# EDGAR Filing Document

**Accession Number:** 0001433541
**File Stem:** 0001172661-25-004424
**Filing Date:** 2025-10
**Character Count:** 33714
**Document Hash:** ea1d12f92bef5789f0c1d0505df91ced
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-25-004424.hdr.sgml**: 20251024

**ACCESSION NUMBER**: 0001172661-25-004424

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251024

**DATE AS OF CHANGE**: 20251024

**EFFECTIVENESS DATE**: 20251024

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ASPIRIANT, LLC
- **CENTRAL INDEX KEY:** 0001433541

**ORGANIZATION NAME:**
- **EIN:** 261518255
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13064
- **FILM NUMBER:** 251415866

**BUSINESS ADDRESS:**
- **STREET 1:** 11100 SANTA MONICA BLVD
- **STREET 2:** SUITE 600
- **CITY:** LOS ANGELES
- **STATE:** CA
- **ZIP:** 90025
- **BUSINESS PHONE:** 4153717800

**MAIL ADDRESS:**
- **STREET 1:** 50 CALIFORNIA STREET
- **STREET 2:** SUITE 2600
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Kochis Fitz/Quintile LLC
- **DATE OF NAME CHANGE:** 20080425

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ASPIRIANT LLC<br>**Address:** 50 California Street<br>Suite 2600<br>San Francisco, CA 94111

**Form 13F File Number:** 028-13064

**CRD Number (if applicable):** 000146720

**SEC File Number (if applicable):** 801-68987

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Shanda Gentry<br>**Title:** Chief Compliance Officer<br>**Phone:** 513-824-3100

**Signature, Place, and Date of Signing:**

/s/ Shanda Gentry  San Francisco, CA  10-24-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 297

**Form 13F Information Table Value Total:** $3270001943

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 1088627 | 7015 | SH |  | SOLE |  | 2163 | 0 | 4852 |
| ABBOTT LABS | COM | 002824100 |  | 2284056 | 17053 | SH |  | SOLE |  | 1315 | 0 | 15738 |
| ABBVIE INC | COM | 00287Y109 |  | 2138250 | 9235 | SH |  | SOLE |  | 0 | 0 | 9235 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 208870 | 847 | SH |  | SOLE |  | 0 | 0 | 847 |
| ADOBE INC | COM | 00724F101 |  | 1006749 | 2854 | SH |  | SOLE |  | 0 | 0 | 2854 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 17963018 | 73891 | SH |  | SOLE |  | 14329 | 0 | 59562 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 10302722 | 42302 | SH |  | SOLE |  | 7319 | 0 | 34983 |
| AMAZON COM INC | COM | 023135106 |  | 6968713 | 31738 | SH |  | SOLE |  | 919 | 0 | 30819 |
| AMBEV SA | SPONSORED ADR | 02319V103 |  | 55750 | 25000 | SH |  | SOLE |  | 0 | 0 | 25000 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 488389 | 4493 | SH |  | SOLE |  | 0 | 0 | 4493 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 439473 | 5570 | SH |  | SOLE |  | 0 | 0 | 5570 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 278983 | 2803 | SH |  | SOLE |  | 0 | 0 | 2803 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 306674 | 4083 | SH |  | SOLE |  | 0 | 0 | 4083 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1444233 | 4348 | SH |  | SOLE |  | 0 | 0 | 4348 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 245203 | 3122 | SH |  | SOLE |  | 0 | 0 | 3122 |
| AMGEN INC | COM | 031162100 |  | 1262845 | 4475 | SH |  | SOLE |  | 0 | 0 | 4475 |
| APPLE INC | COM | 037833100 |  | 74580023 | 292895 | SH |  | SOLE |  | 19836 | 0 | 273059 |
| APPLIED MATLS INC | COM | 038222105 |  | 615244 | 3005 | SH |  | SOLE |  | 0 | 0 | 3005 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 240713 | 1652 | SH |  | SOLE |  | 0 | 0 | 1652 |
| AT INC | COM | 00206R102 |  | 217072 | 7687 | SH |  | SOLE |  | 0 | 0 | 7687 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 1446369 | 4928 | SH |  | SOLE |  | 0 | 0 | 4928 |
| BANK AMERICA CORP | COM | 060505104 |  | 1706391 | 33076 | SH |  | SOLE |  | 0 | 0 | 33076 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 30868741 | 61401 | SH |  | SOLE |  | 2959 | 0 | 58442 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 6033600 | 8 | SH |  | SOLE |  | 3 | 0 | 5 |
| BILL HOLDINGS INC | COM | 090043100 |  | 3156695 | 59594 | SH |  | SOLE |  | 0 | 0 | 59594 |
| BLACKROCK INC | COM | 09290D101 |  | 426708 | 366 | SH |  | SOLE |  | 0 | 0 | 366 |
| BLACKSTONE INC | COM | 09260D107 |  | 324615 | 1900 | SH |  | SOLE |  | 0 | 0 | 1900 |
| BOEING CO | COM | 097023105 |  | 273821 | 1268 | SH |  | SOLE |  | 0 | 0 | 1268 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 275363 | 51 | SH |  | SOLE |  | 0 | 0 | 51 |
| BOX INC | CL A | 10316T104 |  | 277070 | 8586 | SH |  | SOLE |  | 0 | 0 | 8586 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 279741 | 6203 | SH |  | SOLE |  | 0 | 0 | 6203 |
| BROADCOM INC | COM | 11135F101 |  | 3346608 | 10144 | SH |  | SOLE |  | 420 | 0 | 9724 |
| BROOKFIELD RENEWABLE PARTNER | PARTNERSHIP UNIT | G16258108 |  | 220788 | 8561 | SH |  | SOLE |  | 0 | 0 | 8561 |
| CALIFORNIA BANCORP | COM | 84252A106 |  | 232052 | 13912 | SH |  | SOLE |  | 0 | 0 | 13912 |
| CANADIAN PACIFIC KANSAS CITY | COM | 13646K108 |  | 729928 | 9799 | SH |  | SOLE |  | 0 | 0 | 9799 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 874299 | 4113 | SH |  | SOLE |  | 0 | 0 | 4113 |
| CATERPILLAR INC | COM | 149123101 |  | 1181166 | 2476 | SH |  | SOLE |  | 0 | 0 | 2476 |
| CHARTER COMMUNICATIONS INC N | CL A | 16119P108 |  | 305092 | 1109 | SH |  | SOLE |  | 0 | 0 | 1109 |
| CHEVRON CORP NEW | COM | 166764100 |  | 2077823 | 13380 | SH |  | SOLE |  | 388 | 0 | 12992 |
| CHUBB LIMITED | COM | H1467J104 |  | 232293 | 823 | SH |  | SOLE |  | 0 | 0 | 823 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 4567776 | 28892 | SH |  | SOLE |  | 0 | 0 | 28892 |
| CISCO SYS INC | COM | 17275R102 |  | 1227588 | 17942 | SH |  | SOLE |  | 0 | 0 | 17942 |
| COCA COLA CO | COM | 191216100 |  | 843612 | 12720 | SH |  | SOLE |  | 0 | 0 | 12720 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 534643 | 17016 | SH |  | SOLE |  | 292 | 0 | 16724 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 316215 | 3343 | SH |  | SOLE |  | 0 | 0 | 3343 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1879956 | 2031 | SH |  | SOLE |  | 100 | 0 | 1931 |
| DANAHER CORPORATION | COM | 235851102 |  | 818590 | 4129 | SH |  | SOLE |  | 579 | 0 | 3550 |
| DATADOG INC | CL A COM | 23804L103 |  | 569885 | 4002 | SH |  | SOLE |  | 0 | 0 | 4002 |
| DEERE  CO | COM | 244199105 |  | 460004 | 1006 | SH |  | SOLE |  | 0 | 0 | 1006 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 9335937 | 202427 | SH |  | SOLE |  | 1565 | 0 | 200862 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 1212791 | 39901 | SH |  | SOLE |  | 0 | 0 | 39901 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 17611010 | 367049 | SH |  | SOLE |  | 0 | 0 | 367049 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 12348869 | 320167 | SH |  | SOLE |  | 0 | 0 | 320167 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 295410 | 4078 | SH |  | SOLE |  | 0 | 0 | 4078 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 653383 | 17299 | SH |  | SOLE |  | 0 | 0 | 17299 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 32404415 | 725093 | SH |  | SOLE |  | 2495 | 0 | 722598 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 8013996 | 117061 | SH |  | SOLE |  | 8974 | 0 | 108087 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 11172865 | 191941 | SH |  | SOLE |  | 2066 | 0 | 189875 |
| DIMENSIONAL ETF TRUST | WORLD EQUITY ETF | 25434V617 |  | 236711 | 3294 | SH |  | SOLE |  | 0 | 0 | 3294 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 23124172 | 736908 | SH |  | SOLE |  | 0 | 0 | 736908 |
| DIREXION SHS ETF TR | DLY S BR 1X | 25460E869 |  | 286282 | 29790 | SH |  | SOLE |  | 0 | 0 | 29790 |
| DISNEY WALT CO | COM | 254687106 |  | 1507888 | 13169 | SH |  | SOLE |  | 2232 | 0 | 10937 |
| DOCUSIGN INC | COM | 256163106 |  | 728109 | 10100 | SH |  | SOLE |  | 0 | 0 | 10100 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 350260 | 5726 | SH |  | SOLE |  | 0 | 0 | 5726 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 413511 | 3341 | SH |  | SOLE |  | 0 | 0 | 3341 |
| EATON CORP PLC | SHS | G29183103 |  | 424403 | 1134 | SH |  | SOLE |  | 0 | 0 | 1134 |
| ECOLAB INC | COM | 278865100 |  | 410790 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| ELI LILLY  CO | COM | 532457108 |  | 432621 | 567 | SH |  | SOLE |  | 0 | 0 | 567 |
| ENBRIDGE INC | COM | 29250N105 |  | 274350 | 5437 | SH |  | SOLE |  | 0 | 0 | 5437 |
| ESAB CORPORATION | COM | 29605J106 |  | 471543 | 4220 | SH |  | SOLE |  | 0 | 0 | 4220 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2878623 | 25531 | SH |  | SOLE |  | 0 | 0 | 25531 |
| FEDEX CORP | COM | 31428X106 |  | 513836 | 2179 | SH |  | SOLE |  | 0 | 0 | 2179 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 25326276 | 547715 | SH |  | SOLE |  | 50556 | 0 | 497159 |
| FLEXSHARES TR | US QUALITY CAP | 33939L746 |  | 292837 | 3756 | SH |  | SOLE |  | 0 | 0 | 3756 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 238810 | 771 | SH |  | SOLE |  | 0 | 0 | 771 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1250493 | 4157 | SH |  | SOLE |  | 0 | 0 | 4157 |
| GE VERNOVA INC | COM | 36828A101 |  | 494995 | 805 | SH |  | SOLE |  | 0 | 0 | 805 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1511653 | 4433 | SH |  | SOLE |  | 0 | 0 | 4433 |
| GENERAL MLS INC | COM | 370334104 |  | 217209 | 4308 | SH |  | SOLE |  | 0 | 0 | 4308 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 697602 | 876 | SH |  | SOLE |  | 75 | 0 | 801 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 345280 | 8000 | SH |  | SOLE |  | 0 | 0 | 8000 |
| HOME DEPOT INC | COM | 437076102 |  | 2270939 | 5605 | SH |  | SOLE |  | 882 | 0 | 4723 |
| HONEYWELL INTL INC | COM | 438516106 |  | 290281 | 1379 | SH |  | SOLE |  | 0 | 0 | 1379 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 |  | 615814 | 35658 | SH |  | SOLE |  | 0 | 0 | 35658 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 314738 | 1207 | SH |  | SOLE |  | 0 | 0 | 1207 |
| INTEL CORP | COM | 458140100 |  | 407547 | 12147 | SH |  | SOLE |  | 0 | 0 | 12147 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 237557 | 1410 | SH |  | SOLE |  | 0 | 0 | 1410 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1278844 | 4532 | SH |  | SOLE |  | 0 | 0 | 4532 |
| INTUIT | COM | 461202103 |  | 211906 | 310 | SH |  | SOLE |  | 0 | 0 | 310 |
| INVESCO EXCH TRADED FD TR II | S ULTRA DIVIDE | 46138G656 |  | 699972 | 13430 | SH |  | SOLE |  | 0 | 0 | 13430 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 515389 | 7014 | SH |  | SOLE |  | 0 | 0 | 7014 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 2968703 | 15650 | SH |  | SOLE |  | 678 | 0 | 14972 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 4329970 | 7212 | SH |  | SOLE |  | 451 | 0 | 6761 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 267800 | 4120 | SH |  | SOLE |  | 0 | 0 | 4120 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 571536 | 7854 | SH |  | SOLE |  | 0 | 0 | 7854 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 290167443 | 2419677 | SH |  | SOLE |  | 105401 | 0 | 2314276 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 1295025 | 20289 | SH |  | SOLE |  | 1161 | 0 | 19128 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 67234152 | 1019936 | SH |  | SOLE |  | 9266 | 0 | 1010670 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 738260 | 8899 | SH |  | SOLE |  | 0 | 0 | 8899 |
| ISHARES TR | CORE 30/70 CONSE | 464289883 |  | 323690 | 8060 | SH |  | SOLE |  | 0 | 0 | 8060 |
| ISHARES TR | CORE 40/60 MODER | 464289875 |  | 2151472 | 45218 | SH |  | SOLE |  | 0 | 0 | 45218 |
| ISHARES TR | CORE 60/40 BALAN | 464289867 |  | 29978088 | 465643 | SH |  | SOLE |  | 24928 | 0 | 440715 |
| ISHARES TR | CORE 80/20 AGGRE | 464289859 |  | 1129819 | 12818 | SH |  | SOLE |  | 0 | 0 | 12818 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 901243 | 13238 | SH |  | SOLE |  | 0 | 0 | 13238 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 751721 | 6139 | SH |  | SOLE |  | 0 | 0 | 6139 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 73268128 | 839172 | SH |  | SOLE |  | 12078 | 0 | 827094 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 3838956 | 58825 | SH |  | SOLE |  | 1425 | 0 | 57400 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 6103678 | 51365 | SH |  | SOLE |  | 0 | 0 | 51365 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 5525819 | 37939 | SH |  | SOLE |  | 0 | 0 | 37939 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 4572073 | 27787 | SH |  | SOLE |  | 0 | 0 | 27787 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 359853978 | 3600340 | SH |  | SOLE |  | 89832 | 0 | 3510508 |
| ISHARES TR | CORE S ETF | 464287200 |  | 400529401 | 598429 | SH |  | SOLE |  | 11009 | 0 | 587420 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 661834 | 14169 | SH |  | SOLE |  | 0 | 0 | 14169 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 16407828 | 163669 | SH |  | SOLE |  | 15360 | 0 | 148309 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 4832746 | 29744 | SH |  | SOLE |  | 0 | 0 | 29744 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 215005 | 1888 | SH |  | SOLE |  | 0 | 0 | 1888 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 4404666 | 57413 | SH |  | SOLE |  | 0 | 0 | 57413 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 75789379 | 1117343 | SH |  | SOLE |  | 14627 | 0 | 1102716 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 739939 | 5082 | SH |  | SOLE |  | 0 | 0 | 5082 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 1161606 | 24185 | SH |  | SOLE |  | 0 | 0 | 24185 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 1699569 | 13494 | SH |  | SOLE |  | 0 | 0 | 13494 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 931644 | 6868 | SH |  | SOLE |  | 0 | 0 | 6868 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 398557 | 15593 | SH |  | SOLE |  | 0 | 0 | 15593 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 825291 | 10165 | SH |  | SOLE |  | 0 | 0 | 10165 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 1218438 | 10930 | SH |  | SOLE |  | 0 | 0 | 10930 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 499090 | 13655 | SH |  | SOLE |  | 0 | 0 | 13655 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 402071 | 1483 | SH |  | SOLE |  | 83 | 0 | 1400 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 350210 | 6604 | SH |  | SOLE |  | 0 | 0 | 6604 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 385910 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 2393810 | 17316 | SH |  | SOLE |  | 0 | 0 | 17316 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 4593552 | 49197 | SH |  | SOLE |  | 0 | 0 | 49197 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 6521816 | 76881 | SH |  | SOLE |  | 0 | 0 | 76881 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 2113336 | 39576 | SH |  | SOLE |  | 0 | 0 | 39576 |
| ISHARES TR | MSCI GBL SUS DEV | 46435G532 |  | 846977 | 10180 | SH |  | SOLE |  | 0 | 0 | 10180 |
| ISHARES TR | MSCI LW CRB TG | 46434V464 |  | 26013848 | 114664 | SH |  | SOLE |  | 1471 | 0 | 113193 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 8129523 | 85448 | SH |  | SOLE |  | 0 | 0 | 85448 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 408647 | 2101 | SH |  | SOLE |  | 0 | 0 | 2101 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 35999227 | 338053 | SH |  | SOLE |  | 8009 | 0 | 330044 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 40958985 | 112068 | SH |  | SOLE |  | 520 | 0 | 111548 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 3546106 | 7571 | SH |  | SOLE |  | 0 | 0 | 7571 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 7514440 | 36909 | SH |  | SOLE |  | 0 | 0 | 36909 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 1102858 | 3446 | SH |  | SOLE |  | 0 | 0 | 3446 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 14970982 | 84672 | SH |  | SOLE |  | 0 | 0 | 84672 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 1751786 | 12301 | SH |  | SOLE |  | 0 | 0 | 12301 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 341352 | 2444 | SH |  | SOLE |  | 0 | 0 | 2444 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 3795477 | 39311 | SH |  | SOLE |  | 2190 | 0 | 37121 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 11188744 | 46242 | SH |  | SOLE |  | 294 | 0 | 45948 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 9650121 | 25466 | SH |  | SOLE |  | 704 | 0 | 24762 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 872362 | 4224 | SH |  | SOLE |  | 0 | 0 | 4224 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 515766 | 3976 | SH |  | SOLE |  | 0 | 0 | 3976 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 693492 | 4901 | SH |  | SOLE |  | 0 | 0 | 4901 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 888268 | 6251 | SH |  | SOLE |  | 1155 | 0 | 5096 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 2080502 | 18830 | SH |  | SOLE |  | 0 | 0 | 18830 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 475807 | 4278 | SH |  | SOLE |  | 0 | 0 | 4278 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 204197 | 1043 | SH |  | SOLE |  | 0 | 0 | 1043 |
| JEFFERIES FINL GROUP INC | COM | 47233W109 |  | 397296 | 6073 | SH |  | SOLE |  | 0 | 0 | 6073 |
| JFROG LTD | ORD SHS | M6191J100 |  | 555749 | 11742 | SH |  | SOLE |  | 0 | 0 | 11742 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3577753 | 19296 | SH |  | SOLE |  | 453 | 0 | 18843 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 7263603 | 23028 | SH |  | SOLE |  | 760 | 0 | 22268 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 677769 | 23941 | SH |  | SOLE |  | 0 | 0 | 23941 |
| LINDE PLC | SHS | G54950103 |  | 241775 | 509 | SH |  | SOLE |  | 0 | 0 | 509 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 328979 | 659 | SH |  | SOLE |  | 0 | 0 | 659 |
| LOWES COS INC | COM | 548661107 |  | 1767713 | 7034 | SH |  | SOLE |  | 0 | 0 | 7034 |
| MARATHON PETE CORP | COM | 56585A102 |  | 1277672 | 6629 | SH |  | SOLE |  | 2343 | 0 | 4286 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1785601 | 3140 | SH |  | SOLE |  | 0 | 0 | 3140 |
| MCDONALDS CORP | COM | 580135101 |  | 529028 | 1741 | SH |  | SOLE |  | 0 | 0 | 1741 |
| MCKESSON CORP | COM | 58155Q103 |  | 301291 | 390 | SH |  | SOLE |  | 26 | 0 | 364 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 308101 | 3235 | SH |  | SOLE |  | 0 | 0 | 3235 |
| MERCK  CO INC | COM | 58933Y105 |  | 1159155 | 13810 | SH |  | SOLE |  | 175 | 0 | 13635 |
| META PLATFORMS INC | CL A | 30303M102 |  | 7804419 | 10627 | SH |  | SOLE |  | 1191 | 0 | 9436 |
| METLIFE INC | COM | 59156R108 |  | 264491 | 3211 | SH |  | SOLE |  | 0 | 0 | 3211 |
| MICROSOFT CORP | COM | 594918104 |  | 23304921 | 44994 | SH |  | SOLE |  | 1130 | 0 | 43864 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 499879 | 3145 | SH |  | SOLE |  | 0 | 0 | 3145 |
| NATIONAL FUEL GAS CO | COM | 636180101 |  | 277110 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| NETFLIX INC | COM | 64110L106 |  | 1677288 | 1399 | SH |  | SOLE |  | 388 | 0 | 1011 |
| NEW YORK LIFE INVESTMENTS ET | NYLI HEDGE MULTI | 45409B107 |  | 5505510 | 163708 | SH |  | SOLE |  | 13678 | 0 | 150030 |
| NEW YORK LIFE INVESTMENTS ET | NYLI MERGER ARBI | 45409B800 |  | 5085525 | 141658 | SH |  | SOLE |  | 13298 | 0 | 128360 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 313284 | 4150 | SH |  | SOLE |  | 0 | 0 | 4150 |
| NOKIA CORP | SPONSORED ADR | 654902204 |  | 110630 | 23000 | SH |  | SOLE |  | 0 | 0 | 23000 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 244041 | 1903 | SH |  | SOLE |  | 0 | 0 | 1903 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 273843 | 4935 | SH |  | SOLE |  | 0 | 0 | 4935 |
| NUSHARES ETF TR | NUVEEN ESG EMRGN | 67092P888 |  | 343409 | 9622 | SH |  | SOLE |  | 0 | 0 | 9622 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4579121 | 24542 | SH |  | SOLE |  | 0 | 0 | 24542 |
| ORACLE CORP | COM | 68389X105 |  | 5576454 | 19828 | SH |  | SOLE |  | 0 | 0 | 19828 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 375476 | 1844 | SH |  | SOLE |  | 0 | 0 | 1844 |
| PALVELLA THERAPEUTICS INC NE | COM | 697947109 |  | 366862 | 5852 | SH |  | SOLE |  | 0 | 0 | 5852 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 335860 | 443 | SH |  | SOLE |  | 0 | 0 | 443 |
| PAYCHEX INC | COM | 704326107 |  | 1425670 | 11247 | SH |  | SOLE |  | 0 | 0 | 11247 |
| PEPSICO INC | COM | 713448108 |  | 2401662 | 17101 | SH |  | SOLE |  | 631 | 0 | 16470 |
| PFIZER INC | COM | 717081103 |  | 714206 | 28030 | SH |  | SOLE |  | 0 | 0 | 28030 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 224484 | 1384 | SH |  | SOLE |  | 0 | 0 | 1384 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 4819086 | 31364 | SH |  | SOLE |  | 0 | 0 | 31364 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 484945 | 4705 | SH |  | SOLE |  | 0 | 0 | 4705 |
| QUALCOMM INC | COM | 747525103 |  | 2040399 | 12265 | SH |  | SOLE |  | 380 | 0 | 11885 |
| RESIDEO TECHNOLOGIES INC | COM | 76118Y104 |  | 211582 | 4900 | SH |  | SOLE |  | 0 | 0 | 4900 |
| RESTAURANT BRANDS INTL INC | COM | 76131D103 |  | 838438 | 13072 | SH |  | SOLE |  | 0 | 0 | 13072 |
| RLJ LODGING TR | CUM CONV PFD A | 74965L200 |  | 352715 | 13980 | SH |  | SOLE |  | 13980 | 0 | 0 |
| ROYAL BK CDA | COM | 780087102 |  | 4109050 | 27892 | SH |  | SOLE |  | 0 | 0 | 27892 |
| RTX CORPORATION | COM | 75513E101 |  | 1577587 | 9428 | SH |  | SOLE |  | 0 | 0 | 9428 |
| SALESFORCE INC | COM | 79466L302 |  | 983550 | 4150 | SH |  | SOLE |  | 2294 | 0 | 1856 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 2273424 | 23813 | SH |  | SOLE |  | 0 | 0 | 23813 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 22567322 | 624096 | SH |  | SOLE |  | 13621 | 0 | 610475 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 10835723 | 252229 | SH |  | SOLE |  | 1304 | 0 | 250925 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 215634 | 8199 | SH |  | SOLE |  | 0 | 0 | 8199 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 636149 | 27326 | SH |  | SOLE |  | 0 | 0 | 27326 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 394954 | 16828 | SH |  | SOLE |  | 1524 | 0 | 15304 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 2001277 | 77840 | SH |  | SOLE |  | 0 | 0 | 77840 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1094976 | 40109 | SH |  | SOLE |  | 0 | 0 | 40109 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 977967 | 30648 | SH |  | SOLE |  | 0 | 0 | 30648 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 1470079 | 50501 | SH |  | SOLE |  | 0 | 0 | 50501 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 6056086 | 229919 | SH |  | SOLE |  | 16842 | 0 | 213077 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 606879 | 20475 | SH |  | SOLE |  | 0 | 0 | 20475 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 356724 | 12786 | SH |  | SOLE |  | 0 | 0 | 12786 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 15113768 | 280560 | SH |  | SOLE |  | 0 | 0 | 280560 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 276892 | 3175 | SH |  | SOLE |  | 0 | 0 | 3175 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 1030200 | 3655 | SH |  | SOLE |  | 0 | 0 | 3655 |
| SERVICENOW INC | COM | 81762P102 |  | 507075 | 551 | SH |  | SOLE |  | 0 | 0 | 551 |
| SILGAN HLDGS INC | COM | 827048109 |  | 994735 | 23128 | SH |  | SOLE |  | 0 | 0 | 23128 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 992625 | 5289 | SH |  | SOLE |  | 0 | 0 | 5289 |
| SOLENO THERAPEUTICS INC | COM | 834203309 |  | 819853 | 12128 | SH |  | SOLE |  | 0 | 0 | 12128 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 351515 | 758 | SH |  | SOLE |  | 0 | 0 | 758 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 941641 | 2649 | SH |  | SOLE |  | 0 | 0 | 2649 |
| SPDR INDEX SHS FDS | DJ INTL RL ETF | 78463X863 |  | 324182 | 11657 | SH |  | SOLE |  | 0 | 0 | 11657 |
| SPDR INDEX SHS FDS | S INTL SMLCP | 78463X871 |  | 252893 | 6294 | SH |  | SOLE |  | 0 | 0 | 6294 |
| SPDR INDEX SHS FDS | MSCI EMRG MKTS | 78463X426 |  | 801567 | 12092 | SH |  | SOLE |  | 0 | 0 | 12092 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 40256429 | 60429 | SH |  | SOLE |  | 3925 | 0 | 56504 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1920141 | 3221 | SH |  | SOLE |  | 0 | 0 | 3221 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 446225 | 5696 | SH |  | SOLE |  | 0 | 0 | 5696 |
| SPDR SERIES TRUST | DJ REIT ETF | 78464A607 |  | 304380 | 3035 | SH |  | SOLE |  | 0 | 0 | 3035 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 2179797 | 15564 | SH |  | SOLE |  | 1157 | 0 | 14407 |
| STARBUCKS CORP | COM | 855244109 |  | 411690 | 4866 | SH |  | SOLE |  | 920 | 0 | 3946 |
| STERLING INFRASTRUCTURE INC | COM | 859241101 |  | 339680 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| TCW ETF TRUST | TRANSFORM SYSTEM | 29287L205 |  | 13948615 | 142783 | SH |  | SOLE |  | 619 | 0 | 142164 |
| TCW ETF TRUST | TRANSFRM 500 ETF | 29287L106 |  | 8284305 | 105559 | SH |  | SOLE |  | 1605 | 0 | 103954 |
| TESLA INC | COM | 88160R101 |  | 2288973 | 5147 | SH |  | SOLE |  | 0 | 0 | 5147 |
| THE CIGNA GROUP | COM | 125523100 |  | 210999 | 732 | SH |  | SOLE |  | 0 | 0 | 732 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 784278 | 1617 | SH |  | SOLE |  | 0 | 0 | 1617 |
| TJX COS INC NEW | COM | 872540109 |  | 3129292 | 21650 | SH |  | SOLE |  | 1860 | 0 | 19790 |
| T-MOBILE US INC | COM | 872590104 |  | 355239 | 1484 | SH |  | SOLE |  | 0 | 0 | 1484 |
| TOTALENERGIES SE | SPONSORED ADS | 89151E109 |  | 268605 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 1502864 | 3562 | SH |  | SOLE |  | 180 | 0 | 3382 |
| TRANSDIGM GROUP INC | COM | 893641100 |  | 2636040 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 434433 | 9502 | SH |  | SOLE |  | 0 | 0 | 9502 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 754075 | 7697 | SH |  | SOLE |  | 0 | 0 | 7697 |
| UNION PAC CORP | COM | 907818108 |  | 1511822 | 6396 | SH |  | SOLE |  | 646 | 0 | 5750 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1062226 | 3076 | SH |  | SOLE |  | 434 | 0 | 2642 |
| US BANCORP DEL | COM NEW | 902973304 |  | 862110 | 17838 | SH |  | SOLE |  | 80 | 0 | 17758 |
| VANECK ETF TRUST | BIOTECH ETF | 92189F726 |  | 617505 | 3727 | SH |  | SOLE |  | 590 | 0 | 3137 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 481183 | 1105 | SH |  | SOLE |  | 0 | 0 | 1105 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 31736256 | 333294 | SH |  | SOLE |  | 6956 | 0 | 326338 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 40512485 | 544740 | SH |  | SOLE |  | 14978 | 0 | 529762 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 454286 | 5757 | SH |  | SOLE |  | 0 | 0 | 5757 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 4345215 | 86913 | SH |  | SOLE |  | 0 | 0 | 86913 |
| VANGUARD CALIF TAX FREE FDS | TAX EXEMPT BD FD | 922021605 |  | 252418 | 2530 | SH |  | SOLE |  | 0 | 0 | 2530 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 906156 | 18321 | SH |  | SOLE |  | 0 | 0 | 18321 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 1212707 | 5793 | SH |  | SOLE |  | 0 | 0 | 5793 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 6126149 | 12773 | SH |  | SOLE |  | 0 | 0 | 12773 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 4519407 | 14680 | SH |  | SOLE |  | 0 | 0 | 14680 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 704508 | 2398 | SH |  | SOLE |  | 0 | 0 | 2398 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 641058 | 3672 | SH |  | SOLE |  | 0 | 0 | 3672 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1001653 | 3410 | SH |  | SOLE |  | 0 | 0 | 3410 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 3393370 | 37118 | SH |  | SOLE |  | 0 | 0 | 37118 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 96251883 | 157178 | SH |  | SOLE |  | 6112 | 0 | 151066 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 318762529 | 1527300 | SH |  | SOLE |  | 40103 | 0 | 1487197 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 19138900 | 75267 | SH |  | SOLE |  | 146 | 0 | 75121 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 1337209 | 4493 | SH |  | SOLE |  | 0 | 0 | 4493 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 31375126 | 95606 | SH |  | SOLE |  | 0 | 0 | 95606 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 19093543 | 102384 | SH |  | SOLE |  | 841 | 0 | 101543 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 23427221 | 328250 | SH |  | SOLE |  | 13168 | 0 | 315082 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 262790 | 3293 | SH |  | SOLE |  | 0 | 0 | 3293 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 742536 | 5389 | SH |  | SOLE |  | 0 | 0 | 5389 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 15155013 | 106313 | SH |  | SOLE |  | 581 | 0 | 105732 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 1982097 | 41519 | SH |  | SOLE |  | 0 | 0 | 41519 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 6010448 | 110935 | SH |  | SOLE |  | 6169 | 0 | 104766 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 4182443 | 82608 | SH |  | SOLE |  | 0 | 0 | 82608 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 206500455 | 4124235 | SH |  | SOLE |  | 116270 | 0 | 4007965 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 241097 | 2001 | SH |  | SOLE |  | 0 | 0 | 2001 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 3591870 | 40191 | SH |  | SOLE |  | 0 | 0 | 40191 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 337866 | 4227 | SH |  | SOLE |  | 421 | 0 | 3806 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 937362 | 15928 | SH |  | SOLE |  | 0 | 0 | 15928 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 803861 | 13391 | SH |  | SOLE |  | 0 | 0 | 13391 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 208999054 | 968533 | SH |  | SOLE |  | 16601 | 0 | 951932 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2580550 | 35129 | SH |  | SOLE |  | 0 | 0 | 35129 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 8237236 | 137470 | SH |  | SOLE |  | 4293 | 0 | 133177 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1639620 | 11633 | SH |  | SOLE |  | 0 | 0 | 11633 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 287394 | 714 | SH |  | SOLE |  | 0 | 0 | 714 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 238443 | 919 | SH |  | SOLE |  | 0 | 0 | 919 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 9816718 | 13148 | SH |  | SOLE |  | 809 | 0 | 12339 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 476094 | 2324 | SH |  | SOLE |  | 90 | 0 | 2234 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 303874 | 6914 | SH |  | SOLE |  | 0 | 0 | 6914 |
| VISA INC | COM CL A | 92826C839 |  | 1631278 | 4778 | SH |  | SOLE |  | 0 | 0 | 4778 |
| WALMART INC | COM | 931142103 |  | 1226954 | 11905 | SH |  | SOLE |  | 0 | 0 | 11905 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 365253 | 1654 | SH |  | SOLE |  | 0 | 0 | 1654 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1817806 | 21687 | SH |  | SOLE |  | 0 | 0 | 21687 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 7846356 | 90157 | SH |  | SOLE |  | 0 | 0 | 90157 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 19314893 | 419980 | SH |  | SOLE |  | 10284 | 0 | 409696 |
| XERIS BIOPHARMA HOLDINGS INC | COM | 98422E103 |  | 162800 | 20000 | SH |  | SOLE |  | 0 | 0 | 20000 |

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