# EDGAR Filing Document

**Accession Number:** 0002061801
**File Stem:** 0001415889-25-017324
**Filing Date:** 2025-6
**Character Count:** 16035
**Document Hash:** 50eeea7c86b0ed043b297672e327bc78
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001415889-25-017324.hdr.sgml**: 20250613

**ACCESSION NUMBER**: 0001415889-25-017324

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20250612

**FILED AS OF DATE**: 20250613

**DATE AS OF CHANGE**: 20250613

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** Britt Christopher R
- **CENTRAL INDEX KEY:** 0002061801

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-42693
- **FILM NUMBER:** 251048126

**MAIL ADDRESS:**
- **STREET 1:** C/O CHIME FINANCIAL, INC.
- **STREET 2:** 101 CALIFORNIA STREET, SUITE 500
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Chime Financial, Inc.
- **CENTRAL INDEX KEY:** 0001795586
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 460925388
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 101 CALIFORNIA STREET, SUITE 500
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111
- **BUSINESS PHONE:** 844-244-6363

**MAIL ADDRESS:**
- **STREET 1:** 101 CALIFORNIA STREET, SUITE 500
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94111

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>Britt Christopher R<br><sub>(Last) (First) (Middle)</sub><br>C/O CHIME FINANCIAL, INC.<br>101 CALIFORNIA STREET, SUITE 500<br><sub>(Street)</sub><br>SAN FRANCISCO, CA 94111<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2025-06-12 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[X] Director [ ] 10% Owner<br>[X] Officer (give title below) [ ] Other (specify below)<br>_CHIEF EXECUTIVE OFFICER_ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>Chime Financial, Inc. [ CHYM ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common Stock | 2025-06-12 |  | F |  | 8431<sup>(1)</sup> | D | $27 | 368236<sup>(2)(3)</sup> | D |  |
| Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 368236 | D | <sup>(4)</sup> | 0 | D |  |
| Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 14643564 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(5)</sup> |
| Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 500000 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(6)</sup> |
| Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 500000 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(7)</sup> |
| Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 466599 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(8)</sup> |
| Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 466599 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(9)</sup> |
| Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 333000 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(10)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 368236 | A | <sup>(4)</sup> | 368236<sup>(2)(11)</sup> | D |  |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 14643564 | A | <sup>(4)</sup> | 14643564 | I | See footnote<sup>(5)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 500000 | A | <sup>(4)</sup> | 500000 | I | See footnote<sup>(6)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 500000 | A | <sup>(4)</sup> | 500000 | I | See footnote<sup>(7)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 466599 | A | <sup>(4)</sup> | 466599 | I | See footnote<sup>(8)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 466599 | A | <sup>(4)</sup> | 466599 | I | See footnote<sup>(9)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 333000 | A | <sup>(4)</sup> | 333000 | I | See footnote<sup>(10)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 15110 | D | <sup>(4)</sup> | 353126<sup>(2)(12)</sup> | D |  |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 14643564 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(5)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 500000 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(6)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 500000 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(7)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 466599 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(8)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 466599 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(9)</sup> |
| Class A Common Stock | 2025-06-13 |  | J<sup>(4)</sup> |  | 333000 | D | <sup>(4)</sup> | 0 | I | See footnote<sup>(10)</sup> |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| Class B Common Stock | <sup>(13)</sup> | 2025-06-13 |  | J<sup>(14)</sup> |  | 15110 |  | <sup>(13)</sup> | <sup>(13)</sup> | Class A Common Stock | 15110 | <sup>(14)</sup> | 15110 | D |  |
| Class B Common Stock | <sup>(13)</sup> | 2025-06-13 |  | J<sup>(14)</sup> |  | 14643564 |  | <sup>(13)</sup> | <sup>(13)</sup> | Class A Common Stock | 14643564 | <sup>(14)</sup> | 14643564 | I | See footnote<sup>(5)</sup> |
| Class B Common Stock | <sup>(13)</sup> | 2025-06-13 |  | J<sup>(14)</sup> |  | 500000 |  | <sup>(13)</sup> | <sup>(13)</sup> | Class A Common Stock | 500000 | <sup>(14)</sup> | 500000 | I | See footnote<sup>(6)</sup> |
| Class B Common Stock | <sup>(13)</sup> | 2025-06-13 |  | J<sup>(14)</sup> |  | 500000 |  | <sup>(13)</sup> | <sup>(13)</sup> | Class A Common Stock | 500000 | <sup>(14)</sup> | 500000 | I | See footnote<sup>(7)</sup> |
| Class B Common Stock | <sup>(13)</sup> | 2025-06-13 |  | J<sup>(14)</sup> |  | 466599 |  | <sup>(13)</sup> | <sup>(13)</sup> | Class A Common Stock | 466599 | <sup>(14)</sup> | 466599 | I | See footnote<sup>(8)</sup> |
| Class B Common Stock | <sup>(13)</sup> | 2025-06-13 |  | J<sup>(14)</sup> |  | 466599 |  | <sup>(13)</sup> | <sup>(13)</sup> | Class A Common Stock | 466599 | <sup>(14)</sup> | 466599 | I | See footnote<sup>(9)</sup> |
| Class B Common Stock | <sup>(13)</sup> | 2025-06-13 |  | J<sup>(14)</sup> |  | 333000 |  | <sup>(13)</sup> | <sup>(13)</sup> | Class A Common Stock | 333000 | <sup>(14)</sup> | 333000 | I | See footnote<sup>(10)</sup> |
| Employee Stock Option (Right to Buy) | $7.67 | 2025-06-13 |  | J<sup>(15)</sup> |  |  | 2628665 | <sup>(16)</sup> | 2030-01-27 | Common Stock | 2628665 | <sup>(15)</sup> | 0 | D |  |
| Employee Stock Option (Right to Buy) | $7.67 | 2025-06-13 |  | J<sup>(15)</sup> |  | 2628665 |  | <sup>(16)</sup> | 2030-01-27 | Class A Common Stock | 2628665 | <sup>(15)</sup> | 2628665 | D |  |
| Employee Stock Option (Right to Buy) | $13.89 | 2025-06-13 |  | J<sup>(15)</sup> |  |  | 900000 | <sup>(17)</sup> | 2033-03-28 | Common Stock | 900000 | <sup>(15)</sup> | 0 | D |  |
| Employee Stock Option (Right to Buy) | $13.89 | 2025-06-13 |  | J<sup>(15)</sup> |  | 900000 |  | <sup>(17)</sup> | 2033-03-28 | Class A Common Stock | 900000 | <sup>(15)</sup> | 900000 | D |  |
| Employee Stock Option (Right to Buy) | $17.35 | 2025-06-13 |  | J<sup>(15)</sup> |  |  | 700000 | <sup>(18)</sup> | 2034-03-29 | Common Stock | 700000 | <sup>(15)</sup> | 0 | D |  |
| Employee Stock Option (Right to Buy) | $17.35 | 2025-06-13 |  | J<sup>(15)</sup> |  | 700000 |  | <sup>(18)</sup> | 2034-03-29 | Class A Common Stock | 700000 | <sup>(15)</sup> | 700000 | D |  |
| Employee Stock Option (Right to Buy | $17.35 | 2025-06-13 |  | J<sup>(15)</sup> |  |  | 200000 | <sup>(18)</sup> | 2034-03-29 | Common Stock | 200000 | <sup>(15)</sup> | 0 | D |  |
| Employee Stock Option (Right to Buy) | $17.35 | 2025-06-13 |  | J<sup>(15)</sup> |  | 200000 |  | <sup>(18)</sup> | 2034-03-29 | Class A Common Stock | 200000 | <sup>(15)</sup> | 200000 | D |  |
| Performance Stock Units | <sup>(19)(20)</sup> | 2025-06-13 |  | J<sup>(20)</sup> |  |  | 1000000 | <sup>(21)</sup> | <sup>(21)</sup> | Common Stock | 1000000 | <sup>(20)</sup> | 0 | D |  |
| Performance Stock Units | <sup>(20)(22)</sup> | 2025-06-13 |  | J<sup>(20)</sup> |  | 1000000 |  | <sup>(21)</sup> | <sup>(21)</sup> | Class A Common Stock | 1000000 | <sup>(20)</sup> | 1000000 | D |  |

---

### Footnotes:

(1) These shares have been withheld by the Issuer, in an exempt disposition to the Issuer under Rule 16b-3(e), to satisfy its income tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") pursuant to the Issuer's initial public offering of Class A Common Stock (the "IPO").

(2) Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and each share of Class A Common Stock issued following the vesting and settlement of an RSU may be exchanged at a 1:1 ratio for a share of Class B Common Stock at the election of the holder.

(3) Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

(4) Pursuant to a reclassification exempt under Rule 16b-7, each share of Common Stock was automatically reclassified into one share of Class A Common Stock immediately prior to the completion of the IPO.

(5) The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

(6) The shares are held by the Tiger Trust, for which William Gheen III serves as trustee.

(7) The shares are held by held by the Aloha Trust, for which William Gheen III serves as trustee.

(8) The shares are held by the Tiger GRAT, for which William Gheen III serves as trustee.

(9) The shares are held by the Aloha GRAT, for which William Gheen III serves as trustee.

(10) The shares are held by the Reporting Person's spouse.

(11) Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.

(12) These securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.

(13) Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

(14) Following the reclassification of Common Stock into Class A Common Stock, all shares of Class A Common Stock were exchanged at a 1:1 ratio for shares of Class B Common Stock in a transaction previously approved by the Issuer's board of directors.

(15) Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and upon exercise of the option, such shares of Class A Common Stock may be exchanged at a 1:1 ratio for shares of Class B Common Stock at the election of the holder.

(16) All of the shares subject to the option are fully vested and exercisable as of the date hereof.

(17) 1/48th of the shares subject to the option vested on April 29, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

(18) 1/48th of the shares subject to the option vested on March 15, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

(19) Each performance stock unit ("PSU") represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.

(20) Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and each share of Class A Common Stock issued following the vesting and settlement of a PSU may be exchanged at a 1:1 ratio for a share of Class B Common Stock at the election of the holder.

(21) The performance stock units vest based on the Issuer's stock price performance over a performance period beginning on the first trading day immediately following a 180 calendar day period that begins on (and includes) the first trading day after the IPO and ends on the eighth anniversary of the first trading day after the IPO, subject to the Reporting Person satisfying certain service-based conditions.

(22) Each PSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.

**Signature:** /s/ Theresa Bloom, by power of attorney  
**Date:** 2025-06-13

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**