# EDGAR Filing Document

**Accession Number:** 0000854560
**File Stem:** 0001104659-23-005811
**Filing Date:** 2023-1
**Character Count:** 5512
**Document Hash:** e77563466249148446e3a87a1bd4901b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-23-005811.hdr.sgml**: 20230123

**ACCESSION NUMBER**: 0001104659-23-005811

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 23

**CONFORMED PERIOD OF REPORT**: 20230123

**ITEM INFORMATION**: Regulation FD Disclosure

**FILED AS OF DATE**: 20230123

**DATE AS OF CHANGE**: 20230123

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GREAT SOUTHERN BANCORP, INC.
- **CENTRAL INDEX KEY:** 0000854560
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **IRS NUMBER:** 431524856
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-18082
- **FILM NUMBER:** 23544602

**BUSINESS ADDRESS:**
- **STREET 1:** 1451 E BATTLEFIELD
- **CITY:** SPRINGFIELD
- **STATE:** MO
- **ZIP:** 65804
- **BUSINESS PHONE:** 417-887-4400

**MAIL ADDRESS:**
- **STREET 1:** P O BOX 9009
- **CITY:** SPRINGFIELD
- **STATE:** MO
- **ZIP:** 65808-9009

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** GREAT SOUTHERN BANCORP INC
- **DATE OF NAME CHANGE:** 19920703

?xml version="1.0" encoding="utf-8"?

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934**

Date of Report (Date of earliest event reported): January 23, 2023

**GREAT SOUTHERN BANCORP, INC.**

(Exact name of registrant as specified in its charter)

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| | | |
|:---|:---|:---|
| **Maryland** | **0-18082** | **43-1524856** |
| (State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) |

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| | |
|:---|:---|
| **1451 East Battlefield** **, Springfield, Missouri** | **65804** |
| (Address of principal executive offices) | (Zip Code) |

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Registrant's telephone number, including area code: **(417) 887-4400**

**Not Applicable**

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

◻ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) <br>

◻ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) <br>

◻ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) <br>

◻ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
| Common Stock, par value $0.01 per share | GSBC | The NASDAQ Stock Market LLC |

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ◻

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ◻

**Item 7.01 Regulation FD Disclosure.**

Set forth below is presentation material of Great Southern Bancorp, Inc., the holding company for Great Southern Bank.

![](tm234044d1_8kimg01.jpg)

December 31, 2022

![](tm234044d1_8kimg02.jpg)

Loan Portfolio 12.31.22 $4,586,192 $4,575,196 9.30.22 \*Includes Home Equity Loans of $123,242 \*Includes Home Equity Loans of $121,783 2 [in thousands] Gross Loans

![](tm234044d1_8kimg03.jpg)

Loan Portfolio by Region 12.31.22 $4,586,192 $4,575,196 9.30.22 3 [in thousands] Gross Loans

![](tm234044d1_8kimg04.jpg)

Commercial Real Estate by Industry 12.31.22 $1,530,663 $1,576,529 9.30.22 4 [in thousands] Gross Loans

![](tm234044d1_8kimg05.jpg)

Commercial Real Estate by Region 12.31.22 $1,576,529 9.30.22 5 [in thousands] $1,530,663 Gross Loans

![](tm234044d1_8kimg06.jpg)

Construction & Land Development by Industry 12.31.22 $865,219 $690,904 9.30.22 6 [in thousands] Gross Loans

![](tm234044d1_8kimg07.jpg)

Construction & Land Development by Region 12.31.22 $690,904 7 [in thousands] $865,219 9.30.22 Gross Loans

![](tm234044d1_8kimg08.jpg)

Multi Family Real Estate by Region 12.31.22 $781,761 $914,693 9.30.22 8 [in thousands] Average credit size is $3,776,623 Average credit size is $4,176,681 Gross Loans

![](tm234044d1_8kimg09.jpg)

Multi Family Real Estate by LTV 12.31.22 $781,761 $914,693 9.30.22 9 [in thousands] Gross Loans

![](tm234044d1_8kimg10.jpg)

NonPerforming by Type 12.31.22 $3,670 $3,293 9.30.22 10 [in thousands] \*Includes Home Equity Loans of $308 \*Includes Home Equity Loans of $274 Gross Loans

![](tm234044d1_8kimg11.jpg)

NonPerforming by Region 12.31.22 $3,670 $3,293 9.30.22 11 [in thousands] Gross Loans

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | **GREAT SOUTHERN BANCORP, INC.** | **GREAT SOUTHERN BANCORP, INC.** |
| Date: January 23, 2023 | By: | /s/ Joseph W. Turner |
|  |  | Joseph W. Turner, President and Chief Executive Officer |

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