# EDGAR Filing Document

**Accession Number:** 0001084380
**File Stem:** 0000930413-23-001054
**Filing Date:** 2023-3
**Character Count:** 37665
**Document Hash:** 237c1941e7a2e48497a86f15e1c63940
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000930413-23-001054.hdr.sgml**: 20230321

**ACCESSION NUMBER**: 0000930413-23-001054

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20230321

**DATE AS OF CHANGE**: 20230321

**EFFECTIVENESS DATE**: 20230321

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TIAA-CREF FUNDS
- **CENTRAL INDEX KEY:** 0001084380
- **IRS NUMBER:** 134055167
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-76651
- **FILM NUMBER:** 23747892

**BUSINESS ADDRESS:**
- **STREET 1:** 730 THIRD AVE.
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017
- **BUSINESS PHONE:** 2129166746

**MAIL ADDRESS:**
- **STREET 1:** 730 THIRD AVE.
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** TIAA CREF INSTITUTIONAL MUTUAL FUNDS
- **DATE OF NAME CHANGE:** 19990415

## Series and Classes Contracts Data

### TIAA-CREF Core Bond Fund (Series ID: S000005372)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TIBDX         | C000014635 |
| Retirement Class    | TIDRX         | C000033991 |
| Retail Class        | TIORX         | C000033992 |
| Premier Class       | TIDPX         | C000079556 |
| Advisor Class       | TIBHX         | C000162549 |
| Class W             | TBBWX         | C000202747 |

---

### TIAA-CREF Inflation-Linked Bond Fund (Series ID: S000005373)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TIILX         | C000014636 |
| Retail Class        | TCILX         | C000014637 |
| Retirement Class    | TIKRX         | C000033993 |
| Premier Class       | TIKPX         | C000079557 |
| Advisor Class       | TIIHX         | C000162550 |
| Class W             | TIIWX         | C000202748 |

---

### TIAA-CREF Large-Cap Value Fund (Series ID: S000005383)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TRLIX         | C000014648 |
| Retail Class        | TCLCX         | C000014649 |
| Retirement Class    | TRLCX         | C000014650 |
| Premier Class       | TRCPX         | C000079567 |
| Advisor Class       | TRLHX         | C000162560 |
| Class W             | TRLWX         | C000202751 |

---

### TIAA-CREF Mid-Cap Growth Fund (Series ID: S000005384)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TRPWX         | C000014651 |
| Retail Class        | TCMGX         | C000014652 |
| Retirement Class    | TRGMX         | C000014653 |
| Premier Class       | TRGPX         | C000079568 |
| Advisor Class       | TCMHX         | C000162561 |

---

### TIAA-CREF Short-Term Bond Fund (Series ID: S000012195)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TCTRX         | C000033274 |
| Retirement Class    | TISRX         | C000033275 |
| Institutional Class | TISIX         | C000033276 |
| Premier Class       | TSTPX         | C000079571 |
| Advisor Class       | TCTHX         | C000162566 |
| Class W             | TCTWX         | C000202755 |

---

### TIAA-CREF Core Plus Bond Fund (Series ID: S000012198)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TCBPX         | C000033283 |
| Retirement Class    | TCBRX         | C000033284 |
| Institutional Class | TIBFX         | C000033285 |
| Premier Class       | TBPPX         | C000079574 |
| Advisor Class       | TCBHX         | C000162569 |
| Class W             | TCBWX         | C000202758 |

---

### TIAA-CREF Bond Index Fund (Series ID: S000026500)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TBIIX         | C000079523 |
| Retirement Class    | TBIRX         | C000079524 |
| Premier Class       | TBIPX         | C000079525 |
| Retail Class        | TBILX         | C000079526 |
| Advisor Class       | TBIAX         | C000162579 |
| Class W             | TBIWX         | C000202762 |

---

### TIAA-CREF Emerging Markets Equity Fund (Series ID: S000029604)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Retail Class        | TEMRX         | C000090850 |
| Retirement Class    | TEMSX         | C000090851 |
| Premier Class       | TEMPX         | C000090852 |
| Institutional Class | TEMLX         | C000090853 |
| Advisor Class       | TEMHX         | C000162588 |
| Class W             | TEMVX         | C000202763 |

---

### TIAA-CREF Short-Term Bond Index Fund (Series ID: S000050278)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Institutional Class | TNSHX         | C000158750 |
| Premier Class       | TPSHX         | C000158751 |
| Retail Class        | TRSHX         | C000158752 |
| Retirement Class    | TESHX         | C000158753 |
| Advisor Class       | TTBHX         | C000162603 |
| Class W             | TTBWX         | C000202767 |

---

### TIAA-CREF Quant International Small-Cap Equity Fund (Series ID: S000055721)

---

|  |  |  |
|:---|:---|:---|
| Class Name          | Ticker Symbol | Class ID   |
| Advisor Class       | TAISX         | C000175453 |
| Institutional Class | TIISX         | C000175454 |
| Premier Class       | TPISX         | C000175455 |
| Retail Class        | TLISX         | C000175456 |
| Retirement Class    | TTISX         | C000175457 |
| Class W             | TAIWX         | C000202770 |

---

## Series and Classes Contracts Data

### TIAA-CREF Core Bond Fund (Series ID: S000005372)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014635 | Institutional Class | TIBDX           |
| C000033991 | Retirement Class    | TIDRX           |
| C000033992 | Retail Class        | TIORX           |
| C000079556 | Premier Class       | TIDPX           |
| C000162549 | Advisor Class       | TIBHX           |
| C000202747 | Class W             | TBBWX           |

### TIAA-CREF Inflation-Linked Bond Fund (Series ID: S000005373)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014636 | Institutional Class | TIILX           |
| C000014637 | Retail Class        | TCILX           |
| C000033993 | Retirement Class    | TIKRX           |
| C000079557 | Premier Class       | TIKPX           |
| C000162550 | Advisor Class       | TIIHX           |
| C000202748 | Class W             | TIIWX           |

### TIAA-CREF Large-Cap Value Fund (Series ID: S000005383)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014648 | Institutional Class | TRLIX           |
| C000014649 | Retail Class        | TCLCX           |
| C000014650 | Retirement Class    | TRLCX           |
| C000079567 | Premier Class       | TRCPX           |
| C000162560 | Advisor Class       | TRLHX           |
| C000202751 | Class W             | TRLWX           |

### TIAA-CREF Mid-Cap Growth Fund (Series ID: S000005384)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000014651 | Institutional Class | TRPWX           |
| C000014652 | Retail Class        | TCMGX           |
| C000014653 | Retirement Class    | TRGMX           |
| C000079568 | Premier Class       | TRGPX           |
| C000162561 | Advisor Class       | TCMHX           |

### TIAA-CREF Short-Term Bond Fund (Series ID: S000012195)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000033274 | Retail Class        | TCTRX           |
| C000033275 | Retirement Class    | TISRX           |
| C000033276 | Institutional Class | TISIX           |
| C000079571 | Premier Class       | TSTPX           |
| C000162566 | Advisor Class       | TCTHX           |
| C000202755 | Class W             | TCTWX           |

### TIAA-CREF Core Plus Bond Fund (Series ID: S000012198)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000033283 | Retail Class        | TCBPX           |
| C000033284 | Retirement Class    | TCBRX           |
| C000033285 | Institutional Class | TIBFX           |
| C000079574 | Premier Class       | TBPPX           |
| C000162569 | Advisor Class       | TCBHX           |
| C000202758 | Class W             | TCBWX           |

### TIAA-CREF Bond Index Fund (Series ID: S000026500)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000079523 | Institutional Class | TBIIX           |
| C000079524 | Retirement Class    | TBIRX           |
| C000079525 | Premier Class       | TBIPX           |
| C000079526 | Retail Class        | TBILX           |
| C000162579 | Advisor Class       | TBIAX           |
| C000202762 | Class W             | TBIWX           |

### TIAA-CREF Emerging Markets Equity Fund (Series ID: S000029604)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000090850 | Retail Class        | TEMRX           |
| C000090851 | Retirement Class    | TEMSX           |
| C000090852 | Premier Class       | TEMPX           |
| C000090853 | Institutional Class | TEMLX           |
| C000162588 | Advisor Class       | TEMHX           |
| C000202763 | Class W             | TEMVX           |

### TIAA-CREF Short-Term Bond Index Fund (Series ID: S000050278)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000158750 | Institutional Class | TNSHX           |
| C000158751 | Premier Class       | TPSHX           |
| C000158752 | Retail Class        | TRSHX           |
| C000158753 | Retirement Class    | TESHX           |
| C000162603 | Advisor Class       | TTBHX           |
| C000202767 | Class W             | TTBWX           |

### TIAA-CREF Quant International Small-Cap Equity Fund (Series ID: S000055721)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000175453 | Advisor Class       | TAISX           |
| C000175454 | Institutional Class | TIISX           |
| C000175455 | Premier Class       | TPISX           |
| C000175456 | Retail Class        | TLISX           |
| C000175457 | Retirement Class    | TTISX           |
| C000202770 | Class W             | TAIWX           |

---

| | | |
|:---|:---|:---|
| ![](x2_c106038x1x1.jpg) | &nbsp;&nbsp;**TIAA-CREF**<br> **Funds** | &nbsp;&nbsp;**Supplement** |

---

TIAA-CREF International Funds

**TIAA-CREF Emerging Markets Equity Fund<br> TIAA-CREF Quant International Small-Cap Equity Fund**

SUPPLEMENT NO. 1<br> dated March 21, 2023, to the Statutory Prospectus dated<br> March 1, 2023

*Effective March 21, 2023, Lisa Wang is no longer a portfolio manager of the TIAA-CREF Emerging Markets Equity Fund (the "Emerging Markets Equity Fund"). Therefore, all references to Ms. Wang are hereby removed from this Fund's portfolio management team disclosure in the Statutory Prospectus.*

*Effective March 21, 2023, Willis Tsai has been added to the portfolio management team of the Emerging Markets Equity Fund. Consequently, the following is hereby added to the sub-section entitled "Portfolio Managers" in the section entitled "Portfolio management" on page 12 of the Statutory Prospectus:*

---

| | |
|:---|:---|
| **Name:** | **Willis Tsai** |
| Title: | Managing Director |
| Experience on Fund: | since 2023 |

---

*Additionally, as a result of the portfolio management team changes described above, the following is hereby added to the entry for the Emerging Markets Equity Fund in the table of the sub-section entitled "Portfolio management teams" of the section entitled "Management of the Funds" on page 99 of the Statutory Prospectus:*

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | | | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** |
| <br>**Name & Title** | <br>**Portfolio Role** | <br>**Experience Over<br> Past Five Years** | **At<br> TIAA** | **Total** | **On<br> Team** |
| **Willis Tsai** |  |  |  |  |  |
| Managing Director | Portfolio Manager | Advisors, Nuveen Asset Management and other advisory affiliates of TIAA—2006 to Present (international equity portfolio management) | 2006 | 2005 | 2023 |

---

*Effective March 21, 2023, Yuchang (Charles) Huang has been added to the portfolio management team of the TIAA-CREF Quant International Small-Cap Equity Fund (the "Quant International Small-Cap Equity Fund"). Consequently, the following is hereby added to the sub-section entitled "Portfolio Manager" in the section entitled "Portfolio management" on page 40 of the Statutory Prospectus:*

**Portfolio Managers.** The following persons are primarily responsible for the management of the Fund on a day-to-day basis:

---

| | |
|:---|:---|
| **Name:** | **Yuchang (Charles) Huang, CFA** |
| Title: | Senior Director |
| Experience on Fund: | since 2023 |

---

 

*Additionally, as a result of the portfolio management team change described above, the following is hereby added to the entry for the Quant International Small-Cap Equity Fund in the table of the sub-section entitled "Portfolio management teams" of the section entitled "Management of the Funds" beginning on page 100 of the Statutory Prospectus:*

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | | | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** |
| <br>**Name & Title** | <br>**Portfolio Role** | <br>**Experience Over<br> Past Five Years** | **At<br> TIAA** | **Total** | **On<br> Team** |
| **Yuchang (Charles) Huang, CFA** |  |  |  |  |  |
| Senior Director | Portfolio Manager | Advisors, TCIM and other advisory affiliates of TIAA—2014 to Present (quantitative equity research) | 2014 | 2010 | 2023 |

---

A41384 (3/23)

---

| | | |
|:---|:---|:---|
| ![](x2_c106038x1x1.jpg) | &nbsp;&nbsp;**TIAA-CREF**<br> **Funds** | &nbsp;&nbsp;**Supplement** |

---

TIAA-CREF U.S Equity Funds

**TIAA-CREF Large-Cap Value Fund<br> TIAA-CREF Mid-Cap Growth Fund**

SUPPLEMENT NO. 1<br> dated March 21, 2023, to the Statutory Prospectus dated March 1, 2023

*Effective March 21, 2023, Rossana Ivanova has been added to the portfolio management team of the TIAA-CREF Large-Cap Value Fund (the "Large-Cap Value Fund"). Consequently, the following is hereby added to the sub-section entitled "Portfolio Manager" in the section entitled "Portfolio management" on page 28 of the Statutory Prospectus:*

**Portfolio Managers.** The following persons are primarily responsible for the management of the Fund on a day-to-day basis:

---

| | |
|:---|:---|
| **Name:** | **Rossana Ivanova** |
| Title: | Senior Director |
| Experience on Fund: | since 2023 |

---

*Additionally, as a result of the portfolio management team change described above, the following is hereby added to the entry for the Large-Cap Value Fund in the table of the sub-section entitled "Portfolio management teams" of the section entitled "Management of the Funds" on page 105 of the Statutory Prospectus:*

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | | | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** |
| <br>**Name & Title** | <br>**Portfolio Role** | <br>**Experience Over<br> Past Five Years** | **At<br> TIAA** | **Total** | **On<br> Team** |
| **Rossana Ivanova** |  |  |  |  |  |
| Senior Director | Portfolio Manager | Advisors, TCIM and other advisory affiliates of TIAA—2021 to Present (equity research for domestic portfolios); Atlantic Investment Management, Inc.—2007 to 2021 (equity research for domestic and non-U.S. portfolios) | 2021 | 2005 | 2023 |

---

*Effective March 21, 2023, Bihag Patel and Casey Weston have been added to the portfolio management team of the TIAA-CREF Mid-Cap Growth Fund (the "Mid-Cap Growth Fund"). Consequently, the following is hereby added to the sub-section entitled "Portfolio Manager" in the section entitled "Portfolio management" on page 37 of the Statutory Prospectus:*

**Portfolio Managers.** The following persons are primarily responsible for the management of the Fund on a day-to-day basis:

---

| | | |
|:---|:---|:---|
| **Name:** | **Bihag Patel, CFA** | **Casey Weston, CFA** |
| Title: | Managing Director | Senior Director |
| Experience on Fund: | since 2023 | since 2023 |

---

 

*Additionally, as a result of the portfolio management team change described above, the following is hereby added to the entry for the Mid-Cap Growth Fund in the table of the sub-section entitled "Portfolio management teams" of the section entitled "Management of the Funds" beginning on page 105 of the Statutory Prospectus:*

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | | | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** |
| <br>**Name & Title** | <br>**Portfolio Role** | <br>**Experience Over<br> Past Five Years** | **At<br> TIAA** | **Total** | **On<br> Team** |
| **Bihag Patel, CFA** |  |  |  |  |  |
| Managing Director | Portfolio Manager | Advisors, Nuveen Asset Management and other advisory affiliates of TIAA—2014 to Present (equity portfolio management) | 2014 | 1998 | 2023 |
| **Casey Weston, CFA** |  |  |  |  |  |
| Senior Director | Portfolio Manager | Advisors, Nuveen Asset Management and other advisory affiliates of TIAA—2014 to Present (equity portfolio management) | 2014 | 2011 | 2023 |

---

A41383 (3/23)

---

| | | |
|:---|:---|:---|
| ![](x2_c106038x1x1.jpg) | &nbsp;&nbsp;**TIAA-CREF**<br> **Funds** | &nbsp;&nbsp;**Supplement** |

---

TIAA-CREF Fixed-Income and<br> Real Estate Securities Funds

**TIAA-CREF Bond Index Fund<br> TIAA-CREF Core Bond Fund<br> TIAA-CREF Core Plus Bond Fund<br> TIAA-CREF Inflation-Linked Bond Fund<br> TIAA-CREF Short-Term Bond Fund<br> TIAA-CREF Short-Term Bond Index Fund**

SUPPLEMENT NO. 1<br> dated March 21, 2023, to the Statutory Prospectus dated August 1, 2022

*Effective March 21, 2023, Kevin (Lijun) Chen is no longer a portfolio manager of the TIAA-CREF Bond Index Fund and the TIAA-CREF Short-Term Bond Index Fund (the "Index Funds"). Therefore, all references to Mr. Chen are hereby removed from the portfolio management team disclosure for the Index Funds in the Statutory Prospectus.*

*Effective March 21, 2023, Vivian Liu has been added to the portfolio management team of each Index Fund. Consequently, the following is hereby added to the respective entries for each Index Fund in the sub-section entitled "Portfolio Managers" in the section entitled "Portfolio management" on pages 14 and 118 of the Statutory Prospectus:*

---

| | |
|:---|:---|
| **Name:** | **Vivian Liu, CFA** |
| Title: | Director |
| Experience on Fund: | since 2023 |

---

 

*Additionally, as a result of the portfolio management team changes described above, the following is hereby added to the respective entries for the Index Funds in the table of the sub-section entitled "Portfolio management teams" of the section entitled "Management of the Funds" on pages 166 and 168 of the Statutory Prospectus:*

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | | | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** |
| <br>**Name & Title** | <br>**Portfolio Role** | <br>**Experience Over<br> Past Five Years** | **At<br> TIAA** | **Total** | **On<br> Team** |
| **Vivian Liu, CFA** |  |  |  |  |  |
| Director | Portfolio Manager | Advisors, TCIM and other advisory affiliates of TIAA—2019 to Present (quantitative fixed-income portfolio management) | 2019 | 2011 | 2023 |

---

*Effective March 21, 2023, John Cerra is no longer a portfolio manager of the TIAA-CREF Core Bond Fund, the TIAA-CREF Core Plus Bond Fund, the TIAA-CREF Inflation-Linked Bond Fund and the TIAA-CREF Short-Term Bond Fund. Therefore, all references to Mr. Cerra are hereby removed from the portfolio management team disclosure for these Funds in the Statutory Prospectus.*

*Effective March 21, 2023, Peter Agrimson has been added to the portfolio management team of the TIAA-CREF Core Bond Fund and the TIAA-CREF Inflation-Linked Bond Fund. Consequently, the following is hereby added to the respective sub-sections entitled "Portfolio Managers" in the sections entitled "Portfolio management" on pages 25 and 87 of the Statutory Prospectus:*

---

| | |
|:---|:---|
| **Name:** | **Peter Agrimson, CFA** |
| Title: | Managing Director |
| Experience on Fund: | since 2023 |

---

 

*Additionally, as a result of the portfolio management team changes described above, the following is hereby added to the respective entries for the TIAA-CREF Core Bond Fund and the TIAA-CREF Inflation-Linked Bond Fund in the table of the sub-section entitled "Portfolio management teams" of the section entitled "Management of the Funds" on pages 166 and 168 of the Statutory Prospectus:*

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | | | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** |
| <br>**Name & Title** | <br>**Portfolio Role** | <br>**Experience Over<br> Past Five Years** | **At<br> TIAA** | **Total** | **On<br> Team** |
| **Peter Agrimson, CFA** |  |  |  |  |  |
| Managing Director | Portfolio Manager | Advisors, Nuveen Asset Management and other advisory affiliates of TIAA—2008 to Present (fixed-income portfolio management) | 2014 | 2005 | 2023 |

---

*Effective March 21, 2023, Nicholas Travaglino has been added to the portfolio management team of the TIAA-CREF Core Plus Bond Fund. Consequently, the following is hereby added to the sub-section entitled "Portfolio Managers" in the section entitled "Portfolio management" on page 48 of the Statutory Prospectus:*

---

| | |
|:---|:---|
| **Name:** | **Nicholas Travaglino** |
| Title: | Managing Director |
| Experience on Fund: | since 2023 |

---

 

*Additionally, as a result of the portfolio management team changes described above, the following is hereby added to the entry for the TIAA-CREF Core Plus Bond Fund in the table of the sub-section entitled "Portfolio management teams" of the section entitled "Management of the Funds" on page 167 of the Statutory Prospectus:*

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | | | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** | **Total Experience<br> (since dates<br> specified below)** |
| <br>**Name & Title** | <br>**Portfolio Role** | <br>**Experience Over<br> Past Five Years** | **At<br> TIAA** | **Total** | **On<br> Team** |
| **Nicholas Travaglino** |  |  |  |  |  |
| Managing Director | Portfolio Manager | Advisors, TCIM and other advisory affiliates of TIAA—2014 to Present (fixed-income portfolio management) | 2014 | 1997 | 2023 |

---

This page is intentionally left blank.

A41385 (3/23)

---

| | | |
|:---|:---|:---|
| ![](x2_c106038x1x1.jpg) | &nbsp;&nbsp;**TIAA-CREF**<br> **Funds** | &nbsp;&nbsp;**Supplement** |

---

TIAA-CREF Funds

SUPPLEMENT NO. 1<br> dated March 21, 2023 to the Statement of Additional Information ("SAI") dated March 1, 2023 and August 1, 2022, as supplemented through March 1, 2023

*Effective March 21, 2023, Lisa Wang is no longer a portfolio manager of the TIAA-CREF Emerging Markets Equity Fund. Therefore, all references to Ms. Wang are hereby removed from the portfolio management team disclosure for this Fund in the SAI.*

*Effective March 21, 2023, Willis Tsai has been added to the portfolio management team of the Emerging Markets Equity Fund. Accordingly, the following is hereby added to the entry for this Fund in the chart appearing under the sub-section entitled "Additional information regarding portfolio managers" of the section entitled "Information about the Funds' portfolio management" on page 92 of the SAI:*

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Number of other accounts managed** | **Number of other accounts managed** | **Number of other accounts managed** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | |
| <br>&nbsp;&nbsp;**Name of portfolio manager** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | <br>**Dollar range of<br> equity securities<br> owned in Fund\*** |
| &nbsp;&nbsp;**Emerging Markets Equity Fund** |  |  |  |  |  |  |  |
| &nbsp;&nbsp;Willis Tsai\*\* | 1 | 0 | 0 | $5 | $0 | $0 | $0 |

---

\* Includes notional amounts awarded in connection with long-term compensation awards described above.

\*\* This information is as of December 31, 2022.

 

*Effective March 21, 2023, Rossana Ivanova has been added to the portfolio management team of the TIAA-CREF Large-Cap Value Fund. Accordingly, the following is hereby added to the entry for this Fund in the chart appearing under the sub-section entitled "Additional information regarding portfolio managers" of the section entitled "Information about the Funds' portfolio management" on page 92 of the SAI:*

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Number of other accounts managed** | **Number of other accounts managed** | **Number of other accounts managed** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | |
| <br>&nbsp;&nbsp;**Name of portfolio manager** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | <br>**Dollar range of<br> equity securities<br> owned in Fund\*** |
| &nbsp;&nbsp;**Large-Cap Value Fund** |  |  |  |  |  |  |  |
| &nbsp;&nbsp;Rossana Ivanova\*\* | 0 | 0 | 0 | $0 | $0 | $0 | $0 |

---

\* Includes notional amounts awarded in connection with long-term compensation awards described above.

\*\* This information is as of December 31, 2022.

*Effective March 21, 2023, Bihag Patel and Casey Weston have been added to the portfolio management team of the TIAA-CREF Mid-Cap Growth Fund. Accordingly, the following is hereby added to the entry for this Fund in the chart appearing under the sub-section entitled "Additional information regarding portfolio managers" of the section entitled "Information about the Funds' portfolio management" on page 92 of the SAI:*

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Number of other accounts managed** | **Number of other accounts managed** | **Number of other accounts managed** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | |
| <br>&nbsp;&nbsp;**Name of portfolio manager** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | <br>**Dollar range of<br> equity securities<br> owned in Fund\*** |
| &nbsp;&nbsp;**Mid-Cap Growth Fund** |  |  |  |  |  |  |  |
| &nbsp;&nbsp;Bihag Patel\*\* | 1 | 0 | 0 | $206 | $0 | $0 | $0 |
| &nbsp;&nbsp;Casey Weston\*\* | 0 | 0 | 0 | $0 | 0 | 0 | $0 |

---

\* Includes notional amounts awarded in connection with long-term compensation awards described above.

\*\* This information is as of December 31, 2022.

 

*Effective March 21, 2023, Charles Huang has been added to the portfolio management team of the TIAA-CREF Quant International Small-Cap Equity Fund. Accordingly, the following is hereby added to the entry for this Fund in the chart appearing under the sub-section entitled "Additional information regarding portfolio managers" of the section entitled "Information about the Funds' portfolio management" on page 92 of the SAI:*

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Number of other accounts managed** | **Number of other accounts managed** | **Number of other accounts managed** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | |
| <br>&nbsp;&nbsp;**Name of portfolio manager** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | <br>**Dollar range of<br> equity securities<br> owned in Fund\*** |
| &nbsp;&nbsp;**Quant International Small-Cap Equity Fund** | &nbsp;&nbsp;**Quant International Small-Cap Equity Fund** | &nbsp;&nbsp;**Quant International Small-Cap Equity Fund** | &nbsp;&nbsp;**Quant International Small-Cap Equity Fund** | &nbsp;&nbsp;**Quant International Small-Cap Equity Fund** | &nbsp;&nbsp;**Quant International Small-Cap Equity Fund** | &nbsp;&nbsp;**Quant International Small-Cap Equity Fund** | &nbsp;&nbsp;**Quant International Small-Cap Equity Fund** |
| &nbsp;&nbsp;Yuchang (Charles) Huang\*\* | 0 | 0 | 0 | $0 | $0 | $0 | $0 |

---

\* Includes notional amounts awarded in connection with long-term compensation awards described above.

\*\* This information is as of December 31, 2022.

 

*Effective March 21, 2023, Lijun (Kevin) Chen is no longer a portfolio manager of the TIAA-CREF Bond Index Fund or the TIAA-CREF Short-Term Bond Index Fund. Therefore, all references to Mr. Chen are hereby removed from the portfolio management team disclosure for these Funds in the SAI.*

*Effective March 21, 2023, Vivian Liu has been added to the portfolio management team of the TIAA-CREF Bond Index Fund and the TIAA-CREF Short-Term Bond Index Fund. Accordingly, the following is hereby added to the respective entries for these Funds in the chart appearing under the sub-section entitled "Additional information regarding portfolio managers" of the section entitled "Information about the Funds' portfolio management" on page 94 of the SAI:*

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Number of other accounts managed** | **Number of other accounts managed** | **Number of other accounts managed** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | |
| <br>&nbsp;&nbsp;**Name of portfolio manager** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | <br>**Dollar range of<br> equity securities<br> owned in Fund\*** |
| &nbsp;&nbsp;**Bond Index Fund** |  |  |  |  |  |  |  |
| &nbsp;&nbsp;Vivian Liu\*\* | 4 | 0 | 0 | $406 | $0 | $0 | $0 |

---

\* Includes notional amounts awarded in connection with long-term compensation awards described above.

\*\* This information is as of December 31, 2022.

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Number of other accounts managed** | **Number of other accounts managed** | **Number of other accounts managed** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | |
| <br>&nbsp;&nbsp;**Name of portfolio manager** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | <br>**Dollar range of<br> equity securities<br> owned in Fund\*** |
| &nbsp;&nbsp;**Short-Term Bond Index Fund** |  |  |  |  |  |  |  |
| &nbsp;&nbsp;Vivian Lui\*\* | 4 | 0 | 0 | $406 | $0 | $0 | $0 |

---

\* Includes notional amounts awarded in connection with long-term compensation awards described above.

\*\* This information is as of December 31, 2022.

 

*Effective March 21, 2023, John Cerra is no longer a portfolio manager of the TIAA-CREF Core Bond Fund, the TIAA-CREF Core Plus Bond Fund, the TIAA-CREF Inflation-Linked Bond Fund and the TIAA-CREF Short-Term Bond Fund. Therefore, all references to Mr. Cerra are hereby removed from the portfolio management team disclosure for these Funds in the SAI.*

*Effective March 21, 2023, Peter Agrimson has been added to the portfolio management team of the TIAA-CREF Core Bond Fund and TIAA-CREF Inflation-Linked Bond Fund. Accordingly, the following is hereby added to the entry for the TIAA-CREF Core Bond Fund in the chart appearing under the sub-section entitled "Additional information regarding portfolio managers" of the section entitled "Information about the Funds' portfolio management" on page 94 of the SAI:*

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Number of other accounts managed** | **Number of other accounts managed** | **Number of other accounts managed** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | |
| <br>&nbsp;&nbsp;**Name of portfolio manager** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | <br>**Dollar range of<br> equity securities<br> owned in Fund\*** |
| &nbsp;&nbsp;**Core Bond Fund** |  |  |  |  |  |  |  |
| &nbsp;&nbsp;Peter Agrimson\*\* | 5 | 0 | 3 | $3665 | $0 | $13 | $1–10000 |

---

\* Includes notional amounts awarded in connection with long-term compensation awards described above.

\*\* This information is as of December 31, 2022.

*Additionally, the following is hereby added to the entry for the TIAA-CREF Inflation-Linked Bond Fund in the chart appearing under the sub-section entitled "Additional information regarding portfolio managers" of the section entitled "Information about the Funds' portfolio management" on page 94 of the SAI:*

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Number of other accounts managed** | **Number of other accounts managed** | **Number of other accounts managed** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | |
| <br>&nbsp;&nbsp;**Name of portfolio manager** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | <br>**Dollar range of<br> equity securities<br> owned in Fund\*** |
| &nbsp;&nbsp;**Inflation-Linked Bond Fund** |  |  |  |  |  |  |  |
| &nbsp;&nbsp;Peter Agrimson\*\* | 5 | 0 | 3 | $3665 | $0 | $13 | $0 |

---

\* Includes notional amounts awarded in connection with long-term compensation awards described above.

\*\* This information is as of December 31, 2022.

 

*Effective March 21, 2023, Nick Travaglino has been added to the portfolio management team of the TIAA-CREF Core Plus Bond Fund. Accordingly, the following is hereby added to the entry for this Fund in the chart appearing under the sub-section entitled "Additional information regarding portfolio managers" of the section entitled "Information about the Funds' portfolio management" on page 94 of the SAI:*

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Number of other accounts managed** | **Number of other accounts managed** | **Number of other accounts managed** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | |
| <br>&nbsp;&nbsp;**Name of portfolio manager** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | <br>**Dollar range of<br> equity securities<br> owned in Fund\*** |
| &nbsp;&nbsp;**Core Plus Bond Fund** |  |  |  |  |  |  |  |
| &nbsp;&nbsp;Nick Travaglino\*\* | 5 | 0 | 4 | $10675 | $0 | $390 | $50001–100000 |

---

\* Includes notional amounts awarded in connection with long-term compensation awards described above.

\*\* This information is as of December 31, 2022.

This page is intentionally left blank.

A41382 (3/23)