# EDGAR Filing Document

**Accession Number:** 0001725247
**File Stem:** 0001725247-25-000005
**Filing Date:** 2025-7
**Character Count:** 29904
**Document Hash:** 81445a44133b6ecf296494dc204979ec
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001725247-25-000005.hdr.sgml**: 20250723

**ACCESSION NUMBER**: 0001725247-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250723

**DATE AS OF CHANGE**: 20250723

**EFFECTIVENESS DATE**: 20250723

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WoodTrust Financial Corp
- **CENTRAL INDEX KEY:** 0001725247

**ORGANIZATION NAME:**
- **EIN:** 391082300
- **STATE OF INCORPORATION:** WI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18203
- **FILM NUMBER:** 251142605

**BUSINESS ADDRESS:**
- **STREET 1:** 181 2ND STREET SOUTH
- **STREET 2:** PO BOX 8000
- **CITY:** WISCONSIN RAPIDS
- **STATE:** WI
- **ZIP:** 54495-8000
- **BUSINESS PHONE:** 715-423-6800

**MAIL ADDRESS:**
- **STREET 1:** 181 2ND STREET SOUTH
- **STREET 2:** PO BOX 8000
- **CITY:** WISCONSIN RAPIDS
- **STATE:** WI
- **ZIP:** 54495-8000

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WoodTrust Financial Corp<br>**Address:** 181 2ND STREET SOUTH<br>PO BOX 8000<br>WISCONSIN RAPIDS, WI 54495-8000

**Form 13F File Number:** 028-18203

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jason Deitz<br>**Title:** SVP  Chief Investment Officer<br>**Phone:** 715-422-0225

**Signature, Place, and Date of Signing:**

Jason Deitz  Wisconsin Rapids, WI  07-23-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 241

**Form 13F Information Table Value Total:** $795300

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name           | Form 13F File Number   |
|:---|:---|:---|
|  | WoodTrust Bank | 028-18204              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AON PLC                      SHS CL A | COMMON | G0403H108 |  | 250 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| AON PLC                      SHS CL A | COMMON | G0403H108 |  | 1921 | 5385 | SH |  | DFND |  | 5385 | 0 | 0 |
| ACCENTURE PLC IRELAND        SHS CLASS A | COMMON | G1151C101 |  | 562 | 1880 | SH |  | DFND |  | 1880 | 0 | 0 |
| LINDE PLC                    SHS | COMMON | G54950103 |  | 282 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| LINDE PLC                    SHS | COMMON | G54950103 |  | 2086 | 4445 | SH |  | DFND |  | 4445 | 0 | 0 |
| CHUBB LIMITED                COM | COMMON | H1467J104 |  | 303 | 1047 | SH |  | DFND |  | 1047 | 0 | 0 |
| MONDAY COM LTD               SHS | COMMON | M7S64H106 |  | 330 | 1050 | SH |  | DFND |  | 1050 | 0 | 0 |
| AAR CORP                     COM | COMMON | 000361105 |  | 430 | 6250 | SH |  | DFND |  | 6250 | 0 | 0 |
| ABBOTT LABS                  COM | COMMON | 002824100 |  | 264 | 1942 | SH |  | DFND |  | 1942 | 0 | 0 |
| ABBOTT LABS                  COM | COMMON | 002824100 |  | 548 | 4030 | SH |  | DFND |  | 4030 | 0 | 0 |
| ABBVIE INC                   COM | COMMON | 00287Y109 |  | 339 | 1829 | SH |  | DFND |  | 1829 | 0 | 0 |
| ABBVIE INC                   COM | COMMON | 00287Y109 |  | 575 | 3100 | SH |  | DFND |  | 3100 | 0 | 0 |
| AEROVIRONMENT INC            COM | COMMON | 008073108 |  | 641 | 2250 | SH |  | DFND |  | 2250 | 0 | 0 |
| ALPHABET INC                 CAP STK CL C | COMMON | 02079K107 |  | 9439 | 53210 | SH |  | DFND |  | 53210 | 0 | 0 |
| ALPHABET INC                 CAP STK CL A | COMMON | 02079K305 |  | 14141 | 80240 | SH |  | DFND |  | 80240 | 0 | 0 |
| ALPHABET INC                 CAP STK CL A | COMMON | 02079K305 |  | 1577 | 8950 | SH |  | DFND |  | 8950 | 0 | 0 |
| AMAZON COM INC               COM | COMMON | 023135106 |  | 24022 | 109493 | SH |  | DFND |  | 109493 | 0 | 0 |
| AMAZON COM INC               COM | COMMON | 023135106 |  | 2183 | 9950 | SH |  | DFND |  | 9950 | 0 | 0 |
| AMERICAN EXPRESS CO          COM | COMMON | 025816109 |  | 10415 | 32652 | SH |  | DFND |  | 32652 | 0 | 0 |
| AMERICAN EXPRESS CO          COM | COMMON | 025816109 |  | 2805 | 8795 | SH |  | DFND |  | 8795 | 0 | 0 |
| AMETEK INC                   COM | COMMON | 031100100 |  | 299 | 1655 | SH |  | DFND |  | 1655 | 0 | 0 |
| AMETEK INC                   COM | COMMON | 031100100 |  | 1844 | 10188 | SH |  | DFND |  | 10188 | 0 | 0 |
| AMGEN INC                    COM | COMMON | 031162100 |  | 2067 | 7404 | SH |  | DFND |  | 7404 | 0 | 0 |
| APPLE INC                    COM | COMMON | 037833100 |  | 18098 | 88208 | SH |  | DFND |  | 88208 | 0 | 0 |
| APPLE INC                    COM | COMMON | 037833100 |  | 1995 | 9725 | SH |  | DFND |  | 9725 | 0 | 0 |
| APPLIED MATLS INC            COM | COMMON | 038222105 |  | 14364 | 78461 | SH |  | DFND |  | 78461 | 0 | 0 |
| ASSOCIATED BANC CORP         COM | COMMON | 045487105 |  | 445 | 18261 | SH |  | DFND |  | 18261 | 0 | 0 |
| BANK AMERICA CORP            COM | COMMON | 060505104 |  | 735 | 15527 | SH |  | DFND |  | 15527 | 0 | 0 |
| BANK MONTREAL QUE            COM | COMMON | 063671101 |  | 309 | 2791 | SH |  | DFND |  | 2791 | 0 | 0 |
| BANK NEW YORK MELLON CORP    COM | COMMON | 064058100 |  | 237 | 2602 | SH |  | DFND |  | 2602 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL   CL A | COMMON | 084670108 |  | 13118 | 18 | SH |  | DFND |  | 18 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL   CL B NEW | COMMON | 084670702 |  | 28206 | 58065 | SH |  | DFND |  | 58065 | 0 | 0 |
| BILL HOLDINGS INC            COM | COMMON | 090043100 |  | 83 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| BILL HOLDINGS INC            COM | COMMON | 090043100 |  | 1106 | 23900 | SH |  | DFND |  | 23900 | 0 | 0 |
| BLACKSTONE INC               COM | COMMON | 09260D107 |  | 105 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| BLACKSTONE INC               COM | COMMON | 09260D107 |  | 1593 | 10650 | SH |  | DFND |  | 10650 | 0 | 0 |
| BOEING CO                    COM | COMMON | 097023105 |  | 416 | 1987 | SH |  | DFND |  | 1987 | 0 | 0 |
| BOEING CO                    COM | COMMON | 097023105 |  | 1393 | 6650 | SH |  | DFND |  | 6650 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO      COM | COMMON | 110122108 |  | 272 | 5879 | SH |  | DFND |  | 5879 | 0 | 0 |
| BROADCOM INC                 COM | COMMON | 11135F101 |  | 387 | 1405 | SH |  | DFND |  | 1405 | 0 | 0 |
| BROADCOM INC                 COM | COMMON | 11135F101 |  | 675 | 2450 | SH |  | DFND |  | 2450 | 0 | 0 |
| THE CIGNA GROUP              COM | COMMON | 125523100 |  | 202 | 610 | SH |  | DFND |  | 610 | 0 | 0 |
| CME GROUP INC                COM | COMMON | 12572Q105 |  | 455 | 1650 | SH |  | DFND |  | 1650 | 0 | 0 |
| CAPITAL ONE FINL CORP        COM | COMMON | 14040H105 |  | 341 | 1601 | SH |  | DFND |  | 1601 | 0 | 0 |
| CARRIER GLOBAL CORPORATION   COM | COMMON | 14448C104 |  | 222 | 3040 | SH |  | DFND |  | 3040 | 0 | 0 |
| CASELLA WASTE SYS INC        CL A | COMMON | 147448104 |  | 260 | 2250 | SH |  | DFND |  | 2250 | 0 | 0 |
| CATERPILLAR INC              COM | COMMON | 149123101 |  | 240 | 617 | SH |  | DFND |  | 617 | 0 | 0 |
| CHEVRON CORP NEW             COM | COMMON | 166764100 |  | 6238 | 43563 | SH |  | DFND |  | 43563 | 0 | 0 |
| CHEVRON CORP NEW             COM | COMMON | 166764100 |  | 480 | 3349 | SH |  | DFND |  | 3349 | 0 | 0 |
| CISCO SYS INC                COM | COMMON | 17275R102 |  | 992 | 14297 | SH |  | DFND |  | 14297 | 0 | 0 |
| CLEARWATER ANALYTICS HLDGS I CL A | COMMON | 185123106 |  | 214 | 9750 | SH |  | DFND |  | 9750 | 0 | 0 |
| COCA COLA CO                 COM | COMMON | 191216100 |  | 71 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| COCA COLA CO                 COM | COMMON | 191216100 |  | 619 | 8750 | SH |  | DFND |  | 8750 | 0 | 0 |
| COSTCO WHSL CORP NEW         COM | COMMON | 22160K105 |  | 11240 | 11354 | SH |  | DFND |  | 11354 | 0 | 0 |
| COSTAR GROUP INC             COM | COMMON | 22160N109 |  | 123 | 1535 | SH |  | DFND |  | 1535 | 0 | 0 |
| COSTAR GROUP INC             COM | COMMON | 22160N109 |  | 1902 | 23655 | SH |  | DFND |  | 23655 | 0 | 0 |
| CURTISS WRIGHT CORP          COM | COMMON | 231561101 |  | 464 | 950 | SH |  | DFND |  | 950 | 0 | 0 |
| DEERE  CO                   COM | COMMON | 244199105 |  | 7699 | 15141 | SH |  | DFND |  | 15141 | 0 | 0 |
| DEERE  CO                   COM | COMMON | 244199105 |  | 470 | 925 | SH |  | DFND |  | 925 | 0 | 0 |
| DESCARTES SYS GROUP INC      COM | COMMON | 249906108 |  | 51 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| DESCARTES SYS GROUP INC      COM | COMMON | 249906108 |  | 1057 | 10400 | SH |  | DFND |  | 10400 | 0 | 0 |
| DEXCOM INC                   COM | COMMON | 252131107 |  | 179 | 2050 | SH |  | DFND |  | 2050 | 0 | 0 |
| DEXCOM INC                   COM | COMMON | 252131107 |  | 1672 | 19150 | SH |  | DFND |  | 19150 | 0 | 0 |
| DISNEY WALT CO               COM | COMMON | 254687106 |  | 12410 | 100071 | SH |  | DFND |  | 100071 | 0 | 0 |
| DUTCH BROS INC               CL A | COMMON | 26701L100 |  | 479 | 7000 | SH |  | DFND |  | 7000 | 0 | 0 |
| DYNATRACE INC                COM NEW | COMMON | 268150109 |  | 317 | 5750 | SH |  | DFND |  | 5750 | 0 | 0 |
| ECOLAB INC                   COM | COMMON | 278865100 |  | 275 | 1020 | SH |  | DFND |  | 1020 | 0 | 0 |
| ECOLAB INC                   COM | COMMON | 278865100 |  | 2585 | 9595 | SH |  | DFND |  | 9595 | 0 | 0 |
| EMERSON ELEC CO              COM | COMMON | 291011104 |  | 234 | 1756 | SH |  | DFND |  | 1756 | 0 | 0 |
| EMERSON ELEC CO              COM | COMMON | 291011104 |  | 520 | 3900 | SH |  | DFND |  | 3900 | 0 | 0 |
| EXXON MOBIL CORP             COM | COMMON | 30231G102 |  | 880 | 8159 | SH |  | DFND |  | 8159 | 0 | 0 |
| META PLATFORMS INC           CL A | COMMON | 30303M102 |  | 658 | 891 | SH |  | DFND |  | 891 | 0 | 0 |
| FASTENAL CO                  COM | COMMON | 311900104 |  | 336 | 8000 | SH |  | DFND |  | 8000 | 0 | 0 |
| FASTENAL CO                  COM | COMMON | 311900104 |  | 2554 | 60800 | SH |  | DFND |  | 60800 | 0 | 0 |
| FIDELITY NATL INFORMATION SV COM | COMMON | 31620M106 |  | 338 | 4155 | SH |  | DFND |  | 4155 | 0 | 0 |
| FISERV INC                   COM | COMMON | 337738108 |  | 398 | 2307 | SH |  | DFND |  | 2307 | 0 | 0 |
| FORD MTR CO                  COM | COMMON | 345370860 |  | 240 | 22162 | SH |  | DFND |  | 22162 | 0 | 0 |
| GE VERNOVA INC               COM | COMMON | 36828A101 |  | 870 | 1645 | SH |  | DFND |  | 1645 | 0 | 0 |
| GE VERNOVA INC               COM | COMMON | 36828A101 |  | 1294 | 2445 | SH |  | DFND |  | 2445 | 0 | 0 |
| GENERAC HLDGS INC            COM | COMMON | 368736104 |  | 967 | 6750 | SH |  | DFND |  | 6750 | 0 | 0 |
| GENERAL DYNAMICS CORP        COM | COMMON | 369550108 |  | 6828 | 23410 | SH |  | DFND |  | 23410 | 0 | 0 |
| GE AEROSPACE                 COM NEW | COMMON | 369604301 |  | 1335 | 5187 | SH |  | DFND |  | 5187 | 0 | 0 |
| GILEAD SCIENCES INC          COM | COMMON | 375558103 |  | 506 | 4567 | SH |  | DFND |  | 4567 | 0 | 0 |
| GOLDMAN SACHS GROUP INC      COM | COMMON | 38141G104 |  | 10447 | 14761 | SH |  | DFND |  | 14761 | 0 | 0 |
| GOLDMAN SACHS GROUP INC      COM | COMMON | 38141G104 |  | 859 | 1213 | SH |  | DFND |  | 1213 | 0 | 0 |
| GUIDEWIRE SOFTWARE INC       COM | COMMON | 40171V100 |  | 1436 | 6100 | SH |  | DFND |  | 6100 | 0 | 0 |
| HOME DEPOT INC               COM | COMMON | 437076102 |  | 8974 | 24476 | SH |  | DFND |  | 24476 | 0 | 0 |
| HOME DEPOT INC               COM | COMMON | 437076102 |  | 1938 | 5286 | SH |  | DFND |  | 5286 | 0 | 0 |
| HONEYWELL INTL INC           COM | COMMON | 438516106 |  | 6820 | 29285 | SH |  | DFND |  | 29285 | 0 | 0 |
| HOWMET AEROSPACE INC         COM | COMMON | 443201108 |  | 1142 | 6133 | SH |  | DFND |  | 6133 | 0 | 0 |
| IRHYTHM TECHNOLOGIES INC     COM | COMMON | 450056106 |  | 258 | 1675 | SH |  | DFND |  | 1675 | 0 | 0 |
| IRHYTHM TECHNOLOGIES INC     COM | COMMON | 450056106 |  | 1386 | 9000 | SH |  | DFND |  | 9000 | 0 | 0 |
| IDEXX LABS INC               COM | COMMON | 45168D104 |  | 6768 | 12619 | SH |  | DFND |  | 12619 | 0 | 0 |
| INSULET CORP                 COM | COMMON | 45784P101 |  | 115 | 365 | SH |  | DFND |  | 365 | 0 | 0 |
| INSULET CORP                 COM | COMMON | 45784P101 |  | 723 | 2300 | SH |  | DFND |  | 2300 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN COM | COMMON | 45866F104 |  | 330 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN COM | COMMON | 45866F104 |  | 1459 | 7950 | SH |  | DFND |  | 7950 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS COM | COMMON | 459200101 |  | 1897 | 6434 | SH |  | DFND |  | 6434 | 0 | 0 |
| INTUITIVE SURGICAL INC       COM NEW | COMMON | 46120E602 |  | 421 | 775 | SH |  | DFND |  | 775 | 0 | 0 |
| INTUITIVE SURGICAL INC       COM NEW | COMMON | 46120E602 |  | 1839 | 3385 | SH |  | DFND |  | 3385 | 0 | 0 |
| JPMORGAN CHASE  CO.         COM | COMMON | 46625H100 |  | 20596 | 71043 | SH |  | DFND |  | 71043 | 0 | 0 |
| JPMORGAN CHASE  CO.         COM | COMMON | 46625H100 |  | 2798 | 9650 | SH |  | DFND |  | 9650 | 0 | 0 |
| JOHNSON  JOHNSON            COM | COMMON | 478160104 |  | 16532 | 108228 | SH |  | DFND |  | 108228 | 0 | 0 |
| JOHNSON  JOHNSON            COM | COMMON | 478160104 |  | 607 | 3975 | SH |  | DFND |  | 3975 | 0 | 0 |
| LPL FINL HLDGS INC           COM | COMMON | 50212V100 |  | 263 | 702 | SH |  | DFND |  | 702 | 0 | 0 |
| ELI LILLY  CO               COM | COMMON | 532457108 |  | 259 | 332 | SH |  | DFND |  | 332 | 0 | 0 |
| ELI LILLY  CO               COM | COMMON | 532457108 |  | 1247 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| LOWES COS INC                COM | COMMON | 548661107 |  | 408 | 1840 | SH |  | DFND |  | 1840 | 0 | 0 |
| LOWES COS INC                COM | COMMON | 548661107 |  | 1492 | 6725 | SH |  | DFND |  | 6725 | 0 | 0 |
| MCDONALDS CORP               COM | COMMON | 580135101 |  | 354 | 1212 | SH |  | DFND |  | 1212 | 0 | 0 |
| MCDONALDS CORP               COM | COMMON | 580135101 |  | 467 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| MICROSOFT CORP               COM | COMMON | 594918104 |  | 29045 | 58393 | SH |  | DFND |  | 58393 | 0 | 0 |
| MICROSOFT CORP               COM | COMMON | 594918104 |  | 2950 | 5930 | SH |  | DFND |  | 5930 | 0 | 0 |
| MONDELEZ INTL INC            CL A | COMMON | 609207105 |  | 249 | 3696 | SH |  | DFND |  | 3696 | 0 | 0 |
| MONGODB INC                  CL A | COMMON | 60937P106 |  | 73 | 350 | SH |  | DFND |  | 350 | 0 | 0 |
| MONGODB INC                  CL A | COMMON | 60937P106 |  | 1060 | 5050 | SH |  | DFND |  | 5050 | 0 | 0 |
| MUELLER INDS INC             COM | COMMON | 624756102 |  | 247 | 3106 | SH |  | DFND |  | 3106 | 0 | 0 |
| NIKE INC                     CL B | COMMON | 654106103 |  | 8903 | 125320 | SH |  | DFND |  | 125320 | 0 | 0 |
| NIKE INC                     CL B | COMMON | 654106103 |  | 206 | 2900 | SH |  | DFND |  | 2900 | 0 | 0 |
| NORTHROP GRUMMAN CORP        COM | COMMON | 666807102 |  | 6388 | 12777 | SH |  | DFND |  | 12777 | 0 | 0 |
| NOVANTA INC                  COM | COMMON | 67000B104 |  | 88 | 683 | SH |  | DFND |  | 683 | 0 | 0 |
| NOVANTA INC                  COM | COMMON | 67000B104 |  | 226 | 1750 | SH |  | DFND |  | 1750 | 0 | 0 |
| NVIDIA CORPORATION           COM | COMMON | 67066G104 |  | 379 | 2397 | SH |  | DFND |  | 2397 | 0 | 0 |
| NVIDIA CORPORATION           COM | COMMON | 67066G104 |  | 1011 | 6400 | SH |  | DFND |  | 6400 | 0 | 0 |
| OREILLY AUTOMOTIVE INC       COM | COMMON | 67103H107 |  | 291 | 3225 | SH |  | DFND |  | 3225 | 0 | 0 |
| OREILLY AUTOMOTIVE INC       COM | COMMON | 67103H107 |  | 1717 | 19050 | SH |  | DFND |  | 19050 | 0 | 0 |
| ORACLE CORP                  COM | COMMON | 68389X105 |  | 138 | 630 | SH |  | DFND |  | 630 | 0 | 0 |
| ORACLE CORP                  COM | COMMON | 68389X105 |  | 787 | 3600 | SH |  | DFND |  | 3600 | 0 | 0 |
| PSB HLDGS INC WIS            COM | COMMON | 69360N108 |  | 821 | 34373 | SH |  | DFND |  | 34373 | 0 | 0 |
| PALO ALTO NETWORKS INC       COM | COMMON | 697435105 |  | 203 | 990 | SH |  | DFND |  | 990 | 0 | 0 |
| PAYPAL HLDGS INC             COM | COMMON | 70450Y103 |  | 11828 | 159150 | SH |  | DFND |  | 159150 | 0 | 0 |
| PEPSICO INC                  COM | COMMON | 713448108 |  | 9650 | 73085 | SH |  | DFND |  | 73085 | 0 | 0 |
| PFIZER INC                   COM | COMMON | 717081103 |  | 9241 | 381217 | SH |  | DFND |  | 381217 | 0 | 0 |
| PFIZER INC                   COM | COMMON | 717081103 |  | 531 | 21900 | SH |  | DFND |  | 21900 | 0 | 0 |
| PROCTER AND GAMBLE CO        COM | COMMON | 742718109 |  | 666 | 4178 | SH |  | DFND |  | 4178 | 0 | 0 |
| PROCTER AND GAMBLE CO        COM | COMMON | 742718109 |  | 597 | 3750 | SH |  | DFND |  | 3750 | 0 | 0 |
| PROCORE TECHNOLOGIES INC     COM | COMMON | 74275K108 |  | 222 | 3250 | SH |  | DFND |  | 3250 | 0 | 0 |
| PURE STORAGE INC             CL A | COMMON | 74624M102 |  | 220 | 3815 | SH |  | DFND |  | 3815 | 0 | 0 |
| PURE STORAGE INC             CL A | COMMON | 74624M102 |  | 1720 | 29880 | SH |  | DFND |  | 29880 | 0 | 0 |
| RB GLOBAL INC                COM | COMMON | 74935Q107 |  | 393 | 3700 | SH |  | DFND |  | 3700 | 0 | 0 |
| RB GLOBAL INC                COM | COMMON | 74935Q107 |  | 3048 | 28705 | SH |  | DFND |  | 28705 | 0 | 0 |
| RTX CORPORATION              COM | COMMON | 75513E101 |  | 303 | 2075 | SH |  | DFND |  | 2075 | 0 | 0 |
| REMITLY GLOBAL INC           COM | COMMON | 75960P104 |  | 347 | 18500 | SH |  | DFND |  | 18500 | 0 | 0 |
| RESMED INC                   COM | COMMON | 761152107 |  | 330 | 1280 | SH |  | DFND |  | 1280 | 0 | 0 |
| RESMED INC                   COM | COMMON | 761152107 |  | 1651 | 6400 | SH |  | DFND |  | 6400 | 0 | 0 |
| ROCKWELL AUTOMATION INC      COM | COMMON | 773903109 |  | 206 | 620 | SH |  | DFND |  | 620 | 0 | 0 |
| ROCKWELL AUTOMATION INC      COM | COMMON | 773903109 |  | 1845 | 5555 | SH |  | DFND |  | 5555 | 0 | 0 |
| RYAN SPECIALTY HOLDINGS INC  CL A | COMMON | 78351F107 |  | 102 | 1500 | SH |  | DFND |  | 1500 | 0 | 0 |
| RYAN SPECIALTY HOLDINGS INC  CL A | COMMON | 78351F107 |  | 1112 | 16350 | SH |  | DFND |  | 16350 | 0 | 0 |
| S GLOBAL INC               COM | COMMON | 78409V104 |  | 303 | 575 | SH |  | DFND |  | 575 | 0 | 0 |
| S GLOBAL INC               COM | COMMON | 78409V104 |  | 1291 | 2449 | SH |  | DFND |  | 2449 | 0 | 0 |
| SPX TECHNOLOGIES INC         COM | COMMON | 78473E103 |  | 268 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| SALESFORCE INC               COM | COMMON | 79466L302 |  | 14768 | 54156 | SH |  | DFND |  | 54156 | 0 | 0 |
| SALESFORCE INC               COM | COMMON | 79466L302 |  | 1357 | 4975 | SH |  | DFND |  | 4975 | 0 | 0 |
| SCOTTS MIRACLE-GRO CO        CL A | COMMON | 810186106 |  | 396 | 6000 | SH |  | DFND |  | 6000 | 0 | 0 |
| SERVICENOW INC               COM | COMMON | 81762P102 |  | 41 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| SERVICENOW INC               COM | COMMON | 81762P102 |  | 339 | 330 | SH |  | DFND |  | 330 | 0 | 0 |
| STARBUCKS CORP               COM | COMMON | 855244109 |  | 5631 | 61454 | SH |  | DFND |  | 61454 | 0 | 0 |
| STARBUCKS CORP               COM | COMMON | 855244109 |  | 1621 | 17695 | SH |  | DFND |  | 17695 | 0 | 0 |
| STORA ENSO OYJ               SPON ADR REP R | COMMON | 86210M106 |  | 866 | 80000 | SH |  | DFND |  | 80000 | 0 | 0 |
| STRYKER CORPORATION          COM | COMMON | 863667101 |  | 492 | 1244 | SH |  | DFND |  | 1244 | 0 | 0 |
| STRYKER CORPORATION          COM | COMMON | 863667101 |  | 1812 | 4580 | SH |  | DFND |  | 4580 | 0 | 0 |
| SWEETGREEN INC               COM CL A | COMMON | 87043Q108 |  | 126 | 8500 | SH |  | DFND |  | 8500 | 0 | 0 |
| SWEETGREEN INC               COM CL A | COMMON | 87043Q108 |  | 949 | 63800 | SH |  | DFND |  | 63800 | 0 | 0 |
| TEXAS INSTRS INC             COM | COMMON | 882508104 |  | 152 | 734 | SH |  | DFND |  | 734 | 0 | 0 |
| TEXAS INSTRS INC             COM | COMMON | 882508104 |  | 343 | 1650 | SH |  | DFND |  | 1650 | 0 | 0 |
| TOAST INC                    CL A | COMMON | 888787108 |  | 310 | 7000 | SH |  | DFND |  | 7000 | 0 | 0 |
| TOAST INC                    CL A | COMMON | 888787108 |  | 1683 | 38000 | SH |  | DFND |  | 38000 | 0 | 0 |
| TOTALENERGIES SE             SPONSORED ADS | COMMON | 89151E109 |  | 8 | 125 | SH |  | DFND |  | 125 | 0 | 0 |
| TOTALENERGIES SE             SPONSORED ADS | COMMON | 89151E109 |  | 353 | 5750 | SH |  | DFND |  | 5750 | 0 | 0 |
| TRANSDIGM GROUP INC          COM | COMMON | 893641100 |  | 456 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| TRANSDIGM GROUP INC          COM | COMMON | 893641100 |  | 2851 | 1875 | SH |  | DFND |  | 1875 | 0 | 0 |
| TYLER TECHNOLOGIES INC       COM | COMMON | 902252105 |  | 326 | 550 | SH |  | DFND |  | 550 | 0 | 0 |
| UBER TECHNOLOGIES INC        COM | COMMON | 90353T100 |  | 471 | 5050 | SH |  | DFND |  | 5050 | 0 | 0 |
| UBER TECHNOLOGIES INC        COM | COMMON | 90353T100 |  | 1889 | 20250 | SH |  | DFND |  | 20250 | 0 | 0 |
| UL SOLUTIONS INC             CLASS A COM SHS | COMMON | 903731107 |  | 437 | 6000 | SH |  | DFND |  | 6000 | 0 | 0 |
| UNILEVER PLC                 SPON ADR NEW | COMMON | 904767704 |  | 266 | 4350 | SH |  | DFND |  | 4350 | 0 | 0 |
| UNION PAC CORP               COM | COMMON | 907818108 |  | 158 | 688 | SH |  | DFND |  | 688 | 0 | 0 |
| UNION PAC CORP               COM | COMMON | 907818108 |  | 460 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| UNITEDHEALTH GROUP INC       COM | COMMON | 91324P102 |  | 7617 | 24417 | SH |  | DFND |  | 24417 | 0 | 0 |
| VERIZON COMMUNICATIONS INC   COM | COMMON | 92343V104 |  | 299 | 6910 | SH |  | DFND |  | 6910 | 0 | 0 |
| VERISK ANALYTICS INC         COM | COMMON | 92345Y106 |  | 7875 | 25282 | SH |  | DFND |  | 25282 | 0 | 0 |
| VISA INC                     COM CL A | COMMON | 92826C839 |  | 1257 | 3541 | SH |  | DFND |  | 3541 | 0 | 0 |
| VISA INC                     COM CL A | COMMON | 92826C839 |  | 710 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| WEC ENERGY GROUP INC         COM | COMMON | 92939U106 |  | 551 | 5289 | SH |  | DFND |  | 5289 | 0 | 0 |
| WABTEC                       COM | COMMON | 929740108 |  | 342 | 1636 | SH |  | DFND |  | 1636 | 0 | 0 |
| WABTEC                       COM | COMMON | 929740108 |  | 1643 | 7850 | SH |  | DFND |  | 7850 | 0 | 0 |
| WALMART INC                  COM | COMMON | 931142103 |  | 10342 | 105767 | SH |  | DFND |  | 105767 | 0 | 0 |
| WALMART INC                  COM | COMMON | 931142103 |  | 3882 | 39700 | SH |  | DFND |  | 39700 | 0 | 0 |
| WASTE MGMT INC DEL           COM | COMMON | 94106L109 |  | 8061 | 35230 | SH |  | DFND |  | 35230 | 0 | 0 |
| WASTE MGMT INC DEL           COM | COMMON | 94106L109 |  | 1530 | 6685 | SH |  | DFND |  | 6685 | 0 | 0 |
| WELLS FARGO CO NEW           COM | COMMON | 949746101 |  | 414 | 5166 | SH |  | DFND |  | 5166 | 0 | 0 |
| WELLS FARGO CO NEW           PERP PFD CNV A | COMMON | 949746804 |  | 352 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| WINGSTOP INC                 COM | COMMON | 974155103 |  | 261 | 776 | SH |  | DFND |  | 776 | 0 | 0 |
| WOODWARD INC                 COM | COMMON | 980745103 |  | 905 | 3692 | SH |  | DFND |  | 3692 | 0 | 0 |
| WORKDAY INC                  CL A | COMMON | 98138H101 |  | 216 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| WORKDAY INC                  CL A | COMMON | 98138H101 |  | 1404 | 5850 | SH |  | DFND |  | 5850 | 0 | 0 |
| ZOETIS INC                   CL A | COMMON | 98978V103 |  | 108 | 690 | SH |  | DFND |  | 690 | 0 | 0 |
| ZOETIS INC                   CL A | COMMON | 98978V103 |  | 1113 | 7140 | SH |  | DFND |  | 7140 | 0 | 0 |
| DIMENSIONAL ETF TRUST        US TARGETED VLU | OTHER | 25434V609 |  | 575 | 10648 | SH |  | DFND |  | 10648 | 0 | 0 |
| DIMENSIONAL ETF TRUST        US MKTWIDE VALUE | OTHER | 25434V724 |  | 426 | 10081 | SH |  | DFND |  | 10081 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TR ET SHS NEW | OTHER | 389930207 |  | 412 | 8636 | SH |  | DFND |  | 8636 | 0 | 0 |
| INVESCO QQQ TR               UNIT SER 1 | OTHER | 46090E103 |  | 2489 | 4512 | SH |  | DFND |  | 4512 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T S QUALITY | OTHER | 46137V241 |  | 370 | 5195 | SH |  | DFND |  | 5195 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T S EQL WGT | OTHER | 46137V357 |  | 751 | 4130 | SH |  | DFND |  | 4130 | 0 | 0 |
| ISHARES TR                   SELECT DIVID ETF | OTHER | 464287168 |  | 314 | 2368 | SH |  | DFND |  | 2368 | 0 | 0 |
| ISHARES TR                   CORE S ETF | OTHER | 464287200 |  | 248 | 399 | SH |  | DFND |  | 399 | 0 | 0 |
| ISHARES TR                   MSCI EAFE ETF | OTHER | 464287465 |  | 90641 | 1013999 | SH |  | DFND |  | 13999 | 0 | 0 |
| ISHARES TR                   RUS 2000 VAL ETF | OTHER | 464287630 |  | 25347 | 160669 | SH |  | DFND |  | 160669 | 0 | 0 |
| ISHARES TR                   RUS 2000 GRW ETF | OTHER | 464287648 |  | 25935 | 90725 | SH |  | DFND |  | 90725 | 0 | 0 |
| ISHARES TR                   CORE S SCP ETF | OTHER | 464287804 |  | 349 | 3194 | SH |  | DFND |  | 3194 | 0 | 0 |
| ISHARES TR                   ESG MSCI KLD 400 | OTHER | 000361105 |  | 1424 | 12256 | SH |  | DFND |  | 12256 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF    SHS BEN INT | OTHER | 002824100 |  | 224 | 3665 | SH |  | DFND |  | 3665 | 0 | 0 |
| PACER FDS TR                 US CASH COWS 100 | OTHER | 002824100 |  | 248 | 4500 | SH |  | DFND |  | 4500 | 0 | 0 |
| PROSHARES TR                 PSHS ULT S 500 | OTHER | 00287Y109 |  | 1199 | 12268 | SH |  | DFND |  | 12268 | 0 | 0 |
| SPDR SERIES TRUST            S DIVID ETF | OTHER | 00287Y109 |  | 257 | 1894 | SH |  | DFND |  | 1894 | 0 | 0 |
| SPDR S 500 ETF TR          TR UNIT | OTHER | 008073109 |  | 1517 | 2455 | SH |  | DFND |  | 2455 | 0 | 0 |
| SELECT SECTOR SPDR TR        SBI HEALTHCARE | OTHER | 02079K107 |  | 393 | 2915 | SH |  | DFND |  | 2915 | 0 | 0 |
| SELECT SECTOR SPDR TR        TECHNOLOGY | OTHER | 02079K305 |  | 273 | 1078 | SH |  | DFND |  | 1078 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS   DIV APP ETF | OTHER | 02079K305 |  | 205 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| VANGUARD STAR FDS            VG TL INTL STK F | OTHER | 023135106 |  | 4495 | 65061 | SH |  | DFND |  | 65061 | 0 | 0 |
| VANGUARD BD INDEX FDS        INTERMED TERM | OTHER | 023135106 |  | 601 | 7774 | SH |  | DFND |  | 7774 | 0 | 0 |
| VANGUARD BD INDEX FDS        SHORT TRM BOND | OTHER | 025816109 |  | 747 | 9493 | SH |  | DFND |  | 9493 | 0 | 0 |
| VANGUARD BD INDEX FDS        TOTAL BND MRKT | OTHER | 025816109 |  | 602 | 8177 | SH |  | DFND |  | 8177 | 0 | 0 |
| VANGUARD WHITEHALL FDS       HIGH DIV YLD | OTHER | 031100100 |  | 677 | 5077 | SH |  | DFND |  | 5077 | 0 | 0 |
| VANGUARD CHARLOTTE FDS       TOTAL INT BD ETF | OTHER | 031100100 |  | 297 | 5991 | SH |  | DFND |  | 5991 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF | OTHER | 031162100 |  | 29094 | 588230 | SH |  | DFND |  | 588230 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF | OTHER | 037833100 |  | 148 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS      SHRT TRM CORP BD | OTHER | 037833100 |  | 748 | 9412 | SH |  | DFND |  | 9412 | 0 | 0 |
| VANGUARD INDEX FDS           S 500 ETF SHS | OTHER | 038222105 |  | 10824 | 19055 | SH |  | DFND |  | 19055 | 0 | 0 |
| VANGUARD INDEX FDS           MCAP VL IDXVIP | OTHER | 045487105 |  | 29027 | 176500 | SH |  | DFND |  | 176500 | 0 | 0 |
| VANGUARD INDEX FDS           MCAP GR IDXVIP | OTHER | 060505104 |  | 31930 | 112275 | SH |  | DFND |  | 112275 | 0 | 0 |
| VANGUARD INDEX FDS           SML CP GRW ETF | OTHER | 063671101 |  | 518 | 1869 | SH |  | DFND |  | 1869 | 0 | 0 |
| VANGUARD INDEX FDS           SM CP VAL ETF | OTHER | 064058100 |  | 533 | 2733 | SH |  | DFND |  | 2733 | 0 | 0 |
| VANGUARD INDEX FDS           GROWTH ETF | OTHER | 084670108 |  | 4274 | 9750 | SH |  | DFND |  | 9750 | 0 | 0 |
| VANGUARD INDEX FDS           VALUE ETF | OTHER | 084670702 |  | 3251 | 18395 | SH |  | DFND |  | 18395 | 0 | 0 |
| VANGUARD INDEX FDS           TOTAL STK MKT | OTHER | 090043100 |  | 5244 | 17255 | SH |  | DFND |  | 17255 | 0 | 0 |

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