# EDGAR Filing Document

**Accession Number:** 0000744043
**File Stem:** 0001193125-25-276318
**Filing Date:** 2025-11
**Character Count:** 68314
**Document Hash:** 58ce86d067121c844d9ee130a15e8280
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-276318.hdr.sgml**: 20251112

**ACCESSION NUMBER**: 0001193125-25-276318

**CONFORMED SUBMISSION TYPE**: 485BXT

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20251112

**DATE AS OF CHANGE**: 20251112

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** METROPOLITAN LIFE SEPARATE ACCOUNT E
- **CENTRAL INDEX KEY:** 0000744043

**ORGANIZATION NAME:**
- **EIN:** 135581829
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BXT
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-04001
- **FILM NUMBER:** 251470003

**BUSINESS ADDRESS:**
- **STREET 1:** 200 PARK AVENUE
- **STREET 2:** C/O METROPOLITAN LIFE INSURANCE CO
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10166
- **BUSINESS PHONE:** 2125789500

**MAIL ADDRESS:**
- **STREET 1:** 200 PARK AVENUE
- **STREET 2:** C/O METROPOLITAN LIFE INSURANCE CO
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10166
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** METROPOLITAN LIFE SEPARATE ACCOUNT E
- **CENTRAL INDEX KEY:** 0000744043

**ORGANIZATION NAME:**
- **EIN:** 135581829
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BXT
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-190296
- **FILM NUMBER:** 251470002

**BUSINESS ADDRESS:**
- **STREET 1:** 200 PARK AVENUE
- **STREET 2:** C/O METROPOLITAN LIFE INSURANCE CO
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10166
- **BUSINESS PHONE:** 2125789500

**MAIL ADDRESS:**
- **STREET 1:** 200 PARK AVENUE
- **STREET 2:** C/O METROPOLITAN LIFE INSURANCE CO
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10166

## Series and Classes Contracts Data

### METROPOLITAN LIFE SEPARATE ACCOUNT E (Series ID: S000001300)

| Class ID   | Class Name                   | Ticker Symbol   |
|:---|:---|:---|
| C000131795 | Gold Track Select Prospectus |  |

**As filed with the Securities and Exchange Commission on November 12, 2025** 

**Registration Numbers 333-190296/811-04001** 

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**UNITED STATES** <br>**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

------

**FORM N-4** 

------

**REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933** 

---

| | |
|:---|:---|
| **Pre-Effective Amendment No.** |  |
| **Post-Effective Amendment No. 16** | **☒** |

---

**REGISTRATION STATEMENT UNDER** <br>**THE INVESTMENT COMPANY ACT OF 1940** 

---

| | |
|:---|:---|
| **Amendment No. 335** | **☒** |

---

------

**Metropolitan Life Insurance Company** <br>**(Exact Name of Insurance Company)** 

**200 Park Avenue, New York, New York 10166** <br>**(Address of Insurance Company's Principal Executive Offices) (zip code)** 

**(212) 578-9500** <br>**(Insurance Company's Telephone Number, including Area Code)** 

**Monica Curtis** <br>**Executive Vice President and Chief Legal Officer** <br>**Metropolitan Life Insurance Company** <br>**200 Park Avenue** <br>**New York, New York 10166** <br>**(Name and Address of Agent for Service)** 

------

**COPIES TO:** 

**W. Thomas Conner, Esq.** <br>**Carlton Fields** <br>**1625 Eye Street, NW, Suite 800** <br>**Washington, DC 20006-4064** 

**Approximate Date of Proposed Public Offering: On May 1, 2026** 

**It is proposed that this filing will become effective (check appropriate box):** 

---

| | |
|:---|:---|
| ☐ | immediately upon filing pursuant to paragraph (b) |
| ☐ | on (date) pursuant to paragraph (b) |
| ☐ | 60 days after filing pursuant to paragraph (a)(1) |
| ☒ | on January 30, 2026 pursuant to paragraph (a)(1) of Rule 485 under the Securities Act of 1933 ("Securities Act"). |
| **If appropriate, check the following box:** | **If appropriate, check the following box:** |
| ☒ | this post-effective amendment designates a new effective date for a previously filed post-effective amendment |
| **Check each box that appropriately characterizes the Registrant:** | **Check each box that appropriately characterizes the Registrant:** |
| ☐ | New Registrant (as applicable, a Registered Separate Account or Insurance Company that has not filed a Securities Act <br> registration statement or amendment thereto within 3 years preceding this filing)<br>|

---

------

☐ Emerging Growth Company (as defined by Rule 12b-2 under the Securities Exchange Act of 1934 ("Exchange Act"))

☐ If an Emerging Growth Company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of Securities Act 

☐ Insurance Company relying on Rule 12h-7 under the Exchange Act

☐ Smaller reporting company (as defined by Rule 12b-2 under the Exchange Act)

------

This Post-Effective Amendment is being filed pursuant to Rule 485(b)(1)(iii) under the Securities Act of 1933, as amended, for the sole purpose of delaying the effective date of Post-Effective Amendment No. 15 ("Amendment No. 15") to the Registration Statement File No. 333-190296 filed pursuant to Rule 485(a) under the Securities Act of 1933, as amended, on August 26, 2025. Parts A and B were filed in Amendment No. 15 and are incorporated herein by reference.

------

**Part C**

**Other Information**

**Item 27. Exhibits** 

&nbsp;&nbsp;&nbsp;&nbsp;(a) [Resolution of the Board of Directors of Metropolitan Life Insurance Company establishing Separate Account E.](https://www.sec.gov/Archives/edgar/data/744043/000119312514392231/d800560dex991.txt) [(Incorporated herein by reference to Pre-Effective Amendment No. 1 to the Registrant's Registration Statement on](https://www.sec.gov/Archives/edgar/data/744043/000119312514392231/d800560dex991.txt) [Form N-4, File No. 333-198314, filed October](https://www.sec.gov/Archives/edgar/data/744043/000119312514392231/d800560dex991.txt) [31, 2014.)](https://www.sec.gov/Archives/edgar/data/744043/000119312514392231/d800560dex991.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(b) Custodian Agreements. Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;(c) Underwriting Contracts.

&nbsp;&nbsp;&nbsp;&nbsp;(c) (1) [Amended and Restated Principal Underwriting Agreement with MetLife Investors Distribution Company. (Incorporated](https://www.sec.gov/Archives/edgar/data/744043/000119312519115081/d662256dex993a.txt) [herein by reference to Post-Effective Amendment No. 6 to Registrant's Registration Statement on Form N-4, File No.](https://www.sec.gov/Archives/edgar/data/744043/000119312519115081/d662256dex993a.txt) [333-190296, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312519115081/d662256dex993a.txt) [23, 2019.)](https://www.sec.gov/Archives/edgar/data/744043/000119312519115081/d662256dex993a.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(c) (2) [Form of Retail Sales Agreement. (MetLife Investors Distribution Company Retail Sales Agreement 7-1-05)(LTC).](https://www.sec.gov/Archives/edgar/data/744043/000119312506089074/dex993bi.txt) [(Incorporated herein by reference to Post-Effective Amendment No. 5 to Registrant's Registration Statement on Form](https://www.sec.gov/Archives/edgar/data/744043/000119312506089074/dex993bi.txt) [N-4, File No. 333-83716, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312506089074/dex993bi.txt) [26, 2006.)](https://www.sec.gov/Archives/edgar/data/744043/000119312506089074/dex993bi.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(c) (3) [Form of Enterprise Selling Agreement 09-12 (MetLife Investors Distribution Company Sales Agreement). (Incorporated](https://www.sec.gov/Archives/edgar/data/744043/000119312513150980/d442781dex993biii.txt) [herein by reference to Post-Effective Amendment No. 17 to Registrant's Registration Statement on Form N-4, File No.](https://www.sec.gov/Archives/edgar/data/744043/000119312513150980/d442781dex993biii.txt) [333-83716, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312513150980/d442781dex993biii.txt) [11, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513150980/d442781dex993biii.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) Contracts, Certificates and Endorsements.

&nbsp;&nbsp;&nbsp;&nbsp;(d) (1) [Form of Gold Track Select Contract and Contract Schedule (New York Version) (M-14669 (4223)) for use with non-](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994a.txt) [ERISA 403(b) plans. (Incorporated herein by reference to Registrant's initial Registration Statement on Form N-4, File](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994a.txt) [No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994a.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994a.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (2) [Form of Gold Track Select Certificate and Certificate Schedule (New York Version) (M-14672 (4223)) for use with non-](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994ai.txt) [ERISA 403(b) participants. (Incorporated herein by reference to Registrant's initial Registration Statement on Form](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994ai.txt) [N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994ai.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994ai.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (3) [Fixed Account Rider (New York Version) (M-14750A (4223)) for use with non-ERISA 403(b) contracts and certificates.](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex994aii.txt) [(Incorporated herein by reference to Pre-Effective Amendment No. 1 to the Registrant's Registration Statement on](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex994aii.txt) [Form N-4, File No. 333-190296, filed November](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex994aii.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex994aii.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (4) [Form of Gold Track Select Contract and Contract Schedule (New York Version) (M-14669 (Non-4223)) for use with](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994b.txt) [ERISA 403(b) and allocated 401 plans. (Incorporated herein by reference to Registrant's initial Registration Statement](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994b.txt) [on Form N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994b.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994b.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (5) [Form of Gold Track Select Certificate and Certificate Schedule (New York Version) (M-14672 (Non-4223)) for use with](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994bi.txt) [ERISA 403(b) and allocated 401 participants. (Incorporated herein by reference to Registrant's initial Registration](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994bi.txt) [Statement on Form N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994bi.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994bi.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (6) [Fixed Account Rider (New York Version) (M-14708 (Non-4223)) for use with ERISA 403(b) and allocated 401 contracts](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994bii.txt) [and certificates, except those subject to New York Deferred Compensation Board Rules. (Incorporated herein by](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994bii.txt) [reference to Registrant's initial Registration Statement on Form N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994bii.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994bii.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (7) [Form of Gold Track Select Contract and Contract Schedule (New York Version) (M-14634) for use with unallocated 401](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994c.txt) [plans. (Incorporated herein by reference to Registrant's initial Registration Statement on Form N-4, File No. 333-](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994c.txt) [190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994c.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994c.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (8) [Fixed Account Rider (New York Version) (M-22155) for use with unallocated 401 contracts. (Incorporated herein by](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994ci.txt) [reference to Registrant's initial Registration Statement on Form N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994ci.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994ci.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (9) [401(a)/403(a) Plan Endorsement (ML-401-3-NY (5/11)). (Incorporated herein by reference to Registrant's initial](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994d.txt) [Registration Statement on Form N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994d.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994d.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (10) [Roth 401 Endorsement (ML-G-Roth-401 (11/05)). (Incorporated herein by reference to Registrant's initial Registration](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994f.txt) [Statement on Form N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994f.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994f.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (11) [Tax-Sheltered Annuity Endorsement (ML-398-3 (12/08)). (Incorporated herein by reference to Registrant's initial](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994g.txt) [Registration Statement on Form N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994g.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994g.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (12) [Roth 403(b) Endorsement (ML-G-Roth-398 (11/05)). (Incorporated herein by reference to Registrant's initial](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994h.txt) [Registration Statement on Form N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994h.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994h.txt)

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

&nbsp;&nbsp;&nbsp;&nbsp;(d) (13) [Automatic Rollover Endorsement. (M-22472 (7/13)). (Incorporated herein by reference to Registrant's initial](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994i.txt) [Registration Statement on Form N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994i.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994i.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (14) [Cash Loan Rider (M-22172-A). (Incorporated herein by reference to Registrant's initial Registration Statement on Form](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994j.txt) [N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994j.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994j.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(d) (15) [Death Benefit Endorsement. (M-22120). For use with unallocated 401 contract. (Incorporated herein by reference to](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994k.txt) [Registrant's initial Registration Statement on Form N-4, File No. 333-190296, filed August](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994k.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513314413/d560916dex994k.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(e) (1) [Master Data Sheet for Gold Track Select (M-21158). (Incorporated herein by reference to Pre-Effective Amendment No.](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex995a.txt) [1 to the Registrant's Registration Statement on Form N-4, File No. 333-190296, filed November](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex995a.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex995a.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(e) (2) [Enrollment Form for Gold Track Select (M-21018 GTS-PRC). (Incorporated herein by reference to Pre-Effective](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex995b.txt) [Amendment No. 1 to the Registrant's Registration Statement on Form N-4, File No. 333-190296, filed November](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex995b.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex995b.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(e) (3) [Enrollment Form for Gold Track Select (M-21018 GTS-MLR). (Incorporated herein by reference to Pre-Effective](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex995c.txt) [Amendment No. 1 to the Registrant's Registration Statement on Form N-4, File No. 333-190296, filed November](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex995c.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex995c.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(f) (1) [Amended and Restated By-Laws of Metropolitan Life Insurance Company (effective December 21, 2023). (Incorporated](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99f1.htm) [herein by reference to Post-Effective Amendment No. 13 to the Registrant's Registration Statement on Form N-4, File](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99f1.htm) [No. 333-190296, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99f1.htm) [22, 2024.)](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99f1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(f) (2) [Amended and Restated Charter of Metropolitan Life Insurance Company (effective May 16, 2016). (Incorporated herein](https://www.sec.gov/Archives/edgar/data/744043/000119312522112570/d263095dex99f1.htm) [by reference to Post-Effective Amendment No. 24 to Registration Statement File No. 333-176654 for Metropolitan Life](https://www.sec.gov/Archives/edgar/data/744043/000119312522112570/d263095dex99f1.htm) [Separate Account E on Form N-4 filed on April](https://www.sec.gov/Archives/edgar/data/744043/000119312522112570/d263095dex99f1.htm) [21, 2022.)](https://www.sec.gov/Archives/edgar/data/744043/000119312522112570/d263095dex99f1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(g) Reinsurance Contracts. Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;(h) (1) [Fund Participation Agreement among Metropolitan Life Insurance Company, on behalf of itself and certain of its](https://www.sec.gov/Archives/edgar/data/744043/000095013001503491/dex993d.txt) [separate accounts, American Funds Insurance Series, and Capital Research and Management Company (dated April 30,](https://www.sec.gov/Archives/edgar/data/744043/000095013001503491/dex993d.txt) [2001). (Incorporated herein by reference to Pre-Effective Amendment No. 1 to Registrant's Registration Statement on](https://www.sec.gov/Archives/edgar/data/744043/000095013001503491/dex993d.txt) [Form N-4, File No. 333-52366, filed August](https://www.sec.gov/Archives/edgar/data/744043/000095013001503491/dex993d.txt) [3, 2001.)](https://www.sec.gov/Archives/edgar/data/744043/000095013001503491/dex993d.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (2) [Amendment No. 1 to Fund Participation Agreement between Metropolitan Life Insurance Company, American Funds](https://www.sec.gov/Archives/edgar/data/744043/000119312509219960/dex998xii.txt) [Insurance Series and Capital Research and Management Company dated May 1, 2006, Amendment No. 2 to Participation](https://www.sec.gov/Archives/edgar/data/744043/000119312509219960/dex998xii.txt) [Agreement between Metropolitan Life Insurance Company, American Funds Insurance Series and Capital Research and](https://www.sec.gov/Archives/edgar/data/744043/000119312509219960/dex998xii.txt) [Management Company dated April 28, 2008 and Amendment No. 3 to Participation Agreement between Metropolitan](https://www.sec.gov/Archives/edgar/data/744043/000119312509219960/dex998xii.txt) [Life Insurance Company, American Funds Insurance Series and Capital Research and Management Company dated](https://www.sec.gov/Archives/edgar/data/744043/000119312509219960/dex998xii.txt) [November 10, 2008. (Incorporated herein by reference to Pre-Effective Amendment No. 1 to Registration Statement File](https://www.sec.gov/Archives/edgar/data/744043/000119312509219960/dex998xii.txt) [No. 333-160722 for Metropolitan Life Separate Account E on Form N-4 filed on November](https://www.sec.gov/Archives/edgar/data/744043/000119312509219960/dex998xii.txt) [2, 2009.)](https://www.sec.gov/Archives/edgar/data/744043/000119312509219960/dex998xii.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (3) [Amendment to Fund Participation Agreement among American Funds Insurance Series, Capital Research and](https://www.sec.gov/Archives/edgar/data/744043/000119312511094970/dex993.txt) [Management Company and Metropolitan Life Insurance Company, MetLife Insurance Company of Connecticut, MetLife](https://www.sec.gov/Archives/edgar/data/744043/000119312511094970/dex993.txt) [Investors USA Insurance Company, MetLife Investors Insurance Company, First MetLife Investors Insurance Company,](https://www.sec.gov/Archives/edgar/data/744043/000119312511094970/dex993.txt) [New England Life Insurance Company and General American Life Insurance Company (dated April 30, 2010).](https://www.sec.gov/Archives/edgar/data/744043/000119312511094970/dex993.txt) [(Incorporated herein by reference to Post-Effective Amendment No. 15 to Registrant's Registration Statement on Form](https://www.sec.gov/Archives/edgar/data/744043/000119312511094970/dex993.txt) [N-4, File No. 333-83716, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312511094970/dex993.txt) [12, 2011.)](https://www.sec.gov/Archives/edgar/data/744043/000119312511094970/dex993.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (4) [Amendment No. 4 to Fund Participation Agreement between Metropolitan Life Insurance Company, American Funds](https://www.sec.gov/Archives/edgar/data/744043/000119312516539926/d60250dex993dii.txt) [Insurance Series and Capital Research and Management Company dated November 19, 2014. (Incorporated herein by](https://www.sec.gov/Archives/edgar/data/744043/000119312516539926/d60250dex993dii.txt) [reference to Post-Effective Amendment No. 18 to Registrant's Registration Statement on Form N-4, File No. 333-176654,](https://www.sec.gov/Archives/edgar/data/744043/000119312516539926/d60250dex993dii.txt) [filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312516539926/d60250dex993dii.txt) [13, 2016.)](https://www.sec.gov/Archives/edgar/data/744043/000119312516539926/d60250dex993dii.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (5) [Amendment, dated as of June 7, 2021, to the Fund Participation Agreement, dated April 30, 2001 and May 16, 1989, as](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h32.htm) [amended, by and among Metropolitan Life Insurance Company on behalf of itself and certain of its separate accounts;](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h32.htm) [American Funds Insurance Series, and Capital Research and Management Company. (Incorporated herein by reference](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h32.htm) [to Post-Effective Amendment No. 11 to Registrant's Registration Statement on Form N-4 (File No. 333-190296) filed on](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h32.htm) [April](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h32.htm) [21, 2022.)](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h32.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (6) [Form of Fund Participation Agreements between Janus Aspen Series (Institutional and Service Shares) and](https://www.sec.gov/Archives/edgar/data/858997/000119312504074428/dex99h6.txt) [Metropolitan Life Insurance Company, on behalf of itself and certain of its separate accounts (dated April 30, 2004).](https://www.sec.gov/Archives/edgar/data/858997/000119312504074428/dex99h6.txt) [(Incorporated herein by reference to Post-Effective Amendment No. 16 to Metropolitan Life Separate Account E's](https://www.sec.gov/Archives/edgar/data/858997/000119312504074428/dex99h6.txt) [Registration Statement on Form N-6, File No. 033-57320, filed April](https://www.sec.gov/Archives/edgar/data/858997/000119312504074428/dex99h6.txt) [30, 2004.)](https://www.sec.gov/Archives/edgar/data/858997/000119312504074428/dex99h6.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (7) [Amendment No. 2 to Fund Participation Agreements between Metropolitan Life Insurance Company, on behalf of itself](https://www.sec.gov/Archives/edgar/data/858997/000119312512160634/d258084dex99hxii.txt) [and certain of its separate accounts, and Janus Aspen Series (Institutional & Service Shares), dated April 30, 2004.](https://www.sec.gov/Archives/edgar/data/858997/000119312512160634/d258084dex99hxii.txt) [(Incorporated herein by reference to Post-Effective Amendment No. 25 to Metropolitan Life Separate Account UL's](https://www.sec.gov/Archives/edgar/data/858997/000119312512160634/d258084dex99hxii.txt) [Registration Statement on Form N-6, File No. 033-57320, filed April](https://www.sec.gov/Archives/edgar/data/858997/000119312512160634/d258084dex99hxii.txt) [12, 2012.)](https://www.sec.gov/Archives/edgar/data/858997/000119312512160634/d258084dex99hxii.txt)

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

&nbsp;&nbsp;&nbsp;&nbsp;(h) (8) [Amendment No. 3 to Fund Participation Agreements between Metropolitan Life Insurance Company, on behalf of itself](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993gi.txt) [and certain of its separate accounts, and Janus Aspen Series (Institutional & Service Shares), dated November 25, 2013.](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993gi.txt) [(Incorporated herein by reference to Post-Effective Amendment No. 1 to Metropolitan Life Separate Account E's](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993gi.txt) [Registration Statement on Form N-4, File No. 333-190296, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993gi.txt) [17, 2014.)](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993gi.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (9) [Amended and Restated Participation Agreement among Franklin Templeton Variable Insurance Products Trust,](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99h9.htm) [Franklin Templeton Distributors, Inc., Metropolitan Life Insurance Company, and Metropolitan Life Insurance Company,](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99h9.htm) [as Distributor dated May 1, 2004. (Incorporated herein by reference to Post-Effective Amendment No. 13 to Registrant's](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99h9.htm) [Registration Statement on Form N-4, File No. 333-190296, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99h9.htm) [22, 2024.)](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99h9.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (10) [Amendment No. 1, dated as of May 1, 2007, to the Participation Agreement, dated May 1, 2004, as amended and restated,](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h30.htm) [by and among Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc.,](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h30.htm) [Metropolitan Life Insurance Company and MetLife Investors Distribution Company on behalf of itself and certain of its](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h30.htm) [separate accounts. (Incorporated herein by reference to Post-Effective Amendment No. 11 to Registrant's Registration](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h30.htm) [Statement on Form N-4, File No. 333-190296, filed on April](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h30.htm) [21, 2022.)](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h30.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (11) [Amendment No. 2, dated as of November 10, 2008, to the Participation Agreement, dated May 1, 2004, as amended and](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h31.htm) [restated, by and among Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc.,](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h31.htm) [Metropolitan Life Insurance Company and MetLife Investors Distribution Company on behalf of itself and certain of its](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h31.htm) [separate accounts. (Incorporated herein by reference to Post-Effective Amendment No. 11 to Registrant's Registration](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h31.htm) [Statement on Form N-4, File No. 333-190296, filed on April](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h31.htm) [21, 2022.)](https://www.sec.gov/Archives/edgar/data/744043/000119312522112519/d191577dex99h31.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (12) [Amendment No. 3 to the Participation Agreement, dated May 1, 2004, as amended and restated, by and among Franklin](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt) [Templeton Insurance Products Trust, Franklin/Templeton Distributors, Inc., Metropolitan Life Insurance Company and](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt) [MetLife Investors Distribution Company on behalf of itself and certain of its separate accounts. (effective October 5,](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt) [2010). (Incorporated herein by reference to Post-Effective Amendment No. 24 to Metropolitan Life Separate Account](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt) [UL's Registration Statement on Form N-6, File No. 033-57320, filed April](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt) [14, 2011.)](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (13) [Amendment No. 5 to Amended and Restated Participation Agreement between Franklin Templeton Variable Insurance](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993hii.txt) [Products Trust, Franklin/Templeton Distributors, Inc., Metropolitan Life Insurance Company, MetLife Investors](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993hii.txt) [Distribution Company on behalf of itself and certain of its separate accounts, dated December 2, 2013. (Incorporated](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993hii.txt) [herein by reference to Post-Effective Amendment No. 1 to Registrant's Registration Statement on Form N-4, File No.](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993hii.txt) [333-190296, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993hii.txt) [17, 2014.)](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993hii.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (14) [Amendment to Participation Agreement between Franklin Templeton Variable Insurance Products Trust, Franklin/](https://www.sec.gov/Archives/edgar/data/858997/000119312516541528/d22797dex99hxii.txt) [Templeton Distributors, Inc. Metropolitan Life Insurance Company, on behalf of itself and certain of its separate](https://www.sec.gov/Archives/edgar/data/858997/000119312516541528/d22797dex99hxii.txt) [accounts, and MetLife Investors Distribution Company, on behalf of itself and certain of its separate accounts. (effective](https://www.sec.gov/Archives/edgar/data/858997/000119312516541528/d22797dex99hxii.txt) [August 1, 2014). (Incorporated herein by reference to Post-Effective Amendment No. 8 to Metropolitan Life Separate](https://www.sec.gov/Archives/edgar/data/858997/000119312516541528/d22797dex99hxii.txt) [Account UL's Registration Statement on Form N-6, File No. 333-147508, filed April](https://www.sec.gov/Archives/edgar/data/858997/000119312516541528/d22797dex99hxii.txt) [14, 2016.)](https://www.sec.gov/Archives/edgar/data/858997/000119312516541528/d22797dex99hxii.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (15) [Amended and Restated Participation Agreement dated January 26, 2018 among Fidelity Variable Insurance Products](https://www.sec.gov/Archives/edgar/data/744043/000119312518113154/d504807dex993iiii.txt) [Fund, Fidelity Distributors Corporation and Metropolitan Life Insurance Company, on behalf of itself and certain of its](https://www.sec.gov/Archives/edgar/data/744043/000119312518113154/d504807dex993iiii.txt) [separate accounts. (Incorporated herein by reference to Post-Effective Amendment No. 5 to Registrant's Registration](https://www.sec.gov/Archives/edgar/data/744043/000119312518113154/d504807dex993iiii.txt) [Statement on Form N-4, File No. 333-190296, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312518113154/d504807dex993iiii.txt) [10, 2018.)](https://www.sec.gov/Archives/edgar/data/744043/000119312518113154/d504807dex993iiii.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (16) [Fund Participation Agreement between Metropolitan Life Insurance Company, on behalf of itself and certain of its](https://www.sec.gov/Archives/edgar/data/858997/000119312504074428/dex99h6.txt) [separate accounts, and Delaware VIP Trust (dated April 30, 2004) (Incorporated herein by reference to Post-Effective](https://www.sec.gov/Archives/edgar/data/858997/000119312504074428/dex99h6.txt) [Amendment No. 16 to Metropolitan Life Separate Account UL's Registration Statement on Form N-6, File No. 033-57320,](https://www.sec.gov/Archives/edgar/data/858997/000119312504074428/dex99h6.txt) [filed April](https://www.sec.gov/Archives/edgar/data/858997/000119312504074428/dex99h6.txt) [30, 2004.)](https://www.sec.gov/Archives/edgar/data/858997/000119312504074428/dex99h6.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (17) [Amendment, dated November 11, 2013, to Participation Agreement, dated May 14, 2004, among Delaware VIP Trust,](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993ji.txt) [Delaware Management Company, Delaware Distributors, L.P., and Metropolitan Life Insurance Company. (Incorporated](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993ji.txt) [herein by reference to Post-Effective Amendment No. 1 to Registrant's Registration Statement on Form N-4, File No.](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993ji.txt) [333-190296, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993ji.txt) [17, 2014.)](https://www.sec.gov/Archives/edgar/data/744043/000119312514147270/d633177dex993ji.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (18) [Participation Agreement among Legg Mason Partners Variable Equity Trust, Legg Mason Partners Variable Income Trust,](https://www.sec.gov/Archives/edgar/data/927028/000095012309056150/y79423a1exv99w8l.txt) [Legg Mason Investors Services, LLC, Legg Mason Partners Fund Advisor, LLC and Metropolitan Life Insurance Company,](https://www.sec.gov/Archives/edgar/data/927028/000095012309056150/y79423a1exv99w8l.txt) [on behalf of itself and certain of its separate accounts, made and entered into January 1, 2009; and Amendment No. 1 to](https://www.sec.gov/Archives/edgar/data/927028/000095012309056150/y79423a1exv99w8l.txt) [the Participation Agreement among Legg Mason Partners Variable Equity Trust, Legg Mason Partners Variable Income](https://www.sec.gov/Archives/edgar/data/927028/000095012309056150/y79423a1exv99w8l.txt) [Trust, Legg Mason Investors Services, LLC, Legg Mason Partners Fund Advisor, LLC and Metropolitan Life Insurance](https://www.sec.gov/Archives/edgar/data/927028/000095012309056150/y79423a1exv99w8l.txt) [Company, on behalf of itself and certain of its separate accounts, made and entered into September 30, 2009.](https://www.sec.gov/Archives/edgar/data/927028/000095012309056150/y79423a1exv99w8l.txt) [(Incorporated herein by reference to Pre-Effective Amendment No. 1 to Metropolitan Variable Annuity Separate](https://www.sec.gov/Archives/edgar/data/927028/000095012309056150/y79423a1exv99w8l.txt) [Account II's Registration Statement on Form N-4, File No. 333-161093, filed November](https://www.sec.gov/Archives/edgar/data/927028/000095012309056150/y79423a1exv99w8l.txt) [2, 2009.)](https://www.sec.gov/Archives/edgar/data/927028/000095012309056150/y79423a1exv99w8l.txt)

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

&nbsp;&nbsp;&nbsp;&nbsp;(h) (19) [Amendment to Participation Agreement among Legg Mason Partners Variable Equity Trust, Legg Mason Partners](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt) [Variable Income Trust, Legg Mason Investors Services, LLC, Legg Mason Partners Fund Advisor, LLC and Metropolitan](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt) [Life Insurance Company made and entered into on April 30, 2010. (Incorporated herein by reference to Post-Effective](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt) [Amendment No. 24 to Metropolitan Variable Annuity Separate Account UL's Registration Statement on Form N-6, File](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt) [No. 033-57320, filed April](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt) [14, 2011.)](https://www.sec.gov/Archives/edgar/data/858997/000119312511096832/dex99hxi.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (20) [Amendment No. 3 to the Participation Agreement among Metropolitan Life Insurance Company on behalf of itself and](https://www.sec.gov/Archives/edgar/data/858997/000119312514140651/d632302dex99hix.txt) [certain of its separate accounts, Legg Mason Partners Variable Equity Trust, Legg Mason Partners Variable Income Trust,](https://www.sec.gov/Archives/edgar/data/858997/000119312514140651/d632302dex99hix.txt) [Legg Mason Investors Services, LLC, and Legg Mason Partners Fund Advisor, LLC (dated December 1, 2013).](https://www.sec.gov/Archives/edgar/data/858997/000119312514140651/d632302dex99hix.txt) [(Incorporated herein by reference to Post-Effective Amendment No. 27 to Metropolitan Life Separate Account UL's](https://www.sec.gov/Archives/edgar/data/858997/000119312514140651/d632302dex99hix.txt) [Registration Statement on Form N-6, File No. 033-57320, filed April](https://www.sec.gov/Archives/edgar/data/858997/000119312514140651/d632302dex99hix.txt) [11, 2014.)](https://www.sec.gov/Archives/edgar/data/858997/000119312514140651/d632302dex99hix.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (21) [Participation Agreement, dated March 6, 2017, by and among Brighthouse Funds Trust I, Metropolitan Life Insurance](https://www.sec.gov/Archives/edgar/data/744043/000119312517121199/d308221dex993g.txt) [Company on behalf of itself and certain of its separate accounts, Brighthouse Investment Advisers, LLC, and](https://www.sec.gov/Archives/edgar/data/744043/000119312517121199/d308221dex993g.txt) [Brighthouse Securities, LLC. (Incorporated herein by reference to Post-Effective Amendment No. 19 to Registrant's](https://www.sec.gov/Archives/edgar/data/744043/000119312517121199/d308221dex993g.txt) [Registration Statement on Form N-4, File No. 333-176654, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312517121199/d308221dex993g.txt) [12, 2017.)](https://www.sec.gov/Archives/edgar/data/744043/000119312517121199/d308221dex993g.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (22) [Amendment dated January 1, 2021 to the Participation Agreement with Brighthouse Funds Trust I, Metropolitan Life](https://www.sec.gov/Archives/edgar/data/744043/000119312521137174/d76855dex99h8.htm) [Insurance Company on behalf of itself and certain of its separate accounts, Brighthouse Investment Advisers, LLC, and](https://www.sec.gov/Archives/edgar/data/744043/000119312521137174/d76855dex99h8.htm) [Brighthouse Securities, LLC. (Incorporated herein by reference to Post-Effective Amendment No. 27 to Registrant's](https://www.sec.gov/Archives/edgar/data/744043/000119312521137174/d76855dex99h8.htm) [Registration Statement on Form N-4, File No. 333-83716, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312521137174/d76855dex99h8.htm) [28, 2021.)](https://www.sec.gov/Archives/edgar/data/744043/000119312521137174/d76855dex99h8.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (23) [Participation Agreement, dated March 6, 2017, by and among Brighthouse Funds Trust II, Metropolitan Life Insurance](https://www.sec.gov/Archives/edgar/data/744043/000119312517121199/d308221dex993h.txt) [Company on behalf of itself and certain of its separate accounts, Brighthouse Investment Advisers, LLC, and](https://www.sec.gov/Archives/edgar/data/744043/000119312517121199/d308221dex993h.txt) [Brighthouse Securities, LLC. (Incorporated herein by reference to Post-Effective Amendment No. 19 to Registrant's](https://www.sec.gov/Archives/edgar/data/744043/000119312517121199/d308221dex993h.txt) [Registration Statement on Form N-4, File No. 333-176654, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312517121199/d308221dex993h.txt) [12, 2017.)](https://www.sec.gov/Archives/edgar/data/744043/000119312517121199/d308221dex993h.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(h) (24) [Amendment dated January 1, 2021 to the Participation Agreement with Brighthouse Funds Trust II, Metropolitan Life](https://www.sec.gov/Archives/edgar/data/744043/000119312521137174/d76855dex99h9.htm) [Insurance Company on behalf of itself and certain of its separate accounts, Brighthouse Investment Advisers, LLC, and](https://www.sec.gov/Archives/edgar/data/744043/000119312521137174/d76855dex99h9.htm) [Brighthouse Securities, LLC. (Incorporated herein by reference to Post-Effective Amendment No. 27 to Registrant's](https://www.sec.gov/Archives/edgar/data/744043/000119312521137174/d76855dex99h9.htm) [Registration Statement on Form N-4, File No. 333-83716, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312521137174/d76855dex99h9.htm) [28, 2021.)](https://www.sec.gov/Archives/edgar/data/744043/000119312521137174/d76855dex99h9.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(i) Administrative Contracts. Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;(j) Other Material Contracts. Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;(k) [Opinion of Counsel. (Incorporated herein by reference to Pre-Effective Amendment No. 1 to Registrant's Registration](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex999.txt) [Statement on Form N-4, File No. 333-190296, filed November](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex999.txt) [1, 2013.)](https://www.sec.gov/Archives/edgar/data/744043/000119312513422747/d610570dex999.txt)

&nbsp;&nbsp;&nbsp;&nbsp;(l) Consent of Independent Registered Public Accounting Firm. (To be filed by subsequent post-effective amendment to the Registration Statement.)

&nbsp;&nbsp;&nbsp;&nbsp;(m) Omitted Financial Statements. Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;(n) Initial Capital Agreements. Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;(o) Form of Initial Summary Prospectuses. Not applicable

&nbsp;&nbsp;&nbsp;&nbsp;(p) (i) [Powers of Attorney for Carla A. Harris, Carlos M. Gutierrez, Cheryl Wray Grisé, David Herzog, Denise Mullen Morrison,](https://www.sec.gov/Archives/edgar/data/937834/000119312522287296/d370659dex24.htm) [Diana McKenzie, Edward Joseph Kelly, III, John McCallion, Mark Weinberger, Michel Khalaf, Robert Glenn Hubbard and](https://www.sec.gov/Archives/edgar/data/937834/000119312522287296/d370659dex24.htm) [William Earl Kennard for Metropolitan Life Insurance Company and its designated Separate Accounts. (Incorporated](https://www.sec.gov/Archives/edgar/data/937834/000119312522287296/d370659dex24.htm) [herein by reference to Form S-3 Registration Statement File No. 333-268428 filed on November](https://www.sec.gov/Archives/edgar/data/937834/000119312522287296/d370659dex24.htm) [17, 2022.)](https://www.sec.gov/Archives/edgar/data/937834/000119312522287296/d370659dex24.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(p) (ii) [Power of Attorney for Jeh Charles Johnson for Metropolitan Life Insurance Company and its designated Separate](https://www.sec.gov/Archives/edgar/data/937834/000119312523080229/d448118dex24.htm) [Accounts. (Incorporated herein by reference to Form S-3A Registration Statement File No. 333-268428 filed on](https://www.sec.gov/Archives/edgar/data/937834/000119312523080229/d448118dex24.htm) [March](https://www.sec.gov/Archives/edgar/data/937834/000119312523080229/d448118dex24.htm) [27, 2023.)](https://www.sec.gov/Archives/edgar/data/937834/000119312523080229/d448118dex24.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(p) (iii) [Power of Attorney for Laura Hay for Metropolitan Life Insurance Company and its designated Separate Accounts.](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99piii.htm) [(Incorporated herein by reference to Post-Effective Amendment No. 13 the Registrant's Registration Statement on Form](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99piii.htm) [N-4, File No. 333-190296, filed April](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99piii.htm) [22, 2024.)](https://www.sec.gov/Archives/edgar/data/744043/000119312524104752/d712409dex99piii.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(p) (iv) [Power of Attorney of Toby Srihiran-Brown for Metropolitan Life Insurance Company and its designated separate](https://www.sec.gov/Archives/edgar/data/744043/000119312525086894/d876519dex99piv.htm) [accounts. (Incorporated herein by reference to Post-Effective Amendment No. 14 to the Registrant's Registration](https://www.sec.gov/Archives/edgar/data/744043/000119312525086894/d876519dex99piv.htm) [Statement on Form N-4, File No. 333-190296, filed on April](https://www.sec.gov/Archives/edgar/data/744043/000119312525086894/d876519dex99piv.htm) [21, 2025.)](https://www.sec.gov/Archives/edgar/data/744043/000119312525086894/d876519dex99piv.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(p) (v) [Power of Attorney for Adrienne O'Neill for Metropolitan Life Insurance Company and its designated Separate Accounts.](d35602dex99pv.htm) [(Filed herewith.)](d35602dex99pv.htm)

&nbsp;&nbsp;&nbsp;&nbsp;(q) Letter Regarding Change in Certifying Accountant. Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;(r) Historical Current Limits on Index Gains. Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

------

---

| | |
|:---|:---|
| EX-101.INS | &nbsp;&nbsp; XBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL <br> tags are embedded within the inline XBRL document <br>|
| EX-101.SCH | XBRL Taxonomy Extension Schema Document  |
| EX-101.CAL | XBRL Taxonomy Extension Calculation Linkbase Document  |
| EX-101.DEF | XBRL Taxonomy Extension Definition Linkbase Document  |
| EX-101.LAB  | XBRL Taxonomy Extension Labels Linkbase Document  |
| EX-101.PRE | XBRL Taxonomy Extension Presentation Linkbase Document |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

**Item 28. Directors and Officers of the Insurance Company** 

---

| | |
|:---|:---|
| **Name and Principal Business Address** | **Positions and Offices with Depositor** |
| Robert G. Hubbard<br> 200 Park Avenue<br> New York, NY 10166<br>| Chairman of the Board and Director |
| Michel A. Khalaf<br> 200 Park Avenue<br> New York, NY 10166<br>| President, Chief Executive Officer and Director |
| Carlos M. Gutierrez<br> 200 Park Avenue<br> New York, NY 10166<br>| Director |
| Carla Harris<br> 200 Park Avenue<br> New York, NY 10166<br>| Director |
| Laura J. Hay<br> 200 Park Avenue<br> New York, NY 10166<br>| Director |
| Jeh C. Johnson<br> 200 Park Avenue<br> New York, NY 10166<br>| Director |
| Christian S. Mumenthaler<br> 200 Park Avenue<br> New York, NY 10166<br>| Director |
| William E. Kennard<br> 200 Park Avenue<br> New York, NY 10166<br>| Director |
| Diana L. McKenzie<br> 200 Park Avenue<br> New York, NY 10166<br>| Director |
| Denise M. Morrison<br> 200 Park Avenue<br> New York, NY 10166<br>| Director |
| Mark A. Weinberger<br> 200 Park Avenue<br> New York, NY 10166<br>| Director |

---

Set forth below is a list of certain principal officers of Metropolitan Life Insurance Company. The principal business address of each principal officer is 200 Park Avenue, New York, NY 10166 unless otherwise noted below.

------

---

| | |
|:---|:---|
| **NAME** | **POSITIONS WITH DEPOSITOR** |
| Michel A. Khalaf | President and Chief Executive Officer |
| Bryan E. Boudreau | Executive Vice President & Chief Actuary |
| Marlene Debel | Executive Vice President and Chief Risk Officer |
| Monica Curtis | Executive Vice President and Chief Legal Officer and Head of Government Relations |
| John D. McCallion | Executive Vice President and Chief Financial Officer  |
| John A. Hall | Executive Vice President and Treasurer |
| William C. O'Donnell | Executive Vice President, Chief Financial Officer, U.S., MetLife Holdings |
| Bill Pappas | Executive Vice President, Global Technology & Operations |
| Adrienne O'Neill | Executive Vice President and Chief Accounting Officer |
| Ramy Tadros | Regional President, U.S. Business and Head of MetLife Holdings |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

**Item 29. Persons Controlled by or Under Common Control with the Depositor or Registrant.**

The Registrant is a separate account of Metropolitan Life Insurance Company under the New York Insurance law. Under said law the assets allocated to the Separate Account are the property of Metropolitan Life Insurance Company. Metropolitan Life Insurance Company is a wholly-owned subsidiary of MetLife, Inc., a publicly traded company. The following outline indicates those persons who are controlled by or under common control with MetLife, Inc. No person is controlled by the Registrant.

**ORGANIZATIONAL STRUCTURE OF METLIFE, INC. AND SUBSIDIARIES** <br>**AS OF DECEMBER 31, 2025**

[To be filed by subsequent post-effective amendment to the Registration Statement.]

**Item 30. Indemnification**

As described in their respective governing documents, MetLife, Inc. (the ultimate parent of the Depositor and MetLife Investors Distribution Company, the Registrant's principal underwriter (the "Underwriter")), which is incorporated in the state of Delaware, and the Depositor, which is incorporated in the state of New York, shall indemnify any person who is made or is threatened to be made a party to any civil or criminal suit, or any administrative or investigative proceeding, by reason of the fact that such person is or was a director or officer of the respective company, under certain circumstances, against liabilities and expenses incurred by such person.

MetLife, Inc. also has adopted a policy to indemnify employees ("MetLife Employees") of MetLife, Inc. or its affiliates ("MetLife"), including any MetLife Employees serving as directors or officers of the Depositor or the Underwriter. Under the policy, MetLife, Inc. will, under certain circumstances, indemnify MetLife Employees for losses and expenses incurred in connection with legal actions threatened or brought against them as a result of their service to MetLife. The policy excludes MetLife directors and others who are not MetLife Employees, whose rights to indemnification, if any, are as described in the charter, bylaws or other arrangement of the relevant company.

MetLife, Inc. also maintains a Directors and Officers Liability and Corporate Reimbursement Insurance Policy under which the Depositor and the Underwriter, as well as certain other subsidiaries of MetLife, are covered. MetLife, Inc. also has secured a Financial Institutions Bond.

Insofar as indemnification for liability arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Company, pursuant to the foregoing provisions, or otherwise, the Company has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Company of expenses incurred or paid by a director, officer or controlling person of the Company in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Company will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

------

**Item 31. Principal Underwriters**

(a) Other Activity. MetLife Investors Distribution Company also serves as principal underwriter and distributor of the Contracts. MetLife Investors Distribution Company is the principal underwriter for the following investment companies:

General American Separate Account Eleven <br>General American Separate Account Twenty-Eight <br>General American Separate Account Twenty-Nine <br>General American Separate Account Two <br>Metropolitan Life Separate Account UL <br>Metropolitan Life Variable Annuity Separate Account II <br>Metropolitan Tower Life Separate Account One <br>Metropolitan Tower Life Separate Account Two <br>New England Life Retirement Investment Account <br>New England Variable Annuity Fund I <br>Paragon Separate Account A <br>Paragon Separate Account B <br>Paragon Separate Account C <br>Paragon Separate Account D <br>Separate Account No. 13S

(b) Management. MetLife Investors Distribution Company is the principal underwriter for the Contracts. The following persons are officers and directors of MetLife Investors Distribution Company. The principal business address for MetLife Investors Distribution Company is 200 Park Avenue, New York, NY 10166.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

---

| | |
|:---|:---|
| **Name and Principal Business Address** | **Positions and Offices With Underwriter** |
| Jessica T. Good<br> 200 Park Avenue<br> New York, NY 10166<br>| Director, Chair of the Board, President and Chief Executive Officer |
| Kelli Buford<br> 200 Park Avenue<br> New York, NY 10166<br>| Secretary |
| Michael J. McDermott<br> 200 Park Avenue<br> New York, NY 10166<br>| Director and Senior Vice President |
| Michael Yick<br> 1 MetLife Way<br> Whippany, NJ 07981<br>| Vice President and Treasurer |
| Alexis Kuchinsky<br> One MetLife Way<br> Whippany, NJ 07981<br>| Chief Compliance Officer |
| Geoffrey Fradkin<br> 200 Park Avenue<br> New York, NY 10166<br>| Vice President |
| Gabriel Lopez<br> 200 Park Avenue<br> New York, NY 10166<br>| Director and Senior Vice President |
| Dan P. Antilley, Jr.<br> 200 Park Avenue<br> New York, NY 10166<br>| Senior Vice President and Chief Information Security Officer |
| Thomas J. Schuster<br> 200 Park Avenue<br> New York, NY 10166<br>| Director and Senior Vice President |

---

------

---

| | |
|:---|:---|
| **Name and Principal Business Address** | **Positions and Offices With Underwriter** |
| Peter Gruppuso<br> 200 Park Avenue<br> New York, NY 10166<br>| Assistant Vice President and Chief Financial Officer |
| Geeta Alphonso-Napoli<br> 200 Park Avenue<br> New York, NY 10166<br>| Chief Legal Officer |
| Anika Wall<br> 200 Park Avenue<br> New York, NY 10166<br>| Director and Vice President |

---

(c) Compensation From the Registrant. The following aggregate amount of commissions and other compensation was received by the Distributor, directly or indirectly, from the Registrant during their last fiscal year:

---

| | | | | |
|:---|:---|:---|:---|:---|
| **(1)**<br> **Name of Principal Underwriter**<br>| **(2)**<br> **Net Underwriting**<br> **Discounts and**<br> **Commissions**<br>| **(3)**<br> **Compensation on**<br> **Redemption**<br>| **(4)**<br> **Brokerage**<br> **Commissions**<br>| **(5)**<br> **Other**<br> **Compensation**<br>|
| MetLife Investors Distribution Company | [To be filed by<br> subsequent post-<br> effective amendment<br> to the Registration<br> Statement.]<br>| $0 | $0 | $0 |

---

**Item 32. Location of Account and Records.**

The following companies will maintain possession of the documents required by Section 31(a) of the Investment Company Act of 1940 and the Rules thereunder:

(a) Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166

(b) MetLife, 18210 Crane Nest Drive, Tampa, FL 33647

(c) MetLife Investors Distribution Company, 200 Park Avenue, New York, NY 10166

**Item 33. Management Services.**

Not Applicable.

**Item 34. Fee Representation and Undertakings.**

(a) Depositor hereby makes the following representation:

Metropolitan Life Insurance Company represents that the fees and charges deducted under the variable annuity contracts, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred and the risks assumed by Metropolitan Life Insurance Company under the Contract.

(b) Not applicable.

------

**SIGNATURES**

Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant has duly caused this registration statement to be signed on its behalf by the undersigned, duly authorized, in the City of New York, and State of New York, on this 12th day of November, 2025.

---

| | |
|:---|:---|
| Metropolitan Life Separate Account E<br> (Registered Separate Account) | Metropolitan Life Separate Account E<br> (Registered Separate Account) |
| By: | Metropolitan Life Insurance Company<br> (Insurance Company)<br>|
| By: | /s/ Jess Good |
| Vice President | Vice President |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

---

| | |
|:---|:---|
|  | Metropolitan Life Insurance Company<br> (Insurance Company)<br>|
| By: | /s/ Jess Good |
| Vice President  | Vice President  |

---

------

**SIGNATURES**

Pursuant to the requirements of the Securities Act of 1933, this Amendment to the Registration Statement has been signed by the following persons, in the capacities indicated, on November 12, 2025.

---

| | |
|:---|:---|
| **Signature** | **Title** |
| \* |  |
| Robert G. Hubbard | Chairman of the Board and Director |
| \* |  |
| Michel A. Khalaf | President, Chief Executive Officer and Director |
| \* |  |
| John D. McCallion | Executive Vice President and Chief Financial Officer |
| \* |  |
| Adrienne O'Neill | Executive Vice President and Chief Accounting Officer |
| \* |  |
| Christian S. Mumenthaler | Director |
| \* |  |
| Carlos M. Gutierrez | Director |
| \* |  |
| Carla A. Harris | Director |
| \* |  |
| Laura J. Hay | Director |
| \* |  |
| Jeh C. Johnson | Director |
| \* |  |
| William E. Kennard | Director |
| \* |  |
| Diana L. McKenzie | Director |
| \* |  |
| Denise M. Morrison | Director |
| \* |  |
| Mark A. Weinberger | Director |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

------

---

| | |
|:---|:---|
| \*By: | /s/ Heather Harker |
|  | Heather Harker<br> Attorney-in-Fact<br> November 12, 2025<br>|

---

\*

Metropolitan Life Insurance Company. Executed by Heather Harker, on behalf of those indicated pursuant to powers of attorney.

------

## Ex-99.(P)(V)

**METROPOLITAN LIFE INSURANCE COMPANY** 

POWER OF ATTORNEY

Adrienne O'Neill

Executive Vice President and Chief Accounting Officer

KNOW ALL MEN BY THESE PRESENTS, that I, Adrienne O'Neill, Executive Vice President and Chief Accounting Officer of Metropolitan Life Insurance Company, a New York company, do hereby constitute and appoint Heather Harker and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may act individually and none of whom is required to act jointly with any of the others, to sign and file on my behalf and to execute and file any instrument or document required to be filed as part of or in connection with or in any way related to, the registration statements to be filed on Forms N-4, N-6 and S-6 as the case may be (the "Registration Statements") and any and all amendments thereto filed by Metropolitan Life Insurance Company under the Securities Act of 1933 and the Investment Company Act of 1940 pertaining to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Metropolitan Life Separate Account E (SEC File No. 811-04001)

File No. 002-90380 Preference Plus<sup>®</sup> Account Variable Deferred and Income Annuity Contracts (BPPA), Enhanced Preference Plus<sup>®</sup> Account Variable Annuity Contracts (EPPA), Financial Freedom Account Variable Annuity Contracts;

Preference Plus<sup>®</sup> Account Variable Annuity Contracts (CPPA), Preference Plus<sup>®</sup> Account Variable Annuity Contracts (APPA) and Metropolitan Life Separate Account E VestMet Group and Individual Annuity Contracts;

File No. 333-43970 MetLife Income Security Plan;

File No. 333-52366 Preference Plus Select<sup>®</sup> Variable Annuity Contracts B Class, Bonus Class, C Class and L Class;

File No. 333-69320 MetLife Asset Builder;

File No. 333-80547 MetLife Settlement Plus;

File No. 333-83716 MetLife Financial Freedom Select<sup>®</sup> B, L, C, e and eBonus Class;

File No. 333-122883 Preference Plus<sup>®</sup> Income Advantage;

File No. 333-122897 Personal lncomePlus<sup>®</sup>;

File No. 333-153109 Preference Premier<sup>®</sup> Variable Annuity Contracts (offered from December 12, 2008 through October 7, 2011);

File No. 333-160722 Zenith Accumulator Individual Variable Annuity Contracts;

File No. 333-162586 MLIC Growth and Income;

File No. 333-176654 Preference Premier<sup>®</sup> Variable Annuity Contracts (offered after October 7, 2011);

File Nos. 333-190296 and 333-268428 combination Gold Track Select Prospectus and Registered Fixed Account Option;

File No. 333-198314 MetLife Accumulation Annuity;

File No. 333-198448 MetLife Investment Portfolio Architect<sup>SM</sup> -Standard Version and MetLife Investment Portfolio Architect<sup>SM</sup> -C Share Option;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Metropolitan Life Separate Account UL (SEC File No. 811-06025)

File No. 033-32813 UL II Flexible Premium Multifunded Life Insurance Policies;

File No. 033-47927 Equity Advantage VUL and Flexible Premium Multifunded Life Insurance Policy;

------

File No. 033-57320 MetFlex Flexible Premium Variable Life Insurance Policy and MetFlex C Flexible Premium Variable Life Insurance Policy;

File No. 033-91226 Group Variable Universal Life Insurance Policies ("Group Policies");

File No. 333-40161 The Equity Options (Equity Additions and Equity Enricher) Life Insurance Policy Riders;

File No. 333-147508 Equity Advantage VUL Flexible Premium Variable Life Insurance Policies;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Metropolitan Life Variable Annuity Separate Account II (SEC File No 811-08628)

File No. 333-138113 Flexible Premium Variable Annuity;

File No. 333-138115 Flexible Premium Deferred Variable Annuity;

File No. 333-161093 Flexible Premium Variable Annuity (B);

File No. 333-161094 Flexible Premium Deferred Variable Annuity (B);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● New England Life Retirement Investment Account (SEC File No. 811-03285)

File No. 333-11133 Preference;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● New England Variable Annuity Fund I (SEC File No. 811-01930)

File No. 333-11137 New England Variable Annuity Fund I;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Paragon Separate Account A (SEC File No. 811-05382)

File No. 333-133674 Group and Individual Flexible Premium Variable Life Insurance Policies (AFIS);

File No. 333-133699 Group American Plus;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Paragon Separate Account B (SEC File No. 811-07534)

File No. 333-133671 Group and Individual Flexible Premium Variable Life Insurance Policies (DWS C), Group Variable Universal Life Insurance Policies and Certificates (MetFlex GVUL C), Group and Individual Flexible Premium Variable Life Insurance Policies (Multi Manager C), Group and Individual Flexible Premium Variable Life Insurance Policies (Morgan Stanley), Group and Individual Flexible Premium Variable Life Insurance Policies (Putnam), Group and Individual Flexible Premium Variable Life Insurance Policies (MFS), and Group and Individual Flexible Premium Variable Life Insurance Policies (Multi Manager III);

File No. 333-133675 Group and Individual Flexible Premium Variable Life Insurance Policies (DWS D), Group Variable Universal Life Insurance Policies and Certificates (MetFlex GVUL D), Group Variable Universal Life Insurance Policies and Certificates (MetFlex GVUL D II), Group and Individual Flexible Premium Variable Life Insurance Policies (Multi Manager D), and Group and Individual Flexible Premium Variable Life Insurance Policies (Multi Manager II);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Paragon Separate Account C (SEC File No. 811-07982)

File No. 333-133673 Group and Individual Flexible Premium Variable Life Insurance Policies (Fidelity C);

File No. 333-133678 Group and Individual Flexible Premium Variable Life Insurance Policies (Fidelity D);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Paragon Separate Account D (SEC File No. 811-08385)

File No. 333-133672 Individual Variable Life Insurance 50414 (IVUL);

File No. 333-133698 Joint Survivor Variable Universal Life 50415 (JSVUL); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;● Separate Account No. 13S (SEC File No. 811-08938)

File No. 333-110185 LCL2 Flexible Premium Variable Life

------

and to have full power and authority to do or cause to be done in my name, place and stead each and every act and thing necessary or appropriate in order to effectuate the same, as fully to all intents and purposes as I might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, I have hereunto set my hand this 28 day of October 2025.

/s/ Adrienne O'Neill

Adrienne O'Neill