# EDGAR Filing Document

**Accession Number:** 0001048606
**File Stem:** 0000726865-26-000480
**Filing Date:** 2026-6
**Character Count:** 6808
**Document Hash:** 0a5a6a66fe8682c20a7e0c9f55b80b5f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000726865-26-000480.hdr.sgml**: 20260629

**ACCESSION NUMBER**: 0000726865-26-000480

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260629

**DATE AS OF CHANGE**: 20260626

**EFFECTIVENESS DATE**: 20260629

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN LIFE VARIABLE ANNUITY ACCOUNT N
- **CENTRAL INDEX KEY:** 0001048606

**ORGANIZATION NAME:**
- **EIN:** 350472300
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-138190
- **FILM NUMBER:** 261130811

**BUSINESS ADDRESS:**
- **STREET 1:** 1300 S CLINTON ST
- **STREET 2:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46801
- **BUSINESS PHONE:** 2604552000

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46801

## Series and Classes Contracts Data

### LINCOLN LIFE VARIABLE ANNUITY ACCOUNT N (Series ID: S000002797)

| Class ID   | Class Name                                     | Ticker Symbol   |
|:---|:---|:---|
| C000007671 | Lincoln ChoicePlus                             |  |
| C000007672 | Lincoln ChoicePlus Assurance Bonus             |  |
| C000007673 | Lincoln ChoicePlus Assurance L Share           |  |
| C000007675 | Lincoln ChoicePlus Access                      |  |
| C000007676 | Lincoln ChoicePlus Bonus                       |  |
| C000007677 | Lincoln ChoicePlus II                          |  |
| C000007678 | Lincoln ChoicePlus II Access                   |  |
| C000007679 | Lincoln ChoicePlus II Bonus                    |  |
| C000007680 | Lincoln ChoicePlus II Advance                  |  |
| C000007681 | Lincoln ChoicePlus Assurance B Share           |  |
| C000007682 | Lincoln ChoicePlus Assurance C Share           |  |
| C000035538 | Lincoln ChoicePlus Design                      |  |
| C000041381 | Lincoln ChoicePlus Assurance (A Share)         |  |
| C000063880 | Lincoln ChoicePlus Assurance (B Class)         |  |
| C000074163 | Lincoln ChoicePlus Assurance (A Class)         |  |
| C000096384 | Lincoln ChoicePlus Rollover                    |  |
| C000096925 | Lincoln ChoicePlus Signature                   |  |
| C000100224 | Lincoln InvestmentSolutions                    |  |
| C000102889 | Lincoln ChoicePlus Fusion                      |  |
| C000116834 | Lincoln ChoicePlus Assurance Series            |  |
| C000126360 | Lincoln ChoicePlus Assurance Prime             |  |
| C000138870 | Lincoln Investor Advantage                     |  |
| C000138873 | Lincoln Investor Advantage Fee-Based           |  |
| C000138874 | Lincoln Investor Advantage RIA                 |  |
| C000173804 | Lincoln ChoicePlus Advisory                    |  |
| C000173808 | Lincoln Investor Advantage Advisory            |  |
| C000176406 | Lincoln InvestmentSolutions RIA                |  |
| C000176408 | Lincoln Investor Advantage RIA Class           |  |
| C000203524 | Lincoln Investor Advantage 2018                |  |
| C000219432 | Lincoln ChoicePlus Select B-Share              |  |
| C000221398 | Lincoln Investor Advantage Advisory Choice     |  |
| C000226659 | Lincoln Investor Advantage Pro                 |  |
| C000226821 | Lincoln Investor Advantage Pro Advisory        |  |
| C000226822 | Lincoln Investor Advantage Pro Advisory Choice |  |

**THE LINCOLN NATIONAL LIFE INSURANCE COMPANY**

**Lincoln Life Variable Annuity Account N**

*Lincoln ChoicePlus*<sup>SM</sup> product suite, *Lincoln ChoicePlus*<sup>SM</sup> II product suite,

*Lincoln ChoicePlus Assurance*<sup>SM</sup> product suite, *Lincoln ChoicePlus*<sup>SM</sup> Advisory,

*Lincoln ChoicePlus*<sup>SM</sup> Design, *Lincoln ChoicePlus*<sup>SM</sup> Fusion, *Lincoln ChoicePlus Assurance*<sup>SM</sup> (Prime)*,* 

*Lincoln ChoicePlus*<sup>SM</sup> Rollover, *Lincoln ChoicePlus*<sup>SM</sup> Select B-Share, *Lincoln ChoicePlus Assurance*<sup>SM</sup> Series, *Lincoln ChoicePlus*<sup>SM</sup> Signature, *Lincoln InvestmentSolutions*<sup>SM</sup>, *Lincoln InvestmentSolutions*<sup>SM</sup> RIA,

*Lincoln Investor Advantage*<sup>®</sup> product suite, *Lincoln Investor Advantage*<sup>®</sup> Pro product suite

**Supplement dated June 26, 2026 to the** 

**Updating Summary Prospectus for Current Contractowners dated May 1, 2026**

This Supplement updates certain information contained in the above-referenced summary prospectus for your individual annuity contract. This Supplement should be read in conjunction with the prospectus filed therein. All other terms and provisions of the prospectus, as supplemented, remain unchanged.

The changes described in this Supplement modify Appendix A – Investment Options Available Under The Contract.

**Addition of a New Investment Option:** On or about August 17, 2026, the following fund will be added as an investment option under your Contract. The information below summarizes key features of the fund.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objective** | **Fund and Adviser/Sub-adviser** | **Current Expenses** | **Average Annual Total Returns (as of 12/31/2025)** | **Average Annual Total Returns (as of 12/31/2025)** | **Average Annual Total Returns (as of 12/31/2025)** |
| **Investment Objective** | **Fund and Adviser/Sub-adviser** | **Current Expenses** | 1 Year | 5 Year | 10 Year |
| The fund seeks capital appreciation.  | Putnam VT U.S. Research Fund – Class IB | 0.93% | 17.88% | 14.52% | 15.07% |

---

For more complete information about the fund, including its principal investment strategies and principal risks, please refer to the underlying fund prospectus.

**Fund Reorganization:** The Board of Trustees of each Putnam VT Sustainable Future Fund and Putnam VT U.S. Research Fund has approved the reorganization of the Putnam VT Sustainable Future Fund with and into the Putnam VT U.S. Research Fund. The reorganization is currently expected to close on or about August 17, 2026, with the net asset value of share to be issued in the reorganization expected to be determined on or about August 14, 2026. The reorganization is expected to be a tax-free reorganization for federal income tax purposes. Following the reorganization, all references to Putnam VT Sustainable Future Fund in the Prospectus will be removed and replaced with Putnam VT U.S. Research Fund.

Effective on or about June 26, 2026, Putnam VT Sustainable Future Fund will not be available to Contracts issued on or after this date.

You may obtain additional information, including underlying fund prospectuses, by contacting your registered representative, visiting www.lfg.com/vaprospectus, or by emailing CustServSupportTeam@lfg.com.

**Please retain this Supplement for future reference.**