# EDGAR Filing Document

**Accession Number:** 0001484265
**File Stem:** 0001085146-23-000735
**Filing Date:** 2023-2
**Character Count:** 36433
**Document Hash:** cf980b93f5a0897c6139ae9fa19e554f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001085146-23-000735.hdr.sgml**: 20230208

**ACCESSION NUMBER**: 0001085146-23-000735

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230208

**DATE AS OF CHANGE**: 20230207

**EFFECTIVENESS DATE**: 20230208

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** McKinley Carter Wealth Services, Inc.
- **CENTRAL INDEX KEY:** 0001484265
- **IRS NUMBER:** 542111721
- **STATE OF INCORPORATION:** WV
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13853
- **FILM NUMBER:** 23596695

**BUSINESS ADDRESS:**
- **STREET 1:** 2100 MARKET STREET
- **CITY:** WHEELING
- **STATE:** WV
- **ZIP:** 26003
- **BUSINESS PHONE:** 304-230-2400

**MAIL ADDRESS:**
- **STREET 1:** 2100 MARKET STREET
- **CITY:** WHEELING
- **STATE:** WV
- **ZIP:** 26003

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** McKinley Carter Wealth Services Inc.<br>**Address:** 2100 MARKET STREET<br>WHEELING, WV 26003

**Form 13F File Number:** 028-13853

**CRD Number (if applicable):** 000135184

**SEC File Number (if applicable):** 801-64584

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Brian T. Gongaware<br>**Title:** Chief Compliance Officer<br>**Phone:** 724-940-4400

**Signature, Place, and Date of Signing:**

/s/Brian T. Gongaware  Wexford, PA  02-07-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 288

**Form 13F Information Table Value Total:** $1180286464

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 1209891 | 10089 | SH |  | SOLE |  | 6646 | 0 | 3443 |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 1165053 | 10612 | SH |  | SOLE |  | 8896 | 0 | 1716 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 3343414 | 20688 | SH |  | SOLE |  | 14752 | 0 | 5936 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | BBG001SCXK90 | 7372688 | 27630 | SH |  | SOLE |  | 21546 | 0 | 6084 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 | BBG001S5NCQ5 | 475853 | 1414 | SH |  | SOLE |  | 1374 | 0 | 40 |
| AIR PRODS  CHEMS INC | COM | 009158106 | BBG001S5NSB6 | 2172876 | 7049 | SH |  | SOLE |  | 4709 | 0 | 2340 |
| ALLIANT ENERGY CORP | COM | 018802108 | BBG001S8ZQ30 | 288196 | 5220 | SH |  | SOLE |  | 500 | 0 | 4720 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 6602163 | 74829 | SH |  | SOLE |  | 59377 | 0 | 15452 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 324752 | 3660 | SH |  | SOLE |  | 3140 | 0 | 520 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 947184 | 11276 | SH |  | SOLE |  | 7450 | 0 | 3826 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 | BBG001S5NFD2 | 447530 | 4713 | SH |  | SOLE |  | 3839 | 0 | 874 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 | BBG001S5NPQ6 | 1028273 | 4854 | SH |  | SOLE |  | 3557 | 0 | 1297 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 | BBG001SPHYW3 | 248583 | 1631 | SH |  | SOLE |  | 1551 | 0 | 80 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 391180 | 1489 | SH |  | SOLE |  | 1444 | 0 | 45 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 18519505 | 142534 | SH |  | SOLE |  | 97927 | 0 | 44607 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 | BBG001SB80N8 | 400698 | 5910 | SH |  | SOLE |  | 0 | 0 | 5910 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 586684 | 31868 | SH |  | SOLE |  | 16678 | 0 | 15190 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG001S82KF6 | 2504360 | 10485 | SH |  | SOLE |  | 4861 | 0 | 5624 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 231124 | 6978 | SH |  | SOLE |  | 6853 | 0 | 125 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | BBG001S902J2 | 468711 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 935040 | 3027 | SH |  | SOLE |  | 2076 | 0 | 951 |
| BLACKROCK INC | COM | 09247X101 | BBG001SDBP55 | 294509 | 416 | SH |  | SOLE |  | 378 | 0 | 38 |
| BLACKSTONE INC | COM | 09260D107 | BBG001S7H949 | 393699 | 5307 | SH |  | SOLE |  | 5307 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG001S8N8J6 | 224700 | 3123 | SH |  | SOLE |  | 0 | 0 | 3123 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 6257676 | 11192 | SH |  | SOLE |  | 9167 | 0 | 2025 |
| BROADSTONE NET LEASE INC | COM | 11135E203 | BBG001T61WG3 | 193515 | 11938 | SH |  | SOLE |  | 11938 | 0 | 0 |
| CACI INTL INC | CL A | 127190304 | BBG001SF9NK1 | 5724436 | 19044 | SH |  | SOLE |  | 16545 | 0 | 2499 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 2279538 | 9516 | SH |  | SOLE |  | 6370 | 0 | 3146 |
| CENTENE CORP DEL | COM | 15135B101 | BBG001S6T7Q8 | 3538732 | 43150 | SH |  | SOLE |  | 39620 | 0 | 3530 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 3590070 | 20002 | SH |  | SOLE |  | 13345 | 0 | 6657 |
| CINCINNATI FINL CORP | COM | 172062101 | BBG001S5PTM0 | 271948 | 2656 | SH |  | SOLE |  | 2610 | 0 | 46 |
| CINTAS CORP | COM | 172908105 | BBG001S7CRG1 | 576921 | 1277 | SH |  | SOLE |  | 1277 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 2107778 | 44244 | SH |  | SOLE |  | 30499 | 0 | 13745 |
| CITY HLDG CO | COM | 177835105 | BBG001S5PR71 | 470960 | 5059 | SH |  | SOLE |  | 5059 | 0 | 0 |
| CLOROX CO DEL | COM | 189054109 | BBG001S5PX50 | 1321592 | 9418 | SH |  | SOLE |  | 7129 | 0 | 2289 |
| CME GROUP INC | COM | 12572Q105 | BBG001S86547 | 243431 | 1448 | SH |  | SOLE |  | 873 | 0 | 575 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 802422 | 12615 | SH |  | SOLE |  | 6160 | 0 | 6455 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG001S5PVM5 | 386635 | 4907 | SH |  | SOLE |  | 3883 | 0 | 1024 |
| COLUMBIA ETF TR II | EM CORE EX ETF | 19762B202 | BBG009XW7GY3 | 2571455 | 100644 | SH |  | SOLE |  | 98399 | 0 | 2245 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG001S5PXL2 | 1301410 | 37215 | SH |  | SOLE |  | 24667 | 0 | 12548 |
| CONSOLIDATED EDISON INC | COM | 209115104 | BBG001S5QRL4 | 205202 | 2153 | SH |  | SOLE |  | 453 | 0 | 1700 |
| CORTEVA INC | COM | 22052L104 | BBG00BN969D0 | 433738 | 7379 | SH |  | SOLE |  | 6699 | 0 | 680 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 8025306 | 17580 | SH |  | SOLE |  | 14474 | 0 | 3106 |
| CSX CORP | COM | 126408103 | BBG001S5Q7Q3 | 718240 | 23184 | SH |  | SOLE |  | 21048 | 0 | 2136 |
| CVS HEALTH CORP | COM | 126650100 | BBG001S5QBD8 | 332781 | 3571 | SH |  | SOLE |  | 2946 | 0 | 625 |
| DANAHER CORPORATION | COM | 235851102 | BBG001S5QGT0 | 856094 | 3225 | SH |  | SOLE |  | 3175 | 0 | 50 |
| DBX ETF TR | XTRACK USD HIGH | 233051432 | BBG00FGWY4G5 | 292187 | 8668 | SH |  | SOLE |  | 2006 | 0 | 6662 |
| DICKS SPORTING GOODS INC | COM | 253393102 | BBG001SK2651 | 240580 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| DIREXION SHS ETF TR | NAS100 EQL WGT | 25459Y207 | BBG001V0SZW9 | 959522 | 15032 | SH |  | SOLE |  | 4937 | 0 | 10095 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 702813 | 8089 | SH |  | SOLE |  | 4764 | 0 | 3325 |
| DOW INC | COM | 260557103 | BBG00BN96931 | 370847 | 7360 | SH |  | SOLE |  | 7227 | 0 | 133 |
| DTE ENERGY CO | COM | 233331107 | BBG001S5QN88 | 506907 | 4313 | SH |  | SOLE |  | 135 | 0 | 4178 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG001S5QNR7 | 521828 | 5067 | SH |  | SOLE |  | 4937 | 0 | 130 |
| ECOLAB INC | COM | 278865100 | BBG001S5QRB5 | 1187643 | 8159 | SH |  | SOLE |  | 6527 | 0 | 1632 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 | BBG001SF2288 | 462060 | 6193 | SH |  | SOLE |  | 6193 | 0 | 0 |
| ELEVANCE HEALTH INC | COM | 036752103 | BBG001S6KBQ8 | 201597 | 393 | SH |  | SOLE |  | 329 | 0 | 64 |
| EVERSOURCE ENERGY | COM | 30040W108 | BBG001S5TRL1 | 374450 | 4466 | SH |  | SOLE |  | 721 | 0 | 3745 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 1492090 | 13528 | SH |  | SOLE |  | 8530 | 0 | 4998 |
| FIFTH THIRD BANCORP | COM | 316773100 | BBG001S5R6S2 | 247177 | 7534 | SH |  | SOLE |  | 4384 | 0 | 3150 |
| FIRST COMWLTH FINL CORP PA | COM | 319829107 | BBG001S70475 | 216493 | 15497 | SH |  | SOLE |  | 12500 | 0 | 2997 |
| FIRST TR EXCHANGE TRADED FD | WTR ETF | 33733B100 | BBG001SS8248 | 1689574 | 21290 | SH |  | SOLE |  | 30 | 0 | 21260 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 | BBG001SN9872 | 748629 | 6079 | SH |  | SOLE |  | 190 | 0 | 5889 |
| FIRST TR EXCHANGE-TRADED FD | NY ARCA BIOTECH | 33733E203 | BBG001SQ1891 | 1674839 | 10866 | SH |  | SOLE |  | 8442 | 0 | 2424 |
| FIRST TR EXCHNG TRADED FD VI | CBOE EQT BUFER | 33740F847 | BBG00QQFKGH4 | 2168425 | 61048 | SH |  | SOLE |  | 32298 | 0 | 28750 |
| FIRST TR EXCHNG TRADED FD VI | CBOE EQT DEP NOV | 33740F839 | BBG00QQFKRG1 | 767255 | 23485 | SH |  | SOLE |  | 5885 | 0 | 17600 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST FD DEP | 33740U703 | BBG00YXMQXB7 | 213065 | 10832 | SH |  | SOLE |  | 3577 | 0 | 7255 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US BUF | 33740F748 | BBG00TSG2686 | 877288 | 24945 | SH |  | SOLE |  | 5445 | 0 | 19500 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQ | 33740F755 | BBG00VC9SZ91 | 1071855 | 48260 | SH |  | SOLE |  | 31060 | 0 | 17200 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740U885 | BBG0101Q5ZQ8 | 752523 | 25730 | SH |  | SOLE |  | 1830 | 0 | 23900 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740F698 | BBG00W2861Z2 | 213835 | 6918 | SH |  | SOLE |  | 3663 | 0 | 3255 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740F722 | BBG00VC9S4V5 | 832069 | 23049 | SH |  | SOLE |  | 1430 | 0 | 21619 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740U208 | BBG00VZR6K84 | 359610 | 10483 | SH |  | SOLE |  | 0 | 0 | 10483 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE DEEP BFR | 33740U406 | BBG00YGC8R49 | 257124 | 8400 | SH |  | SOLE |  | 800 | 0 | 7600 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE EQTY BFR | 33740U505 | BBG00YGC7V96 | 904969 | 28494 | SH |  | SOLE |  | 10522 | 0 | 17972 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST MAR | 33740F599 | BBG00ZR067X4 | 504896 | 16100 | SH |  | SOLE |  | 300 | 0 | 15800 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST US | 33740U307 | BBG00X9DXZP8 | 708192 | 21159 | SH |  | SOLE |  | 4659 | 0 | 16500 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST US | 33740F680 | BBG00X9DVN95 | 519027 | 16934 | SH |  | SOLE |  | 3684 | 0 | 13250 |
| FIRST TR EXCHNG TRADED FD VI | VEST US BUFFER | 33740F862 | BBG00QQFDN69 | 373337 | 10773 | SH |  | SOLE |  | 1717 | 0 | 9056 |
| FIRST TR EXCHNG TRADED FD VI | VEST US EQT DEP | 33740F672 | BBG00XS5NLY6 | 747244 | 23866 | SH |  | SOLE |  | 5471 | 0 | 18395 |
| FIRST TR EXCHNG TRADED FD VI | VEST US EQTY BUF | 33740F664 | BBG00XS5NBW0 | 1320598 | 40006 | SH |  | SOLE |  | 6630 | 0 | 33376 |
| FIRST TR NASDAQ 100 TECH IND | SHS | 337345102 | BBG001SQWVL2 | 631019 | 5996 | SH |  | SOLE |  | 0 | 0 | 5996 |
| FIRST TR VALUE LINE DIVID IN | SHS | 33734H106 | BBG001SLWD88 | 2493058 | 62467 | SH |  | SOLE |  | 912 | 0 | 61555 |
| FISERV INC | COM | 337738108 | BBG001S5R6Q4 | 5458993 | 54012 | SH |  | SOLE |  | 45674 | 0 | 8338 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 | BBG00243P8S9 | 853012 | 19623 | SH |  | SOLE |  | 0 | 0 | 19623 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 | BBG001S5NKC2 | 4594911 | 24371 | SH |  | SOLE |  | 22059 | 0 | 2312 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG001S6Y1X7 | 268453 | 3127 | SH |  | SOLE |  | 0 | 0 | 3127 |
| GLOBAL PMTS INC | COM | 37940X102 | BBG001SGS2Z8 | 3255230 | 32775 | SH |  | SOLE |  | 28401 | 0 | 4374 |
| GRAINGER W W INC | COM | 384802104 | BBG001S5RRD2 | 3897656 | 7007 | SH |  | SOLE |  | 5443 | 0 | 1564 |
| HCA HEALTHCARE INC | COM | 40412C101 | BBG001T8NTY2 | 405207 | 1689 | SH |  | SOLE |  | 1689 | 0 | 0 |
| HERSHEY CO | COM | 427866108 | BBG001S5S148 | 416826 | 1800 | SH |  | SOLE |  | 1680 | 0 | 120 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 8205202 | 25977 | SH |  | SOLE |  | 22290 | 0 | 3687 |
| HONEYWELL INTL INC | COM | 438516106 | BBG001S5X1N1 | 263080 | 1228 | SH |  | SOLE |  | 1228 | 0 | 0 |
| IDACORP INC | COM | 451107106 | BBG001S5S4M2 | 258516 | 2397 | SH |  | SOLE |  | 0 | 0 | 2397 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG001S5SDX0 | 706062 | 3205 | SH |  | SOLE |  | 500 | 0 | 2705 |
| INTEL CORP | COM | 458140100 | BBG001S5SF65 | 223340 | 8450 | SH |  | SOLE |  | 4187 | 0 | 4263 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 300232 | 2131 | SH |  | SOLE |  | 1571 | 0 | 560 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 6839926 | 17573 | SH |  | SOLE |  | 13380 | 0 | 4193 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | BBG001S7XR78 | 257920 | 972 | SH |  | SOLE |  | 972 | 0 | 0 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 | BBG007HL81B6 | 325973 | 22055 | SH |  | SOLE |  | 11208 | 0 | 10847 |
| INVESCO EXCH TRADED FD TR II | NASDAQNXTGEN100 | 46138G631 | BBG00XS1BWX5 | 18144205 | 758854 | SH |  | SOLE |  | 527157 | 0 | 231697 |
| INVESCO EXCH TRADED FD TR II | S INTL QULTY | 46138E214 | BBG001SS78M6 | 520038 | 21024 | SH |  | SOLE |  | 19894 | 0 | 1130 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 | BBG001V18CG8 | 221829 | 3472 | SH |  | SOLE |  | 0 | 0 | 3472 |
| INVESCO EXCHANGE TRADED FD T | S EQL MAT | 46137V316 | BBG00KJR2SC8 | 1509936 | 9517 | SH |  | SOLE |  | 0 | 0 | 9517 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2NN7 | 1535388 | 10870 | SH |  | SOLE |  | 0 | 0 | 10870 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 | BBG001SDTVQ0 | 4249088 | 96570 | SH |  | SOLE |  | 58056 | 0 | 38514 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 2643628 | 9928 | SH |  | SOLE |  | 147 | 0 | 9781 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 14360447 | 307504 | SH |  | SOLE |  | 187126 | 0 | 120378 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH70 | 645295 | 21460 | SH |  | SOLE |  | 14452 | 0 | 7008 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 | BBG00H5VLN77 | 17925686 | 377621 | SH |  | SOLE |  | 241681 | 0 | 135940 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 | BBG001SSD812 | 843508 | 7342 | SH |  | SOLE |  | 3197 | 0 | 4145 |
| ISHARES TR | AGGRES ALLOC ETF | 464289859 | BBG001T3YVL0 | 602342 | 10081 | SH |  | SOLE |  | 7820 | 0 | 2261 |
| ISHARES TR | BROAD USD HIGH | 46435U853 | BBG00J2DS0J6 | 3794587 | 109892 | SH |  | SOLE |  | 51979 | 0 | 57913 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 | BBG003HC6JD6 | 4867638 | 104816 | SH |  | SOLE |  | 46188 | 0 | 58628 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | BBG006MJFZK4 | 512050 | 10241 | SH |  | SOLE |  | 1110 | 0 | 9131 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 39288675 | 637389 | SH |  | SOLE |  | 355997 | 0 | 281392 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 8764954 | 36235 | SH |  | SOLE |  | 20512 | 0 | 15723 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 26036751 | 275114 | SH |  | SOLE |  | 214815 | 0 | 60299 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 232833 | 2746 | SH |  | SOLE |  | 5 | 0 | 2741 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 45536088 | 118519 | SH |  | SOLE |  | 67690 | 0 | 50829 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 80909861 | 834208 | SH |  | SOLE |  | 515590 | 0 | 318618 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 | BBG001SP62C7 | 20791287 | 248225 | SH |  | SOLE |  | 157836 | 0 | 90389 |
| ISHARES TR | ESG ADVNCD HY BD | 46435G441 | BBG00D331HK0 | 588136 | 13608 | SH |  | SOLE |  | 11065 | 0 | 2543 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 2381382 | 36224 | SH |  | SOLE |  | 24863 | 0 | 11361 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 | BBG00KK87757 | 211473 | 6432 | SH |  | SOLE |  | 4200 | 0 | 2232 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 2715982 | 32047 | SH |  | SOLE |  | 20417 | 0 | 11630 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 | BBG00H4BFM35 | 516510 | 21729 | SH |  | SOLE |  | 16004 | 0 | 5725 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 | BBG00H4BH3F2 | 753028 | 33772 | SH |  | SOLE |  | 25204 | 0 | 8568 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 | BBG00VHK2B74 | 243282 | 7935 | SH |  | SOLE |  | 5114 | 0 | 2821 |
| ISHARES TR | ESG SCRD S MID | 46436E551 | BBG00XDJF7W4 | 579488 | 17666 | SH |  | SOLE |  | 12313 | 0 | 5353 |
| ISHARES TR | GLB CNSM STP ETF | 464288737 | BBG001SNVWR2 | 1665924 | 27933 | SH |  | SOLE |  | 4373 | 0 | 23560 |
| ISHARES TR | GLOBAL 100 ETF | 464287572 | BBG001SGL748 | 215977 | 3372 | SH |  | SOLE |  | 0 | 0 | 3372 |
| ISHARES TR | GRWT ALLOCAT ETF | 464289867 | BBG001T3YV58 | 707509 | 15002 | SH |  | SOLE |  | 13079 | 0 | 1923 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 | BBG005XKVF72 | 890946 | 32998 | SH |  | SOLE |  | 0 | 0 | 32998 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 | BBG001S60QR6 | 988521 | 9376 | SH |  | SOLE |  | 815 | 0 | 8561 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 | BBG001S7Y5C9 | 5956455 | 219310 | SH |  | SOLE |  | 146259 | 0 | 73051 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 | BBG001SSD858 | 46983405 | 943063 | SH |  | SOLE |  | 548286 | 0 | 394777 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 | BBG001SQS9Y2 | 2050166 | 24237 | SH |  | SOLE |  | 12475 | 0 | 11762 |
| ISHARES TR | MBS ETF | 464288588 | BBG001SSD8B1 | 7585270 | 81782 | SH |  | SOLE |  | 40971 | 0 | 40811 |
| ISHARES TR | MODERT ALLOC ETF | 464289875 | BBG001T3YV21 | 299213 | 7872 | SH |  | SOLE |  | 729 | 0 | 7143 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 | BBG001SBRK44 | 8415050 | 156181 | SH |  | SOLE |  | 54476 | 0 | 101705 |
| ISHARES TR | MSCI ACWI ETF | 464288257 | BBG001S56QV7 | 751773 | 8857 | SH |  | SOLE |  | 7305 | 0 | 1552 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 3760897 | 57296 | SH |  | SOLE |  | 45466 | 0 | 11830 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | BBG001SK77D5 | 714364 | 18849 | SH |  | SOLE |  | 16096 | 0 | 2753 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2G81 | 569157 | 7894 | SH |  | SOLE |  | 0 | 0 | 7894 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 | BBG004FPV022 | 1868074 | 12801 | SH |  | SOLE |  | 8675 | 0 | 4126 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | BBG004TRTWW3 | 2628081 | 23061 | SH |  | SOLE |  | 16580 | 0 | 6481 |
| ISHARES TR | MSCI USA VALUE | 46432F388 | BBG004FPWGT7 | 445037 | 4883 | SH |  | SOLE |  | 0 | 0 | 4883 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 10437638 | 98916 | SH |  | SOLE |  | 75200 | 0 | 23716 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 47997331 | 227994 | SH |  | SOLE |  | 106379 | 0 | 121615 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 13309383 | 62124 | SH |  | SOLE |  | 16907 | 0 | 45217 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 4320963 | 28493 | SH |  | SOLE |  | 269 | 0 | 28224 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG001S562F8 | 1617659 | 7541 | SH |  | SOLE |  | 0 | 0 | 7541 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | BBG001S56277 | 14752318 | 106384 | SH |  | SOLE |  | 36225 | 0 | 70159 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG001S561Z8 | 3863314 | 46212 | SH |  | SOLE |  | 29560 | 0 | 16652 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 | BBG001S561V2 | 1221700 | 11598 | SH |  | SOLE |  | 5159 | 0 | 6439 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 2104144 | 31196 | SH |  | SOLE |  | 9864 | 0 | 21332 |
| ISHARES TR | RUS TOP 200 ETF | 464289446 | BBG001T5LBQ8 | 32657272 | 362980 | SH |  | SOLE |  | 129923 | 0 | 233057 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 | BBG001T5LBR7 | 345439 | 2866 | SH |  | SOLE |  | 0 | 0 | 2866 |
| ISHARES TR | RUS TP200 VL ETF | 464289420 | BBG001T5LBS6 | 3085360 | 47489 | SH |  | SOLE |  | 39577 | 0 | 7912 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 7437475 | 42656 | SH |  | SOLE |  | 28973 | 0 | 13683 |
| ISHARES TR | S 100 ETF | 464287101 | BBG001SGB026 | 3656850 | 21439 | SH |  | SOLE |  | 9942 | 0 | 11497 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 640634 | 10951 | SH |  | SOLE |  | 197 | 0 | 10754 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 42914333 | 295818 | SH |  | SOLE |  | 105917 | 0 | 189901 |
| ISHARES TR | S SML 600 GWT | 464287887 | BBG001SFQL44 | 2026421 | 18751 | SH |  | SOLE |  | 393 | 0 | 18358 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 2237767 | 21461 | SH |  | SOLE |  | 20585 | 0 | 876 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | BBG001SFQL26 | 3556737 | 38952 | SH |  | SOLE |  | 736 | 0 | 38216 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG001SD9RM5 | 428603 | 4027 | SH |  | SOLE |  | 689 | 0 | 3338 |
| ISHARES TR | US TREAS BD ETF | 46429B267 | BBG002NCKPP8 | 20172749 | 887885 | SH |  | SOLE |  | 435443 | 0 | 452442 |
| ISHARES TR | USD INV GRDE ETF | 464288620 | BBG001SSD876 | 9401586 | 191439 | SH |  | SOLE |  | 92713 | 0 | 98726 |
| JACOBS SOLUTIONS INC | COM | 46982L108 | BBG019C1BQS3 | 5375923 | 44773 | SH |  | SOLE |  | 37626 | 0 | 7147 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 3170325 | 17947 | SH |  | SOLE |  | 12740 | 0 | 5207 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 3636324 | 27117 | SH |  | SOLE |  | 15268 | 0 | 11849 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG001S5SLZ0 | 381978 | 2814 | SH |  | SOLE |  | 1312 | 0 | 1502 |
| KRAFT HEINZ CO | COM | 500754106 | BBG005CPNTR1 | 432829 | 10632 | SH |  | SOLE |  | 10217 | 0 | 415 |
| LAUDER ESTEE COS INC | CL A | 518439104 | BBG001S8L5H6 | 4776407 | 19251 | SH |  | SOLE |  | 17894 | 0 | 1357 |
| LIFE STORAGE INC | COM | 53223X107 | BBG001S7X2Q2 | 402077 | 4082 | SH |  | SOLE |  | 0 | 0 | 4082 |
| LILLY ELI  CO | COM | 532457108 | BBG001S5STL8 | 4829267 | 13200 | SH |  | SOLE |  | 13200 | 0 | 0 |
| LINDE PLC | SHS | G5494J103 | BBG00GVR8YR8 | 4490484 | 13767 | SH |  | SOLE |  | 11843 | 0 | 1924 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG001S7PS57 | 3048817 | 6267 | SH |  | SOLE |  | 3362 | 0 | 2905 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 2490088 | 12498 | SH |  | SOLE |  | 9376 | 0 | 3122 |
| MARATHON PETE CORP | COM | 56585A102 | BBG001S169P1 | 290559 | 2496 | SH |  | SOLE |  | 2314 | 0 | 182 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 6386583 | 18366 | SH |  | SOLE |  | 15824 | 0 | 2542 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 2319878 | 8803 | SH |  | SOLE |  | 5125 | 0 | 3678 |
| MEDICENNA THERAPEUTICS CORP | COM | 58490H107 | BBG008MPLP12 | 36301 | 79259 | SH |  | SOLE |  | 79259 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 | BBG001S5T2S9 | 1091781 | 14048 | SH |  | SOLE |  | 9546 | 0 | 4502 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 860216 | 7753 | SH |  | SOLE |  | 5419 | 0 | 2334 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 614215 | 5104 | SH |  | SOLE |  | 4438 | 0 | 666 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 10324983 | 43053 | SH |  | SOLE |  | 29967 | 0 | 13086 |
| MID-AMER APT CMNTYS INC | COM | 59522J103 | BBG001S7HZ69 | 260385 | 1659 | SH |  | SOLE |  | 1659 | 0 | 0 |
| MVB FINL CORP | COM | 553810102 | BBG001SDT8M5 | 569790 | 25876 | SH |  | SOLE |  | 25876 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 865093 | 10348 | SH |  | SOLE |  | 160 | 0 | 10188 |
| NIKE INC | CL B | 654106103 | BBG001S6NTK2 | 560954 | 4794 | SH |  | SOLE |  | 4073 | 0 | 721 |
| NISOURCE INC | COM | 65473P105 | BBG001S5TMF9 | 277573 | 10123 | SH |  | SOLE |  | 0 | 0 | 10123 |
| NORFOLK SOUTHN CORP | COM | 655844108 | BBG001S5TQJ6 | 451195 | 1831 | SH |  | SOLE |  | 1731 | 0 | 100 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 1263957 | 15463 | SH |  | SOLE |  | 9135 | 0 | 6328 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 | BBG001S78TL6 | 7559977 | 8957 | SH |  | SOLE |  | 7923 | 0 | 1034 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 | BBG00FJQN752 | 28027462 | 605999 | SH |  | SOLE |  | 374010 | 0 | 231989 |
| PACKAGING CORP AMER | COM | 695156109 | BBG001S5V741 | 459709 | 3594 | SH |  | SOLE |  | 8 | 0 | 3586 |
| PAYCHEX INC | COM | 704326107 | BBG001S5V135 | 507189 | 4389 | SH |  | SOLE |  | 4389 | 0 | 0 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 7054552 | 39049 | SH |  | SOLE |  | 14146 | 0 | 24903 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 3287617 | 64161 | SH |  | SOLE |  | 38542 | 0 | 25619 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 266792 | 2636 | SH |  | SOLE |  | 2431 | 0 | 205 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 | BBG001SF6Y39 | 13809110 | 268764 | SH |  | SOLE |  | 223801 | 0 | 44963 |
| PRICE T ROWE GROUP INC | COM | 74144T108 | BBG001S5WW18 | 1316251 | 12069 | SH |  | SOLE |  | 8823 | 0 | 3246 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 4967244 | 32774 | SH |  | SOLE |  | 18607 | 0 | 14167 |
| PROGRESSIVE CORP | COM | 743315103 | BBG001S5V509 | 757062 | 5837 | SH |  | SOLE |  | 5682 | 0 | 155 |
| PROLOGIS INC. | COM | 74340W103 | BBG001S5NMN6 | 760855 | 6749 | SH |  | SOLE |  | 6749 | 0 | 0 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 | BBG005D266P2 | 1572351 | 17473 | SH |  | SOLE |  | 12767 | 0 | 4706 |
| PROSHARES TR | SHORT QQQ NEW | 74347B714 | BBG001SR6H58 | 1589881 | 108008 | SH |  | SOLE |  | 108008 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 4223773 | 38419 | SH |  | SOLE |  | 32462 | 0 | 5957 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 | BBG001S5X5Q9 | 528720 | 5239 | SH |  | SOLE |  | 4248 | 0 | 991 |
| REALTY INCOME CORP | COM | 756109104 | BBG001S884K0 | 260459 | 4106 | SH |  | SOLE |  | 2054 | 0 | 2052 |
| ROPER TECHNOLOGIES INC | COM | 776696106 | BBG001S9B362 | 394474 | 913 | SH |  | SOLE |  | 832 | 0 | 81 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 7988798 | 248022 | SH |  | SOLE |  | 233422 | 0 | 14600 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWLM4 | 973786 | 12891 | SH |  | SOLE |  | 7276 | 0 | 5615 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG001T5XQV6 | 733327 | 16242 | SH |  | SOLE |  | 10050 | 0 | 6192 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 | BBG001S7T1S7 | 1131533 | 12936 | SH |  | SOLE |  | 9952 | 0 | 2984 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 | BBG001S7T223 | 423312 | 12378 | SH |  | SOLE |  | 6877 | 0 | 5501 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 | BBG001S7SCQ6 | 770635 | 5673 | SH |  | SOLE |  | 4882 | 0 | 791 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 | BBG001S7T232 | 219806 | 2238 | SH |  | SOLE |  | 2216 | 0 | 22 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG001S7TCZ5 | 706130 | 5674 | SH |  | SOLE |  | 2600 | 0 | 3074 |
| SHERWIN WILLIAMS CO | COM | 824348106 | BBG001S5W2F9 | 210749 | 888 | SH |  | SOLE |  | 630 | 0 | 258 |
| SOUTHERN CO | COM | 842587107 | BBG001S5W777 | 644756 | 9029 | SH |  | SOLE |  | 5806 | 0 | 3223 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 241058 | 1421 | SH |  | SOLE |  | 565 | 0 | 856 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 | BBG001SRXRJ1 | 2316808 | 78033 | SH |  | SOLE |  | 68284 | 0 | 9749 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 | BBG001SRXRD7 | 4197619 | 127355 | SH |  | SOLE |  | 107944 | 0 | 19411 |
| SPDR INDEX SHS FDS | S INTL ETF | 78463X772 | BBG001T21KR6 | 403515 | 12485 | SH |  | SOLE |  | 11787 | 0 | 698 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 1407150 | 3679 | SH |  | SOLE |  | 1578 | 0 | 2101 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG001S63NQ1 | 1493088 | 3372 | SH |  | SOLE |  | 1415 | 0 | 1957 |
| SPDR SER TR | BLOOMBERG EMERGI | 78464A391 | BBG001V0JXM5 | 207080 | 10072 | SH |  | SOLE |  | 10072 | 0 | 0 |
| SPDR SER TR | PORTFOLI S | 78464A805 | BBG001SG6843 | 283456 | 5994 | SH |  | SOLE |  | 0 | 0 | 5994 |
| SPDR SER TR | PORTFOLIO S | 78464A847 | BBG001SPT9T9 | 1091892 | 25692 | SH |  | SOLE |  | 13636 | 0 | 12056 |
| SPDR SER TR | PORTFOLIO S | 78464A854 | BBG001SPTB87 | 5538049 | 123122 | SH |  | SOLE |  | 95165 | 0 | 27957 |
| SPDR SER TR | PORTFOLIO S | 78468R853 | BBG004T58LZ5 | 215722 | 5835 | SH |  | SOLE |  | 5093 | 0 | 742 |
| SPDR SER TR | PRTFLO S GW | 78464A409 | BBG001SD7RB9 | 286944 | 5663 | SH |  | SOLE |  | 720 | 0 | 4943 |
| SPDR SER TR | S 600 SMCP GRW | 78464A201 | BBG001SG4275 | 325526 | 4506 | SH |  | SOLE |  | 0 | 0 | 4506 |
| SPDR SER TR | S 600 SMCP VAL | 78464A300 | BBG001SG3JV2 | 559581 | 7539 | SH |  | SOLE |  | 0 | 0 | 7539 |
| STARBUCKS CORP | COM | 855244109 | BBG001S72KH6 | 7027597 | 70843 | SH |  | SOLE |  | 62813 | 0 | 8030 |
| STREAMLINE HEALTH SOLUTIONS | COM | 86323X106 | BBG001S8S2Y7 | 94800 | 60000 | SH |  | SOLE |  | 0 | 0 | 60000 |
| TARGET CORP | COM | 87612E106 | BBG001SC0K41 | 868313 | 5826 | SH |  | SOLE |  | 4796 | 0 | 1030 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 1381710 | 11217 | SH |  | SOLE |  | 8183 | 0 | 3034 |
| TEXAS INSTRS INC | COM | 882508104 | BBG001S5WYZ7 | 1852998 | 11215 | SH |  | SOLE |  | 6876 | 0 | 4339 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG001S5WS08 | 7244005 | 13154 | SH |  | SOLE |  | 11031 | 0 | 2123 |
| TJX COS INC NEW | COM | 872540109 | BBG001S5WQ93 | 6353252 | 79815 | SH |  | SOLE |  | 66505 | 0 | 13310 |
| TRACTOR SUPPLY CO | COM | 892356106 | BBG001S7K017 | 6456313 | 28699 | SH |  | SOLE |  | 24796 | 0 | 3903 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG001S5R103 | 310685 | 1657 | SH |  | SOLE |  | 991 | 0 | 666 |
| TRUIST FINL CORP | COM | 89832Q109 | BBG001S5YYC0 | 584136 | 13575 | SH |  | SOLE |  | 13575 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 1239773 | 5987 | SH |  | SOLE |  | 4784 | 0 | 1203 |
| UNITED BANKSHARES INC WEST V | COM | 909907107 | BBG001S5WZV8 | 1386173 | 34235 | SH |  | SOLE |  | 33304 | 0 | 931 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 | BBG001SDGSH1 | 1577549 | 9075 | SH |  | SOLE |  | 5129 | 0 | 3946 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 8809470 | 16616 | SH |  | SOLE |  | 14122 | 0 | 2494 |
| US BANCORP DEL | COM NEW | 902973304 | BBG001S6T8C1 | 1671937 | 38338 | SH |  | SOLE |  | 24276 | 0 | 14062 |
| VANECK ETF TRUST | FALLEN ANGEL HG | 92189F437 | BBG002VZY7Y3 | 864246 | 31985 | SH |  | SOLE |  | 0 | 0 | 31985 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 | BBG001TC6MJ4 | 640704 | 3917 | SH |  | SOLE |  | 0 | 0 | 3917 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 14162707 | 197142 | SH |  | SOLE |  | 99608 | 0 | 97534 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 601553 | 12683 | SH |  | SOLE |  | 0 | 0 | 12683 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 4598639 | 21579 | SH |  | SOLE |  | 0 | 0 | 21579 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 1614928 | 7924 | SH |  | SOLE |  | 2423 | 0 | 5501 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 1207590 | 14641 | SH |  | SOLE |  | 152 | 0 | 14489 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 926694 | 2638 | SH |  | SOLE |  | 1371 | 0 | 1267 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 4202356 | 26463 | SH |  | SOLE |  | 95 | 0 | 26368 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 2726604 | 14856 | SH |  | SOLE |  | 12478 | 0 | 2378 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG001SHTTW9 | 2792744 | 13926 | SH |  | SOLE |  | 0 | 0 | 13926 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 1150795 | 6019 | SH |  | SOLE |  | 1441 | 0 | 4578 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 2185421 | 15569 | SH |  | SOLE |  | 522 | 0 | 15047 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 3874031 | 77264 | SH |  | SOLE |  | 37587 | 0 | 39677 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 1801254 | 46210 | SH |  | SOLE |  | 32203 | 0 | 14007 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 8717113 | 176139 | SH |  | SOLE |  | 144868 | 0 | 31271 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | BBG001T62M92 | 475068 | 8124 | SH |  | SOLE |  | 0 | 0 | 8124 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | BBG001T62KZ7 | 2492958 | 33155 | SH |  | SOLE |  | 27546 | 0 | 5609 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 | BBG001TCH581 | 32602441 | 489673 | SH |  | SOLE |  | 437533 | 0 | 52140 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 417436 | 2749 | SH |  | SOLE |  | 1120 | 0 | 1629 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 84968448 | 2024504 | SH |  | SOLE |  | 1294347 | 0 | 730157 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | BBG00C863MQ1 | 202484 | 2908 | SH |  | SOLE |  | 2908 | 0 | 0 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 | BBG001SHVR41 | 2147536 | 11210 | SH |  | SOLE |  | 833 | 0 | 10377 |
| VANGUARD WORLD FDS | ENERGY ETF | 92204A306 | BBG001SHTV45 | 4249054 | 35035 | SH |  | SOLE |  | 32992 | 0 | 2043 |
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 | BBG001SHTTM0 | 280232 | 3387 | SH |  | SOLE |  | 2928 | 0 | 459 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 421573 | 1320 | SH |  | SOLE |  | 702 | 0 | 618 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 511275 | 12977 | SH |  | SOLE |  | 8559 | 0 | 4418 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 1213318 | 5840 | SH |  | SOLE |  | 5320 | 0 | 520 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 715002 | 5043 | SH |  | SOLE |  | 3592 | 0 | 1451 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG001S5XH47 | 6146293 | 39178 | SH |  | SOLE |  | 32760 | 0 | 6418 |
| WEC ENERGY GROUP INC | COM | 92939U106 | BBG001S5XDC7 | 293000 | 3125 | SH |  | SOLE |  | 725 | 0 | 2400 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 | BBG001SV1SY8 | 439623 | 12335 | SH |  | SOLE |  | 11355 | 0 | 980 |
| WISDOMTREE TR | US AI ENHANCED | 97717W406 | BBG001SHL7F4 | 472150 | 5143 | SH |  | SOLE |  | 5143 | 0 | 0 |
| WISDOMTREE TR | US MIDCAP FUND | 97717W570 | BBG001SSZB66 | 246114 | 5062 | SH |  | SOLE |  | 0 | 0 | 5062 |
| XCEL ENERGY INC | COM | 98389B100 | BBG001S7F0X8 | 281101 | 4009 | SH |  | SOLE |  | 4009 | 0 | 0 |
| ZOETIS INC | CL A | 98978V103 | BBG0039320P7 | 334888 | 2285 | SH |  | SOLE |  | 2285 | 0 | 0 |

---