# EDGAR Filing Document

**Accession Number:** 0001940678
**File Stem:** 0001940678-26-000001
**Filing Date:** 2026-2
**Character Count:** 9884
**Document Hash:** 342c5e18f5b4f8350d150304c8012057
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001940678-26-000001.hdr.sgml**: 20260206

**ACCESSION NUMBER**: 0001940678-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260206

**DATE AS OF CHANGE**: 20260206

**EFFECTIVENESS DATE**: 20260206

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Ruedi Wealth Management, Inc.
- **CENTRAL INDEX KEY:** 0001940678

**ORGANIZATION NAME:**
- **EIN:** 471794932
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23135
- **FILM NUMBER:** 26607927

**BUSINESS ADDRESS:**
- **STREET 1:** 2502 GALEN DR.
- **STREET 2:** SUITE 102
- **CITY:** CHAMPAIGN
- **STATE:** IL
- **ZIP:** 61821
- **BUSINESS PHONE:** 2173561400

**MAIL ADDRESS:**
- **STREET 1:** 2502 GALEN DR.
- **STREET 2:** SUITE 102
- **CITY:** CHAMPAIGN
- **STATE:** IL
- **ZIP:** 61821

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Ruedi Wealth Management Inc.<br>**Address:** 2502 GALEN DR.<br>SUITE 102<br>CHAMPAIGN, IL 61821

**Form 13F File Number:** 028-23135

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Christopher Sheppard<br>**Title:** Compliance Consultant<br>**Phone:** 7209231728

**Signature, Place, and Date of Signing:**

Christopher Sheppard  Broomfield, CO  02-06-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 58

**Form 13F Information Table Value Total:** $381573280

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| CATERPILLAR INC | COM | 149123101 |  | 220074 | 384 | SH |  | SOLE |  | 384 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 336369 | 548 | SH |  | SOLE |  | 548 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 283492 | 819 | SH |  | SOLE |  | 819 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 206119 | 1105 | SH |  | SOLE |  | 1105 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 375522 | 1120 | SH |  | SOLE |  | 1120 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 936847 | 1374 | SH |  | SOLE |  | 1374 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 480597 | 1492 | SH |  | SOLE |  | 1492 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 306375 | 1884 | SH |  | SOLE |  | 1884 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 945588 | 1955 | SH |  | SOLE |  | 1955 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 748413 | 2385 | SH |  | SOLE |  | 2385 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 825357 | 2399 | SH |  | SOLE |  | 2399 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 789436 | 2522 | SH |  | SOLE |  | 2522 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 345813 | 2874 | SH |  | SOLE |  | 2874 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 416969 | 5065 | SH |  | SOLE |  | 5065 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 449257 | 5661 | SH |  | SOLE |  | 5661 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 315339 | 5866 | SH |  | SOLE |  | 5866 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 483027 | 6129 | SH |  | SOLE |  | 6129 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS INTL SML | 025072190 |  | 472334 | 6766 | SH |  | SOLE |  | 6766 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 649709 | 6914 | SH |  | SOLE |  | 6914 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD AN | 85208R101 |  | 321012 | 7009 | SH |  | SOLE |  | 7009 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 325218 | 7591 | SH |  | SOLE |  | 7591 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 404800 | 8650 | SH |  | SOLE |  | 8650 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 570896 | 9139 | SH |  | SOLE |  | 9139 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 365392 | 9588 | SH |  | SOLE |  | 9588 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 865028 | 9775 | SH |  | SOLE |  | 9775 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 675137 | 11496 | SH |  | SOLE |  | 11496 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EQUITY ETF | 25434V617 |  | 940631 | 12715 | SH |  | SOLE |  | 12715 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 470348 | 14441 | SH |  | SOLE |  | 14441 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1104015 | 14905 | SH |  | SOLE |  | 14905 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 781306 | 15676 | SH |  | SOLE |  | 15676 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 687405 | 15828 | SH |  | SOLE |  | 15828 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 1261079 | 16373 | SH |  | SOLE |  | 16373 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 4999867 | 18391 | SH |  | SOLE |  | 18391 | 0 | 0 |
| TELEFONAKTIEBOLAGET LM ERICS | ADR B SEK 10 | 294821608 |  | 185290 | 19201 | SH |  | SOLE |  | 19201 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS US SMALL | 025072323 |  | 1164521 | 19825 | SH |  | SOLE |  | 19825 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS ALL INT | 025072166 |  | 2132487 | 28513 | SH |  | SOLE |  | 28513 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 3976234 | 35572 | SH |  | SOLE |  | 35572 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 3574980 | 47182 | SH |  | SOLE |  | 47182 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 2199491 | 66773 | SH |  | SOLE |  | 66773 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 2381725 | 72415 | SH |  | SOLE |  | 72415 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 4760524 | 98521 | SH |  | SOLE |  | 98521 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 7206948 | 103444 | SH |  | SOLE |  | 103444 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 4536035 | 106580 | SH |  | SOLE |  | 106580 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 4146300 | 109113 | SH |  | SOLE |  | 109113 | 0 | 0 |
| DIMENSIONAL ETF TRUST | ULTRASHORT FIXED | 25434V591 |  | 7923647 | 156439 | SH |  | SOLE |  | 156439 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 3784002 | 165232 | SH |  | SOLE |  | 165232 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 4583292 | 173478 | SH |  | SOLE |  | 173478 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 12443426 | 208993 | SH |  | SOLE |  | 208993 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 7997267 | 233770 | SH |  | SOLE |  | 233770 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 19361958 | 261048 | SH |  | SOLE |  | 261048 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 15170168 | 304011 | SH |  | SOLE |  | 304011 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 10223971 | 309068 | SH |  | SOLE |  | 309068 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 15531460 | 333365 | SH |  | SOLE |  | 333365 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 16626649 | 482491 | SH |  | SOLE |  | 482491 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 16242156 | 496247 | SH |  | SOLE |  | 496247 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 49685890 | 918918 | SH |  | SOLE |  | 918918 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 50004432 | 1042845 | SH |  | SOLE |  | 1042845 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 92371656 | 2333207 | SH |  | SOLE |  | 2333207 | 0 | 0 |

---