# EDGAR Filing Document

**Accession Number:** 0001688931
**File Stem:** 0001398344-23-002880
**Filing Date:** 2023-2
**Character Count:** 17015
**Document Hash:** 9e4b3f4a85121011b1695085add1623b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-23-002880.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001398344-23-002880

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**EFFECTIVENESS DATE**: 20230213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** REDW Wealth LLC
- **CENTRAL INDEX KEY:** 0001688931
- **IRS NUMBER:** 850467977
- **STATE OF INCORPORATION:** NM
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17601
- **FILM NUMBER:** 23616012

**BUSINESS ADDRESS:**
- **STREET 1:** 7425 JEFFERSON ST NE
- **CITY:** ALBUQUERQUE
- **STATE:** NM
- **ZIP:** 87109
- **BUSINESS PHONE:** 505-998-3200

**MAIL ADDRESS:**
- **STREET 1:** 7425 JEFFERSON ST NE
- **CITY:** ALBUQUERQUE
- **STATE:** NM
- **ZIP:** 87109

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** REDW Stanley Financial Advisors LLC
- **DATE OF NAME CHANGE:** 20161101

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** REDW Wealth LLC<br>**Address:** 7425 JEFFERSON ST NE<br>ALBUQUERQUE, NM 87109

**Form 13F File Number:** 028-17601

**CRD Number (if applicable):** 000109446

**SEC File Number (if applicable):** 801-57516

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Dorine Sanchez<br>**Title:** Director of Operations<br>**Phone:** 505-998-3200

**Signature, Place, and Date of Signing:**

/s/ Dorine Sanchez  Albuquerque, NM  02-08-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 134

**Form 13F Information Table Value Total:** $289421699

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 321745 | 2683 | SH |  | SOLE |  | 0 | 0 | 2683 |
| ABBOTT LABS | COM | 002824100 |  | 255920 | 2331 | SH |  | SOLE |  | 0 | 0 | 2331 |
| ABBVIE INC | COM | 00287Y109 |  | 212356 | 1314 | SH |  | SOLE |  | 0 | 0 | 1314 |
| ABRDN ASIA PACIFIC INCOME FU | COM | 003009107 |  | 78900 | 30000 | SH |  | SOLE |  | 0 | 0 | 30000 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 243903 | 914 | SH |  | SOLE |  | 0 | 0 | 914 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 675842 | 7660 | SH |  | SOLE |  | 0 | 0 | 7660 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 433890 | 4890 | SH |  | SOLE |  | 0 | 0 | 4890 |
| AMAZON COM INC | COM | 023135106 |  | 1484700 | 17675 | SH |  | SOLE |  | 0 | 0 | 17675 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 1328507 | 19534 | SH |  | SOLE |  | 0 | 0 | 19534 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 624571 | 12380 | SH |  | SOLE |  | 0 | 0 | 12380 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 236536 | 4447 | SH |  | SOLE |  | 0 | 0 | 4447 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 353566 | 2393 | SH |  | SOLE |  | 0 | 0 | 2393 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 420330 | 1984 | SH |  | SOLE |  | 0 | 0 | 1984 |
| APPLE INC | COM | 037833100 |  | 7483124 | 57594 | SH |  | SOLE |  | 0 | 0 | 57594 |
| AT INC | COM | 00206R102 |  | 187668 | 10194 | SH |  | SOLE |  | 0 | 0 | 10194 |
| BANK MONTREAL QUE | COM | 063671101 |  | 201132 | 2220 | SH |  | SOLE |  | 0 | 0 | 2220 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2826126 | 9149 | SH |  | SOLE |  | 0 | 0 | 9149 |
| CATERPILLAR INC | COM | 149123101 |  | 449894 | 1878 | SH |  | SOLE |  | 0 | 0 | 1878 |
| CHUBB LIMITED | COM | H1467J104 |  | 1633984 | 7407 | SH |  | SOLE |  | 0 | 0 | 7407 |
| CISCO SYS INC | COM | 17275R102 |  | 284649 | 5975 | SH |  | SOLE |  | 0 | 0 | 5975 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 433273 | 949 | SH |  | SOLE |  | 0 | 0 | 949 |
| DANAHER CORPORATION | COM | 235851102 |  | 845430 | 3185 | SH |  | SOLE |  | 0 | 0 | 3185 |
| DEERE  CO | COM | 244199105 |  | 428760 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 7005796 | 291787 | SH |  | SOLE |  | 0 | 0 | 291787 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 229767 | 9176 | SH |  | SOLE |  | 0 | 0 | 9176 |
| DISCOVER FINL SVCS | COM | 254709108 |  | 222886 | 2278 | SH |  | SOLE |  | 0 | 0 | 2278 |
| ENBRIDGE INC | COM | 29250N105 |  | 265645 | 6794 | SH |  | SOLE |  | 0 | 0 | 6794 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 736792 | 6680 | SH |  | SOLE |  | 0 | 0 | 6680 |
| FLEXSHARES TR | HIG YLD VL ETF | 33939L662 |  | 13163252 | 330320 | SH |  | SOLE |  | 0 | 0 | 330320 |
| FLEXSHARES TR | QLT DIV DEF IDX | 33939L845 |  | 2173042 | 42236 | SH |  | SOLE |  | 0 | 0 | 42236 |
| FLEXSHARES TR | STOXX GLOBR INF | 33939L795 |  | 508788 | 10093 | SH |  | SOLE |  | 0 | 0 | 10093 |
| FLEXSHARES TR | INTL QLTDV DEF | 33939L811 |  | 397445 | 20508 | SH |  | SOLE |  | 0 | 0 | 20508 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 258646 | 5950 | SH |  | SOLE |  | 0 | 0 | 5950 |
| FORD MTR CO DEL | COM | 345370860 |  | 276260 | 23754 | SH |  | SOLE |  | 0 | 0 | 23754 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 225682 | 5939 | SH |  | SOLE |  | 0 | 0 | 5939 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 6826341 | 257695 | SH |  | SOLE |  | 0 | 0 | 257695 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 224953 | 655 | SH |  | SOLE |  | 0 | 0 | 655 |
| INTEL CORP | COM | 458140100 |  | 578720 | 21896 | SH |  | SOLE |  | 0 | 0 | 21896 |
| INTUIT | COM | 461202103 |  | 1223318 | 3143 | SH |  | SOLE |  | 0 | 0 | 3143 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 7869731 | 55715 | SH |  | SOLE |  | 0 | 0 | 55715 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2621107 | 9843 | SH |  | SOLE |  | 0 | 0 | 9843 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 6437217 | 135606 | SH |  | SOLE |  | 0 | 0 | 135606 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 711514 | 23662 | SH |  | SOLE |  | 0 | 0 | 23662 |
| ISHARES INC | EM MKTS DIV ETF | 464286319 |  | 446196 | 18499 | SH |  | SOLE |  | 0 | 0 | 18499 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 427025 | 9144 | SH |  | SOLE |  | 0 | 0 | 9144 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1704599 | 17575 | SH |  | SOLE |  | 0 | 0 | 17575 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 1588127 | 18739 | SH |  | SOLE |  | 0 | 0 | 18739 |
| ISHARES TR | EXPONENTIAL TECH | 46434V381 |  | 1439420 | 30406 | SH |  | SOLE |  | 0 | 0 | 30406 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 914624 | 13913 | SH |  | SOLE |  | 0 | 0 | 13913 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 908973 | 15538 | SH |  | SOLE |  | 0 | 0 | 15538 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 514428 | 10403 | SH |  | SOLE |  | 0 | 0 | 10403 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 501901 | 10738 | SH |  | SOLE |  | 0 | 0 | 10738 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 479974 | 7116 | SH |  | SOLE |  | 0 | 0 | 7116 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 386207 | 2215 | SH |  | SOLE |  | 0 | 0 | 2215 |
| ISHARES TR | CORE S ETF | 464287200 |  | 386024 | 1005 | SH |  | SOLE |  | 0 | 0 | 1005 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 320427 | 1452 | SH |  | SOLE |  | 0 | 0 | 1452 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 306966 | 12914 | SH |  | SOLE |  | 0 | 0 | 12914 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 276617 | 975 | SH |  | SOLE |  | 0 | 0 | 975 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 273584 | 1277 | SH |  | SOLE |  | 0 | 0 | 1277 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 271600 | 2364 | SH |  | SOLE |  | 0 | 0 | 2364 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 248554 | 1639 | SH |  | SOLE |  | 0 | 0 | 1639 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 236626 | 680 | SH |  | SOLE |  | 0 | 0 | 680 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 233416 | 3556 | SH |  | SOLE |  | 0 | 0 | 3556 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 230123 | 2162 | SH |  | SOLE |  | 0 | 0 | 2162 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 213413 | 1539 | SH |  | SOLE |  | 0 | 0 | 1539 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 210888 | 2175 | SH |  | SOLE |  | 0 | 0 | 2175 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 23173447 | 598024 | SH |  | SOLE |  | 0 | 0 | 598024 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 10414407 | 207748 | SH |  | SOLE |  | 0 | 0 | 207748 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 555348 | 3144 | SH |  | SOLE |  | 0 | 0 | 3144 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 893779 | 6665 | SH |  | SOLE |  | 0 | 0 | 6665 |
| LINDE PLC | SHS | G5494J103 |  | 715965 | 2195 | SH |  | SOLE |  | 0 | 0 | 2195 |
| LOWES COS INC | COM | 548661107 |  | 204221 | 1025 | SH |  | SOLE |  | 0 | 0 | 1025 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 527881 | 3190 | SH |  | SOLE |  | 0 | 0 | 3190 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 504904 | 1452 | SH |  | SOLE |  | 0 | 0 | 1452 |
| MCDONALDS CORP | COM | 580135101 |  | 298052 | 1131 | SH |  | SOLE |  | 0 | 0 | 1131 |
| MICROSOFT CORP | COM | 594918104 |  | 3095142 | 12906 | SH |  | SOLE |  | 0 | 0 | 12906 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 206854 | 2433 | SH |  | SOLE |  | 0 | 0 | 2433 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 459466 | 5496 | SH |  | SOLE |  | 0 | 0 | 5496 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 425038 | 1725 | SH |  | SOLE |  | 0 | 0 | 1725 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 347147 | 2565 | SH |  | SOLE |  | 0 | 0 | 2565 |
| ORACLE CORP | COM | 68389X105 |  | 245629 | 3005 | SH |  | SOLE |  | 0 | 0 | 3005 |
| PEPSICO INC | COM | 713448108 |  | 498822 | 2761 | SH |  | SOLE |  | 0 | 0 | 2761 |
| PFIZER INC | COM | 717081103 |  | 299837 | 5852 | SH |  | SOLE |  | 0 | 0 | 5852 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 656558 | 4332 | SH |  | SOLE |  | 0 | 0 | 4332 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 418919 | 4151 | SH |  | SOLE |  | 0 | 0 | 4151 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 301731 | 2339 | SH |  | SOLE |  | 0 | 0 | 2339 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 3473210 | 77510 | SH |  | SOLE |  | 0 | 0 | 77510 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 1549759 | 80340 | SH |  | SOLE |  | 0 | 0 | 80340 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 1153539 | 35813 | SH |  | SOLE |  | 0 | 0 | 35813 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 635364 | 26843 | SH |  | SOLE |  | 0 | 0 | 26843 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 407663 | 8930 | SH |  | SOLE |  | 0 | 0 | 8930 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 302175 | 6264 | SH |  | SOLE |  | 0 | 0 | 6264 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 937154 | 10714 | SH |  | SOLE |  | 0 | 0 | 10714 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 823522 | 24080 | SH |  | SOLE |  | 0 | 0 | 24080 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 499129 | 4011 | SH |  | SOLE |  | 0 | 0 | 4011 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 403474 | 2970 | SH |  | SOLE |  | 0 | 0 | 2970 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 275757 | 2135 | SH |  | SOLE |  | 0 | 0 | 2135 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 210705 | 2826 | SH |  | SOLE |  | 0 | 0 | 2826 |
| SOUTHERN CO | COM | 842587107 |  | 373918 | 5236 | SH |  | SOLE |  | 0 | 0 | 5236 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 6439052 | 16837 | SH |  | SOLE |  | 0 | 0 | 16837 |
| SPDR S 500 ETF TR | PUT | 78462F103 |  | 956075 | 2500 | PRN | Put | SOLE |  | 0 | 0 | 2500 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 344903 | 779 | SH |  | SOLE |  | 0 | 0 | 779 |
| SPDR SER TR | PORTFOLIO SH TSR | 78468R101 |  | 1433406 | 49616 | SH |  | SOLE |  | 0 | 0 | 49616 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 874269 | 6988 | SH |  | SOLE |  | 0 | 0 | 6988 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 832557 | 21408 | SH |  | SOLE |  | 0 | 0 | 21408 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 |  | 405091 | 13788 | SH |  | SOLE |  | 0 | 0 | 13788 |
| STARBUCKS CORP | COM | 855244109 |  | 323218 | 3258 | SH |  | SOLE |  | 0 | 0 | 3258 |
| TESLA INC | COM | 88160R101 |  | 541746 | 4398 | SH |  | SOLE |  | 0 | 0 | 4398 |
| TEXAS INSTRS INC | COM | 882508104 |  | 408949 | 2475 | SH |  | SOLE |  | 0 | 0 | 2475 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 420179 | 763 | SH |  | SOLE |  | 0 | 0 | 763 |
| UNION PAC CORP | COM | 907818108 |  | 689313 | 3329 | SH |  | SOLE |  | 0 | 0 | 3329 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 380694 | 718 | SH |  | SOLE |  | 0 | 0 | 718 |
| VALE S A | SPONSORED ADS | 91912E105 |  | 169700 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 18066171 | 239986 | SH |  | SOLE |  | 0 | 0 | 239986 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 3586107 | 49918 | SH |  | SOLE |  | 0 | 0 | 49918 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 34142043 | 178577 | SH |  | SOLE |  | 0 | 0 | 178577 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 14065349 | 170530 | SH |  | SOLE |  | 0 | 0 | 170530 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 5231621 | 37270 | SH |  | SOLE |  | 0 | 0 | 37270 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 4109773 | 20165 | SH |  | SOLE |  | 0 | 0 | 20165 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1849422 | 8678 | SH |  | SOLE |  | 0 | 0 | 8678 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 764646 | 4166 | SH |  | SOLE |  | 0 | 0 | 4166 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 747492 | 4291 | SH |  | SOLE |  | 0 | 0 | 4291 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 468688 | 1334 | SH |  | SOLE |  | 0 | 0 | 1334 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 7587656 | 194655 | SH |  | SOLE |  | 0 | 0 | 194655 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 3545855 | 75912 | SH |  | SOLE |  | 0 | 0 | 75912 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 7681970 | 132860 | SH |  | SOLE |  | 0 | 0 | 132860 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 6212698 | 106236 | SH |  | SOLE |  | 0 | 0 | 106236 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 3408037 | 43969 | SH |  | SOLE |  | 0 | 0 | 43969 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 2510218 | 33385 | SH |  | SOLE |  | 0 | 0 | 33385 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 16752259 | 399148 | SH |  | SOLE |  | 0 | 0 | 399148 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 937748 | 8666 | SH |  | SOLE |  | 0 | 0 | 8666 |
| VISA INC | COM CL A | 92826C839 |  | 657976 | 3167 | SH |  | SOLE |  | 0 | 0 | 3167 |
| WALMART INC | COM | 931142103 |  | 970694 | 6846 | SH |  | SOLE |  | 0 | 0 | 6846 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 |  | 696188 | 26094 | SH |  | SOLE |  | 0 | 0 | 26094 |

---