# EDGAR Filing Document

**Accession Number:** 0001826136
**File Stem:** 0001172661-23-000352
**Filing Date:** 2023-1
**Character Count:** 29377
**Document Hash:** a10f515d002b53336fc6eb3d5ce4a27c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-23-000352.hdr.sgml**: 20230130

**ACCESSION NUMBER**: 0001172661-23-000352

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230130

**DATE AS OF CHANGE**: 20230130

**EFFECTIVENESS DATE**: 20230130

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Berger Financial Group, Inc
- **CENTRAL INDEX KEY:** 0001826136
- **IRS NUMBER:** 411856827
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20514
- **FILM NUMBER:** 23568510

**BUSINESS ADDRESS:**
- **STREET 1:** 1695 STATE HIGHWAY 169
- **CITY:** PLYMOUTH
- **STATE:** MN
- **ZIP:** 55441
- **BUSINESS PHONE:** 763-999-5585

**MAIL ADDRESS:**
- **STREET 1:** 1695 STATE HIGHWAY 169
- **CITY:** PLYMOUTH
- **STATE:** MN
- **ZIP:** 55441

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Berger Financial Group Inc<br>**Address:** 1695 State Highway 169<br>Plymouth, MN 55441

**Form 13F File Number:** 028-20514

**CRD Number (if applicable):** 000308174

**SEC File Number (if applicable):** 801-118923

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Nick Asmus<br>**Title:** President<br>**Phone:** 763-999-5585

**Signature, Place, and Date of Signing:**

/s/ Nick Asmus  Plymouth, MN  01-30-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 260

**Form 13F Information Table Value Total:** $758084934

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 3173520 | 26464 | SH |  | SOLE |  | 0 | 0 | 26464 |
| ABBOTT LABS | COM | 002824100 |  | 393998 | 3589 | SH |  | SOLE |  | 0 | 0 | 3589 |
| ABBVIE INC | COM | 00287Y109 |  | 854987 | 5290 | SH |  | SOLE |  | 0 | 0 | 5290 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 225480 | 845 | SH |  | SOLE |  | 0 | 0 | 845 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 456671 | 1357 | SH |  | SOLE |  | 0 | 0 | 1357 |
| AFLAC INC | COM | 001055102 |  | 5685604 | 79033 | SH |  | SOLE |  | 0 | 0 | 79033 |
| ALLSTATE CORP | COM | 020002101 |  | 5470185 | 40341 | SH |  | SOLE |  | 0 | 0 | 40341 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 5804652 | 65790 | SH |  | SOLE |  | 0 | 0 | 65790 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1327681 | 14963 | SH |  | SOLE |  | 0 | 0 | 14963 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 343201 | 7508 | SH |  | SOLE |  | 0 | 0 | 7508 |
| AMAZON COM INC | COM | 023135106 |  | 7524216 | 89574 | SH |  | SOLE |  | 0 | 0 | 89574 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 202813 | 2136 | SH |  | SOLE |  | 0 | 0 | 2136 |
| AMGEN INC | COM | 031162100 |  | 1199097 | 4566 | SH |  | SOLE |  | 0 | 0 | 4566 |
| AMPLIFY ETF TR | CWP ENHANCED DIV | 032108409 |  | 504156 | 14059 | SH |  | SOLE |  | 0 | 0 | 14059 |
| APPLE INC | COM | 037833100 |  | 22295788 | 171598 | SH |  | SOLE |  | 0 | 0 | 171598 |
| ASSURANT INC | COM | 04621X108 |  | 3942882 | 31528 | SH |  | SOLE |  | 0 | 0 | 31528 |
| AT INC | COM | 00206R102 |  | 319131 | 17335 | SH |  | SOLE |  | 0 | 0 | 17335 |
| AUTOZONE INC | COM | 053332102 |  | 303340 | 123 | SH |  | SOLE |  | 0 | 0 | 123 |
| BANK AMERICA CORP | COM | 060505104 |  | 327915 | 9901 | SH |  | SOLE |  | 0 | 0 | 9901 |
| BANK MONTREAL QUE | COM | 063671101 |  | 810598 | 8947 | SH |  | SOLE |  | 0 | 0 | 8947 |
| BARRICK GOLD CORP | COM | 067901108 |  | 189186 | 11012 | SH |  | SOLE |  | 0 | 0 | 11012 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 698567 | 2747 | SH |  | SOLE |  | 0 | 0 | 2747 |
| BEST BUY INC | COM | 086516101 |  | 260858 | 3252 | SH |  | SOLE |  | 0 | 0 | 3252 |
| BIO-TECHNE CORP | COM | 09073M104 |  | 3625171 | 43740 | SH |  | SOLE |  | 0 | 0 | 43740 |
| BK OF AMERICA CORP | 7.25%CNV PFD L | 060505682 |  | 291160 | 251 | SH |  | SOLE |  | 0 | 0 | 251 |
| BLOCK INC | CL A | 852234103 |  | 1379401 | 21951 | SH |  | SOLE |  | 0 | 0 | 21951 |
| BOEING CO | COM | 097023105 |  | 3825420 | 20082 | SH |  | SOLE |  | 0 | 0 | 20082 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 205716 | 4446 | SH |  | SOLE |  | 0 | 0 | 4446 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 440338 | 6120 | SH |  | SOLE |  | 0 | 0 | 6120 |
| BROADCOM INC | COM | 11135F101 |  | 405274 | 725 | SH |  | SOLE |  | 0 | 0 | 725 |
| C H ROBINSON WORLDWIDE INC | COM NEW | 12541W209 |  | 20045819 | 218936 | SH |  | SOLE |  | 0 | 0 | 218936 |
| CANADIAN IMPERIAL BK COMM TO | COM | 136069101 |  | 427637 | 10572 | SH |  | SOLE |  | 0 | 0 | 10572 |
| CATERPILLAR INC | COM | 149123101 |  | 513008 | 2141 | SH |  | SOLE |  | 0 | 0 | 2141 |
| CDW CORP | COM | 12514G108 |  | 4727262 | 26471 | SH |  | SOLE |  | 0 | 0 | 26471 |
| CHEMED CORP NEW | COM | 16359R103 |  | 222138 | 435 | SH |  | SOLE |  | 0 | 0 | 435 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 200646 | 1338 | SH |  | SOLE |  | 0 | 0 | 1338 |
| CHEVRON CORP NEW | COM | 166764100 |  | 540132 | 3009 | SH |  | SOLE |  | 0 | 0 | 3009 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 3845599 | 47706 | SH |  | SOLE |  | 0 | 0 | 47706 |
| CION INVT CORP | COM | 17259U204 |  | 4024156 | 412734 | SH |  | SOLE |  | 0 | 0 | 412734 |
| CISCO SYS INC | COM | 17275R102 |  | 768488 | 16131 | SH |  | SOLE |  | 0 | 0 | 16131 |
| CMS ENERGY CORP | COM | 125896100 |  | 4770363 | 75325 | SH |  | SOLE |  | 0 | 0 | 75325 |
| COCA COLA CO | COM | 191216100 |  | 851009 | 13379 | SH |  | SOLE |  | 0 | 0 | 13379 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 3156998 | 55202 | SH |  | SOLE |  | 0 | 0 | 55202 |
| COHEN  STEERS REIT  PFD | COM | 19247X100 |  | 276849 | 13584 | SH |  | SOLE |  | 0 | 0 | 13584 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 389537 | 1681 | SH |  | SOLE |  | 0 | 0 | 1681 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 7014134 | 15365 | SH |  | SOLE |  | 0 | 0 | 15365 |
| CSX CORP | COM | 126408103 |  | 276248 | 8917 | SH |  | SOLE |  | 0 | 0 | 8917 |
| CVS HEALTH CORP | COM | 126650100 |  | 266455 | 2859 | SH |  | SOLE |  | 0 | 0 | 2859 |
| DANAHER CORPORATION | COM | 235851102 |  | 637130 | 2400 | SH |  | SOLE |  | 0 | 0 | 2400 |
| DEERE  CO | COM | 244199105 |  | 366020 | 854 | SH |  | SOLE |  | 0 | 0 | 854 |
| DELAWARE INVTS NATL MUN INCO | SH BEN INT | 24610T108 |  | 496937 | 47921 | SH |  | SOLE |  | 0 | 0 | 47921 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 282267 | 8590 | SH |  | SOLE |  | 0 | 0 | 8590 |
| DISNEY WALT CO | COM | 254687106 |  | 797814 | 9183 | SH |  | SOLE |  | 0 | 0 | 9183 |
| DOLLAR GEN CORP NEW | COM | 256677105 |  | 461810 | 1875 | SH |  | SOLE |  | 0 | 0 | 1875 |
| DONALDSON INC | COM | 257651109 |  | 2040375 | 34659 | SH |  | SOLE |  | 0 | 0 | 34659 |
| ECOLAB INC | COM | 278865100 |  | 268122 | 1842 | SH |  | SOLE |  | 0 | 0 | 1842 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 461463 | 6185 | SH |  | SOLE |  | 0 | 0 | 6185 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 4495221 | 36792 | SH |  | SOLE |  | 0 | 0 | 36792 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 355692 | 693 | SH |  | SOLE |  | 0 | 0 | 693 |
| ENBRIDGE INC | COM | 29250N105 |  | 213369 | 5457 | SH |  | SOLE |  | 0 | 0 | 5457 |
| ENPHASE ENERGY INC | COM | 29355A107 |  | 429765 | 1622 | SH |  | SOLE |  | 0 | 0 | 1622 |
| ETF MANAGERS TR | ETHO CLIMATE LEA | 26924G888 |  | 977417 | 19794 | SH |  | SOLE |  | 0 | 0 | 19794 |
| EVEREST RE GROUP LTD | COM | G3223R108 |  | 4745462 | 14325 | SH |  | SOLE |  | 0 | 0 | 14325 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1103138 | 10001 | SH |  | SOLE |  | 0 | 0 | 10001 |
| F5 INC | COM | 315616102 |  | 2665555 | 18574 | SH |  | SOLE |  | 0 | 0 | 18574 |
| FASTENAL CO | COM | 311900104 |  | 330865 | 6992 | SH |  | SOLE |  | 0 | 0 | 6992 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 24090031 | 1433930 | SH |  | SOLE |  | 0 | 0 | 1433930 |
| FIRST TR EXCHANGE-TRADED FD | NAS CLNEDG GREEN | 33733E500 |  | 627296 | 13293 | SH |  | SOLE |  | 0 | 0 | 13293 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR TA HIYL | 33738D408 |  | 255236 | 6555 | SH |  | SOLE |  | 0 | 0 | 6555 |
| FIRST TR EXCHANGE-TRADED FD | NY ARCA BIOTECH | 33733E203 |  | 20212762 | 131141 | SH |  | SOLE |  | 0 | 0 | 131141 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 24350558 | 513616 | SH |  | SOLE |  | 0 | 0 | 513616 |
| FIRST TR EXCHNG TRADED FD VI | TCW OPPORTUNIS | 33740F805 |  | 213319 | 4857 | SH |  | SOLE |  | 0 | 0 | 4857 |
| FIRST TR STOXX EUROPEAN SELE | COMMON SHS | 33735T109 |  | 275946 | 24291 | SH |  | SOLE |  | 0 | 0 | 24291 |
| FISERV INC | COM | 337738108 |  | 1935592 | 19151 | SH |  | SOLE |  | 0 | 0 | 19151 |
| FORD MTR CO DEL | COM | 345370860 |  | 149705 | 12872 | SH |  | SOLE |  | 0 | 0 | 12872 |
| FRANKLIN ETF TR | SHRT DUR US GOVT | 353506108 |  | 483140 | 5401 | SH |  | SOLE |  | 0 | 0 | 5401 |
| GARTNER INC | COM | 366651107 |  | 5718078 | 17011 | SH |  | SOLE |  | 0 | 0 | 17011 |
| GENERAL MLS INC | COM | 370334104 |  | 260191 | 3103 | SH |  | SOLE |  | 0 | 0 | 3103 |
| GENUINE PARTS CO | COM | 372460105 |  | 6310938 | 36372 | SH |  | SOLE |  | 0 | 0 | 36372 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 6200820 | 72229 | SH |  | SOLE |  | 0 | 0 | 72229 |
| GLOBAL X FDS | S 500 COVERED | 37954Y475 |  | 1505868 | 38249 | SH |  | SOLE |  | 0 | 0 | 38249 |
| GOLDMAN SACHS ETF TR | INNOVAT EQ ETF | 38149W820 |  | 12672225 | 310518 | SH |  | SOLE |  | 0 | 0 | 310518 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 399898 | 1165 | SH |  | SOLE |  | 0 | 0 | 1165 |
| GRAINGER W W INC | COM | 384802104 |  | 4887950 | 8787 | SH |  | SOLE |  | 0 | 0 | 8787 |
| HARTFORD FDS EXCHANGE TRADED | TOTAL RTRN ETF | 41653L305 |  | 10015886 | 303144 | SH |  | SOLE |  | 0 | 0 | 303144 |
| HARTFORD FDS EXCHANGE TRADED | CORE BD ETF | 41653L701 |  | 39728290 | 1167449 | SH |  | SOLE |  | 0 | 0 | 1167449 |
| HENRY JACK  ASSOC INC | COM | 426281101 |  | 200314 | 1141 | SH |  | SOLE |  | 0 | 0 | 1141 |
| HENRY SCHEIN INC | COM | 806407102 |  | 4208750 | 52695 | SH |  | SOLE |  | 0 | 0 | 52695 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 4870878 | 305193 | SH |  | SOLE |  | 0 | 0 | 305193 |
| HOME DEPOT INC | COM | 437076102 |  | 3098848 | 9811 | SH |  | SOLE |  | 0 | 0 | 9811 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1075955 | 5021 | SH |  | SOLE |  | 0 | 0 | 5021 |
| HUNT J B TRANS SVCS INC | COM | 445658107 |  | 368248 | 2112 | SH |  | SOLE |  | 0 | 0 | 2112 |
| INDEPENDENCE RLTY TR INC | COM | 45378A106 |  | 7186592 | 426251 | SH |  | SOLE |  | 0 | 0 | 426251 |
| INNOVATOR ETFS TR | US EQT ULTRA BF | 45782C730 |  | 758456 | 28306 | SH |  | SOLE |  | 0 | 0 | 28306 |
| INNOVATOR ETFS TR | EMRGNG MKT JULY | 45782C714 |  | 1457059 | 63821 | SH |  | SOLE |  | 0 | 0 | 63821 |
| INNOVATOR ETFS TR | US SML CP PWR B | 45782C284 |  | 934328 | 38563 | SH |  | SOLE |  | 0 | 0 | 38563 |
| INNOVATOR ETFS TR | US EQTY ULTRA B | 45782C532 |  | 287850 | 10494 | SH |  | SOLE |  | 0 | 0 | 10494 |
| INNOVATOR ETFS TR | INTRNL DEV JULY | 45782C722 |  | 4034157 | 169218 | SH |  | SOLE |  | 0 | 0 | 169218 |
| INNOVATOR ETFS TR | INTRNL DEV APRL | 45782C367 |  | 242906 | 10165 | SH |  | SOLE |  | 0 | 0 | 10165 |
| INNOVATOR ETFS TR | US EQT ULTRA BF | 45782C375 |  | 5058578 | 179637 | SH |  | SOLE |  | 0 | 0 | 179637 |
| INTEL CORP | COM | 458140100 |  | 357831 | 13539 | SH |  | SOLE |  | 0 | 0 | 13539 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 5665068 | 40209 | SH |  | SOLE |  | 0 | 0 | 40209 |
| INTERPUBLIC GROUP COS INC | COM | 460690100 |  | 4276386 | 128381 | SH |  | SOLE |  | 0 | 0 | 128381 |
| INTUIT | COM | 461202103 |  | 1684452 | 4328 | SH |  | SOLE |  | 0 | 0 | 4328 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 1305522 | 4920 | SH |  | SOLE |  | 0 | 0 | 4920 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 622514 | 9742 | SH |  | SOLE |  | 0 | 0 | 9742 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB | 46138J841 |  | 772001 | 37686 | SH |  | SOLE |  | 0 | 0 | 37686 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2023 CB | 46138J866 |  | 1174985 | 56005 | SH |  | SOLE |  | 0 | 0 | 56005 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 589135 | 29252 | SH |  | SOLE |  | 0 | 0 | 29252 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 459594 | 24285 | SH |  | SOLE |  | 0 | 0 | 24285 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1383220 | 5195 | SH |  | SOLE |  | 0 | 0 | 5195 |
| IRON MTN INC DEL | COM | 46284V101 |  | 5190399 | 104120 | SH |  | SOLE |  | 0 | 0 | 104120 |
| ISHARES TR | CORE S ETF | 464287200 |  | 855720 | 2227 | SH |  | SOLE |  | 0 | 0 | 2227 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1654976 | 19759 | SH |  | SOLE |  | 0 | 0 | 19759 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 20681957 | 213238 | SH |  | SOLE |  | 0 | 0 | 213238 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 273047 | 5461 | SH |  | SOLE |  | 0 | 0 | 5461 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 369496 | 3904 | SH |  | SOLE |  | 0 | 0 | 3904 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 305314 | 1262 | SH |  | SOLE |  | 0 | 0 | 1262 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 9314269 | 93554 | SH |  | SOLE |  | 0 | 0 | 93554 |
| ISHARES TR | USD GRN BOND ETF | 46435U440 |  | 1881454 | 40928 | SH |  | SOLE |  | 0 | 0 | 40928 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 296139 | 6509 | SH |  | SOLE |  | 0 | 0 | 6509 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 2188225 | 30350 | SH |  | SOLE |  | 0 | 0 | 30350 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 456857 | 4292 | SH |  | SOLE |  | 0 | 0 | 4292 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 838550 | 42244 | SH |  | SOLE |  | 0 | 0 | 42244 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 489055 | 3725 | SH |  | SOLE |  | 0 | 0 | 3725 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 284558 | 4475 | SH |  | SOLE |  | 0 | 0 | 4475 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 302725 | 9346 | SH |  | SOLE |  | 0 | 0 | 9346 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 586295 | 3866 | SH |  | SOLE |  | 0 | 0 | 3866 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 214715 | 1231 | SH |  | SOLE |  | 0 | 0 | 1231 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 490279 | 7469 | SH |  | SOLE |  | 0 | 0 | 7469 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 411504 | 17312 | SH |  | SOLE |  | 0 | 0 | 17312 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 2696626 | 31879 | SH |  | SOLE |  | 0 | 0 | 31879 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 787118 | 13455 | SH |  | SOLE |  | 0 | 0 | 13455 |
| J P MORGAN EXCHANGE TRADED F | INTRNL RES EQT | 46641Q134 |  | 233432 | 4663 | SH |  | SOLE |  | 0 | 0 | 4663 |
| J P MORGAN EXCHANGE TRADED F | US AGGREGATE ETF | 46641Q241 |  | 40725162 | 889390 | SH |  | SOLE |  | 0 | 0 | 889390 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN EM EQT | 46641Q308 |  | 2954782 | 59947 | SH |  | SOLE |  | 0 | 0 | 59947 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 355534 | 7092 | SH |  | SOLE |  | 0 | 0 | 7092 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 7440963 | 42123 | SH |  | SOLE |  | 0 | 0 | 42123 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 851443 | 6349 | SH |  | SOLE |  | 0 | 0 | 6349 |
| KELLOGG CO | COM | 487836108 |  | 5271959 | 74003 | SH |  | SOLE |  | 0 | 0 | 74003 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 5189118 | 38226 | SH |  | SOLE |  | 0 | 0 | 38226 |
| LEIDOS HOLDINGS INC | COM | 525327102 |  | 5466238 | 51965 | SH |  | SOLE |  | 0 | 0 | 51965 |
| LEXICON PHARMACEUTICALS INC | COM NEW | 528872302 |  | 20874 | 10929 | SH |  | SOLE |  | 0 | 0 | 10929 |
| LILLY ELI  CO | COM | 532457108 |  | 879638 | 2404 | SH |  | SOLE |  | 0 | 0 | 2404 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 7994625 | 16433 | SH |  | SOLE |  | 0 | 0 | 16433 |
| LOWES COS INC | COM | 548661107 |  | 228150 | 1145 | SH |  | SOLE |  | 0 | 0 | 1145 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 |  | 3525804 | 42464 | SH |  | SOLE |  | 0 | 0 | 42464 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 6775188 | 19484 | SH |  | SOLE |  | 0 | 0 | 19484 |
| MCDONALDS CORP | COM | 580135101 |  | 532826 | 2022 | SH |  | SOLE |  | 0 | 0 | 2022 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 3629058 | 46694 | SH |  | SOLE |  | 0 | 0 | 46694 |
| MERCK  CO INC | COM | 58933Y105 |  | 1200485 | 10820 | SH |  | SOLE |  | 0 | 0 | 10820 |
| META PLATFORMS INC | CL A | 30303M102 |  | 320947 | 2667 | SH |  | SOLE |  | 0 | 0 | 2667 |
| MICROSOFT CORP | COM | 594918104 |  | 9126940 | 38057 | SH |  | SOLE |  | 0 | 0 | 38057 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 513823 | 6044 | SH |  | SOLE |  | 0 | 0 | 6044 |
| NETAPP INC | COM | 64110D104 |  | 3633281 | 60494 | SH |  | SOLE |  | 0 | 0 | 60494 |
| NETFLIX INC | COM | 64110L106 |  | 568529 | 1928 | SH |  | SOLE |  | 0 | 0 | 1928 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 3400671 | 40678 | SH |  | SOLE |  | 0 | 0 | 40678 |
| NORWEGIAN CRUISE LINE HLDG L | SHS | G66721104 |  | 46512 | 3800 | SH | Call | SOLE |  | 0 | 0 | 3800 |
| NORWEGIAN CRUISE LINE HLDG L | SHS | G66721104 |  | 103049 | 8419 | SH |  | SOLE |  | 0 | 0 | 8419 |
| NUSHARES ETF TR | ESG HI TLD CRP | 67092P854 |  | 204267 | 10082 | SH |  | SOLE |  | 0 | 0 | 10082 |
| NUVEEN PFD  INCOME SECS FD | COM | 67072C105 |  | 217126 | 31930 | SH |  | SOLE |  | 0 | 0 | 31930 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1620049 | 11086 | SH |  | SOLE |  | 0 | 0 | 11086 |
| ORACLE CORP | COM | 68389X105 |  | 549840 | 6727 | SH |  | SOLE |  | 0 | 0 | 6727 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 412511 | 8919 | SH |  | SOLE |  | 0 | 0 | 8919 |
| PAYCOM SOFTWARE INC | COM | 70432V102 |  | 435055 | 1402 | SH |  | SOLE |  | 0 | 0 | 1402 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 476248 | 6687 | SH |  | SOLE |  | 0 | 0 | 6687 |
| PEPSICO INC | COM | 713448108 |  | 1140569 | 6313 | SH |  | SOLE |  | 0 | 0 | 6313 |
| PFIZER INC | COM | 717081103 |  | 1033924 | 20178 | SH |  | SOLE |  | 0 | 0 | 20178 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 395587 | 3909 | SH |  | SOLE |  | 0 | 0 | 3909 |
| PHILLIPS 66 | COM | 718546104 |  | 5924830 | 56926 | SH |  | SOLE |  | 0 | 0 | 56926 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 735834 | 4855 | SH |  | SOLE |  | 0 | 0 | 4855 |
| PUBLIC STORAGE | COM | 74460D109 |  | 599209 | 2139 | SH |  | SOLE |  | 0 | 0 | 2139 |
| QUALCOMM INC | COM | 747525103 |  | 282010 | 2565 | SH |  | SOLE |  | 0 | 0 | 2565 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 5637527 | 36036 | SH |  | SOLE |  | 0 | 0 | 36036 |
| REALTY INCOME CORP | COM | 756109104 |  | 254093 | 4006 | SH |  | SOLE |  | 0 | 0 | 4006 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 297975 | 413 | SH |  | SOLE |  | 0 | 0 | 413 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 |  | 163119 | 3300 | SH | Call | SOLE |  | 0 | 0 | 3300 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 |  | 221694 | 4485 | SH |  | SOLE |  | 0 | 0 | 4485 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 11600675 | 176813 | SH |  | SOLE |  | 0 | 0 | 176813 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 816073 | 12361 | SH |  | SOLE |  | 0 | 0 | 12361 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 18432390 | 244008 | SH |  | SOLE |  | 0 | 0 | 244008 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 7891740 | 194810 | SH |  | SOLE |  | 0 | 0 | 194810 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 16018059 | 288302 | SH |  | SOLE |  | 0 | 0 | 288302 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 9558186 | 296746 | SH |  | SOLE |  | 0 | 0 | 296746 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 209850 | 4052 | SH |  | SOLE |  | 0 | 0 | 4052 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 33706799 | 746551 | SH |  | SOLE |  | 0 | 0 | 746551 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT LG | 808524755 |  | 400556 | 13779 | SH |  | SOLE |  | 0 | 0 | 13779 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 |  | 3427489 | 65149 | SH |  | SOLE |  | 0 | 0 | 65149 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 453532 | 5185 | SH |  | SOLE |  | 0 | 0 | 5185 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 520620 | 7385 | SH |  | SOLE |  | 0 | 0 | 7385 |
| SOUTHERN CO | COM | 842587107 |  | 466664 | 6535 | SH |  | SOLE |  | 0 | 0 | 6535 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 245421 | 7289 | SH |  | SOLE |  | 0 | 0 | 7289 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 328932 | 1939 | SH |  | SOLE |  | 0 | 0 | 1939 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 2515934 | 84740 | SH |  | SOLE |  | 0 | 0 | 84740 |
| SPDR INDEX SHS FDS | S INTL SMLCP | 78463X871 |  | 236318 | 8035 | SH |  | SOLE |  | 0 | 0 | 8035 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 4740118 | 12395 | SH |  | SOLE |  | 0 | 0 | 12395 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 764860 | 2000 | SH | Put | SOLE |  | 0 | 0 | 2000 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 710352 | 1604 | SH |  | SOLE |  | 0 | 0 | 1604 |
| SPDR SER TR | BBG CONV SEC ETF | 78464A359 |  | 279288 | 4341 | SH |  | SOLE |  | 0 | 0 | 4341 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 382392 | 3056 | SH |  | SOLE |  | 0 | 0 | 3056 |
| SPDR SER TR | PORTFOLI S | 78464A805 |  | 817931 | 17296 | SH |  | SOLE |  | 0 | 0 | 17296 |
| STARBUCKS CORP | COM | 855244109 |  | 601705 | 6066 | SH |  | SOLE |  | 0 | 0 | 6066 |
| STRATEGY SHS | NS 7HANDL IDX | 86280R506 |  | 8238083 | 420740 | SH |  | SOLE |  | 0 | 0 | 420740 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 229206 | 3077 | SH |  | SOLE |  | 0 | 0 | 3077 |
| TARGET CORP | COM | 87612E106 |  | 864616 | 5801 | SH |  | SOLE |  | 0 | 0 | 5801 |
| TESLA INC | COM | 88160R101 |  | 1636532 | 13286 | SH |  | SOLE |  | 0 | 0 | 13286 |
| TEXAS INSTRS INC | COM | 882508104 |  | 4186096 | 25336 | SH |  | SOLE |  | 0 | 0 | 25336 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 3241457 | 5886 | SH |  | SOLE |  | 0 | 0 | 5886 |
| TJX COS INC NEW | COM | 872540109 |  | 5175660 | 65021 | SH |  | SOLE |  | 0 | 0 | 65021 |
| TORO CO | COM | 891092108 |  | 1047892 | 9257 | SH |  | SOLE |  | 0 | 0 | 9257 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 253730 | 3918 | SH |  | SOLE |  | 0 | 0 | 3918 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 224128 | 1641 | SH |  | SOLE |  | 0 | 0 | 1641 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 4694024 | 20865 | SH |  | SOLE |  | 0 | 0 | 20865 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 5673599 | 30261 | SH |  | SOLE |  | 0 | 0 | 30261 |
| UNION PAC CORP | COM | 907818108 |  | 503810 | 2433 | SH |  | SOLE |  | 0 | 0 | 2433 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 202586 | 1165 | SH |  | SOLE |  | 0 | 0 | 1165 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 10898127 | 20556 | SH |  | SOLE |  | 0 | 0 | 20556 |
| US BANCORP DEL | COM NEW | 902973304 |  | 410186 | 9406 | SH |  | SOLE |  | 0 | 0 | 9406 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 6815617 | 53726 | SH |  | SOLE |  | 0 | 0 | 53726 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 421059 | 5861 | SH |  | SOLE |  | 0 | 0 | 5861 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 681504 | 9053 | SH |  | SOLE |  | 0 | 0 | 9053 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 443022 | 9341 | SH |  | SOLE |  | 0 | 0 | 9341 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1125680 | 6462 | SH |  | SOLE |  | 0 | 0 | 6462 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 5737263 | 26922 | SH |  | SOLE |  | 0 | 0 | 26922 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 766593 | 5461 | SH |  | SOLE |  | 0 | 0 | 5461 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1811642 | 9871 | SH |  | SOLE |  | 0 | 0 | 9871 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 5894234 | 16776 | SH |  | SOLE |  | 0 | 0 | 16776 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 244566 | 1841 | SH |  | SOLE |  | 0 | 0 | 1841 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 224718 | 4053 | SH |  | SOLE |  | 0 | 0 | 4053 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4087639 | 104865 | SH |  | SOLE |  | 0 | 0 | 104865 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 273912 | 3178 | SH |  | SOLE |  | 0 | 0 | 3178 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 535390 | 11462 | SH |  | SOLE |  | 0 | 0 | 11462 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 242711 | 3131 | SH |  | SOLE |  | 0 | 0 | 3131 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 932465 | 16127 | SH |  | SOLE |  | 0 | 0 | 16127 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 309749 | 6805 | SH |  | SOLE |  | 0 | 0 | 6805 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 774761 | 10304 | SH |  | SOLE |  | 0 | 0 | 10304 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 253362 | 1669 | SH |  | SOLE |  | 0 | 0 | 1669 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 593241 | 11470 | SH |  | SOLE |  | 0 | 0 | 11470 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 3078309 | 73345 | SH |  | SOLE |  | 0 | 0 | 73345 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 244734 | 2262 | SH |  | SOLE |  | 0 | 0 | 2262 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 661052 | 6427 | SH |  | SOLE |  | 0 | 0 | 6427 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 268411 | 840 | SH |  | SOLE |  | 0 | 0 | 840 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 385966 | 1556 | SH |  | SOLE |  | 0 | 0 | 1556 |
| VECTOR GROUP LTD | COM | 92240M108 |  | 356055 | 30022 | SH |  | SOLE |  | 0 | 0 | 30022 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 506255 | 12849 | SH |  | SOLE |  | 0 | 0 | 12849 |
| VIRTUS DIVIDEND INTEREST  P | COM | 92840R101 |  | 118308 | 10488 | SH |  | SOLE |  | 0 | 0 | 10488 |
| VISA INC | COM CL A | 92826C839 |  | 6625261 | 31889 | SH |  | SOLE |  | 0 | 0 | 31889 |
| WALMART INC | COM | 931142103 |  | 3593357 | 25343 | SH |  | SOLE |  | 0 | 0 | 25343 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 236140 | 1505 | SH |  | SOLE |  | 0 | 0 | 1505 |
| WELLS FARGO CO NEW | PERP PFD CNV A | 949746804 |  | 261885 | 221 | SH |  | SOLE |  | 0 | 0 | 221 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 242444 | 5872 | SH |  | SOLE |  | 0 | 0 | 5872 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 2328269 | 37583 | SH |  | SOLE |  | 0 | 0 | 37583 |
| WISDOMTREE TR | US SMALLCAP FUND | 97717W562 |  | 426198 | 10007 | SH |  | SOLE |  | 0 | 0 | 10007 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 |  | 239607 | 8425 | SH |  | SOLE |  | 0 | 0 | 8425 |
| WISDOMTREE TR | INTL SMCAP DIV | 97717W760 |  | 277049 | 4780 | SH |  | SOLE |  | 0 | 0 | 4780 |
| WISDOMTREE TR | US LARGECAP FUND | 97717W588 |  | 348607 | 8384 | SH |  | SOLE |  | 0 | 0 | 8384 |
| WOLVERINE WORLD WIDE INC | COM | 978097103 |  | 251390 | 23000 | SH |  | SOLE |  | 0 | 0 | 23000 |
| WP CAREY INC | COM | 92936U109 |  | 909701 | 11640 | SH |  | SOLE |  | 0 | 0 | 11640 |
| XCEL ENERGY INC | COM | 98389B100 |  | 1261155 | 17988 | SH |  | SOLE |  | 0 | 0 | 17988 |
| ZOETIS INC | CL A | 98978V103 |  | 230999 | 1576 | SH |  | SOLE |  | 0 | 0 | 1576 |

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