# EDGAR Filing Document

**Accession Number:** 0001764694
**File Stem:** 0002085853-26-000416
**Filing Date:** 2026-4
**Character Count:** 26576
**Document Hash:** 6478fff99ce78ff64ee5518add4a8bad
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000416.hdr.sgml**: 20260420

**ACCESSION NUMBER**: 0002085853-26-000416

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260420

**DATE AS OF CHANGE**: 20260420

**EFFECTIVENESS DATE**: 20260420

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BRANDYWINE OAK PRIVATE WEALTH LLC
- **CENTRAL INDEX KEY:** 0001764694

**ORGANIZATION NAME:**
- **EIN:** 831376291
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19207
- **FILM NUMBER:** 26873516

**BUSINESS ADDRESS:**
- **STREET 1:** 500 OLD FORGE LANE
- **STREET 2:** SUITE 501
- **CITY:** KENNETT SQUARE
- **STATE:** PA
- **ZIP:** 19348
- **BUSINESS PHONE:** 4847850050

**MAIL ADDRESS:**
- **STREET 1:** 500 OLD FORGE LANE
- **STREET 2:** SUITE 501
- **CITY:** KENNETT SQUARE
- **STATE:** PA
- **ZIP:** 19348

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BRANDYWINE OAK PRIVATE WEALTH LLC<br>**Address:** 500 Old Forge Lane<br>Suite 501<br>Kennett Square, PA 19348

**Form 13F File Number:** 028-19207

**CRD Number (if applicable):** 000297021

**SEC File Number (if applicable):** 801-113624

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brittany Kalsky<br>**Title:** Chief Compiance Officer<br>**Phone:** 484-785-0046

**Signature, Place, and Date of Signing:**

/s/ Brittany Kalsky  Kennett Square, PA  04-20-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 229

**Form 13F Information Table Value Total:** $1189505188

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 742535 | 7232 | SH |  | SOLE |  | 7232 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 2439803 | 11218 | SH |  | SOLE |  | 11218 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 266416 | 1096 | SH |  | SOLE |  | 1096 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 920726 | 4526 | SH |  | SOLE |  | 4526 | 0 | 0 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 422249 | 1454 | SH |  | SOLE |  | 1454 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3155453 | 11000 | SH |  | SOLE |  | 11000 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 9402064 | 32696 | SH |  | SOLE |  | 32696 | 0 | 0 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 300785 | 5714 | SH |  | SOLE |  | 5714 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 383957 | 5818 | SH |  | SOLE |  | 5818 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 6779520 | 32550 | SH |  | SOLE |  | 32550 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 1680930 | 12824 | SH |  | SOLE |  | 12824 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 374167 | 1237 | SH |  | SOLE |  | 1237 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 1220172 | 3468 | SH |  | SOLE |  | 3468 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 30589747 | 120533 | SH |  | SOLE |  | 120533 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 376367 | 1101 | SH |  | SOLE |  | 1101 | 0 | 0 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 191624 | 10634 | SH |  | SOLE |  | 10634 | 0 | 0 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 375115 | 284 | SH |  | SOLE |  | 284 | 0 | 0 |
| ASTRAZENECA PLC | ORD | G0593M107 |  | 5682313 | 28812 | SH |  | SOLE |  | 28812 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 299611 | 10335 | SH |  | SOLE |  | 10335 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 270636 | 1332 | SH |  | SOLE |  | 1332 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 501979 | 10297 | SH |  | SOLE |  | 10297 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3830584 | 7994 | SH |  | SOLE |  | 7994 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 718140 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BITWISE 10 CRYPTO INDEX ETF | UNIT BENEFICIAL | 091749101 |  | 4539747 | 101772 | SH |  | SOLE |  | 101772 | 0 | 0 |
| BITWISE BITCOIN ETF TR | SHS BEN INT | 09174C104 |  | 1179190 | 32034 | SH |  | SOLE |  | 32034 | 0 | 0 |
| BITWISE ETHEREUM ETF | SHS | 091955104 |  | 490091 | 32673 | SH |  | SOLE |  | 32673 | 0 | 0 |
| BITWISE FUNDS TRUST | CRYPTO INDUSTRY | 09175C103 |  | 349770 | 18546 | SH |  | SOLE |  | 18546 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 1031915 | 1073 | SH |  | SOLE |  | 1073 | 0 | 0 |
| BLACKROCK TAX MUNICPAL BD TR | SHS | 09248X100 |  | 291060 | 18000 | SH |  | SOLE |  | 18000 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 1473140 | 12811 | SH |  | SOLE |  | 12811 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 283021 | 1422 | SH |  | SOLE |  | 1422 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 441607 | 7282 | SH |  | SOLE |  | 7282 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 6354895 | 20532 | SH |  | SOLE |  | 20532 | 0 | 0 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 349283 | 1257 | SH |  | SOLE |  | 1257 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 213443 | 1170 | SH |  | SOLE |  | 1170 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 358481 | 506 | SH |  | SOLE |  | 506 | 0 | 0 |
| CENCORA INC | COM | 03073E105 |  | 223668 | 712 | SH |  | SOLE |  | 712 | 0 | 0 |
| CHEMOURS CO | COM | 163851108 |  | 513668 | 23317 | SH |  | SOLE |  | 23317 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 1532289 | 7406 | SH |  | SOLE |  | 7406 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 1029384 | 13267 | SH |  | SOLE |  | 13267 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 831904 | 2817 | SH |  | SOLE |  | 2817 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1620667 | 21310 | SH |  | SOLE |  | 21310 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 944165 | 7153 | SH |  | SOLE |  | 7153 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 296362 | 1061 | SH |  | SOLE |  | 1061 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 3879424 | 46346 | SH |  | SOLE |  | 46346 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 1159050 | 1163 | SH |  | SOLE |  | 1163 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 492641 | 12001 | SH |  | SOLE |  | 12001 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 232925 | 433 | SH |  | SOLE |  | 433 | 0 | 0 |
| DANAHER CORP DEL | COM | 235851102 |  | 261490 | 1379 | SH |  | SOLE |  | 1379 | 0 | 0 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 543619 | 2773 | SH |  | SOLE |  | 2773 | 0 | 0 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 315908 | 1753 | SH |  | SOLE |  | 1753 | 0 | 0 |
| DOW HLDGS INC | COM | 260557103 |  | 1395937 | 33517 | SH |  | SOLE |  | 33517 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 477968 | 3650 | SH |  | SOLE |  | 3650 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 1643380 | 35881 | SH |  | SOLE |  | 35881 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 5858119 | 6369 | SH |  | SOLE |  | 6369 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 706985 | 5396 | SH |  | SOLE |  | 5396 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 4046707 | 23852 | SH |  | SOLE |  | 23852 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 298123 | 837 | SH |  | SOLE |  | 837 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI COMMNTN SVC | 316092873 |  | 210594 | 3092 | SH |  | SOLE |  | 3092 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | WTR ETF | 33733B100 |  | 243181 | 2358 | SH |  | SOLE |  | 2358 | 0 | 0 |
| FRANKLIN TEMPLETON ETF TR | FTSE EUROPE | 35473P652 |  | 1777822 | 48895 | SH |  | SOLE |  | 48895 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1134086 | 3996 | SH |  | SOLE |  | 3996 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 910408 | 1043 | SH |  | SOLE |  | 1043 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 777052 | 2264 | SH |  | SOLE |  | 2264 | 0 | 0 |
| GENERAL MILLS INC | COM | 370334104 |  | 303604 | 8157 | SH |  | SOLE |  | 8157 | 0 | 0 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 346118 | 6812 | SH |  | SOLE |  | 6812 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 968711 | 1145 | SH |  | SOLE |  | 1145 | 0 | 0 |
| GRANITESHARES GOLD TR | SHS BEN INT | 38748G101 |  | 19867576 | 430687 | SH |  | SOLE |  | 430687 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 800849 | 2435 | SH |  | SOLE |  | 2435 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 393066 | 1739 | SH |  | SOLE |  | 1739 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 303238 | 1165 | SH |  | SOLE |  | 1165 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1248794 | 5152 | SH |  | SOLE |  | 5152 | 0 | 0 |
| INTERNATIONAL FLAVORS | COM | 459506101 |  | 320334 | 4415 | SH |  | SOLE |  | 4415 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 223120 | 484 | SH |  | SOLE |  | 484 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 2029324 | 8540 | SH |  | SOLE |  | 8540 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 115633 | 10628 | SH |  | SOLE |  | 10628 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 681726 | 3552 | SH |  | SOLE |  | 3552 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | INTL DIVI ACHI | 46137V548 |  | 1529419 | 68750 | SH |  | SOLE |  | 68750 | 0 | 0 |
| INVESCO PA VALUE MUN INC TR | COM | 46132K109 |  | 171687 | 16243 | SH |  | SOLE |  | 16243 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3796366 | 6578 | SH |  | SOLE |  | 6578 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 793440 | 9000 | SH |  | SOLE |  | 9000 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 629305 | 13840 | SH |  | SOLE |  | 13840 | 0 | 0 |
| ISHARES INC | MSCI PAC JP ETF | 464286665 |  | 486656 | 9158 | SH |  | SOLE |  | 9158 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 9452897 | 135526 | SH |  | SOLE |  | 135526 | 0 | 0 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 1156363 | 16456 | SH |  | SOLE |  | 16456 | 0 | 0 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 420440 | 5031 | SH |  | SOLE |  | 5031 | 0 | 0 |
| ISHARES TR | CORE MSCI PAC | 46434V696 |  | 690655 | 9027 | SH |  | SOLE |  | 9027 | 0 | 0 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 602044 | 12804 | SH |  | SOLE |  | 12804 | 0 | 0 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 203172 | 4193 | SH |  | SOLE |  | 4193 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 210726 | 1779 | SH |  | SOLE |  | 1779 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 15479752 | 145350 | SH |  | SOLE |  | 145350 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 478184 | 4817 | SH |  | SOLE |  | 4817 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 510823 | 2694 | SH |  | SOLE |  | 2694 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1232220 | 12686 | SH |  | SOLE |  | 12686 | 0 | 0 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 1486754 | 14872 | SH |  | SOLE |  | 14872 | 0 | 0 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 468703 | 2775 | SH |  | SOLE |  | 2775 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1068393 | 15224 | SH |  | SOLE |  | 15224 | 0 | 0 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 1230195 | 28905 | SH |  | SOLE |  | 28905 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 846617 | 8414 | SH |  | SOLE |  | 8414 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 473740 | 1974 | SH |  | SOLE |  | 1974 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 9681755 | 91210 | SH |  | SOLE |  | 91210 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 1009912 | 7091 | SH |  | SOLE |  | 7091 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 4978061 | 36679 | SH |  | SOLE |  | 36679 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 33963853 | 375169 | SH |  | SOLE |  | 375169 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 720182 | 10665 | SH |  | SOLE |  | 10665 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1620986 | 8451 | SH |  | SOLE |  | 8451 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 2058898 | 23764 | SH |  | SOLE |  | 23764 | 0 | 0 |
| ISHARES TR | INTL DIV GRWTH | 46435G524 |  | 1447463 | 17279 | SH |  | SOLE |  | 17279 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 2595033 | 27139 | SH |  | SOLE |  | 27139 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1870010 | 2863 | SH |  | SOLE |  | 2863 | 0 | 0 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 17516361 | 696479 | SH |  | SOLE |  | 696479 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 3252768 | 35074 | SH |  | SOLE |  | 35074 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 208095 | 1674 | SH |  | SOLE |  | 1674 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1171656 | 3286 | SH |  | SOLE |  | 3286 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 285074 | 3120 | SH |  | SOLE |  | 3120 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 609097 | 5385 | SH |  | SOLE |  | 5385 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS EUR | 46641Q191 |  | 2318721 | 32023 | SH |  | SOLE |  | 32023 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS CDA | 46641Q225 |  | 222828 | 2369 | SH |  | SOLE |  | 2369 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 4057078 | 79581 | SH |  | SOLE |  | 79581 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2729642 | 11168 | SH |  | SOLE |  | 11168 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 7407047 | 25181 | SH |  | SOLE |  | 25181 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 411749 | 12280 | SH |  | SOLE |  | 12280 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 312361 | 905 | SH |  | SOLE |  | 905 | 0 | 0 |
| LIGHTWAVE LOGIC INC | COM | 532275104 |  | 75748 | 10775 | SH |  | SOLE |  | 10775 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1912290 | 3164 | SH |  | SOLE |  | 3164 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 745226 | 3154 | SH |  | SOLE |  | 3154 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1420035 | 2842 | SH |  | SOLE |  | 2842 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 2252812 | 7249 | SH |  | SOLE |  | 7249 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 2524081 | 20984 | SH |  | SOLE |  | 20984 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1690364 | 2954 | SH |  | SOLE |  | 2954 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 9776273 | 26410 | SH |  | SOLE |  | 26410 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 435959 | 2649 | SH |  | SOLE |  | 2649 | 0 | 0 |
| NETAPP INC | COM | 64110D104 |  | 253313 | 2474 | SH |  | SOLE |  | 2474 | 0 | 0 |
| NETFLIX INC. | COM | 64110L106 |  | 885389 | 9208 | SH |  | SOLE |  | 9208 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 767932 | 8268 | SH |  | SOLE |  | 8268 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 286713 | 999 | SH |  | SOLE |  | 999 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 13444597 | 77091 | SH |  | SOLE |  | 77091 | 0 | 0 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 206703 | 1050 | SH |  | SOLE |  | 1050 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 263179 | 1789 | SH |  | SOLE |  | 1789 | 0 | 0 |
| PACCAR INC | COM | 693718108 |  | 655121 | 5672 | SH |  | SOLE |  | 5672 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 412363 | 2819 | SH |  | SOLE |  | 2819 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 1233222 | 7941 | SH |  | SOLE |  | 7941 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 594992 | 3266 | SH |  | SOLE |  | 3266 | 0 | 0 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 3817011 | 73136 | SH |  | SOLE |  | 73136 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 1318666 | 6337 | SH |  | SOLE |  | 6337 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 2723779 | 18858 | SH |  | SOLE |  | 18858 | 0 | 0 |
| PROSHARES TR | PSHS ULTRA QQQ | 74347R206 |  | 299572 | 4911 | SH |  | SOLE |  | 4911 | 0 | 0 |
| PROSHARES TR | PSHS ULT S 500 | 74347R107 |  | 256452 | 4943 | SH |  | SOLE |  | 4943 | 0 | 0 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 316652 | 2987 | SH |  | SOLE |  | 2987 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GROUP | COM | 744573106 |  | 380465 | 4700 | SH |  | SOLE |  | 4700 | 0 | 0 |
| QNITY ELECTRONICS INC | COMMON STOCK | 74743L100 |  | 2004717 | 17374 | SH |  | SOLE |  | 17374 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 1122959 | 5821 | SH |  | SOLE |  | 5821 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 366059 | 1961 | SH |  | SOLE |  | 1961 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 144725925 | 5847506 | SH |  | SOLE |  | 5847506 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 3594540 | 109090 | SH |  | SOLE |  | 109090 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 18289213 | 753576 | SH |  | SOLE |  | 753576 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 3895921 | 127735 | SH |  | SOLE |  | 127735 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 262819 | 5623 | SH |  | SOLE |  | 5623 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 3902714 | 133976 | SH |  | SOLE |  | 133976 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 3650360 | 33495 | SH |  | SOLE |  | 33495 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET MAT | 81369Y100 |  | 559246 | 11192 | SH |  | SOLE |  | 11192 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 1217654 | 9163 | SH |  | SOLE |  | 9163 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 1724365 | 10662 | SH |  | SOLE |  | 10662 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 3378585 | 68435 | SH |  | SOLE |  | 68435 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 3559733 | 24281 | SH |  | SOLE |  | 24281 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 237240 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 394573 | 4088 | SH |  | SOLE |  | 4088 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 2481560 | 5766 | SH |  | SOLE |  | 5766 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X772 |  | 967945 | 21226 | SH |  | SOLE |  | 21226 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 31694701 | 560176 | SH |  | SOLE |  | 560176 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 261034 | 1789 | SH |  | SOLE |  | 1789 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 1877809 | 39261 | SH |  | SOLE |  | 39261 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 27957658 | 285546 | SH |  | SOLE |  | 285546 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 26937949 | 284817 | SH |  | SOLE |  | 284817 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 439797 | 4909 | SH |  | SOLE |  | 4909 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 3343550 | 5141 | SH |  | SOLE |  | 5141 | 0 | 0 |
| STIFEL FINL CORP | COM | 860630102 |  | 4929133 | 66682 | SH |  | SOLE |  | 66682 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 380836 | 1159 | SH |  | SOLE |  | 1159 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 717805 | 2124 | SH |  | SOLE |  | 2124 | 0 | 0 |
| TARGET CORP | COM | 87612E106 |  | 218404 | 1802 | SH |  | SOLE |  | 1802 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 1851078 | 4980 | SH |  | SOLE |  | 4980 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 |  | 245437 | 920 | SH |  | SOLE |  | 920 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 365207 | 743 | SH |  | SOLE |  | 743 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 249798 | 1564 | SH |  | SOLE |  | 1564 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 1677278 | 6913 | SH |  | SOLE |  | 6913 | 0 | 0 |
| UNITED RENTALS INC | COM | 911363109 |  | 2704415 | 3712 | SH |  | SOLE |  | 3712 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 281954 | 1042 | SH |  | SOLE |  | 1042 | 0 | 0 |
| VANECK ETF TRUST | SHRT HGH YLD MUN | 92189F387 |  | 303214 | 13381 | SH |  | SOLE |  | 13381 | 0 | 0 |
| VANECK ETF TRUST | INTRMDT MUNI ETF | 92189H201 |  | 4789001 | 103145 | SH |  | SOLE |  | 103145 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 3415485 | 33571 | SH |  | SOLE |  | 33571 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1431194 | 4789 | SH |  | SOLE |  | 4789 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3105810 | 9682 | SH |  | SOLE |  | 9682 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 855898 | 1433 | SH |  | SOLE |  | 1433 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 137372964 | 700170 | SH |  | SOLE |  | 700170 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 6659222 | 30653 | SH |  | SOLE |  | 30653 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 103521639 | 237008 | SH |  | SOLE |  | 237008 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 480578 | 1590 | SH |  | SOLE |  | 1590 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 214115 | 832 | SH |  | SOLE |  | 832 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 |  | 1225016 | 12535 | SH |  | SOLE |  | 12535 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 795715 | 10596 | SH |  | SOLE |  | 10596 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 37123068 | 686832 | SH |  | SOLE |  | 686832 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 214153 | 2598 | SH |  | SOLE |  | 2598 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1256936 | 9087 | SH |  | SOLE |  | 9087 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 9261269 | 185634 | SH |  | SOLE |  | 185634 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 107102191 | 1294286 | SH |  | SOLE |  | 1294286 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 54169874 | 909656 | SH |  | SOLE |  | 909656 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 585745 | 5340 | SH |  | SOLE |  | 5340 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 1378350 | 17388 | SH |  | SOLE |  | 17388 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 615968 | 2864 | SH |  | SOLE |  | 2864 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2783958 | 36103 | SH |  | SOLE |  | 36103 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 7888265 | 123101 | SH |  | SOLE |  | 123101 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 743772 | 8408 | SH |  | SOLE |  | 8408 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1397274 | 9434 | SH |  | SOLE |  | 9434 | 0 | 0 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 369782 | 1641 | SH |  | SOLE |  | 1641 | 0 | 0 |
| VANGUARD WORLD FD | INDUSTRIAL ETF | 92204A603 |  | 2925104 | 9369 | SH |  | SOLE |  | 9369 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 18423893 | 26408 | SH |  | SOLE |  | 26408 | 0 | 0 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 737064 | 6101 | SH |  | SOLE |  | 6101 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 5219122 | 46487 | SH |  | SOLE |  | 46487 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 456143 | 2031 | SH |  | SOLE |  | 2031 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 790302 | 2902 | SH |  | SOLE |  | 2902 | 0 | 0 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 1978807 | 11004 | SH |  | SOLE |  | 11004 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 |  | 224323 | 625 | SH |  | SOLE |  | 625 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 464600 | 9255 | SH |  | SOLE |  | 9255 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 821046 | 2717 | SH |  | SOLE |  | 2717 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 1789013 | 14395 | SH |  | SOLE |  | 14395 | 0 | 0 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 442704 | 3824 | SH |  | SOLE |  | 3824 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 306758 | 3853 | SH |  | SOLE |  | 3853 | 0 | 0 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 789226 | 15883 | SH |  | SOLE |  | 15883 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 20550411 | 221713 | SH |  | SOLE |  | 221713 | 0 | 0 |

---