | 68.91 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000069 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 70.24 | 70.24 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| OBX2026AHC2000157 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000190 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 50.0 | 50.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1.8 | XX/XX/XXXX |
| OBX2026AHC2000248 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 53.33 | 53.33 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| OBX2026AHC2000321 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000255 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 50.67 | 50.67 |  |  |  |  | $XXXXXX | $XXXXXX | .0220 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0220 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000179 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 27.76 | 27.76 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| OBX2026AHC2000135 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 68.08 | 68.08 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000242 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000133 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.0 | 75.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000195 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 60.0 | 60.0 |  |  |  |  | $XXXXXX | $XXXXXX | .0194 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0194 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000371 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 56.12 | 56.12 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| OBX2026AHC2000409 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| OBX2026AHC2000301 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 74.0 | 74.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000142 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000286 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 61.23 | 61.23 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000056 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| OBX2026AHC2000218 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 28.62 | 28.62 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| OBX2026AHC2000465 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 60.0 | 60.0 |  |  |  |  | $XXXXXX | $XXXXXX | .0333 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0333 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000120 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| OBX2026AHC2000132 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 63.64 | 63.64 |  |  |  |  | $XXXXXX | $XXXXXX | -.0179 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0179 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000241 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 |  |  |  |  | $XXXXXX | $XXXXXX | -.0588 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | -.0588 | 96.0 | 0.04 | XXXXXX | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000049 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000307 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 43.19 | 43.19 |  |  |  |  | $XXXXXX | $XXXXXX | -.0417 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0417 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000169 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000030 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 70.0 | 70.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000186 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 59.35 | 59.35 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000200 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 51.9 | 51.9 |  |  |  |  | $XXXXXX | $XXXXXX | .5000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .5000 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000005 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| OBX2026AHC2000094 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| OBX2026AHC2000359 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 68.77 | 68.77 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| OBX2026AHC2000161 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| OBX2026AHC2000386 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 65.93 | 65.93 |  |  |  |  | $XXXXXX | $XXXXXX | .0824 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0824 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000302 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.94 | 79.94 |  |  |  |  | $XXXXXX | $XXXXXX | .0523 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | .0523 | 84.0 | 0.16 | XXXXXX | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000017 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 70.15 | 70.15 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| OBX2026AHC2000425 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000016 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 76.44 | 76.44 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| OBX2026AHC2000293 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 59.48 | 59.48 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| OBX2026AHC2000415 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 82.96 | 82.96 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000417 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 37.03 | 37.03 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| OBX2026AHC2000451 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 68.27 | 68.27 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| OBX2026AHC2000395 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 49.52 | 49.52 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible |  |  |
| OBX2026AHC2000058 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 78.28 | 78.28 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000336 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 67.8 | 67.8 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| OBX2026AHC2000252 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000448 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 71.5 | 71.5 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000265 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| OBX2026AHC2000455 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 64.96 | 64.96 |  |  |  |  | $XXXXXX | $XXXXXX | -.0073 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0073 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000130 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.92 | 79.92 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible |  |  |
| OBX2026AHC2000160 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 |  |  |  |  | $XXXXXX | $XXXXXX | -.0588 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | -.0588 | 98.0 | 0.02 | XXXXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000209 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 38.15 | 38.15 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000201 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 77.31 | 77.31 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000092 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000127 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 70.37 | 70.37 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000237 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000151 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 |  |  |  |  | $XXXXXX | $XXXXXX | .1248 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | .1248 | 94.0 | 0.06 | XXXXXX | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000064 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 73.09 | 73.09 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| OBX2026AHC2000134 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 59.93 | 59.93 |  |  |  |  | $XXXXXX | $XXXXXX | .2833 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .2833 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000289 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 58.19 | 58.19 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| OBX2026AHC2000073 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 74.07 | 74.07 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| OBX2026AHC2000271 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 48.45 | 48.45 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000243 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.0 | 75.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000147 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.85 | 79.85 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1.1 | XX/XX/XXXX |
| OBX2026AHC2000076 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 72.41 | 72.41 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| OBX2026AHC2000233 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 |  |  |  |  | $XXXXXX | $XXXXXX | .1300 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .1300 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000152 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 61.85 | 61.85 |  |  |  |  | $XXXXXX | $XXXXXX | -.0256 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0256 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000162 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 70.72 | 70.72 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX | Not Eligible | 1.4 | XX/XX/XXXX |
| OBX2026AHC2000376 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.67 | 79.67 |  |  |  |  | $XXXXXX | $XXXXXX | -.0633 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | -.0633 | 85.0 | 0.15 | XXXXXX | CA Value MC AVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000343 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.79 | 79.79 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000398 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 |  |  |  |  | $XXXXXX | $XXXXXX | .0056 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | .0056 | 96.0 | 0.04 | XXXXXX | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| OBX2026AHC2000072 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| OBX2026AHC2000287 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 41.94 | 41.94 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000303 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 69.66 | 69.66 |  |  |  |  | $XXXXXX | $XXXXXX | .1548 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .1548 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000421 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 74.79 | 74.79 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000239 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 50.62 | 50.62 |  |  |  |  | $XXXXXX | $XXXXXX | .0210 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0210 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000144 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000397 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 62.61 | 62.61 |  |  |  |  | $XXXXXX | $XXXXXX | -.0490 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0490 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000430 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 36.42 | 36.42 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000208 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 44.73 | 44.73 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000338 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000139 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 59.45 | 59.45 |  |  |  |  | $XXXXXX | $XXXXXX | .1818 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .1818 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000184 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 72.22 | 72.22 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000006 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000257 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 67.39 | 67.39 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000091 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 51.6 | 51.6 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| OBX2026AHC2000277 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| OBX2026AHC2000164 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 69.4 | 69.4 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| OBX2026AHC2000079 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000236 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.13 | 75.13 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000107 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.32 | 79.32 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000413 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 77.87 | 77.87 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| OBX2026AHC2000422 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 33.33 | 33.33 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| OBX2026AHC2000033 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 37.73 | 37.73 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| OBX2026AHC2000112 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.83 | 79.83 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| OBX2026AHC2000334 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| OBX2026AHC2000188 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 50.98 | 50.98 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| OBX2026AHC2000339 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 65.79 | 65.79 |  |  |  |  | $XXXXXX | $XXXXXX | -.0739 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0739 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000044 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.04 | 79.04 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000412 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 73.83 | 73.83 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| OBX2026AHC2000446 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 63.93 | 63.93 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| OBX2026AHC2000011 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 76.92 | 76.92 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000019 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 70.0 | 70.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| OBX2026AHC2000299 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 59.02 | 59.02 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000300 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 45.69 | 45.69 |  |  |  |  | $XXXXXX | $XXXXXX | .0213 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0213 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000146 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 76.66 | 76.66 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000023 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.0 | 75.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| OBX2026AHC2000197 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 |  |  |  |  | $XXXXXX | $XXXXXX | .0266 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | .0266 | 97.0 | 0.03 | XXXXXX | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000207 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 64.34 | 64.34 |  |  |  |  | $XXXXXX | $XXXXXX | .0000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0000 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000256 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000025 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000230 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.0 | 75.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| OBX2026AHC2000074 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 58.67 | 58.67 |  |  |  |  | $XXXXXX | $XXXXXX | -.0083 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0083 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000436 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 67.65 | 67.65 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| OBX2026AHC2000087 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| OBX2026AHC2000357 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.6 | 75.6 |  |  |  |  | $XXXXXX | $XXXXXX | -.0720 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0720 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000390 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000380 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 68.79 | 68.79 |  |  |  |  | $XXXXXX | $XXXXXX | .1060 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .1060 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000377 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| OBX2026AHC2000453 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 63.85 | 63.85 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000439 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000396 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.0 | 75.0 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| OBX2026AHC2000372 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.0 | 75.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000381 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 62.5 | 62.5 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000105 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 77.4 | 77.4 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000402 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| OBX2026AHC2000216 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| OBX2026AHC2000246 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| OBX2026AHC2000154 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| OBX2026AHC2000269 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 68.82 | 68.82 |  |  |  |  | $XXXXXX | $XXXXXX | -.0471 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0471 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000081 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000284 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 62.55 | 62.55 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000279 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 72.69 | 72.69 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| OBX2026AHC2000308 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 77.95 | 77.95 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| OBX2026AHC2000232 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 74.46 | 74.46 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000283 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 38.79 | 44.6 |  |  |  |  | $XXXXXX | $XXXXXX | .0485 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0485 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000022 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 56.5 | 56.5 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| OBX2026AHC2000059 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 57.43 | 73.98 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000435 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 42.23 | 42.23 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| OBX2026AHC2000285 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 69.64 | 69.64 |  |  |  |  | $XXXXXX | $XXXXXX | .0000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0000 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000440 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 70.0 | 70.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| OBX2026AHC2000115 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 77.83 | 77.83 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| OBX2026AHC2000222 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 40.24 | 40.24 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000405 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 52.17 | 52.17 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000363 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 42.87 | 42.87 |  |  |  |  | $XXXXXX | $XXXXXX | .3036 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .3036 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000031 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 64.0 | 64.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| OBX2026AHC2000344 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 40.05 | 40.05 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| OBX2026AHC2000467 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 31.77 | 31.77 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| OBX2026AHC2000356 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 65.69 | 65.69 | $XXXXX | 0.0 | .0000 | AVM |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXX | -.0029 | 97.0 | 0.03 | XXXXXX | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000193 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 41.32 | 41.32 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| OBX2026AHC2000206 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| OBX2026AHC2000086 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000391 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000035 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 72.41 | 72.41 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| OBX2026AHC2000341 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 |  |  |  |  | $XXXXXX | $XXXXXX | .0000 | Broker Price Opinion (BPO) |  |  |  |  |  | $XXXXX | $XXXXX | -.3820 | 88.0 | 0.12 | XXXXXX | VeroValue AVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0000 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000535 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Desk Review | $XXXXXX | $XXXXXX | -.0265 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | -.0265 | 97.0 | 0.03 | XXXXXX | ClearAVM | XX/XX/XXXX | $XXXXXX | 0.0 | .0000 | XXXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| OBX2026AHC2000167 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.41 | 79.41 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000614 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 65.43 | 65.43 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| OBX2026AHC2000008 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000183 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.55 | 79.55 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000082 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000078 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.11 | 75.11 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000528 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.0 | 75.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000543 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 70.91 | 70.91 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000549 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 53.27 | 53.27 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000062 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 66.67 | 66.67 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| OBX2026AHC2000282 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000369 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 78.61 | 78.61 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000096 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 72.26 | 72.26 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| OBX2026AHC2000454 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000514 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 77.08 | 77.08 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000224 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000593 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000551 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000244 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| OBX2026AHC2000531 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 76.36 | 76.36 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000175 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000314 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000577 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.49 | 79.49 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| OBX2026AHC2000591 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 74.56 | 74.56 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 2.7 | XX/XX/XXXX |
| OBX2026AHC2000545 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000599 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.19 | 79.19 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000579 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000104 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1073 Individual Condo Report | XXXXXXX | XXXXXX | XXXX | $XXXXX | 69.47 | 69.47 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000370 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 40.3 | 40.3 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| OBX2026AHC2000566 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| OBX2026AHC2000036 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 68.95 | 68.95 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| OBX2026AHC2000337 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| OBX2026AHC2000429 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 47.09 | 47.09 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| OBX2026AHC2000150 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| OBX2026AHC2000592 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| OBX2026AHC2000601 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| OBX2026AHC2000553 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 70.0 | 70.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| OBX2026AHC2000515 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| OBX2026AHC2000315 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| OBX2026AHC2000348 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 75.0 | 75.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| OBX2026AHC2000117 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 61.69 | 61.69 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| OBX2026AHC2000596 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.22 | 79.22 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| OBX2026AHC2000558 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| OBX2026AHC2000379 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| OBX2026AHC2000510 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000537 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000512 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000503 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 42.06 | 42.06 | $XXXXX | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible |  |  |
| OBX2026AHC2000600 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| OBX2026AHC2000612 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 80.0 | 80.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000366 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 69.84 | 69.84 |  |  |  |  | $XXXXXX | $XXXXXX | .0476 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.1190 | XXXXXX | XX/XX/XXXX |  |  |  |  |  | $XXXXXX | $XXXXXX | .0476 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000041 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 68.95 | 68.95 |  |  |  |  | $XXXXXX | $XXXXXX | -.0842 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0842 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000491 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 68.77 | 68.77 |  |  |  |  | $XXXXXX | $XXXXXX | -.0112 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.1011 | XXXXXX | XX/XX/XXXX |  |  |  |  |  | $XXXXXX | $XXXXXX | -.0112 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000534 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 62.42 | 62.42 |  |  |  |  | $XXXXXX | $XXXXXX | -.0727 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0727 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000459 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 64.07 | 64.07 |  |  |  |  | $XXXXXX | $XXXXXX | .0000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0000 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000340 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 66.17 | 66.17 |  |  |  |  | $XXXXXX | $XXXXXX | .2763 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .2763 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000053 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 59.31 | 59.31 |  |  |  |  | $XXXXXX | $XXXXXX | .0069 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0069 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000607 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 68.73 | 68.73 |  |  |  |  | $XXXXXX | $XXXXXX | -.0263 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.1065 | XXXXXX | XX/XX/XXXX |  |  |  |  |  | $XXXXXX | $XXXXXX | -.0263 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000410 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 69.57 | 69.57 |  |  |  |  | $XXXXXX | $XXXXXX | -.0072 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0072 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000026 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 65.0 | 65.0 |  |  |  |  | $XXXXXX | $XXXXXX | .1000 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .1000 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000042 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 69.92 | 69.92 |  |  |  |  | $XXXXXX | $XXXXXX | -.0859 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.0859 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000043 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 64.21 | 64.21 |  |  |  |  | $XXXXXX | $XXXXXX | .0947 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0947 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000563 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 59.76 | 59.76 |  |  |  |  | $XXXXXX | $XXXXXX | .0567 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0567 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000447 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 68.31 | 68.31 |  |  |  |  | $XXXXXX | $XXXXXX | .0065 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | .0065 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000588 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 69.18 | 69.18 |  |  |  |  | $XXXXXX | $XXXXXX | -.2137 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.2137 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000106 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | None - Appraisal Waiver |  |  |  | $XXXXX | 47.5 | 47.5 | $XXXXX | 0.0 | .0000 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXX | $XXXXXX | -.1375 | XXXXXX | XX/XX/XXXX |  |  |  |  |  | $XXXXXX | $XXXXXX | -.1250 | XXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026AHC2000586 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX |  | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 50.0 | 50.0 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| OBX2026AHC2000616 | XXXXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXXXXX | 0 | $XXXXXX | XX/XX/XXXX | 1004 URAR | XXXXXXX | XXXXXX | XXXX | $XXXXX | 79.8 | 79.8 | $XXXXX | 0.0 | .0000 | Collateral Underwriter (CU) | $XXXXXX | $XXXXXX | -.0155 | AVM |  |  |  |  |  | $XXXXX | $XXXXX | -.0155 | 95.0 | 0.05 | XXXXXX | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 6**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **ALT TD** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| OBX2026AHC2000089 | XXXXXX |  |  | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 69.95 | 69.94 | Audit Value of 1st + 2nd lien / Qualifying Value |
| OBX2026AHC2000089 | XXXXXX |  |  | XXXX-XXX | Qualifying LTV | propertyValuationPage | 69.95 | 69.94 | Audit Value of Subject Lien / Qualifying Value |
| OBX2026AHC2000089 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000387 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |  |
| OBX2026AHC2000066 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other |  |
| OBX2026AHC2000298 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000407 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated | Refi Cash Out: Borrower Receiving > 2% or $2,000. |
| OBX2026AHC2000194 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000063 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | Cash Out - Debt Consolidation | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000427 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Audit value pulled from documentation found in the loan file. |
| OBX2026AHC2000266 | XXXXXX |  |  | XXXX-XXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000118 | XXXXXX |  |  | XXXX-XXX | Property County | deedOfTrustPage | XXXXXX | XXXXXX | Audit value pulled from Deed of Trust. |
| OBX2026AHC2000322 | XXXXXX |  |  | XXXX-XXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | Yes | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000322 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated | Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000443 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | Cash Out - Debt Consolidation | Borrower Receiving > 2% or $2,000. |
| OBX2026AHC2000190 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Borrower Receiving < 1% or $2,000. |
| OBX2026AHC2000255 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000179 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000135 | XXXXXX |  |  | XXXX-XXX | Property City | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000218 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |  |
| OBX2026AHC2000465 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |  |
| OBX2026AHC2000132 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000307 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |  |
| OBX2026AHC2000030 | XXXXXX |  |  | XXXX-XXX | Property County | deedOfTrustPage | XXXXXX | XXXXXX | Audit Value Pulled From Deed of Trust. |
| OBX2026AHC2000386 | XXXXXX |  |  | XXXX-XXX | Property County | deedOfTrustPage | XXXXXX | XXXXXX | Audit Value Pulled From Deed of Trust. |
| OBX2026AHC2000017 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000016 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | Cash Out - Debt Consolidation | Refi Cash Out: Borrower Receiving > 2% or $2,000. |
| OBX2026AHC2000415 | XXXXXX |  |  | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 82.96 | 80.00 | Audit Value of 1st + 2nd lien / Qualifying Value |
| OBX2026AHC2000415 | XXXXXX |  |  | XXXX-XXX | Qualifying LTV | propertyValuationPage | 82.96 | 80.00 | Audit Value of Subject Lien / Qualifying Value |
| OBX2026AHC2000455 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Audit value pulled from CD and Final 1008 |
| OBX2026AHC2000289 | XXXXXX |  |  | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 58.19 | 58.20 | Audit Value of 1st + 2nd lien / Qualifying Value |
| OBX2026AHC2000289 | XXXXXX |  |  | XXXX-XXX | Qualifying LTV | propertyValuationPage | 58.19 | 58.20 | Audit Value of Subject Lien / Qualifying Value |
| OBX2026AHC2000243 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000076 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000152 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000376 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated | Refi Cash Out: Borrower Receiving > 2% or $2,000. |
| OBX2026AHC2000287 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000421 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000 |
| OBX2026AHC2000397 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000397 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000208 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Debt Consolidation | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000139 | XXXXXX |  |  | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 59.45 | 59.46 | Audit Value of 1st + 2nd lien / Qualifying Value |
| OBX2026AHC2000139 | XXXXXX |  |  | XXXX-XXX | Qualifying LTV | propertyValuationPage | 59.45 | 59.46 | Audit Value of Subject Lien / Qualifying Value |
| OBX2026AHC2000257 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated |  |
| OBX2026AHC2000277 | XXXXXX |  |  | XXXX-XXX | Property County | deedOfTrustPage | XXXXXX | XXXXXX | Audit Value Pulled From Deed of Trust. |
| OBX2026AHC2000164 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated | Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000236 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000107 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000033 | XXXXXX |  |  | XXXX-XXX | Qualifying LTV | propertyValuationPage | 37.73 | 37.74 | Audit Value of Subject Lien / Qualifying Value |
| OBX2026AHC2000033 | XXXXXX |  |  | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 37.73 | 37.74 | Audit Value of 1st + 2nd lien / Qualifying Value |
| OBX2026AHC2000339 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000339 | XXXXXX |  |  | XXXX-XXX | Amortization Term | notePage | 327 | 360 | Audit Value Pulled From Note. |
| OBX2026AHC2000339 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated | Borrower Receiving > 2% or $2,000. |
| OBX2026AHC2000044 | XXXXXX |  |  | XXXX-XXX | Qualifying LTV | propertyValuationPage | 79.04 | 80.00 | Audit Value of Subject Lien / Qualifying Value |
| OBX2026AHC2000044 | XXXXXX |  |  | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 79.04 | 80.00 | Audit Value of 1st + 2nd lien / Qualifying Value |
| OBX2026AHC2000044 | XXXXXX |  |  | XXXX-XXX | Property County | deedOfTrustPage | XXXXXX | XXXXXX | Audit Value Pulled From Deed of Trust. |
| OBX2026AHC2000011 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Borrower Receiving < 1% or $2,000. |
| OBX2026AHC2000300 | XXXXXX |  |  | XXXX-XXX | Qualifying LTV | propertyValuationPage | 45.69 | 45.68 | Audit Value of Subject Lien / Qualifying Value |
| OBX2026AHC2000300 | XXXXXX |  |  | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 45.69 | 45.68 | Audit Value of 1st + 2nd lien / Qualifying Value |
| OBX2026AHC2000207 | XXXXXX |  |  | XXXX-XXX | Property County | deedOfTrustPage | XXXXXX | XXXXXX | Audit Value Pulled From Deed of Trust. |
| OBX2026AHC2000074 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000436 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000357 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000357 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000390 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | Cash Out - Debt Consolidation | Refi Cash Out: Borrower Receiving > 2% or $2,000. |
| OBX2026AHC2000380 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |  |
| OBX2026AHC2000269 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000283 | XXXXXX |  |  | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 44.6 | 44.59 | Audit Value of 1st + 2nd lien / Qualifying Value |
| OBX2026AHC2000283 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000059 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000.<br> Refi Cash Out: Borrower Receiving > 2% or $2,000. |
| OBX2026AHC2000115 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000222 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |  |
| OBX2026AHC2000363 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit value pulled from Note document |
| OBX2026AHC2000363 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | Cash Out - Debt Consolidation | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000344 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated |  |
| OBX2026AHC2000206 | XXXXXX |  |  | XXXX-XXX | Qualifying FICO | creditLiabilitiesPage | 787 | 782 | Audit value based on lender qualifying requirements. |
| OBX2026AHC2000167 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Limited Cash Out - <1% of Loan Amount or $2,000 per the Final CD in file. |
| OBX2026AHC2000614 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Refi Rate/Term: Borrower Receiving < 2% or $2,000. |
| OBX2026AHC2000183 | XXXXXX |  |  | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 79.55 | 79.54 | Rounding |
| OBX2026AHC2000183 | XXXXXX |  |  | XXXX-XXX | Qualifying LTV | propertyValuationPage | 79.55 | 79.54 | Rounding |
| OBX2026AHC2000369 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000514 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000531 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Borrower Receiving < 1% or $2,000. |
| OBX2026AHC2000579 | XXXXXX |  |  | XXXX-XXX | Property County | deedOfTrustPage | XXXXXX | XXXXXX | Audited data pulled from Note. |
| OBX2026AHC2000429 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Audit Value Pulled available documents in file. |
| OBX2026AHC2000503 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Borrower Receiving < 1% or $2,000. |
| OBX2026AHC2000600 | XXXXXX |  |  | XXXX-XXX | Property County | deedOfTrustPage | XXXXXX | XXXXXX | Audit Value Pulled From Deed of Trust. |
| OBX2026AHC2000491 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Borrower Receiving < 1% or $2,000. |
| OBX2026AHC2000459 | XXXXXX |  |  | XXXX-XXX | Amortization Term | notePage | 343 | 360 | Audit Value Pulled From Note. |
| OBX2026AHC2000459 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | Limited Cash Out - <2% of Loan Amount or $2000 | Borrower Receiving < 1% or $2,000. |
| OBX2026AHC2000340 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Cash Out - Other | No Cash Out - Borrower Initiated | Refi Cash Out: Borrower Receiving > 2% or $2,000. |
| OBX2026AHC2000053 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <2% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Borrower Receiving < 1% or $2,000. |
| OBX2026AHC2000607 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | Limited Cash Out - <2% of Loan Amount or $2000 | Borrower Receiving < 1% or $2,000. |
| OBX2026AHC2000410 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000410 | XXXXXX |  |  | XXXX-XXX | Qualifying LTV | propertyValuationPage | 69.57 | 69.56 | Audit Value of Subject Lien / Qualifying Value |
| OBX2026AHC2000410 | XXXXXX |  |  | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 69.57 | 69.56 | Audit Value of 1st + 2nd lien / Qualifying Value |
| OBX2026AHC2000026 | XXXXXX |  |  | XXXX-XXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| OBX2026AHC2000042 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Borrower Receiving < 1% or $2,000. |
| OBX2026AHC2000043 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000447 | XXXXXX |  |  | XXXX-XXX | Property Zip Code | notePage | XXXXXX | XXXXXX | Audit Value Pulled From Note. |
| OBX2026AHC2000588 | XXXXXX |  |  | XXXX-XXX | Refinance Type | the1003Page | Limited Cash Out - <1% of Loan Amount or $2000 | No Cash Out - Borrower Initiated | Borrower Receiving < 1% or $2,000. |

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## Exhibit 99.02

**Exhibit 99.02**

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| | |
|:---|:---|
| ![](ex99-2_001.jpg) | **Deloitte & Touche LLP**<br> 3 Second Street<br> Suite 301<br> Harborside Plaza 10<br> Jersey City, NJ 07302<br> USA<br>Tel: +1 212 937 8202<br> www.deloitte.com |

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Onslow Bay Financial LLC <br> 1211 Avenue of the Americas, Suite 4100<br> New York, New York 10036

**Independent Accountants' Report**

**<u>on Applying Agreed-Upon Procedures</u>**

We have performed the procedures described below, related to certain information with respect to a portfolio of mortgage loans in connection with the proposed offering of Onslow Bay Funding LLC, Mortgage-Backed Notes, Series 2026-AHC2. Onslow Bay Financial LLC (the "Company") is responsible for the information provided to us, including the information set forth in the Statistical Data File (as defined herein).

The Company has agreed to the procedures and acknowledged that the procedures performed are appropriate to meet the intended purpose of evaluating the accuracy of certain information set forth in the Statistical Data File. Additionally, BofA Securities, Inc. ("BofA" and together with the Company, the "Specified Parties") has agreed to the procedures and acknowledged that the procedures performed are appropriate for their purposes. This report may not be suitable for any other purpose. The procedures performed may not address all of the items of interest to a user of the report and may not meet the needs of all users of the report and, as such, users are responsible for determining whether the procedures performed are appropriate for their purposes. Consequently, we make no representations regarding the appropriateness of the procedures described below either for the purpose for which this report has been requested or for any other purpose.

**Agreed-Upon Procedures** 

On May 18, 2026, representatives of BofA, on behalf of the Company, provided us with a mortgage loan listing with respect to 614 mortgage loans (the "Mortgage Loan Listing"). At your instruction, we randomly selected 62 mortgage loans from the Mortgage Loan Listing (the "Sample Loans").

Further, on May 21, 2026, representatives of BofA, on behalf of the Company, provided us with a computer-generated mortgage loan data file and related record layout containing data, as represented to us by the Company, as of the close of business May 15, 2026, with respect to each of the 614 mortgage loans set forth on the Mortgage Loan Listing (the "Statistical Data File").

At your instruction, we performed certain comparisons and recomputations for each of the Sample Loans relating to the mortgage loan characteristics (the "Characteristics") set forth on the Statistical Data File and indicated below.

**Characteristics**

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| | |
|:---|:---|
| &nbsp;&nbsp;1. Seller loan number (for informational purposes only)<br> 2. Original loan amount <br> 3. Original interest rate <br> 4. First payment date of loan <br> 5. State <br> 6. City <br> 7. Postal code <br> 8. Original term to maturity <br> 9. Original amortization term <br> 10. Current payment amount due | &nbsp;&nbsp;11. Prepayment penalty total term <br> 12. Occupancy status <br> 13. Property type <br> 14. Original appraised property value <br> 15. Sale price (if applicable) <br> 16. Loan purpose <br> 17. Junior lien balance (if applicable) <br> 18. Original loan-to-value ratio <br> 19. Combined loan-to-value ratio |

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We compared Characteristics 2. through 10. to the corresponding information set forth on or derived from the "Promissory Note."

We compared Characteristic 11. to the corresponding information set forth on or derived from Promissory Note or Prepayment Penalty Rider (collectively, the "Prepayment Penalty Rider").

We compared Characteristic 12. to the corresponding information set forth on or derived from Uniform Residential Loan Application (the "Application").

We compared Characteristics 13. and 14. to the corresponding information set forth on or derived from Uniform Residential Appraisal Report (the "Appraisal Report").

We compared Characteristics 15. and 16. (for those Sample Loans for which the "loan purpose" field appearing on the Statistical Data File indicated a "first time home purchase" or "other-than-first-time home purchase") to the corresponding information set forth on or derived from the "Final Closing Disclosure."

We compared Characteristic 17. to the corresponding information set forth on or derived from Automated Underwriting System Summary, Uniform Underwriting and Transmittal Summary or Title Report (collectively, the "Lien Summary").

Further, with respect to Characteristic 16., for those Sample Loans for which the "loan purpose" field appearing on the Statistical Data File indicated a "cash-out" or "rate/term refinance," we (i) observed that there is no "sales price" indicated on the Final Closing Disclosure and (ii) recalculated the "Amount to the Borrower" as the difference between (a) the original loan amount (as set forth on the Promissory Note) and (b) the sum of (1) the unpaid principal balance of the refinanced first mortgage loan, (2) the unpaid principal balance of any "secondary financing" relating to the subject property and (3) settlement charges relating to the subject mortgage loan (each as set forth on the Final Closing Disclosure). At the Company's instruction, we assumed that the loan purpose is (a) a "cash-out" if the Amount to the Borrower was the greater of (i) $1,000 or (ii) 1.00% of the original loan amount (as set forth on the Promissory Note) and (b) a "rate/term refinance" to the extent that it was not.

With respect to Characteristic 18., we recomputed the original loan-to-value ratio by dividing (a) the original loan amount (as set forth on the Promissory Note) by either (b) in the case of a "first time home purchase" or "other-than-first-time home purchase" (as determined from the Final Closing Disclosure), the lesser of (i) the original appraised property value (as set forth on or derived from the Appraisal Report) and (ii) sales price (as set forth on the Final Closing Disclosure) or (c) in the case of a "rate/term refinance" or "cash-out" (as determined above), the original appraised property value (as set forth on or derived from the Appraisal Report).

With respect to Characteristic 19., we recomputed the combined loan-to-value ratio by dividing (a) the sum of (i) original loan amount (as set forth on the Promissory Note) and (ii) the junior lien balance, if any, (as set forth on the Lien Summary) by either (b) in the case of a "first time home purchase" or "other-than-first-time home purchase" (as determined from the Final Closing Disclosure), the lesser of (i) the original appraised property value (as set forth on or derived from the Appraisal Report) and (ii) sales price (as set forth on the Final Closing Disclosure) or (c) in the case of a "rate/term refinance" or "cash-out" (as determined above), the original appraised property value (as set forth on or derived from the Appraisal Report).

For purposes of our procedures and at your instructions:

· with respect to Characteristic 13., a property type indicated on the Statistical Data File as "dPUD
(PUD with "de minimus" monthly HOA dues)" or "PUD (only for use with Single-Family Detached Homes with PUD riders)"
and "PUD" (as indicated on the Appraisal Report) are deemed to be "in agreement;"

· with respect to Characteristic 13., a property type indicated on the Statistical Data File as "Condo,
High Rise (5+ stories)" or "Condo, Low Rise (4 or fewer stories)" and "Condominium" (as indicated on the
Appraisal Report) are deemed to be "in agreement;"

· with respect to Characteristic 18., differences of 1.00% are deemed to be "in agreement,"
except to the extent that the Statistical Data File identified an original loan-to-value ratio less than or equal to 80.00% and our recomputed
original loan-to-value ratio was greater than 80.00%; and

· with respect to Characteristic 19., differences of 1.00% or less deemed to be "in agreement,"
except to the extent that the Statistical Data File identified a combined loan-to-value ratio less than or equal to 100.00% and our recomputed
combined loan-to-value ratio was greater than 100.00%.

The mortgage loan documents referred to above and any other documents used in support of the Characteristics were provided to us by representatives of the Company and are collectively referred to hereinafter as the "Loan Documents." We were not requested to perform and we did not perform any procedures with respect to the preparation or verification of any of the information set forth on the Loan Documents and we make no representations concerning the accuracy or completeness of any of the information contained therein. In certain instances, our procedures were performed using photocopies or data imaged facsimiles of the Loan Documents. In addition, we make no representations as to whether the Loan Documents are comprehensive or valid instruments or reflect the current prevailing terms with respect to the corresponding Sample Loans.

**Agreed-Upon Procedures' Findings**

The results of the foregoing procedures indicated that the Characteristics set forth on the Statistical Data File were found to be in agreement with the above-mentioned Loan Documents, except as indicated in Appendix A. Supplemental information is contained in Appendix B.

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We make no representations as to the (i) actual characteristics or existence of the underlying documents or data comprising the mortgage loans underlying the Statistical Data File or the conformity of their characteristics with those assumed for purposes of the procedures described herein, (ii) existence or ownership of the mortgage loans or (iii) reasonableness of any of the aforementioned assumptions, information or methodologies.

It should be understood that we make no representations as to questions of legal interpretation or as to the sufficiency for your purposes of the procedures enumerated in the preceding paragraphs. Also, such procedures would not necessarily reveal any material misstatement of the information referred to above. We have no responsibility to update this report for events and circumstances that occur subsequent to the date of this report.

We were engaged by the Company to perform this agreed-upon procedures engagement and conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants ("AICPA"). An agreed-upon procedures engagement involves the practitioner performing specific procedures that the engaging party has agreed to and acknowledged to be appropriate for the purpose of the engagement and reporting on findings based on the procedures performed. We were not engaged to conduct, and did not conduct, an (i) audit conducted in accordance with generally accepted auditing standards or (ii) examination or a review engagement conducted in accordance with attestation standards established by the AICPA, the objective of which would be the expression of an opinion or conclusion, respectively, on the Statistical Data File. Accordingly, we do not express such an opinion or conclusion, or any other form of assurance, including reasonable assurance. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you.

We are required to be independent of the Company and to meet our other ethical responsibilities, as applicable for agreed-upon procedures engagements set forth in the Preface: Applicable to All Members and Part 1 – Members in Public Practice of the Code of Professional Conduct established by the AICPA. Independence requirements for agreed-upon procedure engagements are less restrictive than independence requirements for audit and other attestation services.

None of the engagement, procedures or report was intended to address, nor did they address, the (i) conformity of the origination of the assets to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) value of collateral securing such assets or (iii) compliance of the originator of the assets with federal, state, and local laws and regulations.

None of the engagement, procedures or report were intended to satisfy, nor did they satisfy, any criteria for due diligence published by a nationally recognized statistical rating organization.

This report is intended solely for the information and use of the Specified Parties identified above and is not intended to be and should not be used by anyone other than these Specified Parties.

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| |
|:---|
| Yours truly, |
| /s/ Deloitte & Touche LLP |
| June 4, 2026 |

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**Appendix A to Independent Accountants' Report on Applying Agreed-Upon Procedures issued by Deloitte & Touche LLP dated June 4, 2026.**

In applying our agreed-upon procedures as outlined above, we observed the following:

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| | |
|:---|:---|
| &nbsp;&nbsp;**Exception<br> Description<br> Number** | &nbsp;&nbsp;**Exception Description** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;One difference in loan purpose. |

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The information above reflects the procedures performed and is subject to the conditions set forth in the agreed-upon procedures report to which this appendix is attached.

**Appendix B to Independent Accountants' Report on Applying Agreed-Upon Procedures issued by Deloitte & Touche LLP dated June 4, 2026.**

<u>Supplemental Information Related to the Findings Set Forth on Appendix A</u>

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception<br> Description<br> Number** | &nbsp;&nbsp;**Sample Loan number** | &nbsp;&nbsp;**Characteristic** | &nbsp;&nbsp;**Characteristic set forth on<br> the Statistical Data File** | &nbsp;&nbsp;**Characteristic set forth<br> on or derived from the<br> Final Closing Disclosure** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;OBX2026AHC2000480 | &nbsp;&nbsp;Loan purpose | &nbsp;&nbsp;First time home purchase | &nbsp;&nbsp;Other-than-first-time home purchase |

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The information above reflects the procedures performed and is subject to the conditions set forth in the agreed-upon procedures report to which this appendix is attached.