# EDGAR Filing Document

**Accession Number:** 0001427748
**File Stem:** 0001765380-23-000063
**Filing Date:** 2023-2
**Character Count:** 19105
**Document Hash:** 4569106a70358c13623e9b36fca71615
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001765380-23-000063.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001765380-23-000063

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**EFFECTIVENESS DATE**: 20230213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Truepoint, Inc.
- **CENTRAL INDEX KEY:** 0001427748
- **IRS NUMBER:** 311306367
- **STATE OF INCORPORATION:** OH

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13017
- **FILM NUMBER:** 23617034

**BUSINESS ADDRESS:**
- **STREET 1:** 9999 CARVER ROAD
- **STREET 2:** SUITE 200
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45242
- **BUSINESS PHONE:** 513-792-6648

**MAIL ADDRESS:**
- **STREET 1:** 9999 CARVER ROAD
- **STREET 2:** SUITE 200
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45242

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Truepoint Inc.<br>**Address:** 9999 CARVER ROAD<br>SUITE 200<br>CINCINNATI, OH 45242

**Form 13F File Number:** 028-13017

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** James Hadaway<br>**Title:** Chief Compliance Officer<br>**Phone:** 5138325477

**Signature, Place, and Date of Signing:**

James Hadaway  Cincinnati, OH  02-13-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 153

**Form 13F Information Table Value Total:** $2764539183

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 200586 | 1827 | SH |  | SOLE |  | 0 | 0 | 1827 |
| ABBVIE INC | COM | 00287Y109 |  | 223345 | 1382 | SH |  | SOLE |  | 0 | 0 | 1382 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 1837188 | 6885 | SH |  | SOLE |  | 0 | 0 | 6885 |
| AIR TRANSPORT SERVICES GRP I | COM | 00922R105 |  | 427761 | 16465 | SH |  | SOLE |  | 0 | 0 | 16465 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 584083 | 6620 | SH |  | SOLE |  | 0 | 0 | 6620 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 272135 | 3067 | SH |  | SOLE |  | 0 | 0 | 3067 |
| AMAZON COM INC | COM | 023135106 |  | 1074474 | 12791 | SH |  | SOLE |  | 0 | 0 | 12791 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 24074329 | 477192 | SH |  | SOLE |  | 477192 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 725618 | 13642 | SH |  | SOLE |  | 13642 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 1215412 | 21959 | SH |  | SOLE |  | 21959 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 464576 | 6831 | SH |  | SOLE |  | 6831 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 423453 | 8437 | SH |  | SOLE |  | 8437 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 146006967 | 1959562 | SH |  | SOLE |  | 1959562 | 0 | 0 |
| AMERICAN FINL GROUP INC OHIO | COM | 025932104 |  | 237629 | 1731 | SH |  | SOLE |  | 0 | 0 | 1731 |
| APPLE INC | COM | 037833100 |  | 7156568 | 55080 | SH |  | SOLE |  | 0 | 0 | 55080 |
| AUTOZONE INC | COM | 053332102 |  | 739854 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2343555 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2478923 | 8025 | SH |  | SOLE |  | 0 | 0 | 8025 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 230610 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| CHEVRON CORP NEW | COM | 166764100 |  | 330684 | 1842 | SH |  | SOLE |  | 0 | 0 | 1842 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 10658386 | 104096 | SH |  | SOLE |  | 0 | 0 | 104096 |
| CINTAS CORP | COM | 172908105 |  | 461104 | 1021 | SH |  | SOLE |  | 0 | 0 | 1021 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 452938 | 12952 | SH |  | SOLE |  | 0 | 0 | 12952 |
| CVS HEALTH CORP | COM | 126650100 |  | 5225821 | 56077 | SH |  | SOLE |  | 0 | 0 | 56077 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 386451749 | 9307605 | SH |  | SOLE |  | 9307605 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 51978650 | 2314277 | SH |  | SOLE |  | 2314277 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 44201950 | 1977716 | SH |  | SOLE |  | 1977716 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 1324800 | 31839 | SH |  | SOLE |  | 31839 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 77262959 | 1757974 | SH |  | SOLE |  | 1757974 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 86714245 | 2590031 | SH |  | SOLE |  | 2590031 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 19745071 | 797137 | SH |  | SOLE |  | 797137 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 7893762 | 365452 | SH |  | SOLE |  | 365452 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 5504852 | 57306 | SH |  | SOLE |  | 0 | 0 | 57306 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 376721 | 3415 | SH |  | SOLE |  | 0 | 0 | 3415 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 406497 | 12389 | SH |  | SOLE |  | 0 | 0 | 12389 |
| FIRST FINL BANCORP OH | COM | 320209109 |  | 271352 | 11199 | SH |  | SOLE |  | 0 | 0 | 11199 |
| FRANKLIN STR PPTYS CORP | COM | 35471R106 |  | 204021 | 74733 | SH |  | SOLE |  | 0 | 0 | 74733 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 353650 | 4221 | SH |  | SOLE |  | 0 | 0 | 4221 |
| GLOBAL X FDS | LITHIUM BTRY ETF | 37954Y855 |  | 243232 | 4150 | SH |  | SOLE |  | 0 | 0 | 4150 |
| GOLD FIELDS LTD | SPONSORED ADR | 38059T106 |  | 124200 | 12000 | SH |  | SOLE |  | 0 | 0 | 12000 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 385370 | 5062 | SH |  | SOLE |  | 5062 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 518642 | 1642 | SH |  | SOLE |  | 0 | 0 | 1642 |
| INTEL CORP | COM | 458140100 |  | 234198 | 8861 | SH |  | SOLE |  | 0 | 0 | 8861 |
| INVESCO EXCH TRADED FD TR II | SOLAR ETF | 46138G706 |  | 2151730 | 29500 | SH |  | SOLE |  | 29500 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090e103 |  | 562184 | 2111 | SH |  | SOLE |  | 2111 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 724488 | 20945 | SH |  | SOLE |  | 20945 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 978832 | 20960 | SH |  | SOLE |  | 20960 | 0 | 0 |
| ISHARES INC | MSCI GERMANY ETF | 464286806 |  | 514804 | 20817 | SH |  | SOLE |  | 20817 | 0 | 0 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 |  | 233929 | 4297 | SH |  | SOLE |  | 4297 | 0 | 0 |
| ISHARES INC | MSCI MEXICO ETF | 464286822 |  | 362716 | 7335 | SH |  | SOLE |  | 7335 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 1420034 | 14826 | SH |  | SOLE |  | 14826 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 |  | 1446798 | 15599 | SH |  | SOLE |  | 15599 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 111025753 | 1801197 | SH |  | SOLE |  | 1801197 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 221535193 | 576599 | SH |  | SOLE |  | 576599 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2237785 | 9251 | SH |  | SOLE |  | 9251 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 556204 | 5877 | SH |  | SOLE |  | 5877 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 31591672 | 372543 | SH |  | SOLE |  | 372543 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429b697 |  | 223366 | 3098 | SH |  | SOLE |  | 3098 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 1464077 | 22305 | SH |  | SOLE |  | 22305 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 741479 | 13128 | SH |  | SOLE |  | 13128 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1628137 | 42959 | SH |  | SOLE |  | 42959 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 22338478 | 211699 | SH |  | SOLE |  | 211699 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 6204284 | 28960 | SH |  | SOLE |  | 28960 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 915762 | 4350 | SH |  | SOLE |  | 4350 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 354328 | 2336 | SH |  | SOLE |  | 2336 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 271697 | 1558 | SH |  | SOLE |  | 1558 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 260838 | 1881 | SH |  | SOLE |  | 1881 | 0 | 0 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 14653563 | 66402 | SH |  | SOLE |  | 66402 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 21454891 | 256637 | SH |  | SOLE |  | 256637 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 266630 | 3953 | SH |  | SOLE |  | 3953 | 0 | 0 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 773383 | 7342 | SH |  | SOLE |  | 7342 | 0 | 0 |
| ISHARES TR | S 100 ETF | 464287101 |  | 486466 | 2852 | SH |  | SOLE |  | 2852 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 2821992 | 19453 | SH |  | SOLE |  | 19453 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 2297808 | 39279 | SH |  | SOLE |  | 39279 | 0 | 0 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 596312 | 8731 | SH |  | SOLE |  | 8731 | 0 | 0 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 278732 | 801 | SH |  | SOLE |  | 801 | 0 | 0 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 393349 | 7803 | SH |  | SOLE |  | 7803 | 0 | 0 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 283677 | 2536 | SH |  | SOLE |  | 2536 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 1070783 | 19651 | SH |  | SOLE |  | 19651 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 475559 | 2692 | SH |  | SOLE |  | 0 | 0 | 2692 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1445218 | 10777 | SH |  | SOLE |  | 0 | 0 | 10777 |
| JPMORGAN CHASE  CO | ALERIAN ML ETN | 46625H365 |  | 874990 | 40229 | SH |  | SOLE |  | 0 | 0 | 40229 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 528551 | 29234 | SH |  | SOLE |  | 0 | 0 | 29234 |
| KROGER CO | COM | 501044101 |  | 375288 | 8418 | SH |  | SOLE |  | 0 | 0 | 8418 |
| LISTED FD TR | HORIZON KINETICS | 53656F623 |  | 389030 | 12358 | SH |  | SOLE |  | 0 | 0 | 12358 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 386641 | 795 | SH |  | SOLE |  | 0 | 0 | 795 |
| LSI INDS INC OHIO | COM | 50216C108 |  | 168744 | 13786 | SH |  | SOLE |  | 0 | 0 | 13786 |
| MERCK  CO INC | COM | 58933Y105 |  | 596322 | 5375 | SH |  | SOLE |  | 0 | 0 | 5375 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1298108 | 10787 | SH |  | SOLE |  | 0 | 0 | 10787 |
| MICROSOFT CORP | COM | 594918104 |  | 1272044 | 5304 | SH |  | SOLE |  | 0 | 0 | 5304 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 298272 | 2041 | SH |  | SOLE |  | 0 | 0 | 2041 |
| PEPSICO INC | COM | 713448108 |  | 357978 | 1982 | SH |  | SOLE |  | 0 | 0 | 1982 |
| PFIZER INC | COM | 717081103 |  | 333183 | 6502 | SH |  | SOLE |  | 0 | 0 | 6502 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 947581 | 19299 | SH |  | SOLE |  | 19299 | 0 | 0 |
| PIPER SANDLER COMPANIES | COM | 724078100 |  | 252699 | 1941 | SH |  | SOLE |  | 0 | 0 | 1941 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 414277 | 2623 | SH |  | SOLE |  | 0 | 0 | 2623 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 40533662 | 267443 | SH |  | SOLE |  | 0 | 0 | 267443 |
| RPM INTL INC | COM | 749685103 |  | 455189 | 4671 | SH |  | SOLE |  | 0 | 0 | 4671 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 76392568 | 2371703 | SH |  | SOLE |  | 2371703 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 18770551 | 418892 | SH |  | SOLE |  | 418892 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 6189072 | 137078 | SH |  | SOLE |  | 137078 | 0 | 0 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 2743752 | 142237 | SH |  | SOLE |  | 142237 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 934861 | 18051 | SH |  | SOLE |  | 18051 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 290771 | 6059 | SH |  | SOLE |  | 6059 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 287510 | 2226 | SH |  | SOLE |  | 2226 | 0 | 0 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 301903 | 8175 | SH |  | SOLE |  | 8175 | 0 | 0 |
| SMUCKER J M CO | COM NEW | 832696405 |  | 354829 | 2239 | SH |  | SOLE |  | 0 | 0 | 2239 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 4342812 | 13107 | SH |  | SOLE |  | 13107 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3345115 | 8747 | SH |  | SOLE |  | 8747 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 1010410 | 2282 | SH |  | SOLE |  | 2282 | 0 | 0 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 601404 | 4807 | SH |  | SOLE |  | 4807 | 0 | 0 |
| SPDR SER TR | S SEMICNDCTR | 78464A862 |  | 699858 | 4185 | SH |  | SOLE |  | 4185 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 427280 | 3469 | SH |  | SOLE |  | 3469 | 0 | 0 |
| UNITED STS OIL FD LP | UNITS | 91232N207 |  | 962821 | 13733 | SH |  | SOLE |  | 0 | 0 | 13733 |
| US BANCORP DEL | COM NEW | 902973304 |  | 1880550 | 43122 | SH |  | SOLE |  | 0 | 0 | 43122 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 744244 | 4550 | SH |  | SOLE |  | 4550 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 2777295 | 37369 | SH |  | SOLE |  | 37369 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 364443189 | 4841169 | SH |  | SOLE |  | 4841169 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 2296231 | 31963 | SH |  | SOLE |  | 31963 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 231727 | 4886 | SH |  | SOLE |  | 4886 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 292292 | 2200 | SH |  | SOLE |  | 2200 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 115709339 | 542956 | SH |  | SOLE |  | 542956 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 56520871 | 324460 | SH |  | SOLE |  | 324460 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 2052277 | 10070 | SH |  | SOLE |  | 10070 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 184981539 | 1029047 | SH |  | SOLE |  | 1029047 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 1095401 | 8100 | SH |  | SOLE |  | 8100 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 5278429 | 63996 | SH |  | SOLE |  | 63996 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 7367826 | 20971 | SH |  | SOLE |  | 20971 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 1441135 | 7186 | SH |  | SOLE |  | 7186 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 3495983 | 22015 | SH |  | SOLE |  | 22015 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1745878 | 9512 | SH |  | SOLE |  | 9512 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 275246968 | 1439651 | SH |  | SOLE |  | 1439651 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 468976 | 3341 | SH |  | SOLE |  | 3341 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 3794993 | 97357 | SH |  | SOLE |  | 97357 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1981583 | 39521 | SH |  | SOLE |  | 39521 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 259005 | 6265 | SH |  | SOLE |  | 6265 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1673009 | 33805 | SH |  | SOLE |  | 33805 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 1687393 | 21770 | SH |  | SOLE |  | 21770 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 1776815 | 23631 | SH |  | SOLE |  | 23631 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 6027388 | 104244 | SH |  | SOLE |  | 104244 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 290489 | 1913 | SH |  | SOLE |  | 1913 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2853751 | 55177 | SH |  | SOLE |  | 55177 | 0 | 0 |
| VANGUARD TAX-MANAGED INTL FD | VAN FTSE DEV MKT | 921943858 |  | 192072080 | 4576414 | SH |  | SOLE |  | 4576414 | 0 | 0 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 526087 | 10695 | SH |  | SOLE |  | 10695 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 625933 | 9504 | SH |  | SOLE |  | 9504 | 0 | 0 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 |  | 221646 | 1157 | SH |  | SOLE |  | 1157 | 0 | 0 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 1402529 | 4391 | SH |  | SOLE |  | 4391 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 233503 | 5926 | SH |  | SOLE |  | 0 | 0 | 5926 |
| VISA INC | COM CL A | 92826C839 |  | 522806 | 2516 | SH |  | SOLE |  | 0 | 0 | 2516 |
| WALMART INC | COM | 931142103 |  | 358162 | 2526 | SH |  | SOLE |  | 0 | 0 | 2526 |
| WESBANCO INC | COM | 950810101 |  | 1236722 | 33443 | SH |  | SOLE |  | 0 | 0 | 33443 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 |  | 2701800 | 95000 | SH |  | SOLE |  | 95000 | 0 | 0 |
| ZOVIO INC | COM | 98979V102 |  | 412 | 48484 | SH |  | SOLE |  | 0 | 0 | 48484 |

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