# EDGAR Filing Document

**Accession Number:** 0001824539
**File Stem:** 0001824539-25-000002
**Filing Date:** 2025-10
**Character Count:** 21793
**Document Hash:** b75b952c6ff737c9420d78e878dafa12
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001824539-25-000002.hdr.sgml**: 20251030

**ACCESSION NUMBER**: 0001824539-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251030

**DATE AS OF CHANGE**: 20251029

**EFFECTIVENESS DATE**: 20251030

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Impact Investors, Inc
- **CENTRAL INDEX KEY:** 0001824539

**ORGANIZATION NAME:**
- **EIN:** 474530938
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24752
- **FILM NUMBER:** 251431784

**BUSINESS ADDRESS:**
- **STREET 1:** 548 MARKET STREET #82444
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94104-5401
- **BUSINESS PHONE:** 888-463-6861

**MAIL ADDRESS:**
- **STREET 1:** 548 MARKET STREET #82444
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94104-5401

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Impact Investors Inc<br>**Address:** 548 MARKET STREET #82444<br>SAN FRANCISCO, CA 94104-5401

**Form 13F File Number:** 028-24752

**CRD Number (if applicable):** 000289028

**SEC File Number (if applicable):** 801-118267

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Shane Yonston<br>**Title:** Principal<br>**Phone:** 888-463-6861

**Signature, Place, and Date of Signing:**

/s/Shane Yonston  San Francisco, CA  10-29-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 173

**Form 13F Information Table Value Total:** $151856166

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 201424 | 1298 | SH |  | SOLE |  | 1298 | 0 | 0 |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 488 | 3 | SH |  | DFND |  | 3 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 261640 | 1130 | SH |  | SOLE |  | 1130 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 12547 | 54 | SH |  | DFND |  | 48 | 6 | 0 |
| ABRDN ETFS | BBRG ALL COMMDY | 003261203 | BBG00G9CGXD4 | 3745872 | 109018 | SH |  | SOLE |  | 109018 | 0 | 0 |
| ABRDN ETFS | BBRG ALL COMMDY | 003261203 | BBG00G9CGXD4 | 6357 | 185 | SH |  | DFND |  | 185 | 0 | 0 |
| ADOBE INC | COM | 00724F101 | BBG001S5NCQ5 | 1339 | 4 | SH |  | DFND |  | 0 | 4 | 0 |
| ADOBE INC | COM | 00724F101 | BBG001S5NCQ5 | 259624 | 736 | SH |  | SOLE |  | 736 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG001S5NN36 | 1011 | 6 | SH |  | DFND |  | 1 | 6 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG001S5NN36 | 248348 | 1535 | SH |  | SOLE |  | 1535 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 940555 | 3869 | SH |  | SOLE |  | 3869 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 78433 | 323 | SH |  | DFND |  | 290 | 33 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 407703 | 1674 | SH |  | SOLE |  | 1674 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 2895 | 12 | SH |  | DFND |  | 8 | 3 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 15460 | 70 | SH |  | DFND |  | 42 | 28 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 477784 | 2176 | SH |  | SOLE |  | 2176 | 0 | 0 |
| AMERICAN CENTY ETF TR | MID CAP GRW IMP | 025072760 | BBG00W0JTC63 | 2740864 | 41268 | SH |  | SOLE |  | 41268 | 0 | 0 |
| AMERICAN CENTY ETF TR | MID CAP GRW IMP | 025072760 | BBG00W0JTC63 | 10826 | 163 | SH |  | DFND |  | 163 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 | BBG001SK6096 | 1235010 | 2514 | SH |  | SOLE |  | 2514 | 0 | 0 |
| AMPLIFY ETF TR | AMPLIFY ETHO CLI | 032108557 | BBG01L6XZJS3 | 675892 | 10613 | SH |  | SOLE |  | 10613 | 0 | 0 |
| AON PLC | SHS CL A | G0403H108 | BBG00SSQFPR9 | 1077 | 3 | SH |  | DFND |  | 1 | 2 | 0 |
| AON PLC | SHS CL A | G0403H108 | BBG00SSQFPR9 | 303806 | 852 | SH |  | SOLE |  | 852 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 171304 | 673 | SH |  | DFND |  | 623 | 50 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 1970830 | 7740 | SH |  | SOLE |  | 7740 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 | BBG001S5NMM7 | 805657 | 3935 | SH |  | SOLE |  | 3935 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 | BBG001S5NMM7 | 878 | 4 | SH |  | DFND |  | 1 | 3 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 | BBG001T51KQ0 | 3907505 | 26817 | SH |  | SOLE |  | 26817 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 | BBG001T51KQ0 | 9502 | 65 | SH |  | DFND |  | 60 | 5 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 | BBG001SCG0R3 | 897419 | 927 | SH |  | SOLE |  | 927 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 | BBG001SCG0R3 | 3027 | 3 | SH |  | DFND |  | 1 | 2 | 0 |
| AUTOZONE INC | COM | 053332102 | BBG001S6Q5D9 | 737921 | 172 | SH |  | SOLE |  | 172 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 | BBG001S6Q5D9 | 641 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| BRILLIANT EARTH GROUP INC | CL A COM | 109504100 | BBG012C7HRG0 | 104923 | 50687 | SH |  | SOLE |  | 50687 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 2455199 | 7442 | SH |  | SOLE |  | 7442 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 53625 | 163 | SH |  | DFND |  | 149 | 13 | 0 |
| CARETRUST REIT INC | COM | 14174T107 | BBG005KC4Z61 | 246 | 7 | SH |  | DFND |  | 0 | 7 | 0 |
| CARETRUST REIT INC | COM | 14174T107 | BBG005KC4Z61 | 212796 | 6136 | SH |  | SOLE |  | 6136 | 0 | 0 |
| CHURCH  DWIGHT CO INC | COM | 171340102 | BBG001S5PR99 | 297854 | 3399 | SH |  | SOLE |  | 3399 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 175771 | 2569 | SH |  | SOLE |  | 2569 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 39724 | 581 | SH |  | DFND |  | 556 | 24 | 0 |
| DARDEN RESTAURANTS INC | COM | 237194105 | BBG001S5QM08 | 413081 | 2170 | SH |  | SOLE |  | 2170 | 0 | 0 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 | BBG001S9Z3V8 | 283998 | 6118 | SH |  | SOLE |  | 6118 | 0 | 0 |
| DECKERS OUTDOOR CORP | COM | 243537107 | BBG001S7GXB9 | 715 | 7 | SH |  | DFND |  | 4 | 3 | 0 |
| DECKERS OUTDOOR CORP | COM | 243537107 | BBG001S7GXB9 | 704521 | 6950 | SH |  | SOLE |  | 6950 | 0 | 0 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 570203 | 1247 | SH |  | SOLE |  | 1247 | 0 | 0 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 636 | 1 | SH |  | DFND |  | 0 | 1 | 0 |
| DOUBLEVERIFY HLDGS INC | COM | 25862V105 | BBG00ZNRRKL0 | 585954 | 48911 | SH |  | SOLE |  | 48911 | 0 | 0 |
| ELECTRONIC ARTS INC | COM | 285512109 | BBG001S5T5C9 | 1847374 | 9159 | SH |  | SOLE |  | 9159 | 0 | 0 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 | BBG001S6KBQ8 | 537137 | 1662 | SH |  | SOLE |  | 1662 | 0 | 0 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 | BBG001S6KBQ8 | 73 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| FIRST CTZNS BANCSHARES INC D | CL A | 31946M103 | BBG001S5R2V7 | 887425 | 496 | SH |  | SOLE |  | 496 | 0 | 0 |
| FORTINET INC | COM | 34959E109 | BBG001S77BL6 | 536 | 6 | SH |  | DFND |  | 0 | 6 | 0 |
| FORTINET INC | COM | 34959E109 | BBG001S77BL6 | 267206 | 3178 | SH |  | SOLE |  | 3178 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 | BBG001S5RKR2 | 282755 | 5608 | SH |  | SOLE |  | 5608 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG001SC07Z6 | 1161875 | 1459 | SH |  | SOLE |  | 1459 | 0 | 0 |
| HIMS  HERS HEALTH INC | COM CL A | 433000106 | BBG00Q5LQWK9 | 2617571 | 46149 | SH |  | SOLE |  | 46149 | 0 | 0 |
| HOST HOTELS  RESORTS INC | COM | 44107P104 | BBG001S5RY83 | 658939 | 38716 | SH |  | SOLE |  | 38716 | 0 | 0 |
| HOST HOTELS  RESORTS INC | COM | 44107P104 | BBG001S5RY83 | 143 | 8 | SH |  | DFND |  | 0 | 8 | 0 |
| HUBSPOT INC | COM | 443573100 | BBG001T53670 | 161 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| HUBSPOT INC | COM | 443573100 | BBG001T53670 | 207703 | 444 | SH |  | SOLE |  | 444 | 0 | 0 |
| IES HLDGS INC | COM | 44951W106 | BBG001SR2L71 | 227853 | 573 | SH |  | SOLE |  | 573 | 0 | 0 |
| IMAX CORP | COM | 45245E109 | BBG001S5Z701 | 980404 | 29936 | SH |  | SOLE |  | 29936 | 0 | 0 |
| INCYTE CORP | COM | 45337C102 | BBG001S8Q6N2 | 250020 | 2948 | SH |  | SOLE |  | 2948 | 0 | 0 |
| INGREDION INC | COM | 457187102 | BBG001SBH4X9 | 246 | 2 | SH |  | DFND |  | 2 | 0 | 0 |
| INGREDION INC | COM | 457187102 | BBG001SBH4X9 | 391855 | 3209 | SH |  | SOLE |  | 3209 | 0 | 0 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 516282 | 756 | SH |  | SOLE |  | 756 | 0 | 0 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 1839 | 3 | SH |  | DFND |  | 1 | 1 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | BBG001S7XR78 | 542 | 1 | SH |  | DFND |  | 0 | 1 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 | BBG001S7XR78 | 443205 | 991 | SH |  | SOLE |  | 991 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | CALIF AMT MUN | 46138E206 | BBG001T06LL9 | 1037291 | 43365 | SH |  | SOLE |  | 43365 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG001SJK6D5 | 36967 | 508 | SH |  | DFND |  | 508 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | BBG001SJK6D5 | 10877805 | 149482 | SH |  | SOLE |  | 149482 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH70 | 1285362 | 29603 | SH |  | SOLE |  | 29603 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH70 | 12114 | 279 | SH |  | DFND |  | 279 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 | BBG001S8MLN3 | 497255 | 5564 | SH |  | SOLE |  | 5564 | 0 | 0 |
| ISHARES TR | AGENCY BOND ETF | 464288166 | BBG001T2RRQ4 | 4011398 | 36345 | SH |  | SOLE |  | 36345 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 | BBG001T03XM5 | 922280 | 16169 | SH |  | SOLE |  | 16169 | 0 | 0 |
| ISHARES TR | ESG ADVNCD HY BD | 46435G441 | BBG00D331HK0 | 2450748 | 51611 | SH |  | SOLE |  | 51611 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 9219478 | 99156 | SH |  | SOLE |  | 99156 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 26220 | 282 | SH |  | DFND |  | 282 | 0 | 0 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 | BBG00H4BFM35 | 4383703 | 173200 | SH |  | SOLE |  | 173200 | 0 | 0 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 | BBG00H4BFM35 | 30043 | 1187 | SH |  | DFND |  | 1187 | 0 | 0 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 | BBG001SRYH02 | 3096229 | 24583 | SH |  | SOLE |  | 24583 | 0 | 0 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 | BBG001SRYH02 | 21789 | 173 | SH |  | DFND |  | 173 | 0 | 0 |
| ISHARES TR | ESG SELECT SCRE | 46436E551 | BBG00XDJF7W4 | 290594 | 6627 | SH |  | SOLE |  | 6627 | 0 | 0 |
| ISHARES TR | ESG SELECT SCRE | 46436E551 | BBG00XDJF7W4 | 2149 | 49 | SH |  | DFND |  | 49 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 577176 | 5420 | SH |  | SOLE |  | 5420 | 0 | 0 |
| ISHARES TR | USD GRN BOND ETF | 46435U440 | BBG00MK1NQ85 | 7560524 | 157092 | SH |  | SOLE |  | 157092 | 0 | 0 |
| ISHARES TR | USD GRN BOND ETF | 46435U440 | BBG00MK1NQ85 | 315 | 7 | SH |  | DFND |  | 0 | 7 | 0 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | BBG00M8D48L9 | 1571333 | 31134 | SH |  | SOLE |  | 31134 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 | BBG001S5SLM4 | 349466 | 324 | SH |  | SOLE |  | 324 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 | BBG001S5SLM4 | 262 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| KRAFT HEINZ CO | COM | 500754106 | BBG005CPNTR1 | 484291 | 18598 | SH |  | SOLE |  | 18598 | 0 | 0 |
| LPL FINL HLDGS INC | COM | 50212V100 | BBG001T5GK39 | 631 | 2 | SH |  | DFND |  | 2 | 0 | 0 |
| LPL FINL HLDGS INC | COM | 50212V100 | BBG001T5GK39 | 355646 | 1069 | SH |  | SOLE |  | 1069 | 0 | 0 |
| LULULEMON ATHLETICA INC | COM | 550021109 | BBG001STBM75 | 185 | 1 | SH |  | DFND |  | 1 | 0 | 0 |
| LULULEMON ATHLETICA INC | COM | 550021109 | BBG001STBM75 | 671152 | 3772 | SH |  | SOLE |  | 3772 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 48370 | 85 | SH |  | DFND |  | 82 | 3 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 1615423 | 2840 | SH |  | SOLE |  | 2840 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 | BBG001SM32G3 | 397280 | 170 | SH |  | SOLE |  | 170 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 | BBG001SM32G3 | 1166 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| METTLER TOLEDO INTERNATIONAL | COM | 592688105 | BBG001SB87G1 | 292171 | 238 | SH |  | SOLE |  | 238 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 28327 | 55 | SH |  | DFND |  | 32 | 23 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 2570586 | 4963 | SH |  | SOLE |  | 4963 | 0 | 0 |
| MONGODB INC | CL A | 60937P106 | BBG0022FDRZ7 | 79 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| MONGODB INC | CL A | 60937P106 | BBG0022FDRZ7 | 271583 | 875 | SH |  | SOLE |  | 875 | 0 | 0 |
| MUELLER WTR PRODS INC | COM SER A | 624758108 | BBG001SNQZ91 | 294986 | 11559 | SH |  | SOLE |  | 11559 | 0 | 0 |
| MUELLER WTR PRODS INC | COM SER A | 624758108 | BBG001SNQZ91 | 2705 | 106 | SH |  | DFND |  | 106 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 | BBG001S5TSK0 | 2307 | 42 | SH |  | DFND |  | 18 | 24 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 | BBG001S5TSK0 | 336158 | 6058 | SH |  | SOLE |  | 6058 | 0 | 0 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 | BBG00FJ5GY57 | 22774 | 229 | SH |  | DFND |  | 229 | 0 | 0 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 | BBG00FJ5GY57 | 9706221 | 97599 | SH |  | SOLE |  | 97599 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 31888 | 171 | SH |  | DFND |  | 97 | 74 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 4028076 | 21589 | SH |  | SOLE |  | 21589 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 591448 | 2103 | SH |  | SOLE |  | 2103 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 1110 | 4 | SH |  | DFND |  | 1 | 3 | 0 |
| PENTAIR PLC | SHS | G7S00T104 | BBG001S69VB3 | 1103287 | 9961 | SH |  | SOLE |  | 9961 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 | BBG001S5V509 | 941621 | 3813 | SH |  | SOLE |  | 3813 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 | BBG001S5V509 | 60 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| PRUDENTIAL PLC | ADR | 74435K204 | BBG001SF5MH1 | 203011 | 7253 | SH |  | SOLE |  | 7253 | 0 | 0 |
| PRUDENTIAL PLC | ADR | 74435K204 | BBG001SF5MH1 | 695 | 25 | SH |  | DFND |  | 9 | 16 | 0 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 836 | 5 | SH |  | DFND |  | 2 | 3 | 0 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 224255 | 1348 | SH |  | SOLE |  | 1348 | 0 | 0 |
| QUANTA SVCS INC | COM | 74762E102 | BBG001S5VH85 | 2106550 | 5083 | SH |  | SOLE |  | 5083 | 0 | 0 |
| QUANTA SVCS INC | COM | 74762E102 | BBG001S5VH85 | 613 | 1 | SH |  | DFND |  | 1 | 0 | 0 |
| REINSURANCE GRP OF AMERICA I | COM NEW | 759351604 | BBG001S6P9Q8 | 887266 | 4618 | SH |  | SOLE |  | 4618 | 0 | 0 |
| REINSURANCE GRP OF AMERICA I | COM NEW | 759351604 | BBG001S6P9Q8 | 51 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 | BBG001S5T5M8 | 860 | 2 | SH |  | DFND |  | 0 | 2 | 0 |
| S GLOBAL INC | COM | 78409V104 | BBG001S5T5M8 | 244833 | 503 | SH |  | SOLE |  | 503 | 0 | 0 |
| SAMSARA INC | COM CL A | 79589L106 | BBG0099PW5Q0 | 850753 | 22839 | SH |  | SOLE |  | 22839 | 0 | 0 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 | BBG00B597137 | 665256 | 15791 | SH |  | SOLE |  | 15791 | 0 | 0 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 | BBG00B597137 | 506 | 12 | SH |  | DFND |  | 12 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG001S7TCZ5 | 13247 | 47 | SH |  | DFND |  | 47 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG001S7TCZ5 | 331467 | 1176 | SH |  | SOLE |  | 1176 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 | BBG001T4JFC0 | 1381340 | 1501 | SH |  | SOLE |  | 1501 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 | BBG001T4JFC0 | 1686 | 2 | SH |  | DFND |  | 1 | 1 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 12797 | 36 | SH |  | DFND |  | 36 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG001SCPX28 | 257360 | 724 | SH |  | SOLE |  | 724 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO LN TSR | 78464A664 | BBG001STKCY7 | 61015 | 2264 | SH |  | DFND |  | 2264 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO LN TSR | 78464A664 | BBG001STKCY7 | 11024544 | 409074 | SH |  | SOLE |  | 409074 | 0 | 0 |
| SYNCHRONY FINANCIAL | COM | 87165B103 | BBG00658F3Q2 | 362144 | 5097 | SH |  | SOLE |  | 5097 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 1996086 | 7147 | SH |  | SOLE |  | 7147 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 10726 | 38 | SH |  | DFND |  | 18 | 21 | 0 |
| TELADOC HEALTH INC | COM | 87918A105 | BBG001TG5PC6 | 116483 | 15069 | SH |  | SOLE |  | 15069 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 | BBG00KXRCDQ9 | 519435 | 1802 | SH |  | SOLE |  | 1802 | 0 | 0 |
| THE CIGNA GROUP | COM | 125523100 | BBG00KXRCDQ9 | 362 | 1 | SH |  | DFND |  | 0 | 1 | 0 |
| THOMSON REUTERS CORP | COM | 884903808 | BBG001S5WSW3 | 702558 | 4523 | SH |  | SOLE |  | 4523 | 0 | 0 |
| T-MOBILE US INC | COM | 872590104 | BBG001SKR9Y6 | 270978 | 1132 | SH |  | SOLE |  | 1132 | 0 | 0 |
| T-MOBILE US INC | COM | 872590104 | BBG001SKR9Y6 | 1226 | 5 | SH |  | DFND |  | 4 | 1 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 | BBG001S5SBV6 | 831 | 2 | SH |  | DFND |  | 2 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 | BBG001S5SBV6 | 335880 | 796 | SH |  | SOLE |  | 796 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 252 | 1 | SH |  | DFND |  | 0 | 1 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 323201 | 936 | SH |  | SOLE |  | 936 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 | BBG001S6T8C1 | 342611 | 7089 | SH |  | SOLE |  | 7089 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 | BBG001S6T8C1 | 108 | 2 | SH |  | DFND |  | 2 | 0 | 0 |
| VANECK ETF TRUST | GREEN BOND ETF | 92189F171 | BBG00G4XX4B0 | 386898 | 15837 | SH |  | SOLE |  | 15837 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | BBG001T62M92 | 36532 | 609 | SH |  | DFND |  | 598 | 11 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | BBG001T62M92 | 3086382 | 51414 | SH |  | SOLE |  | 51414 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | BBG001T62M74 | 16070 | 273 | SH |  | DFND |  | 252 | 21 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | BBG001T62M74 | 2480822 | 42155 | SH |  | SOLE |  | 42155 | 0 | 0 |
| VEEVA SYS INC | CL A COM | 922475108 | BBG001TX0CB4 | 314593 | 1056 | SH |  | SOLE |  | 1056 | 0 | 0 |
| VEEVA SYS INC | CL A COM | 922475108 | BBG001TX0CB4 | 112 | 0 | SH |  | DFND |  | 0 | 0 | 0 |
| VICTORY PORTFOLIOS II | CORE INTRMEDIATE | 92647X863 | BBG012THVMS2 | 5266444 | 238841 | SH |  | SOLE |  | 238841 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 17195 | 50 | SH |  | DFND |  | 41 | 9 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 2328605 | 6821 | SH |  | SOLE |  | 6821 | 0 | 0 |
| VITAL FARMS INC | COM | 92847W103 | BBG006XWWBM5 | 1216271 | 29557 | SH |  | SOLE |  | 29557 | 0 | 0 |
| VITAL FARMS INC | COM | 92847W103 | BBG006XWWBM5 | 152 | 4 | SH |  | DFND |  | 0 | 4 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG001S5XH47 | 903203 | 4090 | SH |  | SOLE |  | 4090 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG001S5XH47 | 468 | 2 | SH |  | DFND |  | 2 | 0 | 0 |
| WILLIAMS SONOMA INC | COM | 969904101 | BBG001SBW7S1 | 1717233 | 8786 | SH |  | SOLE |  | 8786 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 | BBG001S7JQ30 | 1140000 | 7500 | SH |  | DFND |  | 7500 | 0 | 0 |
| ZSCALER INC | COM | 98980G102 | BBG003338H61 | 165 | 1 | SH |  | DFND |  | 0 | 1 | 0 |
| ZSCALER INC | COM | 98980G102 | BBG003338H61 | 319138 | 1065 | SH |  | SOLE |  | 1065 | 0 | 0 |

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