# EDGAR Filing Document

**Accession Number:** 0000067088
**File Stem:** 0001193125-26-225062
**Filing Date:** 2026-5
**Character Count:** 254325
**Document Hash:** e08c37b1e7606a96591af3d0ea7a87e1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-225062.hdr.sgml**: 20260515

**ACCESSION NUMBER**: 0001193125-26-225062

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 4

**CONFORMED PERIOD OF REPORT**: 20260515

**FILED AS OF DATE**: 20260515

**DATE AS OF CHANGE**: 20260515

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MITSUBISHI UFJ FINANCIAL GROUP INC
- **CENTRAL INDEX KEY:** 0000067088
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMMERCIAL BANKS, NEC [6029]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-54189
- **FILM NUMBER:** 26981864

**BUSINESS ADDRESS:**
- **STREET 1:** 4-5, MARUNOUCHI 1-CHOME
- **STREET 2:** CHIYODA-KU
- **CITY:** TOKYO
- **STATE:** M0
- **ZIP:** 100-8330
- **BUSINESS PHONE:** 2125301784

**MAIL ADDRESS:**
- **STREET 1:** 1251 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10020-1104

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANK OF TOKYO MITSUBISHI LTD /ADR/
- **DATE OF NAME CHANGE:** 20010402

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MITSUBISHI BANK LTD /ADR/
- **DATE OF NAME CHANGE:** 19920929

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MITSUBISHI TOKYO FINANCIAL GROUP INC
- **DATE OF NAME CHANGE:** 19920929

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**Form 6-K** 

**Report of Foreign Private Issuer** 

**Pursuant to Rule 13a-16 or 15d-16 under** 

**the Securities Exchange Act of 1934** 

**For the month of May 2026** 

**Commission File No. 000-54189** 

**MITSUBISHI UFJ FINANCIAL GROUP, INC.** 

**(Translation of registrant's name into English)** 

**4-5, Marunouchi 1-chome, Chiyoda-ku** 

**Tokyo 100-8330, Japan** 

**(Address of principal executive office)** 

**Indicate by check mark whether the registrant files or** 

**will file annual reports under cover of Form 20-F or Form 40-F.** 

**Form 20-F <u>X</u> Form 40-F** 

**Indicate by check mark if the registrant is submitting the Form 6-K** 

**in paper as permitted by Regulation S-T Rule 101(b)(1):** 

**Indicate by check mark if the registrant is submitting the Form 6-K** 

**in paper as permitted by Regulation S-T Rule 101(b)(7):** 

------

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE IN THE REGISTRATION STATEMENT ON FORM F-3 (NO. 333-273681) OF MITSUBISHI UFJ FINANCIAL GROUP, INC. AND TO BE A PART THEREOF FROM THE DATE ON WHICH THIS REPORT IS FURNISHED TO THE U.S. SECURITIES AND EXCHANGE COMMISSION TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED WITH OR FURNISHED TO THE U.S. SECURITIES AND EXCHANGE COMMISSION.

------

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: May 15, 2026

---

| | |
|:---|:---|
| Mitsubishi UFJ Financial Group, Inc. | Mitsubishi UFJ Financial Group, Inc. |
| By: | /s/ Yoshitaka Sekine |
| Name: | Yoshitaka Sekine |
| Title: | Managing Director, Head of Documentation & Corporate Secretary Department, |
|  | Corporate Administration Division |

---

------

![LOGO](g149765g0511215832737.jpg)

**Consolidated Summary Report** 

for the fiscal year ended March 31, 2026

May 15, 2026

---

| | |
|:---|:---|
|  Company name: | Mitsubishi UFJ Financial Group, Inc. |
|  Stock exchange listings: | Tokyo, Nagoya, New York |
|  Code number: | 8306 |
|  URL | https://www.mufg.jp/english/ |
|  Representative: | Junichi Hanzawa, President & Group CEO |
|  For inquiry: | Masahisa Takahashi, Managing Director, Head of Financial Accounting and Reporting, Financial Accounting Office, Financial Planning Division |
|  | TEL 050-3613-1179 |
|  General meeting of shareholders: | June 26, 2026 |
|  Dividend payment date: | June 29, 2026 |
|  Securities report issuing date: | June 24, 2026 |
|  Trading accounts: | Established |
|  Supplemental information for financial statements: | Available |
|  Investor meeting presentation: | Scheduled (for investors and analysts) |

---

(Amounts of less than one million yen are rounded down.)

**1. Consolidated Financial Data for the Fiscal Year ended March 31, 2026** 

(1) Results of Operations

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **(% represents the change from the previous fiscal year)** | **(% represents the change from the previous fiscal year)** | **(% represents the change from the previous fiscal year)** | **(% represents the change from the previous fiscal year)** | **(% represents the change from the previous fiscal year)** | **(% represents the change from the previous fiscal year)** |
|  | **Ordinary Income** | **Ordinary Income** | **Ordinary Profits** | **Ordinary Profits** | **Profits Attributable<br>to Owners of Parent** | **Profits Attributable<br>to Owners of Parent** |
|  | **million yen** | **%** | **million yen** | **%** | **million yen** | **%** |
|  Fiscal year ended |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; March 31, 2026 | 14620843 | 7.3 | 3410192 | 27.7 | 2427229 | 30.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; March 31, 2025 | 13629997 | 14.6 | 2669483 | 25.4 | 1862946 | 25.0 |

---

(\*) Comprehensive income

March 31, 2026: 3,271,246 million yen 58.1 %; March 31, 2025: 2,069,660 million yen (37.6) %

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Basic earnings<br>per share** | **Diluted earnings<br>per share** | **Net Income to Net Assets<br>Attributable to**<br>**MUFG shareholders** | **Ordinary Profits<br>to Total Assets** | **Ordinary Profits to<br>Ordinary Income** |
|  | **yen** | **yen** | **%** | **%** | **%** |
|  Fiscal year ended |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; March 31, 2026 | 213.17 | 212.34 | 11.3 | 0.8 | 23.3 |
| &nbsp;&nbsp;&nbsp;&nbsp; March 31, 2025 | 160.02 | 159.48 | 9.3 | 0.7 | 19.6 |

---

(Reference) Income from investment in affiliates (Equity method)

March 31, 2026: 845,545 million yen; March 31, 2025: 596,956 million yen

(2) Financial Conditions

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Total Assets** | **Total Net Assets** | **Equity-to-asset<br>ratio (\*)** | **Total Net Assets<br>per Common Stock** |
|  | **million yen** | **million yen** | **%** | **yen** |
|  As of |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; March 31, 2026 | 431731548 | 23744152 | 5.2 | 1973.31 |
| &nbsp;&nbsp;&nbsp;&nbsp; March 31, 2025 | 413113501 | 21728132 | 5.0 | 1783.37 |

---

(Reference) Shareholders' equity as of March 31, 2026: 22,273,941 million yen; March 31, 2025: 20,520,374 million yen

(\*) "Equity-to-asset ratio" is computed under the formula shown below

(Total net assets - Subscription rights to shares - Non-controlling interests) / Total assets <br>

(3) Cash Flows

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Cash Flows from<br>Operating Activities** | **Cash Flows from<br>Investing Activities** | **Cash Flows from<br>Financing Activities** | **Cash and Cash Equivalents<br>at the end of the period** |
|  | **million yen** | **million yen** | **million yen** | **million yen** |
|  Fiscal year ended |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; March 31, 2026 | (23064420) | 4473959 | (1149876) | 90045500 |
| &nbsp;&nbsp;&nbsp;&nbsp; March 31, 2025 | 6415 | (186948) | (861116) | 109095437 |

---

**2. Dividends on Common Stock** 

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **Dividends per Share** | **Dividends per Share** | **Dividends per Share** | **Dividends per Share** | **Dividends per Share** | **Total<br>dividends** | **Dividend<br>payout ratio<br>(Consolidated)** | **Dividend on<br>net assets ratio<br>(Consolidated)** |
|  | **1<sup>st</sup>quarter-end** | **2<sup>nd</sup>quarter-end** | **3<sup>rd</sup>quarter-end** | **Fiscal<br>year-end** | **Total** | **Total<br>dividends** | **Dividend<br>payout ratio<br>(Consolidated)** | **Dividend on<br>net assets ratio<br>(Consolidated)** |
|  | **yen** | **yen** | **yen** | **yen** | **yen** | **million yen** | **%** | **%** |
|  Fiscal year |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; ended March 31, 2025 |  | 25.00 |  | 39.00 | 64.00 | 741992 | 40.0 | 3.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; ended March 31, 2026 |  | 35.00 |  | 51.00 | 86.00 | 976032 | 40.3 | 4.6 |
| &nbsp;&nbsp;&nbsp;&nbsp; ending March 31, 2027 (Forecast) |  | 48.00 |  | 48.00 | 96.00 |  | 40.1 |  |

---

(\*) Revision of forecasts for dividends on the presentation date of this Consolidated Summary Report : Yes

------

**3. Earnings Target for the Fiscal Year ending March 31, 2027 (Consolidated)** 

MUFG has set an earnings target of 2,700.0 billion yen of profits attributable to owners of parent for the fiscal year ending March 31, 2027. MUFG is engaged in financial service businesses such as banking business, trust banking business, securities business and credit card/loan businesses. Because there are various uncertainties caused by economic situation, market environments and other factors in these businesses, MUFG discloses a target of its profits attributable to owners of parent instead of a forecast of its performance.

※ **Notes** 

(1) Changes in significant subsidiaries during the period: No

(2) Changes in accounting policies, changes in accounting estimates and restatements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A) Changes in accounting policies due to revision of accounting standards: No

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B) Changes in accounting policies due to reasons other than (A): No

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(C) Changes in accounting estimates: Yes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(D) Restatements: No

(3) Number of common stocks outstanding at the end of the period

---

| | | |
|:---|:---|:---|
| (A) Total stocks outstanding including treasury stocks: | March 31, 2026 | 11,867,710,920 shares |
|  | March 31, 2025 | 12,067,710,920 shares |
| (B) Treasury stocks: | March 31, 2026 | 580,104,991 shares |
|  | March 31, 2025 | 561,193,945 shares |
| (C) Average outstanding stocks: | Fiscal year ended March 31, 2026 | 11,386,394,907 shares |
|  | Fiscal year ended March 31, 2025 | 11,642,149,075 shares |

---

\* This "Consolidated Summary Report" ("Tanshin") is outside the scope of the external auditor's audit procedure.

\* Notes for using forecasted information etc.

1. This financial summary report contains forward-looking statements regarding estimations, forecasts, targets and
plans in relation to the results of operations, financial conditions and other overall management of the company and/or the group as a whole (the "forward-looking statements"). The forward-looking statements are made based upon, among
other things, the company's current estimations, perceptions and evaluations. In addition, in order for the company to adopt such estimations, forecasts, targets and plans regarding future events, certain assumptions have been made.
Accordingly, due to various risks and uncertainties, the statements and assumptions are inherently not guarantees of future performance, may be considered differently from alternative perspectives and may result in material differences from the
actual result. For the main factors that may affect the current forecasts, please see Consolidated Summary Report, Annual Securities Report, Disclosure Book, Annual Report, and other current disclosures that the company has announced.

2. The financial information included in this financial summary report is prepared and presented in accordance
with accounting principles generally accepted in Japan ("Japanese GAAP"). Differences exist between Japanese GAAP and the accounting principles generally accepted in the United States ("U.S. GAAP") in certain material
respects. Such differences have resulted in the past, and are expected to continue to result for this period and future periods, in amounts for certain financial statement line items under U.S. GAAP to differ significantly from the amounts under
Japanese GAAP. For example, differences in consolidation basis or accounting for business combinations, including but not limited to amortization and impairment of goodwill, could result in significant differences in our reported financial results
between Japanese GAAP and U.S. GAAP. Readers should consult their own professional advisors for an understanding of the differences between Japanese GAAP and U.S. GAAP and how those differences might affect our reported financial results. We will
publish U.S. GAAP financial results in a separate disclosure document when such information becomes available.

------

Mitsubishi UFJ Financial Group, Inc.

(Appendix)

Contents of Appendix

---

| | |
|:---|:---|
| 1. Results of Operations and Financial Condition | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp;(1) Analysis of results of operations | 2 |
| &nbsp;&nbsp;&nbsp;&nbsp;(2) Analysis of financial condition | 2 |
| 2. Basic Views on Selection of Accounting Standards | 2 |
| 3. Consolidated Financial Statements and Notes | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;(1) Consolidated Balance Sheets | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;(2) Consolidated Statements of Income and Consolidated Statements of Comprehensive Income | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;(3) Consolidated Statements of Changes in Net Assets | 8 |
| &nbsp;&nbsp;&nbsp;&nbsp;(4) Consolidated Statements of Cash Flows | 10 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Notes to the Consolidated Financial Statements | 12 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Notes on Going-Concern Assumption |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in Accounting Estimates |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Additional Information |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Segment Information |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Per Share Information |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subsequent Events |  |

---

Supplemental Information:

"Selected Financial Information under Japanese GAAP For the Fiscal Year Ended March 31, 2026"

(\*) The following is the schedule of internet conference and explanation for investors and analysts. You can confirm those contents over the internet.

---

| | |
|:---|:---|
| Internet Conference: | May 15, 2026 (Friday) |
| Explanation for investors and analysts: | May 19, 2026 (Tuesday) |

---

------

Mitsubishi UFJ Financial Group, Inc.

**1. Results of Operations and Financial Condition** 

**(1) Analysis of results of operations** 

(Results of operations for the fiscal year ended March 31, 2026)

Consolidated gross profits for the fiscal year ended March 31, 2026, increased by 1,125.1 billion yen from the previous fiscal year to 5,944.4 billion yen. This was due to contributions from overseas acquisitions; an increase in net interest income, reflecting the incorporation of the impact of rising JPY interest rates, improved margins, and improvement effects associated with bond rebalancing in the previous fiscal year; an increase in net fees and commissions driven by growth in fee-based businesses both domestically and globally; and an increase in net other operating profits, primarily due to a rebound from net losses on debt securities realized through rebalance of the bond portfolio included in the previous fiscal year. General and administrative expenses increased by 339.1 billion yen from the previous fiscal year to 3,567.2 billion yen, mainly due to investments in resources for growth, the impact of inflation and overseas acquisitions. As a result, net operating profits increased by 786.0 billion yen from the previous fiscal year to 2,377.2 billion yen.

Total credit costs increased by 247.1 billion yen from the previous fiscal year to 355.8 billion yen, mainly due to a rebound of the large reversal of overseas credit costs included in the previous fiscal year. Net gains on equity securities decreased by 106.5 billion yen from the previous fiscal year to 486.0 billion yen, mainly due to a rebound of the large gains on sales of equity holdings included in the previous fiscal year. Equity in earnings of equity method investees increased by 248.5 billion yen from the previous fiscal year to 845.5 billion yen, mainly due to strong performance at Morgan Stanley. As a result, ordinary profits increased by 740.7 billion yen from the previous fiscal year to 3,410.1 billion yen, and profits attributable to owners of parent increased by 564.2 billion yen from the previous fiscal year to 2,427.2 billion yen.

---

| | | | |
|:---|:---|:---|:---|
| **(in billions of yen)** | **For the fiscal year<br>ended**<br> **March 31, 2026** | **For the fiscal year<br>ended**<br> **March 31, 2025** | **Increase<br>(Decrease)** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gross profits before credit costs for trust accounts | 5944.4 | 4819.3 | 1125.1 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; General and administrative expenses | 3567.2 | 3228.1 | 339.1 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses | 2377.2 | 1591.1 | 786.0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total credit costs | (355.8) | (108.7) | (247.1) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | 486.0 | 592.5 | (106.5) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equity in earnings of equity method investees | 845.5 | 596.9 | 248.5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | 57.2 | (2.4) | 59.7 |
|  Ordinary profits | 3410.1 | 2669.4 | 740.7 |
|  Net extraordinary gains (losses) | (88.0) | (118.8) | 30.8 |
|  Total taxes | 761.6 | 609.1 | 152.4 |
|  Profits attributable to non-controlling interests | 133.2 | 78.5 | 54.7 |
|  Profits attributable to owners of parent | 2427.2 | 1862.9 | 564.2 |

---

**(2) Analysis of financial condition** 

Total assets as of March 31, 2026 increased 18,618.0 billion yen from March 31, 2025 to 431,731.5 billion yen, and total net assets as of March 31, 2026 increased 2,016.0 billion yen from March 31, 2025 to 23,744.1 billion yen. The increase in total net assets was mainly due to an increase of Retained earnings and Foreign currency translation adjustments, etc.

With regard to major items of assets, loans and bills discounted as of March 31, 2026 increased 12,363.3 billion yen from March 31, 2025 to 133,799.4 billion yen and securities as of March 31, 2026 decreased 410.5 billion yen from March 31, 2025 to 85,714.7 billion yen. With regard to major items of liabilities, deposits as of March 31, 2026 increased 10,926.4 billion yen from March 31, 2025 to 239,439.2 billion yen.

**2. Basic Views on Selection of Accounting Standards** 

MUFG group, currently adopting Japanese GAAP, is preparing for its future adoption of IFRS by considering the development of its infrastructures and organizations within the group, and the timing of adoption.

------

Mitsubishi UFJ Financial Group, Inc.

**3. Consolidated Financial Statements and Notes** 

**(1) Consolidated Balance Sheets** 

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of**<br> **March 31, 2025** | **As of**<br> **March 31, 2026** |
|  Assets: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash and due from banks | 109095437 | 90045500 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Call loans and bills bought | 1180949 | 1570196 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Receivables under resale agreements | 18856895 | 16375722 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Receivables under securities borrowing transactions | 5701495 | 5486014 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Monetary claims bought | 6620404 | 7560410 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading assets | 26142919 | 39995337 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money held in trust | 1084487 | 1159280 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities | 86125371 | 85714795 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans and bills discounted | 121436133 | 133799490 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 1913526 | 2248944 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other assets | 17824068 | 28407448 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tangible fixed assets | 1240104 | 1417304 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Buildings | 285624 | 291245 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Land | 600852 | 599414 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Lease assets | 7581 | 14353 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction in progress | 33974 | 48856 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other tangible fixed assets | 312072 | 463435 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intangible fixed assets | 1875551 | 1955987 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Software | 669248 | 793542 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goodwill | 530386 | 511465 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Lease assets | 12 | 282 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other intangible fixed assets | 675903 | 650696 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net defined benefit assets | 2217529 | 2646314 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred tax assets | 148752 | 147478 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Customers' liabilities for acceptances and guarantees | 12864745 | 14431269 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit losses | (1214870) | (1229947) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total assets | 413113501 | 431731548 |

---

------

Mitsubishi UFJ Financial Group, Inc.

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of<br> March 31, 2025** | **As of<br> March 31, 2026** |
|  Liabilities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deposits | 228512749 | 239439246 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Negotiable certificates of deposit | 17374010 | 17601483 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Call money and bills sold | 5072926 | 5307704 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payables under repurchase agreements | 43359076 | 39146995 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payables under securities lending transactions | 699852 | 1197233 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial papers | 3475042 | 3421893 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading liabilities | 19362603 | 32038719 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Borrowed money | 22101954 | 9359997 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 2508462 | 2715051 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Short-term bonds payable | 1373236 | 1217464 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Bonds payable | 14018955 | 15790570 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Due to trust accounts | 4937999 | 2903438 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other liabilities | 14563347 | 22285686 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for bonuses | 251665 | 293548 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for bonuses to directors | 2879 | 3978 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for stocks payment | 11077 | 14287 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net defined benefit liabilities | 104612 | 107274 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for retirement benefits to directors | 813 | 1548 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for loyalty award credits | 7730 | 8877 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for contingent losses | 150657 | 144184 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserves under special laws | 5295 | 6179 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities | 540770 | 466990 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities for land revaluation | 84903 | 83769 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Acceptances and guarantees | 12864745 | 14431269 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total liabilities | 391385368 | 407987396 |
|  Net assets: | Net assets: | Net assets: |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Capital stock | 2141513 | 2141513 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Capital surplus |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Retained earnings | 14845617 | 16150394 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Treasury stock | (726631) | (934137) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total shareholders' equity | 16260498 | 17357770 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on available-for-sale securities | 1327127 | 1672075 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedging instruments | (894227) | (1262833) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Land revaluation excess | 122400 | 121039 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign currency translation adjustments | 3198279 | 3711516 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Remeasurements of defined benefit plans | 554502 | 724229 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Debt value adjustments of foreign subsidiaries and affiliates | (51663) | (53835) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on loans of foreign subsidiaries and affiliates | 3457 | 3979 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total accumulated other comprehensive income | 4259875 | 4916171 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subscription rights to shares | 11 | 99 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-controlling interests | 1207746 | 1470111 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total net assets | 21728132 | 23744152 |
|  Total liabilities and net assets | 413113501 | 431731548 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**(2) Consolidated Statements of Income and Consolidated Statements of Comprehensive Income** 

**Consolidated Statements of Income** 

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **For the fiscal year**<br>**ended**<br> **March 31, 2025** | **For the fiscal year**<br>**ended**<br> **March 31, 2026** |
|  Ordinary income | 13629997 | 14620843 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest income | 8467719 | 8723940 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on loans and bills discounted | 4158027 | 4214185 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest and dividends on securities | 1685174 | 1836432 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on call loans and bills bought | 33377 | 30728 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on receivables under resale agreements | 747550 | 570624 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on receivables under securities borrowing transactions | 161089 | 154583 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on deposits | 751749 | 1087148 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other interest income | 930751 | 830237 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees | 144395 | 163112 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 2360111 | 2666354 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading income | 454258 | 433392 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other operating income | 505980 | 665646 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other ordinary income | 1697531 | 1968397 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses | 76843 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off | 112203 | 96758 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Others | 1508484 | 1871639 |
|  Ordinary expenses | 10960514 | 11210651 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest expenses | 5591266 | 5717866 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on deposits | 2108129 | 2086767 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on negotiable certificates of deposit | 716717 | 638057 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on call money and bills sold | 13348 | 33051 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on payables under repurchase agreements | 1364295 | 1300546 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on payables under securities lending transactions | 20426 | 11318 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on commercial papers | 145534 | 148414 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on borrowed money | 159238 | 134919 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on short-term bonds payable | 4139 | 13666 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on bonds payable | 464681 | 474111 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other interest expenses | 594754 | 877013 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 414289 | 439548 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading expenses |  | 103924 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other operating expenses | 1107697 | 446819 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; General and administrative expenses | 3166035 | 3489570 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other ordinary expenses | 681224 | 1012921 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for allowance for credit losses |  | 176952 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Others | 681224 | 835969 |
|  Ordinary profits | 2669483 | 3410192 |

---

------

Mitsubishi UFJ Financial Group, Inc.

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **For the fiscal year**<br>**ended**<br> **March 31, 2025** | **For the fiscal year**<br>**ended**<br> **March 31, 2026** |
|  Extraordinary gains | 67824 | 48661 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on disposition of fixed assets | 19961 | 9713 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on step acquisitions |  | 20801 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on liquidation of subsidiaries |  | 18140 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on change in equity | 102 | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of shares of affiliates | 47759 |  |
|  Extraordinary losses | 186673 | 136692 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on disposition of fixed assets | 12348 | 17019 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | 141542 | 67894 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for reserve for contingent liabilities from financial instruments transactions | 236 | 884 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for reserve for contingent liabilities arising from commodities transactions | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on change in equity | 23668 | 19803 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Expenses relating to systems integration |  | 31091 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on step acquisitions | 5854 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of shares of subsidiaries | 3023 |  |
|  Profits before income taxes | 2550634 | 3322161 |
|  Income taxes-current | 382695 | 853410 |
|  Income taxes-deferred | 226461 | (91761) |
|  Total taxes | 609156 | 761648 |
|  Profits | 1941477 | 2560512 |
|  Profits attributable to non-controlling interests | 78530 | 133283 |
|  Profits attributable to owners of parent | 1862946 | 2427229 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**Consolidated Statements of Comprehensive Income** 

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **For the fiscal year**<br>**ended**<br> **March 31, 2025** | **For the fiscal year**<br>**ended**<br> **March 31, 2026** |
|  Profits | 1941477 | 2560512 |
|  Other comprehensive income |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on available-for-sale securities | (233452) | 328192 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedging instruments | (201599) | (358645) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Land revaluation excess | (2424) | 29 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign currency translation adjustments | 464906 | 312349 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Remeasurements of defined benefit plans | 45916 | 169600 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on loans of foreign subsidiaries | 4279 | 2206 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Share of other comprehensive income of associates accounted for using equity method | 50556 | 256999 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total other comprehensive income | 128182 | 710734 |
|  Comprehensive income | 2069660 | 3271246 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (Comprehensive income attributable to) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Comprehensive income attributable to owners of parent | 1948808 | 3086298 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Comprehensive income attributable to non-controlling interests | 120851 | 184948 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**(3) Consolidated Statements of Changes in Net Assets** 

**For the fiscal year ended March 31, 2025** 

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| | **Shareholders' equity** | **Shareholders' equity** | **Shareholders' equity** | **Shareholders' equity** | **Shareholders' equity** | **Accumulated other<br>comprehensive income** | **Accumulated other<br>comprehensive income** |
| | **Capital stock** | **Capital surplus** | **Retained<br>earnings** | **Treasury stock** | **Total<br>shareholders'**<br>**equity** | **Net unrealized<br>gains (losses) on<br>available-for-<br>sale securities** | **Net deferred<br>gains (losses) on<br>hedging<br>instruments** |
|  Balance at the beginning of the period | 2141513 | 83623 | 13791608 | (613823) | 15402921 | 1534094 | (687476) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cumulative effects of changes in accounting policies |  |  | 6119 |  | 6119 |  | (1896) |
|  Restated balance | 2141513 | 83623 | 13797728 | (613823) | 15409041 | 1534094 | (689373) |
|  Changes during the period |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  | (533196) |  | (533196) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profits attributable to owners of parent |  |  | 1862946 |  | 1862946 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Repurchase of treasury stock |  |  |  | (418426) | (418426) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  | 0 |  | 9333 | 9333 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Retirement of treasury stock |  | (296284) |  | 296284 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  | 9142 |  | 9142 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in subsidiaries' equity |  | (78342) |  |  | (78342) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  | 291003 | (291003) |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes of items other than shareholders' equity |  |  |  |  |  | (206967) | (204854) |
|  Total changes during the period |  | (83623) | 1047889 | (112808) | 851457 | (206967) | (204854) |
|  Balance at the end of the period | 2141513 |  | 14845617 | (726631) | 16260498 | 1327127 | (894227) |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Subscription<br>rights to**<br>**shares** | **Non-**<br>**controlling<br>interests** | **Total net**<br>**assets** |
| | **Land<br>revaluation<br>excess** | **Foreign<br>currency<br>translation<br>adjustments** | **Remeasurements<br>of defined<br>benefit plans** | **Debt value<br>adjustments<br>of foreign<br>subsidiaries<br>and affiliates** | **Net<br>unrealized<br>gains (losses)<br>on loans of<br>foreign<br>subsidiaries<br>and<br>affiliates** | **Total<br>accumulated<br>other<br>comprehensive<br>income** | **Subscription<br>rights to**<br>**shares** | **Non-**<br>**controlling<br>interests** | **Total net**<br>**assets** |
|  Balance at the beginning of the period | 133967 | 2762818 | 507085 | (65435) |  | 4185052 | 0 | 1159003 | 20746978 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cumulative effects of changes in accounting policies |  |  |  |  |  | (1896) |  |  | 4223 |
|  Restated balance | 133967 | 2762818 | 507085 | (65435) |  | 4183156 | 0 | 1159003 | 20751202 |
| Changes during the period |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  |  |  |  |  |  |  | (533196) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profits attributable to owners of parent |  |  |  |  |  |  |  |  | 1862946 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Repurchase of treasury stock |  |  |  |  |  |  |  |  | (418426) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  |  |  |  |  |  |  |  | 9333 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Retirement of treasury stock |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  |  |  |  |  |  |  | 9142 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in subsidiaries' equity |  |  |  |  |  |  |  |  | (78342) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes of items other than shareholders' equity | (11567) | 435460 | 47416 | 13772 | 3457 | 76719 | 10 | 48743 | 125473 |
|  Total changes during the period | (11567) | 435460 | 47416 | 13772 | 3457 | 76719 | 10 | 48743 | 976930 |
|  Balance at the end of the period | 122400 | 3198279 | 554502 | (51663) | 3457 | 4259875 | 11 | 1207746 | 21728132 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**For the fiscal year ended March 31, 2026** 

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| | **Shareholders' equity** | **Shareholders' equity** | **Shareholders' equity** | **Shareholders' equity** | **Shareholders' equity** | **Accumulated other<br>comprehensive income** | **Accumulated other<br>comprehensive income** |
| | **Capital<br>stock** | **Capital<br>surplus** | **Retained<br>earnings** | **Treasury<br>stock** | **Total<br>shareholders'**<br>**equity** | **Net unrealized<br>gains (losses) on<br>available-for-<br>sale securities** | **Net deferred<br>gains (losses) on<br>hedging<br>instruments** |
|  Balance at the beginning of the period | 2141513 |  | 14845617 | (726631) | 16260498 | 1327127 | (894227) |
|  Changes during the period |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  | (848915) |  | (848915) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profits attributable to owners of parent |  |  | 2427229 |  | 2427229 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Repurchase of treasury stock |  |  |  | (500061) | (500061) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  | 0 |  | 2068 | 2068 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Retirement of treasury stock |  | (290488) |  | 290488 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  | 1390 |  | 1390 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in subsidiaries' equity |  | 15560 |  |  | 15560 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  | 274926 | (274926) |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes of items other than shareholders' equity |  |  |  |  |  | 344948 | (368606) |
|  Total changes during the period |  |  | 1304777 | (207505) | 1097271 | 344948 | (368606) |
|  Balance at the end of the period | 2141513 |  | 16150394 | (934137) | 17357770 | 1672075 | (1262833) |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Subscription<br>rights to<br>shares** | **Non-**<br>**controlling<br>interests** | **Total net<br>assets** |
| | **Land<br>revaluation<br>excess** | **Foreign<br>currency<br>translation<br>adjustments** | **Remeasurements<br>of defined<br>benefit plans** | **Debt value<br>adjustments<br>of foreign<br>subsidiaries<br>and affiliates** | **Net<br>unrealized<br>gains (losses)<br>on loans of<br>foreign<br>subsidiaries<br>and affiliates** | **Total<br>accumulated<br>other<br>comprehensive<br>income** | **Subscription<br>rights to<br>shares** | **Non-**<br>**controlling<br>interests** | **Total net<br>assets** |
|  Balance at the beginning of the period | 122400 | 3198279 | 554502 | (51663) | 3457 | 4259875 | 11 | 1207746 | 21728132 |
|  Changes during the period |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  |  |  |  |  |  |  | (848915) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profits attributable to owners of parent |  |  |  |  |  |  |  |  | 2427229 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Repurchase of treasury stock |  |  |  |  |  |  |  |  | (500061) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  |  |  |  |  |  |  |  | 2068 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Retirement of treasury stock |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  |  |  |  |  |  |  | 1390 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in subsidiaries' equity |  |  |  |  |  |  |  |  | 15560 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  |  |  |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes of items other than shareholders' equity | (1360) | 513236 | 169727 | (2171) | 522 | 656295 | 87 | 262364 | 918747 |
|  Total changes during the period | (1360) | 513236 | 169727 | (2171) | 522 | 656295 | 87 | 262364 | 2016019 |
|  Balance at the end of the period | 121039 | 3711516 | 724229 | (53835) | 3979 | 4916171 | 99 | 1470111 | 23744152 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**(4) Consolidated Statements of Cash Flows** 

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **For the fiscal year ended<br> March 31, 2025** | **For the fiscal year ended<br> March 31, 2026** |
|  Cash flows from operating activities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profits before income taxes | 2550634 | 3322161 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Depreciation and amortization | 378476 | 410838 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Impairment losses | 141542 | 67894 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of goodwill | 36553 | 41835 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equity in losses (gains) of equity method investees | (596956) | (845545) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in allowance for credit losses | (355752) | (25183) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in reserve for bonuses | 705 | 37637 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in reserve for bonuses to directors | 134 | 434 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in reserve for stocks payment | (2254) | 3209 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Decrease (increase) in net defined benefit assets | (80073) | (81000) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in net defined benefit liabilities | 887 | 336 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in reserve for retirement benefits to directors | (2) | 734 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in reserve for loyalty award credits | (10824) | 1171 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in reserve for contingent losses | 8400 | (8832) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest income recognized on statement of income | (8467719) | (8723940) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest expenses recognized on statement of income | 5591266 | 5717866 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses (gains) on securities | 401929 | (308777) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses (gains) on money held in trust | (231) | (7166) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign exchange losses (gains) | 162239 | (3309405) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses (gains) on sales of fixed assets | (7612) | 7305 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net decrease (increase) in trading assets | (4698259) | (13459490) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in trading liabilities | 2172346 | 12266241 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Adjustment of unsettled trading accounts | 484987 | (656939) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net decrease (increase) in loans and bills discounted | (4061718) | (11155656) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in deposits | 3607220 | 9955494 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in negotiable certificates of deposit | 792861 | 226251 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in borrowed money (excluding subordinated borrowings) | (4070898) | (12878873) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net decrease (increase) in call loans and bills bought and others | 1111226 | 1869137 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net decrease (increase) in receivables under securities borrowing transactions | (474540) | 284023 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in call money and bills sold and others | 6820892 | (4525176) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in commercial papers | 375713 | (67743) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in payables under securities lending transactions | (394001) | 499403 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net decrease (increase) in foreign exchanges (assets) | 597580 | (320013) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in foreign exchanges (liabilities) | (960008) | 204119 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in short-term bonds payable | 191466 | (155771) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in issuance and redemption of unsubordinated bonds payable | (2510207) | 1413155 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in due to trust accounts | (2449496) | (2034560) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest income (cash basis) | 8389421 | 8555059 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest expenses (cash basis) | (5573505) | (5673855) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Others | 1233679 | (3271836) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Sub-total | 336102 | (22625455) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income taxes | (464398) | (509413) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Refund of income taxes | 134711 | 70448 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) operating activities | 6415 | (23064420) |

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Mitsubishi UFJ Financial Group, Inc.

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **For the fiscal year ended<br> March 31, 2025** | **For the fiscal year ended<br> March 31, 2026** |
|  Cash flows from investing activities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchases of securities | (108125780) | (108294060) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds from sales of securities | 55734137 | 73570247 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds from redemption of securities | 52543394 | 39902548 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payments for increase in money held in trust | (1484910) | (1409889) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds from decrease in money held in trust | 1684568 | 1337016 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchases of tangible fixed assets | (134196) | (307914) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchases of intangible fixed assets | (322505) | (365221) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds from sales of tangible fixed assets | 77714 | 78881 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds from sales of intangible fixed assets | 4 | 215 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payments for acquisition of subsidiaries' equity affecting the scope of consolidation | (161424) | (36700) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payments for sales of subsidiaries' equity affecting the scope of consolidation | (1988) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Others | 4038 | (1163) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) investing activities | (186948) | 4473959 |
|  Cash flows from financing activities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds from subordinated borrowings | 85000 | 70000 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Repayments of subordinated borrowings | (31000) | (51500) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds from issuance of subordinated bonds payable and bonds with warrants | 674976 | 588694 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payments for redemption of subordinated bonds payable and bonds with warrants | (507910) | (409979) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds from issuance of common stock to non-controlling shareholders | 4912 | 3427 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds from issuance of stock-based compensation liabilities by overseas subsidiaries |  | 4702 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Dividends paid by MUFG | (532976) | (848401) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Dividends paid by subsidiaries to non-controlling shareholders | (43888) | (38891) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchases of treasury stock | (418546) | (500212) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds from sales of treasury stock | 15661 | 3932 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payments for purchases of subsidiaries' equity not affecting the scope of consolidation | (107344) | (1222) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proceeds form sales of subsidiaries' equity not affecting the scope of consolidation |  | 29574 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) financing activities | (861116) | (1149876) |
|  Effect of foreign exchange rate changes on cash and cash equivalents | 261988 | 690400 |
|  Net increase (decrease) in cash and cash equivalents | (779659) | (19049937) |
|  Cash and cash equivalents at the beginning of the period | 109875097 | 109095437 |
|  Cash and cash equivalents at the end of the period | 109095437 | 90045500 |

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Mitsubishi UFJ Financial Group, Inc.

**Notes to the Consolidated Financial Statements** 

**(Notes on Going-Concern Assumption)** 

None.

**(Changes in Accounting Estimates)** 

(Change in the credit rating system used for calculating the allowance for credit losses)

Our principal domestic consolidated banking subsidiaries have established a credit rating system that is consistent with the borrower classification as a uniform standard for evaluating credit risk. The allowance for credit losses is calculated using internal credit ratings determined based on such credit rating system.

Following the adoption of a new credit rating system designed to further enhance their credit risk management framework, the subsidiaries calculated their allowance for credit losses using internal credit ratings determined under the new credit rating system beginning in the fiscal year ended March 31, 2026.

The impact of the resulting changes in accounting estimates on our consolidated financial statements for the fiscal year ended March 31, 2026, is immaterial.

**(Additional Information)** 

(Information which is relevant to the understanding of the readers of the consolidated financial statements regarding the calculation of allowance for credit losses)

The process of calculating the allowance for credit losses for MUFG Bank, Ltd. ("the Bank") and its domestic consolidated subsidiaries, our principal domestic consolidated banking subsidiaries, involves various estimates such as determination of borrower credit ratings which are based on evaluation and classification of borrowers' debt-service capacity, assessment of the value of collateral provided by borrowers, estimation of future cash flows when applying the cash flow estimation method, and adjustments for future loss projections and other factors to the loss rates calculated based on historical credit loss experience.

Among these, internal credit ratings are assigned to counterparties based on qualitative factors such as the current and expected future business environment of the industry to which they belong as well as their management and funding risks in addition to quantitative financial evaluations through an analysis of their financial results. In particular, those determination of internal credit ratings for these counterparties may be highly dependent on our assessment of the prospects of improvements in their operating results and their ability to continue as going concerns.

When calculating allowance for credit losses, the Bank, our principal consolidated domestic banking subsidiary, determines loss rates primarily by calculating a rate of loss based on a historical average of the credit loss rate or a historical average of the default probability derived from actual credit loss experience or actual bankruptcy experience and making necessary adjustments based on future projections and other factors.

The Bank makes such adjustments to the loss rates calculated based on historical loss experience, taking into account future projections and other factors, especially considering the uncertain business environment arising from potential changes in the geopolitical environment, including the situation in the Middle East. These adjustments are implemented made when deemed necessary, for example, by considering any additional expected loss amount not captured by the loss rates calculated based on historical loss experience. The amount of impact of these adjustments as of March 31, 2026 is ¥24,357 million (¥33,610 million as of March 31, 2025).

In addition, certain overseas subsidiaries which apply IFRS recognize allowance for credit losses in accordance with IFRS9 "Financial Instruments." At each reporting date, these subsidiaries assess whether the credit risk on a financial asset has increased significantly since initial recognition, and if the credit risk has not increased significantly since initial recognition, the subsidiaries measure the allowance for credit losses for the financial asset at an amount equal to the 12-month expected credit loss. On the other hand, if the credit risk on a financial asset has increased significantly since initial recognition, the subsidiaries measure the allowance for credit losses for the financial asset at an amount equal to the lifetime expected credit loss. Expected credit losses are calculated using a quantitative model that reflects economic forecast scenarios based on macroeconomic variables. The calculation process includes determination of macroeconomic variables used in multiple economic forecast scenarios and the weightings applied to each economic forecast scenario. Expected credit losses are adjusted for qualitative factors to compensate for expected credit losses that are not reflected in a quantitative model.

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Mitsubishi UFJ Financial Group, Inc.

Significant assumptions used in our calculation of allowance for credit losses, including those described above, are subject to uncertainty. In particular, certain counterparties' prospects of improvements in their operating results and expectations as to their ability to continue as going concerns, and adjustments to the rates of loss calculated based on actual experience for future projections and other factors, as well as determination of the macroeconomic variables used in, and the weightings applied to, multiple economic forecast scenarios, and adjustments thereto for qualitative factors, by certain subsidiaries which apply IFRS, are based on estimation relating to the economic environment, including changes in economic conditions, commodity prices and monetary and trade policies in each country as well as geopolitical environment, including the situation in the Middle East, with respect to which objective data are not readily available.

In particular, future developments concerning the geopolitical environment, including the situation in the Middle East, are subject to significant uncertainty. Accordingly, we make certain assumptions, including that disruptions in logistics and supply chain constraints related to crude oil and other commodities may continue for a certain period, but that conditions will gradually normalize, and that prices of crude oil and other commodities, while fluctuating to a certain degree, will then be on a gradual stabilizing trend. The recorded allowance represents our best estimate made based on such assumptions and in a manner designed to ensure objectivity and rationality.

These assumptions change to reflect actual developments in the geopolitical environment, including the situation in the Middle East, and changes in the assumptions may result in an increase or decrease in the allowance for credit losses in the following fiscal year.

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Mitsubishi UFJ Financial Group, Inc.

(Segment Information)

1. Information on net revenue, operating profit (loss), and fixed assets for each reporting segment

For the Fiscal Year Ended March 31, 2026

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **Retail &<br>Digital<br>Business<br>Group** | **Commercial<br>Banking &<br>Wealth<br>Management<br>Business<br>Group** | **Japanese<br>Corporate &<br>Investment<br>Banking<br>Business<br>Group** | **Global<br>Commercial<br>Banking<br>Business<br>Group** | **Asset<br>Management<br>& Investor<br>Services<br>Business<br>Group** | **Global<br>Corporate<br>& Investment<br>Banking<br>Business<br>Group** | **Total of<br>Customer<br>Business** | **Global<br>Markets<br>Business<br>Group** | **Other** | **Total** |
|  Net revenue | 1064642 | 866902 | 1125924 | 904227 | 621834 | 1081474 | 5665005 | 306905 | 19340 | 5991251 |
|  Operating expenses | 778762 | 458924 | 418959 | 516668 | 469351 | 501164 | 3143830 | 342359 | 139678 | 3625868 |
|  Operating profit (loss) | 285880 | 407977 | 706964 | 387559 | 152483 | 580310 | 2521174 | (35453) | (120337) | 2365383 |
|  Fixed assets at period end | 333050 | 199929 | 176570 | 2398 | 23618 | 163494 | 899062 | 95435 | 488297 | 1482795 |

---

(Notes)

&nbsp;&nbsp;&nbsp;&nbsp;1. "Net revenue" in the above table is used in lieu of net sales generally used by Japanese non-financial companies.

&nbsp;&nbsp;&nbsp;&nbsp;2. "Net revenue" includes net interest income, trust fees, net fees and commissions, net trading
profit, and net other operating profit.

&nbsp;&nbsp;&nbsp;&nbsp;3. "Operating expenses" includes personnel expenses and premise expenses.

&nbsp;&nbsp;&nbsp;&nbsp;4. "Fixed assets at period end" for each reporting segment in the above table represent those related
to the Bank and Mitsubishi UFJ Trust and Banking Corporation. Those fixed assets and consolidation adjustments related to MUFG and its other consolidated subsidiaries, which are not allocated to reporting segments, were ¥1,890,496 million.
With respect to such fixed assets not allocated to reporting segments, certain related expenses are allocated to each reporting segment on a reasonable basis.

2. Reconciliation of the total operating profit in each of the above tables to the ordinary profit in the
consolidated statement of income for the corresponding fiscal year period

---

| | |
|:---|:---|
|  | **(in millions of yen)** |
| **Operating profit** | **For the fiscal year ended<br>March 31, 2026** |
|  Total operating profit of reporting segments | 2365383 |
|  Operating profit of consolidated subsidiaries excluded from reporting segments | (4564) |
|  Provision for general allowance for credit losses | 20059 |
|  Credit related expenses | (474748) |
|  Gains on reversal of reserve for contingent losses included in credit costs | 2041 |
|  Gains on loans written-off | 96758 |
|  Net gains on equity securities and other securities | 486048 |
|  Equity in earnings of equity method investees | 845545 |
|  Others | 73669 |
|  Ordinary profit in the consolidated statement of income | 3410192 |

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Mitsubishi UFJ Financial Group, Inc.

(Per Share Information)

---

| | |
|:---|:---|
|  | **For the fiscal year ended<br>March 31, 2026** |
|  Total equity per common share | ¥1973.30 |
|  Basic earnings per common share | ¥213.16 |
|  Diluted earnings per common share | ¥212.33 |

---

(Notes)

&nbsp;&nbsp;&nbsp;&nbsp;1. The bases for the calculation of basic earnings per common share and diluted earnings per common share for the
periods indicated were as follows:

---

| | | |
|:---|:---|:---|
| | | **For the fiscal year ended March 31, 2026** |
|  Basic earnings per common share |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profits attributable to owners of parent | million yen | 2427229 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profits not attributable to common shareholders | million yen |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profits attributable to common shareholders of parent | million yen | 2427229 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average number of common shares during the period | thousand shares | 11386394 |
|  Diluted earnings per common share |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Adjustment to profits attributable to owners of parent | million yen | (9493) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Adjustment related to dilutive shares of consolidated subsidiaries and others | million yen | (9493) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase in common shares | thousand shares |  |
|  Description of antidilutive securities which were not included in the calculation of diluted earnings per share |  | Share subscription rights and Preferred shares issued by consolidated subsidiaries:<br> FSSA Holdings Limited<br> Share subscription rights (ordinary shares): 921 thousand shares<br> Preferred shares: 614 thousand shares<br>Share subscription rights issued by equity method affiliates:<br> Morgan Stanley<br> Stock options and others: 8,706 thousand units |

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Mitsubishi UFJ Financial Group, Inc.

&nbsp;&nbsp;&nbsp;&nbsp;2. The bases for the calculation of total equity per common share for the period indicated were as follows:

---

| | | |
|:---|:---|:---|
|  |  | **As of March 31, 2026** |
|  Total equity | million yen | 23744152 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deductions from total equity: | million yen | 1470210 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subscription rights to shares | million yen | 99 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-controlling interests | million yen | 1470111 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total equity attributable to common shares | million yen | 22273941 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Number of common shares at period end used for the calculation of total equity per common share | thousand shares | 11287605 |

---

(Subsequent Events)

(Acquisition of Shares in Shriram Finance Limited)

On December 19, 2025, the Bank, a consolidated subsidiary of MUFG, entered into an investment agreement with Shriram Finance Limited ("Shriram Finance"), a leading non-banking financial company in India, and its major shareholders, Shriram Ownership Trust and Shriram Capital Private Limited, to subscribe to a preferential allotment of shares representing a 20% equity interest in Shriram Finance (the "Investment"). In addition, the Bank has entered into a Memorandum of Understanding regarding a strategic partnership (the "Proposed Alliance") with Shriram Finance. Subsequently, on April 8, 2026, the Bank completed the acquisition of the shares pursuant to the investment agreement, and Shriram Finance became an equity method affiliate of MUFG and the Bank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Outline of the Share Acquisition

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Method of acquisition: Acquisition of common shares through a preferential allotment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) Total acquisition cost: JPY 706.9 billion

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3) Board representation: Two outside directors appointed to the board of Shriram Finance by the Bank

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Purpose of the Investment

The Investment is a strategic investment with an aim to establish a business foundation in the MSME (Micro, Small, and Medium Enterprises) and retail markets in India, which MUFG considers to be an important growth market, and to capture the country's growing domestic demand. By providing growth capital to Shriram Finance, MUFG aims to support the expansion of Shriram Finance's businesses in such market segments as new commercial vehicles and MSMEs, while enhancing Shriram Finance's funding capacity and profitability through improved creditworthiness. Furthermore, through the Proposed Alliance, MUFG seeks to combine its broad client network and know-how built through managing partner banks with Shriram Finance's strong local presence and long-standing client relationships. Through this combination, MUFG aims to support the development of India's road transport infrastructure and logistics value chain, which are indispensable for India's growth, and contribute to the advancement of financial inclusion, which is an important policy agenda in India.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Overview of Shriram Finance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Company name: Shriram Finance Limited

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) Business: Retail non-banking financial services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3) Year Established: 1979

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(4) Country of incorporation: India

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(5) Number of employees: Approximately 78,000

------

## Selected Financial Information

## under Japanese GAAP

## For the Fiscal Year Ended March 31, 2026

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mitsubishi UFJ Financial Group, Inc. | ![LOGO](g149765dsp023.jpg) |

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Mitsubishi UFJ Financial Group, Inc.

**[Contents]** 

---

| | | |
|:---|:---|:---|
| **1. Financial Results** | [ MUFG Consolidated ]\*1[ BK and TB Combined ]\*2\*3\*4<br> [ BK Consolidated ][ BK Non-consolidated ]<br> [ TB Consolidated ][ TB Non-consolidated ] | 1 |
| **2. Average Interest Rate Spread** | [ BK Non-consolidated ][ TB Non-consolidated ] [ BK and TB Combined ] | 7 |
| **3. Notional Principal by the Remaining Life of the Interest Rate Swaps for Hedge-Accounting** | [ MUFG Consolidated ][ BK Consolidated ][ TB Consolidated ] | 8 |
| **4. Securities** | [ MUFG Consolidated ]<br> [ BK Non-consolidated ][ TB Non-consolidated ] | 9 |
| **5. ROE** | [ MUFG Consolidated ] | 12 |
| **6. Risk-Adjusted Capital Ratio** | [ MUFG Consolidated ][ BK Consolidated ][ TB Consolidated ]<br> [ BK Non-consolidated ][ TB Non-consolidated ] | 13 |
| **7. Loans to Be Disclosed under the Banking Act and the Financial Reconstruction Act (the "FRA")** | [ MUFG Consolidated ][ BK and TB Combined including Trust Account ]<br> [ BK Non-consolidated ][ TB Non-consolidated ]<br> [ TB Non-consolidated : Trust Account ] | 14 |
| **8. Progress in Disposition of Problem Assets** | [ BK Non-consolidated ]<br> [ TB Non-consolidated including Trust Account ] | 20 |
| **9. Loans Classified by Type of Industry** | [ BK and TB Combined including Trust Accounts ]<br> [ BK Non-consolidated ][ TB Non-consolidated ]<br> [ TB Non-consolidated : Trust Accounts ] | 22 |
|  **10 Domestic Consumer Loans, Domestic Loans to Small/Medium-Sized Companies and Proprietors** | [ BK and TB Combined including Trust Accounts ]<br> [ BK Non-consolidated ][ TB Non-consolidated ]<br> [ TB Non-consolidated including Trust Account ] | 26 |
| **11. Overseas Loans** | [ BK Consolidated excl. KS, BDI ]\*5\*6 | 27 |
| **12. Loans and Deposits** | [ BK and TB Combined ]<br> [ BK Non-consolidated ][ TB Non-consolidated ] | 28 |
| **13. Domestic Deposits** | [ BK and TB Combined ]<br> [ BK Non-consolidated ][ TB Non-consolidated ] | 29 |
| **14. Status of Deferred Tax Assets** | [ BK Non-consolidated ][ TB Non-consolidated ] | 30 |
| **15. Retirement Benefits** | [ MUFG Consolidated ]<br> [ BK Non-consolidated ][ TB Non-consolidated ] | 32 |
| **(Reference)**<br> **1. Financial Statements** | [ BK Non-consolidated ][ TB Non-consolidated ] | 35 |

---

(\*1) "MUFG" means Mitsubishi UFJ Financial Group, Inc.

(\*2) "BK" means MUFG Bank, Ltd.

(\*3) "TB" means Mitsubishi UFJ Trust and Banking Corporation.

(\*4) "BK and TB Combined" means simple sum of "BK" and "TB" without consolidation processes.

(\*5) "KS" means Bank of Ayudhya Public Company Limited.

(\*6) "BDI" means PT Bank Danamon Indonesia, Tbk.

------

Mitsubishi UFJ Financial Group, Inc.

**1. Financial Results** 

**MUFG Consolidated** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the fiscal year ended** | **For the fiscal year ended** | |
|  | **March 31, 2026<br>(A)** | **March 31, 2025<br>(B)** | **Increase**<br> **(Decrease) <br>(A) - (B)** |
|  Gross profits | **5944464** | 4819311 | 1125153 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gross profits before credit costs for trust accounts | **5944459** | 4819305 | 1125153 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **3006251** | 2876551 | 129699 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees | **163112** | 144395 | 18716 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts (1) | **5** | 5 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **2226805** | 1945821 | 280984 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **329467** | 454258 | (124791) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **218827** | (601716) | 820543 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(177270)** | (991466) | 814196 |
|  General and administrative expenses | **3567214** | 3228113 | 339100 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of goodwill | **41835** | 36553 | 5282 |
|  Net operating profits before credit costs for trust accounts, provision for general allowance for credit losses and amortization of goodwill | **2419080** | 1627744 | 791335 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses | **2377245** | 1591191 | 786053 |
|  Provision for general allowance for credit losses (2) | **20059** |  | 20059 |
|  Net operating profits\* | **2397310** | 1591197 | 806112 |
|  Net non-recurring gains (losses) | **1012882** | 1078285 | (65403) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs (3) | **(474748)** | (302261) | (172487) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on loan write-offs | **(252555)** | (289683) | 37127 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for specific allowance for credit losses | **(202377)** |  | (202377) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other credit costs | **(19814)** | (12577) | (7236) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses (4) | **—** | 76843 | (76843) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of reserve for contingent losses included in credit costs (5) | **2041** | 4480 | (2438) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off (6) | **96758** | 112203 | (15445) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | **486048** | 592560 | (106512) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of equity securities | **604728** | 679000 | (74272) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of equity securities | **(100295)** | (35457) | (64837) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of equity securities | **(18385)** | (50982) | 32597 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equity in earnings of equity method investees | **845545** | 596956 | 248589 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | **57237** | (2496) | 59734 |
|  Ordinary profits | **3410192** | 2669483 | 740709 |
|  Net extraordinary gains (losses) | **(88031)** | (118848) | 30817 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on disposition of fixed assets | **(7305)** | 7612 | (14918) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | **(67894)** | (141542) | 73647 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on step acquisitions | **20801** | (5854) | 26656 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on liquidation of subsidiaries | **18140** |  | 18140 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of shares of affiliates | **(19797)** | (23565) | 3768 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Expenses relating to systems integration | **(31091)** |  | (31091) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of shares of affiliates | **—** | 47759 | (47759) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of shares of subsidiaries | **—** | (3023) | 3023 |
|  Profits before income taxes | **3322161** | 2550634 | 771526 |
|  Income taxes-current | **853410** | 382695 | 470715 |
|  Income taxes-deferred | **(91761)** | 226461 | (318223) |
|  Total taxes | **761648** | 609156 | 152491 |
|  Profits | **2560512** | 1941477 | 619034 |
|  Profits attributable to non-controlling interests | **133283** | 78530 | 54752 |
|  Profits attributable to owners of parent | **2427229** | 1862946 | 564282 |
|  Note: |  |  |  |
| &nbsp;&nbsp;&nbsp; \* Net operating profits = Banking subsidiaries' net operating profits + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp; \* Net operating profits = Banking subsidiaries' net operating profits + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp; \* Net operating profits = Banking subsidiaries' net operating profits + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp; \* Net operating profits = Banking subsidiaries' net operating profits + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions |
| (Reference) |  |  |  |
|  Total credit costs (1)+(2)+(3)+(4)+(5)+(6) | **(355883)** | (108728) | (247155) |
|  Number of consolidated subsidiaries | **345** | 334 | 11 |
|  Number of affiliated companies accounted for under the equity method | **55** | 54 | 1 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK and TB Combined** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the fiscal year ended** | **For the fiscal year ended** | |
|  | **March 31, 2026<br>(A)** | **March 31, 2025<br>(B)** | **Increase**<br> **(Decrease) <br>(A) - (B)** |
|  Gross profits | **3145455** | 2152855 | 992600 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gross profits before credit costs for trust accounts | **3145449** | 2152849 | 992600 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic gross profits | **1554630** | 1414555 | 140074 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **1111967** | 950962 | 161005 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees | **143432** | 126186 | 17245 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts (1) | **5** | 5 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **466717** | 408001 | 58716 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **(33027)** | (11232) | (21794) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **(134460)** | (59361) | (75098) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(301798)** | (162846) | (138952) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-domestic gross profits | **1590825** | 738299 | 852525 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **801922** | 805926 | (4003) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **523878** | 419822 | 104056 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **68632** | 60855 | 7777 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **196390** | (548304) | 744695 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **122520** | (825508) | 948028 |
|  General and administrative expenses | **1780065** | 1561017 | 219048 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Personnel expenses | **728420** | 656054 | 72366 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-personnel expenses | **953031** | 831714 | 121316 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Taxes | **98613** | 73248 | 25364 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses | **1365384** | 591832 | 773552 |
|  Provision for general allowance for credit losses (2) | **32354** |  | 32354 |
|  Net operating profits | **1397744** | 591837 | 805906 |
|  Net non-recurring gains (losses) | **475104** | 840637 | (365533) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs (3) | **(78658)** | (21368) | (57289) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses (4) | **—** | 237127 | (237127) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of reserve for contingent losses included in credit costs (5) | **1661** | 4747 | (3086) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off (6) | **9124** | 17129 | (8005) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | **473857** | 570073 | (96216) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of equity securities | **585927** | 654204 | (68276) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of equity securities | **(97281)** | (33038) | (64243) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of equity securities | **(14788)** | (51092) | 36303 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | **69119** | 32927 | 36191 |
|  Ordinary profits | **1872849** | 1432475 | 440373 |
|  Net extraordinary gains (losses) | **(39569)** | 44002 | (83571) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on disposition of fixed assets | **(9367)** | 5699 | (15067) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | **(7009)** | (27179) | 20170 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on liquidation of subsidiaries | **21300** |  | 21300 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of shares of subsidiaries | **11889** |  | 11889 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of shares of affiliates | **113** | 67142 | (67029) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of shares of subsidiaries | **(56496)** |  | (56496) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on extinguishment of tie-in shares | **—** | 219 | (219) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of shares of subsidiaries | **—** | (1879) | 1879 |
|  Income before income taxes | **1833279** | 1476477 | 356801 |
|  Income taxes-current | **656606** | 223371 | 433234 |
|  Income taxes-deferred | **(147134)** | 139691 | (286825) |
|  Total taxes | **509472** | 363062 | 146409 |
|  Net income | **1323806** | 1113414 | 210392 |
| (Reference) |  |  |  |
|  Total credit costs (1)+(2)+(3)+(4)+(5)+(6) | **(35512)** | 237642 | (273154) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts | **5** | 5 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for general allowance for credit losses | **32354** | 43429 | (11075) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for special allowance for credit losses | **(42848)** | 183670 | (226519) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit to specific foreign borrowers | **3512** | 10026 | (6514) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on loans write-offs | **(26458)** | (11625) | (14833) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for contingent losses included in credit costs | **1523** | 4747 | (3224) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off | **9124** | 17129 | (8005) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of other loans, etc. | **(12725)** | (9742) | (2982) |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses, excluding net gains (losses) on debt securities | **1544662** | 1580186 | (35523) |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses, excluding net gains (losses) on debt securities and investment trusts cancellation | **1576336** | 1491177 | 85158 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK Consolidated** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the fiscal year ended** | **For the fiscal year ended** | |
|  | **March 31, 2026<br>(A)** | **March 31, 2025<br>(B)** | **Increase**<br> **(Decrease) <br>(A) - (B)** |
|  Gross profits | **4237458** | 3363142 | 874315 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **2620294** | 2528676 | 91618 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **1216579** | 1038161 | 178417 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **307203** | 164215 | 142988 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **93380** | (367910) | 461291 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(95795)** | (843312) | 747516 |
|  General and administrative expenses | **2380443** | 2132909 | 247533 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of goodwill | **18264** | 15487 | 2776 |
|  Net operating profits before provision for general allowance for credit losses and amortization of goodwill | **1875279** | 1245721 | 629558 |
|  Net operating profits before provision for general allowance for credit losses | **1857015** | 1230233 | 626781 |
|  Provision for general allowance for credit losses (1) | **22800** |  | 22800 |
|  Net operating profits\* | **1879815** | 1230233 | 649582 |
|  Net non-recurring gains (losses) | **295053** | 526278 | (231224) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs (2) | **(336455)** | (194205) | (142250) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on loan write-offs | **(138816)** | (181624) | 42807 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for specific allowance for credit losses | **(177824)** |  | (177824) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other credit costs | **(19814)** | (12580) | (7233) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses (3) | **—** | 107208 | (107208) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of reserve for contingent losses included in credit costs (4) | **2040** | 4260 | (2219) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off (5) | **68738** | 85399 | (16660) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | **385996** | 440199 | (54203) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of equity securities | **495268** | 521536 | (26267) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of equity securities | **(98980)** | (32800) | (66179) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of equity securities | **(10291)** | (48536) | 38244 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equity in earnings of equity method investees | **92754** | 50465 | 42288 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | **81979** | 32949 | 49029 |
|  Ordinary profits | **2174869** | 1756511 | 418357 |
|  Net extraordinary gains (losses) | **13484** | (11142) | 24627 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on disposition of fixed assets | **(9832)** | 5991 | (15823) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | **(14480)** | (59055) | 44575 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on step acquisitions | **20539** | (5854) | 26393 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on liquidation of subsidiaries | **18140** |  | 18140 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of shares of affiliates | **—** | 47759 | (47759) |
|  Profits before income taxes | **2188354** | 1745369 | 442984 |
|  Income taxes-current | **699626** | 270983 | 428643 |
|  Income taxes-deferred | **(105458)** | 197309 | (302767) |
|  Total taxes | **594168** | 468292 | 125876 |
|  Profits | **1594185** | 1277077 | 317108 |
|  Profits attributable to non-controlling interests | **57930** | 45197 | 12733 |
|  Profits attributable to owners of parent | **1536255** | 1231880 | 304375 |
| Note: |  |  |  |
| &nbsp;&nbsp;&nbsp; \* Net operating profits = Net operating profits of BK + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp; \* Net operating profits = Net operating profits of BK + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp; \* Net operating profits = Net operating profits of BK + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp; \* Net operating profits = Net operating profits of BK + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions |
| (Reference) |  |  |  |
|  Total credit costs (1)+(2)+(3)+(4)+(5) | **(242875)** | 2663 | (245538) |
|  Number of consolidated subsidiaries | **131** | 117 | 14 |
|  Number of affiliated companies accounted for under the equity method | **44** | 46 | (2) |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK Non-consolidated** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the fiscal year ended** | **For the fiscal year ended** | |
|  | **March 31, 2026<br>(A)** | **March 31, 2025<br>(B)** | **Increase**<br> **(Decrease) <br>(A) - (B)** |
|  Gross profits | **2771254** | 1876884 | 894369 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic gross profits | **1195098** | 1065366 | 129732 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **1013254** | 837775 | 175478 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **342710** | 289903 | 52807 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **20879** | 11191 | 9688 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **(181746)** | (73503) | (108242) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(230858)** | (127658) | (103200) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-domestic gross profits | **1576155** | 811517 | 764637 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **705016** | 742515 | (37499) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **522206** | 418593 | 103613 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **134235** | 86549 | 47685 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **214697** | (436141) | 650838 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **133835** | (713624) | 847460 |
|  General and administrative expenses | **1559250** | 1355137 | 204112 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Personnel expenses | **661213** | 591664 | 69548 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-personnel expenses | **809299** | 698337 | 110961 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of goodwill | **3574** | 3510 | 63 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Taxes | **88737** | 65134 | 23602 |
|  Net operating profits before provision for general allowance for credit losses and amortization of goodwill | **1215578** | 525257 | 690320 |
|  Net operating profits before provision for general allowance for credit losses | **1212003** | 521746 | 690256 |
|  Provision for general allowance for credit losses (1) | **33079** |  | 33079 |
|  Net operating profits | **1245083** | 521746 | 723336 |
|  Net non-recurring gains (losses) | **362820** | 685763 | (322942) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs (2) | **(78378)** | (21369) | (57008) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses (3) | **—** | 237094 | (237094) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of reserve for contingent losses included in credit costs (4) | **1661** | 4527 | (2866) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off (5) | **9119** | 17112 | (7993) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | **381670** | 434630 | (52959) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of equity securities | **484674** | 512427 | (27753) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of equity securities | **(95886)** | (30314) | (65572) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of equity securities | **(7116)** | (47482) | 40365 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | **48748** | 13768 | 34979 |
|  Ordinary profits | **1607904** | 1207510 | 400393 |
|  Net extraordinary gains (losses) | **(34066)** | 69114 | (103181) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on disposition of fixed assets | **(8181)** | 4365 | (12546) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | **(2692)** | (2612) | (79) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on liquidation of subsidiaries | **21300** |  | 21300 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of shares of subsidiaries | **11889** |  | 11889 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of shares of affiliates | **113** | 67142 | (67029) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of shares of subsidiaries | **(56496)** |  | (56496) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on extinguishment of tie-in shares | **—** | 219 | (219) |
|  Income before income taxes | **1573837** | 1276624 | 297212 |
|  Income taxes-current | **583814** | 183469 | 400344 |
|  Income taxes-deferred | **(145246)** | 133977 | (279224) |
|  Total taxes | **438567** | 317446 | 121120 |
|  Net income | **1135269** | 959178 | 176091 |
| (Reference) |  |  |  |
|  Total credit costs (1)+(2)+(3)+(4)+(5) | **(34518)** | 237364 | (271883) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for general allowance for credit losses | **33079** | 43401 | (10321) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for special allowance for credit losses | **(42706)** | 183666 | (226373) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit to specific foreign borrowers | **3512** | 10026 | (6514) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on loans write-off | **(26458)** | (11625) | (14833) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for contingent losses included in credit costs | **1661** | 4527 | (2866) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off | **9119** | 17112 | (7993) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of other loans, etc. | **(12725)** | (9744) | (2981) |
|  Net operating profits before provision for general allowance for credit losses, excluding net gains (losses) on debt securities | **1309026** | 1363029 | (54002) |
|  Net operating profits before provision for general allowance for credit losses, excluding net gains (losses) on debt securities and investment trusts cancellation | **1378404** | 1310261 | 68142 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Consolidated** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the fiscal year ended** | **For the fiscal year ended** | |
|  | **March 31, 2026<br>(A)** | **March 31, 2025<br>(B)** | **Increase**<br> **(Decrease) <br>(A) - (B)** |
|  Gross profits | **777077** | 565406 | 211670 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gross profits before credit costs for trust accounts | **777072** | 565401 | 211671 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees | **163436** | 144723 | 18713 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees before credit costs for trust accounts | **163431** | 144717 | 18713 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money trusts fees (Jointly operated designated money trusts before credit costs for trust account) | **15809** | 11368 | 4440 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other trust fees | **147621** | 133349 | 14272 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts (1) | **5** | 5 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **218231** | 146287 | 71943 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **453831** | 403725 | 50106 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **(118111)** | (45805) | (72305) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **59689** | (83524) | 143214 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(82255)** | (147072) | 64816 |
|  General and administrative expenses | **581671** | 507788 | 73882 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of goodwill | **24189** | 21169 | 3019 |
|  Net operating profits before credit costs for trust accounts, provision for general allowance for credit losses and amortization of goodwill | **219590** | 78781 | 140809 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses | **195401** | 57612 | 137789 |
|  Provision for general allowance for credit losses (2) | **(671)** |  | (671) |
|  Net operating profits\* | **194735** | 57618 | 137117 |
|  Net non-recurring gains (losses) | **114188** | 162013 | (47824) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs (3) | **(533)** | (1) | (531) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on loan write-offs | **(11)** | (5) | (6) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for specific allowance for credit losses | **(522)** |  | (522) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other credit costs | **—** | 3 | (3) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses (4) | **—** | 169 | (169) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of reserve for contingent losses included in credit costs (5) | **—** | 219 | (219) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off (6) | **11** | 87 | (75) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | **93305** | 135539 | (42233) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of equity securities | **101253** | 141883 | (40630) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of equity securities | **(1394)** | (2723) | 1329 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of equity securities | **(6553)** | (3620) | (2932) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equity in earnings of equity method investees | **1611** | 1297 | 314 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | **19794** | 24701 | (4907) |
|  Ordinary profits | **308923** | 219631 | 89292 |
|  Net extraordinary gains (losses) | **(50086)** | (49112) | (973) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on disposition of fixed assets | **3186** | 3135 | 50 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | **(53277)** | (49327) | (3950) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of shares of subsidiaries | **—** | (3023) | 3023 |
|  Profits before income taxes | **258837** | 170518 | 88319 |
|  Income taxes-current | **91855** | 59425 | 32429 |
|  Income taxes-deferred | **(5434)** | 1855 | (7290) |
|  Total taxes | **86421** | 61281 | 25139 |
|  Profits | **172416** | 109237 | 63179 |
|  Profits attributable to non-controlling interests | **(8174)** | (3870) | (4303) |
|  Profits attributable to owners of parent | **180591** | 113107 | 67483 |
| Note: |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; \* Net operating profits = Net operating profits of TB + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp;&nbsp; \* Net operating profits = Net operating profits of TB + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp;&nbsp; \* Net operating profits = Net operating profits of TB + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp;&nbsp; \* Net operating profits = Net operating profits of TB + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions |
| (Reference) |  |  |  |
|  Total credit costs (1)+(2)+(3)+(4)+(5)+(6) | **(1188)** | 481 | (1669) |
|  Number of consolidated subsidiaries | **185** | 185 |  |
|  Number of affiliated companies accounted for under the equity method | **7** | 6 | 1 |
| <br> TB Consolidated (combined operating results of TB and transferred entities to MUAH in the United States)<br> TB transferred the interests in its subsidiaries in the United States to MUAH in United States which are owned by BK and MUFG.<br>The combined operating results of TB and transferred entities are as follows (the operating results of transferred entities are prepared for managerial accounting purpose): | <br> TB Consolidated (combined operating results of TB and transferred entities to MUAH in the United States)<br> TB transferred the interests in its subsidiaries in the United States to MUAH in United States which are owned by BK and MUFG.<br>The combined operating results of TB and transferred entities are as follows (the operating results of transferred entities are prepared for managerial accounting purpose): | <br> TB Consolidated (combined operating results of TB and transferred entities to MUAH in the United States)<br> TB transferred the interests in its subsidiaries in the United States to MUAH in United States which are owned by BK and MUFG.<br>The combined operating results of TB and transferred entities are as follows (the operating results of transferred entities are prepared for managerial accounting purpose): | <br> TB Consolidated (combined operating results of TB and transferred entities to MUAH in the United States)<br> TB transferred the interests in its subsidiaries in the United States to MUAH in United States which are owned by BK and MUFG.<br>The combined operating results of TB and transferred entities are as follows (the operating results of transferred entities are prepared for managerial accounting purpose): |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses | **198125** | 60198 | 137926 |
|  Profits attributable to owners of parent | **178991** | 111075 | 67915 |
|  Number of the entities transferred to MUAH | **4** | 4 |  |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the fiscal year ended** | **For the fiscal year ended** | |
|  | **March 31, 2026<br>(A)** | **March 31, 2025<br>(B)** | **Increase**<br> **(Decrease)** **(A) - (B)** |
|  Gross profits | **374201** | 275970 | 98230 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gross profits before credit costs for trust accounts | **374195** | 275965 | 98230 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic gross profits | **359531** | 349188 | 10342 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees | **143432** | 126186 | 17245 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees before credit costs for trust accounts | **143426** | 126180 | 17246 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money trusts fees (Jointly operated designated money trusts before credit costs for trust account) | **15809** | 11368 | 4440 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other trust fees | **127617** | 114811 | 12805 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts (1) | **5** | 5 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **98713** | 113186 | (14473) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **124007** | 118098 | 5909 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **(53907)** | (22424) | (31482) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **47285** | 14142 | 33143 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(70940)** | (35188) | (35751) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-domestic gross profits | **14670** | (73217) | 87887 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **96906** | 63410 | 33495 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **1672** | 1229 | 443 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **(65602)** | (25694) | (39907) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **(18306)** | (112162) | 93856 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(11315)** | (111884) | 100568 |
|  General and administrative expenses | **220814** | 205879 | 14935 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Personnel expenses | **67207** | 64389 | 2817 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-personnel expenses | **143731** | 133376 | 10355 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Taxes | **9875** | 8113 | 1761 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses | **153380** | 70085 | 83295 |
|  Provision for general allowance for credit losses (2) | **(725)** |  | (725) |
|  Net operating profits | **152661** | 70091 | 82570 |
|  Net non-recurring gains (losses) | **112283** | 154874 | (42590) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs (3) | **(279)** | 1 | (281) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses (4) | **—** | 33 | (33) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of reserve for contingent losses included in credit costs (5) | **—** | 219 | (219) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off (6) | **5** | 16 | (11) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | **92187** | 135443 | (43256) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of equity securities | **101253** | 141777 | (40523) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of equity securities | **(1394)** | (2723) | 1328 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of equity securities | **(7672)** | (3610) | (4061) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | **20370** | 19159 | 1211 |
|  Ordinary profits | **264945** | 224965 | 39979 |
|  Net extraordinary gains (losses) | **(5503)** | (25112) | 19609 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on disposition of fixed assets | **(1185)** | 1334 | (2520) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | **(4317)** | (24567) | 20249 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of shares of subsidiaries | **—** | (1879) | 1879 |
|  Income before income taxes | **259442** | 199852 | 59589 |
|  Income taxes-current | **72792** | 39902 | 32890 |
|  Income taxes-deferred | **(1887)** | 5713 | (7601) |
|  Total taxes | **70904** | 45616 | 25288 |
|  Net income | **188537** | 154236 | 34300 |
| (Reference) |  |  |  |
|  Total credit costs (1)+(2)+(3)+(4)+(5)+(6) | **(993)** | 277 | (1271) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts | **5** | 5 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for general allowance for credit losses | **(725)** | 28 | (753) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for special allowance for credit losses | **(141)** | 4 | (146) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit to specific foreign borrowers | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on loans write-offs | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for contingent losses included in credit costs | **(138)** | 219 | (358) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off | **5** | 16 | (11) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of other loans, etc. | **—** | 1 | (1) |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses, excluding net gains (losses) on debt securities | **235636** | 217157 | 18478 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses, excluding net gains (losses) on debt securities and investment trusts cancellation | **197931** | 180915 | 17015 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**2. Average Interest Rate Spread** 

**BK Non-consolidated** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(percentage per annum)** | **(percentage per annum)** | **(percentage per annum)** |
| (Domestic business segment) | **For the fiscal year<br>ended<br>March 31, 2026<br>(A)** | **Increase**<br> **(Decrease)** <br>**(A) - (B)** | **For the fiscal year**<br>**ended**<br>**March 31, 2025<br>(B)** |
|  Total average interest rate on interest-earning assets (a) | **0.80** | 0.27 | 0.53 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average interest rate on loans and bills discounted (b) | **1.16** | 0.29 | 0.86 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average interest rate on securities | **0.72** | 0.11 | 0.61 |
|  Total average interest rate on interest-bearing liabilities (c) |  |  |  |
|  | **0.62** | 0.21 | 0.40 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average interest rate on deposits and NCD (d) | **0.19** | 0.13 | 0.05 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average interest rate on other liabilities | **0.69** | 0.38 | 0.31 |
|  Overall interest rate spread (a)-(c) | **0.18** | 0.05 | 0.12 |
|  Interest rate spread (b)-(d) | **0.96** | 0.15 | 0.81 |
|  (After excluding loans to the Japanese government and governmental organizations) |  |  |  |
|  Average interest rate on loans and bills discounted (e) | **1.21** | 0.27 | 0.94 |
|  Interest rate spread (e)-(d) | **1.02** | 0.13 | 0.88 |
|  **TB Non-consolidated** |  |  |  |
|  | **(percentage per annum)** | **(percentage per annum)** | **(percentage per annum)** |
| (Domestic business segment) | **For the fiscal year<br>ended<br>March 31, 2026<br>(A)** | **Increase**<br> **(Decrease)** <br>**(A) - (B)** | **For the fiscal year**<br>**ended**<br>**March 31, 2025<br>(B)** |
|  Total average interest rate on interest-earning assets (a) | **1.04** | 0.12 | 0.91 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average interest rate on loans and bills discounted (b) | **1.02** | 0.25 | 0.77 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average interest rate on securities | **2.82** | (0.81) | 3.64 |
|  Total average interest rate on interest-bearing liabilities (c) | **0.55** | 0.24 | 0.30 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Average interest rate on deposits and NCD (d) | **0.40** | 0.27 | 0.13 |
|  Overall interest rate spread (a)-(c) | **0.48** | (0.11) | 0.60 |
|  Interest rate spread (b)-(d) | **0.62** | (0.01) | 0.63 |
|  (After excluding loans to the Japanese government and governmental organizations) |  |  |  |
|  Average interest rate on loans and bills discounted (e) | **1.02** | 0.22 | 0.80 |
|  Interest rate spread (e)-(d) | **0.62** | (0.04) | 0.67 |
| (Reference) |  |  |  |
|  **BK and TB Combined** |  |  |  |
|  | **(percentage per annum)** | **(percentage per annum)** | **(percentage per annum)** |
| (Domestic business segment) | **For the fiscal year<br>ended<br>March 31, 2026<br>(A)** | **Increase**<br> **(Decrease)** <br>**(A) - (B)** | **For the fiscal year**<br>**ended**<br>**March 31, 2025**<br>**(B)** |
|  Average interest rate on loans and bills discounted (a) | **1.15** | 0.29 | 0.86 |
|  Average interest rate on deposits and NCD (b) | **0.21** | 0.14 | 0.06 |
|  Interest rate spread (a)-(b) | **0.94** | 0.14 | 0.80 |
|  (After excluding loans to the Japanese government and governmental organizations) |  |  |  |
|  Average interest rate on loans and bills discounted (c) | **1.21** | 0.27 | 0.94 |
|  Interest rate spread (c)-(b) | **1.00** | 0.12 | 0.87 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**3. Notional Principal by the Remaining Life of the Interest Rate Swaps for Hedge-Accounting** 

**MUFG Consolidated** 

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** |
|  | **within 1 year** | **1 year to 5 years** | **over 5 years** | **Total** |
|  Receive-fix/pay-floater | **5747.4** | **11130.2** | **11543.4** | **28421.1** |
|  Receive-floater/pay-fix | **4302.6** | **18663.6** | **3122.1** | **26088.5** |
|  Receive-floater/pay-floater | **—** | **—** | **—** | **—** |
|  Receive-fix/pay-fix | **—** | **—** | **—** | **—** |
|  Total | **10050.0** | **29793.9** | **14665.6** | **54509.6** |
| <br> **BK Consolidated** | <br> **BK Consolidated** | <br> **BK Consolidated** | <br> **BK Consolidated** |  |
|  | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** |
|  | **within 1 year** | **1 year to 5 years** | **over 5 years** | **Total** |
|  Receive-fix/pay-floater | **4884.4** | **9874.0** | **11441.1** | **26199.6** |
|  Receive-floater/pay-fix | **3374.7** | **16736.3** | **2396.5** | **22507.6** |
|  Receive-floater/pay-floater | **—** | **—** | **—** | **—** |
|  Receive-fix/pay-fix | **—** | **—** | **—** | **—** |
|  Total | **8259.1** | **26610.4** | **13837.6** | **48707.2** |
| <br> **TB Consolidated** | <br> **TB Consolidated** | <br> **TB Consolidated** | <br> **TB Consolidated** |  |
|  | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** |
|  | **within 1 year** | **1 year to 5 years** | **over 5 years** | **Total** |
|  Receive-fix/pay-floater | **862.9** | **1256.1** | **102.3** | **2221.4** |
|  Receive-floater/pay-fix | **927.9** | **1927.3** | **725.6** | **3580.8** |
|  Receive-floater/pay-floater | **—** | **—** | **—** | **—** |
|  Receive-fix/pay-fix | **—** | **—** | **—** | **—** |
|  Total | **1790.8** | **3183.5** | **827.9** | **5802.3** |

---

------

Mitsubishi UFJ Financial Group, Inc.

**4. Securities** 

**MUFG Consolidated** 

The tables include negotiable certificates of deposit in "Cash and due from banks", securitized products in "Monetary claims bought" and others in addition to "Securities".

Fair Value Information on Securities

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>consolidated<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** | **Amount on<br>consolidated<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** |
|  Debt securities being held to maturity | **26012559** | **(1119329)** | **28462** | **1147791** | 23272183 | (625190) | 15276 | 640467 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic bonds | **19681132** | **(1020494)** | **—** | **1020494** | 17115009 | (491977) | 3 | 491980 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Government bonds | **15270891** | **(704290)** | **—** | **704290** | 13300923 | (369059) |  | 369059 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal bonds | **2847327** | **(165265)** | **—** | **165265** | 2545626 | (93140) |  | 93140 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporate bonds | **1562913** | **(150938)** | **—** | **150938** | 1268459 | (29777) | 3 | 29781 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **6331426** | **(98835)** | **28462** | **127297** | 6157174 | (133213) | 15272 | 148486 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **4488121** | **(99574)** | **25120** | **124694** | 4690276 | (137239) | 10825 | 148065 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **1843304** | **739** | **3341** | **2602** | 1466897 | 4026 | 4446 | 420 |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>consolidated<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** | **Amount on<br>consolidated<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** |
|  Available-for-sale securities | **57786465** | **2708595** | **3396364** | **687769** | 61321796 | 2203663 | 2898215 | 694551 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic equity securities | **3735905** | **2818354** | **2825170** | **6816** | 3540457 | 2458566 | 2468724 | 10158 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic bonds | **14785152** | **(289268)** | **1809** | **291077** | 23123161 | (249533) | 4371 | 253905 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Government bonds | **13346832** | **(147696)** | **126** | **147823** | 21181296 | (155513) | 2327 | 157840 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal bonds | **166451** | **(10586)** | **0** | **10587** | 309997 | (9776) | 2 | 9779 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporate bonds | **1271868** | **(130985)** | **1681** | **132667** | 1631867 | (84243) | 2041 | 86285 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **39265407** | **179509** | **569384** | **389875** | 34658178 | (5368) | 425118 | 430487 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign equity securities | **845003** | **116834** | **146029** | **29194** | 662949 | 36272 | 54295 | 18022 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **28302385** | **(147975)** | **104157** | **252132** | 24182709 | (113323) | 152561 | 265884 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **10118017** | **210650** | **319197** | **108547** | 9812519 | 71682 | 218262 | 146580 |

---

Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **within<br>1 year** | **1 year to<br>5 years** | **5 years to<br>10 years** | **over<br>10 years** | **within<br>1 year** | **1 year to<br>5 years** | **5 years to<br>10 years** | **over<br>10 years** |
|  Domestic bonds | **14581143** | **6692908** | **11907676** | **1282557** | 18500074 | 9875244 | 8772124 | 3090727 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Government bonds | **14048555** | **4408256** | **10080978** | **77934** | 18007133 | 7559511 | 6953734 | 1961839 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal bonds | **226088** | **1304741** | **1482949** | **—** | 215259 | 1165338 | 1475025 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporate bonds | **306500** | **979909** | **343749** | **1204622** | 277680 | 1150393 | 343363 | 1128887 |
|  Other | **8039551** | **10495195** | **4825995** | **17365629** | 5613333 | 11742041 | 5692392 | 13611167 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign equity securities | **11961** | **9667** | **—** | **—** | 1366 | 20285 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **6893721** | **7857788** | **4404342** | **13964838** | 4547585 | 8729761 | 4854426 | 10913751 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **1133868** | **2627739** | **421652** | **3400791** | 1064380 | 2991994 | 837966 | 2697415 |
|  Total | **22620695** | **17188103** | **16733672** | **18648187** | 24113407 | 21617285 | 14464517 | 16701894 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK Non-consolidated** 

The tables include negotiable certificates of deposit in "Cash and due from banks", securitized products in "Monetary claims bought" and others in addition to "Securities".

Fair Value Information on Securities

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** |
|  Debt securities being held to maturity | **23173566** | **(1071335)** | **24884** | **1096220** | 21295315 | (607764) | 10777 | 618541 |
|  Stocks of subsidiaries and affiliates | **670430** | **682505** | **691297** | **8792** | 684864 | 464454 | 471540 | 7086 |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** |
|  Available-for-sale securities | **40321531** | **2417494** | **2751747** | **334252** | 45173480 | 2005377 | 2300444 | 295066 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic equity securities | **3228036** | **2395455** | **2400629** | **5173** | 3012332 | 2044936 | 2053034 | 8097 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic bonds | **12896387** | **(160520)** | **1806** | **162326** | 20849312 | (138304) | 3926 | 142230 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **24197108** | **182559** | **349311** | **166752** | 21311835 | 98744 | 243483 | 144738 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign equity securities | **709641** | **84853** | **110205** | **25351** | 605665 | 17076 | 30177 | 13101 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **16321645** | **11864** | **71691** | **59826** | 13651795 | 88819 | 110304 | 21485 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **7165821** | **85841** | **167415** | **81573** | 7054373 | (7151) | 103000 | 110152 |
| <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity  | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity  | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity  | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity  | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity  | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity  | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity  | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity  | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity  |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **within<br>1 year** | **1 year to<br>5 years** | **5 years to<br>10 years** | **over<br>10 years** | **within<br>1 year** | **1 year to<br>5 years** | **5 years to<br>10 years** | **over<br>10 years** |
|  Domestic bonds | **13811865** | **6692901** | **10212447** | **1197412** | 18407253 | 9375181 | 7204520 | 2741856 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Government bonds | **13280174** | **4408256** | **8393120** | **45048** | 17915211 | 7060351 | 5390211 | 1715335 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal bonds | **226087** | **1304734** | **1482949** | **—** | 215259 | 1165328 | 1475025 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporate bonds | **305603** | **979909** | **336377** | **1152363** | 276781 | 1149501 | 339283 | 1026521 |
|  Other | **5528324** | **5205334** | **1845721** | **12393561** | 3733273 | 6482656 | 2494264 | 10189203 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign equity securities | **11961** | **9667** | **—** | **—** | 1366 | 20285 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **4732967** | **2846098** | **1634868** | **11235753** | 3186009 | 3714661 | 2261660 | 8799263 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **783395** | **2349569** | **210853** | **1157807** | 545896 | 2747709 | 232603 | 1389940 |
|  Total | **19340189** | **11898236** | **12058169** | **13590973** | 22140526 | 15857837 | 9698784 | 12931060 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

The tables include securitized products in "Monetary claims bought" in addition to "Securities".

Fair Value Information on Securities

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** |
|  Debt securities being held to maturity | **2838992** | **(47993)** | **3577** | **51571** | 1976868 | (17426) | 4499 | 21925 |
|  Stocks of subsidiaries and affiliates | **19850** | **(546)** | **—** | **546** | 19189 | (1368) |  | 1368 |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Gains** | **Losses** |
|  Available-for-sale securities | **12064345** | **339750** | **624931** | **285181** | 11541216 | 251081 | 552833 | 301751 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic equity securities | **602033** | **458349** | **459237** | **888** | 588732 | 413329 | 415255 | 1925 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic bonds | **1617044** | **(128831)** | **0** | **128831** | 2181927 | (111341) | 444 | 111785 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **9845266** | **10233** | **165694** | **155461** | 8770556 | (50907) | 137133 | 188040 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign equity securities | **171** | **116** | **116** | **—** | 130 | 81 | 81 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **8001151** | **(110035)** | **19427** | **129462** | 7018941 | (123179) | 28749 | 151929 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **1843943** | **120152** | **146150** | **25998** | 1751484 | 72191 | 108302 | 36110 |
| <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity | <br> Redemption schedule of Available-for-sale securities with maturities and debt securities being held to maturity |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2026** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **within<br>1 year** | **1 year to<br>5 years** | **5 years to<br>10 years** | **over<br>10 years** | **within<br>1 year** | **1 year to<br>5 years** | **5 years to<br>10 years** | **over<br>10 years** |
|  Domestic bonds | **499557** | **6** | **1695229** | **85144** | 899 | 500062 | 1567603 | 348870 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Government bonds | **498660** | **—** | **1687858** | **32886** |  | 499160 | 1563523 | 246504 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal bonds | **0** | **6** | **—** | **—** |  | 10 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporate bonds | **896** | **—** | **7371** | **52258** | 899 | 892 | 4080 | 102366 |
|  Other | **519814** | **3147616** | **1903871** | **4939744** | 386183 | 3080461 | 2327090 | 3400230 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign equity securities | **—** | **—** | **—** | **—** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **490054** | **3004958** | **1838620** | **4843617** | 297586 | 2854717 | 2268804 | 3339190 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **29760** | **142658** | **65251** | **96126** | 88596 | 225744 | 58286 | 61039 |
|  Total | **1019372** | **3147623** | **3599101** | **5024889** | 387082 | 3580524 | 3894694 | 3749101 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**5. ROE** 

**MUFG Consolidated** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(%)** | **(%)** | **(%)** |
|  | **For the fiscal year<br>ended<br>March 31, 2026<br>(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **For the fiscal year<br>ended<br>March 31, 2025<br>(B)** |
|  ROE (JPX basis) \*1 | **11.34** | 2.05 | 9.29 |

---

Note:

\*1 Japan Exchange Group

------

Mitsubishi UFJ Financial Group, Inc.

**6. Risk-Adjusted Capital Ratio** 

**MUFG Consolidated** 

---

| | | | | |
|:---|:---|:---|:---|:---|
|  |  |  |  | **(in billions of yen)** |
|  | **As of<br>March 31, 2026<br>Preliminary (A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025<br>(B)** | **As of<br>September 30, 2025** |
| (1) Total capital ratio (4)/(7) | **16.85%** | (1.98)% | 18.83% | 18.99% |
| (2) Tier 1 capital ratio (5)/(7) | **14.95%** | (1.69)% | 16.65% | 16.87% |
| (3) Common Equity Tier 1 capital ratio (6)/(7) | **12.47%** | (1.71)% | 14.18% | 14.08% |
| (4) Total capital | **20273.6** | 128.5 | 20145.0 | 21052.8 |
| (5) Tier 1 capital | **17984.0** | 179.1 | 17804.8 | 18702.0 |
| (6) Common Equity Tier 1 capital | **15002.2** | (167.0) | 15169.2 | 15605.2 |
| (7) Risk weighted assets | **120281.7** | 13351.2 | 106930.4 | 110808.0 |
| (8) Required Capital (7)×8% | **9622.5** | 1068.1 | 8554.4 | 8864.6 |
| **BK Consolidated** |  |  |  |  |
|  |  |  |  | **(in billions of yen)** |
|  | **As of<br>March 31, 2026<br>Preliminary (A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025<br>(B)** | **As of<br>September 30, 2025** |
| (1) Total capital ratio (4)/(7) | **18.02%** | (1.60)% | 19.63% | 19.60% |
| (2) Tier 1 capital ratio (5)/(7) | **16.42%** | (1.25)% | 17.68% | 17.81% |
| (3) Common Equity Tier 1 capital ratio (6)/(7) | **13.87%** | (1.22)% | 15.10% | 14.81% |
| (4) Total capital | **18098.6** | 1620.9 | 16477.6 | 17239.0 |
| (5) Tier 1 capital | **16498.3** | 1655.1 | 14843.2 | 15666.4 |
| (6) Common Equity Tier 1 capital | **13932.1** | 1256.9 | 12675.1 | 13023.9 |
| (7) Risk weighted assets | **100418.7** | 16489.3 | 83929.4 | 87923.5 |
| (8) Required Capital (7)×8% | **8033.4** | 1319.1 | 6714.3 | 7033.8 |
| **TB Consolidated** |  |  |  |  |
|  |  |  |  | **(in billions of yen)** |
|  | **As of<br>March 31, 2026<br>Preliminary (A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025<br>(B)** | **As of<br>September 30, 2025** |
| (1) Total capital ratio (4)/(7) | **19.40%** | (0.56)% | 19.96% | 20.14% |
| (2) Tier 1 capital ratio (5)/(7) | **15.55%** | (0.86)% | 16.41% | 15.97% |
| (3) Common Equity Tier 1 capital ratio (6)/(7) | **12.84%** | (0.72)% | 13.56% | 13.02% |
| (4) Total capital | **2111.9** | 170.2 | 1941.6 | 2047.8 |
| (5) Tier 1 capital | **1693.2** | 96.8 | 1596.3 | 1624.0 |
| (6) Common Equity Tier 1 capital | **1397.7** | 79.0 | 1318.7 | 1324.1 |
| (7) Risk weighted assets | **10885.7** | 1161.2 | 9724.4 | 10168.0 |
| (8) Required Capital (7)×8% | **870.8** | 92.9 | 777.9 | 813.4 |
| **BK Non-consolidated** |  |  |  |  |
|  |  |  |  | **(in billions of yen)** |
|  | **As of<br>March 31, 2026<br>Preliminary (A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025<br>(B)** | **As of<br>September 30, 2025** |
| (1) Total capital ratio (4)/(7) | **14.34%** | (2.72)% | 17.07% | 17.23% |
| (2) Tier 1 capital ratio (5)/(7) | **12.95%** | (2.29)% | 15.24% | 15.60% |
| (3) Common Equity Tier 1 capital ratio (6)/(7) | **10.06%** | (2.24)% | 12.30% | 12.19% |
| (4) Total capital | **12369.8** | 120.9 | 12248.9 | 13054.3 |
| (5) Tier 1 capital | **11172.1** | 231.8 | 10940.2 | 11819.6 |
| (6) Common Equity Tier 1 capital | **8677.7** | (153.2) | 8830.9 | 9233.9 |
| (7) Risk weighted assets | **86233.3** | 14485.9 | 71747.3 | 75738.6 |
| (8) Required Capital (7)×8% | **6898.6** | 1158.8 | 5739.7 | 6059.0 |
| **TB Non-consolidated** |  |  |  |  |
|  |  |  |  | **(in billions of yen)** |
|  | **As of<br>March 31, 2026<br>Preliminary (A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025<br>(B)** | **As of<br>September 30, 2025** |
| (1) Total capital ratio (4)/(7) | **18.26%** | (1.80)% | 20.06% | 19.59% |
| (2) Tier 1 capital ratio (5)/(7) | **14.91%** | (1.97)% | 16.89% | 15.96% |
| (3) Common Equity Tier 1 capital ratio (6)/(7) | **12.56%** | (1.79)% | 14.35% | 13.39% |
| (4) Total capital | **2280.1** | 104.1 | 2176.0 | 2276.3 |
| (5) Tier 1 capital | **1862.6** | 30.4 | 1832.1 | 1853.8 |
| (6) Common Equity Tier 1 capital | **1568.6** | 11.9 | 1556.6 | 1556.3 |
| (7) Risk weighted assets | **12485.9** | 1641.4 | 10844.5 | 11614.9 |
| (8) Required Capital (7)×8% | **998.8** | 131.3 | 867.5 | 929.1 |

---

Note: Risk-adjusted capital ratio of MUFG is computed in accordance with the Notification of the Financial Services Agency No.20, 2006.

Risk-adjusted capital ratio of BK and TB are computed in accordance with the Notification of the Financial Services Agency No.19, 2006.

------

Mitsubishi UFJ Financial Group, Inc.

**7. Loans to Be Disclosed under the Banking Act and the Financial Reconstruction Act (the "FRA")** 

**MUFG Consolidated**

(1) Loans to Be Disclosed under the Banking Act and the FRA (after write-offs)

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | | | | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | | | | **As of<br>March 31, 2026** | **As of<br>March 31, 2025** | **Increase<br>(Decrease)** |
|  Bankrupt or De facto Bankrupt |  |  |  | **303742** | 300776 | 2965 |
|  Doubtful |  |  |  | **667097** | 693225 | (26128) |
|  Special Attention |  |  |  | **489930** | 536469 | (46538) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | **12271** | 17863 | (5591) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans | **477659** | 518605 | (40946) |
|  Subtotal (A) |  |  |  | **1460769** | 1530471 | (69701) |
|  Normal (B) |  |  |  | **150212705** | 135805816 | 14406889 |
|  Total loans (C=A+B) |  |  |  | **151673475** | 137336287 | 14337188 |
|  Non-performing loans ratio (A)/(C) |  |  |  | **0.96%** | 1.11% | (0.15)% |
|  Write-offs |  |  |  | **226406** | 199367 | 27038 |
| (2) Allowance for Credit Losses |  |  |  |  |  |  |
|  |  |  |  |  |  | **(in millions of yen)** |
|  | **As of<br>March 31, 2026** | **Coverage ratio<br>(D)/(A)** | **As of<br>March 31, 2025** | **Coverage ratio<br>(D)/(A)** | **Increase<br>(Decrease)** | **Coverage ratio<br>(D)/(A)** |
|  Allowance for credit losses (D) | **1229947** | 84.19% | 1214870 | 79.37% | 15077 | 4.81% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; General allowance for credit losses | **759321** |  | 761228 |  | (1906) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Specific allowance for credit losses | **462754** |  | 442257 |  | 20496 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit to specific foreign borrowers | **7872** |  | 11385 |  | (3512) |  |
| (3) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (3) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (3) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (3) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (3) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (3) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (3) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) |
|  |  |  |  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Classified by Geographic Area |  |  |  | **As of<br>March 31, 2026** | **As of<br>March 31, 2025** | **Increase<br>(Decrease)** |
|  Domestic |  |  |  | **674217** | 786751 | (112533) |
|  Overseas |  |  |  | **786552** | 743720 | 42832 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Asia |  |  |  | **477275** | 491835 | (14559) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Indonesia |  |  |  | **44999** | 51106 | (6106) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Singapore |  |  |  | **361** | 629 | (268) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Thailand |  |  |  | **397254** | 382780 | 14473 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other |  |  |  | **34660** | 57318 | (22658) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Americas |  |  |  | **205643** | 124006 | 81636 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Europe, Middle East and Other |  |  |  | **103633** | 127878 | (24245) |
|  Total |  |  |  | **1460769** | 1530471 | (69701) |
|  |  |  |  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Classified by Industry |  |  |  | **As of<br>March 31, 2026** | **As of<br>March 31, 2025** | **Increase<br>(Decrease)** |
|  Domestic |  |  |  | **674217** | 786751 | (112533) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Manufacturing |  |  |  | **228374** | 297746 | (69372) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction |  |  |  | **5335** | 6258 | (923) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wholesale and retail |  |  |  | **81592** | 84280 | (2687) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Finance and insurance |  |  |  | **156** | 16709 | (16553) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate, goods rental and leasing |  |  |  | **16755** | 27402 | (10647) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Services |  |  |  | **48374** | 65970 | (17595) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other industries |  |  |  | **16888** | 38996 | (22108) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer |  |  |  | **276740** | 249386 | 27353 |
|  Overseas |  |  |  | **786552** | 743720 | 42832 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial institutions |  |  |  | **5486** | 14902 | (9415) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial and industrial |  |  |  | **549284** | 492167 | 57116 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other |  |  |  | **231781** | 236650 | (4868) |
|  Total |  |  |  | **1460769** | 1530471 | (69701) |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK and TB Combined including Trust Account** 

"Trust account" represents trust account with contracts indemnifying the principal amounts.

(1) Loans to Be Disclosed under the Banking Act and the FRA (after write-offs)

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | | | | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | | | | **As of<br>March 31, 2026** | **As of<br>March 31, 2025** | **Increase<br>(Decrease)** |
|  Bankrupt or De facto Bankrupt |  |  |  | **42991** | 50052 | (7061) |
|  Doubtful |  |  |  | **412629** | 448449 | (35819) |
|  Special Attention |  |  |  | **275301** | 365391 | (90089) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | **4465** | 9236 | (4771) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans |  |  |  | **270836** | 356154 | (85318) |
|  Subtotal (A) |  |  |  | **730922** | 863892 | (132969) |
|  Normal (B) |  |  |  | **134395862** | 121231909 | 13163952 |
|  Total loans (C=A+B) |  |  |  | **135126785** | 122095802 | 13030982 |
|  Non-performing loans ratio (A)/(C) |  |  |  | **0.54%** | 0.70% | (0.16)% |
|  Write-offs |  |  |  | **187104** | 163085 | 24019 |
| (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026** | **Coverage ratio<br>[(D)+(E)]/(A)** | **As of<br>March 31, 2025** | **Coverage ratio<br>[(D)+(E)]/(A)** | **Increase**<br>**(Decrease)** | **Coverage ratio<br>[(D)+(E)]/(A)** |
|  Covered amount | **582124** | 79.64% | 656627 | 76.00% | (74502) | 3.63% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit losses(D) | **299034** |  | 325637 |  | (26603) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Collateral, guarantees, etc.(E) | **283090** |  | 330989 |  | (47899) |  |
| (3) Coverage Ratio | (3) Coverage Ratio | (3) Coverage Ratio | (3) Coverage Ratio | (3) Coverage Ratio | (3) Coverage Ratio | (3) Coverage Ratio |
|  |  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Category |  | **Loan amount<br>(A)** | **Allowance for<br>credit losses<br>(D)** | **Covered by**<br>**collateral and/<br>or guarantees<br>(E)** | **Allowance**<br>**coverage ratio**<br>**for unsecured**<br>**portion (D) /**<br>**[(A) - (E)]** | **Coverage ratio<br>[(D)+(E)]/(A)** |
|  Bankrupt or De facto Bankrupt |  | **42991** | 540 | 42450 |  | 100.00% |
|  |  | **[ 50,052** **]** | [ 995] | [ 49,057] |  | [ 100.00%] |
|  Doubtful |  | **412629** | 190043 | 134926 |  | 78.75% |
|  |  | **[ 448,449** **]** | [ 189,859] | [ 133,301] |  | [ 72.06%] |
|  Special Attention |  | **275301** | 108450 | 105713 |  | 77.79% |
|  |  | **[ 365,391** **]** | [ 134,782] | [ 148,630] |  | [ 77.56%] |
|  Total |  | **730922** | 299034 | 283090 |  | 79.64% |
|  |  | **[ 863,892** **]** | [ 325,637] | [ 330,989] |  | [ 76.00%] |
| Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025. | Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025. | Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025. | Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025. | Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025. | Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025. | Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025. |
| (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) |
|  |  |  |  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Classified by Geographic Area |  |  |  | **As of<br>March 31, 2026** | **As of**<br>**March 31, 2025** | **Increase<br>(Decrease)** |
|  Domestic |  |  |  | **435374** | 583270 | (147896) |
|  Overseas |  |  |  | **295548** | 280622 | 14926 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Asia |  |  |  | **34679** | 58101 | (23421) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Indonesia |  |  |  | **74** | 507 | (433) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Singapore |  |  |  | **361** | 629 | (268) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Thailand |  |  |  | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other |  |  |  | **34243** | 56964 | (22720) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Americas |  |  |  | **205643** | 124006 | 81636 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Europe, Middle East and Other |  |  |  | **55225** | 98514 | (43288) |
|  Total |  |  |  | **730922** | 863892 | (132969) |
|  |  |  |  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Classified by Industry |  |  |  | **As of<br>March 31, 2026** | **As of**<br>**March 31, 2025** | **Increase<br>(Decrease)** |
|  Domestic |  |  |  | **435374** | 583270 | (147896) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Manufacturing |  |  |  | **226043** | 295833 | (69789) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction |  |  |  | **5184** | 6164 | (980) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wholesale and retail |  |  |  | **79099** | 81876 | (2776) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Finance and insurance |  |  |  | **155** | 16687 | (16532) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate |  |  |  | **15532** | 17748 | (2216) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goods rental and leasing |  |  |  | **1149** | 9636 | (8486) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Services |  |  |  | **48267** | 65734 | (17466) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other industries |  |  |  | **15516** | 37889 | (22372) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer |  |  |  | **44424** | 51699 | (7275) |
|  Overseas |  |  |  | **295548** | 280622 | 14926 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial institutions |  |  |  | **3596** | 13131 | (9534) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial and industrial |  |  |  | **291898** | 267402 | 24496 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other |  |  |  | **54** | 88 | (34) |
|  Total |  |  |  | **730922** | 863892 | (132969) |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK Non-consolidated** 

(1) Loans to Be Disclosed under the Banking Act and the FRA (after write-offs)

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | | | | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | | | | **As of<br>March 31, 2026** | **As of<br>March 31, 2025** | **Increase<br>(Decrease)** |
|  Bankrupt or De facto Bankrupt |  |  |  | **42970** | 50002 | (7032) |
|  Doubtful |  |  |  | **411696** | 447324 | (35627) |
|  Special Attention |  |  |  | **275301** | 365391 | (90089) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | **4465** | 9236 | (4771) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans |  |  |  | **270836** | 356154 | (85318) |
|  Subtotal (A) |  |  |  | **729969** | 862718 | (132749) |
|  Normal (B) |  |  |  | **131316395** | 118665863 | 12650531 |
|  Total loans (C=A+B) |  |  |  | **132046364** | 119528581 | 12517782 |
|  Non-performing loans ratio (A)/(C) |  |  |  | **0.55%** | 0.72% | (0.16)% |
|  Write-offs |  |  |  | **187102** | 163077 | 24025 |
| (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026** | **Coverage ratio<br>[(D)+(E)]/(A)** | **As of<br>March 31, 2025** | **Coverage ratio<br>[(D)+(E)]/(A)** | **Increase<br>(Decrease)** | **Coverage ratio<br>[(D)+(E)]/(A)** |
|  Covered amount | **581170** | **79.61%** | 655452 | 75.97% | (74281) | 3.64% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit losses(D) | **299034** |  | 325637 |  | (26603) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Collateral, guarantees, etc.(E) | **282136** |  | 329815 |  | (47678) |  |
| (3) Coverage Ratio | (3) Coverage Ratio | (3) Coverage Ratio | (3) Coverage Ratio | (3) Coverage Ratio | (3) Coverage Ratio | (3) Coverage Ratio |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Category |  | **Loan amount<br>(A)** | **Allowance for<br>credit losses<br>(D)** | **Covered by<br>collateral and/<br>or guarantees<br>(E)** | **Allowance<br>coverage ratio<br>for unsecured<br>portion (D) /<br>[(A) - (E)]** | **Coverage ratio<br>[(D)+(E)]/(A)** |
|  Bankrupt or De facto Bankrupt |  | 42970 | 540 | 42430 | 100.00% | 100.00% |
|  |  | [ 50,002] | [ 995] | [ 49,007] | [ 100.00%] | [ 100.00%] |
|  Doubtful |  | 411696 | 190043 | 133993 | 68.43% | 78.70% |
|  |  | [ 447,324] | [ 189,859] | [ 132,177] | [ 60.24%] | [ 71.99%] |
|  Special Attention |  | 275301 | 108450 | 105713 | 63.94% | 77.79% |
|  |  | [ 365,391] | [ 134,782] | [ 148,630] | [ 62.18%] | [ 77.56%] |
|  Total |  | 729969 | 299034 | 282136 | 66.77% | 79.61% |
|  |  | [ 862,718] | [ 325,637] | [ 329,815] | [ 61.10%] | [ 75.97%] |
| <br> Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025.<br>(4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | <br> Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025.<br>(4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | <br> Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025.<br>(4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | <br> Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025.<br>(4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | <br> Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025.<br>(4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | <br> Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025.<br>(4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | <br> Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025.<br>(4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) |
|  |  |  |  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Classified by Geographic Area |  |  |  | **As of<br>March 31, 2026** | **As of<br>March 31, 2025** | **Increase<br>(Decrease)** |
|  Domestic |  |  |  | **434420** | 582096 | (147675) |
|  Overseas |  |  |  | **295548** | 280622 | 14926 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Asia |  |  |  | **34679** | 58101 | (23421) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Indonesia |  |  |  | **74** | 507 | (433) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Singapore |  |  |  | **361** | 629 | (268) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Thailand |  |  |  | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other |  |  |  | **34243** | 56964 | (22720) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Americas |  |  |  | **205643** | 124006 | 81636 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Europe, Middle East and Other |  |  |  | **55225** | 98514 | (43288) |
|  Total |  |  |  | **729969** | 862718 | (132749) |
|  |  |  |  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Classified by Industry |  |  |  | **As of<br>March 31, 2026** | **As of<br>March 31, 2025** | **Increase<br>(Decrease)** |
|  Domestic |  |  |  | **434420** | 582096 | (147675) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Manufacturing |  |  |  | **226043** | 295833 | (69789) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction |  |  |  | **5184** | 6164 | (980) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wholesale and retail |  |  |  | **79099** | 81876 | (2776) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Finance and insurance |  |  |  | **155** | 16687 | (16532) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate |  |  |  | **15532** | 17748 | (2216) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goods rental and leasing |  |  |  | **1149** | 9636 | (8486) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Services |  |  |  | **48267** | 65734 | (17466) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other industries |  |  |  | **15516** | 37889 | (22372) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer |  |  |  | **43470** | 50525 | (7054) |
|  Overseas |  |  |  | **295548** | 280622 | 14926 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial institutions |  |  |  | **3596** | 13131 | (9534) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial and industrial |  |  |  | **291898** | 267402 | 24496 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other |  |  |  | **54** | 88 | (34) |
|  Total |  |  |  | **729969** | 862718 | (132749) |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

(1) Loans to Be Disclosed under the Banking Act and the FRA (after write-offs)

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | | | | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | | | | **As of<br>March 31,<br>2026** | **As of March 31, 2025** | **Increase<br>(Decrease)** |
|  Bankrupt or De facto Bankrupt |  |  |  | **20** | 49 | (29) |
|  Doubtful |  |  |  | **933** | 1124 | (191) |
|  Special Attention |  |  |  | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans |  |  |  | **—** |  |  |
|  Subtotal (A) |  |  |  | **953** | 1174 | (220) |
|  Normal(B) |  |  |  | **3077509** | 2563577 | 513931 |
|  Total loans (C=A+B) |  |  |  | **3078463** | 2564752 | 513711 |
|  Non-performing loans ratio (A)/(C) |  |  |  | **0.03%** | 0.04% | (0.01)% |
|  Write-offs |  |  |  | **2** | 7 | (5) |
| (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**March 31, 2026** | **Coverage ratio<br>[(D)+(E)]/(A)** | **As of<br>March 31, 2025** | **Coverage ratio<br>[(D)+(E)]/(A)** | **Increase**<br>**(Decrease)** | **Coverage ratio<br>[(D)+(E)]/(A)** |
|  Covered amount | **953** | **100.00%** | 1174 | 100.00% | (220) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit losses(D) | **—** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Collateral, guarantees, etc.(E) | **953** |  | 1174 |  | (220) |  |

---

(3) Coverage Ratio

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Category | **Loan amount<br>(A)** | **Allowance for**<br>**credit losses**<br>**(D)** | **Covered by**<br>**collateral and /**<br>**or guarantees**<br>**(E)** | **Allowance coverage**<br>**ratio for unsecured**<br>**portion**<br>**(D) / [(A) - (E)]** | **Coverage ratio<br>[(D)+(E)]/(A)** |
|  Bankrupt or De facto Bankrupt | 20 |  | 20 |  | 100.00% |
|  | [ 49] | [ —] | [ 49] | [ —] | [ 100.00%] |
|  Doubtful | 933 |  | 933 |  | 100.00% |
|  | [ 1,124] | [ —] | [ 1,124] | [—] | [ 100.00%] |
|  Special Attention |  |  |  |  |  |
|  | [ —] | [ —] | [ —] | [—] | [ —] |
|  Total | 953 |  | 953 |  | 100.00% |
|  | [ 1,174] | [ —] | [ 1,174] | [ —] | [ 100.00%] |

---

Note: The upper figures are as of March 31, 2026. The lower figures with brackets are as of March 31, 2025.

---

| | | | |
|:---|:---|:---|:---|
| (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) | (4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Classified by Geographic Area | **As of<br>March 31, 2026** | **As of**<br>**March 31, 2025** | **Increase<br>(Decrease)** |
|  Domestic | **953** | 1174 | (220) |
|  Overseas | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Asia | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Indonesia | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Singapore | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Thailand | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Americas | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Europe, Middle East and Other | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | **953** | 1174 | (220) |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Classified by Industry | **As of<br>March 31, 2026** | **As of**<br>**March 31, 2025** | **Increase<br>(Decrease)** |
|  Domestic | **953** | 1174 | (220) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Manufacturing | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wholesale and retail | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Finance and insurance | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goods rental and leasing | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Services | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other industries | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer | **953** | 1174 | (220) |
|  Overseas | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial institutions | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial and industrial | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **—** |  |  |
|  Total | **953** | 1174 | (220) |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated: Trust Account** 

"Trust account" represents trust account with contracts indemnifying the principal amounts.

(1) Loans to Be Disclosed under the Banking Act and the FRA (after write-offs)

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026** | **As of<br>March 31, 2025** | **Increase<br>(Decrease)** |
|  Bankrupt or De facto Bankrupt |  |  |  |
|  Doubtful |  |  |  |
|  Special Attention |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans |  |  |  |
|  Subtotal (A) |  |  |  |
|  Normal (B) | 1957 | 2468 | (510) |
|  Total loans (C=A+B) | 1957 | 2468 | (510) |
|  Non-performing loans ratio (A)/(C) |  |  |  |
|  Write-offs |  |  |  |

---

(2) Status of Coverage of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans)

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**March 31, 2026** | **Coverage ratio<br>[(D)+(E)]/(A)** | **As of<br>March 31, 2025** | **Increase (Decrease)** |
|  Covered amount |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit losses(D) |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Collateral, guarantees, etc.(E) |  |  |  |  |

---

(3) Coverage Ratio

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
| Category | **Loan amount<br>(A)** | **Allowance for<br>credit losses<br>(D)** | **Covered by<br>collateral and/<br>or guarantees<br>(E)** | **Allowance coverage<br>ratio for unsecured<br>portion (D) / [(A) -<br>(E)]** | **Coverage ratio<br>[(D)+(E)]/(A)** |
|  Bankrupt or De facto Bankrupt |  |  |  |  |  |
|  | [ — ] | [ — ] | [ — ] | [ — ] | [ — ] |
|  Doubtful |  |  |  |  |  |
|  | [ — ] | [ — ] | [ — ] | [ — ] | [ — ] |
|  Special Attention |  |  |  |  |  |
|  | [ — ] | [ — ] | [ — ] | [ — ] | [ — ] |
|  Total |  |  |  |  |  |
|  | [ — ] | [ — ] | [ — ] | [ — ] | [ — ] |

---

Note: The upper figures are as of March 31, 2025. The lower figures with brackets are as of March 31, 2024.

(4) Classification of Loans to Be Disclosed under the Banking Act and the FRA (excluding Normal Loans) Classified by Industry (in millions of yen)

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026** | **As of March 31, 2025** | **Increase<br>(Decrease)** |
|  Domestic |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Manufacturing |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wholesale and retail |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Finance and insurance |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goods rental and leasing |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Services |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other industries |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Consumer |  |  |  |
|  Total |  |  |  |

---

------

Mitsubishi UFJ Financial Group, Inc.

Overview of Self-Assessment, Status of Coverage, and Loans to Be Disclosed under the Banking Act and the FRA

**BK and TB Combined**![LOGO](g149765g33m01.jpg)

(\*) "Customers' liabilities for acceptances and guarantees" in Classification IV are fully reserved.

------

Mitsubishi UFJ Financial Group, Inc.

**8. Progress in Disposition of Problem Assets** 

**BK Non-consolidated** 

(1) Bankrupt or De facto Bankrupt and Doubtful Assets Based on the "FRA"

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2023** | **As of<br>March 31, 2024** | **As of**<br>**March 31, 2025<br>(A)** | **As of<br>March 31, 2026<br>(B)** | **(B) - (A)** |
|  Assets newly categorized during fiscal 2022 | 240324 | 114818 | 71431 | 44584 | (26846) |
|  Assets newly categorized during fiscal 2023 |  | 642712 | 79951 | 44061 | (35890) |
|  Assets newly categorized during fiscal 2024 |  |  | 175417 | 57296 | (118121) |
|  Assets newly categorized during fiscal 2025 |  |  |  | 214419 |  |

---

(2) Progress in Disposition of Problem Assets

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the Fiscal Year Ended March 31, 2026** | **For the Fiscal Year Ended March 31, 2026** | **For the Fiscal Year Ended March 31, 2026** |
|  | | **Bankrupt or**<br>**De facto Bankrupt** | **Doubtful** |
|  Liquidation | 25236 |  |  |
|  Reconstructive treatment | 12233 |  |  |
|  Upgrade due to reconstructive treatment | 22541 |  |  |
|  Loan sold to secondary market | 55480 |  |  |
|  Write-offs | 16762 |  |  |
|  Others | 124824 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Collection / Repayment | 38565 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Upgrade | 86259 |  |  |
|  Total | 257079 | 23679 | 233399 |
|  Amount in process for disposition | 40041 |  |  |

---

---

| | |
|:---|:---|
| Note: | The process for disposition consists of legal liquidation, quasi-legal liquidation, company splits to good companies and bad companies, partial direct write-offs of retail exposure to individuals and small/medium-sized companies, and trusts to The Resolution and Collection Corporation mainly for the purpose of revitalization of companies, which are scheduled to be off-balanced before their maturities.  |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated including Trust Account** 

"Trust account" represents trust account with contracts indemnifying the principal amounts.

(1) Bankrupt or De facto Bankrupt and Doubtful Assets Based on the "FRA"

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2023** | **As of<br>March 31, 2024** | **As of**<br>**March 31, 2025<br>(A)** | **As of<br>March 31, 2026<br>(B)** | **(B) - (A)** |
|  Assets newly categorized during fiscal 2022 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;986 | 262 | 91 | 87 | (4) |
|  Assets newly categorized during fiscal 2023 |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;410 | 254 | 110 | (143) |
|  Assets newly categorized during fiscal 2024 |  |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;477 | 127 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(349) |
|  Assets newly categorized during fiscal 2025 |  |  |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;354 |  |

---

(2) Progress in Disposition of Problem Assets

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the Fiscal Year Ended March 31, 2026** | **For the Fiscal Year Ended March 31, 2026** | **For the Fiscal Year Ended March 31, 2026** |
|  | | **Bankrupt or<br>De facto Bankrupt** | **Doubtful** |
|  Liquidation |  |  |  |
|  Reconstructive treatment |  |  |  |
|  Upgrade due to reconstructive treatment |  |  |  |
|  Loan sold to secondary market |  |  |  |
|  Write-offs |  |  |  |
|  Others | 909 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Collection / Repayment | 226 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Upgrade | 682 |  |  |
|  Total | 909 | 17 | 892 |
|  Amount in process for disposition | 45 |  |  |

---

---

| | |
|:---|:---|
| Note: | The process for disposition consists of legal liquidation, quasi-legal liquidation, company splits to good companies and bad companies, partial direct write-offs of retail exposure to individuals and small/medium-sized companies, and trusts to The Resolution and Collection Corporation mainly for the purpose of revitalization of companies, which are scheduled to be off-balanced before their maturities.  |

---

------

Mitsubishi UFJ Financial Group, Inc.

**9. Loans Classified by Type of Industry** 

**BK and TB Combined including Trust Accounts** 

Loans Classified by Type of Industry

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of<br>March 31, 2025**<br>**(B)** |
|  Domestic offices (excluding loans booked at offshore markets) | **80051087** | 3617687 | 76433399 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Manufacturing | **13118506** | 2181279 | 10937227 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Agriculture, forestry, fishery, mining, quarrying of stone and gravel | **124942** | 15386 | 109556 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction | **957071** | 7930 | 949141 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Utilities | **2845654** | 142416 | 2703238 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Communication and information services | **1706509** | 281754 | 1424755 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transport and postal activities | **2388170** | 225962 | 2162208 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wholesale and retail | **7540045** | 1374362 | 6165683 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Finance and insurance | **10526533** | 1256370 | 9270162 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate | **12978593** | 1290680 | 11687912 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goods rental and leasing | **2762265** | 283204 | 2479061 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Services | **2789337** | (729910) | 3519248 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal government | **1864300** | 287824 | 1576476 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other industries (including loans to the Japanese government) | **20449159** | (2999570) | 23448729 |
|  Overseas offices and loans booked at offshore markets | **42832168** | 7675348 | 35156819 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Governments | **460492** | 53022 | 407470 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial Institutions | **17896046** | 3638038 | 14258007 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **24475628** | 3984287 | 20491341 |
|  Total | **122883255** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11293036 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;111590219 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK Non-consolidated** 

Loans Classified by Type of Industry

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of**<br>**March 31, 2025**<br>**(B)** |
|  Domestic offices (excluding loans booked at offshore markets) | **77538083** | 3605463 | 73932619 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Manufacturing | **13117106** | 2181279 | 10935827 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Agriculture, forestry, fishery, mining, quarrying of stone and gravel | **124942** | 15386 | 109556 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction | **957071** | 7930 | 949141 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Utilities | **2845654** | 142416 | 2703238 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Communication and information services | **1692732** | 279769 | 1412963 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transport and postal activities | **2373170** | 225962 | 2147208 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wholesale and retail | **7540045** | 1374362 | 6165683 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Finance and insurance | **8981580** | 1151864 | 7829716 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate | **12948946** | 1297060 | 11651886 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goods rental and leasing | **2762265** | 283204 | 2479061 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Services | **2786829** | (731905) | 3518734 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal government | **1864099** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;287854 | 1576245 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other industries (including loans to the Japanese government) | **19543644** | (2909717) | 22453361 |
|  Overseas offices and loans booked at offshore markets | **41040700** | 7230728 | 33809971 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Governments | **460492** | 53022 | 407470 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial Institutions | **16104625** | 3193429 | 12911195 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **24475582** | 3984276 | 20491305 |
|  Total | **118578783** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10836192 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;107742591 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

Loans Classified by Type of Industry

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of**<br>**March 31, 2025**<br>**(B)** |
|  Domestic offices (excluding loans booked at offshore markets) | **1017510** | 24685 | 992824 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Manufacturing | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Agriculture, forestry, fishery, mining, quarrying of stone and gravel | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Utilities | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Communication and information services | **13777** | 1985 | 11792 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transport and postal activities | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wholesale and retail | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Finance and insurance | **443197** | 223888 | 219309 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate | **4146** | (6285) | 10432 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goods rental and leasing | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Services | **508** | (5) | 514 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal government | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other industries (including loans to the Japanese government) | **555880** | (194896) | 750777 |
|  Overseas offices and loans booked at offshore markets | **1791468** | 444620 | 1346848 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Governments | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial Institutions | **1791421** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;444609 | 1346812 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **46** | 10 | 35 |
|  Total | **2808978** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;469306 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2339672 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated: Trust Accounts** 

Loans Classified by Type of Industry

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of<br>March 31, 2025**<br>**(B)** |
|  Domestic offices (excluding loans booked at offshore markets) | **1495493** | (12462) | 1507955 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Manufacturing | **1400** |  | 1400 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Agriculture, forestry, fishery, mining, quarrying of stone and gravel | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Utilities | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Communication and information services | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transport and postal activities | **15000** |  | 15000 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wholesale and retail | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Finance and insurance | **1101755** | (119381) | 1221137 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate | **25501** | (93) | 25594 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goods rental and leasing | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Services | **2000** | 2000 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal government | **201** | (29) | 231 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other industries (including loans to the Japanese government) | **349634** | 105043 | 244591 |
|  Overseas offices and loans booked at offshore markets | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Governments | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial Institutions | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **—** |  |  |
|  Total | **1495493** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(12462) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1507955 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**10. Domestic Consumer Loans, Domestic Loans to Small/Medium-Sized Companies and Proprietors** 

**BK and TB Combined including Trust Accounts** 

(1) Domestic Consumer Loans

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of<br>March 31, 2025**<br>**(B)** |
|  Total domestic consumer loans | **15297625** | 266822 | 15030803 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Housing loans | **14498594** | 223573 | 14275020 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Residential purpose | **12960379** | 292829 | 12667550 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **799030** | 43248 | 755782 |
| (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March<br>31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of March<br>31, 2025**<br>**(B)** |
|  Outstanding amount | **46331413** | 4058869 | 42272543 |
|  % to total domestic loans | **57.87%** | 2.57% | 55.30% |
| **BK Non-consolidated** |  |  |  |
| (1) Domestic Consumer Loans |  |  |  |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March<br>31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of March<br>31, 2025**<br>**(B)** |
|  Total domestic consumer loans | **14802908** | 336020 | 14466887 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Housing loans | **14004141** | 292709 | 13711432 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Residential purpose | **12466199** | 361931 | 12104268 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **798766** | 43310 | 755455 |
| (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March<br>31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of March<br>31, 2025**<br>**(B)** |
|  Outstanding amount | **45402117** | 4046927 | 41355190 |
|  % to total domestic loans | **58.55%** | 2.61% | 55.93% |
| **TB Non-consolidated** |  |  |  |
| (1) Domestic Consumer Loans |  |  |  |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March<br>31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of March<br>31, 2025**<br>**(B)** |
|  Total domestic consumer loans | **492961** | (68812) | 561773 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Housing loans | **492697** | (68749) | 561446 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Residential purpose | **492424** | (68718) | 561143 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **264** | (62) | 326 |
| (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March<br>31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of March<br>31, 2025**<br>**(B)** |
|  Outstanding amount | **584417** | (103958) | 688376 |
|  % to total domestic loans | **57.43%** | (11.89)% | 69.33% |
| **TB Non-consolidated: Trust Accounts** |  |  |  |
| (1) Domestic Consumer Loans | (1) Domestic Consumer Loans | (1) Domestic Consumer Loans | (1) Domestic Consumer Loans |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March<br>31, 2026**<br>**(A)** | **Increase**<br>**(Decrease)**<br>**(A) - (B)** | **As of March<br>31, 2025**<br>**(B)** |
|  Total domestic consumer loans | **1756** | (385) | 2141 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Housing loans | **1756** | (385) | 2141 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Residential purpose | **1755** | (383) | 2138 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **—** |  |  |
| (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors | (2) Domestic Loans to Small/Medium-Sized Companies and Proprietors |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of March<br>31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of March<br>31, 2025**<br>**(B)** |
|  Outstanding amount | **344878** | 115901 | 228977 |
|  % to total domestic loans | **23.06%** | 7.87% | 15.18% |

---

------

Mitsubishi UFJ Financial Group, Inc.

**11. Overseas Loans** 

**BK Consolidated excl. KS, BDI** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026<br>(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025<br>(B)** |
|  Americas | **16577819** | 2110200 | 14467618 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; United States | **14216009** | 1766375 | 12449634 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Canada | **845817** | 67214 | 778602 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Brazil | **633669** | 218214 | 415455 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mexico | **312428** | (804) | 313232 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Others | **569894** | 59201 | 510693 |
|  Asia/Oceania | **13076483** | 1525376 | 11551107 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Australia | **2193488** | 280340 | 1913147 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Singapore | **2069984** | 661659 | 1408325 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; India | **1943622** | 343477 | 1600144 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Hong Kong | **1657526** | (85128) | 1742655 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; China | **1132446** | (259) | 1132705 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Indonesia | **1079523** | 77988 | 1001535 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Malaysia | **734252** | 13310 | 720942 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Philippines | **516202** | 170470 | 345731 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Taiwan | **478712** | 16820 | 461892 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Korea | **447195** | (41016) | 488211 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; New Zealand | **424901** | 25919 | 398982 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Others | **398626** | 61794 | 336832 |
|  EMEA | **11719128** | 2644817 | 9074311 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; United Kingdom | **2553534** | 319013 | 2234521 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Netherlands | **1318597** | 105886 | 1212711 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Luxembourg | **1082379** | 520948 | 561431 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Germany | **907250** | 131790 | 775460 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; France | **633871** | 71584 | 562286 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ireland | **504996** | 29078 | 475917 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Qatar | **385864** | 218328 | 167535 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Italy | **340080** | 69289 | 270791 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Switzerland | **317090** | 87576 | 229513 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Saudi Arabia | **297484** | 97800 | 199684 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Turkey | **250497** | 47106 | 203390 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Belgium | **248508** | 69775 | 178732 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Spain | **235936** | 52892 | 183043 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; United Arab Emirates | **175089** | 33313 | 141775 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Sweden | **112418** | 49161 | 63256 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Guernsey | **103270** | 29074 | 74195 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Norway | **87512** | 34727 | 52784 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Others | **2164744** | 677468 | 1487275 |
|  Total | **41373431** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6280394 | 35093037 |

---

KS and BDI have the following loan balances in the consolidated financial statements.

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026<br>(A)** | **As of<br>March 31, 2026<br>(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025<br>(B)** | **As of<br>March 31, 2025<br>(B)** |
|  KS |  | **7,206,731** |  | 776429 |  | 6430302 |
|  BDI |  | **1,777,727** |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;163,628 |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,614,099 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**12. Loans and Deposits** 

**BK and TB Combined** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026<br>(A)** | **Increase<br> (Decrease) <br>(A) - (B)** | **As of<br>March 31, 2025<br>(B)** |
|  Deposits (ending balance) | **226147759** | 10177079 | 215970679 |
|  Deposits (average balance) | **220069126** | 4924558 | 215144567 |
|  Loans (ending balance) | **121387762** | 11305498 | 110082264 |
|  Loans (average balance) | **116772107** | 6061389 | 110710718 |
| **BK Non-consolidated** |  |  |  |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026<br>(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025<br>(B)** |
|  Deposits (ending balance) | **212081936** | 9369136 | 202712799 |
|  Deposits (average balance) | **205531451** | 4231054 | 201300396 |
|  Loans (ending balance) | **118578783** | 10836192 | 107742591 |
|  Loans (average balance) | **114035930** | 5521560 | 108514370 |
| **TB Non-consolidated** |  |  |  |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026<br>(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025<br>(B)** |
|  Deposits (ending balance) | **14065823** | 807942 | 13257880 |
|  Deposits (average balance) | **14537674** | 693503 | 13844171 |
|  Loans (ending balance) | **2808978** | 469306 | 2339672 |
|  Loans (average balance) | **2736176** | 539828 | 2196348 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**13. Domestic Deposits** 

**BK and TB Combined** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026**<br>**(A)** | **Increase<br> (Decrease) <br>(A) - (B)** | **As of<br>March 31, 2025**<br>**(B)** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Individuals | **94216228** | 597405 | 93618823 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporations and others | **91056219** | 4820699 | 86235520 |
|  Domestic deposits | **185272448** | 5418104 | 179854343 |
| Note: Amounts do not include negotiable certificates of deposit and JOM accounts. |  |  |  |
| **BK Non-consolidated** |  |  |  |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of<br>March 31, 2025**<br>**(B)** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Individuals | **87731542** | 153412 | 87578130 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporations and others | **86233265** | 4560893 | 81672372 |
|  Domestic deposits | **173964807** | 4714305 | 169250502 |
| Note: Amounts do not include negotiable certificates of deposit and JOM accounts. |  |  |  |
| **TB Non-consolidated** |  |  |  |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)**<br>**(A) - (B)** | **As of<br>March 31, 2025**<br>**(B)** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Individuals | **6484686** | 443993 | 6040693 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporations and others | **4822954** | 259805 | 4563148 |
|  Domestic deposits | **11307640** | 703799 | 10603841 |
| Note: Amounts do not include negotiable certificates of deposit and JOM accounts. |  |  |  |

---

------

Mitsubishi UFJ Financial Group, Inc.

**14. Status of Deferred Tax Assets** 

**BK Non-consolidated** 

(1) Tax Effects of the Items Comprising Net Deferred Tax Assets

---

| | | | |
|:---|:---|:---|:---|
|  | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** |
|  | **As of<br>March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025**<br>**(B)** |
|  Deferred tax assets | **1309.4** | 267.5 | 1041.9 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit losses | **209.7** | (1.1) | 210.9 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Write-down on investment securities | **388.4** | 15.4 | 373.0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrealized losses on Available-for-sale securities | **0.7** | (0.4) | 1.2 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for retirement benefits | **56.5** | (11.5) | 68.0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for contingent losses | **18.2** | (1.1) | 19.3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Depreciation and Impairment losses | **74.9** | (1.8) | 76.7 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Devaluation on land upon merger | **19.8** | (0.4) | 20.2 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net deferred losses on hedging instruments | **642.7** | 205.3 | 437.4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on management of employees' retirement benefits trust | **11.1** | 11.1 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **292.7** | 63.0 | 229.7 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Valuation allowance | **(405.7)** | (10.9) | (394.8) |
|  Deferred tax liabilities | **806.4** | 38.9 | 767.4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrealized gains on Available-for-sale securities | **666.5** | 119.8 | 546.7 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Revaluation gains on securities upon merger | **34.5** | (3.1) | 37.7 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on securities contributed to employees' retirement benefits trust | **29.4** | (12.3) | 41.8 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on management of employees' retirement benefits trust |  | (62.4) | 62.4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **75.9** | (2.8) | 78.7 |
|  Net deferred tax assets | **502.9** | 228.5 | 274.4 |

---

(2) Net operating profits before provision for general allowance for credit losses and Taxable Income

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** |
|  | **FY2020** | **FY2021** | **FY2022** | **FY2023** | **FY2024** | **FY2025** |
|  Net operating profits before provision for general allowance for credit losses | 388.0 | 374.4 | 690.4 | 974.6 | 521.7 | 1212.0 |
|  Total credit costs | (223.3) | (234.0) | (98.5) | (250.2) | 237.3 | (34.5) |
|  Income before income taxes | 205.5 | 286.1 | 1239.5 | 994.7 | 1276.6 | 1573.8 |
|  Reconciliation to taxable income | 98.5 | 343.3 | (453.8) | (50.5) | (446.8) | 350.8 |
|  Taxable income | 304.1 | 629.5 | 785.7 | 944.2 | 829.7 | 1924.7 |

---

(3) Classification Based on Prior Year Operating Results as Provided in the ASBJ Guidance No.26

&nbsp;&nbsp;&nbsp;&nbsp; We are classified as "2" because we are considered to be a company showing stable financial performance.

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

(1) Tax Effects of the Items Comprising Net Deferred Tax Assets

---

| | | | |
|:---|:---|:---|:---|
|  | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** |
|  | **As of<br>March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025**<br>**(B)** |
|  Deferred tax assets | **105.1** | 17.5 | 87.6 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on securities related to employees' retirement benefits trust | **80.4** | 18.3 | 62.0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Depreciation and Impairment losses | **14.0** | (0.9) | 15.0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Write-down on investment securities | **9.2** | 0.5 | 8.6 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Group tax sharing transactions | **3.1** | (4.4) | 7.5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for contingent losses | **0.9** | (0.5) | 1.5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **24.6** | 4.5 | 20.0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Valuation allowance | **(27.3)** | 0.0 | (27.3) |
|  Deferred tax liabilities | **273.0** | 29.2 | 243.7 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for retirement benefits | **157.5** | 20.3 | 137.1 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrealized gains on Available-for-sale securities | **101.2** | 28.8 | 72.3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains on hedging instruments | **7.1** | (15.3) | 22.4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **7.1** | (4.5) | 11.6 |
|  Net deferred tax assets | **(167.8)** | (11.7) | (156.0) |

---

(2) Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses and Taxable Income

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** | **(in billions of yen)** |
|  | **FY2020** | **FY2021** | **FY2022** | **FY2023** | **FY2024** | **FY2025** |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses | 132.3 | 176.4 | 109.1 | 70.4 | 70.0 | 153.3 |
|  Total credit costs | 0.0 | 0.1 | (0.2) | (0.1) | 0.2 | (0.9) |
|  Income before income taxes | 129.4 | 210.6 | 165.7 | 75.1 | 199.8 | 259.4 |
|  Reconciliation to taxable income | (26.5) | (37.4) | (46.1) | (15.2) | (81.5) | (24.4) |
|  Taxable income | 102.9 | 173.1 | 119.6 | 59.8 | 118.3 | 234.9 |

---

(3) Classification Based on Prior Year Operating Results as Provided in the ASBJ Guidance No.26

&nbsp;&nbsp;&nbsp;&nbsp; We are classified as "2" because we are considered to be a company showing stable financial performance.

------

Mitsubishi UFJ Financial Group, Inc.

**15. Retirement Benefits** 

**MUFG Consolidated** 

(1) Benefit obligation

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of<br>March 31, 2025**<br>**(B)** |
|  Projected benefit obligation (reserve type) (A) | **1355600** | (83820) | 1439420 |
|  Projected benefit obligation (non-reserve type) (B) | **85803** | 2526 | 83276 |
|  Fair value of plan assets (C) | **3980443** | 344829 | 3635614 |
|  Net amount recorded on the Consolidated Balance Sheet (A) + (B) - (C) | **(2539039)** | (426122) | (2112916) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net defined benefit liability | **107274** | 2662 | 104612 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net defined benefit asset | **(2646314)** | (428784) | (2217529) |

---

(2) Net periodic cost of retirement benefits

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the fiscal year<br>ended**<br>**March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **For the fiscal year<br>ended**<br>**March 31, 2025**<br>**(B)** |
|  Net periodic cost of retirement benefits regarding defined benefit pension plans | **(114805)** | (13878) | (100926) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Service cost | **42113** | (5809) | 47922 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest cost | **40808** | 6917 | 33890 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Expected return on plan assets | **(112497)** | (4011) | (108485) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of unrecognized prior service cost | **(4196)** | (3493) | (703) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of unrecognized net actuarial loss | **(94347)** | (8777) | (85570) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **13314** | 1295 | 12019 |

---

(3) Assumptions used in calculation of projected benefit obligation

---

| | | |
|:---|:---|:---|
|  | **As of March 31, 2026** | **As of March 31, 2026** |
|  Discount rates | Domestic consolidated subsidiaries | 0.70%~3.49% |
|  | Overseas consolidated subsidiaries | 1.22%~11.77% |
|  Expected return | Domestic consolidated subsidiaries | 1.64%~4.30% |
|  | Overseas consolidated subsidiaries | 1.90%~11.77% |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK Non-consolidated** 

(1) Benefit obligation

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of**<br> **March 31, 2025** <br>**(B)** |
|  Projected benefit obligation (A) | **1034730** | (48554) | 1083285 |
|  Discount rates | **(2.9%** ~ **3.4%)** |  | (2.3% ~ 2.6%) |
|  Fair value of plan assets (B) | **2680575** | 141058 | 2539516 |
|  Prepaid pension cost (C) | **945905** | 114123 | 831781 |
|  Reserve for retirement benefits (D) | **17825** | 916 | 16909 |
|  Total amount unrecognized (A) - (B) + (C) - (D) | **(717764)** | (76405) | (641359) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrecognized net actuarial loss | **(717798)** | (76472) | (641326) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrecognized prior service cost | **33** | 66 | (33) |
| <br> (2) Net periodic cost<br>|  |  |  |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the fiscal year <br>ended**<br>**March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **For the fiscal year<br>ended**<br>**March 31, 2025**<br>**(B)** |
|  Net periodic cost of retirement benefits | **(68088)** | (10052) | (58035) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Service cost | **25143** | (4491) | 29634 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest cost | **30051** | 5270 | 24780 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Expected return on plan assets | **(67524)** | (1719) | (65804) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of unrecognized prior service cost | **(73)** | 94 | (168) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of unrecognized net actuarial loss | **(76422)** | (9714) | (66708) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **20736** | 508 | 20228 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

(1) Benefit obligation

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **As of**<br>**March 31, 2025**<br>**(B)** |
|  Projected benefit obligation (A) | **222379** | (28570) | 250949 |
|  Discount rates | **(2.9%** ~ **3.3%**) |  | (2.1% ~ 2.4%) |
|  Fair value of plan assets (B) | **1142521** | 193912 | 948609 |
|  Prepaid pension cost (C) | **618763** | 63297 | 555465 |
|  Reserve for retirement benefits (D) | **—** |  |  |
|  Total amount unrecognized (A) - (B) + (C) - (D) | **(301379)** | (159184) | (142194) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrecognized net actuarial loss | **(302051)** | (158963) | (143088) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Unrecognized prior service cost | **672** | (221) | 893 |
| <br> (2) Net periodic cost<br>|  |  |  |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the fiscal year<br>ended**<br>**March 31, 2026**<br>**(A)** | **Increase<br>(Decrease)<br>(A) - (B)** | **For the fiscal year<br>ended**<br>**March 31, 2025**<br>**(B)** |
|  Net periodic cost of retirement benefits | **(45641)** | (56) | (45584) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Service cost | **3691** | (677) | 4368 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest cost | **5780** | 1301 | 4478 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Expected return on plan assets | **(41122)** | (2266) | (38856) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of unrecognized prior service cost | **221** |  | 221 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of unrecognized net actuarial loss | **(15144)** | 1265 | (16410) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **932** | 318 | 613 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**(Reference)** 

**1. Financial Statements** 

**BK Non-consolidated** 

(1) Non-consolidated Balance Sheets (selected items)

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of**<br>**March 31, 2025** | **As of**<br>**March 31, 2026** |
|  Assets: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash and due from banks | 89553911 | 75223582 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Call loans | 1489909 | 1454708 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Receivables under resale agreements | 3031388 | 3066922 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Monetary claims bought | 4248428 | 4609901 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading assets | 5602554 | 6406681 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money held in trust | 32798 | 33025 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities | 69147025 | 66295652 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans and bills discounted | 107742591 | 118578783 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 1374506 | 1684522 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other assets | 10785183 | 19346699 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tangible fixed assets | 676397 | 697327 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intangible fixed assets | 509097 | 570436 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Prepaid pension costs | 831781 | 945905 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred tax assets | 274421 | 502995 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Customers' liabilities for acceptances and guarantees | 9597403 | 10909802 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit losses | (530929) | (494593) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;304366471 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;309832353 |

---

------

Mitsubishi UFJ Financial Group, Inc.

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of**<br>**March 31, 2025** | **As of**<br>**March 31, 2026** |
|  Liabilities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deposits | 202712799 | 212081936 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Negotiable certificates of deposit | 11625450 | 12493932 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Call money | 730676 | 717397 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payables under repurchase agreements | 21795415 | 16690633 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial papers | 3062422 | 2944594 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading liabilities | 3011694 | 4611078 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Borrowed money | 29946265 | 18611668 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 2592757 | 2821388 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Bonds payable | 1109130 | 1145878 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other liabilities | 8785154 | 17129597 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for bonuses | 92495 | 107368 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for bonuses to directors | 267 | 276 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for stocks payment | 4423 | 5752 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for retirement benefits | 16909 | 17825 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for contingent losses | 62378 | 57886 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserves under special laws | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities for land revaluation | 81148 | 80100 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Acceptances and guarantees | 9597403 | 10909802 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total liabilities | 295226792 | 300427120 |
|  Net assets: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Capital stock | 1711958 | 1711958 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Capital surplus | 3878275 | 4131170 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Capital reserve | 1711958 | 1711958 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other capital surplus | 2166317 | 2419212 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Retained earnings | 3710103 | 3912411 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Revenue reserve | 190044 | 190044 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other retained earnings | 3520059 | 3722366 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Funds for retirement benefits | 2432 | 2432 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for investment promotion taxation | 852 | 1020 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other reserve | 718196 | 718196 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Earned surplus brought forward | 2798577 | 3000717 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Treasury stock | (645700) | (645700) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total shareholders' equity | 8654637 | 9109839 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on available-for-sale securities | 1277153 | 1536654 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedging instruments | (948300) | (1395174) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Land revaluation excess | 156189 | 153912 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total valuation and translation adjustments | 485042 | 295393 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total net assets | 9139679 | 9405233 |
|  Total liabilities and net assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;304366471 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;309832353 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK Non-consolidated** 

(2) Non-consolidated Statements of Income (selected items)

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **For the fiscal year<br>ended**<br>**March 31, 2025** | **For the fiscal year<br>ended**<br>**March 31, 2026** |
|  Ordinary income | 7364065 | 7765892 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest income | 5179269 | 5687918 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on loans and bills discounted | 3005753 | 3099623 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest and dividends on securities | 1175747 | 1290661 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 870242 | 1033029 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading income | 101651 | 159725 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other operating income | 399562 | 351809 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other ordinary income | 813339 | 533409 |
|  Ordinary expenses | 6156555 | 6157988 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest expenses | 3599035 | 3969750 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on deposits | 1727362 | 1756596 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 161746 | 168113 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading expenses | 3910 | 4610 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other operating expenses | 909207 | 318857 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; General and administrative expenses | 1308243 | 1495046 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other ordinary expenses | 174412 | 201610 |
|  Ordinary profits | 1207510 | 1607904 |
|  Extraordinary gains | 80403 | 37036 |
|  Extraordinary losses | 11289 | 71102 |
|  Income before income taxes | 1276624 | 1573837 |
|  Income taxes - current | 183469 | 583814 |
|  Income taxes - deferred | 133977 | (145246) |
|  Total taxes | 317446 | 438567 |
|  Net income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;959178 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1135269 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

(1) Non-consolidated Balance Sheets (selected items)

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of**<br>**March 31, 2025** | **As of**<br>**March 31, 2026** |
|  Assets: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash and due from banks | 13562026 | 11767855 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Call loans | 730000 | 969587 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Receivables under resale agreements | 84905 | 113680 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Receivables under securities borrowing transactions | 130708 | 105821 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Monetary claims bought | 15 | 15 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading assets | 88909 | 220878 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money held in trust | 13864 | 17577 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities | 14518485 | 16138736 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans and bills discounted | 2339672 | 2808978 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 175657 | 204717 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other assets | 1344091 | 2265885 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tangible fixed assets | 112161 | 113789 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intangible fixed assets | 88450 | 103992 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Prepaid pension costs | 555465 | 618763 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Customers' liabilities for acceptances and guarantees | 44005 | 57508 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit losses | (932) | (1798) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total assets | 33787488 | 35505990 |

---

------

Mitsubishi UFJ Financial Group, Inc.

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of**<br>**March 31, 2025** | **As of**<br>**March 31, 2026** |
|  Liabilities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deposits | 13257880 | 14065823 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Negotiable certificates of deposit | 5746397 | 5070148 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Call money | 2038024 | 2317743 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payables under repurchase agreements | 5464023 | 6132752 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial papers | 133307 | 286478 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading liabilities | 278494 | 525378 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Borrowed money | 1578850 | 1703684 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 543047 | 378952 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Short-term bonds payable | 199766 | 199728 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Bonds payable | 30000 | 10000 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Due to trust accounts | 1565953 | 1495989 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other liabilities | 689059 | 966766 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for bonuses | 6081 | 6541 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for bonuses to directors | 176 | 163 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for stocks payment | 3556 | 3923 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for contingent losses | 5092 | 3135 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities | 156082 | 167841 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities for land revaluation | 3755 | 3669 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Acceptances and guarantees | 44005 | 57508 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total liabilities | 31743556 | 33396230 |
|  Net assets: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Capital stock | 324279 | 324279 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Capital surplus | 455970 | 455970 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Capital reserve | 250619 | 250619 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other capital surplus | 205351 | 205351 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Retained earnings | 1352802 | 1374163 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Revenue reserve | 73714 | 73714 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other retained earnings | 1279088 | 1300449 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Funds for retirement benefits | 710 | 710 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for investment promotion taxation | 281 | 281 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other reserve | 138495 | 138495 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Earned surplus brought forward | 1139601 | 1160962 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Treasury stock | (299999) | (299999) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total shareholders' equity | 1833051 | 1854413 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on available-for-sale securities | 179477 | 239976 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedging instruments | 31040 | 15195 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Land revaluation excess | 362 | 174 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total valuation and translation adjustments | 210879 | 255346 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total net assets | 2043931 | 2109760 |
|  Total liabilities and net assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;33787488 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;35505990 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

(2) Non-consolidated Statements of Income (selected items)

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **For the fiscal year<br>ended**<br>**March 31, 2025** | **For the fiscal year<br>ended**<br>**March 31, 2026** |
|  Ordinary income | 1542316 | 1585994 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees | 126186 | 143432 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest income | 997567 | 987167 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on loans and bills discounted | 91803 | 108626 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest and dividends on securities | 685304 | 614658 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 177673 | 194049 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading income | 30 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other operating income | 92267 | 150271 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other ordinary income | 148590 | 111073 |
|  Ordinary expenses | 1317351 | 1321049 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest expenses | 821011 | 791623 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on deposits | 124346 | 156915 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 58346 | 68369 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading expenses | 48149 | 119509 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other operating expenses | 190288 | 121291 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; General and administrative expenses | 190497 | 207025 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other ordinary expenses | 9057 | 13229 |
|  Ordinary profits | 224965 | 264945 |
|  Extraordinary gains | 2390 | 0 |
|  Extraordinary losses | 27503 | 5503 |
|  Income before income taxes | 199852 | 259442 |
|  Income taxes - current | 39902 | 72792 |
|  Income taxes - deferred | 5713 | (1887) |
|  Total taxes | 45616 | 70904 |
|  Net income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;154236 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;188537 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

(3) Statements of Trust Assets and Liabilities

Including trust assets under service-shared co-trusteeship

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of<br>March 31, 2025** | **As of<br>March 31, 2026** |
|  Assets: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans and bills discounted | 1507955 | 1495493 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities | 82297398 | 91704429 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Beneficiary rights to the trust | 171790489 | 193183132 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities held in custody accounts | 3182746 | 3234031 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Monetary claims | 37473051 | 37833580 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tangible fixed assets | 24848502 | 27877699 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intangible fixed assets | 229603 | 328134 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other claims | 4279871 | 3943856 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Call loans | 5651749 | 7350651 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Due from banking account | 4244900 | 2808353 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash and due from banks | 6403878 | 7005048 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | 341910148 | 376764411 |
|  Liabilities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money trusts | 39222424 | 40191177 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pension trusts | 13366896 | 13894088 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Property formation benefit trusts | 5228 | 4990 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Investment trusts | 170479519 | 191654775 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money entrusted other than money trusts | 7388623 | 8863362 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities trusts | 5392692 | 4143865 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Monetary claim trusts | 32124384 | 33553151 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equipment trusts | 412714 | 1149948 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Land and fixtures trusts | 18442 | 18681 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Composite trusts | 73499220 | 83290369 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;341910148 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;376764411 |

---

---

| | | |
|:---|:---|:---|
| Note: | 1. | The table shown above includes master trust assets under the service-shared co-trusteeship between TB and The Master Trust Bank of Japan, Ltd. |
|  | 2. | Trust assets and liabilities under a declaration of trust excluded from above table are 32,651 millions of yen as of March 31, 2025 and 52,080 millions of yen as of March 31, 2026. |

---

Detailed information for "Money trust" with contracts indemnifying the principal amounts (including trusts for which beneficiary interests are re-entrusted)

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of**<br>**March 31, 2025** | **As of**<br>**March 31, 2026** |
|  Assets: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans and bills discounted | 2468 | 1957 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | 1713079 | 1598074 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | 1715548 | 1600032 |
|  Liabilities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Principal | 1715116 | 1599365 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for bad debts | 7 | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | 424 | 661 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1715548 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1600032 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

(4) Major Items

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of<br>March 31, 2025** | **As of<br>March 31, 2026** |
|  Total funds | 71598827 | 73226228 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deposits | 13257880 | 14065823 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Negotiable certificates of deposit | 5746397 | 5070148 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money trusts | 39222424 | 40191177 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pension trusts | 13366896 | 13894088 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Property formation benefit trusts | 5228 | 4990 |
|  Loans and bills discounted | 3847628 | 4304471 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Banking account | 2339672 | 2808978 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust account | 1507955 | 1495493 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Investment securities | 96815884 | 107843166 |

---

Note: The table shown above includes master trust assets under the service-shared co-trusteeship between TB and The Master Trust Bank of Japan, Ltd.