# EDGAR Filing Document

**Accession Number:** 0001846711
**File Stem:** 0001172661-23-000300
**Filing Date:** 2023-1
**Character Count:** 13444
**Document Hash:** c257a8397d8bf03b106a7d75d1934b68
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-23-000300.hdr.sgml**: 20230126

**ACCESSION NUMBER**: 0001172661-23-000300

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230126

**DATE AS OF CHANGE**: 20230126

**EFFECTIVENESS DATE**: 20230126

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Safeguard Investment Advisory Group, LLC
- **CENTRAL INDEX KEY:** 0001846711
- **IRS NUMBER:** 450585640
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21043
- **FILM NUMBER:** 23556924

**BUSINESS ADDRESS:**
- **STREET 1:** 4160 TEMESCAL CANYON ROAD
- **STREET 2:** SUITE 307
- **CITY:** CORONA
- **STATE:** CA
- **ZIP:** 92883
- **BUSINESS PHONE:** 877-213-7233

**MAIL ADDRESS:**
- **STREET 1:** 4160 TEMESCAL CANYON ROAD
- **STREET 2:** SUITE 307
- **CITY:** CORONA
- **STATE:** CA
- **ZIP:** 92883

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Safeguard Investment Advisory Group LLC<br>**Address:** 4160 Temescal Canyon Road<br>Suite 307<br>Corona, CA 92883

**Form 13F File Number:** 028-21043

**CRD Number (if applicable):** 000146132

**SEC File Number (if applicable):** 801-110651

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** James Murray<br>**Title:** Chief Compliance Officer<br>**Phone:** 877-213-7233

**Signature, Place, and Date of Signing:**

/s/ James Murray  Corona, CA  01-26-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 98

**Form 13F Information Table Value Total:** $162224753

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 339015 | 2822 | SH |  | SOLE |  | 0 | 0 | 2822 |
| ABRDN GOLD ETF TRUST | PHYSCL GOLD SHS | 00326A104 |  | 853936 | 48880 | SH |  | SOLE |  | 0 | 0 | 48880 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 201435 | 3110 | SH |  | SOLE |  | 0 | 0 | 3110 |
| ALMADEN MINERALS LTD | COM CL B | 020283305 |  | 2444 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 359716 | 4077 | SH |  | SOLE |  | 0 | 0 | 4077 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 433802 | 4889 | SH |  | SOLE |  | 0 | 0 | 4889 |
| AMAZON COM INC | COM | 023135106 |  | 1370880 | 16320 | SH |  | SOLE |  | 0 | 0 | 16320 |
| AMERICAN AIRLS GROUP INC | COM | 02376R102 |  | 138172 | 10863 | SH |  | SOLE |  | 0 | 0 | 10863 |
| APPLE INC | COM | 037833100 |  | 4350357 | 33477 | SH |  | SOLE |  | 0 | 0 | 33477 |
| ARK ETF TR | NEXT GNRTN INTER | 00214Q401 |  | 259313 | 6725 | SH |  | SOLE |  | 0 | 0 | 6725 |
| ARK ETF TR | GENOMIC REV ETF | 00214Q302 |  | 628022 | 22234 | SH |  | SOLE |  | 0 | 0 | 22234 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 1905041 | 60951 | SH |  | SOLE |  | 0 | 0 | 60951 |
| AT INC | COM | 00206R102 |  | 1814562 | 98564 | SH |  | SOLE |  | 0 | 0 | 98564 |
| BANK AMERICA CORP | COM | 060505104 |  | 1904927 | 57511 | SH |  | SOLE |  | 0 | 0 | 57511 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 355546 | 1151 | SH |  | SOLE |  | 0 | 0 | 1151 |
| BOEING CO | COM | 097023105 |  | 956938 | 5024 | SH |  | SOLE |  | 0 | 0 | 5024 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1169343 | 6514 | SH |  | SOLE |  | 0 | 0 | 6514 |
| CITIGROUP INC | COM NEW | 172967424 |  | 284393 | 6285 | SH |  | SOLE |  | 0 | 0 | 6285 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1062969 | 2327 | SH |  | SOLE |  | 0 | 0 | 2327 |
| DEERE  CO | COM | 244199105 |  | 211722 | 494 | SH |  | SOLE |  | 0 | 0 | 494 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 3232619 | 73554 | SH |  | SOLE |  | 0 | 0 | 73554 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 321998 | 13411 | SH |  | SOLE |  | 0 | 0 | 13411 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 1098326 | 21471 | SH |  | SOLE |  | 0 | 0 | 21471 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 498095 | 16384 | SH |  | SOLE |  | 0 | 0 | 16384 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 6008087 | 247449 | SH |  | SOLE |  | 0 | 0 | 247449 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 244647 | 5944 | SH |  | SOLE |  | 0 | 0 | 5944 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 1421049 | 65790 | SH |  | SOLE |  | 0 | 0 | 65790 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 2845985 | 68398 | SH |  | SOLE |  | 0 | 0 | 68398 |
| DISNEY WALT CO | COM | 254687106 |  | 364894 | 4200 | SH |  | SOLE |  | 0 | 0 | 4200 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 120729 | 10171 | SH |  | SOLE |  | 0 | 0 | 10171 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1106395 | 10035 | SH |  | SOLE |  | 0 | 0 | 10035 |
| FIDELITY COVINGTON TRUST | MSCI FINLS IDX | 316092501 |  | 392606 | 8186 | SH |  | SOLE |  | 0 | 0 | 8186 |
| FORD MTR CO DEL | COM | 345370860 |  | 120152 | 10332 | SH |  | SOLE |  | 0 | 0 | 10332 |
| FRANKLIN BSP RLTY TR INC | COMMON STOCK | 35243J101 |  | 172525 | 13374 | SH |  | SOLE |  | 0 | 0 | 13374 |
| GABELLI EQUITY TR INC | COM | 362397101 |  | 80287 | 14651 | SH |  | SOLE |  | 0 | 0 | 14651 |
| HEICO CORP NEW | CL A | 422806208 |  | 2178274 | 18175 | SH |  | SOLE |  | 0 | 0 | 18175 |
| HOME DEPOT INC | COM | 437076102 |  | 587462 | 1860 | SH |  | SOLE |  | 0 | 0 | 1860 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 |  | 427270 | 13711 | SH |  | SOLE |  | 0 | 0 | 13711 |
| INVESCO EXCH TRADED FD TR II | S HDL VOL | 46138E362 |  | 234751 | 5356 | SH |  | SOLE |  | 0 | 0 | 5356 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 4564673 | 41666 | SH |  | SOLE |  | 0 | 0 | 41666 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 24019511 | 90183 | SH |  | SOLE |  | 0 | 0 | 90183 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 579403 | 6097 | SH |  | SOLE |  | 0 | 0 | 6097 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 239300 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 6877445 | 130804 | SH |  | SOLE |  | 0 | 0 | 130804 |
| ISHARES TR | CORE LT USDB ETF | 464289479 |  | 4822594 | 94703 | SH |  | SOLE |  | 0 | 0 | 94703 |
| ISHARES TR | MORTGE REL ETF | 46435G342 |  | 702163 | 30942 | SH |  | SOLE |  | 0 | 0 | 30942 |
| ISHARES TR | CORE S ETF | 464287200 |  | 266770 | 694 | SH |  | SOLE |  | 0 | 0 | 694 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 4840397 | 13876 | SH |  | SOLE |  | 0 | 0 | 13876 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 1218153 | 12165 | SH |  | SOLE |  | 0 | 0 | 12165 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 305997 | 1092 | SH |  | SOLE |  | 0 | 0 | 1092 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 1972882 | 35159 | SH |  | SOLE |  | 0 | 0 | 35159 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 351892 | 2920 | SH |  | SOLE |  | 0 | 0 | 2920 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 3275658 | 30773 | SH |  | SOLE |  | 0 | 0 | 30773 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 210555 | 4534 | SH |  | SOLE |  | 0 | 0 | 4534 |
| ISHARES TR | US INFRASTRUC | 46435U713 |  | 313126 | 8641 | SH |  | SOLE |  | 0 | 0 | 8641 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 3393997 | 47069 | SH |  | SOLE |  | 0 | 0 | 47069 |
| JEFFERIES FINL GROUP INC | COM | 47233W109 |  | 1351901 | 39437 | SH |  | SOLE |  | 0 | 0 | 39437 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 305786 | 1731 | SH |  | SOLE |  | 0 | 0 | 1731 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 298837 | 2226 | SH |  | SOLE |  | 0 | 0 | 2226 |
| KELLOGG CO | COM | 487836108 |  | 378353 | 5306 | SH |  | SOLE |  | 0 | 0 | 5306 |
| LUMEN TECHNOLOGIES INC | COM | 550241103 |  | 79848 | 15296 | SH |  | SOLE |  | 0 | 0 | 15296 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 207142 | 596 | SH |  | SOLE |  | 0 | 0 | 596 |
| META PLATFORMS INC | CL A | 30303M102 |  | 210114 | 1746 | SH |  | SOLE |  | 0 | 0 | 1746 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 352265 | 7045 | SH |  | SOLE |  | 0 | 0 | 7045 |
| MICROSOFT CORP | COM | 594918104 |  | 1716176 | 7154 | SH |  | SOLE |  | 0 | 0 | 7154 |
| NETFLIX INC | COM | 64110L106 |  | 436127 | 1479 | SH |  | SOLE |  | 0 | 0 | 1479 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 242534 | 1659 | SH |  | SOLE |  | 0 | 0 | 1659 |
| PFIZER INC | COM | 717081103 |  | 484315 | 9450 | SH |  | SOLE |  | 0 | 0 | 9450 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 390807 | 2580 | SH |  | SOLE |  | 0 | 0 | 2580 |
| QUALCOMM INC | COM | 747525103 |  | 265190 | 2412 | SH |  | SOLE |  | 0 | 0 | 2412 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 480416 | 4753 | SH |  | SOLE |  | 0 | 0 | 4753 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 242894 | 943 | SH |  | SOLE |  | 0 | 0 | 943 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 |  | 366828 | 6974 | SH |  | SOLE |  | 0 | 0 | 6974 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 665193 | 7605 | SH |  | SOLE |  | 0 | 0 | 7605 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 306053 | 8951 | SH |  | SOLE |  | 0 | 0 | 8951 |
| SEMPRA | COM | 816851109 |  | 531312 | 3438 | SH |  | SOLE |  | 0 | 0 | 3438 |
| SKYWORKS SOLUTIONS INC | COM | 83088M102 |  | 1405501 | 15423 | SH |  | SOLE |  | 0 | 0 | 15423 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 1219560 | 3673 | SH |  | SOLE |  | 0 | 0 | 3673 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 2303486 | 13578 | SH |  | SOLE |  | 0 | 0 | 13578 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 9672473 | 25284 | SH |  | SOLE |  | 0 | 0 | 25284 |
| TESLA INC | COM | 88160R101 |  | 419065 | 3402 | SH |  | SOLE |  | 0 | 0 | 3402 |
| TORO CO | COM | 891092108 |  | 442620 | 3911 | SH |  | SOLE |  | 0 | 0 | 3911 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1162473 | 2193 | SH |  | SOLE |  | 0 | 0 | 2193 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 302258 | 4206 | SH |  | SOLE |  | 0 | 0 | 4206 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 591531 | 4213 | SH |  | SOLE |  | 0 | 0 | 4213 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 355099 | 1858 | SH |  | SOLE |  | 0 | 0 | 1858 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 287371 | 1410 | SH |  | SOLE |  | 0 | 0 | 1410 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 5345814 | 15212 | SH |  | SOLE |  | 0 | 0 | 15212 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 15204591 | 100112 | SH |  | SOLE |  | 0 | 0 | 100112 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 283271 | 2615 | SH |  | SOLE |  | 0 | 0 | 2615 |
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 |  | 770203 | 9308 | SH |  | SOLE |  | 0 | 0 | 9308 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 |  | 5047422 | 26314 | SH |  | SOLE |  | 0 | 0 | 26314 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 3606782 | 23488 | SH |  | SOLE |  | 0 | 0 | 23488 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 4952806 | 19947 | SH |  | SOLE |  | 0 | 0 | 19947 |
| VISA INC | COM CL A | 92826C839 |  | 620817 | 2987 | SH |  | SOLE |  | 0 | 0 | 2987 |
| WALMART INC | COM | 931142103 |  | 468749 | 3305 | SH |  | SOLE |  | 0 | 0 | 3305 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 210742 | 22230 | SH |  | SOLE |  | 0 | 0 | 22230 |
| WESTERN DIGITAL CORP. | COM | 958102105 |  | 226828 | 7191 | SH |  | SOLE |  | 0 | 0 | 7191 |

---