# EDGAR Filing Document

**Accession Number:** 0002094332
**File Stem:** 0002094332-26-000001
**Filing Date:** 2026-2
**Character Count:** 21401
**Document Hash:** 2977258544b290c235cda7b47ef75dbb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002094332-26-000001.hdr.sgml**: 20260205

**ACCESSION NUMBER**: 0002094332-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260205

**DATE AS OF CHANGE**: 20260204

**EFFECTIVENESS DATE**: 20260205

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Berman McAleer LLC
- **CENTRAL INDEX KEY:** 0002094332

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25813
- **FILM NUMBER:** 26599681

**BUSINESS ADDRESS:**
- **STREET 1:** 9690 DEERECO ROAD
- **STREET 2:** SUITE 800
- **CITY:** TIMONIUM
- **STATE:** MD
- **ZIP:** 21093
- **BUSINESS PHONE:** 4105609960

**MAIL ADDRESS:**
- **STREET 1:** 9690 DEERECO ROAD
- **STREET 2:** SUITE 800
- **CITY:** TIMONIUM
- **STATE:** MD
- **ZIP:** 21093

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Berman McAleer LLC<br>**Address:** 9690 DEERECO ROAD<br>SUITE 800<br>TIMONIUM, MD 21093

**Form 13F File Number:** 028-25813

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ashleigh Swayze<br>**Title:** Counsel<br>**Phone:** 6463953900

**Signature, Place, and Date of Signing:**

/s/Ashleigh Swayze  PRINCETON, NJ  02-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 162

**Form 13F Information Table Value Total:** $731854788

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 250876 | 1567 | SH |  | SOLE |  | 0 | 0 | 1567 |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 265865 | 2122 | SH |  | SOLE |  | 0 | 0 | 2122 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 466805 | 2043 | SH |  | SOLE |  | 0 | 0 | 2043 |
| ACUITY INC | COM | 00508Y102 | BBG001SBG656 | 532139 | 1478 | SH |  | SOLE |  | 0 | 0 | 1478 |
| AFLAC INC | COM | 001055102 | BBG001S5NGJ4 | 1558887 | 14137 | SH |  | SOLE |  | 0 | 0 | 14137 |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 | BBG001SCTQY4 | 343169 | 2522 | SH |  | SOLE |  | 0 | 0 | 2522 |
| ALLSTATE CORP | COM | 020002101 | BBG001S9BM06 | 347194 | 1668 | SH |  | SOLE |  | 0 | 0 | 1668 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 1943813 | 6210 | SH |  | SOLE |  | 0 | 0 | 6210 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 2254967 | 7186 | SH |  | SOLE |  | 0 | 0 | 7186 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 300120 | 5205 | SH |  | SOLE |  | 0 | 0 | 5205 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 5827282 | 25246 | SH |  | SOLE |  | 0 | 0 | 25246 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 | BBG00Q9MQ6T1 | 1983512 | 24095 | SH |  | SOLE |  | 0 | 0 | 24095 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 | BBG001S5NPQ6 | 746875 | 4254 | SH |  | SOLE |  | 0 | 0 | 4254 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 219952 | 672 | SH |  | SOLE |  | 0 | 0 | 672 |
| ANALOG DEVICES INC | COM | 032654105 | BBG001S5ND38 | 319745 | 1179 | SH |  | SOLE |  | 0 | 0 | 1179 |
| ANYWHERE REAL ESTATE INC | COM | 75605Y106 | BBG001SSDCC1 | 145721 | 10291 | SH |  | SOLE |  | 0 | 0 | 10291 |
| AON PLC | SHS CL A | G0403H108 | BBG00SSQFPR9 | 5862230 | 16613 | SH |  | SOLE |  | 0 | 0 | 16613 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 8930663 | 32850 | SH |  | SOLE |  | 0 | 0 | 32850 |
| ARMADA HOFFLER PPTYS INC | COM | 04208T108 | BBG004CYX1N9 | 6774908 | 1023400 | SH |  | SOLE |  | 0 | 0 | 1023400 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 | BBG001SB80N8 | 797217 | 8672 | SH |  | SOLE |  | 0 | 0 | 8672 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 334513 | 13467 | SH |  | SOLE |  | 0 | 0 | 13467 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 620521 | 11282 | SH |  | SOLE |  | 0 | 0 | 11282 |
| BENTLEY SYS INC | COM CL B | 08265T208 | BBG001SBWGV7 | 255706 | 6700 | SH |  | SOLE |  | 0 | 0 | 6700 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 2659521 | 5291 | SH |  | SOLE |  | 0 | 0 | 5291 |
| BLACKSTONE INC | COM | 09260D107 | BBG001S7H949 | 397681 | 2580 | SH |  | SOLE |  | 0 | 0 | 2580 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 516381 | 1492 | SH |  | SOLE |  | 0 | 0 | 1492 |
| CAPITAL ONE FINL CORP | COM | 14040H105 | BBG001S65PV8 | 619957 | 2558 | SH |  | SOLE |  | 0 | 0 | 2558 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 516975 | 3392 | SH |  | SOLE |  | 0 | 0 | 3392 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 851721 | 11057 | SH |  | SOLE |  | 0 | 0 | 11057 |
| CITIGROUP INC | COM NEW | 172967424 | BBG001S72ZG4 | 336131 | 2881 | SH |  | SOLE |  | 0 | 0 | 2881 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 1633475 | 23365 | SH |  | SOLE |  | 0 | 0 | 23365 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRPJ9 | 407674 | 1154 | SH |  | SOLE |  | 0 | 0 | 1154 |
| CUMMINS INC | COM | 231021106 | BBG001S5Q9M3 | 796302 | 1560 | SH |  | SOLE |  | 0 | 0 | 1560 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 | BBG00Y2PGDN6 | 68383871 | 1794381 | SH |  | SOLE |  | 0 | 0 | 1794381 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 | BBG01633DW64 | 630434 | 19139 | SH |  | SOLE |  | 0 | 0 | 19139 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 366603 | 9260 | SH |  | SOLE |  | 0 | 0 | 9260 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 664417 | 5840 | SH |  | SOLE |  | 0 | 0 | 5840 |
| DNP SELECT INCOME FD INC | COM | 23325P104 | BBG001S5QKC9 | 178032 | 17821 | SH |  | SOLE |  | 0 | 0 | 17821 |
| EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 | BBG01BBK3R95 | 204878 | 1780 | SH |  | SOLE |  | 0 | 0 | 1780 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 571730 | 532 | SH |  | SOLE |  | 0 | 0 | 532 |
| EMERSON ELEC CO | COM | 291011104 | BBG001S5QVT7 | 752921 | 5673 | SH |  | SOLE |  | 0 | 0 | 5673 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 832632 | 6919 | SH |  | SOLE |  | 0 | 0 | 6919 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 | BBG01K4JLZG0 | 263396 | 7201 | SH |  | SOLE |  | 0 | 0 | 7201 |
| FIDELITY COVINGTON TRUST | FIDELITY US MLTF | 316092378 | BBG00XCCSDS8 | 11057039 | 291358 | SH |  | SOLE |  | 0 | 0 | 291358 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 | BBG01KY66QQ1 | 7542501 | 98944 | SH |  | SOLE |  | 0 | 0 | 98944 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 893287 | 2900 | SH |  | SOLE |  | 0 | 0 | 2900 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W77 | 436585 | 668 | SH |  | SOLE |  | 0 | 0 | 668 |
| HECLA MNG CO | COM | 422704106 | BBG001S5RXF7 | 940713 | 49021 | SH |  | SOLE |  | 0 | 0 | 49021 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 2257296 | 6560 | SH |  | SOLE |  | 0 | 0 | 6560 |
| IMMUNEERING CORP | CLASS A COM | 45254E107 | BBG009QXJQV7 | 164500 | 25000 | SH |  | SOLE |  | 0 | 0 | 25000 |
| INCYTE CORP | COM | 45337C102 | BBG001S8Q6N2 | 208405 | 2110 | SH |  | SOLE |  | 0 | 0 | 2110 |
| INTEL CORP | COM | 458140100 | BBG001S5SF65 | 239223 | 6483 | SH |  | SOLE |  | 0 | 0 | 6483 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 1398048 | 4720 | SH |  | SOLE |  | 0 | 0 | 4720 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 267618 | 404 | SH |  | SOLE |  | 0 | 0 | 404 |
| INVESCO EXCH TRADED FD TR II | S SMLCP LOW | 46138G102 | BBG00449DVH6 | 212004 | 4572 | SH |  | SOLE |  | 0 | 0 | 4572 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 | BBG001V18CG8 | 26004415 | 364106 | SH |  | SOLE |  | 0 | 0 | 364106 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 | BBG001S6H5N8 | 73444004 | 1565303 | SH |  | SOLE |  | 0 | 0 | 1565303 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2NN7 | 13701430 | 71526 | SH |  | SOLE |  | 0 | 0 | 71526 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 352614 | 574 | SH |  | SOLE |  | 0 | 0 | 574 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 2279959 | 33918 | SH |  | SOLE |  | 0 | 0 | 33918 |
| ISHARES TR | CORE 80/20 AGGRE | 464289859 | BBG001T3YVL0 | 750244 | 8377 | SH |  | SOLE |  | 0 | 0 | 8377 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 15002968 | 167706 | SH |  | SOLE |  | 0 | 0 | 167706 |
| ISHARES TR | CORE MSCI INTL | 46435G326 | BBG00G9DM0M7 | 932024 | 11300 | SH |  | SOLE |  | 0 | 0 | 11300 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 954558 | 14463 | SH |  | SOLE |  | 0 | 0 | 14463 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 48824266 | 406259 | SH |  | SOLE |  | 0 | 0 | 406259 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 1878996 | 12637 | SH |  | SOLE |  | 0 | 0 | 12637 |
| ISHARES TR | CORE S US VLU | 464287663 | BBG001SFQL80 | 749362 | 7308 | SH |  | SOLE |  | 0 | 0 | 7308 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 3696621 | 5397 | SH |  | SOLE |  | 0 | 0 | 5397 |
| ISHARES TR | ESG OPTIMIZED | 464288802 | BBG001SN86J4 | 1301343 | 9339 | SH |  | SOLE |  | 0 | 0 | 9339 |
| ISHARES TR | MSCI ACWI EX US | 464288240 | BBG001S56R18 | 228913 | 3410 | SH |  | SOLE |  | 0 | 0 | 3410 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 1855108 | 19318 | SH |  | SOLE |  | 0 | 0 | 19318 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | BBG001SK77D5 | 788918 | 14420 | SH |  | SOLE |  | 0 | 0 | 14420 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2G81 | 2643730 | 28077 | SH |  | SOLE |  | 0 | 0 | 28077 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 2219851 | 5944 | SH |  | SOLE |  | 0 | 0 | 5944 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 6042265 | 12766 | SH |  | SOLE |  | 0 | 0 | 12766 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 14688206 | 69831 | SH |  | SOLE |  | 0 | 0 | 69831 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG001S561Z8 | 499694 | 3649 | SH |  | SOLE |  | 0 | 0 | 3649 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 1250473 | 10145 | SH |  | SOLE |  | 0 | 0 | 10145 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 971705 | 4582 | SH |  | SOLE |  | 0 | 0 | 4582 |
| ISHARES TR | S MC 400GR ETF | 464287606 | BBG001SFQL08 | 5255837 | 54251 | SH |  | SOLE |  | 0 | 0 | 54251 |
| ISHARES TR | S MC 400VL ETF | 464287705 | BBG001SFQJM9 | 1673693 | 12719 | SH |  | SOLE |  | 0 | 0 | 12719 |
| ISHARES TR | SELECT DIVID ETF | 464287168 | BBG001SDJVG2 | 229776 | 1628 | SH |  | SOLE |  | 0 | 0 | 1628 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG001SFB7Z7 | 354432 | 1775 | SH |  | SOLE |  | 0 | 0 | 1775 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE GROWTH | 46654Q609 | BBG018R2GN27 | 40993750 | 441743 | SH |  | SOLE |  | 0 | 0 | 441743 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 | BBG00XX898D2 | 804323 | 15902 | SH |  | SOLE |  | 0 | 0 | 15902 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 6363299 | 30748 | SH |  | SOLE |  | 0 | 0 | 30748 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 2028375 | 6295 | SH |  | SOLE |  | 0 | 0 | 6295 |
| KENVUE INC | COM | 49177J102 | BBG01C79X614 | 198375 | 11500 | SH |  | SOLE |  | 0 | 0 | 11500 |
| LEIDOS HOLDINGS INC | COM | 525327102 | BBG001SKW6M9 | 284463 | 1577 | SH |  | SOLE |  | 0 | 0 | 1577 |
| LIONSGATE STUDIOS CORP | COM | 53626N102 | BBG01TT3G7X8 | 290371 | 31804 | SH |  | SOLE |  | 0 | 0 | 31804 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 369359 | 647 | SH |  | SOLE |  | 0 | 0 | 647 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 | BBG001S79S19 | 614161 | 9017 | SH |  | SOLE |  | 0 | 0 | 9017 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 272622 | 892 | SH |  | SOLE |  | 0 | 0 | 892 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 332411 | 3158 | SH |  | SOLE |  | 0 | 0 | 3158 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 1126405 | 1706 | SH |  | SOLE |  | 0 | 0 | 1706 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 6800564 | 14062 | SH |  | SOLE |  | 0 | 0 | 14062 |
| MONDELEZ INTL INC | CL A | 609207105 | BBG001SHHZJ3 | 271842 | 5050 | SH |  | SOLE |  | 0 | 0 | 5050 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 | BBG001S5T9L1 | 2397283 | 6254 | SH |  | SOLE |  | 0 | 0 | 6254 |
| NETFLIX INC | COM | 64110L106 | BBG001SF6L46 | 210960 | 2250 | SH |  | SOLE |  | 0 | 0 | 2250 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 442102 | 5507 | SH |  | SOLE |  | 0 | 0 | 5507 |
| NIO INC | SPON ADS | 62914V106 | BBG00LPXZBW5 | 127500 | 25000 | SH |  | SOLE |  | 0 | 0 | 25000 |
| NORTHROP GRUMMAN CORP | COM | 666807102 | BBG001S5TP26 | 817961 | 1434 | SH |  | SOLE |  | 0 | 0 | 1434 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 | BBG001SF5LW6 | 217972 | 1581 | SH |  | SOLE |  | 0 | 0 | 1581 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 2000588 | 10727 | SH |  | SOLE |  | 0 | 0 | 10727 |
| OLIN CORP | COM PAR $1 | 680665205 | BBG001S5TWW8 | 379689 | 18228 | SH |  | SOLE |  | 0 | 0 | 18228 |
| ONEOK INC NEW | COM | 682680103 | BBG001S5TWK1 | 336630 | 4580 | SH |  | SOLE |  | 0 | 0 | 4580 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 578493 | 2968 | SH |  | SOLE |  | 0 | 0 | 2968 |
| PAYPAL HLDGS INC | COM | 70450Y103 | BBG0077VNXW5 | 216006 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 424287 | 2956 | SH |  | SOLE |  | 0 | 0 | 2956 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 252486 | 10140 | SH |  | SOLE |  | 0 | 0 | 10140 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 481200 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 | BBG001T618D9 | 1105646 | 11019 | SH |  | SOLE |  | 0 | 0 | 11019 |
| PRICE T ROWE GROUP INC | COM | 74144T108 | BBG001S5WW18 | 348604 | 3405 | SH |  | SOLE |  | 0 | 0 | 3405 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 905289 | 6317 | SH |  | SOLE |  | 0 | 0 | 6317 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 | BBG001S5V3C1 | 214642 | 2673 | SH |  | SOLE |  | 0 | 0 | 2673 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 200471 | 1172 | SH |  | SOLE |  | 0 | 0 | 1172 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 349377 | 1905 | SH |  | SOLE |  | 0 | 0 | 1905 |
| S GLOBAL INC | COM | 78409V104 | BBG001S5T5M8 | 215830 | 413 | SH |  | SOLE |  | 0 | 0 | 413 |
| SBA COMMUNICATIONS CORP NEW | CL A | 78410G104 | BBG001SCWNN9 | 742771 | 3840 | SH |  | SOLE |  | 0 | 0 | 3840 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 | BBG0051J0PJ9 | 27121420 | 996745 | SH |  | SOLE |  | 0 | 0 | 996745 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG001T5XQV6 | 323243 | 12012 | SH |  | SOLE |  | 0 | 0 | 12012 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 | BBG0113JGQG9 | 406200 | 1475 | SH |  | SOLE |  | 0 | 0 | 1475 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 | BBG001S7TCZ5 | 683749 | 4749 | SH |  | SOLE |  | 0 | 0 | 4749 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 239768 | 605 | SH |  | SOLE |  | 0 | 0 | 605 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 13746143 | 20158 | SH |  | SOLE |  | 0 | 0 | 20158 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG001S63NQ1 | 2238169 | 3710 | SH |  | SOLE |  | 0 | 0 | 3710 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A839 | BBG001SPTBM1 | 1357955 | 16042 | SH |  | SOLE |  | 0 | 0 | 16042 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A755 | BBG001SMH2W0 | 496914 | 4796 | SH |  | SOLE |  | 0 | 0 | 4796 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 | BBG004T58LZ5 | 932608 | 19902 | SH |  | SOLE |  | 0 | 0 | 19902 |
| STARBOARD INVT TR | ADAPTIVE ALPHA | 85521B742 | BBG010WX26H6 | 62428859 | 2185884 | SH |  | SOLE |  | 0 | 0 | 2185884 |
| T ROWE PRICE ETF INC | PRICE GRW STOCK | 87283Q305 | BBG00WGK9TH6 | 1190573 | 25875 | SH |  | SOLE |  | 0 | 0 | 25875 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 518977 | 1154 | SH |  | SOLE |  | 0 | 0 | 1154 |
| TJX COS INC NEW | COM | 872540109 | BBG001S5WQ93 | 210599 | 1371 | SH |  | SOLE |  | 0 | 0 | 1371 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 | BBG001S5SBV6 | 450304 | 1157 | SH |  | SOLE |  | 0 | 0 | 1157 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG001S5R103 | 245971 | 848 | SH |  | SOLE |  | 0 | 0 | 848 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 1009018 | 4362 | SH |  | SOLE |  | 0 | 0 | 4362 |
| UNITED RENTALS INC | COM | 911363109 | BBG001SBGZ25 | 553575 | 684 | SH |  | SOLE |  | 0 | 0 | 684 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 294128 | 891 | SH |  | SOLE |  | 0 | 0 | 891 |
| VALERO ENERGY CORP | COM | 91913Y100 | BBG001S5X8K9 | 275603 | 1693 | SH |  | SOLE |  | 0 | 0 | 1693 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 | BBG001TC6MR5 | 10459201 | 94261 | SH |  | SOLE |  | 0 | 0 | 94261 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 478103 | 980 | SH |  | SOLE |  | 0 | 0 | 980 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | BBG001SRN7S6 | 3861623 | 13834 | SH |  | SOLE |  | 0 | 0 | 13834 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | BBG001SRN7W1 | 53297796 | 300489 | SH |  | SOLE |  | 0 | 0 | 300489 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 794552 | 8979 | SH |  | SOLE |  | 0 | 0 | 8979 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 8665085 | 13817 | SH |  | SOLE |  | 0 | 0 | 13817 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | BBG001SHVTR2 | 361314 | 1706 | SH |  | SOLE |  | 0 | 0 | 1706 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 10875470 | 42161 | SH |  | SOLE |  | 0 | 0 | 42161 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 15133436 | 45138 | SH |  | SOLE |  | 0 | 0 | 45138 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG001SHVR78 | 39045734 | 204439 | SH |  | SOLE |  | 0 | 0 | 204439 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 657259 | 8935 | SH |  | SOLE |  | 0 | 0 | 8935 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | BBG001T2YZG9 | 909555 | 6448 | SH |  | SOLE |  | 0 | 0 | 6448 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 525380 | 10447 | SH |  | SOLE |  | 0 | 0 | 10447 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 | BBG001TCH518 | 902168 | 7410 | SH |  | SOLE |  | 0 | 0 | 7410 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 548351 | 2495 | SH |  | SOLE |  | 0 | 0 | 2495 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 15229347 | 201874 | SH |  | SOLE |  | 0 | 0 | 201874 |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 | BBG001SHVTQ3 | 203263 | 516 | SH |  | SOLE |  | 0 | 0 | 516 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 301512 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 509069 | 12499 | SH |  | SOLE |  | 0 | 0 | 12499 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 | BBG001S68LJ8 | 252522 | 557 | SH |  | SOLE |  | 0 | 0 | 557 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 2086374 | 5949 | SH |  | SOLE |  | 0 | 0 | 5949 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 1123458 | 10084 | SH |  | SOLE |  | 0 | 0 | 10084 |
| WHIRLPOOL CORP | COM | 963320106 | BBG001S5XFS5 | 334297 | 4634 | SH |  | SOLE |  | 0 | 0 | 4634 |

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