# EDGAR Filing Document

**Accession Number:** 0000810695
**File Stem:** 0001580642-25-004456
**Filing Date:** 2025-7
**Character Count:** 11303
**Document Hash:** fb85e77e8de97a64d9adae6cc357d38c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001580642-25-004456.hdr.sgml**: 20250724

**ACCESSION NUMBER**: 0001580642-25-004456

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20250724

**DATE AS OF CHANGE**: 20250724

**EFFECTIVENESS DATE**: 20250724

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mutual Fund & Variable Insurance Trust
- **CENTRAL INDEX KEY:** 0000810695

**ORGANIZATION NAME:**
- **EIN:** 043023766
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-11905
- **FILM NUMBER:** 251147767

**BUSINESS ADDRESS:**
- **STREET 1:** C/O GEMINI FUND SERVICES, LLC
- **STREET 2:** 4221 NORTH 203RD STREET, SUITE 100
- **CITY:** ELKHORN
- **STATE:** NE
- **ZIP:** 68022-3474
- **BUSINESS PHONE:** 800-253-0412

**MAIL ADDRESS:**
- **STREET 1:** C/O GEMINI FUND SERVICES, LLC
- **STREET 2:** 4221 NORTH 203RD STREET, SUITE 100
- **CITY:** ELKHORN
- **STATE:** NE
- **ZIP:** 68022-3474

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HUNTINGTON FUNDS
- **DATE OF NAME CHANGE:** 20040922

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** HUNTINGTON FUNDS /MA/
- **DATE OF NAME CHANGE:** 19990106

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MONITOR FUNDS
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### Rational Equity Armor Fund (Series ID: S000005856)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                      | Ticker Symbol | Class ID   |
| Rational Equity Armor Fund Class A Shares       | HDCAX         | C000016036 |
| Rational Equity Armor Fund Institutional Shares | HDCTX         | C000016038 |
| Rational Equity Armor Fund Class C Shares       | HDCEX         | C000135443 |

---

### Rational Dynamic Brands Fund (Series ID: S000005874)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                        | Ticker Symbol | Class ID   |
| Rational Dynamic Brands Fund Class A Shares       | HSUAX         | C000016090 |
| Rational Dynamic Brands Fund Institutional Shares | HSUTX         | C000016092 |
| Rational Dynamic Brands Fund Class C Shares       | HSUCX         | C000135444 |

---

### Rational Tactical Return Fund (Series ID: S000017165)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                         | Ticker Symbol | Class ID   |
| Rational Tactical Return Fund Class A Shares       | HRSAX         | C000047568 |
| Rational Tactical Return Fund Institutional Shares | HRSTX         | C000047570 |
| Rational Tactical Return Fund Class C Shares       | HRSFX         | C000169250 |

---

### Rational Strategic Allocation Fund (Series ID: S000026200)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                              | Ticker Symbol | Class ID   |
| Rational Strategic Allocation Fund Class A Shares       | RHSAX         | C000078667 |
| Rational Strategic Allocation Fund Class C Shares       | RHSCX         | C000169251 |
| Rational Strategic Allocation Fund Institutional Shares | RHSIX         | C000169252 |

---

### Return Stacked® Balanced Allocation & Systematic Macro Fund (Series ID: S000055002)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                                                       | Ticker Symbol | Class ID   |
| Return Stacked® Balanced Allocation & Systematic Macro Fund Class A              | RDMAX         | C000172993 |
| Return Stacked® Balanced Allocation & Systematic Macro Fund Class C              | RDMCX         | C000172994 |
| Return Stacked® Balanced Allocation & Systematic Macro Fund Institutional Shares | RDMIX         | C000172995 |

---

### Rational Special Situations Income Fund (Series ID: S000065726)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                                   | Ticker Symbol | Class ID   |
| Rational Special Situations Income Fund Institutional Shares | RFXIX         | C000212569 |
| Rational Special Situations Income Fund Class A Shares       | RFXAX         | C000212570 |
| Rational Special Situations Income Fund Class C Shares       | RFXCX         | C000212571 |

---

### Rational/Pier 88 Convertible Securities Fund (Series ID: S000067226)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                                        | Ticker Symbol | Class ID   |
| Rational/Pier 88 Convertible Securities Fund-Institutional Shares | PBXIX         | C000216241 |
| Rational/Pier 88 Convertible Securities Fund-Class A Shares       | PBXAX         | C000216242 |
| Rational/Pier 88 Convertible Securities Fund-Class C Shares       | PBXCX         | C000216243 |

---

### Rational/RGN Hedged Equity Fund (Series ID: S000086525)

---

|  |  |  |
|:---|:---|:---|
| Class Name                                          | Ticker Symbol | Class ID   |
| Rational/RGN Hedged Equity Fund Class C             | RNECX         | C000252105 |
| Rational/RGN Hedged Equity Fund Institutional Class | RNEIX         | C000252106 |
| Rational/RGN Hedged Equity Fund Class A             | RNEAX         | C000252107 |

---

## Series and Classes Contracts Data

### Rational Equity Armor Fund (Series ID: S000005856)

| Class ID   | Class Name                                      | Ticker Symbol   |
|:---|:---|:---|
| C000016036 | Rational Equity Armor Fund Class A Shares       | HDCAX           |
| C000016038 | Rational Equity Armor Fund Institutional Shares | HDCTX           |
| C000135443 | Rational Equity Armor Fund Class C Shares       | HDCEX           |

### Rational Dynamic Brands Fund (Series ID: S000005874)

| Class ID   | Class Name                                        | Ticker Symbol   |
|:---|:---|:---|
| C000016090 | Rational Dynamic Brands Fund Class A Shares       | HSUAX           |
| C000016092 | Rational Dynamic Brands Fund Institutional Shares | HSUTX           |
| C000135444 | Rational Dynamic Brands Fund Class C Shares       | HSUCX           |

### Rational Tactical Return Fund (Series ID: S000017165)

| Class ID   | Class Name                                         | Ticker Symbol   |
|:---|:---|:---|
| C000047568 | Rational Tactical Return Fund Class A Shares       | HRSAX           |
| C000047570 | Rational Tactical Return Fund Institutional Shares | HRSTX           |
| C000169250 | Rational Tactical Return Fund Class C Shares       | HRSFX           |

### Rational Strategic Allocation Fund (Series ID: S000026200)

| Class ID   | Class Name                                              | Ticker Symbol   |
|:---|:---|:---|
| C000078667 | Rational Strategic Allocation Fund Class A Shares       | RHSAX           |
| C000169251 | Rational Strategic Allocation Fund Class C Shares       | RHSCX           |
| C000169252 | Rational Strategic Allocation Fund Institutional Shares | RHSIX           |

### Return Stacked® Balanced Allocation & Systematic Macro Fund (Series ID: S000055002)

| Class ID   | Class Name                                                                       | Ticker Symbol   |
|:---|:---|:---|
| C000172993 | Return Stacked® Balanced Allocation & Systematic Macro Fund Class A              | RDMAX           |
| C000172994 | Return Stacked® Balanced Allocation & Systematic Macro Fund Class C              | RDMCX           |
| C000172995 | Return Stacked® Balanced Allocation & Systematic Macro Fund Institutional Shares | RDMIX           |

### Rational Special Situations Income Fund (Series ID: S000065726)

| Class ID   | Class Name                                                   | Ticker Symbol   |
|:---|:---|:---|
| C000212569 | Rational Special Situations Income Fund Institutional Shares | RFXIX           |
| C000212570 | Rational Special Situations Income Fund Class A Shares       | RFXAX           |
| C000212571 | Rational Special Situations Income Fund Class C Shares       | RFXCX           |

### Rational/Pier 88 Convertible Securities Fund (Series ID: S000067226)

| Class ID   | Class Name                                                        | Ticker Symbol   |
|:---|:---|:---|
| C000216241 | Rational/Pier 88 Convertible Securities Fund-Institutional Shares | PBXIX           |
| C000216242 | Rational/Pier 88 Convertible Securities Fund-Class A Shares       | PBXAX           |
| C000216243 | Rational/Pier 88 Convertible Securities Fund-Class C Shares       | PBXCX           |

### Rational/RGN Hedged Equity Fund (Series ID: S000086525)

| Class ID   | Class Name                                          | Ticker Symbol   |
|:---|:---|:---|
| C000252105 | Rational/RGN Hedged Equity Fund Class C             | RNECX           |
| C000252106 | Rational/RGN Hedged Equity Fund Institutional Class | RNEIX           |
| C000252107 | Rational/RGN Hedged Equity Fund Class A             | RNEAX           |

![A black background with blue text AI-generated content may be incorrect.](image_001.jpg)

**Rational Equity Armor Fund**

Class A Shares: HDCAX Class C Shares: HDCEX Institutional Shares: HDCTX

**Rational Tactical Return Fund**

Class A Shares: HRSAX Class C Shares: HRSFX Institutional Shares: HRSTX

**Rational Dynamic Brands Fund** 

Class A Shares: HSUAX Class C Shares: HSUCX Institutional Shares: HSUTX

**Rational Strategic Allocation Fund**

Class A Shares: RHSAX Class C Shares: RHSCX Institutional Shares: RHSIX

**Return Stacked® Balanced Allocation & Systematic Macro Fund**

**(formerly, Rational/ReSolve Adaptive Asset Allocation Fund)**

Class A Shares: RDMAX Class C Shares: RDMCX Institutional Shares: RDMIX

**Rational/Pier 88 Convertible Securities Fund**

Class A Shares: PBXAX Class C Shares: PBXCX Institutional Shares: PBXIX

**Rational Special Situations Income Fund**

Class A Shares: RFXAX Class C Shares: RFXCX Institutional Shares: RFXIX

**Rational/RGN Hedged Equity Fund** 

Class A Shares: RNEAX Class C Shares: RNECX Institutional Shares: RNEIX

**July 24, 2025**

***The information in this Supplement amends certain information contained in the<br> currently effective Statement of Additional Information ("SAI") for each Fund, dated May 1, 2025.***

**_____________________________________________________________________________**

The physical address of Rational Advisors, Inc. (the "Advisor") has changed as follows:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Former Address** | &nbsp;&nbsp;**New Address** |
| &nbsp;&nbsp; 53 Palmeras Street<br> Suite 601<br> San Juan, PR 00901 | &nbsp;&nbsp; 207 Calle del Parque, AM Tower<br> Floor 7, Suite 2<br> San Juan, PR 00912-3242 |

---

Accordingly, all references to the Advisor's former address contained in the Funds' currently effective SAI are hereby changed to the new address set forth above.

\* \* \*

***You should read this Supplement in conjunction with the Prospectus, Summary Prospectus and Statement of Additional Information for the Funds, each dated May 1, 2025, which provides information that you should know about the Funds before investing. This document is available upon request and without charge by calling the Funds toll-free at 1-800-253-0412 or by writing to Rational Funds, c/o Ultimus Fund Solutions, LLC, 225 Pictoria Dr, Suite 450, Cincinnati, OH 45246.***

**Please retain this Supplement for future reference.**