# EDGAR Filing Document

**Accession Number:** 0001989672
**File Stem:** 0001989672-26-000002
**Filing Date:** 2026-5
**Character Count:** 16223
**Document Hash:** a3b804f47c0269f9d7ddd67640c00d52
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001989672-26-000002.hdr.sgml**: 20260504

**ACCESSION NUMBER**: 0001989672-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260504

**DATE AS OF CHANGE**: 20260504

**EFFECTIVENESS DATE**: 20260504

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RAM Investment Partners, LLC
- **CENTRAL INDEX KEY:** 0001989672

**ORGANIZATION NAME:**
- **EIN:** 454556263
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23354
- **FILM NUMBER:** 26935460

**BUSINESS ADDRESS:**
- **STREET 1:** 10655 NE 4TH STREET
- **STREET 2:** SUITE 500
- **CITY:** BELLEVUE
- **STATE:** WA
- **ZIP:** 98004
- **BUSINESS PHONE:** 425 467-1011

**MAIL ADDRESS:**
- **STREET 1:** 10655 NE 4TH STREET
- **STREET 2:** SUITE 500
- **CITY:** BELLEVUE
- **STATE:** WA
- **ZIP:** 98004

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RAM Investment Partners LLC<br>**Address:** 10655 NE 4TH STREET<br>SUITE 500<br>BELLEVUE, WA 98004

**Form 13F File Number:** 028-23354

**CRD Number (if applicable):** 000161077

**SEC File Number (if applicable):** 801-73301

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John Preston "JP" Osseward<br>**Title:** Chief Compliance Officer<br>**Phone:** 425-467-1011

**Signature, Place, and Date of Signing:**

JP Osseward  Bellevue, WA  05-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 121

**Form 13F Information Table Value Total:** $569330657

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name                                | Form 13F File Number   |   CRD Number | SEC File Number   |
|---:|:---|:---|---:|:---|
|     1 | DIMENSIONAL FUND ADVISORS LP        |  |    000106482 | 801-16283         |
|     2 | PARAMETRIC PORTFOLIO ASSOCIATES LLC | 028-04558              |    000114310 | 801-60485         |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 601852 | 5862 | SH |  | SOLE |  | 0 | 0 | 5862 |
| ABBVIE INC | COM | 00287Y109 |  | 1304070 | 5996 | SH |  | SOLE |  | 0 | 0 | 5996 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 417100 | 2050 | SH |  | SOLE |  | 0 | 0 | 2050 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1803911 | 6274 | SH |  | SOLE |  | 0 | 0 | 6274 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 6377639 | 22233 | SH |  | SOLE |  | 0 | 0 | 22233 |
| AMAZON COM INC | COM | 023135106 |  | 10221712 | 49079 | SH |  | SOLE |  | 0 | 0 | 49079 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 1135211 | 14088 | SH |  | SOLE |  | 0 | 0 | 14088 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 2244188 | 26452 | SH |  | SOLE |  | 0 | 0 | 26452 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 2969618 | 26710 | SH |  | SOLE |  | 0 | 0 | 26710 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 216084 | 714 | SH |  | SOLE |  | 0 | 0 | 714 |
| APPLE INC | COM | 037833100 |  | 4440563 | 17497 | SH |  | SOLE |  | 0 | 0 | 17497 |
| APPLIED MATLS INC | COM | 038222105 |  | 820638 | 2401 | SH |  | SOLE |  | 0 | 0 | 2401 |
| AT INC | COM | 00206R102 |  | 301293 | 10393 | SH |  | SOLE |  | 0 | 0 | 10393 |
| BANK AMERICA CORP | COM | 060505104 |  | 228820 | 4694 | SH |  | SOLE |  | 0 | 0 | 4694 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 934440 | 1950 | SH |  | SOLE |  | 0 | 0 | 1950 |
| BROADCOM INC | COM | 11135F101 |  | 2537339 | 8198 | SH |  | SOLE |  | 0 | 0 | 8198 |
| CATERPILLAR INC | COM | 149123101 |  | 325183 | 459 | SH |  | SOLE |  | 0 | 0 | 459 |
| CHEVRON CORPORATION | COM | 166764100 |  | 247788 | 1198 | SH |  | SOLE |  | 0 | 0 | 1198 |
| CISCO SYS INC | COM | 17275R102 |  | 257030 | 3313 | SH |  | SOLE |  | 0 | 0 | 3313 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 277880 | 3260 | SH |  | SOLE |  | 0 | 0 | 3260 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 7621208 | 7649 | SH |  | SOLE |  | 0 | 0 | 7649 |
| CSX CORP | COM | 126408103 |  | 228033 | 5555 | SH |  | SOLE |  | 0 | 0 | 5555 |
| DANAHER CORP DEL | COM | 235851102 |  | 1043750 | 5505 | SH |  | SOLE |  | 0 | 0 | 5505 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 241107 | 1469 | SH |  | SOLE |  | 0 | 0 | 1469 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 216117 | 6052 | SH |  | SOLE |  | 0 | 0 | 6052 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 236841 | 3330 | SH |  | SOLE |  | 0 | 0 | 3330 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 607763 | 9732 | SH |  | SOLE |  | 0 | 0 | 9732 |
| DIMENSIONAL ETF TRUST | WORLD EQUITY ETF | 25434V617 |  | 641151 | 8690 | SH |  | SOLE |  | 0 | 0 | 8690 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 740861 | 14037 | SH |  | SOLE |  | 0 | 0 | 14037 |
| DIMENSIONAL ETF TRUST | CALIF MUN BD ETF | 25434V633 |  | 863153 | 17315 | SH |  | SOLE |  | 0 | 0 | 17315 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 1343020 | 27714 | SH |  | SOLE |  | 0 | 0 | 27714 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 1794010 | 55680 | SH |  | SOLE |  | 0 | 0 | 55680 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 2096460 | 57031 | SH |  | SOLE |  | 0 | 0 | 57031 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 2560702 | 36112 | SH |  | SOLE |  | 0 | 0 | 36112 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 2635725 | 66829 | SH |  | SOLE |  | 0 | 0 | 66829 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 2830086 | 80767 | SH |  | SOLE |  | 0 | 0 | 80767 |
| DIMENSIONAL ETF TRUST | EMERGING MARKETS | 25434V682 |  | 3010157 | 71045 | SH |  | SOLE |  | 0 | 0 | 71045 |
| DIMENSIONAL ETF TRUST | GLOBAL SUSTAINA | 25434V674 |  | 3249293 | 62797 | SH |  | SOLE |  | 0 | 0 | 62797 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 5163189 | 151993 | SH |  | SOLE |  | 0 | 0 | 151993 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 5284786 | 128615 | SH |  | SOLE |  | 0 | 0 | 128615 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 5305215 | 125123 | SH |  | SOLE |  | 0 | 0 | 125123 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 24752586 | 516432 | SH |  | SOLE |  | 0 | 0 | 516432 |
| DIMENSIONAL ETF TRUST | US REAL ESTATE E | 25434V823 |  | 33767019 | 1427781 | SH |  | SOLE |  | 0 | 0 | 1427781 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 44880143 | 1325462 | SH |  | SOLE |  | 0 | 0 | 1325462 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 47806384 | 998462 | SH |  | SOLE |  | 0 | 0 | 998462 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 74402993 | 1909728 | SH |  | SOLE |  | 0 | 0 | 1909728 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 106470951 | 2739860 | SH |  | SOLE |  | 0 | 0 | 2739860 |
| ELI LILLY  CO | COM | 532457108 |  | 210627 | 229 | SH |  | SOLE |  | 0 | 0 | 229 |
| ENDAVA PLC | ADS | 29260V105 |  | 117576 | 26601 | SH |  | SOLE |  | 0 | 0 | 26601 |
| EXPEDITORS INTL WASH INC | COM | 302130109 |  | 211264 | 1475 | SH |  | SOLE |  | 0 | 0 | 1475 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 242105 | 1427 | SH |  | SOLE |  | 0 | 0 | 1427 |
| FIDELITY COVINGTON TRUST | ENHANCED MID | 31609A503 |  | 213129 | 5927 | SH |  | SOLE |  | 0 | 0 | 5927 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 406921 | 481 | SH |  | SOLE |  | 0 | 0 | 481 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 689158 | 6147 | SH |  | SOLE |  | 0 | 0 | 6147 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 222435 | 1159 | SH |  | SOLE |  | 0 | 0 | 1159 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 883456 | 1531 | SH |  | SOLE |  | 0 | 0 | 1531 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 279140 | 4002 | SH |  | SOLE |  | 0 | 0 | 4002 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 211576 | 1702 | SH |  | SOLE |  | 0 | 0 | 1702 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 225676 | 2865 | SH |  | SOLE |  | 0 | 0 | 2865 |
| ISHARES TR | U.S. BAS MTL ETF | 464287838 |  | 228417 | 1298 | SH |  | SOLE |  | 0 | 0 | 1298 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 266444 | 6270 | SH |  | SOLE |  | 0 | 0 | 6270 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 279680 | 2879 | SH |  | SOLE |  | 0 | 0 | 2879 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 298084 | 836 | SH |  | SOLE |  | 0 | 0 | 836 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 342661 | 3955 | SH |  | SOLE |  | 0 | 0 | 3955 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 372286 | 4679 | SH |  | SOLE |  | 0 | 0 | 4679 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 473102 | 4700 | SH |  | SOLE |  | 0 | 0 | 4700 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 502360 | 4857 | SH |  | SOLE |  | 0 | 0 | 4857 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 608664 | 5734 | SH |  | SOLE |  | 0 | 0 | 5734 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3415175 | 5228 | SH |  | SOLE |  | 0 | 0 | 5228 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 728014 | 2978 | SH |  | SOLE |  | 0 | 0 | 2978 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 464479 | 1579 | SH |  | SOLE |  | 0 | 0 | 1579 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 2355691 | 11025 | SH |  | SOLE |  | 0 | 0 | 11025 |
| LATTICE STRATEGIES TR | HARTFORD US EQTY | 518416409 |  | 394446 | 6681 | SH |  | SOLE |  | 0 | 0 | 6681 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 341461 | 1044 | SH |  | SOLE |  | 0 | 0 | 1044 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 535491 | 1072 | SH |  | SOLE |  | 0 | 0 | 1072 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2047597 | 3579 | SH |  | SOLE |  | 0 | 0 | 3579 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 363213 | 1075 | SH |  | SOLE |  | 0 | 0 | 1075 |
| MICROSOFT CORP | COM | 594918104 |  | 42427730 | 114617 | SH |  | SOLE |  | 0 | 0 | 114617 |
| NETFLIX INC. | COM | 64110L106 |  | 582859 | 6062 | SH |  | SOLE |  | 0 | 0 | 6062 |
| NIKE INC | CL B | 654106103 |  | 581608 | 11011 | SH |  | SOLE |  | 0 | 0 | 11011 |
| NURIX THERAPEUTICS INC | COM | 67080M103 |  | 267902 | 17284 | SH |  | SOLE |  | 0 | 0 | 17284 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 551324 | 6062 | SH |  | SOLE |  | 0 | 0 | 6062 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 8289238 | 47530 | SH |  | SOLE |  | 0 | 0 | 47530 |
| ORACLE CORP | COM | 68389X105 |  | 3375880 | 22948 | SH |  | SOLE |  | 0 | 0 | 22948 |
| PACCAR INC | COM | 693718108 |  | 1816388 | 15726 | SH |  | SOLE |  | 0 | 0 | 15726 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 336151 | 2298 | SH |  | SOLE |  | 0 | 0 | 2298 |
| PIMCO ETF TR | INV GRD CRP BD | 72201R817 |  | 51338303 | 530354 | SH |  | SOLE |  | 0 | 0 | 530354 |
| PORCH GROUP INC | COM | 733245104 |  | 616190 | 85940 | SH |  | SOLE |  | 0 | 0 | 85940 |
| PROSHARES TR | S MDCP 400 DIV | 74347B680 |  | 354281 | 4100 | SH |  | SOLE |  | 0 | 0 | 4100 |
| ROBLOX CORP | CL A | 771049103 |  | 2689258 | 47547 | SH |  | SOLE |  | 0 | 0 | 47547 |
| RTX CORPORATION | COM | 75513E101 |  | 242475 | 1257 | SH |  | SOLE |  | 0 | 0 | 1257 |
| SALESFORCE INC | COM | 79466L302 |  | 396065 | 2122 | SH |  | SOLE |  | 0 | 0 | 2122 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 335039 | 3565 | SH |  | SOLE |  | 0 | 0 | 3565 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 266147 | 10380 | SH |  | SOLE |  | 0 | 0 | 10380 |
| STARBUCKS CORP | COM | 855244109 |  | 397835 | 4441 | SH |  | SOLE |  | 0 | 0 | 4441 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 1184075 | 1821 | SH |  | SOLE |  | 0 | 0 | 1821 |
| TESLA INC | COM | 88160R101 |  | 1759712 | 4734 | SH |  | SOLE |  | 0 | 0 | 4734 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 204011 | 415 | SH |  | SOLE |  | 0 | 0 | 415 |
| T-MOBILE US INC | COM | 872590104 |  | 238594 | 1136 | SH |  | SOLE |  | 0 | 0 | 1136 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 645591 | 2386 | SH |  | SOLE |  | 0 | 0 | 2386 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 365158 | 4959 | SH |  | SOLE |  | 0 | 0 | 4959 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 219734 | 1011 | SH |  | SOLE |  | 0 | 0 | 1011 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 282951 | 1442 | SH |  | SOLE |  | 0 | 0 | 1442 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 413770 | 1441 | SH |  | SOLE |  | 0 | 0 | 1441 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 636403 | 1457 | SH |  | SOLE |  | 0 | 0 | 1457 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1115212 | 1866 | SH |  | SOLE |  | 0 | 0 | 1866 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1366166 | 4258 | SH |  | SOLE |  | 0 | 0 | 4258 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 356954 | 6604 | SH |  | SOLE |  | 0 | 0 | 6604 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 412508 | 2982 | SH |  | SOLE |  | 0 | 0 | 2982 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 3876282 | 77603 | SH |  | SOLE |  | 0 | 0 | 77603 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 375161 | 4733 | SH |  | SOLE |  | 0 | 0 | 4733 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 676023 | 8767 | SH |  | SOLE |  | 0 | 0 | 8767 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 965788 | 15072 | SH |  | SOLE |  | 0 | 0 | 15072 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 452397 | 6887 | SH |  | SOLE |  | 0 | 0 | 6887 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 547675 | 4878 | SH |  | SOLE |  | 0 | 0 | 4878 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 852642 | 1222 | SH |  | SOLE |  | 0 | 0 | 1222 |
| VISA INC | COM CL A | 92826C839 |  | 742134 | 2455 | SH |  | SOLE |  | 0 | 0 | 2455 |
| WALMART INC | COM | 931142103 |  | 369603 | 2974 | SH |  | SOLE |  | 0 | 0 | 2974 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 311825 | 1357 | SH |  | SOLE |  | 0 | 0 | 1357 |
| WELLS FARGO  CO | COM | 949746101 |  | 507893 | 6380 | SH |  | SOLE |  | 0 | 0 | 6380 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 202332 | 3851 | SH |  | SOLE |  | 0 | 0 | 3851 |

---