# EDGAR Filing Document

**Accession Number:** 0002026738
**File Stem:** 0001193125-26-107821
**Filing Date:** 2026-3
**Character Count:** 13827
**Document Hash:** 14c298096346a2571605b77cebea6507
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-107821.hdr.sgml**: 20260316

**ACCESSION NUMBER**: 0001193125-26-107821

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 10

**CONFORMED PERIOD OF REPORT**: 20260312

**ITEM INFORMATION**: Entry into a Material Definitive Agreement

**ITEM INFORMATION**: Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260316

**DATE AS OF CHANGE**: 20260316

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FORTRESS CREDIT REALTY INCOME TRUST
- **CENTRAL INDEX KEY:** 0002026738
- **STANDARD INDUSTRIAL CLASSIFICATION:** REAL ESTATE INVESTMENT TRUSTS [6798]
- **ORGANIZATION NAME:** 05 Real Estate & Construction
- **EIN:** 993367363
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-56685
- **FILM NUMBER:** 26755700

**BUSINESS ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS, 46TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105
- **BUSINESS PHONE:** (212) 798-6100

**MAIL ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS, 46TH FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105

?xml version='1.0' encoding='ASCII'? 8-K

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549**

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## FORM 8-K

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**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934**

**Date of Report (Date of earliest event reported):** March 12, 2026<br>

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Fortress Credit Realty Income Trust

**(Exact name of Registrant as Specified in Its Charter)**

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| | | |
|:---|:---|:---|
| Maryland | 000-56685 | 99-3367363 |
| **(State or Other Jurisdiction<br>of Incorporation)** | **(Commission File Number)** | **(IRS Employer<br>Identification No.)** |
| 1345 Avenue of the Americas |  |  |
| New York**,** New York |  | 10105 |
| **(Address of Principal Executive Offices)** |  | **(Zip Code)** |

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**Registrant's Telephone Number, Including Area Code:** (212) 798-6100<br>

Not Applicable

**(Former Name or Former Address, if Changed Since Last Report)**

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

**Securities registered pursuant to Section 12(b) of the Act:**

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| | | |
|:---|:---|:---|
| **<br>Title of each class** | **Trading<br>Symbol(s)** | **<br>Name of each exchange on which registered** |
| N/A | N/A | N/A |

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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| | |
|:---|:---|
| **Item 1.01.** | **Entry into a Material Definitive Agreement** |

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*MS Repurchase Facility*

On March 12, 2026, a subsidiary of Fortress Credit Realty Income Trust (the "***Company***"), FCR MS Seller LLC, as seller (the "***MS Seller***"), Morgan Stanley Mortgage Capital Holdings LLC, as administrative agent ("***Administrative Agent***") for Morgan Stanley Bank, N.A. and such other financial institutions from time to time party thereto as buyers ("***MSBA***" and, together with such other financial institutions from time to time party hereto, the "***Buyers***") entered into an amendment (the "***Amended MS Seller Repurchase Agreement***") to Master Repurchase and Securities Contract Agreement, dated July 24, 2025 (together with the related transaction documents and the Amended MS Seller Repurchase Agreement, the "***MS Seller Repurchase Agreement***"). Pursuant to the Amended MS Seller Repurchase Agreement, the financing available in connection with the acquisition and/or origination by the Company of certain loans as more particularly described in the MS Seller Repurchase Agreement was increased from an aggregate of $250 million to $500 million.

The foregoing description is only a summary of the material provisions of the Amended MS Seller Repurchase Agreement and is qualified in its entirety by reference to the full text of the Amended MS Seller Repurchase Agreement, which is filed as Exhibit 10.1 to this Current Report on Form 8-K, and incorporated by reference herein.

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| | |
|:---|:---|
| **Item 2.03.** | **Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.** |

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The information set forth in Item 1.01 of this Current Report is incorporated by reference into this Item 2.03.

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| | |
|:---|:---|
| **Item 9.01.** | **Financial Statements and Exhibits** |

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(d) *Exhibits.*

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| | |
|:---|:---|
| **Exhibit No.** | **Description** |
| 10.1 | [<u>First Amendment to Master Repurchase and Securities Contract Agreement, dated March 12, 2026, by and between FCR MS Seller LLC, as seller, Morgan Stanley Mortgage Capital Holdings LLC, as administrative agent for Morgan Stanley Bank, N.A. and such other financial institutions from time to time party thereto as buyers</u>](ck0002026738-ex10_1.htm). |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document). |

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  |  | **Fortress Credit Realty Income Trust** |
| Dated: March 16, 2026 | By:  | /s/ Avraham Dreyfuss |
|  |  | Name: Avraham Dreyfuss<br>Title: Chief Financial Officer |

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## Exhibit 10.1

FIRST AMENDMENT TO <br>MASTER REPURCHASE AND SECURITIES CONTRACT AGREEMENT

THIS FIRST AMENDMENT TO MASTER REPURCHASE AND SECURITIES CONTRACT AGREEMENT (this "<u>Amendment</u>"), dated as of March 12, 2026, by and among MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC ("<u>Administrative Agent</u>"), MORGAN STANLEY BANK, N.A. ("<u>Buyer</u>"), FCR MS SELLER LLC ("<u>Seller</u>"), and FORTRESS CREDIT REALTY INCOME TRUST ("<u>Guarantor</u>") amends that certain Master Repurchase and Securities Contract Agreement dated as of July 24, 2025, by and among Administrative Agent, Buyer, and Seller (as the same may be further amended, restated, supplemented, and/or modified from time to time, the "<u>Repurchase Agreement</u>"), and the other Transaction Documents as provided herein.

<u>RECITALS</u>

WHEREAS, the parties hereto desire to make certain amendments to the Repurchase Agreement and the other Transaction Documents as provided herein;

NOW, THEREFORE, for good and valuable consideration, the parties hereto agree as follows:

<u>AGREEMENT</u>

&nbsp;&nbsp;&nbsp;&nbsp;1.<u>Amendment to Repurchase Agreement</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)The following definition in <u>Section 2</u> of the Repurchase Agreement is hereby amended and restated in its entirety as follows:

"<u>Facility Amount</u>" shall mean Five Hundred Million and No/100 Dollars ($500,000,000).

&nbsp;&nbsp;&nbsp;&nbsp;2.<u>Defined Terms</u>. Capitalized terms used but not defined herein shall have the meanings set forth in the Repurchase Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;3.<u>Ratification and Authority</u>.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)Seller hereby represents and warrants that (i) Seller has the power and authority to enter into this Amendment and to perform its obligations under the Repurchase Agreement as amended hereby and the other Transaction Documents, (ii) Seller has by proper action duly authorized the execution and delivery of this Amendment, and (iii) this Amendment has been duly executed and delivered by Seller and constitutes Seller's legal, valid and binding obligations, enforceable in accordance with its terms, subject to bankruptcy, insolvency and similar laws of general applicability relating to or affecting creditors' rights and to general equity principles.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)Seller hereby (i) unconditionally ratifies and confirms, renews and reaffirms all of its representations, warranties, covenants, and obligations under the Repurchase Agreement and each of the other Transaction Documents, (ii) acknowledges and

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agrees that such representations, warranties, covenants, and obligations remain in full force and effect, binding on and enforceable against it in accordance with the terms of the Repurchase Agreement as amended hereby and the other Transaction Documents, in each case, subject to bankruptcy, insolvency and similar laws of general applicability relating to or affecting creditors' rights and to general equity principles, and (iii) represents, warrants and covenants that no Default, Event of Default, or Margin Deficit exists or will result following the effectiveness of this Amendment and there are no defenses, offsets or counterclaims against Seller's obligations under the Repurchase Agreement or the other Transaction Documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)Guarantor, by its signature below, hereby (i) unconditionally approves and consents to the execution by Seller of this Amendment and the modifications to the Transaction Documents effected hereby, (ii) unconditionally ratifies, confirms, renews and reaffirms all of its representations, warranties, covenants, and obligations under the Guaranty, (iii) acknowledges and agrees that its representations, warranties, covenants, and obligations under the Guaranty, remain in full force and effect, binding on and enforceable against it in accordance with its terms subject to bankruptcy, insolvency and similar laws of general applicability relating to or affecting creditors' rights and to general equity principles, and (iv) represents, warrants and covenants that it is not in default under the Guaranty and no default will result following the effectiveness of this Amendment and there are no defenses, offsets or counterclaims against its obligations under the Guaranty. Guarantor hereby represents and warrants that it has the power and authority to enter into this Amendment and has by proper action duly authorized the execution and delivery of this Amendment by Guarantor.

&nbsp;&nbsp;&nbsp;&nbsp;4.<u>Continuing Effect</u>. Except as expressly amended by this Amendment, the Repurchase Agreement, the Guaranty and the other Transaction Documents remain in full force and effect in accordance with their respective terms.

&nbsp;&nbsp;&nbsp;&nbsp;5.<u>References to Transaction Documents</u>. All references to the Repurchase Agreement in any Transaction Document, or in any other document executed or delivered in connection therewith shall, from and after the execution and delivery of this Amendment, be deemed a reference to the Repurchase Agreement, as amended hereby, unless the context expressly requires otherwise.

&nbsp;&nbsp;&nbsp;&nbsp;6.<u>Governing Law</u>. This Amendment shall be governed by and construed and interpreted in accordance with the laws of the State of New York.

&nbsp;&nbsp;&nbsp;&nbsp;7.<u>Counterparts</u>. This Amendment may be executed in any number of counterparts, each of which when so executed and delivered shall be an original, but all of which shall constitute one and the same instrument. Delivery of an executed counterpart of a signature page to this Amendment in Portable Document Format (PDF) or by facsimile transmission shall be effective as delivery of a manually executed original counterpart thereof.

*[Remainder of page intentionally left blank; signature page follows]*

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IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed and delivered as of the date first written above.

**<u>Administrative Agent:</u>**

**MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC**,<br>a New York limited liability company<br>

By: <u>/s/ William P. Bowman</u>_____________<br> Name: William P. Bowman<br> Title: Authorized Signatory

**<u>Buyer:</u>**

**MORGAN STANLEY BANK, N.A.**,<br> a national banking association<br>

By: <u>/s/ Evan Hershy</u>___________________<br> Name: Evan Hershy<br> Title: Authorized Signatory

*[Signatures continue on following page]*

[Signature Page – First Amendment to MRA (MS/Fortress)]

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**<u>Seller:</u>**

**FCR MS SELLER LLC**,<br> a Delaware limited liability company<br>

By: <u>/s/ Avraham Dreyfuss</u>_______________<br> Name: Avraham Dreyfuss<br> Title: Chief Financial Officer<br>

**<u>Guarantor:</u>**

**FORTRESS CREDIT REALTY INCOME TRUST**,<br>a Maryland statutory trust<br>

By: <u>/s/ Avraham Dreyfuss</u>_______________<br> Name: Avraham Dreyfuss<br> Title: Chief Financial Officer<br>

*[End of signatures]*

[Signature Page – First Amendment to MRA (MS/Fortress)]

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