# EDGAR Filing Document

**Accession Number:** 0000354046
**File Stem:** 0000035402-26-003377
**Filing Date:** 2026-5
**Character Count:** 7556
**Document Hash:** 0f8a3626a8aa81ef322d15e608d5fb88
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000035402-26-003377.hdr.sgml**: 20260526

**ACCESSION NUMBER**: 0000035402-26-003377

**CONFORMED SUBMISSION TYPE**: NPORT-P

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260526

**DATE AS OF CHANGE**: 20260526

**PERIOD START**: 20260930

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIDELITY CHARLES STREET TRUST
- **CENTRAL INDEX KEY:** 0000354046

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** NPORT-P
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-03221
- **FILM NUMBER:** 261017502

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02210

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY U S GOVERNMENT RESERVES FUND
- **DATE OF NAME CHANGE:** 19880201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY FEDERAL RESERVES
- **DATE OF NAME CHANGE:** 19820215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIDELITY UNITED STATES TREASURY TRUST
- **DATE OF NAME CHANGE:** 19811020

## Series and Classes Contracts Data

### Fidelity Health Savings Index Fund (Series ID: S000067947)

| Class ID   | Class Name                         | Ticker Symbol   |
|:---|:---|:---|
| C000217847 | Fidelity Health Savings Index Fund | FHSNX           |

## Form NPORT-P: Monthly Portfolio Investments Report

### NPORT-P: Part A: General Information

**Item A.1. Information about the Registrant.**

- **a. Name of Registrant:** Fidelity Charles Street Trust

- **b. Investment Company Act file number:** 811-03221

- **c. CIK number of Registrant:** 0000354046

- **d. LEI of Registrant:** SG47DUH2I0FYWTB12921

- **e. Address and telephone number of Registrant.**

  - **Street Address 1:** 245 Summer Street

  - **City:** Boston

  - **State:** MA

  - **Foreign country:** US

  - **Zip / Postal Code:** 02210

  - **Telephone number:** 1-800-FIDELITY

**Item A.2. Information about the Series.**

- **a. Name of Series:** Fidelity Health Savings Index Fund

- **b. EDGAR series identifier (if any):** S000067947

- **c. LEI of Series:** 549300K1V6HRFSOSFG66

**Item A.3. Reporting period.**

- **a. Date of fiscal year-end:** 2026-09-30

- **b. Date as of which information is reported:** 2026-03-31

**Item A.4. Final filing**

Does the Fund anticipate that this will be its final filing on Form N-PORT? **No**

### Fund Information

**Total Assets:** $32753646.30

**Total Liabilities:** $4127.64

**Net Assets:** $32749518.66

**Cash Not Reported:** $8459.55

**Monthly Return Information**

| Class               | Month 1 Return (%)   | Month 2 Return (%)   | Month 3 Return (%)   |
|:---|:---|:---|:---|
| Class ID C000217847 | 1.92%                | 1.59%                | -3.17%               |

**Monthly Gains & Losses**

| Period   | Net Realized Gain/Loss   | Net Unrealized Appreciation/Depreciation   |
|:---|:---|:---|
| Month 1  | $11465.45                | $569969.67                                 |
| Month 2  | $22031.46                | $469497.15                                 |
| Month 3  | $-6375.52                | $-1103399.39                               |

### Schedule of Portfolio Investments

| Name                                                | Title                                        | Identifiers                                   | Payoff Profile   | Asset Category   | Issuer Category   | Country   |   Balance | Units   | Value (USD)   | % of Net Assets   | Maturity Date   | Coupon Type   | Annualized Rate (%)   | Restricted?   |   Fair Value Level | Lending Status   |
|:---|:---|:---|:---|:---|:---|:---|---:|:---|:---|:---|:---|:---|:---|:---|---:|:---|
| Fidelity Concord Street Trust                       | FIDELITY TOTAL MARKET INDEX FUNDFIDELITY ADV | CUSIP: 315911693<br>LEI: EEX0N4ID1C226M44VF22 | Long             | EC               | RF                | US        |     30910 | NS      | $5545220.99   | 16.93%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Concord Street Trust                       | Fidelity International Index Fund            | CUSIP: 315911727<br>LEI: EEX0N4ID1C226M44VF22 | Long             | EC               | RF                | US        |     58197 | NS      | $3572117.44   | 10.91%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                         | Fidelity Emerging Markets Index Fund         | CUSIP: 316146331<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    156420 | NS      | $2213342.77   | 6.76%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                         | FIDELITY US BOND INDEX FUNDFIDELITY ADV      | CUSIP: 316146356<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    707769 | NS      | $7410345.20   | 22.63%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Oxford Street Trust II                     | Fidelity Commodity Strategy Central Fund     | CUSIP: 316167303<br>LEI: 549300OEP6Z1TBUGHH59 | Long             | EC               | RF                | US        |     12400 | NS      | $1397980.06   | 4.27%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Revere Street Trust                        | Fidelity Cash Central Fund                   | CUSIP: 31635A105<br>LEI: 549300BDV45LJNXBZC55 | Long             | STIV             | RF                | US        |   2192639 | NS      | $2193077.10   | 6.70%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                         | Fidelity Inflation-Protected Bond Index Fund | CUSIP: 31635T104<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    142733 | NS      | $1306002.76   | 3.99%             |  |  |  | No            |                  1 | On Loan: No      |
| Old Name : iShares Ultra Short-Term Bond Active ETF | ISHARES IBOXX HIGH YLD CORP ETF              | CUSIP: 464288513<br>LEI: 549300G3FWQPUM47D181 | Long             | EC               | RF                | US        |      9305 | NS      | $740305.80    | 2.26%             |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                         | FIDELITY SHORT-TERM BOND INDEX FUND          | CUSIP: 31635V273<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    333467 | NS      | $3354681.11   | 10.24%            |  |  |  | No            |                  1 | On Loan: No      |
| Fidelity Salem Street Trust                         | FIDELITY INTERNATIONAL BOND INDEX FUND       | CUSIP: 31635T732<br>LEI: S4W85DGKOEJ24DPRB829 | Long             | EC               | RF                | US        |    543465 | NS      | $4972702.61   | 15.18%            |  |  |  | No            |                  1 | On Loan: No      |

### Signature

**Date Signed:** 2026-04-30

**Name of Applicant:** Laura M. Del Prato

**Signature:** Laura M. Del Prato

**Name of Signer:** Laura M. Del Prato

**Title:** President and Treasurer