# EDGAR Filing Document

**Accession Number:** 0001783398
**File Stem:** 0001842002-25-000012
**Filing Date:** 2025-6
**Character Count:** 9736
**Document Hash:** cc64e810d053203735a70b0b4c1e05a8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001842002-25-000012.hdr.sgml**: 20250617

**ACCESSION NUMBER**: 0001842002-25-000012

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D/A

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250617

**DATE AS OF CHANGE**: 20250617

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UWM Holdings Corp
- **CENTRAL INDEX KEY:** 0001783398
- **STANDARD INDUSTRIAL CLASSIFICATION:** MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 842124167
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-91308
- **FILM NUMBER:** 251054327

**BUSINESS ADDRESS:**
- **STREET 1:** 585 SOUTH BLVD E
- **CITY:** PONTIAC
- **STATE:** MI
- **ZIP:** 48341
- **BUSINESS PHONE:** 800-981-8898

**MAIL ADDRESS:**
- **STREET 1:** 585 SOUTH BLVD E
- **CITY:** PONTIAC
- **STATE:** MI
- **ZIP:** 48341

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Gores Holdings IV, Inc.
- **DATE OF NAME CHANGE:** 20190723
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SFS HOLDING CORP
- **CENTRAL INDEX KEY:** 0001842002

**ORGANIZATION NAME:**
- **EIN:** 454290160
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A

**BUSINESS ADDRESS:**
- **STREET 1:** 585 SOUTH BLVD E
- **CITY:** PONTIAC
- **STATE:** MI
- **ZIP:** 48341
- **BUSINESS PHONE:** 248-833-4392

**MAIL ADDRESS:**
- **STREET 1:** 585 SOUTH BLVD E
- **CITY:** PONTIAC
- **STATE:** MI
- **ZIP:** 48341

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**(Amendment No. 7)**

**UWM Holdings Corporation**

*(Name of Issuer)*

**Class A Common Stock, par value $0.0001 per share**

*(Title of Class of Securities)*

**91823B109**

*(CUSIP Number)*

**Mat Ishbia**<br>585 South Boulevard E<br>Pontiac MI 48341<br>800-981-8898

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**06/13/2025**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **91823B109** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Mat Ishbia** | Name of reporting person<br>**Mat Ishbia** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**5106370.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**1397782620.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**5106370.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**1397782620.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**1402888990.00** | Aggregate amount beneficially owned by each reporting person<br>**1402888990.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**87.8%** | Percent of class represented by amount in Row (11)<br>**87.8%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

| **CUSIP No.** | **91823B109** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**SFS Holding Corp.** | Name of reporting person<br>**SFS Holding Corp.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**1397782620.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**1397782620.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**1397782620.00** | Aggregate amount beneficially owned by each reporting person<br>**1397782620.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**87.4%** | Percent of class represented by amount in Row (11)<br>**87.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Class A Common Stock, par value $0.0001 per share

**(b) Name of Issuer:**
UWM Holdings Corporation

**(c) Address of Issuer's Principal Executive Offices:**
585 South Boulevard E, Pontiac, MI, 48341

This Amendment No 7 (the "Amendment") to Schedule 13D is being jointly filed by Mat Ishbia and SFS Holding Corp. ("SFS Corp." and together with Mat Ishbia, collectively referred to as the "Reporting Persons") and relates to the Class A Common Stock, par value $0.0001 per share (the "Class A Stock"), of UWM Holdings Corporation, a Delaware corporation (the "Issuer") and amends and supplements the initial statement on Schedule 13D filed by the Reporting Persons on February 1, 2021, as amended by Amendment No 1 filed on September 4, 2024, as amended by Amendment No 2 filed on September 18, 2024, as amended by Amendment No 3 filed on October 3, 2024, as amended by Amendment No 4 filed on October 15, 2024, as amended by Amendment No 5 filed on March 19, 2025 and as amended by Amendment No 6 filed on April 2, 2025 (the "Schedule 13D"). The principal executive offices of the Issuer are located at 585 South Boulevard E, Pontiac, Michigan 48341. Unless specifically amended hereby, the disclosure set forth in the Schedule 13D shall remain unchanged. Capitalized terms used but not otherwise defined in this Amendment shall have the meanings set forth in the Schedule 13D.

**Item 4. Purpose of Transaction**

Item 4 of the Schedule 13 D is hereby amended by the addition of the following:

As previously disclosed in the Issuer's Quarterly Report on Form 10-Q, on March 17, 2025, SFS Corp., adopted a 10b5-1 trading arrangement (the "10b5-1 Plan") which provides for the potential sale from time to time of up to 80,000,000 shares of the Issuer's Class A Stock from June 17, 2025 until June 15, 2026 or earlier if all shares of Class A Stock under the 10b5-1 Plan are sold. The purpose of the 10b5-1 Plan is to increase the public float of the Issuer's Class A Common Stock. The number of shares sold each quarter during the 10b5-1 Plan will be based on availability under Rule 144 and will be sold daily during the term of the 10b5-1 Plan.

**Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.**

Item 6 of the Schedule 13 D is hereby amended by the addition of the following:

As previously disclosed in the Issuer's Quarterly Report on Form 10-Q, on March 17, 2025, SFS Corp., adopted a 10b5-1 Plan which provides for the potential sale from time to time of up to 80,000,000 shares of the Issuer's Class A Stock from June 17, 2025 until June 15, 2026 or earlier if all shares of Class A Stock under the 10b5-1 Plan are sold. The purpose of the 10b5-1 Plan is to increase the public float of the Issuer's Class A Common Stock. The number of shares sold each quarter during the 10b5-1 Plan will be based on availability under Rule 144 and will be sold daily during the term of the 10b5-1 Plan.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Mat Ishbia

**Signature:** /s/ Mat Ishbia

**Name/Title:** Mat Ishbia

**Date:** 06/17/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** SFS Holding Corp.

**Signature:** /s/ Mat Ishbia

**Name/Title:** Mat Ishbia, Chief Executive Officer

**Date:** 06/17/2025