# EDGAR Filing Document

**Accession Number:** 0001696957
**File Stem:** 0001696957-23-000003
**Filing Date:** 2023-2
**Character Count:** 14858
**Document Hash:** cd8d6d6c3ec15ebc52c7b8d00a1cee36
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001696957-23-000003.hdr.sgml**: 20230203

**ACCESSION NUMBER**: 0001696957-23-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230203

**DATE AS OF CHANGE**: 20230203

**EFFECTIVENESS DATE**: 20230203

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SigFig Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0001696957
- **IRS NUMBER:** 205695125
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17789
- **FILM NUMBER:** 23585238

**BUSINESS ADDRESS:**
- **STREET 1:** 100 NORTH STONE AVENUE, SUITE 110
- **CITY:** TUCSON
- **STATE:** AZ
- **ZIP:** 85701
- **BUSINESS PHONE:** 4156086068

**MAIL ADDRESS:**
- **STREET 1:** 2443 FILLMORE STREET, #380-1512
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94115

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SigFig Wealth Management LLC<br>**Address:** 2443 FILLMORE STREET #380-1512<br>SAN FRANCISCO, CA 94115

**Form 13F File Number:** 028-17789

**CRD Number (if applicable):** 000158823

**SEC File Number (if applicable):** 801-72762

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Matthew Baskir<br>**Title:** Chief Compliance Officer<br>**Phone:** 516-642-1822

**Signature, Place, and Date of Signing:**

Matthew Baskir  San Francisco, CA  02-03-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 106

**Form 13F Information Table Value Total:** $2014629009

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABRDN ETFS | BBRG ALL COMD K1 | 003261104 |  | 1229578 | 55738 | SH |  | SOLE |  | 0 | 0 | 55738 |
| APPLE INC | COM | 037833100 |  | 366062 | 2047 | SH |  | SOLE |  | 0 | 0 | 2047 |
| BLACKROCK ETF TRUST | US CARBON TRANS | 09290C509 |  | 521701 | 25899 | SH |  | SOLE |  | 0 | 0 | 25899 |
| DBX ETF TR | XTRACK USD HIGH | 233051432 |  | 663817 | 19692 | SH |  | SOLE |  | 0 | 0 | 19692 |
| DBX ETF TR | XTRCKR MSCI US | 233051150 |  | 4424114 | 126964 | SH |  | SOLE |  | 0 | 0 | 126964 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 |  | 3317488 | 111140 | SH |  | SOLE |  | 0 | 0 | 111140 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA EME | 381430206 |  | 81071872 | 2863727 | SH |  | SOLE |  | 0 | 0 | 2863727 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 |  | 112861076 | 3921520 | SH |  | SOLE |  | 0 | 0 | 3921520 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 147179384 | 1933267 | SH |  | SOLE |  | 0 | 0 | 1933267 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 63155997 | 4272604 | SH |  | SOLE |  | 0 | 0 | 4272604 |
| INVESCO EXCH TRADED FD TR II | EMRNG MKT SVRG | 46138E784 |  | 3201266 | 159386 | SH |  | SOLE |  | 0 | 0 | 159386 |
| INVESCO EXCH TRADED FD TR II | FTSE RAFI EMNG | 46138E727 |  | 1818976 | 103234 | SH |  | SOLE |  | 0 | 0 | 103234 |
| INVESCO EXCHANGE TRADED FD T | BUYBACK ACHIEV | 46137V308 |  | 1415249 | 43916 | SH |  | SOLE |  | 0 | 0 | 43916 |
| INVESCO EXCHANGE TRADED FD T | FTSE RAFI 1000 | 46137V613 |  | 1450147 | 9347 | SH |  | SOLE |  | 0 | 0 | 9347 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 54953327 | 1168313 | SH |  | SOLE |  | 0 | 0 | 1168313 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 3079201 | 104725 | SH |  | SOLE |  | 0 | 0 | 104725 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 2985093 | 62252 | SH |  | SOLE |  | 0 | 0 | 62252 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 1492538 | 62423 | SH |  | SOLE |  | 0 | 0 | 62423 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 4487604 | 52146 | SH |  | SOLE |  | 0 | 0 | 52146 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 1540641 | 17232 | SH |  | SOLE |  | 0 | 0 | 17232 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 266401 | 2592 | SH |  | SOLE |  | 0 | 0 | 2592 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 57963854 | 1678659 | SH |  | SOLE |  | 0 | 0 | 1678659 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 1167901 | 10838 | SH |  | SOLE |  | 0 | 0 | 10838 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 242689 | 4038 | SH |  | SOLE |  | 0 | 0 | 4038 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 2890491 | 36209 | SH |  | SOLE |  | 0 | 0 | 36209 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 61648851 | 981257 | SH |  | SOLE |  | 0 | 0 | 981257 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2218519 | 9144 | SH |  | SOLE |  | 0 | 0 | 9144 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 69831700 | 722800 | SH |  | SOLE |  | 0 | 0 | 722800 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 315562317 | 3677355 | SH |  | SOLE |  | 0 | 0 | 3677355 |
| ISHARES TR | CORE S ETF | 464287200 |  | 28774993 | 75086 | SH |  | SOLE |  | 0 | 0 | 75086 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 133105810 | 3013742 | SH |  | SOLE |  | 0 | 0 | 3013742 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 229291487 | 2348296 | SH |  | SOLE |  | 0 | 0 | 2348296 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 2655625 | 43427 | SH |  | SOLE |  | 0 | 0 | 43427 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 5544314 | 46589 | SH |  | SOLE |  | 0 | 0 | 46589 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 6170337 | 116886 | SH |  | SOLE |  | 0 | 0 | 116886 |
| ISHARES TR | ESG ADV TTL USD | 46436E619 |  | 7851907 | 172075 | SH |  | SOLE |  | 0 | 0 | 172075 |
| ISHARES TR | ESG ADVNCD HY BD | 46435G441 |  | 2114697 | 48929 | SH |  | SOLE |  | 0 | 0 | 48929 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 1215588 | 11181 | SH |  | SOLE |  | 0 | 0 | 11181 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 4236584 | 117816 | SH |  | SOLE |  | 0 | 0 | 117816 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 16330968 | 125316 | SH |  | SOLE |  | 0 | 0 | 125316 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 6900832 | 147628 | SH |  | SOLE |  | 0 | 0 | 147628 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 276135 | 8193 | SH |  | SOLE |  | 0 | 0 | 8193 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 405373 | 33612 | SH |  | SOLE |  | 0 | 0 | 33612 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 3825703 | 69126 | SH |  | SOLE |  | 0 | 0 | 69126 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 8117721 | 248211 | SH |  | SOLE |  | 0 | 0 | 248211 |
| ISHARES TR | FALN ANGLS USD | 46435G474 |  | 3800036 | 24160 | SH |  | SOLE |  | 0 | 0 | 24160 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 679613 | 9168 | SH |  | SOLE |  | 0 | 0 | 9168 |
| ISHARES TR | INTL EQTY FACTOR | 46434V274 |  | 3298302 | 134073 | SH |  | SOLE |  | 0 | 0 | 134073 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 747423 | 4311 | SH |  | SOLE |  | 0 | 0 | 4311 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 69226176 | 810686 | SH |  | SOLE |  | 0 | 0 | 810686 |
| ISHARES TR | MBS ETF | 464288588 |  | 3392872 | 56867 | SH |  | SOLE |  | 0 | 0 | 56867 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 |  | 706088 | 22626 | SH |  | SOLE |  | 0 | 0 | 22626 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 1303228 | 18334 | SH |  | SOLE |  | 0 | 0 | 18334 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 760665 | 9412 | SH |  | SOLE |  | 0 | 0 | 9412 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1895941 | 19262 | SH |  | SOLE |  | 0 | 0 | 19262 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 4105754 | 19356 | SH |  | SOLE |  | 0 | 0 | 19356 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 947574 | 5435 | SH |  | SOLE |  | 0 | 0 | 5435 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 534825 | 5619 | SH |  | SOLE |  | 0 | 0 | 5619 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 6095544 | 37775 | SH |  | SOLE |  | 0 | 0 | 37775 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 78425690 | 2010406 | SH |  | SOLE |  | 0 | 0 | 2010406 |
| ISHARES TR | U.S. ENERGY ETF | 464287796 |  | 410507 | 3905 | SH |  | SOLE |  | 0 | 0 | 3905 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 1596887 | 21477 | SH |  | SOLE |  | 0 | 0 | 21477 |
| ISHARES TR | US INFRASTRUC | 46435U713 |  | 604466 | 13857 | SH |  | SOLE |  | 0 | 0 | 13857 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 7559833 | 203854 | SH |  | SOLE |  | 0 | 0 | 203854 |
| ISHARES U S ETF TR | GSCI CMDTY STGY | 46431W853 |  | 1780541 | 21562 | SH |  | SOLE |  | 0 | 0 | 21562 |
| JOHN HANCOCK EXCHANGE TRADED | MLTFCTR LRG CAP | 47804J107 |  | 859196 | 16771 | SH |  | SOLE |  | 0 | 0 | 16771 |
| JOHN HANCOCK EXCHANGE TRADED | MULTFCTR EMRNG | 47804J834 |  | 286291 | 11038 | SH |  | SOLE |  | 0 | 0 | 11038 |
| JOHN HANCOCK EXCHANGE TRADED | MULTI INTL ETF | 47804J859 |  | 287772 | 9588 | SH |  | SOLE |  | 0 | 0 | 9588 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 281429 | 5755 | SH |  | SOLE |  | 0 | 0 | 5755 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 7097064 | 266769 | SH |  | SOLE |  | 0 | 0 | 266769 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 7316356 | 211772 | SH |  | SOLE |  | 0 | 0 | 211772 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 1589261 | 33900 | SH |  | SOLE |  | 0 | 0 | 33900 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 5638471 | 136365 | SH |  | SOLE |  | 0 | 0 | 136365 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 11336992 | 213170 | SH |  | SOLE |  | 0 | 0 | 213170 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1805849 | 44334 | SH |  | SOLE |  | 0 | 0 | 44334 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 768890 | 35968 | SH |  | SOLE |  | 0 | 0 | 35968 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 950878 | 15832 | SH |  | SOLE |  | 0 | 0 | 15832 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 20723484 | 624597 | SH |  | SOLE |  | 0 | 0 | 624597 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 20608683 | 549532 | SH |  | SOLE |  | 0 | 0 | 549532 |
| SPDR SER TR | PORTFLI TIPS ETF | 78464A656 |  | 3192155 | 114827 | SH |  | SOLE |  | 0 | 0 | 114827 |
| SPDR SER TR | PORTFOLI S | 78464A805 |  | 34316734 | 625399 | SH |  | SOLE |  | 0 | 0 | 625399 |
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 |  | 17600604 | 608089 | SH |  | SOLE |  | 0 | 0 | 608089 |
| SPDR SER TR | PORTFOLIO S | 78464A854 |  | 920876 | 20473 | SH |  | SOLE |  | 0 | 0 | 20473 |
| SPDR SER TR | PORTFOLIO SH TSR | 78468R101 |  | 5289913 | 176161 | SH |  | SOLE |  | 0 | 0 | 176161 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 2196183 | 267900 | SH |  | SOLE |  | 0 | 0 | 267900 |
| SPDR SER TR | S 400 MDCP VAL | 78464A839 |  | 1753908 | 58256 | SH |  | SOLE |  | 0 | 0 | 58256 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 8069258 | 99743 | SH |  | SOLE |  | 0 | 0 | 99743 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 6305396 | 66743 | SH |  | SOLE |  | 0 | 0 | 66743 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 10690099 | 134494 | SH |  | SOLE |  | 0 | 0 | 134494 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 5753505 | 77784 | SH |  | SOLE |  | 0 | 0 | 77784 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 12382299 | 229005 | SH |  | SOLE |  | 0 | 0 | 229005 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 85024241 | 631716 | SH |  | SOLE |  | 0 | 0 | 631716 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2078202 | 7351 | SH |  | SOLE |  | 0 | 0 | 7351 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 2696616 | 15480 | SH |  | SOLE |  | 0 | 0 | 15480 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 808647 | 3968 | SH |  | SOLE |  | 0 | 0 | 3968 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 275352 | 2649 | SH |  | SOLE |  | 0 | 0 | 2649 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 25297121 | 62769 | SH |  | SOLE |  | 0 | 0 | 62769 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 2274585 | 12110 | SH |  | SOLE |  | 0 | 0 | 12110 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 10809548 | 47684 | SH |  | SOLE |  | 0 | 0 | 47684 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1483586 | 10791 | SH |  | SOLE |  | 0 | 0 | 10791 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 11369841 | 260645 | SH |  | SOLE |  | 0 | 0 | 260645 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 5920308 | 116473 | SH |  | SOLE |  | 0 | 0 | 116473 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 6048794 | 115073 | SH |  | SOLE |  | 0 | 0 | 115073 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 281410 | 4867 | SH |  | SOLE |  | 0 | 0 | 4867 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 23237393 | 508187 | SH |  | SOLE |  | 0 | 0 | 508187 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 1303926 | 21383 | SH |  | SOLE |  | 0 | 0 | 21383 |

---