# EDGAR Filing Document

**Accession Number:** 0001765536
**File Stem:** 0001765536-23-000001
**Filing Date:** 2023-2
**Character Count:** 29523
**Document Hash:** 53a7879f0784ee2e0d4a4a573d70a7e6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001765536-23-000001.hdr.sgml**: 20230207

**ACCESSION NUMBER**: 0001765536-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230207

**DATE AS OF CHANGE**: 20230207

**EFFECTIVENESS DATE**: 20230207

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Summit Financial, LLC
- **CENTRAL INDEX KEY:** 0001765536
- **IRS NUMBER:** 371895248
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19062
- **FILM NUMBER:** 23593459

**BUSINESS ADDRESS:**
- **STREET 1:** 4 CAMPUS DRIVE
- **CITY:** PARSIPPANY
- **STATE:** NJ
- **ZIP:** 07054
- **BUSINESS PHONE:** 9732853600

**MAIL ADDRESS:**
- **STREET 1:** 4 CAMPUS DRIVE
- **CITY:** PARSIPPANY
- **STATE:** NJ
- **ZIP:** 07054

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Summit Financial LLC<br>**Address:** 4 CAMPUS DRIVE<br>PARSIPPANY, NJ 07054

**Form 13F File Number:** 028-19062

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Patricia Hasegawa<br>**Title:** Compliance Officer<br>**Phone:** 973-285-3622

**Signature, Place, and Date of Signing:**

Patricia Hasegawa  Parsippany, NJ  02-07-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 248

**Form 13F Information Table Value Total:** $1063475

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| VANGUARD INDEX FDS TOTAL STK MKT | ETF | 922908769 |  | 324759675 | 1698623 | SH |  | SOLE |  | 0 | 0 | 1698623 |
| VANGUARD INTL EQUITY INDEX F ALLWRLD EX US | ETF | 922042775 |  | 148789527 | 2967482 | SH |  | SOLE |  | 0 | 0 | 2967482 |
| VANGUARD INDEX FDS GROWTH ETF | ETF | 922908736 |  | 43391130 | 203609 | SH |  | SOLE |  | 0 | 0 | 203609 |
| VANGUARD INDEX FDS VALUE ETF | ETF | 922908744 |  | 38593508 | 274941 | SH |  | SOLE |  | 0 | 0 | 274941 |
| VANGUARD INDEX FDS SM CP VAL ETF | ETF | 922908611 |  | 31337681 | 197341 | SH |  | SOLE |  | 0 | 0 | 197341 |
| CHIPOTLE MEXICAN GRILL INC COM | Common Stock | 169656105 |  | 30860553 | 22242 | SH |  | SOLE |  | 0 | 0 | 22242 |
| VANGUARD INDEX FDS MCAPVLIDXVIP | ETF | 922908512 |  | 27881307 | 206162 | SH |  | SOLE |  | 0 | 0 | 206162 |
| SPDR S 500 ETF TRTR UNIT | ETF | 78462F103 |  | 22160717 | 57947 | SH |  | SOLE |  | 0 | 0 | 57947 |
| APPLE INC COM | Common Stock | 037833100 |  | 17428752 | 134140 | SH |  | SOLE |  | 0 | 0 | 134140 |
| VANGUARD INDEX FDSS 500 ETF SHS | ETF | 922908363 |  | 16740505 | 47648 | SH |  | SOLE |  | 0 | 0 | 47648 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 15383847 | 40040 | SH |  | SOLE |  | 0 | 0 | 40040 |
| YUM BRANDS INCCOM | Common Stock | 988498101 |  | 13459691 | 105088 | SH |  | SOLE |  | 0 | 0 | 105088 |
| AMAZONCOMINCCOM | Common Stock | 023135106 |  | 12175904 | 144951 | SH |  | SOLE |  | 0 | 0 | 144951 |
| VANGUARD TAX-MANAGED INTLFD FTSE DEV MKT ETF | ETF | 921943858 |  | 10653825 | 253844 | SH |  | SOLE |  | 0 | 0 | 253844 |
| MICROSOFT CORPCOM | Common Stock | 594918104 |  | 10149758 | 42322 | SH |  | SOLE |  | 0 | 0 | 42322 |
| SCHWAB STRATEGIC T RSCHWB FDT INTLG | ETF | 808524755 |  | 9987202 | 343557 | SH |  | SOLE |  | 0 | 0 | 343557 |
| VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF | ETF | 922042858 |  | 6953741 | 178393 | SH |  | SOLE |  | 0 | 0 | 178393 |
| VANGUARD INDEX FDS MID CAP ETF | ETF | 922908629 |  | 6762031 | 33178 | SH |  | SOLE |  | 0 | 0 | 33178 |
| VANGUARD INDEX FDS SMALL CP ETF | ETF | 922908751 |  | 6549080 | 35682 | SH |  | SOLE |  | 0 | 0 | 35682 |
| VANGUARD WHITEHALL FDS HIGH DIV YLD | ETF | 921946406 |  | 5344620 | 49391 | SH |  | SOLE |  | 0 | 0 | 49391 |
| INVESCO EXCHANGETRADED FD TFTSERAFI1000 | ETF | 46137V613 |  | 5267302 | 33950 | SH |  | SOLE |  | 0 | 0 | 33950 |
| ISHARESTRCORE S TTL STK | ETF | 464287150 |  | 4804880 | 56661 | SH |  | SOLE |  | 0 | 0 | 56661 |
| BERKSHIRE HATHAWAY INC DEL CL B | Common Stock | 084670702 |  | 4747349 | 15369 | SH |  | SOLE |  | 0 | 0 | 15369 |
| ISHARESTRCOREMSCI EAFE | ETF | 46432F842 |  | 4683537 | 75982 | SH |  | SOLE |  | 0 | 0 | 75982 |
| ISHARES RUS 1000 VAL ETF | ETF | 464287598 |  | 4657023 | 30709 | SH |  | SOLE |  | 0 | 0 | 30709 |
| ISHARES INC MSCI GBL MIN VOL | ETF | 464286525 |  | 4324550 | 45512 | SH |  | SOLE |  | 0 | 0 | 45512 |
| ISHARES TR CORE TOTAL USD | ETF | 46434V613 |  | 4084400 | 90906 | SH |  | SOLE |  | 0 | 0 | 90906 |
| SCHWAB STRATEGIC TRUS LCAP VA ETF | ETF | 808524409 |  | 4047950 | 61314 | SH |  | SOLE |  | 0 | 0 | 61314 |
| VANGUARD MUN BD FDS TAX EXEMPT BD | ETF | 922907746 |  | 3824363 | 77275 | SH |  | SOLE |  | 0 | 0 | 77275 |
| JPMORGAN CHASE  CO COM | Common Stock | 46625H100 |  | 3735244 | 27854 | SH |  | SOLE |  | 0 | 0 | 27854 |
| SPDR INDEX SHS FD SGLB NAT RESRCE | ETF | 78463X541 |  | 3645144 | 63927 | SH |  | SOLE |  | 0 | 0 | 63927 |
| ISHARES RUS 1000 GRW ETF | ETF | 464287614 |  | 3642992 | 17004 | SH |  | SOLE |  | 0 | 0 | 17004 |
| INVESCO QQQ TRUST 1 | ETF | 46090E103 |  | 3584902 | 13463 | SH |  | SOLE |  | 0 | 0 | 13463 |
| VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD | ETF | 92206C409 |  | 3545824 | 47158 | SH |  | SOLE |  | 0 | 0 | 47158 |
| SEABRIDGE GOLD INC | Common Stock | 811916105 |  | 3409180 | 271000 | SH |  | SOLE |  | 0 | 0 | 271000 |
| ISHARES TR CORE MSCI TOTAL | ETF | 46432F834 |  | 3215377 | 55552 | SH |  | SOLE |  | 0 | 0 | 55552 |
| SCHWAB STRATEGIC TRUS LCAP GR ETF | ETF | 808524300 |  | 3199609 | 57588 | SH |  | SOLE |  | 0 | 0 | 57588 |
| SPDR NUVEEN BLMBRG SHT | ETF | 78468R739 |  | 3154560 | 67147 | SH |  | SOLE |  | 0 | 0 | 67147 |
| UNITEDHEALTH GROUP NC COM | Common Stock | 91324P102 |  | 3143209 | 5929 | SH |  | SOLE |  | 0 | 0 | 5929 |
| HOMEDEPOTINCCOM | Common Stock | 437076102 |  | 3137182 | 9932 | SH |  | SOLE |  | 0 | 0 | 9932 |
| FIRSTTREXCHTRADEDFDIIIPFDSECSINCETF | ETF | 33739E108 |  | 3063395 | 182345 | SH |  | SOLE |  | 0 | 0 | 182345 |
| TESLA INCCOM | Common Stock | 88160R101 |  | 2823060 | 22918 | SH |  | SOLE |  | 0 | 0 | 22918 |
| JOHNSON  JOHNSON COM | Common Stock | 478160104 |  | 2785215 | 15767 | SH |  | SOLE |  | 0 | 0 | 15767 |
| SEL SECTOR:ENERGY SPDR | ETF | 81369Y506 |  | 2602269 | 29750 | SH |  | SOLE |  | 0 | 0 | 29750 |
| VANGUARD TOT I S;ETF | ETF | 921909768 |  | 2584017 | 49962 | SH |  | SOLE |  | 0 | 0 | 49962 |
| SALESFORCE COM INCCOM | Common Stock | 79466L302 |  | 2552888 | 19254 | SH |  | SOLE |  | 0 | 0 | 19254 |
| SPDR S MIDCAP 400 ETF | ETF | 78467Y107 |  | 2531116 | 5716 | SH |  | SOLE |  | 0 | 0 | 5716 |
| PROCTER AND GAMBLE COCOM | Common Stock | 742718109 |  | 2453385 | 16188 | SH |  | SOLE |  | 0 | 0 | 16188 |
| NVIDIA CORPORATION COM | Common Stock | 67066G104 |  | 2283449 | 15625 | SH |  | SOLE |  | 0 | 0 | 15625 |
| ISHARES:S SC 600 VAL | ETF | 464287879 |  | 2267861 | 24837 | SH |  | SOLE |  | 0 | 0 | 24837 |
| ISHARES INC CORE MSCI EMKT | ETF | 46434G103 |  | 2237875 | 47920 | SH |  | SOLE |  | 0 | 0 | 47920 |
| ISHARES TR CORE US AGGBD ET | ETF | 464287226 |  | 2228352 | 22975 | SH |  | SOLE |  | 0 | 0 | 22975 |
| COCACOLACOCOMCALL | Common Stock | 191216100 |  | 2216721 | 34849 | SH |  | SOLE |  | 0 | 0 | 34849 |
| UNION PAC CORPCOM | Common Stock | 907818108 |  | 2068342 | 9989 | SH |  | SOLE |  | 0 | 0 | 9989 |
| EXXON MOBIL CORP | Common Stock | 30231G102 |  | 2060668 | 18682 | SH |  | SOLE |  | 0 | 0 | 18682 |
| HONEYWELLINTLINCCOM | Common Stock | 438516106 |  | 2053830 | 9584 | SH |  | SOLE |  | 0 | 0 | 9584 |
| ISHARESTRIBOXX HI YD ETF | ETF | 464288513 |  | 2044687 | 27770 | SH |  | SOLE |  | 0 | 0 | 27770 |
| ISHARES TR TIPS BD ETF | ETF | 464287176 |  | 2043348 | 19197 | SH |  | SOLE |  | 0 | 0 | 19197 |
| VISA INCCOM CL A | Common Stock | 92826C839 |  | 2029891 | 9770 | SH |  | SOLE |  | 0 | 0 | 9770 |
| VANGUARDBD INDEX FDSTOTAL BND MRKT | ETF | 921937835 |  | 2029446 | 28250 | SH |  | SOLE |  | 0 | 0 | 28250 |
| CISCOSYSINCCOM | Common Stock | 17275R102 |  | 2025943 | 42526 | SH |  | SOLE |  | 0 | 0 | 42526 |
| ISHARESTRCORE S MCP ETF | ETF | 464287507 |  | 2015560 | 8333 | SH |  | SOLE |  | 0 | 0 | 8333 |
| COSTCOWHSLCORPNEWCOM | Common Stock | 22160K105 |  | 1962103 | 4298 | SH |  | SOLE |  | 0 | 0 | 4298 |
| ALPHABETINCCAPSTKCLC | Common Stock | 02079K107 |  | 1954456 | 22027 | SH |  | SOLE |  | 0 | 0 | 22027 |
| TEXAS INSTRS INCCOM | Common Stock | 882508104 |  | 1930090 | 11682 | SH |  | SOLE |  | 0 | 0 | 11682 |
| MCDONALDS CORPCOM | Common Stock | 580135101 |  | 1925434 | 7306 | SH |  | SOLE |  | 0 | 0 | 7306 |
| ISHARESTRCORE S SCP ETF | ETF | 464287804 |  | 1880679 | 19872 | SH |  | SOLE |  | 0 | 0 | 19872 |
| AUTOMATIC DATA PROCESSING INC. | Common Stock | 053015103 |  | 1848854 | 7740 | SH |  | SOLE |  | 0 | 0 | 7740 |
| ISHARESTRNATIONAL MUN ETF | ETF | 464288414 |  | 1822195 | 17269 | SH |  | SOLE |  | 0 | 0 | 17269 |
| VANGUARDBD INDEX FDSINTERMED TERM | ETF | 921937819 |  | 1759288 | 23672 | SH |  | SOLE |  | 0 | 0 | 23672 |
| SPDRSERTRPRTFLO S GW | ETF | 78464A409 |  | 1730051 | 34143 | SH |  | SOLE |  | 0 | 0 | 34143 |
| SPDR GOLD TRGOLD SHS | ETF | 78463V107 |  | 1699962 | 10021 | SH |  | SOLE |  | 0 | 0 | 10021 |
| BOEINGCOCOM | Common Stock | 097023105 |  | 1699552 | 8922 | SH |  | SOLE |  | 0 | 0 | 8922 |
| ISHARES TR CORE S US VLU | ETF | 464287663 |  | 1694223 | 23987 | SH |  | SOLE |  | 0 | 0 | 23987 |
| ISHARES TR CORE MSCI INTL | ETF | 46435G326 |  | 1694123 | 30263 | SH |  | SOLE |  | 0 | 0 | 30263 |
| VANGUARD SCOTTSDALE FDS INT-TERM CORP | ETF | 92206C870 |  | 1629654 | 21025 | SH |  | SOLE |  | 0 | 0 | 21025 |
| ACCENTUREPLCIRELANDSHSCLASSA | Common Stock | G1151C101 |  | 1615461 | 6054 | SH |  | SOLE |  | 0 | 0 | 6054 |
| UNITED PARCEL SERVICE INCCL B | Common Stock | 911312106 |  | 1596086 | 9181 | SH |  | SOLE |  | 0 | 0 | 9181 |
| MEDTRONICPLCSHS | Common Stock | G5960L103 |  | 1590374 | 20463 | SH |  | SOLE |  | 0 | 0 | 20463 |
| CHUBBLIMITEDCOM | Common Stock | H1467J104 |  | 1514546 | 6866 | SH |  | SOLE |  | 0 | 0 | 6866 |
| LINDEPLCSHS | Common Stock | G5494J103 |  | 1464335 | 4489 | SH |  | SOLE |  | 0 | 0 | 4489 |
| ABBVIE INC | Common Stock | 00287Y109 |  | 1451148 | 8979 | SH |  | SOLE |  | 0 | 0 | 8979 |
| SPDR PTF S 500 VALUE | ETF | 78464A508 |  | 1419982 | 36513 | SH |  | SOLE |  | 0 | 0 | 36513 |
| AMGENINCCOM | Common Stock | 031162100 |  | 1349028 | 5136 | SH |  | SOLE |  | 0 | 0 | 5136 |
| ISHARES RUSSELL 2000ETF | ETF | 464287655 |  | 1339601 | 7683 | SH |  | SOLE |  | 0 | 0 | 7683 |
| OREILLY AUTOMOTIVE INCCOM | Common Stock | 67103H107 |  | 1318375 | 1562 | SH |  | SOLE |  | 0 | 0 | 1562 |
| ISHARES RUS 2000VALETF | ETF | 464287630 |  | 1308987 | 9440 | SH |  | SOLE |  | 0 | 0 | 9440 |
| BLACKROCKINCCOM | Common Stock | 09247X101 |  | 1301339 | 1836 | SH |  | SOLE |  | 0 | 0 | 1836 |
| DANAHERCORPORATIONCOM | Common Stock | 235851102 |  | 1283756 | 4837 | SH |  | SOLE |  | 0 | 0 | 4837 |
| PHILLIPS66COM | Common Stock | 718546104 |  | 1282680 | 12324 | SH |  | SOLE |  | 0 | 0 | 12324 |
| TJX COS INC NEWCOM | Common Stock | 872540109 |  | 1266191 | 15907 | SH |  | SOLE |  | 0 | 0 | 15907 |
| MARSH  MCLENNAN COS INC COM | Common Stock | 571748102 |  | 1265132 | 7645 | SH |  | SOLE |  | 0 | 0 | 7645 |
| ORACLE CORPORATION | Common Stock | 68389X105 |  | 1262789 | 15449 | SH |  | SOLE |  | 0 | 0 | 15449 |
| THERMO FISHER SCIENTIFICINCCOM | Common Stock | 883556102 |  | 1261304 | 2290 | SH |  | SOLE |  | 0 | 0 | 2290 |
| NEXTERA ENERGY INCCOM | Common Stock | 65339F101 |  | 1260351 | 15076 | SH |  | SOLE |  | 0 | 0 | 15076 |
| AMERIPRISEFINLINCCOM | Common Stock | 03076C106 |  | 1219122 | 3915 | SH |  | SOLE |  | 0 | 0 | 3915 |
| BROADCOM INC. | Common Stock | 11135F101 |  | 1212993 | 2169 | SH |  | SOLE |  | 0 | 0 | 2169 |
| DIAGEOPLCSPONADRNEW | Common Stock | 25243Q205 |  | 1154803 | 6481 | SH |  | SOLE |  | 0 | 0 | 6481 |
| ANALOG DEVICES INC. | Common Stock | 032654105 |  | 1133371 | 6910 | SH |  | SOLE |  | 0 | 0 | 6910 |
| ZOETIS INC CL A | Common Stock | 98978V103 |  | 1133304 | 7733 | SH |  | SOLE |  | 0 | 0 | 7733 |
| MORGAN STANLEY | Common Stock | 617446448 |  | 1120127 | 13175 | SH |  | SOLE |  | 0 | 0 | 13175 |
| EOG RESOURCES INC. | Common Stock | 26875P101 |  | 1118901 | 8639 | SH |  | SOLE |  | 0 | 0 | 8639 |
| BANK OF AMERICA CORPORATION | Common Stock | 060505104 |  | 1096595 | 33110 | SH |  | SOLE |  | 0 | 0 | 33110 |
| AMERICAN ELECTRIC POWER COMPANY INC. | Common Stock | 025537101 |  | 1091515 | 11496 | SH |  | SOLE |  | 0 | 0 | 11496 |
| ISHARES S 500 VAL ETF | ETF | 464287408 |  | 1091461 | 7524 | SH |  | SOLE |  | 0 | 0 | 7524 |
| STARBUCKS CORPORATION | Common Stock | 855244109 |  | 1073004 | 10817 | SH |  | SOLE |  | 0 | 0 | 10817 |
| ABBOTTLABSCOM | Common Stock | 002824100 |  | 1041492 | 9486 | SH |  | SOLE |  | 0 | 0 | 9486 |
| VERIZON COMMUNICATIONSINCCOM | Common Stock | 92343V104 |  | 1040959 | 26420 | SH |  | SOLE |  | 0 | 0 | 26420 |
| VANGUARD LG-CP I;ETF | ETF | 922908637 |  | 1018547 | 5847 | SH |  | SOLE |  | 0 | 0 | 5847 |
| AT | Common Stock | 00206R102 |  | 1010124 | 54868 | SH |  | SOLE |  | 0 | 0 | 54868 |
| REPUBLICSVCSINCCOM | Common Stock | 760759100 |  | 1002335 | 7771 | SH |  | SOLE |  | 0 | 0 | 7771 |
| ADOBE SYSTEM SINCORPORATED COM | Common Stock | 00724F101 |  | 994446 | 2955 | SH |  | SOLE |  | 0 | 0 | 2955 |
| ROCKWELL AUTOMATION INCCOM | Common Stock | 773903109 |  | 990803 | 3847 | SH |  | SOLE |  | 0 | 0 | 3847 |
| ISHARES:BRD USD HY CP BD | ETF | 46435U853 |  | 984485 | 28511 | SH |  | SOLE |  | 0 | 0 | 28511 |
| ISHARES RUS 2000 GRW ETF | ETF | 464287648 |  | 978360 | 4561 | SH |  | SOLE |  | 0 | 0 | 4561 |
| DISNEYWALTCOCOM | Common Stock | 254687106 |  | 957700 | 11023 | SH |  | SOLE |  | 0 | 0 | 11023 |
| WOLFSPEED INC | Common Stock | 977852102 |  | 945365 | 13693 | SH |  | SOLE |  | 0 | 0 | 13693 |
| VANGUARD INDEX FDS SML CP GRW ETF | ETF | 922908595 |  | 942247 | 4699 | SH |  | SOLE |  | 0 | 0 | 4699 |
| ELI LILLY AND COMPANY | Common Stock | 532457108 |  | 937965 | 2564 | SH |  | SOLE |  | 0 | 0 | 2564 |
| DISCOVER FINANCIAL SERVICES | Common Stock | 254709108 |  | 929717 | 9503 | SH |  | SOLE |  | 0 | 0 | 9503 |
| MASTERCARD INCORPORATEDCL A | Common Stock | 57636Q104 |  | 913737 | 2628 | SH |  | SOLE |  | 0 | 0 | 2628 |
| SPDRSERTRS DIVID ETF | ETF | 78464A763 |  | 911219 | 7283 | SH |  | SOLE |  | 0 | 0 | 7283 |
| ISHARES RUS 1000 ETF | ETF | 464287622 |  | 899973 | 4275 | SH |  | SOLE |  | 0 | 0 | 4275 |
| AMERICANTOWERCORPNEWCOM | Common Stock | 03027X100 |  | 894727 | 4223 | SH |  | SOLE |  | 0 | 0 | 4223 |
| PARKER-HANNIFIN CORPCOM | Common Stock | 701094104 |  | 876209 | 3011 | SH |  | SOLE |  | 0 | 0 | 3011 |
| LOCKHEED MARTIN CORPCOM | Common Stock | 539830109 |  | 873250 | 1795 | SH |  | SOLE |  | 0 | 0 | 1795 |
| DOLLARGENCORPNEWCOM | Common Stock | 256677105 |  | 849435 | 3449 | SH |  | SOLE |  | 0 | 0 | 3449 |
| SPDR PORTFOLIO SH TSR | ETF | 78468R101 |  | 833789 | 28861 | SH |  | SOLE |  | 0 | 0 | 28861 |
| GREEN PLAINS INC | Common Stock | 393222104 |  | 832925 | 27309 | SH |  | SOLE |  | 0 | 0 | 27309 |
| LOWES COS INCCOM | Common Stock | 548661107 |  | 820301 | 4117 | SH |  | SOLE |  | 0 | 0 | 4117 |
| VERISK ANALYTICS INC. | Common Stock | 92345Y106 |  | 814437 | 4616 | SH |  | SOLE |  | 0 | 0 | 4616 |
| CHURCH  DWIGHT CO. INC. | Common Stock | 171340102 |  | 811112 | 10062 | SH |  | SOLE |  | 0 | 0 | 10062 |
| SHERWIN WILLIAMS COCOM | Common Stock | 824348106 |  | 791909 | 3337 | SH |  | SOLE |  | 0 | 0 | 3337 |
| ADVANCED MICRO DEVICES INC. | Common Stock | 007903107 |  | 785327 | 12125 | SH |  | SOLE |  | 0 | 0 | 12125 |
| HIGH YIELD ETF | ETF | 30151E814 |  | 773180 | 29795 | SH |  | SOLE |  | 0 | 0 | 29795 |
| CHEVRONCORPNEWCOM | Common Stock | 166764100 |  | 771880 | 4300 | SH |  | SOLE |  | 0 | 0 | 4300 |
| BRISTOL-MYERS SQUIBB COMPANY | Common Stock | 110122108 |  | 764651 | 10628 | SH |  | SOLE |  | 0 | 0 | 10628 |
| PROSHARES TR S 500 DV ARIST | ETF | 74348A467 |  | 754800 | 8388 | SH |  | SOLE |  | 0 | 0 | 8388 |
| DUKE ENERGY CORPORATION | Common Stock | 26441C204 |  | 752173 | 7303 | SH |  | SOLE |  | 0 | 0 | 7303 |
| LAUDER ESTEE COS INCCL A | Common Stock | 518439104 |  | 741437 | 2988 | SH |  | SOLE |  | 0 | 0 | 2988 |
| INTELCORPCOM | Common Stock | 458140100 |  | 734405 | 27787 | SH |  | SOLE |  | 0 | 0 | 27787 |
| BOSTON SCIENTIFIC CORPORATION | Common Stock | 101137107 |  | 729169 | 15759 | SH |  | SOLE |  | 0 | 0 | 15759 |
| SEL SECTOR:H CARE SPDR | ETF | 81369Y209 |  | 714160 | 5257 | SH |  | SOLE |  | 0 | 0 | 5257 |
| NIKE INC. | Common Stock | 654106103 |  | 707184 | 6044 | SH |  | SOLE |  | 0 | 0 | 6044 |
| ISHARESTRMSCI INTL MULTFT | ETF | 46434V274 |  | 701295 | 28507 | SH |  | SOLE |  | 0 | 0 | 28507 |
| ISHARES TR MSCI USA MIN VOL | ETF | 46429B697 |  | 700034 | 9709 | SH |  | SOLE |  | 0 | 0 | 9709 |
| SCHWAB STRATEGIC TRUS MID-CAP ETF | ETF | 808524508 |  | 679414 | 10355 | SH |  | SOLE |  | 0 | 0 | 10355 |
| ISHARES TR 0-5YR INVT GR CP | ETF | 46434V100 |  | 656343 | 13714 | SH |  | SOLE |  | 0 | 0 | 13714 |
| MERCK  CO INCCOM | Common Stock | 58933Y105 |  | 651740 | 5874 | SH |  | SOLE |  | 0 | 0 | 5874 |
| FRST TR:WATER | ETF | 33733B100 |  | 633067 | 7977 | SH |  | SOLE |  | 0 | 0 | 7977 |
| S GLOBAL INC. | Common Stock | 78409V104 |  | 623190 | 1861 | SH |  | SOLE |  | 0 | 0 | 1861 |
| DELTA AIR LINES INC | Common Stock | 247361702 |  | 619940 | 18866 | SH |  | SOLE |  | 0 | 0 | 18866 |
| SPDR SER TR S OILGAS EXP | ETF | 78468R556 |  | 598516 | 4405 | SH |  | SOLE |  | 0 | 0 | 4405 |
| APPLIEDMATLSINCCOM | Common Stock | 038222105 |  | 597567 | 6136 | SH |  | SOLE |  | 0 | 0 | 6136 |
| ISHARES RUS MD CP GR ETF | ETF | 464287481 |  | 591146 | 7071 | SH |  | SOLE |  | 0 | 0 | 7071 |
| ALPS ETF GR OSHARES US QUALITY DIV | ETF | 00162Q387 |  | 578210 | 13958 | SH |  | SOLE |  | 0 | 0 | 13958 |
| PHILIP MORRISINTLINCCOM | Common Stock | 718172109 |  | 548255 | 5417 | SH |  | SOLE |  | 0 | 0 | 5417 |
| HEXCELCORPNEWCOM | Common Stock | 428291108 |  | 546898 | 9293 | SH |  | SOLE |  | 0 | 0 | 9293 |
| PEPSICO INCCOM | Common Stock | 713448108 |  | 545351 | 3019 | SH |  | SOLE |  | 0 | 0 | 3019 |
| PFIZER INCCOM | Common Stock | 717081103 |  | 538570 | 10511 | SH |  | SOLE |  | 0 | 0 | 10511 |
| FIDELITYNATLINFORMATIONSVCOM | Common Stock | 31620M106 |  | 538388 | 7935 | SH |  | SOLE |  | 0 | 0 | 7935 |
| INTERCONTINENTALEXCHANGEINCOM | Common Stock | 45866F104 |  | 535754 | 5222 | SH |  | SOLE |  | 0 | 0 | 5222 |
| INTUITIVE SURGICAL INC COM | Common Stock | 46120E602 |  | 534680 | 2015 | SH |  | SOLE |  | 0 | 0 | 2015 |
| ISHARES RUS MDCP VAL ETF | ETF | 464287473 |  | 531492 | 5045 | SH |  | SOLE |  | 0 | 0 | 5045 |
| MONDELEZ INTERNATIONAL INC. | Common Stock | 609207105 |  | 519591 | 7796 | SH |  | SOLE |  | 0 | 0 | 7796 |
| CONOCOPHILLIPS | Common Stock | 20825C104 |  | 518154 | 4391 | SH |  | SOLE |  | 0 | 0 | 4391 |
| ARAMARKCOM | Common Stock | 03852U106 |  | 515717 | 12475 | SH |  | SOLE |  | 0 | 0 | 12475 |
| PALO ALTO NETWORKS INC COM | Common Stock | 697435105 |  | 511275 | 3664 | SH |  | SOLE |  | 0 | 0 | 3664 |
| CATERPILLARINCCOM | Common Stock | 149123101 |  | 507433 | 2118 | SH |  | SOLE |  | 0 | 0 | 2118 |
| VANECKVECTORSETFTRJP MORGAN MKTS | ETF | 92189H300 |  | 496640 | 20497 | SH |  | SOLE |  | 0 | 0 | 20497 |
| ISHARES TR SHRT NAT MUN ETF | ETF | 464288158 |  | 489898 | 4698 | SH |  | SOLE |  | 0 | 0 | 4698 |
| EVERSOURCE ENERGY | Common Stock | 30040W108 |  | 477117 | 5691 | SH |  | SOLE |  | 0 | 0 | 5691 |
| UBER TECHNOLOGIES INC COM | Common Stock | 90353T100 |  | 476176 | 19255 | SH |  | SOLE |  | 0 | 0 | 19255 |
| FIRSTTREXCHANGE-TRADEDFDDJINTERNTIDX | ETF | 33733E302 |  | 474004 | 3849 | SH |  | SOLE |  | 0 | 0 | 3849 |
| DESKTOP METAL INC. | Common Stock | 25058X105 |  | 473889 | 348448 | SH |  | SOLE |  | 0 | 0 | 348448 |
| ALTRIA GROUP INC. | Common Stock | 02209S103 |  | 469476 | 10271 | SH |  | SOLE |  | 0 | 0 | 10271 |
| NOVARTIS AGSPONSORED ADR | Common Stock | 66987V109 |  | 467643 | 5155 | SH |  | SOLE |  | 0 | 0 | 5155 |
| FIRST TR LRGE CP CORE ALPHA COM SHS | ETF | 33734K109 |  | 462218 | 5773 | SH |  | SOLE |  | 0 | 0 | 5773 |
| WHIRLPOOL CORPCOM | Common Stock | 963320106 |  | 459913 | 3251 | SH |  | SOLE |  | 0 | 0 | 3251 |
| SPDR S 600 SM CAP GRO | ETF | 78464A201 |  | 456268 | 6316 | SH |  | SOLE |  | 0 | 0 | 6316 |
| INTERNATIONALBUSINESSMACHSCOM | Common Stock | 459200101 |  | 445219 | 3160 | SH |  | SOLE |  | 0 | 0 | 3160 |
| SEL SECTOR:COMM SVC SPDR | ETF | 81369Y852 |  | 432198 | 9006 | SH |  | SOLE |  | 0 | 0 | 9006 |
| GOLDMANSACHSGROUPINCCOM | Common Stock | 38141G104 |  | 414527 | 1207 | SH |  | SOLE |  | 0 | 0 | 1207 |
| SCHLUMBERGER LTD COM STK | Common Stock | 806857108 |  | 408611 | 7643 | SH |  | SOLE |  | 0 | 0 | 7643 |
| ISHARES TR S SML 600 GWT | ETF | 464287887 |  | 400940 | 3710 | SH |  | SOLE |  | 0 | 0 | 3710 |
| ASML HOLDING NV NY REGISTRY SHS | Common Stock | N07059210 |  | 399874 | 732 | SH |  | SOLE |  | 0 | 0 | 732 |
| DOW INC | Common Stock | 260557103 |  | 399721 | 7933 | SH |  | SOLE |  | 0 | 0 | 7933 |
| VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF | ETF | 922042718 |  | 399085 | 3882 | SH |  | SOLE |  | 0 | 0 | 3882 |
| NETFLIX INCCOM | Common Stock | 64110L106 |  | 396609 | 1345 | SH |  | SOLE |  | 0 | 0 | 1345 |
| DBXETFTRXTRACKUSDHIGH | ETF | 233051432 |  | 394205 | 11694 | SH |  | SOLE |  | 0 | 0 | 11694 |
| ISHARESTREAFE SML CP ETF | ETF | 464288273 |  | 384634 | 6810 | SH |  | SOLE |  | 0 | 0 | 6810 |
| SELECTSECTOR SPDR TRSBI INT-INDS | ETF | 81369Y704 |  | 378894 | 3858 | SH |  | SOLE |  | 0 | 0 | 3858 |
| BOOKING HOLDINGS INC COM | Common Stock | 09857L108 |  | 370812 | 184 | SH |  | SOLE |  | 0 | 0 | 184 |
| VANGUARDCHARLOTTE FDSINTL BD IDX ETF | ETF | 92203J407 |  | 360343 | 7597 | SH |  | SOLE |  | 0 | 0 | 7597 |
| CITIGROUP INC. | Common Stock | 172967424 |  | 357676 | 7908 | SH |  | SOLE |  | 0 | 0 | 7908 |
| BANKNEWYORKMELLONCORPCOM | Common Stock | 064058100 |  | 356784 | 7838 | SH |  | SOLE |  | 0 | 0 | 7838 |
| WISDOMTREE TRINTL SMCAP DIV | ETF | 97717W760 |  | 353776 | 6104 | SH |  | SOLE |  | 0 | 0 | 6104 |
| SCHWAB STRATEGIC TRUS LRG CAP ETF | ETF | 808524201 |  | 351041 | 7775 | SH |  | SOLE |  | 0 | 0 | 7775 |
| NOVO-NORDISK A S | Common Stock | 670100205 |  | 345334 | 2552 | SH |  | SOLE |  | 0 | 0 | 2552 |
| WALMART INCCOM | Common Stock | 931142103 |  | 344610 | 2430 | SH |  | SOLE |  | 0 | 0 | 2430 |
| CVSHEALTHCORPCOM | Common Stock | 126650100 |  | 327148 | 3511 | SH |  | SOLE |  | 0 | 0 | 3511 |
| WELLS FARGO  COMPANY | Common Stock | 949746101 |  | 322091 | 7801 | SH |  | SOLE |  | 0 | 0 | 7801 |
| PAYPAL HLDGS INC | Common Stock | 70450Y103 |  | 321689 | 4517 | SH |  | SOLE |  | 0 | 0 | 4517 |
| VANGUARDBD INDEX FDSSHORT TRM BOND | ETF | 921937827 |  | 314101 | 4172 | SH |  | SOLE |  | 0 | 0 | 4172 |
| EVERI HOLDINGS INC. | Common Stock | 30034T103 |  | 309687 | 21581 | SH |  | SOLE |  | 0 | 0 | 21581 |
| TARGET CORP COM | Common Stock | 87612E106 |  | 302967 | 2033 | SH |  | SOLE |  | 0 | 0 | 2033 |
| FRST TR II:CLOUDCOMP | ETF | 33734X192 |  | 302395 | 5249 | SH |  | SOLE |  | 0 | 0 | 5249 |
| ISHARES 7-10 YR TRSY BD | ETF | 464287440 |  | 301729 | 3150 | SH |  | SOLE |  | 0 | 0 | 3150 |
| TARGA RESOURCES CORP. | Common Stock | 87612G101 |  | 294294 | 4004 | SH |  | SOLE |  | 0 | 0 | 4004 |
| BLACKSTONE INC | Common Stock | 09260D107 |  | 293407 | 3955 | SH |  | SOLE |  | 0 | 0 | 3955 |
| ISHARES TR GRWT ALLOCAT ETF | ETF | 464289867 |  | 291051 | 6172 | SH |  | SOLE |  | 0 | 0 | 6172 |
| QUALCOMM INCORPORATED | Common Stock | 747525103 |  | 274594 | 2498 | SH |  | SOLE |  | 0 | 0 | 2498 |
| PENN NATIONAL GAMING INC. | Common Stock | 707569109 |  | 273210 | 9199 | SH |  | SOLE |  | 0 | 0 | 9199 |
| SPDR S 600 SM CAP VAL | ETF | 78464A300 |  | 272759 | 3675 | SH |  | SOLE |  | 0 | 0 | 3675 |
| ISHARES TR MODERT ALLOC ETF | ETF | 464289875 |  | 270762 | 7123 | SH |  | SOLE |  | 0 | 0 | 7123 |
| SCHWAB CHARLES CORP | Common Stock | 808513105 |  | 270369 | 3247 | SH |  | SOLE |  | 0 | 0 | 3247 |
| FREEPORT-MCMORAN INC CL B | Common Stock | 35671D857 |  | 251822 | 6627 | SH |  | SOLE |  | 0 | 0 | 6627 |
| AIR PRODS  CHEMS INC COM | Common Stock | 009158106 |  | 249655 | 810 | SH |  | SOLE |  | 0 | 0 | 810 |
| JETBLUE AIRWAYS CORPORATION | Common Stock | 477143101 |  | 246972 | 38113 | SH |  | SOLE |  | 0 | 0 | 38113 |
| SCHWAB STRATEGIC TRUS SML CAP ETF | ETF | 808524607 |  | 245570 | 6062 | SH |  | SOLE |  | 0 | 0 | 6062 |
| SEL SECTOR SPDR TECHNOLOGY | ETF | 81369Y803 |  | 237437 | 1908 | SH |  | SOLE |  | 0 | 0 | 1908 |
| MOODY'S CORPORATION | Common Stock | 615369105 |  | 237425 | 852 | SH |  | SOLE |  | 0 | 0 | 852 |
| FORDMTRCODELCOM | Common Stock | 345370860 |  | 237037 | 20382 | SH |  | SOLE |  | 0 | 0 | 20382 |
| ISHARES:MSCI EM MKTS | ETF | 464287234 |  | 235908 | 6224 | SH |  | SOLE |  | 0 | 0 | 6224 |
| CIGNACORPNEWCOM | Common Stock | 125523100 |  | 235646 | 711 | SH |  | SOLE |  | 0 | 0 | 711 |
| VANGUARD WORLD FDS ENERGY ETF | ETF | 92204A306 |  | 232505 | 1917 | SH |  | SOLE |  | 0 | 0 | 1917 |
| SCHWAB STRATEGIC TR US TIPS ETF | ETF | 808524870 |  | 229496 | 4431 | SH |  | SOLE |  | 0 | 0 | 4431 |
| STRYKER CORPORATION COM | Common Stock | 863667101 |  | 226097 | 925 | SH |  | SOLE |  | 0 | 0 | 925 |
| PNC FINL SVCS GROUP INC | Common Stock | 693475105 |  | 220897 | 1399 | SH |  | SOLE |  | 0 | 0 | 1399 |
| CLOROX CO DEL COM | Common Stock | 189054109 |  | 218934 | 1560 | SH |  | SOLE |  | 0 | 0 | 1560 |
| ISHARES TR MSCI EAFE ETF | ETF | 464287465 |  | 215025 | 3276 | SH |  | SOLE |  | 0 | 0 | 3276 |
| ASTRAZENECA PLC SPON ADR | Common Stock | 046353108 |  | 214151 | 3159 | SH |  | SOLE |  | 0 | 0 | 3159 |
| AMERICAN WTR WKS CO INC | Common Stock | 030420103 |  | 213262 | 1399 | SH |  | SOLE |  | 0 | 0 | 1399 |
| ALIBABA GROUP HOLDING LIMITED | Common Stock | 01609W102 |  | 211963 | 2406 | SH |  | SOLE |  | 0 | 0 | 2406 |
| GENERAL MOTORS COMPANY | Common Stock | 37045V100 |  | 210509 | 6258 | SH |  | SOLE |  | 0 | 0 | 6258 |
| WASTE MGMT INC | Common Stock | 94106L109 |  | 209803 | 1337 | SH |  | SOLE |  | 0 | 0 | 1337 |
| ISHARES TR S 500 GRWT ETF | ETF | 464287309 |  | 207719 | 3551 | SH |  | SOLE |  | 0 | 0 | 3551 |
| TAIWAN SEMI MFG LTD SPON ADS | ETF | 874039100 |  | 203440 | 2731 | SH |  | SOLE |  | 0 | 0 | 2731 |
| PROLOGIS INC COM | Common Stock | 74340W103 |  | 202248 | 1794 | SH |  | SOLE |  | 0 | 0 | 1794 |
| DEERE  CO COM | Common Stock | 244199105 |  | 202015 | 471 | SH |  | SOLE |  | 0 | 0 | 471 |
| SELECTSECTOR SPDR TRFINANCIAL | ETF | 81369Y605 |  | 201883 | 5903 | SH |  | SOLE |  | 0 | 0 | 5903 |
| LYFT INC CL A | Common Stock | 55087P104 |  | 194117 | 17615 | SH |  | SOLE |  | 0 | 0 | 17615 |
| ENERGY TRANSFER UNT | Common Stock | 29273V100 |  | 120884 | 10184 | SH |  | SOLE |  | 0 | 0 | 10184 |
| WARNER BROS DISCOVERY INC COM SER A | Common Stock | 934423104 |  | 111807 | 11794 | SH |  | SOLE |  | 0 | 0 | 11794 |
| ITAU UNIBANCO HLDG S A PFD | ETF | 465562106 |  | 52641 | 11176 | SH |  | SOLE |  | 0 | 0 | 11176 |
| BANCO SANTANDER | Common Stock | 05964H105 |  | 31185 | 10571 | SH |  | SOLE |  | 0 | 0 | 10571 |
| SUNWORKS INC | Common Stock | 86803X204 |  | 20540 | 13000 | SH |  | SOLE |  | 0 | 0 | 13000 |
| AQUABOUNTY TECHNOLOGIES INC | Common Stock | 03842K200 |  | 11730 | 15353 | SH |  | SOLE |  | 0 | 0 | 15353 |

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