# EDGAR Filing Document

**Accession Number:** 0001802290
**File Stem:** 0001725547-26-000134
**Filing Date:** 2026-4
**Character Count:** 18340
**Document Hash:** b9b12b0c85157ca2a28aac430d294bc7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001725547-26-000134.hdr.sgml**: 20260416

**ACCESSION NUMBER**: 0001725547-26-000134

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260416

**DATE AS OF CHANGE**: 20260416

**EFFECTIVENESS DATE**: 20260416

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SENTINEL PENSION ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001802290

**ORGANIZATION NAME:**
- **EIN:** 043422848
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19758
- **FILM NUMBER:** 26866267

**BUSINESS ADDRESS:**
- **STREET 1:** 100 QUANNAPOWITT PKWY
- **STREET 2:** SUITE 402
- **CITY:** WAKEFIELD
- **STATE:** MA
- **ZIP:** 01880
- **BUSINESS PHONE:** 781-914-1450

**MAIL ADDRESS:**
- **STREET 1:** 100 QUANNAPOWITT PKWY
- **STREET 2:** SUITE 402
- **CITY:** WAKEFIELD
- **STATE:** MA
- **ZIP:** 01880

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SENTINEL PENSION ADVISORS INC.
- **DATE OF NAME CHANGE:** 20240529

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SENTINEL PENSION ADVISORS INC
- **DATE OF NAME CHANGE:** 20200205

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SENTINEL PENSION ADVISORS LLC<br>**Address:** 100 QUANNAPOWITT PKWY<br>SUITE 402<br>WAKEFIELD, MA 01880

**Form 13F File Number:** 028-19758

**CRD Number (if applicable):** 000109901

**SEC File Number (if applicable):** 801-55783

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Douglas Dustin<br>**Title:** Chief Financial Officer<br>**Phone:** (781) 914-1361

**Signature, Place, and Date of Signing:**

/s/ Douglas Dustin  Wakefield, MA  04-16-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 137

**Form 13F Information Table Value Total:** $676434120

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPS ETF TR | SMITH CORE PLUS | 00162Q346 |  | 11271905 | 437659 | SH |  | SOLE |  | 0 | 0 | 437659 |
| AT INC | COM | 00206R102 |  | 224325 | 7738 | SH |  | SOLE |  | 0 | 0 | 7738 |
| ABBVIE INC | COM | 00287Y109 |  | 349200 | 1606 | SH |  | SOLE |  | 325 | 0 | 1281 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 402488 | 1403 | SH |  | SOLE |  | 0 | 0 | 1403 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 800678 | 2784 | SH |  | SOLE |  | 0 | 0 | 2784 |
| AMAZON COM INC | COM | 023135106 |  | 655822 | 3149 | SH |  | SOLE |  | 71 | 0 | 3078 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 3938492 | 48877 | SH |  | SOLE |  | 0 | 0 | 48877 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 3374865 | 30550 | SH |  | SOLE |  | 0 | 0 | 30550 |
| APPLE INC | COM | 037833100 |  | 7692340 | 30310 | SH |  | SOLE |  | 2603 | 0 | 27707 |
| BANK AMERICA CORP | COM | 060505104 |  | 352325 | 7227 | SH |  | SOLE |  | 0 | 0 | 7227 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 1009478 | 19439 | SH |  | SOLE |  | 2600 | 0 | 16839 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 259475 | 4460 | SH |  | SOLE |  | 0 | 0 | 4460 |
| BNY MELLON HIGH YIELD STRATE | SH BEN INT | 09660L105 |  | 33258 | 13630 | SH |  | SOLE |  | 0 | 0 | 13630 |
| BNY MELLON ETF TRUST | US LRG CP CORE | 09661T107 |  | 124460125 | 997197 | SH |  | SOLE |  | 1915 | 0 | 995282 |
| BNY MELLON ETF TRUST | US MDCP CORE EQT | 09661T206 |  | 801771 | 7269 | SH |  | SOLE |  | 0 | 0 | 7269 |
| BNY MELLON ETF TRUST | US SMLCP CORE | 09661T305 |  | 639212 | 5611 | SH |  | SOLE |  | 0 | 0 | 5611 |
| BNY MELLON ETF TRUST | INTERNATIONL EQT | 09661T404 |  | 54080175 | 578831 | SH |  | SOLE |  | 535 | 0 | 578295 |
| BNY MELLON ETF TRUST | CORE BOND ETF | 09661T602 |  | 2188962 | 51871 | SH |  | SOLE |  | 0 | 0 | 51871 |
| CAMBRIA ETF TR | SHSHLD YIELD ETF | 132061201 |  | 379161 | 5028 | SH |  | SOLE |  | 0 | 0 | 5028 |
| CHEVRON CORPORATION | COM | 166764100 |  | 215616 | 1042 | SH |  | SOLE |  | 0 | 0 | 1042 |
| COCA COLA CO | COM | 191216100 |  | 201380 | 2648 | SH |  | SOLE |  | 1300 | 0 | 1348 |
| DTE ENERGY CO | COM | 233331107 |  | 201773 | 1380 | SH |  | SOLE |  | 0 | 0 | 1380 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 557121 | 3394 | SH |  | SOLE |  | 0 | 0 | 3394 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 6031347 | 168898 | SH |  | SOLE |  | 0 | 0 | 168898 |
| EASTERN BANKSHARES INC | COM | 27627N105 |  | 2936256 | 150115 | SH |  | SOLE |  | 0 | 0 | 150115 |
| EVERSOURCE ENERGY | COM | 30040W108 |  | 491057 | 7088 | SH |  | SOLE |  | 0 | 0 | 7088 |
| META PLATFORMS INC | CL A | 30303M102 |  | 592086 | 1035 | SH |  | SOLE |  | 0 | 0 | 1035 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 252235 | 4273 | SH |  | SOLE |  | 16 | 0 | 4257 |
| FIDELITY COVINGTON TRUST | BLUE CHIP GRWTH | 316092352 |  | 819625 | 16353 | SH |  | SOLE |  | 4885 | 0 | 11468 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 31609A305 |  | 17101382 | 456159 | SH |  | SOLE |  | 0 | 0 | 456159 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 15023408 | 329316 | SH |  | SOLE |  | 1650 | 0 | 327666 |
| FIRST MERCHANTS CORP | COM | 320817109 |  | 589780 | 15228 | SH |  | SOLE |  | 0 | 0 | 15228 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 2585600 | 51038 | SH |  | SOLE |  | 0 | 0 | 51038 |
| FIRST TR EXCHANGE-TRADED FD | FT VEST S 500 | 33739Q705 |  | 365688 | 7507 | SH |  | SOLE |  | 0 | 0 | 7507 |
| FORD MTR CO | COM | 345370860 |  | 571232 | 49500 | SH |  | SOLE |  | 0 | 0 | 49500 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1254705 | 2174 | SH |  | SOLE |  | 0 | 0 | 2174 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E743 |  | 265970 | 3805 | SH |  | SOLE |  | 0 | 0 | 3805 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2031 CP | 46138J429 |  | 183635 | 11156 | SH |  | SOLE |  | 0 | 0 | 11156 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 185140 | 11074 | SH |  | SOLE |  | 0 | 0 | 11074 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2029 MUNI | 46138J478 |  | 661236 | 28720 | SH |  | SOLE |  | 0 | 0 | 28720 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2028 MUNI | 46138J486 |  | 654945 | 27995 | SH |  | SOLE |  | 0 | 0 | 27995 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 MUNI | 46138J494 |  | 686522 | 29024 | SH |  | SOLE |  | 0 | 0 | 29024 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 MUNI | 46138J510 |  | 853287 | 36118 | SH |  | SOLE |  | 0 | 0 | 36118 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 204492 | 10013 | SH |  | SOLE |  | 0 | 0 | 10013 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 941643 | 47982 | SH |  | SOLE |  | 0 | 0 | 47982 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 1022987 | 52380 | SH |  | SOLE |  | 0 | 0 | 52380 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 902847 | 10241 | SH |  | SOLE |  | 0 | 0 | 10241 |
| ISHARES INC | MSCI AUST ETF | 464286103 |  | 4122360 | 148500 | SH |  | SOLE |  | 0 | 0 | 148500 |
| ISHARES INC | MSCI CDA ETF | 464286509 |  | 6878885 | 125550 | SH |  | SOLE |  | 0 | 0 | 125550 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 4184846 | 29382 | SH |  | SOLE |  | 7121 | 0 | 22261 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 208189 | 1375 | SH |  | SOLE |  | 0 | 0 | 1375 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2570498 | 3935 | SH |  | SOLE |  | 425 | 0 | 3510 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 397628 | 4006 | SH |  | SOLE |  | 601 | 0 | 3405 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 301665 | 1379 | SH |  | SOLE |  | 262 | 0 | 1117 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 388736 | 4294 | SH |  | SOLE |  | 3845 | 0 | 449 |
| ISHARES TR | INTERNATIONAL SL | 46434V266 |  | 349195 | 8356 | SH |  | SOLE |  | 0 | 0 | 8356 |
| ISHARES TR | IBONDS DEC 26 | 46435U259 |  | 556252 | 21703 | SH |  | SOLE |  | 0 | 0 | 21703 |
| ISHARES TR | IBONDS DEC 27 | 46435U283 |  | 1510049 | 59357 | SH |  | SOLE |  | 0 | 0 | 59357 |
| ISHARES TR | IBONDS DEC 28 | 46435U325 |  | 1331814 | 52167 | SH |  | SOLE |  | 0 | 0 | 52167 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 3680518 | 77403 | SH |  | SOLE |  | 0 | 0 | 77403 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 204585 | 8440 | SH |  | SOLE |  | 0 | 0 | 8440 |
| ISHARES TR | IBONDS DEC 2029 | 46436E163 |  | 1294329 | 51058 | SH |  | SOLE |  | 0 | 0 | 51058 |
| ISHARES TR | 20+ YEAR TR BD | 46436E338 |  | 248294 | 10977 | SH |  | SOLE |  | 0 | 0 | 10977 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 900929 | 8950 | SH |  | SOLE |  | 0 | 0 | 8950 |
| ISHARES TR | IBONDS DEC 2030 | 46438G687 |  | 1224523 | 47407 | SH |  | SOLE |  | 0 | 0 | 47407 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 364758 | 1240 | SH |  | SOLE |  | 450 | 0 | 790 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 307916 | 5433 | SH |  | SOLE |  | 0 | 0 | 5433 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 59488516 | 1263562 | SH |  | SOLE |  | 11873 | 0 | 1251689 |
| LAZARD ACTIVE ETF TR | INTL DYNAMIC EQT | 52110K400 |  | 4221925 | 132974 | SH |  | SOLE |  | 0 | 0 | 132974 |
| ELI LILLY  CO | COM | 532457108 |  | 628203 | 683 | SH |  | SOLE |  | 415 | 0 | 268 |
| LISTED FDS TR | SWAN HEDGED EQTY | 53656F599 |  | 1697359 | 68719 | SH |  | SOLE |  | 0 | 0 | 68719 |
| MATTHEWS ASIA FDS | ASIA INNOV ACTIV | 577125826 |  | 604951 | 15903 | SH |  | SOLE |  | 0 | 0 | 15903 |
| MCDONALDS CORP | COM | 580135101 |  | 586772 | 1888 | SH |  | SOLE |  | 162 | 0 | 1726 |
| MICROSOFT CORP | COM | 594918104 |  | 1514658 | 4092 | SH |  | SOLE |  | 999 | 0 | 3093 |
| NAPCO SEC TECHNOLOGIES INC | COM | 630402105 |  | 395712 | 10046 | SH |  | SOLE |  | 0 | 0 | 10046 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 642265 | 6915 | SH |  | SOLE |  | 6807 | 0 | 108 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 569790 | 3267 | SH |  | SOLE |  | 0 | 0 | 3267 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 258731 | 4136 | SH |  | SOLE |  | 0 | 0 | 4136 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 9388240 | 358330 | SH |  | SOLE |  | 0 | 0 | 358330 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 5480768 | 54497 | SH |  | SOLE |  | 680 | 0 | 53817 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 258429 | 1789 | SH |  | SOLE |  | 160 | 0 | 1629 |
| PROFESIONALLY MANAGED PORTFO | AKRE FOCUS ETF | 74316P579 |  | 437492 | 8278 | SH |  | SOLE |  | 1476 | 0 | 6802 |
| PUTNAM ETF TRUST | FOCUSED LAR CAP | 746729300 |  | 449384 | 9685 | SH |  | SOLE |  | 0 | 0 | 9685 |
| RBB FUND TRUST | FIRST EAGLE OVER | 75526L878 |  | 390258 | 7734 | SH |  | SOLE |  | 0 | 0 | 7734 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 93077762 | 143122 | SH |  | SOLE |  | 1038 | 0 | 142084 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1327765 | 3086 | SH |  | SOLE |  | 324 | 0 | 2762 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X426 |  | 217758 | 3140 | SH |  | SOLE |  | 0 | 0 | 3140 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 11997158 | 255748 | SH |  | SOLE |  | 0 | 0 | 255748 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 7595777 | 166392 | SH |  | SOLE |  | 7011 | 0 | 159381 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 2931085 | 114406 | SH |  | SOLE |  | 149 | 0 | 114257 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 27047403 | 943734 | SH |  | SOLE |  | 2498 | 0 | 941236 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 663548 | 4547 | SH |  | SOLE |  | 0 | 0 | 4547 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 11496768 | 145418 | SH |  | SOLE |  | 0 | 0 | 145418 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 404776 | 6835 | SH |  | SOLE |  | 0 | 0 | 6835 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 1824839 | 23842 | SH |  | SOLE |  | 0 | 0 | 23842 |
| SSGA ACTIVE ETF TR | STATE STREET MUL | 78467V103 |  | 18769450 | 519210 | SH |  | SOLE |  | 3148 | 0 | 516063 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R101 |  | 2208812 | 75696 | SH |  | SOLE |  | 0 | 0 | 75696 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 821548 | 8965 | SH |  | SOLE |  | 0 | 0 | 8965 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R812 |  | 1489936 | 8681 | SH |  | SOLE |  | 0 | 0 | 8681 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 289837 | 5998 | SH |  | SOLE |  | 0 | 0 | 5998 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 283028 | 11276 | SH |  | SOLE |  | 0 | 0 | 11276 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 7052226 | 275048 | SH |  | SOLE |  | 0 | 0 | 275048 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 390531 | 13406 | SH |  | SOLE |  | 0 | 0 | 13406 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 612740 | 20090 | SH |  | SOLE |  | 2325 | 0 | 17765 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 2689942 | 86884 | SH |  | SOLE |  | 2265 | 0 | 84619 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 411342 | 14145 | SH |  | SOLE |  | 0 | 0 | 14145 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 460507 | 15010 | SH |  | SOLE |  | 0 | 0 | 15010 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 548192 | 22149 | SH |  | SOLE |  | 0 | 0 | 22149 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 7686978 | 308590 | SH |  | SOLE |  | 0 | 0 | 308590 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 215981 | 8899 | SH |  | SOLE |  | 0 | 0 | 8899 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 1771210 | 13327 | SH |  | SOLE |  | 1840 | 0 | 11487 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD TR | 85207H104 |  | 2602005 | 73420 | SH |  | SOLE |  | 0 | 0 | 73420 |
| TESLA INC | COM | 88160R101 |  | 330114 | 888 | SH |  | SOLE |  | 0 | 0 | 888 |
| THORNBURG ETF TR | INTL EQUITY ETF | 88521L306 |  | 6256345 | 194357 | SH |  | SOLE |  | 0 | 0 | 194357 |
| VANECK ETF TRUST | REAL ASSETS ETF | 92189F130 |  | 476199 | 11697 | SH |  | SOLE |  | 0 | 0 | 11697 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 1560586 | 16138 | SH |  | SOLE |  | 0 | 0 | 16138 |
| VANECK ETF TRUST | CLO ETF | 92189H748 |  | 684962 | 12997 | SH |  | SOLE |  | 0 | 0 | 12997 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 617487 | 4260 | SH |  | SOLE |  | 0 | 0 | 4260 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 208354 | 2829 | SH |  | SOLE |  | 0 | 0 | 2829 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 247327 | 1670 | SH |  | SOLE |  | 0 | 0 | 1670 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 378758 | 8521 | SH |  | SOLE |  | 0 | 0 | 8521 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 314548 | 4188 | SH |  | SOLE |  | 286 | 0 | 3902 |
| VANGUARD WORLD FD | MATERIALS ETF | 92204A801 |  | 1397559 | 6202 | SH |  | SOLE |  | 0 | 0 | 6202 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 528798 | 5279 | SH |  | SOLE |  | 0 | 0 | 5279 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1064311 | 11999 | SH |  | SOLE |  | 0 | 0 | 11999 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 1660259 | 5493 | SH |  | SOLE |  | 0 | 0 | 5493 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1922209 | 6693 | SH |  | SOLE |  | 0 | 0 | 6693 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 222942 | 746 | SH |  | SOLE |  | 0 | 0 | 746 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 16468245 | 80021 | SH |  | SOLE |  | 760 | 0 | 79261 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 5224843 | 11962 | SH |  | SOLE |  | 0 | 0 | 11962 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 897540 | 4575 | SH |  | SOLE |  | 1388 | 0 | 3187 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 359119 | 1371 | SH |  | SOLE |  | 0 | 0 | 1371 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 235367 | 734 | SH |  | SOLE |  | 0 | 0 | 734 |
| WALMART INC | COM | 931142103 |  | 279302 | 2247 | SH |  | SOLE |  | 0 | 0 | 2247 |
| WISDOMTREE TR | GLOBAL EX US QUA | 97717W844 |  | 1185999 | 29378 | SH |  | SOLE |  | 0 | 0 | 29378 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 2474506 | 28171 | SH |  | SOLE |  | 0 | 0 | 28171 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 37243063 | 401802 | SH |  | SOLE |  | 2629 | 0 | 399174 |

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