# EDGAR Filing Document

**Accession Number:** 0000837010
**File Stem:** 0000917677-26-000231
**Filing Date:** 2026-5
**Character Count:** 2820
**Document Hash:** 31d4341c4def62d8fc8a94b34794f0a3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000917677-26-000231.hdr.sgml**: 20260505

**ACCESSION NUMBER**: 0000917677-26-000231

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260505

**EFFECTIVENESS DATE**: 20260505

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VOYA RETIREMENT INSURANCE & ANNUITY Co
- **CENTRAL INDEX KEY:** 0000837010
- **STANDARD INDUSTRIAL CLASSIFICATION:** LIFE INSURANCE [6311]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 710294708
- **STATE OF INCORPORATION:** CT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-278457
- **FILM NUMBER:** 26939600

**BUSINESS ADDRESS:**
- **STREET 1:** ONE ORANGE WAY
- **CITY:** WINDSOR
- **STATE:** CT
- **ZIP:** 06095-4774
- **BUSINESS PHONE:** 860-580-4646

**MAIL ADDRESS:**
- **STREET 1:** ONE ORANGE WAY
- **CITY:** WINDSOR
- **STATE:** CT
- **ZIP:** 06095-4774

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** ING LIFE INSURANCE & ANNUITY CO
- **DATE OF NAME CHANGE:** 20020319

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AETNA LIFE INSURANCE & ANNUITY CO /CT
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### VOYA RETIREMENT INSURANCE & ANNUITY Co (Series ID: S000101509)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000271767 | Voya Multi-Rate Annuity |  |

---

| | | |
|:---|:---|:---|
|  | <br> 1475 Dunwoody Drive<br> West Chester, PA 19380<br> 763.342.9164 | <br> Ian Macleod<br> ian.macleod@resolutionlife.us<br> www.resolutionlife.com |
| **Private & Confidential**<br>| <br> 1475 Dunwoody Drive<br> West Chester, PA 19380<br> 763.342.9164 | <br> Ian Macleod<br> ian.macleod@resolutionlife.us<br> www.resolutionlife.com |

---

![](image0.jpg)

#### VIA EDGAR
Securities and Exchange Commission

100 F Street NE

Washington, DC 20549

**RE: Voya Retirement Insurance and Annuity Company**

#### Post-Effective Amendment No. 2 to Form N-4

#### (File No. 333-278457) Voya Multi-Rate Annuity
Commissioners:

On behalf of Voya Retirement Insurance and Annuity Company (the "Company"), we are transmitting a certification pursuant to paragraph (j) of Rule 497 under the Securities Act of 1933. In this regard, we certify that the form of Prospectus and Statement of Additional Information for the variable annuity contract offered by the Company that would have been filed under paragraph (c) of Rule 497 would not have differed from that contained in the above-referenced post-effective amendment (the "Amendment") to the registration statement on Form N-4. That Amendment was filed electronically with the Commission on April 29, 2026.

Sincerely,

/s/ Ian Macleod

Ian Macleod

Attorney-in-Fact

Security Life of Denver Insurance Company

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