# EDGAR Filing Document

**Accession Number:** 0001757128
**File Stem:** 0001757128-25-000008
**Filing Date:** 2025-11
**Character Count:** 19977
**Document Hash:** 31e7a4a4a28aaa8a3efa1379642cc020
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001757128-25-000008.hdr.sgml**: 20251112

**ACCESSION NUMBER**: 0001757128-25-000008

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251112

**DATE AS OF CHANGE**: 20251112

**EFFECTIVENESS DATE**: 20251112

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Laurel Wealth Advisors LLC
- **CENTRAL INDEX KEY:** 0001757128

**ORGANIZATION NAME:**
- **EIN:** 562159865
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19063
- **FILM NUMBER:** 251470819

**BUSINESS ADDRESS:**
- **STREET 1:** 1355 GREENWOOD CLIFF
- **STREET 2:** SUITE 301
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28204
- **BUSINESS PHONE:** 7049274379

**MAIL ADDRESS:**
- **STREET 1:** 1355 GREENWOOD CLIFF
- **STREET 2:** SUITE 301
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28204

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Laurel Wealth Advisors LLC<br>**Address:** 1355 GREENWOOD CLIFF<br>SUITE 301<br>CHARLOTTE, NC 28204

**Form 13F File Number:** 028-19063

**CRD Number (if applicable):** 000118469

**SEC File Number (if applicable):** 801-69151

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** NANCY JOHNSON JONES<br>**Title:** Chief Compliance Officer<br>**Phone:** 3034061373

**Signature, Place, and Date of Signing:**

Nancy Johnson Jones  Springdale, AR  11-12-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 164

**Form 13F Information Table Value Total:** $715442092

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| P10 INC | COM CL A | 69376K106 |  | 184232 | 16933 | SH |  | SOLE |  | 0 | 0 | 16933 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 191627 | 11339 | SH |  | SOLE |  | 0 | 0 | 11339 |
| ISHARES TR | IBONDS 25 TRM TS | 46436E866 |  | 248006 | 10615 | SH |  | SOLE |  | 0 | 0 | 10615 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 309927 | 13313 | SH |  | SOLE |  | 0 | 0 | 13313 |
| GE VERNOVA INC | COM | 36828A101 |  | 318519 | 518 | SH |  | SOLE |  | 0 | 0 | 518 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 322465 | 7150 | SH |  | SOLE |  | 0 | 0 | 7150 |
| PHILLIPS 66 | COM | 718546104 |  | 325224 | 2391 | SH |  | SOLE |  | 0 | 0 | 2391 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 340437 | 568 | SH |  | SOLE |  | 0 | 0 | 568 |
| ISHARES TR | RUS TP200 VL ETF | 464289420 |  | 342732 | 3900 | SH |  | SOLE |  | 0 | 0 | 3900 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 361112 | 1725 | SH |  | SOLE |  | 0 | 0 | 1725 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 362196 | 1389 | SH |  | SOLE |  | 0 | 0 | 1389 |
| PROGRESSIVE CORP | COM | 743315103 |  | 362770 | 1469 | SH |  | SOLE |  | 0 | 0 | 1469 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 365264 | 3208 | SH |  | SOLE |  | 0 | 0 | 3208 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 383408 | 1198 | SH |  | SOLE |  | 0 | 0 | 1198 |
| US BANCORP DEL | COM NEW | 902973304 |  | 387027 | 8008 | SH |  | SOLE |  | 0 | 0 | 8008 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 392008 | 9252 | SH |  | SOLE |  | 0 | 0 | 9252 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 392730 | 2850 | SH |  | SOLE |  | 0 | 0 | 2850 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 398039 | 2454 | SH |  | SOLE |  | 0 | 0 | 2454 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 406735 | 2181 | SH |  | SOLE |  | 0 | 0 | 2181 |
| HENRY SCHEIN INC | COM | 806407102 |  | 408840 | 6160 | SH |  | SOLE |  | 0 | 0 | 6160 |
| ROYAL BK CDA | COM | 780087102 |  | 416179 | 2825 | SH |  | SOLE |  | 0 | 0 | 2825 |
| MERCK  CO INC | COM | 58933Y105 |  | 418308 | 4984 | SH |  | SOLE |  | 0 | 0 | 4984 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 443042 | 557 | SH |  | SOLE |  | 0 | 0 | 557 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 464524 | 3188 | SH |  | SOLE |  | 0 | 0 | 3188 |
| GENERAL MLS INC | COM | 370334104 |  | 465377 | 9230 | SH |  | SOLE |  | 0 | 0 | 9230 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 503187 | 1675 | SH |  | SOLE |  | 0 | 0 | 1675 |
| CROWN CASTLE INC | COM | 22822V101 |  | 519599 | 5385 | SH |  | SOLE |  | 0 | 0 | 5385 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 521427 | 3580 | SH |  | SOLE |  | 0 | 0 | 3580 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 522612 | 19841 | SH |  | SOLE |  | 0 | 0 | 19841 |
| TESLA INC | COM | 88160R101 |  | 530844 | 1194 | SH |  | SOLE |  | 0 | 0 | 1194 |
| CATERPILLAR INC | COM | 149123101 |  | 532977 | 1117 | SH |  | SOLE |  | 0 | 0 | 1117 |
| REINSURANCE GRP OF AMERICA I | COM NEW | 759351604 |  | 544172 | 2833 | SH |  | SOLE |  | 0 | 0 | 2833 |
| INVESCO EXCHANGE TRADED FD T | DORSEY WRGT FINL | 46137V860 |  | 546309 | 9425 | SH |  | SOLE |  | 0 | 0 | 9425 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 590135 | 9885 | SH |  | SOLE |  | 0 | 0 | 9885 |
| TEXAS INSTRS INC | COM | 882508104 |  | 622294 | 3387 | SH |  | SOLE |  | 0 | 0 | 3387 |
| GE AEROSPACE | COM NEW | 369604301 |  | 624037 | 2075 | SH |  | SOLE |  | 0 | 0 | 2075 |
| AT INC | COM | 00206R102 |  | 684970 | 24256 | SH |  | SOLE |  | 0 | 0 | 24256 |
| VISA INC | COM CL A | 92826C839 |  | 716216 | 2098 | SH |  | SOLE |  | 0 | 0 | 2098 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 734787 | 9380 | SH |  | SOLE |  | 0 | 0 | 9380 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 741672 | 6144 | SH |  | SOLE |  | 0 | 0 | 6144 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 755572 | 8431 | SH |  | SOLE |  | 0 | 0 | 8431 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 775591 | 36550 | SH |  | SOLE |  | 0 | 0 | 36550 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 825139 | 5929 | SH |  | SOLE |  | 0 | 0 | 5929 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 875140 | 17285 | SH |  | SOLE |  | 0 | 0 | 17285 |
| IQVIA HLDGS INC | COM | 46266C105 |  | 878853 | 4627 | SH |  | SOLE |  | 0 | 0 | 4627 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 879418 | 13476 | SH |  | SOLE |  | 0 | 0 | 13476 |
| SPINNAKER ETF SERIES | SELECT STOXX EUR | 84858T772 |  | 950251 | 20231 | SH |  | SOLE |  | 0 | 0 | 20231 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 956700 | 9155 | SH |  | SOLE |  | 0 | 0 | 9155 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 965954 | 10212 | SH |  | SOLE |  | 0 | 0 | 10212 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 969627 | 2955 | SH |  | SOLE |  | 0 | 0 | 2955 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 1019483 | 22884 | SH |  | SOLE |  | 0 | 0 | 22884 |
| DOLLAR GEN CORP NEW | COM | 256677105 |  | 1023269 | 9901 | SH |  | SOLE |  | 0 | 0 | 9901 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 1061198 | 51291 | SH |  | SOLE |  | 0 | 0 | 51291 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 1061766 | 11073 | SH |  | SOLE |  | 0 | 0 | 11073 |
| AUTOZONE INC | COM | 053332102 |  | 1081141 | 252 | SH |  | SOLE |  | 0 | 0 | 252 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 1108573 | 13868 | SH |  | SOLE |  | 0 | 0 | 13868 |
| PFIZER INC | COM | 717081103 |  | 1119744 | 43946 | SH |  | SOLE |  | 0 | 0 | 43946 |
| LOWES COS INC | COM | 548661107 |  | 1169299 | 4653 | SH |  | SOLE |  | 0 | 0 | 4653 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 1186822 | 10647 | SH |  | SOLE |  | 0 | 0 | 10647 |
| BONDBLOXX ETF TRUST | BLOOMBERG ONE YR | 09789C861 |  | 1193579 | 24035 | SH |  | SOLE |  | 0 | 0 | 24035 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1211837 | 11380 | SH |  | SOLE |  | 0 | 0 | 11380 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1257264 | 13201 | SH |  | SOLE |  | 0 | 0 | 13201 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1270185 | 21198 | SH |  | SOLE |  | 0 | 0 | 21198 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1270677 | 1373 | SH |  | SOLE |  | 0 | 0 | 1373 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1282503 | 6211 | SH |  | SOLE |  | 0 | 0 | 6211 |
| 3M CO | COM | 88579Y101 |  | 1392431 | 8973 | SH |  | SOLE |  | 0 | 0 | 8973 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 1475560 | 14477 | SH |  | SOLE |  | 0 | 0 | 14477 |
| SOUTHSTATE BK CORP | COM | 84472E102 |  | 1485918 | 15029 | SH |  | SOLE |  | 0 | 0 | 15029 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 1579863 | 83991 | SH |  | SOLE |  | 0 | 0 | 83991 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1595549 | 2137 | SH |  | SOLE |  | 0 | 0 | 2137 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1684862 | 18859 | SH |  | SOLE |  | 0 | 0 | 18859 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 1691109 | 9036 | SH |  | SOLE |  | 0 | 0 | 9036 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1707355 | 3645 | SH |  | SOLE |  | 0 | 0 | 3645 |
| BLACKROCK INC | COM | 09290D101 |  | 1790575 | 1536 | SH |  | SOLE |  | 0 | 0 | 1536 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1811391 | 6420 | SH |  | SOLE |  | 0 | 0 | 6420 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1815867 | 5467 | SH |  | SOLE |  | 0 | 0 | 5467 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 1817932 | 18556 | SH |  | SOLE |  | 0 | 0 | 18556 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1824119 | 41505 | SH |  | SOLE |  | 0 | 0 | 41505 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 1871577 | 12830 | SH |  | SOLE |  | 0 | 0 | 12830 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 1915669 | 34623 | SH |  | SOLE |  | 0 | 0 | 34623 |
| CAMBRIA ETF TR | SHSHLD YIELD ETF | 132061201 |  | 1943559 | 28307 | SH |  | SOLE |  | 0 | 0 | 28307 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1994047 | 39826 | SH |  | SOLE |  | 0 | 0 | 39826 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 2014543 | 90950 | SH |  | SOLE |  | 0 | 0 | 90950 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 2030347 | 14289 | SH |  | SOLE |  | 0 | 0 | 14289 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 2055358 | 40436 | SH |  | SOLE |  | 0 | 0 | 40436 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 2060637 | 8599 | SH |  | SOLE |  | 0 | 0 | 8599 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 2085833 | 24885 | SH |  | SOLE |  | 0 | 0 | 24885 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 2144216 | 25670 | SH |  | SOLE |  | 0 | 0 | 25670 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 2145156 | 13909 | SH |  | SOLE |  | 0 | 0 | 13909 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 2182454 | 27849 | SH |  | SOLE |  | 0 | 0 | 27849 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 2187307 | 37250 | SH |  | SOLE |  | 0 | 0 | 37250 |
| ORACLE CORP | COM | 68389X105 |  | 2217015 | 7883 | SH |  | SOLE |  | 0 | 0 | 7883 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 2374789 | 51942 | SH |  | SOLE |  | 0 | 0 | 51942 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 2442007 | 29436 | SH |  | SOLE |  | 0 | 0 | 29436 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2510867 | 4101 | SH |  | SOLE |  | 0 | 0 | 4101 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 2545128 | 29184 | SH |  | SOLE |  | 0 | 0 | 29184 |
| DISNEY WALT CO | COM | 254687106 |  | 2605280 | 22754 | SH |  | SOLE |  | 0 | 0 | 22754 |
| UNION PAC CORP | COM | 907818108 |  | 2653369 | 11226 | SH |  | SOLE |  | 0 | 0 | 11226 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 2717826 | 115800 | SH |  | SOLE |  | 0 | 0 | 115800 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2898403 | 4331 | SH |  | SOLE |  | 0 | 0 | 4331 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 2975365 | 25137 | SH |  | SOLE |  | 0 | 0 | 25137 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 2999643 | 62978 | SH |  | SOLE |  | 0 | 0 | 62978 |
| PACER FDS TR | GLOBL CASH ETF | 69374H709 |  | 3000978 | 75744 | SH |  | SOLE |  | 0 | 0 | 75744 |
| ENBRIDGE INC | COM | 29250N105 |  | 3051821 | 60480 | SH |  | SOLE |  | 0 | 0 | 60480 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 3061796 | 156534 | SH |  | SOLE |  | 0 | 0 | 156534 |
| NIKE INC | CL B | 654106103 |  | 3142059 | 45061 | SH |  | SOLE |  | 0 | 0 | 45061 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3250762 | 28832 | SH |  | SOLE |  | 0 | 0 | 28832 |
| HONEYWELL INTL INC | COM | 438516106 |  | 3350108 | 15915 | SH |  | SOLE |  | 0 | 0 | 15915 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 3424021 | 36672 | SH |  | SOLE |  | 0 | 0 | 36672 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 3459079 | 9731 | SH |  | SOLE |  | 0 | 0 | 9731 |
| SALESFORCE INC | COM | 79466L302 |  | 3488403 | 14719 | SH |  | SOLE |  | 0 | 0 | 14719 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 3671503 | 15175 | SH |  | SOLE |  | 0 | 0 | 15175 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 3887375 | 152327 | SH |  | SOLE |  | 0 | 0 | 152327 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 3894833 | 160018 | SH |  | SOLE |  | 0 | 0 | 160018 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 4088175 | 198745 | SH |  | SOLE |  | 0 | 0 | 198745 |
| PEPSICO INC | COM | 713448108 |  | 4127799 | 29392 | SH |  | SOLE |  | 0 | 0 | 29392 |
| CHEVRON CORP NEW | COM | 166764100 |  | 4143276 | 26681 | SH |  | SOLE |  | 0 | 0 | 26681 |
| RTX CORPORATION | COM | 75513E101 |  | 4168539 | 24913 | SH |  | SOLE |  | 0 | 0 | 24913 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 |  | 4215624 | 167354 | SH |  | SOLE |  | 0 | 0 | 167354 |
| NETFLIX INC | COM | 64110L106 |  | 4260962 | 3554 | SH |  | SOLE |  | 0 | 0 | 3554 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 4279508 | 94659 | SH |  | SOLE |  | 0 | 0 | 94659 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 4340522 | 22162 | SH |  | SOLE |  | 0 | 0 | 22162 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 4425583 | 15079 | SH |  | SOLE |  | 0 | 0 | 15079 |
| SOUTHERN CO | COM | 842587107 |  | 4486412 | 47340 | SH |  | SOLE |  | 0 | 0 | 47340 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 4540919 | 9260 | SH |  | SOLE |  | 0 | 0 | 9260 |
| FIRST TR EXCHANGE TRADED FD | NASDAQ CYB ETF | 33734X846 |  | 4545779 | 59805 | SH |  | SOLE |  | 0 | 0 | 59805 |
| TJX COS INC NEW | COM | 872540109 |  | 5071919 | 35091 | SH |  | SOLE |  | 0 | 0 | 35091 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 5518418 | 19579 | SH |  | SOLE |  | 0 | 0 | 19579 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 5626988 | 23105 | SH |  | SOLE |  | 0 | 0 | 23105 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 5660113 | 287170 | SH |  | SOLE |  | 0 | 0 | 287170 |
| ABBOTT LABS | COM | 002824100 |  | 5937293 | 44328 | SH |  | SOLE |  | 0 | 0 | 44328 |
| COCA COLA CO | COM | 191216100 |  | 5942487 | 89604 | SH |  | SOLE |  | 0 | 0 | 89604 |
| MCDONALDS CORP | COM | 580135101 |  | 6002081 | 19751 | SH |  | SOLE |  | 0 | 0 | 19751 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 6005009 | 111473 | SH |  | SOLE |  | 0 | 0 | 111473 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 6162992 | 253622 | SH |  | SOLE |  | 0 | 0 | 253622 |
| AMGEN INC | COM | 031162100 |  | 6685601 | 23691 | SH |  | SOLE |  | 0 | 0 | 23691 |
| CISCO SYS INC | COM | 17275R102 |  | 6735643 | 98446 | SH |  | SOLE |  | 0 | 0 | 98446 |
| BONDBLOXX ETF TRUST | BLOOMBERG SIX MN | 09789C788 |  | 6944095 | 137725 | SH |  | SOLE |  | 0 | 0 | 137725 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 7029946 | 45753 | SH |  | SOLE |  | 0 | 0 | 45753 |
| ABBVIE INC | COM | 00287Y109 |  | 7141732 | 30845 | SH |  | SOLE |  | 0 | 0 | 30845 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 7652050 | 152219 | SH |  | SOLE |  | 0 | 0 | 152219 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 7854938 | 89967 | SH |  | SOLE |  | 0 | 0 | 89967 |
| META PLATFORMS INC | CL A | 30303M102 |  | 8248384 | 11232 | SH |  | SOLE |  | 0 | 0 | 11232 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 8695392 | 17296 | SH |  | SOLE |  | 0 | 0 | 17296 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 8995269 | 48513 | SH |  | SOLE |  | 0 | 0 | 48513 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 9910786 | 20665 | SH |  | SOLE |  | 0 | 0 | 20665 |
| BANK AMERICA CORP | COM | 060505104 |  | 10946502 | 212183 | SH |  | SOLE |  | 0 | 0 | 212183 |
| HOME DEPOT INC | COM | 437076102 |  | 11136887 | 27486 | SH |  | SOLE |  | 0 | 0 | 27486 |
| ELI LILLY  CO | COM | 532457108 |  | 11454642 | 15013 | SH |  | SOLE |  | 0 | 0 | 15013 |
| WALMART INC | COM | 931142103 |  | 12138059 | 117777 | SH |  | SOLE |  | 0 | 0 | 117777 |
| AMAZON COM INC | COM | 023135106 |  | 12406898 | 56506 | SH |  | SOLE |  | 0 | 0 | 56506 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 13470443 | 23682 | SH |  | SOLE |  | 0 | 0 | 23682 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 15001940 | 126248 | SH |  | SOLE |  | 0 | 0 | 126248 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 15359583 | 23057 | SH |  | SOLE |  | 0 | 0 | 23057 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 17956289 | 56927 | SH |  | SOLE |  | 0 | 0 | 56927 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 19024891 | 153737 | SH |  | SOLE |  | 0 | 0 | 153737 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 20869588 | 85848 | SH |  | SOLE |  | 0 | 0 | 85848 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 22626000 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 25167810 | 249929 | SH |  | SOLE |  | 0 | 0 | 249929 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 25563017 | 137009 | SH |  | SOLE |  | 0 | 0 | 137009 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 28417424 | 561721 | SH |  | SOLE |  | 0 | 0 | 561721 |
| MICROSOFT CORP | COM | 594918104 |  | 31082835 | 60012 | SH |  | SOLE |  | 0 | 0 | 60012 |
| APPLE INC | COM | 037833100 |  | 33796451 | 132728 | SH |  | SOLE |  | 0 | 0 | 132728 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 37557384 | 174046 | SH |  | SOLE |  | 0 | 0 | 174046 |

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