# EDGAR Filing Document

**Accession Number:** 0001905962
**File Stem:** 0001104659-26-059958
**Filing Date:** 2026-5
**Character Count:** 15162
**Document Hash:** 5c6d227666d9d89f78b76081f4f7c3c8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-059958.hdr.sgml**: 20260513

**ACCESSION NUMBER**: 0001104659-26-059958

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260513

**DATE AS OF CHANGE**: 20260513

**EFFECTIVENESS DATE**: 20260513

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Pinnacle Financial Group, LLC / IL
- **CENTRAL INDEX KEY:** 0001905962

**ORGANIZATION NAME:**
- **EIN:** 364403773
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21830
- **FILM NUMBER:** 26971625

**BUSINESS ADDRESS:**
- **STREET 1:** 823 BURLINGTON AVENUE
- **CITY:** WESTERN SPRINGS
- **STATE:** IL
- **ZIP:** 60558
- **BUSINESS PHONE:** 708-246-6262

**MAIL ADDRESS:**
- **STREET 1:** 823 BURLINGTON AVENUE
- **CITY:** WESTERN SPRINGS
- **STATE:** IL
- **ZIP:** 60558

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Pinnacle Financial Group LLC / IL<br>**Address:** 823 Burlington Avenue<br>Western Springs, IL 60558

**Form 13F File Number:** 028-21830

**CRD Number (if applicable):** 000116600

**SEC File Number (if applicable):** 801-71357

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Dan Fitzgerald<br>**Title:** Managing Member<br>**Phone:** 708-246-6262

**Signature, Place, and Date of Signing:**

/s/ Dan Fitzgerald  Western Springs, IL  05-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 111

**Form 13F Information Table Value Total:** $364830996

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 376592 | 1732 | SH |  | SOLE |  | 0 | 0 | 1732 |
| ALLSTATE CORP | COM | 020002101 |  | 404728 | 1952 | SH |  | SOLE |  | 0 | 0 | 1952 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 308844 | 1074 | SH |  | SOLE |  | 0 | 0 | 1074 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 271943 | 948 | SH |  | SOLE |  | 0 | 0 | 948 |
| AMAZON COM INC | COM | 023135106 |  | 958875 | 4604 | SH |  | SOLE |  | 0 | 0 | 4604 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 1255778 | 11295 | SH |  | SOLE |  | 0 | 0 | 11295 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 211736 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| APPLE INC | COM | 037833100 |  | 2814099 | 11088 | SH |  | SOLE |  | 0 | 0 | 11088 |
| BARCLAYS BANK PLC | DJUBS CMDT ETN36 | 06738C778 |  | 263556 | 5475 | SH |  | SOLE |  | 0 | 0 | 5475 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2834468 | 5915 | SH |  | SOLE |  | 0 | 0 | 5915 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 552120 | 10632 | SH |  | SOLE |  | 0 | 0 | 10632 |
| BOEING CO | COM | 097023105 |  | 276652 | 1390 | SH |  | SOLE |  | 0 | 0 | 1390 |
| BROADCOM INC | COM | 11135F101 |  | 297749 | 962 | SH |  | SOLE |  | 0 | 0 | 962 |
| CATERPILLAR INC | COM | 149123101 |  | 862536 | 1217 | SH |  | SOLE |  | 0 | 0 | 1217 |
| CHEVRON CORPORATION | COM | 166764100 |  | 345018 | 1668 | SH |  | SOLE |  | 0 | 0 | 1668 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 227589 | 815 | SH |  | SOLE |  | 0 | 0 | 815 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 32577448 | 916900 | SH |  | SOLE |  | 0 | 0 | 916900 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 20053402 | 580417 | SH |  | SOLE |  | 0 | 0 | 580417 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 21469206 | 552476 | SH |  | SOLE |  | 0 | 0 | 552476 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 8029083 | 112879 | SH |  | SOLE |  | 0 | 0 | 112879 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 2553770 | 75421 | SH |  | SOLE |  | 0 | 0 | 75421 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 4313894 | 110726 | SH |  | SOLE |  | 0 | 0 | 110726 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 6102836 | 258048 | SH |  | SOLE |  | 0 | 0 | 258048 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 2372088 | 52573 | SH |  | SOLE |  | 0 | 0 | 52573 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 298604 | 6230 | SH |  | SOLE |  | 0 | 0 | 6230 |
| ELI LILLY  CO | COM | 532457108 |  | 230149 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 383381 | 10132 | SH |  | SOLE |  | 0 | 0 | 10132 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 725173 | 4274 | SH |  | SOLE |  | 0 | 0 | 4274 |
| FIRST TR EXCH TRADED FD III | INSTL PFD SECS | 33739P855 |  | 796945 | 41944 | SH |  | SOLE |  | 0 | 0 | 41944 |
| FRANKLIN TEMPLETON ETF TR | INCOME FOCUS ETF | 35473P439 |  | 1949389 | 67805 | SH |  | SOLE |  | 0 | 0 | 67805 |
| FRANKLIN TEMPLETON ETF TR | US CORE BOND ETF | 35473P553 |  | 823709 | 38330 | SH |  | SOLE |  | 0 | 0 | 38330 |
| INVESCO EXCH TRADED FD TR II | NASDAQNXTGEN100 | 46138G631 |  | 221307 | 6112 | SH |  | SOLE |  | 0 | 0 | 6112 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 3687123 | 187879 | SH |  | SOLE |  | 0 | 0 | 187879 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 1026300 | 50252 | SH |  | SOLE |  | 0 | 0 | 50252 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 1813239 | 92844 | SH |  | SOLE |  | 0 | 0 | 92844 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 387182 | 20749 | SH |  | SOLE |  | 0 | 0 | 20749 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 31763132 | 668275 | SH |  | SOLE |  | 0 | 0 | 668275 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 635710 | 3312 | SH |  | SOLE |  | 0 | 0 | 3312 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1236577 | 2142 | SH |  | SOLE |  | 0 | 0 | 2142 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 8572654 | 86357 | SH |  | SOLE |  | 0 | 0 | 86357 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 9208512 | 162150 | SH |  | SOLE |  | 0 | 0 | 162150 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 8900078 | 58781 | SH |  | SOLE |  | 0 | 0 | 58781 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 688202 | 9806 | SH |  | SOLE |  | 0 | 0 | 9806 |
| ISHARES TR | CORE S ETF | 464287200 |  | 424851 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 540174 | 4345 | SH |  | SOLE |  | 0 | 0 | 4345 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 249923 | 1755 | SH |  | SOLE |  | 0 | 0 | 1755 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 292559 | 2470 | SH |  | SOLE |  | 0 | 0 | 2470 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1440336 | 21329 | SH |  | SOLE |  | 0 | 0 | 21329 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 2285676 | 20208 | SH |  | SOLE |  | 0 | 0 | 20208 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 688545 | 3261 | SH |  | SOLE |  | 0 | 0 | 3261 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 603875 | 6002 | SH |  | SOLE |  | 0 | 0 | 6002 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 367056 | 3908 | SH |  | SOLE |  | 0 | 0 | 3908 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 382135 | 3463 | SH |  | SOLE |  | 0 | 0 | 3463 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 303276 | 3350 | SH |  | SOLE |  | 0 | 0 | 3350 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 2084797 | 21835 | SH |  | SOLE |  | 0 | 0 | 21835 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 211849 | 867 | SH |  | SOLE |  | 0 | 0 | 867 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 432041 | 1469 | SH |  | SOLE |  | 0 | 0 | 1469 |
| MCDONALDS CORP | COM | 580135101 |  | 4588248 | 14763 | SH |  | SOLE |  | 0 | 0 | 14763 |
| META PLATFORMS INC | CL A | 30303M102 |  | 236616 | 414 | SH |  | SOLE |  | 0 | 0 | 414 |
| MICROSOFT CORP | COM | 594918104 |  | 587099 | 1586 | SH |  | SOLE |  | 0 | 0 | 1586 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 231221 | 1405 | SH |  | SOLE |  | 0 | 0 | 1405 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1291783 | 7407 | SH |  | SOLE |  | 0 | 0 | 7407 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 325619 | 2226 | SH |  | SOLE |  | 0 | 0 | 2226 |
| PEPSICO INC | COM | 713448108 |  | 231606 | 1491 | SH |  | SOLE |  | 0 | 0 | 1491 |
| PGIM ETF TR | TOTAL RETURN BON | 69344A800 |  | 5296678 | 127597 | SH |  | SOLE |  | 0 | 0 | 127597 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 3716559 | 40275 | SH |  | SOLE |  | 0 | 0 | 40275 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 4987376 | 190358 | SH |  | SOLE |  | 0 | 0 | 190358 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 9046529 | 89953 | SH |  | SOLE |  | 0 | 0 | 89953 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 355132 | 2459 | SH |  | SOLE |  | 0 | 0 | 2459 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 391574 | 6392 | SH |  | SOLE |  | 0 | 0 | 6392 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 213653 | 1457 | SH |  | SOLE |  | 0 | 0 | 1457 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 354381 | 7178 | SH |  | SOLE |  | 0 | 0 | 7178 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 5629484 | 13083 | SH |  | SOLE |  | 0 | 0 | 13083 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X533 |  | 402943 | 10206 | SH |  | SOLE |  | 0 | 0 | 10206 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R622 |  | 864544 | 9032 | SH |  | SOLE |  | 0 | 0 | 9032 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 |  | 4336283 | 109144 | SH |  | SOLE |  | 0 | 0 | 109144 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 9319872 | 14329 | SH |  | SOLE |  | 0 | 0 | 14329 |
| TESLA INC | COM | 88160R101 |  | 327884 | 882 | SH |  | SOLE |  | 0 | 0 | 882 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 509475 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 2703324 | 30477 | SH |  | SOLE |  | 0 | 0 | 30477 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 5541511 | 19296 | SH |  | SOLE |  | 0 | 0 | 19296 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 4305128 | 23362 | SH |  | SOLE |  | 0 | 0 | 23362 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 6173979 | 23572 | SH |  | SOLE |  | 0 | 0 | 23572 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 7129898 | 32819 | SH |  | SOLE |  | 0 | 0 | 32819 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 1800408 | 5957 | SH |  | SOLE |  | 0 | 0 | 5957 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2093430 | 10670 | SH |  | SOLE |  | 0 | 0 | 10670 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 4096014 | 12768 | SH |  | SOLE |  | 0 | 0 | 12768 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 2593420 | 8678 | SH |  | SOLE |  | 0 | 0 | 8678 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 379765 | 636 | SH |  | SOLE |  | 0 | 0 | 636 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 13049893 | 173767 | SH |  | SOLE |  | 0 | 0 | 173767 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 1017796 | 6981 | SH |  | SOLE |  | 0 | 0 | 6981 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 427190 | 7904 | SH |  | SOLE |  | 0 | 0 | 7904 |
| VANGUARD MALVERN FDS | SHORT DURATION B | 922020730 |  | 2949503 | 38682 | SH |  | SOLE |  | 0 | 0 | 38682 |
| VANGUARD MALVERN FDS | CORE-PLUS BD ETF | 922020755 |  | 221359 | 2853 | SH |  | SOLE |  | 0 | 0 | 2853 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 612564 | 7403 | SH |  | SOLE |  | 0 | 0 | 7403 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 328076 | 5604 | SH |  | SOLE |  | 0 | 0 | 5604 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 5855644 | 27228 | SH |  | SOLE |  | 0 | 0 | 27228 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1217181 | 15785 | SH |  | SOLE |  | 0 | 0 | 15785 |
| VANGUARD WELLINGTON FD | US MOMENTUM | 921935508 |  | 234155 | 1188 | SH |  | SOLE |  | 0 | 0 | 1188 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 15037810 | 159569 | SH |  | SOLE |  | 0 | 0 | 159569 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 13932949 | 94078 | SH |  | SOLE |  | 0 | 0 | 94078 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 567793 | 6419 | SH |  | SOLE |  | 0 | 0 | 6419 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 1917589 | 7041 | SH |  | SOLE |  | 0 | 0 | 7041 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 317234 | 4423 | SH |  | SOLE |  | 0 | 0 | 4423 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 495937 | 4417 | SH |  | SOLE |  | 0 | 0 | 4417 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 455024 | 2026 | SH |  | SOLE |  | 0 | 0 | 2026 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 |  | 21168205 | 245116 | SH |  | SOLE |  | 0 | 0 | 245116 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 |  | 296987 | 8263 | SH |  | SOLE |  | 0 | 0 | 8263 |
| WISDOMTREE TR | INTL EQUITY FD | 97717W703 |  | 417428 | 5973 | SH |  | SOLE |  | 0 | 0 | 5973 |
| WISDOMTREE TR | YIELD ENHANCD US | 97717X511 |  | 610473 | 14050 | SH |  | SOLE |  | 0 | 0 | 14050 |
| WW GRAINGER INC | COM | 384802104 |  | 250301 | 229 | SH |  | SOLE |  | 0 | 0 | 229 |

---