# EDGAR Filing Document

**Accession Number:** 0001898131
**File Stem:** 0001898131-26-000001
**Filing Date:** 2026-2
**Character Count:** 19079
**Document Hash:** 28417a3d99af285a7699cca9e52acf52
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001898131-26-000001.hdr.sgml**: 20260212

**ACCESSION NUMBER**: 0001898131-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260212

**DATE AS OF CHANGE**: 20260212

**EFFECTIVENESS DATE**: 20260212

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Wayfinding Financial, LLC
- **CENTRAL INDEX KEY:** 0001898131

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21523
- **FILM NUMBER:** 26625169

**BUSINESS ADDRESS:**
- **STREET 1:** 19020 33RD AVE WEST, SUITE 390
- **CITY:** LYNNWOOD
- **STATE:** WA
- **ZIP:** 98036
- **BUSINESS PHONE:** 4253610707

**MAIL ADDRESS:**
- **STREET 1:** 19020 33RD AVE WEST, SUITE 390
- **CITY:** LYNNWOOD
- **STATE:** WA
- **ZIP:** 98036

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Wayfinding Financial LLC<br>**Address:** 19020 33RD AVE WEST SUITE 390<br>LYNNWOOD, WA 98036

**Form 13F File Number:** 028-21523

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Rod Ehrlich<br>**Title:** Consultant<br>**Phone:** 4253727517

**Signature, Place, and Date of Signing:**

Rod Ehrlich  Boise, ID  02-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 154

**Form 13F Information Table Value Total:** $236211

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS | ADR | 874039100 |  | 350 | 1152 | SH |  | SOLE |  | 0 | 0 | 1152 |
| NOVARTIS AG SPONSORED ADR | ADR | 66987V109 |  | 251 | 1826 | SH |  | SOLE |  | 0 | 0 | 1826 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 23188 | 47947 | SH |  | SOLE |  | 0 | 0 | 47947 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 13611 | 72982 | SH |  | SOLE |  | 0 | 0 | 72982 |
| APPLE INC COM | Stock | 037833100 |  | 9988 | 36740 | SH |  | SOLE |  | 0 | 0 | 36740 |
| COSTCO WHOLESALE CORPORATION COM | Stock | 22160K105 |  | 3408 | 3952 | SH |  | SOLE |  | 0 | 0 | 3952 |
| AMAZON COM INC COM | Stock | 023135106 |  | 2189 | 9486 | SH |  | SOLE |  | 0 | 0 | 9486 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 1755 | 2658 | SH |  | SOLE |  | 0 | 0 | 2658 |
| STARBUCKS CORP COM | Stock | 855244109 |  | 1743 | 20705 | SH |  | SOLE |  | 0 | 0 | 20705 |
| PACCAR INC COM | Stock | 693718108 |  | 1521 | 13713 | SH |  | SOLE |  | 0 | 0 | 13713 |
| BOEING CO COM | Stock | 097023105 |  | 1390 | 6404 | SH |  | SOLE |  | 0 | 0 | 6404 |
| JPMORGAN CHASE  CO COM | Stock | 46625H100 |  | 1363 | 4231 | SH |  | SOLE |  | 0 | 0 | 4231 |
| ALPHABET INC CAP STK CL A | Stock | 02079K305 |  | 1349 | 4310 | SH |  | SOLE |  | 0 | 0 | 4310 |
| ABBVIE INC COM | Stock | 00287Y109 |  | 1328 | 5814 | SH |  | SOLE |  | 0 | 0 | 5814 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 1284 | 6205 | SH |  | SOLE |  | 0 | 0 | 6205 |
| BANK AMERICA CORP COM | Stock | 060505104 |  | 1271 | 23113 | SH |  | SOLE |  | 0 | 0 | 23113 |
| CATERPILLAR INC COM | Stock | 149123101 |  | 1257 | 2195 | SH |  | SOLE |  | 0 | 0 | 2195 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 |  | 1241 | 2469 | SH |  | SOLE |  | 0 | 0 | 2469 |
| BROADCOM INC COM | Stock | 11135F101 |  | 1204 | 3481 | SH |  | SOLE |  | 0 | 0 | 3481 |
| PROCTER  GAMBLE CO COM | Stock | 742718109 |  | 1015 | 7089 | SH |  | SOLE |  | 0 | 0 | 7089 |
| WALMART INC COM | Stock | 931142103 |  | 964 | 8642 | SH |  | SOLE |  | 0 | 0 | 8642 |
| ELI LILLY  CO COM | Stock | 532457108 |  | 954 | 888 | SH |  | SOLE |  | 0 | 0 | 888 |
| 3M CO COM | Stock | 88579Y101 |  | 878 | 5486 | SH |  | SOLE |  | 0 | 0 | 5486 |
| EMERSON ELEC CO COM | Stock | 291011104 |  | 828 | 6240 | SH |  | SOLE |  | 0 | 0 | 6240 |
| CISCO SYS INC COM | Stock | 17275R102 |  | 811 | 10536 | SH |  | SOLE |  | 0 | 0 | 10536 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 783 | 2497 | SH |  | SOLE |  | 0 | 0 | 2497 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 |  | 764 | 2582 | SH |  | SOLE |  | 0 | 0 | 2582 |
| ADVANCED MICRO DEVICES INC COM | Stock | 007903107 |  | 759 | 3546 | SH |  | SOLE |  | 0 | 0 | 3546 |
| HOME DEPOT INC COM | Stock | 437076102 |  | 751 | 2185 | SH |  | SOLE |  | 0 | 0 | 2185 |
| AUTOMATIC DATA PROCESSING INC COM | Stock | 053015103 |  | 709 | 2740 | SH |  | SOLE |  | 0 | 0 | 2740 |
| NEXTERA ENERGY INC COM | Stock | 65339F101 |  | 697 | 8686 | SH |  | SOLE |  | 0 | 0 | 8686 |
| NETFLIX INC. COM | Stock | 64110L106 |  | 691 | 7372 | SH |  | SOLE |  | 0 | 0 | 7372 |
| ABBOTT LABS COM | Stock | 002824100 |  | 685 | 5470 | SH |  | SOLE |  | 0 | 0 | 5470 |
| MCDONALDS CORP COM | Stock | 580135101 |  | 684 | 2239 | SH |  | SOLE |  | 0 | 0 | 2239 |
| TESLA INC COM | Stock | 88160R101 |  | 681 | 1515 | SH |  | SOLE |  | 0 | 0 | 1515 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 681 | 5659 | SH |  | SOLE |  | 0 | 0 | 5659 |
| VISA INC COM CL A | Stock | 92826C839 |  | 599 | 1708 | SH |  | SOLE |  | 0 | 0 | 1708 |
| WELLS FARGO  CO COM | Stock | 949746101 |  | 570 | 6120 | SH |  | SOLE |  | 0 | 0 | 6120 |
| CHEVRON CORPORATION COM | Stock | 166764100 |  | 566 | 3718 | SH |  | SOLE |  | 0 | 0 | 3718 |
| FISERV INC COM | Stock | 337738108 |  | 559 | 8323 | SH |  | SOLE |  | 0 | 0 | 8323 |
| COCA COLA CO COM | Stock | 191216100 |  | 548 | 7846 | SH |  | SOLE |  | 0 | 0 | 7846 |
| CITIGROUP INC COM NEW | Stock | 172967424 |  | 451 | 3869 | SH |  | SOLE |  | 0 | 0 | 3869 |
| SALESFORCE INC COM | Stock | 79466L302 |  | 443 | 1671 | SH |  | SOLE |  | 0 | 0 | 1671 |
| LOCKHEED MARTIN CORP COM | Stock | 539830109 |  | 418 | 866 | SH |  | SOLE |  | 0 | 0 | 866 |
| CARDINAL HEALTH INC COM | Stock | 14149Y108 |  | 410 | 1999 | SH |  | SOLE |  | 0 | 0 | 1999 |
| PNC FINL SVCS GROUP INC COM | Stock | 693475105 |  | 405 | 1940 | SH |  | SOLE |  | 0 | 0 | 1940 |
| CINTAS CORP COM | Stock | 172908105 |  | 402 | 2138 | SH |  | SOLE |  | 0 | 0 | 2138 |
| GE AEROSPACE COM NEW | Stock | 369604301 |  | 387 | 1257 | SH |  | SOLE |  | 0 | 0 | 1257 |
| HARTFORD INSURANCE GROUP INC COM | Stock | 416515104 |  | 369 | 2669 | SH |  | SOLE |  | 0 | 0 | 2669 |
| LAM RESEARCH CORP COM NEW | Stock | 512807306 |  | 366 | 2136 | SH |  | SOLE |  | 0 | 0 | 2136 |
| QUALCOMM INC COM | Stock | 747525103 |  | 363 | 2122 | SH |  | SOLE |  | 0 | 0 | 2122 |
| GILEAD SCIENCES INC COM | Stock | 375558103 |  | 357 | 2911 | SH |  | SOLE |  | 0 | 0 | 2911 |
| ALTRIA GROUP INC COM | Stock | 02209S103 |  | 352 | 6007 | SH |  | SOLE |  | 0 | 0 | 6007 |
| US BANCORP COM NEW | Stock | 902973304 |  | 349 | 6487 | SH |  | SOLE |  | 0 | 0 | 6487 |
| EMCOR GROUP INC COM | Stock | 29084Q100 |  | 327 | 536 | SH |  | SOLE |  | 0 | 0 | 536 |
| SCHWAB CHARLES CORP COM | Stock | 808513105 |  | 323 | 3240 | SH |  | SOLE |  | 0 | 0 | 3240 |
| VERIZON COMMUNICATIONS INC COM | Stock | 92343V104 |  | 320 | 7875 | SH |  | SOLE |  | 0 | 0 | 7875 |
| MARVELL TECHNOLOGY INC COM | Stock | 573874104 |  | 318 | 3744 | SH |  | SOLE |  | 0 | 0 | 3744 |
| MASTERCARD INCORPORATED CL A | Stock | 57636Q104 |  | 314 | 551 | SH |  | SOLE |  | 0 | 0 | 551 |
| AMGEN INC COM | Stock | 031162100 |  | 310 | 950 | SH |  | SOLE |  | 0 | 0 | 950 |
| RTX CORPORATION COM | Stock | 75513E101 |  | 308 | 1680 | SH |  | SOLE |  | 0 | 0 | 1680 |
| SOUTHERN CO COM | Stock | 842587107 |  | 304 | 3494 | SH |  | SOLE |  | 0 | 0 | 3494 |
| PEPSICO INC COM | Stock | 713448108 |  | 294 | 2030 | SH |  | SOLE |  | 0 | 0 | 2030 |
| PHILIP MORRIS INTL INC COM | Stock | 718172109 |  | 293 | 1814 | SH |  | SOLE |  | 0 | 0 | 1814 |
| MCKESSON CORP COM | Stock | 58155Q103 |  | 290 | 354 | SH |  | SOLE |  | 0 | 0 | 354 |
| NUCOR CORP COM | Stock | 670346105 |  | 289 | 1777 | SH |  | SOLE |  | 0 | 0 | 1777 |
| NORFOLK SOUTHN CORP COM | Stock | 655844108 |  | 287 | 997 | SH |  | SOLE |  | 0 | 0 | 997 |
| AMPHENOL CORP CL A | Stock | 032095101 |  | 279 | 2062 | SH |  | SOLE |  | 0 | 0 | 2062 |
| CHUBB LIMITED COM | Stock | H1467J104 |  | 275 | 879 | SH |  | SOLE |  | 0 | 0 | 879 |
| KINDER MORGAN INC DEL COM | Stock | 49456B101 |  | 264 | 9625 | SH |  | SOLE |  | 0 | 0 | 9625 |
| WASTE MGMT INC DEL COM | Stock | 94106L109 |  | 261 | 1190 | SH |  | SOLE |  | 0 | 0 | 1190 |
| MOODYS CORP COM | Stock | 615369105 |  | 258 | 505 | SH |  | SOLE |  | 0 | 0 | 505 |
| PARKER-HANNIFIN CORP COM | Stock | 701094104 |  | 254 | 289 | SH |  | SOLE |  | 0 | 0 | 289 |
| MERCK  CO INC COM | Stock | 58933Y105 |  | 250 | 2360 | SH |  | SOLE |  | 0 | 0 | 2360 |
| DELL TECHNOLOGIES INC CL C | Stock | 24703L202 |  | 248 | 1978 | SH |  | SOLE |  | 0 | 0 | 1978 |
| BLACKROCK INC COM | Stock | 09290D101 |  | 247 | 231 | SH |  | SOLE |  | 0 | 0 | 231 |
| METLIFE INC COM | Stock | 59156R108 |  | 247 | 3129 | SH |  | SOLE |  | 0 | 0 | 3129 |
| M  T BK CORP COM | Stock | 55261F104 |  | 246 | 1223 | SH |  | SOLE |  | 0 | 0 | 1223 |
| AMERICAN ELEC PWR CO INC COM | Stock | 025537101 |  | 244 | 2118 | SH |  | SOLE |  | 0 | 0 | 2118 |
| S GLOBAL INC COM | Stock | 78409V104 |  | 240 | 460 | SH |  | SOLE |  | 0 | 0 | 460 |
| DEERE  CO COM | Stock | 244199105 |  | 234 | 503 | SH |  | SOLE |  | 0 | 0 | 503 |
| GOLDMAN SACHS GROUP INC COM | Stock | 38141G104 |  | 232 | 264 | SH |  | SOLE |  | 0 | 0 | 264 |
| AFLAC INC COM | Stock | 001055102 |  | 231 | 2099 | SH |  | SOLE |  | 0 | 0 | 2099 |
| CELESTICA INC COM | Stock | 15101Q207 |  | 231 | 784 | SH |  | SOLE |  | 0 | 0 | 784 |
| TE CONNECTIVITY PLC ORD SHS | Stock | G87052109 |  | 230 | 1015 | SH |  | SOLE |  | 0 | 0 | 1015 |
| TRAVELERS COMPANIES INC COM | Stock | 89417E109 |  | 230 | 795 | SH |  | SOLE |  | 0 | 0 | 795 |
| AMERICAN EXPRESS CO COM | Stock | 025816109 |  | 228 | 619 | SH |  | SOLE |  | 0 | 0 | 619 |
| PPL CORP COM | Stock | 69351T106 |  | 225 | 6401 | SH |  | SOLE |  | 0 | 0 | 6401 |
| MANULIFE FINL CORP COM | Stock | 56501R106 |  | 219 | 6044 | SH |  | SOLE |  | 0 | 0 | 6044 |
| PULTE GROUP INC COM | Stock | 745867101 |  | 216 | 1839 | SH |  | SOLE |  | 0 | 0 | 1839 |
| BROADRIDGE FINL SOLUTIONS INC COM | Stock | 11133T103 |  | 214 | 955 | SH |  | SOLE |  | 0 | 0 | 955 |
| CAPITAL ONE FINL CORP COM | Stock | 14040H105 |  | 214 | 887 | SH |  | SOLE |  | 0 | 0 | 887 |
| LOWES COS INC COM | Stock | 548661107 |  | 214 | 890 | SH |  | SOLE |  | 0 | 0 | 890 |
| BANK NEW YORK MELLON CORP COM | Stock | 064058100 |  | 206 | 1775 | SH |  | SOLE |  | 0 | 0 | 1775 |
| MEDTRONIC PLC SHS | Stock | G5960L103 |  | 206 | 2134 | SH |  | SOLE |  | 0 | 0 | 2134 |
| CONOCOPHILLIPS COM | Stock | 20825C104 |  | 203 | 2176 | SH |  | SOLE |  | 0 | 0 | 2176 |
| ALASKA AIR GROUP INC COM | Stock | 011659109 |  | 201 | 4004 | SH |  | SOLE |  | 0 | 0 | 4004 |
| FORD MTR CO COM | Stock | 345370860 |  | 148 | 11309 | SH |  | SOLE |  | 0 | 0 | 11309 |
| PIMCO ACTIVE BOND EXCHANGE-TRADED FUND | ETF | 72201R775 |  | 16385 | 175288 | SH |  | SOLE |  | 0 | 0 | 175288 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 11517 | 16814 | SH |  | SOLE |  | 0 | 0 | 16814 |
| PIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND | ETF | 72201R585 |  | 8810 | 328636 | SH |  | SOLE |  | 0 | 0 | 328636 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 |  | 7814 | 78237 | SH |  | SOLE |  | 0 | 0 | 78237 |
| FIDELITY HIGH DIVIDEND ETF | ETF | 316092840 |  | 6813 | 120186 | SH |  | SOLE |  | 0 | 0 | 120186 |
| JPMORGAN BETABUILDERS U.S. EQUITY ETF | ETF | 46641Q399 |  | 6292 | 51031 | SH |  | SOLE |  | 0 | 0 | 51031 |
| ZACKS EARNINGS CONSISTENT PORTFOLIO ETF | ETF | 98888G105 |  | 5699 | 162671 | SH |  | SOLE |  | 0 | 0 | 162671 |
| ZACKS SMALL/MID CAP ETF | ETF | 98888G204 |  | 5619 | 150979 | SH |  | SOLE |  | 0 | 0 | 150979 |
| JPMORGAN INTERNATIONAL VALUE ETF | ETF | 46654Q757 |  | 5595 | 69707 | SH |  | SOLE |  | 0 | 0 | 69707 |
| VANGUARD TOTAL INTERNATIONAL STOCK ETF | ETF | 921909768 |  | 5287 | 70093 | SH |  | SOLE |  | 0 | 0 | 70093 |
| PARAMETRIC HEDGED EQUITY ETF | ETF | 61774R874 |  | 4374 | 134303 | SH |  | SOLE |  | 0 | 0 | 134303 |
| PIMCO INVESTMENT GRADE CORPORATE BOND INDEX ETF | ETF | 72201R817 |  | 4126 | 41989 | SH |  | SOLE |  | 0 | 0 | 41989 |
| CAPITAL GROUP GROWTH ETF | ETF | 14020G101 |  | 3588 | 80696 | SH |  | SOLE |  | 0 | 0 | 80696 |
| FIDELITY EMERGING MARKETS MULTIFACTOR ETF | ETF | 316092543 |  | 3307 | 107118 | SH |  | SOLE |  | 0 | 0 | 107118 |
| ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 |  | 3265 | 30483 | SH |  | SOLE |  | 0 | 0 | 30483 |
| STATE STREET UTILITIES SELECT SECTOR SPDR ETF | ETF | 81369Y886 |  | 2727 | 63895 | SH |  | SOLE |  | 0 | 0 | 63895 |
| PIMCO MORTGAGE-BACKED SECURITIES ACTIVE EXCHANGE-TRADED FUND | ETF | 72201R569 |  | 2725 | 54620 | SH |  | SOLE |  | 0 | 0 | 54620 |
| PARAMETRIC EQUITY PREMIUM INCOME ETF | ETF | 61774R866 |  | 2511 | 97419 | SH |  | SOLE |  | 0 | 0 | 97419 |
| PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND | ETF | 72201R866 |  | 2399 | 45655 | SH |  | SOLE |  | 0 | 0 | 45655 |
| WISDOMTREE ENHANCED COMMODITY STRATEGY FUND | ETF | 97717Y683 |  | 2313 | 109380 | SH |  | SOLE |  | 0 | 0 | 109380 |
| PIMCO MUNICIPAL INCOME OPPORTUNITIES ACTIVE EXCHANGE-TRADED FUND | ETF | 72201R635 |  | 1882 | 41399 | SH |  | SOLE |  | 0 | 0 | 41399 |
| JPMORGAN INTERNATIONAL RESEARCH ENHANCED EQUITY ETF | ETF | 46641Q134 |  | 1852 | 24738 | SH |  | SOLE |  | 0 | 0 | 24738 |
| JPMORGAN ACTIVE BOND ETF | ETF | 46654Q716 |  | 1519 | 28010 | SH |  | SOLE |  | 0 | 0 | 28010 |
| JPMORGAN ACTIVE GROWTH ETF | ETF | 46654Q609 |  | 1487 | 16034 | SH |  | SOLE |  | 0 | 0 | 16034 |
| JPMORGAN CORE PLUS BOND ETF | ETF | 46641Q670 |  | 1435 | 30192 | SH |  | SOLE |  | 0 | 0 | 30192 |
| JPMORGAN GLOBAL SELECT EQUITY ETF GLOBAL SELECT EQUITY ETF | ETF | 46654Q740 |  | 1265 | 18708 | SH |  | SOLE |  | 0 | 0 | 18708 |
| JPMORGAN ACTIVE VALUE ETF | ETF | 46641Q167 |  | 1231 | 17176 | SH |  | SOLE |  | 0 | 0 | 17176 |
| PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND | ETF | 72201R783 |  | 769 | 8064 | SH |  | SOLE |  | 0 | 0 | 8064 |
| ZACKS FOCUS GROWTH ETF | ETF | 98888G808 |  | 740 | 24850 | SH |  | SOLE |  | 0 | 0 | 24850 |
| ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464287242 |  | 703 | 6380 | SH |  | SOLE |  | 0 | 0 | 6380 |
| STATE STREET SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF | ETF | 78464A375 |  | 632 | 18710 | SH |  | SOLE |  | 0 | 0 | 18710 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 |  | 593 | 1253 | SH |  | SOLE |  | 0 | 0 | 1253 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 |  | 585 | 8703 | SH |  | SOLE |  | 0 | 0 | 8703 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 576 | 1718 | SH |  | SOLE |  | 0 | 0 | 1718 |
| JPMORGAN ACTIVEBUILDERS EMERGING MARKETS EQUITY ETF | ETF | 46641Q266 |  | 568 | 11611 | SH |  | SOLE |  | 0 | 0 | 11611 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 558 | 890 | SH |  | SOLE |  | 0 | 0 | 890 |
| JPMORGAN INCOME ETF | ETF | 46641Q159 |  | 533 | 11468 | SH |  | SOLE |  | 0 | 0 | 11468 |
| STATE STREET SPDR PORTFOLIO S 500 ETF | ETF | 78464A854 |  | 529 | 6602 | SH |  | SOLE |  | 0 | 0 | 6602 |
| VANGUARD CORE TAX-EXEMPT BOND ETF | ETF | 922907712 |  | 455 | 6031 | SH |  | SOLE |  | 0 | 0 | 6031 |
| VANGUARD TOTAL BOND MARKET ETF | ETF | 921937835 |  | 443 | 5990 | SH |  | SOLE |  | 0 | 0 | 5990 |
| VANGUARD SHORT DURATION TAX-EXEMPT BOND ETF | ETF | 922907696 |  | 420 | 5505 | SH |  | SOLE |  | 0 | 0 | 5505 |
| VANGUARD MID-CAP ETF | ETF | 922908629 |  | 392 | 1352 | SH |  | SOLE |  | 0 | 0 | 1352 |
| VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 |  | 355 | 7076 | SH |  | SOLE |  | 0 | 0 | 7076 |
| JPMORGAN INTERNATIONAL GROWTH ETF | ETF | 46641Q324 |  | 325 | 4440 | SH |  | SOLE |  | 0 | 0 | 4440 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 |  | 325 | 1480 | SH |  | SOLE |  | 0 | 0 | 1480 |
| INVESCO QQQ TRUST SERIES I | ETF | 46090E103 |  | 316 | 515 | SH |  | SOLE |  | 0 | 0 | 515 |
| JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF | ETF | 46641Q878 |  | 299 | 6399 | SH |  | SOLE |  | 0 | 0 | 6399 |
| CAPITAL GROUP INTERNATIONAL EQUITY ETF | ETF | 14021M107 |  | 286 | 8242 | SH |  | SOLE |  | 0 | 0 | 8242 |
| SCHWAB U.S. LARGE-CAP GROWTH ETF | ETF | 808524300 |  | 274 | 8408 | SH |  | SOLE |  | 0 | 0 | 8408 |
| FRANKLIN DYNAMIC MUNICIPAL BOND ETF | ETF | 35473P868 |  | 254 | 10252 | SH |  | SOLE |  | 0 | 0 | 10252 |
| VANGUARD CORE BOND ETF | ETF | 922020748 |  | 241 | 3103 | SH |  | SOLE |  | 0 | 0 | 3103 |
| STATE STREET SPDR S 500 ETF | ETF | 78462F103 |  | 233 | 341 | SH |  | SOLE |  | 0 | 0 | 341 |
| ISHARES RUSSELL 3000 ETF | ETF | 464287689 |  | 225 | 584 | SH |  | SOLE |  | 0 | 0 | 584 |
| VANGUARD SHORT-TERM CORPORATE BOND ETF | ETF | 92206C409 |  | 220 | 2771 | SH |  | SOLE |  | 0 | 0 | 2771 |
| VANGUARD SHORT-TERM TREASURY ETF | ETF | 92206C102 |  | 207 | 3536 | SH |  | SOLE |  | 0 | 0 | 3536 |
| STATE STREET SPDR ICE PREFERRED SECURITIES ETF | ETF | 78464A292 |  | 206 | 6501 | SH |  | SOLE |  | 0 | 0 | 6501 |

---