# EDGAR Filing Document

**Accession Number:** 0000067088
**File Stem:** 0001193125-26-036631
**Filing Date:** 2026-2
**Character Count:** 87435
**Document Hash:** 3bfddcb29cd247600155d1bd9d8a498f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-036631.hdr.sgml**: 20260204

**ACCESSION NUMBER**: 0001193125-26-036631

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 3

**CONFORMED PERIOD OF REPORT**: 20260204

**FILED AS OF DATE**: 20260204

**DATE AS OF CHANGE**: 20260204

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MITSUBISHI UFJ FINANCIAL GROUP INC
- **CENTRAL INDEX KEY:** 0000067088
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMMERCIAL BANKS, NEC [6029]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-54189
- **FILM NUMBER:** 26595920

**BUSINESS ADDRESS:**
- **STREET 1:** 4-5, MARUNOUCHI 1-CHOME
- **STREET 2:** CHIYODA-KU
- **CITY:** TOKYO
- **STATE:** M0
- **ZIP:** 100-8330
- **BUSINESS PHONE:** 2125301784

**MAIL ADDRESS:**
- **STREET 1:** 1251 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10020-1104

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANK OF TOKYO MITSUBISHI LTD /ADR/
- **DATE OF NAME CHANGE:** 20010402

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MITSUBISHI BANK LTD /ADR/
- **DATE OF NAME CHANGE:** 19920929

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MITSUBISHI TOKYO FINANCIAL GROUP INC
- **DATE OF NAME CHANGE:** 19920929

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**Form 6-K** 

**Report of Foreign Private Issuer** 

**Pursuant to Rule 13a-16 or 15d-16 under** 

**the Securities Exchange Act of 1934** 

**For the month of February 2026** 

**Commission File No. 000-54189** 

**MITSUBISHI UFJ FINANCIAL GROUP, INC.** 

**(Translation of registrant's name into English)** 

**4-5, Marunouchi 1-chome, Chiyoda-ku** 

**Tokyo 100-8330, Japan** 

**(Address of principal executive office)** 

**Indicate by check mark whether the registrant files or** 

**will file annual reports under cover of Form 20-F or Form 40-F.** 

**Form 20-F <u>X</u> Form 40-F** 

**Indicate by check mark if the registrant is submitting the Form 6-K** 

**in paper as permitted by Regulation S-T Rule 101(b)(1):** 

**Indicate by check mark if the registrant is submitting the Form 6-K** 

**in paper as permitted by Regulation S-T Rule 101(b)(7):** 

------

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE IN THE REGISTRATION STATEMENT ON FORM F-3 (NO. 333-273681) OF MITSUBISHI UFJ FINANCIAL GROUP, INC. AND TO BE A PART THEREOF FROM THE DATE ON WHICH THIS REPORT IS FURNISHED TO THE U.S. SECURITIES AND EXCHANGE COMMISSION TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED WITH OR FURNISHED TO THE U.S. SECURITIES AND EXCHANGE COMMISSION.

------

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: February 4, 2026

---

| | |
|:---|:---|
| Mitsubishi UFJ Financial Group, Inc. | Mitsubishi UFJ Financial Group, Inc. |
| By: | /s/ Yoshitaka Sekine |
| Name: | Yoshitaka Sekine |
| Title: | Managing Director, Head of Documentation & Corporate Secretary Department,<br> Corporate Administration Division |

---

------

![LOGO](g67517g0130115957955.jpg)

**Consolidated Summary Report** 

for the nine months ended December 31, 2025

February 4, 2026

---

| | |
|:---|:---|
|  Company name: | Mitsubishi UFJ Financial Group, Inc. |
|  Stock exchange listings: | Tokyo, Nagoya, New York |
|  Code number: | 8306 |
|  URL | https://www.mufg.jp/english/ |
|  Representative: | Hironori Kamezawa, President & Group CEO |
|  For inquiry: | Masahisa Takahashi, Managing Director, Head of Financial Accounting and Reporting, Financial Accounting Office, Financial Planning Division |
|  | TEL +81-50-3613-1179 |
|  Dividend payment date: |  |
|  Trading accounts: | Established |
|  Supplemental information for on financial results: | Available |
|  Investor meeting presentation: |  |

---

(Amounts of less than one million yen are rounded down.)

**1. Consolidated Financial Data for the Nine Months ended December 31, 2025** 

(1) Results of Operations

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **(% represents the change from the same period in the previous fiscal year)** | **(% represents the change from the same period in the previous fiscal year)** | **(% represents the change from the same period in the previous fiscal year)** | **(% represents the change from the same period in the previous fiscal year)** | **(% represents the change from the same period in the previous fiscal year)** | **(% represents the change from the same period in the previous fiscal year)** |
|  | **Ordinary Income** | **Ordinary Income** | **Ordinary Profits** | **Ordinary Profits** | **Profits Attributable to<br>Owners of Parent** | **Profits Attributable to<br>Owners of Parent** |
|  | **million yen** | **%** | **million yen** | **%** | **million yen** | **%** |
|  For the nine months ended |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; December 31, 2025 | 10643805 | 3.6 | 2509250 | 3.6 | 1813508 | 3.7 |
| &nbsp;&nbsp;&nbsp;&nbsp; December 31, 2024 | 10277584 | 20.8 | 2421937 | 34.4 | 1748939 | 34.7 |

---

(\*) Comprehensive income

December 31, 2025: 2,188,784 million yen, 30.0 %; December 31, 2024: 1,684,256 million yen, (28.9) %

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Basic earnings<br>per share** | **Basic earnings<br>per share** | **Diluted earnings<br>per share** | **Diluted earnings<br>per share** |
|  | **yen** | **yen** | **yen** | **yen** |
|  For the nine months ended |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; December 31, 2025 |  | 158.89 |  | 158.31 |
| &nbsp;&nbsp;&nbsp;&nbsp; December 31, 2024 |  | 149.85 |  | 149.42 |

---

(2) Financial Conditions

---

| | | | |
|:---|:---|:---|:---|
|  | **Total Assets** | **Total Net Assets** | **Equity-to-asset ratio (\*)** |
|  | **million yen** | **million yen** | **%** |
|  As of |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; December 31, 2025 | 418107863 | 22809787 | 5.1 |
| &nbsp;&nbsp;&nbsp;&nbsp; March 31, 2025 | 413113501 | 21728132 | 5.0 |

---

(Reference) Shareholders' equity as of December 31, 2025: 21,363,269 million yen; March 31, 2025: 20,520,374 million yen

(\*) "Equity-to-asset ratio" is computed under the formula shown below

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (Total net assets - Subscription rights to shares - Non-controlling interests) / Total assets

------

**2. Dividends on Common Stock** 

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Dividends per Share** | **Dividends per Share** | **Dividends per Share** | **Dividends per Share** | **Dividends per Share** |
|  | **1st**<br>**quarter-end** | **2nd**<br>**quarter-end** | **3rd**<br>**quarter-end** | **Fiscal**<br>**year-end** | **Total** |
|  | **yen** | **yen** | **yen** | **yen** | **yen** |
|  For the fiscal year |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; ended March 31, 2025 |  | 25.00 |  | 39.00 | 64.00 |
| &nbsp;&nbsp;&nbsp;&nbsp; ending March 31, 2026 |  | 35.00 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; ending March 31, 2026 (Forecast) |  |  |  | 39.00 | 74.00 |

---

(\*) Revision of forecasts for dividends on the presentation date of this Consolidated Summary Report : None

**3. Earnings Target for the Fiscal Year ending March 31, 2026 (Consolidated)** 

MUFG has an earnings target of 2,100.0 billion yen of profits attributable to owners of parent for the fiscal year ending March 31, 2026.(There is no change to our earnings target released on November 14, 2025.)

MUFG is engaged in financial service businesses such as banking business, trust banking business, securities business and credit card/loan businesses. Because there are various uncertainties caused by economic situation, market environments and other factors in these businesses, MUFG discloses a target of its profits attributable to owners of parent instead of a forecast of its performance.

------

 **Notes** 

(1) Changes in significant subsidiaries during the period: No

(2) Adoption of any particular accounting methods for quarterly consolidated financial statements: No

(3) Changes in accounting policies, changes in accounting estimates and restatements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A) Changes in accounting policies due to revision of accounting standards: No

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B) Changes in accounting policies due to reasons other than (A): No

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(C) Changes in accounting estimates: Yes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(D) Restatements: No

(4) Number of common stocks outstanding at the end of the period

---

| | | |
|:---|:---|:---|
| (A) Total stocks outstanding including treasury stocks: | December 31, 2025 | 11,867,710,920 shares |
|  | March 31, 2025 | 12,067,710,920 shares |
| (B) Treasury stocks: | December 31, 2025 | 532,712,226 shares |
|  | March 31, 2025 | 561,193,945 shares |
| (C) Average outstanding stocks: | Nine months ended December 31, 2025 | 11,413,282,350 shares |
|  | Nine months ended December 31, 2024 | 11,671,236,948 shares |

---

 Review of the Japanese-language originals of the attached consolidated quarterly financial statements by certified public accountants or an audit firm: None

 Notes for using forecasted information etc.

1. This financial summary report contains forward-looking statements regarding estimations, forecasts, targets and
plans in relation to the results of operations, financial conditions and other overall management of the company and/or the group as a whole (the "forward-looking statements"). The forward-looking statements are made based upon, among
other things, the company's current estimations, perceptions and evaluations. In addition, in order for the company to adopt such estimations, forecasts, targets and plans regarding future events, certain assumptions have been made.
Accordingly, due to various risks and uncertainties, the statements and assumptions are inherently not guarantees of future performance, may be considered differently from alternative perspectives and may result in material differences from the
actual result. For the main factors that may affect the current forecasts, please see Consolidated Summary Report, Annual Securities Report, Disclosure Book, Annual Report, and other current disclosures that the company has announced.

2. The financial information included in this financial summary report is prepared and presented in accordance
with accounting principles generally accepted in Japan ("Japanese GAAP"). Differences exist between Japanese GAAP and the accounting principles generally accepted in the United States ("U.S. GAAP") in certain material
respects. Such differences have resulted in the past, and are expected to continue to result for this period and future periods, in amounts for certain financial statement line items under U.S. GAAP to differ significantly from the amounts under
Japanese GAAP. For example, differences in consolidation basis or accounting for business combinations, including but not limited to amortization and impairment of goodwill, could result in significant differences in our reported financial results
between Japanese GAAP and U.S. GAAP. Readers should consult their own professional advisors for an understanding of the differences between Japanese GAAP and U.S. GAAP and how those differences might affect our reported financial results. To date,
we have published U.S. GAAP financial results only on a semiannual and annual basis, and currently do not expect to publish U.S. GAAP financial results for the period reported in this financial summary report.

------

Mitsubishi UFJ Financial Group, Inc.

(Appendix)

Contents of Appendix

---

| | |
|:---|:---|
| 1. Results of Operations and Financial Condition | 2 |
| 2. Consolidated Financial Statements and Notes | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;(1) Consolidated Balance Sheets | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;(2) Consolidated Statements of Income and Consolidated Statements of Comprehensive Income | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;(3) The Framework for Financial Reporting applied to Quarterly Consolidated Financial Statements | 7 |
| &nbsp;&nbsp;&nbsp;&nbsp;(4) Changes in Accounting Policies | 7 |
| &nbsp;&nbsp;&nbsp;&nbsp;(5) Segment Information | 8 |
| &nbsp;&nbsp;&nbsp;&nbsp;(6) Notes for Material Changes in Shareholders **'**Equity | 10 |
| &nbsp;&nbsp;&nbsp;&nbsp;(7) Notes on Going-Concern Assumption | 10 |
| &nbsp;&nbsp;&nbsp;&nbsp;(8) Consolidated Statements of Cash Flows | 10 |
| &nbsp;&nbsp;&nbsp;&nbsp;(9) Additional Information | 10 |

---

Supplemental Information:

"Selected Financial Information under Japanese GAAP For the Nine Months Ended December 31, 2025"

------

Mitsubishi UFJ Financial Group, Inc.

**1. Results of Operations and Financial Condition** 

The subject matter is described in the "Financial Highlights" disclosed on February 4, 2026, which is available on our website at https://www.mufg.jp/english/ir/fs/index.html.

The information is posted under the Financial Information, FY2025 (Fisical Year Ending Mar.2026) JGAAP, Third Quarter, on the above website.

------

Mitsubishi UFJ Financial Group, Inc.

**2. Consolidated Financial Statements and Notes** 

**(1) Consolidated Balance Sheets** 

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of**<br> **March 31, 2025** | **As of**<br> **December 31, 2025** |
|  Assets: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash and due from banks | 109095437 | 89184343 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Call loans and bills bought | 1180949 | 1559713 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Receivables under resale agreements | 18856895 | 18333267 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Receivables under securities borrowing transactions | 5701495 | 4726642 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Monetary claims bought | 6620404 | 7591647 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading assets | 26142919 | 33875592 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money held in trust | 1084487 | 1224111 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities | 86125371 | 85123357 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans and bills discounted | 121436133 | 130338032 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 1913526 | 2457074 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other assets | 17824068 | 25122151 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tangible fixed assets | 1240104 | 1380295 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intangible fixed assets | 1875551 | 1940044 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net defined benefit assets | 2217529 | 2285502 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred tax assets | 148752 | 134990 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Customers**'** liabilities for acceptances and guarantees | 12864745 | 14030653 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit losses | (1214870) | (1199555) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total assets | 413113501 | 418107863 |
|  Liabilities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deposits | 228512749 | 232508734 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Negotiable certificates of deposit | 17374010 | 18207720 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Call money and bills sold | 5072926 | 5192044 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payables under repurchase agreements | 43359076 | 39058629 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Payables under securities lending transactions | 699852 | 1416750 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commercial papers | 3475042 | 3976944 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading liabilities | 19362603 | 26707033 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Borrowed money | 22101954 | 10456781 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 2508462 | 2512530 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Short-term bonds payable | 1373236 | 1124012 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Bonds payable | 14018955 | 15897083 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Due to trust accounts | 4937999 | 3396843 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other liabilities | 14563347 | 19678477 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for bonuses | 251665 | 198756 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for bonuses to directors | 2879 | 3138 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for stocks payment | 11077 | 11919 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net defined benefit liabilities | 104612 | 106214 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for retirement benefits to directors | 813 | 904 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for loyalty award credits | 7730 | 9945 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserve for contingent losses | 150657 | 124575 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reserves under special laws | 5295 | 5886 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities | 540770 | 588253 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities for land revaluation | 84903 | 84240 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Acceptances and guarantees | 12864745 | 14030653 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total liabilities | 391385368 | 395298076 |

---

------

Mitsubishi UFJ Financial Group, Inc.

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of**<br> **March 31, 2025** | **As of**<br> **December 31, 2025** |
|  Net assets: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Capital stock | 2141513 | 2141513 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Capital surplus |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Retained earnings | 14845617 | 15533884 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Treasury stock | (726631) | (799427) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total shareholders**'** equity | 16260498 | 16875970 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on available-for-sale securities | 1327127 | 1892643 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedging instruments | (894227) | (1307531) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Land revaluation excess | 122400 | 121461 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign currency translation adjustments | 3198279 | 3367121 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Remeasurements of defined benefit plans | 554502 | 506888 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Debt value adjustments of foreign subsidiaries and affiliates | (51663) | (97582) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on loans of foreign subsidiaries and affiliates | 3457 | 4297 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total accumulated other comprehensive income | 4259875 | 4487299 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subscription rights to shares | 11 | 20 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Non-controlling interests | 1207746 | 1446498 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total net assets | 21728132 | 22809787 |
|  Total liabilities and net assets | 413113501 | 418107863 |

---

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Mitsubishi UFJ Financial Group, Inc.

**(2) Consolidated Statements of Income and Consolidated Statements of Comprehensive Income** 

**Consolidated Statements of Income** 

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **For the nine months<br>ended**<br> **December 31, 2024** | **For the nine months<br>ended**<br> **December 31, 2025** |
|  Ordinary income | 10277584 | 10643805 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest income | 6483557 | 6439631 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on loans and bills discounted | 3282823 | 3122284 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest and dividends on securities | 1225699 | 1341538 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees | 107504 | 119426 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 1725244 | 1885256 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading income | 288130 | 315354 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other operating income | 470870 | 675583 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other ordinary income | 1202276 | 1208552 |
|  Ordinary expenses | 7855646 | 8134554 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest expenses | 4309559 | 4246420 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on deposits | 1679732 | 1556692 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 312429 | 324837 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading expenses |  | 119682 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other operating expenses | 331999 | 275291 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; General and administrative expenses | 2361816 | 2504614 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other ordinary expenses | 539842 | 663709 |
|  Ordinary profits | 2421937 | 2509250 |
|  Extraordinary gains | 11692 | 47102 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on disposition of fixed assets | 11692 | 7512 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on step acquisitions |  | 22028 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on liquidation of subsidiaries |  | 17555 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on change in equity |  | 5 |
|  Extraordinary losses | 27535 | 60399 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on disposition of fixed assets | 7296 | 12557 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | 16949 | 16510 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for reserve for contingent liabilities from financial instruments transactions | 266 | 591 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for reserve for contingent liabilities arising from commodities transactions |  | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Expenses relating to systems integration |  | 30739 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of shares of subsidiaries | 3023 |  |
|  Profits before income taxes | 2406094 | 2495954 |
|  Income taxes-current | 432990 | 532424 |
|  Income taxes-deferred | 147449 | 47526 |
|  Total taxes | 580440 | 579951 |
|  Profits | 1825654 | 1916003 |
|  Profits attributable to non-controlling interests | 76714 | 102494 |
|  Profits attributable to owners of parent | 1748939 | 1813508 |

---

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Mitsubishi UFJ Financial Group, Inc.

**Consolidated Statements of Comprehensive Income** 

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **For the nine months<br>ended<br> December 31, 2024** | **For the nine months<br>ended<br> December 31, 2025** |
|  Profits | &nbsp;&nbsp;&nbsp;&nbsp;1825654 | &nbsp;&nbsp;&nbsp;&nbsp;1916003 |
|  Other comprehensive income |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on available-for-sale securities | (502465) | 543094 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedging instruments | (115304) | (412295) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Land revaluation excess |  | 16 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign currency translation adjustments | 348360 | 50771 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Remeasurements of defined benefit plans | (42233) | (49173) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on loans of foreign subsidiaries | 3198 | 2692 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Share of other comprehensive income of associates accounted for using equity method | 167047 | 137675 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total other comprehensive income | (141397) | 272781 |
|  Comprehensive income | 1684256 | 2188784 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (Comprehensive income attributable to) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Comprehensive income attributable to owners of parent | 1556329 | 2043270 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Comprehensive income attributable to non-controlling interests | 127926 | 145514 |

---

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Mitsubishi UFJ Financial Group, Inc.

**(3) The Framework for Financial Reporting applied to Quarterly Consolidated Financial Statements** 

The quarterly consolidated financial statements, which consist of the quarterly consolidated balance sheet, the quarterly consolidated statement of income, the quarterly consolidated statement of comprehensive income, and the notes thereto, have been prepared in accordance with Article 4, Paragraph 1 of the Tokyo Stock Exchange, Inc. 's and Nagoya Stock Exchange, Inc. 's Standards for the Preparation of Quarterly Financial Statements (the "Standards") and accounting principles for quarterly financial statements generally accepted in Japan (provided, however, that certain information has been omitted in accordance with Article 4, Paragraph 2 of the Standards).

**(4) Changes in Accounting Estimates** 

(Change in the credit rating system used for calculating the allowance for credit losses)

Our principal domestic consolidated banking subsidiaries have established a credit rating system that is consistent with the borrower classification as a uniform standard for evaluating credit risk. The allowance for credit losses is calculated using internal credit ratings determined based on such credit rating system.

Following the adoption of a new credit rating system designed to further enhance their credit risk management framework, the subsidiaries calculated their allowance for credit losses using internal credit ratings determined under the new credit rating system as of the end of the nine months ended December 31, 2025.

The impact of the resulting changes in accounting estimates on our consolidated financial statements as of and for the nine months ended December 31, 2025, is immaterial.

------

Mitsubishi UFJ Financial Group, Inc.

**(5) Segment Information** 

I. Business segment information

1 Summary of reporting segments

MUFG 's reporting segments are business units of MUFG which its Executive Committee, the decision-making body for the execution of its business operations, regularly reviews to make decisions regarding allocation of management resources and evaluate performance.

MUFG makes and executes unified group-wide strategies based on customer characteristics and the nature of business. Accordingly, MUFG has adopted customer-based and business-based segmentation, which consists of the following reporting segments: Retail & Digital Business Group, Commercial Banking & Wealth Management Business Group, Japanese Corporate & Investment Banking Business Group, Global Commercial Banking Business Group, Asset Management & Investor Services Business Group, Global Corporate & Investment Banking Business Group, Global Markets Business Group and Other.

---

| | |
|:---|:---|
| Retail & Digital Business Group: | Providing financial services to individual customers (excluding wealth management customers) and corporate customers through the three channels under the concept of **"**Real (Face-to-Face) **×** Remote **×** Digital**"** |
| Commercial Banking & Wealth Management Business Group: | Providing financial services to corporate and wealth management customers |
| Japanese Corporate & Investment Banking Business Group: | Providing financial services to large Japanese corporate customers in and outside Japan |
| Global Commercial Banking Business Group: | Providing financial services to individual and small to medium sized corporate customers through overseas commercial bank investees of MUFG |
| Asset Management & Investor Services Business Group: | Providing asset management and administration and pension services to domestic and overseas investor, asset manager and operating company customers |
| Global Corporate & Investment Banking Business Group: | Providing financial services to large non-Japanese corporate customers |
| Global Markets Business Group: | Providing services relating to foreign currency exchange, funds and investment securities to customers, as well as conducting market transactions and managing liquidity and cash for MUFG |
| Other: | Other than the businesses mentioned above |

---

a Changes in the method of calculation of operating profit (loss) of each reporting segment

In the nine months ended December 31, 2025, MUFG changed the method of allocation of net revenue and operating expenses among reporting segments and accordingly changed the method of calculation of operating profit (loss) of each reporting segment.

The business segment information for the nine months ended December 31, 2024 has been restated based on the new calculation method.

------

Mitsubishi UFJ Financial Group, Inc.

2 Information on net revenue and operating profit (loss) for each reporting segment

For the nine months ended December 31, 2024

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the nine months ended December 31, 2024** | **For the nine months ended December 31, 2024** | **For the nine months ended December 31, 2024** | **For the nine months ended December 31, 2024** | **For the nine months ended December 31, 2024** | **For the nine months ended December 31, 2024** | **For the nine months ended December 31, 2024** | **For the nine months ended December 31, 2024** | **For the nine months ended December 31, 2024** | **For the nine months ended December 31, 2024** |
|  | **Retail &<br>Digital<br>Business<br>Group** | **Commercial<br>Banking &<br>Wealth<br>Management<br>Business<br>Group** | **Japanese<br>Corporate &<br>Investment<br>Banking<br>Business<br>Group** | **Global**<br>**Commercial<br>Banking<br>Business<br>Group** | **Asset<br>Management<br>& Investor<br>Services<br>Business<br>Group** | **Global<br>Corporate<br>& Investment<br>Banking<br>Business<br>Group** | **Total of<br>Customer<br>Business** | **Global<br>Markets<br>Business<br>Group** | **Other** | **Total** |
|  Net revenue | ¥686,833 | ¥518894 | ¥773286 | ¥803119 | ¥371334 | ¥717179 | ¥3870647 | ¥261534 | ¥(17331) | ¥4114850 |
|  Operating expenses | 490629 | 317644 | 287568 | 431753 | 268479 | 333484 | 2129561 | 233611 | 57449 | 2420622 |
|  Operating profit (loss) | ¥196,203 | ¥201249 | ¥485717 | ¥371365 | ¥102854 | ¥383695 | ¥1741085 | ¥27923 | ¥(74781) | ¥1694227 |

---

(Notes)

&nbsp;&nbsp;&nbsp;&nbsp;1. "Net revenue" in the above table is used in lieu of net sales generally used by Japanese non-financial companies.

&nbsp;&nbsp;&nbsp;&nbsp;2. "Net revenue" includes net interest income, trust fees, net fees and commissions, net trading
profit, and net other operating profit.

&nbsp;&nbsp;&nbsp;&nbsp;3. "Operating expenses" includes personnel expenses and premise expenses.

For the nine months ended December 31, 2025

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the nine months ended December 31, 2025** | **For the nine months ended December 31, 2025** | **For the nine months ended December 31, 2025** | **For the nine months ended December 31, 2025** | **For the nine months ended December 31, 2025** | **For the nine months ended December 31, 2025** | **For the nine months ended December 31, 2025** | **For the nine months ended December 31, 2025** | **For the nine months ended December 31, 2025** | **For the nine months ended December 31, 2025** |
|  | **Retail &<br>Digital<br>Business<br>Group** | **Commercial<br>Banking &<br>Wealth<br>Management<br>Business<br>Group** | **Japanese<br>Corporate &<br>Investment<br>Banking<br>Business<br>Group** | **Global<br>Commercial**<br>**Banking<br>Business<br>Group** | **Asset<br>Management**<br>**& Investor**<br>**Services<br>Business<br>Group** | **Global<br>Corporate**<br>**& Investment<br>Banking<br>Business<br>Group** | **Total of**<br>**Customer**<br>**Business** | **Global**<br>**Markets**<br>**Business**<br>**Group** | **Other** | **Total** |
|  Net revenue | ¥782790 | ¥608423 | ¥792053 | ¥641992 | ¥439478 | ¥787487 | ¥4052225 | ¥439815 | ¥(15364) | ¥4476675 |
|  Operating expenses | 568236 | 338219 | 303610 | 383836 | 320814 | 361666 | 2276383 | 247023 | 80637 | 2604044 |
|  Operating profit (loss) | ¥214553 | ¥270203 | ¥488443 | ¥258155 | ¥118664 | ¥425821 | ¥1775841 | ¥192791 | ¥(96002) | ¥1872631 |

---

(Notes)

&nbsp;&nbsp;&nbsp;&nbsp;1. "Net revenue" in the above table is used in lieu of net sales generally used by Japanese non-financial companies.

&nbsp;&nbsp;&nbsp;&nbsp;2. "Net revenue" includes net interest income, trust fees, net fees and commissions, net trading
profit, and net other operating profit.

&nbsp;&nbsp;&nbsp;&nbsp;3. "Operating expenses" includes personnel expenses and premise expenses.

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Mitsubishi UFJ Financial Group, Inc.

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| | |
|:---|:---|
| 3 | Reconciliation of the total operating profit in each of the above tables to the ordinary profit in the consolidated statement of income for the corresponding nine-month period  |

---

---

| | | |
|:---|:---|:---|
| **Operating profit** | **For the nine months ended<br>December 31, 2024** | **For the nine months ended<br>December 31, 2025** |
|  Total operating profit of reporting segments | 1694227 | 1872631 |
|  Operating profit of consolidated subsidiaries excluded from reporting segments | (530) | (3083) |
|  Provision for general allowance for credit losses | 72070 | 44568 |
|  Credit related expenses | (412521) | (342971) |
|  Gains on reversal of reserve for contingent losses included in credit costs | 5383 | 8211 |
|  Gains on loans written-off | 84061 | 70394 |
|  Net gains on equity securities and other securities | 488176 | 183322 |
|  Equity in earnings of the equity method investees | 428147 | 582912 |
|  Others | 62922 | 93265 |
|  Ordinary profit in the consolidated statement of income | 2421937 | 2509250 |

---

**(6)** **Notes for Material Changes in Shareholders' Equity** 

None.

**(7)** **Notes on Going-Concern Assumption** 

None.

**(8)** **Consolidated Statements of Cash Flows** 

No consolidated statements of cash flows have been prepared for the nine-month periods ended December 31, 2024 and 2025. Depreciation (including amortization of intangible assets other than goodwill) and amortization of goodwill for the periods indicated were as follows:

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the nine months ended December 31,** | **For the nine months ended December 31,** | **For the nine months ended December 31,** | **For the nine months ended December 31,** |
|  | **2024** | **2024** | **2025** | **2025** |
|  Depreciation | ¥ | 284249 | ¥ | 316381 |
|  Amortization of goodwill |  | 27297 |  | 29958 |

---

**(9)** **Additional Information** 

(Information which is relevant to the understanding of the readers of the consolidated financial statements regarding the calculation of allowance for credit losses)

The process of calculating the allowance for credit losses for MUFG Bank, Ltd. ("the Bank") and its domestic consolidated subsidiaries, our principal domestic consolidated banking subsidiaries, involves various estimates such as determination of borrower credit ratings which are based on evaluation and classification of borrowers' debt-service capacity, assessment of the value of collateral provided by borrowers, estimation of future cash flows when applying the cash flow estimation method, and adjustments for future loss projections and other factors to the loss rates calculated based on historical credit loss experience.

Among these, internal credit ratings are assigned to counterparties based on qualitative factors such as the current and expected future business environment of the industry to which they belong as well as their management and funding risks in addition to quantitative financial evaluations through an analysis of their financial results. In particular, those determination of internal credit ratings for these counterparties may be highly dependent on our assessment of the prospects of improvements in their operating results and their ability to continue as going concerns.

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Mitsubishi UFJ Financial Group, Inc.

The Bank, our principal consolidated domestic banking subsidiary, applies the cash flow estimation method when determining allowance for credit losses for loans to substantially bankrupt borrowers and borrowers requiring special attention and caution in cases where it is possible to reasonably estimate the cash flows related to the collection of loan principal and receipt of interest payments. The estimation of such future cash flows is based on a borrower-specific assessment regarding the collectability of loans, including past collection experience, evaluation of the borrower**'s** restructuring plans, the financial condition and operating results of the borrower, and the economic environment of the industry to which the borrower belongs. In this regard, the estimation of future cash flows may be highly dependent on estimation of borrowers' future performance and business sustainability. Estimates are subject to a high degree of uncertainly especially when made in connection with assessments regarding the collectability of loans to substantially bankrupt borrowers with respect to which objective information is not reasonably available.

In addition, when calculating allowance for credit losses, the Bank determines loss rates primarily by calculating a rate of loss based on a historical average of the credit loss rate or a historical average of the default probability derived from actual credit loss experience or actual bankruptcy experience and making necessary adjustments based on future projections and other factors.

The Bank makes such adjustments to the loss rates calculated based on historical loss experience, taking into account future projections and other factors, especially considering the uncertain business environment arising from potential changes in the Russia-Ukraine situation and the trade policies of various countries. These adjustments are implemented made when deemed necessary, for example, by considering any additional expected loss amount not captured by the loss rates calculated based on historical loss experience. The amount of impact of these adjustments as of December 31, 2025 is ¥15,499 million (¥33,610 million as of March 31, 2025).

In addition, certain overseas subsidiaries which apply IFRS recognize allowance for credit losses in accordance with IFRS9 **"Financial** Instruments.**"** At each reporting date, these subsidiaries assess whether the credit risk on a financial asset has increased significantly since initial recognition, and if the credit risk has not increased significantly since initial recognition, the subsidiaries measure the allowance for credit losses for the financial asset at an amount equal to the 12-month expected credit loss. On the other hand, if the credit risk on a financial asset has increased significantly since initial recognition, the subsidiaries measure the allowance for credit losses for the financial asset at an amount equal to the lifetime expected credit loss. Expected credit losses are calculated using a quantitative model that reflects economic forecast scenarios based on macroeconomic variables. The calculation process includes determination of macroeconomic variables used in multiple economic forecast scenarios and the weightings applied to each economic forecast scenario. Expected credit losses are adjusted for qualitative factors to compensate for expected credit losses that are not reflected in a quantitative model.

Significant assumptions used in our calculation of allowance for credit losses, including those described above, are subject to uncertainty. In particular, certain counterparties' prospects of improvements in their operating results and expectations as to their ability to continue as going concerns, and adjustments to the rates of loss calculated based on actual experience for future projections and other factors, as well as determination of the macroeconomic variables used in, and the weightings applied to, multiple economic forecast scenarios, and adjustments thereto for qualitative factors, by certain subsidiaries which apply IFRS, are based on estimation relating to the economic environment, including changes in economic conditions, commodity prices and monetary and trade policies in each country as well as geopolitical situations, with respect to which objective data are not readily available.

In particular, future developments concerning the Russia-Ukraine situation and the trade policies of various countries are subject to significant uncertainty. Accordingly, we make certain assumptions, including that the current Russia-Ukraine situation continues for the foreseeable future and that the trade policies of various countries, while being subject to policy and other changes over the short term, will generally be implemented with consideration for economic and price trends. The recorded allowance represents our best estimate made based on such assumptions and in a manner designed to ensure objectivity and rationality.

For the nine months ended December 31, 2025, such assumptions remained substantially unchanged because no significant changes were observed subsequent to the previous fiscal year end with respect to the events or circumstances underlying the outlook relating to the Russia-Ukraine situation and developments in the trade policies of various countries. However, these assumptions are highly uncertain, and significant additional provision for credit losses may be recognized for the fiscal year ending March 31, 2026 and subsequent reporting periods due to these and other factors and circumstances affecting the financial performance of counterparties or the economic environment.

------

## Selected Financial Information

## under Japanese GAAP

## For the Nine Months Ended December 31, 2025

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mitsubishi UFJ Financial Group, Inc. | ![LOGO](g67517dsp17.jpg) |

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Mitsubishi UFJ Financial Group, Inc.

**[Contents]** 

---

| | | |
|:---|:---|:---|
| **1. Financial Results** | [ MUFG Consolidated ]\*1[ BK and TB Combined ]\*2\*3\*4 | 1 |
|  | [ BK Non-consolidated ][ TB Non-consolidated ] |  |
| **2. Loans to Be Disclosed under the Banking Act and the Financial Reconstruction Act (the "FRA")** | [ MUFG Consolidated ] | 5 |
| **2. Loans to Be Disclosed under the Banking Act and the Financial Reconstruction Act (the "FRA")** | [ BK and TB Combined including Trust Account ] |  |
| **2. Loans to Be Disclosed under the Banking Act and the Financial Reconstruction Act (the "FRA")** | [ BK Non-consolidated ][ TB Non-consolidated ] |  |
|  | [ TB Non-consolidated : Trust Account ] |  |
| **3. Securities** | [ MUFG Consolidated ] | 6 |
|  | [ BK Non-consolidated ][ TB Non-consolidated ] |  |
| **4. ROE** | [ MUFG Consolidated ] | 9 |
| **5. Average Interest Rate Spread** | [ BK and TB Combined ] | 10 |
|  | [ BK Non-consolidated ][ TB Non-consolidated ] |  |
| **6. Loans and Deposits** | [ BK and TB Combined ] | 11 |
|  | [ BK Non-consolidated ][ TB Non-consolidated ] |  |
| **7. Statements of Trust Assets and Liabilities** | [ TB Non-consolidated ] | 12 |

---

(\*1) "MUFG" means Mitsubishi UFJ Financial Group, Inc.

(\*2) "BK" means MUFG Bank, Ltd.

(\*3) "TB" means Mitsubishi UFJ Trust and Banking Corporation.

(\*4) "BK and TB Combined" means simple sum of "BK" and "TB" without consolidation processes.

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Mitsubishi UFJ Financial Group, Inc.

**1. Financial Results** 

**MUFG Consolidated** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the nine months ended** | **For the nine months ended** | **Increase <br>(Decrease)**<br>**(A) - (B)** |
|  | **December 31, 2025** <br>**(A)** | **December 31, 2024** <br>**(B)** | **Increase <br>(Decrease)**<br>**(A) - (B)** |
|  Gross profits | **4469144** | 4121388 | 347756 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gross profits before credit costs for trust accounts | **4469142** | 4121385 | 347757 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **2193334** | 2174066 | 19268 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees | **119426** | 107504 | 11922 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts (1) | **2** | 2 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **1560419** | 1412815 | 147604 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **195671** | 288130 | (92458) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **400292** | 138871 | 261421 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(68697)** | (221178) | 152480 |
|  General and administrative expenses | **2563225** | 2406698 | 156527 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of goodwill | **29958** | 27297 | 2660 |
|  Net operating profits before credit costs for trust accounts, provision for general allowance for credit losses and amortization of goodwill | **1935875** | 1741984 | 193891 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses | **1905917** | 1714687 | 191230 |
|  Provision for general allowance for credit losses (2) | **44568** | 72070 | (27501) |
|  Net operating profits\*1 | **1950488** | 1786760 | 163728 |
|  Net non-recurring gains (losses) | **558762** | 635177 | (76415) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs (3) | **(342971)** | (412521) | 69549 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on loan write-offs | **(172314)** | (222381) | 50067 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for specific allowance for credit losses | **(162299)** | (197390) | 35090 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other credit costs | **(8357)** | 7250 | (15608) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses (4) | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of reserve for contingent losses included in credit costs (5) | **8211** | 5383 | 2828 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off (6) | **70394** | 84061 | (13667) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | **183322** | 488176 | (304854) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of equity securities | **234085** | 529322 | (295237) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of equity securities | **(42265)** | (21564) | (20700) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of equity securities | **(8497)** | (19581) | 11083 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equity in earnings of equity method investees | **582912** | 428147 | 154765 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | **56893** | 41929 | 14964 |
|  Ordinary profits | **2509250** | 2421937 | 87313 |
|  Net extraordinary gains (losses) | **(13296)** | (15842) | 2546 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on disposition of fixed assets | **(5044)** | 4396 | (9440) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | **(16510)** | (16949) | 438 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on step acquisitions | **22028** |  | 22028 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on liquidation of subsidiaries | **17555** |  | 17555 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Expenses relating to systems integration | **(30739)** |  | (30739) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of shares of subsidiaries | **—** | (3023) | 3023 |
|  Profits before income taxes | **2495954** | 2406094 | 89859 |
|  Income taxes-current | **532424** | 432990 | 99434 |
|  Income taxes-deferred | **47526** | 147449 | (99923) |
|  Total taxes | **579951** | 580440 | (489) |
|  Profits | **1916003** | 1825654 | 90348 |
|  Profits attributable to non-controlling interests | **102494** | 76714 | 25780 |
|  Profits attributable to owners of parent | **1813508** | 1748939 | 64568 |
| Note: |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; \*1. Net operating profits = Banking subsidiaries' net operating profits + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp;&nbsp; \*1. Net operating profits = Banking subsidiaries' net operating profits + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp;&nbsp; \*1. Net operating profits = Banking subsidiaries' net operating profits + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions | &nbsp;&nbsp;&nbsp;&nbsp; \*1. Net operating profits = Banking subsidiaries' net operating profits + Other consolidated entities' gross profits - Other consolidated entities' general and administrative expenses - Other consolidated entities' provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions |
| (Reference) |  |  |  |
|  Total credit costs (1)+(2)+(3)+(4)+(5)+(6) | **(219794)** | (251003) | 31208 |

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Mitsubishi UFJ Financial Group, Inc.

**BK and TB Combined** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the nine months ended** | **For the nine months ended** | **Increase** <br>**(Decrease)**<br>**(A) - (B)** |
|  | **December 31, 2025** <br>**(A)** | **December 31, 2024** <br>**(B)** | **Increase** <br>**(Decrease)**<br>**(A) - (B)** |
|  Gross profits | **2466492** | 2127497 | 338994 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gross profits before credit costs for trust accounts | **2466490** | 2127494 | 338995 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **1383209** | 1290200 | 93008 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees | **104052** | 93495 | 10557 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts (1) | **2** | 2 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **682564** | 615914 | 66649 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **4231** | 59560 | (55329) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **292435** | 68326 | 224108 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(68692)** | (218798) | 150105 |
|  General and administrative expenses | **1280200** | 1175534 | 104665 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses | **1186289** | 951959 | 234329 |
|  Provision for general allowance for credit losses (2) | **(346)** | (20) | (325) |
|  Net operating profits | **1185946** | 951942 | 234003 |
|  Net non-recurring gains (losses) | **258403** | 543085 | (284682) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs (3) | **(11857)** | (13219) | 1362 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses (4) | **25174** | 35695 | (10520) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of reserve for contingent losses included in credit costs (5) | **8035** | 5792 | 2242 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off (6) | **5676** | 9537 | (3860) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | **174977** | 470763 | (295786) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of equity securities | **223258** | 509908 | (286649) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of equity securities | **(39507)** | (19745) | (19761) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of equity securities | **(8774)** | (19398) | 10624 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | **56397** | 34517 | 21880 |
|  Ordinary profits | **1444349** | 1495027 | (50678) |
|  Net extraordinary gains (losses) | **(34560)** | (12382) | (22178) |
|  Income before income taxes | **1409789** | 1482645 | (72856) |
|  Income taxes-current | **407455** | 317148 | 90306 |
|  Income taxes-deferred | **(8867)** | 52718 | (61586) |
|  Total taxes | **398587** | 369867 | 28720 |
|  Net income | **1011201** | 1112778 | (101576) |
| (Reference) |  |  |  |
|  Total credit costs (1)+(2)+(3)+(4)+(5)+(6) | **26685** | 37787 | (11101) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts | **2** | 2 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for general allowance for credit losses | **54388** | 63589 | (9200) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for special allowance for credit losses | **(33005)** | (37825) | 4819 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit to specific foreign borrowers | **3392** | 9819 | (6427) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on loans write-offs | **(10228)** | (10254) | 26 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for contingent losses included in credit costs | **8035** | 5792 | 2242 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off | **5676** | 9537 | (3860) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of other loans, etc. | **(1575)** | (2874) | 1298 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses, excluding net gains (losses) on debt securities | **1254982** | 1170757 | 84224 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses, excluding net gains (losses) on debt securities and investment trusts cancellation | **1254647** | 1080100 | 174547 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK Non-consolidated** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the nine months ended** | **For the nine months ended** | **Increase** <br>**(Decrease)**<br>**(A) - (B)** |
|  | **December 31, 2025** <br>**(A)** | **December 31, 2024** <br>**(B)** | **Increase** <br>**(Decrease)**<br>**(A) - (B)** |
|  Gross profits | **2173154** | 1853342 | 319811 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **1267266** | 1172117 | 95149 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **596634** | 534245 | 62388 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **89762** | 78953 | 10808 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **219490** | 68025 | 151464 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(62725)** | (196879) | 134153 |
|  General and administrative expenses | **1118204** | 1020820 | 97384 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amortization of goodwill | **2645** | 2754 | (108) |
|  Net operating profits before provision for general allowance for credit losses and amortization of goodwill | **1057595** | 835276 | 222318 |
|  Net operating profits before provision for general allowance for credit losses | **1054949** | 832522 | 222427 |
|  Provision for general allowance for credit losses (1) | **—** |  |  |
|  Net operating profits | **1054949** | 832522 | 222427 |
|  Net non-recurring gains (losses) | **205183** | 410971 | (205787) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs (2) | **(11804)** | (13129) | 1325 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses (3) | **25174** | 35695 | (10520) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of reserve for contingent losses included in credit costs (4) | **7976** | 5449 | 2527 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off (5) | **5672** | 9522 | (3849) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | **137304** | 352987 | (215683) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of equity securities | **181133** | 386618 | (205485) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of equity securities | **(38438)** | (17075) | (21362) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of equity securities | **(5390)** | (16555) | 11164 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | **40858** | 20445 | 20412 |
|  Ordinary profits | **1260132** | 1243493 | 16639 |
|  Net extraordinary gains (losses) | **(30036)** | 2968 | (33005) |
|  Income before income taxes | **1230096** | 1246461 | (16365) |
|  Income taxes-current | **372547** | 269007 | 103540 |
|  Income taxes-deferred | **(23638)** | 45150 | (68789) |
|  Total taxes | **348908** | 314158 | 34750 |
|  Net income | **881187** | 932303 | (51116) |
| (Reference) |  |  |  |
|  Total credit costs (1)+(2)+(3)+(4)+(5) | **27020** | 37537 | (10516) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for general allowance for credit losses | **54734** | 63609 | (8875) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for special allowance for credit losses | **(32952)** | (37734) | 4781 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit to specific foreign borrowers | **3392** | 9819 | (6427) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on loans write-off | **(10228)** | (10254) | 26 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for contingent losses included in credit costs | **7976** | 5449 | 2527 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off | **5672** | 9522 | (3849) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of other loans, etc. | **(1575)** | (2875) | 1299 |
|  Net operating profits before provision for general allowance for credit losses, excluding net gains (losses) on debt securities | **1117674** | 1029401 | 88273 |
|  Net operating profits before provision for general allowance for credit losses, excluding net gains (losses) on debt securities and investment trusts cancellation | **1126944** | 950843 | 176101 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

---

| | | | |
|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **For the nine months ended** | **For the nine months ended** | **Increase** <br>**(Decrease)**<br>**(A) - (B)** |
|  | **December 31, 2025 <br>(A)** | **December 31, 2024** <br>**(B)** | **Increase** <br>**(Decrease)**<br>**(A) - (B)** |
|  Gross profits | **293338** | &nbsp;&nbsp;&nbsp;&nbsp;274155 | 19183 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gross profits before credit costs for trust accounts | **293336** | 274152 | 19183 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trust fees | **104052** | 93495 | 10557 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts (1) | **2** | 2 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net interest income | **115942** | 118083 | (2140) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net fees and commissions | **85929** | 81668 | 4261 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net trading profits | **(85531)** | (19393) | (66138) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net other operating profits | **72944** | 301 | 72643 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on debt securities | **(5967)** | (21918) | 15951 |
|  General and administrative expenses | **161995** | 154714 | 7281 |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses | **131340** | 119437 | 11902 |
|  Provision for general allowance for credit losses (2) | **(346)** | (20) | (325) |
|  Net operating profits | **130996** | 119420 | 11576 |
|  Net non-recurring gains (losses) | **53220** | 132114 | (78894) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs (3) | **(53)** | (89) | 36 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of allowance for credit losses (4) | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of reserve for contingent losses included in credit costs (5) | **58** | 342 | (284) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off (6) | **3** | 15 | (11) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net gains (losses) on equity securities | **37673** | 117775 | (80102) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on sales of equity securities | **42125** | 123289 | (81164) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of equity securities | **(1068)** | (2670) | 1601 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on write-down of equity securities | **(3383)** | (2843) | (539) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other non-recurring gains (losses) | **15539** | 14071 | 1467 |
|  Ordinary profits | **184217** | 251534 | (67317) |
|  Net extraordinary gains (losses) | **(4524)** | (15351) | 10826 |
|  Income before income taxes | **179693** | 236183 | (56490) |
|  Income taxes-current | **34907** | 48141 | (13233) |
|  Income taxes-deferred | **14771** | 7568 | 7203 |
|  Total taxes | **49679** | 55709 | (6030) |
|  Net income | **130014** | 180474 | (50460) |
| (Reference) |  |  |  |
|  Total credit costs (1)+(2)+(3)+(4)+(5)+(6) | **(335)** | 249 | (585) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit costs for trust accounts | **2** | 2 | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for general allowance for credit losses | **(346)** | (20) | (325) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for special allowance for credit losses | **(53)** | (91) | 37 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Allowance for credit to specific foreign borrowers | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on loans write-offs | **—** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for contingent losses included in credit costs | **58** | 342 | (284) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gains on loans written-off | **3** | 15 | (11) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Losses on sales of other loans, etc. | **—** | 1 | (1) |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses, excluding net gains (losses) on debt securities | **137307** | 141356 | (4049) |
|  Net operating profits before credit costs for trust accounts and provision for general allowance for credit losses, excluding net gains (losses) on debt securities and investment trusts cancellation | **127703** | 129256 | (1553) |

---

------

Mitsubishi UFJ Financial Group, Inc.

**2. Loans to Be Disclosed under the Banking Act and the Financial Reconstruction Act (the "FRA")** 

**MUFG Consolidated** 

---

| | | |
|:---|:---|:---|
| (after write-offs) | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**December 31, 2025** | **As of**<br>**March 31, 2025** |
|  Bankrupt or De facto Bankrupt | **312857** | 300776 |
|  Doubtful | **667741** | 693225 |
|  Special Attention | **472027** | 536469 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | **17663** | 17863 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans | **454363** | 518605 |
|  Subtotal (A) | **1452626** | 1530471 |
|  Normal(B) | **146492934** | 135805816 |
|  Total loans (C=A+B) | **147945560** | 137336287 |
|  Non-performing loans ratio (A)/(C) | **0.98%** | 1.11% |
|  **BK and TB Combined including Trust Account** |  |  |
| (after write-offs) | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>December 31, 2025** | **As of<br>March 31, 2025** |
|  Bankrupt or De facto Bankrupt | **50594** | 50052 |
|  Doubtful | **396127** | 448449 |
|  Special Attention | **294941** | 365391 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | **9542** | 9236 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans | **285398** | 356154 |
|  Subtotal (A) | **741663** | 863892 |
|  Normal(B) | **130872773** | 121231909 |
|  Total loans (C=A+B) | **131614436** | 122095802 |
|  Non-performing loans ratio (A)/(C) | **0.56%** | 0.70% |
|  **BK Non-consolidated** |  |  |
| (after write-offs) | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>December 31, 2025** | **As of<br>March 31, 2025** |
|  Bankrupt or De facto Bankrupt | **50594** | 50002 |
|  Doubtful | **394955** | 447324 |
|  Special Attention | **294941** | 365391 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | **9542** | 9236 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans | **285398** | 356154 |
|  Subtotal (A) | **740491** | 862718 |
|  Normal(B) | **127878505** | 118665863 |
|  Total loans (C=A+B) | **128618997** | 119528581 |
|  Non-performing loans ratio (A)/(C) | **0.57%** | 0.72% |
|  **TB Non-consolidated** |  |  |
| (after write-offs) | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>December 31, 2025** | **As of<br>March 31, 2025** |
|  Bankrupt or De facto Bankrupt | **—** | 49 |
|  Doubtful | **1171** | 1124 |
|  Special Attention | **—** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | **—** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans | **—** |  |
|  Subtotal (A) | **1171** | 1174 |
|  Normal(B) | **2992231** | 2563577 |
|  Total loans (C=A+B) | **2993403** | 2564752 |
|  Non-performing loans ratio (A)/(C) | **0.03%** | 0.04% |
|  **TB Non-consolidated: Trust Account** |  |  |
| (after write-offs) | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of<br>December 31, 2025** | **As of<br>March 31, 2025** |
|  Bankrupt or De facto Bankrupt | **—** |  |
|  Doubtful | **—** |  |
|  Special Attention | **—** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Accruing loans contractually past due 3 months or more | **—** |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Restructured loans | **—** |  |
|  Subtotal (A) | **—** |  |
|  Normal(B) | **2036** | 2468 |
|  Total loans (C=A+B) | **2036** | 2468 |
|  Non-performing loans ratio (A)/(C) | **—** |  |

---

------

Mitsubishi UFJ Financial Group, Inc.

**3. Securities** 

**MUFG Consolidated** 

The tables include negotiable certificates of deposit in "Cash and due from banks", securitized products in "Monetary claims bought" and others in addition to "Securities".

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of December 31, 2025** | **As of December 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>consolidated<br>balance sheet** | **Unrealized<br>gains (losses)** | **Amount on<br>consolidated<br>balance sheet** | **Unrealized<br>gains (losses)** |
|  Debt securities being held to maturity | **25120700** | **(872443)** | 23272183 | (625190) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic bonds | **18676985** | **(814891)** | 17115009 | (491977) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Government bonds | **14324674** | **(573070)** | 13300923 | (369059) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal bonds | **2831890** | **(138610)** | 2545626 | (93140) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporate bonds | **1520420** | **(103210)** | 1268459 | (29777) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **6443715** | **(57552)** | 6157174 | (133213) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **4575922** | **(60815)** | 4690276 | (137239) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **1867792** | **3263** | 1466897 | 4026 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of December 31, 2025** | **As of December 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>consolidated<br>balance sheet** | **Unrealized<br>gains (losses)** | **Amount on<br>consolidated<br>balance sheet** | **Unrealized<br>gains (losses)** |
|  Available-for-sale securities | **58315995** | **3076399** | 61321796 | 2203663 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic equity securities | **4104165** | **3109263** | 3540457 | 2458566 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic bonds | **14561779** | **(342540)** | 23123161 | (249533) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Government bonds | **12941566** | **(205401)** | 21181296 | (155513) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Municipal bonds | **183949** | **(9773)** | 309997 | (9776) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Corporate bonds | **1436263** | **(127365)** | 1631867 | (84243) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **39650050** | **309675** | 34658178 | (5368) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign equity securities | **849399** | **146262** | 662949 | 36272 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **28593961** | **26142** | 24182709 | (113323) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **10206688** | **137271** | 9812519 | 71682 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**BK Non-consolidated** 

The tables include negotiable certificates of deposit in "Cash and due from banks", securitized products in "Monetary claims bought" and others in addition to "Securities".

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of December 31, 2025** | **As of December 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** |
|  Debt securities being held to maturity | **22269202** | **(841649)** | 21295315 | (607764) |
|  Stocks of subsidiaries and affiliates | **670878** | **616573** | 684864 | 464454 |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of December 31, 2025** | **As of December 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** |
|  Available-for-sale securities | **39931035** | **2734956** | 45173480 | 2005377 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic equity securities | **3540601** | **2639750** | 3012332 | 2044936 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic bonds | **12428200** | **(171778)** | 20849312 | (138304) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **23962233** | **266984** | 21311835 | 98744 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign equity securities | **728482** | **114721** | 605665 | 17076 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **16267768** | **131908** | 13651795 | 88819 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **6965981** | **20354** | 7054373 | (7151) |

---

------

Mitsubishi UFJ Financial Group, Inc.

**TB Non-consolidated** 

The tables include securitized products in "Monetary claims bought" in addition to "Securities".

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of December 31, 2025** | **As of December 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** |
|  Debt securities being held to maturity | **2851497** | **(30794)** | 1976868 | (17426) |
|  Stocks of subsidiaries and affiliates | **18650** | **(867)** | 19189 | (1368) |
|  | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of December 31, 2025** | **As of December 31, 2025** | **As of March 31, 2025** | **As of March 31, 2025** |
|  | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** | **Amount on<br>balance sheet** | **Unrealized<br>gains (losses)** |
|  Available-for-sale securities | **13120921** | **368190** | 11541216 | 251081 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic equity securities | **654105** | **499202** | 588732 | 413329 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Domestic bonds | **1926792** | **(170596)** | 2181927 | (111341) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **10540023** | **39584** | 8770556 | (50907) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign equity securities | **172** | **116** | 130 | 81 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Foreign bonds | **8261100** | **(72626)** | 7018941 | (123179) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | **2278750** | **112094** | 1751484 | 72191 |

---

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Mitsubishi UFJ Financial Group, Inc.

**4. ROE** 

**MUFG Consolidated** 

---

| | | |
|:---|:---|:---|
|  | **(%)** | **(%)** |
|  | **For the nine months<br>ended<br>December 31, 2025** | **For the nine months<br>ended<br>December 31, 2024** |
|  ROE (JPX basis) \*1 | **11.55** | 11.67 |

---

Note:

\*1 Japan Exchange Group

------

Mitsubishi UFJ Financial Group, Inc.

**5. Average Interest Rate Spread** 

**BK and TB Combined** 

---

| | | |
|:---|:---|:---|
|  | **(percentage per annum)** | **(percentage per annum)** |
| (Domestic business segment) | **For the nine months**<br>**ended**<br>**December 31, 2025** | **For the nine months**<br>**ended**<br>**December 31, 2024** |
|  Average interest rate on loans and bills discounted | **1.11** | 0.83 |
|  Average interest rate on deposits and NCD | **0.19** | 0.04 |
|  Interest rate spread | **0.92** | 0.78 |
| (After excluding loans to the Japanese government and governmental organizations) |  |  |
|  Average interest rate on loans and bills discounted | **1.17** | 0.90 |
|  Interest rate spread | **0.98** | 0.86 |

---

**BK Non-consolidated** 

---

| | | |
|:---|:---|:---|
|  | **(percentage per annum)** | **(percentage per annum)** |
| (Domestic business segment) | **For the nine months**<br>**ended**<br>**December 31, 2025** | **For the nine months**<br>**ended**<br>**December 31, 2024** |
|  Average interest rate on loans and bills discounted | **1.11** | 0.83 |
|  Average interest rate on deposits and NCD | **0.17** | 0.04 |
|  Interest rate spread | **0.94** | 0.79 |
| (After excluding loans to the Japanese government and governmental organizations) |  |  |
|  Average interest rate on loans and bills discounted | **1.17** | 0.91 |
|  Interest rate spread | **1.00** | 0.86 |

---

**TB Non-consolidated** 

---

| | | |
|:---|:---|:---|
|  | **(percentage per annum)** | **(percentage per annum)** |
| (Domestic business segment) | **For the nine months**<br>**ended**<br>**December 31, 2025** | **For the nine months**<br>**ended**<br>**December 31, 2024** |
|  Average interest rate on loans and bills discounted | **0.99** | 0.72 |
|  Average interest rate on deposits and NCD | **0.37** | 0.10 |
|  Interest rate spread | **0.62** | 0.61 |
| (After excluding loans to the Japanese government and governmental organizations) |  |  |
|  Average interest rate on loans and bills discounted | **0.99** | 0.76 |
|  Interest rate spread | **0.62** | 0.65 |

---

------

Mitsubishi UFJ Financial Group, Inc.

**6. Loans and Deposits** 

**BK and TB Combined** 

---

| | | |
|:---|:---|:---|
|  | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**December 31, 2025** | **As of<br>March 31, 2025** |
|  Deposits (ending balance) | **219251820** | 215970679 |
|  Deposits (average balance) | **218784354** | 215144567 |
|  Loans (ending balance) | **118150475** | 110082264 |
|  Loans (average balance) | **115326924** | 110710718 |
|  | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**December 31, 2025** | **As of<br>March 31, 2025** |
|  Domestic deposits (ending balance)\* | **181051336** | 179854343 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Individuals | **95622005** | 93618823 |
| Note: |  |  |
| &nbsp;&nbsp;&nbsp; \* Amounts do not include negotiable certificates of deposit and JOM accounts.  |  |  |
| **BK Non-consolidated** |  |  |
|  | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**December 31, 2025** | **As of<br>March 31, 2025** |
|  Deposits (ending balance) | **204388113** | 202712799 |
|  Deposits (average balance) | **204375818** | 201300396 |
|  Loans (ending balance) | **115515238** | 107742591 |
|  Loans (average balance) | **112598801** | 108514370 |
|  | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**December 31, 2025** | **As of<br>March 31, 2025** |
|  Domestic deposits (ending balance)\* | **168886650** | 169250502 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Individuals | **88914600** | 87578130 |
|  Note: |  |  |
| &nbsp;&nbsp;&nbsp; \* Amounts do not include negotiable certificates of deposit and JOM accounts. |  |  |
| **TB Non-consolidated** |  |  |
|  | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**December 31, 2025** | **As of<br>March 31, 2025** |
|  Deposits (ending balance) | **14863707** | 13257880 |
|  Deposits (average balance) | **14408535** | 13844171 |
|  Loans (ending balance) | **2635237** | 2339672 |
|  Loans (average balance) | **2728122** | 2196348 |
|  | **(in millions of yen)** | **(in millions of yen)** |
|  | **As of**<br>**December 31, 2025** | **As of<br>March 31, 2025** |
|  Domestic deposits (ending balance)\* | **12164686** | 10603841 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Individuals | **6707405** | 6040693 |
|  Note: |  |  |
| &nbsp;&nbsp;&nbsp; \* Amounts do not include negotiable certificates of deposit and JOM accounts. |  |  |

---

------

Mitsubishi UFJ Financial Group, Inc.

**7. Statements of Trust Assets and Liabilities** 

**TB Non-consolidated** 

Including trust assets under service-shared co-trusteeship

---

| | | |
|:---|:---|:---|
| **(in millions of yen)** | **As of**<br>**March 31, 2025** | **As of**<br>**December 31, 2025** |
|  Assets: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Loans and bills discounted | 1507955 | 1508933 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities | 82297398 | 86580008 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Beneficiary rights to the trust | 171790489 | 180939350 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities held in custody accounts | 3182746 | 3950569 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Monetary claims | 37473051 | 39283969 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tangible fixed assets | 24848502 | 27036232 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intangible fixed assets | 229603 | 315529 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other claims | 4279871 | 4699775 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Call loans | 5651749 | 4560751 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Due from banking account | 4244900 | 3049790 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash and due from banks | 6403878 | 6946844 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | 341910148 | 358871755 |
|  Liabilities: |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money trusts | 39222424 | 36425143 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pension trusts | 13366896 | 13542607 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Property formation benefit trusts | 5228 | 4918 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Investment trusts | 170479519 | 179464035 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money entrusted other than money trusts | 7388623 | 8521781 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Securities trusts | 5392692 | 6020137 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Monetary claim trusts | 32124384 | 33653264 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Equipment trusts | 412714 | 899514 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Land and fixtures trusts | 18442 | 18596 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Composite trusts | 73499220 | 80321753 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;341910148 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;358871755 |

---

Note:1. The table shown above includes master trust assets under the service-shared co-trusteeship between TB and The Master Trust Bank of Japan, Ltd.

2. Trust assets and liabilities under a declaration of trust excluded from above table are 32,651 millions of yen
as of March 31, 2025 and 52,378 millions of yen as of December 31, 2025, respectively.