# EDGAR Filing Document

**Accession Number:** 0000917952
**File Stem:** 0001193125-26-161533
**Filing Date:** 2026-4
**Character Count:** 41659
**Document Hash:** 106d9b8794eacfc78cbb77ec16968c2c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-161533.hdr.sgml**: 20260417

**ACCESSION NUMBER**: 0001193125-26-161533

**CONFORMED SUBMISSION TYPE**: N-VP

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260417

**DATE AS OF CHANGE**: 20260417

**EFFECTIVENESS DATE**: 20260417

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Brighthouse Variable Annuity Account B
- **CENTRAL INDEX KEY:** 0000917952

**ORGANIZATION NAME:**
- **EIN:** 133690700
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-VP
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-125618
- **FILM NUMBER:** 26871602

**BUSINESS ADDRESS:**
- **STREET 1:** BRIGHTHOUSE LIFE INSURANCE CO OF NY
- **STREET 2:** 285 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017
- **BUSINESS PHONE:** 6175783514

**MAIL ADDRESS:**
- **STREET 1:** BRIGHTHOUSE LIFE INSURANCE CO OF NY
- **STREET 2:** 285 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** First MetLife Investors Variable Annuity Account One
- **DATE OF NAME CHANGE:** 20120712

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIRST METLIFE INVESTORS VARIABLE ANNUITY ACCOUNT ONE
- **DATE OF NAME CHANGE:** 20010416

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIRST COVA VARIABLE ANNUITY ACCOUNT ONE
- **DATE OF NAME CHANGE:** 19960515

## Series and Classes Contracts Data

### Brighthouse Variable Annuity Account B (Series ID: S000005137)

| Class ID   | Class Name                                                               | Ticker Symbol   |
|:---|:---|:---|
| C000014061 | Marquis Portfolios (offered between November 7, 2005 and April 30, 2012) |  |

![](g223544bhouse_logo.jpg)

**The Variable Annuity Contract**

**issued by**

**Brighthouse Life Insurance Company of NY**

**and**

**Brighthouse Variable Annuity Account B**

**Marquis Portfolios (offered between November 7, 2005 and April 30, 2012)**

**Disclosure Notice**

**April 27, 2026**

**A flexible premium deferred variable annuity contract** <br>

This Disclosure Notice provides certain updated information about your Marquis Portfolios (offered between November 7, 2005 and April 30, 2012) Variable Annuity Contract (the "Contract" or "contract"), a flexible premium deferred variable annuity contract issued by Brighthouse Life Insurance Company of NY ("BLNY", the "Company", or "we" or "us"). The Contract is no longer available for purchase.

Updated financial statements for BLNY and Brighthouse Variable Annuity Account B (the "Separate Account") are available, free of charge at https://dfinview.com/BHF/PUFT/BHF28. The Contract prospectus, dated April 30, 2012, as supplemented, is available and contains more information about the Contract including its features, benefits, and risks. You can obtain this information at no cost by calling (888) 243-1932 or by sending an email request to rcg@brighthousefinancial.com.

The Contract is a complex investment and involves risks, including potential loss of principal. The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Withdrawals (partial or full) could result in taxes and tax penalties.

The Company's obligations under the Contract are subject to our financial strength and claims paying ability. Additional general information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.

**The Securities and Exchange Commission has not approved or disapproved these securities or determined if this Disclosure Notice is accurate or complete. Any representation to the contrary is a criminal offense.**

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**TABLE OF CONTENTS** 

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| | |
|:---|:---|
|  | **Page** |
| [Special Terms](#xx_08dc0ec2-8ae9-4f0d-b2bf-3f71cba88c7b_1) | 3  |
| [Updated Information You Should Consider About the Contract](#xx_08dc0ec2-8ae9-4f0d-b2bf-3f71cba88c7b_1) | 3  |
| [Important Information You Should Consider About the Contract](#xx_e6a5e65e-6845-4c1a-bb61-9d0f3d197e94_1) | 6  |
| [APPENDIX A: Investment Portfolios Available Under the Contract](#xx_d48a9051-7fe8-4eb9-967e-e9ef199dcb0d_1) | A-1  |
| [APPENDIX B: Investment Portfolios Available Under the Benefits Offered Under the Contract](#xx_872ea3c7-faea-46f7-8fc0-e5e5d6dbb5dd_1) | B-1 |

---

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**Special Terms** 

**Account Value.** The sum of your interests in the Investment Portfolios.

**Accumulation Phase**. The period in which earnings accumulate on a tax-deferred basis.

**Asset Allocation Program**. A program that directs us to automatically rebalance the investment allocations upon any change or update to the elected asset allocation model. This program is a separate service and is not part of your contract. There is no charge for this service. May also be referred to as "Marquis Asset Allocation Program" or the "Program."

**Automatic Rebalancing Program.** A program that directs us to automatically rebalance the investment allocations to return to your original percentage investment allocations on a periodic basis. There is no charge for this service.

**Brighthouse Investment Advisers, LLC.** An investment adviser registered under the Investment Advisers Act of 1940. May also be referred to as "Brighthouse Advisers."

**Contract Year.** A Contract Year is defined as a one-year period starting on the date the contract is issued and on each contract anniversary thereafter.

**Investment Portfolios.** The means of investing offered to Owners in various underlying fund portfolios. May also be referred to as "Portfolio Company."

**Monitored Portfolios.** Certain Investment Portfolios on which we monitor transfer activity. We may change the Monitored Portfolios at any time without notice in our sole discretion.

**Purchase Payment.** A Purchase Payment is the money you give us to invest in the contract. The initial Purchase Payment is due on the date the contract is issued. You may also be permitted to make subsequent Purchase Payments.

**Separate Account.** We have established Brighthouse Variable Annuity Account B to hold the assets that underlie the Contracts.

**Updated Information You Should Consider About the Contract**

The information in this section of the Disclosure Notice is a summary of certain Contract features that have changed since the Disclosure Notice dated April 28, 2025. This does not reflect all of the changes that have occurred since you entered into your Contract.

When you participate in the Marquis Asset Allocation Program, Brighthouse Advisers serves as your investment adviser, but solely for the purpose of developing and updating the asset allocation models offered under the program. On November 6, 2025, Brighthouse Financial ("BHF"), the ultimate parent company of Brighthouse Advisers, and Aquarian Capital LLC ("Aquarian"), a diversified global holding company with a strategic portfolio of insurance and asset management businesses, announced that they had entered into a definitive agreement under which an affiliate of Aquarian will acquire BHF. The transaction is subject to the satisfaction or waiver of customary closing conditions, including receipt of applicable regulatory approvals. Subject to such approvals and the satisfaction or waiver of the other conditions, the transaction is expected to be consummated in 2026.

Upon the consummation of the transaction, Aquarian will become the ultimate parent of BHF and Brighthouse Advisers will remain an indirect wholly-owned subsidiary of BHF. Although Aquarian will replace BHF as Brighthouse Advisers' ultimate parent, Brighthouse Advisers will continue to serve as your investment adviser if you continue to participate in the Marquis Asset Allocation Program. It is important to note that you are not required to maintain your contract value in accordance with any specific asset allocation models offered under the Marquis program.

Additionally, while Aquarian will become the ultimate parent of BHF, BLNY will remain an indirect wholly-owned subsidiary of BHF. BLNY will continue in its present role as the issuer of your contract. All of your rights and benefits under your contract and BLNY's obligations under the contract remain unchanged.

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Founded in 2017, Aquarian Capital is a diversified global holding company with a strategic portfolio of insurance and asset management solutions. Aquarian is headquartered in New York, NY.

**Changes Affecting the Investment Portfolios**

**Trust Reorganization.** Each of the following Former Investment Portfolios has been reorganized into the New Investment Portfolios of the New Trust.

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| | |
|:---|:---|
| **Former Trust** | **New Trust** |
| **Legg Mason Partners Variable Equity Trust** | **Lincoln Variable Insurance Products Trust** |
| ClearBridge Variable Appreciation Portfolio | LVIP ClearBridge Appreciation Fund |
| ClearBridge Variable Dividend Strategy Portfolio | LVIP ClearBridge Dividend Strategy Fund |
| ClearBridge Variable Large Cap Growth Portfolio | LVIP ClearBridge Large Cap Growth Fund |
| ClearBridge Variable Large Cap Value Portfolio | LVIP ClearBridge Large Cap Value Fund |

---

**Portfolio Name Changes.** Certain Investment Portfolios were subject to a name change. The chart below identifies the former name and new name of the Investment Portfolios.

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| | |
|:---|:---|
| **Former Name** | **New Name** |
| **Brighthouse Funds Trust I** | **Brighthouse Funds Trust I** |
| SSGA Emerging Markets Enhanced Index Portfolio | State Street Emerging Markets Enhanced Index Portfolio |

---

**Investment Portfolios**

**Monitored Portfolios.** We monitor transfer activity in the following "Monitored Portfolios" for purposes of imposing our restrictions on frequent transfers:

American Funds Global Growth Fund

American Funds Growth Fund

American Funds Growth-Income Fund

BlackRock High Yield Portfolio

Brighthouse Small Cap Value Portfolio

Brighthouse/Dimensional International Small Company Portfolio

Brighthouse/Eaton Vance Floating Rate Portfolio

CBRE Global Real Estate Portfolio

ClearBridge Variable Small Cap Growth Portfolio

Harris Oakmark International Portfolio

Invesco Global Equity Portfolio

Invesco Small Cap Growth Portfolio

JPMorgan Small Cap Value Portfolio

Loomis Sayles Small Cap Core Portfolio

MFS<sup>®</sup> Research International Portfolio

Neuberger Berman Genesis Portfolio

State Street Emerging Markets Enhanced Index Portfolio

Templeton Foreign VIP Fund

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Western Asset Management Strategic Bond Opportunities Portfolio

Western Asset Variable Global High Yield Bond Portfolio

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**Important Information You Should Consider About the Contract** 

&nbsp;&nbsp;&nbsp;&nbsp;**Fees, Expenses, and Adjustments** **Location in** **Prospectus** 

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&nbsp;&nbsp;&nbsp;&nbsp;**Risks** **Location in** **Prospectus** 

&nbsp;&nbsp;&nbsp;&nbsp;**Restrictions** 

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&nbsp;&nbsp;&nbsp;&nbsp;**Restrictions** 

&nbsp;&nbsp;&nbsp;&nbsp;**Taxes** 

&nbsp;&nbsp;&nbsp;&nbsp;**Conflicts of Interest** 

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**APPENDIX A**

**Investment Portfolios Available Under the Contract**

The following is a list of Investment Portfolios under the Contract. More information about the Investment Portfolios is available in the prospectuses for the Investment Portfolios, which may be amended from time to time and can be found online at https://dfinview.com/BHF/PUFT/BHF28. You can also request this information at no cost by calling (888) 243-1932 or sending an email request to rcg@brighthousefinancial.com.

The current expenses and performance information below reflects fees and expenses of the Investment Portfolio, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Investment Portfolio's past performance is not necessarily an indication of future performance.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks long-term growth of capital. | &nbsp;&nbsp; American Funds Global Growth <br> Fund — Class 2#<br> *Capital Research and Management* <br> *CompanySM*<br>| 0.65% | 21.62% | 8.23% | 12.17% |
| Seeks growth of capital. | &nbsp;&nbsp; American Funds Growth <br> Fund — Class 2<br> *Capital Research and Management* <br> *CompanySM*<br>| 0.58% | 20.24% | 13.37% | 17.97% |
| Seeks long-term growth of capital <br> and income.<br>| &nbsp;&nbsp; American Funds Growth-Income <br> Fund — Class 2<br> *Capital Research and Management* <br> *CompanySM*<br>| 0.53% | 18.06% | 13.90% | 13.92% |
| Seeks to maximize total return, <br> consistent with income generation <br> and prudent investment <br> management.<br>| &nbsp;&nbsp; BlackRock High Yield <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: BlackRock Financial* <br> *Management, Inc.*<br>| 0.63% | 9.15% | 4.94% | 6.62% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Brighthouse Small Cap Value <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Allspring Global* <br> *Investments, LLC*<br>| 1.03% | -3.21% | 6.43% | 8.07% |
| Seeks a high level of current income. | &nbsp;&nbsp; Brighthouse/Eaton Vance Floating <br> Rate Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Eaton Vance* <br> *Management*<br>| 0.95% | 3.81% | 4.75% | 4.59% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Brighthouse/Wellington Large Cap <br> Research Portfolio — Class E#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Wellington Management* <br> *Company LLP*<br>| 0.69% | 15.74% | 12.14% | 13.45% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks total return through <br> investment in real estate securities, <br> emphasizing both capital <br> appreciation and current income.<br>| &nbsp;&nbsp; CBRE Global Real Estate <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: CBRE Investment* <br> *Management Listed Real Assets* <br> *LLC*<br>| 0.91% | 6.75% | 4.03% | 3.95% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Harris Oakmark International <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Harris Associates L.P.*<br>| 0.72% | 33.17% | 6.72% | 7.01% |
| Seeks capital growth and income. | &nbsp;&nbsp; Invesco Comstock <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Invesco Advisers, Inc.*<br>| 0.81% | 17.31% | 15.15% | 11.83% |
| Seeks capital appreciation. | &nbsp;&nbsp; Invesco Global Equity <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Invesco Advisers, Inc.*<br>| 0.83% | 15.60% | 7.30% | 11.00% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Invesco Small Cap Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Invesco Advisers, Inc.*<br>| 0.74% | 6.17% | -0.66% | 9.27% |
| Seeks long-term capital growth. | &nbsp;&nbsp; JPMorgan Small Cap Value <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: J.P. Morgan Investment* <br> *Management Inc.*<br>| 0.79% | 12.48% | 9.93% | 9.09% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Loomis Sayles Growth <br> Portfolio — Class A††<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Loomis, Sayles &* <br> *Company, L.P.*<br>| 0.55% | 15.21% | 15.06% | 14.19% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Loomis Sayles Growth <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Loomis, Sayles &* <br> *Company, L.P.*<br>| 0.80% | 14.90% | 14.77% | 13.91% |
| Seeks capital appreciation. | &nbsp;&nbsp; MFS<sup>®</sup> Research International <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Massachusetts Financial* <br> *Services Company*<br>| 0.81% | 22.41% | 5.54% | 7.57% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks capital appreciation. | &nbsp;&nbsp; Morgan Stanley Discovery <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Morgan Stanley* <br> *Investment Management Inc.*<br>| 0.90% | 13.19% | -5.83% | 14.00% |
| Seeks maximum real return, <br> consistent with preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Inflation Protected Bond <br> Portfolio — Class B<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 1.38% | 7.74% | 1.15% | 3.09% |
| Seeks maximum total return, <br> consistent with the preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Total Return <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.83% | 8.90% | -0.07% | 2.30% |
| Seeks to provide total return, <br> primarily through capital <br> appreciation.<br>| &nbsp;&nbsp; State Street Emerging Markets <br> Enhanced Index <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: SSGA Funds* <br> *Management, Inc*<br>| 0.80% | 34.14% | 6.04% | —  |
| Seeks long-term capital appreciation <br> by investing in common stocks <br> believed to be undervalued. Income <br> is a secondary objective.<br>| &nbsp;&nbsp; T. Rowe Price Large Cap Value <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.78% | 12.05% | 10.28% | 10.09% |
| Seeks long-term capital appreciation <br> by investing in common stocks <br> believed to be undervalued. Income <br> is a secondary objective.<br>| &nbsp;&nbsp; T. Rowe Price Large Cap Value <br> Portfolio — Class E††<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.68% | 12.16% | 10.39% | 10.20% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; T. Rowe Price Mid Cap Growth <br> Portfolio — Class B††<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br> *Sub-Subadviser: T. Rowe Price* <br> *Investment Management, Inc.*<br>| 0.95% | 3.42% | 3.83% | 9.77% |
| Seeks high total return by investing <br> in equity securities of mid-sized <br> companies.<br>| &nbsp;&nbsp; Victory Sycamore Mid Cap Value <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Victory Capital* <br> *Management Inc.*<br>| 0.85% | 2.29% | 9.62% | 9.58% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks a competitive total return <br> primarily from investing in fixed-<br> income securities.<br>| &nbsp;&nbsp; BlackRock Bond Income <br> Portfolio — Class E#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: BlackRock Advisors,* <br> *LLC*<br>| 0.53% | 7.79% | -0.32% | 2.22% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; BlackRock Capital Appreciation <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: BlackRock Advisors,* <br> *LLC*<br>| 0.56% | 13.19% | 11.07% | 15.80% |
| Seeks a high level of current income <br> consistent with prudent investment <br> risk and preservation of capital.<br>| &nbsp;&nbsp; BlackRock Ultra-Short Term Bond <br> Portfolio — Class E#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: BlackRock Advisors,* <br> *LLC*<br>| 0.52% | 3.99% | 2.93% | 1.95% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Brighthouse/Dimensional <br> International Small Company <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Dimensional Fund* <br> *Advisors LP*<br>| 1.03% | 35.85% | 8.30% | 8.14% |
| Seeks to provide a growing stream of <br> income over time and, secondarily, <br> long-term capital appreciation and <br> current income.<br>| &nbsp;&nbsp; Brighthouse/Wellington Core Equity <br> Opportunities Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Wellington Management* <br> *Company LLP*<br>| 0.62% | 7.83% | 8.29% | 10.73% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Jennison Growth <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Jennison Associates LLC*<br>| 0.79% | 13.72% | 10.01% | 16.41% |
| Seeks long-term capital growth from <br> investments in common stocks or <br> other equity securities.<br>| &nbsp;&nbsp; Loomis Sayles Small Cap Core <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Loomis, Sayles &* <br> *Company, L.P.*<br>| 1.15% | 5.02% | 7.17% | 9.15% |
| Seeks a favorable total return <br> through investment in a diversified <br> portfolio.<br>| &nbsp;&nbsp; MFS<sup>®</sup> Total Return <br> Portfolio — Class F#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Massachusetts Financial* <br> *Services Company*<br>| 0.82% | 10.89% | 6.20% | 7.44% |
| Seeks capital appreciation. | &nbsp;&nbsp; MFS<sup>®</sup> Value Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Massachusetts Financial* <br> *Services Company*<br>| 0.58% | 13.29% | 10.11% | 10.27% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks high total return, consisting <br> principally of capital appreciation.<br>| &nbsp;&nbsp; Neuberger Berman Genesis <br> Portfolio — Class B#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Neuberger Berman* <br> *Investment Advisers LLC*<br>| 1.06% | -4.74% | 2.62% | 8.86% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; T. Rowe Price Large Cap Growth <br> Portfolio — Class B††<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.81% | 15.45% | 9.37% | 14.10% |
| Seeks long-term capital growth. | &nbsp;&nbsp; T. Rowe Price Small Cap Growth <br> Portfolio — Class B††<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.76% | 10.00% | 5.48% | 10.60% |
| Seeks to maximize total return <br> consistent with preservation of <br> capital.<br>| &nbsp;&nbsp; Western Asset Management Strategic <br> Bond Opportunities <br> Portfolio — Class E#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Western Asset* <br> *Management Company LLC*<br>| 0.72% | 8.95% | 1.27% | 3.88% |
| Seeks to maximize total return <br> consistent with preservation of <br> capital and maintenance of liquidity.<br>| &nbsp;&nbsp; Western Asset Management <br> U.S. Government <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Western Asset* <br> *Management Company LLC*<br>| 0.50% | 7.07% | 0.59% | 1.82% |
| Seeks long-term capital growth. | &nbsp;&nbsp; Templeton Foreign VIP <br> Fund — Class 2#<br> *Templeton Investment Counsel,* <br> *LLC*<br>| 1.08% | 29.19% | 8.25% | 5.75% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; ClearBridge Variable Small Cap <br> Growth Portfolio — Class I<br> *Legg Mason Partners Fund Advisor,* <br> *LLC*<br> *Subadviser: ClearBridge* <br> *Investments, LLC*<br>| 0.81% | 9.23% | -0.17% | 9.38% |
| Seeks to maximize total return. | &nbsp;&nbsp; Western Asset Variable Global High <br> Yield Bond Portfolio — Class I<br> *Legg Mason Partners Fund Advisor,* <br> *LLC*<br> *Subadvisers: Western Asset* <br> *Management Company, LLC;* <br> *Western Asset Management* <br> *Company Limited; Western Asset* <br> *Management Company Pte. Ltd.*<br>| 0.81% | 9.96% | 2.56% | 5.33% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks long-term capital appreciation. | &nbsp;&nbsp; LVIP ClearBridge Appreciation <br> Fund — Class I#<br> *Legg Mason Partners Fund Advisor,* <br> *LLC*<br> *Subadviser: ClearBridge* <br> *Investments, LLC*<br>| 0.70% | 14.50% | 12.72% | 13.34% |
| Seeks dividend income, growth of <br> dividend income and long-term <br> capital appreciation.<br>| &nbsp;&nbsp; LVIP ClearBridge Dividend Strategy <br> Fund — Class I††<br> *Legg Mason Partners Fund Advisor,* <br> *LLC*<br> *Subadviser: ClearBridge* <br> *Investments, LLC*<br>| 0.75% | 12.62% | 11.86% | 12.46% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; LVIP ClearBridge Large Cap Growth <br> Fund — Class I††<br> *Legg Mason Partners Fund Advisor,* <br> *LLC*<br> *Subadviser: ClearBridge* <br> *Investments, LLC*<br>| 0.74% | 8.62% | 10.57% | 14.46% |
| Seeks long-term growth of capital as <br> its primary objective. Current <br> income is a secondary objective.<br>| &nbsp;&nbsp; LVIP ClearBridge Large Cap Value <br> Fund — Class I#<br> *Legg Mason Partners Fund Advisor,* <br> *LLC*<br> *Subadviser: ClearBridge* <br> *Investments, LLC*<br>| 0.72% | 10.20% | 10.11% | 10.01% |

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Certain Investment Portfolios and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the Investment Portfolios' prospectuses for additional information regarding these arrangements.

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Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing.

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**APPENDIX B**

**Investment Portfolios Available Under the Benefits Offered Under the Contract**

**Marquis Asset Allocation Program** 

The Marquis Asset Allocation Program ("Program") is not offered by the prospectus and is not a part of your contract. This Program is a separate service we make available in connection with the contract, at no additional charge to you, to help you select investment options. You should be aware that certain aspects of the administration of this Program are provided by your selling firm and are dependent upon the continued ability of the selling firm to provide that administrative support. **When you purchase the contract, you are required to enroll in the Asset Allocation Program.** At the time the contract is issued, and at any time you change or update your asset allocation model with your financial representative, your default investment allocation for Purchase Payments and automatic rebalancing will be set in accordance with the one model you select. Although the Marquis Portfolios contract is designed to work together with the Asset Allocation Program, at any time after the contract is issued, you may transfer Account Value or change the investment allocation for future Purchase Payments and automatic rebalancing, without any investment allocation restrictions related to the Asset Allocation Program. However, if you wish to change your investment allocation to an allocation that is not in accordance with any of the models, or transfer to an allocation outside any of the models, you will need to contact us.

Asset allocation, in general, is an investment strategy intended to optimize the selection of investment options for a given level of risk tolerance, in order to attempt to maximize returns and limit the effects of market volatility. Asset allocation strategies reflect the theory that diversification among asset classes can help reduce volatility and potentially enhance returns over the long term. An asset class refers to a category of investments having similar characteristics, such as stocks and other equities, bonds and other fixed income investments, and cash equivalents. There are further divisions within asset classes, for example, divisions according to the size of the issuer (large cap, mid cap, small cap), the type of issuer (government, municipal, corporate, etc.) or the location of the issuer (domestic, foreign, etc.).

While you participate in the Asset Allocation Program, our affiliate Brighthouse Investment Advisers, LLC ("Brighthouse Advisers"), an investment adviser registered under the Investment Advisers Act of 1940, will serve as your investment adviser, but solely for the purpose of developing and updating the models. Brighthouse Advisers currently follows the recommendations of an independent third-party consultant in providing this service. From time to time, Brighthouse Advisers may select a different consultant, to the extent permitted under applicable law. Brighthouse Advisers also serves as the investment adviser to certain Investment Portfolios available under the contract and receives compensation for those services. (See "Investment Options — Certain Payments We Receive with Regard to the Investment Portfolios," in the prospectus. See also "Appendix A: Underlying Funds Available Under the Contract" located in this Disclosure Notice.) However, Brighthouse Advisers receives no compensation for services it performs in developing and updating the asset allocation models discussed below.

It is your responsibility to select or change your model and your Investment Portfolios. Your financial representative can provide you with information that may assist you in selecting a model and your Investment Portfolios. Once you select a model and the Investment Portfolio allocations, these selections will remain unchanged until you elect to revise the Investment Portfolio allocations, select a new model, or both. Although the models are designed to maximize investment returns and reduce volatility for a given level of risk, there is no guarantee that an asset allocation model will not lose money or experience volatility. A model may fail to perform as intended, or may perform worse than any single Investment Portfolio, asset class or different combination of investment options. In addition, the model is subject to all of the risks associated with its underlying Investment Portfolios. If, from time to time, Brighthouse Advisers changes the models, the flows of money into and out of underlying Investment Portfolios may generate higher brokerage and administrative costs for those portfolios, or such changes may disrupt an Investment Portfolio's management strategy. In the Asset Allocation Program, you will choose to allocate your Purchase Payments among a set of Investment Portfolios you select using one of

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the asset allocation models Brighthouse Advisers provides. An asset allocation model is a set of target percentages for asset classes or sub-classes that represent the principal investments of the available Investment Portfolios. There currently are twenty asset allocation models, a disciplined and a flexible model for each of ten levels of risk tolerance and return potential (generally, asset classes and sub-classes with higher potential returns have greater risk of losses and experience greater volatility). Disciplined models are designed to be constructed only from Investment Portfolios that adhere strictly to their stated investment styles and invest in specific asset classes or subclasses, whereas flexible models can include allocations to Investment Portfolios that may invest across multiple asset classes or sub-classes, or that may move between investment styles, or asset classes or subclasses, depending on market conditions or other factors.

A disciplined or flexible asset allocation model will be suggested based on your responses to a profile questionnaire that seeks to measure your personal investment risk tolerance, investment time horizon, financial goals and other factors. In order to participate in this Program, you will need to complete the questionnaire. Although you may only use one model at a time, you may elect to change to a different model as your tolerance for risk and/or your needs and objectives change. Using the questionnaire and in consultation with your financial representative, you may determine a different model better meets your risk tolerance and time horizons. There is no fee to change to a different model or for a change to the Investment Portfolio allocations. Brighthouse Advisers, through its consultant as described above, periodically reviews the models (typically annually) and may find that asset allocations within a particular model may need to be changed. Similarly, the principal investments, investment style, or investment manager of an Investment Portfolio may change such that it is no longer appropriate for a model, or it may become appropriate for a model. Also, from time to time, we may change the Investment Portfolios available under the contract. As a result of the periodic review and/or any changes in available Investment Portfolios, each model may change and asset classes or sub-classes may be added or deleted. We will provide notice regarding any such changes, and you, in consultation with your financial representative, may wish to revise your investment allocations based on these model and Investment Portfolio changes. You are not required to make any changes, and if you take no action your current allocations will continue in effect.

If you also participate in the Automatic Rebalancing Program, the allocations in your models will be applied under the terms of that program. (See "Investment Options — Automatic Rebalancing Program" in the prospectus.) Transfers among Investment Portfolios due to a change in the models or your selection of a different model are not taken into account in determining any transfer fee. **For purposes of the limit on the number of investment options in a single Purchase Payment allocation or transfer request, each Investment Portfolio in an asset allocation model is counted separately; an asset allocation model is not counted as a single investment option.** (See "Purchase — Allocation of Purchase Payments" and "Transfers — General" in the prospectus.)

Our affiliates, including Brighthouse Advisers, receive greater compensation and/or profits from certain Investment Portfolios than we receive from other portfolios. Therefore, it is conceivable that Brighthouse Advisers may have an incentive to develop models in such a way that larger allocations will be made to more profitable portfolios. Also, Brighthouse Advisers, in its capacity as investment adviser to certain of the Investment Portfolios, may believe that certain portfolios it manages may benefit from additional assets or could be harmed by redemptions. As a fiduciary, Brighthouse Advisers legally is obligated to disregard these incentives. In addition, Brighthouse Advisers believes that following the recommendations of an independent third-party to develop and update the asset allocation models may reduce or eliminate the potential for Brighthouse Advisers to be influenced by these competing interests. As described above, from time to time, Brighthouse Advisers may select a different consultant to provide these recommendations, to the extent permitted under applicable law.

For more information about Brighthouse Advisers and its role as investment adviser for the Marquis Asset Allocation Program, please see the disclosure document, which is available to you at no charge, containing information from Part II of its Form ADV, the SEC investment adviser registration form. Your financial representative can provide you this disclosure document, or you can request a copy by writing to Brighthouse Investment Advisers, LLC, c/o Brighthouse Life Insurance Company of NY, P.O. Box 4301, Clinton, IA 52733-4363. We may perform certain administrative functions on behalf of our affiliate, Brighthouse Advisers; however, we are not registered as an investment adviser and are not providing any investment advice in making the Asset Allocation Program available.

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The prospectus, as supplemented, and statement of additional information ("SAI"), dated April 30, 2012, include additional information. The prospectus, as supplemented, and SAI are available, without charge, upon request. For a free copy, call us at (888) 243-1932, or send an email request to rcg@brighthousefinancial.com. You can also access other information about the Contract online at https://dfinview.com/BHF/PUFT/BHF28.

Reports and other information about the Separate Account are available on the SEC's website at https://www.sec.gov/ and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.

The Financial Industry Regulatory Authority ("FINRA") provides background information about broker-dealers and their registered representatives through FINRA BrokerCheck. You may contact the FINRA BrokerCheck Hotline at 1-800-289-9999, or log on to www.finra.org. An investor brochure that includes information describing FINRA BrokerCheck is available through the Hotline or on-line.

We are not a fiduciary and do not give advice or make recommendations regarding insurance or investment products. Ask your financial representative for guidance regarding any requests or elections and for information about your particular investment needs. Please bear in mind that your financial representative, or any financial firm or financial professional you consult to provide advice, is acting on your behalf. We are not a party to any agreement between you and your financial professional. We do not recommend and are not responsible for any securities transactions or investment strategies involving securities (including account recommendations).

EDGAR Contract Identifier No. is C000014061

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