# EDGAR Filing Document

**Accession Number:** 0000811161
**File Stem:** 0001193125-26-206161
**Filing Date:** 2026-5
**Character Count:** 2859
**Document Hash:** 2e3a5584863cae47636284197fbee7ea
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-206161.hdr.sgml**: 20260505

**ACCESSION NUMBER**: 0001193125-26-206161

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260505

**DATE AS OF CHANGE**: 20260505

**EFFECTIVENESS DATE**: 20260505

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CLEARWATER INVESTMENT TRUST
- **CENTRAL INDEX KEY:** 0000811161

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-12289
- **FILM NUMBER:** 26942496

**BUSINESS ADDRESS:**
- **STREET 1:** 2000 WELLS FARGO PLACE
- **STREET 2:** 30 EAST 7TH STREET
- **CITY:** ST PAUL
- **STATE:** MN
- **ZIP:** 55101-4930
- **BUSINESS PHONE:** 651-228-0935

**MAIL ADDRESS:**
- **STREET 1:** 2000 WELLS FARGO PLACE
- **STREET 2:** 30 EAST 7TH STREET
- **CITY:** ST PAUL
- **STATE:** MN
- **ZIP:** 55101

## Series and Classes Contracts Data

### Clearwater Core Equity Fund (Series ID: S000000697)

| Class ID   | Class Name                  | Ticker Symbol   |
|:---|:---|:---|
| C000002050 | Clearwater Core Equity Fund | QWVPX           |

### Clearwater Select Equity Fund (Series ID: S000000698)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000002051 | Clearwater Select Equity Fund | QWVOX           |

### Clearwater Tax-Exempt Bond Fund (Series ID: S000000699)

| Class ID   | Class Name                      | Ticker Symbol   |
|:---|:---|:---|
| C000002052 | Clearwater Tax-Exempt Bond Fund | QWVQX           |

### CLEARWATER INTERNATIONAL FUND (Series ID: S000024756)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000073549 | CLEARWATER INTERNATIONAL FUND | QCVAX           |

**Clearwater Investment Trust** 

**30 East 7th Street, Suite 2000** 

**St. Paul, Minnesota 55101-4930** 

May 5, 2026

**<u>VIA EDGAR</u>**

U.S. Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

Re: Clearwater Investment Trust

Post-Effective Amendment No. 70 (1933 Act Registration No. 33-12289; 1940 Act Registration No. 811-05038)

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended ("Rule 497"), this letter certifies that the Prospectus that would have been required to be filed under paragraph (c) of Rule 497 does not differ from that contained in Post-Effective Amendment No. 70, and that the text of Post-Effective Amendment No. 70 was filed electronically on April 29, 2026 (Accession No. 0001193125-26-192120), with an effective date of April 30, 2026.

Please address all comments regarding this filing to the undersigned at (651) 215-4402.

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| |
|:---|
| Very truly yours, |
| /s/ Jason K. Mitchell |
| Jason K. Mitchell |

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