# EDGAR Filing Document

**Accession Number:** 0002049366
**File Stem:** 0001213900-25-115094
**Filing Date:** 2025-11
**Character Count:** 26840
**Document Hash:** c5ae2fb3397dd81209633ffa5e1f127c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-25-115094.hdr.sgml**: 20251126

**ACCESSION NUMBER**: 0001213900-25-115094

**CONFORMED SUBMISSION TYPE**: 10-D

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251031

**FILED AS OF DATE**: 20251126

**DATE AS OF CHANGE**: 20251126

**ABS ASSET CLASS**: Auto leases

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GM Financial Automobile Leasing Trust 2025-1
- **CENTRAL INDEX KEY:** 0002049366
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** 10-D
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-261801-10
- **FILM NUMBER:** 251524309

**BUSINESS ADDRESS:**
- **STREET 1:** 801 CHERRY STREET, SUITE 3500
- **CITY:** FORT WORTH
- **STATE:** TX
- **ZIP:** 76102
- **BUSINESS PHONE:** (817)302-7000

**MAIL ADDRESS:**
- **STREET 1:** 801 CHERRY STREET, SUITE 3500
- **CITY:** FORT WORTH
- **STATE:** TX
- **ZIP:** 76102

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549**

**FORM 10-D**

**ASSET-BACKED ISSUER<br> DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

For the monthly distribution period from

October 1, 2025 to October 31, 2025

Commission File Number of issuing entity: 333-261801-10

CIK number of issuing entity: 0002049366

**<u>GM FINANCIAL AUTOMOBILE LEASING TRUST 2025-1</u>**

(Exact name of issuing entity as specified in its charter)

Commission File Number of depositor: 333-261801

CIK number of depositor: 0001631055

**<u>GMF LEASING LLC</u>**

(Exact name of depositor as specified in its charter)

CIK number of sponsor: 0001002761

**<u>AMERICREDIT FINANCIAL SERVICES, INC.</u>**

(Exact name of sponsor as specified in its charter)

**<u>Randal L. Willis (817) 302-7000</u>**

(Name and telephone number of person to contact in connection with this filing)

---

| | |
|:---|:---|
| Delaware | 33-6603859 |
| (State or other jurisdiction of incorporation or<br> organization of the issuing entity) | (I.R.S. Employer Identification No.) |
| c/o AmeriCredit Financial Services, Inc.<br> 801 Cherry Street, Suite 3500<br> Fort Worth, TX 76102 | 76102 |
| (Address of principal executive offices<br> of issuing entity) | (Zip Code) |

---

<u>(817) 302-7000</u>

(Telephone number, including area code)

<u>N/A</u>

(Former name, former address, if changed since last report)

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | &nbsp;&nbsp;**Registered/reported pursuant to (check one)** | &nbsp;&nbsp;**Registered/reported pursuant to (check one)** | &nbsp;&nbsp;**Registered/reported pursuant to (check one)** | &nbsp;&nbsp;**Name of exchange** |
| &nbsp;&nbsp;**Title of Class** | &nbsp;&nbsp;**Section 12(b)** | &nbsp;&nbsp;**Section 12(g)** | &nbsp;&nbsp;**Section 15(d)** | &nbsp;&nbsp;**(If Section 12(b))** |
| &nbsp;&nbsp;Class A-1 | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☒ |  |
| &nbsp;&nbsp;Class A-2-A | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☒ |  |
| &nbsp;&nbsp;Class A-2-B | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☒ |  |
| &nbsp;&nbsp;Class A-3 | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☒ |  |
| &nbsp;&nbsp;Class A-4 | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☒ |  |
| &nbsp;&nbsp;Class B | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☐ | &nbsp;&nbsp;☒ |  |

---

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

**PART I – DISTRIBUTION INFORMATION**

**ITEM 1 – Distribution and Pool Performance Information.**

The response to Item 1 is set forth in part herein and in part in Exhibit 99.1

The record date for distributions described in Exhibit 99.1 was November 19, 2025.

No assets securitized by AmeriCredit Financial Services, Inc. d/b/a GM Financial (the "Securitizer") and held by GM Financial Automobile Leasing Trust 2025-1 were the subject of a demand to repurchase or replace for breach of the representations and warranties during the distribution period from October 1, 2025 to October 31, 2025.

The Securitizer (CIK # 0001002761) filed Form ABS-15G on February 3, 2025.

**Item 1A. – Asset-Level Information.**

The response to Item 1A is set forth in Exhibit 102.1 and Exhibit 103.1 each of which is incorporated by reference into this Form 10-D as described in Item 10.

**Item 1B. – Asset Representations Reviewer and Investor Communication.**

None

**PART II – OTHER INFORMATION**

**ITEM 2 – Legal Proceedings.**

None

**ITEM 3 – Sales of Securities and Use of Proceeds**.

None

**ITEM 4 – Defaults Upon Senior Securities**.

None

**ITEM 5 – [Reserved]**

**ITEM 6 – Significant Obligors of Pool Assets**.

None

**ITEM 7 – Change in Sponsor Interest in the Securities.**

None

**ITEM 8 – Significant Enhancement Provider Information.**

None

**ITEM 9 – Other Information.**

None

**ITEM 10 – Exhibits.**

(a) Documents filed as part
of this report:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.1 [Monthly Servicer's Certificate](ea0266765-05_ex991.htm)

(b) Exhibits required by this
Form and Item 601 of Regulation S-K (17 CFR 229.601).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;102.1 [Asset Data File, dated as of November 21, 2025 for the reporting period October 1, 2025 to October 31, 2025 (See Exhibit 102.1 to Form ABS–EE filed by GM Financial Automobile Leasing Trust 2025-1 with the SEC on November 21, 2025, which is incorporated by reference herein).](https://www.sec.gov/Archives/edgar/data/2049366/000204936625000033/exh102831102025.xml)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;103.1 [Asset Related Document, dated as of November 21, 2025 for the reporting period October 1, 2025 to October 31, 2025 (See Exhibit 103.1 to Form ABS-EE filed by GM Financial Automobile Leasing Trust 2025-1 with the SEC on November 21, 2025, which is incorporated by reference herein).](https://www.sec.gov/Archives/edgar/data/2049366/000204936625000033/exh103leasev3.xml)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

<u>GM FINANCIAL AUTOMOBILE LEASING TRUST 2025-1</u>

(Issuing Entity)

Dated: November 26, 2025

---

| | |
|:---|:---|
| By: AmeriCredit Financial Services, Inc. d/b/a GM Financial, as Servicer | By: AmeriCredit Financial Services, Inc. d/b/a GM Financial, as Servicer |
| By: | <u>/s/ Randal L. Willis</u> |
| Name: | Randal L. Willis |
| Title: | Senior Vice President, Securitization & <br>Conduit Reporting |

---

## Exhibit 99.1

**Exhibit 99.1**

GM Financial Automobile Leasing Trust 2025-1

5.000% Exchange Note

Class A-1 4.40800% Asset Backed Notes

Class A-2A 4.54% Asset Backed Notes

Class A-2B Floating Asset Backed Notes

Class A-3 4.66% Asset Backed Notes

Class A-4 4.70% Asset Backed Notes

Class B 4.89% Asset Backed Notes

Class C 4.99% Asset Backed Notes

Servicer's Certificate

---

| | |
|:---|:---|
| **Beginning of Period:** | 10/01/25 |
| **End of Period:** | 10/31/25 |
| **Number of days in Interest Period (Actual/360):** | 31 |
| **Number of days in Collection Period:** | 31 |
| **Report Due Date:** | 11/18/25 |
| **Distribution Date:** | 11/20/25 |
| **Transaction Month:** | 9 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| <br>**2025-1<br> Designated Pool** |<br>**Units** | <br>**Start Date** | <br>**Closing Date** | **Original Agg.**<br>**Securitization <br> Value** |
|  | 60223 | 01/02/2025 | 02/12/2025 | $1964866245 |
| **Total** | 60223 |  |  | $1964866245 |

---

**RECONCILIATION OF 2025-1 DESIGNATED POOL AGGREGATE SECURITIZATION VALUE**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **{1}** | Beginning of period Aggregate Securitization Value |  | **{1}** | $1664295063 |
| **{2}** | Reduction in Agg. Securitization Value due to payments | **{2}** | 16465192 |  |
| **{3}** | Reduction in Agg. Securitization Value due to Defaulted Leases | **{3}** | 2638075 |  |
| **{4}** | Reduction in Agg. Securitization Value due to early terminations, dealer buyouts, cancellations, repurchases | **{4}** | 24208860 |  |
| **{5}** | Other adjustments | **{5}** | 0 |  |
| **{6}** | Total change in Agg. Securitization Value |  | **{6}** | 43312127 |
| **{7}** | End of period Aggregate Securitization Value |  | **{7}** | $1620982936 |
| **{8}** | Pool Factor |  | **{8}** | 82.498386% |

---

**RECONCILIATION OF 2025-1 EXCHANGE NOTE**

---

| | | | |
|:---|:---|:---|:---|
| **{9}** | **Original Exchange Note Balance** | **{9}** | $**1870000000** |
| **{10}** | Beginning of period Exchange Note Balance | **{10}** | $1569428818 |
| **{11}** | Exchange Note Principal Payment Amount | **{11}** | 43312127 |
| **{12}** | End of period Exchange Note Balance | **{12}** | $1526116691 |
| **{13}** | Note Pool Factor | **{13}** | 81.610518% |

---

**RECONCILIATION OF THE ASSET BACKED NOTES**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
|  |  |  | **Class A-1** | **Class A-2A** | **Class A-2B** | **Class A-3** | **Class A-4** |
| **{14}** | **Original Note Balance** | **{14}** | $**226890000** | $**267720000** | $**365000000** | $**632710000** | $**108070000** |
| **{15}** | Beginning of period Note Balance | **{15}** | $0 | $228225366 | $311154410 | $632710000 | $108070000 |
| **{16}** | Noteholders' Principal Distributable Amount | **{16}** | 0 | 18326468 | 24985659 | 0 | 0 |
| **{17}** | Noteholders' Accelerated Principal Amount | **{17}** | 0 | 0 | 0 | 0 | 0 |
| **{18}** | Aggregate Principal Parity Amount | **{18}** | 0 | 0 | 0 | 0 | 0 |
| **{19}** | Matured Principal Shortfall | **{19}** | 0 | 0 | 0 | 0 | 0 |
| **{20}** | End of period Note Balance | **{20}** | $0 | $209898898 | $286168751 | $632710000 | $108070000 |
| **{21}** | Note Pool Factor | **{21}** | 0.000000% | 78.402397% | 78.402398% | 100.0000000% | 100.000000% |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  |  |  | **Class B** | **Class C** | **TOTAL** |
| **{22}** | **Original Note Balance** | **{22}** | $**87500000** | $**80500000** | $**1768390000** |
| **{23}** | Beginning of period Note Balance | **{23}** | $87500000 | $80500000 | $1448159776 |
| **{24}** | Noteholders' Principal Distributable Amount | **{24}** | 0 | 0 | 43312127 |
| **{25}** | Noteholders' Accelerated Principal Amount | **{25}** | 0 | 0 | 0 |
| **{26}** | Aggregate Principal Parity Amount | **{26}** | 0 | 0 | 0 |
| **{27}** | Matured Principal Shortfall | **{27}** | 0 | 0 | 0 |
| **{28}** | End of period Note Balance | **{28}** | $87500000 | $80500000 | $1404847649 |
| **{29}** | Note Pool Factor | **{29}** | 100.000000% | 100.000000% | 79.442185% |

---

**EXCHANGE NOTE MONTHLY PRINCIPAL PAYMENT AND INTEREST CALCULATIONS**

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Principal payment calculation:** |  | | |
| **{30}** | Beginning of period Designated Pool Balance |  | **{30}** | $1664295063 |
| **{31}** | Ending Designated Pool Balance | **{31}** | 1620982936 |  |
| **{32}** | Unpaid prior Exchange Note Principal Payment Amount | **{32}** | 0 |  |
| **{33}** | Sum of {31} + {32} |  | **{33}** | 1620982936 |
| **{34}** | Exchange Note Principal Payment Amount {30} - {33} |  | **{34}** | $43312127 |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Interest calculation:**<br>**Beg Note <br> Balance** |<br>**Interest <br> Carryover** |<br>**Interest <br> Rate** | <br>**Days** | <br>**Days Basis** |<br>**Interest** |
| **{35}** | $1569428818 | $0 | 5.000% | 30 | 30/360 | $6539287 |

---

**RECONCILIATION OF EXCHANGE NOTE COLLECTION ACCOUNT**

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Additions:** |  | | |
| **{36}** | 2025-1 Designated Pool Collections (net of Liquidation Proceeds and fees) | **{36}** | $29562160 |  |
| **{37}** | Net Liquidation Proceeds collected during period | **{37}** | 30073810 |  |
| **{38}** | Investment Earnings | **{38}** | 184653 |  |
| **{39}** | Investment Earnings - transferred to Indenture Note Collection Account | **{39}** | (184653) |  |
| **{40}** | Deposit from Servicer | **{40}** | 0 |  |
| **{41}** | Total Additions: |  | **{41}** | 59635970 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Distributions:** |  | | |
| **{42}** | To the Servicer, Designated Pool Servicing Fee | **{42}** | 1386913 |  |
| **{43}** | To the 2025-1 Exchange Noteholder, the Exchange Note Interest Payment Amount | **{43}** | 6539287 |  |
| **{44}** | To the 2025-1 Exchange Noteholder, the Exchange Note Principal Payment Amount | **{44}** | 43312127 |  |
| **{45}** | To the 2025-1 Exchange Noteholder, any funds available to pay obligations pursuant to Indenture Section 8.3 (a)(i) through (xiv) | **{45}** | 0 |  |
| **{46}** | To the 2025-1 Exchange Noteholder, all remaining funds to be applied as Excess Exchange Note Payments | **{46}** | 8397643 |  |
| **{47}** | Total Distributions: |  | **{47}** | $59635970 |

---

**NOTEHOLDERS' MONTHLY PRINCIPAL PAYMENT AND INTEREST CALCULATIONS**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Noteholders' Principal Distributable calculation:** | **Noteholders' Principal Distributable calculation:** | **Noteholders' Principal Distributable calculation:** | | | |
| **{48}** | Beginning Agg. Securitization Value | **{48}** | $1664295063 |  |  |  |
| **{49}** | Ending Agg. Securitization Value | **{49}** | 1620982936 |  |  |  |
| **{50}** | Principal Distributable Amount {48} - {49} |  | **{50}** | 43312127 |  |  |
| **{51}** | Noteholders' Principal Carryover Amount |  | **{51}** | 0 |  |  |
| **{52}** | Principal Distributable Amount + Noteholders' Principal Carryover Amount |  |  | **{52}** | 43312127 |  |
| **{53}** | Amount required to reduce Outstanding Amount after giving effect to distributions made pursuant to Indenture Section 8.3 (a) (i) through (x) to the Required Pro Forma Note Balance |  |  | **{53}** | 43312127 |  |
| **{54}** | Noteholders' Principal Distributable Amount Lesser of {52} and {53} |  |  |  | **{54}** | $43312127 |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **Noteholders' Interest Distributable calculation:** | **Noteholders' Interest Distributable calculation:** | **Noteholders' Interest Distributable calculation:** | | | | |
|  | **Class** | **Beg Note <br> Balance** | **Interest <br> Carryover** |<br>**Interest <br> Rate** | <br>**Days** | <br>**Days Basis** |<br>**Interest** |
| **{55}** | Class A-1 | $0 | $&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | 4.40800% | 31 | Actual/360 | $0 |
| **{56}** | Class A-2A | $228225366 | 0 | 4.54% | 30 | 30/360 | 863453 |
| **{57}** | Class A-2B | $311154410 | 0 | 4.59379% | 31 | Actual/360 | 1230854 |
| **{58}** | Class A-3 | $632710000 | 0 | 4.66% | 30 | 30/360 | 2457024 |
| **{59}** | Class A-4 | $108070000 | 0 | 4.70% | 30 | 30/360 | 423275 |
| **{60}** | Class B | $87500000 | 0 | 4.89% | 30 | 30/360 | 356563 |
| **{61}** | Class C | $80500000 | 0 | 4.99% | 30 | 30/360 | 334746 |

---

**RECONCILIATION OF INDENTURE COLLECTION ACCOUNT**

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Available Funds:** |  | | |
| **{62}** | 2025-1 Exchange Note Collections | **{62}** | $58249057 |  |
| **{63}** | Investment Earnings | **{63}** | 0 |  |
| **{64}** | Investment Earnings - transferred from Exchange Note Collection Account | **{64}** | 184653 |  |
| **{65}** | Investment Earnings - and amounts released from Reserve Account pursuant to Section 2.14(b)(ii) of Servicing Supplement | **{65}** | 16985 |  |
| **{66}** | Optional Purchase Price | **{66}** | 0 |  |
| **{67}** | Indenture Section 5.4 disposition of Collateral | **{67}** | 0 |  |
| **{68}** | Available Funds: |  | **{68}** | 58450695 |
| **{69}** | Reserve Account Withdrawal Amount | **{69}** | 0 |  |
| **{70}** | Total Distributable Funds: |  | **{70}** | 58450695 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Distributions:** |  | | |
| **{71}** | To the Successor Servicer, unpaid transition expenses, pro rata | **{71}** | 0 |  |
| **{72}** | To the Indenture Trustee, any accrued and unpaid fees & expenses, pro rata | **{72}** | 417 |  |
| **{73}** | To the Issuer Owner Trustee, any accrued and unpaid fees & expenses, pro rata | **{73}** | 250 |  |
| **{74}** | To the Asset Representations Reviewer, any accrued and unpaid fees & expenses, pro rata | **{74}** | 0 |  |
| **{75}** | Class A-1 Noteholders' Interest Distributable Amount pari passu | **{75}** | 0 |  |
| **{76}** | Class A-2A Noteholders' Interest Distributable Amount pari passu | **{76}** | 863453 |  |
| **{77}** | Class A-2B Noteholders' Interest Distributable Amount pari passu | **{77}** | 1230854 |  |
| **{78}** | Class A-3 Noteholders' Interest Distributable Amount pari passu | **{78}** | 2457024 |  |
| **{79}** | Class A-4 Noteholders' Interest Distributable Amount pari passu | **{79}** | 423275 |  |
| **{80}** | Class A Noteholders' Principal Parity Amount or Matured Principal Shortfall | **{80}** | 0 |  |
| **{81}** | Class B Noteholders' Interest Distributable Amount | **{81}** | 356563 |  |
| **{82}** | Class B Noteholders' Principal Parity Amount or Matured Principal Shortfall | **{82}** | 0 |  |
| **{83}** | Class C Noteholders' Interest Distributable Amount | **{83}** | 334746 |  |
| **{84}** | Class C Noteholders' Principal Parity Amount or Matured Principal Shortfall | **{84}** | 0 |  |
| **{85}** | Noteholders' Principal Distributable Amount | **{85}** | 43312127 |  |
| **{86}** | To the Reserve Account, the Reserve Account Required Amount | **{86}** | 0 |  |
| **{87}** | To the Noteholders, the Accelerated Principal Amount (as calculated below) | **{87}** | 0 |  |
| **{88}** | To the Successor Servicer, any amounts in excess of the caps set forth, pro rata | **{88}** | 0 |  |
| **{89}** | To the Indenture Trustee, any amounts in excess of the caps set forth, pro rata | **{89}** | 0 |  |
| **{90}** | To the Asset Representations Reviewer, any amounts in excess of the caps set forth, pro rata | **{90}** | 0 |  |
| **{91}** | To the Issuer Owner Trustee, any amounts in excess of the caps set forth, pro rata | **{91}** | 0 |  |
| **{92}** | To the Issuer Trust Certificateholders, the aggregate amount remaining | **{92}** | 9471986 |  |
| **{93}** | Total Distributions: |  | **{93}** | $58450695 |

---

**PRINCIPAL PARITY AMOUNT CALCULATION**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Class** | **(X) <br> Cumulative <br> Note Balance** | **(Y) <br> Aggregate <br> Securitization <br> Value** | **(I) <br> Excess of <br> (X) - (Y)** | **(II) <br> Total <br> Available <br> Funds in <br> Indenture <br> Collection <br> Account** | **Lesser of <br> (I) or (II)** |
| **{94}** | Class A | $1280159776 | $1620982936 | $&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | $53475422 | $&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 |
| **{95}** | Class B | 1367659776 | 1620982936 | 0 | 53118859 | 0 |
| **{96}** | Class C | 1448159776 | 1620982936 | 0 | 52784113 | 0 |

---

**ACCELERATED PRINCIPAL AMOUNT CALCULATION**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **{97}** | Excess Total Available Funds |  |  | **{97}** | $9471986 |  |
| **{98}** | Beginning Note Balance | **{98}** | 1448159776 |  |  |  |
| **{99}** | Principal payments through Indenture Section 8.3 (a) (i) through (xii) | **{99}** | 43312127 |  |  |  |
| **{100}** | Pro-Forma Note Balance |  | **{100}** | 1404847649 |  |  |
| **{101}** | Ending Aggregate Securitization Value | **{101}** | 1620982936 |  |  |  |
| **{102}** | 11.0% of Aggregate Securitization Value as of Cutoff until Class A-2 is paid in full, 10.5% Thereafter ($216135287) | **{102}** | 216135287 |  |  |  |
| **{103}** | Required Pro Forma Note Balance {101} - {102} |  | **{103}** | 1404847649 |  |  |
| **{104}** | Excess of Pro Forma Balance minus Required Pro Forma Balance {100} - {103} |  |  | **{104}** | 0 |  |
| **{105}** | Lesser of Excess Total Available Funds and Excess of Pro Forma Note Balance |  |  |  | **{105}** | $0 |

---

**OVERCOLLATERALIZATION CALCULATIONS**

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Exchange Note:** |  | | |
| **{106}** | Ending Aggregate Securitization Value | **{106}** | $1620982936 |  |
| **{107}** | End of Period Note Balance | **{107}** | 1526116691 |  |
| **{108}** | Overcollateralization | **{108}** | 94866245 |  |
| **{109}** | Overcollateralization % |  | **{109}** | 5.85% |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Asset Backed Notes:** |  | | |
| **{110}** | Ending Aggregate Securitization Value | **{110}** | 1620982936 |  |
| **{111}** | End of Period Note Balance | **{111}** | 1404847649 |  |
| **{112}** | Overcollateralization | **{112}** | 216135287 |  |
| **{113}** | Overcollateralization % |  | **{113}** | 13.33% |

---

**RECONCILIATION OF 2025-1 CASH RESERVE ACCOUNT**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **{114}** | **Specified Reserve Balance** |  | **{114}** | $**4912166** |
| **{115}** | Beginning of Period Reserve Account balance |  | **{115}** | $4912166 |
| **{116}** | Investment Earnings | **{116}** | 16985 |  |
| **{117}** | From the Indenture Collection Account, the Reserve Account Required Amount | **{117}** | 0 |  |
| **{118}** | To the Indenture Collection Account, the Reserve Account Withdrawal Amount | **{118}** | 0 |  |
| **{119}** | Total Reserve balance available: |  | **{119}** | 4929151 |
| **{120}** | Specified Reserve Balance |  | **{120}** | 4912166 |
| **{121}** | Release Excess Cash to Indenture Collection Available Funds |  | **{121}** | 16985 |
| **{122}** | End of period Reserve Account balance |  | **{122}** | $4912166 |

---

**ASSET REPRESENTATIONS REVIEW DELINQUENCY TRIGGER**

---

| | | | | |
|:---|:---|:---|:---|:---|
|  |  |  | **Dollars** | **Percentage** |
| **{123}** | Receivables with Scheduled Payment delinquent 61 days or more | **{123}** | $2356051 | 0.15% |
| **{124}** | Compliance (Trigger Violation is a Delinquency Rate Greater Than 1.40%) | **{124}** |  | Yes |

---

---

| | |
|:---|:---|
| By: | /s/ Ellen Billings |
| Name: | Ellen Billings |
| Title: | Senior Vice President, Controller – North America |
| Date: | November 17, 2025 |

---

**GM Financial**

**GMALT 2025-1**

**Supplemental Monthly Data**

**October 31, 2025**

---

| | | |
|:---|:---|:---|
|  | Aggregate <br> Securitization <br> Value | Residual <br> Value |
| &nbsp;&nbsp;&nbsp;Beginning of Period | $1664295063 | $1376816617 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Change | (43312127) | (23511966) |
| &nbsp;&nbsp;&nbsp;End of Period | $1620982936 | $1353304651 |
| Residual Value as % of Agg. Securitization Value |  | 83.49% |

---

**<u>Delinquency</u>**

---

| | | | |
|:---|:---|:---|:---|
| Leases with scheduled payment delinquent | Number of <br> Leases | Agg. <br> Securitization <br> Value | Percentage<sup>(1)</sup> |
| &nbsp;&nbsp;&nbsp;0 - 30 days | 54103 | 1612359784 | 99.47% |
| &nbsp;&nbsp;&nbsp;31 - 60 days | 190 | 6267101 | 0.39% |
| &nbsp;&nbsp;&nbsp;61 - 90 days | 49 | 1834476 | 0.11% |
| &nbsp;&nbsp;&nbsp;91 - 120 days | 15 | 521575 | 0.03% |
| &nbsp;&nbsp;&nbsp;Total | 54357 | 1620982936 | 100.00% |

---

**<u>Lease Terminations</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | Current Period | Current Period | Cumulative | Cumulative |
|  | Number of <br> Leases | Agg.<br> Securitization <br> Value | Number of <br> Leases | Agg. <br> Securitization <br> Value |
| Retained vehicles by lessee |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Early terminations | 533 | 16076987 | 3897 | 126164286 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Standard terminations | 77 | 1785264 | 359 | 7999765 |
| &nbsp;&nbsp;&nbsp;Total retained by lessee | 610 | 17862251 | 4256 | 134164051 |
| Returned Vehicles |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Early terminations | 165 | 4664133 | 588 | 15426845 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Standard terminations | 71 | 1682476 | 252 | 6004703 |
| &nbsp;&nbsp;&nbsp;Total returned to dealer | 236 | 6346609 | 840 | 21431548 |
| Charged off leases / Repossessed vehicles | 85 | 2638075 | 770 | 24314857 |
| Repurchases | 0 | 0 | 0 | 0 |
| Other | 0 | 0 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;Total terminations | 931 | 26846935 | 5866 | 179910456 |

---

**<u>Lease Extensions/Deferments</u>**

---

| | | | |
|:---|:---|:---|:---|
|  | Current Period | Current Period | Current Period |
|  | Number of <br> Leases | Agg. <br> Securitization <br> Value | Percentage |
| Term Extensions | 17 | 274912 | 0.02% |
| Deferments | 25 | 986948 | 0.06% |

---

**<u>Net Credit (Gain) Loss</u>**

---

| | | |
|:---|:---|:---|
|  | Current <br> Period | Cumulative |
| Agg. Securitized Value of early term defaults | 2638075 | 24314857 |
| &nbsp;&nbsp;&nbsp;less: Sales proceeds | 3106587 | 22762823 |
| &nbsp;&nbsp;&nbsp;less: Excess wear and excess mileage received | 1154 | 2668 |
| &nbsp;&nbsp;&nbsp;less: Other amounts received | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net Credit (Gain) Loss | (469666) | 1549366 |

---

**<u>Residual (Gain) Loss on Returned Vehicles</u>**

---

| | | |
|:---|:---|:---|
| Agg. Securitized Value of returned vehicles sold by Servicer | 6281637 | 21285627 |
| &nbsp;&nbsp;&nbsp;add: Reimbursement of outstanding residual advance | N/A | N/A |
| &nbsp;&nbsp;&nbsp;less: Sales proceeds | 6656578 | 23901404 |
| &nbsp;&nbsp;&nbsp;less: Excess wear and excess mileage received | 11625 | 64967 |
| &nbsp;&nbsp;&nbsp;less: Other recovery amounts | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Residual (Gain) Loss | (386566) | (2680744) |

---

---

| | | |
|:---|:---|:---|
|  | Current <br> Period | Prev. Month |
| **<u>Prepay Speed</u>** | 0.9732% | 0.8349% |
| <u>**<u>Return Rate based on Scheduled to Terminate<sup>(2)</sup></u>**</u> | 97.9253% | 59.9119% |
| <u>**<u>Return Rate based on Terminated Leases<sup>(3)</sup></u>**</u> | 25.3491% | 17.3248% |

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(1) Percentages may not add to 100% due to rounding.

(2) Percentage of total number of vehicles returned to dealer over number of vehicles scheduled to terminate per month.

(3) Percentage of total number of vehicles returned to dealer over number of vehicles terminated per month.