# EDGAR Filing Document

**Accession Number:** 0001784093
**File Stem:** 0002063364-25-000197
**Filing Date:** 2025-8
**Character Count:** 11152
**Document Hash:** 0bfd0fae83259f1241ef1ea81fdb32c1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002063364-25-000197.hdr.sgml**: 20250808

**ACCESSION NUMBER**: 0002063364-25-000197

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250808

**DATE AS OF CHANGE**: 20250808

**EFFECTIVENESS DATE**: 20250808

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Beacon Harbor Wealth Advisors, Inc.
- **CENTRAL INDEX KEY:** 0001784093

**ORGANIZATION NAME:**
- **EIN:** 832819533
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19562
- **FILM NUMBER:** 251197471

**BUSINESS ADDRESS:**
- **STREET 1:** 440 VIKING DRIVE
- **STREET 2:** SUITE 200
- **CITY:** VIRGINIA BEACH
- **STATE:** VA
- **ZIP:** 23452
- **BUSINESS PHONE:** 757-644-4546

**MAIL ADDRESS:**
- **STREET 1:** 440 VIKING DRIVE
- **STREET 2:** SUITE 200
- **CITY:** VIRGINIA BEACH
- **STATE:** VA
- **ZIP:** 23452

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Beacon Harbor Wealth Advisors Inc.<br>**Address:** 440 VIKING DRIVE<br>SUITE 200<br>VIRGINIA BEACH, VA 23452

**Form 13F File Number:** 028-19562

**CRD Number (if applicable):** 000300243

**SEC File Number (if applicable):** 801-114773

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jim Cullen<br>**Title:** Filing Agent<br>**Phone:** 401-466-6010

**Signature, Place, and Date of Signing:**

Jim Cullen  East Providence, RI  08-08-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 73

**Form 13F Information Table Value Total:** $400793617

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| KANDI TECHNOLOGIES GROUP INC | USD ORD SHS | G5214E103 |  | 15318 | 13800 | SH |  | SOLE | 0 | 0 | 0 | 13800 |
| ICAHN ENTERPRISES LP | DEPOSITARY UNIT | 451100101 |  | 91311 | 11350 | SH |  | SOLE | 0 | 0 | 0 | 11350 |
| APPLIED DIGITAL CORP | COM NEW | 038169207 |  | 100700 | 10000 | SH |  | SOLE | 0 | 0 | 0 | 10000 |
| INTEL CORP | COM | 458140100 |  | 201891 | 9013 | SH |  | SOLE | 0 | 0 | 0 | 9013 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 213756 | 3760 | SH |  | SOLE | 0 | 0 | 0 | 3760 |
| GE VERNOVA INC | COM | 36828A101 |  | 223301 | 422 | SH |  | SOLE | 0 | 0 | 0 | 422 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 239767 | 1100 | SH |  | SOLE | 0 | 0 | 0 | 1100 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 242943 | 1187 | SH |  | SOLE | 0 | 0 | 0 | 1187 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 274033 | 807 | SH |  | SOLE | 0 | 0 | 0 | 807 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 290885 | 411 | SH |  | SOLE | 0 | 0 | 0 | 411 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 290928 | 4328 | SH |  | SOLE | 0 | 0 | 0 | 4328 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 328677 | 2063 | SH |  | SOLE | 0 | 0 | 0 | 2063 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 348026 | 2314 | SH |  | SOLE | 0 | 0 | 0 | 2314 |
| FERGUSON ENTERPRISES INC | COMMON STOCK NEW | 31488V107 |  | 426572 | 1959 | SH |  | SOLE | 0 | 0 | 0 | 1959 |
| GE AEROSPACE | COM NEW | 369604301 |  | 435504 | 1692 | SH |  | SOLE | 0 | 0 | 0 | 1692 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 437566 | 14980 | SH |  | SOLE | 0 | 0 | 0 | 14980 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 541391 | 1115 | SH |  | SOLE | 0 | 0 | 0 | 1115 |
| AMAZON COM INC | COM | 023135106 |  | 561638 | 2560 | SH |  | SOLE | 0 | 0 | 0 | 2560 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 561851 | 1906 | SH |  | SOLE | 0 | 0 | 0 | 1906 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 576340 | 3249 | SH |  | SOLE | 0 | 0 | 0 | 3249 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 677700 | 10599 | SH |  | SOLE | 0 | 0 | 0 | 10599 |
| MICROSOFT CORP | COM | 594918104 |  | 987359 | 1985 | SH |  | SOLE | 0 | 0 | 0 | 1985 |
| APPLE INC | COM | 037833100 |  | 1273490 | 6207 | SH |  | SOLE | 0 | 0 | 0 | 6207 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1372956 | 12911 | SH |  | SOLE | 0 | 0 | 0 | 12911 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1410758 | 24001 | SH |  | SOLE | 0 | 0 | 0 | 24001 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 1963738 | 25900 | SH |  | SOLE | 0 | 0 | 0 | 25900 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 2629293 | 36176 | SH |  | SOLE | 0 | 0 | 0 | 36176 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 3457704 | 69839 | SH |  | SOLE | 0 | 0 | 0 | 69839 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 3751153 | 87582 | SH |  | SOLE | 0 | 0 | 0 | 87582 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 4203014 | 23077 | SH |  | SOLE | 0 | 0 | 0 | 23077 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 4285356 | 92576 | SH |  | SOLE | 0 | 0 | 0 | 92576 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 4460095 | 145375 | SH |  | SOLE | 0 | 0 | 0 | 145375 |
| PEPSICO INC | COM | 713448108 |  | 4573073 | 34634 | SH |  | SOLE | 0 | 0 | 0 | 34634 |
| PFIZER INC | COM | 717081103 |  | 4626446 | 190860 | SH |  | SOLE | 0 | 0 | 0 | 190860 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 4761299 | 68469 | SH |  | SOLE | 0 | 0 | 0 | 68469 |
| STRIDE INC | COM | 86333M108 |  | 5324698 | 36674 | SH |  | SOLE | 0 | 0 | 0 | 36674 |
| FASTENAL CO | COM | 311900104 |  | 5433792 | 129376 | SH |  | SOLE | 0 | 0 | 0 | 129376 |
| CHEVRON CORP NEW | COM | 166764100 |  | 5642288 | 39404 | SH |  | SOLE | 0 | 0 | 0 | 39404 |
| E L F BEAUTY INC | COM | 26856L103 |  | 5667495 | 45544 | SH |  | SOLE | 0 | 0 | 0 | 45544 |
| COMMVAULT SYS INC | COM | 204166102 |  | 5764221 | 33065 | SH |  | SOLE | 0 | 0 | 0 | 33065 |
| PROLOGIS INC. | COM | 74340W103 |  | 5934444 | 56454 | SH |  | SOLE | 0 | 0 | 0 | 56454 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 6166196 | 57200 | SH |  | SOLE | 0 | 0 | 0 | 57200 |
| CISCO SYS INC | COM | 17275R102 |  | 6204612 | 89429 | SH |  | SOLE | 0 | 0 | 0 | 89429 |
| MERCK  CO INC | COM | 58933Y105 |  | 6205273 | 78389 | SH |  | SOLE | 0 | 0 | 0 | 78389 |
| PEGASYSTEMS INC | COM | 705573103 |  | 6222352 | 114952 | SH |  | SOLE | 0 | 0 | 0 | 114952 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 6418221 | 148330 | SH |  | SOLE | 0 | 0 | 0 | 148330 |
| ABBVIE INC | COM | 00287Y109 |  | 6460205 | 34803 | SH |  | SOLE | 0 | 0 | 0 | 34803 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 6635117 | 43438 | SH |  | SOLE | 0 | 0 | 0 | 43438 |
| PALOMAR HLDGS INC | COM | 69753M105 |  | 6745353 | 43730 | SH |  | SOLE | 0 | 0 | 0 | 43730 |
| VIRTU FINL INC | CL A | 928254101 |  | 6761409 | 150958 | SH |  | SOLE | 0 | 0 | 0 | 150958 |
| AMGEN INC | COM | 031162100 |  | 6817820 | 24418 | SH |  | SOLE | 0 | 0 | 0 | 24418 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 6947915 | 194674 | SH |  | SOLE | 0 | 0 | 0 | 194674 |
| CARPENTER TECHNOLOGY CORP | COM | 144285103 |  | 7008168 | 25357 | SH |  | SOLE | 0 | 0 | 0 | 25357 |
| BRINKER INTL INC | COM | 109641100 |  | 7068575 | 39198 | SH |  | SOLE | 0 | 0 | 0 | 39198 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 7259212 | 171775 | SH |  | SOLE | 0 | 0 | 0 | 171775 |
| TEXAS INSTRS INC | COM | 882508104 |  | 7259849 | 34967 | SH |  | SOLE | 0 | 0 | 0 | 34967 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 7461636 | 52972 | SH |  | SOLE | 0 | 0 | 0 | 52972 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 7667938 | 77650 | SH |  | SOLE | 0 | 0 | 0 | 77650 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 7699309 | 21993 | SH |  | SOLE | 0 | 0 | 0 | 21993 |
| SPROUTS FMRS MKT INC | COM | 85208M102 |  | 7703176 | 46788 | SH |  | SOLE | 0 | 0 | 0 | 46788 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 8040050 | 158425 | SH |  | SOLE | 0 | 0 | 0 | 158425 |
| COMFORT SYS USA INC | COM | 199908104 |  | 8050657 | 15014 | SH |  | SOLE | 0 | 0 | 0 | 15014 |
| NRG ENERGY INC | COM NEW | 629377508 |  | 8812309 | 54878 | SH |  | SOLE | 0 | 0 | 0 | 54878 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 10765058 | 179328 | SH |  | SOLE | 0 | 0 | 0 | 179328 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 10863361 | 174204 | SH |  | SOLE | 0 | 0 | 0 | 174204 |
| FIRST TR EXCHANGE TRADED FD | UTILITIES ALPH | 33734X184 |  | 11153962 | 263189 | SH |  | SOLE | 0 | 0 | 0 | 263189 |
| PACER FDS TR | GLOBL CASH ETF | 69374H709 |  | 11262733 | 296622 | SH |  | SOLE | 0 | 0 | 0 | 296622 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 11373525 | 238189 | SH |  | SOLE | 0 | 0 | 0 | 238189 |
| ISHARES U S ETF TR | U.S. TECH INDEPD | 46431W648 |  | 12150169 | 129257 | SH |  | SOLE | 0 | 0 | 0 | 129257 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 19759396 | 236696 | SH |  | SOLE | 0 | 0 | 0 | 236696 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 23584453 | 320310 | SH |  | SOLE | 0 | 0 | 0 | 320310 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 24254489 | 125860 | SH |  | SOLE | 0 | 0 | 0 | 125860 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 25408349 | 44731 | SH |  | SOLE | 0 | 0 | 0 | 44731 |

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