# EDGAR Filing Document

**Accession Number:** 0001871734
**File Stem:** 0001871734-23-000001
**Filing Date:** 2023-1
**Character Count:** 30809
**Document Hash:** 165e01d28cbc1f30c6999e62a13f2391
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001871734-23-000001.hdr.sgml**: 20230123

**ACCESSION NUMBER**: 0001871734-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230123

**DATE AS OF CHANGE**: 20230123

**EFFECTIVENESS DATE**: 20230123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Level Financial Advisors, Inc.
- **CENTRAL INDEX KEY:** 0001871734
- **IRS NUMBER:** 161140261
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21465
- **FILM NUMBER:** 23543701

**BUSINESS ADDRESS:**
- **STREET 1:** 1412 SWEET HOME ROAD
- **STREET 2:** SUITE 7
- **CITY:** AMHERST
- **STATE:** NM
- **ZIP:** 14228
- **BUSINESS PHONE:** 716-634-6113

**MAIL ADDRESS:**
- **STREET 1:** 1412 SWEET HOME ROAD
- **STREET 2:** SUITE 7
- **CITY:** AMHERST
- **STATE:** NM
- **ZIP:** 14228

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Level Financial Advisors Inc.<br>**Address:** 1412 SWEET HOME ROAD<br>SUITE 7<br>AMHERST, NM 14228

**Form 13F File Number:** 028-21465

**CRD Number (if applicable):** 000110641

**SEC File Number (if applicable):** 801-15900

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Heburn<br>**Title:** Chief Compliance Officer<br>**Phone:** 716-634-6113

**Signature, Place, and Date of Signing:**

Michael Heburn  Amherst, NY  01-23-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 288

**Form 13F Information Table Value Total:** $152670000

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 180 LIFE SCIENCES CORP | COM NEW | 68236V203 |  | 0 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ABBOTT LABS | COM | 002824100 |  | 97000 | 885 | SH |  | SOLE |  | 0 | 0 | 885 |
| ABBVIE INC | COM | 00287Y109 |  | 126000 | 781 | SH |  | SOLE |  | 0 | 0 | 781 |
| ACV AUCTIONS INC | COM CL A | 00091G104 |  | 5000 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 1000 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 17000 | 260 | SH |  | SOLE |  | 0 | 0 | 260 |
| AGILON HEALTH INC | COM | 00857U107 |  | 138000 | 8562 | SH |  | SOLE |  | 0 | 0 | 8562 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 105000 | 340 | SH |  | SOLE |  | 0 | 0 | 340 |
| AIRBNB INC | COM CL A | 009066101 |  | 9000 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 673000 | 7629 | SH |  | SOLE |  | 0 | 0 | 7629 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 121000 | 1360 | SH |  | SOLE |  | 0 | 0 | 1360 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 0 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| AMAZON COM INC | COM | 023135106 |  | 275000 | 3278 | SH |  | SOLE |  | 0 | 0 | 3278 |
| AMEREN CORP | COM | 023608102 |  | 1000 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 1434000 | 19247 | SH |  | SOLE |  | 0 | 0 | 19247 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 441000 | 8299 | SH |  | SOLE |  | 0 | 0 | 8299 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 433000 | 7829 | SH |  | SOLE |  | 0 | 0 | 7829 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 1690000 | 33508 | SH |  | SOLE |  | 0 | 0 | 33508 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 19000 | 386 | SH |  | SOLE |  | 0 | 0 | 386 |
| AMERICAN CENTY ETF TR | REAL ESTATE ETF | 025072356 |  | 3207000 | 77981 | SH |  | SOLE |  | 0 | 0 | 77981 |
| AMERICAN CENTY ETF TR | AVANTIS US SMALL | 025072323 |  | 270000 | 6217 | SH |  | SOLE |  | 0 | 0 | 6217 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 69000 | 722 | SH |  | SOLE |  | 0 | 0 | 722 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 16000 | 105 | SH |  | SOLE |  | 0 | 0 | 105 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 2000 | 38 | SH |  | SOLE |  | 0 | 0 | 38 |
| AMGEN INC | COM | 031162100 |  | 20000 | 77 | SH |  | SOLE |  | 0 | 0 | 77 |
| ANALOG DEVICES INC | COM | 032654105 |  | 1000 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| APPLE INC | COM | 037833100 |  | 1313000 | 10105 | SH |  | SOLE |  | 0 | 0 | 10105 |
| APPLIED MATLS INC | COM | 038222105 |  | 1000 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 11000 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| AT INC | COM | 00206R102 |  | 21000 | 1123 | SH |  | SOLE |  | 0 | 0 | 1123 |
| AURORA CANNABIS INC | COM | 05156X884 |  | 0 | 473 | SH |  | SOLE |  | 0 | 0 | 473 |
| BANK AMERICA CORP | COM | 060505104 |  | 34000 | 1029 | SH |  | SOLE |  | 0 | 0 | 1029 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 26000 | 103 | SH |  | SOLE |  | 0 | 0 | 103 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 604000 | 1954 | SH |  | SOLE |  | 0 | 0 | 1954 |
| BLACKROCK INC | COM | 09247X101 |  | 1000 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| BOEING CO | COM | 097023105 |  | 50000 | 264 | SH |  | SOLE |  | 0 | 0 | 264 |
| BOSTON OMAHA CORP | CL A COM STK | 101044105 |  | 5000 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| BP PLC | SPONSORED ADR | 055622104 |  | 3000 | 83 | SH |  | SOLE |  | 0 | 0 | 83 |
| BRIGHTHOUSE FINL INC | COM | 10922N103 |  | 0 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 2000 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| BROADCOM INC | COM | 11135F101 |  | 2000 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| BROWN FORMAN CORP | CL B | 115637209 |  | 11000 | 175 | SH |  | SOLE |  | 0 | 0 | 175 |
| BUMBLE INC | COM CL A | 12047B105 |  | 4000 | 196 | SH |  | SOLE |  | 0 | 0 | 196 |
| BURLINGTON STORES INC | COM | 122017106 |  | 1000 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 1000 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 13000 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| CHENIERE ENERGY PARTNERS LP | COM UNIT | 16411Q101 |  | 23000 | 404 | SH |  | SOLE |  | 0 | 0 | 404 |
| CHEVRON CORP NEW | COM | 166764100 |  | 95000 | 530 | SH |  | SOLE |  | 0 | 0 | 530 |
| CIGNA CORP NEW | COM | 125523100 |  | 6000 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| CISCO SYS INC | COM | 17275R102 |  | 30000 | 630 | SH |  | SOLE |  | 0 | 0 | 630 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 48000 | 612 | SH |  | SOLE |  | 0 | 0 | 612 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 4000 | 116 | SH |  | SOLE |  | 0 | 0 | 116 |
| COMPUTER TASK GROUP INC | COM | 205477102 |  | 6000 | 803 | SH |  | SOLE |  | 0 | 0 | 803 |
| CONDUENT INC | COM | 206787103 |  | 0 | 40 | SH |  | SOLE |  | 0 | 0 | 40 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 27000 | 230 | SH |  | SOLE |  | 0 | 0 | 230 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 13000 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| CRISPR THERAPEUTICS AG | NAMEN AKT | H17182108 |  | 2000 | 47 | SH |  | SOLE |  | 0 | 0 | 47 |
| CROWN CASTLE INC | COM | 22822V101 |  | 1000 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| CSX CORP | COM | 126408103 |  | 7000 | 225 | SH |  | SOLE |  | 0 | 0 | 225 |
| CVS HEALTH CORP | COM | 126650100 |  | 1000 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| DANAHER CORPORATION | COM | 235851102 |  | 55000 | 206 | SH |  | SOLE |  | 0 | 0 | 206 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 1000 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 41000 | 1234 | SH |  | SOLE |  | 0 | 0 | 1234 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 16000 | 655 | SH |  | SOLE |  | 0 | 0 | 655 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 2406000 | 109603 | SH |  | SOLE |  | 0 | 0 | 109603 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 60000 | 1175 | SH |  | SOLE |  | 0 | 0 | 1175 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 3491000 | 79433 | SH |  | SOLE |  | 0 | 0 | 79433 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 693000 | 22789 | SH |  | SOLE |  | 0 | 0 | 22789 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 1974000 | 82230 | SH |  | SOLE |  | 0 | 0 | 82230 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 16000 | 654 | SH |  | SOLE |  | 0 | 0 | 654 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 4000 | 178 | SH |  | SOLE |  | 0 | 0 | 178 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 7314000 | 218468 | SH |  | SOLE |  | 0 | 0 | 218468 |
| DISNEY WALT CO | COM | 254687106 |  | 124000 | 1430 | SH |  | SOLE |  | 0 | 0 | 1430 |
| DOW INC | COM | 260557103 |  | 1000 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1000 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| DXC TECHNOLOGY CO | COM | 23355L106 |  | 2000 | 78 | SH |  | SOLE |  | 0 | 0 | 78 |
| EASTMAN CHEM CO | COM | 277432100 |  | 1000 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| EATON CORP PLC | SHS | G29183103 |  | 2000 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 1000 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1829000 | 16579 | SH |  | SOLE |  | 0 | 0 | 16579 |
| FEDEX CORP | COM | 31428X106 |  | 23000 | 132 | SH |  | SOLE |  | 0 | 0 | 132 |
| FIRST TR EXCHANGE TRADED FD | MATERIALS ALPH | 33734X168 |  | 1000 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| FIVERR INTL LTD | ORD SHS | M4R82T106 |  | 1000 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| FORD MTR CO DEL | COM | 345370860 |  | 14000 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| FORTIVE CORP | COM | 34959J108 |  | 8000 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| FUELCELL ENERGY INC | COM | 35952H601 |  | 1000 | 358 | SH |  | SOLE |  | 0 | 0 | 358 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 23000 | 91 | SH |  | SOLE |  | 0 | 0 | 91 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 192000 | 2294 | SH |  | SOLE |  | 0 | 0 | 2294 |
| GENERAL MLS INC | COM | 370334104 |  | 53000 | 630 | SH |  | SOLE |  | 0 | 0 | 630 |
| GLOBAL PMTS INC | COM | 37940X102 |  | 1000 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| GLOBUS MARITIME LIMITED NEW | COM NEW | Y27265126 |  | 1000 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| HESS CORP | COM | 42809H107 |  | 109000 | 768 | SH |  | SOLE |  | 0 | 0 | 768 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 15000 | 918 | SH |  | SOLE |  | 0 | 0 | 918 |
| HOME DEPOT INC | COM | 437076102 |  | 152000 | 480 | SH |  | SOLE |  | 0 | 0 | 480 |
| HONEYWELL INTL INC | COM | 438516106 |  | 49000 | 230 | SH |  | SOLE |  | 0 | 0 | 230 |
| HP INC | COM | 40434L105 |  | 25000 | 918 | SH |  | SOLE |  | 0 | 0 | 918 |
| HUBSPOT INC | COM | 443573100 |  | 14000 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| ILLUMINA INC | COM | 452327109 |  | 3000 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| INNOVATIVE INDL PPTYS INC | COM | 45781V101 |  | 30000 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| INSULET CORP | COM | 45784P101 |  | 1000 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| INTEL CORP | COM | 458140100 |  | 19000 | 720 | SH |  | SOLE |  | 0 | 0 | 720 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 8000 | 59 | SH |  | SOLE |  | 0 | 0 | 59 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 9000 | 458 | SH |  | SOLE |  | 0 | 0 | 458 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 9000 | 478 | SH |  | SOLE |  | 0 | 0 | 478 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 9000 | 468 | SH |  | SOLE |  | 0 | 0 | 468 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 9000 | 444 | SH |  | SOLE |  | 0 | 0 | 444 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 8000 | 464 | SH |  | SOLE |  | 0 | 0 | 464 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 13000 | 93 | SH |  | SOLE |  | 0 | 0 | 93 |
| INVESCO EXCHANGE TRADED FD T | S PUR GWT | 46137V266 |  | 41000 | 273 | SH |  | SOLE |  | 0 | 0 | 273 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 120000 | 449 | SH |  | SOLE |  | 0 | 0 | 449 |
| IQVIA HLDGS INC | COM | 46266C105 |  | 2000 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 9000 | 188 | SH |  | SOLE |  | 0 | 0 | 188 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 12000 | 414 | SH |  | SOLE |  | 0 | 0 | 414 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 68000 | 281 | SH |  | SOLE |  | 0 | 0 | 281 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 42000 | 416 | SH |  | SOLE |  | 0 | 0 | 416 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 51000 | 539 | SH |  | SOLE |  | 0 | 0 | 539 |
| ISHARES TR | CORE S ETF | 464287200 |  | 16000 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 63000 | 1072 | SH |  | SOLE |  | 0 | 0 | 1072 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 28000 | 184 | SH |  | SOLE |  | 0 | 0 | 184 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 11000 | 168 | SH |  | SOLE |  | 0 | 0 | 168 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 4000 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 6000 | 67 | SH |  | SOLE |  | 0 | 0 | 67 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 2000 | 54 | SH |  | SOLE |  | 0 | 0 | 54 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 17000 | 140 | SH |  | SOLE |  | 0 | 0 | 140 |
| ISHARES TR | MICRO-CAP ETF | 464288869 |  | 1540000 | 14282 | SH |  | SOLE |  | 0 | 0 | 14282 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 232000 | 2733 | SH |  | SOLE |  | 0 | 0 | 2733 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 3000 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 1259000 | 24019 | SH |  | SOLE |  | 0 | 0 | 24019 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 3000 | 149 | SH |  | SOLE |  | 0 | 0 | 149 |
| ISHARES TR | GRWT ALLOCAT ETF | 464289867 |  | 1000 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 16000 | 152 | SH |  | SOLE |  | 0 | 0 | 152 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 12000 | 122 | SH |  | SOLE |  | 0 | 0 | 122 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 63000 | 1087 | SH |  | SOLE |  | 0 | 0 | 1087 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 40000 | 652 | SH |  | SOLE |  | 0 | 0 | 652 |
| ISHARES TR | GNMA BOND ETF | 46429B333 |  | 166000 | 3813 | SH |  | SOLE |  | 0 | 0 | 3813 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1572000 | 13794 | SH |  | SOLE |  | 0 | 0 | 13794 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 3340000 | 81695 | SH |  | SOLE |  | 0 | 0 | 81695 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 158000 | 3295 | SH |  | SOLE |  | 0 | 0 | 3295 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 1616000 | 71153 | SH |  | SOLE |  | 0 | 0 | 71153 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 71000 | 1502 | SH |  | SOLE |  | 0 | 0 | 1502 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 574000 | 8731 | SH |  | SOLE |  | 0 | 0 | 8731 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 442000 | 5210 | SH |  | SOLE |  | 0 | 0 | 5210 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 1170000 | 49232 | SH |  | SOLE |  | 0 | 0 | 49232 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 699000 | 31359 | SH |  | SOLE |  | 0 | 0 | 31359 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 1000 | 17 | SH |  | SOLE |  | 0 | 0 | 17 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 95000 | 536 | SH |  | SOLE |  | 0 | 0 | 536 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 286000 | 2132 | SH |  | SOLE |  | 0 | 0 | 2132 |
| KEYCORP | COM | 493267108 |  | 4000 | 244 | SH |  | SOLE |  | 0 | 0 | 244 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 3000 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| LEE ENTERPRISES INC | COM | 523768406 |  | 29000 | 1552 | SH |  | SOLE |  | 0 | 0 | 1552 |
| LIBERTY BROADBAND CORP | COM SER C | 530307305 |  | 2000 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| LIBERTY TRIPADVISOR HLDGS IN | COM SER A | 531465102 |  | 0 | 44 | SH |  | SOLE |  | 0 | 0 | 44 |
| LIFE STORAGE INC | COM | 53223X107 |  | 1000 | 13 | SH |  | SOLE |  | 0 | 0 | 13 |
| LILLY ELI  CO | COM | 532457108 |  | 131000 | 358 | SH |  | SOLE |  | 0 | 0 | 358 |
| LOEWS CORP | COM | 540424108 |  | 58000 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| LOWES COS INC | COM | 548661107 |  | 80000 | 404 | SH |  | SOLE |  | 0 | 0 | 404 |
| M  T BK CORP | COM | 55261F104 |  | 101000 | 693 | SH |  | SOLE |  | 0 | 0 | 693 |
| MANULIFE FINL CORP | COM | 56501R106 |  | 4000 | 234 | SH |  | SOLE |  | 0 | 0 | 234 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 1000 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 0 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| MCDONALDS CORP | COM | 580135101 |  | 81000 | 307 | SH |  | SOLE |  | 0 | 0 | 307 |
| MERCK  CO INC | COM | 58933Y105 |  | 24000 | 220 | SH |  | SOLE |  | 0 | 0 | 220 |
| META PLATFORMS INC | CL A | 30303M102 |  | 91000 | 759 | SH |  | SOLE |  | 0 | 0 | 759 |
| METLIFE INC | COM | 59156R108 |  | 2000 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| MICROSOFT CORP | COM | 594918104 |  | 359000 | 1498 | SH |  | SOLE |  | 0 | 0 | 1498 |
| MOOG INC | CL A | 615394202 |  | 51000 | 585 | SH |  | SOLE |  | 0 | 0 | 585 |
| MOOG INC | CL B | 615394301 |  | 2000 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 2000 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| MYMD PHARMACEUTICALS INC | COM | 62856X102 |  | 0 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| NATIONAL FUEL GAS CO | COM | 636180101 |  | 138000 | 2175 | SH |  | SOLE |  | 0 | 0 | 2175 |
| NATIONAL GRID PLC | SPONSORED ADR NE | 636274409 |  | 6000 | 95 | SH |  | SOLE |  | 0 | 0 | 95 |
| NETFLIX INC | COM | 64110L106 |  | 399000 | 1352 | SH |  | SOLE |  | 0 | 0 | 1352 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 652000 | 7800 | SH |  | SOLE |  | 0 | 0 | 7800 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 2000 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 2000 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| NOVAVAX INC | COM NEW | 670002401 |  | 1000 | 78 | SH |  | SOLE |  | 0 | 0 | 78 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 35000 | 241 | SH |  | SOLE |  | 0 | 0 | 241 |
| ORACLE CORP | COM | 68389X105 |  | 9000 | 104 | SH |  | SOLE |  | 0 | 0 | 104 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 1000 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| OSHKOSH CORP | COM | 688239201 |  | 1000 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 13000 | 160 | SH |  | SOLE |  | 0 | 0 | 160 |
| PAYCHEX INC | COM | 704326107 |  | 7000 | 62 | SH |  | SOLE |  | 0 | 0 | 62 |
| PAYCOM SOFTWARE INC | COM | 70432V102 |  | 6000 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 2000 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| PENNYMAC MTG INVT TR | COM | 70931T103 |  | 5000 | 390 | SH |  | SOLE |  | 0 | 0 | 390 |
| PEPSICO INC | COM | 713448108 |  | 63000 | 351 | SH |  | SOLE |  | 0 | 0 | 351 |
| PFIZER INC | COM | 717081103 |  | 52000 | 1016 | SH |  | SOLE |  | 0 | 0 | 1016 |
| PHILLIPS 66 | COM | 718546104 |  | 12000 | 116 | SH |  | SOLE |  | 0 | 0 | 116 |
| PLUG POWER INC | COM NEW | 72919P202 |  | 5000 | 392 | SH |  | SOLE |  | 0 | 0 | 392 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 2000 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| PRINCIPAL FINANCIAL GROUP IN | COM | 74251V102 |  | 73000 | 867 | SH |  | SOLE |  | 0 | 0 | 867 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 38000 | 251 | SH |  | SOLE |  | 0 | 0 | 251 |
| PROTERRA INC | COM | 74374T109 |  | 1000 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| PURPLE INNOVATION INC | COM | 74640Y106 |  | 0 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| QUALCOMM INC | COM | 747525103 |  | 114000 | 1037 | SH |  | SOLE |  | 0 | 0 | 1037 |
| QURATE RETAIL INC | COM SER A | 74915M100 |  | 1000 | 443 | SH |  | SOLE |  | 0 | 0 | 443 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 55000 | 545 | SH |  | SOLE |  | 0 | 0 | 545 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 9000 | 72 | SH |  | SOLE |  | 0 | 0 | 72 |
| SCHLUMBERGER LTD | COM STK | 806857108 |  | 21000 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 14000 | 437 | SH |  | SOLE |  | 0 | 0 | 437 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 78000 | 1729 | SH |  | SOLE |  | 0 | 0 | 1729 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 75000 | 1860 | SH |  | SOLE |  | 0 | 0 | 1860 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 1000 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 14000 | 216 | SH |  | SOLE |  | 0 | 0 | 216 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 10000 | 327 | SH |  | SOLE |  | 0 | 0 | 327 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 8000 | 337 | SH |  | SOLE |  | 0 | 0 | 337 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 8000 | 411 | SH |  | SOLE |  | 0 | 0 | 411 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 4000 | 57 | SH |  | SOLE |  | 0 | 0 | 57 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 16000 | 183 | SH |  | SOLE |  | 0 | 0 | 183 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 21000 | 623 | SH |  | SOLE |  | 0 | 0 | 623 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 59000 | 478 | SH |  | SOLE |  | 0 | 0 | 478 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 3000 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 13000 | 263 | SH |  | SOLE |  | 0 | 0 | 263 |
| SERVICENOW INC | COM | 81762P102 |  | 1000 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| SIBANYE STILLWATER LTD | SPONSORED ADR | 82575P107 |  | 5000 | 480 | SH |  | SOLE |  | 0 | 0 | 480 |
| SIXTH STREET SPECIALTY LENDI | COM | 83012A109 |  | 0 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| SKYWORKS SOLUTIONS INC | COM | 83088M102 |  | 5000 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| SNOWFLAKE INC | CL A | 833445109 |  | 17000 | 115 | SH |  | SOLE |  | 0 | 0 | 115 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 5000 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| SPDR INDEX SHS FDS | MSCI ACWI EXUS | 78463X848 |  | 6000 | 234 | SH |  | SOLE |  | 0 | 0 | 234 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 200000 | 522 | SH |  | SOLE |  | 0 | 0 | 522 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1000 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| SPDR SER TR | NUVEEN BLMBRG SH | 78468R739 |  | 23000 | 492 | SH |  | SOLE |  | 0 | 0 | 492 |
| SPDR SER TR | S METALS MNG | 78464A755 |  | 15000 | 292 | SH |  | SOLE |  | 0 | 0 | 292 |
| SPDR SER TR | PORTFOLIO INTRMD | 78464A375 |  | 6000 | 194 | SH |  | SOLE |  | 0 | 0 | 194 |
| SPDR SER TR | BLOOMBERG SHT TE | 78468R408 |  | 115000 | 4759 | SH |  | SOLE |  | 0 | 0 | 4759 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 |  | 2000 | 24 | SH |  | SOLE |  | 0 | 0 | 24 |
| STRYKER CORPORATION | COM | 863667101 |  | 1000 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| SYSCO CORP | COM | 871829107 |  | 1000 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| TARGET CORP | COM | 87612E106 |  | 22000 | 146 | SH |  | SOLE |  | 0 | 0 | 146 |
| TEKLA HEALTHCARE OPPORTUNITI | SHS | 879105104 |  | 20000 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| TESLA INC | COM | 88160R101 |  | 51000 | 410 | SH |  | SOLE |  | 0 | 0 | 410 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 1000 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| TITAN PHARMACEUTICALS INC DE | COM NEW | 888314606 |  | 1000 | 987 | SH |  | SOLE |  | 0 | 0 | 987 |
| TJX COS INC NEW | COM | 872540109 |  | 14000 | 175 | SH |  | SOLE |  | 0 | 0 | 175 |
| TRAVEL PLUS LEISURE CO | COM | 894164102 |  | 4000 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 1000 | 3 | SH |  | SOLE |  | 0 | 0 | 3 |
| ULTA BEAUTY INC | COM | 90384S303 |  | 1000 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 50000 | 94 | SH |  | SOLE |  | 0 | 0 | 94 |
| VAIL RESORTS INC | COM | 91879Q109 |  | 12000 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 32000 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 11556000 | 153507 | SH |  | SOLE |  | 0 | 0 | 153507 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 198000 | 2662 | SH |  | SOLE |  | 0 | 0 | 2662 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1000 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 168000 | 2313 | SH |  | SOLE |  | 0 | 0 | 2313 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 2647000 | 55817 | SH |  | SOLE |  | 0 | 0 | 55817 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3291000 | 17214 | SH |  | SOLE |  | 0 | 0 | 17214 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2621000 | 18674 | SH |  | SOLE |  | 0 | 0 | 18674 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1464000 | 9219 | SH |  | SOLE |  | 0 | 0 | 9219 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 141000 | 770 | SH |  | SOLE |  | 0 | 0 | 770 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 583000 | 2736 | SH |  | SOLE |  | 0 | 0 | 2736 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 2000 | 10 | SH |  | SOLE |  | 0 | 0 | 10 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 161000 | 1189 | SH |  | SOLE |  | 0 | 0 | 1189 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 32224000 | 91717 | SH |  | SOLE |  | 0 | 0 | 91717 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1879000 | 48196 | SH |  | SOLE |  | 0 | 0 | 48196 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 5000 | 97 | SH |  | SOLE |  | 0 | 0 | 97 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 2244000 | 21823 | SH |  | SOLE |  | 0 | 0 | 21823 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 1538000 | 32926 | SH |  | SOLE |  | 0 | 0 | 32926 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 426000 | 8604 | SH |  | SOLE |  | 0 | 0 | 8604 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 7575000 | 100740 | SH |  | SOLE |  | 0 | 0 | 100740 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 19184000 | 331793 | SH |  | SOLE |  | 0 | 0 | 331793 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 4587000 | 100771 | SH |  | SOLE |  | 0 | 0 | 100771 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 |  | 0 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 51000 | 771 | SH |  | SOLE |  | 0 | 0 | 771 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 4000 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 3000 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 16000 | 312 | SH |  | SOLE |  | 0 | 0 | 312 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 11013000 | 262401 | SH |  | SOLE |  | 0 | 0 | 262401 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 39000 | 656 | SH |  | SOLE |  | 0 | 0 | 656 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 342000 | 5192 | SH |  | SOLE |  | 0 | 0 | 5192 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 242000 | 4929 | SH |  | SOLE |  | 0 | 0 | 4929 |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 |  | 333000 | 5483 | SH |  | SOLE |  | 0 | 0 | 5483 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 44000 | 177 | SH |  | SOLE |  | 0 | 0 | 177 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 7000 | 184 | SH |  | SOLE |  | 0 | 0 | 184 |
| VIATRIS INC | COM | 92556V106 |  | 0 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| VISA INC | COM CL A | 92826C839 |  | 2000 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| WABTEC | COM | 929740108 |  | 11000 | 114 | SH |  | SOLE |  | 0 | 0 | 114 |
| WALGREENS BOOTS ALLIANCE INC | COM | 931427108 |  | 0 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| WALMART INC | COM | 931142103 |  | 2000 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 3000 | 325 | SH |  | SOLE |  | 0 | 0 | 325 |
| WEATHERFORD INTL PLC | ORD SHS | G48833118 |  | 0 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 22000 | 530 | SH |  | SOLE |  | 0 | 0 | 530 |
| WEYERHAEUSER CO MTN BE | COM NEW | 962166104 |  | 4000 | 126 | SH |  | SOLE |  | 0 | 0 | 126 |
| WILLIS TOWERS WATSON PLC LTD | SHS | G96629103 |  | 111000 | 455 | SH |  | SOLE |  | 0 | 0 | 455 |
| WP CAREY INC | COM | 92936U109 |  | 1000 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| WYNDHAM HOTELS  RESORTS INC | COM | 98311A105 |  | 7000 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| XEROX HOLDINGS CORP | COM NEW | 98421M106 |  | 1000 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| ZSCALER INC | COM | 98980G102 |  | 11000 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |

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