# EDGAR Filing Document

**Accession Number:** 0001964849
**File Stem:** 0001085146-25-004022
**Filing Date:** 2025-7
**Character Count:** 20038
**Document Hash:** ce7f11d5de60738df75515eac2029a61
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-25-004022.hdr.sgml**: 20250722

**ACCESSION NUMBER**: 0001085146-25-004022

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250722

**DATE AS OF CHANGE**: 20250721

**EFFECTIVENESS DATE**: 20250722

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** OAK HILL WEALTH ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001964849

**ORGANIZATION NAME:**
- **EIN:** 873539594
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23024
- **FILM NUMBER:** 251138225

**BUSINESS ADDRESS:**
- **STREET 1:** 19415 DEERFIELD AVE
- **STREET 2:** SUITE 203
- **CITY:** LANSDOWNE
- **STATE:** VA
- **ZIP:** 20176
- **BUSINESS PHONE:** 703-673-7034

**MAIL ADDRESS:**
- **STREET 1:** 19415 DEERFIELD AVE
- **STREET 2:** SUITE 203
- **CITY:** LANSDOWNE
- **STATE:** VA
- **ZIP:** 20176

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** OAK HILL WEALTH ADVISORS LLC<br>**Address:** 19415 DEERFIELD AVE<br>SUITE 203<br>LANSDOWNE, VA 20176

**Form 13F File Number:** 028-23024

**CRD Number (if applicable):** 000318606

**SEC File Number (if applicable):** 801-123308

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Neil Christ<br>**Title:** Chief Compliance Officer<br>**Phone:** 703-673-7042

**Signature, Place, and Date of Signing:**

/s/Neil Christ  Lansdowne, VA  07-21-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 145

**Form 13F Information Table Value Total:** $482493308

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 600355 | 3905 | SH |  | SOLE |  | 88 | 0 | 3817 |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 1896779 | 14223 | SH |  | SOLE |  | 1731 | 0 | 12492 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 3321544 | 17503 | SH |  | SOLE |  | 1934 | 0 | 15569 |
| ACUITY INC | COM | 00508Y102 | BBG001SBG656 | 260006 | 855 | SH |  | SOLE |  | 0 | 0 | 855 |
| ADOBE INC | COM | 00724F101 | BBG001S5NCQ5 | 344016 | 900 | SH |  | SOLE |  | 0 | 0 | 900 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG001S5NN36 | 376249 | 2730 | SH |  | SOLE |  | 50 | 0 | 2680 |
| AFLAC INC | COM | 001055102 | BBG001S5NGJ4 | 2304214 | 22319 | SH |  | SOLE |  | 4630 | 0 | 17689 |
| AIR PRODS  CHEMS INC | COM | 009158106 | BBG001S5NSB6 | 530323 | 1814 | SH |  | SOLE |  | 5 | 0 | 1809 |
| ALLSPRING EXCHANGE TRADED FU | CORE PLUS ETF | 01989A209 | BBG01R02P3W5 | 1763154 | 71296 | SH |  | SOLE |  | 8929 | 0 | 62367 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 6320724 | 36251 | SH |  | SOLE |  | 3421 | 0 | 32830 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 1339607 | 7648 | SH |  | SOLE |  | 1668 | 0 | 5980 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 2647512 | 44466 | SH |  | SOLE |  | 7285 | 0 | 37181 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 9317316 | 42475 | SH |  | SOLE |  | 6025 | 0 | 36450 |
| AMER STATES WTR CO | COM | 029899101 | BBG001S9T5Z6 | 213052 | 2800 | SH |  | SOLE |  | 0 | 0 | 2800 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 | BBG001S5NFD2 | 439127 | 4224 | SH |  | SOLE |  | 0 | 0 | 4224 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 | BBG001S5NPQ6 | 844398 | 3826 | SH |  | SOLE |  | 135 | 0 | 3691 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 727650 | 2450 | SH |  | SOLE |  | 394 | 0 | 2056 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 12147803 | 57844 | SH |  | SOLE |  | 8651 | 0 | 49193 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 976335 | 34512 | SH |  | SOLE |  | 3994 | 0 | 30518 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG001S82KF6 | 2166714 | 7060 | SH |  | SOLE |  | 8 | 0 | 7052 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 312227 | 6622 | SH |  | SOLE |  | 438 | 0 | 6184 |
| BECTON DICKINSON  CO | COM | 075887109 | BBG001S5P374 | 1169846 | 6699 | SH |  | SOLE |  | 199 | 0 | 6500 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 1088154 | 2279 | SH |  | SOLE |  | 299 | 0 | 1980 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WR0 | 1172933 | 1091 | SH |  | SOLE |  | 348 | 0 | 743 |
| BLACKSTONE INC | COM | 09260D107 | BBG001S7H949 | 691380 | 4422 | SH |  | SOLE |  | 1500 | 0 | 2922 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 994788 | 3660 | SH |  | SOLE |  | 150 | 0 | 3510 |
| BWX TECHNOLOGIES INC | COM | 05605H100 | BBG001SGJPH7 | 322820 | 2350 | SH |  | SOLE |  | 0 | 0 | 2350 |
| CAPITAL GROUP DIVIDEND GROWE | SHS ETF | 14021L109 | BBG01J9W2L17 | 2011931 | 59577 | SH |  | SOLE |  | 17416 | 0 | 42161 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 | BBG015H8BXT5 | 1597920 | 39868 | SH |  | SOLE |  | 9742 | 0 | 30126 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 | BBG015DMY5P8 | 1009390 | 24917 | SH |  | SOLE |  | 6383 | 0 | 18534 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 | BBG014YZRRT5 | 685417 | 30667 | SH |  | SOLE |  | 6214 | 0 | 24453 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL HIGH I | 14020Y805 | BBG01N7T4H50 | 304180 | 12360 | SH |  | SOLE |  | 2703 | 0 | 9657 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 14020Y201 | BBG019XRCM29 | 1892056 | 70784 | SH |  | SOLE |  | 7639 | 0 | 63145 |
| CAPITAL GRP FIXED INCM ETF T | SHORT DURATION M | 14020Y607 | BBG01J5S8NT0 | 481496 | 18434 | SH |  | SOLE |  | 2125 | 0 | 16309 |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | 14020Y300 | BBG019XS8NR3 | 1405890 | 51123 | SH |  | SOLE |  | 3699 | 0 | 47424 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 874930 | 2219 | SH |  | SOLE |  | 236 | 0 | 1983 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 1954576 | 12755 | SH |  | SOLE |  | 1564 | 0 | 11191 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 621357 | 9059 | SH |  | SOLE |  | 768 | 0 | 8291 |
| CITIGROUP INC | COM NEW | 172967424 | BBG001S72ZG4 | 695599 | 8129 | SH |  | SOLE |  | 600 | 0 | 7529 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 1132761 | 16127 | SH |  | SOLE |  | 2328 | 0 | 13799 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 956271 | 970 | SH |  | SOLE |  | 61 | 0 | 909 |
| CROWN CASTLE INC | COM | 22822V101 | BBG001S7W5T3 | 266708 | 2600 | SH |  | SOLE |  | 0 | 0 | 2600 |
| CSX CORP | COM | 126408103 | BBG001S5Q7Q3 | 313565 | 9391 | SH |  | SOLE |  | 1575 | 0 | 7816 |
| CVS HEALTH CORP | COM | 126650100 | BBG001S5QBD8 | 289114 | 4319 | SH |  | SOLE |  | 1750 | 0 | 2569 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 319087 | 627 | SH |  | SOLE |  | 0 | 0 | 627 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 346212 | 2842 | SH |  | SOLE |  | 2046 | 0 | 796 |
| DOMINION ENERGY INC | COM | 25746U109 | BBG001S5QCP3 | 563899 | 10012 | SH |  | SOLE |  | 2364 | 0 | 7649 |
| DOVER CORP | COM | 260003108 | BBG001S5QL46 | 263802 | 1400 | SH |  | SOLE |  | 0 | 0 | 1400 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG001S5QNR7 | 884360 | 7603 | SH |  | SOLE |  | 1006 | 0 | 6597 |
| EATON CORP PLC | SHS | G29183103 | BBG001S5QZ45 | 464074 | 1300 | SH |  | SOLE |  | 100 | 0 | 1200 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 2262015 | 2909 | SH |  | SOLE |  | 1427 | 0 | 1482 |
| EMERSON ELEC CO | COM | 291011104 | BBG001S5QVT7 | 716124 | 5162 | SH |  | SOLE |  | 977 | 0 | 4185 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 3659882 | 32051 | SH |  | SOLE |  | 1401 | 0 | 30650 |
| FRANKLIN TEMPLETON ETF TR | SENIOR LOAN ETF | 35473P595 | BBG00L2CKST9 | 666802 | 27588 | SH |  | SOLE |  | 4909 | 0 | 22679 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 | BBG001S5NKC2 | 363648 | 1159 | SH |  | SOLE |  | 150 | 0 | 1009 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 549933 | 2226 | SH |  | SOLE |  | 0 | 0 | 2226 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W77 | 296270 | 559 | SH |  | SOLE |  | 0 | 0 | 559 |
| GENERAL MLS INC | COM | 370334104 | BBG001S5RKR2 | 324156 | 6253 | SH |  | SOLE |  | 200 | 0 | 6053 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG001SC07Z6 | 348640 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| HALOZYME THERAPEUTICS INC | COM | 40637H109 | BBG001SGX585 | 597060 | 10700 | SH |  | SOLE |  | 1000 | 0 | 9700 |
| HANESBRANDS INC | COM | 410345102 | BBG001SMCKB8 | 60580 | 13000 | SH |  | SOLE |  | 0 | 0 | 13000 |
| HONEYWELL INTL INC | COM | 438516106 | BBG001S5X1N1 | 392313 | 1636 | SH |  | SOLE |  | 100 | 0 | 1536 |
| HOOKER FURNISHINGS CORPORATI | COM | 439038100 | BBG001S9JGQ3 | 114147 | 10330 | SH |  | SOLE |  | 0 | 0 | 10330 |
| HORMEL FOODS CORP | COM | 440452100 | BBG001S5S0D0 | 528700 | 17000 | SH |  | SOLE |  | 0 | 0 | 17000 |
| IDEXX LABS INC | COM | 45168D104 | BBG001S5S4Y9 | 377185 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 1566492 | 5394 | SH |  | SOLE |  | 57 | 0 | 5337 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 | BBG00KJR2V68 | 907073 | 21868 | SH |  | SOLE |  | 1040 | 0 | 20828 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 317898 | 510 | SH |  | SOLE |  | 0 | 0 | 510 |
| ISHARES TR | SELECT DIVID ETF | 464287168 | BBG001SDJVG2 | 200949 | 1478 | SH |  | SOLE |  | 0 | 0 | 1478 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | BBG00M8D48L9 | 319114 | 6450 | SH |  | SOLE |  | 1082 | 0 | 5368 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 2995346 | 19227 | SH |  | SOLE |  | 3339 | 0 | 15888 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 3127739 | 11061 | SH |  | SOLE |  | 922 | 0 | 10139 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG001S5SLZ0 | 237834 | 1810 | SH |  | SOLE |  | 150 | 0 | 1660 |
| KINDER MORGAN INC DEL | COM | 49456B101 | BBG001TG2YZ5 | 253170 | 9000 | SH |  | SOLE |  | 1000 | 0 | 8000 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | BBG001S5S0N9 | 1130168 | 4396 | SH |  | SOLE |  | 331 | 0 | 4065 |
| LINDE PLC | SHS | G54950103 | BBG01FND0CH6 | 211008 | 449 | SH |  | SOLE |  | 175 | 0 | 274 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG001S7PS57 | 431525 | 932 | SH |  | SOLE |  | 30 | 0 | 902 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 319624 | 1429 | SH |  | SOLE |  | 213 | 0 | 1216 |
| LUCID GROUP INC | COM | 549498103 | BBG00W7F99W4 | 23000 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 902720 | 3095 | SH |  | SOLE |  | 0 | 0 | 3095 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 278193 | 3419 | SH |  | SOLE |  | 440 | 0 | 2979 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 12349228 | 24867 | SH |  | SOLE |  | 3461 | 0 | 21405 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 612504 | 8453 | SH |  | SOLE |  | 889 | 0 | 7564 |
| NORFOLK SOUTHN CORP | COM | 655844108 | BBG001S5TQJ6 | 1373912 | 5260 | SH |  | SOLE |  | 457 | 0 | 4803 |
| NORTHROP GRUMMAN CORP | COM | 666807102 | BBG001S5TP26 | 341783 | 677 | SH |  | SOLE |  | 0 | 0 | 677 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 2194140 | 13713 | SH |  | SOLE |  | 505 | 0 | 13208 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 782058 | 3335 | SH |  | SOLE |  | 0 | 0 | 3335 |
| PAYCHEX INC | COM | 704326107 | BBG001S5V135 | 266634 | 1840 | SH |  | SOLE |  | 13 | 0 | 1827 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 834952 | 6183 | SH |  | SOLE |  | 732 | 0 | 5451 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 208598 | 8142 | SH |  | SOLE |  | 591 | 0 | 7551 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 1984244 | 11165 | SH |  | SOLE |  | 1800 | 0 | 9365 |
| PHILLIPS 66 | COM | 718546104 | BBG00286S4P7 | 1092650 | 8405 | SH |  | SOLE |  | 1599 | 0 | 6806 |
| PRINCIPAL EXCHANGE TRADED FD | ACTIVE HIGH YL | 74255Y102 | BBG009KJNFR8 | 287588 | 15002 | SH |  | SOLE |  | 2945 | 0 | 12057 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 5818376 | 36851 | SH |  | SOLE |  | 1875 | 0 | 34976 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 727570 | 4563 | SH |  | SOLE |  | 800 | 0 | 3763 |
| REALTY INCOME CORP | COM | 756109104 | BBG001S884K0 | 606520 | 10550 | SH |  | SOLE |  | 400 | 0 | 10150 |
| RPM INTL INC | COM | 749685103 | BBG001S7X317 | 382534 | 3400 | SH |  | SOLE |  | 800 | 0 | 2600 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 726103 | 5011 | SH |  | SOLE |  | 2009 | 0 | 3002 |
| SALESFORCE INC | COM | 79466L302 | BBG001SDLP09 | 263251 | 962 | SH |  | SOLE |  | 0 | 0 | 962 |
| SOUTHERN CO | COM | 842587107 | BBG001S5W777 | 408389 | 4475 | SH |  | SOLE |  | 0 | 0 | 4475 |
| STARBUCKS CORP | COM | 855244109 | BBG001S72KH6 | 1347487 | 14193 | SH |  | SOLE |  | 869 | 0 | 13324 |
| SYSCO CORP | COM | 871829107 | BBG001S5WJS8 | 234718 | 3067 | SH |  | SOLE |  | 14 | 0 | 3053 |
| TARGET CORP | COM | 87612E106 | BBG001SC0K41 | 257575 | 2525 | SH |  | SOLE |  | 175 | 0 | 2350 |
| THOMSON REUTERS CORP | COM | 884903808 | BBG001S5WSW3 | 493413 | 2463 | SH |  | SOLE |  | 0 | 0 | 2463 |
| TRUIST FINL CORP | COM | 89832Q109 | BBG001S5YYC0 | 628518 | 13844 | SH |  | SOLE |  | 0 | 0 | 13844 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 366164 | 1548 | SH |  | SOLE |  | 58 | 0 | 1490 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 840073 | 2730 | SH |  | SOLE |  | 154 | 0 | 2576 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | BBG001ST39R1 | 4608144 | 60324 | SH |  | SOLE |  | 14088 | 0 | 46236 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 | BBG001ST39S0 | 4437819 | 65195 | SH |  | SOLE |  | 15287 | 0 | 49908 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 9772246 | 125029 | SH |  | SOLE |  | 29482 | 0 | 95547 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 6233732 | 85628 | SH |  | SOLE |  | 21025 | 0 | 64603 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 20582976 | 418438 | SH |  | SOLE |  | 102858 | 0 | 315580 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | BBG001SK3J43 | 5766223 | 29409 | SH |  | SOLE |  | 2881 | 0 | 26528 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 30170773 | 68833 | SH |  | SOLE |  | 17448 | 0 | 51385 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 27633625 | 96550 | SH |  | SOLE |  | 22198 | 0 | 74352 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 23297974 | 82599 | SH |  | SOLE |  | 17640 | 0 | 64959 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 574118 | 1007 | SH |  | SOLE |  | 915 | 0 | 92 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 681156 | 3400 | SH |  | SOLE |  | 0 | 0 | 3400 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 19178803 | 79327 | SH |  | SOLE |  | 21104 | 0 | 58222 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 2478809 | 8112 | SH |  | SOLE |  | 613 | 0 | 7499 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 39076511 | 219395 | SH |  | SOLE |  | 56553 | 0 | 162842 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 14646220 | 295168 | SH |  | SOLE |  | 90250 | 0 | 204918 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 | BBG01KH0XWG1 | 1251869 | 16328 | SH |  | SOLE |  | 1345 | 0 | 14983 |
| VANGUARD MALVERN FDS | CORE-PLUS BD ETF | 922020755 | BBG01KG1P4G1 | 873751 | 11361 | SH |  | SOLE |  | 838 | 0 | 10523 |
| VANGUARD MUN BD FDS | CORE TAX EXEMPT | 922907712 | BBG01QXXCZC8 | 441193 | 6019 | SH |  | SOLE |  | 1706 | 0 | 4313 |
| VANGUARD MUN BD FDS | INTERMEDIATE TRM | 922907738 | BBG01L82CC36 | 1299173 | 13207 | SH |  | SOLE |  | 2562 | 0 | 10645 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 1554849 | 31790 | SH |  | SOLE |  | 56 | 0 | 31734 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | BBG001T62M38 | 11542542 | 140831 | SH |  | SOLE |  | 33663 | 0 | 107168 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 | BBG001T62M56 | 458888 | 6163 | SH |  | SOLE |  | 779 | 0 | 5384 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 | BBG001T62MC8 | 3181065 | 58070 | SH |  | SOLE |  | 14004 | 0 | 44066 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | BBG001T62MF5 | 4824113 | 105238 | SH |  | SOLE |  | 24730 | 0 | 80508 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | BBG001T62M74 | 1757404 | 30072 | SH |  | SOLE |  | 7535 | 0 | 22537 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 34146770 | 165785 | SH |  | SOLE |  | 24517 | 0 | 141268 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 596690 | 8639 | SH |  | SOLE |  | 728 | 0 | 7911 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 39684786 | 697203 | SH |  | SOLE |  | 172761 | 0 | 524442 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 | BBG004N1LYJ5 | 982716 | 15170 | SH |  | SOLE |  | 2794 | 0 | 12376 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 19368012 | 143776 | SH |  | SOLE |  | 26437 | 0 | 117338 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | BBG00C863MQ1 | 6953349 | 77821 | SH |  | SOLE |  | 14437 | 0 | 63384 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | BBG00C868SD7 | 7698390 | 95739 | SH |  | SOLE |  | 17000 | 0 | 78739 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 | BBG001SHTTM0 | 363402 | 2852 | SH |  | SOLE |  | 797 | 0 | 2055 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 | BBG001SHVR32 | 214559 | 863 | SH |  | SOLE |  | 250 | 0 | 613 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 706119 | 16398 | SH |  | SOLE |  | 2010 | 0 | 14388 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 766892 | 2163 | SH |  | SOLE |  | 38 | 0 | 2125 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 767123 | 7901 | SH |  | SOLE |  | 5873 | 0 | 2028 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 388613 | 4763 | SH |  | SOLE |  | 37 | 0 | 4726 |

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