# EDGAR Filing Document

**Accession Number:** 0001286478
**File Stem:** 0001286478-25-000012
**Filing Date:** 2025-11
**Character Count:** 28030
**Document Hash:** d91c1445bb51342fb774b1c819f4af8c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001286478-25-000012.hdr.sgml**: 20251107

**ACCESSION NUMBER**: 0001286478-25-000012

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251107

**DATE AS OF CHANGE**: 20251107

**EFFECTIVENESS DATE**: 20251107

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** UNITED BANK
- **CENTRAL INDEX KEY:** 0001286478

**ORGANIZATION NAME:**
- **EIN:** 541071198
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-10870
- **FILM NUMBER:** 251461047

**BUSINESS ADDRESS:**
- **STREET 1:** 2071 CHAIN BRIDGE RD, ST 300
- **CITY:** VIENNA
- **STATE:** VA
- **ZIP:** 22182
- **BUSINESS PHONE:** 3044248751

**MAIL ADDRESS:**
- **STREET 1:** 2071 CHAIN BRIDGE RD, ST 300
- **CITY:** VIENNA
- **STATE:** VA
- **ZIP:** 22182

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** UNITED BANK /VA/
- **DATE OF NAME CHANGE:** 20040408

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** UNITED BANK<br>**Address:** 2071 CHAIN BRIDGE RD ST 300<br>VIENNA, VA 22182

**Form 13F File Number:** 028-10870

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** LINDSAY DIEHL GREEN<br>**Title:** DIRECTOR OF OPERATIONS<br>**Phone:** 304-424-8811

**Signature, Place, and Date of Signing:**

LINDSAY DIEHL GREEN  PARKERSBURG, WV  10-20-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 245

**Form 13F Information Table Value Total:** $839053465

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AFLAC INC | COMMON STOCK | 001055102 |  | 9081332 | 81301 | SH |  | SOLE |  | 81060 | 0 | 241 |
| AFLAC INC | COMMON STOCK | 001055102 |  | 21446 | 192 | SH |  | DFND |  | 192 | 0 | 0 |
| AFLAC INC | COMMON STOCK | 001055102 |  | 165874 | 1485 | SH |  | OTR |  | 784 | 0 | 701 |
| AT INC | COMMON STOCK | 00206R102 |  | 941408 | 33336 | SH |  | SOLE |  | 33336 | 0 | 0 |
| AT INC | COMMON STOCK | 00206R102 |  | 282400 | 10000 | SH |  | DFND |  | 10000 | 0 | 0 |
| AT INC | COMMON STOCK | 00206R102 |  | 38350 | 1358 | SH |  | OTR |  | 1358 | 0 | 0 |
| ATYR PHARMA INC | COMMON STOCK | 002120202 |  | 8636 | 11970 | SH |  | OTR |  | 2130 | 0 | 9840 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 13954005 | 104181 | SH |  | SOLE |  | 103402 | 0 | 779 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 188990 | 1411 | SH |  | DFND |  | 1411 | 0 | 0 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 413875 | 3090 | SH |  | OTR |  | 3075 | 0 | 15 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 552918 | 2388 | SH |  | SOLE |  | 2388 | 0 | 0 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 949314 | 4100 | SH |  | DFND |  | 4100 | 0 | 0 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 219499 | 948 | SH |  | OTR |  | 948 | 0 | 0 |
| AIR PRODS  CHEMS INC | COMMON STOCK | 009158106 |  | 10868442 | 39852 | SH |  | SOLE |  | 39626 | 0 | 226 |
| AIR PRODS  CHEMS INC | COMMON STOCK | 009158106 |  | 81817 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| AIR PRODS  CHEMS INC | COMMON STOCK | 009158106 |  | 60545 | 222 | SH |  | OTR |  | 217 | 0 | 5 |
| ALLSTATE CORP | COMMON STOCK | 020002101 |  | 643950 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| ALPHABET INC | COMMON STOCK | 02079K107 |  | 669276 | 2748 | SH |  | SOLE |  | 2748 | 0 | 0 |
| ALPHABET INC | COMMON STOCK | 02079K107 |  | 730650 | 3000 | SH |  | OTR |  | 900 | 0 | 2100 |
| ALPHABET INC | COMMON STOCK | 02079K305 |  | 831160 | 3419 | SH |  | SOLE |  | 3419 | 0 | 0 |
| ALPHABET INC | COMMON STOCK | 02079K305 |  | 508079 | 2090 | SH |  | OTR |  | 2090 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 167330 | 2533 | SH |  | SOLE |  | 2533 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 356724 | 5400 | SH |  | DFND |  | 5400 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 33030 | 500 | SH |  | OTR |  | 500 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 1503394 | 6847 | SH |  | SOLE |  | 6847 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 718872 | 3274 | SH |  | OTR |  | 1714 | 0 | 1560 |
| AMERICAN ELECTRIC PWR INC | COMMON STOCK | 025537101 |  | 948601 | 8432 | SH |  | SOLE |  | 8432 | 0 | 0 |
| AMERICAN ELECTRIC PWR INC | COMMON STOCK | 025537101 |  | 450000 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| AMERICAN WATER WORKS INC | COMMON STOCK | 030420103 |  | 8486700 | 60972 | SH |  | SOLE |  | 60792 | 0 | 180 |
| AMERICAN WATER WORKS INC | COMMON STOCK | 030420103 |  | 47185 | 339 | SH |  | DFND |  | 339 | 0 | 0 |
| AMERICAN WATER WORKS INC | COMMON STOCK | 030420103 |  | 60965 | 438 | SH |  | OTR |  | 438 | 0 | 0 |
| AMGEN INC | COMMON STOCK | 031162100 |  | 11710736 | 41498 | SH |  | SOLE |  | 41250 | 0 | 248 |
| AMGEN INC | COMMON STOCK | 031162100 |  | 69139 | 245 | SH |  | DFND |  | 245 | 0 | 0 |
| AMGEN INC | COMMON STOCK | 031162100 |  | 321708 | 1140 | SH |  | OTR |  | 1099 | 0 | 41 |
| APPLE INC | COMMON STOCK | 037833100 |  | 29874974 | 117327 | SH |  | SOLE |  | 116812 | 0 | 515 |
| APPLE INC | COMMON STOCK | 037833100 |  | 604492 | 2374 | SH |  | DFND |  | 2374 | 0 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 2333941 | 9166 | SH |  | OTR |  | 9157 | 0 | 9 |
| APPLOVIN CORP-CLASS A | COMMON STOCK | 03831W108 |  | 1846649 | 2570 | SH |  | OTR |  | 790 | 0 | 1780 |
| AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 |  | 248008 | 845 | SH |  | SOLE |  | 845 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 |  | 17024 | 58 | SH |  | OTR |  | 58 | 0 | 0 |
| BANK OF AMERICA CORP | COMMON STOCK | 060505104 |  | 88219 | 1710 | SH |  | SOLE |  | 1710 | 0 | 0 |
| BANK OF AMERICA CORP | COMMON STOCK | 060505104 |  | 257950 | 5000 | SH |  | DFND |  | 5000 | 0 | 0 |
| BANK OF AMERICA CORP | COMMON STOCK | 060505104 |  | 77385 | 1500 | SH |  | OTR |  | 1500 | 0 | 0 |
| BERKSHIRE HATHAWAY INC | COMMON STOCK | 084670702 |  | 254386 | 506 | SH |  | SOLE |  | 506 | 0 | 0 |
| BLACKROCK INC | COMMON STOCK | 09290D101 |  | 13204640 | 11326 | SH |  | SOLE |  | 11310 | 0 | 16 |
| BLACKROCK INC | COMMON STOCK | 09290D101 |  | 40805 | 35 | SH |  | DFND |  | 35 | 0 | 0 |
| BLACKROCK INC | COMMON STOCK | 09290D101 |  | 82777 | 71 | SH |  | OTR |  | 69 | 0 | 2 |
| BOOKING HOLDINGS INC. | COMMON STOCK | 09857L108 |  | 350952 | 65 | SH |  | OTR |  | 20 | 0 | 45 |
| BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 |  | 593200 | 13153 | SH |  | SOLE |  | 13153 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 |  | 196862 | 4365 | SH |  | DFND |  | 4365 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | COMMON STOCK | 110122108 |  | 26158 | 580 | SH |  | OTR |  | 580 | 0 | 0 |
| CME GROUP INC | COMMON STOCK | 12572Q105 |  | 9486100 | 35109 | SH |  | SOLE |  | 35013 | 0 | 96 |
| CME GROUP INC | COMMON STOCK | 12572Q105 |  | 51877 | 192 | SH |  | DFND |  | 192 | 0 | 0 |
| CME GROUP INC | COMMON STOCK | 12572Q105 |  | 65927 | 244 | SH |  | OTR |  | 244 | 0 | 0 |
| CAPITAL ONE FINANCIAL | COMMON STOCK | 14040H105 |  | 216619 | 1019 | SH |  | SOLE |  | 1019 | 0 | 0 |
| CARDIFF ONCOLOGY INC | COMMON STOCK | 14147L108 |  | 46166 | 22411 | SH |  | OTR |  | 6649 | 0 | 15762 |
| CHEVRON CORPORATION | COMMON STOCK | 166764100 |  | 15003654 | 96617 | SH |  | SOLE |  | 96441 | 0 | 176 |
| CHEVRON CORPORATION | COMMON STOCK | 166764100 |  | 801296 | 5160 | SH |  | DFND |  | 5160 | 0 | 0 |
| CHEVRON CORPORATION | COMMON STOCK | 166764100 |  | 407945 | 2627 | SH |  | OTR |  | 2618 | 0 | 9 |
| CINCINNATI FINANCIAL CORP | COMMON STOCK | 172062101 |  | 221814 | 1403 | SH |  | SOLE |  | 1403 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 14781532 | 216041 | SH |  | SOLE |  | 214454 | 0 | 1587 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 234134 | 3422 | SH |  | DFND |  | 3422 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 597716 | 8736 | SH |  | OTR |  | 8599 | 0 | 137 |
| COCA-COLA CO/THE | COMMON STOCK | 191216100 |  | 3049725 | 45985 | SH |  | SOLE |  | 45985 | 0 | 0 |
| COCA-COLA CO/THE | COMMON STOCK | 191216100 |  | 54714 | 825 | SH |  | DFND |  | 825 | 0 | 0 |
| COCA-COLA CO/THE | COMMON STOCK | 191216100 |  | 269658 | 4066 | SH |  | OTR |  | 4066 | 0 | 0 |
| COMCAST CORP | COMMON STOCK | 20030N101 |  | 414084 | 13179 | SH |  | SOLE |  | 13179 | 0 | 0 |
| CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 |  | 160832 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 |  | 452340 | 4500 | SH |  | DFND |  | 4500 | 0 | 0 |
| CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 |  | 35182 | 350 | SH |  | OTR |  | 350 | 0 | 0 |
| CORNING INC | COMMON STOCK | 219350105 |  | 22145803 | 269972 | SH |  | SOLE |  | 267980 | 0 | 1992 |
| CORNING INC | COMMON STOCK | 219350105 |  | 121897 | 1486 | SH |  | DFND |  | 1486 | 0 | 0 |
| CORNING INC | COMMON STOCK | 219350105 |  | 650580 | 7931 | SH |  | OTR |  | 7888 | 0 | 43 |
| COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 |  | 304532 | 329 | SH |  | SOLE |  | 329 | 0 | 0 |
| COSTCO WHOLESALE CORP | COMMON STOCK | 22160K105 |  | 78679 | 85 | SH |  | OTR |  | 0 | 0 | 85 |
| CUMMINS INC | COMMON STOCK | 231021106 |  | 13731678 | 32511 | SH |  | SOLE |  | 32460 | 0 | 51 |
| CUMMINS INC | COMMON STOCK | 231021106 |  | 88275 | 209 | SH |  | DFND |  | 209 | 0 | 0 |
| CUMMINS INC | COMMON STOCK | 231021106 |  | 89120 | 211 | SH |  | OTR |  | 204 | 0 | 7 |
| DEERE  CO | COMMON STOCK | 244199105 |  | 61273 | 134 | SH |  | SOLE |  | 134 | 0 | 0 |
| DEERE  CO | COMMON STOCK | 244199105 |  | 212626 | 465 | SH |  | OTR |  | 465 | 0 | 0 |
| DOMINION ENERGY INC. | COMMON STOCK | 25746U109 |  | 142220 | 2325 | SH |  | SOLE |  | 2325 | 0 | 0 |
| DOMINION ENERGY INC. | COMMON STOCK | 25746U109 |  | 77686 | 1270 | SH |  | DFND |  | 1270 | 0 | 0 |
| DOMINION ENERGY INC. | COMMON STOCK | 25746U109 |  | 161367 | 2638 | SH |  | OTR |  | 2638 | 0 | 0 |
| DOVER CORP | COMMON STOCK | 260003108 |  | 11300897 | 67739 | SH |  | SOLE |  | 67149 | 0 | 590 |
| DOVER CORP | COMMON STOCK | 260003108 |  | 184514 | 1106 | SH |  | DFND |  | 1106 | 0 | 0 |
| DOVER CORP | COMMON STOCK | 260003108 |  | 62895 | 377 | SH |  | OTR |  | 367 | 0 | 10 |
| DUKE ENERGY | COMMON STOCK | 26441C204 |  | 66206 | 535 | SH |  | SOLE |  | 535 | 0 | 0 |
| DUKE ENERGY | COMMON STOCK | 26441C204 |  | 743738 | 6010 | SH |  | DFND |  | 6010 | 0 | 0 |
| EOG RESOURCES INC | COMMON STOCK | 26875P101 |  | 10474134 | 93419 | SH |  | SOLE |  | 93095 | 0 | 324 |
| EOG RESOURCES INC | COMMON STOCK | 26875P101 |  | 39466 | 352 | SH |  | DFND |  | 352 | 0 | 0 |
| EOG RESOURCES INC | COMMON STOCK | 26875P101 |  | 57069 | 509 | SH |  | OTR |  | 509 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 5938994 | 52674 | SH |  | SOLE |  | 52674 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 507375 | 4500 | SH |  | DFND |  | 4500 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 69004 | 612 | SH |  | OTR |  | 612 | 0 | 0 |
| META PLATFORMS INC. | COMMON STOCK | 30303M102 |  | 471473 | 642 | SH |  | SOLE |  | 642 | 0 | 0 |
| META PLATFORMS INC. | COMMON STOCK | 30303M102 |  | 891538 | 1214 | SH |  | OTR |  | 379 | 0 | 835 |
| GE VERNOVA INC | COMMON STOCK | 36828A101 |  | 364021 | 592 | SH |  | SOLE |  | 592 | 0 | 0 |
| GENELUX CORP. | COMMON STOCK | 36870H103 |  | 50694 | 12070 | SH |  | OTR |  | 3740 | 0 | 8330 |
| GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 |  | 13997368 | 41048 | SH |  | SOLE |  | 40754 | 0 | 294 |
| GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 |  | 74338 | 218 | SH |  | DFND |  | 218 | 0 | 0 |
| GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 |  | 140151 | 411 | SH |  | OTR |  | 404 | 0 | 7 |
| GE AEROSPACE | COMMON STOCK | 369604301 |  | 712643 | 2369 | SH |  | SOLE |  | 2369 | 0 | 0 |
| GILEAD SCIENCES INC | COMMON STOCK | 375558103 |  | 8613045 | 77595 | SH |  | SOLE |  | 77371 | 0 | 224 |
| GILEAD SCIENCES INC | COMMON STOCK | 375558103 |  | 19425 | 175 | SH |  | DFND |  | 175 | 0 | 0 |
| GILEAD SCIENCES INC | COMMON STOCK | 375558103 |  | 63048 | 568 | SH |  | OTR |  | 568 | 0 | 0 |
| HERSHEY CO | COMMON STOCK | 427866108 |  | 9520476 | 50898 | SH |  | SOLE |  | 50758 | 0 | 140 |
| HERSHEY CO | COMMON STOCK | 427866108 |  | 53684 | 287 | SH |  | DFND |  | 287 | 0 | 0 |
| HERSHEY CO | COMMON STOCK | 427866108 |  | 93150 | 498 | SH |  | OTR |  | 498 | 0 | 0 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 918566 | 2267 | SH |  | SOLE |  | 2267 | 0 | 0 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 350490 | 865 | SH |  | OTR |  | 465 | 0 | 400 |
| HONEYWELL INTERNATIONAL | COMMON STOCK | 438516106 |  | 9229876 | 43847 | SH |  | SOLE |  | 43731 | 0 | 116 |
| HONEYWELL INTERNATIONAL | COMMON STOCK | 438516106 |  | 20208 | 96 | SH |  | DFND |  | 96 | 0 | 0 |
| HONEYWELL INTERNATIONAL | COMMON STOCK | 438516106 |  | 467521 | 2221 | SH |  | OTR |  | 2221 | 0 | 0 |
| HUBBELL INC | COMMON STOCK | 443510607 |  | 7763652 | 18042 | SH |  | SOLE |  | 18042 | 0 | 0 |
| HUBBELL INC | COMMON STOCK | 443510607 |  | 115256815 | 267846 | SH |  | OTR |  | 267846 | 0 | 0 |
| ILLINOIS TOOL WORKS INC | COMMON STOCK | 452308109 |  | 8872621 | 34026 | SH |  | SOLE |  | 33931 | 0 | 95 |
| ILLINOIS TOOL WORKS INC | COMMON STOCK | 452308109 |  | 20079 | 77 | SH |  | DFND |  | 77 | 0 | 0 |
| ILLINOIS TOOL WORKS INC | COMMON STOCK | 452308109 |  | 66233 | 254 | SH |  | OTR |  | 254 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 40763 | 1215 | SH |  | SOLE |  | 1215 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 321175 | 9573 | SH |  | OTR |  | 3460 | 0 | 6113 |
| IRON MOUNTAIN INC | COMMON STOCK | 46284V101 |  | 16287262 | 159773 | SH |  | SOLE |  | 158568 | 0 | 1205 |
| IRON MOUNTAIN INC | COMMON STOCK | 46284V101 |  | 144857 | 1421 | SH |  | DFND |  | 1421 | 0 | 0 |
| IRON MOUNTAIN INC | COMMON STOCK | 46284V101 |  | 644873 | 6326 | SH |  | OTR |  | 6211 | 0 | 115 |
| ISHARES | COMMON STOCK | 464287168 |  | 289742 | 2039 | SH |  | SOLE |  | 2039 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287168 |  | 51156 | 360 | SH |  | OTR |  | 360 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287200 |  | 650560 | 972 | SH |  | SOLE |  | 972 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287200 |  | 16063 | 24 | SH |  | OTR |  | 24 | 0 | 0 |
| ISHARES | ETF-FIXED INCOM | 464287226 |  | 30897498 | 308204 | SH |  | SOLE |  | 307499 | 0 | 705 |
| ISHARES | COMMON STOCK | 464287309 |  | 14176029 | 117429 | SH |  | SOLE |  | 117429 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287465 |  | 1866746 | 19993 | SH |  | SOLE |  | 19993 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287465 |  | 36414 | 390 | SH |  | DFND |  | 390 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287499 |  | 341497 | 3537 | SH |  | SOLE |  | 3537 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287507 |  | 1241179 | 19019 | SH |  | SOLE |  | 19019 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287556 |  | 275458 | 1908 | SH |  | SOLE |  | 1908 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287606 |  | 2864906 | 29877 | SH |  | SOLE |  | 29877 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287614 |  | 1568705 | 3349 | SH |  | SOLE |  | 3349 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287622 |  | 237562 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287804 |  | 45501905 | 382916 | SH |  | SOLE |  | 382702 | 163 | 51 |
| ISHARES | COMMON STOCK | 464287804 |  | 300878 | 2532 | SH |  | DFND |  | 2532 | 0 | 0 |
| ISHARES | COMMON STOCK | 464287804 |  | 614232 | 5169 | SH |  | OTR |  | 4388 | 201 | 580 |
| ISHARES BROAD USD INVESTMENT | ETF-FIXED INCOM | 464288414 |  | 1107602 | 10401 | SH |  | SOLE |  | 10401 | 0 | 0 |
| ISHARES BROAD USD INVESTMENT | ETF-FIXED INCOM | 464288414 |  | 588996 | 5531 | SH |  | OTR |  | 5531 | 0 | 0 |
| ISHARES BROAD USD INVESTMENT | ETF-FIXED INCOM | 464288646 |  | 4273690 | 80590 | SH |  | SOLE |  | 78673 | 0 | 1917 |
| ISHARES BROAD USD INVESTMENT | ETF-FIXED INCOM | 464288646 |  | 245052 | 4621 | SH |  | DFND |  | 4621 | 0 | 0 |
| ISHARES BROAD USD INVESTMENT | ETF-FIXED INCOM | 464288646 |  | 43060 | 812 | SH |  | OTR |  | 812 | 0 | 0 |
| ISHARES BROAD USD INVESTMENT | ETF-FIXED INCOM | 464288679 |  | 6305772 | 57071 | SH |  | SOLE |  | 57071 | 0 | 0 |
| ISHARES BROAD USD INVESTMENT | ETF-FIXED INCOM | 464288687 |  | 389337 | 12313 | SH |  | DFND |  | 12313 | 0 | 0 |
| ISHARES | COMMON STOCK | 46429B697 |  | 570840 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| ISHARES | COMMON STOCK | 46432F842 |  | 656658 | 7521 | SH |  | SOLE |  | 7521 | 0 | 0 |
| ISHARES | COMMON STOCK | 46434G764 |  | 47821512 | 708362 | SH |  | SOLE |  | 707815 | 438 | 109 |
| ISHARES | COMMON STOCK | 46434G764 |  | 238513 | 3533 | SH |  | DFND |  | 3533 | 0 | 0 |
| ISHARES | COMMON STOCK | 46434G764 |  | 769951 | 11405 | SH |  | OTR |  | 11327 | 0 | 78 |
| ISHARES BITCOIN TRUST | COMMON STOCK | 46438F101 |  | 435045 | 6693 | SH |  | SOLE |  | 6693 | 0 | 0 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 25668746 | 81377 | SH |  | SOLE |  | 81377 | 0 | 0 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 2201386 | 6979 | SH |  | DFND |  | 6979 | 0 | 0 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 3529977 | 11191 | SH |  | OTR |  | 10886 | 0 | 305 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 13020763 | 70223 | SH |  | SOLE |  | 69666 | 0 | 557 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 595013 | 3209 | SH |  | DFND |  | 3209 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 116629 | 629 | SH |  | OTR |  | 620 | 0 | 9 |
| KLA CORPORATION | COMMON STOCK | 482480100 |  | 2460286 | 2281 | SH |  | SOLE |  | 2281 | 0 | 0 |
| KLA CORPORATION | COMMON STOCK | 482480100 |  | 2077383 | 1926 | SH |  | OTR |  | 1926 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COMMON STOCK | 502431109 |  | 442845 | 1450 | SH |  | SOLE |  | 1450 | 0 | 0 |
| LIBERTY MEDIA CORP | COMMON STOCK | 531229755 |  | 219346 | 2100 | SH |  | OTR |  | 650 | 0 | 1450 |
| ELI LILLY  CO | COMMON STOCK | 532457108 |  | 214403 | 281 | SH |  | SOLE |  | 281 | 0 | 0 |
| ELI LILLY  CO | COMMON STOCK | 532457108 |  | 381500 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| ELI LILLY  CO | COMMON STOCK | 532457108 |  | 759185 | 995 | SH |  | OTR |  | 470 | 0 | 525 |
| LOCKHEED MARTIN | COMMON STOCK | 539830109 |  | 9280312 | 18590 | SH |  | SOLE |  | 18535 | 0 | 55 |
| LOCKHEED MARTIN | COMMON STOCK | 539830109 |  | 21466 | 43 | SH |  | DFND |  | 43 | 0 | 0 |
| LOCKHEED MARTIN | COMMON STOCK | 539830109 |  | 95350 | 191 | SH |  | OTR |  | 191 | 0 | 0 |
| LOWE'S COS INC | COMMON STOCK | 548661107 |  | 258347 | 1028 | SH |  | SOLE |  | 1028 | 0 | 0 |
| MASTERCARD INC | COMMON STOCK | 57636Q104 |  | 15926 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| MASTERCARD INC | COMMON STOCK | 57636Q104 |  | 349820 | 615 | SH |  | OTR |  | 155 | 0 | 460 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 12636048 | 41581 | SH |  | SOLE |  | 41313 | 0 | 268 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 157718 | 519 | SH |  | DFND |  | 519 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 591673 | 1947 | SH |  | OTR |  | 1686 | 0 | 261 |
| MERCK  CO INC | COMMON STOCK | 58933Y105 |  | 504 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| MERCK  CO INC | COMMON STOCK | 58933Y105 |  | 318934 | 3800 | SH |  | DFND |  | 3800 | 0 | 0 |
| MERCK  CO INC | COMMON STOCK | 58933Y105 |  | 64542 | 769 | SH |  | OTR |  | 700 | 0 | 69 |
| MICROSOFT | COMMON STOCK | 594918104 |  | 33568869 | 64811 | SH |  | SOLE |  | 64524 | 0 | 287 |
| MICROSOFT | COMMON STOCK | 594918104 |  | 836489 | 1615 | SH |  | DFND |  | 1615 | 0 | 0 |
| MICROSOFT | COMMON STOCK | 594918104 |  | 3479587 | 6718 | SH |  | OTR |  | 5274 | 0 | 1444 |
| MICRON TECHNOLOGY INC | COMMON STOCK | 595112103 |  | 446744 | 2670 | SH |  | OTR |  | 830 | 0 | 1840 |
| MORGAN STANLEY GROUP INC | COMMON STOCK | 617446448 |  | 715320 | 4500 | SH |  | SOLE |  | 4500 | 0 | 0 |
| NETFLIX INC. | COMMON STOCK | 64110L106 |  | 563493 | 470 | SH |  | OTR |  | 150 | 0 | 320 |
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 |  | 466075 | 6174 | SH |  | SOLE |  | 6174 | 0 | 0 |
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 |  | 90588 | 1200 | SH |  | OTR |  | 1200 | 0 | 0 |
| NVIDIA CORP | COMMON STOCK | 67066G104 |  | 1526784 | 8183 | SH |  | SOLE |  | 8183 | 0 | 0 |
| NVIDIA CORP | COMMON STOCK | 67066G104 |  | 2397553 | 12850 | SH |  | OTR |  | 5000 | 0 | 7850 |
| ORACLE CORP | COMMON STOCK | 68389X105 |  | 200242 | 712 | SH |  | SOLE |  | 712 | 0 | 0 |
| PJT PARTNERS INC - A | COMMON STOCK | 69343T107 |  | 475427 | 2675 | SH |  | OTR |  | 800 | 0 | 1875 |
| PALO ALTO NETWORKS INC | COMMON STOCK | 697435105 |  | 291178 | 1430 | SH |  | OTR |  | 440 | 0 | 990 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 8695904 | 61919 | SH |  | SOLE |  | 61748 | 0 | 171 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 196476 | 1399 | SH |  | DFND |  | 1399 | 0 | 0 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 172740 | 1230 | SH |  | OTR |  | 970 | 0 | 260 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 760757 | 29857 | SH |  | SOLE |  | 29857 | 0 | 0 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 233218 | 9153 | SH |  | DFND |  | 9153 | 0 | 0 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 2548 | 100 | SH |  | OTR |  | 100 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 11958430 | 77829 | SH |  | SOLE |  | 76938 | 0 | 891 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 477237 | 3106 | SH |  | DFND |  | 3106 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 132601 | 863 | SH |  | OTR |  | 736 | 0 | 127 |
| QUEST DIAGNOSTICS INC | COMMON STOCK | 74834L100 |  | 728779 | 3824 | SH |  | SOLE |  | 3824 | 0 | 0 |
| QUEST DIAGNOSTICS INC | COMMON STOCK | 74834L100 |  | 6670 | 35 | SH |  | OTR |  | 35 | 0 | 0 |
| SPDR | COMMON STOCK | 78462F103 |  | 4488721 | 6738 | SH |  | SOLE |  | 6738 | 0 | 0 |
| SPDR | COMMON STOCK | 78467X109 |  | 901511 | 1944 | SH |  | SOLE |  | 1944 | 0 | 0 |
| SPDR | COMMON STOCK | 78467Y107 |  | 610931 | 1025 | SH |  | SOLE |  | 1025 | 0 | 0 |
| SPDR | COMMON STOCK | 81369Y803 |  | 200685 | 712 | SH |  | SOLE |  | 712 | 0 | 0 |
| SOUTHERN CO | COMMON STOCK | 842587107 |  | 597146 | 6301 | SH |  | SOLE |  | 6301 | 0 | 0 |
| SOUTHERN CO | COMMON STOCK | 842587107 |  | 521235 | 5500 | SH |  | DFND |  | 5500 | 0 | 0 |
| TESLA INC | COMMON STOCK | 88160R101 |  | 3539972 | 7960 | SH |  | SOLE |  | 7960 | 0 | 0 |
| TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 |  | 11468795 | 62422 | SH |  | SOLE |  | 62178 | 0 | 244 |
| TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 |  | 52179 | 284 | SH |  | DFND |  | 284 | 0 | 0 |
| TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 |  | 67614 | 368 | SH |  | OTR |  | 360 | 0 | 8 |
| 3M COMPANY | COMMON STOCK | 88579Y101 |  | 522336 | 3366 | SH |  | SOLE |  | 3366 | 0 | 0 |
| TREVI THERAPEUTICS INC | COMMON STOCK | 89532M101 |  | 285480 | 31200 | SH |  | OTR |  | 9000 | 0 | 22200 |
| TRUIST FINANCIAL CORP | COMMON STOCK | 89832Q109 |  | 1005840 | 22000 | SH |  | SOLE |  | 22000 | 0 | 0 |
| TRUIST FINANCIAL CORP | COMMON STOCK | 89832Q109 |  | 228600 | 5000 | SH |  | DFND |  | 5000 | 0 | 0 |
| UNITED BANKSHARES INC | COMMON STOCK | 909907107 |  | 25893773 | 695882 | SH |  | SOLE |  | 693882 | 0 | 2000 |
| UNITED BANKSHARES INC | COMMON STOCK | 909907107 |  | 474428 | 12750 | SH |  | DFND |  | 12750 | 0 | 0 |
| UNITED BANKSHARES INC | COMMON STOCK | 909907107 |  | 115351 | 3100 | SH |  | OTR |  | 3100 | 0 | 0 |
| VANGUARD | COMMON STOCK | 921909768 |  | 1469200 | 20000 | SH |  | SOLE |  | 20000 | 0 | 0 |
| VANGUARD | ETF-FIXED INCOM | 921937819 |  | 1737424 | 22249 | SH |  | SOLE |  | 22249 | 0 | 0 |
| VANGUARD | ETF-FIXED INCOM | 921937827 |  | 870693 | 11034 | SH |  | SOLE |  | 11034 | 0 | 0 |
| VANGUARD | COMMON STOCK | 922908553 |  | 7111015 | 77784 | SH |  | SOLE |  | 77784 | 0 | 0 |
| VANGUARD | COMMON STOCK | 922908595 |  | 1277088 | 4291 | SH |  | SOLE |  | 4291 | 0 | 0 |
| VANGUARD | COMMON STOCK | 922908611 |  | 208710 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| VANGUARD | COMMON STOCK | 922908629 |  | 8600414 | 29279 | SH |  | SOLE |  | 29279 | 0 | 0 |
| VANGUARD | COMMON STOCK | 922908637 |  | 377436 | 1226 | SH |  | SOLE |  | 1226 | 0 | 0 |
| VANGUARD | COMMON STOCK | 922908736 |  | 2193736 | 4574 | SH |  | SOLE |  | 4574 | 0 | 0 |
| VANGUARD | COMMON STOCK | 922908744 |  | 3067015 | 16446 | SH |  | SOLE |  | 16446 | 0 | 0 |
| VANGUARD | COMMON STOCK | 922908751 |  | 4655865 | 18310 | SH |  | SOLE |  | 18310 | 0 | 0 |
| VANGUARD | COMMON STOCK | 922908769 |  | 4922550 | 15000 | SH |  | SOLE |  | 15000 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 |  | 746445 | 16984 | SH |  | SOLE |  | 16984 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 |  | 470617 | 10708 | SH |  | DFND |  | 10708 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 |  | 39116 | 890 | SH |  | OTR |  | 890 | 0 | 0 |
| VISA INC | COMMON STOCK | 92826C839 |  | 977712 | 2864 | SH |  | SOLE |  | 2864 | 0 | 0 |
| VISA INC | COMMON STOCK | 92826C839 |  | 409656 | 1200 | SH |  | OTR |  | 300 | 0 | 900 |
| WALMART INC | COMMON STOCK | 931142103 |  | 820873 | 7965 | SH |  | SOLE |  | 7965 | 0 | 0 |
| WALMART INC | COMMON STOCK | 931142103 |  | 157063 | 1524 | SH |  | OTR |  | 1524 | 0 | 0 |
| WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 |  | 13191943 | 59738 | SH |  | SOLE |  | 59253 | 0 | 485 |
| WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 |  | 36437 | 165 | SH |  | DFND |  | 165 | 0 | 0 |
| WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 |  | 66028 | 299 | SH |  | OTR |  | 290 | 0 | 9 |
| WELLS FARGO  CO | COMMON STOCK | 949746101 |  | 335280 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| WORKIVA INC | COMMON STOCK | 98139A105 |  | 227166 | 2639 | SH |  | OTR |  | 835 | 0 | 1804 |
| ZOETIS INC | COMMON STOCK | 98978V103 |  | 234112 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| ASML HOLDINGS N.V. | FOREIGN STOCK | N07059210 |  | 280745 | 290 | SH |  | OTR |  | 100 | 0 | 190 |

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