# EDGAR Filing Document

**Accession Number:** 0002085141
**File Stem:** 0002085141-26-000002
**Filing Date:** 2026-4
**Character Count:** 10583
**Document Hash:** 954185359770bff8ca4de31a836a47fa
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085141-26-000002.hdr.sgml**: 20260421

**ACCESSION NUMBER**: 0002085141-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260421

**DATE AS OF CHANGE**: 20260421

**EFFECTIVENESS DATE**: 20260421

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Welch Financial Planning, LLC
- **CENTRAL INDEX KEY:** 0002085141

**ORGANIZATION NAME:**
- **EIN:** 261474543
- **STATE OF INCORPORATION:** CO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26046
- **FILM NUMBER:** 26879055

**BUSINESS ADDRESS:**
- **STREET 1:** 1790 38TH ST
- **STREET 2:** STE. 205
- **CITY:** BOULDER
- **STATE:** CO
- **ZIP:** 80301
- **BUSINESS PHONE:** 3039398766

**MAIL ADDRESS:**
- **STREET 1:** 1790 38TH ST
- **STREET 2:** STE. 205
- **CITY:** BOULDER
- **STATE:** CO
- **ZIP:** 80301

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Welch Financial Planning LLC<br>**Address:** 1790 38TH ST<br>STE. 205<br>BOULDER, CO 80301

**Form 13F File Number:** 028-26046

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lisa Cowan<br>**Title:** Financial Advisor<br>**Phone:** 3039398766

**Signature, Place, and Date of Signing:**

Lisa Cowan  Boulder, CO  04-21-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 67

**Form 13F Information Table Value Total:** $139070781

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AB ACTIVE ETFS INC | ULTRA SHORT INCM | 00039J103 |  | 1316136 | 26075 | SH |  | SOLE | 0 | 0 | 0 | 26075 |
| ABBVIE INC | COM | 00287Y109 |  | 505882 | 2326 | SH |  | SOLE | 0 | 0 | 0 | 2326 |
| ADVANCED DRAIN SYS INC DEL | COM | 00790R104 |  | 274260 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| AGORA INC | ADS | 00851L103 |  | 39071 | 11037 | SH |  | SOLE | 0 | 0 | 0 | 11037 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 806937 | 2813 | SH |  | SOLE | 0 | 0 | 0 | 2813 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 764910 | 2660 | SH |  | SOLE | 0 | 0 | 0 | 2660 |
| AMAZON COM INC | COM | 023135106 |  | 386145 | 1854 | SH |  | SOLE | 0 | 0 | 0 | 1854 |
| AMPLIFY ETF TR | CWP ENHANCED DIV | 032108409 |  | 3538261 | 78891 | SH |  | SOLE | 0 | 0 | 0 | 78891 |
| APPLE INC | COM | 037833100 |  | 2376588 | 9364 | SH |  | SOLE | 0 | 0 | 0 | 9364 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 753867 | 41835 | SH |  | SOLE | 0 | 0 | 0 | 41835 |
| BALL CORP | COM | 058498106 |  | 542807 | 9183 | SH |  | SOLE | 0 | 0 | 0 | 9183 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3146427 | 6566 | SH |  | SOLE | 0 | 0 | 0 | 6566 |
| BLUEROCK PVT REAL ESTATE FD | COM | 09631P102 |  | 1180091 | 71047 | SH |  | SOLE | 0 | 0 | 0 | 71047 |
| BOEING CO | COM | 097023105 |  | 11842804 | 59503 | SH |  | SOLE | 0 | 0 | 0 | 59503 |
| BROADCOM INC | COM | 11135F101 |  | 277011 | 895 | SH |  | SOLE | 0 | 0 | 0 | 895 |
| CAMBRIA ETF TR | EMRG SHAREHLDR | 132061706 |  | 6683036 | 161387 | SH |  | SOLE | 0 | 0 | 0 | 161387 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 371668 | 373 | SH |  | SOLE | 0 | 0 | 0 | 373 |
| DOUBLELINE ETF TRUST | MORTGAGE ETF | 25861R402 |  | 454740 | 9209 | SH |  | SOLE | 0 | 0 | 0 | 9209 |
| ELI LILLY  CO | COM | 532457108 |  | 269398 | 293 | SH |  | SOLE | 0 | 0 | 0 | 293 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 212316 | 1251 | SH |  | SOLE | 0 | 0 | 0 | 1251 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C813 |  | 837620 | 18222 | SH |  | SOLE | 0 | 0 | 0 | 18222 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C797 |  | 277327 | 6433 | SH |  | SOLE | 0 | 0 | 0 | 6433 |
| INNOVATOR ETFS TRUST | NASDAQ 100  MANA | 45783Y681 |  | 224176 | 6732 | SH |  | SOLE | 0 | 0 | 0 | 6732 |
| INNOVATOR ETFS TRUST | US EQUITY ACCELE | 45783Y301 |  | 827380 | 21137 | SH |  | SOLE | 0 | 0 | 0 | 21137 |
| INNOVATOR ETFS TRUST | GROWTH ACCELERAT | 45783Y608 |  | 3144529 | 84999 | SH |  | SOLE | 0 | 0 | 0 | 84999 |
| INNOVATOR ETFS TRUST | US EQT ACLRTD 9 | 45783Y889 |  | 6713934 | 176603 | SH |  | SOLE | 0 | 0 | 0 | 176603 |
| INNOVATOR ETFS TRUST | US EQTY ACCELRT9 | 45783Y848 |  | 868586 | 26411 | SH |  | SOLE | 0 | 0 | 0 | 26411 |
| INNOVATOR ETFS TRUST | US EQTY ACCELRTD | 45783Y830 |  | 1521654 | 46990 | SH |  | SOLE | 0 | 0 | 0 | 46990 |
| INNOVATOR ETFS TRUST | GROWTH ACCELRTD | 45782C128 |  | 664033 | 20034 | SH |  | SOLE | 0 | 0 | 0 | 20034 |
| INNOVATOR ETFS TRUST | GRWT ACCLTD PLUS | 45783Y798 |  | 382856 | 13469 | SH |  | SOLE | 0 | 0 | 0 | 13469 |
| INNOVATOR ETFS TRUST | US EQT ACC 9 BFR | 45783Y780 |  | 521969 | 16687 | SH |  | SOLE | 0 | 0 | 0 | 16687 |
| INNOVATOR ETFS TRUST | US EQTY ACC PLUS | 45783Y772 |  | 390991 | 12832 | SH |  | SOLE | 0 | 0 | 0 | 12832 |
| INNOVATOR ETFS TRUST | EQUITY DUAL DIRE | 45784N544 |  | 287891 | 15346 | SH |  | SOLE | 0 | 0 | 0 | 15346 |
| INNOVATOR ETFS TRUST | EQUTY DUL DIRCT | 45784N395 |  | 244292 | 12907 | SH |  | SOLE | 0 | 0 | 0 | 12907 |
| INNOVATOR ETFS TRUST | EQUITY DUAL DIRE | 45784N379 |  | 364510 | 19417 | SH |  | SOLE | 0 | 0 | 0 | 19417 |
| INNOVATOR ETFS TRUST | EQUITY DUAL DIRT | 45784N536 |  | 2540763 | 123676 | SH |  | SOLE | 0 | 0 | 0 | 123676 |
| INNOVATOR ETFS TRUST | EQUITY DUAL DIRC | 45784N486 |  | 3444965 | 163144 | SH |  | SOLE | 0 | 0 | 0 | 163144 |
| INNOVATOR ETFS TRUST | EQUITY DUAL DIRE | 45784N528 |  | 690162 | 32173 | SH |  | SOLE | 0 | 0 | 0 | 32173 |
| INNOVATOR ETFS TRUST | EQUITY DUAL NOV | 45784N452 |  | 435162 | 22903 | SH |  | SOLE | 0 | 0 | 0 | 22903 |
| INNOVATOR ETFS TRUST | EQUITY DUAL DIRE | 45784N437 |  | 1789737 | 94533 | SH |  | SOLE | 0 | 0 | 0 | 94533 |
| INVESCO EXCH TRADED FD TR II | S INTL MOMNT | 46138E222 |  | 5821924 | 106162 | SH |  | SOLE | 0 | 0 | 0 | 106162 |
| ISHARES TR | CORE DIVID ETF | 46435U861 |  | 12492492 | 231557 | SH |  | SOLE | 0 | 0 | 0 | 231557 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 552149 | 1680 | SH |  | SOLE | 0 | 0 | 0 | 1680 |
| ISHARES TR | CORE S ETF | 464287200 |  | 229431 | 351 | SH |  | SOLE | 0 | 0 | 0 | 351 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE GROWTH | 46654Q609 |  | 11680780 | 138201 | SH |  | SOLE | 0 | 0 | 0 | 138201 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 229797 | 4139 | SH |  | SOLE | 0 | 0 | 0 | 4139 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 339230 | 5985 | SH |  | SOLE | 0 | 0 | 0 | 5985 |
| J P MORGAN EXCHANGE TRADED F | U S TECH LEADERS | 46654Q732 |  | 7040671 | 88517 | SH |  | SOLE | 0 | 0 | 0 | 88517 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 507197 | 2075 | SH |  | SOLE | 0 | 0 | 0 | 2075 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 285041 | 969 | SH |  | SOLE | 0 | 0 | 0 | 969 |
| MANAGED PORTFOLIO SERIES | LEUTHOLD SELECT | 56167R705 |  | 8298965 | 205166 | SH |  | SOLE | 0 | 0 | 0 | 205166 |
| MATTHEWS ASIA FDS | CHINA ACTIVE ETF | 577125834 |  | 2103991 | 79924 | SH |  | SOLE | 0 | 0 | 0 | 79924 |
| MATTHEWS ASIA FDS | EMER MKTS EQUITY | 577125818 |  | 267422 | 7200 | SH |  | SOLE | 0 | 0 | 0 | 7200 |
| MICROSOFT CORP | COM | 594918104 |  | 817706 | 2209 | SH |  | SOLE | 0 | 0 | 0 | 2209 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 278769 | 1825 | SH |  | SOLE | 0 | 0 | 0 | 1825 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 779052 | 4467 | SH |  | SOLE | 0 | 0 | 0 | 4467 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 444739 | 7109 | SH |  | SOLE | 0 | 0 | 0 | 7109 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 283831 | 1965 | SH |  | SOLE | 0 | 0 | 0 | 1965 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 215329 | 7392 | SH |  | SOLE | 0 | 0 | 0 | 7392 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 12276784 | 92376 | SH |  | SOLE | 0 | 0 | 0 | 92376 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X756 |  | 5572197 | 84274 | SH |  | SOLE | 0 | 0 | 0 | 84274 |
| THEMES ETF TR | GENERATIVE ARTIF | 882927502 |  | 734245 | 22831 | SH |  | SOLE | 0 | 0 | 0 | 22831 |
| THEMES ETF TR | US SM CAP CASH | 882927866 |  | 857119 | 24597 | SH |  | SOLE | 0 | 0 | 0 | 24597 |
| US BANCORP | COM NEW | 902973304 |  | 382378 | 7352 | SH |  | SOLE | 0 | 0 | 0 | 7352 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 387234 | 1010 | SH |  | SOLE | 0 | 0 | 0 | 1010 |
| WALMART INC | COM | 931142103 |  | 203571 | 1638 | SH |  | SOLE | 0 | 0 | 0 | 1638 |
| WISDOMTREE TR | EMGRING MKTS | 97717Y782 |  | 4073845 | 123040 | SH |  | SOLE | 0 | 0 | 0 | 123040 |

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